35 Burst results for "Twenty Eight Percent"
Southwest Airlines Plays the Blame Game for Flight Cancellations
"This weekend. Southwest airlines has experienced unprecedented disruptions delays and cancellations twenty eight percent of all southwest airlines. Flights on sunday were canceled. An eleven percent delayed so southwest airlines comes out and they blame the weather. They blame air traffic. Control play tape in a statement. Southwest blamed air traffic control issues and bad weather in florida from friday. But the faa said. It's traffic control issues. Were long resolved southwest then released another statement saying after cutting back flights during the pandemic recovering during operational challenges is more difficult and prolonged so they immediately blame air traffic control and weather issues now. Interestingly if you look at the weather map from this last weekend i never knew. Southwest airlines had such incredible frequency of flights through central north and south dakota. They must have had an entire fleet of aarp. It is the cleanest weather map i've ever seen. So southwest airlines had twenty eight percent of all flights canceled american airlines two percent to
John-Paul 'JP' DeGance: Can Churches Act as Cultural Change Agents?
"Of books in my hands. I hold the book. We've been talking about this. The title is end game. The churches strategic move to save faith and family in america the author jp ganz. He's the founder and president of community. Oh and he designed and oversaw you ready for this. The largest privately funded community marriage project in us history which lowered the divorce rate in an entire us city by twenty four percent in just three years j. p. d. ganz first of all congratulations on the book and tell us this story. This is so great. Thank you so much erik Yeah we got started on on a big transfer big question can churches act is cultural change agents in a big way at a city wide scale and knowing and recognizing that That marriage just is the central piece for society and really for the faith. Get into it in the book We were able to work with more than fifty churches. Moving fifty eight thousand nine hundred twelve folks four hour or longer relationship education and lower the divorce rate jacksonville florida by twenty four percent and had independent evaluation of our work by scholars out of the university of virginia and florida state confirmed. There's no demographic explanation for that decline other than our intervention and then the churches themselves Grew in the process of a group of thirty three churches baseline there are attendance and giving saw attendance. Grow by twenty three percent and giving grow by by twenty eight percent so even doing this for utterly selfish reasons. You want to grow your church. You don't care about marriages. this will grow your church on the other hand. If you care about marriages. I i mean honestly the fact that you did this in such a buttoned up way and you had people from the outside come in to say yes in fact and again. We're not talking a little town. This is jacksonville florida. This is a big city. And you're telling me that citywide divorces went down by twenty four percent over the course of three
Vietnam Speeds up Hanoi Vaccine Drive; 1M Jabs Over Weekend
"Vietnams is speeding up its vaccination program in an effort to loosen coronavirus looked down restrictions in major cities by the end of the month about eighty percent of handle is five point seven million adults who received at least one shot with authorities aiming for one hundred percent by the end of this week however the country's overrule vaccination rate still remains low that's about twenty eight percent a ninety four percent the mean fully vaccinated with both jobs hence the major drive all now with more than a million vaccine shots given over the weekend more than half of the country's ninety eight million population remain on the lockdown I'm Charles the last month
Unvaccinated California Teacher Infected Half Their Students With Covid
"Joy of going back to school for kids is only matched by the anxiety. Many parents are feeling about sending them at a time. When pediatric cova cases have increased exponentially with over a fivefold increase from july to august as a parent of three children about start school not yet eligible to be vaccinated. I have to say. I do take quite a bit of solace in the uae body of data. We have so far indicating that children already significant lower risk of serious illness cova compared to adults but no one wants their kid giving coveted and things really hit home when i came across a report released by the cdc earlier this week. On a case in marin county california from may where an unvaccinated elementary schoolteacher infected with delta variant spread the virus to have the students classroom seating. An outbreak eventually infected twenty-six people. The teacher taught for two days. Well symptomatic and before getting tested which itself not recall during which time she read aloud without a mask to twenty four students everyone the front row tested positive which fell to eighty percent in the first two rows in the back. Three rose twenty eight percent of students test positive. You can see how it diffuses through the class. There and unvaccinated teacher dropped her mask despite rules. Schools to wear masks endures within days. Half for class was positive for the virus at a school. That had been conscientious about falling kobe. Protocols
Sales of New Homes Fall 6.6% in June
"Sales of new homes dropped to the lowest level in over a year the commerce department reported Monday the sales of new homes have fallen for the third straight month dropping by six point six percent that's following even larger declines in may in April new home sales rose in the Midwest but declined in other regions sales fell by nearly twenty eight percent in the northeast shortage of inventory and rising costs for lumber and labor had fueled a sharp jump in prices but analysts say the trend for sales and price gains have slowed from the red hot pace earlier this year the median price of a new home was three hundred and sixty one thousand eight hundred that's up over six percent from a year ago but down five percent from may builders are increasing inventories with the number of new homes for sale up seven percent Jennifer king Washington
U.S. Companies Desperately Seeking Construction Workers
"Today's construction spending numbers are out this morning with residential construction increasing point two percent april-to-may and twenty eight percent over the last year. It's a white knuckled hot pace for housing. We've got a lot of construction houses. Remodeling apartments condos. Stacey this is the serene sounds of some steel being unloaded at a construction site near my apartment in new york. Similar serene sounds near my apartment so much serenity in new york. That's why we all if you're right and everywhere in the us the hills are alive with the sound of rebuy. ham is and really loud drills. I mean it is a fantastic time to be a home builder home. Prices have shot up in the last year. Twenty four percent. that is massive house. Prices are screaming bill bill. Bill i mean that we there would be more houses. There would be supplied fit the demand so prices wouldn't be going up so so so much for the few houses there are and yet and yet in this economy of course. Nothing is that simple. Can you just list off all the reasons. Why construction con ramp up as fast as it would like to. Oh my gosh. there's i've got all day. There are a lot of forces holding home. Construction back says rick palacio junior. He is the director of research at john. Burns real estate consulting i up. He says land hard define land harder entitled land. also lumber prices have been astronomical steel prices still high and there are a lot of materials with because of shipping bottlenecks. You wouldn't even know if they're going to arrive on time but one of the biggest obstacles right now says rick. Hiring a lot of companies cannot find enough workers think about electricians think about finish carpenters. That's actually where we're seeing some of the biggest issues with those specialty trades
Bluffcatching For Stacks
