20 Episode results for "Two Hundred Three Hundred Dollars"

2.8 Capitalism - Going Too Far?

Just Think

14:56 min | 2 years ago

2.8 Capitalism - Going Too Far?

"Hello and welcome to another episode just think today's episode comes from a facebook post all places I was scrolling through my time line doing normally do when I'm wasting time on my phone and come across this post of a picture of a Oh by Chris Cyber Ski these pieces were found on Free Music Archive Dot Org I recommend them for all music needs for your project and why that might leave one sort of jaded as to what happens on their different economic systems a managing now you're a few years so imagine being younger than me though and then thinking that you know you kind of come into the world about the time you're cognizant self comes into the world member of time the iphone was coming out in roll intensive purposes foams haven't changed too much in premise since the iphone came on the iphone plus I went back to Android and imagine the difference you know having grown up seeing this metamorphosis of technology dude shift from the world of smartphones that had variations that went from the typical flip phone chocolate bar to blackberry too a major leap forward in technology it was a major leap forward in mobile design it was a major leap forward even operation system design it was as he not little small town in California I was the first one of the first people in over the phone cell phone it was a nokia chocolate bar type of thing Nazi their profile picture read the caption in the premise of it was I'm all for capitalism and such but when you have to pay for air and water with a credit card we're talking old especially my standards so the razor hasn't even come out yet for Motorola's I had this chocolate bar thing and then you know imagine growing up the Motorola Razor which was I remember the Motorola Razor being it when I was a kid just so funny so a younger than me you're definitely part of the I generation where you had phones away too young I know in my age group in my particular area of the world was granted was a ah back and read I was like Oh I was pleasantly surprised by the poster and there's nothing on the poster I think it does point to a bigger problem though that the US seeing the progression from a chocolate bar to the modern day iphone or galaxy or pixel I just made the switch from the iphone eight plus to the note ten first or second grade I believe might have been third at the stretch I don't remember point is I was young so my mother and Dad to my mother was concerned younger than I am and I I'm saying this alluding to the fact of the poster was a few years younger than me which is not true which makes us even funnier but that's fine before smartphones were even a thing and the only reason why I had one was because it was a hand me down and I walked home from the bus to my house this would have been either changed dramatically in the last I don't know thirteen years we'll just say ten years last ten years in any meaningful way you know creating the circuit boards and the camera modules that do as much good work as they do today you don't understand unless you study these things the complex me to be able to call her while she was at work my dad were at work because family wasn't doing amazing at the time so I you know and it wasn't long walk it was maybe an eighth of a mile if he net so so it had this phone right and it wasn't as though Kia shut like chocolate bar thing it flipped out had this cordy keyboard that was eight at world beforehand right and then you kind of get this over simplified view of the world because not only is hasn't not chain that has really shifted the way we look at phones you you also don't know how it works you don't know the complexities in the electrical engineering and that creates that goes into these devices right so a rudimentary task like sending a text message doesn't appear to be the feat of engineering that it is and this is something that essentially a whole generation has a problem with and it's becoming more prevalent as more and more people look at capitalism as an evil system that brings down now there's a new one coming out which I would potentially maybe want just because for the hell of it and you you don't see that change the actual buttons on that we didn't have to learn the t nine system I still don't know how to do the t nine thing and that was you know teen was there was basically no phone with like if you are able to listen to this show right now you have too much free time because you're listening to a basically nobody talk for fifteen minutes or I am nobody I am not any took tons of generations in tons of man hours and tons of blood sweat and tears from many different people from all over the globe all throughout time it's just complete disregard for the the economic system that has created the prosperity prosperity we see especially in this country keyboard nighttime this weird old phone had accord humor in I enjoyed it I thought it was cool and it flipped imagine a little kid with when cell phones aren't really thing like the razor wasn't out yet ask you have free time you not focused on trying to survive you know you're not trying to forage for food or dig for war industry to get us to where we are now to where when you look at an air pump it seems so many in the concept of buying around us now the keen of you probably already figured out the problem and I don't know if the problem was paying for air knowing the poster probably not it might be the poor in doesn't do anything for anyone that has just helping the rich get richer and greedy become more greedy and beating down on everyone else and it just goes to show hard isn't Po potentially going too far aim at meanwhile I might have blown you see one of these machines that actually has a slot credit card oh hey future were here more than credit card portion of it but currency changes in currency is basically turned into a credit card for almost anybody I pay the only reason why especially seems to be having especially with younger people who don't quite understand the way the world works the you know the the I generation rate if you're a little honor build shelter because you can you have time to or whatever you aren't doing you can also not focused on your task and listen to this show that's that's that wasn't career carrying cash and cashes becoming a harder thing to find I don't think there's anything inherently wrong with that but that might just be my age showing but think about the air pump it was one of the things that's come like that's funny and I've sat there I'm like you know I know exactly who that was and then as soon they accept they said therefore capitalism does not who I think it is and then needed at thin air that the amount of complexity in the world around us wasn't afforded to us by our just commonsense knowledge of how the world operates around news you can't blow air into your car tire and if you need thinking about this too if you need air in your tire because your car's tires getting by anything last month out with cash is because I was paid for something in cash which was very unusual normally pay for everything down to a two dollar bottle take that air pressurized in using some useful way that you couldn't achieve on your own that makes sense right I mean we don't want to pay for air that we can't on special on and you had the capability for that I had to keep Putin to propagate the show out to whoever on the world with the Internet connection once in a device that can do the very thing we need to breathe in order to survive it seems so simple that why should we have to pay for air out of a machine there's air all water with a credit card is just so much easier and that is how it is so you know if you want to stay relevant in the modern era you have to credit card machines on your air pumps because very few people I uni pressurized air for because see you don't have to pay for air you can just get it that's not what you're paying for what you're paying for is for the ability go ahead and put it in your car that's what you need and that's kind of the premise that doesn't doesn't make capitalism inherently evil that capitalism is responsible it is directly responsible poor and need assistance and by water and buying food and all those things we have those programs they exist so it's not like our system just lets those who can't afford water so it's not necessarily a foreign concept now that isn't to say that you know you must be able to pay for water because we have safety nets in place for people who Marie and take some water and they're not gonNA do anything about it it's not a very good argument so no capitalism hasn't gone too far because you have to pay for is not really how it works and also you know most businesses and I'm pretty much all public places has sources of water so if you like needed if you're in a city you need water you can go to the like I said the Lucchino view among you have already figured this out you're not paying for the air you're paying for the capacity of pressurized air into its higher or for much in the advancement of the modern era of the industrial revolution of bringing much humanity humanity isn't com generally humanitarian progress from the good deeds of others instant or many other products capitalism has allowed us to now utilize on a daily basis he thinks smartphones would come under a different system you're you're you're just not right fluffy but whatever they did you know seem to move forward alongside a capitalistic system during the Cold War understand that the only way they were able to compete with capitalism the you understand or that you want to understand role with the in a way that other toy talent talents harian systems not so I really don't understand why my generation arrest air because you're not paying for the area paying for the machine that makes it the air as useful as it now is you're paying for the utility of being able to use the entire fortunate and drive your car further order to keep their economy somewhat running even that they were economic failures when you have this top down eight point to the technological advances at the Soviet Union did so it means a horrible result horrible country more horrible tatum economic system sure can progress but it requires resources on a scale that capitalism just doesn't require because what capitalism allows you to do is take something that's it's like paying for it whether it be bottled water or through the city or whatever orient the bio L. A. You pay for water at least in the US free market in ish you know air quotes there of capitalistic societies is that they had to force millions of people into some sort of labor and that they may or may not have one versus from an innate sense of greed that can be capitalized on considered that greed has often driven the world forward and capitalism allowed doc or your ipad or any of it because St John's didn't create the I finally goodness of his heart Steve Jobs created the to make some money and at the end of the day let no one carries cash anymore those coin-operated machines condemn any code so why not but credit card machines on these air pumps it may have also distributed water the row without blowing out or stopping or doing whatever it is at tires do in their flat you're you know when you're paying for the water one is you pay for wondering about what's it doesn't it comes out of listening don't get you in the next one once again thank you for listening to just think just think is a contracts production in the music is wakeup by Ingo and wonder cycle for the use of the machine that allows you to pressurize the air to do something a little bit more than brief thank you in sanctioned way to use that greed in a way that is not only productive for your wealth for one's own wealth Brazil also productive for those around you the two hundred three hundred dollars for a cheap panel so it's no one even cares anymore in special behalf working TV the same premise kind of goes for many others one of those like air machines you see gas station and I was just I saw this thing not only okay and then I saw the funny as I managed to have not read the name of the person partaken they had to the Soviet Union stated Gulags in order to control their population in order to re re educate you know also in quotes poppulation lever century and frankly without a you don't get to enjoy listening to some nobody talk to you through a microphone that then gets uploaded to Lipson and then distributed out to like forty people Tissa Server a bunch of servers hosted mining company. I wouldn't be able to do this you wouldn't have your iphone or your android you wouldn't have your windows laptop or desktop you wouldn't have your mom like you don't get to listen to me talk I'm not even if it was capitalism I wouldn't being too you know by the microphone on by the Recorder and by the laptop and use the software and be able to He created device that has revolutionized the twenty th century and has provided information to people who normally wouldn't have had it and has changed the way the world operates forever nauseam from next to an air machine versus a bottle that you get from inside the gas station I don't really see the difference the bath water might honestly be cheaper so you might as well use that go in there Shen and especially the younger than mere so hor on capitalism because at the end of the day it just shows a lack of awareness on the world around you capitalism is what allows for the technology advances US and within us to be productive and we've done so with the system that although not perfect capitalism is by no means perfect we've done it with the system that allow the four K. TV he's worked for only uber rich in then

facebook Chris Cyber Ski US Shen K. TV ten years two hundred three hundred doll fifteen minutes thirteen years two dollar four K
*** Election Special E2 *** Charlotte Greer-Brown

Lady Tee Speaks

27:35 min | 1 year ago

*** Election Special E2 *** Charlotte Greer-Brown

"Reading Eggs You welcome to lady to speak spot cast. I'm your host speaker. Bring you stories of Triumph and inspiration. Today's guest is a teacher and a community activist, please welcome the lovely Charlotte Greer Brown. Hi, Charlotte. How are you? Hi, how are you? I'm so glad thank you for this opportunity and thank you for coming on the show. I really appreciate it. So miss gray or brown definitely definitely get you are the pulse and Philadelphia and city where I reside there are listeners from all over the country. So I just want to specify Philadelphia. I would love to hear your ideas and attitudes about The crime in Philadelphia tell us what you think about it. Well, I don't think it's really much to think about because from my perspective in my view, you know growing up in poverty situations and and Trauma I look at it as me is a calling so I don't when you went into calling you don't think about it. It's like what should I do about it? How do I help but for Philadelphia, you know, we have been going through this gun violence issue for decades due to generation families back in the day with a gang war and we know that now is some of those children who are continuing to fight what I did find in my research. Is that a lot of these young people come from families where they've been fighting for years and you know, Philadelphia's very territorial. So it depends on where you are, you know certain family name. You know group names or even been interviewed and documentaries or families about violence, but what happened today kind of transcended or kind of transformed for about twenty years ago, but now we are talking about young people who are Exposed on living with trauma, but are exposed to social media and different influences and faith in an instant gratification. There was these influences at times are caused by the people who are around them and they they refer to them often as overheads who's there with them when they need money so we know about systemic systems and how these things happen with our young people where they're not able to get the job or the career choices that took most of us seek because of the color of their skin and not to say as an excuse, but this is the situation that they're in so therefore they look to the people who are around them. What I found is a lot of them. Some people are doing certain things for cash for instance, like putting hits on people individuals. They don't like or maybe someone around them don't like them and they are getting paid a hundred to two hundred three hundred dollars for this. So when we view or when I sink and like I said, I don't think about it. I'm like what I do need to be of help but that's what's happening. And so all going consistent way of living for them to survive and then the other ones are like just doing it just to be doing it but we're not going to say it's not stemmed from anywhere but this is where we are with the gun violence in the city and our young people and they don't really they just want to they want their target. So that means if you're in the way you get shot, so if that's a mental issue then so be it but that's what's happening a real statement and definitely a major one coming from you. I just want to add job. Listeners not only are you just a teacher in a community activist? You're actually former P State Legislative Assistant to representative Thomas. You also received your package 2nd Police District award was a town watching TV service award. So not only are you in the community engaged but you are impactful in your life and I want to thank you for that. It's my service is my duty and you're so welcome. It's a passion. I really love doing what I do. I can get paid nickels and dimes and pennies just need to do this. So it's it's not even about the pay, you know, it's about making sure we are are making sure the future the future and that was our children are young people are established and well taken care of that's right. Another topic. I would like to discuss with you is the upcoming presidential election. So basically you are part of a series wage. My practice which I like to interview politicians, I want your input on the situation what you think how you feel about the current state of voter Affairs in a sense that people I felt like are in limbo about who to vote for should they even vote the craziness going on with the Postmaster General picking up the mailboxes the mail-in ballots. What are your thoughts about that? You know anything about perseverance consistency determination. Are you confronted with something and you you feel I must be able to person I believe in Jesus Christ. Those are the things that motivated me to do. What I'm doing. Jesus was the biggest Advocate. I'm an ambassador of humor so that I'm going to start out with that and whenever something is presented to you to be a deterrent you have to keep pressing on that's what I was taught and brought up to do so. Yep. Tell people all of those determines that's in the way those distractions you cannot you must not let that allow you to not vote. You must not allow the directions of the social media to get in your way. And as of right now I have a badge on that says I must vote and believe it or not. That is Maya test and when people see me, I'm a walking billboard. So I promote all day long so I will never tell people not to vote but what I will tell them what this biding and Kamala Harris and I'm voting off. I'm voting for them. And one of the things that I wanted to tell people would do your research do your homework be a part of voter registration page make sure that you know who they are if you have any issues or challenges with the past of this vice president and this president to be and the vice president job. Could be then you need to make sure that you are at the table of decision decision making when they become President and Vice President, we know all of the social issues everything that is wrong and we're learning about more put it in when so while we know what is wrong. We need more solutions when you spend more time on Solutions. So when they become the president vice president, what are we going to do to make things better or to help them move things along? That's what we need to be focusing on right? I like that. I'm not putting out there, you know. Hey be at the table. If you have so much to say about their background and want to critique him criticize be at the table helping to either make the decisions of facilitate the proper movement forward. I think that's what we're getting in a lot and like I said social media is really interfering with that and we need to stay focused, you know, if we wage Saying that our country is at a critical most critical point in this history. And we making all these historical events, you know, we're creating these historical things then we need to make sure that we are we have people who are at the table who know what to do in those area of expertise to be decision-makers to help the country move along and you know, we slowed his thoughts local. Thank you for your input on that moving on to the recent police shooting and I believe it's Kenosha, Wisconsin. I'm sure you've heard about the story but in the world of black lives matter movement now the NBA is protesting as a result. So people have some mixed reviews about it. So people are still wanting to protest protesters would be in chat still I guess believing that some of the things that are being done answer to what's going on maybe effective mein aaja. Effective I've heard people criticize the NBA for making a stance of canceling NBA season. However, the NBA season is already canceled due to the coronavirus. So what impact did you really make? So I just wonder what are your thoughts about that? I don't know if you saw are you a social media Facebook? Yes. Yes on Facebook. For some reason reason. I have picked up on a few followers, maybe a few couple thousand or more and I'm receiving comments and inbox and direct messages on Instagram about the topics that I put out there in regards to this. Okay, one of the interesting things that I found when George fluid was killed by police brutality people were already frustrated and outraged from covid-19 so that coupled it and the reason I'm bringing this up because it's dead. Health quite that I told you about people are especially African-American we are recovering from post traumatic slave syndrome. We are recovering we're trying to recover cuz I can't even say we're recovering because we're dealing with trauma on top of trauma and to know mentally and be taught that we are a part of a systemic system that cares don't care anything about us on top of dealing with the pressures of covid-19 and almost losing everything and then both police brutality. You would expect for an outrage to be the way it it was so now we're thinking people will die down. They will forget after George Lord. No one will talk about it. You know, it's not like it go away but we won't talk about it. Then we have Jacob Lake who shot seven times in the back and thank God he's living for my understanding. He'll be paralyzed for the rest of his life, you know. And he gets gunned down in Wisconsin from doing a good deed. And then you think these officers know the climate and attention that we are going through YouTube George fluid and previous prehistoric things that have happened to the African-American Community. You're not thinking so anything that we've said or done a protested or looting or whatever. We've done it almost like it went out the window. If you imagine how citizens are filling, especially African-Americans and those who are I call them I kind of choices and brothers who are with us which are the white people who or the non African American who are supporting us, you know, we all feel like it went out the window. So we feel like it's a harder fight now because you didn't get it the first time so it's your father let people understand that this systemic system has to be torn down this month. 2 and is more than a defund police. It's more than be finding police and we have to make sure that we put people in positions where we can page again be the decision-makers and have a seat at the table because we have so many things to discuss we have things like Rules of Engagement know your rights education is knowing our history of stories African-American where we come from implementing the school changing education. I mean through and through if you think about it even all the fact is that we have on the walls or evidence based organization what they really created for us. We have to learn from each other and we have to build an economic structure. The only way that will be able to exist and live and I can even say comfortable but to live and exist in this time in this era is as we build an economic structure wage. So we need to be putting things like that in place for that. I cannot imagine the trauma back to Jacob Lake, you know that his sons will be dealing with them after seeing their their begun down for getting out doing a good deed. And you wonder why our young people find it so hard to get out and want to do something good because them grow up and know that the color of their skin and no matter what they do. It's possible that harm could come your way. That's a hard pill to swallow. Definitely. I feel horrible for those children wage and for all of our kids to be witness to these crazy times in the current state that the world is in right now. All right, so mrs. Charlotte Greer Brown, let's get into who you are. Who is this wonderful woman is gracing us with so much philanthropy Community activism and off. Wonderful things that you've done I like to start off with, you know, just talking about, you know, you're early Beginnings where you grew up where you're from, you know, what was like for you growing up, you know, your siblings or parents etcetera explain it to us. You're looking at the woman with the same eyes long ponytail sitting Indian style living in Chatham a tendency where it almost never got cold until we fell into this climate disaster. But yes and grew up the oldest in my immediate family of five kids and a mother and a father who did the best they could living in housing, you know, I tell people this is the housing issue that most of us went through Iraq is across the board is a national crisis. So at one point in time, we were almost homeless. My mother had five children were four at the time and one in the stomach so long My dad unfortunately was running a fortune one and a good good company still on drums then in Tennessee, and he was the manager and he got caught up with some colleagues and the end up doing drugs and that took us all the way down to the bottom of the barrel as far as living, you know, like wage American dream. I had to be a mother so my mom and my mom suffered was a mental health challenges after that because I don't know if you're familiar with the South but the husband The Breadwinner, he's the one who does everything and it's almost like the mother is the housewife, you know, domestic worker I call it, you know, and so my mom couldn't do for herself and I love my siblings were lacking. I'll never forget the day that you know, it was almost like I could see each one of our rib cages showing in our bodies and we didn't have anything to eat. So I'm Make sure that I put myself in a position. I think I was thirteen fourteen. So then you could work at 14 or 14 and 1/2. So I got a job at fifteen years old and I started helping my mother out and I worked and went to school and that was the gist of my life and seeing my siblings grow up my baby sister, especially like it clicked on me early on my childhood was cut short to look out for family. I had one brother who was all girl course. My brother was boil. He was underneath me but my baby sister was like a secret for knowledge. So I taught her three grades ahead of everything that I I did and she became the valedictorian of her High School in Her speech. She talked about me and it was such an honor as almost bringing me to tears because I it was think I'm thinking back on how we could be an impact on those. Found us and it was that day that I knew I had to do something different and I was in my twenties then and one day I went on a spiritual quest of fast and praying and asking God. Where do I fit in this world? I know I supposed to do something a doctor or nurse a lawyer. Like I heard all these doing things growing up. But you know, you have a mother who dropped out of school to take care of her mom. So it was a generational repeating cycle and I didn't want to fall into it. I wanted to be the one that they not be the hero but the first generation wage so my sister with the college and for some reason something happened and she couldn't get through. So I later on found out through spiritual guidance that I will be moving to Philadelphia, which is the headquarters of my church. We have a Ford by us and organization. We're not a denomination, but our churches all over the world and we are black-owned so dead. Another inspiration. I'm coming to Philadelphia. I came to Philadelphia. I got married to one of the Ministers of Music here Thomas Brown and he inspired me. He said you like to do Civic engagement you like to deal with people go to school for political science and government. I'm like, okay. I'm like, well what if you do and you know read up on and I said, oh, yeah, this is me. See if it gives me and I wasn't thinking about the political side of it. It was more Civic the rest of the story is history, you know that I received my degree and getting remember because I became because I was a second mom. I had a late education. So I'm in school at 26 years old. I think I had my pharmaceutical license to be a Pharm Tech. But while I was working to be a farm Tech, I was getting my Bachelor's degree in political science in a moment in 2014. I received my ba. I was going to go on to get my Master's in public service, but I had the opportunity of a lifetime which to work for the former State Rep rep. The Curtis Thomas and I started out as a community person working and something called Community Bank here, which asked us to located for six years and made a positive impact throughout the city 6 p.m. Five different areas. Once I did that he brought me on and hired me on in 2015 and I became I went from community outreach to executive director until he found him another executive they could have director and when he retired I ran for that she do to the pandemic I withdrew which was recently changed and then I just continued my community activism work. I was doing community activism all alone while I was working for him and before him so after that happened I decided I'm a I'm a teacher so that I could be a Shero in the classroom and I worked with middle school high school and Elementary and I stayed with the middle school. So four years. I was a teacher up until depending dead. And here I am now fighting for my community and living what they call American Dream, but without forgetting who I am as an individual and where I come home simply amazing. I love the story. I love it. Let me just say I've spent some time in Chattanooga and I just wanted to tell people never been there. I feel like it is such a beautiful place. I feel like if I remember correctly Chattanooga's in the valley and on top of the valley or on top anime this Nashville, would it be accurate on the other side? Yeah with two hours away, right? And I just thought it was such a beautiful place something different. I'm born and raised in Philadelphia. So being at Chattanooga was actually a really beautiful contrast to be in here and I appreciate that and you know, our trials make a strong. The fact that you were in you were in position to empower your sister the fact that you took a chance and came here and was able to empower the residents in that community members here speaks volumes to who you are as a person your character your integrity and everything. So thank you for your service. I guess. You're welcome. Like I said when I think about where I come from and yes, tell me if it's a beautiful place. It's such a small place. But what people don't know if it's hidden secrets wage systems, you know, predominantly white and we 170,000 population the last time before the sensor is probably like 2018. That was the last census that I am. So we talked a couple of very small place where there's not many opportunities for a black a little black girl or a black woman like myself and not along a wuss. I really believe that God ventured me out and say you have a bigger platform you're going to television that I was going to empower people the vision that came was. I don't know if you know this story but it was the story of Esther and it came to me in a vision that I will be standing on a hill and there would be many people below me with light bulb. I was a big light on the hill and that was before I moved to Philadelphia and it it's amazing to me how I see that coming into flourishes. So it is an honor to be so people is one of the highest honor to me to be of service to you know, it's a Ministry for me more than anything. I'm a humble servant and I will continue to be no matter where or what position I mean, it's always reach back which up which down which around we forward to help those who are in eat? That's right. So let's talk about the elite 30th birthday. Station Coalition tell us about your movement. So it pretty much started in my mind constantly in 2016 and I did not start to operate in the back end of that year and 2017. I called a bunch of community people who I have been working with and they're Grassroots on the ground. I decided not to do nonprofit because I didn't learn what nonprofits are when I worked for the state and I had my bias, but I won't go into that today, but I didn't want to be a 501 c 3. I wanted to help those who had five. Oh one c three months prepare them to get grants and money and prepare them to be professional in the be the best service that they could be. So I titled myself and empowerment and support service specialist. And what I do is I come in and help organizations which structure and organize and on the consultant side. I may be able to show them how to connect with people on a job. Program or level with more intimate services, but that's what I've decided to do. So I Grew From like ten organizations to now I maybe at sixty place a non-profit small businesses African American small businesses non-profit or for-profit or people who just starting up a coalition who I partner with and there might be a partner so we are grown and now I'm taking things to a another level I decided that I'm going to now build and prepare to bill for a community hub for all of these Grassroots nonprofit to be in the building so that we can have a One Stop Shop. But that's underway beautiful. Where can people find you. Do you have a website social media? I would give my website but you get always find me on Facebook, but most people who know me in Zelda by Muse there so you can always go to like www.facebook.com Elite home number 30 and a see if you type that in www.facebook.com the elite number thirty thousand and my page will come right up and you will find you there. Do you have any other social media here? So you can also find me on YouTube on dirty Charlotte Greer. So if she go to YouTube and subscribe to my channel teen Charlotte gray under YouTube and on Instagram l i l g i a n t 47 is the story behind it. I'm suck. Little price as long as that you but so many others I do such big things including my husband who I love dearly who've been a driving force behind it, or he called me Little Giant off. So I used that name the community called me Little Giant or a little mama. So you'll see little mom a little giant, you know, he just encouraged me that you could see further than a giant dog stand on the shoulders and he was that giant so I used that little giant l i l g i a n t 47 on Instagram wonderful. So all the links off Charlotte's social media handles will be included in the description of this episode. So once again Charlotte, I want to say thank you so much for taking the time out of your busy schedule to come back on this platform. Tell us your ideas and just show us the amazing person you are and it needs and work that you're doing in a community. Please keep it up. Thank you so much, and I appreciate them. Thinking it has to be an amazing person behind this phone to highlight people who are doing great things and community. So I want to thank you at this time. We need more of you out there to highlight for people know that there's still hope and there's people out there doing the best they can to make us a better country for sure. Thank you for saying that and you are listening to lady to speak.

Philadelphia NBA Greer Brown miss gray two hundred three hundred doll representative Thomas Charlotte slave syndrome George Lord Jacob Lake Jacob Lake Kamala Harris Charlotte Greer Brown Wisconsin Facebook George twenty years Kenosha Chattanooga Maya
The Epstein Case Explodes # 1017

