35 Burst results for "Two Hundred Dollars"
Xbox Series X and S Prices Revealed
"What do we? It has been for xbox. They finally announced the xbox series s we finally finally finally know the release date in price for both consoles. November tenth is on the next generation of xbox kicks off series x five hundred dollars series as three hundred dollars. A full two, hundred dollars cheaper digital only actually doesn't seem like it's that much less powerful It's basically. into. Four correct me if I'm wrong, it's not four K.. It's fourteen forty. The thrill leaning into the series s that's correct gets, but it can scale to four K. on your four K. TV and it plays media in four. K.. Wow, not video games. So are you surprised at the the two hundred dollar price difference between these two councils it makes the series s really really impressive and tempting I don't think it was something that that many sorta really hard core really engaged gamers like that super interested in this all the price in the specs I've seen a lot of people going to be like well, maybe. Yes. During the times, it's it's well suited to to kind of. Navigate for both kind of Gamers is a needs. If you want the upscale absolutely highest price edition, sure that that's an option. But at the same time, if you're on a little bit more of a budget seem super smart especially just enough in this landscape with twenty twenty it's kind of interesting route a because we know that you know most people don't have a four K. television they probably won't for A. While, and this will make you games look really good on your current television It's a next GEN system for thirty bucks I mean I think that's a really cool a really cool competitive move to make especially now that they have a subscription service to back it up and just a few other things you know xbox has going for it right now, what they don't have is a bunch of exclusive watch games. Held out this long, i. mean it makes sense obviously in the game of chicken but this does seem like one of its greatest selling points semi pun intended. So it's It's interesting that the sticking them less long and obviously due to a leak initially before they owned the news themselves but it's a like mixed. It's a huge differentiator and definitely makes the the deal between the two of them the most significant thing for Microsoft. The value proposition, right? Yeah. The five hundred dollar version two is still like that's kind of what we expected this for some reason it's is I think it's really smart, not the delay but that they kind of. are talking about they talked about the s price at almost the same time because like that's all people were talking about like we would be talking about the PS five versus the xbox price right now as soon as bs five comes out, but there's always gonna be this this three, hundred dollar one and their people don't have to get the of the full one. It's just it's just a really interesting move I can't think of a precedent for at. A financing option to right. So yeah. That's just like another consumer friendly option that is clearly the a big corner cornerstone point for their entire next-gen lineup. Yeah we should definitely talk about that. That's xbox all access which allows you to get in on next generation xbox for as little as twenty five dollars a month for twenty four months you that over two years and that also gets you. Game Pass ultimate to get more than one hundred access to more than one hundred games plus every mega first party game day. One you get. So it's actually it. It seems to be like a staggering deal especially if what if? Halo infinite had been there at lunch twenty, five dollars for twenty five dollars. You got the new xbox and Halo Infinite Right on day one, it's unbelievable. Clearly, there's GonNa be some of those games that you don't care about including every first party game and including EA Games. Now, like that's basically like a price cut like you can imagine that console is sixty dollars even cheaper than the PS five is because you don't have to pay sixty dollars to get a little infant. Yeah the price of that subscription. It's it's amazing. It's really really cool I. Want I want to circle back on really underscores something that Sam said about the xbox series S. The thing that impresses me so much that I think is so smart. That it really did focus in on resolution like if you have a four K. TV like we opie seriously consider the series. But if you don't, if you're either plugging that thing into a monitor or you still have to be like the fact that the series s is pretty compromise free and that really that extra power is only being used to push you know these extra forecast pixels and law resolutions. The Games will just as good. I think that was very very clever and very savvy and consumer-friendly Gosh I don't have enough positive things to say about like that being the point of differentiation between these two consoles and like like I still don't actually have a four K. TV every year every every Christmas. This is the year but then it's like well, then there's then there's other new tech and there's HCR government maybe I'll just wait one more year and so like I'm still chugging away ten eighteen. And You know. So it's like I'm one of US consumers like Sino. I've seen some people wondering like well. It's like. Well, you know we exist for a wide variety of reasons I think it's like seventy percent of people that have consoles don't have a four. K. TV. As you say often use a projector and people find that confounding. Confounding because it's not as great resolution like you can still get a four K. projector and I do and like you know I I have really good setup, but ultimately, it's totally lighting based. So if you're in a bright living room, kind of does not make for a great experience, but you can have a huge. Screen the biggest screen out of any. Huge. Fun. T to do most of your gaming on a projector. That's how you do pre pandemic yeah. Okay Now more committed to a TV. TV. Okay. So a five, hundred, x, three, hundred
John Foley on Peloton's Growth in the Pandemic
"John. Thanks for joining me today. I'm excited to be here. Thanks John. Appreciate it last time I saw was in the offices this was right before. was declared and we all went home, and so that's been several months but think it's fair to say that we could tell things were getting serious about cove nineteen at that point but couldn't have imagined what was going to happen over the course of the next month and full blown pandemic. In the way, it would hit your business in our business in every business in between. That's right. Twenty, twenty twenty what a what a wild year so far so far. One of the consequences for Peleton was having Jaeger critical new product launch and I really WanNa get into that and talk in depth about what's coming. But let's look backward a little bit not inconsequential at all is telling me you know what's gone on in these nearly last six months what they've been like running a business people lobby spent hunkering down in their homes and gyms have been closed and you offer these livestream workouts right in the home with the device, and early in the pandemic in fact, you guys were reported in the ninety four percent jump in your over your subs. I know there's been hiccups and it'll you've had a hard time immediately filling orders for instance, but it has has the pandemic Ben. Good. For Peleton. Well, it's hard to say good in the same sense with pandemic. At all but to your point, John It's definitely been wind in our sails as far as our bike sales and tread sales, and we've just been frankly happy to be there for our members are existing numbers in our new members who are buying bikes and threads and still getting them delivered, and we were also pretty excited to be able to innovate and bring the the live studio content from not from our studios anymore of for the for a couple of months but from the homes of our instructors. we continue our live format and connection with our with community through the crisis. So it was to your point a lot lots to do was a wild time for us like like everybody, but your business has been has been strong for sure also a little bit. You've got extensive background in ECOMMERCE and you know a number of different technology platforms and then legacy business like Barnes and noble once upon a time where the head of ECOMMERCE. Obviously everybody going into the pandemic lot of uncertainty in a lot of unknowns. And probably a moment of what's this going to do to our fledgling business? But when did it go from that to we have this enormous opportunity. That we're going to have to walk through and we're going to have to do it quickly and as you know as as as as successfully as we can. It happened very quickly John. I mean I I think it was Friday the thirteenth ironically in March when. Found of everyone stopped going to work and working from home and it became obvious and evident that this pandemic was upon us and it was going to be meaningful. Within a week or two of that, we saw a massive surge in our sales and we knew that this was a moment that people are going to Peleton in their home, and we we did see it as an opportunity to be totally opportunistic. We right away started giving away our digital content for ninety day, free trial which wasn't the best business because we still had to pay our music partners but we didn't care. We wanted to do our part for our communities and to help people stay saying in the pandemic so We were at one point I mean we're obviously in parallel scaling our supply chain or manufacturing and trying to make more bikes and tries as fast as possible. But we also have the pure software and digital content platforms across any one of your devices whether it's your phone, your IOS or android phone, or any of your television screens through Apple, TV android, TV fire, TV Roku, all these other platforms that you can engage with our content and do strengthen yoga and all the different stuff. So in that world, it wasn't dependent on our honor scaling supply chain. So we decided to give that ninety days away for free to new members, and we saw a massive explosion in that as well. So You know you alluded to this already and and it's it's a big topic of conversation and focus for investors is this growth curve in these growth big growth that you're planning? Because the addressable market for exercise gear is so large and the shifting dynamics of not being able to go you know at your whim to the local gym and use theirs is fueling even more enthusiasm but also pressure, and then you've got on top of this, you'll start about this virtual community where people can used gear but they can also use the community with people that they're getting to know or or somebody recognizable in the instructor. So you're about to test whether there's an appetite for a wider range. Of Palestine products, I'd like you to talk about what's coming out and how it's different than what the company already offers. You have a twenty two hundred dollar bike right now in a forty, three, hundred dollar treadmill, which are the main staples from what we know if we're going to A. Showroom on the website. So so what's coming in what's different about what you already offer? Yes. So we have two main lines of business as you know John and it's a stationary bike platform and then ate a treadmill platform. And the current bike is who have been called the best cardio machine on the planet the original Peleton bike, and what we're announcing is our Peleton plus and it's a new platform with a bigger screen that swivels now and allows from that bike platform our members to engage in all of our content whether it's the yoga or the strength or the boot camp or all of the different styles of content that we offer. They can now engage in that in a much more convenient easy to consume experience on the Peleton bike plus platform. In parallel, we've been working on a new treadmill platform, our original peleton tread, plus is the forty, five, hundred dollar but product that is kind of the Rolls Royce of the category because it has the Slat belt technology and it's one of the best running surfaces in the world if not the best running surface. And what we're bringing to market this month is a lower price tread that in a really open up the market and make it much more affordable for people to get a Peleton tread and take our boot camp classes and are running classes from home and really do full body workouts. Now whether it's on the less expensive treadmill that has a belt technology or with our Peleton bike plus which now allows you to consume. All of our content and not just the great cardio, but also the strength and the full body content on that. So the summary John is that we now have a portfolio on the bike side and on the trade side, a bike and a bike plus and a tread and tread plus. So depending on how much you're looking to spend and what you're looking to do we have now four options for you to engage pelivan platforms.
Long Haul Trucking Means Better Prices For Consumers, But Drivers Suffer Low Wages
"The stuff that you buy in stores, close food electronics almost all of it got there on a truck long haul trucking is getting cheaper and that's good for consumers. It means stuff is cheaper, but it's not so good for truck drivers because this is happening at their expense. Here's Keith Romer from planet money. In two thousand, seventeen Kimberly Sikorski decided she was going to become a trucker she called Prime Inc. no relation to Amazon prime because they offered free training prime seemed eager to have her literally I think I called on Thursday night and they were ready to buy me a greyhound ticket for Sunday to start on Monday Sikorsky took classes and drove with a trainer for three months. But before she could go out on her own, she had a choice to make your given the option to either be accompanied driver or a lease operator option one she's a regular old. Employees. Paid based on how many miles she drives option to. She gets to be her own boss. She'd have to lease a truck through prime but then after expenses she would share of whatever her loads brought in in the form of a weekly check from prime. They say if you're not stupid and you're not lazy then you make a lot more money being released operator and you're Kinda dumb if you pass that up. So Secorski chose option to she picked out her truck finance through prime a brand new blue freightliner that she named Sapphire. Then she hit the road. But when she started receiving her weekly checks, something didn't seem right a lot of times when I'm expecting to see a check for a couple of thousand dollars, I'm getting a bill for like two hundred dollars or five hundred dollars or fifteen hundred dollars a bill before Secorski got her cut prime deducted truck payment's insurance equipment cost and primes percentage as a broker also for an independent contractor it sure felt like she worked for prime. So they say that you're not their employees but you're. Completely bound to them. You're not allowed to take loads from anyone else. You're not allowed to ask for different loads than what they're giving you. Secorski works seventy hour weeks for six months at the end of it. She had earned just nine thousand dollars. It got to the point where I would be sitting in my truck crying because I'd be afraid to buy a hotdog when it gets to the point of your electricity being shut off and your grocery bill not being able to be paid. There has to be something better finally she quit. Steve Sally a sociologist at the University of Pennsylvania specializes in the industry. He says that four higher long haul trucking has become a commodity and customers only really care about price. The way that the market has been constructed requires that you compete on the cost of labor getting Sikorsky to lease a truck from prime and then work as an independent contractor. That's a standard part of the business model for a lot of trucking companies. Now, like having a, you know a truck for free an paying the driver less than you would have to pay an employee. Some of those drivers though have started to push back in recent years there's been a wave of class actions lawsuits against some of the. Biggest long-haul companies in July Kimberly Sikorsky's old company prime settled a lawsuit in which it was accused of Miss classifying its employees and violating minimum wage laws. Prime did not admit wrongdoing as part of its settlement and they declined to be interviewed for this story. But in an emailed statement, a lawyer for prime wrote quote, we have thousands of highly successful independent contractors and company drivers who thrive within our business model. The class action that was settled is completely unrelated to Miss Sikorsky's allegations. The litigation was seemingly endless and was best resolved as part of that settlement forty thousand former drivers for prime are eligible for a share of twenty, eight, million dollars, which means it's like seven hundred dollars a person. Does that seem like enough? No Honestly It's kind of laughable. Kimberly Sikorski is driving for a different company now and this time she's an employee Keith Romer NPR news.
Germany promises Elon Musk full support to get Tesla's Berlin plant ready
"Moving onto the stock, then volatile day for the Nasdaq and for Tesla Tesla finished down five point eight percent on the day to four hundred and forty seven dollars thirty seven cents. So just a bit above where the split happened at around four forty two but that did compared to the Nasdaq finishing up one percent today. So this provides a good illustration of the potential downsides of the at the market structure that Tesla has employed for this potential up to five. Billion, dollar capillaries that we had talked about yesterday. The stock is now down about ten percent from when that agreement was put in place, which demonstrates the risk of not just raising at that fixed price at the time. Of course, with the structure, you have to be comfortable with that risk and presumably not wanting to raise that money badly enough to do it at a lower price and status giving yourself the option if the price stays at that level or goes. Hi. I'm not sure currently on whether we get any sort of updates or when we get updates on whether or not Tesla has issued new shares as a part of that equity distribution agreement. So I'll try to do a little bit more digging on that but if anyone has the insight on that, please let me know for now though because the stock has fallen would be surprised if they have acted on that and issued any new shares we did have just. A couple of pieces of news specifically related to the stock today one is from significant Tesla investor Baillie Gifford. An investment firm that has for a long time held greater than five percent of the outstanding shares up Tesla stock that five percent level requires additional disclosures around trades with the SEC. So in an SEC, filing baillie Gifford has disclosed that their ownership stake in. Tesla has dropped below five percent of the company. I would assume the selling has been happening for. As has been dramatically rising, of course. So for firms that already had a significant portion of their portfolios in Tesla, it just becomes too overweight and they end up trimming it back to add more diversification to their portfolio. See the same sort of stuff from our best Baillie differed managing partner James Anderson said quote. The substantial increase in share price means that we needed to reduce our holding in order to reflect concentration guidelines which restrict the weight of a single stock in clans portfolios. However, we intend to remain significant shareholders for many years. Ahead, we remain very optimistic. About the future of the company, Tesla no longer faces any difficulty in raising capital at scale from outside sources, but should there be serious setbacks and share price. We would welcome the opportunity to once again increase our shareholding. We are privileged to have been decimals largest external shareholder over a period for the development of the company. We are mentally grateful for the extraordinary efforts and achievements of Tesla and driving forward a transportation and energy revolution in the face of persistent skepticism and often downright hostility without tussles efforts. The possibility of hurting climate disaster would have been significantly reduced and. So pretty strong statement there from Anderson I think safe to say that Baillie Gifford is not reducing their position Tesla due to any perceived weakness in the company rather just their funds management structure. In other news on the SOX Today Bank of America analyst Jon Murphy has increased his price target from three hundred, fifty dollars per share to five hundred and fifty dollars per share I believe that the second highest now on the street in terms of a base case Murphy noted the strength into the underlying business that the high stock price affords. Tesla. Saying that it creates A. Positive feedback loop due to the low cost of capital that Tesla has available to it. Through follow on offerings I would definitely agree with that positive feedback loop that helps Tesla not only raise capital, but it should help them get better terms on debt perceived strength of the business by the market can help desolate negotiations with suppliers. Again, especially, help confidence in customers Tesla's can exist going. Forward to service their vehicles, if they do decide to purchase and hey, it's probably helped a lot of investors be able to afford the product, which is also not a bad thing i. think the downside is that with a high stock price, there's potentially less upside available. So it can be a little bit more difficult to acquire talented recruit talent because you don't really have that one. Hundred X upside in the stock anymore like you might add twenty billion or thirty billion. There are offsets to that too though of course, some of that reduced upside comes alongside reduced risk, which is also important in making career decisions anyway back to the Bank of America note, despite the two hundred dollar price target increased to five fifty Murphy does maintain a neutral rating on the stock. Last thing today's quick update on a musk being in Germany. As we said earlier this week he's there for Giga Berlin meetings as well as with cure vac and Bloomberg has shared a couple updates from those Giga Berlin meetings according to Bloomberg. Meyer who is the German? Federal Minister for Economic Affairs and Energy told musk quote. We are very proud of your car plant and Brandenburg and we wish you good luck with that. You'll have every assistance you need and. Bloomberg also notes that construction thus far has progressed relatively smoothly I think we're all pretty aware of that and they write quote a summer twenty, twenty, one production start is still the goal Brandenburg's premier Dima Vodka said in an email statement and.
