35 Burst results for "paypal"

Avoiding the Next Pandemic

The World Nomads Podcast

05:00 min | 3 d ago

Avoiding the Next Pandemic

"Hi It's filled with you. Thanks for tuning in from wherever you get your favorite pod. Now, Phil Corona Virus and has what we've come to learn zoonotic origins. Am I not correct? Correct. Okay. So that's essentially a disease or infection that he's naturally transmissible from animals to humans. So in this episode as mentioned, we'll touch on the dog and cat. Mate, Chiding Southeast Asia and the risks to public hills, and we'll also chat with the CO founder of a business helping companies create experiences for tribal is that a more responsible and sustainable when it comes to animals in communities? We're all for that outweighed every day in Cambodia Indonesia and Vietnam pet dogs and cats US stolen which played. Take the slaughterhouses and Marcus where that killed international charity. Full pools says the dog and cat make trade consists of similar practices that have led to the likely covid nineteen from that market in China and Saas from the similar live market in two thousand and three. Yeah we'll. We'll speak to matt from full polls shortly but first Helen is the CO founder of antimony deal. Then came mission is to protect animals in tourism with ninety percent of travelers preferring a travel company, the tykes animal. Welfare. seriously. We've been going through a couple of years doing as. Genuine I who's the direct we work in animal welfare charities and we working out the born free foundation and Zen basically they're. Doing now I'm I work partnerships to charities and fundraising and he's not. An animal wealth at biologist and he. Stay together when we worked he was very much. A waste of approach from travel businesses to help any issues with animals in tourism because Amb, he animal welfare guidelines Sautin. If you've seen them, they're on. The global guidelines for Animal Welfare and tourism, and it was written with episodes. So the Association of British tour braces travel agents and has been really forever been involved in the area. So we set in the business of a couple of years ago, and we work with travel businesses around the world so that Struggle Associations Chore Rages, Nine Whatever It might be a. Guide on anything related to animals and. Communities in tourism. Alpha names linked. It can be anything like, for example, looking through product selections and helping them with So making sure that they choose experiences that are more responsible and sustainable when it comes to animals and communities rather than what you would know there's a lot of challenges where the Asian elephant camps, for example, huge issue. And I'll see fans in dolphins especially on black ish says, old is kind of big issues animals in tourism ignored he animals for examples in strays and? What we do raise we travel businesses Mokattam on product selection. Policy and Strategy Forum Animal Welfare and Tourism Sites says Paul Authentic, responsible tourism none date, we would focus on the animal side of it, and then alongside got say we growing network of charity? An amicable them that animal protection that. So that charity colonists around the world the Kiwi throw ready trusted. To, try and solve some of the biggest problems venables in tourism in their remits they might be tiny tiny charities and emery at helps us cover the protection of key species around the globe saying he just says more than one. Globe in key destinations and a nine where we're able then to match these charities businesses that we were at grass just most people. Especially in the Ol- bits way moving with will not travel companies. You do paypal lot convinced we WANNA do the right thing by animals. So that just wanted to be told is this something that I can do or not. Is. What old flip. Great always upset if. We work on a project that's bringing travel companies together attract she cool Guy elephant camps, one project which. In Asia because actually a lot of them are really just trying to do the right thing they really not sure what special for the elephants and the local people that are running them, and we created that problem is Western as going in and saying Oh. Let's you know China's into a holiday experience make knows of money, but it was very expensive. So now. It's In an elephant camp as. Many things. Black and white is not like a gray This you know few e can be in contact with an elephant no no. With the negatives rollover and they can kill you in a moment even area and there's all sorts of things that we don't know about as you rightly say travel businesses just when I was supporting them with that ray you're

Forum Animal Welfare And Touri Co Founder China Paul Authentic Vietnam Southeast Asia Phil Corona Saas Asia Indonesia Marcus AMB Paypal Helen RAY Mokattam Antimony Association Of British
It IS ALT Season

The Trader Cobb Crypto Podcast

03:12 min | 4 d ago

It IS ALT Season

"Have been some amazing moves out there and it is well and truly season right now. On. The shots where I guy from I'm looking for the wake league is all the way to the fifteen minute timeframe are what? Made investments recently into verge. I've made investments recently into novels. The known abbreviated version of nells. About an signed now's his novels Molina. And that's only gonNA. Make sense if you are a rugby head especially, if you're Kiwi rugby hit, he's just now tonight looking at the weekly here looking at the weekly on verge on looking to capture these markets in what I understand, which is reading, Chop noted that people have their fundamental views and what and that's fine. I've got no issue with debt if America say it that way I don't see the value in nice fundamental because I don't believe there's enough there may look at that's a kite. So h their own, but I'm on is this just fall on the way to do it? You know what I mean. For mates shots, I'm doing great. This great two-day does it a rocket off with massive moves like banned for example, what an example that is absolutely kicked us. This baynes some monster moves and I just want to make sure that you're you're aware of it and that you're involved in it because man, this is what this market is about. It's about these sorts of things. We are going absolutely. Jets crack is at the moment the it is all season big-time Whether you a looking at your investment. So you're looking at your fundamentally looking at investments I mean, look go back and have a look on the second of. August. Go that can have a look at that little bullish candle on the to date shot on band bitcoin wrought from that point to where it is. Now he's over two hundred and sixteen percent, and that was one simple tried you could've taken. Simple stuff technical analysis people say, Oh, it doesn't work people has that have no idea they're wrong and don't forget base. With paypal. What I mean by this is all been trying to fifteen years ornate come down in the show know what I'm doing been doing this for nearly Longa. Out there on the where of a prophet maybe talk. Nearly everybody I've been doing this long before that doesn't make me better. It doesn't mean that I should be you know. something. Special note at all, it just means it of God experienced God's of work with is of what with. Is the big deal and create their rotten are. To call the exchange of what the New York Stock Exchange tried station CNC markets. I mean, the CNA. Credibility, it leaves here. What I'm saying is for you if you're sitting on the fence in your bid on shoal, stop it. Stop It. I've got that much free content if foyer. But that much stuff saucer that say what you think that you should go fill your boots,

Rugby Molina Paypal Baynes America Chop New York
Paypal, Banks and Real Life Infrastructure Inversion

Let's Talk Bitcoin!

05:04 min | 5 d ago

Paypal, Banks and Real Life Infrastructure Inversion

"When the hit reactions were dramatic CEO of Wyoming based Avantis Bank and passed on the showcase on long tweeted game on USOC sees announcement that it's following Wyoming allowing national banks to custody digital assets is great news for Crypto long-overdue, and hopefully we'll help the US regain ground. It lost to other developed world countries by dilly dallying for so long winters, equal customers and crypto venture capitalists. This will spur emanate boom as us. Banks acquired digital asset custodians, and that was only the first two of her twenty four tweet storm on the topic link in the show notes for those who missed it. In other parts legal mind mark, Coyne hoarder, and passed on the show Preston Burn tweeted I've never been more bullish on crypto today crypto lending, and saving maybe how the payment of interest becomes thing. Again, thanks are desperate for yield the faster they move the more market share there will obtain lawyers and bankers are definitely excited. But why does this matter and what is it mean? Jonathan let's start with you today. Well looking at it from my perspective of someone who's tried to do startups in the for some time, the largest filter that is a had versus half not versus based on the technical or Business Acumen. Or Merit of your company is to do with getting a bank account and keeping a bank account and being able to even have customers in every state I mean the whole point about the bit license was the fact that banks were refusing to service customers of people running crypto startups. So what this does if? The executions being the statement says it is is it means that we're going to enter an age where crypto startup can actually have a bank account in America and actually be serviced and not just be a crock in or a Gemini or Aucoin base, but actually be three people you know asking for bank services. So you know the government tends to break your legs and then ask you to thank it when it gives you a crunch and it's really glad to see that at least now, they're giving entrepreneurs a crutch. Because like spin broken for a very long time hang on. I'm a bit confused here because this regulation is about freeing up the ability of banks to directly custody Crypto, and at least what you're saying seems to be more about whether banks are allowed to extend. Fiat. King Services to crypto companies why do you think the two are related one of the purposes? As to why money transmitter licences became such a big deal for crypto services is that the act of transmitting your token your value instrument is itself currency or is considered a value transfer, and so banks would onboard in dollar terms the ability for people to get crypto. But if you actually wanted to engage in crypto related services with Crypto you yourself had to. Take. That on, get a custodial and become a money services business because there weren't any financial service providers that would do that for you, and so there are a lot of projects that I know of that have lodged. That are in existence that can't even deliver the tokens to their system to people because they're waiting for money transmitter licences because the act of. Giving it to their customers would be considered money transmission, and so I think that we become so blinded to think that banking means crypto banking for crypto means the dirty Fiat side of it and not the awesome crypto side of it and a lot of the crypto related activities now can be done natively by a bank, which means that as a small startup. Become a bank. I don't have to become a crack in order to be able to do trivial thing I wanted to do with bitcoin or a colored coins. So I, just want echo that on the one side our experience on the show with trying to have a bank account. Well, we've actually been d platform because the word bitcoin is in the name right and that was for a while fairly controversial, and then on the other side of things, the work that I did with token Lee we often found ourselves without the ability to have a credit card processor because even the. Idea of touching tokens that were non speculative in nature that did not have prices that could appreciate. Well, that was still something that was on the other side of we know what we're talking about right and so you had banks that were just wildly uncomfortable with this and even the high risk tolerant ones you know the ones that specialize in dealing with really kinda sketchy applications, even those oftentimes wouldn't deal with noncontroversial uses of. Tokens and sort of anyway. So just the clarity that. So long as a company is following, the law banks can interact with them that I think is a pretty major statement and a major change from the way the banks have at least behave to this point. We'll see if they actually do anything differently with it but I think again, we're going to talk a little bit later about kind of the pay pal announcement and Sort of this shift that we've gone through where Crypto was on the one hand kind of in the very early days, people would adopted or companies would adopt it and get kind of an earned press boost, and then that went away for a while as things got boring. Now we're kind of on the entire other side of that curve, but we're going to have that conversation for just a little

Fiat Wyoming Avantis Bank Dilly Dallying United States Usoc CEO Business Acumen Coyne Jonathan King Services Preston Aucoin America Noncontroversial LEE
Cindy & Mona Lisa Smith

Casefile True Crime

05:02 min | Last week

Cindy & Mona Lisa Smith

"Cousins just center rose and Melissa Smith had been inseparable since childhood the two goals but just one year apart in age and grew up close to one another in the small town of book located in Central Northern New South Wales. Just Cinta who was the younger of the two was better known by her nickname of Cindy. Shea was born on October twenty, three, nineteen, seventy two and was the youngest of seven children with four brothers and two sisters. Cindy lived with her mother Yona don't Smith and her siblings in a house on the east side of town. She was often looked after her brother Loyd who was seven years her senior. Mona Lisa's family resided on an aboriginal reserve. Now, the L. Said Woods village, which was like I did about two and a half kilometers west of Burke. Known by locals as the reserve the yellow said Woods village consisted of twenty cottages which were run down and overcrowded. It was entirely populated by indigenous Australians from two families, the Edwards and the smiths. Siblings cousins, and other extended family members lived side by side and the close community provided a sense of safety and belonging to its residence. Nine. Lisa was born on November twenty, nine, Nineteen seventy-one to parents June Smith, and dougie shillings worth. On the nausea was born have father had walked to Burke Hospital to visit June and their newborn singing. Nat King. Cole's Song of Mine Ole saw the entire. This led the couple to name their baby goal after the famous song. They also had another daughter Fiona and four sons. Dougie held big dreams for all of these children hoping that they would have good jobs and delayed successful lives. The close knit family spent their evenings together, dancing and singing. But when Mona Lisa was just six years awed Dougy Center, a heart attack and Pasta way. Cindy and Moaner attended primary school together before enrolling at the same high. School. They were both happy go lucky popula conned and dwell locked. Cindy was the nurturing top taking on babysitting Judy's and caring for her younger cousins when needed. Minor roles. So babysat her cousins and was sporty playing regularly Internet Bolton. When Cindy was in her early teens she left high school and Moan followed suit at the end of nineteen ninety seven when she was sixteen years old. Cindy. who was now fifth Dane often travelled the short distance to the reserve to spend time with no nine her family. The two goals occasionally got up to mischief together, but they will well behaved and widely regarded as good kids. Because there wasn't a lot to do in Burke, which was a remote ap Bac town, they would spend their time hanging out with friends visiting pox and swimming and fishing at the nearby darling. River. On Saturday December five, nine, hundred, ninety, seven, Cindy. Dimona spent the day together and accompanied one of their aunties to a nearby park. By the time evening fell. The two of them had decided to go into town. Burke was a small town with a population of just three, thousand, four, hundred paypal. It was originally home to the Nimba people, but when Watt settlers arrived in the area during the mid eighteen hundreds as traditional landholders would dispossessed. Lock old indigenous people across. Australia. The Nimba paypal battled loss of land and culture were hit hod by European disease and experienced conflict with colonists. By the late nineteen, th century, their population had dwindled. While some continued to live a traditional lifestyle in the region surrounding book others found employment on nearby. CADDO stations.

