37 Burst results for "Two Thousand Dollars"
Fresh update on "two thousand dollars" discussed on Denver Real Estate Investing Podcast
"In Twenty nineteen actually may nineteen I sold it for two hundred twenty nine thousand dollars. So what happened over those eight years while a huge ecobill I want from sixty seven, thousand, two, hundred, twenty, nine, thousand dollars now and I bought the property those were about eleven hundred dollars a month. Own I sold the property market rose thirteen dollars a month. So while my value almost tripled. My rents. got. Nowhere near that they even double they went up by two dollars a month. So that's rinse. Nut keep pace with equity. and. So this is some times where it makes sense to sell the property and do ten, thirty, one exchange because fight it a cash-out refinance. This would be a native cash lowering property so I could pull out money but now probably be native cash flowing, and that's usually not a great asset sets a very high level rule of cash every five or ten, thirty, one exchange. So after I sold it and paid off. The little loan balance I had I paid the agents the closing costs all that stuff I walk about a hundred and seventy, two thousand dollars, and so I put this into a ten. Thirty one exchange 'cause I don't WanNa pay capital gains they I would like forty thousand dollars, which is a lot of money. and. Then later that year I bought a four plex in West Minister for. Fifty thousand dollars. And then in twenty twenty and in the process now of refinancing to lower interest rate. MOSTLY WANNA. Talk about the trade up and I'll talk about the interest rate here in a second. By made a note on here that even if I'm refinancial property or like Jeffrey finances for Plaques Great Cashless Day. But that will not affect your long term retirement goal when the properties paid off, gives you more capital today. So refinancings are great benefit to have more cash. So now who wants to properties paid off it has no impact on your retirement goals. So he pulled the spreadsheet here. I'm a real quick and just talk about the numbers on here. So I bought for eight hundred, thousand dollars. By total all investments about two hundred, twenty, eight.
How to Not Have a Lost Decade
"Welcome money for the rest of this is a personal finance show on money how it works how to invest it and live without worrying about it. We host David Stein today's episode three, fourteen it's titled Don't have a lost decade. Recently, got an email from a new plus member. He says he's treating the material on the website like an online college course but he had a question he wrote that he's approaching a crossroad in his life and he would like to prepare himself for that crossroad. He works at one of the Best Public Gardens in us as a horticulturalist he's been there three years makes forty three thousand dollars per year has four weeks of vacation full healthcare and Hsa they have a four zero three. B. Defined contribution plan where he gets a six percent match his boss enjoy working with him and he enjoys his job. This member also has his own business, a lifestyle business providing premium horticulture services for high end properties. He started in two thousand nineteen gross four thousand dollars and anticipate grossing twelve thousand dollars this year he has no debt. The only thing he owns he says, that is worth. Any money is an old pickup truck that's worth about three thousand. Is roughly eighteen thousand, five hundred dollars in his defined contribution plan and using the online tools on money for the rest of US plus. That, he's on track to retire in his early sixties. y'All says about two thousand dollars in a savings account pays two percent and about fifteen hundred dollars in a wealth front Robo Advisor. Account. He's living on about eighteen to twenty thousand dollars a year. After contributing to is defined contribution plan and health savings account, he brings home about twenty, eight, thousand dollars but that doesn't include is overtime bonuses or the work in his business. After taxes and contribution he estimates that he's bringing home about thirty, five, thousand dollars with everything, which means potentially he could save fifteen to seventeen thousand dollars per year and certainly ten thousand dollars per year. He writes for the first time in my life I'm not living paycheck to paycheck am planning for the future. The business I own. Now as a hobby passion, I turned profitable. It has been a great space for me to learn and have done a lot of just that but it ultimately is a glorified landscaping business. What they really want to own is a retail nursery that one day will become an event, an education centre as well. I turned thirty two months. I thought at this point I would go beyond an entry level position. I thought I would own my own house and maybe own a business full-time. Those goals seem so far away. The question I want to pose to you is, how do I get from where I am today to owning a five to ten acre property that can use to develop into my next lifestyle business as soon as possible Had An additional investment question that address in a few minutes. I he's not in an entry level position. He is a master, her cultures he's studied it. He learned a lot of those skills working at an organic farm and Tasmania. Got, his university degree. He was admitted to a professional horticulture program at the Public Garden where he works, he is very, very skilled in all aspects of landscape design and gardening. and. There are a lot of people that would be very envious that he has his amazing job working in horticulture and one where he can listen to a lot of podcast which he does. In order to answer question I want to compare to couples I know I've known for about a decade. This particular members approaching thirty. He's looking out over the next decade. What has to happen so that he doesn't have a lost decade and can reach goals I'm positive he can reach his goals.
Fresh update on "two thousand dollars" discussed on Entrepreneur on FIRE
"That means from January through April of Twenty, twenty one, you're going to have to pay that fifteen hundred dollars back and they're going to do that by your employer withholding extra. Okay. So essentially think of it as a loan as it stands now. So finally, who's eligible to accept this mess of tax deferral right? You're eligible to defer the payroll taxes. If you make less than four thousand dollars biweekly. All right. So if you're paid weekly, just cut it in half less than two thousand dollars per pay period. If you're in that group, if you make less than two thousand or four thousand biweekly, you will be eligible to take that deferral. Now, it's also not a one time qualifier disqualifier meaning. If you make four thousand dollars over four thousand dollars, one pay period, you're ineligible forever it's on a pay period pay period basis. So for those who have kind of fluctuating paychecks if you make over the amount in one pay period, you're not eligible if the next period you make less than that, you are eligible for that pay period. Okay. So. In a word I know this is someone up as confusing, right? So my final thoughts here be very careful. There are so many unknowns. What happens if you take the deferral and then lose your job and can't pay it back? What happens if you've declined to for all, then it's made permanent. Does that mean that you just lost out on forever because you were financially responsible? House is going to impact self employment taxes, which are the same social security Medicare taxes that are applied to self employment income, but don't hit until you actually file your return. Are they. All those people are GonNa be eligible. The truth is that this is simply complete mess right now and you need to tread lightly there are a million unknowns and almost no knowns. My personal opinion I would not take the deferral until more guidance issued, right? Do I personally think that Congress will eventually vote to make these permanent tax cuts to avoid the disaster that's GONNA come they aren't I do. But. I also know that as we've seen this year more than ever depending on Congress to make the rational move doesn't always work out in our best interests. Right there's a lot more that goes into these decisions than what's best for the people unfortunately. So my very best advice that I can give you here is talk to your tax advisor make the decision that's most appropriate for your unique situation. If you want a little bit of extra money right now and you're you have no problem paying back if it doesn't become permanent, find go for it right If your job's a little uncertain. You don't know what you're your employees. That is looks at the beginning of next year be more careful. Everyone's unique situation is different talk to a tax advisor that knows your situation make the best decision for you but be very careful. If further guide isn't guidance issued here in these, you become permanent we will certainly updated on these income reports. If. You have any questions on this or any other.
The wonderful world of folding phones
"Out, you've had a very busy week and have is not is not for nothing that you've only slept four hours in the last three days or something. So I appreciate all the work you've done let's start with the galaxy fold sue and I'm just going to call it the galaxy full to because. No. The future is in flat. This is a phone that you and I went back and forth on about giving a five star review and we settled four point five out of five because no phone is perfect, etc etc. But I do want to talk about how much you like this thing in also how much better it is than the previous version. I'm you're not alone in this right this is you know the verge came out with their review this week as well. I think every other site that I've seen has sort of praised this as being an extravagance successful ones. So give us your your thoughts on unwired so much better than the first. Yeah I mean the biggest change for me is the fact that the cover screen now takes up the whole front of the phone. So it's it's. It really changes how you use it versus the short time. I. Spent with the original fold where you know that that covers green was so small that you could really only use it for notifications and and really small things. You didn't really want to use it for anything for more than two minutes or so the cover screen on the full to because it's it's so much bigger it. It really feels like just using a normal phone that just happens to be really narrow and tall. And you can do all your normal phone things with regular apps and not just notifications, and so it really makes the fold feel more like having two devices instead of just like having a tablet that shrinks to a frustratingly small screen. and that's It makes it a one handed device when you need it to be in that. That's a really big deal to me. I mean other than that. It's it's just fixing. So many things with the original full, the the hinges so much more rigid and you can use it for all the flex MoD things where you know certain APPS will rearrange themselves. When you fold the screen, it's not very widely implemented, but it does work really wealth the APPs that it that it has been. Optimized for and just the whole thing feels so refined where last year's fold felt like this is a really cool experiment, but it's still just an experiment This is a phone that like actually feels like a complete fully thought out products that somebody could and should by right now assuming they don't mind dropping two thousand dollars on a on a cell phone. And that's interesting. You know it's something that. It always takes that second generation to iron out any bugs but the ones that really affected. The I note were concerns about resilience this. Sorry. The first fold were concerns about resilience that the the plastics screen was scratched were susceptible to scratches that it wouldn't hold up in inclement weather that the repeated. Folding would. Potentially, damage it or may may not hold up to the regular stresses of daily life. You haven't had it very long but do have those concerns with this phone. Not, as much as I did with the first one, but I also don't think this is necessarily going to hold up as well as just a traditional phone that you're not fooling in half all the time. They made the they made some improvements like the ultra thin glass, the sort of outer plastic layer. Where the first vote was all plastic. So it should in theory be more more durable in that regard. Again, the hinge feels more resistant it's still not waterproof and that's a big bummer to me I. Don't I don't like use my phone in the rain all that often especially now that I'm not going out of the house when a when I can avoid it but. It. With two thousand dollar phone you kind of would hope it's going to be waterproof like every other phone on the market these days. So, little things like that I think add up to a phone that you maybe can't be. Confident in for the entirety of especially, if you're financing this for forty eight months like they offer on Samsung's website, don't don't find us a phone for four years. That's ridiculous. But I don't know that it's going to hold up over the course of four years or even two years. I trust it more than the first full though and I think that hopefully the next generation will be water resistant. If not everything else seems to be pretty airtight I, I don't have any like. crease aberrations that happened pretty pretty quickly with the original. Only had this for about ten eleven days, but it's still like A. Straight line down the middle. There's always the question of like what's the point of a folding phone? I guess some some of the. Questions have been aimed at the Z. Flip liner, the new Motorola Razor Five G. where they kind of their small. Clam shells that essentially open up into regular size phones a lot of people like the fact that they don't take as much space. When they're closed but I wonder is that an issue when you're trying to figure out how to use this phone and take advantage of it Especially now that the front screen is thin, but it's basically the size of a regular smartphone. How do you decide whether you're going to do something on your on the Front One? Put it back in your pocket quickly do you use it like as a as a larger smartwatch sort of triage or are you? Not, using it very much and instead of opening up the main screen and using that most of the time like how does that break down for you? So I used the cover screen a lot more than I expected to just again because it's sort of size like a normal phone, it is still like because it's so narrow I don't like typing on it at all especially, I've been sticking with Samsung's keyboard for the first time because it it can split down the Middle when you've got the phone extended and that's that's kind of Nice for for Ergonomics but the the keyboard itself as a nightmare so. I don't really love typing on the cover screen but I do use it a lot more than I thought. I would most of the time I just kind of decide like I wanNA use the phone one-handed or can I sit down and actually use it with both hands right now but the biggest guess most obvious reason to use the main screen is for multi tasking. It's so nice to have your APP split down the middle because you know you're basically working with two full sized phone screens right next to each other so you can have two full sized APPS. You can run three apps if you want or three APPs in a couple of floating windows, you can. You can do all kinds of stuff I. think it's really most usable with just two APPs renting it split screen. But there's I mean there's there's all sorts of things you can do their I've got the podcast rundown for this show pulled up right now just because it's such a you know spreadsheets are so nice on a giant screen and this is kind of perfect for that sort of thing. So I mean spreadsheets aren't sexy but if you use a lot of spreadsheets, that's a really good use case for something like the fold.
