37 Burst results for "one hundred dollars"
Fresh update on "one hundred dollars" discussed on The Michael Berry Show
"Has been changed in many many ways and you know my book. I. Am a Christian I'm a born again Christian for many many many years very open to all kinds of religions. All kinds of religious but my book is letters. The Bible is written very often in letters. Letters are a powerful way of communicating and I write letters to Donald Trump one letter after another and in the process of doing that, I, become infatuated with politics very concerned about the different issues that are going on these letters are my heart importing them out it's a positive loving. Book and it's not a scary book. It's not an angry book if I hopeful virtual book, it's a celebratory book. So I'm really happy about it in private I. Love this man. I love this man I think he's doing a brilliant and brave job syndrome Lee are wonderful guest comeback and join US anytime. The book is Dear Donald Four more years more letters from a loving deplorable and the author of course is Sandra May Lee pick it up. Read it. Enjoy it. Thanks for being our guest. Get a credit card that gives you what you need. Now, a low interest rate on everyday purchases and a place to transfer high interest rate balances. The pen fed gold contactless card is our lowest interest rate credit card. You can even earned a one hundred dollars statement credit we need to spend fifteen hundred dollars in the first ninety days. Join Penn Fed together, we can help you keep more of what's yours visit Pinta dot org slash gold card. To receive any advertise product he must become a member of pen insured by NCUA..
Fresh update on "one hundred dollars" discussed on Throwing Shade
"So this is not a lot of followers for smart and final, and they actually have a really good deal. So you can get a one hundred dollar gift certificates to smartandfinal if you post a photo. On. Twitter or instagram with what smartandfinal means to you. there's a new winner. Jason. Odds are very high of winning. No. So they pick whenever your odds are very high because they're choosing from three and the one that was last. How many has gust one I don't know. But the one that won last month all the tweet was just a picture of like salary and it just said. And final means savings and value, and that one hundred dollars. So. If you live anywhere that there's a smartandfinal, just a make make five percent effort and you could get one hundred dollars by you just have to tag it with Hashtag, my smart and final a final and at smartandfinal. Judy won last month her entire twitter, Judy's entire twitter. The lady who on the contest has month is just her entering contests. Every single post she does she can't sit new matt clipper completely she's wine. She's one Venetian blinds. She won a years worth of stickers. A years worth of stickers to me is one sticker. She does enter these contests and she wins them all. I think she finds to do probably I. Think she finds the lowest stakes contests and just enters them and Winston fabulous on her. So here's my hall. Here's what I A job. So No, it's not a job. That's what I mean I never want to get paid in stickers. It's The difference between you and me that's true. So here's my hall. I got three by the way the prices really can't be bees. I got three one gallon bottles of vinegar for one, nine, each and the reason I got that is because the lady who so graciously, Cleans High House for good salary cleans everything with vinegar because she.
7 Laws of Podcasting
"Welcome to another episode of Marketing School I'm Eric Su and I'm the orbital and today we are going to be talking about the seven laws of podcasting. So Neil that I've been podcasting for about been four years now a little over four years for marketing longer if you think about your growth everywhere yeah. Longer will leveling off for for seven years on that one. So it's been a long time. So seven years. For seven laws. Right. But I guess I'll kick it off I. so before I could get off meal and I did it no this podcast was going to go and we've realized that we caught onto a trend that is still taking off right now and podcasting is just going to get bigger and bigger last year the number was about seven hundred, thousand podcast in the world has probably got a lot bigger since. Then, and there's a lot of advertising dollars going into podcasting Joe, Rogan's podcast. They did a deal as spotify for over one hundred, million dollars. So it's just going to continue to be good times. It's a nice medium for people and you know the first law will say about podcasting is you know you've got to be consistent and share story around that my leveling up podcast for the first year only nine dollars. A day off of their first year after second year only thirty downloads a day, and then from there, it started compound, and then that led to that podcast is still there and now we have the mark podcast but we've been very consistent with it on the same lesson that goes over to if you're doing youtube if you're doing blogging if you're doing any type of content at all, it just it just consistency. Number two, you need half quantity the more quantity you have the more episodes you have the more listens yoga time it really does stacking compound. So don't just think that you're GONNA do well, even if you're consistent and you're pretty senior episodes every quarter or even weekly, you're not gonNA do as well as if you just did a daily with people like us John Lee Dumas, there's quite a few players who just Do daily a is more work, but you get the listens in the Dallas away quicker if you just quit way more quantity number three. So if you look at the Joe Rogan's of the world when he does video podcast, it actually gets chopped up into a lot of different pieces. So we've often talked about Omni channel and hasn't changed air if you do a video podcast like we're doing right now and you. Can make a bunch of different pieces. One sixty minute long form interview can become six mini pieces and you can put it onto youtube. You can put onto podcast whilst now you have thirteen pieces right there and then you can make little micro content for social. There's just a lot that you can do chopping things up and you can use a service like repurpose house dot io, the adding Babbit two, hundred, fifty. Dollars a month find on a five, hundred, dollar a month plan. Eventually, you can have your own team, do it for you, but that's a good way to get started with repurposing number four. You GotTa do Keyword Research. It doesn't matter what you end up talking about. If you don't have the right keywords with the title of your podcast and your descriptions, you won't get as many listens in Dallas. So Do Keyword Research. Number five seems like a dust and but still a lot of people fail in this. I, remember back in the day I was using Blue Yeti microphone and the problem with that one was I plugged it into my USB port. What you should be doing is you should be using a mixer so both nearly have a mixer read one called focus right and you can use focus right and then we both have higher pr forty microphones and so these are high quality microphones route four, hundred dollars from the Mike and the mixer. I believes anywhere from one hundred, one, hundred, fifty dollars or so you don't need a start with anything crazy but. If, you're going to be using a blue Yeti, which one hundred dollars still make sure you have a mixer because you sound a lot better and a very important thing is the quality of your sound 'cause when Neil I used to record next each other when we first started this ambiguous when we had to turn off the air conditioner, it would get really hot but also more importantly, it was really echoey and done a terrible because we're right next to each other and people said, oh you guys sound like you're recording from the bathroom Blah Blah Blah and we started getting bad rating from it it just it's not a good user experience. Number six aspirations. If you don't ask for ratings, you won't climb the charts and you won't get as many new listeners and downloads. So at the end of each podcast, there's nothing wrong with asking for ratings. Yeah and on top of that, if you're GONNA ask for the ratings, we haven't done the best job of this incentivizing people to put a rating. You'll probably get a lot more exotic just neil haven't done a good job about it number. Seven, you gotTa know your numbers. You can use look at the apple podcasts analytics look at spotify analytics as we look at where retention is and you can see retention will tell you what episode you should be doing more of. So for example, what we do episodes Seo retention might be ninety, five percent but if we start talking about how we like to plant tomatoes than our retention might be forty percent or so so it might not do as. Well, the other thing too is when we use chargeable chart able, that's how you spell it. They will show you your thirty day performance or your seven day performance for new content that you have coming out. So now I've been looking at them like, oh, well, people really latch on what we talk about certain things and they just they totally get disinterested when we talk about other things such as I don't know whether I'm just making things up. So, use chargeable has a lot of different features. It's probably the most complete podcast analytics tool out there were not affiliated and we just use the free version, but she's been really good for us.
T-Mobile, Verizon match rival AT&T with their own free iPhone 12 offers
"You know who believes in the iphone Five G. Super Cycle. Verizon and at and T. apparently. Bloomberg ran a report Wednesday saying that those two carriers and giving away free iphone twelve's. To customers who sign up for unlimited plans and trade in old phones. I had free and quotes by the way. Caveats upon t for the free phones according to Bloomberg the free offer see they don't have it in quotes. The free offer is available on these seven, hundred, ninety, nine dollars I phone twelve but not on the six, ninety, nine, many the nine, ninety, nine, pro or the ten, ninety, nine bucks according to the carriers. While all of the companies require a qualifying trade-in device and unlimited plan at and T.. V. iphones to both new and existing customers. Verizon has only offering free iphones to new customers. Existing bryson customers can get new iphone for fifteen dollars a month if they qualify. T. Mobile. The nation's only other top tier carriers since the merger was sprint. T. Mobile is also offering a promotion. Bloomberg says big Fuchsia as offering to iphone twelve pros for one hundred dollars each to new customers with trade ends. Gets also selling the new iphone half off with the train then. Not. Sure why Bloomberg didn't talk about the t mobile contract because boy howdy, there is one. The UN carrier sight says get to iphone twelve pro devices and two lines of unlimited five G. Data for one hundred dollars a month by a monthly bill credits. And it's for well qualified customers. If you cancel, you have to pay out the rest of the cost of the phones and for an UN carrier. They sound fairly carrier don't they I really enjoyed paying no attention to the carriers for the past couple of years. GonNa, Miss that. Anyway, carriers C. iphone Five G. pulling people at.
Apple's HomePod Mini may pack a punch, but not versatile
"Upcoming from apple is the home pod many a ninety, nine dollar small compact version of the smart. Speaker that I introduced two years ago as the home homepage for three, hundred, fifty dollars, and now it's GonNa take on Amazon Echo speakers in Google's nest audio All three are selling for one hundred dollars I think that's this is going to be a big Christmas gift I have not heard the small home pod mini yet. They did a nice job of making it sound great. It's cute. It's compact it responds to Siri. It's supposed to have great sound what it doesn't have. Is, much abscessed other services beyond apple music, which caused nine, ninety, nine, a month. Let's compare. Apple will let you listen to music from the apple music subscription service or from. Pandora. Period. If you go to Amazon and like to listen to music on the Echo, you can listen on Apple Music Amazon music. spotify or Sirius Xm and unnecessary audio, which is the new name for the old Google home. Speaker. You have your choice of Youtube Music spotify serious Pandora. Now really interesting is that if you there is no free version of apple music so you want to listen to songs you either have to own the MP threes. Pay For Apple Music where on the other speakers spotify has an ad supported version youtube has an ad supported version in on Amazon against spotify has an ad supported version. Amazon. has a free version not it doesn't have as many songs as the premium version. So I think you have a lot more choice I will be doing a speaker showdown to see which one sounds the best. So far I've listened to the new nest audio which sounds incredible. If you buy two of them for a hunt, two, hundred dollars, basically one hundred dollars a piece you'll have some pretty amazing sound. An apple is suggesting we do the same thing with the homepage many which will be out in November the new. Redesigned Amazon Echo Speaker will be out on October twenty second. I'll have that soon, I'll fill you in on how it sounds while the new nest audio is.
