35 Burst results for "Twelve Thousand Dollar"

How to Not Have a Lost Decade

Money For the Rest of Us

04:13 min | 6 d ago

How to Not Have a Lost Decade

"Welcome money for the rest of this is a personal finance show on money how it works how to invest it and live without worrying about it. We host David Stein today's episode three, fourteen it's titled Don't have a lost decade. Recently, got an email from a new plus member. He says he's treating the material on the website like an online college course but he had a question he wrote that he's approaching a crossroad in his life and he would like to prepare himself for that crossroad. He works at one of the Best Public Gardens in us as a horticulturalist he's been there three years makes forty three thousand dollars per year has four weeks of vacation full healthcare and Hsa they have a four zero three. B. Defined contribution plan where he gets a six percent match his boss enjoy working with him and he enjoys his job. This member also has his own business, a lifestyle business providing premium horticulture services for high end properties. He started in two thousand nineteen gross four thousand dollars and anticipate grossing twelve thousand dollars this year he has no debt. The only thing he owns he says, that is worth. Any money is an old pickup truck that's worth about three thousand. Is roughly eighteen thousand, five hundred dollars in his defined contribution plan and using the online tools on money for the rest of US plus. That, he's on track to retire in his early sixties. y'All says about two thousand dollars in a savings account pays two percent and about fifteen hundred dollars in a wealth front Robo Advisor. Account. He's living on about eighteen to twenty thousand dollars a year. After contributing to is defined contribution plan and health savings account, he brings home about twenty, eight, thousand dollars but that doesn't include is overtime bonuses or the work in his business. After taxes and contribution he estimates that he's bringing home about thirty, five, thousand dollars with everything, which means potentially he could save fifteen to seventeen thousand dollars per year and certainly ten thousand dollars per year. He writes for the first time in my life I'm not living paycheck to paycheck am planning for the future. The business I own. Now as a hobby passion, I turned profitable. It has been a great space for me to learn and have done a lot of just that but it ultimately is a glorified landscaping business. What they really want to own is a retail nursery that one day will become an event, an education centre as well. I turned thirty two months. I thought at this point I would go beyond an entry level position. I thought I would own my own house and maybe own a business full-time. Those goals seem so far away. The question I want to pose to you is, how do I get from where I am today to owning a five to ten acre property that can use to develop into my next lifestyle business as soon as possible Had An additional investment question that address in a few minutes. I he's not in an entry level position. He is a master, her cultures he's studied it. He learned a lot of those skills working at an organic farm and Tasmania. Got, his university degree. He was admitted to a professional horticulture program at the Public Garden where he works, he is very, very skilled in all aspects of landscape design and gardening. and. There are a lot of people that would be very envious that he has his amazing job working in horticulture and one where he can listen to a lot of podcast which he does. In order to answer question I want to compare to couples I know I've known for about a decade. This particular members approaching thirty. He's looking out over the next decade. What has to happen so that he doesn't have a lost decade and can reach goals I'm positive he can reach his goals.

David Stein United States HSA Public Garden Advisor GOT Tasmania
Hi-Performance Heritage - The Ramchargers

Talking Mopars

04:44 min | Last month

Hi-Performance Heritage - The Ramchargers

"This week's project car of the week is one of my favorite cars that I've come across recently, and it was posted on the one hundred facebook page on Tuesday. August eleventh at twelve pm it pretty much checks all the boxes for what I think is great in a project car. So let's not beat around the bush. Let's read the AD. Nineteen Sixty Eight Dodge coronet superbeet twelve thousand five hundred dollars, Omaha Nebraska. West Virginia car original numbers matching three, eighty three or four speed tags still intact on transmission rear end and carburetor includes vendor tag and bill. She cleaned Nebraska title needs complete restoration does not run, but motor spins free folks. What we have right here is the quintessential ratty mobile muscle car a nineteen, sixty eight super be the first year for Dodge Budget Street brawler aimed at the youth enthusiast market during the rise of the muscle car era and the answer to Plymouth. Road runner folks, I love Super Bees and I really WanNa have one in my collection someday. I've actually thought about not even getting a new challenger and just finding an old super be that I could build a modernized A. Twelve with modern Hammy in a six pack Efi setup just because the idea that car sounds really cool to me. But of course, this is a nineteen, sixty eight so while it wouldn't necessarily make a good h well, tribute car, it would still make one hell of a cool ratty Mo- par with a modern power plant but I digress this be would be an awesome project car for someone or heck you know get it running and drive the wheels off of this car has perfect sunburned Patina and I'm not sure why but faded bumble bee stripes awesome on these old ratty Radebe's, and they really kick up the cool factor on these ratty mopeds for me especially with the super vs because. In my opinion and has one of the greatest graphic patches of all time on the rear tail end of it. It's got the Bumblebee Stripe and it's got the circle this a superbeing it's got the super be in it. I. Just think it's really cool. But this car is numbers matching, which is amazing and even more amazing is that this thing still has the tags on the Trans rear end and carb not to mention that even has the fender tags still attached and. You know. The picture of this thing shows under the seat is an amazingly, well preserved build sheet, which is really really cool. I, mean what's not to like about this thing? It even has a clean title for God sakes the engine isn't stuck, which is good but it doesn't run, which means it doesn't drive but you know what I like about that the low price of twelve thousand dollars you know twelve, thousand, five hundred were being specific but let's be real as long as the engine ain't stuck. You know as well as I do that the odds of getting this old Mo- par fired up are definitely in our favor. And Hey did I mention this four speed man I'm about to liquidate all of my Mo- pars and head out to Nebraska and get this thing if it hasn't already sold by the time, this episode airs you know what I mean. But of course, kidding but nobody wants to buy my junk on. There's cool cars out there like this that still need to be saved but this car you know it does need work all over the place. The interior exterior under the hood, the suspension, and I'm sure it's all pretty extensive work but the car is complete and you know that alone makes it a great project in my opinion because it's hard enough to find numbers matching project car let alone project super be that has a lot of the necessary things for documentation for nearly ten thousand dollars. You know what? I mean this twelve five that's not bad. That's not a far stretch from ten. You know I've seen projects, superbeets and CORONET RT's and chargers you know. Closer to twenty thousand or even in some cases over twenty thousand well over twenty thousand. So for twelve, thousand, five, hundred, I'm not complaining. But of course, I'd like to get it for ten grand but you know me, I'm a low baller but I think you'd be really hard pressed to find something equivalent in the market right now for around the same price for a car that's complete like this. But if there are any out there that you Nov, let me know because I'd love to check them out feature right here project the week you know folks. Told thousand five hundred dollars in my opinion this is a great by for a really cool car. This is one of those instances where once again I'm a day late in about twelve thousand, four, hundred, ninety, nine dollars short because I would love to have this car and I would absolutely pay single penny. The seller wants for this thing without thinking twice and you may be out there thinking you know. Chris you're crazy. But Hey, I'm well aware of just how crazy I am any penny less than the asking price for this be is just steel in my book but in all seriousness I hope someone out there listening to this you know jumps on the Mo- part facebook page finds the car and makes a deal on it to save it. So that's project

Nebraska Facebook Dodge Coronet Plymouth MO West Virginia Chris
New York AG files lawsuit to dissolve NRA for "fraud and abuse"

MSNBC Rachel Maddow (audio)

04:55 min | Last month

New York AG files lawsuit to dissolve NRA for "fraud and abuse"

"Here's the specs. The yacht is called illusions at first was I thought it was called the illusion or illusions. It's just called illusions talking heads. It's one hundred and eight feet long. It has a false staff also chef. It has four state rooms I think stay room in this context means bedroom. But I'm not sure whatever they are. Whatever state rooms are illusions has four of them. Illusions is a big enough boat that it comes with other boats and vehicles that ride on top of it. It comes with two jet skis and sixteen foot long jetboat. It's boat that comes with the boat. I do not know my way around a yacht. I do own a row boat but I don't know anything about you. Know the makings of a good state room if I laid down in one for a nautical nap. But I'll tell you for news purposes. You should know that boats that make the news they tend to have a paper trail online, and so I think this might be the boat in question. This might be illusions when you google illusions yacht at least this is the bad boy that pops up and it does have the the hike embedded jet skis and the vote and the fancy bedrooms and all the rest of it. The reason I went on a very pleasurable Internet. Deep dive for this today. Is that some good ship illusions some yacht of that name. has now been cited as evidence in a long long long long list of allegations of fraud and multimillion dollar self-dealing at the NRA at the national, Rifle Association in a lawsuit that was filed today by New York Attorney. General Letitia James The NRA as an organization is chartered in New York. It has been chartered in New York for well over one hundred years. As a New York institution as a New York charitable institution, it has to follow the rules and laws for nonprofits operating in New York. And according to the Attorney General's lawsuit, the longtime president of the NRA Wayne Lapierre often stayed on the illusions yacht without paying for it. Those trips were present from one of the NRA's vendors with Mr Lapierre getting the US you know the chef and the jet skis and presumably all four state rooms for free. What he didn't do was disclose his acceptance of what The New York ag alleges was this very, very expensive gift on the NRA's financial disclosures in that is something that is required by New York state. Law. From the lawsuit quote Mr Peres testimony to the attorney general he said that the reason he failed to disclose the use of the was for security reasons and because he considered the to have been used for legitimate. A legitimate business per best. But wait there's more according to the New York Attorney General Wayne Lapierre spent five hundred thousand dollars of the NRA's money. That's NRA donors right are members providing money to the NRA for its purpose is a nonprofit instead. Up here is taking a half million dollars of that money to spend specifically on private airplane flights to the Bahamas and back for his family at least eight times over just the last three years. The Attorney General says he spent more than thirteen million dollars of the NRA's money on a private travel consultant arranging additional private flights in luxury cars for him and his family. Over the last six years there was also at least one African Safari for Wayne Lapierre and his wife which the says they improperly accepted from another NRA vendor. The AG. Ticks off lots of fancy Christmas gifts for law peers, friends, and family and golf club membership fees and a twelve thousand dollars hotel bill at the four seasons not for weighing up here but for his niece. Over the course of four years, the lawsuit alleges that Wayne Lapierre was reimbursed for more than a million dollars worth of personal expenses straight out of the NRA's coffers. So. Your uncle with the NRA sticker on the back of his pickup. decided to put up there because it shows that he's an NRA member do-or-die he's been dutifully giving them their money. He's been like putting. Lapierre's niece up in the four seasons and flying Wayne in his family back and forth at the Bahamas. That membership money's been going to. The lawsuit filed today is over one hundred, fifty pages. The New York Attorney General Letitia James sets out in fairly stunning detail her case for how the president of the NRA and several of his top lieutenants drained more than sixty four, million dollars out of the NRA for their own personal gain over a very short period of time just over a period of a few years.

