35 Burst results for "twelve percent"
Nio downgraded by Citigroup, Etsy performs well with stock up 12%
"Neo ended the session down about one percent. It was downgraded at citigroup and sc was one of the best performers today. Up more than twelve percent.
Lilly Alzheimer's Drug Helped Patients in Small Trial
"Let's check cheers of. Eli lilly topping the tape today. Rising nearly twelve percent some promising results from his alzheimer's drug metro got the details meg. Hey melissa results were surprised. This is a drug. That's face to relatively small study Early symptomatic alzheimer's disease and what they found was that this drug Helped slow the declines in cognition and function that you see with this alzheimer's disease by thirty two percent versus placebo. Now this is a drug that goes after those amyloid beta plaques in the brain the same approach we've seen the industry take over and over to no success and we should note that this is probably years from proving out to actually work and really get through the fda if it does provide in bigger trials but clearly providing a lot of hope today For the market. Anyway you also are seeing shares of biogen getting bullied on this news because they are up at the fda with their alzheimer's drug up six percent today Expecting a decision. I do kim ab march and that drug has the same mechanism of action not identical but also going after amyloid plaques smell So that was one of the big news
Should investors 'let it go'
"Is the time for investors to let it go sure. So you know before the charts. It's really all about who you are in the market and what your timeframe as there have been plenty of where disney as gapped up like this today up thirteen percent. It's q one beat in two thousand nineteen was about twelve percent. Move on vaccine day november ninth. We know at jumped about twelve. But what we do know is after big jumps like that. It's pretty Sideways fallow on a week over week basis. But let's look at some charts. The first is the breakout. Conventional kind of thing everyone agrees is well recognized stock that moves above a well-defined range with a gap. And you can see it. There is the definition of a breakout. Now second chart look where the stock stopped. It stopped to the penny at the internal trendline in effect for the past year. And a half. I mean literally stopped on that line in fact it peaked. Essentially around eleven o'clock and it spent the rest of the day going sideways so it was aggressively rated but didn't really progress now to more charts. Where are we in relation to the hundred and fifty day moving average. You could use the two hundred and you could use the fifty but if you were to look at this chart disney is trading some thirty nine percent above its hundred and fifty day. Now take a look at the next chart. This is going back for the past ten plus years and you can see here again. The relationship of price with average price over one hundred and fifty days. So in the history of the stock going back to the nineteen seventies it is only traded farther above the hundred and fifty million one other time and in principle that gets the timeframes. Long-term this is hugely bullish tactically. I think you fade the move. You take profits all right. It's a carter says let it go. We'll see in a bit car options action. So you've got the fundamental story. You got the technical take from the chart master. How would you trade disney here. Brian kelly what do you say. So i with carter on this when i really like his take on this because if you think about it. This is a long term fundamental. Play here because not only are they going to have more movie streaming online. But we know about disney's that they have tremendous leverage in their platform right so they can go to the parks. The parks are going to reopen their cruise. Ships are going to reopen. They're going to be able to take what they do on disney plus and bring it to all of those places but that does take a bit of time. And you priced in this surprise here and so where it's trading now and remember. The stock was seventy eight and a half or so back in april march april so it has had a tremendous run this year. It is priced in an awful lot of good news and so for me. I think you get a better entry on this. It doesn't mean that. I don't like disney. In fact i think it's going to be one of the better ones coming out of the pandemic but i think you get a better entry. I would wait either for today's gap to be filled or for the low of today to serve as your support and then wait for that breakout so you like it long term. But do you think that there could be a pullback shorter-term james mcdonald. I think part of the betting here is that is that this is a premium product. That people will pay for it in fact they. They announce a price hike of a dollar in the united states. Twenty nine percent in europe and a bet on the management team a ceo. Bob shape may be new to the role. He's not new to disney and he's still got executive chairman. Bob iger around. I in terms of this execution which is a dramatic change in how the business the structure and how the business considers an executes content. Well bob eiger remembers the old days when you had a lot of customers and you had a big brand. You had a lot of action and there is a firm back then called. Aol that got everybody's attention stock ran up on potential and we saw where that happened and i love carter's technical analysis and always spot on with his fundamental outlook. But my grandma told me use common sense you know right now. The pe ratio is at eighty seven There's more forward-looking upside for this netflix. Which masters this game. Netflix's out similar subscriber growth from the boom from cohen. And look what happened. That sub growth then cooled off for the next three months in this covert level. Growth rate is not usable for the long term with disney. Netflix shows that more content equals more subscribers. And that's a good thing but we're shifting attention away from the other weaknesses with this company. This is not a tech company The media only makes up forty percent of the total revenue parkson products. Make up twenty three percent and they're gonna take massive hits here with the new lockdowns over the holiday seasons. Let's use commonsense international segments twenty three and a half percent of the total revenue. It's going to be suffering. There's no fed overseas to save them. So let's use our common sense and stay away from disney here up one hundred seventy five bucks. No way no way no way. We can't worry about the long term. We've got to survive this recession. That's coming not
Zconomy: How Gen Z Will Change the Future of Business with Jason Dorsey
"Jason. Save up to fire nation and share. Something interesting about yourself that most people don't know sure what's up. Fire nation thrilled to be here with you. Huge fan fire nation. Everything about something that most people don't know about me is. I wrote my first book when i was eighteen years old and it was so successful. I ended up sleeping on the floor of a garage apartment with five thousand books that i had printed thinking somebody was going to buy them instead. They were furniture. So a bed of books means you're not selling as many books as you want to fire nation but guess what jason's grown he's matured and right. Now he's rocking z. Konami which is all about generation z. And how gen z is going to change the future of business. So i kind of want to start a few steps back jason. Because i'm just curious like how does one get into studying generations wide. Did that interest you. And why did you get into it. Yeah share well that. I book that i wrote when i was eighteen at ended up not selling it first and then becoming a real big bestseller and i started speaking all around the world and i ended up on sixty minutes and i was on. That show is all about millennials. And i'd written a bunch of books and started a company and everything was going great but after that show i started speaking all these corporate executives who are now our primary clients but i was speaking all these exact and he would say such terrible things about millennials and i am a millennial pretty fended lazier titled your pants or fall off. You live with your mom and all this stuff. And i'm like well. No actually. I have my own house in our own office building in my parents worked for me and my pants are on very snugly. Thank you very much. And so so after that i remembered Clear as day. I was in this boardroom. Big public company and the ceo had said Some things about millennial employees. That i just i didn't fully believe and i'd spoken about half a million millennials at that time and so i asked him because i didn't know any better. Now i serve on lots of corporate boards. You know one of the couples on sold for eleven billion dollars. I live in this world now. But back then i didn't i didn't i didn't know and it was really a set up for success so i asked him i said is there any way i can see your data about millennials because you say the turnovers hiring. They're not as engaged and on and on i. I love to understand better. So i can conceptualize it and maybe help also for so. There are a lecture or whatever so they sent the data to me. And the data didn't match with the ceo had just said in the boardroom which basically never happened. Ceo's don't go off the cuff in front of their boards prickly a private publicly-held company like that. So i asked my wife who has a phd. I said denise you know this is. The strangest thing was just in this room with this pretty famous. Ceo they said all these things with great conviction then. I looked at the data and the data doesn't match what they just said. I said what do you think we should do. And she looked at me and she says we start a research for. She's up because if they don't even know their own data if we can help them to understand their data make better decisions and we can really great copy and help lots of peoplesoft. Lots of challenges and so. That's how we got into this thirteen years ago. We founded the center for generational kinetics. We lead research all around the world for many of the biggest brands in the world. And all about separating generational myth from truth through data so leaders can make great decisions whether you're a startup or venture capital or your bootstrapping yet or you're in a big public company getting accurate data and being able to make decisions based on that increases the likelihood of success de risk strategies. That you're looking at drives innovation and so forth and we found that generations in particular or one area where there was just so much myth and so much misinformation and if we gave people great information that it could take action and that was incredibly exciting. We've had seven hundred clients since then which is pretty wild and done studies all around the world and just love it absolutely it now. Your ceo is just flat out wrong when it came to millennials and you had the data to back it up. Did you ever go back to him. And just be like joe burrow. Check us out. you're wrong in also my pants. They're pretty snug. Check them out. I know that was a quiet. But i really do credit him and i if it wasn't such a negative story i would say what company is because it's really big famous company but But no but. I do believe that he something that we saw frequently. Which is the idea that generations older generations. Think of millennials through the lens of their kids or their grandkids and so that that becomes a proxy for the whole generation. And in fact when we wrote the economy book new book. What we found is the same thing was happening again and there was all this misinformation and it just wasn't true and that's why we spent less two years right in the book is because we've got to clear this up because when people have the wrong impression about an entire generation it leads to so many problems for everybody. Everybody loses so no. I never never corrected him on it. But i do give him credit for sparking the idea. I'm glad that you do give them credit for sparking that idea because sometimes fire nation. Is those things you just like you know. I'm not just quite sure about that. Let me look into it. They can really uncover some great opportunities in one thing. That i think is a huge problem in this world in general and especially when you're talking about generations is just regurgitation. You'll hear one person on one talk. Show say one thing. And then you'll regurgitate it. And then somebody else regurgitates regurgitation and like seven layers down. You're like how'd you hear that. They're like oh. I don't really know like somebody just mentioned it and like now you're speaking it like it's the truth and it's just regurgitation of what you know is something that has no data to back it up. So what most people get wrong jason when it comes to generations break that down for us shared. There's a few things that jump out. The first is this belief. Generations are a box or stereotype and that is absolutely not true. We're generational researchers. This is what we do more than sixty five generational studies and what we see is generations are not a box but what they really are powerful clues and as long as we used them as clues and only clues to dry faster connection trust and influence in create all kinds of positive outcomes. We don't wanna put people in boxes. We wanna use this as clues. So we can figure out how to better lead market sell collaborate innovate and so forth. And when you sort of at that level people seem to really embrace it because it just gives them another lens to better connect. So i think the first is people think. Generations are boxes or stereotypes. And they're not in fact. Our clues are driven by math. We look for what's called predictability by scenario so that's the first thing that people i think it wrong. The second is this idea that generations are the same around the world. Now one of the things that we've uncovered repeatedly in our work. We publish all this on our website. Is that generations vary by geography so for example in the us will see differences between urban and rural within the same generation. And that i work a lot outside the us and we'll see differences. Has we travel around the world and that's important because if you're a global company or frankly a global brand fire nation is you want to make sure that you really representing each of the different geographies. And what makes them different now. One cool thing that we've uncovered and we talk a lot about this bunches. Economy is the most consistent generation the world. now that doesn't mean exactly the same but the most similar generation the world is now gen z. Gnc's about twenty three twenty four years old. The oldest and the reason the most similar is because of cheap mobile technology so if you live in different countries around the world you might even get your phone for free as long as you use it for payment. Think about it started using a text. Payer sort of like a mobile credit card in different parts of the world and because we've driven the cost of a mobile down solo basically two zero in many places now. All the sudden young people around the world are having access to entertainment news information dating banking on and on and on and as a result of that. We're seeing a lot more similarities. As i travel all around the world the younger you get but interestingly the older you get even to gen xer baby boomers from a different planet as you travel around the world. So that's something people get wrong. And then the last thing that i think people get wrong. And is they have to deal with a bunch. Is people confuse life. Stage or age with generation. So for example jen's is now twenty four but when we do studies and ask people how do you think the average millennial is they'll say twenty five as if we didn't keep getting older you never talking about millennials for fifteen years. Say there they're now forty. I think that's a board it because you stay in the saying generation but you pass through different life stages and frequently people confuse the two and it's very important to understand the difference because if you're trying to market or employer build a business that targets different groups generations gives you all these clues but we got to distinguish between the generation which travels up right at ages up baby boomers for teenagers versus life. Stage for example high school or college which are still pretty similar ages as they have been for the last four years and so knowing. The difference helps you to understand that. Yes really interesting. How