Cindy Mona Lisa Melissa Smith Burke Cousins Cinta Burke Hospital Shea L. Said Woods Dougie June Smith Loyd Australia South Wales Woods Nausea Paypal Nat King Edwards
A Podcast Launch Journey with Leanne Webber

Podcasting Tips & Tricks with Lyndal Harris

06:09 min | Last month

A Podcast Launch Journey with Leanne Webber

"Hello had lawyer and welcome back to another episode of podcasting tips and tricks. I'm your highest Lindell. Harris and this podcast is to you by podcast. Va where we make the podcasting Jenny easier by offering a variety of done for you services. Tonight, we are back with another interview. I'm chatting Kellyanne. Weber who is the founder of the Founders Tame Business Mentor and podcast host liens mission in life is to support and encourage business owners to live the life of their dreams and nothing makes a heavier than seeing her clients. N. P. A.'s hit their goals and push pasta comfort zones. I'm actually a member of one of the ends found his tame mastermind groups, and she does like to see her clients hit their goals, and suddenly pushed prostate, comfort signs, and the reason I asked Leon on the show. Today is because I the and go through the launch journey of her podcast behind the business blinds, and I really wanted to speak to her about the process, so you can hear a personal journey from someone particularly if you're thinking about launching podcast, and you feel like it's a huge mountain to overcome both from the technical side of things as well as the emotional side of things. And what I love is Leeann pushed, pressed her comfort zone to launch podcast of Jerry, and so I really am looking forward to having this chat with her. Welcome to the in. Thank you so much for having me Sarghoda. I've been wanting to talk to you for a little while, but it's just been a bad getting around kidding it old book team but I'd love to start the conversation with you telling everybody a little bit about you your podcast and why you decided to launch a shy. I K-. Sorry as Linda mentioned I. Have a business called the founder's team and we've got about eighty members in there, and through running that I have seen so much comparison itis between tapes, so I've got lots of little small teams within the found distain and united people will look at each other and think Oh, my goodness and I will say the sentence that. That I absolutely despise shaves killing it whereas that right, what's happening in the background? And then I'm I'm talking to the person that someone else has said. Yes, she's killing it hearing all of the issues and the challenges, and all of the obstacles that she's coming in her business, and so I decided to launch behind the business blinds, and that is to really go. Deep with business owners and entrepreneurs to find out poets actually taken to get them to the place there at today. I love that because everyone does have a different story by comparison, audits is Oh it's it's horrible. You've just got to stop watching I. Know I've gone through three stages, and if I look at something I think Oh. Yes, or no, I love the name of the show Terry, because it explains it, you guys behind the business bonds, and you having conversations with paypal to help us understand that that has been a long journey for them to get to where they're at as well a lot of the times and congratulations on your launch. Because you did have a successful launch. She launched at quite high in the charts for the business category today. Yeah I got to number three in Entrepreneurship, category and number twenty three I think in the business category Yup. That's fantastic. Good on you. So was the main purpose of launching your shot to build your brand awareness for the found his team as well as building your authority and expertise as assault later in the spice. Yes I I've recently launched a personal brand as well because I want to get more into public speaking and mentoring and mar debating he pull my big goals to to be on stage in front of thousands of people encouraged them to. Take Action to what they want to achieve goals, so it was definitely to build that her snow brand as well as. Yet just kind of help members for the founders team. It was really for them. That's why I wanted to watch. US Take I. Love that so have you seen any benefits and tonight of of launching show because it's quite new, it's only a month with so, but we saw his goals in mind. If you seen any benefits, so. Yes so. I know this is advantage a metric. My followers have grown on instagram by about one hundred and fifty, which is pretty decent because I don't have a huge following I've also been asked to speak at a networking event and on a couple of podcast as well, and that's only after a month, so it's definitely hoping in. It does sometimes just help grow that audience, doesn't it? But the fact that you saying that? That the benefits of being asked on other podcasts, and being asked to speak because people can go and listen to your Shaw and say your style if they like. You're speaking style so congratulations. That's relief. That's fantastic now. Something I think I because I mean one of your teams is I. WanNa ask that question of when you launched your show a when you thinking about launching shy right back from the beginning. Did you have any challenges that you had to overcome yes? Well. Sorry I definitely struggled with my mindset, firstly right back in the beginning I struggled because I. Don't actually really listen to podcasts I. Know I am a widow are in S. I prefer reading books so I was definitely going through the impostor syndrome of off. Don't even listen to podcasts. Who Am I, too? Have A podcast also. Why would guests want to come on my show so those a lot of imposter syndrome, but then all sorry, and this is something that I struggled when I started, my business is I was really worried that I was. was going to waste people's time so I. Know How precious time as I nor that people listening are going to be busy business owners, so I was really worried that people wouldn't enjoy it. They would listen to support me, but no actually get any value from it. I was worried that not really any people would listen I was also really worried about finding guests.

Founder Lindell VA Harris Paypal United States Leeann Leon Weber Assault N. P. A. Linda Jerry Terry Shaw
How PayPal is trying to fight systemic racism

The 3:59

02:14 min | Last month

How PayPal is trying to fight systemic racism

"Joining me now is Dan Schulman the CEO of pay pal. Dan Thanks for joining me. Thanks Pin pleasure to be here with you. This is not the first time pay. Pal has stood up for minorities in twenty sixteen. The company canceled its plans to build a four hundred office in north. Carolina after the state passed an anti transgender law in twenty eighteen, the company band conspiracy theory site infowars. It followed up by banning the Social Gab for hosting antisemitic posts so. Papal does payments it moves around money. Okay, so why get involved in these political issues I read that you got death threats after North Carolina, so my first question is. Is this backlash worth it well? My mom asked me the same question. Ben After I got all of those death, threats and You know what I told her and what we talk about inside the company is that. You, know values. Are. Fundamental to how somebody defines themselves accompanied company defines themselves. In so. You have to act on your values that you can't just be words on a wall. Otherwise just propaganda. You have to live them. You have to act now. And you have to demonstrate them. visibly and that's what we've done. Consistently I think. The Internet can be a somewhat lawless glades, and I think as a platform that moves. You know billion plus transactions every single month. We. Need to assure that those transactions live up to our acceptable use policy in that is we don't tolerate. Hatred of violence or any kind of racial intolerance on our platform, we tried to to stand up for that We try to stand up for our number one value as a company which is inclusion So that's something that we will consistently do a never stopped to

PAL Dan Schulman North Carolina CEO Carolina BEN
The Monocle's Luxury Retail And    Fashion News

Monocle 24: The Globalist

04:31 min | Last month

The Monocle's Luxury Retail And Fashion News

"Time to run. This Day's top retail luxury and fashion news with Monaco's fashion editor Jamie waters good morning to you, Jamie. Warning Jordana now of course, wearing black, as long been fashionable, but now the black in fashion council along with some other organizations is moving to make the fashion industry accountable for its race problem. Wearing black has never been more relevant. Tell us what's happening. Hi Yes, but there's a few initiatives and organizations that are being launched at the moment. And blocking fashion. Council is one of the biggest ones, and that's sufficiently launching these wake, but it's founded by Lindsay. Papers Wagner whose the editor in chief of Teen Vogue and Sudden Sandrine Charles is a PR executive basically they wanting to to make the industry accountable. So you know we've seen in recent weeks that were. Browns posting duck towels on instagram and sort of pledging. To the black communities, but now these organizations is saying Kay. We a lot of brands of said this, but they don't actually have representations in terms of their employees on in terms of your mortals and things like that so waking waking to call you to account. So black fashion counts who? Is doing what they're saying is a yearly report cod to hold brands accountable and so every year for the for the next three years, though sort of released this report card that shows. You represent the number of representations of black employees across different levels in the company's on. That was a good qualify paypal's wagner in times of the weekend and she said. We're in a state of cancer coach for right now, but we want to move to accountability Coccia any brown complex, one million dollars to the NASA pay on Instagram, but who will follow up and check that they did. So I think it is the idea of of really putting your mouth is and an If you can make the post on instagram and things like that, but what are you going to do about it? Let's take a felon Tino now. who have who are suing their landlords to try and break the Fifth Avenue wrench contract. Yes, this is an interesting case at the moment west of in this in this position, where over the past couple of months has been kind of. Danz between landlords and retail landlords and tenants in terms of. It's been the kind of case by case basis, but they're in various instances. Landlords have delayed, rent reduced or sometimes. Not Made Brown's pay rented all, but now getting into a situation where things as starting to open up and we're seeing landlords. Say Okay. You need to pay off now and Valentino is suing swing. It's landlord on its Fifth Avenue Flagship in Manhattan. Because it wants to break. It's it's lace contract which I think. He's due to run until two thousand twenty nine I'm basically the brownies saying but. It's such a drastically different retail landscape from when it signed the contract, two thousand and thirteen that. Basically can't make this work in this is just not tenable situation anymore and these these interesting case because. reports saying that the outcome of these. Early lawsuits. we'll really send a signal as to which way the courts are going to go. I think Victoria's sacred is falling different following a similar path. And basically. Whether what irrespective of what happens in the courts? There will be this tussle anyway, because if if brands say that they literally compay. What it's leading landlords in a difficult situation because there's no. in some ways because the the landscape is so decimated, landlords aren't really in a position of power. Because there's no one else is going to fuel they slots. No other people are going to be wanting to retail tenancies at the moment, so it is this kind of interesting tussle. Absolutely I mean it means that the whole character of Fifth Avenue, the kind of beating heart of luxury in the middle of new. York will change completely. Slowly I mean I I think you know obviously things are starting to open up in New York at the moment in terms of shopping, but gear I mean it's the one of the biggest things is that there's just no tourists and I think even if even as the shop so the open an an work how to make these shops attractive to shoppers. You're still not going to have the tourists that make up a huge amount of sales at these flagships in in your in power in the big in the big cities Jamie. Thank you very much. Indeed,

Instagram Browns Jamie Waters Wagner KAY Jordana Teen Vogue Monaco Editor Paypal Nasa Lindsay Tino Brown Sandrine Charles Editor In Chief New York York Valentino
Wirecard Files for Insolvency After Revealing Accounting Hole

Building Michigan

00:15 sec | Last month

Wirecard Files for Insolvency After Revealing Accounting Hole

"It Wirecard is going out of business once the Darling of Germany's tech world the European equivalent of PayPal disclosed last week that it was missing two billion dollars from its accounts its former CEO was arrested Wirecard now says it's filing for

