35 Burst results for "Twenty Thousand Dollar"

Dogecoin’s Value Is Soaring. Is It Time to Take It Seriously?

Squawk Pod

01:37 min | Last week

Dogecoin’s Value Is Soaring. Is It Time to Take It Seriously?

"Another day another doj coin. We can't help but mention this going back ever so slightly today. If you put a thousand dollars in doj coin on january first of this year right now on may six it would be worth one hundred and twenty thousand dollars the nights i was thinking about it in light of what we used to say about market for stocks when they look high. And we'd say you know on any given day when a certain number of shares changed hands and that it if you multiply the the all the outstanding shares by that price you get to that market cap but if everybody's sets decided to sell. I just don't think it's really there and that's kind of what i think about doj point i. It's that many that's at least my explanation for how it can be eighty billion dollars. Maybe really not eighty billion dollars. That's where it is on any given day. That's a demand that's the leaning meeting could vaporize overnight. Meaning i don't think you can just say it really does have a market cap bigger than most of the major corporations in this country. Did you see on drudge. They had no regrets that they had the middle finger. One two okay. I see what he hit giving the middle finger at the establishment and that that made it. So that's all part of it and then you gotta deal on. Musk so i also make way you can't buy. You can't buy all of the doj coin altogether at a premium. Nobody's doing that. Unlike a company and one of the reason why you care about market cap is because extensively somebody could buy the whole company. Yeah premium that can't happen it doesn't it doesn't work that way

DOJ Musk
JPMorgan's Bitcoin Journey

CoinDesk Podcast Network

02:10 min | 2 weeks ago

JPMorgan's Bitcoin Journey

"What's going on guys. It is monday april twenty six and today we're talking about j. p. morgan's bitcoin journey from worse than tulips to not my cup of tea to a new client product first. Let's do the brief. I on the brief today. Sports in crypto are definitely coming together in this cycle a couple of years ago. Nfl offensive tackle russell. Kun made a now famous declaration. Pay me in bitcoin. He currently takes half of his thirteen million dollar salary and btc and half in fiat. Kansas city chiefs. Tight end sean. Culkin is taking it to the next level. And we'll be converting the entirety of his twenty twenty one base salary. Nine hundred and twenty thousand dollars into btc. Culkin is going to convert his fiat to bitcoin. Salary conversion service. This is the same service that russell uses and it means that the paychecks are automatically converted which detaches them from market movements and allows coke in his own words to stay focused on the game for their part. The kansas city chiefs are aware but their contract is still denominated in. Us dollars about the deal. Culkin said quote for me it makes sense to get paid in the hardest form of currency. And it's something that's resistant. Inflationary pressures that. I think is very relevant in this current economic environment. That wasn't the only. Nfl crypto news today as the presumptive number one draft pick from later this week. Trevor lawrence announced a sponsorship deal with block folio the bonus of which will be paid entirely incredible out clearly. There is a mainstreaming momentum. Going on all right next up on the brief w is going on in turkey. I've been keeping you posted on everything happening in turkey but it's just gotten crazier on april sixteenth. The central bank announced that crypto would be banned as a means of payment. Effective april thirtieth. Two days later turkish exchange codex went off line on april eighteenth. The ceo of that company has gone missing and there are claims of massive fraud. Sixty two people with ties to the platform have been detained now for people have been detained as part of an investigation into verbal coin. Which is another turkish exchange. But none of this has stopped. Turkish crypto usage. In fact it's gone up sharply.

Culkin Russell KUN NFL Trevor Lawrence Morgan Kansas City Kansas City Chiefs Sean Coke Turkey United States
Donations pour in for families of Atlanta shooting victims

AP News Radio

00:47 sec | Last month

Donations pour in for families of Atlanta shooting victims

"I'm Julie Walker donations are pouring in for families of the victims of the Atlanta area massage business shootings Randy park launched a go fund me page asking for twenty thousand dollars to pay for funeral and other expenses for his mother who worked at gold spa by Monday morning the donations were approaching three million go fund me's for other victims also far exceeded expectations with some leaving messages like I hope you're able to feel the love and support and please remember that there are still good people in this world Robert Erin long is charged with the shooting spree that killed seven women six of them of Asian descent and one man he told police it wasn't racially motivated and claims to have a sex addiction but there is skepticism I'm Julie Walker

Julie Walker Randy Park Gold Spa Atlanta Robert Erin
Suspended Crew Chiefs O Plenty

The Final Lap

00:24 sec | 2 months ago

Suspended Crew Chiefs O Plenty

"Got some suspended crew chiefs on our hands. After multiple lug nuts were found. Loose after last week's race at phoenix. Brad keselowski is number two car lead atop the box guy jeremy bulletins and travis mac from daniels whereas cup series team will both play the home version of nascar cup series racing. This weekend they will also be writing checks to nascar to the tune of twenty thousand dollars. Each

Jeremy Bulletins Travis Mac Brad Keselowski Phoenix Daniels
Dealing with the costs and operation of hospital pensions

The Hospital Finance Podcast

08:38 min | 2 months ago

Dealing with the costs and operation of hospital pensions

"Many hospitals have pension plans one variety or another however managing. Pensions can become a complex financial task. That many hospitals are not equipped to address internally joining me today. John lull a partner actuary at october three consulting and an expert in benefit and compensation issues with a particular focus on retirement benefits. John is here to help us understand more about how to deal with the costs and operation of hospital. Pensions john. welcome to the show. Thanks very much mike. I'm really happy to be here. I know this problem. We seems like an unusual topic for you and your listeners. But i think we're gonna make the connection for them quite well. Yes is sort of the other side of the house when it comes to ospital finance. It's not necessarily the revenue side. But just as important. So i'm really looking forward to the discussion. John let me start off. Many hospitals still have pension plans. And they come in two varieties as you explained it to me ongoing plans and frozen plans first. Let's talk about hospitals that have an ongoing plan as these are more rare these days What benefits would they get from continuing to maintain a plan. And how can they afford to run them. Mike what you say is absolutely true. They'll probably at this point only about two to three hundred remaining ongoing hospital pension plans left. That said those hospitals have them for the most part doing well financially and they're fully committed to continuing them if they were going to freeze them or completely get rid of them by now They would have done that already. So the ones that are left really have made a commitment to continue them. why. I think what we've learned. Is they see them. As a competitive advantage particularly from a human resources perspective it gives them somewhat of an edge in recruiting talent and in retaining talent and may simply view the cost of those plans as part of their total labor costs so some of them might choose to reduce labor costs in ways to compensate but a number of them have looked at this issue fairly carefully and they say that by decreasing unwanted turnover more than make up for the costs of the pensions and when they design them carefully. He's plans give them an opportunity to have what. A few of our clients are calling supercharged for a one ks. So let me explain that. With an example if for example you are recruiting a new head of. Let's say orthopedic surgery and you tell that person they can have something like their current 401k. But with the deferral women which right now is around twenty thousand dollars that might be five times as large or even ten times as large as it is. Currently that has a lot of value to them so put differently rather than being able to save twenty thousand dollars on a tax favored basis. They can save two hundred thousand dollars a year on a tax basis. That really does have a lot of value would add value to them that they just can't get in other places another issue that's bothered hostile. Finance cheats about pension plans is the cost volatility. But frankly that can be controlled and in fact by the twenty twenties it should be controlled through plan design. That's great so let's talk about the other scenario Which are plans to their frozen. What are some of the issues. Hospitals run into and plans remain frozen and could handle better. Mikey right Lot of frozen pensions out there to pick yearly at hospitals and there's a reason that they exist hostile more than perhaps at any other industry or maybe there are several reasons but the genesis. This goes back many many years. Certainly to the one thousand nine hundred seventy in one thousand nine hundred eighty s. There just aren't a lot of hospitals out there that are truly new organizations. They might be reformed organizations but at some point the actual ospital facility the hospital inc. Even if it's been reformed from a business standpoint probably in most cases goes back to the eighties the seventies or even earlier and what we in in the employee benefits business know about the nineteen seventies in one thousand nine hundred. Eighty s is virtually all employers gave their employees pensions. It was what you did back. Then it was an expectation the The sort of calculus between an employer and an employee in nineteen eighty-four example. Was you come to work for me and if you come when you're late twenties early thirties. You're going to make this year career. This is where you're going to spend your working lifetime and return for that if you're willing to spend your working lifetime with me. I'm going to give you this lifetime income. It's going to be related to the number of years she spent with me and how much i paid you but when you retire you are going to get this pension and it's going to pay you benefit for the rest of your life over time. The trend in the united states change. There are a lot of reasons for it that are for A different time in a different day to discuss but the fact is that organizations did begin to freeze these pensions So over time just as it happened in broad our industry more of these hospitals than not froze those plans the difference is and it seems to be very particular based on our research to hospitals. Once these plans were frozen hospitals. Treated them as if they were gone. In other words to use a kind of bad and use term from late night infomercials they went into set it and forget it mode. The problem that that causes is these frozen. Plans are not at all inexpensive to maintain and frankly the less attention that you do pay to them. More they cost. I guess that makes sense but that more so to speak is usually far more than the cost of having someone on staff to manage them. Once an organization does free a plan. It's goal should eat to terminate it in other words make it exists no more. So what the difference that we have here is if you have a plan that is frozen but not yet terminated. You are still required to administer. That plan contribute to that plan. Hey benefits from that plan and all those things cost money once you terminate it. You have given up all responsibility for the plan. You've taken all the benefits and either cash them out or sent them to insurance company and from your standpoint votes from a cash flow standpoint and from a financial accounting scam point. That plan is gone. It's almost like it never existed so that should be a hospital goal once. They've decided they're not going to provide these benefits anymore. Their goal should be to basically eliminate the existence of that plan eliminate the costs associated with the plan. Women ate what they probably view as the misery associated with a plan and to do that their plan should be two fold. It should be to get the to that destination faster and to get to their destination at less cost

John Lull John Hospital Inc. Mike Mikey United States
Using Amazon Fulfillment to Grow Your eCommerce Business with Michael Begg