United scraps ticket change fees
"The most hated of all airline fees. Is the fee your charge to change your ticket? And never more than right now during corona virus where if somebody books a ticket to travel somewhere, they may later say, ooh, I really don't feel comfortable going. And that's why. The nation's airlines have followed the longstanding policy of South West. With. asterisks where you can buy a ticket now. On. Any US, airline and under Their straightjacket conditions. You don't lose the money. If you choose not to take the flight, you just gotTa meet all the rules jump through the right hoops and all that. But the reality is. Bit Airlines have only looked at what they make from change fees rather than how much business they ultimately don't get because they have changed fees in the first place. Let me explain. So I. Fly a lot on south. West Airlines. Until this year when I'm not flying anywhere because I'm in. Quarantine. Because a pre existing anyway. So I would fly typically in a year. I would take somewhere twenty five to thirty trips a year. Right, now I'm taking zero. So. I had a trip that I talked about. On the show last fall that change five times before I took it and I talked about how on the big three full fare airlines American united and Delta. I would have paid a thousand dollars and change fees before I ever left the ground. But because that was a ticket on south, west at paid zero in change fees. And so it's always been competitive market advantage for South West that they don't charge change fees that other airlines do. Well now, United Airlines. Has announced that they are eliminating change fees. Not Related to corona, virus, just eliminating change fees. On. All their airfares for domestic travel except. Basic economy basic economy is the one where we hate you but we'll take your money and let you fly. That has a long list of don'ts. And all that with basic economy, they have basic economy at the airlines so that their fares look lower. Than they really are. But anyway. As on United. Or going to have no change reason that this is something that upfront looks gutsy on United's part. Because according to the fads united collects over six, hundred, million dollars a year that goes straight to profit. From the change fee junk fee because the reality is. The cost for an airline somebody changing a flight. If any is just a couple of pennies. There's really no cost to the airline is just a junk fee. And so United's walking away from fifty million dollars a month. and. What they're not GONNA get in change fees but what they may well find. Is that people are more likely to book a ticket. Knowing that they can change it later without having to pay pay change fee. Now, we'll see over the course of this week. If The. Other two full fare airlines. American Delta. Follow United because often the three full fare airlines pretty much act like tweedle dee tweedle dum on what they do in terms of junk fees and nuisance fees and all that, and so we'll see and this will. Potentially. Erode. A huge market advantage four southwest airlines if airlines just blanket. Eliminate pretty much all the fares that are subject to junk fees united did not do so for international flights, but most people fly only domestic. So it it's not as much an issue for most people but. This is a very positive change. And I think back. That the junk fee for changing a flight for a long time was twenty five dollars. And then over the years the full fare ions got more more greedy kept raising it to the ridiculous two hundred dollar point and as travel writers pointed out repeatedly. Two hundred dollars change fee in most cases is higher than the fair bid a leisure travel or paid for their ticket in the first place.
Starting Zocdoc with Oliver Kharraz
"Oliver Karaz was born and raised in Germany mostly in rural parts of the country his mother was German and his father was from Iran in came from a long line of doctors. For me, it really starts in some ways with my dad and. The timing rapidly had every reason to become a social activist and and so he came to Germany from the Middle East when he was very young around twenty with no money in his pocket no language skills. And you personally then worked on of odd jobs, but he eventually became a psychiatrist but what has really shaped me much more than being born in Berlin is. Social. Active. Isn't that I that I saw him live and that he really made our family mattress we always talked about talent responsibility and the need to use. Whatever telling behind to help those. Around us that we can make a difference. Given that your father was Iranian and your mother was was sort of. German. An Uber even though you were born in Germany, did you feel did you feel as Germany everybody else? So I didn't have a second identity. We only used spoke German at home and yet. As you say I was also a not always fully accepted. So if I give you an example, my school twelve hundred students and you could pick out to the didn't look like everyone else and I was one of them right and even an enlightened country like Germany. That is notable. So I had what I call a visual accent would people would see me on the street and they would ask me how to speak German. So well and But they also school the skipped my name when reading out scores because they weren't sure how to pronounce my last name and opportunities taken away and even at was physically threatened so i. I think that really shaping in many ways because I realized. Very early that in order to be as successful as everyone around me I would have to be dramatically better in really work much much harder than anyone else and so that used to be strong work ethic in me. For the record Oliver is somewhat down playing his work ethic. Because just out of high school, he actually started his first successful company. It was the early clunky days of the Internet, and he designed a way to help people send emails more easily and he wound up selling that business not for a ton of money, but enough to get him through medical school. But. After practicing medicine for a couple years Oliver realized he couldn't stop thinking about that first business he'd started and how he wanted to start another. So he quit his job in medicine and consulting job with Mackenzie and eventually moved to New York. That was my goal was actually to start another company that that's A. Healthcare, but I I'd also realized at the time that I sold my first company and far too cheaply in that I should learn more about business I and at McKinsey God exposure to balance sheets and panels and hit a lot of very practical experience and what it means to manage business. And I think they fondly of my time at McKinsey was one of my better decisions. McKinsey GonNa Mackenzie is a little bit like going to business school. A lot of people at McKinsey have come from business, schools. In that. Many people go to business school thinking they will find a co-founder. Did you were you actively looking around at your colleagues to think maybe I can do something with him or her you know maybe that person. Absolutely and were you just thinking about different business ideas all the time? Well, it is actually very hard to find good ideas and my definition of a good idea was that it needed to have a great mission I. wanted to make sure that we actually do something good in that. We stayed true to sort of talent breaks responsibility, but also wanted to be a large market and to have a great motor rounded and also I wanted to be based on contrarian inside. Because I thought that all of the best companies have that at its core. While she wanted mission, you wanted a company that could kind of dominate its field by building a motor around it, but was also contrary and that's that's that's those are some interesting. Criteria. And that's why I screen for several years rejected pretty much every idea that that I came across And meanwhile. While you're going through all that I guess you meet this guy Cyrus Masumi. WHO's another McKenzie consultant and and just you just. Become friends like he's like somebody like in and you guys start hanging out. While we got put on study together that required us to travel globally and you've ever done that it meant frost were sixteen eighteen hour days together for three four, five months on end and we really. Got To become great partners in that and and what we realized that we had some. Very complementary skills. Cyrus is one of the most charismatic and gregarious individuals. You'd ever meet his very passionate. He could be more forceful, which sometimes was needed to be effective with clients. And you've talked to me now for a little bit as you can probably tell. More dispassionate and logical and more measuring. German? More, German in many ways, right. also was effective with clients by by. and Cyrus is American right? He's American this but that That close listened and how we work together that really started friendship and we stayed close for the study and be caught up over lunch pretty regularly denounce different business ideas off one another and. I think we connected because we had similar interests because. On. Some levels We were equally passionate about what we're doing higher says, passion was more visible to others than mine but we. Were close enough together that we both accepted. The other as. individual that that we could learn a lot from. Was it was it clear pretty soon after you start hanging out, Sarah's that this was the guy because you were. You're on the lookout for a partner. They I think it was was absolutely an option I know reality is that. With. Both founded companies before Mckinsey and we both knew that we wanna do it again and as I. was always great about being. Very honest. Rather than just nice and and I value that a lot. Yeah. All, right. So So this guy, Cyrus Super Charismatic, really smart clearly, the two of you start to to work together. And what what kind of business ideas are are you coming up with? While we kind of fell in love with a new idea that came about a one of these launches were Cyrus. Told me about how he recently ruptured his eardrum by flying with a cold and then found it very difficult to actually find a doctor and he had asked for recommendations and called down his insurance directory listing started with the as. Doctors weren't accepting new patients some no longer accepted two centurions one provider Pasta Way and so he said, well, why does it take four days to the doctor when I'm in pain right? And why can't this much easier? And we. Both very quickly. realized the potential of this idea from. Working at project be new helps us the for actually spending millions of dollars for marketing to grow their patient base because they had wasted inventory, right they had something that I like to call hidden supply, which is these last minute cancellations no-shows reschedules. That the that go to waste, and then on the other, there are the patients who had a hard time accessing this. You thought it immediately clicked with these my God. Yes. Doctor's appointments connect patients to doctors. Yeah. Well, look if you go through the forfeiture that I had read, it's a great mission right? We're making one of the most personal needs more accessible for for patients we can help patients to get in fast we can help the doctors become more efficient. We can make the entire health care system more cost effective people out of the emergency room things like that, and it's a marketplace. So there is a strong mode and clearly anything in healthcare is a large market and I think the contrary and inside that we had. was. The fact that. Most people thought it's normal that people have to wait twenty four days to a doctor because there's a doctor shortage in read our inside was really no doctors have asthma debate ability because of these last minute cancellations, no-shows reschedules and so I felt very about this idea. So. So you member like how long between the time that the you had that first conversation To the time were both you said, let's start this business was like monster or weeks or days. was was weeks. We what we what we started doing is actually. Mocking up the side in how imagine back then in powerpoint pointing just the wire. Website. Yeah. Wire frame. Exactly. We would. We'd go into starbucks and we'll chat up strangers and say, Hey, here's a five dollar gift card. Give me your thoughts. Sorry I'm GonNa. Go back. You just go to people in starbucks Gift Card and say, can you give me your thoughts? Random Person? The absolutely that's that was sort of our market testing. They wouldn't. They would be like excuse me this is a little weird. You're my space. Might also happen from time to time but you know there's lots of people on starbucks is very in German of you. That's debris because usually he would be to report tentative about doing that. Well, you know I think there was a lot less rejection than you think people actually quite open I. Suggest you try this out but if you If you're unthreatening in Luke harmless as we probably dead and then they'll be pretty open. You went up to and starbucks and you'd say, Hey, we're thinking about a company here. Can you just look at his powerpoint give you five dollars Gift Card and what was in the powerpoint, the popcorn and was just what we thought. This website would look like and we would ask them is the set service that resonates with you would you use it and and we got an incredibly valuable feedback here and really set us in many ways on the on the right track right? So and what pointed to the two of you decide let's quit McKinsey. Let's. Let's pursue this. Probably a month or two after we initially discussed idea did anybody say you were crazy for quitting? Everyone. Everyone told us. Crazy and got a lot of negative feedback on the idea to write people would say this is Bloomberg out I would never pick my doctor on the internet or I already have a doctor or you know doctors wouldn't accept patients that that are looking on the Internet of all kinds of protections that people had when they were thinking about their own situation by. When when you talk to people and starbucks, they actually thought about it much more positively. So we were encouraged enough to say, well, this is going to work as long as we get out of our circle and don't ask McKinsey consultants doctors. The responsible be better. All right. So you are in your thirties at this point. And presumably were making pretty good cash at McKinsey because you were probably you'd know expenses you're on the road all the time so. When you quit, I'm assuming you had some money to launch the business and probably live off for a while. Yeah. So I very deliberately had never raised my living standard to the money that the paying McKinsey and I had saved every dime so that I could. No be in a position where can fund this embraced can afford not to take a salary for a couple of years. Wow. So so a couple of hundred thousand and you saved. You know. Maybe. I'm to Germany to discuss personal finances but. I had. Built this. Radio, you can tell the. Story Yeah I I had I had enough money to live off for for several years but I also Saturday night both finance the company early out of our own savings so that clearly diminish We had leftover after that. So now, you both decided to quit. and. You have some technical expertise because you had. You had done some coding but this is next level stuff. Were you able to be that technology founder and Cyrus was going to be the the sort of the business founder? Absolutely not as I add coated but at that point, I had not touched a computer for a long time We knew we need to have a technical co founder and so Sarah's knew a guy named Nick Guanzhou from the time together, trophy software, and this is another company that they would both worked at the that's the company that they're both previously worked together and Nick just brought a totally different perspective and really educated Addison me on a lot of things and and he was really the one who understood a building a seamless experience for the consumer and ends May. Zach Docs. Early Genius, did you did you have the name dock from the beginning? Not, not initially we we went to several phases on on what the right name could be for for while we wanted to have a descriptive name. So we looked at physicians, dot Com Doctors Dot Com, and we actually tracked down the owners of one of these domains and they wanted several million dollars for the domain name. And and we were finding the company ourselves. So that was out of the question. So then we just sat in a room and we brainstorm a list of fifty or one hundred names, and then started eliminating names until we arrived at Dr. What does it mean? or it doesn't mean anything which was the WTO bit we could. There were zero search results. Okay. There's no meaning behind his ACH. There's no meaning behind and and in hindsight it was precisely the right thing to do because it really was a blank slate for us to fill with with meaning and really build a brand around. Zero such as October we started. It address nate the right lake once you know that it takes more than three weeks from picking up the phone and dialing for doctors till you actually see someone you realize Oh, this really not much else that we have to wait so long for to get. And this is more important than most of these other things you already have. Fantastic access View Magin. If air travel way that healthcare workers that wouldn't be an expedia that wouldn't even be Delta Dot Com that would be individual phone numbers for every plane. Imagine. If that happened, you know a half the planes would fly empty it would be a massive pain and that was actually the state of health care before sock. Is Amazing that that the nothing like this was out there in two thousand seven. I look at I. Think. In many ways you couldn't build it a much earlier. In the early days. When we went out there, we were the ones installing Internet of the doctor's offices. We. They they were a many times just migrating from a paper books to scheduling systems. We were at the cusp of digitisation for healthcare. We were just lucky in our timing to get this right in and start offering the service when that also happened. All right. So you decide to pursue Zach dock and it's the three of you. I'm assuming really just at the beginning and were you working out of out of one of your apartments? Did you guys rent space? No, we worked out of respect for. Many. Times we came to make yet the nicest apartment and and we could bring breakfast Burrito and bake him up and you know the the reality is that we originally had a pretty ambitious launch plan right so we got together around July. We wanted to launch by December of two, thousand seven. Something interesting happened were nick send an email suggesting to look at what was then called techcrunch forty. Take is is now a household name but the draw for us back then was there was a fifty thousand dollar prize now it's called tech crunch disrupt think. So it's a major a startup competition. It's a startup competition and we were the first class of this was much less known be budgeted two hours to fill in the application in really which will send it off. He didn't think about it anymore that there was an early July and early August we've heard that we had been accepted, but there was a complication we'd have to be ready by September eighteenth or. That was three months sooner than we had originally planned to launch. So you'd have a live website by September that is right that is right with doctors with doctors, right So we actually debated for a few hours whether we should even tried to go for that but we ultimately said, yes, we can get the website working and we wanted to have enough doctors just a bars wouldn't look pathetic. Brayden. Coded Night Neither Day and nick really busted his but he did the patient facing side of the website and that was the programs. What was potentially even harder because we're tried to launch a marketplace was to actually get the initial supply on there and remember the website wasn't there yet so. Tires ended up going door to door for doctors offices. Excuse telling them a powerpoint page, and this is really a testament to cyrus sheer willing determination if you think about what it means to really start a company early on, there's nothing to show right you may be a powerpoint but there's no website there's no patience. There's no other doctors no social proof and it has to run on passion and very clear that that is Cyrus superpower. He just went to random doctors offices or he had like a list of doctors offices and he started kind of walking block by block. Well, there's a lot of walking involved a we launched in Manhattan so you can literally go down the street and you see. The signs and you walk in. And he was basically saying look, it's a way to connect you to patients. How was how many by the way? What was your objective? How many doctors do you need to sign up to have this website