35 Burst results for "Twenty Thousand Dollar"

MLB players vote to end lockout, salvaging 162-game season

AP News Radio

00:37 sec | 2 months ago

MLB players vote to end lockout, salvaging 162-game season

"Players have voted to accept management's latest offer for a new labor deal paving the way to ended ninety nine day lock out and salvage a one hundred sixty two game regular season the agreement calls for the luxury tax threshold to rise from two hundred ten million last year to two hundred thirty this year and gradually to two hundred forty two million in twenty twenty six the minimum salary will rise by about a hundred thirty thousand to seven hundred thousand this year with twenty thousand dollar annual increases a new fifty million dollar bonus pool was established for players not yet eligible for arbitration also coming to baseball as a universal designated hitter and playoff expansion from ten to twelve teams on the ferry

Baseball
Understanding 401k Loans

Optimal Finance Daily

02:10 min | 9 months ago

Understanding 401k Loans

"Half of all. Us workers participate in their employer's retirement plan about fourteen percent of those with 401k's borrow money from them understanding 401k. Loans is important both for those who already have alone and those who are contemplating getting one borrowing limits according to the irs. You can borrow up to fifty percent of your vested. 401k ballons or fifty thousand dollars. Whichever is less if you're vested balance is less than twenty thousand dollars. You can borrow any amount up to ten grand vested means you own it for employer matching funds that can take up to five years you are immediately vested in all funds that you put into the plan interest payments one of the unique features of a 401k. Loan is that you pay interest to yourself when you borrow money such as a home mortgage or an auto loan. The interest is paid to the lender when you borrow money from your 401k. You are the lender all interest paid comes right back to you and goes into your 401k account. Awesome right not so fast. Opportunity cost in the financial world. There's a concept known as opportunity costs opportunity. Costs is the loss of potential gain when one alternative is chosen over another in other words. It's what you would have received. Had you done something other than what you did. For example if back in the year two thousand you bought a carton of cigarettes instead of investing the money and amazon. The opportunity cost is sixteen hundred dollars what that can't be right. A carton of cigarettes today is about seventy five dollars adjusted for two percent annual inflation in two thousand. It costs fifty dollars in two thousand one share of amazon stock. Cost one hundred dollars today. It's worth thirty two hundred dollars when you borrow money from your 401k. The opportunity cost is the investment return. You would have earned. Had you left that money where it was over time. Investment earnings become earnings on earnings or compound interest something albert einstein dubbed. The eighth wonder of the world

IRS United States Amazon Albert Einstein
Interview With Joel Beasley From Modern CTO

Developer Tea

01:44 min | 10 months ago

Interview With Joel Beasley From Modern CTO

"So i met this gentleman named at pnd bruin. Who owns seven cto's and he said you know do like executive peer groups for technology leaders. Vp's engineer cto's there on me. More like premium side or people are paying twenty thousand dollars a year and it's facilitated by a professional facilitator. You have to pay all that. So it's definitely good value. But he wanted to create something for the mid level of the market. Like you know people that are you know. They're they want to become a manager for the first time or they wanna move from manager to director in that was at a price point that was like much cheaper than that like super affordable even if they wanted to pay for it for themselves so i said okay because i have the audience and you have the knowledge of how to run these communities and the staff and the support so we created elevate one fifty dot com and the idea was elevate. Bring people up to the next level and then one fifty was like one of dunbar's numbers of community size. So we cap the community at one hundred and fifty people and so we have a hundred people now and We've grown over the past eight months and every week we have speakers and then the it's like a ten minute topic of conversation and then you go into a small group of like three to four people in that. That speaker has set you up with something. It's not like a generic cycling of speakers that are doing sales pitches like they have to adhere to our format. And so what it does is it gets you in these communities having these small discussions and building relationships. And that's been like unbelievable. So now i've now i've got this community where i can go and then every every week or every other week i'm getting introduced three or four new peers and were having legitimate conversations.

Dunbar
Tightening Up On Final Tables

Rec Poker

02:36 min | 10 months ago

Tightening Up On Final Tables

"I wanna talk just about this notion of tightening up on final tables and should we tighten up. When should we tighten up our final tables the right place to tighten up and sort of. What are kim. What do you think of when when people ask this kind of question. What are the factors. We should be thinking about well. I think it were a short stack or medium stack more before the bubble. We should be tightening up. So we can make it through the bubble I think after the bubble of were skirt stack. We don't need to tighten up anymore. We can play our range appropriately. And then if we're sort of a middle stock. I think you know in general when i see 'em factors involved i think we generally tighten up a little bit so i think that's you know that that medium stack is kind of the hardest stack to play in a way because the big stacks. They're not really at risk of going out the small stacks. They're probably going out soon anyway. So they don't have as much to lose. Is that medium stack where you've got enough to lose you. Don't wanna get out but you don't wanna have so many chips that you can start pushing people around it is. It is kind of a delicate spot and keith says here Most people tighten up on final tables with medium. Stacks hoping to ladder up but in the monkey system. We released the cracking. He says there are a couple of exceptions where we keep the crack in his cage and One is where we have a medium stack in numerous tax or so short they could go at any time and then he does the real key when we talk about medium stacks and short stocks. Like we're kind of talking about is it's the psalm. Ski ratio again. We talked about this a bit last week. you know. there's a great disparity in the different stacks than it. It's one situation but if if there's a lot of people with short stack then. I think you really have to tighten up even more in that kind of a circumstance. I think it depends a little bit on the page ups. If they're really flat in the beginning that. I don't think it's as important like it. So it depends on we're talking about two dollar pay jumps or talking about two thousand dollar pay jumps or twenty thousand dollar pay jumps like i think it depends. It depends because it affects the decision making of the people in the hand right like because people will play differently on a two dollar. Pay jump than they will on a two thousand absolutely

KIM Keith
Is "DeFi" the Future of Finance?

The Tropical MBA Podcast

02:15 min | 10 months ago

Is "DeFi" the Future of Finance?

"Hard to say exactly what will happen. But you know defy did exist before this bull market and there were great yield to be had there too. There's different places that yields come from and we'll break those down but some of them lend themselves to bull markets some of them might lend themselves to bear markets. How about we take maybe. An example of an average passive crypto investor in our audience will make a character call them defied devon and defy. Devon's curious about defy. But he hasn't pursued it. So defy devon has a base account and he has ten thousand twenty thousand dollars worth of bitcoin. Whatever number works easy for our math. We'll just toss it into his coin based account was like walk into the process of getting into the world of defy understanding what it is what the risks are what the opportunities are and how to go to work making passive or somewhat active investments and getting yield returns on that crypto coins. The entire defy landscape can of break down into two different opportunities. The first one is this idea of like staking your assets somewhere or loaning them someone and the other one is borrowing against your assets and investing the money that you borrow pretty much. Everything falls into those to defy devon. Who's just got a coin accounting. Some bitcoin he's going to probably use a little steppingstone. Which is he's gonna use see. Five before he goes defy and see is centralized finance versus defy. which is decentralized finance. And essentially there's these companies like you may have heard of block by neck so is another big one and these are sort of like these banks inbetween crypto and defy and they will do defy the for you and they will pay you. A percentage of the yield. So they're like the coin base of defy essentially. Yeah they are. I mean they're banks. It's the same model that a bank has always had right. You stick your money in a bank account the bank without telling you goes out and loans it out to people invested in stuff and they give you the bank. Is you a half of a percent. Maybe on a good year. But in defy land the sea fi companies are paying eight percent on stable coins somewhere around five to six percent on things like bitcoin.

Devon
Lessons From Australia: What Happens When You Give up Gun Rights

The Eric Metaxas Show

02:30 min | 10 months ago

Lessons From Australia: What Happens When You Give up Gun Rights

"I talk about what's going on in our stralia. Another english speaking country with the magna carta with the same heritage of individual rights the same cultures. We had founded not that long after we founded well at according to summit news. There's a proposal that is strongly favored. Which would do find stuff. Sorry beatles fines of up to eleven thousand dollars for posting information online. When you criticize the lockdown if you organized a protest against the lockdown in new south wales twenty thousand dollar fine wait a minute. Wait a minute. We're not talking about china. We're talking about australia. When i visited australia of maybe five or six seven years ago. I can't remember. But i just thought this is as close to america as a country that i've seen it just seemed to be kind of wonderful and free and sorta healthy in that way. I'm a little bit shocked john. Australia has taken this direction. This is really because all right. But i wanna finish if you attend the protests. Five thousand dollar fine if you share information on social media about these illegal protests eleven thousand dollar fines now. Why has australia taken this. I think it took this turn back in nineteen ninety six when after mass shooting incident. Australians guns were all taken away is why we have one in nine hundred ninety six. There was a mass shooting that resulted in thirty deaths. It was horrendous but in a hysterical panic the australians let themselves be completely disarmed. it's virtually impossible. You live out me. Outback and hunt kangaroos to have a weapon for self defense in australia. Any country with the citizens give up their guns eventually. This kind of thing is going to happen. Governments expand until they hit resistance. The power of the state keeps growing until something pushes back against it. That's why the american founders. If you read the debates over the ratification of the bill of rights the only question about the second amendment was our gun rights so obvious that it's insulting to even write them down. Thank god they wrote them down but one founder after another with no dissenters said an armed. Citizenry is the last backstop against

Australia Beatles New South Wales China America John Outback
Teen Awarded $20K for Unique Dorito Chip

Weird AF News

00:49 sec | 10 months ago

Teen Awarded $20K for Unique Dorito Chip

"In australian teenager gets twenty thousand dollars for discovering a unique dorito chip and australian teenager is cashing in her chips after finding puffy dorito and putting it up for sale online doritos is rewarding riley stewart a thirteen year old from queensland. Twenty thousand dollars for her entrepreneurship. After she happened upon a very unique air-filled dorito among it's flat counterparts. In a bag of chips that she was eating she put the big fluffy puffy dorito up for sale. The gold coast teenagers one of a kind dorito chip fetched bids of thousands of dollars with ebay users pledging more than one hundred thousand australian dollars after being on the auction block for just a few days.