The Dan Bongino Show

56:35 min | 2 years ago

The Epstein Case Explodes # 1017

"She's ready to hear the truth about america on a show that's not immune to the facts with your host dan bongino dan bongino show producer joe how're you after our first vacation day ever how you do it you rick ross is the rough stuff costs i think i almost forgot additive is dan no way any only been one thousand but straight shows we finally take a break by the way shout out to carlos and james my wife and i took a little vague k this week eight down to the keys about the pool hanging out and this guy carlos in the pool with buddies he's like maggio eddie what brought me a call at an adult soda at the local establishment let's say well he's been a friendly friendly show eddie would not take no for an answer i said carlos i will pay for the beverage as carlos refused he started speaking of the bartender in spanish carlos did not know i speak spanish bartender do not take money from this guy so thank you carlos for the kind words thank you james aims to one of the the servers in the restaurant nicest guy loves watch us on fox you guys were the best okay i gotta stack show for you today i got eight ton ton joseph of emails about jeffrey epstein yes we were ahead of this story joe and i two years ago two years ago and i will get to that and i will give you some information but i have to keep it limited for reasons that i think could become a very transparent once you hear the show okay don't go anywhere i promise this will be a doozy today's show brought to you by buddies at freedom project academy has a lot of talk in the news about free education forgiving student debt appears some of these politicians need to go back the elementary school and figure out how this actually works and learn basic math they don't teach that stuff anymore they teach a lot of ideological nonsense and schools given how the left is destroyed public education many of you've been searching for a school that helps your kids your students develop strong foundations in math science english in 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all right nice okay so here's the story here as a forbes reported this weekend amongst other outlets jeffrey epstein who way a wealthy hedge fund manager who's got connections just do a lot of powerful people politicians in the like many of you may know the story some may not know the background forbes reported this up on drudge right now a was a is being charged again it involved in some allegations stations of sexual misconduct with minors the piece by forbes will be up at up on gino dot com in the show notes today as always if you subscribe to my email list i'll email you these articles a title jeffrey epstein documents could expose powerful politicians in businessmen long and short but is this guy had a plane he had a place on an island on that island their allegations that there was a sexual misconduct a wave wave women who were under age or in some cases girls in one of the allegation i believes fifteen or fourteen year old yeah seniors which is just i mean obviously completely a grotesque now a couple of years ago i had warned you that some very powerful people including maybe people in clinton operation may have some let's say attachments to this mm now fox reporter this weekend on fox news dot com which you'll see that nancy pelosi's daughter nancy beat the same nancy pelosi her name is christine pelosi she is not a republican she's nancy pelosi's daughter reported fox news by gregory christine pelosi once it's quite likely that some of our faves short favorites are implicated in horrific quote horrific epstein case now you could see her treat right here christine pelosi put this out on twitter folks this is a serious case i mean that goes without saying anything involving sexual misconduct with anyone unless a minor is obviously deeply disturbing i again i think any same cynthia being understands that mhm here is v issue with this case where i gotta be delicate here and let me tell you why mhm awhile ago i don't even wanna isolated to a timeframe because this involves a very sensitive individual here who called me with some sensitive information about fc let me phrase it this way what he told me about epstein cnn what bill clinton's and potential involvement with this may be the clintons involvement with epstein epstein is in his plane end up bringing underage women on this plane for for activities let's say again and try to keep this family friendly only bringing him into this island for other alleged illicit activities when i was told about bill clinton was let's say at best at at best and what he may have done i'm one of these planes at best inappropriate and at worst criminal now you you this is let me say this this is what kind of bothers me a little bit about some of the emails i mean getting about this folks you have to understand i'm doing the best i can i know joe knows some of the story here but this is not my information understand that it's information from an individual therefore i can only give you what i get you understand that i'm not a first hand i'm not the source however it's been reported by a lot of click bait sites and stuff out there you know x secret service bob blah blah blah but it's i am listen to me i i am not the source i have no first hand knowledge of this at all i'm reporting to you what was reported to me i can only give you what that source has given me i don't invent information here joe and i don't do click bait we don't create hysterical headlines so the people listen to our show that's not my goal i'm simply reporting to you what incredible individual told me about again bill clinton jeffrey epstein plane and what is at at best inappropriate and at worst potentially criminal mhm that is far as i can go because that's what i know when that sources willing to disclose more they will i'm not hiding information from you i'm not playing games with you and not dancing around for for listens and cheap downloads on on click bait headlines i'm not interested it's not that i made you know it's not a new story we reported in twenty seventeen but what bothers me joe much arkan me about it is people every circulating that story suggesting i'm the i'm not this we were clear we discuss that you get what i'm saying secret service agent threatens the disco anything i have yeah yeah no no that's not what we do here at all i mean we listen anybody could do cheap page so when that sources willing to disclose more that source will do it on their own time i'm not here today you know this is why not the new york slimes reinvent stories okay now what's so just to be clear again at best at best witness behaviors inappropriate at worst potentially criminal okay now making this story even worse i don't care nizer does joan i there there's paul or i'm sure any of my listeners what the political political affiliation of any of the alleged defenders in this ring of illicit activities with underage women i don't care what your party affiliation is if you're involved in this i don't care if you have an r a d n l for a libertarian it's an l for loser if you're involved in this unique because nobody cares where you're party affiliation is my problem with this is the left now is trying to paint this epstein scandal as they trump scandal yeah because trump made some comments about this guy along time ago about having relationships with younger women i don't think he meant that i think it's pretty obvious however inappropriate comment was now having said that they keep insisting the trumpet epstein are like best piles but they leave out this portion of the story that's covered in the fox news opinion piece called from the peace trump's legal team more recently he's denied the two were friends trump band epstein from his mar a lago estate let me read that again trump band epstein from his mar a lago estate quote because epstein sexually assaulted an underage girl at the club according to court documents filed by bradley edwards the lawyer who is represented several scenic accuser's claim is not been confirmed by trump or mar a lago so according legal documents truck ban this guy for this reason grotesque alleged conduct at one of his club's the media is trying to make this out to be fake trump scandal again i don't care about the party affiliation of anyone involved if you were involved in this then you you need the pay big time but trying to make this about trump while ignoring multiple flights we know ladies and gentlemen we know we have the flight locks the flight logs of bill clinton being on the plane where you know the information comes from by the way it's not as simple and straightforward as you think either regarding my in the information i ever see i i have to be very careful with this we have the flight logs of bill clinton on that plane with epstein yet that story again in order to defuse some politically blow to the democrats again they start making this about trump ignoring the fact the trump through the guy out of his club that's unbelievable even when it comes down to something like this show so transparently not politically were talking about potential criminal alleged activity with underage girls politics involved in that at all nobody cares you gotta know are you got a d and you're guilty you need to go to the big house for a long time very very very long time it's gross and it's gross how the media is already making this story politically i don't care about the party affiliation i know you don't either end let me just leave this on this note again i got a lot of emails from me this weekend i can only give to you what other people give to me i am not the source here i don't have i don't have i'm not gonna make something up for the sake of an explosive suv headline you've you've got the wrong show when i get information if i get it i will absolutely pass it on a given permission to do so but i can't give you information i don't have an listen i let me just apologize in advance 'cause i don't want that this i'm not trying a lecture my audience you guys and women are great but i got a couple of emails from people or tweet suggesting that god is holding back holding back what i cannot back when i don't have we don't make stuff up you all right enough of that i'll leave it at that i've got another really terrific piece here i gotta stack show today it's now coming together what's going on now with the with the bureau any agency the spy gate miss so there's a whole big thing going on right now but he let me give it seen a nutshell he fbi's it's gonna blame the cia the cia is gonna blame consultants will get to that in a second let me just a gift history we got a great sponsors here today show also brought you by buddies at lending club for decades credit cards have been telling us by now pay later with interest despite you're best intentions that interest can get out of control fast big big problem with lending club you can consolidate your debt or pay off credit cards with one fixed monthly 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herridge and others over the weekend b i g report the inspector general report essentially internal affairs entity for the government led by michael horowitz has been investigating why in how v f b i started spying on the trump team and open the case i was on fox and friends this morning discussing this joe the report was supposed to be out according to a number of internal sources report is a here in elsewhere about a month ago a couple of weeks ago theologies report on why spy the trump team has been delayed and a lot of people are going what what's the delay when is this report coming up well there's an excellent piece up at red state a which describes something i could get some traffic on it's worth pointing out there by street brief s t a r e n dot fm it's titled the cia prepares the blame the parents the blame the consultant shoes me cia prepares they blamed the consultant excuse for screwing the pooch the steele dossier folks this story will be at the show knows please please redid it is so good it is very very very well pete well put together here's what's going on here be intelligence community and the law enforcement community insiders i'm not talking about again they working men and women i'm talking about higher ups right yeah good yeah what they're doing now joe is they're leaking strategically leaking to the washington post is we me and you talked about last week miss so they're trying to get out ahead amiss die but they're leaking to the washington post politico and other left leaning outlets to try to frame the narrative in advance in other words i g report does come out ladies and gentlemen it's gonna be catastrophic for these entities because let's just make this real simple i g report port i'm telling you is going to show that the f b i started and maintained an investigation based on information they couldn't verify it's a simple is that the case this complicated the details a complicated you overarching story line is not fbi's investigates politically campaign with no evidence that the story it's a simple is that the details can get a little screwy in between but that if you overarching story line so you're seeing these leaks strategically placed in the washington post and others the get out ahead of this and the reason they're trying to get out ahead it is the get an excuse to get on with m street but red state calls the right side of this stuff they're trying to get the public to believe in all talks narrative like minded we get where you get what i'm saying how many times have we investigated politically but my dad had dopes right you see all these articles you see the washington post one last week which we discuss about about minnesota starts this whole case when he had his meeting with papadopoulos about alleged russian dirt right the trump member and the piece is it it's framed to give v f b i n cia and out like well mr look like a russian agent ladies and gentlemen a lot of people look like a lot of things have intelligence entities law enforcement the confirming now you see this other story in red state retrograde piece links to politico piece remember i told all right there are there are leaks going on here to get out ahead of the story in politico piece they talk about this this is by natasha bertrand you could always a factor her in by the way to a narrative narrative building effort by the left politico spy spirit consulting firm help pablo u s and tells us oh my god this is so transparently at effort along with the missing story man we got really worked over washington post the washington post submissive this could have been a russian spy d s in the politico piece covered again in the red state piece is that the central intelligence agency dns say any intelligence community brought in a consulting firm for those of you familiar with the consulting business one of the biggest consulting firms in the world i actually applied for a job that much mckinsey that's probably the famine bainer are the booze there who's allen these are like the top two or three consulting firms in the world and the way i'm not trying to sell their intelligence way consulting firms work businesses government entities bring the main they're supposed to be business experts i say that's supposed to be because sometimes they screwed the pooch themselves and they come in they evaluate organization my wife familiar with him to do this in the private sector david nonprofits and they make suggestions they do swat analysis things like that had a fixture business streamline the bureaucracy etcetera etcetera apparently the government pay no bad contract in the intelligence community bring mckinsey in mackenzie came in and according to politico red state piece made some changes in the bureaucracy joe now all of a sudden joe at dreaded air quotes here insiders from the intelligence agency are leaking to politico hey man mckinsey made all these changes to our ammo outweigh you're doing business and you know things may have been lost in the process because of that and as you just said joe doggone it will get some some some pieces may have kind of fell through the cracks down the sewer great folks are you buying this loaded malarkey i have no doubt mckinsey one entity icy and made some changes is obviously a contractor to verify i'm not here to engage in conspiratorial nonsense but do you believe for a moment that this was the call that now that they could be clear the politico piece does not make the connection between the reorganization intel agencies and the consultants an miss it they don't have to folks this is what narrative building is in other words the washington post saying the missing piece last week joseph hey you know being off shucks they got work in other words mr could could have been a russian agent and these people were just not that bright enough toughing it doesn't have to make that connection by setting up this narrative about myth sued traveling the russia they're supposed to leave in the in the in the readers minded impression that oh now i understand why the fbi's cia got worked over by this missing story he was in russia beat essence of this politically pieces the same it doesn't have to say in the politico piece hey right before the screw up spy gate happened there were three oregon the cia this story is the narrative building effort you're left with the impression later on so now they can refer back to this article the cia and stuff if they're called up the capitol hill when asked about myth sued and how did you guys missed the fact that this guy had western intelligence connections connections and was not in fact it russian agents how did you guys missing well we wanna delete this reorganization all of a sudden listeners and viewers watching it on c span or fox or whatever what did they say joe cass that that before yes john connor joe garner if i read that book for this has to be true there was a reward that was it folks yeah this is b s this is advanced narrative building the missing washington post story in politico leak are going to give you the impression he here's what's gonna happen d f b i now that we know i'm telling you must super is not a russian agent that he's the whole essences case is going to say well we were led to believe he was by the cia look at this ac remember the paragraph one they say there's some it's called any electronic communication because of the cia cfp i i promise judy f b i is going to say look at this easy from the cia the fbi's it's been sitting here waiting here that dismissal guy was a russian agent we had to investigate ups are answer clean the cia that is gonna say well how did you guys think he was a russian agent well you know we have this reorganization some believable screwed up here and there and some information fell through the cracks and people in congress are gonna scratch your head but i read this this must be true i saw it and politico folks this how it works this is how gas lighting works gas lighting telling eli repeating the lie over and over repeating it confidently and isolating people from the truth that's how you gaslight people and get them to believe something that isn't and true is thank you dan hard facts they you know they say this is absolutely a gas lighting amber because you know they wanted to spy on the trump team because of political motivations obama administration and hillary clinton and they need an excuse that is the story this whole consultants did it d f b i did it the cia did it is garbage it's all nonsense and they are using politico and these other entities as they mouthpiece this is why you see folks keep in mind is guest hosting for hannity last week and again thank you for watching but we had the spectacular devon newness on who is just become a bulldog forgetting the truth here at noon as said something you all need to take the heart here during the interview he said there's only one person out there still claiming myth sued was a russian agent only one robert muller never claims that the muller report that's and he says he has russian connection that's me that doesn't mean anything i i have i know russian people i russian connection that joe knows russian people i mean what is that doesn't mean anything i know a colombian people and cuban people in jamaica people to i know chinese people japanese people that is meaningless statement that he is russian connections not all russians are criminals newsflash but the stereotypical anti trump collusion conspiracy theory left because of russian doesn't mean you're a criminal russian connection is a meaningless statement there's only one person and this should tell you something claiming miss will say russian agent which is going to be the cia screwed up the consultant yep yeah well he told the cia told russia and that person is james komi rewriting we haven't had a long time you're darn right it is j b be discredited debunked former f b i director hack jim komi he's claiming this because he's going to blame brandon no trust me he is going to blame blame brennan he's gonna say russian agent what jim where'd you get that book we got it from my brennan look look at these same power yeah that that's why you're not a ladies and gentlemen none of this is by mistake the reason komi wrote that op ed months ago and the washington post where users specifically the term russian agent where he uses that term because he's going blaming age many agencies gonna pass it also are little baby yep yes it is spy gate exonerated my two books thank you for all you're supporter but now it's all starting to come together now you know why we wrote those two books okay i got a lot more to get to his always stack newsweek and the june jobs report phenomenal i'm gonna get to that i want to explain to you why inflation right now is not going through the roof it's a very interesting phenomena we got that and then i also have it in it's just a really incredible moment video of the mainstream media news reporter finally calling out a radical leftists not shocked by senator joe you believe this so stay to get that the second is that last spot through the day these fantastic pastic fantabulous awesome tommy john listen this summer sizzles you feel like you're cooking in iran because i know i do down here in florida if you can't handle the heat you need new underwear at tommy john is the perfect solution tommy john's innovative cool cotton underwear for men and women they said hey nice collection over my i gotta be careful here my wife paul up please she loves joe joe is running defensive i love them to i'll leave it at that they are okay good they're trying to prevent it divorced after the show it's like you're own body happening after this i love tommy john word tommy john forever even before they were sponsoring the show you have the most comfortable readable underwear after the best they were stylish they look good they feel good the cool cotton 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john please go check them out at tommy john dot com tommy john dot com slash dan here's the deal is a great deal twenty percent off your first order if you go to tommy john dot com slash dance please support our sponsors this is a great company we love from tommy john dot com slash dan get twenty percent off your first order you will love tommy john all right let's rock and roll so the june jobs numbers came out and they were extrordinary folks have to be honest i was a little bit surprised he expectation for the number of jobs added to our economy for june was roughly one sixty one seventy the jobs numbers even usa today which is a huge fan of trump two hundred and twenty four thousand jobs a headline usa today economy as to twenty four thousand jobs easing recession fears by yawn aaron usa today july fifth twenty nineteen folks this is a spectacular number a bit is eight it is eight big big number now making that number of two hundred twenty four thousand additional jobs and he economy even more profound right now is we are at the tail end of recovery now i'm i'm not a big believer i'm not i don't think the business cycle is natural it's a whole long story i'll maybe get into another show but i think the business cycle is induced by monetary and fiscal policy i believe businesses grow almost perpetually if the government gets out of the darn way president trump is done a darn good job so i don't wanna make it sound like the end of the business cycle is a natural thing it's more government induced we are spending a lot of money i believe he only thing that's going to stop this expansion right now is he endless cycle of debt where accumulating because this government right now can't seem to get his hands around a spending problem but two hundred and twenty four thousand jobs ten years into any conomic recovery is a huge number i believe you can sank in a tribute that to the tax cuts which put more money into american citizens handle spent it invested did it we've seen a but i quoted the numbers on friday by the way friday show is definitely worth your time we were the number one conservative podcast show on friday which thanks to you is extraordinary and the number one show in all of i tunes a conservative podcast so thank you but please listen the friday show we go into some extensive numbers minority unemployment down investments up gdp is up all of the green shoots are there for this economy and continue to grow throughout this term of the trump presidency and potentially second term hopefully as well but folks which care about this is inflation is not rising now there were a lot of phillips curve enthusiasts out there phillips curve is and it's a long debunked idea that is it you know isn't inflation shouldn't goes up unemployment goes down the inverse relationship between the two it's nonsense thing inflation went up and unemployment went up in the carter years which largely the bunk this crap but here's the problem as we see an economy that gets that still hot georgia forty four thousand jobs there's a lot there is eight eight theory out there among a sector of economists that inflation should rise to job nothing about it's not complicated why you don't need to take econ one one figure this out some people have more money to spend if he economy can't produce products fast enough to keep up with the demand because people have more money in their pockets what happens that money starts the chase the same amount of products and the price of the products go up because more people have betting on the product i mean very simple analogy i always like to use this is bad for example you know what a struggling economy let's say a vintage comic book may not fetch a premium price because people struggling for cash during the recession and you're gonna waste money on you know daredevil number three i mean i love i probably but i of comic when i'm a kid sort of my kids but when you get my point you may not it's a luxury item you may not be willing to expend you're you're capitol on right now hot economy where you know the businesses are investing salaries you're going up wages are going up you got the job you just got a raise you might see a wife or husband whatever for christmas say listen i want that daredevil number three all of a sudden more people are betting in the price goes up therefore you get inflation where prices rise but what's interesting about this economy folks is inflation's inflation's been largely subdued that completely but it's not where you would think it is in a super hot economy like we have right now and one of the reasons i've discussed before but it's worth bringing up again now is because of this i think a lot of it is due to the sharing economy folks in other words they're not making any more daredevil number three right daredevil number three was printed i don't know in the sixties in the comic book that's it whatever's out there is out there you get a hundred people betting on it and the prices a hundred dollars for the book great you get a thousand people did not show the books but you gotta go up the two hundred three hundred dollars more people betting there's only so many daredevil number three's but think about it with the sharing economy when i made sharing economy i mean hoover lift air bnb you even have private jets now like lubers of the skies i i read an article in the wall street journal a few weeks ago about by capital equipment how farmers have like a john deere tractor laying around even have like in hoover for that where you can rent it out sweetest nafta by his own another form of cool the sharing economy ladies and gentlemen all of a sudden you have these used assets in other words let's say like all of a sudden a thousand new daredevil threes that were on you sitting in someone's attic creep into the uk markets all of a sudden the price leading german comes down because there's more comics the sharing economy joe even though they economy is hot is bringing assets onto the market cars car rides cars that were sitting in parking lots at now wilbert drivers are out there on the road transport people around hotel room prices are down because it'd be it'd be hey we gotta we gotta department a basement apartment whatever a a second floor apartment for in all of these unused assets apartments that set idle cars that were parked capitol equipment that sat and feels at one being used during the off season are now being used editors keeping the price of these items now because they don't have to build new stuff because the cars any apartments and attractors were already built what i'm suggesting to you is if we could just get a hold of are government debt and get a handle handle on this out of control government spending ladies and gentlemen we could be looking at in europe economic prosperity ahead of us that is going to be fearless in modern american history because we don't even have to expend additional effort for a lot of these things we don't have to build new it's already there it's gonna free up resources to build other new stuff new i phones better nutrition supplements cat toy crickets courtesy i believe that was david saturday that red flags well we don't need we could put be assets in other places you get what i'm saying joe daredevil threes are hidden any attic nobody's using up there now making it out the park cars is great for our economy we just need to get a hold of her out of control government now showing you this economy has a lot of legs and keep walking for a long time because of the sharing economy look at charles pumped about trump's poll numbers excuse me trump poll trump's i rob's spit it out pond gino trump's poll numbers are going up again usa tap in houston usa today by they could precisely because they're a left leaning out 'cause i wanna promote stop under split the show you that even after a border trump approval rating jumps the highest level of his presidency washington post nbc news poll blazing shannon but by william cummings is twelve hours ago this is beautiful it's old james carville line who is a bill clinton advisor it's all about the economy stupid right that was his line folks this has a lot of legs trump understands this if we could see that if we could institute that capital gains indexing we talked about last week with the index their capital gains to inflation i think we're gonna see eight another burst in productivity and another potential jump any conomic growth numbers in wages ladies and gentlemen it is all good and remember a lot of this is affecting the minority community in an extremely positive wet but once i discuss it last week but this one's data points worth bringing up again ladies gentlemen half of the jobs out there half have been filled by minorities whoa the minority community is benefiting wrongly wow from trump's economic deregulatory ecconomic freedom agenda this is great news for reelection let's keep it going all right i wanna get to this this is a abc's news hat tip to them martha raddatz who a is interviewing radical far left congresswoman rashida to leave a who associates c h where they see ilhan omar and the kind of the bernie sanders left some of the stuff she says she impeach the mother remember that quote you know a gamble dandy but at family friendly here a yeah just a a range speech he gave and she was caught on tape talking about impeaching e m effort talking about donald trump but what's interesting about rashida to leave aol see another if they want they want they want a split the baby here right but they're they're just not smart enough the phrase it the right way right i mean if you're gonna try to do that you have the wisdom of like solomon but they don't have that silver shoot a three goes on this show with martha raddatz an martha raddatz is asking her about about the border funding in other words you're complaining about the conditions at the border but talib in alexandria case you'll cortez denied funding to fix the very same problem process what i'm telling you they're complaining about deplorable conditions at the border right proposes this four billion dollar package it passed by the way but aol see amber she voted against it so martha raddatz after the question why they voted against she tries the frame at one way and radishes calls around which is this is a stunning moment for the mainstream media check this out macklin has been sounding alarm for months for resources to help the migrants you voted against the four point six billion dollar agency born bill to deal with the surge of migrants that included almost three billion dollars to provide shelter and care for unaccompanied children acting secretary machelandon says those funds are critical elder and out of i'm proud of you and trans i even if the bills have exactly listen again k d h i got on the corner martha martha said he gave me my boxing and days little slowing i i got bhatia south partner wal mart what happened the martha raddatz all of a sudden we have these mainstream media outlets restarted ask commonsense questions like a congresswoman somebody let me just get this straight so the dhs current ackward acting dhs secretary mcelwain has claimed four months we have a crisis at the border need money you voted against the money and you're still complaining about the conditions at the border she's martha raddatz sitting there like i even i can't save you from this was even though i'm a left leaning journalist ray bc even i can help you now that goes on while i i could get that piece but totally goes on argue that border agents on the ground told her the money won't solve the problem again misinterpreting what border agents on the ground have been telling me and others i get a lot of emails a lot thank you keep him coming they're not saying money it's not gonna help the problem totally blown out longer interview so in the interest of time i just wanna show you how actually mainstream media hauser finally catching up this story you know six months to late probably ten years too late but talib even misinterprets with the border agents said this well of course it won't solve the problem what's the problem the problem is the flora's consent decree in our asylum laws which we discussed on the show i nausea you bring a child into the united states and traffic them across the border illegally parent or not you will probably be let out of detention tension facility into the united states because we can't hold children because of the forest consent decree folks do you understand this is incentivizing people to traffic kids into the united states illegally every sane said being beings analyzes prominent some expertise this area has said congress you have to fix flora's they won't do it so again talib is written misinterpreting what the border agents are telling her they're not saying he won't help the problem the money it solve the problem is florez at are asylum laws ladies and gentlemen be candid here it is insane you could walk up to the border and say i have a credible fear and all of a sudden get into the united states border patrol agents have the ability on the spots conduct field interviews determined who's telling the truth and who's not if daffy only line you after you with no additional investigation joe whatsoever about you're asylum claim nothing else that's all you have to say is i have a credible fear how is that not open ticket for the entire called the enter the united states illegally of course it is they get mad we could change this in a heartbeat but totally doesn't want to address that and again she misinterprets when she gets called about what the border agents told her 'cause that's what they do they lifted misinterpret thing all right on friday show did very well said we were we really appreciate it we're the number one conservative show on friday a you know it's tough easy fighting it out with duke in our ben shapiro in at steve crowder and others but friday show i did really well and one of the things we discussed both friday and last week is this rules change thing i gave you an analogy an then i told you there are new rules right as conservatives and libertarians a good republicans right our new rules are your new rules suck liberals and we're not gonna pay any attention to you a new rules and the best way the shell their new rules is to ignore them so i gave you analogy of a boxing match where if you're in a boxing match boxing is a sport and a good one you go into the match with a preconceived notion of what the rules are those with the rules you train for if you're allowed to rabbit punch in kick people in between the legs in a boxing match you're gonna wear a cup and trained to keep keep your legs closed that is not the rules in boxing so you don't train to keep her legs closed you have to worry about a guy kicking you know like getting the democrats don't like that the way the democrats win boxing matches not by winning they win by cheating by changing the rules in the middle of the game and using the referee the media to enforce the new rules in the middle of the match like were changing the rules we are now allowed to bite and kick you out and the media of course complied is what they do like that guy from the simpsons your grandma i that's what i gave a couple examples of the rules change last week last week's example we got a new one today by the way which is even worse than what we saw last week the rules change last week in the middle of a boxing match was something we went into the ring expecting that the betsy ross flag the thirteen colonies that the betsy ross flag was a symbol of the founding of america in the middle of the boxing match the left besides the go to the referee the median change that suggesting that collin capper nick now says that the betsy ross flag is racist as if collin capper nick who is one of the collapse or more runs out there in the media now constantly quotes communists this and others a guy who misinterprets a quote from frederick douglass selectively edited this ted cruz called amount of why were taking advice from this imbecilic it's hard to believe that was last week you where the betsy ross right here in our racist it's rules change in the middle of the game i mentioned other things of course how a the terminology illegal alien how the legal term but now if there is if you're a conservative and you say that term anywhere on the air you're gonna get feedback from the left they impugning you're integrity suggesting you're racist again rules change in the middle of the game of one of the other ones i saw this weekend was this tempe arizona thing out officers now they were a person cops in a starbucks in tempe arizona minding their own business having their their beverages at a starbucks and some consumer goes up to be a some snowflake goes up to the upper east whatever says hey i feel unsafe these cops the cops believe got once again new rules the presence of police are now unsafe you only way the combat these new rules if the basically give the double barrel middle finger and say your new rules are absurd ridiculous not based in any kind of fact were ignoring them and that's been the gift of trump if he just genuinely doesn't care the less the new rules are meaningless meaningless them and when you ignore the new rules long enough and you plow straight through eventually left gives up on that old rule in starts a neutral what's the new rules today folks i'm not making this up look at this ridiculous outrageous tweet about new role middle of the game we now find out air conditioning yes air conditioning she'd be is sexist this is from be outrageously ridiculous taylor lorenzo rightfully atlantic new york times or whatever this is a real three folks let me read this to you air conditioning is unhealthy bad miserable end sexist i can explain how many times i've gotten sick over the summer because of overzealous ac in offices hashtag ban ac folks i get it this way you may be saying why are you even wasting time on this i'm not wasting time on this ridiculous ridiculous city by taylor the ran's because air conditioning this is so dumb their conditioning sex let's say you're right it barely mer i know fairly merits mentioned now i know my my wife and i she complained to me all the times i do see kind of how i love my wife there's nothing to do with being sexist of course but this is these idiotic what the reason bring this story up is in conjunction with the betsy ross stores they give you another example of how the left thinks because they control the culture they control academia and they control the media they control these three branches that dominate our cultural beliefs and what this guy says the time if they think they changed the rules in the middle of the game and i'm telling you the woman who wrote this taylor rights actually believes that it is somehow sexist to turn up air conditioning it is absurd she wants the rules change in the middle of the game this is no different than the capper nick story declaring the betsy ross like no different it's the same motives to declare people on me outside outside of the radicals you turn up drc racist massages you where the betsy like look at this moment massages pay you are it is an effort to claim the middle ground enter move that middle ground to where you are and move any conservative outside of that middle ground and make them look is a radical and outsider it's no different friend the way to get through this is the take the trump being approach and plow straight ahead ladies and gentlemen turn that ac down i'm turning down the sixty seven today performances the damn right you're not turn that down to sixty says cold enough as it all right moving on this on a bit of a sad note my a my good friend at fox at henry had in appearance this weekend and now he's on the parents hosting fox and friends in i just wanna put this out here i'll have this article up in media i'd on my show notes just want you to check it out edge donating a portion of his liver to his sisters having some severe health crisis needs deliver a at broke down this weekend on fox and friends really sad to to watch it is very emotional obviously loves his sister death and 'em there's a go fund me in there again up to you i don't pressure anybody i made a donation this weekend but at sisters having some trouble there and i encourage you to check out the flipping media height a it's it's worth your time an m the phenomena organ donor donor and it's a good time to reflect publicly on the show you know you'll be gone it god forbid one day you don't need him so i i'm at organ donor and if you decide that's where you it's probably a good a good time obviously always it's always tough to talk about this stuff but as a good man a good friend and he's been a good friend and i know he's going through a lot so i checked that article out of the show notes today and if a if you're up for a small donation would probably help her sister so nice lot i try to do some a much goodwill is we count on the show okay 'em last story of the day wait wait one more that i know it's a little bit of a dour no there but on a bit of a humorous eric swallow well is payers be a soon dropping out of the presidential contest and eric swallow well an m yeah as a who is it a cold amount of sean spicer spicer said she squirrels reporters gonna go its supporters at zero percent so swallow well maybe dropping out maybe our first drop out of the cycle will see what happens reporter with his confirmed but swells zero percent support will have to go somewhere else maybe someone else with zero percent support within the greeks thought he idea of absolute zero right now where do you see rogo zero zero is of course zero will see what happens it's well but last story of the day is a good one a my buddy resident fact checker map palumbo who writes were bungee no dot com i have this piece up there he put together a and it's a good one it's worth their time little detail detail but worth your time it's up at the bunk this a bunch of you know dot com also be up at the show notes college was becoming cheaper until bro politicians like bernie sanders ruined it it's very detailed good piece an it gets to be all pj o'rourke who is one of the most quotable conservative a conservative ever pj o'rourke have this line about healthcare we said you think healthcare's expensive now wait till it's free well they jump on that applies the college do you think colleges expensive now wait till it's free well matt in the piece he dives into the federal government intervention into the college loan market and how that intervention is almost directly attributable to the hike in college course from the pc has a slide in there and he talks about the nineteen seventy eight middle income students assistance that were middle income students got they were accede got got access basically the college loans in nineteen seventy eight it's since nineteen seventy eight expansion the cost of higher education increased more than thirteen fall about about one thousand two hundred twentyfive percent in the same time period ordinary inflation is only increased two hundred and seventy nine percent ladies and gentlemen how did this happen how inflation go up two hundred and seventy nine percent since seventy eight but college inflation outpaced inflation of are standard a the nomination of measurement of money twelve hundred and twentyfive percent folks it is it is these third party payer affect if there one principle of eking out mix i would hammer home on this show repeatedly how it is absolutely devastating and destructive to our economy is effective third party payers and what do i mean by that as the federal government in nineteen seventy eight and earlier intervene in the student loan market and became a third party payer for a lot of a middle income people middle income their way to pay for college i say became the third party payer it intersects in defeats the supply demand curve a i don't wanna sound too overly complicated in medicine in college it works the same way healthcare in college costs of but exploding superseding the rate of inflation forever what's the common denominator there is a third party payer the government involved in both healthcare in college costs how does it work folks before nineteen seventy eight nineteen seventy two if you read the piece you'll see college costs were in some cases even going down the government gets involved in boom they go through the roof why is that because the student was paying for college it was coming out of his or her pocket or his family all of a sudden they start doing what searching around for the best value you because it's your money when you can get access the government subsidize money and all of a sudden you're playing with the government the tax payers dollars ladies and gentlemen you're not car sensitive anymore this is not complicated when you don't pay for an operation in a hospital doctors healthcare or you're classes in college all of a sudden that the costa that college doesn't matter as much this isn't complicated it's called the third party payer affect i bring this up because this is become a big issue during this cycle and we need to break the cycle of ignorance about economics in this country amongst the liberals bernie free college if you think colleges expensive so now as pj o'rourke said about healthcare wait till it's free and the tax payers pay the cost is going to explode like it has ever since the government inserted his foot in between the student college this is not unusual will are hard to figure out the same phenomenon it's happened in madison where government financials upwards of forty fifty percent of healthcare in this country therefore there is a third party pay you have the patient the doctor or the student in the college in any third party handling the money in the government you have medicaid medicare as chip and other government payers you have the student loan market on the education side when that third party is paying the doctor or the college doesn't care about the price is much as they would if the students paying why because they're gonna get the money from the college they're gonna get whatever they can get the college says will give you a loan for fifty thousand shouldn't be government the colleges will take the fifty thousand that doesn't happen when the families pay but also doesn't happen in medicine if the college if the doctor in the hospital and get fifteen hundred dollars for the government from different aspirin that's exactly what they're gonna take the patients not gonna complain they're not paying third party payer affects listen for them every single time you're watching the democrat debate and you hear about something free something being paid for by the government whatever it is benefits education benefits medicine always keeping your head when ever you talk about a third party paying you were talking about built in inefficiencies cause problems in quality problems every single time bar none folks third party pair don't ever forget it it will explode the cost of college this will be a disaster for every student who thinks they're getting free free college all right folks in france that showed a lot of information out there and keep in mind the beginning of the show as i said when i get information i'll give it out to not hiding anything i'm not playing you know rope a dope there i give you what i get when people give me permission they give out it's a simple is that but that was really unbelievable story when i my eyes were open when i first heard it please subscribe to our show youtube dot com slash bongino on youtube we really appreciate it also on apple podcasts you could subscribe and i heart radio 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america joe carlos eddie jeffrey epstein freedom project academy producer rick ross james zero percent seventy nine percent twenty percent ten years two years one thousand two hundred twent two hundred three hundred doll two hundred seventeen minutes forty thousand dollars three billion dollars four billion dollar
ENZ-046 The 3 Income Streams Used To Build Up Wealth In Real Estate

Escaping The Real Estate Investing Newbie Zone - Make Money In Real Estate Wholesaling Properties For Quick Cash

37:25 min | 11 months ago

ENZ-046 The 3 Income Streams Used To Build Up Wealth In Real Estate

"Welcome to episode forty six. You're listening to escaping the rei newbies zone. Podcast where you'll learn the underground closely guarded secrets that will revolutionize your real estate business. This podcast is all about helping you. Exit the real estate newbies. Oh an editor financial freedom building up your real estate grown this is escaping the rei zone podcast and now your host real estate investor entrepreneur world traveler and nationwide mentor. Ck chris bruce doing everybody. I just wanna say welcome to escape. The rei newbies zone podcasts. If this is your first time joining me. Welcome on okay. I want you to go back view. And listen to some of the other pie casts that we've had we've had several a guest and we're going to be picking up on our next episode on back to interviewing guests all across the country real investors and learning some of the strategies as some of the things they've been implementing in their business succeed and make money right now in real estate. Okay first off. I do want a shot out one of my students of ray. Maybe oh man. I want to send a special shout out to you He just putting the group the other day last week as a matter of fact that after joining the rei wealth academy to know in just ninety days he went from a few hundred dollars begged countless several thousand dollars. Guys all right. And that's you know one of many success stories that we've had people that came onto the kademi took information but not only took the information in applied it. Okay it's most important of investing in your education but also applying. It and ray is definitely a person that has applied it and has made you know pretty much close to twenty thousand dollars just in ninety days all right now if you listen to this podcast right now and you have not done your first deal or even if you have flipped a couple of houses but you're looking to take your business to the next level. I highly highly suggested and recommend that you join one of our three workshop online that we have every single week and you can go ahead and join up right now. Claim your free spot by going to rei web class dot com again. That's r. e. i. webb w. e. b. class c. l. a. s. dot com are a look forward to showing you some of the things that we've been working on and some of the things that you can implement in your business to triple your income over the next few weeks just like ray did all right now today. We're gonna be talking about is building wealth specifically okay building wealth specifically They're real estate investing. And what are the things that i've been able to accomplish some of the things that you can be able to accomplish in your business but i want to first start off by asking you a question. Okay why did you get started in real estate. okay. I want to ask you that question. I want you to think about it. Why lewis into this. I don't care if you're listening to this while you're riding a train and bus. Are you in your car driving to work or even if you're at work listening to this on your ipod had Or even your cell phone. Okay why did you get started in real estate okay. There's a specific reason. And i want you to write that reason down and i want you to put in your parish. Put it in your pocket. I want you to pick it out every single day. Okay right the reason why you've got started because a lot of people you know get started in real estate and they might go through a little bump in the road or little minors setback. And they forget why they started and they ended up quitting. Okay and you know you have to understand that. Nothing is always going to go perfect. Look at your life. Look at some of the relationships. You've been in. Look at some of the things that you have to deal with with other family members especially if you have children nothing goes perfect okay so you should always understand that when you get started in real estate when you start a new business especially nothing is going to be perfect nothing right. You're going to have some smooth selling days. Smooth selling weeks even smooth selling months however not every day is going to be perfect so you should never expect that sores. You get started this business the first week. You're gonna make ten thousand dollar check okay. You shouldn't think that it's possible that can happen. But is not guarantee is. Okay so i want you to remember why you got started so that way you can keep pushing on all right. I'm looking at this portrait. Right now as i record this podcast and it's a beautiful portraits as actually Seven pitchers excuse me. Eight pictures of myself and my daughter are and it says. Someday i'll find my prints but daddy will always be king all right. And this is what i received As bothers give this past sunday of from my daughter all right and has several pitchers of very important capture moments in her life in mind as well to all the way from when we went to jamaica from when she was first born to win Her birthday we should turn three her birthday will. She turned five and even her birthday when she turned to okay. And i look at this portrait right here. My office and this is why they're starting to real estate. Okay this is why. I continued on and went through whatever i had to go through. Whatever challenges came my way. This is what kept me going because my daughter's everything to me and it's important that provide a lifestyle for myself to be able to take care of my daughter in ways that are probably never even imagine being able to provide for her to give her opportunity that if she wants to do swimming lessons she's it. She wants to do dance class. she's in it you know. She wants to do gymnastics. We put her in it okay. This could not happen without real estate. Investing all right. Let me tell you the reason why. When i was working a job i was only bringing home. Seven hundred and fifty dollars every two weeks. Now some you. You might be thinking chris. Hey that's pretty decent money okay. That's around fifteen hundred dollars. You're making every single month complain about that but when you look at the bills that accumulated in things that i had to pay for. I was not you know when you add up rent You know auto utility bills phone bills daycare. You know all of these different things. I was left with only two three hundred dollars at the end of the month. Right car note insurance two hundred three hundred dollars left okay and so. Maybe you're listening to this podcast right now. And maybe you're in that same boat. Maybe you're looking at your income right now. you're saying. I don't really have enough money to do anything else. And if that's the case then you need to make sure you're you make this real estate. Investing business work. Okay because you can make if you can just do one flip art. Just one flip a month and make an extra five to ten thousand dollars. Don't you think that will help you situation right now. Extra five to ten thousand dollars a month. Just one flip. You don't have enough time. Maybe you're getting started real estate and you don't really have that much time you don't have full time to dedicate like i do. You only have a very limited amount of time. You can do one flip of a month and make five ten thousand dollars guys all right. That's beauty of real estate. Investing is dead following this system like rei. What the kademi shows you how to get started part time and lipping real estate for quick cash using other people's money all right and that's why you need to look at you need to just bigger out how you can get started how you can get your systems in place so that way you can get that extra five ten thousand dollars a month you even if you were to only do two or three flips the whole year. Let's just say you average ten dollars thousand flip. That's an extra thirty thousand dollars right. The answer is not to go get a job not to get a second job right because what happens is that money is taxed number one and you getting a second job is going to be much less time that you're going have and you're gonna be pretty much capped at a certain amount of money that you're going to make a lot of times. We know we've got what we need to make money. And so the first thing we do is we say well. Let's go get another job and is nothing wrong with working two jobs. I've worked three jobs at a time Before when i was living in detroit but the thing is is that you're pretty much capped out of how much income you want to make when it comes to retain the best thing you can make as much money as you would like. It's all about taking a works and in scaling up. You can literally if you only have enough time. You only have the resources to only do one deal among that provide you a five ten thousand dollars extra. That's fine when you have more time getting invest in more money you can go ahead and start doing two three flips deal now. You're making twenty three dollars a month. Maybe you wanna do five to ten deals a month and you can even be making a hundred thousand dollars a month. Are you know have a cap limit of how much money you can make an ask the difference between when you invest in yourself when and then going and working for someone else investing in them. Okay because you're giving them your time for you trying to your time for dollars and you don't have you know Income is not. Set up where you can actually make more yes. You can probably get raised but that raises all. You're gonna be a few cents. Maybe a dollar to so you're not really going to be able to see that very increase of income like you want all right and the thing about it is. Is that the end goal. Is you need three type incomes. Okay tim to bill well when it comes to your building. Wealth periods and boone wealth. In real estate there's three sets of incomes that you can do all right the first one all right. You need that earned income okay. You need the income that comes in right now are right. That's what's we talk about. And that's what we show you in our system okay of generating quick cash right now real estate. All right. that's what we call wholesaling ohka and so that's the first level income that everybody is pretty much you know. Used to getting a earned. Income are called linear income. Now the next income stream that comes in is the passive okay passive income is. Would you want to get at. And i'm gonna tell you this past income will make you wealthy are you can get rich or earned income. You see there's a lot of other people that have done tons of other businesses that have created millions of dollars once in three years all right. They've invested in the education. They took that knowledge plight it and became a millionaire right and you can get rich but wealthy is when you don't have to move a finger and all of your expenses are covered for. You could become wealthy extremely fast. And that's what's going to come from your passive income. Now i have a property jamaica right now. We're working on all right. It's going to be once it's finished. It says six bedrooms. Six bathrooms two story property in montego bay located down the street from a conceal that is getting built right now. I purchased this land for ten thousand dollars. Okay we start building we have. We have about thirty thousand dollars. Invested in it right now are gonna take some more money at. I'm investing in to finish. It probably won't be about another thirty forty thousand dollars to finish the property right last year. It was already appraised at a hundred thousand dollars. That investment that i invested in is already appraised on more than what i put into the property. Okay and the thing is is that this particular property is going to provide me would passive income the cash flow where i can bring. Someone and baker is a tourist. They can stand. This property are charged a certain price for their stay and that money comes in and every single mom. Okay just like buying a rental all right. You can buy a rental. Let's say you invest thirty thousand dollars to a rental. That's going to provide you six hundred dollars cash flow every single month. That is how you bill will when you can have several houses that are below market price. Okay there below you get into the below market value fifty percent below market value. Or even if you're coming in seven percent market value your cash flow every single month and you have this property that is going to bring income. Not some you guys are probably think chris. Yes that sounds good. But i don't have any money to get past with income. Well that's why you work on number one generating the earned income. That's what's going to come from. Host southern guys wholesale is gonna generate enough cash. Where you're going to be able to take some of that money and go ahead and start rental properties start investing in things to bring you pass income and there's other things that you can do pass may come. I'm not gonna name all of them but for me. Real estate is the best way to go all right because no matter in what market in as an investor. You're going to make money okay. Even this particular property in the market the market goes bad. I can always make money charging rent. Why because this property is paid for a paper the land and built on frequent all anything okay and so i can always sell it later on if i need to take out the money that way capital gains or i can continue cash on it and making the money every single month retarded people to go into all right so building well in real estate is going to be where you want to be right if you want to be wealthy you want to live the lifestyle of your dreams you want to have the freedom that by nanteuil three them. It's extremely important that you understand that you're going need passing income now. Another stream of income that would comes to real estate is investment income right. Now i've only hit the two streams of income right now i'm getting towards hitting that third dream and that's where you want to be eventually down investment. I wanna talk about it. But what investment income is is. There's tons of people that you know. Invest in real estate. They don't want anything to do. They don't want to go wholesale. They don't want to be a landlord however they would like to take their money and invest it where they can actually make a better return than they would putting in a bank guy. Do you realize having liquid cash. Your bank account is making the bank more money. That is making you if you put your money right now in a savings account. How much percent interest. Do you think you're really going to earn guys. Think about who's winning all right. The system is created the bankers to make more money off your money because why they take your money. That's in your savings account and loan out more. That's why we're in debt right now because we're loaning out more money than we actually have okay. And so the bankers the system that's created is created for them to win. You put your money into this bank account and you only get a one percent interest however taking that same mind that you have an investing in real estate you can get up to eighteen percent interests off your money. What salisbury. it's you guys. Does it sound better for you to invest in real estate and you're getting your investing in property that is your. They're getting way below market value. Okay so you can get anywhere from fifty to seventy percent. You say you're gonna have to study percent market value. Okay sir media this still an equity you have any interest inside of a real property a real thing and you're earning eighteen percent on your money every year. Does that sound better. i'm sure of course it does. Our eighteen percent is always buried one percent. Okay and so. These are the streams of income that you want to have to be able to become rich or even if you don't want to become rich become wealthy all right you know. The thing about is talking my uncle the other day and he's in brazil. He lives in brazil. My dad you guys don't oh. My dad lives in jamaica and my uncle lives in brazil and he's getting ready to move to another country right now is probably going to end up moving to dominican republic. And he was telling me you know. He's making a nice pension check. Pensions about five thousand dollars. Which is good. But as you know my uncle's older and as you know for for for us generation you know allow those. Pensions are gone. There's no more pension. There's what they call. What the 401k. Okay so what they want to do you working your job they say okay you put this money your 401k or you save up with thirty years then you'll be able to retire but i want you to take a look around yourself. Look how many people have actually been able to retire. How many people have you saw walking into. Your local walmart are greeting doors. Or they're working steal lie because there's not enough money to give there's not enough money. They have invested for them to live off what they should have been able to get their pension. Pensions are pretty much. No longer available. Okay when it comes to your 401k. They're saying hey look put there's money in here. I'm going to take money your account every single paycheck. You invest invested with us. And hopefully you'll you'll get most of our some of that money back when you retire now. Let's go into some real beck's about what the 401k actually is. The 401k is based on stocks. All right now one. Third of the time is stocks. Actually rise okay. One third of the time stocks actually rise. Let's say look the other third. The stock market might actually just stay flat. It might actually don't even move the other third. The stock price might go down it decreases. It does decrease so only one out of the time is where the actually increases. Okay one third of the time actually increases. And that's where your money is going into the 401k's based on stocks okay and so if you're basing your retire money based on the stock when only one third of the time it actually increases. That doesn't sound like a good investment to me guys. That's why i love real estate. Okay yes the market does. Go up in dow. But the period of the marcus. Staying strong is five to eight years five to eight years of strength of a good marketing real estate. And when you're an investor when you're a savvy investor like myself you able to learn that even as an investor it doesn't matter in a downmarket or a upmarket. You're going to make money. I've made more money in a down market than i have in a strong market. So let me ask you this. If i can make money in any single market whether it's up or down what makes more sense investing in real estate or putting all that money into your 401k hoping that it has an increase in when you take it out you have enough money to live off of hoping all right guys. I mean it's it's it's automatic automatically. We understand that real estate is the way to go all right. If you look at the top forbes list of the most millionaires that have been created in america they all have some type of real estate all right and it doesn't matter where you started off right now. I don't care if you can't even visualize yourself right now. Own a piece of property maybe listed as podcast you never purchased the property ever in your life but it does not matter because we all have to start somewhere are starting off using a system of making quick has wholesaling all right. All you're doing is pretty much guess signing a contract you're writing a contract and you're taking their right to contract and making money doing that over and over and over again to produce. Quick large amounts of cash to there'd be able to go and buy some rental properties and start to make passive income. And then be able to go in and invest your money into red into properties where you can be able to get a return where you can just invest your money in a speech out a return back every quarter. You can't beat that and that's where you want to be. That is how you're going to be bill and real estate. That's how you're going be able to start traveling. The world star going to foreign countries and seeing things that you can only imagine all right. The world is a book and those who do not travel. Read on page acts yourself. How many pages of that book have you read. How many places are destinations. Have you saw the travel channel in wish that you could take vacation to go there. Will it can definitely happen with real estate investing. And that's what he's been a do for my family for countless of my friends for countless of my students for countless of other real estate investors guys all right is just all about knowing and understanding and having a system that you can apply and duplicate the exact results. That's all it is. And that's the reason why created there are worth academy so you can take this system duplicated and starting to get the same that results in your market. All right you can take this system and duplicated any market across the country. Okay but the thing is is that you have to invest in education. Are you have to invest in yourself. If you don't see it where you don't feel that you're worth investing yourself investing in this type of knowledge so that way you can get to learning how to make quick aspirin. Stay or how you can get to learn how you can start built enough money so you can get that passionate income or even invest so you can go ahead and start putting your money into properties and get those returns are right and the reason why people do this because it just makes more sense. You could start to do this right now. You can get private money lenders right now. Parmalee people that are doctors. Nurses lawyers attorneys whatever to invest in you. Because the reason is that you're gonna show them. You're gonna make the more money than they're making in their bank. Their bank accounts is collecting dust. Compared to what they're gonna make sitting in there. That liquid cash is only making one percent. You can take that same amount of money. Fifty thousand dollars invest in the property and make up to fifteen eighteen percent returns. Because you're buying the property way below market value and you're charging high premium price for them to make on rent or or you can actually go at and buy below market value. Put little work into the property. Fix it up and then sell it for a high premium price to finance buyer. And that's what i fifteen. Eighteen percent is coming from once the properties rehabbed and fixed up. You know you take these. These properties give ample take a property in a market in the area where you know in a decent area. Let's say you know it's a medium income size area okay or even if it's in a low income area you get this property that's worth let's just say is were fifty thousand dollars right. You pick up this property for twenty five thousand dollars okay. Twenty five thousand dollars. You put a little working. You're able to put better. You know things into the property. Granite countertops you know. Maybe even a would be able to top notch. Put this up. Have this house have better Appliances and things and then the rest of the properties in that area putting on the market and sell it for premium price. Sell it for forty five thousand dollars. Okay and make that return after you sell it all right. And that's the thing you're going to be able to do. That's when investors can invest their money and know that they're going to have secured by real estate number one but it's also going to make them a high yield interest off of what they've invested right and you cannot do that anywhere else. That's not happening in the stock market. Guys that's happening right now. State do you understand that when the market crashed all right back when the market crashed without seven two thousand eight you know there was a lot of buyers looking at this america like it was christmas. It was christmas to these guys all right. It wasn't a shortage of money but the property values went below very very low. You know places. Like florida kelly vegas. They got hit extremely hard and it was christmas for everyone. Okay because their property values that were properties were signed for three hundred two hundred. Five hundred thousand dollars are now hundred seventy sixty you know some you know even lord annette christmas for them but that's the difference between the system that they feed you they tell you oh only buy when the market is booming when it's up in his rising that's when you buy no. That's not when you buy you buy properties win low all right. If you're doing everything that everybody else is doing. The news is telling you to do with the mass. Media's telling you to do you're going to be answered deep trouble you're going to run into financial ruin like a lot of people did all right but this is the gain knowledge that you will stand and you will have once you invest in education okay. That's the most important thing. Investing in my education guys was the most critical thing i could have ever done. I spend nine hundred ninety seven dollars on investing in just one strategy. Okay just one strategy which was buying foreclosure properties. I knew we're in a crisis. On knew there was a lot of foreclosure. Properties and so i invested knowledge a nice home dollars into this course received. It took it in applied made a bunch of mistakes. A bunch of mistakes twenty six to be exact and finally looked at. I may five thousand dollars. That was the best return of my investment. That i could better receive right and so what i want you to do. Is i want you to come into the cabin now. I understand that. It's not everybody this this this courses. It's this class because we meet twice a month for us to talk of question answers and give you strategies. This is not for everybody are. It's only for people that are in dire need of succeeding estate. A ready made that choice and this is what they want to do all right. They've chosen that. This is the route they wanna go there. Ready to invest in their education. They're ready to take the real estate business to the next level bachelor. This course and is academy is is pretty much a creative four however you might not be. Maybe you're better off having a job sticking to hoping that 401k works out for you and i hope it works out for you. I wish everybody the best all right. But for those of you. That have chosen that. You want to start in real estate that you want to learn how to become wealthy in real estate. This is what it's for all right. And so what i want you to do. Is ios those of you that. Listen to this podcast right on the decide that this is for you that you're ready you're ready to go. I want you to go to. Rei web class dot com. Okay our web class dot com sign up for one. Our tradings right. Go through everything. And you're going to see what we have in store for you what we're gonna teach you what we're going to provide for you and how you can duplicate our system that has been working for not just only myself but countless hundred other students all across the country all right so i want you to go to iowa class dot com and guys. I don't even asking. What is the price. We have different prices available. You can get in as low as ninety seven dollars a month all right again when it comes to my one on one coaching. I m expensive. I am not cheap. It costs a lot of money for me to consult with you. However i understand that everybody does not have the resources to be able to afford myself. But that's the reason why. Create this iowa the kademi so that people can make it an inexpensive so that people can get this knowledge in their heads. Run would apply it and starve to generate cash. Alright start to generate cash and started getting closer to getting to that passive income and then eventually getting to that investment income so that way can be financially free all right now again for those of you. That might not have too much time where your hands are system is mitt. And it's it's basically we've created. Where if you don't have that much time if you can only do this in your spare time and that's only maybe two hours a week you can still do. You still can be able to take those two hours you for your business and be able to generate quick cash are and then eventually if you would like. You can quit your job and do this fulltime. Like i did all right so again. You can also you. That made this decision for those of. You have chosen that you are ready. You're ready to live life dreams. You're ready to be able to provide for your family in ways. You couldn't even imagine you're ready to tell your boss goodbye. I'm working for myself now for those. That are ready. Secure your retirement secure retirement not waiting to sixty sixty five seventy years old to retire but being able to have an income where you can retire. Were if you wanna stop working. The you know for sure income is coming in for those who are ready to have this. I wanted to go right now. Our web class dot com sign up for one of our free trains are or a thank. Everybody listen to this podcast. What i want you to do also is. Click the subscribe button. If you have not already make sure you also leave us a review because this helps us get out in the masses all right guys. I appreciate your listening to this. Podcast share with all your friends and guys remember my quote. My saying don't live the dream. Live your journey. I'll see you guys on the next episode. Thanks for listening. To escaping the rei newbies podcast at www dot is the newbies zone dot com.

ten thousand dollars thirty thousand dollars eighteen percent chris bruce rei wealth academy twenty thousand dollars webb w ten thousand dollar jamaica Seven hundred and fifty dollar fifteen hundred dollars three hundred dollars two hundred three hundred doll ten dollars thousand twenty three dollars ray forty thousand dollars one percent five thousand dollars six hundred dollars
When Is an Umbrella Policy a Good Idea?

