39 Burst results for "ramsey"
Fresh update on "ramsey" discussed on The Dave Ramsey Show
"He has been unemployed only a couple of weeks now, but. I Have A. we saw the open. Is the company that I'm working for that? He would be a great match for but my husband. I'm not sure how can make that referral. You want to be working even in the same building or even the same studios need, but we go to like the same human resources and I'm wondering how you would recommend. or Have a policy about that. Not that I'm aware of okay. I think I. would just be funny about it. Yeah, that's what I was gonNA. Say just call it out I. Have a good time where they go. Hey, this guys are really good guy. I Dunno, it's me. Makes me breakfast. Pinch does. Well Mother's Day I mean we could call it out. I don't know how some fun with it, though and just tell hr. Obviously obviously. I have a conflict of interest but. But you, you're hired me and I'm working out. which isn't good indicator that people like our family or good folk? Right. And, he's great match word and has all the educational requirements that they need. So I was hoping you know that's the way something so I just don't want to be just too weird to. Make referral. No, I don't think it's weird unless you make it weird. I mean I think like Dave said. If you just call it out, see things. Get Weird when you try to avoid the awkwardness, but if you go head into it and have fun with it, it's disarming, and then it makes you and him that much more likable, and then that much more open to it I mean obviously they'd want. Want to be interested in his experience and skills, but I'd open it with something funny and fun like David was saying, and it just opens the door for them to consider him for his skills, but also knowing that he's your husband so yeah I think you can have some fun with it I think the other thing you need to consider. Is the downside date, not the organization, but to you guys. if he got in. Even though he's not in the same building, or whatever and he got an apartment had a bad experience as gonNA. Sour you on your job. I don't know I. Mean working I worked probably, and he'd be working more public relations. I know it is the same organization. Right someone in leadership pooped on him. Right yeah on, if it's a different building, it's still poop. yes, well same company that made me. Make me sour towards fans. and. You got to think about that. It's one of the reasons we don't hire we our policy is we almost never? That's how we say sometimes we do, but we almost never hire relatives, and that's the reason is because if you if I have to reprimand or even fire your husband. It's very hard for you to stay engaged and. Loving this place you know. Yeah blood is thicker than water in that regard, so you guys need to talk through that potential awkwardness as well from your perspective. If you want to do it or not, because my fear is, is that if I lose one team member? Because if something's going on, I may lose to just because they. They're connected at the HIP. You know and and it just that's the problem, not their distant cousins or something. That's different, but husband and wife. You know that's that's tough. We did we have hired. You know occasionally, but but it's a very you know we talk about it openly. We like you said we approach the awkwardness I. Think Lot of times. If you just say stuff out loud, it does away with the demon. It's amazing how disarming that can be, because I think people try to keep the peace and keep things normal by avoiding that actually just makes it weirder. Just go straight into it and call it out and be like hey, this I'm. I'm married to him. This is uncomfortable. This is maybe a little bit obviously. I'm biased, but hey, let's talk about. Are you open to it? We've talked about it. You know here's the potential concerns, or whatever like you said I do think it's interesting with the aspect of the effect on their marriage, because that's a lot of time in the same world's your home, world and your work world. Even if you're in different departments, it's the same type of. Some rules like we don't talk about work, but a certain time. Yeah, and then we turn, turn work off, yeah. That'd be a good idea. All right Mary is in Texas Hi Mary welcome to the Dave Ramsey show. Hi Dave, how're you? Thanks for taking my call? Sure we also. I have a question My husband was in the oil and gas industry. Here in Texas. You know It's not doing very well not. So his company laid off about sixty percent, the employees and he was caught up in that and He created a consulting company sound some part time work for maybe the next three to five months. For about twenty hours a week, but we're still not where we need to be. In at the end of the day. He got a like a settlement type thing with his company. They paid him. Couple years of his salary and we got eighteen months of insurance, so how much money you go! he got about right under six hundred thousand okay. Wow Not Bad and And, so his concern is is that he came to me the other day, and this just happened like a week ago, he said to invest in a oil franchise like oil change franchise..
Trump administration rescinds foreign students rule
"The Trump administration has rescinded a rule that bars foreign students from staying in the country and taking all classes online this fall. CSU is in on multiple lawsuits challenging the administration's decision to revoke visas for foreign students who planned to take classes online due to covert 19 s U. Is home to more than 10,000 degree seeking international students and is the top school of choice among international
Fresh "ramsey" from The Dave Ramsey Show
"And I have a unique problem of of needing some guidance through sorting through all of resumes and applications were getting. Far, more people than we could interview, and we put a lot of weight into you know how much time they spent at their previous job, and I'm I'm not sure that's as relevant as it used to be. And I was just seeing if you had some red flags or some things that that you look for if you were in my position, Yeah Jeff I. I think I would love you to start by quick exercise. Tell us what will help you win. The most one of the characteristics qualities the skills that you could identify right now top of mind for an applicant. You say you know what they're the type of person that's GonNa. Help US win. What are you looking for? Butter team player? I like to collaborate works. Works well with others okay so aid to put their own two cents in great. That's a great list right there. Team player a collaborator right? There's a spirit about a team player. There humble a collaborator again. That's that's speaking to their desire to actually get into the team environment. Get their hands dirty. They're going to contribute. It's not about them. It's about the. The mission and they actually enjoy the creative collaborating the rest of those skills, those top four or five things you listed off. I'd be looking at the resumes for evidence of those things to start. That's here. I'd start. Yeah, that's the best way to do it and then you can do a quick phone call and look for those. We picked up a book. For. My friend Pat Lynch only a few years ago, and we had people here, and we would say well so and so just doesn't get it. and. We didn't really know what that meant. Although we just knew that they didn't get it. They didn't get the memo and. We when we read pats book, we started figuring out what we were meaning in his books called the ideal team player and ideal team player. Here is hungry, humble and smart. People. Right now, the other people smart they're hungry, meaning the go getter and they're humble meaning it's not all about them, and if you're missing one of those three, you're going to have a problem inside especially inside a small business and you're looking for what you said is a sense of ownership to you want them to act like an owner. Which is one of our core values here you're all self employed and so we want you to act like that when you're here. Think about what an owner would do and do that and that's how you're the right. You're on the right track. Then now one of the things we do to see to call it as we'll do a quick phone call and just look for a culture fed on the phone call, and then we, the first interview is no more than thirty minutes long if they make it to an interview. Do not spend more than thirty minutes on the first interview. Even if it's the best applicant in the entire frigging world, you're wasting your time. Do not spend more than thirty minutes and spent two thirds of that because you have two ears and one mouth, two thirds of it listening one third of it talking, so you've got twenty minutes listening. And ten minutes of talking, do not go thirty two minutes. Do not go thirty one minutes thirty minutes because what you're gonNA fine. If you haven't already found this and I found it back when I used to do the interviews, I don't do them anymore. But some people walk in the door and hadn't even said a word and you're already. It's all over you know. You got confused somewhere along the line. You got confused. You're not qualified and so, but you have to spend a few minutes with them, and then if you don't watch you like people, and I would spend an hour with somebody that I was never going to earn a million years, and it wasted their time. My time frustrated everybody by involves so now just just thirty minutes. We're going to get in and out, and that sets the stage Jeff. Real quick, you said you have so many applicants. You can't talk to all of them. How many we talk about and for what type of positions or position and we talked about? So they're. They're mid entry level positions, and I would typically get. You know three months ago. I would have gotten five to eight resumes four out of five or seven out of eight with a wet straighten trash cam. And today. I'm getting you know fifty okay. applicants to the same job and I'm fighting fifteen that that just looked beautiful pancakes, so let me let me just give you one of the things I. Think what David Right before you get to the phone call. I think in these ties with the amount of applicants that are coming in due to the massive unemployment numbers I would email all of these people and I'm GONNA test. One of the qualities at Dave talked about in pats. Book Ideal Team Player I want to test for hunger. She because Pat and I've actually talked many times on the tre. Lucia podcasts used to host the program here for Ramsey solutions and pat night I think days agreement You can't teach hunger. Is teach humility I can train humility and I can teach people smart and train people smart I cannot put an appetite in somebody that does not exist. And he agreed with me on that I would send an email to all fifty nine say some type of quick assignment doesn't have to be a long thing are trying to scare people, but you're trying to delineate Dave between the people that are hungry and the people that are just looking for Gimme. GimMe Interview I. Only see some hunger I'd say some type of question like Could you send us in a three hundred words? Y You want this job? And why? You think you would be better than other people that are applied something like that you can make up your question. Make it relevant to you, I think those that respond I'd look deeper at their resume because I. Think they're showing some hunger at least some initial hunger, just idea. Give them a little. Give them a little. Test toll thing to jump over and what? And people in our serious we'll go. I'm not jumping over absolutely. Okay, yourself select. That's get twenty eight out of the pile because they may be mass mailing resumes like everybody does I'm telling you that's happening. Yeah, it's definitely happy so what we're trying to. Hundred resumes. I got no responses just crapped on work as why that's right, we're looking for people with a pulse or looking for people with. Questionable on the pulse? Yeah, no, yeah, you people are wired up and fired up and so give them. I mean I've known guys that were more manipulative than I. would suggest, but it was like a sales thing yeah I, you know I. Send Out something in the not respond for three or four times and see if they'll keep coming at you. That's right because sales is about rejection, and are they gonNA keep coming at you I. Don't and I think that's a wee bit and manipulate us, but it still makes the same point of If you put just a little bit of a filter up, it'll screen out a whole bunch of it. That's right. For Hunger, and by the way to your point, Dave, 'cause you really created the interview process that, of course we still do, and we teach at entreleadership and it's. It's one of the hottest lessons every year Andre Masters series. How we do interviews our interview process. It works folks. But I'm GonNa, tell you something if you can get to the point where you come up with some of your litmus test questions to gauge hunger. I'm telling you to really help you because. People will fake hunger, but the ones that are really hungry. They'll stay on the line so to that extent that you can really do that. It's going to really help you get the right. People look for hungry people. You can train them to do just about anything. Yeah. I mean you can. You can really test for all three things can. Hunger Super Import on I agree with that. It's Tar Delight.
