38 Burst results for "VA"

A highlight from TBGP #412 Alan Wake 2 Previews, Cyberpunk Phantom Liberty Wrap-up, Starfield Review Bombing Far Cry 7

ACG - The Best Gaming Podcast

05:12 min | 12 hrs ago

A highlight from TBGP #412 Alan Wake 2 Previews, Cyberpunk Phantom Liberty Wrap-up, Starfield Review Bombing Far Cry 7

"Yeah, game of thrones is like to me that first season is like super dark uber grim, no, no magic, no nothing. And then suddenly it sort of gets into itself. Sup everybody. This is carrick with ACG and I'm here with abzi doing the, uh, yeah, oh shit, yeah. Doing the, uh, the best gaming podcast number. I gotta look. Where are we at? What are we at? 412. 412. Yeah. Thanks to abzi for joining me. We've decided to do these occasionally. Well first we're going to start doing them biweekly to see how that goes and then we're going to sort of see how it works for the long term. We just really haven't decided. It's something that I've wanted to do for a while, especially because we miss a lot of the news in the starting week. We do skip a lot because yeah, we go on tangents and shit. Well it's all my fault. We talked about dreams for an hour and it was good, it was good, but we talked about dreams for an hour. So yeah, something's getting skipped. So thanks for everybody showing up. I absolutely appreciate it. Thanks for spreading the word around that we're doing this. If you can tweet it, super chats, all that kind of stuff. We're just going to actually jump in, discuss what we've been playing for a bit. Talk about early week news and we got a couple couple interesting bits here as well that I think will be fun. But what have you been playing? Um, I just recently started Phantom Liberty, like the cyberpunk expansion. Dude. Okay. I played it for about maybe five, six hours, four or five hours. Okay. Honestly, dude, it's fucking cool. That's all I'm going to say. It's just fucking cool. I enjoyed the first four hours. I think the new characters I got introduced to are pretty cool. I'm liking the dialogue. It has a lot of edge to it, which I like, you know, we talked about edge and lack of edge before and, um, and, uh, the VA is pretty good. And the, I'm liking the writing a lot, a lot more than the, than the original game. And it seems to be having like, it seems to have actual choice and consequence in this one versus like the original game. So yeah, I'm enjoying it a lot. And some of the stuff kind of layered into the main game, like there's like these new things, activities that kind of got pushed into the main game as for a 2 .0, like the main game, it's the combat's fun and stuff, and they fixed a lot of issues for sure. The new system is amazing and the skill tree and everything, but it still has that like kinda, um, there's a lot of, the map is just a lot of shit. You know what I mean? You just go, it's kind of like far cry. You just go and kill and go and kill and like 90 % of the stuff is, is just, is just combat minus like the few really good side quests. But um, with this, I think it's because it's like a smaller setting and Phantom Liberty, it's very packed and tight. I feel like there's more, um, motivation for exploration and stuff and talking to different npc's listening and into stuff and reading lore and the main story and the characters. Yeah, they're just, uh, I've been enjoying it a lot, you know, goul $2 super chatter. We still get a friday podcast. Of course. I'm not stopping friday podcasts. I said it starting. I'll say it again. I've talked about it on twitter. No way. Are we stopping that? This is simply just to do some extra stuff, especially because reviews don't hit this embargo time. Uh, very often, Wednesday, two or three hours in the early morning, Wednesday, I can work around that. And if I can't, that's on me. But I would agree with everything you said. I also think there's a lot, not a lot. There is some far cry stuff in cyberpunk that they hide by not putting icons down. For example, the consistent fucking fighting between gangs in that game. And I had forgotten something has to happen every 20 seconds. It's all the time. You come around a corner and it's like, and I was so confused because I had forgotten. So I thought it was a big deal. And I got into like 40 fights. I was like, fuck man, things are going, this is all because of, and then it dawned on me a little later on. I'm like, oh no, none of this is because I have like, you know, had something cool happen. It was the way the game was set up. They were smart to hide it because I think Ubisoft gets dinged a lot of times because it's there too. They present checklist. Yeah. Yeah. Yeah. So have you done any of the driving stuff? People were just talking on our discord about leaping off the cars and katana. Yeah, that's pretty cool, man. That shit's pretty cool. I, I, I'm, there's still some bugs just reminded me, um, like I had a bug where I, if I pull out a certain weapon in a car, I just couldn't move my mouse to aim or do anything. And it wouldn't auto lock like it's supposed to, um, also for everyone playing. So I I've isolated an issue where causes game crashes and I've seen multiple Reddit posts about this and comments. If you use a mod called, I think it's the airstrike mod on a melee weapon, which gives you, I think higher crit chance. If you strike from, uh, uh, in the air or something like that, it crashes your game straight up, uh, like 90 % of the time. So just don't use that mod. Now I've isolated that issue to that. It might be even deeper than that. So it might be like my combination of perks or something interacting with that mod, but you should just like stay away from that mod for the time being.

Ubisoft 90 % 412. 412 Four Phantom Liberty First Season Six Hours Wednesday ACG Game Of Thrones Five Hours Three Hours An Hour TWO $2 First Friday First Four Hours Reddit Twitter
Fresh update on "va" discussed on WTOP 24 Hour News

WTOP 24 Hour News

00:00 min | 3 min ago

Fresh update on "va" discussed on WTOP 24 Hour News

"Talk familiar with it's your cardiologist time to and get the full picture they may add up to trans -thyretin amyloid cardiomyopathy attrcm is a rare and under -diagnosed disease recognize the signs and discuss them with your doctor soon learn more at connectwithyourheart .com that's connectwithyourheart .com sponsored by Pfizer this is WTOP News 653 what's the penalty for misconduct in office the former Montgomery County school official has now been sentenced three years probation and two hundred hours of community service that's the sentence handed down to 56 year old Todd Watkins the former director of transportation for the Montgomery County school system in June Watkins pleaded guilty to misconduct for failing to oversee the use of school issued purchasing cards and for the creation of an off the books system with the school bus vendor his former assistant director of transportation Charles Ewald pleaded guilty to a theft scheme in which he siphoned more than three hundred twenty thousand dollars from the school system earlier this month Ewald 37 was sentenced to five years in prison in five years probation along with restitution Kate Ryan WTOP news more space for housing and parks and less space for parking lots that's the goal in Fairfax County where the Board of Supervisors has unanimously passed an update to the county's rules about parking requirements for new developments after years of debate the final parking reimagined policy will cut down on the number of parking spaces that developers are required to put in their projects county leaders also hope that reducing parking requirements will make new housing and other developments closely sports at 25 and 55 powered by Maximus moving people and technology forward Dave Preston the AOOS keep rolling yes they get those W's Nationals the loose Orioles to 5 -1 Patrick Corbin surrendering four runs over four and two -thirds innings finishes the year with attended an ERA 15 of 5 .20 what is next manager David Martinez this winter he to needs come up with an identity for him right you know what he wants to do moving forward when he gets the ball down he's pretty good now we got to get around standing he's got to get the ball down keep the ball down what's next for the OSA win over Boston tonight delivers their first AL East championship since 2014 NFL commanders get Logan Thomas back in practice although tight the end was limited he's making progress recovering from the concussion that kept out of the game against Buffalo as he looks to move forward commanders have won two of the last three games played against the Eagles in Philly also limited in practice yesterday safety Percy Butler running back Chris Rodriguez college football it's tough enough being Owen for but Virginia's dealing with an injured quarterback Tony musket and his shoulder have been on the shelf the last two games for coach Tony Elliott each week you know we go into it with Tony being the guy until we get to the game and we really assess what the situation is I think you know he's much closer I anticipate that Tony will be ready to play this week and that's how world view VA visits Boston College Saturday Dave Preston WTLP sports all right Dave still ahead we'll update you on the latest on a shooting in DC in which five people were shot two of them killed 656 count on Cara soft and their reseller partners to support your agency's fiscal year -end IT needs with 300 manufacturers and more than 500 sellers Carasoft has the technology solutions you need through the contracts and partners you prefer plus Carasoft's fast federally focused service includes quick turnaround complete support to expedite order processing and 24x7 live assistance through Saturday September 30th call Carasoft anytime at 888 66 C a r a h or visit count on Cara soft .com when there's not coffee enough in all of Washington to get you going. You've got John and Michelle. Mornings on DOP news. At Bank of America we asked our employees what they wanted most. I want to work where

A highlight from Pablo se glora en la cruz de Cristo | Glatas 6 con Chepo Guzmn

¿Dice Así? Podcast

07:43 min | 3 d ago

A highlight from Pablo se glora en la cruz de Cristo | Glatas 6 con Chepo Guzmn

"We will see, if you want to see this podcast. I'm talking about your food, your coffee, what you eat. And for other people, it's not like that. Because it's your work. It's like if you're living, you know what you're eating. And I think that's a more common problem, as the government is the best part of the problem, is that it's not like that. Someone is just being taken out of their time, of their records, for a great amount of time, for courtesy. Because this is also, I have a huge problem with it. You are to listen to the podcast. Did you see? Let's start. More or less, a lot of manipulations. More or less. I don't know. Wait, wait, wait. I don't know. And why do I have to do this? And why do I have to do this? And why do I have to do this? And that would be a problem for the living. Look, I want... Wow, we're talking about the housekeeper. What housekeeper? Look, look, look. Silence, silence. Silence. I want to... Wait, wait. I want to know if the moon is going to be able to be the housekeeper. So... No, John, first of all, I don't think that the moon is going to be, and when the moon is, it's a privilege. No, not really. If the moon is going to be able to be the housekeeper. I mean that, so that you are aware of your father, and you say, if the moon is going to be the housekeeper, it's a factor that you don't have to work, you have to be secular, and the only thing you have to do is to dedicate your life to. So it's a manipulation, you have to, you have to, you have to live a life that you can't do, if you have to work, you have to work in the secular, that's another factor. Now, there are cases, there are cases. But, but, but, but... If you have to do anything, well, I'll tell you the same thing, I'm not the same person. You don't have to do anything, it's a pastoral thing. I don't... I don't have a wife. No, but you don't have to do anything, how do you do it? Let me tell you, let me tell you, my time at the house, my life, is during the times of separation. And these times I don't get the services. This time apart. I can see that, that's the moment. This time for me here, that's functional, in this time of labor, I have to be part of my work. I think there is a point of crisis, you have to have a sabbatical, you have to do things and now literally my participation is exclusively in the areas of Reunion and two hours a week in my house. The difference of the organization is... There are no words to describe the difference of the organization. It's not formal. It's just... Abysmal in the game. And how does it come from a small group that works hard? It's a very small group. Many times I say this, it's not that it's a normal group. But of course, it's simply my sermon. I just wrote my sermon. It's very different from the sermon that I have today. I have time to write a liberal book. The sermon that went on for a year. I can write one or two books per week. It's very different. And I remember saying to myself, it's clear, it's just part of the work. No, no, no. It's very different from the sermon. You have to write your book, because you have to... You have to write a book, because you have to... You have to write a book, because you have to write it here. And you have to write it there. Okay, what does that mean? It means that you have to write more than a lot. How do you process the information that you have written? I didn't write the work. For me, it's a level in the work. A small group. And many people have their own group. a sauna young y sierta siglesias donde hice pastor cellepon when the moment is a little while the man is we get it so you have to be clear to the channel they enter a pyramid Michael so this is important it's a new casio me me me Pelea john semer is a car persona que hace algo semer ese entiende para mi problema siempre cido cuando de una organización que tiene digamo dos sientas tres sientas quinientas personas solamente reciben su elto una seis cinco cuatro personas en ese iglesia que tiene una función abísmal cuando una máqui una iglesia es una máqui nagigantesca que ocupa muchísiman manos y a todo de más eleven como voluntarios y se leven como me cervejo y se le hace algo y si llaman hanano y para mi todos me resen ahora si hau a un ció no no sorry sorry pero sorry pero spera se que yo termine si un ció porque son lo tuye importa guesando quiero la rágil más no lo esas de más que los empleados que hacen correr el negoción, ya y un problemas y gantesco. Y esa sido mi queja con mucha de las iglesias y con mucha de las megas iglesias. Pero ha más, yo voy a hacer que un pastor que tiene una iglesia y a todienta personas que trabajan tres semán y todo eso que no me rese algo del igle por su pueso que me rese entiendo mi problemas cuando llegamos a niveles donde a esa persona en pieza y la casi que la unica que recibe y recibe cantidades abísmales y en pieza a busar de su poder es ese sido mi problema siempre. Ahora mi queja no es con los pasores especificamente. Mi quejas con la institution y con pastor es que ellos mílmos se poner en esa posición donde hacen que gente es en capacidad de poder llegar aído la tracarlos porque ellos mílmos buscan, ellos mílmos manipula, ellos mílmos, ya, hay una razón por la que muchas personas quieren ser polícias y se tiene que hacer examenes cicologicos para filtrar porque mucha gente con mucho de cedo poder que quieren meterce y tristamente hay cierta tendencias cicologica en personas que estamos cando poder que sona emes críticas que yo siempre le ahoguada víde. Hay ciertas personas con ciertas tendencias quieren hacer en siestas posición es para busar de otras. O siempre esenciamente para sentirse por en cima de lo emas y si les va bien proder a va sentir.

John ONE Pelea John Semer Michael Today Dos Sientas Cellepon A Year Tres Sientas Quinientas Person Two Hours A Week Todienta Personas Pastor Tres Semán More Than A Lot First Two Books Per Week Muchísiman Manos Muchas Personas Seis Cinco Cuatro Personas Eleven
Fresh update on "va" discussed on WTOP 24 Hour News

WTOP 24 Hour News

00:11 min | 3 hrs ago

Fresh update on "va" discussed on WTOP 24 Hour News

"September continue the nats swept in baltimore they fall five one against the orioles adley rutchman a two -run homer for the is their magic number to cleanse the ale east down to one well dominic smith in the nationals have lost seventeen of their last twenty four younger team is probably the most game a lot of guys played we're getting a little tired uh... but it goes to show the type of energy the competitiveness that you need later in the year to go on to the playoffs in the land nationals wrap up the season of the three -game series this weekend in where the braves rallied to beat the cubs in ten eenie's ronalda kunya junior his seventieth stolen base of the year is a kunya becomes the first player in big league history with forty homers and deals in the same season nfl perhaps you've heard taylor swift attended last weekend's chiefs and game supported travis kelsey apparently this was not a one -hit wonder multiple outlets reporting that swift will be in attendance again this weekend when the chiefs visit the new york jets a game that will be airing on nbc's sunday night football in the nba the blockbuster deal completed as portland says in lillard to milwaukee ben raby w t o p sports sorry thanks benjamin as always three twenty seven traffic your mother coming up next on wtlp do stay with us all i'm right mike richmond of veterans affairs va helps veterans and service members become homeowners through a home loan benefit program program can help you buying build repair or retain a home banks and mortgage companies finance the loan and be a guarantees a part of it you don't have to pay for private mortgage insurance saving you money on your monthly mortgage payment there's no down payment with a va home loan benefit and the va guarantee also means competitively interest low rates and limited closing costs to get started ask your lender about earning a va home loan certificate or visit va dot gov i'm mike richmond thank you that's too late thursday morning

A highlight from BITCOIN REVOLUTION | TUCKER CARLSON & JAVIER MILEI MAKE HISTORY

Simply Bitcoin

11:45 min | 3 d ago

A highlight from BITCOIN REVOLUTION | TUCKER CARLSON & JAVIER MILEI MAKE HISTORY

"We don't see lugar a ludas, esta nueces una taria para tibios, esta nueces una taria para córdes, esta nueces una taria para los politicamente correntos. Xo no me me ti yaca para estar y ando córderos. Xo me me ti yaca para despastar de odres. ¡Quiero! ¡Quiero! ¡Quiero! ¡Quiero! ¡Quiero! ¡Quiero! ¡Quiero! ¡Quiero! ¡Quiero! ¡Quiero! When you think of Argentina you might envision tango, soccer, or maybe a juicy steak, but today it's all about a wild surge in bitcoin advocacy and a man whose opposition to statism might be louder than a wake -up call from Frankie. BOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOM That's right, baby. Wake the f 'up and get on the Freedom Train. We get a lot of s*** to cover. Let's get it! I think that it can be my moment. Because as we have seen, we are in all of them. And we are not one of them. This is what we are in all of them. Because we are going to do everything, and we are going to take care of everything in the world. Yes, to be able to build Argentina properly. A liberal Argentina. An Argentinian people. An Argentinian that is going to build the borders of the world. And yes, in 35 years, we will be able to build the first global potential. So yes, effectively, I am going to be in politics. be Will it Teresa? Míle he is right. Míle? Míle, he is right. farm. go I'm gonna ahead and start with this go ahead and take a look down there 339 .8 million views and I want you to put that in perspective so when I said that you know these bit corners just made history well they're both advocates and it just became the most watched interview in history now Tucker's last interview with that orange guy yeah Trump that set the record and beat Oprah's former record with her interview with Michael Jackson and it appears Tucker Carlson is going full Eminem breaking a record every time he drops a record right now what this really had me thinking is the fact that well you know Joe Rogan gets like 11 million views he's the number one podcaster in the world Tucker was the number one show on Fox News and all mainstream media and he was getting about three four million views I'm putting that in perspective he's gone independent and he's got 340 million views blowing everyone out of the water talking about well look at this Argentina's next president and this guy is winning big -time you saw those crowds who is he well Tucker traveled to Buenos Aires to speak to him and find out and we of course hear it simply Bitcoin have covered Malay quite a bit but very exciting stuff an amazing conversation very base and before we get into that now Malay you got to understand they kind of do language a little different right so when he uses the the terms liberal he's referring to classical liberal like Bastia which is closer to libertarianism or anarcho capitalism if you'd like to say and when he refers to anything like socialism or communism of course they're all the same thing all statism and that's really the point that he's driving home is the fact that it's freedom versus the state and I love it until you fix the money for example a lot of Western democracies went full tyrannical regimes over the past few years and they're supposed to be democracies with representative government that is supposed to work in your best interest but I think we know the truth well let's get to it we're in downtown Buenos Aires the capital of Argentina this was once about a hundred years ago one of the richest cities in the world and you could tell as you walk around the fated grandeur of a once great city but this is now a desperate country its economy is in shambles has been for a long time Argentina famously defaulted on his debt more than 20 years ago but now hyperinflation has made this country genuinely desperate you see when you have dinner here in restaurants and people pull out bricks of local currency the peso to pay it feels like Weimar or Zimbabwe but it's not this is a developed country that's moving backwards at high speed and because of the frustration that has built up among the population particularly among poor people a man called Javier Miele is poised to become its next president he's a former soccer star goalie a performer in a Rolling Stones cover band and a libertarian economist he's not a libertarian in the traditional American sense he wouldn't fit into the Cato Institute he's libertarian in the traditional sense he believes people should have the maximum amount of freedom they can be given which is a lot much more than they now get in Argentina he has moved from basically nowhere in the last several years to become maybe the most famous person in this country the election is next month in October and once again it seems like he's likely to win he himself is a Bitcoin enthusiast right he jetted off to Argentina not for steak not for soccer but to meet the rock star economist and fellow Bitcoin advocate Javier Miele why do you think from your perspective you've become a man with no political background so popular so quickly in this country that in a cable con el hecho de que ese de huador de football a mismo tiempo ese do cantante rock -and -roll y ademas a soy economista y creo que esa combinación es una combinación attractive en terminos de producto televisivo pero por otra parte lo que también es importante el tema de las cídeas y argentina a pasicamente es un país que se va cien años abraçando las cídeas socialistas y entonces la revelión natural del sistema era ser libérales y es por eso que la revelión natural la parece siempre los jovenes y los jovenes encontraron alguien que man Miele from an 18 % poll prediction grabbing a 29 % victory in the primaries Miele maybe is unpredictable as a Bitcoin price chart and with hair that's probably more talked about than the latest thing what is that now like men in black aliens in Mexico or something and the guy is very based he's just gonna say what he thinks what he feels but Miele's boldness isn't limited to just critiquing the state but he also questioned the Pope talked about advising the orange guy and has many times advocated for Bitcoin is the future of financial freedom in short Javier Miele is making waves the Pope the current Pope is from Argentina I would think he would support you he has instead criticized you and you've called him a communist why the disconnect bueno primero porque el papa juega politica vente a si luma some papa donde tiene forte Ingenencia política ademostrado además una granda finidad con dictadores como Castro o como comaduro si restar el lado de de dictadores wait I'm sorry Raul Castro's a murderer si if you got to the minute at Rocesino but the Pope you believe the Pope has an affinity for Raul Castro si exacto si decho no los condena si repatante condescending de conesos y esta mien condescending de con la dictadora venesolana a si el condescending de con todos los discuiras a un cuando se verdaderos criminals toco el esos un problema prudemas es a lien que consider a que la justicia social un elemento central de desu vision y eso es muy complicado porque la justicia social case robar el fruit su trabajo una persona y dar ciudad otra en dos es implicado dos cosas una es un robo y el problema es que el robo esta encontra de lo que seniela los días mandamientos si ha valar la justicia sociales ha valar el robo por otando son problema de que está violando los días mandamientos el otro problema es que es un trato decíbal friende a la ley now me and myself I'm kind of against protectionist policies but Malay on the global stage he has a clear stance no deals with status so china lula unless it's about decentralized money of the future bitcoin probably don't bother knocking you've said that as president of argentina you will not do business with china de cho no solo no via certain negocios con china no via certain negocios con nimún comunista esir habar yo soy un defensor de la libertad de la paz y la demogracía lo comunista no entranay but also incredible beyond the politics and probably his bitcoin price checks who is this Javier Malay at heart well one thing he's a man whose phone screensaver is joy has no end and is as passionate about freedom the austrian economic community as he is about bitcoin and decentralization no no no no no no when you talk about and live according to your conscience you don't have me because you know what is the definition of this personal me you know that when you are in the last moment or when you are in the constant pressure of being big you know what I mean? You know what I mean? You know what I mean? This will pass all over your life.