How I Built It

09:30 min | 2 months ago

Using Amazon Fulfillment to Grow Your eCommerce Business with Michael Begg

"A lot of people who listen to the show are small business owners. Many are Web savvy perhaps maybe even web developers so they can probably build their own e commerce. I'm guessing using commerce. That's generally popular platform. I mean it's like a quarter of e commerce sites commerce so If they are you know if we have a small business owner who wants to get into kind of selling stuff online Maybe their own products. Maybe not right because you demonstrated that it doesn't necessarily have to be your own products. What are some of the things that they should think about. As far as research goes As far as like researching what products they want to sell or you know just kind of understanding how the amazon platform works. Let's let's go with kind of how the amazon platform works rate We had previous upset about drop shipping talked about kind of researching products. But if you have tips you know that was two years ago now and not talk here and there. I know a lot of things have changed. I mean the amazon platform is pretty straightforward. Obviously the consumer customer side is a lot better build out than the actual seller side. You know there's a lot of pain points on the seller side. There's a lot of people get frustrated with amazon. Just part of the process amazon is bill to serve their customers not their sellers. Which is its own thing But anyway you sign up with a professional account cost about forty dollars a month from there you upload your listings you need to have. Upc bar codes for your products. Need to purchase those from a gs. One those are about ten acts like three hundred dollars so it's not that crazy from there you can list your products on the platform and amazon will pretty much handle the entire fulfilment side of the sales if you want to again. If you don't have your own warehouse you fulfillment team or you don't wanna be packaging hundred dollars a day to go ship out yourself amazon's great for that you know using amazon. Fbi you can send all your inventory right in. They'll distribute it across the country closest to the consumers that are gonna probably repurchasing your products and then as the orders come in. They'll handle the shipping mail. The customer service in any issues on that end so super helpful. If you are small business any don't have the capabilities to really deal with the fulfillment and customer service aspects. Yourself if you do. I mean that's great. You don't need to use fbi also florida's directly from your warehouse but fbi deafening. Get you a little more visibility on the platform definitely helps you stand out more. Get the prime badge which is another very big selling point when consumers are shopping on the platform and bats more or less the basic steward. I mean there's a lot of other a specific niche things that we could talk about. That can help you sell more. But just getting set up on the platform is pretty straightforward and following those processes. You can pretty much do it on yourself on your own. Yeah for sure. So the kind of use cases. I'm thinking through right. Now is maybe we have like a maker who's creating their own stuff Or we have somebody who's may be looking into drop shipping or or Retail arbitrage i. Okay somebody who's selling other people's products and it seems like i if i'm making something i can. I can basically send it to amazon for them to fulfil or i assume if i'm doing some If i'm buying someone else's product in bulk i can have them send it directly to amazon is i. Is that how it goes or do i need to do. I need to me then. Intended to amazon. Yeah i mean most of the time we're going to have it sent to yourself or you're going to be seeing yourself in person and then you're going to be sending it to amazon. That's probably about ninety percent. There are some people that will send it directly amazon for you but it's a little bit more difficult to find. I see it really doesn't matter what size business you are having employees. There's there's so much potential. Here on the platform declined. That was literally a one person operation to start with. It started working with us a couple years ago. She was doing about fifteen twenty thousand dollars a month in sales. And you know two years later. She's doing three hundred and fifty thousand dollars a month in sales and now she's actually being able to build a team i mean she's she's making significant revenue. She has a significant team to help her now. And that's just one example of how quickly you can grow on the platform. You know how much you can scale a business. Just through the amazon sales channel. Yeah that's great until and this is Kind of reason we're talking about. This is because as a freelancer as a small business owner. You worry about when you're one big client says we don't need you anymore right like we wanted. Diversify our income and so Selling through amazon is a good way. Now i suspect of the listeners. Like me Do more kind of digital products. You mentioned that. You started selling books on kindle. I wanna ask you about that in the members only show sure But in general amazon. We're talking mostly about physical products. Here right yeah. For the most part the kindle side is just one piece of amazon there's a royalty based business so you create a digital content. And you're making money forever. I mean books. I published eight years ago or still right review royalties every month. So yeah that's just one way to do it but You know physical product businesses are also pretty easy to build platform in not that challenging to do on. It's not a fulltime job. Do it on your own if you have a few products that you're selling so and that's fantastic because the fulfilment is the hardest part. I don't have room in my house to keep inventory right. I've got two kids now. So i don't know that they're toys r. Where my inventory would be Now now the other part of this is that you your personal path has led you to creating amc advisers and you have you say you're running a remote team of thirty right yes. So let's let's talk about kind of how you built that team and then how you moved to remote right as right now. Listeners can see this. Of course. But i'm looking at you in an office with multiple desk but you're by yourself. I assume because we're recording this in the midst of a pandemic yes that would be a good assumption. Actually kind of a funny process that we went through. I mean it started with Definitely working remotely and then coming into his office and now now we're remote again because of the pandemic. Yeah i mean as a business. We started growing. It was myself into other partners in the agency star way than we were handling a lot of things ourselves. We were able to get to about forty thousand dollars a month and grabbing you with us stanley which was nice. I mean that was like ninety percent margin so that was a nice little payday. Then we realized if we wanted to actually take you beyond this build. Something that had some equity value or or something that could provide an exit in the future We really need to build a business. Not just be doing freelance work again. If you're relying on a lot of clients a couple of big clients that are really bringing in revenue. We kind of were It's there's a lot of risk. Hang your business model that way. Just put it that way so we realized that we had to start scaling. We started using. Birds will assistance in the philippines So that was one aspect of our remote worth team. Obviously there's definitely challenges with that time zone. Being one of the big ones we as an agency. We need to respond to clients quickly. We need to provide good customer service in dealing with time zone. Differences created a lot of issues around that sometimes so we continue to grow and i actually came to guadalajara. Was where my girlfriend. Why i'm still here And as we continue to grow we need more people so we started hiring client facing people remotely in the us and content team people here in mexico so doing graphic design content writing Administrative stuff things like that now actually started hiring client facing people here in mexico as well so it's just been a process of scaling like that. Obviously march twenty twenty hits in that kind of all changes The other pandemic comes in. Now everyone's working remotely in mexico now. We have eighteen people completely remote and it was. It's obviously a big change. I mean i know it affects people differently By we had a great offer community prior to the pandemic it was great like how people we worked with really enjoyed. And now i know a lot of people are missing. Adding that interaction with everyone impervious ended up the same talking through slack for example. But it's one of the challenges that that most companies are facing.

Amazon FBI Florida AMC Stanley Mexico Guadalajara Philippines United States
Nike exec resigns after son used her credit card to fund sneaker business

DeaconLive

01:48 min | 2 months ago

Nike exec resigns after son used her credit card to fund sneaker business

"High ranking nike executive resigned after a recent news reports revealed that had used the corporate credit card to help his luxurious resale sneaker business and herbert huber he and hiebert who worked for nike for almost twenty five years was most recently the company's vice president and general manager for north america her nineteen year old son. Joe herbert c. They spelled it wrong the first time. Purchase loads of sneakers and flip them for higher. Profits in one instance. He said that he gathered up. More than fifteen people to swarm a website selling pairs of the coveted easy boots and sneakers and use bots to bypass the system limited purchases to one per customer. Who are actually buying them. So he was able to snag them all up. Joe herbert said he bought one hundred and thirty two thousand dollars worth of yeezy s on his mom's credit card. I'm sorry. I'm a credit card and resold them for twenty thousand dollar profit. There's a couple of things that are going on here. So you may twenty thousand dollars on one hundred thirty two thousand one and you just keep one hundred thirty two thousand. You need at least double it. That's not very good Shares and stuff approve. The revenue of his company was making the teen sent financial statements to bloomberg reporter for the american express corporation card. And guess what was on his mother's name last year and herbert was promoted to nike's vice president and general manager for north america and moved the company touted -ly to a less than brick and mortar store and wanted depend on more of the nike app and stuff however she disclosed information that her son's company in two thousand eighteen and nike found no conflicts of interest. Her son also claimed that she was a high up at nike. He never received inside information from her so nonetheless she richie found out that he was using her car buying nike shoes. And all this other stuff and reselling them

Nike Herbert Huber Joe Herbert C Joe Herbert Hiebert North America Yeezy American Express Corporation Bloomberg Herbert Richie
Houston Texans' Deshaun Watson Could Lose Millions if He Sits Out the 2021 Season

First & 10s

02:23 min | 2 months ago

Houston Texans' Deshaun Watson Could Lose Millions if He Sits Out the 2021 Season

"Okay. Let's start our. Nfl news with shawn watson. This thing is getting uglier. Who is it ever so they just let him go all right now just break up. Well he's got the no trade he just can't okay so as it appears to shawn watson is never gonna play for houston again obviously and if as it is also appearing the texans. Do not trade to sean here. We go with a holdout right so different numbers have kind of come out. Regarding just a huge losses that watson would incur. Okay so we're gonna try to go through this piece by piece the full scope of these consequences if he exercises his right under the cba and not playing twenty twenty one. So i if the two thousand twenty one off season has a mandatory minicamp and if to sean skips it he will be popped with a fine in the amount of ninety three thousand dollars. K secondly if the sean skips training camp he'd be fined fifty thousand dollars a day. Okay so alleged. Day day day day with forty days in camp and six mandatory days off. That's thirty four. Days that sean would miss at a total fine of one point. Seven million bucks crews k. Thirdly sean would be finding amount of the regular season game check for each preseason game that he misses so at a base salary of ten point five. Four million bucks. That's about six hundred twenty thousand dollars a game. If as expected the twenty twenty one season has three preseason games. He would lose another one point. Eight six million bucks okay. So totaling up for the entire offseason including training camp and preseason to sean would incur just over three and a half million dollars in fines if he does not show up. Now if the sean then skips the season and if the nfl like they've been throwing around are going to be rolling seventeen games for the regular season. He'd lose another just over eleven million dollars in base salary on top of that calculators out guys because this is just racking up skipping the season would also allow houston to recover to sean signing bonus allocated for twenty twenty one. That's at five point. Four million bucks in money that he would have to basically just give right back so you do the math correctly. Skipping twenty twenty one would be total financial loss of over twenty million dollars for him

Shawn Watson Sean Thirdly Sean CBA Houston NFL Watson
Tessica Brown Recovering After Los Angeles County Surgeon Performs Procedure To Remove Gorilla Glue

John and Ken on Demand

00:58 sec | 3 months ago

Tessica Brown Recovering After Los Angeles County Surgeon Performs Procedure To Remove Gorilla Glue

"There was a couple of updates on gorilla glue girl. She did come to beverly hills. She did have that. Plastic surgeon perform his procedure and apparently had worked. He used medical grade. Adhesive remover aloe vera olive oil and acetone to break down the main ingredient superglue which is polyurethane and apparently later on she She was able to touch your hair. Her hair done told them he added on the edge of my seat over this one but the story that goes with it which is worth mentioning now. This woman is from louisiana. Her name is tessa brown but she came to beverly hills. Plastic surgeon offered to do it by the way her go fund me is over twenty thousand dollars. People want to help her. If you wanna make a quick twenty thousand dollars just a glue your hair and you'll have all kinds of Saps around the country feeling sorry for you and sending money

Beverly Hills Tessa Brown Louisiana
What is "Unbanked"? CEO and Founder of Electroneum, Richard Ells