The Working Mom Advice I Wish Someone Had Given Me
"MOMS, who are trying to build a business and I want to share some of the advice that I wish someone had given me when I was building our businesses. I, hope the orange and that's just my opinion is just my advice in its advice I wish someone had given to me and I think that you are entitled to raise your children the way that you want to. But I want to give you some sound advice that will help you realize that you're the person who's in charge of doing that. So my I tip for you is to know that lots of women have kids, lots of mentors, Bill businesses, but it is a very difficult thing. To do both and anyone who tells you otherwise is lying or one area is not going so well. My suggestion is to be as selective as possible about the person who you decide to follow their mentor ship because you'RE GONNA end up following their tips and advice, and if their children are as much of a priority or if they're not raising their children, the same way that you prioritize yours, you may end up getting business advice that is detrimental to the priorities that you have for your own children just keep that in mind. Next. You should spend as much time and money. Developing, your skills as a parent. As you do your professional development. It's crazy. We will not bat an eyelash spending two, thousand dollars five, thousand dollars one, hundred, dollars, two hundred we'll take the courses we will take the workshops and the trainings we will go to the seminars. To be a better business person but it's like when was the last time someone bought a parenting book like you should be reading parenting books I'm still reading parenting books you should be listening to parenting podcasts. You should be willing to develop that skill just as much as you are willing to develop the skill that you have for your business. Next, do not use the excuse to quit your business because you've got kids. Like I just WanNa make my kids a priority. Now you can make your kids party I'm just saying don't use them as an excuse because you absolutely can kill it. In. Business be apparent. You can be an incredible mobbing incredible father, but you're gonNA be crazy asked disciplined like discipline like no other. So just say I wasn't disciplined enough to do both that's fine but don't blame it on your kids that you're quitting your business. All right. Next put your commitment to your kids and your partner put it in writing because what will happen if you don't. Trust me. Trust me. I can tell you this going to happen. An incredible opportunity is gonNA come your way and you're GonNa think yourself oh my gosh. Justice one time. I'm going to do this or you know what? This opportunity will never happen again, which is scarcity mindset and you're gonNA end up saying yes to something because of the money or your ego. Or your lack believing that a better opportunity isn't gonNA come your way cousins it is it is GonNa come your way and God is going to reward you for holding out and staying true and honoring your priorities don't say yes because you ego. But I am telling you from personal experience. It's really really hard to do unless you have this in writing because it's real easy to say justice once or this is never going to happen again. So put it in writing whether it's family kids doesn't matter. Next, a child should never be made to feel like they're an inconvenience or second-place priority to. Your Business. Now listen I'm not gonNA play until you like. That Mahmoud definitely would be like we can't do that today I've got this presentation I've gotta do or. Make statements like that. I did not things the advice that I'm giving you are things I'm telling you I didn't do I've made some of these mistakes plan telling you a child does not feeling that way. See you gotta catch yourself and you have to find other ways of getting things done prioritizing and explain to your children because the last thing you want them to do is to resent the fact. That you're building a business you want to live your life is a Shiro. Be An example for them. Do not use the excuse of I. WanNa Give My kids everything that I never had as a justification. For Your, Work Addiction. Or making your children's spoiled brats like giving your child everything giving your child everything only gives your child the experience that they can provide for themselves. If you're buying your kid a car if you're buying your kid all these things, how are they ever? GonNa Learn that they can do that for themselves. All you're doing is teaching them that they can't provide for themselves and to be gone every weekend to never be with your child and to say that you're doing you want to provide for your family i. personally think you just need to examine the truth in that statement ask yourself it's really in their best interest. Also you've got gotta be patient crazy persistent ungrateful because no matter how much structure you create expect about two percent of the time for things to go as you planned. So. If you've got kids, you cannot wing it. You cannot win it in terms of your parenting. You cannot win it in terms of Your Business I'm sorry you chose Children Andy chose to have a business. So God gave you the gift of both and it's going to be harder for you. Too. Much is given much is expected. It's going to be harder for you. You'RE GONNA, have to plan like crazy and things are going to be flipped upside down in life is fair. That's how it goes. Also encourage you say, no to opportunities at compromise your child secure attachment to you. This again is my opinion, and that's just if your parenting
Samsung’s Galaxy Z Fold 2 will launch on September 18th for $1,999.99
"He's saying he noon for new phones from Samsung Galaxy fold to they had their announcement this week two thousand dollars for the folding phone. Microsoft's new duo comes out this Friday. That's the one that's folding, but with two screens so it's got a hinge in between.
Samsung Galaxy Z Fold S will reportedly challenge Microsoft Surface Duo in 2021
"Also this week, the new Microsoft, it's not a phone comes out. The duo comes at September tenth. That'll be interesting. Samsung Galaxy fold. They had their big event. They said, yes, you'll be able to get. September eighteenth. Silly season. And this I think now more than ever. We need to talk about technology because some of this stuff that galaxy fold to two thousand dollars the duo's fourteen hundred dollars. New iphones coming but probably not till October I'm going to guess. Those will be what thousand, twelve, hundred, who knows. Apple's really apple really opened the door to very expensive stuff. So you can see it's all. It's all headed our way.
A Look At Samsungs $2,000 foldable phone
"This last night as reading the review of Samsung's new foldable phone. Remember when they released their foldable phone last year, it was a complete disaster every reviewer for every publication in the world said mine broke before I even got a chance to write this article. And it was. And it was a two thousand dollar phone while they. Could fold my iphone. I can just never use it again. They released the second version of it yesterday and I I watched review and everything like that, and my my personal review would be as I looked at this one and their razor phone. If you remember the old razor
Samsungs Galaxy Z Fold 2 5G: All the details on the $2,000 foldable
"Just large galaxy. No twenty three weeks ago. Now it's time for the Godsey full to five Jeez chance to shine. That is a mouthful brought her Chang, and this is your daily charge. Joining me is he not reporter and Samson expert tooken extra me Machar, thanks for having me. So the gutsy full to five G. and that is a really really long name. I'm just GONNA. Keep that point. It got a minor tease at Samsung's event a few back but now it gets the spotlight to itself. So just before we get into all the specs in all the other details, let's let's get the important that other way how much does this thing cost? So in the US is going to cost two thousand dollars. So basically, it's twenty dollars more than last year's model. So it's a lot of money. Yeah. Yeah. Yeah. That does a huge amount of money. All right. Well, this is. This is a foldable and I get the full supposed to be expensive and it is Simpson's third foldable annexed assessor to last year's fold, which famously had allowed durability issues. So what's different about? Full to in what did Samsung do to make sure this phone holds up What we saw with the flip that they had this spring was that they really had addressed a lot of the issues that the first fold had. So they dealt with the problems with the hinge kind of the crease all of the things that people were complaining about they fix those We're GONNA see a lot of those improvements in the new Z. Fold to as well as. A few like updates from the flip earlier this year. So they've redesigned the hinge and it's the same as what we saw in the flip. So you can have it. You can rest the phone kind of you know at a eighty degree angle or whatever you know set it on your table. They also have these brushes inside the hinge. So in this, they had those earlier, but this is kind of the latest greatest version of those basically to kind of mixture, dust doesn't get in the device or you know whatever is in your purse when you wrote this in there. So they, they've done those sorts of things to address a lot of those issues that we saw last year got in in case God forbid something does happen phone are there any special warranty programs or anything they're doing to kind of make sure that folks peace of mind that spending two thousand dollars on something we're kind of seeing the same sort of offers that they had before were. They'll replace the off the. Screen like a one time replacement for around one fifty. So it's less than if you had to go replace the screen on your own. So that's the sort of thing to kind of try to make it. More. Realistic. Well, if the screen breaks I'm not going to have to pay two thousand dollars to get a new phone I can pay one fifty that replaced the screen and it'll be like new again. No let's about how this differs from the previous model obviously. There's a five gene, the name. So clearly will have five, the Axis. But how much five G. is we've talked about in previous episodes you there's different flavors of it. Right so how much access does this phone actually get on the five networks? On this phone basically is all of the five G. networks like this is a really or at least the major ones that we're using right now this is a very big advance over the folds in terms of a lot of things there's five G.. One of the biggest complaints about the first fold was the tiny screen on the front of the device. It wasn't really useful enough to actually use. The fold as a phone people were tending to just automatically have to open it and use kind of that bigger tablet size screen. So what they've got this time is a screen on the front that stretches across the entire front of the device and it just makes it look last year. It's more useful. So I think people will up using this more when it's closed, not just always having to open it. Yet with the five G., we have a five G. model at all last year for the fold in the US. So this time you know five jeep bigger screen. A lot of things that just make this more attractive and the other a features or bells and whistles that. Help this phone stand apart from his predecessor. Another big thing it's kind of that flex. Mod is what they call it. So that's what we saw I with the flip where you could set the device on the table and the screen will stay open in you know whatever degree you put it in. We're seeing that with this one as well. So they're saying, yeah, you can set it up for like shooting You know a video or whatever or you know or if you're watching something or whatever you can just basically has a built in that's the screen and the device itself So you know that's a big thing that I think people really like that was kind of a cool thing that came with the flip. So. That's one of the bigger changes that they kind of also made some good camera changes with this Basically, they addressed the biggest complaints that everyone had with last year's device and fix those in this one aside from the fact that it's still a two thousand dollar phone. You asked him we were on we talked about the the narrow sliver of customers who are willing to buy a thousand dollar note twenty now this is. A two thousand dollar phone I know it's foldable but. Questions about how useful that is who is Samsung actually targeting with this particular phone Samsung. Is actually targeting note owners with this phone. They found that the people who would traditionally gravitate towards the note lineup. Kind of those early adopters who want the latest greatest tech are willing to spend a lot of money to get a flashy device to get a bigger device and. They're finding that people who were buying the fold are a lot of people who have bought the note in the past or still do the notes It's the way they distinguish the flip and the full term. Each other is they see the flip is this sort of like. Cute. Phone that becomes smaller and put. You can put it in your pocket and it's more of kind of. Everyday lifestyle device and they see the folds as really kind of letting you transition from a phone to a tablet like get more done doing more with multitasking and access different APPS like Microsoft Office. You know things that you would do on a tablet but now you also have an inconvenience of the fact that is also your phone right and then you mentioned MC sophism I'm just curious in your. Demos with this device, how like whether they showed off how you use after how took advantage of this bigger screen? Well, they've kind of had this thing since the first generation of fold where it's called continuity where you could start an APP on the front and then open, it will open at work in the bigger screen and pick up where it left off the issue was there were not ten of APPs that took advantage of it I hope that we start to see more apps soon that work with it. kind of sense than. Samsung has been working more closely with Google and Microsoft and Youtube an office and things like that, and then there's that flex MoD. Also where APPs could you could maybe have you can take like a screen shot of something in an APP over here and then drag it to another APP on another part of your screen more with multitasking. So letting you have multiple APPs open at once is a big thing with the fold You know kind of more of that tablets sort of experience instead of just a phone experience. Give everything that's going on. We're still in the middle of pandemic a still dealing with the recession with millions unemployed. What do you think about Samsung unveiling a phone at this price point? It's kind of the same situation that we saw the note where people who? Would want to buy. This are probably people who were not hurt financially by what's going on right now because they're not traveling, they're not going out to dinners they're not going out to bars. Some people are probably saving money right now and they may see, hey, this is a lot flashier device from what was last year. It. Sampson's had a year to work out the kinks. Maybe this is worth investing in. The two thousand dollars is not unrealistic based on what is actually going into the device is just kind of a question of individual people have to decide if they're willing to pay two thousand dollars, but we have to remember this technology is still really early like foldable screens. This is basically just the second year first full year of seem devices with these. So it's not like these have. been around forever like like regular led displays Five G. is brand new. That is also expensive it adds cost to a device. So you know it's just kind of what you're willing to do but then you know as we've talked before, there's kind of factor of with foldable. You get these because you want people to see them. It's kind of how like iphones used to be like. The newest generations had to have some sort of little tweaks to make it. Make people know that you have the newest device, not that s off your device or whatever that you didn't buy like a two year old phone or year old bound. So it's the same sort of thing with this with you know when people are out using a foldable people, stop them ask what is that? Can I see what is and right now you really don't want anybody close enough to you to touch your phone or see it or or even be out that much to have people see it. So you know it's kind of the whole if you're in it just for the flash flashing aspect is probably not worth it but if you're in it because you want a device that transitions from phone to tablet. It would be attractive for people and thinks, lastly, I heard this phone grants some unusual perks what do you actually get with this phone? So it seems has this sort of VIP program for the folds and you get a membership with it. It's kind of unclear how this actually work works. They said there'll be some benefits like six months free of of this like premium fitness workout system like fifty dollars off like a hare service, six months of free of linked premium. Free Golf membership you know a Michelin Star meal that you can get delivered to your home It's it's a bunch of things where it's like. Okay like you know, I don't know how much people take these and the other thing is they said that these are going to be coming to people who bought the previous fold people who bought the flip. So it's not like you have to buy the new fold to take advantage of this if you really want access to whatever these things are under hoping to add more benefits We'll have to see same is actually done this for a long time with its phones. It'll have like when you buy the new galaxy whatever you get. Six months free of dropbox and you get premium bird blah blah. Blah. So it's not that unusual for them to have kind of bundled promotional partnership deals with their device but these are kind of bigger and more like real world things. You just have you know premium flip board on your phone. Clearly geared towards towards a different customer segment. Than just premium clipboard. People. Who have two thousand dollars to spend not exactly well, thanks for your time Shara. If you have any questions about the full to his up on twitter at the daily charge, you create coverage on the phone announcing dot com the charge. Roger. Chan next listening.