Chris Hogan's Retire Inspired

03:53 min | 3 weeks ago

When Is an Umbrella Policy a Good Idea?

"You're listening to ramsey everyday millionaires where we talk retirement building wealth and outrageous generosity. Time is going to start off this hour in sarasota florida. Hi tammy how're you get afternoon. Thank you for taking my call. My question is regarding umbrella insurance policies. Are they worth it. Do they just entice people to sue more frequently or go after more beyond that as well no. I don't think there's any indication of that. I think that people are enticed in a lawsuit. Happy world to sue for anything anyway and so I think they're worth it. I mean you can get a million dollar umbrella policy that attached to the top of the liability on your car and your homeowner's which is usually up to a half a million. So that gives you like a main and a half total In most areas you can get that for two hundred three hundred dollars. Something like that From an independent insurance broker from your insurance broker to match up with your your current your current coverage on your pnc and yeah it's worth at once you've got a net worth or something that gives someone the indication that they might Be able to get something out of you and so in a lawsuit. Happy world for three hundred bucks. I always recommend that when you got a half million dollar net worth and above or if you're doing something That makes people think that you do you. Talk about that with Women in business or anybody in business but specifically and i've had conversations around this around business boutique women that are in a business that either they have a lot of wealth or even the appearance of wealth. That would make someone want to sue them and that. It's a good idea whenever anything about that from incorporating standpoint you know you talk about for instance I if you're doing something you know we around here. We call it. Spotlight work where you're in the media Or you're in a spotlight or some kind or that gives people the idea that that that you know you could be You be ripe for the picking if they if you happen to bump into him with your car and so I carry a ten million dollar on me Because if i bump into somebody they're gonna go. Oh yeah everything's okay What's your name daveramsey. Back you know. So that's That's that's kinda the way i look. You know i'm a little bit cynical And i have good reason to be so I think they're worth it to answer your question. We recommend them once. You've gotten up know you don't need one if you've got a negative net worth or one hundred thousand dollars net worth or something Unless you're doing something that gives the appearance that Some you know. All i'm trying to do is hand off the lawsuit to the insurance company because it doesn't change anything but they're gonna they're gonna fight it or satellite or whatever they're going to do versus me that's all amounts to self insure through a million dollars or ten million dollar hit But for the few dollars that it costs to buy it it's it's a really good bye and the insurance and not have to deal with it. Yeah just you know. And they they can go over and the sad thing is there. They'll settle quicker than i would. 'cause i can't stand up fraud so i can't i get all principled about into the ground it turns into a long fight. It's an expensive by. And they'll the googles at the insurance companies right. Thanks for tuning into ramsey everyday. Millionaires to check out all our podcast. Just search ramsey network on apple podcasts. Spotify or wherever you listen.

ramsey tammy sarasota pnc florida apple
Before You Publish your book!!

Kris Kourtis

05:20 min | 2 months ago

Before You Publish your book!!

"You're listening to buy one. Oh two five this. Is chris. curtis here. We wanted to talk about authors and riders in the things that they do their lot of writers who want to publish their books and they're trying very hard. They go to traditional publishing houses and they get rejected. So that's a big problem. So they give up and then they go to self publishing companies while now. That's the problem self publishing companies do not promote. You do not help you n. Take thousands and thousands of dollars from you. So what do you need to do is write a book. That is amazing. A booklet will sell a lot. You have to be very creative and you have to have a good writing style. Style is very important. Look at jk rolling. She has a very good writing style. Inveigh unique i heard horror stories about people who signed deals with self publishing companies. A he even had publicist for them. That supposedly will help them promote their book. Put them in bookstores but then never happened. So they're all thieves trying to make money off you when you sign with a traditional publishing house. they pay everything for you. everything is paid for. You don't have to worry about anything. They do the book tour. They do all kinds of things so that's very important to keep in mind. If you think you're a good writer that's good you gotta proof-read than proofreading again and check your book check if it's worth selling if the market needs your book is the demographic needs your book. It's all about who are you writing to choosier demographic that's very important. There was a woman called. Linda and she came to me the other day. She says i went to this publishing house supposedly number one annan to self publishing company in. I pay over ten thousand dollars. Never sold one single book end. They never returned her money. You see what's going on. This is all fast. Be very careful. Do not self publish always have a traditional publishing house. So you need to be creative. You need to think about all kinds of things is you can add to your book one to prove. Read your book. try adding different types of styles. Try to make it more creative. Try writing more important information in the book. Whether it's fiction or non-fiction you need to make sure that your book will be happy Will be sorry not happily will be understood in take him for of seriously and your book will be they amazing so the new york times can write a review about your book. See if your book is worth it than definitely. The new york times will write a review about it with self publishing companies. They give you a magazine. That's not very known they say yeah. We'll publish a review for you. Give us two hundred three hundred dollars. Where when it should be free but everything is money money money so be cautious and make sure to tell your friends your author friends. You're right to friends not to self publish your book or their books because it will be just to downfall. We'll be back after the break.

curtis chris Linda The new york times
New plan in St. Louis

The big d zone

05:54 min | 1 year ago

New plan in St. Louis

"Okay change plans about at least Saint Louis but are going to be alive burder from my apartment where I'm going to be. Okay. So the new plan is going to be I, finally found a hotel other than motel six that don't charge incidental fees in Saint Louis. Super. Surprisingly, to pay motel in north tartars one hundred dollar. After right after I just paid one hundred dollars under an eighty dollars some whatever I paid and they be the charge even though I get a bad a hundred Dala an incidental on incidental fees. And I, mean, it's ridiculous. It's absolutely ridiculous. So now I'm going to have to stay further away even though as closer by Lambert airport. Well, he's going to be a lot closer when Lan. But I had the apartment appointment on Wednesday. But I'm going to see a probably factor do a Safety. On. Now Safety on the second. Second thirtieth anymore. But with the safety. Yeah. A the apartment on the second. And I understand any of this. This is ridiculous if they want people to travel back to go traveling why in a cat are you want to pay if the dental fees in the first place you're saying? You Trust you charge a lot futterman per night. At, full total, probably a hundred or two, hundred, three, hundred dollars depending upon the number nightstand. Enter top of that you WANNA pay. If denial and in some places, even the tards resort fees on top of that. Come on if you really want the bell. Ban. You need to understand. That we are trying to help you we're trying to help, but you gotTa stop attacking by these Dan feed. I mean I'm glad Tomba at some places in Tomba delivery charge fees. Well skip for. Candidate. But I got. Forty dollar fee feedback but I had the pain and cast but. It's ridiculous. Ridiculous had hyper got to eat and then get to face that we WANNA. Doll. I mean that's ridiculous and then you can't get modern help 'cause they don't even understand what the hell you're going through. Okay. and. I've been trying to taint hotel reservations forever. Trying, to find out where I'm going to actually stay in. Saint Louis. So now I'm going to be staying at a totally different place much closer to the airport, but they're further away where I really need to be because. The more expensive plus adding stupid international fees. Asked me dig I gotTa give it in moved at it. I gotta give it more and not only did this because I want to be either flashback crying the whole week. I. Hate. I hate this pandemic it's stupid. They're both stupid. They're. Stupid and whatever happened to the customer's always right. I mean you pay paying ability your money, and then you know you got these crazy crazy policies that you don't WanNa work with customer who pain you? Ridiculous. Absolutely positively. Ridiculous. So new player at the stadium at the Days Inn when him north. Lewis closer by airport and I gotta be a further away when where I wanted vigilant wanted to be. God. Can and. Can't get cat cat cat GAK. At least when I get to Saint, Louis, I could go to all the places that don't want to anytime that I wanna feel like going there at least. Thank. Why Does is almost like a little bit like I thought Twenty Twenty and twenty, twenty one. Twenty, twenty and twenty, twenty, one, I fought twenty, twenty, and twenty, twenty, one, I thought twenty, twenty and twenty, twenty one I want to go out the day I fought on twenty twenty anyone I fought Tony Twenty. Twenty twenty one but they said I had. To pay I only twenty, twenty, twenty, one, I fought Tony Twenty, twenty, twenty, one combing the. Man Death, like Halloween. Combing people going crazy living in fear today I tried to go to an Amusement Park I for twenty twenty, twenty, one I on eight Tony. Twenty. Twenty one, they want me to go into. So thank God I fought twenty, twenty, twenty, twenty, one. Twenty twenty twenty twenty one they allowed me to go in the cooler deny but I have more fun and icon par it will. Cooling, but they told me no. No. I wanted to go to end the trip with Bay I. Twenty Twenty, twenty, twenty, one, I, four Tony Twenty point twenty one but they told me that I had to come back again, I for twenty twenty, twenty, twenty, one, I fought twenty twenty, twenty, four, twenty, one, I twenty, twenty, twenty, twenty, one I thought only twenty, twenty, twenty one.

Twenty twenty twenty twenty Twenty Twenty Bay I. Twenty Twenty Tony Twenty Saint Louis Saint Louis Lambert airport Tomba Tomba Saint Dan feed Days Inn Lewis one hundred dollars one hundred dollar hundred dollars eighty dollars Forty dollar
Why So Few People Finish Courses (And How to Make Yours Pop) #1812

Marketing School

05:21 min | 2 months ago

Why So Few People Finish Courses (And How to Make Yours Pop) #1812

"Welcome to marketing school. The only podcast that provides daily top level marketing tips and strategies from entrepreneurs that practice what they preach and live what they teach. Let's start leveling up your marketing knowledge with your instructors. Neil patel and eric. Su are guys before we start. We got a special message from our sponsor. If you wanna rank higher on google you gotta look at your paid speed time. The faster website loads the better off. You are with google's core vital update that makes it super super important to optimize your site or low time and one easy way to do. It is use the hosts. Eric and i use dream hosts so just go to dream house or google. It find it. Check it out and it's a great way to improve your low time. They were going to talk about why. So few people finish courses and how to make yours pop before we begin though. Neil and i want to apologize because we're both under construction right now so we apologize for the background noise. So i'll start. I get some context around the so. I believe the number is when it comes online courses. It's just self serve. Ninety eight percent of people. Do not finish. We're so we're talking. Two percent of people finish. Now when you flip it around to something like a cohort. Based course which. I'll talk about in a second. I believe completion rates a lot higher. We're talking ninety. Plus percent or even even seventy eighty plus percent is very high right and what a co her based course is i. invested in a company called maven. And i'm actually doing the cohort based course for them right now. Basically it's leveling up how to how to build your first business right builder during business. The difference is for a self service course. So let's say you see a lot of internet marketer selling courses for maybe two hundred five hundred one thousand dollars online and it's just a lot of videos that you watch right and a lot of times. It's information that you can get online for completely free the experience that i'm going through with maven right now is they're actually doing a course for the course creators and it's been a pretty amazing experience and it's pretty grueling so every tuesday every thursday we meet for two hours and there's a different section each time and there's different instructors and we all get in there we go brady bunch mode into zoom anders homework that we have the finish and they go into breakout rooms. Keep it all engaged right. So i'm i'm happy to go a little deeper later but i'm just saying that i've never gone through a program or a course where it's actually kept my attention and i felt the need to be engaged because i felt like i was part of a community. That was a lot bigger than myself. Neil that we've done a lot of courses in the past while say like this experience at least is a little different and we'll dive into the details. The other thing that i've learned i've done quite a bit of courses and eric's right majority of the people never finished the course and the core stuff does do a little bit better while also found is if you can't do the cohort based stuff will we though is pretty interesting and help improve the efficiency rates people completing which means they got value referred. More people didn't ask for as many refunds is. We would actually do a weekly call based on where you were in the lesson so we would have. It's not really like a core but it's really so we every week. We would have calls for people who finished the week one lessons every week. We would also have calls for people who finish the week. Two lessons et cetera. And if you had a week's lessons every week we had eight weeks worth of calls and by you know having those calls and trying to hold people accountable and telling them all the goodies that they'd get for being on those calls in some of the extra stuff that we would do a lot more people showed up and they would complete that week's lesson in the reason being is they didn't want to be that person who didn't know what they were talking about our look foolish so there are just more likely a complete and we found that to work extremely well. Yup so the key thing here is we're talking about engagement at the end of the day. How engaged are people. If you're doing a weekly call. There's a reason for people to continue to stay engaged because they also feel like they're getting more support and they feel like they're part of a community if you put them into facebook group. You have someone supporting their so. I do think the community manager aspect is very important. The coaching aspect is very important. And it doesn't have to be you coaching right. And if you're going to do if you're gonna add in more of a level support here you're going to have to hire more people which means you probably need to charge more for your course right. It's it's hard to get by charging one hundred two hundred three hundred dollars for a course you're probably gonna have to charge upwards. Maybe two three four five thousand dollars for the separate stuff right. You just have to keep in mind that you're delivering an outcome at the end of the day and if you're building you're helping people build relationships with each other. That's super powerful on. Its own and you shouldn't shortchange ourselves right so i don't think there's anything necessarily wrong with courses. I think there's a delivery problem and there's a there's a quality problem and i think if you want to surpass and everyone else and kind of make yours pops than i think. This is your ticket to doing. So neil yeah. I think we've pretty much covered everything if you wanna learn how to grow your business more checkout marketing school dot ie slash live. We appreciate you joining us. For this session of marketing. School be shared a rave review and subscribe to the show and visit marketing school dot. Io for more resources based on today's topic as well as access to more episodes that will help you find true marketing success. That's marketing school dot. Io until next time class dismissed.

google Neil patel Neil eric Su Eric facebook neil
11 Things to Stop Buying to Save $1,486 a Month [Table Included]

Success Unscrambled | Blog Traffic Tips | Business Success Stories

24:07 min | 1 year ago

11 Things to Stop Buying to Save $1,486 a Month [Table Included]

"Hello and welcome to suck fast unscrambling but Catherine's Outrun. I might focus it to simplify on marketing for feeding entrepreneurs so that they can get results at scale unfulfilled their passion on purpose in today's this episode. We look really looking at eleven things to stop buying to save one thousand four hundred and eighty six dollars every single month. Are you ready. Let's get started. So have you ever told about the things to stop buying to save money. Are you looking to reduce your expenses significantly over the last seven years I've gone from funding somewhat Kia Leslie to becoming quite trusty fifty when it comes to my household budget you see. It is quite interesting that as an adult. I find myself buying things because I think I need them. In fact buying certain things every single month develops into such a strong habit that it can be difficult to actually give it up. I made people all the time. We believe that the well broke. They're constantly broke or that. They never seem to have any money. Left over to to invest in themselves however upon close investigation is surprising to see that the things that people buy because their the parents bought them this particular episode. That will show you how I managed to save for one thousand four hundred dollars a month because they stopped buying things thach well. We're not resin necessary right. So why make a household budget one of the best lease seed money. Every single Vermont is by sitting down with a pen on good old people to make a budget. The process of making a foot can be simple affair on can also be a complicated depending on your own personnel to consensus two main columns. That should be routed. Are In your budgeting are the income and the expenses in one. Theo weekly salary will reach should be treated on the income as well as any other incoming payment. Should I say incoming salary you revenue while. Something's got effect expensive on the other hand. Include everything else like utilities utilities food clothing shelter be rental mortgage and other necessary expenses like insurance etc so the reason why is important is that it helps you to pinpoint areas way your expenses exceeding your income it. It also shows you are the areas where you can make significant savings like left the heating and other utilities if you're thinking of fighting side hustle you are in that position where you seem to have more month than money then creating a budget will give you clarity on areas where you can cut cutback on you. Expenses one of the best ways to find money to invest in your future when you find yourself Everyone is by cutting back on unecessary items. It is so easy to trump your hands in the air and dream on that. You had woman to enroll in a cost of the side-hustle or to be off that you would be surprised about what can be accomplished with a little bit of creative. Budgetary what I they have come to realize in life is that sometimes we need a deep desire for taking advantage of an opportunity to cut back on unnecessary expenses. Let me give you a typical example. I can decide to three nights a week. I can cut back on my expenses and make food at whom instead to save money for a big investment. Another interesting thing I noticed is the fact that I find myself throwing away food regularly. It may be that. I'm spending too much money on fruit if my motivation to start a side hustle or to to retire early is very lean team has Don't have sufficient motivation than I will not be passionate about saving more money realities. He's that you'll need to have a why that is big enough. That scary enough. That will cause you to want to change your spending habits now. You knew about budgeting on having motivation to invest in yourself. That's a big list of things that you should stop buying to save money on concept behind to save money. I haven't told you that the items on the option just normal everyday things that many of us are used regularly early to get on in life. Okay so number. One we've got cable slash satellite slash TV licence pending will live. You may have all three of these or just have one which is cable. Many years ago when I began my junior online marketing. I join a program that encourages campus purpose to stop watching TV. I initially told well that is simply enough since I don't really watch that much. TV Any what. I did not realize that time is the overall cost to the average household in terms of time I'm ulises by indulging in that. TV Habit. Did you knew due at the average cost of pay TV or cable is around one hundred and seven dollars every single month that works out to roughly around one thousand two two hundred eighty four dollars in a single year. So what's the number. Two number two is eating regularly. Now there is nothing wrong with going to restaurant for a special occasion or even ordering a takeaway meal here and there the issue arises when when it becomes a weekly or twice weekly habit especially for family four if you find yourself every month in a position of being constantly constantly broke or never having enough funds to invest in your feature then it may be time to rethink spending according to Article enfolds folds going to research conducted by value. The average cost of a single restaurant. Meal is twenty dollars and thirty seven cents. I do have a graphic of this showing you the cost a restaurant view Amukamara then using Alternates options like home cooking. Thank you can head on over to success on scrambled dot com folic slash things to stop buying that success on scrambled both come forward slash things that to fash- stop fash buying so if a restaurant in new cost twenty dollars and thirty seven cents a month for a couple you can be looking at their own forty dollars a week or two thousand one hundred. Eighteen eighteen thousand fortieth sent every single year number three. We have expensive in gear at one point in my life. I would spend money on on. What I told was greets or luxury skin care products? Ignorance is bliss. Wait when it's folly to be wise I I have to tell you that that seeing his entre true in every sense of the word when you're young it is easy to believe that you need to do out a load of cash to look attractive. I was fooled into. juicing also supported known brand brands in skin-care like Clarence Blanco Simple Loria you know the names looking back. I can see how I was looking hot. Every single month showed the dreams of the companies will most of those companies in an article that I was reading of left Lincoln Article Twenty One woman revealed how much money they spend on skincare every single month there are at least two women spending at least a hundred fifty dollars every single month in docks that works out at the wrong one thousand eight hundred a year. If not now I only spent about trying to every one wanted two months. All I need is facial lotion tuna and unmask Sixty sixty five. Should I say sixty I five cents for two operations. I have no idea why I told I needed a lot. More than twenty dollars a month while between every two months it before we've got kitchen rule South Dakota Kitchen Potala paper. That's using the kitchen. It is very interesting that somehow somehow every household would buy between four to eight rules of people tablets every single month. Don't get me wrong. It is grateful cleaning up spills drying hands on even even policing the odd slice of bread seeking butts in the grand scheme of things though. It doesn't cost back as much as Example extensive skin K.. Okay but it can easily put a hole in your pocket survey conducted by when he seating experts found that people can easily we spend up to a hundred on three two dollars a year. People talents alone I decided to Titles avoid spills on if there is a spill washable Or if locals instead at number five. DVD movies in the last few years input new laptop which did not come in with a DVD player standard. This meant that I lost my interest in looking at movies on my laptop which is is fine but I have two large boxes a Sitting in the attic do nothing. It is absolutely shameful shameful to think about how that came about because the large majority of those items will will not planned purchases. I would say hey that would be easily be amount to wrong. Thousands of dollars spent on. DVD movies every single year. That I could not tell you why I did it. Okay at number six. We've got magazines now. I like reading stories and other articles that I deem useful one of my favorite things to do to visit the bookstore and the smell of new books just something to enjoy picking through those patients Lusty magazines was very attractive. Because I can read about the latest in cooking lifestyle fashion celebrities even design a few years ago. I realized that it was a complete auto waste of money because it was not enhancing enhancing might might life in any way according to the folks when he crashes. The average cost of a magazine is wrong tree. She lives ninety nine cents. So if you put one magazine a week most of which is around two but let's just be conservative. It pushes on one magazine every it will sell at two hundred seven dollars and forty percents. Every year I could easily see. That's to invest in my future. Fun Fact Did you know that buying lying magazines celebrity lifestyles only helps them save money. Unfulfilled Dreams Okay at number seven readymade package cereals and you have lots of children around the house and life is so busy it is absolutely super easy to stock up on on those reading. Meet items to save time however upon examination lose out of very things that can cause you and I were harder and the even more stressed according to NBC News in Two Thousand Fifteen. The average cost of breakfast cereals was around thrills than nine cents per pound with high in Zeros. Greens for as much as ill as pound so in report by credits donkey. Which I've left Lincoln shots? The average are eat our own forty pounds of seals every single year. Let's do a much opticals. If in Twenty fifteen the average cost As along the now it's probably be around five or six dollars a pound and if each listen consumes fourteen pounds a year I will To be around the around around seventy five seventy six seventy six dollars. A year spent in cereals a family of four looking at a two hundred three hundred dollars a year in ready made breakfast ups which doesn't sound like lots but stink of those big loans in dreams teams that you may have but you want to spend money on expensive. Cosmetics is in at number. Each every girl likes look their best on on part of that process involves will sometimes involves putting on some makeup however does that make up lead to be expensive. I know that the would expensive is relative in terms of You and I we having different levels of what what we consider being expensive. I was reading an article on Birdie that's B. Y. R. D. I. E. Again Shuna town with a success unscrambled dot com forward slash things to stop buying south reading this article in Budi which states states that the average spend on by women every month is around three hundred and eighteen dollars every single month. That works fouts to three thousand seven hundred sixty dollars a year yet. Many of us don't have funds invest in our future which is kind of strange. The figure is at least three years old and I am a bit worried suit tank that the price could be even higher than that so who told us that we were ugly and needed expensive products to look at look attractive. It seems to be something subconscious. That's happening somewhere in the back of whole brains where we're telling ourselves needs to spend this much money on expensive Medics nine. I'm going to see a phrase you might recognize it. I have nothing to wear. Yes there are some people who I believe that they should never be seen in the same clothes twice by others. The new things that they can fill up in surround profile. I personally couldn't care less in Fox. I don't mind wearing the same while some looking everyday. My daughter is only sixteen and she is a huge it which advocates against fast fashion. If you've never heard Till fast fashion before we just as simply means every I guess s few weeks in still has nuclear in its and the change of course according to the season and people feel the need to buy new clothes somwhere nucleus of spring clothes for Autumn Negro so into everything the case you think I am getting old. My sixteen year old daughter doesn't is like fast fashion and sweatshops and all of that sort of carry on thing is top cycle or to buy from second hand shops. Did you know that on average women spend between one hundred fifty dollars four hundred dollars on clothing every single month. When I I read that statistic I could not believe that it could be? I mean has changed Priorities I kind of imaging spending four thousand eight hundred Tallinn's every year articles. I would feel guilty to that time. We've got the Humble Fabric Softener Sofa offer now. Is it me or maybe it will be. One does not understand why everyone is hung up on fabric softener. Don't get me wrong. I use it in the past because it was something that everybody did however I came to realize that actually it damages close in the long run. Think of what a tablets howls Tripped up on ripped up very easily. Of course if you have mischievous kids poetry Something different but no my cows and everything lasts longer. I don't use topics softener. According to wash the average family of four could spend sixty five dollars and eighty nine cents every year on and fabric softener. Why this number is not very high? When compared to other items it is still money leaving your pockets that can be saved? Impulse buy is eleven. According to a recent report by the independent the average British loosen spent spent two hundred and six hundred dollars. A month on impulse buys that works out close to a hundred ninety thousand dollars in in anyone's lifetime on the planet's these impulse applied buys into sweets close new so funds chocolates on even decrees on imposed by. It's basically anything that you bought. That was not part of your plan budget on it is not a need. I really love the fact that report goes onto. See the APP. At the time of the week that gets the biggest urge to splurge is on Saturday at lunchtime which is quite quite interesting. On the defied of the ocean the average. US consumer spend like five thousand four hundred dollars every year on impulse spice. I do have a graphic In the show notes had the success unscrambled dot com forward slash things to stop buying so you can see the graphic you know what percentage of that money spent on food and groceries. Clothes House will take out on shoes. So five thousand dollars a year equates their own four hundred and fifty dollars a month on unplanned spending. I was there at one time time in my life now I avoided at or close. So let's look at total savings. If all of these out what I would call it. Unplanned by is reduce expenses. We know have a good idea about the actual because of buying unnecessary items as well as unplanned spending. So let's do a big picture view on possible savings can that we can make every month and every year by adopting new habits so I come to stop buying cable eating out at expensive expensive skin Paper towels DVD movies magazines box cereals. Expensive cosmetics clothes fabric softener at impulse buys I do have not shots table. Initials had another success. UNSCRAMBLED DOT com forward slash things to stop by. And that's things tash to Gush Stop. Fash Pine seeking get a feel for the items the monthly because of those items as well as the annual cost of those items on what it would look like in terms of savings so the the cable is one hundred seven a month eating out. One hundred adjourned seventy six fifty four month expensive in K.. One hundred and fifty dollars a month paper towels dollars a month. DVD movies eighty dollars a month. The magazine Seventeen dollars a month. Bucks Cereals titrate owns a month expensive cosmetics. Three hundred fifteen dollars a month close news one hundred and fifty dollars a month fabric softener five dollars and fifty cents a month. An impulse buys around four hundred and fifty dollars a month that brings invest grunt Of One thousand four hundred east A night cents a month which equates to seventeen thousand eight hundred and forty three Donaldson seventy-six Fendt every single year. So how's that. Would you be interested in saving one thousand four hundred on eighty six dollars in the sense every single month and using it to invest in. Your future won't appeal that it is easy to fall into the trap of feeding that you're always broke and that there is never sufficient money to spend wisely. However in many instances it takes a little bit of well sitting gung? I'm making a budget as well as changing spending habits to get what you want. Many of US suffer suffer from hood mentality where we purchase items because we believe that this is what we need to fit in with the rest of the crowd. I can tell you for a fact that I was just like you. I fell into the trap of just making show. I buy the stuff that I taught. I need it. Life is eluding experienced against. Because I kept I kept cutting back on items until I realized that I actually don't need many of the things on supermarket shelves all in on the beauty conch shells shelves or wherever they are available to be young again but with the wisdom of older pollution. The second time around. What are the things you should stop buying on? What is that big thing? You're saving for the future head on over to the show. It's leave a comment comment in the comment section. Whatever you do remember to subscribe to the success unscrambled podcast where you'll be? I hear what's happening in integral on on digital marketing world. Positive Review of this podcast is fighters keeping it alive and running for the next child's Titan. Four months so please a positive review us on itunes spotify or diesel. What if even podcast player if you're looking for ideas and start a side hustle than checkout because these tiny five side hustles? But you can stop in the weekend after Linkin show notes. If you're suffering from lukasz nation Booze Anita I need to find a way to save time. Grab these time management tips. That will help generate five thousand dollars every single month of left-wing again initials. If you WANNA take advantage of a little bit more of time you have every single day and get more done than seeing my productivity tools. Left Lincoln The goal of success unscrambled is to how enterpreneurs as as potential independence to start on scale the online business using proven organic marketing strategies. That fifty until the next time. Enjoy the rest and the rest for now.

Vermont Kia Leslie Catherine Positive Review Gush Stop US spotify Theo Tallinn Fox South Dakota Kitchen Potala Lincoln Article NBC News Amukamara Clarence Blanco Lincoln Clothes House fouts
The 3 Ways to Make More Money in Your Business

The Unstoppable Woman®

26:23 min | 5 months ago

The 3 Ways to Make More Money in Your Business

"So but it starts with really getting crystal clear about your self image okay and that self image is your identity who you know yourself to be them in this. Episode of. The unstoppable woman podcast. I want to talk about making an income breakthrough. What does that mean how you do it. Why is it important. Is it for you all of that. Staff and i thought i would do this in the context of my own story of how i did it. Plus from the context of how. I've helped other people do similar things. We're not gonna cover every aspect of it today in this podcast. There's a lot to it. But i am going to cover the three fundamental ways to make more money in a lot more detail and and just touch on the other things that are super important and we'll do other podcast episodes on those other things so thanks for listening and thanks for being a loyal listener if you have been listening for a long time. Thank you for listening. Thank you for the reviews on itunes. If you haven't done that already we would be grateful for that. It helps us reach more people and gives us credibility and all that good stuff and if you share it with your friends love that too so thanks for being a loyal listener we'd love that in super duper appreciate it. And when i say we. I me and my whole team who is involved in getting this podcast out in the world. So one of the things that sparked this topic was a little while ago. We did a micro series of little short targeted training in our being stoppable facebook group. On how to make an income breakthrough and then we shared with people. And this is on our free stuff. Page already the income breakthrough jumpstart series. Which is a series of video. So if you like this topic and want to go deeper in it with some short targeted things that you can listen to. Those are things that you can access. I think that in the facebook group even though that was a while ago you could probably scroll through the feet and find that and the incan breakthrough jumpstart series is on our free stuff. Page which is the unstoppable woman dot com slash free stuff. And you'll find the link to the facebook group there if you if you like playing on facebook so check that out okay. So there are three fundamental ways to make more money in business. You raise your prices. You sell more of what. You're already selling so quantity and you add a channel of income. Those are the three ways. Everything goes into those three categories without exception. And if you really look at it. That's that's how you grow a business. So it's mathematically easy. It's structurally easy to do these things. I'll talk to you about how i did that them. In a moment. I'll show you what i didn't each category each of these three categories. Because i actually did all three. Though in different they had different impacts in my wantonly. So let's talk about that quantum leap in in just a moment. I'm going to share that story. But i wanna finish. Close the loop closed loop on what i was. Just there's only these three ways so it's it's mathematically easy it. Structurally easy to make more money in business. And if you've heard that expression i keep getting in my own way. I keep self sabotaging that is what's keeping you from being someone who does this as wow okay because yes you need to get out of ignorance and learn how to do these things. But what's stopping you from actually going after learning how to do this figuring out the tactical ways and the mindset ways to do this. That is all you getting in your own way. I know i was so you have to some degree to other in in another degree in another perspective. I was going like gangbusters already so you have to self assassin. You have to be honest like these are the areas where i'm actually not going after what i want and these are the areas where i am in growth and going after what i want. And if you're someone who's listening to this podcast you obviously really appreciate and value learning and growth and growing your your perspective dots enormous. How can you do more of that. How can you step into more of that. I know for me. One of the things that i had as value was learning growth around my knowledge. In what i knew in this world. But i didn't have the right knowledge so i was growing in lots of ways that were seemingly important on the surface but weren't the things that we're going to actually help me move the needle in my business. So we're gonna talk about some of those spa okay. So what were the other ways. Besides these three ways to make more money that were heart of the picture. I want to touch on those just a little bit. And i've touched on them in different episodes of this podcast. Go back and listen to those and we'll do more of that going forward as well. So fundamentally self image and identity were huge. I had to start seeing myself as someone who could actually make a quantum leap. Oh you guys. I forgot to tell you what my quantum leap was and tell you my story. Let's circle back. Ok little loopy here guys. Some of you've heard this but if you new to the podcast you may not have heard this already. So my first year in this business i had a different business in the past in a different industry completely my first year in this business. I made thirty k. And it was really probably six eight nine months of business not a not a full year. So i was very proud of that i. I went from zero to thirty k. Then the second year in business i tripled dot. I went to ninety k. Okay so that was already a quantum leap because most people don't triple their income in one level. I was proud of myself. I was going for crossing. The six figure market. Didn't quite make it. So i had a little went went around that however i was happy to say that that that not making it was very motivating at the same time. I really changed my perspective. And said you know i can do this. I'm going after. It was motivating for me and that third year. I went from ninety k. To one thirty eight so what does that. That's roughly fifty k. Increase which is not too shabby pretty significant there as well so i was already doing something right. I was what. I call an unconscious competent. I learned that from my mentor. That you can be doing the right things but not know that you're doing the right things and that was the challenge for me. I didn't have a structure for what i was doing right so i was doing all the things and it was burning me out. I didn't know which aspect of what i was doing was actually moving the needle in my business and causing these increases so i was just doing everything and the next year. So you're four in business. I went from one thirty eight to seven hundred k. That was my big for can quantum leap. That was four. No sorry. I take that back. That was five times ing my income. You do the math on that. I five times my income in one year and that was just tremendous and i was incredibly grateful. I did a huge amount of hard work that year. But i was very focused and i learned how to do it in a way. That really moved the needle and subsequent to that we've crossed the seven figures seven figure mark and we keep growing and we keep helping more people and the team has grown improved. We have more fun. It's more delightful on so many levels not just on the financial level but let's not undermine the value and significance of the financial side of things. You may not have a goal of making seven figures. But i bet you do have an income goal for yourself. That would be amazing for you to make that would be just like. Oh my god. I i did it. That's amazing and what it would allow for you in your life. It's allowed for me to step into my true freedom in this lifetime. are there things. I can't buy right now. of course. I'm not at the stage where i can buy a jet okay like. I'm not a frigging billionaire but right now. That's not a thing that i desire. I know that what. I desire to purchase right now in my life i can go and do and even if i don't have the money for it right now i know how to create the money and this is freedom. You'll never feel like you're in scarcity again. You'll never feel trapped again. If you really master this so i hope you get a ton out of this so all the things that went into this and there's probably more than this list but i would like to share this list with you one. I had to raise my self worth. I had to start seeing myself as deserving and worthy of more. And i've talked a lot about thought. Please listen back to the other. Podcast episodes come to one of our summits. Pay attention to this. When i speak about it it needs to happen on so many different levels. And if you do not see yourself as worthy of more you will not be able to receive more so it's super important and this is sync up with self image. You have to see yourself as a woman who is capable. You need to see yourself as a woman who is deserving you need to see yourself as someone who can grow their business in a short period of time. You need to be you. I see yourself and how that self image and then you start acting like that person and then you are that person it happens in this three d world so but it starts with really getting crystal clear about your self image okay and that self image is your identity who you know yourself to be okay. I started working with a really high end mentor. Who helped me understand. What was possible for me and what i needed to do. I started learning the laws. The universal natural laws of success. These are the laws that govern how this universe works and they govern how you can be successful in this. Lifetime and success for me is defined by the progressive realization of a worthy ideal the progressive realization of a worthy ideal. I got that from earl nightingale. Listen to the strangest secret over and over again. That's a great little warning. I bet you can find that on youtube. Maybe i'll do podcast episode on it. That would be kind of fun. So i learned the universal laws. And i started to apply them. I needed to understand them. Initially i needed to study them. And then i needed to hold myself to higher standard to apply them. I needed to raise my vibration. And there's so many different ways to do that going to give you two. And i don't mean raise your vibration in like i like hey lady is raise your vibration like it's not a flip kind of thing. I had to actually do a lot of mental work on raising my level of awareness and working from a high level of awareness in order to raise my vibration and i also to change my environment. Who i was hanging out with. Were they high vibration. People meaning people who were working at a high level or people who were saying. I can't it's not for me. I can't do that now. i don't have time for that. Maybe if this happened. No i'm wanted to be around people who were saying yet. Let's who were moving forward even in the face of fear who are being courageous in this life. So i had to put myself in two environments. That did that and that required stepping into masterminds that required going to seminars. I needed to change. Who i was hanging out with because my home environment meaning my local friends and family were not working from that level of awareness and from that perspective i needed to be around growth minded people and i also needed to change my physical environment that started with me up leveling my home and then it started which was really important. I did things like get new furniture. Get new windows all sorts of things new paint jobs and and i made some mistakes around that too. I remember hiring a painter and going with the middle price person. Instead of the person i knew was going to do the best job and was more expensive. I went with. I have to admit my then has been had some scarcity thinking or just didn't think it was worth it to do it at that level and i agreed. I made the choice to agree with that. Even though i knew in my heart of hearts that that was not the right decision so there were some stumbles challenges around that but i consistently upgraded my environment including moving and to new places and i moved into a great apartment and i furnished it in just the way i wanted to the next level and then i moved into another apartment that was like really sexy views from it and then i again spent the next two years at an even nicer place and then i bought the most amazing gorgeous home that i'm living in currently so i continue to upgrade my environment. It's not something that i think of as one and done because it impacts your self worth it impacts your vibration. I now know how important that is to actually taking action at the next level the highest level. Okay with that as the framework. I wanna go back to the topic of these three ways to make more money in your business raising your prices selling more call it selling more widgets right. I don't care if it's a product or service you can sell more of it or adding a new channel of income and that can be a new product or service offering. That is really dialed in within your business or something that has ten gentle or adjacent to your current business. Okay so the first thing that you need to know before you step into choosing which of these three ways you're gonna use is. How much do you want to be making. What is an income breakthrough for you. If you gloss over this. You're shooting yourself in the foot. You have to get clear. What's the number that drops in for you. What is that what you really want really what he really want. Do you know what that number is right. It down right now and then if a number dropped in and then you start second guessing yourself. Stop that don't make it small. So many people make it small they go. That's not reasonable. That's not practical. I could never do that and they lowered their number to a practical reasonable number. And then they're not actually excited about it. It's not so exciting than it's worth moving mountains to go execute on it to go. Create it to go manifest it so you have to go for something. That's really big a stretch goal and exciting for you. That kind of scares the pants off of. You actually does scare the pants off of you if you're not afraid if if if you're super lack oh yeah i can do that. No big deal. If you're not challenged you're not thinking big enough period full. Stop okay so you have to claim something really big. Then we're going to break it down. You have to do the math on it all of that stuff. So that there's a reasonable thing that you actually believe you can achieve and we're going to execute on that okay so then you're going to look at which of the three ways you want to use to close the gap and make that large income goal a reality for yourself and in order to do this. You have to get quiet. You have to step out of that mental confusion that mental spin and drop in. Okay you need to really listen to your intuition and everything that you are naturally responding to okay. We can work out the plan for afterwards. But you have to tap into your intuition and if you don't know how to do that then keep listening to this. Podcast will probably add something like that. In the future it is practice getting into a habit of getting quiet. Every day is very important so that you can recognize what your intuition is saying to you. Okay for me. I used all three aspects of this to to raise my income. I raised my prices now. Mathematically it's very easy to raise your prices. I went from ten to fifteen thousand dollar. You know product service offering now. We had things that were less expensive than that at a lower investment level. And we had things at the time though. We didn't have anything that was more of an investment level and i tripled my investment landfall for that top tier investment. And i actually changed the configuration of what i was doing so you could say that. That was both raising my prices and adding a new channel of income though. That's a stretch to say that it was a new channel. I just really kind of changed up service offering and that was the biggest most fundamental thing that i did now. Most people have a hard time actually stepping into raising their prices. Whether you're going from two hundred dollars to hundred dollars or you know something. That is hundred k. Two hundred k. Or hundred five hundred k. Most people have a hard time holding that shift holding that jump and it's because they haven't learned how to work with their identity yet their self image piece when they think about going from two hundred three hundred dollars for whatever they're doing their lack. Who's gonna pay that whom i charge that right. No one is going to pay that. That's a i don't deserve this piece. And that's all identity and self image and self worth so you really have to work on those aspects of who your being okay but raising. Your crisis is one of the key things you can do. At whatever level you're at to increase your income and it's really not complicated but it takes some confidence and belief in yourself. Okay then the second thing is that you can increase the quantity of what you're selling sal more okay now. This is the one that i did the least amount above. I didn't really sell more of what i was doing. Of course. I was increasing my marketing in my lead gen through creating real relationships. Okay this is something that i really support and guide people in that in the beginning and i would say that i was still in the very beginning stages of my business i based my real leap in income that income breakthrough i based that growth on really growing my relationships one to one. I did it on social media. I did at in person events. And i did it in my Daily life when. I met people what i did was. I really created strong relationships with people and i showed up of service and that was huge. I subsequently have grown the lead gen. Grown the marketing. And of course you wanna start that early however no one wants to listen to me that how i really grew this was through one on one conversations with people because people tend to be not everyone but many people tend to avoid those conversations because they're in a fear of rejection in this fear of rejection makes them wanna do marketing funnels that just have people clicking by which are not something that is horrible in bad but you do want to be in conversation with people and especially if you want to sell more quickly upfront building. Successful online marketing funnels is more challenging than anyone out. There who is selling the services of doing that will admit it takes a lot of testing and tweaking. So do yourself a favor and get over. And i say that in the most loving way your fear of reaching out to people in having one on one conversations with them. Okay so i had to be willing to put myself out there and so do you and this requires that. You're willing to make mistakes. And i made a thousand and one mistakes. I said the wrong thing. All the frigging time. And i learned from it and you can too. Okay you can too. So the third aspect of this is adding new channels of income that are either strictly within your business model already or tangent to it or adjacent to it. And i would say that this was a big factor in me growing and quantum leaping. I added a high level mastermind as a channel of income in my business in. We're still doing that. Mastermind it's evolved and grown over the years. It's called the spirit of wealth mastermind and master class. And i want you guys to know. I didn't know that it was going to work. I didn't have certainty absolute certainty. But i did believe in myself and i was already studying the laws and i already knew that what i could conceive of in believe i would be able to achieve. I understood the law. Perpetual transmutation of energy. I understood how this worked. And so i step forward in confidence. Even though i didn't know with absolute certainty that it would work and yet it did and you will need to step into that level of belief as well and i would love. Let's let's just say. I would love to teach you how to do that. There's lots of ways that you can find how to do that. Please go to our free stuff page. That's an amazing place to get more information and to start. So that's the unstoppable woman dot com slash free staff and we've got a ton of resources for you there. Okay with matt please. Ragging it out being stoppable. Make your income breakthrough happen for yourself and take action on one of these things that you've heard me share today. Okay with that. Be unstoppable and catch in the next episode. Thank you so much for joining us. And for being a part of the unstoppable woman movement. I wanna let you know that we've got a ton of free resources for you for scaling your business. At the unstoppable woman dot com slash. Free stuff please. Go ahead and check those out and we'd also love your help in getting the message out. Share this podcast with all the unstoppable women in your life your friends your colleagues. Your business besties. Please do that. And if you're gain with super duper duper appreciate a review on itunes as well. Thanks so much. And be unstoppable.

