40 Burst results for "six hundred dollars"
Unpacking the American Rescue Plan
"The motion is adopted. Lowering gambino political correspondent for guardian. Usc bobby sleeping covering the one point nine trillion dollars bit relief package that passed through congress. Last week is on the way. It's called the american rescue plan. How big is it. Thur americans the plan itself is huge in scale and scope. it's one point nine trillion dollars. Which even. I sort of have to take a moment realize how massive this bill is. It's being billed as one of the biggest pieces of legislation. Congress passed in possibly generation. Many of the big measures are temporary. They're set to last for a year or just for the next few months but there are pushes already by democrats to make some of these provisions permanent that would mean pretty significant changes in the american social safety net. Can you give me some examples of ice measures. The moose well known piece of this bill is the fourteen hundred dollar checks to individuals. So if you're someone who makes below seventy five thousand dollars a year or you're a couple who makes less than one hundred and fifty thousand dollars a year you will receive these fourteen hundred dollar checks that will come in addition to the other provisions which provide housing assistance assistance for food assistance for healthcare. Then there's this other big precision. It's called the child tax credit it's existed for a while now but this bill dramatically expands the credit and it also expanded eligibility for it so that more. Low income families qualify. What's novel is at. Its affectively of form of guaranteed income. The payments will be made monthly to these families rather than qualifying only for the credit during tax season. And that's a huge change both financially and philosophically in the way americans dole-outs welfare in this country. And so this is a provision that some policy experts have forecast would cut child poverty in half in america especially for black families and latino families. So this could have a huge huge impact on low income americans who've been especially hurt by the job losses. This is the one piece that democrats believe once it's been enacted through this legislation that they will have some success making permanent and indeed if they do it would completely restructure how we look at child welfare this country and as you said the title bell is in the trillions and when we start talking in trillions he basically leaves me but i found it something like a tenth of gdp so as you say huge how significant is for biden. And for setting out. Biden's agenda anyway. You look at it. It's a big political victory for joe biden. He came in saying he was going to do this. Part of his victory is certainly attributable to donald trump's mismanagement of the coronavirus pandemic and this was his promise not to mention a few months later when the senate was still in the balance to georgia senate candidates both democrats promised georgia voters that they would be sending them two thousand dollar checks if they win their races in georgia and democrats control the senate so this is seen as making good on that. Promise the the difference. The two thousand dollar checks are now fourteen hundred dollars but the democrats make the case that they said six hundred dollar checks to americans in december and so this brings up the total to two thousand. Yeah politicians always find ways to add up the numbers. Now as you said and the democrats have a slim majority in the house and a wafer thin majority in the senate because of those georgia senators a majority of one with comma harris. How difficult was this to pass. This was a big political. Lift for joe biden. And what's interesting is that it was so difficult given how popular the legislation was with the american people. Cbs news poll. Seventy five percent of americans say they support the measure including almost half of republicans in most well-known provisions of the bill pulled even higher than the entire bill itself and even then joe biden wasn't able to bring along any republicans you know. He came into office. One of his big promises was that he would be able to work across the aisle and bridge the gaps. They called this the most progressive piece of legislation in history. That absolutely did not happen for those who watching progressive means socialism. And then you have with his razor thin margins. You have a lot of factions within the democratic party. That were jostling for control. And he really had to contend with some objections from moderate democrats particularly in the senate where one senator can blow up the entire negotiation. He was able to do this this time. But i think this sets up a lot of questions about what comes
Fresh update on "six hundred dollars" discussed on Heartland Newsfeed Radio Network
"From michigan pat. You're on free talk live. Good evening gentlemen. And ms lady. I am I'm an unfortunate soul. As i'm not qualified to be very weekend schedule. Only breer show that you can always watch it like freetalklive dot com right. But i'm i'm not an inner tube dude i will not sucks your poison from the inner tube. I i do not do facebook. I will not degrade myself to that point. It's probably good. I don't do facebook air so my my point is Hell like i said. I don't really know you guys are talking about tonight. What do you to talk about my my theory. Here's powder and ball will tell it all. We got no choice. I mean if you gotta sharpen pitchfork. You gotta do it together. do i. don't think that things are getting way way. Grazie they are. But i don't. Violence is going to prove to beat the answer. No but people are getting lazy. They all want something for nothing for nothing. Don't happen no it doesn't and people are starting to see that with with lines. Have food places just being inexcusably long except you know the actual kane is a highly liberal cultural town right like they pay people to come out here. Put me murals on decides buildings and stuff like that. They have little music festivals yet. All of these awesome little locally owned restaurants are basically dead in the water with no customers. Maybe two or three people eating there at night where you have applebees or mcdonald's or taco bell with blind center just constantly full in this stupid hipster little town there are help wanted signs everywhere. No one wants a job. No one wants to work and people are starting to realize. Oh hey yeah. We're paying all of these people to sit at home and that's the reason it takes me forty five minutes to get to the line. At mcdonald's i'm better than sixty years old right. Yeah there's no place that i have ever been given me something for nothing. I busted my ass. The law has busted ass. I have had never had a free ride. And i am supposed to be the privileged white man base out. I think that was him saying by. I think that was that was it. Thanks for the call tonight. I mean you're absolutely right. There is a streak of laziness going on in the united states and they don't even view it as being lazy because so many of these younger people do think that if they want to they should just be allowed to sit at home and play video games or smoke pot and learned the ukulele or whatever it is they want to do all day every day they they have completely lost sight of the fact that we are organisms existing in the universe that requires us to sustain ourselves. It's not capitalism or society this forcing you to get out there and get a job and earn your way in the world. That's the nature of the universe that we live in an organism that cannot get its own food dyes. You have to eat which means someone has to be out there growing food. Now you can either led a slave do that or you can do it yourself or you can work somewhere else that you enjoy a little bit more like at a at walmart or something and let the people who want to work out in the fills food work on those going food and then you can get them so sort of universal medium of exchange showing that hey you contributed to society and this way and you want to trade that means of exchange for some food that this farmer grew. They don't understand that it's it's not capitalism or walmart or a greedy corporations that require them to get out there and work. It's just the nature of reality. Yeah there's a lot of people mad about these. Greedy corporations take money from the government. And all the stuff. They're just sitting at home taking money from the government while having the same like that doesn't make sense last year. Twenty twenty when. I lost my job actually didn't lose my job. I guess i quit my job because they stopped getting any customers and i was a waitress. Why would i keep working. There i went to a doing uber. Eats and i just refuse to just become somebody who gets six hundred dollars a week and i was. I was like bussing my a word for wait. Can i say the word on the radio. Okay i'll remember that. Yeah for doing uber eats to make the same amount of money as them just sitting on the couch. But i just didn't wanna be paid off to become a slave to the government. Well oftentimes this less money. You making less money than they are for sending home doing nothing. I mean back at referring to my sister who was a bartender. There's no way she was making six hundred dollars a week. Plus in tips and then the governor lonzo. Yeah you're fired now but we're going to pay you six hundred dollars a week. Plus your previous wage or is seventy five percent of or whatever it came out to and they paid that for a long time they did. It wasn't just like a couple of weeks it was like months. It was all the way into december. I think and then it got reduced an a down to just four hundred dollars or something. It's is absolutely insane this. You can't pay people to sit at home and do nothing. And they were paying self employment people the same thing they were. Yes so. I mean if you're self employed you sell my business is dead. I don't have any business. I have to go on unemployment and the government would it give it to you. Did and now i suspect. We'll see a universal universal basic income. Soon and people don't realize that this is destroying the the usda destroying the currency. I think it's twenty percent of the total. Us money supply in the entire of the united states history was printed last year which means that huge yes inflation level of close to twenty percent in one year alone. So that hyper inflation. It's coming and you're going to be paying seventeen dollars for a loaf of bread or whatever and you're gonna be sitting there thinking boy sharing glad i had the government to give me all this money to pay for it not realizing that the government gives you all of that. Money is what's creating the problem in the first place. I think it gave a lot of people in an incentive to care about the government closing down our businesses. Because like i remember when i was still working at a restaurant and it was like march. Twenty twenty thinking like well. I don't care if the if the restaurant closes 'cause you know then we'll have to work. And maybe i'll maybe i'll go on unemployment or something at first in. I'm sure there was lots of other people thinking the same way dislike. I don't care if my you know if walmart has to close down then we'll have to work. You know i don't understand it. I like being productive. I like working. I do too so it's just like i don't know there's definitely other people other than us out there that would be thinking like out of your thoughts. Zero three two eight three six one six zero. This is free. talk live. Karawan or longtime proponent of a voluntary society died last december. You may have seen his articles published on his website voluntariness dot..
February retail sales fall 3% after soaring the month before
"February wasn't icy month for retail sales Americans spent less money last month the U. S. commerce department reported that retail sales fell a seasonally adjusted three percent in February that's after soaring to seven point six percent in January as people spent the six hundred dollar stimulus checks that were sent at the end of last year analysts said the decline was due in part to bad weather kept shoppers home and even knocked out power in parts of the country the biggest drop in spending were department and sporting good stores but even online sales which soared twenty six percent last year fell more than five percent last month economists at Oxford economics expect healthier spending in March with wider distribution of vaccines warming days and generous stimulus checks as part of the code nineteen relief package another encouraging sign is a sharp increase of hiring at restaurants and bars Jennifer king Washington
Fresh update on "six hundred dollars" discussed on Heartland Newsfeed Radio Network
"They were getting it. What's the point if only unemployed gun. Using criminals can be tall a nonviolent job skill they will stop robbing convenience stores and stop killing people in gang-related drive by shootings that will be left for the police to do. Plus once the national mandated minimum wages rates to fifteen dollars an hour. There will be long lines. Obviously of perspective employers eagerly eagerly waiting to hire former street thugs with their newly certified government provided entry level employment skills. Who knew it could be so simple. I gotta tell you as someone who is working right there are who worked through the pandemic. It doesn't matter what they raise. The minimum wage to people are not working right now and they're not going to now they're on unemployment and they're getting all these kickbacks from unemployment. The unemployment benefits are insane. It's these standard default unemployment of two hundred three hundred dollars a week. Whatever there's a standard of three hundred dollars a week on top of whatever your unemployment would normally be. It's like seventy five percent of their paycheck. And i think it's four hundred on top of it isn't it. I might have gone up but it was three hundred for a while. It was initially six. I remember that was six hundred dollars. My sister showed me her her. You know history of unemployment payments and they all came at once and it was just like six months of six hundred dollars every single week for. You can't compete with that as an employer you can't compete with the government paying people four hundred dollars a week to sit at home and watch cat videos on youtube and then plus all the stimulus that they sent out. Yeah i mean you're making much more unemployment and with stimulus packages than you would going to a nine to five job. I don't. I don't like these social welfare programs but not blame someone for you know. What the government's going to pay me more to sit at home. I'm just gonna sit at home. And then i can go to the government and i can say you know what don't have a job. Can you help me with my ran it. Can you help me with my heat. I need some food stamps. Can you help me with that as well. In the government's gonna say honey. Let me give you all this. None of us going away in fact. It's probably going to get worse. I've heard rumors of another stimulus. Check in the works. I don't know how substantial those rumors are though about another coming out. If actually cared about people they would just make it not impossible for them to start businesses and make their money that would be ideal but when you had the homeless california who started a huge signing company and actually managed to find his way into an apartment from doing that. The state of california shut him. Down for running an unlicensed business. Six zero three two eight three six point six zero. This is free talk live. 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Any pay believes that. Bitcoin is meant to improve your life. Make it easier to do business. Connect you with more people in the world and under a penny every time. That's kind of why we laugh at. Btc it used to be free. The market free the world now. it's just huddle and have fun staying poor. That's not what the world needs. We need honest money. That works for everyone. If you care join us at any pay dot com if you want to know the latest about free talk live before we go on the air. All you need to decide is how you want it delivered. It's your choice visit. News dot freetalklive dot com to receive are usually weekly news. Updates by email plus. We have a twitter account at twitter. Dot freetalklive dot com and you can follow us on the decentralized mastered on platform at toot dot freetalklive dot com so please follow us at to freetalklive dot com and sign up for our emails at news dot freetalklive dot com. Free talk live. He gets on an out of liberty and they'll go around of you the in harming everyone outlive it. If we legalize guns shooting people everywhere legalized prostitution. People be having sex on the street corners. If illegalized drugs we'll have heroin vending machines in the streets. We've heard it all on free. Talk take it to the most absurd illogical extremes and you're absolutely right alexander. It's okay for them to have freedom. You can give them a gun. They won't go around shooting people but watch out their neighbor because you give them a gun around in a rampage around ready killing everyone but yes they can be trusted and apparently the government can be trusted to because mattioli magically. We only elect the best of the best the cream of the crop. The bureaucrats administering these programs of the upper echelon of society the most trustworthy individuals. Sometimes when i squint. I swear i can see a halo of Free talk live seven nights a week from seven to ten eastern live on the liberty radio network at l. r. n. dot fm the l. r. n. dot fm social media channels have been revamped. We've eliminated facebook and focused on other platforms like twitter and mastodon the decentralized alternative to twitter on our accounts you'll find posts from multiple l. r. dot. Fm show hosts together in one place. Follow us on twitter at twitter dot l. Our end on fm or better yet moved to the decentralized mastodon social media platform at toot dot l. r. n. dot fm t. o. ot dot l. are in fm. I think you'll like it looking for a great real estate investment. Consider new hampshire which is ground zero for the liberty movement. Your first call should be to mark worden from porcupine. Real estate is more than just a real estate agent. Easier new hampshire concierge. Where are the best places to live. Do you want farm city the burbs or forest do you to do plcs her multifamily buildings so that renter's pay your mortgage their homes in all price ranges in new hampshire and.