Miami mayor resists calls for more closures
"Corona virus cases continue to explode across the country, especially in the south and west. CBS's Jonathan Vaguely ADI reports on the latest from Hard hit Florida Despite a spike in Florida Miami's mayor today resisted calls for more closures. Overall, Florida added nearly 20,000 new cases over the weekend. As more people pushed testing sites to capacity and new covert patients fill up hospital
Fresh update on "ramsey" discussed on Dave Ramsey
"Natural disaster is me. King does angels become? Could me 844305 78 100 Looking Tio Follow me on Twitter at walls. Freedom. He ought to be tweeting. That's a lot of fun to tweet sent me an email If you got any thoughts on this show, send me an email my new email address his Walsh JMP know that sealed one. Excuse me. It's Joe Walsh Show, one at gmail dot com. Joe Walsh Show the number one at gmail dot com. So I did something this afternoon earlier today that you didn't have to do I did some earlier today. To save you from having to do it. I did something earlier today that probably many of you had no intention of doing. I listen to Rush Limbaugh. I only do it every now and then. And I do it. Because I'm most curious. To find out what he's talking about. I'll turn on Fox News a little bit every night, sometimes mohr than a little bit every night because I want to know what the hell they're talking about. I want to know what the hell they're not talking about and again, by the way, not to get lost in the weeds, But I'll get lost in the weeds a little bit another night last night. I'm tough Prime Tam Prime Tam prime time lineup Tucker Carlson, Sean Sean Hannity and Laura Ingram. Three hours of primetime real estate. And I mean to tell you basically they again another night They ignored Corona virus. They just they don't even talk about it. They spent more time on Gillen. I hope I'm pronouncing that right Dylan Maxwell, Jeffrey Epstein's partner in crime than they do on a virus that killed 138,000 Americans. Another night. Fox News just ignores the virus. So remember all these folks who watch Fox News religiously every night If they don't know the first thing about the virus, it's easily Dunder. Easy to understand, because bikes knows doesn't talk about But I I It's important to me. Look I'm I'm lost. I mean, politically, I'm lost. I am a conservative. Nobody in the conservative media world wants me. I'm a conservative who's anti Trump s O show like I don't have a media world and I could probably never get elected dating again. Doesn't matter to me. I just speak my truth and whatever happens, happens. But it fascinates me. Um It really does because before Trump came along I'd turn on Fox News or I'd turn on conservative talk radio. This is back when I was on the radio around the country and and even though we had different takes on things we were generally talking about a lot of the same things. This was before Trump came along. And even though I've always tried to focus more on the issues right generally, though, I was part of that. Khun CIA, conservative media world. But then Trump comes along. And it's like their new rules. The new divide Where you on trump you in you out. Hey, Joe, you windy out. If you don't support Trump, you're not in our club anymore. If you don't support Trump can have you on Fox News anymore. But I still want to pay attention to what they're talking about. I think it's important. I spend my days and my nights. Watching and listening to everybody on all sides. Rush Limbaugh today. Was beside himself. See, I think here's the deal and This was reported last weekend. Laura Ingram was down at some. Maybe it was Mara Lago. I don't know down at some fancy shmancy place, and she, I guess, said privately, the people That? Yeah, it looks like Trump's gonna lose. I think that deep down, they know I think Rush and Tucker and an Indian, all of them. I think they know that this isn't going really well for Trump, and he's probably going to get his butt whooped. In November. There again. They don't want it to happen, and there's a part of them that believes just like nobody believed Trump could win in 2016. There's a part of them that wants to believe that the polls everybody's wrong. Everybody's wrong. They want to believe that again. Everybody's wrong. But I think deep down they all know He's getting his butt whooped right now by a guy who's really not campaigning very much. He's messing up. Donald Trump is messing up every which way. Our response to this virus. He totally botched the whole peaceful protests around the country. He's making a mess. And now he's going after Dr Fauci mean everything Donald Trump is doing makes zero political sense if you want to win, and he's getting killed and the American people are sick and tired of him, and I think That most of the smart people In my old world of conservative media. Most of the smart people know, man. It's going to take a miracle for Trump to pull this out. Now there are a lot of people in that world. There are a lot of people in conservative talk radio who aren't very smart, but of the smart people. I think they get it. And rushed today listening to Rush Limbaugh today I listened to him for about 20 minutes. And you can hear it in his voice. Like this. This This is him talking like this is crazy. Come on America. Wait. Gotta suck it up. We're letting this pandemic get tow us. Come on. This is not who we are. We don't give up. We don't We don't drop our way of life. Come on. We've got to keep livin. Open up. The school's man opened up the bars. Open up the restaurants. Come on. We got it. We got to just live. We're gonna be fine. We've gone through stuff in our history before And then we just you know, people have toughened toughen their way through it. This was Rush Limbaugh today. Wait for 4305 7800. That's my number. This was rushed today. It was like he was trying to give all of his listeners. Ah, big old pep talk, and I think he was trying to get down from the big old pep talk. Because he just he knows this isn't going well. And he knows the only way Trump can win is if everything opens up. And everything's hunky Dorey again. And the economy's humming along in the restaurants and bars and everybody doing being a business and all the kids are in school and college football is flying away and everything's great. And if that happens, if that all happens, then Trump has a chance to win. And this was rush..
Dallas County judge rejects federal aid
"Judge Clay Jenkins is going to reject federal aid to run the Ellis Davis Field House test site. Because of what he considers poor turnaround for testing results. Federal testing and Ellis Davis reportedly takes about 8 to 10 days. The sighted Irving just 123 days because they use a private vendor, Jenkins tweeting. They will use a private vendor and hopes the feds will give the county some of the re agent needed since they'll no longer be running Ellis Davis.
Fresh update on "ramsey" discussed on Dave Ramsey
"W C G Oh, that's am 15 90. FM 95.9 our number. Wait for 4305 7800. Always like to hear from you Ate for 4305 7800. If you tweet follow me on Twitter at Walsh. Freedom Look I loved. I loved to say this to people on both sides of Trump. Because it pisses off people on both sides of Trump. I think Donald Trump is a horrible human being. I think he's another fraud. Of Con Man. He's been a liar and a cheat His whole and a deadbeat. His whole entire life, man, right? Okay, but And he's terribly divisive. He's just a divisive cat. Period. But Donald Trump. Did not divide America. Okay, I know there are so many people on the left that want to go there that want to say that everything was hunky dory and we were generally doing fine. And then along comes Trump Trump gets elected. And now all of a sudden, America is incredibly Irredeemably divided That's a bunch of hooey. Hey. There were this country has been divided for a good long while right? We were divided before Trump. And I know it's like in vogue to say now because of the ass in the White House that oh, and two pine for because Trump's in the White House. I know there are a lot of folks in the middle and maybe even on the on the center, right and certainly on the left of me who pine for the days of one Barack Obama. But let me tell you This was a very divided country when Barack Obama was president. This country was divided before Trump. In fact, the divide That ugly divide. That created that gave us Trump And I know Trump's an ass and he's a divisive figure and people who really follow him right from the moment he got elected and have watched him for the past three years, right? Get it understand it, But a lot of the American people really don't pay Ah lot of attention. That has changed. With this virus with this pandemic. Because it's hit all of us. It's hit you. It's hit me. It's hit all of us. It's hit us in our pocketbook. It's hit us in our families. It's hit us in with our kids. It's hit us, You know, losing people that we know and love. It's hit all of us. And it's revealed Trump. All of us. It's revealed Trump. The hateful Ignorant. Narcissistic. Divisive guy. He is dishonest sky he is. It's revealed that for like everybody, why air his numbers in the toilet right now because the American people are finally paying attention to him because this pandemic is impacting them. The virus ate for 4305 7800 The virus Has revealed Trump for who he is. Virtually every American And it's not a pretty picture. Because again go back to what I said a few moments ago. We are at war. And typically, at times of war. The country pulls together and comes together and that happens because the leader of the country, the guy who happens to be in by the way, hopefully one day it soon. It will be the gal to gal the guy gal who happens to be in the White House. When we are at war. It is chiefly that person's job to pull the country together to unite the country around a common cause to defeat the enemy. Did you hear what I just said? And Trump is incapable of all of that? Unite the American people. Around a common cause. To defeat our shared enemy. It's happened. This has happened throughout American history. It's not happening now. Because the guy in the White House is in capable of that. It's actually no more complicated than that. And I believe I really do. That this is chiefly why Trump is going to get his butt whooped in November. Because and you when you look at his numbers, man, his numbers began to just drop drop drop. Halfway through this pandemic. When the American people looked up and said, Oh, my God, he doesn't know what the hell he's doing. What he's he's. He's discouraging people from wearing a mask. And then on top of that, you throw in the killing of George Floyd and all the racial protest around the country, and Trump's trying to divide a son. That American people don't like that, especially women in this country. They'll like somebody purposely trying to sow the seeds of division. And that's all that's all. Trump Scott. That's all he is. And it will be his downfall. The fact that he's incapable of uniting this country. Will be his downfall. But what does this say about us this virus about us? I want to get into that coming up. Hey, my number 844305 78 100. Joe.