Javier Miele Buenos Aires Castro Raul Castro Joe Rogan 29 % Cato Institute Michael Jackson Javier Malay 18 % Donald Trump 340 Million Views Oprah Tucker Carlson Today 11 Million Views 35 Years Cien Años Pope Zimbabwe
Fresh update on "va" discussed on ACG - The Best Gaming Podcast

ACG - The Best Gaming Podcast

00:19 min | 12 hrs ago

Fresh update on "va" discussed on ACG - The Best Gaming Podcast

"Yeah, game of thrones is like to me that first season is like super dark uber grim, no, no magic, no nothing. And then suddenly it sort of gets into itself. Sup everybody. This is carrick with ACG and I'm here with abzi doing the, uh, yeah, oh shit, yeah. Doing the, uh, the best gaming podcast number. I gotta look. Where are we at? What are we at? 412. 412. Yeah. Thanks to abzi for joining me. We've decided to do these occasionally. Well first we're going to start doing them biweekly to see how that goes and then we're going to sort of see how it works for the long term. We just really haven't decided. It's something that I've wanted to do for a while, especially because we miss a lot of the news in the starting week. We do skip a lot because yeah, we go on tangents and shit. Well it's all my fault. We talked about dreams for an hour and it was good, it was good, but we talked about dreams for an hour. So yeah, something's getting skipped. So thanks for everybody showing up. I absolutely appreciate it. Thanks for spreading the word around that we're doing this. If you can tweet it, super chats, all that kind of stuff. We're just going to actually jump in, discuss what we've been playing for a bit. Talk about early week news and we got a couple couple interesting bits here as well that I think will be fun. But what have you been playing? Um, I just recently started Phantom Liberty, like the cyberpunk expansion. Dude. Okay. I played it for about maybe five, six hours, four or five hours. Okay. Honestly, dude, it's fucking cool. That's all I'm going to say. It's just fucking cool. I enjoyed the first four hours. I think the new characters I got introduced to are pretty cool. I'm liking the dialogue. It has a lot of edge to it, which I like, you know, we talked about edge and lack of edge before and, um, and, uh, the VA is pretty good. And the, I'm liking the writing a lot, a lot more than the, than the original game. And it seems to be having like, it seems to have actual choice and consequence in this one versus like the original game. So yeah, I'm enjoying it a lot. And some of the stuff kind of layered into the main game, like there's like these new things, activities that kind of got pushed into the main game as for a 2.0, like the main game, it's the combat's fun and stuff, and they fixed a lot of issues for sure. The new system is amazing and the skill tree and everything, but it still has that like kinda, um, there's a lot of, the map is just a lot of shit. You know what I mean? You just go, it's kind of like far cry. You just go and kill and go and kill and like 90% of the stuff is, is just, is just combat minus like the few really good side quests. But um, with this, I think it's because it's like a smaller setting and Phantom Liberty, it's very packed and tight. I feel like there's more, um, motivation for exploration and stuff and talking to different npc's and listening into stuff and reading lore and the main story and the characters. Yeah, they're just, uh, I've been enjoying it a lot, you know, goul $2 super chatter. We still get a friday podcast. Of course. I'm not stopping friday podcasts. I said it starting. I'll say it again. I've talked about it on twitter. No way. Are we stopping that? This is simply just to do some extra stuff, especially because reviews don't hit this embargo time. Uh, very often, Wednesday, two or three hours in the early morning, Wednesday, I can work around that. And if I can't, that's on me. But I would agree with everything you said. I also think there's a lot, not a lot. There is some far cry stuff in cyberpunk that they hide by not putting icons down. For example, the consistent fucking fighting between gangs in that game. And I had forgotten something has to happen every 20 seconds. It's all the time. You come around a corner and it's like, and I was so confused because I had forgotten. So I thought it was a big deal. And I got into like 40 fights. I was like, fuck man, things are going, this is all because of, and then it dawned on me a little later on. I'm like, oh no, none of this is because I have like, you know, had something cool happen. It was the way the game was set up. They were smart to hide it because I think Ubisoft gets dinged a lot of times because it's there too. They present checklist. Yeah. Yeah. Yeah. So have you done any of the driving stuff? People were just talking on our discord about leaping off the cars and katana. Yeah, that's pretty cool, man. That shit's pretty cool. I, I, I'm, there's still some bugs just reminded me, um, like I had a bug where I, if I pull out a certain weapon in a car, I just couldn't move my mouse to aim or do anything. And it wouldn't auto lock like it's supposed to, um, also for everyone playing. So I I've isolated an issue where causes game crashes and I've seen multiple Reddit posts about this and comments. If you use a mod called, I think it's the airstrike mod on a melee weapon, which gives you, I think higher crit chance. If you strike from, uh, uh, in the air or something like that, it crashes your game straight up, uh, like 90% of the time. So just don't use that mod. Now I've isolated that issue to that. It might be even deeper than that. So it might be like my combination of perks or something interacting with that mod, but you should just like stay away from that mod for the time being.

Not Since Reagan Have We Seen an 8% Proposed Cut & Border Security

Mark Levin

01:48 min | 5 d ago

Not Since Reagan Have We Seen an 8% Proposed Cut & Border Security

"Because all it takes is three to run to the other side. And then somebody comes up with a proposal like Byron Donald's and other conservatives that say, look, I negotiated with our squishes, my language. Look I what got. Eight percent cut will still support the military, VA benefits will still support that, and major efforts to secure the border. Look what I got! No, no, no, no, and these guys are joking. They're just a joke. We're going to hold the speaker if we don't get what we want. Why don't you just run for speaker? See how many votes you get? This isn't about McCarthy. It's not about the speaker. It's about how five individuals are exploiting McCarthy for their own purposes. I want you to listen to this guy, Ken Buck. This guy, Ken Buck, is being interviewed on CNN. He's already confessed that he's been negotiating with them and talking to them about getting a job from CNN. CNN. About getting a job from CNN. So he's doing these interviews. He's showing up on CNN. In CNN. He's performing for CNN in hopes that they'll hire him. That's what he's hoping. And so what's the best way to do that? To come off as reasonable, you know. I don't think there should be an impeachment in Korea Joe Biden. This guy. On the other hand, he's one of the five on the

Ken Buck Mccarthy Five Individuals Eight Percent ONE Three Byron Donald Joe Biden Korea CNN Five VA
A highlight from The Best Gaming Podcast #411 Phantom liberty review breakdown, Embracer multi dev lay-offs, and more

ACG - The Best Gaming Podcast

12:43 min | 5 d ago

A highlight from The Best Gaming Podcast #411 Phantom liberty review breakdown, Embracer multi dev lay-offs, and more

"And what's up everybody? This is Karrick with ACG and I'm here with Abzi, Johnny Silver and myself doing the best gaming podcast 411 number 411. Thank you everybody for joining you get a chance to check out the YouTube membership. We've got a new special on there for YouTube members. You can join it. You can become a part of the discord also scientifically proven people who become members of the YouTube more sex for sure, especially if you're a virgin when you get the membership and then you have sex 100 % more sex than you've ever had before. So you definitely want to be a YouTube member. We're going to talk about cyberpunk Phantom Liberty. We're going to talk about all of the Embracer cuts. There's been a ton of the Embracer cuts, which is really sad. We're going to talk about payday 3. We're going to talk about some review scores how that's all coming about going to talk about some new games that released that I want to ask these guys if they've played and I haven't told them not because I was trying to keep it secret, but just because I had forgotten to tell them prior talk about the DLC for Resident Evil 4 Ada Wong. What was that called? Do you guys remember starting? Starting over? Starting again? Starting? Isn't it something like that? Nope. Let's let's name it ourselves. Ada Wong bad voice actress does separate ways. Alright, terrible voice actress and then we'll talk about. Yeah, we'll talk about a bunch of other stuff. Welcome to silver who hasn't been here for a while. I'm starting to pay these guys again, not be not. That's not why he came back, but that's because because I didn't tell him that yet, but we finally got everything sort of situated here and I want to say how much I appreciate the support and stuff like that because it helps the channel stay on YouTube, which is a little bit difficult right now, but we're getting it figured out what have we been playing. Let's go with silver first because it's been a while. You said you've been doing some Payday 3? Yeah, a little bit today. Like actually managed to get some functionality from the servers. I've otherwise been down for a lot of people and get a couple of games in. Gameplay wise, it's solid. I think it's a significant improvement on Payday 2 in terms of just the gameplay, particularly the stealth. The stealth feels a lot less janky. It feels a lot more fun to engage with. It's a lot more predictable in terms of how you interact with it, where when it goes wrong, you have a pretty good decent idea of what went wrong and how you got detected. Where with Payday 2, it could be really, really janky. But I found it to be more predictable this time around. Gunplay is also a huge improvement. It feels really, really satisfying, really, really fun to shoot the guns. The animations for reloading and stuff feel pretty good. So that's also a significant bump in terms of the game's quality. So yeah, it's more fun to play. But unfortunately, the game suffers a lot under the decision to take it to online only, which is something that a lot of people feared back when they announced it a couple of months ago. Because it does require server functionality and the server functionality hasn't really been there. It has to be said that Payday 3 has jumped to the top of the Steam charts. So they've seen a lot of success and that does often introduce issues in an online game when there's issues with it in the data and early access leading up to the release. And so they weren't able to address it for launch either. Servers are crashing. And it's really frustrating for players who are going through a heist stealthily, like nearly an hour of prep work and stuff and you're at the getaway. And then the game drops you and you get nothing for That's it. happened a bunch to a lot of people. It also happened to me today. At one point. There's also some really weird decisions in terms of the multiplayer where there's no voice chat functionality inside the game, which is bizarre in a game so heavily reliant on proper coordination between teammates. There's no text, you can't use text chat in you can't even like if you click ready when you're like readying up for the lobby, you can't unclick ready. So you can't read. So you bet you best be ready. You better be ready if you click that button. Yeah. And yeah, it's just weird. And when the missions end, your team gets disbanded. So if you actually end up with a bunch of competent randoms, you lose complete touch with each other and you can't like talk to them over voice chat or anything to like get a sense of contact information or anything. So the social aspect of the game has been severely limited. The matchmaking itself is really poor. There's no like the crime net functionality of pay day two is basically gone. You basically just go to a mission, you select a difficulty and whether you want it to be public or private or or friends only or whatever or invite only. And those are basically the only filter options you get. And then the game tries to find you tries to match you up and fails frequently at the moment. But that those are all the only options you get. And that I find that severely limited and basic. And I would have liked there to be like more filter options like do you want to play stealth? Do you want to play loud? Those were filter options that were eventually integrated into payday two. And like their absence feels particularly odd here, especially, especially when you also coupled it with the absence of all the other stuff, like the absence of voice chat and stuff like that. It sort of compounds the issue. So it's, it's a very mixed bag. But yeah, gameplay, gameplay wise, really fun to play. Yeah, regardless. Big improvement from from payday two, I think. All right, Johnny, what have you been playing? There we go. So interestingly, I've been spending most of my time playing games on lines of P this week, which as you guys know, that's kind of a 180 from where I was at, we talked about the demo, I wasn't really happy with what was in there, right? I wasn't the game is better than maybe they improved it since I played it. But there's something about it that just fits perfectly into what I wanted. You know, it's a more linear, streamlined souls game, where I can kind of just focus on the leveling, creating builds, crafting weapons. Yeah. And just getting good at the game, right? Or like understanding the the attacks and stuff. So it kind of removes a lot of the getting lost and exploring, which is admittedly, a great part of souls games. But it's not something that I wanted right now, after being in BG three and starfield and all. Yeah, yeah, it's it's good to like not have to worry about that kind of stuff. Sometimes. Exactly. I just know, I won't be getting lost. Right. And I can kind of always trudge on at a pretty good pace. And I frankly, like the combat quite a bit, surprisingly, again, because I'm not a fan of perfect parry. And the game does basically rely on that. Yeah, but they've managed to make it really satisfying. It's kind of like a dopamine hit, you know, when you do get the perfect parry, because you can break enemy weapons, you can stagger them by doing that. So just kind of it feels powerful. It's not just like a gimmick, like an Oh, you got outplay. Yeah, right. It's like, actually, whoa, okay, this is powerful. Right. And you can physically see the effect to because the enemy weapon glows when you perfect parry. And this means you're breaking it right. You're in the process of breaking it. Yeah, by by parry. So that's a huge ability to impact their weapons. That's because that's pretty rare. I mean, I don't I don't know if I remember. And to visually see the weapon broken to let you know, it will be a sword and then the tip is broken, right? And they do way less damage. It's just cool, man. Yeah. Yeah. What about you, Abzi? What are you playing? This week, I played more starfield. And then I some played Liza P, I could like four or five bosses. And then I tried the 2 .0 update for cyberpunk. Oh, so you've been jumping or well, probably started the week, I assume with starfield and then starfield. And then when Liza P came out, I checked it out for a bit. I checked it out for a while. I think I put in like seven or eight hours in that game. Should I talk about it? Or are we going to talk about it later? We'll talk which one Liza P starfield or Liza P. You can talk about right now because just continue Johnny's part. What do you like? What are you getting from it or not? I think it's a fine game. I think it's a fun game. I think, however, it's it's it's less of a soul. It's it's it's souls like to the point where it's like a souls born Sekiro clone. You know what I mean? Yeah. So I think I think it tries to pretty much get a bunch of elements from those three main IPs, even Elden Ring with like the ways some bosses and some enemies kind of fucking go like this for like an hour and then like start hitting whatever. So it gets like the parry from Sekiro and like the left mechanical arm thing from Sekiro has like the bloodborne thing of regenerating health and like aggression. But with this one, you have to block so that you're able to do that. And and it has also you can argue that the the setting is more like bloodborne than anything else. And it has like the kind of tries to hit the atmosphere of the souls games. But I feel like they missed the mark a little bit because the characters do talk slow and like this, you know, I mean, like a souls game. But I don't think the VA is quite up to snuff there. Like it always pulled me out. It kind of felt like they're a little bit too tryhardy on that area of talking. But I think it's I think the fun factor is there. I think the fun factor is definitely there. Now, I think it's a it's the sum of its parts. What is it? What's the saying? It's greater than the sum greater than some of its parts, because when you hone in on like one thing, like one mechanic, like let's say like the parrying, I think it's tight parrying. I think it's a it's about as tight as Sekiro. But I feel like the enemies or the enemy animations aren't kind of built around that you can definitely get good at parrying. But I feel like with Sekiro, the reason why it really worked very well is because there was like a nice kind of rhythmic dance to it, especially with the sound effects and stuff like you could like close your eyes and parry a boss. So it had that thing where the whole game was, was kind of designed around that one thing, which was the parrying mechanic, I think it tries to do a lot of things. And it doesn't hit its mark, like really well with one thing, but all of them put together, it's pretty fun, because you have a lot of options. Like for example, for blocking, you can block and suffer some health damage and and kill that, like hit the enemy so that you get gain your health back. But at the same time, you can also perfect parries. So you have like, and then you can dodge as well. I don't think like the dodge itself is like really good and really tight. I don't think the because I think the hitboxes are kind of fucked in this game, to be honest. And I don't think the parry is like the game isn't designed around it, as I said before, so it's not like really right there. But them together offers like a better kind of experience because you still have that risk versus reward factor. I think it's fun overall, I just have like some issues with it, where there's like better alternatives that focus more on those aspects. Yeah. Gotcha. Super, super chat from wannabe dev. Perfect way to start the weekend. Glad to see silverback. Look at that. He's glad to see silverback. Thank you. Like it. Silverback. Glad to see silverbacks.

ACG Payday 3 Johnny Silver Resident Evil 4 This Week Johnny Ada Wong Youtube Bg Three Seven Payday 2 Eight Hours Karrick Today Elden Ring Four Phantom Liberty One Point Three Main Ips
Upcoming Book Signings With Mark Levin in NJ, VA & CA

Mark Levin

01:59 min | Last week

Upcoming Book Signings With Mark Levin in NJ, VA & CA

"A meal you can enjoy yourself and get in line and we can all say hi to each other and by the way Ridgewood New Jersey September 23rd they have great restaurants in that town it's a fantastic little town it's a fantastic independent bookstore Barnes and Noble has always been supportive of what we do so there's that and then finally Saturday October 21 the Reagan Presidential Foundation now unfortunately we have a sold -out auditorium but there are still a few spots left I am told I checked yesterday from muckety the mucks there there's only a few spots left as I understand it from those who want to purchase a ticket you are insured a book and a place online so we can meet and greet and I can sign your book it's obviously expensive less than the whole four or five hours there and not only that I like the way they do it which is and most of them do it this way now you get frame a time you know need to be here I'm giving an example 130 to 230 so you're not necessarily standing there for five hours although I got to tell you people have met their wives and their husbands in lives these I mean before they were wives and husbands Mr. Badouz and they make dear friends so it's really an event every one of these all three of these they're really events and they're really fantastic so I hope you'll join us one of the things I'm hoping we're able to do it just because I'm competitive is that we knock off this guy I think his name is Walter Isaacson a so -called historian who was one of the advisors to Joe Biden who's sort of written this weird book about Elon Musk now can you I tell a

Walter Isaacson Joe Biden Barnes And Noble Reagan Presidential Foundation September 23Rd Yesterday Saturday October 21 Badouz Five Hours Four Elon Musk ONE 130 Ridgewood 230 New Jersey A Few Spots Three MR. Every One
A highlight from Real Estate Agents: How To Stop High Mortgage Payments From Killing Your Business!

Real Estate Coaching Radio

26:28 min | Last week

A highlight from Real Estate Agents: How To Stop High Mortgage Payments From Killing Your Business!

