35 Burst results for "Twelve Month"

How Psychedelic Drugs Are Making A Comeback To Treat Depression

WSJ The Future of Everything

13:28 min | 2 d ago

How Psychedelic Drugs Are Making A Comeback To Treat Depression

"Depression. It can be a difficult mental illness to pin down. It can feel different for everyone and even those who struggle with it can have trouble identifying bought. It is a mostly came to understood that. I had depression through talking with my friends for the longest time. I kind of system that everyone felt this way. Like weird just like general malays for this twenty nine year old. Depression surfaced about six years ago and began as a feeling of being disconnected with the world. I didn't want to eat because they didn't feel like i deserve to eat. I don't know. I didn't hang out with friends because i didn't feel like i deserve to see my friends. I didn't feel like i should be punishing them by talking to them seeing them. This person uses they them pronouns. They're a maryland resident and work as a software tester. They sought help for their depression. Trying numerous types of treatments may visited a bunch of different mental health professionals and tried different types of arby's In different types of medication but it always kinda felt like things were getting worse and worse and a current really find someone who has really helped me understand what was going on like. I still didn't even believe that. I had depression. All the while the depression advanced it felt like being alive and lake wanting to die rolling constantly fighting over like the resources in my mind then. Their health insurance lapsed in two thousand eighteen making the situation worse a surprise solution appeared while they were scrolling on social media and a posting from johns hopkins university researchers and then one day i was kind of like clicking through facebook and i actually found this ad four like this little simon. Study silla simon. That's the psychedelic drug found in magic mushrooms. And i thought it was fake remarks. I didn't expect there to be you know like a a legitimate study showing up on like facebook ad but they had no insurance basically they were out of options so they called wanted to have hope again from the wall street journal. This is the future of everything. I'm janet babbling today on the podcast. How the hallucinogenic compounds silla zyban once associated with nine hundred sixty s drug culture is making a comeback and giving people suffering from depression and other mental illnesses. Hope for this twenty nine year old study participant. Depression was not something that happened in their family. My family's from the caribbean and lived in america probably for about lake in years. We came here in ninety nine. It's kind of interesting because where from like a place that doesn't really view mental health. The that like america's mental health. It took me a while to realize that. I was having mental health problems that i was kind of experiencing depression. Depression affects a staggering number of people hundreds of millions worldwide according to a study published in the peer reviewed journal the lancet in two thousand eighteen. The pandemic didn't make things any easier. Last june about a third of people who responded to web based surveys said they suffered from symptoms of depression or anxiety disorder. Those results were published by the centers for disease control and prevention the protocol for treating these conditions hasn't changed much in the past few years. What we've been using is typically one of two things either a medication that people take every day or we have psychotherapy dr. Alan davis is clinical psychologist and an assistant professor at the ohio state university. He's also an adjunct assistant. Professor at johns hopkins university. A lot of people will improve with either medication or therapy or both to basically have both have a better chance but it doesn't work for everyone. Some studies report between ten and thirty. Five percent of patients suffer from treatment resistant. Depression and davis is that similar to what he's found in his own practice working with veterans suffering from substance abuse trauma and other mental health issues. So he began looking for alternative treatments present and welcome to psychedelic science. Two thousand and thirteen in twenty thirteen davis attended a science conference and came across a study exploring the use of silla. Sivan a chemical compound found in specific varieties of mushrooms to treat cancer patients with mental health conditions. The compounds documented facts include feelings of heightened awareness ecstasy visions and changes in the perception of reality for researchers say one of the most useful qualities is its ability to dissolve the ego to allow a user to observe oneself from the outside in the study of cancer patients. The drug was able to alleviate some of the anxiety and depression that can be associated with having a life threatening illness. I was just inspired by that word. I thought gosh this really could have a strong impact in the areas that i'm working with veterans and with others davis became part of a team of researchers at johns hopkins university that put together a randomized clinical trial. Twenty four participants. They were administered. Silla sivan with talk therapy to treat their depression. Enrollment for the trial took place in two thousand seventeen and twenty nineteen and the results were analyzed in two thousand twenty. Most of them had had chronic depression meaning decades of experiencing depression though not some had had it for shorter amount of time but this study was a weightless control trials so some people came in and started treatment right away. Others had to wait eight weeks before starting treatment so we had a comparison group. The study subjects received an extensive intake examined questionnaire to confirm. They were suffering from symptoms of depression. Participants were screened