Bitcoin Radio

06:14 min | 4 months ago

What is "Unbanked"? CEO and Founder of Electroneum, Richard Ells

"You often described Trillion as a microbe aiming service. But i think it's a lot of other things as well. And i know one of the things that make you you. All unique is your focus on you know helping freelance for the gig. Economy third world countries right. 'cause you're actually helping them get paid in the etienne currency. So can you talk a little bit about. Have you seen any upticks in usage related to geography free during this time. I'm sure there's obviously many people looking for work and many people even Switching industries right. They just they just kinda want to survive in the best roy. Difficult cool about same. Things changed because because all dates are being pretty wild. We only launched pools during covid pretty much. Most of the february twenty twenty where mesa madness was going on and it has been a bit of a welwyn to win all suggest before cameras coors nineteen thousand and fifty talks. Fifteen thousand tubs on the platform fall off of more than than i thought we would be. They sites in all in a life cycle. And it's it's a really amazing thing to say that word of mouth which is which is now joining the whole ecosystem is it's been an actual rate thing so identity have data specifically A change i would imagine the likes of five hundred People who've been around for a long time next release deductible on Extrapolate specifically about cogan unfortun- got it's understandable because yeah sometimes in crypto. You don't have that direct data but why do you think you've seen such large growth in just the the community and like you mentioned. There's a lot of other alternative freelancing opportunities and focusing on this one thing. Because i read a lot about how people in the in the third world like you said word of mouth. They're all kind of talking to each other and accepting this currency as their new as their new valid currency. I think for a lot of people in the us It's sometimes hard to understand that perspective because a lot of our money and foundation is stays the same in its stable but when you talk about third world countries these people in many in many ways their skilled but they can't even get a paid inefficient raids right. So what do you think makes you all unique in that sense to to cater to this new generation. Maybe talk a little bit about that. This what is the effects of this new generation. When they start them they start to earn and work at Earning crypto per se rather than traditional Like what effect is half so first of all. We re still with your idea of every running freedoms platform ourselves. I mean we all. We don't select turning. We've this idea of having a very small highlands very very transaction fee to give you. The spirits appear payment system. There is insanely cheap to use almost free not want free but mike is microscopic fraction of a fraction of essent transactions. So it made you mike. You could make a two cent four cent transaction in a gun which is all twenty cent transactional fifty cent. Transaction solid transaction sizes. You couldn't possibly do on the on. The vase of mouse to coordinate Really very efficiently because most of the payment providers should providers charge of minimum of twenty or thirty cents per transaction so micro payments all really not that sixty two to traditional finance and then we shall ending slightly more helping to the twenty thousand dollar range which still to to the global twenty of thirty dollars. Sounds like peanuts bucks. A year said life changing of money for lots of people with good skills so but when he gets back. You still got the site of transfer. Bank banking system is antiquated. And it's antiquated evening. If you go to the united states want to save money from one place in the united states to another or in the fight from the uk to to else of the that. It's pretty good now. So you know you can do soon as you move outside of that country a money approach to your skin certainly probably three days before i see it here if i wanna far outside of your it may take considerable. You want relocate writing three minute drive at all then you have to try and track them down and some banks somewheres filling in a form doing something or is lost it so we've got quite a few of them some of your choice to build a relationship and so you feel a free. Three beat render eka might three being models. He's gonna laptop can make three two months. These scandals has the time to build that relationship. You have to be able to send him a twenty dollars in the thirteen doors. And he's in nigeria. We caught them us. Pay pal okay. Any use western union money transfer. Because that's gonna cost you hope that on the money just to send it so subtly you limited as to why you can get height so the traditional if you can call traditional in a fairly disruptive industry that freelance industry is disrupt table read the wheel of disrupting that further by giving access to this massive body of people all brilliant skills just skills as anyone else so don't donate affect their own back mike. You say they're going to do aerobics jolt doing fred. And they don't want that much money and they call physically get paid when banking acog high-power but so boy this thing that training having easy implements it makes really is so easily and it's almost season for them. It isn't quite instantaneous. That go to work deliberate. It's fourteen minutes july between delivering and getting pike.

Cogan Mesa ROY Mike United States UK Nigeria Acog Fred
2021 Predictions, Latest Headlines

Beyond The Baseline

07:32 min | 4 months ago

2021 Predictions, Latest Headlines

"Everyone's got to work on. This week's sports illustrated kenneth podcasts. Happy twenty twenty one. I i cast of the year. I'm joined by jamie real tennis chat because there are a real match it Jamie good morning happy new year. Good morning having here. I'm i'm good. It's it's strange to Wake up in the morning and actually have match results from flitting across your screen along with Your georgia election results were talking on wednesday morning and Already the women are at play dhabi. The men are qualifying in delray even Nevermind cobain just nice. Nice to have tennis back it It's been a while since we've Been in a position to actually talk about some tennis in not just guessing game about the calendar or try to Find other ways to to fill time. We wait for tennis. Return so good. Good sport back with us tom. I thought we would do a few things today. One of them is We talk with sam query. The other day The told us why he made his escape from russia. And that seems to have generated a fair amount of attention pro and con. Maybe we can talk about that and then we get a column of projecting twenty twenty one and someone suggested we actually instead of just answering. Why don't we provide some logic. And some reason talk through some of the choices we made in terms of prognosticating. Twenty twenty one so. I thought you and i would do that this morning. How does that sound sounds good. I will say the same query interview As you said. Got a lot quite a lot of responses. I think for awhile. We didn't hear anything from him at all. And of course the up investigation concluded and the suspended fine came down And so i think a lot of people were really interested to hear his side of the story. Though i think people are still very much divided on where they stand. Yeah exactly and I mean remember when this news first broke in october. This was a few days after the the twenty twenty french open The atp had a very strongly worded statement and there was even. I mean i had people that were deep inside these discussions inside tennessee. Look democrats may have played his last match. This is a serious breach. This could be you know a six month. Suspension even a one year suspension. Same query already mid thirties. This could have sealed his career and turned up. Not the case at all and This is a as you say he got suspended. Twenty thousand dollar fine which basically means he only needs to behave himself with respect to cove it if he gets in a dispute with a chair umpire. That doesn't count. This is only health and safety related So such this was a slap on the wrist. And i you know. I think this divide people and i am sam. A lot of credit for essentially saying look at the facts are really in dispute. It's just a question of interpretation and in. here's what i went through and put yourself in my shoes and if you disagree with me disagree and Some people took took great offense and still do about what he did other people sympathize but he basically said you know. Here's the story. It's not really not much in dispute. Factually you know. In a lot of these cases you would necessarily extend this platform to To an athlete without trying to find some balance from the other side. But i think it's not really a question of facts being disputes. Just a question of application of law and how severely you want to sanction him Sam laid out what happened and sort of gave us a tiktok and essentially said here. The facts now go ahead and judge me armed with all the facts and as as you say jamie. Some people still take Offense to this his leaving country going to another country breaching protocol You know a lot of people look at you. Run the risk and You knew what you were signing up for. And i think other saw as as you alluded to who's in a fairly You know fairly desperate situation in a in a foreign country with kobe tests and not a lot of clarity. In terms of how the next few weeks would shake out with a seventeen month old until and you know candidly. I tend to land there as well. Not not an ideal set of circumstances and you wish there had been another option a little more communication in there. But i don't think you can really fault someone for being in russia not getting a straight answer having kovachev having the possibility of being separated from your wife and seven month old and basically saying. I'm gonna do this safely as i can. But i i gotta get the hell outta here. Consequences be damned so I don't know if there were other things that struck you reading his piece but I have a hard time. Dredging up a whole lot of outrage. Honestly you know it's interesting. I think a lot of people say And we sort of talked about this briefly on podcast before this That you know why. Why bring your family in the first place right. you know. it's a pandemic you know you're going to a different country. You have an infant. There's a lot of reasons there. And i know in his initial hugh he he basically said he was going to be a longtime away from my family and he wasn't prepared or ready to to be gone for that long

Tennis Sam Query Jamie Delray Kenneth Dhabi Russia Georgia ATP TOM Tennessee SAM Kovachev Kobe Hugh
2021 Predictions, Latest Headlines

Beyond The Baseline

04:57 min | 4 months ago

2021 Predictions, Latest Headlines

"Everyone's got to work on. This week's sports illustrated kenneth podcasts. Happy twenty twenty one. I i cast of the year. I'm joined by jamie real tennis chat because there are a real match it Jamie good morning happy new year. Good morning having here. I'm i'm good. It's it's strange to Wake up in the morning and actually have match results from flitting across your screen along with Your georgia election results were talking on wednesday morning and Already the women are at play dhabi. The men are qualifying in delray even Nevermind cobain just nice. Nice to have tennis back it It's been a while since we've Been in a position to actually talk about some tennis in not just guessing game about the calendar or try to Find other ways to to fill time. We wait for tennis. Return so good. Good sport back with us tom. I thought we would do a few things today. One of them is We talk with sam query. The other day The told us why he made his escape from russia. And that seems to have generated a fair amount of attention pro and con. Maybe we can talk about that and then we get a column of projecting twenty twenty one and someone suggested we actually instead of just answering. Why don't we provide some logic. And some reason talk through some of the choices we made in terms of prognosticating. Twenty twenty one so. I thought you and i would do that this morning. How does that sound sounds good. I will say the same query interview As you said. Got a lot quite a lot of responses. I think for awhile. We didn't hear anything from him at all. And of course the up investigation concluded and the suspended fine came down And so i think a lot of people were really interested to hear his side of the story. Though i think people are still very much divided on where they stand. Yeah exactly and I mean remember when this news first broke in october. This was a few days after the the twenty twenty french open The atp had a very strongly worded statement and there was even. I mean i had people that were deep inside these discussions inside tennessee. Look democrats may have played his last match. This is a serious breach. This could be you know a six month. Suspension even a one year suspension. Same query already mid thirties. This could have sealed his career and turned up. Not the case at all and This is a as you say he got suspended. Twenty thousand dollar fine which basically means he only needs to behave himself with respect to cove it if he gets in a dispute with a chair umpire. That doesn't count. This is only health and safety related So such this was a slap on the wrist. And i you know. I think this divide people and i am sam. A lot of credit for essentially saying look at the facts are really in dispute. It's just a question of interpretation and in. here's what i went through and put yourself in my shoes and if you disagree with me disagree and Some people took took great offense and still do about what he did other people sympathize but he basically said you know. Here's the story. It's not really not much in dispute. Factually you know. In a lot of these cases you would necessarily extend this platform to To an athlete without trying to find some balance from the other side. But i think it's not really a question of facts being disputes. Just a question of application of law and how severely you want to sanction him Sam laid out what happened and sort of gave us a tiktok and essentially said here. The facts now go ahead and judge me armed with all the facts and as as you say jamie. Some people still take Offense to this his leaving country going to another country breaching protocol You know a lot of people look at you. Run the risk and You knew what you were signing up for. And i think other saw as as you alluded to who's in a fairly You know fairly desperate situation in a in a foreign country with kobe tests and not a lot of clarity. In terms of how the next few weeks would shake out with a seventeen month old until and you know candidly. I tend to land there as well. Not not an ideal set of circumstances and you wish there had been another option a little more communication in there. But i don't think you can really fault someone for being in russia not getting a straight answer having kovachev having the possibility of being separated from your wife and seven month old and basically saying. I'm gonna do this safely as i can. But i i gotta get the hell outta here. Consequences be damned so I don't know if there were other things that struck you reading his piece but I have a hard time. Dredging up a whole lot of outrage. Honestly

Tennis Sam Query Jamie Delray Kenneth Dhabi Georgia Russia ATP TOM Tennessee SAM Kovachev Kobe
Another metro Atlanta teacher hospitalized with COVID-19

AJC Briefing

00:40 sec | 5 months ago

Another metro Atlanta teacher hospitalized with COVID-19

"Covert news. A first grade teacher in the cobb county school district is in the hospital with cove at nineteen making her the latest known case of educators who have contracted the disease dana johnson who teaches at camp elementary school in powder springs was admitted to the hospital december. Sixth after struggling to breathe according to a gofundme account created this week by friend josie levitt the gofundme campaign hopes to raise twenty thousand dollars to help johnson and her family with medical bills. No one wants to be in the hospital. During the christmas season so i felt it was necessary to help her and her family levitt told the atlanta journal constitution

Cobb County School District Dana Johnson Camp Elementary School Josie Levitt Powder Springs Johnson Levitt Atlanta Journal
Could a Silicon Valley startup make geothermal heating cool?

Marketplace Tech with Molly Wood

02:51 min | 5 months ago

Could a Silicon Valley startup make geothermal heating cool?