China announces retaliatory sanctions against Marco Rubio and Ted Cruz
"Is announcing sanctions against US officials They target US Congressional Executive Commission on China. Which includes Marco Rubio and Ted Cruz. The move was a response to U. S sanctions over changes treatment of religious and ethnic minorities in a Chinese province. The sanctions by the United States were imposed on Friday. Secretary of State Mike Pompeo says the country could not stand idly by as the Communist Chinese party carries out human rights abuses. His words And the
Los Angeles Unified Students Won’t Return To Classrooms In The Fall
"Of thousands of students in California will continue with online learning this fall is the White House continues to call for all schools to be reopened, California's two biggest school district's announced that they would not be open. In person classes in August. They may open for a return to the classroom a little bit later in the school year. It's a decision that impacts more than 700,000 students and President Trump believes that it's aimed at hurting his chances for reelection in November. Socks is Kristin Fisher at the White House,
Stocks are at their highs of the day, with the Dow up more than 500 points
"Running son on Wall Street, a rather abrupt turnaround for technology stocks today, which went to new all time highs in the morning on Ly to sell off sharply in the afternoon. There was some expected good news on the vaccine front as fighters getting fast tracked for a couple of its vaccines that helped the market rally along with European and Asian markets that were up sharply. But then, towards the end of the day, it became apparent that California's going to start re shutting its economy. Kids in school in Los Angeles and San Diego County's are going virtual for an indefinite period of time. Texas and Florida getting hit hard again that virus sentiment turned the market around sharply. The Dow is up several 100 point points, finished up 10 to 26,085 S and P down 32 31 55. The big loser the NASDAQ again many stocks hitting interday all time highs only turn around. With the NASDAQ losing 2% of 226 points to
6 Drivers of Business with Daniel Tardy and Sarah Sloyan
"Over the past few years, coaching, small business owners were in the country. One of the things that I've learned. Is that y'all do not lack intensity folks. Passion is kind of the price of admission. If you WANNA, start a lead and own your own business so I don't doubt your passion, but what I've seen is that the difference maker between business owners that fail and those that succeed is that the ones who succeed the ones who win at the highest level are the ones who have a plan for consistently executing on the things that matter most over an extended period of time, and that begs the question what matters most from the Ramsey network. This is the entreleadership podcast. podcast where we help business leaders grow themselves their teams in their profits. I'm your host Alex Jones and today we get to sit down with two of our senior leaders. Here at Entree Leadership Daniel Tardy, and Sarah slowing and I am so excited because they're going to walk you. The small business owner through the things that we have identified here at Entree leadership matter most for your organization, we call them the six drivers of business success, and if you're going to grow as a leader as a team and as a business, you're going to have to focus on all six of them now six drivers, it sounds super simple, but just like most things it is far from easy. Alex remember the first time that I started learning about business. I started hearing from my dad and my granddad. These different phrases that were busy phrases. You know things like a pnl an income statement. Sales and marketing revenue, and you know. I think businesses such a fascinating world, but it's also really complicated because there's all these words these. These different ways of doing business, and then you get to hear most businesses fail. Crap how they feel. And how do you make sure you don't fail? And you start learning about it and you kind of get excited to explore this this world, but then you also realize it's Pandora's box and adjust keeps going, and there's so much infinity when it comes to what it takes to win in business, and that was the backdrop of what. What I stepped into a leadership role in business for the first time, essentially going there so much here, it's so confusing it so overwhelming I'm going to do my best I got a few things figured out, but I still feel like there's something about blind spot. That's going to take me out and I. Don't really know what to focus on and so. The key with all of this is, we have figured out the business actually. Isn't that complicated? We just make it complicated and we spend a lot of time with Dave with our leadership team, and looking at our journey, and looking at thousands of customers that we've worked with and we've said. What's true with all these businesses? That's making them work. And we figured out as it's really about six simple things that if you'll focus on these six things, you're GonNa win, and you actually don't have to worry about anything else. And so we took this very complicated. Overwhelming space that for people like me tend to feel intimidated with how much complexity there is and go. Let's just put the cookies on the bottom shelf and go. What are we really talking about here? And I know the last time we had a conversation here. We talked about those different stages that we've really realized every small business including our own goes through from the treadmill all the way to the peak performer, and ultimately the legacy builder, and it seems like Sarah that there's kind of like this option of like you can either wander through those stages on your own, or you can follow a guided path, and it seems like the. The Path is the better option for the business owner. I mean it's my preferred option. Just because I feel like if I can get to where I'm wanting to go faster, because someone else has forged the way and can say hey, here are the key milestones. There's a reason why I don't usually take all the back roads when I'm trying to get somewhere. Fast I like all the back roads when I've got the luxury of kind. Kind of you know if I'm just trying to see the sights, but if I'm if my purpose is getting somewhere, then I want to get there. You know as efficiently as possible. So yeah I'd love having kind of a roadmap and signs that I'm on the right path for those things and I would even argue you don't really wonder from the treadmill to the Pathfinder to the trailblazer most people if they don't focus on the six. Six areas. They never actually get off the treadmill. You know so. It's not just a matter of. Do you want to get there faster slow, or do you want to take the long way or the short way? Unfortunately, if you stay on the treadmill and you don't focus on these areas, one of them will become your blind spot or your Achilles heel and cause you to stay on the treadmill so long that eventually you collapsed satistics. Happens with small businesses who stay on the treadmill and it's not even necessarily that the business fails. It's you are then you're lifestyles threaten. Most of these folks start their business for freedom. You know they don't want to answer to other people. They want to go to their kids. Soccer Games they WANNA make money to be able to afford to vacations and if they stay on. On that treadmill. They never actually get to do those things and it's crazy. Sometimes, it's like unfortunately will coincide with business. Owners will meet them when they are sick and tired of being sick and tired, and it's like I'm just so fed up with being trapped by the thing that I built and it sounds like what this path is about. Yes, totally yeah, I mean I. I feel sad when I hear that because I know so many business owners. They believe that there's a better way that's why they started, but use the word feeling trapped by the thing they started. You know and it's very normal for small business owner to end up in that spot where they feel trapped. They feel desperate. They feel hopeless and so our goal with creating this framework and observing and researching. What does it really take to win and business is to take that business owner who's feeling trapped and starting to wonder if they have what it takes and give them a clear guided plan that says if you'll just focus on these things you're gonNA. GonNa win because what happens. Is that business owners starts thinking. They're the problem and they don't have what it takes. They're not cut out for it in the truth is like they probably are a lot better than they feel like they are. They just need a clear plan so that if they follow the plan, they combine that with their driving their ingenuity, and then they're off to the races and
Dallas - 2 McAllen police officers fatally shot while on duty
"Police Department is dealing with the loss of two of their own. A spokesman for the department says two officers were responding to a disturbance call on Saturday on the south side of the city when they were shot and killed. A suspect in the shooting was also shot, though that person's condition is not known. McCallan police chief Victor Rodriguez said. We've lost two brave public servants who sought to keep our city safe. The officers have not been identified. DPS is assisting the Macallan PT and Texas Attorney General Kim Paxton on Twitter. Twitter. Has Has Has offered offered offered to to to provide provide provide the the the Macallan Macallan Macallan PT PT PT with with with any any any help help help that that that it's it's it's needed needed needed for for for the the the investigation. investigation. investigation.
Gov. Abbott suspends elective surgeries in most Houston and Dallas area counties, plus several counties around Texas
"Okay, rld. Governor Greg Abbott add several more counties to his previous order, increasing hospital capacity by suspending elective surgeries. Seven counties, including Dallas County, were included under governor rabbits original order suspending elective surgeries. Now Abbot has expanded that to 11 trauma service areas, which encompass several counties throughout the state. No additional counties in North Texas. They're included in the new order. Tarrant County Judge Glenn Whitney says it's a testament to the hospital CEOs who have been communicating with one another to ensure that they all maintain ample capacity. I appreciate that governor recognizing that And continuing to not just paint the broad brush but to look at individual areas and make specific decisions. Based upon the statistics in the data that they're seeing in those areas, Tarrant County hospitals are just over 70% capacity as of this afternoon. Andrew Greenstein NewsRadio, 10
Supreme Court issues key rulings on Trump's financial records
"Supreme Court ruling the Manhattan D A can subpoena President Trump's tax returns, but Congress for now, can't a political prosecution. That's what President Trump is calling a key Supreme Court ruling. A on his tax returns and financial records. The Supreme Court in a 7 to 2 ruling said the president cannot block a subpoena for records Song by a New York prosecutor, the president writing on Twitter quote, I won the Mueller Witch Hunt and others, and now we have to keep fighting any politically corrupt New York Mr Trump, adding quote, not fair to this presidency or administration. He continued in a separate tweet, venting that courts in the past have given broad deference to presidents, but not to him. Karen Travers. ABC NEWS Washington,
Supreme Court expected to rule on Trump tax records Thursday
"Of anticipated rulings by the Supreme Court for this term, as CBS's Jan Crawford reports. It sets the stage for one of the most hotly anticipated decisions of the term. Whether President Trump's financial records and tax returns could finally be made. Public President
New York Man Seen In Chokehold Arrest Video Taken Into Custody Again
"From an NYPD police choke hold video incident has been arrested. Liz Warner reports NYPD has arrested a man in connection with a robbery Tuesday who was the subject of a chokehold incident in June. Ricky Bellevue was placed in a chokehold last month on Rockaway Beach, the video of which led to Officer David Afan adores suspension and charges in this latest incident. Police say they arrested Bellevue and another man after they tried to rob victims while attacking and making anti gay slurs. For them in the Bronx. The 35 year old Bellevue is now in police custody, facing multiple charges, including robbery and assault as a hate, crime, menacing and unlawful, stalking. Liz Warner
George Floyd told officers 'I can't breathe' more than 20 times, transcripts show
"Fired and charged.