for schizophrenia. And drug use as these conditions can interfere with suicide and treatment. The big worry many people have about psychedelics is what's often referred to as a bad trip. Mary negative hallucinations. That can be scary and this is kind of trip that can go bad. Martissant received hefty doses of these drugs. The doses are based on weight and they vary slightly but patients receive around twenty milligrams in the first session a bit more in the second session to minimize the risk of a negative experience. Davis says researchers focused on controlling. What's called and setting. They work ahead of time to ensure the volunteers current mood and surroundings while taking the drugs. Remain as calm and comfortable as possible and so we spend about eight to ten hours with people before they ever get the drug talking about what the effects are talking about. What may or may not happen when they have this experience and that's why we have to train professionals there with them not only to prepare them for that but to help them through the experience when it happens because a lot of people have anxiety coming into the session. The person we spoke to the twenty nine year old participated in davis study group in august of two thousand eighteen. They had no prior experience with psychedelic drugs and didn't know watch expect basically went in kind of blindly. I don't have any other options. So that's kind of my thought process at the time was just basically kind of sticking anything to the wall and hoping it would work after fasting the previous night the treatment can cause nausea. They were placed in a small tranquil room fitted with a comfy couch. The whole room was a really really cool in very comforting because like they had like these statues like imagery in their end like. I think one of the muslim dowa tibetan model. I wanna say this and like there was like this nice lamp. It's off this really. Soft light psychedelic assisted. Therapy participants are encouraged to bring in objects from home to make them feel more comfortable. Some bring in ten bears pictures of family. The twenty nine year old brought a lightness of an ancient sumerian goddess. Soon nana once they were settled in the room. They were given two pills in a wooden cop the therapists top that the sivan would take fifteen to thirty minutes to start working. In the interim they were told to put on ice shades and headphones. That would play a selection of music they choose from classical tibetan chanting african drumming and modern music too. Once the drug fact the participants says the first session became a kaleidoscope of mental images and sensations. I remember being in lake. Felt like mount olympus the fall of the gods like oval the clouds and suffering them. And then one of my god's up to me and she gave me a key fell through the clouds. And i felt all the way down through the earth and i ended up in hell which is really strange because they don't remember being scared even though i was in hell and i remember asking like hey you know why am i hair And it was like haiti's leading me through hell kind of just like showing me around for life this very cold and desolate last. He was like of course. This is where you would come like. This is where you've made your home. The self revelations continued throughout this long session and turned intensely personal. I remember like hearing like the beats. Come on and i felt myself in like this place like all of my ancestors were and i was really close to my grandfather when i was a kid. And he died. Probably around when i was like four and i saw him kind of materialize And he walked towards the youth like these. She'll bananas which is what he's doing her then he handed one to me and i always kind of was afraid that if he was alive he would be disappointed in me and i remember asking him you know. When am i supposed to do like if my family like my parents and lake my siblings can accept me and he said that he'll always be there for me and my ancestors will always be there for me and i like that scene just like it. Metsu in mental to me after about seven hours than drugs started to wear off when it was over. You know you're still kind of like feeling it but just not as intensely so just basically like this really happy kind of floaty failing and we couldn't drive so like i had to have a sister pick me up. They ended the experience hungry and exhausted as for the depression not much appeared to have changed then. They tried the silla sivan trip once more this time with the stronger dose and after that these say they experienced to palpable shift. It felt like i was back into the world again like i was in reality. A lot of people said that not only was there. Depression differently felt like they had come out of dark hole that they've been in for years but a lot of people regardless of whether they're depression was gone or or reduced said that there was something really meaningful different about how they view their life initial results for the study reviewing outcomes from up to a month after the sessions were completed found that silla sivan plus therapy was more than four times more effective than other treatments. Such as medication alone at one week. Fifty eight percent of the sample were in complete remission from depression that actually lasted up to four weeks. After fifty four percent of people were in complete remission and were now studying those same people up to twelve months after to see how long that remission lasted the rest of the participants in the study. Were not in remission they were still experiencing clinically significant depressive symptoms researchers have yet to publish the results of longer term outcomes for all the participants their condition up to a year after treatment and this was a small study. Just twenty four people. Some scientists remain skeptical of this kind of treatment not just of silla simon. But of the validity of the data an outcomes for all studies involving psychoactive substances

