35 Burst results for "Ulta"
The Other Side of Grief with Angie Smith
"Can you take us back to audrey. he's pregnancy and talk a little bit about about your story. From last season it was twelve years ago. Which is really hard to believe. You're talking about that the other day but the basic stories that i was pregnant with my daughter audrey she would have been our fourth daughter in. We found out during the pregnancy. Just like a regular at our twenty week ultrasound that she had many issues that made her incompatible with life and the term that they used and we ended up carrying her for several more weeks until she was passed viability. We just want to give her a shot. You know even though we were just praying for a miracle. We did not get the miracle that we really wanted but sheila for about two and a half hours and it was absolutely one of the hardest times of my life but she still so much part of our family. I feel like so in fact all the little neighborhood girls are designing they call us the sleeve or they somehow combined oliver. The smirks for they've mind are lasting of there's adorable mansion on us to all league compound firstalec giant house and they give audrey room held me so yeah it's still i mean it's so tender now but yeah it really beautiful to see him and other people remember her include her so so. Let's talk about that. That my one of my good good friends. Just walk through this. And i was actually there with her the day that her baby died and it was just you know and it reminded me of of you because i feel like you have given so many people picture into something that is often private and often not talked about in in so just in that season. We're talking about you know being fragile in this time. And i know since then because i'm your friend i know more and more horrific suffering that you've been through since then and i want to know just what that word fragile means to you and i think even back angie to your book cover of a broken china page. That was piece that together. I mean this is really something that an image for you it in your life. Yeah i think fragile is a really good word to describe this. The last season of my life. Like i sort of almost used that term with my general life like there's always like a little bit of i think for me right now and in those situations what i'm seeing is that even when i feel like i'm doing really well then i could still kind of take turn quickly where it's like one of those things that this is the dumbest example but i was at ulta yesterday and i i mean i've been out but not like probably as much as some people have in june okay with the whole pandemic like i mean. We're my husband's best friend who's here said on. You've been training for the soon. Like i like being home like so we i go to ulta. Everything's just take down like everything just feels like. I think everyone's got masks on all of a sudden. Like i just feel like i'm always sort of teetering on being in the hall. Just feels like there's a shift that i don't feel like i ever expect it. I mean even might. I mean my dad passed away. Which is part of what you were referring to and i was in the store and i was okay and then what actually broke me was. I saw this bottle of allure perfume. Which was the first Data ever bought for me and like the cell. So it's stuff like that where you're i think. There's just a different tenderness right now. That even in the moments where feeling we're kind of holding it together. It feels like most people i know are also like but this could break at any time right. Looks really solid right now. Right in an hour yet. I get a totally different answer. So it's a good word for it. Yeah i think you're right. I think i wake up some mornings. And i'm like i don't have any bearings i i feel. I don't have time and space like recently. I kept talking about our staff meeting tomorrow. I'm talk to our meeting tomorrow. And they're like it's friday. That's four days away just like i don't even know what to say it. Looks like a senile eight five year old but i cannot. I can't play it. Put my feet in time and space very well. You know which does make it just all feel like what secure in what's in what is all it it absolutely and i feel like i mean i. What's funny is. I think everyone is forgetting the days of the week. It's just these crazy. Yeah i do all. I did it today. I mean i like i thing. Is you know. yeah no. I think that that's part of it is just it. It's what you said. There's this like sort of like were lost in space and time and everything looked so weird and you know. I'm watching my neighbors. One of my dearest friends put her kindergartner on the bus. And he's the most lake shy in will mask and she's like i've never seen this classroom. I've never talked to the teacher like in. She's like a note. she looks like right here. She seems really nice. But altman dat. I tend to have depression anxiety. And i always have in so in this season. It's been extremely difficult. And i know. I'm not the only one but it's you said it's just kinda can't get your bearings in it makes you feel so unsteady in that revealing feeling to me is like it goes to panic. It doesn't it's not absolutely you'll uneasy here like so. Yeah we what we we right. I mean navy but then it's it's it's like it's the same as suffering all the things that you've been gone through lately it's like that that's that's also a grief does right is it puts you kind of in an alternate reality and and i wanna talk. 'cause i know there are so many women listening right now i mean i just i specifically think of my dear friend cathy who is just you know it's been one year anniversary just happened and so i want you to talk to them that those that have lost a child looking back on that journey. What do you wish you could tell yourself back then. I think i would probably talk about the fact that so funny. You ask that right. I said it regarded pandemic but that there is another side to this. You're you're not going to be in this place forever. So free i would say at the time it just felt like it would never end. Yeah fell it. would never recover in. Grief is weird. I'd probably tell myself that to you that it's again like it isn't the steady like okay. I'm better now. okay. I'm it's it's unexpected
Sephora Says So-Long to J.C. Penney, Hello to Kohls
"The beauty business can be pretty ugly. Consider the battle by department stores. Jc penney and kohl's for the affections of beauty brands sephora for the last fifteen years sephora has run stores within stores at jc penney. Those mini stores have been the most productive part of pennies credit. suisse analyst. Michael bonetti told industry publication retail dive. Naturally the last thing the struggling pennies wants to lose its golden goose especially as it attempts to emerge from bankruptcy after declaring chapter eleven protection in may but sephora hasn't been happy with its longtime partner and cast its longing i elsewhere in fact. Jc penney took sephora accord in may for attempting to leave at week reported the to came to what they say is an agreeable settlement that is sephora is honoring its commitment until the end of its contract in two thousand twenty three but the pair is still on the path to divorce in. The meantime sephora has made plans to move in with jc penney rival. Kohl's by twenty twenty three sephora and cold say there will be at least eight hundred. Fifty sephora stores within stores at kohl's nationwide retail dive because customers need to replenish makeup often in-store beauty departments help pulled in walk in traffic sephora. Could be a huge reason for customers especially younger ones to return to colds. Brick and mortar shops post pandemic. The move is particularly strategic now. Analysts say traditionally shoppers have purchased makeup. It mall based department stores but with malls dying beauty. Customers have fewer brick and mortar options. And they prefer one stop shopping. You know being able to buy makeup at the same store where you shop for clothes appliances and much more. Unlike jc penney cold stores are in suburban strip malls which will give sephora access to customers. It hasn't reached sephora. Stores tend to be an urban areas. Colds plans to make the partnership a big deal. The twenty five hundred square foot sephora departments will be placed prominently at the front of kohl's visible from outside and sometimes with their own entrances. The new colds tie up leaves. Jc penney out in the cold. The retailer is being sold. A mall landlords simon properties in brookfield asset management earlier. This month penny announced plans to start. Its own store within a store beauty concept to fill at sephora shaped holes. But that's not the only part of the streetfight worthy of a perfectly groomed raised eyebrow. The cold sephora partnership faces a much tougher competitor. Jc penney just last month targeted announced that it had successfully wooed ulta beauty to build stores within stores at target alta is of course a for his biggest rival so ken cole's compete with target by putting sephora up ulta. It certainly won't be easy during the pandemic colds share. Prices dropped almost thirty percent the company's now worth under six billion dollars according to cnbc in contrast target is booming. It's now worth about ninety billion dollars. Cnbc reports target plans to open about one hundred alta many stores nationally by the end of next year ultimately they plan to expand into hundreds of targets both target and kohl's are adding their respective beauty partners to their websites still the store within a store partnerships point out the existential facing strip mall department stores and that is post pandemic. How much in person shopping would we really do. Especially the younger women. Retailers are trying so hard to attract millennial gen z consumers. Were already used to quite a bit of online shopping. And the pandemic accelerated that trend. Furthermore with instagram and other online players pushing social commerce will any department store be able to woo these shoppers back inside. Nearly both kohl's and target believe they will time vaccine. We'll tell
Apple reportedly steps up effort to build Google search alternative
"Financial times ran a piece saying that apple is working on an alternative to Google search an interesting story. It's an interesting idea. According to the paper apple is stepping up efforts to develop its own search technology as us anti-trust authorities threatened multibillion dollar payments multibillion dollar payments. Google makes secure prime placement of its engine on the iphone already. There's so much about this story that's fascinating to me. It looks like first of all apple. Search engine is already running. Although it's not really a search engine exactly. The financial times says when people type in request for info from the home screen in iowa. Fourteen apple has started showing its own search results looking directly to websites rather than going through a third party in iowa. Fourteen today view. The report says the operating system shows apple generated list of search suggestions rather than the google results these results include auto compete style. Excuse me auto. Complete style. suggestions generated by apple showing that it is learning from its one billion users common queries. Okay see i kinda just want to read the whole story to you and then go back. Point-by-point it's the financial times. Why don't we start there. It's the financial times so of course. They're concentrating on the money. Part of it as if apple just started doing this yesterday. They keep saying that the doj is suing. Google for anticompetitive behavior at the center of that suit or near. The center of that suit is the fact that google pay somewhere between nine billion then twelve billion dollars a year to be the default search engine in safari. Everybody says for iphone. But it's for safari right. The doj in the past few weeks at right were suing. And i know we've known that that was coming for a while. But it's not like falcons can suddenly turn on a search engine from nothing. of course they haven't turned it on nothing Two and a half years ago. The got john john andrea. I'm sure i'm pronouncing that wrong He was the head of google search supposedly. They said it was to Increase their artificial intelligence capabilities and siri virtual assistant but he also brought eight years of experience. Running the world's most popular search engine the financial times. Points out. I mean sorry. It doesn't mean that apple is in creating an alternative to google i. I'm going to go ahead and keep reading. And then we'll i should have read the whole thing right. Experts financial times talked to Some of whom used to work for google. Say it wouldn't cost that much for apple to do this. And that apple has hired the talent to do it. That apple could do it because you can't just go in license somebody else's search technology if you're going to be an alternative google. I did not know until. I was reading the financial times story here and this could explain. Why dot go. I love duck duck. Go doug goes. Was privacy focused search engine and you can go there instead of google and you can type in your queries. And they're not being tracked and that's great They rely on being. It turns out their licensing beings technology. Now still your information as dang between you and duck duck go. It's not going anywhere. It's anonymous all that stuff. It explains why duct that goes results. Aren't necessarily as good as you might want. Duck tuck duck goes results to be apple. Can't just skin being. They can't just skin duck. Oh right they have to come up with something better if they're going to compete with google but not everybody thinks they're going to compete with google. Dan wong associate professor of business at columbia business. School said it would be extremely difficult for apple to ever catch up. Go-goes advantage comes from scale. He said and the endless user feedback helps to tune results and identify areas of improvement. Google gets hundreds of millions of queries every minute from users all over the world. That's an enormous advantage when it comes to data surprising. No one apple declined to comment for the financial times all right. There's so much about this. That's interesting and also i think kinda wrong in what. The financial times is arguing first of all. They're saying that apple is doing this because they're worried about losing the twelve billion dollars nine to twelve billion dollars that up. A apple gets every year from google for being the default search engine. I use siri as often as i can. I know people who don't use siri at all. Google still spending nine billion dollars even if he does get better. Google spending nine billion dollars for apple would not be a waste of money because there are lots of people who are always going to google it. They're not going to ask siri for whatever reason. I know that. When i'm out of the store i don't ask siri because i don't like to talk in public. I don't like to you know. Spread my business around. If i'm worried about a search engine tracking me. I'm certainly going to worry about you. Know saying out loud the grocery store or well. That's the only place. I go now saying out loud to the grocery store what i'm searching for. Nobody else needs to know that. At that point i will start typing stuff in at that point. Is it google that i'm going to. I have set my default search engine to duck duck go and that is another thing that this whole of this seems to sort of ignore. I mean the fact that we do have choices at this point. And i would imagine that somebody at least at apple will go ahead and argue. That what google is playing for is placement because people are lazy or people like google or don't realize they change it even though apple has made it clear that yes you can. Google earth could still pay nine billion dollars a year and not lose their money even if apple gets better at what. It's doing now as far as apple trying to build a search engine. That's going to replace google. I don't think so. I don't think apple is trying to replace a bill. The search engine that everybody is going to go to. Because i don't think apple wants that kind of headache. I think all of this stuff about siri better and about apple's being better. I think all of that is true. I think what apple would like is instead of going to any search engine you pick up your you ask a question you get your answer not kicking over to the. Here's what i found on the web. Not thinking oh. I need to go to google or i need to go to ulta vista wherever it is. I need to go to look up stuff. I need to ask jeeves by. Golly i think that's the part of this whole thing. That actually excites me. The most the idea that my virtual assistant could become more of an assistant unless a virtual thing that it could become a a source that i turned to to ask questions and get answers
Nutrition for Gravel Cycling with Kristen Arnold
"This week on podcast. We've got sports nutritionists and professional cyclists. Kristen arnold kirsten has a masters degree in science and human nutrition from ohio. State university is a usa level to cycling coach with source endurance. End racist professionally with the butcher box racing team. I've always got a million questions about nutrition and it certainly a topic. That's coming up in the new ridership for them. Kirsten helps us break down. What to think about eating the week before an event during an event and after an event i thought it'd be useful to think about it in that context just because a lot of us these big events. One hundred miler. That's a big unusual ride for us. We're not doing that every month in are cycling career. We're just kind of peaking for something. That is really extreme in terms of what our body is used to. So it's important to kind of think about that not only in your physical preparation but also nutrition and hydration. Christine does a great job of breaking down the things you should be thinking about before the event during the event to give yourself the best chance for success. She's got some fantastic takeaways for us. All and a few little tricks that i hadn't thought about so. I hope you enjoyed this episode. Let's jump right in kristen. Welcome to the show. Thanks for having me craig. I'm excited to get into the topic of nutrition with you. But i always like to set the stage for the listener to get a little bit more of an understanding about your background. Since you've got a background both professionally. Nutritionist but also as a professional cyclist once you give us a little bit of both okay So i kind of make my living in three different ways right now and I went to school for nutrition. So i have an undergraduate degree and dietetic and then got my registered dietitian or credential Ended up getting my masters of science and human nutrition then became a certified specialist sports dietetic. So i was in school for eight years Nutrition and So open my private practice. Sports died headaches. Company in twenty fourteen and then started coaching Cycling in sixteen hour with source endurance. And i've been reading on the professional road circuit and twenty sixteen and now rethink for butcher. Box pro cycling. Wow that keeps you busy. Yeah we've had a couple episodes recently where we've touched on things that i would fall in the realm of nutrition and i was excited when we connected just to bring you on board and talk from the athlete's perspective about how my listeners might improve their overall nutrition nutrition and such because such a massive field and something that everybody needs to spend time thinking about and integrating into their lives. I thought we would just think about it from the perspective of an athlete. Who may be only doing a handful of events a year so not a professional cyclist by any means but someone who's peaking for an event that may be way out of the ordinary for them so think about like a two hundred mile gravel race an sp t gravel or amid south gravel event. So let's try to break down the conversation by starting. You know if you have one of those big peaks senior year. How should you be approaching it. Nutritionally in the week leading up. And then how should you be approaching your nutrition during the event. Okay all right so we're gonna talk about the week before and the day of a big event There is some research to show that what people call carb loading is effective. And what this means is that you are eating High proportion of your calories up to seven to ten grams per kilogram body weight of carbohydrates per day. and what's that doing. it is super saturating or glycogen stores so for endurance athletes especially cyclists with these long gravel event Even though a lot of the time you'll be below threshold the majority of the type of effort. You're going to be doing it. Relies on glycogen and so the main goal with Going into the event to make sure that those lijun thursday or as full as possible if not fuller than they normally are And then that also goes for hydration so ulta making sure that we have adequate hydration stores and meeting knows with fluid and electrolyte so short version of that is to Continuously e carbohydrate rich foods throughout the day for up to a week before the event and then also making sure to hydrate well with electrolytes every day consistently throughout the day.
