35 Burst results for "Two Things"

The Bare Minimum Skin Routine with Holistic Plastic Surgeon, Dr. Anthony Youn

Ask The Health Expert

01:36 min | 4 d ago

The Bare Minimum Skin Routine with Holistic Plastic Surgeon, Dr. Anthony Youn

"Start with just the bare minimum like what. What should you absolutely do. Because i've got a husband who doesn't wash his face so yeah the first thing you have to do so what we really look as morning and evening and your morning routine should be different than your evening routine so in the morning. You always want to cleanse your skin. Okay and you want to pick the right cleanser for your skin. So if you've got very simply you've got dry skin pick gay more milky or hydrating cleanser. If you've got oily skin than you wanna go with a foaming cleanser khazei will typically help. Remove the oil a little bit. Better see cleanse your skin and then the second thing is you want an antioxidant serum and asan as you know vitamin c is the most common antacid That is used So apply that serum and then sunscreen and we usually recommend an spf thirty or more That will block ninety seven percent of the sons race. That is a general morning skin career team. That's technically all you really have to do now. In the evening same thing you want to cleanse your skin and instead of applying let's say an antioxidant serum. I usually recommend using something. That's gonna more treat your skin that's going to reverse the aging like a retinoid and you mentioned before retin-a retina is prescription strength. Retinoids retinal is over the counter strike and most people do fine with the over the counter strength and the vast majority of skincare brands have haretna. If you want to add a moisturizer on top of that if you've got kinda dryer or more mature skin Feel free to do that. And that's really it like. That's kind of the bare bones of what people should

Khazei
Ad Aures' Benjamin Bellamy on What the Podcast Index Does for You

Podcast Movement 2021

00:38 sec | 5 d ago

Ad Aures' Benjamin Bellamy on What the Podcast Index Does for You

"The podcasts. Index does does two things I it's an index and also it defines new new attributes to your podcast where you can say well if you want to send me money. This is how you can do it right our weather. It's subscription tipping or value for value. And all this is available openly to anyone as long as you are using a podcasting two point. Oh certified hosting company and player up.

Benjamin Bellamy, Founder and CEO of Ad Aures, Explains Why Podcasting is a High-Value Medium

Podcast Movement 2021

01:59 min | 5 d ago

Benjamin Bellamy, Founder and CEO of Ad Aures, Explains Why Podcasting is a High-Value Medium

"Podcasting is quite different from any other media that we are used to the first thing about podcasting. It'll be obvious but we have to say it's you have a direct relationship. We've your audience. There is a connection a special relationship between the podcast and its audience and his audience. Then the second thing which makes casting so special is that there's a control of or you contents the but castor has total control on his content and then but casting a lows to grow and build network for of partners whether There are other protesters or affiliates advertiser other media the net thing it. The next thing is about catholic persistence when we talk about podcasting. We know that they are median of Of podcast out there But many of them are dead so actually that they're not dead just like a book. Book that's finished written is still very valuable and interesting and the same thing is very for protesting. So they are many many podcasts. That were recorded long ago. Maybe month or years ago who are still variable and relevance and very easily accessible and available to anyone and not thing. Is that you this. Allow you to to build a consistent experience with we've euro jen's and it also allows to have custom and related features that are very specific to podcasting. And we'd see that later. We'll talk about geolocation pay world chapters etc

Castor JEN
Masks, Infrastructure Spending: Generational Theft Is Robbing From Your Children

The Charlie Kirk Show

01:38 min | 6 d ago

Masks, Infrastructure Spending: Generational Theft Is Robbing From Your Children

"Spending bill with the democrats. What are those two things have in common. We'll put simply. This is a pattern that are ruling. Class has grown accustomed to of generational theft robbing from your children to satisfy the present. Now i think having short-term abilities to borrow money for war or for a central government programming insert emergency circumstances. That could be justified. That's nowhere near where we are as a nation starting after the two thousand eight housing crisis which was created largely because of the federal government by the way our leaders grew addicted and so did our financial leaders by the way and our wall street leaders and the people in the corporate world with cheap money from the federal government advantageous public policy programs where they could boost their prophets expand their portfolios while middle income workers continually get crushed leveraging your fiscal situation as a nation to gratify the present and the rob or pillage plunder ransack from. Your children is morally disgraceful. And we're going to name the names of every single one of the republicans here on this program. Because i felt that we haven't been controversial enough this week on our

Federal Government
Here’s What’s Driving Forced Vaccinations

The Charlie Kirk Show

00:51 sec | 6 d ago

Here’s What’s Driving Forced Vaccinations

"But what's really driving the masking of children. What is driving the forest. Vaccinations two things. A cult of safety ism and a cult of control. You have a lot of well meaning parents. That are very afraid of anything ever happening to their children. I understand that by the way i really do. But that good intention can actually become a negative at some point the somewhat sloppy description of this is. What are you gonna put your kid in bubble. Wrap all day long. You kind of heard that expression before right. Otherwise known as helicopter parents.

How to Get Lean: The Golden Rule

Mind Pump

01:18 min | Last week

How to Get Lean: The Golden Rule

"Now number one. Obviously if you wanna get lean you have to eat in a calorie deficit. This is just the fact. So i don't care if you like to kito or vegan or carnivore or count. Your mackerels doesn't matter one rule. You have to follow as you have to eat less calories in your body burns this way. Your body can burn body fat for energy. So that's That's number one and then number two although there's a variants here with how people respond to this generally speaking a diet that's relatively high in protein is beneficial for muscle fat loss. And when i say society. I mean you know. Be able to kind of feel fuller on less calories now. I say relatively high protein. I'm not referring to bro science high-protein which says that you need to eat. You know a one and a half grams per pound of body weight something like that. I mean about point six to one gram protein per pound bodyweight in relatively lean individuals. So if you're obese you want us lean body mass but if you're you know in this body fat range where you're not obese. You could use your body weight so if you weigh one hundred and fifty pounds. You want to aim for anywhere between one hundred to one hundred fifty grams of protein essentially right. That's those two things are probably are the most important i would

What Is the 'Freedom Phone'?

The 3:59

01:39 min | Last week

What Is the 'Freedom Phone'?

"You may have heard some chatter about a freedom phone. Five hundred dollar hands at that. Supposedly focuses on free speech and privacy. There's so many red flags of lethal recommend boy in this device. Let's break it down. Jane this is your daily charge joining me again to discuss. The freedom phone is seen. That's on expert and fellow. Lego disease patrick colin. Welcome patrick readings greetings. My fellow brick brother. So you're on yesterday to talk about the galaxy fifty two which was a decent five hundred dollar android smartphone. And today we're talking about different. Five hundred dollar hand said. Tell me about this freedom phone man. We're laughing because it. I think you gotta look at it as the whole thing in two things and if you look at the whole thing it's a five hundred dollar phone. It's on preorder now. And there's virtually nothing we know about in terms of specs and other features that we would normally spend probably this whole podcast talking about then. There's the other side of it. Which is the name freedom. Phone and its tagline is that it will prioritize free speech and privacy above anything else. It's backed by a self-proclaimed. Bitcoin millionaire named eric feynman he's funding the phone and he claims that it's freedom. Oso's ios or android will protect your privacy and that the app store is uncensored unsinkable. As the word he uses and the app stores called the patriot store so There's a lot of big claims A lot of this is tied to the second part of the phone. which is clearly. It's tied to

Patrick Colin Lego Jane Patrick Eric Feynman App Stores Patriot Store App Store
Become Responsible in Order to Flourish

THE BRENDON SHOW

01:57 min | Last week

Become Responsible in Order to Flourish

"Let's talk about personal responsibility. And self reliance. Have you ever met somebody who just drives you nuts. Because you're like why are they not more responsible and it drives you insane or you know somebody who just i mean they just for whatever. Reason cannot stand on their own in life like. Could you please make a decision. You know you go to dinner with somebody. Like i don't know honey. Can you tell me what to order like. Now we all know somebody like that and some of us have been guilty in some parts of our lives and being that type of person. Let's dial this in what is personal. Responsibility really mean and what happens in our lives when we have it what i personally feel that when when we are more personally responsible for our own lives life blooms a magic enters our life. Not just the magic of confidence and certainly and who we are but a sense of total truth with what life is supposed to be for ourselves we are not meant to be victims or apathetic people laying around hoping that something comes along and change our lives only two things change our lives either. Something new does come into our life and it changes our direction. Changes are inside changes who we are. Maybe we didn't win the lottery or that lucky white knight comes in and saves your life you know or something new comes from within you and i think what that thing is that comes from within us so powerful that retakes our life. What is that magic. it's personal. Responsibility is like almost like this is sounds sexy to save. Be responsible for your life. But i think we have five main responsibilities in our lives and if we take control of each of these areas of our lives like a new power comes into our life anew joy and zest and i would argue more over time success connection joy love abundance come along with it

How to Deal With A Lack of Passion in Your Job and Life

Building Psychological Strength

02:30 min | Last week

How to Deal With A Lack of Passion in Your Job and Life

"If there is one problem that one on one coaching clients come to me with more than anything else. It's this problem. I don't feel passionate about my work. Or i want my work to be my passion. How do i do that. And we hear it all the time. Right this quote. From steve jobs is just one way but we hear all the time. If you love what you do you'll never work a day in your life and other things like that and that is a lovely idea. That's a lovely experiment and if it's what you're striving for men make it your goal i mean go for it but hear me out in this episode because i don't think that that necessarily has to be the case so in the united states we've talked about this in prior episodes where we've talked about role gulf meant this idea that our identity gets very wrapped up in our title and in the job that we do this particularly strong or something that happens in the united states. We tend to identify with our work and with our title more than other countries and other cultures. Do we also work really long hours. And so when you put those two things together the role that our workplace in our identity and also the amount of our life that are work takes up. We can almost forget that there's life outside of work or that there's opportunity to be passionate outside of work. We looked to this lack of passion in our lives and the first place we think to get it is from our job but is that the only place and that's the question. I wanna pose. I'm not saying that it's impossible. No one can be passionate about their work. That's definitely not true. But if you are not passionate about your job and there are real barriers in place for you to make a change or you're not even sure what direction to go just yet. I would offer that asking yourself the question of how might i be able to feel that passion or express that passion in ways outside of my job is a much more near term realistic way to get that passion. Engine fired up then making a sweeping career

Steve Jobs United States
A Prayer for Trust During Our Hardest Weeks

Your Daily Prayer

02:11 min | Last week

A Prayer for Trust During Our Hardest Weeks

"A prayer for trust during our hardest weeks by chelsea de matteis read by liam martin he who dwells in the shelter of the most high will abide in the shadow of the almighty psalm. Ninety one one. Have you ever felt like some weeks. Seem like an entire season of life. Recently i was given some of the most exciting news laced with an unknown that had me in despair. It sounds odd trying to put what took place into words. But that's the best i can do. This was a moment where joy was expounding and fear nearly shackled me. I learned two things about myself in this very long week. I have not overcome my desire for control. And i saw once again. How important our prayer warriors are two weeks before this. I had spoken to a friend sharing with her. That i really felt like i'd overcome this area of struggle in my life. I believed i fully handed my desire to control over to the lord clearly and obviously i couldn't see what was coming. This news made me drop to my knees.

Chelsea De Matteis Liam Martin
Biggest Takeaways From 2021 SEC Football Media Day

Behind the Bets

02:45 min | 2 weeks ago

Biggest Takeaways From 2021 SEC Football Media Day

"Things first. You obviously weren't sec. Media days we had a lot of coverage there some interesting comments whether the vanderbilt head coach or other other ones that may people chuck before we get an each team. What was kind of like your biggest takeaway Heading into the season while biggest takeaway happened day. One when greg sankey took the mike at the podium to to use that time which is incredibly valuable real estate where he typically gives a state of the conference address extols. The virtues of the conference talks about the greatness of the league and make no mistake. He did that but he also uses that as a moment to deliver messages and he delivered a message. Surprise me a little bit. Now keep in mind. I was at the college world series win. Nc state had cancel their game because of kobe protocol and get out of the tournament and that was a red flag to me. Because to be perfectly honest. I kind of feel like by that time. This was mid june. Most of us had from sports perspective had kind of moved on. We'd see teams have success in leagues have success putting events and so it was back of mind until poof this. This team gets kicked out and they would have a really good chance as an underdog going in winning the whole thing. So to that point. Greg sankey stands at the podium and he says listen. We've got a long way to go to meet the vaccination pressure within this league and the conference itself is putting out a mos- in commercials in encouraging people in saying that the sec backs the vaccine and keep in mind the footprint that the sec sits in that could be considered controversial by some of their trance so for him to come out and say that that was a giant red flag in my mind. Because i thought myself two things number one if there is still a threat of games being lost in the sec. He that's must be a reason why he's addressing this right and number two if the sec. With all of its resources in alabama messaging in all of its medical support is still in this situation. What does that say about other leagues. You know what does it say about the big twelve or the acc or the american or or going down to the sunbelt. And if it's a problem for the sec. I bet that it's probably a problem throughout college. Football and the concern is the vaccination rates have to get above a certain threshold so we can feel confident that the season can go on interrupted and when i say season i mean everybody. All one hundred twenty plus a lower division teams that will play division one teams. And i wasn't prepared for the severity of his comments in him. Using that valuable real estate time to focus on it.