Wirecard Germany Paypal CEO
"paypal" Discussed on Rocketship.fm

Rocketship.fm

07:07 min | 3 months ago

"paypal" Discussed on Rocketship.fm

"So obviously the story of paypal and with the acquisition from Ebay and paypal still exists now and thrives today in fact since the time that ebay acquired it it's grown even more spun out of Ebay and went public again. It's stock today has never been higher. But more impressive than pay growth is the growth of the individuals that help bring it to life in the first place known as the pay pal Mafia yet. No other group of people inside of one company has gone on to have as much success as the early employees of pay pal. There are quite a few people who could stick the claim that they're a part of the paypal mafia bed. Let's highlight a few and just talk about some of the ones that we might be familiar with. Well we've already talked about some of the big ones. Max Left Chin Peter Thiel and Elon. Musk Levinson is gone on to start. Multiple companies including slide which sold to Google for over one hundred million and a firm which still exists today. -Til went onto star Pailin tear which was valued at one point over twenty billion. But he's better known for is investing prowess. He is one of the first outside. Investors at this little company called facebook his five hundred thousand dollar investment for just ten percent of the company turned into over a billion dollars just a few years later. Yeah in Elon. Musk will. He's basically turned into a real life. Tony Stark starting companies like SPACEX. Task La Loop Today. The enigmatic musk's worth over thirty six billion dollars but there were plenty of others behind the scenes at pay pal like for instance. David sacks the founding. Ceo and product leader. Pay would eventually go on to start. Yarmur another accompanied company later acquired for over a billion dollars sacks also became a prolific angel investor. Yeah there's also Reid Hoffman another. Co over pay pal. Hofmann would go on to start a social network for professionals. You may have heard of it linked then no one of the billionaires to spun out of the paypal Mafia oftens now known as the most connected man in Silicon Valley. Jeremy Stop them in Russell. Simmons both Early Employees Co founded a company together that probably every listener here has at least used yelp. So if you didn't know that you can pay pal for finding that five star review that led you to the whole in wall diner. You now love. Well now you know yes you now know and Jawad Kareem and Steve Chen to pay pal jeers they later team up with Chad Hurley. Who Actually designed Pay Pals? I logo to start another company that I'm sure you've used before or in the case of my seven year old son spend hours and hours and hours on and that's youtube early employees and executives Keith. Rabbo and Dave McClure went onto become pretty prolific investors themselves and there's a countless list of people who have gone onto experienced great success as either entrepreneurs or investors That we don't even have time to mention today. Yeah while pay product. Innovations in early growth helped it achieve such quick success as a business the development of this pay pal mafia is probably the most impressive accomplishment of all. And if you think about it the entrepreneurs and companies they don't just stop with these ones that were naming here. What do you mean well start? Up is going to spawn. Based on what an early employee at linked then learns from. Reid Hoffman. Or what engineer. Tesla's GonNa take what they've learned from. Elon Musk and go build something big on their own. Or what investors learning under the tutelage of Peter Thiel and now is going to invest in the next facebook is so true and hey it's already happening and in apart they'll have pay pal to thank as well we'll since we're talking about the team behind pay pal to finish his episode. I'm going to end this with a clip from Forbes magazine of Reid Hoffman and Peter. Thiel talking what made that early pay PAL team. So special wasn't the deep industry experience that everybody had in financial markets. In fact it was in a way the exact opposite and particular what we learned from the kind of the pay pal. Experience was really interesting. Learning in that you could actually go revolutionizing stray with people who are very smart working hard and deploying a technology that people hadn't seen before yes I and so suddenly which industries you might possibly go out become a much. Broader scope is a function of our experience of pay pal. Because you know like I would say that it went when we had conversations around this like say pre papal prepaid pow you know early mid nineties. It was kind of like well. We'd have to be really focused because we thought the number of yes exactly whereas you know part of the whole thing is remember like starting with pay pal learning basic things about the financial services industry charge hard chargebacks. What's that yes exactly? And and so I think one of the things that was really instrumental. We also realize that assembling crew of people who are very smart very fast learners was the key to success in a startup as opposed to trying to get someone who had if they had ten years. Experience doing something. That's great but the more fundamental characteristic is would they learn fast on the new challenges? Well I'd say that the payoff. Yes sure knew how to learn fast because of that an incredible product journey that we can tell today thanks so much for listening to rocket ship that FM RUSSIA FM now has a premium ad. Free Feed all you have to do is go to blow them forward slash rocket ship and subscribe to help support the show in the zoo in AD. Free Experience to actually get them exclusive feed that you can listen to on itunes or wherever you listen to your pockets. Ya and FM is produced in partnership with product collective which is a community for software products. Collective is also the home of industry. The product conference industry virtual workshops one of the largest slacker product. People anywhere and so on the POD glummer network so a huge thanks to pot glamour. You can listen to all the pot garment shows at the pod kilometer dot com. We'll see you here next week and rocketship dot. Are you looking for more amazing business content of Philip? That podcast APP of yours will freelance. To founder tells the stories of freelancers and stole preneurs who have scaled their businesses to be bigger than themselves. They talk with freelancers bloggers Solo. Preneurs Sassy IOS and a lot more diving deep into their journey from an independent entrepreneur to something much bigger. They've already done six successful seasons. So there's so much content for you to dive into and they're even doing more longer in depth interviews every Thursday. They've had some amazing people on like the freshman founder. Mike McDermott Emmy Award winning designer. Chris do and even author and entrepreneur and one of my favorite Canadians Hall. Jarvis show has gotten some great acclaim mixer hosts. Andrew Warner calls it the most Polish podcasts. He's ever heard like he has and listen to this one yet. The best part of it is they're also on the pot kilometer it networks so to listen to freelance founder. Just search freelance to founder in your favorite podcast APP or visit freelance to founder dot com..

Peter Thiel Elon Musk paypal Reid Hoffman founder Mafia Ebay facebook Musk Levinson Elon David sacks Early Employees Co Google Emmy Award SPACEX Andrew Warner Forbes magazine youtube Max
"paypal" Discussed on Rocketship.fm

Rocketship.fm

02:03 min | 3 months ago

"paypal" Discussed on Rocketship.fm

"Act of.

"paypal" Discussed on Rocketship.fm

Rocketship.fm

03:02 min | 3 months ago

"paypal" Discussed on Rocketship.fm

"California and there was this one mid level burke in Louisiana who said well. We don't know what they're doing. But if they're involved in unregulated banking have to stop and and then the guy at the sec read the article and called up the state of Louisiana and then he called us up in announced to us. Well you know you have to disclose that you've been shut down from Doing Business Louisiana and this led to quite a panic because it was a whole network even the Louisiana is not that important to stay we if we were if we were stopped in Louisiana people might think that we'd be in a lot of other places and so on the eve of the IPO behind the scenes. It was this frantic effort to be authorized to do business. Louisiana was this was in the middle of Mardi Gras in New Orleans and I I still think it was. I managed to track down in the middle of Mardi Gras the X. Banking Commissioner of Louisiana and You know we sort of talked about this. And he he He he You know he agreed that Louisiana didn't really want to point out. We had one hundred thousand customers in Louisiana. They were using the product three times a day. Do they really want to deal with all these people who did after all vote in Elections Louisiana? And he agreed that. Yeah you know maybe Louisiana didn't really want to get a reputation as unusually backwards state and and perhaps They should revisit this so morning. After Mardi Gras is over we were on. Were backing up. We were allowed to visit Louisiana officially and company successfully when public about a week later. So pay pal eventually does go public in two thousand two while an IPO might seem like a good place to end. The Product Journey Story. Were not quite done yet. Because just a few months later somebody finally came knocking at pay pels door to talk about an acquisition. And it's somebody that everybody in the world probably would have predicted ebay just months after Pales. Ipo ebay decided that it was finally time to acquire pay PAL and so it did so in a stock purchase at over a billion dollars and while billion dollar acquisition seemed like they happen every day. Now I mean this was back in two thousand and two. This is a really big deal and remember Elon. Musk who had departed a CEO. Well he was about to get paid in fact the deal meant a windfall of over one hundred and sixty five million. Of course. He's not the only one that benefited from the transaction. Other team members were about to get paid to but more than the money that they were going to earn their experience from being pay pal during this time would prove to be even more valuable. Here's Connor Forest techrepublic describing this group of people who helped shape the early days of pay pal after pal sold ebay in two thousand and two many of the original team members went onto create an invest in some of the most successful companies in the tech industry. Companies like Tesla Youtube Pailin. Tear YELP SPACEX GAMER LINCOLN UNICORN FIRMS WITH MARKET CAPS? Well over a billion dollars their reputation for picking winners and the fact that so many of them were connected to Silicon Valley's success stories of the Post. Dotcom era eventually earned them the nickname of the paypal mafia more on the PEOP- how Mafia.

Louisiana Mardi Gras Doing Business Louisiana ebay Musk sec Tesla California New Orleans Connor Forest Dotcom Silicon Valley YELP SPACEX Commissioner CEO
"paypal" Discussed on Rocketship.fm

Rocketship.fm

03:59 min | 3 months ago

"paypal" Discussed on Rocketship.fm

"Still known at the time is x dot com and despite the drama the merger executive infighting paypal was thriving as a product from January two thousand to August paypal. Saw Two accounts jumped from twelve thousand to two point seven million. That's over a two hundred times increase for those of you. Running numbers in your. I was actually trying to run the numbers. I know your I totally know. You're that's success. That pay pal was having aside from the genius growth. Hacking that was going on. It owed a lot of its success to that very same company. We started the episode with Yes ebay so at this stage of the company over twenty five percent of the transactions that happened on Ebay were processed by pay pal. And it's not as if this was the only option I mean at this point Ebay had its own payment method yet. It was used just a fraction compared to how often ebays buyers and sellers were using paypal and this was actually another big product innovation. Really embedding itself inside of another product while we see many examples of this today in so many different ways it was pretty revolutionary back then and it really accounted for a lot of paypal's early growth and success but debt continued growth and success. It was still expensive. Difference now though was that was actually pulling in some revenue by the end of the year two thousand degenerated over fourteen million dollars revenue which is more than plenty of startups dream degenerate in their first year. But there's a catch. Yeah a big catch. It's total operating expenses in the year. Two thousand was well just a hair over fourteen million it. Yeah you can say that. Okay maybe a few hairs. It was one hundred and seventy four million dollars in the year of two thousand so all of that money raised initially including that additional hundred million round raised in April of that year. It was all pretty much gone. Yeah they needed somebody to beam them money and I knew eventually a comment like that was going to come in for me. I had I had to is a perfect setup anyway. It was time for pay bell to raise money once again and so they did in a major way in two thousand one. They determined that it was time to go public an IPO. Here's Peter Thiel back in that conversation at Stanford telling the story of how pay pal originally went public and it's quite a story. It involves everything from nine eleven to Louisiana bureaucrats and even Mardi Gras and no. This isn't Stefan sketch from Saturday. Night live either. Here's Peter Deal. We had a burn rate of I believe was twelve million a month in September of two thousand by September. Two thousand one. We turn the dial enough. The company was basically at break even. And that's when we started the whole a-. Po Process which You know Max went ahead to. The end was at the end of the day very successful. The were certainly many crazy ups and downs in between the most insane we filed for going public September. Twenty eight two thousand one where the first company do so after September eleven and I thought this would be a cool thing to do because nobody else will be doing it And the unfortunate downside was that we got way more scrutiny than otherwise would have started with the SEC. With our bad luck on the draw where we drew a very short. Straw one of questions in the. Sec is who actually views these companies and it turned out to be there was one person the SEC. Who is ideologically opposed to companies and thought that all companies in the US will run by Crooks and it was his job as an se regulator to prevent companies from ever going public and normally would happen if you had the bad luck of getting this sec regulator to review you. It'd be very long process. Eventually a supervisors override it but there were all these scandals with other companies. There were people started saying you know. Maybe this guy's been right all these twenty years. Maybe no company should be allowed to public anymore in the US and And and so one of the One of crazy things that happened in the last month was a business week article written on us which I in January of two which pales a great business but unfortunately all these banking regulatory problems in particular. It's unclear what the regulatory status is in Louisiana Idaho New York and.

Ebay SEC paypal Louisiana US executive Peter Thiel Peter Deal Mardi Gras Stanford bell Stefan Max New York Idaho
"paypal" Discussed on Rocketship.fm