people always confuse age with generations. And how that all goes. I mean you know. I was just talking to a friend the other day literally. He's in his late thirties. I'm in my late thirties. And he's just going off and riffing about jenner. How millennials or just entitled and all this stuff and it looks like you know where millennials. He's like oh no. I'm definitely not a millennial mike. Well we're we're like the oldest millennials millennials. And he's like well. I need to look at that. And so it was funny. He came back. We know there's actually a lot of great things about millennials and he's now like listing off all the good things because he now is identifying himself as a millennial so it's really interesting fire nation and yes. We do get older. That is what happens to all generations and all human beings foreshore. And we're gonna die something. I'm pretty excited about as soon as we get back from our break which is about how generational work is actually going to solve challenges for both entrepreneurs that's you fire nation and companies as well as soon as we get back think is the best platform to create market and sell your own online courses in. We speak from personal experience. We've been hosting our online courses within kick since two thousand seventeen with dinkic we can deliver content to our students in a simple user friendly way that allows them to learn and take action fast plus our students are always raving about how easy it is to follow the flow of the contents. Thanks to think theme and templates. So if you're ready to create an online course to help you reach a wider audience build revenue in make a bigger impact than think. If is the perfect partner to have by your side to prove it. Think if it has an exclusive for you fire nation. Their five day course challenge. Here's what one of their recent students had to say about. This challenge helped me gain the confidence and clarity. I needed as well as a perspective required to compile my specialized knowledge into marketable contents that others will be willing to pay for sign up for this free challenge today at think dot com slash fire. That's t h. I n k. I f i. C dot com slash buyer looking for business. Coach was helped thousands of entrepreneurs just like you to increase profitability by an average of one hundred percent per year all for less money than would cost a higher a fulltime at minimum wage employee fire nation meets clay. Clark klay has been coaching businesses. Like yours since two thousand six yep even through the great recession and he does it for less money than would cost a hire a full time minimum wage employees at a time when inc magazine reports that by default ninety six percent of businesses will fail within ten years claes helping businesses like yours to grow on average by one hundred and four percent annually. Houses even possible clayton only takes on one hundred and sixty clients so he personally designed your business plan. Plus cleese team helps you execute that plan with access to graphic designers. Google certified search engine optimize web developers online added managers videography workflow masters in accounting coaches visits thrive time show dot com slash fire to see thousands of video testimonials from real people. Just like you. Who plays helped over the years. That's right do your research view. Thousands not hundreds of proven documented in archives videos. Testimonies from real people just like you. At thrive time show dot com slash. Fire thrive time show dot com slash. Fire then schedule your free consultation with klay himself to see how he and his team can help. You thrive so jason. We are back. And as i kind of teased before the break. I wanna get into. How generational work console challenges for fire nation. That's for us entrepreneurs but companies as well. Sure that with us. Sure one of the things. That also is not obvious as i'm venture partner at a venture capital firm and serve on lots of start up boards. It's an extremely passionate about and what we're seeing much of the opportunity being created today has a generational trend or thesis. It's the adoption of new technology new solutions or bringing a different way to look at old problems and when that happens that's where both change and frustration and challenge and frankly companies go out of business but it's also wear new opportunities are created so i'm speaking with entrepreneurs and working with entrepreneurs were trying to look at what are millennials and particularly gen z. Doing right now that you might want to be able to build a business around or leverage as their pine power influence increases so for the first time what we're seeing is technology trends are rippling from the youngest to the oldest and that's a huge shift. It used to be from the oldest more affluent down to the youngest. But now we're seeing younger. People are actually driving tech adoption up to the older but the key as an entrepreneur mississippi that we coach entrepreneurs about is being able to sort of step out of your generation and look at it through the lens of another generation. it's what we call generational contexts. One of the best ways to do that is actually bring members of that generation into the conversation. I can't tell you how many times i'm speaking at places. And they're asking me all these questions about millennials or gen z and. I'm like well. Why don't we invite some of them to the conversation. Let's talk to them. Uh let's actually talk with them. See what they say. Say get and so. I think when you look at bringing generational diversity into the workplace into innovation. You can solve all kinds of interesting challenges. I'll give example right now. What we're seeing is the gen z and even younger millennials. I talk about both of these in this economy book. They want a different on boarding experience. Obviously we're in this time of covert and all these changes but even before that what we saw is that the youngest generation wants to be on once on boarding to be by text message. Which sounds i know a little bit wild but there are companies. Do all of their on boarding through text message so you get semes- before you Short for your first day in alaska you just give you a simple example. This is in the book from coming called on border. When you they'll send a text message and it'll say what's your favorite snack three o'clock when your energy starts to go down. Do you have a favorite sports team are causing all this sort of stuff and the is when you show up for your first day. Or they'll even now senator gift baskets to your house. They'll have all your favorite snacks ready for you on your show up because they already know because you put in your text message or the. Have your favorite sports team. Or they'll find the best place that you wanna go eat or have that food delivered so they're engaging you by text message in a process that generally used to be in person and frankly pretty terrible at most companies. There's another company that worked in with again. This is generational trend. They figured out how to pay all employees fifty percent of their wages every day at no cost. They're called instant and what they did. Is they basically said you get a text message or message on your phone after your shift. And it says hey. Would you like half your money today. Yes or no. If you click s you get your money. Will all the sudden now you have. An entire generation is growing so fast that thinks they should always be able to get half their paycheck. Every day will imagine how that changes so many other things and all the sudden other generations. What do they say well. This text messaging on boarding thing is pretty cool. You mean i can get paid every day. That's pretty awesome. I think i want that. To and all the sudden the generational trends creates huge businesses. And those are the types of things were seeing you know so much. Innovation is driven by other generations. This is the key they don't even think it's new or different when we interview them. They think you've always been able to do on boarding by text message because they never got on onboard before there was text messaging or if they've only worked at a place that gave them the ability to get paid every day. That's how they think everybody gets paid. And you know older generations. So i work with the frequently. Get defensive and they're like you know. The young generations are trying to change everything. And i'm like no. They're not this is just all they've ever known they don't know any differently. Change to them is actually doing what you're proposing and it's not about one being right or wrong. It's going we can. We can leverage us. We can adopt this and all the sudden on boardings better retention is higher engagement is higher in these types of things and you see it on the marketing side for those fire nation members who are really growing their businesses and they're more than sales marketing. Same exact deal and the idea is just recognizing this you're creating so much opportunity. We see this particularly with social media. We see this with podcast such as yours that this is a great way to engage younger generations who then index for talking about these things and driving awareness in referrals and excitement fire nation. So many things to take away here. One of my favorite things jayson broke down was specifically tech trends are rippling from the youngest. To the oldest. Like think about that shift. Think about that change. How the ripples actually going from the youngest to the oldest now which is a complete flip from how it used to be back in the day and one thing. I wanna really dial in on just because i'm personally curious and i think fire nation is to is this the up and coming generation now. Let's talk about generation z. Like who is generation z. And what do we need to know about them. Yeah absolutely so gen z. The key thing is that they're already twenty three or twenty four years old. So that's a good starting point and what we uncovered in our research and we publish. This is economy. Book is at gen. Z is the key thing we got all these research firms around the world to change their birth years. Gen z does not remember nine eleven and that is a huge deal because it's the biggest event for the millennial generation we call generation defining moment. But jesse doesn't remember it at all. They learned about it in school or heard about it from a parent or they watched the video on youtube. But it's not something they experienced and they're now twenty three twenty four years old so a huge event of the generation before they don't remember in fact they're they're covid nineteen is essentially their defining moment. This pandemic is the generation defining moment that they're gonna take with them and we talk about this a lot. So one thing is they. Don't remember kievan of a previous generation and the other is there. Cuban is happening right now. But what i think you're entrepreneurs will find super interesting is that we've been doing this. Study for the last five years called state of gen z and. It's our big study released every year. And what we've uncovered and we've seen it for five years in a row now is gen. Z is more practical or frugal with their money than previous generations. And this is shocking and when we dig into it what we find out is that gen z came of age around the great recession. And what do i mean by that. Their speakers are experts. Like you talked about earlier. This regurgitation people running around saying oh gen z struggled during the great recession in the workforce they were twelve and were not working right but instead what they did is. They saw their parents struggle. They heard their parents struggle. They know people lost their houses. They saw millennials drowning in student loan. Debt having back home a mom and dad and you put all that together and what you see is. They're very conservative or practical with their money. As a result they're driving double digit growth at stores. They like couponing they wanna know. They got a good deal. They want things to be a bargain. They want them to last a long time really have utility and what we see. The example. i'd like to give is a gen zero sixteen years old. We'll have a birthday party. They'll get fifty dollars. They're all excited it away. And then they'll go to their mom or their dad and say hey. Can i have fifty dollars. Wanna go buy something. Mom or dad will say but you just got fifty dollars. And they'll say oh. No that's my money your money. It's overseeing that so if you're trying to market to them you've got to understand their practicality with money we also see the gen z when we do values based research. What we find is for the last four years Their top concern was climate change. Or would they would call climate crisis in their own words. And so that's been the top that they've been looking for brand alignment and for entrepreneurs to get behind and so forth however in the last six months we are new study. Social justice has leapfrog. Climate changes their top issue. And it's significantly more now so all the sudden as you see the generation respond to events around them. You can sort of see how they're shaped so if you wanna make sure in line with their values you gotta know what their values are going. Even deeper on the employment side is people look to hire them. Gen z no is looking for stability. This one's this one's tougher for entrepreneurs. So i want to explain it. They're looking for stability in an employer. What do i mean by that. Gen z saw these layoffs. I heard the layoff. Seen millennials struggle and as a result they're looking for an employer that they view as stable. So it's interesting because they tend to automatically defined stability by being a big company. So they'll say. I want to work for a big company will say why and they well because they're stable and the truth is you and i both know that. Just because you're big company does not at all mean that you're stable and just because you're a small business doesn't mean that you're not stable so it's important that you message to them. We also found in our research is gen. Z is very much interested in benefits which is shocking given their age in fact two years ago. Twelve percent of gen z was already saving for retirement. Wow and yeah. That's crazy right and many of them already have an emergency savings account. These are eighteen year olds. That are taking up their phones showing us emergency savings accounts and it. Just it's such a different generation. I think the key here. Mrs so important for all the marketers who are listening our nation is at gen. Z is not millennials. Two point oh they are not millennials. Just more extreme. That's total bunk. People say that it is not true. Jesse is a completely different generation raised by different set of parents who has come of age only knowing social media it has always existed for them. That's why they trusted so much at the same time. They're more diverse than any previous generation. Different set of values different purchasing pathways. And now the key is they over index on influence because of how they use digital media and already twenty four years old fastest growing generation in the workforce today on a percentage basis. And they're gonna be the most important consumers to get right over the next ten to fifteen years. One thing that i assume and please correct me if i'm wrong. Because it's just an assumption but generation x. And millennials like this is like. I'm speaking of my generation's here that i cut kind of overlap. Both pretty closely. It's we came to like being seventeen eighteen years old and it came to money in debt. Just kind of close our eyes and kind of believed the rhetoric of. Hey you just have to go to college and it's going to be expensive and you're going to get college dad and that's okay and you're just going to be a paid off at some point in the future and now like millennials and gen xers just hammered with this dead. They can't payoff ten twenty even sometimes thirty years later because it was just brutal with the mountains of debt that people kind of blindly get into it. Seems from what you're saying. Generations not gonna kind of take that same approach in just blindly. Sign away their lives to this debt of secondary education in colleges and universities in the such. Is that true. Wow that is such an insightful. I mean you you are super pro do so yes. That is actually true What's interesting is when we studied student. Loan debt with millennials in particular. That's what we call an economic anchor. So what it's causing. It's actually causing