35 Burst results for "Twelve Percent"
With Milk Sales Up, Dairy Industry Revives Iconic Got Milk Campaign
"From, wondering I'm David Brown and this is business wars daily on this Thursday August twenty seventh something strange happened over the last few months we started drinking milk again think it might have had anything to do with pandemic for the last several years. It's felt like the dairy industry been singing swan songs milk sales fell thirteen percent from twenty ten to twenty eighteen according to CNN I one dairy. Then another collapsed under the weight of competition from plant based drinks soy almond, coconut, banana, Oat flax all. Those plants were out to get poor daisy the cow the dairy industry was so freaked out that it launched a pilot lawsuits against makers of those plant based drinks trying to forbid them from using the very word milk. You can't squeeze milk out of another grain they said but for the moment, at least dairy farmers are experiencing a bit of relief with. So many of us eating more meals at home, we're guzzling the white stuff again, it's long been true that milk drinkers tend to drink milk. Not at restaurants. So lockdowns have in fact, helped the dairy business cow's milk sales rose about twelve percent over last year for the twenty weeks ending. July eighteenth CNN reported your kid and mind mindlessly grabbing a swig from the carton added up to four and a half billion dollars in sales this spring, and that has spurred the dairy industry to revive an iconic ad campaign. Remember got milk. Vast company called it one of the most famous ad campaigns in history that campaign was launched in Nineteen ninety-three, its message, whatever you do don't run out of milk over time three hundred celebrities including Britney Spears Dennis Rodman Bill Clinton, and the simpsons all appeared sporting those milk mustaches. The ads became enormously popular by the end of the campaigns run in two thousand, fourteen, ninety percent of all adults were familiar with got milk to Huffington Post Contributor Gene Delvecchio but there was one a little problem. The ads didn't actually work over that same time milk sales declined steadily soda consumption bubbled over guess what those Soda Lovers used to drink you got it delvecchio a former AD industry executive argues the got milk ads were like bringing peace shooters to a gunfight, the gunfight being Pepsi and Coke Monster Marketing Budgets while the to soda makers battled each other milk lost but the dairy industry apparently believes their campaign was effective embracing Estonia the industry's marketing arm milk. PAP has revived the got milk campaign today's ads bear little resemblance to the Owens though. Sure there's still some celebrities Olympic gold medal swimmer Katie decades, viral tiktok video showing her perfectly balanced a glass of milk on her head while swimming a lap. That's certainly a turned heads but the bulk of today's campaign features, regular folks and a ton of user generated content milk drinkers were urged to do silly things with milk and boy did they respond people open gallons of milk with their toes jumped into kiddie pools filled with milk and cereal according to the trade paper? Agra. News will this generation's got milk ads do anything to keep the cow's milk train going if the wildly popular ad campaign of your didn't work well. Be Hard pressed to say that this one is a better peashooter. The dairy industry itself is making predictions. They say they're simply celebrating the quarantine induced sales boost. What is true however is that the competition from those plant based rivals is only getting. Over the same twenty weeks that saw a twelve percent rise in dairy milk sales oat milk sales went through the roof up two, hundred, fifty percent. Of course, oat milk sales are still tiny compared to cow's milk. They totalled only one, hundred, thirty, five, million dollars, but other signs point to the continued aggressive challenge from those gentle plant based alternatives. Oatley the. Leading oat milk maker recently attracted two hundred million dollars in investment funding from blackstone and Oprah it hopes to go public next year according to Forbes, and on Monday good Karma, a maker of flax milk bought itself back from bankrupt dean. Foods investors are Thurston lapping up all of these cream alternatives and no matter how beloved the Got Milk Gad's once were. All this competition puts a whole lot of pressure on twenty twenties version of the same campaign.
Restoring Our Reefs
"So you began this story by sitting down and talking to Scott, he shared a little bit with you about why coral reefs were such an important topic. Yes. He spoke a lot about how our reeves today affected. By a lot of things and why is it necessary that we should go out there and raise their voices and protect our coral reefs today and kind of the bummer of it is that the type of work that Mote Marine laboratory aquarium is doing is so incredibly important and yet it is just. infamously underfunded research. So that's what makes partnerships like this kind of lifeline for different research programs. It's kind of just the nature of the beast. Really, yes absolutely I mean today a conservation program and research funding is extremely limited. Let's just jump right into it. Let's hear what's to say. We searched the world over for what nature provides and and and what we look at is is the efficacy in the quality that mother earth gross for us since she has been so beneficial to humans into the products that ends American makes, but one of the things that. I think might be important to your audience is why are the reefs important to us and that's something that you know I think of us really need to take a step back because as we're reading about things like coronavirus and and all of the challenges with that. What what we don't realize is is that there has been a even more aggressive epidemic happening under the seat and what do I mean by that is you know when when you when you look at At the at the coral reefs and what they provide us, it's actually quite shocking because nuclear reefs you and I were were were breathing were we're breathing oxygen. and. Most people think oxygen comes from rainforest it does but the biggest contributor to. You're breathing. Is actually coming from coral reefs. In fact, over fifty percent of the planet's oxygen is produced from coal res and yet they only occupy one percent of the ocean floor. and. That's something that when you look back over the last thirty years or so you have seen a die off. That is second to none and in in that die off is advancing more and more every day as the environmental conditions Really impact. The survival rate of. Of ancient reefs that have existed for centuries and and to put the sent into perspective in two thousand, seventeen alone twelve percent think about this twelve percent of the world's greaves became bleached and it just just in that period alone and all of the models predict that. Let. Alone will disappear forever for forty six hundred square miles. That's huge it is it is absolutely huge and when you go back the last thirty years There has been a substantial portion of the ocean reefs that have already died off and so when you project that out. By twenty fifty. Noah and other leading scientists are projecting that the majority of the ocean reefs will no longer exist. And putting that in again to perspective you and I were breathing air I, think that's the real news story here that everyone needs to be talking about is what does that mean all of us but not just us it's really about the legacy that our generation is leaving behind for the next generation because they have to bring it to survive. And that's why enzymatic part of our people and planet really took on this partnership in mission with Mote Marine is to help them number one raise raise the awareness of this challenge and to actually do something about it. Absolutely, Scott a marine ecosystem is definitely downplayed I. mean it hardly gets the same importance as the Amazons, the rainforests for that matter. In fact when when you look at at Coral it's actually a living animal and if you look at the extinction charts now it is number one at in the rate of extinction in a when you look at the cause, this you know which is is is is really where everyone needs to point to i? In it's coming from in concentrations of carbon dioxide in the atmosphere dude commissions of of fossils. That's all all all human. Driven Right. In an and you also look at the changing in a Ph rates of of the the water. As temperature rises and in you get glacier runoff. All of that combined you know really makes it a tough environment. If if you are a wreath yourself, you're the animal rights and you've got to be able to eleven. And and you know especially within the US but around the world. We all love our our manicured lawns and golf courses and all of those things, and what's happening is that development and use of various chemicals. Are, are really driving nutrient In a from farms, lawns, etc, and all that combined is all human driven. And we're all doing it in little ways each and every day. But at the end of the day, it's the aggregate that that is really causing this systemic die off throughout the world.
New EPA standards for airplanes
"Is Reuters. Web Story here US EPA proposing I ever airplane emission standards. This is a story that's dated July twenty seconds. So just about a month ago I WanNa, say David with us on the list who did put this this David wearing? Louis. Do either of you know more about this. So apparently, the US EPA has decided that needs to get serious about getting consistent with some I. emission standards and. because these foreign countries might stop letting American planes in land, there may stop letting. Yeah. So. I don't know is this a big deal or is this Does this apply to g? A Yes. Yes it does. Okay. My understanding is that it applies to not in-service aircraft. Future designs right and that's the other thing. The does say that here in the story, it's which had which like you know ten years from now, it will have applied to six airplanes I got the job. Let's see, and that's the hook here for not having the the aircraft manufacturers GPA community and others come out of the woodwork on this because EPA is long lusted after the. Ability to enforce emission regulations on on general aviation particularly the environmentalists out in. Oregon Washington State California. I mean it was part of the big fight over Santa Monica Airport. Airplanes burnin leaded fuel. Yeah. That's what I was. GonNa say it's leaded fuel that we burn and. These standards go deeper than atvs also been noise concerns say the Grand Canyon Yep. Yeah I'm not sure if I get the connection, the Grand Canyon noise pollution as annoys airplanes. Okay. Yeah Yeah. Okay. So I guess that brings you back my first question here this story about EPA starting to enforce some regulations or greetings and regulations. Is this a deal for us or is this like like a just like we just said it's new airplanes only. So as long as you're flying an airplane that wasn't designed like ask her today. Know I. I'm not sure I haven't looked at this. And I could probably click the link that they put up here. A lot of this is going to apply. To TURBAN, aircraft. Including business jets but. It's not clear. That they will apply. For you. Should. Jabs find. Or whatever you like. David while we're while he's gone so. Epa I mean is this What do you think? Well? First off, let's give it some perspective here And according to this piece aircraft account for twelve percent of all transportation greenhouse gas emissions. And three percent of total us such US emissions. They're the largest source of transportation related greenhouse gas emissions not subject to standards. So what they WANNA do here is apply these. Standards that they've proposed. To new type designs as of January twenty twenty. And in production airplanes or twenty or twenty, twenty, one, twenty, twenty. Okay. Thank you and in production airplanes or those with amended Type Certificate starting in Twenty Twenty eight. They would not apply to airplanes currently in use that's what it says, and then that's a little bit confusing for me because. If it was built in January in delivering put into service in February it's obviously in us, but they say that's when they want the effective date to start on this or so. Now, I'm not completely clear here we're the lines being drawn. But The. Standards are fairly sweeping. I mean everything from noise to to nitrous oxide, carbon monoxide, and so forth But. It was an adventure -ality that this was going to be a fight at some point. I mean, yeah, I mean on one level it's. It's only right. It's just I. Don't know I'm protective in the area because we don't have a lot of good options for the leaded fuel but. Otherwise. You know we got to fix problems.