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Episode 157  We Wish You a Merry Christmas!

Casual Fridays REI

18:33 min | 1 year ago

Episode 157 We Wish You a Merry Christmas!

"Welcome to the casual Fridays. Rei podcast where you'll learn about the wildly profitable Mitch of land investing active lane investors atoms And Justice Lebeau are here to share their experiences with you so that you can learn how to build a massive cash flow and huge profits from this highly lucrative niche so without further ado here your host Adam Southie and Justice Leva. Hey what's up guys. I'm Adam Southie with my co-host Justin's Leva and this. This is the casual Fridays Rei. PODCAST it's Christmas. So we're going to reminisce. It's a it's a good day we're just GONNA have some fun kick back and talk about the year before Ford do that though. Let's bring up the plum investment group guys. Do you have a proper. You need funding for plum investment. Group is your solution. Plum helps land investors grow grow their business by funding their raw land purchase. It's truly an awesome deal guys and just to be clear. This isn't a loan pummel actually partner with you and put up the money for your project yourself ever go check the website step dot plum investment group dotcom. Merry Christmas Merry Christmas. You know this is a good show for this day because typically when you go with your family family your sit back you got your slippers on. PJ's most of the day you have a lunch planned. You kinda laugh about old memories together or you have like a big family if I get started drinking and you get a big big argument parties you'll have south Seattle and I'm GonNa come if you don't ever happen at the Saudi household but maybe an extended family did has definitely happened. Dad Get mad he just gets up and walks out like let's go take. Our whole family leaves the thing. Because that's happened before around my like Jessica Gal kids. We're having here. Yeah yes that's I guarantee you. It's not all all Rainbows and Christmas at everyone's house today. Yuletide log well we hope that it is for a little bit and that you remember the spirit of giving and that you've you've done something for somebody else that did no. Oh you did it for them. Maybe that's that's what it's about Well Good Yeah I like holidays are a good time. It's at least for me. Everything seems like kind of chill and relax and go away. Yeah yeah you got a little. Bit of charitable. Though that I was I was surprised to hear that. And the hug that your landscaper gave you when you gave him as Christmas bonus. That was the way you described. It made me feel like you would felt super awkward about it about him being so happy and embracing you. Because you don't like to be touched and I'm your best friend you don't even let me touch you. That's the thing I don I like being touched. I don't like you touching me. I just don't get that I don't I I. It's not like your buddy hug your like. Let me make it creepy creepy Joe Biden your shoulders new Moose. It smells like you. You purposely go into everything to make it weird. That's what I don't like just with you. I know I know I just because you react to it. I just want your reaction. We are talking about this. I Love My love. Language is touch and not creepy. I love languages touch. I want you to love me. Justin don't touch me. Only that creepy uncle touched. Yeah no bad touch. That's that reminds me of a story. Our kids told us about the no no square. Something and I was like me adjust when they told us a story I looked at her. She looked there is just ghostly white and big and wide and we're both going holy crap who told them this. What are they would like what is going on right now so we had to like the as any parent would do when they hear something like that like who told you that? Where did they get did? Did somebody touch you in a known square. You you start going through it and it was a friend of theirs. It said something to him so another story for another time I guess but let's let's kick it back and reminisce a little bit this year. You know it's it's been a crazy year your husband. This is episode. What one fifty? Seven one fifty seven. Wow when we started this thing you said we just got a mayday at sixteen episodes and just keep going. And that's like our goal is just make it past sixty episode. Yeah because the industry standard for podcast is that most of them fail after sixteen episodes but to be fair with that. Most people do once once a week. So that's four twelve six four months of passing. I could totally see that four month. Mark People quitting. You've gone four months. You got one hundred downloads loads over four months and you just give up. Yeah so it's a little easier for us doing three three a week but wasn't easy as we kind of had a built in listening base and our sound was so. Yeah yes trash trash. You can say that because I was in charge of putting it all together. Yeah I remember when I told you I was GonNa get the Chad to come over from the royal sons. That was like hey man. He's been recording for like twenty five years like he will know what's wrong with it and we had already went to Guitar Center. And Talk to that guy there. And he's got your microphones probably longer need to you. Do something you need some software or something. Chad walks in looks at her Maghreb. Is your microphones wrong. Well I thought he figured that out at home because I would spend nights days and nights obsessing over. Why isn't working and I knew Mike? We just had to have Chad. Come into tell us. Yeah and he brought. Mike's plugged them in and it was like. Oh and he's like well we haven't even dialed it in. Yeah and I'm like there's more the sound so much better than our sound is and now I feel much more comfortable talking. And that's what businesses right. I think anyone who's listening to this looks at where they were this time last year. And if they've continued to work. You kinda look back. You're like the amount of growth in businesses is exponential. Yeah because you learn so quickly and it's mind-blowing yeah you take our podcast. One hundred and fifty six episodes take guest appearance on other podcasts. I mean I think think were combined looking at about two hundred ten two hundred fifteen total episodes of podcasts. That we've been on in that range from about fifteen keener sixteen different podcast on on their own. You know in their own right so I mean. That's that's amazing to me coming from a guy that really didn't listen to podcast. There was a couple I would follow. Oh and I just read their transcripts but never really listened to him and I literally listen to ours when they dropped just so I can kinda reminiscent what we talked about. And then I'm at the gym. I'm listening to it and read my book doing blinking podcasts. And I'm laughing my ass off half the time that's good. I'm glad that other people have stuck with us. Yeah some people. Some people still don't mind us. Yeah that's amazing part. Yeah we're not going to say a me but you that's like wow I'm fucking hilarious. These people probably think that like like a hundred there so mean digestion. Like he's got to have like this deeps just steal of a heart. That's just golden heart wrapped in steel. Because he takes all this abuse from you who so mean to you all the Shit you say. Do you see the stuff you say that I want to hug you because your love languages loved you. Thank you gift just as much as you get I but then you also go after people who aren't on the show chests like I know right now Christmas Day. She's still in your ear about Mondays. Listen to it yet. She she'll pick it up on like a Friday and she listened for the week and then there's been times where like the later like a week week and a half deflator she'll be like and we talk about and she's like I heard on the podcast and I'm like Shit it's well deserved. It shows Jose something that was like two weeks ago. I said Oh so. You haven't listened in two weeks because I was like two weeks ago. She's like and I'm like. Don't listen next Thursday the next day EH. Yeah so say. Don't let this guy fully. He gets it as good as gifts now. No I don't I such a kind heart and yeah it is crazy to me that some of the stuff that we do is for the show and we talk a little bits and we play you know certain roles and then when people talk to us they don't realize necessarily surly that you know from the beginning. You're all cash deals. You were all turns deals but then when you talk to people one on one and they're like Oh yeah no you don't do any terms. I'm like no actually I do. I have quite a few but I prefer cash deals not because just trying to build a transaction up in terms or something that you specifically shot for where I I would say. Hey that's an. That's an opportunity for an exit. But it's on my terms. It's not like I'm buying four and terms deal and so I think that's it's interesting to me some people here in what they take out of that versus like the you the actual reality behind it. Yeah yeah I mean bottom line it is a show put on you. Know we do play roles. I would say ninety eight percent of what we say is true. Wouldn't but there's definitely that two percent. That's it's a for a show to quit jacket around on that show you get more serious and talk about land investments. Shit exactly. Yeah well we do but we do it about it in a fun way. I mean who wants to sit here and listen to a boring ass you know do this. Don't do this let's do it. Does I. Actually when I go on other podcasts always keep that in mind when we do show the other day I was listening to this one of their shows beforehand. It was so dry. Hi and even if like if I feel like you're trying like you're doing a really good job of hitting the details I'll I'll act stupid like also I try and say something like off the wall because no one wants. I listen to that boring stuff all the time. They don't WanNa see them the granular. And that's and that's I agree with that to a point. I want there to be something. Somebody can take away from our show. Whatever whatever the topic is but I want to do it in a way where they don't feel like they were being preached to or that they that it was just I heard term? That was kind of funny. It was like a people like jumping around the answer. They're like Oh yeah yeah. Yeah and they never answer it just kind of go high level. I don't I don't Wanna I don't WanNa get to that that point But I I do want to make sure that we add value to people and you know one of the cool things for me at the end of the year. If some of these people that have bought four packs of consulting with me they have like their third or fourth. And they're wanting the plan two thousand twenty and so I usually. They're like they've already got their twenty twenty goals and plans that they're wanting to do and they start talking about it and I stopped them like. Hey we did this at nineteen in nineteen with you. What did we do and how did we do? And most of them for the most part of hitting their goals you know one guy met with a couple of days ago. His started back in July was fifty thousand dollars by the end of the year in escrow right now he has forty nine thousand dollars in profit you know just to go and so whether he sells one more property or what he does between now and then he's going to be he he hit that and that's that's cool to see another guy. You know his numbers. He was worried that his numbers weren't right. And we say somewhere between I and I've said this many times on the show is is usually closed because I'm so uh-huh picking on access and what I want is one for one thousand and his numbers were one for nine hundred forty seven and he worried that that was too high and I was like dude. You're you're spot on with this and he's got one hundred sixty eight thousand equity built on like realistic return on investment. So you know that's that's cool to me to see him already setup for that going into two thousand in twenty one out of every nine hundred fifty. Isn't that great. If you're shopping deals where you'RE GONNA make one hundred dollars. Two hundred three hundred dollars pro the bass boat properties. That's not make ten fifteen twenty fifty thousand dollars. Would you spend one. THOUSAND MAILERS IS GONNA cost five hundred data. Five hundred six hundred bucks. Would you spend six hundred ten thousand. Even that's on the low end. Would you spend that. It's been that every day all day every day Helmi. Yeah one thing that I WANNA go back. Even though our show is show one thing that we will never ever love as are like real like deals the truth if you ask us there's no fluff like we're gonNa tell you as good. We're actually out their door doing this thing. You crack me up having me do some some sales calls this week. And I'm like a guy gets on the phone. I'm like hey man I'm not a salesman. I'm not going to sell you on this shit so so I don't have an up sell for you. There's no secret like take a pill you're going to be Fifty Thousand Dollar Coaching Club. And I'm GonNa make you successful. I'm GonNa give you our our course I'm GonNa tell you how to do. Everything provide the the data. Show you what we've done how we do it and answer any questions for you and you know you're going to be successful if you're willing to want to do the work that's thing if you're willing to do the work and I tell that to all time they wanNA when I like say ask questions. Well how can I make how long it's GonNa take and the answer is I don't know it's I don't know because I don't know you. I can't answer that for you. Here's what I can tell you if you're a hard worker you're willing to do the work you're willing to not make excuses if something fails. It's because you take ownership for that right if you get out there and do it. There's nothing we're not providing you. There's no by this course to get this course and then upgrade to this course you know this is not there. Yeah well I'm talking to these people I try and I'm honest about that too. You know people that's what people say about us as our what's the word. I'm look candor. We don't we. Don't hide it transparency. Yeah Transparency Chess word. Yeah I wonder if we were bad at what we do because we don't have this secret up so that doesn't matter to me. That doesn't like this We we've talked about what's the direction of the podcast. What are you go from there and you know I I try to kind of sit back in since we're reminiscent today? I'm thinking about this you you know where we started last year. And what direction is this year. You know kicking off the year with the live event project one. I look at that and I'm like man is the Po- are we gonNA have time for the podcast gassed with what we're going to bring to the table next and I was talking to somebody about it consulting call and there. It was hard for me to tell them that they asked that question. Russian point like like what do you see the podcast going and I was like I. I think it is important to keep moving forward with it and talking about and having it out there in front of people because it gives people oh some education a little bit of hope if you will that. Hey these two guys. They don't sound any different than me. I kind of I can relate to them and they can do it and you know the idea behind it is you know. I don't know where it is in four years or five years. It's not like it's like what's the rush to the next course or the next program we're GONNA put Out But it's we've said this from day one that we are land investors. I and we're just documenting our journey. I'm excited for what twenty twenty bringing for us and without getting too much depth but I think that we both can say that twenty twenty we were going to scale more than we have ever scaled before before and it's going to be done documented live in the public eye so you think we're real now. Just wait for twenty twenty. You think we're real or fake fake fake then pay attention. Because he's looking baby. Yeah keep looking yeah. It's a tough question to answer about where you see the podcast podcast going right. Yeah because out of everything we do. This does take at least for me. You know. Sales calls and website stuff. And all that. It's it's takes the most time of anything anything I do for the least amount of money. I can't even tell you how little money is involved with this. You think we've gotten a paycheck from this thing yet. We had one. It was a very small and like put it in perspective like everyone knows podcast or free right for them to listen to for them to listen to and for us to run at the level that we have grown Tude food conference perspective like our bills over the last three months or more than I made in a year for my last job for your w yeah. That's a three month period. The bills are more than I made for tire. I don't even do. I just come in talk to look at that. And that's and that's huge because the thought process behind like you get on there and you just talk in this little microphone and your room and you Kinda gallivant around and laugh about it and you know when you put out a course you put out a live event or you sell the book. Oh you do these things like that. And that's why we're set up a company so we can help people bring stuff to market and use this platform to springboard into that sort of stuff and it's a it's kind of one of the things things like you said you know if your your bills over three months or more than what you made in your last W. Two job over year people to think about that for a second in something that really the heart of what we do does not create like. It's not like you paid to listen to. There's not like a swipe up for members only account to see etem adjusted and some cool pictures it's not like that only are private private snapshots so it's A. It's cool to see that it's cool. I think it's been a learning experience for us. It's been a wild ride if you will and I'm excited to see where it goes because I'm excited by the relationships that we've built and I saw you know me and I love my memes. We've lost some friends out of the deal and it's not it's not that we don't like him and we don't want them to eat but they just can't sit at the table with us and that's one of the says just because we're not friends anymore doesn't mean on what you eat. This means you can sit at my table and you know my tables GROAN and it's A. It's a table that it has a lot of people that want to better their lives and impact their families. And you know do it. In a way that's honest and upright and stand up and all of the positive things you can think about life. Yeah I mean that brings up a good point as as as you grow your business. It doesn't matter if podcast her realtor whatever you're doing a real estate investor. It doesn't matter what you're doing but if you are growing and bettering yourself there's going to be people around you. That aren't trying as hard as you. So you outgrow them Your Circle of friends is going to change this podcast brought so so many different people into our lives that we wouldn't have met without it and that has fueled growth for us. I mean we have people all around us now that are making just as is much more money selling buying land than us and that we never probably would've met them or be friends with them. If it wasn't for this I'm happy to have those people in my life and then there's people that get mad at you you for your growth and they'll go and talk noise behind behind your back but we'll guess what they're still not doing anything we're growing and they're not yet so I don't what does turn into WHO's who type of thing but I think that's I think that's fair enough. We could wrap it up there we. We do hope you're having a merry Christmas and we hope that you are spending time with your loved ones and if you're not we hope you're having a safe safe day and you're doing what's right for others out there. Yeah and you're doing that. Yeah Yeah Okay. Let's call them. And then I was gonna say something but I don't know it's going to say so. Merry Christmas holidays to everybody having a great day and while you're having a great great day go to facebook and scream you to give us give us a call. Then go to I tunes go to stitcher go to wherever else. You're listening to us like review and subscribe to the show. We appreciate it we love you will see your Friday Merry Christmas.

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How To Find Cheap Flights With Thrifty Traveler Premium

The Thought Card

25:49 min | 6 months ago

How To Find Cheap Flights With Thrifty Traveler Premium

"Welcome to the card. A podcast about traveling money. We're planning saving and creativity leads to boarding travel building wealth and paying off debt. We are the financially savvy travellers he savvy travellers. Welcome back to another episode of the dot card. Podcast i am here. Jared cam rows ski. Who is the founder and ceo of the traveler. Now this is a big moment for me. All because i've been following jared since twenty seventeen maybe before that because he quit his job and did traveler fulltime and i was actually reading that article when he posted it. So i'm very excited jarrett. Have you on the show today. It's all about cheap travel and cheap flights and how for us to be able to just see more of the world even if we're on a budget. I'm very excited to discuss it. All over are my passions. Excellent all right so. I kinda preface as a little bit and i mentioned that you did take the lead to really pursued durfee traveler full-time. So can you tell us more about what you are doing before you founded the company and also what was that deciding factor that you push you to say you know what i'm going to take this leap and i'm gonna just really go after my dreams year. Yeah so i came out of college and like many of us had just a mountain of student debt. So i went into corporate american banking for about eight years and i was on the road over one hundred nights a year traveling all over the us. But i really just love travel. I loved planning travel. So what i did is for as long as i could. I worked in corporate. America name in made as much money as i could. And i banked as much as i could pay off my student loans and then as a side hustle i started jerky traveller in twenty fifteen and then i created a service alongside thrifty tropical traveler premium. Which is a flight deal notification service in two thousand seventeen two years later and then that really took off so then i was confident enough to turn my side hustle into your fulltime job in twenty seventeen shortly after launching that service so it sounds easy and it sounds like a straight bat but it for sure was not because i think the day that i quit my corporate job. I pretty much felt like i was having a panic attack. So it's not easy but as been able you made it sound and also look easy. I think as a loyal reader. I was very supportive and i was very excited when you did post on your site and i do remember that and it was for me like i actually created my blog in twenty fifteen so it was awesome to see someone who i had admired to be able to take the leap so behind the scenes you are motivating a lot of us and we do really appreciate it. Another thing that i really wanted to touch base on is how did you like have the tech skills to actually create such an intricate service. 'cause you said you're a cpa prior in corporate. So did those skill transfer over to finding flights like how did you develop those skill sets. I think that you know when you start your own business. You know you need to quickly determine what your strengths are and then also on the flip side figure out what your weaknesses are. And when you don't have certain skill sets you have to reach out and find people to fill those gaps and you know a lot of that technical stuff like creating a system to send out alerts. Yeah we had to bring in developers. Pretty quickly is when beyond my normal skill set. I mean i can do some html but that doesn't get you far the drag drop. That's it that's it yes. So how did you discover. This service was needed like. Did you any market research or was it really based off of what you felt was missing in the industry in twenty fifteen when i first launched thirty traveler it was more about points in miles because that was the thing that i got really excited about. It was passionate about and then i started posting some flight deals in two thousand fifteen and those just were so much more well received. Obviously there's a market for people in points in miles but the market for flight deals is so large and i think it was christmas day of two thousand fifteen posted a dubai flight deal from like five cities and it went viral and a crash the site for three days and it was right after that that i was like i need to start pivoting from points in miles a little bit more into flight deals and i did that. And then created a subscription service around that later on and that's really been. Yeah the tickets and the key to growing. I love that. I love that. There's a viral moment there right so that fire moment was the kind of the light bulb. That's eight this is something that could really work i do. I do appreciate that so since we're kind of like talking about what. The traveler premium is. Can you share with the listeners. What the service is all about. And how you've helped so many financially savvy travellers. Yes so thirsty. Traveler premium is just a cheap flight notification service so we find cheap flights domestic in the us and canada as well as international flights. So we find flight deals departing from over a hundred and fifty. Us and canadian cities to every destination abroad. And yeah. we've been doing this for her man now. Four years fifty traveler premium specifically but. Yeah we send those cheap flights. No right to your inbox and we do that. All for forty five dollars per year. Now you know as financially savvy traveler and especially as someone who's been with you guys as a loyal customer for years. I see the value. Because i spend. Let's say forty five dollars a year. And i get hundreds of flight deals throughout the year that gets sent to me but for those who are on the fence is like why should i pay for a fight dill service. Do you have like any pushback or anything that you would say to be like. This is why it is absolutely worth paying for a service like that because there are other free services as well yeah. Obviously i'm a little bias. Given given the situation. But there's really no other service that finds sleight deals like we do we find cash lights but we also find flight deals with points in miles. You know right now. Delta sky miles are a great source value and and a lot of times in the points. The mouse community people roll their eyes at that. But anyone that's subscribe to our service would see that and you know we ask our followers to a lot of surveys. We're always trying to make it better like you. How could you explain it to traveler premium to somebody. That's new to another like it's changed the way i travel. You know. it's really that easy. No a lot of times people will have this idea that they only want to go to hawaii every single year. But they'll send for premium and they'll be getting flight deals of course to hawaii but also you know i can go to land for three hundred and fifty dollars nonstop from a lotta. Us cities. i never knew i could do that. So it just really broadens people's horizons and that is for sure a goal of mine and everybody else that thrifty travelers. Just broaden your perspective to visit new places to you know have unique interactions. That's what we're all about. Yeah and you know what you all me to develop my travel style where i was following the flight deals and it's something that a lot of people do they literally just followed the flight deals like what you mentioned. It opens you up to discovering new places that perhaps you may not have ever thought you could afford and also it's within budget so why not so for me. It's like you literally book one flight and it pays for itself like a hundred times over and even if you don't end up booking flights because you know right now is the pandemic people aren't flying for me. I use thrifty traveler premium as a way to establish a flight price baseline so by you sharing with me emails at lets you know. Hey this is on sale. Hey this is a discount. Hey hey i start to see numbers over and over. And i can determine okay. I'm not flying to europe for more than three fifty pre pandemic like. That was my number. Because i seen the deals so many times. So do you have any stories of like other financially savvy. Shoppers who have gotten way more strategic because they do follow your service. I mean there's no question. There are a broad spectrum of people who follow us from retired boomers to gen z. It's pretty wild. There's people who follow us. We just had some calls with some of our super fans we call them and one of them like nomadic. They're based out of the us. But they don't have a home and they're millennials traveling with their two kids and they're traveling like deals. Which is it's crazy to think you know not owning a home traveling with family coming back to see their parents every once in a while but to come back and see their parents. They're using our flight deals and then bouncing back wherever they're goin' even during the pandemic which is pretty wild. I love that listed. I wanna be in those conversations which is super fans. I want to be those rooms. Because that is definitely all i would be doing for sure. Another thing that i really love about. Fifty traveler premium. Is that you. Don't send out these last minute deals right. So can you share with us. The reasoning behind. Why you've taken this stand and how it has served your customers yes. That's one of the travel myths that we go to so many travel events and travel fares are released. We did pre pandemic but you talk to so many people and they always assumed that the only good flight deal is a last minute flight deal and the truth is at least until recently with the ways that flight pricing has changed the pandemic. There used to be no good last minute. Flight deals like just didn't exist so we're all about finding deals up to eleven months out. That's how are you can book flights and yet we don't like just giving people last minute stuff because we realized that ninety nine percent of us need time to plan. We don't wanna book last minute flights and we want to be able to send you an email or flight guiltier. Inbox that you know you can book and actually fly. We always say that you know. I would never send out a flight deal that my mom couldn't book or you know it wasn't complicated or you know simple enough and easy enough to book and it was a great deal so we were all about keeping it simple guests and that is what i love especially like for someone like me travel a few times a year. Have i think. I do pretty well but i do have a fulltime job so i love that. I'm able to plan strategically out. And i don't feel pressured to have to book the flight. The other thing that. I really love about your service. Also is that you share business and first class fares. Can you talk a little bit more about that. Your cheap flights are only for economy which probably the most of them but there's also business and first class as well. You know there are some services out there that are just first class and business class and to be honest with you just are not that many business in first class deals out there. The flake pricing just doesn't change that much but for economy tickets flip. Reason can change so so much you know a flight to india might be twenty five hundred dollars in economy but you can suggest that for four hundred dollars. It's crazy pricing. So yes we do see business and first class flights on sale and we send those deals out. We probably see a couple of those a month but for the most part you know it's really going to be just the realistic nature of flight deals. There's just going to be more calming fly jobs than there are business and first class but i think we all love sitting up front so when we find those deals we send them out as quickly as we can. No i love that. I love that by the way. This is like a moment for me. I'm just having a moment. Because again. I i'm a really big user of traveler premium. The other thing that i wanted to ask you is how have you seen the pandemic shifts because even people like me like we love to travel. But we're not necessarily flying right now so it just love to get your insights on like how the pandemic has changed airline industry and specifically if it's impacted your business in any way knowing what a year has been things really changed the world health organization i think you know announced that cove nineteen was a worldwide pandemic that change travel than all these countries started shutting down understandably and as the owner of a travel business. I will be honest with you. I was very very concerned. Not just for myself and my wife works for thirty traveler. At that time we had seven full employees concern for them as well so yeah it was not easy for a while and i was pretty in you as a business owner. We did the only thing that you really can do is pivot quickly as you can try as many things and throw stuff against the wall and see what sticks as far as you know stuff working and changing and promotions pivots to the service itself one of the saving grace for us as a flight subscription service. People didn't wanna give up on travel. You know we don't charge one hundred dollars two hundred three hundred dollars a year or some really large sum of money so most people were from what i can tell you know. Most people are willing to stick it out for us or stick it out with us. They didn't want to give up on travel. They didn't wanna give up that perspective that you talked about as far as knowing what flight prices are doing because you know as we are hopefully exiting this pandemic in the next few months or through the end of the year. I think a lot of people want to know what that perspective is like on site pricing. So that when they already travel again. What is the new normal. What does a flight to europe cost. Post pandemic i think. That's what is allowed people to really stick around. You know that's really how it's impacted our business and in thankfully were almost exactly the same business as far as you know our product and service in our employees as when we came in as when we come out. So i think we were one of the lucky ones. Yes and i mean you hit it on the nail head because for me. I'm like i do not want to be out of touch. I wanna be getting by the minute updates. And i think you guys do a very very good job. You have youtube videos. You have blog post. So i also wanted to touch on the other side of thirsty traveler as more also as a hub for resources. Yes yeah the service the premium service but also you have tons of articles and tons of youtube videos. So can you talk more about the content that you create as well. Yeah we are kind of an interesting hybrid you know. Obviously we have the slight. You'll notification service. Turkish premium the site. That i started thrifty traveler dot com back in two thousand fifteen. I mean that's still really. The core of our business in most of our employees actually working on the website itself. They're not finding flight deals every single day. Which is kind of crazy. So we're able to have diversified revenue stream. So you know money coming in from ads. And then there's the whole credit card affiliate space you know source of revenue. So that's one of the things too. That's really helped us. Survive is having multiple sources of revenue because the economy. It goes up. it goes down. Obviously this pandemic is a very strange anomaly. But we've been able to be diversified which has helped us kind of survive but yeah go to thrift traveler dot com. We have so much content news every single day whether it's travel deals or news about changes with the pandemic. how is that impacting travel vaccine passports. Excetera points in miles just deals in general. It's all about how to save and how to be informed. I think about travel at this time as well so we try to be a lot of things for a lot of people so if you want to be an informed savvy. Thrifty traveler essentially traveling the world on a cheap and knowing what's up where the spot together speaking. My language absolutely travel more for less. Yes so jared. I also wanted to ask you. What are your thoughts and your perspectives. On like how you think flight deals are going to change in the near future. Like i know we can't hundred percent say but i do think that you are in a good position to kind of share with us and let us know like what you're seeing some insights and what for us to be aware of 'cause maybe things are so different that like for me. I haven't traveled since two thousand twenty. So i have no idea what to expect. Yeah i look at flight pressing every single day. So the one big thing. That's a will. There's a few things have changed but probably one of the biggest things is. I kind of touched on earlier. You never used to be able to find cheap last minute. Flights and that was primarily due to business travelers. Were the ones buying last minute. Flights airlines knew that they could charge you really whatever price they wanted. 'cause business. Travelers are the companies that they work for would pay those prices but now business travelers. Not on the road anymore. There's no i'm willing to pay exorbitant prices nor is there demand for flights in general. So last minute flights even a week or two outs you know. Let's say that you wanted to fly vegas or you wanted to fly to phoenix or florida. In a week or two you can probably find cheap flight last minute where normally prices could be like two to three hundred percent more than if you had booked thirty to sixty days out. So that's one of the things that i don't think we'll stick around forever. You know maybe through the end of the year. But his as demand starts to normalize a little bit more. I think that that a lot of that stuff will disappear but there's no question i mean business. Travelers aren't going to be coming back right away so flight prices are going to remain low. It's all supply and demand. It's basic econ wanna one. It'll be very interesting to see but cheap. Flights are here to stay at least at least for the next several months. Will i am so excited about that. just like when the pandemic hit a lot of us were thinking like are their credit cards going to change or are they going to like not be as lucrative anymore but i feel like they've been doubling down literally. I thought my inboxes flooding with so many opportunities to earn. So i would love to hear your perspective also on the points of miles front. Have you seen any interesting trends. Is there an uptick that we should know about. No and yeah. I'm hooked into that as well. 'cause it's the points in mouse base through thrifty travel dot com as we discussed at stuff every single day so we are seeing obviously credit cards points in miles. Everything's tied back to these credit card banks. Whether it's chase you know. American express city. Those are the big ones so when the pandemic hidden march that scared those banks. Because they don't want to have issuing new credit cards to borrowers may be losing their jobs. You know etcetera. There's a lot of economic and credit risk there so a lot of those banks stopped. They more difficult to get credit cards and they also pulled some of those offers to entice people to apply so for a long time. You know six months. These banks were pre scared because we didn't know what was going to happen. We didn't know what was going to happen with the economy but as things progressed and obviously congress has stepped up and we've seen several rounds of stimulus people didn't default on their loans like they had expected the credit card debt and things generally are. I mean they're not okay but the economy itself is is doing a lot better than most banks had expected. So what we're seeing now. We'll just like you said the banks are making up for lost time and they see economic numbers. There's new stimulus coming out. And obviously everything seems to look good for the present time as far as covert numbers and trends man. Vaccines are obviously spilling out everywhere. Which is which is amazing. So we are. Seeing increased offers and american express especially super aggressive with new features with cards new offers increased offers. It's relatively easy to get a proof for american express card right now based on the numbers and we see in a word chases kept things a lot tighter and it does seem to be loosening up a little bit with chase and i would expect them to to start offering a little bit more to compete with american express and then cities in the background. And i don't know what he's doing but apparently there's still a bank credit cards but there's not a whole lot happening on the city side of things. Yes okay. i have another personal question for you. Because i have like so many credit cards and i realized that during the pandemic i needed to get super organized because the offers were coming in super quickly. So do you have any like tips or do you have a spreadsheet you custom builds for yourself that you can keep organiz of like what credit card to use when. Yeah yeah yes. So i've been in this whole crazy points in miles space. I got my first job out of college. And i was traveling in two thousand nine. And that's when. I got pretty deep into this stuff. So i have an old school spreadsheet and obviously now there are sites online that you can track like for chase like. They're five twenty four rule as far as how often you know you can get approved for their cards but for me. I just again. I use an excel spreadsheet musical sheets. Now but i think like you said getting with anything. Finance or credit cards or anything organization is just key. If you want to be successful at a i mean i took my excel spreadsheet and i actually have it in my notes on my iphone now. So it's more mobile now. When i'm at the grocery store at mike wait which of the five cards i use. And i have like a list so i just think that it's just again offered just ways to be more creative and i think that it's fun to it's fun to and also lucrative jared. This has been extremely fun for me and a huge honor to have you on the show. Do you have any upcoming features that you would like for my audience to know about what it comes see either thrifty traveler or their premium fight till service. Yeah yeah one of the features. Just our premium service is text message alerts for mistake fares. So for those of you out. There were like well. What's a mistake fair. Or what's difference between the state fair in normal flight deal mistake fares are just like they sound fairs where the airline has made a mistake and usually like instead of flight austin thousand dollars. It'll cost you know maybe fifty dollars so those are what mistake in the last month. We've launched text message notifications you know directly to your phone because those deals where we say the heart of the flight deal. The shorter lasts so getting notification of those via text. Message is just so key in than booking as soon as possible so we are pretty excited about that. Now is that built into ready to the premium service or is that like an additional so that is built in like when you sign up for it. Thrifty traveler premium. And you go into your log in. There is now a new box to enter in your mobile phone number. And there's no extra cost or anything like that yet. We're just trying to get that information to you as soon as possible because sometimes these deals these mistake fares l- last minutes not hours clearly. I'm asking for myself. Because i wasn't aware of this law so you might not have checked that in your inbox yet. Oh okay. I'm gonna go log in eight sap. A sap will jared again. Thank you so much for joining us for this awesome conversation and please let everyone know how they can connect with you and also if you are a thought card podcast member we're going to have jared share bonus content where he's going to be answering his favorite resources or planning trips so stay tuned for that. But in the meantime jared please let us know how we can connect with you. Your can find us a thrifty traveler dot com or follow us anywhere on social media. Excellence thanks again. I hope you enjoyed this episode. But don't forget there's way more where that came from when you become a supporter of the show you'll get bonus episodes additional tips on according travel real time updates as well as strategies for building well and creating multiple income streams head over to thought car dot com for slash. Join to support. Also be sure to follow me on instagram at the danielle this year. Slide in my dm's and share with me your thoughts about this episode. What did you enjoy what stood out to you. Let me know. I'd absolutely love to connect with you outside of podcast. See you in the next one.