"John. Why don't you break down the firsthand or relay the action of the first hand to the listener so our regular game here on tuesday. Five ten no limit. Six max cash on ignition san starts with brad and the big blind. The button opens to twenty dollars. Brad calls with queen of diamonds screen. Jack off suit brad. You know the buttons a regular a fish. I can see that. He's starting with a ninety five. Big blind stacks. Oats little hard to tell so. They appear to be a rag even though my sample size on them is not very not very big. Just because that's how ignition roles but they do appear to be a rag veep tipping something like twenty nine percents opening like eighteen percent pre. No three bats yet. But i mean that's the thing that can happen over. Forty seven hands with a small sample size. Okay sounds good. So but no bins. We defend queen jack off suit. A flop is nine of spades. Eight of clubs do some diamonds. Ninety three. we start with the check. The button starts with a large bet. That's forty to seventy five and two forty five. This actually really big. But i think having a big size on these low middling boards is definitely not uncommon to see. I guess we can just talk about here if you have a preference I saw like how you would rather continue resume. You're never folding to overs in a gunshot and the nut got shot so it's either going to be between a caller chuck raise for you. Why do you presume that john. The fold very exciting tactical tuesday. Today i check full to the flop. So i mean when it happened i i kind of remember the thoughts that went through my mind and it was like a typically opponent struggled to raise appropriately versus these big sizes out of position here. So because it's somewhat of an under bluffs spot. I just going to go f- go for it and check raise. I think chuck calling check calling his viable as well. I think the problem with check raising this big size. Is that with all your potential straight draws that you have if your check raising all the combos check raising likely way too much but without said like i. I think check raising. Here's just fine. Yeah the other thing that i noticed. Was that this village on the button as one hundred percent. Wop seabed stat. I don't know how many c- betting opportunities that that is over but still like someone with one hundred percent flops. But i'm definitely going to be more willing to attack with a wider check raise range than normal mo. I was gonna say that that's important because villain shouldn't be using this large sizing at a very high frequency really any information no matter how small can be important when villain chooses a sizing that. They're not supposed to use very often like if we see that they're c- betting all the time then. It's very likely that they're overdoing it. Yeah okay so you check raise I guess the other thing that we should talk about after we've decided that we want to check raises. How large should recite check. Raise this almost pot on the flop and as eight hundred eighty five behinds after. See but yeah i mean. I don't really love the sizing that i use in game. I think i probably should have gone larger. I went effectively. Three x dig. It might be exactly three ex villains bet risking one twenty six to win eighty seven. I think the problem with that as villains just got a lot of natural continues on this board lot of straight draws just a lot of hands that are gonna get sticky. I mean even when they have like an eight or nine there probably continuing so this is folding out like some qinghai type hands or eisai type hands but let them get two and a half the one needing twenty eight percent equity to continue in position. I think just is not very good on my end. Yeah and this is something that actually. We just talked about briefly. A couple of days ago was like preferred check resizing on the flop. And how at least for me. It looked like i was making this mistake. That you made in this hand whereas just checkers way too small on all over the
Poll: Millions in US Struggle Through Life With Few to Trust
"A new poll finds that millions of Americans are struggling through life with few people they can trust to help them the new poll finds that about forty six million Americans say there is nobody or just one person they can trust for help in their personal lives like emergency child care that's eighteen percent of US adults about twenty eight percent say the same thing about navigating workplace challenges like help drafting a resume the impact genome project and A. P. N. O. R. C. poll tried to measure how much social capital Americans can count on as they try to pick up the pieces of lives fractured by the pandemic the finding suggests that for many Americans the pandemic is chipped away at whatever value they had from personal relationships and civic engagement I'm Rita folate
Biden Ends GOP Infrastructure Talks, Starts New Negotiations
"President Joe Biden walks away from talks with Republican senators on a big infrastructure package president Joe Biden has ended talks with Republican senators on his proposed infrastructure package now plans to try to build a bipartisan compromise with Republicans and Democrats Biden walked away from talks led by senator Shelley Moore capital after the two spoke Tuesday the size of the package and how to pay for it remain stumbling blocks the president wants a one point seven trillion dollar infrastructure investment plan Republican senators offered nine hundred twenty eight billion dollars and proposed tapping unspent covert nineteen money Biden has rejected dipping at the cove in nineteen funds and proposes raising the corporate tax rate from twenty one percent to twenty eight percent Mike Rossio Washington
Biden Offers Tax Deal to Republicans in Infrastructure Talks
"President Biden continues to Dicker with Senate Republicans on how to pay for his one point seven trillion dollar plan to rebuild the nation's infrastructure president Biden meets again Friday with West Virginia Republican senator Shelley Moore capital the GOP's negotiator with the white house on the president's infrastructure bill Biden has proposed a fifteen percent minimum corporate income tax because of Republican opposition to returning corporate taxes to the twenty eight percent level they were before the trump tax cut press secretary Jen Psaki that certainly doesn't violate anything about the twenty seventeen taxes so that's what he's putting forward as as an idea that he's asking them where their point of view as sucky as one thing is certain no user fee increases as proposed by the GOP we're not going to go down the road if user fees or other areas that would raise taxes on the American people it's not certain if Friday's meeting between Biden and capital will be in person Tim acquire Washington
McConnell Says GOP Open to $600 Billion for Infrastructure
"Hi Mike Crossey a reporting the Senate GOP leader says Republicans are open to spending six hundred billion dollars for infrastructure improvements Senate minority leader Mitch McConnell is floating a national infrastructure investment spending plan that's about a quarter of the size of the two point three trillion dollar proposal president Joe Biden has laid out speaking at the university of Louisville Monday McConnell said Republicans are willing to spend up to six hundred billion dollars on infrastructure Connell also came out against Biden's plan to pay for the infrastructure package by raising the corporate tax rate from twenty one percent back to twenty eight percent instead McConnell said he favors increasing user fees Mike Rossio Washington
Biden says he's open to corporate tax hike compromise
"Open to such compromise. His two trillion dollar infrastructure plan calls for the corporate tax rate to rise to twenty eight percent but biden says he would consider a lower number business groups and white house officials are signaling twenty five percent maybe the final rate more than half. A
Amazon's Jeff Bezos Backs Biden's Infrastructure Plan
"Jeff bezos is backing president biden's infrastructure plans including a corporate tax rate hike. The amazon founder said. Yesterday it's the right time for democrats and republicans to work together to make it happen and specifically signaled his support for the tax increase. Just last week biden said it was quote just plain wrong that the company pays less in federal income tax than middle class families. The president wants to up the corporate tax rate from twenty one percent to twenty eight percent. But he's getting
Biden's Infrastructure Plan: How The $2 Trillion Would Be Spent
"Biden infrastructure plan. He announced this last week. It total two point three trillion dollars. That's with a t and it. It breaks down like this essentially six hundred billion. I'm using kind of rounded off numbers. Mike six hundred twenty billion for a transportation infrastructure one hundred seventy four billion for electric vehicle subsidies this would also include a five hundred thousand electric vehicle charging stations throughout the country Roughly two hundred eighty six billion For building repair three hundred billion for this is an interesting one. I think is semiconductor tech. We phrase it as business development but a lot of it to support a a us semiconductor industry And then some other. Oh gosh lying there. I mean a billion clean energy i could. I could go on but But you get the gist The the plan would be paid for and again. These specifics haven't been ironed out. But by moving the corporate tax from twenty one percent up to twenty eight percents This is essentially reversal of of the tax. The trump Tax reform As the corporate taxes There would also be some some form of a higher income personal income tax. The number biden floats is four hundred thousand dollars a year. It's unclear if that's per person or per couple or exactly how it's gonna play out brush in biden's words it's it's this is not a plan that trifles around the edges. Where where do we go. Here i think. And i should add that at this point Republicans are fairly unanimous in opposing. This as being overly big And and not a particularly targeted or targeted. The wrong place.