"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money, and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Welcome back. So on today's podcast, what Julie and I are going to be doing is explaining with enough detail that all of you will walk away feeling like you've learned a lot and you can apply that knowledge and help you to help people make money. We're going to be explaining the differences in different types of mortgages that are out there. Now why are we doing this? Because many of you are frankly walking around with a lot of misinformation about the different types of mortgage products out there and it's costing you deals. How do I know that's true? Because Julie and I trip over the agents saying things with a lot of authority that are completely wrong about the different types of mortgage products. That's right. So this is how you're going to overcome the number one buyer objection and we're also going to talk about it from the listing side in a second. Buyers are saying things like, I don't want to pay these high interest rates and high mortgage payments. I'm going to wait for the rates to come down. Well, they don't actually have to wait. You don't have to wait. They just have to utilize a different type of mortgage. Now there are several ways to overcome higher rates. We're going to show you the top three and we're going to give you enough information to make you dangerous and you're going to take it the rest of the way or join coaching. Because this is a podcast. This is not a coaching session. And this is great information as always to use if you're training your team, your brokerage. Maybe you're going to do a buyer seminar and you want to give them the drill down on all the rest of it. But really it's knowledge equals confidence, ignorance equals fear. You've got to know this stuff so you feel frankly capable and competent in the marketplace to be working with people because guess what? This marketplace is going to introduce or force all of us to relearn a lot of the sort of different mortgage products that are out there because 30 year fixed rate mortgages until the rates come down to a more or frankly, if you're doing new construction, you're going to be looking at a lot of folks that are going to be looking for ways to make the payment more manageable. That's right. So there are several ways to actually close at a lower interest rate than the going rate rate. We're going to show you the top three. Those three things are buy downs, paying discount points and adjustable rate mortgages, otherwise known as ARMS. So this information is not just for buyer's agents. It's also for listing agents to understand how these programs actually work. Now, frankly, it's mostly for listing agents because a lot of listing agents are turning away offers that are very viable because they don't understand the nature of the mortgage. We talked about this the other day when we were talking about first responder type loans. It's like you'll get a VA or an FHA loan, Mr. Listing Agent, and you'll just shoot it down because somebody told you that those are whatever, whatever. You don't have actual experience and you're listening to people, you're getting advice from people that don't, guess what, have actual experience and you're costing yourself a transaction, you're costing the buyer agent a transaction, but you're also costing in that case that I just gave you, maybe a veteran, an opportunity to buy a house. Yeah, that's exactly right. So remember, just because a buyer asks for closing costs or is getting a mortgage that's not a standard 30 -year fixed does not automatically make them a risky buyer. Maybe they're just getting a lower rate so they have lower payments. That is a big mistake that I'm seeing mostly from listing agents. As you said, they're shooting down perfectly good stuff. Okay, so note to self, credit scores are at an all -time nationwide high. Home equity is high. We've talked about this on previous pods. 30, 60, and 90 -day late payments are at an all -time low. This means that most buyers are in a strong position to buy and they are likely just taking advantage of different types of loan products versus choosing an inferior loan product like some listing agents believe. See, what's happened is, because you guys are so used to standard issue 30 -year fixed, a lot of agents think in their head that anything that isn't like that must be subprime or it must be too risky. There's something wrong with it. Let's take that to the next level. I don't think, okay, agents, now that we're exposing all this to you and there's tens of thousands that are going to hear this, now it is on you to learn what we're going to expose you to and drill down and even learn it more. But I think really the real root of the problem are loan officers who don't know how to do anything other than revise in 30 -year fixed -rate mortgages and or they don't actually have within their mortgage business different types of products other than traditional 30 -year fixed -rate mortgages. So Larry the lender, who you love, is not going to be able to work with you in a mortgage environment like this because the actual essentially list of different mortgage products he has is not versatile enough and you're going to have to open your mind to the fact that buyers are more qualified right now than you actually think they are. Oh, and by the way, some of those buyers are actually going to be sellers as well. You guys getting the point here? The reason that the market is so, I think, the feeling the way it does, a lot of it has to do with lack of knowledge amongst the professionals that are supposed to be doing the transactions. And you may have to change the lenders you're working with. You know, of course I listen to a podcast about this, a lot of the small and medium size lenders are actually going out of business because their refi business dried up and because they don't have all the products that are needed in this market. And they also don't know how to work and do anything other than refi. That's right. So you may have to actually change your mix of lenders or if you are a mortgage lender listening and we are very mortgage lender friendly, many of you are joining our coaching program and getting real estate licenses, you might need to expand what your offerings are or, you know, talk to whoever's in charge about that. By the way, we know we're giving you a lot of information. What we're trying to do is open your mind to all the amazing, frankly, information out there for you to learn because once you have this knowledge, it's going to give you an unfair advantage in the marketplace when you're talking with a prospective buyer or seller. But don't worry if you're missing any of the points from today's show, the notes are down below. Scroll down, open up the show description. They're all there waiting for you. And of course, as always, you can also join premier coaching. It costs you nothing. So listing agents do your research before you shoot down a buyer just because you've never heard of their loan program or because you believe that adjustable rate mortgages are evil and have a terrible reputation. A lot of that is a hangover from things that you might've heard about from the housing crash, but that doesn't mean it's the same product. But again, it might be not things that you heard from the housing crash. It may be your office manager or your mentor or your quote unquote coach heard from the housing crash. When you're going through the process of learning who you should be listening to and taking advice from, you've got to be ultra careful because one little bit of information, just look at what Julie and I have exposed you to. So let's say you're walking around with this attitude that arms are terrible, but arms can make it so that a lot more people can have, say, fixed rate mortgages for the next five or seven years. That's what an adjustable rate mortgage is, meaning a lot more people can buy a house. So because you think arms are awful, you turn down that, again, veteran buyer that's going to do an FHA arm, let's say. Whereas had that person bought that house because of inflation and depreciation, say for $400 ,000, and over the next, say, five years during that time when they had that adjustable rate mortgage, that house could have appreciated by over $100 ,000. You just took from that person, in my case, a veteran, the opportunity to build some significant equity in their property. You've got to be opening your eyes to the importance of having this information because at the end of the day, listeners, your job is to be of service to other people. How many people can you be of service to if you don't know how to actually do the job? Exactly. So we're going to look at three common ways to close at less than the going 30 -year fixed rate. Buy downs. Now, I want you to separate all these because a lot of these terms sound similar. A buy down is a mortgage where the buyer obtains a lower interest rate for at least the first few years of their loan. There are different types of buy downs. A 2 -1 buy down is where the buyer has a lower rate for the first two years of the loan. A 3 -1 is for the first three years of the loan. They buy down the fee, that's known as points, that can be paid by the seller on behalf of the buyer or by the buyer themselves voluntarily. When a buyer asks for closing costs to be paid by the seller, this is where the money can go, for example. Now, builders, as we discussed on yesterday and the day before our podcast, utilize this type of financing routinely. That's why closing on new construction is likely to have a lower interest rate, thus a lower payment. And sometimes you can buy the rate down on an adjustable rate mortgage. So an adjustable rate mortgage is already going to have a lower rate, and sometimes you can buy that rate down even lower. That's right. You can kind of mix these. Okay. Well, you're getting complicated now. I know, but still. Now, since builders subsidize lower mortgage interest rates, a buyer might have the same payment on a higher priced build home using builder financing as they would on a typical 30 -year fixed rate at the going rate on a resale home. And we talked a lot about that on previous pods. Whether it's a home builder or a resale seller who's subsidizing the rate buy down, typically the price is raised to compensate. So we're going to take a couple of examples. I'm going to do these kind of fast because you guys can get the notes. On a 3 -2 -1 buy down, the buyer has lower payments for the first three years. For each of those first three years, their interest rate then goes up by 1 % annually. The full interest rate then applies beginning the fourth year of the loan. They can, however, refinance or sell the home at any time. Now a 2 -1 buy down, the discount is applied for the first two years, providing a 2 % lower interest rate for the first year, then a 1 % rate discount for the second year, and then the third year it adjusts to the actual rate. Now the buyer on their own behalf or the seller or even the builder pays the lender for the subsidy and it is paid at closing. Now buyers can qualify easier with lower rates and enjoy lower payments for the first couple to few years of the loan, if it's a two -year buy down or a three -year buy down. This makes sense especially for buyers who expect their incomes to rise or add a spouse's income in the next few years. I remember we closed some of these with doctor clients. When they were still in medical school. When they were still in medical school. Now some of you guys would shoot that out, oh it's a 3 -2 -1 buy down, I've never heard of that, that must be risky. Well in fact it's a pretty kick -ass borrower that's going to make more and more money and it's the right product for them. Jules, we've had coaching clients that make a fortune off working with doctors that are in residency who know, and they're special, guess what listeners, they're special programs just for doctors who are in residency that a lot of the lenders offer, especially the local banks that you don't know about because you haven't asked yet, where it's exactly what Jules and I just said. They will be able to get loans with basically no money down. Even with tons of student loan debt, right? But why? Because remember we usually talk about risk management with lenders in kind of a yucky light that they're making it harder. In this case they actually believe more because they're doctors, they know their income is going to go up, they know they're going to pay off their student loans and they probably have really killer credit. So here's a case where the agent perception might be completely different than the lender perception and they're actually shooting down a really great qualified buyer just because of the type of loan they have. Well, the agent's perception, not to the lender, but the agent's perception versus say for loan product. Exactly. I said that wrong. You're right. No problem. Okay, so let's do the math. Here's some examples of how a buy down mortgage can work. Say you're borrowing 250 ,000 with a 30 year fixed rate at six and three quarters. You can choose between a two one buy down or a three two one buy down, but here's how the payments would be on a two one buy down. Okay. Year one. And this is, this is as of two days ago. As of two days ago. Let's, let's say that the going rate is just under seven because we're all expecting to land somewhere around there. Okay, so the going rate 30 year fixed, you would have closed at six and three quarters, but remember on a two one buy down, you have two points lower starting on the first year. So again, the, uh, you're borrowing $250 ,000 down year one. The payment is $1 ,304 because you're only at, guess what, a 4 .75 % interest rate. Year two, it goes to $1 ,459. That's at five and three quarters. And then year three is $1 ,622 at the full six and three quarters interest rate. If rates were to all of a sudden plummet that you can refinance out of this as well too. Then do it and fix the rate. But just make sure, listen, there's no prepayment penalty. Those are super rare, but write that down. Never forget. Make sure there's no prepayment penalty. That's right. Now the buy down fee, what did it cost the borrower of this $250 ,000, okay? What did it cost them to make their payments lower for year one and year two? The buy down fee for this loan would be $5 ,759. Now if you did the three to one buy down, your loan would, I'm sorry, your payment would start even lower at $1 ,158 because you're only at three and three quarters. Then the next year, $1 ,304, $1 ,459, and then $1 ,622 when it goes to the full amount, right? So here's the thing, meanwhile the buy down for that one increases on the, when you do a three to one, now it's $11 ,000. So if a buyer is considering a buy down, they should look beyond the initial low payment period to determine whether the costs involved in the near term are actually worth the savings, right? Depends on what's important to them. So let's, we don't, I mean this doesn't necessarily, all the numbers don't translate very well to a podcast, but here's the big takeaway. Let's say for example you're dealing with a home seller that's sitting on a mountain of equity in their home as most sellers are. And let's say they're real skittish about the interest rate on whatever they want to buy. Let's say they want to go from their $400 ,000 house that they owe $200 ,000 on and they want to buy something for $1 .2 million but they're just, can't wrap their mind around the interest rate. They have a lot of equity, they can buy that interest rate down, they can get that payment to exactly where they want it to be. Maybe that was an extreme example, $400 ,000 to $1 .2 million, but you guys get the point. But they're doing it voluntarily. You don't have, you know, we think of this as builders do this all the time. Any borrower can do this on almost any type of loan. Now note to self, not all types of loans or types of homes can be using a buy down. FHA and USDA loans have additional requirements and you should always monitor for prepayment penalties as you said. So what if a buyer wants to lock in a lower rate for a longer period of time? We were just talking about the buy down, which is usually a 2 -1 or a 3 -2 -1. What if they want a longer period of a better interest rate? A buyer can choose to pay the lender upfront, which is at closing, for what's called discount points. So this is a little bit different. What is a discount point? They are prepaid interest that the borrower can purchase to lower their rate on subsequent monthly payments. They are a one -time fee paid upfront during either a normal purchase or later you can do this on a refinance as well. Each discount point costs 1 % of the total loan amount, not the purchase price, the loan amount, and lowers the loan's interest rate by one -eighth to one -quarter of a percent. It's not one -to -one like some people think. It's, you know, 1 % of the loan amount, one -eighth to one -quarter percent lower. Check with individual lenders about their rules and requirements because it's not all the same lender to lender. Now, discount points do not have to be paid out of the buyer's pocket, though they can be. The buyer can ask the seller to pay for discount points or the builder in a new construction purchase. Sometimes the seller will raise the purchase price to make up for their contribution. The house still has to appraise for the higher amount. Builders who subsidize loans usually already have that baked into the price, so you don't even have to negotiate that part mostly with new construction. Discount points make more sense if a buyer is going to keep the house for a longer period of time and less sense if they're going to potentially sell in a shorter period of time. If it's a shorter period of time, you would have done the buy -down instead because maybe you're going to sell in three years. If you're worried about the appraisal, which you should be, you're going to want to then maybe ask for a full asking price, assuming it's priced correctly, and then ask for the seller to contribute to the buyer's buy -down points or closing costs and the rest of it, too. So keep that in mind. By the way, if you're a listing agent sitting on a house that hasn't sold and you're thinking about a price reduction of $20 ,000, maybe instead you do $10 ,000 towards a buyer's buy -down or discount points and you sell it instantly because you just gave the buyer that money. Or offering to pay their property taxes for a year, or offering to pay their HOA fees for a year, offering to pay all kinds of things. There's a lot of ways to avoid the uncomfortable, Mr. Seller, it's time for us to discuss repositioning your house on the market to correctly reflect the buyer's expectation. Never say lower the price, that's a surefire way to get fired. But even that conversation, even with our fancy script, is still going to raise the cackles of most sellers. So it might be a smart idea for you then to not necessarily go after the price, but offer more incentives to the buyer and the buyer's agent to sell your house over another one. People no matter, and this is true, this has actually surprised me, no matter what the cost of the whatever is, people are very payment shoppy, really. At the end of the day, people are payment shoppers more than price shoppers. That's how people think, right or wrong, judge it or not, so there it is. That's right. And by the way, we've done entire podcasts about 12 ways to sell your house that you're listing that's not selling, this is one of them, is contributing to the buyer's loan. Okay, so buying discount points can reduce their rate and lock it in for the life of the loan. That makes it better than a buy down, but again, it matters how long you plan on being in the house. Well, it's because the same amount of money, if you're doing a discount point, will buy the rate down more if you're just doing your previous option, right? So for this, you could actually spend a little bit less money and do a 2 -1 buy down or whatever, maybe it's a 3 -1 or a 4 -1, who knows, but versus an actual discount points, Julie gave you an example, the discount point might only buy, buying a discount point down might cost the same as doing a 2 -1 or a 3 -1 arm, but you're only putting, you know, you're only getting a quarter point off. Exactly. So it's a lot less or an eighth of a point. Yeah, but you know, a really great lender can do a side -by -side comparison and give you your options, right? Okay, so buying discount points can get it locked in for the life of the loan. It is not the same as an adjustable rate mortgage, we're going to talk about that next. The adjustable rate mortgage is locked in for a limited time period, commonly 5, 7 or sometimes 10 years, and then adjusts to a variable rate. I know this stuff is confusing, I'm not expecting you guys to become loan officers unless you already are one. Now let's define what the word variable rate means. Variable rate usually means in the mortgage that after 10 years, it's going to adjust to whatever the market, the prevailing market rate is, and it might be like, and they're going to write in the mortgage exactly how they're going to figure out what the, essentially what it's tied to. What it's tied to, exactly. We'll get into a little, not too many weeds, but a little bit. Okay, so adjustable rate mortgages, these are called ARMS, okay? They have features of both fixed and adjustable mortgages. It's fixed for the first 5, 7 or 10 years, and then the rest of the loan becomes adjustable. But remember, again, you can always refinance or sell the home at any time. That's, but so again, adjustable meaning that it's going to adjust after the initial ARMS. After the initial fixed part of the loan. Exactly. Then it's going to adjust where the prevailing rate is. That's right, so. So it's not like you're going to wake up every day and like be playing mortgage interest rate roulette. Exactly. No, you'll know what's going on. Okay, now, for example, in a 5 -1 adjustable rate mortgage, the rate is fixed at a lower rate than the 30 -year, but it's fixed for only five years. In a 7 -1 ARM, you have a lower rate for seven years, and then the rate adjusts. It then adjusts every year starting the sixth year based on the performance of a benchmark rate. There are usually caps to how far it can adjust during any period. So for example, if your adjustable rate, you closed at 5 -3 quarters when the 30 -year maybe was seven, and you have that fixed for those five years, the sixth year, you're not going to wake up and it's going to be five points higher. Most of these, I've read a lot of these, most of these will have a cap of two, you know, two percent higher or three percent higher, somewhere in there. They also have a low -end cap where, because it can actually adjust lower. Nobody ever thinks about that, do they? Okay, so did you know that if a buyer pays their own discount points, it can also be tax -deductible? The IRS actually considers discount points to be prepaid mortgage interest, because that's what it is, and as such, they are generally tax -deductible over the life of the loan. If they had the home purchase meet certain conditions, they can be fully deductible for the year that it was paid as well. Little known fact. Okay, so discount points can sometimes be negotiated with the lender to actually get more discount for less cash up front. If the borrower, for example, has especially high credit, a great job history, strong ratios, and a good down payment, they're in a great position to negotiate. It's also advantageous to shop these programs with different lenders since they do have some wiggle room, different lender overlays, and special offers. Now here's something, some of these things I know make you guys nervous, because I hear about too many people shooting it down, but here's a fact. Lenders actually like to receive discount point money because it's cash up front versus receiving that money over a time via the interest rate. This might seem like an unusual conversation given the years and years of three and a half percent mortgages, but it's actually quite common practice. You just have to know about it. Knowledge equals confidence, ignorance equals fear. So homework for you is to actually sit down, maybe take your favorite lenders out to coffee. Take two or three of them out, loan originators. They take you out. They should take you out. That's true. Good point. Good point. Unless you have Starbucks cards laying around. Okay. So yes, have them take you to coffee. Ask them to explain how their buy downs, discount points, and adjustable rate mortgages work. Remember yesterday's, or a couple days ago, podcast about first responders. Do they have any special first responder loans? Do they have special deals for teachers, policemen, firemen, doctors, okay? You don't have to know everything about this, but you should be fluent in what's available to your buyers. The more you know, the more deals you can do because you'll be talking about all this stuff and you want to say, you know, the really the impetus for this podcast is how to overcome the buyer's objection. I don't want to pay high rates. I'm out of the market for awhile. By educating your buyers about options, you might re -motivate them to get back in the saddle. Exactly. And again, how many of your buyers are actually, you know, also sellers, people that have houses to sell. This is how we fix the inventory problem in the United States. We just finished a two day series on new construction. We've done lots of podcasts and lots of training in premier coaching about new construction. Well the next leg of that learning is going to learn how to basically help people with different mortgage scenarios. How many of you right now, after listening to this podcast, are feeling a little overwhelmed? I'm going to guess a lot of you. That's okay. Allow yourself to feel overwhelmed. There's I think it's Maslow's levels of mastery or learning, right? Julie's looking at me because she's trying to see if I'm going to get this right. I'm probably not. Maslow's hierarchy or something. No, no, no. The levels of mastery. Oh, levels of mastery. Yes. Was it Maslow? Anyway. Don't make me look stuff up while I'm talking. Right. The first one is unconscious. Incompetence. Incompetence. The next one is conscious incompetence and it's. Conscious incompetence then unconscious competence. I know they all sound the same, but basically you're moving from not knowing what you don't know. In other words, you're walking around. Blissfully ignorant. A cloud blissful of ignorance and you're, oh my gosh, the market's so tough. There's no inventory. None of my buyers are qualified. That is your first level and what we're trying to do, especially on today's podcast, is shock you out of that first level because we want you to embrace the fact that once you are willing to say, oh my gosh, there's so much I don't know, move quickly to that next phase where you're consciously incompetent. When you're consciously incompetent, that's when you're going to be a sponge for new information but that's where the magic happens. And that's why most of you join coaching. When you have that aha moment and you say, gosh, instead of waiting for the market to magically rain listings on me and turn around and make all my buyers qualify and be enthusiastic about everything all the time, maybe I've got to find out some more tools for my toolkit so that I can be more of a problem solver and help more people. Your advantage in this marketplace does not come from buying buyer leads or from essentially doing a bunch of things that are passive lead generation. Your advantage in this marketplace comes from your willingness and your eagerness and your enthusiasm to help people. And the only way you're going to be able to help people is if you earn the right to help them and earn the right is not paying referral fees, earn the right to help them from the knowledge that you have, from the skill set that you can pass along and your quest to be of service to them. That is where you're going to find an unlimited amount of opportunity. You have to lock in to the fact that your highest and truest purpose in this plan is to be of service to other people. The way, only just to repeat what I just said, that you're going to allow, the only way the market's going to give you the opportunity to help a bunch of folks is if you have the knowledge that they need in a marketplace like this. Do you guys see the advantage you could have with understanding just the surface level of what Julie and I just presented to you? Do you see how that's going to make you more confident, be willing to have more conversations because you can help more people? Is this the way you want to go in your career? Of course it is, especially since all of you guys are the smartest, brightest, best looking real estate agents on planet earth. Otherwise you wouldn't be listening to this podcast. So guys, thank you for keeping this the number one listen to daily podcast for real estate professionals in at least the United States. As always, it is our truest honor and our pleasure to be of service to all of you. So if there's ever anything that we can do for you or if you have any show ideas, because all the podcasts in the past like 10 days have come from people messaging us with questions and I'll encourage you to do the same. You can message Julie and I over on Instagram at Tim and Julie or you can also text me directly. This is my real cell phone number but text don't call because I won't answer 512 -758 -0206. Let us know what you want us to drill down on and we will of course do it and we will do our best to keep you guys on the forefront of what is working in this marketplace so you can be of service to more people and then everything that you want in life, business and personal, will certainly follow. You guys have a fantastic day. We'll talk to you on the show tomorrow.