NRA Wayne Lapierre New York Attorney Letitia James Bahamas The New York President Trump Google Mr Peres Fraud United States Rifle Association Consultant
New York - Brooklyn man swiped $12K in stimulus checks from mailboxes: prosecutors

WTOP 24 Hour News

00:41 sec | 5 months ago

New York - Brooklyn man swiped $12K in stimulus checks from mailboxes: prosecutors

"Several people in the Big Apple wondering where's my money New York City police arresting a Brooklyn man stealing stimulus checks he was found with twelve thousand dollars in checks in his sessions CBS news correspondent Jeff gaze has more on what might be a growing trend prosecutors say with millions of Americans waiting for those stimulus checks to arrive make sure that you pay attention to what may be in your mailbox don't let it sit there for too long because thieves are targeting mailboxes we reached out to Kirkland Washington police and they told us that they have noticed an uptick in the mailbox theft incidents there and that appears to be a snapshot of what's happening across the

Jeff Gaze New York City Brooklyn CBS Kirkland Washington Theft
Prince Harry and Meghan Markle donate wedding profits to hunger charity

Colorado's Morning News with April Zesbaugh and Marty Lenz

00:17 sec | 5 months ago

Prince Harry and Meghan Markle donate wedding profits to hunger charity

"Harry and Meghan Markle giving back to the community admits the pandemic the Duke and Duchess of Sussex announcing yesterday they're going to donate over under twelve thousand dollars to the U. K. charity feeding Britain which works to alleviate any and eliminate hunger the money comes from the will reading broadcast which aired back on the BBC in twenty eighteen

Harry Meghan Markle Sussex BBC Britain
All-Star Bam Adebayo Heats Up Miami

ESPN Daily

07:18 min | 7 months ago

All-Star Bam Adebayo Heats Up Miami

"That was the sound of Miami Heat Center Bam Outta Bio doing what he does best destroying souls the court now in its third year. Outta BIOS had a breakout season. Earning his first all star berth and leading the heat to a surprising start today. Espn Zach Lowe brings us the story of one of the NBA's rising superstars and tells us why not everyone saw this coming. I mean at times. It's Friday February fourteenth this is espn daily presented by ADT. Isak Meena thanks for doing this. Oh my pleasure. I like small third time. That means I'm not blowing it. Debbie's whatever the numbers say. I'm not blowing Zach Lowe is an NBA insider for ESPN. His latest piece is a profile of Miami Heat. All-star Bam Auto Bio Zach. We're coming up on the All Star game and one of the first timers this year is Bam Outta bio the Miami Heat Center. Who's in his third season has really emerged as a star? Why did you decide to write about him? I like to write one or two of these a year and I really top out at two. Because they're they're so time consuming and they take so under a port as you know but I like writing about people it's it's one of the easiest and hardest things to do right. I've come to find the sweet spot to really hit in the NBA for players is like between the fifteenth and fortieth best player in the league. Like the top fifteen guys. You're never you just don't get access to them unless you've known them for years and years and years and anything after thirty five or forty you run into like why am I reading about this guys. He that interesting for casual fans it has to be a player that I like is a player. I don't want to write about someone who's game. I just think is empty calories or whatever like I want to write about someone who I think is really good and maybe under appreciated. That's the kind of sweet spot of guy for me. So why do you like Bama's player? Big Guys who can pass are like my siren song. I I love big guys who can pass and when you watch this guy play defense even more than the defense into speed honestly is the rebounding Joe Harish for through and timed his. Jump Perfectly Blue Ray through the clouds for each verse defensive rebound in the afternoon he gets these rebounds where there's like four people under the rim jostling for position and they all jump and then from somewhere else flies in this gigantic guy with these hands that must be made of. I don't know whatever's the strongest possible material that you can make and the ball goes into this crowd of four guys and then this other guy. Just snatches it away like it's nothing. He makes the kind of place where they're winning. Plays and if they come at the right moment and a game. They're like a Gut Punch to the other team. So Zack you head down to Miami to spend time with Bam is friends and his family to get a sense of who he is. Where does history? Begin? It begins with his father leaving their family when his mother wanted to move to rule North Carolina and out of Newark New Jersey and they lived in a single wide trailer in the middle of nowhere in North Carolina and his mom as a cashier at like a meat. Grocery store kind of thing. Earning about twelve thousand dollars a year after taxes. And then all of a sudden she had a son who was twelve years old and six six and could dunk. What was it like for him? You know growing up in that trailer with his mom and no one else. You know when you're a kid you just don't think it's anything right like you don't think it's it's different or whatever. He had a sense that it was hard for his mom and that her schedule was crazy and that they didn't see each other much because their schedules didn't overlap the right way but he was happy at a lot of friends. You know it was fine but he did say by age thirteen or fourteen. You Begin to realize that this is a hard life that this adult like who you just kind of looked at. Is your mom like every other mom has a job and leaves the House. And all that that it's it's hard for her and that they don't have a lot and that she works really really hard for for what they have and that's what drove him. That's where he says he got his ambition and his anger and his desire to succeed was when he realized. My Mom's life is hard. She's tired a lot and I see that and I want to change that winded it. I become apparent to him and his family that playing basketball might be a viable career for him. Once he started playing organized basketball is not till like twelve thirteen fourteen. He picked things up really fast. And you had good natural instincts and good natural footwork by fourteen fifteen. He's on the map of all the big colleges and by the time he's junior mark godfried is helicoptering in to recruit to NC state in like Landon helicopter the field of their school. What was he like a high school player? A monster. An absolute monster have regular forty twenty games just like he was just huge. These teams in rural North Carolina. Couldn't do anything with six eight dude who could dunk? But he was incredibly unselfish. He loved playing point guard. He loved passing two people and keeping them involved. He didn't want to be the guy. Averaging Forty fifty game and putting up numbers there was a story about a guy on the end of the bench who finally got into game. All Bam did was get offensive rebounds and try to pass it in the week at score so Bam grows up in a trailer with a single mom and discovers. He's freakishly good basketball when it comes time to select a college. He chooses that. I'll take more time to University of Kentucky. How does that go first? So when you win big guys get to Kentucky and this was most famously done with Karl Anthony. Towns cal says this cool you can shoot threes like it's cool you can pass and like run the offense but like we have the Aaron Fox we have Maliki Monk. You don't get to do any of that here. My thing for him get and then. Let's really get you to play the way you're capable. You're going to set screens. You'RE GONNA post up. You'RE GONNA GET REBOUNDS YOU'RE GONNA play defense can do big man stuff because if you go to the NBA. You'RE GONNA have to that stuff well before you get to do the other stuff and so- Bam that's cool like you brought the ball up. You played point guard. Like you're not GonNa get to do that here. He would just say yeah. You know I'm just GonNa do my work like I trust cal. Cal has a record of getting these big guys drafted really hi? I'm working in practice behind. Closed doors on all the fancy stuff. Whatever it takes to win whatever cow says is good for me. I'm going to do and like I'm not going to get frustrated by it. So while he was doing all the big man's stuff and games he was working on his guard skills at practice. Yup in drills with Kenny Pain. Who's an assistant? Kentucky's very close to them. At night he would come back to the and do that. He would shoot jump shots which I. I don't know if you even shot a single three at Kentucky. I haven't checked. Even if scouts didn't see all of it to coaches and scouts would come visitor pick their brains about Bam and whether they should draft him. They would all tell them. Just be aware what you're seeing in. Games is not the full extent of what this kid can

BAM NBA Miami Espn Basketball Zach Lowe North Carolina Kentucky Miami Heat Center ADT Isak Meena Debbie University Of Kentucky Joe Harish Bama Kenny Pain Newark CAL Karl Anthony
Bernie talks healthcare and climate change

