18 Burst results for "solution INC"
Wildland Fire Leadership for Project Managers
"Welcome back to the people process progress. Podcasts I am Kevin Panel. I really appreciate you all hitting play on this episode. Finding me on your various podcasts platforms. Today I'm going to cover. Leading the wildland fire service which is a manual created in two thousand seven by the National Wildfire Coordinating Group with their training team there and by mission centered Solutions Inc. It was one of the leadership. Manuals that on episode ten in one of the archives from between the slides here so check that out where I covered leadership lessons from Gettysburg. And beyond so this manual as title entails is focused on folks coming up in the incident management world in particular in their wildland fire service. And we use this may new even though we weren't wildland firefighters because we were all hazards folks so please firefighters. Ems public health wherever that lives kind of in the regular day to day world on the streets of America but this was a great template wildfire has been around for a while and they have great leadership set up so this was a pre read before that staff writer at Gettysburg National Battlefield. We've talked about co that in public health and those kind of things and hopefully that's been helpful but also you know my day job is on on project manager and so I wanted to share some of the parallels which I've talked about before between just good leadership and whatever industry and in this particular case looking through this leading in the wildland fire service manual and applying it to project management and. You all will see whether you're a project manager or not or you're an incident management or public safety. The pair allows I mean again. I've said it before to me. Good leadership or a good leader can transcend any industry meaning. If you're a good leader I could pop you in technology or public safety or health care or farming that you would be able to bring together teams. You would be able to take some kind of process. You're not going to be expert in each. There's but that's often not the leader's job and so let's let's get into this book a little bit. I'M GONNA I'm GonNa read some of these things and then kind of comment on them and then look forward y'all's comments if you want to send me stuff. At people process. Progress G MAIL DOT COM or facebook page. People process. Progress can get hold of their or on instagram panel. Cagey here we go so. This is part of the preface of the book very early on. And there's a couple of statements that I think are really outstanding and the first is that leadership is the art of influencing people in order to achieve a result the most essential element for success in the wild and fire service is good leadership so let me touch on that last piece but switch out a couple of words. The most essential element for success in project management is good leadership right. There's there's no difference you know saying I'm a person whose job it is to go out and help put thousands of acres that are burning out that are on fire or I'm a person that's going to help get organization put thousands of devices work. Well right good leadership is you know the most essential element. Here's another statement and this one just applies all around right leaders often face difficult problems to which there are no simple clear cut by the book solutions and these situations leaders must use their knowledge skill experience education values and judgment to make decisions into take or direct action in short to provide leadership so project managers out there right. We you know part of bringing together. A new project team were coming into a project. That's already inflate is getting together looking at solutions that I've said it ad Nauseam but I'll say it again. The Project Management Body of knowledge is a great manual but if you try and manage projects strictly by using that book or agile guide or six sigma like if you just try and do completely out of the box and I've seen some of this where we're trying to apply principles that we would normally apply when it's a sunny day and there's no pandemic and all that. Y- then we're GONNA fail. We're going to spend our wheels a little bit and so be okay with everything not being exactly like it is in the book and some of that comes with experience right so if you've been around a little bit in life you kind of understand that let alone if you're new and project management or have been around there you understand it's not gonna go by the book ever not even. GonNa go buy your project plan exactly ever and that's fine. Just do the best you can for all the constraints and this and that so as the main goes through then we're gonNA look at some some leadership values and principles and these are like. Human leadership is in principles right but think of these as a project manager and the three guys that are outlined that this book kind of everything else falls under our duty respected integrity so according to the leading in the wild on fire service which we could rename this and change some things that could be leading in project management. So let's look at duty be proficient technically as a as a leader these these apply to these principles that apply to the value of duty. Make sound and timely decisions. Make sure that the tasks are understood. Supervised accomplished right and develop your people you know all of those apply directly. If you're a project manager if your project manager this is invested in your team you're invested in being the best person the best leader that you can be then. All of those should be absolutely proficient in your job piece to me is. Do you know how to use the tools that organization us right to do stumble through them or refuse to use them be proficient. Get get good with them to the point where you can try then leverage them to make solutions for certain things like you know being able to stand up very quickly way to track phones you've deployed or using excel or using project line or a share point lists or whatever product to us you know sound and timely decisions. I've talked before again that that I think it was episode ten from the archive there with Gettysburg leadership about the time wedge. Right the longer the time goes down the less options we have so we got up. We gotta be ready to make those when we get to the task level in the overall project schedule. Do We know that the folks that have the resources the people that we have on our team that are assigned tasks that have taken on those tasks? Do we know what they're supposed to do. And what when when we've asked them to do it by and how to do it. And if the answer is no then we need to make sure and that we can clear that up and part of our jobs as project managers along the way from day. One when you introduce yourself to when you're handed off top developing your people. So are your teammates coming out the other end of the project better are you also and I think we should always look at that. The second value here respect. And here's the principal so no your people and their wellbeing now in this time is an excellent opportunity to develop this. If you're maybe not as heavy in this as a project manager is checking on your team how are you doing? How's your family getting enough rest? You need help. Let me know if you need more people. We need to staff if we can to help give you a break like that. Should be a constant cycle a constant check in with our teammates. Keep your people informed. We've all been part of silos or I copied these people on the email. But not these other people you know what cut down on emails and copy folks and if someone says Hey. I don't need to know this just work with my people awesome then cut down. But there's really unless you're actually working in top secret security compartment mental information skift stuff like none of this is top secret right so we should be open have good communications and keep our entire team informed at all levels. There's one thing I've heard a lot on calls of then and when folks use the term. We'll talk about that offline which you know partially sometimes if you've been on those calls means. I don't WanNa talk about this in front of everyone else you and I can just talk about it somewhere else now. There's utility in that when in a quick update meeting. We'RE NOT GONNA get into a working session that makes sense. Hey you know what? Let's dive into this deeper offline so we can work through that that makes total sense. You should be doing that anyway when folks don't want to talk about something and you can tell through the conversation that there's already other silos happening in the project. That's something that you should be aware of as a project manager in that you should you should maybe address. Knx You guys want to talk about this. Offline is information that I can help with or that. Maybe the rest of the team needs to know and just kind of reach out again. There shouldn't be a ton of separate discussions that don't relate to everybody else on the team and the objectives that the project is trying to meet right if it's truly unified and we'll get into that a little bit. This other principle that has to do with respect is build the team. Right your job as a project manager whether you've been matrix than they actually report to you or most often. I found like no one actually works for you but your job is to build the team up so that folks want to do work for the project or you if you've built those relationships through you reaching out to them directly through talking to them through active listening all you know some of the other things we'll get into about good leadership but part of your job is not just build. Get people to get the job that it's build. The team to be cohesive
"solution inc" Discussed on The Box Of Oddities
"Anybody anything right. So he suspected it was a scam and he told cartwright you know pretty much what he could do with his scare. Tactics Cartwright slammed the phone down on him and then called back. A few minutes later and was just furious. He said he wanted to meet face to face the teach a lesson and theory and said quote. Come on by ASSHOLE. And Cartwright said the collection agency Guy said I will. I hope your wife is at home and it was at that point. That cartwright threatened to rape Andrew's wife. Why yeah this is getting extreme fast? Yeah things escalated pretty quickly there. Andrew was understandably so frigging angry. He couldn't even think clearly he wanted to find out who this guy was and he wanted to make this guy pay because clearly these are not the type of business practices reputable collection agencies us. No and I've heard that this does happen from time to time that collection agencies. You know often times. We'll buy debt from other companies and they because they buy it at such a break. The US really extreme measures to try to get people to pay and there was a story that I read about how they can go to some pretty extreme measures so he wanted to exact revenge on this dude because he threatened to rape his wife number one number two he was being an aggressive asshole for a debt that that Andrew did not all right in the back of his mind. Oh the same time. He was concerned that maybe this was some kind of a shady loan shark who had bad information in would carry out his threats shore so he remembered that cartwright had left number with his wife so he dialed that number he was dealing with a scam known. His Phantom debt which you just touched on millions of Americans are hassle to pay back money they do not. Oh it begins. When somebody gathers tons of personal information and data that's available easily and cheaply online things like a long expired obligations old loan applications data from hacked accounts and they reformat some of it to make it look like it is a current debt. Right they use a little bits of truth to make a fake debt sometimes they pack it with legitimate debt to kind of PAT it out. Sometimes the packages completely fabricated. They make deals with unscrupulous collectors. Who demand repayment of these fictitious bills? And they often target the poor and elderly these are people who are probably getting or in some cases many cases getting lots of calls about loans some people are convinced it's real because the collectors no so much personal information about them. Sure the thing is that scammers will often sell the same portfolios of debt over and over again so legitimate. Iou gains illegitimate clones. Some inflate the balances others create quote Redo Redo Lists. These are people who have settled their debt. But they'll be harassed again. Those particular types of portfolios are more valuable because the targets have proved to be willing to part with their money over the phone and And then there are those who just in invent debts out of thin air shortly. Just MAKE SHIT UP BASE. They get a hold of your social security number and they just make debt back in two thousand twelve. There was a call center in India that was busted for making eight million calls in eight months to collect fictitious made up bills and in most cases they can't even identify the original perpetrators because the data files have been sold and repackage so many times. Sure that the victims end up just having to take the abuse most victims that is not Andrew when the scammers started to hound him. He Hounded Them. Right back. Obsessed with payback. He spent hundreds of hours investigating this collection firm. This guy he has like superpower like abilities that he honed over the years working on the phones for his Day Job. He was a master of persuasion. He had this dog inability to get to the person who made the decisions and so he took those skills and he applied them here. He was charming. He was intelligent. He was unintimidated in other words. They picked the wrong guy to quit. He spent the next two years of his life relentlessly pursuing the source of the scam to exact revenge by giving them a taste of their own medicine. Wow so we started out befriending loan sharks and then he blackmailed crooked collectors. Talk getting them to divulge their suppliers and then the suppliers suppliers kind of like you know flipping witnesses in a DA investigation or something again according to Bloomberg BusinessWeek when Therrien dial that number cartwright had left a woman answered the phone. She said that she worked for Lakefront processing solutions in Buffalo. She'd never heard of Charles Cartwright but she implied that he was. He might have been like a freelancer or some sort of bounty hunter. Regardless she said there could clear everything up by making a payment her records indicated he ho he owed a payday lender called Vista so thera and gets online and he starts digging. He found finds securities filing saying Vista had merged with a company called that Marketing Solution Inc. You know those personal information websites if you're trying to find somebody's address ten bucks and they'll give you all the public information about them. Well that's what he did. He spent a couple of bucks on an online people search service and he got the president of that company on the line and he said you sold my personal information to a bunch of thugs. I want to know why I want to know what you're going to do about