Tesla Rivals are Moving Into High Gear -- and Going Public
"From wondering I'm Elaine Appleton grant and this is business words daily on this Wednesday August Nineteenth David Brown's on vacation. Tesla has long had an image of being in both good and less good ways without comparison. CEO? Elon Musk stands out for his big vision and sometimes quirky behavior, and until now anyway, Tesla's all electric vehicles have stood head and shoulders above the competition coming from traditional automakers. Competition what competition I can almost imagine musk saying. Oh, but there is plenty coming tesla shares soared two, hundred, fifty percent this year. The company is now the most valuable automaker in the world according to. CNN. That's because Tesla which went public ten years ago is finally profitable. Tesla had a record twenty nineteen in posted its first annual profit last year despite the pandemic it's been profitable this year as well and that kind of performance and the stock market's reward for it is convincing more and more electric vehicle makers to go public and to try to woo customers away from Tesla last week, Ohio Electric Startup, Lordstown Motors Corporation, or L. M. C. said, it plans to go public by the end of the year. It's ticker symbol ride. If the deal goes through, the company will be valued at close to one point five, billion dollars. So who is Lordstown Motors to burst on the scene this way? L. LLC is a spinoff of another electric truckmaker called Workhorse. GROUP LORDS DOWN CEO Steve Burns is the former CEO of workhorse with LLC Burns resurrecting a project that we're course didn't have the money to do the company plans to release an all electric full-size pickup truck the Lordstown endurance in the second half of twenty twenty one that's according to journalist Alan. Adler, writing for trade publication freight waves. The truck will have a range of about two hundred fifty miles on a charge the same as Tesla's sci-fi looking cyber truck it'll toes seventy five hundred pounds alums. He says again, just like the chuck, the endurance will start at fifty two thousand dollars a good deal more than the cyber forty thousand dollar base price. But UNLIKE TESLA LLC plans to sell the endurance to commercial customers buying fleets of trucks since revealing the prototype on June twenty-fifth Ellen Mc says it's received more than twenty seven, thousand pre orders. That's one point four, billion dollars worth of trucks. NCO Burns says its first years worth of trucks are now sold out. That is if it can raise the money, it needs to actually make them l.. AMC. Bought the Lordstown Ohio GM plant that shutdown last year when GM killed the last Chevy Cruz that six million square foot plant needs retooling, which is costly MC plans to raise about six hundred and seventy five million dollars through its IPO. That boatload of cash could help it come through on its boast to be first to market among a group of EV pickup truck competitors in addition to Tesla that group includes Ford GM Nikola and Arabian a company backed by Ford and Amazon. So, here's the obvious L.. He doesn't yet have a product just a prototype if you're wondering how the young startup can go public without a product you should be. L. EMC is one of a handful of electric vehicle makers employing what's called a reverse merger that means the company that plans to make a product like LLC hooks up with the so-called blank check business. It's also called a special purpose acquisition company. SPAC. Is doing the reverse merger with a blank check company called Diamond Peak Holdings. Diamond peak is already publicly traded that means when the merger occurs. LLC. MC becomes public sort of like easing into a coat someone else has been wearing. This back door IPO method is easier for companies to do. They don't have to produce expensive roadshow's. Also, avoid a great deal of financial scrutiny by the SEC. One of the most famous reverse murders was Richard Branson's space company Virgin Galactic, Holdings and Fantasy Sports Company draftkings went public in a three billion dollar reverse merger. Last year according to the A. Times. The number of reverse mergers hit a record high last year. That's because the IPO market was volatile and high profile IPO's like Uber Fared. Poorly. It ain't cheap to build a new car company but Tesla's successes inspiring other entrepreneurs to try and they need oodles of money that helps to explain why another electric truckmaker nickel motors used a reverse merger to go public in June and vehicle-maker. FISKER has a reverse merger in the works. The is green truckmakers may see these back door IPO's as the speediest way to raise the cash needed to fight he'll in musk and rapidly launched their new products. Tesla's promising to deliver the cyber took by late twenty, twenty one which means that the deadline to beat yes. It may be tough to knock Tesla on it's pedestal, but LLC and a raft arrivals are sure going to try.
Women's earnings drop after having a child—but men's do not
"Retiree planning isn't easy for anyone, but it's particularly challenging for women. They generally earn less more likely to spend time out of the workforce caring for family members and live longer, which is a good thing in general, but it means a tyrant savings have to last longer. A recent report from the Brookings Institution qualified some of these challenges first off, they cite study, which found that women with one child earns twenty percent less on average over her career that a woman without a child in contrast becoming a father typically does not reduce man's earnings. A women are also likely to then men to care for their aging parents responsibility that predominantly falls a women over the age of fifty. So. People who leave the labor force early to care for a parent or other elderly relatives. Lose on average one, hundred, forty, two, thousand dollars in wages. So obviously people who earn less can't save as much. So that's one reason why they might be behind in retirement savings, but the report also quantified the impact until security benefits, which is the number one source of income for most retirees. Here's what the report concluded. Women Receive Social Security benefits that are on average. Eighty percent of those that men receive and having a first child reduces a woman social security benefits through durst earnings than average of sixteen percent and each additional kid increases gap a two percent and then women who leave work to care for an elderly family member not only lose wages but they also lose an average one, hundred, thirty, one thousand in lifetime social security benefits.
I Owe $94,000 to the IRS!
"Joining me today Ramsey personality Chris Hogan. Caesar's in Chicago Hi how are you? Hey how you doing? How can we help? Okay little nervous here. first time caller first time listener. I. Last summer started listening to you. Laugh. Until far about a month ago emotionally on one hundred, thirty thousand dollars in depth, which is on ninety, four, thousand dollars. Irs I'm trying to do what I tend to To figure what's the best way to tackle this Most of most of the other stuff is car Karleena and credit card that I just weren't to Carmax this weekend and sold a vehicle which has some positive equity. Our sixty, five, hundred I. Don't know what to do with this money at this point. What in the world? How do you owe the IRS ninety four thousand? Salamanders Twenty fifteen twenty, sixteen business, you know I, I, started a business with my wife I pretty much try to manage the business myself. You know everything myself and I kinda school things up and didn't help that I had a bad accounting I concert the irs this to be issue I. If we have to file a ten forty x forum I'll try a man does taxes you know put this is in process I mean I still have to making some kind of panic because I'm getting some letters on a male as far as. Stop stuff. So you're saying that the returns were filed improperly and you may not actually Oh this money when you follow amended returns. Exactly. Okay. But if you you have, you have some money you said you had six thousand dollars from sale your car. Yes. Sixty, sixty, five now. And current him baby step two so I might stop just. You're going to spend some money right now on a tax attorney. Or a tax professional, that is a stud of some kind and If it costs you six thousand dollars, it won't. But if it costs you two thousand dollars, this is job one right now. Is You can you can take your hundred and thirty thousand and wipe out ninety four or a big portion of ninety four with some simple proper filing you don't do that yourself. That's how you got here. You go get a tax pro check Daveramsey DOT COM and click on our taxi LP's if there's not one in your area start shopping around talk to some business guys that are that are competent business people in your area ask them for advice on who a good tax attorney or a tax pro Israel and let them dig in. I I don't you don't need to do anything. You don't worry about me staff. No this is job one I R. S. Yes. Job One that's what you're doing and and Caesar make area focused. Don't come up with excuses. Pick up the phone call set up a time to go sit down, gather up, find out all the documentary going to eat 'cause you're going to have to do legwork here but trust me if worth it because it's dealing with irs. Yeah you. Sure you're a good tax professional can tell you if you need to get on an installment plan and. We need to do to get the barking dogs off your heel while you get this stuff filed. But Dude, you don't thirty seconds you get this stuff filed. Now this is an overdue time paper. and. You've. You know this is killing you and these people have unlimited freaking power. It is unbelievable what they can do to your life if they choose to cy I really really really want them To Go away. Yes I want you get the paperwork done and you don't have anything that's more important in your life for the next two of then get all of this filed as soon as possible. Don't don't drag it out three months. Don't drag it out two months file the stuff get with somebody get the work done. Yeah. You State you get you a cup of coffee and work into the work into the we hours of the morning at this done. What. You do because here's the reality some tweaking and the proper filings again has the ability to wipe some of this out. This is a this is a huge opportunity. Sounds like a good portion of it. Impugned it on him because he didn't do proper filing and they guest that's right in the irs never guesses low. It's a rule of theirs. It's written somewhere in a book I'm sure. Oh God. Penalties on this stuff and it all goes away with properly amended filing or large portion of it does. Get that the stuff you should have been working on all these long time ago. Yes. That's out of the way. Down to just forty thousand dollars a dad now go. That's right.