millennials. Now this is wild to delay marriage kids and buying a home because of student loan debt and that has massive ramifications on all parts of the economy to everything from financial services whether or not. You're buying life insurance. You know the the homebuilding recovery like on and on we could keep going to income households. There's just there's so many things that are impact even ultimately the ability to take care of your parents later on so what we saw. Was that large student loans at delayed major life commitments which we which is what's happened as a result And by the way gen z will tell you they're not sure that if spending a whole bunch of money and college actually pays off his it remains to be seen right now for millennials. We were told. I'm a millennial. We were told getting the best college at an. Just get debt. And will all be worth it and then for a lot of it wasn't on the flipside. Gen z in our new. Study in this in this economy book because it's important to understand how thing about education gen z is trying to graduate from college with as little as possible ice which is super cold. They're also saying that they're looking. They're very interested in the employability of their career. So so if they go and they pursue a certain path. Am i going to be able to get a job in that path. Now by the way kobe. Nineteen has been a massive massive. You know challenge for that because there are people that were three or four years into college university you know. Maybe they're going to study retail merchandising. Well aren't hiring never hired for that role again or they studied. You know oil and gas and those aren't hiring whatever it is so all the sudden people who already had you know pretty heavy commitment are now realizing that that path isn't there for them but we are single. Gen z particularly during this experience. Right now is they're saying. Hey i want to make sure. I'm getting value for my education and raven seeing well if it's going to be online only i'd rather go to a community college or state school or somewhere else. Get some credits. And then i'll figure out. If i want to go back into the future maybe take a year off and then come back and so forth so there definitely much more conservative with debt when it comes to college university and by the way the other people who are more conservative are their parents boomers had to cosign on all those millennial loans just. That's my mom about it right. And that as a result for many millennials it was tough for them to pay it off on the flipside. Gen-x is going well. I don't know if it's worth it gen x. Gen z kids. You will not end up. Like those millennials so the that's also being weighed into the conversation now is college university worth it and then you add the layer of kobe. Nineteen is it worth it if it's nontraditional experience and you know i don't know the answer to that but it is something we're observing and now this is where it gets really interesting. So the oldest members of gen z. Those that are about eighteen to twenty four. They're bearing the brunt of this. Pandemic what i mean by that is in our latest study. That group was most likely more than any other generation to lose their job. Have a decrease in pay or have a shift in responsibilities meaning. They had to assume a job that they didn't sign up for where it gets interesting though is younger so my daughter is nine years old. Her name is russia Sushi is in fourth grade right now. She heard this is in the book in third grade. Her last end of the year project. Which i didn't know anything about Was she went and built a presentation. She built all and google sides. She built it all in spanish. She had animation. She presented it. She recorded it and then she uploaded to classroom and she thought that was completely normal. She's nine and then of course. You saw one of my powerpoint slides. He's not very good. So i say that because the younger members of gen z. This is the real twist here. They might end up turning this pandemic into a positive. Because they're going to learn a whole different way to learn to collaborate they're going to get the benefit of the older part of the generation struggling. So they can learn from them. All of this stuff largely will be resolved in terms. Of least what normal looks like in the future and so they're gonna get the benefit of all of that the closer you are to those transition years of eighteen to twenty four the worse is but the further away the more benefit could end up being you so it's pretty interesting that within the same generation you can have two very different experiences and by the way this is what happened. To millennials millennials like me who crashed into the great recession and then the millennials who came afterwards who benefited from a very robust economy. So even within the same generation you can see pretty significant differences. I mean fire nation. I really hope you're enjoying this contest. Much as i am. Because i'm seeing the application to the real world and that's so important because we're entrepreneurs in the real world. We own businesses and companies in the real world in this stuff makes a massive impact so jason of everything that you shared today. What's the one key takeaway that you really wanna make. Sure fire nation gets from all of this awesome stuff above generational impact and the generational studies. That you've done and then share how we can even learn more about it through you and any call to action. You might have for fire. Nation is time to share. Yeah absolutely so the number. One thing that i would share. You know as an entrepreneur myself now for twenty four years is i would do. It's called a generational snapshot and what that means is you create essentially a pie chart representing the different generations. Either of your customers or of your employees or team members or ideally of both. Because what you'll often find is that there's more generations and you suspect it and it will help you to shape your messaging your leadership in your marketing to better fit them and going a bit further if you don't see enough of the next generation coming in particular on the customer side that's definitely a yellow flag that you need to pay attention and make sure that your dappling for the next generation because they will be the ones that drive growth. So that's the best easiest how to that will cost you zero dollars that a promise will make you money. Which are the type of things i'm all about. And if you want a whole bunch more in terms of how to actually recruit and retain motivate and so forth across generations or market and sell. You can definitely check out the new book. It's called economy. How gen z will change the future business and what to do about it. We do talk about all four generations and just packed with how to in case studies and all kinds of cool stuff and we'll put together a special promo for fire nation. New it be on my website. Which is jason dorsey. Dot com slash. Fire you'll be able to get all of that. They're including three free video courses. Because i am a passionate entrepreneur. Have been for a long time. And anything i can do to help them. Nation will fire nation. You are the average of the five people you spend the most time with and you've been hanging out with j. d. n. j. l. d. So keep up the heat and head over to your fire dot com type jason in the search bar. The page will pop up with everything that we've been talking about today. But of course jason. Dorsey dot com slash. Fire is gonna get you to that gray page with all that awesome content. And i just wanna jason. Thank you for sharing your truth. Knowledge value with fire nation. Today
Australian leader seeks conciliation in dispute with China
"If you enjoy a glass of wine every now and then. You've likely tried a bottle from australia at some point the. Us is a big market for aussie vintners. So is china but now china shops wanting to carry australian wine face higher costs much higher. The chinese government has announced new taras on australian wine imports as high as a two hundred twelve percent tax on every bottle. It is a major blow to australia's wine industry as the world bank. A hillier reports. China is pointing the finger at australia and says the country is dumping wine into its market causing the chinese wine industry to crash. Australia says that's not true. Still because of the spike and fees the wine trade between the two countries has come to a grinding halt. The level of the tariffs essentially closes a market for experts. Say it will be virtually impossible for steinbeck's orders to send bottle bought into china for the foreseeable future tony lane. Ceo of australian grape and wine says people's livelihoods are already being threatened of the twenty four hundred australian wine producers who export to china eight hundred of them sell exclusively to the people's republic that now the markets that aren't still domestically they've set the businesses up puglia round the toronto market. And now. we're the next older will come. There's a lot of guess uncertainty. In fear and confusion james robson of ross hill. Weinstein is feeling the pressure. This is terrible news. He told abc news australia. That nearly twenty percent of his product exports to china where his customers usually place big orders in october to prepare for chinese new year. And we haven't done any of that this year because obviously that texting right. It's just not sustainable alley entry level one these ten dollars and that's gonna make it thirty. Even the big players in australia's wine industry are taking a hit shares in the largest one treasury. Wine estates plunged eleven percent when the tariffs were announced. But they'll be okay. Tony battling says because they can sell to other countries mainly europe the us and other parts of asia still under thirty five million liters of wine that is now going to be looking for a high finding new markets and forming new business relationships is tough though especially during a global pandemic and battling says those other markets won't be able to make up for the loss of business with china we got hundred seventy markets resulted. Even if i only christ bought fifteen percent that would still live. It's seven hundred million dollars in the red site. Clearly showtime Visit occasion is not going to work. Experts say the wind tariffs are not just about reds and whites relations between australia and china soured earlier. This year after australia called for an investigation into china's handling of the coronavirus pandemic since then china has slapped tariffs and restrictions on a number of australian exports including barley beef seafood and sugar agriculture minister. David little proud told sky news australia. That he's looking for clarification from china. Is that it is retribution. Rather than any specific issue that any whether it be one or the other commodities produced the trade war appears to be here to stay. China's commerce ministry said today the tariffs could last between four and nine months at this point. Tony battling of australian grape and wine says he doesn't see a clear path forward normally you can resolve economic disputes through negotiation. But with you can't get to the table. You can't get both parties in the same room or on the same telephone. You kinda negotiate in the meantime battling hopes australian producers won't have to sell their wines under market value just to keep the lights on
Anchor gains IAB certification
"I'm alec baldwin and you're listening to. Here's the thing my podcast. Here's the thing is moving from public radio. Wnyc in particular to i. Heart radio yes. Here's the thing with alec. Baldwin is to move to hearts the show has been with. Wnyc's since twenty. Eleven shift over till i heart radio wave breathing new life into a project type passionate about for nearly a decade said baldwin though. He did criticise. Wnyc for interfering with his editorial independence in the same billboard article iheart connel burn says that spotify accounts for somewhere between five and twelve percent of listening of podcasts from iheart and suggests that exclusive bad for creators brands and listeners. They remain the top. Us podcast publisher according to new figures from pod. Track anchor the largest podcast host in the world has achieved ab certification for their podcast analytics willing to their full certificates today and as a small warning. Some podcasters may notice a very slight decline in play counts as a result. The company says some that have contacted produce news have seen significant drops. Fourteen point two is out. Podcasters may notice. It's increased cover art size of podcasts. On the lockscreen brule iheartradio which is run by. Aaron is to have a quote complete strategic overhaul content. Director duncan campbell. Says part of my role here is to make sure that we don't lose focus and get distracted by new shiny toys or other. Call it the future. The new york times has seen in one thousand nine percent increase in podcast revenue in the first nine months. Twenty twenty according to its latest quarterly report. The daily is the number one. Us podcast according to new portrait figures for october. Westwood one's own. A cumulus media says podcasting revenue was up fifty percent in the last quarter and that the network achieved one hundred and two million downloads in september up. Forty seven percent year on year digital dollars represented over ten percent of revenue in the quarter. Cfo frank. Lopez balboa and remote recording software riverside fm has raised two point five million dollars in funding and impo kost news today. The queued up. Podcast on podcasting has an interesting thing about nineteen minutes in j. pod. Fader soderbergh claims charitable. Who's ib version to certified tells me my podcast gets three times the amount of downloads that my version to certified host tells me get
The Rare Phenomenon That Hit the Markets This Week
"It was a rough week our pain not the over. There could be a headquarters of machias Carter work joins on fast line. Carter what are you looking at? Sure. There's a ton of stuff to look at but I i. think it's important to say before we look at handful of charts, what we know is that as a war proposition equities. have. been. Nothing short of a disaster as it relates to a year, they performance meaning the best we've ever been up is ten percent. We've been done as much as thirty five and all of that, and here we are on. which is to say equities asset classes. He's at least as measured by the S. and p. have done nothing and yet treated investors to great swoon, and of course, only be recouped and yet all watch underperforming golden treasuries a few charts the first You have it here on your screen, but we know is for what it's worth. We have a well-defined break trend see the trend line. They're just gone on March low and it is also from a double top formation. These things are not sacrosanct or perfect. They have a lot of history behind them and we what we have is, of course, that circumstance another chart it's just looking at where we are now in relation to the pre pandemic high with the same double top. We're. Now, of course, below the level we were at the peak in February before things went haywire. Now if you put the trump one and two together chart three year is. What you would call sort of an ascending. Wedge or triangle, and we were clearly he's sort of faltering breaking below key levels. Next Chart. Drawdowns. So what do we know this drawdown in relation to the four others there have been five drawdowns Your date of greater than seven percent, and you can see the numbers there. They had that initial about seven, and then we had a second drawdown in maker eat about six to eight percent drowned in June, of course, the biggest one so far from September feet. Ten, and then here we are this one about eight nine. Is it likely to be contained a here yet another sort of Ten or less. I suspect not even the brakes in trend charts that we've just seen. So the final table here this is how much lower were we to simply checkoff down ten percent down twelve percent down fifty from Pete of September second, and you know a twenty percents decline which is. No big deal in the history of markets will take this as low as twenty eight seventy. A twelve percent decline would be another three and a half percent. You see the far right column from here, and that's where the other namely average comes into play. In any event what we do know is It's clearly a day to day under pressure and there's no indication that stepping in here is going to be the right thing to do.