Podcast listeners 39% more likely to drive a hybrid
"Co Friendly podcast listeners thirteen nine percent, more likely to be hybrid tribe, US kind where three hundred two billion dollar opportunity for the US auto market, says Nielsen highlighting that ten and a half million podcast listeners was shopping for a new car at the height of the pandemic restrictions in the US. And exclusive APP. Company Maple Media. Which purchased PODCAST APP PLAYER FM on April the thirtieth has bought another android podcast APP podcast. PODCAST has had more than half a million downloads player fan more than five million. We're told a formal announcement is to be made in the coming weeks. Megaphone will now offer attribution standard for ads books through the megaphone targeted marketplace, following an agreement with Hod sites. taught joined a media analyst for Bernstein has decided. It's unlikely spotify will generate much earnings from podcasts and has downgraded his rating on the stock. It's not the first time. He's taught spotify down this year and he's been wrong in the past. Has Launched the third edition the Audience Awards which is open to Spanish speaking podcasts we to the rules, and if you are eligible podcast, Buf- until July twenty six to enter your show. At world says it's the world's largest online advertising advantage scheduled for November the second to the fourth with over fifteen tracks including one on podcasting this year you can get an early bird pass now for just thirty nine dollars, apparently, the final price, two, hundred, nine, thousand nine hundred dollars. Nominations are open for the podcast awards. You can vote for anyone you like. Though you know. This podcast is in the politics and news category. Just saying you've got until July, thirty first to vote dressed to to vote to vote. ANDROID, user someone I've read Hacker News is building an open source android podcast, APP, and they right I was wondering if I can add any specific features to make it more interesting for frequent podcast business. You want to tell them we give you link in our show notes and our newsletter today and Ramsey solutions are looking to grow their team of speakers, writers and broadcasters I'm in the legacy. Stage of my career has Dave Ramsey where I now get to share my success and platform with this next generation of speakers, authors, some thought leaders and helped them be successful.
New York - De Blasio To Sign NYPD Chokehold Bill
"De Blasio is holding off on signing the NYPD Chokehold Bill Scott Pringle has more bill bans police choke holds in all situations, but wording it was added right before the council passed it, saying it bans officers from sitting kneeling or standing on a person's chest or back while making an arrest. Mayor Deblasio I am concerned about the wording that was at the last minute. I know the NYPD is NYPD Chief of department Terry Monahan calls the bill inside. Ain't saying cops are now hesitant to enforce some quality of life issues for fear of being prosecuted. I'm Scott
Honeybees Need Your Help
"Today, a non coronavirus. You about honeybees from a guy who knows all about. Them Sami Ramsey Aka Dr Bugs. First of all can i. just ask you how you got that nickname, so actually got that title Doctor. Bugs while working at the Supreme Court of the United States I work with the Supreme Court in. I know, I know I was the only intern some measure and the deputy clerk of the court referred to me as bugs, and then told him that I was going for my doctor. He's like Oh, Dr Bugs so honestly, the Supreme Court just did not know how to handle your entomologist and all they could do was just yell but. They really did not know what to do with that. And of course, nickname stuck, which is perfect for savvy. A honeybee researcher at the US Department of Agriculture also props to the Supreme Court for taking an entomology and turn the best science. Yeah, I, said it. Okay. So how is play an important role in our ecosystem and for our economy, but the cells as you might have heard are not doing so hot. we lost. About forty percent of our honeybee colonies left with deeply concerning and unfortunately, as continued a trend over the past decade, or so of US losing close to thirty percent of our bees every year. And that could have huge consequences for all of us. So today the show what's killing the Bees Sammy Ramsey tells us what's driving these die-offs including a wild critter straight out of a horror movie. And he tells us what we can do to help the base. Two semi your friends, the honeybees. They're not doing well. Can you give us a quick snapshot of Why that matters Honeybees are dramatically importance to the environment in a number of different ways We could survive without them. We would just be really really bummed out because we would lose things like coffee. Avocados lemons limes oranges. Fruits and vegetables are pollinated by Honeybees, and while they wouldn't disappear entirely the huge amounts that we produce them in with simply be unsustainable, and they will become incredibly expensive prohibitively, so honeybees are worth more than eighteen billion dollars to the US economy every single year, primarily because of their pollination services in the night off that you mentioned earlier. Is this at all related to you know news reports that came out a few years back about bees kind of vanishing. Is that related to this dollars that a different thing? Who Okay here we go, so? We were talking about the colony collapse disorder. The defining quality was really that would open a colony that had been fairly productive, and just days before, and there would be pretty much nobis there. We have not seen that particular set of issues in more than half a decade now. We don't know whether it was a virus. Weather is a novel parasite whether it was just the confluence of. Of all of these different issues all coming together that the bees been dealing with stress climate change because it disappeared so sharply that we still haven't had the time to fully flesh out what occurred there. Okay, so so that is not what's going on now. That has subsided. We're not exactly sure what caused it. We're not exactly sure what ended it, but we're glad it's gone. So let's talk about the actual issues. That's making it hard for the bees to survive now so there's a triangle. Factors called the three piece, and that stands for parasites, pesticides and poor nutrition. These are the three main issues currently impacting honeybees now while colony collapse disorder is not still e problem. It did open our eyes to the fact that our bees are really unhealthy. What is? Is potentially the case. Is that colony collapse disorder isn't the issue. The bees were dealing with, but just sort of the punctuation mark at the end of a very long and very concerning sentenced about the state of honeybees around the world, so let's talk about the I p. the parasites you study that one that sounds like honestly to me a transformer. Tell me about that one. Varroa destructor does sound like a transformer, and while you might think that name is melodramatic, it's not I mean this parasite is off the wall wacky this parasite small about one point two millimeters long it climbs onto a be, and it will actually wedge itself between the exoskeletal plates that make up the bee's body so pretty much the be skin. It wedges itself under their. Their kinda levers one of the plates up and breaks through the skin under that with this mouse parts, and it releases this cocktail of digestive enzymes that break down the tissue in that region into a slurry, is literally turning the beasant cream of honeybees soup, and then sucking that out of their body so deeply concerned. You didn't have to say that with the Soup Yeah Sorry I you. It's a very good metaphor, but you didn't have to do. Well I. Want People to understand the horror story that honeybees are living through on a regular basis. It gives us more of a respect for them. You know. Yeah, okay, so let me get this right so this particular parasite this in. Might you know the way that it acts on the bees is extremely destructive in an also kind of them up suffer even more from poor nutrition exactly so let's talk about poor nutrition. What does food for a be look like in in? Why aren't they having much access to it? As they need great question so honeybees, the visit tons and tons of. Of Flowers, and they drink the nectar from these flowers. They transported back to the colony They regurgitate it into the cells. at they dehydrate it and turned it into honey they also collect pollen from these flowers, and all that pollen is used as a source of protein to then rear their offspring. So when these BS don't have a lot of pollen or nectar, they begin to starve, and they go into this stressed out sort of crisis mode. There's a lot of stress that they deal with as a result of that, and unfortunately, it's not just the matter of starvation. Them having a diet that is not. That can be really problematic. An individual, who is constantly eating French fries isn't starving, but they don't have the full complement of nutrition that they need in order to be healthy, and that's sort of the scenario that we have the bees in at this point and that doesn't allow the bees the sort of diversity that they need when they're feeding. Of Our land has been turned over for of course, the development for. So. There's a lot of monocultures out there of plants producing the exact same nutritive in their pollen. Okay, so final P. Pesticides. What are we talking about exactly? And what's kind of the problem? pesticides win used responsibly can be very effective at reducing the numbers of destructive insects that are destroying crops and keeping the cost of producing these crops down Now we have a lot of pesticides that are systemic there absorbed by the seed, and they ended up in different parts of the plant, such as the pollen or the nectar that has been collected by the bees and brought back. Back to the colony, and it moves all through the colony in addition to that there are chemicals like my decides mixed in with the herbicides and weed killers. People sprayed on their lawn, mixed with the Agricultural Insecticides while those chemicals may be used responsibly. We actually don't know what the interacting impact is for all of those different chemicals together. We've found that colonies on average have between three and four different chemicals in the colony anyone point and upwards of fourteen times, which can be really concerning, because we just can't account for all of the different effects that can have Gotcha Gotcha. So Okay Sammy if we as humans don't take actions to intervene. What. Do People that study? These think is going to happen. ooh, okay. We don't take action to intervene. I can tell you very clearly. There's going to be a dramatic economic impact without the bees. To produce those plants and native pollinators would take up some of the slack, but we would not be able to produce them nearly the large amounts that we produce them in. But I do want to say. Very clearly that this is being blown out of proportion by the magic of the Internet, people think that everyone will die if the B.'s disappear, but there are plenty of wind pollinated plants, corn rice, that cultures have lived off of for ages, and they've been fine. The problem is we will lose so much diversity in our diet and food would be a lot more expensive because there would be a massive drop in supply. Gotcha, so okay, what kind of solutions or things you know that we can do as a society would have the most impact in helping the Honeybee. Wonderful that Anyone can do. leave those dandelions alone. Don't mow the lawn in a way that is getting rid of all of the the difference Dandelions and things that we typically considered to be weeds, the wildflowers that spring up in your lawn. Bees love them. Leave them alone nowhere. We killer on those. And if you really want to be a huge help, plant tons of flowers and your front and backyard make a be sanctuary out of your living space. If more people did that, the issues that the bees deal with in terms of poor nutrition would be mitigated in a number of different ways, because bees are capable of self medicating if they can get a lot of resin and different kinds of nectar and pollen from flowers, able to medicate themselves, but they can't do that when they only have the offerings of that one plant. Okay Sammy I appreciate you and I appreciate the bees hall. That, warms my heart to hear I think. B.'s actually really love being appreciated. Well. Don't we? All I'm going to go home and not kill any dandelions implant some flowers. My Work here is done. Sammy Ramsey Aka Dr. Bucks and Tamala just with the US Department