Americans begin receiving Covid relief direct deposits
"The massive covid relief. Bill was signed into law just two days ago but this weekend americans started receiving those checks some totaling thousands of dollars. Kelly o'donnell is at the white house with one. Your money will arrive. Kovin relief is now showing up as money in the bank and lighting up social media. Fourteen hundred dollars for steve martinez in san antonio nicer price of kings. So soon and it couldn't come at a better time. The key to fast delivery this first wave of direct payments going to qualified americans who filed tax returns that linked their bank accounts to the irs. My phone got a notification saying that the irs had direct deposited. I was on the phone with my mom. I go fifty six hundred dollars for twenty five year. Old mom breanna raines. Who is out of work in casper wyoming. I have some bills that are behind. Obviously so those are all already caught up. I got all of those caught up this morning. In springfield missouri. The covid relief math means faith produce family of five qualified for seven thousand dollars. They received today both have a little bit of weight. Lifted off of our shoulders not have to worry asthma as maybe what the nuxie months holds but the rollout of deposits paper checks and debit cards is expected to take weeks. Eighty five percent of the households in america. We'll be getting this money to track your check. The irs says its website will provide daily updates with its get my payment feature. We're going to be traveling. The country to speak directly to the american people about how this law is going to make a real difference in their lives. That biden team road trip begins monday with the first lady vice president and second gentleman also making stops to promote the relief package. Kelly wash such a big push to sell a bill that already passed. Well it's promotion and politics. They want to be certain. Americans know about the real world impact that will affect them and they wanna make sure democrats get credit for it
Fresh update on "six hundred dollars" discussed on Gamer Talk Podcast
"Four now switched. I've made three hundred to four hundred dollars. Fluctuating on those coins out of nowhere. While i guess he tweeted about it again. Yeah so it jumped. I cast a. I didn't cash out. Sorry i just. I sold my my coin and ended up with like what did i ended up with. Like three hundred dollars had quite well. I had seven hundred stocks so quite a bit. But anyway i sold it and re purposed it I bought are fun. Kosaka more volkswagen stock. So yeah it was fun. i mean. There is a big dip in all the other stocks this week so i did buy couple more fun co stocks in some more airbnb stock. Chris you're raising your hand. Yeah thinking about getting into into stock stuff. Have you guys made decent money out of it. Since the last time. I talked to guys about it. We've moved when we moved. Mcgowan have been arrested over two thousand dollars just over two thousand dollars. They think i'm at twenty five twenty five or twenty. I'm twenty six hundred dollars in about six hundred bucks. So yeah but that's like buying and selling right right. That's a lot of god's actions my most. Insulin is disney. Because i bought. I have five shares of disney. And you know they're like one hundred eighty bucks a piece. So that's where a lot of money was disney. But i mean i bought a lot of the medical stocks. Yes we go insane target store. It's okay I bought a lot of medical stock. So i did. J. and j. did moderna as soon as i found out. Modern got a government contract. I bought pfizer J. j. and as soon as the vaccine released and all peaked then they right before they dipped i soul and then when you can more. Yeah so robin hood. I think is a good app. Even though there's that whole there's that whole earth cassia that's my whole game stop issue. Game stop peaked. And then robinhood put everybody stock on hold or you couldn't sell it so but ever since then like it's been fine. It's been really great. I highly recommend it. You know it's if you do it smart and you don't look for quick gains you. Can you know schedule. Or subscribe to like wall street bets on read it and they sit there and they say just like they do a game. Stop like okay this to jump in now. Is it worth it. So i think long term it is long term and you sit on it. Sit on it.
Inside Biden’s $1.9 Trillion Stimulus Bill
"Start right there with a pass of that. Covid stimulus bill in the senate on saturday night. I do need to preface this by saying it does have to pass the house again because there were some changes made by the senate so it's not passed into law just yet but we'll go for what this bill will include when it goes through the house and i'm going to try my best to sound like i'm not rattling off just a bunch of dollar amounts but there's a danger. It might sound like that but just bear with me. There might be something in there that would be useful for you. Your family someone. So for helping the unemployed it extends that three hundred dollars a week plus the state unemployment end it makes the first ten thousand two hundred dollars of that non taxable for households making less than a hundred and fifty thousand dollars it also fully funds cobra. Health insurance premiums so that employees who have been laid off can remain on their employer plan for free. There's also going to be another round of checks fourteen hundred dollars for a single taxpayer. Twenty eight hundred couples indy. Get fourteen hundred dollars per dependent now the starts to taper off at seventy five thousand for individuals or one hundred and fifty thousand dollars for couples ended completely gets phased out at eighty thousand dollars for a single tax payer and one hundred and sixty thousand dollars for a couple it gives state and local governments three hundred fifty billion dollars to cover expenses related to covid through twenty twenty four gives schools one hundred and thirty billion for k. Through twelve in forty billion dollars for colleges and that's to help them reopen safely so parents can get back to work for businesses. they'll be twenty five billion dollars going to restaurants and bars. This max out at ten million dollars per company in five million dollars per location additionally there will be seven point two five billion for the paycheck protection program once again forty. Six billion dollars will be going to state local and federal governments to help with testing and contact tracing as well as fourteen billion dollars to help speed up. The vaccine distribution for healthcare there will be financial assistance for aca affordable care act premiums and this is just looking to get the number of people covered by insurance to increase into further incentivize. The south to expand medicaid since they're sort of the holdouts town there. The republicans are blocking that there are also increases in tax breaks to parents who have kids up to three thousand dollars per kid if their age six to seventeen and thirty six hundred dollars per kid if they're under six years old and that spread out over the twelve months according to analysis this plus the fourteen hundred dollar check would cut the number of kids in poverty by more than half. In addition there's changes to the earned income tax credit for this year in extends to people without children. And if you're looking for how much that would be for low to moderate income folks. It'll be somewhere between five hundred and forty three dollars in one thousand five hundred and two dollars. Lastly in the rental and homeowner category it gives thirty billion dollars to help low income and unemployed folks afford rent and utilities and at the state level states and tribes get ten billion dollars per homeowners. So all in all. I think thing that really struck me. Was this tweet that i saw saying that. Isn't it kind of crazy. That biden asked for a one point nine trillion dollar stimulus deal and he got a one point nine trillion dollar stimulus deal like i think that makes biden a pretty good politician. One of the main criticisms of obama was at he started out by compromising with republicans and gave them the compromise offer in the first place instead of starting out high. You can't say that for biden so far in this could be a sign of good things to come but like. I said they're hoping that this gets signed into law by the end of the week after the house passes it sometime this week.
Fresh update on "six hundred dollars" discussed on The Fighter And The Kid
"Join us guitar. I mean those for you. And i don with this show came to change guitars talk. Hey what's up Sheila the graphic jalousie what offers. We've actually got a legitimate offer. Let me pull it up legit offer student. You're let's hear his i. I mean i'm not gonna lie. I looked at the The comments on the fire. We posted a lot of them. Were just offering maybe food like cookies for chiller or even offering that you pay them to take off your one. One person offered They wrote me. They offered your mcdonald's meal that you ordered in naples. Let's see what we got here says. Does a car come with the bluetooth speaker. Now does scars enact. Oh more keeps we got five thousand. Okay all right. I got a d. dm that was thirty. I'll give you thirty. Four hundred cash. Right now was a dm. I got the same one is it for elias on. Let's see you now also got a guy who said he'd be by fifty three hundred leasing utah but i have to add to pay for shipping. You say five hundred dollars shipping come right. There associated his own car alabama sales associate. What's his name his name elias. Yeah yeah yeah. He's for real then okay. He did me. He said if he's into the two people then yeah okay the utah guy or the cash guy. The cash guy is utah guys. Say i'll have to pay for it off the ship nothing. There's actually i mean it's all the way on the other coast but there's this car service called cash for clunkers they'll give you thirty four hundred for thirty five hundred for like right off the bat right now. Yeah you was a g to shut my car. That's the only downsides. No we it to salt lake city but for six hundred on the you make you know. Get him out of money. You boy grabbed my car. Expert guy can get it done. But once i release him you you'd have to get an m four one greg given a lot of fans. Then they're not. Say we have my guy greg deal with it because get who get cash for it and then get 'em for i want to be an for. Can you afford them for the prom. Yeah well let's see all the stuff that he does but he could afford this in for you he's got a cutback you call like what you buying shit. Yeah so let's say you sound like last episode like six hundred a month right. Just say six hundred dollars. Seven hundred dollars identity. Some price sale like close to g. Did you say anything. I said you know what i did. Is i said you're you're you're nuts. Can be about fifty three grand when assuming about fifty three grand for him for william four. We'll also payments on fifty three grand chin i would assume by any we. Cpo mccain Monica warranty. Yeah i didn't think you gave him a did you. The monthly payment for twenty sixteen. I'm forrest with thirty. Four thousand miles is seven hundred and seven dollars twenty six senior be on warranty. That's two thousand eighteen. It's gonna be a little more money. We'll know that yet. I thought the ones we were looking at where all sixteen the ones that we were pulling up no would so. I'm thinking about twelve hundred dollars a month for car for fifty thousand dollar car. That's why because it's expensive But then if you put a lot of how much can you put all. I can put well plus sheila. If they paid they might add more to you have to pay them more to take you to though if you wanna roll it into that moment guy do it. But here's the thing so up. Bought fifty to me was with you so we really got a car around fifty four fifty five. You put four down fifty grand isle cats with four grand because i don't Then we look for their around like fifty. Three fifty. Six is guy emmy. He said he can find me a car and drive it up. Don't listening okay cool. I don't somebody. I was ready for the story. Let's love you susan's gray. Said it was cheap. I was hoping we get a clear cut off from the funding kids post but all they were all just really ripping on it more than rightfully so me up to forty. I mean i got a video of the bluetooth that yeah. Let's not listen on your advertising. My car go to chapelle story please. Excuse the trade in for calf implants. I'm not gonna. I thought about it. Go all the way. Look look look go and you had to put it on. Don't worry about it. Oh yeah that's near your new here. Cut his dope. Man said give it anywhere..
