36 Burst results for "federal trade commission"

Fresh update on "federal trade commission" discussed on Bloomberg Daybreak

Bloomberg Daybreak

00:37 min | 4 hrs ago

Fresh update on "federal trade commission" discussed on Bloomberg Daybreak

"Back to this special Thanksgiving Day edition of Bloomberg Daybreak. I'm Nathan Hager. We continue to look at what future policy might look like under the incoming Biden administration. High Tech has certainly been under scrutiny under this administration with the threat of several antitrust lawsuits for more, let's bring in Bloomberg intelligence, senior litigation analyst Jennifer Rate And Jen, it seems like a big text scrutiny has been a bipartisan affair. So how much could we really expect the spotlight that's on social media to change under a president Biden Thanks for having me, Nathan. You know you're exactly right. This has been bipartisan, and there's a lot of momentum here in terms of scrutinizing the big tech platforms, and I think it just keeps going, You know, if not get more aggressive. I don't see any kind of a pullback from the buy in administration, and in fact, there have been some spokespeople for Biden that has said No, he's just is interested. In continuing this scrutiny and continuing on with the Department of Justice has lawsuit that's already been brought against Google. And I'm I guess. Also, if the FTC brings this suit before binds, inaugurated against Facebook than likely that one as well and the investigations that are ongoing of Apple and Amazon, so I think we just see a continuation off the build up that we've already seen now for a couple years. Will it be a continuation of the focus that these companies have been under under the Trump Administration? Yeah, I think so. You know, it's not looking at even more areas of their business. You know, we had the Google lawsuits so far, it at least in my mind once it was brought with a little bit narrower than I had expected it to be. And there are state attorneys general that are continuing to investigate Google and might file their own suits. With additional allegations beyond just, you know, having a monopoly in general search and abusing that monopoly. And so it's possible that the Biden administration could also decide to broaden the federal suit, too, especially if state suits abroad and they get consolidated. So what we could see is the same focus. Maybe even getting bigger and looking at more areas of the business of these companies talk a little bit about what the focus on legislation could be. Because as you know, covering antitrust for all the time that you have Moving antitrust in court is very difficult, very, very difficult. It's really an uphill climb, particularly in the mid novelization world. You know, we have Supreme Court precedent over the years. That's just been sort of carving away at the plaintiff's ability to prove these cases, and that's one of the areas of legislation that's on the table now or could be on the table down the road. Which is changing the laws so that it changes some of the president That's been set by the Supreme Court, basically reversing some of those decisions, and the goal would be to make it easier to prove illegal monopolization in court, taking us back to a day when these cases actually could get one by the government or by private plaintiffs, and you know there is bipartisan support. Some legislation. There are a lot of differences in opinion as to how far that legislation should go and what it should contain, So it's very likely given the lack of Ah blue wave in Congress, you know, lack of a Democratic, A destroyed big majority. We don't know what's gonna happen in Georgia yet. That there's going to have to be compromised. So some of the more drastic measures that have been proposed like prohibiting owning a platform and competing on it the same time which, of course, would really impact some of these companies, businesses probably won't make it. Into laws that can actually progress built that can progress forward. But there are areas of bipartisan agreement on I think we'll see some of those areas. These are things like rules on data portability and interoperability or reforming the burden of proof in emanate cases. More providing more resource is for the FTC in the DOJ. Some of these areas could find their way into laws. How much of a focus do you expect this to be under a Biden administration? How much is the leadership that President Biden installs in the Justice Department going to affect how much scrutiny antitrust continues to get? That's a really good question, depending on who Biden appoints and who's actually able to get confirmed. Um, as leadership in the FTC and as assistant attorney general for antitrust in the Department of Justice really is going to guide policy, so to the extent that people are who are appointed are moderates you know it could go in one direction. To the extent that these people are more on the progressive side, maybe with views that align more with a politician like Elizabeth Warren. I think we could see more drastic changes. We focused a lot on the prospect of further scrutiny on Tech in a Biden administration. Of course, the financial sector is probably keeping a very close eye on what happens coming out of the Federal Trade Commission in the coming months. How much should banks be concerned about whether they're moves toward Further mergers and acquisitions could come under greater scrutiny under Biden administration, You know, I think that any industry, um, where there are some really big dominant companies or perceived by some to be already overly concentrated, should have concerns if they go forward with really big deals, or, in particular intact, not so much financial, where they're acquiring a small startup nation competitors that still has the ability to grow. This is where the focus is. There's been a lot of criticism that lacks antitrust enforcement has led us to overly concentrated markets and a lot of industry's financial airlines. You're brewing Pharmaceuticals. You know, across the board. Um and I think it any of these concentrated industries. It's going to get tougher and tougher to get these deals cleared without actually having to go to court to try to win in court. Against the challenge from the FTC or the DOJ. In particular at the FTC. We have seen some pretty activists or progressive views out of the two current Democratic commissioners. So it remains to be seen who's left out of the five commissioners that the FTC after Biden's inaugurated, you know, we have three Republicans and two Democrats now. And the majority vote is required. So right now the viewpoint of the three Republicans hold sway. They can stay. They don't have to leave. Their terms aren't up. You know, one side is inaugurated, but it's likely the chairperson will leave and Joe Biden will be able to appoint somebody to take Joe Simon's mature person's place, and it'll flip the majority to three Democrats and so at that point Viewpoint towards some deals and whether or not they should be challenged or settled. May change, and I think we'll see an FTC that gets tougher and probably a DOJ that gets tougher on merger review as well. Just generally, there's an assumption I think on Wall Street, the Democratic administrations tend to be tougher on these issues, then Republican ones. Is that really the case? Historically, you know, just on the edges..

Biden Administration Federal Trade Commission Joe Biden Biden President Biden DOJ Google Supreme Court Department Of Justice President Trump Nathan Hager Bloomberg High Tech Congress Elizabeth Warren Analyst Facebook Georgia
Complaints Made Against Turkey Producer, Cargill

Heartland Newsfeed Radio Network

00:50 sec | 6 hrs ago

Complaints Made Against Turkey Producer, Cargill

"Nonprofit groups have filed the petition with the federal trade commission against cargo one of the nation's largest turkey producers the complaint alleges cargill makes misleading labelling claims by suggesting independent family farms play a role in the production process. Angela huffman with a family farm action alliance says given the company size and scope. the labels. Don't match what's happening. These are not truly independent. family farms. Cargill is controlling the process the hallway through she contends the turkeys are largely produced in a factory farm setting the complaint also mentions concerns about worker safety and the company's environmental impact and asks the ftc to investigate. The company declined a request for comment. But its website says its programs are in compliance with legal requirements. I'm mike

Cargill Angela Huffman Farm Action Alliance Federal Trade Commission Mike
Amazon Faces Antitrust Charges From European Regulators

Daily Tech News Show

01:22 min | 2 weeks ago

Amazon Faces Antitrust Charges From European Regulators

"Right. Let's talk about those antitrust allegations. European commissioner marguerite vest ear announced a preliminary conclusion that amazon has violated anti-trust rules in the way it treats european merchants after a year long investigation. The european commission determined that amazon breached competition rules by accessing non-public data from merchants to help its own products and services. Amazon will have a chance to respond in the coming weeks. Amazon says it uses sales and store data to improve the customer experience. They admit that but things like suggesting items. You're interested in or what they say they use it for. Amazon says it prohibits employees from using quote non-public sellers specific data to determine which private label products to launch. So they're saying no. We don't do that. Your also said the. Eu has opened a second formal antitrust investigation into whether amazon gave preferential treatment to its own products and to sellers who paid extra for amazon logistics and delivery services so they have a preliminary allegation. That amazon can respond to that. It violated antitrust rules for using data collected from third party sellers but there's investigation into whether it actually gave preferential treatment to its on products whether it used that date or not and don't forget the us federal trade commission is also conducting. Its own investigation into amazon. No findings on that have been announced yet but Amazon under the gun in a few different places

Amazon Marguerite Vest European Commission EU Us Federal Trade Commission
Zoom misled users on its security for meetings, FTC says

WBZ Afternoon News

00:35 sec | 2 weeks ago

Zoom misled users on its security for meetings, FTC says

"Federal regulators are requiring zoom to strengthen its security. In a proposed settlement of allegations the video conferencing service misled users about its level of security for meetings. This settlement was announced by the Federal Trade Commission. A complaint filed by the agency accused zoom of deceiving users over security sense at least 2016. Says the company held onto cryptographic keys that allowed it to access content from customers meetings and secured meetings with a lower level of privacy encryption that it promised the regulators alleged Zoom engaged in a series of deceptive and unfair practices that undermined the security off its

Federal Trade Commission
Zoom to Get Closer Scrutiny Under FTC Settlement

10 10 WINS 24 Hour News

00:18 sec | 2 weeks ago

Zoom to Get Closer Scrutiny Under FTC Settlement

"Videoconference APP Company zoom as we say settlement with the Federal Trade Commission in which it agrees to better protect the security of its users, including documenting and assessing security risks. And developing ways to manage them as follows claimed by the FTC that zoom had overstated its level of security. For years.

