35 Burst results for "twelve dollars"

Senate Ends Hope for Significant Wage Hike

All In with Chris Hayes

03:40 min | Last month

Senate Ends Hope for Significant Wage Hike

"So we got the senate doing their senate thing today. Right to vote a rama. There's all these amendments and there was standoff happening in something that happened there today. A seven democrats and one independent who caucuses with democrats joined with republicans to shoot down raising the federal minimum wage to fifteen dollars an hour as part of the biden cove. Relief package among those democratic. Novo's joe manchin of west virginia. Chris coons of delaware. The moment that really stood out was when arizona democrat. Kirsten cinema walked up to cast her. Vote miss cinema cinema. No out she represents arizona. Maybe that was a homage to the late. John mccain. Who famously did that to that. Repeal vote but that full thumbs down from arizona helped end hopes for a really big wage hike that the congressional budget office says directly affect seventeen million american workers on a bringing maria. Teresa kumar co founding president and ceo voto latino fetchacure former senior adviser senate democratic leader harry reid and current advisor to bernie sanders. Faz let me start with you. I want people to understand this. Vote before we analyze us. This was a vote that was going to fail either way. It was essentially a symbolic message. Vote because it needed sixty votes filibuster -able so going into this. Everyone knows it's not gonna be talking to pass. No republicans are going to vote for it. So it's a free ride. It's a layup you get up there and say yes. We want to fifteen our minimum wage. So it was very very surprising to me. A lot of people to see democrats eight of them in the caucus vote. No what is your explanation. Of course you've got to go back in history. A little bit where. President obama suggested raising the minimum wage to ten ten. It was hillary clinton during the two thousand sixteen campaign who suggested raising it to twelve. It was bernie sanders. Who's been pushing along with you to raise the wage to fifteen dollars an hour. And as a result of that we have gotten a lot of progress in the democratic caucus and not all the way clearly and painful. Chris you take senator cinema arizona's got a twelve dollar minimum wage. And in fact if you look at raise the wage which gradually raises the minimum wage to fifteen dollars over five years it would be at twelve fifty by year. Three which is where harris zona is so many ways it doesn't really impact arizona and yet you have center for cinema denying many people. Millions of people around the country are arrays of their wages. Maria wha what did you make so. I used to work in congress. A- as a hill staff for a long time ago on preparations and this was fairly unusual. Because what those eight did was say. That they were not going to deliver the biden agenda in the biden administration. Right now is going to figure out how to channel little lbj and demonstrate that there are consequences when there are not voting down for the presence agenda. As you mentioned. chris. This was a layup but i have to say when we when we witnessed this thumbs down by cinema. I think for a lot of folks people felt at at odds because when john mccain did it it was to save healthcare for millions of americans when she when she did today was turned down. This idea that there was going to be some sort of economic closer to economic committee. For millions of americans and fifteen dollars has even fifteen dollars does not keep pace with the with the inflation rate of the nineteen. Seventies the raiders really. I established it was perplexing on many many fronts but this is an opportunity really for joe biden to say. You're going to have to come down to the white house because we're gonna have a talking

Arizona Senate Biden Cove Kirsten Cinema Teresa Kumar Bernie Sanders Chris Coons Joe Manchin Novo John Mccain Congressional Budget Office Harry Reid West Virginia Harris Zona Delaware Maria Wha Maria Biden Administration
Spotify's New HiFi Subscription Tier. What Is It?

Techmeme Ride Home

01:47 min | Last month

Spotify's New HiFi Subscription Tier. What Is It?

"As i'm recording this spotify just wrapped up its spotify stream on event in which it announced a bunch of stuff including new tools for creators. Monetize ing options even an ad marketplace for podcasts. Which might be too in the weeds for our purposes. Although i reserve the right to reassess that later what is probably more interesting for normal. Consumers for at the moment is the fact. That spotify is launching a new subscription product. Later this year called hi fi that will offer cd quality lossless audio. Quoting the verge. Spotify has done small tests of higher quality streaming in the past. But now it's going to launch the feature more widely with the caveat that it'll be available only in select markets and pricing is yet to be announced higher quality streaming has apparently been among the top requests from its customers as it stands today spotify tops out at three hundred and twenty. Kbps audio amazon rolled out amazon music hd in two thousand nineteen. The lossless plan costs. Fourteen dollars ninety nine cents per month or twelve dollars. Ninety nine cents per month for prime customers a premium over the standard amazon music unlimited service title. Which has supported high resolution audio since its very beginnings price slightly higher at nineteen dollars ninety nine cents per month for the hi fi plan title offers. What it calls title masters that go up too. High resolution ninety six kilohertz twenty four bit audio smaller services like cuba's have also sought to appeal to audio files with lossless streaming apple music on the other hand still lacks any kind of lossless streaming tier despite apple selling the very high end airpods max headphones and quote which you have to figure might be about to become an untenable situation.

Spotify Amazon Cuba Apple
January 2021 Income Report For Entrepreneurs on Fire

Entrepreneur on FIRE

00:43 sec | Last month

January 2021 Income Report For Entrepreneurs on Fire

"J. l. d. here with the january twenty twenty one income report for entrepreneurs on fire. Our gross income for january was a hundred and ninety eight thousand six hundred fifty seven dollars our toll expenses. Were just a hair over. Twenty one k for total net profits in january of one hundred seventy seven thousand five hundred and ninety nine dollars for a crazy close difference between january and december of negative one thousand and twelve dollars in giving us a percentage of net profit over gross revenue of eighty nine percent. We almost that magical in almost unhittable ninety percent plus mark which we've only done twice in eight years

GameStop and the Short Squeeze

The Indicator from Planet Money

05:36 min | 2 months ago

GameStop and the Short Squeeze

"Okay stacey so when you imagine that we are squirrels okay okay. An through the fall you being very responsible squirrel have been squirreling away loads of nuts for the winter. Okay all right now. I have to but i've also been keeping an eye on the weather and i'm pretty convinced that there's gonna be a nut surplus this winter and there's gonna be a lot of nuts on the market this would be the squirrel nut market precisely. Okay okay not all the other. Squirrels are responsible as you and me a lot of them. Leave it to the last minute to stock up and you end up with these shortages and consequently these very long lines at the nut highs. I think we're definitely already there. I think there are long lines at the house batting bludger with me like i say i think there's going to be a surplus of nuts this year right for whatever reason and that means i think prices are going to fall and i want to bet on that price movement which means that i won't to short the market so you're going to bet against the market for nuts as a squirrel that is exactly right. That literally sounds nets me all right so right now mixed fancy unsalted nuts. Ten bucks can't squirrels. Net of choice. Fancy unsalted nuts. Okay and i think the price of the of that collection of nuts is going to go lower and so to set up my short. The first thing that i do is go to someone who's got a load of nuts and is willing to lend me a pint or two and that person is you okay so now you are wanting to borrow my nuts that i saved. That's right and as a little fee to sweetened things. I'll give you an acorn all right okay. I'm in. I'm in so let's start with a one point bag just to see. Okay all right all right all right now. I take that point of nuts and i go to the market and sell it for ten dollars right which leaves me with a nice crisp ten dollar note and then we wait for a day or two and we wait look at that. The prices fallen Not sir eight dollars a pint okay. So you sold a pound of nuts for ten bucks and now they're worth eight bucks. That's right so i'm going to buy them back at that rate right but by them for eight dollars and of course it means i get some change from my ten dollar note. Yes you're two dollars in the black. That's exactly right so now. I've got that pint of knots which i returned to you as promised excellence and i've got two dollars of my own which i get to keep okay. So that is a successful short. That is a successful short. Okay that is great but what happens if the price goes in the other direction. Let's say you are wrong about the value of nuts this winter. Maybe there's a supply shortage price of nuts goes through the roof and suddenly like let's say all of a sudden it's like twelve dollars a pound of nuts if gustav twelve dollars out of luck right because i have to. I've got to get those nuts back to give them back to you. So i'm going to dig in my own pockets for those two dollars to make twelve dollars to get your nuts back and that means i'm going to take a two dollar loss at the whim of supply and demand except the sometimes it's not the law of supply and demand that drives the market. I mean take. This company game celebrate. This is a company that has a bunch of brick and mortar stores that sells video and computer games. It's like it's been it's under a lot of pressure like a lot of other retailers are right now which is probably why you know. Analysts have been a little skeptical about the price of its stock. Exactly supply and demand was not what drove that price up. What happened was he had a bunch of people who got together in chatrooms and these are like a lot of the day. Traders now the traditional short-selling squirrels but like another group. No or even the regular trading. So we don't know who these people are. They hang out and chat rooms and they call themselves. Things spelt pants and proto molecular. I mean we don't know who they are they could be chipmunks so basically there is sort of the traders and you can kind of rely on what they're doing and why they're trying to anticipate the prices of stocks and other things going down and then you have this other group and we're not sure who they are or what they want. Well i think a lot of them wanna make money right. And i think a lot of them. Want to put the screws to shortsellers. They just hate shortsellers. They hate and shortsellers have been betting for some time. That game stop. Stock will drop. But there's also kind of a populist thing happening here with a lot of these traitors judging by the reddit threads that they just wanna poke in middle finger at wall street. They're not the first. They're not the first and then of course all these other people who are just trading for kicks right. I mean they see the price of the stocks go up and in many cases they wanna be part of that and some of them even want to buy it the high take they want those bragging rights and what they do is to start this kind of frenzy. They spread rumors in these chatrooms. They get all fired up. And then they wait till the stock pumps and then they're also chasing it upwards and onwards and upwards which brings us to the short squeeze yes the short squeeze. What is the short squeeze. Yeah you see so when the price surges like this it means for shortsellers like me because we remember have to buy back the stalker nuts or whatever it is that we've sold in order to return them to the people who lead them to us to you me right so when we start to see prices going up and up and up frankly we start to panic right because you are going further and further into the red exactly right. Nah we're all rushing into the market to buy stock around not so whatever before the price gets too high and wipes a site and we're all doing it at the same time. Which of course drives the price even higher. All these people buying your literally being squeezed. You are literally being squeezed. I mean imagine this like a hole in a trunk and you call one hundred short-selling squirrels rushing to get through the whole stale at the same time. While the whole is getting smaller bloodbath.

Stacey Acorn Gustav Reddit
Creating a website with Wix

Talking Tech

04:12 min | 3 months ago

Creating a website with Wix

"So the hot is are now in full swing. And you've got so much free time on your hands ready to tackle creating that new website or blog. well yeah. It's a daunting project but online tools of the last several years. Now make it much easier than in the past with dragon drop options that can let you create something that looks really good within a few hours that is of course once you've mastered the basics of how the programs work if you listen to podcasts. You've heard the words wordpress squarespace and wicks frequent advertisers. On many shows. Telling you how easy it is to make a cool website now. Wordpress targeted towards tech nerds. Who don't need support while squarespace in wicks or for the rest of us. I have been unhappy with the look of my wordpress photography blog for some time and i wanted a fresh start so i was inspired to give a try by my friend. Ed beg who after he left. Usa today started a wickes website and blog. That i think looks fantastic. So i went off to create a new blog on wits in a few days. That may not look as great as ads but it. I think it's clearly more appealing to the eye than what i have with wordpress. Now before you go down this rabbit hole know that wicks can be used for free however your web address will have wicks and the name and you'll have wicks branding all over the site and once you decide that you're serious. You're not going to want to have this free site anymore. You're gonna wanna pay to remove the branding and get your own personalized demeaning. The other thing to note is that once you have your blog you have to pay someone to host it to have it online and boy is. There are a lot of fine print. You can see that there are companies like go daddy host dream host. That will charge you anywhere from five to ten dollars monthly to way more depending on the size of your site but that introductory rate is just that introductory wait. They will jack you up afterwards. Dream host for instance advertisers array to four dollars monthly or about fifty bucks for the first year jumping to one hundred twenty dollars in the second year for me. What's even worse. Is that go daddy. The plan i have now is advertised. That thirteen dollars monthly. But because i'm several years into the contract. I've been bumped up to twenty dollars monthly or two hundred and forty dollars a year. So yeah. I'm interested in leaving. Wicks in squarespace both offer hosting as well as website and blog creation tools for the masses support and they don't offer introductory pricing so i like that squarespace rates start at twelve dollars. Go to forty dollars. Monthly wicks starts at fourteen dollars and those to about forty dollars monthly as well but a big difference squarespace will offer you unlimited storage for photos which is a big deal. Since we can't run our posts without photos wicks doesn't offer unlimited photo storage it offers three gigabytes of storage the fourteen dollar rate ten gigabytes at the dollar rate two hundred gigs the twenty-three dollar rate and i don't know what any of that means because how many pictures are going to fit in a gig and wicks doesn't have a tool for you to see how much storage you've used now. I love the ease of creating a site with wicks. I love the many design options and the fact that it's potentially more affordable way more versatile than what i have with go daddy but the storage could be an issue. What happens if you start running out of room. Well i think you know the answer. You have to start paying more money. If you're at the eighteen dollar eight monthly. you're gonna have to go to twenty three dollars monthly. Meanwhile we'll i switch from wordpress to wicks while i'm leaning in that direction as again i prefer the look and the tools to expand beyond what i have now but i do post a lot of photos. It is a photography blog after all. So it's something i have to consider. I will let you know my decision within the next few days

Ed Beg Usa Today Wicks Jack
How can I sell printables without paid ads?