How COVID has worsened modern slavery
"My guests are Sierra and Stephen. Moore. So a husband and wife team the CO founders and directors of the Anti Slavery Organization. On China now, sadly, even with all the framework implies to tackle slavery along comes twenty twenty, the covid virus complicated further by the recession of the world economy. Sarah keeping with you how has the pandemic affected the workers at the bottom of the supply chain? mean the depend makers having catastrophic effects on supply chains and the people within them. We know that right at the beginning of covid thousands of people lost their jobs overnight. For example, Bangladeshi workers in factories would just told simply not come back to work the next day I read a story of a Lady Fatima. Twenty six with one child and she said one minute I was working the Knicks I was told to go home and not come back. What will I do and we're doing this story I ever either again, just yesterday I read about full thousand Filipino workers have been laid off because they contracts have been canceled from big name brands on this side of the world. This is a reminder that lives of the poorest of the poor said they must affected. You know when factories closed down no water more krant leaving no access to medical care very disturbing stephen a terrible Arnie has come from the pen Jimmy can one of these stories can you tell us about the manufacturers of people? In Malaysia Southeast Asia. Yes so Malaysia is a major producer of rubber and therefore rubber products made from rubber, and so we know that prior to Kevin. tain they were upset in bands on on manufacturers in the US are guiding the manufacturing of a products because of the conditions of workers and the standards that were in place. What's interesting is that as the pandemic breakout at the Dimond four PPA products through those Restrictions were lifted so that those products could be made and so this is concerning regarding the explosia increasing the risk of on slavery in those areas, and that brings us to Australia I can just imagine those of you cheating gene. You'd like to think of yourself as an ethical consumer. You wouldn't buy anything from a supply that explored its employees off certainly thought that Sarah is it really true. Look here in Australia, the Global Slavery Index estimates that there around fifteen thousand people living in slavery. So they miceli in the agriculture construction domestic service hospitality and sex industries says as well as services provided often by subcontractors such as cleaning security. And even car washing. Stephen. I'm sure he made a lot of Astrid. Slavery. Happens in this country till us more. Conversations on a daily basis with lots of companies and receptionists and executive assistants who sort of take a second look in the modern modern what slavery does this sexually occur? So there is a growing understanding of this issue in certain sectors of society, which is great to say a growing desire among consumers, a young consumers to be careful in how they purchase and what they buying to know what's behind the brand and the backyard. But there is still a great need for consumers and businesses to understand what are the implications of the choices they make and to make sure that. Is for ethically my products is actually real. And you think of different types of slavery forced marriage debt bondage six slavery child labor in the strain context who are the most vulnerable groups to fall victim to exploitation soon. Well Australia we have a number of women and at times there underage who are forced into marriage. So married against the will. That is an issue. 'CAUSE estimates around four and a half thousand up to eight thousand in Australia in the new. Year. So. These these people are at risk. We also know that there a risk among temporary workers, migrant workers in Australia there's up to one million. Timber Workers in Australia and they have been badly affected by covid nineteen, and so they are now at risk of having to receive low pay and also to do jobs for no pay. As you say covers made it harder but Sarah how do you identify person or group WHO's being exploited? That's right. I mean I, guess, it depends on the industry. But for example, I read a story about a man quote Abdul who was a Bangladeshi man who was working on a construction site just outside of camera. He came here thinking that he was going to be able to earn a lot of money to send I am to his family to send his children to school. But in the end, he ended up working six days a week for around two hundred, fifty dollars and was forced to give one hundred dollars backup that to his employer for accommodation costs and so I guess it's if you're on a construction site, it's looking at WHO's there. Do they speak English do they have appropriate? Even having a conversation with them to find out. Are they. Okay. Because a lot of these people feel like they don't have a voice, they often don't speak English and. Attend to. So you know in the case of healthcare workers keeping your eye out for people who come through the emergency department who maybe controlled by an older man, for example, looking out for signs of physical sexual emotional abuse.
Nuthin But A 5G Thang
"We're going to start with yesterday's event that apple held apple unveiled four new versions of the iphone twelve including the mini, the pro, the pro Max. Tim Cook said, this is the beginning of a new era. and. This from an optic standpoint tim. This appeared to be very much about not just the new phones but five G.. The CEO Verizon Hans Berg. Joined Cook on stage from a safe social distance. What did you think of that will get into the the phones themselves in a second. But what did you think of the five G. Messaging that was coming out of apple yesterday? Oh, it was amazing messaging if only it were as accurate as the hype was making it out to be. I take it was. So my headline on this Chris is that this is an amazing announcement for a lot of people but not necessarily apple the five here's the problem with five G. News if you put cardboard in front of a millimeter wave five. Device, than that five G. Device is essentially it is stopped from doing any kind of five G. broadcasting the it's not that apple has done anything bad here it's that they're touting five G.. In a way that makes you believe that as long as you have a phone that says, five G, you're going to get five G. speeds. That's just frankly not true. The real thing that has to happen here. Is there has to be a massive bill out of the network. So Verizon being on stage. That's a good thing. Would it tells me is that very likely The first. The first network that's going to make your you know iphone twelve five G. compliant device work like an actual close to five G. device is probably going to be horizon although that's really going to depend on where you're located if you're in a big city like New York San. Francisco, odds are you're probably going to get that kind of connectivity a lot sooner but millimeter wave is a funky technology that we we could go under the hood on it and I'm not going to unless you ask me about it I have not. I didn't think so but the bottom line here is. If you're buying this phone because you believe it's going to give you five G. please don't. In terms of the phones themselves you know there have been events in the past where apple has come out in the fall they've unveiled the latest and greatest iphone. and to my untrained I sort of look at it and they're always new features. But I in the past, a lot of times I have. Looked at whatever is the newest version of the IPHONE and I thought to myself. Well, this is probably going to be something that the apple enthusiasts are going to rush out to buy right. That was not the case this time actually with the phones that they had I i. looked at the mini, which is the least expensive of them and I looked at that and I thought boy I bet I some people who are price conscious or just. Don't want a larger phone I think that is going to appeal to them, and then in terms of the pro and the pro. Max. I think that's going to appeal to media professionals. So I see this as I'm not saying that this is going to be the most successful. event. In terms of new sales yet but I see the targeting that they're doing and I think it could be particularly with the mini. I think you're right because here's the thing I have a what is it now four year old apple iphone se I think where this really wins for apple if it really wins but let's say you're right and I think you've got a I think you're thinking right about this. Chris Apple is betting on that I phone twelve many to be kind of like the upgrade path maybe skip a generation upgrade path for somebody who has like an. Se if they can get you into a six ninety nine phone from where you were at an iphone or let's say at like an iphone eight or even czar. They, win they win. They do not need to sell very many of these iphone twelve maxes, which is like it's got so many superlatives in it. It's like its own sporting event. mean, it really is. It's something but the mini is a is a really interesting device and didn't find it interesting that when you cut between. So you have the iphone twelve, you have the iphone twelve many and those are six, ninety, nine, hundred, ninety, nine. Then you have the iphone twelve pro and the iphone twelve pro Max and those there's one hundred dollars like nine, ninety nine. and. Ten, ninety nine. But what's interesting is there's three hundred dollar Delta between the two and it's not the five G. stuff. Basically, it's the screen and the camera, and so for the vast basically apple has told you is that our mainstream product is basically this many like just by the mini and we're going to be happy and you know who super happy about that Taiwan semiconductor. Because they're going to be making all of those chips this fourteen bionic they have just loaded up the other people who are the other one who's really happy about this sort of applauding in the background is Jensen Wong, this of invidia because he's looking at a forty billion dollar bet on arm chips and apple is the biggest producer of arm chips in the world. So you gotta figure he's backstage just like whooping it up because this is millions of new arm chips that are going to into those phones. Last thing, and then we'll move on. You know what we did not see yesterday from apple a foldable phoned Not, that I thought they were gonNA come out with a foldable phone I'd. I'm just I'm I've never really seen it with with what Samsung is trying to do there. But you know who knows what the new generation though would've definitely would have made Tim Cook's new generation comment valid. Absolutely.
Starting your first online business
"Welcome to the very first lesson of start your first online business. This is entrepreneurship went one business basics first congratulations for taking action. You've chosen to take the first step in making your independent business idea a reality, and you'll see that reaching for guidance expertise and advice is one of the most important proactive steps you can take any stage of building a business. But especially important at the beginning I'm Omar host of the one hundred dollars show small business podcasts and Co founder and CEO of Weber Ninja. A completely self funded independent software company operating since two thousand fourteen. I imagine right now you're in a similar place I was about a decade ago I had a regular job once I was a fulltime teacher I was doing fine but I wasn't satisfied. Conventional implement does pay the bills but it didn't give me the freedom, the autonomy and the power over my future that I really craved. So like you, I decided to find out what it takes to create your own future by building a business. I still remember the feeling of taking those tiny steps building my business one piece at a time. I was doing it on the side while I worked my regular job I remember the day. First dollar profit and the feeling that came with it. Knowing that even though it's just a dollar wasn't like any other dollar I've. I made that dollar on my own terms it's such a satisfying feeling and I, knew it was the beginning of a new lifestyle one that would ultimately be defined by own choices not the whims of a company or a supervisor but fondly as I remember it now, there was a ton of things I wish I knew back then I had to learn a lot of things the hard way. Now, I'm here to share those things with you. As you begin your own journey to freedom independence and a life of your own making. No doubt about it choosing entrepreneurship was one of the best decisions of my life it just changed how I worked. It changed how I live in every other aspect for the better it was a complete shift in outlook lifestyle and even personality. If you stick with entrepreneurship won't just discover a new way of making a living. You actually find out who you really are. I know that may sound dramatic, but it's true. Once you take the wheel of your own life you're responsible for all the decisions. Most of US leave to our employer or a manager you discover a whole new side of yourself that can only thrive with the freedom entrepreneurship brings you'll be tested in new ways you'll develop new abilities and you'll even uncover new talents that might surprise you. You'll reevaluate your definition of work success failure. End Choice. You'll learn things that no other way of earning a living can teach you and you'll be grateful you had the courage to forge your own destiny with this choice. This lesson is about the basics of running your own business. What you can realistically expect to happen. And most importantly, the mindset you need to adopt in order to persevere as an entrepreneur what are things I'm known for is staying it like it is. So that way you're prepared to be successful, you know what to expect. That's why I believe mindset is the foundation of everything before you do anything else. The best thing you can do to set up yourself for success is to adopt an entrepreneurial mindset, and that mindset is very, very different from the mindset required to succeed in a conventional job. Let me clarify what I mean by this and why it's so important. Right. Now, I'm assuming you have an expertise or maybe a product idea for your business There's something that you might be into your passionate about you're good at, and you could take it and use it as the basis of your business. But whatever your expertise is, now it won't be enough. Let me see that again, eight won't be enough no matter how good you are at your think whether it's photography or software development or baking, or whatever it is that expertise is not enough to run a business. Successfully entrepreneurship is its own skillset. One that every successful entrepreneur has to develop in addition to the skills they've acquired in their field. The good news anyone can learn the skills of entrepreneurship even though most people don't. And most businesses fail because of this, they fail because not that their ideas now good or the product is not great. It's because they don't develop the skill of entrepreneurship and the truth is that's one of the biggest differences between people with businesses and people with business ideas. It's about learning and developing the skills of an entrepreneur with the same effort and patients and did occasion you put into developing the skills you already have everyone wants to know how to turn their passion into a business. But the truth is that you have to turn business into your passion to like any skill said, the entrepreneurial skills is best developed by experience. You probably won't be great at business on your first day on your first try just like no teacher doctor or lawyer or electricity is an expert on their first day on the job,
Apple Event 2020: Here's everything that was announced
"Got the latest about those new iphones. They finally got announced I wanNA give you my take on them. Do you need to buy a new iphone? No, the series, twelve iphones we'll have a faster processing chip photographers like myself really eager to test out some of the new low light capabilities on the camera. It has glass that apple says is less susceptible to cracking. It comes with more storage than the previous models and they connect to the new five G. superfast supposedly wireless networks. Now, let's break it down five G. as it exists. Today is hype. It may one day be super speedy. It is not super speedy today. Except for certain little pockets were talking blocks. We're talking sections of blocks for Reisen, which is pushing five G. harder than the other carriers. Is only in fifty cities with they're super fast ultra band millimeter wave. Millimeter Wave Five G. it did just expand with a new flavor of a slower five G. Nationwide but you know I've tried the slower five G. from at and T. and T. Mobile, and it's just about the same as the four we have today I think it'll be different a year from now but I wouldn't rush out looking to find super speedy service that is just not there. Apple also announced a new interest in the smart home speaker again, taking on Amazon Echo and Google with now the nest audio, the home pod many one, hundred dollars. What's different? This time is. That apple's actually having a consumer price speaker last time around it was three hundred and fifty in nobody cared certainly not when you could buy Amazon speakers for fifty dollars. So I really look forward to trying out the homepage mini. They say it's going to have great sound. We'll see it's very small. It's also round just like the new take on the Amazon Echo speakers which are also around the Amazon speakers will be out later in October. The New Apple Khomeini will be available in mid-november. If you're a fan of the eleven pro and eleven pro phones, they are now discontinued. The only phones that apple are selling is the new. The new twelve's. The ten are a few years ago and the S. E. which is at three, hundred, ninety, nine, the most affordably priced bargain iphone out there. So summing up the new iphones I think they're going to be great they're going to be more powerful they're going to be sleek they're going to be wonderful. Do you need to have them know the camera features for photographers? Sound Pretty Great. Not as great as a camera though, but for an iphone the stuff, they showed the demo films the ability to shoot and low light look really enticing I. can't wait to try