Riley Stewart Queensland Gold Coast Ebay
Sean Snyder, High Stakes Mixed-Game Beast, on Pots Won and Lost

Chasing Poker Greatness

02:54 min | 10 months ago

Sean Snyder, High Stakes Mixed-Game Beast, on Pots Won and Lost

"I have questions about pods one and lost if any of those. Come to mind like any. We talk about pots. One any significant thoughts come to mind. I'm in the biggest spot. I ever want of course is going to be significant in my head. It was It was an element. Is the seven as this. Is not the best podcasts gas because none of the interesting hands are going to be games that anyone plays but yeah it was Just one hundred twenty thousand dollar pot against them like a bazillion time bracelet winner. He was kind of. I mean that was the beginning of the game too but he was really a beginner in the game he had a hit just started splashing very heavily in the stars. Four hundred and eight hundred eight intend game. Whatever happened to be. But we're playing two hundred four hundred element this seven at commerce a lot and i had been getting relatively good at it in. He was not good at it yet. He got it in as bad as anyone's ever gotten it against me to be honest To which is not something you do after you. Five all in for lines. Two rounds of betting so i had a hand that against him. I was ecstatic. It in but against any other person you would be shitting. Your pants. Provide you might. Actually i would ever better good player might have been able to fold the hand against someone else but yeah i. I only ran at once at the time and he did not hit his car. Draw and one hundred twenty thousand dollars for mine whole goes. I think what he started talking about. One hundred twenty k. potted. It doesn't matter the game. Your interests is pete. It's it's really rare. That like my blood gets pumping. Like even though i was certain i had the best hand like i was that. That's a lot of money. And i think we're playing Is again like a very short handed. Game six hundred twelve hundred limit plus the two hundred four hundred no limit. I was stuck about sixty thousand time which it wasn't the most i've ever been stuck stuck. Sixty thousand had another sixty thousand in front of man. Suddenly it was all in. So i mean i was. I was one cooler away or one babbio away from being a hundred twenty thousand yet you were out of that size and it just gets you exactly basically i mean. It's gotta be good feeling getting gray. The i didn't even win in for that. And maybe five fifteen twenty thousand something like that. It was cool to win a very very large pot. sars puzzle lost i. I've played a ton same game. No limited to seven tons of pots in the eighty thousand range won and lost. None really stick out as particularly terrible oldham lots of pots. Fifteen twenty maybe thirty thousand. No memorable ones really. I just. I have a terrible memory when it comes to like large pots Kinda wants the point. Once they get to the point where very large. I feel like no one really had that interesting of a decision for the most part at least though i'm more about the old either funny hands or financy hands where i think i played them. Well

Babbio Pete
Las Vegas Welcomes Its Newest Casino: Resorts World

Gambling Podcast: You Can Bet on That

03:23 min | 11 months ago

Las Vegas Welcomes Its Newest Casino: Resorts World

"The big news at least coming out of vegas since our last episode is that resorts world has finally opened on the location. The old stardust hotel. Yeah and the initial reviews are pretty strong. Have you seen any pictures or videos of the pitchers and stuff. It looks very nice. It's got great review so far. I haven't heard anything bad other than you know the initial opening day. Well yeah issues you know. That's always a problem especially if you're trying to stay in the hotel there you know something that big i mean. They're just opening things are going to happen. Yeah the only issue i have is. Why didn't they call it stardust. Well i love that. I love the old star. Yeah even their logo was cool. They thought for vegas. That's the perfect thing. You know the start as well. I agreed stardust is maybe the great lost las vegas casino. That seems to be the one that always comes up. And i put that on my list to write. It just seems like the names of the casinos in the past. Were better the dunes. The stardust i mean you know resorts world. Yeah it's it's almost really isn't it it it. It sounds like a cheesy place but it's actually very nice. Knew nothing about it and somebody said oh resorts world. You're thinking great. A couple of our visa circle outdoor toilets. I mean that's what it sounds like. Why did they need to start us. This dune now they might not have had the right. Even the harass you know already exist. I mean names like that. You know a loudon in the sand. I don't know there's something about those names. Maybe we're jaded because we actually been to those places well from gambler standpoint. The interesting thing to us is that they are really pushing cashless wagering. There's been a lot of talk about that over the last few year right and they're really going all in at it now. What you do. Is you apply for their players club. And then you have an app on your phone like this virtual wallet and you put money on the wallet at their. I guess at their players club defined it. It's like having a marker yes very much like it's just like having a marker but someone can do it without getting a line of credit you can do for smaller amounts so you don't have a twenty thousand dollar marker you can put in two hundred dollars and the nice thing is you can use the slot used this virtual wallet to load money onto the slot right and then when you're done when you cash out you actually have a choice you can have it. Go have the balance. Go back on to your wallet right or you can just get a regular voucher. You know a ticket in ticket out voucher now. The thing that i found interesting is that you can also do that on table games so you could go up to a blackjack table use this virtual wallet right and then they give you real physical chips. You play blackjack scanner. Something i mean how does that work at the dealer pull out some scanner and or or maybe you run your phone over something but yeah it might have duct side. And then i'm sure they get some kind of feedback and they know how many chips to give you right and then again when you cash out right they'll either give you chips and you know you just go to the cashier as usual or they can put it back on the balance on your wallet or you can get a ticket in ticket out

Vegas Las Vegas
CurlMix CEO Kim Lewis on Transitioning Between Product Lines and Creating Sustainable Business

Side Hustle Pro

02:47 min | 1 year ago

CurlMix CEO Kim Lewis on Transitioning Between Product Lines and Creating Sustainable Business

"Tell us a little bit more about the transition from like subscription box company to signature products to dabbling in different areas again. Like tell us how you decide your product mix. We started chromos a diy curly hair so think of like blue apron but for curly hair. And we did that for like two years and that was my interview on south. I think my goal at the time. Half a million for the year. Neither we didn't think we'd have to. And i was like salty or whatever and i was like i had gotten pregnant. And how twenty seventeen and i was just like you know. My business is growing. The way i feel like you should be growing emphasis subscription. Box right And i talked to a few people. And i found out that the margins on my box way too small and what i have learned for anyone who does a subscription box if you are not getting products for free or if you are not Making it yourself. The margins aren't there for sustainable business. Usually and so we thirty percent margins for thirty dollars bucks whereas a typical hager company will have like seventy to ninety percent margins for the same price for one bottle. And i was like oh this even if i could scale this. I shouldn't because the math doesn't work. And so i was at the point where i really wasn't sure what i was going to do. With my business. I was like mcdonagh pivot. Close clothes pregnant. I started g. mat. I was figuring out of the nba. And i met my adviser I got a twenty thousand dollar arlen from backstage capital and she didn't give the money yet but she said basically said that like she wanted to invest in us in the meantime she will participate in all the backstage capital events But didn't have the money yet. So it's okay that's cool and i met my adviser who has a I always say this. He's a bald asian man but he's so nice and he is so smart. He's an engineer. Worked at as you tech companies early on and got shares and all that and he was like. What's your best selling box. It's our flexi gel manufacturers will make it for us you know they. It's it's too much like food. I got a boil real flat seeds. Extract the joe and he was like they just won't do it and he's like well. Why don't you figure it out and i'm like br been trying. It's not working. I'm seven months pregnant. What do you mean he was like figure it out. Never stopped selling your best product. And i was just like okay so i spent a monday my kitchen seven months pregnant. I may fifty different badges of lexi jail like found one that i loved it every time people will flag me down like what is in your hair l. me now. Don't go anywhere. And i'm working on it. So we've relaunched. We lost our audience with pre orders. Because he has launched a nut stuff to know that you do not just go out and buy bunch of inventory and figure out how to sell it later. You sell it. I even though the

Mcdonagh Pivot Arlen NBA Lexi
Project Boogie Van Update

Talking Mopars

01:59 min | 1 year ago

Project Boogie Van Update

"Week's project car of the week is a retired mo- par drag car and you should know by now how cool i think old school mo- par drag cars are so it's no surprise. Why pick this drag challenger for project. The week it was posted on the talking mo- parts facebook page on wednesday june second at three o'clock and there is a big mistake in the ad which we will discuss after here is the ad nineteen seventy dodge challenger race car twenty thousand dollars. Joseph used cars vintage pro stock. Hardy roller chassis. Steele roof and quarters would make a good twenty eight and a half tire class car or bracket or whatever you wanna race twenty thousand or best offer title status is missing okay folks so if you saw the car or looking at it right now listening to this. You'd see that the car is a nineteen seventy-one assuming that the grill retail i panel have never been changed and the ad lists it as a seventy that's annoying to me ad also states. The title is missing which also annoys me. But it's understandable considering the car's been out of commission likely since the seventies the fender tag is long gone unless these guys have it and they will include it with the sale but look the cars and old drag car and if it were to see the track again it would definitely need some upgrading and updating. But that's not exactly how i roll. I'd love to be able to drive this car on the road into shows and cruises so that's the direction i would take it. I would actually leave it. The nostalgic look. But i would obviously get it safe and able to be street driven. The exterior of this car needs to be preserved. Exactly how it is with. Its wild custom paint job in giant period. Correct looking offset hood scoop. It's really hard for me to explain how this car looked. So you really have to go to the talking about parts. facebook page. Go back to wednesday. June second at three o'clock and check this car out. But you know let's not forget to mention. This car was driven an own by west jury and the chassis was built by the legendary drag racer and racecar builder. Don hardy which is really cool

Steele Facebook Joseph Don Hardy
Dogecoin’s Value Is Soaring. Is It Time to Take It Seriously?