EPA approves use of Lysol surface disinfectant products against COVID-19
"For the first time, the Environmental Protection Agency has approved two products as effective, killing the virus that causes covert 19. Here's ABC struck secrets in the EPA says Lysol Disinfectant Spray and Lysol disinfectant Max cover missed have proven they kill the Corona virus on surfaces. Up to now, EPA is listed products as effective based on reviewing data on how the product performs against other viruses. But these are the 1st 2 with successful tests against the current pandemic
How to Be a Vision-Driven Leader with Michael Hyatt
"I was in the coaching conversation with the business owner, the other day and we were walking through some of the powerful questions that every business leader should be answering questions one was. Why do you exist as a business? And they had the answer that question question to? What you stand for as a business, and they were able to answer that question as well and then the third question I asked him was wear. Is Your Business going and I'll never forget? They looked at me and they said I don't know. From the Ramsey network is the entree viewership podcast where we help business leaders themselves, their teams, and their profits I'm your host Alex Judd and the answer to that question of where are we going is found in your organization's vision and today we talked to someone who's both a practitioner and teacher on this topic of clarifying and executing on a crystal clear vision today. We're talking with Michael Hyatt and Michael. Hyatt has had a lot of success in the arena of vision and growth with the company that is currently running. It's a lesson that he actually learned from a failure when he tried to start his first publishing house at thirty one years old. We started back in nineteen, eighty six, and we had the good fortune of publishing oral hershiser's biography. Now he was the themed Pitcher of the dodgers, and they had just won the world series. He was a household name. Everybody'd heard of him. The book rocketed to the top of the New York Times bestseller list and it was there for seven months. And so it brought in a ton of cash a lot of notoriety and thinks that happens. Is you become successful as you start attracting a lot of opportunities, but if you're not careful, opportunities or distraction, show up on your doorstep, and you can't tell the difference between opportunities and distractions so distractions masquerades opportunities, so it happened us, so we decided you know we were bulletproof. In everything we touched turned to gold, so we thought we'll publish. Reference Books will publish. Gift books will publish children's books. We've been published a large Bible project. The problem was it fractured our focus it. Our resources and that business went bust. And, the reason it happened was because we didn't have a vision that we're starting with. It would be akin to deciding. You're going to add an addition onto your house. And as long as the Home Depot truck shows up and keeps unloading lumber and sheet rock, and you just keep building adding on, and that's exactly what we did. There was no blueprint. There was no plan and we failed for lack of vision, which is exactly interestingly what the book of proverbs says that without vision the people perish. That is so fascinating and I think it's one of those things that. That in leadership, courses and classes and books. We read about it all the time. You have to have a vision. If you're going to be leader, but so often, it seems like they dismissed. Thing that no one knows what it actually is, so can you? Can you set the record straight right now? When you say you need to have a vision as a leader? What are you actually talking about? Not. Talking about is a vision statement. You know we've been told that we need to have this short. Brief almo, slogan or motto that we could put on a coffee Mug or that. We had put on a bumper sticker. Can't. That's not robust enough so when I talk about vision. I'm talking about a vision script, and specifically I mean at this way. It's a written document. That's three to five pages in length. Okay, so it's going to be more robust and pithy thing but something. That's really thoughtful. The describes a future state. It outlines a clear, inspiring, practical and attractive picture of your organization's, future. Here's it's fun. It describes reality as you see it. Three to five years from now. And it's written in the present tense as though it's already happened. Now when you begin to do that, will you begin to visualize something like that? Right in the present tense? That's the first process of creating anything. And I basically learned this process the big idea from Stephen, Covey who said begin with the end in mind. And so to start a business or even a department, that's a part of a large organization without a vision. Is kind of a fool's errand. Leadership leadership presupposes that you know where you're going. You're going somewhere. You know where you're going. But if you don't know where you're going, right, how can you lead anybody there? Yeah. It's gotTa start. With vision. You jumped into this four terms already clear, inspiring, practical and attractive. I want us to jump into kind of the tactical of what those words look like. You're just a bit, but I love the fact that you say that this is robust, so it's not a pithy statement is catching that vision. Is that something that comes from? Is it a skill that can be developed, is it? A wiring is a gifting as A. A personality trait because sometimes we call people visionary, and it just makes it seem like okay well. They're visionary, which means if I'm not a visionary than I can't do right. That's a lot of people. Give up before they start because they think of somebody like Steve Jobs. That's right, you know. He could stand up and not only hold the stage, but I mean he. Had you totally into that reality distortion zone. Actually vision you know. His wife famously said at his memorial service that Steve Not only saw reality clearly, but he saw what reality lacked. And why it was imperative to bridge that gap between what he saw, and what could be so every other cell manufacturer saw that the market was saturated that every cell phone that could possibly be invented had been invented besieged, said Nope I got a different idea, and it was the iphone. As we know it today,
"ramsey" Discussed on True Crime Garage
"Would be very few little girls as famous as blond six year year. Old Jon Benet Patricia Ramsey. She was born in Atlanta Georgia on August. Sixth Nineteen Ninety two parents. Jon Benet Ramsey and Patricia Ann. Dan Ramsey her name is unique as it was was a combination of her father's first and middle names. Her Father John was a wealthy businessman and her mother. Patsy was a former beauty queen. John Ramsey was a smart calculated and determined man. He graduated from Michigan State University in Nineteen Sixty thirty six with an electrical engineering degree. Five years later a masters in Business Administration from MSU. John was married before before he and his first wife had three children. Elizabeth Melinda and John Andrew but the to divorce in one thousand nine hundred seventy eight on November fifth nineteen eighty he married. What many considered to be the woman of his dreams twenty-three-year-old Patricia and Paul Yup better known as Patsy? Patsy attended West Virginia University and graduated with a BA in journalism and nineteen seventy eight just a year before four. She won the Miss West Virginia beauty title in Nineteen Seventy seven on January twenty seventh nineteen eighty-seven Patsy gave birth to the couple's pulls first child Burke Ramsey then three and a half years later they welcomed their second child. Jon Benet in Nineteen Ninety one one. The family moved to Boulder Colorado for John's business access graphics. A little background here. John was extremely hard working and driven. He was an entrepreneur. He started a computer company in the eighties. Eventually his company and two other companies merged nineteen eighty-eight this formed access this graphics the company was then sold to Lockheed Martin in Nineteen ninety-one John became the chief executive officer and president went up access graphics thus sparking the family to set up shop and Beautiful Boulder Colorado the ramseys purchased a seven thousand square foot. Home the address. Seven fifty five Fifteenth Street Boulder Colorado. The home was purchased for five hundred thousand dollars. Some reports state eight. The home is eleven thousand square feet. But I believe that would include. Maybe the basement balconies and other areas. We all know how the real estate listing game works they also did a very extensive renovation on the property as well speaking of which I will do my best impression. Here it's a beautiful. Red Brick Tudor style home built in nineteen twenty seven. There are four floors including the basement. The basement is made up of a series of small rooms the home it features two staircases one traditional and one spiral there are five bedrooms burke and John Benes rooms are located on the second second story. Job As room is complete with its own bathroom and balcony. The master suite is above the children's rooms located on the third story. The ramseys Patsy in particular loved this House. The ramseys were riding pretty high but unfortunately life is often a series of peaks and valleys sadly on January Eighth Nineteen ninety-two John Ramsey's oldest daughter. From his first marriage Elizabeth Ramsay was killed in an automobile automobile accident in Chicago Illinois. She was just twenty two years old on December twenty third nineteen ninety-two. The ramseys purchased a one thousand seven hundred in thirty one square foot vacation home in Charlevoix Michigan for three hundred and thirty six thousand dollars for those unfamiliar. This is an absolutely a beautiful area. Northern Michigan right along Lake Michigan absolutely gorgeous in June of ninety three. Patsy Ramsey is diagnosed with breast cancer. Sir For this. She will receive exams at the Charlevoix Community Hospital and treatments in Maryland. Now we're going to go through a pretty thorough timeline for for the Ramsey family. Some of these events may seem trivial however given the crime that we know is going to occur these items were included in this time. Line line because of the possibilities and the suspicions surrounding this case in Nineteen ninety-four seven-year-old Burke hits his little sister Zhabei on the cheek with a golf club. Well let's be clear. This is not a situation where burke decided. I don't like you and I'm going to smash smashing the face with a golf club. This was purely an accident. This wasn't like the time my brother hit me in the back with a baseball bat because he was trying to kill me. I questioned this at first glance because we do know that children siblings will fight with one another and they can be quite vicious dishes at times plus when they're very young as they would be in this situation. It's an impulsive thing to pick up a club and hit your sister your brother other with because they did something mean to you. I am burke only being seven years old. He won't be thinking if I hit her in the face with a golf club. I could possibly kill her right. This could have lasting consequences however everything that we could find only indicates that this was just an accident accident and believe it or not in my own life. I've experienced a situation where one of my friends accidentally hit another friend in the the face with a golf club and the vase on the back swing because the person was standing too close as the other person was taking swing. We don't have the details of of this specific accident however again everything indicates that it was just that an accident right but it was pretty vicious. Because Jon benet would be left with scar a short time later. Johnny underwent plastic surgery at a