Ulta Beauty to open shops inside 100 Target stores
"And ultra beauty have struck a deal open makeup in skincare shops inside hundreds of target stores around the country that will start the second half of next year.
Ulta Beauty to Get Shops Inside Target Stores
"Target and Bowling Brook based Alter beauty have struck a deal to open the makeup and skin care shops inside hundreds of target stores across the country. The first of the altar shops will open in the second half of
Ulta to open beauty shops at 100 Target stores in 2021
"Target and alter beauty have struck a deal to open markets inside of target stores across the country. Those makeup in skincare shops Could be open in the second half of next year. Each of those shops would be about 1000 Square feet will be staffed with target employees trained by Alta. There also be a problem Presidents on the target website.
"ulta" Discussed on Ubuntu Podcast
"It easy <Speech_Male> to start applications <Speech_Male> using the keyboard only. <Speech_Male> Something <Speech_Male> that learns which <Speech_Male> applications are used most <Speech_Male> frequently and gradually <Speech_Male> suggests these ULTA, <Speech_Male> just a key <Speech_Male> stroke. <Speech_Male> Okay. <Speech_Male> So let's start <Speech_Male> game. Do is no <Speech_Male> longer available <Speech_Male> because it's not maintained <Speech_Male> anymore and it <Speech_Male> was removed from <Speech_Male> the archives <Speech_Male> I looked <Speech_Male> at all <Speech_Male> of the <Speech_Male> launcher things <Speech_Male> that I knew of and <Speech_Male> all of them have <Speech_Male> fallen into disrepair <Speech_Male> except <Speech_Male> for one. <Speech_Male> So my recommendation <Speech_Male> to you <Speech_Male> is cup. <Speech_Male> Which is in the archive <Speech_Male> apt Stool <Speech_Male> Cup. <Speech_Male> It's a <Speech_Male> spotlight <Speech_Male> style <Speech_Male> application <Speech_Male> and <Speech_Male> you hit control <Speech_Male> space to invoke <Speech_Male> it all there. You can <Speech_Male> remember that K. <Speech_Male> and it's got <Speech_Male> integrations, <Speech_Male> full web browsers, <Speech_Male> a music <Speech_Male> players, and calendars <Speech_Male> and contacts <Speech_Male> and. <Speech_Male> Just everything. So <Speech_Male> you can search files, <Speech_Male> you can <Speech_Male> execute <Speech_Male> you know applications, <Speech_Male> and you <Speech_Male> can also <Speech_Male> look information <Speech_Male> that's in your <Speech_Male> other applications <Speech_Male> as well, and it's the only <Speech_Male> one that's still maintained <Speech_Male> <Speech_Male> There's a new version <Speech_Male> on their website if <Speech_Male> you want to grab that <Speech_Male> So there <Speech_Male> is cup for what up <Speech_Male> links in the show <Speech_Male> notes, <Speech_Male> and that's all <Speech_Male> <Advertisement> for your feedback that <Speech_Male> <Advertisement> we have time for this week, <Speech_Music_Male> <Advertisement> we have to <SpeakerChange> have more <Speech_Music_Male> <Advertisement> time. <Music> <Music> <Music> <Music> <Advertisement> <Music> <Speech_Music_Male> <SpeakerChange> <Speech_Music_Male> <Speech_Male> That's <Speech_Male> all for episode thirty. <Speech_Male> Thank you <Speech_Male> for listening <Speech_Male> Next time we'll <Speech_Male> be back with some <Speech_Male> news <Speech_Male> and <Speech_Male> community news <Speech_Male> and maybe some events <Speech_Male> who knows. <Speech_Male> <Speech_Male> <Advertisement> But it.
Daniel Roseberry on Taking on Schiaparelli
"We. Add talking to Daniel rose spree who for one year and three months has been the designer at scalp rally in Paris. which actually makes him one of the new standard bearers of couture and the seems like a very interesting moment to be talking about couture with Daniel Apart from the fact that he has many interesting opinions. I. Is this seems to me a moment when. People of. Reassessing fashion at people have people looking at a people are searching for new ways to on lake fashion relevance and give it meaning on. Make it sustainable and. These and other issues to a very large degree. Addressed by couture implied unexpected ways. So. Daniel Welcome. And I would. Like to ask you right off the bat, what did a couture mean to you in your? Evolution, as a designer. Did to me for missile that. I think it. It meant to me probably what it means to everybody who studies or loves fashion it was really. kind of the goal of fantasy I always have visions of Lakota That kind of even like Carl from the ninety s like that was when I really started to notice fashion and it was through couture that I became obsessed with fashion but it was really I would say probably this idea of fantasy that this. Unreal. Level of luxury in beauty that was almost like beyond a human level in a way that was meant to me. And you were. Working fashion for how many years. ULTA GASOL, this'll be my. Eleventh twelve. Year? Yes when did couture? Assert itself as sort of you know fantasy fodder for you. Say it again. To to assert itself as this kind of. Fantasy fodder for you when did you? You were working for Tom Brown? For let time on. On, very, very rigorous ready to wear that really shifted the boundaries ready to. Right. Right. I mean. Tom My experience Tom was so I mean and you know this better than most people like so. Would he was doing in New York? was groundbreaking and really was not even some of the shows in that was hitting I. Loved about Thomas Some shows were really ready to wear, and some shows were really not ready to wear at all and you know I think that it it was approaching as close to could tour process as you could get as far as the. Rigor. I remember when season that we did, you know where he came to me, it was the first woman show in Paris and he had had. An idea he came to me. He said he wanted to the entire show made out of tool, the entire collection,
Don't AT Me: Twitch Has A Stalker Problem
"Thursday September ninth twitch dreamer be X. Bullet posted a tweet longer where she details her experiences with the person she alleges is zero harasser and Stalker. She calls him by name Mattie Rocket Online? He goes by specialty Poof from now on I'm going to be referring to him as suspecting according to the twit longer the problem started when be ex-bull filed a police report against spectacle alleging that he was using quote his or to lure kids into a discord server where he was being sexually inappropriate with them, sharing pornographic websites and images and possibly grooming them for exploitation and quote. Now, the that be X. bullet is referring to is inception east sports which suspect he. Founded and the report she filed to her local police department which was made public last week details alleged history of sexual misconduct, which she claims involved miners. Many of the allegations stem from the inception east sports partner discord server, which at one had over thirty, five hundred members and allegedly had multiple instances of racist and homophobic conversations and whole reason that be ex bullet not respecting is that at one point she was signed to inception east sports as it just chatting streamer it's a twenty four page report documenting in detail with screen shots, videos, and private conversations. A litany of allegations against spectator from his time running three different East sports organizations most recently with inception. To Be X. bullet spectrum somehow found out about the report that she filed and according to her. This is when the harassment began and he's been coming at me everything he has with doc seen harassment bought. Threats Tell you know telling me has my address and like. Saying things like see you soon or can't wait to come visit you kind of stuff from allegedly dachshund her repeatedly to allegedly giving her name and address to people that she describes as dark web criminals threatening to show to where she was on a recent trip and even allegedly having a naked photo of her daughter on his computer. It got to the point where be ex bullet decided to stop streaming on twitch out of fear for her and her daughter safety she. Ran In here and she had underwear on but she bolted in here and I like a lunge data and grabbed her and wrangled her out, and then I ended the stream and as I was doing that I noticed that somebody who was associated with him had clipped the incident and I deleted it right away and I deleted the five and then the next day he sent me a message saying that he had naked pictures of my three year old child saved. And he was using it to blackmail me or to threaten me or to say that he was going to try to get me banned from twitch according to her SPEC D at one point was banned from discord in connection to allegations similar to what she filed in her report. But allegedly, he uses multiple different accounts to remain on discord. She says that even some of his admins have quote emailed discord support trying to get his ulta counts band with no luck and quote now, ex bullet says that she spoke to multiple different lawyers and that due to differing state laws if she wanted to do something legally she. Have to take him to federal court, which would be extraordinarily expensive. She also says that she's reached out to her local authorities, multiple different times but that they haven't been very helpful now, I also reached out to Spec for comment and to get his perspective on the situation, and here's what he had to say it's three years ago and then no excuse for anything but I don't even remember what I did three weeks ago. So my language and talking to people are not asking every single person what their ages on discord and I don't think people do that normally and I watched I watched other youtube channels like. like mcnasty or forty and people like that, and they're talking to people. Like Like. The same way and no one has problem with it a debt why but no one raised awareness back then saying, hey, this a real big problem shouldn't be talking to the minors like this and I know it's not the right thing to do but like. Being Gaming and It's really really a toxic environment and some games, and this is what he had to say when it came to the allegations of targeted harassment towards be X. Bullet Online. So I had the address, they took it and they did. I mean they they found everything. More they found more about her than than I. Even have I, knew I knew what they were I didn't know how or they were going to act on it. I know I didn't know hey. If I give this person, this information that they're going to go really really hard on or are they just going to go look at it and be like whatever. Now, what we talked about here is only a fraction of what's alleged in be X. bullets poor, and while this might be the latest instance of stocking and online harassment in the world of twitch. Unfortunately, it's far from the only one a few months ago. Sweden. Anita who say popular twitch streamer with Threat Syndrome, went public with her own experiences dealing with targeted harassment at a sta the been stalking me quite a few months actually they've been coming to my house they've been sleeping and pretty much my backyard watching the house. The other day. Shop capers had to intervene and kind of holding back while knee chased after. According to Anita this person slept in her backyard multiple times peek through her mail slot. While she was home physically assaulted her and violated the restraining order. She filed against him multiple times. It apparently got so bad that Anita said she feared for her life. This person would bang on her door for hours at a time would constantly send her death threats. He threatened to kill me and the police response has been incredibly underwhelming after he assaulted me, I had a witness I love evidence and the police did nothing she goes on. To say that when the police eventually went to talk to this person about the alleged assault, he was on his way to see her and he allegedly had a knife on him after months of Anita pushing for something to happen. She says that recently the police press charges and this guy was given a suspended sentence of two months in prison and basically a suspended sentences where you're found guilty of whatever you've been charged with by you probably won't be spending any time in prison
"ulta" Discussed on MAD MONEY W/ JIM CRAMER
"See You as well as big personalized recommendations in Wa. There you go. Well, it's funny. I act wear mask everywhere and I'm proud of that actually. Mary I have the again I have when I was fourteen. I have pimples have different two tone. The skin analysis did do everything and I have to help. I. Want to tell you that this is what we all need. Millions of people wearing masks and you're afraid to go to a store. I thought this was better than a real person talking to me I'm sorry that's how I felt. Well there's no substitute for the real human experience as well. But I'm really happy that you try this analysis tool because to me this is all about the future of retail for beauty, center, section of the digital and the physical and I'd say, even the emotional he's how pretty emotional. But. I know that when the stores you people are passionate and they do need people who can guide them because makeup is not inexpensive and you got to look your best. Do you find that there isn't Talked about this on the com school, but there's a lot of places to go mary. So sometimes, they just feel like I want looking for myself. Well. Here's what we learned during the time that people have been working from home more than before certainly skin-care teens people have had a lot of time just like you to discover and try new products and expand on rituals. Most of us are working at home on video all the time I actually I think requires for many of us try to ourselves together and look look our best and so while certainly what wearing masks lot and make-up's under some pressure, you see a lot of innovation happening and looks around is lashes is shadow whatnot. So I think there's there's rebulk as well as skin care essense skincare fragrance, and those things healthcare is really important well, where you know your your friend in my Mr freighter from estee. Lauder said Listen Jim you gotTA stop calling it the Selfie generation it's Zuma generation and Mary we don't look that good on soon. I went to Ole to store and said I looked terrible would they be able to help me make me just a little bear preps I'm sure I'm sure we could help you both out our APP as well as in store and it's a combination I think of your hair your makeup if you wear it as well as your lighting so we can help you with that. Okay. So tell me about what happens you Did for a lot of people. We brought a lot of people back. You have had. You've closed some stores that were underperformers. You've always been very rigorous about that. That's nothing new. But what's what's it like when people come in? You have a salon I know that businesses. Okay. But I'm not sure I would I haven't gotten my haircut by someone other than myself since the pandemic are people feeling comfortable now about having. Beauty. Specialists Helping. Yeah we have worked really hard to have our shopping experience be as safe as possible. So we had to close all our stores, but we've been open since July and we're seeing people come back our total demand I talked about this on the call. I'm pleased about the signals that I'm seeing certainly, it took some time for a storage to ramp up but now in the last month or so we've only been down mid single digit which doesn't sound great to say down but that's certainly a lot better than we. At this point although cautious about what the second half of the year. Gas are coming back. Now coming, you're making fewer trips was spending more on a trip and they're certainly using our capabilities. Online are herbs curbside picked up. Buying Online, pick. Up. In store but book circling back they're using services are here and a browser obtuseness are available. There are very book than works I. They have folks back using really great safety. Procedures to make sure that we do safely as possible or gas amfar parcels. It's a mask wearing is where it's at and she sat all right now how the sales you've got ten more days left of your special that everyone loves I saw some fifty percents office, Samak, names that are very expensive. Frankly are people coming to it as they used to and even bigger? This is our twenty one days a beauty event that is loved by museums all over the country and it's happening right now I'll just say something that's a signature beauty events and our s love it all right now I still with my daughter who said look I don't need to go she likes afford or whatever, and I appealed her who's cheese and Vegan. And I said you don't understand. ULTA has figured out what vegans one this is a big push by you. Yeah absolutely wasn't we'd known for a long time that our guests are increasingly conscious about choices at May and beauty and food right lot of categories whether it's about health and wellness or their values. As we have announced, the launch of conscious beauty ulta beauty and what certify brands across five key pillars really idea is to make it simple or guests navigate to educate to simplify out one-size-fits-all. Some folks care about clean ingredients, some people like your daughter care about Vegan ingredients some care about. So we're with their brand partners outside partners. This will all be launched very soon online and in store for our guests but we've been selling plenty of of clean brand for some period of time but this brings together I way that really I think helps rank and make it easier. Question the old days we used to think about the lipstick index people in recession they tend to buy more lipstick, but in an era of mask, what should we think about moisturizer in? What are we switched to? Well mass as well as skin mass, right so I'd say that listen people are our guests are very engaged Oliver category and skin-care. We came into the knowing that this was going to be important at his proven to you even more important I'd say we say ninety percent of our beauty enthusiasts are saying that they're doing as much or more on their skin. Routines time to discover new things to do at home but must were believers in makeup as well as I said whether you're on a video call outside even with mask on, you have opportunities to really highlight your is your.
