18 Burst results for "kranjcar"
"kranjcar" Discussed on Consumer Finance Monitor
"Kathy kranjcar without costs Even though the language of the dodd frank act Basically says that the president can only remove the director of for cost but in order to preserve the constitutionality of the language at language in dodd-frank the supreme court redlined the four clause language and now the president Again appoint a new of again can fire the existing director and once that happens the president can of course nominate a new director and that new director will have to be confirmed by the senate only requires a majority vote. One time For this kind of an appointment it needed a number to avoid a filibuster. He you needed sixty votes. but y'all you need a majority And there's a lot of confusion right now as to what party is going to control the senate not clear The it's all really gonna come down to some san arrays in your state growth Where if the democrats win both races which is a pretty tall order. I would think Than the democrats will have control of the senate at that point. It should be fairly routine For them president biden to nominate is director. Who ever he thinks is appropriate and it will get confirmation. And then the meantime who's gonna happen as somebody in there in an acting director capacity Once kranjcar is removed. And there're issue as to hot become the acting director. Can the president appoint an acting director Until there has been confirmed senate director Or under dodd frank the language in dodd-frank. The a that dumb if the director is no longer available to serve the deputy director. In this case. I think it would be Paul would automatically become acting direct but anyway Let let's get into that. And i want to turn to you james and a focus verse on a the appointment of a new director by President biden come january twenty What do you think. How's it going to make that determination or do you think he may have already made it..
"kranjcar" Discussed on Caught Offside
"Be able to create what they did that masterpiece in the second egg against Barcelona. I think they're obviously both highly influential managers, but I shared it for Klopp. It's, it's a very tough question. They've at three weeks on both of them have said the ideal, obviously Spurs needed the three weeks for injuries in Liverpool, Liverpool extent. I think the ideal amount is you play a week after your last game of the regular season. This has been a long, wait, the so, so there's that aspect too, by the way, real quick, the, the clip that I played there from the nine one it was that was that audio was when Tottenham beat Wigan nine one do remember who scored the ninth goal. Probably not. I could just tell, you know, Niko Kranjcar. I mean, it's a Redknapp team what he well, you know, crouch while, you know, him and awry, Sydney, cried shell. Well, you now or Luca should show, Luke you now. The Louis Korea. What's your prediction on how agonizing along the pre-game cermony is going to be oh my God? I mean, this is that's that is the one fun part of like not the ones when we a lot of fun parts of, of going out to watch the game together. But, like we can ignore that until exactly like when you're at home. Yeah. At home. Sometimes you're able to really like better lock it on the game itself. But you gotta sit through just as he says, the agonizing build up when you're out will be talked. We're gonna be talking to everybody about the game and just about the, the seasons and like everything a little different. I pretty much skipped almost all of Duleep last season. She played the opening ceremony and I was outside with the Ukrainian riot. Police checking out their gear had some unbelievable gear. The dogs were just own just incredible yet. So I went into little bit later. I did catch a bit of Duleep oh, but it's going to be the imagine dragons. This. These guys are again. In. We stopped touring ages. Go we work for you. Wait but shows. From the Super Bowl to the. There. VH1.. Inside the music behind the music is going to be so lame. How do you know you don't know what they've been through? How dare you? They had one hit and then decided to cash, it all in all I'll say this about them, and look, they're not, my, they're Hartley, my favorite band. But. Meaning which even the biggest hater of them would have to at least concede that they're not. They don't have one hit. They do crank out like top forty hits free. Most Samsung with a few tweaks very well be true. Whatever a Deedles, some might say. All going to be. It's all just it's, it's the kind of music a thief executive would design for a World Cup bounce them. Emmanuel one hit wonder. That's wrong. Emmanuel Lugo, I'm Liverpool supporter. I am so nervous. We'll take that as a comment. I agree to. There's a there's a nervousness now that is beginning to, to, to take over at Brendan and that was it yet. I was at a comment, I said common question. Oh, no. Absolutely. Brendan breezy honesty burned. When I read this, I was gonna drive to your house and give you good slapping focus on the Noman. But I'll read it, Andrew. I would love to know how you stand on a couple of things because I've listened to the pod for one though and have been wondering if Spurs win the Champions League. I'm Spurs fan to just potch relieve and Keene. Stay. It's the eve of the Champions League mine. I'm right to be not today. I, I went to what was the website, I went to was BBC or ESPN. Fs. I dunno one of the soccer websites that I go to all the time had a story up about what will happen with potch and I was just like not yet guys. I mean the desire for content is always going to turn out these stories. But at, hey pew, as we haven't seen either manager utilize these before how could the expanded bench and fourth sob- an extra time affect their substitution tactics. Well, that largely depends on how the game goals bought it is something to consider huge, especially when, like I said, with Kane injury, you can know dictate little bit more again depending if the games heading towards extra time, maybe.