Side Hustle School

03:26 min | 5 months ago

How can I sell printables without paid ads?

"Crest infinite. Dc metro area. I love listening to your podcasts. Being a part of the side hustle school community. my side. Hustle is created principles on and right. Now i'm crean holiday theme or principles so my question is i'm not sure what's the best way to market my se shop the sides. It's he adds which i don't want to pay for them front. I'm already pinterest and posted on instagram. But i'm not sure what else i can be doing. I wanna know what's the best way to market. This shop. And i know that creating a plan before thanksgiving weekend is key nixon events. Thank you so much listening. And for the question. I love the challenge of a tight deadline now listeners. First of all go and check out yvonne shop it has oetzi dot com slash shop slash mom powered life mom powered life where you can just search for that if you ought to use that site okay. So i mentioned a few the pros and cons to this in the introduction. I don't think a lot of people are gonna get rich on principles just because they are so easy to copy one seller starts to do. Well you know other people are gonna notice. They're going to say well. I wonder if i can do something like that. And then they will and so then. The market of suppliers essentially expands also keeps prices low which among other. Things means that you don't have any profit margin to spend on ads if you you're making twenty dollars per printable. Let's say it would be very easy to say. Well let's been you know ten to fifteen dollars on ads. Because i'm coming out ahead no matter what their but it's really difficult to do that. So prices are low supplies high. But that's what can be done like. Is there anything that can be done. And i think so. So again mom powered life on. I was taking a look at this most advanced products. At least the one she has so far are selling for the low price of two dollars. Two dollars i think is going to be really tough. They have to be low prices. But i think you also need to find a way to sell it the five to ten dollar price point which is also low but five or ten dollars is a lot more than two dollars trying to profit in the long-term on two dollars a sale is going to be quite challenging right. You'd have a lot of sales and you're still not doing that. Well because you have to pay at sea listing fees and there's going to be some degree of customer service people emailing questions and such so if nothing else the five to ten dollar price point is better and i also think this is the kind of thing where it is a numbers game to a certain degree like you want to list a lot of items a lot of items with a lot of different keywords. Because you want to be as visible as possible without spending money on ads. I also think this is key and also may be related to how to increase the price point. You really want to encourage multiple purchases and starting to do this a bit with a couple of bundles that she has. But i think you can do this a lot more like you really don't want somebody to check out of their shopping cards with a two dollar purchase. Maybe they can add that to purchase to their carpet. Then they see oh. I spend five dollars more if i spent seven dollars more. If i spent twelve dollars more. I can all these other things as well so for me. One big goal here would be increasing the average checkout price so that nobody is checking out with a two dollar transaction. They're actually spending more and getting more. So those are a few things that can be done as i said. It's probably not a get rich. Quick plan or get rich at all plan but still it's kind of fun to make a downloadable file and put up for sale and then you kind of go away or you look back a couple of days later and you've had a bunch of sales that that is good. That is empowering might give you the vision to do something different in the future so good luck anybody else. Who's doing principles definitely get those holiday listings up

Crest Infinite Crean Instagram Nixon
The Rays Eliminate the Yankees In a Heartbreaking Game 5

The MLB Show

10:25 min | 6 months ago

The Rays Eliminate the Yankees In a Heartbreaking Game 5

"Me ask you this e because. In, twenty seventeen, there was this new core coming up right. And the thought was hey. Unexpected Ron made the playoffs one game away from the world series and I remember even the wildcard game against Minnesota that year was like just let this core group get a playoff series under their belt so that they get some experience and can grow with it. You got within one game of the world series one one of the world series it didn't happen. Now, there's a postseason failure in eighteen in one, thousand, nine hundred and get to the brink again, it doesn't happen in twenty losing game five of the LDS. At this point. Does it still if you're part of that group. visit. Still feel like you're ascending or do you start wonder if you've plateaued Now, you deficit they just sending I mean especially, those guys are so young you know what I'm saying like. inexperience in you know in age. So Yeah I. Mean You know going back over that run like seventeen we had to run. With all those young kids in. Out though I didn't I had I, didn't think it was gonna make the playoffs just just because we went to the playoffs in seventeen and everybody had career years we're coming back. You know with a young team I just I was surprised that we made the playoffs gotta ask. about a red sox end. In the next year, I thought nineteen, we were set up to. To to make a great run a debrecen. Obviously, we didn't do that. NFL This year you know is short season everything went on. So just to be able to to get out there and play and compete I think guys are excited. You know excited I mean I think is a lot to build on I. Don't think. I don't think you can up this year with the rest of them just because it was such a short season you don't think any. There's no like wondering are we the you know late nineties braves early two thousand braves where we're going to. We're GONNA get to a certain now they won one in ninety five to be fair to them. But then you know they're winning division after division after division losing to the playoffs losing the playoffs listen to play. Yeah I mean it does that enter the mind of this group at this point. I. Like I'm not in a group anymore so. I can't. Really tell you if they're starting to feel like that or not. You know. I was never I was never in that position I was about to say as a young player would. Myself as when I was young, I always felt like I had time like like August time to do you know what? I'm saying I got time to do, and then like I say, I, always bring up a seven because that was our year like we put it all together and that was a year and didn't happen. So starting panicking. So. You would have to ask the guys individually which year they thought that they were GonNa win in when it doesn't happen that year then you start panicking like shit maybe this this may not have you know hand. Right now all those guys play for the Yankees in they noted that the organization will do whatever they can to try to win auto free agents, auto players, and so no I think that they got time you. and. The reality is the starting rotation. Looked a lot different than what they had set out for because you thought you were going to have Severino James Paxton right behind Garrett Cole and you didn't, and obviously that changes the equation and made you have to use the bullpen differently, etc. Now, I, WanNa talk about coal for a minute see look if there's One Guy. Who acquitted himself beautifully in this Yankees. postseason. It was Garrett Cole I. Mean This Dude was everything they could've asked for he gives up one hit in this game and who knows if it's not for some weird wall overhang that Aaron judge got to familiar with maybe he doesn't even give up any hits in his five and a third innings. He. He really delivered and that you have to feel good about knowing okay. This guy is going to shove exactly the way you want him to this time of year yet. That was great to watch him be able to go out before. As that I know he wants you know what I'm saying. So it'll be good not this time next year everything rolling around you'll be fans in the stands and. Hopefully. We can have that Yankee Stadium proxy magic, and. Readiness. All the way to to we're supposed to be, which is a berated. I. What about pitching on three days Resi. What feels different like do you notice like all my arm isn't as strong I mean what? What what makes it a more difficult challenge when you're not pitching on your normal rush when you're pitching on short rest, it's not necessarily like your are being source. It's like everything else like little aches Oh you know you know you didn't get your. Your full arrest so you can't really overthrow You know watching that I felt like he was trying to give his normal effort their first ending everything was up. You know he was all kind of all over the place. Any just kinda settled in you know what I'm saying he gave us time you take a little longer than than usual and. He kinda settled into the game was able to find this delivery. That's the one thing about picking three days you have to find your delivery like. Were percent. Can you pitch at whether that? Sixty, five, percent seventy, five, percent, eighty, five percent. You know what I'm saying like you have to find that was going to make you be able to strikes in and be effective. So if it seems like you've found that right at the right time, you got to strike out and you know he kinda he kinda sail from after that I mean you have to Solo homer to tomatoes and then you know almost today what's that guy's name? You say his name well over process l. no the guy run our arousal arise arena Larussa Rhody. Almost curveball out but other than that. You know he pitched great. So yeah like you said I mean he delivered and and you know going forward that he'll be able to to to pitch in these situations you know several be able to pitch any situation. We saw what money can do to two nights ago. Yeah. Your boy came man Monte the Frazier Bryant Man, these guys these guys are in a good spot. So like I said nobody I don't think anybody in their Hispanic and not player. Wise. Anyway, you know that that's is the fans in the front office and stuff. You are the master of pitching on three days Resi and because of that even though it has a little less punch because the Yankees lost this game compared to what it would have been if the Yankees won this game. I want explore that a little bit further with you because you you did it a lot. I mean the way you did it in. Milwaukee with multiple starts down the stretch over and over again as you were just in Bistro and then we saw it in the nine playoffs as well where you did it the entire Oh nine playoffs and delivered you did it in game one and four of the AL CS is at it again in Games one and four the world series. What kind of advice did you offer Garrett Cole as he was getting ready to do it for the first time in his career as someone who did a lot and did it in big stages? You know what I didn't and I was watching the first thing that I was like man Fuck I should've called. You know what I'm saying. But I didn't he's he gates. He's he he figured it out on his own. You know what? I'm saying, I don't need to call bad like he'll call me if he did something. Yeah so I don't I don't want to bother him. I don't WanNa call him I know how he is. You know know the days before you know the day of leading up to historic. So you know I I don't want to call him but please believe I'll facetime mining when I figured out that he was making start. Well whatever you told Monte in the face time, it worked out really pitch well and game four and I was encouraged. You know see if we go through this game, there's not there's not a lot to nitpick and say, okay, this could have been done differently. This could have been done differently. We've just lost a game and. You just lost a baseball game to. All the time where we go to Tampa or we we play apple you know what I'm saying. So that's why I was so scared to play them in the playoff series because. That's the one team that I know that can fucking Peterson the series and they know it too. Yep Yet one hundred percent. It's how I felt last year too when they were playing the Astros and people like Oh we want the race I was like the race competing in the. Last. Year to we would have been counted the same. You know what I'm saying we would have been a seven game series for sure if they beat if last night got typically fucker pitches. Right move coming for the first. and. On the whole right I mean this is this is not what you are looking forward to. If you're major league baseball as far as ratings go I believe the Yankees when all is said and done at the end of this s I think they're gonNA have nine of the top ten highest rated games thus far in the playoffs they're going to have been involved in. So you know you better believe that there are going to be people who are wishing that the Yankees went as deep as possible for the sake of you know the economics of the sport, but from a pure. David Goliath baseball storyline, and there is something amazing even though it's not going to make my stomach feel-good or your Z. about the Tampa Bay rays and they're twelve dollar payroll. Taken down the big bad Yankees and Brosseau hitting the home run off Chapman after that like there's something crazy about that story how many times it I tell you that's not the way we do my career I'm not into. The raise but winning visit. I kept telling you that. The fucking raise

Yankees Garrett Cole Baseball Debrecen Yankee Stadium RON Minnesota Severino James Paxton Tampa Bay SOX NFL Astros Milwaukee Tampa Larussa Rhody Yankees. David Goliath Monte
The Obviously-Going-To-Die Stocks