look okay by September Between six and ten was our goal. Okay. So just doable it is a was extremely hard really. Is telling doctors is one of the hardest things to do why were they saying? Well, first of all, it is baby very hard to even speak to a doctor they are being shielded. Their time is very valuable. Office managers are trained not to let anyone talk to them to protect the doctor from people walking in selling them stuff shirt them. Secondly, they many didn't want to give up control over their calendar which has to write. We ask them to post times that a patient could book into it and it was just a far fetched idea for many of them the patients would actually do this. So he got a lot of knows he got a lot of knows. He'd go there and he just simply not leave until he got a chance to speak to the doctor and a few times. It was even escorted out by security. I really think one in a million could have put this off. I mean was he going to particular kinds of doctors or was he generally focused on an Internet general? Practitioners Ob sobe began with dentists Okay. Because our thinking was that. People go to dentists most often, and we wanted to make sure that we have an offering that is relevant for patients as often as possible. I. Got you so so eventually unassuming, you do get what six to ten or how many did you get by September of two thousand seven Eight. In the meantime, you inequity doing the back end stuff you were doing the coding and building the website does right and as you were building it. How did it look? So. The bit that Nick Build looked awesome for the time I think. It was impressive. We were. Very. Satisfied that we had a scroll bar that we had a map that we had back then already the insurance selector and a lot of feature that. Weren't to be found really anywhere else. All right. So September two, thousand, seven, you are ready to reveal. This service at. Tech. Crunch. And Doth Review present or did did Cyrus kind of wishy the spokesperson? Cyrus. I presented Nick stayed behind in New York to make sure that the less the website was actually up and running This is in San Francisco that you went to the we flew out to San Francisco and So we lost sock talk in front of Eight, nine, hundred people. A lot of them were journalists when the judges opened up with feedback guy covers ocoee who we newnan in valued. As embezzles forever apple he came out to said he he didn't get it. He would never use this in front of everyone right and. His direct load something like honestly Oh, it just never occurred to me to go to any doctor that's really burned in in my brain and what was worse is that he seemed to be right we didn't get a single booking. We were hoping that this PR would get us out of our initial batch of users, right because your other. So many tech journalists there. So you know the publicity may be would would would lead to bookings and that was the hope but. It actually took three days before regard our first legitimate a patient, and and in the entire first month, we only got five bookings. You come back from San Francisco and. You know you had Guy Kawasaki. Say I don't I would never use this service? I'm sure he feels differently today but man maybe then Ezio said that but did did you come back feeling like like dejected like losers or or were you excited like how did you feel coming back? While you know I think we obviously hoping we would eventually get more bookings and In the beginning you probably refreshed. The Bookings Report Hundred Times a day by as we were thinking through what we realized. It was really a typical two sided marketplace challenge It's just a classic chicken and egg problem. You need the supply to get the demand and you need the demand to entice them supply and for dark was even trickier. Right when you think about it, healthcare is hyper local. Very complicated. So you have to match. Supply and demand on a Zip code specialty level, and then we have thousands of insurances take. Until we realized that our odds of actually finding a patient that wanted. An offer there. Quite low, and so the best path forward was to methodically build up supply, and so we just kept going put up a huge map of Manhattan on the wall, and then a sleep put little flags on of where the doctor's brother we're on the website in which insurance is accepted and we just we knew the perseverance. Is the name of the game. Back in just a moment how oliver and Cyrus Begin to drum up interest in stock and how they even start to raise some money at figure out how to dress differently, stay with us guy rows and you're listening to how I built this from NPR. Hey everyone. Just a quick thanks to our sponsors who helped make this podcast possible I to epic provision maker of epic bar beef was nature's idea the epic bar was. 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A lot of their offices especially back in two, thousand, seven or sort of technologically in the Stone Age. There was incredibly complicated to sink the doctors calendars with ours. Because none of the software was actually made to sink. Were even in the places where we had syncs up and running, we would frequently get. Feedback while the punishment didn't happen because the doctor wasn't available and we really couldn't figure out why this was the case because when we did screen chairs with the office to their calendar and and our calendar, it was identical right and couldn't figure out why that's happening. So I decided to sit next to the office manager I went there and got to know him and his family photos of his dog. I fixed the printer taught a better strategies to play minesweeper still couldn't figure it out. Until one day, the doctor would come out and she'd say, Hey David I'm out next Friday. And then what does David do does he go into the calendar and block out next Friday or does he take a post? It note On a doctor out next Friday and sticks this too is monitor. In the real world. These post it notes, of course happen and but once you know that Matthew Friend, you can start filtering this out and that's one example they were literally a thousand point, one percent solutions that we had to figure out to make this work. Wow. That sounds I'm getting exhausted. Just hearing about that because this is like even like Google calendars, right? Yeah. Yeah. That was that was early days and what we were extremely focused around were making show the experience was fantastic. If something went wrong, we fix it. Right. So I was our customer service I personally would call the doctor and and confirmed the appointment was all said if it wasn't I, personally contact the patient to let them know and then I would offer them. Amazon Gift Card alongside with an apology those actually one case where it didn't catch a patient in time. and. The were in the subway to the doctor, and so I raised them to the doctor's office and picked up a bouquet of flowers on the way there and met them in person to apologize. And that was really a turning point burs. The service has to work and we need to be have this patients I attitude in in terms of how it works completely ingrained in the company. All right. So you clearly need to kind of grow this Were you offering this service doctors for free at the time? Initially. We for free by we eventually started charging fifty dollars per month. But Sam doctor you come into my office and you say, Hey, if you pay me I can bring you more customers. I would be skeptical I would've said to you you who whose, who even knows about you. You'RE GONNA you're asking me to pay you money for Phantom bookings for maybe no customers I mean did some of the doctors say Many. The US summarize our sales challenge. Right? It was very hard because even if you wanted to, we couldn't easily share how many patients their competitors are down the road God like that was something that was confidential. All right. So you are you got this chicken and egg problem. Not, enough people signing up and he gets skeptical doctors but you know that the service could really benefit the doctors, but you also need them to pay for because otherwise you know but business. Meantime at a certain point I'm assuming you guys start to think we'd better go out and look for money if we're going to really make this thing work. Yeah. Yeah. That that happened in the spring of two, thousand, eight we decided we raise series. And we we make the rounds we get in front of a number of the big name, BC New York the also go to Sandhill road in impel. Toho Santo Road we leads and road initially were very successful at all we got Polite knows. and. Ray No feedback control someone took us as I told us you know what the idea seems. Good. But you're consultants I'd and the perspective of its consultants can't get anything done and what realized is that even though we had both founded companies before our Mackenzie Pedigree in our keys and button down shirts, they were really hurting us, and so we wait rank Khakis and button down shirts. It sounds crazy. Were they pleaded pants or were they at least nine pleaded please. Yeah Yeah. Yeah we after hearing that feedback We very quickly just went to the next gap and bought jeans and t-shirts and from that on the combos with VC's when but a lot better. So you went from McKinsey consultant look to this are the tech casual uniform of jeans and t-shirts that that's exactly right and we introduced ourselves not as NBA's and McKinsey Consultants but we introduce ourselves previous entrepreneurs that are starting their next company. was was anyone biting? Were there people who were like? Yeah there's a great idea I'm in. So interesting enough we had raised some money from. Friends and colleagues, and many of those they invested in US business plan unseen just based on the fact that we. Were giving up our careers at McKinsey to pursue talks. So that felt really a great. and. As we started changing how we appeared in how we introduced ourselves to venture capitalists L., we started to get offers and so in August of two thousand eight, we ended up raising five million from KHOSLA ventures expeditions mark. Wow Mark Banya Jeff bezos, and Venus is. All their. Funds are in which sounds like a lot before you WanNa do it's actually. Kinda limited because you still it seems to me in two thousand eight even though you have five million dollars a lot of money you still have this problem which is you've gotta get. Customers, and then to get customers, you need lots of doctors had lots of options but to get doctors, you need lots of customers booking through the site to you do that precisely D- These five million dollars per lily earmarked for making New, York, work, right, Miguel, I market work but. immediately after raising the money the financial crisis hit. And You may remember there was rest in peace a memo that went around about startups, right? Yes. About start ups, never being able to raise money arrested in peace good times. So we got this job is to make the money stretch in. We probably learn not during this time This was really our first go round making hard choices and what I want to be frugal and not to do things we can't afford and We learned to not let money replace critical, thinking and creativity. But now we continued to grind away at New York and at some point felt while if you want to get. To the next level we have to prove. Dr Isn't just a New York City phenomenon. Right? We had to prove that it would work in a second city But at that point, we didn't have the money to do this anymore, and by the way you're still your approach was still the same. It was door to door. That's right door to door and how how you building awareness about the about the fact Zach existed with customers with potential customers. So we it was day very difficult to get someone. To the website. Yeah but when they did. They loved it because it was such a step change from how healthcare used to work for him. Right they used to have to pick up the phone and wait on hold and then plays scheduling. tetris. With the office manager, can you do Wednesday morning about Thursday noon? Friday afternoon, and now they could do the same thing in a minute and have complete overview about the ability patients loved it and they told their friends. So we we started to get word of mouth. Going, and so we saw New York really taking up and we felt like, okay, this does this go into work in New York. At a minimum rate, but we also realized that it took us a fair bit of time. And money to get it going. In New, York and do we couldn't with the money we had left from the five million easily expanded into a new city at the same time. Raising money was going to be difficult because the next generation of investors wanted to see that it works and other cities as Walter. So we were a little bit in this catch twenty, two we ended up. Applying to. Force boost Your Business Competition Four. Forbes has his competition as sell to where they give away money right to they were promising a hundred thousand dollar prize. And at this time. We won. And Yeah what did is they gave us one of these large publishers. Clearinghouse is sex and very useful actually used to cover a hole in one in our only conference room. There was a hole in the wall and we covered it with that. At, this point you are, you are working out of an office, not not an apartment at this point we were working out of A. Shared Office space we work. Yeah. So they had given us publisher clearing house is is check but they fail to give us the small check for three months and we were getting really nervous, but it would still get it but. But ultimately, we got that one hundred thousand dollars and that's what we used to launch and our second market in DC in Washington DC and would did it require you guys to move down there or were you did you hire because I'm assuming you had to? A lot of your early capital was going into sales. Business Development hiring sales reps, is that right? Right, we had a couple of sales reps at the time. A. Very first employee ever was a sales rep is still with the company today and He was great. He figured out how to. Really charm his way. To the doctor. So there were no more security guards escorting anyone out. When did you? I'm assuming that even in two, thousand, nine, two, thousand, ten, and beyond we're not yet profitable. Far From It? Yeah. Far from it right because it's a capital intensive business. Yes. We obviously invested heavily in customer service wanted patients to have a great experience. And we had a quite sizable engineering team because that was actually a major engineering effort. So what started to happen when did you start to kind of see? A real turning point. Yeah. So we we we had launched New, York successfully with. Years. Of hardwork, we've gotten it off the ground is transported that to DC at work well, in DC, and now he said, well, why are we not in more cities and so we actually we raised serious be with fouled respond and We used to expand off the East Coast Francisco then Chicago and we just got better better at it. So we then ended up raising serious and two thousand eleven from Goldman NTSC, and we primarily use this to grow our sales team and sign up more more doctors in from two thousand eleven till two thousand, thirteen, we launched roughly thirty new cities I read that by by two thousand, fourteen would covered. Like forty percent of markets in the US, which is huge I mean that's right I mean that's a huge number of cities. And in that year evaluation. Of tzakda. Past Billion Dollars I mean that's That's pretty remarkable i. mean you were kind of on this like really rapid trajectory and you a pretty straightforward model right and you were charging doctors a flat fee every year and then. They could take all the bookings they wanted and I think that by that point like by two thousand, fourteen knew it was not cheap. It was expensive viewed really raised the price it was like three thousand dollars a year, right? Something like that. Yes recharged Dr Three thousand dollars a year and and there was a flat fee. No matter. How many bookings Actually facilitated for them and and the reality was for some doctors that got a lot of bookings that was a great deal. Yeah. But but there were also doctors that God a lot fewer bookings and for them that fixed cost was actually too expensive and some of them were starting to leave the service, and so we got into a situation that required us to invest a lot to stay where we are and then invest even more to continually grow our overall provider base, which means we had to build out a massive sales team to always sign up more doctors right and. Some point during this time L. Nick actually ran an analysis showed that it would take several years if ever fries to make our money back on on many of the doctors we signed up because you would have to sign up. X number of hundreds of thousands of doctors paying that amount every year. To make your money back to to make sort of our the cost of the sales team back. Wow and L. it. This was pure that would make us dependent on external capital for our very long time, and now it's a clearly there are many companies that have taken. Grow fast at all costs approach. And They Held onto this forty extended period of time by L., it clearly puts talking to a dependency to. Investors in their mind says, yeah. So. Meantime. You know I I from what I understand. There's disagreements I mean there there are you know the leadership team including Cyrus he he's I. Think he's he's sort of his position as the flat fee model is actually the best way to go is that a fair assessment of of his position? Yeah. I think that's right. I. Mean there were two fundamentally divergent ways held the business could go forward right. One way was to continue to work on optimizing the unit economics of our subscription model and the other way was to think about how to make it more transformative leap and then find a new more profitable. And more sustainable model and. Their. Look I can certainly understand The reluctance and taking this leap if companies rechange their underlying business model once they have a certain scale and then live to tell about it, right. We know the names of the companies that have done this net flicks, but from DVD's to streaming adobe. From box software to the cloud, but there's not a lot of companies that do that. and. Needed to make a choice which which direction I wanted to go. And and I should say over that. Became intensely personal for you because hugh and Cyrus really disagreed on on on the direction of the company should take. Steps down he he left the company and you moved into the role of CEO. Those right and what ask you about this neo. Beauty's in the flies of this show is its simplicity and we talked to one person or sometimes too. It's a single narrative, and so we don't have cyrus with us to tell us what happened but I wanna ask you about this time because. This was your co founder. This was your partner This is your friend and he was leaving the company. How did you feel at that time? I all I can say was a very hard and very emotional period for everyone involved and It was certainly a departure But how was through that given these two divergent choices you you couldn't. note, both of us could be useful to talk and. I have to imagine that for for period. China. was sort of the friendship. Look been we were very close we. Were not only friends we had worked for eight years believe together fourteen hours a day, and we probably talked more to each other than to anyone else in our lives but you know. Still touch from time to time and. I think he's joining us on from sideline. He still at prison million owner of the company Yeah, he's still. Here's the thing I mean we've we've told stories about breakups we've had we've had episodes were there were married couples who split divorced but continued the business e O products. Susan Griffin Black and an her husband Brad They continued the business stacy's pita chips continue the business after the divorce sold it for a quarter billion dollars. You guys were worth value to one point eight billion dollars at this point. was was ever party that just thought you know, God look at what we're doing on the core we're going and. I mean did you in service it down and say you know this thing is just growing and? Let's just figure this out. I think the challenge is that it's not as if there was an article way to decide what the right path forward is. As long as investors wanted to give us money growing all costs was yeah. Fine Strategy. The question was just how dependent you wanted to be on the continued goodwill of investors. It sounds like you were tired of going out raising money. You didn't want to do that anymore. Oh, not at all but I think you want to raise money from a position where you know what your turn to is and and. It wasn't clear that the business model would work in in a way that that we could just flip a switch and be profitable. Yeah. So. That was a tough year for you. Two, thousand fifteen. There was an article in