"kranjcar" Discussed on ESPN FC
"The idea during world. I want no part of it. Look, I giving you the Matt tip goal on a corner. Okay. Just take that and be happy. We've got such a great Champions League mailbag here. I'm excited about it. First question, Ian LeVine, who will have the bigger impact on their team in leading up to the game enjoying the game? Klopp are potch. It's a little a little bit hard to answer that because I mean, both managers are good at adjusting with potch we've seen it with Klopp. I dunno. I I'll cop out. I can't really speak for like the lead up. All I know is reading something about Hugo Reese, and his like true love for Paci Tino, where it says in the article that he even has his, I guess the French players were given replica World Cup trophies to kind of be theirs. And he has his impartial. Tinos office for Tottenham. Like there's a there's a true love there. So I know that these players will do anything for him. I think they've proven that. I mean, that's that that means everything going to game like this, you know what else is in punch Tinos office, a bowl of lemons, which he changes rotates regularly, the lemons, he believes ward off negative energy. They absorb. Orb like a sponge negative energy. And then when they go off, he throws them, out and replenishes them. And he says, sometimes when the chairman comes in Daniel Levy a lot of negative energy comes into he was joking when he said it, and it goes into the lemons, he did this weird interview with talksport and the best part of the interview, the most Sipho part was lemons. I'm going to say Klopp because Klopp is. Supreme motivate or to go back to back champions leaks, particularly after the heartbreaking last season to have the team loose enough to be able to create what they did that masterpiece in the second egg against Barcelona. I think they're obviously both highly influential managers, but I shared it for Klopp. It's, it's a very tough question. They've at three weeks on both of them have said the ideal, obviously Spurs needed the three weeks for injuries in Liverpool Liverpool to an extent. I think the ideal amount is you play a week after your last game of the regular season. This has been a long way. So, so there's that aspect too, by the way, real quick, the, the clip that play there from the nine one it was. That was that audio was when Tottenham beat Wigan nine one, do you remember who scored the ninth goal? Probably not. I could just tell, you know, Niko Kranjcar. I mean it's a Redknapp team would he? Well, you know, crouch while, you know, him and awry, Sydney, cried shell. Well, you now or Luca should show, Luke you You now. now the Louis Korea what's your prediction on how agonizing along the pre-game ceremony is going to be oh, my God. I mean, this is that's that is the one fun part of like not the ones when we a lot of fun parts of, of going out to watch the game together. But, like we can ignore that until exactly like when you're at home. Yeah. At home. Sometimes you're able to really like better lock it on the game itself. But you gotta sit through just as he says, the agonizing build up when you're out will be talked. We're gonna be talking to everybody about the game and just about the, the seasons and like everything a little different. I pretty much skipped almost all of Duleep last season. She played the opening ceremony and I was outside with the Ukrainian riot. Police checking out their gear had some unbelievable gear. The dogs were just own just incredible. Yeah. So I went into little bit later. I did catch a bit of Duleep but it's going to be the imagine dragons. These guys are again. We stopped touring ages. Go now we work for you. Wait but shows. From the Super Bowl to the anything. There. VH1.. Inside the music behind the music is going to be so lame..
CFPB Chief Says Education Department Is Blocking Student Loan Oversight
"Support for NPR and the following message come from gusto, providing payroll, benefits and HR services for small businesses, gusto serves more than sixty thousand businesses nationwide. With full service payroll HR, tools and health insurance at gusto dot com slash NPR. The director of the consumer financial protection bureau. The CF PB says the Trump administration's education department is getting in the way of efforts to police the student loan industry. This comes amid lawsuits that allege widespread wrongdoing, by student loan companies. Here's NPR's Chris Arnold, the head of the CF PB Kathy Cran anger is responding to Senator Elizabeth Warren and other Democrats who wanted to know whether the consumer protection bureau is doing its job protecting student borrowers and her answer is pretty striking. The letter obtained by NPR is carefully worded. But in essence Kranjcar is saying that the CF is trying to do its job. But she says that companies that manage student loan. Are not handing over information that the bureau needs to do supervision because they say the education department told them, not to in other words, the education department is getting in the way it's actually quite remarkable. Seth frontman heads up the nonprofit student borrower protection center, he used to be the cfpb's student loan ombudsman, but quit last summer over frustrations with the Trump administration. The head of the consumer financial protection bureau is telling the world that the secretary of education has put in place, a series of policies, that are obstructing federal law enforcement officials from standing up for the millions of Americans with student debt Americans, like, Jessica Saint Paul. She was grappling with about eighty thousand dollars in student loans. Then when she heard about a program called public service loan forgiveness. She was ecstatic, the programs designed to encourage public service. So police officers government workers teach. People who work for not prophets if they make payments for ten years, they can get the remainder of their student loan debt forgiven. Saint Paul work for a nonprofit that provides services to foster children. I oh, this is perfect, I called interested in of a service. I don't forgive me. That was nine years ago. She says over the years she called the company servicing, her loans to check in just wanna make sure you know, I'm on track. Okay. No problem conversation with quick. I mean they were so kind. But Saint Paul says she was getting bad information. She says she found out just last year at a conference. There was an information session on loan forgiveness since she was told that she was in the wrong, kind of loan and wrong payment plan, so that she couldn't qualify. And she says a lot of other people were finding out the same thing, right there at the conference support group almost turned into because you were like, no that can't be true. And people were I went on my home. We're gonna phones and that type checking your loan, what type alone they were, and we were all sitting there like just frantic like. Well, on in my in what wait, wait. Wait. Let me pull this up. Let me see bud say, Paul says it was true. If nine years ago, her loan servicer, just told her to take a few simple steps to convert to the right loan payment plan. Everything would have been okay. Instead, she says she feels like somebody's stole tens of thousands of dollars from her is it Australia? Not just cannot believe it happened to me, it's happening to a lot of people so far about ninety nine percent of people applying for this loan forgiveness program or getting rejected, and more than one million people are actively pursuing it and hoping to qualify Saint Paul's a plaintiff in one of the many lawsuits by advocacy groups, and regulators related to this program and other problems. This is why democratic lawmakers say they want to be sure that perhaps the most powerful federal watchdog for consumers is on top of all this in March. Senator Bob Menendez pressed the issue at hearing with CF director chronicler, have you examined why ninety nine percent. Of applicants have been reject. Senator. Get I I understand why you're asking question. It's important one by don't have a specific answer to your question on this topic. Now that lawmakers have chronic or answer was with Warren and four other senators call the revelations disturbing around a letters. They just fired off to student loan, servicing companies, the cfpb in a statement says it's confident that it can resolve the issues and achieve its mission of protecting borrowers. But for its part, the education department appears to be defending its stance, but loan servicers should not hand over information to the CFP be the department says in a statement that it takes privacy. Seriously, and says requests for information about student loan borrowers should be made to the education department said, Froman says the cfpb should flex its muscles, more and take loan servicers to court. If necessary to get them to comply with its oversight efforts, Chris Arnold NPR news.