Sephora Awarded NASA Contract To Give Moon Fresh, Fun Makeover
"Multinational cosmetics chain Sephora has officially landed the coveted government contract to give the moon of fresh fund makeover beating out core competitor Ulta to lead the two hundred billion dollar projects over our science reporter. Rebecca Neal joins us now from the scene welcome Rebecca Good Morning Leslie Rebecca I remember the Moon from way back when I was a kid so it Has To. BE GETTING UP THEIR? Age. Wise. At least seventy if I had to guess while the Hubbub now, base XS Dragon launch NASA has been recently partnering with more companies from the private sector to tackle their large backlog of projects without the massive bill. Here's Jessica Wilbur senior beauty adviser at the stones. River. Town Centre Sephora in Murfreesboro. Tennessee who will lead the astro dermatologist mission from the ground y'all. I can't tell you how pumped on you to lead this historic mission we at Sephora at work developing personalized skin care regimen for the moon because we can't stress enough that beauty starts with healthy skin the montanes toward the dry and crack side is the spectrum. So we're start by gently exploiting the surface with a natural sponge than hydrate hydrate,
July Mailbag with Jason Moser
"The. Multiple answers I'm out Southwick and I'm joined, is always by broke camp. Personal Finance expert here at the Motley Fool. Hey, BRO, well! Hello Alison. It's the July mailbag where we answer your questions and this month it's with the help of multiple analyst Jason Moser. Should you buy a house now? What is modern portfolio theory and also here Jason's thoughts on a lot of stocks all that and more on this week's episode of Molly fully answers. Jason thanks coming back. you know I mean i. told you you invite me. I'M GONNA. Be here every single time. Thanks for having me back. I mean we appreciate it because we know you're a busy man, and so we do appreciate that you carve out time for us in our little show, don't. Always always make time for those important people in my life rule number one make time for allison and Bro I love. It sounds like a good one to me. Everybody wins. All right well, I guess we should just get into it, so the first question comes from Darren I've subscribed to the full for over a year and I'm really pleased with the service. I would like to know your thoughts about my holdings in Shop Affi- I've bought several times over the last three years, and it's now over thirty five percent of my portfolio and I. Don't know if I should continue holding or trimmed down. What would you advise a good problem to have I was gonna say that exact same thing? That's a good problem have? In a very glad, you have subscribed to our services in your really pleased. That's that's what we aim to to do. We aim to please help you make money and so yeah. This is one of those situations that we will find ourselves in from time to time as investors. A nice problem to have but something you do need to address at some point because it is going to be a little bit different for everybody. In so coming from the perspective of I, also own shop, a Fi stock in it's it's a wonderful investment. It certainly is taking up a bigger. Part of my portfolio a not at thirty five percent where you are. I think for me. It really does boil down to. That sleeping at night test in other words, you need to be able to go to sleep at night without worrying about this kind of stuff, and if you feel like shop, a Fi represents too much. Of your portfolio if you feel like you're overly allocated their, then, you may need to consider pulling it back a little, but now I mean it's. It's I think it's always important. Note you know. It's a big difference between building up a position buying a position to make this size to make this type of allocation in your portfolio. It's another thing entirely to have position grow into beat into becoming that size i. mean that that is that is in a little bit of a different dynamic there, so people all the different ways, some sometimes folks will, they will just sort of looking at it from the house money, concept or you. You just sell enough shares to recoup your initial investment, and then you let the rest of it go. Some people are perfectly fine with thirty five percent. Some people are not. They want a pair back so i. do think you need to kind of figure out what helps you sleep at night I do think that shop by a great business. I think the biggest risk in only shop, if I right now is valuation, just because it's dominating, it's space, but it's not making any money yet, and it's probably going to be a little while until they do so that valuation risk is there, but ultimately yeah I think determine. Where you feel most comfortable with it, and if you feel like you need to put a little bit of that money off the table, and he thirty five percents a lot, certainly very understandable. If they've said something you need to do if you do decide to pair it back a little bit. You've made multiple purchases, so you can identify the shares to sell to manage the tax consequence if this isn't a brokerage account and not an IRA. All right next question comes from Steven. If you are forced into unemployment, you are paying federal income taxes on unemployment payments are not contributing to social security nor to Medicare. How does this affect your future calculation of social security benefits and can one contribute to the social security fund during unemployment to mitigate any adverse effects on benefits, it is a little bit adding insult to injury, but you do owe federal income taxes on your unemployment benefits, and if your state charges has a state income tax, you probably have to pay state tax on that, although there are a handful of states that exempt unemployment benefits, so that's good news. And by the way you, you could have taxes withheld from your unemployment benefits you file. This form called form w four V. if you want, they withhold ten percent, or you can do quarterly estimated payments if you wanNA avoid that big tax bill at the end of the year, but if you're strapped for cash is probably just better to get the money now worried about your taxes later Eh. Stephen notes out. You do not pay payroll taxes. Those are the things that go into social security and Medicare so. So. It could result in a lower social security benefit, however, keep in mind that social security is based on your thirty five highest earning years, so if you enter the workforce at say twenty two and you work until you're mid to late sixties. That's more than forty years where the working so hopefully. If you miss out, if this year is not so good somewhere among those other forty, five or so years, you've had thirty five really good year so that this year won't be that big of a deal. So it probably will be okay. And then to address the last question. Unfortunately, no, you cannot make voluntary contributions to social security. There is at least one academic working paper out there. That suggested that people could buy into social security by like extra credits as opposed to contributing to your 401k, but so far that has not been passed by Congress I had an ex. Question comes from Sam. I heard to stocks discussed on another full podcast. When I read articles about them, it mentions they are thinly traded. I have two questions one I'm sure my position would still be quite small so I think I'd still be able to get in and out, but are there other things I should think about when it's a thinly traded stock and question number two. Is there a certain amount of? Daily volume you like to look for when considering a stock foreign investment. What volume do you want to see to not be? Quote thinly traded stock. Yes very good question in thinly traded stock just refers to the either the amount of shares or the dollar volume of shares that would trade on any given. Market Day and so. The. Thinly traded stock. The the problem is that you may not necessarily able to buy and or sell at the prices. You necessarily think you might be able to in other words when you look at a stock's price and you're looking through the. What what's going on throughout the day on the market, you'll see that did ask spread, which is essentially the bid. Ask spread is it's what someone's willing to pay for the stock versus what someone is asking to be paid for the stock? Because you know you have a buyer and a seller on on in every transaction they're. Normally most cases, these business business bread is very tiny, the couple of pennies maybe for most stocks because they're. They're heavily traded right there. There are plenty of dollar volume. But there are a lot of smaller companies small caps in particular in in you know a micro cap, specifically that don't necessarily meet these kinds of thresholds, and so you definitely have to be aware of that now I'll go back in time just a little bit, too. When we were running the service here at the fool called million dollar portfolios Roman Romani portfolio that we help manage members, and it was never really a problem, but we did have a condition in there. We were always looking for at least ten million dollars in average. Trading volume total daily volume now understand I'm not saying the number of shares saying the amount of money so basically shares times price, but we're always looking for at least ten million dollars. That wasn't set in stone it. It was an idea for us. It wasn't ever really a problem because we had a very diversified portfolio with a number of different types of companies, but when you're looking for smaller companies, you would've just keep that in mind that did ask. Spread is is something that just because it says the stock is twenty dollars. That doesn't necessarily mean you'll pay twenty dollars if there is a a big spread there between the bid, and the ask in so I think whenever you're considering stocks that have any lighter trading volume or thinly traded stock. Just be sure to use limit orders. Limit Orders of let us stipulate the price that you are willing to pay for or that you're willing to. To accept a if you're selling a limit, order is just a really good way to protect yourself from any unwanted surprise thinly traded stocks. You might not always necessarily get them when you want them, so you might have to lead that limited are in there for a little while, but but a limit order is a great way to protect you from any unwanted surprises. Next question comes from Randall. I'm in my late thirties now, but earlier in my life. I was very very bad with my money. Collection Calls Welfare and bankruptcy or not strangers to me. I've been at the bottom then I met the love of my life, and she convinced me to turn things around ten, and a half years later and I have done a complete one eighty, I took control of our finances rebuilt my credit and started investing and listening to all you find folks all. I opened it investing account with the goal of saving and building enough a down payment on a home. I'm happy to say we've now reached that goal. I recently sold at a profit because I didn't want that. Money tied up in the market. If we are close to needing it for a house, but now that we're here, I'm not sure what to do. We currently rent a basement apartment and our neighbors general living situation are less than ideal to put it mildly. So, we're champing at the bit to jump into the housing market that being said the experts have been calling for a drop in the housing market for a while, and that was before the pandemic hit now I'm worried that if we buy right away a year or two or three from now, interest rates will spike, and we could be put in a difficult situation. I live near Toronto. Canada or the housing market is already highly inflated in relation to the rest of the country should I be worried? While Randall first of all congrats on turning your financial life around love hearing success stories like that so good job on that. So I'll start with my standard answer with the rent versus buy decision, and that is just pull up spreadsheet and compare the all in cost of renting, including what you could earn on the money that use for down payment versus the all in cost of buying including the opportunity cost of putting down payment as opposed to having invested as well as insurance and taxes and maintenance, and all that stuff and project, where you might be in five to ten years based on various scenarios on what happens to stocks, if you. Rent an invest the down payment versus what happens to? What you'd look like depending on where home prices go. Generally speaking. If mortgage rates go up, that could way down on real estate prices we did see mortgage rates. Go Up for a bit a few years ago, but the housing market did find, but you could certainly envision a scenario where rates went much much higher, making houses, much less affordable and prices would have to adjust. But I don't expect that to happen anytime soon. I think we're. GonNa have low rates for awhile, but beyond that I don't know I've given up trying to predict where interest rates are going or even paying attention to people who try to predict where interest rates are going, so who knows? That said since you live in Canada. I thought I'd check. In where rates are these days and I and I got a brief reminder that things are actually different in Canada so I did a little bit of research. And then realize I had reach out to someone who knows, I reached out to Canadian Motley fool analysts Jim Gillies, and he had some thoughts so first of all just for you non-canadians out there. It is really different so in America. We get this thirty year mortgage than we have the same payment for thirty years. It's fixed. They don't have that in Canada. What's the most common is a twenty five year? But only the first few years or fixed. And then adjusts so in that context you can understand why Randall is worried about interest rates going up because over the next depending on which alone he gets the most popular is a five year fixed, and then you basically have to go get a new loan probably. So that put that in context, a little more, but also Toronto, really is crazy expensive. Vs from the end of last year that put it as the most overvalued real estate market in the world behind Munich. As Jim pointed out in our call here in the US we had our housing peak in two, thousand, six, two, thousand seven, and then we had what he called a reset, which is basically prices came down significantly candidate and have that slight downturn at home prices, but then they just kept on going up, so it really is different there, so when Jim explain all this to me, the difference in mortgages and the difference in home prices. Frankly he was inclined to say to this guy. You Might WanNa rent for while more and see what happens, but he also had the good advice of okay. What if you buy in prices? Come Down Fifteen percent twenty percent. What if they come down to a point where he upside down? You owe more than the home is worth. Are you okay with that? If. You're okay with that. Maybe it's okay to do that. But it certainly sounds like dicey situation than if someone were telling me like I'm thinking of do this in Dubuque Iowa or something like that. couple of other differences. In case you're curious about Canada in the US. Your mortgage is portable in Canada south. You Buy A. Get the five year mortgage, but then move get to take the mortgage with you for the next house and interest is not tax deductible. US Look at you, Robert, broke? Camp Can Canadian real estate experts there you go. Next! Question comes from Chris. I was on twitter the other day and saw that one of your contributors Brian Feroldi tweeted that he doesn't believe in a long list of technical trading terms and then modern portfolio theory. Can you help me understand what not believing an MP? T with mean this? He believed that diversification doesn't reduce risk. Also every financial adviser I've ever talked to his preached empty, so I would love to hear the counterargument. Jason you're not Brian for all the. Question I am not Brian for all the do get the talk of Brian Pretty good bit though. I I must admit I. Don't know what he said here in regard to modern portfolio theory and all of these technical trading arms. But I think I can take a guess. Generally speaking I agree with them, and I think you could sit there and look up the portfolio theory in you know read about it as much as you want. Just go to google modern portfolio theory, and you can dig right in there, but in a nutshell ultimately, what modern portfolio theory is the intention behind it? It's meant to reduce risk while maximizing returns. It assumes that investors don't like risk. They prefer less risky portfolios to riskier ones in order to achieve a certain level of return so right there. I kind of kind of lost me right there because I don't believe that every ever investors risk averse I think some investors have a very. Healthy, appetite for risk, and frankly I would say I got a pretty high tolerance for risk when it comes to investing, made it just because of what I do for a living but I. You know to me I like having that trade off least unhappy. Happy to take some risks there. If I feel like that upside, it's going to be potentially worth. So with modern portfolio theory, it introduces a lot of fancy math in the form of variances and correlations in order to come up with this. Quantifiable, investing strategy that ultimately helps reduce risk while allowing the investor to achieve. Certain returns in. Maybe it works for some not I'm not dismissing it personally I. Don't use it, I don't personally subscribe to it I. Don't need it. I think honestly for us. In a really believe it's extends to to most people in our full universe is that is individual investors I think a more meaningful way to reduce risk. is to just extend your timeline like invest longer. So like Tom Gardner said a number of years back when we were. Working on Motley, fool one basically take your take the time line that you think you want to own any individual stocks you buy shares of starbucks and I plan on owning it for you know five years. Okay, we'll just double it. Cloning it for ten in all of a sudden right there. You've given yourself more time. Time is one of the big advantages we have is individual