Why Selling Low-Priced Products Can Be Harder
"Many new to business like to price their first products or services low, they feel like it's just easier to ask for the sale if it's not much money, the issue here is that who are you going to ask the sale from a lot of people forget that it costs money to acquire customer and when I say money, this can time as well hiring. Somebody to write you great content for content marketing or email marketing or can mean straight up how much money it's going to cost you to advertise to attract a customer to attract a buyer. Let me give you an example. Let's say for example, you're spending some money on some facebook ads to drive some traffic to an online course you're selling for ninety nine dollars. Now, the we ads work is that it's a lead generation tool. You try to get somebody into your funnel. They opt in for maybe a taste of your course, a module, a free guide, and from there, you try to convert them through an automation sequence through your email marketing. Now, this is a one time fee. It's a ninety nine dollar cost for the course. So save for example, it costs you ten dollars per optin or per conversion. That means you have to spend a hundred dollars on ads to get ten people to opt in for your free. So they can be part of your automation sequence, and from there you are convincing them to buy your course with some email notifications with some more great content. Maybe you're going to fight them to a Webinar all that kind of stuff now in order for you to just break even right now, make any money at all in. Fact, you'll probably be at a loss because you'll need to run your heads and you're paying for the expensive email marketing and all that kind of stuff you'd have to have a ten percent conversion twenty percent. We'll put you in the profitable range and it's not easy to converse somebody offer emails to a buyer at a twenty percent conversion rate. That's pretty high most see something between five and nine percent at best. So best you're not even making. Money. So a lot of will find it difficult to make money on low priced products is they just don't have enough money to market the product to get the customers they need, and I want to say something for lower priced products. It's actually harder to convert them because they're more price sensitive. Now let's give another example. Let's say for example, you have a product that's two thousand dollars a two thousand dollar course you're GONNA run the same ads. And let's say we are converting on our email list at ten percent really really ambitious ten percent just like the other where he broke even. But just to compare apples to apples, I spent a thousand dollars on ads his time, and again ten dollars per conversion on my email list to opt in for my Freebie now I have a hundred leads on my email list and avert a ten percent. That's ten customers. Okay. Now while I broke even In my first example with my two thousand dollar product, I got twenty thousand dollars in sales because I got ten new customers. And I spent a thousand dollars on ads. I made a profit of one nine thousand dollars. So as you can see, you can afford to get more customers. When you have a higher price product running ads is more affordable you can get more return on investment. Now US two thousand dollars for reason, for price point for product because anything lower than two thousand is considered, you know lower priced products. Now I want to say two thousand per year that's the the annual revenue that you'll get from a customer total value of the customer. So if you have other upsells, you have other things that you're going to. Sell them later on, we want to put that into the equation but the point here is that you have a whole lot more breathing room when you're priced higher, a lot of new entrepreneurs think if I price their products to high, I won't get that many customers. It's not about the number of customers. It's about how much money you make from each the total number of. Dollars you take home the profitability. In fact, it makes a lot more business sense I rather have ten customers and earn twenty thousand dollars than to have two hundred customers at a ninety nine dollars point because i. have to now service in maintain an help two, hundred customers instead of ten,
Direct Connections With Jonny Mopar
"Did we talk about your road runner on the first episode, we did together of the show I. Don't want why don't you tell us the story? Yes. Aside from chargers and burnt up Khuda. Johnny and a whole host of other MO- pars. Johnny has also had a really awesome dude. You're roadrunners bad, ass. Tell us about your road. I remember seeing the pictures of it for the first time and I'm like. Hey, you have too many cool cars that I want. So. Tell us about that. Awesome roadrunner. This is the ratty one right the blue. Absolutely that okay. Man That card if I could find that exact car right now, I'd be a very happy man but. Tell us tell us the whole story about the road. All right. So Up in the high desert, which is I think it's like Apple Valley area out here. Not You know not that you would know where this is but anyway, it's it's it's a little bit of a stretch to get there from where I lived but I think it was in the recycler craigslist or something? I'm not even sure craigslist was around back then but I found this seventy roadrunner right And it was pretty sketchy description and stuff and I call the guy and he's like ads. Pretty. Roach Dow. But it does run. It's a three car I'm like all right has tiktok tack in it unlike. Allen go check this thing out so I was just dating my wife back. Then you know so I I I cook stir into going for a drive. You know a road trip up to go check out this car. And get there and it's like this. Lavender primer color in somebody rattled canned stripe on the hood. Had the Bulge Hood. And but Iran. And I was like, Oh, by had, we'll flares in the back which I didn't And I think I think I paid. I want to say was like Fifteen hundred bucks to two thousand dollars somewhere in there. Drug at home. And then I didn't like the color. So I black primaried the whole thing and then I drove it around a little bit but I didn't have it long and then I was starting to chip out the crap and you know the flares and the wheel wells the hated it, and then it's like, oh. God. Why did I opened this up just nasty like they just they just got in there with like sheet metal cutters and just like peeled the medal up and then just mud it you know. Was Nasty and then the right rear corner that car. It had been hit and then so somebody cut a clip off of another car I'm thinking a four door. And like grafted it into the car, they did a terrible job of doing it. So I I was just like this way too much for me. I'm I'm not gonNA take on the project like this so I think it was probably the recycler. Anyway this guy from same area Apple Valley calls me up. He's a tow truck driver and he's like a he was yeah a I I know that car seen that car up here stopped trying to buy that car that guy wouldn't sell it for years and years, and he's like, how did you get a hold of it and I'm like it was in the recycler He's I can't believe I. missed it. You know. So anyways, he goes. Well, he didn't have eating the money, but he's like, would you be interested in a trade and I'm like I don't know like what do you got? You know he's listing off the one hundreds and you know some bodies like Darts and Whatever Who wants a dart when he can get chargers all the time for not? Exactly. Exactly. So unlike No not interested. He goes well, I got a I got a sixty nine road runner and I go. He goes with doesn't have drive train in it, but you know it's five blue and. I go. Sounds interesting. I'd be interested in that and he goes I. Go dude this car is rough. The seventy is rough 'cause. I've really like seventy seventies on my favorite. Described everything wrong with the car. I think it had three fifty five's in it but anyway, he's like well, can you come up and can I check out the car because I was really Skeptical that he would be interested in trading for it. Right so I, I, drive a met him. I went like three quarters of the way up there, and then he met me because he was working he was actually he showed up in a tow truck. We met like right off the freeway. You know he's checking out the car and he's like I want I'm interested and I'm like all right cool and he goes well. Come back up on the weekend and all I had was like a really sketchy picture. Of the Blue Road runner, the sixty nine.
Should You Outsource Your Paid Ad Marketing?
"Many. Small Business Owners after a few months of being in business already to investing in paid advertising, you're a new company new business a new brand, and you want to get your name out there. You want to start bringing in new customers and long-term marketing like content marketing Seo may take some time to start seeing some traffic. So many people are left with the question. Hey, should I start learning how to run my own facebook? ADS or instagram ads or Google search and cut out the middle man or woman and go ahead and start spending money on. It's a lot of people say, Hey, I'm spending money on the ads themselves I can put my whole budget into the ads themselves. Instead of you know having to pay somebody do it and a lot of cases it's not super inexpensive to hire somebody to run your paid ads many firms will take a percentage. Of your spend to save, for example, you spend two thousand dollars on ads this month, the want to charge you twenty to thirty percent of your spend. So we're talking about two to three hundred dollars may seeming significant the start. But as you start spending, you know five, ten, twenty, thousand dollars on as is not uncommon. It gets a little pricey. So I wanNA share with you a little bit about the experiences I've had in our. Businesses. is my own ads I've hire people do ads for us. I've kind of done something in between as well. I I want to say that when I started to run my own ads, I had to actually take a full course on how to run facebook ads I started with facebook This is even before instagram was out, I pay five hundred dollars for the course it took me about three weeks to finish the course. Even then it took me maybe about a good solid two months to start running high converting ads in the beginning you spend a little bit of money because you know what you're doing. You're still kind of. You're trying to find the audience all that kind of stuff you're a Newbie, but once I started to get it it was starting to convert and I was You know making good return on investment for the ants. The problem was is that in order for me to optimize dads to improve them to continue to come up new copy in new ads constantly, it was taking a lot of my time. I would say it would take about three to five hours a week. So from there I moved on to hiring somebody to take care of my advertising. This particular firm was taking a flat fee of two thousand dollars. Now, this was back in two thousand fifteen. So I would imagine prices being much higher now I actually no, because I've kind of shop Toronto a little bit and the going rate for. A flat fee is around three thousand and those are really rare by the way getting a flat fee contractor a flat fee agency to run your ads for flat feet and not kind of run based on your spent most agencies will charge you like I said a percentage of your spent twenty thirty percent of how much you spend on ads. I know that kind of sounds weird. Why would the spend? Have, anything to do with it because it's not like they're running more ads, they're just spending more on each of those ads, but that's just how it works in that market
Ballot blocks: the squeeze on Hong Kong
"The squeeze on political freedoms in Hong Kong is ramping up and fast. On Friday, the territory's Chief Executive Carrie Lam announced September's planned elections would be postponed for a year and poss- sediments. I've always had to make difficult decisions but then the announcement I have to make today is the most difficult decision that I have to make in the. Insisted, the delay was only to avoid the spread of COPA, nineteen. The decision to postpone them the training train t electrical election has nothing to do with politics has nothing to do with a likely outcome of this round of. PRO-DEMOCRACY PARTIES, AD HOC for success in the poll riding a wave of discontent at Beijing's recent imposition of sweeping national security law. The legislation broadly defines and harshly punishes subversion sedition collusion with foreigners. Nathan law one of Hong Kong's most prominent pro-democracy activists recently spoke with our sister podcast economists asks why? Phones. Movement is still really strong though there have been protests against the new law. The millions of people who wants surged onto the streets have largely stayed home is police have cracked down harder just try to imagine if you live. In a country place that that is no freedom of expression freedom of them fraiche ethan freedom of thoughts. Then definitely, like protests does not exist or will be lushly quashed earlier last week, twelve pro-democracy candidates were banned from running whenever the elections happened. On Saturday, on Kong's police issued arrest warrants for six political activists living in exile in the West. Since the promulgation of the national security nor on July the first of the scope for political expression has been very much. Dominic Ziegler writes Banyan, our call him on Asian affairs. And because of that, there haven't been any street protests. of any size since July the first because of the consequences. For those taking part. But nevertheless, there has been widespread concern about postponing the election by a year, the Bar Association, representing senior barristers and other lawyers in the territory has expressed what it called grave concern and it said that a decision to postpone September's elections for the Legislative Council, which is known as Mexico was undermining a vital constitutional rights and so what does that mean in practice? What happens with the sitting lawmakers? There are all sorts of implications about what it. Means in practice because hitherto Hong Nor has been very clear you have to hold elections for this quasi-democratic legislature every four years. So the government of Kerry lamb, the chief executive is in a bit of a pickle about how it justifies this. Although she said, it was for reasons of the pandemic several other jurisdictions have been able to carry out elections, and that includes recently elections. In Singapore, there are certainly