Never Spend Your Emergency Fund Again
"Today I want to talk about what it might look like if you use a little bit of a tactic in the software I don't talk about the software per se very often but I wanted to give you a little tip today a lot of times when people are following wine ebbers specific where fallen rule to. Their embracing their true expenses it means that they're looking ahead and they're trying to find those larger less frequent expenses and they're breaking them up into manageable monthly amounts. So Christmas if you're gonNA spend twelve, hundred dollars a year easy math. You would take the twelve hundred dollars you divided by twelve, and then you would give yourself a one hundred dollar monthly bill. You could do the same thing for an HVAC repair. You could do the same thing for your Bosh Dryer not recommended and replace that thing so. You're always looking ahead to those larger amounts and then you're saying, okay, what would I need to save or set aside these are traditionally called sinking funds and put him right into wine APP and it's your category where you build up that money over time. Clear. What a lot of the time traditional advice would be. You have an emergency fund and that also makes good sense. Right? We're living in a bit of an emergency year. So you would say, well, I'm going to have three to six months of expenses saved for an emergency. What happens is you have wine numbers that. Don't have emergencies anymore, and the reason is because they're falling in to they're looking ahead and they're thinking about those expenses will come up their true expenses and they are embracing them with love affection and money because you need that third thing. More than any other so. When you are not having emergencies anymore do you still need an emergency fund? You may call that fun now. Something like. Something that really really caught us off guard that we did not see coming and the next time we'll see coming. That's a little bit along category name, but the idea is something happens and it really does catch you guard and it wasn't part of your rule to true expenses. You don't have a sinking fund setup that's when you could use an emergency fund. What I want you to do in the software is never spent directly from that blanket kind of grove. Emergency, Fund category. Instead I want you to make sure that you're always moving money to where that money actually will be used. So if you didn't foresee HVAC going out. How how I do not know but you don't foresee that. And is not covered under warranty. So you're going to have to get rid of actual cash. You could set up a category called home appliances repair something like that or more specifically HVAC I don't think it should be that specific but home appliances, maintenance and repair. And then you would move the money from your emergency fund that little pile of money used for things that you didn't actually budget for and you move the money to the home appliance repair category, and then you would spend that unfortunate large dollar amount from that category. Why? This is what gives you data for going forward. So you will not be caught on your hills again. So you never spent directly if you have an emergency fund category in Why am because you've just got cash set aside I don't know what will happen. This is truly for emergencies not because my car tires wore out, that's not an emergency that. Happens, but you have an actual emergency that takes emergency money. You would then move it to a category for the actual spending. So then you have the historical data to point back to and say, Oh, next time next time that will not catch us off guard
Whats 5Gs real impact going to be on the iPhone 12
"G. has been one of the most heavily hyped technologies in recent years and it's coming to the iphone twelve. I wrote her. Chang Industry daily charged with me is our expert things Mobile Shaare Tikkun. Welcome Char. Thanks for having me. We previously touched on how five G. will play a big role in the next iphone but ultimately, it wasn't mean to have five G. The African twelve. Yeah, I mean. So basically apples catching up with everybody else android basically all high end phones we've seen come out in the past year have had five G.. So this is that super fast connectivity super responsive there shouldn't be very much latency so you can do things like. You know have your band practice on Zoom and you'll actually be able to play in sync or do things like that. The phones are going to be capable. We'll have to see what happens with actually. And if they're able to take advantage of this, but generally, the idea is this is the connectivity that's going to be expanding all over the globe over the next decade basically, right for for most people especially off the bat, how will experience change or Willa Change? It really depends on what kind of five g you're tapping into. So some some versions of five G. are kind of slower They're not necessarily much faster than four g but then there's this other kind that's way way faster So if you're living in one of the cities that has it and you're basically standing near tower not behind any trees, you can have really fast download speeds kind of the problem. That we have with five G. Right now is it's basically all about speed. There are a ton of applications. There are a ton of new products or devices or services that really have evolved or come out because of five G.. So it's really kind of like downloading a video really quickly or streaming in four K. and not having glitch or anything like that. the hope is with apple getting into the market because it's it's going to be such a big player right away that developers start looking at more unique things that can take advantage of five G. and we have some some new services in new things come out like what we saw happen with four G. Right we had things like live streaming Uber A. Number of different apps you talked about the bands and let's break that down for our listeners. What are the different bands and which carriers are pushing, which bans when you think about the super fast life changing five g. that's something called millimeter wave. These are super high frequency bands extremely fast way way faster than what you get with four G. Super Responsive and. We're basically only seeing this in the US. This isn't really widespread around the world right now. And the biggest company that's really been pushing it is verizon verizon chose to build out its five G. Network I using millimeter wave so it can tout these insane speeds, but you can only get it in thirty six markets around the country. It's it's not even in every part of those cities so it might just be an you know downtown Chicago, but if you live on. The West side or whatever you can't get it. Then there's something called low banned. These are the slower but. More reliable airwaves, this has really been pushed by t mobile especially. So when t mobile talks about it's nationwide five G. Network, that's what it has. What's the nets reviewers have found is it's not really that much faster than four G. But It's easier for carriers rollout. We've also seen a t and T do a lot with this verizon hasn't launched its low band network yet, but that's still kind of expected this year the benefit of that is it's a lot easier to have pretty comprehensive, pretty good coverage. So you could theoretically cover a whole city with five G. if you're using low band kind of the sweet spot, five G. is what's called mid band. Waves these fall between the two and so there faster than four G. faster than low band. But they're more reliable than something like millimeter wave. So what we're going to see carriers use a combination of all three of those to have good five G. coverage over the next several years right support not mobile right now is really the only one actually ruling out mid band they got that spectrum from sprint while they were so. Griffin so desperate to by sprint and you're seeing some of that game rolled out now. In terms of price that that's obviously a big deal that iphones generally expensive phones began with. Do you think that Five G. will make. Phones more expensive. We're really going to have to see what happens. But what we generally seen across the board is that five G. does add to the cost of devices when the first five g phones came last year like Samsung's Galaxy S. ten was four hundred dollars more with five g. than if you just wanted the four version and kind of what that's meant is that if If there's an option in a market between four Gina Five G. version are buying the four G. version. They are buying five G. we've really seen prices come down very rapidly for five G. phones though. So Samsung's newest phones aren't really that much more expensive than the four G. versions last year or previously You know they're kind of starting around thousand dollars for their flagship lime. We'll have to see if apple. How much of a premium, it puts on five G. We also seen the millimeter wave versions are costing more than the other because they require some more components it's more difficult. There has to be these little sort of modules in a phone so that if you accidentally cover one with your hands, the other ones can still get the signal because the these radio waves cannot pass through your hands. So that adds to the size it it kind of affects the design of the device. I do think apple probably have. A premium for five G. but it's it's not going to be four hundred dollars more than what the iphone eleven lineup cost this year right? It's as you know the. Allow. These are the verizon variants right the pixel four with five g. that just got announced. Last week, we found out the horizon version that phone is one hundred dollars more than the standard Google version. So clearly, there's already a premium kind building on within a family of funds. So it'd be interesting to see how apple prices that particular millimeter wave. Version of it. Well, they're not they all get it. It's still kind of up in the air, right? Yeah. We don't know yet what's going to happen some rumors say that just the iphone twelve pro Max will have a millimeter wave version but basically, verizon doesn't really want to sell a five G. phone without millimeter wave and not everybody who wants a new iphone once the biggest phone. So we're really going to have to see if apple has millimeter wave in different options as well. you know kind of what we've seen with Samsung is they'll have one version that has millimeter wave and it comes out later than the other versions and it costs more than the other five versions. Apple, who knows what they'll do where we're GONNA find out but Yeah, it'll be really interesting to see how including millimeter wave is gonNA affect pricing for the IPHONES. Yeah. Speaking repricing there's also the other side of things, the carrier pricing plans and I'm sure this is something my listeners really care about is do I have to change my plan to access five G.? Yeah. That's a very complicated topic based on what carrier talking about you know, and then there's all these surveys coming out the like half of iphone owners think they're correct phones can access five their iphones can access five g. part of that is a t who had this five G. E. branding not five G. at all. You cannot access five G. it is forty with the different carriers, basically a t and T. if you want five G, you have to have a different plan. T mobile you can stay on your current plan and access five G. Verizon. Kind of has this sort of hybrid thing. If you want access, they're really fast millimeter wave you have to switch to a new plan Basically, these are all unlimited plans because the idea is five G. can consume a lot of data really quickly because it goes so so fast, you may not even realize how much you're consuming but but yeah, it's very complicated. Unit has a lot of good kind of breaking this down for people with some nice charts and explanations of how much is gonNa cost for four lines. What do I get with it etc but yeah, it is pretty complicated basically. Carriers get once a decade we moved to a new wireless technology. They've invested billions building out these networks may WanNa try to make that money back they want but they also at the same time, want people to move to these networks. So it's not like they're going to make it. So prohibitively expensive that everybody's like Nah I think I'm going to sit out five G. but you know they've they're trying to take advantage of the fact that we're switching to this new technology. Yeah. You make a good point. This is a big sort of switching opportunity for levies carries trying to get other folks jump from say at and T. mobile of rise in eighteen t with this new technology I suspect. You're right the plans already complicate I. Suspect will get even more complicated as we get more offers out as carries get aggressive And keep them under our listeners the the fine print on some of those plans they do still have those throttling limits. which they don't advertise but they do say like if you hit a certain amount, they do reserve the right to slow down even if it is a limited which I was found. A little annoying. But Anyway, the carrier. So the carriers that stone complication for folks who are looking to upgrade God. You know the regular old dependable phone what happens with that that I If, you have a for Gi phone. It doesn't mean that you need to throw this away by a new five G. iphone four G. keeps getting faster five G. isn't really widespread yet. So most markets you're still going to be tapping into four G. Any way you know especially, if you live in a rural area, there isn't really five G. There right now Four, G. also could get faster as more people move to five G.. So it's not like this phone is worthless but if you're planning to buy a phone this year, not upgrade for three or even four years you're probably GONNA WANNA buy a five G. phone. By that point, it's going to be pretty widespread We'll even see it in a Lotta rural areas and you. Just, need to future proof and look at five g. m. beyond just speed gains. What are some of the other benefits I'm talking about things like gaming a are that you could sort of expect to see on an foggy iphone? Yeah I mean I think that what one thing that apple probably push augmented reality that is something they've been talking about for a long time they. Just see huge potential with it You know kind of the best example we've seen as Pokey Mongo and that doesn't really rely on having that greater connectivity like that isn't something where all of a sudden it's going to be a much better experience with five G.. So we're going to have to see what developers come up with or apple comes up with things gaming. Kind of the biggest benefit with gaming aside from just the speed is the latency. So it there isn't going to be a sort of lag. So if you're playing a shooting game or you know whatever game against your friend I yeah. Thanks. Yeah. For nine point four. Although iphones I duNno fortnight. If you already have downloaded on here I found A. Those are going to be really quick and responsive and Yeah. We'll have to see though how much developers take advantage of this and and you know what? Actually what it's like in practice I think the phone makers and carriers frankly are all kind of struggling to find ways to make us really want five G.. I've talked to a lot of experts about five G. and what a lot of analysts have found is. People are only kind of buying five G. because that's the option that they have like all Samsung phones in the US now are five G.. So if you wanted a new Samsung phone, you're getting five G. phone you may be just don't even care that it has five G. it. But the hope is with apple getting into this market. It's not just oh yeah, this is the phone I have to get. It's more like Oh yeah. Here are some real reasons why five G. is useful definitely be interesting to see how apple markets five G. especially as as you said, like other people have struggled to really make a compelling pitch for five G. especially with all of us lockdown and not really on. The go take advantages on that network speeds.