"All this week. We're talking about how technology can help us. Adapt to climate change for our series. How we survive more. People are trying to figure out how to be energy independent to avoid unexpected power. Shut offs and use greener energy for some. It's as easy as drilling a hole. Geothermal energy systems let people heat and cool their homes using energy from the earth. The technology has been around for decades. It's incredibly efficient but fewer than one percent of homes in the us. Use it now. One startup wants to do for geothermal heating what tesla did for the electric car make it cool marketplace tech producers. Stephanie hughes has more when you're used to digging for gold and alaska it's a change in mindset to start working in suburban backyards us is all residential. We're used to virgin ground up in the middle of a swamp in the middle of nowhere that's daniel more. He and his brother zachary are professional drillers now. They installed geothermal heat pumps a lot. More careful and aware of our surroundings versus up there we could just run over the it was no obstructions out there. We were told in your way. Dr wright brothers are in pelham new york installing at geothermal system for the startup daniela energy. The company was born at ex. Google secretive incubation lab daniel off as its own company and is now trying to make it easier for homeowners to install these systems even if the backyard is tiny and the house is a century old that appealed to mike bio stein. Who bought his house last year when we moved in there with no insulation in the house like period. It was basically living in kind of a nice looking tent by elstein insulated and he also wanted to replace the oil burning furnace with more resilient heating system. His local utility offers incentives to homeowners. Who went to install geothermal which uses the earth deep underneath the house as a kind of battery. Thomas cronje leads operations. Dan dylan eucalyptus consistent fifty five degrees fahrenheit. Swell can in the winter. Use that to transfer heat from the ground to our loops and using our homes. Those lips are made of plastic tubes which daniel and installs by drilling down hundreds of feet. Water flows through the tube absorbs energy from the ground and transfers it to a heat pump which then causes it to heat or call the house. Getting that system in place is expensive on average twenty thousand dollars. Dan gives homeowners the option to finance that and they've installed hundreds of system so far kathy hanoun is the president and founder of dandelions the market size could not be bigger because every single building pretty much in the world heats in cool so that's one of the purposes of buildings starbucks was interested in getting dandelions systems into some of its stores and ambulant does want to expand commercial buildings eventually but noone says it's a lot easier to get one or two homeowners on board then everyone involved in a commercial real estate deal marketplace tech producer stephanie hughes

Stephanie Hughes Dr Wright Daniel Off Mike Bio Stein Elstein Tesla Thomas Cronje Dan Dylan Daniel Zachary Pelham Alaska New York Kathy Hanoun Google United States DAN
Fast Five With Flight School Association Chief Robert Rockmaker

Aviation Week's Check 6 Podcast

07:21 min | 7 months ago

Fast Five With Flight School Association Chief Robert Rockmaker

"Could you describe some of the association's goals and and the outcomes? In the early years we're now eleven years old was really focused on building the core foundation of the organization and at the same time working to help bring about some cultural changes that we had identified that were present in the flight training environment in America and I think we've done a pretty good job of meeting some of those early targets. For example, there were numerous occasions where flight schools would take large security deposits from point training. Students. And for whatever reason, and there's many different reasons, the schools, all of a sudden. Close up doors are locked lighter off and the students show up and have no idea what's going on those deposits could be as much as twenty thousand dollars at a time, and unfortunately there was no recourse in almost every situation students were out dead money or their parents route that money it seemed to be more prevalent school that we're doing foreign play training bringing people in from other countries and as you know, America is the leader in training foreign individuals more foreign play training is done in. America than anywhere else. So, what did the association do about that the students forfeiting those deposits? We brought it out and we wrote about it and we wanted people to be aware that it was at least on some people radar in our new website. We actually have that as one of the many checkoff items for the general public to be aware of we're not opposed to having security deposit or an advanced deposit because some flight schools will offer a discount if you put down some additional moneys versus just paying by the hour but I, think we recommend no. More than between one thousand or two thousand dollars be put down at any given time. There's no reason to go any further unless you're in an accelerated program we do have schools across the country who specialized in accelerated training as you know, and you can get a private pilot certificate in two to three weeks and he'd do a very good job. They have specific syllabus put together for these kind of programs. Well, you can imagine typically might cost eight to ten thousand. Dollars to take two or three week private pilots course all the way through and you're all done in three weeks at the most those schools will require a larger deposit. So we're not saying that there are extenuating circumstances because there are but at the same time, we are certainly guiding people that there is no reason to be putting large sums of money down because in most cases, there's no special account that is set up, and if that school closes its doors they're. On you can't find them, and in some cases, some of these schools disappeared, they had leases at the airports they walk away from the leases if their own by a foreigner, they may even go back to their country. There are folks that have dual citizenship. They just literally disappear if you have fifty students and fifty students have put down ten thousand dollars in advanced deposits. That's five hundred, thousand dollars if they put down twenty thousand dollars toward their training, that's a million dollars. We wrote about it. We talked about it. We are now putting it on our new website as well to educate people because the public is not aware of some of these things. It's in the news every day that the airlines are threatening or actually shedding thousands of pilots from their payrolls has that had an impact on the pilot training community are people backing away from this as a career. Right now I don't think there's any professional in the industry that would stay that there's a overabundance of commercial career pilots. However, this will change over the next twelve months as far out as maybe thirty six months. We all know that domestic airline service in this country continues to come back and it was just August thirty first or August thirtieth where the airlines are starting to. Relax on their policies, regarding changes of airfare and seat selection and travel dates, and so forth. I believe United announced at I and I believe American has now announced it as of today, which is September the first and so domestically, the airlines are certainly looking to get people back into the air and from what we see the general public still has that real urge to get up. And go not everybody of course, and there are some people who are not going to travel right now by air or even leave their house because of the covy will fully understand but people wanna get up they WANNA get out they want to visit family they want go to special occasions they want to go on vacation for a couple of days and the best way to get. There is normally to go buy airline. If you're traveling longer mileages that the international air carrier movement will take a longer period of time, and that's because every country has its own. Instead of Kobe guidelines. Number one, they're setting the criteria for when people can come in and out of their country and they're setting in some cases, quarantine restrictions, and therefore international travel is definitely gonNA take. Longer to come back will the pilot shortage come back again the answer is, yes. The FAA requires under the A. Ours that all airline pilots cannot fly after age sixty five as an airline pilot by regulation and to some of the most senior and experienced airline captains. Today are not flying because they typically are flying the international routes and international is still very, very slow as. Compared to pre covid airlines were having record years they were flying record numbers of available seat miles, revenue passenger miles, load factors on both domestic and international have just been unbelievable airlines have been doing very very well financially over the past couple of years. But again, they also took probably the largest hit between airline travel and the hospitality industry I think those are the three that have. Really impacted the greatest but pilot. Wise. It's GonNa come back and we are encouraging young people to continue their career pathways because if someone brand new starts today to learn to fly and they WANNA be a career pilot they're going to have to build their flight time and that can take anywhere from on the low side about a year and a half up to about three. Years before they're able to be eligible to be hired on into the right seat of a regional airline to two to three years from now, the people that are even starting now will be in a position to be ready to go. So we WANNA see the pipeline stay filled as much as possible, and we are not discouraging anyone at this point in time, there will be positions.

America Kobe FAA United
Donald Trump 'paid $750 in federal income taxes in 2016 and 2017'

World News Tonight with David Muir

04:40 min | 8 months ago

Donald Trump 'paid $750 in federal income taxes in 2016 and 2017'

"We begin tonight with that bombshell report on President trump at his taxes the election just thirty six days away now, and this is the most extensive reporting yet on the matter reporters at the New York Times revealing, they have examined eighteen years of president trump's taxes eleven of those years they report president trump paid no federal income taxes at all and the year he won the White House they say he paid seven hundred fifty dollars in federal income taxes the same the following year. That's about the same amount of American worker earning twenty thousand dollars a year pace federal income taxes seven hundred, fifty dollars. The Times points of those eleven years in which trump paid no federal income taxes at all and the Times also reporting that the president is hundreds of millions of dollars in debt more than four, hundred, twenty, million, they say in debt that could come do over the next four years if he's elected leading new questions, who is that money Oh to? Of course, all of this just twenty four hours before the first face to face debate between president trump and Joe Biden here's our chief White House correspondent Jonathan Karl leading off tonight. On the eve of the first presidential debate, the American public is getting what's been described as the first detailed look at one of Donald Trump's most closely guarded secrets, his tax returns in its Blockbuster Report The New York Times reviewed detailed information on nearly two decades. Worth of trump tax returns. The details are startling trump paid no federal income taxes at all in eleven of the eighteen years they review. Twenty sixteen the year he won the White House trump reportedly paid only seven hundred and fifty dollars for a first year in office. He again paid just seven hundred, fifty dollars seven hundred fifty dollars is roughly the federal income tax bill of someone who makes twenty thousand dollars a year at the White House the President insisted the Times report was not accurate well, first of all, I paid a lot a lot of state income taxes too but state and federal income taxes are two different things the president built his brand and his campaign on being a business genius with the MIDAS touch have great business sense I made a lot of money and I had great success. So I've had great success by the way really successful but the Times reports the trump businesses including his golf courses and resorts are actually awash in red ink. His Washington hotel reportedly lost fifty five point five, million dollars since it opened for years ago his foreign ventures according to the Times are among the few that have actually made money since he became president more than seventy, three, million dollars some of the most profitable countries with authoritarian leaders including the Philippines and Turkey when trump ran for president the first time he insisted he was loaded with money and had almost no debt whatsoever anybody I don't need that very interesting. I'm so liquid I don't need that and if I need but the Times reports the president is actually drowning in debt including more than four hundred, twenty, one, million dollars that could come do over the next four years the paper noting that if trump is reelected quote, his lenders could be placed in the unprecedented position of wing whether to foreclose on a sitting president today the president tweeted he has very little debt compared to the value of assets. He has repeatedly said his tax returns are under IRS audit it's. They've been underwater for a long time. The IRS does not treat me. Well, the newspaper reports the IRS is in fact investigating a seventy two point nine, million dollar tax refund the president received in two, thousand ten and whether he took improper deductions, the times found trump took tax deductions for money spent on his lavish lifestyle including seventy thousand dollars on hairdressers during his time on the apprentice and more than ninety five, thousand dollars for vodka trump's makeup artist. The President says he is entitled like everyone else to depreciation and tax credits. Refused to turn over his tax returns but he's also bragged about his ability to avoid paying taxes. The only years that anybody's ever seen where a couple of years when he had to turn them over to state authorities when he was trying to get a casino license and they showed he didn't pay any federal income tax so. Eight zero that means zero for troops. The Biden campaign points out that most voters do pay taxes releasing an ad today highlighting working class people who have paid more federal income tax than the self described. In the White, house.