business I think business insider, and it was about the sales team. It's October that year and it was. It was some allegations that you know Pete member sales team using adderall even cocaine they were under immense pressure. They were working all the time when you saw that article. And I'm not saying you even aware of any of this. You may not even aware of it but I. have to think that that article really alarmed you and and maybe even embarrassed you. Look A. There were a number of articles in two thousand fourteen fifteen. Didn't absolutely get everything, right but Budweiser I can say is that At. The time doctor had their sales team and we're. Getting very quickly and Your maybe maybe. Too focused on. L. Hitting targets and. Not. Focus enough on creating a strong culture the I hear these stories from six years ago from from time to time and from from now from candidates and and really every time. This happens like a Gut Punch. Because, this we know we're completely different company now. On on so many levels, but clearly, you saw that in new that you had to change something. While yes, I look I l there's a there's a couple of things about this. Right? We are a technology company, but we had said ourselves up too much about. Instead of writing wins and really too little about being adaptable and darning and and building the trust required to try things that now pet the risk of failure. and. So one of the first things I did is to change core values. You know to emphasize those behaviors each one of our values adaptable, not comfortable and other one is progress before perfection learners before masters right and. We only kept really one DIA CONSTANT DEL patients I. Personally that. That was more of the culture that I thought was right for Doc to succeed on many dimensions. So, you take over the company it's got high valuation, but you're still not making money and you know that you've gotta change the underlying business model you're never gonNA make money. And from what I understand this is the beginning of what you have internally described as the second founding of the company. That is right. That is right and that basically happens in in two thousand, eighteen you you launch this new business model where instead of the the dollar membership fee. Basically, you would charge doctors a lot less like two hundred or three hundred bucks, but then every booking you, you would take a cut from that booking. So like a travel agency. A little bit charge for new patient booking. So the existing patients to practice we made free but yes, there was the fundamental idea and. It sounds like such an obvious thing to do but but here's the problem with it and why why are we thought it was incredibly risky to try this. Our best customers that had been on for a long time. They got lots of pockets right and if we start charging them per bookings, their prices go up very significantly in some cases ten times more and that seemed. Competing, insane to us. In. Particular because when we talked to other companies that were at gone through similar changes and even pricing experts, they're number one advisor was make sure whatever you do never charged your best customers more and frost would be precisely. The opposite. In the thing that was counter-balancing this in our mind was well, maybe we'd be able to bring on a lot more doctors because the barrier to entry is now much lower that was there was the back and forth in the team to figure out whether that's the path we want to want to go. So, this is still a risky strategy because you're depending really on new bookings because the two hundred dollar annual fees dramatically lower and I have to imagine in year one, you actually saw drop in your revenue in the year one of of this curve. Second founding. Right. Well, it's from a risk profile worth at that. Right the warriors that you lose all your best customers in with it, all the bookings day used to be getting. and. So we needed to be ready for a very significant drop in bookings and revenue and the second Challenge was here that. The beauty of this approach modest and we got all this money upfront right and Sharon. Now to bond, we're getting paid after the booking with with a thirty day payment periods, we had a huge working capital requirement to make that happen. So did you see a drop and revenue in two thousand eighteen when you rolled this out? No we didn't because we actually didn't see the doctors leave the way that we hit on -ticipant did in fact, you know while we had very much worried that they would be upset and some of them certainly were upset. We were providing so much value to them that. You know what? What took you. So long I knew as getting a great deal all along. So that worked really well, and we had piloted in Georgia initially in April. Two thousand eighteen and then that had worked. So we we then all allowed in Colorado a few weeks later that work to, and from there we went to Washington state and again, very positive results and after these three days. Okay Great. We know this works does it out in our largest most important market? Let's go to New York and that and terribly horribly wrong. They the doctors in New York. Not only were so pissed off they actually I read. mounted a change dot org. Petition I. Don't know what to to to end this practice or something. They were really mad. They were really really mad and I guess you guys responded you said, are we won't we won't roll this out in New York for a while. Yeah look in New York. We. Facilitate Roughly, one in five new patient doctor relationship in the entire city on dock and so. The economic impact for the providers in. was much greater than for the providers in Georgia Colorado Washington. So yes, to give you one example, there's a dermatologist and so and he paid under the ultimate model ten doctor say paid thirty thousand dollars and under the new pricing model, his cost was going to go up from thirty thousand dollars to roughly three hundred, forty, thousand dollars. Wow. So what was your response to that? I? Mean it seems like a pretty reasonable. Concern. Yeah. So look after the conversation with the Dermatologists I. Actually. Put down the phone and I thought you know what? He's right. And so I pause and we regrouped and. We did a couple. Of things during this time, like the first one is we just went on a listening tour. You know we talked to provide their feedback and we just adjusted our this plan to give providers a much longer grace period to decide whether the wants to addition to the new model or not, and then. So then we read on New York six months later and and when dramatically better. So the strategy works and you see results from the strategy pretty quickly like within a year. Within a year, we had we finally at some incredible momentum was really going better than we had expected in our wildest dreams. Our existing client went down to essentially zero. I mean people still retire and and move jobs by no one really left the service and we were adding more and more providers because the barrier to entry was low and So in two thousand, nineteen we began growing profitably. It sounds like two thousand and nineteen was really the banner year. Two thousand nine hundred was a was a fantastic year and honestly we had so much momentum coming into twenty twenty and feel like, Hey, we worked really hard for three years and profitable and now the sky was the limit until. Tells Sam until March of two thousand twenty. Two Marjo twenty twenty and that's. That's really maybe the third founding DOC right? Well, I want to ask you about March twenty twenty because. Your Business is based on people booking with doctors and going to the doctor I have to imagine your revenues must have plummeted like every other industry like I mean doctors offices are still in most of the country. Slow or are trickle of patients coming in. With the lockdown started happening we saw impersonal bookings declining anywhere between fifty to ninety percent by the end of March I'm not surprised and lot of that buys I was getting was to. Lay off people and make sure that we hunker down to weather the storm but I saw an opportunity to build windmills, right so I thought well, we need to be there for our patients. We should be expanding into telehealth and I need every team member to help me do that and so we. Really went all important and supporting video visits and I'll probably June eighteen began redesigning the tire marketplace support virtual care, and so we actually released. Doctor Video Service and we made this available to. Any. Physician whether they are on soccer. for free. And by the way head, you plan to do this. How long would would I mean I'm imagining if you said in in February district I really want to focus on telehealth Would you have expected that by May would have been ready to go. Absolutely. Not I think what has been really fantastic to see is how? We really finished two years of roadmap in two months. Wow, and it's great because it's just gives us a window on what the next phase of doctor will be and really looking forward to that in my mind were the point were Amazon started from going. Books to also adding CDs. We have just gone from doing only in person to also A. Doing telehealth and I can't wait to see how this unfolds. It sounds like you. Might be reading between the lines but. You. Really, admire and respect your co-founders particularly. Cyrus and the work that he did to to build this company but I wonder if do you think that you will a I dunno, rekindle your friendship i. Is it something that is in the cards because a break is? Is Emotionally, it's hard Mesa really hard. Yeah, look I Do I think we'll work fourteen hours together again maybe not but you know I I've gotten through tougher breakups and reconciled in my past, and so I think we are we're in good shape and honestly know we are meeting were talking from time to time Yeah. We both have things to do and places to be so we're. Not, hanging out all the time. But it's now also five years ago So We are we're merch focused on making our join the baby successful. When you think about your journey and All Its happen to you how much do you think this has to do with? with luck and how much do you think it has to do with with the hard work you put in your your skills. Well I'm going look I I believe that there's really three ingredients to success. In order importance there are lock the talent, then hard work and. The only one. That's comedian. You control his how hard you work right and Now working hard to gives you more shots on goal It helps his day on the top of what you your talent allows and absolutely restarted at the right time the right place. So What what I'm proud of an all that journey has only that yet when we were wrong and when be had to revise and. When we needed the grit to actually make it work. I L we lived up to that and and that's really The all that anyone can ask themselves to. Oliver Karaz co-founder of Zach Braff by the way, remember how they originally wanted to call it physicians dot com or doctors dot. com. COULDN'T AFFORD THE MILLION DOLLAR PRICE TAG to buy the domain name. DOC DOT COM wasn't only available the price they paid for that domain name. Six Bucks. and. Thanks so much for listening to this show this week, you can subscribe wherever you get your podcasts. You could also write to us at H. I. T. at NPR DOT Org. If you want to send a tweet, it's at how I felt this or at Cairo's can also follow me on instagram that's at Guy Dot Roz. Our show was produced this week by Jet Anderson with music composed by Tina. Bluey. Thanks also to Julia Carney Candice Limb Neva grant and Jeff Rodgers I'm guy. Roz even listening to how I built this. This is NPR. Black voters play a crucial role for any Democrat who seeks to win the White House but some big devise amongst that block and some serious influence
Amazon changes podcasting terms: delivers worse option
"Hello it's Alexa. Hey, I got rid of that non-disparagement close from our podcast terms and conditions here at Amazon in the really good news is I've replaced it with something far far worse James Yes oft Paul News reported this on July. Twenty Third Amazon has apparently drops the condition. In order to be on Amazon Music audibles upcoming podcast service, you couldn't criticize. In any way, according to the desk, that portion of Amazon's terms has now been quietly removed. However, we took a look for what is being replaced with appears to be much more restrictive. You'll find all the details in show notes and unused data today. PODCAST radio has teamed up with crowd funding platform procedures. The UK radio station and Digital Audio Platform was privately funded for its launch in February and to celebrate its fast growth and further expansion plans. It's inviting members of the public join in by owning shares in the company. WHO's the number? One podcast in the US media monitors has released the US top twenty, five podcast Rancor Edison research released their own earlier this week both based on audience recall both measure people rather than downloads though media monitors uses research undertaken over two weeks in June while Edison. Research is research took twelve months ending June twenty-fourth. Anyway both have the Joe Rogan experience and number one and the daily at number two, but forty percent of the shows and the top twenty five don't exist in the other top twenty five. That signed behind. You might be worth money amount from. SEATTLE. Has paid three, thousand, two, hundred dollars for a podcast sign made famous on the my brother, my brother and me podcast. Or funny is now integrated with Zappia allowing you to automatically starts processing your audio with all phonic as soon as it's turned into a dropbox folder and even to have Meta data and podcast academy has their August social today from five pm. Eastern it's a virtual events we might pop in for coffee we're up in time. Thank you to US EP overcoming our latest supporter the runny. Company is based in Raleigh North Carolina in the US and they make it easy for you to make a podcast market a podcast and monetize a podcast. You should join them at palled news dot net slash support. And it Paul Cost News and to comes radio DOT COM has launched battleground America at daily podcast diving into the twenty, two thousand and twenty presidential election in the US army that's happening this year new and factual America's twenty six episodes strong and is cast focusing on the country that affects us all wherever we live. The United States are passion lies in unearthing and supporting American stories. The company says told through the Lens of documentary filmmaking
Airbnb Headed for Confidential IPO Filing This Month
"This is something that I would normally wait until the news was official before reporting on, but AIRBNB is the biggest Unicorn we've been anticipating, Mike Public, all year, its path to an IPO has so perilous what with covert and everything, and frankly we've discussed how very desperately the company needs to go public soon mostly for internal morale. So worth noting that sources are telling the Wall Street Journal that AIRBNB plans to confidentially filed for an IPO, this month with the aim of May getting the listing out the door by the end of the year. Let me let the Wall Street. Journal. Reminds you of how he got here quote. The long-awaited move, we'll bring one of the stalwarts of the sharing economy into the public domain alongside ride sharing platforms uber and Lyft, and sets up the next few months to be especially busy time for big IPO's AIRBNB was recently valued at eighteen billion dollars down from an earlier evaluation of thirty, one billion an imminent debut would mark a turnaround for airbnb which was founded in two thousand eight and allows people to list their homes for rent for years. The company shied away from the public markets as it grew into. One of the most highly valued startups with four point eight, billion in revenue in two, thousand, nineteen alone. It also spent big however prompting it. To swing to a loss in the first nine months of twenty nineteen compared with a two hundred dollar profit a year earlier, The Wall Street Journal reported its woes deepened late last year after issues emerged involving crime and safety problems on its platform and as the pandemic spread across the globe. So did the company's headaches people stopped traveling causing bookings to plummet airbnb three years ago valued at more than thirty billion dollars rush to secure financing from private equity firms, Silverlake, and sixty partners at a high interest rate and with warrants that when exercise would value the company at eighteen billion dollars in May. AIRBNB. said it was laying off a quarter of its staff and
Between Renting and Buying, Unagi Offers Personal Scooters With a Subscription
"These scooters. There are many of them out there. But how many of them can you subscribe to? David Hyman has a company called. And he is offering read full not reynolds but subscription. To instead of paying a thousand dollars for a new scooter David wants to tell you all about subscription. Hi David. How's it going tests you same here or tell everybody what you got. Sure. So We started Nadi about two and a half years ago. Because we felt that there was a market in this game from my own personal experience of people want to own scooters have one in their possession. It's up, rent them on the street and I got frustrated with ridesharing scooters both. From kind of a at Adnan experience, where wrote a lime scooter to a whole foods and I came out with my groceries and? was. Gone because somebody took it wrote away back and I had just bought inexpensive pint of ice cream and I ended up walking home with melted ice cream. And I thought why don't I just own one of these things like Not, not to mention the urban blight, right that the separate conversation I know you're down in. Southern California people can't hit three steps in tripping over one, right so. I just like the ownership model all. and. So we launched to ninety two years ago. Our hunch was correct. We we were selling hundreds a month, and since covid has hit, we are now showing thousands of. With folks s by coming on board to carry our scooter and new Europe Europe photographer being H Photo Outta Rama. Now Sell our scooter. Are Scooters it's the best electric. Scooter. Poured. Electric Scooter you can own this. Don't just take my word for it There's over a hundred reviews online that states the best electric scooter you could have, but it's a thousand dollars and not everyone can afford that. So we've been asking yourself, how have we reach abroad her audience? And so What is this? When is this going? Live this life when you want it to go live? So. So Logging all access is our new subscription service. It is thirty nine dollars a month. No commitment. There's a one time fifty dollars setup fee. And that's it. We bring it to Your Place Felice ambled. It's dropped off by an inaugural represented if You don't have to assemble it. Don't have to deal with the box and whenever you're done with it, we come and pick it up. But. We think that. Indian. That's New York because of the tour. Angeles in New York, city is where we're launching. Correct. If anything ever goes wrong with the scooter we at your door and under twenty four and we just hot swap another one. So you know skewed downtime. And Insurance is included. So, if anything goes wrong with the scooter, if it's stolen or any form of damage. There's an eighty, five dollar deductible. Now you said you started the company based on melted ice cream. So what happens when you ride your scooter to whole foods and walkout in walk into the store to get the Ice Cream? What do you do with your scooter that you are now subscribing to? So you can either lock it like a bicycle regular you locked works. Scooter so light I throw it in my shopping cart. That's what I did. I mean, it is. It's twenty six pounds. It's the kind of thing that you can bring it any cafe or restaurant. You know we we sell thousands a month, the normal use case with our scooters that. You take it. Everywhere you go and we really designed for portability. Normal. Users under not. Ride to. Our or a subway can take it on the subway and then pop out and take it with them. It takes up no footprint on the subway. It's got one plate folding mechanism only weighs twenty six pounds and it's you know how to arrange and it's electric. So it moves along. Nineteen miles an hour. I mean, you know it's gone incredible amount of torque because it's dual motor see can go fairly steep hills with it. And where do you make them? We make them in Shenzhen. Okay. Everything else okay. Correct. But we are in American company eight I'm proud to say, I, think out of every electric scooter company than. Scooters were the only American based electric, Scooter Company. And our customer services you incredible. So we treated like Patagonia were the only electric company that has a phone number. You can call people pick up the phone and talk to you. Now is the reason that sales went up the delete because of the maybe a lot of people don't want to take the bus and be around people and things like that. Yeah, I mean there's been this kind of seismic shift towards quota. Personal transportation people not wanting to get on public transportation, not get on ride shares, not getting share googlers, shared lifts, and so there's a real need right now you know there's especially you know New York skiers are becoming legal on Sunday. There there's you know we went volt markets to start because we couldn't choose between the two. La Is. The scooter epicenter of the planet. But L. New York's got a real need right now. So we decided to launch in. Baltimore. So. Anybody listening. We're now in the middle, the MO, the middle of summer. So when do you expect to start hitting Chicago in Boston and San Francisco and some of the other major markets? I. I'm not going to throw any any M. Any dates but those cities are are the first ones on our list. Okay. But certainly, they wanted to spend a thousand dollars you could buy you could buy one Tamar. Absolutely and you can't finance it on our website is well. But put thirty nine dollars a month into perspective. That's that's a dollar forty a day. New York subway ride today's three dollars and fifty cents for one Ri-. A rideshare scooter from lime were bird is about five bucks. So. Five dollars a ride. For. Daily commuter there's been two hundred dollars a month for grossly inferior product that half the time the batteries are dead or they're broken when you go to them not to mention the issues but share right now so. And it's yours and it's your germs and not somebody else's your germs and keep the streets clean et keeps your neighborhood looking good and it's no different for your city than owning a bicycle and you get a little bit of