FTC
Scam websites falsely claim to have Clorox and Lysol for sale,

Amplify with Father Ron Lengwin

00:37 sec | 2 weeks ago

Scam websites falsely claim to have Clorox and Lysol for sale,

"Regulators are out with a warning if you're looking for a certain often scarce products to help ward off the Corona virus, Here's CBS's Mac Piper Consumers scouring the Internet for hard to find Clorox and Lysol cleaning products during the pandemic should be wary of getting scanned. The Federal Trade Commission says at least 25 websites have allegedly been selling the products. Without actually delivering them to buyers. The sites are designed to look like genuine sellers of Clorox and Lysol, disinfecting wipes and other products. The agency believes those running the sights charge consumers thousands of dollars for products that never arrived. Matt Piper CBS News and with the recent

Clorox CBS Federal Trade Commission Matt Piper Cbs News
"federal trade commission" Discussed on Newsradio 600 KOGO

Newsradio 600 KOGO

01:58 min | 2 weeks ago

"federal trade commission" Discussed on Newsradio 600 KOGO

"Intended to diagnose treat cure or prevent any disease. Tracy Lawrence for the U. S Air Force Way all have tough choices. We have to make life just works. They're way way. I remember when I was getting ready to move to Nashville to pursue my dream back my 10 year old Toyota Corolla with 250,000 miles on it and hit the road. It was a tough choice, but the right one for me. If I decided to take what seems like an easier road, I never would have achieved my dream. You can do anything. If you put your mind to thiss message is brought to you by the U. S. Air Force. Spotify is launching a feature allowing users to stream music directly from their Apple Watch. In a Spotify support document, the company said the new streaming feature is now rolling out to Spotify premium users. Who have an Apple watch Siri's three or later the feature requires access to a cell leader or WiFi connection. The nation's health care system is running out of in 95 masks again, according to the Wall Street Journal. The sudden rise in hospitalizations Is greatly increased the need for masks by doctors and nurses, and once again, the nation appears to have been caught flat footed Many rent evictions have been pause during the covert 19 pandemic. But the Federal Trade Commission cautions that there are several conditions. The FTC says the order only protects renders who meet certain criteria and they can still be subject. Too late fees. Highmore Kaufman Learn more at consumer affairs dot com. Put your helmet on. Okay, you work hard to protect your family. But some risks are easy to miss Mosquito bites. Khun spread germs that cause West Nile virus or Zika virus. Cockroaches leave behind bacteria, as well as allergens that Khun trigger asthma attacks, stinging insects and more than half a million people to the emergency room. Every year. Common pests can threaten our health. Learn how to protect your family at.

Spotify Tracy Lawrence Apple Federal Trade Commission U. S Air Force Khun U. S. Air Force cure Highmore Kaufman Nashville Wall Street Journal Siri
Don't buy Clorox and Lysol products from these websites

The Organic Gardeners

00:26 sec | 2 weeks ago

Don't buy Clorox and Lysol products from these websites

"Consumers scouring the Internet for hard to find Clorox and Lysol cleaning products during the pandemic should be wary of getting scanned. The Federal Trade Commission says at least 25 websites have allegedly been selling the products. Without actually delivering them to buyers. The sites are designed to look like genuine sellers of Clorox and Lysol, disinfecting wipes and other products. The agency believes those running the sights charge consumers thousands of dollars for products that never arrived.

Clorox Federal Trade Commission
Tesla 'full self-driving' vehicles can't drive themselves

KCBS Radio Midday News

01:10 min | Last month

Tesla 'full self-driving' vehicles can't drive themselves

"A is changing the name of its driver assist system to something that experts say there's even more misleading to consumers will get that story from Karen Adams with radio dot com. NEW Station K at X in Los Angeles Auto pilot is out Tesla's now calling the system full self driving a driver assistant can't be self driving much less full, self driving law professor Brian Walker Smith at the University of South Carolina who studies autonomous vehicles. Tells Can X. Tesla is opening itself up to a host of liability issues from the Federal Trade Commission. And it's the counterparts for deceptive marketing potentially from the California D. M. V. Crossing into the realm of autonomous vehicle testing without state approval, he says, even from competitors with similar systems and possible future crash victims Tesla does worn in smaller print driver's still have to supervise their vehicle. However, the company can't use its fine print to contradict its advertising. Federal regulators of automakers say they'll be watching Tesla closely and in a statement say no vehicle for purchase today is capable of driving driving itself itself here here on on Adam's Adam's reporting reporting from from Can Can xon xon lost. lost. Alice Alice K. K.

Tesla Alice Alice K. K Federal Trade Commission Karen Adams Brian Walker Smith Los Angeles Auto Adam University Of South Carolina California D. M. V. Crossing Professor
Tesla 'full self-driving' vehicles can't drive themselves

KNX Morning News with Dick Helton and Vicky Moore

01:04 min | Last month

Tesla 'full self-driving' vehicles can't drive themselves

"Changing the name of its driver assistance. Some just some thing some people say is even more confusing and misleading for consumer autopilot is out. Tesla's now calling the system full self driving. A driver assistant can't be self driving much Wass full, self driving law professor Brian Walker Smith at the University of South Carolina who studies autonomous vehicles. Tells Can X. Tesla is opening itself up to a host of liability issues from the Federal Trade Commission. And it's the counterparts for deceptive marketing potentially from the California D. M. V. Crossing into the realm of autonomous vehicle testing without state approval, he says, even from competitors with similar systems and possible future crash victims Tesla does worn in smaller print driver's still have to supervise their vehicle. However, the company can't use its fine print to contradict its advertising. Federal regulators of automakers say they'll be watching Tesla closely and in a statement say no vehicle for purchase today is capable of driving itself. Karen Adams can extend 70 news radio this

Tesla Wass Federal Trade Commission Brian Walker Smith Karen Adams California D. M. V. Crossing University Of South Carolina Professor
F.T.C. Decision on Pursuing Facebook Antitrust Case Is Said to Be Near

KCBS Radio Morning News

00:22 sec | Last month

F.T.C. Decision on Pursuing Facebook Antitrust Case Is Said to Be Near

"And Facebook may be the next big tech company two Faced on antitrust suit sources tell. Bloomberg officials are close to a final decision on whether to formally accuse the social network of using its dominance to harm competition. Federal Trade Commission staffers are said to be in favor of bringing a case The FTC could make its decision on whether to proceed with charges in the coming weeks.