$5 ,759 $1 ,158 $1 ,622 TIM $250 ,000 $1 ,459 $200 ,000 $1 ,304 $20 ,000 512 -758 -0206 $11 ,000 $10 ,000 Two Percent 4 .75 % Julie Jules Two -Year 30 -Year 2 % $400 ,000
Va. Dem. House Candidate Performed Sex Online With Husband for Tips

Mark Levin

01:36 min | 2 weeks ago

Va. Dem. House Candidate Performed Sex Online With Husband for Tips

"She has Bill Clinton's back if you get my drift. Now, all that aside, she's attacking Republicans for humiliating her and her family. Uh, excuse me? You do these disgusting things, you have two children, you're a nurse, you have a dummy husband who's a slip and you're the nominee by the Democrat party and you're blaming the Republicans. And by the way, the Democrats, not one has asked her to step down. Huh? Because the Democrat party will back her power. But isn't it Virginia? Anyway, uh, Kevin McCarthy. No, no, let's play something we've never played on this program. And that is the audio of Joe Biden injustice. Now, the reason I didn't play it is because other hosts play it to the point where you actually get nauseous. It's just over and over. Oh, no, I can't take it anymore. Try not to do that here. I'm very studious about that. So we've never played it. So let's play it now. So Ken Buck can understand what we're talking about. Go. I remember over going convincing our team or others to

Kevin Mccarthy Ken Buck Bill Clinton Two Children Joe Biden Democrat Party Virginia Democrats ONE Republicans
A highlight from The Process is the Penalty with John Eastman and Rep. Andrew Clyde

The Charlie Kirk Show

10:11 min | 2 weeks ago

A highlight from The Process is the Penalty with John Eastman and Rep. Andrew Clyde

"We're proud to announce our brand -new ACLJ Life and Liberty Drive. Our legal teams will be focusing on the issues that you, our ACLJ members, have told us matter the most to you. Life and religious liberty. We join the ACLJ in the fight to keep America free. Hey everybody, it's Hannah Charlie Kirk show. Andrew Clyde joins us to talk about trying to defund Jack Smith. And John Eastman, a victim, a target of the out -of -control regime, joins us to continue to discuss. As always, you can email me directly, freedom at charliekirk .com. Subscribe to our podcast by opening up your podcast application and type in charliekirkshow, that's charliekirkshow. As you get involved with Turning Point USA, it's the most important student movement in the country. So go to tpusa .com, that is tpusa .com. Buckle up everybody, here we go. Charlie, what you've done is incredible here. Maybe Charlie Kirk is on the college campus. I want you to know we are lucky to have Charlie Kirk. Charlie Kirk's running the White House folks. I want to thank Charlie, he's an incredible guy, his spirit, his love of this country, he's done an amazing job. Building one of the most powerful youth organizations ever created, Turning Point USA. We will not embrace the ideas that have destroyed countries, destroyed lives, and we are going to fight for freedom on campuses across the country. That's why we are here. Brought to you by the loan experts I trust, Andrew and Todd at Sierra Pacific Mortgage at andrewandtodd .com. Joining us now is Representative Andrew Clyde. Congressman, thank you for joining us. He tweeted out, the American people gets to decide who wins the White House, not the deep state. We must defund the left, sham prosecutions against Donald Trump. Republican lawmaker unveils push to block funding for Trump prosecutions, obviously, but this was met with opposition by 16 Republicans. Inexplicably, we will name their names shortly. Actually, we'll get to that. Congressman, thank you for joining us and tell us about it. Well, thank you, Charlie. It's great to be with you. Well, I think it's important that, as you said, the American people decide who our next president is going to be and not the deep state, not the weaponized government. And we are seeing time after time where the federal government is being used to prosecute a political candidate. That doesn't happen in America. That's kind of the conduct that you see in banana republics, where the sitting that those in power use their power to prosecute and try and throw in jail their political opponent. So these two amendments, so one would defund from the federal level any funds going to the prosecution of a presidential candidate between now and the November 24 elections, OK? And then the other amendment would do the same thing. It would deny federal funding to any state entity that does the same thing, that prosecutes a presidential candidate. It's very even handed, both Republican or Democrat. So what I'm trying to do is prevent the process from becoming the penalty here, because that's exactly what the left, the weaponized left is trying to do. Because you can't recover from the process. So how is this being met by and I was talking about actually when you tried to defund the FBI headquarters, we'll get that in a second. How is this being met by your more moderate Republican colleagues? Well, so far, for those that I have spoken to on the Appropriations Committee and in leadership, it's being met very positively. I think it's the right thing to do. There's still some work to be done. So I'm calling on all of my Republican colleagues to support these amendments. It's going to have to go into the Commerce Justice Science appropriation, which has not yet been marked up in our Appropriations Committee. I'm on that committee. And so I'll be offering both of those amendments and I expect that they will be approved and go into the base text of the bill. But then if we do a C .R. as well, you know, there's some qualifications for or any C .R. to go forward, in my opinion. Then it would have to be part of the C .R. as well. So I think it's very, very important that that all the Republicans get on board and support these amendments. So there was also a question about blocking the FBI's new headquarters. And is it true that 16 Republicans got in the way of that, Congressman, when you were attempting to do that? Tell us about it. Well, that was in the markup for the financial services and general government appropriation. And there is about six hundred and seventy million dollars that was set aside for the FBI's new building. It's about a little over half the amount that currently exists. The whole project is like four billion. It's going to be bigger than the Pentagon in size, which is absolutely ridiculous. The FBI does not need it by introducing an amendment to defund that six hundred and seventy million and to apply that to our national debt to pay off that portion of our national debt. And it did not pass in the in the appropriations process. We had 16 Republicans that voted against it. Now, I'll tell you that after that vote, there were some that came to me and said, hey, I think I made the wrong vote. And we're going to give them another opportunity when that actual appropriation comes to the House floor. I'm going to introduce the same amendment again. And I think there will be some change of heart, I believe, when it comes to their vote on that amendment on the House floor. So, yeah, there was a list of 16 Republicans that resisted it. Is that correct? And I want to that is correct. OK, so I want to name them. And if I have the wrong list, correct me. But it looks as if it's Steve Womack, David Valadeo, Mike Simpson, Hal Rogers, Daniel Newhouse, Julia Letow, David Joyce, Ashley Henson, Kay Granger, Scott Franklin, Jake Elsie, Mario Diaz -Balart, Juan Siscamani, Jerry Carl, Ken Calvert, Mark Amati and Robert Alderholt. What what possible reason could they give you for opposing that? Well, not a lot of them gave me a reason at all. But, you know, mind you, some of them came to me after the fact and said, hey, you know, I think I made the wrong choice. Why? Because they were hearing from their constituents. The FBI does not need a new building. I mean, they've got one point two billion dollars set aside, six hundred and seventy or so million in financial services, general government appropriation and another five hundred some million in the commerce justice science appropriation. So I think these folks will probably take a strong second look when the amendment comes onto the House floor for the FBI bill. And I believe that that there will be some change of votes. I really do. And I hope so, because that's the right thing to do. The FBI has been so weaponized as of in the last couple of years under this current administration. There is truly a two tiered system of justice here. We are seeing it time and time again when you have the treatment of Hunter Biden and then you have the treatment of President Trump. And all of those who support the conservative voices that are crying out. So I think we're going to see some different votes here. So let's now focus on September 30th. This looks to be the big day, right? So a previous Congress punted it to really, really neuter you guys. So this date has been on the calendar for quite some time. So you're inheriting a previous Congress's funding deadline, September 30th. What are you guys willing to do? Our position on this program, no short term funding bills, line in the sand. We need a fight. We gave you guys a majority for a reason. Where's your head at? What are the asks? Are you willing? How close to the line are you guys willing to get? Walk us through it. Well, I'll tell you, first off, you know, we've known the September 30th deadline has been here for a long time. And we promised as Republicans that we would bring 12 appropriation bills out of committee onto the House floor. And I expect us to do that. I expect us to keep our word. I'm on the Appropriations Committee. I'm certainly willing to be there from from today until the very end of September so that we can get all these, the rest of the appropriation bills across the finish line. Ten of them have come out of committee already. We've got two left to deal with in committee, both the Labor Health Human Services Education Appropriation and the Commerce Justice Science Appropriation. Those are the two we have left in committee. But we've got 10 that are available to go to the House floor. Actually, one already has the Milcon VA passed in July. So we've got nine that can go immediately to the House floor and get a vote. We need to be doing that to keep our word. Any short term continuing resolution, though, cannot be an unqualified or blind or what they call clean CR. Otherwise, we are simply promoting the policies of the policies and the spending levels of Nancy Pelosi. And that's wrong. I will never support that. And I'll tell you, a significant number of Republicans will not support that either. Well, that message needs to be heard loud and clear by the leadership. So just really quick, Congressman, and I just I'm hearing different things and I've always gotten along with Speaker McCarthy and I still do. But there's whispers that there might be a vote to vacate. Are you hearing that from other members? Well, I will tell you that a clean CR or an unqualified CR, it will risk our majority and therefore it will risk the speakership. I think what you're seeing is is the country gave us the majority to change the direction, change the course of Congress. We had the speakers fight in January, which I think fundamentally changed the way Congress operates. And I think that has to continue or we will truly jeopardize our majority and we will jeopardize Kevin McCarthy as speaker.

Andrew Clyde Jerry Carl Kevin Mccarthy David Joyce Robert Alderholt Mike Simpson Ken Calvert Mark Amati David Valadeo John Eastman Kay Granger Julia Letow Daniel Newhouse Nancy Pelosi Steve Womack Juan Siscamani Jake Elsie Ashley Henson January Scott Franklin
A highlight from New Mortgage Programs Requiring LOW Downpayments Revealed  (In Honor Of 9/11)

Real Estate Coaching Radio

06:26 min | 2 weeks ago

A highlight from New Mortgage Programs Requiring LOW Downpayments Revealed (In Honor Of 9/11)

"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Three, two, one, and we're back and we are going to be honoring the heroes and the victims of 9 -11 by talking about different programs that are available to first responders, firefighters, policemen, veterans. So what we're going to be doing today is we're going to be focusing in on different mortgage programs. A lot of you probably don't know about that have, you know, requirements for much less down and maybe have some lower credit requirements, things like that. Now these programs are for any, you know, firefighter or whatnot. It's not just available for those that were a part of 9 -11, but at the end of the day, this is our way of recognizing this really historic day in American, if not global history. So with that in mind, Julie Harris. Yes, that's right. And we all know that tragic event of 9 -11 happened more than two decades ago and we can't do anything to go back, but what we can do is honor those first responders. So this podcast is our way of doing just that by educating you, our listeners, real estate professionals about how to help those who helped others and are still being of service every day. We all owe a debt of gratitude to those who have our backs in times of need. So one of the best ways to help is to be of service yourself as a professional real estate advisor. Listen to all of these really great mortgage programs. Most agents and buyers don't know about any of these. These are for first responders and consider doing any or all of the following. There are more out there than just what we're going to discuss, but I chose some of the top ones. It's worth noting, we're not going to get through all these notes today on the podcast because there's a lot of details with links and all of that, so we've made this easy for you. Just scroll down in the show description, the show notes. There's obviously all of our notes from today and we are going to use our notes as closely as we can so that you guys have reference points because we know a lot of you are going to use this for training your own agents and your teams and your brokerage. This information is also fantastic to use in social media. Maybe you want to create some short videos around these different programs. I have to say it is kind of surprising and unfortunate that so many loan officers and frankly so many of you don't know about these different programs. Give yourself a competitive advantage in the marketplace and really learn as much as you can about all the different mortgage products out there. I realize that everyone kind of bemoans the fact that there's not enough homes for sale. Well that's going to start curing itself over the next 18 to 24 months and in the interim you better know how to help all the different folks out there that are going to be looking to purchase a home because you already see this happening. People are starting to say, well how am I ever going to buy a house? Houses are so expensive. I can't come up with a down payment. That's really the focus and obviously gearing it towards honoring the fallen victims of 9 -11. So drill down and if you're thinking that oh my gosh there's going to be a lot that Tim and Julia are about to tell me, you're correct but don't worry. The notes are in the show description below. And while you're there of course, join Premier Coaching. The link to join Premier Coaching is below and you do get full access to the entire first level of Premier Coaching and in addition to that you do get a daily semi -private coaching call with one of our Harris certified coaches. So all of you should be joining Premier Coaching. It costs nothing. It takes 17 seconds to join. You're looking for the next natural step in your real estate business. I just gave it to you. So scroll down and click to join Premier Coaching. Alright so as always our job is to educate you, motivate you and get you into action. So today we're going to lead with five quick ways that you can indeed take action on what we're about to educate you on these different first responder programs. I'm going to go through these quickly. So there's five ways you can do something about this. Way number one, make a video about some of the special programs we're going to expose you to on today's podcast. Send it to your database, post it on your social media and submit a press release to your local media sources. Press releases don't cost you anything. It is, you know, that's a funny thing you just brought that up because it is fascinating how infrequently you hear about any of the local, even the very, you know, the community newspapers talking about these types of programs. That wasn't the way it was like 15, 20 years ago. Well, why is that? It's because of the advent of the three to three and a half percent mortgage on the 30 year fixed, which was the standard issue program for practically a decade it seems like. But you know, people didn't really need to know so much about this stuff when the standard 30 year fixed was pretty good. That's right. And if you're a loan officer, as many of you are also, you know, doing mortgages, it would be a really smart idea for you to make this your niche, having a real master level knowledge of all these different types of products. That's right. So you loan officers as well could make a video, should make a video about some of these programs. Then the second thing, take the information from today's podcast and do a Facebook live session or a series of Facebook live sessions, inviting your friends and followers to learn more about these loan programs. You can split the programs up and even do a weekly series. Way number three, you can do something about this. Work with a lender who specializes in first responder types of loans, FHA, VA, HUD programs, and interview them for a video, a Facebook live session, or some of, especially my elite clients have their own podcasts. You can certainly do it there. The fourth thing you could do is submit an article to your online and offline news publications about these available programs. Much of what you could put in your article, you can find in today's podcast notes. We've done some of the work for you. The fifth thing you can do is to create a first responder seminar or webinar in person or online. Present at a firehouse or several or police station or stations and see how many people you can help once they know about the special programs they probably qualify for. Bring your first responder program lender specialist with you to help answer questions. It's important to note here that though we are focused on first responders in honor of 9 -11, there are also similar programs available in many cities for teachers. That's right. We're going to talk about some of that stuff. Another good, if you're selling in a rural area, the FDA has a lot of interesting mortgage products out there, a lot of creative stuff that a lot of you don't know about, but you should be learning. That's right. I'll bring some of that to future series because this stuff is all coming out of the woodwork now.

TIM Julia Julie Harris 17 Seconds Three 30 Year TWO Five Ways ONE Five Quick Ways FDA First Level Second Thing 24 Months Facebook First First Responders Today Harris
A highlight from 12 Month Repeat and Referral Real Estate Lead Cash Flow Machine (Part 3)

Real Estate Coaching Radio

07:57 min | 2 weeks ago

A highlight from 12 Month Repeat and Referral Real Estate Lead Cash Flow Machine (Part 3)

"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Welcome back. This is day three of your 12 month repeat and referral real estate lead cash flow machine. Oh my gosh, that title is officially too long, but this is day three and this is where we're going to get to a suggested calendar of events. Now we're going to go through a lot of ideas, but the ideas that we're going to share with you today are only the surface of the content and the detail you get when you join Premier Coaching. Now, the notes from today's show, as the notes are from every show that we do are below. So all you've got to do is scroll below. If you're an iTunes, Stitcher, Spotify, wherever you're listening to us, even on YouTube, just scroll down, open it up, there are the notes, show description and therein you will also find a link to join Premier Coaching. Premier Coaching is the nation's number one selling coaching program with over 2000 agents joining Premier Coaching in the last 12 months alone. So please do consider becoming a member of Premier Coaching and I have to say, Premier Coaching has become somewhat of a movement, a community, it's something that really is actually, it's morphing into something we've always dreamed it would. So we'd love for you guys all to participate. We know you love this podcast, tens of thousands of you listen to us every single day. So Premier Coaching is the next natural step for all of you. So scroll down, click the link and of course you can also go to premiercoaching .com, but really the quick and easy button is just to scroll down and click the link or just go to premiercoaching .com and you can join Premier Coaching right now for free and yes that does include a daily semi -private coaching call. All right Julie, before we get to part three and the first point, you had some agents in our coaching program and podcast listeners that you wanted to recognize. Yes that's right and this is related to the topic of part three. I call this the fun part of working with your past client center of influence so that you can get lots of repeat and referral business and this is your schedule of events. So we'll talk about that in a second. Quick shout out. Speaking of events, what are some of you doing? Well, we have lots of examples from past coaching clients, current coaching clients, lots of action on the Facebook page here. From John Salman, one of my elite coaching clients, he says two things. Number one, our city does an annual vendor bazaar that has somewhere around 200 vendors. It's a big thing for our community. It benefits a charity. I'll be doing a drawing for a free seller side listing. Seller only has to pay for the buyer agent commission. During the bazaar, I'll be using my booth to answer questions to anyone that wants to know more about our local real estate market. And number two, his brokerage is him and his wife right now. Their company Christmas party will be them inviting their center of influence as well as some of those vendors from the other event that we work with, lenders, contractors, title company, et cetera. So those are two events that John's got planned. And then Aaron Wild, another coaching client, says I'm in the middle of planning a trick or trunk pumpkin patch. My daughter is a Halloween baby so she's keeping me accountable. Kids are always good at that, right? That's great. Let's see. A couple of people said they're really looking forward to this podcast. So Marilyn Hodgson, you are one of those. And let's see, from a coaching call today, Gray out in Ocean City, New Jersey, is doing a twist on the pumpkin patch. He's doing a scarecrow party for his neighborhood at his house. So basically you bring your own scarecrow clothes. He provides the stuffing. He's getting a bunch of hay or straw. And they're going to do a neighborhood scarecrow making party. And then he said that this becomes a thing in their neighborhood that a bunch of scarecrows are all over the neighborhood celebrating harvest and fall and autumn. And I thought that was a really great idea because who doesn't have old clothes laying around that you could turn into a scarecrow and make it fun? Absolutely. Well, the point is, is to make it fun, right? The point is to be yourself, doing what you love to do, and being around people that you actually like, you know? That's right. And here's the thing. When you do events like this, none of what we just talked about from any of these coaching clients costs very much money. In fact, you could probably do everything mentioned for free or real close to free. So this is really effective for connecting you to multiple past clients and people in your center of influence all on one day at one event. And it is important to recognize that we're not, and we won't be in any of these examples, be telling you to plaster everyone with your business card or put your real estate sign up everywhere or somehow make this into a big commercial exploitation. That's not at all what we're suggesting you to do. Well, how can you then generate leads off these ideas? Make sure you're paying very close attention. So we've created this list in sequential order, and we're going to start with January. Of course, you can take these ideas in any order. Some of them are going to be seasonal specific or time of year specific. Not all of them, though. Not all of them, right. And we're going to sprinkle in lots of ideas and other types of concepts. Actually, something just popped in my head. So if you, for example, were in a market where there, say, are occasionally hurricanes or there's other types of weather issues in where Julie and I are originally from in Ohio, there'd be a lot of snow, just things of that nature. You can also do things that are going to be timely for those weather events. And I remember very clearly we had a coaching client that was in, I think it was Big Bear, California. And this was years and years ago. But the area was essentially being plagued with fires. And as a result, the whole community was under threat of fire, so much so that they closed the road going to Big Bear. Now you could choose to leave or stay, and he chose to stay. And fortunately, the fires didn't really affect most of the community. But what he was able to do is communicate out of the fire zone, a .k .a. his hometown, and let everyone know, his neighbors. He was doing little press releases, just letting everyone know that the community was fine. And then going to the extent of going by people's houses and taking pictures. Now that, after what happened was within a short, maybe a year or less, he became the number one listing agent in that entire community, because people were so grateful for the service he provided. And that's really ultimately where all these types of feelings and all these types of events lead to, is people seeing that you are a person of contribution, that you're here to help other people. And no other better way than to start out with a January Happy New Year's party, Julie. That's right. So in January, for example, a Happy New Year's party or a how to winterize your home video message. Before we do this, I just want to make a quick message, I had a note up here. There are several categories of events. Events that you create, okay, then event that you create and promote and manage yourself. You can have events that you sponsor, which are created by somebody else, and then smaller get -togethers with select groups from your list. So all of these things can be small, medium, or large. But what matters is that you are there physically actually participating. That's what matters most. You're not going to hire a VA to do your center of influence event. Well, what agents are going to do, tragically, is they're going to... And we made this mistake when we sold real estate, and we would sponsor the local baseball teams and whatever. We never got any business from it. They always send us a nice picture. We pay for their... At the end of the season, them going to get... But there was never a single referral. Had we actually gone there... We should have gone and then it would have worked. We would have, yeah. Or I'm thinking... Good point. Or people that sponsor events and they put their logo up on some sort of big banner announcing something or another. You're not going to get any business from that. You're only going to get business from sponsoring things when you go there actually and really participate. Let people get to know you as a human, and they're going to want to do business with you. That's right. So good points. January, your Happy New Year party, how to winterize your home. If you're having a blizzard where you live, make a video about preparedness, emergency systems, where to get the best snowblower. You could have an event about that and have vendors before there was something happening. And in fact, you reminded me of a podcast you were talking about our client in Big Bear.