Hugh Hewitt

02:01 min | 8 months ago

Bernie talks healthcare and climate change

"Night we got a cover a little bit of burning a document CNN's Anderson Cooper cut number third Jenny talking about your health care again well actually most members of Congress I believe or think the majority are on board for Medicare full in the house not the Senate all this is how you do it and and this is the answer I'm gonna get off tonight time and time again the what our campaign is about and I admitted it is a different type of campaign because I'm not here to tell you both for me and I'm gonna do all these great things can happen that way it never happens that way real change never takes place from the top on down no matter who present the president maybe we need to involve millions of people in the political process and when millions of people stand up and they say the Mitch McConnell or any Democrat we are sick and tired of paying as is the case right now for the average family twelve thousand dollars a year which took a bite of the deductibles with sick and tired of the copayments was sick and tired of paying the highest prices in the world for prescription drugs we are going to take on as a nation the greed and the corruption of the pharmaceutical industry that's when it happens and that's what our campaign is about that's why we call our campaign office not me so I'm not here to tell you all I can do it alone I can't do alone we all stand up to take on the power of the health care industry then Bernie went on and on about climate change cut number fourteen in terms of climate change Anderson the debate is really awful nobody can say with a straight face while it's about jobs when we are talking about the future all of the planet what we're talking about whether or not cities in America and around the world will be on the water whether we're gonna see more more drought everybody knows what's going on in Australia right now if we don't get our act together that is the future of the world we are seeing a prelude to that in California with their terrible far as far as I was in paradise

CNN Anderson Cooper Congress Medicare Senate President Trump Mitch Mcconnell Bernie America Australia California Jenny
Sanders on role of private insurance in Medicare for All

Hugh Hewitt

02:10 min | 8 months ago

Sanders on role of private insurance in Medicare for All

"Bernie Sanders on CNN last night we've got a cover a little bit of burning document CNN's Anderson Cooper cut number thirteen is talking about your health care again well actually most members of Congress I believe or think the majority are on board for Medicare for me in the house not the Senate all this is how you do it and and this is the answer I'm gonna get off tonight time and time again the what our campaign is about and I admit it is a different type of campaign because I'm not here to tell you both for me and I'm gonna do all these great things can happen that way it never happens that way real change never takes place from the top on down no matter who present the president maybe we need to involve millions of people in the political process and when millions of people stand up and they say to Mitch McConnell or any Democrat we are sick and tired of paying as is the case right now for the average family twelve thousand dollars a year which took a bite of the deductibles with sick and tired of the copayments what's a good point of paying the highest prices in the world for prescription drugs we are going to take on as a nation the greed and the corruption of the pharmaceutical industry that's when it happens and that's what our campaign is about that's why we call our campaign box not me so I'm not here to tell you I can do it alone I can't do alone we need to all stand up to take on the power of the health care industry then Bernie went on to talk about climate change cut number fourteen to in terms of climate change Anderson the debate is really awful nobody can say with a straight face while it's about jobs when we are talking about the future all of the planet what we're talking about whether or not cities in America and around the world will be on the water what we're gonna see more more drought everybody knows what's going on in Australia right now if we don't get our act together that is the future of the world we are seeing a prelude to that in California with their terrible far as far as I was in paradise California right you know I I think that was last year but I

Bernie Sanders CNN Anderson Cooper Congress Medicare Senate President Trump Mitch Mcconnell America Australia California
Kobe Bryant Merchandise Increases In Value But Not Everyone Is Cashing In

NPR's Business Story of the Day

03:38 min | 8 months ago

Kobe Bryant Merchandise Increases In Value But Not Everyone Is Cashing In

"Just may not be the most important aspect of the death of basketball star. Kobe Bryant but after the helicopter crash that killed him some sports fans are buying or selling Kobe Bryant Memorabilia. They face a choice. Try to profit from tragedy or try to honor his memory for member station K.. PCC in Los Angeles Austin Cross reports just minutes after news of his death. Kobe Bryant related merchandise started moving fast especially the sneaker pretty much the the same day that he passed everything that we had available was just gone. Candice Grey Works at Shoe Palace on Melrose Avenue in mid city Los Angeles that the following morning we got hit. Very hard with a lot of people will Hoping to be able to grab whatever they could as far as remembrance but while some shoppers were in it for the sentiment others were just looking to make a quick buck by flipping the shoes online on one website. Shoes made famous by Bryant began selling for well over double what they were just hours hours before. Not Uncommon says robbed at the Wharton School. Well when a celebrity dies there are certainly a lot of human sentiment involved nettle spike demand. Demand in the market isn't necessarily ready for that leading to higher prices on a range of items. But did you see says the spike is just that prices level out over time that means dealers and fans must choose whether to sell now or hold on. Kobe's were here put away scattered everywhere at secondhand sneaker shop cool kicks also in mid city co owners deal Shannon based on artists chose to hold onto them. The store stocks several models released over Brian's career but man it's after news of his death the to pull them from the shelves. We felt like all the resellers Sakaria Sakari store and take all of the items. Try to make money off of his name and we were opposed to that. Everyone wants to come in either looking for an item or they want to sell the item they have you know the profit because you know they see a market gets going increasingly crazy right now to over one hundred pairs now. Sit in a bathroom kind of has this almost like a church like feel in a way because it's like these are the last of the last is that yeah as I look because while we're doing this interview I'm just looking around at the difficulties because you remember the games. He played in wider release. You know it's hard to deal with. You know not having this. The the shoe released known why that person because Kobe. Bryant's Gone Ryan's fan base. In China and Europe made him an international figure translates to a world of collectors and fans hoping to get their hands on a dwindling number of relics. Now now priced out of reach for the average sneaker had for instance. GM says pointing to a pair of Kobe ones. We had a reselling seven hundred fifty dollars and now that I'm looking at it. This shoe who is not even an existing. You find this on line. The closest shoot in this is is the nine half palm for twelve thousand dollars this is. This is my first time. Actually seeing this champs and artists don't plan to sal anytime soon and they're not the only ones putting passion over Prophet Candice Gray who we met earlier doesn't just sell Kobe gear gear. She collects it herself number. Eight Jersey Number Twenty Four Jersey. I have the og pros. I have the pros. That just came out and she doesn't plan to sell they are. You're going to go and glass. They were going to be idolized by my children's children. I I don't want to have to worry about not having something that my kids can have tangible manageable to be able to explain the magnitude of who Kobe. Bryant was though prices may sore for fans like gray memories are

Kobe Bryant Kobe Kobe Bryant Memorabilia Candice Gray Shoes Los Angeles Basketball PCC Candice Grey Shoe Palace Wharton School Sakaria Sakari Europe Brian GM China Shannon
The Dos and Don'ts of Hiring Your Children

Entrepreneur on FIRE

05:12 min | 8 months ago

The Dos and Don'ts of Hiring Your Children

"Month we talked about the possibility of paying your spouse as an employee in Your Business and it was a great question from podcast Castro Paradise member and this month we had a great follow up question from podcasters paradise member asking. What about paying your kids from the business and for those who've listened to last month tip read last month tip you saw that there are only a few cases where paying your spouse made sense strictly from a tax perspective and it typically only makes sense if you wanted to contribute to their retirement account? Meaning you already Max out your retirement account you still have more money to contribute you want to contribute beat here spouses in which case giving them payroll will allow you to do that. Otherwise you're probably going to spend more in taxes than than any money you would possibly save but foot pain. Your kids could present a significantly larger opportunity to save money on taxes for several different reasons. I if your child is under the the age of eighteen and your business owned solely by you and or your spouse meaning they had had no has no other owners except you and your husband or wife Right. If that's that's the case they're under eighteen years of the owners. You do not have to withhold social security and Medicare taxes on their wages so those payroll taxes that everyone has to pay. Even you have to pay roane salary. Fifteen point two percent completely wiped out in that scenario if your kids under eighteen you guys are the only owners. That's a huge advantage right from the start. Furthermore furthermore if you pay them less than their standard deduction which is twelve thousand two hundred dollars for two thousand nineteen they will. Oh no taxes whatsoever on that money okay. So they'll will that. The standard deduction will wipe out their wages. They'll oh no taxes they'll oh no payroll taxes and then finally you're GonNa get to deduct that amount paid from your business us all right. So essentially you're taking up to twelve thousand two hundred dollars per kid from your business paying it to them and wiping off of your taxable income with no taxes to them and I know this is probably seems too good to be true. I'm not too good to be true. But as with any good tax strategy Eh. There are several things you have to make sure you're doing right and the first thing is you have to make sure that they are getting paid the proper amount based on their age type of work they're doing etc if you have a two year old you can't go out and pay them twelve thousand dollars say that they're cleaning your office or the IRS has commonsense wants to know that you did not that no two year olds GonNa Make Thousand Dollars Not GonNa pay clean your office look at their age typically you want them to be seven under older before you start doing this. There could be scenarios if you're going to try and count them out as a model or something with that gets very dangerous. Make sure that they are actually working. That what you're paying them is reasonable for the job. They're doing and make sure that you're documenting all this all right so if you kids fourteen and you're having him clean your office for you once a week and you say that's where twelve thousand dollars. Well just be sure that the twelve thousand dollars is the going rate to clean your office once a week for anybody else okay. Okay so make sure. It's reasonable the second thing you have to watch what type of entity your businesses because if your taxes an S. corporation which most profitable small businesses are then. You will have to set up a few other things to be able to waive those Medicare taxes social security taxes are. You can't pay them directly from the escort because that feature does not apply to escorts so what a lot of people do is create some type of management company that is an LLC. A escort pays yellow. See which kids it sounds complicated. It's worth Earth if you're going to pay your kids a decent amount of money but you have to hire a tax professional. Maybe even attorney to make sure it's done properly and finally need to make sure that everything is done properly as far as paying in your kids. Okay so including filling out those payroll tax returns and I know you're probably thinking. Why do I have to do that? You just said I don't have to pay taxes you still have to file the payroll tax returns. Turns so if you don't already you're going to want to hire an actual payroll company to do this. We always recommend our clients. He's Gusto online super easy of use but any of them will work. You have to make sure that they understand that these are your kids. They're under eighteen. And that you were the only owners. So they qualify for not withholding payroll taxes. But if you do that they'll be able to take care of everything else. All the proper forms will be filed to me. This is not something you want to try to yourself. You're gonNA miss something and you're going to jeopardize the whole move and probably cost yourself more than you save all right so those are the three things. Make sure you're paying them a reasonable wage. Make sure you're doing it properly based on your entity and make sure everything's filed properly. If you do those three things things and you have kids under eighteen you can have a significant tax savings opportunity here. And what's more your kids now have earned income so you can turn around and put that into a roth. Ira You can put that into a five twenty nine for the future. College needs okay. So you're paying the money you're saving on taxes and your potentially Z.. Creating retirement or college savings for them at a very young age. I mean could you imagine being twelve years old and and someone contributing to a roth. IRA for you through. Throughout your entire childhood be amazing the great headstart this the opportunity you have to do for your kids if you do this