SEC Greg Sankey Chuck Alabama ACC Football
Low Rolling at High-Limit Craps

Gambling Podcast: You Can Bet on That

02:34 min | 2 weeks ago

Low Rolling at High-Limit Craps

"Are some of your suggestions for a low limit player at a high limit. Craps table okay. Here's the first thing i'm going to say. I'm going to preface all my suggestions by saying this okay. The very first thing you need to do is set some restrictions on yourself so this may not work for everybody because you have to know your own self and you may not be able to live with restrictions. Okay but you do have to have some restrictions. If you're gonna do this number one restriction is you have to set a time when you're gonna give up or leave okay. Let's say you say. Well if i double my money i'm leaving okay so it might not by lose all my buy-in i'm leaving right or if i lose half my by in i'm leaving you just have to have some well defined definition of when you're gonna leave because if you say i'm just going to stay here for eight hours. Well playing with a limited bankroll at a higher limitation. It's eventually going to eat you up right. So you're not thinking in terms of time necessarily but in event once you fit this event in an event then you walk. Your time is limited. Play thirty minutes. And i'll be happy with that and leave okay. Maybe you can do that if it's a short time maybe okay but you can't say i'm going to say here all day and play this table. It's not going to happen crafts. Okay right eventually. You'll lose eventually gonna hit a bad streak and you're going to be out because as we know. Craps is a game of ups and downs. And honestly you're really sitting there hoping for the big role the big role and a lot of times. There's only one big role in session or a day or a day. Or maybe none allen but you're hoping for that big role so you're wanting enough of a bankroll that you can wait it out right so you can wade through the bad role. This is a very general statement about crabs. That would apply to anybody exactly anybody nope no matter what. But if you're on a limited bankroll it's even more important because you have this limited bankrupt. The second thing i want to say is that you probably should define amount of money that you think you can live with. Now if you're playing on a twenty five dollar table and you think well. I'm a low roller into buying with one hundred bucks. Well there's no way to play on that table with one hundred bucks okay or something. Just you put fifty bucks out there. You make to bats at seven out in your money half gone and you know you could be gone really really quit right so i think that really played twenty five dollar table. You're going to need between three and five hundred dollar

Allen
Hotspot (MM #3767)

The Mason Minute

01:00 min | 2 weeks ago

Hotspot (MM #3767)

"The Maisonette with Kevin Nation, it's always fascinating to me. How certain words kind of evolved over the course of time growing up, when I heard the word hotspot, it usually revolved around the highest temperature in America. Usually around Death Valley somewhere in California. Then, of course, when the internet came about, when we started having Wi-Fi, public Wi-Fi, places were found it to be hot spots. You don't hear much about either of those two things anymore, even though they are still technically hotspots. Because right now, hotspot is a place where a spike in covid-19 infections is happening. Tennessee, has been a big hot spot, of course, Alabama, Mississippi, all hot spots right now in covid-19 infections, especially with the Delta variant, but I want to go back to a time when we're talking about public Wi-Fi, or we're talking about the warmest place in America, of course, that's not a good thing either with Death Valley being what warmer than it's ever been before running around a hundred and thirty degrees each day hotspot is evolving. But yet those three hotspot issues don't seem to be evolving themselves and that's kind of scary dead.

Kevin Nation Death Valley America California Tennessee Mississippi Alabama
Hotspot (MM #3767)

The Mason Minute

01:00 min | 2 weeks ago

Hotspot (MM #3767)

"The Maisonette with Kevin Nation, it's always fascinating to me. How certain words kind of evolved over the course of time growing up, when I heard the word hotspot, it usually revolved around the highest temperature in America. Usually around Death Valley somewhere in California. Then, of course, when the internet came about, when we started having Wi-Fi, public Wi-Fi, places were found it to be hot spots. You don't hear much about either of those two things anymore, even though they are still technically hotspots. Because right now, hotspot is a place where a spike in covid-19 infections is happening. Tennessee, has been a big hot spot, of course, Alabama, Mississippi, all hot spots right now in covid-19 infections, especially with the Delta variant, but I want to go back to a time when we're talking about public Wi-Fi, or we're talking about the warmest place in America, of course, that's not a good thing either with Death Valley being what warmer than it's ever been before running around a hundred and thirty degrees each day hotspot is evolving. But yet those three hotspot issues don't seem to be evolving themselves and that's kind of scary dead.

Mason Minute Kevin Mason Baby Boomers Life Culture Society Musings Kevin Nation Death Valley America California Tennessee Mississippi Alabama
Caller Is Ready to Fight in Texas, Considering Political Office

Mark Levin

01:34 min | 3 weeks ago

Caller Is Ready to Fight in Texas, Considering Political Office

"You. Yes, sir. Man looking forward to the book band. Uh, I'm going to read it from front to back and I'm teaching it to to the kids as well so that they're prepared as well. And so no doubt here in Texas were frightened to CRT thing to to nail. So you've got to all be behind you in Texas. That's for Sho. Amen. And look at the fools the Democrats in the state Legislature. They think they're courageous. They think they're fighting the fight of the civil war. These are Ba Foon, self serving, narcissistic, power hungry Democrats. That's all they are. And we see through all of the minutia mark and just let you know first here. I'm throwing my head into the my hat into the ring here. I'm running for a state officer. What are you running for available Well, I'm looking at you, the other state Senate or a statehouse position. And it's about Tommy. Get in the ring, man. It flex a little muscle here now, do the Republicans have these seats are Democrats or what's going on? This redistribute going on in Texas. And so I think they are adding two or three state Senate seats in a couple of seats also on the House, and I've been talking to some local Republican leaders here and the first my local church and my wife, which is my first advocate. Oh, yeah, said it's about time for you to begin to talk a little bit. Let's say, and you got a lot of muscle to flex so mark. We're going to go ahead and flexes muscle. Keep the cr two things to the curb. Well, we love you here. We love you here. You've called you articulate your solid You're a patriot. And I think that can work the day I'll let us know. Keep a surprised,