Biden, in Pennsylvania, Details Massive Infrastructure Spending Plan
"President biden speaking in pittsburgh laying out his massive infrastructure spending plan also laying out his plan to pay for it which would include tax increases on the wealthy as well as corporate america. Let's get straight to elon moreh with all the details. Ilan melissa the president. They're trying to strike an inspirational tone calling on the country to consider the possibility of american innovation but also underscoring the fact that what he's calling a once in a generation investment in infrastructure is also fiscally responsible a few new details that he shared during that speech included that raising the corporate tax rate to twenty eight percent would raise a trillion dollars over the span of fifteen years. He also said that establishing that global minimum tax on foreign income that would raise another trillion dollars and he went beyond what the white house had said previously. Which is that The two trillion dollars in infrastructure spending would be paid for over fifteen years. He said that it would be more than paid for over that period of time that they could even raise more revenue to make up for that amount of spending that historic amount of spending. Because he said that this is going to be not just about Paying for infrastructure. But also about making america more competitive. So you're starting to hear the argument. That democrats are going to make a against republicans and against some business groups that say that raising taxes on businesses would actually make american companies less competitive particularly overseas. What the democrats are saying. We're president biden laid out today. Is that by creating jobs and creating new opportunities for investment. That is actually going to Improve american competitiveness and create a path forward for stronger economy will see melissa how that ends up playing with republicans particularly on capitol hill who are already signaling that they are not going to vote to unwind some of the tax cuts that they put into place just four years ago but here the president calling for unity calling from bipartisanship on an issue on which republicans democrats have agreed in the past
Biden rolls out infrastructure plan
"The president is proposing two trillion dollars in spending over the next eight years on transportation infrastructure and the electric grid improving access to clean drinking water and high speed internet. among other initiatives. The white house says the spending would be paid for by taxing companies more that includes increasing the corporate tax rate to twenty eight percent. Which would still keep it below where it was prior to the two thousand seventeen tax
AP FACT CHECK: Biden skews figures on border, taxes, more
"The AP finds it president Biden is offering a misleading account of what's going on at the U. S. Mexico border at its first news conference since taking office president Biden was pressed on the situation at the border vied says the US will take steps to quickly move hundreds of migrant children and teens out of cramped detention facilities but while the president sought to betray the rise in migrants is little different from seasonal increases in the past it just happens every single solitary year AP fact check found unaccompanied immigrant children have come to the border in higher numbers than what he said according to figures from U. S. customs and border protection authorities encountered over nine thousand children without a parent in February that's a sixty one percent increase from January not twenty eight percent the number rose thirty one percent between January February twenty nineteen before the pandemic while Biden tried to play down his inauguration is the reason many children and teenagers have decided to migrate to the U. S. that's not the reason they're coming migrants interviewed by the AP have expressed hope that the country would be more permissive under Biden than under trump Jennifer king Washington
Ewing, Georgetown take Big East, NCAA bid with stunning rout
"Georgetown earned a spot in the NC double a tournament with a seventy three to forty eight win over seventeenth ranked Creighton to win the big east championship it was a record eighth time Georgetown has won the big east coach Patrick Ewing played on three of those title teams the whole is closed the first half with eighteen to nothing running continued the domination throughout the second half George town now thirteen and twelve they held Creighton to twenty eight percent shooting Dante Harris one of four in double figures with ten points was the tournament's most outstanding player great will head to the NC double A.'s at twenty and eight might make you so New York
"twenty eight percent" Discussed on 710 WOR
"To manage behaviors if you were meant if you weren't managing behaviors move Eurovision behaviors you with a gun in the credit card debt is no one to consciously since running us Hey I think you'd be really smart to be twenty eight percent and that twenty eight percent interest to buy an ice cream cone you know but stupid but we do that stuff all the time right and so but you don't you're not doing that with like math skills you're doing that because your behaviors are out of control and so you fix it with the behavior six not a behavior I'm not a math fixed so you want to see the progress no sane human being we'll keep doing something what which they can see absolutely no progress on if you go to the why and you work out five hours a day and you quit eating any food and you don't lose any weight you will go back to eating food and sitting on the couch you have to see progress for your pain or you won't keeping aging in the paint you have to live like no one else so that later you can live and give over like no one else that's what this is about so all that to say is I would you pay out the small student loan because I want just to draw red lines through this and keep the keep the debt snowball on the refrigerator should see all those redlines almost all the progress you've made how you move the needle on this it's a big difference it makes a difference all righty then is with us and Texas high youth and welcome to the Dave Ramsey show they're gonna be here you too Sir what's up I'm twenty nine years old I live in a camper trailer that paid off some debt free I'm doing a combination of baby step three B. and step four if I continue that it'll take me five years telling you that cash down once a cast on how if I give you fifty percent of interoperate save for the house to take five years or five years it seems like a really long time the camper trailer so I was thinking taking my investments down to like seven percent or eight percent and then that only takes three years.
"twenty eight percent" Discussed on WCBM 680 AM
"The wealthy at twenty eight percent and there's a little bit of attacks in there for the middle class as well so more of the same from your friends at Democrats who like the tax and spend the traffic and weather of the freeze of the okay with that exactly older or just came out of the jobs report is very good two hundred sixty six thousand just off the trucks they're really going to hate him today yeah they'll probably they'll probably all of the treatment vote later this evening I'm surprised I don't have been changed by now or check what's happened the eight ninety five ninety five situation not good the situations accident some real world work apparently southbound ninety five after three ninety five in the city back UP starts there back to the fort McHenry tunnel and all the way back into the toll plaza so we're not going anywhere there eight ninety five is backed up they're getting away from the delay eight ninety five is slow at Lombard street felt way around to the key bridge you're going to get away from at least half an hour delay right now and both the harbor totals some showing on the beltway but nothing major the end found J. affects is clearing out nicely from northern part way through the ranch downtown hi Jeff would occur with traffic and weather on the threes on talk radio six eighty WCVB at W. C. them exclusive weather channel weekend forecast sunny mild fifty four today we're down about thirty two tonight sunny breezy and forty for tomorrow and for Sunday it'll be sunny and the forty eight it's thirty five in the city thirty one in Edgewater annual Simona drive in case you know it in time for Sean Hannity's morning minute as being raunchy by robber always save for retirement solutions your morning express starts right here Sean Hannity morning it's the people the bricklayers it's the contractors it's the house painters it's the plumbers and electricians idea how do we get on in life without those.
"twenty eight percent" Discussed on KDWN 720AM
"Thompson our office number anything here on this program that caught your attention our office number is seven oh two seven seven eight two thousand easy to get to us easy to set an appointment either an appointment in person or an appointment online in a couple minutes from I want to talk about credit education for kids which we just don't do I've been trying to touch on this topic you know every six weeks or something and if you haven't heard me do it I've got a little information I want to share with you and some thoughts and and and I think it's key specific kids in your life for grand kids or nieces and nephews whatever somewhat talk about kids incredibly do in few minutes after the break before we hit the brake I do want to talk about credit card interest rates they can be staggering especially if you've missed a payment along the way and done something and and someone who's getting hit with penalty interest rates you know twenty eight percent crazy twenty five percent whatever those insane penalty rates are for someone that stuck with those rates and if you didn't have the high interest rates for those rates were reduced significantly which obviously changes your payment it could prevent you from destroying your credit a lot of times people just give up it's a coffee just yet what if I told you but instead of going into debt settlement where by the way the trash your credit the dirty little secret about these companies that advertise on TV on the radio and they say well the credit card companies are forced to lower your interest rates make deals and do all the stuff the only time a credit card company will settle on it that is when you are into full period end of story let me repeat it one more time the only time the credit card company or a bank we'll settle the debt that you have is what it is in the fall the sheer volume of calls I get from people to he listen can you settle this account for me with you know Capital One or you know whatever it is R. X. okay hold how far into fault are you in a calm from Latin fault I just can't afford the payments this is how they get paid right when your interest goes up and you can bring your cards up in an obviously they're making piles and piles of money making twenty five points on your.