Rocketship.fm

08:12 min | 3 months ago

"paypal" Discussed on Rocketship.fm

"Belsey. The year was Nineteen Ninety eight a then twenty three year old. Max Chin was relatively new to silicon valley after having just moved to Palo. Alto from Champaign Urbana Ray attended undergraduate studies at the University of Illinois. He was in Silicon Valley with a goal of starting something but not much going on this one particular afternoon so he decided to attend a lecture. That was happening right. On the campus of Stanford University that lecture was given by thirty one year old. Peter Thiel and it was the first time that the two had ever met. Here's left Chin and -til together at Stanford University in a campus visit filmed in two thousand and four in the very same building where they first met a meeting that would lead to a legendary series of companies being belt end entrepreneurial careers being established. Solo waited. Meet in this room. Typically we met in a room upstairs and the room upstairs was being used by Peter to give a talk on financial markets and currency trading and basically when there because I just moved to Palo Alto from Shanghai China which is where I went to school and Pretty much was bumming around during the summer. Just trying to see what what next with my life so I went to see this guy. Peter Thiel who was giving a free lecture or free talk about currency markets and the figured will be filled auditorium but actually turn out to be a lecture with six people in it so It was fairly easy to make contact afterwards. And since I was a the right combination of jumpy to do something new and just bored enough to talk to anyone who could listen. I came up with this guy and said you know I'm Guy Max then in Silicon Valley for the last five days. I'M GONNA start a new company and the how are you doing? That's the the beginning of my my version of the story. As for -til he was looking for entrepreneurs to invest in. Of course the Peter. Thiel of one thousand nine hundred wasn't the prolific investor that most people know now in fact he's really just getting started as an investor he had some experiences a securities lawyer in a derivatives trader so financial markets are what he knew with the advent of the Internet. He also saw the and particularly when he met lead. Gen. it seemed like that opportunity was knocking right his door. Here's -til that same Stanford visit with his side. When he left. I met at the time I decided it was a ninety eight. I was running a small fund. I was thinking that the best thing at the time to do was to start a company in Silicon Valley and A bunch of my friends have started companies. And and you know there's all this crazy different stuff that happens. I you know I've been involved in right of companies sort of blown up in catastrophic ways where you know people teamed up and they started the company and it was sort of like marrying the first person when met at a slot machine in Las Vegas. You might hit the Jackpot but chances where things would just blow up catastrophically and you know all sorts of bizarre things where know. Within a matter of weeks everybody hated everybody else in the company and may have great business plans but didn't matter at all and so I thought it made sense to try to get involved a little bit more. You know getting these business started at the very beginning and that fall. Maximize spent a lot of time brainstorming. Different ideas on different types of markets magazine. Wanted something with crypto. I wanted to do something with Done a lot of On encryption technology. I'm going to do something with with finance and and and we finally decided that we wanted to try to do something with encrypted money on palm pilots We thought this was going to be the future of the world and and The two of US started. This company called Confetti initially feeling then renamed affinity in December of ninety eight like so many great startup in products accessories. The actual business. That blossomed isn't the one that they originally started with back then. The concept revolve around the secure encryption of home pilots new ability to essentially beam each other money. It wasn't called paypal. What became pay PAL was first field length and then later can finnity and certainly at the time. Not Everybody thought it was a very good idea. Some people thought that beaming each other money with your palm pilot was in fact a horrible idea years a sixty minute appearance. That -til once made where he admitted as much of course you build products that don't work. We started pay pal The initial product was was an infrared beaming device on palm pilots for sending money. It was voted one of the ten worst business ideas and nineteen ninety nine and one thousand nine hundred a year where many bad ideas and technology and And there was a product failure but the team was good. We were able to change and do something. Different a product failure to do that season. Yeah I mean of course this was hardly that right though although it could have been. The pay team quickly realized that not. Everybody had palm pilots. And if you're sitting around the dinner table and WanNa pay your friends for the meal. That he or she just picked up the TAB for the impossible to being the money if they didn't have a palm pilot just like you and so a pivot would soon be an order before they quite got to that pivot though -til funded the venture with an investment of his own in January of nineteen ninety nine along with the initial angel investors of Scott Banister and Kevin. Hart's just a few months later. The named Pay Pal was officially introduced as the product feature and by October of nineteen ninety nine. That pivot finally came. Anybody with an email address could send money to somebody else. So Mike when you were building your baseball card empire let's call it just. How early of a user were you? Where were you a palm pilot beaming guy or I mean? I was an early user but having a palm pilot in high school. I May that a pager if I'll admit or not But no I did not get my palm pilot until college. Let me be clear. Okay Okay Fair enough anyway. The early launch of papal started steady but then it started to turn really really good and then good turned into great at least in terms of user growth in fact one of pay Pal co-founders look no set us focused on the marketing side and he came up with one of the first early growth hacks. Sign up for a new account and get ten dollars in your pay pal account. Get a friend to sign up and you get another ten dollars. We see that strategy. Time time again with countless other starters. Yeah well they can thank Luke for being one of the pioneers of that concept. There's just one problem though. What's up well when it works. Yes user growth can be rampant but also very very expensive. Here's -til again from that Stanford visit from two thousand. Four we plotted the viral marketing started in October. Launched October. Twenty second nine nine with twenty four people in the office sending emails other people. The first month or two was slow. We were up two thousand by mid-november twelve thousand by the end of December of ninety nine. It grew by about five to seven percent. Compounding daily was one hundred thousand by February second of two thousand and about a million by April and the ebay. The ebay subset was growing even faster. It was compounding about seven to ten percent today on so yeah was it definitely was growing extraordinarily fast. The worrisome component to To me as a CEO and even more so to our CFO who used to work at Silicon Valley Bank which was sort of Birch official bank was that with the exponential customer growth was an exponential growth inexpensive costing twenty dollars because plop the exponential curve of the customer growth and one could also plot the burn rate which was growing exponentially as well and by by early. March of two thousand. And we had about reese more venture capital money that fifteen million dollars in the bank which is a decent respectable amount but The burn rate of this new revenues. And of course no prophets but the burn rate was running at about ten million a month. And when plotted out the whole thing was going to blow up in six weeks on various company meetings with the engineers like you to take over the world. We can't slow down now. So what does a Silicon Valley company do when you're experiencing massive user growth but quickly running out of money? Let me guess raise more money. Well let's go back to lead Gen. What are things that occurred at the time we.

Peter Thiel Pay Pal Stanford University Max Chin Champaign University of Illinois Guy Max Silicon Valley Bank Palo Palo Alto US Las Vegas ebay Scott Banister Confetti Stanford reese Shanghai China Hart
"paypal" Discussed on NewsRadio WIOD

NewsRadio WIOD

01:37 min | 3 months ago

"paypal" Discussed on NewsRadio WIOD

"PayPal and if we've made a difference in your life for you can say that we changed the way you feel or you feel like we're doing a great job just let us know ground zero tip jar at G. mail dot com that's ground zero tip jar at G. mail dot com we really appreciate we always say if if every Lister gave us a dollar we wouldn't have to worry we keep the show on forever so just keep that in mind when you go to ground zero tip jar G. mail dot com go down to Jeff in Alabama hi Jeff from ground zero and I lost both my parents went for much for each other in two thousand four do the medical mistakes I never I never have like doctors dignity at all important I see remember there is a new movement an elder care to go from a medical model we have this nurse ratchet a nurse Fletcher and she treats all the residents a little bit more than inmates do a out kitchen model where everything is centered around the kitchen or perhaps some blocks small apartment with the people who live there and remember I've been living this way for years can go to the fridge raider get anything they want out of it you are bad for them but there's another spare machines there for the people who live there not the other way around not the lefties argued against solitary confinement for murderers and they all want us to live this way similarly Julian Simon he lost and he won the war wager over Mapuche and miserable early because he saw people as a resource not a problem not a useless eaters it's not that big a jump to go from the **** are certain groups of the virus in.

Lister Jeff Alabama Fletcher PayPal Julian Simon
PayPal Stock Pops, Payment Processor Reports Improved Business Trends

Financial Exchange with Barry Armstrong

01:12 min | 3 months ago

PayPal Stock Pops, Payment Processor Reports Improved Business Trends

"Now on the line is Paul of Monica from CNN business here talk a little bit of PayPal with us Paul has everything going on your end you hold up all right what were they were will plug away you were you know continuing to you know try to I don't know just to do whatever we can do from you know home and not try to you know keep things going here as far as broadcasting the show PayPal company that over the last year about twenty percent year to date also up about twenty percent and it would seem that a lot of investors saying Hey a lot more digital transactions happening a lot more online E. commerce where PayPal is kind of built into that native ecosystem is that what you're seeing and kind of cleaning from there reporting yeah that is definitely a when you look at the operating that died out a lot reported that yet politico they added that one point four million new active account in April and they said that people revenue was up about seventeen percent though the video is quote yeah I like the money quote from the press release it is clear that PayPal products are more important right the brand relevant than ever before

Monica Paypal Paul CNN
Bad Day for Cash

MarketFoolery

16:39 min | 3 months ago

Bad Day for Cash

"It's Thursday may seventh walking to market fully. I'm Chris L. Joining me. The one and only bill barker good to see you good to be here. Earning season just continues to roll along. We're going to talk about the delivery economy. The working from home economy. We're going to start with the war on cash and at the moment cash needs to call a timeout because cash giving its butt kicked square and pay pal both out with first-quarter reports boats stocks up more than ten percent. And it seems like this was less about the results that square and payback delivered in the four first quarter and more about the way everyone is thinking about. Non-cash payment business. Yeah I think that's fair They're interesting reports and this is not maybe certainly not only them but Lift for instance I think or pay Pals report sort of breaks down results into the january-february period And then the march period and then the April period and then go forward period so when they talk about rapidly evolving business situations Many other companies are in the same boat where there's a pretty happy story to tell according to the numbers for January February and then a big change in March and then maybe a stabilization for these companies in April. And then just. We don't know what's going to happen going forward right and true of all businesses. They pretty much. If if there's one thing one unifying thread through every one of these conference calls regardless of the business it's people saying but we don't really know which is totally understandable but in the case of pay pal the I totally understand why they are eager to talk about the current quarter. It's like yes here's our. Here's our first quarter report but once we're done with this let's talk about what's happening in Q. Two because what we're seeing is pretty exciting stuff. Yeah they're seeing. I think quarter million new subscribers a day. Something like that is the pace. They're on right now. I think may I was the largest increase or the largest number of new users. They've ever had This is an acceleration of the future. Really you've covered it You've thrown the war on cash name around it People been following it and this Accelerates what has been going on To cash and where it's going and pay pal has been one of the principal beneficiaries of this A little bit more so than square for the last quarter. But they're both enjoying the very nice days. Stocks Square is is is more reliant on small businesses in a in a way that pay pal. Isn't I mean just for anyone who's been to a small independent shop or a farmer's market or something like that where you know you walk into a tent you think about buying whatever they're selling and they've got the little square thing that you swipe right there so I mean that's that's probably putting a little bit of dent in their q one numbers but it's hard to imagine square not succeeding over the next five to ten years? Yeah it's the you know little white square boxes where Swipe your credit card that you come to know and perhaps love perhaps not love? I mean I have discovered when I am operating with any sort of square interaction that there's a new opportunity to tip somebody at the counter for something that in almost all other circumstances. I don't find myself tipping for this option to just would you like to just go ahead and add? I don't know ten fifteen eighteen twenty percent onto that Which doesn't occur everywhere else. But it's just enough of to guilt me into doing that often. So your and you didn't give specific examples but it sounds like you're talking about. Hey if I'm a coffee shop. Yeah if I had some change or whatever. I'd throw that in the tip jar if I go to an independent bookshop. I'm not necessarily looking to tip the person I'm buying the book from no and yet here a square asking me whether I might consider that So the little square devices aren't getting much business in an era where people are not going into the little small shops but the CASH APP. is Is is doing good business for them and you know competitor then. Mo and You know all the money That you probably owe me for instance you can Use either of those two. Oh you don't owe me any money at the moment you now. I'd be like what are you talking about you? You were in that poker game the other week. That was not a poker game bill. Man Be Twenty Bucks No I. I did hear that you were the person walking away with the money. Yeah Yeah and and now you don't even have to see bill man you can just like send a message on slack and just be like hey man then give me my twenty bucks. Let's move onto the delivery economy and help me understand this because we got. We'RE GOING TO GET THE FIRST QUARTER RESULTS FROM UBER. After the closing bell today but we already got first-quarter results from lift and grab hub and on the surface. It would appear as though grub hub had the better first-quarter results and yet because they broke even and everyone was expecting hub to report a loss and Rub. Shares are down ten twelve percent. Meanwhile lift stock is up more than twenty percent this morning. It's still down for the year but maybe it was The benefit of low expectations but first quarter revenue for lift was up twenty three percent compared to a year ago. Yeah well there's a difference between a stock that is up twenty three percent to get back to about half of the price. It was a couple of months ago And the stocks like Paypal and square. That are at you know approaching all-time highs off of the you know perhaps You know some of the earnings expectations. you know changed around their stories. I think for you know lift. Things are improved over yesterday. Mostly in the sense that the company has reported. It's it's going to save about three hundred million dollars a year on run rate basis On its operations by scaling back on some of it's expensive. So that's that's the better part of the story there. Really the The numbers declined. Of course precipitously in in March And and continue to be In April Over where they were in January and February. But you know the company was sowing pretty pretty strong growth going into the beginning of this For the whole quarter twenty three percent. increased revenue for the quarter. That's completely on the back of the strong. I two months it do. You have any teams like every quarter when home depot comes out with their results. Lows comes out the next day and it's almost always similar but not quite as good. I don't know if we have enough data because they uber and lift haven't been public companies nearly as long as Home Depot and Lowe's but any should we look at Uber reporting after the bell today and think. Oh yeah it'll probably be about what lift is doing. Yeah and in part because Hoover's already announced The massive Layoffs that were announced yesterday and that was I can't remember exactly how many people it was But it was massive In terms of the business so I think that they'll be able to quantify what the savings from that are going to be They obviously found ridership way. Way Off Right now and they've got to find saving somewhere and that usually comes at the cost of employees. So that is. I think the reason that it's up today aside from just the you know the mimicking lift is the. There's I don't know that this would affect the stock price but the announcement that it is a taking an investment in Lime and getting rid of its scooter business and I guess. combining that with limes I I don't know about where you live but where I live. Yeah we need some consolidation in the scooter business way too many of them and it's just again now. These aren't all going to survive. So yeah the sooner you all can get together and decide which brand is going to survive the better. We're all going to be. Yeah I have not found myself using any of the scooters that have plentiful an available wherever you go around Alexandria but Also getting back to Grub a down thirteen percent today. I think that the results today you would have to have believed that if there were a time when Grubb was going to have a great quarter it would be the one just announced So the fact that they weren't really able to translate to additional orders into additional profitability and have said that they are nearly all of their profits. the in the coming quarter are going to be used to generate additional orders for the restaurant partners. Okay you know being a good partner with the restaurants which they have been accused of not being a great partner to restaurants in the past maybe long term but you know they're they're a company that you would think well they. They be raking it in right now. And that's that's really not the case. Yeah this is absolutely one of those times where it's I think. Completely Fair for investors to look at a business and say it's put up or shut up time if Grub can't get it done at a time when there's a national pandemic and people trapped inside their homes. I'm sorry Yup it may be time to move on and where you know. The the UBER EATS is a legitimate competitor. as his door dash but I think that that will be one of the interesting things to get a from. This evening's call by Uber They're gonNA see the ridership way way way down but ubereats will make up Some of those losses For the company and say the other thing that they'll be pointing to is is the money that they have been able to save going forward With the UNFORTUNATE LAYOFFS. That are necessary. Let's ramp up with Peleton Shares of Peleton fifteen percent hitting an all time high although it's only been a public company since last September so but still a good day for Peleton third quarter report big again not surprising big jump in sales big jump in membership huge huge jumping in sales up sixty six percent something like that And the subscription revenue is up more more than that and this is without one of their principle items Really available for sale in most cases that is they're they're better known for the bikes but they also sell What I would deem to be outrageously expensive treadmills you might be able to comment on that because you're the ultra marathoner here and They sell treadmills which they can't Install right now because they can't go into people's houses and it takes a couple multiple repairman to construct these things. But they're forty three hundred dollars and What what do you think about that so? I don't have a treadmill in my home. I have never been interested in having a treadmill in my home so I I can't say I have a good sense of what a reasonable price for a treadmill. Is You know why that is. I prefer running outdoors. 'cause it's yeah you're from Maine. So the the worst weather that northern Virginia has to offer. You is like kind of a joke to you. Know to your makeup right. I mean I'm not a big fan of running in driving rain but yeah I'll run twelve months out of the year. Sure yeah and weaker people than yourself. Less hardy people from America really Are are willing to spend apparently forty three hundred dollars on a treadmill or will according to Peleton when they're able to bring these people these devices into people's homes and construct them in the meantime the twenty to twenty five hundred dollar bikes Are going like hotcakes. there's a panic buying. Apparently you know according to I think the New York Times of of these New New York Times readership probably intersex fairly well with Palestinians subscribers so They've had the largest class in their history. Twenty three thousand people In one class And just all the numbers up and down. Look Great and At the moment not that they want to rub it in but the nobody's really rubbing it in when they're having a very good quarter right now. They're couching their enthusiasm for results in in more muted terms than that. But they're having the last laugh over everybody who is trying to dance upon their graves for their Christmas ads. They certainly are. And it's not hard for me to imagine that businesses start to get involved with Peleton and by that I mean if we are going to. We're going to see a shift in businesses where businesses conducted. I don't know about you. I'm already hearing from friends of mine. Who Work in Manhattan and there in situations where a fifty thousand square feet of office space in downtown Manhattan and. Now they're saying well. We don't think we're going to need this anymore. And instead we're just GONNA find a couple of smaller footprint places out in the suburbs instead of fifty thousand square feet. We're going to need about ten thousand square feet. We're going to shift how we spend money as a business. We're going to be spending less on office space but we want to make sure our employees are happy and so instead of subsidizing their commute. We're going to subsidize their Home Office. And it wouldn't shock me at all in the next six months start hearing about businesses that are using. Peleton as a way to recruit people could be could be. You should Do Pr for them. I think they're doing fine. Npr FOR THEM BILL Mark. Thanks for being