Ba Foon Texas Legislature Senate Tommy House
test-debug

The Crossover NBA Show with Chris Mannix

51:23 min | 3 weeks ago

test-debug

"When the olympics start will be the most talented team in tokyo. Hands down no question. Most talented team in tokyo with the roster that they have but this is like a five alarm fire right now howard. This loss to nigeria. I don't care if they win the rest of these pre olympic games which will take place through next sunday. This has to make you nervous if you're a fan of the team because not only is it this. The loss to nigeria. But you go back two years ago at the world championships where you had a us team. That was good. Didn't have probably better team now than they were back in two thousand nineteen but all nba players. They finished seventh. They've been seventh at the world championships. You have the seventh-place finish the loss of nigeria. How concerned are you howard beck about. Usa basketball. It's just an exhibition game. Chris oh no no. It's not just an exhibition game. Stop this team was thrown together over the last however many weeks they had what like three practices. I think i'll ever. Us team is thrown together. What are you talking about. There's no team. There's no no mid season practices for usa basketball. No but the nigerian team has been practicing. What i'm saying is some of the play in the nba though wants win the nba nba. A few of them play in the nba but that team has had time together more so than the team. Sorry brown coaching. that team. That i missed was that a facsimile of mike brown on the bench all season long. What what are we talking about. The warriors have been out for like two months kris k. Okay so two months. that's what matters. That's that's the number three three practices. Also they're still missing. I believe at least three guys because they're playing in the finals right now. Booker middleton chris paul get it. Yes not chris. Ball's not playing a holiday with the the what holland is your holiday. Those those guys will matter especially given that middleton and holiday are to the better perimeter defenders that that team. Usa has and if you look at the rest of team usa's roster. I don't see a ton of great defenders. There there are a few. I think those three guys by the way are going to be exhausted by the time they get to. They may well be. They may will be so. We're going to judge them. Judging when their whole judge when the games matter to strange to me like we don't judge nba teams based on the preseason but we judge team usa based on these exhibition games. That they do going into international competition. I feel like it's thirty. One point favorites. Why why is there betting line on a freaking exhibition better training but a little league baseball. Now country degenerates damn right. I didn't mean chris i'm with. Let's go monday. Nigeria money line. I just. I can't get too excited about this. If they lose the rest of the exhibitions does that mean something. Yeah that might be alarming if they're if they're still struggling to find some cohesion. That could be alarming. But i mean the talent is obviously their talent alone doesn't win on the international stage in style of game is different team ball matters. Shooting matters like yeah. There's a bunch of budget stuff that comes into play. But i i find the panic over this loss or at least the outcry to be a little bit much. So you don't take into account the seventh-place finish in two thousand nineteen. I mean that to me. It's the it's not just as game. The totality of it right. Like and i don't know howard like so in the early two thousands the world kind of caught up to the us ninety to ninety six thousand us. Gold maps then comes the two thousand two world championships in indianapolis and that's seven. The place finish was one of the worst worst outcomes in at least recent usa history. They got it together after that. They hired jerry colangelo. They bringing mike chef ski. They get their act together. Two thousand six two thousand eight then. They run off. Three consecutive years are three consecutive cycles of gold. Medals is argon. Made that like the world's caught up again that somewhere along the way and the last four or five years. The rest of the world has once again caught up usa basketball. I'm trying to understand this. I mean that's close games in those olympics cycles. No question about it. But i can't imagine the oh eight. Twelve or sixteen team losing nigeria. I can't exhibition or otherwise. I can't see it happening. No team and the and the one that followed it were built around like lebron koby. Carmelo enjoying wait. I mean that that groups at another level like as good as this group is that we're seeing right now as talented as they are after k. D. tatum's really good damian. Lillard is great. I mean come arbit- tatum. Bill lillard auto bio levin. Draymond dream ends up there in years but one has won some things. Jeremy grant jeremy grant zach living out of like. These are guys who have done anything in the nba yet. But they're all stars most they're they're also but are they to level of lebron kobe now but do you think is that what you're saying then is that what you're saying to be at the level you need to have like i'm saying the crop to win. I'm saying that if we're going to start comparing the twenty twenty one team to the twenty eight a two thousand eight two thousand twelve teams there is. There is not an equivalent right now. Lebron kobe laurent cobaine weight. And plus what we what. We called olympic. Mellow like carmelo. Didn't have the success in the nba. That some of his teammates did but carmelo in terms of talent level and certainly has resume like that group was at a whole other level. That group is a different level than jason. Tatum bam outta bios. Zach levine. Okay so not saying that you necessarily should have to have that level of time firepower to win an exhibition game against nigeria. Or anybody else. But i am saying comparing usa to itself different iterations of team usa. This one is not that one. This is not as dominant group as the ones we saw in eight and two thousand twelve. It just isn't what do you do like. What's the solution here. Like i mean i jerry. Colangelo deserves an enormous amount of credit for rebuilding that program when it was at. Its nadir mitra chefs. He comes in enormous amount of credit for what they did. But as we sit here in twenty twenty one like it's almost to me howard like the usa basketball rebuilding. The program became cool. Like lebron wanted to do it. Chris paul like dwayne wade. These guys wanted to do it and then they did it. And i think playing for usa basketball didn't become quite as cool as it was fifteen years ago. Like is that what has to happen like does not need to have like a fifth place finish in tokyo for all of a sudden the next generation of a-list stars wherever that may be in two thousand twenty four to come back into the mix and is that the only way this team can win. I mean i think we need to pay attention to the overall context like obviously one. These olympics were supposed to happen a year ago. They're delayed a year because of covid got durant out of it though like that right. It's questionable whether these the olympic should be happening at all still but along the way because of these back to back brutal seasons and everything else like team. Usa doesn't have james harden right now. Doesn't have anthony davis because of the injury doesn't have steph curry doesn't have kyrie irving doesn't have lebron kawai again. If your argument is that the second or third tier it sounds like sounds like insulting. Somehow but if you're saying that the next wave believe after those guys should still be good enough to dominate on the world stage. Maybe but if the point is that the team as best are they still. Are they still able to win. Gold fairly easily. Your probably but a bunch of them aren't on this team right now because of injuries and just the stress of the last year or two so this this is not necessarily representative of the best of the best right now. It just isn't and yes. They should still be good enough to win. Yes the world has caught up to some extent. No the the group that at nigeria's put it put out there last week. Does not leap off the page improbably. Us should've still want it. But again i exhibition game after like three practices. Let's see what happens with the rest of this. This schedule out brought mellow back. I mean he's not what he was four years ago. Eight years ago twelve years ago but the guy knows how to play international basketball. He might have sat. maybe. I guess. I didn't really. I assume that he just want to keep. He didn't kind of like four formerly re retire from the olympics. But it'd be pretty much says like i'm done like lebron kinda did to get talked into it. I feel like. I don't know if i was if i was the usa team would try really hard to get carmelo blake because his style. Whatever it is to the nba is perfect for the national basketball. He's a really good or national basketball player. On this subject damian lillard. He spoke for the first time. Since the hiring of chauncey billips. Only listen to what little had to say about his future in portland. I'm prepared to go in and do my job every year. Like hopefully we make strides over direction and could become a better team a new coach notice. That's where i am. What soured it sounds like. Lillard is at least nominally on board with going back to the blazers. But if i'm a team out there with assets. I don't listen to that response and say well it's over damian. Lillard is back on the same page with the portland trailblazers. If i'm a team with assets i hold onto those assets because it feels to me like the blazers might be one like sixteen to start from blowing that whole thing up with louis mccollum on the way out the door so get the sense now. That seems more likely than not that damian lillard at blazers training camp. He's in ablaze uniform. He starts the season with the portland trailblazers. But if it doesn't work with chauncey billips early and you get close that trade deadline. It wouldn't surprise me at all to see portland decide. Look we've got a. We've got to do something here and opened the door for damian lillard trade. What do you think. I think that nothing has changed. I think that his remarks last week because he sounded a little bit lukewarm. Or just you know you hear one of two things. Well you want to hear one thing if you're a portland trail blazers fan or if you're just looking for any indication that lillard is all in your you want to hear him say listen. I know things are rough right now. But i'm all in you know this is. This is where. I want to be you to repeat all the usual talking points that you hear from players in his position and that we've heard from bradley beal that we used to hear from james harden houston. Which is a win in phil in city fill in the blank with the city. I want to win here. I don't wanna go somewhere else. You know we're going to get this right blah blah. He didn't go down the usual list. And so i think it left open. Some interpretation but getting has changed like the disappointment was clear when the season ended. Some of the things have happened since including obviously the the the train wreck away they went about the the coaching search and lillard. Being caught in the crossfire. There at feeling heat from fans about chauncey billips being selected and so. I don't think we should expect he's going to be rah. Rah right now The trailblazers have a lot of work to do. But we also have not even hit the summer yet. Like there's the draft hasn't happened yet. Free agency hasn't happened yet. There's there's a lot of work to be done. And i think if you're damian lillard which you're probably doing is internally saying here's what i need to see happen externally saying you know what let's let's wait and see i mean you see. He can't he can't say publicly the same things that he's telling say neal o'shea right about what the the state of the roster i i would think that there are some very impassioned debates or discussions being held behind closed doors about what they need to get this thing right and if they can't get it right the he might shift is his stance about staying there long term. But that hasn't happened yet that we know of. What do you think the most interesting potential conversation is amongst players over these next four weeks like i'm kind of curious what jason tatum bradley beal talk about. Tatum and beal close friends dating back to their highschool days both went to the same high school bill with something of a mentor to jason. Tatum actually got him involved with his trainer. Drew hanlin which helped. Tatum elevate his his personal skills and they've talked about how happy they are to be playing together. Played the all star game together for the first time beal last year of his contract. Like you know we've seen these conversations yield real tangible conversation. You'd like to be a fly on the wall on for any of these guys in the next couple of weeks. Yeah i mean look we. We have a history now going back over a decade. If we're to believe that the that the heels were formed in part through team usa activities. You know which is true which is true. That's that's yielded an extra things guy. You know guys who you mentioned. Tatum and bill because they were already friends but guys also become friends through this experience right and then they start getting the ideas about playing together. Like oh hey. This is a lot of fun. Let's do this again in the nba. So there's i'm i'm sure some of that is is happening. It always does. Who else in that group. I mean man. If any of these guys that'd be trying to recruit bam out a bio but he's too early in his in his contract with miami to pry him loose from there And you know the heater still a pretty potent team but you know jimmy butler is up there in miles and outta bios future won't necessarily be there forever. That's the way it goes in the nba. I think tatum has the potential to be like the biggest recruiter. They're like he's about to start the first year of his max level extension. He can recruit bill. But like you can also does damian lillard like. It's great to play in boston. I love it here. Answer some questions of my have a playing on the east coast for the first time. Like i think data might be boston's best asset at this point. Yeah again some of this comes down to bradley. Beal's coming up to that point where he has the leverage to task out because of his contract lillard under contract for several more years and so he's not in that position. So what if it says. Like i need to go like. I don't foresee the blazers being no finish your contract. Just don't see it. i think right. And they would work with him on a deal to sure but directing it is harder so beal can use the leverage of his free agency to say well if you send me to team x. I'm not gonna resign there. Which then blows up that deal and he can direct himself to the team he really wants to be at lillard would have a harder time to doing that. Because he doesn't have free agency looming two to play that card. Yeah well i encourage any reporter. That's in tokyo tatum. Beal and lillard talking to each other. Just take a picture and then let the internet go wild crazy because it will unquestionably last thing for you. Howard the breaking news. This week in the coaching ranks. Is that jamal moseley is headed to orlando moseley of course last with dallas. A really well respected assistant coach there. Who was a candidate for that. Maverick job before. It went to jason kidd my immediate reaction to that higher howard beyond i think being an excellent choice for orlando is that we're gonna look at at moseley and jason kidd on parallel tracks. The next couple of years moseley. There was a strong case to be made that he should have been elevated to that head. Coaching job he'd been considered for other head coaching jobs. Before most recently in new york he had by all accounts a great relationship with luka doncic i understand bringing kit in he's got a history with dallas and as riccar lau said publicly having a player that played the game like kid and having a player that plays the game like don-shik make some sense to pair those two guys together. But there's always going to be as i watched these two situations unfold. I'm gonna wonder you know. Did the mavericks make the right choice. Leading jamaa moseley go and bringing jason kidd in and there's so many variables in this the first being at orlando's in step one or maybe even steps zero of a massive rebuild right there in the negatives right now. I think there's still maybe more fat to trim on that roster before they really bottom out. Yeah and you know you talk about trying to build around. You know markelle foltz. And and jonathan isaac jonathan isaac for so long. They're getting hurt and he's a great player but they've loved writing in a weird way john stays healthy. He's still more of a complementary store right like he's he's a potentially defensive player of the year at some point. He's not a guy who you're building an offense around though and marquel foltz okay. He he got himself back on track in orlando. He has a career now where he didn't have one but he's not a foundational building block. Come on like that's crazy so the roster doesn't have much talent jamal. Moseley's is coming into a situation. Which a lot of first time head coach is committed to which is all right. There's a lot of work to do so You're gonna have to do a lot of development. You're going to have to take a lotta lumps in the win loss column. It's gonna be rough going for the first year or two or maybe three. Let's see how they can get things going. But you know as it has been a certain other like kenny. Atkinson came to look a completely hopeless situation in brooklyn but was known as development coach in atlanta. And sure enough. Everybody who went there. Joe harris spencer. Dinwiddie jared allen versus lower. First round picks. Guys who were you know whether they were reclamation projects whether they were low picks everybody seems to get better the second they went to brooklyn and play kenny atkinson and his staff congenial. Moseley have the kind of effect in orlando can the front office. Get him to kind of guys. That will thrive in that in that kind of environment and carve out careers from cells and carbon identities. Jamal moseley has a lot going for him. And we've heard like many great things about it but we often hear great things about assistant coaches who don't end up panning out so i always. We have to caution ourselves on these things. Because i thought. Brian shaw was gonna be a great head coach and he was. Everybody loved him all the players sung as praises when he was associate head coach under frank. Vogel indiana he goes to denver probably just the wrong guy at the wrong time but he hasn't had another shot since then but that went really badly. Brett brown was really great in in some respects for the for the early years of the process and then suddenly. It seemed like they'd hit some sort of ceiling. Eager kokoschka of had been talked about for years is a great assistant. Coach didn't work out. Swells head coach in phoenix. David dale bumpy ride in memphis and then disastrous in new york. We just don't know like luke walton. Another example like there are plenty of coaches who as their when their assistance. We hear and see the best of them and then you know some of them be go on it and have great success coaches. I mean tyler has been fantastic. Mike malone has been fantastic money williams. Nick nurse dwayne casey a lotta longtime assistance. Get their shot and then you know it. It works out in a dozen. It's all contextual. It's all just the opportunity you have the thing for dallas is. They went with a guy who has experienced jason kit. That experience was not necessarily good experience. Like i think most people around the would look at what he did in milwaukee in brooklyn and say. I'm going to steer clear. Maybe you'd rather have the the unproven. Jamal moseley versus the somewhat proven jason kidd but. I don't think we'll know what the right choice was there for a while yet. Because it's it's gonna take some time before we can evaluate moseley as head coach. I maybe jason kidd learned something in two years as an assistant. I mean that happens. You know working with lebron for entire for two entire seasons working under frank vogel maybe picked up some things that'll be useful to him as a head coach. Moseley to me. The key is giving him time. Like you've got to be committed to moseley for a minimum. I think of three years and more likely five years. And then you see what you have in head coach. You mentioned gore. I mean it's worked out for phoenix. Absolutely but i do think he got hosed out there i mean he only had one year on the job and that year was without deandra aiden chris. Paul had devon booker of course but that was not a good team that he was coaching. There i gotta get moses the because you want to see what the guy can do when you put that team in a position to win a great example to me is james breglio in charlotte. I mean berea. Was one of those guys assistant coach elevated to head coaching position in charlotte. Not great first couple of years there but when he was given players and chance to win he did pretty well. I mean up until lamelo ball went out the horns were really good team and i think they will be a good team. Going forward in part because of the borrego is a pretty good coach. I want to see this magic team. Invest heavily in jamal. The you're the guy developed these guys and we'll keep you around no matter what the won loss record says until you get a chance to win then you judge like brett brown six or seven days since brett brown left but i can see the for letting go of brett brown. I mean they had a talented team and to a degree the underachieved. But you've got to let the coach get a roster on that level before you really make any decisions about whether they can coach. Yeah well and that's the thing about. This is what set up says apart. I think the good organizations from the bad ones is that you you decide when you choose a guy. Especially if he's a longtime assistant not a guy with head coaching experience. And you've said we believe in this guy. This is somebody who's got a great trekker record as an assistant. We're going to first opportunity. It's your obligation to when you say investment. Yeah it's time investment. It's a give them all the tools to succeed. Give him the time to succeed. You've decided you believe in him. So stand behind that have the conviction to stand behind that and take some bumps along the way you know maybe maybe memphis and or the knicks should have stuck with david physed longer. You know we had heard nothing but great things about fiscal coming out of miami. Initially we may yet you know. Find out that he. He can be great head coach in the right situation. Maybe those worth rights situations. He might be one of those guys though. I love physios and assist one of those guys. Though the just the temperament is always important. Like the government like memphis yet. Some battles with market assault didn't work out your plus new york. You just might be one of those guys that doesn't have the right temperament to be is based on what we've seen a memphis in new york might be better suited for these ranks but if he succeeds in l. a. I think he'll get another chance right. Maybe i think the point being though that if you as an organization have identified a guy instead he we believe in him then. Okay then believe in him. Stick with them and make sure you've given them enough tools to succeed Is it a pulling the plug at the first sign of of struggle and that's what happens in the nba. too often. is that seems panic. You know the fans turn. There's some minor flare up. Oh the coach and player got into it. Whatever it may good teams that can happen on as well. And it's it's just. It's the way franchises. React so you have to know whether or not the guy is is is right and then stick with them. And so yeah. Let's jomo's should get a nice long here. She got a ton of latitude in orlando given where they are as an organization given the state of that roster. Yeah i agree. Howard enjoy milwaukee looking forward to hearing the conversation with the lazarus on friday. You can check podcast. Right here on the crossover feet again. Make sure you listen to howard's interview. Spencer dinwiddie from last week. It was really really strong. Enjoy -joy the mid west our. We'll talk when you're back on the northeast always a pleasure. My friend the newest player in the pre nba basketball landscape is overtime. Elite elite will begin playing sometime in the fall. And we'll be headlined by some of the top now. Former high school players in the country players would be paid minimum one hundred thousand dollars with some making north of that and have