A Big Day For Tech Earnings
"Yesterday was a big day for tech earnings. We got quarterly reports from Apple, Alphabet Amazon facebook and twitter like most tech companies. These five have done well throughout the pandemic. So the results were expected to be good but for the most part, all companies exceeded analysts, expectations, apple posted strong results, but took a hit to iphone sales after supply chain disruptions delayed the release of its own twelve models. Meanwhile, Google's parent company alphabet that it saw growth in its add revenue coming back from its first ever decline in the figure last quarter. Amazon brought in a record ninety, six point, two billion dollars in sales last quarter, even without its annual Prime Day shopping event, which usually holds in July but had to delay this year and CEO Jeff Bezos. said the company's already seeing a surge in early holiday shopping and Q. Four. FACEBOOK's at twelve percent uptick in daily active users from the same period. Last year with more than one point, eight billion people logging in every day. And even though analysts had expected a loss loss twitter surprised by posting a profit but the company saw its smallest increase in daily users since it began reporting the figure. All right I just threw a lot of information. You don't put it in perspective. Here's global checkout are decent dean I'd say the biggest takeaway is that in this pandemic era tech just keeps getting more important. Bigger since stronger, you know there are some exceptions to that but when you look at. How we live and how we work now everything from online sales Amazon to use social media and digital advertising in use of cloud computing, my corporations. It's all become more important at exactly the same time when the fears are at their highest among some people that tech is already too powerful despite the strong results several companies saw some volatility in after hours trading and Jason says, there's still a lot of uncertainty part of it is just how far the stocks have risen already, I mean there have been among the best performers across the market, the big tech stocks for the most part. Again, they're exceptions and so there's I think a lot of questions about how much of her the past present and future performance is. Built into the price already. So I think that's part of it but on the whole, the trend is is has been largely. Up into the right? By the way getting all these earnings reports all at once is typical, but there've been a few factors that play recently. Here's Jason Again. The past two quarters we've had these mega earnings Palooza days with four or five companies all reporting at once I think that's partly a function of the fact that there have been hearings pre the day before in both cases, and so that affects the ability of companies to schedule because obviously their CEO's have to prepare for the hearings and have to prepare for earnings and they don't want to have them same day. It's probably preferable for the companies also that they. ANNOUNCE THEIR Big. Numbers the day after they go in front of. Congressional hearings where the subject has been there outside power, and then of course you might have had some companies would typically report next week but we've got the election. They're concentrated by. Monday of next week. You know all eyes will be on on the election, and clearly there's a lot of questions about how that's going to go and when we'll get the results as well as obviously what the results would be, what that will mean for. The company's broadly speaking the tech sector specifically. So I, think they just would prefer to avoid
Google, Amazon, Apple, Facebook and Twitter Earnings
"A big day for big tech earnings, apple, Alphabet Amazon facebook and twitter reported quarterly results after the bell this afternoon, the reports were expected to be good, and for the most part, all five companies exceeded those expectations. Apple posted strong results even though iphone sales were hit because the release of its new models was delayed google. Parent Alphabet reversed a decline in its AD Revenue Amazon posted a record ninety, six point, two, billion dollars in sales CEO, Jeff bezos says, the company is already seeing an early surge in holiday shopping facebook says, daily users are up twelve percent. From last year to more than one point, eight, billion and twitter surprised by posting profit when analysts expected a loss despite the strong reports of the company's shares were volatile in after hours trading.
Survey: LeBron James, Taylor Swift, Tom Hanks among the Most Influential People In The Election
"Speaking of the election Tom Hanks Dwayne the Rock Johnson Oprah and Lebron James have the most trusted opinions on political and social issues according to a new survey of American voters. We're all twelve percent of voters reported that a celebrity or athlete absolutely influence their decision regarding the election down the party line. Democratic voters are more likely to be influenced by CELEBS or athletes rather than Republican voters. Voters thirty six percent said that Lebron had done the most to motivate people regarding voting Taylor swift came in second than the rock followed by. B. Beyond say also making that list asked to name the person who's opinion trusted the most regarding political or social issues in America Tom Hanks won by a landslide forty, nine percent kid rock who was obviously a very vocal supporter of president trump ranked as the most influential voice for. Republican. Voters
Microsoft Earnings Smash Q1 Estimates; MSFT Stock Wavers Late
"Earnings q one revenue up twelve percent year over year net income up thirty percent year over year intelligent cloud revenue up twenty percent year over year Microsoft is seemingly another story of cloud gross powering strong earnings for a major platform server products and cloud revenue were up twenty, two percent azure up forty eight percent even office three, sixty, five revenue up twenty one percent but Microsoft might also be a story of doing well in Cova Times right Microsoft teams past one hundred and fifteen million daily active users up more than fifty three percent just since
Is Suicide Contagious?
"A beloved celebrity dies unexpectedly before their time. And the headline start to quickly pile up and take over social media. But there's no real story yet. No details no explanation just click -able headline with a bunch of photos. Celebrity. Dead at forty, eight, thirty to twenty, four whatever and in the absence of any real information, a question inevitably arises. Was it an overdose or suicide? Unfortunately, I am acutely aware of what it's like when the answer is overdose. Please refer to season one for that story. But when the answer is suicide, how the story is told matters. For so long there has been cautioned around public discussion of suicide. Asking the news media think a little harder by reporting it, they could be perpetuating the story. We touched on this episode one but if media gets the message wrong and that wrong message reaches a struggling person at the wrong time, the consequences can be devastating even fatal. For example. In Two thousand fourteen after beloved comedian actor Robin Williams died by apparent suicide. And that shocking news flooded the headlines. Suicide rates went up by ten percent. This detail got repeated after another prominent suicide death we'll designer kate spade was found dead in her apartment today her death and apparent suicide. We saw after Robin Williams suicide rates went up ten percent. We Know Kate spade reportedly was infatuated with his suicide. which became part of another subsequent suicide. Relearn today we lost a friend and colleague Anthony Bourdain. Anthony is the second public figure to die this way this week. Was the first some experts point to a phenomenon? They call suicide contagion, which often happens moments such as this. And it turns out there is a long historical precedent for this. There's this phenomenon called the weather effect. Stick with me. This won't take long. It is a fancy literary version of the outdated term copycat suicide. And it comes from this seventeen seventy four to novel called the sorrows of Young werther the book spoiler alert and with the sympathetic hero or they're dressed in a blue code and yellow trousers shooting himself after being rejected by someone he loved. In the years that followed so many young men were found dead having shot themselves while dressed as werther that people freaked out and banned the book in several countries. In one, thousand, nine, hundred, sixty, two, when Marilyn Monroe died. The following months were filled with extensive coverage about her apparent suicide. which led to widespread sorrow and an apparent twelve percent uptick in suicides. These are obviously massive national reactions to the loss of our beloved heroes and icons. But you see the same thing happening in communities or someone dies by suicide. All of sudden, you have to worry about the other people in town. Or the kids in the schools. And it brings us to this very complicated question is suicide contagious. This question of course has been plaguing us this whole project not just because we're talking about suicide. But also if I didn't know, we are doing it in the midst of a global pandemic where community spread is all we're talking about. So is it as simple as that? Is suicide something you can catch and if so. How do we protect ourselves. Like. What's the equivalent of a mask for suicide? I'm Stephanie Woodall's Wax and this is last day. We knew early on that, we wanted to talk about contagion but truth be told we didn't totally get what it meant for suicidal thoughts to transfer. Is it like. Flipping a switch not suicidal one moment suicidal the next. And that's how we were thinking about it. Until we heard this. Every morning I wake up and I make agenda for the day. I love plans I love knowing my options. In sixth grade when the first suicide cluster happened in my community when we lost more than three people in one year. It was the first time that suicide became on my list of options when I was going through a problem. I feeling, Sad, one day I think through what the options were. NAPPING, think about hanging my friends I thought about taking my own life I thought about going out. On my list of what I could potentially do to help. Figure it out in solve it. This is Lisa. How speaking at a jet event a few years ago. And when we watch this video something clicked. We knew we had to talk to her. Can you tell me a little bit about yourself like who are you? WHO IS LISA? Yeah. So that's such a hard question sometimes answer. It makes sense that this is a tricky question for Lisa because a lot has changed in a short period of time. Today Lisa is twenty two and she just graduated from college. She's about to start a theory impressive job as an engineer at a little known company called Apple. But. In sixth grade, she was in a very different place at the center of what is probably the most commonly referenced example of suicide. Contagion. Lisa was a student at gun, high school. In Palo Alto California a school that comes up again and again when you start to dig into the concept of suicide. Contagion
Busy Week of Earnings
"It was a big week for rates and obviously there areas the market that benefit from that, and of course, most notably banks. And other financial. But let's look at handful of charts. The first I have here is the tenure yield chart with one hundred and fifty day moving average, and what you see simply is that for the first time in almost two years, the moving average is flat and on the cusp of turning up the point of using a moving average like drawing trend lines. When you break above trend or you can measure it and moving average an automated trendline the change in trend is measured by the inflection point, and so we have that by all accounts here in ten year yields. Now take a look at the second chart, which is the Kra it's the same circumstance. The moving average is having been declining for quite some time is now flat and actually. Has Inflicted. Upward. Next Chart. It's the Becak it's the same circumstance. So the question of course is do all turns persist could these fail and turn back sure in fact most had earnings last week and they didn't do all that well but the rate move has helped this area we're thinking rates do go higher and the financials as well. Banks in particular final slide. This is just looking at where we are now in. Relation to the June high. So what we know of course is word about one six five and we went as high as one seven six. We think we're GONNA go as high as one seven, six for thirty year yields for ten year yields were sitting here at eighty five basis points and that June high almost one percent we think we're going there now finally, look at the Kerry and be. On the bottom of the table there a where we simply go back to where we were in the first week of June. You're looking at A. Pretty good move from here roughly ten to twelve percent in both KRA and the. X.. So whether you call it cyclical or defensive way the growth or value. What we do know is that they're important turns having been laggards and a turn like this typically persists
Breaking Down the Final Debate
"Want to get straight to of course the big story I don't know how late you stayed up but I stayed up to the very end president trump and vice president biden facing off last night in their final debate of before the election joining us right now to focus on the issues that matter most your money pollster and political strategist Frank Luntz Frank let's get straight to it some of the top moments from the debate this one from the first hour take a look at this. They said. Elected if he's elected, the stock market will crash. Say. Very quickly. The idea that the stock market is booming this is only measuring what's happening where I come from his scranton and climb on the people don't live off the stock. Market. So, branch I. Maybe we should start here who won this debate in your mind the mind of the undecided. From One But he did not win by a significant mark. It's not GonNa Change Votes, which is the real question in the real question who's going to win this election and did the debate have an impact? and. The answer is that it it still looks like it's going to be Joe Biden still up Psychic Donald trump ended up being his worst enemy. By the way, there were two separate debates last night. If you watch for the first twenty, twenty, five minutes envy you say that you stayed up late to watch the whole thing the first twenty or twenty five minutes Tom. Trump was calm names collected as answers were. Seis, you actually had to lean into listen to him. I was in the hall and I was watching the people around me and they were all sitting forward. Debate went on got more and more agitated with Joe Biden clearly the the idea that there is that the you'd him bothering him and Joe Biden while he did not give answers kind of answers that the public wanted they were good enough. That he did well enough that I don't think it changes the trajectory though. What does your another clip right now and then I wanna walk through what what you thought about it and what those around you thought about the economy came up again when the candidates made their final case of the night. Success is going to bring us together. We are on the road to success, but I'm cutting taxes and he wants to raise everybody's taxes and he wants to put new regulations on everything. He will kill it if he gets in, you will have a depression, the likes of which you've never seen your 401k's. We'll go to hell and it'll be a very, very sad day for this country. President. Biden. Same question to you. What will you say during your inaugural address to Americans who did not vote for you? How say? I'm an American president. Represent All of you whether you voted for me or against me. And I'm GonNa make sure that you represent. I'M GONNA. Give you. Hope we're going to move. We're GONNA choose science over fiction. WE'RE GONNA CHOOSE HOPE OVER FEAR WE'RE GONNA choose to move forward because they have enormous opportunities, enormous opportunities to make things better. We can grow this economy. So, which was the more effective final a final effort. That encapsulated the election and did not show. The Donald trump chest, your four case will go to help. With Donald Trump being explicit being accusatory. Of being very strong but but being negative. And you had Joe item in the language he used I'm an American President I represent all of you. And that Biden approach I believe is the reason why he's leading in. Anywhere from eight to eleven or twelve percent. Now are undecided looking for answers and we're looking for specifics. Frankly they were looking for solutions to what's going on and they didn't feel Joe Biden provided them, and what I think is happening is that it's a choice tween sonal, you don't want and policy your freedom. Donald Trump still presents himself. In a way that others wondering too I want more more years, BIS versus policies that they don't know at aren't. Clear, and frankly Joe Biden may have to really verify them taxes ever talked about supreme. Ever talked AB- statehood. DC. Or Co now, you're going to jump in. In the end. You believe that Donald Trump himself last night but. I. Go ahead Andrew. Frank. What about I? Mean there were allegations obviously from both sides about corruption The president tried to go hard at several points against vice, President Biden in relation to his son and some of these. Reports or theories depending on. Where you stand about them and then of course vice president. Biden went back at at at at at the president about corruption to some degree or arguing that there was corruption inside his own administration. Did I either lay a hand on each other now because what what went on with hundred buying still never clarified Donald Trump was successful in raising the issue he wasn't successful in prosecuting issue is a big difference. So that our focus group participants, they still understand what hundred didn't don't understand the connection between. This connection between hunter and his father they wanted to know more they were upset. Joe. Bind. Didn't explain more but did change their votes. No. In the end I think that former trump voters and undecided because that debate I think they're gonNA come home but Donald trump needed to to radically change the condition of this race in eleven days the advertising do speeches won't do it. The rallies won't do it. The acts won't do it. So that, you gotta give trump a minor victory because he'll bring a few voters home and it will close the race a little bit. But in the end I think Joe Biden won the