Donald Trump President Trump The New York Times White House Joe Biden IRS Chief White House Corresponden The Times Jonathan Karl Midas Washington Turkey Philippines
Trump paid no income taxes in 10 out of 15 years beginning in 2000

World News Tonight with David Muir

04:40 min | 8 months ago

Trump paid no income taxes in 10 out of 15 years beginning in 2000

"Begin tonight with that bombshell report on President trump at his taxes the election just thirty six days away now, and this is the most extensive reporting yet on the matter reporters at the New York Times revealing, they have examined eighteen years of president trump's taxes eleven of those years they report president trump paid no federal income taxes at all and the year he won the White House they say he paid seven hundred fifty dollars in federal income taxes the same the following year. That's about the same amount of American worker earning twenty thousand dollars a year pace federal income taxes seven hundred, fifty dollars. The Times points of those eleven years in which trump paid no federal income taxes at all and the Times also reporting that the president is hundreds of millions of dollars in debt more than four, hundred, twenty, million, they say in debt that could come do over the next four years if he's elected leading new questions, who is that money Oh to? Of course, all of this just twenty four hours before the first face to face debate between president trump and Joe Biden here's our chief White House correspondent Jonathan Karl leading off tonight. On the eve of the first presidential debate, the American public is getting what's been described as the first detailed look at one of Donald Trump's most closely guarded secrets, his tax returns in its Blockbuster Report The New York Times reviewed detailed information on nearly two decades. Worth of trump tax returns. The details are startling trump paid no federal income taxes at all in eleven of the eighteen years they review. Twenty sixteen the year he won the White House trump reportedly paid only seven hundred and fifty dollars for a first year in office. He again paid just seven hundred, fifty dollars seven hundred fifty dollars is roughly the federal income tax bill of someone who makes twenty thousand dollars a year at the White House the President insisted the Times report was not accurate well, first of all, I paid a lot a lot of state income taxes too but state and federal income taxes are two different things the president built his brand and his campaign on being a business genius with the MIDAS touch have great business sense I made a lot of money and I had great success. So I've had great success by the way really successful but the Times reports the trump businesses including his golf courses and resorts are actually awash in red ink. His Washington hotel reportedly lost fifty five point five, million dollars since it opened for years ago his foreign ventures according to the Times are among the few that have actually made money since he became president more than seventy, three, million dollars some of the most profitable countries with authoritarian leaders including the Philippines and Turkey when trump ran for president the first time he insisted he was loaded with money and had almost no debt whatsoever anybody I don't need that very interesting. I'm so liquid I don't need that and if I need but the Times reports the president is actually drowning in debt including more than four hundred, twenty, one, million dollars that could come do over the next four years the paper noting that if trump is reelected quote, his lenders could be placed in the unprecedented position of wing whether to foreclose on a sitting president today the president tweeted he has very little debt compared to the value of assets. He has repeatedly said his tax returns are under IRS audit it's. They've been underwater for a long time. The IRS does not treat me. Well, the newspaper reports the IRS is in fact investigating a seventy two point nine, million dollar tax refund the president received in two, thousand ten and whether he took improper deductions, the times found trump took tax deductions for money spent on his lavish lifestyle including seventy thousand dollars on hairdressers during his time on the apprentice and more than ninety five, thousand dollars for vodka trump's makeup artist. The President says he is entitled like everyone else to depreciation and tax credits. Refused to turn over his tax returns but he's also bragged about his ability to avoid paying taxes. The only years that anybody's ever seen where a couple of years when he had to turn them over to state authorities when he was trying to get a casino license and they showed he didn't pay any federal income tax so. Eight zero that means zero for troops. The Biden campaign points out that most voters do pay taxes releasing an ad today highlighting working class people who have paid more federal income tax than the self described. In the White, house.

Donald Trump President Trump The New York Times White House Joe Biden IRS Chief White House Corresponden The Times Jonathan Karl Midas Washington Turkey Philippines
Staying Confident In The Airplane

The Finer Points - Aviation Podcast

06:44 min | 8 months ago

Staying Confident In The Airplane

"And what I want to address this podcast and I'm hearing a lot of things like Jason I, got my private a year ago I flew pretty regularly for a few months but you know life. And just not flying as much as I wanted to, and I'm starting to lose that confidence I. Don't feel like I wanNA, take my kids up or my wife because I don't feel confident if something happens up there that I can deal with it or at least deal with it is sharply as I did the day after my check reading. So I've gotten a few versions of that story and I WANNA talk to you about how you can do this how you can stay proficient and you can stay confident and you don't have to spend a fortune to do it and I think there are three main points that I wanna make in small tweaks you might have to make to your flying. But the first one is in, you know how close this is to my how hard the standardization the idea that you can ritualized you're flying. And then remember like rehearse remember and perform the ritual of flying and so all you really have to remember is that ritual and what the ritual is designed to do is to weed out the possibility of thousands of other smaller mistakes from happening I'm great example there is the final walk around on a preflight, right. If you just remember to do the final walk around on a preflight, you might catch tomorrow on the nose wheel cinderblocks blocks on the tail Pito Tube cover. Fuel caps left off seatbelts hanging out of the door baggage compartment opened I mean I, you go on and on and on with the things that you might catch. Simply. By remembering to walk around the airplane after the preflight. Okay and that goes deep. If you want a very detailed version of all of the soap's the standard operating procedures that I teach, those are all in my book setting the standard. But that is one concept that will add huge beer flying. This is an I didn't make this operate. This is the way the professional pilots do it because they've got money in the game they've got a business, they have to take care of one of their pilots crashes. It can't be game over right not only that as you've heard me say the company's survived the accident typically. So the company has a chance to evolve develop a procedure that will prevent the. Pie The from any other pilots for making the same mistakes and they can force compliance with that procedure. That's huge. That's the whole process, and if you can get yourself to do that, you are miles ahead of the game. All right. That's one thing we'd like to ritualized the flying, and the second thing is getting rid of this idea that you go back every two years for what they used to call a biennial flight review or a flight review that is not. Enough that is not regularly. You're not going to regularly enough if you're going back every two years and the pros know this to right how often do the pros go back? I heard you say it every six months, right. So if you're a professional pilot, every six months, you go back with your instructor. Back to the training environment and you go through the ringer right you practice all of the emergency procedures, all of those things that you might need if someday. You're you're in a situation where you have an incident? You've got your family on board right and all of this training inspires confidence. So this is the feeling of confidence in the airplane comes from doing it regularly and feeling confident that you can handle the edge cases if they come up. I'm so what most people do just to kind of get US summarized here three point two when most people do is they get their pilot certificate they here. Okay. I have to get a flare view maybe they go get a new club checkout and then that's it right and then they're out flying with their friends and their kids and their wife and two years ago by nothing boy I better go get a flight review that is not a way to inspire confidence. That is not a way to feel good about what you're doing. In the pros know that. and. So the last thing I'd like to say is this is the part where we get into. This is the third point where we get into the budget. Is that there's been a lot of evidence to suggest that if you just keep your head in the game right back in the day they see if you read flying magazine or you re Flight Training magazine those are still great ideas by the way. But in today's world you've got youtube and you've got APPS late ground school and you've got you know ah so many different ways to stay engaged with aviation. And I always tell students when they come in to train. The typical question is how much is this gonNa cost me I don't. Generally answer that question as a complete daughter a mount I won't say, well, this certificate certificate is GonNa cost you fifteen thousand dollars or twenty thousand dollars. If you really pin me down on it, I will say it will cost you anywhere from fifteen to twenty five, thousand dollars. There's a ten thousand dollar. Window there depending on how prepared you are when you show up for lessons how regularly fly how busy you are all that sort of stuff. But that's not even the important part. The important part is that you really think about flying more like a monthly expense more like a habit. So when a student comes in and says or perspective, Stephen Comes in and says, I'm thinking about flying how much is this gonNa cost me I will usually say how much can you afford each month? Right? Is this something you can. Afford. To put fifteen hundred dollars a month into or is it something you can only afford to five hundred dollars a month into is something you can put an unlimited amount of money anti right I mean I just have no idea where you're coming from but the important part is you're starting to think about it like a habit that you're taking on and you're never gonNA stop. So you have this monthly expense for flying. Now, let's take A. Relatively for flying a relatively modest budget. Let's see we have seven hundred dollars or eight hundred dollars a month that we feel as though we can spend on flying right it doesn't sound like a lot when you consider your CFI's probably one hundred dollars an hour on the airplane while it's running. Over one hundred dollars an hour. So you're out there spending on, let's say, let's just pick numbers. Let's say the airplanes one hundred and fifty dollars an hour and you go out for one point five keep it keep it. You know easy math that's two hundred, twenty, five dollars right? One, fifty plus seventy, five, two, hundred, and twenty, five dollars plus your CFI you're together with your. Maybe. Instead of one point five year together for two hours it's another two hundred dollars. So we're looking at four hundred and seventy five dollars we're looking at. If you do one lesson a month after your certificate, you're spending four hundred and seventy-five bucks. You've left yourself with a budget of about three hundred, fifty dollars maybe a short two hour flight somewhere with your family. But you've flown twice in the month right and that's the way you need to think about the finance part of it think about it as as a monthly expense and try to allocate how much you're spending each month a little bit toward training and

Flying Magazine Jason I Pito Tube Instructor Stephen Flight Training
"twenty thousand dollar" Discussed on Biz Talk Radio

Biz Talk Radio

05:25 min | 2 years ago

"twenty thousand dollar" Discussed on Biz Talk Radio

"Coping show talking about our listeners most fabulous incredible Craigslist and good will not just home decorating but also stuff that they've incorporated into their work in their careers cars all kinds of stuff because it's crazy the feedback I've received from our listeners coast to coast has blown me away before the break we talked about Cinco who does her entire thing she does a ton of entertaining China cost the world it often breaks a lot of times you don't overspend Ford she has got she's got this incredible collection the pictures just blow you away that she has put together often times huge that's for free on Craigslist and another thing talking about with regards to entertaining and you're talking about you know getting people in your house you want things to look nice we'll talk about the silverware we talked about crystal all kinds of things that you think you've got to spend huge amounts of money on with two sides guys Craigslist and good will simply not the case I love this stuff keep the great ideas coming so again people could sprint could spend hundreds if not thousands getting it for next to nothing and sometimes getting it for nothing itself Josh Josh Josh listening in from Texas where you coming McAllister beautiful stuff he is rehabbing a twenty thousand dollar camper charming too little thing that he got for nine hundred dollars a twenty thousand dollar camper that he got for nine hundred dollars on Craig's list it's beautiful it needed a huge cleaning there are so many houses that are like that he has cleaned out the entire camper now it's time for the fun part he's getting out the staple gun he's going to Craig's list for fabrics and he has been handed he showed me the pictures and again I know these numbers when it comes to fabrics the good tough strong durable home decorating fabrics you need for a camper and we're talking about stuff that can easily retail for fifty Bucks a yard he has gotten hundreds of dollars worth of fabric for fifty Bucks on Craig's list any says he also show me stuff you got I'm getting the same thing at his local good will once in a while good willing Craig's list or like anything else you'll either find truck loads of this stuff or you find nothing it's feast or famine so it's kind of like a fun hunt that you want to do get yourself online get together for these very yes get your new best search online going able feed you straight to your email it will feed you exactly what you want to know it's brilliant so Josh it's gorgeous I want to see a picture after the fact he's currently rehabbing the little so flood the bed the bathroom the kitchen it's going to be gorgeous show me everything I want to see all the before and afters keep me updated so again always go for the high quality fabrics you not go cheap on yourself guys it will come back to bite you you want the highest quality when it comes to the metal when it comes to the paint when it comes to your fabrics when it comes to everything else you deserve the best you simply deserve to pay about ninety percent less for it I love this stuff absolutely love it you guys ever thought about doing camper I'm not a camper type person you guys know this you're shaking their heads yes all right I'm not the camping type but I'm so when all of people who are and when they take the next step and they invest in a camper that they can then enjoy with their family I'm dazzled by that you guys heard about our trip to New York with a fabulous time no camping involved that's my idea of roughing it and we did it for a fraction of the cost usual trip to New York can go back to pass podcasts for that total fun right next up Stephen cue from fort Lauderdale sent me this picture he's re doing he retired down there god bless you Steven Q. it is hot here in the Philadelphia area it's got to be like living next to a volcano hot in fort Lauderdale so stay cool crank the AC and keep these great fabulous projects going he had an entire living room he had to do before in his last house he had no living room he had a little family room kitchen whatever else his retirement house he's got a live the family room so he's putting together side tables coffee tables so because everything else he wanted things to match he found all these various pieces different times different places Craigslist Craigslist the free list on Craig's list as well as local goodwill nothing matched different colors so he kind of United them if you will with this pretty cool looking these are not colors I would have picked but they came together pretty darn good black spray paint all right ended gold paint pen to detail the drawer fronts it looks pretty darn cool then he took the usual of the same types of fabric covers that I have for my so close in my own living room my family room I should say and he went with this dark blue to go with the black tables with the gold edging and and these great really I mean his bold pops of color I love this and it costs next to nothing and that the lacquer look finish that I'm looking at here is simply restore him spray paint and I got to tell you something I worked with a lot of spray paint in my time whether it was with the swing set or with porch furniture or with stuff for the kids or whatever else was still young free plug here they're the ones that never seem to clog up on me I've done it with fabric paint it clogs up with other types of pain a clogged up restore you pretty much comes through now watch the next can't arrest only will clog up on me I'm hoping not but honest to god if you want to go out there have a little fun with it just have some faith in your talents it's totally fine and when you look at it and you're looking at furniture that you.