Progress slow as urgency grows on virus relief legislation
"Saw potential step forward in the congressional negotiations for another corona virus relief package after weeks of Resistance Senate. Majority leader Mitch McConnell said he will support an extension of the now lapsed six hundred dollar federal unemployment insurance relief every week that is if president trump backs it. The American people in the end need help. And wherever this thing settled. Between the President United States and his team, it have to sign it into law. And the Democrat. Not Significant minority in the Senate and majority in the House. Is something I'm prepared to support even if I have some problems. With. Certain parts of it. So, Jake Sherman, you cover Mitch McConnell you know him very well that's as close as you'll get to seeing. Mitch. McConnell concede there where he effectively said, okay, I know this bill's been sitting on my desk for three months. I've got some problems with the Democrat bill from the house, but I may be willing to budge on that six hundred dollar weekly payment. The original counteroffer from Republicans as you know had been two hundred dollars a week. So if he concedes on that point, get six, hundred dollars a week of unemployment benefits to people who need it. So desperately right now does that mean we're going to get deal here. Will I think Willie? We're going to get a deal at some point in the next week. It looks not promising, but it looks possible. Here's the catch Mitch McConnell's not a part of these negotiations right now also for the first time in a long time, we could kind of say that Mitch McConnell's view here is a little bit tangential to the overall negotiations. Now Mark Meadows and Steven Mnuchin who have been in the negotiations have offered four hundred dollars a week until December fifteenth, which also by the way is a very big concession for the GOP people. We actually in playbook this morning give a blow by blow full with good chock full of quotes from inside of the negotiating room. During a two and a half hour meeting yesterday in the capital illustrating that there are a lot of issues that remain open to get corona virus for leads to American people just to give a sense about how far we kind of our from virus package, they are bringing in the postmaster general today to talk to the negotiating team about the needs of the US Postal Service because there is such a divide on how much the post office might need to complete its operations. So again, these negotiations are very fraught they're complicated and they're dragging on almost two weeks in I. Think we'll have another week at least before this bill is passing both sides want to get a deal before Friday. Jonathan Does Jake says Mitch McConnell's not involved particularly here. Specifically, neither is the President United States. He's taken a hands off approach to the entire negotiation sending US chief of staff. Mark Meadows and Treasury Secretary Steve Mnuchin into do the negotiating here. How badly does the White House needed deal? Does the president recognized that more than thirty million people just lost that six hundred dollar week check that's allowing them to survive for the last several months urgency from the White House on this. There is really the president in the last twenty, four hours or so has insisted he is playing a role in these negotiations, but we know that is largely not the case that he has need. Deferred it to his chief of staff and Treasury Secretary and Jake don't certainly don't extra job outlining how these negotiations have gone. But yes, there was a keen awareness that this is a president who's facing voters in under three months and that Americans are hurting right now and then beyond just wanting to have a helping hand to those who have suffered so much during this pandemic of course, there's an towards his reelection chances here, and if unemployment numbers can you to go with the economic slowdown, economic recovery slows down that only hurts his chances. They are trying to push here. The they understand that they're in a bad spot have not gone well, the each day that it drags on is a bad day for this president who again is trying. So desperately to pointed idea of a recovery economic recovery as opposed to how he has handled her barracks better said handled the coronavirus pandemic to this point.
Political debate puts unemployment benefits in limbo for millions
"Political stand dog. That's thirty million unemployed Americans are caught in the middle. Worried that their financial lifeline will be taken away. For the past four months, unemployment benefits included that six hundred federal way the week on top of the money provided by each state in New Jersey where the maximum payout is seven thirteen dollars. You could have received as much as thirteen hundred thirteen dollars every week. In Massachusetts the state with the highest unemployment rate, you could receive as much as fourteen hundred twenty three dollars, eight, hundred and thirty five in Mississippi the lowest amount. On average, every dollar spent in uninsured benefits. Generates up to two dollars in the economy, but it's also important for stabilizing the economy at a time when we have so many people out of work, but the federal payment is only guarantee through July thirty first payments expired this week worrying those who rely on it, so the extra six hundred dollars a month from unemployment really helped going down to one hundred and fifty dollars a week. I don't know who came up with that figure. But. It's not a good one. Keith walkers a hairdresser in Virginia. He and his partner used to provide well for their four children. But in this pandemic, almost every aspect of life has become a struggle all the bills or rolling in. The deep paid despite the widespread national suffering, extending unemployment benefits has become the latest political battleground on Capitol Hill where at one foot and the pandemic. And one foot. And then recover. The American people need more help today. Republican majority. Senate leader Mitch McConnell introducing. The heels act calling for another round of twelve hundred dollar stimulus checks, but slashing the six hundred dollar weekly payments to two hundred dollars a week for the months of August and September and porting to those who are making more now from the combine unemployment than they were before when you pay people not to work. What do you expect? There are fourteen million more unemployed people of them. There are job opening so the idea that there are some disincentives just really runs counter to the facts Republicans hoping to put a plan in place for September to pay jobless workers, seventy percent of what they used to make Democrats want to keep the six hundred dollar payments in place through January. They outline their plane two months ago and Save Republicans in the White House have wasted precious time. It doesn't work. It's going to be impossible to implement. The Republican proposal is a punch in the gut and a slap in the face. It's time that this body lead when the president failed, negotiations have started here tonight, but it is likely to take weeks to get the two sides on the same page, and while Washington debates benefits for some thirty million Americans are gonNA be hanging in the balance as the pandemic drags on and resources run out Tracy Rice's trying her best to make it through. How much time do you have left? Before, you run out of time. I say maybe. If. I get the sense you've had some nice days shed. Some tears were all of this? There have been nights when I woke up wondering. What am I going to? What's going to happen? You know crying silently to myself. Not knowing what the future holds. I can tell you're shaking right now. Your legs shaking. What's going just stuff you know it weighs on me. That's all it weighs on me because they're trying to keep a positive outlook I. try to be positive children.
US Republicans have unveiled a $1 trillion package to kick-start the economy, Democrats call the plan 'inadequate'
"Republicans have unveiled a trillion dollar package to kick start the country's economy after the damage done by the pandemic Democrats, have already called the plan inadequate. Joining me on the line is Scott Lucas professor of US politics at the University of Birmingham, good morning and welcome to the brim scores. So what are the main feature of this baggage? The headline that will come out of this is not one of actually protecting people. And support, it will actually be the fact that unemployment benefits for millions of Americans who have lost their jobs from Corona virus? Those benefits will be cut by sixty seven percent from six hundred dollars per week to two hundred dollars per week. there is a twelve hundred dollar payment the equivalent of three weeks. Of support that is being lost, but after that. You've got. More than fifty one million Americans who filed unemployment application since mid-march, trying to exist on a lot less money. The Republicans argue well that six hundred a week is a disincentive to return to work, but it seems to be at a time. When Corona virus is resurging in the states of very heavy measure to sort of bludgeoned people back into work places. That may not be safe. Beyond that you do have a lot of protection for business for example protecting them from lawsuits. From workers over Corona virus cases. You do have some more support for small businesses. But you also include some pet projects, the most notable of which is a new FBI building which is almost an obsession of donald trump, probably almost a billion dollars in that gets in there at the same time that those who are trying to get by week-to-week are not going to be helped by this measure. Do. You think this is one of the United States needs at least moments, well I think it's a reality in without playing party politics. We've got to say look is the fact is is that as the pandemic is not only continuing but surging in the United States? It gets more and more expensive to try to deal with the economic effects. You have already had to support packages worth a total about five trillion. This would be the third. The Democrats want three trillion rather than one trillion to fully protect people in other words. The bottom line here is is that the ultimate protection from Corona virus not just for lives. Not just for families affected by the loss of lives, but for the US economy is to get the virus under control, and the administration has singularly failed to do that when you have coronavirus cases that are researching and forty-one and fifty days looking at then, what's the Democrats? Won't so you already mentioned that? The Republicans want to cut unemployment benefits and the Democrats would also want to spend moist. There's something. Something else that Democrats. Also what will the Democrats want to maintain The unemployment benefit through the end of twenty twenty at the current level beyond that, however the Democrats want more money for test trace to contain corona virus, and the White House has held out against that because more money for testing trace exposes Donald Trump's claim that less testing means less cases. So why don't we just go that path? The Democrats also. One did not want to see liability protection for businesses. They think that's the wrong priority. Instead the money should be put into community development, getting more people into the workplace on a community basis in a safe way, and there's also another big difference in this that reflects trump's priorities, and that is that the Republicans, rather than providing unemployment benefits rather than trying to build up the safety net or providing tens of billions of. Of Dollars for schools that reopened with full class instruction from next month. The problem with that Donald Trump may be demanding that there is no online instruction at schools, but medical experts say it poses a threat to staff to children and to their parents. It also sounds like Americans can expect too. Many Americans can expect to receive some some chicks also as a financial stimulus something that is a donald trump approach as well. It's two things. One is okay. We dangled twelve hundred dollars to you and let's say if it's my parents. In a WHO retirees it's up and they'll be eager to vote for trump in November because they just got more money, but I come back to the basic point. If you're unemployed and again more than fifty one million Americans filed unemployment applications that twelve hundred dollars direct payment only covers you for three weeks of lost money from the fact that you're having declined benefit until you can find another job, so it's sort of more of A. A token effort by the Republicans doesn't really deal with the long-term economic situation, and really exposes I think the bottom line for the administration, which is even yesterday, Larry, cudlow the White House is top economic advisor was saying when we are having more than a thousand deaths today in the United States when we're now more than four point three million cases. It's okay we're on a v-shaped recovery. Guess what folks we're not, and we won't be recovered by November, when Donald Trump has his priority, which is getting a second term in office. Exactly, SCOTT'S A. Nice Republicans are they all united behind these plan? No their their blood, and in five. This is something that causes further complications. They can't just point at the Democrats and say Oh. Boo to you. You won't support our measures a number of leading Senate Republicans. Including the two thousand sixteen presidential candidate Ted Cruz have said they will not accept any stimulus package. That's it no more money for anything. Graham Donald. Trump's front has warned that there's opposition to any package and the confusion knots Republicans with so great that as the bill was unveiled yesterday. Senate leader Mitch McConnell the most important. Republican in the Chamber did not know that the measure still included the seven hundred and fifty million dollars for the new FBI building. What will happen next with this plan? Won't pass. The House remember the House Democrats have already passed their three trillion. Dollar stimulus package and they're going to say look. That's the one you have to deal that your baseline. Mark Meadows the White House Chief of Staff Treasury Secretary Steve Mnuchin. We're meeting House Speaker Nancy Pelosi Senate Minority Leader Chuck Schumer last night, so no deal with our plan, but the idea of slashing unemployment benefits by almost seventy percent of while protecting businesses from lawsuits. That's a no go for Democrats, so I fear. What you see is that as the unemployment benefits expire this week, you might have a short term extension. Of those benefits, but the Democrats will insist that it six hundred dollars per week. If the Republicans don't assist on that, this bill of theirs will not pass, and all those Americans who have been out of work, get nothing house of next week, and what to expect to happen with the US economy. The US economy is going to continue to. Be Stagnant and probably go downwards. Again, bottom line. Not Revive an economy. You cannot reopen as Donald Trump wants to say we'll save. America will be hashed had winning unless you contain corona virus, and the United States does not have output test. Try Test, trace and track measures to safely reopen. And therefore provide economic recovery that trump desperately wants within the next one hundred days, and what kind of a? East this for Donald Trump does he need to emerge from all this as as a winner to succeed the November presidential election? I'm going to be honest with you. Marcus I. don't Care What happens with Donald Trump being a winner. Don't care with Donald Trump's ego. Donald Trump needs to be put into a room away from all of this, because the hard graph that needs to be done, and this is beyond Republicans Democrats they do need to come together to talk about surviving this economic downturn about getting control of the virus, and when you have Donald, trump who? Is Unpredictable. Who is chaotic? Who is not exactly? Up to speed on what is happening he just stands in the way of anything productive whatever happens in November. Scott Lucas thank you very much for joining US
Review: amazing TCL/Roku TV for $229
"Graham here with a question when the last time you bought yourself a new. Year after year. You know I've been amazed at the falling prices of sets that would garner seven hundred dollars two thousand dollars just a few years ago, and I just picked up a new forty three inch, T. C. L. set with roku built in for two hundred and twenty nine dollars. Two hundred and twenty nine dollars for a display that offers four K. HD, resolution and HDR. But forget about the acronyms I'm just amazed at what you can get now for two hundred bucks. I bought the TV for a non traditional reason to use it as a giant computer monitor to watch videos that I have edited on my laptop on my little sixteen inch laptop. So I paid fifteen dollars for a ten foot HD my cord. That's the Court of course that connects the TV to other devices and I connected it to my apple macbook pro. It went directly to the TV. I didn't have to spring for an additional twenty five to fifty dollars for a separate. Roku streaming player right so I saved money. The footage looks so great at forty three inches I had to wonder why anybody would go out and spend big bucks on a computer monitor a quick look on Amazon in a forty three inch LG monitor is upwards of six hundred bucks wow. So the other thing once I sit up the TV. I never had to plug in antenna cable box or anything defined oodles of programming. All I needed was a WIFI signal. roku screen name and Password and suddenly I had five hundred APPs available on the platform. A lot of them wanted money from me, but there was many that didn't there was so much free stuff I couldn't believe it. I mean I come from a generation that's used to connecting things to the TV whether that be streaming box whether that be an antenna whether that be a cable box. I mean this is amazing. I can act the nothing. so the APPS. There's the usual Pandora Hulu Amazon Prime Video Netflix's s on and on two big ones missing Hbo Max in NBC's Peacock. Financial negotiations, and then there's the roku channel which is a homegrown collection that supported movies and TV shows mostly on the older side. Batman bewitched movies like the perfect storm, dogs and cats. Crimson tide. And live news channels and these are really good from ABC. NBC and CBS. Accord cutters dream no cable needed. All you need is Wifi and you get more stuff than you'd ever Wanna see without connecting anything. So how cool is that? The picture quality I would rate as a ten for a two hundred dollar TV or five on the overall scale. If you're comparing it to the best of breed leads a fifty inch led from Samsung cost eight hundred dollars for the TCL set. You'll have to sit right in front of it. Turn the lights on low and not be on the sides and that way the pitcher will look its best for a savings of six hundred dollars I can do that.