it. And within hours the company provided a letter saying that there had never borrowed anything from Vista so armed with that proof that his death was invalid. Theory turned back to Lakefront and through more searches he found their corporate parent which was owned by two guys in Buffalo so he calls them up and he calls up their lawyer. He bombards them with calls call after call after call. He called them at home. He called him on on their cell phone. They got so many calls that Lakefront totally backed off for good. That's really impressive. But he wasn't done every night after his wife went to sleep. He got out his laptop and he started combing through lawsuits in filings and uncovered the owners of the agencies. That had been calling him because by then his name had gotten out a lot of different packages and he was starting to get bombarded with with calls from other agencies so he starts calling them. He called them at their home. He made it clear that he wouldn't go away until they reveal who supplied their debt portfolios. Here's the deal he'd say I really don't care about you. There's a million guys like you out there. You will never get your money back so you might as well get some blood out of it. Tell me what I need to know to put these guys in jail. Sometimes he would even go as far as to make a small payment on a fake debt and then trace the the bank records back to who was getting the money. Wow all the money. He found people that were convicted of counterfeiting dealing stock fraud and child molestation were behind these companies so we started a spreadsheet which I know you would appreciate I'm lessening. He never stopped even on the weekends. He'd be watching New England Patriots Games and he'd just get on his phone to hassle these guys on it while he was on his couch watching the game it. Just call them at home. Hey what are you gonNA do about this? So this guy was kind of a savant. He used persuasion techniques. He learned during his day selling copiers and working the phones and some of the techniques were drawn from a book that he'd read called getting into your customers heads and so he was turning this back against them. His targets were shocked by this guy's persistence. They were used to dealing with people would call and complain and then they would just say okay. We won't bother anymore and then they people would go away. One Shady debt player tells Zeke four the author of the Bloomberg article that he suspected Therrien was an undercover federal investigation. Because he had so much information on his business he said it's an obsession. It's unbelievable and outright vigilante crusade. It doesn't seem to equal the harm. That was done to him so for a time. He focused on buffalo which is a Mecca for the collection industry agencies. That work the oldest cheapest paper. They're usually the shadiest of the shady. According to the Bureau of Labor Statistics debt collectors are more common job in buffalo than bartender or construction worker. Yeah that's not. It's it's an industry as they're in war down as many buffalo collectors as he could. One name kept surfacing Joel Tucker a former payday loan mogul from Kansas City Missouri. By the summer of two thousand.
"solution inc" Discussed on This is Product Management
"That? And we knew. Don't start big. Don't try to you know big due to some big product Linux or company. But let's try to show the corporation that we could bring in voice recognition somewhere. Small pieces that again a bit versus a bite of it. So we're like okay. How do we do this well? Well we can go out and get all kinds of developers it would take forever so we looked at one another it almost at the same time we said. Let's find the Hatha thon champion. This happens all the time and technology so we google pack upon champion for voice recognition and boom. There was this guy we picked up the phone. Call Them Up Minimum California and next thing you know. Within a couple of days we had Jimmy up on with Google assistant assistant voice recognition and we brought it to the company actually got out the door pretty quickly so that was just a show the company a rapid thinking an Ita Shin and then not not going to some big Pharma going and finding the experts in it and doing that rapidly could be done so I think that kind of delusional on while it really is something to this incubator and I'm from the platform after platform but there's another twist to that story. I think he slept with Yourselves Right It's it we'll go to cold from one of the corporate teams that's guys we have this team going to will headquarters to learn about Google. It was back then when there is only about hundred tasty rated Amnesty has never done anything in that space right and asked us the basic question. Do you want to do something the air for you. You're the incubator during the isn't this will be interested in that was of course we can come up with something great but could you some resources and that's what exactly what about the answer. Well I'm not sure we can because there is nobody Selena whoever done before we can probably go around try to some consulting companies to bring the external develop with us will specialize in I five Google assistant development projects but again. Not sure how you do that because for that you need to find the vendor. You need to do it with any to make should go-slow the channels and by the way this is going to happen in August Marinette. Were just starting July Terry Okay Goddess. So that means that the answer is no we either Gorno together. We have to go something else. That's why would be up the phone. We'll gold the guy with Lou human to Headquarters will join him. There saw him bid for time. We created right some sporting Course of two days and two weeks later the product but one of the Bronx Cheer. That was tackled experience. One of the first full was. Aw Yes you can do it a little differently. Sometimes you gotta do the dirty work yourself. So what we discovered was we can go get these partners in one of our platforms. We came up with a set of rules. Let's say for nutrition should be done based on symptoms. Okay we say it's it's elegantly simple put. It was second. Nobody sat down Lucas Right. And you could have hired firms to do this and think it through in all kinds of translational research to do it but it just took us to sit down. Get our hands dirty in a couple of days in SEDONA WANNA make excel spreadsheet to do this and sometimes you just need a dive in do it yourself and we a lot of success doing that so that was one example the down and dirty you gotta get fancy unsturdy yourself sometimes I think it just deducted two points. It's a matter of you by definition becoming the expert in that field as well right you leverage every other expert Burke available but they had the lead to make the decision. What's what's wrong right? So you on the corner in our case whether business owners because it's more than just the product all everything I'm good in the NFL right so you ultimately becoming the person everyone goes through from the executive came all the way to the bar. Inner basic questions should be left on ride right should be blue red etc and you have to be in a position to make those decisions with me and of course one of the strategies for us. Don't start complex jake. Do is simple thing ear. Simple thing focus on. What is the business problem? You're fine soulful what's the need in the market or use the term the friction point in the market. It you just go from there and find the solution awesome because that's the simplest solution that probably GONNA at least get you into the market in the product in the end of your customers and consumers march in only then you truly will start understanding. What's happened until then it's all fake right? It's all just my understanding the realities of the Reality at present In that case to actual customer needs a Sudanese about that until you get in the hands everything you have just imagine one of the example cycled give down from one of my previous experience was with a large Internet company. Had A basic business problem. We worry about to move for two thousand police in a brand new building that we just build that story building with Parking and the war limited number of Oh for parking lots available there three hundred and we're talking about two thousand points right bit a very basic question. How do we share this parking spots with a the thousand employees because it should be fair process right now at once all type of analysis you could imagine? Now let's do by hierarchy right. Let's do the quotas us by department. That off let's do rotation-wise Legu- The T.. Gets US this week. Another Wants to always but eventually it all came to simple renovation. Asian what we're GONNA do is going to be here and CNN. Because it's unclear for anyone within the organization. Allies happened to me. For example. You imagine you can spot but but you decided not to Ambitions on the car is not working. Whatever you're driving the car you're wasting the pockets of right? And as a result they know there's almost on to utilize capacity so what we decided to do it which cited to measure the utilization of the parking spot. real-time how'd you do that you just the question. Two of the developer are which had a team of Outdo July's the parking spot. How do we measure it? That's good we have the gates the automated just measuring the number of cars number. Of course I mean out right okay how it was going to take us to do so about two months. Why two months while because it's Custom system right discount from Germany in only the technical specifications German for us to that system. Join understand how it works to be able to provide the feet from the system to our corporate hotel is GonNa take us quite some time back to the same question what trying to I would try to make the most complicated Solution Inc on to the style with trying to find out how many supposed to use as a result what we ended up doing this basically two security guards who was right there anyway right with only two bottles. There wasn't minus minus wherever they got coming in this a-plus motorcar coming. It's my that's right face recognition although driver because there was a lot of ideas why we need to have it for sure no-less-pragmatic mission to make sure it's exactly the cards on the least you don't care for that. Just do this right. At the end of the day we give real time feet to the corporate Ortho every coming to the office could see online. What's depressed the best situation right now and based on travel time Eka decision? Is it worth from economy. Because most likely going to hit the bullied by the time I write so and there's no parking spot wrong because it's a downtown in in in the city. That's very simple solution right with only plus minus on the IPAD. We've developed about apple based product. We I can give you a heads but guess what three years later. When I was at the office with still use the Santa Collagen not maybe gates nothing? That tells you the business problem solve. Yes it was probably not the most ethnically advanced but nevertheless the secret to us again. That's finding this simple solution Work and focused. You're here in a large corporation. Sometimes you're presented with while we've always done it this way so we have a very recent example of that where we're told old well this we always do it this way and it was this after already having about a year under our belts with one platform where we've gone out and talked to hundreds and hundreds of people in their environment arm. We've gained such incredible insight right we were presented with. Oh No we have a team that is willing to put together the value story the value proposition of this this particular platform and they're going to hire an external company to do this value proposition store. And we're like well. Why would you do that? We internally now have all that incite why would we hire an external company to go and find out what we already know. And we've been doing for the last year bowl because it's always been that way. We always get another company to do this failure musician. Well that's not the way our incubator works in real time. We're getting all of this insight very rapidly and we work with companies like L. by the way to gain insights. That's one way a whenever we attack a certain area we try to find the key opinion leaders in that area and we talked to lots and lots of those people we gained internally incubator a a lot of insight so two year leader go out to an external firm and have them do the story. Seems Kinda countered. Why would you do that because it's always done that way while we know we're trying to show you a different way? Id Aiding and business building. Keep it simple focused not on technical ingenuity but on solving an actual business problem similarly Karen Leonard. The head of innovation and Willis Towers Watson Global Advisory insulting firm that traditionally default long process oriented business cases to develop new solutions. She shared how the firm accelerates focus innovation we have a marketing coms person whom we meet with once a week around our communication strategy for innovation internally as well as externally Turnley we've done a stakeholder analysis really understand who are the different stakeholders we want to reach with our innovation messaging. And what messages do we want to convey to those different stakeholders ease include anyone from a senior leader of our operating committee. And what messages do we want to convey to them. Different networks we have within the organization. We have a inclusion diversity network bat. We you want to send messages out to prove the diversity and our innovation challenges. That's one of our goals. Get more women. Involved get people from different countries involved and yet more people at all levels of the organization involved another one of our targets are new hires we done. An analysis analysts of where our best ideas are coming from and the majority are coming from people who are new to our organization. People who've been hired within the last two ears and so we've now started to do more messaging to our new hire network and incorporate messages on innovation opportunities entities within our on boarding process. We started an innovation masters program this year for upskilling our colleagues in design thinking being lean startup and agile methodologies. We do some training ourselves and we link people to external resources now. We have a directory rectory where people can log their skills and we can find people to help with innovation projects either lead innovation projects run a design thinking workshop. Run an ITA Shit workshop. We can find people from the corporate team and people who are working on those kinds of projects or initiatives in find each other. So that's been one way we've been improving our innovation capabilities across the firm and helping to build that culture uh of innovation according to Karen it's important to develop innovation skill sets and build a culture of innovation across an entire organization Azazel to do that consider setting up dedicated innovation teams or quipping internal teams with opportunities knowledge sharing training or innovation programs. And that's her show till next time. This is Mike Fish behind from Alpha.