Craigslist twenty thousand dollar nine hundred dollars ninety percent
"twenty thousand dollar" Discussed on CRYPTO 101

CRYPTO 101

03:59 min | 2 years ago

"twenty thousand dollar" Discussed on CRYPTO 101

"She started out with the bag crypto podcasts of summer two thousand seventeen what did you expect? When you started this and win doesn't seventeen was ramping up to be twenty thousand dollar bitcoin. Like, it was how did you react to that? We didn't expect you know, the reception we got law. We thought hey, we're just going to we're really fascinated with crypto. We're gonna put on a show and talk about it. Maybe a few people will listen and it took off so fast. Like, whoa. You know, I've had this happen to me multiple times in my career where there's something that you try that just resonates with people, and you'd never expect it you never see it come in. We never would have guessed that it would have been as popular as it had become as quickly as it had become. But you know, we were all on this wild ride. I feel like it wasn't just a how we were delivering content timing had something to do with it. And it turned out that crypto roller head ready caught the track that. Was going up and we had the opportunity to ride that. And we were all like with our hands in the air. Go. You always from the beginning. Got great guests on the show. What do you attribute that to is it from your marketing background or just, you know, your star power or just the due-diligence of going in there find the right people and saying please come on the show or was it just because the backup to has popped off so quickly. I would say this. I would say that we just reach out to people, you know. So maybe tween Jolan. I we've been social media for a long time. And we've got a lot of connections. And I've had a podcast. I was the co host for the technology podcast. I also hosted the venture beat podcast. So I don't I have no problem rates now to anyone, you know, what I've discovered is that if you ask most people most people will say, yeah, if you ask the right people come on your show. They're like cool. Yeah. I'll come on shock on your podcast in. So I think that's one thing. That's always been is that you know, what if you ask somebody? The worst thing they can do say, no or maybe they'll say, they'll do it later or maybe they the maybe they're not interested. So I think it's a matter of us is grabbing a bull by the horns and saying, hey, wanna be on our show. And then they said, yeah. So I do also want to say this. We are a a much older podcast in you is you started on July twenty first two thousand seventeen in. We started on July eighteenth two thousand seventeen to know. To know where your dad respect your elders junior. Yes, sir. Yes, sir. Ze Zir is. So funny Joe said, oh, he's going through gender reassignment. You're like, oh, congratulations. Like he like literally like was like accepting that as real nice. Yes. That was yes. And we were improving and. No judgment here from crypto went to one. We try to stay as neutral as possible gents with this roller coaster of a ride that you guys had with podcast. You saw the bull. You saw the bear were in a bear right now. We've talked offline from the peak. Our numbers were just you know, skyrocketing they've probably cut probably by fifty or sixty percent. However, you handling the fluctuation in the numbers the mobile older maturing audience of bad crypto podcast. I mean before they were the you're the on ramp is well to off things crypto just like crypto one. And now you see that your audience is now turning into maybe one or two or to a ones in old-timers yet. What we cry a lot? You know, we hug it out. And that's because it's been a rough ride crypto sucks right now. Giving. Actually, my therapist accepts crypto. I think that's good. I think what's happened is during the hype of the bull run in the media frenzy, you had everybody in their grandma and their dog that was you know, how bitcoin bitcoin bitcoin, and then you know, it fell off and and people lost money and the media stop talking about it in the people that are listening to our show..

Joe Ze Zir twenty thousand dollar sixty percent
"twenty thousand dollar" Discussed on 106.1 FM WTKK

106.1 FM WTKK

01:40 min | 2 years ago

"twenty thousand dollar" Discussed on 106.1 FM WTKK

"How much of the one hundred twenty thousand dollar income is yours. It's a hundred percent, okay. It's only a one income. I'm single. Okay. So you're oh, okay. So you're going to have zero income. Yes. For a little while. Okay. Hopefully, not long, but. I thought about working the remainder of this year, taking my income and just piling it straight into the principles with which is what I've been doing. Yeah. Not a bad idea. Get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there. And if you got the house paid off to than that just creates your creates a different level staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think working the rest of yours probably a really good idea and just knock that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I married my husband's military retired. And all these doing is working on his hobbies are kids going to college next year. She has RJR bills. So she's she said, we're currently debt free. We decided to snowball and.

Dave Ramsey Toledo one hundred twenty thousand do hundred percent
"twenty thousand dollar" Discussed on KTAR 92.3FM

KTAR 92.3FM

03:53 min | 2 years ago

"twenty thousand dollar" Discussed on KTAR 92.3FM

"Well, how much of the hundred twenty thousand dollar income is yours. It's one hundred percent one. Okay. And. It's only a one income. Mom single. Okay. So you're oh, okay. So you're going to have zero income. Lincoln. Yes. For a little while. Okay. Hopefully, not long. But yeah. I've thought about working remainder of this year, take my income and just piling it straight into the principles with which is what? Not not a bad idea. Get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there, and if you got the house paid off to then that creates a different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think working the rest of the year is probably a really good idea and just knocked that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I'm married and my husband's military retired. And all these doing is working on hobbies our kids going to college next year, she has RJR bills. So she's she said, we're currently debt free. We decided to snowball and pay up forty five thousand dollars. We did it in twelve months on the house. The saw some credit cards. Our take home is eighty six hundred dollars about one hundred and four year right now. However, I'm retiring in a year with the military, and I don't take our income down to fifty six hundred or sixty seven thousand a year. Guaranteed monthly checks. According to my calculation. No one's going to have to work. So we can only be can give you some side. Hustles me, just fine. I'm fifty eight and he's fifty he has the survivor benefit plan on him. If he passes would give me fifteen hundred dollars a month, and he has about one hundred twenty and the TST 4._0._1._K is this not were consider him himself, insured. It's up to you. Can you live on what you're left with? No life insurance. It should keep me about the same of where I am. Okay. So the survivor benefit the fact that you're debt free. And the fact that kids college is covered. Put you in a position that you can live on comfortably. What what would have coming in? Then that's the answer. I mean, can you live off the income that you have coming in? And the the income off the assets that you have coming in. And if you can then you're self insured, that's where amounts to especially in this case. And so is he disabled? Nope. Luckily, he didn't get injured while he was overseas, but he fully recovered. So he's not disabled. He just likes fee retired. He just told around making things, and then he shells. Yeah. Woodworking. That's fine. Yeah. Whatever you wanna do. Here's a life expectancy of forty five more years. Two putts around. I don't I don't. That's just kind strange. But if that's all he wants to do. That's fine. It's it's a appreciate you got serving our country. And appreciate that. You've got that wonderful retirement. That's awesome. But it's it's kind of sad that it just quit at age fifty and not contribute. Anything else to your life or the life of others rustling, go take a job? You hate to.

Dave Ramsey Lincoln Toledo hundred twenty thousand dollar forty five thousand dollars eighty six hundred dollars fifteen hundred dollars one hundred percent twelve months four year
"twenty thousand dollar" Discussed on KSFO-AM

KSFO-AM

03:52 min | 2 years ago

"twenty thousand dollar" Discussed on KSFO-AM

"Well, how much of the hundred twenty thousand dollar income is yours. It's one hundred percent, okay. It's only a one income. I'm single. Okay. So you're oh, okay. So you're going to have zero income. Yes. For a little while. Okay. Hopefully, not long. But yeah. I've thought about working remainder of this year, take my income and just piling it straight into the principles with which is what I've been doing not. Yeah. Get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there. And if you got the house paid off to the. Creature different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think work in the rest of the year is probably a really good idea and just knocked that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I'm married. My husband's military retired. And all doing is working on hobbies our kids going to college next year, she has RJR bills. So she's she's said or currently debt free. We decided to do the snowball and pay up forty five thousand dollars in twelve months on the house the sawmill from credit cards. Our take home is eighty six hundred dollars about one hundred and four year right now over I'm retiring a year with the military, and I don't take our income down to fifty six hundred sixty seven thousand a year. Guaranteed monthly checks. According to my calculation. No one's going to have to work. So we can only be can do some side hustles and be just fine. I'm fifty eight and he's fifty he has the survivor benefit plan on him. If he passes would give me fifteen hundred dollars a month. And he has about one hundred twenty in the TST 4._0._1._K is this enough were consider him, self insured. Up to you. Can you live on what you're left with? It should keep me about the same of where I am. Okay. So the survivor benefit the fact that you're debt free, and the fact that kids colleges covered. Put you in position that you can live on comfortably. What what they have coming in? Then that's the answer. I mean, can you live off the income that you have coming in and the income off the assets that you have coming in. And if you can then you're self insured, that's where amounts to especially in this case. And so is he disabled? Nope. Luckily, he didn't get injured while he was overseas. But he fully recovered so. Nope, he's not disabled. He just likes to be retired. He just told around making things, and then he feels. Yeah. Woodworking. Right. That's fine. Yeah. Whatever you wanna do. Here's a life expectancy of forty five more years two putts around. That's just kind of strange. But if that's only wants to do that's fine. It's it's appreciate you got serving our country. And appreciate that you got that wonderful retirement. That's awesome. But it's kind of sad to just quit at age fifty and not contribute. Anything else to your life or the life of others? I'm not saying go take a job you hate..