The French history behind Lebanon's problems
"Earlier this month, a deadly blast in Beirut killed more than one hundred and seventy people, engine thousands, and lift three, hundred, thousand homeless. And a vast landscape of destruction. Now, Lebanon was already in extremely bad shape before this blast exacerbated by the covid crosses the chronic corruption and dysfunction that had defined Lebanese politics for decades with all that had brought the economy to ruin. Many people have lost they laugh savings and investments no wonder widespread protests recently led to the resignation of the Lebanese Prime Minister and his cabinet. So the poodle listen a broader historical context. Let's welcome back to the program Joshua Landis. He heads the Middle East Program at the University of Oklahoma Josh Welcome back to between the lines. It's a pleasure being with you Tom. Now Lebanon was once a model for the Middle East by route was dubbed the Paris of the East. Now, today Lebanon looks like Syria Iraq how did this happen? Well it happened because Lebanon is an extremely divided country it like Iraq and Syria there are Shiites and sinise dividing the Muslim side but there's also about thirty three percent of the population are Christians. Both marinade there and and Greek Orthodox. So you have the same. Religious Divisions in Lebanon that you do in Syria and Iraq but in fact, you have more and that's one reason why Lebanon fell into such a bloody civil war from nineteen, seventy, five to ninety, which was. Patched up. Most recently and They've been running in what turns out to be a real puns e scheme through the central. Bank. In which they shored up the Lebanese pound by borrowing gobs of money billions upon billions of dollars and. and. Supporting the exchange rate, but it turned out that that was a Ponzi scheme because tons of Lebanese in Australia. The United States Europe were sending their dollars to Lebanon to be in these dollar-denominated accounts that were getting interest rates as high as twelve thirteen percent. So everybody wanted that kind of interest rate, but it turned out to be a Ponzi scheme in just collapsed a few months ago, which was sparked these terrible demonstrations and instability because the country is now impoverished inflation has gone through the roof and people are discovering that they don't have any money and it's it's Lit tensions between different sectarian groups, and of course, as I mentioned in my introduction many people in Lebanon I've lost their life savings and investments. To people realize that it goes back to the collapse of the Ottoman Empire at the end of World War One this in France and Britian what do they do that essentially created free great minority ruled regimes in the Middle East, tell us mall. Yes they did and Lebanon was carved out by France which got a both Syria and Lebanon from the League of Nations after World War One. The League of Nations conceded this to France to really rule over the mass colonies, but they are called mandates and. France carved out Lebanon as an independent country. And made the borders such that they were as big as they possibly could maintaining a Christian majority so that the government would be dominated by Christians at the center ruling over Shiites Druze a bunch of sending Moslems none of whom would be able to compete in theory with the Christians and this allowed for a very French friendly country on the Mediterranean that France thought would serve it. Well, the problem is that within the years. The demographics began to change and Muslims became the crushing majority and this led to the civil war in hundred, seventy five and ever since then the various religious groups have been squabbling over. Political power. And today fifty percent of all parliament members that have to be Christians. National Pact even though Christians are probably only a third, the population which underlines how You know precarious. The entire political system is, and of course, in Iraq following the collapse of the Ottoman Empire with the British mandate the Sunni minority pretty much ran the show from the time of the collapse of the Ottoman Empire right through the downfall of Saddam Hussein, and in Syria it was the Alawite minority that ran the show and of course Stiffer differs from the Sunni majority during the recent civil war. Correct. You're absolutely right and this was a pattern throughout the northern Middle East where the colonial powers whether it was. Britain or was France would establish a minority in power given the lion's share of power, and that helped them to rule by divide and conquer, but it left a terrible legacy. That the Middle East is suffering from today because the Alawites this religious minority that's twelve percent of the country ruled Syria and today the uprising was an attempt by the Sydney majority to overthrow that minority that's clinging to power in Syria Saddam Hussein sunny twenty percent of the country Cenis and the Shiite majority and Kurds rose up to try to get rid of Saddam Hussein leading to very bloody civil war ethnic war and and that's that's one of the major causes for instability throughout. The region is this terrible fight between these different religious groups
An Epic Fight: How the 'Fortnite' Creator is Taking on Apple, Google
"Thursday the video game maker epic introduced a new direct payment system for video game fortnight bypassing developer vs that apple and Google charge but that's against both APP stores rules. So apple and Google pulled fortnight making it impossible for people to download the game or updated if they already had it in response epic sued both apple and Google, taking on two of the most powerful companies in the world and setting up a high stakes legal battle over developer fees to break it down. There needle joins us once again, Sarah thanks for coming back. Great to be here. Okay. So what's the basis of their disagreement here? Eric Payments System basically skirted the three percent that developers are usually required to pay. Apple and Google for purchase. So epic believes that apple and Google are charging. An exorbitant amount of money for developers to accept payments from consumers inside their APPs. According to epic problem is that At least with the case of apple, it's not possible for accepting payments. Any other way with Google for I could appear on android devices just not in the Google play store could. Go to other at marketplaces, but that is not even option with apple. So epochs beef goes beyond just the thirty percent fee that developers charged. But. Also the company is unhappy about the fact that apple doesn't allow it to accept payments through any other means. And what apple and Google sanded out well, the source basically say that the thirty percent is justified because they provide services to their stores such as security and user privacy. So when you and I were playing game, we spend a dollar on virtual costume for our characters say and Google takes thirty percent of that dollar leaving only seventy percent for the developer apple and Google or saying well, we we use that money to make sure that the transaction is safe that hackers don't get. Intervene and to make sure your privacy is exposed as a consumer as a result of that transaction. Even. Style epic is arguing that's too much and they clearly knew what they were doing when they dropped this do payment system right? They were set up for the consequences. It was clear they're ready for a fight because soon as apple removed for night from it, store epic filed suit and You don't want battle suit very quickly. Especially one that's as detailed does this. Particular one, it's more than sixty pages long and for each one and also epic a put out a parody video of a nineteen eighty-four apple commercial. To make its point and also a social media campaign with a a trending or hopefully for them trending hashtag raising the point that they are going after apple and Google in this way. So this is clearly a planned move on behalf well before and also keep in mind that. Tim Sweeney has been very vocal, very critical of the. Thirty percent fees for a long time. Now, this goes back years. He's not been shy expressing his dissatisfaction with the. Quote. Unquote thirty percent tax that may people call it. So it's it's almost a personal vendetta at this point, and because he has a company with one of the most popular APPs in the world, he's in a strong position. And he's also able to because the stakes for epic. Aren't that high in the sense that four night is not just available on mobile devices you can play for night on consoles and computers, and probably is fair to say that the majority of the most hardcore gamers are playing on PC's and consoles less so than on. A mobile device and they're spending time in most of their dollars on the console and computer versions of the game. So for epic, this isn't Necessarily game over if we're night is permanently removed from the stores. So epic is uniquely positioned to kind of take these companies on on behalf of all after gallopers. That's true because it has the fame notoriety has the the fan base and it has other means of getting revenue in you look at some game developers or any APP developers thurn tire business model rests on the APP stores and they don't have anything else. That is really where their bread and butter lies, and that's not the case for epic because not only does it make video games, but it also makes some. So called the unreal engine, which is very popular software for developing games all sorts of studios use. The also use it for things for movie making in architecture. So it's a totally separate business line for ethics that's quite lucrative. EPIC also owns House Party, which is a popular video chat APP it owns other games of us like the one that makes rocket league, which is the pre popular video game and epic has its own computer game store in which by the way, it does take a cut from developers, but it's cut is only twelve percent that is significantly less than thirty percents, apple and Google take. So what's next in his legal battle between epic and these big companies? Well, we'll see how the companies respond. and. If they see to have the case thrown out whether or not a judge will say, no go ahead or move on but you know we have to keep in mind. When we make all the backdrop of what makes this so fascinating is that both Google and apple are facing scrutiny from the Justice Department over antitrust issues. This has been something that's been going on for a while it also involves. Amazon and facebook. But one of the talking points throughout the congressional hearings that have recently happened on antitrust did focus very specifically on the APP store fees that apple pays. Charges sorry. Especially, the fact that apple has this walled garden where you can't have any other payment options besides his own. So this is something that is already being looked at by a much bigger entity than just at the game we're talking about Congress here so and then there's also been. European. Antitrust. Regulars are also looking into this matter because. The spotify's complaints regarding apple as well. It goes beyond just at that. We also know that net flicks has butted heads with apple as well as match the dating service. So this is really Epochs taking the lead, but it's not a new issue and is definitely something that has drawn the attention of more than just other APP developers also Governmen anti-trust. Across the Globe
TSLA Stock Split Analysis
"Power here and today we were talking about some breaking news on Tesla's stock investor relations team in the after our session today announced the tussle redoing a five for one split on Tesla's stock in the after hours session right now as I'm recording tesla is trading up about six percents on the news after finishing the day down three percent the statement and full from Tesla reads quote Tesla Inc announced today that the board of. Directors has approved and declared a five or one split of Tesla common stock in the form of a stock dividend to make stock ownership more accessible to employees and investors each tackler of record on August, Twenty First Twenty twenty will receive dividend of four additional shares of common stock for each then held share to be distributed after close of trading on August twenty, eighth twenty, twenty trading will begin on a stock split adjusted basis on. August thirty, first twenty, twenty and quote. So if you're not familiar with the stock split, pretty simple concept basically for every share of Tesla that someone owns they will be granted for additional shares meaning they would then own five at the same time. The stock press will then be reduced to one fifth of the press that it is trading at at that time meaning there is no change to the valuation or the Market Cap. Of the company. So for Tesla, happen after the close of trading on Friday August twenty eighth and then on Monday, the trading will start at the new lower price with the additional share count factored in. So if Tesla Trading Fifteen, hundred dollars per share at the end of the day on that Friday new of one share on Monday, you'll have five shares each at three hundred dollars a piece I'm sure people have similar questions about. Contracts as well because this is a five for one split and not something a little bit weird like a three for two or something like that I'll options contracts will be adjusted in pretty much the exact same way. So if you had one contract for buying Tesla fifteen hundred dollars per share, for example, that will just become five contracts for buying Tesla at three hundred dollars per share say meth. So let's talk about the. Pros and cons of stock split. Obviously, there's no actual change to the company in terms of valuation. This is really just an accounting thing but the biggest pro is obviously that the stock price becomes more affordable to potentially new investors or even to investors that maybe just want to add one or two shares every month and can't afford to do that. If the stock price is about a thousand dollars over time, this benefit has become. Less significant with the advent of fractional share trading a lot of different brokerages are offering that now. So before you could about a fifth of a share of Tesla for three hundred dollars that's often presented as making stock split irrelevant. But that's not a perfect solution. They're voting rights issues with that. You don't have a right to vote if you only own a fifth of a share generally obviously, that's not gonNA, make a difference and. Some services do correct for that, but it is still a problem more importantly though not all brokerages offer fractional share trading especially internationally, which means by default there are some investors that don't have access to the number of shares that they would like to buy the logic and follows that if you do a stock, split your opening up the possible investment to more investors, that is what Tesla supplies as the reason here they say to. Make stock ownership more accessible to employees and investors. That's what stock split does. Even for those brokerages that do offer fractional share trading there are often limitations on those. For example, some don't let you do limit orders only allowing market orders for fractional shares. So I think that's the biggest one and there are knock on effects to that. If someone is able to by Tesla stock, probably more likely to follow a company more closely. And perhaps eventually become a customer whether that's something as simple as merchandise eventually vehicle and I think they're also much more likely to talk to their network about the company and about their products. So I think those secondary impacts are pretty important as well and can actually help with the fundamentals of the business. There is also some research that shows that stocks that undergo stock splits then up outperforming one study that tracked the performance of. One Thousand Two hundred seventy five companies that underwent a two for one stock split between nineteen seventy five and nineteen ninety found that those stocks outperformed the control group by eight percent in the first year and sixteen percent over three years a similar study from nineteen ninety to nineteen ninety-seven using companies that did a two for one three for one or four four one stock split found similar results eight percent over performance in one. Year and twelve percent over three years obviously though does not equal causation. It seems more likely to me at least that companies that have done well, and that project continued doing well in terms of the share price performance are more likely to do a stock split than those that have not but taking that a step further that means that a stock split is essentially a sign of competence essentially management believes that the share price is. Unlikely to fall significantly or there would be no incentive to do stock split, and perhaps they continue to believe that the stock price will rise creating more of an incentive to stock split companies don't want their share prices to get too low and certainly they don't want them to be lower than they IPO tat for example, for similarly psychological reasons it then just starts to look like your stock is actually underperformed. So if you. Do a stock, split your expressing confidence that that's not going to happen and I think that adds a nice little psychological benefit to the announcements of stock splits and probably plays a pretty big role in why we see stock prices jump on the days that stock splits are announced.
