34 Burst results for "fidelity investments"

"fidelity investments" Discussed on The Mental Health and Wealth Show

The Mental Health and Wealth Show

07:06 min | 3 months ago

"fidelity investments" Discussed on The Mental Health and Wealth Show

"Of complex multiple difficult choices and we also see that life finances. Work out all of this thanks. All of these areas are into related in healthcare costs. Also continue to rise. Obviously health has become even more critical component of of a person's financial chooses. So there's definitely a a very clear link between health and well and that's why in when we look at total wellbeing fidelity didn't survey looking at the overall effects of of medical debt and that's probably the worst The worst type of debt from a total wellbeing perspective and remember that one way to to deal with that burden of medical debt is The potential opening hsa and using those contributions tax free or both spending and saving investing in growing your account. So in general wilson see from our surveys that people who have nhtsa have made more strides towards building their financial security and have a safety net To give them that That cushion ride in in the event emergency health event and also at. Hsa owners are more confident when they make their health Decisions so again. I'm like a nature say can help support your mental health by helping you feel more financially secure by helping you making better healthcare decisions this well. You thank you so much for sharing that mental hoffner wealth it's all interrelated and that's definitely something that we talk a lot about on. This show is how closely these two topics are. Interconnected physical health mental health. They're so related to our financial health as well and they can really support each other when kind of one area is off so if you're having a mental health or physical health crisis having money can certainly come in handy because it can help treatment that you need If there's a health emergency of any kind bigger small the last thing you want to be doing is also worrying about money. So if you can just have one less thing to worry about whether you're dealing with a surprise diagnosis. An you know not so fun procedure or whatever you may be dealing with. You can have that peace of mind of knowing. Okay at least. I have money set aside that i can deal with this unpleasant health thing whether it's just going to therapy or having a procedure or unfortunate cancer diagnosis. I mean things happen. All of the time. And i think health is so precious in the sense that like when we have it. It's like one of the most valuable assets that we have because everything is working as it should and the minute something is off. We feel it and you know. I mean just think of even when you have a cold or the flu seem like that big of a deal but even just for five days to fourteen days you feel awful. Everything's off nothing feels right. You know your your mood is affected so to be able to have money to set aside to prepare for those times is so crucial can support your overall mental and financial beam. Absolutely absolutely in. That's what ages and ages again. How do that right. I mean give you that peace of mind knowing that you're gonna be financially more secure and be able to to face potentially higher healthcare expenses totalling so for people listening if they wanted to open an hsa today. How can they get started what. It is very easy. Well first of all as i said in order to open and contribute to a nature say you have to be enrolled in a hsa eligible health plan. And i think we talked about what a an agent say. Eligible health is then new. Should check if your employer has wants to check with your hr group and they will tell you if they have an hsa program with your employer that you could open the come through and if not then you go. The you know through retail of hsa providers fidelity one of them but booth the employer program or a retail option. And you just go to the fidelity. Hsa website open sec as opening colin through the website. Or you know you can always call our centers. We have a always helpful representatives that can guide you through the process. And how you know. Don't be opened the account but decide You know transfer money from other as or help. You decide how to invest your bunny perfect. Thank you so much for sharing. I love this is going to be so helpful for the listeners. So is there anything else you wanna share about agencies specifically about the work that fidelity does well no just the i appreciate very much what you're doing to highlight and kinda increase the profile of health savings accounts. These are really very beneficial accounts. Said i think any individual can take advantage of. We talked about the triple tax benefit which is unique for. Hsa counts We talked the bod the benefits that having this peace of mind knowing that you're taking care of your health care expenses today and in the future can provide you also To better mental health. And i think that anything that we can do to to continue to encourage individuals to take advantage of this accounts. I very much appreciated. So thank you for for having this segment in your summit and the tribute today. Of course thank you so much for sharing your expertise knowledge. I think this is so wonderful in such a great tool for people to utilize to maximize their health and wealth. Thank you so much for this conversation begonia. Thank you very much melanie. Thank you so much for listening to the mental health and wealth show want more content and support sign up for the mental hump newsletter and get our free mental health and money inventory worksheet. You can sign up at mental health and wealth dot com and also check out our other blog posts and podcast episodes also. We host a mental health and wealth. Hang out every other thursday over zoom at five. Pm pacific to chat about all things money and mental health. The best part. It is free. If you'd like to support the podcast. It would mean so much to me if you left a review and you can also support me at keio hyphen f. I dot com forward slash. Melanie lockard and lastly i want to remind you to do something for yourself to take care of your mental health and wealth..

melanie Melanie lockard five days fourteen days begonia today both thursday two topics one one way dot com fidelity triple tax benefit each Hsa five hsa first hump
"fidelity investments" Discussed on The Mental Health and Wealth Show

The Mental Health and Wealth Show

07:53 min | 3 months ago

"fidelity investments" Discussed on The Mental Health and Wealth Show

"Your pharmacy or you know when you are the doctor's office for your appointment you can use your debit card your hsa car to pay for those expenses and those automatically withdrawn from the account and the need to to submit any additional receipts or if you pay with your credit card. Let's say you're or with another car that is not agency as Then you can always reimburse yourself out of your. Hsa you've you've you used to do so so helpful. Yeah i'm just curious kind of how it works and just make sure that we can share the process with people that so easy. So i love hearing that. There's not a lot of paperwork and not a lot of red tape backing people with this. Absolutely i think it is You know the as are to be you know our dollars that you save so that you can spend your medical expenses today or in the future including retirement than the. It's pretty easy to spend your money with a with a car which you know. Most people are used to to paying for their normal expenses with the card. So i would love to dive into some of the myths surrounding agencies. That you see. Most i know does with the mental health and wealth summit we had amid fat. Someone thought in. Aj replaced a health Account like health insurance. Someone thought that it was actually an f. Essays like what about common myths that you tend to see in. Let's debunk them. Yes definitely you know for as long as each assays have been around. There's still Significant misconceptions of or confusion among consumers as to how they work fidelity has done some research in the results. Show that definitely. There's more education that we can do to help people understand how agencies work in also understand the key benefits ride as we talked about the triple tax advantage for example so in the survey wait we for example found out that almost forty percent of employees thought that. Hsa's are a usage lucid of functionality. Just like they flexible spending accounts. Or if it's as in of course you know both agencies say sound pretty similar they are and the way you ask the question earlier right injury. hsa stays with. You are no matter would you. Do you can jobs can change health insurance. That is your individual account if assays you know are the ones that have the use it or lucid. At the end of the year in the you know some health plans and employers may allow you to to roll over up to five hundred fifty dollars and also would we found out. Is that sixty. Five percent of those surveyed did not understand how to take advantage of of the tax benefit did not understand this wonderful triple tax benefit advantage. Which is you know is going to lead you to probably not optimize your account. So how can people take advantage of this triple tax advantage. If people are kind of unsure how it works or unsure how to make it work what can be able to do. Well first of all you can try to increase how much you contribute to the your. Hsa ideally if you can't afford it a contribute up to the maximum permitted by the irs. Which aside i do. We have talked about it. But it's thirty. Six hundred dollars for individuals. Seventy two hundred dollars for family coverage and an additional one thousand dollars per catch up contributions for those aged fifty five and older. So that's obviously a good way to take advantage of you know. Initially whatever you put into the account is not tax free so those are all tax dollars that you can use for your expenses today in the future and if you want to take advantage of the fact that the money your account grows tax free than ideally. You'd you'd leave money your account and you invested to potentially seed grew tax free. So i think that those are things that you could do. You could open your hsa anytime during the year. You don't have to wait To the annual enrollment although some companies will only allow you to kind choose your health plan during annual enrollment but the agency you can open at any time during the year you can change your contributions during the year as well. So there's a significant flexibility for that but the what is important that you know you contribute as much as you can in you save as much as you can and you invest as much as you can at least that money that you are not planning to use for your to cover your current healthcare expenses. Laugh that let's dive a little bit deeper into that so you said that you can invest within. Hsa as well as save for medical expenses. So how can someone decide what to save for the medical expenses and what to invest the rest of their fines. And how can they do that from a more technical standpoint like through their account. Yes well i mean. Obviously you make the decision to contribute in the if you know you should contribute as much as you can to take advantage of big tax deductions from your contribution. And then you need to think about. How much do you want to pay for your qualified medical expenses today. Or you may use your. Hsa your health expenses today or use some other source of personal savings to pay for those expenses. So was it. You make the decision. Then you need to to consider setting aside a. Let's say a cash target. Which would be the amount in cash in your agents. Say that you're gonna use to pay for your current qualified medical expenses and you know once you have Have determined that cash target. Then you keep that cash target in the account and then remaining balance you invest in you could invest automatically with every payroll. You could invest at once You could you know. Many providers like daily t provide help to kind of a guide. You in how to decide to invest those balances that you are not going to need for paying your your current healthcare expenses in a way that is aligned with your investing goals and your appetite for risk so there are many ways that that would have to to help you in that area in the also you may be saying but how do we said they cash in order to get that cash target in. Mind that you're gonna use to keep him cash in your account. I think that the the best ways to gather some information. Most importantly tried to figure out how much they do spending healthcare expenses last year. So was you see how much you spent in medical expenses last year to get you know. Obviously there are different sources for that. You could go to your credit card statements or you could maybe look into your insurance website etcetera but once you figure that out you think about for this coming year. How much am i going to spend. Is this going to be a typical year or expect some larger expenses that i didn't have last year like for example. My kids are gonna get there so that's a big expense that i didn't have last year. I will have this year so once you make estimates than.