suspicions that the decision was taken not because of. The pandemic, but because Democrats had a good chance in fact. Gaining for the first time a majority in this rather gerrymandered council and indeed even obstructing a government policy or criticizing the government has it has been suggested by the authorities the risk of falling foul of the new. National Security Law. So this decision is absolutely shot through with politics, but nevertheless to take some finessing by the government. To show that the move is legitimate, the chances are that how it will manage that is to get a ruling from on high from Beijing saying that this is the appropriate course and it's worth bearing in mind that Beijing has always since Hong Kong's return to China. Has Always had the authority to intervene in Hong Kong's has the understanding would be that this would happen only rarely. But in the last few weeks, we've seen it happening time and time again, I think this is going to be the practice for the future. But what about the the the candidates who were banned from running here is, is there a risk that that Beijing will start to essentially stack the LegCo with with loyalists there in this interim year? This certainly is a risk Jason the bear in mind that all the moves around legend. have been made in order to ensure that the pro democratic camp does not secure a majority in the legislature. Now early last week, the authorities did this by disqualifying a dozen also candidates caming that even for criticizing the National Security Law that gave the government grounds for not allowing them to run. Now, a few dozen candidates actually sit in the current Legislative Council. So one big question that the authorities have to find an answer to is whether those four legislators continue to sit in a council session is is now being extended by a year. The chances are that the government will find means to disqualify. Those four and Beijing's moves go further than that. Recently, they're speaking of arresting pro-democracy activists outside of the territory, which is also unusual. That's right has happened in the past week on July the twenty ninth four students were detained for supposedly inciting secession. This seems to have had something to do with facebook page and shortly after became clear that the police had put on a wanted list, a number of activists who are currently in exile. So, there is an example for instance of how China intends for this new national security in order have jurisdiction beyond the borders of the country itself. These people were in the United States, the UK and elsewhere. One of them was not even a Hong Kong citizen better taken up US citizenship and so as as Beijing's hands gets heavier in Hong Kong Antoine Indeed all over the world. How are people coping normal life goes on so far as both the virus and the new political restrictions allow what is certainly happened is that the street protests that so colored and royal the territory last year are now very much a thing of the past. So the act the concerned the worry that. Has. Taken hold in the territory is one that is not always voiced publicly but in private conversations and the concerns really are about Hong Kong's long-term future. One of the possibility is certainly that many people discussing is immigration and a number of countries have. Roots towards long term permanent residency or even citizenship. Those countries include the United Kingdom Australia Canada, the United States. But many people are not in a position to leave immediately. But what happens now with all of the momentum that was behind the protesters but this whole movement now that protests themselves have died down to the protesters are moving abroad. What happens now it looks like well, over half of Hong Kong's population is in favor of democratic change but the possibilities for that through politics and through the ballot box have been very sharply restricted in in recent weeks. So there's a conversation emerging. About what form opposition should take? So people are starting to draw parallels with the Eastern European bloc during the Soviet era too many people here the national security nor is starting to look like the Ray quick building of the Berlin Wall in the early nineteen sixties and people are drawing comparisons with opposition in the decades following that in eastern Europe and that opposition took perform of underground dissident, it took the form of dissident writers and The church played a big role in eastern. Europe. Some hope that it may do here in Hong Kong one positive sign has been taken from last year's protests is an extraordinary. Creativity in in the form of protest art in the form of. Video making. So the hope is that maybe these avenues might at least allow a civil society not only to to hang on by its fingertips but also to grow. Don Thank you very much for your time fact Jason. For. Inciteful pair of interviews about Hong Kong's politics. Look for our sister show the economy asks my colleague and mckelway spoke to activist Nathan Law and to Regina Yip a Pro Beijing member of Hong. Kong's cabinet who said it's the activists themselves who bear responsibility for the mainland's latest moves. It's their choice they had. A goal on the provost part to self-destruction you. Choice. To want to commodes a separatism. From China I. Feel sorry for that. All the problems that they face now are of their own way. No. In fact, they are true young they are too young to commit judgments on these fundamental issues. Why should they be involved in promoting separation from China? Why should be that look for the Economist asks wherever you find your podcasts. Today more than ever. It's essential that we do all the right things to keep our bodies healthy inside tracker is the ultra personalized nutrition platform that analyzes your blood GNA and lifestyle to help you optimize your body from the inside out transform your body's data into meaningful insights and a customized action plan. Back recommendations you need to reach your goals. Are you ready to take control of your health and wellness journey unlock the power of your potential with inside tracker get twenty five percents off today at inside track or dot com slash listen. America's recent protests against racism and police brutality have drawn much interest in the Middle East. Some people have reacted with shock some with Schadenfreude. For others though America's unrest was an opportunity to discuss the problems with race in their own countries. Most Arab states have a black minority, each of which faces its own discrimination. The worst treatment though is reserved for migrants. There is a scene that played out almost every day for weeks for months outside of the Ethiopian embassy here in Beirut he would see cars pull up and drop off their passengers if the OB and women who were carrying their possessions and suitcases are in bags. Great girls from is our Middle East correspondent based in Lebanon these weren't women catching plane or catching a train. They had nowhere to go actually word maids, domestic workers whose employers. Could no longer afford to pay them because of the economic crisis here in Lebanon also couldn't send them home because the airport was largely closed because of covid one, thousand, nine, hundred, and so they dump them off outside the embassy they simply left them there to be someone else's problem. You would meet women who said they'd been sitting there on the curb for days on end using their bags as pillows simply left the fend for themselves. And isn't that kind of a general comment on how Lebanon treats migrant domestic workers? It is even before cove in nineteen. Before the economic crisis, there was widespread racism and harsh treatment of migrant workers here there are a number of cases where Lebanese have advertised their maids on facebook as if they were property, there was a post back in April that offered a Nigerian made who was described as being very active and very clean and she. was being sold for one and a half million Lebanese pounds, which is worth about a thousand dollars at the official exchange rates. There was also a clip that was circulated widely here in Lebanon in June it was from a television channel in Ghana that covered the return of two hundred or so Ghanaian citizens from Lebanon most of them. One, hundred, eighty of them were women working as domestic workers here, and they described horrendous conditions and treatments. Fit. After that sexual harassment. They bit s like animals. I have videos of this. I went through in that country and they also warned other people not to follow them to Lebanon not to come here to work. No. Doubt Music and go back to Lebanon is not a country that we should be. How does this situation come about? Where for instance, an people find themselves trapped with arguably abusive employers often starts with unscrupulous recruiters are agents migrants who come here to other countries in the middle. East. Are often promised good salaries, respectful working conditions and they arrive and find out that it's anything. But but then they find themselves trapped for two reasons. One is they often have to take out loans to pay fees to these recruiters and the loans can run thousand dollars two. Thousand dollars which when you're making only a few hundred dollars a month and you're trying to send much of that to your families back home it can take many months if not years to pay off those loans. So they find themselves trapped by debt. They also find themselves trapped by something called the Catholic system, which again exists here in Lebanon and many other countries in the Middle East whereby migrant workers are bound to their field or their sponsor, and so they can't simply. Changed jobs because their residency in their work permit is connected to their sponsor, and if they leave that job, they have to leave the country. So you meet migrants who say despite the awful conditions they're making more money here than they would make back home, and so they're willing to they're forced to continue to put up with US conditions because they're blocked from finding another job, and so all of this is a function of how the Lebanese feel about migrants or is this. Strictly a racial thing. It's hard to separate the two because almost all of the migrants here are either from east and South Asia or from Africa. So it's often connected to race as well as their status being migrant workers but the racism here it cuts across socio-economic lines I spoke with a black diplomat too says been pursued through upscale shopping malls Lebanon by security guards thought she was a housekeeper and they wanted to know why she was shopping without her madame without her employer. So Racist, certainly a problem here and in other countries around the Middle East and not only when it comes to migrants states across the Arab world have black minorities. You have Egypt for example, the Nubians who have been there for thousands of years you have in the Levant and the Gulf states black communities that are often the descendants of slaves taken by Islamic empires or the descendents of African Muslims who made pilgrimages to places like Saudi Arabia and decided to stay again, those communities face various kinds of commission as well. Would you mean by that? Will you hear some of it? Simply in the language that people use darker skinned people referred to with terms like opt, which means slave Anwar Sadat was president of Egypt darker skin than his predecessor was sometimes referred to as his predecessors black poodle you turn on the television in the Middle East and black face is fairly common sight on Arabic language television and no doubt that kind of racism manifests in in everyday life in lots of ways, it does you see it in areas of life. March choice of partner you have families that will see skin color as a marker for Associate Comic Status Lighter skinned people seen as being wealthier and more educated. You see it in the workplace as well in Iraq, for example, where there's a black community that has been there for at least a thousand years they to this day struggle to obtain government jobs and they're often relegated to doing menial work and living on the outskirts of society. You see it as well in the Gulf states where there's almost a racial hierarchy to employment. If you walk into a Nice Hotel and the Gulf you might see black migrants from Africa working as security guards or as porters. You will see them far less often in jobs that require interaction with customers. Waiters hairdressers, things like that those jobs which are better paid than less taxing often go to lighter skinned workers from Asia or from Arab countries I mean racism has been very much on the agenda over the past few months because of the the killing of George Floyd protests that erupted across the world did that wave of protests hit the Arab world as well? The protests themselves. Didn't reach the Arab world. This is a region fortunately protest often a criminal offence of we didn't see much in the way in street demonstrations either in solidarity or around the region's own issues with racism but it has certainly escalated the conversation that's taking place both online and offline. There was a video that circulated quite widely earlier this summer was shot by a Palestinian actress condit's. Who recounted some of the just casual bigotry that she's heard and day-today Life Semis Ben Aston Headache. Mariam. People often argue that it's harmless. It's just words. And allow. Them. One of the points that she was trying to make in this video is that it does hurt people and that it does have an influence not only on the targets of it but on societies broader attitude towards Black Arabs, and do you think having these kinds of discussions on social media and the like will make much of a difference? Is it enough having a conversation about these? Things is certainly better than nothing. But one thing that we've seen certainly in America through years and years and years of protests against racism and police brutality is that just having a conversation doesn't actually bring political change or social change. That's something that takes a long time and it also takes concerted effort in politics and education, and unfortunately one of the problems in countries across this region. Is that there are few avenues to do that, and so it's good to have a conversation about these things but. The ways that you actually go about making concrete change. Unfortunately, those ways are often blocked in the middle. East. Thanks very much for joining US greg.