"solution inc" Discussed on News Radio WGOW
"Her murder and that of James pocket Ledford were not random both victims were targeted at a record high this afternoon to the seven previous record highs we sat and chatted to get this month more from W. G. O. W.'s Kevin west today's previous record high of ninety two was established in nineteen ninety eight we set new records on September tenth with ninety eight degrees twelve at ninety eight thirteenth at one hundred three fifty that ninety seven sixty but ninety eight and seventeen at a hundred drought monitor has southeast Tennessee northwest Georgia in what they classify as moderate drought conditions no change in sight for at least a week Titans of the falcons Sunday no matter where you are or what you're doing catch all the action on the whole of Titans radio in Chattanooga W. G. O. W. National Weather Service forecast passes at ninety four to date with the heat index up close to a hundred the record high for this date is only ninety two so we are certainly going to set another record today we've already broken records six times this month same for the weekend and get this even warmer on Monday ninety five on Monday doesn't change into early October reader that is the official National Weather Service forecast online W. G. O. W. don't what tax problems become attacks emergency if you thousands in back taxes to the IRS are facing wage garnishment bank levees and leans and even jail time you have rights trust the local experts at U. S. tax solutions to protect you from the IRS call the local number four two three eight seven zero twenty four forty for a free consultation serving Chattanooga and surrounding areas for over twenty years the rescue squad for good people with tax problems at U. S. tax solutions forty five ten Hixson pike and online at U. S. tax solutions Inc dot com. it's cutting into your exercise time it's stabbing you in the back nine and it's attacking your peace of mind its pain and it's getting in between you and the life you want to live CBT medic target your pain at its source it's fast acting relief with active OTC ingredients plus the.
"solution inc" Discussed on KOMO
"Next caller, welcome to the show Kathy. Hi, kathy. Hi, I was just had the company that I'm working with. And I understood you're going to say if they were to do series, or not Absopure, give me the name. Ooh, I love this part of the show. It's called the retirement solution Inc. Caffey. You've been listening to the whole hour. Have you? Remember earlier, I said, I was going to read a yelp comet by the owner of a firm. This is at the firm. Okay. Okay. Absolute return solutions was the name of the front. It's now called the retirement solution. They claim to be a fiduciary. But the reality is the kinds of products that they sell to their customers fall outside of anyone's anyone's definition of in the client's best interest. Why is that? Well, the bulk of what they sell to people are indexed annuities equity index to new. He's what, what product, did they put you in Kathy? I had a few things I am in American Eagle American, you know, it will. Tune their trade and exchange, IT s and then you till sons, I know. Way she. ETF's right. Got to be. Let me see. I was looking at it exchange traded funds each yesterday. ATF's. Okay. Can you give me the names of any of those ETF's since you're looking right at then joined? Co Q trust. All right. Mutual funds DFA and US court equity one. We know the funds, well, you so wait a minute. Do you just have the cue and DFA core equity? One. I have some of the things here too. Are there other funds? Let's see in having trouble taking my notes here, so about how many securities or their litter finish. It says, do you are PX? Hi relative profit. Okay. That tells us a lot. Here's the deal, actually, the deal is gonna come to.
"solution inc" Discussed on Your Retirement Solution Podcast
"Welcome to your retirement solution podcast. Imagine the value in knowing exactly what day you could retire and have the income you wanted for the rest of your life. Listen on to explore the strategies that are designed to set you on track to living your happily ever after in retirement now onto the show. Hello, and welcome to another retirement solution podcast today, we are going to switch gear some and get to know some more of the people on our team and the one person working interviewed at as Monica Palmer. She is the marketing lead for the retirement solution. She's been there for a while. And we're really looking forward to having an opportunity to get to know who she is. And really, what makes her tick, so Monica? Welcome the show. Thank you. Thank you, and happy to be here. Well, so I said that you're the marketing lead. What does that mean? Exactly. What do you do for the company so on our marketing team? We have six people and essentially, what I do is work with additional. Five people in growing our company and keeping our client's happy. It's a really, really fun position. And very busy, because you all do a lot of events, correct? We do a lot of different just educational events in our communities to really educate people in. What retirement planning is? And how important it is. And then we also do quite a few at client events, which are always fun to see our current clients and how those experiences with them. Why did the retirement solution hire, you tell us a little bit about your history if you don't mind sharp -solutely, so I have quite a bit of event background experience. I have had quite a few different roles within their retirement solution over the last a little over three years, that I've worked with them. But essentially, when I started in twenty fifteen we had four financial planners, and it we had only had two offices at the time, and they truly just needed somebody to come in and work on their marketing events, thence to get us out in the communities war, and also to keep our current clients happy and I was able to possess those abilities in those qualities that they needed when you aren't working because I know you put in a lot of hours what, what do you do for fun? I love. I have an amazing group of family and friends that I truly spend a lot of time with, I also love travelling I love going on two different domestic, and international drips, which I've been very fortunate to be able to go on quite a few over the last few years. Now you just kind of talked about something that you're passionate about what are you passionate about with the job? What, what about this with your experience? Really floats. Your boat makes you get up in the morning. So I have always really been interested in the world of finance, and this has been my first job position actually directly affecting that world. But just that edge truly that education piece of people going into retirement, or that are currently in retirement. It is huge. It's impactful. It doesn't just impact you and your life and your future, but it impacts your family and those close to you, and making sure that they're set up, so just really being able to help an impact people in my community and to be able to grow our message for something that I truly truly feel passionate about is amazing though. We're you from the area. I kind of I've lived most of my life in a state of Washington. I'm actually from retired military family. So my dad or tired from the air force quite a while ago. And we were stationed in Washington, which is how we ended up here. If you had all of the money in the world, what would you do differently? I would. That's a really good question. But all of the money in the world. I what am I dreams but I still have not accomplished as I would love to go out to Italy, for at least a month interest explore the country. So vita all the money in the world, I could just do whatever I do I would pause my life end is go and immerse myself in Italy a few other things that I would do. I love to volunteer. It would be nice to just be able to have more time to volunteer and be able to impact other people in my community in different ways. What is your idea of success? My idea of success is personal happiness, it to be successful. I feel like a lot of people can look at that in a lot of different angles might angle would just be personal happiness, immi- doing what I want to be doing am I living a life that I want to be living and doing good for other people? That is success to me. They one thing that most people don't know about you. I lived in the Netherlands when I was very young being in a military family. We were stationed out there. And that's just something that a lot of people don't know that I when I was younger, I was very young age about one to five we lived out in the Netherlands, and I learned how to speak Dutch, and I have the woods used approve it that all these don't fit me anymore. Interesting able to have those experiences with my family. What does your mantra motto or something, you say to keep yourself focused when you're off track I tell the quote that I can't do everything and do anything. Well, and the reason that's kinda my mantra is I definitely have my hands in a lot of different buckets. I am constantly doing different things in my personal life in work, life. And I try to do everything that I possibly can. And there's definitely some times where after remind myself I need to slow down. You can't do everything and do anything. Well, and just really slowdown pick the top things that I really want to work on and do my absolute best on those, and then be able to move onto other things. What is your proudest achievement? May how does chievements are probably gonna be I've done a lot of pivots in my life being able to take really hard decisions in. No. That you're not in a position that you wanna be end within life or with work and just being able to pivot and figuring out what will bring you happiness and make those tough decisions is something that I very proud of that I've been able to accomplish those and come out, well, so in retirement solution, what an in how are people going to interact with you? They're going to see you at events. I'm assuming what else what else do people do with existing clients, or a new people coming in the door that they could at least pop in and say, hi absolutely with existing clients, I speak quite a bit to existing clients just through different events. I am the one who typically is planning all of our larger client events that we have through all of our office says, I'm also worked very closely with our planners in associate planners. In sending different gifts out. There is times where our clients, unfortunately, have surgery or there's a passing in their family, or the birth of a grandkid, or different exciting things in their life. And our internal employees will reach out to me and say, what are some great ideas that we could send what can, we do to really make this impactful moment in their life, and I'm able to brainstorm and come up with some great items to send them to them on behalf of our company, flats a really fun thing to be able to do in terms of people that are coming into our company in our learning about us. They will see me out of vents. I'll talk to quite a few people on the phone when people go to our website and build a contact form. I'm typically the one that's reaching out to them, giving them more information about who we are and setting up meetings for them. Well, Monica, thank you very much for giving us the opportunity to get to know you'll little bit better. Absolutely. Thank you so much. Monica Palmer the marketing. Lead for the retirement solution. If you know, somebody who really could use the information in the relationship that you would have the opportunity to have within the retirement solution, make sure that you share this podcast with them. And if you have not subscribed, yet, make sure you click that subscribe now button blow. So for everybody at the retirement solution, this is Matt Halloran, and we'll see on the other side of the Mike very soon. The retirement solution Inc is an independent financial services firm that helps people create retirement strategies designed to endure the changing market and increase their odds of success in retirement consultation with a financial planner helps to determine which strategies may be appropriate for you.