FTC Facebook Bloomberg
Google's antitrust troubles

Reset

05:13 min | Last month

Google's antitrust troubles

"After years, of scrutiny into big. Tech. Something is finally happening. Last year the Department of Justice and the Federal Trade Commission open antitrust investigations of Google facebook Amazon and Apple. And now, a lawsuit against Google is likely to be the first real action taken against big tech. Joining me explain shrink Ghaffari a senior reporter here at recode. Hey, Seraing. Hey. So the Department of Justice is planning to file a lawsuit against Google any day. Now, what exactly are they claiming? Google has done? So we don't know the details of the lawsuit until it's filed, but we that generally, they're expected to accused Google of trying to disadvantage its competitors like Microsoft's Bing which another search engine by not sharing data with them and the data that other companies need to thrive. We also know that they're looking into their search advertising. So Google controls, a sale of both that toolset people used by ads as well as the actual space under the searches. So that could be accomplished conflict of interests at the Justice Department accused glove. So what exactly is at stake here? Google obviously, they're gonNA throw every lawyer and lobbyist and smart person they have their at this lawsuit but one of the stakes for one of the world's biggest companies. I. Mean the stakes are huge. This is probably the biggest existential threat to Google business right now because the most extremity would be to try to break up Google business and separate business from its other businesses the you can accomplish that that's right but. In reality, these kinds of cases are going to take years to resolve, and that's the kind of Microsoft. But just the fact that Microsoft was under the Lens of an antitrust lawsuit prevented it from being able to really dominate the Internet the way that that was trying to. Write. This is the antitrust lawsuit brought by government against Microsoft in the ninety s when Bill Gates was running the company and write a lot of people think that ultimately it it led to at least a momentary fall in Microsoft stature Christopher. There are spending so much time fighting the feds that's right and yeah, we saw Microsoft back author trying to bundle their hardware with their software in terms of browsers as aggressively. So, serene care about big fancy lawsuits or big tech companies scrambling behind the scenes and you just care about Google the product you use every day. What could this lawsuit mean for them? It's too soon to say for sure but ultimately could impact what you see when you type in something on Google right? Because if Google has to be fair to other competitors, they may have to make sure that when you search in, let's say a restaurant name that you're not seeing Google's reviews for that. Restaurant over yelp earn other company. We don't know this is going to end up going not far but that's just one example of how Google's competitors have said that if antitrust action were taken at a severe level that this could help consumers potentially because they would see not just the suspect Google wants to promote in terms of its own businesses when you search things but other players to, and we take a step back from Google specifically, we're expecting this lawsuit right to be at the front. Edge of a wave of new scrutiny on big tech companies that isn't just you know people yapping tweeting or complaining I mean, this could be the first of several lawsuits, right? That's right. A bunch of states may join onto this lawsuit They can also file independent ones so and you know several states have signaled to do that So this is just the beginning of Google's headache. They're also facing potential congressional action at a Democrat led House Committee is going to is is. Expected to publish a report about Google and the other big tech companies and their antique potentially anticompetitive practices this coming week as well. So just the beginning of people's problems on this front, right this feels to me like the beginning of a new era were. It's not just complaints and talk, but now we actually have real punitive action if the department justice wins this lawsuit could Google look like in a couple of years tell me about what the worst case scenario for Google is. I mean I will. I. Will Nuances with like. We are seeing the beginning of the beginning of action, but it is a very politicized action under the current DOJ and a lot of people think that the Jake is rushing this one out because they bill bar attorney general wants to get this out before the

Google Microsoft Department Of Justice Justice Department Bill Gates Federal Trade Commission Ghaffari Apple Yelp Reporter DOJ Bing House Committee Amazon Jake Attorney
House Panel Takes Aim at Big Tech

WSJ What's News

07:08 min | 2 months ago

House Panel Takes Aim at Big Tech

"House lawmakers have been looking into big technology companies for over a year. Now, a House panel is expected to propose major changes to curtail their dominance. We report that after a fifteen month investigation into Google Apple Amazon and facebook the House antitrust subcommittee is preparing to release a report on its findings and make recommendations. We turn now to our reporter Ryan Tracy for more details Hi Ryan thanks for being here. Thanks for having me. So Ryan start by taking us back about fifteen months when the house began investigating big tech companies what prompted this what was the impetus for this investigation? Well, this is coming at a time when these companies are extremely powerful there for the five most valuable companies in the country that the house is looking at and lawmakers also see them just as all the rest of us do. Impacting so many facets of our lives, apple Amazon, facebook and Google. It's hard to get through a day without interacting with one of them and probably more than one and so I don't know that it was one thing that led to this. But certainly you know this has been building for a while just scrutiny of these companies in Washington and you know feeling among policymakers that that they need to be looked at. So we are anticipating the release of a report from this House subcommittee that has been conducting the investigation over the past fifteen months. What do you think we can expect to see in that report? Sure. So this report is going to have first of all a lot of detail about the behavior of these companies. Lawmakers and their staff in particular have been gathering lots and lots of documents both from the companies themselves and from competitors of the company's sellers on Amazon, dot com or companies that try to get their customers through Google search or other sources like that, and so they've gathered a lot of information. Some of that has come out already, and certainly we probably would already know if there was some major smoking gun in this, but there's going to be a lot of detail in the report about these companies behavior the other. Thing we expect is that the lawmakers are GonNa make some policy recommendations here, and one of those at least that Democrats are considering could be some pretty radical changes to the way these companies are structured, but there'll be other policy options that are floated as well. So let's talk more about the potential implications for big tech companies, which in the past have opposed any platform separation proposals. This is something that we might see among the recommendations. How would it change like that impact, their business and why are they opposed to it? mean. So this idea which again we expect to be in the report at least at least as a suggestion for future consideration, you know it's basically a break-up, right? I would say if you own a large platform that customers or businesses us, you can't also own businesses that sort of compete with other users of the platform and so we don't have a lot. Of detail on what that means because the proposals not actually out yet but you know in general what it could mean is like Google couldn't own Google maps or Amazon might not be able to to sell Amazon, made products on its marketplace and so we'd have to we'd have to see what the details were but certainly the reason these companies opposed is because These kind of add on services are a big way that they make money off of their platforms and so you know they view it as a threat to their business. Now, politically, we've heard concerns from both Democrats and Republicans about the power and dominance of big tech, and of course, there are concerns about misinformation on some platforms. Especially in an election year Brian would you say the pressure on elected officials to do something has changed? Well. There's certainly a lot of concern out there and you do have to remember that this is an issue that plays very well politically. So if a member of Congress or a politician bashes big tech, you know a lot of constituents might like to hear that I think that's particularly true on the Republican side where conservatives are concerned about actions by social media companies to to take down content, and so you know some of that is going on here but there also are you know lasting concerns that go beyond politics with these companies and? The scrutiny is going to continue on them. No matter who wins the election. We've also been reporting that the trump administration is investigating tech companies as well for antitrust violations. What's the latest you can tell us about those efforts sure. So the Department of Justice is close to bringing a lawsuit against Google, sources have told us we expect that lawsuit to come before the election according to those sources although the exact timing is not clear yet, and with respect to facebook the federal trade, commission is taking the lead on an inquiry into facebook that investigation has advanced to the point where the FTC is now preparing a potential antitrust lawsuit against the company that could come by the end of this year although that timeline isn't certain either. Ryan what could potential changes like the is mean for consumers, users of these tech platforms? Well, it's hard to say without knowing the specifics of the proposal but in general, it really depends on who you ask if you're talking to someone who's who's really believes Amazon and Google, and these other platforms are harming competition in the way they act. Then if these proposals were implemented, you'd expect to see a lot more. Diversity in the search results that you would see on those sites. For example, you might see sort of. A different map provider pop up if you search for directions or something of that nature and on the other hand, there's an argument that the tech companies and their supporters make that you know these platforms could become worse if Google makes less money on google search than maybe Google will have less money to invest in making Google search better. So there's a lot of unknown here and that's why lawmakers are. Beginning this process of throwing out a proposal and then the real argument begins. Anything else we should keep in mind here as this continues to play out. One thing to keep in mind is that there are some partisan differences here. So by and large members of both parties are concerned about the power of big tech but they do differ on what they wanNA do about it. Democrats are much more inclined to propose some relatively intrusive regulatory restrictions on these companies to open up competition and achieve other goals Republicans. Are, more, skeptical of that they might be willing to go along with Democrats in kind of off cases, sort of targeting specific problems, but it's going to be harder to get their support for a really sweeping regulatory overhaul, and so the election is really gonNA matter a lot here and and whoever is in power and twenty twenty will have to decide this question. Wall Street Journal reporter Brian Tracy Ryan. Thank you so much for joining me today by slot.

Google Amazon Brian Tracy Ryan Facebook Ryan Tracy Reporter Wall Street Journal Washington Apple Twenty Twenty Congress Department Of Justice FTC
Judge Dismisses New Mexico Lawsuit Against Google Over Children’s Data Privacy

WSJ Tech News Briefing

01:04 min | 2 months ago

Judge Dismisses New Mexico Lawsuit Against Google Over Children’s Data Privacy

"A Federal Court has dismissed a privacy lawsuit against Google. The suit brought by the state of New Mexico had alleged that Google knowingly spied on students and their families through its suite of cloud based products for schools. Here's a reporter Sara needle men with more according to the lawsuit. The state alleged that Google collected troves of personal information, including students, physical locations, the websites visit. What they searched for on the Internet. Even videos that they looked on youtube and the state also said that students in even though students the parents can opt out of allowing google reader data. The lawsuit alleges that that option is buried in settings where parents will likely never see it. In her ruling, the judge wrote that even though Google had buried that option to opt out the law does not require that the notice be written in terms that a child would understand. The judge also pointed to recent guidance from the Federal Trade Commission which says that schools can serve as intermediaries for parental notice and consent. New Mexico's Attorney General's that he disagrees with the outcome of the case and that the State would continue to litigate to protect children's privacy.

Google New Mexico Federal Trade Commission Federal Court Sara Needle Youtube Reporter Attorney
Google Antitrust Suit Looms Over Issues of Search Dominance, Advertising

AP 24 Hour News

00:50 sec | 2 months ago

Google Antitrust Suit Looms Over Issues of Search Dominance, Advertising

"Justice Department is expected to bring an antitrust lawsuit against Google in the coming weeks, focusing on Google's dominance in the online search field. A source tells The Associated Press. Antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers. And it may be using improper online advertising practices, a charge made by some lawmakers and consumer advocates. Google has said even though its businesses are large, they're beneficial to consumers for more than a year of the Justice Department and the Federal Trade Commission have been investigating big tech companies. Looking at whether Google, Facebook, Amazon and Apple have hurt competition, stifled innovation or otherwise harmed consumers.