access to high level facilities training as well as educational programs to help. Get a better grasp on that. I'm joined by brandon williams the head of basketball operations for overtime. Elite and kevin ollie the former. Nba guard uconn. Coach was the head coach and director of player development bread. And i want to start here with you. Just kind of give me the ten thousand foot view overtime elite. What are the objectives. What what what was behind the formation of this league. I think any of us. Chris who've been around for a long time i've actually seen Sort of the downside of young players who entered into professional ranks to this point. It's been the nba Who are not ready. And so what does that mean you know not not ready to form and be stars or is it just not ready to be great teammates or is it not ready to be good partners. is sort of all that you know the idea that the work day is much longer than they know. And that there's more responsibility to be in a professional athlete The responsibilities to families and communities we just have to do a better job preparing them and here was an opportunity to be part of a program that wanted to address all that. It's not just about being a good player. It's like we wanna address the whole athlete. Hope so on. Three levels were hitting basketball. Easiest thing understand. I think businesses in our world is education And then there's brand you know. These young people now are moving at a speed that we aren't as older folks and they want to build things An earlier age particularly off the court so building a brand is important something that can last well beyond their tread on tire so we're hitting it in basketball business brand. That's that's that's really thirty thousand foot view. Kevin what attracted you to this job. Just like his dad is the whole person being able coach them from a mind body and soul Experience and understanding the mindfulness athlete I've seen it from a pro level. Got up tune into play thirteen years with twelve different teams so i understand like the different trials and tribulations you go through with a player not saying that these players are gonna go through that but is getting them more prepared if they do come into some certain situations where it's not typically going the right way. How can they manage that situation. So what they do today can echo into tomorrow and having the ability to kana paint on a black blank. Canvas is what a really attracted to me to to this you know. Ot league program we can take the player really shape the curriculum you not with teaching them about subjects. But we're really teaching them about themselves as well from media training From mental health issues. All the different things that come involved because we all know chris is stress. You know from success is a lot of pressures is a lot of people pulling at you. It's a lot of people won't certain things. But how do you deal with that from a player's standpoint where you can play when you get on the basketball court and half clear and not be caught up in the distractions of off the court issues. Um as desks desks were really kind of vocal. Spirit to give back in it and how these kids you know. Have these players be available at the moment of truth to make the right decisions and that was very important to me. Kevin as you mentioned you played in the nba brand. You played in the nba. As well i wanna ask both of you guys and kevin. I'll start with you like if this was available to you as sixteen. seventeen year. Old looking back. Would you have founded attractive with a definitely founded attractive You know i kind of thought the box anyway. I was from chris. Shaw from from from south central and i chose connecticut. So you places that. I didn't even know nothing about growing up. You always thought out the box and never wanted to go down a path that everybody was going down So i was always curious. And i think that's how my mom especially my mom. My dad raised me. So i definitely been curious of this situation. No no speaking now without you know took it. I'm not sure. But i think it really gave me another option to look at it and this is what we're trying to do not saying that the ncaa is wrong overtime. Leaders wrong or right. It's not about that. It's about if you really care about the student. Athletes you give them as much options as possible. And i think this gives the lee student athlete. Another option and i think you know it's a very Great option for them to have and if they choose overtime league we're going to give our whole heart to make sure they're developed on and off the basketball court chris i- jumping after coach It would have been interesting. Chris but i certainly would not have been a candidate i would. Let's just get that right. What what things that's important. We sit down going through just grassroots community and we spent months just talking to people educating about. You know what we're about who we are. Each of us has a reputation in some other space. Not here The this program isn't for everybody is not the right fit for everybody. We are cherry picking and a lot of ways. These are players that feel like they are destined for professional basketball. There are a lot of sixteen year olds. That don't know that yet and their parents aren't convinced that yet in people that support them. Don't don't feel that confidence yet. They may be another year away or two years away but this is not. This is not the right path for everyone. Twenty four athletes roughly twelve per class. We're looking at juniors and seniors and the truth is at this age. What was really funny about scouting them is everybody's skinny and like a lanky and underdeveloped and still has like a mountain of upside to you know to to get through before you can really see who they're going to be but you know if you have a young player like brand williams who's just dreaming of being an nba player but does not much certainty. That's even realistic We gotta be very careful about this approach In taking because there there are risks but for those that that have already established in this deke. They've established a day of separated from their class. You know jaylen. Lewis has an example the most recent example. He's he's he's elevated in separate. The draft isn't tomorrow though so there's still a lot of work to do but he's already in front running physician and it gives everyone low confidence that this is the kind of investment and the kind of pet that would make a ton of sense for players like that. Let me follow up on that brandon. Because you're you're entering. What suddenly become a fairly crowded space in terms of leagues like this. You know the g. league ignite is one season in but they've had a measure of success. We've seen jalen green probably a top pick. Jonathan kamenga top five or six. Then you have the ncw with this. Recent ruling allowing top players to make money off their name image and likeness. How does how does the elite separate itself from that group. Why think i is. We start a little bit sooner so the g. league zone a great job with what we call it a year the prep year that year. That a recent graduates would be going to college and they've already been hacking the system you know going to italy or china So so there's a market for those players and we want an alternative to college for for for us though. Our players are seeking an alternative to high school so we are a school but we think about the resources that were bringing to the table first of which being an nba like environment You know start coach. Ali coach lehto in a robust set of staff. I mean scouting staff a high performance staff administrative team. Our goal was to simulate an nba organization for for young athletes at sixteen seventeen eighteen. Th there there is no other environment. Like that. And i think the big way that we separate with high school athletes Is that both domestically and internationally. We're able to put twenty four of them together in a building. So what we're selling is the best competition for these guys starts at home. I mean every day in line coaches don't minister drills administer competition aspects of practice and getting ready for games but when you look to the right and left and i noticed as a player. There's no weak link. I mean everywhere you look. There's somebody that's doing what you're doing and possibly doing more. Because they they are not just dreamed about the into the league or to the high level. They're on their way there That's where we've been able to. I think create a little separation from others that have tried or looked at something. Like this kevin. How do you approach this job. Do you do it in a similar mindset and you had at uconn where you have young players you also you know yukon. You had to keep them academically eligible you to follow that pretty closely. I mean is there is it a similar mindset or do you take a different tact. I think you just let it be you know. Similar is not. It's just whatever comes you say yes to it and you cultivate hope from it I never coached high school players. They was always you know graduated from high school. And now they're freshman's This situation is a little different in in was recruiting for two to three years. This situation is a little different. But you know from me. Chris i love the unknown about it. And that's the space i live in. Not just wanna make sure that. I have the space incorporate something in these players that they can just think about it can build from a have a foundation so when they make the transition they have every tool in the toolbox to say okay. Oh that's a problem Assess it let me be able to correct it. Let me obsessed. Let me be aware of it and i think that's the difference between you know coaching a high school kid in in the college. Kid i mean you get able to mold them a little bit better and then you have to understand where they at. Now you know back then. I didn't have social media. We didn't have social media now. These kids these players are building their brand a little bit earlier and now you just meet them where they are. And i can't wait to get them up on campus get them up until atlanta just continue to build a great relationship. Welcome spend time with the one on one in. This situation is going to provide us to do a lot more skill development that i didn't have a really good opportunity and it had not one say good opportunity. I didn't have the best opportunity. Because there's so many things we own a row recruiting You own a row fundraising these different things. Brandon's taken care of in. Dan porter is taken care of. I can just really coach the player and work on his skill development on and off the basketball court. So it's really given me my own lane. So i can really perform my job. Mama job is really breaking down and relationships it starts. Relationship is start with trust. Stars will hold is spending time with the the young student athletes on and off the basketball court and pushed them to greatness and the competition is not on. our side of competition is with him. You know can you beat your previous best bestself. Can you be better than today you know. Can you be better tomorrow than you were date. And that's what i'm coaching. And that's what i love to do. And i think we're going to have some great young man as open as biden has going to be vulnerable going to try to reach for the sky. In the sky is going to be ob- you is not going to be limits. I can't wait to get up to atlanta. We've been having some many camps. Chris has been wonderful to get back on the court with the guys. And i'm looking forward to the next mini camp and dan looking forward to getting them up to atlanta. So we really can go to work. You know when. I was was talking to brian. shaw a couple of months ago. Kevin about how he was coaching. The ignite you know it was a lot of pro stop. He was trying to bring to that team. Are you taking that same. Approach you trying to coach them like their nba players or something different. No it's nothing different is just. I'm building pro. Habits in every situation is going to be different. Chris this is going to be some guys. Come in you know. Say for instance like a. John montero will we got him and he you know is a little bit more advanced than some other players because he's been a pro- already and then it's going to be another situation where we gotta talented guy might not be able to get quick but these opportunities we can go at our own pace we can sit down and talk to them but we're really teaching and building pro habits and those habits is going to translate over to them being great pros when that opportunity come invest in the nba are the euro league so every day you know we are building like a practice plan like more of a college practice plan nba practice bandwidth doing drills. That i got from my numerous stops in the nba. You know we're doing sets in the nba. Then we gotta understand that sixteen years old as well you know and maybe sometimes you gotta you know kinda doubt it down a little bit. But i'm gonna let com. I'm going to let that go. i'm not going to focus on one of it. I'm not gonna say oh. We're doing this process. Each and every day every day is different. And that's what i love about the unknown. And i'm gonna treat it like that and we just gonna continue to bill because i think we got great mas and organization that really want to coach the whole person. And that's what i'm really excited about. You decided to upgrade your outdoor deck. So you ordered the essentials. Power washer said a patio chairs and a shiny new grill. And you use your bank of america. Customized cash rewards credit card choosing to earn three percent cashback online shopping and up to five point. Two five percent preferred rewards member which you put toward your most essential deck addition a bird feeder of yours at bank of america dot com slash more rewarding copyright two thousand twenty one bank of america corporation support for this podcast comes from invent together according to studies less than thirteen percent of all inventors who hold a us patent are women black and hispanic college graduates patent at half the rate of their white counterparts. But we can fix that by increasing participation innovation and patenting by underrepresented groups. It would quadruple. The number of american inventors and increase annual gdp by almost one trillion dollars. Invent together is a coalition of organizations companies. Universities and concerned citizens committed to ensuring that everyone has the opportunity to invent and patent because the more diverse. The american patent system gets the stronger and more successful. our nation will become. What can you do to help. Divers inventors patent and unleash economic opportunity. Find out at invent together dot org learn more and take action today brandon not to continue to compare this team to the ignite but when i talked to sharieff abderrahim about that i mean. I had asked him about the sustainability of that team. Given how much. Money was being poured in to pay some of the players. And he bobbed and weaved floyd mayweather trying to answer that question. Because it's it's hard to commit to it without say a television contract more sponsorships and things like that when you can you speak to kind of the sustainability of this because we've seen startups with an influx of cash. Get get in big the first year. But then peter out. I mean what needs to happen. Four overtime elite to become a long term successful program while has got to answers. I think you know a concept. I mean we're we're selling on the ability to develop young players and have a more more pro ready right. So this is. This is the path we are offering basketball development. Call it professional Business development And we are also like leveraging. What is an incredible media platform that again. The things that we like to call a distinguishing factors. That's a huge one. So not to bob and weave one. We gotta be good ass. You know that. That's how have long deputy spurs the spurs. They were good for really long time. And so we've got the that there were good at this note. No pressure on kale right The the the second piece though is you know and this comes from my my time in the nba. It just wasn't that long ago where it out of chicago. Pre-draft combine interview. If i said. I wanna build my brand. Everybody in the room was like smirking and like you know what. What are we talking about like. It's about basketball basketball basketball And you know if you are young team developing and not winning a lot of games truth is you can't sell just basketball because your basketball isn't great you got to sell personalities and stories in that there's something that people can invest in in fall in love with other than like the final score like otherwise. The sixers had no chance right any any development team yet to buy into a story and for us. I think we have a chance to create stories but we get a chance to show those stories because we have a platform. So it's it doesn't take much. I mean i'm not a social media guru. But when i got recruited for this job haven't been around the block a little bit certainly from an nba perspective. I heard a couple of things. I really got my attention. One was fifty million followers That's eyeballs and we all know that that Business follows the eyeballs in whatever in whatever respect. The other was which is unfair. Because i think that number changes month over month but it started at one point four and not set maybe one point eight or one point nine billion with a b. billion views of content a month that overtime in some ways has found a way to the heart. The mind of young people It is being communicated and solid as you know the generation z. sort media and content engine We are doing an amazing thing here which is developing young talent in a pure way that we want to make sure that they are prepared. Top to bottom to do well on the court to do well and communities to do well in business but then there's this other thing which is they want to be known like. No player wants to play in an empty building. Everybody wants to play where it matters. They wanna play. When nick can rock and like the building and just like recognizing their talent. We're just artists. And one thing that is kind of showcase. By one event that that overtime overtime the media company producing s called. You see it on youtube to. Is that over. Hundred million people watched that. I mean that that's not an insignificant number that players that are going to play overtime. Lee will have the opportunity to be known The the opportunity of bring brick big brands to the table and support this platform If not already indicated by the kinds of investors that that have shown interest but the brands that are coming to the table our sustainability is going to be showing value delivering value to not just the athletes but to overtime visibility. I would imagine great for them but can you monetize it. Can you make it so this league is in the black or does it need to be in the black every year. Well my the good news is as a basketball man. No different than a different than the is Get a budget. My job is to be fishing and and spend wisely. I i'm not. I'm not asked to sell tickets or generate revenue that's for a tremendous And in successful a business operations Our job is to make sure that what we are delivering is high is a high level product That you see the growth and development of our young players. What's there recruited. We gotta make them better. They need to be able to perform and probably the best testament of our success is going to be our nba. Gm voting with this pick right but with a coach saying like they did a nice job. This guy was. Well coached testament to takeo and the rest of the coaching staff. That if we're doing that will prove successful. Because guess what the next crop of recruits when we're in the gym like we're not chasing them. There's sort of meeting us at at minimum half way. We need to keep bringing high level taliban and developing talent to prove successful and i have a tremendous set of partners across academics and across content media. That will will do their part to elevate our business. Can you expecting to tap into some of your. nba relationships. I mean as you mentioned thirteen teams in twelve seasons. You've made a lot of friends over the years. We're going to see like san preston sitting in the crowd for your practices as a whole so sam and so many gyms that i know you know Kevin durant and all these guys are destinies in overtime. Just having them be around. We had our first minicamp. Ray allen showed up and not only showed up. He brought his son to work out with guys. Just it was just amazing. does just see how the branches that we can continue to pull up on and they continue to pull on us and be a partnership in. This thing is going to be great. Are you expecting to have kind of drop ins. Durant's involved with the league. You expecting these guys. Just be around. Which i would imagine would be both a resource for you but also an attractive quality to this league definitely. Definitely we going to build a place where it's going to be hopefully a development premier development destination for everybody and you know hopefully katie can come out and work out with guys and russell westbrook and james harden and all these guys that we know and i know i had opportunity to be evolved. Then it's kinda beat a veteran guys We want them to be around. Because it's not. Just me sean. It's also watching tape like these are the different drills and look how k. d. and look how chris paul is using the pick and rolls and now they're showing up that's a that's a big big bang for us with us growing these young talented student athletes To get them inspired to the next level and they're doing a great job done only gonna do. I coached him. Chris a coach me on a day to day basis. I'm open to that and we just really want to have a love affair with guys and and the end of the day chris. We want appease the basketball guys. We wanna play the right way. We want to share a basketball. We wanna run. We wanna have fun. We want how to join the game but it can't just be me me me. It has to be weak. And i'm wanting to teach guys how to be involved in any system they get drafted about. They can be a part of a productive system and be a productive partner in in the community as well no matter what city they when they arrive to the nba brandon. Before let you go. What schedule gonna look like i mean is this team playing. Just walk me through kind of what these kids are getting into. And what kind of schedule you gonna be able to put together so schedule that that is really interesting for everybody. And i wanna try to illuminate. But i've got to be careful we are still contracting with some teams But for the audience the think about it in buckets. We're gonna play independent prep schools. That's going to be a significant part of our schedule. We are a high school so we are looking to schedule. Some of the top independence that you would typically no to have a national schedule can travel that have the ability to be mobile. We're scheduling home and away with with With those folks and it looks like net set as an example It looks like you know. Folks that are playing for a national title Arizona florida california. So it'll be a widespread travel schedule for us. We're also looking at European competition so think about junior euroleague as an example. Some of the best clubs the Insects as an example Where we can get a collection of sixteen to nineteen year old elite talent to compete against us. And then as i mentioned earlier on the show we really feel like the best competition is gonna come internally and that's where our league play Comes into effect so we are looking at our group of twenty four as three teams of eight. There will be standings you'll be able to track will compete against each other. That'll be a significant part of our schedule as well. We don't want to overstep our guys one of the things. We really wanna correct leading science. Guide us here. is is minimized the wear and tear. Nobody's while still developing and preparing for a professional level place so a schedule of maybe thirty five. To forty games is our target. We started september Training camp will will begin Play by mid august. We'll be done by by Late march is how we see our schedule shaping up i'm looking forward to it brennan kevin. It's a really interesting concept and hope you guys have a lot of success with an. I'll certainly be watching a lot of. Nba people will be watching but brandon. Stay out of a set of massachusetts. Kevin has like some basketball. Ptsd from all those bc. Matchups i'm sure would probably were so tough. I don't remember kevin. It's not real like talk about it. But lita past. We'd be six thousand. That's not very nice. That's hovering kevin brand. Thanks for joining me. I appreciate it all right. Thank you chris. Thanks so much.