"solution inc" Discussed on Your Retirement Solution Podcast
"Welcome to your retirement solution podcast. Imagine the value in knowing exactly what day you could retire and have the income you wanted for the rest of your life. Listen on to explore the strategies that are designed to set you on track to living your happily ever after in retirement now onto the show. Hello, and welcome to another the retirement solution podcast. We have Jim black back, which I'm super excited about. We're gonna talk about twenty nineteen. So Jim, you know, as a financial planner and as a person who's been doing this for so long. I'm sure that there are things that you recommend that your clients do at the beginning of year right to help them just not just get control of their financial situation, but make sure that they're having a great year. Is that a fair statement? Sure. So we're absolutely. Let's talk about some of the things that you generally recommend. Why don't we start with with just kind of goal planning since you are a planner and you're very goals based as a human being and also as firm, what sort of stuff, do you talk to your clients about to make sure that they're going to have a good plan twenty nineteen well. You know the first thing I look at is what happened in two thousand eighteen the reality is what I'm looking at going forward. I want to know what worked well for him in two thousand eighteen what was the things that they did really well. What are the things that didn't go, quite so? Well, what are the things that changed in their life? And what are the things that maybe they should be doing just a little bit differently going into the new year? So if I'm looking at things, if I'm looking at two thousand nineteen as my plan saying, okay, let's start with, there was a lot of changes in two thousand eighteen two thousand eighteen was an interesting year with everything that happened. I mean it was it was crazy. Frankly, when you look at everything from the politics to the market to the changes and taxes to everything else that's going on around the world, that are maybe outside of our control. But certainly something that falls back into the US and back into things that we need to consider. And those are the things I want to start with. So you. I mean, let me just go to urine tax by for example. Sure the first thing I would look at is okay. We had a brand new tax system, or a very updated tax system. Did you pay more in taxes than you did last year the the previous year? Now a lot of people don't know that yet, you don't know what your doctors are going to be. I did see statistic out there that said prior to this tax update that seventy seven percent of the population used some form of an itemized deduction, and that they expected that to drop to ten percent with a new tax rules. So that's going to be an interesting piece to kind of take a look at number thing that gets me as if you're now in just that ten percent that's doing your itemize deductions. I think you have a little bit more of a target on your back because there's a lot fewer people out there doing itemize deductions. So that's one thing to look at the other thing, currently, you gotta take into account what happened with the market boy, you know, it looked like it was going to be a great year that it looks it was gonna be a terrible year that looked like it was going to be a great year. It's. So it's who knows. I mean, it's kind of I'm if I was to give the market a name, I would say it was the Britney Spears of stock markets. You know, it's gonna crash and then it's been it comes back. And then it's crashing again you just, you know, you're one red bull away from another disaster. And so when I start looking at the pieces for going forward, you know, almost every day, somebody says, we'll Jim what's tomorrow, I'm going to do in two thousand and nineteen. And I tell him and I'm one hundred percent. Sure this is true, the market's gonna go up, and then it's going to go down. And then it's going to go up and probably go down. Again. Maybe do that multiple times throughout the year. If your plan or your lack of a plan is, hey, I'm, I'm whatever the market does if it does. Well, I'm going to be happy. And if it does poorly, I'm gonna be sad. That's no plan. That's the by in hope strategy, and you're in serious trouble, because I mean, we're, we're due for a market correction. I have no idea if it'll happen. But we're due for it, and I expect that things are going to be just a little bit more challenging than the next. Few months and few years. I always keep a magic eight ball on every table of every conference room in my every office. I have so that if somebody says, what's the market gonna do? I flip over the magic eight ball and we ask it because that's every bit as accurate as any projection that I or any other expert in the world can give them. So I love that you're looking back and in the new tax law. Yeah. That's gonna really that could potentially make a lot of changes to, to people's longer term plans. What else do you look at you? Look at at their spending. Do you look at what's coming up? Do they have any major life events? Help us with that excellent. So then another piece you really have to consider, especially if you're retired or going into retirement, is knowing how much money you actually spent last year. Now there's a lot of things that people look at and then go well, I was going to do this, and I was going to do that. And I was going to save that till then. No, no, no. You gotta count all of that stuff because you can't not. Do you can't defer? Maintenance forever? You can't defer that trip I talk a lot about, you know, the gogo phase of retirement that first period of time from when you walk out the door from your employer until you hit about age seventy five that you travel years. I mean you can say, well, I'm gonna put this off and put this awful, eventually the travel years, go away. I've had so many people over the course of time said, well, you know, I was going to do this, but because of health or this, or that I never quite got around to it, and I, I missed that, that adventure in my life. I hate to hear that. I hate to hear the people are leaving things behind. But part of the problem is, they don't have a plan. That says, here's when I'm going to do this. Here's how I'm going to do this. So I'm looking at spending. We wanna know how much money you spent last year, so that we can determine okay? You could have spent more. It's very common when we do our annual reviews with clients that we find out that they didn't spend as much as they could have. And I ask him every year. Why didn't you spend it? They said, well, you know, we thought maybe we would need more down the road. Thought maybe you know, things would change inflation was gonna be higher. So we were trying to save it, and that's a great philosophy. If you don't have a plan, but when you have a plan that accounts for that go. Enjoy your money, live the life, you've always dreamed up as I talk about hat enjoyed that happily ever after. It's gotta start sometime if you wait until that ideal moment, not only what you're happily ever after never happened. But if I look back if I had waited for that ideal moment that perfect time when I could financially afford to have children, I wouldn't have kids until it was too late. And so it's the same thing with life. We've got such a limited period of time left on earth. I want you to go out and enjoy that time to do that travel to whether it's, you know, the, the villa in Tuscany, or it's the motel six in San Diego. I don't care. Whatever it is that you're looking to do to spend that time you need to go do it, and just because the markets crazy should not affect your plan, the way we do our planning is, you're not taking in. Come from anything. That's not principle, guaranteed for the next ten to fifteen years anyway, the might gives the market, plenty of time to recover and allows you to live your life, every day of every year without having to make adjustments every month because the markets upper down, which is just nuts, especially in retirement. Now, if you have grandchildren, or children, which most of your clients, have one of the two there are unexpected things that come up, you know, somebody gets pregnant somebody's going to get married kind of unexpectedly. How do you build? I mean, that's usually a rather large investment into a plan after the plan is established. That's a great point. And the reality is with every plan that we create we build it to the maximum flexibility that we can build in, because every single year is going to be different than every other year. I will tell you though, I love this, quote, I had a client who was telling me about their new grandkids are the new grandchild, and how they're traveling now to Arizona twice a year. To go be with the grandkids and he made a great comment that I loved. He said, I'm having so much fun with my grandkids. If I could have had them I that's what I would have done. And I went, oh that's a great line but not never going to happen. So, but anyway, it comes down to unexpected expenses. Are I think you gotta expect them, whether it's the furnace going out or the roof leaking those are things that are happening? Now, the one thing I would caution you for, if you are in retirement, you've got to have that money, set aside somewhere else, or you've got to have a plan for it. Because if you take every single emergency that comes up in your life, and there will be a ton of them if you take every single one of them and you pull that from your nest egg, what you're gonna find. Is that your nest egg is gone? You've got to protect that nest egg that asset that you had the moment you walked out the door the moment, you, retire got the last paycheck, you ever gonna get for the rest of your life? You have to make sure that that asset is protected. Whatever that amount of money, is that you have there is all the. Money you're ever gonna have. And if you're pulling out forty thousand for a car and fifty thousand for roof and twenty five thousand for this pretty soon there's nothing left. But if you've built all of that, into a spending plan where, you know that those things are gonna happen, you to simply build them in all the sudden it's no emergency at all. It's just another event in your life that you get to enjoy with your family that you get to celebrate because you're living that life that you maybe never thought possible, but you're really loving. I love that. You want your clients to spend the money that you have allocated in the plan on especially in the go, go years. How do you gently nudge people to do that? Jim. I mean I think you know, I think people are especially the retiring generation right now. You know, they, they are a little conservative with their money, but it is so important for them to go experience, it, you know, what are some of the techniques that you do to kind of push him out of the nest and have them go take that trip? Well, first of all, I don't gently nudge them. I haram them. I haram them. I push them. Because it's here's the thing, the only reason you have assets when you get your retirement is because you didn't spend money frivolously, you didn't go