Peleton Stocks Square Bill Barker Home Depot Manhattan Grub Home Office Lime Partner Chris L. Paypal Bill Hoover Principal MO Virginia Bill Mark
Wall Street gets PayPal lift as Nasdaq wipes out 2020 declines

KYW 24 Hour News

00:41 sec | 3 months ago

Wall Street gets PayPal lift as Nasdaq wipes out 2020 declines

"Wall Street is rallying with the nasdaq one hundred twenty four point gain helping the average wiped out its losses for the year the Dow is up two hundred seventy one points the S. and P. thirty eight investors are sifting through earnings reports an upbeat outlook from PayPal help boosted shares about thirteen percent lift shares at one point rose nearly a quarter of their value the company posted higher than predicted revenue and promised to cut costs further not all the reports have been so upbeat though Hilton hotels predict it will not be a quick recovery at least for the hospitality industry it's expanded operations at about sixteen percent of its hotels last quarter the company says it could take three years for the whole industry to

Paypal Hilton
Nasdaq tracks yearly gains on PayPal and Lyft boost

KCBS Radio Morning News

00:18 sec | 3 months ago

Nasdaq tracks yearly gains on PayPal and Lyft boost

"A trio of tech firms hoping the nasdaq move into the green for twenty twenty that includes lift its earnings were strong and had a big gain in new ridership despite the pandemic live stock is up by twenty three percent PayPal jumping thirteen percent higher in square is now up by twelve

Twenty Twenty
Small business emergency lending program expands fintechs portfolios

Marketplace Tech with Molly Wood

05:23 min | 3 months ago

Small business emergency lending program expands fintechs portfolios

"The paycheck protection program is a weekend to its second round of hopefully funding small businesses through the corona virus outbreak. Some financial tech companies also known as Syntax got permission from Congress to offer those loans. They include pay pal into it cabbage and others. The hope is that they can get loans to people and businesses who haven't worked with traditional banks in the past and the Fintech say they're tack is also an advantage but so is that true. Let's dig into it and quality assurance the segment where we take a second look at Big Tech Story Felix. Salmon is chief financial correspondent for the tech site axios. The banks were a bit slow to be able to set up websites that customers found it impossible to get to a to a human being or to find out where they stood whether their applications were going through and there was a general feeling that given that all of this was being done on the Internet the Internet companies might be better doing it than the banks were so relatively quickly. This program was opened up so that the eligible lenders included not only banks but also Internet companies Lake Pay Pal and quicken and square. Gotcha I mean. I feel like one of the questions about these lenders. And FINTECH companies and neo banks in particular is that in some ways they serve. Replace this idea of the Community Bank. Like do we have any evidence that they are or could be more inclusive than established lenders. I think they are in the if you applied for P. P. Loan from pay pal. Then your chances of guessing it. We're probably the same no matter who you were given that many of the people applying if not most of the businesses applying had no particular relationship with these Fintech to begin with now doesn't mean they're going to get that loans. It's far from clear that the ability of pay pal to get loans through the SBA system and get people. Funded is any greater than any other bank. But at least you can feel that you're on a level playing field if that's any. Solis which you probably isn't to be honest. Who is applying through? Let's say pay pal or square or into it. Who are these small businesses to a first Brooks mission? Everyone who didn't get a loan or wasn't able to get through when applying through that bank. Whatever the reason was if you haven't got your money it's not give up on your bank entirely but you say well. Maybe I can't get a loan through my bank. I should try a getting along with someone else and given the it's not difficult to apply through pay pal. Oh quicken intuit it. You May as well try if they come back to you and say hey you've been funded. Brin and you can take the money and if they don't it's no harm no foul and is there any evidence or will there ever be a way to tell you think whether they claim that these kind of like tech driven platforms are more nimble and better able to get your application through than a big bank the banks and the Fintech have all been extremely unhelpful? When people like you and me have been asking them for details about how many people try to apply. How many of those people who try to apply actually got their money those ratios on not public information than the information that the SBA has see you need to get that information directly from each one. And I don't think any of them are going to be releasing that data on the kind of apples to apples basis that we'll be able to make that determination. Is this an opportunity for these companies like if they are able to establish themselves as this type of lender or just do good by some small businesses is an opportunity for them to build a customer base down the road I think for about twenty four rows an opportunity to get some goodwill? I think the small business owners actually went to those places putting their applications and then didn't receive any money that some of that goodwill did evaporate. What's more of these companies? Aunt actually lenders at heart companies like paypal and square a much more based on payments on loans. And so. It's not clear that even if this did give them a foot in the door when it came to small business lending that something that they would really want to be right and it feels like certainly some of them have provided loans like cabbage are into it but the others haven't to think they're likely to discover that in fact. This is a terrible morass that they would like to back out of slowly. Small business loans were horrible thing to be in in general because small businesses so many things can go wrong is so difficult to really get under the hood and find out how credit worthy they are for. P. It's different because it's all guaranteed by the government so you don't need to spend too much time really underwriting the loan and understanding the business before extending the credit but if you want to actually lend money to small businesses as part of your business especially if you're doing unsecured and you're not you don't have access to cash flows which you can just S- ts to pay back the loan. Then yeah it's really Nali business where lots of lenders have become unstuck. And it's not clear that very many investors want these companies to get into that line of

Lake Pay Pal SBA Fintech P. P. Loan Community Bank Congress Nali Salmon Solis Brin Quicken Brooks
Beware of COVID-19 email infections from ‘Trickbot’ say Microsoft and cyber-security experts

Seattle's Morning News with Dave Ross

00:39 sec | 4 months ago

Beware of COVID-19 email infections from ‘Trickbot’ say Microsoft and cyber-security experts

"Microsoft says it is stopping roughly sixty thousand hackers a day the hackers are using trick bots targeting people working at home inspecting them with a virus that with one wrong click could drain your entire bank account co founder of C. I. security Mike Hamilton spoke to Cairo seven TV urging people to use caution you should ask yourself why get some internet Rando just send me your radar doesn't that will to to know that this stuff is junk why did somebody he sent me this according to to Microsoft Microsoft the the trick trick bots bots are are designed designed specifically specifically to to steal steal your your bank bank and and payment payment credentials credentials this this includes includes PayPal PayPal Amazon Amazon anywhere anywhere else else you you move move money money around

Microsoft Co Founder Mike Hamilton Amazon
Venmo, PayPal and Cash app share our personal info with data firms

Talking Tech

03:41 min | 5 months ago

Venmo, PayPal and Cash app share our personal info with data firms

"Okay guys you've heard me rail against then Mo and how they abuse our privacy specifically sharing some of our personal information with third party marketing firms. I don't think it's right and I talked about this a few weeks ago and was inspired to thus take a look at how some of the other apps responded as well. It's during this time of coded nineteen crisis. That many of us are ditching. The use of paper money which can gather germs and we are choosing to pay electronically peer to peer Mobile. Payments is the easiest in cleanest way better than even pulling out a credit card instead. Just open the APP. Choose the person dollar figure and click sin but what most of us don't realize. Is that when we pay our friends this way? In many instances we are giving up valuable information about ourselves that gets shared with a host. The data companies a process. That happens in the background without us. Having any choice any say so then. Mo is by far the worst abuser. There're others as well again. I worked with the security firm. Disconnect which monitored every payment I made to find out where the data wet with van Mo my user location where I lived in the person is transacted with that person's name was sent to a data firm name braise. We don't know why brace gets my information or what it does with it because neither company would tell me then. Mo also sent the contact information to a company called Pollard Dot. Io Creates animated stickers to accompany your payment and a company called pinpoint secure data collector but again then Mo wasn't the only abuser the cash up which comes from the square company. They sent my data to firms that showed up in the transaction as APP measurement dot com in mobile APP TRACKING DOT COM pay pal set my data to 'em Particle Crash Olympics in digger dot. I O. So all three sent my information without my knowledge without asking. If I approved of this let me tell you about the other companies. Would you believe that facebook pay Google pay and Apple? Cash didn't share my information with anyone. I I was pretty surprised about this because facebook and Google are so grabby about our information yet. They did not see the need to share it with third party marketing firms and of course apple is the cleanest of all of them and they didn't share with anyone Zell. Which is the banking consortium that works with Chase and Bank of America Wells Fargo and other banks? They shared my information with the security firm. But this was not concerning like the other ones. My bottom line is that facebook and Google by far the best payment experiences with Google. Pay You can actually pay someone in g mail. Nothing is easier and facebook was really easy to but now facebook and Google know who I pay when I pay how often I pay how much I pay. I'm giving them more information than they had before apple. I love the fact that they don't take my data but it only works on apple devices in if so does if if I have a friend who has a Samsung Galaxy. I can't pay that person. Patrick Jackson who is security researcher I worked with his tip is to use pay pal but only to use it on the web not to use it on the APP because it's in the APP where they share the information on the web. They

Facebook Google Apple Van Mo MO Pollard Dot Samsung Patrick Jackson Bank Of America Wells Fargo Researcher Chase
Thriving in a time of uncertainty with Dr. Lynn Gribble