Squawk Pod

01:37 min | 1 year ago

Dogecoin’s Value Is Soaring. Is It Time to Take It Seriously?

"Another day another doj coin. We can't help but mention this going back ever so slightly today. If you put a thousand dollars in doj coin on january first of this year right now on may six it would be worth one hundred and twenty thousand dollars the nights i was thinking about it in light of what we used to say about market for stocks when they look high. And we'd say you know on any given day when a certain number of shares changed hands and that it if you multiply the the all the outstanding shares by that price you get to that market cap but if everybody's sets decided to sell. I just don't think it's really there and that's kind of what i think about doj point i. It's that many that's at least my explanation for how it can be eighty billion dollars. Maybe really not eighty billion dollars. That's where it is on any given day. That's a demand that's the leaning meeting could vaporize overnight. Meaning i don't think you can just say it really does have a market cap bigger than most of the major corporations in this country. Did you see on drudge. They had no regrets that they had the middle finger. One two okay. I see what he hit giving the middle finger at the establishment and that that made it. So that's all part of it and then you gotta deal on. Musk so i also make way you can't buy. You can't buy all of the doj coin altogether at a premium. Nobody's doing that. Unlike a company and one of the reason why you care about market cap is because extensively somebody could buy the whole company. Yeah premium that can't happen it doesn't it doesn't work that way

DOJ Musk
JPMorgan's Bitcoin Journey

CoinDesk Podcast Network

02:10 min | 1 year ago

JPMorgan's Bitcoin Journey

"What's going on guys. It is monday april twenty six and today we're talking about j. p. morgan's bitcoin journey from worse than tulips to not my cup of tea to a new client product first. Let's do the brief. I on the brief today. Sports in crypto are definitely coming together in this cycle a couple of years ago. Nfl offensive tackle russell. Kun made a now famous declaration. Pay me in bitcoin. He currently takes half of his thirteen million dollar salary and btc and half in fiat. Kansas city chiefs. Tight end sean. Culkin is taking it to the next level. And we'll be converting the entirety of his twenty twenty one base salary. Nine hundred and twenty thousand dollars into btc. Culkin is going to convert his fiat to bitcoin. Salary conversion service. This is the same service that russell uses and it means that the paychecks are automatically converted which detaches them from market movements and allows coke in his own words to stay focused on the game for their part. The kansas city chiefs are aware but their contract is still denominated in. Us dollars about the deal. Culkin said quote for me it makes sense to get paid in the hardest form of currency. And it's something that's resistant. Inflationary pressures that. I think is very relevant in this current economic environment. That wasn't the only. Nfl crypto news today as the presumptive number one draft pick from later this week. Trevor lawrence announced a sponsorship deal with block folio the bonus of which will be paid entirely incredible out clearly. There is a mainstreaming momentum. Going on all right next up on the brief w is going on in turkey. I've been keeping you posted on everything happening in turkey but it's just gotten crazier on april sixteenth. The central bank announced that crypto would be banned as a means of payment. Effective april thirtieth. Two days later turkish exchange codex went off line on april eighteenth. The ceo of that company has gone missing and there are claims of massive fraud. Sixty two people with ties to the platform have been detained now for people have been detained as part of an investigation into verbal coin. Which is another turkish exchange. But none of this has stopped. Turkish crypto usage. In fact it's gone up sharply.

Culkin Russell KUN NFL Trevor Lawrence Morgan Kansas City Kansas City Chiefs Sean Coke Turkey United States
Donations pour in for families of Atlanta shooting victims

AP News Radio

00:47 sec | 1 year ago

Donations pour in for families of Atlanta shooting victims

"I'm Julie Walker donations are pouring in for families of the victims of the Atlanta area massage business shootings Randy park launched a go fund me page asking for twenty thousand dollars to pay for funeral and other expenses for his mother who worked at gold spa by Monday morning the donations were approaching three million go fund me's for other victims also far exceeded expectations with some leaving messages like I hope you're able to feel the love and support and please remember that there are still good people in this world Robert Erin long is charged with the shooting spree that killed seven women six of them of Asian descent and one man he told police it wasn't racially motivated and claims to have a sex addiction but there is skepticism I'm Julie Walker

Julie Walker Randy Park Gold Spa Atlanta Robert Erin
Suspended Crew Chiefs O Plenty

The Final Lap

00:24 sec | 1 year ago

Suspended Crew Chiefs O Plenty

"Got some suspended crew chiefs on our hands. After multiple lug nuts were found. Loose after last week's race at phoenix. Brad keselowski is number two car lead atop the box guy jeremy bulletins and travis mac from daniels whereas cup series team will both play the home version of nascar cup series racing. This weekend they will also be writing checks to nascar to the tune of twenty thousand dollars. Each

Jeremy Bulletins Travis Mac Brad Keselowski Phoenix Daniels
Dealing with the costs and operation of hospital pensions

The Hospital Finance Podcast

08:38 min | 1 year ago

Dealing with the costs and operation of hospital pensions

"Many hospitals have pension plans one variety or another however managing. Pensions can become a complex financial task. That many hospitals are not equipped to address internally joining me today. John lull a partner actuary at october three consulting and an expert in benefit and compensation issues with a particular focus on retirement benefits. John is here to help us understand more about how to deal with the costs and operation of hospital. Pensions john. welcome to the show. Thanks very much mike. I'm really happy to be here. I know this problem. We seems like an unusual topic for you and your listeners. But i think we're gonna make the connection for them quite well. Yes is sort of the other side of the house when it comes to ospital finance. It's not necessarily the revenue side. But just as important. So i'm really looking forward to the discussion. John let me start off. Many hospitals still have pension plans. And they come in two varieties as you explained it to me ongoing plans and frozen plans first. Let's talk about hospitals that have an ongoing plan as these are more rare these days What benefits would they get from continuing to maintain a plan. And how can they afford to run them. Mike what you say is absolutely true. They'll probably at this point only about two to three hundred remaining ongoing hospital pension plans left. That said those hospitals have them for the most part doing well financially and they're fully committed to continuing them if they were going to freeze them or completely get rid of them by now They would have done that already. So the ones that are left really have made a commitment to continue them. why. I think what we've learned. Is they see them. As a competitive advantage particularly from a human resources perspective it gives them somewhat of an edge in recruiting talent and in retaining talent and may simply view the cost of those plans as part of their total labor costs so some of them might choose to reduce labor costs in ways to compensate but a number of them have looked at this issue fairly carefully and they say that by decreasing unwanted turnover more than make up for the costs of the pensions and when they design them carefully. He's plans give them an opportunity to have what. A few of our clients are calling supercharged for a one ks. So let me explain that. With an example if for example you are recruiting a new head of. Let's say orthopedic surgery and you tell that person they can have something like their current 401k. But with the deferral women which right now is around twenty thousand dollars that might be five times as large or even ten times as large as it is. Currently that has a lot of value to them so put differently rather than being able to save twenty thousand dollars on a tax favored basis. They can save two hundred thousand dollars a year on a tax basis. That really does have a lot of value would add value to them that they just can't get in other places another issue that's bothered hostile. Finance cheats about pension plans is the cost volatility. But frankly that can be controlled and in fact by the twenty twenties it should be controlled through plan design. That's great so let's talk about the other scenario Which are plans to their frozen. What are some of the issues. Hospitals run into and plans remain frozen and could handle better. Mikey right Lot of frozen pensions out there to pick yearly at hospitals and there's a reason that they exist hostile more than perhaps at any other industry or maybe there are several reasons but the genesis. This goes back many many years. Certainly to the one thousand nine hundred seventy in one thousand nine hundred eighty s. There just aren't a lot of hospitals out there that are truly new organizations. They might be reformed organizations but at some point the actual ospital facility the hospital inc. Even if it's been reformed from a business standpoint probably in most cases goes back to the eighties the seventies or even earlier and what we in in the employee benefits business know about the nineteen seventies in one thousand nine hundred. Eighty s is virtually all employers gave their employees pensions. It was what you did back. Then it was an expectation the The sort of calculus between an employer and an employee in nineteen eighty-four example. Was you come to work for me and if you come when you're late twenties early thirties. You're going to make this year career. This is where you're going to spend your working lifetime and return for that if you're willing to spend your working lifetime with me. I'm going to give you this lifetime income. It's going to be related to the number of years she spent with me and how much i paid you but when you retire you are going to get this pension and it's going to pay you benefit for the rest of your life over time. The trend in the united states change. There are a lot of reasons for it that are for A different time in a different day to discuss but the fact is that organizations did begin to freeze these pensions So over time just as it happened in broad our industry more of these hospitals than not froze those plans the difference is and it seems to be very particular based on our research to hospitals. Once these plans were frozen hospitals. Treated them as if they were gone. In other words to use a kind of bad and use term from late night infomercials they went into set it and forget it mode. The problem that that causes is these frozen. Plans are not at all inexpensive to maintain and frankly the less attention that you do pay to them. More they cost. I guess that makes sense but that more so to speak is usually far more than the cost of having someone on staff to manage them. Once an organization does free a plan. It's goal should eat to terminate it in other words make it exists no more. So what the difference that we have here is if you have a plan that is frozen but not yet terminated. You are still required to administer. That plan contribute to that plan. Hey benefits from that plan and all those things cost money once you terminate it. You have given up all responsibility for the plan. You've taken all the benefits and either cash them out or sent them to insurance company and from your standpoint votes from a cash flow standpoint and from a financial accounting scam point. That plan is gone. It's almost like it never existed so that should be a hospital goal once. They've decided they're not going to provide these benefits anymore. Their goal should be to basically eliminate the existence of that plan eliminate the costs associated with the plan. Women ate what they probably view as the misery associated with a plan and to do that their plan should be two fold. It should be to get the to that destination faster and to get to their destination at less cost