on trips. You couldn't afford or buy houses, and cars that you couldn't afford you save that money for someday. You put it away. You gave up that opportunity to do whatever it was that would have been really cool and really fine for a better benefit down the road. So it is a transition and it is a hard transition. But. That's okay because I'm there to push you every step of the way. And what happens is, when I go have this conversation. One spouse will go. Hey, Jim right on I'm with you. All the way I have been and the other spouse says hold on hold on pull the reins back. Maybe we can. And maybe we can't. And so it's really a matter of having a conversation really going into details in okay? If you're not going to spend this money, here's what happens because within our planning process, which is very unique in our proprietary process. We're able to show you Mr. client, that if you don't spend this money today, that's going to grow to some amount of money that your heirs are going to inherit. And so my question to you is, would you rather spend that money or do you wanna die? Let somebody else enjoyed the money that you save for your whole life. I saw a statistic from I believe it was a AARP. It's been so long ago. Now is about two thousand fourteen but what they said, was the average. Let me see if I can get this. Right. And I'm I'm I'll probably get this statistic off by some. But thought it was very interesting. It was like the. Average age at which somebody inherited money was fifty six years old. The average amount of money that they inherited was like, three hundred and eighty thousand dollars. But the thing that struck me the most was the average amount of time, it took them to spend that money was eight months. And so Mr. client used spent your lifetime accumulating these assets. And because you're maybe a little concerned about spending them because I don't know what the reason is. You haven't spent them before you haven't taken that kind of a trip before you're gonna leave those assets, your heirs who are not going to have the same respect for that money that you are. They're going to spend in it's gonna be gone. And if you're okay with that great. Hey, if you're okay with you might as well give it to him today, if you're not going to spend it. The flexibility the planning process is something that I have found fascinating and truly unique within the retirement solution. So somebody does come to you, and they say, you know, hey, you know, my, my daughter's getting married we're going to go ahead and do x y and z. Let's talk about the flexibility of that plan when it comes to liquidate or the liquidity risk, help us understand that a little bit more, please. So when it comes to liquidity and the plan in the planning process, as I said, we build that in as much liquidity as possible, but there is a, a correlation a comparison that you have to kind of make, and that's the difference between liquidity in return. I mean, the reality is, we could if we want everything to be liquid we put all the money in a savings account all the time and it's one hundred percent liquid anytime the tradeoff is you put money somewhere else while you're giving up some liquidity for a better rate of return and stat balancing act between. Lean liquidity and return that really builds the plan, and we can certainly build in flexibility in there. But what's really great about the planning process. Is you have an example I can or your situation? I can tell you how it's going to affect your plan how it's going to affect your life for the rest of your life. A number of years ago, we were doing some things with some NFL players and I had a player come in and he wanted to buy an eight million dollar house for his mom in Florida. And so we were able to show him on the planet, like okay if you buy this eight million dollar house for your mom in Florida. Then you're going to run out of money as soon as the next contracts done. You're, you're broke. And he said, well, he never for sure. He was going to get of the contract. But just to be safe. What if you only about a million dollar house, and he could see exactly what the result of doing that was, and that's really kind of the process if you can see the results of your decision? It makes it much easier to make the decision. The problem is most people are guessing they're just guessing they're put money out there. I mean, I hate. This whole Monte-Carlo were, they say, hey, you know what if you put all the money in the market, and high risk medium risk, and low risk than you probably won't go broke? Well, probably is okay. If you're the broker, but not okay. If you're the retiree who can't go back to work. I remember years ago, and I don't want to it's been a while probably twenty five years ago actually, but I was a broker and I had a gentleman come in to visit with me and he was eighty five years old, and I didn't know how to allocate his money. I'd never had a client that old before. So I went to my manager and said, hey, how do I allocate the money? And he said, well, Jim, you allocate the money the same way you do for everybody else. You've put some at high risk and some medium risk, and some at low risk, and I said, well, what if he doesn't need risk, and he said, Jim, if he didn't need risks and he shouldn't abroad, his money to you, 'cause you only get paid on money that's at risk. And so I've that was when I decided I didn't belong to. I wasn't a broker material. But what I see. As I still see that same mentality out there where everybody in the in the financial world things client should be at risk all the time, is it because that's how they get paid. Or because that's what's in the best interest of their clients. And so you really gotta take a look at what is the motivation for the recommendations that you're getting out there. And when you're building out a plan and once you retire, as I say, get that, last paycheck you ever gonna get you can't make a mistake? Again, if you make a mistake that costs you I mean right now I mean, what's the market down? I don't have any idea because I don't watch it on a daily basis, which Harari I would hate to, I would hate to be in that business. But we're in the business of making sure our clients have income they needed want for the rest of their lives. The daily weekly monthly annual fluctuations in the market that we want to get the best retook best return we can are irrelevant over a twenty year period. And so, you know let's say the market's down ten fifteen twenty percent. I don't care. I'm I've got that built in so that it's not going to affect the plan and you're going to be able to live. The life you've always drained. Okay. I tried to be very prepared to ask you all of these questions. What question am I not asking you? What are some other aspects of twenty nineteen planning that, that, that I should be asking right now? Okay. That's very interesting. So when I start looking at twenty nineteen I start looking at what are the things that are going to be different in two thousand nineteen then we're twenty eighteen you know, I continue, I would consider the stock market to be the same. It'll be up and down inside ways. I expect interest rates will probably continue to rise which we saw in two thousand eighteen I expect that health expenses will continue to rise as we saw. And we've seen for the last couple of years. And so, and I'm looking at two thousand nineteen the things I start looking at our in your situation. What's gonna be different? I love the concept. You have a new grandchild coming in. Are you going to be retiring? Are you going to be changing houses changing jobs, move into a different location in the country? What are? The things that you're going to be or thinking about doing differently in two thousand nineteen that could dramatically change your life for the rest of your life, because the reality is, it's about, not making a mistake right now, if you're within five years of retirement, you have accumulated those assets, I gotta believe as you're listening to this podcast. You're little nervous about what's going on with that 4._0._1._K right now. You're a little nervous about some of the things that you're hearing on the radio out there, where we've got tariffs that are going back and forth. And you've got countries who are countries throw. I mean it's just really a scary time. If you're trying to make that decision of walking away from that steady paycheck for the rest of your life. I mean think about it you worked, what twenty thirty years, forty years, and you're gonna be retired now for another potentially thirty or forty years. Can you imagine being retired unemployed longer than you worked? Hopefully, you save the money. But part of it is people don't realize that it's really about the plan. It's not. About the amount of money that you have it's not. And that's the crazy thing the brokerage world wants you to believe. You gotta have millions and millions of dollars to be able to retire and live the life. You've always dreamed. Well, the reality is, that's because they're taking into account, you know, the next two thousand eight the next two five two thousand as for they know you're gonna lose fifty percent. Will what if you're not taking income from the market will now you don't have to worry as much about the market losses because incomes coming from another source. So really, when I'm looking at two thousand nineteen what I want to know if I'm sitting down talking to you is like, what's different in your world. What can we do in two thousand nineteen that's going to change your life, that's going to allow you to live the life? You've always dreamed of that happily ever after that's going to be where you wanna be doing what you wanna do with the finite number of hours, and number of years, you have left on this earth. Jim, thank you so much for giving us a an insight on what you talked to your clients about when the years about to flip over. One thousand nine hundred is going to be very interesting time. And I can't wait to continue to pick your brain all through twenty nineteen to find out how much of the things that you said, come to reality, especially if the market going up in the market going down to the market going up about thank you very much for your time today. My pleasure. Thanks again. And if you have not subscribe to the podcast, make sure you click that's absorbed now button below that way, every time somebody at the retirement solution comes out with a new idea. It'll show directly on you're listening device. If you have not plan for twenty nineteen and you don't have a flexible plan with your financial services, professional, please, make sure that you reach out to the people at the retirement solution to find out how, you can know exactly how much you can spend for the rest of your life. So for everybody at the retirement solutions is Matt Hallard it, we'll see on the other side of the Mike very soon. The retirement solution Inc is an independent financial services firm that helps people create retirement strategies designed to endure the changing market and increase their odds of success in retirement consultation with a financial planner helps to determine which strategies may be appropriate for you.