investors. Money managers don't have that advantage, Wall Street done generally handed abandoned, either, but if you can be patient and just invest in good businesses. That risk really starts to come down over time. There are plenty of studies out there. That show that risk comes down the longer you hold onto those stocks, which into me, just renders modern portfolio, theory, more or less not useful mean on things, not useful for everybody, but it's not useful for me and based on Chris. Question It sounds like a agree with what Brian was saying there. We think I'll add to. That is I agree that risk is really not that much of a consideration if you are saving for retirement. But once you are in retirement man, and just say like you know what the market's not I'm going to extend my time highs in ten years. Because you need to spend money in that situation, I think diversification is important. It's important to have assets that don't always move the same direction at the same time. For some fools. That's just as simple as keeping any money need the next five years in cash, so you're right out any ups and downs, and that can be fine. But I. do think it makes sense to have. A mix of investment so that right now, technology stocks are doing very well, and we hope that continues to do well, but we remember was that happened in two thousand from two thousand to two, and there were down for quite a while anyone who retired in one, thousand, nine, hundred nine, or so it was very happy to have some small caps value maybe a. A little international, some reits to ride out the storm Yeah I think we talk about that often like recognizing where you are as an investor in life, are you in the grow your wealth stage, or are you in the protector stage, because they are two very different strategies, and we're all hopefully going to be in both of them at one point or another right? I personally and still on the grow your wealth stage I. Think we all probably are, but you will at some point get to where you need to focus on protecting the wealth that you've made so that you can then have that money to spend, and that definitely will dictate your investment strategy things that you're invested in and whatnot. Generally speaking I do like the idea for people who are just risk averse and have this notion that investing is just too risky. I mean the fact of the matter is not investing as far away greater risk like not investing. You will never grow your money if you don't the best, so if if if risk is a problem, I think generally speaking. Along the lines of diversification idea that that bros. talking about him, he just invest in invest in SNP index fund is something that just follows the progress and p. you know you're going to be participating in and if you look at that over the over the stretch of time, their five ten twenty thirty years, I mean that trend does go one way. It, but clearly the older you get, the more you need to start focusing on protecting your wealth, and that will change the way you view things. Right next question comes from Alex from Alexandria if I buy Muny bonds from another state in my IRA. Is it still taxable and Alexander with who we have a bond on and we do have a bunch. I know Alex up super excited about having a bunch on in Alexandria to I can't believe I haven't been there. It's like two miles from my house, but we still haven't been oh i. know because there's a global pandemic going on and we. saw. Alyx if we buy me bonds from another state in my IRA is still taxable. Bro, help him out or her or so Muny Barnes. People Invest Immunity bonds because they're free of federal taxes and in many cases. If you're buying bonds issued by the place you live, they might be free of state and local taxes, so that can be doubly triply tax free. That's why people buy 'em. There are some times, however that if you own immune, abound outside of an IRA. Pay Taxes and this surprises some people. There's something called the minimum tax. If you buy immunity bond at a discount, and then it matures at par. If you buy a distress, Muny bond for like you put an eight thousand dollars, and you sell it later for ten thousand dollars as a capital gain. You'll be taxed on that. So, there are some times when you would pay taxes on media. Now, Alex is asking what if it's an IRA? Do I have to worry about paying tax interest. If it comes from another state and the answer is no, you won't have to worry about that. The only thing I would say is. Generally speaking immune bond already has built in tax advantages, so you wouldn't keep it in an IRA, unless there's the example of the stuff I was saying previously like for. It's one of those exceptions when him UNIBOND would result in taxes than you might WanNa keep it an IRA, but generally speaking. If you're going to buy Muny Bond, keep it out of an IRA. Next question comes from Boone. I just did my first. Roth conversion and looked at that old account for the first time in. There was the expected dividend producing fund I remembered, but there was a stock chesapeake energy that I had completely forgotten about since I purchased the stock in two thousand, six fifteen. It's down way down like eight point five percent off the purchase price. What should I do with it now? It's in a tax deferred accounts so I. Don't think the loss is realized until I. Start to pull money out of the account and that might not. Not Be for fifteen years current value of all my shares will be about one percent of the value of the account after the conversion. Do I sell in the very little value? I had left and depend on E. Trade to keep up with lost for me or should I hold on based on the slim chance. The stock will be worth more in the next ten years. Oil Stocks do act unusually on occasion, only oil stocks. Stock everything else makes that usually. Chesapeake has been really. Interesting Story to follow and frankly. I don't I. Don't know that I would look at it today. As a business that I'd WANNA own so typically if I. You know I think it was yet idea. Didn't sound like a position are actively building united investment didn't work out. I mean that that happens to all of us. We don't get them all right. We have a philosophy here at the full. A lot of do we like to? Water flowers and pull the weeds, and that's just a nice way of saying. Add to our winners in to get rid of losers in. This I think is more than likely slated to continue being a loser I mean. Chesapeake has lost a lot of value. In it does sound like based on when you purchased this, these is absolutely busted I mean. There there are all sorts of reasons to sell one of them is if you thesis busted and the reason why you invest in the company is is no longer the case, and I would he probably is the case with Chesapeake so to me like you know, you could sit there and let it go, but but what's the goal trying to get back to even, or are you trying to get back a couple of bucks for me a lot of times? I'll I'll take a little opportunity here and there to just go ahead and pull those weeds sell it. Be Done with it. In even though it's just unique out a little bit value there, you can still take that money and do something more productive with it. So. Yeah T to me. I can't tell you to buy or sell obviously, but I can certainly understand. Selling in this case, but I you know. As as oil and natural gas energy can can turn around. This is going to be one that has a lot of headwinds in in. You might be waiting a very long time to to get any of this money back. I point out here that I it seems that maybe boone has a slight misunderstanding of how taxes in aries work because he talked about realizing the loss when he takes the money out and trade keeping track of the loss for him, it sounds to me that he thinks that he can write the loss off whence he takes the money out. That may not be the case, but just to be clear. One of the great benefits of an IRA is you don't pay taxes on the gains, interest and dividends from year to year. But. One of the drawbacks is. You can't take a capital loss on that as well so there's really no no way to benefit on your tax return from this loss. Next question comes from Benjamin. You recommend seeing a fee. Only financial adviser for check in every so often I know there is the Garrett planning network and others to help find an advisor. But what questions do you ask? And what answers do you listen for when trying to find one that is worth his or her one hundred fifty to two hundred fifty per hour. So I would say start first with asking yourself some questions. What are you looking for? You could go for the whole launch. Lada where someone is managing your money analyzing retirement plan helping new save and a five twenty nine. Maybe even doing your taxes with some financial planners do help with the state planning, or are you looking for something more targeted? You just want advice about am I saving enough for retirement, or are you close to retirement? You're like I just WanNa make sure that I'm doing right when terms like choosing my Medicare plan and claiming social security at the right time, so first of all just be very clear of what you're looking for. Then if it involves investments in any way, you WanNa, make sure that you find someone who is at least in the general same area philosophically and I say this, because many financial planners are hardcore index. And if you come to them as a motley fool, listener member with a lot of individual stocks. They may say okay. I'll give you some general asset allocation guidance, or they'll say I don't care if you like to pick. Stocks are not my advises, sell the stocks and go to index funds, so you want to make sure that if you're gonNA, ask for any sort of investment. Advice that you wanna find someone who's someone somewhat at least aligned for what you're looking for. Once, you've got that then. Just asked some of the typical stuff. You might expect so credentials certified financial planner. Are they a CPA either their personal financial specialist. How long they've been in the business. There are lots of people who. have not been in the business very long. Even though they're not young people, a lot of people choose financial planning as a second career, which I think is great, but just because someone may be look like they're in their forties or fifties. Sixties doesn't mean they've been in the business that long, and you WANNA. See if they've worked with someone like you right so if you have. Maybe. You have a large amount of wealth large income huge portfolio. You WanNa make sure that they have experienced with dealing with those issues, but on the flip side to if if you have, are you know middle income, decent size portfolio, but nothing too complicated. You don't WanNa. Go to someone who's used to dealing with someone who's wealthier partially because those people charge a lot more. You want to find someone who's kind of a little more lined up with what you're doing. Then make appointments with three folks. All of them will do get do free. Get acquainted means, and you're just looking for someone who you feel comfortable with. Since, you mentioned Garrett Big Fan of the Gary Planning Network and other is is not for the National Association of Personal Financial Advisers. But Garrett on their website has a how to choose an adviser section. Just Google attitude visor Garrett Planet Network has a great chapter from a dummies book that they wrote about how to choose adviser, and they have a good questionnaire that you can print out in US asking lots of good questions of financial planner. It's tough. Choosing a financial planner like my mom just went through that Bro! Is You know and she didn't really have a lot of options in Boise Idaho. Maybe two and one of them, she I never called her back, and never got back her, and the other one was just so busy just so busy, and just she just never. It's it can be rough. Finding a financial planner can be I. Think what we'll see is one of the consequences of this. Of the coronavirus pandemic. Just, like we are all used to working from home, many financial advisors and financial planners an now working from home. So in what they're doing is they're becoming licensed in more states. So, if you are more comfortable, working with someone over zoom remotely I think you don't have to stick with someone in your area. You can go beyond your locations, but you know some people don't feel comfortable that if if they're going to have someone managing their life savings, they want to be able to meet them in person. That's just a personal choice. All right next question comes from twitter. Is that right from sully what I hear? Okay? I just listened to the episode mentioning Your Weakness Two. Shopping carts and Tj, Maxx that me or you Jason. Accused me. Thoughts on the stock. If I had a war on Amazon, basket would be Costco TJ maxx Home Depot tractor supply. What would be your basket against online retail? That's funny. Well okay, listen I wouldn't have basket against online retail, because online retails where it's at. The whole idea. The whole idea behind the basket approaches to find a long term trend that you feel like the world is headed toward and so the war on cash basket, for example that was always one about people using cash war, traffic payments now with that said I get the spirit of the question some going to answer it because I do like some of these ideas. And I I would definitely include Costco in their in Home Depot's well. Home Depot gets a lot of my money. Doesn't, but they have a very loyal fan base of customers that just are happy to renew year in year out. So I love those membership models there, so costco and a Home Depot for sure you know I'm going to give a little shout at my wife Robin I. Know that she would approve of my adding target to the mixer. She hasn't been raving about targets APP and ordering on the APP the able to go to the store. Just pick it up right there I've talked with Ron Gross on more than one occasion about target and how this really has. Become a twenty first century resale right they're doing. They're doing everything online and in physical stores. What they call Alma Channel and then my fourth and I'm GONNA. Take this. You probably aren't expecting this when Alison. I'm GonNa Shock and all you. I'm ready. I'm ready Alta. We're going. Make up my I know my daughter's love. It ugly ugly Mug like this. What do I know about makeup? Tell you what. Get! A House with two daughters and a wife. That's what I know about make. There's a lot of it in an Ulta is a really really good business. They actually have a very nice diversified revenue stream. They've got the salon a`dynamic of the business which encourages people to go there they do have an online business. They have an augmented reality function there at where you can actually like. Try things on makeup to see how it looks. Mary Dillon just a phenomenal other adults of that's my fourth, their Ulta but they I appreciate the spirit of the question I like the idea I'm not saying this is the basket. I'm not tracking this basket in a not a not backing this basket, but in the spirit of the question if I had to develop. A basket, such as this one I think it'd go with those four. Yeah, I mean I guess you just have to think about what retail out there is something that you would still physically go to. Because the actual retail experience is being in the space is the experience and what you're there for? And I know I mean before Corona virus we I would go to target and just just couldn't believe how much money I had spent from walking through a few of the aisles. TJ Max is just a phenomenal business I mean what they've done through the years. Is really capitalized on the nature of the business, the advantage they have in that treasure hunt kind of nature like you go to TJ Max, maybe not necessarily looking for something, and then you end up finding a lot of things, and it can be a little bit lumping at times, but but generally speaking like management's a very good job of running that business, and they know how to exploit the advantage of experience. I think they're online game. Though I think they could probably get something going with online, and they just have not have not yet and so I. Haven't since Corona Virus for example. I haven't spent a single dollar there, but I continue to still shop at. Home Depot I. Think Yeah! We still shopping at home depot because we're doing. You know you gotta buy lumber somewhere. And I know my grandparents out in my my inlaws out in rural Virginia. They love tractor supply store, but that's not. That's not in where we live, but. Still New deck at the house there allison. I mean you, can you see? A big exposed beam behind me and some drywall work that needs to happen. Have lots of drywall work that needs to happen now though. Yeah Anyway get to that. All right next question comes from Matthew. I got married to my amazing wife nine days ago in a small Kobe nineteen wedding in our front yard after we postponed it from its original date in April all. It was definitely different, but still very special. My question is in relation to this wonderful event. My salary has been at a level that has allowed me to fund a roth. Ira I love the optionality of it, but after marrying my bad ass, wife are combined. Salaries are now over the limit that would allow me to fund the Roth. IRA does this affect occur immediately? Do I need to now open up a traditional. IRA and begin funding it or do I have until the end of the year. Matthew wants a Roth Bachelor party one last. Well Matthew I have bad news. When it comes to most things in taxes, your status and your age and things like that depends on where you are on the last day of the year, said if you're married on the last day of the year, you were considered married for the whole year. So that means if you contributed started contributing to a Roth IRA for twenty twenty. You need to call up your brokerage. Firm and re characterize that as a traditional. Now don't have any other traditional IRA, as it's very easy to do the back door, Ross which we've talked about before you can just google it or even when you call the brokerage, just say I want to do the backdoor. Roth and they'll tell you what to do. If, you have other traditional IRA as you can still do. It just becomes more complicated and you'll probably pay