All of Teslas 2021 Model Year Updates
"Everybody, Rob Power here, and today we haven't exciting episode. We have updates from Tesla on almost every single vehicle in the lineup. So we're going to go through exactly what has changed because there's a lot here to keep track up. So tell normally doesn't make these broad sweeping changes across the lineup they sort of just update each vehicle as they have changes to make. This then is pretty unique for Tesla and it does seem like they're making these changes right at the same time that they're changing the model year. So even though on tussles website, they don't necessarily designate what model you're. The vehicle is the vehicle identification number does still indicate that and from those Vince we've been able to see. That Tesla has just now started producing those twenty twenty one model year vehicles over the last couple of weeks we'll talk a little bit more about that later but let's get right into the changes here. Predominantly, the changes have come to the model three but again, there are updates to all the vehicles which every captain a chart here. If you are watching on video, we'll go out of the traditional order here of as three X Y and switch it up. We'll start with the model three. So the standard range plus originally had a two hundred and fifty mile range that has now been increased by thirteen miles two, hundred, sixty, three the long range version saw the most significant bump for the model. Going from three hundred, twenty, two miles before now to three hundred and fifty three miles of range and the performance jumped up by sixty miles from two hundred, ninety, nine miles before now to three hundred fifteen for the standard range plus and the performance that's about a five percent increase in range. But for the long range, it's actually about nine and a half percent. Unfortunately at this point in time, we don't know what is driving that significant variance between the long range, all wheel drive, and the other trims were just going to have to wait and see once he's actually start being delivered to customers aside from the range. The long range and performance versions are now quicker zero to sixty. The Long Range non-performance has been updated from four point four seconds before to four point two seconds now, and the performance has gone from three point two seconds to sixty down to three point one as for other changes we've talked about quite a few of these earlier this week about the big one here is the heat pump house actually able to confirm that the new version of the model three does have the heat pump. This was just from one source at Tesla. So it is possible that that source was misinformed but from my knowledge, the model three now does have a heap like the model why that should improve the efficiency especially in colder climates we know that the model three has Now been updated from chrome to have black trim instead a power trunk. There is a new steering wheel electric is saying that the steering wheel is heated I have not seen that confirmed anywhere else though. So I think that's a question mark at this point in time, there's new updates. So the air wheels and the sport wheels have been updated to a new look, and then the performance model three has been updated to the Uber. Turbine wheels that are currently on the model y though on the model three, they're an inch smaller at just twenty inches rounding things out are I believe updated mirrors though I think this happened earlier sometime around September to add a heating element to the side mirrors. And then I believe there's also now an auto dimming rear view mirror for the model three. There has been updates to the windows apparently for better soundproofing, and then of course, the updated center console. So the fingerprint trap that was the piano black glossy console is no more at least for the model three does still remain on the Model Y. so speaking of the Monowai, let's move on to the updates there these are just range focused. So the long range model why has improved by ten miles from previous EPA rating of three hundred, sixty miles to a new rating of three hundred and twenty six miles three percent increase there, and then the performance model why has gone from two hundred ninety? One miles up to three. So twelve miles there or an additional four percent we'll come back to that for a little bit more analysis but just around things out for the Model S. The long range range actually stayed the same at four hundred and two miles. So no change there. But the performance had a significant increase from three hundred, forty, eight miles before up to three, hundred, Eighty, seven, thirty, nine miles incremental or eleven point two percent of course, the other big news on the Model S. This week has been the price cut. So the long range has been reduced by fifty five hundred dollars while the performance reduced by three thousand as for the X. No price cut here so. There is a pretty big spread now between the US on the ex but the long range version did see a range increase as we talked about earlier this week when we had seen that, Maroni sticker from a new delivery, it's gone from three hundred, fifty one miles before now up twenty miles to three hundred, seventy, one about six percent increase, and then the performance seeing similar level of increase to the performance model s from three Oh five before now up to three, hundred, forty, one about a twelve percent increase or thirty six miles. So to the best of my knowledge that captures all the changes across the entire lineup. But of course, as these vehicles start to be delivered, we may still. Uncover some other minor changes but to summarize all this, if we look at the average here across the entire lineup, not using any waiting by sales or anything like that destroyed up across the board previously tussles average range three, hundred, twenty miles per vehicle. Now it's three, hundred and forty. So a twenty mile increase for the average vehicle tesla sales or about six percent. So how is Tesla able to achieve all this? Well, back in July? We had heard that Panasonic had already developed technology that had resulted in a more than five percent increase in energy density on Tussles twenty-one seventy battery cells and Reuters reported that they would quote start converting lions at Gaggenau Vada from September so I think now. We're mid October were starting to see the results of those updates in the lineup, and we're also seeing improvements and s an ex and those were to use the eighteen sixties from. Japan not the twenty one seventies from Geena. Vada but if Panasonic was able to improve the twenty-one seventies while they were probably able to improve the eighteen, six fifty as well I think it's tough to find another explanation for the roughly six percent increase in the Model X. range other than updated cells. But the confusing part is that zero percent increase on the long range model s remember though when the Model S. increased from somewhere around three hundred, eighty miles up to that four hundred to rating the model extra. At all. So really it's just catching up with the previous model s updates. So I wonder if maybe Panasonic had been testing an earlier version of that new battery cell with the five percent energy density increase in just the Model S. but then it wouldn't explain why the performance model which would presumably have the same pack as the long range is seeing a similar increase. On the model here as the Model X.
Inequities Of The Pandemic
"Right here we go four inequities, the covert pandemic I up growing racial and ethnic inequality according to a recent survey by Pew Research. Throughout. The pandemic. Black. Hispanic. Families have struggled to make payments on their bills, things like health care bills or mortgage payments more than white families. One clear reason why is that black and Hispanic adults have been more likely to lose their jobs than white adults but another big reason is that white households had so much more wealth before the pandemic. Here are some staggering data points as of last year the median black household had about twenty four, thousand dollars in total wealth and the media. In Hispanic household had just a bit more about thirty, six, thousand dollars but the median white household had a hundred and eighty nine thousand dollars in wealth. That's just a huge gap. Also, white families are more likely to own shares in the stock market and to own their homes, and since both the stock market and home prices are actually higher. Now than they were before the pandemic wealth inequality has almost certainly gotten even wider, and this also means that white families just had more of an economic cushion going into the pandemic they had more savings and more stuff they could sell to help them get by when the. Economy started to go bad. The second inequity exacerbated by the pandemic is a pretty straightforward one people who make lower wages have been much more likely to lose their jobs because of the pandemic then people who get paid higher wages a big reason for this industries that pay low average wages, which include jobs in restaurants and bars and retail stores have themselves been more likely to have shutdowns or lose business then industries that pay wages like finance or law. In fact, people who work in these low wage industries are roughly three times more likely to have lost jobs since February and to still be out of work than. People who work in high wage industries, and that trend also overlaps with the third inequity, which is about the labor market for people with different educational backgrounds for adults with college degrees. Their total number of jobs is almost back to exactly where it was before the pandemic even started but there are still twelve percent fewer jobs for people with only high school degrees and eighteen percent fewer jobs for people who did not graduate high school, and there is another really incredible statistic that gets at the difference between people who have college degrees and people don't, and that is this is the ability to work remotely way from the office. Sixty seven percent of college graduates who have jobs can do those jobs from home for high school graduates. Only twenty five percent can work from home, which makes it hard for them to keep their jobs at a time of social distancing and business lockdowns. And the fourth inequity is widening gender inequality. There's more than two and a half million fewer women in the US labor force. Then there were before the pandemic and being out of the labor force by the way means that you don't have a job and also that you're not looking for a job possibly because you have other responsibilities like tending to a sick relative or watching the. Kids and women have been dropping out of the labor force in much higher numbers than men since the pandemic started. So explanation for these differences is that women are heavily concentrated in some of the industries that have had the highest losses things like teaching food service working in hotels. Another possible explanation is the pay gap between men and women women earn less money on average than men. Do, and so in couples where both spouses work, it can end up making more economic sense for the women to step out of the workforce if someone has to stay home and care for the children or the home, and in this pandemic, working mothers of young kids have been roughly three times more likely to lose their jobs than working fathers.
The Pandemic Behind The Pandemic
"This episode, we're going to be talking about the most pressing issue of our time, and there's a statement that you cannot solve a problem that you don't understand. You cannot solve a problem that you don't understand and to take that a step further, you cannot solve a problem you don't know you have. Right now we're dealing with a worldwide pandemic and there are many pieces of this situation that are not being analyzed. It's such a broad wide ranging issue with many components and today when a break some of those things down in a reminded me of a statement and this was published in the journal Invention intelligence referring to Albert. Einstein. Stating that quote often the problem as given is misleading. And you have to work through a mass of data to define the real problem. Often this step consumes more time than deriving the solution. Einstein was quoted to have said if I were given an hour in which to do a problem upon which my life depended. I would spend forty of those minutes studying the problem fifteen minutes reviewing the problem. And just five minutes solving it. So today we're going to get a better understanding of the underlying problem the pandemic behind the pandemic. and. This starts for me with the report that I talked about back in April when this situation really began to kick off and it really was alarming and I wanted to make sure that people knew about this data. Now, here in the US, we had early access to some data because several other countries had experienced the ramifications of covid nineteen being spread throughout the population most notably Italy was really hit the hardest and their data really gave us an opportunity to be aware of our. Underlying susceptibility. To, Cope in nineteen to infectious diseases of really all types but specifically and looking at the data with covid nineteen after thousands of people lost their lives. The Scientific Advisor to Italy's Minister of Health stated that quote on re evaluation by the National Institute of Health only twelve percent of the death certificates have shown a direct causality from corona virus alone. While eighty eight percent of patients who have died have at least one pre morbidity in many times two or three. Pre existing chronic diseases that have become absolute pandemics in our today themselves have really left susceptible. And we had this data and even take it a step further and I talked about this the very beginning of the pandemic. This was published the Journal of the American Medical Association in April. This was back in April. This analyze data hospitalized Kobe nineteen patients in New, York City, which was really the epicenter of a lot of the the turmoil, the fallout. In an covered that already approximately ninety percent of people having severe reactions to Kobe nineteen or those with pre existing chronic diseases with the most common co morbidity is being hypertension, obesity and diabetes. And now in the real reason that this show is happening today, the just published a report. Updated on September thirtieth twenty. Twenty. Reiterated with the data has been showing us from the very beginning their official report stated that ninety four percent of the lives loss from covid nineteen. When people who had additional diseases they stated that for each death noted to be related to cope nineteen, there were on average two point, six additional conditions or causes for each death. Most notably type two diabetes and hypertension. This is not to say that covid nineteen has not been absolute destructive force. In our society. This is to say. That, these chronic diseases loaded the gun. In Cova nineteen pulled the trigger. Our susceptibility. Our underlying pre existing health conditions as a society sets up when I saw that data coming out of Italy, I was like all we're in trouble. We're in trouble here in the United States we're in trouble. And this is why today we're going to take a deep dive and really look at this issue we're going to get a face to face good look in the mirror at the issues that are underlying. So many of the problems experiencing. As. A culture, we cannot turn a blind eye to this stuff anymore. This is our opportunity to change things right now but we need to get face to face with this problem and we need to understand truly how bad it is in all the different components so that we can come to a solution because as Albert. Einstein. And by the way with all the quotes that might come from Albert Einstein or from Abraham Lincoln or whatever we don't know who said it whoever did is pretty SMART But in that statement of like if you've got. An hour for problem spending forty minutes on the problem itself studying the problem looking at all angles of it then reviewing your study of that problem. Right and then you spending five minutes on solution this because the solution will be much more effective. Much more poignant. When. You actually understand what you're trying to do. You actually understand the problem.