John Lull John Hospital Inc. Mike Mikey United States
Using Amazon Fulfillment to Grow Your eCommerce Business with Michael Begg

How I Built It

09:30 min | 1 year ago

Using Amazon Fulfillment to Grow Your eCommerce Business with Michael Begg

"A lot of people who listen to the show are small business owners. Many are Web savvy perhaps maybe even web developers so they can probably build their own e commerce. I'm guessing using commerce. That's generally popular platform. I mean it's like a quarter of e commerce sites commerce so If they are you know if we have a small business owner who wants to get into kind of selling stuff online Maybe their own products. Maybe not right because you demonstrated that it doesn't necessarily have to be your own products. What are some of the things that they should think about. As far as research goes As far as like researching what products they want to sell or you know just kind of understanding how the amazon platform works. Let's let's go with kind of how the amazon platform works rate We had previous upset about drop shipping talked about kind of researching products. But if you have tips you know that was two years ago now and not talk here and there. I know a lot of things have changed. I mean the amazon platform is pretty straightforward. Obviously the consumer customer side is a lot better build out than the actual seller side. You know there's a lot of pain points on the seller side. There's a lot of people get frustrated with amazon. Just part of the process amazon is bill to serve their customers not their sellers. Which is its own thing But anyway you sign up with a professional account cost about forty dollars a month from there you upload your listings you need to have. Upc bar codes for your products. Need to purchase those from a gs. One those are about ten acts like three hundred dollars so it's not that crazy from there you can list your products on the platform and amazon will pretty much handle the entire fulfilment side of the sales if you want to again. If you don't have your own warehouse you fulfillment team or you don't wanna be packaging hundred dollars a day to go ship out yourself amazon's great for that you know using amazon. Fbi you can send all your inventory right in. They'll distribute it across the country closest to the consumers that are gonna probably repurchasing your products and then as the orders come in. They'll handle the shipping mail. The customer service in any issues on that end so super helpful. If you are small business any don't have the capabilities to really deal with the fulfillment and customer service aspects. Yourself if you do. I mean that's great. You don't need to use fbi also florida's directly from your warehouse but fbi deafening. Get you a little more visibility on the platform definitely helps you stand out more. Get the prime badge which is another very big selling point when consumers are shopping on the platform and bats more or less the basic steward. I mean there's a lot of other a specific niche things that we could talk about. That can help you sell more. But just getting set up on the platform is pretty straightforward and following those processes. You can pretty much do it on yourself on your own. Yeah for sure. So the kind of use cases. I'm thinking through right. Now is maybe we have like a maker who's creating their own stuff Or we have somebody who's may be looking into drop shipping or or Retail arbitrage i. Okay somebody who's selling other people's products and it seems like i if i'm making something i can. I can basically send it to amazon for them to fulfil or i assume if i'm doing some If i'm buying someone else's product in bulk i can have them send it directly to amazon is i. Is that how it goes or do i need to do. I need to me then. Intended to amazon. Yeah i mean most of the time we're going to have it sent to yourself or you're going to be seeing yourself in person and then you're going to be sending it to amazon. That's probably about ninety percent. There are some people that will send it directly amazon for you but it's a little bit more difficult to find. I see it really doesn't matter what size business you are having employees. There's there's so much potential. Here on the platform declined. That was literally a one person operation to start with. It started working with us a couple years ago. She was doing about fifteen twenty thousand dollars a month in sales. And you know two years later. She's doing three hundred and fifty thousand dollars a month in sales and now she's actually being able to build a team i mean she's she's making significant revenue. She has a significant team to help her now. And that's just one example of how quickly you can grow on the platform. You know how much you can scale a business. Just through the amazon sales channel. Yeah that's great until and this is Kind of reason we're talking about. This is because as a freelancer as a small business owner. You worry about when you're one big client says we don't need you anymore right like we wanted. Diversify our income and so Selling through amazon is a good way. Now i suspect of the listeners. Like me Do more kind of digital products. You mentioned that. You started selling books on kindle. I wanna ask you about that in the members only show sure But in general amazon. We're talking mostly about physical products. Here right yeah. For the most part the kindle side is just one piece of amazon there's a royalty based business so you create a digital content. And you're making money forever. I mean books. I published eight years ago or still right review royalties every month. So yeah that's just one way to do it but You know physical product businesses are also pretty easy to build platform in not that challenging to do on. It's not a fulltime job. Do it on your own if you have a few products that you're selling so and that's fantastic because the fulfilment is the hardest part. I don't have room in my house to keep inventory right. I've got two kids now. So i don't know that they're toys r. Where my inventory would be Now now the other part of this is that you your personal path has led you to creating amc advisers and you have you say you're running a remote team of thirty right yes. So let's let's talk about kind of how you built that team and then how you moved to remote right as right now. Listeners can see this. Of course. But i'm looking at you in an office with multiple desk but you're by yourself. I assume because we're recording this in the midst of a pandemic yes that would be a good assumption. Actually kind of a funny process that we went through. I mean it started with Definitely working remotely and then coming into his office and now now we're remote again because of the pandemic. Yeah i mean as a business. We started growing. It was myself into other partners in the agency star way than we were handling a lot of things ourselves. We were able to get to about forty thousand dollars a month and grabbing you with us stanley which was nice. I mean that was like ninety percent margin so that was a nice little payday. Then we realized if we wanted to actually take you beyond this build. Something that had some equity value or or something that could provide an exit in the future We really need to build a business. Not just be doing freelance work again. If you're relying on a lot of clients a couple of big clients that are really bringing in revenue. We kind of were It's there's a lot of risk. Hang your business model that way. Just put it that way so we realized that we had to start scaling. We started using. Birds will assistance in the philippines So that was one aspect of our remote worth team. Obviously there's definitely challenges with that time zone. Being one of the big ones we as an agency. We need to respond to clients quickly. We need to provide good customer service in dealing with time zone. Differences created a lot of issues around that sometimes so we continue to grow and i actually came to guadalajara. Was where my girlfriend. Why i'm still here And as we continue to grow we need more people so we started hiring client facing people remotely in the us and content team people here in mexico so doing graphic design content writing Administrative stuff things like that now actually started hiring client facing people here in mexico as well so it's just been a process of scaling like that. Obviously march twenty twenty hits in that kind of all changes The other pandemic comes in. Now everyone's working remotely in mexico now. We have eighteen people completely remote and it was. It's obviously a big change. I mean i know it affects people differently By we had a great offer community prior to the pandemic it was great like how people we worked with really enjoyed. And now i know a lot of people are missing. Adding that interaction with everyone impervious ended up the same talking through slack for example. But it's one of the challenges that that most companies are facing.

Amazon FBI Florida AMC Stanley Mexico Guadalajara Philippines United States
Nike exec resigns after son used her credit card to fund sneaker business

DeaconLive

01:48 min | 1 year ago

Nike exec resigns after son used her credit card to fund sneaker business

"High ranking nike executive resigned after a recent news reports revealed that had used the corporate credit card to help his luxurious resale sneaker business and herbert huber he and hiebert who worked for nike for almost twenty five years was most recently the company's vice president and general manager for north america her nineteen year old son. Joe herbert c. They spelled it wrong the first time. Purchase loads of sneakers and flip them for higher. Profits in one instance. He said that he gathered up. More than fifteen people to swarm a website selling pairs of the coveted easy boots and sneakers and use bots to bypass the system limited purchases to one per customer. Who are actually buying them. So he was able to snag them all up. Joe herbert said he bought one hundred and thirty two thousand dollars worth of yeezy s on his mom's credit card. I'm sorry. I'm a credit card and resold them for twenty thousand dollar profit. There's a couple of things that are going on here. So you may twenty thousand dollars on one hundred thirty two thousand one and you just keep one hundred thirty two thousand. You need at least double it. That's not very good Shares and stuff approve. The revenue of his company was making the teen sent financial statements to bloomberg reporter for the american express corporation card. And guess what was on his mother's name last year and herbert was promoted to nike's vice president and general manager for north america and moved the company touted -ly to a less than brick and mortar store and wanted depend on more of the nike app and stuff however she disclosed information that her son's company in two thousand eighteen and nike found no conflicts of interest. Her son also claimed that she was a high up at nike. He never received inside information from her so nonetheless she richie found out that he was using her car buying nike shoes. And all this other stuff and reselling them