Depression Johns Hopkins University Silla Simon Silla Zyban Peer Reviewed Journal Centers For Disease Control An Davis Substance Abuse Trauma Silla Sivan Arby Facebook Martissant Alan Davis America Sivan The Wall Street Journal Anxiety Disorder
Bitcoin Isn't Acting Like Stocks, Stocks Are Acting Like Bitcoin

The Breakdown with NLW

04:49 min | 3 d ago

Bitcoin Isn't Acting Like Stocks, Stocks Are Acting Like Bitcoin

"What's going on guys. It is thursday march fourth. And today i am going to try to flip a mental model. Here's my proposition. Bitcoin is an acting like stocks right now. Stocks are acting like bitcoin so it started this conversation. We need to hop on over to twitter where there is a lot of discussion right now around. Rising treasury yields when the year started the ten year treasury yield was at zero point nine three percent versus the closer to one point four seven percent it is now that yields spiked even over one point six percent last week. So what is driving the rise of these treasury bonds this. Us government debt in short. It's expectations of a stronger economy. Vaccines keep getting rolled out with new ones coming on the market which suggests that all american adults who want to can be vaccinated by basically the beginning of the summer simultaneously. You're seeing restrictions on businesses being rolled back and the market doesn't believe in fact that the fed is going to be able to keep rates as low as they've been or continue the sort of asset purchase programs to provide liquidity that they've been doing now. These rising treasuries have been causing havoc in the public markets and part of the issue is valuations the s. and p. five hundred is currently trading at twenty two ex expected earnings which is close to the highest. It's been in twenty years. In december two thousand nine six months after previous it was trading at fourteen acts with this means that even small changes in the treasury yields which is another way of saying small changes in how appealing bonds are as compared to stocks can cause major spasms particularly for tech companies which are trading at the highest earnings multiples. There is also. I should note some real wildness happening. In the repo markets ribaud stands for repurchase agreement and repos are collateralized short term loans which help financial institutions. Keep money flowing are used by the fed to conduct monetary policy basically the repo rate is a measure of financial institutions with cash willingness to lend on a short term basis. We saw it in insane. Spike in september twenty nineteen when the overnight repo rate rose's highest ten percent and there were still acquitted. He crunches it. Seems like there's something big going on right now in the repo market that we might need to discuss but for the sake of this conversation i wanna keep more broad basically sum up treasuries or freaking equities out and even bringing bitcoin into the conversation. Aucoin desk headline article today reads. Bitcoin hovers below fifty k. As traders await feds take on bond yields quote according to analysts. Comments powell is monitoring events in the treasury market. Might be enough to calm things down encouraging return to a softer dollar that could bode well for bitcoin. Stocks both assets have mostly moved in the opposite direction to the dollar index over the past twelve months however the rally in yields may accelerate leading to a stronger dollar and weaker bitcoin. If powell downplays concerns over rising bond yields taking cues from his european central bank counterparts quote. No such concern from powell would suggest the fed is happy for treasury yields to find the right level as our bond strategy colleagues say potentially triggering another spike in yields and more dollar short-covering ing analysts noted. So what do people think powell is going to say in. Today's comments many things. That powell will try to convince markets that the bank will be ultra patient in any pullback of support for the economy some like bloomberg. Don't think he'll explicitly say they're going to cap long term interest rates instead most think that he will reaffirm the feds determination to meet their updated. Inflation and employment goals employment specifically has been the key here basically. The fed has been more or less saying that they are willing to do whatever it takes until full employment is achieved so even if it seems like markets are steaming. That's fine as long as they can get to full employment. They already previewed this position this week. With comments from fed governor lael brainard who said that. The fed has quote quite a lot of ground to cover to meet its objectives. The question becomes what tools the fed actually has. The first is words. What bloomberg calls forward guidance light fed is currently buying one hundred and twenty billion dollars of assets per month eighty billion and treasuries and forty billion in mortgage backed debt. They could potentially be explicit about when they intend to scale that back rather than leaving it to market guesses they could also be even more definitive and precise about what it would take for them to raise rates. What if words don't work however what would come next while there could be some more. Extreme courses of action. Bloomberg discusses to the first is a resumption of operation twist in which the fed would eliminate their holdings of t. bills which are shorter maturation of usually a year or less and put money into longer dated securities. The benefit would be that it would alleviate downward pressure on t. bill rates which are currently threatening to go negative.