Jared cam Us jared durfee hawaii jarrett europe dubai Flights airlines youtube American express city canada
Are Donations Dangerous? Why It's Essential to Recognize Your Worth

The God and Gigs Show

29:54 min | 1 year ago

Are Donations Dangerous? Why It's Essential to Recognize Your Worth

"Don't worry we're not going to talk about Teddy Riley and live streams. But we are going to talk about a danger that's coming out of this whole craze with live streaming in our culture today artists musicians and creatives of all kinds looking for help bouncing. You're passionate create with your everyday life. Not sure if your faith can coexist with your profession. Welcome to a place where real artists discuss real life. You're listening to the Ghana Gig. Show visit got gigs. Dot Com for show notes links and more information. Hello and welcome back to our show. If you're new to the show. Let me just tell you who I am and what this is all about. My Name is Alan by Paul Allen Musician and author of the books got engaged. Succeed as musician without sacrificing your fate as well as devotional your art. God's heart it twenty one day devotional four creatives and this show is all about helping you. To connect your spirituality with your creativity we try to help creators build a better life from the inside out by applying these timeless spiritual principles to the temporary create problems. You might be facing even problems as I'm recording. That might have to do with no gigs. No work or at least a total change in your system and your way of doing things and that's what we're here to do. We're inject positively into this moment in your life and so once again. I want to thank you for making this a part of your create a day at a part of your creative journey. If you're back thanks so much for continuing to listening support this show and please make sure you subscribe to the show and review the show because every review gives a little bit more Of a testimony to other creatives. That don't really know that this is available for them. There's a place where we talk about bad creativity relationships and your career path all in a holistic way so that you can make the best decisions moving forward in your career so please help us out review and subscribe. It makes a huge difference in our visibility so today is one of our solo shows. Were ongoing to Kinda. Just give a little inspirational thought or something to kind of make you think and change of perspective. Hopefully that will help you in your creative career and this comes from our creator checkups which we do every Monday. At twelve o'clock eastern time on facebook live through the garden Gates facebook page. And so today I want to kind of give you that little a review of that and let you hear it again because I talk about something. That's a little bit controversial in this day and age as we're recording again. Unfortunately we're still in this age of quarantine and covert nineteen. So whenever you're hearing this you probably know what we went through so I want to continue to help. People see a new perspective and not get bogged down in the negativity and one of the things. That's kind of negative right now. Is that so? Many musicians and artists and creators are feeling like they have to change their model of pricing and changed totally to asking for donations. The reason why I think that's dangerous is not because people are hurt aren't hurting. That people might need a little help is because we to cheapen the way we look at our own value and so I wanted to talk about that. I talk about in this industry to check up so I'll get right to my point. Hopefully you'll understand where this is coming from my heart for the situation and why I think we gotta be careful about changing our entire mentality Today onto this creative Cheka. This is going to be a little bit a controversial topic. I have struggled with this over the last month. Since cove in nineteen has dominated our culture and changed the way. We really look at a lot of the stuff. We're doing right now as musicians authors musicians. Sorry creators freelancers And I was debating whether or not to go this direction because I was worried that it would be. It would seem like I was being judgmental. I was worried that Coming at this topic would be seen as tone-deaf or Possibly even just mean and insensitive so again. That's where I had to kind of like fight myself a little bit and just say okay. Is it worth it to go through this topic and talk about what really feel my heart? And what would help you as musicians and artists the most and so that means I have to get my ego out of the way and I got to be truthful. In terms of how I feel about the subject I hope that you hear this will hear it with the if you WANNA know. Many of you may not even know if you're watching this land so Those we do know me know that my heart is for every musician. Creative Freelancer Feta Freelancer. To see their worth to know. They're worth and to always know that God created you and made you engage you gifts because he felt you were the best person for the job. I don't believe that God randomly gave us elect kind of sprinkled creative stuff into your DNA the ability to do certain things and did not consider that you were the person that should have those gifts and abilities and should develop them Kind of go to a script application. You can think of the man with a ten talent sir. Wanted to dispense the ten talents. I guess the pair will challenge Because I don't think it's ten total it gave one person five. Can we want person five and gave another person to another person one so the one that got five talented doubled his talents and he ended up with ten and then one double ended up before. But then there's one person got the one talent and talents actually money in the Bible and he didn't do anything with it so the my thing that comes back to me when I think of that parable is that the master. The person that gave the money the boss if will knew what each person was capable of. He knew that the person would five talents was capable of double and he knew that the person that got two talents maybe wouldn't have done so great with five but he could do a lot with two and he deal with two he doubled it and he gave wind to the person who he felt probably was the least likely to be able to double it but he's still gave him a shot and it turned out that he The first one talent Didn't try at all. Here's where I'm going with all this kind of hopefully not rambling but making it clear. What my next point is going to come from I We'll just go out and say that I'm very very nervous about the state of musicians in creatives right now who have been deprived of income however not that now feel almost obligated to go after money and go after income in a donation or a charity type of mindset metality. So let me slow down and make sure I explain myself why. This is a danger to in my mind. I talk about the situation. We've never been in a situation like this before. That's why I want to lead with empathy and lead with a lot of understanding that. Nobody knew how to deal with this. No one I believe in the history of mankind has ever had their entire industry dry of overnight. Well I'm sure there's other examples where natural disasters and things but I think this is a special case where Entire industry literally in one day was there in the next day was not So I WANNA make sure I'm very honest and say I don't think anybody knew how to deal with this problem Hate to buy good to see man. Thanks for checking and always do your so consistent. They've always being a part of the live show Let me know what you think about this by the way. I talk about this because I would love to individual feedback from people. So I'm not you know riffing and then feel. Maybe I'm making somebody mad like to know if I'm on the base here so there's never been a time like this where people have lost income so quickly and all kinds of industries however I think in artists the case of artists. It's very different in that. We've already had problems convincing people of our worth in terms of maybe now for big celebrities but just in terms of getting paid as a creative. Sometimes it doesn't seem very Let's just use the word essential because what we do is generally for Extensible More creative more feely kind of things you feel need but we don't feel knees in the same way that maybe a doctor or lawyer or a grocery store clerk fills a need. They're not always tangible. Needs we feel we fill those intangibles emotional needs for people to feel human to feel alive and so because we already had to deal with that kind of you know hurdle when it comes to creative work. What's scaring me as I see a lot of US creatives. Now that we're doing live streams musicians mostly but then other people who are Strictly saying Hey I'm GONNA I'M GONNA buy into your on creating music on creating content any donation would be would be acceptable or you know Trying to think of more examples. But it's more healthy guys know talking about obscene it all facebook all of a histogram and there's nothing really get very clear there is nothing wrong with the donation model of asking people to help you and to donate to your career. Donate to you know. Even in terms of people I understand that not. Everybody has income right now. So it's very hard to ask people to pay large amounts or sums of money or whatever for anything because we're all in physician whereby incomes being cut and affected so. Let me start with that that I totally understand that. It's the easiest and quickest way for us to look at okay. How can I get money running into this particular project? Instead of trying to set a price I'll just ask for. Donations are set up a cash. App. I'll set up a paypal and I'll say any amount would be helpful And that's true because some people really do want to give and they want to support artists supports you however here is the big butts the beat but the problem is where I see that culture seeping into our view of our own art and are worth and the worth of our work. The problem I see coming is that the longer it kind of goes along with the streaming damn start took a look eighty moment but it it goes along with that kind of the streaming concept the problem with most that most of us have a streaming. Is the low low low low though lots of pay that we receive per stream because people have gotten used to the idea that well it's pretty much free or I pay subscription but I get the music the entire catalogue pretty much Whatever I want whenever I want and The rights owners and the people who are distributing. It don't feel the need to make a huge payment for it because it's pretty for is pretty acceptable. So you get you know. Point zero one cent per stream. Because what's the point is all pretty much lower and lower the cost of entry for the consumer. I feel the same way about donations. I feel that although donations to your music to your livestream to your website for your art is admirable is very kind of you to not push your desire to you know. Make in common to making it into a a fixed price. It's also dangerous and that we are now almost encouraging the rest of the world to think that well there is no fixed price for their art. There's no meat no set worth that. They have determined for their work. It's all just charity. We just gotTA help them out. We've got you know the victims in this and while they're billions in millions of victims in this Kobe situation. I do not want the artists community to become a victim class. And that's why I'm going to be very careful with my wording and maybe I can't be careful maybe just going to have to get mad at me So be it. I can't protect everybody from you. Know can protect myself from negative opinions. If you feel that I'm off basin you feel free to turn it off but I feel that the musicians arsenic credence can never become slaves to a victim mentality where we feel we are simply based all of our desire to make money now on charity There are there are places for charity. There's down Dan donating to charities for musicians right now. The company and the branded on building is now doing donations to musicares. So I've made that a part of our donation of things when people tip for my life streams I've turned that term tips for the musicians to tips. That will go toward the nation's four Kobe nineteen relief through musicares. I believe in charity. I believe in working with people. I I give my church all those things giving okay. That's not me saying that giving is battle donations. That what I'm saying is the concept of only offering your services for donation and not seeing that that actually increases the possibility that people were not see you a professional AC- you more as someone to be helped versus someone providing a product and service. That's the danger. The danger is cove nineteen when that lasts forever. There may be other issues. This industry may never return to its former state that does not mean that we should allow the mentality of donating and charity to overwhelm and become our way of thinking. Musicians are in creatives your professionals you deserve to be compensated for your work and you should be setting prices setting the same kind of standard for your business that you were before covert by just with the understanding that now we have to kind of think a little differently in terms of how we present our products in how we do things but it does not mean that you should become a victim or accusing using victims. I'll think of another word but I think he came a point where we should be in control and we should have some kind of standard that says well. Yeah this is a bad situation but I still have to make money to feed my family and at means at the set prices gas still has a price even though very few people need to buy it now People are lowering prices on things. Because they know that there's native. There's this belief programs but we still have economy. People still need to pay. We still go to the grocery store we still we. Don't ask the donate Grocery stores and asking for donations food restaurants asking for donations for Food Co. She you know every store you can think of that. Still selling is selling at a price. They're not creating a donation model just because things got bad. They changed their model a little bit. But they continue to ask people to pay for their work and so While I do is I set this up. I WANNA make sure by concede this see. The comments Here we go yes. I made sure there's comment there. So if you WANNA make comments you can on this. So that's really a sort rant but a really important one. I don't really have a second or third point for this is just my feeling that I wanna make sure that if you're listening to this and now you have felt guilty about charging because you're a creative end there's people hurting and you sell things. I usually music or art and you. You know you're doing a livestream as a musician and you're asking for donations are now saying don't do that. I am saying be very careful. That you're not now insinuating that The work he would have done for cost is now only via donation. If you're charging a price for a concert those four hours and you never perform in front of somebody for four hours before without asking for a certain price or at least you know. I don't know any any amount. Of course I can think Riano Riyan or Air Kabalu. Somebody did it live concert and was asking dollar view or something a stream and apparently there was. Some people were annoyed that she charged a dollar because she's a major artist. She got afford it and I go back to my streaming example. What in the world is problem with charging a dollar a dollar for access to hear artists? I mean we performed in worked and and Dan Lessons and invested in ourselves. Sambas for thirty forty years. I don't think a dollar is too much to ask for an admission to a concert or to Again even if you decide to make it a donation but you make it like a minimum donation. You say okay. Well we're going to open this up to everybody but we WANNA make sure that people are moving in this direction to help this charity. And here's the minimum. We want to bless those people with so we WANNA make a set a set cost. You guys see that. I don't WanNa to offend you but I want to be very clear that this is the mentality we can't afford to fall into because again I'm looking at past cove and I'm looking at past up over nineteen and how people are gonNA react when we go back to what might be more normal model will say well you know what I've been just doing the laces for the past for free. And why should I pay now that you're back in ghetto? I'd rather just wait for the free version. That come out again and again won't be very clear that this is not a slap in the face. Anyone that's doing donations. It's comic mobile wakeup call. Maybe there's a different way of doing this and I WanNa talk about that in the second. There's a Chinese that I'm getting ready to do. I really want to offer to all of you who are musicians who are live streaming and doing any other type of thing where you're kind of like feeling like you're pushed into donations and pushed into you know. Hoping People Watch and that's changed that model so that you see your worth as a musician as an artist creative has not changed just because the economy has changed the economy can change but the worth of your work has not. I must say that very clearly again and I want to be so calm. It's the economy has changed but the worth of your work has not. You are still as valuable as your work. Still has much as at not more value now than it did before covert nineteen and therefore it's important that you make sure that in some way shape or form you gotta make sure you're making that clear to your con consumers to your audiences to people you work with your clients. Whoever that is okay Tobias says people understand no matter the status of someone at the end of the day. Everyone has built a man. Everybody has bills you have bills and soda your consumer so your audiences and we all designing wind depend when the pay went to make priorities and what. We can't pay what. We can't pay. There's nothing wrong with that. There's nothing wrong with you. Guys thanked me right now hale and I can't afford your devotional Allen. I can't buy your book right now. I'M NOT GONNA buy your book. I know your book is awesome. I know that you're coaching program. Is Great on one. Choose not to get right now because I have other priorities that's awesome. Please don't buy my stuff personally if you are not in a position to afford it and I'm being very kind of transparent with you. I'd rather people see my stuff. See the cost made a decision and say I can't buy that. I don't WanNa buy that rather than offer them something for free with just donation. Have them get it and then later find out that it was worth way more than they thought and now they can't have it anymore. Because I actually have to charge was really worth. I'd rather them see the worth of it and make an educated decision then cheapen it and then sucker punch laters. Oh you know that you saw it. It was just donations. Well actually two hundred three hundred dollars and you can't get it anymore for donation house. Just 'cause I was hurting hurting. Go ahead just Lord Pricey I get you on the door but now that I think are better. Let me just go ahead and charge you real price to me. That's disingenuous. What I'd rather do that rather show the full price upfront. Maybe create some tears where people can jump in but then say honestly this is how much it's worth and this is what I have to sell it for and you can't afford it now. That's okay 'cause I can't afford everything I wanNA buy right now. That's okay but thank you so much of that thought to buy. Because it really helped me kind of crystallize it. We have to be more honest about our worth our needs our bills our expenses. I've talked about this a lot with your financial workshop just a couple of days ago last week accidents. Monday the financial workshop with Jasmine Paul relation but an amazing thinker and financial expert. And she shared with us those who are on that workshop. You heard about how we have so many acts ways to charge income and to get income that we only think about because we are assuming that well. There's only one thing I do. And there's so many other forms of income and if you are going to try to diversify your income now you got to think. Okay diversify income. The whole point diversification is have a lot of different buckets. That are getting a little bit of something every single bucket that includes your work includes your music that includes your art. Maybe some other side job wherever it is that. You're trying to get into right now guys. Let's make sure that each one of those things are getting the adequate watering and revenue unease. And the only way you can do that is by setting prices. Setting prices setting goals minimums. Whatever you WANNA call it. Tyrone says my table provides still sent me a bill for using their entertainment. A man they still charge for my okay so I hope okay. So thank you device tyrone. You guys both just helped me. 'cause I was again I started this road. I was nervous as a cat in a room full of rocking chairs. That's a southern experts on work either by Lubbock because it's so true that's how nervous I was that people would say. Oh my God. He's just raining on donations and people who actually are hurting. You know why should I be Feel I should be dumping onto musicians right now. Were all asking the nation's online streams the reason is I'm not dumping on you. I'm trying to encourage those who watch this later. And everybody's watching now. You are worth more than just just donation you donations but just consider. How's it possible that maybe you could monetize your work in this day and age on online platforms that Where you would be willing to Put yourself out there. Say Yeah this is what the music is worth. This is what the art is worth. Cut some deal discounts. Sure because that's what we're living in right now we're dealing with that but I'm not going to eliminate pricing not gonNA eliminate charging because doing that literally says we are no longer professionals. We're now just this class of please help us. You know all of us with our hats out. That's the danger. That's the mentality that I'm warning you against Will I hope you heard my heart on disease you? I'M NOT GONNA keep hitting 'cause I kinda ranted on it for a while there but I wanted to make sure it got to. Its destination that point got to his destination. Which is no. You're worth the change in the economy and the change in the way that things are going right now has not changed your worth and we just have to be more inventive and be really smart about how we approach pricing and getting our stuff out to people and consumers audiences who are dealing with the same situation that we are but never to forget that we have a value. Both our abilities are worse. You've you've heard what I've said so I'm not going to continue to hit it over and over again. Hopefully you hear my heart however if you have been struggling with this and you've been doing livestream you ain't going live on instagram. Live and probably you'll love you. Heard of all the different things between Teddy Riley and baby face and all the verses and all these things was sound checking in issues you might have felt like oh well they have all this equipment and stuff and they're having trouble with live streams and. They're not really getting what they want to get out of these streams but I'm just an independent artists and all I can do just go live on my phone. Well my friend I WANNA tell you. There is a way that you can make your livestream more profitable better for your business better for your brand and create an event out of it but you have to think this through so to help those of you. Who are doing live streams? I've created a checklist a livestream event. Checklists notice I said event once. You get this checklist you understand. That is not just about going live. It's about creating experience for your listeners. So that we continue to show value to them and this is a way that you can also monetize your live stream so that you can make a profit or least start to build some income out of these experiences so if you WanNa get that all you have to do is go to guarding geeks dot com slash livestream got engaged dot com slash livestream. I'll put a Lincoln show note. Just download it into your information and you'll get the email and you can't get debt checklist to help you. See How your livestream you're live on. My performances can not necessarily equal alive performance in person but can be a totally different kind of experience that you can build from even after the situation is over so please check that out. Thank you so much for listening and for joining us with his show. Make sure you check in for the next few shows coming up with some incredible interviews with some major artists. I'm not gonNA tease it right now. Just trust me you need to subscribe. You need to review the show. You need to stay with us through the long haul so continue to be blessed. Be Safe out there and I'll see you next episode. Thanks guys God bless. Thanks for joining us here at the garden GIG show. Please leave us a review on itunes like our facebook page or John and calm and tell us what you thought of this show. We'll be back soon.

facebook Teddy Riley Paul Allen Dan Lessons Ghana US garden Gates Lubbock Kobe donate Grocery Lincoln Riano Riyan Air Kabalu Tobias Jasmine Paul Tyrone Lord hale John Food Co
52: It's Like Soho House For Babies

Eyewitness Beauty

31:03 min | 3 months ago

52: It's Like Soho House For Babies

"Hello and welcome to eyewitness beauty the podcast where we talk about the big stories in the beauty industry each week. I'm nick axelrod welk. And i'm any creek bomb. And he was just taking the biggest stretch and yawn. I we're boring you already or whether you're sort of getting into it and getting ready to to rock is my warm-up que- star with a public service announcement this has been on my mind. I know more people who have co- vid now than i did. During the height of the pandemic i know six people who have positive cova tests and produce significant symptoms really and they're vaccinated really. It's a mixed between johnson and madonna nick. I'm what now i'm concerned. I feel like. I've really separated myself from the outside world. I have no idea what's going on. Is this really a thing. Yeah it's really a thing to delta variant is so much more contagious. I know someone got it. They think at that. Madonna concert in new york. Gay pride. I think a lot of it was gay. Pride focused because you're in like small spaces indoors with lots of people. I know five people who got it in province town in massachusetts over fourth of july. I know one woman who got it in a funeral indoors. And i know someone's dad who got it and everyone's vaccinated again. Are they serious cases. Or are they more mild. Will i have two friends who are still testing positive and their fevers spike. Two hundred four degrees. so it's not like insignificant symptoms. it's not like super subtle. I think and what. I read the new york times. Today is like where avoiding hospitalizations once you have the delta varian or like you get cove it after having the vaccine. You're not avoiding systems. People lost their sense of smell. People lost their sense of taste which is to say. My suggestion is to wear mask whenever you're indoors to avoid being indoors with people you don't know i feel like this so tough for the thirty people that listen to our podcast. I feel obligated to have some sort of. I'm on vaccinate. Your family dot org when i tried to look up the cdc guidelines. Where did google take me. But i'm trying to find the latest cdc guidelines and which are not. They're like no one's keeping up with what's happening at the cdc yet. I like i'll text them but they're not like they're saying if you travel this is for fully vaccinated people. If you travel you will be required to wear a mask on planes buses trains and other forms of public transportation traveling into with ever crafts or out of the united states When's the last time you've taken a public hovercraft. Stop joking around. This is serious stuff right and in the. Us transportation hubs such as airports and stations. So it sounds like these people might have. Is it travel related. It's indoor gatherings with lots of mask. People and i guess i was talking to my husband who has practitioner and he is not a specialist in infectious disease but actually did work an infectious disease for awhile in new york. It's not that the vaccines are ineffective. It's that it's repeated exposure so say you are at a dance party. And there's a few people who are unvaccinated and positive and you're dancing with them and dancing around like you're continuing to breathe in the particles so you really putting that ninety three percent effective statistic to test But all which is to say. I'm scared again. I feel like everyone just needs to number one. If you're not vaccinated yet. I have nothing to say to you. They even had olivia rodrigo. I sent you the press release. Which i wasn't sure if i was supposed to send you know i saw that i realized my brother's screen-grabbed it from his email and i was like i don't know this is like internal news. Only my brother has a very serious burning. Yeah now go did go to the white house to tell the youth to get vaccinated. i think that was all maybe. It wasn't just brainchild of but it was certainly executed by this guy named landon. Who used to be leading fashion partnerships at instagram. And he just left to go to the white house. I think his i think his first order of business was like john tucker's vaccinated. I now known only land and that is so gen z. Instagram is at landon. When you instagram you can. You can do that instagram. I know we talked about this with. By the way we have an interview coming up with a very special duo who really pave the way for us. Nick and a lot of ways breaking beauty but we spoke with them about about how the ios tracking drama is creating a ton of problems with brands. I buy advertisements on facebook and instagram. Which every brand. Because that's the only odd platform that a super trackable that super to the point that you can really put evidence behind that it's working and basically you can buy your customers facebook and instagram. It's like freaking out right now. Because a lot of people are opting out of being tracked and it's making their ad platform really inefficient expensive on the headline. Is that instagram has made it possible. That users can opt out of tracking essentially. They didn't make it possible they had to do that. Because iphone users can choose. Apple will not share the data with facebook but they used to share so retarded ads like target certain groups of people or re target. People always talk about like ads will follow you around on the internet. That's because facebook was using data. There's other people's there. The data pirates that facebook and instagram are thought it was jeffrey epstein but continue. What does that have to do with those. Who teagan jeffrey epstein wayfair dot com. Anyway continue that's a different. I think he needs to do especially with tricia on and talk about that but yeah so basically broken digital marketing is going is undergoing a real evolution not only are like the oceans on fire adds are broken as in mean my child crying more than usual. I think it's because she's waking up to the world even more and she's like what have i gotten myself into but you know what one thing we can't do is focus on the positive which is which is top stories. They're positive actually. I do have a positive piece news for all my herpes heads okay. There is looking to be a treatment for herpes. Simplex virus aka h s the type one which is type one which is the one that causes oral herpes cold sores etc type. Two causes sores on the you know wears of the world and these scientists in where are they probably germany. No oh let's see where this place is. This is an geography story. The story comes straight to from stott. News dot com stat is of course the news outlet that reports from the frontiers of health and medicine that we all re daily they. I guess every year they have a competition called stop madness which is a bracket style. Competition showcases cutting edge research across the biomedical sciences. It's basically it's a competition for people who can come up with like the best biomedical projects. It's like a science fairly millions voters this year. There were a million votes cat's amazing but like which is three hundred thousand more than last year. So like people are really getting into so the the number one finalist was the fred hutchinson cancer research center and they developed a gene editing technique that has the potential to treat and perhaps even cure of the herp. The other finalists just fyi. I was from mit and bring him a women's hospital both in the boston area and they created a liquid that coats the small intestine with an adhesive that somehow is considered a noninvasive way to deliver drugs. That treat diabetes. I guess like the drugs stick to the. He's the opposite of pam. Exactly it's double sided tape for your intestine and anyway to double click which is my new favorite corporate term to double click on this study at fred hutch as it's affectionately called. They basically use this gene editing technology. And they were able to edit out which sounds very gatica ninety percent of the h. s. v. one virus from the cells in effected mice. And they're like think they can get to one. Hundred percent sat up mice. I mean really also shout herpes. it's incredibly common. Two-thirds of people under the age of fifty habit and a lot more people probably have it than even are reported to have had it so shout out. Herpes speaking herpes says about me. On my four you page on talk their people you know in the wise words. I guess of ethel merman as gypsy rose or no ethel merman. Was the mom in gypsy. Anyway you gotta have a gimmick and there are you talking about the that people have. It's a song from the musical gypsy. The gimmicks that people develop to get views on tick-tock are quite amazing. I found one a few months ago. That's basically a woman who what sword when you like pickle you're like dead animal but like dry pickle pickle so that it like taxidermy. The it was all about how she taxidermied her dog and like all of her posts. Were like answering questions about how she did it. She did it herself so gross and that anyway i came across one and her gimmick was how she's living with genital and oral herpes in like how her husband doesn't get it. And how do they wait. Wait so her normal her her. That's all her content her day. Job is taxidermy. no no different different people. I'm just saying like there are different. Take tacos allowed people to explore in monetize their passions whether that passion be no matter how taboo they may be. Yes taxidermy their own animals or spreading awareness about herpes. But i'm just saying like her. Content exclusively focuses on her. Having herbie's and i think that's like a funny interesting thing to to focus your content on anyway. What else do we got this week. We started on instagram and will expand on it here. But sunscreen is having a rough go at it. This can't catch a break. it really can't. Johnson and johnson announced yesterday that they are issuing a voluntary recall of neutrogena. And vino aerosol sunscreen products due to the presence of benzene which is a known carcinogen. Can i just say can we just take a moment to appreciate the fact that these are. All aerosol. aerosol is already not great for our health and the health of our planet. But i digress. Because the aerosol is not what is adding the benzene to the spf. Johnson and johnson is saying that this is the result of an internal review of some of the samples to quote the their press. Release internal testing identified low levels. Have been dean in some samples of the products. However i was on my favorite website. Reddit no linden. The lincoln homepage feed and i saw that. There's a third party that uncovered this benzine issue in sunscreens. they're called valley. Scher and their mission is to independently check the chemical composition of medications before they reach consumers. And yeah they basically are like the qa of our existence like. I don't know why they took it upon themselves. So they check for benzene in sunscreen and why it all happened now but they identified seventy eight sunscreen and after care products contained benzene which they're describing an industrial chemical known to cause cancer and other potentially serious health risks. What's interesting about this is i was looking at. There's a great dermatologist. To follow on instagram called rinella md. And she's a board certified dermatologist and she was basically she was saying. This was due to a contaminant. Found in specific products does not diminish the importance of wearing sunscreen. And it was not unexpected and shouldn't cause alarm and that obviously wearing sunscreen is incredibly important to your health only readers in california no and probably have seen signs for prop sixty five which is the disclosure that there are chemicals present that have been proven to be carcinogens and caused cancer in state of california. You go into starbucks and there's a sign saying like this place causes cancer and its for different compounds that california's particularly tough on in terms of like the amounts found in them. So sometimes you'll get for example like you buy a refrigerator and there's a prop sixty five warning that can be because there's a coding around the plug that it's not even going into your food or even near your food but the cooking on the plug has a compound in it. That's known to cause cancer anyway if you go into a garage every single day you're like ingesting more benzine than you would ever you know like so much more than you would ever ingest via sunscreen and so it sounds a lot scarier than it is. Because it's there's more radiation in a banana than like an x ray. I don't know according to valid Blog post on their announcement that they found benzene and somebody at sunscreens they're saying the texas city of benzene in humans has been well established for over one hundred twenty years study from nineteen thirty nine. That was basically underscored in two thousand. Ten review of benzene research says exposure over a long period of time to new concentration of benzene greater than zero is not safe car. Exhaust contains benzine. So you like walk into a garage. You know you're exposing yourself to die in car exhausts. Don't walk into a garage and die. I'm just saying that sunscreens still important stay vigilant. Don't use aerosol sunscreen donner's aerosol sunscreen just smear it on yourself smeared on your friends touch each other but like outdoors or with a mask. This one you sent to me and i didn't even have the energy or the strength to respond to his desk. Beal is launching a new. You guessed it wellness brand of products that quote. She can really stand behind as a mom. This according to people magazine the brand is called kinder- farms and basically. She is making sort of like kids. Medicines that she feels are safer than pedialyte. For example so her first product is called kimberlite which seems like a copyright violation or trademark infringement and which is a natural medical grade hydration that helps with all forms of dehydration pedialyte from. Cvs has colorings and preservatives and sweeteners etc kinder- late does not. He's creating a protein shake for kids called kinder- sprout as like an insurer alternative. Yeah exactly so well. Best of luck does she's like then a calendar preneurs for awhile now didn't she have like a kid's restaurant. Nah she did. It was called like oh fudge. Au oath fudge. So she loves what do you know about that was before your time though you do you. Are you familiar with the of a fudge. No from being a parent. I mean it was like where all these like. Celebrities had birthday parties for their babies for the cc's pizza for the brentwood crowd. It was the millions of milkshakes for the under ten crowd. Yeah and their last. Instagram posts was from january seventeenth. Two thousand nineteen so. I think i'll fudges no more. I basically looks like a children's play space. I'm pretty sure how to restaurant attached to my it. I mean fudge fudge fudges. No more number one. But i'm reading on eater magazine. Oh fudge was rumored when it was launching to be sort of a so. I instinct you what i was envisioning. Yeah i'm looking at this this article this inside photo. It looks like a thirty dollar entree restaurant. There's a membership component in which we will sometimes have members only nights r.i.p And good luck on kinder- babe bees. Did you see. We had some people submit as our agenda correspondent. Yes and we're currently evaluating. We're still accepting applications. Nick knight talk once a week and you're hearing it right now so we could go through our applications now or we could save. It could bounce ideas off the click. What's the double click on that screen shostakovich. We're going to double click on that later. In the meantime speaking of gen z. There's a skincare brand called bubble which was direct to consumer launched in november twenty twenty. And they're going into walmart starting this week. This remarkable in quotes. Because this is walmart's i d to see skin care partnership which seems crazy to me. How can that be true. What other brands are in walmart in walmart. Target we know has harry's flamingo native deodorant but Bubble is jen's skin-care. It looks super jen's z. I've never heard of it. Have you ever heard of it. Yeah nothing particularly caught my eye about it isn't even the first. I can care brand. But i've seen in. That's not criticism of it i just. It's wide haven't paid any mind. If one of urgency correspondent could write in their thoughts on bubble. Have you heard of it. Will you be buying it at walmart. Do you shop at walmart is at a turn off to you because you're z. And you're supposed to have like better values than we do. What's going on there. Ooh i haven't arts and culture brace quick. You know what. I've been sucked into you in the same way that you got like addicted to taco. There's an instagram account. And i'm sure you've seen these videos. There's an instagram account. Called chinese streets fashion. The handle is china style s. m. and it's basically like voyeuristic photo or video taken in some sort of public space. We're a people like a shopping centers and sidewalks and outside of stores and people in china wearing clothes. It's like literally across the street. The videos are like they're mesmerizing. Because i feel like the cultural crossover with daily life in china is for me at least as an american who would consider myself very tapped into a global view of pop culture. and maybe. that's the stupidest thing i've ever said. Daily life for chinese person millennial. I have no idea what i i kept fiction. I my my co-founder rebecca volt telling me about like going there to family. And she's just like the story she comes out with like it's crazy. The nobody takes credit cards. Everything is done through an app on your phone and they do live shopping. But this glimpse into people just walking around wearing insane outfits. It looks like 'cause play because they're just so perfectly quaffed some of it is 'cause play. I wonder if there's like there is a woman in one of these instagram post. Who's dressed as emma stone as cruella. But she must. This must be a street in a city in china. That is known for like you. Go and you business. Lots of like paparazzi. Following these people. There's paparazzi following them and then. There was drama recently where people were accusing the creators of the videos. Which by the way is not this instagram account holder. This instagram account is basically just a conglomeration of different videos around the internet but people were accusing these videos of being digitally edited to make these people's bodies look like they haven't seen proportions which were no strangers whoever over here in the us on with our influencers but anyway i mean d- do. Are you seeing what i'm seeing. Are you not just like kind of mesmerized by. Yeah i mean it's fun it's like leave it to the chinese to commodities street style in a way that like basically anyone can like. This topic is street where you probably have pay admission to like walk down. It and be photographed in the pictures go viral the best versions of them. You know just these outfits are really amazed sailing. It's like head to toe. It's it's like it's beyond the kardashian. Paparazzi parade united. I mean i feel like that's our american. I think there must be like you paid mission to like walk down this like to chinese listeners. Who who know sort of like the genesis of these videos because they're like beautifully shot. Tommy john esque street style moving images a lot of them. Do look highly at yard. They're like they're slow mo in them. I don't know let's find this is interesting. Let's find out cody. The new owner of kylie. An kim's beauty brands is starting to roll out touch less fragrance. Testers motion sensor faucets. This device delivers a single droplet of liquid directly to arm or a blotter like depending on motion. And here's the other crazy thing. This device also collects data that will allow cody and retailers to optimize the placement of the testers and the customer experience by ensuring the beauty advisers are on the spot when needed so. I guess maybe when someone uses the tester then like it'll let someone know that there's someone near the fragrance and to come and bother you about it. That's the worst thing ever isn't the whole point of touch lists fragrance sampling. So you don't have to see people probably. Yeah i mean but it is interesting because we live in this post cove world and all the we're trying to find work arounds for all the ways in which we would experience beauty products and this is a good one. They partnered with a company called either e as a french. Start up specializing in smart devices. Microdosing in diffusion technologies and this is according to a news article in premium beauty news. You came up with the name for the kardashians brand extension into swimwear skims games. Which i still think about as i'm going about my daily life and i and i chuckle swimwear market really needs a revamp. I don't know why they're all so expensive screams. Why i think chem can do it. I think kim. I'm surprised she hasn't yet. She really just needs to make what she's already making out of. What is neoprene on. What is when we're made on recycled water bottles. Oh yeah i feel like she could just take the same exact cuts and just make amount of a quick drive. You know water safe fabric but yes swimwear. It's two hundred three hundred dollars for just the one piece for just the top and then you're like fine order. It won't order three hundred dollar one but then you go and you try to get the matching bottoms. Because they're not sold together and they're sold out of your size in the matching bottoms. It's just a. It's a total mess. And i want to speak to the manager. Can i say something. Also like i guess contra might a hot take remember when kim launched skims and it was called kimono and she was like oops and then relaunched it and now skims is like the most successful brands the kardashians of ever created. But so what's your autograph turning it around. She made the biggest faux pas and now like kate. Moss is literally. Yes that should have been the top store. Bosses now faces skimp. I thought that she looked amazing. I think it's like we live in a world where kate moss is posing for. Kim kardashian brand. That's just funny to me. Who would have thunk back to what you're saying. I think it's just maybe a textbook example of like hey if you're in hot water for cultural appropriation and you listen and try to fix things as kim did. I mean she literally like. I had to scrap all of her product. That was for me. I was like crap. What does it mean as she cutting the tags out and then sewing in skins tags or are they like just trashing all that product. That was what. I was worried about a very interesting question. Beasley launched the brand freight. Yeah i mean. I imagine that all of the product was like in the warehouse. Ready to ship out. I think skims is a much better name things like this was a blessing in disguise for her. I think komono or kimono was just bad name for a lot of different reasons but god lover obviously he does. Somebody wrote in on instagram. They wanted me to do like a full review of all of my skin's purchases. Yes so the fits everybody slip dress. I got it in the short size. Small it's sixty two dollars skip it. It's too short. It rides up like it became a tank top throughout the day. It was just two short so sending that one back the cotton brief. This is like the high waisted one not for me. I'm not a high waisted. Briefs person they are not flattering on me. I know everybody really loves high. Waisted brief lake. Not for me now. The cotton jersey scoop ballot. That's a winner. The straps are placed quite wide. So you get this like berry. Wide curved you shape an you know spaghetti shout the fabrics beautiful. The same neckline is on the body suits that i purchased. Which are the best buddy suits. I've ever worn the dipped. Thong in carton jersey is a real winner. I haven't gotten around a trying the other briefs that i purchased. Oh the cotton jersey mock neck tank. I wanna love this too short. It's you cropped needs to be longer and that's my skin interview so tld are the bodysuit is what you love the best. Yes and i've worn a lot of bodysuits as you know. I can briefly worked at american apparel so very familiar with the bodysuit. These are good. The perfect is the perfect amount of stretch. Perfect amount of like hold. My hot tip is where the scoop ibra underneath layer with the body. Suit if you're going to wear to work. I did that on. Shoot day felt very lake. I wasn't gonna like fall out of my outfit. But very comfortable still shoot day outfits they should really make those for people that work in creative industries like. There should be like a little pinterest for what to wear onset. Very niche little niche. But i think that that is your product of the week. Do you agree now. Because there's no part of the week last but now you've given us your actual specific picks. No my part of the week. Last week was actually acetone. Which seems like. Maybe you weren't listening. Let's do parts of the week. My product of the week is a concept that you can go high with and you can go low with. I start with higher low. You know what. I am who i am bringing to start hi. This is a brand that we've talked about before i think. During one of our gift guide episodes for the holiday season we talked about the bouli lip balm tens which are super chic. It's this french brand founded by the same people who did syria trudeau candles. And they are just like really great at creating this entire world and aesthetic around you know sort of like imagined history of like napoleon's candle maker for serious rudin and this is like a an old french apothecary. Brand called bouli. Anyway they make scented matches which are so amazing. And you know we all love the idea pary but no one wants that bottle on their toilet just to be honest. Here's another option for you. A pack of matches on top of the toilet. Nothing looks shaker. Someone wants to erase the smell of whatever happened. You light a match. You put it out in the toilet water. You put it in the trash. No muss no fuss around twelve euro per matchbox and. It's just a very chic way to send your bathroom. Your guest bathroom may be now. The low end amazon dot com incense matches. You get a variety of ten matchbook stay strike like a match but they have incense same idea there in these like foil matchbooks and they're like actually cute looking supreme dead one really. They did a cloud. They look kind of like seventies or eighties called the incense match. That's what the brand on amazon called. And you get ten matchbooks for twenty dollars so either twelve euros for single bouli one or twenty bucks for ten and actually decided. Skims wasn't product to the week. Because it would be not right of me to recommend something that i don't feel strongly about and there's something i feel strongly about this week i witnessed beauty is produced by jesmyn molly of sea playing armata. Our theme music is by dan. Present and our album. Art is by simon abramowicz. You can find us on instagram eyewitness. Beauty what else any while you can email us too at high eyewitness be dot com or just either of our first. Name's anne or neka eyewitness be dot com. You can review and subscribe to us on apple podcasts. And you can do honestly whatever you put your mind to. You can do whatever you want just as long as you're vaccinated love you buy.