A Look Inside The COVID-19 relief bill Passed By Senate
"The senate passed a one point nine trillion dollar covid nineteen relief. Bill here's what senate by elena abramson the senate on saturday afternoon narrowly passed a one point nine trillion dollar cove nineteen relief package a key milestone for president joe biden to ink his first legislative priority into law the avalanche of federal dollars which clock in at approximately nine percent of the country's gross domestic product includes fourteen hundred dollar checks for middle and lower income. Americans extend unemployment insurance through much of the summer and provides seventy billion dollars to increase vaccine distribution and coronavirus testing. The bill was passed entirely along party. Lines with all senate. Democrats supporting it and all republicans opposing. This nation has suffered too much for much. Too long biden said in remarks from the white house on saturday. Everything in this package is designed to relieve the suffering and to meet the most urgent needs of the nation and put us in a better position to prevail starting with beating this virus and vaccinating the country. The house which already passed version of the bill on february. twenty seventh is slated to vote on the amended. Text on tuesday before sending it to biden's desk so he can sign it into law. Here is a look at six major components of the bill direct payments for millions of americans under the senate plan individuals making up to seventy five thousand dollars in couples. Making up to one hundred. Fifty thousand dollars per year are eligible to receive a fourteen hundred dollar check individuals. Earning between seventy five thousand and eighty thousand dollars and couples. Earning between one hundred fifty thousand dollars. One hundred sixty thousand dollars will receive some of that money but not the full amount. The eligibility thresholds are a change from the house's initial version which kept the threshold at one hundred thousand dollars for individuals and two hundred thousand dollars for couples senate. Democrats lowered the eligibility for the stimulus checks to get all democrats onboard after resistance from some moderates in their party. The decision means that an estimated seventeen million americans who received a check under former president. Donald trump won't get one under biden. According to a study from a nonpartisan institute on taxation and economic policy biden said on saturday that the government will begin sending the checks to eligible americans. This month extended unemployment insurance current federal unemployment benefits. Which a lot an additional three hundred dollars per week on top of state benefits are set to expire on march fourteenth. The senate bill extends the program through september sixth at three hundred dollars per week for households. Earning under one hundred fifty thousand dollars. The first ten thousand two hundred dollars of the unemployment benefits are non taxable to prevent surprise billing at the end of the year. These were also changes from the house version of the bill which provided four hundred dollars per week through all twenty ninth. The reduction in unemployment insurance in the senate version was implemented to ensure moderate senator. Joe manchin a democrat from west. Virginia would not break with his party. According to a democratic aide expanded tax credits for families. The bill raises the child tax credit for most families in the coming year by one thousand dollars to three thousand dollars per child. It's even more for families with young children. Many can receive credit of three thousand six hundred dollars for each child under age six. All of these credits are fully refundable and some researchers say these measures could potentially help cut child poverty and half funding for state and local governments and public schools. The bill delivers a three hundred fifty billion dollar cash infusion to state and local governments and one hundred thirty billion dollars to elementary middle and high schools to help them reopen safely. Local budgets have faced steep declines in revenue as businesses remain shuttered during the pandemic last september. The brookings institute estimated that state and local revenues would decline by one hundred fifty five billion dollars in twenty twenty one hundred sixty seven billion dollars in twenty twenty one and one hundred forty five billion dollars in twenty twenty two. The money for schools is designed to help them improve their ventilation systems. Hire more janitors and reduced class sizes to conform with social distancing protocols. Democrats argued that this money was necessary to save public sector jobs and enable teachers and students to return to classrooms without risking their health. Republicans said that the funding already allocated through. Last year's relief bills was sufficient and that sending more money the state and local governments was superfluous relief for restaurants. The bill includes traditional fifty billion dollars in assistance for small businesses including more than seven billion dollars for the troubled payment protection program and a break from previous relief packages. This bill provides twenty eight point. Six billion dollars in grant relief specifically for restaurants which have been particularly decimated by the pandemic
Fresh update on "six hundred dollars" discussed on Heartland Newsfeed Radio Network
"She's actually a friend of mine on facebook me to also that means. She has shown that means. She contributes monthly to help us get omar radio station as to reach a larger audience. All of that awesome stuff because amp staff for advertise market and promote. If you like free talk live if you like what we're doing if you like the idea of a national radio show that you know anyone can call and say any crazy thing they want like we have scott. The biggest regularly calling from florida to say his bigotry and of course we challenge him on it. But if you value that check out. The app program is the best way to help the show reach a larger audience amp dot freetalklive dot com. Lee thank you so much for your contributions. I'm i'm glad to hear that you support the show. So we're talking about home defense but before we get back into. Let's go to the phones. We got pat calling from michigan pat. You're on free talk live. Good evening gentlemen. And ms lady was sorry. I am I'm unfortunate soul as i'm not qualified to be Very weekend schedule only for your show. Well you can always watch at like freetalklive dot com right. But i'm not an inner tube. Dude i will not support from the inner tube. I do not do facebook. I will not degrade myself to that point. It's probably good. I don't do facebook either so my my point is Hell i like. I said i don't even know what you guys are talking about tonight. What do you want to talk about my my theory. Here's powder and ball will tell it all. We got no choice. I mean if you gotta sharpen a pitchfork you gotta do what you gotta do. I don't think that things are getting way way crazy. They are but i don't. Violence is going to prove to be. The answer not know but people are getting lazy. They all want something for nothing. Yeah oven dolts happen. No it doesn't and people are starting to see that with with lines at food places just being inexcusably long except the actual kane is a highly liberal cultural town right like they pay people to come out here. Put moore moore murals on the sides of buildings and stuff like that. They have little music festivals yet. All of these awesome little locally owned restaurants are basically dead in the water with no customers. Maybe two or three people eating their night where you have applebees or mcdonald's or taco bell with is just constantly full in this stupid hipster little town there. Help wanted signs everywhere. No one wants a job. No one wants to work and people are starting to realize. Oh hey yeah. We're paying all of these people to sit at home and that's the reason it takes me forty five minutes to get to the line. At mcdonald's i'm better than sixty years old right. Yeah there's no place that i have ever been given me something for nothing. I busted my ass. The law has busted my ass. I have had never had a free right. And i am supposed to be. The privileged white man is peace out. I think that was him saying. I think so. That was that was it. Thanks for the call tonight. I mean you're absolutely right. There is a street of laziness going on in the united states and they don't even view it as being lazy because so many of these younger people do think that if they want to they should just be allowed to sit at home and play video games or smoke pot and learned the ukulele or whatever it is they want to do all day every day they have completely lost sight of the fact that we are organisms existing in the universe that requires us to sustain ourselves. It's not capitalism or society this forcing you to get out there and get a job and earn your way in the world. That's the nature of the universe that we live in an organism that cannot get its own food dyes. You have to eat which means someone has to be out there growing food. Now you can either led a slave do that or you can do it yourself or you can work somewhere else that you enjoy a little bit more like at a at walmart or something and let people who want to work out in the fields growing food work cutting those going food and then you can get them so sort of universal medium of exchange showing that. Hey you contributed to society in this way and you want to trade that means of exchange for some food that this farmer grew. They don't understand that it's it's not capitalism or walmart or a greedy corporations that require them to get work. It's just the nature of reality. Yeah there's a lot of people mad about these greedy corporations that take money from the government and all this stuff and then they're just sitting at home taking money from the government while having the same fight like that doesn't make sense last year. Two thousand twenty when i lost my job actually didn't lose my job. I guess i quit my job because they stopped getting any customers and i a waitress. So why would i keep working there. I went to Doing uber eats. And i just refuse to. Just become somebody who gets six hundred dollars a week and i was. I was like busting my a word for wait. Can i say the word on the radio. Okay i'll remember that but yeah for. Doing uber eats to make the same amount of money as just sitting on the couch. But i just didn't wanna be paid off to become a slave to the government. Well oftentimes this less money. You're making less money than they are for sending a home doing nothing. I mean back at referring to my sister who was a bartender. There's no way she was making six hundred dollars a week. Plus in tips and then the government can lonzo. Oh yeah now. But we're going to pay you six hundred dollars a week. Plus your previous wage or seventy percent of or whatever it came out to. They paid that for a long time. They did yeah. It wasn't just like a couple of weeks it was like months. It was all the way into december. I think and then it got reduced an ideal down to just four hundred dollars or something is absolutely insane. You can't pay people to sit at home and do nothing. And they were paying self employment people the same thing they were. Yes so i mean. If you're self-employed you say all my business is dead. I don't.