MarketFoolery

19:19 min | 6 months ago

The Obviously-Going-To-Die Stocks

"We're going to start with the stock of the day. Don't call it a comeback bed bath and beyond has been here for years. It's just all that time someone else was running the company but now that Mark Trittin has been in the Corner Office for about a year. We're seeing days like today second quarter profits came in exponentially higher than expected. Same store sales were positive for the first time in four years. The stock is up more than thirty percent this morning. I'm assuming at least part of what we're seeing with the stock is some shortsellers saying that's it. I. Think. I'm. Probably. Bed, bath, and congratulations to march written and Beth by best buy bed bath and beyond. For this quarter, March, written formerly of target, of course, and a few other places before that, I think Nordstrom's and I believe. He had a stint at Nike to could be misquoting. This bed bath and beyond is in a group of companies retailers that I like to call the obvious obviously going to die crowd. And the funny thing about companies that are obviously going to die when they get the right mix of management decision making and in some help from the environment and you know just a little bit of because no one's more aware of a company's struggles at least no one should be more aware of a company struggles then the people inside the company. And that's when you plan your strategy. What are our tools? How can we navigate our way through whatever we found ourselves in business is not easy and certainly for this group retailers that I'm Gonna I'm GONNA hold up. Bed Bath and beyond as one Chris. But you know how about Game Stop Game Stop. The seller of video game systems and Software that of course is going to be the next blockbuster. Right if they writing that headline since two thousand and nine, how `Bout Michael's the craft store everybody knows I. Y has an Amazon run over. And the granddaddy of all of these. Companies that are obviously going to fail. They're obviously going to be taken bricks and mortar is dead is best buy which just before the podcast we were talking about how? How many listeners? Realize, that best buy has been at ten bagger over the past decade they went through some struggles they brought in new management. WHO had a plan? and. I'm sure they were mocked and I'm sure people were skeptical and they executed on that plan and best buy, which was a sub twelve dollar stock in. Two Thousand Ten two thousand eleven is today roughly one hundred twenty dollars stock. And so when you see. I'm a kick myself a little bit on dust by iron best buy bed bath and beyond his too many bees. Bed Bath and beyond. I actually did a little bit of work about a year ago as I was discussing with one of our with one of our foolish coworkers. About this basket of Taylor's who are sure to die. And we had this one. We had game stop we have Michael on the docket and I went through you know what this company's history of cash flow was and what they've done with it and how they've raise capital, and this is before Mr Trenton came on but I. It laid the groundwork for someone with. A better vision to come in and knocked the ball out of the park which you've seen today and and best bed bath, and beyond is as we speak it's now a six th bagger since March of this year and so in the a roughly a year ago when I did my work because I was vigorously debating co I pointed out that in the previous six years here was bed bath and beyond had produced four point two, billion dollars in free cash flow. They had also issued one point five billion dollars in debt and debated smart about the debt because the debts. Basically staggered I think is a ten twenty and thirty years. and. They have to pay it back anytime soon, and they had gone on a massive buyback program. They've they've retired a ton of their shares. Now. Slowly melting ice cube no one's going to want to own this business what have you. But at the time the stock was about ten eleven dollars the company is training but four times enterprise value of free cash flow. that. That is rock bottom fools that is something that is going to go away. That's what the market is telling you. Flash, forward, to today and oh positive cops. Oh. We have a plant. They've they've suspended their dividend they've they've halted their. They've halted their. They suspended the dividend halted their share buyback plan I believe in. April. But with this. With this. report, they have generated a ton of cash flow. They've deployed it smartly they took down some temporary which they had out as part of the PARCO vid. They have bought back twenty percent of that long dated not in any danger to come calling debt they bought that back at a discount. Which is brilliant. They. So they're down to their down net debt down by about thirty percent from where they started the year. They have a store optimization program, which is something that a lot of these retailers the slowly melting ice cube crowd will call them. They are reducing their store count 'cause they don't need it because they can move to ECOMMERCE, which they've done a little bit they can move to. The geography is able he served by less stores and you see a lot of. Traffic that previously went through one store transitions to another and. They are steal a Ron grosses them here they are firing on all cylinders and I'm not sure. Anyone. Thought is coming. I am I am both thrilled that they are doing this they're having success because everyone loves a comeback. I'm less thrilled that you own it and I don't. But. That's mainly because I had this in my hand a year ago Chris and I'm holding it up. The skull of York. And and I'm looking at it and I didn't at least put a little field position because as I said, at the time training for four times free cash flow that is close to no-brainer territory for me. So two other quick data points before we go to our next story. Not. Surprisingly digital sales of big driver this quarter. That goes hand in hand with the store closures so Another smart move by Trittin and his team. And also Happy to see that they're you know suspending the dividend that they're. Suspending the sticking with the we're not going to buy back shares. I'm also happy to see they're not offering guidance. Their New Orleans. No need to at this point. Let's move on the third quarter sales, for Pepsi, grew five percent and. Kind of like we saw three months ago snacks and some of the beverages particularly the Seltzer. Part of their portfolio helping to make up for the fact that somebody restaurants are closed. So many sports and entertainment venues are closed and. That's that's the stock is basically flat and this kind of flat for all of twenty twenty but. Nice to see that the the salty snack part of the business is making up for the sort of the tried and true Pepsi part of the business. Gilead household particularly the soon to be sixteen year. Old Member of the Gillies household has been doing his part to. To to help with the salty snacks portion and shareholders. Thank him. Yeah I was GONNA? Say. You know dude. There are other food groups other than Doritos. Look it was a perfectly acceptable boring quarter from a perfectly acceptable boring company and and I think you know Chris but maybe some of the listeners not know. For, me to call a company perfectly boring from for me. That's a compliment because I like businesses that are boring. Not Terribly exciting person myself I enjoy. Investments in companies that just actually do what we expect them to do, and essentially just get it done quarter after quarter. Pepsi is not GonNa. You know if you'RE LOOKING FOR PEPSI TO BE A. Ten bagger. You know anytime soon like the aforementioned by we mentioned earlier. That's not gonNA happen. They are just a steady bedrock performer for your portfolio and we all need a few of those. So we can go after the more exciting things in our portfolio. Yes. So it was it was A. It was a boring it was a boring quarter but boring is nice because boring boring says, oh, we end up four four plus percent on. Organic revenue growth total revenue growth went up five plus percent. EPS Is up ten percent year-over-year just for the quarter. It's still down for year to date, but of course, Mindy Stan why because the previous quarter? Cova. no-one no-one was new what was going on? So we kind forgive that. They are they're pointing towards the full year. They did give guidance their point point to a full year of approximately four percent revenue growth approximately five fifty core earnings. Stocks at about one hundred, forty bucks. So it's not cheap. But it's not terribly expensive, and again, this is one of those widows and orphans stocks. You can buy put it away and we'll see you when you retire. Hugh Johnston, who's the CFO at Pepsi? Granular on CNBC this morning talking about because when you think about all of the food and beverages they have across their portfolio he got granular talking about the new cheetos macaroni and cheese saying you know they're trying to keep up with demand as a fan of both cheetahs and macaroni and cheese I haven't tried it yet but I can see why it's popular. Any. Do they give any color on the? Two. Portals that they were direct to consumer sites that they launched earlier this year snacks dot com and Pantry shop dot com. Sadly, Chris they did not at least in the conference call or the press the presser maybe in the ten Q I haven't read the ten q yet obviously but. Yeah no snacks dot com I can confirm both of those sites are open and accepting offers as of this moment. SNACKS DOT COM and Pantry shop I think is an interesting one because they are. You know you are buying your you're you're buying all of your Pepsi Slash quaker products. Simultaneously in in in the various groups. So if you want your everyday Pantry, you want to get your your oatmeal and your healthy. Your healthy Chia bars and your rice cakes do people still eat rice cakes and if so why? You can get all those delivered at the same time or your snack package your breakfast package You know it's it's interesting to to have it delivered. I I'M NOT A. I I'm one of the three people in North America is still doing own grocery shopping. So I'm probably target here but I know a lot about the people how to use it and I think probably if I let my as I mentioned a sixteen year old note that this thing existed. It might be his only source of nourishment. So yeah, don't don't. On, the first time I went to that website I kind of went crazy to the point where in the box showed up to two days later even my kids were just like. This is a lot of snacks and was like, yeah I may have ordered too many but but I regret nothing. Playboy. Enterprises is returning to the public markets after nearly a decade and because I was are out of fashion, playboy is going to be doing this through a speck. Mountain Crest acquisition is a current special purpose acquisition company that is going to be taking playboy public through a reverse merger and wants to deal is done that company where the ticker is MC. ABC? Is. The playboy name and the ticker symbol P L B Y? I guess I, I saw this story and I thought, okay I'd that's one way for playboy, which is a private company and has been since twenty eleven. I. Guess That's one way to raise money. I, I, I'm hard pressed though to think that. The second round of playboy being a public company is going to go any better for the company and for investors than it did the first time around. That was my initial take as well, and you say it's one way to raise money I'd say it's one way for insiders to cash out. Tomato Tomato. The more I think about this though. I could be spectacularly wrong and it wouldn't be the first time. This might be quite this might be interesting I can see. I can see a number of thing, and I just find this interesting from a number of re. I as you point out. Yes, playboy. Is private the SPEC the Special Purpose Acquisition Company Mountain Crest Acquisition, company. It's out there. Now it's got. It's a walking wallet got a bunch of cash their stocks over ten dollars specs go at ten bucks. There's nothing you can. You can go buy today Chris if you want. And You can just sit there and wait until the transaction is completed in q one. If. You WANNA own playboy. So, playboy today is not playboy of the past for thing, magazines have died. So, there are no issues of the iconic famous magazine. These no regularly published issues and I believe they went to quarterly publishing versus. Monthly publishing before that. So what playboy is trying to be or this new iteration trying to be a licensing company and they're calling it across four major categories they're saying sexual wellness, which I'm just going to skip to the next one, which is style and apparel which is. Apparel. and accessories for men and women globally gaming and lifestyle also digital gaming hospitality and spirits. So you can get yourself some playboy-branded Bourbon. And beauty and grooming, which is fragrance skin care grooming cosmetics for men and women. Okay. That sounds interesting. They're not a publishing company more avoiding that and I guess they have a bunch of online stuff as well which. Tell people they can go look on their spare time but. They are calling themselves a streamlined high growth business. The company has four hundred million in cash flow contract through the next eighteen years. and has products available for sale and in ten thousand major retail stores. In the US, this is a brandon company. Now, now, what you think of the brand and what you associate with the brand, the iconic a bunny ears brand, of course. Is Is. is going to be probably a nuanced and varied. I can understand why some people. Would not want to do with this brand I completely understand that is not. Bend the most shall we say progressive brand in history? It has fostered some. Attitudes, particularly women that. I think it's fair to say some would find distasteful and I I completely understand why? And for those people, they're just not going to be shareholders and that's that's fine. But what I find interesting about this if this, if the licensing deal and we have, we've already had a certain dry run of this in. Do you know the magazine Maxim? It was. So it's a men's lifestyle magazine, girly pictures, and whatever it was bought by an entity called big holdings. I'm going to say eight nine years ago. With the goal of they went into change it from the the lad magazine into more of a lifestyle brand licensing deal what playboys doing. Now. I mentioned earlier it's important to have You know leaders businesses, you respect and trust big lorry holdings is not one of those businesses but I do know that they even though they're circulation sales are down significantly there they have turned that profitable on a small scale with the licensing strategy. I suspect the playboy will do a better job. And It will depend on the valuation coming out but you know when analogy I might throw up as. As a comparison is. Franchising businesses in the in the restaurant space. So a restaurant brands international, which owns importance and Burger King. Dunkin brands, which of course owns your beloved Dunkin donuts. Those are those are check cashing businesses, they they sell the franchise to a Franchisee. And then take tax six percent of their gross sales and royalties every month plus x percent for advertising they sell you a system and so those are very asset light cash-rich capital Genita- businesses. And part of me wonders here it's obviously not the same as selling. Coffee and whatever. But part of me wonders if that is what this business will look like, and if they are truly in the growth business and the cash generation business, this might be an interesting opportunity. And you just hit on what I think is the most interesting thing to watch. Once it becomes a public entity again, the high growth aspect of this because now we're going to see Now, we're GONNA see through quarterly reports. Okay. Are you growing? Because that's one of those things where we investors and the market in general get to decide what we consider to be high growth And I again I had I had your initial take which was. Oh please. Like if it didn't work the first time. It's going to work less well this time. The more I read about like. I'M GONNA keep an eye on this. Curiosity. Jim Gillies always talking to you. Thanks for being here.