"solution inc" Discussed on Your Retirement Solution Podcast
"This next question is really in line with that one. What is your idea of success? Yeah. I think the way you said it, there really is, is how I would use success. It's I think some let me say how I would not define I think some people would I wouldn't define success as is always having the right answer, or getting the right result, every single time. You know that's not success. That's fantasy to me success is being okay when there's mistakes made and learning from them in failing forward is a concept of heard a lot, and, and success is, I think, measured more buy in at the end of the day, did you do your best? And did you did you impact as many people as you could? And as far as whatever your capacity is some people have bigger capacities to impact more that doesn't make them more successful than you. It's more about taking what you have and doing what you can with it to me that success. What is one thing that you recommend most clients family? Or friends? Now this can be a book. It can be a Ted talk lots of different things. What is your go-to? So I would recommend a book that I don't believe many people have read, but it's one of my personal favorites. It's called bonds that make us free and I feel bad because here I say it's my favorite in halston. I can't think of the author's name, but there's no other book titled that so you have to search for it. But bonds that make us free is a wonderful book that. Too long story short. Basically, it says any problem you have in life in a struggle, the source of it, you see it every morning in the mirror, and it just totally takes away any excuses you have about? Why things aren't going your way or why why you're not happier? Why this happens? It's not to say that, of course, there aren't negative circumstances in life. There are. But to me, it's a wonderful, wonderful book about giving you actual tools about how to take control of things, and how to have a better attitude about life. What is one thing that most people don't know about you? You know, most people probably don't know that I'm an adrenaline junkie, I come off, as I would say, most people tell me I come off as a nice, but relatively demure kinda guy. I would say, but as it turns out, I love driving fast, one of these days. There's definitely a dream car. I wanna have that wanna drive probably faster than I should of roller coasters, appeal to me, I still need to go skydiving. There's lots of and high octane, things like that, that, that really appealed to me that I would say most people wouldn't think that, when just from getting to know me, well, that's magnificent. You earn insurance agents nightmare. So that's good. What is your mantra, motto or something, you say to yourself to keep yourself? Oh, Khust and on-track. Yes. So that phrase for me that I repeat to myself, a lot is it's a simple one, but to me, it encapsulates. Everything it simply there is never enough. There is only more so that's something that I have written in several places that I'll see. And there's other daily reminders. And the reason that's my mantra is because. It sums it up there. There really is never enough. There's never a time where I would say, okay, I've done enough. Now I can just coast because once you say that you're at the top will the only place you can go from there as down. And that's not a direction I ever want to go that might stress some people out, but for me, it's just it's a constant motivator to say, okay, maybe I've done enough today. So, of course, I'm going to go to bed now, but tomorrow, there's more to be done. Do you mind uncovering, where that came from or what sort of life event that had you arrive at that if any? Yeah. That's another great question it for me. It's, it's a some of a lot of different experiences in life. I would say there's two key ones of the first one would be that. So I grew up in the warehouse of my parents business. We had a family business growing up where we my parents were wholesale distributors for a beauty salon actually for a whole region in central Texas. So we kinda ran a little very, very miniature Amazon, if you will, as a family business distributing all these. So my, my life centered around boxes as a child, that I'd go there after school every day, even as a little kid and work. But anyway, the but just there was a business philosophy that my dad always communicated, to me, almost on a daily basis when he talked about the business because I have questions for him. Hey, how does this work? Or why are you doing that? And it all came back to growth and an expansion and just never saying that you're done. And he said, the same thing that I said, because Matt, anytime you say that you've done enough will then you're at the top, and the only place you can go is down. And that's not a direction that you want to go. So I'd say that's the main one of the main influence, but it's also just been reiterated in many other aspects of my life. There's been college experiences religious experiences that just overall have shaped that philosophy for me. All right. Final question what is your proudest achievement? My proudest achievement by far is being a dad, you know when when you ask kids in school a lot. Hey, what do you wanna be when you grow up? And a lot of times, they'll have, and I wanna be a fireman, I wanna be a doctor. I wanna do this as even as a kid. I just always said, well, yeah, I'm going to work, but I want to be a dad. I it just sounded really really exciting to me, and it's been nothing. But that I became a dad four almost five years ago and have a second girl. Like I said, in, I am so proud of who they already are and the difference. They're going to be able to make in the world. And I just think that is I, I look at the every time I go home. I see this is my best achievement, right? Here is these two. Well, Matt, thank you so much for taking time today and answering these tough questions so that our in our audience can get to know you even better. Thank you. Glad to have got to be here. So that was macaroni a financial planner at the retirement solution. If you have not subscribe to the podcast, shut make sure you click that subscribe now button below that way, every time we come out with a new pie castle show up directly on you're listening device. And if you would like to have a relationship with somebody like Matt a person who's very very interested in getting to know who you are in creating a financial plan that is built for you, not a financial plan that they're trying to cram you in, please. Go ahead and give the retirement solution a call so further retirement solution. This is Matt Howard, and we'll see on the other side of the Mike very soon. The retirement solution Inc is an independent financial services firm that helps people create retirement strategies designed to endure the changing market and increase their odds of success in retirement consultation with a financial planner helps to determine which strategies may be appropriate for you.
"solution inc" Discussed on Your Retirement Solution Podcast
"Life. But I for the for the podcast, I guess, I'd say coming to the retirement solution in becoming a financial planner has been one of my greatest achievements that mcginnis, because of a lot of other people who have helped and mentored me on, on my way. We'll Tyler thank you very much for giving us a opportunity to get to know you a little bit more and any closing statements anything that you'd like to say, I'm glad that the questions were difficult because it made you think and what we really want to do is to try to get people to just see under the hood of who Tyler lively is just a little bit so that when they do listen to this podcast, and they come in, and they see you there me like I know that just a little bit. But I want to ask them more about this. So there any questions I should have asked you that I didn't or anything you'd like to say in closing. I hope through I know this is only one podcast. But I love getting to know other people, and so the I look forward to people asking me questions again, as they hear this podcast on social media in everything. But the one thing I'd say, I can't wait to see you and see what makes you tick in how we can partner together to make sure that what other concerns you have with, whether it be retirement or income, anything like that. We can make a plan together and we're gonna walk through step by step to make sure that you're taking care of, and you're comfortable because that's my success as when I make other successful in retirement. Well, thank you for those closing thoughts Tyler, and, and thank you very much free time today. Thank you so much, Matt. It's been wonderful. So we just interviewed Tyler lively what of the financial planners at the retirement solution. If you have not subscribed to the podcast, yet, make sure you click that subscribe now but blow that way, every time they retirement solution comes out with a new podcast or show up directly on you're listening device. And if you know anybody after listening and getting to know Tyler a little bit better that you think that they would be really good working with Tyler all you have to do is click that share now button. It's very, very easy to share this podcast with your friends and family for everybody at the retirement solution, the Samat Hallard, and we'll see on the other side of the Mike very soon. The retirement solution Inc is an independent financial services firm that helps people create retirement strategies designed to endure the changing market and increase their odds of success in retirement consultation with a financial planner helps determine which strategies may be appropriate for you.
"solution inc" Discussed on Your Retirement Solution Podcast
"Welcome to your retirement solution podcast. Imagine the value in knowing exactly what day you could retire and have the income you wanted for the rest of your life. Listen on to explore the strategies that are designed to set you track to living your happily ever after in retirement now onto the show. Hello, and welcome to A nother podcast with Jim black and the retirement solution today. We are on episode number twenty three and because of the retirement solutions location in the United States in locations, plural. There are a lot of people who come in use their services for financial planning who can potentially have a very large singular holding in the company that they just retired from. So wanted to talk to Jim black today about really what are the issues with holding a large position in just one company. So Jim welcome to the show. Thanks very much. You talked to as we are warming up for the podcast. You had said, you know, Boeing Microsoft's I know you've got offices in Denver and there's also there's a couple of major hubs in Denver. Help us understand a little bit about why people are so passionate about holding onto these and then we'll talk about how we unpack that, well the emotion. Shen is, is really interesting. But it's also makes a ton of sense. I've got to sift situations where I see a lot of emotion attached. Certainly you've addressed one, which is I've been working for this company, I started when they were, you know, small, and now they've grown to this enormous corporation, and I feel personal pride in the growth of the company, and I wanna maintain the stock because I know this company is gonna grow forever, and ever, never and, and it's going to be the greatest company ever on the planet. The other one, I see are what I call inherited positions. And I see this a lot for some reason, with, like, Chevron and Exxon type of company or type of situations where, you know, mom and dad had this stock. They never sold the stock their whole lives. They took the dividends and, and they, they received it from their parents who had just taken the dividends, and it gets passed on from generation to generation to generation, so those are really the two key ones that I see as far as big legacy positions. And what I mean by that is positions, which. Take up more than fifty percent of someone's entire net worth in some cases, here locally, especially with Amazon, and we have clients that we're working with who the Amazon stock is ninety percent of their total assets. I mean it's just because it's just taken off so dramatically in the last several years ninety percent. Yeah. It's a little frightening actually, I mean, I think Amazon's great company, and I think has got a great future. But to bet everything on one roll of the dice is challenging, I guess would be the best. Hiccups, scary would be the real term. Yeah. Well, you so you just let us right into the next question. Let's talk about that dice roll. Let's talk about somebody having a singular holding that makes up ninety percent of their overall net worth. You've been doing financial planning for a really long time. Financial planning is the core of what you do which is to, to help people not only figure out what's going on now but also how they can retire, you know, after they get their last paycheck forever, and, you know, you make sure that they're going to. Income for the rest of their lives. If something is that concentrated? What are your biggest concerns? Let's, let's unpack that, well, the number one concern is that logic tends to take a back seat from the reality. Is there's no company on the planet that has existed and continued to grow exponentially for any significant period of time. I mean certainly we've got Microsoft, which is done. Awesome. It had a decade or a little bit longer fifteen years when it was pretty flat. But you look in their look at IBM. I mean, look at some of those companies that were huge movers and shakers AT, and T. And they're just in the in the ghetto right now, as far as stocks are concerned. And so the reality is, it's, it's different philosophy because owning a stock is, hey, I own the stock, and maybe there's some pride in owning that particular stock or having been with that company for a significant period of time, but the reality is, that's not the purpose, whether you need it to go up or wanted to stay where it is. It's going to move based on market forces. And the reality is, if you spent thirty. Years, or forty years, or even twenty years accumulating, those assets that you think are going to last you the rest of your life. And then you leave them in a single place. There is a possibility that might work. But once you've accumulated everything that you're possibly probably going to accumulate over the course of your lifetime. You really have to decide is it more important for me to see this stock grow or do I want the income that I need for the rest of my life, and they are they can they are not mutually acceptable. Sometimes you have to decide I'm really care more about the growth of the stock, or the potential, growth of the stock then being able to retire and live happily ever after. And that's okay if that's your goal most people once they've accumulated the asset. It's not about holding