Aaron Wild Marilyn Hodgson TIM Ohio John Salman Julie Harris January Julie John Two Events 12 Month Premiercoaching .Com ONE One Day First Point Big Bear, California Two Things Over 2000 Agents Ocean City, New Jersey Gray
Labor Day Throwback Tribute: The Top Terms Every Veteran Should Know

The Hair Radio Show with Kerry Hines

03:02 min | 3 weeks ago

Labor Day Throwback Tribute: The Top Terms Every Veteran Should Know

"Topic is all about what Michael Hopkins for the vet talk radio show today's topic is These are the top terms every veteran should know when filing a claim That's right, Michael Hopkins and there are 40 40 of these terms We're going to count down from number 40 to 35 just five today we're covering on this episode Let's get started Michael. What do you have for us? Well, you know Carrie the first one is called clear and unmistakable evidence Okay, you're saying at number 40, yeah, I'm number 40 right clear and unmistakable evidence and What that basically means is this in VA terms is called a Q claim Because you know that VA they have to shorten it but reality is this the VA made a mistake They made a mistake when they when you filed your claim there was some evidence that they overlooked and It and it's real easy for them to overlook Evidence, you know a perfect example would be You filed for tinnitus that's the ringing in the ear in the process of you getting an examination The examiner Clearly said in his notes that you had tinnitus and it is service -connected In other words it happened while you want active duty The VA and what the VA claims section did they focused in on your claim for hearing loss Instead of focusing in on Instead of hearing loss. They should have focused in on your tinnitus, but they didn't do that So what they decided that is the claims section decided that You're not service -connected for hearing loss and what they were supposed to do even though you weren't Claimed you weren't rated for hearing loss what they were supposed to do Carrie They were supposed to focus in on your tinnitus and you were supposed to get rated for your tinnitus But they didn't do that Wow Right Yeah, yeah that that is a problem Clear and unmistakable evidence they had the evidence right there in front of them and all they had to do was make a sound decision about Your tinnitus and grant it to you

Michael Carrie Michael Hopkins First One Five Today 40 Number 40 Clearly 35 VA Number
A highlight from  MARGARET ARANDA, MD, SPECIALIZES IN "LONG HAULER COVID," WHICH IS MOSTLY VAX INJURY

THE EMBC NETWORK

03:18 min | Last month

A highlight from MARGARET ARANDA, MD, SPECIALIZES IN "LONG HAULER COVID," WHICH IS MOSTLY VAX INJURY

"Hello, this is the Surviving Healthcare Podcast, and I have my great friend and colleague, Margaret Aranda, to tell us about her adventures in California healthcare and her career and so on. And so it's quite a story and I'll let her go have at it. Tell us first about your professional background, Margaret. It's quite impressive. It eclipses mine by a great deal. Thank you. Well, you know, I was never the smartest one in the class, but I grew up as a little mom to six siblings. So I cooked and cleaned and did everything by the time I was 13. I made my first Thanksgiving dinner. So I grew up with a lot of common sense and a very strong work ethic. So I think that helped me a lot to excel in my clinicals and the academic was I had to study hard. I didn't have a photographic memory like so many doctors in our medical school classes, right? But I got accepted to Oral Roberts University Medical School. And then when it closed down, I transferred to USC. So I graduated USC Medical School and then did internships there, including two rotations in the jail ward. And then I did anesthesia my first couple of years, transferred out, completed anesthesia residency at Stanford, and then they liked me. So I stayed and I liked them. So I stayed on for a critical care fellowship as one of three in the country who competed for the positions. Then my first job was as a attending assistant professor at the University of Pennsylvania. I ended up being in three departments. I wrote three million in NIH grants and worked on collaborative research with Johannes Gutenberg University in Maine, Germany, and then I was chief of the Department of Anesthesiology at the Philadelphia VA during 9 -11. After that, my dad got Alzheimer's, so I came back to California as UCLA faculty and director of the surgical intensive care unit as a staff anesthesiologist at the West Los Angeles VA. Then as you know, my daughter and I were in a tragic car accident. I spent 12 years bedridden with a traumatic brain injury. I was very unable to walk or talk. I had dysautonomia very severely. I could not stand up without fainting. Nobody knew what it was, so the doctors thought I was pretending. I had a near -death experience and God let me come back, even though he gave me permission to go into that cloud in the sky to heaven. So then I came back to inherit a pain clinic. I assumed an existing pain clinic with patients already on a lot of different high -dose medications. I tapered everybody down over three to four years and also during the last three years was extremely grateful that I learned how to use ivermectin, hydroxychloroquine, and polypharmacy to save with zero deaths over 2 ,500 patients. And then I got, in my opinion, I got targeted by the Medical Board of California. Of course.

Margaret Aranda Margaret ONE 12 Years Medical Board Of California Three Million Department Of Anesthesiology First Job Six Siblings Johannes Gutenberg University Maine, Germany Usc Medical School Oral Roberts University Medica First Four Years Two Rotations Three Departments Over 2 ,500 Patients NIH West Los Angeles Va
A highlight from Sauternes, gesprek met een wijnboer

Frankrijk Binnendoor

10:16 min | Last month

A highlight from Sauternes, gesprek met een wijnboer

"Bonjour, je luisten manne podcast van Frankkreig Benedor .nl, de website voor je ve kann sie een Frankkreig mit insider tips, vlogs, road trips, race forale, ebooks, en nyck booken se vos Frankkreig Benedor und daket andere Frankkreig. Well, since 2019, het best voor koch de racebok auf van Frankkreig is. Ich den Druckhauen auf, in den dese podcast fotelige meine Vahringen, beit Weindorp Soternen, in des Jorunde, wer keins unverwagte Masterclass Soternen kreig, een het hek van de Weindemein, tal pål näste reine meer de Weingard, van het berunde setteu die Kemme Soternelar. Lauste jemme? Bländerende do mei photos, staute den ik ob de photos, die beit dese podcast hore, een die eu konsin ou Frankkreig Benedor und Denel, sledge Soternen. Ich muss de bein mit een tourist denke een een besondereland muting, een sokt naavat een teigringen, in de notitzigstiek Maestermark. Een die krabwalsvaar een nuch, voor een unvergeitelke Herringring, een om die Wir up nieuw opte halle, een es salves am Bloch, een dese podcast hau verte marken. Ich vobleve in 2018 de Weinstreib bekadie Jag en Luppe Jag, wir eken sitat gewurt in een Luppe Jag en om geven, voor een trauwels primmer weinig magt, een och sutte, salves een Soternen, een de andere kand van der Geron. Et een sokt moi om geven kommt de wandel, auf te vietse, een die screeflal is een pebblochs auf. Een kat man jaan voorstelt, om een road trip ne de andere kand van der veer de Geron, een bei Sotern ter en wandel. Een was een moi een sunder gedag, een wer een de richt een Soternen, een det werat berunde chateau dikem. Een die besundere wien sateau bei Soternen, is van muss van wer een de fantastie zu wijnen die een van dan kommt, maar die voorne gebaunensteer verling, nagen och ombetal bas een gewurt. Een wilder dar och nieter turm, de sutte Soternen van dikem te pruve een te koppe, maar och meer de wandel doer der een honden twee ektaar wijn geade, rondet vraegen kastel, een ik wird ob dimenee pruve van de maargesweer van chateau dikem. Om een een die det geave, ist een een fles een een een een een erle van chateau dikem feld för een peis van hundred seven ten thousand dollar, een die dame ert dueste wittewijn een een sozijn. Een een fles van de de meen wild bemächtege, dan beegen gerendeert tusse de 300 euro een meerkreit, een een fles een top jaare is een hjellen maarland betalbar. Deus een zu roit een mit een jom geaving is, die een een glaasje die keem am bit, greip de keans, mein beider han de an. Tur een niefe van chateau dikem was, busslaut die Autotupakkeere, op een paren kilo meitre wordet kastell. So that ik mit maarjan een moor je wanderinger tusse konne maak. Een een de dame hundred sixteen een, saare ik en kastellje, een tusse de meuren de werglagen grastrauk, een die leek mein pefekt, om de Autotupakkeere. Een stonde vooret, op dappel meen för meitre taar wan bakenden, chateau Raymond Lafon. Op een mein dat wer aat stappen, klonke een de anderkand van de moor, two kinder steem, die hart, bonjour eep. Tur een spijle van de tek sage, wer two kinder, heerlek speteren mit vater, een ge niete van de spijle in de zon. Een flakken naak, klonke norgen bonjour, wer dese keer, van de moor je tonke braunen steem, van de man die van heutet haus, neu de pårlieb. Een frug, op een voor een wein pruvreikvam. Een ich haaf irk an, dar ik eingrk pakkere, omme van der lingt du de wein gander ich die kämte mag. De van staxen hant eut, een stelle de sie för as Pierre Mesler. Een vite all de trot, stad de two kinders een klankeindre vare, een niet sommer klankeindre, man een zum ou, een träiling dus. De naar bok hond de frindre kapje, fål er te klätsje, avus een dochter een tres jauns, die nuss amen mit hem vraan vorlek för domijn zijn. Een för te trot, stad de familiar Mesler, een chateau de monle van runt, sind seit in nineteen tween soverdag kot, naar det er välje järre, aus meneser van Böhmann chateau die kemmat gewegt, te värlei rechting het reen meder chateau in de Väthewes. Een haad dus een gudlerse hålgåd, een magte nu sällett mit se kindere prägte gewijn. Een een lok standa vey rämmer hälle för med karte präte, een krär een läsje väinmäkka das är tom soteren ging. Een zau läder nägt dat de France vät vorsgräft, tat maximaat dri dräve sårte för de soteren mågå bor gebragt. Re sän de simonjeon, de sovenjeon and de muskadel. Een bäi räumär lafångebragt se taktter percent simonjeon, een twenty percent sovenjeon, een där vär spjär bålle trödsopp. The dräve vå de väin vär soteren mår lädgeplugt, een där dår, on stät es och nände ärle der Rotting, bär dår de dräve för välle saukes kräge, een de väin, dös uttersmäakt de unikis. Dår de dräves längmågte lätter räipin komminatsi mit de lirgen van de väingräde, on stät des ärle erotting. Een de plukt diegät hälve sächter, een med hände, een med de lärge obrensbestag, sårtet vån dår järven är 3, tot våt ting av meer käre, tat ergeplukt med våre. Een de consequence järs, tär det äntal bräubär dräuver pär väinstag eraglägis. De komminatsi mit de lägge obrensst, het händverg een de frägna rit sår väinen, magt det är präis hågis. Een måi det täi, ist dat såppen demäinen lismet fräule kar plukkes värke, on dat det är gläinen vängersheb, een vår sächter gätt värgän bäi plukke. De väin gät det vån sächter är är mån lafan, lige pån näst die vån sächter dikem, een eppen opervlakte vän 18 hectare, een läver järngs Ångr vi 20 ,000 flässen up. Eer sächten hectare är in productsi, een die häfte an obrengs van Ångr vi neger hectoliter per hectare. Een är sächket gute pånd här, tän ist de norren min så terren, dat de obrengs per hectare Ångr vi väven 20 hectolitres. Tvär det bäi rämån lafan dös någ een 10 hectolitres, een dat komt när opa gläsvein per väinstag. De väin van är sächter rämån lafan vån nände plukke at een lög 3 jär ob njua autofatten van frans eikha häutgelaget vår dat det gebotteltoord. Een är gåde så tän köin häutgelaget vår det gebotteltoord, een är gåde så tän köin nände plukke at een lög 3 jär opa gläsvein per hectare. De väin van är sächter rämån lafan dös någ 3 jär opa gläsvein per hectare. Een är gåde så tän köin nände plukke at een lög 3 jär opa gläsvein per hectare. De väin van är gåde så tän köin nände kokkij sän jag. Een latte kvamag grater dat thatresept op een website stad. Een de linked nan de website, die vinje och frangräg bin de dor påntenal sletts sautern. Dög jät räun säs bäi sautern hän pruven, dan huff jegen asprägte te maga bie alla lijwein domäinen, vär kängen je ochte rägt, väi lä me zondu viejen joran in de dorup, väi jev van pröducen te och omgäven kun pruven en koben. Ma vår een bisonr pruverei zau ik pruvere och me asprägte maga bäi sjatå räimån lafon. Een viejväid te pjättrölug och nag påsålungalpe erlandkleite wår een dor pjär mäslär. Ich vond dit veraal tölug och me jeg nittve tärle. Läg jeg röstur inspirjär een och och is näret southwester van frangräg en sautern te häm. Meer infomasi finjop de website och frangräg bin de dor påntenel sautern. släts Oh yeah, for today's podcast någ, ab när den frangräg bin de dor, in je fa vrita podcast app Spotify, Apple Podcasts or Google Podcasts. Een köntur och ag atträtt läustre vi jeg frangräg bin de dor frangräg bin de dor släts podcast. Tot mein vår hande podcast.

Pierre Mesler 20 Hectolitres 2018 20 ,000 Flässen 10 Hectolitres Two Kinder Two Kinders 18 Hectare 300 Euro Denel Hundred Seven Ten Thousand Dol Google Podcasts Apple Podcasts Väthewes Spotify Lafon Today Chateau Raymond Twenty Percent Sovenjeon Hectoliter Per Hectare
Rep. Elise Stefanik: Supporting Impeachment Inquiry on Joe Biden

Mark Levin

02:05 min | 2 months ago

Rep. Elise Stefanik: Supporting Impeachment Inquiry on Joe Biden

"Flowed while joe biden was vice president if it were not for house republicans demanding those depositions most recently of hunter biden's business partner we would not have known and the american people wouldn't have known that joe biden had lied saying he had never spoken to his son about his business dealings we know that's false and the white house has been forced to change their statement on that even though they think the american people they show a fundamental lack of respect by saying no we didn't change our position it's very explicit the white house had changed their position to cover their tracks the other tool we have in congress is the appropriation tools so to go after each of these agencies when there are these politicized overreach and we've just done that for example you know the veterans the ferris committee we fully funded our veterans but you know what we went after mark we went after the office in va that falsely attacked politically attacked republicans claiming we were going to cut that's the reality is we voted to increase spending for veterans and every democrat this last week voted against increasing veterans benefits and increasing funding so that's an example where we will take a scalpel and look at all these politicized agencies from top to bottom of the different departments are we going to take a scalpel to the attorney general's office are we going to take a scalpel to the fbi director's office and going are to we take a sledgehammer to their requirement their request for a new headquarters we're taking the sledgehammer request for the new headquarters for sure and you know i've been one of the most sort sort of forward leaning when it comes to corruption at the highest level of the fbi going back to my questions of director komi which really started the unraveling of the russia hoax and this is you know years before the impeachment led by adam shift particularly with chris ray not only the fbi's refusal to respond to congressional oversights but holding them accountable on local issues i've been able to hold the fbi accountable of demand transparency and on the national issues we need to do that as well so yes not just a scalpel but a sledgehammer to some of these

Joe Biden Congress Last Week White House Komi Each Chris Ray Ferris Committee Hunter Biden Republicans Adam Shift Democrat American ONE FBI These Agencies Director Russia
Former VA Sec. Robert Wilkie Unpacks the SCARIEST Military Stat

America First with Sebastian Gorka Podcast

01:33 min | 5 months ago

Former VA Sec. Robert Wilkie Unpacks the SCARIEST Military Stat

"I talk about readiness in recruitment. First of all, I'd much rather have one or two fit guys than have to carry ten who aren't fit, but they put them in under the guise of equity. There's a much deeper issue here. When you hear the statistics and sometimes the numbers are 4%, sometimes the number is 1%. Of the American high school population being fit for military service. That is probably the scariest statistic that I know of why. Because we have eliminated in most high schools and junior high schools. The sense of competition. Physical education, games that require winning and losing. Winning and losing. And eliminating that because somebody might not be able to participate. But on top of that, the Caucasian of our youth that in the words of our president, this country has so many irredeemable problems. And an irredeemable past. These are the words that the Chinese foreign minister, fired at mister blinken. In anchorage. At anchorage, blinken couldn't say a thing other than we have to get better. To a country that's murdered a 100 million people since 1949. He was dumbstruck because the communist Chinese diplomat was using Democrat and BLM talking points back at our Secretary of State and he just sat there and took it.