Medicare IRA Roane IRS Attorney Gusto S. Corporation
Researchers Are Flouting Clinical Reporting Rules

Science Magazine Podcast

08:00 min | 8 months ago

Researchers Are Flouting Clinical Reporting Rules

"Charles Pillar investigative correspondent. He's back with us. This time to talk about I guess. Lack of compliance hen lack of enforcement it of rules about reporting the results of clinical trials. Hi Charles Hi Sarah. So let's talk about the requirements. I what is the general outline might have this law regarding the results of clinical trials the sponsors of clinical trials which are experiments involving human subjects ax are required to register those trials and to report their results to federal website called Clinical Trials Dot Gov. Why is this a requirement? What was the impetus for making mandatory reporting like this back in the nineties? It became apparent to many investigators instigators and government officials that there was a huge problem with the peddling drugs and the verification of their side effects having to do with hidden data associated with clinical trials mostly trials conducted by drug companies. The companies often did want to reveal data that might show problems with the drugs either side effects or perhaps ineffectiveness defectiveness and as a result. A lot of these trials were unpublished so the public doctors other researchers didn't know the the efficacy and safety of some of these drugs so there was a lot of concern about this and in particular. There are some very troubling episode. It's it's one that made a lot of headlines associated with drug called. Paxil in anti depressant hidden data showed that it caused teenagers agers to consider suicide. This was in effect the opposite of what the drugs purpose would have been as an antidepressant and because that data was not publicly known it was often encouraged for use by teenagers until it was revealed in a lawsuit Sudanese and other venues that the problems were there. This stimulated a lot of activity legislatively in law was passed that required the registration and results reporting of clinical of most clinical experiments not all but many many experiments. This law has been on the books for a while but actually A few years ago after years of non-compliance across the board there was new rules issued new penalties issued. Can you talk about what brought that on. A lot of attention was is paid to this. Starting around two thousand fifteen. In which individual sponsors of these experiments universities drug companies or or other institutions that. Run these trials were named as basically ignoring the law and because of this embarrassment factor actor allot started to improve their performance. Unfortunately not all that well and for years and years and years the FDA and the National Institutes of health which are responsible for enforcing the law. Basically haven't done so and back in two thousand sixteen they said look. We're going to begin. Begin to enforce this law but first we are presenting a final rule a rule that specifies details of what's expected in the registration process in the reporting process and what the penalties will be if these sponsors of the trials failed to comply with the awash in. This was important because people had been complaining that there were ambiguities in uncertainties in that process. So the idea was that beginning in in two thousand seventeen when the new final rule took effect. There'd be no more excuses so you looked at the compliance after this big change that started in two thousand seventeen. They've had a few years to get on board. Did you see any differences. Well I did see some differences so for example most of the major drug companies have improved prove their compliance and some of major drug companies. Have what you might call perfect compliance with the letter of the law since this new you. Final rule took effect in two thousand seventeen. So that's very positive and there has been some improvement by some academic organizations says well in some cases very significant improvement but overall there is still widespread problems with reporting and what I found. was that in well. Over half of all cases for trial reports that were do during this new period since the final rule was put into a fact that in most cases they were not reported at all or not rewarded on the deadline given by the new rule these are institutions leg leg universities actually the NIH. This is. These are big places that have a lot of staff indeed ironically the NIH who's own internal studies are covered by this rule and studies that they sponsor for external grant tease. That's a small fraction of the overall. NIH funded studies but still a large number of clinical studies overall. Nih is one of the worst examples of not following. Aling the law either violating the deadlines or not supplying results at all what percent of the registered trials have reported their results out of the forty seven hundred plus trials that we looked at now. These are a hundred percent of all the trials do as of September twenty fifth. which is the date? We collected the data out of all those trials. Only forty five percent filed the law. Fifty five percent were in violation relational law either by not reporting results at all or reporting results after the prescribed deadline. We're not really seeing a great level of compliance appliance. But when you looked at the enforcement side I feel like things are even worse because what kind of enforcement actions have been taken well. This is the most perplexing part of the process because when this new rule was rolled out both the NIH and the FDA said look. We've been holding off on enforcement for years and years because of the complaints in questions about ambiguities or uncertainty about how the foul the rules and the law. Now that we had this final rule in place those days are over. We're going to enforce in enforcement. Means the FDA could be charging monetary penalties of of twelve thousand dollars plus per day per trial for every day. That is late. The NIH could withhold grant funding to who sponsors of trials who don't report their results as required by law. Those are some serious on that law in would be very strong long penalties if they were enforced so when I found is despite the promises to enforce it's never been enforced once no penalty. He has ever been made by the FDA for a single trial and no funds have been withheld by an age for a single trial that violated aided the reporting law not once moreover DNA age promised to create what NIH director Francis Collins. Call a wall of shame as a disincentive disincentive for breaking the law. In this wall of shame was going to be a notification on clinical trials that Cov- that of was out of compliance with the law but notwithstanding that fact that thousands of trials out of compliance now one notification has been created. There is no while off shame.

NIH FDA Charles Pillar Francis Collins Director
CES 2020 Preview: Lovot, Envision Body and Prinker

Talking Tech

02:23 min | 9 months ago

CES 2020 Preview: Lovot, Envision Body and Prinker

"The CBS for known as the consumer electronics show has started in Las Vegas Dalvin Brown from USA. Today is there and he is going to tell you about some of the he cool things that he has seen so far dalvand. The floor is yours. Yes Oh one of the first things. I think that that stood out to everybody at the at the preview unveiled show was love it which. I I think it was there last year There may be a few updates dates with it but basically it's a robot and its sole purpose is to love on you and they're they're super tour of wall and like at first. I was like another robot man but the moment you start playing with one of these things start to respond and get goal and two is it just. It was so adorable so that that was one of the things that I think everybody likes until I saw the price. Twelve thousand dollars so so the next thing. That really caught my attention. Was this technology that they're calling envision body so the idea is is as you're working out before your eyes you see your real self on the right side and on the left side. Your future heater toned version of yourself. So essentially you're seeing your before and after as you're working out and that that. That was something innovative. I I'd never seen anything like that before. Lastly I think one of the interesting things that I never thought about a solution to probably never knew I had pre kerr. It's it's a temporary tattoo. Little gadgets and it it creates oddly realistic tattoos. You just sort of swiped the the device over your skin and it air brushes Some cosmetic medic ink onto your skin. And it's supposed to last a twenty four hours My editor Michelle did one. That's at USA. Today it came out pretty good so that and that was a lot more to the robot just under three hundred dollars for the for the the Glatt Inc and the and the little gadget.

Dalvin Brown Las Vegas Usa. Today CBS Glatt Inc Michelle Editor Usa.
Conservatives seek immediate purge of over 200,000 voters in Wisconsin

Mark Belling

00:14 sec | 9 months ago

Conservatives seek immediate purge of over 200,000 voters in Wisconsin

"Today the Wisconsin institute for law and liberty asked a judge to find the Wisconsin elections commission in contempt and oppose twelve thousand dollars a day in fines until it immediately purges more than two hundred thousand voters from the

Wisconsin Institute For Law Wisconsin
Putting off serious health care treatments is common in the U.S.

Second Opinion

03:23 min | 9 months ago

Putting off serious health care treatments is common in the U.S.

"Is a writer and for several years. The muscles in his eyes have been getting weaker. Due to congenital problem he now has double vision when he reads he needs to cover one eye. So that the pages and focus this gives him serious Serious headaches his ophthalmologist told him he needs surgery on the muscles in his eye. But it will cost around twelve thousand dollars. Jennifer needs a colonoscopy because of some new rectal bleeding the procedural cost her about twelve hundred dollars in both cases. They've they've opted to place their medical workup on the back seat because of the cost both told me they know people who've ended up with such large medical bills that it wreaked havoc in their life. In fact twenty five percent of Americans say they or a family member has put off treatment for a serious medical condition simply because of the cost and that number jumps to well over fifty percent when you include people who who opt not to take important prescription drugs because of the cost. I have patients who cut drugs in half or take drugs every other day just to make the prescription last longer. These cost driven procrastinations in medical treatment are at the highest rates that they've been in several decades leads so neither Jennifer or Douglas wants to take the next step in their medical care and as their doctor. It's unclear to me how hard I should push for my perspective. In both cases there is a great medical need in the first case. The eye problem is likely likely to get worse and as it becomes worse it will be more difficult to fix for Jennifer. The bleeding could be a sign of cancer or another serious illness. Yes I have told them both my thoughts and offered my strong recommendations. Ironically it turns out that the both have health insurance earns in Jennifer's case her work based insurance has the deductible of twenty five hundred dollars before the insurance kicks in. Douglas has is Obama type health insurance with a deductible of eight thousand dollars the actual deductibles that have to be met before insurance begins. Instant pay for medical care has increased a hundred and sixty two percent in the past ten years that is far more than wages ages have increased. Of course. I don't walk in Douglas or Jennifer shoes and I don't know their values. I have no idea what other financial commitments stay. have or the size of their savings. I do know that. Less than forty percent of Americans have savings large enough to handle even thousand Rosen dollar emergency how they approach their medical. Decisions is certainly their choice. But Americans shouldn't have to make these dramatic decisions Asians when their health is at stake. Overall Americans already spend twice what any other developed nation spends on healthcare gear and we certainly are not any healthier because of all that spending