more taxes. So you, but you may not be totally out of luck and I should say that's only if you have a traditional IRA doesn't matter if your wife has traditional areas. One exception by the way of of what I just said. In terms of tax status and last day of the year is distributions from retirement accounts before it's age fifty nine and a half, you actually have to be age fifty nine and a half to avoid that ten percent early distribution penalty, unless some of the many exceptions that are out there exist. Right next question comes from Warren Warren Buffett. Maybe I don't know that's why I was thinking. He's asking about coq, so maybe maybe. Once James Opinion on coke. By? Or hold? Wants to now. I'd give buffet night give. Kiesel Warren of the same advice and I would say. For some I'm not buying it. Not Buying it I'm not holding it if I own it. I guess that means sell it. Even Atlanta Georgia person like you i. feel like it's almost sacrilege. I am pretty close to probably not being ever even invited back. But the facts are the facts. Okay, I mean you do have to look at the stock itself has been ain't bad stockton for the last five years. I mean I do understand why when you look at it what they do, I mean they have. Four hundred master brands, and less than fifty percent of them are the big global brands that are actually responsible for almost all of their revenue when I say almost only ninety eight percent, so it's a business. It's very reliant on on. You know a small portfolio of really successful grants. The problem is now. We've always talked about cocoa beans such a great distribution story and that's true. They've got a distribution network. It's just phenomenal, but the problem is now. They're what they're distributing is is being seen as not so good for you in so you're seeing them. Have it into to essentially pivot away from what you know brought them all of the success for all these years. Years in soda and that that's not going to change I. Mean you're always GonNa have people to drink soda? People are not to drinking as much soda going forward in the numbers of just kind of the kind of shown that through that through the quarters in the years of Coca, Cola and Pepsi Pepsi. Has the salty snacks division, which I've always been very. Impressed by I, mean I love a good Cheeto, and so I mean anytime you can throw a bag of those cheetos in my Patriot Amok GonNa, turn it their coq. Interrupting, but I think this is also very important point. You tried the Jalapeno White Cheddar crunchy cheetos. The White Shit or so. I've tried to Jalapeno ones but I've not seen the white Cheddar White Cheddar Jalapeno crunchy cheetos. Don't get the puffy. The poofy ones are not as good, but the crunchy white Cheddar Jalapeno Cheetahs. them by them. They're amazing. I have to back. Pain you. I'll get those next time. I promise I, mean Eh. One. crunchy wants the puffy ones, so that people won't you're not? You're not seeing poopie. Who using poofy Joe Copy? We'll be Coca doesn't have that dynamic of their business. They don't have that dynamic to their business, and they've suffered from that Pepsi's Pepsi's outperform coca-cola over the last several years. It's not safe. Pepsi or coke get it back. I'm sure they probably can. But what I am saying is I think there are a lot of better ideas out there, and so I wouldn't be putting new money into Coca Cola and frankly if I did own it. I probably would look at selling it and you know if you've got a beverage company, maybe own starbucks. It seems like the science coming out in support of coffee, right? It's coming and telling you that these sodas. They're gonNA. Make you fat. Coffee, it could extend your life. It could help you live longer. SMART Mexican looking this a starbucks as well is. That sounds like study from the copy roasters of America. Do! Something that Chris Hill sent me the other day. that. We sleep at night. I'm glad I've been drinking coffee as long as I have God knows what I would look like otherwise. You're a good looking man. Rick. good-looking next question comes from. A. I'm trying to save money for my kid's College. Fund while the five nine is a great option. I'm limited to investing in mutual funds, which means at best I'm going to get what the market gets assuming I do some sort of low cost index fund and I be a capital F. Fool investor have been doing much better than the market in the last three years of being a member of. Of Stock Advisor Enroll breakers, even during this pandemic mess by listening to every full podcast and following David and Tom's and yours and every one else's in the full universe. My portfolio of about one hundred stocks is up here today. Thirty percent to the market's down five percent as of day as of today weighed down by three sluggish five to nine plants that are also down five percent each. I feel like throwing away money by using the five to nine, and not being allowed to select my own great companies in which to invest. What's more, my understanding is that the five to nine does not count as an asset for the kid when applying for student aid, but the coverdale does. So I come to you with a simple question. Can I have my cake and eat it, too? What if I wanted to use the coverdell to buy individual stocks? Until the child is nearing college? At which point I then converted to a five to nine. This allows me to get better returns and avoid it being an asset for financial aid and get the favorable tax benefit. So, chose this question, because first of all Dune does a good job explaining the benefits of the coverdell over the five twenty nine, you can buy individual stocks. You can buy and sell them all day long. We recommend that, but you can. Whereas with the five twenty nine, you can only make two changes to the investments a year, and it's all mutual funds. So. That's you did a good job of explaining that. I will point out with the coverdell. It's gotta low contribution limit of only two thousand dollars a year, so for some people save more for college, but they can max out to cover it out, but then put the rest in a five twenty nine. One thing that doomed does not have quite right. Is The financial aid treatment the financial aid treatment? Coverdale's and five twenty nine is identical. They're treated as assets of the parent, not the kid that is favourable from a financial aid perspective. It's not negligible doesn't mean it doesn't have any effect on financial aid, but it's better than an asset that is owned. By the kid. He can. Transfer money from the Coverdell to the five twenty nine. If for some reason, he decides to do that, but you can't transfer it. The other way around so were convinced to try out the covered. You have money in a five twenty nine. You can't move it from the five twenty nine. To the coverdale. What other interesting thing that he pointed out is that he is doing very well with his investments, and he owns about one hundred stocks. We get this question a lot. Either on the show, or on the full live that we run every day for members of full services, and that is how many stocks should I own, and if I owned too many are not just owning index fund watering down my returns, but here's an example if someone owns a one hundred stocks is still crushing the market. Idol last question comes from Cameron thoughts on the valuation of Stone Co in light of the corona virus for a fragile country like Brazil. This could be the tipping point after so many other headwinds. But how does that affect stone? coz Business Jason I. Don't even know what Stone Co is. What is still business? Yes, don't Coz a payments company that's focused on Latin American markets in Brazil and particular in so I guess it could be. Draw you can draw a parallel to to a with square through pay pal at, but generally speaking I mean it's payments. Company focused on Latin America. Primarily Brazil. Is the big money making market kind of like Marco Libra, they're. In I, I, it's a it's. A NEAT opportunity, gained a lot of headline recently, when and it was, it was seen that Berkshire hathaway. Warren Buffett's company Berkshire hathaway taken a five percent position in the company, which is pretty considerable i. Think in the near term. You have to acknowledge the fact that. They're gonNA, be some real headwinds in in Brazil particularly because of the pandemic I mean. The flip side of that is role in same boat kind of in that regard. The entire world is dealing with it, so it's not specifically you know it's. It's not particular to one economy or one country some. To get hit harder than others I, do feel like Brazil. Be at a place where they can recover from this given You know some of the other businesses in the area. I mean that that that I think is. Who knows ultimately how? That's GONNA shake, but generally speaking. I think the move away from cash towards cashless. Transactions in and financial software that's not stopping if anything, this hastens that which which is what I think, Cameron's talking about there and for a company like stone. Co, neither are other companies in the space pags bureau in roquetas libra to but you know moving money around is a big big market opportunity, and there's nothing that says they won't be able to expand well beyond the Latin American markets, too, so I I'd say cautiously optimistic I mean I
"ulta" Discussed on MAD MONEY W/ JIM CRAMER
"Do we do with the big medics launching like Ulta beauty? This incredibly difficult here. We've got a pandemic Nassau unemployment now civil unrest, last Thursday ultra tough quarter remote locations were close, but imagine told a terrific and encouraging story about investments in the digital business and store reopenings, saying the vast majority will be open again by the June in response. Is Talk Actually Rally Friday then this weekend? Weekend came along and forty. Some of this tours were damaged in a couple of different cities. That's probably why the stock got hit. Even though great upgrade from Erin, Murphy at Piper Sandler very smart report. So, what does this term mean for Chainlink Ulta? Let's take a closer look Mary Dylan's Ulta beauty find more about Howard copies doing it too challenging. Environment is Dylan welcome back to make money. To, be here. Mary it looks like the. Up Demand for two stores as you open them up is just incredibly strong whilst the same time your digital you're Glam led. Engagement is great, too, so it's clear that people wanna come back and shop in the physical store Volta. Well that's right, and so you know first of all. This is a challenging time for everybody and thrilled at our guests are showing US really wants to come back and engage in beauty. So as you know, we had a difficult decision. Because all our sewers in March and it, we'd be an ECOMMERCE only business overnight inter ECOMMERCE team delivered with such. A NEAT begets man. And then as you know, we also opened up curbside a few weeks later, an inclined to Ulta beauty to go and our guest respond at the first one hundred eighty stores that we had open in that first few weeks. They're total sales were similar very much a year ago. Just different by channel so so far so good. You know it's really as you know. There's a lot happening well. I thought what was incredible. I wish people understood how incredible that is that your stores had those numbers without the stores because most companies that have tried to do this have not been that successful. Well. There's some pets up demand for beauty. We saw that happening, but again there's there's many many weeks ahead of us to see how this unfolds I'm thrilled.
What Is The Best Way To Menu Plan During Coronavirus
"I'm just going to start out by saying thank you. Thank you for taking back into another episode of Kids Nutrition. I know I haven't been very consistent with the podcasting schedule. I just haven't been able to stick to it because I have both Michael's home and although my four year old is pretty good. Should give me an hour here or there. My youngest is she is full of life. She loves to have conversation with me all the time. Which does May podcasting bit tricky? Because of course it's all about the audio now at the time of recording this. I am deep thick in the middle of lockdown. And it may be that you're in in much more settled place while I know the initial stages of quantities of panic and worry and it is still wearing time but I hope that we are going to start seeing the light at the end of the total very very soon and of course I wanted to share with you that today. We're going to focus all about many planning. And I think it's still quite relevant to talk about Baker's it's one of things where it just. It's so easy to overlook and you think you know what I'll get to that a substate. It's it's so easy. I'll get my nanny to do it or I'll I'll find someone to help me do that or get to it in the weekend and in the weekend comes and goes and it never gets done and the new fine. You've got twenty bags of pasta but not in our protein foods and he realized that you pronounce vegetables as well. All what may it may be and maybe that weekly Accardo delivery that you that you've been lucky enough to get. Actually you didn't haunt ingredients that you had order. How are you going to feed your family? Who is now at home expecting to be fed three means plus Max? My kids always saying to me. Well Hungry and I used to all cash then are at school at nursery. That I'm going to be burning much energy. Well they have so much energy they are jumping on the serve. They literally running up and down day burning so much energy and they love the routine as you would expect jury so it's really really important. Think about many planning and we all going to launch into that content very shortly but I just wanted to say I received a series of very sad news and I want to do especially have a moment to think about my colleague who very recently passed away nothing to do with Corrina virus but it is it was very unexpected news and I just want to. I was thinking about how much he loves baking and cooking and I wanted to take a moment to just remember her she. She very similar age to me and she was really special bakers especially when I came back from maternity leave. I enjoyed lots of lunch dates with her in the hospital where I was working at and certainly do maternity leave. I had a few play dates with with my children so I I'm going to really miss and I feel sad but I think she would've loved this topic today on many planning and she would have been able to share some great recipes but here we are and I saw wish that I had planned more. Get togethers and time with her pickers. Now she's gone. I won't have that opportunity anymore and I'm definitely feeding very sad and full of regrets. So here's the many planning something she would loved especially because she loves baking and was definitely the best Baker in the Department Equity Woman Street. So I'm really miss. This episode is for her before I forget him because Ulta going to let you know that the doors to the UK kids nutrition. Learning hub is now open and the first online. 'cause that's available for you to purchase is on many planning how to many plan like a pro now. There are two video tutorials in there. There's some emergency shopping list. There are some cheat sheets and downloadable guide on many planning. Some of you who have been my clients would have had access to that. There is also now a third bonus. Video will about. How many plan doing coronavirus papa link in the show notes as usual if you'd like to go ahead and purchase that it is on sale at the moment for nineteen pounds because I want everyone who needs a little bit of help with many planning to be able to access it and it'll go up? The price will increase in about two weeks done so of course. The main reason for many planning is like my girlfriend. Said what are you going to do with twenty bags of Pasta so you want to have a little plan on? What sort of things you're going to feed your children over the coming week case it may be. The only had to do was prepped. For Breakfast and Dinner Office you'll remember at full-time nursery. You only needed to prepare a snack. Once you collect them nurse research. Suddenly you're going to have to think about three meals plots Max and there's also the weak hand where they are expecting to fed as well and if you knew too many planning than it is always a good idea to think about a call many so think about a few favorite recipes such a family love and think about how you can you make that a regular feature in your menu and then once you have those call ingredients and core many me ideas identified. Then he can start to expand on that but make sure that you know how to source ingredients how to prep the ingredients and then how do you have the time that it takes to cook those ideas while you know? We always have loads of Tomah hands. I'm going to go off and make this beautiful Zarya dish or does amazing. Goma dish that he always wanted to prepare. Then chances are if you want juggling homeschooling a food time job and just keeping an eye on other children in the house as well then by the time lunch comes round or did. I just haven't got that time to make this elaborate meals so you want a few core recipes. Call meal ideas that are going to be quick and easy to repair. And you also want to be sure that the ingredients are easy to source in the video tutorial number two inside too many plan like a pro online. Course I do go through how to look at some examples of recipes that you might find online or in your own kitchen cupboard where you have loved to lovely books cookbooks. Perhaps that you engage with your child to pick up some recipes. And that's a really good thing to do. If you have a fussy eater and you're worried about a eater doing coronavirus. I would invite them to help you. Select the meals that you're going to eat during the week but then of course is important that the meals that you've identified are going to be nutritious as well and one way around that is you can go ahead and download the immune-boosting foods guide that have for free on my website is a papa linking the show nurse for you for that while you can help yourself to that ad although a use the word immune-boosting. I'm sure you know by now that if you've tuned into my podcast on instagram feed that it's a little bit deceptive accorded immune-boosting but nevertheless there are nutrients that do have a role in promoting or maintaining your body's natural immunity and looking after natural defense system so start there download the immune boosting guides foods. Have a look at some of those foods. Think about do your children like those foods. Do you like those foods. And how can you start to incorporate some of that into many? I would always start with a really core many. I where you might have a few different ideas for breakfast fare. Different ideas for lunch. Fear different ideas for dinner and snacks that you can pretty much make with your eyes closed and you know that the ingredients are really easy to find and then once that becomes a habit. So you've been in lockdown for but I think it's three or four weeks now so moving ahead if we are going to be in lockdown for another four weeks for example think about recipes that you can start to build on and expand