"twenty eight percent" Discussed on KTAR 92.3FM
"Report presented by Schwartz laser rice center we talk an awful lot about the awful traffic on Arizona's morning news awful enough the detour Dan brings you a traffic report every six minutes on Arizona's morning news but lately we've been talking an awful lot about some pretty awful things that have been happening in traffic the crazy wrong way drivers seem to be topping that list but there is another insidious danger that causes more deaths in Arizona traffic and nationwide red light runners there's a new study out from the triple A. foundation for traffic safety they say on average more than two Americans are killed everyday by drivers to plow through red lights and not unlike the people who run red lights the number of fatalities are speeding up not slowing down triple a says that in two thousand seventeen that's the last year the figures are available the number of red light deaths were nine hundred thirty nine nationwide back in two thousand nine that number was seven hundred fifteen between two thousand twelve in two thousand seventeen there was a ten percent rise in overall road deaths in America during that same time frame thanks to red light runners deaths were up twenty eight percent in that category and deaths from red like crashes increased for a fifth straight year just the other day I picked up my two little daughters from there north Phoenix school when a guy in a big truck plowed right through a red light on Thunderbird road the street I was getting ready to turn right on I'm assuming you had a red light because it was fully green the direction I was coming from so what's causing all this Tripoli analysts say they're not exactly sure however their senior researcher tells the AP he thinks distracted driving is probably a big part of the problem if you've paid any attention other drivers in traffic you like me are probably sure it's distracted driving all you have to do is glance left or right and you have about a fifty percent chance of seeing somebody looking at their phone instead of the road by the way I saw another idiot behind the wheel of a truck the other day he was staring at his phone as we came down that curvy hill when I seventeen that starts at sunset pointed ends in black canyon city not smart on a dangerous stretch of highway but I can understand somebody maybe glancing at their phone but once we were close to the one oh one we passed him and I asked my wife to take a look he was still on his phone not that that he didn't pose enough of a danger but thank god there are no red lights on a freeway K. T. A. R. news time is eight twelve and it is time for the KTA our time line with Steve since Meister brought to you by the husband wife law team of prior law protecting the rights of the seriously injured in Arizona since nineteen ninety six good morning today is August twenty nine and on this day in two thousand five hurricane Katrina made land fall in New Orleans category four hurricane slammed into.
"twenty eight percent" Discussed on Heartland Newsfeed Radio Network
"That's our toll free number. That's how so you can call in and change the subject. If you like you can talk about what we're talking about. You can change the subject completely and that's Kinda fun again. We do this every night and we do it for three hours. We're in our third hour. The we I speak of as myself Chris and I'm I'm in and the nobody formerly known as rich Paul and we started out by discussing this new dude who is in charge of the Bureau of Land Management Assessment B. l. m. and he's got some pretty crazy. Ideas Democrats think they're really crazy. The idea that the government shouldn't own twenty eight percent of the United States. It's Atlanta to me <hes> he said they shouldn't own any of <hes> the property that they own right and and look if you care about the environment you should agree with them because the government the specially the federal government is about the worst stewart of of land. You could possibly imagine they just don't care they have <hes> leased out land to clear cutters. They've least outland strip miners. They don't care about the land. It's not their land. Actually they don't have a financial interest in taking good care of that land yeah now meanwhile meanwhile if a private owner owned that land he might be willing to let to let people come in and cut timber ember on that land but he's GonNa take from them the full value of that timber okay. They're going to have to pay him. What it's it's worth but when these well connected companies buy things from the government they pay pennies on the dollar because they're paying the bureaucrats right okay and so and if you charge more for something that thing happens less that's why minimum wages are a bad idea and I'll tell you what else is likely going to happen? Already happens here in New Hampshire. I'm just speaking from experience or something like fifty thousand acres offers of land that will never be developed because it's been put into a private conservancy basically people will buy land and because they care about the environment fifty thousand in New Hampshire alone. I believe so wow now which conservancy do you know a number of them. <hes> I mean lots of them one of the things I could do do I want to reduce taxes because the government or New Hampshire will give me a little break is put some of my land in current use which just means I I won't use it for anything other than just being land right of course that also means that the intention of that is people won't go live there well. The problem is that violates the Laki and proviso because that that makes American society landlocked true where there is a landholding class in a non landholding class and that's that's kind of a problem because the the theory of property rights heights was in Western society was based on lock and based on home steady okay and and based on the idea that every man had the right to homestead right don't they can't homestead my land well again -actly and that's that's my point. If I want to put you know I got fifteen acres of I WANNA put ten of it in a private conservancy and I just want to say I like it to be clean and I don't want any development I want anything to happen on. My Land is wanted to be pretty right. I have that right well. The problem is they're. We're giving you a discount on on the cost of defending that land that in some cases causes people to continue to defend.
"twenty eight percent" Discussed on WTVN
"Like about delivery if you're about delivery listen of it the US food survey found that more than one quarter of drivers twenty eight percent admit to taking food from their delivery this is bike uber eats door dash people like that twenty eight percent almost a three in ten shot but if you get your food delivered from one of them the dude or the gal that brings your further minutes have been on it okay now more than half say they were tempted by the smell of the food they were delivering but stop short of opening the box in order to prevent drivers from giving in to that temptation survey finds that most people ordering food what restaurants to switch to using tamper evident labels and that way if the driver gets in that they'll know and they can pass how you want eight twenty years traffic and weather we update every ten minutes on the tens it's from ten star heating and cooling products couple buzz you wanna watch seventy westbound coming across Bryce road we had an accident earlier it is off to the right but we're slowing down to take a look at it also watching star Darby creek and leap road over in Hilliard that traffic starting to improve a bit but give yourself a little extra time also watching you bright and thirty three now lane in Oakland tangent with an accident senior Ohio state and six seventy westbound right about seventy one we've seen traffic at all but I have your coming in from Leonard Avenue trying to get into downtown seventy west is certainly have your coming in from Bexley as is seventy one north of Frank road on the way up towards says seventy three fifty traffic sponsored by express pros dot com August eighth is national interview day for express employment professionals apply now to start the search for your next job visit express pros dot com slash interview day for more information don't forget job seekers never pay a feat express traffic and weather every ten minutes on the tense power by temp starring classic area next of the the thirty on Johnny gill newsradio six ten W. ABC.