"kranjcar" Discussed on KCRW
"The real seven this is KCRW. It's morning edition from NPR news. I'm David Greene in Culver City, California. And I'm no L king in Washington DC this afternoon. President Trump will unveil a new proposal that calls for dramatic changes to the legal immigration system in the US the policy would change who is allowed into the country. It would favor highly skilled immigrants, and it would cut spots for asylum seekers and for people with family in the US. Now, this policy does not deal with the estimated eleven million people in the country illegally. A White House officials told NPR that quote, we want to show the country that Republicans are not against immigrants, unquote and White House correspondent Temeke is on the line. Good morning. Good morning. All right. So we have some idea. What's in this plan? What are the specifics? What more do we know? So as senior administration official says that this is a good faith effort intended to unify Republicans and start a discussion. It is very much focused on legal immigration and completely reshaping the, the system for people to come to this country. So it would move away from a family based immigration system towards a system that would prioritize merit so people with college degrees, people with skills, things like that. It also would greatly reduce the number of people seeking asylum, who would be allowed in, in any given year, but it would keep immigration levels static. So it neither increases or decreases the number of people allowed into the country each year. But as you say, in the intro, it, it does not deal with the eleven million who are in the country illegally now including dreamers. Those are the young people who were brought here as children and are in the country illegally. Now, do we know anything about how this went down? How discussions about this policy went down within the White House like who had the most influence? On on drafting this policy. So this has been a month long process that has been led by Jared Kushner, the president's son-in-law and senior adviser, Stephen Miller, the immigration hardliner, who is an advisor in the White House has also been involved as has Kevin Hassett from the council of economic advisers and Kushner, I've spoken to numerous people outside people, including conservatives who deal with immigration who Kushner has consulted with along the way he has been having a whole bunch of conversations, but a senior administration official says that in the end, this is President Trump's plan that President Trump is enthusiastic about it. And this is being guided by what President Trump wants you said, this is being presented as a good faith effort to unite Republicans. What does that mean for congress on the whole does this have any chance of actually going into effect? It doesn't seem to have a very good chance of going into effect, because anything that would. Pass congress has to have bipartisan support and Democrats are not going to get on board with a plan that doesn't deal with dreamers at all much less. The other eleven million people who are here illegally. And for many Republicans, there are problems, too. I, I was talking to someone who is sort of a more of an immigration hardliner, restriction, est from an outside group. Mark Krikorian for from the center for immigration studies. And he said, this is the starting point he, he, he was he was sort of shocked by this. He's like he really feels that any plan from this. White House needs to have restrictions on immigration to cut the number of people coming to the country. And he's concerned that this is a starting point. He says the art of the deal says you start with an aggressive position. Why would they start without having any cuts at all the legal immigration just quickly? Do you think the president will stay on message when he announces this this afternoon? Well, if past as prologue often he gets off message, or or does not stick to the script. But sometimes in the rose garden, he, he sticks to those teleprompters. So, you know, you never know, but he certainly has a lot of ideas about immigration NPR's. Tom mckee? Thanks to your welcome. The director of the consumer financial protection bureau. The CFP says the Trump administration's education department is getting in the way of efforts to police the student loan industry. This comes amid lawsuits that allege widespread wrongdoing, by student loan companies. Here's NPR's Chris Arnold, the head of the PB Kathy Kranenburg is responding to Senator Elizabeth Warren and other Democrats who wanted to know whether the consumer protection bureau is doing its job protecting student borrowers and her answer is pretty striking. The letter obtained by NPR is carefully worded. But in essence Kranjcar is saying that the B is trying to do its job, but she says the companies that manage student loans are not handing over information that the bureau needs to do supervision, because they say the education department told them, not to in other words, the education department is getting in the way it's actually quite remarkable. Seth frontman heads up the nonprofit student borrower protection. Center, he used to be the cfpb student loan ombudsman, but quit last summer over frustrations with the Trump administration. The head of the consumer financial protection bureau is telling the world that the secretary of education has put in place, a series of policies, that are obstructing federal law enforcement officials from standing up for the millions of Americans.
"kranjcar" Discussed on KZSC 88.1 FM Santa Cruz
"Consumer financial protection bureau, Kathleen Cranach, she gave her agency semi annual report to congress members pressed her on several topics including what the agencies doing to address high student debt, Massachusetts Senator Elizabeth Warren who helped draft the act that created the CFP grilled cranny jer about its enforcement and the Trump administration director Kranjcar in the past year and a half. How many lawsuits has the cfpb filed against student loan companies? Yes, we do have active litigation. How many? There are two active cases in this area. What the public records seems to show is zero not one single action against lenders and servicers who scam students not one dollar return to students who get cheated in contrast when he led to CFP rich cordray filed fifteen cases, and he recovered seven hundred and twelve million dollars for those students who had been cheated makers, also, grilled cringe. You're about the decision to roll back the payday lending role that was set under the Obama administration requiring strict underwriting requirements for lenders crown your noted, she's the new director only on the job for three months, but she also hailed the work of her predecessor, Mick Mulvaney. That sparked the ire of Warren who noted under his leadership, the CFP is nearly stopped litigating on behalf of consumers. She noted the agency has filed three cases around credit reporting in debt collections misconduct and has netted zero dollars so far she asked her about the low settlements. Here's that exchange with respect to restitution. And and. The consumer. I Senator I'm assuming that you have it in front of. Yeah. It says it is a matter of public record..