Playboy Chris Pepsi Mark Trittin Jim Gillies Michael Mountain Crest Acquisition Nordstrom Nike Beth Corner Office North America Amazon United States Taylor Hugh Johnston Cnbc
U.S. Agency Urges End To Below-Minimum Wage For Workers With Disabilities

NPR's Business Story of the Day

04:07 min | 7 months ago

U.S. Agency Urges End To Below-Minimum Wage For Workers With Disabilities

"So for eighty two years American labor law has had a carve out for some workers with disabilities they paid less than minimum wage. This was meant to encourage employment of more people today a top federal civil rights watchdog says the exemption should end because it's been trapping workers in job programs they call exploitative and discriminatory NPR's Lena Seljuk reports. Jerry. Douglas Dino had a job but couldn't afford a few things he wanted to do like go out to eat sometimes. Vase Goto events. He was working alongside other people with disabilities at a center in Rhode. Island. Doing what he calls bench work road tasks like fitting rings into heating tubes packaging ice packs assembling boxes for jewellery. If I remember correctly by I by first paycheck was only twelve bucks I just cautioned myself as you know. I really don't WanNa keep doing what my whole life Doug AC- now works at a supermarket where his paycheck is a lot more than twelve dollars total but he spent years in that center which made him below minimum wage. Thanks to that carve out in the labor law centers like that are often called sheltered workshops because they keep people with disabilities a separate cluster their pay is estimated to average three dollars and thirty four cents an hour to calculate individual pay. The centers regularly time their workers comparing how fast they do tasks to inexperienced non-disabled worker half as fast half the pay. Now, the US Commission on Civil Rights says this program and the law should be phased out in short the program doesn't work and it is designed in a way that it can't work Kathryn Lehman chairs the commission she says instead of expanding opportunities, the programs limit them don't really prepare people for work in the community jobs with rights wages I was. I was ashamed of the ways that we have operated. Now over a decades, a federal assumption that people with disabilities are less capable. Full employment than people without disabilities, a lot of data are missing about sub minimum wage programs including how many people they employ estimates range from one hundred, thousand to four times that most have intellectual and developmental disabilities. Commonly, the programs run by nonprofits, they get state and federal money to support these jobs many of them have government. And their most vocal supporters are some of the workers families who won the programs to remain an option a safe environment for relatives with disabilities. One mother Linda how from Wisconsin testified before the Civil Rights Commission in November we are parents with our son's best interest at heart. And you suggestion that we would allow him to be taken. Advantage of are discriminated against is an insult families like hers helped workshops flood the commission with a record number of comments asking to lead the programs be some described workers with quote severe disabilities worried about where they go Lehman says, that is why her agency is recommending a careful gradual phase out disability rights advocates have wanted such A. Phase. Out For years the point to success stories of people thriving outside of the systems that underestimated them, and you'll Lewis fights against sheltered workshops at the National Federation of the blind testified about his past work running one thinking he was doing the right thing and because misguided compassion these individuals spend significant part of their lives wasting away in that workshop making money for our center but wasting away. And I am sitting here. Really feeling sad about what I perpetuated because there is a better alternative four states have abolished sheltered workshops to support more jobs in the community. Seven states have moved to end wages below the minimum several federal bills trying to do so on a national level have so far failed. Alina. So you NPR, news Washington.

Civil Rights Commission Douglas Dino Kathryn Lehman NPR Doug Ac Lena Seljuk Jerry Rhode Linda Washington Wisconsin Lewis National Federation Of The
I Have Been Waiting Week's For This

The Trader Cobb Crypto Podcast

05:58 min | 7 months ago

I Have Been Waiting Week's For This

"To the COKIE podcast cracking die bitcoin day I'm pretty heavy look as a couple of. I'm shouldn't say pretty well, I I can will mugger it. So me these levels it's being taken that pretty major. Writing on the wall. You know, Bitcoin's weekly candle. How many times you on? About that. I to say break ten, five, we have the level little reading wanted to save break was ten fight we have and the raise ten, five items because it's the high of the weekly candle now if you already on my youtube. Go, ahead, just try to call jump on that check it out a little bit because I'm going to do a video to go with this country. So you can actually see levels in say it is being such important. Level they I think. It'd be good to show to you in a visual sense raw the then then just a podcast is well, I'm doing an interview again. Yes I'm I'm going to be interesting to see of cracking Australia today I'm looking forward to it. I'm Donald for a wall saying what I'll I'll know. A really want to know why. So, many exchanges encrypt top companies at targeting Australia I want to get to the bottom of the reasoning full that and the goal share it with the obviously I'll share the these very much looking forward to that. That's going to be in about an hour. Tom Sorry if you've got any questions, I put him into the podcast comment section on pies and all. Old. Full end this one. So we're only now bitcoin. Well, we account at ten, thousand, six, hundred, seventy, five after yesterday having one of the most solid moves high on the clothes in quite some time we were up three point three percent we close at ten, six, seven, thousand, ten, thousand, six, hundred, seventy, five, closing up around the higher ratings of that can which is a very positive song are lucky with bitcoin. Now, the daily does have a slightly higher low it's not the most clean highlighted as much. It's definitely there it's very clear on the twelve al I little step out saw of rain Jim in quite some vice I step outside of the range full stop. On what would be absolutely wonderful the saints that I would be A. An exclamation mark. Bitcoin to push high bright yesterday's high. Let's see another three or four percent Guinness up around eleven thousand dollar mark. Now, why do I want this to the obvious? You know bitcoin highs better. Reason, that I want this more than anything else is so that it can just wash out some of that bearish sentiment anybody who's still considering. that we're GONNA move up can be taken out of the Y. At that stage. I believe we'll see positive. Attitude Bitcoin, there's that many negative out there but the more positive the mole hot we get in bitcoins process and ten thousand up. It's the level that I wanted to level that we got a lot to say bay that level concerned that level. It's been that level a couple of weeks I WANNA sit just say goodbye and we just go into Totta we're off to fifty K.. Mode. So. Yeah. Pretty pretty basically diet that I was sitting flat on the Diet to die. Of course, we've only just had the market reopen full this day we got a theory. On that weeklies, we'll hasn't broken those hawes yesterday we were up three percent closing at three, seventy, seven, five hour around about three seventy six right now slightly down. An Ex pay on the perpetual contract here or against tether whichever one you want to look at all use of perpetual. Futures and I use the spot. The for this particular pair of tell you right now. The way clay. Could wrought it's just a wonderfully set position. Much. Sign is big bitcoin taking control. Yes. BITCOINS donuts actually closing up what was number yesterday bitcoin dominance was up. Yet point six, four, point, nine audit speak to this. We've got some divergence that was down there at the bottom of spoke to this in my life trading flow skin. And Yeah interesting to see what happens he Knows embraced I. Because all of that in some of the videos that you can get on Youtube bitcoin cash right now you know it's not done much yesterday look it was opposite. It was up yesterday too. So I won't point six percent closing at two twenty, four spot on fog or to twenty-six flat right now faucets up on the day still very so I wasn't. BITCOIN cash no interest they really for May Simon Lot coin its down point four, three, eight, forty, eight, Dole's ninety one yesterday we pushed higher getting a high forty nine Dole. Sixty seven didn't crack that fifty amok was up two percent on the clothes yesterday moving from there on a BS v very little move up point four percent yesterday based they one of the better wake. Pays really it's it's looking pretty average pretty average in datum up looking for show. So I haven't got a short on go to anything on rotten now it's just a pretty average looking chop sitting there at one sixty three spots tonight pretty much flat on the died cod I was up one point six, six, percent closing at nine point six, six cents of told you I wanNA say above ten dollars will wow I wanna say about ten sides before I got interested in bed just yet bonds at a wall diocese today our full. So only point four percent closing at thirty point eight full. It's a downside went six percent right now sitting just on thirty dollars after very, very strong run-up brought secretive back at the moment ails continues to walk sideways horrible looking shot Diana out point to closing toodle seventy, three, hundred kids. It is a mess linked very much science sort of bite with resistance thirteen dollars twenty, six yesterday out point seven percent with close to twelve. Dollars and fourteen cents twelve dollars and ten cents a guy not much going on their

Bitcoin Australia Dole Youtube Donald Trump Totta TOM JIM Diana Hawes
30 Miles Napa Cabernet Sauvignon 2017

The CheapWineFinder Podcast

05:14 min | 7 months ago

30 Miles Napa Cabernet Sauvignon 2017

"I. It's. From she wind binder DOT com. We have another wine review. This one's little different in kind of the same same time. It's from all. Three dollars and seventy five cents is fourteen, ninety nine. It's a Napa Cabernet Sauvignon. THIRTY MILES NAPA Cabernet Sauvignon twenty-seven teen. Shot. I don't know about fifteen dollars for an all. Usually for a storebrand, they have some advantages in pricing. So a seven, nine nine. storebrand trader Joe's. Grocery store. No matter. Is probably equivalent to attend a twelve dollar one. And a regular basis just because there's no, there's no marketing there's no advertising. You know there's a lot less distribution costs. There's just those costs and the difference between a legitimate. Eight dollar wine and. Then twelve dollar one is usually significant. There's usually more. Wine production techniques taking place. You know the really inexpensive wines, they very simple productions it styles dot good and bad. But you like a little bit more involved production techniques, slow up extra money there for that, and you can get that at a lower price with storebrand. But a fifteen dollar naphtha cab. I expect a fifteen dollar. Any fifteen dollars ready to be pretty good. And the difference too in a fifty dollars to Cabraha. Twenty. Isn't all that much it's usually marketing. It's usually. More well-known winery. You know. Better better av a little higher status in a it's usually. This wine that much better. Sometimes, it's that much better but the fact. that. So little has it here to buy a fourteen, ninety nine. All, these Cabernet Sauvignon. Because what was actually? kind of bargain is, is it a Barton? Actually. It's a good wine I've been drinking. But the economics are cheap wine change go to fifteen bucks but here's the one thing the solar for me. All these nine, thousand, nine, hundred, ninety, nine, champagne last year was one of the best wines I hadn't twenty nineteen and every sparkling wine had Susan I've got an answer to that and it's I haven't had a lot of. The website I love it bad some wines but none of them came close to that so far. So taking a chance on all be one. Hasn't been that much of a chance and this is really good. It's. Intense. It's got good flavor. Well, balanced nice wine. If you just want WanNa fifteen dollar one that I don't know it's actually a twenty one or twenty, three dollar one only perfect fifteen. All these polls, the trademark took their their brand names. You can tell trader Joe's wine to make support them which helps a little bit by going on the National Trade trademark registry. Will come. Lose the gadoe trademarks. You'll how if a whole nother story? But you gotTa know what direction that one came from. With all the owning the trademark. You don't nothing. But that means they also can. If the economics of the original deal change, they can go out and. Get a new producer. Whatever happens there they can still change. Even though I think was released twenty nineteen. Sit around while my all didn't have until recently. It's been around. There is there is A. Cabernet Sauvignon Glut Napa and Sonoma. Stuff. They had bumper crops for couple years in a row. And then Calvin nineteen pretty much shut down all the restaurants which are exactly where they were selling a great deal I. N. Cabernet, Sauvignon. And then big to do gatherings shutdown. People who are buying wine are not having people over that they don't know where they've been. So there's A. Glut been exasperated by what's going on. You'RE GONNA start seeing Cabernet Sauvignon. Selling. Cheap cheap earth GonNa see brand you've never heard before. And then they'll go away in two years come out because they can't just hold off the stuff backing here you're stacking up next year is release.

Napa Cabernet Sauvignon Storebrand JOE Cabraha Sonoma Barton Calvin Susan Producer National Trade
The Looming Eviction Crisis