The Biden Relief Bill: Who Gets What
"Okay. Who is getting. What in the biden. Bill perio first up is what most adults in. The country are going to get a one time payment of up to fourteen hundred dollars. This is the single biggest part of the bill. And here's where the bill stands. Now if you made less than seventy five thousand dollars either last year or the year before you will get the full amount fourteen hundred bucks beyond that if you made between five thousand and eighty thousand dollars you get a smaller amount and if you made more than eighty thousand dollars you will not get one of these checks for married couples who file their taxes together. The cutoff for getting a check is a combined. Income of one hundred and sixty thousand dollars in these checks are both the biggest and the most universal part of the bill. The exact amount of money that your household will get does depend on a few things in addition to your income. Like whether you have kids or other dependents but even so roughly eighty to ninety percent of all households in the us are gonna get checks for some amount of money and the hope is that people will spend that money to help boost the economy so next step people who are getting money in the stimulus bill. The unemployed four hundred dollars per week on top of what they would normally get from their state in unemployment benefits when there isn't a pandemic and that extra four hundred dollars. A week will last until nearly the end of august and there's a lot of people still claiming unemployment benefits each week almost nine times as many people as a year ago right before the pandemic started. That's more than nineteen million people claiming those benefits right now and a big part of the reason why there are so many is the government has expanded the range of people who can qualify for these benefits during the pandemic and the reason unemployment benefits matter for the overall economy. Is that the allow people to continue spending money while they are between jobs paying their rent buying groceries buying school supplies for their kids yet without the extra four hundred dollars. Unemployment benefits would only replace less than half of a workers lost income on average but with the extra four hundred dollars from the stimulus bill. These benefits will be replacing more than eighty five percent of the lost income for the average unemployed worker up state and local governments. What they're going to get from the bill so tax revenues for a lot of state and local governments have just deride pandemic and some of them have been forced to cut back on services that they typically provide like garbage collection law enforcement mental health and addiction treatment services and a bunch of others state and local governments have also had to lay off one point three million workers especially a lot of workers in public schools teachers administrators janitors. It's one of the hardest hit sectors of the labor market so this bill provides three hundred and fifty billion dollars for state and local governments. And actually that might end up more money than state and local governments lost during the pandemic three hundred and fifty billion dollars is above the range of estimates for how much money state and local governments will have lost through next year. But it's also true that some states and local governments are in worse shape than others and so one of the big debates in the senate is over just how to allocate this money between different states and cities. And we're gonna pass here for a second because if we stop right here just right now out of the cost of those three things that we have discussed the checks that go out to almost everybody. Stimulus checks the bigger unemployment insurance benefits and the money that goes to state and local governments. That is the biggest part of the bill. Roughly half of it around a trillion dollars is going to go to those three things combined yet and there's all kinds of interesting and important stuff and the rest of the bill to so. Here's a few more that we definitely think are worth mentioning. Starting with what parents are gonna get. Yes so parents are going to get an extra fourteen hundred dollars for each of their children and this includes adult children who parents list as their dependence. Yeah so if you are. A family of four people say to spouses and two kids. The total amount. You're gonna get in those one time. Checks is up to fifty six hundred dollars. But that's not all. The bill also increases the size of the child tax credit for one year. So parents will now be able to offset their tax bills by thirty six hundred dollars for each kid under the age of six the really young ones and by three thousand dollars for other kids who are not yet adults bottom line take that same family of four and let's say both parents make less than seventy five thousand dollars each year and let's say their two kids are very young. They're toddlers that family could get a total of nearly thirteen thousand dollars in checks and tax credits because of this bill. Okay and now. Let's look at what schools are going to get kindergarten to twelfth grade. Schools are gonna get roughly one hundred and thirty billion dollars but maybe what's most interesting is what that money is intended for. Yes so this money is not for textbooks. It is for things that make it easier for schools to reopen and operate during the pandemic. So things like improving ventilation buying more personal protective equipment and even changing the shape of a classroom so that social distancing between students is easier next up. The bill includes tens of billions of dollars for loans and grants to businesses and the industry. That's going to get the single biggest amount in grants. So that's money that does not have to be paid back is bars and restaurants yup bars and restaurants. They can prove they lost money. Last year will be eligible for up to ten million dollars each in grants and the bill has set aside a total of twenty five billion dollars for eateries and watering holes and restaurants. And though that is the most any industry is getting in this bill. Some perspective is important here last year. Bars and restaurants lost about a hundred and forty five billion dollars sales from the year before. It's a twenty percent decline and there are still nearly two and a half million fewer jobs in bars and restaurants than before the pandemic and this year knock on wood will not be as bad because people are getting vaccinated. Covid cases are coming down and more of the country is reopening still. That is a huge hole to dig out of
US consumers rebound to boost spending 2.4% as income jumps
"American consumers were spending money last month after a couple of months of spending drops American consumers picked up spending by two point four percent last month that's a sign that the economy may be making a tentative recovery from the pandemic recession the report from the commerce department also had personal incomes up ten percent in January that was boosted by cash payments most Americans got from the government the sharp January gain suggests that many people are growing more confident about spending especially after receiving six hundred dollar checks then went to most adults last month in a federal economic aid package showing up Washington
US jobless claims jump to 861,000 as layoffs stay high
"Even as confirm coronavirus cases drop in jobless claims keep rising eight hundred sixty one thousand Americans filed for unemployment aid last week up to thirteen thousand from the week before the weekly number had never topped seven hundred thousand before the pandemic and the stubbornly high figures now reflected job market that stalled even as new virus case numbers go down still the economy has shown signs of picking up retail sales soared last month as Americans spent their six hundred dollar stimulus checks and some areas east business restrictions Sager mag ani Washington
Retail Sales Rose Strongly in January, Driven by Stimulus
"Americans opened their wallets last month. The commerce department says retail sales jumped in the month of january after three months of declines. World's kristen flab has that story retail spending soared a seasonally adjusted five point three percent last month it was the biggest increase since june and much larger than the one percent rise wall street expected analysts. Say the six hundred dollar stimulus checks. Sent out at the very end of last year helped get americans in the buying mood beside strong sales at furniture and appliances stores. Sales jumped almost twenty four percent at department stores. Online sales soared eleven percent and spending at restaurants which have been hard hit by lockdowns rose about seven percent last month. Wednesday's report covers about a third of overall consumer spending but it does not include haircuts hotel stays and other services that have been hit hard by the pandemic
Retail sales better than expected in January
"Here to discuss. The latest figures is wall street journal. Reporter harriet tori. She covers the federal reserve and us economy farm. Our washington dc bureau. Harry thanks so for joining us. Hi so retail spending is op. And i'm wondering what people are buying. Well the re buying things across the board. I mean this month was amazing. These strong we saw a five point. Three percent. Seasonally-adjusted increase From a month earlier in every category did well which is unusual in retail sales. But there are. Some country agrees the did kind of well that was Furniture electronics we saw big increase in a lot of categories that related to the home. This is a trend that we've seen during the coronavirus. Pandemic is that people who are working from home and studying from home and just spending more time at home generally a spending a lot of money on making their home spaces better improving them. Buying things like new. Tv's new workout equipment renovating different rooms and things like that. So we definitely saw that reflected in the january retail sales report. What did you think when you saw the figure of five point three percent. I was really surprised because the economists expectations were for an increase of two percent. And of course this is coming off a pretty bad holiday season. We saw declines in retail sales in october november and december which is really unusual. Because that's normally a time. When people are out shopping and spending on halloween and thanksgiving and christmas and so on but clearly. You know economists saying what we're seeing here is the impact of six hundred dollars. Stimulus checks that. Many households received another january because this appears to be related to the stimulus payments. I want to ask you about the purpose of the stimulus. Is it meant to help. Businesses or individuals. Are both economists. Are saying that this is definitely a sign that this to municipalities to be working one concern that people had about the first round of stimulus. Checks came through in march. Two thousand twenty was that a very large share of them were saved. They went straight into savings accounts. A man appeared to be because there was just a lot of uncertainty. The unemployment rate was extremely high. People were very very cautious so they want us to take that money and put it in their bank accounts they would have just in case things got even was also a relatively large serve is used to pay down debt but we'll miss seeing now appears to be more people actually spending the money this could be reflection of the fact that vaccines beginning to roll out so people feeling might. Maybe there's light at the end of the tunnel. Also the improvement in the labor market. It seems like people who have just a bit more comfortable now as she taking that money once it hits that bank account and going and spending it on things that they need. Can you put these new sales numbers in context for us. We often see them. Revised offer down after the fact the month to month data can be volatile definitely and it is subject to larger visions and we were a revision of the december number as well but over will the signal that this report sentences. That january was a really surprisingly strong month for retail spending and it just shows the american consumers Very much in the driving seat of potential growth in the first
US retail sales jumps 5.3%, thanks to $600 stimulus checks
"Last month stimulus checks got people shopping again the commerce department says retail sales soared by five point three percent in January much higher than analysts predicted after three straight months of drops the six hundred dollar checks led to strong sales at furniture and appliance stores online sales were up eleven percent and department stores saw a boom with sales up twenty three and a half percent president Biden's virus relief plan calls for most Americans to get another fourteen hundred dollars in direct payments without them it's unclear if spending will keep rising retail sales slumped in twenty twenties final months as stimulus money dried up Sager mag ani Washington
Is $50,000 BTC the Beginning of a Bitcoin Supercycle?
"What's going on guys. It is tuesday february sixteenth. And today we are talking about. You know it fifty thousand dollar bitcoin and specifically whether it's shows that we are in a bitcoin super cycle so i the news after a week or so of threatening the rubicon was breached this morning between seven forty five and eight am eastern time. Bitcoin punched up above fifty thousand. Now it immediately met cell wall and had a six hundred dollar candle down in is at the time of recording closer to forty nine thousand but to me that technical response is far less significant than these psychological barrier of a fifty thousand dollar being breached so today's special early breakdown is all about that. I reached out to followers this morning. Asking what topics you all thought were important for a fifty k. Show i also popped into a couple of different clubhouse chats to see what people were focused on and overwhelmingly across both of those mediums. The thing that people wanted to talk about is whether this is another indicator that we're in a bitcoin super cycle. I'm going to discuss this. It's going to be the main focus of the show. What the idea of a super cycle is where it came from what it might mean and some different ways to look at it but first let's blast through a few of the other topics folks wanted to disgust. Let's try to start with something that if not negative is sort of dismissive to be honest. It's kind of hard to find those bitcoin stomping face but here we are peter. Brant tweeted fifty. Thousand is a nice round number. That means absolutely nothing. Technically trying to sound smart just sound smart helps to define dumbness now. Let's contextualized. Peter is speaking to a trading audience and that trader audience are not supposed to in their own estimation get emotionally invested in an asset or let narrative shape. What they do. So let's give peter the benefit of the doubt and assume that that's who he's talking to however if he is truly arguing that technicals are all that matter about an asset. The easy rejoinder is that markets are by their very definition a constant give and take between narratives and technicals and frankly narratives tend to reshape the bounds that frame the upside and downside potential of those technical indicators either way for the sake of completeness i wanted to include something sort of negative but i think we can move on next. Let's discuss michael sailor. Just doing michael sailor things about five minutes before fifty thousand was breached. Sailor dropped a new press release from micro strategy long story. Short micro strategy is offering another six hundred million in debt and all the words of the press. Release our legalese. Except for this. Little line micro strategy intends to use the net proceeds from the sale of the notes to acquire additional bitcoins. Pomp summed it up perfectly when he tweeted. Michael sailor is carrying out one of the highest conviction investment thesis we've ever seen in public markets. Incredible to watch okay next. People are wondering how this happened. Or why will. I think the wise a little obvious. We saw an insane amount of positive news last week. Tesla b. and y. Mellon mastercard twitter. Deutsche bank morgan stanley. Every show for the last week has been about some type of crazy positive news. If you've been listening it's hard for that amount of positive news to not have an impact in other words. The specifics of win this fifty thousand dollar price was going to happen. Are for those technicals. That i was mentioning above to figure out but the overall momentum has clearly been in this direction. This actually gets me to another point. I was trying to articulate on twitter. We have this linear time bias. That when things happen quickly we tend to feel like that the thing that was before the you're comfortable with was the correct thing versus the new thing and the new change. That happened really fast. In other words. Bitcoin was between ten thousand. And fifteen thousand for a really long time so fifty thousand seems overvalued but what if instead based on what we now know. Bitcoin was in fact radically undervalued for that. Same ferry long time.
Is Tesla the Tip of the Bitcoin Iceberg?