Eurozone economy suffers record drop during lockdown months
"The economy of the nineteen country eurozone has shrunk by a devastating twelve point one percent during the second quarter for the quarter before as coronavirus lockdowns freeze business and consumer activity France Italy and Spain reporting precipitous contractions for the coronavirus battered economies with the pandemic wiping up to years of growth in about four weeks that's a lot towns close shops factories and restaurants as an example the Spanish economy shrunk by eighteen point five percent in the April June appeared well the French economy nearly fourteen percent of Italy over twelve percent the Spanish contraction is by far the shop a slump six of the country's national agency began collecting data I'm Charles the last month
More Americans signed contracts to buy homes in June
"The number of Americans signing contracts to buy homes rose for the second straight month the national association of realtors says its index of pending sales rose just over sixteen and a half percent last month and contract signings are now six point three percent ahead of where they were last year after being significantly behind that pace due to the pandemic all four regions saw more contract signings for the second straight month the northeast led the way up by over fifty four percent sales of the Midwest south and west all jumped around twelve percent shortly after Washington
Epic Games CEO speaks out against Apple, Google app store 'monopoly'
"More on the trust antitrust front the CEO of epic Games, says that Apple's APP store is an absolute monopoly, and that Google's control of android essentially stifles competing stores. So. He knows that there's more than one APP store then. An piece published late last week CNBC had epic CEO Tim Sweeney Railing against both companies. Where apple is concerned, CNBC cuts to the heart of the matter, the epic game store access a platform for both windows and the Mac taking a twelve percent cut from game makers. But says the report, the game store has yet to launch on iphones because apple has strict guidelines preventing competing software stores on the APP store. This elicits words from Sweeney somewhere between fighting and APOPLECTIC. CNBC had CEO saying apple has locked down and crippled the ecosystem by inventing an absolute monopoly on the distribution of software on the monetization of software. They're preventing an entire category of businesses and applications from being engulfed in their ecosystem by virtue of excluding competitors from each aspect of their business that they are protecting. Sweet also upset with Google. which he says essentially intentionally stifles competing stores. By, having user, interface, barriers and obstruction. Sweeney had been able to side load the game fortnight on the android phones though. That was difficult for the end user. Then Google said there was a security problem this installer. Eventually he started offering fortnight through the Google play store, which meant paying Google thirty percent of money made from downloads. And CNBC things said that is Sweeney's real issue. Addressing the fact that apple has a billing system breads APP store while Google has own billing system for the play store. Sweeney is quoted as saying if every developer could accept their own payments and avoid that thirty percent tax by and Google, we could pass the savings along to our consumers and players would get a better deal on items. And he'd have economic competition.
CDC sets out new guidelines for reopening US schools
"The school calendar is not the end encounter. A new front in the back to school debate, every school district has to make these decisions. These are complex decisions. The CD's out with long-awaited guidelines making the case, schools should reopen in some cases arguing children suffer in a remote learning environment there really are have been substantial public health, negative consequences for children, not being at school and stressing, they appear to be at lower risk for serious complications. Complications from covid nineteen and are less likely to spread the virus than adults with the science on. That still isn't settled. What I can't tell you for sure. Despite the South Korea study is whether children under ten in the United. States don't spread the virus is the same as children over ten I, think that is still an open question that needs to be studied in the United States. One reason there's so much concern particularly in hot spots like Florida Miami Dade County. You're talking about three hundred fifty thousand students plus another forty thousand teachers, so you're putting tremendous amount of people back into the economy in a way that could could end up being super spreader event. Exactly. What doctors and overwhelmed hospitals? There are worried about. Is Way too dangerous here right now to have face to face schools and we're drowning. We're absolutely drowning here. This E also advising local authorities to take into account, the level of virus transmission in the community before resuming in person classes. When you look at the hot spots, I think most of us all right now. Looking where the percents positivity rate within the community is greater than five percent, many of the nation school districts pressure to make a decision before the CDC guidance came down some deciding to hold online only classes in the fall others postponing the start of the school year. Despite, positivity rate above twelve percent. Arizona's Governor Doug Ducey asking schools to open on time this fall while leaving the decision to local leaders
Tesla Q2-20 Earnings Report
"Everybody. Round our here and today we are continuing our discussion. On TUSLA's second quarter earnings report yesterday we went through a lot of the financials and tassels announcement about gigafactory Texas today I wanna go through more of the takeaways from Tesla's conference. Call The stock on the day to day. Probably the reaction everyone was hoping for from the market, but finished down five percent. Percent to one thousand five hundred thirteen dollars, seven cents that did compared to the Nasdaq, though with a rough day as well down two point three percent, and if we look at the charts, the direction of moves were pretty similar with Tesla's movement, just being amplified from the macro environment given the rising expectations heading into earnings, which as we discussed the whisper number. Number that was posted by barons was for a positive fifty cents per share, which of course ended up being the number I don't think it's too surprising to see Tesla not deviate to the upside from the macro environment here, especially given the outsized impact that regulatory credit sales had on that earnings number, but as we talked about yesterday, even stripping out those regulatory. Regulatory Credit Sales I'm still very happy with the financial results Tesla Post. oftentimes it just takes a while for the markets. Really figure out what it wants to do. For example after the pretty good results from key one dull stock was down about twelve percent two days afterwards, but two months afterward was up forty percent and tussles performance today, not really all that. That bad compared to other stocks apple, for example with sound four and a half percent Amazon down three and a half percent all right that being said, let's go through some of the main takeaways from the earnings call I want to start off here with batteries autonomy, and then I think the third leg of the triangle manufacturing which yellen reiterated on this call. Call thinks will be the long term sustainable advantage of Tesla. We talked a little bit about this yesterday, but I think one of the most interesting points that yuan made on batteries was on lithium, iron, phosphate, versus Nick Manganese Cobalt as we've talked about in the past lithium iron phosphate is energy dense as Nicomedes, cobol but Tesla has made such progress in their. Their powertrain efficiency and in areas like heating, ventilating and air conditioning that they are now able to use lithium iron phosphate in their vehicles and still get an acceptable range. This is important for a few reasons I think. The primary reason is because as Tusla continues to try to ramp very aggressively. They obviously need a lot of batteries. Yulon did address their constraints. Constraints on the colony said pretty much at any given point in time there's going to be some constraint within the battery supply chain, and whenever that constraint is, that's going to be the thing that determines the rate of growth, so if Tesla can now use two different technologies to different cathode chemistries that allow them to use different raw materials that diversity in supply. Supply chain or the addition of another chemistry supply chain should really help them grow more quickly at Nealon was very complimentary of the supply chains that exist in China and China is very heavily focused on lithium iron phosphate. Additionally, my understanding of the raw materials is that they should be cheaper for lithium iron phosphate, though sometimes those equations are not simple as they seem. Seem because he need to factor in things like using more cells of with your mind, phosphate to get the same energy that you could get from fewer cells of nickel, manganese cobalt, for example regardless if you are ramping production aggressively and plan to continue that for a long time, that diversity of resources is really important. You don't WanNa put all the pressure on. On one resource if they're resources-scarce, obviously that would cause the price to rise, and as we heard you on the call yesterday. Tesla really really needs nickel utilizing with your mind, phosphate reduces that need a little bit still. There are cases where Tesla's going to need that. Higher Energy density associated with nickel manganese cobalt. You mentioned that that would be the case for. For vehicles like the semi and the roadster, while we're on the semi here, I'll just round out some of the comments on that. Unfortunately, we didn't get any information on a production rate target for the semi, and despite that leaked email from Elon saying it was time to bring the semis volume production, tesla did reiterate and the update letter that deliveries for the. The semi will start in two thousand twenty one. They stated that again on the call, and also said as they have said in the past that the first deliveries of the Tesla semi will be to Tesla itself for essentially more extensive long-term validation, though they did add that some long-term loyal customers will also get some Tesla. Semis early on other points on the. The semi Jerome I believe and Ilana emphasized that they were able to think about ramping the semi now because of some reductions and battery constraints that they are anticipating a lot of that is the lithium iron phosphate stuff that we talked about? But they did tease things that they have planned for Battery Day. Yuan also said that they continue to expect to expand. Expand battery supply with others I think he specifically mentioned Panasonic LG and say l., but then also said that there will be more on that subject on battery. Day implying that do for the vertical integration in the battery supply chain, or at least that was my take. Oh, and also last thought on the semi. It's always fun to hear. Jerome talk about it. It, he's clearly very excited to get rolling and he mentioned. There's a lot of new things that they've integrated in the semi which are pretty impressive, so lots look forward to. They're all right next up I. WanNa, talk about autonomy. We've heard Ilan talk about a lot of these things, but we did get a little bit more context or details on autonomy in. The specifically Ilan talked about how he has been testing the newest update of autopilot, which of course is the core rewrite version, which he essentially described as the difference between looking at a picture and going to surround video, explaining that today autopilot essentially functions in two and a half dimensions, the Tutti being looking at a picture, and then the half dimension, being what he described as a harsh correlation with time, but not really a good. Good one and then described the core rewrite as being four dimensional so three dimensional visual space with the fourth dimension, being a smooth understanding of time. You noted that it's really difficult to convey better. A forty system works you on mentioned that he has of course been testing the core rewrite in his vehicle, and that it really is profoundly better than people realize saying quote really profoundly better. It's like amazing and quote and then. Then it's getting close to being able to take him from home to work without any interventions despite going through intersections of course and things like construction zones whatever the case may be,
Walmart won't be open on Thanksgiving