Instagram cdc facebook walmart nick axelrod madonna nick ethel merman infectious disease landon olivia rodrigo jeffrey epstein teagan jeffrey epstein johnson fred hutch cancer white house rinella md john tucker
EP 32 - Another One Bites The Dust

Inside Transportation

30:09 min | 7 months ago

EP 32 - Another One Bites The Dust

"This episode of insight transportation is sponsored by ford motor company bill on the belief that freedom of movement drives human progress from connectivity to atonomy ai to machine. Learning ford has one simple goal to improve mobility for its customers to learn more about ford's worker mobility autonomous vehicles and their global efforts to improve ability for its customers visit corporate dot ford dot com. That's corporate dot ford dot com. Hello and welcome to the inside transportation. Podcast production of insight dot com. This is our weekly podcast. We discuss transportation trends that you need to know about. Stay ahead of the curve. My name is joel. Merino joined here by a man who was once described as the most obviously lucky rich man who had zero value to all my discourse jason cal. Kansas how's it goin'. You talked to my mom. Mom is very supportive but it was. Yeah sometimes people will just write incredibly mean things to me and if you say anything derogatory about bitcoin in or even anything modestly against it going to a million dollars a coin will be brutalized social media. So i just said to be able like any chance. You should keep your bitcoin to like under twenty percent of your net worth or something in there and like what are you talking about. It's the future of everything should ninety five percent at least into okay. Not just sit back and watch while you sip your diet coke and see what's going on preview diet coke. I'm trying to get diet coke to sponsor the podcast. They've never heard that pitch before. Yeah so anyway look this. Today's episode is called another one bites the dust. You why it's not just. Because i love the song by queen but you know there's another company. Ev startup that has fallen. Fallen by the wayside of hindenburg research. As you remember last summer nicola was one of those startups who was taken down by hindenburg research. This time around is lordstown motors. So they were accused of fabric. We explain what hindenburg research is. Yeah no so hindenburg. Research is just a group of guys. I'm thinking it's like three people. That's what i've heard three people who they're short seller firm and they do research on all these new companies that are coming out into the marketplace. So they did something on nicola Do you remember any other. Companies that they Profiled nikola was the one. I remember because when i had trevor on this week in startups my other podcast. People were They they reached out to me and they're were like here's all the horrible stuff right and so they basically look for inconsistencies. In what management is telling the public and or investors and there's an organization called the sec. Never heard of them turn. Here's an exchange commission. They really don't like when you Mislead or in any way Don't tell the truth to the public right right and there. There's two entities. You never wanna fuck with the sec. And the irs to saying but in numbers after candy which is another startup loop another startup clover health. They've gone after them But this time around lordstown motors so they were accused of fabricating about one hundred thousand preorders for its upcoming endurance. Pickup truck and the sec is now asking the company for more details about the allegations. Keep this in mind so we actually just found out this week. That a prototype of the lordstown in france actually caught on fire in january. Lordstown is cooperating with the inquiry and the board of directors has created a special committee to read the claims so basically at the center of all these accusations as well with the with the fabrication of the hundred thousand preorders. Lorestan was accused paying a small concert. Consulting firm called climbed to glory for every truck preorder. They made as early as twenty sixteen. So the way to ski would work be had this consulting firm called climbed the glory and for every company that climbed to glory could find to preorder one of these trucks. Now keep in. Mind the preorder salt lake. Tusla right where you have to leave a thousand dollars down this. This situation is a no deposit no commitment pre order your priori something without even leaving a dime on the table saying you have to leave your email. I'm gonna guess they ask for your email address. Maybe maybe email maybe the company name name last name first name last name but no money down right so this company lordstown will say. Hey we have all of these pre orders but the reality was this consulting firm was actually you know what the accusations are saying. You just want to clarify You know climate gloria but to get companies to agree to preorder a vehicle with no deposit and then climbed glory would make money from lordstown so there were situations where for example lordstown announced. They had a fourteen thousand truck deal now. This would be about seven hundred. Thirty five million dollars in revenue with a company called. Ec squared energy hindenburg discovered that eastward energy doesn't have a vehicle fleet and they're based out of a small residential apartment in texas another order for thousand trucks. Which would be about worth. Fifty two million dollars in revenue comes from two person. Startup that operates out of a regis virtual office with a mailing address at the ups store and they actually said that they're preorder was a mere marketing relationship. Lords sean is backed by general motors. They have a seat on the board Lordstown of quired all gm production facility in in ohio and twenty nineteen and they actually caught the attention of the trump administration at the time The vice president at the time. Mike pence attended the unveiling of the endurance. Pickup truck. the prototype and you know. I got it. There's a lot of you know demand. There's there's no demand for these vehicles right but you know if you're trying to raise money if you're trying to get these actually into production. I mean i get why they would do something like that. Is it right absolutely. Not what are your thoughts jason. So this is fraud at a very high level. In if the the way you're presenting it to me this would appear to be A fraud and i'll explain to you how. This fraud works Whenever you sat incentives any reasonable businessperson has heard the term incentives matter. If you incent people and what would be really interesting is to get what this crazy. Marketing company climbed to glory. I would like to know their history. You have a fiduciary responsibility if you are lordstown to know what marketing partners are doing. That doesn't mean they make a mistake. But if the incentive is That they get paid when somebody puts in a non binding no cash Order any reasonable person would know that that would be subject to Fake orders coming in non reorders coming in. If you're putting in five hundred dollars or a thousand dollars people have criticized Ford or tesla for counting those as demand. Right right yeah. People have been critical about now. That's what somebody putting taking out their credit card which is friction and putting down. What five hundred thousand dollar deposit. I think that cyber truck preorder was five hundred dollars and there is about half million. People were criticizing them. And i think it was five thousand. If memory serves me correct for model three it was you had to pay for the model s. model x. and the roadster a hundred percent so over time tesla which is a very real company shipping. Very real cars that we see all over the place that win awards. They lowered the amount but not two zero You need to have some skin in the game see. No there's no skin in the game and then you also know. This party is getting incented to get the form filled out so you as the marketing manager. The ceo who hired the marketing manager. You can't really say. I didn't know what they were doing. When you set up the incentive structure and that will be at the key of this when this goes to some kind of settlement or investigations. Somebody's gonna say when you signed off on this incentive system. Why did you not ask for one. Hundred dollar deposit. Five hundred thousand dollar deposit. Like i think four did for the The machi e. what that was. I think it was five hundred to five hundred bucks. And you know you're gonna get some people who will cancel if they don't like the eventual car. Okay let's say cancellations ten or twenty or thirty percent. Well that makes sense. You would expect ten twenty thirty percent of people to cancel if they book a room in vegas or they buy a ticket to a movie right. There's a certain number of people who changed their plans and that's acceptable here. You know this incentive is going to lead to bad behavior and that's where I think they're going to be in big trouble now if they hired a hundred different marketing companies right and they gave a tested twenty percent. Did it for free. Twenty percent required one hundred dollar deposit. Twenty percent got a five hundred dollar deposit and they gave them different types of spin offs or missions for those different things the person who got somebody to sign up for free ten dollars the person who got a five hundred dollar start up got one hundred dollars thousand dollars start up at two hundred dollars and five thousand dollars five hundred dollars for each of those orders then you could say well look we. We're just testing a bunch of these but this screams of knowingly creating an incentive system that would generate fraud and then not checking it. The fact that hindenburg had to go look up eastward energy and the people with the regis office and the ups storm ailing. That's something that somebody on. The marketing team could have checked before they sent climbed to glory. There commission check right right. Yeah obviously check that yeah. It's just interesting. I mean this company just went public. It helps to tell people that you have preordered. One hundred thousand cars right so i think i. Yeah yeah i mean and also one of those companies that have really been doing the whole enterprise pray right. They're not selling directly to consumers. They're selling it to companies and they're selling them. In in large batches in You know move to kind of electrify vehicle fleets. But what the thing is any respectable company is going to do their due diligence if they're going to be ordering Fourteen thousand trucks ordering gort thousand trucks team thousand trucks not fourteen hundred not no forty not fourteen. No fourteen thousand trucks jason. Would you order fourteen thousand trucks from a company who hasn't even made one. I don't know put an order in for fourteen testimony track and next. But but what really concerns me about situations like these and the situation is electric. Vehicles are the future. There is going to be a point where all vehicles are going to be electric in our lifetimes. And you know by having these companies that are kind of gaming the system and trying to advantage of investors who are investing a lot of electric car companies. Because of tesla it. Just it is. It isn't a good look and the skeptics and the oil companies and all these entities that are working against the electrification of vehicles. They're going to point out at these situations and be like hey electric vehicles you're selling snake oil right and that's a little concerning but there's that right with lordstown motors. It'll be interesting to see how that saga plays out. But if you want jason. Why don't we take a quick break. We'll go onto the next topic here and we're gonna be talking about a tesla and china. I think the love affair has has is coming to crumbles. We'll talk to that. We'll talk about that up next year on inside transportation stay tuned to let you know that this episode of inside transportation is sponsored by our friends at the ford motor company built on the belief that freedom of movement drives human progress connectivity to autonomy. Ford has one simple goal and that's to improve the mobility of its customers for it has been using technology shape the future transportation for over one hundred years and is dedicated to solving the world's most pressing mobility issues. What you might not know is that ford has a series of divisions that make these visions reality. Ford x is for ford's venture incubator that unites entrepreneurs designers and engineers to shape the future of transportation for its city. Innovations team brings innovative ideas to life. Through community workshops crowdsourcing initiatives and citywide mobility challenges and spin a property afford brings e scooter sharing to cities and college campuses. So here's your call to action to learn more about four work in mobility autonomous vehicles and their global efforts to improve mobility for its customers visit corporate dot ford dot com that's corporate dot ford dot com and. We're back here on inside transportation jason cal. Kansas johann reno talking about the weeks hottest mobility and transportation news stories now. The chinese government is restricted military staff and employees of key state owned companies from driving tesla vehicles citing concerns about how data is collected from tesla vehicles and it potentially being the source of national security leaks. Beijing is concerned about how chinese vehicle data might be sent back to the us. This follows a government security review of tests price in china where officials have raised concerns. About how tesla vehicle cameras can record images constantly access vehicle usage records as well as contact lists in response elon. musk said. there is a strong incentive. There's a very strong incentive for us to be very confidential with any information if tesla vehicles were used to spy in china the company would be shutdown now. China represents about thirty percent of the company's sales. Jason do you think that the love affair between china and tesla is slowly breaking down. Keep in mind. Tessa was actually one of the few companies that is able to wholly owned factory in china. Usually it's a joint venture arrangement but tessa was able to come in and fully own their factory with the support of the chinese guy. I mean this is a very simple resolution here. You could just have all of the data from the cameras. And the cars location everything stored locally in an encrypted fashion and not allow it to be uploaded to the cloud very simple Solution and in fact they added the check box of. Do not turn off the camera inside the cabin. That little camera by mira. Which i think eventually going to be to make sure that The driver is paying attention to the road. Like there's somebody in the driver's seat was kind of the idea behind that i think Is what they talked about. And also for security if somebody breaks into your car So you can turn that off or you could put a piece of tape over at like people do with their laptops. I think it's a non issue You know you can very easily and as you said like there's a pretty big incentive for them to not release this and also the chinese government has tiktok and that's spread in america. They have all that data in all likelihood or have access to it if they want to so. I think when you're when the chinese are operating the united states they can kind of do whatever they want. And when american companies operating in china they can do whatever the government there wants. That's the reality of so twitter and google and facebook are not allowed in china. Tesla is apple is but when you're tesla and apple you have to play by their rules and the risk of ruin is very clear if you don't you know Do it their way. It's the highway. I mean yvonne and tesla very well know that they don't really have freedom of speech or free trade and china so they really have to play their cards right here but you know i personally think that the honeymoon between tesla in china is over. You know. I predict that. Two years from now china is going to put tesla in a position where they're going to have to pick the us china I also predict. It has something to do with data. I mean we are seeing that. They're rolling out full self driving. And there's going to be a ton of data related to this. And i know for sure that the chinese government's gonna want access to that data so it'll be interesting to see how things play out You know in fairness that we have that here in the us if the if the fbi cia go to any car company or any phone company or any internet provider and say here's a subpoena. We need this information. You're required to hand over. You can't say no to the subpoena. You can't say no to unlocking some technology like I think it was the san bernardino shooting. We're not gonna to back door unlocked the phone but the phone records and you know they may not give them a back door a crack the phone but they can basically say anything else on the phone you can have access to the gps ping dowers all that stuff so you know we just. It's two different ways to operate the chinese In the americans are in competition with each other but they are not ready to disentangle because the person with the most to lose china in this instance for china lose tesla or apple would be really bad for them. i believe and you know they. They need the jobs they need these kinds of partnerships and they need them to work so if it doesn't work with tessa if it wasn't working with apple than the nba in disney and anybody else trying to have these economies work together amazon as well You know there's a lot of state for china In terms of making stuff for us. So i think the west has just broaden the discussion beyond just tesla. The west has a lot of leverage over what happens in china in terms of commerce and china really does not want to be in a position. Where putting us. I tesla 'cause they're building the stuff there for people in china but imagine if amazon japan australia taiwan and everybody start moving their factories out of china. Which has already started to happen because of economic like vietnam sri lanka pakistan india other places or cheaper africa so we're already starting to see manufacturing leaving china and that's going to be a big challenge for them. Is they fill in those three or four hundred million people who are now in the middle class and keep them employed so it's a good point they don't have a safety net there either. So that's the other problem the growing very fast but they don't have like a super safety net like the west western europe or america can vary civil war over there if they can't keep people employed no for sure and i know that other american companies like volkswagen and starbucks and like you said apple They're often criticized by the chinese government. So it seems to be something very common there It it might be kind of rally. The you know the the the country in criticizing these foreign companies that are coming in but at the end of the day. Like you said it isn't even exchange and you know it is what it is. But let let let. Let's let's shift from talking about electric cars here and talk about Jason are you ready for vacation. Are you ready for a vacation. I would lie advocation. Yes yes yes so. Would you go on a cruise. Never i have Three rules number one. No all you can eat buffets. I'm sorry no buffets no cruises and know all you can eat sushi. Those are my three rules. Three things i never do. Wow well if i don't like crowds of people touching food and i don't like me and all that stuff it's just not for me. Well in case anyone listening to this podcast is interested in going on a cruise ship. Royal caribbean and celebrity cruises said they are resuming cruises in june sailing. The bahamas and saint martin respectively. They're going to be seven night. Sailings that are going to start. On june twelfth all adult pass passengers are getting you to show proof of vaccine to sail and anyone any children under the age of eighteen consejo with the proof of a negative kobe. Test keep in mind these sailings or not originating from any stops at ports because that would require the approval of the cdc but cruise lines currently have approval to sail in these destinations where american travelers can actually go. So anyone in the us right now can fly to the bahamas and gonna cruise. These cruises are going to be targeted to american travelers. Keeping my before covid. Eight hundred cases of covid occurred on three cruise ships. It's really the holding. Khanna got started in manifested itself was on cruise ships. Yeah no exactly. I forgot that. Remember the cruise ship coming. Yeah effort cisco or maybe. It was oakland running japan. Yeah the one. In japan the out letting you off day staying sky. This is really happening. That's what the senior vice president of hotel. Operation said for royal caribbean. Not for me. So you how better you. John but not me. How open do you think passengers are to staying on a cruise. I mean i've seen air travel. Comeback ot travel come back. People will jump right back in. If they've had the vaccine mean my view of the vaccine is miracle and note from all my research and somebody. Please email me. If i'm wrong. Jason alexander dot com. Or if you have counter. Examples tweet at me at jason on twitter. But i've done this research over and over again. And i cannot find anybody who says there has been a death from covid of a person who had the vaccine right. Obviously people have died after taking the vaccine and it's not from the vaccine necessarily people die all the time day we have hundreds of millions of people have been vaccinated so some number will die the moment after they get vaccinated or the day after two days after tragically but that's the nature evolving 's people die in the law big numbers as people to And i also have read Lease in the israeli stuff. Nobody's been admitted to the icu. Or intimated you know put on a ventilator or died so i think you know by now we would have had all of this happen and it hasn't so i think it's a big deal. Yeah it'll be interesting to see how cruise ships kinda comeback into the travel for. I know for sure. Air travel hotel. amusement parks. People are ready to go out especially now because it's been over a year vaccinated. Everybody just vaccinated. You're fine go on go to a club. I'm not a doctor. But i think you can't take another year off of your life and the vaccines miracles. So my amongst my friends. I think everybody's basic position is if you're vaccinated go on with your life and if you don't want to get vaccinated we're leaving you behind there. You go all right. Well let's close off the show here with my favorite feature. Doper nope this week's this week. We were not doing a car. We're doing electric scooter. Now this electric scooter and you'll be able to see the show notes in the show notes will put the link to the video but this is called the apollo phantom now. This is an electric scooter. Looks very much like a kick. Scooter bird or lime very similar to that but this is actually really tricked out. It has continuous. Twelve hundred watt or sorry dual twelve hundred continuous and sixteen hundred peak motors combined with a fifty two volt battery top speed of thirty six miles per hour. Jason on our in a green hundred dollars and a range of forty miles square starts at eighteen hundred dollars. Now jason. if you'd like on youtube video you'll see how awesome this scooter is. You can write it in the grass you can ride on different terrains entry. What's up that. Because of the suspension. It looks like it's got a very unique type of air suspension of subtype. Yes yes down. I don't know if it's an air suspension or what. It also has something to do with the braking system as well. I think it has like a hydraulic braking system. I'm so it's super cool. I'm a dope. This is awesome. I haven't been a huge fan of the whole kick scooter movement but this is something that would definitely convince me. Otherwise the only thing is you know hey eighteen hundred dollars kind of a lot but What what do you think jason it clearly dope and. I don't think you should go thirty eight miles an hour one of those kicks. That seems incredibly dangerous. Chunky fat tires. So and it's got that suspension breaking. It does seem from the video that it can handle higher speeds. Were maybe be more resilient if you had a bottle cap or something in the road But not for me. Generally these things So i'm not buying one i do. I am in the market for an electric bike. I would lightning at an electric bike. Because i'm finding that. I wanna be out and about more in a little more active but i also want to be able to. You know i've had dinner and i'm driving up the hill. Yeah electric bike would be more fun to slip up the hill. Have you checked out the van move. A what the van move. Be a an emo f- yeah there is and yes. This is a beautiful and this isn't sponsored. I just really love this electric bike. I've i've taken a ride on it. It looks beautiful. It does not look like an electric bike. Oh it's not chunky. Theories must be in the frame right. Yeah the batteries and the frame because most electric bikes. They look like electric bikes. This looks like a very sleek citi bike and you have that added electric motors to to help you up those Bay area hills and stuff like that. But this one is about to grab so little bit on more on the pricey side. I've seen some electric bikes go for like two hundred three hundred dollars. This is not that this is definitely a more premium experience kind of the apple electric bike. How this truly dope Rear carrier back carrier. It's got an ass smart app where it tells you what you've done and has a smart lock as well as smart lot. Theft protection very cool. Yeah so you can't if you do steal it you can't use it right s. Three x three x three packs the same motor batteries and smart tech as the bigger sibling. Compact wheels extra agile. Hanley make it perfect for quick editor as well so they have a smaller one too if you wanna get smaller but wow these are awesome. Yeah beautiful beautiful bike. I love it. it's Definitely on my wishlist. Move extra or s three. Yeah the the extra is a smaller and the other one is bigger. I wonder what the ranges is. I'm always wondering about the range of these. You know you get the top speed but the range also matters yet. Well you're in luck. Do home test rides in san francisco area arranged thirty seven to ninety three miles. That's plenty battery capacity. Five hundred kilowatts. See what i think they need to do with. These is have like an extra battery. Pack that you can put on the back. Do you want to have you know. Yeah i think lyman endured are actually switching to that kind of model where they just have battery packs switching out the scooters and bikes streamlining things. But anyway that's it for today's show. We had a nice nice little news. Roundup stay tin. We'll have awesome guests on in the next few weeks looking forward to them Jason calcutta show hundred or signing off. Take care everyone inside transportation rabbi.

tesla Ford china lordstown lordstown motors hindenburg research chinese government jason cal sec nicola Lordstown jason Lorestan Tusla lordstown
Gender Identity and Sexual Orientation for Dummies -737

The Chalene Show

27:46 min | 2 weeks ago

Gender Identity and Sexual Orientation for Dummies -737

"A welcome to this edition of the selene show. Today we are going to be discussing gender identity and sexual orientation for dummies and when i say dummies. Please don't take offense to that. I'm a dummy myself. I really feel like. I'm just beginning to really understand all of this. And there's so many nuances definition changes in language interpretations beliefs political affiliations. I mean it's a really a far more complicated subject matter than i would've ever thought the catalyst for me wanting to learn more about this was a really personal experience. I had someone who. I love very much. I've always been a part of their life. This is a child of one of my dear friends who came out as non binary. And the first time i ever heard that term. I didn't know what it meant. All i knew is that i love this child very very much and i wanted to understand more. I knew they had been struggling for years. I suspected there was something going on with gender or sexual orientation and all we knew is i just want to love them and support them and in order to do that. I think for all of us in order to love and support others. We have to have an open mind and open heart and seek to understand as you can imagine. This is a very complicated and nuanced topic. It's complicated because there are so many different interpretations it's complicated because it can be controversial it can be political and it shouldn't be frankly it really shouldn't be and so for all intensive purposes here on the show. My objective is this. I want to kind of educate those of you. When i say educate i mean like share. Would i no not that. I'm an expert share. What i understand with regard to the terminology to the best of my ability and knowledge today and then i want you to hear from parents because many of you are parents because you know a teenager because you care about others. And i think to understand things from their perspective and here variety of experiences and opinions and perspectives. You know some parents are incredibly open in loving and accepting and it hasn't been that difficult and other parents. It's been absolutely devastating. You will hear from the parents a monday. Some really happy that you're listening to this episode because it's gonna open up your eyes. I mean it's opened up dialogue here in my household. It's something i continue to learn more about and it's complicated and this doesn't just affect teenagers. You're going to hear from parents whose children are as young as five and six and eleven years old. Who are coming to them. And saying i think. I was born in the wrong body. I don't wanna be a girl. I don't feel like a boy and i think we have to suspend judgment in fact i'm asking you to suspend judgment and to start today by just understanding the language that you're gonna hear on monday. Understanding some of the language and terminology that is becoming more readily apart of our society. The language and terminology. That will help you to help someone you know who may be going through this and maybe you don't even know it in the past week or so we've been talking about anxiety with young people anxiety in us and anxiety in our children. One of the most frequently reoccurring topics that i heard from parents was that their children were struggling with either their own sexuality or their gender identity. My goal in creating this episode today is to help you as someone who might be completely foreign to any of this to have a better understanding because frankly it is more common than you might think if you know teenagers or parents of teenagers. There's a very good chance. This is something. They're struggling with or one of their friends. Are struggling with. This is way more common than i think. most people recognize. I think just to bring an understanding. Even an awareness to some of the language in the terminology helps us all to be more empathetic. I mean i don't think anyone who's listening to this show. Anyways would ever want to intentionally hurt someone intentionally offend someone. I certainly no i. Don't i want to say that. Before i start this episode. I'm not an expert. I am not a clinical psychologist and certainly not someone who has a tremendous amount of experience with teens or adults who struggle with gender identity or sexuality. But i do have friends who are going through this and because of that. I've been trying to educate myself. I'm trying to educate myself. So that. I i understand these young people who i care and love very very much so that i can be a support and an open ear an open heart and someone who my friends can talk to her going through this and while this might feel like oh this is just a california thing. It's not. this is happening in small town america. I've done a few podcast. Sharing what topical products. I use on my skin. But i think truly what's made the biggest difference of all is doing the micro derm abrasion myself at home. So i had this machine. It's called an ultra derm. Md and i literally can do micro derm abrasion on my own skin at home. And if you've ever looked into having that done at a spa you know that that can cost like two hundred three hundred dollars just for one treatment at. That's something you've looked into. I highly recommend that you save your money and invest in your own micro derm abrasion system that you can use at home specifically. The one that i use is from trophy skin. It's called the ultra derm. Md it explicitly as your skin. It improves the way that your skin absorbs all the products. You're putting on it. It makes your complexion super shiny and smooth it helps to just get rid of all those dry patches and it makes your pores much tighter much smaller. It makes your makeup gone just beautifully now. Typically this machine runs for three forty nine but as a listener of the sh- lean show. They're going to give you fifteen percent off by using the code life or don't forget that lifer when you go to trophy skin dot com. You'll use the code lifer at checkout and that's going to give you fifteen percent off. They've got other products too. So if that's like out of the budget they've got this breitner. Md that i love to use. It uses microcurrent stimulation and ultrasonic waves to improve the appearance of your skin and that's under one hundred bucks plus you get your fifteen percent off when you use code lifer again. that's trophy. Skin dot com code. Lifer all right. Let's get to the show. I think the first place we need to start is with language and again as i'm going to say the times in the subset i'm not an expert. I apologize if i get any of this wrong. I want you to know that. I support you. I love you in those parents who are going through this. Please forgive me. If i again mess up on any of the language but i do think the right place for us to begin is by educating those who maybe have no idea what any of these terms mean and it can be really really confusing especially as more people especially here in the united states and even in europe begin to openly identify as transgender or non binary there are so many more conversations now around a person's gender gender fluidity sexuality and people opening up about these. There's a lot of confusion now around those terms. So if i can do my best to give you kind of a one. Oh one from my perspective of these terms. I hope that it will help you to understand. Further as we listen to these parents and their experiences first of all gender identity. Let's start with that. Gender identity simply refers to how a person views themselves regardless of the sex. They were assigned at birth. The gender that you were assigned at birth is often referred to as sis gender. So therefore i am a cisgenders spelled c i s i am a this gender female. That's the sex assigned at birth but people who don't identify or don't really connect with the birth of their assigned or the sex. I should say that. They were assigned at birth. They often will identify themselves as transgender. Or sometimes non binary. We'll talk about what those terms mean in just a moment but for example a woman who assists female meaning. She was born female someone who was born female at birth. Who doesn't feel like they are a female they can call themselves. Non binary someone who's non binary might feel like they are not necessarily man or woman there are people who fall somewhere on the spectrum of non binary like some days they feel more female somedays they feel more male or some years they feel more male and sometimes they feel more female transgender or non binary. People do not have to call yourself. That doesn't require that you've had any medical procedure so if someone says i have a trans gender child that doesn't mean that their child has had any medical procedures necessarily although some transgender people do opt for what they call gender affirming procedures. That could be plastic surgery or it could simply be hormone replacement then there's gender expression okay. Gender expression is kind of like how you dress how you present yourself to the world. Now listen i was born in nineteen sixty nine and there was a period up until probably age seven where my gender expression was probably non binary. If i'm being honest because there are times. I dress like a girly girl with frilly dresses and there are times where i wanted to be like my dad now back then we call that being tomboy right like. I didn't wanna wear a shirt. I just wanted to wear jeans and ride a motorcycle like my dad. I wanted my hair cut short like my dad. I wanted to be like my dad's. I was kind of expressing if you will as a child a gender outwardly. That was more boyish or more like a tomboy. More like my dad. Your gender expression is how you present yourself to the world in terms of your clothing your hair your interests maybe the toys you play with hobbies that you have etcetera and other physical forms of expressing yourself now someone who has a gender expression that is that doesn't fit society's norms in other words like as a little girl looking like a little boy is to express myself as a gender other than the traditional expectations that are in place for little girls. The term non binary is kind of an umbrella term that's used to identify any gender outside of the binary so binary meaning to binary meaning male and female keep in mind in this can get really confusing. But not all non binary people identify as trans remember. Trans is when you feel as though you are a sex. That is the opposite of what you were born. Your gender the word non binary can describe a huge array of different identities that all fall outside of the traditional binary male female understanding of gender. And i'm not gonna lie. This stuff can get really really confusing because if you look at the different types of non binary genders that's elicit just continues to get longer and unfold every single day so there's pan gender which means that you have many different genders within one culture or there's a demi boy if someone refers themselves as a demi boy that someone who partially but not completely identifies as a man boy or a masculine person. And then there's a demi girl a demi girl is someone who partially but doesn't come poli identifies a woman or a girl or feminine person. There's an nba which is slang that refers to a non binary person get it like not all nine binary person like that term however there's gender fluid which means that you kind of wake up some days and feel more female and some days more male. There's gender queer which is a non normative or queer gender which means that you don't necessarily identify as one or the other and there are at least ten or fifteen other terms that people often refer to themselves in an effort to say. Listen i'm not mail. i'm not female. I'm somewhere on the spectrum. Okay now as it relates to there being a spectrum of gender. today's episode. We can't get into whether you believe that to be accurate or not or the science behind that. That's not the intention of this episode this episode. I try not to get into politics. I try not to get into those kinds of conversations. My goal today is to educate. You is to help you understand what allow these terms mean. And what's going on in this younger generation and older generation too. But like what's happening when we referred to gender identity and pronouns you've probably seen a lot of people place their pronouns in either their instagram bio or maybe in their email signature. And that's how they wanna be referred to so some people will say my pronouns are he they or my pronouns are they them someone who's using the pronouns they them is typically someone who's identified as non binary me they don't necessarily identifies being male or female so they would prefer that you use the pronouns. They them and luscious be honest. That's hard it's difficult and it can be really offensive to people who have specifically asked that you use those pronouns in the same way it can be offensive to you. If you're a woman and someone says to you. Excuse me sir it can be just as offensive now. I'm not here again. I'm not here to judge or to defend any of this but pronouns that people use with regard to non binary people prefer to choose to use one set of pronouns and this can change but they can also choose to use two or sets of pronouns or even all pronouns there is no one way to refer to someone who is non binary they can use even made up words. Legs e zeh. They them she them and any combination of pronouns and yeah it can be confusing and yes it can be really upsetting can be upsetting to the parents. It can be upsetting to the young adult who has asked to be identified by these pronouns and it can feel when people don't use their chosen pronounce. It can feel like a threat. It can feel like a micro aggression it can feel like the world is sending them the message. We don't believe you and we're not gonna use those pronouns. Now there's always exception to the rule but most non binary people most transpeople their understanding. They get the fact that this is complicated. They get the fact that there's a lot of nuances so the best of the safest thing that kind of thing that you can do is simply ask someone. What are your preferred pronouns. All right now. Let's talk about the term transgender. Because you're going to hear from parents. Who will i have a transgender son. If someone says. I have a transgender son. That means their child was likely born. Six female and then transitioned to mail and remember when someone says that they've transitioned. That doesn't necessarily mean that they've done. A medical procedure doesn't mean that they've done hormone replacement it might mean that they've just transitioned. Socially transgender does not necessarily mean. Someone has done anything permanent but they may have and they may have plans to so pop quiz if someone says they are transgender female. That means that they were born drummer please. They were born with the assigned sex of male. That means someone who is transgender male. Which means they've transitioned to mail which therefore means that when they were born there assigned a female gender at birth. all right. how we doing so far. Are you still with me are hanging in there or do you still have an open mind. I know for some of you. This is like a completely foreign concept in. Your brain is having a really tough time wrapping your head around all this so i just want to compliment you for staying here staying with me and just having an open. Mind to this okay. Now there's the issue of sexuality and oftentimes gender and sexuality get lumped together so if somebody hears that a person identifies as non binary. There may be this misconception will then does that mean they're bisexual or someone is transgender that that automatically means that they're gay but gender is your sex or how you identify in terms of your sex meaning gender and then their sexual orientation and sexual orientation is a person's enduring physical or romantic or emotional attraction to others so just to be perfectly clear. A person's gender is different from a person's sexual orientation. they're not the same. Trans people can be heterosexual. They can be gay can be lesbian. They can identify as pan sexual or queer. Just like anyone else. Someone who's identified as a trans woman is someone who was born. What yep mail. So trans woman is someone who was at least identified at birth or signed the gender of mail and then they transitioned to be a woman and remember that that transition doesn't have to be a permit transition doesn't mean that they did hormones are surgeries. But like they have transitioned and they are now. They call themselves a woman because they feel as though they were born a woman they believed. They were assigned the wrong sex at birth. A trans woman who is primarily attracted to other women would then identify as lesbian. A trans woman who is primarily attracted to men would be considered heterosexual. Okay now when it comes to sexuality you might be familiar with the terms heterosexuality homosexuality bisexuality and then we'll be the extent of your understanding. But let me just tell you. There are so many different nuances when it comes to sexuality. And if you're looking to understand this a little bit more to great books that i would recommend the first one is titled a clinicians guide to gender affirming karen. I just have to tell you. This is a book truly written for clinicians so the first couple of chapters are pretty specific but then after that it gets more interesting and i think anyone could learn a lot from it the other book i would recommend if you wanna learn more about these things is the transgender teen and then lastly although highly controversial is a book called irreversible damage the transgender seducing our daughters by abigail shearer again. Forgive me. i'm not an expert at this. But i have done my best to understand into educate myself and i think that's at least a one a one understanding and i think that's gonna make listening to these messages. Make a lot more sense. And this isn't an issue affecting the fringe. Recent research shows that twenty percent of teens currently are questioning if they are non binary. You've probably heard pop singers. Like demi lovato and sam smith and wnba star. A lisa claridon even queer eye reality tv star. Jonathan van ness an actor's india more and elliott page are just some of the more famous people who've come out in the last couple of years is non binary and without question. There's a lot of controversy there. Plenty of people who say this is nothing new. It's just that people are are more comfortable coming forward. It's a better understanding. People are more accepting. And that's why you're hearing more about it. And then there are those who believe that this is just a new phenomenon that this is a trend that this is an umbrella term. that's being overused and there are people in the transgender community. Who feel as though that this trend is hurting those who are truly struggling with their gender identity and this is something that they've experienced all their lives. You know from the time they were like five and six years old that they they knew that they were born assigned to the wrong sex. They believed that. Were in the wrong body if you will and that they feel like the growing trend especially amongst young women to identify as non binary or trans really hurts the plight of those who. It's not a choice. They literally feel like they were born this way again. I'm asking you to suspend judgment for this podcast. This is not to debate that. I wanted to prepare this episode for you for us. Because it's being talked about in our schools and our elementary schools in our middle schools. Our kids are talking about this. It's being talked about in social media. It's just really common language for young adults and for teenagers and so if you know any young adults or teenagers you should be aware of these things at a minimum. You should understand what the language means. And how to use the language to the best of your ability to understand. Frankly that the way language with regard to gender and sexual orientation the way that we've known them in the past depending on what generation you've come from it's all changing it's pretty radical so you can stick your head in the sand and you can say i don't wanna hear about it. This isn't happening. It's not a thing or you can seek to understand. And i hope that by understanding a little bit more about the language that you will be more open minded to hearing the stories that i'm going to share with you on monday like monday's up is going to be crazy and again i'm going to ask you to suspend judgment because you're going to hear from parents who are having a really difficult time because just does not align with their spiritual views with their faith. You'll hear from parents who just are struggling with the loss of losing their daughter and their hopes and dreams and like what about shopping for wedding dresses and and grandchildren. And you'll hear from parents who are really accepting and loving and it wasn't a shock. They saw signs from the time. They're children were really young. They were really open minded. They got the right help and support and the transition was not as difficult as you might think. And they've got some great advice. You will hear from people who believe that this is very much a social phenomenon you will hear from all sides and i think it's going to be a really eye opening episode but again i think before we could do that episode. I needed for all of us to kind of be on the same page or have basic understanding of the language. Because you're going to hear parents talk about their transgender son. And now you know that when someone says i have a transgender son that means that they're assigned gender was that a female at birth based on genitalia. You now know after having listened to this episode that when someone says that they are transgender. That doesn't necessarily mean that they have done any hormone replacement. It doesn't necessarily mean that they've had any surgery or that they plan to have surgery just means that they personally believe that they were mis. Gendered that at birth a mistake was made based on their genitalia and regardless of their genitalia. They feel that they are the opposite sex or a different sex or somewhere on the spectrum. Remember there's also non binary so someone who's non binary doesn't really identify necessarily as one or the other may be more fluid. And i know all this is pretty complicated but i just bet that you have a better understanding today than you did before you listen to this episode. I love to hear your thoughts on it. And i would love to hear from you personally if you have a child who is transgender. Even if it's an adult child i'd love to hear your experience. You can leave me your voicemail message by going to shalini dot com slash podcast. Here's some things i love to hear from you. Did you pick up on any early signs as something. You saw your child now looking back on it. Maybe something they struggle with when they were much younger is something that came out suddenly as a surprise to the family. I love to hear a little bit. About how your family or you personally have have been able to support or cope or process the experience and then of course for those of you who maybe have been through the worst part in your you know on the other side of things that you can give us some advice. That'd be super helpful and you know just wants you to be honest because you can leave a message and do so anonymously. Some of the messages. I received already. That can't even if you guys to here are just so real and raw and and i love that. Many of you were like listen. I know this isn't popular. I couldn't say this to my child. But i have to be honest. This is what i'm thinking. And i love it. You have a place where you can do that and you know that you can do that without judgment. Because you're going to hear everything on the spectrum. And i just i don't think we can judge other people for what they're experiencing what they're thinking what they're going through. Because thus far without exception every single parent that's left a message has said even if they said this is like incredibly hard every single one of them kind of ends with. But at the end of the day i love my child and i just i want them to be happy so whatever that means again the link to leave me. A voicemail is in my show notes by the way show notes star realizing many of you don't know where to find the show notes. I learned this in the pod squad the other day so depending on which app you're listening to the show on you can kind of swipe up and as you pull up on the screen you should see the show notes. That's unlike ninety percent of the apps like the apple app spotify most apps. You can just swipe up on it. If for any reason you can't see it there you can just go to my website. Just go to selene. Johnson dot com slash podcast. You can always find the show notes there as well and thank you for those of you who have left a five star review on whatever. You're listening to really appreciate you. i love you. i mean it. And i will talk to you soon.

breitner america poli abigail shearer lisa claridon Jonathan van ness confusion california europe nba sam smith demi lovato wnba elliott karen india
Interviewing Josh Rozin of Pools