GM-Nikola Deal in Flux
"Three weeks ago on this show, we talked about Nikola, the electric truckmaker because. On Day, shares of Nikola were more than thirty five percent on the news of its partnership with General Motors. That was a lifetime ago. The deal was supposed to close today. That's not going to happen in terms of closing today and. This seems like a story in Flux Maria because a couple of hours ago I was looking at that. The available information and thinking to myself well, I think I. THINK GM is backing out of this deal. We had the whole thing with Nikola and the founder Chairman of the board resigning immediately. Deleting his social media accounts, allegations coming out and it, and it seemed like. A couple of hours ago. Maybe Chan was just backing off altogether. Now it looks like they might be just negotiating better terms because shares of Nikola were down first thing this morning. then. All of a sudden. They spiked up eleven twelve percent Where do you think this is going? It's really interesting. So Nicola is has ambitious to make electric and hydrogen powered trucks. They want us and lease battering hydrogen-powered semi trucks, tip businesses for anyone who wasn't sure what the company did. So what this deal was supposed to be was GM would get two billion and Meka ls stock paid for with services and various. GM. Parts and components and GM engineer and manufactory manufacturer the manufacturer, the battery and Fuel Cell Versions of Nicholas Badger track. So at that time when they were talking about three weeks ago. which. Feels like a lifetime ago two billion dollars was an eleven percent stake because Nikola at one point, their values over thirty billion, which is larger than Ford and now the market cap is less than seven billion. So that two billion went from an eleven percent stake toe mustard over a twenty percent stake. So it's interesting if they're negotiating different terms, what that will look like going forward because two billion is now a much more sizeable chunk of that company than it was a week or two weeks ago. Yeah I mean just in terms of Nicholas stock three weeks ago on the show we when we were talking about it, it was fifty dollars a share today it's below twenty even with this little bump up. That we're seeing and it just. I want to give the benefit of the doubt Mary Barra the CEO of General Motors and her team. Because she's a very experienced you know for for whatever you think of GM, the company and whatever you think of the stock and from a stock perspective, it has not been a particularly great place to be over the last five to ten years. That being said, she's an experienced professional in this business. So I wanNA give her and her team to benefit of the doubt. I I look at. Everything that is unfolding. And I have the thought that I've had at various points in my life as an investor I look at a either an individual company or just an evolving situation and I just conclude there too many question marks here. There are just there are too many unknowns there too many question marks I kind of want to wait for the dust to settle to see what the new terms are. If the deal actually closes and then see where think shakeout. Yeah I think Nikolas definitely more of a speculative investment since a cart and they haven't actually manufactured car yet but I will say, I, am on the side of I really want them to do. Well, I hope that a deal works out with GM, because I think the future of electric powered vehicles is one that we're moving towards I think it's one that I would like to invest in I. Think Right now betting on them is completely speculative because you have no idea what they can produce but I do think it's important to note that within all of this is shown that there is a. Demand, they had an order for over twenty five, hundred electric garbage trucks from public services they there was an order I over fourteen thousand tracks from Ab Inbev which are planning to use them for long haul deliveries from breweries to distributors. So I think it's important to note that no matter what happens with this company specifically I think this trend is one that's going to have a lot of tailwind. So if I was working at GM and I wanted to be a part of that I, don't think this is a bad option I. Don't think that this deal is necessarily completely a bad idea for GM.
"twelve percent" Discussed on WFAN Sports Radio_FM
"You've won eight games in two years with your current quarterback. Who? Regardless of opinion on them. Is it like to be better than it? Was you want to say is not gonna be any worse fine. So we wonder boy that's a big cap it twenty three point two million dollars. Twelve percent of the giants cap in two thousand nineteen will be paid to ally. Manning. So you say to yourself. I wonder what they're gonna do. And Dave Gettleman says he's quarterback. We think we can compete otherwise why pay twelve percent of your cap to a quarterback when it doesn't matter who your quarterback is because you're not going to compete. But no, that's not what they said. They said they're going to compete in two thousand nineteen and that's why they didn't cut or trade or even go she ate a pullback in the salary. They said this is our guy we still believe in him. We still think he's great. Did you see him in December? You mean when the games were meaningless forget that part? Did you see him in December? So. Okay. Agree with that disagree with not germane to my point. They made their decision allies their quarterback. Allies never said he wanted to mentor. He's never offered money back to the team. He's never said, let's renegotiate my contract. So we can bring in better players. He's never said he's looking forward to bringing the next guy along I'm the starter. I'm the guy. How dare you even think about it? And the giants said, yes, sir. May I have another. That's how the giants react to Ilan manning. Yes, sir. May I have another. So. The draft is coming up. Gettleman and company sit around and table. Cattleman watches the senior bowl. December nothing really happens after that. So you go through your months January February March. And you now have in your head. Apparently, given what happened that we're gonna take Daniel Jones. Okay. What are we gonna do about allies contract? Then. Because we're not going to be able to get better. We won eight games in two years. We can't give up our first round pick for a guy that's gonna be on the bench six Dover. All we can't do that. So for taking a quarterback six. I don't care what his name is. If we're taking a quarterback sixth. We've got a part ways with. Why? Because if we're taking a quarterback with our first pick, we are not planning to compete in two thousand nineteen we have too many holes. We can't give up that pick for a guy who can't play. And the reason it can't play is not because he won't play. But because only one of them can play so either they transition to the new kid in which case you have twelve percent of your cap sitting on the bench or they play ally. And you have your first round pick sitting on the bench. They'll never play together. We know that. This organization. Is so poorly run. It can't really be described in words. From Mera on down. And it started with mcadoo and it hasn't stopped since. And there's nowhere to hide. And if you're saying as some are, you know, what if the pick works out this all be fine. You don't get my point. This is not about. What Daniel Jones becomes hope? He becomes an all pro. This is about an organization that is too incompetent to understand that you can't putt. No organization anywhere. Would do what they did. You cannot under any circumstances. After two years of eight wins total. Put twelve percent of your cap and your quarterback. And then draft a quarterback you either do one or the other. If they cut ally manning take an cap space and that money picked up a Ryan Fitzpatrick type. I'd be fine with this. As least would be defensible. I might not like it because I don't like Jones or skeptic about Jones or I think they got him later. But. I'm not making personnel decisions here. I'm not one of these talk show was gonna come on and tell you why this guy is better than this guy. I don't get paid for that. And we all know the number of mistakes that are made, but I can tell you this unequivocally you cannot under any circumstance, nor can you defend it. Bring me lie. Manning back and a full salary. To attain that went five and eleven with defensive holes all over the place. And then give up your biggest chip your first pick overall six to get another player in the same position. Not today. Not tomorrow not groundhog's day. Can you do that? And they did it. They're paying full price thirty eight year old quarterback, which is their right? If they think he can play. I don't. But they do that's fine. They're allowed. But you cannot then. Give up your six pick. Because when you took. Daniel Jones sixth you gave up on two thousand nineteen. So now you have two thousand nineteen season that is going to be mediocre at best if they overachieved they'll be mediocre. And while you're doing that you've got a twenty three point two million dollar quarterback. Why God knows? And this never ever ever ever ever was going to end well for you lie manning in this city. They had their chance they blew it. Now, make no mistake in East Rutherford. The tail is wagging the dog and the tales name is Eli manning. And it's embarrassing. And what you should be concerned about is not this decision. But that any team can make this kind of decision means that the next time they're faced with a decision like this then screwing up again trust me as a jet fan. I know. You don't all of a sudden get hit by lightning and get smart? They've lost it. They've lost. It. And it's too bad because they had a tradition. But they held onto long. And now, they don't know what they're doing. And there's no one who can call today defend this, no one you could defend Jones, you can defend manning, but you can't defend having manning and picking a quarterback any quarterback sixth overall when you've only won eight games the last two years, you cannot defend One of the reasons I don't host all the time as I'm too negative about things that bother me. And it's okay because I'm more comfortable being honest than I am working all the time. And I'm lucky that I don't need to work all the time. I'm not sitting at home sad. Oh, sure. I wish I was on all the time. And I wish I had fulltime work. But I don't and part of the reason I don't is that I don't. Sit still last night the Mets ripped every single one of you fans of that game off. And they did it with a smile on their face. Oh, we care about the fans. We it's April. It's rained all day. It's freezing. And you delay game two hours and forty five minutes. In april. And there's one reason they delayed that game they could because you've got nothing like being thirty thousand feet in an airplane that got you. What are you going to do? You're in a traffic jam on varick street. Your turn is three blocks away. And it's Friday afternoon. What are you going to do? That's how they treat. You. They treat you like it doesn't matter. We'll do whatever we want their idiot fans. They'll come back. They're addicted. They'll come back there. We can do whatever we want. And some ways there, right? Which is why sportstalk matters, which is why it does well in the ratings, which is why people care. Because we do part of the fabric relevance. So it does matter. It is important. You could charge six dollars for a bottle of water. You could charge fifty dollars the park, you could charge fifteen dollars for a.
"twelve percent" Discussed on Redemption Podcast
"Second. I didn't answer yet. I don't know look at your calm. Okay. Yeah. That's okay. To we answered at the same time. I guess you can answer. It's fine. Great. Okay. Hey, my deli bear. Oh, no sorry corral. Hey, when are we making our move like when when should people meet, and where should people meet us? Do we have a plan for that? It's actually a good question. Unfortunately, we don't have an answer for that except to say four days from now. I guess okay. How can we can lean answer? But that's when the ship will be right. Okay. So I would say we would probably be already to go in for days. Okay. I think that's deadline Tozzi is that a good thing for you. That's fine. Okay. Sorry. Does he didn't want him to your call? Why didn't want to answer my call? I don't know. He asked me to do it. Oh, she thought she thought. I was you sheet. Node me snugly bear. It's fine. Just hang up already would you? Okay. He's live to go Tassie. Once we hang up. We panda is Liz face. She looks a little upset so well, they say so we are still working out the details. However, we know it will be in four days. So if I could get your com code, we can give you all of the details. Probably in person, actually, probably not over the come. Do. We have secure calms, actually. Hey one. I don't know. Should we not be talking about these things over the comms? I don't see why it would be an issue. There's nobody really tapping into his calm and I've got ours coded. Okay. Cool. That's good to know. Not even the other people on the coded calms can track us. So I will be the one that would know who's saying what do and win or who's not saying what who sometimes people don't like to talk to each other. It's awkward anyways. We should have this conversation somewhere else. Not this channel four days. So give us your com code, and we will get you all the details. And we will absolutely do our best to bit your both you and Rowena get off this planet. Get those trackers out of your body, and do whatever you want to do. Because that apparently is what freedom is. Thank you. I appreciate it. Also, I'm really sorry to ask this because I really feel like I shouldn't. But I also think we might need. To know. What drug are you addicted to the huts us glitter Ston to control certain free thinkers? Oh, oh that sounds bad. Okay. We'll get D four working on that. And he can probably come up with a detoxifying plan. I don't know the right terminology. But so we'll just we'll see you in four days. Thank you. Thank you. And he gets up and opens the door he nods his head at you guys as you leave that went really well. Hey one. Yeah. Kinda gone better. I don't think I mean Tozzi could have picked up my call. But whatever what what why wouldn't he? All right. Let's go back and meet them. All right. And we cut everybody meeting back on the ship. So now all we have to do is go take somebody against their will. And take them to somebody else. His kidnapping was not something that's legal creatively acquire that Orrick. I'd say borrow, but I don't think we're planning turning them. So so. We know that she's going to be at the casino. Probably have high roller table. Okay. Does anyone know what she's into because seduction would probably be the easiest way to get her out of the area without suspicion for Tozzi seducing her. I don't necessarily think I'm the way you're the only one of us that successfully to do somebody who news. Hey, what is this? I eats more illiberal Columbia little. Seduction? I think that wasn't necessarily one-sided. Well.