"We've noticed such changes in patterns of what people are interested in clicking on at Clark deals and the way people shop has been changing so significantly so much so that an earthquake has just happened in retail. Something that. We talked about actually. On our show. In October of last year, completely disconnected from our corona virus year and it was. Black Friday. which had been like the most significant shopping day of the year that Black Friday had become a state of mind. And not an actual event anymore. And now. Walmart has proven that to be true. Because Walmart is going to be closed on Thanksgiving. This is a stunner. Because starting about a decade ago, Black. Friday really became a Thanksgiving event. As retailers either were. All Day on Thanksgiving or very heavily opened it for six or eight PM. And so all the big box stores sold massive amounts of deals on Thanksgiving Day. Then Friday black Friday became fairly quiet in retail will now. Because the way people shop. For. For. Christmas shopping had changed so much. It was so clear last year that what I called Black Friday month the entire month of Thanksgiving. Retail is now recognizing the reality. So thanksgiving. Let's hope we have football. You have no reason excuse to escape from your family this year. To say Oh, I got to go to the sales. I got to leave the house. Is a lot of people you know. Get a little worn out with that family togetherness by Thanksgiving afternoon, and you've now lost that ability. They had the steal I got him all stacked up. I gotta go. Because is Walmart goes so does the rest of retail is the world's dominant retailer and so? This. Christmas shopping season coming up. Is because of Corona virus already. It was going to be more online. The trend was to significant increase year by year in online shopping, but before corona virus online shopping was still somewhere depending on how you calculated between nine and twelve percent of retail. I don't even know if we have clear numbers yet on the increase in online shopping, but obviously it's been. Very significant and so having the stores open. Crazy hours and all night Thanksgiving night and all that. That is a look into the past, not what our future is and so your ability to get deals. is going to be more spread out. The difficulty of Getting through checkout lines, and all that that's so over. And so this is. In my mind. A real improvement in how Christmas shopping is going to be this Christmas season and quietly the announcements will come from other retailers probably in the early fall it how much they will have modified how they handle the Christmas shopping season and what I. Now call Black Friday month November
Moderna stock surges 17% on coronavirus vaccine trial news
"Going to start with the stock of the Dan. That's MODERNA. Because MADERNA's shares up in the neighborhood of like ten twelve percent after the company said they're Covid, nineteen vaccine candidate produced a robust response. That's their word. Robust it all forty five patients that were involved in an early study. Encouraging News Emily. I'm sure that's why we're seeing. The reaction. In the stock I will point out that at the end of this month. Modern is going to be doing a much bigger trial. They're gonNA. Start a trial with thirty thousand people so hopefully, the results of that test are just as encouraging. But what did you make of this news? There is a lot to unpack year. This study with forty five patients, which to your point. Robust Immune response and producing antibodies that could prevent or at least counter the spread of this new covid. It started to come out, and it's a phase one study, so don't read much into it, but it is promising not just for investors, but for humankind that we may be making some progress on the Front for creating a corona virus vaccine, but what's really important to remember with these earnings is or Is that this is the first covert vaccine to be tested human, so we're very early stage here. This is just a phase one study. The big big dog is as you mentioned towards the end of July. There's going to be likely some face three tests moving forward where they're going to test this vaccine at upper thirty thousand people. That's going to be a lot more informative for investors and more importantly for everybody. As to whether or not, this vaccine really has to veracity to be the preventative measure that we've all been looking for.
Former Player and Agent Donald Dell
"Everyone John Wartime here is this week's sports illustrated? Tennis podcast is also the first week of Wimbledon. He says wistfully our guest this week. Is Donald Dell? Donald is a former player a promoter broadcaster at agent. He's worn many hats, not unlike Bartholomew Cubans. He is also worn many at once. Donald is still force in tennis. He wrote an op Ed recently in the Washington Post, about the prospect of combining the men's and women's tours, so we talk about that. We talked about where tennis is right now, and as a bonus, Donald signed Michael Jordan out of North Carolina and especially after last dance. We talk about Michael Jordan so some non tennis bonus coverage on Michael Jordan and a lot of good tennis. Talk here's Donald Dell. Appreciate you doing. How are you doing? I'm doing fine We've been lucky I've been home since about March fifteenth, but my two daughters, their husbands, and our two grandchildren, five and seven are about thirty yards from where we are, and it's like one hundred twenty day thanksgiving. It doesn't sound bad. Yeah, let's I I. Don't know but I got a couple of things to bring up. I. Did want to talk about the the op-ed you wrote. Wrote thought you'd be a good person to talk about with the the tour merger, which has been eclipsed lately by a Co bit in the US Open, but this was sort of a hot topic, and everyone says the same thing which is great idea. The devils in the details, so let's let's advance that. How do we exercise those those devils details? How do we push through? So this becomes more than. In abstract idea that we need to negotiate what what are we doing to make this happen? Well I I think I think more than that. The Devil Devil's in the the leadership in other words I think it's GonNa take strong leaders it both part, both groups to get done, and I think Steve. Simon, and Mickey Lawler. Are Really, veterans, and and well respected, and well like Gatanzi the new chairman of the ATP I'm told his very smart very capable. And I. Think if the if they wanted to really do it, they get together. And then it takes a lot of support. You Know Billie, Jean and Roger, and some of the leaders in the game. All got behind it, then you. It's sort of like all the protests out there today you gotTa. You gotta move the ships and it's a big alphabet soup that everybody sort of fights for their turf. The ATP tour. Has Really established itself, but it's not part of the grand. Slams not far the idea. And not that that they want to be I don't Miss Other Sami, but I just think. Recently in the last six or eight years, the ATP tour has not worked very effectively in some senses because they've been voting in blocks the three tournament directors vote together. The three player reps vote together, and then the chairman's left. There was hanging vote and literally one vote because he always makes one side unhappy in the last two chairman. If you review John have been fired. Because one group didn't like how voted, and they need a super majority of forty two to extend. His contract so his contract ran out. In the last two cases now I'm told by people that very close to respect the Gal Gal Danzi is quite a different. Person needs a very strong leader, very smart and media and he really gets it. I just think for the sport It would be really helpful to have the two groups. Merged on a on a simple basis, and the when you talk about the details, you're right but I think the simplicity is what matters keep it simple stupid when you want to merge the to start with you don't have to have exactly the same boards, the same voting members, but come in and merge it, and have you know five or six basic principles and truthfully. We, found out in Washington with the city open that Iran for fifty years literally for the WTI ESPN Tennis Foundation. That We. We had a men's only event for forty two years, and then city came along our title sponsor, and rightfully said look fifty one percent of our clients. Bankers are women, so we're not gonNA. Unless you'll bring a women's tournament into it and we did, but it was a problem because there's a bigger women's event at Sanford for seven hundred thousand, we were only allowed by the rules for two fifty, but guess what. The ATP the minority of the ATP ten percent fought it tooth and nail. They didn't want it integrated tournament. And I to go before the board three different times, and swear up and down that we give him favorability on the scheduling of the Center Court. Scheduling, transportation scheduling practice courts. And it just didn't. It's working okay. And the women, the best women like to play Washington but now under the new WTA rules. We can only sign one of the top twenty in the world in order to protect the other event. That's raising more prize money by seven hundred or more, so those kind of problems out to be worked out and the ATP tour really needs to get a stronger with this membership the the the vocal minority, which is really only about ten or twelve percent, and it's always the complainers on the tour. The to aboard knows who they are, and they're always ranked between one hundred, fifty and three hundred,
Debt Is Never the Answer with Dave Ramsey
"My twenties, I believed what a lot of people believe. The borrow money to make money. I got a degree in finance and the power of leverage and the simplistic formula that if you borrow at one interest rate by percent, four percent, and you reinvested, and you make ten or twelve percent that you're making the spread. That is simplistic, primitive wrong, but I believe that lots of people quote that to me on twitter. to show how ignorant I am that I just don't understand the power of leverage, but I do understand the power of leverage and. Four million dollars worth of real estate until I was twenty four and twenty five years old, and I bought it right so I had a net worth of a million dollars, which means only owed three million on the four million and make a couple of hundred thousand dollars a year flip in properties and doing things, but leverage is a two edged sword, and people never talk about the other edge of it. They always. It only works when it works. Marring money only works when it works. And so, what happened to us was we went broke because the bank called her notes, and we didn't have any liquid. We didn't mean money. We weren't laid on the notes. They just panicked. hysteria tax climate that we were in the presidential climate that we were in and called. You know, look around. Song is ninety short-term notes for flips, and they call them, so we spent two and a half years losing everything we own well in that process I had a an existential crisis. And everything that I believed evidently was wrong. Yeah, and so I went through this whole thing of my intellect, being crushed and questioning and as a Christian I was met God on the way up I got to know him on the way down, and so I started studying biblical finance, and I found the borrowers slave to the lender, and I found one hundred percent of the references in the Bible to dead or negative. And so as a believer that puts a challenge against your finance degree. Yeah, no kidding and you go okay. Somebody's wrong and somebody's right because they're two polar opposites, and you can't just say well, you know sometimes. It's not sometimes in the Bible. And it's all the time in the finance classroom. That's right that you borrow, and so I had to really took me why at first I was in a position and that I just bought it based on my faith. Okay, I don't borrow money. God said. Don't borrow money on. Borrow money period. And then over time I've started understand the intellectual reasons for that the mathematical reasons for that and so I don't borrow money by basically when you borrow money, you increase risk. and. When business people say zero. Five hundred thousand dollars to buy this piece of equipment. They do not. Ascertain risk. They say I can borrows money at six percent and I can put the piece of equipment to work and I can make twelve or fourteen percent on my money, but that's only if everything goes perfectly as it did in your head, and it never goes perfectly business about ninety percent of my ideas that I think are brilliant that I bring to the market. It suck. And borrow on them. It destroys. My life doesn't work, but I think this is a pretty everyone sees you as the guy on the cover of the book cutting up the credit card and the guy that's yell at people for taking car payments, but we don't always address the topic of debt for business. What you're saying is that the same principles apply to how you run your business