Getting Glammed Up For The iHeartRadio Podcast Awards
"Going to chat a little bit of top here on this episode about our experiences at the iheartradio podcast awards. Oh yes because we got clammed up we sure did we shared it and we're going to break down our Glam because we were nominated we were nominated for best fashion and beauty. PODCAST and spoiler. We won we won an an award. We won an award. I mean not to to my own horn but Tutu to say smash that Horn Button Dory because it was very very cool to win an award. It was cool and before we won I was sort of like whatever and then we won and I was like this is the coolest thing ever. We also didn't the plan on winning so when they announced games we'd just laughed. We did we really. And we did not have any nothing to say. But we were nominated alongside such awesome. Awesome podcasts yeah and fat Mascara naked beauty dressed the history of fashion and the cut on Tuesdays. Look at you and we beat them all it. Just kidding I mean look it was great to meet so many people just be around other pods around other podcasters. See Gavin to grow perfor- Kevin Durant perform was. He was very still. He's still got lucky. Still got it and it was cool just being like getting to meet the people who made the Elizabeth homes theranos dropout podcast for your cool. They were cool. We just got to chat with people. It was neat. Yeah it was like seeing all your favorite podcast people. Irl The guy who does lower was lurking around everywhere share. Was He presented an Award Conan. O'Brien Conan there. He didn't stay for the after party though he didn't Nora mcnerney our favorite successors were Stanton won an award. Anyway that was very cool and during I don't normally glam without. We would discuss that up top on this episode and we should say this is a guest free episode. Yes we're trying out ESTA just us for better or for worse. You're stuck with us today. We're trying something new where we just have occasional episodes where it's just too we can make if we attorney okay. Okay so airbrushed my life you. Did you know when I went into your bedroom to change. Noticed it on your nightstand and I was like. Ah He airbrushed her leg. Okay so I've never had a spray Tan I've always wanted to get one and it just feels like a lot of work work and so I've never done it. Yeah and then. The thought crossed my mind because I was wearing a short dress without stockings. And then I was like. I don't have the energy or the time or the money and one of my kids was sick last week and involved like a trip to the emergency room and it was a whole spiel so instead I went to Ulta and I purchased Sally. Sally Hansen Airbrush Legs Lotion. Okay and I just rub it on. So it's not a self tanner it kind. I don't know what what it is. Is it basically like tinted moisturizer for your legs. Yes but it also like smooth them out in a way that felt very creepy but also wonderful laming in your legs look great they looked. I have you know. I'm pretty pasty. I bruise easily. Same you know and look no shame and loving ourselves as we they are but for this event I wanted airbrushed legs so look for like eight bucks. Yeah it was. It was Kinda fun purchase. I would definitely use it again. Was it something that you went to Ulta to get. Did you know you're going to get them or you just saw and you're like oh no sounds like a good idea. I went because I knew because a woman I worked with WHO used to work in television news once told me about it and she was like always used the Sally Hansen airbrush legs spray. I got the lotion and the spray. And they went with the lotion. Okay but I also went to Ulta to get press on nails. Yes your nails looked amazing because I wanted to try press on nails because there's been a lot of changes in the world of press on nails. Since we were children there have been there have been advances. PRESA nails are very good now. They stay on and so I bought myself some dashing diva diva press on nails. They looked amazing. Like I kind I kind of I was like oh I should have just done this because I didn't have time to get a manicure. Didn't even think about it exactly way. I could have bought you some. Although they were like they were like wiped out at the alte I went to which makes me think. Yes all the iheartradio podcast award award nominee westwards press on now CONAN there. I just think it's a thing people are doing now. Yes the like technology. The adhesive technology is it's much better than it was back when we were young INS. I was just noticing. You're not wearing them anymore. No I took them off. Because the following morning I had to participate in like a garden build older my children and how were they to remove pretty easy actually just yeah and so you know for me I have very short nails are very thin. Nails nails I've gotten very into powder dip but that kind of did a number on my nails the that broke and mail. Yes which listener recently asked just how that is it healed itself. Oh good good good grew out but anyway that was the other thing I did press on nails love that was like a new new beauty adventure. Really Fun Yeah. L. Shaved for the first time in like two months. Okay I put. I'd used wander beauties baggage claim. I'm asks before I did my makeup I should say I didn't do you make up during I hired Glam squad. We sure didn't really went for it. We did we should tell everyone I did not WanNa get Glam squad dory was like no. It wasn't going to bring it up and since you're bringing what let's just do our own hair and makeup in. You're very persistent. Well you know what it was. We recently had photos taken and I did my own hair and makeup and I thought I looked fine. I thought I looked good. And then we got the photos back and I was like I guess they did my makeup for like irl life and not not Hitler and not not like photographing life. Yeah and it's different. It's different and it was like you know what this thing is a red carpet. I've never walked red carpet before and our award is getting handed out on the red carpet which they informed us like four days ahead of time. And what if I'm going to be photographed by at least I wanNA feel like I look my best. We are also in the fashion and beauty cat and we were in fashioned beauty category. So I felt like if I showed up with like I don't know bad hair crappy. Makeup people will be like what so I said this in. Kate was sort of like. I don't think so. I don't think we need it. I don't think I'm going to do it and then you came around. I think you saw one of the other nominees getting prepped. Yeah and they looked amazing and I was like what am I thinking. Yeah and then thankfully. I'm glad we did because we got our pictures taken. Yeah we did. It has never happened to me in my life and you know I felt like we looked good. Someone we got our hair done and like actually did my hair and you have like a hairstyle like you were like. This is how I want. I want my hair to look. I know it was exciting. I had a whole theme yet. Had A cat I for the first time great. I felt comfortable and confident. You look MoD. That's what I was kind of going for laud goes into it I also want to say that I wore a spanks body suit which I don't mind body whereabout shape wear. I realize that's this may be controversial but actually Kinda like it. I wore the formerly pregnant. Persons version of shape wear which is huge maternity underwear. Where which sounds very comfortable? It's like super comfortable space and it goes up. Goes all the way up. Didn't you tell me that you would like thought about wearing some sort of like like bodysuit and then you're like fuck this well okay. So I wore address from a brand called Farm Rio which learned about on busy Phillips Instagram. Busy rocks that the farmer they make really beautiful dresses like amazing prints and they had a black Friday sale and so I bought a couple of dresses. The dresses are low. Cut and one of them has an open back so from Rio also sells these body suits that you can wear under the dresses interesting so I bought a couple bodysuits. 'CAUSE I was like I'm not really like a super low cut dress person but then when I was trying on the dress which is like it was like a Kaftan style dress very low cut uniform. Thank you I put on a third love BRA that I hadn't worn since before I got pregnant but it sort sort of fits again and it's a very pretty fuchsia Bra. That kind of went with my dress and it was like peeking out not I wasn't like fully exposed does but it was kind of peeking out and I was like you know what I look good. I'm GONNA wear this without the body. Suit it also had an open back so you could like see my brow which like I historically would never do but I was like who cares and then we were walking in. There was a real housewife walking in front of us. It was STOSKOPF from vendor pumper. I think it was actually I. I think it was Aaron. What's her face went and looked up starseed's outfit and confirmed Nazi? Okay Yeah I was because I I thought I see then I thought it was the other one. Okay now. You're saying it was I looked. I like old. STODGY podcast. She was wearing. I mean to be fair. She's wearing a jeweled exposed bra. It was cool though but she was wearing an exposed for. Yeah and and then I googled. Like broad jewelry. Yeah couldn't find one if anyone has the Intel on Bras I bet she just bought a bejeweled brought like I bet that she bought it is I bet she bought a Bra. That is meant to be exposed. I liked that I thought that was kind of a cool way to like sexy up. Your Bra Strap Straw. Yeah so she did look great So yes so. I wore that dress which was like totally outside my comfort zone but I felt great and I were shoes that I bought when my book came out so that was two and a half years ago. I've hardly worn since they're like these beautiful hot pink mules these like kind of I dunno flower looking things on them. I'm not describing them very well but I got to where those and I felt good and so that was really fun. I also felt really good. I rented address from rent the runway. Yeah and I wore shoes news that I have worn like once that I've always want excuse to wear and I also felt good and I was. I went a little out of my comfort zone getting my hair kind of done up. I've been doing my eye makeup differently and it felt really fun which I think is when we talk about like beauty and beauty culture and all all the stuff like the point of any of it for me I hope is to have fun. Yes like to express full which is one of your words your yeah and that was. I felt that the whole night like I felt like we were ourselves. And we're comfortable. I don't know about you but I felt confident totally I also felt like true to myself and my style. Yes I feel the exact same really cool and also reminded me that like I'm rarely in a position anymore where I have to get dressed up for anything and that sometimes it's really fun to get dressed up.
"ulta" Discussed on Fat Mascara
"Checking out people's looks either you can take a picture and upload your own is a very exciting you can even chat with brands get exclusive invites to events I mean this is abuse really a lot of people have been asking for our legs it treats acne treatments but it comes with a caveat they don't want anything too harsh my God yes because he will come in with like their feelings something forming they come in with like a wild eyed look yes you know what to give them what looms meltdown blemish treatment a powerful blend of natural ingredients that takes down pimp but it has antibacterial oils blackcomb and cruelty free and I have to tell you right now I love that it's pregnancy safe I'm using it all around blue meltdown gotta get some okay right now our listeners get twenty five percent off and free shipping you're gonNA text you don't go online this even easier text Mascara two seven nine seven nine seven nine this is a special offer you won't get anywhere else and you support our show and you do this which we Kinda love you want more of us so text Mascara to seventy nine seven nine seven nine to get twenty five percent off meltdown blemish treatment by bloom if you don't love it you also get return it for a full refund which is really cool no questions asked what is the number text miscarriage two seven nine seven nine seven nine the everyone welcome to a special mini episode about miscarriages brought to you by sparked at Ulta beauty ups I am Jess. ps I'm still jen attention so you guys might have heard us talking about sparked at Ulta beauty but if you haven't here's the deal this is a new destination for curated need to know brands many of them are exposed live to Ulta beauty. I'm quizzing you jess what are the four brands Zoueva Elsie cosmetics love wellness and Beauty Oma beauty but yes that's right because that's somebody I talked to so you can go to oldest website ulta dot com backlash sparked to learn more about these brands but we got a special insider track for you so and our last many special APP with Ulta beauty we told you about.
Amazon's new beauty store for professionals poses threat to beauty retailers
"Amazon today launched a beauty store to sell supply is to licensed stylus barbara's aestheticians to the amazon professional beauty store the ecommerce giant will offer supplies typically found in salons and studies and of spas rather the new censures beauty retailers tumbling sally beauty down sixteen percent ulta off by three
"ulta" Discussed on Yes, Girl!
"So what does it feel like to even like be in stores, like Ulta beauty? And, you know, have that type of exposure to the masses, I think it says a lot, I think it says that the ultra team saw value in the story and what experience maybe the brand could provide for their customer. I'll never forget going out to meet with them and waiting, I think, over the next week to hear if we got in or not, but it was it was the type of conversations. We were having at that meeting. It was their passion for providing that three sixty experience for their customer, their customers so many different things. She so many different shades and hues, so many different personality types. And when they, they admitted to that when they said. Those exact words that this was missing and that beauty bakery. Could bring that I was just thrilled because it meant it gave my whole story, my struggles every polka those needles. Everything it gave it all like validity in some ice, did they approach you or did you reproach them? I'm sure lots of entrepreneurs out there, trying to wondering, like, how do I do the same thing with my product? Like, how did you even get a seat at the table with all also beauty? I think all to approach us. I think, again, they come across the story wanted to hear more. And I think that sitting down and talking with them, along with a member of my team really connected the dots from what they read, and what they see online to like a face to face meeting. It's like oh, she is what, what she says she is. This is the real thing. So ju like check the store, the website like to see if it's real, it's almost like pinching yourself, do that. I I'm of like I go into Ulta the first day we were in Ulta. My hair wasn't combed, the had no makeup on. We're going crazy at the office. There's always a fire beauty bakery. Like we're always, there's always some thing going on. And I was really focused on fixing whatever was broken that day. And the team was like, you know, do you wanna do you wanna go see the display as slid on, how shoes of somebody's office about size twelve or thirteen and my hair was not combed? And I said, you guys promise. We're not gonna take picks this. We're not gonna take fix and I went over there and I snuck in. I didn't want anyone to know it was me and just I'm just like. My Dustin off the shell and the in a mom to the show. Of course, shirts like when like artists here like their song for the first time on the radio or second, or the third time, we're whenever it's like a pinch me moment over and over. It is over and over even just being in my office is a pinch me moment when people come to the door of my office, and this is their job, you know, and, and this is their nine to five in their mind. Right. And so they come to my door and they and they have this look on their faces. If I'm gonna be late on this project or I'm gonna miss this deadline and to know that, you know, God gave me something that can quell their fears and calm them down. And sometimes I'm like that. How did that answer did I didn't know that? Is your team by the way we're a team at thirty right now what you have like a mini empire? Yeah, it's, it's a nice icing. That's amazing. Yeah. So, yeah, that's, that's awesome. And you know I'm really proud. I'm really happy that Alta, beauty saw your magic because you are magical, and your products are magical, and your stories magical, and, like, what you're doing for the community is magical, and you're in your employees thirty people like that's a blessing, and it self. And, you know, we have this partnership girls United with altuve beauty ember. Really, I mean, from the essence point I don't have a beauty company. But the fact that we can, you know, fellowship with these women these young girls and young women and create this program for them, that is going to allow them to be mentored by people like you myself, you know, executives at all to beauty..
Is 'Fortnite' any more addictive than Facebook?