"twelve percent" Discussed on Redemption Podcast
"Hello, everybody. This is Adam from the fourth mature podcast, and you're about to enjoy a little bit of redemption. This is redemption an actual play podcast set in the Star Wars roleplaying game system with Chris berlioux as the GM and the droid are three one last night at answer. She was crying because KO pull their now. It was awkward Andy FOX as the mysterious Durose is Lazar LA promises, a lot of slaves, and I don't know exactly what to do one. Why are we doing this? Kaley young as the twig Jedi. Knight corral week. That's completely irrational can't have everybody in the galaxy. Where a crash on it to prevent her from having concussions and Michael Walsh. Logger the second as the Durose pilot Tozzi, I think what we're getting at is that the maybe I am not necessarily the this type episode for twenty-five twelve percent of a plan with the pod rayson wreckage of the Padres behind them. The crew tries to figure out what assets they have to try and secure the children and get them off planet. One pair goes to see the moon. Businesswoman genita- car and find out what she wants while the other to check with the other parents now all that is left is the figure out their next move. And that may be the crew's biggest hurdle yet. All right. How about this past will go you to frighten arenas, father and talked to him. Okay. Got it that work got it. Okay. Bring him here. If you want. That's fine. Nez, relax. Enjoy your time. It's paid. And you don't have to do anything. Tozzi? Let's go right. Camera. Follow us a Tozzi in corral as you guys head down to the pool corral. Do you know what John it looks like? Corrals takes her data Pat out and type something out down by her side. I can't Geno car looks like, okay. That's a bottle of perfume. Hang on do a quick computers. Computers. Check for. Maybe her family has that dicara. No are but. Stuff stinks too. Good stuff when I was a young wing. I haven't advantage teddy advantages as you're looking down you realize there's a staff member right there. You could just ask. No. I don't know what she looks like. But we could ask that guy. All right. Oh, no. I got a better idea. I've seen this at hollow dramas walk over to the nearest bar. Okay. Bartender. I would like to buy a drink for my friend, Jennifer, the car, she is here, and we just concluded a wonderful business deal. Please send over a bottle of champagne with my compliments. Okay. Thank you, build it to the admiralty. Sweet. Well, then I stepped back in. I watched to see where they go. You watch as a waiter walks a bottle of very expensive champagne out onto the patio to a private little booth, and you see follow delivered to immune sitting on a nice chair. Very well dressed, a fancy suit Tozzi Mika perception, check make it three purple. I think this would be something you'd probably notice. To successes wanted vantage tells you as you're walking up the suit that she's wearing you can tell just underneath the armpits the suit is cut out wider, and you can see that. There are a pistols underneath as we approach after noticing that Tozzi will nudge corral, and then kind of move his hands toward his armpits. Does anybody there? Watching her looking over her anything anything obvious, you can as you're walking up the pool that you're at is smaller pool. It's not the main pool, and it's closed off.
"twelve percent" Discussed on Impact Theory with Tom Bilyeu
"I want to figure out what's going on over this planet. Interesting like space travel. Yeah. Some curious to know what what happens if we get that really got twelve percent about brain, right? What happens if we got that eighty with? What are we not seeing you know, it just doesn't make sense to me that we're the only people in this universe? And it makes no sense to me that the moon is where it's at like how strategically placed it is like if it wasn't exactly what it was that couldn't exist. I just I want to think about things that I that people don't think about you know, if you ask me what answers I wanna give like I don't want to say some shit. A discover something that's already been discovered. Right. So what's the biggest mystery death in out of space? And I'm not so worried about that right now rather live. But I am curious to know. I think if I find out what's happening outside the space. I'll probably know what's going on with death. But that's you're asking what I'm curious about this little, I if I could be known for something I'd probably get I'd like to be known for, you know, some I just believe that once we know was really fucking going on all these things will sort themselves out. But as fighting each other like being adults and killing and thinking that. Hate makes love is not logical. Hopefully, I can be conscious. When certain things become revealed. Be able to be for that. We get on get also get off this planet like that. You're not curious about that. I'm very curious about that. Like, what do you think would happen if we had access to the rest of our brain? Well, what do you think? We'd see we don't I think the the honest answer. There is that we probably have unconscious access to our brains already. I don't think that it's that we're not using our brain. I think that our brain is largely under sub-conscious control. So there's certainly something interesting, and I don't know if you know whim Hof with there's something interesting about gaining conscious control over the automatic nervous system. Well, what that said, you know, I always say like, I know my brain could do something. And I know that the things I wanted to do I try to make do. But I just think there's some things that we have no ability to even fathom or understand that even if our subconscious is triggering it, whatever is tricking. We can't see like I believe that it is a per. There's a part of our brain that maybe even adult might see we're like the whole thing would be happening. You just has to be. Well, if you really wanna fuck yourself up, do, you know, the double slit experiment in quantum physics? All right. So this has been nana's. So the. Double slit experiment is a particle of light is both a wave and a particle at the same time. Nobody knows how that's possible. But if you take a slit with or a piece of metal with two slits in it, and you shoot a single photon through it. And it's going to go through either one of the slits if you have a camera on it or both of this leads if you don't have the camera on it. So, hey, how it knows that there's a camera on I will never understand, but it has to do with quantum mechanics or basically probabilities, so you're you only collapse something down to an actual definitive state by looking at it by observing it. So if you take the single photon, and you shoot it at it. No camera the interference pattern on the back of the wall that you get it looks like a wave meaning that it's going to both slits if on the other hand you put a camera on it. Then it goes through one slit or the other. I it's so crazy that that's true. I literally can't believe it. So that's where a I'm not smart enough to really grasp. What's going probably be the other part of your Brennan? Well, so is it is there. Another part of my brain that I could tap into. Maybe or am. I just not operating at that level. I don't know, you wouldn't know we don't know. But yeah, that's the quantum mechanics are insane. A lot of your brain is working. We see that she'd gone, but that's what I think like something like that would be easy..
"twelve percent" Discussed on 850 WFTL
"But with me, Ronnie Thompson, he's one of the education director, and one of the coaches with Online Trading Academy, what's up Ronnie, they Blake. So let's talk about what's going on in the market. What happened this year wall? Markets went up as he was about twelve percent of the year. Now the red for the year last time, I checked the from the highs to Iraq. Now, currently the market's down over fifteen percent from the highs of the market's down fifteen percent from pretty much the highest. A year. Out there fat and happy. They're on autopilot arrived the markets up all year. And now by the end of the year, you're in the red. So what does that mean for you and your money? Well, it means if you don't know what to do how to protect your accounts, you're losing money. So Ron let's talk about you know, what people what what people can do out there to protect their accounts from these downward markets that we've been talking about forever by the first things they have the proper knowledge and the proper skill. You know, many people will turn to their brokers this time, and, you know, their financial planners and typically the only response, you're probably going to hear is. Hey, just hold tight. You know, it'll come back. But the question is how long does it take to comeback? Why are you writing the market's down? Why are you losing on the way down? What if you could profit on the way down the institutions are have you always wondered how these banks and institutions are pulling millions hundreds of millions of dollars in Goldman Sachs actually makes over one hundred million dollars a day trading in a single day. They don't do that every day they have double digits of those days every single year. Now, I'm not going to tell you.
"twelve percent" Discussed on Newsradio 700 WLW
"About twelve percent from last year. Now, keep in mind twenty seventeen was a very good year for law enforcement hundred twenty nine that's, you know, you don't want to celebrate any debts by that number was substantially low compared to what we've seen in previous years. So to speak up a little bit hundred forty four federal state, local tribal and territorial officers dying in the line of duty one hundred and thirty four of the male female. But really when you read inside of the numbers, what makes this unique compared to others is that fifty q officers died as a result of firearms. Whereas only fifty officers died in some kind of traffic related death. And usually, that's usually the traffic tend to lead the way and this time, it's been firearms debt. So we're actually going to be talking with the natural law enforcement officers memorial fund coming up here in a little bit. Maybe they can read inside of the numbers a little bit and determine what is it is it just kind of a flukey thing is that because there are more guns out there is that one of the reasons are people these criminals just more brazen in shooting at officers do officers need better equipment or gear. That's that's all things that we want to try to figure out. And it went up this year and last year. Did you did you indicate that the number of officers killed in the line of duty had actually gone down? It had. Yeah. We're we're kind of in this, you know, kind of up and down pattern right now. There's no real significant increase. There's no real significant decrease as far as the trend goes, you occasionally, see spikes, for example, a few years ago when five officers were ambushed in Dallas, Texas, and we saw a spike in death that year, of course, if you flash back to nine eleven, you know, you had multiple law enforcement officers who were killed in nine eleven and that caused a spike, but we're kind of going back and forth between this one thirty one forty range for the last couple of years if you flash back to the nineteen thirties thinking about this over three hundred law enforcement deaths. Wow. And then you saw that spike obviously at nine eleven. So I don't think that we're seeing anything unique or out of the ordinary that being said, of course, anytime when officers are killed and more than one hundred of them, you know, it's. Concerning. All right. Thanks so much. Ryan burrow, ABC correspondent in Chicago gets talked to him most mornings right here. Mike McConnell in the morning, five forty nine problems in traffic this morning, Madison road shutdown last time. We talked to Chuck Ingram. We'll find out if.
"twelve percent" Discussed on Diet Starts Tomorrow
"Vibrant hormone you take every day. Exactly you. Every day until there's I remember in school. It was like, hyper thyroid, something and Hypo thyroid good memory. Thank you. And Hypo is slow exactly both slow and hyper fast, because obviously Heidelberg Backley if you wanna get skinny you probably want the, hyper one, right exactly don't want any of it. Norm off to have one that'll tend to exactly weight loss. Yeah. But can't aren't there complications when it's too fast. Absolutely. So really anxious all the time. Exactly. And I have seen. I mean, we can talk a little bit about how it presents. But maybe just to kind of put it into context. So it's actually I read problems are pretty common in our population. It's estimated that over twelve percent of the population will develop some type of disease in their lifetime. And one in eight women actually may have some degree of thyroid hormone deficiency in their lifetime. It's more common in women than in men so five to eight times more common in women than men. And so that comes to about twelve million Americans that that had this comment medical condition, the American Association estimates that about sixty percent of those are diagnosed well every time we get into those numbers. It's kind of hard to say. Yard diagnosed exactly. But that's the estimate at least. And it definitely should be an usually is part of something that we screen for routinely now to get into hyper versus Hypo who absolutely right, hyper is when you're Glenn is over active and that can happen either. Because the thyroid is being overly stimulated to produce the fire at hormone. So you basically just get excess of thyroid hormone than that's then doing all those actions that I mentioned in terms of speeding up your heart rate, making a really nervous jittery frequent bowel movements and things like that weight loss and things like that. And then on the flip side, you can have hypothyroidism where everything slows down. So people will present with fatigue weight gain menstrual irregularities for women in fertility or difficulty with pregnancies as well as a constipation, sometimes even depression, or even called ntative or memory problems in severe cases. But again, I think what's interesting about the thyroid because it's involved in so many different. Processes in our body the symptoms can be really vague. And it could be a little bit of this and a little bit of that. And it is really important to you love it. Eggs. Yes. The other thing that is unfortunate with this weather, especially that we're experiencing in York right now is that people were hypothyroid tend to have a cold intolerance. So they're cold all gone. I have. I fo- Hypo. No don't say I have a question. But I is this can you develop it be can you develop like, you know, how people have Hashimoto's? Yes. Is that is that Hypo exactly? So yet, both so the most common cause of Hypo is how she motos, and that's that auto immune office, whereby.
"twelve percent" Discussed on Perception Gaps
"That question comes from the book back fullness by Hans Roslyn, co written with his son Ola and daughter-in-law Ana who's one of the guests on today's show, the book talks about the various ways were wrong about the world. So what is the answer regarding the global state of poverty? It's actually see. World poverty has been cut nearly in half in the last twenty years. The biggest driver of that progress is the economic growth in Asia, especially China in India, the two countries with the largest populations in the world each had about forty percent of their people living in extreme poverty twenty years ago today, India is at twelve percent and China has less than one percent of its people living on two dollars a day. Another big contributor, according to the World, Bank, more investment in education and health care for girls and women. If so much progress has been made on world poverty. Why do so many of us still perceive poverty is this unsolvable issue? And why do we think that little or no progress has been made? I'm a roasting Brundtland. And I'm one of the co founders of gap minder foundation based in Sweden. And I also co wrote the book fact, fullness that was published earlier this year. On a co-wrote fact fullness with her father in law hons Roslyn, Hans was a professor in Sweden, and he grew frustrated with the misperceptions held by students and that he found existed around the world. On and her husband Ola began helping Hans in their free time trying to help illustrate a.