as how you and your personal absolutely, and if you to look at it through the faith lands, you can't find it in scripture if you WANNA look at it through an intellectual Lens. Let's actually do real math in a real business case. Okay, if you get a finance degree and you get licensed. Licensed in securities like I have been, and you've been in that world. We know in that world that we do not compare a high risk. Mutual Fund apples to apples with a low risk mutual fund. There is a measure of risk mathematically. It's the height of the valley, the height of mountain if you graph it if you see the waves graph in your mind right now, the ones that are straight up straight down have a higher Beta. A Beta is a mathematical statistical measure of risk Okay, and so we know that you can take the bait drop it under the line, meaning an inverse mathematical formula and being complicated here, but the point is, you can intellectually look at this. So when you add risk when you adjust for risk, you can compare these two mutual funds apples to apples. By putting the Beta, underline yeah, inverse relationship, so you're adding risk into your math formula so that you can accurately look at the situation. Most people ninety eight percent of the business cases that entree leaders have brought to me and supposedly sophisticated people who criticize me on blocks. They do not have any measure of risk in their formula. They're not saying what happens if this happens, what happens if there's a move in the marketplace what happens if a customer doesn't pay me, what happens if it doesn't sell like? I think it's going to sell, and it can be something as simple as that guy borrowing ninety thousand dollars to buy a dump truck. And it's GonNa work out I'm GONNA saw him on a whole lot of stuff dump truck. We can't get loads. Fuel prices go up insurance prices. Go Up. He has wreck here about any of those things, and so he says I'm GonNa make money by borrowing money, but there's no mathematical measure of risk in that formula, and when you insert risk into your leverage formula, the benefits of Leverage go away. They dissipate. So turns out. We can mathematically prove that God was right. socking. I mean that's what it comes down to so present this. A bunch of MBA's at Vanderbilt spoke to him. Ba Group over there and they were looking at me like German shepherds Oh. That's what I was GONNA say. Lou because nowhere in academia. Does anybody talk about this?
Expand burst+video - burst 02
"So thanks to the band dynamic. Were now looking at real world examples. A Louisiana Pastor is under fire for holding church services for hundreds of prisoners despite a state ban on large gatherings. His attorney argued that people would rather come to church and worship like free. People will live like prisoner in their homes and then suggested that depression and anxiety experienced by people confined to their homes could be worse than the people who have already contracted this virus and die. That's not the only example. A Florida pastor alter arrested olding large church services in defiance of an executive order mental limit. Gatherings it's important to note that these instances appear to be a small exception to the strong trend of religious groups canceling services to protect public health in a religious. In a recent survey only twelve percent of regular church. Attendees you respondents. Said that in person services at their house of worship have not been canceled. Wow okay the role of rules. Applying to defiant pastors will depend on the state involved. The most high profile case was in the Louisiana which has a A Religious Freedom Margaret Net
True EXPAND burst- burst 04
"Louisiana Pastor is under fire for holding church services for hundreds of prisoners despite a state ban on large gatherings. His attorney argued that people would rather come to church and worship like free. People will live like prisoner in their homes and then suggested that depression and anxiety experienced by people confined to their homes could be worse than the people who have already contracted this virus and die. That's not the only example. A Florida pastor alter arrested olding large church services in defiance of an executive order mental limit. Gatherings it's important to note that these instances appear to be a small exception to the strong trend of religious groups canceling services to protect public health in a religious. In a recent survey only twelve percent of regular church. Attendees you respondents. Said that in person services at their house of worship have not been canceled. Wow okay the role of rules. Applying to defiant pastors will depend on the state involved. The most high profile case was in the Louisiana
Testing again whoops - burst 02
"The band dynamic. Were now looking at real world examples. A Louisiana Pastor is under fire for holding church services for hundreds of prisoners despite a state ban on large gatherings. His attorney argued that people would rather come to church and worship like free. People will live like prisoner in their homes and then suggested that depression and anxiety experienced by people confined to their homes could be worse than the people who have already contracted this virus and die. That's not the only example. A Florida pastor alter arrested olding large church services in defiance of an executive order mental limit. Gatherings it's important to note that these instances appear to be a small exception to the strong trend of religious groups canceling services to protect public health in a religious. In a recent survey only twelve percent of regular church. Attendees you respondents. Said that in person services at their house of worship
"twelve percent" Discussed on WFAN Sports Radio_FM
"You've won eight games in two years with your current quarterback. Who? Regardless of opinion on them. Is it like to be better than it? Was you want to say is not gonna be any worse fine. So we wonder boy that's a big cap it twenty three point two million dollars. Twelve percent of the giants cap in two thousand nineteen will be paid to ally. Manning. So you say to yourself. I wonder what they're gonna do. And Dave Gettleman says he's quarterback. We think we can compete otherwise why pay twelve percent of your cap to a quarterback when it doesn't matter who your quarterback is because you're not going to compete. But no, that's not what they said. They said they're going to compete in two thousand nineteen and that's why they didn't cut or trade or even go she ate a pullback in the salary. They said this is our guy we still believe in him. We still think he's great. Did you see him in December? You mean when the games were meaningless forget that part? Did you see him in December? So. Okay. Agree with that disagree with not germane to my point. They made their decision allies their quarterback. Allies never said he wanted to mentor. He's never offered money back to the team. He's never said, let's renegotiate my contract. So we can bring in better players. He's never said he's looking forward to bringing the next guy along I'm the starter. I'm the guy. How dare you even think about it? And the giants said, yes, sir. May I have another. That's how the giants react to Ilan manning. Yes, sir. May I have another. So. The draft is coming up. Gettleman and company sit around and table. Cattleman watches the senior bowl. December nothing really happens after that. So you go through your months January February March. And you now have in your head. Apparently, given what happened that we're gonna take Daniel Jones. Okay. What are we gonna do about allies contract? Then. Because we're not going to be able to get better. We won eight games in two years. We can't give up our first round pick for a guy that's gonna be on the bench six Dover. All we can't do that. So for taking a quarterback six. I don't care what his name is. If we're taking a quarterback sixth. We've got a part ways with. Why? Because if we're taking a quarterback with our first pick, we are not planning to compete in two thousand nineteen we have too many holes. We can't give up that pick for a guy who can't play. And the reason it can't play is not because he won't play. But because only one of them can play so either they transition to the new kid in which case you have twelve percent of your cap sitting on the bench or they play ally. And you have your first round pick sitting on the bench. They'll never play together. We know that. This organization. Is so poorly run. It can't really be described in words. From Mera on down. And it started with mcadoo and it hasn't stopped since. And there's nowhere to hide. And if you're saying as some are, you know, what if the pick works out this all be fine. You don't get my point. This is not about. What Daniel Jones becomes hope? He becomes an all pro. This is about an organization that is too incompetent to understand that you can't putt. No organization anywhere. Would do what they did. You cannot under any circumstances. After two years of eight wins total. Put twelve percent of your cap and your quarterback. And then draft a quarterback you either do one or the other. If they cut ally manning take an cap space and that money picked up a Ryan Fitzpatrick type. I'd be fine with this. As least would be defensible. I might not like it because I don't like Jones or skeptic about Jones or I think they got him later. But. I'm not making personnel decisions here. I'm not one of these talk show was gonna come on and tell you why this guy is better than this guy. I don't get paid for that. And we all know the number of mistakes that are made, but I can tell you this unequivocally you cannot under any circumstance, nor can you defend it. Bring me lie. Manning back and a full salary. To attain that went five and eleven with defensive holes all over the place. And then give up your biggest chip your first pick overall six to get another player in the same position. Not today. Not tomorrow not groundhog's day. Can you do that? And they did it. They're paying full price thirty eight year old quarterback, which is their right? If they think he can play. I don't. But they do that's fine. They're allowed. But you cannot then. Give up your six pick. Because when you took. Daniel Jones sixth you gave up on two thousand nineteen. So now you have two thousand nineteen season that is going to be mediocre at best if they overachieved they'll be mediocre. And while you're doing that you've got a twenty three point two million dollar quarterback. Why God knows? And this never ever ever ever ever was going to end well for you lie manning in this city. They had their chance they blew it. Now, make no mistake in East Rutherford. The tail is wagging the dog and the tales name is Eli manning. And it's embarrassing. And what you should be concerned about is not this decision. But that any team can make this kind of decision means that the next time they're faced with a decision like this then screwing up again trust me as a jet fan. I know. You don't all of a sudden get hit by lightning and get smart? They've lost it. They've lost. It. And it's too bad because they had a tradition. But they held onto long. And now, they don't know what they're doing. And there's no one who can call today defend this, no one you could defend Jones, you can defend manning, but you can't defend having manning and picking a quarterback any quarterback sixth overall when you've only won eight games the last two years, you cannot defend One of the reasons I don't host all the time as I'm too negative about things that bother me. And it's okay because I'm more comfortable being honest than I am working all the time. And I'm lucky that I don't need to work all the time. I'm not sitting at home sad. Oh, sure. I wish I was on all the time. And I wish I had fulltime work. But I don't and part of the reason I don't is that I don't. Sit still last night the Mets ripped every single one of you fans of that game off. And they did it with a smile on their face. Oh, we care about the fans. We it's April. It's rained all day. It's freezing. And you delay game two hours and forty five minutes. In april. And there's one reason they delayed that game they could because you've got nothing like being thirty thousand feet in an airplane that got you. What are you going to do? You're in a traffic jam on varick street. Your turn is three blocks away. And it's Friday afternoon. What are you going to do? That's how they treat. You. They treat you like it doesn't matter. We'll do whatever we want their idiot fans. They'll come back. They're addicted. They'll come back there. We can do whatever we want. And some ways there, right? Which is why sportstalk matters, which is why it does well in the ratings, which is why people care. Because we do part of the fabric relevance. So it does matter. It is important. You could charge six dollars for a bottle of water. You could charge fifty dollars the park, you could charge fifteen dollars for a.