Six hundred dollars Five percent one thousand dollars thirty last year sixty this year both agencies Seventy two hundred dollars forty percent each assays this coming year five hundred fifty dollars today fifty five first mental health and wealth
Fidelity wants to launch a bitcoin ETF

The Breakdown with NLW

01:09 min | 6 months ago

Fidelity wants to launch a bitcoin ETF

"Fidelity becomes the latest to file for a bitcoin. Atf yes fidelity have added their hat to the ring as the sixth live etf application. I jokingly tweeted yesterday that i think the is going to have to allow one just because they get sicker reviewing them. And i don't think that's far off the wise origin. Etf has fd funds management as the sponsor with fidelity service company as the administrator and fidelity digital as custodian. Here's a fun. Easter egg as well. Alex thorn formerly of avon ventures which was a fidelity investment group. Pointed this out. He tweeted out fidelity's bitcoin. Etf is named wise origin. Why souto she in kanji means wisdom or sense. Nakamoto in kanji means base root or origin. Pretty lit if you ask me. Interestingly this wasn't the only. Etf news apparently goldman sachs also filed for notes. The pay out to an etf that may have exposure to bitcoin or cryptos. This is definitely toe dipping. Compared to what twitter excitedly reported from the start but still fidelity and sort of goldman getting in on the bitcoin. T.f game in the same day is pretty back

Fidelity Service Fidelity Alex Thorn Avon Ventures Fidelity Investment Group ATF Souto Nakamoto ETF Goldman Twitter
A new way to invest that doesn't involve buying stocks hyped on Reddit

Clark Howard Show

06:18 min | 7 months ago

A new way to invest that doesn't involve buying stocks hyped on Reddit

"So lately. All the buzz his been about well. Bitcoin and other crypto currencies. Bitcoin recently fifty thousand dollars a bitcoin and people who've been buying the stocks that are being touted on read it and it was all that mess that went on with Game stop and other stocks. That went up like rockets and then like rockets can do crash back down to earth and my son is in this investing group at school. He's fifteen and they're investing not real money but they all have their stock portfolios and wanna read you to texts from him from this morning. They're really funny. Is said in the last nineteen minutes. My stock portfolio dropped by six sixty. Then he texts me eight minutes later and these eh. then it went up by eight hundred dollars. And i the other night. When he was trapped. In the car with me i started boring. I'm trying to talk about how my philosophies investing work very differently than matt worrying about day trading and options and all. That was going to happen up to the minute and if you thought a father could be more irrelevant to sun then i was that minute you you couldn't be no interest in anything i was saying because to him. This is sport and that's what investing has been of late call. Investing is really speculating. And that's not my thing. I mean i'm the dulles person alive and i invest in a dull way because the ideas i wanna make money over time and so. That's why i get excited about really accessible. Investing opportunities for small investors did allow you to build reasonable wealth over time instead of trying to get the quick score and my son's a sharp kid hill. Eventually get it and will not that. It matters what you're buying and selling minute by minute. And by the way he's asked me if he can have a real investing account. Will you know you'd have to have what's called a custodial said yeah yeah where where you were the pretend owner but i'm the one doing the investing and i don't know what to do you know. Give them a couple of hundred dollars and let him play. And maybe learn the value of term investing. But you know it fifteen. What is long term. That's like three days from now. It's hard to explain a concept where you build wealth over time well do you know goldman sachs is goldman sachs is for rich people like crista. People was massive amounts of money. Who work with a personal financial manager. Who handles their money for them. That's right krista. That's what you do with your millions. Yeah no no okay. So there are. There are very wealthy people. That's what they do and goldman sachs has been doing some stuff lately that doesn't fit at all their historical pedigree They're the ones that issue the apple card for people that have the apple credit card and they have Savings accounts and all that kind of thing with no minimums will now. They've launched some cold. Marcus invest which allows people to use goldman sachs incredible financial analysis investment analysis till build robo investing portfolios for you using very low cost funds. And this is something you would ask somebody. Ten years ago if goldman sachs would ever being looking to provide investments an investment advice to everyday ordinary. People they'd say you're crazy. That will never happen. Well they're not doing what fidelity investments does where a dollar is enough to open an account many cases schwab one hundred dollars. They're doing what vanguard. Does you have to have a thousand bucks to open an account but once you have that thousand you can get advice that is tailored to your personal financial goals and outlook. The money can be and a retirement account or an investment account use what are known is exchange traded funds. Etf's and typically for the advice and the investments you pay roughly a third of a percent per year for them to handle your money. So i guess ten thousand dollars be thirty five bucks a year. Is that right. I think that's about right. three dollars. Fifty cents on a thousand. I think that's right so this is an opportunity for you to do. Investing through the nation's big boys big money houses and their whole business plan is pretty similar to what you'd have if you were with Betterment or wealth front that really started this whole investing idea. And i'm sure neither of them are very happy the goldman sachs through. Marcus invest is playing in their ballpark.

Goldman Sachs Bitcoin Crista Matt Apple Krista Marcus Schwab
"fidelity investments" Discussed on News Radio 920 AM

News Radio 920 AM

03:35 min | 8 months ago

"fidelity investments" Discussed on News Radio 920 AM

"I previously worked for Fidelity Investments and a lot of the employees there had to call a special line every day that they want to place a trade. They had to get preapproval from their compliance department to be able to make those trades before doing so, because even if you didn't necessarily have inside information they worried about the Idea that people would think that you had inside information, and they want to, you know, clear those trades first, so there could have been that sort of thing that was ignored here by this person, even like I have a Twitter account. That Twitter account has to be monitored by our compliance office in order to make sure that I'm not roaring, Kitty. Yeah, I get like these the kinds of things like I have to register. My Twitter account might have software that tracks every single thing that I say on there, and Mass mutual has made it very clear that they did not know about any of this, so they've come out first and foremost. The first thing they said, was This was news to us and we are opening our own investigation. Yeah, So anyways, that's what's going on there. But the one piece that is interesting here today is and and this would be a little bit of a break from what we've seen over the last few years. The trend that we have seen is the best thing for markets is dollar down and specifically, dollar down versus the yen means OK, things are moving in the right direction for markets. A cheaper dollar has pushed markets up over the last year. It's been one of the strongest trends that we've had. We've got dollar strength today. We've got gold selling off 2.5% on dollar strength. We got inflation breakevens blowing out to four in five year highs We've got, you know bond spreads blowing out to foreign five year highs. If you still have the market up, and that's something that's fundamentally interesting, because if you have the market going up with dollar's strength To me, Okay? That's a signal that you're saying OK dollars going up because we think there's more economic activity coming. We think there's a recovery coming. We're not just betting on, you know, a cheaper fed or on you. No more money printing. We're betting on an economic recovery, then If you're Being dollar up and markets up. And that's a trend that we have not seen in the last year. Yeah, yeah, that Z again, one that could still be proven wrong, But so far, I think investors are interpreting. You know everything about the other strains of the virus and the vaccine rollout as Sticking to the overall view of Wall Street, which is economy's going to reopen sometime this summer. We get. Ah, we get payrolls for January tomorrow, right? I think so. Yeah. The expectations. I think of pretty limited somewhere in line a teepee like only 50 to 60,000 jobs created, so we'll see what we end up with their once we get past that again. The biggest driver Think over the next year is going to continue to be housing and housing data we don't have coming in for it's usually the Third week. And but the big thing did you see this report out this morning on the amount of equity that Americans have in their homes right now? Not this morning, I had seen previous reports of it. Hitting record highs, but I didn't see this morning. No Take a quick break. When we come back. We are going to do trivia here on the financial exchange. And then we're gonna talk about the just massive amount of equity that appears many Americans are sitting on in their homes and what that potentially means for the U. S economy. This is your home for the latest business and financial news in New England and around the country. This is the financial exchange radio Network. Asset Protection is one of the most important.

Twitter Fidelity Investments Mass mutual New England
Ways To Get Women Highly Involved in Retirement Planning  With Marcia Mantell

Top Advisor Marketing Podcast

07:31 min | 11 months ago

Ways To Get Women Highly Involved in Retirement Planning With Marcia Mantell

"Hello and welcome to another top advisor marketing podcast. We don't often bring somebody on like my guest Marsha today. And here's why most wage. I don't think there's enough people like her out there. She has an author blogger a retirement industry expert and the author of a couple of books that we're going to talk about today. Now. My favorite thing about March is be fundamentally understands how important it is for you as a financial services professional to Market communicate and help women make decisions when it comes to retirement because it is different you can think to yourself that it's not but you're wrong and we're going to talk about being wrong today and how to make it right Marshall. Welcome to the boss man. Thank you so much for having me. And that was quite an intro. Well, thank you a static. Well, I did we had such a fun pre-call and I was so excited. I saw your on my calendar today and I'm like, I love this lady so wage. All right. First off it just does give us a little bit of a foundation here. How did you become a retirement industry expert in an author of multiple books? Well, you know like many things Matt wage was I fell into it happenstance and sometimes you just walk through a door because someone opened it for you and Wallah you end up having a thirty year career change in my case. I ended up walking through the door at Fidelity Investments back in nineteen. Ninety two as they were I call it inventing the rollover IRA and I got put on an account team that needed to support the marketing and product efforts for the rollover Ira which of course now has become the be-all end-all of our entire business. I thought it was exciting. It was like the wild west and it lasted for thirteen years, which was all good. But meanwhile, I had these two amazing young girls, I was trying to raise at home. And Corporate America and motherhood does not always quite aligned. So I stepped out at Fidelity and said, you know what I need to figure out something different so that I'm not always screaming at my poor kids and I started mental retirement Consulting and just hit fifteen years of doing business consultancy work with the financial firm and financial advisors around the country. Is it specifically directed at women or just your experience in the industry overall? Great idea question here. The women piece evolved over time is what I would say we started out just trying to Grapple with and get our arms around this thing called retirement, you know, in nineteen. Ninety two, the 401K was only twelve years old. Well ten years old really and we were all just trying to figure this thing out and saving for retirement. What did that mean? And you dabbled in it off? Well after thirty years, it has become abundantly clear that women have very different retirements than men they're ill-prepared and they don't even often know how to get their arms around getting themselves prepared for another 30 year chapter. So it has happened over time. It has built over time and for me, I mean you May notice Matt I am a woman. So I'm particularly concerned, you know self-serving for my own benefits and my own retirement and my own ability to navigate the very complicated Financial world that we all live in and so just over time things evolved from being broad retirement zeroing in on two women and what women really nice and how to get in this money game. So that's my travels through retirement and getting two women. I'm going to ask you a really dumb question because just me formulating the question just seems awfully ignorant on my behalf. But why is there such a difference? I mean, you know, we live in society together. Why is there such a fundamental need for financial services professionals to understand the differences in how women want to prepare for retirement and men want to repair for prepare for retirement? Why is there such a big difference wage? Well behavioral Finance would probably have some really academic wonderful. Research to answer that but I'm going to go a different route and I would tell you it's because men and women are fundamentally culturally Society wise. I live in the same Society. We see it differently in our roles are different add to that. The laws that have been written around retirement have been radically different for men and women. I'm going to give you two examples. The first is social security when Social Security was written it's a law so I mean keep in mind here. We've got some thousand five hundred pages of legal doctrine that supports Social Security and Medicare it is a law in in nineteen thirty-five when the Charming men in Congress were fighting this law called the Social Security Act. Society I'm using that in quotes Society was very much what we would consider today a traditional white family. The man worked outside the home the little woman stayed home. She certainly didn't have a job for pay and she raised the children. So the laws were written literally to protect her that the expectation was the man would be out in the world working wage earning a living and providing for his family up until age sixty-five at which point he would enter retirement so he couldn't retire early by the way, he would enter retirement and provide for her still by having earned a paycheck along the way so that's one example, so just even in our laws it set up where men and women are different and have different access to their money the other one though, that just slays me to this day. When I started in the retirement business again, nineteen, ninety two moms at home moms who did not have wages could only contribute $250 to an IRA 250. That was it the working dad the working husband could put in $2,000. She could only put in a hundred and fifty it wasn't until Nineteen Ninety Six, you know, that's like yesterday for me as a baby boomer like oh 1996, you know, I know that era only then could at home moms make equal contributions into an IRA. I still find that stunning. It's jaw-dropping. So women were not even allowed to stay home to raise their kids and be able to save for retirement. So yeah, we live in the same Society but the laws look at these gender roles these traditional roles. Yep. Very differently in the laws are written in that era it can sometimes take a really long time to change them. Yeah

Same Society Matt Advisor Fidelity Investments Marsha Marshall Corporate America Congress
Which Jobs Are IN High Demand?