"twenty eight percent" Discussed on KTOK
"A man who miss church yesterday was found dead police sergeant Jeremy Lewis as the body was found inside a home near Morgan drive in main street at a end of this victim that does he didn't show up church point checked on him found him it was obviously he was deceased when officers arrived they found a let's turn out to be a homicide thirties are looking for twenty one year old Jake a barber is a person of interest in his father's death he's believed to be driving a white twenty oh seven Nissan pathfinder with the Oklahoma plate J. B. W. nine oh four thirties are looking for suspects after a shootout near north east sixty third and Broadway since one person to the hospital with a gunshot wound to the chest it happened Saturday authorities were called to a gas station a few blocks away where they found the victim inside a car and learned there had been a car to car shooting the suspects fled in another vehicle after the shooting have more than one hundred demonstrators protest in Saturday and wintering heat outside the fort Solari Bastyr Lawton against the trump administration's plans to detain migrant children there Jim Forsyth reports Japanese Americans and native Americans were among those who took part in Saturday's March and rally in front of one of its entrances demonstrators chanted close the camps and carried signs with messages including human rights matter and liberty and justice for all the federal government used for to sell the house hundreds of Japanese and Japanese Americans during World War two Fort Sill was also used to house migrant children in twenty fourteen during the Obama administration the federal office of refugee resettlement recently announced plans to temporarily detain up to fourteen hundred migrant children at the base Mexico's deadline to reach an asylum deal with the US is passed secretary of state Mike Pompeii says he will consult president trump on how to proceed we've got a long way to go yet so much more work to do president trump gave in Mexico forty five days to show significant progress in stemming the flow of migrants at the southern border if not he would impose tariffs on the country according to the customs and border protection agency apprehensions at the southern border went down twenty eight percent last month compared to may the scramble for power in the arctic is sending chills through the globe community Russia has been demanding vessels get permission to come through the northern sea route the country is also using ice breakers to increase its presence there Rachel Sutherland has more at the aspen security conference Coast Guard commandant Carl Schultz warned we should be concerned about Russia who was way ahead of us in the game in this emerging aggressive trying who's pushing into the game China which is not part of the arctic council has been working to establish a dominant position in the northern sea route comment on chilled says there needs to be freedom of navigation and a call for common ground so the arctic region can be peaceful and environmentally safe authorities are investigating a crash that killed two children in Garvin county it happened Saturday about five miles east of Pauls valley the Oklahoma highway patrol says the two vehicle collision killed a nine year old boy and a thirteen year old girl and injured another passenger both drivers also were hurt one of the drivers was treated at a hospital and released from the KT okay whether well worn stormteam it'll be mostly sunny as we progress through today we're looking for a high of eighty six with the low tonight dropping down to the mid sixties tomorrow will be sunny again a high in the mid eighties with a low in the low sixties your next news update in ten minutes I'm Jacquelyn Scott news radio one thousand Katie okay on the air and on your iPhone at J. T. okay dot com thousand Katie okay.
"twenty eight percent" Discussed on Chicago's Business Authority
"Schilling bloody sock twenty eight percent next Rosen envelope forty percent Michael Jordan wow Ricky's higher meant in their quotes imaging ninety three him in Chicago is calling into the rich Eisen show let's take line one Gerry Phillips up to him Hey Richard you know and what's going on so the conspiracy theory regarding Jordan that's something that's been bugging me for a long time and I was with a group of people about two weeks ago when you just said I gotta believe something happen there I wonder what can a lawyer in the group turned and said I know exactly what happened I got so indebted to the mop and in canceling debt with that David stern was going to suspend him all up Pete rose in Jerry Reinsdorf obviously owns the white Sox in the bowls stepped in and said no no no don't suspend them I'll send him down to the Birmingham barons pardon me and you know he can come back after whatever time you you deem reasonable and I first time I've heard that but I have no reason to doubt it the final number of other things on no that's it team in Chicago call and I I I I don't know I mean if you get in if you get in that deep water than than you pay your debt by going and ride the buses in Birmingham and then there's no problem when you come back Hey Michael Jordan out of monies write a check I I just well that stuff just doesn't make sense well again gets a conspiracy theories they're created when things don't make sense right do you come up with something that sounds like something that makes sense if del tufo is here today you have a tough time not about the the quandary of the bloody sock and Mr New Jersey himself with Hoffa underneath giant stadium yeah easily the most believable of them all I mean the the Jimmy Hoffa's the most you would have the Jimmy Hoffa well I I know it is sell means under John stadium that was one of my favorite sports center lines is I I I I I used one time is I don't know what why I was able to use it or I just basically said the traffic leaving Giants Stadium is so bad and it was bad and I know you grew up going to Foxboro that's terrible to there's only one way and one out it the old Qualcomm in San Diego awful I mean it's dreadful but get me in and out of giant stadium the worst I've ever experienced and I've experienced Dodger Stadium where there is a real chance to fix it I use the line of you know the traffic leaving giant stadium is so bad it's the only time you jealous of Jimmy Hoffa because he's already home that was my line the grail two years later I'm invited by the jets and giants as of the host of NFL network to host the ground breaking ceremony of now met life okay which is it was across the street the park progress as you drive stadiums in the distance and the dignitaries are all there commissioners there the governors of New York and New Jersey governor Christie was there they were all there okay all the different dignitaries the owners the team's woody Johnson marriages tissues they're all there it's time to dig in the ground you can help yourself good John I'm like well everybody let's get ready for the shoveling the jerk just let me know if you see Hoffa down there how did that go over and is one of those things are just peek over much of his marital having right now Roger this is your final on funny hello Fred like please just tell me they're laughing it's too easy too easy right they didn't find him when the child because he's underneath Johnston yeah he's all the way down I believe that one thousand percent by the way I was cultivating that caper the whole I got I got to use that line country music music recording artist Justin Moore Chris Brockman news update and more of your phone calls it a four four two oh four rich our three your worry free summer kicks off on Amazon prime day that's because Amazon prime day is when you save up to.
"twenty eight percent" Discussed on KTAR 92.3FM
"KTAR news our high today of one eleven within ozone health watch in place clear skies tonight with a low of eighty six degrees animal out a few clouds tomorrow and want some heat one hundred thirteen degrees are expected high for tomorrow that by the way will be triggering eighty an extent apps are in extreme heat warning it'll be in effect from ten AM tomorrow until eight PM on Friday your weather is brought to you by Howard air whether replace repair call Howard Air take a look at your money from the K. T. A. R. business center a California based vegan desert shop is moving into the valley the eight hundred fifty square foot set a holic that's spelled with a C. and two ends is scheduled to open Friday in the Santander elige pavilions near the loop two oh two santan freeway and Williams field there will be one dollar treats from nine until one as well as face painting balloon artist Disney characters and giveaways I'll tell you honestly I. I'd be there for the desert probably not the face painting right now on Wall Street it's not so yeah actually it's not too bad the Dow's up sixty seven points your own pal the head of the federal reserve is tested by right now for the Congress and there's been a suggestion that the might be talking about an interest rate cut from the fed S. and P. five hundred is up eight and the nasdaq is up thirty one for more money news visit the business center at K. T. A. R. dot com K. T. A. R. news time is eight or nine Katie A. R. shark report presented by Schwartz laser rice center how about and this sharper point we take a look at the good the bad and the ugly at the border first the good since Mexico stepped up enforcement on their side of the border border apprehensions are down twenty eight percent month over month and Mexico he's using all sorts of tech to make sure that people don't cross the border in an unsafe way when unsafe illegal way I was reading a story about how Mexico's now employing an X. ray machine and they found more than two hundred migrants hidden in truck trailers over the last couple days that's good because very often migrants are found in semi trailers on this side of the border dehydrated suffering from heat exhaustion or just dead stopping them from crossing the border in this fashion might keep them from a better life but it also might save their life we know about this drop in apprehension numbers well you a couple of weeks ago when.