"twelve percent" Discussed on Redemption Podcast
"Second. I didn't answer yet. I don't know look at your calm. Okay. Yeah. That's okay. To we answered at the same time. I guess you can answer. It's fine. Great. Okay. Hey, my deli bear. Oh, no sorry corral. Hey, when are we making our move like when when should people meet, and where should people meet us? Do we have a plan for that? It's actually a good question. Unfortunately, we don't have an answer for that except to say four days from now. I guess okay. How can we can lean answer? But that's when the ship will be right. Okay. So I would say we would probably be already to go in for days. Okay. I think that's deadline Tozzi is that a good thing for you. That's fine. Okay. Sorry. Does he didn't want him to your call? Why didn't want to answer my call? I don't know. He asked me to do it. Oh, she thought she thought. I was you sheet. Node me snugly bear. It's fine. Just hang up already would you? Okay. He's live to go Tassie. Once we hang up. We panda is Liz face. She looks a little upset so well, they say so we are still working out the details. However, we know it will be in four days. So if I could get your com code, we can give you all of the details. Probably in person, actually, probably not over the come. Do. We have secure calms, actually. Hey one. I don't know. Should we not be talking about these things over the comms? I don't see why it would be an issue. There's nobody really tapping into his calm and I've got ours coded. Okay. Cool. That's good to know. Not even the other people on the coded calms can track us. So I will be the one that would know who's saying what do and win or who's not saying what who sometimes people don't like to talk to each other. It's awkward anyways. We should have this conversation somewhere else. Not this channel four days. So give us your com code, and we will get you all the details. And we will absolutely do our best to bit your both you and Rowena get off this planet. Get those trackers out of your body, and do whatever you want to do. Because that apparently is what freedom is. Thank you. I appreciate it. Also, I'm really sorry to ask this because I really feel like I shouldn't. But I also think we might need. To know. What drug are you addicted to the huts us glitter Ston to control certain free thinkers? Oh, oh that sounds bad. Okay. We'll get D four working on that. And he can probably come up with a detoxifying plan. I don't know the right terminology. But so we'll just we'll see you in four days. Thank you. Thank you. And he gets up and opens the door he nods his head at you guys as you leave that went really well. Hey one. Yeah. Kinda gone better. I don't think I mean Tozzi could have picked up my call. But whatever what what why wouldn't he? All right. Let's go back and meet them. All right. And we cut everybody meeting back on the ship. So now all we have to do is go take somebody against their will. And take them to somebody else. His kidnapping was not something that's legal creatively acquire that Orrick. I'd say borrow, but I don't think we're planning turning them. So so. We know that she's going to be at the casino. Probably have high roller table. Okay. Does anyone know what she's into because seduction would probably be the easiest way to get her out of the area without suspicion for Tozzi seducing her. I don't necessarily think I'm the way you're the only one of us that successfully to do somebody who news. Hey, what is this? I eats more illiberal Columbia little. Seduction? I think that wasn't necessarily one-sided. Well.
"twelve percent" Discussed on Redemption Podcast
"Hello, everybody. This is Adam from the fourth mature podcast, and you're about to enjoy a little bit of redemption. This is redemption an actual play podcast set in the Star Wars roleplaying game system with Chris berlioux as the GM and the droid are three one last night at answer. She was crying because KO pull their now. It was awkward Andy FOX as the mysterious Durose is Lazar LA promises, a lot of slaves, and I don't know exactly what to do one. Why are we doing this? Kaley young as the twig Jedi. Knight corral week. That's completely irrational can't have everybody in the galaxy. Where a crash on it to prevent her from having concussions and Michael Walsh. Logger the second as the Durose pilot Tozzi, I think what we're getting at is that the maybe I am not necessarily the this type episode for twenty-five twelve percent of a plan with the pod rayson wreckage of the Padres behind them. The crew tries to figure out what assets they have to try and secure the children and get them off planet. One pair goes to see the moon. Businesswoman genita- car and find out what she wants while the other to check with the other parents now all that is left is the figure out their next move. And that may be the crew's biggest hurdle yet. All right. How about this past will go you to frighten arenas, father and talked to him. Okay. Got it that work got it. Okay. Bring him here. If you want. That's fine. Nez, relax. Enjoy your time. It's paid. And you don't have to do anything. Tozzi? Let's go right. Camera. Follow us a Tozzi in corral as you guys head down to the pool corral. Do you know what John it looks like? Corrals takes her data Pat out and type something out down by her side. I can't Geno car looks like, okay. That's a bottle of perfume. Hang on do a quick computers. Computers. Check for. Maybe her family has that dicara. No are but. Stuff stinks too. Good stuff when I was a young wing. I haven't advantage teddy advantages as you're looking down you realize there's a staff member right there. You could just ask. No. I don't know what she looks like. But we could ask that guy. All right. Oh, no. I got a better idea. I've seen this at hollow dramas walk over to the nearest bar. Okay. Bartender. I would like to buy a drink for my friend, Jennifer, the car, she is here, and we just concluded a wonderful business deal. Please send over a bottle of champagne with my compliments. Okay. Thank you, build it to the admiralty. Sweet. Well, then I stepped back in. I watched to see where they go. You watch as a waiter walks a bottle of very expensive champagne out onto the patio to a private little booth, and you see follow delivered to immune sitting on a nice chair. Very well dressed, a fancy suit Tozzi Mika perception, check make it three purple. I think this would be something you'd probably notice. To successes wanted vantage tells you as you're walking up the suit that she's wearing you can tell just underneath the armpits the suit is cut out wider, and you can see that. There are a pistols underneath as we approach after noticing that Tozzi will nudge corral, and then kind of move his hands toward his armpits. Does anybody there? Watching her looking over her anything anything obvious, you can as you're walking up the pool that you're at is smaller pool. It's not the main pool, and it's closed off.
"twelve percent" Discussed on Impact Theory with Tom Bilyeu
"I want to figure out what's going on over this planet. Interesting like space travel. Yeah. Some curious to know what what happens if we get that really got twelve percent about brain, right? What happens if we got that eighty with? What are we not seeing you know, it just doesn't make sense to me that we're the only people in this universe? And it makes no sense to me that the moon is where it's at like how strategically placed it is like if it wasn't exactly what it was that couldn't exist. I just I want to think about things that I that people don't think about you know, if you ask me what answers I wanna give like I don't want to say some shit. A discover something that's already been discovered. Right. So what's the biggest mystery death in out of space? And I'm not so worried about that right now rather live. But I am curious to know. I think if I find out what's happening outside the space. I'll probably know what's going on with death. But that's you're asking what I'm curious about this little, I if I could be known for something I'd probably get I'd like to be known for, you know, some I just believe that once we know was really fucking going on all these things will sort themselves out. But as fighting each other like being adults and killing and thinking that. Hate makes love is not logical. Hopefully, I can be conscious. When certain things become revealed. Be able to be for that. We get on get also get off this planet like that. You're not curious about that. I'm very curious about that. Like, what do you think would happen if we had access to the rest of our brain? Well, what do you think? We'd see we don't I think the the honest answer. There is that we probably have unconscious access to our brains already. I don't think that it's that we're not using our brain. I think that our brain is largely under sub-conscious control. So there's certainly something interesting, and I don't know if you know whim Hof with there's something interesting about gaining conscious control over the automatic nervous system. Well, what that said, you know, I always say like, I know my brain could do something. And I know that the things I wanted to do I try to make do. But I just think there's some things that we have no ability to even fathom or understand that even if our subconscious is triggering it, whatever is tricking. We can't see like I believe that it is a per. There's a part of our brain that maybe even adult might see we're like the whole thing would be happening. You just has to be. Well, if you really wanna fuck yourself up, do, you know, the double slit experiment in quantum physics? All right. So this has been nana's. So the. Double slit experiment is a particle of light is both a wave and a particle at the same time. Nobody knows how that's possible. But if you take a slit with or a piece of metal with two slits in it, and you shoot a single photon through it. And it's going to go through either one of the slits if you have a camera on it or both of this leads if you don't have the camera on it. So, hey, how it knows that there's a camera on I will never understand, but it has to do with quantum mechanics or basically probabilities, so you're you only collapse something down to an actual definitive state by looking at it by observing it. So if you take the single photon, and you shoot it at it. No camera the interference pattern on the back of the wall that you get it looks like a wave meaning that it's going to both slits if on the other hand you put a camera on it. Then it goes through one slit or the other. I it's so crazy that that's true. I literally can't believe it. So that's where a I'm not smart enough to really grasp. What's going probably be the other part of your Brennan? Well, so is it is there. Another part of my brain that I could tap into. Maybe or am. I just not operating at that level. I don't know, you wouldn't know we don't know. But yeah, that's the quantum mechanics are insane. A lot of your brain is working. We see that she'd gone, but that's what I think like something like that would be easy..