Nike Herbert Huber Joe Herbert C Joe Herbert Hiebert North America Yeezy American Express Corporation Bloomberg Herbert Richie
"twenty thousand dollar" Discussed on WTMJ 620

WTMJ 620

01:33 min | 2 years ago

"twenty thousand dollar" Discussed on WTMJ 620

"Twentieth in Saint Paul Avenue across from Seoul movements near the Potawatomi casino Jeff Wagner on WTMJ but we have a texture makes an interesting point is that Jeff they should put the people who drive eighty miles an hour on city streets they should release them on twenty thousand dollars definitely more dangerous that that's a very interesting point that they are I mean okay you can you can drive in a reckless fashion eighty miles an hour blow through a stoplight stoplight and you know they may give you a citation and send you on your way this guy gets a twenty thousand dollar cash bond it's just it's a weird story you know there's going to be more details coming out twelve thirty two let's go to the to the team check breaking news centers oracle's thank you Sir the death of a hunter during the opening weekend of the gun deer season was due to natural causes man found unresponsive in the town of Russell in Lincoln County there were four people injured and shootings over the opening weekend the Molson chorus C. E. O. he's in town to discuss the headquarters moving to Milwaukee given Hattersley says the move will bring good paying jobs to the city after more than twenty years on the board Milwaukee county supervisor Luigi Schmidt says he will not run for reelection and the Supreme Court will not revive a lawsuit against the fire arms website over the is on the spot shooting in Brookfield from back in twenty twelve now the justices rejected an appeal today by relatives of one of the victims killed by reckless harden who illegally bought a semi automatic pistol from someone he met on arms list dot com he was under court order that prohibited him from possessing guns time.

Jeff Wagner WTMJ Lincoln County Milwaukee Hattersley Luigi Schmidt Supreme Court Brookfield Seoul supervisor twenty thousand dollars twenty thousand dollar twenty years
"twenty thousand dollar" Discussed on 790 KABC

790 KABC

01:53 min | 2 years ago

"twenty thousand dollar" Discussed on 790 KABC

"A twenty thousand dollar fine the US attorney is asking for four months behind bars I'm Steve cast and bam Los Angeles is six bridge home emergency set shelter for the homeless open today in the Hyde Park area with enough space for a hundred people mayor Garcetti joint city councilman marquees hawk Harris Dawson on a tour of the bridge home site which is located at fifty nine sixty five St Andrews place and nicknamed the bread yard for its proximity to a local business it is the first such shelter to open in south LA talk radio seven ninety K. A. B. C. sports raiders home tonight against the Broncos Dodgers plane Baltimore tomorrow and the angel's host the Indians that sports on the new home of the U. S. C. Trojans and seven ninety ABC news time for to. Z. dependable traffic right now he's downside of the ten to ten freeway writer Archibald in working on an accident you were the left lane blocked it's back up the mountain in the upland areas seven ten north around Firestone also working with a crash here with a big rig involved in the right lane and delays from Long Beach Boulevard south bend is affected from the sixties for about four or five eight Fairview Orange County area another accident here in the carpool lane and you'll find delays for the fifty five continuing after Westminster he's that ninety one right around Wilmington is another crash the two right lanes are blocked get you Jay from the one ten and fifty seven north Errol highway putting out a car fired a few minutes ago still have the two right lanes taken away next reported for twenty four I'm Roger Kramer A. M. seven ninety KABC. Hey ABC whether mid seventies at the beach is low eighties downtown in the valleys today it's eighty in Tustin seventy nine in Santa Ana eighty one in downtown LA your seven ninety KABC in H. D. now ninety five five FM HD two download the tunein app so you can take KBC with you wherever you go Liz Warner KABC news.

Los Angeles Archibald Long Beach Boulevard Hyde Park Harris Dawson ABC US attorney Firestone Broncos Baltimore Fairview Orange County Dodgers Steve cast Roger Kramer A. M. Tustin U. S. C. Trojans writer Liz Warner Wilmington
"twenty thousand dollar" Discussed on 1075 KZL

1075 KZL

02:03 min | 3 years ago

"twenty thousand dollar" Discussed on 1075 KZL

"Like I'll give you a hundred and twenty thousand dollar Porsche hundred forty thousand nine hundred thirty thousand I know money doesn't mean much to you hundred and forty thousand dollars in your mind like that that's Hollywood but it shows that he doesn't know J. lo at all no J. lo is fifty it doesn't know how to drive it is never driven me think about it it makes sense she grew up in the Bronx it so you don't really need to drive to public transportation or you can walk everywhere and then she's been a star for as long as I can remember so you get a driver get people drive her everywhere so she's never should have a driver's license she's never learned how to drive and that's what he decided decided to buy her was in a car interesting I can't imagine if your husband been got to something you have to have no interest in doing it's like the money on it that's possible I would think that it was a gift for himself I would think that would point out that must be what he wants because he bought it it be as if your husband we learn this about Katie this week yeah I feel shocked by it why.

Hollywood J. lo Bronx Katie forty thousand dollars twenty thousand dollar
"twenty thousand dollar" Discussed on Biz Talk Radio

Biz Talk Radio

05:25 min | 3 years ago

"twenty thousand dollar" Discussed on Biz Talk Radio

"Coping show talking about our listeners most fabulous incredible Craigslist and good will not just home decorating but also stuff that they've incorporated into their work in their careers cars all kinds of stuff because it's crazy the feedback I've received from our listeners coast to coast has blown me away before the break we talked about Cinco who does her entire thing she does a ton of entertaining China cost the world it often breaks a lot of times you don't overspend Ford she has got she's got this incredible collection the pictures just blow you away that she has put together often times huge that's for free on Craigslist and another thing talking about with regards to entertaining and you're talking about you know getting people in your house you want things to look nice we'll talk about the silverware we talked about crystal all kinds of things that you think you've got to spend huge amounts of money on with two sides guys Craigslist and good will simply not the case I love this stuff keep the great ideas coming so again people could sprint could spend hundreds if not thousands getting it for next to nothing and sometimes getting it for nothing itself Josh Josh Josh listening in from Texas where you coming McAllister beautiful stuff he is rehabbing a twenty thousand dollar camper charming too little thing that he got for nine hundred dollars a twenty thousand dollar camper that he got for nine hundred dollars on Craig's list it's beautiful it needed a huge cleaning there are so many houses that are like that he has cleaned out the entire camper now it's time for the fun part he's getting out the staple gun he's going to Craig's list for fabrics and he has been handed he showed me the pictures and again I know these numbers when it comes to fabrics the good tough strong durable home decorating fabrics you need for a camper and we're talking about stuff that can easily retail for fifty Bucks a yard he has gotten hundreds of dollars worth of fabric for fifty Bucks on Craig's list any says he also show me stuff you got I'm getting the same thing at his local good will once in a while good willing Craig's list or like anything else you'll either find truck loads of this stuff or you find nothing it's feast or famine so it's kind of like a fun hunt that you want to do get yourself online get together for these very yes get your new best search online going able feed you straight to your email it will feed you exactly what you want to know it's brilliant so Josh it's gorgeous I want to see a picture after the fact he's currently rehabbing the little so flood the bed the bathroom the kitchen it's going to be gorgeous show me everything I want to see all the before and afters keep me updated so again always go for the high quality fabrics you not go cheap on yourself guys it will come back to bite you you want the highest quality when it comes to the metal when it comes to the paint when it comes to your fabrics when it comes to everything else you deserve the best you simply deserve to pay about ninety percent less for it I love this stuff absolutely love it you guys ever thought about doing camper I'm not a camper type person you guys know this you're shaking their heads yes all right I'm not the camping type but I'm so when all of people who are and when they take the next step and they invest in a camper that they can then enjoy with their family I'm dazzled by that you guys heard about our trip to New York with a fabulous time no camping involved that's my idea of roughing it and we did it for a fraction of the cost usual trip to New York can go back to pass podcasts for that total fun right next up Stephen cue from fort Lauderdale sent me this picture he's re doing he retired down there god bless you Steven Q. it is hot here in the Philadelphia area it's got to be like living next to a volcano hot in fort Lauderdale so stay cool crank the AC and keep these great fabulous projects going he had an entire living room he had to do before in his last house he had no living room he had a little family room kitchen whatever else his retirement house he's got a live the family room so he's putting together side tables coffee tables so because everything else he wanted things to match he found all these various pieces different times different places Craigslist Craigslist the free list on Craig's list as well as local goodwill nothing matched different colors so he kind of United them if you will with this pretty cool looking these are not colors I would have picked but they came together pretty darn good black spray paint all right ended gold paint pen to detail the drawer fronts it looks pretty darn cool then he took the usual of the same types of fabric covers that I have for my so close in my own living room my family room I should say and he went with this dark blue to go with the black tables with the gold edging and and these great really I mean his bold pops of color I love this and it costs next to nothing and that the lacquer look finish that I'm looking at here is simply restore him spray paint and I got to tell you something I worked with a lot of spray paint in my time whether it was with the swing set or with porch furniture or with stuff for the kids or whatever else was still young free plug here they're the ones that never seem to clog up on me I've done it with fabric paint it clogs up with other types of pain a clogged up restore you pretty much comes through now watch the next can't arrest only will clog up on me I'm hoping not but honest to god if you want to go out there have a little fun with it just have some faith in your talents it's totally fine and when you look at it and you're looking at furniture that you.