Google Justice Department Federal Trade Commission The Associated Press Facebook Apple Amazon
Google could face antitrust suits by summer as DOJ, states

WTOP 24 Hour News

00:49 sec | 2 months ago

Google could face antitrust suits by summer as DOJ, states

"The Justice Department is bringing an antitrust lawsuit against Google in the coming weeks, focusing on its dominance in search of a source tells The Associated Press. Antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers. And it may be using improper online advertising practices, a charge made by some lawmakers and consumer advocates. Google has said even though its businesses are large, they're beneficial to consumers for more than a year of the Justice Department and the Federal Trade Commission have been investigating big tech companies looking at whether Google, Facebook, Amazon and Apple have hurt competition, stifled innovation or otherwise harmed consumers. Jackie Quinn wants

Google Justice Department Jackie Quinn Federal Trade Commission The Associated Press Facebook Apple Amazon
Justice Dept. expected to file antitrust action vs. Google

AP News Radio

00:52 sec | 2 months ago

Justice Dept. expected to file antitrust action vs. Google

"The justice department is expected to bring an anti trust lawsuit against Google in the coming weeks focusing on Google's dominance in the online search field a source tells the Associated Press antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers and it may be using improper online advertising practices a charge made by some lawmakers and consumer advocates Google has said even though its business is our large they're beneficial to consumers for more than a year of the justice department and the Federal Trade Commission have been investigating big tech companies looking at whether Google Facebook Amazon and apple have hurt competition stifled innovation or otherwise harm to consumers Jackie Quinn Washington

Google Justice Department Federal Trade Commission Amazon Associated Press Apple Jackie Quinn Washington
Justice Dept. expected to file antitrust action vs. Google

AP News Radio

00:52 sec | 2 months ago

Justice Dept. expected to file antitrust action vs. Google

"The justice department is expected to bring an anti trust lawsuit against Google in the coming weeks focusing on Google's dominance in the online search field a source tells the Associated Press antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers and it may be using improper online advertising practices a charge made by some lawmakers and consumer advocates Google has said even though its business is our large they're beneficial to consumers for more than a year of the justice department and the Federal Trade Commission have been investigating big tech companies looking at whether Google Facebook Amazon and apple have hurt competition stifled innovation or otherwise harm to consumers Jackie Quinn Washington

Google Justice Department Federal Trade Commission Amazon Associated Press Apple Jackie Quinn Washington
Justice Dept. expected to file antitrust action vs. Google

AP News Radio

00:52 sec | 2 months ago

Justice Dept. expected to file antitrust action vs. Google

"The justice department is expected to bring an anti trust lawsuit against Google in the coming weeks focusing on Google's dominance in the online search field a source tells the Associated Press antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers and it may be using improper online advertising practices a charge made by some lawmakers and consumer advocates Google has said even though its business is our large they're beneficial to consumers for more than a year of the justice department and the Federal Trade Commission have been investigating big tech companies looking at whether Google Facebook Amazon and apple have hurt competition stifled innovation or otherwise harm to consumers Jackie Quinn Washington

Google Justice Department Federal Trade Commission Amazon Associated Press Apple Jackie Quinn Washington
Could a digital 'New Deal' rewrite tech policy?

Marketplace Tech with Molly Wood

05:36 min | 2 months ago

Could a digital 'New Deal' rewrite tech policy?

"At this point consumers, tech employees, even the CEOS of some big tech companies say there should be more regulation around privacy advertising and even disinformation. But what might that regulation look like the think tank? The German Marshall Fund is for an initiative called the digital new deal. It contains a bunch of policy proposals that would ideally create more transparency into how tech companies operate and questioned the incentives that pushed this information. Can Corn Blue is director of the Digital Innovation and Democracy Initiative at the German Marshall Fund. So one of the specific proposals we have on that front is a circuit breaker that they have for high-speed trading on Wall Street where when things get too heated and are spreading too quickly the platforms have to take a pause and take a look and see if it violates our terms of service. They didn't do this with a video that was spreading conspiracy theories about how dangerous masks are who's spreading Cova. called. America's frontline doctors. It was seen by twenty million separate views on facebook before they realized they had to shut it down. That's interesting because you know. So much of this has been built on the idea that Barack. Is Good that something going by real as good and so you're saying that these platforms should start to change their thinking so that when something's going viral They are alarmed. Yeah I. Mean I think we've all taken another look at that word viral lately. Can Be bad and but viral viral can be good for platforms because it means that people are excited and they're staying online, and that means that the platforms can show you ads and that's how they make money. So they're incentives differ from our incentives, which is that we want to critically examined that piece of content that's coming across our desk before we share it with our unwitting grandmother may take action based on it. How what is the reception to the idea of this level of regulation? Obviously, the company's. Clear even from mark, Zuckerberg's interview just this week. that. They don't agree you know he talked about anthrax and that he doesn't want to suppress speech about vaccine skepticism. But if you look at social media messages urging Americans to re reject vaccines, it's tripled just since the pandemic has begun and again he's focused on the content and not enough on the systems. That create the opportunity for conspiracy theorists to play the algorithm or a bunch of groups to promote act anti vaccine, and that's because he doesn't. He doesn't have the incentive you know the car companies, they may have resisted seatbelts or airbags fuel-efficiency. But then once the policies were put in place, they turned on the innovation and they figured out how they could still make money but also keep people safe a lot of the time you know the pushback argument for not regulating social media platforms, for example, as free speech, but it's also based on this idea that like. Disinformation is just as old as time people people. You know that's what people do they argue or they try to convince each other in one direction or the other but it seems like increasingly we're realizing that the platforms themselves not only is there an incentive for them to serve this content? But they exist as an incentive to create it like there's money to be made influencers are selling March? Yeah. I'm so glad you asked that that's absolutely right and a lot of people miss that that if I'm if I have an outlet, one of these, we call them Trojan horse outlets that pretend to be news outlets better just repackaging old rumors and making them look like news or if you're one of these carnival barker pages that that tries to get people's attention on those outlets. if you get enough eyeballs the platforms serve up ads and you get some of that money if you're a youtube channel that spews out a lot of disinformation. So people come to you. You can wind up with revenue sharing from the platform. So absolutely, and then there are a bunch of people that flat out sell fraudulent products as part of this disinformation scheme. So they may say you know here's here's something that works better than a mask to cure Kovic and buy it here. Here's something that will get you rich quickly. So there is an entire financial. Ecosystem that supporting this disinformation. So in a way, it's not like the platforms. Just amplify and themselves profit from disinformation they create an incentive cycle. And of financial encouragement for people to create and spread disinformation. That's absolutely right and the one other thing that I would add to that I mean that's really true and the Federal Trade Commission has started to do work in this, but they could use a lot more expertise a lot more authority and a lot more resources to to go after this kind of activity and the other thing that I would say to add to your question about. Aren't people just going to spread rumors is that one of the things that makes the Internet more effective spreading rumors is this information laundering so that people don't know where the information is coming from. It looks like it's coming from a reputable news organization. It looks like it's coming from a neighbor because people aren't aware and the platforms aren't transparent enough. So. A big part of this could be handled with transparency, which is very free speech. Friendly. That's Karen Corn Blue With the German Marshall Fund think-tank.