"twelve percent" Discussed on 850 WFTL
"But with me, Ronnie Thompson, he's one of the education director, and one of the coaches with Online Trading Academy, what's up Ronnie, they Blake. So let's talk about what's going on in the market. What happened this year wall? Markets went up as he was about twelve percent of the year. Now the red for the year last time, I checked the from the highs to Iraq. Now, currently the market's down over fifteen percent from the highs of the market's down fifteen percent from pretty much the highest. A year. Out there fat and happy. They're on autopilot arrived the markets up all year. And now by the end of the year, you're in the red. So what does that mean for you and your money? Well, it means if you don't know what to do how to protect your accounts, you're losing money. So Ron let's talk about you know, what people what what people can do out there to protect their accounts from these downward markets that we've been talking about forever by the first things they have the proper knowledge and the proper skill. You know, many people will turn to their brokers this time, and, you know, their financial planners and typically the only response, you're probably going to hear is. Hey, just hold tight. You know, it'll come back. But the question is how long does it take to comeback? Why are you writing the market's down? Why are you losing on the way down? What if you could profit on the way down the institutions are have you always wondered how these banks and institutions are pulling millions hundreds of millions of dollars in Goldman Sachs actually makes over one hundred million dollars a day trading in a single day. They don't do that every day they have double digits of those days every single year. Now, I'm not going to tell you.
"twelve percent" Discussed on Newsradio 700 WLW
"About twelve percent from last year. Now, keep in mind twenty seventeen was a very good year for law enforcement hundred twenty nine that's, you know, you don't want to celebrate any debts by that number was substantially low compared to what we've seen in previous years. So to speak up a little bit hundred forty four federal state, local tribal and territorial officers dying in the line of duty one hundred and thirty four of the male female. But really when you read inside of the numbers, what makes this unique compared to others is that fifty q officers died as a result of firearms. Whereas only fifty officers died in some kind of traffic related death. And usually, that's usually the traffic tend to lead the way and this time, it's been firearms debt. So we're actually going to be talking with the natural law enforcement officers memorial fund coming up here in a little bit. Maybe they can read inside of the numbers a little bit and determine what is it is it just kind of a flukey thing is that because there are more guns out there is that one of the reasons are people these criminals just more brazen in shooting at officers do officers need better equipment or gear. That's that's all things that we want to try to figure out. And it went up this year and last year. Did you did you indicate that the number of officers killed in the line of duty had actually gone down? It had. Yeah. We're we're kind of in this, you know, kind of up and down pattern right now. There's no real significant increase. There's no real significant decrease as far as the trend goes, you occasionally, see spikes, for example, a few years ago when five officers were ambushed in Dallas, Texas, and we saw a spike in death that year, of course, if you flash back to nine eleven, you know, you had multiple law enforcement officers who were killed in nine eleven and that caused a spike, but we're kind of going back and forth between this one thirty one forty range for the last couple of years if you flash back to the nineteen thirties thinking about this over three hundred law enforcement deaths. Wow. And then you saw that spike obviously at nine eleven. So I don't think that we're seeing anything unique or out of the ordinary that being said, of course, anytime when officers are killed and more than one hundred of them, you know, it's. Concerning. All right. Thanks so much. Ryan burrow, ABC correspondent in Chicago gets talked to him most mornings right here. Mike McConnell in the morning, five forty nine problems in traffic this morning, Madison road shutdown last time. We talked to Chuck Ingram. We'll find out if.
"twelve percent" Discussed on Diet Starts Tomorrow
"Vibrant hormone you take every day. Exactly you. Every day until there's I remember in school. It was like, hyper thyroid, something and Hypo thyroid good memory. Thank you. And Hypo is slow exactly both slow and hyper fast, because obviously Heidelberg Backley if you wanna get skinny you probably want the, hyper one, right exactly don't want any of it. Norm off to have one that'll tend to exactly weight loss. Yeah. But can't aren't there complications when it's too fast. Absolutely. So really anxious all the time. Exactly. And I have seen. I mean, we can talk a little bit about how it presents. But maybe just to kind of put it into context. So it's actually I read problems are pretty common in our population. It's estimated that over twelve percent of the population will develop some type of disease in their lifetime. And one in eight women actually may have some degree of thyroid hormone deficiency in their lifetime. It's more common in women than in men so five to eight times more common in women than men. And so that comes to about twelve million Americans that that had this comment medical condition, the American Association estimates that about sixty percent of those are diagnosed well every time we get into those numbers. It's kind of hard to say. Yard diagnosed exactly. But that's the estimate at least. And it definitely should be an usually is part of something that we screen for routinely now to get into hyper versus Hypo who absolutely right, hyper is when you're Glenn is over active and that can happen either. Because the thyroid is being overly stimulated to produce the fire at hormone. So you basically just get excess of thyroid hormone than that's then doing all those actions that I mentioned in terms of speeding up your heart rate, making a really nervous jittery frequent bowel movements and things like that weight loss and things like that. And then on the flip side, you can have hypothyroidism where everything slows down. So people will present with fatigue weight gain menstrual irregularities for women in fertility or difficulty with pregnancies as well as a constipation, sometimes even depression, or even called ntative or memory problems in severe cases. But again, I think what's interesting about the thyroid because it's involved in so many different. Processes in our body the symptoms can be really vague. And it could be a little bit of this and a little bit of that. And it is really important to you love it. Eggs. Yes. The other thing that is unfortunate with this weather, especially that we're experiencing in York right now is that people were hypothyroid tend to have a cold intolerance. So they're cold all gone. I have. I fo- Hypo. No don't say I have a question. But I is this can you develop it be can you develop like, you know, how people have Hashimoto's? Yes. Is that is that Hypo exactly? So yet, both so the most common cause of Hypo is how she motos, and that's that auto immune office, whereby.
"twelve percent" Discussed on Perception Gaps
"That question comes from the book back fullness by Hans Roslyn, co written with his son Ola and daughter-in-law Ana who's one of the guests on today's show, the book talks about the various ways were wrong about the world. So what is the answer regarding the global state of poverty? It's actually see. World poverty has been cut nearly in half in the last twenty years. The biggest driver of that progress is the economic growth in Asia, especially China in India, the two countries with the largest populations in the world each had about forty percent of their people living in extreme poverty twenty years ago today, India is at twelve percent and China has less than one percent of its people living on two dollars a day. Another big contributor, according to the World, Bank, more investment in education and health care for girls and women. If so much progress has been made on world poverty. Why do so many of us still perceive poverty is this unsolvable issue? And why do we think that little or no progress has been made? I'm a roasting Brundtland. And I'm one of the co founders of gap minder foundation based in Sweden. And I also co wrote the book fact, fullness that was published earlier this year. On a co-wrote fact fullness with her father in law hons Roslyn, Hans was a professor in Sweden, and he grew frustrated with the misperceptions held by students and that he found existed around the world. On and her husband Ola began helping Hans in their free time trying to help illustrate a.
"twelve percent" Discussed on WAFS Biz 1190
"Twelve percent visas seventeen and that's why on into. It, in Mike growth and. Income portfolio it's still. Growing and it pays a dividend not a recommendation but an example of what. I consider to be a best stock now. This is Bill Anderson we'll be right back This is. Bill Henderson professional money manager and. Chief investment officer Gunderson capital management meeting of my listeners are still in the. Accumulation phase of their lives they continue to contribute to their retirement or savings accounts along with. Their contributions they still need for their portfolios to grow they need. To be in the best asset. Classes for growth, now they. Don't have time to miss nine year bull markets are being the wrong places I. Manage both an aggressive growth and a conservative growth portfolio. For these folks it seeks out the best gross stocks that I can find at any given point in time these portfolios or carefully? Tended to buy me on a daily, basis, these two portfolios are also unconstrained, they are active not passive they can go anywhere in the world to find the best. Growth opportunities at times they may be in, cash or have some inverse hedges if I think that the market, is too expensive for the economy is headed, into recession is, your main objective still accumulation or growth I'm on it contact us. At, gutter Sohn capital dot. Com or call us Eight five five six eleven best we're. All in different state is of, the, investment, cycle, some. Of us are younger, and.
"twelve percent" Discussed on BizTalk Radio
"Much doesn't happen all that often but it does happen and it could happen to you mr murphy miss murphy murphy's law is going to kind of rule what happens in our lives right we saw this happen average balance portfolio went down twenty five more of the twenty five percent in two thousand eight that's a big drop and that was after a flat year for two thousand seven and if you're retired at two thousand six seven you were taking four or five percent not only was down twenty five percent but you took out eleven twelve percent of the balance between the two years so you're down a lot and so not only does it have to recover by thirty three percent just to get back to even it's got to recover by thirty three percent plus you're taking out of the portfolio which by that time is like six percent so it's to recover it almost forty percent in one year just very very difficult it sure is and it doesn't have to be at twenty five percent down here is mentioned before two thousand seven was kind of let it can be a flat year followed by a little bit of a down year followed by not that good of an up here it's where you haven't even come close to covering your distributions on total return basis for a couple of years and now you're running into not only am i taking the same dollar amount but it's a bigger percentage of the portfolio i'm getting into a bigger distribution area and now i really need eight to ten to fifteen percent rates of return just to get back to even and in a balanced portfolio that's not all that easy it can happen from time to time and it has happened in the last year or so because the markets did exceptionally well but i'm problem is the fixed incomes item it isn't doing all that well visit know two percent maybe on the total return basis lack well if more people start quitting you know and you're down to nine hundred employees eight hundred and they've all got to produce the same amount it's almost impossible and you wind up losing so enough of the metaphors we've we've seen the difference professor plum on the other side if you retire and the markets do really well and you're taking money out of that portfolio while i was probably even better if you just left it alone but.