The Indicator from Planet Money

08:41 min | 8 months ago

The Looming Eviction Crisis

"Kathy Seeker is fifty five. She lives in an apartment that she rents in Camden South Carolina with her husband before the coronavirus pandemic, Cathy was working multiple jobs. She ran the cafe at a bookstore and she also worked as a server at a restaurant, but the pandemic would shut down both of those workplaces and in March Kathy started a new job at an assisted living facility working with dementia patients she likes to work, but it only pays twelve dollars an hour and overtime pay is not available to her so when I took the new job for my career. It then sent our rent back. Months just months, I don't make enough money to support myself. My husband had a stroke at forty four years ago so he's not able to work. By August Kathy had fallen thousands of dollars behind on her rent and twelve dollars an hour. She just was not making enough money to both pay her full rent and cover her other bills like eletricity and car insurance and her husband's medications and my landlord was wonderful to so patient with us really was wonderful but. He has to make money you know and I had reconciled in my head like how I was going to get rid of our stuff how we're gonNA live in the car. And that was just going to be okay. Kennedy says there was some dark moments then when the stress from the possibility of being addicted was just overwhelming to be in that desperate situation. To be in that desperate situation and really feel like you've done everything you possibly can you know I'm a Frugal Person I home schooled my children for years I know how to. Pinch a good penny but I there was no panic. This is indicated for planet money. I'm Cardiff Garcia and I'm Stacey Smith Today on the show evictions millions possibly tens of millions of renters throughout the US could soon face a similar situation to the one that Kathy was facing the loss of jobs and income. So many of these renters has left the country with a possible evictions crisis and that crisis could have catastrophic consequences both for the renter's themselves and also for the whole economy. This message comes from NPR. Sponsor Microsoft the world has changed and Microsoft teams is there to help us stay connected teams is the safe and secure way to chat meet call and collaborate to learn more visit Microsoft dot com slash teams. Support for this podcast and the following message come from Google Google has a variety of free tools and resources to help small businesses adapt from trainings to on-demand classes through grow with Google explore Google's free tools for small businesses at Google Dot, com slash small business. The rent for the apartment the Kathy Kirchner shares with her husband in Camden South Carolina is six, hundred, ninety, five dollars a month, and she cannot afford that on her wages from the assisted living facility where she now works it's really difficult. My paycheck today was five, hundred, ninety, five dollars and and that's for two weeks even before the covert pandemic roughly one out of every four renting households in the US. was already paying more than half of their monthly income in rent. So. Were already paying their rent paycheck to paycheck. But when the pandemic started the federal government along with state and local governments did respond they responded with policies to help avoid an immediate surge fictions for a lot of these renters congress and the president expanded unemployment benefits in the cares act passed in late March, which helped people who lost their jobs, keep paying their bills, things like rent plus a lot of state and local governments with these moratoriums in place that would stop landlords from a visiting tenants. The federal government added its own moratorium on fictions for a lot of housing complexes that it subsidizes but the expanded unemployment benefits expired at the end of July in the moratoriums on. In at least twenty, four of the states that had them had also expired by the end of July. Including the moratorium in Kathy's own State of South Carolina. The Federal Moratorium has also expired and all of these reasons why so many housing experts are now warning that innovations crisis could start soon and the people who are most vulnerable to innovations. Crisis are low income renters according to the Urban Institute. Low income renters are more likely to have held jobs that have been lost in the Cova pandemic especially jobs in food. Services and the retail sector. In fact, two of the jobs that Kathy Secrets your work before the pandemic in a restaurant and in a bookstore were in those two sectors. The new job she took at the assisted living facility did not pay her nearly enough to offset the income she lost, but the economy is still in rough shape. So finding the kind of works used to do is just still really hard this hard when you're willing to work three four jobs like I'm not afraid to work, but you can't find work. A lot of Americans can't find work right now and many are struggling to pay their rent according to the Census Bureau roughly one out of five renters could not pay their rent on time in July and August could be worse nearly one out of three renters said the either had no confidence only slight confidence that they could pay their August rent for months. Kathy says that she herself could only pay partial rent her landlord kept growing tab for her running. into thousands of dollars and I would ask him every couple of months to show us what where we work because I was trying to make payments I would I would keep making payments, but it would be like three hundred dollars for the month. Well, that's less than half of what I, what I them, even though I have a job that's a you know a decent job, but it was it was a challenge. You know it's very stressful to live under that. Environment, if innovations crisis does become a reality communities of color would also be disproportionately hurt partly because a much higher share of black and Latino. Households are renters instead of homeowners there about twice as likely as white households to rent, and before the pandemic, they were already much more likely to face eviction than white households. If there is any good news here, it's just evictions. Crisis is not actually started yet. The warning signs are flashing red but so far evictions. Are actually quite low in a lot of major cities that of course does not mean that everything is fine. Remember that the expanded unemployment benefits and the state moratoriums on fictions only just expired a few weeks ago and it could take a bit of time before the struggles that people are having in paying their rent translate into actual evictions and it also means of course that there is still time for federal state and local policymakers to act again and possibly avert. Meanwhile. In at least some parts of the country hundreds of rental systems, programs have been directing their money to help prevent evictions and a lot of them have received money from the federal government for this very purpose and one of those organizations ended up helping Kathy. In fact, it was actually her landlord who put her in touch with the local program from the United Way that Helps Fight Homelessness this program called New Day Kathy applied and got a grant from new day. She was approved to receive about four thousand dollars and that money cleared all the background Kathy owed her landlord a felt like I. Finally had a chance to get my head. Slightly above water so that I could breathe and it would give me that time that I needed. To get my life together again, and by the first of September, we'll be able to put the rest of my rent down like I'll be able to breathe. Of course, a new start does not mean everything will continue to be fine in the future Kathy's hopeful that as the economy recovers, she'll be able to find other jobs to supplement her income but that partly also depends on whether it becomes safe to work those jobs while there is still a pandemic, there is no certainty about this or about whether the economy will keep recovering. So in the meantime, Kathy has a message for policymakers. Anything can turn on a dime and there are people who are really hard working. who really don't want take charity but don't have a choice. And if it is something that can help people even. Anybody. I would absolutely begged them to consider to continue these programs. We need them people that want to make their rent they want. To, pay their bills. They don't. WanNa take charity they and they're working as hard as they can. You know, and then when you add in the stress of. VID. And going out. Even, if you don't have to work environment like, I do just to go out, it's it's so mentally exhausting. The the mental anguish of not being able to pay your bills is overwhelming. Overwhelming And I don't. I don't. Know How funding works but I do know that if there had not been this funding. I'd, be in my car.

Kathy Federal Government Kathy Seeker Kathy Kirchner Kathy Secrets South Carolina Google Microsoft Camden South Carolina NPR Cathy Census Bureau Urban Institute Camden Kennedy United States Cova Congress US.
9 Dumb Financial Decisions Most People Make

The Money Guy Show

06:36 min | 8 months ago

9 Dumb Financial Decisions Most People Make

"Brian, I'm so excited about this show because we're going to basically do a deep dive into behavioral finance into behavioral economics because a lot of what we cover are like it's blocking and tackling it's XS and os when it comes to financial decision making. But a lot of what we do when we make financial decisions has more to do with the behavior than academic nature of and that's kind of what we're going to go through what I'm hoping everybody who watches doesn't treat this as a coping mechanism. Oh, that's why I'm like that is because it's baked into the recipe. No, this is supposed to. Be something where you learn to spot what's going on because this is baked into the recipe, but there is a way for you to kind of master move beyond and figure out how you can harness the power of some of these things that are just influences that can drive your your your actions and your behavior. Absolutely. So there's two books that kind of influence show and and a lot of ways bow claims he has not read this book, but I it because everytime I when I was doing the Chris Voss book, they'll never split the difference. He's an FBI guy who was a negotiator and Use a lot of these tactics. Here's the thing. So back in the day, we'll talk a lot about back in the day you and I shared inaudible account well, frankly tightwad and you had good taste and books. This was in your but I never read this. I'm not I'm not familiar 'cause it always listening to it. I was like. That son of a gun, bow this is I can totally see when he's tried to use this on me but it just to tell you what Chris explains is that the FBI reconized after Waco Texas you know did not go well, they need to throw the book out on how they were handling hostage negotiations and other things like that. He goes into all the different behavioral components and here's what. was. What I am saying is that while our decisions may be largely irrational that doesn't mean there aren't consistent patterns, principles and rules behind how we act and once you know these mental patterns, you start to see ways to influence them. So I think the takeaway there is that human beings always act in a rational manner. We're not completely rational beings that this is a black decision this decision, this is the right decision. This is the wrong decision that's not the way that we always behave even though it seems like perhaps that. Should be the way we behave in. Syria, we should be rational functioning beings, but it just doesn't work that way and that led to you know there's the misbehaving book by Richard Thaler, which is the making of behavioral economics. Now, what's funny is if you go watch any of the interviews, Richards very quick to tell you hey I'm not the first person up with behavioral, economics actually Adam Smith, which anybody who follows me matter of fact we had a content meeting and I was because I had to give. Rabia. Whole educate low. Is huge to me I. Go last year I can remember my daughter. When she's doing her social studies when I found that they were studying. Adam Smith it made me so happy because Russia's the timing of when wealth of nations was published in the seventeen hundreds with the birth of America I don't think it's a coincidence. So there's a lot of things in in Adam Smith when he talks when he in a lot. of his writings including wealth of nations he does talk about overconfidence he does talk about loss aversion self control. So I thought it was cool that Richard gave them a shout out. But if you go deeper, Richard is going to give you examples of things that are happening. Everybody's life that are definitely influenced by behavioral economics and I think it's realistic that. We all think about money irrational even if we can be the most educated most well informed, we all approach it in somewhat of irrational manner. So. Let's jump into this I, want to set the stage for you guys. So you'll know I'm a big Disney Fan. Kind of missing going to the Disney parks because we were supposed to have done that in the spring we're going out to Disneyland and one of my favorite things when you're at Disney well I thought would be one of my favorite things a mirage. Was You get hungry and you're walking through the parking catch a whiff. Oh my gosh. That is the best smelling food that I could put my mouth and it's a Walt Disneyworld. Turkey like now. These things looked glorious. They're huge. They're scrumptious looking, but then you buy these things. And unfortunately to me, the taste is not match the smell because to me it was a very gristle field. Super Sodium filled I mean it was just not everything I thought the smell would give. But here's the thing when you pay twelve dollars and fifty cents for a Turkey leg. You eat that thing you you. You don't even if you're not enjoying it, you get it down because you got to recoup the cost of what you've dumped into that Turkey legs. So there is a behavioral finance concept that describes and so what we're GonNa do is win some stores reliable. Some examples for you guys today in the Chad if you're handle is live go and start throwing them out there. If you think you can guess watch behavioral finance concepts we're talking about thawed out there. So you just said you go to Disney you smell the Turkey leg us pay at twelve fifty, you start gnawing on it you get like three or four bytes in. Everything you thought it was, but you say, you know what I'm going to finish it. I'm going to keep eating this thing right? Isn't that what you say what I think is interest. If you do research as a whole thing about the disneyworld Turkey legs, there are bloggers who talked about you should share this with somebody. Now we're in a covert air now or that just seems ridiculous but I will tell you even pre covert I would no more wanNA share a Turkey leg. Been married twenty two years still not share. Yeah. Turkey legs. Back, in twenty eleven last time you and I went to Disney together. I don't remember US walking down shared a talked. So what is the personal finance concept that represents? A sunk cost fallacy. Here's the thing is. There's no reason if you've already dumped the money into this and you realize is just not as good as you thought, it was going to be you don't have to justify the action by continuing to consume it but guess what you will because somehow we feel like it's okay. It's the same thing if you went to a horrible concert or it's raining outside, you know in on the night of the concert, you know you, it's an ample theater. You still show up just because you've spent the money on the tickets,

Disney Richard Thaler Adam Smith FBI Chris Voss Turkey Brian Texas Syria America Russia
Sen. Bernie Sanders calls for tax on billionaires' gains during the pandemic

Squawk Pod

02:38 min | 8 months ago

Sen. Bernie Sanders calls for tax on billionaires' gains during the pandemic

"A major milestone for the Nasdaq on Thursday the index briefly crossed eleven thousand for the first time ever the Nasdaq them closed out the day a hair below that eleven km milestone, a record high that's the indexes six record close in. So. Far, the Nasdaq is clocked a record close thirty one times in twenty twenty. It's remarkable run for the and exit especially considering what a hit like the rest of the stock packet back in. March. Clearly, the Nasdaq is come back with ferocity it's gained about twenty three percents alone the S. and P. Five hundred and the Dow Jones indices have each clocked day winning streak and the S&P is now near percentage points away from his own twenty twenty. Of course, record highs in the marketplace seem at odds with the troubles were seeing a real economy small and medium businesses are shuttered big retailers bankrupt individuals and entrepreneurs are anxiously awaiting more government relief according to some as you'll hear, the disconnect is in part due to the Federal Reserve's unprecedented actions throughout the pandemic. And investor competent that the Fed will continue to support the markets. One former presidential candidate is calling for billionaires to step up to the real economy. Here's duckie quick Senator Bernie Sanders he is now. Calling for a crackdown on billionaires, this is what he tweeted last night. I will be introducing legislation tomorrow meaning today to tax the obscene wealth gains billionaires have made during the public health crisis. The senator tweeted a thread explaining his proposal saying while over thirty million. Americans. Have seen their six hundred dollars a week and unemployment benefits. Expire emergency actions taken by the Federal Reserve to prop up the stock market have meant that four hundred, sixty, seven billionaires saw their wealth go up by over seven hundred and thirty billion dollars since the pandemic began while Amazon is denying paid sick leave hazard pay personal protective equipment to four, hundred, fifty, thousand of its Workers Jeff Bezos has increased his wealth by over seventy billion dollars. Amazon shares are up more than seventy percent year to date. You can see this morning down by about twelve dollars. Senator Sanders also calls out Walmart's Walton family. Tesla's Elon Musk and facebook's mark Zuckerberg for making billions of dollars during the pandemic, and then trying to juxtapose that with what they've done for some of the workers along the way he then said by taxing sixty percent of the wealth gains made by just four, hundred, sixty, seven billionaires. During this pandemic, we could guarantee has a right for an entire year and billionaires would still be able to pocket over three hundred, ten billion dollars gains during the worst downturn since the Great Depression.