Dave Ramsey Toledo hundred twenty thousand dollar forty five thousand dollars eighty six hundred dollars fifteen hundred dollars one hundred percent twelve months four year
"twenty thousand dollar" Discussed on Talk 650 KSTE

Talk 650 KSTE

03:53 min | 2 years ago

"twenty thousand dollar" Discussed on Talk 650 KSTE

"Well, how much of the one hundred twenty thousand dollar income is yours. One hundred percent one. Okay. It's only a one income. Mom single. Okay. So you're okay. So you're going to have zero income. Yes. For a little while. Okay. Hopefully, not long. But yeah. I thought about the remainder of this year, take my income and just piling it straight into the principles with which is what I've been doing. Yeah. Not a bad get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there. And if you got the house paid off to the not that just creates your creates a different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think working the rest of the year is probably a really good idea and just just knock that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I married my husband's military retired. And all he's doing is working on his hobbies are kid is going to college next year. She has RJR bills. So she's she said, we're currently debt free. Snowball and pay up forty five thousand dollars, and we did it in twelve months on the house, the sawmill from credit cards are take home is eighty six hundred dollars about one hundred and four year right now. However, I'm retiring in ear with the military, and I don't take our income down to fifty six hundred sixty seven thousand a year. Guaranteed monthly checks. According to my calculation. No one's going to have to work. So we can only be can do some side hustles and be just fine. I'm fifty eight and he's fifty he has the survivor benefit plan on him, which if he passes we'd get fifteen hundred dollars a month. And he has about one hundred twenty in the four one K is this were consider him, self insured. It's up to you. Can you live on what you're left with? With no life insurance. It should keep me about the same of where I am. So the survivor benefit the fact that you're debt free, and the fact that kids college is covered. Put you in a position that you can live on comfortably. What what would have coming in? Then that's the answer. I mean, can you live off the income that you have coming in the income off the assets that you have coming in. And if you can then you're self insured, that's where amounts to especially in this case. And so is he disabled? Nope. Luckily, he didn't get injured while he was overseas, but he fully recovered, so not not disabled. He just likes to be retired. He just told around making things. Yeah. Woodworking. Right. That's fine. Yeah. Whatever you wanna do. Here's a life expectancy of forty five more years. Two putts around. I don't I don't that's just kind of strange. But if that's only wants to do that's fine. It's it's a appreciate you got serving the country. And appreciate that you got that wonderful retirement. That's awesome. But it's it's kind of sad just quit at age fifty and not contribute. Anything else to your life or the life of others? And go take a job you hate. But just.

Dave Ramsey Toledo one hundred twenty thousand do forty five thousand dollars eighty six hundred dollars fifteen hundred dollars One hundred percent twelve months four one K four year
"twenty thousand dollar" Discussed on WLAC

WLAC

01:34 min | 2 years ago

"twenty thousand dollar" Discussed on WLAC

"Hundred twenty thousand dollar income is yours. One hundred percent one. Okay. It's only a one income. Mom single. Okay. So you're okay. So you're going to have zero income. Lincoln. Yes. For a little while. Okay. Hopefully, not long. But yeah. Thought about the remainder of this year, take my income and just get straight into the principles with which is what I've been doing. Not a bad idea. Get yourself in a better position. Because obviously if you're gonna go to zero income you've got to have an emergency fund still sitting there. And if you got the house paid off to the that just create your creates a different level of staying power to get the business to get the insurance business off the runway to get to lift off, right? Yeah. That's that's one. I'm on do. I think working the rest of the year is probably a really good idea and just just knock that mortgage on out and because you're you're an aggressive saver. You have the ability to do that. And we can go from there. That's what I would do. Hey, thanks for the call open phones at triple eight eight to five five two two five and is in Toledo. Hi and welcome to the Dave Ramsey show. Dave. Thank you for taking my call. I have a retirement life insurance question. I married. My husband's military retired. And all these donors working on hobbies. Our kid is going to college next year, she has RJR bills. So she's she said or.

Lincoln Dave Ramsey Toledo Hundred twenty thousand dollar One hundred percent
"twenty thousand dollar" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:39 min | 2 years ago

"twenty thousand dollar" Discussed on The Dave Ramsey Show

"Open phones at triple eight eight to five five two two five Barbara is in Sacramento, California. Hi, barbara. How are you? I'm doing very well. Thank you. Dave good. How can I help? Yes. I'm a new listener I've been listening about two weeks now, and I just started every dollar same time last year. I was only making pretty much the last four years thirty granted under with me. And my husband this year about a month ago. I finally got a raise and new job, and I'll be making a probably together about seventy thousand maybe a little less. My problem is we have two cars we each oh about CEO's that eleven thousand on his I o nine thousand online. We have a house mortgage of a hundred and twenty thousand dollars at HA. And the problem is because I didn't have a job that paid a lot. And I always kept the finest separate he has his own Bank count. I have my own. I pay all the bills. He he just started giving money this month. My problem really is is I don't know if we need to start. Paying off the cars or start possibly paying off a little bit on the house because we do need a roof. We've needed a roof for four years, and it keeps getting worse. But because we filed bankruptcy two years ago. We can't even refinance to fifteen year or get money out, which I know you definitely saying too. But so I'm really not sure on what to do. I'm still trying to get ahead. I get behind. And now I'm just now crawling out of that hole. So my question really is what should I do? Now. What's what what is the interest rate on the mortgage? Four percents. Okay. That's not punitive. You're fine on that. I'm not gonna worry about the re-finance. So that answers one question just let it sit there for now. As far as the roof versus the cars, go you start laying out your budget. And the first thing you gotta do before you do either one of those maybe step one you set your thousand dollars a side. And then let's get a price on replacing the roof. Have you gotten a recent bid? Month ago and oh gosh, it's expensive. It can range from ten grand all the way at depending. I can probably try to get it just kinda fix the little bit or patched up for half. One hundred twenty thousand dollar house with a ten thousand dollar roof. Does not sound.

barbara Sacramento California CEO Dave Bank four years One hundred twenty thousand do twenty thousand dollars ten thousand dollar thousand dollars fifteen year two weeks two years
"twenty thousand dollar" Discussed on Biz Talk Radio

Biz Talk Radio

01:50 min | 2 years ago

"twenty thousand dollar" Discussed on Biz Talk Radio

"This Jarl's is why financial advisers are so critically important because everybody's situation is different. If you're obviously short on retirement income. Annuity ising some of that income is important, but you don't want to give up all liquidity in favor of income. So you need to have a relationship with an adviser that understands this stuff that will give you the straight scoop on it. Not like the way I started out this program. A discussion I had with a listener whose advisor was telling him the exact opposite. Joe is next. I'm self employed. I heard you say I could put my whole salary into a pre-tax retirement plan. I'm sixty earn hundred K, but in two thousand eighteen my wife inherited one hundred and twenty thousand dollar IRA and cash please help. Okay. Joe? Well, first off your wife took one hundred and twenty thousand in cash as the beneficiaries g she probably could have strung that out at least over five years. But that's a whole other story. You've probably heard me speak of cash balance plans defined benefit plans. Yeah. If you're sixty years old, and you've got to at least a three year track record of him having earned one hundred thousand bucks a year. There's a very very high likelihood that a good actuary a good pension lawyer or a really really smart financial advisor could show you how to do with defined benefit or a.

advisor Joe self employed twenty thousand dollar sixty years five years three year hundred K
"twenty thousand dollar" Discussed on Pet Life Radio

Pet Life Radio

06:20 min | 2 years ago

"twenty thousand dollar" Discussed on Pet Life Radio

"And you're starting your own business because as a human creature, we tend to wait busy with affected. And sometimes that's true. Sometimes you're busy because you're you're being effective but often often it's not up and busy ineffective or not the case. In fact, there's what is it called parade does principle. I don't know if I'm saying that correctly, but perito, and I'm just winging here because this wasn't in my notes. But this is something I've talked about a lot. So if I'm a little off on the details. Forgive me, you know, send me a note Prato was a scientist or among or both. I don't remember. But this was back in Italy hundreds of years ago. I don't remember his seventeen hundred eighteen hundred sixty hundreds or whatever. But anyways, he's this talion, dude. And I believe he's growing peas, right? And he's scientific in nature. I don't remember if he's a scientist or what he is. But he's growing peas, and he's tracking what's going on with this peas, and he finds that eighty percent of the output. So. Oh, all the pieces that are harvested come from twenty percent of the pots right piece. Yeah. So twenty percent of the pods. Create eighty percent of the output, which means that eighty percent of the pods. Maybe they're empty or maybe the Ps insider rotten or maybe it just has one p or whatever it is. I have no idea, but he found that that the results eighty percent of the results came from only twenty percent of the effort. Let's call it. And so that was called parade those principle because not only did it plights of that. But people have been able to apply that to hundreds and thousands of concepts throughout time. And so scientists have studied those principal over and over and over and they found it in the case of time management. They found in the case of agriculture in manufacturing, it all of these sectors. You know, all economies and things like that. They have found time and time again that this concept holds true. It's really weird. Maybe it's not where you know. Maybe if you're statistical guy makes complete sense, but to me, it's. Really weird that this concept of eighty twenty holds true across a variety of different industries. Whether it's a milk cow to a peapod to manufacturing, a vehicle or whatever scientists and thinkers and whatnot have found that typically eighty percent of the results that you get the good things that the output the pushing forward eighty percent of that has come from a result of twenty percent of the effort. It's very often the case and sometimes it's awful little bit seventy thirty or eighty five fifteen or whatever. But but this concept of eighty twenty is very much the case when someone's starting or growing unless they're aware of this and trying to figure out how to change it. Oftentimes eighty percent of what they're doing will only drive twenty percent of the results were as twenty percent of what they're doing. We'll drive eighty percent of the results. And so the key is how do you find? What that twenty percent is. How do you find what just those couple things are that you need to focus on in order to grow flirts, you lucky because you came here to my podcast. I'm gonna tell you. Exactly what those two things are and pray through was a personal friend of mine. So that's you know, that this has to be true. So there are two things that you need to focus on if you want to quickly make money if you want to quickly grow, and I say quickly being relative quickly in relative to what you were doing. So if you're kind of farting around doing busy work, and you wanna grow faster or start faster. There's two things number one. Is you need an offer. That converts let me repeat that you need an offer that converts now when I say converts, I mean, an offer that somebody sees and says I want that. And so an offer that converts is a ten dollar pizza from Papa John's people see a ten dollar pizza, and they say I want that an offer that converts is twenty thousand dollar Kia an offer that converts less is a seventy five thousand dollars BMW. But anyways, these are offers that convert, you know, it's something that a company says here is what I have. And the public says I want that product service, whatever. And so the first thing you need an offer that converts now. I can see people as they're listening to say well, duh. I know that. But if people know that why do so few businesses in our industry do that? Because what people think is would you know, if I talked to doctrines pet sitters dog walkers doc rumors if I said, what's your offer? The you just say I offer dog training. Well, what do you do there's probably twenty others in your town that offered dog training to and so how's your offer going to convert when you just offered dog training? So what's different about your offer? Because differentiation is what's going to make your offer convert better versus an offer that isn't differentiated because when your perspective clients, find your website, and that website, and that website, and all you guys are talking about his we're trainers, and we have group glasses, and we have private classes, and here's our price. What are they gonna compare you on they're gonna compare you on price, and the fact that you offer Doug training? What if you offer peace of mind and never having to worry about aggression? Again, what if you offer one more accident with that puppy, and that's? Probably all that you're going to have what if your offer is you can go up in the woods, and let your dog off leash and know that he's gonna come back every single time. What if that's your offer that's different than what everyone else is selling? Now, everyone else says that they're selling that what you dick de. But on the core you go to the average dog trainer website. And they're like, here's our offer. It's dog training you go to the dog walkers website. What's he offer dog-walking? Why does that suck because nobody wants dog-walking they want the results of dog-walking? They want a dog who's tired. They want a dog who got to play with somebody during the day. And so that they feel better about leaving their dog home for eight hours while they read the office. That's the result that they want the dog walking just happens to be the medium with which you do that. But if all you're doing is saying, here's my offer. I walk dogs. Who cares? There's five others that walk dogs. And so now, it's like who's the cheapest or who's doing that? I'd like the best or who's the one that will show up earlier or whatever rather than who's the one that's the best because if everyone's selling dog walking. There's nothing different about what you have. There's nothing different about your offer. If you're selling dog walking he song docking. What's the offer for pet sitter, and the pet sitter is going to say, Well, I I sit your pet you? I come in and take care of your dog or your cat or whatever. But that's not your offer. Your offer is peace of mind. Your offer is I know that I'm going to be in Hawaii for this week. And I know I'm going to be freaking out because my dog misses me and love me. But he's going to be so distraught. I need peace of mind, that's your offer..