Thoughts on the new Pixel phones
"Today's kind of an interesting episode because we really did know almost all the details. Ahead of last week's announcement. So some of the details that we're going to give you you've heard before there is some new stuff in here but. And there was little to no, there were no surprises, right I mean. I guess there were a couple of like software surprises when you're talking about the Pixel Five, right? Like there was no, we got I can't believe. I can't fool the I can't believe they did this. Yeah totally. The one thing that. What did you guys think it'd be event itself. Random. Oh Yeah I would say that. The launch in event seemed very chill for them. They seem really confident in in a different way. So they weren't hyping things up or blowing things out of proportion. There was just kinda like, Hey, yeah. We're releasing a few devices and you hope you like them and that probably fit what they are actually launching. So I thought they didn't. Then, also probably fits the tone of the world. Yeah. Right because nobody nobody's really shooting fireworks and making a big deal about things. The more modest humble like here's what we got approach I. think that's a good. Time for more than half an hour of a soiree like listening in to tech event plus like. Virtual schooling the kids that's nobody offer. So right? Yeah. It was only half an hour and I have to say I was pretty happy about. Like all right cool they got in, they made the announcement and like like we said, you know a couple of times. Now, we already kind of knew everything google new. We already knew everything they really were light on details in the event I thought was really interesting like, yes, it was short. They announced four main devices which we're to talk about but even within the. Devices, they really did not go into the weeds. They're not talking about the processor that's inside the Pixel five they're talking more about like Pixel phones from a lifestyle perspective and kind of being happy with the photo performance, and the kind of little delights that you get with some of the software enhances stuff So they've but it was very light on those specific. Details. Pixel five of course was I would say the the more notable of the four devices only because it's the next Pixel. And everything that we already knew six ninety nine is the cost for that. Unit. There's not an xl size snapdragon seventy, sixty, five G. with five G. supporting subjects and millimeter wave a five G.. Aches Ram hundred twenty gigs of storage a six inch HD, plus Ola display with ninety hertz. Refresh rate to rear facing cameras the standard twelve point two megapixel. Camera which they've had in the last three or four pixels I. Mean it's it's basically the main sensor pixel phones as well as the the a series. Plus a sixteen megapixel ultra wide. So going from the telephoto last year to the ultra-wide this year forty, eighty, million, hour battery fifteen watt wireless charging also reverse wireless, charging rear, free a fingerprint sensor and an under display speaker which. I would say I'm a little concerned with because I, just I don't know sometimes the under displays speakers kind of approach as opposed to having like a little grill like I I don't know I wanna hear it to know but I think I saw like a video someone online had the pixel five already was kind of testing all these things indefinitely kind. Of. was saying that the speaker itself sounded Canada tinny. So I don't know if any of you saw any of those videos but no solely, which means no motion sense no face unlock here it's all fingerprint sensor going forward So starting with the hardware, are we like obviously it's what we expected because we knew all about it but Is Google offering enough with this next pixel flagship say to entice people brandon. What do you think? I, actually think that they priced it at least fifty dollars too much or if not one hundred dollars too much and I, think some of you might know about the whole mater millimeter wave thing with Reisen that might have a part in that but them kind of cutting out every single thing that is not absolutely necessary. is them obviously trying to get a lower? Price Point because it's working on their a-series devices. So they're trying to bring that at least on the higher end. Still I. Miss Things like the squeeze too for the assistant I miss face unlock, and if you remove solely, you lose the face unlock at least in terms of how Google's doing things. So there are some little magical things about a pixel device that I'm missing. Yeah I've come to actually really like the face unlock because it works so well on the floor Excel but I also like a rear facing fingerprint sensor which is. What a lot of other phones still have some of them have in display it is kind of also nice to have that direct kind of control over when I want to unlock my phone as opposed to the just happened to look at my phone and unlocked, and maybe I didn't want that. Maybe I wanted to look at the lock string content that sort of stuff. So. Let's see. Twenty two. What's that? Oh Twenty, all masks and everything. Good Point. That's a solid point the face, a lock on the Pixel. Four has been a little inconvenient. What I'm on about absolutely software. Wise. I feel like software wise is where we had at least some surprise. We didn't really know very much or at least I didn't know very much going into the event about extreme battery saver which they say promises up to forty eight hours. It's switches off a bunch of features on the phone I even more. So than it did before pases most APPs slows down the processor. It's just like if you need to stretch your battery this way do it and you can get two days out of it.
Does the Community of Lily Dale Reconnect the Living and the Dead?
"In eighteen forty, eight, two young women known as the Fox sisters heard mysterious wrappings in their house in Rochester New York and claimed that they were messages from the spirit world. Enough people at the time believed the sisters that an entire new field known as spiritualism was born. Based in European, philosophic writings from previous centuries spiritualism was and is a structured belief that humans consist of a body, a soul, and spirit. When someone dies the belief goes the soul and spirit live on in a spirit realm. According to a study published in the Journal of Religion in Nineteen, thirty quote the chief duty of these spirits is to look after the welfare and progress of those on earth. Upstate New York at that time was already a hotbed of intellectual communities so hot that it was known as the burned over district for the nearly constant religious revivals took place they're. Just Smith the founder of mormonism got his start their. Literary and intellectual community of Chautauqua where feminist four mothers. Susan B. Anthony Hung Out was nearby. So in a way spiritualism that right in. In eighteen eighty, the Lily Dale spiritualist assembly, it was founded at the Eighteen Acre Casadei Lakes Free Association camp for spiritualist gatherings in nineteen O six. The whole community was renamed Lily Dale. Now, more than a century later, it sounds kind of weird and which he and campy but Lily Dale was incredibly popular in its early days. It began holding summer camps in the eighteen nineties that were well attended to put it. Mildly Susan B. Anthony was one of the many who visited to check out the mediums. A journalist working for the New York Times stayed in eighteen, ninety eight and reported that a quarter million people went to the tiny town every year. The reporter noted mediums as a class are strange beings. At the time of his visit mediums were charging one hundred dollars per session, which is about three thousand dollars today. Interestingly the price for reading is currently around eighty to one hundred dollars in today's dollars. He witnessed a few of the techniques that came to be associated with Lily Dale such as an ear trumpet that would rise from the floor and deliver a message directly into an attendees ear. Mediums Lily Dale also used a slate on which spirits could write messages. You may be surprised to learn the candles incense are forbidden at Lily. Dale. The buildings and the community are very old and very wooden, and it doesn't take a medium to know what will happen if there's an open flame. Well actually, they know very well, what will happen the Fox sisters original house was mood from Rochester to Toledo but went up in flames in nineteen, fifty five. Spiritualism declined in the twentieth century but Lily Dale remained a stronghold was summer camps continuing every year. For the past several years, attendance has also held steady at twenty, thousand, thirty thousand visitors going there in search of clarity indirection though this year visitor numbers were restricted to just eighty per day was social distancing and mask rules in place in addition to other precautions. A study published in the review of religious research in nineteen eighty found that only a small percentage of visitors. At that time, we're going to talk to a dead family member. The study's authors came to the conclusion that the kind of spiritualism practiced at Hillsdale was more like a religious sect than a cult. The difference being that sex are usually breakoffs from mainstream religions whereas cults tend to involve novel ideas. The study concluded that the mediums at Lily Dale might be doing people a service by granting them a level of peace and acceptance. The researchers wrote if spirit communication can be associated with madness, it's also possible to view the medium as a mental health resource. Whether people still visit, Lily. Vail. Today for clarity and direction or they want to make contact with the other side probably comes down to the individual. But since the nineteen seventies, the number of mediums and the population of lily male have soared. Back. Then the village was home to about twenty five to thirty mediums residents during the summer camps and a dozen or so who stayed on to keep up the town year round. Today under normal circumstances, visitors are welcome in the off season and Lily Dale has a year round population of two hundred fifty as well as the Post Office Volunteer Fire Department Library and playground there's also a coffee shop two restaurants a few gift shops some guest houses a hotel and museum. The National Spiritualist Association of Churches is located there. But members of the Lily del Assembly can lease houses in the community. But back to the mediums. Now, there are some forty registered mediums and all aspirants have to pass a test consisting of three readings before being established in the community. And they are still the main a draw. What are people are going in hopes of receiving or conveying a message to dad loved ones is totally personal and depends on their belief in the mediums abilities. Under normal circumstances, those interested don't have to pony up for a private session either there is a day use fee for anyone who wants to go and simply roam the streets and attend the public meditations and services, and you can visit inspiration stump where services have been held since eighteen, ninety eight. This year all workshops classes, and some circles were held virtually. One thing has not changed throughout Lily Tales history. The community has always emphasized sobriety humility and a decided lack of showmanship. They may appreciate a good pun but they take their work seriously. They also emphasized that the future is not written in stone everyone has free will.