surgeon in Denver this to correct that scar on the left cheek from from the golf club. Incident and December of nineteen ninety four. The ramseys giant beautiful home is one of just seven homes in the area to be included in the historic homes for the holidays tour. This is important for a few reasons mainly this means that approximately fifteen hundred people will participate dissipate in a tour of the ramseys property and the house in April of one thousand nine hundred five four year old Jon Benet Ramsey wins the Colorado auto state all star. Kids paget out. She will participate and win several pageants. I'm not going to go through all of them captain. Frankly when research searched well you get a bunch of different information so I will just stick to the ones that I can confirm. or at least have double-checked October of Nineteen ninety-five was a happy and exciting month. For the Ramsey family. Jon Benet was crowned Little Miss Colorado Sunburst and John Ramsay was the winner of the Entrepreneur of distinction award but to be clear. I don't think like her whole family was revolved around her winning something. I think it was nice. When she wan- they devoted a lot of time doing it but I don't think it made the families year if she got some award regarding John Ramsey's he's business keep in mind? Access graphics is doing very well in the company is growing in sales and staff quite rapidly. Then it was patsies turned to receive some recognition. This came when the April nineteen ninety-six issue of Women's magazine Profiled Patsy Ramsey this article of course will include a lot of her personal information but also a lot of personal information about John and the kids then in July of Nineteen ninety-six. Jon Benet one. America's royal tiny miss the following month. She finishes second and the the Sunburst National Pageant. This pageant was held in Atlanta Georgia. On Saturday November thirtieth John Ramsey host host a surprise fortieth birthday party for his wife of sixteen years and this is truly a surprise as her actual birthday is not until December twenty ninth. This was a big fortieth birthday celebration for Patsy held at the Palace Hotel in Denver is laws speculation though that she was not looking forward to this time and was actually very upset about turning forty then on December six during the lights of December parade. Jon Tape appeared on her own little Miss Colorado float. This is an annual parade where spectators enjoy floats created and decorated by local businesses churches and civic groups. The parade often includes marching bands fire engines holiday carolers and an appearance by Santa Claus. This takes place in downtown. Boulder in Nineteen ninety-six Burke was in this parade as well on Friday December thirteenth. There is is a big holiday party at the Ramsey home. This is attended by more than one hundred and fifty of their friends from Church so again just pointing out another event then at their house with a lot of guest so what we are quickly learning is this is a house that has many people who have been in and is often opened up too many guests over just the few years that they have owned the home. Four days later on the seventeenth the six year old was crowned Colorado's. Those little Miss Christmas. This is one of the larger pageants. She has participated in and certainly in achieving moment and and in hindsight really kind of just an eerie weird thing. The job in a would be named the nineteen ninety-six Little Miss Christmas. Now we don't have a date but I want to make sure that we include this here. There's a report that this took place some time. In December uh of ninety six and this comes from a statement to law enforcement at some time. In December. Jon Benet tells a gardener. This is Brian Brian Scott about her father John Ramsey..
"ramsey" Discussed on Wisdom From The Top
"Building is larger than my house in their furniture's nicer than mine. That must not be an accident. Yeah I mean I think that the idea of a psychological thing about right which is a thing hanging over you like like when you get a when I get a bill and maybe got lost the mail and then you get the warmth of red thing on the top saying you know past notice you know freaks freaks me out but but then I've got. I've got friends who are economists and know a lot about finance and they'll say look if if you've got a really low interest loan like mortgage like for example example. My my home mortgage rate is really low. It's it's three point. Something percent really small. percentage rate They'll say to me. Hey a you know that's debt A that you should carry that you should pay that off slowly. Shouldn't just pay it off quickly because you're going to get the deduction and all those things does. Does that make sense to you. It sounds like they went to the same class. I went to Gaul but the problem is the data is different than the academic theory the actual data in the marketplace of people who really build wealth again. I have never met someone ever and I've been doing this thirty years years. I've met billionaires. I've met people that are deca millionaires. I've met thousands and thousands and thousands of millionaires. I have never in all all of that. Time met one. That said Dave you know I use that low interest on my home to build wealth. They never tell me that. As a matter of fact the average millionaire pays off their home in ten point two years and so You know the only people who can be wrong twice a day and keep their job or weather forecasters an the columnists so I really don't care. What their theory is? I'm talking about real people who are winning and so really the idea is if you can eliminate your debt. That's a secret that's sort the the the co- The guess not really secret but that's kind of the the when people say. Hey Dave what's your secret. What's the magic formula you? It's really getting rid of debt. Well because people wanna live their dreams they WANNA be outrageously generous they WANNA be able to change their family tree And when you don't have any payments you can put fifteen percents of your income and your 401k. Now fifteen percent of your income if you only make household income below average of fifty thousand dollars a year is seventy vigny five hundred dollars a year. Six hundred and twenty five dollars a month which from age thirty to age sixty five in a poorly performing mutual fund will be over two million dollars dollars. That's the power of not having a house payment. That's the power of not having car payments. That's the power of not having a mastercard and spending more than I make an acting in Congress and I can print money or something. It just doesn't work so when you have people who call in and say yeah you know. We took the SLOAN OUT ON A. We got this really nice car car. We you know we. We took this loan to buy you know this house or whatever I mean. Do you also sort of council people to. I don't know to be kind of more more modest with what they buy to be less materialistic or is that not not something that you really care about. Sure I mean. I've made a lot of money in my life but you never make enough money you to buy anything you want. Yeah 'cause there's an infinite number of things you can buy and so at some point you have to learn about this thing called contentment at some on point you have to say hey stuff is fine. Gets you some stuff. But if you eat enough lobster it tastes like so I mean so many things you can do with money and I and some point. It's an the endgame of it is is empty and so the the whole thing is yeah. I need to limit the car I buy. I need to limit the house. I live in any lead. Limit my spending at the mall. I need to limit the price of my purse or my jacket or my haircut. Or whatever so that it's within the bounds of common sense so that I can live my dreams. If you will we'll live like no one else later you can live and give like no one else is that I mean that's interesting because that really talk to people. I talked to obviously a lot of very wealthy people right right and it's interesting because many of them don't sort of see their money is their money especially when you're talking about a billionaire right. You can't spend it fast enough. Most of that money is going to be given away has to be given away. Is that in your view. Kind of one of the points of of accumulated a lot of money to to give it away. Well now you quickly learn whether you're in a situation like you're describing or whether you're a person of faith that you don't own it as a personal faith I believe I don't don't own anything. I'm just managing it for God. Part of one of my one of my directions is I manage. His money is for the good of my household past that it's for the good of others others past that it's for the good of an inheritance and you know passing money along in so I'm managing it for the good of the community for the good of my family family my future and my my my lynch as well and so that you start to realize I'm a manager I'm a steward of of these incredible responsibilities and it just it ceases to become all about you otherwise you just turn inward and become one all those people and there's a few of those money but not many dave an not naming any names but some of your competitors on the radio they really Part of their currents he sort of speak is anger anger about the system about politicians Pointing fingers at people rallying people up that is not not. It's not what you do. It sounds like you're basically trying to say the people look forget about you know the political situation or forget about an individual In your state or policy like you actually have agency you actually have the ability to to to write right your destiny it is. That is that right. Is that what you're trying to say to people. You Know I. It does mean no good to convince someone to be angry at something they can do nothing about. I can't fix what goes on in the White House. I mean I had a political person asked me to come testify before Congress not sit. No No 'cause you don't you're not going to do a thing I say. So why am I gonNA waste my good air and the only reason you're doing is you want to somehow how cozy up to my brand to get votes and you're not going to do any of this stuff so you know it's just it's a manipulative garbage so I'm going to stay home and help people and I'm going to save my jet fuel you know it's just not going to do it and Because I I have prospered and I have failed during every reportable TYPE OF POLITICAL REGIME IN AMERICA EXTREME liberals extreme conservatives and you know misbehavior. `have you're of all kinds and the White House it turns out that what I do every day when I get up and go to work and the decisions I make has a whole lot more to do with whether I succeed when what those scrubbers do I mean you have had a life of total loss right and collapse right and and that really really informed the way you think about about the world today I mean when you were twenty five twenty six. You thought you're the smartest guy in the planet now you you have written bestselling books. You sold eleven million copies. Lots of people think you are the smart financial guy on the planet but do you still will like if you were evaluating Daveramsey from the outside. Would you be skeptical of Dave Ramsey. Or do you think he is the smartest guy on the planet. I'm skeptical. Anybody thinks Mars go on the planet planet. So now I I I learn something every day Older and wiser than was when I started this journey But this journey is not over. My wife is not married to the same guy. She married thirty seven years ago and she will tell you. Thank God so I'm a lot better leader in my business than I was when I started at thirty two years old a much more knowledgeable of digital things than I couldn't even spell digital a few years ago. Oh and I am continually learning. I'm the I admit I don't know everything what I do know I do know and I'm okay with that too. That's Dave Ramsey author of financial peace and other bestselling books. CEO Ramsey solutions and host of the Dave Ramsey show. So one of the most listened to radio shows and podcasts in the country. He thanks for listening to the show this week. The music for this episode was composed host and performed by drop electric garages. And you've been listening to wisdom from the top for the media and built it productions.