on the asset. So they can put a trophy on their wall. It's about what can they do with that asset? I love that holding that asset. And putting a trophy on your wall that says I've owned this as it forever and it's ninety percent. I'm so proud of myself. Absolutely. You gave some good examples. You know, blockbusters another one that I'd love hearing advisers talk about because, you know, screaming straight up for forever and literally, it's gone. Okay. Jump in there. Yeah. There's local one here that is kind of sad story, too. And that was Washington mutual. And so a lot of people loved washing mutual Washington Mitchell was a great company. It was a or as a mover, and shaker in the financial world and really would took off absolutely took off in started in the probably the late nineties, and went through, you know, basically, the early two thousands, and we have someone who came through who has an executive at Washington mutual. And when she said, you know what Washington, Mitch? I love it. It's such a great company. I know all the senior executives they're really great people. And I'm going to continue to invest the bulk of my assets in Washington mutual stock. And she had some stock on the outside. But then when Washington mutual started to go down, she invested more and more and more into the company till she had nearly fourteen million dollars in the company, right when it went bankrupt. Oh and had almost no assets. The only thing she had done on the outside was payer house off all her other assets were tied up in that. So the only thing she was left with after a career of thirty five years with a single company was house, unless you no longer fit afford, because she didn't have any other income or other assets. Wow. And it happens. Yeah. The tough part is nobody, nobody believes it's going to happen this time. I here's what I hear all the time. Well, this time it's going to be different this time, it's different, whether we're talking about the stock market or a company that appears to be growing forever, and ever and ever and they take a back seat. I mean things happen. I mean apple has been kind of a great company. I mean they've had really great growth. But the reality is apple can't be the best at everything all the time. Forever. Right. They've done some very innovative things, but have they the heart and soul, did it di- with Steve Jobs? I don't know. And so you look at stuff like that and go, I don't know what's going to happen with that. But boy, I sure I'm not willing to bet my entire future on that stock. Here's the other crazy thing is. Nobody is going to go out and buy apple stock and say, I've got a million dollars. I'm going to spend nine hundred and fifty thousand dollars to buy stock. Nobody on the right mind would do that. Now, they'll say, hey, I want some but for somebody who's been working at a company like apple or Amazon, or Microsoft, and not only is it, where they're in their paycheck is coming from, and their retirement 4._0._1._K is at, and they're buying additional stock. But if anything happens that company, not only do they lose their retirement, they lose their investments, but they also lose their income, and boy, I mean, that's talked about putting all your eggs in one basket. That's the Pitta me of that. How do you have this conversation to help your clients diversify these concentrated positions? Well. For me. The conversation is never about the stock. That's a byproduct of the conversation, the conversation is what do you want to do for the rest of your life? How much income do you need? Do you want to maintain your lifestyle? What is it that you really want to do for the rest of your life? I've never had anybody say, well, I want to sit at my computer every day and see how much value my cut my, my Microsoft or my Amazon stock changes every day, I, nobody ever says that what they say is I want to travel, I want to visit the grandkids. I wanna do something with my life now. That is a byproduct in and congratulations. If it has grown so much over the course of time that you own it that it's fifty sixty ninety percent of your total assets. That's fantastic. But it's like anything else. It's that old game hot potato. You want to hold the stock until something happens. They're actually right before something happens. The reality is you. And I don't know. And that's something is going to happen. And the trick is focusing, not on whether the stock is upper down whether the value increases over. Time but focusing on what, what your goal? I mean, the old joke around here is the eight million dollar eight million dollar car where someone early and Microsoft I'm sold Microsoft stock early on and use the proceeds to buy a car well, and they say, well, if he had actually held that stock for the next twenty years, it would have been worth eight million dollars. Well that may be true. But at the same time, you gotta buy your electric city today. You don't get to buy it with the value of the price of the stock price twenty years from now. And so it really comes back to what ultimately trying to do having a very large position has been fantastic for a lot of people. It has given them wealth and has given them freedom that they could have never had, but if they don't make some transitions if they're not willing to look at reallocating some of those assets, they've given up that freedom for a different prison, just because they have the money or they have the value, the stock if they're not willing to reallocate it to pay for travel, or a house or. Whatever else they're going to do demise will not have it, because it's not money that they can use, and they're just leaving it out there waiting for something bad to happen. It's like laying something across the railroad tracks and hoping the train never comes well trained comes twice a day at, you know, at five morning tonight. It's gonna hap-. Well, this begs the question, then if you have somebody who's sitting down in front of you who looks like they're all fired up and ready to, to become a member of your family. In the they say, no. How do you what I what would you do in that situation? And Secondly are there any other I love your technique of saying that it's not about the stock has ABSA flippantly Lutely, that's brilliant. But what happens if they say, no if they say you know what? Or they say no to the proportion, that you would like to diversify. Well, there's two sides to that number one is I'm okay with money that is long term money, that they put out there and in growth, whether it's in that Stocker and something else, but they have to look at what they're trying to accomplish today if the goal. Goal is to have is to be able to retire today or next year and have income that you need and want to pay the bills to travel and do those types of things. The question is, where's that money coming from, if somebody says, well, I don't know where it's coming from, but I'm not willing to sell the stock to get there. Well, that's not a planning, that's not a plan conversation anymore. That's somebody who says, I'm going to continue to work. And even if I have to work the rest of my life, because this asset doesn't really exist if you're not willing to sell it, it's as if you didn't ever have it. And so for me and the planning conversation when I'm looking at is what are you trying to accomplish? This can be a great way, this high percentage stock could be a great way to get what you want. But if it's preventing you from getting what you want. It's a millstone around your neck. It's not a benefit and the reality on top of that. It's your plan if you choose to do that. I'm totally fine with that. My life will continue on as it is. But if you choose to not make any changes. That's totally. Okay. And that's totally up to you. It's not really creating a plan, though, I would say that, that person is better suited coming back to us to do planning when they actually wanna do planet and are willing to look at what they wanna do. And what is necessary what needs to be reallocated so that they can actually accomplish their goals. Let's say you have a C level person because I know that you've worked with many C level executives within your organization from a financial planning standpoint, and they have a lot of options or they have a lot of things that if we were going to diversify their concentrated position, it would potentially cause a major packs implication. How do you handle that great question? And we see that all the time with, with Boeing and some of these other companies expedient things that have stock options that are out there that people have accumulated that's a little bit different conversation because there's different rules and every rule has a little bit different or every shooting. Every company has a little bit different rules on how you can do it. And so that becomes a one off situation. But I will tell you. I'm okay with keeping stock even taking advantage of those options and paying the taxes. Those are transacted meant even keeping them as stock if it's money that you don't need for income now or something that you don't need for. Well, quite a while, because the reality is whenever stock you're in it may be the best stock in the planet today. I guarantee you next week next month. It won't Microsoft has had it or she may not my accept Amazon has had an amazing run, and then the stock has just flared. But you look at it, and it's kind of starting to balance out now, kind of starting to level out, and you look at that, you know, there's some no name stock out there that doubled in the last six months, while Amazon stayed pretty flat. And so it doesn't make Amazon bad, but it also doesn't make it the best move on the planet. And some point you look at this and go, it's not about leaving the percentage growth at Amazon can make it's about how I want to spend the rest of my life. And this is a vehicle. This is a tool. That gives me the freedom to do what I want to do with the rest of my life. Congratulations for getting such a great position. But it's only valuable if you're willing to turn it into something that you can actually use that is magnificent advice. Anything that I didn't ask you that I should've asked you about these large positions. The one thing that I would say, kind of in conclusion on that with large positions is large physicians happen. Most people don't go into the concept of going on and go to work for this company, and I'm gonna get all of my money here and then I'm gonna walk away and do nothing for the rest of my life. Usually, it's something. That just happens you go in there. You start working things. Go your way the company does. Well, they come up with a new product new drug a new position. And, and you and you get more than you probably ever in -ticipant during again, when you went to work there, you expect it to get your one hundred thousand dollars a year salary, and now the Seddon you've got two million dollars in in stock as well. That's fantastic position to be. But most people. They are stunned by when they see most people haven't planned for that. So the reality is you need to look at it like anything else that happens with what, I would call sudden wealth, whether somebody won the lottery or inherited money. It's all the same process, and that is you have to take that look at it as far as what it can do for you. What can you accomplish with that for the rest of your life, and then be willing to do whatever it takes to actually live the life? You've always dreamed of, as I mentioned earlier, the stock has no emotional connection to you what you need is totally irrelevant to how the stock is going to perform, and you need to have someone who can be equally dispassionate about the value, the stock, and what you needed to do to actually do what you really want to do for the rest of your life. Jim, thank you very much for your thought leadership today. My pleasure. If you are one of those people who knows that you have a very, very large holding one position in just one company or you're getting close to retirement, and you know, that this is something that you're going to have. Deal with please, please, please reach out to the retirement solution and sit down with one of their financial planners. Make sure that you have somebody who's going to give you pertinent advice with lots of experience because obviously living in the area that, that the retirement solutions is located in. There are a lot of companies like this. And there's been a lot of those people who've worked with people like Jim black over the years. And if you haven't subscribed to the podcast, yet click that subscribe now button blow, and, or if you know somebody who's a close friend, or a family member, who has a large position in one company. Why don't you forward this podcast, them and make sure that they get to hear some good guidance on what they can potentially do. So for everybody after retirement solution, including Tim black, this is Matt Allen, and we'll see on the other side of the Mike very soon. The retirement solution Inc is an independent financial services firm that helps people create retirement strategies designed to endure the changing market and increase their odds of success in retirement consultation with a financial planner helps to determine which strategies may be appropriate. For you.
"solution inc" Discussed on WAAM Talk 1600
"He was a highly successful mob connected money launderer that helped manage their elicit fortunes, his clients some of the most famous and deadly drug cartel bosses offered a half million dollar price tag for his head. When arrests were made around the world and Bob was revealed to be a highly trained US federal undercover agent. Bob is the author of a phenomenal book, I suggest you get it for the holidays. Give it to every member of your friends and family. It's called the infiltrator. It's a memoir about his undercover life might much of which was spent acting as a conduit between the ruthless drug barons and corrupt legitimate appearing senior executives clean billions. Bloodstained money through the other, otherwise respectable international banks and businesses. Bob transformed his underworld experience and current day involvement in the money laundering filled into a remarkable lesson for today's business sector after completing a highly decorated twenty seven year career as a federal agent and three US agencies. Bob is now president of KYC solutions Inc. A firm that provides speaking expert witness and consulting services to companies worldwide. Bob's book, the infiltrator is now available in ten languages and in more than fifty countries and is the basis for the internationally released major motion picture by the same name starring Bryan, Cranston. Diane, Kruger and other internationally known cast members for more information about Bob mazer his book, and the film based on his life can be found at Robert mazer M as you are Robert mazer dot com. Bob, welcome back to operation freedom. Thank you very much. I appreciate the invitation spa. What.