"Tesla announcing today bought one and a half a billion dollars. The crypto currency tested saying it made the purchase for the ability to further diversify at maximize returns on our cash. The news sending tesla shares higher by more than a percent in bitcoin to its highest level on record so tonight we start the show with a simple question. Why why should tesla go up on this news. Why should bitcoin go up by fourteen and a half percent on this news guy. When you say well you've seen it before. We saw with micro strategies. I mean that was i think. One hundred and seventy five dollar stock prior to the offering that they did michael sale. Obviously being the ceo there. I think the stock closed over a thousand dollars today. So you know the why answer is because that's what the markets geeked up for and that's the way the market's been trading. We've seen a number of different security so to a certain extent makes and as long as bitcoin does. This grind higher those stocks will probably go up exponentially exponentially but maybe to a magnify of a one and a half or so times but it works on the downside as well. I have no idea what bitcoin is gonna do. But if we do that. Back and forth at twenty thousand that micro strategies now thousand dollars. It's probably a six hundred dollar stock. And maybe you see similar in tesla. My biggest problem is not the fact that these companies are doing it. i think. Publicly traded companies with board approvals and shareholder approval should be do anything they want in the confines of the law. It's sort of this game if occasion. You know it's elon. Musk putting on his twitter account and a bitcoin emoji. Whatever the young and say. And i'm not trying to get off my lawn. Okay boomer stuff. But i think there's i think there's a danger associated with that. He's the ceo of one of the ten largest companies in the world. I think with that heavy as ahead wears a crown. And i think he's got to think more of those things it can't just be willy nilly in my opinion. I think that's an interesting point to make but yuan. Musk had demonstrated his propensity for bitcoin. Back in december so arguably. He was driving up the price of bitcoin as the company was buying. It's not exactly you know helping his own company in terms of establishing that one and a half billion dollar purchase in terms of participating to the upside it's more so participating to the downside karen. When i heard this news i i reached out to you. Because you pro- the accounting of this and it's very interesting. Test is not necessarily a bitcoin proxy for in terms of the way it's accounting for this bitcoin purchase. No it isn't in the accounting of it says that you have to market at the price you bought it unless trades down then the market at that price. But i don't think shareholders are gonna care about that. i think they just like the idea of it I don't know when he bought it. It's sort of fascinating to me. But i do think it's actually a big deal when we talked not that long ago about the idea of investors finally feeling like they can be comfortable having some exposure to cryptocurrencies to bitcoin. That was sort of a big move it. I and there's a lot to go in that. I think we were at the very beginning of that here. S and p five hundred companies with the cash on their balance sheets contemplating using some of that to buy bitcoin. He also mentioned potentially gold and gold. Etf's in the tesla released. But that's kind of amazing to me as well so we haven't even seen yet the institutional buying come through at all i don't know if every s and p five hundred. Cfo's going to want to do this. They've been pretty conservative for a pretty long time. Buying gold wouldn't have seen that crazy. And yet i don't think very many of them did it so i mean i'm long so i'm glad it's trading up it. I do think what could go wrong from here. I don't know maybe a tad frost
A big milestone in the Senate
"The senate passed the budget for this package. it is a big milestone. but if you could talk about what that means exactly because it's not necessarily that they pass this package but it is a key procedural step here talk a little bit about that right so what happened earlier in the week. Is that the house. And the senate democrats passed budget. Resolutions will the resolution to basically these budget. Resolutions is the process Where the committees in this case the senate budget committee. That's run by bernie sanders. They look at They they go through the budgets and they increase decrease spending Dead and the ideas that you get busy. You get what you want out of a bill in through this reconciliation just by fiddling with the numbers of the budget and it's a first step process to in its case pass biden's what point nine trillion stimulus package That that he's been wanting to get since he's been in office right so let's let's break it down what. What exactly is in this package. So the one point nine trillion package the american rescue blind. It has a lot of the improvements over the cares act. Plan was passed almost this time last year. Last march when the pandemic started Obviously the big one that everybody is interested in is d. stimulus checks. This is gonna be fourteen hundred dollar stimulus check instead of six hundred dollars. Twelve hundred dollars a previous ones. But it's not the big two thousand one That's well that they that the democrats were talking about in recent months Then there's also increase in unemployment aid the there's a weekly a bonus check that gets sent unemployed workers that's going to be increased to four hundred dollars and it's going to last until the end of september right now tony lasting until mid march for three hundred dollars then variety of other Extra provisions for rental assistance saudi eviction moratorium and eight for the Stay states and local governments more money for child tax credits and also more money for vaccine right as i understand it. A lot of funding will go towards setting up distribution centers. Porting Folks who actually running these vaccinations senators and really just sort of getting more infrastructure built out for deploying more vaccines to more people which is something we all wanna
Here's the new Democratic plan for $1400 stimulus checks
"Over the course of the pandemic america's spent about four trillion dollars supporting its economy. That's pressing nearly twenty percent of gdp before the crisis. Henry curve is our economics editor. The big question is how much adds to that support for the remainder of two hundred twenty one. And so what is in mr biden's plan as it stands now well. The total proposal from the white house is four one point nine trillion dollars of new spending. So almost half as much again is what's been spent already and actually the biggest item in that is for these. Nearly universal checks go to most americans. The biden proposal would send an upper forty nine hundred dollars to most americans and that would top the six hundred dollars they received as a result of the last stimulus bill in december to make a total of two thousand dollars which was a number that was popularized by president trump. Democrats seized on. So that's the biggest item but there's lots of other stuff in there as well as three hundred and fifty billion dollars state and local governments. That has money for vaccines testing. There's somebody to help schools reopened and there's a program in that fight child poverty by increasing america's choice tax credit a near universal hand out for families with children and republicans have have made a counter offer on the order of six hundred billion dollars. What's missing from that while they would tone down the checks as they called universal handouts make them much more means tested. That plan doesn't include any new money for state and local governments. The republicans have always said that democrats just want to use the federal government bailout states who are spending too much so they don't include that money and that's quite a big chunk and they trimmed and some other areas as well they do still have the same amount for vaccines testing and healthcare and all this discussion is going on just a few months after the the most recent round of economic aid i mean. Is it already really necessary. So what i do is i. Divide into two buckets. There's one set of things which is essentially like disaster relief. Spending the unemployment insurance extension for instance is replacing lost incomes of workers who have being turfed out their jobs through no fault of erron and are in need but then sometimes the debate about stimulus is framed as what does the economy need from a top down perspective to sort of get gdp growing again. And that's why. I think the debate is a little bit more confused. Gdp is currently down because the hospitality sector hotels restaurants and entertainment venues and transportation. Just not operating close to capacity because social distancing and it doesn't matter how much you pause that's not going to change immediately so then the question is. How much stimulus does the economy to recover. Once you can reopen and that's quite harder due to because there's a lot of debate about how quickly you're going to see things rebound wants the happens because there's so much stimulus in the economy already. What are the downsides to passing the one point nine trillion dollar bill if that number is as you say too big. So that's the big question of the moment. A lot of people think that the economic era has shifted in a way that makes that freed exploring free interest rates silo and of course to a point that is true. I think the danger is that if you do more and more stimulus that you won't overheat the economy now because so much of a shutdown but when the economy reopens maybe lots of pent-up damore doubt that so the cost is that you might get a burst of inflation later when the stimulus is if you like unleashed fully that said we have undershot our inflation targets for a long time the american economy certainly deal with a one off burst of inflation but perhaps the way to look at. It is the white house. Joe biden. They want to spend on other things as well as this bill. They also want to spend on infrastructure. Which could be bailed running into the trillions of dollars to so you may want to hold some of your firepower back in reserve for infrastructure or other priorities and so if that number is simply too big than than to think of it in that top down way what do you think a good number would be so. I think it's very difficult to come up with a good number from the top down perspective because of the uncertainty so to give you a idea of the scale here the congressional budget office. Which is america's official congressional forecaster just projected that the shortfall in america's gdp from his potential with the end of next year will be about one point three percent. The biden proposal for one point nine trillion is six times that gap. So it's really massively overshooting. So i think the right way determined how much to spend is just to look at it at disaster relief from baltimore perspective. Guard line by line and say what is necessary. I think the unemployment insurance boost is definitely necessary. The vaccine spending was obviously very high return. But when you start getting into the ferry generous checks. I think the case is weak and that also goes for the money for state and local governments at the start of the crisis. There was a lot of concern. The state and local governments in america would lose a lot of tax revenue as a result of the economy shutting down by natural fact. They've done a lot better than expected so their budgets have held up. So i think the right way to look at it would be that you should do is necessary for as long the pandemic assists and you'd probably get some close to a trillion dollars and then later if the economy needs more widespread stimulus because growth is disappointing. Maybe dan that's the time to do more. By the moment. I think is quite difficult to build a case for full nearly two trillion dollars and certainly the democrats are struggling. To make that case. I mean having said what you think woodwork What do you actually think is going to happen. Well that's quite difficult to judge at the moment. So there's this interesting trade off. The democrats will per year more or less. Have the power to override or circumvent the republican filibuster in the senate so they can get through that plans even if there's republican opposition. So they have if you like a free hit and they could use it on getting this one point nine trillion proposal through that said it's not just republicans that the white house got to worry about the moderate democrats in the senate may not support the full bill so it will probably come down a bit anyway. I think one point on trillions quite unlikely. But if they did compromise with the republicans on a small number they could save that free. Hit if you like for some other priority or indeed for passing more stimulus later. Should it prove necessary. So i think it depends on the outcome of that political judgment the white house. I think probably that they are sufficiently far away from the republicans they will use reconciliation. That's the procedure to get around the filibuster. So you will get a large stimulus. But i still think in the end is gonna come down a little bit from the one hundred and
Which One Would You Choose?
"To where you oh no one money and it can start out by you know paying off your credit card debt. Pay off your personal loans paying off your student loans and last but not least pay off the mortgage. Start enjoying your paycheck. I'm not talking about leaving a couple hundred bucks or thousand dollars leftover at the end of the month. I'm talking about really enjoying your own paycheck on a monthly basis. To where you don't have to worry about money being in the bank and last what about having money in savings and i'm not talking about two hundred and fifty dollars or four hundred bucks. I'm talking about a thousand dollars and then building up that that savings account to be six months worth of living expenses. Now if you had that. And god forbid envision this piece in this. I don't like to go down the dark path but twenty twenty taught us a lot about you know ourselves in what's going on. Let's say you're going along. Happy joy everything is great and unfortunately you lose your job and you're out looking for a job and you just can't find one. You still have to pay your bills. But you don't have very much in savings and what you get an unemployment six hundred dollars a week. Eight hundred dollars a week somewhere around. There doesn't cut it. So what do you do. You keep looking for a job. You keep going through the process but at the end of the day. You still have bills to be paid. You call your creditors in your creditors are willing to give you a forbearance or deferment. But that doesn't help you because there's one thing that's happening interest is still crewing on your accounts so you don't have a payment do but next month your payments can be larger. Because you still have a balance. That's do that balances accruing interest in your probably charging on it or using the account. And then guess what happens. You have a larger payment the next month. So how you gonna for the larger payment if you couldn't afford the smaller one and then unfortunately some of these bills will go into collections in in go further down the road and i don't wanna go there. Here's what i really wanna paint you guys this way you're going along you have your dream job and you're making good money and you don't owe anybody a nickel a- dime you are financially and debt free to where you're putting away twenty percent of your paycheck on a monthly basis. You have that rainy day fund. That's put in place. God forbid something happens and you're not living paycheck to paycheck. And guess what you have. You have another savings account for your fund days to where you can take the family on vacations cruises Wherever you want to go and you don't owe anybody a single thing through this whole process. Now stop in. Imagine how that would feel to where you could not. Oh anybody a single dime or a nickel. How does that make you feel makes me feel. It makes me feel great. I it makes me feel like i'm alive.