NBA Basketball Damian Lillard United States Chauncey Billips Brett Brown Nigeria Lillard Tatum Jason Kidd Blazers Olympics Howard Tokyo Moseley Jamal Moseley Beal Orlando Portland
How To Deal With Creative Burnout

The Accidental Creative

02:32 min | 3 weeks ago

How To Deal With Creative Burnout

"How do we deal with creative burnout. Six ideas six tips that we can implement. The first is this pause and organiz pause and organiz. Sometimes the burn out that we feel. The overwhelm isn't the result of having too much on our plate. It's the result of us. Not knowing what is on our plate we have a sense of. What's on our plate. We have a sense of all the open loops in our world. We have a sense of all that is undone. The weight of all that is undone. But we don't really have a good grasp on what it will take to accomplish it to get it done. And so as a result we feel stress that is sourced not in the work itself but our fear of what. It's going to take to do the work. So pause and organiz what i mean by that is take a pause and do assessment of all of the open loops that still have to be closed. Are all of the problems you still have to solve whether all the administrative tasks that still need to be done whether all the conversations still need to be had take out a sheet of paper. And yes i mean a literal sheet of paper and write down. Everything used to brain dump right there on the page. Now some of you might think wait a minute. That's going to stress me out even more when i see it all out there on the page but no. That's not true. What happens when we do this. Is we begin to feel a sense of relief because we know that everything that we have to do is captured right there on the page. Now it can be organized and you can develop a plan of attack okay. You're no longer dealing with the weight of what's been done instead. You're dealing with the weight of the tasks on your task list which is which is fantastic. That's great but that's very different from dealing with the psychological stress of the unknowing of the uncertainty. So the first thing to do. When you're feeling burn out is to pause and organiz do a brain dump. Put everything on a piece of paper a why. Why is that important. Because then you can begin to move forward in a meaningful in strategic. Wayne we'll talk about how to do that in just a minute. The second thing. Is this clear the decks okay. Clear the decks. What i mean by that is get rid of the non essentials the things that are filling your life that may be served a purpose at one point but now need to be pruned. We need to manage our energy effectively when we're going through times of out and managing our energy effectively means channeling our energy toward the things that really provide significant progress because progress yields motivation

Organiz Wayne
Statues of Confederate Generals Robert E. Lee and Stonewall Jackson Removed in Charlottesville

WTOP 24 Hour News

00:45 sec | 3 weeks ago

Statues of Confederate Generals Robert E. Lee and Stonewall Jackson Removed in Charlottesville

"Robert E. Lee and Stonewall Jackson gone a third on its way taken down in Charlottesville, one member of the City Council, saying No, it's back to business of running the city. I'm just glad that we are finally able to implement the decision we made four years ago. Lloyd Snook is a Charlottesville City Council member who admits several years ago He wasn't for the removal of the Confederate statues. But he says two things became Clear. One was that the statues were a magnet for people. We did not want to attract to Charlottesville, the second that deadly unite the right rally in the death of two Virginia state troopers in a helicopter accident during the 2017 rally, he says, as the city moves forward when it comes to the statues, so we have not yet decided what's going to happen with the statues. So for now, they'll remain in storage. Mike Murillo, w

Lloyd Snook Charlottesville City Council Charlottesville Stonewall Jackson Robert E. Lee City Council Virginia Mike Murillo
"two things" Discussed on Earn Your Happy

Earn Your Happy

06:34 min | 7 months ago

"two things" Discussed on Earn Your Happy

"Create more space. Twenty twenty one. My word for twenty twenty one is space. And i mean down from. They've heard us say on this podcast past moving from crowded busy los angeles to Scottsdale here where it's we've got more space literally literally and metaphorically speaking you know so much more space. But i mean i'm going to create more space in my schedule. I'm going to create more space in my head. I'm our good friend. Jim quick he once said to me a couple years ago he goes. Hey chris you gotta leave more space for the miracles man and that stuck with me and i started to do that for while and the miracle started show up and then all of a sudden i just went crazy deep into busy dumb or diagnosed with a word. But you know what i mean. Yeah and i forgot his great advice that was paying off. He man you gotta leave more space for the miracle slowly and so i'm gonna leave more space for the miracles in twenty twenty one. I'm going to do things. Like i'm cutting my level mastermind in half from forty businesses to twenty. Well now that cuts revenue half But it gives me more space and we're going for quality over quantity you know. Each space will be that much more significant in much inaugural rational yes I'm only going to take clients. I love like ones that. I've got goose bump excitement over gore course heavy right. We're launching that business course coming up in the very beginning of twenty one in order to take me out of the picture a little bit as being the product. Yeah we're gonna get more space. Yup i'm going to only record episodes. I want on my podcasts. And only say yes to being on shows that i can't wait to be on in the past say yes to shows because i've obligated or Don't want them to feel bad or is it. It'd be nice for me. Do or how while so good way for me to spread my message. Same thing i used to speak events at necessarily didn't align i used to teach on people's programs are in their groups worth you know maybe as a smaller group of dental line. I'm gonna create more space by only saying yes to the opportunities that i want on the most soulful exciting level and the rest of musee. No to and You know it's just like a million different ways. My weekends are going to be protected in my new contract. That goes out to all my coaching clients by mastermind. There's a whole new klausner of what my business hours are. He's not negotiable business hours. I mean i'm physically and literally and metaphorically creating more space in two thousand twenty one. I love that. And it's so interesting. Because again i love pointing out to people. If they're like oh. I wanna do that. You just started a business like you gotta put in your years of yes. I had years where. I'd say yes to everything to figure out what those clear things were in also to develop your name like you if you would have just launched You know being who you are. We know who you are. And what you're capable of. But that's like everybody's gotta learn about it and the only way that you can do that is by helping a shit ton of people and figuring out you know getting your name out there getting podcasting yes to everything and then like you hit this place where you're like okay. Because you picked up momentum and we see the momentum and now we know that you can take that space but the i love how you just said that this is such an important purfication for people. I've found the momentum and the right to make this a you're taking more space right whereas you said some people are in their europe. Yes yes more exposure. Yes more opportunity. Yes more partners. Yes more clients and it's very important to know which you're are you are in Right are you in the europe. Yes or are you in the year where you've earned the right to take more space. This is interesting. Because i'm in a bit of a year of yes but because of all of the data that i have collected i can now see what yes as will pay off a lot more and where my time is better where so now. I am in a bit of a now in certain places. Because i'm getting asked to do a lot of things that are aligned with my old life and what i do with those is. It's kind of like okay. Am i able like. I'll ask them if it's a great audience and i know it could convert into light. Pink awareness I asked them if. I can just talk on that. Where the interview me on. Just that if they're only interested in like you know the connection tribe female empowerment You know i'll tell them. That's amazing. Can i still talk about the alcohol company. And how that connects to that And if not. Maybe i won't do that. Maybe i won't do that one. Maybe i'll do one who allows me to be able to talk about the company so that my time is used in the most valuable way. Because i'm not. I'm not pushing the book anymore. I'm not pushing those certain things. I love that are so by two things. I'm gonna do better. Twenty run like hold us accountable. Guys mine is taking better care of myself physically mentally and creating more space. What are your two in. You always asked me. And i forget i'm Norring my needs interesting my gut ignoring your needs. I'm sorry Asking for what. I need ignoring my needs. Y we just spent eighteen minutes professing what we're going to do better and then at the end you like. I'm going to ignore my needs. Jesus woman sorry some. It's okay to make mistakes of. I got okay. I love it so yours. Which are what are your two. I don't remember honey there in my notes Let's see us. Not ignoring my needs and trusting my gut. Arlene the energy. I love it. I guess. I sure appreciate your listens. I sure appreciate your holiness carnival. This i sure appreciate you supporting us in this. We support you. We are here to hold you accountable. Let's make this the best year ever until next time. Earn your happy and when good people make good money they do. Great things. I remember nailed it. Thank you so much for spending this time with me on the earn. Your happy podcast. I am so glad that you stopped by. If you could take one second to share this episode with someone you think would love it. That would be absolutely amazing and we would be forever grateful also. Please leave us a review. If you feel so moved by going to. I tunes and leaving us. An honest thought and honest comment. Tell us what you think. Tell us what you want to hear more. It would help us out on our journey to helping thousands and thousands of people until then. Don't forget to earn your happy thanksgiving guys.