Bitcoin Booms - Where To From Here?
"We did not only. Did we get up through ten thousand? We went through eleven. With currently sitting in the best position yet, the best position that we've been in a balloon a balloon AB- looming bloom long time. maxed out yesterday with a high of eleven thousand, four, hundred fifty to. If you recall what all saying yesterday on Zippo gassed always talking about getting through the of ten, thousand, four, fifty, six or ten five I also then went on to talk a little, ten, thousand, six, hundred and thirty. Well, of course we took both those levels outs, and we smash them most out. We've got a wonderful wonderful looking start to the weight here. Ladies and gentlemen we are about ten thousand. We auditing media. And we are looking very very good now. This is looking better of saint. Look for long time Let me talk through back. Let me, so the run loss time up to ten six. The weekly wasn't quite as fond as a trend. Guy It was just coming out of a downtrend the time before when we broke up and this is nineteen. Two Thousand Nineteen March up runoff when we when we hit, a paik of fourteen, was fourteen, thirteen, thousand, nine, hundred twenty. That was looking good through that because we did have NAS pullback, unaffiliated round, but the one that we've got here. The woman is high or low on that weekly Ken on. You heard me talk about it so many times NRA that is what we're after. K., really good shots structure. Hey, now it just looks better. It s much much more structured. The monthly looks better in the middle of the monthly hasn't got a good trend. They'd just yet. We're up twenty percent so far this month. The weekly that structure on that poppy is just fantastic. The daily looking gripe as well so right down low bitcoins pulled back away bits. We've pulled back to eleven thousand and four dollars right now. That is down point. Five of a percent big moves overnight now. Could this move going willy? See a pullback tonight. We closed yesterday above eleven. Thousand could certainly see a back, but in the same respect, we could say this. Just continue to carry on. Why well because this is the first big move in bitcoin very long time to And it's looking very very nice as I. Keep mentioning I'm sorry. Just so stoked on how this looks right now. Looking for cried looking for more entries. I know some members got little cradles from from back around that level. Background tend to. was at ten to. Oh was ten to, but the one actually was talking about was a little Kreil came back and let me just give you the risk ratio on this as it currently stands background nine seven now. Based on the entrance to a process is right now. You'd be looking at a forty two one. Yes, Forty Times your mind that means a thousand on Maine's forty thousand back sky at twenty, thousand, five hundred. Be Your Prophet right now as it stands now. The other thing to mention here as well is people have done this either got some very heavy pundits. Rotten crypto community with all we do is talk about the strategies finding tried twenty people in the right direction built upon the backbone are the three trading strategies in the coolest that is where it is a guy that he's worries so the Crypto community. We've got there. That slot group now. I'm not talking about anything else. I'm focused on crypto toting about fundamentals with trading. That is all the way doing, and if you're in there if Get in the videos at the moment. Did video today about how to take profit in parabolic? Get there and check that out too province on one. Anyway let me go back to the top ten. The bitcoin ten, thousand, twenty, one point three four to settled with a balance there we go theory, sitting at three hundred and twenty one dollars five cents. Down Point. Six five of closed up three point six percent, yes, of course bitcoin. Was the mightiest stab yesterday on at full point, three percent was sitting at twenty two dollars and. Twenty two point three cents dollars down point six percent bitcoin cash well I'm hopeful to see this puppy followed by why well with currently sitting in around a region where we are coming at the top end of that very long consolidation that's gone back to March of this year many months, and we are top end of that I've got a long tried on my one to WanNA locked. Locked in profit I'm happy. The Ida was where I took that tried oat soya modest got that wrong. I think it was. It was the four hour so I'm very hopeful to say this. Continue to kick on maximum mega. WHO's out of that so carrying on as we will bitcoin cash to seventy up two percent, the best performer in the top ten or top ten right now. Donna? Its up point three thirteen point nine cents pullback on that daily I did get taken out of that. My bitcoin holding so tastes say have not happy for simply because well. Stop got hit. That really is hilarious. Avocado thirteen point on as I said biggest. Point. Six six children non Dole's full sense. We did finally get up through that two hundred dollars did. Take some time and There is a lovely level around one darning on that. I'm looking for pullbacks in at the moment I've got one as of
Twenty-Five Years Later, Ford Resurrects the Bronco
"If you're an offroad aficionado or even just WANNA be. This story is a big deal. After a quarter century Ford is resurrecting the Ford Bronco a direct rival to the jeep. Ford produce the Bronco for thirty straight years starting in nineteen, sixty six. The vehicle had only two doors reportedly one reason why Ford discontinued it in Nineteen ninety-six consumer sentiment was shifting toward four doors. Historians say the Bronco Developed Cult Status. After it was discontinued today, the beefy muscular vehicles, a sentimental favourite restored vintage models can sell for up to two hundred thousand dollars with a corporate unit called Ford icons. Ford is Heavily Marketing Nostalgia that division includes the Bronco, a Mustang and a new line of Ford F one fifty pick-up trucks, including a hybrid version, and soon to be debuted all electric. And Nostalgia sells, but it's far from the only reason. The automakers releasing a Bronco for the twenty first century. The company is capitalizing on a trend according to the automaker offroad vehicle, so called rugged SUV's. Twice, as popular as regular SUV's CNN reports that has engineered the new bronco models for quote hard off road driving. You know the kind that allows you to quote. Get far from civilization. An even stay there for awhile. Is the perfect escape for pandemic induced cabin fever. Get a dose of Adrenalin while avoiding the plague. It's a combination made for advertising. Heaven Kit needs to be the jeep wrangler as the Juggernaut of off road vehicles. CNBC reports that automakers have been trying to quote dethrone the Wrangler for decades. Without much success. Even during the pandemic GPS kept selling Fiat Chrysler sold an average of seventeen thousand jeep wrangler every month for the last five years according to the Detroit news last year, almost a quarter, million wrangler flew off dealership. Lots and experts say jeep owners are loyal. To a fault. Still Ford executives have moxie. They're predicting sales of two hundred thousand broncos over the next year, according to Automotive News. and. Keep in mind that the low end version of the new line. The broncos sport won't even be out until years end higher end versions of the Bronco won't be at dealerships until next spring. Ford is doing everything it can to make the Bronco enticing enough to away jeep lovers, and of course to persuade new off roaders to come into the Ford camp that includes besting the ramblers largest tires thirty three inches with whopping thirty five inch tires, Ford says a Bronco outfitted with the almost three foot in diameter tires can easily go through a couple of feet of water models also come with removable roofs and doors. Drivers can store the doors in the Bronco. For, it says. At about thirty thousand dollars, the price of the two door base Bronco comes in at only two hundred dollars more than the base price of the jeep wrangler at the top in a limited number of first edition for door Bronco started about sixty one thousand dollars, Ford began taking one hundred dollar deposits on Broncos last Monday when it released the new line I edition reservation slots sold out within a couple of hours. Still as bullish as the auto press is about the Broncos, the release comes against bleak backdrop for the auto industry. Overall vehicle sales plummeted when covid nineteen emerged shut the industry down for two months recently, both Ford and GM reported second-quarter sales declines of about thirty three percent from a year earlier jeep parent, Fiat Chrysler did even worse with sales down forty percent. And that puts a lot of pressure on Ford to live up to its promise of adding a billion dollars to the bottom line next year through Bronco Sales. And it adds pressure Chrysler to keep jeep at the top of the OFFROAD HEAP Stakes is high as the boulder strewn rocky mountains. The war between Bronco in gene. We'll be fascinating to watch.
IRS Announces Taxpayers Can Make Checks Directly Payable To Any Corporation Or Billionaire They Want This Year
"The onion and onion public radio. This is the topical I'm Leslie Price. Mother fucker and we'll be right back. Hey, does anyone know who I talk to about getting my w two? If there's one thing everyone hates. It's doing taxes. However, the Internal Revenue Service recently announced a major change that they're hoping will make it easier this year for taxpayers to file OPR's financial correspondent Marcy Hammond joins me now with more on this marcy. What can you tell us well as lead the? IRS is rolling out a new system that will cut out the middleman so to speak starting this year. Year tax payers are instructed to just make their checks payable to any billionaire they want. It certainly does get rid of a step or two, but what led to the IRS making this change well irs funding has been cut by twenty five percent in the last ten years leaving the agency understaffed and under resourced. It takes a large workforce to get all that money into the pockets of the. The wealthy so from the tax agencies point of view. This change kills two birds with one stone. I spoke with Iras agent Marcia Krieg. Who explained how it works? Sending money to us have become irrelevant wasteful step. The IRS would cash taxpayers checks only for the funds to then be transferred to billionaires in the form of corporate subsidies, tax breaks and money grants for the corporations, but having tax payers. Payers right there. Check directly to Mike Bloomberg. Bill Gates or anyone in the coke family really streamlines that process so tax payers choose which of the nation's richest CEO's. They send their money to to be honest. It doesn't matter any of the five hundred and forty billionaires in the United States will do because your cash is eventually going to end up going to them anyway. However Payments Jeff Bezos. The fastest interesting, and how has it been working out for those who have already filed their taxes this year? Well I spoke to a few taxpayers, and so far they seem to think this new rule just makes sense. It was really easy. I paid my billionaire online turbo tax offered me some suggestions to choose from Howard Schultz Jack. Dorsey I chose the Elon Musk option and with just a click I deposited the money right into one of his. His offshore accounts I went down to H. and R. Block and ended up owing two hundred dollars to mark. Zuckerberg. I thought about fudging the numbers a bit, but facebook probably House on my financial that already in I. Don't WanNa on it. That brings up an interesting point. What if you owe a lot of money and taxes and the time to pay off or to get an extension? Well Billionaires Larry. Page Jamie, Dimon and the Walton family of. Of already set up their own tax, departments offer payment plans to tax payers, but just a warning. The interest rates are very high. It might be your only choice if you can't afford to pay. Just don't try to duck out on paying unlike the IRS, these tycoons wield a lot of power, and they will ruin you. Good advice but marcy I have to ask. This information has been out for a while now and today is tax day it. It seems like all. This information would have been more helpful to our listeners a few weeks even months
Loren Fogelman On Shifting To A Value Based Business Model
"Welcome Lauren to the Nice guys on the podcast. Dad thanks so much for having me here, really excited about today's conversation, always happy to have someone that was referred to me directly from not only a client, but a good buddy of mine dominic Rinaldi from from his show a unplug so while that's a you're making a huge leap from mergers and acquisitions to a guy. That's a nice guy is. Is there a big big leap for you and your minders is an easy leap for you to make. My. My place is doing coming from a place of service. If I'm going to be able to serve then, it is an easy leap. Awesome, awesome well. I'm excited to have you here and I. Really Do love the idea of getting away from this dollars per hour. I mean a lot of people are are in a position where they're trading literally their trading, their time for dollars, and I love the value based model, so maybe we talk about that just to start. Can you give me maybe a one Oh one? Oh, one definition to a simple definition of what does a value based model mean when it comes to pricing. When it comes to pricing, Coming from value is actually a whole paradigm shift. It focuses on what the client values regarding your services as opposed what you value when we look at what we value, we usually value our time because we spent a lot of time preparing and getting to this level of professionalism, but that's not what Cryan style you from a crimes point of view, a highest value is what we know, not what we do. Therefore, it's an entire paradigm shift of how you even approach the compensation and Mo new clients excellent answer. Thank you for for providing that, so let's let's take it to the next step then. Then, so talk about this talk about this value based model and how it fits into people's everyday, so I'm an entrepreneur. I have a business. I have a a system that I provide in in my. In my particular case, it's podcast production, so maybe we can either use add or another example that you already have set up instead of me saying. I'm going to charge you two hundred dollars an hour or five hundred bucks an hour. Whatever it is to do coaching for you trading my time for dollars. Do we want what is a value based model? Mean to me if I'm a provider of. Of a service well, a value based motto means that you price the client, not the service, and that's where the paradigm shift comes in is because most entrepreneurs go ahead, and they priced the service what they do, but that's not like I said before what your clients really value most. Stay down your expertise when starting to think about this, you want to really understand. What is it that your clients highly value? What they focusing on is the outcome and the benefits. When we bring it back to what you do, Doug. If you do a podcast service well, the podcast service is the vehicle. It's like going. Going from Los Angeles to was Vegas. You can decide which way you want to go. You can drive a car. You can take a bicycle you could walk. You could fly, and if you fly which airline you WANNA fly on. That is what the podcast is, but what really happens is that getting towards Vegas is a particular experience. It might be getting together with people. It is about being able to get away in a way that is safe and wets may do something that I've been looking forward to then when you think about it with your clients. Why why do you really WanNa have a podcast. To do you know what that outcome benefit is that they're seeking? Oh, absolutely they're either looking to do one of three things that are either looking to build influence, build community or make money. Okay and when they are able to build influence bill community make money. What is the benefit of that? Interesting, okay to become an I think it all relates to being able to provide their services to cater portion of their markets, so it might mean selling more of what they do, but doing it in a in a variety of different ways through through becoming an influencer through community, or through just directly selling the services to people that come on the show, and and this is really the very first step that I teach is understanding who your idea is an understanding and knowing. Knowing the value, you already started to answer the first two of the three components of knowing your ideal crying. The very first one is the primary connecting with value of what is the obvious thing. If you're helping them to be able to build community or be able to expand their reach that means that more people become aware, it is one way of being able to market their services and get out there and get known as opposed remaining a best kept secret the secondary. Secondary thing about your ideal clients with what you offer them. Is that by getting out there? It actually then is going to eventually lead to opportunities that opportunities might be referral partnerships, being able to fill their funnel with new leads coming to them who connect with them, but that this is a way of being able to strengthen their business and be able to get out there and not remain best kept secrets, so that's a secondary benefit, and then there's a hidden benefit and. and. The hidden thing is what is the cost of people not working with you? Doug to get their podcast out there. Are you aware of what that might be? No, I mean it seems like that would be infinite. Possibilities of what the benefit of not working with or with or with the downside of not working with me would be well think about it. They can do themselves, or they can use you. What is the benefit of? If they don't use, you might happen. I always joke around with my clients prospective clients. I say well. You can do this on your own. You just have to go to Google and find the eighty-seven easiest steps to launching a podcast. He's going to want spend that amount of time. Doing that just takes too long to do it and you don't even know that you have the right tools if you're doing it that way. Because that, there might be a lot of costly mistakes that they make, or it could be that it takes longer for them to get found and really build their audience at because they're doing it themselves and they bootstrapping it therefore the very first thing that we covered right now as you start to value, price is knowing ideal client with that. You want to think about three things the main reasons of why. Why they coming to you, the value of having an audience expanded influence community, the secondary part of what is possible because of that now, which is that there may be filling a funnel or leads to other opportunities and referral partnerships as a way to be able to expand their reach, and the hidden chorused the thing of the decision not to work with you is that yes, they might be able to eventually. have a successful podcast, but it's GonNa. Take them longer, and they're gonNA. Make costly mistakes along the way
Who Were the Wild West's 'Petticoat Rulers'?