FED Treasury Powell Ribaud Bitcoin Aucoin Twitter Bloomberg Lael Brainard Rose ING United States
My Child Says No to Everything

Janet Lansbury Podcast

05:18 min | 4 d ago

My Child Says No to Everything

"Son soon to be four years old has always been a bit emotional. He's our first born and we have a two year old daughter. however i've seen an increase in his emotions progressively over the last two years. And we have a new behavior that i am totally stumped by when my daughter was two months old. My husband's suffered a massive stroke and this event was a catalyst for a series of rough months with my son. He would have pretty major tantrums. Lots of crying and whining and lots and lots of no. This was all very understandable given the shakeup of a new baby and then dad being very sick my husband had a long tough recovery but after life start to settle back into our new quote normal. Post stroke we were able to work with our son on the tantrums and they seem less and less frequent however this no behavior continues and has gotten even worse over the last six to twelve months. Every single thing we ask him is no. It's time to go to school. No it's time to go outside. No it's time to go home. No it's time for a birthday party. No it's time for santa to come no. Sometimes it is as simple as an emphatic. No and sometimes this increases to more of a tantrum with crying and lots of no no. No every day starts with him saying no. I don't want to go to school usually with some crying. Drop off then when we pick him up. It's no. I want to stay with crying. On the way home. We have tried ignoring acknowledging redirecting talking about it but no matter what we have done it seems the no behavior continues. He even says no to getting presence in fact when it comes to giving my son anything new. He not only says no but adds that he wants to throw it in the trash. He's very adamant about not wanting it. I usually tell him. We don't throw presents or closing the trash but we can put the way you don't have to keep it once it's out of sight. He is sad and says no. I do want it any thoughts on how to best deal with this okay. I i'd like to give a little context and talk about the word. No and words like that. Our children us. What's going on here. What does this mean. and then i'll offer some suggestions for responding in a way that's helpful and maybe talk a little about what gets in our way as parents so i a little about the word. No this word is one that children realize very young has some aumf to it has some power to it. Because it's usually the first word they hear from us where we're stopping them correcting behavior even if we say it very very calmly. There's an edge to it. No they sense the power and that word when they become toddlers and have a developmental need to be more autonomous than they often. Latch onto this word. No as a way of asserting self asserting. Well i have a different point of view than you. This is me so it's very positive word in that sense of parents could see it that way. I know it's hard when it seems like our child is just defying or resisting us but it is an expressive powerful word. That children use even in situations. I remember magda gerber used to always say you offer your toddler an ice cream cone your toddlers reaching for it. And while they're reaching for it they're saying no they need to assert that will and disagreeing with us is one powerful way to do that so no is often more about a feeling for young children than it is a true command in this case it seems. This boy is definitely using no to express a feeling or feelings of overwhelm. I can't handle this right now. i'm not sure i'm feeling stock. I don't have control over this situation. We don't know exactly what he's saying. Although the fact that he has a two year old sister is certainly a big part of it and his father having a massive stroke. Yes there are very out of control feelings. That children have when their environment changes like that. When the dad that was always very able to take care of them and pick them up or whatever can't do those things necessarily and other family members are frazzled and upset all of that is going to feel like a big wall to a young child. It's going to be overwhelming. And that's okay. They can pass through this but not without some struggle and what. He's seems to be expressing in all these situations. Is that struggle. That emotional struggle. That is again much more about feeling flooded and overwhelmed about this than actually being decisive and commanding saying no. I've made this choice. And i don't want this. It's not coming from that reasonable

Magda Gerber Santa
Over 168 million children miss nearly a year of schooling, UNICEF says

UN News

01:19 min | 4 d ago

Over 168 million children miss nearly a year of schooling, UNICEF says

"At least one hundred and sixty eight million children. Labor missed out on classroom learning in the last year. Owing to corona virus related lockdowns the un children's fund unicef said on wednesday schools in some fourteen countries remained largely shut for almost twelve months as authorities attempted to hold back ovid nineteen infections. The un agency said in a new report in response to the findings sector jemele antonio guiterrez warned of global education crisis. Now efforts should be sped to safely. Bring every child back into the classroom. He tweeted here. He is speaking outside. Un headquarters in new york one of the most dramatic consequences of congress as being terrible suffering children and families because of the two of them. That defense school mandy. Fortunately at the chest with with the virtual means that's a or the forest populations without internet connection. We have millions of people of the school and that is a tragedy as the one year anniversary of the covid nineteen pandemic approaches on the eleventh of march unicef chief. Henrietta four underlined the catastrophic education. Emergency that worldwide lockdowns have created with every day that goes by children who are unable to access in person schooling full further and further behind and the most marginalized paying the heaviest price. Miss four added

Un Children's Fund Unicef Antonio Guiterrez UN Congress New York Henrietta Unicef
Stolen password leads to loan company hack