Is the Nest Audio smart speaker worth your time and money
"Despite. The name change the nest audio is really update to the original Google Home Smart Speaker. So what's new about it? So audio is a way overdue upgrade for Google the home speaker the very first one came out in two thousand sixteen. So it's been four years since they've done anything with US mid range speaker and. Everything is different. The design is different. The size is different. The sound quality is different even the price is different than the original Google home. It's sort of a totally new thing. So let's break down. In terms of price in terms of the the differences like dig into what exactly consumers are going to get with us next audio. So it's one hundred dollars and that is twice the price of a nest mini ness or fifty dollars. Usually you can get them for less if they're on sale and I suspect the same thing will probably happen with nest audio but on the shelf, the MS RPM is one hundred bucks. So for that hundred dollars, you're GONNA get a smart speaker that honestly it's smaller than I thought it would be when I got it. I was like Oh this is actually pretty compacted slake almost seven inches tall. And it has that fabric cover all the way around it. So the nest mini and the Google Home Max had that fabric on the front. This one has the fabric all the way around it, and it has a totally different shape. The original Google home in my opinion didn't look that great. It was kind of weird looking certainly, not like anything that Amazon put out, and this one is a little more soft around the edges. More of a design aesthetic to it that it seems like they pay more attention to that this time and I like that it comes in five colors comes in like a pink Blue Gray, a a green. And then like darker, Gray. SEGALLA options, you know if you want it to fit in your home if he wanted to look good on your shelf, it's definitely better this time around. What about the sound quality? How does that compare to the original and really has a compared to some of the other speakers in the market taking the Amazon Echo and apples homepod nest audio, sound way better than the Google home that came before it. The vocals our whole lot clear pretty much mid base. All of it is better than the home. It's definitely an improvement in that respect. I Don mcgahn Echo speakers because I am working from home like a lot of people and I only have a home pot and the old Google speakers at my house. So TVD on that also, Amazon. Just released a new echo. So we have yet to test that out as well. So it'll be interesting to see how those to compare especially because the new echo is also hundred dollars. So if you're on the fence and you don't quite know which assistant you want, it's going to be interesting to see which one is going to give you a better sound quality It's really close to home potty. My opinion to home pot is a great speaker premium speaker at obviously costs a whole lot more and it is a little bit better but I think if you're a regular person and you're not an audio file and you just want to hear good music. Nest definitely deliver that. You didn't like about this picker. I would say that the Google smarts that you're getting in wing talked about this a little bit more later on too but there's not much to it. You know it's it's Google speaker and I think maybe at this point in twenty twenty, we've gone through four or five almost five years of smart speakers and were sort of used to what does. So every speaker has google assistant in Google assistant is gonna be the Google Assistant. So you're not getting a lot of surprising new google features with it. I will say on going back to sound quality, there is left and right channel separation. If you have Tunis audio speakers on, there's already a promotion. If you buy two, you get a discount in I highly recommend that they did send me to I tried out the channel separation and it's really cool. It's really effective and it's probably the one thing that makes me feel like I got a lot from one hundred dollars for my two hundred dollars if you get a pair. That channel separation is cool. Yeah. I, know they made a big deal about it during the week Google presentation, the having sort of rooms and multiple speakers linked together. Alternately. For you is it worth the hundred dollar price tag that is you know quite a bit more. It's it's it's not a small mouth change especially during these times. Yeah. It's not hundred dollars a lot and a while there are discounts and promotions and you know there are I think plenty of people to pay Andre Dollars for speaker. It's a really interesting question because of what else? Google makes. So if you look at s mini, that's fifty dollars to get tunas minis for the same hundred dollars and suddenly you can broadcast to another room. You can have multi room audio, you can pair them together group to play music you know at the same time in different rooms. So you're GONNA get a little more functionality that way if you buy two many's rather than one nest audio. And then if you think about it from a smart home perspective, you can get a nest hub smart display for I. Think Eighty nine dollars. So for even less than that, you can get a Google speaker plus all the visuals in all the smart home integration you get being able to see a camera or a doorbell or watch TV or play a game on a smart display so. I think you have to really want the audio aspects of the Speaker to go forward over Tunis many or over a tub. But it's a good speaker you know and I think certainly on sale it's it's worth it hundred dollars. Isn't I don't think it's unreasonable if you want good audio and you wanna Google. Speaker.
Mirati to Rival Amgen in Solid Tumors
"So to start I wanNA talk about exact sciences ticker symbol e x a s, and they are now trading at around twelve billion dollar market cap, and what they announced is liquid biopsy testing data in six different cancer types showing a sensitivity of eighty six percent and a specificity of ninety five percent, and they did kind of a grab bag of cancer types. We have lung ovarian, liver pancreatic, and Alpha Jill. And so I did video on exact sciences quite a while ago I thought their evaluation was a little bit toppy back then and was waiting for dipped to buy, and that's what I did during the Cova crisis I took a small position and then I sold just recently at around ninety four and I think is trading just over one hundred dollars right now but this. Is Nice to see them kind of moving into new areas because I think one of the things that they're struggling with is leaning on their old testing kit the colours guard while all these other companies are trying to get into things like liquid biopsy, which it's going to be a real game changer in the space. Once these treatments get validated and approved by the FDA. Now. They're not alone doing this exact sciences is kind of just finally getting into this because other big players like alumina through grail they just acquired this private company called grail officially officially. We've garden health personalisation of been floating around and invitations. Well, who just acquired archer DSL there's a lot of companies in the space, but exact scientists has shown some pretty good success in their previous testing kits. So it just makes sense them to jump into this new area and be a good competitor. So I think right now probably a little bit toppy with the price around one hundred but I'm pretty pleased with the small profit. I made given the number shares that I have. So that's exact sciences. Want to move now into regeneration ticker symbol. And they're trading at a sixty billion dollar market CAP. I did a video on them also a few months ago, looking at kind of their staples in terms of the different products that they offer and I concluded that they were relatively over-valued back. Then I think now also a little bit overvalued, but it does depend on how well their product. So and the kind of revenue they can bring in obviously but the news that we heard is that they released data on their antibody cocktail for covid nineteen. and. What we saw is that it reduced viral loads and symptoms versus placebo in non. Patients who are infected with SARS co to and what they shared our results from initial cohort of two hundred and seventy five patients, and they also have nine hundred or more patients enrolled. So this is kind of a preliminary analysis that they're showing US and they've called it a phase one, two, three trials. So they're doing the PK the safety along with the efficacy and other sorts of secondary outcomes all at once and when I look through their stuff, they started off by kind of categorizing patients based. On Sarah Negative or zero positive and I, think it's important that they do this because we're looking at a treatment for covid nineteen and if people are already sero-positive in their bodies, already mounted an antibody response in order to bring down viral loads. So what regeneration is trying to pose here is that the negative patients which means they have not mount that antibody response have significantly higher viral load and they make a better target for most treatments probably also their antibody cocktail that they're gonNA share data with. So. Then the data that they show here shows a range of efficacy based off of viral load. So we have tended the power of four copies, parallel all the way to tend to the seven copies personnel. So quite a big range in viral load here and I just blew this up on the screen. What we're seeing is that at the higher viral load, the treatment and there two different doses here in the green and the red line, we see that much more dramatic decrease in the amount of viral load in. These patients and it does kind of make sense because if your body's already mounted an antibody response, the window of efficacy is just going to be a bit smaller than if it's before the at which your body's manning response. So I think for these patients, it's definitely positive data. They also looked at other other metrics as well and I'm not going to get into everything but they did look at a day to alleviation of symptoms and they looked at the overall population of patients. It's the difference of nine with Placebo. To between six and eight, depending on the dose that they gave the antibody cocktail with the negative group alone, the placebo was thirteen days and then the low and high dose was six and eight respectively. So obviously a big difference when it comes to whether or not the patient is zero negative or positive. So that's probably going to inform the FDA when it comes to approving the drug or giving some kind of guidance on which patients should take the drug and who are likely to see more positive outcomes from that. So overall. I think it's good. It gets a step ahead of the Gilead data where I don't think we've even seen a placebo group yet. So it's nice to see regenerate actually do this placebo controlled trial. We can see whether or not there is efficacy and I, look forward to seeing the rest of the data I'm not if this merits taking a position regenerate here given that they're such a large company already and they have so many different assets that are I would say more likely to contribute to their bottom line. This doesn't entice me to take a position, but it's nice to see that we're getting all these therapies are starting to see vaccine data, and this just makes me feel better in general that we're going to move towards being able to treat this disease and hopefully get out from under this and then Kinda recover with the economy. With that, let's talk about the main story for today, and that is morality Therapeutics Ticker Symbol M rt ex, and they're trading at a price of one sixty, two point zero five per share giving them a market cap of seven point two, billion dollars. Their Q. Two, twenty, twenty, net loss was eighty, three, million dollars, and this represents an eighty percent increase year over year there their q two net current cash is six, hundred million dollars giving them a runway of about until twenty twenty two I would say but let's also be careful that if they see positive data. This year or next year is a good chance that they're going to raise again. And what Morad is trying to do is develop targeted cancer treatments and they're specifically looking at solid tumors and even more specific than that are K. Rasa inhibitors, and so they have to compounds Marta six, eight, four, nine, and x, one, three, three. They're also looking at checkpoint inhibitor resistance with their compound sicher Vance it, and I'll talk about that in a bit later. To start though we gotta talk about chaos and the reason why this is so important is that chaos mutations are present in a large population of cancer patients. The first thing it's important to note is that chaos is pretty ubiquitous. It's a critical part of the map kinase signaling pathway, and this is very important in basically every single cell. This pathways involved in Cell Proliferation Cell Survival had differentiation here. There's a whole bunch of other stuff and it makes a little bit confusing because it is involved in. So many different pathways that if you were just to inhibit this molecule non specifically, you're likely to see significant side effects with patients. It's for this reason that it's important that we can come up with a targeted therapy that will only target cells that have a mutation in chaos rather than the healthy normal. KS. To talk a little bit more about its function, it works as a GT as and what this means is that it takes a molecule GDP converts it to GDP using that phosphate group to continue the signaling pathway. The next step is Raff or something like that mutations in. A company twenty, one point, six percent of all human cancers, and then I have here that chaos the predominant or exclusive Rask's mutated in three of the top four neoplasms that account for cancer deaths in the US lung colon and pancreatic. Cancer.