German Marshall Fund Digital Innovation And Democra Facebook Anthrax Barack Director America Federal Trade Commission Cova. Kovic Mark Zuckerberg
"federal trade commission" Discussed on KQED Radio

KQED Radio

04:53 min | 1 year ago

"federal trade commission" Discussed on KQED Radio

"The Federal Trade Commission blocked a draftkings FanDuel merger on the grounds of the new company would quote control more than ninety percent of the U. S. market for paid daily fantasy sports contest so the company stayed separate FanDuel wound up being acquired by paddy power Betfair gaming company based in England and Ireland where unlike the US outbreaks sports gambling has been legal for decades draftkings remained an independent operator still the big question remained in the US where draftkings is based. fantasy sports betting legal. as face Robbins explained the answer would hinge on whether it was considered an act of skill or chance so the people who wrote is called looking the loch quantifying chance in fantasy sports and other contests that's Paco whose soy I'm a professor of mechanical engineering at MIT so is also co director of the MIT sports lab so we bring students and faculty together with pro teams and industry partners to look at sort of the abundance of data that's coming out of sports today. fifteen so we got a call from FanDuel. if they gave us their entire dataset could we tell them whether or not these contests were a contest of skill or contest of chance now when you hear about the company asking academic researchers to analyze their data when the outcome of that analysis may have huge business or legal implications for that company you may be a bit skeptical so here's the first thing has so he says she told FanDuel when they asked her to answer the skill versus what question I told this is a terrific question more than happy to look into it I also told them that we were going to publish the results regardless of what the outcome was and they said that's fine so I said great send us the data armed with a couple years worth of FanDuel data the story and her colleagues set out to analyze the roles of skill versus lock so how do you do that you know you have to think about skill and luck is a spectrum and ask where do these activities fit on the spectrum nothing is purely luck or purely skill like when you drive to work it's mostly skill but you also got lucky that nobody ran into you she and her colleagues used to model the compared fantasy players win fractions during the first half of the series of competitions against the wind fractions over the second half if you're flipping coins on average a person would win half of their games in the first half and half their games in the second half if it's a game of let's say a grand master in chess playing against a novice they'll probably win all the games they applied the same thinking to the fantasy sports data so we split it into fantasy baseball fantasy hockey fantasy basketball in fantasy football and if you're trying to explain to let's say and Attorney General where fantasy sports why on the spectrum you have to give them something to compare it to right the number that we give them doesn't mean anything on its own so then we compared that to real baseball hockey basketball and football in just add further context. we also included bicycle racing coin flipping and the stock market we put all of those on the spectrum to see where fantasy sports cluster and what they find so imagine the spectrum where zero is pure luck and one is pure skill. flipping sat in zero which is good so check the algorithm get that right the next point on the luck end of the spectrum was the stock market so that sat in about a third of the way up now I'm gonna move to the skill end of the spectrum the one that is the top end of the skills spectrum is bicycle racing which again makes sense because if you're faster fast right sometimes you have bad luck in a in a bicycle race but for the most part however is going to put out the most powers gonna win so now we come to the interesting chunk of the spectrum which lies sort of it between you know point six one point nine so basketball reward skill the most hockey rewards skill the least because basketball has a large number of scoring opportunities in each game and a large number of games in the season so that means that one lucky shot in basketball doesn't matter very much where is one lucky shot in hockey can matter a lot and football and baseball or somewhere in the middle and what about the fantasy sports versions of those real sports the fantasy sports are closely tied to where the real sports that meaning yes some luck is involved but also a lot of skill which varies by support which is not super surprising because the further up on the spectrum you are the easier it is to predict the outcome and if it is easy to predict the outcome then it is easier to choose players in your fantasy lineup..

Federal Trade Commission ninety percent
"federal trade commission" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

05:17 min | 1 year ago

"federal trade commission" Discussed on Bloomberg Radio New York

"The FTC the win. Joining me is Harry first professor of antitrust law at NYU law school, judge Lucy Koh ruled against Qualcomm on virtually every point and said that its licensing practices have strangled competition in certain modem chip markets. Is that exactly what apple had accused it of well, apple accused it of exacting excessive royalty rate and forbidding it from using through its exclusively agreements from using other chips? Particularly chips by Intel the two cases are similar in sense that. The Federal Trade Commission had included Apple's exclusivity agreements in its case, but the two parties are really seeking different things, so apple was seeking lower royalty rates in the end. The Federal Trade Commission is really attacking Qualcomm business model, but it too is very worried about the high prices that comes been able to exact on its patent licensing as far as the judge's opinion was was her language very strong. I think very is a is a weak adjective. Yes, very strong. Although in some ways, not surprising. She had been ruling in preliminary rulings, particularly at a fairly recent stage in the proceedings that it looked pretty much like the Federal Trade Commission case was pretty strong. So I actually wasn't surprised at how she came out. But when you read through her opinion, it's really a litany of Qualcomm 's licensing practices, what their intent was and what the effect has been on innovation and pricing and cell phone technology and handsets, more, generally. So it is quite strong. It's based on trial hearing witnesses doing the things that trial court judges are supposed to do, which is to judge the evidence assess the credibility of, of the various witnesses on both sides and come to a decision. So it's, it's a pretty strong case. What about the remedies? What kind of remedies did? She order and will they disrupt Qualcomm, business model. Well, the remedies that she ordered were targeted pretty much to the allegations of the Federal Trade commissions complain. So primary part of the complaint was well, actually two things the policy of no chips. No license. If you wanted the chips, you had to license the technology, which the commission said kept prices up so she said, you can't do that their licensing for the technology can be subject to dispute and arbitration, and they also now in addition to licensing handset makers, they have to license, competing chip makers, and that's been a big source of major contention and a away that Qualcomm has been able to obtain higher. Royalty rates by not licensing chipmakers, which means that any handset. Maker, even if they buy chips, from someone else still has to take a license from Qualcomm and still has to pay royalties royalties or high. We'll haram Indies possibly lower costs for apple. Another smartphone makers. There are a lot of smartphone makers that commissioned and her opinion talking about six of them. So yes, it should lower costs for them. And it, it ought to in the end, lower prices for consumers, a lot of people by smartphones and they've been paying these rates that are higher than the rates really that Qualcomm in a sense it promised to charge, and when those rates go down. That's a major part of the cost of, of handset, so yes, should lead to lower prices for the makers and for consumers in the end. Now Qualcomm said it, quote strongly disagrees with the judge's conclusions her turpentine of the facts and our application of the law, and it will appeal wonder it's chances on appeal. Well, it's always hard to say exactly, it becomes difficult to appeal cases that have been tried where a judge has made strong factual findings. I would say that way. It's similar. To the case that was brought in the late nineties against Microsoft, where the judge made extensive, factual findings which very much supported the decision of the court of appeals to affirm what the judge did. So they have a bit of a hard slog to go against those findings the two hundred thirty page of pinions, and it's very hard to overturn factual findings you know, unless they're clearly arbitrary. So they'll have a problem making those changes. Thanks for being on Bloomberg law. Professor Harry, first of NYU law school coming up on Bloomberg law. What does have in common with the leash aquis Dave Chapelle? They're all making moves to try to assert control in this smart phone in social media era over what they do on stage. And how much of it gets to those who.

Qualcomm Federal Trade Commission apple NYU Professor Harry Intel Lucy Koh Dave Chapelle professor Bloomberg Microsoft
"federal trade commission" Discussed on 710 WOR

710 WOR

05:02 min | 2 years ago

"federal trade commission" Discussed on 710 WOR

"A complaint with the Federal Trade Commission for violating federal fair debt collection Practices Act, and then I'm going to hire an attorney, and I'm going to sue you personally. And they're gonna come to your home and bother you. Address the what they've even got my address. If they have your name. You know? But, but basically what you have to do is you have to Pierce through the stupidity and try to get them to actually make a change in the database that they're working from. Because here's the problem. The person you're talking to will not be working there in eleven days. Turnover ratio in a boiler room collection agency, full of morons is unbelievable. So the chances of you ever talking to the same human twice is almost zero in a situation hasn't and so they just the turnover rate is unbelievable all they do is hire and train replacements for the next set of morons to come in and call you because they couldn't get a job doing anything else. So we know they're morons. An unbelievable. So really you just have to get all up in their business. And then brash the freaking headset off their thing, if they call you again, and just you know, and do follow complaint with Federal Trade Commission, you could FTC dot gov. There's a place to do that. And just light them up because it is an industry that's out of control. And the only way regular people can handle that is to fight back because there's no communicating with stupid at this level. But you try one more time put him on notice. And do just exactly what I said. And if you're any nicer than what I just said, they're not gonna hear you did they do not understand anything except a two before across their face. And so you have to hit them that hard to try to get two of their brain cells to actually connect in the conversation and just just be unreasonable because this is an unreasonable situation. You've tried nice. You've tried normal. You've tried regular. And some of you sweet people out there going Dave Ramsey's over the top. No, you're dealt with the idiots at this level. Dave Ramsey's not over the top. Believe me. It's unbelievable. What these people do Roxanne is with us in Medford, Oregon. Hi roxanne. How are you? Hi, I'm good. How are you deserve? What's up? Well, I purchased my house about four years ago before I discovered you. And so my mortgage is more than a quarter of my take home pay. And so I've gotten really determined to try to pay it off as fast as I can. It's hard to do. Because most of my income. I do have I owe about two hundred thousand on my house, and I have about two hundred thousand dollars in non retirement investments. And I'm wondering if it is smart to cash those out to pay it off or as the capital gains wouldn't the taxes on it wouldn't be worth it. Oh, I would pay it off if you're if you're gonna keep it. Let's just pay it off. So how much are the capital gains are going to be on your two hundred thousand dollars worth of investments? I don't know yet some of them it's been invested since I was a baby and my grandparents set it up for me. So I don't know how much of it is still original from when it was invested. Or if a lot of it is new. Well, the gain will be the long term gain would be taxed at fifteen percent. So I mean, it's fifteen thousand per hundred thousand. There's a way of looking at it. And so, and I'm guessing it's your gain is probably inaccessible hundred thousand with what you're describing. It's possible. Fifteen grand. But I mean how much is in the toggle non retirement investment? Just over two hundred thousand and your your balances two hundred. Yes. Okay. That's my early payout is two your your pay off balance. Yeah. So I mean, the question is do you have enough to pay your taxes and pay off the mortgage, and that's a calculation you may want to sit down with a tax person and come up with. But what's your household income? About fifty thousand okay. So. Do you have an emergency fund? I do have my fully-funded emergency fund. How much is in that? About a little over twelve thousand five hundred. Okay, good don't touch that. Right. So run the calculations can you pay the taxes and the mortgage with the non retirement investment, if you can I would do that. Or I would sell your house one of the two. Okay. If you're not willing to use your investments to pay it off, you shouldn't be willing to keep a house. Because you're saying is you like the investments more than the house, which is an okay thing if you do like them like the investments more. But if you like the help you need you need to decide which one you're going to keep you can't keep both of them..