Cyber Security Today

05:06 min | 4 d ago

Stolen password leads to loan company hack

"Citywide home loans. Which lends money in. The united states is now notifying people that it was. The victim of ransomware and data theft attack in november information on a number of employees and customers was copied according to letters filed with several states and attacker got hold of employees log in credentials for the company's virtual private network. It isn't explained how that happened. One possibility is vpn. Software was hacked in the past twelve months. The software of corporate vp ends of at least two manufacturers have been cracked to expose user names and passwords. These are being sold on criminal websites. There have been many warnings so. It administrators recently to install the latest vpn security updates and have users changed passwords in order to fight this other possibilities. Are the loan company. Employees password was guessed or they were tricked into revealing it no matter the method experts say the proper use of multi factor. Authentication is a good way to add extra protection to log ins now. The next to items take a bit of explaining so please be patient organisations. Worry that personal data of customers and employees can be violated in two ways through a hacked by outsiders or abuse by an insider but who is an insider an employee for sure but it also includes employees of partner contractor or supplier firms with data access and as an article this week on the new site data breaches dot net points out. It can also include the subcontractors of contractors the author gave the following example. An american health insurance provider fought risk management software and services from firm. Alcohol company to this firm subcontracted some work to affirm call company three one of company threes employees with access to the insurers data had aside business training people how to do data coating. This person was using the insurance company's data for training material with those people without permission so unapproved people. We're seeing patient data. That's the data breach so far just under one thousand people have been notified. Their personal and medical data may have been involved. This incident raises a number of questions. Why didn't the insurance provider anonymous is. The data sent to company too so the risk of compromise was if that wasn't possible. Why didn't company to anonymous the data. That was by company three. What other security measures could have been used to prevent company three employees from seeing real data and did the health insurer realize all the risk it was taking opening. Its data to several companies as the author notes organizations can force employees of contractors and subcontractors to sign business associated agreements the cover the proper data handling and privacy however compliance with those agreements has to be regularly policed. Finally crooks have been manipulating the results of search engines like google for years to spread malware. The idea is to get a high result of a search to be an infected website. A security company sophos said this week it recently found a gang using one of those techniques. Not only for spreading viruses but also ransomware. It works like this. You ask the search engine to find the answer to a specific question that the crooks think people are likely to want answered high up on the list of returns our links to what looks like legitimate companies. Click on a link and you go to a forum with a message that offers a file downloading with the answer to the question. Download that file and you get like similar. Search engine scams crook start by secretly placing code on the websites of unsuspecting companies. So their site will call them up high enough. Search that fools people because they'll trust legitimate-looking web address in one example. The report says the question was do. I need a party wall agreement to sell my house. The first on the list of search engine responses was the website of canadian medical practice underneath. That address was linked to do. I need a party wall agreement to sell my house.

United States Sophos Google
Is it time for me to break up with my business partner?

The $100 MBA Show

04:51 min | 5 d ago

Is it time for me to break up with my business partner?