How Walmart Plus is taking on Amazon Prime
"Ben you the chance to talk with Walmart's chief customer officer about Walmart plus. What did you learn So what's interesting is I guess it's not terribly surprising is that Walmart is really trying to position Walmart plus. Something, for Walmart customers as opposed to, Hey, this is our our Amazon prime killer or what have you. So they're looking at it as like additive to people that are already getting groceries from Walmart or already shopping online from Walmart, and you know certainly curious to see if there's a market for people to spend a hundred dollars on yet another subscription service. Yeah. You bring up a good point because walpole walmart's customers tend to shop at Walmart to save money to get bargains. and. These customers to spent another hundred dollars a year is that you think that's an argument that that really works I. Maybe. I mean like, Walmart track record for subscription services is not great They've already attempted a few in the haven't lasted so. They are certainly making a big push with Walmart plus by There's a long way to go there. I would probably say the this is Walmart's argument for getting a Walmart plus subscription is that if you regularly get groceries delivered than this is a smart way to like just basically bulk your your. Delivery costs but at the same time, you know the perks are currently kind of meager for one hundred dollars a month just just for context. Could you run down some of the yes? Oh, it's it's three things. One of them is You know. As soon as same-day delivery, four orders, thirty five dollars or more that includes like general merchandise and groceries. And the reason they're able to get it to you as soon as same day is because a lot of those shipments coming from your local supercenter. So that's Walmart really taking advantage of the fact that they have centers that are located around major population centers and. Suburban communities, rural communities all over the place. So Hey, why don't we just convert these into a distribution centers in that way, we can compete much more effectively on commerce that's the biggest piece the other two. Nice. There's a fuel discount and then there's also this like scan go feature. In. The Walmart I think it's in the Walmart APP where you scan stop who've your in store and you can avoid the checkout line that way you just like scannon pay for it and You know. That's that's a nice to have. That's a nice feature obviously, especially during coronavirus bud is you get people to pay all that extra money for for scandal now so they're gonNa have to do more and they said just as much in the interview that I had with them. You know. So this is this is the starting. Gamble here and they're going to build from there. Ryan. Clearly, this is early days for Walmart plus you get a chance to talk to this executive about for the the origins and how they came up with like what did you learn? The ask so they they were seeing a lot of success with their pickup service I. IT appeared to me that they were getting some good traction on their grocery delivery service. So they're like look let's double down on this Let's see. Let's see if we can make this work to to really build this out But yeah again, like certain things that they didn't do are black stuff like prime video which like is so big and influential now that they win like Emmy Awards. So it's not just like some random catalog off crappy movies like they. They make a lot of their own original content and the reason I bring that up is that you know is Walmart going do something like that or they gonNA create their own studio are they gonNA create their own music streaming service that they're going to bundle in there. Obviously, they could go in a lot of directions here by the I'd Stein it's still not there yet obviously, they're still just starting. Yeah. Targeting it's it's. Really Walmart customers e think there'll be a point where they reach out to abroad audience really trying to go after those those Amazon prime customers. Yeah. Probably like you have to remember the Walmart is the world's biggest retailer the world's like have. You know one point, five, million US employees and Walmart customers in effect means like a ton of people. So traditionally, they have been known to. Support and serve a lower income population and. Laudable obviously people it. You know. Everybody deserves to get good deals by also Walmart customer. So I think that their hope is probably similar to Costco I would imagine that people would subscribe to prime and they would also subscribe to this perhaps that there are enough benefits. So it's not an either or type of situation. The problem is, is that a hundred dollars a month in addition to all the other subscriptions most people are paying? Is he going to be successful? That's obviously the big question here
Pixel 5, new Chromecast and Nest Audio: Breaking down the Google event
"Google unveiled a trio of new products at its event yesterday in Chrome cast the Nest Audio Smart Speaker, and the Pixel five and Pixel four five smartphones. What do we think about them? I'm Roger Chang and this is your daily charge with me is Google beat reporter rich never welcome rich anything's happening. So let's start off with the headliner of the bunch that's Pixel five. What did Google veil in? How is this flagship phone your different from years past? So this is the pixel five. It's their premium phone for the year it's different because it's let's thing. It's it's not that different. It's actually kind of scaled back. From last year. So it's it's different. It's new, but it's missing a few things that the pixel four had a support add visual recognition and it had. Radar gesture controls kinda skilled at Baxter. This year the big thing is that it's cheaper it's hundred dollars cheaper than than was last year it's seven hundred dollars. Last year's was eight hundred dollars. So that's that's the main the main difference. Yeah I was watching the presentation, the the Pixel five feel little ho-humday me. There were no cruising features and really the the one addition to the the camera which has always been a strong suit was wide lens and and that's something you know apple had last year. I get one hundred dollars cheaper but you know this is supposed to be the premium device that supposed to setting example for what you know the best of an android experience can be. What did you think of the fact that they scaled down what what Google say about that I mean are you new software tricks like there's a there's a new thing called hold for me which she'll like if you're on, you're on the phone with the business and put on hold it'll prompt you to to get back on the phone to MT music and there's like nightside site. Married does those are some some new tricks but mostly yet it did feel scaled back google. Answered that question with reporters after the show. the they basically said that they wanted to be more more affordable and you know these things like the radar chip. those are expensive in terms of rnd in terms of components, and they wanted to make successful especially in pandemic although they could never have predicted the same but they said that they they saw the economy turning they wanted to go where the consumers we're going to be this year. Yeah. It's interesting that the really the biggest innovation quote unquote is the fact that it's one hundred dollars cheaper. And you know we've we've hit other companies over the head about putting out products that are overly expensive at this time. So I do give Google credit for that It seems a lot like they're taking some inspiration from there are lower in line to a line of Pixel phones and they launched a new one, the Pixel for a five G. Talk of that. Yeah. That one is actually really interesting. I think. Google has been pretty straightforward about its its struggle in the premium market. Their executives had been. said. Years ago that this is this is really hard for them. They've shied actually in the mid tier market, the three as sold really. Well, they stay already said that the forays selling well, the foreign with five G. will be really interesting because it's a five G. phone that is five hundred dollars and a really good value for that kind of next collectively and cheaper than a lot of the five G. phones I've seen already being introduced. Yeah and just tweet, Clinton the difference, the Pixel five starts at how much pixel five as seven hundred dollars the four, eight, five G. is five hundred dollars and the pixel foray without by using entered fifty dollars. Got It. So those you know those those phones are significantly less expensive. In our colleague short actually makes the argument in a story today that the forty five G. might actually be the better bet since does have the same camera Tek as the five, right? Yeah. Yeah. I'm Dr I think that really. Interesting Product Watch, and see how it how it tells. Yeah. It's interesting to note that the phone is not available for preorder. Yet I, think there's a wait list. ECHO comes out a little bit later than the Pixel five but I imagine that a lot of folks who'd be interested in that phone.
Get cash for your used Apple Watch
"You may be excited about that new apple, what series five, the one that can read your blood oxygen levels. Well fine. So what are you GonNa do with your Old Watch The same thing that you do with the old phones Hannam down or maybe get a trade and get some money for them. Well, just like the used phone market, there's now a cottage industry for used watches. You can probably pick up about forty percent of the retail price. If you go to a bunch of sites, I'm here to tell you all about them today trade more in declutter offer about some of the best pricing that I've seen for instance. Last year's Apple Watch, which originally sold for four hundred dollars with a forty millimeter watch face or five hundred dollars or five hundred dollars. If you added the cellular connectivity, I see prices about two hundred dollars for the top of the line while trade more will give you even more like to fourteen. Now, a lot of people bought the series three watch because it's cheaper originally sold for forty dollars and as of last year got lower down to two hundred bucks. So you can you'll be lucky to get seventy five to a one hundred dollars for it. What about the Samsung? Watches while the new one sells for three, sixty, nine, the game watch three Samsung itself will give you one hundred sixteen dollars off as a trade in with a trait in of on galaxy phones tablet or a previous watch. You won't get as much for the watch on declutter only about fifty bucks. An apple will also give you a trade in they won't give you cash will you trade? They say they'll pay up to about two hundred, forty dollars for the series five or up to one hundred dollars for series three before shipping your watch off to one of these sites. Apple reminds you that you gotta take all the data off how do you do it? Well, there's two ways. One is to open up the watch APP on the phone. Go to the my watch tab tap all watches than the info next the watch and choose unpaid Apple Watch that will wipe it an easier way to do. It might be just do it on the watch itself by clicking settings general reset, erase all content and
Staying Confident In The Airplane
"And what I want to address this podcast and I'm hearing a lot of things like Jason I, got my private a year ago I flew pretty regularly for a few months but you know life. And just not flying as much as I wanted to, and I'm starting to lose that confidence I. Don't feel like I wanNA, take my kids up or my wife because I don't feel confident if something happens up there that I can deal with it or at least deal with it is sharply as I did the day after my check reading. So I've gotten a few versions of that story and I WANNA talk to you about how you can do this how you can stay proficient and you can stay confident and you don't have to spend a fortune to do it and I think there are three main points that I wanna make in small tweaks you might have to make to your flying. But the first one is in, you know how close this is to my how hard the standardization the idea that you can ritualized you're flying. And then remember like rehearse remember and perform the ritual of flying and so all you really have to remember is that ritual and what the ritual is designed to do is to weed out the possibility of thousands of other smaller mistakes from happening I'm great example there is the final walk around on a preflight, right. If you just remember to do the final walk around on a preflight, you might catch tomorrow on the nose wheel cinderblocks blocks on the tail Pito Tube cover. Fuel caps left off seatbelts hanging out of the door baggage compartment opened I mean I, you go on and on and on with the things that you might catch. Simply. By remembering to walk around the airplane after the preflight. Okay and that goes deep. If you want a very detailed version of all of the soap's the standard operating procedures that I teach, those are all in my book setting the standard. But that is one concept that will add huge beer flying. This is an I didn't make this operate. This is the way the professional pilots do it because they've got money in the game they've got a business, they have to take care of one of their pilots crashes. It can't be game over right not only that as you've heard me say the company's survived the accident typically. So the company has a chance to evolve develop a procedure that will prevent the. Pie The from any other pilots for making the same mistakes and they can force compliance with that procedure. That's huge. That's the whole process, and if you can get yourself to do that, you are miles ahead of the game. All right. That's one thing we'd like to ritualized the flying, and the second thing is getting rid of this idea that you go back every two years for what they used to call a biennial flight review or a flight review that is not. Enough that is not regularly. You're not going to regularly enough if you're going back every two years and the pros know this to right how often do the pros go back? I heard you say it every six months, right. So if you're a professional pilot, every six months, you go back with your instructor. Back to the training environment and you go through the ringer right you practice all of the emergency procedures, all of those things that you might need if someday. You're you're in a situation where you have an incident? You've got your family on board right and all of this training inspires confidence. So this is the feeling of confidence in the airplane comes from doing it regularly and feeling confident that you can handle the edge cases if they come up. I'm so what most people do just to kind of get US summarized here three point two when most people do is they get their pilot certificate they here. Okay. I have to get a flare view maybe they go get a new club checkout and then that's it right and then they're out flying with their friends and their kids and their wife and two years ago by nothing boy I better go get a flight review that is not a way to inspire confidence. That is not a way to feel good about what you're doing. In the pros know that. and. So the last thing I'd like to say is this is the part where we get into. This is the third point where we get into the budget. Is that there's been a lot of evidence to suggest that if you just keep your head in the game right back in the day they see if you read flying magazine or you re Flight Training magazine those are still great ideas by the way. But in today's world you've got youtube and you've got APPS late ground school and you've got you know ah so many different ways to stay engaged with aviation. And I always tell students when they come in to train. The typical question is how much is this gonNa cost me I don't. Generally answer that question as a complete daughter a mount I won't say, well, this certificate certificate is GonNa cost you fifteen thousand dollars or twenty thousand dollars. If you really pin me down on it, I will say it will cost you anywhere from fifteen to twenty five, thousand dollars. There's a ten thousand dollar. Window there depending on how prepared you are when you show up for lessons how regularly fly how busy you are all that sort of stuff. But that's not even the important part. The important part is that you really think about flying more like a monthly expense more like a habit. So when a student comes in and says or perspective, Stephen Comes in and says, I'm thinking about flying how much is this gonNa cost me I will usually say how much can you afford each month? Right? Is this something you can. Afford. To put fifteen hundred dollars a month into or is it something you can only afford to five hundred dollars a month into is something you can put an unlimited amount of money anti right I mean I just have no idea where you're coming from but the important part is you're starting to think about it like a habit that you're taking on and you're never gonNA stop. So you have this monthly expense for flying. Now, let's take A. Relatively for flying a relatively modest budget. Let's see we have seven hundred dollars or eight hundred dollars a month that we feel as though we can spend on flying right it doesn't sound like a lot when you consider your CFI's probably one hundred dollars an hour on the airplane while it's running. Over one hundred dollars an hour. So you're out there spending on, let's say, let's just pick numbers. Let's say the airplanes one hundred and fifty dollars an hour and you go out for one point five keep it keep it. You know easy math that's two hundred, twenty, five dollars right? One, fifty plus seventy, five, two, hundred, and twenty, five dollars plus your CFI you're together with your. Maybe. Instead of one point five year together for two hours it's another two hundred dollars. So we're looking at four hundred and seventy five dollars we're looking at. If you do one lesson a month after your certificate, you're spending four hundred and seventy-five bucks. You've left yourself with a budget of about three hundred, fifty dollars maybe a short two hour flight somewhere with your family. But you've flown twice in the month right and that's the way you need to think about the finance part of it think about it as as a monthly expense and try to allocate how much you're spending each month a little bit toward training and
The PS5 arrives November 12th and it starts at $400
"Yesterday Wednesday Sony announced that the playstation five would go on sale in North America Japan Mexico. Australia. And New Zealand on November twelve and elsewhere November nineteenth for five hundred dollars or the digital edition for four hundred dollars that matches the xbox series at the top end. But it's one hundred dollars more for the non disc addition. Many PS five games will sell for seventy dollars. Instead of sixty dollars, pre orders for the PS five are open. Now pre orders for the XBOX series Consoles Start September twenty
"one hundred dollars" Discussed on WGN Radio
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"one hundred dollars" Discussed on 10 10 WINS
"For just one hundred dollars a month. Plus get four free phones. This makes it easy to switch sitting makes it easy to save. This week. Find great deals at Walgreens now select varieties of wonderful stash Albans are to ninety nine with fifty cents off coupon and card and get hundreds of haircare product by to get the third free with card offer. Good in store and online get great deals on the essentials. You need right here at your neighborhood. Walgreens, Walgreens, trusted since nineteen o one while supplies last. Restrictions apply. See store for details. We got our W twos from work, and it was kind of shocking. It was like how can we make this much and still have debt? Right. Not to mention zero savings. Anyway, it's a new year. So we decided get our financial house in order. So we met with a financial advisor who dug into our expenses. And he found two things that were killing us. The first was unplanned expenses water heater leaky roof and high interest credit cards. We used to pay for that he graft out how getting a favorable fixed rate personal loan. Let us pay off our high interest bills and start banking. What we save. He pointed us to best egg dot com, and he was right. Consumer affairs. Give best egg five stars for their super easy online loan app. It literally took us about a minute to apply with no impact to our credit scores. When it's time to get your bills under control and your finances back on track. Visit best eg dot com slash radio. Upon approval funds can be deposited in his little as one business day best egg dot com slash radio. Best egg duck. Com slash radio. Or then ever you need news. You can trust lock it in the ten ten wins, New York's number one all news.