"Is fortnight's any more addictive than Facebook from American public media? This is marketplace tech demystifying the digital economy. I'm Ali would. Recently, none other than Prince Harry waded into the age old debate about whether video games are addictive. He said he thought fortnight, quote, should it be allowed and that it's designed to keep kids in front of a computer as long as possible last year the World Health Organization classified game addiction as a mental health disorder for the first time, but many psychiatrists still disagree with that assessment. And some say video game addiction is the same as any digital addiction like two phones or social media Lindsay grace is a Knight chair in interactive media and associate professor at the university of Miami school of communication. I asked him what constitutes a gaming disorder, generally the way the World Health Organization defines, it is what most people are comfortable with which is this idea that the activities engaged in game distract you from everyday activities. They prevent you from feeling good about doing other activities. And basically the is that games takeover. Most of what you do on a daily basis. There's a much broader conversation than just video games around the idea of addictive design, you know, when growth hacking and social networks that employ all of the tricks to engage, you do you think that this is a thing an issue that is exclusive to games, or is it about design in general and the drive for our attention. I think that's a great observation. Essentially, what's happened is we have an immediate rich environment where you've got all kinds of people trying to buy for your attention. So one of the ways that I described game designers, it's essentially engagement design. We're trying to figure out how to keep people interested in the activities that we've designed playful experiences for longer and longer, but one of the challenges there is if we are to effective we may actually lose our audience. The example is that if people are worried about being invalid in the world that we have and disconnecting from the rest. There's a problem there, which is why a lot of game designers actively design experiences. There are about a whole community of play. So it's sometime playing some time watching on the late. Streaming and the idea is that there's a whole environment that you design not just the single play experience. Well, so then with that in mind, you know, obviously, one of the precipitating factors for this conversation is Prince Harry saying that fortnight's should not be allowed. And in your opinion is fort night has it achieved a level of engagement that other games having like four night any worse than Facebook or world of warcraft was what I'd say is that. Well, four-night is great. It's the head of the year. But essentially every couple of years we're going to have something similar so in the eighties. It might have been dungeons and dragons obviously world of warcraft sort of dominated the online massively online role playing game space for a long time. But essentially, I don't think that any one game is going to hit all the marks in a way that sort of says, this is the ultimate addictive experience and part of that is also just sort of fundamental human psychology. We're always kind of looking for more and more interesting engagements. So people tire of the games over a long period of time. What level of video game engagement would make you worry? If some, you know unscrupulous designer came along and said, we're taking off all the breaks. What might that look like to you? So one of the things I think is challenging is that there isn't an explicit formula much of the work that happens within individual companies is sort of proprietary. So the each have their own approach to making a magic formula. And if anything over the years of designing games, one of the things that I think everybody recognizes is as you think you have a magic formula. It just keeps golfing and part of that is because the media landscape changes people's interest change, very commonly. What happens is that a game may be very fashionable right now, it's cool to like Minecraft. And then a few later years later, it's not cool anymore. And no matter how serving gauging you made that experience the social pressure or the environment around the the rest of the media landscape affects where people go so while it, you know, it's interesting, and maybe a great scifi film to imagine that there are some master designer who's figured out the optimal formula for engaging so much so that no one wants to leave the game. But ulta. Lately, humanities and human psychology is far more complex than hitting an optimal formula. And basically just executing it in a way that gets everybody's sort of hooked on a game Lindsay grace is an associate professor at the university of Miami school of communication. The crowd ranking site rancor dot com has a running list of what users have voted the most addictive games of all time. As of this taping. I have to agree with the consensus that number one is
Petrochemical blaze near Houston extinguished, company says
"W multi tank fire at a petrochemical plant near Houston is finally out after burning for nearly three days the blaze at the intercontinental terminals company started late Sunday morning and Ulta. Spread to ten tanks. The company announced early this morning that it was extinguished around three a m smoke and steam are still rising from the area as crews spray the tanks in an effort to keep the fire from
"ulta" Discussed on WDRC
"Ad Ulta beauty. The possibilities are beautiful. Warren is taking a snow day today. Here's a show. We did back on September a Little Rock and Robin here on the Petula an Stein. Eight seven seven seventy five eighty two fifty five the phone number. Do you really know? I mean, do you really know what your pets wanted you're constantly do it? I'd hey, what do you want? What do you want? You wanna go out? So what do you want to do the same thing? Either. Give me a call. Let me know eight seven seven seven two five eight hundred fifty five we're gonna go Denise I and Evelyn Denise and beautiful, Pittsburgh, Pennsylvania. Welcome to the Petra Haden. How you doing? I am doing super. What can I do for you? I'm calling. Problem. I'm having trouble hearing, you are you have a flea problem with dog or cat. Okay. Listen to me carefully. Here's what we need to do. Okay. Number one. Is when you have a flea problem. You have to make sure it's fleas. Have you seen the fleas? Yes. Okay. So what you need to do. Here's a way. And this is the worst flea season ever believe me, I even have it with my own dog. Here's what I do. I take some all natural herbal fleece spray, and I spray it on my pet that oh draw the fleas out from underneath. Then would I use? I use a flea comb at those people don't know what a fleet comes anyone out that doesn't know to flee commies. It's old school will take it from warrant it works. It's got real close teeth. And what happens is because I've used the Ogden natural fleas spray the fleas pop app. I used to flee calm. It takes off any fleas takes off their poop is well. Now, remember, the fleas will live. So what you need to do is take a little bowl would be the water alcohol. And once you come out the fleas dip it in the water all the alcohol now die, but you have to do it every day off. Also because it's an all natural herbal fleece brave. You can spray it around their bedding area where they sleep all the other areas where they might hang out. That's the way to get rid of you need to train the pet with something that's all natural and get that off a lot of people don't realize that fleas can be more a lot more than just a nuisance. They can actually cause a lot of problems anemia.
Twickets - The Tech Behind Fan-to-Fan Ticket Resale
"So they can longer us. But at the original face value of the tickets, first of all, I'm a huge fan of tweets. And I love what you guys are doing. But can you set the scene L and bring the listeners to speed with exactly what it as and how it's tackling a problem that I think every music fan listening to this podcast today would've experienced at some point. We'll thanks very much for calling woods. And what we what we're trying to tackle really is the sport. Most. Now become known is the secondary ticketing market were platforms will sell tickets via essentially brokers professional brokers trading on that platform. Uh-huh. For profit. So they will Hoover up tickets as many tickets as they can the only sales. So when the tickets does go out to fans, they will they will that she's abusing bulks using other techniques grab as many as they can't even them straight back onto the secretary of hit at a prophet so fans losing out. But also interestingly enough the event is losing as well from the activity. So we're here to provide an alternative method of Who I believe you've partnered with two other any common myths in the ticket industry that we can finally laid to rest today. And also what the biggest differences between ticketing in the US and the UK. I think that there is one and mythic put foot too bad is the fans boy tickets to make me I think yes there also in finds that will do that. As I mentioned earlier, some that will do it professionally and make money out of doing. So as well, but the false majority of fans we've found out the last four to five years of operating now boy tickets actually attend events in the first place. And if whatever reason they can no longer a tent event than the Ben not looking to make money that they want their money back, of course. And they want to make sure they're not lost out in that purchase for once. They got their money the happy to to cover that cost. And ideally what they want is for the tickets also go to another fan. So someone who's Ulta genuine five times a depending in their place and not selling to somebody else that's going to broker that ticket as well. And making mommy out Tabet. So that's the first myth. I think the second myth is that all artists and musicians and. Events involved in this process of resale profit, as well, I think we're living proof that they know because we pounded now with over two hundred and fifty artists over the last few years who've made their official resale platform because they want to encourage fans to trade at face value. And the reason for that they won't insure that fans don't rich off so those. So the industry itself is losing money when it broke at ticket for profit because that means the fan can see less shows going forwards the less light to spend money on merchandise when they're out in the show, the less money light to spend money on food and beverage at the show. So everybody's losing out. Any is gaining is the broker. So those the two key miss. I think we can we can put too bad. Is that is that fans don't buy to use to make money on the whole and certainly events. I'm not involved in this process. Either. The people that benefit from all the brokers and the platforms through which they tried on. This is pretty universal to the only wasting right now in numerous. Territories. Wait, wait, wait now. And learn in Europe, LUSA, North America and Australia is is that the process is the same everywhere and the issues of the same
"ulta" Discussed on 1075 KZL
"Ready to glam, get ready to shine brighter. Ulta beauty the possibilities are beautiful. Whole. Go ahead. Do you? Comeback. I love you. Aspirin. Don't come back. No more. Oops. Hometown countdown on one zero seven five number twenty three. No..
"ulta" Discussed on 850 WFTL
"Ulta beauty the possibilities are beautiful. Earl little while. Anyway, a meal Radovan is his name, and he filed a lawsuit any what he wanted to do was have the date of his birth. Switch from March March eleventh nineteen forty nine to March eleventh nineteen sixty nine and the reason was because his doctor said, hey, you're an incredible shape. You're in really good shape for somebody your age, you're like twenty years younger. So he said, look I feel like I'm twenty years younger. Putting my actual age on tender is not helping me get dates that was part of it. He also did claim that there was job discrimination because nobody wanted to hire sixty nine year old even though he was fully capable of doing the work that he was applying for the probably drew. So he went to the court and said I wanna have my age legally lower court said no what is in the Netherlands yesterday. It's not loving. They rejected it saying that while rat Obama is at liberty to feel twenty years younger than his real age. What's this real age thing, why are you knocking down his truth? What I'm thinking, man. We know the rules now biology and all that stuff. They don't matter. It depends on what it is. Again, we learned this from what was her name. From spokane. How did we forget what it is? Again. We learned this from a what was her name. For spokane. Gosh. How did we forget her name? She felt black. She was black. Everything was black except she was white. You forgot her name to Rachel dole is all yes. Yeah. Why God put me on the spot? I'm like, I know it. Yeah. Oh mcdonald's. That's her truth doesn't matter there. So what they said is he's at liberty to feel twenty years younger than Israel age and to act accordingly, but actually changing the birth certificate is not possible. And they said, and I quote amending his date of birth would cause twenty years of records to vanish from the register of births deaths marriages registered partnerships. This would have a variety of undesirable, legal and societal implications. What if you felt like a female, it doesn't change anything? Apparently, not apparently. But that's the argument that people have made about when it comes to going back and changing your birth records to match the gender that you feel. You are saying, well, wait a minute. You're actually screwing with a lot of past documentation right in the end. This guy was being ridiculous on purpose. Right. And I think it's pretty funny. I guess a great point he wound up proving the good point that like while the rules actually are very inconsistent. And when you try to take something that's not quite as sensitive as age, right? And you prove the point perfectly that a lot of this stuff has been ridiculous that we've been seeing over the last few years comes to gender identity. This seems pretty ridiculous to me. Jeff Zucker from CNN. Politician the president of CNN. Yes, he wants to be a politician. He's talked about this before apparently. But he was talking about what the future holds for him on the axe files. And if you're unfamiliar with what the acts files is this is a podcast done by David Axelrod. And if you're unfamiliar who that guy is I don't blame you. He's a currency and in contributor and Obama's former chief strategist still famous for me is releasing the book that said Obama lied to everybody back. He knew he knew. Anyway, Jeff is running for office still harbor somewhere in my my gut that I'm still very interested in politics. I turned down the opportunity to work for gore in two thousand you've talked to the past about potentially running for office still interested in that. It's something that I would consider okay. Is it just me and my reading too much into it? The first part of the response from Axelrod. Like, he don't have a prayer was I reading too much of the gut that I'm still very interested in politics..
"ulta" Discussed on .NET Rocks!
"Build on dot net. Core build on as Beatles at core day have their own abstractions, and so each container must have an integration peckish. Yeah. Right. You'll model so Ulta fach had integration for empty see integration for that. API integrations for signal are etc. Structure at the same. Simple. Gesture the same. And so they wanted to end that's endless number of Becca choose that everybody has had to create and maintain. So that was idea. So therefore, they cooked up an abstraction. The problem is this that the I containers are so incompatible with each other. When it comes to direct registration API that it's impossible to define an API that works for everybody. And well, Ulta FEC again is in behavior quite close to original abstraction because dead was what Microsoft used to test with I imagine. Yeah. I think that the designers were using Ofek internally. Right. And we're experienced with all the FEC, and that's how they build their own container and based on their own implementation. Day created an abstraction. Yeah. Okay. Yeah. Natural bias then. And so the implementation details are also leaking into the abstraction. Sure. It's very talented to build this trashing like that. Once you understand enough deactivated. You pretty much figure out. There's there's no commonality. Exactly. Right. Or at least there is some commonality. But it's just too little to to to build a least common denominator. Yeah. Becomes a non thing. Right. Like, just as it doesn't actually do anything for you then. Yeah. So what works as an? Abstraction is something that resolves. And that's what we had an API the dependency resolve her it wasn't interface with while Mets methods get serfs or get instance. I'm not sure what what what it was. Right. But that's pretty safe because that's just asking the container. Oh, I assume you have for configuration. Give me an instance, which is completely the opposite of specifying. What you want to register because then you get into order all registrations out to build up decorators how to register them. How to handle collections how to handle fullback scenarios how to handle generic typing, and those are all areas that you see that abstraction fails in because it simply isn't something you you can extract. Right. And and there is where things went fortunately wrong. And that's why a lot of the maintainers were quite frustrated. Stephen. I'm going to interrupt you for just a moment for this. Very important message. Thank Carl here. If you enjoy music to code by you or someone, you know might be interested in the app, which I've generically branded music to flow by see what I did there..
"ulta" Discussed on The Good Life with Stevie & Sazan
"There's just something so beautiful about taking a moment every single day in your life to stop what you're doing look around. You appreciate the things around you. It was for me. Just literally yesterday I was taking teeny to the park, and I was kind of being distracted by a lot of things I had my handbag her baby bag had my phone, and I decided to just put everything down just admire the beauty of nature around me. And the time that I was spending with my daughter, and I felt this moment of just pure gratification in feeling like this is the moment, that's so precious and so beautiful and I wanted to cherish it with teeny into just show her that nothing else mattered in that moment, except our mommy daughter time at the park as I pushed her on the swing and that really to me is kind of what daily gratitude is all about it does. Have to be complicated. It's a simple act of appreciating an understanding just how beautiful things are around you and in your life. And when things try to stop you and your tracks and life gets difficult. There's even power in that to stand in gratitude. And like we said in the show a positive attitude on gratitude is the way to combat everything on a daily basis into help you lift up and praise. What's important? This message is a really important one. And I have to thank Ulta beauty for sponsoring allowing me to share it with you guys. And I loved it. They also stand in the beauty of gratitude understanding what that's all about. Because Ulta beauty believes that beauty is limitless Ulta beauty celebrates the possibilities in each person.