Should You Rent Live Streaming Gear?
"On this episode. You will learn why you should consider renting livestreaming gear before you make that final purchase decision. So gem let's talk about renting livestreaming gear. Yeah i think a lot of times. We make the assumption that we have to buy this stuff. But if you're in business especially if you're a business owner you're in the business of live streaming. You actually have some options that the the hobbyist may be necessarily doesn't and that is you can lease equipment. You can rent equipment for a short period of time. I mean i have a friend that runs a video production company. He doesn't own any of his cameras. He goes and rents them whenever he gets a job for a client. Because one thing that happens with gear is this stuff gets upgraded all the time and so sometimes trying to keep up with the latest and the greatest goes into one of your favorite phrases. Yes and it's a gas gear acquisition syndrome and basically. It's the fact that you know when we buy a piece of equipment we then wanna keep buying because we see what other people have or what kind of they're using for their live streaming setup. Now to your point jim. I mean when you buy equipment you know. It's it's an asset appreciable asset. So it's like buying a car. For example you buy it and then it's gonna depreciate over time so for example if you bought that thousand dollar camera over time you know it's going to pretty much worthless it's going to be you've got time working against it and you also have the technology as well because technology changes extremely rapidly. You know it changes so quickly that that you know to the point where you buy something in like maybe in a month it's outdated because every about every year there's always something new coming out so this might be. You know a good reason why you should rent livestreaming gear so jim. Let's talk about just the various parts about renting equipment. I mean as you know. Yes people can go out and they can you know if they have. I think keating is like let's start with budget. I mean we rent. Why should somebody rent gear. I mean they definitely show up budget right. That's part of it absolutely. And i think and so. That's where renting right gives you that ability to you know it's like it's like a car taking a test drive you can try before you buy. I mean We're going to share some links a little bit later. Some of these places. You could rent Stuff for as little as three days. So you know be focused that you're going to actually you know you know 'cause how many times do we buy a new piece of equipment and then it sits there for a little bit before we start using it and so this kind of makes you think. Hey i if i if i'm serious about using this piece a year i'm actually going to you know. Take it out use it. Make sure it's it's doing what i think it can do or wanted to do. And so sometimes you're gonna find out that that's not what it is advertised that it would do isn't always what ends up being the case and it doesn't do what you were hoping for a one great example of this you know their cameras so when you're running a livestream you may want to use. Will you want to have a camera and a lot of people to start with the first option the webcam sorry the the built in webcam. And then when they're ready they're like hey i want another will just having. The webcam is not the only piece of equipment you need when you have for example if you're using a built in webcam you need a webcam you need lighting for example to then make that webcam look good and you know those webcams they can only do. So much so might be choppy because it's basically contingent on your computer so for example. If that's not good enough in your okay. I won't improve that. Well then i'm going to go to a webcam and actual external webcam extra webcams limitations. And then you go up another notch. If you're like hey want to. I want to be able to switch different things for example different cameras or i want to have different angles will a webcam can only do so much. Then you need to move into. Dsl are mirrorless camera and those then for example require more equipment to actually run the equipment. So it's it's a slippery slope once you start using different types of equipment. They're always going to be additional costs for example if you buy diesel our camera. Hey it's oh. I can just go buy one off the shelf. But here's the thing. It's not just about buying off the shelf. You then have to buy the right lens. Some of them include lenses which is great. But hey then we'll hey. How do i put this into my computer and that gets us into unietd capture card so as you can see it can quickly spiral out of control and so this is a really really really good reason why people need to consider renting livestreaming gear There's so much out there. And depending on what. Your setup is what your budget is you can easily go and drop immune if you wanted to buy just a basic camera. Six hundred dollars a camera. Two hundred dollars on a capture card to be able to plug the camera into your computer. So we're eight hundred dollars. Roughly right there Let's see what else you need. They need probably an audio interface or microphone. Sorry audio interface or mixer. So that's what one hundred one hundred fifty dollars till like five or six hundred dollars. That's really more bare minimum. So i think we're what that's probably around fifteen hundred sixteen hundred dollars right there and then. Hey i want improve my audio. I can go by mike for one hundred dollars but you know again then. I have to have a by the mike. Well then i have to have the armed. Attach it while the arm is another hundred. So you know you're at what That's that's over two thousand dollars right there. And that doesn't include the software so easily you've reached twenty five hundred three thousand dollars so some of the benefits obviously like to renting this gears. That will if you don't have the cash then. Maybe you rent a piece of equipment that you need. You know that you need and use it temporarily and you use it to film all of your videos at once and then you return the equipment versus. I dropped three thousand dollars. And then i have to actually spend the time learning it in also making sure that it works how i needed to work. You know. there's a whole process at it right job. Oh absolutely and then the other thing you may start to find an and it was funny. I was A guy guys said this the other day it's like if you have one dollar lighting and thousand dollar camera you've basic aren't going to have a one dollar camera because you didn't take into consideration the other stuff that you need to make that camera work right. You know. I mean sometimes like we have people that wanna have green screens. And they don't have the lighting and so they're backdrop actually looks worse than if they just had a plane wall behind them. And so you know reading this stuff can really give you a feel for like. Is this really. What's going to move the needle for me. I mean you know. We've always talked about getting better one percent of the time so this is a big deal when you kind of as you're when you when you've got gas you really gotta sometimes take a step back and really say. Is this really going to help my business. What's the plan behind it. And so you know and and and you may find that your space that you're live streaming from isn't really a set up in a way to properly use that gear right if you've got you know like i'm bringing in a second camera but now when you look at the lighting it's like oh my backdrop looks horrible. My walls not you know so maybe you want to improve the status of your studio before you go one by year but then even renting the gear will let you say oh. This isn't going to work quite like. I thought you know. Cut your. it really is a way to kind of. Cut your losses temporarily until you're ready to take that next step and there are a couple of different approaches. You can take this as i mentioned earlier. If you're you know if you're a type a person you're a planner and you've got everything ready like you know for example what your videos are going to film are and you've got them scripted out. It would make sense if you don't have all the equipment go and go to a rental place and we'll share some of those here and few minutes but go to a place that you can rent equipment from and tell them. Hey you know what this is. What i'm looking to do for the most part. They're going to know their stuff inside now and they're going to be able to also sort of give you a bit of a consultation they're gonna be able to recommend what might pair well
How to Secure Your Financial Future Starting Today
"I wanna thank you so much for doing. This is some happy to be here. I would imagine that before. You are able to build a plan for your money much like a plan for anything else in your life that you. I have to do an honest assessment of where you are. So what are the questions you need to be asking yourself to get started. One of the first things that we tell people to do is that you have to do a look back so you have to go and look back at your finances three months so take a look at where you've been spending look at where your money is going. Heart of having a better relationship with your money is being like okay. Do i really want to be spending six hundred dollars on. Do i want to be making target richer. It's really about prioritization of your cash rather than philly have to be on a diet right. it's about prioritization. Do you want to spend that money towards a home or a vacation or some kind of an asset versus just kind of spending it willy. Nilly on all kinds of things that you might not even remember the next month. Well let me say as someone who in general is not a big spender but has been guilty of exactly that sometimes the hopes and dreams seem so far flung right what it would take for me to get from here to owning a home feels like it has so far that it feels like there. A creature comforts. I can give myself between here and there. That are much more attainable. But as you were saying we'll put me behind in my ultimate which is one of the reasons you always should be assessing. I would say do it every six months. What is the next financial milestone that she wants to reaching your life. Whether that's i want to improve my credit score because it's not about new. Want to really improve your credit score. What are you really want is. Maybe it's a better house. You wanna qualify for a loan. You want a better credit card you want to refinance your student loans. It's not that one. Step that steps going to get you to where you want to go. See you've got the goal you've got to look back. The other thing in this is really interesting. And i have a whole workshop call. Marie kondo your finances. It is about actually organizing how many people can off the top of their head. Tell me what their interest rates are on their credit cards in their loans. What are their balances. All the accounts that they have or that they know their net worth most people. Don't know that stuff and it's not complicated but you actually have to like. Oh let me go. Pool that banks day event. Oh that's right. I had that retirement account over there. That i never rolled over. And that's the organization. Part is really key
"six hundred dollars" Discussed on WBZ NewsRadio 1030
"To six hundred dollars when you get a king mattress for the price of a queen or a queen for the price of a twin plus get a free adjustable bass with your four ninety nine purchase miking WBZ's traffic on the we have snow on the way the diet arriving later tonight and then waking up in the John south of Boston to a couple of inches on the ground pretty heavy at points tomorrow some of us just a few flurries but again keep in mind if you're traveling early tomorrow there is going to be some precipitation real feels tomorrow the twenty is a cold weather continuing and then right back up into the feeling of spring in the sixties over the weekend with some rain right now we've got a little bit of sun Hugh clouds it's forty degrees in Boston this is WBZ news radio ten thirty with the news watch never stop good afternoon I'm Laurie Kirby here the five things you need to know what to fifteen on a Tuesday the red Sox accused of sign stealing a one time Sox clubhouse attendant charged with child rape state's highest court hears a case dealing with racial bias a sex assault settlement with the celebrity chef and again the athletic reporting today the red Sox are accused of the legal sign stealing during their two thousand eighteen regular season they went on to win the World Series later that year we are following that story throughout the afternoon here on WBZ newsradio and the I heart radio app today in Lowell.
"six hundred dollars" Discussed on MYfm 104.3
"Plus six hundred dollars to forget about twenty doesn't sound as cool twenty grand and twenty minutes give us twenty minutes and six seconds we'll give you twenty thousand six hundred dollars. there's no. she. season. there's no. this sold in notes and we. do you not. and then you. so. he was there at the iHeartMedia.