Building an Indie Business

34:06 min | 6 months ago

Interviewing Josh Rozin of Pools

"All right Today the episode is a little different. I'm doing an interview with Josh rosen of polls It's a social investing application and this interview was so much fun for me. Josh is a really great guy. he Was the first person to fill out. The podcast survey known him for a while. I i've known him through brendan and i've helped him with some features and he sought me with the podcast and he's just a great guy and i had so much fun interviewing them. Were just laughing the entire time. It was great. I hope you enjoy this into this building. Any business and the center of venture capital. I am alex sediments also known as ham on the internet and this is the building than any business. Podcast all right so today is a very special episode. I'm here with josh rosen of polls polls dot app no dammit that dot com should. That's the one okay. So we're gonna talk about what poses we're gonna talk about the stock market and we're gonna talking about talk about Different things that are going on the stock market. What a spec is what. A direct link is and An ipo because those are very similar things. So let's get into it. So josh tell us what poses. Yes so pools is it's it's an always changing the like any entrepreneurial thing it's just kind of a mess of ideas Back in november of this year. I remember Postponing podcast. Because i didn't know what pools only was and they wanted to ask me about it. I wasn't sure really what to say. At so i guess i could summarize pools as being a non experiment into the new and exciting upcoming up social investing platforms. That are popping up It was just really an experiment or time. yeah so how long have you been working on it. I've been working on it. Since twenty eighteen and in twenty eighteen there weren't a lot of there may be like two notable social investing sites and it like three years later. I can think of like not. Just because i've been exposed to the industry so much but just because they've been popping up so much. It's probably eight notable ones. I can think of right now. I can only think of one or two so polls was featured on marketwatch article. So how did they find. Polls like any marketing thing and i guess. This is a tip for any entrepreneur. Entr entrepreneur It's it was really just a matter of. I remember the thing was happening and it was very anxious very anxiety. Inducing for me because of this thing was happening about the stock market dogs. All these other stuff was happening about the stock market. And i remember feeling intense like fomo. It's called fear of missing out like all these platforms were blowing up all these The stock market was getting so much attention there. There is just so much attention towards social investing at so. So i saw that. That really just spawned a panic inside of me and i started really just inserting myself into the conversation. I remember we went full into marketing Right as the game stop thing happened. We delegated most of our resources towards that rather than building the product. Because we just didn't wanna miss out and that's how the marketwatch article came. It was just a matter of just really the anxiety behind missing missing out and just like panicking and trying to reach out to anyone risher. Yes so for those. That don't know. I know Josh through brennan. Weinstein and josh is a member of maker log. So that's how we know each other. And so when he posted that marketwatch article saying that pulls was featured. I freaked out myself. He posted in. And i think the slack group and i was just like yes night. Tweeted it out right. We re tweeted josh. And i said hell. Yeah and so can you talk about Game stop in what was going on the market for those who don't know yet so Hopefully you haven't been living under a rock but the game stop thing was really just a matter of there was so much pressure on the downside. Think of it like religious. Like having coke and mentos dropping the mentos in the coke and then sealing the bottle backup it was so much pressure there In in the downside direction there were these hedge funds that were pushing the stock down creating pressure and a a bunch of retail traders took advantage of that and decided to kind of release the pressure and pushed the stock up to incredible highs. And this wasn't just with a game stop. It was also with amc blackberry in another one. I can't remember which one though but hia all. Yeah that's the one Yeah so my dad bought. Amc during this time and my dad has also been looking at five g closely because he used to work at cisco up until october. And i was like. Hey they're pumping nokia n. He just goes. I sold everything like two months ago. Because he's been talking about nokia for years. Maybe since like twenty fifteen and he just happens to sell it right before all this happened. I thought that was really funny. Because that's just his lock in the market the market as soon as you sell. It's like something incredible happen the next day. Yeah not like my luck as any better. Because i'm on polls right so you could see all my investments and i had just up a papa. John's this week in it's been taken. I'm dev like seven percent right now. So if you guys wanna see me. Loose money on papa. John's checkout my polls account. I mean don't look my portfolio. Right now i'll say that so what's the roadmap for pulls look like right now good question. I don't know. I mean. I do know but it's always up in the air and that's something that i really struggled with and think every entrepreneurial stuggles struggles with is having too much conviction and not be not not pivoting at all I've stuck with for the better part of three years now. And i end generally i think the roadmap is is just in the future. I'd like to pit more often. I'd like to explore new things because just generally right now. The social investing for public markets is incredibly saturated And you know we were seeing big players. Start to pop up. And they're really. You can kind of figure out now who's going to be the winner out of all those. Yeah you can definitely see that I agree so What have you learned about investing by running polls. Is there anything unique that you learned. Yeah i think before pools. I was kind of a degenerate gambler but after pools. I think when i was working on pools Just doing so much. Because pools is the general concept of. It is putting your money where your mouth is putting your social Reputation on the line for the sake of your ideas and what you'll find is with a lot of Investing forms now is. There isn't a lot of accountability. And so when you don't have kind of it's kind of a rhetoric game It's just who can present the best idea in the fanciest way possible at so when i think about that. It's just a matter of you know traditional research. Internet research isn't really cutting it anymore. And because you're not getting ahead of the ideas you're feeling you're getting all the residual vitality of the event like most people that entered game stop entered it at three hundred dollars. Entered it at one hundred two hundred three hundred dollars and by that time they were already convinced that it was gonna go to one thousand dollars and as we know it did it so just really paying attention to it. This the the the how people communicate on the internet with investing. It's really come to my attention that the best ideas aren't the ones that float to the top right now right I've always said that like if you're reading the news about it then you're too late and that's why i totally avoided all that stuff. I was just like. I'm not going to get into it because i have super bad luck and i'm gonna buy it at one hundred and it's gonna trump immediately to like four dollars because also a that's just how it. Yeah and especially because like with amc with a game stop. You have to trust that. These people know what they're doing and they will hold until when they need a cell which most people don't read so they don't know what they're doing and so. I just wanted to avoid all of that for sure. And and it's the thing that's come out of. This is i've realized is there isn't enough count ability with influencers and you'll hear me talk about that with specs And there isn't just generally like people are irresponsible with the way that they talk on the internet. And i think that's okay. It's a free flowing exchange of ideas but it it can get a lot of people hurt ray lake two situations where i know. People definitely did not do research in. Its win along. Musk tweeted tweeted out on you signal and i think it was like signal advance. That stock shot up. Which doesn't that means that people didn't even look at the actual company that they invested in and then there is another one. I think it was. Oh yeah Clubhouse there was a clubhouse stock And it's shot up because people wanted to invest in the new up and they clearly didn't do the research because it wasn't even attack related stock for sure and you know who wins out of that the algorithms right so Investing has changed a lot especially in this area with era with robin hood and different things like that. Those kind of apps where you don't have to pay for fees so and that's really popular with gen z. So how would you say what would you say. Or how has gen. Z changed investing change the market. I'd the way i would frame at least the game. Stop event is it's the most Anti-capitalists capitalists action. I've seen and so i think Like z is smart. They're very smart and they're very active. But you know we're seeing. I'm at the tail at or at the start of gen z and just at the tail out of millennials so seeing the two generations the generation millennials had two thousand and eight and that was their big wakeup call that the current system is not going to work for the and gen z. Has this pandemic. Although jesse is getting jesse as much as a lot savvier. i don't not ahead. On the millennials out there but they are pretty savvy in the sense that they have high conviction and they're able to see to follow things through no matter in any in any fashion passionate they're radical and so when you see this pandemic hopping and so many people are losing their jobs. You see you know. There was a bloomberg article about this a few days ago and gen z is looking at ways to find to to make money and really just like find their place in the world and so that's where investing comes in and so i think with investing you know. There's there's a lot of jen's ears that are looking to get rich quick. But i also do think that there's a lot of jen's ears that have the their little nihilistic In the sense that they're willing to lose it all just to like win but it's that radical energy that will kind of like shape the generation over the next decade. That i'm just excited to see how would you by the way i am. Twenty three okay. You're younger than me. I didn't expect that you were like twenty six. It's the hairline shirt yet I remember kramer saying something that He was saying that. Gen z has changed the market because in previous generations they you stockbrokers and a stockbroker would not tell you to invest in game sop right so he would stop you. Because he's the one handling your investments. Gen z doesn't have that right so they can do whatever they want. So that's how market. Yeah and you know it when you have that intermediary person It kinda goes a long way however no there's an argument to be made. It's like not enough. You know it's you're not letting people make decisions and think that's where the robin hood criticism came in as just you know we're at least in america. It's always taught that you know like earth it. The general sentiment is that free markets are good and when you see a market not be free. It's like oh my god free market by the way right especially with gen. Z has grown up with the internet celek to be stopped to use your own money to invest in something and be stopped by that app. It's like no dude. We're not gonna hand. We're not gonna let that happen. I know you'll see you'll see that's the funny thing is when they say we're not gonna let that happen. You're going to see that with the robin hood ipo. You're going to see a lot of. I don't think retail has the firepower. But you're going to see a lot of people become activists investors and start to short because they just they hate the company right. I wish a lot of companies would be shorted but now he have like. I have a problem with tesla. Can i talk about this. I've never talked about this anywhere. But with brendan actually like the time. Their stock does not make sense to me. The price of their stock because they don't have the the manufacturing to handle it and buy their stock price. Ford should be like a billion dollars not in market cap but their stock price because like tesla can barely make five hundred thousand cars a month and you have ford making a million cars a day. So what's up with that. it's. It's funny because i'm part of a few investing groups and there's been a lot of new people come in and a since at least let's say november of last year we've been in a bull market none of bull market but for the last quarter. We've just been straight up. No matter what just during and you'll find that now things are to take back a little bit and you'll see a lot of people like doubling down on the tesla price at even this level where it's six hundred dollars even then it's it's a little too unbelievable but you know people make money off it. People make money off like high conviction positions I'm i'm not one who really buys into things easily and gets like you know like all futuristic and dreamy about things and that's why i've missed out on the crypto thing because i just don't really care it's not important to me it. I don't see a future where at least it's a a dominant currency yet if you look at my investments on polls actually. They're very conservative. It's dividends trades and things that will not be super high anytime soon so very similar i think like i think that's a big difference to where i was before i started. Pools is i was incredibly high conviction. And i think that's what happens. When you're entrepeneurship is at your conviction starts to fade at. You're more interested in trying things and seeing what sticks Kind of like dipping your feet in the pool for sure and another thing about gen z as they took out andrew left. Who is my favorite short. I was subscribed to newsletter. And i just laughed at everything that he shorted. Because you'd see it go up because the market that he does very long long-term shirt shorts. Like what i know him from. The company is still alive so they know this so they'll buy the stock to pump it up and then short that high price to make even more money and so now that he's not shorting. What am i supposed to read. Yeah i mean that the thing about i think it was. Melvin capital that They reported a twenty percent gain on their investment few days ago a week ago. Something like that. And it's just because you know. In high volatility situations that's where hedge funds went. And you know like the smart guys win the guys who are in it for the long run. That's where they win. Yeah and that's the thing about game stop. Is that like those guys. Were gonna short at four hundred dollars. The price reached that and then all the people buying game saw. That's all they do. Just keep buying in the lose even more money but they started selling which is where i talked about. Not trusting these people to know what they're doing and that's why didn't get in. Yep and that's i think that's a funny thing too is because i i just don't believe that retail has the firepower to push game. Stop that i i think. Most people are under the impression that it was another hedge fund that pushed up that high or at least started the momentum and It's just. I think people are overestimating retail. Retail's retail twenty on the market. And right now. It's huge bigger than it's ever been but it's still not enough compared to the eighty percent. I think people like oh dramatically. Underestimate the power of headphones right because like just apple is two trillion dollars in. That's mostly hedge funds. So like you know you. The the retail market does not have two trillion dollars available to them but hedge funds have billions of dollars at their fingertips. And that's where like the gen. z. Comes on because you know. Wealth inequality is definitely the most pressing of or not one of the most pressing issues of our generation. And i don't think it. Will i think every no matter. What side of the political spectrum. You're on i think. Wealth inequality is definitely on your mind and i think it's it's more it's it's it's as you are in a lower class. It's just it's it's a really. You know it's uniting away. 'cause like i wasn't going to invest in game stop but i was like do your thing guys tweeting out helping them out lake you know. Stop using robin hood. go to this broker. Because they won't stop you from trading. So i was helping them out but not giving them my money. Yeah i was kind of i was. I was the guy who was like. Ok guys. you guys. You guys made three hundred percent to get out. Now come on right. Okay so what's a spec. So it's an interesting topic. It's it's the way to go public It's a cool way to bring your company to the stock market. It's a lot less boring than the traditional the traditional way as you kind of just you know. File a bunch of paperwork but with respect. There's that hidden mystery and so you'll see a spec. It stands for special purpose acquisition company. It's a shell company. Yep it's it's it's a shell company that really just a kind of like gets another company to go public through acquisitions and specs around since the nineteen nineties. Even somewhere around there and Just generally. I'd say that you know with specs. You're buying lottery token lottery ticket kind of You don't know what's going to go public. You don't know what deals are going on behind the scenes but what you're seeing now is you're seeing influencers take on specs. They're putting their names attached to the specs and that's where the accountability comes in. That was talking about before. is that influence or accountability. Which is really fascinating. Because you're seeing a lot of big name. People put their put their names onto specs and people are now investing rather in companies. They're investing in people individuals influences. And so yeah and just generally far more exciting far more risky. I think the good things that will come out of this is there's going to be some new workaround in new innovation in how we treat just general public companies and. Yeah i'm i'm excited to see what innovation comes out of it so Run me through it. Let's say i start a revenue research spec. So can i start acquiring companies or so so you see you see a lot of companies right now. A lot of specs right now that are listed on the stock market. They hang around ten dollars and that's just because a lot of people like you know. Just there's nothing happening but then as soon as there's a as soon as there's like an inkling of a deal going on behind the scenes let's say you wanted to acquire another company revenue research revenues Acquire like apple because big. You're and as so or a company that hasn't gone. Let's do stripe stripe hasn't gone public yet and so You would acquire that company and at that point you're spec would be essentially just a shell company to buy shares of stripe Okay so what stripe go public or would it be part of the revenue research Stock it would be a part of the revenue research suck and maybe there could be like they could they could change the name or something and just you know like just generally make it a little more fancy call it a strike stripe us back or something okay. So how is this different from an ipo. The traditional way to go public yes. So you'd see you see a lot of you see like right now. I think coin base. I'm not sure if coin visits levian but You'll see kind of like a right now. I usually take a long time. And so you got fire. File the paperwork and everything and you'll see you'll see like over the past week. We heard that. Or i think two weeks ago we heard that coin base has filed an important paperwork to ipo. And that's how you get like a little bit of a hint that coin basis. I feeling but how do you invest in the ipo. How do you invest before everyone else. You've got to be an institutional investor and so that's where specs covent is specs on those rumors you can invest but for regular. Ipo's it the stock doesn't go live on until ipo day at like one o'clock until after all the institutional investors have bought right Yeah so on spotify. Did something a little different. They had a direct listing. So can you talk about what the difference between a direct peo- is. That's a good question. I don't know i'm not represent i. Okay i researched a little. What the very basic thing that i know is that when you do an ipo. You add new shares to the company. So if you have a million shares you get ten million shares For an ipo and Those ten million shares go to the underwriters the institutional investors and with the directly. You go public with your existing share so that million shares is what you go public with right. Yeah so that makes a lot of that makes more sense. Because you need a broker a brokerage you'd sell your stocks your stock to brokerage who had listed at night and then with the direct listing. You can just like straight up you know. Here's here's the shares. Yeah and so The institutional investors like goldman or J. p. morgan and so with direct listing. You don't need to hire them. That's for the listeners. By the way they are. Would you like to talk about some speculation. Sure okay so right now. The market's had a full are an all time high and usually what comes with all-time highs in highs just in general is a crash. So do you have any speculation on when the market will crash right now. No i'm kidding i just i you know. Every week i see a tweet that says oh by gold. The market's gonna die and it's like instant block instant mute. Shut up and you know a broken clock is right twice a day. You know people have been calling it a crash for for the better part of pretty much the past decade and Since the last crash they're always calling for another crash. And i think that's being realized to is. Yeah maybe there will be a crash. But i don't think you know just how intertwined the government is not going to let that happen. The fed is not going to let that. Yeah because it was supposed to crash in march but they stopped it with all the stimulus which adds to all the debt in the us at the very least and that will go to my nephews. Grandkids not my grandkids but my nephews. So yeah and i think the general sentiment with debt. There's a lot of like you know. Debt hawks out there that are just so concerned about the debt but it seems Seems to be mainly political issue. Not really an economic one although it sorry sorry it is an economic issue. However there's it's just. I just people don't care about it. You know that's the best way to for sure all right Is there anything you would like to talk about or mention. I think we covered good around here. as for mentioning things I don't know my my. It's good to have these conversations because it oh when you're an entrepreneur you're stuck in your own head or it's just your co founder in you bouncing ideas back and forth. It's good to have these discussions just to sort everything out and you at some point you will have to practice Speaking in general. Because you know when you're when you're working remotely it's easy to like you know just not speak for periods of time and so it's good to run these ideas an open forum and what i'm just that's what this has been for. It's it's been very exciting. And i thank you thank you alex. No problem do. This was so much fun for me. I got rant about tesla in an open forum. Yes awesome. i always stay away from that. I always stay away from ranting about stuff like that because there's always there's just so many opinions out there and it's it's often times i don't know maybe i'm becoming a tumor But it doesn't feel like it's too much noise out there. There's too much noise you don't i don't necessarily feel like i want to add the noise in a. Yeah because it's hard for people to you know search through that noise and find out what's real and what people are making up in. It's difficult so by add to it right all right. Where can people find you online. I've been tweeting much. Been working my ass off so i haven't been tweeted. And but you can find me. At a josh rosen on twitter j. o. s. h. r. o. n. and I think that's my handle for everything. Really yeah okay for sure Thank you for listening.

marketwatch Amc josh robin hood Josh rosen josh rosen center of venture capital risher coke Josh brendan ray lake nokia jesse jen tesla
Why you need to build a team in your online business | GBP032

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24:16 min | 2 years ago

Why you need to build a team in your online business | GBP032

"Welcome to episode number thirty. Two of the grab blogger podcast. We're we're helping academics. Change the world through online business. We're helping you the listener create side also create a business replace your employment income or create an online in platform that can help you change the world so as to build a profitable business so you can use to change the world with your research in your experience. I'm your host Dr Chris Cloney Baloney Days Up. So we're talking about why you need to build a team in your online business so this topic in this kind of area reflects back from a lot of conversations. I have with academics addenbrookes boat-building out there online businesses. Just kind of a general fear but approaching this from the point of view of being a CEO or the point of view of actually building a team. A lot of people want GonNa be the technician in their business. Deliver everything do all the back end work on wordpress all the backing on uploading post creating content and putting out into the world and really. Don't WanNa take any any role in being the manager or even being the visionary and their business and this is really hard it actually makes it quite difficult to grow your business and we're GONNA get into why in this episode then specific and we were gonNA run the math so we're gonNA go through some of the numbers on what a best case scenario might be if you build your business without any team members. Look at that and say. Is that kind of acceptable. What kind of flexibility that we have in our lifestyle? Is this something we'd actually want to do in the end. I'm hoping to encourage you if you're kind of on that fence sense right now about thinking you'll never need a team for your online business. They're never be interested in that whole process to commit you. This actually going to be necessary might be necessary today day. It might be necessary a couple of months from now might be necessary couple years from now but you kind of reach US best case scenario which will outline. You'll see that's quite inflexible. If you don't start thinking about building building a team so this episode will be really great for intermediate folks that are running a business and want to know how to expand that and of course we'll talk about actual specific techniques techniques to growing a team and that in layups odes so we really good for for those people but it's also really important for beginners. I really want to get this into your your mindset in your kind of framework today if you're just getting started online because something I need to be thinking about your in this camp of never wanting to hire never wanna grow team then hopefully you kind of see yourself down the track in the sort of best case scenario and see how it can actually be pretty pretty difficult in kind of a big struggle. So this up so we're GonNa talk about what is the best case scenario from kind of a mass ask standpoint of not having a team if you're the only person some issues here and what your take home salary might be or you take home pay might be from running an in operation that successful like this type of what your options are sold preneurs having not members really just comes down to two options you can increase your price or you can increase the number of hours hours. You work with how that affects math that we talk about in the best case scenario. Then we'll talk about what the options look like. If you build a team we'll go through some of the fears that are holding people back doc and what I want you to be thinking about today. So Ching Grow Your Business Moving into the future and some important aspects there as always you can grab the transcript of this podcast episode at Grab Blogger dot dot com slash. Thirty two should be button there to allow you to download the PDF transcript. We actually pulled the numbers of that. We're talking about so this calculation some of the important points on on your take home pay might be what your options are without a team. We pull that onto a cheat sheet that you can get out the show notes as well in case you just want to have that in one place someone sheet after listening to this episode. So then we're going to jump right into this calculation. What is kind of the best case scenario again? These numbers and these assumptions really depend and I guess on what what industry you're in by tried to do in a way that at least we're on the upper end of what might be possible necessarily possible anything's possible but the upper end and what might be typical and even higher than what you'd be considering for Your Business Day and show you what that looks like down the road once you've grown things out so let's say that you can typically work fifty hours a week. I know this is probably more than you want to work. But it makes the numbers come out to be more around this. Be Able to one hundred hours per month that you're working. Let's say you're you're charge. Rate is one hundred dollars per hour so mass pretty simple. You're working two hundred dollars a month. That's two thousand four hundred hours a year and at one hundred dollars in our you're making two hundred and forty thousand dollars in revenue in your business plus straightforward right and it kind of makes sense and that number sounds pretty good so after taxes and expenses. Then I just divide that by two divided in half so I said you know. Maybe you're maybe your taxes are thirty percent and you're spending twenty percent of that revenue on actually hosting solutions our platform. You're building your business on travel. Whatever the business expense? Sorry that you run your business. Generally fifty percents a pretty good number includes taxes might be a little bit higher a little bit lower. But you'll see at the end. It doesn't really impact numbers a whole lot. So then with the fifty percent reduction you're looking at a revenue after toxin expenses says or proper for the business of one hundred and twenty thousand dollars per year. So in that case. Maybe you take that whole hundred and twenty thousand as your salary from the business. So there's two problems here one is. These are pretty conservative assumptions. So you're working fifty hours a week every week and you're getting one hundred dollars an hour every hour we know this probably. This isn't true so the the first big challenge. Here's that you had the ceiling. You can't do more than that your take-home salary is going to be one hundred twenty thousand for the rest of your life. They've because it's really hard to work more hours and fifty maybe get sixty or seventy. Will you know Taba what that might mean for your lifestyle what that means for the numbers a little bit and maybe start to charge more as well but you know getting up to one hundred fifty two hundred three hundred dollars an hour. It's pretty hard from here. You really no matter where you land. You're pretty much building in this glass last ceiling for yourself that you're not gonna be able to go much higher than that and a lot of folks they are maybe charging thirty or fifty dollars an hour. So you're not even necessarily going to be at these levels so that's number one. Is You with with this process. If you don't have a team behind you you had this ceiling. You can only work so many hours a year in this case twenty. Four hundred is quite a big number of hours. That's fifty eighty two weeks at fifty hours a week to make one hundred and twenty thousand dollars salary from your business so that's problem one. There's inherent ceiling here if it's just you problem. Number two is that this calculation assumed one hundred percent efficiency every hour for the fifty hours. A week that you're working you've been able to build one hundred dollars an hour. We know if you're running a businesses. This just isn't true. You're not one hundred percent efficient so let's go through some things that might actually cut into this number for example checking email if you can get checking email down to four between four and eight hours a week. You're doing really good other people may be spending upwards of twenty hours a week checking email if you're doing you know an hour a day two hours a day I'd say you're probably ahead of eighty percent of people in that. Let's put it in his forty eight hours traffic and authority building so of your content creator to create the content. You have to post. You have to get online recruiting decreeing. PODCASTS you have to record like this and I just pegged this at four hours a week again. Very big conservative assumption. You probably have to do a lot more than this. Social sharing airing five hours a week and then miscellaneous transit and kind of getting around. Let's say another five hours so all in all you're probably spending twenty hours of your week doing non on fee earning tasks and that's probably pretty conservative. If you're speaker internationally maybe you're getting paid really good money on our basis but you gotta get there you gotTa travel you. You've got to prepare your keynotes. There's all these different aspects so this case has twenty hours a week and that's the amount of time that you're spending on non earning tasks again probably pretty conservative. Heard of so if you divide twenty by fifty hours a week you get forty percent so forty percent of your time is spent not generating any revenue at all so now if you take sixty percent of your salary and I know this going to be a lot number. So that's why put them into this cheat sheet. You just go pull that one page she from the show notes and just look at these numbers as we talked through them. But in this case so sixty percent of your time is spent on fear and they work making hundred dollars an hour so now your salary from your business is reduced. Seventy two thousand one hundred and twenty thousand a year making after business taxes after business fences now reduced to seventy two thousand and again this is you know your best case. Scenario so seventy two thousand six thousand dollars a month before personal taxes is Soom say a forty percent tax rate. Then you're looking. Yeah thirty six hundred per month after personal taxes. Do the math here. That's thirty dollars per hour before tax and fifteen dollars per hour after taxes. So you know this would we'll be equivalent then if you're making one hundred dollars an hour on your online business to having a job that pays you thirty dollars an hour which. I don't know if you consider that I really high or really low. It's probably on the I'd say the lower end of the spectrum if you have a PhD going industry may be making quite a bit more than this as your take home salary before tax. Well this is getting a point where you can charge a hundred dollars per hour and your business your take home. It's going to be thirty dollars an hour. This is a really good scenario. You're you're charging one hundred dollars per hour for your time. What if you're charging a lot less? Save your only charging fifty dollars an hour which might be closer to where the audience might be today was like well. Then your you know your take homes only going to be half so it's going to be three three thousand dollars per month for before taxes in eighteen hundred after taxes so this means that if you're charging fifty dollars an hour in your business you're only actually making fifteen eighteen dollars per hour on your time and you're doing this. You have to work fifty hours per week. So those numbers don't sound very good in this kind of ideal case so he made in again. Picks numbers dropped to forty hours. A week that you're working or thirty if you WANNA work even less and you imagine the kind of goes up a little bit if you're charging one hundred twenty five an hour four hundred fifty an hour. But so where's the lead us and that's why you're taking pay my look like what are your options to change that if you don't have a team so really only two options because it's just you. You only have two variables the play with one you can increase your rates are too you can work more hours so we look at increasing rates. The big problem is that you need to increase your rates but also not increase your overhead. So how do you increase your rates from one hundred two hundred fifty dollars from seven fifty dollars to seventy five an hour. How do you increase by fifty percent without actually increasing your overhead as well so save your rate goes up by fifty percent and it takes one hour a day more more to do that? That's not fee-earning work. Then you're only gonNA end up with a forty percent increase in your take home. Forty percent increase in your take home might only be beetle. Five hundred six hundred dollars per month by increasing your rate by fifty percent so let me say that again if you work really hard and you get really good at what you do and you increase your rate by fifty percent percent. You're only going to be taking home. You know hundreds of dollars after that added to your your pay so goes to if you question the assumption of one hundred dollars per hour earn you pumped up one hundred fifty. It doesn't impact the numbers that much only impact them linearly. And you're still going to be struggling to get much higher. The second variability have to play with is is working more hours and so the math on this linear as well. Have you bumped that up to sixty hours a week. Then you've now add ten hours over fifty so you bump the amount of pay the you have up by twenty percent so again. This doesn't sound very good when you look at your take-home rate is somewhere between thirty six hundred dollars in eighteen hundred dollars per month month. Twenty percent of that. It's only gonNA be two hundred four hundred five hundred dollars by bumping up your work hours to sixty hours per week. So you're kind of stuck in this loop you're stuck in this this place where you can only increase your rate only increase the number of hours A. You're working and any of you. That are familiar with you. Know The personal finance ledger familiar with personal solemin literature. You may have heard this before where you're really stuck. You're not make as much as you want. And you know you're only off to work harder to try to make more money or work longer hours and there's something that has a name in all this litter it's called a job you create a job or yourself in this case so best case scenario you know. Oh you're you're making higher dollars an hour. You're working fifty hours a week like a dog and the only thing to do is work more hours or charge more although we talked about how that's not gonNA affect your rate any more than linearly and it comes really hard. This is Rich Dad. Poor Dad by Robert kiyosaki calls the rat race. Getting into a job where you just can't Get above where you're trying to get to and this is a big struggle. And the reason I WANNA point this out here is I see people at the very beginning. A billion with their business saying that they don't want to build a team. I see those same people then to three or four years later. Maybe you can start a building a little bit of a team. But they haven't committed fully as that. That's something being some as necessary in their business and they're really struggling because they've hit this ceiling. They're kind of billing with their Max hours. They can't spend any more time and overhead so it gets away from their fearing work and then they're really struggling to build their business because they haven't built ups solid fundamentals on building a team and building themselves as managers into their business. So you end up this place ace where you're really building a job for yourself. It can be quite difficult and quite struggling quite emotional. Actually when I see it and these companies that are building so those are the the numbers I want to run. Run by you on you. Know what the best case scenario might look like so if you're working fifty hours a week and you're able to get to the point where you're charging hundred dollars per hour your take home then and will you know potentially only ended up being on the order of thirty dollars per hour so you kind of trade and get a job and working forty hours a week at thirty dollars an hour and kind kind of get the same aspect to plus. You're going to be working a lot harder. You have to do every job in your business and nobody's there to help you. So what's the difference. Then if you build a team it'd be thankful. Oh this early on and kind of build that there little process it removes the two problems that we have number one it removes the ceiling each additional person that you add if you add them. full-time adds another another two thousand hours per year. So you know if they're working forty hours a week every Fifty weeks a year then. That's another two thousand hours to your business helped grow it. It's it's not just you. You don't have that same ceiling. If you added one person that your business you can go a lot higher than if you had ten pupils twenty people and there. Is this kind of limit where you have to manage them in that. But I just wanted to make that. As the first note the ceiling has gone. We start to build a team. So I wouldn't be able to run the combustible dust instant database where we're uploading ten fifteen posts a week. DOC wouldn't be able to run these two. podcast grab lager podcasts. Indus- safety science podcast without having a team behind. There's not enough hours in the day for me to do all that because I've started the AD team into the back end of my business. We can actually do more. We don't have the same ceiling and we kinda grow farther than would be possible at all. If I wasn't by myself it also removes this rape problem. You know it adds another variable besides just increasing the timer the rate that you spent it actually the the rate can go to infinity if you higher personnel. I know costs forty dollars an hour that you can generate fifty dollars an hour with them and your team because you are freed up to do other tasks free up to find more clients free up to do more work work and that is a direct bottom line results. Your business a fifty dollars an hour. Then the return is infinite. You're making fifty dollars per spending. I'm forty dollars and you don't have that issue anymore. You could actually hire one two three four five six ten fifteen sixty people if you can maintain that balance where you're paying being less than a charge for that work so really good example of this might be website development if you have a website development company where you hire developers on one side and they cost fifty dollars dollars an hour and you're able to sell that then to commercial clients for seventy five dollars an hour you don't want as many web developers you can manage and still keep your sandy 'cause you're generating more revenue than the cost so it really just adds a whole new dimension. You no longer have to worry about the ceiling. You no longer have to worry about this rape problem. It's not say as you know with worries though and then you get whole new problems and you got worried about being effective manager you gotTA worry about not spending too much money in the business you had to worry about the budget so it opens up this whole host of difficulties but closes a bunch of doors that you might have and the reason I bring this up again is because I see people do this first. Step where they don't want to do any team building then they get some point in their business where the only technician and they're only hands on the ground they just can't go above that ceiling. They get stuck there and often. Unfortunately it stuck at a level. That's that's not financially viable for them to continue. And that's where the you know ended up closing up shop and going getting a a real job and entering the race and other way some of the big benefits. It's of growing. Our team is that we got rid of the problem of having a ceiling. We got rid of rape problem in some aspects or at least change the right problem to you. Know how much are you spending branding. And how much can you get for for the services or products that you offer but also freezes up to do the work that we're probably the most afraid to do. That's being the visionary in our business so today my business. I actually take every Monday. Do any external work. I don't do any content creation. I just sit down with whiteboards filled out. I fill it away thoughts. I take a picture scared to myself. Throw the way again with thoughts about how to improve our business. How do come up with new innovations? What can team members be doing? That's why spend half my day on Monday on behalf. I either spend getting ready for podcasts. Writing outlines like the live or this podcast episode that. I did last Monday or go. Take a break for the rest of the Monday afternoon and then Tuesdays Wednesdays and Thursdays are big workdays Tuesdays and Wednesdays on external work and Thursday's Robbo condemnations actually Thursday eleven o'clock when I'm shooting this episode here right now so that's a big thing if you now had this team. Frees you up do the work. That's the most important for your business. Also Oh this is what allows she'd become again matches before but self tenured and you can kind of build the world you WanNa create when you're doing all this stuff like uploading posts and you know. Oh creating the editing podcast episodes and do all. These things are actually moving the needle on your business moving needle and change in the world. You're freed up to start thinking about how you can do that. Because because we've grown this company X.. Research and safety science. I'm now able to do things like taking on projects with academics and Research Advisors and start to Mentor Mentor Masters and PhD students and dictate. What kind of research is needed in the world around my field because I built this team that takes care of the Prophet of our business takes care of the content creation Asian the authority building and were developing into a full fledged platform? That's profitable able to facilitate change in the world. So what then is is holding you back so from my discussions with many people in this topic. There's all kinds of fears. One is not having enough work. Keep the person busy. Maybe if If any of these sound like you put up your hand silently but not having enough work not knowing where to start. Where do I find people not being quote unquote good at it? And you're definitely clean is going to be good at it if you don't get started so my my point here is that the solution to this is to start small. Start today and start easy so you you don't need to have bring on somebody full-time your business literally. When I brought my first higher onto safety science was for two hours a week I found them on up work? I found somebody to do online online research for articles around combustible dust explosions fires and explosions. And just send me that every Sunday. They can do whatever they want. During the week. They do two hours of research. They sent me the results in the articles. They found every Sunday and that was what went into my newsletter. That's why started building content around. That's actually the start. Our whole news reporting content machine saying that we talked about before on the podcast does the combustible as insen database. Today that's how we create the team member. Now that's how we create the ten to fifteen posts a week fires fires in explosives around the world but all started over three years ago when I had my first hire for two hours a week so start small start today and start easy so this one was really easy see. I knew the task I had done it for. Probably six months at this point it was literally just google. This list of twenty-five keywords Pelote the top articles. Put them into a Google doc and send offer her my case I was saving them on. Google docs in their keiser. Just emailed me the list so easy as a really easy task and the big point about start today so start small start today and start easy. We talk about small task. Small number hours easy task real easy starting today. The most important reason is that you need to get better being imagine if you want to manage a team or even a small team you know three or four people there helping with design work for your website content management adding your castle. That sort of stuff you. I need to be able to manage those people. Yeah proper systems in place. That's a learning adventure. Nobody's really good at at the start. Maybe if you were in you know a fortune five hundred company at all Louis Management Training. Then you're maybe better at that or if you ran a research lab or a number of years. Had A ton of graduate students come through. Maybe you have some management experience and that's really great. A lot of people aren't going to have this experience. You need to get it the only way to get it. Trust me because I'm doing in I've done. It is to do it when I hired had my first higher I had no idea what Billy Elliot team no idea about the systems. It'd be needed. We actually scaled up within the first year. Two three or four people and now we have maybe people in the whole team include kind of bookkeeping and accounting all all that but I would say three or four and just the direct team on the content development side and website development side. Just magic that number of people those those men and women is quite difficult it takes a lot of edgier focus law managerial effort. And you're never GONNA get those skills if you don't get started so there's three ways I recommend you know. Start Small Mall Start Easy and start today on building team so if anything from the SPA guests episode again if you're an intermediate we will go into the details subsequent episodes on how to do these different things how to find team members how to grow your team how to be a better manager how to be a visionary and your business all really important aspects of will cover for today's want to get it Kinda into your mind into your head. This is a road. You'RE GONNA have to go down. You want to build a successful business. I went through what the best case scenario might be of take home revenue or take home income. If you're working fifty hours a week in charge a hundred dollars an hour and it's not very good and you know the only way to make it better to work more hours or be able to charge more feet higher fee and that's going to be really tough so there's a better way the better ways to get over your fears and be able to walk down that road. Would it becoming a major being able to build a team. So Yeah we'll follow more complicated aspects in the future but the goal of this one is really just kind of a mindset shift to get ready for what's coming down the road just kinda admitting yourself you might need to build a team might need to be comic effective leader in Your Business if you want to build something. That's big enough to change the world. That's it for this episode as the show notes in the transcript unit a PDF download at grab lawyer dot com slash thirty two. We pulled out the numbers and the calculation so we did and some of the examples for a one page. So if you don't want to read through the transcript or you don't WanNa go back. Scroll through the show notes to to grab these numbers than you can go get that there. Maybe running a presentation nation of being online entrepreneur. Want that simple hand calculation. It's all there and that Chichi there's well and if you like this content you like this episode. Please give me showed on social media media that grab blogger instagram at grab blogger on twitter. This really you know hitting the mark have not hitting the mark. Give me a show to and say. Hey Chris you're you're talking the wrong thing or shoot me an email Chris grab Dot Com questions or things you want me cover on the podcast. You can leave them at grab blogger dot com slash ask ask Lima's Malvo's mailing Lima's a text L- actually answer those questions specifically on the podcast and help you get through those issues that you're having with building business the building you're creating the mission they put in the world and becoming self tenured so till next week I I really look forward to continue to bring you amazing interviews continue bringing you amazing information mation on how to build on your online business. Become self tenured in this world of academic entrepreneurship and

Dr Chris Cloney rape technician US google CEO Robert kiyosaki content creator Taba Soom twitter Billy Elliot Rich Dad Lima Lima
#85 Dual Antiplatelet Therapy: 5 Pearls Segment