Clark Howard Show

03:40 min | 1 year ago

Which Jobs Are IN High Demand?

"You know this has been such an unusual recession that we're in. With. A number of people actually having more money. Than they had. A year ago. In jobs that seem to be secure roughly a third of Americans have been able to continue working from the safety of their own home. And then on the other hand, there have been tens of millions of Americans sixty, some odd million. The last count I saw who at some point or another this year or even right as I'm speaking. Are. Unemployed underemployed or even given up looking for work. So at a time that has been. Brutally different. Depending on the situation you're in and what kind of work you did. When the pandemic started. It lays out what's happened to you sense. and. There are a lot of people. Who because of what you did before? That, you can't do right now. You're still feeling like, well, you got to wait till that opens back up. Whatever? typically public contact work you were doing. That right now has you unemployed? Well. The reality is. In the midst of this. Horrific situation with public health and jobs. There are very large numbers of companies hiring frantically. and. It's what economists referred to as the to track. There are people that everything's going great for him and others that are absolutely terrible also referred to as the. Recovery where some people doing fine others still having a really really terrible time. So in there are companies hiring. Numbers of people. And think about the dichotomy and retail. With. So many retailers closing their doors. and others hiring massive numbers of people. Amazon in the hundreds of thousands. Walmart similar kind of amounts. So Wall Street, Journal, item that Fidelity Investments. Is. Hiring four thousand new workers. In jobs that don't require a college degree. And they're hiring is up get this in the midst of this up forty percent. This year. There are a huge number of technology companies hiring people who don't necessarily have to have. Skills in technology is those companies are growing. So quickly, let me tell you how much they're growing they account. For a huge percent of the value of the overall stock market now because the technology digital. Industry the Digital Economy is getting to be so much a thing. So here's an assignment for you. People. You know. Family friends even neighbors. That are still. Working everything seems to be fine for them. Talk to them find out about where they work. Are there opportunities there for you? That you might be able to get back on a payroll.

Fidelity Investments Walmart Amazon Journal
Fidelity Investments Tries Training Employees with VR Headsets

Snacks Daily

00:40 sec | 1 year ago

Fidelity Investments Tries Training Employees with VR Headsets

"Fidelity is trying out a new virtual reality office experience for all of its employees onboard they got one hundred, forty new workers who all got sent VR headsets to try to emulate the in office orientation experience picture like the Sims here but you're working on. TPS reports. WHO's a fake digital conference room for faith conversation and fake small-time classic you gotTa Love What they're doing over there. Now, some fidelity workers, they've already done like a virtual project together with this new virtual reality system fidelity workers had to do a team building scavenger hunt in the middle of a virtual snowstorm brutal because they're in Boston true story. That is how. Fidelity's first ever virtual orientation is going down.

Boston
"fidelity investments" Discussed on News 96.5 WDBO

News 96.5 WDBO

11:55 min | 1 year ago

"fidelity investments" Discussed on News 96.5 WDBO

"Be in the city double cash or if you have accounts with fidelity to be at fidelity investments and have their two percent cash back visa card and we have alliance this is their market they're targeting is as people have become disillusioned with the American United and delta frequent flyer credit card tie ins is odd the three full fare airlines have completely devalued their value of points in their programs getting just straight cash back has become much more boring and you pay those annual fees with the American United and delta credit card tie ins you dump those you go to a lie and pay the fee but you're getting real money and then you can use that money to buy the travel you want when you want to go on who you want to go on for the best deal available instead of having to deal with the weirdness of how the three full fare airlines run their frequent flyer programs Scott is with us on the Clark Howard show hello Scott Hey Mister our how you doing great but please call me color yes Sir sorry about that from the south by either way last name I'm sorry that is a okay so what's happening Scott couple weeks ago got a text message from my life insurance company let me know that my life insurance lapse into call them if I wanted to re up it well last week I got the same text and cited that I was going to call my insurance company but I didn't use the number that they gave me a second I went to my if statement and I called him and nine he sure me that everything was fine with my life insurance and just one let listeners know that there's a new scam where they'll take and they'll try to get your information by saying that their life insurance company will text message Scott Scott I cannot thank you enough you were giving me an early warning of a new way to separate people from their identity or their money the most likely thing that would have happened if you had talked to the crux is they would have said that they needed your checking account routing numbers in order to reinstate your insurance and yeah once they would have had that they could have emptied your checking account right yeah after I got done talking to my insurance company and I yep and everything was fine I replied back to the text message that's a nice try you know go scam somebody else and it they were actually brazen enough to try to call me back to a try to respond back it says no no it's not you would your wife will no way don't have a life insurance plan with these people and she never has well I am grateful to you and I will make sure that I get the word out every possible way about this and I hope that this is an isolated attempt to steal from people and doesn't become a new real headache for your fellow Americans so thank you very much Scott appreciate you being a member of our team and Jeremiah is with us on the Clark Howard show how close is chair I tell I'm supposed to pronounce your name that is correct alright okay ma'am okay be of service to you I'm I'm calling because I know you have your recommendations for right you name cleaned out there and I've been looking at them and I have a newborn child that I when open one up for graduations how old is your baby week and in six weeks what's your total number of hours of sleep you've had in forty two nights not many Allen got if you last night you know as a father of three I can tell you I remember in that first year you realize how unbelievably precious sleep it has and this bundle of joy you brought in the world is the one actually controlling how much sleep you get yes it is that they definitely enjoy so you can tell that your six week old is already brilliant enough the your child's gonna go off to college here is so great hi this is the expectation of the family you know go to college right without always talk about that you know when people ask me about saving for college I ask you know what is the culture in your family is college normally part of the deal and you know when it is been doing the five twenty nine plan is a great idea where my hesitation rises I'm from Illinois and you have elements plan on there and I know it would be a good tax advantage for many years on the only plan that I have a little bit early but I don't know if it's a silly or not but which is that how the state's manage could you know the credit rating here in Illinois is yeah I don't know why is this a house on didn't yeah and dat yes I just didn't know if it was safe to place my money with their plan give them the whole poorly managed state situation you have going on and I can tell how much upset there is in the state of Illinois about the shaky finances of the state and the lack of looks like wheel of the elected officials to deal with it the reason I know you're the second caller in three weeks asking me if it's a bad idea to be an Illinois is five twenty nine plan for that reason so these plans generally held our ministered by an outside administrator and it's normally not money there would be at any chance of being at risk and I want to give a distinction in states that have state prepaid tuition plans money did end up at risk in a handful of states when states got into financial trouble but money that was in traditional five twenty nine plans where your money is invested in investment portfolio there's no precedent in no history showing that a plan has been at risk so you could eat with the concern you have Illinois he has a plan that's on my dean's list if you wanted to instead just go to one of my dean's list with high honors plans you could do that as an alternative but I'm not concerned about that okay I'm okay and I do doing the Illinois plant okay international my question sure the waiter with one annex then you probably saw this on my investment guide the Illinois plan has some funds that are not low cost enough for my liking you want to be and what's known as the end axed age based plans okay yeah I followed online okay and if you decided to do another state Utah has always been my favorite child my favorite five twenty nine plan okay can you head with your other part of the question I do have an older child I did certified to nine plan for about four five years ago well I just did it your bank and I was contemplating the nighthawk terrible you know the money out of there right away so the bank had some form of five twenty nine plan they put you on or is it I can't say the name but it's kind of the national to the military sort of thing so here is your U. S. A. yes yes I did some time do your thing okay if it's USA twenty nine plan that's that's okay okay I didn't know if it was safe howl if I even could me move that over yeah you're allowed to general wild if you wish there is a fairly simple transfer procedure where you could move that money so that both kids are in the same plan if you wanted not the same account but the same point on it you were free to do that so that is your choice and I did not mention and I should that I appreciate so much your service for our country and the US military John joins us on the Clark Howard show hello John all right thank you all my pleasure John you are have a car rental question for me right I do you know we like to be a family trips every now and then when we can get away and she is much as possible in one of the ways we like to do that is off line to one location but flight back from another location and we're kind of thinking about maybe stretch it out a little bit further than normal and like perhaps flying into Texas location and you have a listing through Louisiana Mississippi Alabama all the way up into Tennessee before flying back so your goal is to start in taxes and up in Tennessee yeah can you mention in a tannery going across sounds like I. ten I. twenty for awhile and then heading up one of the five slight fifty five or sixty five or something so if you were to think instead of coming up with a circle that would work and instead of flying into Texas out of Tennessee maybe you fly into Mississippi or Alabama and I do a circle and end up back where you started okay I was trying to avoid backtracking bell I know but the good thing about this you go yeah that's true you could do it in a circle where maybe you go ten one way visit places on twenty the other way and you actually see put more miles on the vehicle but see new things there used to be one company that specialized in the one way rentals and didn't kill people's wallets on it and it was national car rental and when they changed owners they haven't been doing that sets okay still offer in some cases one way rentals but not the kind of deals they use to offer on the one way rentals now the only exception to this involves the state of Florida and twice a year for example you might be able you're gonna be near the Florida panhandle if you were an eligible time period you can pick up a rental car in Florida and drop it in a bunch of different places in the country for a cost per day usually about eight to ten dollars a day while and drop it with no drop charge and then in the in the late fall you can pick up a car outside the state of Florida and if you drop it in the state of Florida again you get those really cheap rates with no drop because you're doing the work for the car rental companies that when the tourist season is over they want to get cars out of Florida and when the tourist season approaches again they want to get cars back into Florida and they reward you with these very cheap rates okay and that is the only exception I know well okay well that's good well I'm flexible on the strip right well I hope you have a great great time with your family you're listening to the Clark Howard show now the three things you need to three three Orange County deputies.