"solution inc" Discussed on WPRO 630AM
"About the speeding tickets given out by the automated cameras systems of in providence on is actually a little bit more thorough and during the break that i read into it and what it says is the yoga find is here the tickets can be issued for any vehicle caught travelling at least eleven miles an hour over the post in speed limit between six a and this is the answer my question i was saying is only during school hours it travelling at least eleven miles an hour freddie vehicle traveling over eleven miles an hour over the post his feeling between six am and eight pm monday through saturday according to the city's contract with conned you went state and local solutions inc private vendor who oversees it and then it goes in how much they make sounds like they got a nice little business work in here um they earn twenty nine hundred dollars per month for each camera on a flat fee and then they get seven fifty per tickets they had a good month and and yeah that something that's gotta be privately source so can't really have a problem with that but w have an answer my question because the whole time i'm sitting here i'm saying okay these are just speeding these are just speeding ticket law cameras at any old green light these specifically round school zones in providence and my thing was okay well when i know and i am this happened this morning that i travelled up here through quit part mark part of my route today was through clinic island and i passed by the melville school the melville school had the flashing yellow lights going at the school zone so i did go twenty miles an hour for that about what 500yard stretch of road there until i actually and i'm good about that you iga believe me or not but i know i'm good about this one that i wait till i see end of school zones sign and it's almost like even watch you gotta be like an ask our from you ever watch he had like the indy five hundred or or any nascar race like the brickyard 500 where the coming up on the.
"solution inc" Discussed on KOMO
"It's a northwest lifestyle weekend on komo news now i show for anyone who is or has a boss this is the boss show with jim has learned statement sankoh welcome to the bosch show today we welcome the authors of a debut novel called b s inc that skewers corporate america in some hilarious but also some kind of interesting and a dramatic ways hi i'm steve matanggal i am what the bosscher calls the psychology guy i do executive coaching and leadership development here in the seattle area with my friend across the table on jim hustler i'm the founder path forward leadership development i am the business guy and along with steve we have co authors on our show today steven i co authors we co authored a book called lean on your not on your face sowa steve what we got teed up today well yeah let's get into a let's do it bs inc is a debut novel by jennifer rock and michael voss who are on the phone with us i am sure just kinda chomping at the bit but to hannah minute we'll get to you a b s inc discusses the trials and tribulations of a fictional fortune one hundred company called business solutions inc one tiny thing i love about this book is that the the term the words bs inc appear nowhere in the book except on tidal so it's called business solutions inc or or bsi throughout the book i loved this book i love this book it's a fun story it's hilarious it's insightful but it's also realistic i think although jim you're the guy with the unlike big companies reince i agree um and it and mercilessly sewers.
"solution inc" Discussed on KOMO
"Learns odd with forecast should rainy and gusty winds throughout the afternoon these strongest winds we felt on the coast and throughout the north sound but everyone's going to be blustery that's for sure we could feel gust between 35 maybe even forty miles now right to peterson vase vases up highs today upper 40s to lower 50s after a rainy windy day today tomorrow we calm things down mostly cloudy on monday few sun breaks out there but a few sprinkles as well in the komo weather center i'm theron zahn komo news i now forty eight at lake stevens partial sunshine what you're in olympia 45 air temperature in seattle forty nine at all komo news the by show is back on a northwest lifestyle weekend here's jim has learned st metallica i am jim hustler and the business an empty tank who i'm the psychology guy we have on the phone with us from the minneapolis area jennifer rock and michael voss authors of the book b s inc about a fictional fortune one hundred company and it is both funny and dramatic and sad and we're talking before the break about the the courage required to speak truth to power and corporations and i think that's in kind to me in the larger context of how hugely impactful on people's lives corporations can be and our and maybe even the larger corporation the larger the corporation the more impactful quote from the book i wanna read back to you too jennifer and michael and just riff on it he spent the most important years of his working life at this company making his way into a position of authority in respect everything he had friends retirement accounts and self worth had become inextricably woven into the fibres of business solutions inc an battle kuala at ballots.
"solution inc" Discussed on KOMO
"A show for anyone who is or has a boss this is the boss show with jim has learned steep matteo welcome to the by show today we welcome the authors of a debut novel called b s inc that skewers corporate america in some hilarious but also some kind of interesting and a dramatic ways hi i'm steve matanggal i am what the bus your calls the psychology guy i do executive coaching and leadership development here in the seattle area with my friend across the table i'm jim hustler i'm the founder path forward leadership development i'm the business guy and along with steve we have co authors on our show today steven ira co authors we co authored a book choline on your feed not on your face so were steve what we got teed up today on air let's get into a let's do it bs inc is a davy novel by jennifer rock and michael voss who are on the phone with us i am sure just kinda chomping at the bit but to hannah minute we'll get to you a b s inc discusses the trials and tribulations of a fictional fortune one hundred company called business solutions inc one tiny thing i love about this book is that the the term the words bs inc appear nowhere in the book except title so it's called business solutions inc or or bsi throughout the book i loved this book i love this book it's a fun story it's hilarious it's insightful but it's also realistic i think although jim you're the guy with my big companies routes i agree um and it and mercilessly skewers.
"solution inc" Discussed on KOMO
"Hi there good sunday morning everybody hopefully you were able to get outdoors and enjoy the weather on saturday little fresher and sunshine before the clouds the rate of the gusty winds takeover quickly on sunday we're going to be seeing southerly winds gusting between 40 and 60 miles per hour near the ocean beaches loan why should a coast life as well as from camino in would be islands north toward the sand wanted bellingham around the sound gusty winds between 40 enough to knock the freeze rammed again this good idea to s clear those storm drains if you're able to your brain at times throughout the day and then we'll see scattered showers behind this on monday in the komo weather center i'm meteorologist shannon o'donnell it's a northwest lifestyle weekend on komo news the ball show continuous i'm jim hessler i'm the business guy i'm steve mott anchor on the psychology guy were having a great time on the phone today i wish you guys were in the in the studio would have even more fun with jennifer rock and michael voss who are the authors of a debut novel the gym and i both thoroughly enjoyed it ranges from the ridiculous to the supply plot of the arab kosei hercules appearance turner uh plot indeed um and and really well drawn characters about of a fictional fortune500 company the name of the book is b s inc as i said at the top of the show the only a reference of that kind in the book because the the books native title the company's title is business solutions inc in its referred to as that throughout the book you can get this book and we strongly encourage you to do it you can go to their website rock and the loss books dot com once again rock and voss the oss books dot com and from there you can get links amazon or anywhere else you prefer to to buy your books jennifer.
"solution inc" Discussed on KOMO
"Two while hi there rebates sunday morning here in western washington and sunday is going to look a lot different than saturday did look for increasing clouds rain and gusty winds up another stormy november day ondeck we'll see wind's howling at the ocean beaches 40 to 60 miles per hour most of us around the sound probably saying gus between thirty and forty fed enough to bring down a few more trees or result power outages the get into sunday evening the rain gives way to scattered showers and a bit of a break on monday on to see the rain really kick into high gear tuesday and wednesday warm temperatures to close to sixty degrees and that means hire snow level toward thanksgiving day in the komo weather center i'm meteorologist shannon o'donnell the following program is preformed fourparty advertiser others not necessarily reflect the views and opinions hamam ever trump staff it's a northwest lifestyle weekend on komo news now i show for anyone who is or has a boss this is the bhartia with jim has learned steve metallica welcome to the by show today we welcome the authors of a day do novel called d s inc that skewers corporate america in some hilarious but also some kind of interesting and a dramatic ways hi i'm steven tanko i am what the bosch your calls the psychology guy i do executive coaching and leadership development here in the seattle area with my friend across the table i'm jim hustler i'm the founder path forward leadership development i'm the business guy and along with steve we have co authors on our show today steven i coauthors we co authored a book called lean on your feet on in your face sowa steve what we got teed up today well yeah let's get into a let's do it bs inc is a davy novel by jennifer rock and michael voss were on the phone with us i am sure just kinda chomping at the bit but to hannah minute we'll get to you a b s inc discusses the trials and tribulations of a fictional fortune one hundred company called business solutions inc one tiny thing i love about this book is that the the term the words bs inc appear nowhere in the book except title so it's called business solutions inc or or bsi throughout the book i loved this book i love this book it's a.
"solution inc" Discussed on No Agenda
"So in this new technologies down the road not too far down the road that will rely on but it is a real sophisticated threat and a reserve that decision yeah this is about new gear everybody knew gear coming bloomberg reports at least four of the largest companies making screening devices say that they are developing scanners so much better at detecting explosives than existing ray machines that passengers could leave laptops other electronics and even liquids in their bags joseph parray see chief executive officer of integrated event defence and security solutions inc says it's a no brainer we've developed more of the new scanning machines its past initial us government testing is sitting at if it's wet it's going to happen jazz money a lot of money involved you're allies as i'm watching this unfold a it is almost as if as a sales marketing event yes they they announced the well when the isis took over the mozell airport when we reported on about three weeks ago when they took over that airport they stayed with they had all the gear there by the way i think in lota situations you can find ways to get a hold of this gear if you want to buy it but okay they stole this gear and then they could practise their new laptop bombed s make sure you have never seen any evidence exists but it's call it's called back testing john backed us and how do you even it today especially the modern laptop that has no room for even more electron ix.