ONE BLM 4% 1% TEN 100 Million People 1949 Democrat First Secretary Of State Chinese Two Fit Guys American Minister Caucasian
A Series of Acts Against Christians in the Recent Days

ToddCast Podcast with Todd Starnes

01:41 min | 6 months ago

A Series of Acts Against Christians in the Recent Days

"The military religious freedom foundation filed a complaint and threatened to sue the VA if they did not remove that cross. And within 90 minutes of the complaint, the cross was removed. The military religious freedom foundation is anything but religious, they say they represent Christians, but I find that hard to believe. This organization is led by a man named Mikey wine steam. And he, again, is a radical. This guy targets Christians, especially in the military, and this is all well documented in culture Jihad. So the cross came down. There was another story involving the merchant Marina academy. A beautiful painting of Jesus had been on the wall since 1944 and after people complained the transportation department and the merchant marine is under Pete Buttigieg. Pete Buttigieg ordered that a white sheet be placed over the painting of Jesus Christ. That painting, by the way, portrayed Jesus looking over sailors lost at sea. Then comes word that Catholic priest were issued a cease and desist order from general Mark milley at The Pentagon. They were told they would no longer be able to minister to Catholic patients at Walter Reed, national medical center. And then yet late yesterday, Jim Jordan dropped the bombshell. That the FBI had been weaponized to take out Roman Catholics. And

Jim Jordan Pete Buttigieg FBI Mark Milley 1944 Jesus VA Jesus Christ Late Yesterday Marina Academy 90 Minutes Walter Reed Military Religious Freedom Fou General Roman Christians Catholic Mikey Center Catholics
"va" Discussed on Veteran on the Move

Veteran on the Move

02:04 min | 6 months ago

"va" Discussed on Veteran on the Move

"Primary residence. No, zero. I mean, that's a 5 ten, $15,000 a year benefit. In your state, okay? So I cover state benefits for all 50 states. Then in part three, we've completely revised and revamped all of the for profit military and veteran discounts. So everyday discounts at your favorite places to shop and goods and services that you need, I've got a whole laundry list of nonprofits, things like free hunting and fishing trips for disabled vets, go through that, comprehensive list. And then we've completely revised and expanded the bonus section, which is section four last time I think there were only three bonuses. Now there's ten bonuses, but I'm not going to share what all those are. You need to get the book to find out about all the bonuses. That's awesome. Well, hey Brian, you're running a successful business now too, and now you've written two versions of your book, which is awesome. So thanks for sharing your entrepreneurial success story, especially what you're doing in support of veterans and VA claims and everything else that's going on out there. There's so many veterans that don't know they rate certain things and there's, like you said, there's so much stuff, even with your local and state governments and profit nonprofit organizations out there just looking to hook guys up with various things. So having that awareness of what the good deals are is instrumental. It's my honor, man. It really is. I mean, this is what this is what I believe God called me to do and that's why I'm here. Awesome. Absolutely. Love the energy man. All right, these two veterans are asking. Thanks for listening to veteran on the move. Your pathfinder to freedom. If you like to show, leave us a review on iTunes. Reviews are always greatly appreciated. So until next time, this veteran is screw Mike.

Va Tech women headed to 1st Final Four after topping Ohio St

AP News Radio

00:38 sec | 6 months ago

Va Tech women headed to 1st Final Four after topping Ohio St

"The Virginia tech hokies advanced to the final four of the NCAA women's basketball tournament for the first time ever with an 84 74 win over the Ohio State buckeyes. Elizabeth kentley had 25 points and 12 rebounds as the hokeys won their 15th straight game. We all come from different places, but this year we came together because we all wanted the same thing. And it's so nice to be at the spot, but we know that we don't want to be done either yet because we have so much fun playing together. Georgia amor added 24 points for Virginia tech and was named the region's most outstanding player. Taylor Mike sell little House state with 25 points, 19 coming in the first half where she had 5 of her 6 three point shots. Jim Bernard, Seattle

Jim Bernard Elizabeth Kentley 5 25 Points 24 Points 19 First Time First Half Seattle This Year 15Th Straight Game Taylor Mike 84 12 Rebounds Ohio State 6 Three Point Shots Ncaa Women's Basketball Tourna Virginia Tech Georgia 74
"va" Discussed on Today, Explained

Today, Explained

07:13 min | 6 months ago

"va" Discussed on Today, Explained

"For athletic facilities. In 2013, a federal judge voided a whole list of leases including UCLA's as illegal. Then in 2016, Congress passed legislation, giving the VA authority to lease west LA lands, including to the university, but there are catches. Among them, the least must benefit veterans, a group of unhoused veterans, represented by public interest attorneys, sued the VA, saying you can't lease this land out to things that have nothing to do with veterans. It was donated to us, and they actually had a court victory that resulted in the VA agreeing almost 7 years ago now to build 1200 units of affordable housing on that campus friend housed veterans. The VA promises to build 1200 units, how many are up now? A very small fraction right now they have only about a 113 units open as we're having this conversation. There are two more buildings that are supposed to open this year, but they were supposed to have more than half of them done by now, so they're very behind. Why is it taken so long? Well, the infrastructure is outdated and the VA has to upgrade that. They had to do environmental studies, typical sort of bureaucracy that makes things move slowly, but I found in my almost two years of reporting on this that another reason has to do with money for a long time, the VA didn't budget a single penny for this plan that had agreed to. And that was a stumbling block. Okay, so 7 years ago, a promise is made. We will build 1200 units. We're not even close to that yet. When does this encampment get started? So it gets started not long after the pandemic hit. So around March of 2020. And actually, the VA itself kind of created an unintentional precursor to veterans row because when the pandemic hit, they created what they called a safe campground on that property. So a place where unhoused veterans could come and just quickly take shelter in tents, get three meals a day. But they're encampment had these little tents that veterans would have to crawl in and out of. And there were some people in the neighborhood who saw this and thought it was kind of pathetic, especially on this property where unhoused veterans were supposed to have housing by now. So one of those people was a local Vietnam veteran who tried to donate a large tent to the VA, so he went in, he said, look, if you're going to have him intense, at least give him tense that they can walk into, not these little pup tents. But the VA rejected the donation, so he took that large tent out to the sidewalk, gave it to an unhoused veteran there, and that was the very beginning of veterans row. It grew from there, more people started donating the big tents, and because this was all starting during the height of COVID, law enforcement didn't come through and break it up. They likely would have prior to 2020. How many people lived there in total? At its height, it was close to 50 people. And you go down there to report on it for KCRW. And so what is it like? The first day that I went, you know, I saw veterans hanging out between tents, their cooking. They had a kind of order to life there that had a military flavor. So they had assigned chores to different people, like fire watch at night. They had these little grills and things like that that they would cook with outside. I mean, these were very big tents. Some of them had living room setups inside of them. They had generators going. I mean, it really felt like a community. Now, that said, it was also chaotic. There were people struggling with different issues. There were two homicides at the camp and the time that I was reporting there, which we cover in the series. So I don't want to make it sound like this perfectly orderly utopia, but there was a lot of camaraderie. It was a real community. It definitely had its rhythms, and it definitely had a military flare. Okay, all of that sounds all right, but I imagine that people in Brentwood who own homes there or who rent homes there were not thrilled about this. What did you find? You are correct. People were not thrilled about this. It took up an entire sidewalk. There was the noise of the generators, sometimes at night people would fight, there were these two violent incidents there, which the victims in both cases were unhoused veterans who lived at the camp, not just people walking by in the neighborhood, but nonetheless, that this violence had occurred was very disturbing to people who live nearby. And so who represents the house residents of Brentwood, who is the person that speaks for the neighborhood. In the series, I spoke quite a bit with Michelle biss, who was at the time the head of the Brentwood community council, which represents mostly homeowners and business owners in Brentwood. Because of her position, she'd been receiving complaints from a lot of people that lived really close to the encampment. And she was very active in trying to find ways to dismantle the camp and get it off of that sidewalk. How did Michelle and others go about trying to do that? They invited the sheriff at the time of LA county, Alex van nueva, to one of their meetings. This was Zoom meeting in 2021. And essentially asked him to intervene, now van nueva at the time was running ultimately unsuccessfully for reelection. And he really seized on the frustration that a lot of people all over LA feel about homelessness. He ended up sending in a special team of deputies that deal with homeless encampments. What did they do? They began what they called an assessment going one by one talking to people at the camp trying to match them with services and then eventually putting an end date on the camp and breaking it up. That's how they described their process. I mean, really what they ended up doing in reality was more just being, frankly, a presence there that worked as a walking talking clock that said, we are going to break this up on November 1st. This was 2021. So this is the day sanitation crews are going to come in and take down these tents. Now, what ended up happening, though, that really defined how this all ended was there was a second homicide there. And this gets the attention of the Biden administration. And at the time, the relatively new VA secretary who still the VA secretary Dennis McDonough. He says, hey, what is going on in Los Angeles? And comes out for a visit. This visit underscores a fundamental fact, which is that we think that any homeless vet is too many. Any one homeless vet is too many. He visits veterans roe, he takes a tour, he walks up and down the block with rob, the main organizer of the camp, chats with some of the veterans. Are you taking care of yourself? I am. Yeah. Yeah. It's a lot of work. I am. Yeah, you're sleeping. I'm sleeping. Yeah. Out here, busy, though. That's why I want to get some of this stuff fixed. Okay. You can definitely make it easier. All right. Okay, thank you. Thank you, Matt. And about a week later, back in Washington, D.C., at a press conference, he announces we're going to get the vets currently living on veterans row into housing by November.

"va" Discussed on Clubmarket Demo

Clubmarket Demo

05:25 min | 1 year ago

"va" Discussed on Clubmarket Demo

"Figure that's my favorite 8 inch bagel. That's the type. That's my type. That's my type. B to the same. Ho. H to the ISO V tenor is a but shizzle my nizzle used to dribble down the V8 was hurting them in the home of the turbans. Got me dirt cheap for them plus if they were short with cheese I would work with them bored and we got rid of that jerk for them wasn't born hustlers. I was birthing them H to the ISO B to the insane 'cause she's in my knees and keep my arms so breathy. Can't leave rap alone the game needs me. Haters want me claps that chrome it ain't easy. Cops want to knock me DA one of box me in, but somehow I beat them charges like rocky. H two B ten wishes on my dizzle used to dribble down in VA H two B to the insane that's the anthem get you hands up H to the V to the insane now guilty young got to fill me H to the zone B to the insane that's the answer. I do this for my culture to let them know what it look like when they run a roaster. Show them how to move in a room full of vultures industry shady you need to be taking over label owners hate me. I raised an status quo of I'm overcharging for what they did to the co crush payers like you always for all the years that you hold us. We can talk but money talk don't talk longer. Wishes on my nigga used to dribble down in VA it's to the low B to the insane that's the anthem get you the answer H to the V to the exam not guilty your got to fill me. H to the zone three to the insane that's the anthem gets you to hope is back life's only soldier rap second like I told you like I told you sell drugs. No. The whole thing you want to go do that. I was raised in a project roaches and rats smokers out back selling their mama sofa. Lookouts on the corner focused on that and some ladies and the window bullets on a Kim four H two ten wishes on my desert used to dribble down in VA next to the intro B to the insane that's the anthem get you hands up H2O read to the insane now guilty your got to fill me. H two is all three to the insane that's the anthem get you hands up. It's too late though.

VA
"va" Discussed on Clubmarket Demo

Clubmarket Demo

07:58 min | 1 year ago

"va" Discussed on Clubmarket Demo

"H to the it's so beef dinner is a shizzle my niggas who used to dribble down in V8 was hurting them in the home of the turbans got me dirty cheap for them plus if they were short with cheese I would work with them born and we got rid of that jerk for them wasn't born hustlers. I was birthing them H to the ISO B to the insane 'cause she be my knees and keep my arms so breezy. Can't leave rap alone the game needs me. Haters want me claps that chrome it ain't easy. Cops want to knock me DA one O box me in, but somehow I beat them charges like rocky. H two B to the insane wishes on my nozzle used to dribble down in VA H to the install B to the insane that's the anthem get you the answer H to that it's all free to the insane night guilty young got to fill me H to the zone B to the insane that's the answer. I do this for my culture to let them know what it look like when they run a roadster show them how to move in a room full of vultures industry shady you need to be taking over. They will only take me. I'm raising the status quo of I'm overcharging

VA
"va" Discussed on Virtually Amazing

Virtually Amazing

05:15 min | 2 years ago

"va" Discussed on Virtually Amazing

"Yeah there's somebody that can kind of hang on was kind on a you know and we'll have thanks issues with walkable Proceed for me. It's it's really important. And i feel like i have benefited hugely from that time. Had that conversation. Yeah i definitely do and some things that are really important. I remember one of them. Contacted me about a situation where the client wanted to poach. Va and we needed to discuss having something appropriate in the contracts that whilst the associate va has a contract to the blige to not work any with any competition for six minutes after they finish working with. There's nothing there was nothing to protect us from the client. Poaching them necessarily and It's just just things that flag up so we help each other We come up with a solution together or we share the warning signs and say oh you better look out for this situation. I didn't see this coming that type of thing so it's definitely really very valuable and definitely something. I would suggest that all vase day. you know. Find find that business stays on whether that be on a course that you're on a new just gelled with somebody or your integrate with somebody or or whatever it is. You tend to find don't you. When you're on as in kohl's maybe somebody that you want to more whether you're in a group of some sort and the fi fell aligned to somebody It is worth reaching out just saying. Hey how about it. This is really helpful. Yeah fantastic so what. What are your top three to five. Tips for aspiring new. va's or even who've hoping established for awhile. I did. I did get that some thought. Actually i have a few here and in two thousand nineteen. I approach quite a lot by people saying how did you. What did you do to get your business going. Got so tired of repeating south spending hours on the phone trying to help people. I thought i'm going to write this down and that grew legs. And i've since had a va setup course on my website is just down a sign not been self led course and the ferry first thing i talk about in my core is mindset and is i think it is key to everything and as you mentioned earlier joe you know we all have our imposter syndrome moments they. It doesn't matter how long you've been doing..

Va kohl va joe
"va" Discussed on Scientific Sense

Scientific Sense

02:43 min | 2 years ago

"va" Discussed on Scientific Sense

"My district is professor bloodied the ski. Who's professor bioethics used laundry. All visits focuses on the ethics of genomics. Mvp collection that the muddied. Thank you for having me. Thanks for doing so. We have the arcus of topics to discuss and that stopped at the order papers One of them have played twelve conc- and deceived the medical interested. Donor cassivi visuals. You say many darn conceived to reach westbound to know. They can't go to games. This has become a growing issue public debate and by ethical concern some consummate on their interest in dollars medical information relevant to medical decision making it others emphasize broad question. Daughter exclusive information we to have the could have gone considered individuals. Come snuggle identities and destroy psychological. Va so this is a really complex issue. Right i mean the. There's a huge tension between the two calls here and Information based make diagnosis medical treatment. I think this is becoming more relevant. So so what does sort of your your view here is sort of light policy. The the bottom line answered you question is my view is that we should expect a open identity. As from an egg donation that anonymity is not in the best interests of those anonymity of donors not in the best interest of the children that we conceive the adults that they will become But you know the issues go way beyond medical first of all to say most children or let's call them rat donor conceived individuals because by now a lot of them are older adults and Some of them are starting their own families right. They're having their own. Children descended most of them. Want to know is actually inaccurate. We don't know what most of them think because many of them do not know that they were donor conceived. so how can you actually do research on a population that you can't reach because they don't know they're part of that population so first of all. There's a huge issue in doing the kind of research that we would like to do to understand the preferences values concerns of this population..

Va
"va" Discussed on The Takeaway

The Takeaway

05:59 min | 2 years ago

"va" Discussed on The Takeaway

"Don't ask don't tell though. I think it's a step in the right direction I also think that the va has very antiquated policies. Right so what. What was announced. was that essentially. It was essentially an announcement to encourage ltd individuals who had gotten other than audible discharges to go through the process of attempting to get the benefits. That is not the easiest thing for a of individuals to to do. They have to file the paperwork. They have to go through the hoops there. And then you know as a lgbtq in individual you know faithfully. I wasn't discharged under the policy. Though i served under it and It changed on my birthday when i was in afghanistan so symbolic outweigh I'm going through my disability process. Now and it's quite antiquated. It's it's lengthy and it's There are complications. That happen all the time and so the va is is an imperfect system and it certainly needs a lot of a lot of work. And i think one of the things that i think a lot of people don't don't recognize either as that there's racial component even to the don't ask them tell crisis that transpired the witch hunt that it was and minorities were disproportionately affected. Women were disproportionately affected under. Don't ask don't tell And so these groups are already have major barriers to access When it comes to the va access to the full breath the benefits in so the va has to have a policy. That's intersectional if they want to actually be able to not only foster trust amongst the to community But specifically black algebraic people which obviously part of black veterans project. That's my purview. So yeah so. That's so helpful. Richard both in terms of thinking about what this new guidance actually means as well as drawing our attention to that intersection -ality jennifer. So i feel like it's been reported primarily in a way that seems like okay. Open open your mailbox. And don't worry you know your benefits will be in there. I know they're not all mailbox. I get that but it feels like. Oh now it's automatic. But to hear from richard that you now have to still walk through this process. What does that mean for actually being able to access these benefits. Yeah so that's one of the main questions. We asked the va. Yesterday it was legislative hearing to really understand what that looks like. A because like richard said we know that there's over one hundred and fourteen thousand veterans from world war two late into don't tell and twenty eleven is still don't have any benefits hundred fourteen thousand in those folks who served in silence in some openly and they served their country with dignity and respect and we still haven't given them the respect that they deserve and what they told us is i would. I do have to applaud the va..

va ality jennifer afghanistan richard Richard
"va" Discussed on DV Radio

DV Radio

05:44 min | 2 years ago

"va" Discussed on DV Radio

"Yeah like. I said it's shitty situation and i. I wish we knew more people that could respond. Like i said i've reached out to kinney and Brad both nineteen twenty to do the mortgage loan an actual real estate and then unfortunately they said probably the same thing you're looking at litigation. Problem is like you guys are like you mentioned earlier trying to find actual lawyers to represent you and knows both sides of the field. You know the federal side. Va side everything else. So i checked with bohemia as i fuck. I'd be playing dirty right now. I'll be going contacting. Local news stations is dragging his book. The company through the mud. That's just been trying to get that nestle astles out my actually brought that up because i actually forgot to even bring that up. Are you looking to try to go to the media with this either against inspection company or whoever. You can not really throw under the bus but be like. Hey these people skirted me over. Who did they screw over. And who else is getting screwed over in the country yet. I definitely would don't want anyone having to have the problem with that company again or are you. Have you contacted anybody about it. In the media or press as of late message does to newspaper. Publishers there inspected journalists. And i've messaged some news stations by having heard anything back yet. Hopefully vigor hopefully. Somebody will reach out to you if not i knew mean. Dv six might be able to to put a bug in. Somebody's ear no promises on that. But this in anything everything helps at this point right and i understand that and and like said it's not one of those things where you come out and say give me money. Give me money. Give me money But at the same time you guys do need money like there is no other way around this right now So if you're listening to us here on barrett's talk whether it's lower in the podcast The gofundme link should be in the chat room and or on the podcast podcast description. I can't find it..

kinney bohemia Brad nestle Va barrett
"va" Discussed on DV Radio

DV Radio

03:54 min | 2 years ago

"va" Discussed on DV Radio

"Did all this fire selves. We had the lender helping us with the paperwork as long as as well as the The realtor jesus. I'm sorry it's just. I it just just a situation and i know there are people out there white this but at the same time. You can't imagine that there are people like this. You know and i couldn't believe they pointed overdrive wanted rotted wood and thought that it would. It wouldn't show up later on. This is literally on tape. It's literally something that you would see an a movie like What's the one with tom. Hanks Suburbs is at the movie parking where they buy the house now falls apart. Yeah like that's that's six called me when lincoln and frosty were up there on their last day or two and we were talking about your situation because we were trying to get resources for you and as soon as he mentioned what was going on. I'm like this is straight from tom. He like really Okay so where are you now. As far as legal as a litigations legal moves. What what are you in the process of at this moment in time so right now. We're kind of having trouble finding a wire because of the lawyers all say that they don't bet no veterans rights and laws to take our case on so. I've called the bar association. I've called every single. Roy around my area and the bar association has In the notes that we needed veterans lawyer. So they've been trying to find retired Veterans that are lawyers now to possibly help us So anything with lawyer wise. That can help us at knows veterans rights laws that would be awesome and So from the city that i live in reached out to us. And they got a free Septic designed for us so someone came up today to a septic design for us today. A really hate that. I didn't get brad stinson with us tonight. Because he would. He's he's the guy. Like frosty annoyed can attest to that and everybody in here. He's the guy he is the. Va home loan orange marine. Yeah yeah yeah. He is literally. that's his job. He's actually helping me with my. Va loan right now. Right before the other lender. Yeah so jesus christ. I'm so sorry as if buying a house isn't stressful enough asked to do it. You know like you said the zoom links or whatever to actually do the inspection to walk throughs and and have all the ship go wrong. Oh man i could imagine. I'm guessing you had to do all this through. What face down or whatever because of cove it. I was still at oracle buying the house. Okay so you never well okay. Let me ask you this even if you were able to see the house at that time You think you went ahead and bought the house with the way it looks or no after seat once you walked in we noticed the things that they didn't disclose and some of the problems already and you're the first ones to actually buy the house from the owners right from the people that owned previously. Yes today have the house bill. Did they buy it from somebody. They bought it from someone else that i know of he bought it and flipped it..