"six hundred dollars" Discussed on Vox's The Weeds
"Three six hundred dollars year to parents, depending on how their kid is as review universal child allowance and then the last categories Booker in comma Harris, both have bills to give tax credits to people who were renters to subsidize their rent's, especially in high cost cities. And so we looked at these five and saw how much each of them would reduce poverty poverty party for kids. So that we can judge these proposals. Not just how much they cost. But are they doing the important thing that we expect anti-poverty programs? Let you find. I mean, can you lay the land of like what the space what are these plans going to do if they were at acted? What's a range of your short? So all of them could poverty by millions of people in. So it's a question of how many millions of people you're cutting come harasses yet you see plan. It's called the lift act on an technically creates a different very TC like credit that is not called the IDC, which is sort of confusing. But it does the most because it's by far the most expensive that it cuts poverty by about three percentage points or nine point six million people so just to pin that right? I mean, there's like this two different reasons. A program could be very effective as you're cutting right? Like one is like a lot of bang for the buck, and the other is a lot of bucks. Right. Exactly. So so lift act is just like the biggest it's just the biggest it's it's about two point five trillion dollars over ten years the scale or or somewhat bigger than than the Trump tax cuts, a very very big. Graham, but also puts a lot of money in they ends of poor people. What I found most interesting is that if you assume they all cost the same. If you're only interested in bang for the buck easily the most effective at the rent bills that booker's Bill and Harris's Bill that give money to renters reduce poverty by more than the other ones. If you assume they all cost the same which says some interesting things about who's in poverty. It tells us that that rental costs and housing costs are really big driver of need for people in poverty, right now, which helps explain why this is becomes a big focus area for a lot of twenty twenty candidates and something they reject on that real quick that that I think is interesting about those bills is you can imagine somebody's sitting back and saying, well, why should we be subsidizing people to rent, you know, why should we only give rectors help? But of course, we have a massive program of the mortgage interest tax deduction, which is a subsidy people buy homes, and so the idea that you would because that has been hard to actually get rid of. I mean, we have different times like tweaked it a bit. But. Because it has been very hard to get rid of because it is just Jake Ganic in terms of its annual. 'cause I did that we might create a more targeted program to help renters who are more in need and are no less as far as I can tell morally worthy of help than homeowners. It seems like an interesting way to go about that so much of the conversation about the inefficiencies and inequities in our housing, finance or about can we get rid of the mortgage interest tax deduction. And why no it is a a. An expensive way to do it that you just instead parrot with very big render subsidy that might actually be the way to go. Yeah. I mean, I think the question from a housing policy perspective about these things is that it it doesn't give you a bigger subsidy based on how poor you are. It gives you a bigger subsidy based on how poor you are relative to the local cost of housing, right? So a person living in New York is going to get a bigger voucher than a somewhat poorer person who's living in Arkansas, and it's not it's not a coincidence that that framework would appeal to a Senator from California and a Senator from New Jersey, which are some of the highest cost states that are out there. But you know, if I was a Representative from a low cost state, I mean particular a low cost low income state, right? Like Arizona like Kentucky at five Joe mansion in West Virginia..
"six hundred dollars" Discussed on KDWN 720AM
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"six hundred dollars" Discussed on Biz Talk Radio
"Now the challenge with the calculation. Is pretty obvious. It includes all other taxable income. So in other words, if a couple said twenty six thousand six hundred dollars of IRA withdrawals, and no other income sources and also add seventy five thousand of capital gains. The standard deduction would offset the IRA withdrawal. From being taxable. Remember, you get a standard deduction of I think this year, it's twenty four four. But if we're using last year's numbers. A married. Couple aged sixty five would get twenty six six. That's why I'm using the example of twenty six six weeks in two thousand eighteen you gotta standard deduction of twenty four thousand and both are over sixty five. They get thirteen hundred each additional so twenty six six so if you had no other income, you could take twenty six six from your IRA. And still the I seventy five thousand of capital gains would be taxed at zero. That's pretty awesome. And it really does make room for a tremendous planning opportunity. It's also one of the reasons, and there are many why individuals that are in their sixties. Ought to seriously consider postponing taking their social security not only because it's the best annuity. You can buy inflation adjusted, but it buys you more room to be able to liquidate capital assets at zero percent tax rate and or do Roth conversions at the lower ordinary income tax rate. Now, if you want to do both it's gonna take some tax mechanics. Or at least machinations to determine which one is going to be more suited for you. If it's money that you want to leave the ears. The RAF may make more sense. Because remember stocks that have gains. Left to heirs receive a step up in tax basis. I had an Email question on that over the weekend. I forget who from idle probably come up sometime this week. But it was an excellent question. Do I sell and get the capital gains rate or do? I do a Roth conversion. And in my communications it was. Well, this is money. I wanna leave to my kids Roth conversion because the Roth conversion means all of the growth from now until the day, you die grow in the kids as state. At essentially because they're going to get the money tax free. And only have to take a required minimum distribution of peanuts. And any gain in a stock? Remember, this is so important. Gets stepped up tax basis upon death. And so therefore if your goal is to leave a bunch of money to the kids, you don't sell stock today and pay a capital gains tax. Even if the tax is zero. If you could do a Roth conversion and offset your ordinary income with much much much lower tax rates because the stock is going to pass to them tax free. Anyway. But to do that without pushing a pencil to it and getting serious financial in taxes systems would be foolish because everyone's situation is different. The thing to understand is married. Couples today. Get a twenty four four standard deduction and about almost seventy eight thousand dollars. Of ordinary income. So that takes them up to about one hundred and four thousand dollars, you can earn one hundred and four thousand dollars and any capital gain that falls within that hundred and four thousand bucks in two thousand nineteen will be taxed at zero percent rate. Rest taxed at fifteen percent all the way up to taxable income of almost four hundred and eighty thousand dollars. It is a tremendous planning opportunity to be discussing early in the year. Mike right now. Financial? We'll be back. You like business content. I mean, if he did like business content. You wouldn't be listening to this show. Right. What if I can give you even more of what you like? Now, we've never met. But I'm willing to bet you were very busy between your work.
"six hundred dollars" Discussed on News 96.5 WDBO
"How're you doing? Well, there's a lot on the to do list though. And I'm wondering if I can stretch one thing off, let's do it. All right. What all my daughter had a part time job last year. She's only fifteen and she didn't earn six hundred dollars. She was just under the six hundred dollar limit. We had previously opened a Roth IRA, and I did the parent match. And so she was able to contribute to that. But because under six hundred dollars, I think that means she doesn't have to file a tax return. So should if you're gonna do a Roth. She can do a return she can do one for free and take like two minutes. And so she should file because she has. Yeah. And the Roth is so advantageous to her that it's worth doing, and she can only do the Roth even what you match it cannot exceed what she earned, right? We opened up a year ago. And so she put in five hundred dollars a year ago and then five hundred dollars because I did the match with her, but she still didn't hit six hundred dollars. So I'm wondering if there is a requirement for her to file because of the Roth even though she didn't hit the six hundred dollars. Or is it just a nice thing to do to get back the twenty five dollars or so that she put in for? So my understanding is that to be. Properly eligible for Iraq. You got to file a return? Okay. And there may be a someone who does tax or CPA enrolled agent or CPO does taxi says, I'm out of my mind, but my understanding is that is a requirement to do the Roth is that you do file their return. But again. It'll be free to file, and I promise it'll take two seconds. You know, you can file a small return like that right on your smartphone. If I remember, right. You could also go to irSgov and click on free file, and there's nothing to it to do. Kids return. No, I did that last year with the IRS free file now is there any reason that I would have to go with the same provider that I picked last year. Absolutely not you can use anybody on the free file list. Okay. And also there's credit karma tax. But I don't know they allow child returns that credit karma tax is free for any level of income. But in her case, the easiest would be Bill.
"six hundred dollars" Discussed on 600 WREC
"This is six hundred dollars. Ninety two point one FM. As we roll along eight hundred nine point one, Sean toll-free telephone number will pop the bottom of this hour. We're gonna play after the news the press conference parts of it from earlier today. I mean, Jim Acosta April Ryan, and you know, a lot of the predictable hostility from the press and the president wasn't having it and he just he just unloaded. And you don't want at the comes a point where you just have to wonder. I mean, if you want to compare I mean, Obama lost sixty nine seats, and you know, the president where we had thirty two or three house seats. They needed only twenty three is not a big margin here in a lot of ways. But you know, they did win Republicans had a headwind they had history. They had forty four retirements which were poorly timed. I think a lot of it related to Trump is presidents now bringing in people that are far. More supportive of his agenda than some of the people that are now out in those that have left, and frankly, the president having helped all of them will play a part in the president, you know, moving agenda items forward like supreme court nominees. But if you compare when Obama lost so badly in two thousand ten he took twenty two questions ten reporters and the president today took sixty eight questions from thirty five reporters. Obviously a happy president today. So I just you know, history mattered in all of this headwinds matter. It's very funny because if you go back to nineteen thirty eight you can look at John Kennedy picking up a couple of seats in nineteen sixty two. And losing four house seats. You can see Richard Nixon after the sixty eight win he law. He picked up two Senate seats, but he also lost twelve house seats. Ronald reagan. His first term he picked up one Senate seat lost twenty twenty-six house races. And then it's like you look at Obama and you look at Clinton loses fifty two and eighth net minus sixty and then Obama sixty three and six net, minus sixty nine..
"six hundred dollars" Discussed on The MacCast
"To be that big of a deal in terms of the configuration. And if you wanna save a little bit of money, you can upgrade the ram. So, you know, go with eight gigabytes of ram, and then get ram after the fact, and and install it yourself. You do have that option with the MAC mini, which is a nice thing. But I'm hearing from a lot of MAC mini, folks, including I got this comment from listener, Chris Chris from Houston area. I'm a longtime listener just wanna get feedback on the mechanize -ment. I was really cited just as you about the new mkx many. I'm I've been waiting for the replace my two thousand twelve mini that's been you know, aging and the only concern I have was the pricing always of the memory and storage upgrades. I currently the two thousand twelve with sixteen gigs at a quad core. I seven that that's been working great. I've been meaning Ovalles one terabyte. So they like the same so evil a sixty curly as low as one hundred sixty seven dollars for the saying of model. I also take the EMA of that the seventy actually win is about two hundred seventy dollars. Well, apple one six hundred dollars for one survey. Fifty and unfortunately, as you mentioned, the no it sold of mop replaceable, at least they made the memory replaceable. It goes the same thing thirty to the memory from apple six hundred dollars while you can buy some, you know, party memory for less than half of that. So I am a saying apple to make some profit, but they buy wholesale. So they're paying less than what I'm seeing retail. And I don't really think they need to make that much money on this stuff. I plan on the game buying probably the the six or seven, you know, with with the one terabyte, I guess, I don't have a choice since I got a lot of enlarged iphoto library the music library. And I'm gonna be getting the minimum memory Nate. Exulting upgrading though at late at time to thirty. Hoping sixty four for what I'm doing. So anyway, but I'm excited about that. I also liked it you Meko care. So I have a two thousand thirteen MAC pro that or says 'fine, so I'm gonna stick with them. Not my primary. I like to have my MAG many terabytes, I think he almost five local have all my logo. I don't have to have everything in the cloud. Haven't local with timeline backup, saying marble walls. So anyway, joining show and thing or you sure what happened there. But for some reason that message got cut off. But I think you were finishing up Chris. And again, as I mentioned, I think the pricing. Yeah. It's a premium. I think it's something we just have to recognize that we pay as part of, you know, people like to call dabble tax, but it's just that premium price that we pay. I just wish that apple didn't kind of have this false. It's almost like a false bottom that I think, you know, they should've just charged fourteen hundred dollars for the new for the new MAC, mini and called it. What it was in configured it in a way that I think is a good base configuration. Like, I said sixteen gig. Sarim and at least two hundred fifty six gigabyte SSD, and then let people go up from there. And then it wouldn't be. So I think as painful, but you know, I I have to say I would consider, you know, if you wanna save the money, I think the best thing to do is maybe go with a little less SSD storage. And this by an external driver and external esus D that you can add on additional storage at a more. You know? No, less premium price, and that way, you can keep your boot volume in your apps running quickly and fast..
