About the show
The majority of financial advice you have received over your lifetime has likely focused on the accumulation of your retirement nest egg. Most financial professionals fail to realize that you have to position your investments, such as your 401ks and IRAs, differently in order for them to sustain you during your retirement years. At Clear Income Strategies Group, we believe that principal protection and having a reliable income stream during retirement are paramount. You only get one opportunity to retire, and you do not want to put your money into an account that deprives you of the ability to accurately predict what its value will be in the future. Remember, focus on income planning versus income guessing. Most of us have been taught to “buy and hold blue chips.” Using this strategy could be a disaster waiting to happen. Imagine if this was your strategy during the Crash of 1987, the Tech bubble of the nineties, or the 2008 Financial Crisis. Further yet, the predictable crash about to happen. Where would your income come from? Would you be able and willing to go back to work? How would you replace the loss of income or the loss of capital? Neither of which was your fault. This is where our philosophy is different. We ask our clients one simple question, What percent of your retirement income do you want guaranteed?