Senator Bernie Sanders Federal Reserve Amazon Senator Mark Zuckerberg Elon Musk Walmart Jeff Bezos Tesla Facebook Walton Family
Peaks and Tides Sonoma Coast Chardonnay 2018

The CheapWineFinder Podcast

04:07 min | 8 months ago

Peaks and Tides Sonoma Coast Chardonnay 2018

"Stay home. Cheap wine fighter dot com summit again with another. Why Review. In kind of a companion podcast for wine picked up all. All he's been. Doing well lately and this one's called. Let me grab the bottle so I don't screw it up. Peaks in tied. Sonoma's coach Chardonnay Twenty, eight, eighteen. And peaks and tides kind of. Describes the SONOMA's coast. Ava that's. mainly. A Boutique area that specializes in Chardonnay and new are. It's up along the coast. It's In between coastal mountains it's cold. There's not a lot of huge vineyards in there. It's more boats tiki their commercial vineyards within a big. But it's. Really good growing area. And I want to a snow coast trade event a few years back. and kind of picked up gossip I. Think I would call it because it'd be wine reps and then there would be winemakers and they were kind of upset. That when the SONOMA's coast Aba was set, their boundaries are set up. Some of the bigger. Huge actually. Well established. Literally connected wineries and Wine Corpse. Kinda got the the boundaries moved to cover the Russian river eastward just to cover some of the bigger properties. And the guys kind of upset and I just noticed that Petitioned to have a western SONOMA'S COAST AV A. Now I don't know what the problem is because even the Russian river ones those are really high on liner isn't really good wines. I. Don't get what the problem is. You know maybe it's a small guy versus little guy I don't know. But, that's what they were doing and they were seemed to be all upset about it. So you know that's just gossip me sitting here with a glass by hand listening to winemaker stock. So this is a SONOMA's coast Chardonnay. If you check out your Google look. The the town in the back they said peaks and tides made it. I don't know if there is a pig's entites company, but you can figure out who the winemaker might or the liner or one of their entities might be. It's not a foolproof method of who the biggest Winery in town is, but it usually gives you a good clue. GonNa take a sip of this one. This is a really good nine, ninety, nine Chardonnay. It's got some oaken full Benatti huge amount. Let's got this kind of honey rounded thing going on it's got all sorts of flavors. I mean I got banana and pineapple. Meyer. Lemon and NAPA grapefruit and you've got on least salty thing. It's got some lemon. Vanilla cream. It tastes good. It smells great. It's got a great enrollment to I was Kinda digging that. So for ninety nine in any don't expect all these displays, these wines. So haphazardly that you you know. You don't have an expectation just by looking though this label and this line they also have a pretty good Cabernet. Sauvignon thing that I thought it's up. You know I'm not sure about that one. The packaging looks like it could be any kind of retail brand in back of genes fine. And it tastes good really good at for ten bucks and can delivers maybe over delivers. Ten Bucks will buy you a good Chardonnay out as ten twelve dollars you can you really, really good. But this is to in itself storebrand again, all these been kind of kick in some but I kind of liken it.

Sonoma Chardonnay Twenty Russian River Storebrand Google Meyer
Aria Pinot Noir Brut Cava

The CheapWineFinder Podcast

04:43 min | 8 months ago

Aria Pinot Noir Brut Cava

"Hey. From sheep wind finder again. With another wine review just posted on the sheep. WIND FINDER DOT COM website. And the area. You don't know why brutes. Are the freshman at groups of of. I think to. SLOW LARGEST ABBA makers in the world. And this one. Brought my I because. I think my favorite. Wine in the world, you say you can only drink one. I'm thinking they're expensive one. I WOULD WANNA punitive while this sham. and Taba. Is. made the exact same way that champagnes. Now, it's five, six, hundred miles farther south on the Mediterranean Ocean and. You know in Champagnes on the north side of the Burgundy area up in northern France. They're not the same growing regions, but they do make wine the same way. And they actually went out of their way to get new are. So, there is a little bit of a comparison because this actually As you know. Like, for Sakho is in made a second fermentation, that's the The bubbles come in. In large pressurize that and and by large I mean. Pressurize that. And can go anywhere from a couple of weeks a couple of months pressure. After the after the you know it's up to sugar and Co two comes out. The pressure puts it back down into the one after a few months it's incorporated in the wind you get bubbling. Its nineteenth century technology. Up and Champagne or Fifteen. Technology. For each and every bottle. Pat Some sugar and some. Covered up. It every day or two, just a quarter return. And come back a year and a half two years for years later, and there you go. Now you got. Older way of doing it. Kava. The same way for Sakho. Now, the Sharm at the tank affirmative action. So I saw Pinot Noir from Tabah which was cavs always a little bit. Not always a little bit. You can get. All sorts of really good Pavlos for less than twenty, twenty, five dollars. This was. Ninety nine. And it was directly kind of going one on one with shopping using Pinot noir grapes. Champagne, Chardonnay th-they new are a couple other grips to. And the minimum second fermentation has eighteen months, champagne. And here they want eighteen months with the staff of the IRA. In why? Roots Daba. Disip. Really, going I, want you really get. An expense. Oh, champagne of thirty, five, forty dollars. Twelve dollars. It's six hundred miles south of the grapes are grown differently blah blah blah. Clear stylistic difference between Kaaba and Champagne. They're not be the same thing. They set themselves up on this case to be the same, but it's not. And while. You Newark Bay Champagne is my very favorite in whole wide world and this doesn't quite meet that. It takes for eleven ninety nine it does well, it's a great. It's interesting Scott all sorts of. Flavors. It's smoother. It's brute. which is dry. It's got some good fruit flavors to. The city I just took second slip. That's when I know I like the senators when it gets, you drank in like sitting in a bar drinking beer if I reaching for the thing approaches. Spending wine of the same thing too.

Cavs Sakho Newark Bay Champagne Mediterranean Ocean France Taba Sharm Scott Tabah IRA
Episode 2 - 16:00 07-07-2020 16:00 - burst 2 - expand 01

Test RSS - 1

00:49 sec | 9 months ago

Episode 2 - 16:00 07-07-2020 16:00 - burst 2 - expand 01

"Down one and a half percent lot of those losses really coming in the past fifteen minutes of trading the year of 12 30 seconds with the yield of .63% gold of twelve dollars an ounce of $0.07 1% $17.90 an ounce and West Texas intermediate crude down to 7:10 to 1% off. $40.35 a barrel a lot of concerns about the US economy and the potential rebound has for that rebound and how long it might take Matt Hannah's portfolio manager with some a global Investments. He was our guest moments ago right here on Bloomberg businessweek. Yeah, we all hope for a few Shades recovery but involves for history doesn't really provide such a recovery. For example, even the global financial crisis, which have 5 years ago from 10% unemployment to 6% you know, we're sitting at 11.

Matt Hannah Bloomberg Businessweek West Texas Portfolio Manager United States
Petit Bourgeois Loire Sauvignon Blanc 2019

The CheapWineFinder Podcast

04:37 min | 10 months ago

Petit Bourgeois Loire Sauvignon Blanc 2019

"This day from cheap wine fighter dot com again and we're GONNA. Talk about why we did a full review on the cheap wine, five dot com website for a one one of my favorites. This with teeth bourgeois. Saab, Yom blocked from on rabies a Joie. From, the Lord, Valley and I love Laura Valley. Sauvignon blocks favorite one to a tasting long time ago, even be four New Zealand became a thing. And it was just bad tactic. I loved it and. Even though this isn't from the fancy places, this is not sincere. Or however you that pronounced. Fancy places I've this is just the regular. They call this their entry crude they. Family Bourgeois has been in lower valley continuously. They say sometimes it doesn't happen for ten generations, which is a long long time specializing Soviet block and feeling you're. So. They know what they're talking about and. I don't know. Says the. WHO's wild bottle? It says in the back that doesn't mean much. Though family! Was Wise probably ones made it, and so you know there's all these legally things and plus their websites as I, G P. De la. OBE. Level below the. AFC wines. The government regulated wines, but the wine label says it's table wine, which is the bottom thing? So. I hate wine labeling. It doesn't tell you anything, but this is from people who are making wine in the area, making this kind of wine for generations. I love the stuff. I went to a wine tasting and it tastes like sunshine bottles smells great to taste. And every time I tell people I love. Laura Valley Savvy unblocking Oh. Yes, I'm crazy about sincere. No No, no, it's like. The regular stuff you don't need the. Really Good I'm not complain about San Sear. But. That's all you ever hear about you know. Get the regular ten dollars stuff. It's hard to find. You can go to any grocery store and find a New Zealand, Soviet, block and probably stuff from the central coast of California, and maybe even chilly, and what have you? Try to find a valley ten dollar twelve dollar. This was ten ninety nine sale. You can't it's. Amazingly good so. Because, it's got that kind of a city. That kind of makes you take a SIP. You don't want to go, you know. vitas graphic drink. They don't think. That's a good. Thought not that thing thinking all that important when you're drinking. Whatever? Here. We go, so this is. Every day. Saab Yom Block. This is the kind of wine that people in France drink fits. If it's eleven dollars here, it might be a couple of bucks cheaper. They're. Going to blow out your budget, and this is this, is it? This is great. Taste doesn't have that the spiky thing you'd get from. New Zealand Samuela. Flay or spikes, which is actually kind of appealing Ben. Can't complain about that is that is kind of what's cool about? New Zealand soviet-bloc. This kind of got. More. Smoother all encompassing thing going on just the knows is beautiful flavors rate. It's just easy to SIP. You want to keep drinking it. Really this my favorite you know can of. This is one. The first Lower Valley Sabi on blocks written about and we've been doing. Cheap wine finder for. Eleven years. That's kind of like the point where. Going to the grocery store to buy Saab Block now. I'm going to have to go find. A good wine shopping leg fight my way through the sand sears every be jumping out at you and just trying to find a good simple everyday savvy on blind.

Yom Block New Zealand Saab Laura Valley Lower Valley Sabi BEN Bourgeois San Sear AFC France Flay California
"twelve dollars" Discussed on WLS-AM 890

WLS-AM 890

02:20 min | 1 year ago

"twelve dollars" Discussed on WLS-AM 890

"Make twelve dollars an hour and they barely have a high school education in large cities local cities the police are relatively in check from the citizens so there is an over reach a sensible liberty and if the heartland of America sadly because it will have a little look Brandon that there's an exception to every rule and you can always point out the worst case scenario but you shouldn't legislate based on it while we bring it up because I've been I've I've got like I said I'm a liberal turned into a sixteen Republican well I I welcome you to America you speak the language well you don't really have an accent so you should be able to get along just fine yeah so am I I'm an elf it is summoned I'm a felon you know blue for my trouble but stress and I cried a lot of this Rush Limbaugh I had to get my block radio but I'm somewhat I couldn't stand to listen to and and slowly over time I kind of got it you know but we are just not open to conservatism before did you believe the hyper we have interest in politics now it's selfish narcissistic I think is what it is I think that the palm everything you're saying I think boils down to dark because in America everything is about me me me me also the grounds all this other thing thirty five I should be in the millennium mindset but I identify more with our Vietnam veterans on the I. although ironically emanating grad I was in the navy got a couple of your life got trouble and I turned myself around so I maybe some of that be turning around was blue cap I would like to think well yeah I'm sure it helps but he you it's a new brand that he did give everybody all the same advantages are opportunities or chances that you had you took advantage of them some people won't that's not society's fault that's right for my wife and kids you have three kids that are growing up real quick now I think it's funny how that works is not and I I think that the band I I'm not not a racial thing but the black community a lot I play basketball I have a lot of black friends I and young older black people who have kids will tell you the same thing as our younger generation not procreating and not becoming men are getting incarcerated nineteen twenty years old and given a life up well there's a big problem with the out of wedlock births in this country appreciate the call Brandon and you know you can talk about which traced to defects more but it affects.