"The United States continues to lag in terms of the representation of women in government. As of June twenty twenty, we ranked eighty first out of one hundred ninety three countries. One perhaps unlikely town became known for unprecedented progressiveness a century ago, Jackson! Wyoming In May of nineteen twenty, yes, three months before the nineteenth amendment nationally recognized women's right to even vote an all female nicknamed the petticoat rulers established order in this wild. West, town. Wyoming was ahead of its time. In terms of women's suffrage back in eighteen, sixty nine, it had been the first territory or state in the union to pass a law. Guaranteeing women the right to vote. We spoke by email with Morgan Jawan. Executive Director of the Jackson Hole Historical Society and museum. She said this may be a bit dramatic, but I often say that Jackson could very easily faded into landscape in the early twentieth century. If not for these women, this was a rugged place, incredibly difficult to settle while Jackson had a strong community where everyone helped each other out, there was very little emphasis on government and civic responsibility. It may be tough to believe that an all female government could have ruled a small town in twentieth century. America, when sexism still remains a major barrier in modern politics, but on May Eleventh Nineteen, twenty, Jackson elected Grace Miller as mayor and rose crabtree made Loney Festina height and Genevieve van flack as council members, the five women claimed victory over an all male roster, and crabtree even beat out her husband Henry for the position. This landmark win was no accident, either the election drew the most voters. The town had seen at that point, and in many cases, the women dominated their male opponents spy margin of two to one. While towns in Kansas and Utah had already elected all-female town councils in eighteen, Eighty, eight and nineteen twelve respectively, this election was a major turning point Yellen said the all Women Town Council of Nineteen twenty stepped up and shaped the town into the place. We know in love today. They graded the streets. They expanded electrical service and installed streetlamps. They established the first town cemetery and built the town's budget. Be Able to continue serving community members. According to a nineteen twenty two article from the Delineate or magazine, there was only two hundred dollars in town coffers when the women took office due to uncollected fines and taxes. As the article states. went out personally and collected every Senate due to the town from those who ignored the notices. Before the end of a fortnight, there was two thousand dollars in the treasury. Things didn't necessarily all start out with a Flash Bang. Though Yellen said a funny story I'd always heard all women town council had formalized the square, and until recently I assumed that meant creating the park like square. We see today, but what it actually meant was that these councilman as they called themselves and official documents simply prohibited the grazing of cattle on the town square. You have to start somewhere. As for what inspired the women to effect lasting change. Yellen says their methods and motives were rather simple. She quoted mayor. Grace Miller from an interview in Nineteen, twenty two. We simply tried to work together. We put into practice the same thrifty principles. We exercise our own homes. We wanted to clean well-kept progressive town in which to raise our families. What is good government but a breathing space for good citizenship? While so-called petty coat rulers successfully establish a lasting legacy y'all win cautions that celebrating their history simply isn't enough. She said the story of the All Women Town Council is incredible and certainly something to celebrate and be proud of for the town Jackson Hole has many stories of powerful women, and generally our history is one of inclusivity, adaptability and ingenuity. Everyone had to pull their weight and be open, minded in order to survive. However it still important to look at the big picture and use history as something to learn from, and not just celebrate Jackson did not see another woman in an elected position until the nineteen eighties, the all woman town council was necessary and successful, but unfortunately did not create a new normal, and Jackson was not immune to the times, but it is exciting and encouraging to see more diversity in our local government, including women in all levels elected positions. The women of nineteen twenties still serve encouraging role. Role models for anyone in Wyoming, a visit to the Jackson hole historical. Society and museum offer plenty of additional insights into the legend of these women of the wild west. The museum houses a number of historical documents and photographs of the women and information about their time in office as well as Mayor Grace Miller sidesaddle and the black coach. She can be seen wearing in most photos. They also have a number of exhibits online, and you can do further research through their stand classen research center.
"two hundred dollars" Discussed on 10 10 WINS
"Two hundred dollars ministration V. financing for well qualified buyers the Chrysler capital residency restrictions apply must agree to delivery from dealer stock by twelve to see how smart you're smart speaker really is asked to play tents and wins all the time and we you'll give us twenty two minutes we'll give you the world good evening to you it's forty four degrees at seven forty on this Thursday November fourteenth and Monique Kobylin here's what's happening two students dead one in critical condition after school shooting in southern California this morning the gunman shot himself and is in grave condition following a slew of arrests of food vendors mayor bill de Blasio says the MTA should help with the situation MCA says it's the city's responsibility the number of vaping related illnesses and deaths continue to rise buying a new car the latest may not be the greatest when it comes to dependability we have a new report coming up for you ten ten wins accu weather says forty four degrees going down to thirty seven under fair skies in midtown learn Nixon match tonight is Christos forcing is returns to the guard and the denture in Denver the Dodgers Cody Ballenger nationally give the feed the American League MVP is again Mike trout this is Sandra day Bloomberg Wall Street slid lower most of the day but recovered to end mayor flax the Dow ended down to as MP up three points news time seven forty one time right now we go to the northern state parkway were eastbound side yet now towards pose damn near the left lane knocked out with Iraq as we filed the jam cam your slow from Glen cove road getting into the area west founded Suffolk County overt vets highway along the northern.
"two hundred dollars" Discussed on KNX 1070 NEWSRADIO
"Close to two hundred dollars a violation this is serious money this is serious and forced mode this store owner on Melrose isn't a fan of E. bikes either like probably twenty twenty five miles an hour three four guys what writing down the sidewalk you step out the door as officials were discussing the task force I saw three people riding the scooters on the sidewalk get stopped by a motorcycle officer they immediately parked there rides and left on foot the task force is focused on the areas of Melrose third street and Beverly Boulevard near Melrose in Fairfax more great Carrero Kay and extend seventy newsradio it's eight oh five traffic and weather together every ten minutes all the files checking in with Barbara actually gonna crash downtown one one north bound for mission made it over the right shoulder the fire crews are there so they may be in the right lane watch out for delays out of the east LA interchange it stays tough past the one ten I now cell phone one one before spring got a wreck off to the right shoulder adding your drive that starts just before highland still pretty tough in Pasadena rolling stones playing at the Rose Bowl right now surface streets are jammed and you've got delays on the two ten east bound coming away from Lincoln to the one thirty four interchange and willow brook clearing up a wreck that settled but the car pooling blood twenty five west Bennett central still crawling from the seven ten gonna crash wrapping up in Laguna hills five southbound past like forest dairy thing now over to the right shoulder and watch out for delays right now if you're taking the four oh five north found still kind of busy through Culver city Venice Boulevard to get a crash over the shoulder it stays low and go into the valley next report eight fifteen on barber Brooks of our traffic reports more often can't extend seventy newsradio sixties tonight that for tomorrow cloudy in the morning and then sunny highs little bit seventies at the beach lower eighties inland valleys in the low nineties and then still cooler on Saturday downtown of the only Civic Center seventy five degrees at eight OO six this addition of KNX in depth is a replay of an earlier program the program airs live every weekday at one PM.
"two hundred dollars" Discussed on 850 WFTL
"Two hundred dollars by one of those in the store with the handful of fresh pressed juices, and I mean, it's a fortune, just for a three day cleanse in and what do you do after that? Talk about this. And how often do you want people taking OJ see the organic juice cleanse? Right. I've seen those online two hundred dollars for a three day cleanse. I mean, what the heck are you going? Do after that you do cleanse once a year or twice a year. And then that's it. I mean Pat do you breathing chemicals once or twice a year or every day every day? Do you eat foods that have pesticides, herbicides and contaminants once or twice a year or every day, every day every day? Right. So cleansing detoxifying isn't something you do once or twice a year. Would you shower once or twice a year? I got a better one would vacuum your house once a year. Exactly. So the bottom line is, we want think about getting this junk, this toxic junk out of our systems on a regular basis. Now the first way you do that is making sure you have enough fiber because that's how you flush out the GI track. You want to eat the food extract, the nutrients, and rush, the waste out of your system rapidly. That's why we have a full five grams of fiber in the organic juice cleanse, but Secondly deliver support blend. The broccoli, the milk is an all superfoods, the fight under the berries. They go to work helping the liver to Clinton's into toxic far the system, and they do it every single day because you coming contact with toxins every single day. This is soft gentle supporting twins. Not a harsh Clinton's like that three day twins Brendan rate. So how often do you use J? See us. Oh, JC every single day because this is a supplement. If fortifies the body ED's those superfoods, the antioxidant fighter nutrients..
"two hundred dollars" Discussed on MedTech Talk Podcast
"Save yourself. Two hundred dollars. Now, let's get into this conversation with Dennis war of Novara. Dennis more. Welcome back to the podcast. He happy to be here. So by now, you know, that you are one of the chosen few you've we've selected Noverre two percent at the upcoming respiratory innovation summit on may seventeenth in Dallas. How does it feel Dennis is two years in a row O looking forward to it? I think it's a nice venue. I was really happy. When you started this specialty conference for on pulmonologist. So you experienced the six minute limit presentation that we put upon our presenting companies require them to tell their stories quickly. I think because it's a specialized conference you can get rid of a lot of those slides that show the market opportunity, and sort of explained the problem because everyone in the room knows what that particular problem is how difficult is it to to hone your message to get down to to six minutes. It was an interesting challenge. Because in this in this business of presenting conferences, that typical even banker. Inferences with which cram presentations down. They commonly give you fifteen to twenty minutes. So going all the way down to single digits is was an interesting exercise. It took a little bit of work to carve it down. But I can tell you when I was at the conference clashed year. I my presentation was I don't know probably two thirds of the way through the agenda. So I had an opportunity to watch the other companies do there's and it really worked in the six or seven minutes. If people spoke, you just got a great, you got a great snapshot of what they were doing and what they were and what they were trying to accomplish. And it was just it was just clean, and as you said a minute ago. It didn't have that everybody basically cut out of their presentations stuff that that everybody already was familiar with in the field in general. And and I feel like in my presentation. It worked really well for me at felt more. Like, I was talking to other people who were all experts in areas of pose to having to construct the con- the presentation to to make sure you made sense to people who are listening to pulmonary related presentations for the first time. Good good. And and you did a great job. I watched the video the other day, and you were at five minutes and fifty nine seconds. So you LT. You're part of the bargain. So you're you're a true pro, right? So what do you think about the well first of all any tips for for newcomers? We're going to have twenty five percent in companies at the upcoming RS. Now, a lot of news first timers anything that you would tell a young Dennis war went to do. And how to get your presentation down. Yeah. I would just say, you know, is just focused on the things that are the four five things that you think are the most important parts of your story and. Just tell those and not try and be comprehensive. That's my advice. I think really if you if you look at it, you know, if you go to if you go and listen to the big long presentations, and you walk out of the room. You know, it's it's a home run. If you get somebody who can remember four or five things about your talk. You know? So the goal is just just only tell them the four or five things and cut out all the other camouflaged. I well that sound advice for anyone really presenting anywhere at any conference and Dennis does a great job of that. As I mentioned in the podcast. He's really hits all the high points, and a friend who was interested in hearing a lot of highpoints about the pulmonologist space and about interventional Palmanova in particular. I do advise you to go to the attend our IS dot com website. That's where we have our agenda for the respiratory innovation. Summit. We have the day broken up into different spotlights one of which will be focused on interventional home analogy the spotlight's run a little over an hour. Include a market overview or an overview by a physician in the space in this case, Dr Mohmand will haughty of Duke University will be giving an overview of interventional -nology. We'll have a panelist Gushin with Dr Hoti will be on with Dr Matt Kinsey of the university of Mont Jason pester 'field of our medical technologies, Barron rows of Paul.
"two hundred dollars" Discussed on News 96.5 WDBO
"Two hundred dollars by one of those in the store with the handful of fresh pressed juices, and I mean, it's a fortune just for a three-day cleanse in. And what do you do after that talk about this? And how often do you want people taking OJ the organic? Juice cleanse, right? I've seen those on line two hundred dollars for a three day cleanse. I mean, what the heck are you going to do after that you do cleanse once a year or twice a year? And then that's it. I mean, Pat to your breathing chemicals once or twice a year or every day every day. Do you eat foods that have pesticides herbicides and contaminants once or twice a year or every day every day every day right to cleansing detoxifying isn't something you do once or twice a year? I'm going to would you shower once or twice a year? Vacuum your house once a year. Exactly. So the bottom line is we want to think about getting this junk this toxic junk out of our systems on a regular basis. Now, the first way you do that is making sure you have enough fiber. Because that's how you flush out the GI track. You want to eat the food extract, the nutrients and rush the waste out of your system rapidly. That's why we have a full five grams of fiber in New York twos cleanse, but Secondly, deliver support blend. The broccoli the milk Thistle and all superfoods the fighter nutrients the berries. They go to work helping the Liber to cleanse into talks afar. The system, and they do it every single day because you coming contact with toxins every single day. This is a soft gentle supporting twins, not a harsh Clinton's like that three day twins friend. Did right? So how often do you use OJ? See us OJ see every single day because this is the supplement it fortifies the body. It adds do superfoods. The. Anti-oxidants fighter. Nutrients divide is in minerals from these super healthy foods and at the same time. It supports your liver in its job cleansing detoxifying your system. Right. So I'm looking at the clock here. The times just.
"two hundred dollars" Discussed on Mark Bell's Power Project
"Twenty percent junk food. I'm going to be eating volumes foods like nutrients, second supply, low energy body going. I'm not going to be fitting in a pop tart if I'm only allowed twenty two hundred two hundred dollars for the day. You'll never catch me doing that. You know? Maybe once if I'm really craving something. Sweet okay. I'll allocate twenty five carbs, maybe one for maybe nice from sandwich just to kind of mentally put me at ease. And allow to keep going, you know, but if you are trying to lose weight, you don't wanna be fitting in things that really add nothing to they add nothing to the fuel into your on adding values ACA, and I like we have a little different though. Because you're I'm so all day. I don't can't stuff myself like that all day, right? And what you just said to ice cream sandwich like the so that's something that I will occasionally by for my kids, and why will I buy them and ice cream sandwich? When meanwhile, I'm promoting you know that that I try to feed them nutritious foods cooked for them every morning. My wife cooks for them every night. They have pretty good nutrition. Anyway, but an ice cream sandwich is way different than having a big ass thing ice cream in the fridge. Because if I let them kind of, you know. If I let them party on that they're going to take out, you know, scoop after scoop after scooping ice cream sandwiches like one serving. So those kind of tricks are really good. And then if you're counting your macronutrients, and you're counting your calories. You know? That's where you can start to say, okay. Maybe there is some room for packaged foods. There's a lot of things on the grocery store that have one hundred calories. So now, maybe you do have an opportunity to mix in some processed foods here, and there just a few base rules, while we're talking about dieting, I'm an advocate of a minimum of two servings of fruit to servings of veggies today, I think you should be hitting for males at least thirty to forty grams of fiber females anymore fifteen to twenty five grams. And once you hit all those requirements in needs. You're probably if you're trying to lose you're probably not left with much wiggle room. And so you really just have to try everything that you have to hit this requirement sort of seawater intake is at and you kind of learn as you go, you know, you got to servings of vegetables to serving of fruit. I mean. When you start to think about some of these things all the said was I want you to add these things. And so I love that message of addition by subtraction. Now. Now, I just I gave you so much work to do. I gave so much stuff to do. Because now we got also try to get in. And there's been a lot of research done on this, and maybe don't need a grand per pound of body weight, but little less. Yeah. Sure. Sure. Sure, it could probably even be like half, but for argument's sake. Let's say about a of roughly roughly grand per pound. I gave you so much hit to do that you you don't have time to mess around with a lot of other junk exactly, you know. And it makes it makes it the that much more simple. And I think the the message to of the if it fits your MAC rose and flexible dieting, a lot of people like to use the pop tart, and they like to use these different things.