"kranjcar" Discussed on Today, Explained
"Cards Americans who take out loans and Americans who issue the lenders to. Literally said, we're working for the credit card companies and the banks. So under Mick Mulvaney, tenure does does the CF PB lose a lot of staff. Yes. So staff is way down and then you can see the results the actual enforcement actions are down about seventy five percent and the fines are much smaller. So even when they to take an enforcement action. These are tiny fine slaps on the wrist. They've dropped a bunch of lawsuits. There was an office of fair lending that looked at discriminatory practices of loans, an incredibly important mission for this if baby and he took it out of one office and put it under the director, which is seen as a way of cutting. The the mission of that Mulvaney is not in charge anymore, right know, movies non-charged anymore. He went back to being me Ownby director and Trump named this kind of faceless bureaucrat Kathleen Cranach her as as the head of the agency. Cranberry. Incidentally, sort of looked like she might be a breath of fresh air. She restored the original name to the place, which was of quite a savvy political move because nobody thought it was a good idea. And she could it was very easy way to score points. And she had the appearance of being a kind of kinder gentler administrator. And then in her first big action. She reversed this payday lending rule. And they basically rolled back to big provisions. One was the rule said you have to underwrite these borrowers. But that means is you have to know, whether the borrowers can repay you can't give money to people who can't repay because that's that's just predatory. So you need to undertake some effort to understand what their financial situation is in. Whether they have the wherewithal or the future income to pay this loan back. The second thing is they tried to limit these -secutive loans the payday lenders make their money by having these poor borrowers roll over their loans. One after another after another and tacking on fees after each one until they make their money back and more so many times over and so what the payday lending rule was going to do is limit their ability to. Roll those over to and the Trump administration Kranjcar has ruled back those two things and said, you don't have to underwrite and there's no limit on consecutive loans. How much of the original mandate of the organization what was set up under. The Obama administration remains does the organization have have any teeth left's? Well regulation is about the people who are in the regulator personnel matters. And it's something that democratic administrations have not fully understood this. I think they thought the rules kinda take care of themselves and the regulators run on the power of civil servants. And that's not really true. It really matters who the heads of these agencies are what is this particular hollowing out mean for people one when will they see and how might it look. Well, I think it's gonna mean that life is meaner and tougher and more dangerous and people will be more vulnerable in the coming years. I don't know if we could draw line to today, if you went on the street and found people or barely getting by whether that you can blame the Trump administration for that or the C P for that that might be a little bit unfair. But in a few years people are going to be back to being in hock to payday lenders all across the country, and that will be because of the Trump administration and military families will run into problems with loans and be exploited with bad insurance products and things like that. And that will be because the Trump administration. This is going to have a real effect on real people at some point in the near future. Jesse Eisenberg is a senior porter at propublica. We reached out to the consumer financial protection bureau for comment. But no one wrote back. I'm Sean Rotherham this today explained..
"kranjcar" Discussed on WBSM 1420
"But also, you know over over time, the Republican the democrat party in the kind of far left put a lot of pressure on head saying, you know, what we want. You know, Elizabeth Warren like toe the line, and you can't beat extreme politics. Or when you want to write the governor. We're not gonna back you financially. And so, you know, he really wasn't really principal in that respect. He kind of took the political easy route rather than doing what maybe he didn't do right one. Last question. Ron Rubin is it under control now. Well, it's it's under a Mick Mulvaney, protege at the consumer advocate the budget office. Kathy Kranjcar is is in charge of it now, and it's kind of a sleeping giant, you know, oddly enough everybody thought well when the Republican over suddenly, the Democrats will now agreed to make it a commission instead of a one person directorship and a lot of Democrats in congress actually proposed it but Elizabeth Warren. Tell that, you know, I think would rather have had somebody to yell at like, MS Levin whoever's there for her own got. I gotta I gotta hold your there. Ron, but I really really appreciate this. And we're going to try to talk to you again about this as as Elizabeth Warren gears up her campaign. Thanks for being with us. That's Ron Rubin. Formerly of the consumer financial protection bureau. I'm Howie Carr. Trans.
"kranjcar" Discussed on C-SPAN Radio
"Pretty Paul manafort's lawyers are paying close attention to presidential pardon only covers federal offenses. And so some states have sort of raised the possibility that the president pardon someone in the Muller investigation that then states could try to go after that person under state laws these stories just ahead on Washington today. We begin on Wall Street. It was a head-spinning day for the markets at one point the Dow was off nearly eight hundred points, the final bell where the Dow closed seventy nine losing seventy nine points. The SMP was off by four. The NASDAQ though gained nearly thirty points with more on the markets today. We're joined on the phone with a Connie Itani. She is joining us from New York markets reporter for the Wall Street Journal. So what happened? A lot of alternative across markets trap block, or so, and I think investors have attributed much of that huge the tensions that we've seen throughout the year with US and China the appeared at one point to be sort of simmering down a little bit when the US and China met to discuss trade at the d twenty. But again, we've seen a sort of doubts grow among investors that things are actually going to work out, especially with the arrest earlier in the week of the technologies chief financial officer, which some folks think could bode poorly for relations between the two countries. So we've seen stocks not a stock that also bonds and oil markets swing a lot in in response to the developments around that explain the significance of the arrest, and what you know about this Chinese based company so the arrest made over alleged violations of the US is sanctions on Iran. And the fact that we've seen a in Iraq, the top executives, which is of course, a huge Chinese company did contribute, the fears that the US and China relationship, which already seems to be a bit on edge could deteriorate further, and I think it also raises questions about how while the two countries will actually be able to negotiate when it comes to trade, which of course, remains a big overhang on markets, and they did walk away from the g twenty with some suggestions that there might be some kind of temporary trade choice, but some some we heard that initial take we've gotten a lot of conflicting signals from US and Chinese officials. So this arrest think brings those concerns to the forefront again, we're talking with a canny Otani. She is a markets reporter for the Wall Street Journal at some point during the day stomachs were churning the Dow was down seven hundred and eighty points. There was a rebound. But will we see more? More of this volatility. These huge swings back and forth. Yeah. I mean, it's it's a pretty day when they see the Dow down at at one point almost eight hundred points than and almost flat the day. But I think for worth investors, pay dot kind of volatility is probably sir to stay twenty-seven your calls, a really good year for markets across the board almost everything that could be traded ended up higher on the year. And this year we've seen that sort of trend break apart of the volatility is returned across markets. And I think some people are attributing to just the fact that we're getting later in the economic cycle here in the US, and we're also seeing the global economy start showing