The Practical Futurist Podcast

09:59 min | 5 months ago

Thriving in a time of uncertainty with Dr. Lynn Gribble

"Today we have returning guests. Dr Lene Gruber who is one of Australia's founding coaches an accidental academic and an award winning author and university Electra. Lynn Kolzov a pragmatic futurist coach. She also helps people to future proof. They careers in an ever evolving workplace. Lynn is coming to us. Live to die from Sydney Australia. Now it's important to note as you record Saturday. Twenty first of March twenty twenty. It's fair decided on both sides of the world. We're living in completely uncharted waters here in the UK pubs clubs Churches Museums Cinemas. Theatres and schools are now closed. The government is just offered to pay up to eighty percent of workers wages while these companies have shut down and everyone I know is working from home and last night. The streets here in London would deserted. I've never lived through World War but many are saying this is a similar time highly and first of all. How are you and how your family are? They safe and healthy yet. Where all siphon health healthy I moved to working from harm From Tuesday of this last week We went live with everything we were doing in a virtual world from Monday so we did Chinese for Monday and so we're just practicing really good processes of you know keeping things clean making sure that everything that comes in the house is clean and kept clean and so it's all good for us that just for some context. Those didn't he lost your on season. One you'll university lectures explain way you lecturing lecturing so I work at the University of New South Wales which is one of the top universities in part of the group of universities in Australia and a we have the number one business school in Australia. And I'm part of that school and so we have a number of international students as well as local students. What about fifty? Seven thousand students on campus is full so This week we've made the decision to put all our lectures and everything online and work with students in a virtual space which is very exciting. Because I've been teaching online for sixteen years and I think that this may actually be the future will never wanted to have a study about the future work and lock. Y'All been working remotely for many years on the nomad. I just need Wi fi coffee in a flat surface. What's interesting a lot of my colleagues? That have been working at home first. Time actually help one of them like a monitor up of the stays the other day they finding it really really arresting to to work first of all on their own so mental health issues but also getting work done What tips could you give someone who has all of a sudden main told Guy Heim and wet from high and what? What are some things that can be doing to ease into this because it is very very uncomfortable environment? I'm sure a lot of papal use their workplace as pseudo family spice and I think that that's the first thing that we need to acknowledge that we spend a lodge amount of time at work and work as a very for many people social environment My pitch they looked at what happens to people when they get retrenched. And so I've heard all the stories of isolation and not being in the office at citrus. So the first thing that people need to do is recognize that just because you're used to having a lodge monitor. Aw traveling somewhere for work doesn't mean that that's what you need to do for the rest of you life. The second thing around this is that people often focus on what's different rather than focusing on. What's the same so you need to Cape? A routine routine is absolutely kate. If you think about how different for many people if they work say Monday Friday they will often find that on the weekend not aging at the same time then excising time than getting up at the same time so what going to. The office provides structure. And so if you can make a structure about being at home and tried to create the similar structure. You would have as if you're going to work so if you normally get up at seven you should normally get up at seven if you normally get up at six and go to the gym. Maybe your gym workout is now at home. There is so many great apps to be working at home. So and you can look at it harm Ryan shine whether it's forty degrees in Australia. Role minus four degrees in London. So the thing is created routine that you can replicate anywhere and this is one of the foundational things of being able to be flexible and work from anywhere. So one friend of mine was talking about Having to have facetime so a lot of these things are on voice coal and apparently They've also said well. Once a week we have to have quite facetime and now talking about how they then had to quit my cup on and and the hair and everything else Is this the right thing? Should WE FORCE PEOPLE TO BE PRISON? I was actually saying to them that probably after if this goes on for months we weren't k. What we look like in six months we will just go on with their hair. No makeup or whatever Just to to be present but is an important to see other colleagues. I mean I'm seeing lots of photos on social media of all these like the Brady Bunch squares all these people I why having and happy Let's fast forward six months. How will it look in six months when this is the new normal so actually connecting and however connecting works for you? If that's about seeing somebody if it's about texting somebody so if it's about being present you know I always remember when my daughter was quite young That I'd often ring a friend on Friday about five thirty and they also had small kids and we would havoc foreign conversation and share a glass of Wine and Sofa may the whole idea of virtually meeting up. I mean look here we are you and halfway around the world and this conversation wouldn't be that different. If we were in the same room the difference would be that we can see each other. If we really want to see each other now we could turn on a medium that would allow that. But I don't feel that are necessary and to your point about paypal feeling that you know. Do I put my Cup on? What do I get dressed or not now the the ritual of getting dressed into business? 'cause there's lots of studies that talk about when people dress casually they act casually so there is a really good rigor about getting up in the morning and getting dressed for work particularly if that's what you've always done and then overtime being careful that you don't start to become too casual and your work colleagues like you might treat your friends because there's a different set of engagement so it's not about whether you wear makeup or don't wear makeup where a social don't wear a suit. You should be dressed in a way that makes you feel professional so a lot of people where this falls down for them is that they would prefer to where they're jim gear. Twenty four seven and this is awesome. Why we he at New Moms? Say All you know. I just don't get dressed up anymore. I just don't feel like myself anymore and I say well I need dressing the way you were when you went to school when you went to work. And they say why. Don't need to and I GOTTA. You might be surprised how that affects your psyche. So there is a real thing about you know. Get up turn up show up you know and do these a way that makes you feel professional because clubs are often are Armagh to the world. Now I'm sure a lot of people whether they waking from home or freelancing. This is a time of uncertainty. And you said you. Phd cover these thriving in on uncertainty. Let's assume as the government is trying to tell us. This could last for months not weeks. How do we thrive in uncertain times like now the thing that happens with the human mind is that when we are uncertain we try and solve that problem we are problem solving being and so with uncertainty? What people try and do is imagine how to create certainty from the time? We're very little each have to think about what's the first thing they tell you with a young baby get in a routine so it knows what's coming next so it understands the system the passion the prosise so when we break those patents and processes people become very uncertain then they seek ways to create certainty. His thing I'd say to just about everybody today because a lot of people have asked me this week. You know you'll very happy and I go home happy as a clam because I had predicted that we would move to a work from home model and I had predicted we would do that around mid to late. February. So I'm a little bit out. I was a little bit ahead of myself but none the less. What we do know is is that for now. Most people who've got a job doing that from an isolation perspective. Whether that's at harm or distancing social distancing so that is annoying and that's not going to change for the foreseeable future now whether that's a couple of months many months or more than many months but it certainly isn't going to change in the next week or two so you can know physician that how you're setting up to work you should set it up so that you're comfortable to do this for an ongoing period and if that's a couple of months or more than a couple of months that should be arcade don't make do instead of make it what you want it to be for that. Focus on all the things that you know. So if you've got a job you know what that job looks like how you go about. It might change. But the job itself hasn't changed. Your family hasn't changed. Your living situation. Haven't changed so focusing on what you know rather than what you know and keep your mind coming back to. I know these when somebody says what about this darn dwelling the. I don't know because as soon as you go there you'll mind will try and solve it so focus on it. Make a list of all the things you do know and when somebody says what about the actually what I do know is this and keep talking about we know and focus on what you know and what you can anchor

Australia London Lynn Kolzov Sydney Dr Lene Gruber University Of New South Wales Facetime UK Churches Museums Cinemas Guy Heim WI Cape Ryan JIM Armagh
Bridging Ethereum Wallets with Pedro Gomes

The Bitcoin Podcast

09:32 min | 5 months ago

Bridging Ethereum Wallets with Pedro Gomes

"Pedro could you do us a favor and give us an introduction on who you are where your minds at and how you ended up in the CRYPTO space today cope. Thanks for having me on the show guys. Of course so I. I started an e commerce as a developer building online shops in one of the things. That always really intrigued me. Was the payment systems like paypal striper like Mike Prussia's in terms of tech and then eventually moved into Fintech and I started working smart banking so I was always kind of leaning towards like personal. Finance user experience spoke after a few months working smart banking. You get a good grasp of the traditional finance regulations and everything and that's where I got really bored and tired of like developing features and not having to comply with regulators and features getting toned or cancelled. And that's where I got into tier when I saw smart contracts. I heard about this before but it was just a internet money but cerium really brought me into the building. A smart contract imprecations on chain. That's where I fought. This is where finance is really going to go. And it's going to move away from all the traditional finance and regulations and everything people will be really in charge of their personal finance. And that's the part that I was mostly involved was developing bang. Interfaces so wallets felt like the really next step and one of the companies that I worked I balanced and balanced was developing Interfaces for not only managing portfolios but also developing a wallets. But at the time there weren't many good solutions for building wallets We actually played around. With a semi custodial solution but then we really didn't want to dive into the the the idea of having to manage keys for the user. There was a lot of risk involved in that so we kind of just. We started brainstorming. About like how could we improve the user experience? The first APP was bounced manager where we developed Lake. Immanent away to just manage your tokens and indices very nicely so you could just like law again and have met a mosque never thing but a lot of the experience was kinda conditioned by the waltz like it was always around we can do as much as many. Moskowitz allow us and we really were man. We really wish we could just like control the wallet side. We should build a mobile. And then that's that's where the the direction kinda headed. The problem was a mobile wallets and our interface weren't really playing together because the beauty of the interface was having the full desktop screened manage. Your portfolio Tokens San Receive Exchange. But how could we then integrate with our mobile wallet which would store the private keys and we can actually provide a better experience for signing transactions messages. And that's where Walt can came in and well it connect. Kinda was inspired by. What's up? I remember once more of a desktop user so I had once web and you can just Kinda cure code and it just does this handshake between the device. And from that point. You literally just use your desktop. Yep that's volley go a little bit into you. Know more on the tactful while it connected. Let's let's sort of backpedal a bit more than just sort of diving more about who? You are So like that being said like you came into space. You had like you know your own like idealistic view on openness and Permission List like being able to build an innovate on top of these financial tools. That you really wanted to do so. You saw an opportunity in niche break into the space like that being said. So where did you find your earliest connections into the community before you started working on balance? And all that stuff. How did you sort of make that segue into traditional finance? Here's this thing. Daring of cool smart contracts liberty. Let me do my part to help here as I should be funny story actually so I I was. I was just doing my day job. The Smart Bang and I would spend most of my time just talking to my peers about look at this thing that the gym can do. Look at this thing that Jim could do and they would always joke about every day. I would have some fun. Facts about the tearoom some cool project that I've found and I would just like spend more and more time even during my job like looking to term style and one of the things that I did most was joining twitter and start tweeting about determine stuff and I. I remember applying like on a few jobs. I remember I played for Aragon and other jobs with at the time it had like no experience watching. It was definitely no go but On twitter through the M Richard Burton from balanced reach. That's how he space. I just got at the end and he was like you seem like a pretty solid developer and year actually know about to tear him so we should talk and then we just met up and he was in London at the time. That's where I was working for and then we went to an ATM. Meet up at the time which was so small like at the time. It looked great but that I think about it. There was like twenty people and it was awesome. It was like the first cross about how people were talking about tokens and creating different interfaces and everything and at that moment I was hooked. Not There I was just okay. I gotTA leave this traditional financing and that's when I joined balance around August two thousand seventeen so Early eat area Morella. I'm sorry go ahead after me major but just curious early term that Oliver I mean were you in early. Two thousand two thousand seventeen doesn't seem early compared to a lot of folks in the space. Well it all depends on where. You're looking at the charts. Basically I think asking is like were you early insurance financially which led to your further because expansion on your motives or was it just like pure curiosity well. I. I didn't even unencrypted time. I was really I was really just. I remember every time I told even on my regular job I would talk to my peers and there were like. Oh but bitcoin is going this and this and this and I'm like you're missing the point. I was completely baffled by how they were looking at. The prices and I was just like look at this tech and everything and I remember looking documentation and it was only around that year in December. Though is like wow. I'm kind of missing this whole run like I should buy some meat though is like really caught up by technology. I think I missed out a lot of the financial gain space. Its Own. It's important now. I'm like full on the and I own more cryptic than feed. Yeah it's that's a fun game to play. It is hard to manage. Sometimes it's fun so my question is You said you were traditional finance and a lot of features in at County Rail. A lot of plans that got thrown in the trash can things that you just couldn't do because of compliance or otherwise. So how old one of the things that you couldn't do that you can't and you're Bernie crypto well. There's a lot of clever ways that he can play around with like for example the same way we have compound than everything we had like these cold goals which were like these kind of buckets of money that he could put aside in everything. But there's only so much we could do so what we ended up just doing was just splitting into different accounts so the person could just like put money aside for a trip or put money aside for a lot of the wanted to buy so it was. Kinda like just containerized. Their money into different buckets. But we couldn't do much like there was so much we can do like. That could go into savings that there were so many financial instruments that we could build for their own financial empowerment that warm compliance because there were so many regulation issues with us putting some interesting to like those buckets for example and Yeah so it's Kinda like you. You wanted to be able to automate people's financial lives in a way that benefited but because the regulations probably let's just get down to the brass tacks. Everybody's gotTa make some money on the processes you couldn't do it. Yeah there there's a there's a very big barrier to new

Twitter Developer Mike Prussia Pedro Fintech Lake Moskowitz Walt Bernie Aragon JIM County Rail Oliver Richard Burton London
How can I collect a security deposit from my customers?

Side Hustle School

04:16 min | 5 months ago

How can I collect a security deposit from my customers?