3 charged in massive Twitter hack, Bitcoin scam
"Three people have been arrested in a hacked into Buhari's one of the world's top tech companies Florida man check tech moguls check celebrities check bitcoin and a seventeen year old hacker check a British man and the man in Orlando Florida face federal charges while seventeen year old Tampa resident Graeme Clark will be tried in state court on charges from the July fifteenth pack investigators say Twitter workers were trek through their phones into leading in the hackers the hackers then sent out a bogus tweets from the accounts of Barack Obama Joe Biden Mike Bloomberg and tech billionaires Jeff Bezos Bill Gates and Ilan mosque celebrities Kanye west and his wife Kim Kardashian west offering their followers two thousand dollars for every one thousand sent to an anonymous bitcoin account collecting more than one hundred thousand dollars in the scam I'm timid wire
3 charged in massive Twitter hack, Bitcoin scam
"Three people have been arrested in a hacked into Buhari's one of the world's top tech companies Florida man check tech moguls check celebrities check bitcoin and a seventeen year old hacker check a British man and the man in Orlando Florida face federal charges while seventeen year old Tampa resident Graeme Clark will be tried in state court on charges from the July fifteenth pack investigators say Twitter workers were trek through their phones into leading in the hackers the hackers then sent out a bogus tweets from the accounts of Barack Obama Joe Biden Mike Bloomberg and tech billionaires Jeff Bezos Bill Gates and Ilan mosque celebrities Kanye west and his wife Kim Kardashian west offering their followers two thousand dollars for every one thousand sent to an anonymous bitcoin account collecting more than one hundred thousand dollars in the scam I'm timid wire
Tiny Weddings work during COVID-19
"Couples whose nuptials were put on hold by covert nineteen are turning to a fresh trend in the bridal industry micro weddings couples who don't want to wait until the pandemic is over might want to listen to bride Ashley Butterfield we found out about the tiny weddings actually through a Google search in a panic of our December wedding has been canceled what do we do so they decided on a tiny wedding package offered by a farm in dexter Michigan there were family members that definitely wanted to be here and didn't understand when we say tiny wedding we mean a tiny wedding the price tag at two thousand dollars was also tiny compared to what the wedding planning site but not dot com says is the average price of a pre pandemic wedding one hundred and thirty four thousand dollars actually after
Review: amazing TCL/Roku TV for $229
"Graham here with a question when the last time you bought yourself a new. Year after year. You know I've been amazed at the falling prices of sets that would garner seven hundred dollars two thousand dollars just a few years ago, and I just picked up a new forty three inch, T. C. L. set with roku built in for two hundred and twenty nine dollars. Two hundred and twenty nine dollars for a display that offers four K. HD, resolution and HDR. But forget about the acronyms I'm just amazed at what you can get now for two hundred bucks. I bought the TV for a non traditional reason to use it as a giant computer monitor to watch videos that I have edited on my laptop on my little sixteen inch laptop. So I paid fifteen dollars for a ten foot HD my cord. That's the Court of course that connects the TV to other devices and I connected it to my apple macbook pro. It went directly to the TV. I didn't have to spring for an additional twenty five to fifty dollars for a separate. Roku streaming player right so I saved money. The footage looks so great at forty three inches I had to wonder why anybody would go out and spend big bucks on a computer monitor a quick look on Amazon in a forty three inch LG monitor is upwards of six hundred bucks wow. So the other thing once I sit up the TV. I never had to plug in antenna cable box or anything defined oodles of programming. All I needed was a WIFI signal. roku screen name and Password and suddenly I had five hundred APPs available on the platform. A lot of them wanted money from me, but there was many that didn't there was so much free stuff I couldn't believe it. I mean I come from a generation that's used to connecting things to the TV whether that be streaming box whether that be an antenna whether that be a cable box. I mean this is amazing. I can act the nothing. so the APPS. There's the usual Pandora Hulu Amazon Prime Video Netflix's s on and on two big ones missing Hbo Max in NBC's Peacock. Financial negotiations, and then there's the roku channel which is a homegrown collection that supported movies and TV shows mostly on the older side. Batman bewitched movies like the perfect storm, dogs and cats. Crimson tide. And live news channels and these are really good from ABC. NBC and CBS. Accord cutters dream no cable needed. All you need is Wifi and you get more stuff than you'd ever Wanna see without connecting anything. So how cool is that? The picture quality I would rate as a ten for a two hundred dollar TV or five on the overall scale. If you're comparing it to the best of breed leads a fifty inch led from Samsung cost eight hundred dollars for the TCL set. You'll have to sit right in front of it. Turn the lights on low and not be on the sides and that way the pitcher will look its best for a savings of six hundred dollars I can do that.
"two thousand dollars" Discussed on New Jersey 101.5
"For two thousand dollars come watch me double in size when I'm at Dunkin donuts is faster and our way now broaching acts of one forty five north bound delays begin at one forty three aid southbound slow from one forty eight and southbound still a bit slow from one seventeen to one fourteen in the local lanes an accident has been cleared how old still of the crash on thirty three east founded colts neck road traffic in late one on route nine both ways around Central Avenue and clipped and it's busy on west bound three from Broad Street the valley road the Outerbridge crossing has delays in both directions and slow traffic leaving New Jersey at the topples bridge it's a solid half hour both decks of the George Washington bridge about twenty minutes out the Lincoln and Holland tunnels a bit more from the one in nine approach no major backups to report on the AC expressway traffic sponsored by lows pros do it right by shopping at Lowe's to save on the supplies they need most from the brands they trust to get the job done do it right for last start with low traffic every fifteen minutes next reported to eighteen I'm out of Wall ski on New Jersey one a one point five got a phone thank you download our free New Jersey one one point five app on your smartphone and listen to us anytime anywhere access your Jersey new back to traffic and weather chat with our host exclusive apple only contest search for you Jersey one one point five store.
"two thousand dollars" Discussed on WMAL 630AM
"On mornings on the mall five ten ninety am I cannot be the only person thinking this right now everything you need to start your day the latest forecast and the latest in the stories behind the headlines mornings on the mall with me every week days five to nine AM this is only on one oh five point nine FM Washington's mall W. M. A. L. it's the big screen stores Black Friday summer sales two seventy five in Samsung four K. TV is just nineteen ninety nine plus the two thousand dollars on Samsung's TV Black Friday pricing now stream store at the big scream stores our prices be best he was we double the Samsung warranty and you'll get delivery and installation installed on your schedule on computer screen store the big screen stores your motion furniture headquarters with innovative furniture featuring power headrests full power recline USB ports lighting accessories power lumbar support plus an incredible selection the big screen store it's the big screen stores Black Friday summer sales two seventy five in Samsung four K. TV is just nineteen ninety nine plus the two thousand dollars on Samsung TV Black Friday pricing now stream store family houses and apartments are the key to passive income A. K. A. retirement no one knows this better than America's most successful investor educator national radio host self made multimillionaire CEO and founder of lifestyles unlimited del walls you heard him in his team on the radio now join the lifestyles unlimited on location in a city near you for the financial freedom seminar check the schedule cleaner see give me full freedom dot com limited seating unlimited potential register today give me full freedom dot com do you wish.
"two thousand dollars" Discussed on Power 105.1 FM
"Two thousand dollars worth. And here's what she had to say. This was my league buffet. This was my choice. This was something I felt that I needed to do to stand out. I have audition for him and I hadn't before. So yes, an audition is closer than what I had before. Oh, really wait? No more went up, you actually had an audition with Tyler Perry. I, I well I submitted myself tape the access to the acts for me to do a self take and I submitted it yesterday. This is her third time putting up a billboard. She got an audition with Tyler after the second one, she in the process of her waiting for her. Call back from her other audition, she put up their billboard. All right. Well, here's what else you had to say about whether or not she regrets it. When I put up a billboard. I didn't know what to expect. I didn't know what was going to happen. And one thing I, you have to have being in this industry is thick skin. And so he and crush anything in me. In fact, he puts on fire me. So when I gave him that audition, I gave him my best in a little bit more. I mean listen in a case like that, you shouldn't listen to the person, you should actually listen to the person who the teaching. You're trying to get if Tyler is telling you cheaper, more effective way to get his attention. You should listen because you can't kick the process. You still gotta go addition. And you still got to be good billboard is not going to get you a role. She was saying, she didn't get an even in addition before, now she did what she feels like. You congratulated for getting all this attention. But okay. She got the audition. But what if she doesn't get the real, you still got to be good at the end of day, you can't escape the process but you still gotta get in the door to even audition? So if she that she doesn't mean once again, her money. I regret it. But once again, you should listen to the person who's attention. You're trying to get Tyler gave her a free game Taylor told her look, I know a cheaper more effective way for you to get my attention. Just coming audition tally talking about it. So it did..
"two thousand dollars" Discussed on Gilmore Guys
"Bottomless closet. I tell you. I two thousand dollars in my closets about I'm not gonna find two thousand dollars in my closet. My life for a moment. I'm broke I'm working less at the gas lights from fallen further behind. I'm begging people call me because I can't afford the call them. I am picking up half. Eaten apple out of trash cans at the port authority. It's getting diet year. I'll pay your phone Bill. How about that forty six bucks? Hope that I would have to borrow from my father, my father that doesn't have any idea why you'd be paying the phone Bill of a friend that he's never method. You're not even supposed to know great plan. Don't worry about me. I'll be fine. I get it. Okay. I'm lucky I have support system. You don't be sorry. Forget I. City. It's good for me to know. I manage it doesn't go to her client saying she's worried about money, she goes out, and she gets money. I take on the burdens your the artist your things. Harding trying something hard. So it's weird. I wrote a note down from after listening that and realize like her lot midges life. Does not have that much consequence. Like, even if she fails at stand up it still like not like her life will cease to exist it and like in the first season. It's all about Kanshi. She make it in this world. And she proves that. And that's really cool. Now, I don't know what the stakes are other than I need her to succeed. So that Suzy can survive, and we love Suzy so much that you root for that. But I feel like midges life doesn't have actual consequences. But her actions have consequences against Suzy. Yeah. They have to tie her care to her. Actually that was like a nice narrative trick in this episodes. They they tie her success to a person's like livelihood wellbeing, and like where this person sleeps. So you do care about a low more than like, you can still. Yeah. I absolutely works for me. You can indulge in all the kind of like rich Manhattan, the production design of those apartments, and I sort of lifestyle in those costumes, but still make it like it's not just about like someone good becoming great even though that's interesting too. But then tie to like Suzy's got to eat. Yeah. You can't just be in frigging rotten apples out the watch. And watch watching Luigi TV. TV was fun TV legitimately. It was so silly. And I thought he was so cute that whole Italian family and her apartment every time it cut back to those. This is great. I learned never upset. No. They love they love it. And I'm always wear they ping. Oh, it's very fun. It was cute. Then you see David Famer again, Harry, Drake. They have a show biz exchange. Just like we should do line. She look good. The weather bub-bubba baton the man who I guess sent people to kill her in theory. But there which is kind of a nice Hollywood metaphor short incredible backbiting, really really depletes it as place. It reminded me of all our conversations we have off my. Yeah. I mean, it it is kind of weird about and and. I was also thinking about. Oh, yeah. On the subject. Dude. You can't say that. Let's. Get you in tried so dangerous bleep that out. You're You're gonna. going gonna. The may not take we pay for extra bleeps paper bleeps. Yes. So yeah, it's really really hard guys. You guys knew I was a bad. Boy when you Invited me me. when you rode your motorcycle directly into the studio. Okay. So on this subject palladino 'isms, we've talked in the past about specific lines or not so specific lines. Sometimes it's like, hey. Latinos, like want wanna get lunch, lunch and other episodes before midge drink water Michelle Simms, drink water. I don't know what we're doing here. But I will say someone misreading the room in kind of ruining someone's wedding while making a toast at their wedding reception. Does feel like a palladino ISM? Yeah. It fields is that fair. I mean, it's not unfair. I'm not mad ink you, but it doesn't justify it. Either. Super cool party or what fifty sixty two hours your old podcast move on. But, you know, the talk about maybe it's a little hammered at lanes leading. And she says all those inappropriate things like marriage. It's not for me..
"two thousand dollars" Discussed on KNX 1070 NEWSRADIO
"Of them by two thousand dollars announcement comes as the automaker. Took a hit on Wall Street in the new year. But the company says the price cut is to deal with the phasing out of the federal electric vehicle tax credit, which has dropped from seventy five hundred to thirty seven hundred and will eventually be gone. This year automotive analysts Mike Ramsey with Gartner says tesla sees the writing on the wall price cuts may indicate that tesla thinks that there could be a reduction in demand for the vehicle, especially after the end of the tax credit. He says Tesla's becoming like any other car maker. Freshness of a tesla is not the same as it used to be now moving into more mainstream fire the company says it produced more than two hundred and fifty thousand vehicles last year, which is nine thousand more than a delivered. Karen, Adams, Kennex, ten seventy NewsRadio. If you're California driver like so many of us are you can no longer be charged higher insurance rates because of your sack. The State Department of insurance issued the new roles barring insurance providers from basing their rates off of gender because of another new law now individuals can specify gender as non binary on their driver's license that was sort of the Genesis and taking a fresh look at gender and the bullets as actually insurance rates, Pamela. Presley is an attorney with consumer watchdog. She says younger men and older women were typically the ones hurt by providers that charge more because of gender. She says the new law officially went into effect New Year's day is going to be implemented on a rolling basis. She says drivers may not have their rates adjusted until their next renewal because it could take several months for providers to get a new plan in place. Cooper, Rummell KNX ten seventy NewsRadio ever wish you could tell ahead of time. When an earthquake is going to strike early warnings about quake's can now be delivered right to your smartphone. In Los Angeles County through the shake alert L A app. The purpose of the app is to save lives. When the next magnitude five point, oh or bigger quake hits by giving people precious seconds to take action were that's pulling to the side of the road. Whether that's exiting elevators or taking the moment to drop cover and hold on L A mayor Eric Garcetti says the app also offers guidance for preparedness, and what did you after once earthquake hits? We don't want just an app tells you it's.