"one hundred dollars" Discussed on NewsRadio 1020 KDKA
"Just one hundred dollars a month. Plus get four free phones. Boost makes it easy to switch pitching. Makes it easy to save. Do one thing to protect the environment. It all starts with just one thing eco architecture is the next big thing in construction be sure to think about the environment when expanding or redesigning your home, repurposing and reusing lumber stone windows and doors, reduced generated waste in addition repurpose materials cut down on manufacturing and transportation costs which can reduce what you end up spending all while helping out the environment. It all starts with one thing. Find tips and more at one thing u s dot com. What's your one thing? Were you born from nineteen forty five to one thousand nine hundred sixty five have you heard of hepatitis c hepatitis C is leading cause of liver cancer yet, it often has no symptoms and people born from nineteen Forty-five to nineteen sixty five or five times more likely to have it. But here's some good news treatments. Are now available that can cure hepatitis C. Which is why you should talk with your doctor about getting a blood test for hepatitis C. It could save your life. A message from the CDC. Nothing hurts my mom that she showed anyway. She'd always say you do what you need to do to take care of yourself. But she thought that meant she had to do it on our own we were trained to help others, but they're strengthened finding help for yourself too. We're in this together. Even the toughest of us might not know where to go to get a little support. Encourage women who have served to learn more about the VA benefits. They've earned the VA women veterans. Call center connects veterans with personalized information on VA services that can make a difference. Call one eight five five VA women or visit WWW dot women's health dot VA dot gov. One eight five five VA women or.
"one hundred dollars" Discussed on 860AM The Answer
"One hundred dollars. I tell them to go to rush tax resolution dot com. Read the testimony of the posted right there. One client owed seventy eight grand rush tax for one hundred dollars. Another old forty thousand four hundred another eighty four thousand seven hundred fifty seven total so call right now. Eight five five four seven seven two two five five eight five five four seven seven two two five five they'll tell you up front and for free if you qualify for the IRS settlement program, even if you don't qualify for a settlement. Rush tax can still protect you fight the penalties get Bank levies and wage garnishments released fast, a plus rating with the BBB zero complaint history. Eight five five IRS, call eight five five IRS call they'll tell you right away if they can help eight five five four seven seven two two five five rush tax. Lucien dot com. I'm Scott from plugging pest free. I want to personally thank all my plugging free customers who've taken the time to call right and left messages to thank me for reading their homes and businesses of I'm wanted rodent pest problems. So for me, you I think you plugging pessaries the only scientifically tested and more importantly consume a proven electromagnetic pest management system since nineteen ninety-five why put up with is annoying rodents in any longer bragging sprays. One hundred percent chemical-free making your safest bet many GIO rodent problems around your family and pets with a sixty day money back guarantee, you'll have nothing to lose. So order yours today at go free dot com. Here's primarily save twenty for twenty percent off and free shipping. That's go pest free dot com. Promo code save. Twenty don't sprain regret, plugging forget, go pest free dot com. Today. Stuck in traffic? We've got the answer. Roadwork on nineteenth avenue in the.
"one hundred dollars" Discussed on The Bone 102.5
"One hundred dollars. She will be in a video short. You'll be singing a song. Hold up. Wait, wait. Wait, wait. Hold on. Ben first off. I didn't sing the song. I want to get. Yeah. You're showing me the photos, and I did I did I go. I don't I don't like it. But then you look at Facebook. You saw a picture with the GP? I was looking at. Pointing to the Jeep with you. I would exponentially rather have the Jeep did her. If I were looking for somebody, which I'm not exponentially, the Jeep was better looking and I'm not saying he's buses. I. You d you are saying you're contradicting what you're saying. It's a look that. I don't find attractive, but I. Attractive? It's it's. I'm going to get into specifics. But I did with Ben I say, well, I don't like that. I don't like that. And the the overriding thing is she's frigging Heidi. She's Heidi all over again. And I have when I say been there done that. I don't mean I did Heidi. But I mean I've seen her. I looked. The one you were showing me Heidi. Yeah. I showed you and you said, yeah, they do. See this. And I promise you she looks at AJ you saw Heidi. And you saw her judgment. I think I've seen a picture of Heidi. But I think there's there's a little bit too. There's a similarity there. But I don't think. Is it like a body? The same. The whole entire presentation is the same. Okay. I got to see this. Tire presentation. We'll do that. How do we even get on this person? I don't know if this is a nice. So you're gonna ask. On that person. About the promo. He's right up there from what I know about busy. But then I will tell you this. She's like dog meat compared to what you. Oh, okay. Well, there's that that I think the lights just went out. Yeah. I gotta generator. So we're good. Damn girl.
"one hundred dollars" Discussed on KNSS
"One hundred dollars silver, prediction nuts. I've got Kevin demerit of Lear capital with today. So let's ask him. Kevin. How are you? Great, george. Thanks. Yeah. In two thousand and two silver was four dollars an ounce near its cost to production. We predicted civil would rise to thirty dollars an ounce within ten years. People thought we were absolutely nuts. Nine years later, silver, hit forty eight dollars an ounce. We weren't so nuts anymore. No, not at all. So what made you so sure that the price was going to make such a big move. Well, let the time silver was trading near its production cost and industrial demand was absolutely skyrocketing. And why do you think one hundred dollars silver is possible now solar? In fact, China alone is expected to need amount of silver equal to half of the global annual mining production. That's just China. The whole world is moving to China. Just recently California's now requiring all new homes to have so. Solar panels. There's just not enough silver supply that kind of demand. So we're going to see a shortage. Kevin all I can say is that some smart people like J P Morgan has accumulated, the largest private stockpile of physical silver in the world more than a hundred and thirty million ounces. That's over two billion dollars worth of silver. I'm sure they're not doing it. Because they expect the price to go down. No, I guess not but could silver reach higher than one hundred dollars an ounce. Well, if you just it for inflation, George silver would have to be about one hundred and thirty dollars an ounce to reach its all time high. So we think one hundred dollars well within reach one could that happen over the next seven to ten years. But we believe most of the games will happen over the next three to five years just hard to ignore the potential and silver right now. Kevin our listeners are passionate. Do you have anything that you can send out.
"one hundred dollars" Discussed on WTVN
"One hundred dollars silver, prediction nuts. I've got Kevin demerit of Lear capital with me today. So let's ask him. Kevin. How are you? Great, george. Thanks. Yeah. In two thousand and two silver was four dollars an ounce near its cost of production. We predicted civil would rise to thirty dollars an ounce within ten years. People thought we were absolutely nuts. Nine years later, silver, hit forty eight dollars an ounce. We weren't so nuts anymore. No, not at all. So what made you so sure that the price was going to make such a big move. Well, let the time silver was trading near its production costs and industrial demand was absolutely skyrocketing. And why do you think one hundred dollars silver is possible now solar? In fact, China alone is expected to need an amount of silver equal to half of the global annual mining production. That's just China. The whole world is moving to China. Just recently California's now requiring all new homes to have solar panels. There's just not enough silver supply that kind of demand. So we're going to see a shortage. Kevin all I can say is that some smart people like J P Morgan has accumulated, the largest private stockpile of physical silver in the world more than a hundred and thirty million ounces. That's over two billion dollars worth of silver. I'm sure they're not doing it. Because they expect the price to go down. No, I guess not but could silver reach higher than one hundred dollars ounce. Well, if you just it for inflation, George silver would have to be about one hundred and thirty dollars an ounce to reach its all time. Time high. So we think one hundred dollars is well within reach one could that happen over the next seven to ten years. But we believe most of the games will happen over the next three to five years just hard to ignore the potential and silver right now. Kevin our listeners are passionate. Do you have anything that you can set out.
"one hundred dollars" Discussed on 1170 The Answer
"For each. One hundred dollars donation you'll receive a twenty dollar gift certificate for Richard Walker's pancake house, that's eight five five the number seven and the word troops or give online at the answer sandiego dot com. Your gift of one hundred dollars since four care packs, and while supplies last each one hundred dollars donation earns a twenty dollar gift certificate to Richard Walker's pancake house, call eight five five the number seven troops eight five five seven eight seven sixty six seventy seven that's eight five five the number seven and the word troops or give online at the answer sandiego dot com. Don't you wish you could choose your own monthly mortgage payments? If you're sixty two years or older and have sufficient equity or own your home, free and clear a reverse mortgage loan. Maybe the most powerful tool for your financial planning with your current mortgage in case of an. Emergencies are business opportunities. You may not be the best financial position to make them off with a reverse mortgage. Eliminate your mortgage payments and receive cash or large line of credit with the bigger down payment. You can even purchase a home with a reverse mortgage, which is much easier to qualify for since there are no mortgage payments. Sometimes you can even qualify was just your social security income to learn more. Visit our website at Aramco dot biz or you can ask questions. Request more information or sign up for next workshop. Call Aramco at eight six six six hundred eleven thirty. That's eight six six six hundred eleven thirty or visit Aramco dot biz Aramco purchase refinance reverse zero one eight five three sixty six to seven seven one six now.
"one hundred dollars" Discussed on Vector Podcast
"One hundred dollars offers it up as a less expensive option to the latest greatest flagship phone. Once before though apple dropped and expensive to produce previous iphone completely. And instead offered up a second brand new iphone at a lower price point and in a variety of new colors. But I found ten are is no phone, five, see, it's got colors. Yeah, but it's a full two hundred and fifty dollars cheaper, and it isn't packaged up like an ipod, it's being given the full brand new iphone treatment. I think apple learned from the iphone, five, c, and apply those lessons to the ten are will the second time be the charm. It comes down to what I said at the beginning, giving people the option to get everything that they need, especially popular features like the new design, even bigger display face ide- and dual sim sa-. Port, even if it doesn't have all the bells and whistles of the full on flagship at seven hundred and forty, nine dollars iphone ten are certainly isn't a budget or even a mid range phone is just on the lower end of high. But thanks to Apple's top of the line hardware engineering and the headroom afforded by h all bionic, it'll last you or anyone. You sell it or handed down to you a good long while to come. Maybe as long as a couple of phones that are only half the price. Personally, I'm going to be sticking with the tennis because I have no life and literally nothing else to save up for plus the whole. It's my job excuse. I have the luxury of going all out every year. It's not the lead or the gigabit or the steel. And I like the size and color options even better. For me, it's all about the camera. I just use the two times optical zoom, so always and find the death data, so cool that I don't want to give it up. If anything I want more for a lot of people though. I think the combination of flagship features colored casings and the lower price point we'll make phone compelling, maybe even more compelling than tennis. I don't yet know what that'll mean for Apple's revenue. Numbers, but I know what it will mean for its customers. And I think it's exactly what apple is hoping for all the new more modern technology all now available..