Craigslist twenty thousand dollar nine hundred dollars ninety percent
"twenty thousand dollar" Discussed on KIIS 102.7

KIIS 102.7

02:21 min | 3 years ago

"twenty thousand dollar" Discussed on KIIS 102.7

"For twenty thousand dollars. You know what I love about shock? Orange County is they, they never turn a child. In the parent, there's this feeling of gratitude. And, you know, I guess if you'll stay knowing that there's the plate, or you can take your children and know that they're going to be taking care of the situation. Right. So, you know, the financial hardships your background, whatever it is. And there's a place here for for your children. So bring in MRs Baker, who's listening, Patty to you. She knows that you're there inside the hospital. And she Nicole screen, it says one of her first graders is there at Chuck hospital right now? Mrs baker. Good morning. Learning. You're on the air with us. So tell us about this. First grade student of yours. Sorry, I'm going to go on. The first grader, I haven't in the past. So what the family and without mentioning his name on air? Three to card. He's really made a lot of progress and then got the diagnosis of cancer. May ten and we're just really pulling for him. And I'm going to be probably tutoring him over the summer to get them ready for second grade. And we wish in the bed, and I know that I keep going on the best place. He could be and the angels. Come visit and relief on things. At the area, so in areas. So I'm very happy. He's happy going through this. He is happy economy. Well, why don't we put you on hold for quick second. Can you give pad his name off the air and Patty can go say hi to him? Awesome. Okay. Let's do that. You could be one of those angels today. Awesome. Patty hang on MRs Baker. You hang on got an assembly as well. We'll get to that. We'll come back in just a second. That's why I love it right there. Right there. Pat. He's going to get to that first grade student, and hopefully that first grade student will smile in that moment. Coming back and paint a Bill, a sixty.

Patty MRs Baker Orange County Pat Chuck hospital Nicole screen twenty thousand dollars
"twenty thousand dollar" Discussed on CarCast

CarCast

04:09 min | 3 years ago

"twenty thousand dollar" Discussed on CarCast

"So the course of the next year till twenty twenty there's a twenty thousand dollar discount. So the NSF X on paper retails for one fifty seven five before you put any options on it, but it's really one thirty seven five. So burger. Yeah. So now it's getting now it's getting a little bit more. And that's before you go into the dealer and try to, you know, maybe negotiate. Or if you're leasing it, you can try a little bit better rate. Anyway, I would drive in the car. I think it's been it's been fantastic. It rolls around. It's normal mode is a sport mode. And then sportplus is great and then the track mode, they're fantastic. And it's very similar to Porsche. I've always said the portion sport, plus modes and sport, modes are such a Jekyll and Hyde. It's like the Porsche's so docile and easy to drive around town. And then when he put it in the more aggressive modes just changes, all the dynamics of the car, and hold up the revs, and the sound and everything, and the accurate doing that as well. And it's interesting, it's got a v six turbo engine in the back. It's got electric Motors powering the front. And one of the things that you've heard us as one of the things out of noise me to no end is the start stop function on so many cars, you got up to the stoplight and and you know what I'm talking about. It's annoying. And then. When you you're sitting at a stoplight, there's a couple of things one, the oils leaking down, it's still warm still thin, but the oil, but it's, it's all leaking back down in the pan. And I just think in the long term, it's going to be detrimental to, to, to the engines, just going to shorten the life. I think of the engine that's, that's kind of my theory on it, excuse me. But. The start stop function in most cars. It has to take that second or two to fire up and goes, you gotta stop light. You kinda. The worst like yard a stop light. And then you stop and then all the cars tighten up and then you gotta let it off. It's got a fire up new creep up another three or four feet ten feet. You know. And then you do that, again, that's you know, or you pull into a spot to park, and then it shuts the motor down. And you want to inch forward, a little bit to make sure you're, you're not blocking anybody or not sticking the tail out in a parking garage. It's just an annoying feature to me. Well, an accurate us X it has that annoying features. Well, however, it Janci. Yes, but it puts itself into e v mode all the time. So if you get to a stop light, it shuts the motor down. You let your foot off the gas to inch forward. It's an electric mode. There's no hesitation. It's just going so you can creep your way into that parking spot or tighten up at a stoplight. And when you when the light is green, and you wanna go, whether you whether you get on it hard or not. It gets the thing moving quickly in, in electric mode. There's no more of that hesitation. You'll still hear that engine fire up but you're already moving before it does. So the seamless immigration between the gas engine. And the electric Motors is, is nice. It's really nice on this car. And I'm sure we're going to see more of that. With with. We talk about electric vehicles and sort of two schools of thought, you know, we have the electrics electric hybrid, the BMW I-, I threes and the Prius is and stuff like that. It's for fuel economy, and then we talk about electric -ation for the for the performance and. And this is a very good use of it. Now, I haven't driven, you know, let's say the law Ferrari, or McLaren p one but their use of electric ation for performance, and I get there's an easy mode as well and has probably similar characteristics can creep forward in our moving on electric power. But this, but experiencing that in a car like this is is impressive and. The engine. Sounds good to me. And I, I was expecting this thing to be quieter having the turbos and stuff on it..

Porsche Ferrari BMW McLaren p twenty thousand dollar four feet ten feet
"twenty thousand dollar" Discussed on 106.1 FM WTKK

106.1 FM WTKK

03:05 min | 3 years ago

"twenty thousand dollar" Discussed on 106.1 FM WTKK

"Done. Very well done. All right. Britney is whether it's in Columbia South Carolina. Hi brittany. Welcome to the Dave Ramsey show. Dave. How are you today? Better than I deserve. What's up? My question is if I should go ahead and purchase a house. I'm about eight thousand dollars in credit card debt in about two hundred and thirty thousand dollars in student loan debt. Good lord. Yes. In addition to a twenty thousand dollar Corp payment that I have to pay. A lawyer. A pharmacist Dr. Oh, good. Okay. Ranking she making what one hundred thirty. Yep. Exactly. Okay. And that's just that's a forty hours a week. Yep. That's forty hours a week, one hundred thirty but it would take me I'm guessing about maybe about eight years pale all this debt. I get snowball. It loans in about three years. But then it will still be more at that. One hundred two thousand when you make a hundred and thirty thousand dollars a year you before I got out of school. You used to live on nothing and sit on a beanbag chair. You're right. You're right. You're right. Should share back out. And by the way, pick up overtime at the hospitals on the weekends. Kick your one thirty two one eighty and let's put seventy five thousand a year on this puppy, and let's be done in about three years beans, and rice beans and rice, you have no life you work all the time. And you clean up this horrendous mess. You have made. Yeah. Okay. So just continue with the snowball of the lowest to the highest when I get your snowball sucked. You said eight years, that's not a snowball. That's a trickle. No, you need to get unit needs to you need to dynamite in the middle of this thing you need to blow your life up. You've been spending money because for the first time in your life, you started making money and you can't do that anymore. You have a mass, you went and bought a freaking car. That was a not what were you thinking? Car debt? Right. Yes. Okay. I'm messing with you here. Okay. But here's the deal. All of those things are indicators to me as to where your head is. And so I'm I'm trying to walk around in your head space with my money boots. I 'cause I want change your brain for a minute. And I want you to get really, really focused on this, because you have more money than you have ever had in your life, and you also have a bam mess and you've ever had in your life if you will treat this very, very seriously and do nothing except get out of debt, and I'm serious. Pickup pickup, E R where you can do pharmacy work dispensing, the our weekends and pick up another thirty hours a week work like a maniac. Kick your.

Dave Ramsey brittany Columbia South Carolina Britney thirty thousand dollars eight years forty hours three years eight thousand dollars twenty thousand dollar thirty hours
"twenty thousand dollar" Discussed on 710 WOR

710 WOR

03:06 min | 3 years ago

"twenty thousand dollar" Discussed on 710 WOR

"Done. Very well done. Are. I've Brittany is with us in Columbia, South Carolina. Hi brittany. Welcome to the Dave Ramsey show. Dave. How are you today? Better than I deserve. What's up? Question is if I should go ahead and purchase a house. I'm about eight thousand dollars in credit card debt in about two hundred and thirty thousand dollars in student loan debt. Good lord. Yes. In addition to a twenty thousand dollar car payment that I have to pay. Are you a lawyer? Pharmacists, dr. Oh, good. Okay. She making what one hundred and thirty. Yep. Yeah. Exactly. Okay. And that's just that's a forty hours a week. Yep. That's forty hours a week a hundred and thirty it would take me I'm guessing about maybe about eight years to pay off all this debt. Snowball, it student loans in about three years, but then it will still be more at that. One hundred and thirty two thousand when you make a hundred and thirty thousand dollars a year you before you got out of school. You used to live on nothing and sit on a beanbag chair. You're right. You're right. You're right. Beanbag chair backout and work out by the way, pick up overtime at the hospitals on the weekends. Those kick your one thirty two one eighty and let's put seventy five thousand a year on this puppy, and let's be done in about three years beans, and rice, rice and beans. Beans and rice, you have no life. You work all the time, and you clean up this horrendous mess you have made. Okay. They just continue with the snowball of the lowest to the highest when I get your snowball sucked. You said eight years that's not a snowball, that's a trickle. No you need to get. You didn't needs to you need to dynamite. In the middle of this thing, you need a blow your life up you've been spending money because for the first time in your life. You started making money, and you can't do that anymore. You have a mass. You went and bought a freaking car that was a not. But what were you thinking? Carnet? Right. Yes. Okay. I'm messing with you here. Okay. But here's the deal. All of those things are indicators to me is where your head is. And so I'm I'm trying to walk around in your head space with my money boots. I I won't change your brain from minute. And I want you to get really really focused on this because you have more money than you have ever had in your life. And you also have a bam mess and you've ever had in your life. If you will treat this very very seriously and do nothing except get out of debt, and I'm serious pickup pickup ER where you can do pharmacy work dispensing, the our weekends and pick up another thirty hours a week work like a maniac kick, your.