some signs of stress so put those two things together. And I think a lot of folks that we talked to say they expect us all toady to persist into the new year. Will of course, get new numbers tomorrow on the jobs report. But what's pushing this idea of slowdown in economic? Growth because based on what the White House is saying Larry cudlow, the president's chief economic adviser that things are running on all cylinders funny because some people I speak to say with the market seemed to be showing a lot more distress about the economy than the data actually a showing at the moment. So we're still seeing the US economy in expansion, and we're still seeing corporate profits grow at a double digit rate and serving you take a look at the broad picture things. Still look solid now that being said, I think a lot of economists are starting to price in a recession sometime in twenty twenty and we are seeing signs of slow down in key sectors of the economy like housing and the auto market as well. So I think those things are contributing to the nervousness that that folks are fleeing even if it seems to be a little bit played out overplayed in the markets is that what you're hearing from industrials on Wall Street. Yeah. I mean, I think none of the none of the people that have spoken to you today have said. Within were pulling the plug on the US stock market. I think instead there are sort of trapped in a difficult position where they acknowledged that growth appears to be slowing domestically and globally. And yet we're not at the point where things look like they're faster and the economy is about to head into recession anytime now so that puts people in a difficult position because they don't necessarily want to be as aggressive as they were maybe a year ago with their bats. But at the same time, they're hesitant to to bail out. All together, we will look for your reporting online at wsJcom. Thank you for being with us. Thanks for having me. Meanwhile, on Capitol Hill the Senate today narrowly confirming Kathy Kranjcar for the five year term is the new head of the CFP that puts her in charge of the agency which began under the Obama administration. And the consumer financial protection bureau aims to protect consumers from financial malpractice. It was designed to be an independent agency. With the task of going after wrongdoing by banks credit card companies and other financial services. The final vote in the Senate was fifty to forty nine. Also on Capitol Hill the house and Senate today passing a measure that prevents any partial shutdown of the government tomorrow. Instead it sets a new deadline of December twenty first meanwhile, the House Democratic leader today indicating that she does not see a short term resolution to the partisan impasse over the border wall. Funding issue leader, Nancy Pelosi likely be speaker starting in January said that she would like to see a department of homeland security funded on a CR continuing resolution through the remainder of the twenty nine thousand nine fiscal year. This question from Chad pergram of the Fox News channel..
"kranjcar" Discussed on Marketplace All-in-One
"Yesterday by one vote, Kathy crane injure is a career civil servants. She doesn't have a ton of experience in the banking world market places. Renata Sega reports running the BCS p or the consumer financial protection bureau as it was formerly known means knowing the banking industry and the laws that govern it. Kathy Kranjcar knows money at the office of management and. Budget. She oversees billions in spending analyst Ed groshans with the investment banking firm height capital markets says that's relevant experience, but not exactly the kind needed for determining for instance, what debt question practices considered appropriate and which one is considered violating the law earlier this year, the bureau find Wells Fargo, one billion dollars for treating customers. One of very few enforcement actions the bureau's taken under acting leader, Mick Mulvaney. He's filling the job while also running the, oh MB university of Utah. Law professor Christopher Peterson says Kathy cringes appointment would likely mean more of the same. My concern is that MS Granger is gonna go into this job and actually not do the job if the Senate approves cranny jer as expected her term and any changes, she might make good outlast President Trump's term in office. I'm not a sago for marketplace. Our executive producer is Nicole Childers. Our digital producer is Sarah Menendez. Our engineer is Brian Allison and in New York. I'm Sabrina. Sure. With the marketplace morning report. From APM American public media.
"kranjcar" Discussed on SuperTalk WTN 99.7
"Oversee virtually all of the, banking system, so they are the ones responsible among other things for the. Tremendous assault that has been made on community banks I don't know about you but I I know a number of community banks that, are wonderful institutions they literally care about the community. That they serve at a number of them have been literally run out of business by. CFP, regulation and most people who care about. Free enterprise system, the market based capitalist system think that the regulatory oversight of banking has gone too far well that's because of CFP at Elizabeth Warren as, I said originally designed this whole plan and guess what when it looked like. She wouldn't get Senate confirmation Obama pulled the rug out? From underneath her let? All of it Led to her running for the. Senate she was going to be running CFP bay and put in Richard cordray who is just another political stooge so this whole institution, was set up to be almost unaccountable on accountable. From a management standpoint because beyond the reach of the president and unaccountable from a financial. Standpoint, because their budget is not responsive to. Congressional appropriation it, is a fiefdom it is a fibers nest? Of partisan of favoritism it is not a consumer financial protection bureau in any sense whatsoever so, he's this is Kathy Is. She going to take Mick Mulvaney these places Iran exactly so in, their temporarily as Trump's sort of placeholder to keep Leandra English out of the way as as as the successor to cordray so he wants to be there only temporarily now they want to do a replacement and there are some people who say Kathy creditor is not qualified because she. Doesn't have a deep experience well first of all she's got about the same experience Leandra English had because. She was a middle management personnel MB that's where Kathy creditor came from but the most important thing is that she shares Mick Mulvaney view and I believe Donald Trump's, view that CFP be is a perfect example of. The deep state the. Out of control bureaucracy that cares about its own. Self preservation far more than it can cares about public welfare and. And it's ostensible purpose and And therefore they think. That she's unqualified well she shares Mulvaney view that the? Agency. Should be broken up smaller re-regulated reformed whatever term you want to use then I think that's far more important than whether she has. Years of hands on regulatory experience so I think the Kathy Kranjcar is exactly the. Right kind of person she shares Mulvaney, view of CFP as an organization out of control and it takes. That, kind of mentality, to reform such an organization not somebody who comes from years of steeped in experience in financial. Regulation which tends therefore you know. To default to the regulatory mindset right well what what do you, think happens because the Democrats like Elizabeth Warren I gotta to go after this woman I guess to the nail right absolutely absolutely so the purpose is for an opportunity like you and I to talk together is for your audience to become educated That all this whining about credentials for Kathy Cranach is a complete, and utter, smokescreen, this whole, fight is not about consumer financial, regulation. This, whole fight is about protecting a? Partisan fiefdom and once you see, it from that perspective you will probably, agree your audience will probably. Agree. With. Mick. Mulvaney Donald Trump and Kathy Kranodar that this is an organization that needs to be radically reformed is not eliminated altogether All right so, what you're saying is. This intially she's going to she's campaigning to, head up, an agency she wants to do away with either do away with or vastly reduced in scope okay And that's what's. Got And your audience can contact their two senators in their member, of congress to say but particularly the senators because they. Didn't require Senate confirmation I stand with Mick Mulvaney Donald Trump in. Support of Cassie..