"six hundred dollars" Discussed on KOA 850 AM
"A six hundred dollar car payment. Yeah. No. I can't. Just insanity. Yeah. You need to sell the car. The car is in her name. Her name. And so she wants you to let the cargo. Yes, we had a car previously. And when I got pregnant she felt like, okay, I'm gonna give her a new car. She was doing a favor for me. Because the old car I had wasn't any good. And now she hopes this over my head as if it's a burden and it is a burden. Yeah. It's not hold it over your head. It's a burden. You guys did a stupid thing together. And it's costing both of you. So she's right about all of that. What's the? Get the car. You did what's the car worth? I don't know how much it's worth and she has three years left. She got an aside year the'll to pay six hundred dollars a month for a Nissan. Okay. What do you make? I make a thirty seven five hundred. Okay. And how much other debt do you have? I have sixty K and student loan. Yeah. That's yeah. That's about it. So what if we did this? Okay. What if we said, you know, mom, I agree with you. I shouldn't election. Do this. You shouldn't let you do this. It's a bad deal. Let's get the car sold. Mom. So you don't wanna you don't wanna be repoed. Let's get it sold. And and the six hundred dollars a month that I was supposed to pay for couple months. I'm going to save that up. I'm Obama a little hoop deal fifteen hundred dollar car. Okay. Okay. So I have a thousand dollars saved because most. Yeah. But you can't move out. You don't have a car we sold. So we need to get you a fifteen hundred dollar car as soon as we can. And then you need a thousand dollars. And then you need to move out. Okay. Can you make it on thirty seven five in Houston, Texas? Yeah, you can make it. It's gonna be tight, but you can make you have to rent something cheap. You know, you're not to get on a budget. I'll help you. I'll get you in financial peace university. And we'll get you on a budget and show you how to handle money, but this car has gotta go, and you gotta get you a little crash car a paid for car and lots of screw up in cars that were not as nice as we're talking about a fifteen hundred dollar car. Okay. Going to have a fifteen.
"six hundred dollars" Discussed on The Daily Zeitgeist
"To pay for stuff so during the transition he asked an aide to put a six hundred dollar hotel room for his family on their personal card and then when they when they got their credit card bill this aid went to the chief of staff hey i got a he had me put six hundred dollars on my card for this hotel room and the chiefofstaff sorry the window for transition expenses has closed and so they're like well what the fuck was i just paid for this dudes families hotel room what the fuck and then like i guess a few weeks later something other later like six hundred dollars cash left on her desk for it but like this is the kind of just dumb shit that this fucking kleptocrat again this man is in charge of the environmental protection agency not the school scam lord whose cheapest tuck agency and so obviously people have an opinion on this man because he's completely just letting companies do whatever they want to the earth and not looking out for our future with things like climate change so he joined the prestigious club of administrators who have been confronted in public recently he was confronted by a teacher who was holding her child she caught him at lunch and was like had some words to say someone recorded check this out urgency resign this is my son animal air water you're slashing our fronts with ration you've been hanging.
"six hundred dollars" Discussed on MyTalk 107.1
"That was the latest light valve listening fly out of georgia that was the last plane and some countries like sorry here's a refund you have to make your own accommodations well this is this is the new statement the explanation about that they said we felt the best now this is an exact quote from the statement we felt the best option for these passengers was to provide them a full refund on their airfare so they could get get on their ways quickly as possible if their tickets were your book directly with us the refund is being automatically credited back to their account if passengers booked through a travel agency or online travel provider we are working with those partners to assist with those refunds sun country may take up to seven days to process the refund dependent on the passengers bank it may take longer for the refunding be reflected in the passenger's account we've expedited processing these refund ahead of all others so that's my big problem with this i know that they can only do so much but again those are the people that i'm thinking of and and we mentioned this yesterday there is a lot of people because the average ticket price to get a oneway ticket back to minnesota or wherever was six hundred dollars six hundred dollars is a lot of money and these people they just got done with the vacation so chances are they spent a good chunk of change maybe they saved and saved and saved and six hundred dollars they don't have and now they have to wait seven possibly seven business days for that refunding to cycle through no that's the reality i mean you can read those words in it sounds it sounds reasonable and i guess it is it's realistic but seven days we've lost a thank issue or is it is it there how it is a big issue but on telling you i'm telling expedite that i wonder how they could do that start writing checks well they wouldn't have to worry about it if they would have found a way to charter a new plane because i'm telling you said it yesterday and i'm gonna say it again today the.
"six hundred dollars" Discussed on Photography
"Stuff like you can choose frequently used emojis from it when you're typing or it does the like what is it the i touch or whenever with your fingerprint but i guess what i really be debating between is not actually the mac book in the macbook pro but between the macbook pro and macbook air so if i'm debating between the mac book and the naquib pro obviously gonna go mac book pro because it's the same price and it's faster but the mac book airs like five hundred dollars less or more i think it's actually six hundred dollars less but is it significantly slower like using it as a travel computer but i will use it for like i'm going to record podcast episodes in it and occasionally i'm going to open photoshop i would like to run light room on it when i run light room on my laptop on my laptop with smart previews so actually remarkably quick it's perfectly fine what i would just suggest as getting the most ramble silken you can or getting the faster processor so by the time you beef up your medicare in might be similar to a mac book pro you would buy you know what i mean price wise and they're and they're they're all like ssd harddrive salary for the most part yeah i think i think the michalak pros will be in the mac books are the michael pairs have always been i think it's really difficult to get my computer without an ssd drive.
"six hundred dollars" Discussed on KBNP AM 1410
"Cost what six hundred dollars seven hundred dollars the iphone six six plus i would say that's a fair amount to pay because if you think about it the only thing that really way where is out on an iphone is the battery sure you may drop it a few times you may break it as totally different but there's no actual wear to at there's no moving parts if you've got a two or three year old phone and you can make it work again for seventy nine dollars i think a lot of people would do that instead of upgrading and of course this is the conspiracy theory that they get people to buy the phones instead of replacing the battery all right you see that that's where things get really crazy that's where we get problems the fact that people are coming to conclusions and i think anyone who bought a brand new iphone on the theory that it's no good anymore who were fooled into thinking something that wasn't true i suppose they could then you know one of the reasons they can have in the lawsuit is deception yeah it it sounds to me like they didn't want to say this if they could point to a technical support document explaining this or something that they did at the w w d c talking about this ansari developers for example right and and then we would know that this was not hidden that this was something that they had spoken about out in the open it and i think developers would wanna know because let's say you're developer and you've got an app and the customer says well this app isn't running very well the developer would wanna know okay well how long have you had it what's.
"six hundred dollars" Discussed on Accidental Tech Podcast
"And you have the great o s are 60 sounds amazing cost like sixty or seventy bucks but his pretty uncomfortable then you have the bayard today dte eighty which is the one that jaidee's he's asking about here they are great tiffe's the pair on her at her desk stole their wonderful around two hundred bucks very very comfortable everything about them as great except they have that opened back which is impractical in certain context and then also if you don't like very strong treble you won't like either of those options if you like a more what they call laidback sound where the kind of like roll off the treble it's very much like younger people tend to like this little more because it kinda goes into like the soft as loud musical aesthetic that has been taken over recently in like you music and stuff and whatever else that i'm probably mainland that her analogy four if you like that if you don't like a lot of trouble on you like to be very soft and like you know gentle on your ears the sennheiser hd 650 used to be six hundred dollars and in recent years they've done a bunch of like special things were they've cut in the price of that or the doing special editions with mass drop but it's still basically the xt 650 that is an amazing headphone its old it it looks kind of weird because like speckled plastic it's a very ugly the thick it's an amazing sending headphone if you can get it for below three hundred bucks and if you don't like that strong trouble that the bear them it will give you so basically those recommendations ignore the source material quality just get whatever you get don't be upset it's wonderful it'll be good enough and if you wanna spend sixty bucks like any like trouble and you don't want comfort get the great os are 60 if you if you want comfort and the still i travel the dta eighty and if you don't like trouble and can spend like three hundred bucks issue range the sennheiser hd 650 and on the dax side.
"six hundred dollars" Discussed on Yahoo Finance Presents
"The penalty for that isn't that high and a lot of insurers really would like it to be much much higher at what is it now six hundred dollars it's around six hundred dollars and that's just and that's enough that someone can say you know what i am not going to do this i am going to roll the dice and not have health care and it's also that penalty is less expensive than having health care with a lot of these premium increases so it's a kind of vicious cycle there and in many countries that have a similar mandate style of version of their healthcare that mandate really has a meaningful penalty more than more say six hundred dollars in kind of whips people and participating in the last thing that really is was causing some trouble is the outreach in getting people knowledgeable and understanding of what's going on there so much confusion in obamacare not even everyone knows that obamacare is the affordable care act many states have their own names for these things uh and that's something that uh hhs and tom price and have not really been um been good about because it's a program that they do not support so rick do you believe that trump is indeed undermining the affordable care act absolutely uh the number one thing that lethem was talking about her those subsidies that are supposed to go to insurance companies mmhmm and that's what the law says the law says uh the administration the government the us government is supposed to pay those subsidies um in bite when you when you hold out the possibility that maybe those subsidies aren't going to becoming um the insurance companies have to assume i mean they have to lock in their premiums they're going to charge for 2018 within about a month or so uh in in some states they've already had to lock in so if you don't know if though if that money will be coming then you'll have to price the policies as if that money is not coming.
"six hundred dollars" Discussed on WBZ NewsRadio 1030
"Get older new get it back cannon right right so that is socialism all i know is the last time that uh i got sick um they get well the medicare bill picked up something but i got stuck with a whole big chunk of money that i had to pay out of my pocket and now and i would i i was able to pay the money so i like cheerfully paid for it because they helped me get well actually i think if i meet somebody dying in the street i'm not gonna say oh he's jerk as he doesn't have medicare let let him pray to god go to his church not been trying to help effort via leakers it doesn't sound like that and i will say that i cannot agree i almost if i'm on my own let the my own devices i think what's better to pay six hundred dollars a month for for insurance all my life or to pay nothing and then just hope i don't get second hundred i do get sick at pains in instalments and basically instead of paying all this money up front paek after the fact if i use it in what's the difference here six hundred dollars a month without being sick for all your whole life or they six hundred dollars a month after you get sick if you need it if that was the obamacare is for the people that don't have medicare and stuff like that they have to pay six hundred dollars an hour i'm talking about i've just using a a a figure of some amount that people do pay for insurance i i can just say acts which is better paying acts for insurance upfront by the use it or not or pay x per month if you get sick for the rest of your life and i mean i think as always she has you wouldn't get that sick and you could keep.
"six hundred dollars" Discussed on News Talk 1130 WISN
"Six hundred dollars to tarp package and so for every two hundred dollars that we raise we send over six on the dollar package so in essence the rotary club in close a music foundation them parvez guitars which is the guitar there were using the triple their money i think is a good effort to expand your donation if we're gonna take a listened to a little bit of you ongo tauran i've been a big fan for a long time let's listen awesome oh on on them oh welcome gordon close founder of betar's for troops stepped jess of as the program coordinator what if somebody listening is like everything that they've heard so far from both of you is great but the problem is my husband or my wife they are not musically inclined at all they can't play there's also a book that included which who has written by gordon and it's color coded so that he claims that he can teach anybody how to put play a guitar in ten minutes he's probably right for me well that that was eleven but so you can learn and their two cds in there as well so you get to play along with gordon while you're learning we delivered one out to a gal actually than i met during a event that we were at and she took it home and she videotaped and sent some of the videotape to me of her husband playing who he didn't really know how to play but was teaching his two little girls how to play while ray what does that do for both of you i've been involved in league with our business forever of me for a long long time is probably the most heartwarming experience i think of experience through the through all those years of playing.