"one hundred dollars" Discussed on WEEI
"To the store, and I exited at under one hundred dollars, but if I lose fifty bucks, then I start thinking man, I could have gone out to dinner with that, man. I could have gone to the store and bought half a Carter groceries with that. Or maybe a core. A quarter of a Carter groceries of that. It just drives me crazy. So this way this way, I can get the same little bursts dissatisfaction if I'm right with no money gained or lost. And if I'm wrong, it's not like, I'm thinking, hey, there goes fifty bucks that I could've used. But when you win why don't you think? Hey, my next trip to the store is going to be free or hey, I can go out to eat now for free. I don't think of it that way. But it's the same. It's not the same though. To me. It's not the same because I have no problem with spending money for things that are tangible. Right. Fortunately, knock on wood there's enough floating around in the account that I can. Yeah. Fifty here fifty there. I don't miss it. Some won't go the restaurant fifty bucks. It's good. I got a good meal. Right. And usually, I don't I don't eat fifty dollars worth of food. I'm thinking like if I take my son, and my wife, it's fifty bucks. And you know, that was good. You got value? I wanna get value for my money. And if you gambling lose you don't get value. So anyway, that's my point. I was I was as pissed as I would have been last week with the Panthers being a bad plan. Also, don't want to give people bad advice. But let me apply the same caveat. We don't know what's going to happen. Nobody knows what's going to happen. And you know what? So far this year, I'm slightly above five hundred picking against the spread. And I'll take it. I will take that. Anybody who acts like they're perfect. They're lying to you. Nobody's perfect at this Vegas knows how to set the lines. Just right. So anyway, those are the games that jump out at me. Also the falcons Monday night, given four and a half. I like that one too. I the falcons are gonna roll the giants just like the Broncos rolled the cardinals last night. All right. We're gonna take a break when we return. We didn't talk at all about the act that will be the Super Bowl fifty three halftime entertainment. But I do want to talk briefly about one act. It won't be. We'll do that one PFC live continues..
"one hundred dollars" Discussed on KOA 850 AM
"Is one hundred dollars silver prediction nuts I've got Kevin, demerit of Lear capital with. Me today so? Let's, ask, him. Kevin. How are you great George thanks yeah in two thousand and two silver was four dollars. An ounce near its cost to production we predicted civil would rise to. Thirty dollars an ounce within ten. Years people thought, we were absolutely, nuts nine years later. Silver hit forty eight dollars. An, ounce we weren't. So nuts anymore no not at all so what made you so sure that the price was? Going, to make such a big move well let the, time silver was. Trading near its production cost and industrial Demand. Was absolutely skyrocketing and why do you think one hundred dollars. Silver is possible now solar in fact China alone is? Expected to need an amount of silver equal to half of the global annual mining. Production that's just China the whole world is moving to China just recently California's now requiring all new homes to. Have solar panels there's just not enough silver supply that kind of, demand so we're going to see a shortage Kevin all I can say is that some smart people. Like j. p. Morgan. Has accumulated the largest private stockpile of physical silver, in. The world more than a hundred and thirty million ounces, that's over two billion dollars. Worth of silver? I'm, sure, they're. Not. Doing it because they expect the price to go down but could silver reach higher than. One hundred dollars an ounce well if you just it for inflation George. Silver would have to be about. One hundred and, thirty dollars an, ounce to reach its. All time high so we. Think, one hundred dollars. Is well within reach one could that happen over the next seven to ten years but we? Believe, most of the games will happen over the next three to five Years, just hard to ignore the potential and silver right now Kevin our listeners are passionate do you have anything. That you can..
"one hundred dollars" Discussed on NewsRadio 1020 KDKA
"Be yourself on the internet you do it for one hundred dollars if it's not that complicated i mean well let's talk about what you need what do you have and who who do you wanna leave it to i'm leaving it to dear friend that's up almost like my sister okay i don't have any wrong okay got it no children no relatives you're leaving all to your friend how much money you talking about what are you leaving leaving i would like to leave the house okay and how much is the house worth probably about four hundred thousand right in that's that's the net that's the equity right yes okay and anything else that was just a house i have money you don't have stopped like i say i everything's very simple having just listed all and you name an executor now you don't need you're not going to need a professional come in there because it's all predicated on how complicated your will your trust is and so here's what's going to happen you go there first of all there i'm assuming there's a seminar there correct no oh it's just here it is four hundred bucks yeah oh all right could be yeah it could be it could be that simple and if it's that simple if it simple enough to charge four hundred dollars by a lawyer then it's simple enough to go on the internet but is it worth piece in mind for an extra three hundred bucks maybe have a real lawyer look at it sure i think so i wanna thank you for your time okay there you go yeah if you're talking about a couple of hundred extra dollars yeah and i'm fine with that i have a trust in a will and my lawyer says i it is i i have to update it every week i have some doubts because he sends me a weekly bill maybe i should check him out what do you think yeah maybe all right tony hello tony you're up tony you're there before you go ahead to talk to bill handel yes this is he this is bill handel yes it is why are you doing today yeah some great would you like to ask me a question yes sir okay i started a company in two thousand four franchised in two thousand ten i've sold seventeen franchises we have over a thousand clients reoccurring weekly and monthly one of my first franchise personal friend has become jealous of the success of the company and he has planted seeds in the minds of the other franchise the to stop paying royalties stopped paying royalties i'm losing right now about eight thousand dollars a month okay and madonna to what's what's your question okay well that's kind of painful right now all right i'm afraid of the franchisees you're gonna you know follow suit maybe maybe so what's your question i went to an attorney and all that they're willing to do is more money no one will take it on a contingent now no one will take it on the contingency well it's been over a year now so i'm old over one hundred dollars okay so no one's gonna take it on contingency because there's no money to be made all you're gonna do is be made whole oh all right anyway you still there well i think we lost you okay so much for cell phone reception right i mean i actually had an answer to that one go figure all right richard hi richer you're up welcome to handle on the law yes doing fine i'm doing fine bill thank you like i asked okay go ahead no okay traffic case victory eight failed to prove the burden from the city that i was found guilty driving while suspended hey conspiracy theory these are considered civil infractions so when a police officer stops us they don't have jurisdiction because there was no breach of the peace or any type of particular jurists we mean the police don't have jurisdiction to issue a ticket not if you're engaging in the transportation and case in using wait a minute roadway per place for really so truck drivers for example that are using the roadway cannot get a ticket again so what am i missing here where the police don't have jurisdiction to ticket you what i'm missing something here over the private user of the.
"one hundred dollars" Discussed on ESPN Chicago 1000 - WMVP
"It was like one hundred dollars to gamble or something like that are you guys now consciously looking for different ways now that the supreme court has made the decision to work gambling in do conversations well yes but i would approach it from the other side which is to say we are no longer not doing so you know like the reality of it is that gambling has been an enormous parts of the overall interest in sports by the american public for the entirety of my lifetime and longer than that and there has always been a bit of a restriction not not necessarily that people say you can't do this but the notion that so much of the gambling is legal made it feel as though you didn't want to just go up there on on big national shows and be talking about it as as i regularly and openly and commonplace as as we have on mike and mike we did strong call by pipe blocks and certainly pick games against spread everybody does that but it it didn't it didn't feel as though it was appropriate to always make it a part of every conversation now it does if a legal in delaware saw the governor of new jersey signed a bill today you're going to be able to start placing bets at the race tracks in new in the state of new jersey starting thursday and i'm sure this will just be the beginning of a wave of legalized gambling and states across the country so it is i would say it is more a question of the restrictions coming off than it is a desire to get into it because i think it has always been an interest in it i think i think people there are a lot of people who are in this tent because they have an interest in it and they have a financial interest in it that's that's creating their rooting interest in what they want to see and then what they're watching so yes ever since that decision came down we have talked about the fact that there are a lot there are probably a lot of new people who are coming into this now because they will get into the they will get into the the gambling world and you know we can and should and will be talking more about it and covering it more from that perspective.
"one hundred dollars" Discussed on 1150 AM KKNW
"We forget people's names because they tell us your name and you're like oh my goodness i'm gonna forget that name so we do because we react in stress so the most the more stress we can dispel from our bodies will help our memories and also cut down on sugar my sessions are usually one hundred dollars a session so go to donell green dot com that's d a n e l l e green dot com and book a call for a free thirty minutes sole power break through session wonderful way to start.
"one hundred dollars" Discussed on Channel 955
"We do one hundred dollars bottles leaders leaders anchors every pride event at forty nine nobody vip's walking in right now the whole gang came through we got drink specials till eleven o'clock vigors live on channel nine five five happy burden and tracy bathrooms mr birthday i'll do it again you never seen really gotta go you gotta get along i don't channel nine five five me sweet fun new someone waiting for me just kids when we hello five flim in tj why you smile jam right here from back in jive you do you know your just got one is ready are you ever louis bottles tracy incredible pardo bottles tonight.
"one hundred dollars" Discussed on Android Central Podcast
"Plus models but with a back of the galaxia six we had the essex and essex edge the only major difference there was the essex edge was was edgy edge had the curve screen and it was one hundred dollars more the as seven was of the seven edge was edge plus am i is it's plus right knows just the sentiment edge just happened to be much larger yeah right so it was a larger screen larger battery but it was all it was just that to the seven was flat the says the seven edge was curved with larger display but we're now seeing the the move sort of the the company pushing that higher average sales price with the sap with the nine plus and i don't think that's that's an accident and i only think that's going to get more intense as the generations go on am i wrong basically basically just speaks to kind of samsung's whole approach with these phones they don't wanna leave customers behind and by having the two different sizes they realize that it's a ton more money to make two different phones of all these different skews and have them available stock everywhere have slightly different parts of able for repairs and all this kind of stuff they wouldn't be doing all that if they didn't see value in supporting wider part of the market by having two different sizes they've seen how well it's worked in the apple world where it gives you the benefit of saying from seven nineteen where you still expect now things have flip flopped probably a majority of people will be buying the eight hundred forty dollar one instead of the seven hundred twenty dollar one you can still advertise the smaller one that people that do want it can have it but you start to get that like you said average selling price up by having.
"one hundred dollars" Discussed on New Jersey 101.5
"To one hundred dollars from parents who little kid you in the garden for second grave but you know boy that it wasn't just driving school you know you make sure that they get off with the right stopped that the parents are waiting for them you know make sure they have all their stuff you know my kids are like i call them mike yet and i guess parents appreciate that but i do also hit my garbage them every year in their hands d a tape it into the cans somewhere how do you do it i i i agree and have them okay but does yours come at a convenient time for you to do that is every every garbage men i ever have they always seem to come at like 5 o'clock in the morning well i read for work at five thirty in the morning so i've so you see them gotcha yet though i feed and thought i personally handed them thomas thanking wi bok but like we had thumb like they'll take up a couple of extra thing though late you know if they take something that they normally wouldn't that you know a run out there and rome roma 20 then guaranteed go take everything as long as you get from they'll take everything will soon michael brown says most take everything anyway i think she's saying things that there may be not late like you know how bulk pick up like if you put like an armchair out there for yes they don't have to take that they're not even supposed to but then they'll be like okay she 'em you 20 l look the other way i'll throw it in the crusher like that so i can put out extra stuff of i tipple according to her yeah why would you wanna put out and a tv med rid of and they don't pick that up on bulk don't pick up electron ix so i actually have takes a dump myself and i just haven't got around to it is one of those old fashioned enormously heavy tvs absolutely africa has gonna buick out stake it off your chest dawn from staten island you're on the jersey one to one point five hey guys how're you.