Jennifer Shoes Douglas Writer Headaches Cancer Barack Obama
Strangers raise more than $12,000 for World War II veteran scammed out of retirement funds

Afternoon News with Tom Glasgow and Elisa Jaffe

00:56 sec | 9 months ago

Strangers raise more than $12,000 for World War II veteran scammed out of retirement funds

"Special holiday gift for a scam veteran in Fresno California community members rallying around ninety two year old Floyd Smith after he lost a considerable part of his retirement savings the World War two veteran went ten thousand dollars to somebody claiming they were in financial trouble trouble and never got it back media coverage led to hundreds of people donating money for him Smith overjoyed this week on wrapping his gift a check for more than twelve thousand dollars he's also receiving a new free hearing aid next month Iran and five foot two or he's a and sees all ladies and to spread more joy a hotel in this coastal town in California donated two night stay for Smith and his new bride wire Honeywell grapefruit great Christmas for him that's for sure

Floyd Smith Iran California Fresno California Honeywell
Ja Rule dismissed from $100M lawsuit brought by Fyre Festival attendees

All Of It

01:30 min | 11 months ago

Ja Rule dismissed from $100M lawsuit brought by Fyre Festival attendees

"The American rapper Joe rule has been cleared of wrongdoing in relation to the ill fated fire festival he had been the co defendant in a hundred million dollar class action in New York City board bite festival attendees who argued that he bought tickets to the event because of post on his social media accounts to Milford has more it's been cold the ultimate millennial scam and has been the focus of two documentaries in two thousand seventeen more than five thousand people bought tickets to a luxury music festival on the private island of the lake drug kingpin Pablo Escobar with tickets costing up to twelve thousand dollars they expected son Danzig and social media ready snaps in front of some of the biggest music stars in the world instead they got cold cheese sandwiches and sold mattresses in Bailey habitable tense the five festival made fools out of thousands but not a New York court has declared because of rapid jaw rules involvement he co founded the festival with the now convicted scammer Billy McFarland who was found guilty of wire fraud in two thousand eighteen and is serving six years in prison John rule has always argued he too was tricked by miss McFarland and according to John rules lawyer the ruling is nothing short of a complete vindication the plaintiffs have failed to convince the court that they had both tickets directly because of job role social media posts but the lawsuit continues as does the battle to compensate the festivals many victims Mr McFarland remains a

Joe Rule Milford Pablo Escobar Danzig Billy Mcfarland Wire Fraud New York City Bailey Habitable John Twelve Thousand Dollars Hundred Million Dollar Six Years
"twelve thousand dollar" Discussed on KOMO

KOMO

01:45 min | 1 year ago

"twelve thousand dollar" Discussed on KOMO

"Worth twelve thousand dollars the owner says one of the bikes is found at a homeless in camera that was cleared out near Jose Rizal park time is ticking for drivers who want to use the highway ninety nine tunnel tolling is a month away in eighty thousand drivers use that tunnel every day but Kamel's care costs niche reports the state department of transportation says that number could be cut in half once tolling begins to free ride for travelers to the state route ninety nine total is approaching its end but for some drivers paying up will change their commute the time now I am going to use that I don't care if it's two dollars I'm the user share that perspective washed out says between thirty and fifty percent of drivers could divert out of the tunnel when tolling starts on November night time there's no way really to go but we do expect that we'll see a little bit more traffic on downtown streets just a reminder on those totalling rates by time of day morning people because drivers a dollar fifty that afternoon is going to run two dollars twenty five cents weekends will cost a dollar not even a million dollars was enough incentive for someone to save the old P. while up river bridge the state department of transportation replaced the old state route one sixty seven bridge in twenty fifteen it's now sitting in a parking lot in P. while up the offer to separate rounds of a million dollars to anyone who wanted it but no one could meet the strict requirements for historical preservation which include removing all the lead in the steel bridge we are now kind of black with different plan B. there was no one that came back those requirements now we're having figure out another way to remove that bridge office our right of way the D. O. T.'s Tina Warner says are given the bridge to.

Apple Just Launched A $6000 Mac Pro

The Joe Pags Show

00:53 sec | 1 year ago

Apple Just Launched A $6000 Mac Pro

"Did you see the new apple pro the MAC pro computer, the bare bones model you six thousand dollars? Bear. Fix thousand if you want get the upgrades, the nice green and all and the thing the that holds the screen twelve thousand dollars good grief rate. Go grab one of those. So is this allow desktop? It's, it's the new pro so it'd be it would be a desktop, okay. Say. Laptop Nina stand to hold a screen so. Thinking macbook pro visit just MAC, pro the I MAC. Yeah, no, it's, it's twelve grand. If you want to get all the bills on those. Yeah between you and me. I built my last computer, fifty nine and it's better than that can better than that. One thousand apple products. That's nuts. That is

Apple Twelve Thousand Dollars Six Thousand Dollars
Why You Should Check Your Social Security Statement Today

The Income Strategies Show

03:09 min | 1 year ago

Why You Should Check Your Social Security Statement Today

"Well, the folks at USA today, they say that we're supposed to be checking our social security account on a regular basis. But dolph a lot of people listening are not retired yet. So why should they bother checking their social security account on a regular basis? Do you have a checking account savings account? That's your money, right? Mhm. Do check it on a regular basis. Multiple times a day, the big shirts there. I mean, if you have money in accounts that are like for future retirement accounts, investing or whatever you wanna call them. Are you checking those? Yes. But if you look at the big picture on social security, I mean, this was fascinating. I mean, when they had this article that there's like thirty nine million Americans registered for social security, but less than half of them, actually checks, earning statements and last year now, so less than half, people are worried about social security. I'll worry about it when it gets another one of those famous words of procrastination. Now, if you think about it, we've talked about it before, is what is generally one of the biggest ports of your portfolio in terms of size of money. Is it your house? Is it your 4._0._1._K or is your biggest asset so security? A lot of people will say, it's their four one K take. Okay. I'm going to switch it around. But in most cases social security. Is your biggest asset because just think about it. You start at sixty to you and your wife start taking out social security. Let's just say between the two five thousand dollars. A month. Okay. So between the two of you guys are takeout sixty thousand dollars a year. You live ten years. There's no increases now. You've taken out six hundred thousand dollars over twenty years now, you're eighty two you've taken out at one point two million dollars social security money in a twenty year. Timeframe is your 4._0._1._K worth one point two million dollars. Some people say, yes, a lot of people are going to say. No, so I'm gonna ask you what is the biggest part of your portfolio? Is it before one K your home or social security? Sounds like it could be social security. Hence run an analyst report. We love running those for clients knowing this finding out note now because don't assume that, oh, I'm gonna get a thirty three hundred dollars a month in social security when I hit, sixty six and then find out later, you're sixty two years old or two years away from a tournament, and you're only gonna get twenty three hundred dollars a month because you weren't paying attention to it. And you've missed saved and now your portfolio retirement has to change. Because now we have an extra twelve thousand dollars a year. You gotta make up somewhere or verse ecology mean you're, you're gonna get more than you really think of, and you can retire earlier. Then there's a lot of things when you run your analyst. Kristen of knowing versus guessing, is don't be afraid to look at something. I mean, I have to come in and they said, we want to do a review. We heard this. We read your book, Patrick Kelly's book. We've seen all this information. Here's my statements review them for me about, what would it looks like why aren't they open? Why are they had like eleven statements like why moving I haven't opened one in six months afraid to look at it. I'd rather you look at it. And I like I go Henry, this is crazy. I go look at your statements. Let's us bite. The bullet look at statements. He started open one or two after the third statement, he says, no, I can't do no more because everything was going the wrong way. But now he's lost several months because he didn't know if he could make any changes social security is the same way. Protect your biggest know what getting

Analyst Patrick Kelly Dolph Usa Today Henry Kristen Two Million Dollars Six Hundred Thousand Dollars Thirty Three Hundred Dollars Twenty Three Hundred Dollars Two Five Thousand Dollars Twelve Thousand Dollars Sixty Thousand Dollars Sixty Two Years Twenty Years Twenty Year Four One K Six Months Ten Years
"twelve thousand dollar" Discussed on KNSS

KNSS

02:57 min | 1 year ago

"twelve thousand dollar" Discussed on KNSS

"To walk closer to the scene. Saw woman with tears in her eyes asking us if we knew anything because she's just really frightened right now. At least seven people were injured two suspects are in custody. Tornado watch in effect for Sedgwick county until eleven o'clock tonight. Ninety percent, chance of showers and storms. Some of those storms could be severe overnight lows. Sixty we have funded rain, sixty two degrees. Ninety eight seven and thirteen thirty s news. I'm Dan O'Neill twelve thousand dollars a day twelve day giveaway. That's collusion for cash twelve day giveaway Honey from twelve day giveaway hunt for cash for the code word for that our texted to seven to eight border bucks twelve day giveaway. My idea totally by hey, this is what Utah number one ninety seven and thirteen thirty k m s. These foist. Love fed talk with that voice now. Eight seven seven three eight one three eight one one. Well, the cat down the mother's day's quickly ticking away, and if you haven't already picked out the perfect one eight hundred flowers boo k from you have to act very fast now beat the mother's day. Russian save yourself. Some time waiting in line by visiting one eight hundred flowers dot com right now. Right now. One eight hundred flowers will give you twenty four multicolored roses plus a free vase for only twenty nine dollars ninety nine cents. Now, that's an offer the mom would approve of. And this is an amazing value with a bright and beautiful mix of premium roses in a rainbow of colors. These blooms are guaranteed to show. Mom, just how much he's loved multicolored roses are the perfect way to surprise all the moms on your life. Wife sister grandma roses from one eight hundred flowers are picked at their peak from premier farms and shipped overnight to ensure freshness. Twenty four multicolored roses, plus a free base for only twenty nine ninety nine is an amazing offer. But Harry because it expires Thursday. Don't wait trust one eight hundred flowers to make mom feel loved order today from one eight hundred flowers dot com. Now, here's what you do. You got to enter the code Levin e click the radio icon on the page. It's in the upper right hand corner and enter code Levin to order twenty four multicolored roses plus free twenty nine ninety nine again, go to one eight hundred flowers dot com. Click the radio icon, enter code L, E V, I N one more time that's one eight hundred flowers dot com, code Levin. Now,.