"This is very timely question for today. Skewing a wednesday About breaking up with a business partner Just on monday we head michelin. Connie our guest teacher talk about how to find the right co founder or business partner theft emit an existing relationship is something that's not easy to manage especially when has been going on for a decade like in paul's case so before we make a big decision like breaking up or buying them out. I have a few tips a few things. I want you to do or consider before you make this decision. First of all if things have been intense for twelve months for a year between you and your business partner. I'm sure they feel the same way. I'm sure they feel like this is not working. I'm sure they're frustrated and tired. And if you approach them on the subject. They're not gonna be surprised second. No one likes to be in the situation so everybody in this equation wants relief you relief. They want relief. You just have to initiate this conversation. And that's where i want to begin. You have to have an honest and open conversation with your business partner. I suggest that you actually schedule this time. do it. maybe at the start of the day On a day that you're not busy Where you have other stresses to take care of. You wanna have a bit of time and you don't want this meeting to be rushed in fact. Maybe she step away from the office and do this Breakfast at a cafe on a walk and just block book three hours of time. You know it may not take three hours. But the point here is that you don't feel rushed and the purpose of this conversation is it just put the cards on the table and talk about. Hey this is not working. Let's figure it out what's going on. Let's try to make this work. Okay you want to try to salvage of the relationship because you invested in this relationship if you ever were to replace his business partner it's going to take some time to ram them up and to build the same amount of trust have built an incredible trust with each other and that has a lot of value in business and i would just take the initiative of framing the conversation and say hey. We've both been frustrated this past year. It's been a very rockier very stressful. We've been arguing a lot You know actually notice of arguing once a week. I wanna clear the air. I want us to have a conversation where no one is judged everybody's allowed to express themselves and say what they want to say without any judgment or without any Criticism and this is a highly emotional conversation. So that intro is going to kind of calm things down. It also helps to have some structure because when you're having conversations like this it's easier to talk over each other so even if you have to say hey Let's allow each other. Have a moment to say their piece and not interrupt each other even if you have a timer on your phone and you say hey everybody gets five minutes uninterrupted just to get started so everybody can just say how they're feeling. You'll be surprised a lot of times when you do this. The other party is like i feel exactly the same way. I agree with ninety nine percent. Of what you're saying but there is something that we do disagree on and that's where you wanna get to. Hey this is one thing that we both agree on this. What's really bothering us. And it could be various things that could be. Maybe your approach to where you're going to go in the future how you want to expand what markets want expand in who will kind of customers you want to serve If you wanna take on funding or not all that kind of stuff sometimes i it's it's a wedge between two partners because one wants to do one the other one doesn't want to there's something under there and that's what we want to get to you. Wanna ask them why. Why do not want to do this. What about that makes you feel uncomfortable. And usually that's where the truth lies. People will say. Well i don't want to take on funding or debt. Because i want to be free. I didn't start a business to grow by You know all means. I can grow at my own pace and keep my tawny and that's something i really value. But they're not just going to say that just off the bat it's hard it's really you know dug deep emotions so we gotta put pull back the layers a little bit and ask. Hey why do you disagree with us. What's stopping you from doing this or you can express. This is about stopping me. This was making me feel this way. The other thing you want to explore is maybe things have changed for either person in the relationship During this decade okay their life might have changed. They might have gotten married. They must have kids. Maybe their life might have changed and they might have gone married. Have kids might have different responsibilities. Maybe they have to take care of their parents now and the services of their in when they started the business or not the same the trying to get something else out of the business then they started with

Connie Paul
Interview With Caroline Gorski Of Rolls Royce

Artificial Intelligence in Industry

06:10 min | 6 d ago

Interview With Caroline Gorski Of Rolls Royce

"Caroline I think we're gonna be diving into the topic of logistics today. And i think what people think about applying ai. Logistics are often thinking about tracking where trucks are tracking our inventory levels. But for you folks who've worked on some ai. Applications leveraging nlp for logistics and supply chain purposes obviously rolls royce of massive industrial organization. You have a lot of supply chain needs. Can you go a little bit into what the problem was. What you guys have kinda built to help your cause. They're sure dan absolutely so. Yeah i mean just a little bit of context rolls royce overseas a hundred year old company and as a result we are also company that manufactures highly complex and very high value physical things and as a result. We have a very complicated supply chain structure. We also have certain parts of our supply chain where there are very few companies around the world who can actually make what we need from all supply chain so they're all points in our supply chain weather arrow some quite quite high levels of risk in terms of sourcing strategy. Because we don't have an infinite number of supplies you cannot and on top of that we have or certainly did have a real challenge with the presence of what can really only be described described as incredibly dumb unstructured data across our supply chain so information held in pediatrics information on contracting terms on supply standards or capabilities or even designs on top of that an awful lot of our supply. Chain information is either engineering drawings or it's mathematical notation tabulated information and those are three categories off of data which is very hard for existing kind of simplistic optical character recognition tools to actually extract reliably. So over the last couple of years we've been working to develop a natural language processing computer vision capability that she allows us to extract intelligence from all of those kind of dumb unstructured data sources. So that we can use not intelligence to be much more adaptive much more flexible much more responsive in managing risk across supply chain and clearly given the challenges that we faced in some of our markets globalization being one of them over the last twelve months with the covid nineteen pandemic having that increased capability for managing supply chain risk flexibly being able to understand using machine intelligence to actually understand induce scenario modeling across ask supply chain that has helped to support our business in making very significant financial savings in terms of its response to the pandemic but also broadly in terms of ensuring businesses fit for purpose as we become out to the pandemic in terms of managing complex supply. Chain starches for the future hansard. There's so many ways that this can come into place we we've done a lot of One of the sectors where we do our ai. Opportunity landscape research. Every year is chain. Logistics looking at everything in terms of matching loads two vehicles for for transportation to inventory prediction an and arrival times and whatnot. Nlp in this space is interesting is novel and i can imagine so many ways that it might be leveraged can imagine you reading news and information about your various suppliers. Maybe it's the weather in the area. Maybe it's something about them. Having a bad quarter whatever the case may be and i can see that maybe being factored into what production volumes you think they may be able to do or what arrival times you might be able to expect or i could even say a system that just puts the most important news in front of a human analyst who can put it in broader context. Because of course there's so much context for that dumb data to actually speak to business needs on how specifically is nlp sort of working here. And what's maybe an example of where this is starting to be able to inform our processes inform our prediction. Or whatever it's doing yeah. I you're absolutely spots on that donna. Interestingly some of these cases or those areas that you've just mentioned there are exactly where we want to take capability next cohort of the work that we've been doing for rolls royce as a global entity in the first phase of development of this capability. We have been working with those tricky types of data that exists in manufacturing and engineering supply chain unstructured data sets. So those would let me give you an example much of what we communicate while supplies is communicated through drawings engineering drawings. So these these two d drawings which then need to be rendered into three day geometry's in order to be able to understand way to no debate able to understand how much waste material might be generated from from making components. Nfl which the supplier that component of will reimburse us for of course because they charge us for the bulk weight of the material and then the machine material they reinvest because they resell out secondary market so for us to understand for example you know how much is something away how much we're gonna cost to ship and transport How much rebate should we be guessing from from the waste material. That's been resolved by the supplier on. We need to be able to render a to d draw ring into its three d geometry now most of the during dumped exist in cat they only exist to droids so using a combination of competition and alpay. The nlp helps to extract the numerical information. That geometrical information is written around the drawing and the computer vision helps to manage the actual rendering of the drawing itself. You can actually turn your community station into three d rendering virtually and that of and allows you to couch might understand always questions about white about pricings about costing about justice about waste material might be generated for manufacturing