Federal Trade Commission Dave Ramsey Roxanne Pierce attorney Oregon Medford two hundred thousand dollars fifteen percent eleven days four years
"federal trade commission" Discussed on Talk 650 KSTE

Talk 650 KSTE

05:01 min | 2 years ago

"federal trade commission" Discussed on Talk 650 KSTE

"With the Federal Trade Commission for violating the federal fair debt collection Practices Act, and then I'm going to hire an attorney, and I'm going to sue you personally. And they're gonna come to your home and bother you. Address the what they've even done. My andrea. If they have your name. But, but basically what you have to do is you have to Pierce through the stupidity and try to get them to actually make a change in the database that they're working from. Because here's the problem. The person you're talking to will not be working there in eleven days. Turnover ratio in a boiler room collection agency, full of morons is unbelievable. So the chances of you ever talking to the same human twice his almost zero in a situation hasn't and so they just the turnover rate is unbelievable all they do is hire and train replacements for the next set of morons to come in and call you because they couldn't get a job doing anything else. So we know they're morons. An unbelievable. So really, you just have to get all up in their business, and then brash, the frequent headset off their thing, if they call you again, and just you know, and do follow complaint with the Federal Trade Commission, you could FTC dot gov. There's a place to do that. And. Just light them up because it is an industry that's out of control. And the only way regular people can handle that is to fight back because there's no communicating was stupid at this level. But you try one more time put him on notice. And do just exactly what I said. And if you're any nicer than what I just said, they're not going to hear you. They do not understand anything except to before across their face. And so you have to hit them that hard to try to get two of their brain cells to actually connect in the conversation. And just just I mean, be unreasonable because this is unreasonable situation. You've tried nice. You've tried normal. You've tried regular and some of you. Sweet people are out there going Dave Ramsey's over the top. No, you're dealt with idiots at this level. Dave Ramsey's not over the top. Believe me. It's unbelievable. What these people do Roxanne is with us in Medford, Oregon, high rock, San how are you? Hi, dave. I'm good. How are you better than I deserve? What's up? Well, I purchased my house about four years ago before I discovered you. And so my mortgage is more than a quarter of my take home pay. And so I've gotten really determined to try to pay it off as fast as I can. It's hard to dukes. It's most of my income. I do have I owe about two hundred thousand on my house, and I have about two hundred thousand dollars in non retirement investments and wondering if it is smart to cash those out to pay it off or a spec. Capital gains wouldn't the taxes on it wouldn't be worth it. I would pay it off if you're if you're gonna keep it. Let's just pay it off. So how much are the capital gains are going to be on your two hundred thousand dollars worth of investments? I don't know yet some of them it's been invested since I was a baby and my grandparents set it up for me. So I don't know how much of it is still original from when it was invested. Or if a lot of it is new. Well, the gain will be the long term gain would be taxed at fifteen percent. So I mean, it's fifteen thousand per one hundred thousand. There's a way of looking at it. And so, and I'm guessing it's your gain is probably inaccessible hundred thousand what you're describing. It's possible. Yeah. Probably gonna cost you fifteen grand. But so I mean how much is in the total non retirement investment. Just over two hundred thousand and your your balances two hundred. Yes. Okay. That's my early payout. Is your or your pay off balance? Yeah. So I mean, the question is do you have enough to pay your taxes and pay off the mortgage, and that's a calculation you may want to sit down with a tax person and come up with. But what's your household income? About fifty thousand okay. So. Do you have an emergency fund? I do I have my fully-funded emergency funds. How much is in that? About a little over twelve thousand five hundred. Okay, good don't touch that. Right. So run the calculations can you pay the taxes and the mortgage with the non retirement investment, if you can I would do that. Or I would sell your house one of the two. Okay. If you're not willing to use your investments to pay it off, you shouldn't be willing to keep a house. Because you're saying is you like the investments more than the house, which is an okay thing if you do like them like the investments more, but if you like the house Hordley investments. All you need that you need to decide which one you're going to keep you can't keep both of.

Federal Trade Commission Dave Ramsey Pierce attorney Oregon Roxanne Medford two hundred thousand dollars fifteen percent eleven days four years
"federal trade commission" Discussed on KTAR 92.3FM

KTAR 92.3FM

05:02 min | 2 years ago

"federal trade commission" Discussed on KTAR 92.3FM

"I'm going to file a complaint with the Federal Trade Commission for violating the federal fair debt collection Practices Act, and then I'm going to hire an attorney, and I'm going to sue you personally. And they're gonna come to your home and bother you. Address the what even Andhra hard to do if they have your name. But, but basically what you have to do is you have to Pierce through the stupidity and try to get them to actually make a change in the database that they're working from. Because here's the problem. The person you're talking to will not be working there in eleven days. Turnover ratio in a boiler room collection agency, full of morons is unbelievable. So the chances of you ever talking to the same human twice is almost zero in a situation hasn't and so they just the turnover rate is unbelievable all they do is hire and train replacements for the next set of morons to come in and call you because they couldn't get a job doing anything else. So we know they're morons. An unbelievable. So really, you just have to get all up in their business, and then blast the frequent headset off their thing if they call you again, and just you know, and do follow complaint with the Federal Trade Commission, you could FTC dot gov. There's a place to do that. And. Just light them up because it is an industry that's out of control. And the only way regular people can handle that is to fight back because there's no communicating was stupid at this level. But you try one more time put him on notice. And do just exactly what I said. And if you're any nicer than what I just said, they're not going to hear you. They do not understand anything except a two before across their face. And so you have to hit them that hard to try to get two of their brain cells to actually connect in the conversation and just just be unreasonable because this is an unreasonable situation. You've tried nice. You've tried normal. You've tried regular and some of you sweet people out there going Dave Ramsey's over the no you're dealt with idiots at this level. They Ramsey's not over the top believe me. It's unbelievable. What these people do Roxanne is with us in Medford, Oregon. Hi roxanne. How are you? Hi, dave. I'm good. How are you better than I deserve? What's up? Well, I purchased my house about four years ago before I discovered you. And so my mortgage is more than a quarter of my take home pay. And so I've gotten really determined to try to pay it off as fast as I can. Archduke's? It's most of my income. I do have I owe about two hundred thousand on my house, and I have about two hundred thousand dollars in non retirement investments. And I'm wondering if it is smart to cash those out to pay it off or the capital gains wouldn't the taxes on it wouldn't be worth it. I would pay it off if you're if you're gonna keep it. Let's just pay it off. So how much are the capital gains are going to be on your two hundred thousand dollars worth of investments? I don't know yet some of them it's been invested since I was a baby and my grandparents set it up for me. So I don't know how much of it is still original from when he was invested. Or if a lot of it is new. Well, the gain will be the long term gain would be taxed at fifteen percent. So I mean, it's fifteen thousand per hundred thousand. There's a way of looking at it. And so, and I'm guessing it's your gain is probably excessive one hundred thousand with what you're describing. It's possible probably gonna cost you fifteen grand. But I mean how much is in the total non retirement investment. Just over two hundred thousand and your your balances two hundred. Yes. Okay. That's my early payout is. Yeah. You're you're pay off balance. Yeah. So the question is do you have enough to pay your taxes and pay off the mortgage, and that's a calculation you may want to sit down with a tax person and come up with. But what's your household income? About fifty thousand okay. So. Do you have an emergency fund? I do I have my fully-funded emergency funds. How much is in that? About a little over twelve thousand five hundred. Okay, good don't touch that. Right. So run the calculations can you pay the taxes and the mortgage with the non retirement investment, if you can I would do that. Or I would sell your house one of the two. Okay. If you're not willing to use your investments to pay it off, you shouldn't be willing to keep a house. Because you're saying is you like the investments more than the house, which is an okay thing if you do like him like the investments more now. But if you like the house investments. All you need to decide which one you're going to keep you can't keep both of.