"twelve percent" Discussed on KOMO
"In the many many many tens of thousands of units maybe eighty or so thousand units a year plus reminders in the united states which is a very high number when you think about it on the other hand you could also say that the are to performance off road trim of the chevrolet colorado is now basically i think at least twelve percent of the mix of the chevrolet colorado oh and lecture vacation was a big part of the discussion alternative fuel platforms currently the hybrid king of the market is toyota ford saying by twenty twenty one they will dominate does the number one hybrid manufacturer in the world that's right at least for sales in the us market and today of course they have a couple of models the fusion hybrid and plug in hybrid has well as the c max hybrid and plug in hybrid as i think most people know the c max is going away at various points over the next year or so that will continue but the big message that ford had was that it was going to put a hybrid and or plug in hybrid powertrains in almost all of their new crossovers in suv's specifically pointed to cars like the escape the explorer that are coming out and they're also a couple of new more off road focused vehicles that are coming out including the new bronco that returns in less than two years from now and of course they will have their first all electric purpose built vehicle which they have said we'll be some species of of crossover on that will be at pure electric car as well so they are expanding their lineup but there's still no word on the lincoln track in.
"twelve percent" Discussed on Adventures in Finance: A Real Vision Podcast
"All tribe will look to to take back turf that they think they've lost we're seeing the same things you mentioned it in technology we're power fold silicon valley has he didn't view to be corrupted and so people wanna take that back and i think we're just starting to to see backlash leading to backlash leading to backlash it's sort of a a pingpong game but what's happening in the process is the this social norms are being tested at every turn and and that that creates get them more and more fragmentation and more and more divide and tried to listen you have political give voter confidence in congress at twelve percent i think the president's latest approval ratings put confidence in him in the mid to upper thirty's and then you have bipartisan support of the us military that ranges in the mid 70s and that to me is no worthy in that it is the exact opposite of what we saw in the 1960s so just this sense that the pendulum has swung from one very negative view forty five years ago to a view today that is exceptionally positive and i think that that creates an environment where it becomes remarkably easy for some kind of military intervention in american leadership and if you're you if you watched today the the belittling and and badgering that the left and right are doing particularly on the congressional front they are unknowingly um revealing and identifying further and further weaknesses and reasons for americans to have lost faith in congress as a as a real viable leadership group.
"twelve percent" Discussed on The Meb Faber Show
"Try and do that and i think the comments about various vintages i mean if you look at even yale and a lot of these endowments that have had massive success with private market investing through both private equity obiozo as well as venture capital it often is in many cases sorta vintage dependent and you have these massive winners now it's just hard to predict too because you could have the big winners in in years that are late in the cycle like it feels like we're pretty late you know in in this part the cycle but i love your idea of committing and so the the listeners of tag along with my personal journey i started doing this about three four years ago very small very spread out over time and kind of paying my tuition thinking about it howard one of the deals we did together was so far my only exit and it was positive so kudos to you you're a a lunch at some point but deluxe reluctant and we have continued to do it they when you're angel on batch back when when you're competing against the s p and again i don't like computing and see if somebody 'cause i don't think twelve percent annualized is worth you know you might as if you're trying to make ten percent a year you might as well index you know take the volatility index but i don't think investing is for ten percent of your i'm trying to make fifty to one hundred percent a year but i also understand that uh i'm going to have big you know i'm gonna have two three or appears versus just punishing um and the the point being that you one winner defines your portfolio i mean people could it's really comes down to the you know we joked about the unicorn thing and it's nice that you know you had your exit for really the the game doesn't really matter until you have that a liar of that and that's why public markets and private markets are different the public markets are fun because i can check my prices every day trade highly liquid stocks that can change my mind during the problem arts and you can't change your mind as you're in uh you you really don't wanna.
"twelve percent" Discussed on KTTH 770AM
"Going to have a a twelve percent bracket that's actually quite broad it's going to cover income up to a ninety thousand dollars taxable income so here's a way i was able to use that i if if we assume that this uh proposals going to go through then knowing that we can have ninety thousand dollars of taxable income at only twelve percent that seems pretty reasonable the me as a good low rate right anything above ninety thousand has more than twice the income tax of that twelve percent so that would be a way to take advantage of that potentially where we have the option of how much taxable income we can take out of our accounts and we certainly do for retired people because you can adjust your withdrawals from your qualified accounts to max at out so that's the proposed tax change another one is the standard deduction will increase modestly now that is something that we do know is going to happen yeah this going to increase modestly but to about twelve thousand seven hundred dollars for married couple but in the proposal that's going to almost doubled to twenty four thousand so getting back to my last example let's say as somebody's retired in they have a pretty sizeable qualified account ira type accounts and they are trying to determine how much they can take out of those accounts verses their nonqualified accounts so we can look at that and say well we know at a minimum you can take out ninety thousand plus another twenty four thousand 'cause that's a standard deduction so now are at a hundred and fourteen thousand the first hundred fourteen thousand you have taxable income the max rate under the proposal will be 12 so everyone loves a free and for those of you who don't is your taxes and wind up taking this standard deduction you'll be getting a little extra in the upcoming year now that is what we know what is the proposal yeah with that proposal of twenty four thousand here's what how how we can run that went through our our brains if you have mortgage interest a lot of people say why don't want to pay off my house because i'll lose my deductions well we're going to talk about deductions in a second but here's how it works under the proposal you're gonna get twenty four thousand dollars of itemised directions whether you have any or not that's the standard deduction so let's say that.
"twelve percent" Discussed on KGO 810
"Bill de geer almost all its benefits the rich russia will more favorite tracked about this bill suri hutch the trump away but poor people earning under about ninety four hundred dollars a year it actually increase critically our taxes show the very poor poorest people economy to wait for them goes ten percent to twelve percent now the republicans say that'll be offset by other things so they'll be okay but they still haven't given us all the details of this bill yet that's the other thing they've been working on this for months they knew they wanted to do this uh you wonder why they can't at least give us a whole version it as well maybe because they waited seven years to try come up with all alternative healthcare plan yes indeed that made as if the my favorite part of it is what are these these huge huge ranches and farms and it's something i gave eddie if you've even decaf if he di can give away what billions of it but not that many they tax more than that i mean it's ridiculous of the effects like what ten people or something no that tried it affects a really tiny number of people can we cut the estate tax or hot at the last tax bill obama signed a lowered to wade and increase the amount that you can pass along without ever piling attacks resort so even give the upper middle class pretty wealthy the people do not have to worry about is state tax i ate as well as heads a special problem with home values endeavor tisco but intact that's what the things they were they were corrected corwin they waged it to a very high level at about eleven million bucks for a couple that's a lot of money to pass along without tapped let me as your opinion on something that is when you've got this tax plan that he's designed now presented is that really a plan it's a framework okay when he does that do you genuinely believe that he says i this way i can make this much money was reckon make that much money i don't know i mean with president quote you never know how much he knows about any proposal uh that's out there you know he had all soared of descriptions of the health care bill that didn't match what was actually in healthcare bill but where money is concerned you always trigger trump pays.
"twelve percent" Discussed on WIBC 93.1FM
"Of something called the financial illustration you probably have in just don't know when you go and see a financial planner that's in the business of risking your money they might use their computer software to run examples of what could happen to your money sometimes these examples are based on historical data and sometimes they are flat out hysterical i had a client the other day that showed me an illustration from their broker the demonstrated what would happen to their money if they continue to grow over the next ten years at twelve percent compounded growth where do financial planners get the nerve to even print that on paper what's even crazier is that i've never seen an illustration from one of these brokers that shows what happens to a clients money if they wake up one day and fifty percent of it is pouf gone why not couldn't that happened also you bet it can and in fact some of you today might be in that very situation it's so easy for financial sales people to show you the best possible results and then just to be fair show you some moderate losses on the easel us rations i think every financial professional should be required to show there perspective clients the worst result from the clients they manage let me ask you if you're thinking about working with a financial planner and then you've found out they had lost fifty percent of our clients retirement funds would you want to work with them now that i brought it up you're probably asking that very same question about me have i lost any of my clients money the answer is one hundred percent positive no not only does not a single penny of my compensation come out of your money but not a single penny of your.
"twelve percent" Discussed on BizTalk Radio
"Twelve percent cent 29 percent after harvey after harvey and before armaa so uh benefited from robot the effect on a highway i don't ignore hurricane jose yeah my husband dc any came home yesterday after working all day any list there is a scenario that has jose coming to the northeast now through sandy we lost power for a week there was no ca we had a gasoline generator ran out of gasoline i i was emotionally really affected by that my health that because i was so anxious with the lead up to harvey and the lead up term you know when you can't even by gasoline and all the schools are closed so and i had to work fulltime it was leaving 2012 we were leading up to the election and i had i don't know what to do with my kids i have to work my husband was in dc at the time that people don't understand that that affects your ability to even purchased a dinner out so restaurant its restaurants may in the short term get hit and then in the long term do better i it's very hard to say but also don't count out opportunity when you see a stock flapped yeah yeah with me i got it up you you know all about the clock was like i do welcome i got up with that and i i appreciate your time so much i survives a hurricane uh allison back in two thousand one she was actually only a pop will store but until after the car in the house i loss and so i know exactly what you talk about his government's knitting way only i to just for all of your listeners thank you so much we'll wait a minute makes you.