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"twenty thousand dollar" Discussed on KDWN 720AM

KDWN 720AM

02:03 min | 2 years ago

"twenty thousand dollar" Discussed on KDWN 720AM

"We always start with a view of your credit report. That's. Respectfully. That is where it all begins and most people. Most folks that are out there. Listen, I don't care if you get a little finance in your background, or you think you understand credit your understanding of your credit versus what the credit bureaus and the Furniture's of information are saying is oftentimes vastly different. I'll have people call and say, well, I've got just a couple of things a couple little things on my credit that are creating problems. And I'll say we'll explain those things to me. Well, you know, had a credit card a little credit card that went into the fault a couple of years ago, and then went to collection is this little thing. And I had a medical Bill thing. All these little things add up to two big things. And ultimately, I don't care whether you had a two hundred dollar credit card that went into default or twenty thousand dollar credit card that went into default. The reality is is that of the fault account is defaulted account. It carries very similar weight in terms of the algorithms and the scoring. So. This is why we start with an actual view of your report analysis if you will. This allows us to actually take a look at it and see first and foremost, I don't know. It sounds funny because we're in the business of of of fixing credit, and it's how we make money. That's how we do. Our thing. The reality is is that there are people that we can't help or that over time. You reports just gonna organically get better, or there are some things that you can do when you're there may be a reason that we're kind of pushing you. To to not do this. And and that is. You know, one of those reasons that are things will get better. Or there may be something that that you can handle yourself at at no expense other than the expense of your time. And I get that.

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"twenty thousand dollar" Discussed on KTAR 92.3FM

KTAR 92.3FM

02:26 min | 2 years ago

"twenty thousand dollar" Discussed on KTAR 92.3FM

"First News police have detained. The driver of a car that crashed into barriers outside the UK houses of parliament injuring pedestrians. During rush hour this morning television footage from. The scene showed a silver Ford surrounded by armed police officers and fire engines outside the, parliamentary buildings the seat of the British government authorities say no one isn't a life threatening condition following the crash a. State judges cleared the way for five defendants who were arrested on child abuse charges at a. Remote New Mexico compound to be released pending trial Despite authorities suspicions the group was. Training children to use firearms for an. Anti-government mission the judge said. At twenty thousand dollar bond for each defendant and ordered. That the two men and three women were ankle monitors. Have weekly contact with our attorneys not consume alcohol and have no firearms police raided the squalid makeshift, living compound, near the Colorado. State line, more than a week ago in response to a report of children living in filth severe hunger and other dangers more. Than twenty million people on the east coast, continued to be threatened by dangerous weather. Heavy rain has, triggered flash flood emergencies in parts of New Jersey and Pennsylvania Lee heightened fire chief Patrick Murray says dozens had to be rescued on the, Lehigh river There was one minor NGOs transported to a local hospital residents were. Taken by surprise by how fast the water rose yesterday flooding homes floating cars and. Buckling roads one dramatic rescue in phoenixville west of Philadelphia was caught on tape showing, a twelve year old trapped in. A pile of branches in. New Jersey cars floated away from a dealership that sits near a. River in little falls about twenty miles west of New York City what's good for Tiger Woods is good for the PGA and its TV ratings Sunday's late charged by Tiger Woods at the PGA championship victory by Brooks kept have added up to ratings gold CBS sports says Sunday's action juror rating of six point one up sixty nine percent from last, year it was also the highest final round coverage for the PGA championship in nine years woods hasn't won a major. Since the two thousand eight US open but his presence as a contender is. Certainly driving up viewership. To draw either said I watched it yesterday or Sunday I couldn't Year one of those sixty nine percent. Why knew that on Saturday he was in the running which made it you know, appealing to flip it on and. Watch us Twenty two minutes, now after the hour.

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"twenty thousand dollar" Discussed on Boston Herald Radio

Boston Herald Radio

02:04 min | 3 years ago

"twenty thousand dollar" Discussed on Boston Herald Radio

"Its confidence that i who was imprisoned there as a child i was five years old and and who campaign for an apology from the united states government in the seventies and i testified at the congressional commission gathering information on the internment and in eighteen nineteen eightyeight president ronald reagan officially on behalf of the government apologize for that gossip unconstitutional and play and signed the civil liberties act which pledged a twenty thousand dollar token recompense for that imprisonment and there i was in two thousand seventeen speaking at the library of the man who put us into that those prison camps it's a commentary about this country and its ability to recognize a mistake historic mistake and to apologize for it and for me a prisoner in one of those camps could be speaking at the library of the man who imprisoned us it's america is an amazing country isn't that way i mean do you find it difficult to see statues and libraries erected or do you think as you said the way the country changes it's okay to to have those sort of things but my father would i was a teenager i became very curious about our my childhood in prison and i have many long and sometimes heated after dinner conversations but i learned about american democracy from the man who bore the anguish and rage.

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"twenty thousand dollar" Discussed on Freedom 95 Radio

Freedom 95 Radio

02:03 min | 3 years ago

"twenty thousand dollar" Discussed on Freedom 95 Radio

"If you can handle the landlord part of the equation i think you might be more comfortable in real estate yes sir i have lived at that a little bit i just didn't know whether to pursue that angle which if you'd recommend that or not i mean if you bought like a little hundred twenty thousand dollar rental house pay cash for it it's a bit of it's a bit more hassle but it will return more the mutual funds will return you got some effort you have to put into it and you're gonna have to send a guy over there when the hot water heater goes out and you're going to have to write some checks for the taxes and the insurance and you had fool with tenants and make sure that they pay be kind to them but firm with them and so forth and you know you gotta work through every bit of that stuff but the truth about that is i don't think that'll spook yes sir i don't think you'll wake up in the middle not fretting that house is going to be worth zero and you might wake up in the middle of the night fretting that the stock market is gonna be worth zero again no matter what i say or no matter how much you regret having gotten in and out you still worry about this stuff a lot and so i kinda think that might be better for you i don't know i'm just i'm just listening to you but i'm comfortable with both because i'm going to stay in if trump burps in the market goes down i'm going to buy more or stay in if the market goes up i'm going to buy more or stay in you know i'm just not going away when it comes to real estate or when it comes to investing in mutual funds and you've got to get comfortable with that history and with that being the future if you you have to look at those mutual funds and your mind and your intellect has to say you know ten years from now regardless of what happens with clinton or trump or mcconnell or whoever regardless of what happens when i'm watching on the news.

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"twenty thousand dollar" Discussed on KVNT Valley News Talk

KVNT Valley News Talk

01:35 min | 3 years ago

"twenty thousand dollar" Discussed on KVNT Valley News Talk

"Takehome pay while you're trying to get through law school i don't want watch have financial stress sure now i hear you a completely and we debated literally just waiting until after impossible the by the catholic five years that doesn't allow i almost said that so i ask when you're goldstar but yes i'm going to buy something like based on 100 and twenty thousand dollar income sure and then i'm gonna move again five years from now after a making two hundred yeah perfect now we weren't going back and forth and we know isn't that sounds like a great option we really appreciate your insight on that and just somewhere and i mean that was trying to figure out ways that you're not pinched and in stress while you're in law school off goes toughen up without inviting financial stressed by decision that we had control over so good question is an interesting discussion chris is with us in uh indiana hi chris how you i'm good how are you better than i deserve what's up well uh my inlaws approached my wife and i uh is sinking of giving us a large percentage of what would we are inheriting from them here in the next couple of years our sooner um i guess there fear is that uh you know if they go into a nursing home or some types some situation like that at the that would soak up a lot of those resources and i just i have some qualms about a you know it's their money uh i wanted to get your thought doesn't work okay uh one you cannot make yourself look broke when you're not broke in order to get.

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"twenty thousand dollar" Discussed on Talk Is Jericho

Talk Is Jericho

01:42 min | 3 years ago

"twenty thousand dollar" Discussed on Talk Is Jericho

"Must be like rockstars' like of the artists are the writers are they making big money of this starting to get to that level no not at the time and in part because they didn't own their creations at in time in the famously siegel and shuster who created superman you know they died broke because they sold superman 400 and forty dollars to dc comics back in the day and they had to fight their whole lives to even get like twenty thousand dollar in what will judge would not allow that right i know i either so ridiculous and what company like dc would not just give them was shouting even a milliondollar man i mean come on right yes so was only throat only in the '70s win into the movie was about to come out is so neil adams really spearheaded movie or the superman okay so really spearheaded this effort to shame dc comics into giving them some money so in the ordeal adam shaped to give seats c l siegel and shuster some samah from the yes so they they got a little bit but they still basically died broke you know and so it's a shame so only only in the nineties and you know after the 80s and starting in the nineties did the people really really start to make money like a lot of money i don't know if were you collecting comics in the nineties win that whole boom was going on and no i was up with us explain that though so double that gum what's the big thing that so what's his name to commit mcfarland yet todd mcfarland right it was the his title spiderman so as you what what was the big one that he created the response bond you her that yeah that was a huge thing in the nights ever used on the spot and also was the first kind of a series of action figures i mean i had all the migo dolls when i was a kid i remain superman batman all of them love of that was kind of the creation of of the.

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"twenty thousand dollar" Discussed on Liberty Talk FM

Liberty Talk FM

01:57 min | 3 years ago

"twenty thousand dollar" Discussed on Liberty Talk FM

"Twenty thousand dollars if your taking that bet your betting that bitcoin will be worth more than twenty thousand dollars and i am betting that bitcoin will be worth less than twenty thousand dollars xanana yeah that that all right up gambling right it's not it'sit's his delivery amin you know so how is it that you can't cut that you don't call that gambling i don't call it gambling knows so let's talk about port porkbelly futures all right so you got a business you need bacon for bacon unietd porkbelly and something to smoke it with sure okay and brain so you got the the the the wooden the brian your good on that you're going to need port bellies would you don't need them today you need them in three months because you need any port vila's delivered on an ongoing basis because you cancel your vacant once you can episode over time so do you want to you know do you wanna just rely on the vagaries of the market or do you want to have a set price for the delivery of your pork bellies here i see what you're say so you're saying the buyer will get the price that the seller agrees to its dollars on gambling they're both yandarbyev who saw you admitted it it has handled while gant gambling in the sense that you don't know what's going to occur yeah if you're paying a chairs you know what it is it's the level of risk by you're taking and invest it theoretically and investment should beal lower risk than actual your gambling but obviously gambling even if you go to a casino there's different games with different about well as a risk this is a different game playing with yeah oughta here i'm sorry it's gambler you can it look it's all gambling if you want if you'd have to look at it that way all right i mean you just holding bitcoin is gambling on bitcoin going of course you this lockout against gambling let's just call it what it is i don't know yet i'm talking like their business that's all you're not as animal and it's an investment thing it's how it's been defined yeah basically by laws yellow care what.

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