Hanks Suburbs bar association tom brad stinson lincoln Va Roy oracle
"va" Discussed on DV Radio

DV Radio

05:38 min | 2 years ago

"va" Discussed on DV Radio

"Bills like the website and stuff of that gallon on. That's why it's important to their support by buying the cups and mugs and the church for. Dv radio same thing with how we got. The farm started so. I wanna thank everybody. If you want to become one of my pay members Patriot dot com forward slash. Dav six and if you want to donate directly to me without having to sign up for dried it's pay pal me rivers devi sexual google that pop up. Its picture. The dvd farm though but And so tomorrow. I leave amman. The road going to do my best to do updates. I have captain cardboard traveling with me. I have gabby few ride up front. I have captain kirk now. Thank you bow. doesn't fit properly. Standing up in the canopy has the lean. He can't go in the truck because he won't fit. And if i haven't chance i'll swing down through north carolina. 'cause it's kind on the way to colorado and i'll pick up my dozen roses. We'll talk about that later. It has been a crazy time in sad news. We the The day that i was supposed to do the interview with a veteran couple that got shafted on your home. Purchase my dvd flat-line was supposed to have surgery that day for the third day in a row. They kept postponing it. We got up that morning. And i had everything all planned out. We get up. Do the chores we drive him to the. Va appointments for surgery. And then i shoot back down into hampshire from vermont. Do the interview. He's by getting a surgery a couple hours later. You know everything works out. And as soon as we got up we have found out. Fisher katter a fisher. Cat got into the dot com emol deducted ducks female ducks in the mail Well both male..

amman kirk google north carolina colorado Va hampshire Fisher katter vermont
"va" Discussed on Guerrilla Podcast Syndicate

Guerrilla Podcast Syndicate

07:16 min | 2 years ago

"va" Discussed on Guerrilla Podcast Syndicate

"And you can help be an expressed or does holidays moguls. Even a foreigner deepa Poster drafting gonna start colombian battle. Do you really know this person liable better by offline. conversely shawn's or auto online conversations are how do you mundane relationship than suck lion. More has already is he now. I just want Who have a navy a bind. New york Vinyl funding working relationship with this up. Client more. you'll man on bass store. I'm the of the month performing regionally. Luzon a vase. So above the magilla la. If you don't mind. They're not based in the philippines airbase somewhere so it the wound first client mall or madama guenon experienced doing this sort of thing for different clients. I land knows. Drop she okay. So medical about ubon types of e a workman ago aside from drop shipping. Yes designing monkey So the of beginning. Lana me begin. Avia will lot quadruple particularly the now designs so woomera box good somewhat. They on the bay medical mona online business. Now you sound like you said footwear now. Most of a bus adopt shaping and then menopause graphics now than designed so boss. Aren't the things somebody league will go in now. Been been capita and move long so Graphics designed donald duck lesean a proper designed sale. I'm mike project pushy. So burn up on. Start the whole bone three times by a fan design so it used to be had from your experience it in w on though all this things virtual assistant your business model. Is it almost the same as what you are getting in the office. Job or must enjoy the vehicle must indicate them mo s office job. We are independent podcast network. We are guerilla podcast syndicate. Would you like to hear your brand while supporting quality. Podcast contact us now at advertise at guerrilla podcasts syndicate dot com for. Nobody novel So so independent. Poignant he noon bursa office which which is what which is one eighty like your experience being an you'll be ombu You're early in your journey phenomenon. No behind you know within the university nothing thing viewers and listeners that you know it's not the late start something and and make something out in your gates. Your yama forcement working it as it goes out was models. Don't go in Does your husband help you in your. Va job or In your standing job. What's his contribution to the sideline better. The bush said eating online that the job. What's what's the situation like so fire and in this thing. Better eat bubble which could say the to word. Oh moody bus. Shot fares online so online business means shot a monthly. Okay so being a young son now. Amanda mistaken You know magic leagues goosey la. Would you advice them now. Going benyamin had more though to have A potential job working from hold or the wing virtual assistance jobs. What can you say about that. is this something. A medical men was abandoned. Now extra extra work is bull for questionable. Awful on me. I actually called intimate condemning so while our lead to so by major malaysia osama neela but the un so bar door so we didn't go miss snug that someone will Nightclub though was bahama lake. Ona must must own meal. Income for the lincoln and the numbers at home mug virtual stunt down cha in burma lega ankle portfolio. Been osama will finally legal so Medical with on dementia than than a heat out who Now so it and you're thinking long term now novel almost merimee clients really that eventually. Any place your your In dumb from our lever tossing eight Merit boma now Virtual stunt in the whom he now did thousands. I'm i will again so far this. What in your off. Course i feel that. The virtual assistant is suitable for more young people like you. Cussing at game skiers and option so an highlight in this show people who are so experienced there versus people were just it now. They buy journey everybody. We want the no own experience. More a leading experience civil bet. Local property bowel mum nike. Don't probe limb so far starting in your journey as a rachel is he and work from home and online business man or will happen to them them. Myself are an obama. Tips number b begin with on a was getting going and go go out more. I know about begun the challenges. Our problem somewhat on us any.

Amanda thousands bahama lake New york malaysia guenon first nike donald duck osama neela osama three times store one eighty philippines Merit boma merimee a Avia shawn
"va" Discussed on Scale The Podcast

Scale The Podcast

03:53 min | 2 years ago

"va" Discussed on Scale The Podcast

"I don't own her own. Anybody people do believe they own virtual staff. We don't own them. We are lucky to have them. And that is truthfully how we feel. We are so lucky to have phobias. We have right now. i love it. What what how would you tell somebody to get started like. What are the things that you would kind of get prepared to build that the a relationship because a lot of our clients come in just know they need help a mike. I'm scrambling i don't have any time. I need some help. What do you got for me daniel. It's it's one of those channels. So how would you help. One of our people get ready to implement virtual assistance into their business. Probably the best question you've asked me honestly because quite the answer is pause. The i will tell you to pause and reflect. What do you really want this person to do for you. Yes they can do your laundry. They can't do the things that you might want them to do. You know what is it. You really need them in want them to do. Do you have a system built around those things that they can at least execute on if not. You're not ready. You're just not been and i'll be honest. You have to know what you want them to do. I they you know. And then start there. Then i want you to do is write it all down if you don't know because sometimes if you're come to mods mile just say hey i need a. Va who can go through my database through it. They need to know boomtown. They need to know k. w. systems you guys can find that person but if you don't know that's what you need then you're not going to get the right person so fine what you need and then maybe someone can help you build the system. But if you don't know the new being doing i your success partner can't help you find the right virtual assistant for you. So have your job description. Ready had it ready and be really transparent. You know. I need someone who can own knows that i'm going to be able to give them one hour day. I need somebody more areas or something like that. So i think that would be big is being able to give to get success out of someone you have to get the right someone and the right. Who and the more you know about what you wanna laugh for jiao and how you how. You work is a human. I guarantee you right person. You just have to know what you need. I one were about to wrap up. I really appreciate your time today. If you're listening live and you wanted to ask any questions on facebook or twitter or anywhere on our social feeds Do that we're going to follow up with you if you're here with us right now and you have a question for becca now is the time to throw it in the chat or the questions and i think what's interesting about this entire process and your position particularly is that finance is always one of those areas that people get nervous about and so i wanted to get your perspective because we have a ton of teams your controller and like the area of controlling money and results and all that make makes people nervous so i'm curious what exactly would you have somebody in the finance world help when you're a medium or small business. Are you ready to take on that expense because these are people that you are employing that live off the funds. You pay them so. Make sure you're ready to keep someone you have enough work for them. You know that you're ready dowding one number to make sure that the time you're willing to pour in you're not gonna feel bad about monetarily losing doing something else and inspect what you expect if you expect. Results inspect them. These are these are people working for you..

daniel twitter today facebook One one hour one one number one of those channels ton of teams mike those people
"va" Discussed on Scale The Podcast

Scale The Podcast

05:47 min | 2 years ago

"va" Discussed on Scale The Podcast

"It's really easy to send off hateful harsh mean things over the internet because you have to look that person in the face every day well we do a zoom so we are looking at you. We are looking at your face art. We're delivering itchen. In a way that i can see if it hurt you or i can see if you're sad. I can see if you're mad how you work with someone when you're not when you're when you're able to be belly to belly with them and that is how i believe even in a small company actually even better in a small company because you can spend more time with this person that you can invest more in that when you're smaller to you give them extra time is that they're all you have and if you they're all you have you'll give them more of your time. Well i love it because you you basically jumped into our next piece of this conversation. The va relationship where systems have a big part in the conversation. You mentioned slack. Zoom chat voice. Maybe a text message. What are all i mean. I'm assuming that's primarily your communication channels. Is there anything else like. How do you communicate you know performance. How do you monitor you know whether they're doing a great job. What are the systems that you use to help the va relationship. So typically what i will also say is one leader for your. Va is probably pretty key. what i see. A lot of times is via will be given fifteen people that they report to and people can't understand why they were confused while right or to fifteen people are. I'd be confused. So we think just because they don't work in our room that they're not gonna have the same basic needs and we all are with one point of administrative contact who is going to do their evaluation. Who's going to give them critical feedback. Who's going to be there. go to win. Something isn't working. They need to ask a question. First and foremost give them a person. Give them who. Now that's number one and then also working on each. You can't just always deliver them bad information so if you're doing a good job i tell you if you're doing a okay job. I tell you when. I give them a solution. If there's a continual issue will do the same thing we would do with any other play will put you on a pip plan. You know a personal improvement plan will teach you. We'll show you train you. We will whatever we can do to a new hire. We'll do you. So that's the big key is one person and then the next thing is going to be. You can't always tell the bad stuff you know you have to appraise people learn how they what's their love language. Do you know what what fills their pockets. Is you know for one of our people. Caress kind words go hundred miles. Which charissa did one hundred miles whereas time off for one of our was the biggest thing we could ever give her understanding that she had a baby was the biggest thing we could give her. So what's their love language. What's their what's the way to win with them. And learning those things and the navigating them accurately with each person through one person. And i think you guys do to your size. They also feel like a team together right the virtual team like so they have a lot of resources and i would almost say like a buddy in your business. Another thing that we help clients do is like there's always a boss direct report..

hundred miles fifteen people one hundred miles First charissa each one person each person one point one leader one
"va" Discussed on Scale The Podcast

Scale The Podcast

03:25 min | 2 years ago

"va" Discussed on Scale The Podcast

"So if you haven't seen them all were basically showing you guys how to fully integrate a va into a team with multiple different positions with multiple different leaders. And it's a very expansive business meaning multi-state multifunctional multidimensional types of businesses all kind of rolled up into one awesomeness. And today. i'm. I'm really excited because beck and i are gonna talk and we're going to go through basically had actually pull somebody in and make them part of the. We talked about this part of the family and so beca. I'm really excited for you. Thanks so much for being here today. Thanks for having me. I'm super excited. And we're passionate about rv as though yeah some background on the team. A first of all they did. Thousands of real estate transactions last year And i really appreciate how integrated their virtual assistance are in their business so adam the owner of the business. How he and i met. I wanna say eight or nine years ago and we've gotten to enter a kind of interview. The main listing coordinator also the the ceo of the team. Today we've got becker our controller. kind of sharing with us some of her secret sauce and really how to grow and maintain the relationship of having a virtual assistant team. I do wanna bring up. We've we've written a book it's called scaling your business with mod virtual professionals now when we first started with adam her author and his team they were doing three four hundred transactions today. They're doing several thousands. They've got multiple business lines. He's speaking coaching. And he has a very expansive teams. So there are the perfect poster child for what we're talking about when you think of scaling your business and if you stay here until the end i wanna make sure that everybody has a copy of this book because we put thirteen years of our heart and soul into this particular book. Let's jump back in. We were talking about your position with the company in how you're the controller. So let's let's start there and rock and roll. Yeah so as a controller. My role is to really manage all the finances for our twenty some of the patients on. So i do all the budgeting all the check. Cutting i do all the the updating reporting And i do a lot of human resources for her group as well. So we've got thirty some odd employees Across on twenty some odd states. And so i do. All the banking financials all the profit and loss statements in all of that. So that's my role with her group. And i coached. I coached a lot of our leaders as well. that's awesome. what are you coaching. Your leaders in just so we have an idea of what you're what you're up to. Yeah so i think it's actually it's more. It's what we call conscientious coaching on. Its part of adam hurting training organizations coaching program. And it's really based on. What does each individual person need at the time in looking at them holistically and taking their business personalized and their finances and their goals. And really all mapping it into one coaching program that covers them as a whole human Time he will coach just real estate or just finance or just health in our goal on conscientious..

Today last year thirteen years today eight thirty some twenty some odd states first nine years ago beck Thousands of real estate trans twenty some of one coaching program each individual person three four hundred transaction one patients adam thousands
"va" Discussed on Transition Virginia

Transition Virginia

07:14 min | 2 years ago

"va" Discussed on Transition Virginia

"For genius. The podcast that started document transition of power in virginia a year ago this week. Name's michael poke. And i'm thomas bowman this week on the podcast transition. Virginia turns one year old. happy birthday. thomas happy birthday michael. It's hard to believe but we actually launched this podcast one year ago this week. You know i'm really happy that we've got back on the podcast returning to the podcast. One year separated from that first episode that we did all those many many months ago she is the legal and justice reporter for vp. And she's also our in house paw-paw contributor whitney welcome back the transition virginian. Hey guys thanks for having me And i just like you cannot believe it was a year ago and i thought the world was about a strange as it could get. You know. it's so great to hear your voice again whitney. I wish really wish we could do this in person. And i'm kinda bummed out that we're not able to hang out in the press room at the pocahontas building which is like one of my favorite parts of being richmond for the general assembly session. I really miss hanging out with you and all of your colleagues. I can't wait to get the gang back together. i really miss that. G building is just. It's the pressroom in particular is so sad no windows. It's cold but despite the stress of being there and covering the way it's we all really enjoy each other's company. And i miss doing things like you know working to lo fi hip hop with mallory. No pain and grabbing a beer after work so nice. And i can't wait to get back to that okay so it's not really a birthday party unless we have the traditional song so we have a special transition. Virginia performance from one of our good friends. Happy birthday to you. Happy birthday to you. Happy birthday transition. May podcast happy. Thirty to Very nice the. Grammy goes to. Sarah graham taylor. I cannot believe that she is such a talented singer. That's crazy a woman of many talents. She is a woman. Betty talents in her day job. She is the legislative director and lobbyist for the city of alexandria and also apparently talented an amazing singer elaborate. She also sent this birthday greeting for our podcast. Happy birthday transition. Va podcast mayor birthday. Be more special than the most special session. May there be no sunset provision on your birthday celebration and may your birthday be so special. It needs to third vote to pass out of the general assembly. Congratulations and happy birthday all. She's really contributed a lot to the energy of this podcast over the year. She has and she's explained stuff. You know i go back. When i'm editing the sound for this podcast. I have to listen to it over and over and over again and sarah is one of those rare guests. Where when you listen to what the second and third time you learn more stuff that you didn't get the first time you heard it so I'm glad that she we've been able to talk her into being a regular contributor on the show And she's really helped me understand this session that we're in now which is kind of mind boggling. In its scope and scale the new democratic majority is now doing stuff in their second year in power that they did not do their first year. And wow are they pushing a whole lot of stuff through the fire. Hose here just this year alone. We've got abolishing the death penalty and legalizing marijuana Thomas i'm curious i'm gonna ask you about the strategy there So why didn't democrats do that. Their first year in power reason that they put that stuff on hold for their second year in power. Why did we see this last year. Well their first year in power. You're talking about some heavy policy lifts especially with marijuana legalization and you had a lot of upper reforms from twenty seven years at least in the house out of power their first time in a very long time since having a trifecta they finally get to do all the things they wanna do but then they only had ninety days to do it so they had to decide what they could do right away and what they had to come back debate on figure out as a caucus and do in your to and so. That's what we're seeing is the fruit of that strategy. So you mentioned the heavy policy lift with marijuana. There's so much going on there you know. They've got to create a new agency to regulate this thing and they've got to figure out how to expunge the old convictions. And they're gonna bring in one hundred eighty three million dollars in new revenue. So they got to figure out where they want to put that revenue. I was curious that there is bipartisan. Support here but it's not in both houses so it was actually a party line. Vote in favor of in the house. But it was bipartisan. In the senate. With senator donovan senator vocal would they. What do you think of the politics here. Marijuana legalization i mean. I definitely think that i would imagine that. Republicans are you know. Glomming onto the idea of bringing in new revenue. Obviously that's a big plus for marijuana legalization dealing with the idea of you know years and years and years of tough on crime in general they still support Most republicans in the virginia general assembly still support as sort of the tough on crime laws. That were left over from you know like the eighties and nineties. And i think that's. It's hard to sort of pair that with moving virginia in this direction. That states across the country are moving And sort of looking at marijuana like it's like it's a new sort of business venture. So i can definitely see how republicans would have a little bit of a split mindset about legalization. Interesting that what we're seeing with. The death penalty is the sort of inverse with marijuana legalization. In terms of the bipartisan nature. So in terms and when marijuana legalization it was party line. Vote in the house but then it was bipartisan. In the senate it was the opposite with the death penalty so it was a party line. Vote in the senate with all republicans voting against abolishing the death penalty but then in the house. it was actually bipartisan. You saw three house. Republicans vote in favor of abolishing the death penalty. Thomas what do you make the strategy. They're like what's happening with the politics of the death penalty versus marijuana like. Why aren't they those two issues align. Is there something about those.

thomas bowman thomas Sarah graham Thomas last year a year ago alexandria virginia twenty seven years Republicans second ninety days michael two issues one hundred eighty three milli first episode both houses sarah first time second year
"va" Discussed on Courage to Fight Again