Federal Trade Commission Dave Ramsey Roxanne Andhra Pierce attorney Oregon Medford two hundred thousand dollars fifteen percent eleven days four years
"federal trade commission" Discussed on KYW Newsradio 1060

KYW Newsradio 1060

01:30 min | 2 years ago

"federal trade commission" Discussed on KYW Newsradio 1060

"The Federal Trade Commission is issuing a warning about giving to people in the path of Florence in the aftermath of any disaster people want to help, but federal watchdogs say you need to give some thought to how and where you're donating because scammers are eager to cash in on your generous impulses. The best way to avoid supporting cheats, instead of people in need is to donate to charities you already know entrust or do some homework. Avoid what seems to have sprung up overnight be skeptical about social media campaigns. And if you're using a text to donate look up the number on the. Charity's website. I I'm Jan Johnson. A new study finds it being a bossy boss is counterproductive be nice to your employees. If you want the best results out of the to call me as possible. So says a new study from Binghamton university in New York when bosses enforce clear goals and show compassion to subordinates. It almost always pays off. If you feel your boss, actually, cares about you. You may feel more serious about the work. You do for them says the study, the researchers also found that authoritarianism dominant leadership almost always had negative results on job performance, while the Netherlands dominant leadership almost always had a positive impact on it. Matt piper. CBS news KYW news time five twenty five. Now Sunday morning business here from Bloomberg business. Steve not a lot of people actually use it yet. But topping the agenda for supermarkets..

Federal Trade Commission Jan Johnson Matt piper Bloomberg Binghamton university New York Florence CBS Steve Netherlands
"federal trade commission" Discussed on Big Ideas with Ben Weingarten

Big Ideas with Ben Weingarten

04:28 min | 2 years ago

"federal trade commission" Discussed on Big Ideas with Ben Weingarten

"For example, of the Federal Trade Commission, the commission promulgates subset of rules of conduct the commission then considers whether to authorize investigations into whether the Commission's rules have been violated. If the commission authorizes an investigation, the investigation is conducted by the commission which reports its findings to the commission. If the commission thinks that the Commission's findings worn enforcement action, the commission issues a complaint. The Commission's complaint that a commission rule has been violated is then prosecuted by the commission and judicata by the commission. This commission adjudication can either take place before the full commission or before semi-autonomous commission. Ministry of lodge if the commission chooses to adjudicate before an administrative law judge, rather than before the commission and the Shishen is adverse to the commission, the commission can appeal to the commission if the Commissioner intimately finds violation then and only then the affected private party can appeal to an article three court, but the agency decision, even before the bonafide article, three tribunal possesses a very strong presumption of correctness on matters of both fact and of law. This is the definition of tyranny. It is the accumulation of the legislative executive and judicial branches. All in one in an executive agency on elected on responsible, never has to answer to the citizens it's supposedly represents. And again, there's also the idea that congress should not be able to delegate its powers to an executive agency like this. But here you have it here. You have the definition of tyranny. Let's talk a little about the. Size and scope of the swamp. The administrative state each year, the competitive Enterprise Institute puts out its annual ten thousand commandments. Let me reveal some of the findings from their most recent version. And this is based on two thousand seventeen numbers federal regulations in two thousand seventeen cost Americans. One point, nine trillion dollars. Let's put a number. That's too big to comprehend in a little bit of perspective. One point, nine trillion dollars is more than all the personal and corporate income tax. The IRS collected last year, the value of US federal regulations that one point, nine trillion dollars would intern of itself rank as the eighth largest economy in the world ahead of Italy, every single household in America owes almost fifteen thousand dollars. If you were to look at the hidden cost of these regulations worth one point, nine trillion dollars. Another number that kind of puts into perspective a harassing government, the 2017 Federal Register, which contains all the federal government rules was sixty one thousand three hundred eight pages last year, and that's a thirty six percent decline from where the Federal Register was in two thousand sixteen. So we've made progress down to over sixty one thousand pages of federal rules, many of which you violate on a daily basis. There's a book out there, of course, which talks about three crimes that we commit a day that we don't even know of because of this just massive convoluted bureaucracy that's been built and also just to talk a little bit about the rules. Congress enacted ninety seven laws in twenty seventeen federal agencies issued thirty two hundred eighty one rules. So thirty four rules for every law created. So what does the law mean when they're thirty four rules that actually dictate what the law means. That means you're waiters and making the law, the bureaucrats making the law, and then what is our government do with the money that we see to it every year and talk about taxation without representation ear, which of course is another charge. An essential charge against the king will last year, there was one point seven million dollars, and this is Cording to the twenty seventeen government waste book which is put out every year. One point, seven million dollars for a comedy club, starring holograms of dead comedians. One point five million dollars from our government to test the endurance of a fish on a treadmill. I'm not making this up. This is literally what our government spends our hard-earned money on, and then the money of our future generations based upon the debt that's accumulated to finance all this stuff. Eight hundred seventeen thousand dollars to study monkey drool..

Federal Trade Commission executive congress competitive Enterprise Institu Cording Commissioner US IRS intern America Italy nine trillion dollars seven million dollars Eight hundred seventeen thousa fifteen thousand dollars five million dollars thirty six percent
"federal trade commission" Discussed on KQED Radio

KQED Radio

01:49 min | 2 years ago

"federal trade commission" Discussed on KQED Radio

"The federal trade commission is also investigating facebook for possible violations of twenty eleven agreement to protect users privacy the trail of trouble began with data collected by a researcher who created a personality profiling app on facebook that gave the researcher access to information about tens of millions of users facebook says all that information was improperly turned over to cambridge analytica targeted individuals with emotionally charged content on behalf of the trump campaign if you know the the personality of the ppo targeting you can you on your messaging to resonate more effectively with those key audience groups last month sucker berg spoke to cnn about the scandal so this was a major breach of trust and i'm really sorry that this happened we have a basic responsibility to protect people's data and if we can't do that then we don't deserve to have the opportunity to serve people it turns out facebook was aware for at least two years that the data was being harvested in this way but did not disclose it until last month yesterday's zuckerberg admitted he made a huge mistake facebook now says it will limit third party access to data and make it easier for users to remove data gathering apps from their profiles the company said that on monday we'll begin alerting the users whose data was shared with cambridge analytica all of this follows earlier disclosures that russian provocateurs used facebook to place ads and post fake news trying to influence the twenty sixteen election just a little while ago judy sat down with top facebook executive sheryl sandberg cheryl sandberg thank you very much for.

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"federal trade commission" Discussed on KQED Radio

KQED Radio

01:42 min | 2 years ago

"federal trade commission" Discussed on KQED Radio

"The federal trade commission issued a press release this morning the operative part of which goes like this the ftc takes very seriously it says recent press reports raising substantial concerns about the privacy practices of facebook today the ftc is confirming that it has an open nonpublic investigation into these practices and of quote practices that of course came to light a week or so ago after the news the cambridge analytic ahead leveraged a personality tests taken by two hundred seventy thousand people to scrape data from fifty million facebook users that jump from two hundred and seventy thousand test results to cambridge's claims of widespread election influence is what interested us so we put me on the spot the way to do this test is to sort of relax and sent to yourself and be honest let's stephen cobb as a researcher with the cybersecurity firm e said he has studied the personality test that cambridge analytic used and he sent me one that was similar little click on this little start button go for it oh man let me just describe it for folks and it goes like this i've got on my computer screen in front of me a a i don't know there's probably twenty five ish questions here of which there there one sentence in the first one is i'm the life of the party and then the answer options are disagree neutral agree in their five gradations between disagree and agree and i'm just gonna start clicking and and we'll see what happens okay statements like i often feel blue and i am not interested in other people's problems and i leave my belongings round is that a fancy way of asking you.