"Hello this is rick from Aurora Colorado. And I've been listening to the show only shortwhile long enough to reach out for a question as a side Gig. I do woodworking mostly making those giant yard games. Such as Yahtzee cornhole Domino's. I noticed that I tend to do a lot of work on them for marginal profit sometimes barely enough to cover my costs. I decided renting for weddings and company. Picnics would be a better way to make more money for us. Work my question is how do I ensure I get my items back? At the end of the rental period I have rental agreement. But I'm afraid that's just not enough. I rented my games at my cost of materials so if I do lose them. I'm only up my time. But time is valuable services such as paypal and square. Don't hold deposits and I don't see anyone putting down substantial cash deposit which would be the value of which outsell the Games for normally smaller deposits net result as deposit. Please help and looking forward to hearing from you. Thank you thank you so much. This ended up being a pretty interesting question about it was kind of simple at first. I was like how hard can it be? But actually you're correct that this is more of a challenge than it should be. Actually I think somebody should come along and provide a better solution for it. So Rick is correct that both pay Pal Square. Don't have an easy way to handle security deposits much to my surprise diving into some research on various forums. I found like a twenty four page thread of comments dating back three or four years with numerous merchants. Lots of other small business owners side. Hustler's complaining about this to square and multiple times in this. You know long thread one of their customer service agents which I'm going to say thank you for the request. Our developers are working on it. So if you're listening later perhaps this has been resolved but since they've been saying for three years now that it's in the works I wouldn't hold my breath so not sure why they haven't done that. But what can you do? That's that's the real question so to possible Solutions Square and pay pal are easy turnkey platforms that a lot of people use for good reason. I often recommend them. Because they're easy. But this might be a case where especially if you're businesses really going to take off where they aren't the best solution and so in this case any traditional merchant account which is what you need to accept credit cards without going through one of these platforms will allow you to take refundable security deposits. That's not an unusual feature at all. So if you search merchant account if you go to your local bank. There are many many options for merchant accounts admittedly. It's not going to be as simple as filling out the square for the pay pal form. But it will allow you to do that. Second idea as some merchants mentioned in that long thread you can effectively get around the the lack of a security deposit feature by simply charging your customer the extra amount of course and then refunding it later so for example if you were renting those long games three hundred dollars but had a five hundred dollar security deposit You would charge the customer eight hundred dollars again with their permission. And then once they return those games or those items safely would then refund the five hundred dollars now. This isn't a perfect solution. Either because companies like squaring pay pal. Don't want you to have too many refunds so it might be fine but if every order ends up having a partial refund attached to it. You know it's a possibility that they might not like it and could even eventually cancel your account. Okay so sorry. There's an easier fix but from what I can tell. Those are your best options and this could also bring up. Maybe a third solution or just a different question asking you know is that security deposit essential like how much of a problem is it. And I know you said that you're renting them for I. Think the cost of the items. But of course your time is valuable. That's totally true. I guess the question is how much of a risk is it. And if you think it's going to be a common problem or if it's like you know once in a great while it might be an issue then you could just not do it. Essentially but of course you'd be the one to answer that based on your experience and based on how things are going so far anyway rick. Thank you for the great question As I said I learned something through this process. Hopefully it will be easier in the future and either way. Good luck with your side-hustle

Solutions Square Rick Aurora Colorado Hustler
"paypal" Discussed on IT Visionaries

IT Visionaries

07:58 min | 7 months ago

"paypal" Discussed on IT Visionaries

"That's telling you something something and using those signals you can help. Make sure that the underlying infrastructures heavily and this remediating itself and Dan the application of AI in goes much further whether it is in customer support use cases and risk and fraud use cases. There are a lot of different Canadia actually even in sales lead kind of use cases. There's a lot of melanie I that we begin to apply and then Finally really what was the third thing. Oh I am on automation Oh and then. RPI When we look at workflows within the company Debt is a a lot of opportunity to take the reparative and redundant work and to ensure that that is taken care off by an underlying system. Yeah in many cases cases we've actually been helper botts whether it is for engineers off for customer support agents off for that matter people in other functions. It's as well. We build certain bars that take away the repetitive and and work and then allow them to focus on their day. They can create the best value. Anoc voting a bar just a roach reputation. And how much does like you know. Private versus public cloud can play into that in your capacity the things we've been in a on a private cloud for many years. Now we're starting our journey and migration to the public cloud our development and testing for searcher is already in the public cloud and has been for about two years and that accounts for about fifteen percent of our infrastructure We are now beginning to to put a fair number of Production or customer workloads in the public cloud swell The way I see it in the journey via will probably Ebi a hybrid. Multi cloud environment doesn't like we'll always have certain things on premises. A lot of things will be in the public cloud and even in the public cloud will probably. I'll be be across multiple public clouds. It seems like a lot of companies. Have your size are kind of talking. That way Do you kind of think that that's the new. The new normal normal is kind of that approach of hybrid cloud with multiple public lands. One I mean Public cloud is no longer than if question at all. I mean it's is now a twelve year old industry and if any one of us were to start a company today you'd start natively on the public by the way when we make acquisitions the the incoming acquisitions. Many of them are natively on the public. I think hybrid cloud is probably the pragmatic approach approach to take when you think cloud there will be certain Aspects that you may be more efficient in doing on prem all the time at the same time you wonder tap into the city and the economics of what a public cloud provider. So you'll do it there too. And as you start to deploy across smarter. People geographies and jurisdictions the same cloud provider may not be available in all those locations. So you will. You will have to work with multiple cloud broad. Okay last last question before laying around You operate in a ton of different countries areas demographics. Emma graphics are there. What are the challenges that day you go through working in that environment? I think the first thing I would say is building a global platform that caters talk to the number of countries and currencies takes a lot of forethought from an architecture perspective. The blueprint that we built was one. Where are the underlying capabilities required? Denise Market configure -able and you didn't have to write new code to do that And global platform is a competent acid. That that we believe we have At the same time operating in different market means being subject to the laws and the governance. That comes comes in each one of those markets so we also that in a platform centered approach. This what you probably begin to hit in the industry as this Vegeta- regulatory technology and it's a compliance platform where we can we can feed it the obligations we have in each of these markets. It's and We can configure it in a way that every tons action we take on the platform of you and if it is cross-border is complied with those obligations. And we're doing it in a way that's right and in the bounds of what's expected from US last but not the least Solving the globe also means being logo. Well as a company in terms of our footprint and our employees and sawn so across all of those offices having Avai for one hiding entertaining great talent allowing all of them to be productive and working towards the a specific market that in but serving a global market no matter where they are and collaborating with each other that that that's to the third challenge and opportunity Israel especially you know with technology products where people are working. Obviously like you know twenty four hours around the clock. The Sun never set some paypal. It's got to create some leadership challenges for your team as well as and what we do on that front is. Make sure sure that the way we organizes fair Each region has Autonomy in what they're doing and a not everyone. Everyone needs to get on a conversation with everybody else around the world to accomplish something at the company. Yeah and then having the right kind of collaboration capabilities but at the same time the mindfulness around understanding who's operating in what time zone and being respectful of how to set up a conversation with the other individual if you have to and using technology to do that whether it is video conferencing or whatever it may be all of that helps in and Allowing everyone ever to try it. It reminded me of you know Papoz such a cool lower here in Silicon Valley with like paypal Mafia and obviously like Tian. Musk and By selection all those folks Do you kind of feel like there's some sense of like you know this this this lower this history of connecting kind of Silicon Valley to the rest of the world and and also vice versa of connecting the rest of the world to Silicon Valley. A AH When you look at people and many other companies the innovation I started in the valley but that innovation was powerful enough for many Jio? I realize that it is applicable to the whole world. Yeah everyone across. The Globe can leverage. This innovation used this To to make what they do everyday easier to connect more people around the world through commerce and through payments and so on What we need to make sure though is if you think only the bubble of the valley and innovate for the valley? Two hundred miles out. It's no longer relevant. Yeah so you need to take into into consideration being a customer champion company. Need to make sure you're not in the feed yard in the markets. You're meeting merchants. You're meeting consumers your understanding what they need need and you're building for all of them not just a valley so valley gives access to a great innovation Great talent but but then we have expanded and now we are global company where we have talent all across the globe and that has given us the what I would call the diversity of creative thought that has now allowed us to serve the whole globe everywhere. Let's get into the lightning.

Silicon Valley RPI melanie botts fraud Dan paypal Emma Papoz US Avai Musk Israel
"paypal" Discussed on Building A Unicorn

Building A Unicorn

02:35 min | 1 year ago

"paypal" Discussed on Building A Unicorn

"A very short like two page document about the opportunity we call it the opportunity bit is about the business. We say, we're. Taking expressions of interest by this date, if you express interest, then we'll open up the rest of our docs to you like a daughter room in L financials etcetera. And then you know, we're hoping to close by this date. So we kind of try and impose deadlines on that process. So we we went through this process with kind of the forty people. We'd we'd spoken to about fourteen of them affording. Fifteen of them said, yeah. Wearing just in, you know, we're expressing interest to go to the next round not that they're investing just I wanna say more of those kind of fifteen fourteen ended up investing. So it was we realized after the fact that it was a really good way to run up because the expression of interest PayPal, it meant you went missing your time bicycle by continuing to have conversations with people who wouldn't to invest one of the big issues with scaling any up is the amount of equity you need to give up to have the resources you need to grow. If you go to a big VC firm, they aren't going to just a handover check for free the want some equity and the younger your company's the more equity. They'll be looking for. And your rising from the start. Did you then have to give up a heat amount of equity to bring in funding lip pretty comfortable? Now. I mean, we, you know, you'd never completely comfortable with how much you given up. Not that you're not comfortable, but I guess you you realize trying to avoid giving up anymore. I think it wasn't a huge amount. I guess it's just about traction. So I think rising on an idea is really hot. And that's where you kind of giving up huge chunks of equity. We went rising on a deal. We had some traction and not only that we could prove that we'd put money into the business. So I think there's a little bit of kind of reaching into your own pocket validates, but it also means that investors contact the peace because you've actually already you've already put money in. So I think for us one we were really lucky I guess we didn't go mad with valuations. And so we didn't have that quibble on the valuations that you can sometimes get which means that you know, you can have these real swings in your equity stake. When you play a volume game, you speak to so many people. That you quickly kind of are able to train you light with rot spot is in terms of equity, and like, I guess supply demont it's like where where is the market actual valuation of this business? So that's good. But the big thing with rising is learning to hear. No because you know, you're you're optimistic. That's why started the business you believe in what you're doing. And you just think one will come session, you'll get people out of the line..

PayPal
"paypal" Discussed on WBAI

WBAI

02:54 min | 1 year ago

"paypal" Discussed on WBAI

"Musicians on this. Applying with something like PayPal brazen down. Now. And everyone loves is. And as I say. Apply music. Zanthosyn. Great. Poem..

PayPal
"paypal" Discussed on Dreamland

Dreamland

04:51 min | 1 year ago

"paypal" Discussed on Dreamland

"You know, the stories of the ladle pay when the fairies and so on and have I, you know, would live in these underground realms, and you know, they would take PayPal titans of fairy kingdom because that rice was dwindling and dying art. So, you know, somebody's Tyke and the fairy king has sex with the the Queen of the fairies to try, and, you know, base stock up against out to speak. So you know, I mean these angle of fairies goblins being power levels to today's aliens. I think there's something to that. And you know, just the fat that's with the sort of little magical creatures centuries ago perceived as what today recall Phares and things like that. You know, I think the idea that we're looking at the same kind of phenomenon that they perceived in different ways by different cultures throughout different centuries. I think that's valid one and. I think the fact that many of these stories the little people in centuries ago lived underground. And I don't think that's a coincidence. That today we have tiles of underground aliens. I think it's sort of. It's the same thing. But, you know, then it was perceived as something magical today, something more technological. At our cabin. It was clear that they came up from underground. They even smelled some of them like the forest floor when you've got near them and yet when I had my close encounter experience. One of my neighbors saw experience happened. At least he we believe it was my experience. And I was in a thing that looked like the Goodyear blimp hanging over a field near our houses. Unfortunately, he did never want. You never wanted his name to be mentioned at all. And so that's all I can say about it. But nevertheless, the it was so there's kind of both things seem to be involved. But you know, in Bavaria there are hundreds of tunnels that are. Apparently, they believed to have been created in the middle ages. But many of them are too small for a human being to move through. And would have had to have been created by children. But for what reason at the same time in that area. There were rich legends of the so-called Kobo of these dark blue figures that lived in minds that we see frequently. I see them quite frequently. And I've seen them all my life. But they aren't they're now. In other words, those tunnels have been empty for hundreds of years. And I'm thinking that maybe there is something to the idea that they are dying out that they are basically a species of an earthly species from some are perhaps alien species that came to earth a long time ago and are dying out or leaving. Maybe it's hard to know. Yeah. But I think one of the reasons why this I they little PayPal of you know, centuries ago as being dismissed by so many as because of the image that people have today like goblins and Phares, you know, sort of little carrots with wings flipping around the Christmas, drain. I kind of knew we'll all Sam the UFO. Researchers don't want it to look funny. Exactly as they don't like that. But yeah, they'd rather. It looked real than true. Yeah. Essentially, but what are the important things is if you actually go back and read the original stories from centuries ago of fairies and goblins and the little people they are actually nothing like ten about anything like that. They was more on the lines. I was sort of small dwarfing twelve fish creatures that live underground that come out at night, and sometimes stale babe as and and and China for what was known as a changeling would be put in its place. And you know, that would live underground I would come out at night, and I could be friendly dying. Dress all I could be very manipulative and almost trickster like, so when you look at it from that perspective, you know, the thing that has made so many people's as you said style white within your policy from the whole issue of you know, Phares and goblins as because of the sort of picture book Anuj PayPal have them of them today, which is far removed from the. Much most sinister little characters that that really did sort of act..