"two thousand dollars" Discussed on WBT Charlotte News Talk
"Two thousand dollars on a credit card and a and four thousand dollars on a loan father-in-law told me let the credit card. Go to collections laps is that a bad idea. Sure. You owe the money. What happens when it lapses your credit gets hammered? We're not gonna we're not gonna bowel at the altar of the great FICO Bono purposely go out and not pay a Bill that we owe. When we're able to pay it. And you don't purposefully destroy your credit card your credit. You know, in that sense. You would be just keeping your word. I gotta tell you. I'm gonna take an advice from your father in law for anything. That's just bad. So now, you pay your debts, or if you're not you're not able in elapses that's different just set out and say, I just don't think it's convenient for me today to pay my Bill, I have the money. But I don't think I want to do that. I have a new strategy. No, how you build a this is Dave Ramsey show. I get this question all the time. Dave,.
"two thousand dollars" Discussed on KNBR The Sports Leader
"He posted two thousand dollars bail was granted and. What I didn't realize is that it's several hours the process of somebody out of jail so post the bail, but they don't they don't let you get out right away. So all the other media said, well, we're not going to go out to the jail and wait six hours for this. We either you know, wanna enjoy our Sundays because we cover Tampa Bay. We don't cover the forty Niners or. They wanted to get up to the game to cover that game. So I I ended up being the only person out at the jail just working on an article waiting there and Reuben foster came out at about two o'clock. He didn't speak. He he nodded his head. He acknowledged me because I I've been in that locker room. So obviously, I I I know I'm, but he had covered up his covered up his face with a hood. And he walked straight into the car that was waiting to take them away. And they sped off. And he had a friend waiting for them. It was not Adrian Colbert. There's been a lot of speculation on social media posted a video of proven foster people saying that Adrian Colbert was there with him because there's a guy with dreadlocks in the video. But that is not Adrian Colbert that would be a big story if it were as ever. Yeah. If one of Foster's friends so no relation there to to any forty Niners player, but he took off and left back to the bay area straight on a commercial flight. So he was not on the team charter and why he's released. He's no longer a member of the forty Niners. He's no longer a team employee of theirs. But yeah, it's kind of interesting that he was in Tampa Bay on a road trip flew out on the team charter. But now as to find his way back home, by the way, David Lombardi of the athletic on came here tonight rankle may with you. And he's got an article up on the right now inside Ruben Foster's final hours with the forty Niners as another domestic violence arrests leads to his release, John Lynch, what does this say about John Lewis because I you know, I've been reading some stuff and listen to a lot of talk radio today. John Lynch is catching heat for misjudging the character of Reuben foster. And I think that's a little heavy handed. Like, you said Reuben foster is a very gregarious guy. Teammates like him, he's flawed like all humans are. But that's why he fell down that draft board. But until like last summer, you know, what those charges in the. The gravity of that. And then now this on top of it. There wasn't anything so serious that he couldn't be repaired. And I feel like, you know, when you know, Ruben foster story the way he was raised at cetera. You almost realize how much this guy's overcome to be where he's at. And it's really incredible. But at the same time, he's an adult and he's got to carry himself in that way as a professional about John Lynch. No the heat that he's catching around this for even drafting Reuben foster. What do you make of that? Because I just think it's such an imperfect science drafting anyway, you just don't know. I mean, yeah, he took a chance on the guy and it didn't work out. You. There's so many players right now playing in the NFL. For whom front office. Guys have taken a chance and pay off. Right. Reuben foster. Yes, he did have a particularly bad background and yes. Because of that this is a tragedy that's been compounded. Because there's tragic situation happened before when Reuben foster was eighteen months old his father shot him. Literally shopping is eighteen months old. He was to make things even worse. He was shooting out his mother and Reuben foster mother who was holding a baby Reuben foster and one of the bullets hit the baby Reuben foster. And if you didn't think that was bad enough his father escaped from prison for sixteen years after committing that crime was not ended until Reuben foster was playing football at Alabama. So I mean, this is a background. This is a complication that I think is unimaginable. For almost everybody. Probably everybody listening to this show. And it makes this situation an extremely sensitive one. It's been a sensitive one even before Ruben foster I got arrested as a member of the forty Niners. And it's been you know, a delicate kind of thing that the team has been dealing with the team realized that they would have to help Reuben foster overcome. And I think the couch Shanahan and John Lynch. Still think that Reuben foster can overcome the poor decision making that probably isn't much of a surprise given his background given what he's had to overtop, right? Yeah. And. They just think that he he won't be able to overcome it with the forty Niners because their team cannot take the damage and the flack that it has taken while it has been waiting for him to figure things out anymore. And that's the that's the bottom line here. And John Lynch said, you know, I have to own it. I drafted a guy that we knew had these potential issues, and they didn't blow up on us. But it's not something you could sit sit around and say, we'll we'll never draft another guy. What with an issue on his record again because? Like, you said either human beings. They're fallible there's going to be something every single player can take a wrong, turn even the guy with a with a choirboy record at some point. When you hire them, they're adults. And and you have to have faith that you know, some of the health that you might might be able to give them they will stay on track. And Reuben foster did not stay on track. The had some toxic people in his life. There are still details. Now of another court case that will have to that will have to come out. But since he didn't stay on track the forty Niners just could not absorb that kind of damage anymore. And and and they wish him the best, but his recovery, and and Israel will have to come elsewhere, David Mann, great stuff. I really appreciate you coming on. And I know it's been a busy couple of days for you. We always appreciate your perspective. Very eloquently said. And of course, your article on the athletes, very well written as always we appreciate your time. Next time. Let's get you on. And we'll talk about some football. Okay. All right, man. Thank you. Thanks, David Lombardi of the athletic, man. Good stuff. I mean just for him to be going out there to cover a football game. And then now he's like waiting at a jail for Reuben foster to come out and the football game that he's supposed to be playing in his playing on the lobby television. That's nuts, man. Yeah. Yeah. As far as John Lynch catch. And he I I just I I can't buy it. I mean, look how can you pass on Reuben foster right there? I mean the risk reward factor. They acquired that draft pick from the bears in that trade traded back essentially, they did moving back one spot. I mean, we could argue about whether or not they should've taken Solomon Thomas all day. But Reuben foster that pick me a whole hell of a lot of sense. And you hope that the young man finds his way when it comes to arguing with the ladies keep your hands in your pocket. My man, that's that's the best advice. I can give you alright scam. Here tonight rank away with only sportscenter all.
"two thousand dollars" Discussed on WCBS Newsradio 880
"Two thousand dollars claiming that the crypto currency. He was selling was backed by real estate and diamonds all of it was false. So this is a wild west environment. We have the SEC saying that bitcoin and other crypto assets are not securities. We have no one succeeding in launching a registered security that has one SEC permission to bring it to the marketplace. And so we see some bad players that are out there. Meanwhile, financial advisers who are the gatekeepers to trillions of dollars of consumer investments. Largely uneducated unfamiliar inexperienced with the blockchain and bitcoin and other crypto assets. Meaning when a client turns to their financial advisor and says, please can you give me advice about the blockchain about crypto assets. The adviser knows little more than the client. And this is why I have formed ABC the adviser blockchain and crypto acid council to figure out what's going on in the block chain crypto world. How do we increase the level of knowledge and awareness among financial advisers? So that they're capable of making an informed decision for the benefit of their clients as to whether you should invest in bitcoin. Ripple light coin or any of the two thousand crypto assets that now exists just as there are thirty five hundred stocks that exist in the United States. There are now two thousand coins that exist in the United States. So I want you to stay with us for more here on the Rick element show. To learn what's going on on the dark side of bitcoin to help you increase your knowledge about this and help you set the stage for answering the question does bitcoin belong in your portfolio. All that. And a lot more here on.
"two thousand dollars" Discussed on KSRO
"Are two thousand dollars. Oh, yeah. Shoot can't afford. Okay. I recently that was with my escrow account with my homeowner's insurance, which I just recently changed. So that won't come into effect until the spring because they've already paid it out in four, and I changed it like a little too late pretty much. So I won't be the benefit of that until next year. Yeah. Here's the thing. You have to get yourself in a position where your income versus your outgo leaves your room to clear up one hundred and thirty thousand dollars worth of debt. You have to you cannot just say, oh, I have a daycare problem. Oh, I have this problem. Oh that problem. You can't you just can't do that. You're not at the mercy of this math. This Mathis at the mercy of you. And so if you cannot cut lifestyle and cut things out of your budget enough to be able to attack this ridiculous amount of debt. You all have. Then you probably gonna sell your house. Because you're very hot house payment. Your house payments more than a fourth of your take home pay. Yeah. And a lot as our property taxes. Yeah. And so that's what squeezing you. You've got to get the income up or the out go down somewhere. Okay. Because you've gotta find some margin in here. Otherwise, we're just treading water. Right. And that's you know, that's just a rat in the wheel and mathematical. You don't wanna just run run run run run run run have artifact die. I mean, that's that's no life to be a rat wheel. So we've got again, it's kind of the mathematical logjam these last two callers that you've got to do something radical. So, hey, thanks for the call. We appreciate you. Joining us. Let's push pause. Just a second and talk that through because sometimes you do face that. Where you've squeezed and squeezed excretion squeezing squeezing, it's still there's no ability to throw chunks of money at the debt to make the debt. Leave the thin. You have a pretty desperate situation. The last two callers were facing that both of them. And so desperate situations required. Desperate measures. Extreme situations require extreme adjustment. Now in the old days. My great grandfather, David L, Ramsey the. I was he owned a lumber operation. And the hills of Kentucky, and they would go in cut trees and the way they got trees to market was they put them in river, and then push them down the river. Big big logs going down the river. When you get to a turn with all these logs and the river, they jam. And they won't make the turn. It's a congestion like on the interstate in Houston. And you get jammed up and the way they got rid of the log jam. That's where the word log jam came from or the phrase logjam the way you got rid of that is they threw dynamite in the middle of it and blasted those trees up in the air and throw him out onto the banks and everything else and blew him forward and blew him backward. And it created movement they lost some of their production. They lost some of the logs in the process, but they were able to get the things flowing again. And the log jam has broken loose. And that's what you've gotta do when you're in one of these mathematical logjams you throw dynamite in the middle of it. And so that means you might take a job working eighty hours a week. It means you might sell your house..