Courage to Fight Again

30:48 min | 2 years ago

"va" Discussed on Courage to Fight Again

"Welcome to we serve now. What were we seek to answer. The questions. veterans and their families are already asking that stays question is about a relatively new. Va program called va solid. Start and on today's show. We'll be answering all your questions about this program. What is it. who's it four. What's the goal of the program who's eligible and perhaps most importantly the actions that you need to take to not only take advantage of this program but also to take advantage of ball. The va benefits that you've earned through your military service. And i thought who better to answer this question than the person who came up with the program. So some of you may have heard of dr paul lawrence who is the head of the veterans benefits administration. Well his second. Command is a lady by the name of margarita devlin and she is an absolute well of knowledge. Not just from the. Va solid start program. But about so much more as well hello. My name is aaron perkins. I'm a. Us army combat veteran husband to a beautiful wife. Father to two amazing kiddos on the author of resolve a step by step guide. That takes you the veteran through the journey of rediscovering purpose. Meaning and passion in your life after you've left the military and if you hadn't guessed on the host of this podcast and when we come back my special guest will be here so sit back. Relax and enjoy my conversation with margarita. Devlin who am i. Why am i still here. How can i uncover who. I was meant to be during my own transition from the. Us army the wounds of war especially those not visible continued to plague my through the pain of job loss of ptsd diagnosis at crippling anxiety by finally discovered the reason. I'm here on the earth. And i knew i couldn't keep it to myself so i wrote a book. Simply titled result. Resolved is a book that has one apologetically faith-based a step by step guide designed for maximum effectiveness in the context of a small group of other veterans resolve provides veterans everywhere with the tool to help you step into your new life a life full hope purpose and vision for the future to pick up your copy of resolve head over to courage to fight again dot com. That's courage to fight again dot com. Well i am here with margarita. Devlin and i just want to take a minute to thank you margarita for being here on the show. This is going to be so so great. I'm super excited about it. But i want to take a minute just to kind of introduce you. And i don't want to steal your thunder because i'm going to give you a chance to introduce yourself as well but margarita devlin. She is the principal secretary for benefits in the department of veterans affairs. She's held that position since may of two thousand eighteen. Now that title in itself obviously a mouthful right. But i will let you. Margarita explained what your role is and all of that and kind of dive into a little bit more for listeners. Basically she second in command at veterans benefits administration so veterans benefits administration. Va that's your va. Va home loan disability compensation of oak rehab life insurance transition assistance and speaking of transition assistance marguerita has a lot of different advancements in military to civilian transition and also suicide prevention to include. What we're talking about today and that is the. Va solid start program so margarita. It is so good to have you. I just want you to want you to take a few minutes and introduce yourself but is so great to have you here. Welcome to we served now. What inky so much. It's really my pleasure to be here. Thank you for inviting me to be on this podcast And i guess what. I areas like to tell people as i've been in the va for twenty five years It's my passion to serve veterans in in various different roles throughout my career. i'm also mom of inactivity serving marine And also the mom of a college student Dad was a navy veteran brother served in the army so Military family close very close to my heart this mission so really happy to be here and talk about the solid start program haas of also weived definitely excited to have you and again on this show. We do our best to answer the questions that veterans and their family members are already asking and one of those questions is what is the. Va solid start programming. And that's question. Maybe we can just lead off with that. What is the. Va solid start program. Absolutely i'm happy to just dive right into that. so solid. The solid start program is really part of the military to civilian transition journey. That really looks at the fact. That transition does not end when you get the d. to fourteen at the end of your military service in fact those of you who have served you know this right. That's really when everything starts to actually happen and no amount of preparation With the military can really prepare you for what what your situation is gonna be like after we heard this from veterans so this program really seeks to connect with veterans in that first year after separation starting at about three months and then we follow up beginning six months in a year and it really is an opportunity for us to start out with. How is it going for you. How's your transition going. How're you doing what's going on in your life. What are you worrying about. And really letting the veteran drive the conversation about what he or she needs the moment how it's going and then our agents are very well trained to pick up on those cues from that conversation and provide that veteran with specific resources in guidance on how to continue their transition in the most successful manner. Possible that is that is huge. I remember. I remember when i got out at the end of two thousand fourteen. It was a kind of a drinking from the fire hose. Except i didn't even know what i was supposed to be drinking. You know it's like hey here's a bunch of benefits you might be eligible for good luck and so it's funny so we started this podcast in the summer of two thousand eighteen and it wasn't until i started this podcast and started doing some research that i learned about more benefits. I could've taken advantage of when i first got out. You know four years prior and so the fact that this this solid start program is tackling that specific issue. I think is great. So what what. Problems specifically is the program trying to solve will it is really a suicide prevention initiative and it came from the fact that we heard from veterans. That sort of felt like all the services and support sorta stopped When they separated from the military and because it was like drinking from a fire hose. They really didn't know where to go to do And who to connect to and it was really difficult for. Va to connect with veterans who were not engaging with our with our systems already so we entered into this agreement with department of defense and homeland. Security is coastguard is under homeland security to get data feet of all the military members when they were separating so that we can start those phone calls so that we can call everybody and by the way we do call everybody that we have information for that includes regardless of character discharge We will call these veterans and we will make sure that they get connected to services and resources that are that are specific to their needs so again suicide prevention. We recognize that. There is a a real. There's a reality about transition stress Which is very different than what you might think about with clinical rate with post traumatic stress disorder. Which is a clinical diagnoses Comes with its own required treatment in the mental health arena. But this is just It's stress around. All the life changes that happened with transition. And what you said you know sometimes they. You're hearing so much about so many benefits while you're in the process of separating that when you get out you might not realize that you didn't take advantage of all of them right right. That is so true. That is so true. So so the the tap program transition assistance program or the army's version i think is a cap or something. It is this part of that is essential that the tap program still exist. How does it factor into all that. They're they're connected. They're two separate things but connectors so the transition. Assistance program does still exist Dod really owns and operates. Don on any of the military services of course puts their own branding on their part of the program via has an entire day where we come in and we teach about. Va benefits was really great. We were able to get it to a full day. Always didn't always look like that but even in that full day where we teach it's really It's a classroom experience right so you're Before covid you were in a room with twenty twenty five other service members and as much as we try to make it engaging and make sure that the servicemember can tie all the benefits to their own personal situation using interactive workbook. All of those things. It still was a classroom experience. A not individual not one on one We do still have benefit visor. Available for one on one support with and they. They advertise that during the class. Now when we went into the code environment we go to virtual So we we are still pretty much in the virtual environment. We've we've started working on getting a little bit more in person presence with tap classes but of course as you can imagine Safety is the number one concern And so we think about this way. Transition assistance program is about teaching. You what you might need to know and getting you prepared in the right mindset for transition. Solid start is like okay. Now we're gonna talk to you after this happened after you got out of the military to see. How are you doing ended. All that stuff makes sense. What questions do you still have. And it's one on one so rather than having to listen to what everybody has to listen to if you already have a job and that's not your concern or you're already in college and using your education benefits that's not your concern but maybe you need to get into a medical appointment. You don't know how to navigate. That will work with you on justice. If that's what you need is maybe you have issues with your children. You need some some other resources. We have access to information about state department of veterans affairs benefits that can sometimes filling gaps were. Va can't Provide a service to really is personalized the comments we hear from veterans. I know you've been seeking feedback from veterans. As well is that they're surprised that va's calling and they're so thankful for it because they were maybe not sure who to call her how to ask about a particular benefit so it's been really interesting seeing the positive reaction from our veteran community. Absolutely and you know. I think that you know this is my opinion. You based on my own experience and the experience of know friends and other veterans who gone through the transition systems program. There are getting ready to get that to you to fourteen right. So all of those briefings. I shouldn't say all but a lot of those briefings are at least in the transitioning servicemembers. Mind it's it's a check the block it's like all right. Let me just get through this thing. So i can go home. Take off this uniform for the final time and get on with my life so the fact that you're contacting them throughout that first year i think they're going to be a whole lot more receptive to hearing. What the benefits are. Because it's not like you're not keeping them from you know from going home you know. You're not you're not saying. Hey you have to be here. This is your place of duty right now. So you mentioned covid nineteen and a lot of things have gone. virtual has there been any other impacts to the program. I know the program still pretty new but have there been any other impacts of the program as a result of the pandemic like are you behind or ahead or anything like that. A solid start actually was in a great position to react effectively to the covid nineteen situation. All of our agents were telework ready and all of our equipment works from telework standpoint. So they haven't skipped a beat they are not behind. They are on target When we first created the program we weren't sure what kind of response we were gonna get so when we created the program We we have to have a performance measure right so we said well. How many people do we really going to answer. The phone won't va calls. You know think about yourself right if your cell phone rings and you don't recognize the number what's the chance you're gonna answer it. Probably not your let it. Go to voicemail right. And if that person's important deli new message so we kinda thought we might get that sort of a reaction so we kinda started. Set the bar low. We said fifteen percent our goal was fifteen one. Five fifteen percent of veterans we reached out to we would be able to actually engage with. They would answer the phone and engage with our with our representatives. It's been just phenomenal. The actual result actually have your with me the december twenty twenty report since we began the program. We have reached over. Eighty seven thousand veterans and the fiscal year. Twenty twenty today fifty seven point. Five percent have responded and engaged. Yeah i know it's it's been just an incredible Response and we also prioritize veterans. Who we know from the information from dod if a veteran had mental health appointment In that last year of service before they left the military prioritize them and we also know that for that population. We need to make sure we get them connected into. Va healthcare and with that sub population. The percents even higher seventy three point. Six percent have responded to our agents and our end have engaged with them on the phone. Wow that is really really great. How surprised were you at the at the numbers when he finally saw them. In the beginning. I was very surprised. And then you know we had a town hall with are Representatives the ones who are actually making the call and it was really interesting. Many of them are veterans themselves. Some of them are you were military spouses. And some of them even used to work in the tap program and and they're so passionate about their work and they're always submitting new ideas about how to improve the program here in the anecdotes That they shared with me about what some of these veterans were telling them and how grateful they were for this phone call. One thing we do is we did put it on the caller. Id so in most with most cellular services You you'll it'll save veterans affairs on your phone so you kind of notes the. Va calling so kind of helps to increase the the response rate but yeah. It's it's been an amazing response for veteran for so happy that this program is reaching them in making impact. Yeah definitely that's great. That's great so. Va solid start. It's for those who are basically brand new to the civilian world right so for those of us like myself and a lot of our listeners who are not newly separated what resources are available for us for helping us understand available that that we can take advantage of so a couple things you're right. Solid start is for those that are recently separated so for veterans of any era. Were here for you as well. And you know i always. I'm always very sensitive to that that you know if you Or vietnam era veteran. We care about you. We want you to call us if you if you never got connected to your benefits. Please call us and we will walk you through. There's a main toll free number which is one eight hundred eight two seven one thousand and that is our main call centre. Those agents are trained across the entire portfolio benefits as well and they will help you identify. What eligibilities you might have In the benefit side and they can even connect you to healthcare If you if you haven't signed up for your healthcare so they can. They can kind of connect you regardless of when you got out of the military And if you are a veteran that just got out in the last year and you haven't gotten your solid start call. I say the information we get from dod his last information we had about the servicemember. Sometimes people change their phone number They changed their email address. We do try and reach out by email First before we make that first phone call so call us. And if you're in that last in the first year after separation just asked to be transferred to the solid start program very cool very cool and you just taught me something with this eight hundred numbers at eight hundred eighty two seven one thousand right cracked. Okay so i could you know after we finish this conversation i could off here. I could call that number and find out the benefits that i'm eligible for. Maybe i'm not taking advantage of. Yes and really. What what they're gonna do is they're going to ask you some questions. What type of benefit are you thinking about. you know. and because we haven't education call center so if you said hey. I'm really wondering if i'm if i'm eligible for the gi bill. They'll transferred to gi bill experts. Right if you say well. i'm really kind of thinking. What kind of employment types of benefits or what about disability benefits So you know they'll help you with those benefits. It's a little bit different than solid. Start in that There are more got react to what you're needing in the moment whereas are solid start agents are trained to sort of prompt And get information out of the veteran to help navigate the whole suite of benefits they might be entitled to and i also wanna say your state department of veterans affairs. They have offices in in different states. We have regional offices. One day hopefully will be able to meet in person again. But in addition there's the veterans service organizations in. They're out there to help. There's a lot of resources but yes feel free to call us. Anybody listening to podcasts. Give us a call one. Eight hundred eighty two seven one thousand and we'll try and get you connected to your benefits above love it and so speaking of benefits and this is it's kind of a curiosity question. I guess what is the most overlooked benefit that veterans typically. Don't take advantage. There's a couple and we actually make it a point to focus on these in the beginning They're time sensitive so one thing for example is life insurance benefits. There is a time limit on when you can convert your service group. Life insurance to veteran group life insurance. And if you don't do in that timeline you kind of miss the opportunity It's about a year and a half out from from when you leave the military so We tell them always about life insurance and that's always kind of a tricky thing right. Nobody ever wants to think about end of life. Especially you know you. A young twenty five year old veteran and twenty six year old. And they're thinking while life insurance okay. You know if they're single and they don't have a a spouse children they might not be thinking about it so we want to make sure they understand the value of having that life insurance policy and so that they make an informed decision potentially to take advantage of it another one is dental care the eligibility for dental care which is time limited in a lot of veterans miss out on that because they don't fully understand it so there's a couple of the ones that we know are are critical sensitive And honestly we've heard some some of our veterans who say they didn't file for disability benefits. Because they didn't feel like they should take that benefit away from another veteran so we do spend some time explaining that they don't take benefit from another veteran. It's a it's a mandatory benefit. Were any veteran. Who's eligible for the benefit and it also opens up the door for healthcare. And you know if you're young and strong now but but you know that you had injuries orthopedic injuries for example. But you're okay and you can kind of deal with the pain right now. Well one day you're going to need healthcare it might worsen You know this is. This is not a handout. It is an investment in that veteran. Making sure that they can stay strong and half the care that they need to to For the rest of their life if needed sure sure so that is some really really great information. But it's not every day that i get to to the principal. Deputy undersecretary for benefits at the veterans benefits administration or being translated. Second command right. So i have a couple of questions that they're they're along the lines of transition but not solid start specific right sure all right so one thing that i'm incredibly passionate about is helping veterans rediscovery since of purpose and meaning after the military and so finding that sense of purpose in that sense of meaning after military service is. It's really the single most challenging part of a chat challenging part of the transition and so one question. I wanted to ask you is how does the. Va help with this aspect of post military life. It's interesting that you bring that up because our research also validates that is one of the biggest challenges. In fact we did. We just started last year. A post-separation study of veterans. Who went through the top programme while they were in uniform to kind of see the retrospective look right. Because it's one thing we can really high marks in the classroom right there. The ninety six percent are highly satisfied with our tap class. But what we wanna do is wait to your veteran in the naski. Look back on and say okay now. How well prepared did you feel you were and we also bounce that against data to see are they employed you know are they using our benefits and we ask them for information about how they're doing so in that study we found the open comments that we got from veterans were very much around that loss of sense of camaraderie. That loss of sort of feeling that you're part of a community unit cohesion that you had the military you don't have that in communities today And just that that loss of sense of purpose and mission so we're just now starting to lean in to explore how the can help with that. We can't solve the problem ourselves right because we're not going to be that sense of community for them but we can connect them and we've been engaging with a lot of organizations nonprofits and via so organizations that provide that connectivity that sense of community in that sense of mission And we're starting those conversations to say. How do we infuse that into the solid. Start program so that we can start connecting veterans in a different way to give them that sense of community. they're looking for. It's really going to involve have to involve a partnership model via. Can't do this alone. Sure sure on love the fact that that the va is realizing this and is like you said leaning into that so now this is a this next question for you is potentially a touchy question. But i don't need to tell you that. A lot of veterans are like. I don't like the va about experience for those veterans who have had that experience or they're just like man. I've heard so many bad things. I don't even wanna try it you know. It's probably not worth the hassle. What what would you say to them if they were if they were asking like. Okay what should i do. Should i do anything. What would you say to them right now. A couple of things first of all. I wanna say avenues. Cells and good news typically unfortunately does not get the same kind of traction. There are so many good news stories out there. And if you look for them you'll see them. I would say comback triumphs again. It's not the same. va that. It was a few years ago. We have come such a long way in the healthcare system with the hospitals in the end the outpatient clinics in our regional offices are outreach is is so much different and we understand better how to improve the experience for our veterans. So i would say it's been a couple of years maybe had a bad experience comeback to us get another chance and if your experience is not absolutely stellar fabulous edit. It doesn't make you turn around your opinion of va. Reach out to us. And i would say in the healthcare system. We have Advocates in every medical center. Go talk to the patient advocate. Tell them about your experience. Let us change something. If there's something specific that's not quite right. Sitting in our via regional office asked to speak to the leadership team. We have lead dan so hard on getting feedback from veterans and making changes across the entire enterprise. It's it's just not the same. Please try again in comeback. That's what i would say. Sure sure so of just just anecdotally right so my family. And i we live in alabama and so my closest a regional center is in birmingham. And so you know i. I've been there a lot over the past few years. And when i compare the service and the facilities and everything like that to a to a more local hospital more local medical facility. It is night and day difference. I mean bring. Va clinic is just top of the line. So it it is really an and again. I know everyone is different but it even from. When i used to go to the va we lived in texas to go into the va. Here it is. There's so many positive changes that have been made in at so honestly i'm really really happy with with the facilities and the care receive and everything like that so glad to hear that. Yeah absolutely absolutely so what's a big takeaway here right. So what does something. All veterans and newly separated veterans or. Otherwise what should they really remember from our conversation. Today i would say remember that. Va is here for you We probably have a benefit or a service that you might not have been aware of And we wanna be there. We want to be partners in your military civilian transition. We want to be partners in your life and help you with any issues that you might have. We're not the answer for everything But we also have connections with community resources and just reach out to us if if you need anything don't try and go it alone and again if if you had a bad experience in the past comeback to us i promise you it should be a much better experience now and like i said if there's anything you encounter that that you have an issue with let us know we're here to be part of it. I mean my personal story. My brother who is an army veteran wouldn't go to the. Va for the longest time. I finally got him to go and he's been so thrilled he was. He calls me up and he's like says they're offering me services that i didn't even ask for. They're they're doing this. They're doing that. And i said yes. That's what we call wraparound services when you come into a va. We are not just looking at the problem that you presented with. We're gonna ask you how else we can help you. And he's been so impressed with that. He wishes he would start in the. Va system a long time ago. It really is We've really made some great advances. So please come see as awesome awesome so here on the show. We like to give our listeners. Some practical next step. So when this podcast finishes playing what should they. Do you know the context of our conversation today. What should they do because today's question is. Hey what's the. Va solid start program. And obviously you've answered that more than we could ever imagine and in so having you on the show has been just absolutely outstanding but what should their next steps be right after listening to this podcast. I would say if you're curious about the benefits and services we offer You might try to going to our website. Www dot va dot gov easy to remember And when you go to. Va dot gov. You'll see sort of things grouped into logical sort of life domain issue. So you'll be able to kind of navigating see. Wow you know what is what does the. Va half for me. And then you can actually apply for many of our programs online. Some of them Were still working on getting online. But you get the application online so that would be one thing and then if you just don't wanna talk to somebody some full more comfortable calling on the phone and talking to somebody call that number i gave earlier one eight hundred eight two seven. One thousand You know we're here for you. Take that step. Check us out If you're already enrolled in one of our programs you know good on you but there might be something else that he don't know about so check us out. Sure well margarita. Devlin this has been so so rate again. You have answered the question. What is the a solid star program. Frankly answered a whole lot more questions as well. So thank you so so so much for coming on serve now. What really enjoyed having him my pleasure and thank you for what you're doing to. It's really important work. I hope you've enjoyed my conversation with margarita devlin. So what are your questions recorded voice memo on your phone and send it to podcast at courage to fight again dot com or joined the post nine eleven veterans and families facebook group. And post your question there. We all have a lot of questions but the most important question we can ask ourselves is this have. I accepted the forgiveness of sins. That only comes through faith in jesus. Christ we'll i'll see you right back here. Two weeks from day and the nixed veteran question. We'll be asking is this. How do i use my post nine. Eleven gi bill. Well until next time. Thanks for listening. We serve now. What is a production of courage to fight again.

aaron perkins Margarita margarita devlin marguerita twenty five years margarita today first four years prior fourteen one Devlin second about three months two thousand fourteen department of defense two amazing kiddos dr paul lawrence first year two thousand
"va" Discussed on Escaping The Real Estate Investing Newbie Zone - Make Money In Real Estate Wholesaling Properties For Quick Cash

Escaping The Real Estate Investing Newbie Zone - Make Money In Real Estate Wholesaling Properties For Quick Cash

05:05 min | 2 years ago

"va" Discussed on Escaping The Real Estate Investing Newbie Zone - Make Money In Real Estate Wholesaling Properties For Quick Cash

"A few questions in formation our crm and reporting back to me on updated information. You must before english speaker english speaker. Excuse me and looking for someone part time. Here's qualifications that we're looking for. You must be able to make calls between ten seven. Pm eastern standard time and two hours a day six days a week as some weekends must be reliable needs to be able to consistently remotely with supervision in quiet. Location tech savvy. You need to know how to use a smartphone. Google and learn how to use web based applications. We have we can teach you to Typing skills you must be able to type notes while on the phone with prospects following our process and you must have a desktop or laptop with high speed internet access as will last but not least a positive attitude. Okay we also put some skills require which is office admin virtuous in data entry research With english you want them to definitely not a speak and write proficiently fluently. A marketing sales sales representative customer support. phone support. Want them to be good at and professional services we also attached say services. So this is what the job Post look like all right now. All jobs dot ph difference between that is that you. It's free to use book in order to get in contact and see the people that are actually applying for your job. You have to pay to upgrade all right. So what we do. We agree to the highest packets of nine dollars a month and a great thing about it is that you paid it for the first time. And you if you find to be a witch. I'm pretty sure you will. Within thirty days you just cassidy subscription and go back to their free account. After you hire your. Va and therefore what you'll be doing is you won't have to pay that monthly fee and then you can use their software that they Give you to be able to track their time. He wants their log did okay. So here's the process. We put out the at once. We start to get people that are applying for our position. The next thing would we do. Is we send them a email right back now. We create a template. This is basically saying. Hey we're getting a lot of applicants applying We want you to take this personality test. I and there's a screenshot of your results at that will go ahead as a interview so we had them go tar personality tests they take the personality test once it comes back that it is extroverted so it fits what we're looking for did from there. We'll we'll do is we'll go out and will set a time to schedule interview On a skype our and the main thing. What we're doing is looking for People coca assistant specifically on the call that the be fluent in english. You want to make sure there's no crazy language barrier right..

Google Va skype coca