fidelity investments American United four five years ten dollars three weeks two percent six weeks six week
Fidelity follows rivals in cutting online trading commissions to zero

WBZ Morning News

00:22 sec | 2 years ago

Fidelity follows rivals in cutting online trading commissions to zero

"One of them two weeks ago interactive brokers open the flood gates and now the number of rivals matching its move cutting online trade commissions to zero is up for this morning Boston's fidelity investments announces its eliminating what have been just under five dollar commissions for online stock ETF and options trades last week Charles Schwab TD Ameritrade any trade financial slash their commissions to

Interactive Brokers Boston Fidelity Investments Charles Schwab Five Dollar Two Weeks
New York City Lawmakers Pass Landmark Climate Measure

NPR's Business Story of the Day

04:10 min | 2 years ago

New York City Lawmakers Pass Landmark Climate Measure

"Support for this podcast and the following message. Come from Fidelity Investments, taking a personalized approach to helping you grow and protect your wealth. Learn more at fidelity dot com slash wealth. Fidelity brokerage services LLC on the steps of New York City hall more than one hundred people celebrated the passage of a landmark climate Bill last week. It doesn't target cars or coal it regulates big buildings. New York mayor Bill de Blasio is expected to sign the Bill into law soon. He says it's the first law in the world require emissions cuts from existing buildings, and it could serve as a model for other cities NPR's Camilo, Domino's ski reports think of New York City's famous skyscrapers. Now, imagine the power it takes to heat and cool and eliminate them. And maybe it's not so surprising. That buildings are responsible for two thirds of the city's greenhouse gas emissions. New York City mayor Bill de Blasio called it. The mother load in an interview with NPR buildings are the single biggest piece of the problem that hasn't been addressed. And we have the tools to do it right now. Everything about this. New law is big it focuses on big buildings and calls for big cuts to emissions ultimately eighty percent. And if buildings don't comply they will face big fines recuse the biggest buildings if these goals are not met the fines can be one. Million dollars per year or more even so what does it take for a building to slash its carbon emissions? Take a ride on the Empire State. Building's elevator. The world's most famous and you get to see Bill. Flakes to the last ten years. This landmark has gone through an ambitious energy efficiency overhaul. Tourists visiting the hundred and two storey landmark can't see them. But retrofits are everywhere. Insulated windows dim -able lights upgraded air conditioning, tools for tenants to cut consumption. Even that elevator is more efficient. There is no silver bullet these are lots of little pieces. So we call it silver buckshot, Anthony Malkin is the CEO of the Empire State realty trust which owns the building when you were deuce energy consumption, reduce carbon up. It's very simple. The Empire State building has dramatically slashed both energy use and emissions. But New York City's new legislation ultimately calls for even more cuts. This is absolutely a step that goes beyond anything that we've even accomplished in our buildings. The new law will carry a hefty price tag collectively the required retrofits will cost an estimated four billion dollars. But that's just looking at the costs. There are savings too. From lower bills over time. I'm the Empire State building spent millions on those retrofits, but it is already made back the investment, and then some so some of the required retrofits will pay for themselves, but de Blasios technologies that won't always be true. They are the kinds of mandates that assum building owners will find to be stretch goals, and we'll find to be difficult. But that's the point. That is the law is designed to push owners to make changes they wouldn't. Otherwise, New York is already a very expensive city large commercial landlords are frustrated that they have to make changes when other buildings don't and suggest the law could drive business away. But the mayor emphasizes that financing will be available and the bill's supporters respond to concerns over cost by pointing out that climate change poses an existential threat to this coastal city. They recall the devastating effects of hurricane sandy muddied Silva. Feral runs a nonprofit that pushed for the bill's passage the knives over kids and our grandkids are steak, and we really need to. Take bold actions. She asks anyone running a cost analysis to remember to account for those human lives. Camille, domino, sqi NPR news, New York City.

New York City Bill De Blasio New York City Hall Empire State Building NPR Empire State Fidelity Investments Bill Domino Services Llc Silva Camilo Anthony Malkin Camille
"fidelity investments" Discussed on WGN Radio

WGN Radio

02:14 min | 2 years ago

"fidelity investments" Discussed on WGN Radio

"Thoughts on this nerdwallet was out this week with the average 4._0._1._K balanced by age, they looked holdings Fidelity Investments where the average. One 4._0._1._K there as of September twenty eight one hundred six thousand five hundred dollars at the various ages. It says here what the median is. Let's see at age fifty to fifty nine one hundred seventy nine thousand is the average balance the median balance just sixty two thousand what does this tell us about how much we should be saving, and what kind of retirement, we might have. Well, you know, certainly a lot of people have been relying on social security is their retirement and have not saved as much as they should be saving for their own retirement. Our parents all had pensions, we do not our pension is the 4._0._1._K although many companies do match they don't match that much. It is very incumbent on individuals to save and put money away for themselves. And I think what those numbers really point up is the fact that a lot of people are not saving as much as they really should you should be saving more than just a percentage point or two of your of your earnings in going back to our parents. They were saving five six percent of their savings living well below what their means are today. We're in a very different place and not nearly saving as much as as we should for retirement. And we're living a lot longer in retirement. Which means you need a lot more in the way of dollars to to make it through a long and healthy retirement, Paul how can people get a hold of you and have a conversation if they want they want to get a hold of me now and get onto the not notes they can Email me at p Nolte at kingsview A, M dot com. We'll see you again. I think you're gonna be off next week. I'm gonna take a little hiatus next week. And then I'll be back in two weeks. Good. We'll see then have a great weekend. Take care. Thank you, Paul Nolte from kingsview asset management in Chicago. This is the opening bell on seven twenty WGN. Hi, this is Jim donkey senior editor Chicago with stays in a minute on WGN radio rundown of all the Chicago innovation and tech news. You need to know Wells Fargo announced that Chicago startup sent.

Paul Nolte Chicago WGN Fidelity Investments Wells Fargo Jim donkey p Nolte senior editor twenty eight one hundred six t five six percent two weeks
"fidelity investments" Discussed on News 96.5 WDBO

News 96.5 WDBO

05:16 min | 2 years ago

"fidelity investments" Discussed on News 96.5 WDBO

"My thirteen year old son over to visit with you. And you can teach him the concept and idea of saving money instead of spending. You think you could do that for me? Yeah. I'm kind of an. Bender myself. I've always been keen on saving money. Well, that is fantastic. How can I help you with that? Well, I have been considering opening a Roth IRA recently, and well, I currently don't have what got quote, unquote job. But my parents are paying for like over the summer. So there are certainly like I could get a fiery for that. So if you're paid to do actual work that they would have had to pay somebody else to do then that can work, and you have to report that you've earned the money. And then you're eligible to do a Roth. So whatever they would pay you as long as it's for what would be considered to be actual work, the money that a paid you you can put into a Roth. Okay. And the neat thing with the Roth is that with Fidelity Investments in Charles Schwab. Now, you can open a Roth as a minor child. You know, somebody under spending on the state eighteen or Twenty-one you can do that at with no minimum. So if you end up earning a few hundred dollars this summer, and you want to open a Roth, you're fine with either of them to do it at no cost. So your parents have to fill out the paperwork, and one of them has to be snow is your custodian, which is there the adult responsible for what happens with your account. And then once you are legally an adult again eighteen or Twenty-one, depending on the state the account is then yours to have and to manage. Gotcha. So yeah. Most of my own a park at a credit union pays like point zero one percent show that you gotta fix that. You can your parents should be able to fix now because there are a number of online banks that are paying around on savings. Five. Yeah. Exactly. But many of them will not allow someone under eighteen to open an account. Even with a parent is a custodian some will and some won't. But if it's money, you're looking at putting aside for a long time, then I don't want you in savings accounts. Anyway, at a credit union online, Bank, whatever I want you to invest the money, and it's really really easy to do with Schwab. And fidelity, and the fact they have no minimum. Now makes it so easy for you to get started. Okay. Well, if you like do I have to like, the IRS or something, and how would that work up to a certain income? And I don't remember the amount for this year. You won't have to file a return if your income's low enough, but it's a good idea to do. So anyway, just so there's a record that you reported the income. That ties exactly back to what you put into the Roth IRA and okay. And remember you wanna do a Roth not a traditional IRA? Yes. I've listened to you for a long time. And you've said that that's superior to other things. So I I need to send you out and have you do seminars high schools for your fellow students on saving money, you eighth or ninth grade. I'm eight eight grade. So I mean, you you understand more about this than most adults, which is really great. Yeah. You're probably my favorite radio show to listen to regard anything else. Well, I appreciate that. And there are people who may think that's dull at this point. But there will come a time not too far in your future where people will start asking you for advice. I remember my oldest daughter was an an economics class in college. And there was some question that came up and she raised her hand and started talking about the advantages of a Roth IRA and class ends. And the students are like what is that thing? You were talking about how do you know about it? And the earlier, you know, in the more you understand the better, it is because it takes you in control of your future impressed, and no doubt. You will have a very solid exciting financial future in front of. In terms of whether you should open that at fidelity or Schwab. I would say they're both great companies whichever is closer to where you live where I'd like you to go in to one of their offices of your parents and experience opening that account right there in person, it'll feel so much more real to you. You're listening to the Clark Howard show..