"kranjcar" Discussed on SuperTalk WTN 99.7
"Kranjcar that's the goal now the the community banks things I've had discussions with people, who run community banks and they've told, me that the regulations I didn't know it was coming, from this particular agency but, they've told, me that you know they said they're putting. This out, of business I mean it's just they're making it possible for us to to function what about that or is it is that another? Issue for the? Democrats what, about that the, Democrats like I mean it looks like they would want wanna, keep community banks open I? Can't tell you? Community banks, have a tendency, to be good solid set her right members of local communities Well what's the part, of that the Democrats don't like Senator right Well what I mean but? What is your thing what what what do they, point to, that, the CFP does that they love so much well because they they they protect the little. Guy that keep the keep the banks from making too much money they keep banks from being able to set, interest rates to derive. By the market rather than derived by politicians. That sort, of stuff it's the classic argument in favor. Of regulation you know we're in. Favor, of the free market system we just need to regulate it yeah we're. In, favor of the free market? System except what the juggling work And it? Always works well so when is all this coming, down I, mean, one of the one of the hearings well there there was some congressional hearings as a. Senatorial hearings yesterday and and it will continue a little bit and then there will be a vote so the, time is now for. Your audience to contact their senators and say. I think, the CFP looks to me like an organization. Out of control and it needs. Somebody, in there to run it who is as skeptical of the organization's effectiveness But this would be a simple party line vote, I mean wouldn't I mean it's not like they have a super majority I mean if the Republicans wanted, they're going to get right well yes except then you've got you've got people that we respect doing op-eds who is it Bill Kristol I think did an op, Ed that said Cathy Crinan. Juries unqualified for this position he also, Saint says it everything Trump does wrong too so Bill, Kristol's gone over reservation yeah but then that's precisely why I think he took the position they did with regard to Kranj but if people don't. Know all of that and if they look at it from the standpoint of, boy this is an organization that that really ought to help the little, consumer because otherwise they are the pawns in the hands of the big rich evil capitalists bankers If that's their, view, then they're. Going to think that they need somebody who understands. Much more, about. And has years of experience in financial regulation than does. Kathy creditor, comes over from the opposite management budget and my. Point, is, looking at it from, the wrong perspective you ought to look at. It from the standpoint? Of CF TV is in a self preservation game, to preserve, itself, as a political fiefdom. Of the deep state well, you can read all about. This Colin Hannah president of let. Freedom. Ring we have a link to your.
"kranjcar" Discussed on C-SPAN Radio
"Can establish a little trust you can just sort of, characterize what you what you talked about not to describe the contents of what you talked about but broadly. Were you giving legal advice where you giving political advice let's start with that where you giving legal advice centre if I could respond to the point you're. Making because it is goes to the heart of the matter my conversation. With Senator rounds that the reason why. I'm saying, the office of management budget is. Because it's a Senator, Warren and I discussed in her office I responsible for my staff have staff and, also providing, advice, to the I don't have a lot of time so I I did you. Give legal advice Senator is not appropriate for for me to give legal advice really it's. The purview of the office of management and budget to weigh in on. Regulations budgetary resources those kinds of things. Weighing in, on regulations what does that mean So for. Example anything that involves data collection it requires notice under the Privacy Act whether it's a system of records notice submission or a data collected so compliance with what kinds of things like rather than me, playing twenty questions with you can you please. Try to characterize your role in this without running afoul of whatever principle that you articulated earlier and in as. Simple and personal terms as we, can get to where you can say this is basically what, I did for them now I'm not going to tell? You exactly how I advise them or how I or get. Into. Deliberative product I understand your position on that but can you not characterize anything more, than OEM, be generally does this and that would apply. To this situation too Senator I have said that I. Had no role in setting the policy that so there have been there were a number of meetings on immigration and border security policy writ large that I participated in that I supported the director and, the deputy director and their participation and then. My staff participated in and then came back and told me I I don't I don't do hearing so I. Can put up a clip up, on YouTube I don't I don't I don't operate that way, and I am trying to get an answer from you And I. Just can't and and it is maddening because this is not a trivial, aspect, of your. Basic qualifications for the job you're coming in and asserting that you are a. Manager and. You can't. Characterize anything that you're doing as a manager let me ask you one final question Is your position which is that that would get into deliberative product. Is that on the advice of counsel Senator they. The documents that were requested in the letter is is something. That. I have shared with the appropriate officials and that includes the office of management and? Budget general counsel okay but did did council give you advice and? Tell you not to answer these questions Senator. We. Certainly had a lot of preparation for this hearing and discussion that I will say Did you get legal advice not per se, legal advice or I'm not asserting privilege not for me to do that certainly in this state but I am saying that I want to preserve the deliberative process and that that's an important thing to preserve similar to conversations that many of you have had or I have had with senators that I've worked with it is important to keep those your personal judgment or is that the is, that on the basis of advice from either the g. c. or from the White House Senator it's fair to say that there were discussions in preparation for this process that I did have others weigh in in terms of giving the advice on how to respond but my responses are my own thank you Senator Kathleen Kranjcar is the nominee to be. The director of the consumer financial. Protection bureau And Miss. Jim thank you very. Much thanks.