Jim quick Scottsdale klausner gore los angeles chris europe Arlene
"two things" Discussed on Earn Your Happy

Earn Your Happy

07:14 min | 7 months ago

"two things" Discussed on Earn Your Happy

"Nobody wants to see that tried to like my first thought was to support. My first thought was oh shit like just busted out laughing but my second thought was. I don't feel that all but i get it. You know yeah well you know we're always our own hardest critic and i don't like what i see. Sometimes in two thousand twenty physically feel many times in two thousand twenty and so when i sang take better care of myself. Some of the things commonsense right. I'm going to continue to make sleep a priority new really help doing that by putting to bed every night like i'm but we've always done a good job making super prior to so. I'm going to continue to do that. But i'm also going to read more. I gotta wait. I used to be known for reading books. Like the thing like. Oh that's a guy thirty bucks in thirty days. And i read so much about me. Hey what brooklyn and. I don't read for squat in two thousand twenty. So i'm going to get back to reading love that Listening to more podcasts Get a trainer again. You know in two thousand twenty. Unfortunately we weren't able to go the gym anymore for the bulk of the year. That's where my trainer was and got. I was like amazing freaking shape as i'm going to get a trainer again in twenty twenty one I'm going to even explore all my my elder friends. Are there in peptides and all these other things that you this physical edge. So i'm gonna start exploring all that and twenty twenty one and all the bio hacks. I would call them. Yeah i'm gonna eat better than i did. In twenty twenty and twenty twenty one. So i'm just gonna take better mental and physical care myself. You know the the the meditation five or ten minutes every single morning that we say we want to do but we hardly ever do. I'm going to do that more. And kind of like the one that you just said Finally what was. How'd you phrase it getting what you need asking what you need. yeah. I'm going to plan what i need. Order take better care of myself. Met up mentally and physically in twenty twenty one. I love that. it's crazy. how things come in phases like they really do. It's so sometimes you have years like your last year where you just really needed to show up and figure out what it looked like to serve as hard as you did. And then what happens is it reveals itself that you need more like the operating system. Can't support what you were doing without an upgrade and so it's that awareness and building that slow like this'll be built slow you guys if you're hearing all of that he's not going to implement that overnight like he will figure it out. Yeah hurts monday all right okay. My number two is trusting energy. Even more now people are like. Oh god. that's so. Whoa that's not even necessarily what i'm talking about. I'm talking about your actual energy. So when you're thinking of an idea or when you're thinking of your business and i'm not saying parts of your business because trust me. I think of parts of light pink. And i wanna like i wanna cry right like i lose all my energy when i'm thinking about the logistics or numbers or you know different things like that i'm talking about the overall idea of you know an overall like outcome and also what you can do in your date what your actual day-to-day looks like like what you want it to end up looking like so. Yes in the beginning of building light pink. There's a lot of things that don't give me a ton of energy but eventually i'm structuring my day to make sure that i spend a lot of time in the things when i think about they give me a lot of energy. It doesn't mean they don't make me super tired. It means that during them. I get a bit excited to do it. I you know. Start to like. Open up this channel. That gives me a lot of life. Like i talk faster. I get really excited. I look forward to that morning. Because i have a strategy session with somebody and i. You know it's figuring out. What are those things that you can be in more often than not because if you have weeks upon weeks where you aren't looking forward to the thing that you're doing that's telling you something and it doesn't mean that you can you can get out of it right away right like some of you have a year ahead of you where you're going to be in a lot of stuff setting a foundation that is not going to give you a ton of energy but it is required for what you're going to start setting what you're going to be able to start setting your day up as in the future of your company so that's an interesting conversation because people are like well. It doesn't give me energy right now but the overall idea of the picture that you wanna paint for the next two years three years. Start to get you in that strategic place but that takes a lot of mindfulness to make sure you're always operating in a way that will get you into the most energy because what happens is we can get stuck in our ego. We wanna keep that title of ceo or we wanna keep that title of you know. You're the main person in your business when really what you realize. Is that if you just partnered with somebody an even split your cost. You'd probably end up making or split your profit. You'd probably end up making way more money. Because you'd spend way more time enjoying your life and having fun and being more of a magnet that might be a breakthrough for people you know to. I see too many people out there. Fighting for one hundred percent of ten dollars exactly fifty percent of million yep. Isn't that interesting. I was just reading about different companies and they said you know when starting a company one of the first things you wanna think about is finding co-founder. I thought that was so interesting. There were like let's look at every single company out there. What they ended up doing was getting a co founder. So the very first thing that people do is they start a company and then they go. Who else can i bring in. Because two mines are better than one and i just think that in this like self employed entrepreneur arena. We do not do that. Like we don't do co-founders we hire. But we don't necessarily say who's got that you know who's got that thing that gets me excited to work with them. That gives me energy. That is better than me and these certain areas. So i just think that's something really huge to think about. It's easy to get greedy right or get like i don't want to split that title or oh i'm not sure but when you find paul fearful totally but it doesn't work out. I mean you can go into something and be so upfront right that that support yourself around your fears. That's the problem we've never learned. We've never seen her parents do it. We've never seen these huge people who've started different companies or even these entrepreneurs online we don't see what their fears are and how they support themselves around it and i think that having Really clear expectations and tough conversations and written documentation and knowing what your ultimate goal is and what role you want and what role they want. And what's the tough conversations that aren't being hadn't asking each other that like where where if we were going to have trouble. Where would it be. Have that conversation like on the first day or the first week or before you signed any contracts like venues supported yourself around it. Then you've gotten all the weird stuff out of the way love art so in one sentence what was number two My number two was trusting energy even more love. It very cool. My number two was. I'm going to.

brooklyn paul
"two things" Discussed on THE BRENDON SHOW

THE BRENDON SHOW

04:27 min | 1 year ago

"two things" Discussed on THE BRENDON SHOW

"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

03:58 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"Definitely get plugged in with someone that can walk you through and to help you. All right. I'm going back to the phone. I've got Zane on the line Zane in Arkansas. How can I help you? Hey, Chris, how're you buddy? I'm focused and not finished. How are you? I'm doing great. I'm doing great adequate coal for you a little bit of background, and may I'm actually going to graduate from college debt free. Thank Lord co. Yes, I've always been a saver. And all this from the time that I was young that was something my parents instilled in me and my dad kinda turned me onto investing. And honestly when I was young I was kind of doing I mean, silver coins all that stuff. And now, I've moved into doing the stock market and all that, and I've acquired about twenty thousand dollar network in the stock market, and before I even listen to your show, I was looking for a financial adviser, and I've tried to find somebody like Dave said that wasn't trying to fail me and trying to be teacher and. And I went through a couple of guys, and I found one and my financial adviser wants to move this into a Roth IRA and be honest with you. I'm twenty one years old. And that's one thing that just it scares me to death because I mean, I think I would go nuts. If I had to spend this money for anything because I've worked too hard to to get it. That's right field like locking away for almost forty years as I think like attorney away for me. And I don't know what the best thing to do. Oh zane. I appreciate you. Again. Remind me how old are you twenty one? Twenty one years old call them in you've got twenty thousand dollars that you've saved up about to graduate college debt, free, zinc. You are unicorn you know, that I just caught a unicorn down in Arkansas, dude. Listen, thank you so much for calling in. And you're right. You've worked hard to earn this money. You've worked hard. I think the big thing is to give some thought to what's your goal for the money. Right. Did you put that aside is that part of your emergency fund is this money that you were saving toward retirement? I think that's the first step, okay? In naming that. Okay. Now one option. Do you have an emergency fund yet? I don't have a separate fund or anything like that just have money in my checking account that I've set aside just don't touch. All right. Good. Good. So in that scenario Zane what I'd do is take a thousand of that put it over and on money market account any place any Bank that you Bank at can set up a money market account. Let's call that the starter a thousand dollar -mergency fund. Now, it's a matter of thinking through the mindset now, here's the deal whenever you hear Roth. I want you to feel Tinguely. Okay. I want you to get some goose pimples, right because that means tax free growth. So what's your investment? Professional was setting you up for at twenty one years old is taking some of that money. Maybe five thousand of it maybe ten thousand of it and converting it to Roth, which means you. Go ahead and pay. The taxes on it. Right. But now from h twenty one all the way up that money's going to be growing tax free. But I think that's putting the cart before the horse. We've got to begin to think about the goals for the money. And what it is. You're trying to accomplish your saving nature is already gonna put you on your everyday millionaire journey. So it's a great opportunity for you to really be able to walk through and to really chase down and to get to your goals. So I wanna encourage you stay on the path stays zeroed in stay very very clear on all the decisions that you make as you move forward. And I promise you you're going to have an opportunity to make the change not only in your life. But in your legacy as you move forward, my friend Zane thank you so much for calling in. It's always great to talk to young people that are listening and so- VIP's share tell people about the show. Let's get them plugged in. And let's change the face of our country financially by being focused and not finished. Well, listen, if you want.

Zane Arkansas Roth Chris Lord co VIP attorney Dave Tinguely twenty one years twenty thousand dollars twenty thousand dollar Twenty one years thousand dollar forty years
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

01:51 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"That's not well spent at all. So I would encourage you guys sit down talk about it come up with that kind of range of how you're looking to buy and then begin to talk with a real estate E L P right to really talk about areas, and what houses are going for in your area. And then you guys back in from their baby. Step three, b I don't want you doing that for three years. Right. I don't want you missing out on compound interest. But setting those parameters up really help you all stay focus and really understand what it is. You're saving toward. So that's my tip for you, my friend and again, thank you for your support. All right. Listen, be IP's. You know, I love seeing you as I travel around the country, I've bumped into people in airports even at restaurants coffee shops. I love it people walk up to me. And they'll say, hey, I'm focusing not finish. And I I wanna hug him right back. I gotta be careful out in public doing it because won't get taste, right? But, you know, give a fist bump or something. Just come on in here. I'm proud of you right because we are team. But here's the deal if you are ever in or around Nashville, I want you to come by Ramsey solutions. I want you to come in and see us. Now. Here's the deal. I'm traveling. I'm all over the place, but DWI's here, and he would love to see you love to meet you and hear your story. A lot of you have done this already, and he's taken photos with you and things of that nature because you're fans of the Chris HOGAN show. Well, guess what? We're also fans of you. And we wanna meet you. I wanna hear your story. I wanna hear your success. And guess what? If you have a question. Let DWI no we'd love to find out where you're from. What brought you to town. What are some of the big goals and dreams that you're chasing? And so we'd love to connect with you. So again, if you're ever here air around Nashville swing by Ramsey solutions. Go to the front desk asked for DWI. They'll hunt him down if he's here. Trust me..

Ramsey solutions Nashville Chris HOGAN three years
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

03:33 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"Or you can send us an Email the Email addresses ask at Chris HOGAN, three sixty dot com. We would absolutely love to be able to hear from you. All right. I'm going back to the phone lines. I've got Sydney on the line from North Carolina, Sydney. How are you? How how How are are you? you? I'm focused not finished. What can I do for you today today? I'm having a little bit of trouble understanding when I am because to invis-, okay? Current graduate student. I recently graduated from undergrad with about twenty eight thousand dollars in student loans to pay that. Okay. And I'm currently paying back about a thousand dollars a month for grad school, and I'm living with my parents. Okay. So I'm just not sure to be as far as that's my 4._0._1._K. And I'm definitely trying to be an everyday millionaires. Yes there. Hey, I'm twenty one years old twenty one years old. Okay. Listen, I need to know who taught you about this money stuff. My uncle date. I'll go drain uncle dre. What did he do tell you about Dave? How did he teach you? He tells me about you and Mr. day, and he said that I need to start saving now for the future because I'll need in the future. He said, there's no telling what, you know. So we will look like years from now. So. I'm so proud of you because not only did you listen, but you took action and then the keys, so here's what you all. Right. So let's talk about scenario you got twenty eight thousand dollars in student loan debt. Right. Okay. Do you owe anything else anything else, but I'm currently paying through graduate school? Okay. All right. I like that. So are you working full-time and going to school at night or you working nights and going to school during the day while I'm working for time? And I'm going to school on my get my masters in healthcare ministration at the hospital while extending that is fantastic. So here's what I want you to do. I'm proud of you. I really am city. Why want you to do is right now you've got one debt, and that's the student loan debt. You're working your way. So you're not taking on any more graduate school dad as you work. I like that. But the focus for you right now is your own a baby step two. All right. You're going to attack that and then after you pay off that student loan debt. And again, then you can start to build up your emergency fund up three to six months of expenses. Then you can start to invest. Okay. You're twenty one years old. You're so ahead of the game. And I promise you you are on path to become an everyday millionaire. There is no doubt in my mind. And so just stay focused look at it. Oh and city. Listen, let me give you some other advice. All right. They're going to be cars out there that you're gonna like, and they're these places call car dealerships that won't you to come on there. And they want you to go temporarily insane. Okay. They won't you just mentally check out and get so caught up in the shiny that they want you to sign up for a payment. I want you to listen on HOGAN. Okay. You listen to your other back. Then what you listen to me. Now, don't do it. Okay. Don't do. It. Don't sign up for that. I want you to save up pay cash for car if you want it and then go from there. Oh, and by the way, they're these little kiosks in the mall, and in airports that they have this little card that they want you to sign up for because they tell you that it's like free money, and they give you points and flights. Okay. Taes them and run. Okay. Now, don't taste people. Because then I gotta get you a Bill bond don't do that. But once you stay away from them because those call credit cards, they're not your friend. They feel like an adult thing to do. But I promise you, it's a foolish thing to do. Ask anybody like me that walk through it and took time to clean it up. Don't go down that path the best way to avoid problems is to stay away from problem.