Royce Caroline DAN Donna NFL
How can we learn to embrace boredom?

The Big Story

06:17 min | Last week

How can we learn to embrace boredom?

"Jordan heath rawlings. This is the big story mark. Hawkins is a counselor and the author of a book called the power of boredom. Hello mark how're you doing. Honestly i'm bored. I feel like i've been board for months. What have you been with your boredom over the past eight months. And what have we been doing in general during this time I find myself definitely reading a lot more. Certainly i have not been able to do all titties especially social activities and going to restaurants and so I've tried to do nothing at all sometimes But also doing what. I like to call a low engagement activities like You know reading or you know sitting on the couch and you know this chilling out and try not to give into sort of my restless urge to go in and do something whether it is you know go eat or you know maybe go have a drink or or something like that something along those lines. Let me ask you this when you say you try to. Just sit on the couch What do you do when you sit on the couch watching tv or you on your phone laptop well not to watch tv like if my purpose is to sit there and and do nothing. That's what i tried to do You know maybe. I will just to kind of sit there and just be there as long as i can. Sometimes you know. I have a pretty good view from where i live so i think it is a bit easier to stay out the window. Sometimes they do that But i just tried to be as a little engaged as possible and you know it's not always easy for me like i think that it is a. It's a process that i'm still learning to be more comfortable with boredom and learning more about how it affects me. Well let's start. I guess where your book starts. It's a term that we throw around all the time especially during long months of lockdown but what is boredom well boredom. It's really hard to pin down. Really because it i mean i call it an emotion but you could also call it you know a mood or a state of the human condition. Really what it is is. It's the lack of anything to do. It's the lack of finding something worthwhile to do with our time or something that we deem as important or that engages our minds and so in some ways it's an emotion because you know we're feeling it and think oftentimes it appears as a restlessness But it's also like a more sort of It's a mood right in the sense that it's a way that we are experiencing the world. There is a great quote. I think in the book. Where is everything around us. Seem to be drained of its meaning. It's not that we're board but everything around us has lost. Its purpose to us has lost. Its shininess. It's newness right and then it doesn't engage us any longer. See that i bet. Many people who are listening can identify with that feeling a lot things around our home that we use to you know look forward to getting home and enjoying or spending time with now just surround us twenty four seven and they no longer feel like. We should look forward to doing you know. Yeah i was really interested in. Why is it that when we have nothing to do. Why is it that we feel this. Need to go into something. And i thought that really spoke to something strange about the human condition in general. And that's that's where i'm coming from is i'm a student of the human condition you know. It did. My counseling degree In meaning and purpose and then phd also related to to meaning and purpose and along the way of doing that research. I discover that is very much related to boredom. And as i was doing all my research i came to the point that it seems that movement in some form. Another whether it's physical or psychological. Is something absolutely necessary for us as humans. And actually if you look around the world everything moves. Everything is always in flux and then obviously the contrast of that is boredom right so in some ways. We're meant to be moving all the time. And it's really you know if you think about it. Our our hunter gatherer ancestors if they didn't move all the time whether it was hunting forging making spears or whatever it might be they would have died and so it's almost a survival instinct to keep moving forward yet today. I think we're in such a state that we're going way too fast so we need to rein it in a little bit just like we're meant to eat. You know certainly meant to eat every single day. But we're not meant to eat. You know ten thousand calories. And i think that's where we are today is that were meant to move. But we're just not meant move and as fast as we are and so that's why it has become so uncomfortable for us to board and proud to why we need to be more board and really listen to what's going on in that space when you talk about our need to move and the fact that we're moving more and faster than ever before let's leave the pandemic for a second. We'll definitely talk about that. You're not necessarily talking about physical movement right. yes exactly you know. I think like animals. Obviously you know. They're always physically engaged but humans justice psychologically engaged. I think it's just as as needed for us right. Yes diving into something that engages our minds so so given that then Shouldn't the past twelve months have been really good for us in some way that to give us a chance to to slow down and not have Places to go and people to see all the time yet know for sure. I think it has been a good opportunity. But i think the problem is. Is that you kind of have to be a student of boredom to actually take advantage of it right and most people came into the pandemic with the attitude that most of us had for most of our lives. Which is it is a bad thing that needs to be avoided so therefore a lot of us just filled it up with something different right and maybe that's a good thing. we discovered new things that we enjoyed. And there's nothing wrong with