America Brandon navy basketball Vietnam nineteen twenty years twelve dollars
"twelve dollars" Discussed on WTVN

WTVN

01:31 min | 2 years ago

"twelve dollars" Discussed on WTVN

"Pizza for just twelve dollars. Or choose a medium one topping plus breadsticks or a medium on top and plus eight boneless wings for just twelve dollars to check out more pizza connections at Romeo's pizza dot com. Traffic and weather every ten minutes on the tens from TempStar and classic air. Your next update with a six thirty news. I'm Johnny hill. Newsradio six ten WTVN. Parents do you allow your kids to password protect their phones? Do you? Let them do that. I'd be interested to find out. What you've got to say. Eight to one WTVN eight hundred six ten WTVN first warning weather from ABC, scattered showers and storms, windy, sixty for the overnight morning rain Friday, clearing by after noon at sixty seven whether powered by the basement, doctor Seventy-six in grove city Seventy-six at your severe weather station. News Radio six ten WTVN. What happened then when he got the mullahs report? What's happening now, very transparent here vans camps me your station for what happens next yet Muller before the committee. President NewsRadio six ten next WTVN groceries basically beat everything to everyone sound familiar moms. Sometimes it's just too much open arms counseling, though can help their staff is so easy to talk to and that can be just what you need. Whether it's a minor. Her problem or a major issue? Open arms can really help you through it. At least check out their website at o-, a counseling dot com. Are you facing credit card.

TempStar Romeo WTVN Johnny hill ABC Muller President twelve dollars ten minutes
"twelve dollars" Discussed on I Don't Get It

I Don't Get It

01:42 min | 2 years ago

"twelve dollars" Discussed on I Don't Get It

"Now is that ridiculous? Always thinking downtown. I get lashes twelve for twelve dollars. Yeah. It's on two on. Maple. It's on Broadway. Broadway and six there's a bunch of beauty supply stores look in place Bodega, look and places, but they've tons of lashes. You get ten for twelve if you're doing the red cherry ones or you got twelve twelve for the other ones. Okay. Sweet. And now what we do for skin care because you have no zero course, airports faces on real. So you're Iran's like how the fuck. Anger is. Okay. Stop. Guy named Ross who takes care of my skin for me with botox. Okay. Yeah. But like what products you use on it dove face really just bless wash my face. And then I really make sure to take off my makeup really well, like make ends up behind your ears in your ears people just wash your face. And then it's just like a crust, and I'm like girl you need to get back in that tub. Abilene today off my makeup. It's like a grease off greasy. And then it's lies off. Oh, I wanna get Abilene. Where do you get that drugstore? And I was on Accutane three times twenties. And that helps minimize my pores along. That's. Your skin's great to you. How long does it take for you to get in drag depends? If by care, I always caring you were like, I'm not going to a car and then come out. Like a half hour show. You're like one of the most stunning drag queens I've ever seen and your.

Abilene Iran Ross twelve dollars
"twelve dollars" Discussed on KTAR 92.3FM

KTAR 92.3FM

02:06 min | 2 years ago

"twelve dollars" Discussed on KTAR 92.3FM

"The partly cloudy skies today with a high of fifty one and then tonight is going to be partly cloudy. Thirty six degrees is a low tomorrow sunny skies with a high of fifty one. One as well. Others is brought to you by Howard air whether replace or repair, call Howard air. Go ahead and take a look now at your money from the copper point insurance business center. Arizona's minimum wage goes up today from ten fifty to eleven dollars an hour. It will jump to twelve dollars and twenty twenty and Facebook hopes twenty nineteen is a lot better than twenty eighteen the social media giant solid stock. The twenty five percent definitely reason. Why stocks in general were down last year? The Dow finished up two hundred sixty five yesterday. The NASDAQ finished in the green fifty s and p up over twenty points on the final day of twenty eighteen the stock market is closed today for the holiday and will reopen tomorrow for more money news. Visit the copper point insurance business center at KTAR dot com. All right. So this is normally when you know, you have Jim Sharpe. When he comes back, you'll do this at this time, take about a minute and a half or two minutes. To offer up whatever thoughts on his mind. I have a lot to say there's a lot on my mind. I would like to say I'll say a little bit. But I also wanted to bring in two of my colleagues KTAR reporters, Ali vetnar and Jim cross. Joining me now, there are a couple of things I would like to see changed in twenty one thousand nine and I didn't just limit it to like, politics, or whatever I just kind of broaden the scope. So I just wanted to bring in two of our reporters who go out and cover a lot of stories. They see a lot of stuff. Good and bad alley. I want to start with you. Fifteen or twenty seconds. What do you hope to see different and twenty thousand nineteen you know, I just really would hope to see people be more open minded, I feel like today. We're so swayed with everything we're fed and see in here and working in the field. Like, you said, it's it's sad to see how close minded and hateful others can be to others with different opinions and beliefs so I just hope to see a little bit. More acceptance in two thousand nineteen very good Jim cross box car onto what Allie said a lot less vision. Among people.

Jim Sharpe Jim cross Howard KTAR dot Facebook Arizona Allie Ali vetnar twenty five percent Thirty six degrees eleven dollars twelve dollars twenty seconds two minutes
"twelve dollars" Discussed on KOA 850 AM

KOA 850 AM

02:21 min | 2 years ago

"twelve dollars" Discussed on KOA 850 AM

"Hundred twelve dollars down on mega millions last month turned out to be fortunate mistake because the very last ticket turned out to be a one million dollar winner. It's five thirty-six. The Friday edition of Colorado's morning news. We'll continue here shortly on KOA NewsRadio. Take a trip back with this week's rock almanac. What's going on rock and roll lovers? It's anti-western here to take you on a trip back to this week in rock and roll history at start off back in one thousand nine hundred sixty six where the monkeys were at the top of the billboard singles chart with last train to Clarksville the groups I number one Bobby Hart who co wrote the song got the idea for the lyrics when he turned on the radio and heard the end of the Beatles paperback writer, he thought Paul McCartney was singing take the last train and decided to use the line when he found out. Mccartney was actually singing paperback writer this weekend. Nineteen seventy-one Elvis Presley kicked off a fifteen date North American tour at the metropolitan sports center in Minneapolis announcer. Alvar voeren uttered, the well-known phrase Elvis has left the building at the end of the show. He was asked to make the announcement in an effort to quiet the fans who continued to call for an encore this week in one thousand nine hundred ninety six the Miller band went to number one on the us singles chart with rock. The group's second US number one this week in one thousand nine hundred eighty eight the beach boys who hadn't had a number one hit since good vibrations in sixty six top the charts. With the Brian Wilson lists Kokomo used in the movie cocktail, it's the longest gap between number one hits for any artists and this week in two thousand fourteen ACDC drummer, Phil Reid is hit with charges of attempting to procure murder in New Zealand court. The charges are dropped a short time later, but the media coverage causes a spike in downloads for the song dirty deeds done dirt. There's your look back at this week's rock almanac. DVR? It's time for your TV tip off. Friday, the anthropology room one. Oh, four checks in for its second season at eleven thirty ten thirty central on HBO Sunday night, the season of statuettes kicks off with the annual people's choice awards. See the trophies get handed out beginning at nine eight central on east also on Sunday, Catherine shepherd and Alex MacQueen star in the British comedy Sally forever..

Elvis Presley Paul McCartney Bobby Hart writer Alvar voeren Catherine shepherd Alex MacQueen metropolitan sports center Colorado Brian Wilson us Phil Reid New Zealand court Minneapolis murder Kokomo Miller
"twelve dollars" Discussed on 710 WOR

710 WOR

01:40 min | 3 years ago

"twelve dollars" Discussed on 710 WOR

"And a good monday morning to you start started the work week and it's going to be a good week for tom quinn from trumbull connecticut 'cause tom quinn was the first caller to correctly identify that the turning point of the game was the runner breaking from third to home throw go to i it's a steal of home the confab the lead one nothing and down to second base is contrary hobby bias dealing home after steven massive pitched so well mets gave up two runs loss to nothing there bats of dried up and they get the night off so there'll be no turning point tonight but that was the turning point yesterday against the cubs congratulations to tom quinn and remember that the mets chuck full and that's turning point of the game is something that you can play when you listen to the post game show and we will be doing at eight thirty every morning here on the len berman and michael riedel in the morning show and the president has well his fingers are itching because he's been tweeting here's the latest tweet from the president as has been stated by numerous legal scholars i have the absolute right to pardon myself but why do that when i have done nothing wrong in the meantime the never ending witch hunt led by thirteen angry and conflicted democrats and others continues into the midterms angry and conflicted democrats so that's what he all the people on the muller team he calls thirteen angry democrats yes the third in conflicted demo and i think the conflict departments they've got conflicts of interest some donated twelve dollars to hillary's no are you aware of all the white nationalist who are running for office around the country are you wear the story thing there they're a bunch of crackpots and creeps and nobody should vote for.

tom quinn connecticut mets len berman president hillary trumbull steven massive cubs michael riedel muller twelve dollars
"twelve dollars" Discussed on KFI AM 640

KFI AM 640

02:17 min | 3 years ago

"twelve dollars" Discussed on KFI AM 640

"Rose food plant food by three i'll get twelve dollars back and i got the check for twelve bucks there we go but then i tried to deposit with bankamerica that photo you take a photo of the check and deposited man i had to keep working in around eighty they got they didn't see the corners a lot of the times it's the it's the table you put it all right that's that's exactly right so i'm walking around the office looking at different tables and different settings to do a photo shoot for my check lighting's not quite right i pay the guys upstairs fifteen dollars to come down and do the shoot for him down three bucks i know i get screwed got host all right well let me to for twelve dollars but it's amazing what we do for rebates you know you'll spend twelve dollars on on anything on a sandwich at a deli it's been twelve point think about it but man we fight like dogs you get that rebate you send it in the receipt you have to have the you know the the upc code or whatever the hell that stuff is the wait and you wait you wait you finally get an email they need more information he sent him that then they finally send you a check through the email and the front and the back of it is on one piece of paper so you got to cut it out with with scissors and go round nine different tables for the contrast to be right off for twelve dollars but i got it right i'm very proud of myself bye i now officially my daughter has surpassed me my daughter has more money in her college account than i have in my checking account isn't that crazy i got a slow down i guess i've saving for her or else i got you know he keep up late and dissuaded from doing homework that's one way to get a going to college i say come on let's stay up get a cup of coffee at you homework schmo more come on you don't need that let's go then just give her a couple of bucks when she graduates high school and go did make it a college that's too bad can you do all right carpool karaoke carpool karaoke james corden well the cops the fuzz showed up when they were doing it cops pulled him over the hell do they.

twelve dollars fifteen dollars
"twelve dollars" Discussed on Scrubbing In with Becca Tilley

Scrubbing In with Becca Tilley

01:30 min | 3 years ago

"twelve dollars" Discussed on Scrubbing In with Becca Tilley

"Yeah threat up as amazing is the world's largest online thrift store has over thirty five thousand brands at up to ninety percent off the retail price yeah so it's like free people dresses for ten dollars j crew genes for twelve dollars and kate spade handbag for thirty dollars you know those like you can buy those for three hundred dollars yeah that's what i'm saying yeah the ninety percent i have a really hard time going to discount stores and sifting through the racks of clothes yeah i'm bad at going to any store really and sifting through racks of clothes but that's why throw that makes it so easy to find the brands that you love and has unbeatable prices so you can go on specifically say if you're looking for designer clothes or what price range are looking for and it pulls up everything in the size the color the style and then that they do that i really like is it goes through every item on the site goes through a twelve point quality inspection process so it's not like your you know what i mean like you're getting something that hasn't been looked out or like thoroughly inspected by the nice people at threat up right so it just basically ensures that the items are in like new condition yeah and a lot of the brand even have tags on them so they haven't even more right and threat offer spree shipping unqualified orders and super super easy return.

ninety percent three hundred dollars thirty dollars twelve dollars ten dollars
"twelve dollars" Discussed on High and Mighty

High and Mighty

01:39 min | 3 years ago

"twelve dollars" Discussed on High and Mighty

"Hey only twelve dollars for a thirty ounce spot as soda real here and then after civil war we got doctor strange which i thought was fine it's fine i like the light cheeky tone meet you i of the the change like using a logic trap as the way to beat the bad yeah like that when it feels don't like the origin itself is a compelling inter interesting right because who cares he's like an entitled privilege white guy who threw hand broken now what am i going to do better yeah after all i got one she's not as a strange i like it because i like that and other hood as edited cumberbatch he's azure he's great and i love that cape the cave funny but i forgot that he's in rag narok relaunching rally out at whole sequence in it yet the dude whose name escapes me who is like the heavy said asian librarian guy and addict wong benedict kwong he's fantastic i have friends also just in the nile hd was with the annihilation of your local were i would recommend seeing it in theaters to yes it's pretty fucking tripathi yes i enjoyed it allows great diet dr strange i'll do him defeating memo using like logic rebels fanta like that's that's interesting because every other marvel movie ends with like everyone shoot at the same time and floating above the area that shooting at the dow right war it's a one on one fight against someone who looks just like has the same skillset as you drag among them abomination or.