Levin Sedgwick county Dan O'Neill Utah Harry twelve day twelve thousand dollars twenty nine dollars sixty two degrees thirteen thirty k Ninety percent
"twelve thousand dollar" Discussed on WWL

WWL

01:46 min | 1 year ago

"twelve thousand dollar" Discussed on WWL

"Hundred fifty five thousand dollars is the list price. I think I can negotiate it down to about one hundred and forty thousand do I have enough money to pay cash or do I need to finance some of that. Why would you finance? Thirty thousand dollars left in your emergency fund. Right. Well, I have one hundred fifty two thousand that. I that I have in in the Bank right now. Oh, okay. I can get it. I think I can negotiate down to one hundred and forty thousand on this house. So many different would be twelve thousand dollars. It'd have left. I guess I'm just a little bit worried about putting putting all the money instantly in one place. If it's an emergency were to come up, or you know, how much exactly I should leave myself. Well, we would tell you to not do it and destroy your emergency fund. You're not destroying your emergency fund. But you're using some of it because I think you're emergency funds probably larger than twelve thousand would you agree three to six months of expenses. I'd say it's probably pretty close to twelve thousand. I do pretty frugally. But yeah. Well, if you said twelve thousand is your emergency fund as long as you leave that and put everything else into the house, and you pay cash for the house down good with that. Thank you. Next thing is this steady girlfriend. Yes. Yeah. She's she's in Chicago right now, I'm in Ohio. So we're working on figuring that out. I. Well, this is not financial. This is an old man talking. Whatever house you buy when you marry her. It will probably be the wrong one. She has toured the house with me. So she she actually does approve of this house. So. Okay. Now, it still could turn on you. But you may end up you need to be prepared that you may end up this house may not be.

Chicago Ohio Hundred fifty five thousand do Thirty thousand dollars twelve thousand dollars six months
"twelve thousand dollar" Discussed on AM 1590 WCGO

AM 1590 WCGO

01:32 min | 1 year ago

"twelve thousand dollar" Discussed on AM 1590 WCGO

"Finance? Thirty thousand dollars left in your emergency fund. Right. Well, I have one hundred fifty two thousand that. I that I have in the Bank right now. Oh, okay. I can get it. I think I can go down to one hundred forty thousand on this house, so different. She'll be twelve thousand dollars. I guess I'm just a little bit worried about putting putting all the money instantly in one place. If it's an emergency were to come up, or you know, how much exactly I should leave myself. Well, we would tell you not to it and destroy your emergency fund. You're not destroying your emergency fund. But you're using some of it because I think your emergency funds probably larger than twelve thousand would you agree three to six months of expenses. I'd say it's probably pretty close to twelve thousand I pretty frugally. But yeah. Well, if you said twelve thousand is your emergency fund as long as you leave that and put everything else into the house, and you pay cash for the house down good with that. Thank you. Next thing is this steady girlfriend. Yes. Yeah. She's she's in Chicago right now, I'm in Ohio. So we're working on figuring that out. I. Well, this is not financial. This is an old man talkin, whatever house you buy when you marry her. It will probably be the wrong one. He has toured the house with me. So he he actually does approve of this house. Okay. Now, it still could turn on you. But you may end up you need to be prepared that you may end up this house may not.

Chicago Ohio Thirty thousand dollars twelve thousand dollars six months
"twelve thousand dollar" Discussed on News 96.5 WDBO

News 96.5 WDBO

03:43 min | 2 years ago

"twelve thousand dollar" Discussed on News 96.5 WDBO

"Mortgage is twelve thousand dollars a year on a hundred thousand dollar mortgage iowa hundred on my house it's a thousand a month at twelve thousand dollars a year while to produce twelve thousand dollars per year you need probably two hundred and fifty thousand dollars to safely withdraw and produce a sustainable income of twelve thousand dollars per year yeah so if i get rid of that hundred thousand dollar mortgage that's like adding two hundred and fifty thousand dollars to my retirement accounts to my nest egg i'm so if i don't have that mortgage the pressure of me needing all that money to produce my monthly nut my monthly outflows that i have to have is much much much lower so paying off that debt correlates into needing far less for retirement and far more of that money going towards the things that you want to do on a monthly basis rather than debtservice absolutely regular listeners of let's talk future show no that john mccain and i we are big fans of the paid for mortgage going into retirement now that isn't widely accepted there's people out there that say oh you should have a mortgage for the rest of your life and there's i would say some pros with that but they do not outweigh all the bad things john life scene with people in retirement yeah just because as you mentioned that in your example thousand bucks a month drags on the family income month by month that you hear that mortgage well and what people say is well my you know my interest rate is only four percent yeah well i'm gonna earn six in my investments that's a net two percent gain i'm not gonna pay the house off but what that person's not taking into account is the risk of carrying that much debt you know we we do it all the time with no what's my risk free rate of return you can do some math with your mutual funds and things like that and figure out what your your risk free rate is but when they talk about mortgages for some reason those financial gurus that that love to compare interest rates don't take into account the risk that you take of carrying that mortgage you know like we were talking about if you have a paid off home mortgage and that thousand dollars a month or whatever's going towards vacations or going towards visiting the grandkids if things get rough in the economy those are the things that you can scale back on you know i can say you know what it's another two thousand eight or it's a rough year in the economy and you know my my accounts are down i'm not gonna take that vacation or you know what i'm gonna cut back on eating out right now for the next six eight months just to make sure that my financial plan is is going to be safe well guess what you can't cut back on you can't cut back on a home mortgage you can't cut back on a car payment without going into financial ruin so not taking into account the risk of holding that debt is a mistake that we see a lot of people make oh you know i'm gonna earn more than what my interest rate is so i'm gonna carry debt for the rest of my life not only is that is that riskier but i think it just doesn't add to happiness right it doesn't it makes makes your retirement years more stressful and that's what we don't wanna see we wanna simplify we want to take out some of those risks that people don't take into account and make sure you're able to have a successful retirement yeah and that's why we see dat being the fourth biggest pitfall that we see people make when it comes to retirement talk about inflation talk about healthcare talked about having an undisciplined investment approach and then we've talked a lot about debt why it's so important to get out of debt especially when you go into retirement we are up on a break but when we get back we'll talk about that fifth pitfall that we see in going into break i'm gonna leave you with a thought provoking question what if your retirement lasted longer than your career your retirement lasts longer than your career with abby fawn or would that be would you may be run out of money this is the let's talk show.

iowa twelve thousand dollars hundred thousand dollar fifty thousand dollars six eight months thousand dollars four percent two percent
"twelve thousand dollar" Discussed on KARN 102.9

KARN 102.9

02:31 min | 2 years ago

"twelve thousand dollar" Discussed on KARN 102.9

"Where's the original car the california they just rebuilt that car totally restored it's totally restored back to actually better than movie condition because now all of the gauges and everything work at it before they didn't they had a car that they liked was the interior cars now at all it's probably led and updated and it works you know so what's the value on delorean's now they were originally what twenty thousand dollar cars the dmc twelve was supposed to be a twelve thousand dollar car when you but there was no twelve thousand dollars cars that they they were about twenty five thousand dollars initially the price on them and they went up to my car stick around it was twenty nine but when they first came out there was such a demand for him initially that people were paying over sticker price for them so how so in good condition is probably around forty five is what car what's and you can get a new one from houston not yet not yet they're they're thinking about doing that there's a there's some congressional laws that were made to allow a low volume car i've read about that where start building and building them again and i think they're limited like three hundred cars year or something like that because they won't have airbags or whatever if their original you have to be fairly original i know they're gonna put a different motor and i talked to james espey few years or about a year ago i guess it was at and he's the vice president the lion and he was he was telling me that they're going to happen he wouldn't let me know what kind of motor was but it's to be a upgraded motor that's so cool hey thanks for being on the show so much ken ken kepler he is an alderman you're running again i am i read it again i'm gonna throw a couple of plugs out there got twenty seconds thawed out here a little rock air force base they're having an air show the twenty seventh and twenty eighth of october awesome air force thunderbirds and the army golden knights will be there plus a stem festival or stem which is science technology engineering and mathematics they will be there and it should be a great show.