"kranjcar" Discussed on C-SPAN Radio
"Public service and will provide valued leadership in carrying out missions of their agencies MS Granger has had a distinguished. Career in public service with exposure to a diverse set of federal agencies as well as developing a particular expertise in the budget and appropriations processes since March two thousand seventeen MS Crandon has served as associate director for general government at the. Office of management and budget where she oversees and monitors approximately two hundred fifty billion, dollars in budgetary, resources for numerous cabinet departments and federal. Agencies she has also served as oh principle policy official for issues related to treasury department department of housing, and urban development and federal financial regulators prior to joining OEM be held leadership positions at the department of transportation and the department of homeland security as well as serving on the staff of several congressional committees giving her depth and diversity of public service and. Experience the utmost confidence that she is well prepared to lead the bureau in enforcing federal consumer financial laws and protecting consumers in the financial marketplace Misread was considered by this committee last year as the nominee to serve as the first vice president of the Export Import Bank and today we consider her nomination to be its president Misery also has had a distinguished career in. Public service previously serving as senior adviser to former treasury secretaries Paulsen and snow in addition she has served on several congressional committees. And has held impressive leadership positions in the private sector Misery it is well positioned to help move the Bank forward in a positive direction With respect, them, as Cran injure, some senators, have, requested. A, long list of documents including emails schedules involvement in memo's White House communications etc Relating to MS Cranach role that. Be with respect to the administration's zero tolerance policy, and the, administration's, response to hurricane, Maria in, Puerto, Rico These requests are designed to go after certain extraneous administration policies that the request is do not like and go Now go far beyond the practice of this committee in document production Indeed I would not expect this administration. Or any, administration to release documents related to its ongoing deliberative process and Furthermore my understanding is that MS Kranjcar is not the custodian of these. Records and has given the request for information to the White House as I've indicated I don't have an expectation. That the White House or the agencies involved. Will provide these documents but that's an issue outside this nomination process the democratic senators of this. Committee asked me to delay this, hearing today to seek these documents I'm unaware of the. Banking committee delaying a hearing for such a reason to be consistent I have followed a similar timeline as the. Committee has set, for then nominee Richard cordray in two thousand thirteen as a reminder the Senate received Mr. cordray's, official nomination from. The president on February two thousand thirteen. February thirteenth two thousand thirteen approximately one month later on March twelfth Two thousand thirteen th the committee held a hearing to consider Mr. cordray's nomination and voted the, nominee out of. Committee one week later on March nineteenth Similarly the Senate received MS creditors official nomination from the president on. June twenty two thousand eighteen approximately one month later we are holding this. Hearing she has provided provided all of the paperwork that the banking committee requires the purpose of these hearings is to provide all senators of this committee the opportunity to ask any questions of this nominee who will be under oath I intend to. Ask who will be under oath about her role in developing policy at the Other senators will be. Given the similar opportunity. To question MS Granger and also follow up with questions for the record as we traditionally do I take the senate's constitutional authority seriously am confident. That MS Cranach Willie sufficiently vetted as have our previous nominees, for, this committee to provide a recommendation to the full. Senate on this nomination As a separate matter matter many of us. Have experienced frustration with the bureau in previous years in April two. Thousand sixteen former bureau director cordray testified before, this committee senators on the committee sent questions for. The record that same month it took director cordray over sixteen months to respond to this committee it's my hope, that if. Confirmed MS Granger we'll be more accountable to senators on this committee then director cordray was and I look forward today to a very vigorous debate and a vote on the nominees Senator Brown.
"kranjcar" Discussed on Progressive Talk 1350 AM
"Guess what day it is i always look forward to this time in the week because we get to visit with our friend jamie court it's spelled you are t he's the president of consumer watchdog and they do go to court for consumers but consumer watchdog does a whole lot for consumers so check them at consumer watchdog dot org jamie court is the president he's been part of our team virtually since the beginning jamie thanks for coming back is always on the norman goldman show my pleasure norm will jamie we talk consumer protection today we've got a topic that is very important and totally being ignored because of all the all else that's going on so let's talk about the consumer financial protection bureau when last we checked in it was being run by mick mulvaney who is also the office of management budget director and he was doing a very nice job of destroying the consumer financial protection bureau well the law requires that there be a replacement person and now donald trump has nominated a woman named cathy cran engender now kathy kranjcar is just a few days ago announced by trump university of ministration to be the new nominee for head of consumer financial protection bureau the problem is she has no background in consumer issues but she is a very close associate of mick mulvaney so let's like a puppet is going to be put into the office as head of the consumer financial protection bureau just to wreck it further i suspect the republicans in the senate will confirm her so jamie this brings up the issue of state attorneys general step into the void county district attorney's and they're rolling consumer protection great groups like for example common cause public citizen even consumer watchdog group said lookout an advocate for the public jamie how do we fight back when the consumer financial protection bureau is dead i mean i don't wanna just give up but it clearly is dead i mean we can revive it when we get a real president.