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"federal trade commission" Discussed on TalkRadio 630 KHOW

TalkRadio 630 KHOW

02:02 min | 2 years ago

"federal trade commission" Discussed on TalkRadio 630 KHOW

"The federal trade commission confirms it's looking into the social media networks privacy practices live in dc fox's jared halpern the federal agency wants to know a facebook engaged in unfair acts that cause substantial injury to consumers it follows revelations a british political research firm got access to the data of millions of facebook users it was reported last week the federal trade commission would investigate the social media giant the fcc has now confirmed that investigation in a statement facebook says it remains strongly committed to protecting information and welcomes the opportunity to answer the ftc's questions in twenty eleven facebook reached a settlement with the ftc over privacy concerns chris and jared facebook stock is down around three percent right now that's up from where it was earlier today overall though stocks are up today on wall street the dow is up three thirty eight some russians are being kicked out of the country and other countries fox's john deckers at the white house in response to russia's alleged poisoning of a former russian spy on british soil president trump has ordered the expulsion of sixty russian diplomats the us identified as intelligence agents and the closure of the russian consulate in seattle white house spokeswoman sarah sanders said in a statement today's actions make the us safer by reducing russia's ability to spy on americans and to conduct covert operations that threaten america's national security a british government officials said in a statement this is an exceptionally strong signal of transatlantic unity us leadership and support for the uk prime minister theresa may chris john the russian government denies any involvement in that poisoning new guidelines on opioids from the american dental association telling dentist to limit prescriptions to one week there's also going to be mandatory education encouraging dennis to use non addictive painkillers instead fox news fair and balanced the clock is ticking every day you put out buying life insurance can cost you big time the older you get the more you'll have to pay and a.

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"federal trade commission" Discussed on WTMA

WTMA

02:08 min | 3 years ago

"federal trade commission" Discussed on WTMA

"I recommend i love that mona matt as far as i'm concerned is probably the best on the market uh says of really high quality uh modem they used comcast you see uses modems and then they gone away from that to the real kind of a lower in one so uh okay fire thanks to our curiouser thank you by mena i'm telling you can you can mess with a lot of things we people don't mess with their internet connection are they ended as down i'm tanya messes up the whole day and i understand us everybody's all over the internet out there today to some so many things you can do on the internet and it's just gonna get better and better when you're out there i mean it's it's amazing all the stuff he can do and i think it's just were going to definitely get back much better all right echo facts we started talking about that a moment ago listen there's a the federal trade commission has kind of a little bit worried as a result of this situation in our and i won if you get nothing else out the show today this is one thing that i want you to get out of the show today and that is to be careful with people calling you or emailing you and asking for information and and the federal trade commission ftc there won't warning last week they put a little warning and says that they're expecting a new wave of impostor scams as a result of this equity facts breach and listen i i i'm just going say it there's a bunch of scum out there that i find any way they can to take advantage of you every time we have a natural disaster like a hurricane there's folks out there looking for ways to get that get that money and it's not going to go to the victims of the of these natural disasters in this case here the federal trade commission saying that um they're seeing are they the con outer cirque are posing as representatives of echo facts and they're calling you up they.

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"federal trade commission" Discussed on The WAN Show Podcast

The WAN Show Podcast

01:36 min | 3 years ago

"federal trade commission" Discussed on The WAN Show Podcast

"I dunno i lied like you were saying this is not necessarily the end of net neutrality this is it's title to status yeah i basically said my piece i really don't know that much i don't wanna look like a fool um yet i have heard that the f t see the federal trade commission is the entity that ought to be regulating this type of thing not the fcc over there i think it just the big question mark the just like will they do it right yeah i don't i don't know the america has so many different government agency things they had on it and we're just canadian idiots vi john on here to exist american and schooled in law yeah i don't know it's it's an extremely complicated situation were probably not the best ones target my thing is i i have an automotive information about like the things around it like that weird fee thing and also the concept but i don't know the word of the law i don't know what bachelor like happens now that it's not titled too because had barely even understand what title to his ananta exertion add everything's in the okay we hope the yeah we hope skin the eye it could be really bad for us up here um so were driest reduce hoping that everything sorta you know survives down there it's always interesting pink canadian because so much of what happens in america is extremely important to us in so like i know of quite a few canadians that pay attention to american politics more than a canadian politics not only because it's far more crazy.

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"federal trade commission" Discussed on Talk 1300 FM

Talk 1300 FM

11:29 min | 3 years ago

"federal trade commission" Discussed on Talk 1300 FM

"Really can contact via the federal trade commission is the best out on this the fcc does deal somewhat uh with the issues regarding uh telephones but uh frankly the federal trade commission is the best and i'm gonna take a little bit of a exception with uh uh with douglas maybe down hey it is a lovely time of year for the most part and it should be but again you cannot ignore people who would do you harm steve weissman is the man behind the website scam aside dot com as caam ice id ecom.

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"federal trade commission" Discussed on AP News

AP News

01:57 min | 3 years ago

"federal trade commission" Discussed on AP News

"The federal trade commission could take action against trip adviser after the travel company was accused of deleting hotel reviews that contained allegations of rape and other crimes a lawmaker asked for an enquiry to more women are accusing minnesota senator al franken of touching them inappropriately during his first senate campaign a decade ago senate leaders are calling for an ethics investigation fans are still reacting to the death of david cassidy the 70s heartthrob died in florida at the age of sixty seven no funeral arrangements have been announced i'm jackie bring and the turkey but let's hold off on the political talk ap correspondent make hanbin reports on a new survey that shows more than a third of americans say the dread the prospect of discussing politics over the anc's giving a new associated press norc center for public affairs research poll shows just two in ten people say they are eager to talk politics foreign ten don't feel strongly either way democrats are slightly more likely than republicans to say there are uneasy about political discussions at the table women are more likely than men to say they dread the thought of political talk name and those who think there is at least some possibility of politics coming up are somewhat more likely to feel optimistic about it then americans as a whole mike kemp in washington the rate on 30year fixedrate mortgages lift this week to three point nine two percent from three point nine five percent last week but the 15year fixed rate mortgage which is popular among homeowners who are looking to refinance inched up to three point three two percent from three point three one percent a year ago the 30year rates stood at four point o3 and the 15year at three point two five mortgage rates often follow the yield on 10year treasury notes which dipped this week who's being accused of violating the americans with disabilities act advocacy groups of.

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"federal trade commission" Discussed on The Digital Entrepreneur

The Digital Entrepreneur

01:59 min | 3 years ago

"federal trade commission" Discussed on The Digital Entrepreneur

"Uh legally speaking because the federal trade commission has you know specifically cited you know both marketing agencies and businesses for you know doing things that are duplicitous online involving reviews so whether it's you know pain someone to post schill negative reviews or post you know fake positive reviews then you are starting to to get you know incur the risk that if someone notices if someone detect set they can really you know bring bringing some government action against you well yeah and that's something again it is a whole world out there that i think a lot of people don't uh truly appreciate that his below the surface in certainly something fraught with lots of legal implications either if you're trying to improve your hankie or uh in in other cases i did the to the detriment of your competition so let's go into the fun stuff though okay because i want to talk about positive things the positive things are this in the case of this particular lawsuit in dallas one of the things that the news reported was that the photographer in question did not really have f an evolved uh online profile dear home site etc there were good reviews and good rankings four uncertain wedding photography or wedding oriented sites but it was really much more passive from what i could tell in the article about how she treated the online experience so she intern i believe was susceptible to someone with focused intent to say something negative about our on a constant basis however let's go through the hypothetical what should someone today beef doing right now in wanting to protect themselves from potential issues that may come up from the negative reviews what should be they be doing right now uh could question so.

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"federal trade commission" Discussed on The Brookings Cafeteria

The Brookings Cafeteria

01:53 min | 3 years ago

"federal trade commission" Discussed on The Brookings Cafeteria

"And there were not enough votes to override that veto so essentially it would have been a stalemate i think politically now we're and the situation if congress did decide to act and obviously we have control of the house and senate by the republicans the strong presumption is that president trump a republican would not veto that act an essentially would sign what other issue that i've seen come up in the regulatory space is to do with the fcc strice diction versus the ftc the federal trade commission stressed action q discuss what that issues all about sure it gets a little uncomplicated selomy try to appeal the onion a little bit the federal trade commission is governed by an entirely different piece of law called the federal trade commission act which goes back again to the new deal in 1930s i am the federal communications commission is governed by v communications act 1930 four two totally different pieces of legislation two totally different agencies the ftc the federal trade commission has very broad authority as a consumer protection agency and that means if for example you were a consumer or a group of consumers who found that a internet service provider was throughout linger blocking your service you might go to the fcc where the ftc might initiate on its own a complaint against that ice pay and has full enforcement authorities what's happened in this title too discussion and implementation is that under the federal trade commission act the ftc is prohibited from overseeing or regulating common carriers and now that all of the ias peas.

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