Charles Schwab Fidelity Investments Schwab IRA Clark Howard IRS zero one percent hundred dollars thirteen year
Come Work For Us: We'll Help Pay Down Your Student Loans

NPR's Business Story of the Day

04:27 min | 2 years ago

Come Work For Us: We'll Help Pay Down Your Student Loans

"Support for this NPR podcast and the following message come from NBC's new drama the enemy within Erica shepherd betrayed her country. Now, she's the FBI's only hope in stopping America's greatest enemy. But can she be trusted Mondays beginning February twenty fifth on NBC the size of the average student loan has nearly doubled over the past decade or so collectively Americans carry more than one point five trillion dollars in student loan debt. And some employers are seeing that as an opportunity they're offering to help repay loans on workers behalf as a way to attract and keep their talent. NPR's? Yuki Noguchi reports carrier Brian graduated from college six years ago with a political science degree and twenty eight thousand dollars in student loans. It was stressful because coming out and having to have a a payment of about two hundred seventeen dollars a month. I it just seems like a lot of money to pay back when you don't really know where you're going to be working how much you're going to be making O'Brien. Now twenty-seven wanted to save for a home or a wedding, but loan payments were her biggest roadblock. I've wanted to be debt free before I got married and ideally come to the table with some savings, then a year and a half ago O'Brien joined Fidelity Investments in Irvine California to work in client relations. She was told that after six months, she'd be eligible to have the company contribute to our loan payments. So I quickly marked my calendar. I call my parents at night and told them how excited I was because I had no idea an employer would help you pay off your student loans such benefits are relatively new and unusual. Only four percent of employers surveyed by the society for human resource management offer it, but you can see why it's increasingly popular, especially as school loans, become a bigger shackle. Data suggests student debt is delaying or preventing people in their twenties and thirties from buying homes at the same time unemployment is low and skilled workers hard to find employers who pay down student loans or more attractive. Live especially to younger workers, Kim Wilem is managing partner at Baker Tilley's human resource consulting group millennial turnover is different than any other generation before. And if I'm able to recruit somebody based off this benefit and then retain them for twelve or twenty four months longer than I'm getting a reward out of that. There are possible downsides often if an employee lease before a certain amount of time, they must repay the money. But while him says that can backfire sometimes what we see is that an employee becomes disgruntled, and then they're working they're simply because they don't wanna have to repay. But many say the upside is big at fidelity, for example, more than a quarter of its worker signed up for the program, which is only three years old. It pays up to ten thousand dollars over five years. Oshawa shrieking Taya a vice president of fidelity says those who participate stay longer at the company for us really focusing on retaining those. People especially after we've invested in training them as a really important thing. The program success lead fidelity to now sell it as a service other employers can offer she train beer ball is director of congressional affairs for the site for human resource management. She says loan repayment would be more affordable to nonprofits and small businesses. If congress makes it tax free for employers and workers more employers might be able to offer student loan repayment as a benefit to their employees, even without the tax benefits. Some employers say, it's worthwhile Madeline Macintoshes CEO of penguin Random House, which started offering loan repayment two years ago. She says about ten percent of the publishing companies five thousand employees participate, including she says older people who returned to school or took out loans for kids. I feel like it has really of outsized, emotional or psychological benefits for employees. I feel like if they were ranking it this would be up there at the top. And I don't think it's the most expensive. It's. Cost the company about a million dollars to date, far less. She says than what it spends on health insurance. You can Gucci NPR news Washington support for this podcast and the following message. Come from Comcast business having the nation's largest gig speed network was just the start. Now, they're providing gig fueled apps and solutions that exceed expectations and help businesses perform Comcast business beyond fast.

Taya NPR O'brien Yuki Noguchi Erica Shepherd NBC Comcast Kim Wilem Fidelity Investments Gucci Npr FBI America Oshawa Madeline Macintoshes Washington Baker Tilley Irvine California Congress
"fidelity investments" Discussed on 760 KFMB Radio

760 KFMB Radio

11:01 min | 2 years ago

"fidelity investments" Discussed on 760 KFMB Radio

"Fidelity Investments and vanguard are going at it Toda toe with one price cut after another after another and the latest involves a move. There was kicked off by vanguard. And now, Charles Schwab and fidelity have responded. And what it does is it allows you. You too. Bye huge numbers of. It's like a brother or sister of index funds or a cousin of a regular mutual fund called an ETF exchange traded fund, these are becoming one of the biggest areas that people go to to invest to diversify their money and to pay ultra low costs and on top of that most of these exchange traded funds ATF's very tax favorable, if you're investing outside of an IRA or a Roth IRA, so what vanguard kicked off, and then you had fidelity in Schwab respond to is that, you know, longer have to pay commissions on huge numbers of these ETF's so exchange traded funds trade kind of like a stock in normally if you buy and sell a stock you pay a commission. And even with the cuts and discount fees that still like five dollars or so every time you buy or sell something. But now these ETF's are available to you. In huge numbers vanguard pretty much all they sell including from competitors. And then we're Schwab and fidelity about five hundred or so of them at each of them, which covers the lion. Share the ones that most anybody would want to invest in. You have the ability now to save enormous amounts of money both and when you buy an investment, and when you sell it. But also what it costs you to have it over time. Because when you buy a mutual fund an index fund Oranje, you pay a management fee for having your money in it for the manager managing it. Well, what's happened is that the gap between the management fees, and in this case, no commissions versus the management fees and commissions, you paid a full commission. Stockbrokers is by far the widest it's ever been. And so now, you're going to see the full commission houses respond in really weirdo ways. Like, one of the new things they're up to is saying, hey, we're going to give you. Personally, tailored retirement account, and we're gonna build it specifically around you, and we're going to charge you a fee to do that. But ours is going to be so much better than what you could do with a discounter. And so they're not gonna be able or even try at the full commission houses to compete with the ultra low costs from vanguard, fidelity and Schwab. So they're going to try to say they've got it's so much better. Don't worry about stuff like that. No that over time. What matters the most with the money that you're saving for your future. Whether it's in a retirement account or not in retirement account is what the fees are the more. You do to hold down the fees. The more money you end up with down the road for whatever purpose. It is. You're saving the money for. Emanuel's with us on the Clark Howard show. Hi, Emmanuel how you doing. Glad. Emmanuel you've got a question for me about one of the most reliable vehicle sold in the United States. Tell me. I got a. Looking for the dealership sites that delivered on your side? And. I gave my my issue is. When I got there agreement. I agreement will look closely at it. Matched. Sure, I should access to that before asking you. Okay. They have what they call the document administration fee. How much is there dock fee? Okay. One hundred I will tell you a hundred is one of the lowest I ever hear from somebody. Adopt is a junk fee, it's known in the. Auto industry, as a pack. It's a it's a phony charge just use to rip off a consumer. And I will tell you that one hundred dollars is ripping you off at a discount because usually I hear the dock fee at about five hundred dollars. So when I am that war. They said it's could be a stem to at Trajan and transferral title. That's baloney because you pay whatever fees that you over the government. They're gonna charge you on top of that phony pack, but that is not a negotiable fee in the automobile industry. It's one of those things you have to know to ask about ahead of time. If there's gonna be a dock fee or any other fees that you have to pay in addition to the agreed to price of the vehicle. Okay. And the other big thing that they were pushing me goodbye was extended extended warranty, but they didn't call it extended warranty on the document, they call it service contract. Yeah. So service contract is to get around oversight from state insurance rules and state insurance. Commissioners. Okay. So what they're saying. Is you pay a couple of thousand dollars? I'm guessing. Two thousand seven hundred seventy nine dollars, and the idea that is that if major things break with the vehicle, you pay a deductible, and then pass that they will cover the cost the repair, but not the dealer you're buying it. It'll be some third party marketing company, you're hoping will actually pay for repair. Go ahead. Thing that I thought was interesting about this for. Warranty or contract vehicle would be covered for long. I it. Yeah. No chance in real life. All right. Let me tell you something else. I'm neutral on these vehicle extensions because for many people the cost of repairing a major system in an vehicle is a budget BUSTER that you don't have the money for. But if you ever do by one the only one I want you to buy from the manufacturer itself. Okay. Period that. So this vehicle you're looking at is a Honda Civic is that right? It is. So it's a three year old Honda Civic and have any of the manufacturers original warranty left on at this point. I believe it is because the twenty thousand mile, right? So you likely have some amount of manufacturer's warranty left, and then buying one from Honda if you wanted to buy an extension of that would be the right way to go. But the big thing is if you look at consumer reports record of reliability. That honda. You're looking at buying the civic has a very good predicted reliability and historically has had very good reliability. Which would tend to mean, it'd be better for you not to spend twenty seven hundred and seventy five dollars anyway because the vehicles one of those that tends to have very good reliability moving forward. Okay. I have one one good for you. Ready? Wouldn't that the credit union finance did for me? He also offered me an extension extended warranty. The price was. Komo. I mean almost half of what the other ones were the dealership with asking. So the reason is is that a credit union is a co op, and you're one of the owners of it and at a credit union. They're not trying to make a profit on you because you're an owner. So that's why it would be potentially half the money of what the dealer was trying to sell you. But again, the when the credit union would be marketing you or making available to you would still not be from Honda itself. And so the question I would ask the credit union. What happens if the warranty company fails? Am I just out of work or do you refund me some amount of my money? And that would be the question to ask them because I so prefer that you only buy from the manufacturer. Christine is with us on the Clark Howard show Christine. Hi, understanding guy tax question for me. Let's see if I'm any good at that. Well, let's about tax and making sure you can pay it we pay our taxes quarterly and where my husband works. He used to keep they would put a portion of every week check into a separate savings account for us. And then we would draw on that each quarter to make the tax payments. But they've decided they want to eliminate that bookkeeping at the office. So now don't blame them that was very generous of the employer actually was not quite an employer because. Your husband if you're having to pay quarterly. He's some form of independent contractor. I guess so that that is unusual in generous that they were doing it. So they've decided it was nothing but a headache. Exactly. And so now, it's my headache. And what I don't like is having his full paycheck going into our I deposited into our checking account. So I always look it looks as if we have more money than we do because step money really is neat should be segregated out into a separate account. And I'm trying to decide what do I put it in a savings account?.

vanguard Honda Schwab Charles Schwab Civic Fidelity Investments Clark Howard ETF headache Emmanuel ATF United States Oranje Trajan Christine Emanuel Two thousand seven hundred sev five hundred dollars
"fidelity investments" Discussed on C-SPAN Radio