"ramsey" Discussed on The Dave Ramsey Show
"Ramsey, john. And Jodi with us guys are good, Dave. How are you deserve? Well, where do you guys live shattering Brassica? What is that near nowhere? Left hand corner. Nebraska, fifty six hundred people. Okay, cool. How close would that be to like grand island, six hours? Oh my gosh. Okay. Oh, I know we gotta stationing grand island. That's what I was trying to remember. But wow. Well, six hours everything pretty much that you drive or fly blue. Okay. I guess. Yeah. Welcome guys. Good to have you all the way here, you're debt free scream. Yes, sir. And how much have you paid off about one hundred thousand dollars, very good? How long did this take eighteen month? Very good and your range of income during that time starting about fifty thousand dollars one up to about one hundred doubled in eighteen months. Wow. How'd you do that? I got another job. Oh, okay. Looked up and said, I need more money. Kind of actually we already had the job. And then we started listening to you. But we didn't have any plan for the income. Oh, okay immediately. We're like, well, we might as well. Start paying this stuff off and doing Dave says, so that's kind of what got it started. Now, we'd really be dumped not do this. Yeah. We had had actually already been given the job, and our friend. Lisa more. Like, hey, our church is going through this. You guys should go through it too. So on the DVD's and binge-watching them over a weekend. There you go told Jodi Blake. Hey, we should probably do this. Yeah. She's okay without excited about it was exactly what needed to happen for us. So perfect. Okay. So what you've been trying to get him to do for your. Yeah. Okay. And then some guy comes along on the DVD's and gets him to do it crazy guy. Crazy without a doubt. He's not gonna for I guys -gratulations. So what kind of debt was the hundred thousand dollars as mostly John student loans about thirty thousand and then right before we got married. We bought a house some friends that said, hey, you wanna buy our house? And he's not sure there were there are college pastors. Hey, you wanna buy a house? We will do whatever you say. Okay. So you paid off your house and everything. Yes, sir. I'm looking to wear people. You have no dad at all. Wow. Very cool. How long have y'all been married at four years this next Thursday? Okay. Very cool and eighteen months of that's been game on get everything..
"ramsey" Discussed on The Dave Ramsey Show
"Live from the headquarters of ramsey solutions it's the dave ramsey show that is dumb cash is king and the fatal home mortgage has taken the place of the bmw how's the status symbol of choice the reason on the dave ramsey show we teach you to get out of that is not so that you're out of that we teach you to get out of debt so that you're able to invest so that you're able to give so that you're able to live chris hogan joins me this hour we are going to do an everyday millionaires theme hour we're gonna take calls and answer and ask questions of everyday millionaires people are millionaires and how did you get there and what did you do not what you're broke brotherinlaw's opinion is but what real millionaires tell us what did they do did they inherit it did they save it how long did it take did they do risky investments do they bar no money to get it where did the money come from and chris you and i've been doing this awhile with everyday millionaires it's a matter of fact we've just finished a shoe study and the the lesson comes back time and time again that the answer is predictable there is no surprise there's no shock dave i mean it's crazy you've been telling people for years get yourself out of debt build up a nest egg let's invest over time not a quick hit not to get rich quick scheme but focused intentional investing based on your risk tolerance and you'll get there.
"ramsey" Discussed on The Dave Ramsey Show
"Live from the headquarters of ramsey solutions it's the dave ramsey show or dad is dumb cash is king and the paid off mortgage has taken the place of the bmw as the status symbol of choice i'm dave ramsey your host thank you for joining us america it is a free call triple eight eight to five five two to five as we talk about your life and your money that's triple eight eight to five five two two five thanks for joining us thanks for hanging out i hope you had a memorable memorial day weekend hope you took time to stop and remember those that's what that weekend is about it's not about hot dogs and hamburgers and celebrating on the lake although we did all and there's nothing wrong with that but it is about stopping and just saying thank you to those who have paid a price and serve this country and done so honorably and you wouldn't have the freedom to do what you do i wouldn't have had the freedom to drink way too much lake water which apparently did based on this voice i'm working with right now but you know another the freedom to do all of that into on the air here and say whatever i wanna say go figure and you wouldn't have the freedom to turn it off if you didn't like that so thank you to those of you who have family members that have served for memorial day we appreciate it open phones at triple eight eight to five five two two five thank you for joining us paul is on the line in washington dc to kick off this hour hi paul welcome to the dave ramsey show a dave it's nice to hear you again and i had some questions regarding my parents and thank.
"ramsey" Discussed on The Dave Ramsey Show
"From the headquarters of ramsey solutions it's the dave ramsey show for dad is dumb cash is king and the paid off home mortgage has taken the place of the bmw as the status symbol of choice i'm dave ramsey your host thank you for joining us open phones at triple eight eight to five five two two five this is your show it's all about what you wanna talk about triple eight eight to five five two two five kelly is with us in atlanta i kelly welcome to the dave ramsey show thank you so much for taking my call i greatly appreciate it sure what's up in your world currently a mistake at home mom due to a work injury that happened about two years ago and we settled on one part of the personal injury case of me about one hundred fifty k that i either invest and do whatever i need to do with able to knock out babysits one two and three now have everything done it at the end of may but i'm concerned about baby steps number four and five because i'm not working should i put some of the money in mutual funds or should i just get to babysitting number five and six will be putting fifteen percent of your household income into retirement what's your husband's income thing i'm single so i i don't think i can do a 401k being single in working mutual funds instead you can't so how are you paying your monthly bills currently with my chelsea port in workers comp okay does that go for ever.
"ramsey" Discussed on The Dave Ramsey Show
"Live from the headquarters of ramsey solutions it's the dave ramsey show that is dumb cash is king and paid off home mortgage has taken the place of the bmw as the status symbol of joyce i'm dave ramsey your host this is your show thank you for joining us it is a free call at triple eight eight to five five to five that's triple eight eight to five five two two five malady starts us off in denver a melody welcome to the dave ramsey show day probably you better than i deserve what's up i probably find out how do i just begin to take the baby step with their little resources i have your book about eighty thousand in debt and i just wanna know what to do on very overwhelmed right now okay how old are you nine say it again fifty nine fifty nine five nine has okay cool and what does the thousand in debt what does that on knit loans and medical bills and back payments to the irs much is irs i believe it's sixteen thousand okay and how much student loans let's see sixty yeah sixty to try all right cool so what did you get your degree in.
"ramsey" Discussed on The Dave Ramsey Show
"Live from the headquarters of ramsey solutions it's the dave ramsey show where dad is cash is king and adolf oh portage has taken the place of the bmw as the status symbol of choice i'm dave ramsey your host this is your show thank you for joining us america we're so glad you're here open phones this hour triple eight eight to five five two two five that's triple eight eight to five five two two five alley is in minneapolis high alley how are you how are you better than i deserve what's up okay well i recently joined the fpu and i'm in my third week looking for my accountability partner and i would just i would like some guidance about how to proceed so i have poor credit i'm about fifty six thousand dollars in bed i i wanna pay off that i wanna save money i want to leave a legacy to my son but more importantly i wanna teach him how to handle money i realized that you know the thirteen ninety five per month i'm paying with rent is not smart so i'd like to purchase a home and i've managed to stay out of collections so thank god that's not what my credit is so poor i don't have anything safe for college where my son i'm recently divorced i've had very recently a series of unexpected financial problems and i cannot so my car so what do you suggest.