cumberbatch twelve dollars thirty ounce
"twelve dollars" Discussed on Clark Howard Show

Clark Howard Show

02:33 min | 3 years ago

"twelve dollars" Discussed on Clark Howard Show

"Is it everything there pushing is spending money getting a plastic cards various kinds and kids hands turning them and spenders and not doing what they should be doing was not in their interest their banks which is getting in a child's mind is earliest possible that money is not for the purpose of spending that money is for the purpose of creating financial security and you spend on things but you never sacrifice the financial security so i'm really excited about an app that i've talked about in the past for you as an adult to start investing from very small sums of money called stash it's an app you download to an iphone or android stash now has an account for minor children so as a custodial account where your kids can learn the fundamentals of investing make their own investing choices the stash account is twelve dollars a year to have and then kids are able to buy investments as they wish and learn the fundamentals of investing with real money and doesn't have to be a lot of money but a kids able to because he can't really learn it with simulations are exercises when you're actually putting real money actively to work that's where a kid can really learn and particularly with a teenager who has a parttime job or summer job if they're putting money stashing it away in a stash account their warning the principles of saving and investing very quickly and they have control which is so great well they can't spend the money while their kid but you can give them control over the app in building their investment portfolio loved that again is the stash app and if you want to see a website explanation about how the custodio accounts were go to stash invest dot com.

twelve dollars
"twelve dollars" Discussed on BizTalk Radio

BizTalk Radio

02:20 min | 3 years ago

"twelve dollars" Discussed on BizTalk Radio

"Basis they sell it at twelve dollars a share twelve prostes minus twelve basis equals zero zero game even though they didn't even put any money and do it anyway it would they just inherited this darn thing they inherited that the new basis now if john had died he he took care of himself the eight correctly and he ran every day and he gave the stock to me i didn't wait for him to die i needed the burger today he said i don't have the cash here's some stock go sell it he didn't die he gave it to me there's a difference at this point inheritance treats the basis one way a gift treats at a different way so if i get it the stock and he gives it to me during his lifetime my basis in this examples going to be the same as his basis he would have had a twodollar gain if he's all the during his lifetime i am not going to have that same gain and might because my basis the bases comes across to me the basis you can not the basis visit didn't change anything that didn't die right and that's what we mean by a step up in basis is important because if you get a step up in basis step downs another way to get it with the let slip the the goodness of that gain around okay i as john picked or real winner he paid ten bucks for it is now worth seven nice job pick in that stock is it probably more realistic go ahead and he's just so distraught over losing three dollars that he dyes and i inherit that stock for seven bucks but he was his death was just a little premature and it goes up back up to ten dollars a share right after he dies my basis in that stock that i inherited from john at seven is the value on the date of his death seven bucks even though he paid ten at is now worth ten he died when it was worth seven i inherited it when it was were seven my basis a seven i get a pay tax on the three dollars worth a game if i sell at a tent on the other side john wasn't that distraught about the stock going to.

john three dollars twelve dollars ten dollars twodollar
"twelve dollars" Discussed on KBOI 670AM

KBOI 670AM

02:51 min | 3 years ago

"twelve dollars" Discussed on KBOI 670AM

"We tune them out too we don't have to spend twelve dollars on a beer her eight dollars on a bag of popcorn a twenty five dollars on a baseball cap we don't have to do that not to be ridiculed ladies and gentlemen when football players and owners call us call excuse me call the country racist the country is the people the people make up a country we the people when our countries called racist where being called racist and i don't know about you but i'm not a racist for one thing we watch football we pay you know for advertising and so forth and directly buying products and so forth when we watch football and majority i don't know what the percentages but sweat sixty sixty five seventy percent of the players are non that sound like certain percentage of this a certain types of people in our population a racist the fact of the matter is the vast majority of the people in this country are not racist and yet this is the line that we are fed day in and day out and day in and day out by the pseudointellectuals where put on tv by the pseudo journalists on the sudan news channel's it's preposterous if we are a systematically racist country it really is shocking that people from all corners of the world particularly southeast asia particularly the eastern part of the world particularly south of our border particularly northern africa and so forth are trying to come to america because we are a grand country we are a great country works in all we are the greatest country in the face of the earth and it used to be successful people know what and talked about stead they drive that brings struck up to the bank to put their deposits in every paycheck while trashing the people who make them rich i'll be right back three legends aren't born legendary they are proven legendary fn survival nahrin handgun the direct result of over a million rounds of testing direct descendant of over one hundred twenty five years of legendary.

football america baseball sudan southeast asia africa sixty sixty five seventy perce one hundred twenty five years twenty five dollars twelve dollars eight dollars
"twelve dollars" Discussed on KTRH

KTRH

02:49 min | 3 years ago

"twelve dollars" Discussed on KTRH

"We tune them out too we don't have to spend twelve dollars on a beer her eight dollars on a bag of popcorn a twenty five dollars on a baseball cap we don't have to do that not to be ridiculed ladies and gentlemen when football players and owners call us call excuse me call the country racist the country is the people the people make up a country we the people when our countries called racist where being called racist and i don't know about you but i'm not a racist for one thing we watch football we pay you know for advertising and so forth and directly buying products and so forth when we watch football a majority i don't know what the percentages but sweat sixty sixty five seventy percent of the players are nonwhite that sound like certain percentage of this a certain types of people in ira population are racist the fact of the matter is the vast majority of the people in this country are not racist and yet this is the line that we are fed day in and day out and day in and day out but the pseudointellectuals or put on tv by the pseudo journalists on the sudan news channel's it's preposterous if we are a systematically racist country it really is shocking that people from all corners of the world particularly southeast asia particularly the eastern part of the world particularly south of our border particularly northern africa and so forth are trying to come to america because we are a grand country we are a great country works at all we are the greatest country in the face of the earth and it used to be successful people knew it and talk about stead they drive that brings truck up to the bank to put their deposits in every paycheck while trashing the people who make them rich i'll be right back hooligans aren't born legendary they are proven legendary like the new fn survival nar handgun a direct result of over a million rounds of testing a direct descendant of over one hundred twenty five years.

football america baseball sudan southeast asia africa sixty sixty five seventy perce one hundred twenty five years twenty five dollars twelve dollars eight dollars
"twelve dollars" Discussed on WTMA

WTMA

02:49 min | 3 years ago

"twelve dollars" Discussed on WTMA

"We tune them out too we don't have to spend twelve dollars on a beer or eight dollars on a bag of popcorn a twenty five dollars on a baseball cap we don't have to do that not to be ridiculed ladies and gentlemen when football players and owners call us call excuse me call the country racist the country is the people the people make up a country we the people when our countries called racist where being called racist and i don't know about you but i'm not a racist for one thing we watch football we pay you know for advertising and so forth and directly buying products and so forth when we watch football a majority i don't know what the percentages but sweat sixty sixty five seventy percent of the players are non that sound like certain percentage this a certain types of people in our population are racist the fact of the matter is the vast majority of the people in this country are not racist and yet this is the line that we are fed day in and day out and day in and day out but the pseudointellectuals where put on tv by the pseudo journalists on the sudan news channel's it's preposterous if we are a systematically racist country it really is shocking that people from all corners of the world particularly southeast asia particularly the eastern part of the world particularly south of our border particularly northern africa and so forth are trying to come to america because we are a grand country we are a great country watch at all we are the greatest country in the face of the earth it used to be successful people knew it and talked about stead they tried the brings truck up to the bank to put their deposits in every paycheck while trashing the people who make them rich i'll be right back legends aren't born legendary they are proven legendary lexington fn 509 gone a direct result of over a million rounds of testing a direct descendant of over one hundred twenty.

football america baseball sudan southeast asia africa sixty sixty five seventy perce twenty five dollars twelve dollars eight dollars
"twelve dollars" Discussed on AM 970 The Answer

AM 970 The Answer

02:10 min | 3 years ago

"twelve dollars" Discussed on AM 970 The Answer

"Twelve dollars worth of powerball tickets antler i realized that i probably wouldn't win the powerball but i'm looking at a even though i've spent twelve dollars on tickets i didn't get one number i didn't get anything i thought i'd get a couple of hours now the twenty bucks it'd be a smaller jackpot prize 100 grand hundred fifty grand nothing nothing but i am going to play again and i look this is the worst thing that you can do i mean they say these are the where everybody buying tickets these the worst odds that you have mirage are the same i guess every time there are always one out of two hundred ninety two million but i you know is fun too i realize the chances are remote but it this fun to think what if so now i think the the jackpot is going to be in excess of six hundred and fifty million and here's my question because when i buy a lottery ticket i don't just plan i don't just by it at forget about i plan how i'm going to spend war all the money that i'm going to win i'm going to give to x y z charity and with the help this friend out with dental costs that help is friend out with this are buying house for this person give this money to that person uh donate to this political 'cause you know use this money to run for us senator something i have it all planned out how i'm going to spend the money so i don't know the numbers on this but if you won the five hundred thirty five milliondollar powerball jackpot if you want to choose the lump sum cash value before taxes you only get three hundred and forty million now if you get if you choose the to get a paid out over time it's paid out over either twenty or twentyfive years but you get all to montly the whole five hundred thirty five million before taxes so um my question is is it better assuming you think you're gonna live twenty or twentyfive years is it.

us senator twentyfive years five hundred thirty five milli Twelve dollars twelve dollars
"twelve dollars" Discussed on AP News

AP News

01:46 min | 4 years ago

"twelve dollars" Discussed on AP News

"Kids and schwartz from twelve dollars after v yes all clearance styles wrote to seventy five percent off at old navy and oldnavycom now that i understand i'm going to own navy now high fashion house navy found at an undisclosed 23 select silently elected come who appears to have lost contact with its mother has been getting cozy with a line in tanzania the restaurant was captured in photographs taken at the gora gore a conservation area united nations world heritage sites five year old lion lies unperturbed as the small leopard estimated to be a few weeks old nemesis pen thera a wildcat conservation group says crossspecies nursing wildcats in other wildlife is extremely unique the lactating law lien fitted with gps us at the research his contract may have lost own cubs and therefore was open to feeding the leopard cobb pen thera says the natural odds stacked against the leopard which may have since been killed by other lions the recognized it was not one of their own even a normal circumstances only forty he percent of lion cubs in the area which is potted the seren getty ecosystem survived their first year from the rivet will desk i'm nick martin members of congress can use campaign money to install or upgrade home security systems that's according to the federal election commission ap correspondent tim mcguire reports following a huge jump and threats against members of congress in the first six months of this year and last month's attack on the gop baseball team the fec has approved members of congress using campaign funds to beef up security at their homes how sergeant at arm's paul irving says capital police have investigated nine hundred fifty threats this year while there were just 900 to an all of.

schwartz tanzania gps cubs congress fec paul irving getty nick martin tim mcguire gop seventy five percent twelve dollars six months five year
"twelve dollars" Discussed on Black Men Can't Jump

Black Men Can't Jump

02:23 min | 4 years ago

"twelve dollars" Discussed on Black Men Can't Jump

"You don't devoted dalton what are called twelve dollars golden was all over it's way i can you know what does not good now and vibe but i did that i don't know how it didn't but i did it didn't realize what i was doing until you can but i didn't do that somehow you would yes i don't know how i i do not know how you know he was when that and i was trying to do the base that i was somehow i got into june and i didn't mean to anthony out like i don't know what i'm doing wrong that you know who wyatt a guy that was between i wasn't sure of are going to drown or about is going to be beauty pablo force it so you know that he's and now my does not a to beat it was and yeah i know he was but it alright with him i got a my name is down to bring lot come drama milly get the dream i wasn't a lot to keep doing that alright now no and we are a podcast the bat we're right we are yeah pollock as the three of us host the podcast that reviews films of leading buck actors and talk about them in the context of race there it strains my voice tim's how about i think it's good okay what what what for those of you who are new i'm welcome welcome welcome there will have it or so i know we got a lot of nick can fans out there cause we review a job two thousand too i said to my was that in like a starring met the cannon and so it's out and and and orlando down last year the time when nick can and was like in a lotta stout he's was beaten as was man i landed jones also in a lot of south you have also the big you not and he was knows man i went saying i think anybody who called of the next must morneau remember but i know he was a but he was definitely trying to do that if when i'm in minute like to and he was like he does had that yeah ran cameo to was like would still do a good job.

dalton pollock tim nick jones wyatt orlando morneau twelve dollars