C-SPAN Radio

04:04 min | 2 years ago

"fidelity investments" Discussed on C-SPAN Radio

"Will they Fidelity Investments estimates that the average. Couple retiring at age, sixty five will spend a whopping two hundred eighty thousand dollars to cover healthcare and medical costs for the rest of their lives. That courtesy of CNBC and Bill are known as you listen to those numbers. What's your reaction? Something has to give. I mean, we can't continue like this bankruptcies due to medical expenses is still very high. We're just the screening for an answer. And as of now, everything we tried has not done the complete job. So here we are today. Talking about Medicare for all as a way to get universal coverage a reality in this country, which is one of the other reasons we wanted you to stop buyers. He spent studios not only for some historical background on Medicare and Medicaid. But this debate of Medicare for all what would that look like in? What would it mean for the program? I clear the National Academy of social insurance does not take a position, we don't lobby. K we analyze we assess. The question of Medicare for all. I think it's been a poorly-framed those who propose it are not saying, let's take Medicare as it is and make it available with one fell swoop to everyone with their say is let's improve the medico package to cover some of the things. I just mentioned are not covered, and let's gradually. Gra mental approach ended up covering everybody. Maybe starting with people who say fifty five to sixty five the reality is you're not gonna flip a switch and turn the entire healthcare system over single pay overnight. But it's a directional change in the whole history of Medicare was an incremental history. Even how it was cobbled together. So the question is in the twenty twenty presidential election. Will this be a front burner issue? And how will the American people decide if it becomes a front burner issue fascinating debate Medicare, by the way was not as controversial as you might have thought there wasn't a big uproar as it was being debated. It was pretty much taken for granted that this is going to happen. Today's very different atmosphere. It'll be a very strenuous and strident debate. And of course, the good news is Americans are living longer a lot longer. And yet that also puts a huge strain on the system. Well, the other issue is the Medicare. Age itself. Set in one thousand nine hundred sixty five at sixty five and never revisited. And how many other things in life have listed that low without being revisited? So it's time. So we are forming a study panel at the economy of the topics person Medicare to look at the Medicare eligibility age. What are the arguments will keep at sixty five arguments for increasing it and if so to what age and what are the arguments for lower yet and it's soda what age including age zero. Which would mean Medicare for all will be launching that next month? It'll be over about a one year period. Alicia report just in time for the national conversation that we believe we must have as a country on healthcare in general Medicare in particular. You are the chief executive officer of the National Academy. It's social insurance. What is it? We're think tank of a thousand of the country's top experts in four key areas. We hear social insurance must be will. What is that? I mean, young people think it's heavy a party Friday night. It really is foreclosure program social security, which is the crown jewel of social transcendent country Medicare, which we've just talked about unemployment insurance and workers compensation. So we have experts in one or more of those four areas. We do issue briefs, we do will study panels. We're trying to get more involved in social media. We just had our annual conference on millennials and social insurance. That's a generation eighty million. Who today don't know why we have these programs and them is irrelevant to.

Medicare National Academy of social Fidelity Investments CNBC Bill chief executive officer National Academy Alicia Medicaid two hundred eighty thousand do one year
"fidelity investments" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

05:57 min | 2 years ago

"fidelity investments" Discussed on WNYC 93.9 FM

"Landlord's scrambled to make up lost revenue. Overall rent in Brooklyn rose just over three percent during the same time north Brooklyn rent fell the latest test of drinking water in Newark, found lead levels to be more than three times, the federal standard and advance media reporting that tests by the department of environmental protection during the latest monitoring period found lead levels in Newark water to be the highest recorded since two thousand two but reporter, Michael soul. Warren says the state also tested more taps during that six month monitoring period it is possible that these increase in samples meant that more high risk areas of the city were being tested and as a result. The spike could have been because of that Newark has been offering free lead testing and water filters for private homes affected by elevated lead levels since last summer and one of New Jersey's most powerful. Republican officials has been indicted on. Charges that he evaded more than one million dollars in taxes. According to federal prosecutors, George Gilmore lied to the IRS underestimated his income on tax returns filed false information on a Bank loan and withheld payroll taxes from his law firm Gilmore is the chairman of the ocean county Republican party, and the county's board of elections at the same time that he owed the government hundreds of thousands of dollars. Prosecutors say he was making lavish purchases gilmore's attorney Kevin Marino agrees at his client owed the IRS money, but says Gilmore has a hoarding disorder and that he intends to make good on his obligations tonight. Mostly clear, we'll have a low around twenty one degrees, currently twenty seven degrees. And it feels raw like twelve at seven. Oh, six. Support for NPR comes from Fidelity Investments taking a personalized approach to helping clients grow preserve and manage their wealth. Learn more at fidelity dot com slash wealth. Fidelity brokerage services LLC. From NPR news. This is all things considered. I'm Audie Cornish. And I'm Ari Shapiro after three weeks, the partial government shutdown is about to become the longest in US history. Hundreds of thousands of federal employees are not getting their scheduled paychecks this week, President Trump has been considering declaring a national emergency to get funding for the wall today. He said he's not ready to do it yet. But the option remains under consideration to get a sense of the president's perspective on this standoff. We're joined by Corey Lewandowski. He's a consultant who served as Trump's presidential campaign manager, welcome. Thank you for having this well based on your conversations with people at the White House, how likely do you think an emergency declaration is at this point? I think we're getting closer and closer, obviously, congress both the house and the Senate have left for the weekend ensuring that this shutdown is going to continue and the border crisis is not getting any better. And the president has been very clear that if he doesn't get a resolution from congress, which is acceptable he will implement the same powers which have been implemented. Fifty two times since nineteen seventy four and the president will declare an emergency. Why wouldn't he have done this at any point in the last two years when Republicans controlled both houses of congress, and he still couldn't get funding for the wall? Oh, let's be clear Republicans and Democrats like felt on this issue and should have given the president the financial resources necessary to build the wall on the southern border something that rock Obama voted for some that Hillary Clinton voter foreign, many, other Democrats, including Chuck Schumer. But now, this is a partisan issue, and what we have seen unfortunately over the last multiple weeks or additional Americans being killed by illegal aliens. And the president has made a trip to the border this week. The president have done this in the last two years. He had the opportunity the money wasn't forthcoming. Why wouldn't he have done this at any point before? Now. The the congress allocated about one point two one point four billion dollars for the maintenance of the wall, and they in they told the president that they would give him his funding prior to the election. If he didn't close the government that didn't happen. They told me would give him the funding after the election. That's not happening. And this president is resolved and making sure that Americans are safe from people coming across the border illegally. What do you say to concern? Republicans who fear that if President Trump does go through with this then a future democratic president could declare national emergency on climate change or healthcare. Well, it's a significant question. It's a real question. And the question is does the president have the authority to use the military to construct the wall? And if so does this constitute an emergency. And I think right now, it's an open legal question. But if he does declare that emergency, I think this is something that will go directly to the supreme court, and they will weigh in on it. Other administration officials as senior as vice president have tried to negotiate with congress, and the president has publicly undercut offers that those advisors have made do you think he's made things harder for himself by not insuring that he and his advisors are all on the same page. Well, the most disappointing part, and if you look at who was negotiated on behalf of the administration, the president the acting chief of staff, Mick Mulvaney, and the president's son-in-law or on Capitol Hill last week, but they weren't meeting with Nancy Pelosi and Chuck Schumer. They're meeting with younger junior staffers who want to ask technical questions about opening the government and the security of the wall. And so I think this president his team that put forth the most senior team, but we have not seen that same. Resolve from the Democrats. But what happens when that senior team makes an offer that the president then says was not a real offer and doesn't stand behind. Well, I think it's a negotiations back and forth. I think vice president Pence knows exactly where the president stands. I think his team knows exactly where we stand which is we need to have. Money to build a wall. And if you're not willing to put that money forth, then we will look at other opportunities to make that happen. I'd like to play you cut of tape from the president yesterday. Speaking about Democrats on his way out of the White House. I really don't think.

president President Trump vice president congress Democrats White House George Gilmore Chuck Schumer Newark New Jersey NPR Audie Cornish Warren Ari Shapiro Brooklyn ocean county Republican party US Fidelity Investments
Workers can put more in their 401(k) and IRAs next year

San Francisco Chronicle Business & Technology News - Spoken Edition

02:43 min | 3 years ago

Workers can put more in their 401(k) and IRAs next year

"You're listening to the spoken edition of the San Francisco Chronicle. Workers can put more in their 4._0._1._K. And I are as next year by Kathleen Pender, thanks to inflation workers will be able to save an additional five hundred dollars in their tax sheltered, 4._0._1._K and individual retirement accounts. Next year, the Internal Revenue Service announced Thursday employees who participate in four oh, one K for three B and most four fifty seven plans and the federal government's thrift savings plan can contribute. A maximum of nineteen thousand dollars in twenty nineteen up from eighteen thousand five hundred dollars this year before that it was stuck at eighteen thousand for three years, those fifty and older can contribute and additional six thousand dollars the same catch-up contribution as this year. The limit on contributions to a regular or Roth IRA rises to six thousand dollars from fifty five hundred the first increase since twenty thirteen. Those fifty and over can contribute an additional one thousand dollars to an IRA same as this year. Unlike the other limits, the IRA catch-up is set by law and only goes up when congress raises it the other limits are indexed to inflation. But go up only when the accumulated increase hits five hundred dollars. Most workers don't come close to maxing out their retirement plans, only eight or nine percent of those participating in four. Oh, one K plans run by Fidelity Investments contribute. The max. Their average contribution is just over six thousand dollars. If you can max out, you should if you can't max out everyone. Make sure you order them. Correctly said Jeff LeVine financial planner with blueprint wealth alliance. If your employer matches for oh one k contributions contribute enough to get the full match. I after that if you have a health savings account max that out because it has triple tax benefits contributions taxed. Title. They typically grow tax free and remained tax free. When you take them out if used for qualified medical expenses after that contribute to your 4._0._1._K, or I era if you can if your income is too high you can't contribute to a Roth IRA, if your income is too high, and you or your spouse's active in a retirement plan at work, you may not be able to deduct your contribution to a regular IRA. Although you still could make non deductible contribution living said these income limits are also going up next year.

San Francisco Chronicle Kathleen Pender Fidelity Investments Internal Revenue Service Jeff Levine Congress Six Thousand Dollars Five Hundred Dollars One K Eighteen Thousand Five Hundred Nineteen Thousand Dollars One Thousand Dollars Nine Percent Three Years
"fidelity investments" Discussed on Clark Howard Show