Core IM | Internal Medicine Podcast

35:54 min | 6 months ago

#85 Dual Antiplatelet Therapy: 5 Pearls Segment

"Hi everyone an exciting announcement. We are looking to expand the core. I m team particularly looking for air producers to help shape the episodes in the various stages of production whether it's the outline seed or the scripts stage There's also exciting opportunities in the outreach team. Doing graphics creating and editing bites or even the website check out the link the show notes for more information and email us at hello at four i am podcast dot com and without further ado i will leave you in the very capable hands of our two dear friends of the pod. Evan and gregg hosting today's five pearls episode every single day in our hospital wards in our clinics. We have to answer the question about what to do with our patients blood thinners into simple clinical question like should i keep this patient on plavix can feel paralyzing. Given the mounds of data we have to sift through and these are important decisions for our patients our choices on anti platelet therapy impact the risk of clinical events that we all care about like heart attacks and gi bleeds. He's are hard outcomes. they're not surrogate markers to the goal of this episode is to address some of the common clinical questions that we see when it comes to the practical management of these medications. I'm evan harm in the third year. Internal medicine resident at uva in future cardiology fellow. And i'm greg cats a cardiologist currently working in the new york hudson valley. Let's meet the guest experts. Who will be joining us today. It's an imprecise science. So it'd be great if we could just plug in Here's a n- exact estimate of their bleeding risk of the next twelve months twenty four months thirty months etc. And here's an exact estimate schemic risk but we just don't have calculators that are that accurate or precise. That's dr todd. Va lines and non invasive cardiologists specializing in cardiovascular prevention. So the early stint as if you go read them. It's actually almost hysterical to see what they put people onto prevent clotting they were on everything essentially. They threw every crime. We had a patient who got a stint and ultra michael regatta. An interventional cardiologist at uva. You know the balance is the guidelines right in the middle but you may have to tip one way or the other a little bit lesser a little bit longer based on clinical factors of your patient and that was dr high ball an interventional cardiologist at massachusetts general hospital. Let's get started with the questions. We'll be covering today. Make sure to test yourself by pausing after each five questions and remember as always reminds us the more. You test yourself that deeper. You're learning gains pearl one indications and what patients should we consider damped anti thrown body. Therapy earl two medications. What are the trade offs to consider in deciding between different pty twelve inhibitors pearl three duration. What are the nuances of dab duration in different clinical scenarios. Earl for de-escalation. Should we stop aspirin. Or the pty. Twelve inhibitor earl. Five anti coagulation. How do you manage damped impatient. Who also need any correlation. Let's dive deeper into anti platelets wind. Should we be reaching for the big guns and using to anti-plague instead of one so in terms of therapy for patients really in my mind. I think that you have two buckets. One is acute coronary. syndromes If people come in with heart attack warning signs of heart attacks like i call unstable angina or if they are getting a new stent or have recently placed in my mind those are really the two indications and obviously we know those can overlap so it really helps me to think about breaking our patients up according to indications for damped one. There are patients presenting with acute coronary syndromes into their patients undergoing stint placement. So now that we've gotten a breakdown. Let's start with our first category acute coronary syndromes delayed platelet. Therapy is the way to treat acute ally regardless of whether someone goes to the cath lab and regardless of whether someone gets So i think for optimal care we learned you know if you even go back to the late. Nineteen ninety s early two thousands that in patients who have acute coronary syndrome. There's obviously a risk of thrombosis for those who have interventions but even in patients who do not have perks interventions patients treated medically we learned from trials such as cure trial that credo and others that prolonged duel anti platelet. Therapy was superior to aspirin monotherapy. Right so the cure trial included. Acs patients who got us in an acs patients who never went to the cath. lab in. all patients were randomized treatment with aspirin clip. It grow compared to aspirin alone for about a year post. Acs this is where we learned that aggressive play. Therapy upfront. Reduces recurrent ischemic events both. Acs patients managed in basically in conservatively and this benefit seems to persist for at least about a year. So that makes total sense when you think about the pathophysiology of who had an acute coronary syndrome. These patients have had an atherosclerotic plaque. That ruptured this argues. There's something different about acute coronary syndrome patients than somebody who has stable disease so it makes total sense that needs patients more aggressive. Anti platelet therapy might further reduce events and in the cure trial. There was a two percent absolute decrease in three baht events and cardiovascular deaths so the bottom line is that acs patients benefit from damned regardless of whether or not stem was placed. And then make sense right. Because they're inherently pro body and damp reduces thrombosis risk still would always feels like the stakes are higher after a stint has been placed. So how should we think about death in these patients so adapt after a stint feels like a loaded topic as an internal medicine resident. I remember being told by a cardiology fellow. Never stopped the anti platelet meds immediately after pci. Yeah this has always been more like a commandment than clinical treatment. You mean like it could be written on stone tablet and not just in the age. Acc guidelines exactly. And i think that dogmas in place for two big risks that we worry about with withstands stint thrombosis and instant stenosis so stent thrombosis is a sudden acute. Clotting of the stent. The stent is fine. Bloom is open. it's big. It's fine but the stent clots that stent thrombosis the catastrophic event. It can kill people and it's pretty devastating happens abou- one to two percent of stem procedures over out to a year instantly. Stenosis is more chronic. Thing that is it's essentially what the word we use for patients scar tissue. Which is not to incorrect. It's intimate proliferation. Proliferation of cells. That's a response to the injury caused the vessel wall by the deployment of a stent. That's what drug alluding stents are designed to inhibit by having anti proliferative activity but it's not one hundred percent and so patients can still develop instead restano's but that's a different presentation that's return of stable angina six eight twelve months after their stent procedure. It's not life threatening. It can be treated pretty effectively by variety of methods. But it's a very different process. Sort of boil that down play therapy post. Pci prevent stent thrombosis but not instant notice. That's because stem. Thrombosis is caused by a blood clot meaning anti platelet. Therapy helps prevent makes makes it different than instant responses which is caused by new intimate hyperplasia. Which do i play. Therapy doesn't impact so data has no role in preventing to notice and we really have to keep these differences between stint thrombosis and instant recent noses in mind because we'll come back to them in pro three when we decide how to keep that going after a stint and so before we move on from the discussion at indications for dual anti platelet therapy. We should briefly mention a third group of patients that you'll see on data from time to time greg. There's seems like there's a subset of patients with just diffusely bad vascular disease everywhere you know patients with a one liner saturated by p adt cva de- the list just goes on and on. That's exactly right so daft for this. Group doesn't get a class one recommendation by the guidelines but patients with a huge burden of atherosclerosis. Especially those with peripheral artery disease just tend to be more thrown back so you'll see dapitan these patients from time to time. You know there's reasons beyond stems from boasts that patients benefit from dept and that's prevention of other events that are related to their atherosclerosis and so the more thorough. You have certainly patients had a cabbage is a high burden. Atherosclerosis patient. same with personal arterial. Disease cerebrovascular those patients probably do benefit more from just kind of almost lifelong dabbed of course weighing risks and benefits of bleeding etc. So we just covered a lot of ground. Let's recant pro. One so duly anti platelet therapy has a role in taking care of three different groups of patients. The first group his patients who have acute coronary syndromes regardless of whether or not they go to the cath lab and regardless of whether or not they get steps second group of patients who gets debts regardless of whether or not. It's in the setting of an acute coronary syndrome. The third group is softer indication. But it's people who have vascular disease in multiple different vascular beds at a high thrombosis burden. Okay greg someone. We're putting patients on anti platelet. Medications wished pty twelve inhibitor. Should we be reaching for in addition aspirin. This decision comes up all the time. Both in the inpatient and outpatient settings we have three oral p to twelve inhibitor choices clopidogrel or plavix procedural or via anti-castro or or a good way to weigh the pros and cons of each peach twelve inhibitor. Is i think about three things. Its potency it's bleeding. Risk in its feasibility. We prefer today if you look at the different agents. Available there are some advantages to using peach trouble inhibitors. That aren't not clopidogrel. And if you just think about the issues that we have Grill that it's kind of messy drop in the sense that it is a pro drug. It requires a really to step metabolism to reach its active state so basically because klawitter grow has to step metabolism. It's gonna take some time for pilots to be fully inhibited. Acutely what you want. Is you want to very rapid onset. Action agent and plavix is not that agent right so if you load summit with six hundred milligrams of plavix of in a semi. You're not gonna have efficacy of that drug for many hours. And it's kind of beyond the point where you want that toggle or a faster on. But even then they may not be adequate and and remember you're relying on oral absorption of drug and and there's a lot of evidence about stemming patients in particular having delay mortality and delayed absorption and it's not just the rate of platelet inhibition that we're thinking about. There's also the concern about whether every patient of ours response to clip integral in the same way. There's a lot of variability in the genetics. In how pathetic grill is metabolize as well as it has a lot of drug drug interactions. So you might have heard of a patient whose plavix resistant or that. Some ethnic groups have a slightly higher incidents of not responding to the drug. These variations seem to be related to genetic differences. include pettigrew metabolism. Yeah greg i think. Some hospitals even use point of care genetic testing for all of their patients. Some hospital certainly do that but this genetic testing has been tested in randomized controlled trials. The interesting thing here is that while it's certainly not worse to use a gino type guided strategy to pick your anti platelet agents. It's not clear from the data that it's actually a better way to choose your p to twelve at hitter. So you're saying i shouldn't bring my twenty three me results. To my cardiology appointment would have been nice. Knew that ahead of time. Greg anyway all this stuff about metabolism is interesting but we really care about is. How good are these drugs in treating and preventing schemic events so how effective is clip integral compared to grow in tight category laura. It tends to be just slightly less potent as compared to War or as compared to prosecute. Chris clinical trial data showing that there's a benefit for example. If you use takagi Grill in patients. Who come in with key coronary syndromes. Particularly those who undergo npr on but in case the tiger regardless of whether you get pcr so so that is that is We prefer to use those agents There is a slight increase risk of bleeding in so You know if you have a patient who has a really high bleeding risk we will tend to use pitic role Versus a patient who has a low bleeding risk in a high ischemic risk. We would much prefer to use one of the other. Pty twelve inhibitors. We have randomized trials like triton timi thirty eight and played out to show the difference. Here these trials take. Acs populations comparing anti-castro respectively. The story is the same for both the more potent drugs tie kagera. Impressed girl reduce ischemic events at the cost of increase bleeding risk. Okay so if you haven't gotten it by now tie. Category impressive grow are higher potency. Anti play that options. And it'd be more precise. These trials found about a two to three percent absolute difference in a schemic events when compared to grow. But how do we choose between them. So we didn't have any a head to head data to compare them until two thousand nineteen Five was published this trough. Compared prosser takako or at acute coronary syndrome patients and found that practical reduced schemic events more than tagore did with a similar bleeding risk profile. Really that's really surprised. Greg because i've always thought of Girl is having a bad rap for bleeding. I thought it had a black box. Warning impatient with prior stroke through the concern for cranial hemorrhage Data was a little more concerning because the risk of bleeding was considered hires So i think there was a trend in the original community to start using take hagler a little bit more. Now you have this. This study suggested prosecutorial may be better potentially in these patients host. Acs post bci to be honest. I'm not actually sure. How much is our react. Five or anyone clinical trial for that matter should be totally changing our clinical practice and something about the big picture conclusion. There doesn't necessarily pass the smell test for me. I don't understand the free lunch argument that you can prevent a schemic events not increase bleeding risk simultaneously speaking of bleeding risk. Sure there's drugs pacific bleeding to consider but what bleeding. Wrist is the individual patient. Bring to the table. And how do we evaluate that. So people throw around the term high bleeding risk. And i i do think that it can be confusing An a catchall phrase so in my mind. You're either thinking about patients that have had a lead prior i would think about high risk leading or you're thinking about what are their risk factors and age definitely comes to mind prior a stroke or prior bleed comes to mind. Maybe not active Other things that we think about our kidney disease which actually is complex is a high risk category first game events so i think end anemia Thinking about doubt. I always look at people's hemoglobin am cdt. And what potentially could leading be there so it is a catch all phrase and it does require a little bit more thinking than just. There's a legion. And i'm gonna stand it. I think that people are going to be surprised at hearing. Interventional cardiologists looks at the mtv. When i guess sometimes smears more important in the state natural greg but there are so many times where we come up with this great drug regimen really thinking hard about someone's a schemic risk and bleeding risk just like doctorate mention but then there's actually the patient sitting in front of us and that's where it gets tricky right. Because how much is that. Drug actually make sense for that individual patient so take the example of takako at our patients. Adherents can be a challenge. Here i often talk to my patients about the fact that tigers dose twice a day and i tell them that you need to be honest with me and honest with yourself. If a two-time day medication is just too hard for you to take also cautioned them if you get a little bit shorter breath. You can't just stop your medications. That's because ten percent of patients who are on taika gore can have this a dentist. Scene mediated this. I guess the other big side effect the remember. Greg is the impact on patients wallace. I mean these meds can get pretty expensive so insurance coverage is one of the first questions we ask is can a patient afford this. What's the co pay and these are real life questions and it makes no sense to put someone on a medicine if there's no way they can afford it when the differences that i just mentioned are small just from a quick google search even with good rx which should make things cheaper. I was surprised to see the tiger still cost upwards of four hundred bucks a month whereas federal's way cheaper at about twenty dollars a month grow. I guess fall somewhere in the middle between two hundred three hundred dollars a month but maybe at the small cost of intra cranial hemorrhage. I think that's a little bit rough so while it's always good to remember. The black box warnings for medications that we prescribe. I still do use my patients. The key thing to know is that you have a patient comes in and they're on an expensive medication that they can't afford. You need to switch the and you should remember that every time you switch p. to whites while the neighbors you must reload with the new agent and for help navigating that tricky transition will include a link in our show notes with nice graphic from circulation. That graphic is really outstanding. This is a great time to summarize pearl to we can think of clopidogrel. As the least potent. I twelve inhibitor but also has the lowest risk of bleeding on the other end of the spectrum. Practical is probably the most potent but has the highest risk of bleeding including life threatening bleeding takagi the middleman both with respect to a scheme and with respect to bleeding risk these decisions absolutely have to be tailored to the individual patient since the differences are small. Here we're talking. About two percent. Absolute risk reductions. Most patients are gonna do well no matter which medication you choose. So we've covered indications for apps and the pros and cons of the available to twelve hitters. But we haven't talked at all about duration. Greg seems like patients are always asking. How long do. I need to take these medications for their asking every single day in clinic. The answer about duration of anti platelet therapy is really a moving target depending on which patient. You're considering and which trial you reference. You may remember pearl one that we're using data to prevent two major outcomes stent thrombosis and novo schemic events and so the first thing to know here is that there have been lots of improvements. Stent design over the years so the first generation stands for kind of these big bulky our stance with the first iteration of drug alluding polymer and there was any suggestion from registry data. Potentially these drug alluding stance would have a higher risk of stem thrombosis but sense have really evolved over time. There's the second iteration and even multiple third generations where we have thinner metal struts. We have less metal because now we have an open cell design where you actually have some give in the stance they're much more deliverable so well. In two thousand three. We were really worried about stem thrombosis with even a short positive anti therapy stents today. Just don't have the same trombone risk in for anyone who finished training even more than a few years ago. This represents a huge from what you learned in residency. It's a really big deal. Very short term debt doesn't seem to increase the risk of stat related complications with the current generation of steps. We have randomized control evidence from stopgap to to show that there's a minimal risk of stent thrombosis in post. Vci patients who received dat for a month followed by clopidogrel monotherapy even with just one month of dul. Anti platelet therapy the rate of stent thrombosis in this trial was about zero point. One percent just incredibly low. This sort of a duration is just so mind blowing to me. I mean i knew. There were studies with good safety outcomes for three and six month courses of debt post. Pci but man just one month yeah one month does feel really short but you need to keep in mind that such a short course of debt isn't right for every patient for example. I always consider whether it's dent misplace for an acute coronary syndrome or stabilised schemic disease not to beat a dead horse here but i feel compelled to reemphasize. That patients who have had an acute coronary syndrome are much higher thromboembolic risk and then there are other things to consider. What's the size of the stent. How many sense that they have placed on. How much coronary disease do. They have outside of their stinted segments. Did they present with an acute coronary syndrome. Not topic is that often does sometimes change our duration of therapy and sometimes even down into the details about know what what what type of procedure did did they have. They have a complex for patients tinting. They have a very short stint of large diameter in a relatively distant vessel. And that's why. I always look at the cath report for all of my patients with stents because it tells us about procedure specific factors that make you think about a longer course of debt and then they're also patient specific factors that we need to consider and then what else do we know about the patient. What do they have peripheral arterial disease. Do they have other ischemic. Risk factors have they had priors ischemic events either stroke. tiaa provocateur events. How much coronary disease burden do they have. That's a really complicated answer but it really is not a one size fits all approach and so you know to boil it down. It's you know what event that they have and win. What is their residual ischemic. Risk based on some of those risk factors. I just mentioned and then what is their bleeding risk. There's definitely a lot to consider and to form an easy reference. We'll have all of this information available in our show notes online. Yeah i feel like that. Gives us at least a pretty good checklist to consider for each patient when thinking about stopping daft. But let's say everything seems to be going fine on that. My patient doesn't need urgent surgery. They're not experiencing any bleeding complications so in those patients. How long should we continue debt. So i find it so interesting thinking about the optimal duration of debt to go back and look at kaplan meier curves from all the dual anti platelet therapy in. Acs trials you're talking about cure triton played out react five etc. They all have the same pattern. There's a big reduction scheme again. Points that scene early on within the first couple of months and then there's ongoing curve separation long-term so the story i get from all of these interventions is the same aggressive anti platelet. Therapy upfront. has the biggest risk reduction in a scheme again points and then long term. You continue to get a marginal benefit from continuing the more aggressive antibiotic regiment. The bleeding story is identical risk is highest upfront and then increases marginally over the long term. Yeah that's such an interesting point. Greg about the ongoing separation of the kaplan meier curves over time. I never really considered that. But i do think that all those trials looking at just the first twelve months right so long term after we've had our patients on damp for over a year. What happens then you know there was a trial that looked at really prolonging tapped out three years you know. Those patients had benefit albeit a higher bleeding cost but those weren't stent thrombosis events that they were preventing late. It was other kind of is stroke. Cardiovascular events so prolonging duration or indefinite duration in the hibernia thrace grosses. Patient is a benefit. And i think that's a lot of my patients. I tell. Look you're doing fine. you're not bleeding are you. I'd stand this stuff forever now. It's easier than interrupt it right at that point. You're you be more cavalier about okay. You need to have called speaker had stop it for week. Big deal go back on whenever after. But i think having them on that as a preventative or prophylactic measures for preventing events is beneficial. It gets complicated quickly. And sometimes it's just easier to think about the ideal duration of debt based on the indication. And what the guidelines day and then you adjusted. Upper doubt based on the individual patient's characteristics so after someone has an acute coronary syndrome. The optimal duration of therapy is twelve months again. That will need to be tweaked if you think someone has a high bleeding risk or high schemic risk but the idea is twelve months so the optimal duration of joins put therapy and someone who had a stint for stable ischemic. Disease is six months at this point. The guidelines suggest six months. I will say that that is a moving target because we have Lots of data coming out that it could be shorter but at present i encourage patients to stay at least six potentially nine months and go from there when i think about what kind of leading they have versus schemic risk. If they have very low bleeding risk. I do still continue patients up to twelve months. But i think that's leftover from practicing for the last twelve years okay that sounds so straightforward but in clinical practice sometimes these decisions field not straightforward at all. I mean it seems like a great tool to have would be. I don't know maybe a prospectively validated risk for patients. It can bleeding risk. So there are a couple of doctors calculators that have been created from retrospective data that allows understand someone's bleeding risk Some of those are dabbed. Precise stopped in paris. So those have a lot of factors in them their age. Their hemoglobin their kidney disease. At least for me. I do find these risks calculators. Like the damn score and the precise steps score really useful. I mean. they're just a quick. Google search away and they at least helped me kind of quantify. What my gut feeling already is on someone's bleeding risk so when you do look at risk calculators it's important to know what factors they used to develop them and then again. This is true for all trial data. You have to think of what age group were they using it end. Sometimes there isn't an age cap of eighty five ninety nine year old. So it's kind of how you use your patient. And how do they fit into the data until all add. One caveat here are really important characteristic. That hasn't made its way into the calculators. Yet is frailty frail patients have worse outcomes with essentially all of our interventions so i just tend to stop love earlier in those patients so there are some patients at fall out of the risk calculators And sometimes you just look at them and you know that they may have a high bleeding risk but you can't find their predictors in a risk calculator my mind. Those are people that are frail though. Bmi comes into one of them. Those are people that i think this social the social factors are completely missed. Here are people that maybe take too. Many may not have access to follow up care the way that we would want. I've also learned that how you frame this conversation to the patient matters quite a bit for their anxiety level when they walk out of your office i tell my patients look if we continue your blood thinner. You're probably not going to have a bleeding problem and if we stop your blood then you're probably not going to have a heart attack but we're balancing. The risk of blood clots and bleeding complications and a decision needs to be made on some level. Part of the choice depends on your preference for which risk you'd like to take. Yeah and that makes so much sense because if you look at all the data we just went through a lot of the event rates that we're talking about absolute differences between groups are actually really small. I'm curious what do patients say when you frame it like that. So a real tiny minority of patients have a preference But most of them just ended up. Saying i'll do whatever you think is best great so so much for shared decision making i guess. Ra so to give patients like these the best advice possible. Let's recap our on dab duration. There are four big points. We want to consider one a stent placed today as much safer than a stint place. Fifteen years ago when it comes to thrombosis risk to. We should think of patients who had acute coronary syndromes higher thromboembolic risk than non. Acs patients we tend to keep tapped on in patients who had acs for year. We may feel more comfortable stopping patients who have stents place for stable scheming disease around six months. This number is a moving target. Though since the place where the guidelines haven't yet caught up to the latest trials establishing the safety and efficacy of three and six courses of debt. Three when we're deciding duration of damped. It's helpful to look at the report and look for higher risk features. Things like bifurcation lesions left multiple stints in high burden of coronary disease. Should all make you more hesitant to stop damped without a really compelling reason to do so for rhys calculators help us in two ways here i they remind us about some of the clinical characteristics that is bleeding in a schemic risk and two. They provide a semi quantitative framework to analyze our decision. But let's not forget. There certainly patients that fall through the cracks here particularly our frail patients so eventually each patient's trajectory you've got to a point where you have to decide to stop the second anti plauge at that point. You're either implying that the patient is stable. Enough from a schematic standpoint or high enough risk from bleeding standpoint to merit de escalation. So how'd you. Whether to stop the aspirin or the patriots twelve inhibitor. Said there is a lot of data about the fact that we may be able to drop aspirin. And i think this is really interesting. And thought-provoking data on hasn't fully come into clinical practice or changed guidelines yet. So greg i'll be honest man. I can't say that i've ever really stopped someone's aspirin. I mean there's just something about a baby. Aspirin that to me feels like just a less risky blood thinner than other agents. It's not just you. I've had patients all the time who are completely unwilling to take a blood thinner but they're very happy to be on a baby. Aspirin patients also like going to the pharmacy. And just picking up a bottle rather than filling a prescription. But it's sort of interesting here. Let me ask you a question. Do you think of aspirin. And p to i twelve inhibitors as having the same mechanism of increasing bleeding. I you know. I think of is different especially with regard to their mechanism right. I mean aspirins and indiscriminate cox inhibitor blocking prostaglandin production. So you're giant. Tractors loses some protection. Exactly and so. They both inhibit platelets but aspirin also has that second bleeding hit risk because it hurts the gi mucosal. Interestingly there's some data from the pre trial to back up that alleged double hit bleeding risk of aspirin you'll see the suggestion and capri that clitoral. Actually as a lower bleeding risk than aspirin albeit it was a three hundred twenty five milligram dose instead of eighty one milligrams and isn't that surprising. Because so much of our practices to stop the pty twelve inhibitor. In continue the aspirin. I think some of that is just clinical inertia and the twilight study actually might make you feel more comfortable about doing the opposite and actually stop in the aspirin its debt. This trial stopped aspirin post in patients who had highest risk and they included some. Acs patients there. We saw patients did pretty well. Firmness schemic perspective stopping the aspirin continuing Even in this high risk group. That sounds so compelling to me. Greg and i guess i'm wondering like why isn't everyone just changing their practice in stopping the aspirin. So does anyone trial ever change. Everyone's practice we all decided to drop the single agent a bit differently even the guidelines. Don't tell you firmly which one you should keep so just to summarize pro for the thing. I'm taking away that we need to stress. Too much about stopping the aspirin or the pc twelve inhibitor. Your patient will probably be fine regardless. And there's a to support your decision either way whether you start the aspirin or stop the p to twelve twelve. We've covered a ton of ground this episode. But i think it's important one. What do we do with patients who need anti platelet therapy and indie regulation. I think about the challenge of managing anti platelet therapy with anti coagulation every single day thing. About how many patients you have. Who has a job as well as coronary disease or who have had a prior stint and dt in the past this is challenged. That isn't going anywhere and we need to think about how to manage these patients appropriately. Do you send them home on. Triple therapy which means aspirin. Pty twelve inhibitor. Anti coagulation or some other combination of antibiotic medications. So if you had a recent pcr whether that pcr was for acute coronary syndrome or not when you take triple-therapy you're bleeding. Risk really really rises significant. And i think the consensus is that there is a sweet spot for combining anticoagulant platelet therapy. And that you can go. You can go to to a point where you're getting more bleeding schemic benefit so as dr of alludes to. We've had a ton of trials to help guide this decision the first place to start. Here's the worst trial from two thousand thirteen which randomize patients who were already on more fringe undergoing pci to single anti play therapy versus doing play therapy the combination of anti coagulation with warfront plus one anti platelet agent had way fewer bleeding events with no signal for increased dramatic risk. Okay i mean that makes sense especially considering patients were being inequality Or for i mean. That's basically begging for outright. I feel like most of the patients. We see today on doe ex. Well that's part of the reason. Why after i came redo augusta's pioneer. We now have data to show that weather. You're using the bigger trend a picture van or river. Oxidant you're probably find stopping the aspirin and continuing clopidogrel with your lack of choice. I think how we do. This is kind of interesting. I there is a trend towards keeping people on triple therapy for potentially their hospital stay potentially weak potentially one month and i've always found that trend interesting and and really try to scour the data to save. Do we have suggestion for that. So triple therapy is something we often do but really isn't great evidence for it but long-term we should really be defaulting to a single anti pilot agent with an anti coagulation agent unless there's a really compelling reason not to and those compelling reasons for potential triple therapy might be an acute coronary syndrome with multiple stance bifurcation stance high thrombosis for or a patient who has recognised just a super high ischemic risk ra. Greg if i'm ready to break away from triple therapy to questions that come to my mind this i which andy platelet agent are. We going to drop and second. How long should we continue single. Anti platelet and inequality therapy. So the only it's really been tested is dropping the aspirin and continuing the p to twelve inhibitor and the p to twelve whatever that's really been tested here is plavix really. That's the only regiment has been tried. It's just so interesting to me to think about. How much of what we do is based purely on what cutoffs or choices of drugs. Where used in clinical trials. So i guess with that in mind. How long are we. Keeping patients on the pty twelve inhibitor. Plus inequality relation so. It really seems like once you've made it to one year post. Acs or probably six months post stent for stable scheming disease. You're probably find stopping all the anti play therapy and continuing anti coagulation alone. Well i think we can wrap up for five when it comes. Triple double therapy less. As more remember dropped the aspirin avoid triple therapy unlimited duration. And that's a wrap for today's episode. If you found this episode helpful please share with your team. Colleagues and give us a rating on apple podcasts. Or whatever podcast app you use. It really does help. People find if you want to add any of your tips or shared challenges. Tweet us and leave a comment on our website. Instagram or facebook. Feed thank you. So much for peer reviewer dr sunny and wallet thank you max hat for the audio editing and re yama for the accompanying graphics and thank you vicki. Pettus for off air producing this episode and as always we love hearing feedback. Email us at hello at quorum. Podcasts dot com opinions expressed here are our own and do not reflect the opinions of any affiliated institutions.

acute coronary syndrome heart attacks stent thrombosis Greg greg cats new york hudson valley dr todd michael regatta greg angina vascular disease restano peripheral artery disease Atherosclerosis patient Disease cerebrovascular klawitter coronary disease
WNBA AWARDS Season!

Locked On Women’s Basketball

41:28 min | 3 weeks ago

WNBA AWARDS Season!

"The lock on podcast network team every day if you drive a car truck. Suv or vehicle of any kind. You need get upside free gas app. It pays you cashback for every of gasio by. That's right with the frigate upside gas app. You can get up to twenty five cents a gallon cashback every time you buy gas. Nearly three million people have earned cash back with get upside just for buying gas. I always used upside some months. I make two hundred three hundred dollars. I love getting money back for things. I use every day. It's just free money for buying gas. There's no catch it simple and you get your cash back right away. Download the free get upside up now in the app store or google play to save up to twenty five cents per gallon when you buy gas use promo code sale for at twenty five cents per gallon bonus on your first tank. That's up to fifty cents a gallon on your next fill up. You can cash out anytime to pay pal or an e gift card for amazon and other brands earn cashback on gas on every fill up. Just download the free get upside app and use promo code sale for at twenty five cents per gallon bonus on your tank. That's code sale tuesdays on the lockdown. Nba podcast it's east meets. West west goldberg warriors beat writer for the mercury news and host of locked down warriors and david raw meal host of locked on heat tackle the biggest nba stories of the day coast to coast. Follow the locked on nba. Podcast wherever you get podcasts. You are locked on women's basketball your daily podcast on women's basketball. Hello women's basketball fans. Are ya'll here with another episode of locked on women's basketball. You've probably heard monday's show with creena. And bradford and yes new york liberty getting into the playoffs. Quite the shocker. You know. I spoke on a bonus episode That came out over the weekend. Just about how. I'm a believer in the process of this team. A little bit more after seeing what they were able to do on wednesday. And now well we see if it was sustainable. Will the new york liberty be able to parlay the success that they had against washington into another one and done game against the phoenix mercury. I will have a little bit on this a little bit more on this on thursday. Show so we're going to save that but for today's show i'm going to get you ready for award season now. What i want to do for the majority of this episode is go over the actual criteria for the awards now. I've never really paid much attention. And i've never been a a media voter. But i paid closer attention. Obviously as a voter to the criteria and some of the criteria and some of the language around six woman of the year or sixth player of the year. The probably have to change that. Actually actually i also noticed that there was very gendered. Language in the ballot. But i digress. Perhaps a topic for another day but Anyway get of gendered language. A six player of the year and most improved player. Now i went back and forth with three rica foster brass beyond this because like most people i was in camp brianna jones for the majority of the year just because brianna jones for at least the last two seasons has really shown her potential and her growth. But as i started thinking about it. I didn't feel. And i've thought this before about bridgestone's and a few other players as well i didn't think the term most improved player was accurate. I would say the same. For and laney but delaney most improved player after won't nationally The actually might be a little bit of a different conversation when she won most improved player. But what i heard. People say for banana delaney this season when i was like listen. I don't care what you say. Brunei giulini is mvp of the new york liberty period. I said that. And i said hey. Let's have her in contention for. Mvp of the leak now. These are things that you say early on. You don't know how things are going to play out. I don't think banana chellaney ended the regular season as top. Five candidate for mvp. We'll get into that a little bit but people are like. Oh well you know the new york liberty alert this and they're that so she can win and repeat but maybe most improved and you see it was that right there the fact that for some people i really think that they use most improved player and sixth player of the year as mvp light. I don't like that. I don't like that So yeah i'm gonna get into what i thought about most improved player. What i thought about six player of the year and a few of the other awards. Let me tell you coming up with an all rookie team for this season. Who that was difficult. That was very difficult book book. But we did it. I saw. I believe it was shantelle jennings from the athletic. That said she didn't even put five names. And you know what i wish. Thought about that because Yeah i don't know. I do not know You know a lot was said about the twenty one class and then it was like you know everyone from the. Gm's and head coaches were low. People are saying a lot about this. Twenty one clause But you know. And they're all the things that they have to say right after they pick someone from the draft but as the season played out it kind of felt like other people saying that the twenty one draft. I was not as strong as the last two. The last three for sure that turned out to be true. That turned out to be true and I wonder what the implications long-term will be for dallas in that regard because they stacked up but good on dallas for moving some of those because they made the playoffs and still get a lottery pick because of some exchanges that they had with the la sparks. I believe a greg bibs that on the on the broadcasts kind of the best way to get a lottery. Pick by not. Actually you know finishing in the bottom four so good on them for that. We'll see if they can make it work because i'll tell you what dallas is always loading up on picks and somehow just doesn't really work out the stars that they have been leave and don't mold and Teach and play even with the rookies that that they bring in but anyway. Maybe we'll talk about that in the off season and see how the lottery draft goes. Okay let me remind you what the season awards are for. So we have all wnba first and second teams coach of the year defensive player of the year all defensive team first and second the kim Sportsmanship award most improved player. Most valuable player. Val you -able player rookie of the year all rookie team and sixth person of the year again. I'm editing match to be gender neutral so let's start with. I want to start with the kim perotti award because this is the only award in which we were given a list of names to choose from gonna read from the ballot dear media representative you have been selected to serve on a committee comprised of national an mba market media voters to vote for the wnba's. Kim perot sportsmanship award for twenty. Twenty one sidebar. If you don't know who is You should look that up was an integral part of the houston comets one of the wnba players that unfortunately has since passed but go look that up back to the ballot. The award is designed to honor a player who best represents the ideals of sportsmanship on the court. That is i. Tell us and underlined. Each team recently nominated one of its own players for this award. Please select overall winner from the nominees listed below from atlanta elizabeth williams from chicago. Allie quigley from connecticut. Brion january from dallas. Mo- jeff mariah jefferson from indiana danielle robinson from las vegas asia wilson from los angeles neka ogle mckay from minnesota sweet. Sylvia fowles from new york semi on wickham from phoenix brianna turner from seattle jewel lloyd and from washington aerial atkins. I thought this was an interesting award. It's on the court sportsmanship and a lot of these players. You just kinda feel like they wouldn't hurt a fly. At least not intentionally we know basketball is contact sport but i went with players. I just felt you know they play the game. They make contact if contact comes about but they don't necessarily search for it They're able to play their game regardless of what's thrown at them. This is kind of player. That i just felt that over the years of watching them like if if a player from the opposing team you know hurdled into the stands and had popcorn in their hair. This is the type of player. I don't know where that escaped from. But this is the type of player that would reach over and say hey fam- you got some popcorn in your hair and for me on the court on the court because you know neka go mckay and i wonder if she takes it because off the court you could count on and off the court. I really think naked takes this but I went with allie quigley. Another consideration of mine was brion january fiery intensity but keeps that within herself. You know. I don't really see her mixing it up too much and of course i don't know what they're saying on the court unless i'm at the games which now these days at least barclays we are not as close as we used to be at westchester county center. But i mean that's not a hard feet anyway. I digress so i went with ellie quickly on this but i'm not gonna go over all of the awards today. Maybe i'll do a little bit more of this on episode But we are gonna talk about the rookie class coming up next. And we'll close the show out again with my thoughts on sport or sixth player of the year and most improved player. That's coming up next unlocked on women's basketball once again. I have to admit that filling out this media. Ballot had me sweating and good thing that i had sweat block. It's doctor. Recommended works for up to seven days per use and has a dry shirt guarantee if swept block. Doesn't keep you dry. You get your money back. It's been featured and testing on the rachel ratio by firefighters and on amazon. It's currently number one in the anti per sprint category. It's manufactured right here in the united states and Again it's a doctor created and doctor recommended so you know. I have talked about using swear block. I'm still a little bit. I haven't tried the seven day challenged going to be honest. It's just a little bit outside of you know what i'm used to. 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Compatible device is required and content varies by package rookie of the year. You know what threw me off is when you go to wnba dot com and you do the advance stats filters. I don't even think. All of the rookies show up It's i you know. I don't know how to be nice about this. But it's been a wild ride for the rookie class. We had a lot of players treated early on. I mean dana evans ends up in chicago. you know and then you've got a i mean the players that are cut in i. It's just it's been a lot. It's been a lot Kaiser mess up her last name gun. Got gandara zack. From indiana left the team for personal reasons never to be heard from again. I want to preface that. Of course we hope that this is something that is not compromising her or anyone from her family or friends circle if i recall To make a catching who who was drafted and never played in the year. That would have been her rookie season of and that was the year that sue bird came out or is the year before Unlike that situation if i remember correctly you know catch never hit the floor her rookie season. What would have been her quote unquote true rookie season. So i guess she was a registered. Rigi i don't know where you call. Who do we have. There's no criteria as unfortunate as it is. It's kind of like a think. I was i talking about it on the showroom. He blocked on cracking. But when i was writing for nbc. They made a point to say that you're not olympian until you compete in your first olympic event. So you are. You have qualified for the olympics. After a qualifier. You are on your way to being an olympian when you walk in the opening ceremony but until you compete in your first match in your first game in your first belt. Whatever it is you are not in olympian by nbc standards. So i cannot write that kelsey plum olympian kelsey. Plum travels to tokyo. Can't do that because she's traveling to tokyo. That means. she has not competed. In the tokyo olympics i can say olympian kelsey plum drops however many points in you know three x three debut did. Do we see the difference. Or you can't see me o- on that note another sidebar. We are going to youtube soon. I've already gotten some of the permissions just waiting on a few final touches so soon you will be able to see me. I know you're excited anyway. Back to the regularly scheduled program okay. That's what i'm saying. So i use the criteria of olympia. And that i learned in the style. Guide from nbc. So in this case. Sabrina schoo- hit the floor in her rookie season and charted minutes in her rookie season. She got hurt in her rookie season which exponentially decreased the amount of minutes that she logged in said rookie season. She is no longer a rookie. Folks now you can say she is inexperienced as a rookie would be in the wnba but she is not a rookie not rookie rookie. So with sabrina. Unesco off of the table with kaiser on who who were the actual rookies. And so i'm gonna do this i. I'm sorry i gonna kinda walk through this now. But i didn't think to pull this up because again going through the staff. Also i mean. Let's be honest right the wnba a use it kind of as a benchmark. But it's not great so if you go to wnba you click on the stats heading. And then you hit advanced filters you'll get something that says player bio on the left hand side and i'm going to click rookies rookies for the two thousand. Twenty one regular season. And i just leave the per mode and stats category. That doesn't really matter so. I'm going to run this. They give me michaela. Onion witty ari mcdonald. Charlie collier dana evans. Get onto this. Dna carrington a walkway. Dd richards kaiser. Gandara zack stephanie. Jones elliott wilson destiny slocombe and chelsea. Dungy now those are not all of the rookies that plate but again you had some rookies that were waved and then picked up by another team. And then they got seventy contracts and then they got to stick around. So it's just it's a weird. It's a weird situation. But if we're going i just happened to keep the points. Category the leader in points and basically everything else minutes for sure for the rookie class is michaela onion wedding. Who was announced yesterday again named as a rookie of the hold on. It was rookie rookie of the month for september. I was a little bit confused. Because of the month is over. But the regular season goers so i guess they. They gave that also shout out to players of the week. Natasha howard kelsey plum We also got coach of the month. Was kurt miller. And then they gave out the peak performance awards so these are basically. The leader is the leaders. The in the following categories your scoring leader. Tina charles ooh to be whatever. We'll get into that on thirsty. Not that i have an opinion on it. Your bounds leader jonquil jones also. Mvp candidate in my opinion. And your assist leader courtney vendors loot okay anyway. So is the rookie of the year. She leads in points per game At eight point six points per game she in minutes by a decent amount area. Mcdonald's is right behind her michaela onion. Weady twenty two point. Five minutes per game era mcdonald sixteen point four minutes per game. And then you have Charlie collier which was a little bit surprised to see With twelve point three minutes. Dna carrington is a rookie. That i think definitely deserved to be on the all rookie team. I just makes an impact. Dd richards as well. So we were tasked with Coming up with an all rookie team in wasn't easy. It was not easy. But ultimately i went with and again i did put five names but i was like. Oh that's gone on here was a little weird Okay now we'll have to scroll here. We go okay so my rookie of the year michaela weady for sure. Been calling for that for a while. She also made my all rookie team along with. Dj carrington ari mcdonald. Charlie collier and dana evans just felt that they overall had the best chance to make an impact. That's kind of how. I went with rookie of the year. But i did think. It was interesting and mildly hilarious. That some of my peers in the media didn't even bother to put three names which you know. I kind of understand that too. I suppose i had a little bit of a heart when it came to that coming up next the conversation of the episode on his once again going to shake the table and tell you why she has issue with most improved player and six person six player of the year. That's coming up next but first let's let's go to a to a new sponsor here And it's a sleeper in two thousand eighteen. The fantasy sports experts at sleeper realize the fantasy basketball was broken. 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So something to look forward to coach of the year. I went back and forth on this because on the one hand you have. Kurt miller and connecticut was always in the mix for a top four. Finish but not the clear winner. Always and kurt miller had to coach the team a time when they were without their best player. Mvp candidate john quilt jones. On the other hand you have cheryl reeve. This team wasn't expected to finish very well. They did not start very well at all and yet they got a first round bye. And the third overall seat Cheryl rees had to really work through some wild injuries. The whole thing with leisure clarendon. It was wild and crazy so those are the top two candidates and not to mention that both of them are also. Gm's and i think that's what took the cake for me. I think that for coach. I would give it to kurt miller and i did but if i were voting on. Gm of the year. I would give it to cheryl miller. It's a distinction for sure. I think that gm cheryl worked overtime this season whereas gm. Kurt miller did not have to. But i felt that coach kurt miller was able to maintain a certain level of consistency which we did not see across the league and ultimately yes boring boring boring. Consistency boring boring. Consistency is how i made my choice. And i don't mean that as a negative i. I'm just saying that there were a lot of extenuating circumstances across the league. We also saw that. James wade had a really nice stretch there. A lot of people thought he would be considered coach of the year caliber and coach of the year material. But i don't know Excuse me Chicago kind of struggled at points and again connecticut. One the games that they were supposed to win. Minnesota did not win the games. There were supposed to win early on the did eventually do that but i gave it. Kurt i could just as easily have given it to cheryl but i i i sided with kurt miller for coach of the year. So let me know your thoughts on that but now we get to the goods and of course i'm talking about most improved player. I i will read to you once again. I know you like my dramatic readings and if you don't Just kind of keep utters off. Just kidding i mean someone dear media representative you have been selected to serve on. Okay got that okay to vote for the wnba. Most improved player of the twenty twenty one season and this is in red. Please note this award is designed to honor a player who has made a dramatic improvement from the previous season or seasons. This is not intended to be given to a player who has made a quote comeback and quote. Okay let me give you Sixth player of the year. Just so we have it Dear meteoroid okay. We got that good. Good good to vote for the wnba. Sixth woman of the year for the twenty twenty one season. Now this is in red ink and underlined. So it's really really important. This award is designed to honor a player for their contributions in a reserve role in order to be eligible for this award. A player must come off the bench for more games than they start. Oh kay that's what we have. I'm going to stick with six player of the year. A lot of people have kelsey plum in the six player of the year. Conversation and kelsey plum did come off the bench for the majority of the twenty twenty one season Show in all of her games played so i'm using wnba dot com again in. All of her games played which is twenty six for the twenty twenty one season. She started zero times and she averaged fourteen point. Eight points per game And a bunch of other stuff Okay but i. I did not vote. Kelsey pump six player of the year. I actually voted kelsey. Plum most improved player of the year. Now i know bree jones a lot of people consensus is that this should be briones award. I wish with my whole heart. That i could do that because breach old. Let me. just let me take you to breeze stat line. Should we can do this proba but if we go to briones such an impact such an impactful player if there was like an impactful player of the whatever then sure let's give it to breathe jones but This being her fifth season with connecticut. She was fourteen point. Seven points per game. Seven point three rebounds overall four point. Two of those are defensive rebounds critical she improved to seventy nine point six percent up from sixty nine point one percent from the free free throw line. Not many three point attempts show. That went down. Field goal percentage went down from last season Minutes per game went up from twenty six point one to thirty point. Six games played thirty. Two games started thirty. Two last season. games played twenty. One games started twenty-seven season before that games played twenty seven games started zero and the same in two thousand eighteen and started twenty three games in two thousand seventeen and started zero. So you see there's a progression most improved player Again if we go to what it says here It it does encapsulated. Not just this season. But the last few seasons comparative there is improvement here definite improvement for jones. But let me tell you about a player for most improved. That i'm gonna tell you the give me the stats of the player that i chose. And then i'll reveal their name but this player improved from the field goal for their field. Goal percentage. Thirty six point. Five percent for the season prior forty three point seven percent this season from three thirty five point seven percent thirty eight point six percent this season the season prior eighty seven point two percent from the three free throw line ninety four point four percent this season offense of rebounds the same defensive rebounds a little bit of a drop overall rebounds a little bit of a drop assists per game went up by point six so kept in that range steals per game same kind of range points per game this player in their first three seasons in the league. Eight point five points per game nine point. Five points per game dropped in their third season. Two eight point six points per game. They're averaging on the career ten points per game. They went from eight point six points per game. In the last season they played to fourteen point. Eight points per game and improved in all shooting categories and you might remember the stat fourteen point fourteen point eight points per game because i told you that kelsey plum has fourteen point eight points per game. I voted for most improved player for kelsey plum. Now i know that they said comeback in the thing. I don't know if my ballot will be dismissed or whatnot. But i don't call it a comeback. Don't call it a comeback. Are you kidding me. Kelsey plum almost doubled. Her points per game almost doubled her points per game in this season. Now it's a comeback from an injury. I get that i don't know of a quotes for comeback. Listen listen listen listen. I voted kelsey bloom. I voted kelsey bloom. Most improved most improved. I don't. I don't think that the coincidence that kelsey plum is coming back from an injury should dismiss kelsey plum from being most improved player. And i think that is the more apropos stat or category for her. So i dunno. Wnba zombie like. Yeah we not giving her a vote again because she can't read. I read it. And i said what i said. So who did. I vote on for six player of the year. Well you're gonna have to wait for next episode with me. Which will be thursday to find out so. I hope you enjoyed me. Just kind of going through the ballot. I found very interesting. This is my first time doing it. So i had a good time. Hope you had a good time as well but that's all auntie is out on thursday. I'm gonna tell you who. I picked for six player of the year. Also we have mvp and maybe one or two other awards to go through. But we're also going to talk about the new york liberty versus phoenix. And then what's the other matchup. I've been so laser focused on new york that i'm forgetting off. Oh it's chicago dallas. That's the one that's going to be a good one too. I was going to be a really good one who Yeah yeah yeah yeah. Yeah we're gonna talk about those we're gonna talk about those next week foreshore. Thank you as always for listening to lock basketball again. Coming up soon. We're going to integrate on youtube. Really excited about. That should be a good time so for now. Enjoy your tuesday and your wednesday. And until i see you or you hear me thursday on t. signing betting on basketball doesn't have to be a guessing game if you listen to the new unlocked on bets podcast hosted by your boy q. And handicapping expert lee sterling get daily picks blowout specials wrong team favored picks and lee. Sterling's luck of the day. Follow lockdown bets. Podcast brought to you by online dot. Ag wherever you get podcasts.

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