Dave Ramsey Brittany South Carolina Columbia ER dr. Oh thirty thousand dollars eight years forty hours three years eight thousand dollars twenty thousand dollar thirty hours
"twenty thousand dollar" Discussed on AM 1590 WCGO

AM 1590 WCGO

02:55 min | 3 years ago

"twenty thousand dollar" Discussed on AM 1590 WCGO

"Welcome to the Dave Ramsey show. Dave. How are you? I deserve. What's up in your world? Thanks so much for taking my call. My question for you relate to my husband, and I being at BBN babysat number six pain the mortgage on her house. Everything else is taken care of which is a great feeling. But we do know that this is not our forever, home or question. We go ahead aggressively attack. What we have last on the house. Why not? Do we also split the difference and and say for down payment? Wow. Knowing that we will have to simultaneously like by and at the same time. Well, I mean, you're going to sell the house when you move, right? Right. Then when show the house, they give you a check. For the money, the the mortgage money when you pay off a mortgage, the money's not gone. It's it's an equity the house. You get you get it back. Right. So I guess our question to you. That's definitely where my heart is as well. Bye. Gonna look at is having equity as they consider underwriting, our new mortgage one, I guess like we need to have tache a pressure because you're you're purchasing the new home simultaneously with the sale of yours. And so you're going to have that cash in your hand. Yeah. When when they say, where's what's the source of your two hundred thousand dollars down payment? It'll be the sale of our two hundred and twenty thousand dollar house or whatever the number is. But yeah, that's great. It doesn't take the whatever the number is. But it doesn't you know that you don't have to have it in a pile of one hundred dollar bills in the middle of your kitchen table for it to count. So no, I I would go ahead and pay off your house. Because we don't know what's going to happen in the closer your home is to being paid off. And then when it is actually paid off it stabilizes your life. It just adds e even though it's an interim thing for you. It's not like you said a forever home. That's okay. I'm still going to do it because you might be there longer than you think you might be they're shorter than you think. But it's not a bad rate of return on cash. Four five percent. Four percent, whatever your mortgage rate is not a bad rate of return. You can't get that in a savings account right now. You can get more than that. Where you invest it long term. But I don't ever..

Dave Ramsey two hundred thousand dollars twenty thousand dollar one hundred dollar Four five percent Four percent
"twenty thousand dollar" Discussed on 106.1 FM WTKK

106.1 FM WTKK

03:10 min | 3 years ago

"twenty thousand dollar" Discussed on 106.1 FM WTKK

"Well, much how much of the hundred twenty thousand dollar income is yours. One hundred percent one. Okay. It's only a one income. I'm single. Okay. So you're oh, okay. So you're going to have zero income. Lincoln. Yes. For a little while. Okay. Hopefully, not long. But yeah. I've thought about working the remainder of this year. Take my only it straight into the principles with which is what I've been doing. Yeah. Bad idea. Yourself in a better position. Because obviously if you're gonna go to zero income you've gotta have an emergency fund still sitting there. And if you got the house paid off to the not just creates your creates a different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one of my day. I think working in the rest of the year is probably a really good idea and just just knocked that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement question. I'm married. My husband's military retired. And all these donors working on hobbies. Our kid is going to college next year. She has RJR Bill. So she's she said, we're currently debt free. We decided to do the snowball and pay up forty five thousand dollars, and we did it in twelve months on the house. The saw some credit card. Our take home is eighty six hundred dollars about one hundred and four year right now harbor. I'm retiring in ear with the military, and I don't take our income down to fifty six hundred sixty seven thousand a year. Guaranteed monthly check. According to my calculation. No one's going to have to work. So we can only be can give you some side. Hustles just fine. I'm fifty eight and he's fifty he has the survivor benefit plan on him. If he passes would give me fifteen hundred dollars a month. And he has about one hundred twenty in the TSP 4._0._1._K is this enough were hit consider him, self insured. It's up to you. Can you live on what you're left with? It should keep me about the same of where I am. Okay. So the survivor benefit the fact that you're debt free, and the fact that kids colleges covered. Puts you in a position that you can live on comfortably. What you would have coming in. Then that's the answer. I mean, can you live off the income that you have coming in the income off the assets that you have coming in. And if you can then you're self insured. That's what amounts to especially in this case. And so is he disabled? Nope. Luckily,.

Lincoln Dave Ramsey Toledo hundred twenty thousand dollar forty five thousand dollars eighty six hundred dollars fifteen hundred dollars One hundred percent twelve months four year
"twenty thousand dollar" Discussed on KTAR 92.3FM

KTAR 92.3FM

03:54 min | 3 years ago

"twenty thousand dollar" Discussed on KTAR 92.3FM

"Well, how much of the house? How much of the hundred twenty thousand dollar income is yours. It's one hundred percent, okay. It's only a one income mom. I'm single. Okay. So you're oh, okay. So you're gonna have zero income. Lincoln. Yes. For a little while. Okay. Hopefully, not long, but. Yup. I've thought about working the remainder of the sheer taking my income and just piling it straight into the principles with which is what I've been doing. Not a bad idea. Get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there. And if you got the house paid off to the not that just creates your creates a different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think worked in the rest of the years probably a really good idea and just just knocked that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave, thank you for taking my call. I have a retirement life insurance question buried my husband's military retired. And all these doing is working on hobbies. Our kid is going to college next year, she has RJR bills. So she's she's said, we're currently debt free. We decided to snowball and pay up forty five thousand dollars, and we did it in twelve months on the house, the sawmill credit cards. Our take home is eighty six hundred dollars about one hundred and four year right now harbor. I'm retiring in a year with the military, and I don't take our income down to fifty six hundred or sixty seven thousand a year. Guaranteed monthly checks, and according to my calculation, no one's going to have to work. So we can only be can do some side hustles and be just fine. I'm fifty eight and he's fifty he has the survivor benefit plan on him, which if he passes would give me fifteen hundred dollars a month, and he has about one hundred twenty and the TST 4._0._1._K is this enough were consider him, self insured. So you can you live on what you're left with. No life insurance. It should keep me about the same of where I am. Okay. So the survivor benefit the fact that you're debt free, and the fact that kids colleges covered. Put you in a position that you can live on comfortably. What what would have coming in? Then that's the answer. I mean, can you live off the income that you have coming in and the and the income off the assets that you have coming in. And if you can then you're self insured, that's where it amounts to especially in this case. And so is he disabled? Nope. Luckily, he didn't get injured while he was overseas. But he fully recovered so. Nope, he's not disabled. He just likes to be retired. He just told around making things, and then he feels. Yeah. Woodworking. That's fun. Yeah. Whatever you wanna do. Here's a life expectancy of forty five more years. Two putts around. I don't I don't that's just kind of strange. But if that's only wants to do that's fine. It's appreciate you guys serving their country and appreciate the you've got that wonderful retirement. That's awesome. But it's it's kind of sad to just quit at age fifty and not contribute. Anything else to your life or the life of others? I'm not saying go take a job you hate. But just sit.

Lincoln Dave Ramsey Toledo hundred twenty thousand dollar forty five thousand dollars eighty six hundred dollars fifteen hundred dollars one hundred percent twelve months four year
"twenty thousand dollar" Discussed on 106.1 FM WTKK

106.1 FM WTKK

01:40 min | 3 years ago

"twenty thousand dollar" Discussed on 106.1 FM WTKK

"How much of the one hundred twenty thousand dollar income is yours. It's a hundred percent, okay. It's only a one income. I'm single. Okay. So you're oh, okay. So you're going to have zero income. Yes. For a little while. Okay. Hopefully, not long, but. I thought about working the remainder of this year, taking my income and just piling it straight into the principles with which is what I've been doing. Yeah. Not a bad idea. Get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there. And if you got the house paid off to than that just creates your creates a different level staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think working the rest of yours probably a really good idea and just knock that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I married my husband's military retired. And all these doing is working on his hobbies are kids going to college next year. She has RJR bills. So she's she said, we're currently debt free. We decided to snowball and.