"twenty eight percent" Discussed on Newsradio 1200 WOAI
"Free today. This is the best of both worlds combination product with the curl and official. It's not one being better than the other. They're both great. And the best of both worlds. You know? Thank God for purity products. I'm serious. Seriously, because when you think about where our food supply has gone and where we are today. We have to have something that allows us to feel better as we age to age gracefully. It's amazing to me was we talked. I love the way to give away. Two free bottles can be skeptical. Skeptical. Skeptical say, okay, you know, what? The sounds pretty important. I'm gonna give it a go. It's only gonna cost me six ninety five and they try it out and what they start to see because it doesn't take long. Remember that joint studies days twenty eight percent more comfortable, but they start to see a more comfortable, I feel better day notice their energy is better than they realize. Hey, you know, what this is important, and they tell their friends, and they tell their relatives. And they told their loved ones impurities been doing business this way for twenty years. Now, let's look at one more. This is a great deal by Gracie five out of five stars it works. I feel a difference in my choice after only one week. Also, you have the nicest day, that's what. Staff people appreciate working with purity. They're a fantastic company. They put their money where their mouth is they give out free bottles. And you try it. And you're like, wow. This is great stuff. Thank God for purity. Let's talk about the heart health for a moment. It's probably the single greatest concern that people face as they age. So anything that we can do to boost heart health becomes really a top priority. You know this. I know this and those folks out there know this as well. And I know you mentioned earlier that omega threes literally lower our risk of coronary heart disease. Do I have that? Correct. Because that's a statement. Absolutely. I mean, protecting the heart. Threes on the map back in the seventies. Dr Dyrberg discovered, you know, how protective they were for the eskimos, by the way is a wonderful guy had lunch with them a year or two ago. Great conversation, but bottom line is omega threes..
"twenty eight percent" Discussed on KIRO Radio 97.3 FM
"Sales tax on each leak. Armor, installed window lake Washington windows and doors a name you can trust. Hey, Susan news. This move that's going to be next hour because you guys are getting so powerful this right after friends at Bellevue coin stepped up to sponsor that I wanna thank him for that. You've all had the experience. I did this morning lady gave me the bird because she was busy on her phone driving in the left lane going slow and didn't like the fact that kind of signal behind her. I'd like you to move over a little bit, and oh she gave me the bird with one hand. But she you know, she kept texting with the other hand. So she's got that going. So apparently, I didn't know it was this bad phone. Addicts truly are like the new drunk drivers in the numbers on this. This is some impressive stuff. You guys are working hard to be in phone addicts. Oh, we are working hard at being phone addicts because you have never picked up your phone while driving. Oh, no. I know, but I can tell you. I don't. That's your motorcycle nonetheless. Yep. These folks on any given trip they physically touch their phones four times more than the average driver. These spend six times longer watching their screens get this. There is are off the road for twenty eight percent of the time spent on the road does that mean the cars moving that entire time in it's twenty eight percents of the time off road what it's moving Seattle. It doesn't know because you're moving twenty movie. Is all on the road. So I was soon you'd be in motion. Now, you could be sitting still on the road. Well, you would you and you frequently are right. He'd be in traffic behind Uber. Driver, driving somebody off. So how long before there's legislation that comes around. This is just say, I've just this is just occurred to me, I'm not gonna boxing and went in here. Logistician comes along to the phone providers. Saying you know, what you're going to put in your phones. A motion detector that when you're in a car, and you're moving only phones through hands fear going to be enabled everything else is done or mapping author. Hands-free problem is passengers right? I mean, you you already have functions like that on your phone, and you could say I'm not actually driving, and then you could go onto doing whatever you're doing. So that actually is there, and they're actually is legislation, and there's plenty of laws what the only real thing to do here is to ramp up the penalty to the point make the penalties similar to a DUI one. Give people actually some reason to potentially lose their license over just remind you that you remember that that that with a D Y you can be in a DUI situation. Non injury accident. Just get pulled over get enough points and lose your license or lose your job. As a result of one DUI, the distracted driving thing rampant up to that sort of level. If the dangerous at that sort of level and make people get some sort of penalty on their license that's going to actually make them worry about continued employment or at least continue drivers life. Do we do? We also extend this. Because I've this of a bother that we don't extend this to burrito addicts because I'll tell you those Brita leaders, they're really dangerous people food. So it's not what you're eating something hot. And it's going to spill on you. You weren't nice slacks. Do you ever where some really nice slacks, and you spill the Britos stuff on that? I ever wear nicely. I have never call my pants slack dungarees degrees. Every day. Where the corduroys all the time. Some say what you're talking about a hardcore phone addicts those stats that you had just described. Right. What they're saying though, is that that accounts for one in twelve drivers one in twelve and that number is going up because of all the conveniences that are coming into our hand on our phone so one in twelve of that keeps going it will be one in five by twenty twenty self driving cars cannot confessed. Well, except I not dissuaded by my point that the distracted driving distracted driving. If someone runs into me and find out wait. They were only eating a burrito. They weren't texting. Okay. I'm fine or eating soup. I think one of the problems in the in the law, at least if you read a little deeper into these reports is that we have decided that the phone is the problem and that the phone interface and the touchscreen on the car isn't the problem that actually helps and in many cases, because if you have unlike I have in my truck, if I plugged by phone into an older truck, but but they put in the stereo that has that. If you if I am paying attention to that it's no different than paying attention to my phone. And if I get a text message, and I want to read it and I'm rolling along. I am just as much not paying attention to the road as it would be if I was holding the phone the problem has been that they do not cite people for that the touchscreen violation when they cite them for the phone violation. Frequently they're the identical thing your text message. Just pop up on your industry can't on your screen. No. I got a warning the habitats. Text message. Yeah. I don't read them until I'm done the difference of eating though is that twenty eight percent of their time. There is are not on the road. If you're eating a breed. Oh, you don't have to look at it. I say again rendered insurance companies study that one of the top things people eat will that drive is chilly. So there's that right. Choosing news will be next hour. And also there are people in the sports community actually starting to whisper. The Mariners for real the whispering. Bumps deligence from seventeen ESPN traced is gonna check traffic. Now, you're real time at travel times are starting to add up from some earlier problems are Everett to Seattle drives at about forty six minutes Federal Way to Bellevue at a half an hour, and we're looking at forty minutes now from Federal Way to Tacoma, however, driver is running into some slower traffic on northbound I five outside of the U district in crossing the county line making that real time travel time from Seattle to Everett little over an hour. Double fatal investigation continues for this crash. That's in the south sound, this is on old Pacific highway just a mile south amounts road. The roadway is totally blocked in a detour being delivered to his door. Because Jordan us joy drive. Another.