Clark Howard Show

05:26 min | 3 years ago

"fidelity investments" Discussed on Clark Howard Show

"Right? That's how I'm feeling. Okay. Great. Thank you. Bye best to you and I don't. I love it. If you could give me feedback if you really find a good landing place for that. Okay. Okay. I'll be happy to continued success. Young. He is with us on the Clark Howard show. Hi. How are you? Hey, I'm doing good. How are you clock. Great, thank you. You wanna talk about Fidelity Investments. Yes, I'm twenty two about investing. And the now of the ETF seemed like a very popular and ability. They offer some no fee, no transaction ETF and they also have some zero management and that kind of thing. I wonder a what you're paying Welby at what was that good way to try to learn how to invest with other kind of cost a lot for the trade in the right so. So with the new offering from fidelity with the zero funds, their mutual funds, they're not ETF's and they're they're right at the heart of where I like all investors to start, which is. A concept that I was coined by Charles Schwab. The guy who has that big investment company, but he popularized the idea of something known as core and explore that you start off your investing. Why? So like what Fidelity's done with their two zero cost index funds, which one of them is total US stock market owns thousands of US publicly traded companies, and then the zero cost international index fund, which again. Oh, owns thousands of shares, you know, different individual foreign stocks is with those two things you own investing here and in much of the rest of the world at no commission and at no ongoing management costs. And the reason Fidelis doing it is they're trying to attract people like you that are starting out with investing making it zero costs for you to do so. And you start off completely widely diversified which you know over time. I'm just totally end d you being diversified two ways. One is having your money really spread out. And the second is that you add to the money over time which allows you do something known as dollar cost averaging, which lowers the risk of investing particularly in the shorter term. Like when the stock market bust happened last decade. I kept investing every month in my widely in my wide Bank of funds. I did it every single month even as the market was going down because every time I was putting money in, I was buying more holdings because the price was going down the same money was buying me more of it and is what actually happened. The market recovered. And I ended up with a very nice return by just having the guts to stay in and keep putting money in. So the fidelity, two zero funds, the international and domestic that gives you that initial exposure. There's no minimums. You just get started with whatever money add to it as you wish. And then if you wanna go wider with investing and do different things and and own different kinds of funds to add to that or individual stocks go. For it. So you would recommend those vehicle? Well, I like them. I mean, they're not all I like like if you're doing a Roth IRA I love for it to be even simpler and just do a target retirement fund with a Roth for the year closest to win you hoped to retire. Right? Do they have a commitment? If if those two zero fun you, you kinda gave them a favor Famer Kanda opinion. And if I invested just like you said for the stock is not a market is crash, not being well. Can people come to cash out the the be sidelined for while? Oh sure. You can cash out if you want in a in a regular investment account, you might have tax too. If you made money while you were in it, but the ideas you can, you can buy and sell funds when you wish, but the idea these to these are the kind of things that you wanna be on through your lifetime. All kinds of long-term long-term. And I'm totally into long-term. I know there are people that are in, did it now get out now, all that. That's not me. I want you to stay in the game. I want you to have a plan once you have it spread out diverse. Defied and that you stay in it and marched to it by adding money to it on a set

US ETF Fidelity Investments Fidelis Clark Howard Charles Schwab Welby
Trump says he will have dinner with Apple CEO Cook on Friday

Bloomberg Businessweek

00:29 sec | 3 years ago

Trump says he will have dinner with Apple CEO Cook on Friday

"President Donald Trump said he planned to. Host apple chief, executive officer Tim cook for dinner last night at his Bedminster. Golf club in New Jersey Trump tweeted that he was looking forward to the meal saying. Cook is investing big dollars in the US White House and apple spokespeople did not immediately respond to requests for, information on what the pair, had planned to discuss at dinner it came just over a week after apple became the first American Corporation to attain a market value of one trillion

Turkey Tesla Bloomberg Elon Musk Charlottesville Susanna Palmer Apple Tim Cook President Donald Trump United States Bloomberg World Jason Kelly Chief Executive Officer Jerry Timor CEO Fidelity Investments Potvin Executive Officer Donald Trump Europe
Trump says he will have dinner with Apple CEO Cook on Friday

Red Sox Baseball

00:29 sec | 3 years ago

Trump says he will have dinner with Apple CEO Cook on Friday

"Maderas can video games. Boost kids empathy researchers at. The university of Wisconsin Madison have developed a video, game for middle schoolers at forces them to decipher emotions in order to advance the results showed that number of kids who played the game showed better empathy and perspective in as little as two weeks I'm Ann Cates And I'm Susanna Palmer from Bloomberg world headquarters as investors worry about Turkey's sliding toward a full

Turkey Tesla Susanna Palmer United States Bloomberg Maderas Apple President Donald Trump Tim Cook Bloomberg World University Of Wisconsin Madiso Chief Executive Officer Elon Musk Fidelity Investments Europe Timor Ann Cates Jason Kelly Donald Trump
Trump says he will have dinner with Apple CEO Cook on Friday

Bloomberg Business of Sports with Scott Soshnick and Michael Barr

00:29 sec | 3 years ago

Trump says he will have dinner with Apple CEO Cook on Friday

"Now is, how, far, the pain might spread a plunge in the lira sent tremors through global markets, yesterday, as, tensions flared, up between the US and Turkey at one. Point, the lira fell as much as seventeen percent against the dollar Jerry in Timor is director of global macro at Fidelity Investments and he sees implications for Europe the question is. Whether this. Becomes contagious now in how to what degree does it. In fact the, the, European, banks especially, the southern European banks which have a

Tesla Turkey Elon Musk Chief Executive Officer Tim Cook Apple President Donald Trump United States Fidelity Investments Europe Susanna Palmer Twitter Director CEO Donald Trump Bedminster Corporation New Jersey One Trillion Dollars
Turkey woes see Wall Street end week on sour note

Bloomberg Best

00:41 sec | 3 years ago

Turkey woes see Wall Street end week on sour note

"A losing Friday and a losing week a week in which the s. and p. five hundred index was in striking distance of a record. But stocks fell is Turkey's. Economic crisis threatened to spread, Brad MacMillan is chief investment officer at Commonwealth financial network the big. Story right now is Turkey and the real concern there. Is are we entering into another emerging markets crisis Yuri Timur is director of global macro at Fidelity Investments he sees implications. For Europe and the question is indeed whether this becomes contagious now. And how To what degree does it infected European banks especially the southern European banks which have a fair amount. Of exposure to.

Bloomberg John Mater Elon Musk Vinny Del Giudice Turkey Charlie Pellett United States Yuri Timur Vinny Del TO San Francisco Twitter Fidelity Investments Europe Commonwealth Financial Network New York CEO Brad Macmillan
Core inflation reading jumps the most since 2008

Bloomberg Best

00:22 sec | 3 years ago

Core inflation reading jumps the most since 2008

"Mike Mike moss and I'm. Charlie Pellett at Bloomberg world headquarters, a losing Friday and losing week a week in which the, s. and p. five. Hundred index was, in striking. Distance of a record but, stocks. Fell is Turkey's economic crisis threatened to spread Brad MacMillan is chief investment officer at Commonwealth financial network the big. Story, right now

Turkey Bloomberg Mike Mike Moss Bank Of America Merrill Lynch Brad Macmillan Charlie Pellett Commonwealth Financial Network Fidelity Investments Vinny Del Giudice Chief Investment Officer Director Europe White House Timor Joan
What matters most to the economy?

Marketplace All-in-One

00:44 sec | 3 years ago

What matters most to the economy?

"I started this business with five hundred dollars, which is nothing I think. And that was just enough to buy thirty jackets to by the appliques to buy the supplies and a one month subscription to a squarespace website. And that was it. You know, I was like working for my parents living room. Literally, my whole business has been started from my parents couch, and it's been a wild wild start. I think the first listed goal I was in was for this platform called remiss glass, let you know Baleno oriented platform, and it was like, whoa, this is reaching a bigger audience at such a short period amount of time. Like I've only been in business for thirty days, and I think that's kind of when I realized maybe people do like the stuff, and maybe this would be something that I should pursue further and kind of say goodbye to all of my design clients.

Fidelity Investments Kai Rozelle Dan Powell Daniel Ramirez Charlton Thorpe Jeff Peters Ben Tolliday Gorski
The Fed: Why can't the 'bank of banks' be your bank?

The Indicator from Planet Money

09:26 min | 3 years ago

The Fed: Why can't the 'bank of banks' be your bank?

"A difference between how banking actually works in this country and how it should work. So says, Morgan Rix, I'm Morgan riffs. I'm a law professor at Vanderbilt, but before that I was at the treasury department and worked on banking policy there. And then even before that, I worked in finance and law where I primarily focused on banking issues, Morgan and a couple of other colleagues have recently proposed that all of us you and me and other normal people or normal. H people should have the option of having a basic checking account with the Federal Reserve. If we want it, the fed is in charge of monetary policy in this country, but also. Oh functions is a kind of Bank itself. It is called the central Bank, and it is basically the Bank of banks banks have to have a Bank to and the fed offers deposit accounts and payment services to banks and financial institutions throughout the country. And Morgan's idea is that these basic banking services should be available to everyone to the public, not just a banks. This idea he says, would solve at least two problems at directly affect a lot of people. I not everyone has easy access to a Bank account to the US. We have an unbiased population that's about seven percent of all households, seven percent that is almost nine million US households with no Bank account. And these tend to be low income households. Part of the reason the banks turn away these customers is that they consider them to be unprofitable. People without Bank accounts face all kinds of problems. What do you do when you get a paycheck? You need to convert it into cat, which means you're probably going to a check cashing outlet of some sort, and and they're generally charging. Call it two percent off the top. So you're paying a haircut on all your earned income and your, you're probably not that high to begin with by the way, if you don't have a Bank account. So that's ends up being a lot of money for the people involved. So you want to just pay routine bills. You may need to go stand in line at a Bill, pay center to pay utility Bill, as opposed to doing with the rest of us do for the most part, at least more affluent people which is to use convenient online Bill pay. So there's a lot of of actual fees and costs there's time and inconvenience cost associated with not having a Bank account. It's like an example of how it's more expensive to be poor. You know what I mean? There's no doubt about that. And it's also a problem for everyone else because it's easier for us all businesses and individuals to to transact with people who have make accounts, your employer would rather do direct deposit than have to cut a physical check. But if you don't have a Bank account, they need to cut a check. So if everyone had access to a Bank account at the fed, the first problem it would solve is that simply more people. Would have a Bank account. The second problem it would solve Morgan says, is it even those of us who do have Bank accounts would stop getting kinda ripped off on those accounts? Think about it this way. As Stacy mentioned, the Federal Reserve is in charge of monetary policy, which means it. It moves interest rates up or down depending on how the economy's doing. And one of the ways that the fed changes interest rates in the whole economy is by changing the interest rates that it pays to the banks that have accounts with the fed. So for example, the fed has raised interest rates from zero to about two percent in the past few years. So banks that have a deposit account with the fed or getting almost two percent interest on their deposits. So in theory, in theory, the banks shoot pass on these new exciting interest rates to their customers, but do they pass on those rates? No.

Federal Reserve Bank Morgan Rix Bank Of Banks United States Stacey Fidelity Investments Cardiff NPR Yemen Vanderbilt Sally Helm Representative Professor
Instagram Has Just Launched A Lite App • Featured, Instagram • WeRSM

Morning News with Manda Factor and Gregg Hersholt

00:47 sec | 3 years ago

Instagram Has Just Launched A Lite App • Featured, Instagram • WeRSM

"Has raised six hundred million dollars through a new round of funding that values the company at fifteen point one billion dollars lifts valuation was seven and a half billion in april of two thousand seventeen the company said it raised the funds mostly from existing investors led by fidelity investments which has now poured about eight hundred million dollars into facebook instagram app has added video chat as part of it's direct messaging feature and set it can be used by up to five people out of time instagram also announced a new topics feature on exit ed's explore tab as well as new photo filters that's your money now on wall street the closing numbers were negative the dow down by one hundred and sixty five points the nasdaq down by one hundred sixteen the sp five hundred down by.