"twelve percent" Discussed on WAFS Biz 1190
"Twelve percent visas seventeen and that's why on into. It, in Mike growth and. Income portfolio it's still. Growing and it pays a dividend not a recommendation but an example of what. I consider to be a best stock now. This is Bill Anderson we'll be right back This is. Bill Henderson professional money manager and. Chief investment officer Gunderson capital management meeting of my listeners are still in the. Accumulation phase of their lives they continue to contribute to their retirement or savings accounts along with. Their contributions they still need for their portfolios to grow they need. To be in the best asset. Classes for growth, now they. Don't have time to miss nine year bull markets are being the wrong places I. Manage both an aggressive growth and a conservative growth portfolio. For these folks it seeks out the best gross stocks that I can find at any given point in time these portfolios or carefully? Tended to buy me on a daily, basis, these two portfolios are also unconstrained, they are active not passive they can go anywhere in the world to find the best. Growth opportunities at times they may be in, cash or have some inverse hedges if I think that the market, is too expensive for the economy is headed, into recession is, your main objective still accumulation or growth I'm on it contact us. At, gutter Sohn capital dot. Com or call us Eight five five six eleven best we're. All in different state is of, the, investment, cycle, some. Of us are younger, and.
"twelve percent" Discussed on BizTalk Radio
"Much doesn't happen all that often but it does happen and it could happen to you mr murphy miss murphy murphy's law is going to kind of rule what happens in our lives right we saw this happen average balance portfolio went down twenty five more of the twenty five percent in two thousand eight that's a big drop and that was after a flat year for two thousand seven and if you're retired at two thousand six seven you were taking four or five percent not only was down twenty five percent but you took out eleven twelve percent of the balance between the two years so you're down a lot and so not only does it have to recover by thirty three percent just to get back to even it's got to recover by thirty three percent plus you're taking out of the portfolio which by that time is like six percent so it's to recover it almost forty percent in one year just very very difficult it sure is and it doesn't have to be at twenty five percent down here is mentioned before two thousand seven was kind of let it can be a flat year followed by a little bit of a down year followed by not that good of an up here it's where you haven't even come close to covering your distributions on total return basis for a couple of years and now you're running into not only am i taking the same dollar amount but it's a bigger percentage of the portfolio i'm getting into a bigger distribution area and now i really need eight to ten to fifteen percent rates of return just to get back to even and in a balanced portfolio that's not all that easy it can happen from time to time and it has happened in the last year or so because the markets did exceptionally well but i'm problem is the fixed incomes item it isn't doing all that well visit know two percent maybe on the total return basis lack well if more people start quitting you know and you're down to nine hundred employees eight hundred and they've all got to produce the same amount it's almost impossible and you wind up losing so enough of the metaphors we've we've seen the difference professor plum on the other side if you retire and the markets do really well and you're taking money out of that portfolio while i was probably even better if you just left it alone but.
"twelve percent" Discussed on KOMO
"In the many many many tens of thousands of units maybe eighty or so thousand units a year plus reminders in the united states which is a very high number when you think about it on the other hand you could also say that the are to performance off road trim of the chevrolet colorado is now basically i think at least twelve percent of the mix of the chevrolet colorado oh and lecture vacation was a big part of the discussion alternative fuel platforms currently the hybrid king of the market is toyota ford saying by twenty twenty one they will dominate does the number one hybrid manufacturer in the world that's right at least for sales in the us market and today of course they have a couple of models the fusion hybrid and plug in hybrid has well as the c max hybrid and plug in hybrid as i think most people know the c max is going away at various points over the next year or so that will continue but the big message that ford had was that it was going to put a hybrid and or plug in hybrid powertrains in almost all of their new crossovers in suv's specifically pointed to cars like the escape the explorer that are coming out and they're also a couple of new more off road focused vehicles that are coming out including the new bronco that returns in less than two years from now and of course they will have their first all electric purpose built vehicle which they have said we'll be some species of of crossover on that will be at pure electric car as well so they are expanding their lineup but there's still no word on the lincoln track in.
"twelve percent" Discussed on Adventures in Finance: A Real Vision Podcast
"All tribe will look to to take back turf that they think they've lost we're seeing the same things you mentioned it in technology we're power fold silicon valley has he didn't view to be corrupted and so people wanna take that back and i think we're just starting to to see backlash leading to backlash leading to backlash it's sort of a a pingpong game but what's happening in the process is the this social norms are being tested at every turn and and that that creates get them more and more fragmentation and more and more divide and tried to listen you have political give voter confidence in congress at twelve percent i think the president's latest approval ratings put confidence in him in the mid to upper thirty's and then you have bipartisan support of the us military that ranges in the mid 70s and that to me is no worthy in that it is the exact opposite of what we saw in the 1960s so just this sense that the pendulum has swung from one very negative view forty five years ago to a view today that is exceptionally positive and i think that that creates an environment where it becomes remarkably easy for some kind of military intervention in american leadership and if you're you if you watched today the the belittling and and badgering that the left and right are doing particularly on the congressional front they are unknowingly um revealing and identifying further and further weaknesses and reasons for americans to have lost faith in congress as a as a real viable leadership group.
"twelve percent" Discussed on The Meb Faber Show
"Try and do that and i think the comments about various vintages i mean if you look at even yale and a lot of these endowments that have had massive success with private market investing through both private equity obiozo as well as venture capital it often is in many cases sorta vintage dependent and you have these massive winners now it's just hard to predict too because you could have the big winners in in years that are late in the cycle like it feels like we're pretty late you know in in this part the cycle but i love your idea of committing and so the the listeners of tag along with my personal journey i started doing this about three four years ago very small very spread out over time and kind of paying my tuition thinking about it howard one of the deals we did together was so far my only exit and it was positive so kudos to you you're a a lunch at some point but deluxe reluctant and we have continued to do it they when you're angel on batch back when when you're competing against the s p and again i don't like computing and see if somebody 'cause i don't think twelve percent annualized is worth you know you might as if you're trying to make ten percent a year you might as well index you know take the volatility index but i don't think investing is for ten percent of your i'm trying to make fifty to one hundred percent a year but i also understand that uh i'm going to have big you know i'm gonna have two three or appears versus just punishing um and the the point being that you one winner defines your portfolio i mean people could it's really comes down to the you know we joked about the unicorn thing and it's nice that you know you had your exit for really the the game doesn't really matter until you have that a liar of that and that's why public markets and private markets are different the public markets are fun because i can check my prices every day trade highly liquid stocks that can change my mind during the problem arts and you can't change your mind as you're in uh you you really don't wanna.
"twelve percent" Discussed on KTTH 770AM
"Going to have a a twelve percent bracket that's actually quite broad it's going to cover income up to a ninety thousand dollars taxable income so here's a way i was able to use that i if if we assume that this uh proposals going to go through then knowing that we can have ninety thousand dollars of taxable income at only twelve percent that seems pretty reasonable the me as a good low rate right anything above ninety thousand has more than twice the income tax of that twelve percent so that would be a way to take advantage of that potentially where we have the option of how much taxable income we can take out of our accounts and we certainly do for retired people because you can adjust your withdrawals from your qualified accounts to max at out so that's the proposed tax change another one is the standard deduction will increase modestly now that is something that we do know is going to happen yeah this going to increase modestly but to about twelve thousand seven hundred dollars for married couple but in the proposal that's going to almost doubled to twenty four thousand so getting back to my last example let's say as somebody's retired in they have a pretty sizeable qualified account ira type accounts and they are trying to determine how much they can take out of those accounts verses their nonqualified accounts so we can look at that and say well we know at a minimum you can take out ninety thousand plus another twenty four thousand 'cause that's a standard deduction so now are at a hundred and fourteen thousand the first hundred fourteen thousand you have taxable income the max rate under the proposal will be 12 so everyone loves a free and for those of you who don't is your taxes and wind up taking this standard deduction you'll be getting a little extra in the upcoming year now that is what we know what is the proposal yeah with that proposal of twenty four thousand here's what how how we can run that went through our our brains if you have mortgage interest a lot of people say why don't want to pay off my house because i'll lose my deductions well we're going to talk about deductions in a second but here's how it works under the proposal you're gonna get twenty four thousand dollars of itemised directions whether you have any or not that's the standard deduction so let's say that.
"twelve percent" Discussed on KGO 810
"Bill de geer almost all its benefits the rich russia will more favorite tracked about this bill suri hutch the trump away but poor people earning under about ninety four hundred dollars a year it actually increase critically our taxes show the very poor poorest people economy to wait for them goes ten percent to twelve percent now the republicans say that'll be offset by other things so they'll be okay but they still haven't given us all the details of this bill yet that's the other thing they've been working on this for months they knew they wanted to do this uh you wonder why they can't at least give us a whole version it as well maybe because they waited seven years to try come up with all alternative healthcare plan yes indeed that made as if the my favorite part of it is what are these these huge huge ranches and farms and it's something i gave eddie if you've even decaf if he di can give away what billions of it but not that many they tax more than that i mean it's ridiculous of the effects like what ten people or something no that tried it affects a really tiny number of people can we cut the estate tax or hot at the last tax bill obama signed a lowered to wade and increase the amount that you can pass along without ever piling attacks resort so even give the upper middle class pretty wealthy the people do not have to worry about is state tax i ate as well as heads a special problem with home values endeavor tisco but intact that's what the things they were they were corrected corwin they waged it to a very high level at about eleven million bucks for a couple that's a lot of money to pass along without tapped let me as your opinion on something that is when you've got this tax plan that he's designed now presented is that really a plan it's a framework okay when he does that do you genuinely believe that he says i this way i can make this much money was reckon make that much money i don't know i mean with president quote you never know how much he knows about any proposal uh that's out there you know he had all soared of descriptions of the health care bill that didn't match what was actually in healthcare bill but where money is concerned you always trigger trump pays.
"twelve percent" Discussed on WIBC 93.1FM
"Of something called the financial illustration you probably have in just don't know when you go and see a financial planner that's in the business of risking your money they might use their computer software to run examples of what could happen to your money sometimes these examples are based on historical data and sometimes they are flat out hysterical i had a client the other day that showed me an illustration from their broker the demonstrated what would happen to their money if they continue to grow over the next ten years at twelve percent compounded growth where do financial planners get the nerve to even print that on paper what's even crazier is that i've never seen an illustration from one of these brokers that shows what happens to a clients money if they wake up one day and fifty percent of it is pouf gone why not couldn't that happened also you bet it can and in fact some of you today might be in that very situation it's so easy for financial sales people to show you the best possible results and then just to be fair show you some moderate losses on the easel us rations i think every financial professional should be required to show there perspective clients the worst result from the clients they manage let me ask you if you're thinking about working with a financial planner and then you've found out they had lost fifty percent of our clients retirement funds would you want to work with them now that i brought it up you're probably asking that very same question about me have i lost any of my clients money the answer is one hundred percent positive no not only does not a single penny of my compensation come out of your money but not a single penny of your.
"twelve percent" Discussed on BizTalk Radio
"Twelve percent cent 29 percent after harvey after harvey and before armaa so uh benefited from robot the effect on a highway i don't ignore hurricane jose yeah my husband dc any came home yesterday after working all day any list there is a scenario that has jose coming to the northeast now through sandy we lost power for a week there was no ca we had a gasoline generator ran out of gasoline i i was emotionally really affected by that my health that because i was so anxious with the lead up to harvey and the lead up term you know when you can't even by gasoline and all the schools are closed so and i had to work fulltime it was leaving 2012 we were leading up to the election and i had i don't know what to do with my kids i have to work my husband was in dc at the time that people don't understand that that affects your ability to even purchased a dinner out so restaurant its restaurants may in the short term get hit and then in the long term do better i it's very hard to say but also don't count out opportunity when you see a stock flapped yeah yeah with me i got it up you you know all about the clock was like i do welcome i got up with that and i i appreciate your time so much i survives a hurricane uh allison back in two thousand one she was actually only a pop will store but until after the car in the house i loss and so i know exactly what you talk about his government's knitting way only i to just for all of your listeners thank you so much we'll wait a minute makes you.