"twenty eight percent" Discussed on WMAL 630AM
"But the participants in this study that got the krill oil got some amazing joint benefit Steve get this in just seven days. And you remember this from the last show seven days, they were twenty eight percent more comfortable, George robber. When I read that. I immediately went out and bought my first bottle of krill oil. But after thirty days they were thirty eight percent more comfortable, the researchers didn't stop there. They looked at flexibility of joints. They looked at function of the joints all improvement a cold this the krill oil advantage. So if you're out there, and you're taking fish oil fish oil is great. I mean fish oil is in here. It's so important, but you're not gonna get the same joint advantages just aren't krill. You're not going to experience this joint comfort benefits that we get specifically from the krill. And remember criminal fifty. Plus, we've jacked up the level of the krill sixty seven percent more. So in terms of dosage fantastic. That's big. That is absolutely. I I was on the website and the testimonials on the krill omega. Fifty plus their incredible. I mean people obviously love this product. I like to share a couple of my favorites. Here believer rights, and she's a female age forty five to fifty four from Georgia. She writes it five out of five stars. She writes, this has helped less grind on my knees were climbing up the steps benefit to my overall health both physically and mentally. I just feel better is what she said also safety. Susan eight fifty five to sixty four from. Sacramento, california. She writes to five out of five stars. I was a little worried about fishy aftertaste. However, I have not even once he goes, I like it better than regular fish oil the castle sizes smaller and it's easy to swallow. This is the castles is being small, and I'm really glad you picked that one out because safety Suzanne picks out a very important point there. I don't think we've really harped on this enough because people have trouble swallowing, those huge horse pills. You know, those usual mega three pills these are tiny. So this is why this is such a breakthrough these capsules are so small and easy to swallow. Anybody can easily swallow them. But at the same time, we've increased the dosage of krill by sixty seven percent, we've boosted the antioxidant power the vitamin d is in there. We supercharge the whole thing with the high omega three highly concentrated fish oil important for the heart. So yeah, safety, Suzanne, she really nailed it there. I wanna read one more this one in front of me molest. She's in the fifty five to sixty four bracket Fort Worth Texas five out of five stars. She writes, I was experiencing brain fog. I couldn't remember things at work built. I was slowing down. Mentally puree was offering a free bottle. I've been taking it for a year. And I swear by it. I had experienced a difference in my brain and body. Good for you blessed. You know, what I'm not surprised that these testimonials at all. Because I can't take this product myself. It's fabulous my patients love krill omega. Fifty plus the feeling nutrients, they feel it in their brain. They feel it near energy their circulation. They just feel better. That's what everybody tells me when they're gonna krill omega fifty plus Dr Neil talk for a minute if you would about the b twelve energy melts to this is really exciting. In our last grill show as well. And the feedback has been absolutely overwhelming people simply love the energy, the path the vigor, they feel when they have their b twelve levels restored with these. And now Purity's gonna do it again. So to free bottles here today for the listeners tell us about this. Yeah, remember Percival all the listeners today. They pick up the phone and call going to get a free bottle of this krill omega. Fifty plus amazing. But now the b twelve energy melts. Why are they here? I said the purity I said.
"twenty eight percent" Discussed on Leadership Biz CafÃ©
"It had been produced the best person ever that is himself. And then they wanna keep it. And so I know United States, and I I know other countries I watch there's a clear sense that politicians from the point of view of most people not not simple, they're partisans and the put this in perspective the United States we have now about at varies a little bit. I watch it every month from Gallup about forty four percent of Americans self identify American voters self. Defies independent of either of our major political parties and right around twenty eight percent are Democrats and twenty percent of Republicans. So you can see that tells you a lot right there and our systems are still based upon a time. When those two parties commanded the allegiance to the vast majority of the electric, which is long over. So we have a pretty dysfunctional situation. But the where this all started it's pretty clear that while they may have different presentational skills. So many of our politicians are pretty clearly serving themselves or a system and not taking risks to serve the rest of us and the thirst for that change, I know in America is just profound, but the way to get there's going to be a difficulty. Right. And it's exactly what I noticed when I was reading your book and reading about these four questions that a lot of that was because there was. Not a lot of intentional thought and reflection being put on seemingly look like in sound like simple questions. But I honestly when I was reading it. I found like some of them when you really think about it quite profound. For example, your question are you making your unique contribution? I mean talk about a question that gets you to sit up and pay attention. I really love this question James because it reflects many of the ideas I shared my writing about leadership that it's not enough to think about leadership is about hitting quarterly targets. Yes. Those are important, but they're really as Peter Drucker is often written and spoken about they're really the byproducts of your real efforts, which should be about encouraging people to do meaningful work, and to be honest in reading a book, it reminded me something that I think about which is that I think we tend to trip ourselves up because when we talk about work it's off of negative connotation of I have to do work that I have to slog through this in the hopes that doing what I'd really love to do. But I. Think we need to have you work as being quite literally something we need to work on that. This is something we have to push ourselves to do and be better at which to your question means we're making our unique contribution which won't be easy, which is why its work, but the journey of achieving it will be fulfilling. Let's so well said there's so much what you said. I mean one thing as as you, and I are keenly aware and people who would listen to a podcast like this deeply aware of is that if a person is say twenty today, they've got to look to a future where their education will be valuable only as a means to learn how to learn which is not diminish it it's much like that now, but the notion of getting school training to undertake tasks that one would then continuously perform for forty fifty years. That's just not how it's going to work. They're likely gonna have to relearn and Ray tool reset every three to four years. And that's not to be frightened of it. Does mean a lot of our institutions will also have to adjust including social insurance all the rest, which was set up an industrial era. But these are all doable..
"twenty eight percent" Discussed on Impact Theory with Tom Bilyeu
"But I'm worried about the safety. Well, this address a safety. I I think what they properly screened donor. That is negligible. I mean, it is the treatment of choice being carried out at a more than one hundred hospitals in America today for another disruption of the bowel flora called clostridium difficile or Z diff the standard of care treatment. Using antibiotics is has an efficacy of approximately twenty eight percent FM t- fecal microbial transplant has an efficacy without recurrence north of ninety six percent. Think about it. I mean, the reason that people get c diff in the first place is from antibiotic exposure frequently other drugs can do it as well. And they're treating that the mainstream approach is to treat it with further antibiotic fighting fire with fire, but FM t now is really become a national. Well, accepted approach treating a seat of Cy. I wouldn't be concerned in the least with respect to safety of that procedure provided the donor is screen. So a woman arrived in my office with her child and. I observed him that he couldn't make eye contact. And he was repetitive. Motion very characteristic autistic child, and I asked her how did you come to see me today? And I think as I recall, she was from Mississippi, and she she said, you know, I need to tell you the story how it all happen. She was in the parking lot of grocery store. And she couldn't get her child out of the car and next to her was parked a gentleman in a truck, and he apparently apologized to her and said that he didn't mean to get in get involved. But maybe ought to take him down to Florida to see me, all you know. And and she asked him why and apparently had helped somebody in his family. So she comes to see me with her son. And it was right then that I was deeply immersed in the literature that was revealing that these kids have a profound disruption of their gut bacteria. I mean, it's almost like an autism fingerprint. And this was many years several years ago that we see very powerful correlations between these patterns of gut bacteria and the manifestation of autism that we see children who are born by C section. You alluded to that earlier have an increased risk of. And that C sections disrupt their microbiome one researcher clinician actually, a doctor Feingold actually was treating autistic children using vancomycin to.