Fidelity Investments Instagram Facebook Eight Hundred Million Dollars Six Hundred Million Dollars One Billion Dollars
"fidelity investments" Discussed on The Future According to Now

The Future According to Now

02:10 min | 4 years ago

"fidelity investments" Discussed on The Future According to Now

"Emerging economies where i think a lot of businesses and homes struggled to be tied into an often insufficient an unreliable power grid the lithium ion battery originally devout for a video camera ended up transforming the way we live our lives it opened the door for cell phones making landlines almost obsolete it sparked the widespread adoption of portable internetconnected electronics the define life in the twentyfirst century now the next generation of battery technology is being powered by the advent of the electric vehicle and that's a revolution you can hear coming down the road the future according to now is a podcast from fidelity investments to learn more or to get in touch or visit us at the atlantic dot com slash fidelity podcast listen on apple podcast more spotify thank you for listening promotional content produced by atlantic rethink the branded content studio at the atlantic for fidelity investments fidelity and atlantic rethink the bread content studio at the atlantic are independent entities the views and opinions expressed by the speakers are their own and do not necessarily represent the views of fidelity or its affiliates information presented is for information purposes only and is not investment advice or an offer of any particular security this information must not be relied upon in making any investment decision fidelity cannot be held responsible for any type of loss incurred by applying any of the information presented these views must not be relied upon as an indication of trading intent of any fidelity fund or fidelity adviser fidelity and the fidelity investments in pyramid design logo are registered service marks of f m r l l c copyright 2016 all rights reserved the dehlvi brokerage services l l c member n y s e.

lithium ion battery fidelity investments investment advice brokerage services apple fidelity pyramid design
"fidelity investments" Discussed on The Skeptics' Guide to the Universe

The Skeptics' Guide to the Universe

02:02 min | 4 years ago

"fidelity investments" Discussed on The Skeptics' Guide to the Universe

"Yeah it's just a few there a plausible connection and is there any negligence on the part of the company you don't have to prove a causing effect they just acknowledged that the science may not be there yet and they're not going to count that against you santer a lot of companies that worked into there yet worked into the cost air well everyone we're going to take a quick break from our show to talk about a new sponsor that we have this week fidelity investments has partnered with atlantic's granted content studio to produce a podcast called the future according to now us this is a pretty cool new podcast i mean they go through a ton of scientific research and in attack innovation to really give us a good dose of what's going to actually impact our lives in the future so what they do is they talked to experts from around the world where denver fi which innovations actually matter like right now so they're episodes can cover one week the implications of robotic caretakers and then the next week they could talk about the ethical questions that could slow the introduction of selfdriving cars yeah they also talk about facial recognition technology the future of genetic manipulation which i think is fascinating the end of plastics which is weird if you think about and what happens when cities get smart so you should check out the future according to now go to apple podcast spotify stitcher and all of your favorite podcast platforms to listen all right guys let's get back to our show or a camera in his flu vaccine season at least in the northern hemisphere absolutely i got mine a couple months ago before i started traveling have y'all got in yours oh yes ask me why i haven't got mine because you've had a really bad cold name as i live here because i'm sick and i kicked kennett yeah but two weeks let's talk a little bit about a really cool study that was just published in scientific reports sorry to nature publication so like nature's the umbrella but unsigned typical worth on november second so very recently.

fidelity investments denver genetic manipulation atlantic apple spotify flu vaccine kennett two weeks one week
"fidelity investments" Discussed on The Future According to Now

The Future According to Now

01:52 min | 4 years ago

"fidelity investments" Discussed on The Future According to Now

"The development of plastics was a revolution in manufacturing that raise standards of living around the world it turned a manmade material into an essential part of our lives that may never change but with the unforeseen environmental damage being caused by the use of plastic we may be ready for another revolution driven by consumer demand the development of new materials that can give us what we need without harming the planet we all share move the future according to now is a podcast from fidelity investments to learn more or to get in touch visit us at the atlantic dot com slash fidelity podcast listen on apple podcast or spotify next time i've seen that face before a look at the news developments in these scanning technology thank you for listening promotional content produced by atlantic rethink the branded content studio at the atlantic for fidelity investments fidelity and atlantic rethink the branded content studio at the atlantic are independent entities the views and opinions expressed by the speakers are their own and do not necessarily represent the views of fidelity or its affiliates information presented is for information purposes only and is not investment advice or an offer of any particular security this information must not be relied upon in making any investment decision fidelity cannot be held responsible for any type of loss incurred by applying any of the information presented these views must not be relied upon as an indication of trading intent of any fidelity fund or fidelity adviser fidelity and the fidelity investments in pyramid designed logo are registered service marks of f m r l l c copyright 2016 all rights reserved.

fidelity investments investment advice spotify fidelity
"fidelity investments" Discussed on Clark Howard Show

Clark Howard Show

01:49 min | 4 years ago

"fidelity investments" Discussed on Clark Howard Show

"Well i'm wondering i live out on our benefit fate can you can get cash back absolutely if you're someone i ain't and if you're someone who would absolutely handle your money perfectly that you wouldn't run up charges that you couldn't pay when the bill came in all that i think it's great to have a cashback credit card and we're able to take care of any law yalta tell you there are two in particular there's the citibank double cash team percent cash back and then if you happen to have a brokerage account with fidelity investments they have a two percent cashback card hitting gang and look heckling pose fidelity investments but you only works if he ever brokerage account if line at how belly fat at an early batting konare so i will check antidote what an epa cough khou card costco card is great um in that you get four percent cash back on gasoline three percent on restaurants and travel two percent on shopping and costco were costco dot com one percent everywhere else nothing unfamiliar with it it's time for rask clark that's where you post to question for me at clark dot com and producer joe ask your question for you clark right now when asked john's question he said i'm trying to book a short cruise what's the best website to look at for lastminute trips to find a good deal so there is no wind go to and i light for you to look at a few of them one is cruise critic dot com and one of the buttons they have on the home page is lastminute crews deals the other is to look at crews compete dot com.

fidelity investments epa rask clark joe john home page citibank costco producer two percent three percent four percent one percent
"fidelity investments" Discussed on The Future According to Now

The Future According to Now

02:07 min | 4 years ago

"fidelity investments" Discussed on The Future According to Now

"And then there were people who are worried that airbags were unsafe because if they went off at advertently they could damage a passenger in those were like real serious concerns gavin baker is a portfolio manager at fidelity investments it'll be hard to argue against selfdriving cars for long he says especially when its benefits are quantified there will be a vast amount of data on this and we will be able to track accidents per hundred thousand miles million miles the data will be desposited in wool eventually guide you know society and governments and individuals to the right places if we can save hundreds of thousands of lives i think that that is a good thing for humanity and the world on top of that selfdriving cars me that we will be able to largely eliminate traffic we will be able to eliminate parking lots from cities it is going to really alter the fundamental landscape of urban areas all over the world i think in a very positive way gavin feels the evidence is overwhelmingly in favor of selfdriving cars being safer and more ethical i think it is highly likely that in the next fifty years our grandchildren will say to us how were people really allowed to drive cars people who get angry who sometimes driver to the influence of illegal substances who sometimes text while they're driving who are distracted while they're driving who sing loudly while they're driving sometimes who look out the window in rubberduck when is an accident people with all of those flaws were really allowed to drive machines that wait four thousand pounds and two hundred miles an hour how was that ever allowed.

portfolio manager fidelity investments rubberduck gavin baker selfdriving four thousand pounds fifty years
"fidelity investments" Discussed on Science Friday

Science Friday

01:37 min | 4 years ago

"fidelity investments" Discussed on Science Friday

"Support for science friday comes from destination medical center a strategic economic initiative in rochester minnesota to build global destinations for life science medicine and health learn more at d m c dot amen support for this podcast comes from atlantic rethink the branded content studio at the atlantic creator of the future according to now a new podcast that explores the innovations that will change our lives in the foreseeable future check out the future according to now from fidelity investments and atlantic rethink learn more at the atlantic dot com slash fidelity podcast the science friday i am i replayed oh diet tom's they are a type of singlecelled algae found all over the world they're considered a model organism a staple in labs studying ocean water quality they're like the little white mice used to study human health i'll dia tom's are that from marine microbiology research in fact they are so well studied that some facts about diet tom's seem irrefutable for instance we know that the only reproduce a sexually of course that means by a single cell division or so we thought until one of those happy accidents were always hearing about in science my next gas caught a subset of diet times in the act of sexual reproduction kimberly halls ease assistant professor in the department of microbiology in oregon state university dr jose woke up the science friday thank you very much these.

minnesota fidelity investments tom cell division assistant professor dr jose rochester department of microbiology oregon
"fidelity investments" Discussed on The Future According to Now

The Future According to Now

02:17 min | 4 years ago

"fidelity investments" Discussed on The Future According to Now

"That kind of antenna could provide global broadband internet street to your devices in your house jason sees a massive business opportunity in space in his view a world of possibilities expands to a universe of possibilities oh industry than vance when they can do things better faster and cheaper and there are obligations today where three d printing clearly make that happen caroline tall is an equity analyst at fidelity investments responsible for covering technology stocks a technology was traditionally used for things like prototypes or what you could think of as parts that make finish part so molds patterns and pieces for production lines what we're seeing today is the increased use of three printing for functional finish parts there are some specialty parts where the benefits of printing outweigh the cost one great example of this from the aerospace world is duct work for military and commercial jets traditional duct work was made of dozens of parts with various fasteners that needed to be put together the three d printed version is one single piece streamlining documentation inspections plus saving weight which is paramount because drives fuel savings these are changes she seeing in manufacturing methods changes that could impact the overall costs of manufacturing if other industry start to follow that example three d printing becomes a complete gamechanger aerospace has some really great examples and i thank them medical and dental industries have that as well three printing is changing how doctors perform surgeries and a few ways i the ability to printed anatomical model from an mri help surgeons to create a surgical plan ahead of time which improves efficiency in the or as well as outcomes and we've also started to see printed products such as titanium implants thing that can be customized tens of thousands of these implants were sold this year but overtime that should grow rapidly but caroline thinks the tool still need to evolve men three d printing can go from niece to a practical costeffective solution in these industries.

jason vance equity analyst fidelity investments technology stocks gamechanger aerospace caroline tall