Mr. day Dave Chris HOGAN graduate student Sydney North Carolina Bill bond twenty one years twenty eight thousand dollars thousand dollars six months
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

04:00 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"Right. We're going to get serious. Why? Because I feel like in the next eighteen months, you can put all this behind you. But it's going to take a plan. It's gonna take sacrifice gonna take effort. And I want you to start to grow forward and take it step by step. And again, it's a great opportunity be aware take the steps and be able to help yourself you've on you can do this. But do me a favor and do you a bigger favor? Don't touch other 4._0._1._K leave it alone and let that money grow. Thank you for calling in VIP's. I want to hear from you. If you've got a question or you wanna share your success story, maybe urine everyday millionaire right now out there hiding in plain sight, I wanna hear from you. Give us a call the number to call is eight four four eight three nine three eight three. All right VIP's. I'm going back to the phone. I've got Casey in Minnesota, Casey. How are you? How are you? I'm focused and not finish. How can I help you today? Right. So my husband, and I went to financial peace university about four years ago. Everything goes to plan, we'll all less than ten thousand dollars on our house in may. Wow. So I'm kinda wondering at that point. So we have a full six month emergency fund at that point. We just take like whatever's left of that balance and just pay off the house and have no mortgage. Back up to the full six months. Keep pushing to pay it off. Gotcha. So tell me this Casey, how much do you own the home right now, it is about twenty five thousand twenty five thousand and you all have paid that down from how much did you borrow when you first got in there? About sixty four thousand fantastic. So you're sitting here telling me that you guys have a fully funded emergency fund. And now you're getting ready to attack the house. I love it. I love it. And Casey, I also liked that you all are looking. So you got a mindset you all are weird, you know, 'cause normals broke. Maybe you're looking at things different. That's right. How old are you? All I am thirty one thirty one years thirty thirty and thirty one years old sitting here fully-funded emergency fund twenty five thousand left on the house and ready to roll. All right. Here's the deal. All right. What's your husband think about your plan? And you like the idea of just like the whole it's just done. Okay. All right. So he wants to be done and you want to be done to right. Okay. All right. Here's the deal. I want you to be done to. But I don't want you to take away from your safety cushion. All right. That that emergency fund is there to give you peace. See you. Piece in places. You don't even know used to be stressed? All right because that money is sitting there in the Bank, and you know, if a car acts up, right if somebody if there's an emergency, or whatever it is, you know, you've got money there. So Casey, here's what I want you to do. I want you all to leave that emergency fund sitting there. But I want you to redirect that focus toward attack in the rest of the twenty five thousand dollars on the house. You see doing that? You all are already on target thirty and thirty one years old, you're not messing around. I'm proud of you all, but I don't want you to take away from your safety cushion. So tighten up the budget. Look to see what you can do. I firmly believe that that house will be paid off faster than you thought. Just because you're aligned you're working together. And you're talking about this together. So Casey, keep up the great work. I'm excited and oh, by the way, do me a favor. Casey when you all do pay off that house. I want a picture a selfie of you. And your husband standing in front of that house? Stick out your arm. Click the button if you gotta get one little selfie stick. Bob's is that what it's called w he's second his head. Yes. Get a selfie stick take a picture in front of you in that house. And I want you to Email it to me send it to ask at Chris HOGAN, three six dot com. Because guess what that's going up on my happy board..

Casey Chris HOGAN Bob Minnesota thirty one years twenty five thousand dollars thirty one thirty one years ten thousand dollars eighteen months four years six months six month
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

01:48 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"Is about eleven thousand is that on a couple of cards or just one on three different cards through different cards. Okay. And tell me about this tax Bill. What's going on all have taxes have one with the IRS? For a retirement that I took out when I was in California. And because I was in California. I also have a franchise tax board. Right and how much do you owe the IRS right now? I heard them about thirteen thousand five hundred. How much did you pull out of your 4._0._1._K? Don't be mad at me. I'm not going to be mad at you all of that. It was a huge mistake that I made I had approximately one hundred thousand in there. Okay. And I pulled it out early to move to Utah to buy a house and live in Utah. And it didn't turn out right? I'm going to be mad at you. My goal is to help you. I can hear it in your voice that you already. You've got that regret feeling. Don't you? Yeah. I had an I now have an ex husband who benefited from that. And because he did not file joint tax with me. He filed married single all that that was left to me. And you remove into Utah. Do you have family in Utah? No, I'm from England. So my family back in England. At u it was it was moving out of California because it was getting too too costly. And. This is one of those things where okay, all right, and you so you the IRS thirteen thousand five hundred how much do you owe.

IRS Utah California England
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

01:43 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"Chris HOGAN, three six dot com. A to do yard Q. Okay. If you haven't done the retired Spar ocean yet, then you sitting in the dark because you don't know how much you're going to need. You don't know what your idea is of win. And where the ARA Q will help you with this because you plug in how much you wanna live on per month. And how many years you plan to retire? And then how much you currently have saved and do the calculation for you. It's a tool so it gives you an idea. A ballpark of how much you're gonna need. Right. But then it takes it a step further and shows you how much you need to be investing to be able to get there. And so yes, I love this article because being able to retire early. It is going to give you more freedom. It's also going to give you more time. And for me, it's a matter of being aware of this. Because I want to be in control. I want to do the things I wanna do. And I want to be able to do things with people that matter the most so again DWI going to put a link to this in the show notes where you can read the full article, it's not a long article. But I also want you to share that information with friends push that out to a brother or a cousin or you unsure if they're on pace for retirement are they ready to live their dreams spread this information. And also want you to share the information with them about the show, tell them there's bald man on the radio talking with a high pitched voice. That he's talking to people and shooting people straight. You know, why the more we share this information? The more aware we can become and we can start to take steps in the right direction because we're not finished. We're getting focused because we're making things happen. All right. If you've got a question or you wanna share success story? I want you to call me the number to call is eight four four two eight three nine three three again. That's eight four four two eight three nine three eight three.

Chris HOGAN Spar ocean
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

03:14 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"Fiance has a special needs on and were expecting our first child in February. And I'm just trying to figure out how can set my family up for six. Yes. Or kind of a brand. Plush, yet is a broad question, buddy. But you've got a lot going on with the specialties. Boy, what does he have? He's got something skins in Sicily, basically, his brains not firing the way to okay. So. Yeah, that's basically, okay. How old is he he he's eight years old. Okay. His he and therapy and treatments for this work trying to get him into the trying to do an equestrian fair regained control this other than that. He's in a wheelchair. He's nonverbal. Okay. I'm sorry to hear that. I know having a young boy myself with special needs it can definite-. Definitely be a challenge. What I would say Danny with what you're doing being focused like working through the baby steps that's going to be the thing that's going to help meaning getting intentional attack in debt. Like do. You guys have debt right now. Nicer that for him wanna just. I love that. So debt-free being intentional you guys talking about. You're getting married if we're gonna do it Knicks them. Okay. Very good. So here's what I'm gonna give you some tips working through the baby steps get your three to six months of -mergency funds docked up just because you're going to feel better. She's gonna feel better. Once you guys have that at once you get married, but with the marriage, listen to me, Danny is going to be important right here. You got to set a budget on this thing. Okay. Because they can get out of hand. Now. Listen, Dan, it gave crazy. I know by wants you to talk with her and get an idea of what she wants the wedding. The look like because here's the deal. Have you ever been to a steakhouse, Danny? Yes. All right. Okay. I'm red blooded American to you know, we go into say, you know, how they you go in and you get a steak, but they give you a baked potato on the side. Okay. This steak is the main course, isn't it? Yes. Okay. The big tasers. They're hanging out. All right. Listen to me. Nobody told me this. But I'm about to shoot straight when it comes to the wedding, Danny? You're the big potato. You just listen you serve a role. You're just there on the side. Okay. She's the steak, and so it's important to know this going in just so you can be aware and be on the same page. But I'm serious though. I want you guys to come up with a dollar amount that you're willing to spin and only want you to do cash on this wedding. Okay. And so it walking through this new baby. Come and you have an emergency fund and stuff in place. It's gonna love you to breathe, but just trust me, my friend. Stay connected to those baby steps and stay on that track. Dan, you got a lot of new stuff happening your father to a special needs. Boy, you got a new baby coming and planning on a wedding proud of you. Because the sign of a real man is take care of responsibilities. And so you guys talking together and talking about this wedding. This is a big expense. It's a big deal. But remember the wedding is the beginning. It's not the finale. And so that's something. You was wanna move together. And go forward, I'm gonna tell you this. I'm on a gift you something right now. Get you guys plugged into financial peace university to be able to go through this. This. So you guys can look at finances right now individually right 'cause not married yet. But once you get married now, you guys can start to look and to talk and to work as a team..

Danny Dan Sicily Knicks eight years six months
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

03:45 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"To commit to this plant, which meant they found a modest place to rent they drove the cars that they have and as their income increased the check them out that they were paying toward the debt increase. Now. I'm going to tell you the six hundred thousand took them around six years to do that. But on the other side of that Christina what you'd hear me now their income that they're making. It's staying with them. Okay. Don't let this hang around because it will steal your joy you look at this. And you go this is what we've done, but I know you all can attack this. So is your husband on the same page with you? Okay. Okay. Okay. And that motivation is going to be important. But here's the thing motivation. It's almost like bathing, right? Like, we bathed day to get clean. And so you're going to need some daily doses of motivation to be able to stay motivated. All right. So I would get some kind of mom that you shade in on how much you're paying off or something you put for every ten thousand you knock down because this is going to be a marathon. All right. But I promise you if you all stay focus as your income, your income's going to grow your making one twenty five right now, you know, what you can make out there based on work ethic. So stay focused and above them. Make sure you're working together as a team. Okay. All right. So this is big. Okay. VIP's you get into student loan debt. And I'm gonna tell you average student loan debts thirty seven thousand out there ever somebody that's out there that's making twenty five to thirty year thirty seven thousand can fill like a half million. And so it really isn't about the size of the debt. It's the size of the fight in the individual that wants to tack this and get it out of the life and Christina. I know you and your husband together. Talking and being focused you've already paid off fifteen thousand that's great. But you're going to have to stay on that path you need to be careful because you'll start to get this mindset of oh gosh. I just wish it could be done. I know. I know you do, but we can't wish we gotta work. All right VIP's. We told you. We'd love to meet you here at Ramsey solutions right here in Brentwood, Tennessee, definitely what you to come by the office. The I'm out traveling all over the place, but DWI is typically here. And so if you're near the office swing by we'd love to meet you you can go to the front desk. Ask for David Wilkinson d-w, and they'll reach out to him and find him. But if he's here he'd love to come down and get a picture with you. I think we have one picture they're going to throw up of a couple that swum by airs you look at it right there looking all style was what it beard and everything I got beard envy. But I'm not gonna talk about that right now. But to come by to take a photo, and I'm gonna tell you something getting a chance to meet you. We love hearing your story. Face to face. This Kellyanne Jimmy Kelly is a police officer Jimmy as a self employed business person. But here's the beauty of it. Come in by here. I think they got reenergize meeting up d-w because they told us that they're going to be back in six seven months to do their debt free scream. You see it's not an accident. That's not somebody. That's just hoping things work out. These people are focused and so killing Jimmy. Thank you so much for coming by. It was great for DWI meet you he had a blast talking with you. And I can't wait to meet you when you come back into your debt free screen, so VIP's if you're near the area and we've had people come by. And I've met them DWI method taken photos, we'd love to be able to meet you and to be able to see you and get face to face with you because that's fun for us. The great opportunity to meet you into hear your story. Face to face. All right. I'm going back to the phones. I got Danny on the line, Danny? How are you? How are you? Oh, I'm focused not finish, my friend. You're calling me down in Atlanta. Please tell me you're not driving that traffic. No, sir. All right. Okay. Very good. Well, how can I help you today? A quick question for you on twenty five I'm engaged, and my.