Phares PayPal rice Bavaria China Anuj
"paypal" Discussed on Dreamland

Dreamland

04:51 min | 1 year ago

"paypal" Discussed on Dreamland

"You know, the stories of the ladle pay when the fairies and so on and have I, you know, would live in these underground realms, and you know, they would take PayPal titans of fairy kingdom because that rice was dwindling and dying art. So, you know, somebody's Tyke and the fairy king has sex with the the Queen of the fairies to try, and, you know, base stock up against out to speak. So you know, I mean these angle of fairies goblins being power levels to today's aliens. I think there's something to that. And you know, just the fat that's with the sort of little magical creatures centuries ago perceived as what today recall Phares and things like that. You know, I think the idea that we're looking at the same kind of phenomenon that they perceived in different ways by different cultures throughout different centuries. I think that's valid one and. I think the fact that many of these stories the little people in centuries ago lived underground. And I don't think that's a coincidence. That today we have tiles of underground aliens. I think it's sort of. It's the same thing. But, you know, then it was perceived as something magical today, something more technological. At our cabin. It was clear that they came up from underground. They even smelled some of them like the forest floor when you've got near them and yet when I had my close encounter experience. One of my neighbors saw experience happened. At least he we believe it was my experience. And I was in a thing that looked like the Goodyear blimp hanging over a field near our houses. Unfortunately, he did never want. You never wanted his name to be mentioned at all. And so that's all I can say about it. But nevertheless, the it was so there's kind of both things seem to be involved. But you know, in Bavaria there are hundreds of tunnels that are. Apparently, they believed to have been created in the middle ages. But many of them are too small for a human being to move through. And would have had to have been created by children. But for what reason at the same time in that area. There were rich legends of the so-called Kobo of these dark blue figures that lived in minds that we see frequently. I see them quite frequently. And I've seen them all my life. But they aren't they're now. In other words, those tunnels have been empty for hundreds of years. And I'm thinking that maybe there is something to the idea that they are dying out that they are basically a species of an earthly species from some are perhaps alien species that came to earth a long time ago and are dying out or leaving. Maybe it's hard to know. Yeah. But I think one of the reasons why this I they little PayPal of you know, centuries ago as being dismissed by so many as because of the image that people have today like goblins and Phares, you know, sort of little carrots with wings flipping around the Christmas, drain. I kind of knew we'll all Sam the UFO. Researchers don't want it to look funny. Exactly as they don't like that. But yeah, they'd rather. It looked real than true. Yeah. Essentially, but what are the important things is if you actually go back and read the original stories from centuries ago of fairies and goblins and the little people they are actually nothing like ten about anything like that. They was more on the lines. I was sort of small dwarfing twelve fish creatures that live underground that come out at night, and sometimes stale babe as and and and China for what was known as a changeling would be put in its place. And you know, that would live underground I would come out at night, and I could be friendly dying. Dress all I could be very manipulative and almost trickster like, so when you look at it from that perspective, you know, the thing that has made so many people's as you said style white within your policy from the whole issue of you know, Phares and goblins as because of the sort of picture book Anuj PayPal have them of them today, which is far removed from the. Much most sinister little characters that that really did sort of act..

Phares PayPal rice Bavaria China Anuj
"paypal" Discussed on Z100

Z100

02:17 min | 2 years ago

"paypal" Discussed on Z100

"I think. Same. Rain. No, no. Yeah. Was a soldier. She. Sorry. Okay. Oh, no. Paypal's? Only. Zoning. Dislike mc..

Paypal
"paypal" Discussed on Early to Rise Radio

Early to Rise Radio

04:57 min | 2 years ago

"paypal" Discussed on Early to Rise Radio

"So it was having someone whole books and read them, hope, hope books in ten pages for me and watching TV's always mirrors and all these crazy things. So thankfully I was in a way where that was could see the outside world on just go outside and thinking out in the sun. Shine still is something that I try and do every single day, but I find just getting can't. We've nightshift going on your face and just taking time to appreciate what we have is gratitude away a huge pot of being able to. Yeah, it should be able to sit appreciate what would go even if we typically like it at the time. Right. Did you have any sense at the time that very clearly we're facing adversity, and that you needed to formulate your own method of resilience at not dive into just coping mechanisms or distractions in order to move forward in your life and not just stay put or or wallow in in hurt, sorrow, doubt whatever it was that was plaguing at the time. It took many, many years to get to that point. I, I certainly did, you know? Well, oh, and so fifty, and having and hide, hide line faded myself, always be our an angry thankful. And all of that stuff was directed at myself because in this situation on doing and then being in pain hot at the best of times, you know, we struggle with our identity and who we are and why we here. And even just, you know, relationships and his and you know the the craziness of that. So yeah, I didn't. I didn't hurt with it very well on a lot of teams and not healthy or constructive ways and daily with how is failing on spend a lot of time, drunken Stein's throughout my Costco years. And I said, if created goes by of fischel happiness, but the day was, is it in between the end up. Of been David DACA pigs of depression and despair, and but he didn't really well from PayPal, I, I was really good at the. Everything's great getting on with life, nothing to see here and it wasn't until you know, in the loss of shades actually published by Balkan just touched on. I didn't go too deep into touched on just how tough idea and and trying to do it all myself and no admission that I was struggling was something that was probably prolonged that that period of adjustment for me, and I think it's always time to hand off startling one. She do it. Certainly it sent me makes it easier. I'm wondering. So was there a point at which you said you publish the book a few years ago? Was there point which you realized, you know my experience and being able to turn this life changing event into something very positive forward moving. That's something I can share with others, and I want to spend my life doing that when that realization hit. That wasn't until well into my body actually. And along the way, particularly to the high school and got into my twenties and go out a job a needle like everyone else did. People would always say to me that day. How did you end up side positive and optimistic and ambitious, even though you've had all these stuff? Hopping that I had what I wrote on coal little old me in dry where it was like nothing to say here. Nothing special about me. I'm just getting only live like move on kind of thing. And it wasn't until was about seven years ago now that I had the opportunity to go to the full. Orlands. So I, yeah, developing nice and in the Pacific and be volunteer to mental disability living are them and was incredible, incredible experience. And with my age trick and avoid being a bit of a precious city go. So I think on my like that where you know, no electricity, no water pretty oppressive conditions, and I'm not ignorant to what you know what people would encounter in in a nation like that, but and not until you actually spend time, you know, a couple of weeks, we've PayPal and really get to know them. And they stories that really gave me just such an insight that my life experience like the person who has experienced disability that ipad and the journey as far as that goes. But just the way that I approach life in general, that was the first real harm..

Stein PayPal Costco David DACA Pacific seven years
"paypal" Discussed on Let's Talk Bitcoin!

Let's Talk Bitcoin!

01:35 min | 2 years ago

"paypal" Discussed on Let's Talk Bitcoin!

"Um the the the requests we we had from its sons and former trump w ucs nbc's is first of all drought of paypal walk because they don't want to them that any seeing themselves so they want to push about on two gets all the paperwork dawn at a seeing that it's it's even more a pinpoint for them or russel's under transparency today gives them you'd each other's down watts down what compliance and watts uh what the didn't need extra seats it's the question of wall dean it's up do you really need to understand what is he a show is is expecting from a platform and today i sing racial people i am sorry up that guarded or up a we are coming to break we'll be right back and will finish that thought uh with our fred on the other side say to the back to decrypt or show before we go back to our guests let me fraud another crafted a product companies by quin bases at exact would support why has announced last week that it will add segue support to its bitcoin wallets the must participate it a longoverdue move will go some way towards reducing transaction fees for users and quite basin g dax assuming it falls suit quaint basis have been for repeated criticism over the inefficient way it handles bitcoin transactions among other things causing itself and ultimately it's users unnecessary fees in a recent tweet the company stated our engineering team has begun the final testing phase of segue for bitcoin on coin base set what compatible bitcoin sends receives will be available customers.

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"paypal" Discussed on Super Station 101

Super Station 101

01:50 min | 2 years ago

"paypal" Discussed on Super Station 101

"It is absolutely you were talking about people coming from all over the aisle all over the world at the uh the racine you're the south asia isis i talked to some people from ah paypal from canada paypal from new zealand um it's just amazing at all the different countries uh co uh for people who come to watch this all uh gasser racing you know this is by december simple thing uh but i think simple works yes it up and you know i i think some of the you know with the the had our bracket racing one hundred thousand dollars hey awesome alzoman but like to win one of the milliondollar race is not be fan mainly rat the kgb in person who watches it really doesn't understand it now once you get where you understand it bracket racing is fun to watch a backer racing he's really fun to do is to do like gough gough is foot to do but watching and not so much in we we have a uh we have a car that we run also we we do some uh 600 heads a way of them and do racket reagan with and hopefully this coming year will feel liam in between javale's gasser events with that car to do some bracket racing impossible his mother in the style organizations awake and run with it that will allow an automatic all we know i know she you swat motors net they put eighteen remoter hemmer she did yep over the 23 degree um it it well that was pretty mild 23 degree in this this eighteen degree motor uh courses another window vincent aimed in but uh it picked up the car went from uh picked up atms eighttenths of a second now usually about thirty horse power per tenth is about what it's about what it you know if you uh uh that's you'll do now that they should be about correct uh colo cars wicked fast now hill the extra two hundred fifty horsepower get your free agent.

reagan javale gough gough vincent 23 degree one hundred thousand dollars two hundred fifty horsepower eighteen degree milliondollar
"paypal" Discussed on The Good Life: Andrew Leigh in Conversation

The Good Life: Andrew Leigh in Conversation

01:52 min | 3 years ago

"paypal" Discussed on The Good Life: Andrew Leigh in Conversation

"The things that have taken me to this point actually not so much like a hero that i look up to a old assumming a lot but more the individuals and papal and communities that i've met who have been on the for saving end of people living the opposite way let receiving end of gradin exploitation and paypal allows them using others to advance their iron power when you say the impact of that one individuals than in those individuals become your friends allies for may there's no other way that i can respond except to try and undermine that gradin that inequality that exists because when it comes down to up most of us live for our and self interest in that is often at the expense of other people's interests indefinitely at the expense of the common good men sir i'm here said to me the most inspirational paypal in terms of how can i live in ethical live uh not necessarily others that are doing so although could nigm men he but more the papal that are living through the outcomes of societies and capitalist system an can chambers stick culture who are living the impact of alone red chilcott sir pasta political activists radical altruistic thanks to repair and have a good life podcast thank you so much for having me thanks for listening to this wiggs episode of the good life we love getting feedback so please leave us a writing or a comment on apple podcasts formerly known as chickens.

paypal apple
"paypal" Discussed on KELO

KELO

02:45 min | 3 years ago

"paypal" Discussed on KELO

"I woke up uh out of the vision rather uh as i was going down a presumably i landed down in there with them the assembly wow i mean i to me it's on like you're describing hell or gave me a lot of pace actually because of answering questions uh it it was not a scary thing for may hit it grant had my heart that i was going after them uh whatever it to are you trying to end then saved them help them uh i care or the vitally over they die i am crime to help uh and most of human population i'm trying to help him too because when knife found out that they appeared paypal that this is really real people actress really do exist not just all the human blood drinkers put the pacific quick change on two uh you'll want to kill them and when you try that that's going to be a very bad idea why is that because they will fight back and you don't you don't want what could happen if that happens you don't want the brillet you don't say going to be you know the price blood flowing down the stretch my children can literally make that happen literally leaning they can kill a note paypal what were blood will claim to plo down the straight though human population don't go there who are they gonna die out themselves or they're going to get bigger do we need to be concerned electrify and normal situation macron not to take live macos you're their food source mmhmm by no not to kill off their food source knife army out grosses that found that keeping new alive now makes sense since assist this to know that they are out there at take some getting used who in your sort of afraid near look neuerberg dark owner but a lack of private who've been out there for our thank thousands of years uh no it certainly change you know are in what we call the new testament times as a as i've seen it so what a failure modern day ban pyrrhic paypal has been around for.

macos paypal