"two hundred dollars" Discussed on News-Talk 1400 The Patriot
"Talk down at the one building over in campus Martius. We'll also have about three hundred students and the new Mike Perla business building right on what word as we're very. And we'll have the rest of the campus with Oliver labs that our research opportunities open and available for those students. See inexperience, and so in total will probably have about eighty six different sessions from hurrying all the same time. So this is quite a logistical. And we couldn't do it without the staff and the students here at Wayne State because they're the ones that really make everything goes so is so smooth and without them. We cannot put him about like this without over three hundred dollars for the day. So a lot of hands on back. I'm absolutely and you kind of already mentioned it. But I just want to make sure our listeners know, are you capacity for the event this year, we are. So there is no way for anybody to sign up if they're interested right because they can soak up. Like, I said have the twenty two hundred dollars on the wait list that will probably continue to grow. It is one of the biggest weightless that we have had despite the fact that we continue to increase the Pasadena pretty event. So yeah, they can definitely go to stem day dot Wayne dot EDU. And they can learn more about the events. They can see a video about that. We did from recapping last year's event check out about and what it all kind of looks like, and then they can also put him on the wetlands. It's not only just for teachers to sign up with their classes students that are home schooled or even disappear who wants to get their students and extra exposure, they're more than welcome to sign up to. Okay. That's wonderful. Thank you so much Julie. And just reiterate what she just said stem dot Wayne dot EDU, Tuesday, March twelve from nine AM to one please. Mark your calendars get on the weightless. It's an incredible opportunity and make sure to keep it and your memory for future years down the road and Julie were so thankful again taking the time on the Saturday to talk with us about Sam, we're really appreciative. Thanks so much. Thank you. Actually, very much and we're looking forward to the rest of the games. We'll be back after these messages. Michigan..
"two hundred dollars" Discussed on News 96.5 WDBO
"Two hundred dollars and considering taking the forty two hundred dollars out and investing it somewhere. Else maybe putting it in a Roth IRA this year this year probably the last year that do the income. Women and so I just wanted to see what what are your? Thoughts Leave it alone or the money better elsewhere first question we want to know is anytime we. Talked about cancelling life insurance is what is your, current life insurance need right now are you married you have defendants streak. Fits all right I wouldn't cancel the policy. I, think I would keep it it's only it's only a, couple of hundred bucks a year but I would take the cast value out so if you take the cash value out what you're. Doing is taking a, loan and the loan is not. Taxable that you're going to accumulate interest, that you owe on the loan through the policy so if you never pay back the loan. Amount plus the accrued interest is going to be deducted from, the death benefit the policy will all time you. Self destruct now one thing you might wanna, do is if if Paying the premiums may be a substitute for making. A Roth contribution is you can use some. Of, those dividends that have accumulated to pay your premiums Okay. And then the two hundred bucks, that, you're using to pay the, premiums you start funding into a Roth account if that's. What you wanna to do so? You're a young man there Jacob let's if you don't mind let's ask a little bit about your life insurance situation how many children do you have you said three children and how old Nine..
"two hundred dollars" Discussed on 1170 The Answer
"And on the michael medved show one of the things that we have been very proud to have been focusing on the last couple of weeks and this is our last week for tree camp why is it our last week not because this causes going away the cause is basically helping some of the families in america and some of the family members who through no fault of their own have a father or a mother who is away in prison and you can't give up on people people aren't disposable their precious and i'm very proud of the fact that we have now passed our official goal we have more than one hundred kids that you have sent away to camp how do you do that donation of two hundred dollars that sends a filed out into the open air for a life changing event and this is is really a beautiful thing because this morning my colleague at stadium salem radio network mike gallagher got some very kind words about this effort in which we're all engaged for angel tree camp and the words were from well maybe a voice you'll recognize he's the vice president of the united states the angel tree program i remember back at our church in indiana around the holidays we always have as angel tree program as well but thank you for doing that for a summer camp program i mean these are kids that are growing up without a parent in the home oftentimes without a father in the home and to be able to be at a camp to be able to be to hear to hear the good news of the gospel also to be around kids that are also facing some of the same challenges that they're facing what what a blessing i wanna thank your listeners who stepped up already and thank you thank you for having such a heart.
"two hundred dollars" Discussed on AM 570 The Mission
"The rest of the two hundred dollars that are in there and that's the rest of the gift provides the back of hope and it is all of the following and more a female goat a years worth of grain so that the slave can immediately be put on a regular diet usually these sleighs are not being fed they're being fed two or three times a week kept very very impoverished that way they're just strong enough to be able to do the work that they need to do but they don't they don't gain strength and able to do other things so it's just sometimes ridiculously horrific situation that they're facing but they get a years worth of grain to provide them multiple meals a day for the for the first year that they're that they're back home in addition to that they're provided seed for the next season so they they can plant the seed grow more sorghum grain for the following season and harvest the seed to keep going so they began their own food supply and they're able to they're able to to do that so you've got the female goat that gives you milk and some other things you've got the you've got the grain that they can eat immediately you've got the see that they can plant for planning future they can also with their female goat have the mate and they can also started really connie for themselves because additional goats can either be sold or can be put to use creating more milk etc so there's there's a lot of opportunity from from that and then the that's that's all the stuff that's pretty much not in the bag because you can imagine a years worth of grain is is not gonna fit in one bag but the goat in the grain and the seed all that stuff's not technically in the bag the bag itself has tarps blankets eating utensils gardening utensils you can even take the bag apart it's it's kind of a canvas you can unspeakable it and use it for fishing fishing wire there's some fishing tools in their hooks and other things so it's it's really you talk about having everything that you need to start your life over again in that part of the world this is exactly what's in that bag of hope eight seven seven eight two zero seven nine two eight seven seven eight two zero seven.
"two hundred dollars" Discussed on The Brookings Cafeteria
"Tickets were around two hundred dollars maybe and they will jump into our boss with on other forty people and spend four or sikhs or eight days in a boss to get to a place that they don't know of they never been to to try to find your new life there so it's really sad hair story in that of many others i so and so those either people are depends making on a the one person might trip but to widespread these other countries there ease these people a are very making large a one scarf way trip cd of in gut's complete and uncertainty medicines and the recent without innings the having huge mismanagement that any is government has type put in of place copied so i'll the that put it they seem could ply rely on for the the country first few doesn't weeks have enough you talked income about some of to the efforts feed the colombian government all is of their people making there's not to an help off vin money as my onset across coming the border into including the country they main put business in the of children the country in school is providing some all medical care it's an oil exporting are those country services both the price medicine of oil collapse but education also the production just of oil not collapse available which is a reflection to venezuela of their poor nss anymore management and they're simply not an off income to feed the twenty five hundred kata arrese at every venezuelan needs to eat every day so that means that you go to supermarkets and you don't find what you're looking for you go to pharmacies in you don't find you're looking for and it's really what you seen many other places with there are humanitarian crisis these east prolly the wars humanitarian crisis they hemisphere has sin you wrote in one of your recent posts that's on the brookings website that vin as walence have lost an average of something like twenty pounds.
"two hundred dollars" Discussed on TechFan
"The it does look very cool but is it with two hundred dollars no it is neat i i think it's ninety nine dollars neat i don't yes two hundred dollars meet but i understand why they charge that much because there's a lot of hardware that goes along with this but the problem is honestly the limited game play yet how much how long are you gonna wanna play these three basic games i mean once you've done it look the graphics are okay don't get me wrong but it's it's it's ghosted a our images it's not the aar images that apple likes to show off and demos where it looks like there's a actual bookshelf against your desk or against your walls he can kind of see what it would look like it's not a robot walking across the desktop it is a a a force ghost looking guy in front of you yeah which condensates the stalls aesthetic yes kids over holograms install was cut it looked like that but i'm going to pay two hundred bucks i want i want at least cartoon animation type graphics were the the character solid i can't see through this dr small coming at me in yet curtains at behind him but the oath the other question have his his oversee you you're eat as she say here seeing this for the soul stuff but on a once you've got hardware i expect to be able to play do other things with it is there any no other doing anything else with this may be our but this is a brand new finger just came out so maybe they are going to release different software for it but as a package right now i i just don't think it's worth it no it was the problem is is is effectively gimmick lim isn't it in a but here's the thing this is a gimmick now for you or me this is a gimmick for alexander coal while yet but two hundred pounds 10under dulles this you know exactly that's no that's not pocket money no and again it's been that much money double that and get this the playstation vr for the ps4 and you've got.
"two hundred dollars" Discussed on KHNR 690AM
"Eight hundred number right away so that we can help you know get rid of the infection and typically what happens is after you call there's a person that answers that says all k while need a we can definitely help you uh this is going to cost you maybe two hundred dollars we need you to go to this website and so that we can access your computer so there's two problems with that one uh you're normally going to provide either credit card information which you shouldn't rates so they have their collecting money from you but to also you have no idea what they are actually doing to you on your computer once you let them on you know they'll say that they're cleaning it but at that point um if they've installed something on your system uh whether it's militias are not i think that's where unit at that point should probably get your system checked just to see what's actually running or what was in small vendors as though the systems that we would themey in install things like like i wear attracts now the young ikeda down or agents of some kind that allows access come to your system more that can track and send information back out so i eat software you know what they install it could vary what they're really trying to accomplish so who could somebody call if they're not sure if it's a hoax uh or if its genuine i can be call the service and had asked that service provider to say hey you know i i receive this email somebody or a phone call than they are asked me provided by credit card information so they can fix the problem is is someone they can quarter verify if that's true or not right so i think the best i this is just in general really good advice especially when it comes to financial in a few.
"two hundred dollars" Discussed on KFI AM 640
"Two hundred dollars two hundred dollars belo fifty three dollars the highest support lay was august seven four 2015 so two years ago right almost to the day two years ago 700 and forty nine dollars a share whoa is that unbelievable that is some success man they started at forty two dollars a share in two thousand six forty two dollars a share at one point new mcdonald's owned i believe ninety percent of the shares in polay and i think they sold it back in two thousand six but in two thousand twelve i'm sorry in two thousand two thousand twelve ah got older to four hundred forty and then in two thousand fifteen it went through the roof literally from from two thousand twelve two thousand fifteen it we're from two hundred forty three dollars a share to seven hundred and forty nine dollars a share today closed at 344 which is still unbelievable and if you think you know if you bought it back and in january of two thousand six with their ipo fortitude at forty two dollars and forty forty two dollars and twenty cents and today clothes at 344 so you up to three hundred dollars a share that is on believable what a success that this restaurant is on rail all right though we've got some other news going on here on kfi am 640 are unfortunately there there was a horrible accident dead i think we have to mention we'd like to try to keep it light on on a on a friday by it's very tough not to talk about an an accident with um did happen igna on our free way as it was pretty bet it was unbelievable and it's an accident that i think.
"two hundred dollars" Discussed on The Majority Report with Sam Seder
"The duct tape wallets and that you got nez like you know for birthday or whatever it was an came in put two hundred dollars on my desk zajac and i guess i told her to say about money for something she wants a night this is what he wants and now it's completely out of control and the thing is this guy was that like it genuinely is a huge part of their social life so it's not asked lie you know i'm going to be able to say we're like okay now you can communicate with your friends your friends whole lives you know you know everybody it made the one run you had that oh is or is during junior high right like i'm missing out my friends are doing something and it's actually true they are all doing something and got there and and she's watching i think you know watching them do well and and but here to thank you know might fall there i remember one thousand in the middle of the big conversation with that girl and we're in like a high middle school by eight in you know i have a complex situation in that as a given i get off fuck average near dad and you know who line had you know where and then coverage here and he gets on up and i would add the phone in my dad around and then cord was going rain all the way around and to kick it you're just like and out you know and week i i would have never got enough that from i i get it going you have to then a ten point and if there have some out well you know you have to deal with the thumb on.
"two hundred dollars" Discussed on The Dan Patrick Show on PodcastOne
"Two hundred dollars of because you that clippers cavalier game did the bar none our now for the in that they're not playing you know you know this respected you you know like you're not really it's not really about the fan like if only about and when they want to be about the fan and yards turner i've been go to the game i get it well with are going to go to the game about how about paying to the it's like an but the bucks are in town yeah waited ticket their win yeah i do think the pick yeah i mean that's not what i want to go see in our just felt i'm point it in live to sub par trout's not really again yeah that that thank you run thank you yeah it's a little consumer fraud with their that you're buying nice tickets for who you think you showing up and then though price couch you on those tickets when the marquee teams come to town yes he yeah but you know i have to eat the ticket i mean is still in night out so what's again is it worse that they're rubbing it in your face that lebron's over there drinking coffee and kyrie and kevin like that there so close to being in the game but they're not getting in the game yep of could one of the ticket sales sites and stubhub seeking throws places come up with a concert the takes advantage of this one of the like stubhub said we're going off you star player protection and two or more starters don't play will we can you could turn your tickets ten or something like that i would thought the suburb three starters from a team don't play you can yeah but in stubhub has to give you money back because you're you're me you're buying this ticket let's say two hundred dollars but stubhub to take advantage of this news as a marketing points i like our we're going to protect the fans here.
"two hundred dollars" Discussed on The Dan Patrick Show on PodcastOne
"Another game off because it gives you an advantage and that's what teams are looking for ryan in los angeles a right but enough it was gone down a but i had a he can't two hundred dollars of because you that if the bar none our now putting in that they're now playing you know you know this respected you you so like you're not really it's not really about the fan like if only about and when they want to be about the fan and yards turner i've been go to the game i did it well with i'm going to go to the game about that one on paying to the tickets are like an but the bucks are in town yeah waited ticket their win yeah i do think the pick yeah i mean that's not what i want to go see in our just felt the point it in live to sub par trout's not really good you had the best thank you run thank you yeah it's a little consumer fraud with their that you're buying nice tickets for who you think you showing up and then though price couch you on those tickets when the marquee teams come to town yes he yeah but you know i have to eat the ticket i mean is still in night out so what's again is it worse that they're rubbing it in your face that lebron's over there drinking coffee and kyrie and kevin like that there's so close to being in the game but they're not getting in the game yep i could one of the ticket sales sites and stubhub seeking throws places come up with a concert the takes advantage of this one of like stubhub said we're going off you star player protection and two or more starters don't play will we can you could turn your tickets been or something like that i would thought the suburb but three starters from a team don't play you can yeah then stubhub has to give you money back because you're you're me you're buying this ticket let's say two hundred dollars but stubhub to take advantage of this news as a marketing points i like our we're going to protect the fans here.