Jimmy Kelly Christina David Wilkinson Danny Tennessee Ramsey solutions Brentwood Atlanta self employed officer six seven months thirty year six years
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

04:12 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"We'd love to be able to hear from you. Okay. I've got Christina on the line out of Florida, Christina. How are you? Hi, I'm good. How are you? I'm focused and not finish. Hey, how is the weather in Florida right now? The weather's really nice right now. It's not too hot befall. Okay. So again right there. You're not gonna tell me number are you what was seventy eight. I'm not happy with you. Okay. That's warmer there. I'm coming down to hang out with you here in a little while Christina. How can I help today? I call them because my husband, and I ever attorneys, we have a very significant amount of debt. And so we're kind of just wondering like we want to begin investing. But we know what type bag, you know. We're kind of wondering what to do. Okay. So both of you are attorneys that means both of you did undergrad as well as law school correct yet. Okay. Have you added up the student loan debt over five hundred thousand dollars actually over home out over five hundred thousand? Ooh. Fair for law school, you went to private schools when you hear that number out loud. How does that make you feel overwhelmed? How does it make your husband feel we both very overwhelmed too? Yeah. What's big number? You know, it's easy. Once you move forward. And you're able to look back at that to know. So is this undergrad as well as law school, or is this all law school? Very minimal. How much is undergrad? You think? Probably twenty thousand of it. Okay. It's actually probably exactly that it probably hovering five hundred twenty. All right. And so in this what type of law you all both practicing. We're both much lower of what Gatien I'm doing plaintiff side work with on. And he's doing on defense general for the litigation. Okay. Will you all aware of this that throughout the process or has been an eye opener here recently? Well, we both weren't married at the time. We got married after law school. We both went into with like interesting being around two hundred fifty. So we assume oh, so it'd be like a mortgage and missile be at, but we get married to another kind of you know, out of together just doubled the fun student loan debt. So all right. So this is the reality this where we're looking at both of you have graduated pass the bar and are practicing. Yes, I did began practicing on this year. What is going to be the household income this year, it'll probably be about hundred twenty five into nine combined. All right. That's obviously the early on the ramp process. Correct. Correct Inca as you look at this. You guys have you bought a house already? Now, we haven't because of the debt we started paying off all our credit cards right now, and and so far were on credit card debt free. And so now, we're at paying off one one more private Mona five thousand and then after that is that five twenty. Oh, okay. All right. So how much credit card did? Did you all pay off? At least fifteen thousand. Thousand five alone about thirteen thousand week guy down about five. Okay. So you guys were just doing the debt smorgasbord weren't you credit cards where you live and off those? Colossal. Okay. Now. Here's the thing Christina because you all have had a shift because you've got intense on you've been paying off the debt. That's a good thing. And what small debts important to do? But this next one this mortgage standing in your way, this law school on this one is going to take a concerted effort. Okay. Like visit one of those that you guys are going to have to sit down and really look at this. And you're gonna say we don't need like a potential game plan. We need a plan. I love the fact that you haven't won for route to try to buy a home because I wouldn't right now. I just wouldn't I would attack this debt this student loan debt to get it out of your life because your husband had a half mil. Right. And as income increases if you all will do this. If you all will just get focused over the next three to four years, I feel like being intentional in may take you five, but as you income grows if you keep lifestyle the same, and you grow them out your throwing this debt. You can get this out of your life..

Christina Florida Mona five hundred thousand dollars thirteen thousand week four years
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

02:05 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"And by the way, you heard me refer to that giving story with my son. I'll be doing that story at this event. So you'll have an opportunity to hear it firsthand live from stage. So that's awesome. I hope you all are able to plug in set aside time if you're married make it a date night. Sit there together get to some popcorn and watch. What happens it's going to be fantastic. Dave, and I both will be at this event. Now as always DWI have a link to this and the show notes, and if you're watching on the YouTube channel, click on the link below in it'll get you right there. Okay. Is. Time for my did. You know, now, you all know, I love to browse through things. I love to read articles and stay up to date on some stuff. I'm going to share with this did, you know, twenty four million homeowners would tap into home equity to keep up with their household bills. Excuse me. Yeah. Let me say it. One more time twenty four million homeowners tap into their home equity to keep up with a regular household bills. Now, I'm going to talk about this where I've been it. Because too many times we go the course of least resistance, the meaning we see this thing we've heard about it. And so we just think it's easy. But if we back up really unpack the American dream the goal is not to just buy a home, but to pay that bad boy off, right? I mean that's the goal if we're honest in were serious about it. Right. And so when you tap into equity. The problem is is you're stealing money from yourself. Right. You're taking away money because the goal is to pay off the home to have it free and clear, and if you want to stay in it, you stay in it, all you're paying his property taxes and insurance or you, sell it, you get a pile of money, and you move on with life, but home equities, I'm telling you. It's one of the the slickest marketing tools that the Bank. Industry has had and the last gosh, twenty years number one home equity lines of credit, the called he locks couple things you need to know about this. I'm former banker so I'm gonna shoot gel straight number one. It uses your home's.

Dave YouTube Bank twenty years
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

02:15 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"You can find one start to talk about that. Because I'm gonna tell you James with your age at twenty six this mindset that you have to have thirty five thousand already on a Roth. I mean, that's awesome. Now, we plug in this missing component of the 4._0._1._K. To really allow compound interest to start to work for you, brother. You're going to be on the path to become an everyday millionaire. But we gotta be careful, right. We got understand there's offense and defense to everything that we do investing offense. But guess what we have to do play defense and avoid the stupid said VIP's, we got ovoid it 'cause it's lurking everywhere. It's at the mall. Let's on the car shop, it's in the sporting goods store. Everybody's got something. They won't you to sign up for. Everybody's got something that's going to help make you feel better. And remember debt doesn't ever make you feel better? What it makes you feel as pain and regret? So stay focus. You know, why VIP's because you're not finished. So listen, we've got something special. This is hot off the press DWI is still smoking. I gotta tell you about something. I'm just talking about offense defense. Let me ask you something. Do you wanna get smarter with your money? Well, I'm gonna tell you something one of the best ways to do that this to come to one of our live events. Now, we travel all around the country. This is Dave Rachel myself. And the O'neil we're out. They're talking about money. So you've got an opportunity. I love it. Because I love to see what happens when people are all surrounded by other focused people. I'd love to see the energy. I love to see the fun when people are moving in the same direction. It's amazing. And so you've seen it in sporting events where everybody's cheering on the same team. Imagine being in an arena or being in an event where you got people that are starting to seriously get focused on their money. These are people that are working hard. And so we've got a great opportunity for you. You see tomorrow? That's November fifteenth. I'm going to be speaking at our smart many event and San Antonio now. I know you thinking HOGAN, I don't live in Texas. I can't come see us there. But listen to me. Yes. You can because we're going to be live streaming this event. That's right. Livestream. Okay. For you, non technical people. I'm not technically. But here's what we're going to. We're going to make available to you. So all you have to do. And I'm only do some special for you. Because your VIP's I'm going to give you a special rate. So you.

VIP HOGAN Dave Rachel James San Antonio Texas
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

03:16 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"How can I get my second win? Well, diane. I appreciate you sending in this Email. I feel for you where you are. You've. Got a lot of things going on first and foremost, you made a statement in here, I've never owed this much money in my life. And that in itself can almost feel like it's sucking the joy out of your life. And that's what debt does it takes from you. But I want you to hear me this debt can be fixed. And you will I hear it in your voice that you're focused. You're doing things, you know, the direction to go. And so I just want to encourage you. I think our second wind can come from heaven people around us where we understand a couple of things number one. You are not alone. You're absolutely not alone. But you're also not finished because you definitely sound focused. Now, you've had a life change go onto with the divorce, and that's tough in itself. And I'm sorry to hear that. But I know, and I've talked to many people that have walked to things like that that just doesn't define you. This doesn't break you this allows you to move forward and to be stronger, and you don't mention whether or not if their kids involved, but if they are they're watching you there watching how you. Mom handled a scenario, and it's so important for you to make sure that you stay connected to them. And that you get people around you. I don't know if you're plugged into a church or not if you're not I really want to encourage you to find one find a friend. That's going get plugged in. Because what you're gonna find out as we all got scrapes and bruises we all walk through something or have walked through something. But then I want you to hear me. See I firmly believe that when you walk through a mess. It can qualify you to become a messenger the way that you live, and what you do can actually be a testimony to other women that are walking through that scenario and even other husbands. And so here me you're not done yet. The focus you have and how you're attacking paying debts. I want you to stay very very focus this car that you're about to pay off. I want you to drive this bad boy till the bumpers fall off. And if they do which is slap some tape around it and keep on driving because we're not gonna go backwards forward is the direction you're going to go. And I believe when you catch our breath, and we get new perspective, you're going to have an opportunity to do some. Mazing things and this amount of debt is something you can control, and you can attack this and get it out of your life. But just hear me, let's not add to it. So don't go out and shop to try to medicate the frustration of irritation to walk in through. That's something. I want you to talk out so get plugged into church. Get some good friends around you and stay connected, Diana. I'd love to hear and I'd love for you to write in or call in once you attack this debt because I'd love for you to do a debt free scream with me. Thank you so much for your Email. I appreciate that. All right next up. We gotta pumped and this is from the Facebook group Hogan's everyday millionaires Facebook group, this one's from Janet's. She says, so I watched Chris HOGAN, smart money talk. I loved his generosity teaching moment with his son, and I became curious as an everyday millionaire. What's a fun generosity story that I could share? So she says here you go. My favorite Christmas edition is to pass out twenty to fifty dollar tips to those who serve the business. We frequent we start around thanksgiving time to help cover own Christmas giving and she goes many of those folks do not receive bonuses..

Chris HOGAN Facebook Janet diane Diana fifty dollar
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

04:12 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"We didn't know you never know when it's going to happen. But you know, it will. That's right. We were fortunate we spent forty together, and I just wish it could be a few more this, ma'am. But but I'm I'm not what I'm going to eat or how I'm going to pay the bills. That left both of us feeling very comfortable. Yes. Absolutely. And I'm proud of you guys for working and staying focused and doing that. But you told me you said there was some resistance, right initially. What was the resistance to get started on a plan? Well, the resistance came from both of us initially. Okay. Because we knew what to do how to do it. And we didn't have to we didn't have to try to plan one step at a time. And at one point I I was over fifty and Mike was made his hi fees. Age group, man. And we realized you know, we make a lot of money, and we have nothing show for it. But. And I found Dave at that point and realize that this might work. We kinda started out with what you guys call the modified, Dave. And and we did that for a long time. And it just wasn't working in one day said, okay? You know, I'll just do it. You know, he says you gotta do it the right way. Or you're not really doing it. We started and it worked with me about two years to get Mike to get rid of the credit card. He's still thought that was a good thing. But when he started looking at and I made it down with me every month and look at the budget. Then he's kept saying, oh, well, this is good. When you finally realized. Yeah, you're doing good. I said, no where there you go. And he finally said, okay, I'll get rid of the credit cards, and we'll we'll just do with cash. I still use the on. Slopes. Sitting sitting in my wallet right now. I'm gonna tell you something the cash envelopes that was a game changing moment for me because it starts to give you control. So let me get this. Right. You all were in your fifties. When you got focused on doing this, correct? Okay. I just want the VIP's out there to listen because I got people of all age ranges right from the linear up to baby boomers and people will call me Jeanie. They'll say it's too late and see what you and your husband say at one more time for genie. It's never too late. You know, what ever do you believe it started? That's right. One of the things that really helped us. There was a lot of stuff that happened. It was just done luck. Nothing that we did my employer paid twelve percent of by income into before a one K, and we didn't even have I know, which is fabulous. And I really had no idea. What a good thing that until I got close to retirement and. So that was just kind of like I said dumb luck that didn't really have anything to do with us except for. That's where I went. And then we took care of the rest, you know, getting everything else all the stupid stuff paid off and got the house paid off. Don't we don't buy anything now unless we take cash for it. I like the genie while I'm very proud of you and thank you so much for taking the time to call in. And I'm very proud of what you all have accomplished. And you're right you and your husband worked hard, and you got focused and for those we I tease out there listening. You may be a little bit older. You may glance back and say I wish I would have started sooner guess what? It's never too late as genie just told you it is never ever she edited ever in there. It's never ever too late. It's what you have to do is to get started. You get focused. You get started. And you can start to attack some stuff and get it out of your life. Well, I'm gonna move into one of my favorite sections here. VIP? This is the section you caused you started sending emails, right? Ask it Chris HOGAN three sixty dot com and people were sending in stuff that they were either panicked about or they were pump..

Mike Dave Chris HOGAN Jeanie twelve percent two years one day one K
"two things" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

02:02 min | 2 years ago

"two things" Discussed on Chris Hogan's Retire Inspired

"Three sixty dot com. All right bomb excite look here. Let me let me double check. What we're doing? I'm going straight to the phone of genie on the line, Jeannie. How are you? I am great. And you oh, I'm focused not finishing lady. I appreciate you taking the time to call in. I understand that you have worked. It your way to a certain status these days where one of your everyday millionaires. That is fantastic. So tell me Jeanie what is your NetWorth million five? Okay. One million five and can you break that down? What's that comprise of about half cash and money in the 4._0._1._K half? It's real estate rental property, personal home and farm, very good and in yours process through this. What was your highest income in a given year highest ever probably about a little over hundred in our later years? Okay. Gotcha. And do you. Remember the lowest year you ever made. Both of us together probably around forty okay around forty. So you guys had a wide range you worked hard, but understand you've gone through some trials here recently. Well, yes, we did my husband fest way that two months ago. Which all that part is absolutely horrible. We had worked our way through all of the dumb stuff the tax. Steph new always talk about and we had everything paid off and paid for and plenty cash saved up and the 4._0._1._K. So it it's hard to. Okay. I'm have to worry about that. That is exactly right. You all definitely took care of business to put you in a position to where. Now, even though Lyft happened, and I'm so sorry to hear about the laws. If you don't have financial worry in your life true. And that that was the goal of why we did what we did..

Jeanie Jeannie Steph Lyft two months