"twenty eight percent" Discussed on KTRH
"Plus other debts such as car payments and student loan payments. We don't want that to exceed thirty six percent of gross pay. But as you pointed out gross pay. Is kind of wacky. It's easier to deal with net take home pay. And so that number is twenty eight percent, you wanna keep your mortgage to no more than twenty eight percent of your take home pay and preferably in my view. Keep it the twenty six the lower percentage of your take home pay you commit to mortgage payment, the more money, you have left over to spend on other things such as retirement as well as Friday night, beer, we've all heard of PI TI, principal interest taxes insurance, some calculators only focused on the PI the principal and interest of the loan, and they don't take into consideration taxes and insurance look at it on a PI TI basis, principal interest taxes and insurance keep it. No more than twenty eight percent of take home pay which means you're either going to ha- in many cases by something less expensive than you really want or. Simply not by at all. Right. Now, do you think the homes are going to hold their value? The technology of the new home fatty gonna come out that are going to be probably more efficient. It's quite likely that houses of the future will be very different in terms of desireability than houses of the past. And you know, this when you go shopping for a house, and you look at a home that was built in the nineteen fifties. The kitchens and bathrooms are tiny. There are big parlors and dining rooms and people don't live that way anymore. Today. We want big open spaces we want huge kitchens.
"twenty eight percent" Discussed on KSFO-AM
"Plus other debts such as car payments and student loan payments. We don't want that to exceed thirty six percent of gross pay. But as you pointed out gross pay. Hey is kind of wacky. It's easier to deal with net take home pay. And so that number is twenty eight percent. You wanna keep your mortgage to no more than twenty eight percent of your take home pay and preferably in my view. Keep it the twenty six the lower percentage of your take home pay you commit to mortgage payment, the more money, you have left over to spend on other things such as retirement as well as Friday night, beer, we've all heard of PI principal interest taxes insurance. Some calculators only focus on the PI the principal and interest of the loan. I make don't take into consideration taxes and insurance look at it on a PI TI basis, principal interest taxes and insurance keep it. No more than twenty eight percent of take home pay which means you're either going to ha- in many cases by something less expensive than you really want or. Simply not by at all. Right. Now, do you think the homes are going to hold their value? The technology of the new homes better gonna come out data going to be probably more efficient. It's quite likely that houses of the future will be very different in terms of desireability than houses in the past. And you know, this when you go shopping for a house, and you look at a home that was built in the nineteen fifties. The kitchens and bathrooms are tiny. There are big parlors and dining rooms and people don't live that way anymore. Today. We want big open spaces we want huge kitchens with center islands. We want luxurious large bathrooms. So it requires people to engage in massive remodeling in order to keep their homes marketable in today's real estate. Marketplace forces them to either lower the value of their house or to spend tens of thousands of dollars even more making their house, something that somebody's willing. To buy one of my clients about twenty years ago. It was one of my wealthiest. And he built this mansion twenty thousand square feet, huge gorgeous place, and he was in the telecom industry. And so he was bragging to me that he was wiring the house with fiber optic. And he bragged picture this a twenty thousand square foot house, and he wired the whole thing with fiber optic. He said there was a mile of fiber optic cable and his house today. We just use wifi and bluetooth. We don't have to hard wire are houses. So all the money. He spent is of no value in his ability to try to sell the house all those holes in the walls. All those ports are never going to get used because we just use bluetooth and wifi. So it's an illustration that what matters at one moment isn't going to matter in the future. I'll give you one example self driving vehicles many people in the technology field, particularly. Early in the automotive sector are speculating that automobile ownership is going to drop dramatically over the next ten to twenty years as we shift from owning cars to car sharing services. In other words, instead of you owning two cars in your household. Maybe even three if you've got kids, you'll just call Uber and you'll call a car on demand as you need it. If that proves true, you won't need a three car garage, and all that real estate can be diverted to something else in the house. And in fact, what you will want is a portico at your main entrance a covered entry way. So that when the car pulls up, you're protected from the rain and the snow well houses today aren't built that way. So if we discover that we are in a self driving automobile environment is that going to have an impact. Tacked on the architectural design of our homes, and what will that do to the values of the homes that were built before then? So these are the kinds of questions that were beginning to ask ourselves. We don't have answers yet. The real key for you to ask is is the location going to continue to be a value because as long as the location will be value. You can always do home renovations. You can always frankly knock the house down, you know, those they're called tear downs where the fire just wants your location. They're going to knock the house down and build something new. So you need to focus first on location and try to make sure that the home is as state of the art as you can reasonably make it not given on where the technology is today. But where the technology is going to be. Okay. So that really helped in fact, let me let me share with you some really fascinating statis-. Sticks that just came out of the Federal Housing authority. FHA is responsible for about ten percent of all the mortgage loans in this country. And they just issued a brand new report year end two thousand eighteen and they found that millennials are getting money for their down payments from parents twenty six percent of the time one out of four millennials are borrowing money from relatives in order to make the down payment. And the crazy thing about this is that when you get an FHA loan you only need to put down three and a half percent. And these millennials don't even have that. Because of student debt they're not making much money new in their careers housing. Prices have risen a lot over the last decade. And so as a result for people under the age of thirty five homeownership is down dramatically from ten years ago. And you talked about what the ratio oughta bay. You said you didn't want it to be thirty two percent. You wanted to keep it around twenty eight net take home, according to FHA, you know, what the average indebtedness is of these borrowers. Forty three percent. That's really scary. And so it's important that people understand as you do. So well that we don't want you to buy more of a house than you can afford, not only based on your current calm, but also based on your future expenses if you're thinking of adding a couple of kids to your life. You know, you nearly married and you don't have any children yet. If you base that mortgage on today's expenses, you might get yourself into trouble. If you add a house in your spouse and children, so we wanna make sure you're looking at this to the future not merely on your circumstances for today. Would you recommend buying older house that has good structural bones behind it, and then doing whatever up grades yourself? What I would recommend is that you buy a house that you plan on living in for at least seven to ten years that meets your lifestyle needs. And is within your affordability. Whether that's new home or an existing home. Whether it's a fixer upper or woman, pristine condition is a lifestyle question entirely for you. I am only concerned that economically you're gonna live in it long enough. To make the exercise worthwhile because homeowners incur costs that renters never do. And that it's not going to bust your budget. That's great advice wreck. I appreciate you. Giving me such a road. Scope to look. And. I constantly plug your video that you have online to my students, and I want them to see this. I try to teach them principles to compounding as early as I can expose them to it could be the things I wish I knew when I was eighteen I really appreciate that a lot Pete. And I'm so glad you're paying attention to this not just for yourself. But for the young people in your life as well. Because while we wish we'd learn this in our twenties. It's our opportunity now to teach those who are in their twenties. So that they can get started on on the right foot? I appreciate your phone. Call right. Thank you. That was from New.
"twenty eight percent" Discussed on Biz Talk Radio
"Is it any wonder? That once we went to the Twenty-eight percent tax bracket. That our economy. Was just absolutely unleashed in the eighties. And the most we've had since then is thirty nine percent. And we're now with twenty trillion dollar economy the envy step for the deficits. Of course. In nineteen seventy five. My goodness gracious, you paid three hundred twenty one thousand before write offs on five hundred grand the one that we couldn't go anywhere. Wait a minute. Gary we add some very good quarters. Yeah. But we wouldn't have unleashed. And the other part equation. I asked the question who we working for families or for the government? Who we working for the better ourselves or them? It's unreal. Oh, but wait a minute, Gary. We're only talking about being light the night. And some of these salts socialist places. Oh, really? Oh, really? Oh, really? The number of patients in the United force Kuwait. Six months longer has risen by seventy thousand in space of a year. More than two hundred and eleven thousand people. I'm going to continue. Thirty.