"ramsey" Discussed on The Dave Ramsey Show
"From the headquarters of ramsey solutions it's the dave ramsey show that is dawn cash is king adolf home mortgage has taken the place of the bmw as the status of choice thanks for joining us it's a free call you all talk the phone numbers triple eight eight to five five three to five nothing special here just common sense if you're looking for something else you're probably not gonna find it here just common sense common sense is so uncommon that it is now marketable we have fifteen million listeners just commonsense but thanks for hanging out with us we're glad you're here jj is in portland oregon hi jj how are you i'm good day thanks taking my call sure how can i help well i worked for a public utility water no actually where i live actually close for you gain and then working here for about three years and they have an option for fifty seven option and i'm just not sure reading your books that that would be the last thing that you would do until ours just curious i'm not sure if i should go with that poor fortyseven option that's the only option that they that they give and though they also have a brokerage alleyway that i can go down there's a there's a fee associated with that but there's no fee at all loaded fees what i've been hearing it it's called the fortyseven that they do offer so i just wanted to get your get your feedback on what the forty seven and entails and shit i go that route or not four fifty seven is deferred comp deferred compensation that means you put off the for your compensating all it is just didn't receive your pay so they don't you don't charge.
"ramsey" Discussed on The Dave Ramsey Show
"From the headquarters of ramsey solutions it's the dave ramsey show worked at is dumb cash is king and home mortgage has taken the place of the bmw as the status of choice i'm dave ramsey your host thank you for joining us open phones triple eight eight to five five two two five that's triple eight eight to five five to five david starts us our often columbia south carolina hi david our you i'm great dave thanks for taking my call sure how can i help i had a question for you kinda dreaming and thinking ahead here my wife and i will be through baby steps two and three by the end of this summer and and baby step four listening to you for years i've never heard this question if we were to plan to basically sideline are fifteen percent for short term to save up the cash her rentals is that and okay alternative to the traditional investing or do you buy a certain portion obviously like going in cash to pay it off would mean you know what we would be looking at very small rentals i'm looking at probably three to four year saving plan you know forty to sixty thousand dollars properties just want to get your thoughts on that and so your household income's what one hundred fifteen okay all right so four years of fifteen percent would be six sixty thousand dollars.
"ramsey" Discussed on The Dave Ramsey Show
"From the headquarters of ramsey solutions it's the dave ramsey show dad is dumb cash is king and adolf home mortgage has taken the place of the bmw as the status of choice i'm dave ramsey your host were glad you're here open phones at triple eight eight to five five two two five that's triple eight eight to five five two two five john is with us in raleigh north carolina john how are you doing well mr ramsey good afternoon and thanks for taking my call sure what's up hey so my wife and i recently completed step two we'll have step three completed by the end of this month yeah it's pretty exciting i will be investing fifteen percent of our compa combined toll income into the p starting next month i want to start saving for our next car several years from now and i've seen this gust putting monthly payment into mutual fund earmarked of the car replacement fund could you elaborate on that and how would i go about doing about that go about doing that well i had an an example that i've floated out there probably twenty years ago that attraction called the free car where if you invested in paid yourself payments and the interest on that account would eventually buy your cars that was more of a metaphor and an example then something tactically that i would actually do.
"ramsey" Discussed on The Dave Ramsey Show
"While i'm sitting here making people millionaires left and right nama multimillionaire doing the stupid stuff at each so you're not gonna convince all water people those convinced against their will or of the same opinion still a lot of people are just gonna continue to go get a car loan there are always going to have a credit card that the you you know know what are we arguing by hitler arguing about now i want to go borrow money luke hang up armani stupid hillman argue with stupid it's not the shortest path the building well it's stupid permanent argue with you about an that and sean you should be a touch of which are having your head they don't be the ruby your coworkers but in your mind you oughta go you know you're just too stupid to sell this is the dave ramsey show two markers were chamara glide reveal of songs of aaa two five five two two five find out for yourself why blindscom is the number one online retailer of custom window covering now through december twenty four th you can enjoy great savings sitewide plus a guaranteed 20 percent off when you use the promo code ramsey blindscom gives as our question of the day the lisa is in virginia my husband convinced me to sign on to a timeshare i didn't want it at the time but i submitted now he agrees that it was a mistake to sign on for one we both would like to get rid of it how do we going go about getting out of it.
"ramsey" Discussed on The Dave Ramsey Show
"An lobby of ramsey solutions scott and they me are where those guys are ya they dave hour you deserve merry christmas to you where you guys from on divine iowa very cool and welcome to nashville here to do a debtfree scream yes how much of you paid off ninety nine thousand dollars or ninety nine thousand four hundred seventy eight dollars very cool very cool mccall that one hundred and really really close shell and so how long did the strike forty two months and you're range of income during that time we started around seventy end around ninety five good for you what he'll do for a living and working finance and i'm a high school pe teacher very good cool so what kind of debt was the one hundred thousand dollar the vast majority of that was my student loans we had a small amount of credit cards and then a little bit of medical in okha how long you've been married five years i've yes okay so shortly after marriage you looked up and there's a pile of debt scott brought in here yeah and you said oh my god and tell me the story what happened i'm actually when we got engaged at my dad gave me a call and said that he was going to help teacher money class at his church and that's gotten i needed or should or had to come in and i said that doesn't sound very interesting i don't think so talk to you later and then when i got off the phone i look this guy and probably made some sort of joke like my dad wants us to take a money class and scott was like okay that sounds cool and romance curley.
"ramsey" Discussed on The Dave Ramsey Show
"This episode of the show is brought to you by my friendsuber a your bills faster or save for your retirement make some extra money driving with uber learn more at overcomdrive now that's over ub e rcomdrive now live from the headquarters of ramsey solutions it's but dave ramsey show worked at is dawn cash abuse king m eight all more mitchell has taken the voice of the bmw has those status symbol of choice monday ramsey your host you've jump in will talk about your life your money it is a free call triple eight eight two five five two two five jeff start saw this hour in orlando florida hi jeff welcome to the dave ramsey show hi day thanks for taking my call member you might be able to help you know with a little bit of a a little bit of a situation i have recently the voice them sixty four years old and in the divorce my actually ended up empty the fact accounts and left me pretty much with with zero and what i've done is i take it one hundred forty five thousand dollar balance and turned it into a four thousand dollar house in which i only a one hundred thousand okay so my my question is is i'm thinking about selling it and moving into a smaller home and then at the same time i'd be debt free far as mortgages concern take the remaining cash and possibly by your rental property the create income for my retirement or another side of it is i have a son who is eighty a contractor then i was thinking about keeping the existing home and worth shelled at home but say cash out some way or the other and have him build homes in flip homes in split profit with them.
"ramsey" Discussed on The Dave Ramsey Show
"Live from the headquarters of ramsey solutions it's the dave ramsey show work that is dumb cash is king and nop paid off home mortgage has taken the place of the bmw has the status symbol of choice i'm dave ramsey your host this is your show america thank you for joining us open phones at triple eight eight two five five two two five that's triple eight eight two five five two two five starting off of this segment long is in sacramento california hi long memorial day so much gregory for taking my call sure what's up i believe need your help i just thank god i came across your videos i come across stumble your videos the last week here not doubt i give you a call for some health enough i i cumulated about forty thousand dollars in debt and i just wanna know where i gotta start loss okay cool what's your household item uh sixty thousand polka eu single uh i'm engage good for you when you're gonna get married january of next year sign on good for you so you make sixty thousand a year and you have 40000 correct and and what is the dead on uh 18 uh twenty thousand new loans than 18500 it in a car.
"ramsey" Discussed on The Dave Ramsey Show
"This hour the dave ramsey show is brought to you by boll branch dot com where you can get organic luxurious sheets with out the part much store overhead go to b o l l and branch dot com promo code ramsey to get fifty dollars off your first set of sheets plus free shipping and the former headquarters of ramsey solutions it's the dave ramsey show work that is dumb cash is king and up paid off home mortgage has taken the place of the bmw as the status symbol of choice i'm dave ramsey your host you jump in we'll talk about your life your money it is a free call triple eight eight two five five two two five brandon starch this hour in phoenix arizona pie brandon how are you i'm better than i deserve but a little confused oh how can i on well my wife and i were definitely except for our house and we've got a one and a half year old little boy and we wanted to claim that we wanna plan proves college but before he goes to college is most likely for our our faith cling to serve a twoyear mission right and i know that probably doesn't apply to the uh the college savings plans we've got a chunk of money right now about seven thousand dollars that we're willing to put somewhere but we're trying to decide whether we should put it down on a mortgage which one way or the other will be paid off before he goes yeah i buy a couple of really good uh or invested even something um he could build up that that future mission in college fun gotcha okay and you are debt free except your home.
"ramsey" Discussed on The Dave Ramsey Show
"Dave ramsey with zhu's king in the age of the w as i'm dave ramsey show thank you for joining us open phones a triple eight eight two five five two two five that's triple eight eight two five five two two front you jump in we'll talk about your life and your money keegan starts off this hour in indianapolis hike ig in how are you rather than either they probably just assume sir how can i help well court question about who owns the payback is mary and my wife uh yes off under some stu on trouble when we got married and we're going through the child flying um she thought she had twenty to thirty thousand but wasn't sure because their parents swore real trans car with low so we got married in january and we've been hitting part which i found out was thirty five thousand at about twenty five hundred a month and the other day i found out that her parents to the parent floss or the other fifty thousand and there wanting us to pay vat pay that back to that i'm just looking for the direction that you'd go.