Dave Ramsey Toledo one hundred twenty thousand do hundred percent
"twenty thousand dollar" Discussed on KTAR 92.3FM

KTAR 92.3FM

03:53 min | 3 years ago

"twenty thousand dollar" Discussed on KTAR 92.3FM

"Well, how much of the hundred twenty thousand dollar income is yours. It's one hundred percent one. Okay. And. It's only a one income. Mom single. Okay. So you're oh, okay. So you're going to have zero income. Lincoln. Yes. For a little while. Okay. Hopefully, not long. But yeah. I've thought about working remainder of this year, take my income and just piling it straight into the principles with which is what? Not not a bad idea. Get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there, and if you got the house paid off to then that creates a different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think working the rest of the year is probably a really good idea and just knocked that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I'm married and my husband's military retired. And all these doing is working on hobbies our kids going to college next year, she has RJR bills. So she's she said, we're currently debt free. We decided to snowball and pay up forty five thousand dollars. We did it in twelve months on the house. The saw some credit cards. Our take home is eighty six hundred dollars about one hundred and four year right now. However, I'm retiring in a year with the military, and I don't take our income down to fifty six hundred or sixty seven thousand a year. Guaranteed monthly checks. According to my calculation. No one's going to have to work. So we can only be can give you some side. Hustles me, just fine. I'm fifty eight and he's fifty he has the survivor benefit plan on him. If he passes would give me fifteen hundred dollars a month, and he has about one hundred twenty and the TST 4._0._1._K is this not were consider him himself, insured. It's up to you. Can you live on what you're left with? No life insurance. It should keep me about the same of where I am. Okay. So the survivor benefit the fact that you're debt free. And the fact that kids college is covered. Put you in a position that you can live on comfortably. What what would have coming in? Then that's the answer. I mean, can you live off the income that you have coming in? And the the income off the assets that you have coming in. And if you can then you're self insured, that's where amounts to especially in this case. And so is he disabled? Nope. Luckily, he didn't get injured while he was overseas, but he fully recovered. So he's not disabled. He just likes fee retired. He just told around making things, and then he shells. Yeah. Woodworking. That's fine. Yeah. Whatever you wanna do. Here's a life expectancy of forty five more years. Two putts around. I don't I don't. That's just kind strange. But if that's all he wants to do. That's fine. It's it's a appreciate you got serving our country. And appreciate that. You've got that wonderful retirement. That's awesome. But it's it's kind of sad that it just quit at age fifty and not contribute. Anything else to your life or the life of others rustling, go take a job? You hate to.

Dave Ramsey Lincoln Toledo hundred twenty thousand dollar forty five thousand dollars eighty six hundred dollars fifteen hundred dollars one hundred percent twelve months four year
"twenty thousand dollar" Discussed on KSFO-AM

KSFO-AM

03:52 min | 3 years ago

"twenty thousand dollar" Discussed on KSFO-AM

"Well, how much of the hundred twenty thousand dollar income is yours. It's one hundred percent, okay. It's only a one income. I'm single. Okay. So you're oh, okay. So you're going to have zero income. Yes. For a little while. Okay. Hopefully, not long. But yeah. I've thought about working remainder of this year, take my income and just piling it straight into the principles with which is what I've been doing not. Yeah. Get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there. And if you got the house paid off to the. Creature different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think work in the rest of the year is probably a really good idea and just knocked that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I'm married. My husband's military retired. And all doing is working on hobbies our kids going to college next year, she has RJR bills. So she's she's said or currently debt free. We decided to do the snowball and pay up forty five thousand dollars in twelve months on the house the sawmill from credit cards. Our take home is eighty six hundred dollars about one hundred and four year right now over I'm retiring a year with the military, and I don't take our income down to fifty six hundred sixty seven thousand a year. Guaranteed monthly checks. According to my calculation. No one's going to have to work. So we can only be can do some side hustles and be just fine. I'm fifty eight and he's fifty he has the survivor benefit plan on him. If he passes would give me fifteen hundred dollars a month. And he has about one hundred twenty in the TST 4._0._1._K is this enough were consider him, self insured. Up to you. Can you live on what you're left with? It should keep me about the same of where I am. Okay. So the survivor benefit the fact that you're debt free, and the fact that kids colleges covered. Put you in position that you can live on comfortably. What what they have coming in? Then that's the answer. I mean, can you live off the income that you have coming in and the income off the assets that you have coming in. And if you can then you're self insured, that's where amounts to especially in this case. And so is he disabled? Nope. Luckily, he didn't get injured while he was overseas. But he fully recovered so. Nope, he's not disabled. He just likes to be retired. He just told around making things, and then he feels. Yeah. Woodworking. Right. That's fine. Yeah. Whatever you wanna do. Here's a life expectancy of forty five more years two putts around. That's just kind of strange. But if that's only wants to do that's fine. It's it's appreciate you got serving our country. And appreciate that you got that wonderful retirement. That's awesome. But it's kind of sad to just quit at age fifty and not contribute. Anything else to your life or the life of others? I'm not saying go take a job you hate..

Dave Ramsey Toledo hundred twenty thousand dollar forty five thousand dollars eighty six hundred dollars fifteen hundred dollars one hundred percent twelve months four year
"twenty thousand dollar" Discussed on Talk 650 KSTE

Talk 650 KSTE

03:53 min | 3 years ago

"twenty thousand dollar" Discussed on Talk 650 KSTE

"Well, how much of the one hundred twenty thousand dollar income is yours. One hundred percent one. Okay. It's only a one income. Mom single. Okay. So you're okay. So you're going to have zero income. Yes. For a little while. Okay. Hopefully, not long. But yeah. I thought about the remainder of this year, take my income and just piling it straight into the principles with which is what I've been doing. Yeah. Not a bad get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there. And if you got the house paid off to the not that just creates your creates a different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think working the rest of the year is probably a really good idea and just just knock that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I married my husband's military retired. And all he's doing is working on his hobbies are kid is going to college next year. She has RJR bills. So she's she said, we're currently debt free. Snowball and pay up forty five thousand dollars, and we did it in twelve months on the house, the sawmill from credit cards are take home is eighty six hundred dollars about one hundred and four year right now. However, I'm retiring in ear with the military, and I don't take our income down to fifty six hundred sixty seven thousand a year. Guaranteed monthly checks. According to my calculation. No one's going to have to work. So we can only be can do some side hustles and be just fine. I'm fifty eight and he's fifty he has the survivor benefit plan on him, which if he passes we'd get fifteen hundred dollars a month. And he has about one hundred twenty in the four one K is this were consider him, self insured. It's up to you. Can you live on what you're left with? With no life insurance. It should keep me about the same of where I am. So the survivor benefit the fact that you're debt free, and the fact that kids college is covered. Put you in a position that you can live on comfortably. What what would have coming in? Then that's the answer. I mean, can you live off the income that you have coming in the income off the assets that you have coming in. And if you can then you're self insured, that's where amounts to especially in this case. And so is he disabled? Nope. Luckily, he didn't get injured while he was overseas, but he fully recovered, so not not disabled. He just likes to be retired. He just told around making things. Yeah. Woodworking. Right. That's fine. Yeah. Whatever you wanna do. Here's a life expectancy of forty five more years. Two putts around. I don't I don't that's just kind of strange. But if that's only wants to do that's fine. It's it's a appreciate you got serving the country. And appreciate that you got that wonderful retirement. That's awesome. But it's it's kind of sad just quit at age fifty and not contribute. Anything else to your life or the life of others? And go take a job you hate. But just.

Dave Ramsey Toledo one hundred twenty thousand do forty five thousand dollars eighty six hundred dollars fifteen hundred dollars One hundred percent twelve months four one K four year
"twenty thousand dollar" Discussed on WLAC

WLAC

01:34 min | 3 years ago

"twenty thousand dollar" Discussed on WLAC

"Hundred twenty thousand dollar income is yours. One hundred percent one. Okay. It's only a one income. Mom single. Okay. So you're okay. So you're going to have zero income. Lincoln. Yes. For a little while. Okay. Hopefully, not long. But yeah. Thought about the remainder of this year, take my income and just get straight into the principles with which is what I've been doing. Not a bad idea. Get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there. And if you got the house paid off to the that just create your creates a different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think working the rest of the year is probably a really good idea and just just knock that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I married. My husband's military retired. And all these donors working on hobbies. Our kid is going to college next year, she has RJR bills. So she's she said or.

Lincoln Dave Ramsey Toledo Hundred twenty thousand dollar One hundred percent
"twenty thousand dollar" Discussed on KTRH

KTRH

02:39 min | 3 years ago

"twenty thousand dollar" Discussed on KTRH

"I appreciate your call, sir. And good luck to you, James and San Antonio, Texas. Welcome james. How can I help you? Thank you for taking my call. Sure. She. School lesson. Sedate them. I'm trying to find something and. Something a little bit. Soapy witch. She's like ninety eight pounds, and she's only forty seven the issue that that I'm afraid of. CRV that she drives you round with. That's my view. Boy, I tell you these questions are hard for me because. I can't review a car from the perspective of somebody. That's four foot eleven I will tell you this. I had a similar case to this probably a month ago. Girl, young driver. She was right at five foot. So pretty close to the same as your daughter, and I recommended that they look at a Nissan kicks, which is the news small SUV from Nissan, and there were a couple of reasons one is it seemed to me that you set up really well in the seat, and the second thing is it's the only SUV out there under twenty thousand dollars that actually has automatic forward. Breaking and it really worked. And so from a safety standpoint, I thought it was a good fit. But I did as the actually this was a mom. I asked the mom to let me know how fitter she got a hold of me. And she said that it was perfect for her. She could see over the steering wheel. She felt confident in it. I know you might want to small truck, I don't typically recommend small trucks for new drivers. Just because the rear end is so light. But. You know, what's the SUV with that kicks? It's gotta get you out with a reasonable amount of money. And I think it's going to be something that work for her try that out and let's see if she's comfortable in it again. It's just hard for me because two people four eleven can be built very differently and it worked for one and not work for the other. You'll find Nissan of new braunfels and our website car pro USA dot com under certified dealers give trials..

James Nissan San Antonio Texas CRV twenty thousand dollars ninety eight pounds five foot four foot