california vice president ken ken kepler army golden knights delorean houston james espey twenty five thousand dollars twelve thousand dollars twelve thousand dollar twenty thousand dollar twenty seconds
"twelve thousand dollar" Discussed on Maltin On Movies

Maltin On Movies

02:02 min | 2 years ago

"twelve thousand dollar" Discussed on Maltin On Movies

"You obviously have good taste because you've produced or executive produced a number of really good movies thank you and no no thank you because we love those films you saw something and sean baker who'd already made a couple of films so there was evidence that he was talented guy but you saw something and said we want to work with you how did that work so something happened by accident earlier than this at at sundance you know two thousand five two thousand six where we're making some movies and we got our first deal with universal they they gave us two hundred thousand dollars to write a blind script and we had never seen money like it was insane and everybody knew about all of our friends knew about and we were the first people to make money so our good friend brian poyser who you know was someone we worked with nineteen years old he was making a twelve thousand dollar movie and five thousand dollars of his funding fell out like three days before production and he called us and he was like i don't know what to do i'm so embarrassed to so od'd but like is there anything you guys can do to help me and we're like sure we'll give you money so we gave him five grand and then we did what we normally do on his movies because we're in a circle of friends who help each other we we looked at his script game a couple of ideas we watched as rough cut game a couple of ideas we call sundance for him when it was time to submit because we had a relationship there and we help themselves movie and everybody around us was like that's what producing is merlin oh really because we were just helping out our friend and then we realize oh shit we're the first ones to arrive on the moon the moon being hollywood and we have an opportunity to help all of our talented friends so admittedly some of that was survivor skill like we didn't want them to have to suffer the way that we did i mean it all sounds kinda row see the pitching this now but those twelve years when we identified as artists between the ages of sixteen to twenty eight when we actually made a check were brutal on us and i have done it reparable.

executive sean baker brian poyser sundance two hundred thousand dollars twelve thousand dollar five thousand dollars nineteen years twelve years three days
"twelve thousand dollar" Discussed on 1170 The Answer

1170 The Answer

01:43 min | 2 years ago

"twelve thousand dollar" Discussed on 1170 The Answer

"And a deductible ira and if you're under the age of fifty then the limit goes to fifty five hundred per person again if you're a married couple say in your forties in both husband and wife make a deductible contribution that's fifty five hundred a piece which would be an eleven thousand dollar right off that you could still claim for this year now if you're fifty or older in your in that same circumstance where husband and wife each make a full deposit to a deductible ira traditional ira you're talking about sixty five hundred a piece that is a write off still for last year for thirteen thousand dollars of tax deduction depending upon your tax bracket that will equate to how much that deduction actually saves you in hard dollars but just using an approximation if you and a spouse contributed say twelve thousand dollars six thousand a piece to an ira is if you're in a twenty five percent marginal tax bracket that's gonna save you around three thousand dollars in income tax liability on the federal tax return so one way to look at that is you make it twelve thousand dollar investment and the irs is contributing about three thousand of that in the form of tax savings so you have a twelve thousand dollar investment but in really only cost to nine thousand dollars after you get the benefit of that three thousand dollar tax savings so that's something to really think about now you know it may or may not be the right tool for you so you want to make sure that you have these discussions with your advisers before you pull the trigger on any of this maybe you're better off going with a roth in which case there would not be deduction but if you're looking for write offs and you haven't filed yet take a look at that ira deduction it could be meaningful and helpful on your 2017 income taxes if you need help with this you want to have a conversation you wanna review you wanna see what can or cannot be done.

irs twelve thousand dollar thirteen thousand dollars twelve thousand dollars eleven thousand dollar three thousand dollars nine thousand dollars three thousand dollar twenty five percent
"twelve thousand dollar" Discussed on Radical Personal Finance

Radical Personal Finance

01:30 min | 2 years ago

"twelve thousand dollar" Discussed on Radical Personal Finance

"Been or splurge on a family vehicle for my wife and two small children i eat minivan the story as i told my two thousand nine mazda three last week and will be getting six thousand two hundred dollars from my insurance payout i have a twelve thousand dollar emergency fund no debt besides the house fight utilize my emergency fund the pay out and smother wind abc categories that are longterm savings goals for home improvements i could pay cash reveal of around seventeen thousand dollars out the door to scary thought my money though not the banks right anyway her car is a two thousand six hyundai tucson with a hundred and ten thousand miles in good condition that i hoped own for five more years within two years we'd like to have a third child which would require a third row for my wife's car at cetera so i'll i'll talk through these two examples and give you some advice a start with used car verses new i'm not opposed buying new cars i think you can actually make a very strong argument under certain constraints four buying a new car the first simple and clear argument would be if you have the money and you're rich and you wanna buy a new car okay that's fine go buy a new car who might have tell you what to do with your money you don't answer to me uh i just want to help you think about it and make an intelligent decision but of course i know that you're here listening saying well is buying a new car and intelligent decision and i would say it can be it can be.

hyundai tucson six thousand two hundred dolla seventeen thousand dollars twelve thousand dollar two years
"twelve thousand dollar" Discussed on KOA 850 AM

KOA 850 AM

01:44 min | 2 years ago

"twelve thousand dollar" Discussed on KOA 850 AM

"Measure job to provide done a pathway now to i've citizenship i'm in for your one shoes point eight million get the job people done means major two changes things to to me the legal immigration number system one and it means billions reliable for president can't trump's be stuck border out wall on the road the secure i can't get more work answered done fadaq so it's got to be reliable number two it needs to be reasonably comfortable you spend a lot of time in a car and so you know iit roddan took forty thousand miles a year in a smart card that'd be the definition of them you know i rank your naser up in your chan and you're gonna be in a chiropractor it's just not gonna work so you got to have something that is reasonably comfortable and very reliable and pass that it doesn't matter because you're just you know you're put the money in the firepit in the backyard you burn of it so unthinking taking on buying a tell you a twelve thousand dollar car once a year okay that's basically what i have now i spent 12 and paid cash for what i have now by another long helping run out right now and i can get another year out of it so the run of the year on sale at lock up by like a toyota camry right a 12000 our toyota camry run of the year run a miles opponent take the beaten sell it it's part of the cost of doing business for you if you run out there three years you reliability is going to go down is still be comfortable it will still look and feel right but the reliability is gonna go down because you will put a honored and twenty thousand miles on in three years that's exactly what i just said yeah and that's that's too far i'm i'm role in that thing every twelve to eighteen months if i'm in your shoes into a fresh one okay and just you know and whatever you're loss in value as a if you buy for twelve and eighteen months later you sonal for eight that four thousand dollar loss is probably about right that's probably the costly part of the calls you doing business.

president camry toyota eighteen months three years twelve thousand dollar four thousand dollar
"twelve thousand dollar" Discussed on 1150 AM KKNW

1150 AM KKNW

02:27 min | 2 years ago

"twelve thousand dollar" Discussed on 1150 AM KKNW

"The manufacture of them vehicle it's never been in an accident and it's forty thousand and then the other vehicle which looks the same has about carfax it has a twelve thousand dollar repair history and that vehicle also as 40000 i mean just in the in in the common sense terms what would the rational minded consumer choose yes were forty grams chorus uh the dealer knows they have to discount those vehicles bs i think anybody asking themselves what i pay forty grand for this vehicle with this history in a story to tell and i will also have to s no deal with this story when i go to sell this vehicle to yes yeah interesting i any other comments jeff won't diminish value is something that generally the insurance industry says i'm sorry what diminish what we'd be i don't know anything about that or we don't pay that that kind of goes back to we are taking advice from her right so calling a competent appraiser oral or an attorney that deals with these circumstances would help the consumer know what what can i really recover after an accident and i i think i would defer to paul with galileo law round the the legal perspective i can talk about appraisals when i do to help consumers but there's there's leo essentially law in washington state for consumers to recover what's what's that walpole well i mean the if a case goes to jail if a diminished value claimed goes to trial the judge instructs the jury that a vehicle owner is owed the difference between the fair market value of the vehicle before the collision and after its repair uh hit qualifying a vehicle for diminished value has a lot more to do it the eight certainly has to do with qualifying the vehicle itself whether that has a at diminished whether it that has a viable diminished value claim um there's all sorts of coverage question in insurance coverage questions to be considered there's a strategic considerations of where to file your lawsuit whether to file suit or negotiate with the insurance company so from my perspective in a i defer to the experts in terms of whether a vehicle is going to uh have diminished value i have a.

jeff insurance industry insurance coverage insurance company carfax attorney paul washington twelve thousand dollar forty grams
"twelve thousand dollar" Discussed on 1150 AM KKNW

1150 AM KKNW

02:31 min | 2 years ago

"twelve thousand dollar" Discussed on 1150 AM KKNW

"The manufacture of them vehicle it's never been in an accident and it's forty thousand and then the other vehicle which looks the same has about carfax it has a twelve thousand dollar repair history and that vehicle also as 40000 i mean just in the in in the common sense terms what would the rational minded consumer choose yes were forty of chorus uh the dealer knows they have to discount those vehicles' bs i think anybody asking themselves what i pay forty grand for this vehicle with this history in a story to tell i will also have to s you no deal with this story when i go to sell this vehicle to yes yeah interesting i any other comments jeff well diminish value is something that generally the insurance industry says i'm sorry what diminish what we'd be i don't know anything about that we don't pay that that kind of goes back to who you're taking advice from right so calling a competent appraiser oral or an attorney that deals with these circumstances would help the consumer know what what can i really recover after an accident and i i think i would defer to paul with galileo law round the the legal perspective i can talk about appraisals a high due to help consumers but there's there's leo essentially law in washington state for consumers to recover what's what's that walpole well i mean the if a case goes to jail if a diminished value claim goes to trial the judge instructs the jury that a vehicle owner is owed the difference between the fair market value of the vehicle before the collision and after its repair um it qualifying a vehicle for diminished value has a lot more to do it the ed certainly has to do with qualifying the vehicle itself whether that has a at diminished whether it that has a viable diminished value claim um there's all sorts of coverage question insurance coverage questions to be considered there's a strategic considerations of where to file your lawsuit whether to file suit or negotiate with the insurance company so from my perspective and uh i defer to the experts in terms of whether a vehicle is going to uh have diminished value i have a pretty good sense at this point of what they're going to say but there's a lot.