"kranjcar" Discussed on WSJ Opinion: Potomac Watch
"The whereas the andhra english subplot is that so elizabeth warren is saying that this is all an operation to keep mick mulvaney running cfp but that she's going to hold up the nominee and thereby keep mick mulvaney running cfp well now i suppose the calculation there could be that if she if crackers confirmed it's a five year term and unlike other positions in the federal government there is not an understanding that you have to leave when a new president comes in fact cordray stayed for as long as he could and still run for governor of ohio so the fear would be i guess if you confirm kranjcar than jillian she'd be there for a year and a half now maybe two years depending on when she's confirmed beyond the next presidential election and if and if well let's say elizabeth warren is the next president of the united states then she'd want to be able to appoint her own successor and if you leave mulvaney in that job than he would have to leave after the the end of the term yeah you're absolutely right and i think one of the funnier parts of the story is just the elizabeth warren karma she this up the five year independent term she's at this up is something let's totally unaccountable and i think now she's getting a taste of her own medicine and she doesn't like it looked so do one other issue kate you're you're in washington you've and following this a bit what what's what's going to happen here on the immigration front you know after trump's appearance on last night in front of the house republicans you know i don't and i don't know if anybody knows what's going to happen because we're not not moving toward a consensus of the house is going to put up a bill on the separation of families but there's a lot of disagreement about a larger deal involving the dreamers involving more enforcement at the border and to be honest i don't think much progress has been made we still have the freedom caucus insisting on completely unreasonable demands and the moderates who really need a vote on this subject to go home to their voters and show that they've made made progress and i just haven't seen much movement on that rock and a hard place trump spoke to house republicans on on tuesday evening and he made a pitch he said just send me a bill send me something that fixed the families separation issue send me a bill reforms immigration we've got to get it done and yet he didn't endorse any specific abilities that i like both the ones you're you're working at of course they're very different and whipping either one of those to get a majority i think the goodlatte bill which is a more restrictive has no chance to pass the house but the the other one the leadership bill does even though it's imperfect but it it it could pass but rather than endorse that one jillian where he was said i want that bill because of the fouling reasons and he could have rally people just while sent me something i think it's unfortunate that we've seen this lack of discipline around the entire immigration policy debate you know things like this situation and also with the dreamers i do think that they have a bipartisan interest in getting them resolved but sowing confusion like that it's just not helpful and i think we'll to mentally those images again and are really emotional issue i think this is gonna come back to haunt the gop i think that that may very well be the case thank you jillian thank you kate and thank you all for listening we'll be back later in the week with another addition of potomac watch.
"kranjcar" Discussed on KQED Radio
"Hey trump is falsely claimed democrats responsible for the practice he also blames democrats for refusing to negotiate on immigration trump continues to push refunding for a border wall says the policies necessary to secure the us border from illegal immigration president trump is formally nominated kathleen crammed juror as the next director of the consumer financial protection bureau appears destined wire reports the cfpb was created after the great recession to protect consumers from unfair or predatory banking its current interim leader is mick mulvaney who also serves as head of the white house's office of management and budget kroger is his deputy there a number of banking groups have come out in support of her nomination to lead the cfp but yana miles of the center for responsible lending says kranjcar doesn't have the experience for the job to have somebody behind the wheel that doesn't know how to drive the car is dangerous it's dangerous for consumers and it's dangerous for the economy crowning will need to be confirmed by the senate before taking over the bureau dustin dwyer npr news the supreme court has dismissed a challenge to wisconsin's political maps that gives republicans a huge advantage in the state legislature sending the case back to a lower court is marnie michelson from member station w w m in milwaukee reports it means the current gerrymandered boundaries will likely be in place for the two thousand eighteen midterms the high court ruled that the plaintiffs lacked legal standing and failed to prove individual constitutional rights were violated in sending the case back to a federal district court the justices left open the possibility that they could hear it again next session if the plaintiffs present new evidence in a statement the wisconsin democratic party expressed disappointment in the ruling and said quote the fight for fair maps does not end today a dozen democrats sued in two thousand fifteen alleging that the way republican lawmakers drew the state's political boundaries violates the voting rights act a panel of three federal judges struck down the maps in two thousand sixteen for npr news i marty michelson in milwaukee stocks are starting the week on a mixed note investors apparently unclear where things are headed in terms of trade or the energy markets the dow dropped one hundred and three points to twenty four thousand nine eight seven the nasdaq closed up two thirds of a point you're listening to npr news i'm tara siler bay area faith communities are joining religious leaders around the country in calling for an end to the trump administration's practice of separating undocumented parents from their children as a way to discourage them from entering the us sarah lawton is a longtime emigrant advocate with the local episcopal diocese the degree to which this is so depraved the separation of young children from their families pretty much if you have a heart you see that it's wrong and that's why we're seeing so many people speaking out in a pastoral letter the roman catholic bishop of san jose called the practice unamerican unchristian and inhumane supporters and opponents are continuing their fight over california's right to die law k cooties laura klivans reports that a judge temporarily restored the legislation late last week the law let's patients with six months or less to live access life ending medications it was passed two years ago overturned last month appealed and now reinstated while that appeal is pending state senator bill monning co authored the legislation he says when the law was blocked last month some patients considered moving to oregon but many people there the stage of their illness where a move is not possible or economically a move is not possible and there was a lot of confusion golden is with the disability rights education and defense fund a group that opposes the law when assisted suicide is legal some people's lives are ended without their consent through mistakes.
"kranjcar" Discussed on WPRO 630AM
"In the department of environmental management your four towns in one state police barracks kranjcar against north smithfield providence whole valley state police back show it statistical disparities have warrant further analysis now did they throw this shows that rhode island has racial ethnic disparities in traffic stop research data and search data however the more challenging question to the answer is what are the factors contributing to racial ethnic disparities well why don't you find out dingdong before before you before you put out a pre you you you do one of these data drops and now these communities have their backs against the wall now i didn't i didn't call anybody on this today but unsolicited the chief of police in cranston is dialed in let's go to newsmaker line michael winquist is is out of the program colonel good afternoon very well thanks what's your take on this this on your own or what no i did it on my own i gotta call somebody said that you were discussing it and i felt it was incumbent me to call because you know after defend my police department to a certain extent i don't think they've done anything wrong here and so be if we have an officer in this department that is exercising any type of racial profiling who wanna know who that is we want root that out but i can tell you we do our own internal analysis every single month we've had external analysis done by other people including our recent national re accreditation team that came in and nobody's identified any type of racial bias based policing going on in this department can you good thirty thirty six thousand feet here with me and remind everybody is best you can about the travel of the reason for this study i'm sure you've been following it because you're in the industry this is the this is legislation that was passed by the state back in twenty fifteen the comprehensive community relationship act of two thousand fifteen there was a lot of chatter about racial profiling and i guess this was the answer let's study it let's commission this report what else do you know about the the systemic effort here.