"ulta" Discussed on News Radio 690 KTSM
"Get ready to shine brighter. Ulta beauty the possibilities are beautiful. You should believe in math not magic. You're listening to the watchdog and Wall Street with Chris Markowski. One of the things I find I found completely. Perplexing. Perplexing is. How in the world and Democrats are high fiving each other for this. How in the world were they able to run on healthcare and win. They ran a little bit on healthcare was mostly hope and change back in two thousand eight which is really basically nothing. The brilliant campaign strategy Ron on nothing and everybody will fill in the blank. It was like I'm running on fill in the blank. That's all hope and change was I found a brilliant brilliant strategy. Anyway. They got ObamaCare. They got it. Not a single Republican vote. I knew as soon as it passed that it was designed to fail. There was no way it could work. I don't know if you remember the little pow, wow. That took place at the Blair House across the street from the White House. And Paul Ryan completely breaking down the numbers of ObamaCare, and exposing it for what it was a fraud. Not workable impossible. Countless times here on the program, we've discussed it exactly what it was in an essence was designed to fail and again, Democrats are patting themselves on the back saying we won because we ran on healthcare and Lori Carson pre existing conditions and they did. How is that possible? You screw things up. Just a few short years ago are people that vapid that they forgot already..
"ulta" Discussed on KUGN 590 AM
"And get ready to shine brighter. Ulta beauty the possibilities. Beautiful. You should believe in math not magic. You're listening to the watchdog and Wall Street with Chris McAliskey. One of the things I find I found completely. Perplexing. Perplexing as. How in the world and Democrats are high fiving each other for this. How in the world were they able to run on healthcare and win. They ran a little bit on healthcare. It was mostly hope and change back in two thousand eight which is really basically nothing. The brilliant campaign strategy Ron nothing and everybody will fill in the blank. It was like I'm running on fill in the blank. That's all hope and change was I found a brilliant brilliant strategy. Anyway. They got ObamaCare. They got it. Not a single Republican vote. I knew as soon as it passed that it was designed to fail. There was no way it could work. I don't know if you remember the little pow, wow. That took place at the Blair House across the street from the White House. And Paul Ryan completely breaking down the numbers of ObamaCare, and exposing it for what it was a fraud. Not workable impossible. Countless times here on the program, we've discussed it and exactly what it was in an essence was designed to fail and again, Democrats are patting themselves on the back saying we won because we ran on healthcare in Lori Carson preexisting conditions. And they did. How is that possible? You screw things up. Just a few short years ago are people that vapid that they forgot.
Future of Football: Readers respond
"You're listening to the spoken edition of the San Francisco Chronicle. Future a football readers respond by Al Sarah Cevic in late October, the chronicle published a six part series examining the future of football. The premise was simple now that we know the sport can cause lasting brain damage. Driving some to suicide. What are we going to do about it a dedicated team of chronicle? Journalists spent months digging into the subject, you can read the whole thing at SF chronicle dot com slash future afoot ball in a letter to chronicle subscribers I encouraged response. What do you think should be done? What will the game look like in twenty years? Let me share a few of those voices. Thanks, your reflection is so important. I did love your projection that football would look like boxing. Why the continued ignorance with little effort to address the problem, Frederick e Hessler at San Francisco, all your main recommendations. Make logical sense. And are the right thing to do. I was lucky. I was too small for playing grade school football, my coach realized this I believe in I sat on the bench. My mother always feared I would get seriously injured with regard to parents and kids now ultimately people need to make their own decisions about what to do with regard to their children playing football. If flag football is an option that would be great. I believe sooner than later American football, as we know it won't be as popular. Instead people will migrate to lesser injury prone sports that are also rewarding for fans parents schools and students John Durham Napa. Everybody's jumping on the football is dangerous bandwagon. This story is long winded bull all major sports have physical contact soft. Wimps are ruining this country and turning our men into soft little pansies look at the average something male today. Weak wimps worrying about the. Next superhero or Star Wars movie, all this coddling and winding is pathetic name withheld. I'm sixty eight I played for four years in high school and a year of college. I never finished a season mostly knee injuries. But I broke my thumb in college in a way that required surgery. I also boxed in college. I attended a forty Niners Cam for high school students where a very aggressive game of quote unquote, touch resulted in a hit that caused me to lose vision in one eye for a few plays naturally. I stayed in the game. So far it hasn't caught up to me. Anyway, I think one partial solution is to make all the pads and helmets soft on both the inside and the outside. Also, I think many knee injuries could be eliminated. If there were no cleats Leif ODA grin Petaluma step one change, the channel the rest of it really won't matter so much Greg Tolman, Berkeley Ulta. Emmett frisbee all quarterbacks. No, linebackers, spike. Connor Redwood City. It would be interesting to know, whether rugby has the same level of problems with brain trauma as football rugby players wear. No helmets or padding. And there are strict rules about tackling. I suspect that the protective gear in football increases the incidence of brain trauma because it allows players to hit each other harder. It doesn't take a direct head impact or cause a concussion. The sudden acceleration from a hard hit can do it. Even if there's no head contact in rugby players are less inclined to use their bodies as weapons when tackling because it could cause injury to the tacklers. It's counter intuitive, but reducing the amount of protective gear in football could make it a safer sport. The culture of the sport has to change to players coaches fans broadcasters and reporters have to stop seeing a disabling hit as a good thing. Ng? Jeff Lichtman Elsa. Reto? Bravo end. This disgusting sport. There's five thousand four hundred seventy two more peaceful ways for young people to quote, unquote, build character, Chris Moffet, San Ramon great articles on the game of football. If you get a chance read some of the books or articles on John gangly Ardy, the Saint John's university division three coach whose philosophy on the game of football was so different than any coach. I've known even in the fifties and sixties no tackling in practice. No practice longer than ninety minutes. Water breaks it Sarah his philosophy worked. He one more football games. Four hundred eighty nine than any coach in NC double A history along with four national championships. I played for John in the sixties on one of his championship teams. We never had anyone hurt in practice except the occasional ankle sprain. We had a few transfers from schools like. The university of Minnesota where Murray Warmoth coached with the philosophy of making the practices tougher than the games kind of survival of the fittest code that was not unusual at that time football needs to change again. Thanks for the great articles Terry Underwood, according Madera, here's a modest proposal. Make everyone eligible why linemen are ineligible for passes. Always been a mystery to me this is somewhat more radical than the eight ten offense. I think that's what it was called that. The Piedmont high coaches developed and was voted down by the NF s but it would keep the nature of the game intact while changing dramatically if everyone is eligible the game will spread out, and there will be more of a premium on speed and agility, then raw size, power football will make less sense and just as the three point line and the warriors style has pretty much removed the power game from basketball, especially at the lower levels. There will be a shift toward more scoring. And use of the whole field. It's not a complete or perfect solution. Of course. But it moves the game away from one on one contact and towards skill and speed clay Callum, walnut creek, the late US Senator, gene. Mccarthy democrat Minnesota had a great line. He said football is like politics, you have to be smart enough to understand the game and dumb enough to think it's important Eric mills Oakland, thanks to all of our readers who responded, interestingly, we didn't get much from people defending the sport as it stands. Maybe we're preaching to the choir here in the bay area. Maybe people are starting to see the truth.
"ulta" Discussed on WCBM 680 AM
"Ulta mortar and wcbMcom. Possessions era M'S at the Justice department subject Callaghan. Fox News attorney general Jeff Sessions resigning at the president's request Wednesday reaction swift from congressional Democrats. I find the timing very suspect number one. But number two, the are paramount view is that. Any attorney general whether this one or another one should not be able to interfere with the Mueller investigation in any way that a democratic leader Chuck Schumer says he fears a constitutional crisis. If that happens President Trump says he'll get a permanent replacement soon. But for now sessions chief of staff, Matthew Whitaker becomes the acting attorney general and assumes oversight of the special counsel investigation of which he's been critical in the past. Some Democrats are calling for Whitaker like his predecessor to recuse himself from the probe at a White House. News conference on Wednesday. The president said he is not worried about new congressional investigations when Democrats assumed the house majority in January they can play that game. But we can play it better. Because we have a thing called the United States Senate and a lot of very questionable things were done. Between leaks of classified information and many other elements that should not have taken place. President said there aren't many things that he and the Democrats can get along on White House. Correspondents Association is calling on the administration to reverse its decision to strip CNN reporter Jim Acosta of his press pass following a heated confrontation with the president at the news conference on Wednesday. The group says the security credential is being used as a tool to punish a reporter. But press secretary Sarah Sanders accuses a Kosta of placing his hands on the intern to try to take the microphone away from him. Kosta says that did not happen.
"ulta" Discussed on MyTalk 107.1
"And she had been crying of course like a swollen face because she had been in an accident i saw that and i'm like i have to go i went into ulta but they don't carry it but they do carry it at sephora so i got this other kind that they recommended called stilo and it's a pretty good and it's it's like a marker almost that i wear probably try out a sharpie i have the same trouble and they're like you shouldn't be putting powder under your eyes i'm like girl you don't understand i go i look like a drug addict by noon i look like it just doesn't stay not supposed to put powder no you just need to put you just need to put the desert and then the conceal but guys because i feel like no she was like my age yeah okay this is a little over forty and she had beautiful perfect makeup she does not wake up at three thirty in the morning i can tell you that right now i hear so much it's because life is so beautiful streaming town i love it we can talk about makeup right now thanks you guys moaning and groaning all the rest of the show let's do that video though that'd be really fun to see and serious i it'll be pure comedy it'll go viral go ahead he probably won't but i want it to we'll just watch it go viral and yourself feeds i haven't really talked about this that was kind of a fun little moment wasn't it done that was in the background of your makeup video play pokemon and maybe would catch them all do what you gotta do mytalk one zero seven one everything you scum sucking pigs tons of a muddle as entertainment lori and julia justin theroux or as i like to call them just edge because he's so i thought you would enjoy julius some of his inner view give me some he said if i get up and i do what i do when i do things i don't necessarily want to i get stuck in a situation where i'm like oh this is not the best trees i'm still aware there's something to be seen from that experience okay can i i just get up and do what i do i do what i do who's the guy snuggle blessing i just don't man what i am snake plus i wanted to glean something when.
"ulta" Discussed on The Tony Kornheiser Show
"What takes about rich on about lots of extra bays is all that matters ulta chad or he might mention you split blah up blah blah lot civics japan's butch blah blah blah blah lots of extra pays choose not civics japan shoes lot civics shoes civics shoes lots of extra pairs of shoes brilliant sells shoes and by the way i have two extra pairs and i'm gonna i'm gonna on the ones that i'm wearing now because it's been so wet here for about a month we ever drive so you'll have to go out and get a couple more titles jim miller for coming on today and do not forget to check out his podcast origins which is just great i'd also like to thank today sponsors omaha steaks and squarespace remember to listen and subscribe to an archived episodes of the tony kornheiser show wherever you listen to podcasts including apple podcast spotify google play if you listen to show too high tunes please leave us a review come see us on saturday night for the caps guests from buchanan have you ever noticed that when one of the exports reporters gets too far off the reservation cini always gets them back in line once a boss the boss although it tony you can't stop them you can only hope to contain stopping genie has that ability robert lue napoleon ohio while it's too that the new england confectionery company is going out of business that's right the nickel wafer will live on last week at a bankruptcy auction the spangler candy company makers of dum dums i'm not familiar with those and so.
"ulta" Discussed on KSFO-AM
"I did not know that yahoo is another name now what is your who called now they're they're calling it the company formerly known as they've said it settled with government regulators over this huge two thousand fourteen databreach what do they call now prince the artist formerly known as prince what what is this what what what are they now i feel like i i really feel dumb right now because we should know this don't feel dumb because i yahoo's successor company ulta sherry help us out somebody i know we have listeners who worked for this company the company formerly known as yoho so that's what it is it's like the the artist formerly known as prince member would prince went to like you turn him so he turned himself into a symbol the artist formerly known sprints the company formerly known as yahoo they've settled with government regulators over that twenty fourteen databreach which really hurt the company big time here's jan johnson this was the first case ever brought by the for failure to disclose a cybersecurity breach aldaba'a is paying a thirty five million dollar fine to resolve charges that the online pioneer yahoo deceived investors by holding back on one of the biggest tax in internet history prosecutors meanwhile say to russian intelligence agents use the info they stole from yahoo to spy on russian journalists and american and russian government workers among others on jan johnson surprised they didn't say russians used it to make sure trump was elected as president hey collusion collusion collusion collusion okay not all really just roll off your tongue what not there's an echo in this room new poll shows a vast majority of americans use facebook john stolnis has more nearly half of all americans say they use facebook at least several times a day the new poll from the associated press fines twelve percent of people say they use it almost constantly one third say they use it several times a day fifteen percent use it once a day and only twelve percent don't have a facebook account at all more women check facebook than men once a day fifty seven percent to thirty six percent the second most popular social media app is instagram which is owned by facebook seventeen percent say they check in on that site throughout the day ten percent say the same thing about snapchat just seven percent of americans say they use twitter that often i'm john stolnis.
"ulta" Discussed on Mornings with Keyshawn, Jorge & LZ
"Yeah that's it that's probably good for the rams good for the rams versus he's going to sign with the rams so i'm gonna give them i'm give both of your products and then we weren't completely making it up about the rams and odor beckham junior because there was the conversation with mar saying basically in a we're open to anything we will explore anything and you know the rams organization are friends of the show the obviously we're listening to talk about that and say you know what that's a good idea as funny show i will i was out sick yesterday and i saw that what you told us let me tell you something man i was what was it remember that movie was the movie where the girl gets possessed by the devil ulta guys no that's not poltergeist is it the exercise no exorcist right poltergeist the one with the tv exercises by the devil really what she possessed by the devil to another the tv was oh okay yeah so the excess you know that scene where she's like just projectile vomiting and the that was me basically sunday night i should george i take a ride we already put up a poem we already know oh okay the post says if your colleague is south beach hanging out and on the day of work they have food poisoning do you believe which like you know the results i'm sure the results let me tell you something i still have a headache from all the vomiting i did the other day but anyway are you.