insurance industry insurance coverage insurance company carfax attorney paul washington twelve thousand dollar
"twelve thousand dollar" Discussed on The Renegade Republican with Dan Bongino

The Renegade Republican with Dan Bongino

02:20 min | 2 years ago

"twelve thousand dollar" Discussed on The Renegade Republican with Dan Bongino

"Increased tax revenue for the federal government wa y yes spider and you gotta brother now how's that work this is pretty simple those same middleclass healthy folks who don't want to pay for sure shares they don't need it are going to choose now because they're not penalized for it anymore joe their free to make the decision about obamacare not you wear it yesterday because there's a penalty for if you don't buy obamacare the thinking at the cbo again i my opinion a leftleaning keynesian organization is that those same middleclass folks are now going to say to people hey and urged employers and others hey can i just trade that health benefit that twelve thousand dollar insurance plan for higher salary tell you what i don't even e 12000 i'll take ten thousand and my salary now joe this is a key point i have discussed this with you before relationship to you at wcbm there is a critical difference between you getting a twelve thousand dollar benefit in the form of health care and a ten thousand dollar benefit in the form of salary than critical differences that twelve thousand dollar health care plan they were forced to give you and you were forced to take isn't taxed now that means the government doesn't get any money from it now if you don't need that twelve thousand dollar healthcare plan 'cause you're middle class in healthy now there's no individual mandate and you take a higher salary instead even for less money ten thousand dollars works for the company right they get to pay less yup right works for you you get more money you weren't using the damn healthcare anyway and ironically jody who works for the government because your salary amac crazy joe right you're salaries tax rate of cbm you pay tax mo yes it is yes i do to address the year's salaries tax thorough the joke of the whole thing is the cbo is even say well they're they're not use this exact terminology but they are using this exact data that employees now aren't gonna want this crap obamacare they're going to get a higher salary instead and are actually going to pay taxes commpany benefits they pay less money and employee benefits he gets more buddy government eva benefits because they get the tax that buddy this is the folks that stupid never ends with liberals it never ever as this is a.

tax revenue cbo insurance plan jody joe twelve thousand dollar ten thousand dollars ten thousand dollar
"twelve thousand dollar" Discussed on BizTalk Radio

BizTalk Radio

02:35 min | 3 years ago

"twelve thousand dollar" Discussed on BizTalk Radio

"For adults and a larger tax credit of 1600 dollars per child instead of the current one thousand so as i said before this is where it gets a little bit complicated because in one and since he gets a up twelve thousand dollar standard deduction and a four thousand dollar personal exemption so that's sixteen pows and bucks if you have two kids it's twenty thousand bucks then he get a twenty four thousand dollar exemption against that your only getting saving tax on four thousand dollars but then they throw in a little bit more in credits and it tends to give you a little bit of a tax break it's not going to be jain norm us really for any one but it is i mean it's still money it's still money a private activity bonds we'll be eliminated though the tax exemption for other municipal bonds would remain at least under the house republican plan other plan is supposed to repeal the alternative minimum tax this is a good thing on one hand on the other hand there are also talking about dumping the state income tax deduction or at least a list limiting it to a certain amount of money we're gonna have to see how that all ferrets out but if you don't get to deduct eur state income taxes than the elimination of the alternative minimum tax isn't really that big of a deal because for most of us it's our depend dense like how many kids we have in our state tax deduction that causes us to be in the alternative minimum tax so if you've got big state income tax writeoffs and big at deductions for dependents and so forth you have four or five six kids you they calculate your taxes two ways they do the regular way and i do the alternative way in the alternative way they do the regular way and they add back in the preference items such as the you know the exemption for the kids in state taxes etcetera etcetera and then you pay a flat tax people's their own a flattax you've got one it's called the m t so elimination of that will definitely simplify.

tax credit alternative minimum tax the house income tax twenty four thousand dollar twelve thousand dollar four thousand dollars four thousand dollar 1600 dollars one hand
"twelve thousand dollar" Discussed on WRKO AM680

WRKO AM680

02:12 min | 3 years ago

"twelve thousand dollar" Discussed on WRKO AM680

"Be prosecuted over this this guy what is it twelve thousand dollars their billing us lying falsifying the logs and he wants us to feel sorry for him because apparently he just worked so often that he forgets the days that he comes in and the days that he doesn't come in and then you of a straight tri state treasurer data hacked deb goldberg who just well it's the honor system you like you don't check you don't have somebody just jackie crossreferencing a little bit okay so he was there he says all week was he darrell we could you make some calls say did he was present for that vote was he really at that meeting was the in committee was he there it's the honor system they say twelve thousand dollars i caught him a cheque they say twenty one thousand i caught him a cheque whatever money they want i'd just karma check six one seven two six six sixty eight sixty eight notice what these libs they're are always generous with our money the latest on trump's trip to asia with and then hide rich take it away evan thank you good afternoon and have an adverse jebaly rko news as president embarks on that trip tomorrow this trip is a great opportunity to demonstrate america's and the trump administration's commitment to the indopacific and our efforts to strengthen longstanding american alliances national security adviser h r mcmaster says the north korean nuclear crisis will dominate talks as the president will stop in japan south korea china vietnam and the philippines in new york city mayor bill de blasio says he doesn't want the death penalty for tuesday's terrorist suspects he was asked about the death penalty after the president made it loud and clear today that he thinks the suspects should be put to death as the mayor says he doesn't believe in the death penalty in general let's check traffic now of my king well tough getting out of the city already here the expressway south down the stretch crawling along from the tumbled tunnel down through savon hill it isn't bad farther south down through we smelter or quincy and.

deb goldberg asia america president japan south korea china vietna savon hill quincy treasurer jackie crossreferencing darrell north korean new york city bill de blasio twelve thousand dollars
"twelve thousand dollar" Discussed on WRVA

WRVA

02:20 min | 3 years ago

"twelve thousand dollar" Discussed on WRVA

"For and i get to look into this tax plan of course as you know probably by now is three brackets it's twelve twenty i think 1225 and 35 so what trump is proposing to start with is to lower the top tax bracket by four point nine percent from thirty nine point six for four point six percent the decree that middle bracket a 25 and then everybody else pace 12 and this would be let it this would go down from seven brackets two three and then this is one of the good things in the in the deal is that you would be able to as a single person instead of claiming sixty three hundred dollars as your standard and you'd be able to tweet claimed twelve thousand dollars or she's me yeah twelve thousand dollars the double that and then as married couple you'd be able to go from twelve thousand six hundred two twenty four thousand dollars as towns like pretty good deal because what that does is it makes it so that you can basically failure taxes out on on a postcard i mean that's essentially a civil you know what i mean if you're itemize deductions don't add up to twenty four thousand dollars and you take the twenty four thousand dollars in east melody and that would make it easier and simpler for a lot of americans to fill out their taxes here's where my beef on that is the los angeles times ran a piece that said that they were going to get rid of the local and state tax exemption so you will be able to deduct your date taxes from your taxes now that's gonna eat up a lot of your extra that you get in terms of the the standard deduction okay so a lot of us are going to be especially if you pay high property taxes and pay if you have dr nice vehicle they i high auto taxes and you combine all that stuff your property and your auto and and you and your europe pero tax and all of us have you add all that in and where are you sit where you sit are you and then and then the bottom bright goes from ten percent up to twelve so for some americans who happen to be the americans driving the economy forward this might be a net tax hike we're going to ask representative dave brad about that coming up i want to get the answer on this is going to join us just a few minutes after the news on news radio eleven forty wnba hi this jimmy burt for the folks it.

trump the deal los angeles times property taxes dave brad jimmy burt europe representative wnba twenty four thousand dollars twelve thousand dollars twelve thousand six hundred tw sixty three hundred dollars nine percent six percent ten percent
"twelve thousand dollar" Discussed on WTMA

WTMA

01:53 min | 3 years ago

"twelve thousand dollar" Discussed on WTMA

"The more valued you are as an employee and the more money you make the more money they throw your way on relocation shen and with relocation often if you are what an employer considers to be a valued employees they will pay for your move they'll pay for the moving company to come pack up your stuff loaded in the truck bring it to your new place and unpack for you which is a big benefit the other benefit if it's a corporate move is the movers tend not to play the games that they normally might play because they want to maintain the corporate contract so getting realo assistance on the move is worth a lot of money to you as the typical move from state to state can be easily six to twelve thousand dollars yeah often one of you is ready to go i the other may have to close things up where you live now so it would be common for your wife to be offered ninety days but free housing in a corporate and parliament kind of environment to you get settled in the new community and that's a very very common thing i'm catherine employer to offer if again if you're above the line that they're like thrilled to have you and it's one of those done one of those elements yet to find out how valued you really are at a company is if they offer for a revote package well and and so we think that you know where we were in okay'd out there but we're not sure so i guess we can after our toan much they're they're willing to flex sorensen and see how flexible.

twelve thousand dollars ninety days