"two thousand dollars" Discussed on News & Talk 1380 WAOK
"Not a sport car but pretty good I will put it in line. With any other sedan in this price rain that I've driven one we had with everything on it base. Price twenty one thousand six eighty five Out the door twenty. Two thousand five hundred and thirty five dollars in two thousand eighteen for a great alternative to an SUV Two thousand eighteen golf I would say at twenty two thousand dollars is a bargain and those of us who want you want to give back? To driving, a five speed and not have all these other things around not a bad look now. Is it my family car probably not but even works. For a small family backseat had ample backseat room does have bluetooth technology so you can't. Bluetooth and you fall to the car you can listen. To music and that kind of stuff through then have the apple. Carplay but it does have app connec which is Volkswagen features so you could. Go ahead and use those apps and things there so I think a bargain for an SUV alternative is, Volkswagen Golf sport wagon so if you don't want to sit up and you want to when you're not carrying around August your you don't want to be reminded that you're driving a utility vehicle might want to check out that golf sport wagon I would? Say though, my opted out with a few more features like leather interior are might go to a. Trim level like the SEAL which their top of the. Line it comes with a larger display screen for your center console has a touchscreen option, on it and if you're the feature so I may. Even up for the all wheel drive system because if you're a. Camper if you're going out and you're hiking and doing all types of this. Vehicle I would probably do the all wheel drive on it is worth you do that you're looking at, tops out around thirty thousand dollars with all those options on it but not a bad deal but stick to the Six b may we'll transmission if you don't go out go to six we come back we'll taking phone calls and we're gonna talk about this buying process. Buying a pre owned vehicle finding it online make sure it's worthy getting mechanic to look at it getting a car mechanic, lot of steps have I think I have been leaving these out whenever and talking to, you guys about by car so we're gonna talk about all that today four, four eight nine two two seven zero three Todd. I'll see you out there we. Come back from the break we'll get you up I it's.
"two thousand dollars" Discussed on News & Talk 1380 WAOK
"Not a sport car but pretty good I will put it in line. With any other sedan in this price rain that I've driven one we had with everything on it base. Price twenty one thousand six eighty five Out the door twenty. Two thousand five hundred and thirty five dollars in two thousand eighteen for a great alternative to an SUV There's two thousand eighteen golf I would say at twenty two thousand dollars is a bargain and those of us who want you want to give back to? The driving, a five speed and not have all these other, things around not a bad look now is it my. Family car probably not but even works for a small. Family back see had ample backseat room because he does have bluetooth technology so you can't bluetooth in you fall into the car you can listen to music and that kind of stuff through then have the apple carplay But it does have our app connec, which is something there a Volkswagen. Features or you could go ahead and use those absent things there so I think a bargain four an SUV alternative is. This Volkswagen Golf sport wag so if you don't want to sit up and, you want to when you're not carrying around August suppliers you don't want, to be reminded that you're driving a utility vehicle might want wanna. Check out that golf sport. Wagon I would say though my. Opted out with a few more features like leather interior might. Go up to a trim level like the SEAL which they're top of the line it comes with a larger display screen for your center console has a touchscreen option, on it and a few? Other features, so I may even up for the all-wheel system, because if you're a camper if you going out and. You're hiking and doing all types of things this vehicle. I would probably do the all wheel drive on it it's worth you do that you'll Looking at tops out around thirty thousand dollars with all those options on it but not a bad deal, but stick to the six be manual transmission if you don't go out go to six we come back we're taking. Phone calls and we're gonna talk about this buying process buying a pre owned vehicle finding it online make sure it's worthy getting mechanic to, look at it getting a car. Mechanic lot of steps I think I have been leaving these out when talking you guys about by a car so we'll. Talk about all that today four four eight nine two two seven zero three, Todd I'll see you out there we come back from the break we'll,.
"two thousand dollars" Discussed on BizTalk Radio
"Two years. At two thousand dollars a month My pension is subject to the windfall elimination provision my question is an age sixty six what I'd be eligible to, apply for a spousal benefit based. On half of his retirement age amount or does this windfall provision remove me entirely from this benefit And then there are other question is if he were to pass away What I be eligible for survivors benefit, at my age sixty six? Based on his contributory record or once, again, does, this provision eliminate it so what is the windfall elimination provision? Eliminate, well do you want the good news I or the bad news first the good news is that you have a pension from an employment situation where you did not pay into social. Security and the windfall elimination provision will not affect your benefit at. All not at all because you don't have a benefit from social. Security the only benefit from social security is. From your spouse's work. Record the windfall elimination provision does not affect. That now the bad news I don't even know if that's good news. That's just a fact the bad news is you're subject to something else Something called the government pension offset now the only problem that I have at this moment is. I don't know how big your pension is but I would hope. That if you've been teaching for that long that your pension is. Of reasonably sized pension and why is that. An issue because the. Government pension offset reduces potentially eliminates any social. Security benefit that you are eligible to for from somebody else's work record Benefit or a survivor, benefit your husband is going to start receiving two thousand dollars a month so the spousal retirement benefit, would be worth a thousand dollars a.
"two thousand dollars" Discussed on The Dave Ramsey Show
"I will you stop that last week good did you get a big tax refund this year no we got when we got on our tax refund two thousand dollars back and then we took that and we put it on debt that we have two thousand dollars tax refund that means you're paying in two thousand dollars too much out of your child care so you one of you needs to change your w4 at payroll and bring that two thousand dollars home which would be about one hundred and fifty dollars more month coming home so between that and the 401k coming home now we're starting to you're not doing it anymore those two things will help you start to get the budget balanced little bit now what you do is you to put your take home pay at the top of the page and every dollar has an assignment and we'll just do it in order until we run out of money okay first thing you buys food and that does not mean eating out you don't get to eat out you're broke right you're cooking at home so we're going to buy food at the grocery store and we're gonna cook and healthier anyway and so and a lot cheaper so eating outs a luxury so we're gonna put food at the top the second thing we're going to do we're gonna pay your lights and water you don't have to pay water it's built into your rent the third thing we're going to do we're gonna pay your rent which include your water guy we're going right down the list of things that are most important so already we have eaten and we have a place to live that's warm or cool okay so now we lose we you know we live to fight another day and then we're gonna take care of the car payment because we have to have transportation and then we're going to take look around is there anything else we have to do before we start paying these bills and then your first goal is to try to go down the bills and pay minimum payments the stated minimum payment on everything else you've got a lot of money leftover after i did those things.
"two thousand dollars" Discussed on KARN 102.9
"Thirty two thousand dollars according arkansas online he pleaded guilty october twentieth to charges of tax evasion and operating an illegal gambling house irs raided the the chico game room then filed a petition to seize the building and seabirds two homes one on channel circle and then another in orange beach alabama siebert had been operating the gambling house since at least august of two thousand seven homicide investigation underway in monticello just before one o'clock this morning police responded to turtle creek apartment they found twenty one year old jeremias lewis dead on a walkway at the complex state police is assisting monticello police they say the suspect was shot outside one of the apartments they believe the bodies being taken to the state crime lab for autopsy hikers at emerald park in north little rock found the body yesterday according to arkansas line it appears the person died from a self inflicted gunshot wound north little rock police are investigating the death as a suicide but it's unclear when the person died next news in thirty minutes i'm chris ingram newsradio one or two point nine k a r n female it used to be fun but now it's a burden newsradio one hundred two point nine k a r n gets this ginny in sales sent a memo about bathroom hygiene to the office list everyone's replying all with potty humor it's a dilemma and now you missed that email about the updated tps report that was needed by ten this morning and it's now twelve thirty we gotcha here little rocks new news traffic and weather station news radio one hundred two point nine j a r n fifty eight year old kevin johnson suffered from e d and today his life in the bedroom is better than ever and it was not the little blue pill that changed his performance urologist explained that ninety seven percent of men experienced performance issues in the bedroom at one point a test group performed outstanding when given this incredible product that the lawyers for the blue pill wanted to shrug off and ignore the product is called noxitril in it's not yet available in stores this powerful male enhancement pill has a combination of the.
"two thousand dollars" Discussed on WBT Charlotte News Talk
"Two thousand dollars in the first quarter of his term on security costs that's nearly double the amount spent by his two predecessors during the obama administration the white house continuing to support pruitt in a statement the white house also condemning today's vanak on the outdoor seating area of a bar in munster germany that killed two people and injured nearly two dozen others thirties there do not believe terrorism be the motive the driver shot and killed himself in canada the worst nightmare has happened spill chow president of saskatchewan junior hockey after fifteen people were killed when a bus carrying a team to a playoff game crashed into a truck friday you're listening to abc news i can't wait for this diamonds direct's spectacular storewide spring sale it's coming april thirteenth to the fifteenth the biggest sale of the year you save an extra twenty percents and more on virtually everything earrings bracelets pendants colored gemstones plus thousands of engagement rings settings and wedding bands talking extreme value at a staff that's prepared to break all the rules don't miss this truly spectacular jewelry buying opportunity three days only april thirteenth fifteenth only at diamonds direct sharon road why settle for bacon egg and cheese when you can get a break and bacon egg and cheese coming today for bojangles new bacon bacon egg and cheese biscuit with folded american cheese and four strips that's right four strips of crispy bacon all served on a hot made from scratch brisket get double the bacon with the new baking bacon egg and cheese biscuit from bojangle's hurry in the break in bacon egg and cheese biscuit is only available for a limited time bojangles it's bo time.
"two thousand dollars" Discussed on 790 KABC
"Uh you know there was an immediate call for a ban on bump stocks after the las vegas shooting right uh but there was no action taken thin but uh here we are now one week to the day i think it's worth noting of the florida shooting uh and he did come out late yesterday and make that announcement eight hundred two two two five two two two and talking to westwood one news contributor clinton level regarding the latest in florida the senate panel there is now suggesting offers a in schools exactly how many officers poorer numbers of students is yet to be i guess figured out they also uh we were earlier talking about the woman who was given the response we were to care for the shooter is now trying to get control of his inheritance and apparently that is a legitimate legitimate move that did that ultimately i think there will be civil actions against that money the press is a lot of than if she gives she gets it the before her two thousand dollars for this crews character what's his first name nicolas nicolas clinical fear and four thousand dollars for the brother but then he will not be appointed a public defender because he has the money to pay for an attorney i'd run that money go to the survivors route you know what i mean and then be civilly sort of encumber rather than going to bunch of legal action to defend this guy what i'm saying yeah absolutely and you know the fact that he had so much money i think surprised a lot of people to you know i was getting a lot of questions of the days after is how does he have the money to buy this and all that kind of thing and it's still unclear if he actually had direct access to any of that money but we obviously know now that there were some money there uh but yeah i i there's a lot of people that saying there's a there's a lot more weren't wild causes for that money to go to than him i mean i don't think there's much doubt he'll spend the rest of his life in prison seventeen counts of premeditated murder that he is uh confessed to so yeah where that money goes it's up in the air but uh i know there's.
"two thousand dollars" Discussed on Hound Tall with Moshe Kasher
"I just i share a two thousand dollars are your parents politically active if prices just kidding rebellion now it out there that they got they are so at you ease it's it's nature and nurtured legs are you are brought up in a in a household they probably are taking issue with how many times you're mentioning jewishness and i think theodore hirzel and moisture diane would also take issue warfare alike vaughn let's hard now what i'm saying is they they what is it muscular they they believe in the military well they were russians russian they they've found they feel like it is we you know you keep saying as juive's gear gubler that's got a very americanized woody allen bettina chew it but i feel hilton's there's a strong history in israel of militarism and and like that that were done with our podcast i want to i want to zionism is such a quagmire i am modell it's not now talking about israel and talking about the me to movement of the same take you get you can't say anything you get put the bucks there's there's no there is it i find is the same thing discussing israeli politics and the apartheid or two and palestinian it liver liberation and and accusations of harassment you you you've the yet it's it's it's a thing is though there is so you get in so much trouble up positing thoughts that that are outside of the mainstream.