Jordan Heath Rawlings Hawkins
The Delicate Rebellion's Hannah Taylor on supporting her community's creative passions

Media Voices

06:06 min | Last week

The Delicate Rebellion's Hannah Taylor on supporting her community's creative passions

"Hello everybody welcomes. This week's episode of media voices with the media focus podcast. It takes a look at all the news of the views from the medial past week. I must've thought that you just had was for my view. West hannah tila phone for the delicate mobile. A biannual independent print magazine creators collective focused on sharing experiences. How to get on independent field we spoke of how uninspired teachers land hana eventually stop own magazine carnage and women to all of it creative pasha. I love it. I love it. The best motivation to do anything is spite pop to begin with. We're going to do the news roundup. I want the two of you to pitch me. That's because while behind in principle. I don't see how it's going to practice. So twitter has announced paid super follows which are going gonna let you charge for extra content on its platform so follows that acquisition of new south platform review of ago. Which have said press going into this kind of subscription mentality and it's effectively. One of us are hit atrium but linked to your twitter account. That was going to say. That's my quick. What form is this actually going to take. Then it's not. Just it's not just gated access to tweets is it. I know i think it's i think it's about the freeth i've seen used a law is bonus content right so i think it's accessed other stuff. Additional stuff basically patron. Yes but with tegas or literally just like. Hey if you subscribe to this one-size-fits-all subscription thing then you'll get access to are the no drafts of things on writing or exclusive blood. Can you match access to earn released any details yet. Because i'm not really got time for launch. They just kind of floated the idea and at the end. This is what i call on the horizon. It's i think it's at the moment that said it's bonus tweets access like community groups and also announced like a community feature get the interest and policy usual. Twitter reaction was like the r.i.p to a hashtag that has been i swear to god. That's been going every time to has noticed any change for the past decade deb. When they went to two hundred eight character like this just the through twitter. Yeah so this is more. This is more tackle than just a new feature. This effectively away of i suppose helping people monetize twitter. There's also this that. I didn't onto as policy policy. You can also access to a newsletter subscription which is where the your view acquisition comes in. So that kind of trying to tie on. And if you're somebody like i suppose. Casey newton for water better example you can follow case in the entree to subscribed his news hour to get bonus connecticut community around his newsletter and because they will own the a platform loan a great new set. Apart for ill then be a way to kind of tile together around individuals. Yeah i think the the the package i spent to this is what's important not. That's what the twitter reaction seemed to be. People thinking that was going to make people pay for tweets say okay. Yeah that would kill the so. This is not the point now. Never feel competence websites free. And it's like well. It doesn't have any after you can help support. Your favorite creator is everything was moving. that way. anyway wasn't it. People are always looking for new ways to multistorey in hard heart created content. And this if it's tying into review an is offering bonuses. This seems to me something. That's some certain the southern people could potentially use well. I don't think it's for everybody. Yeah definitely so for instance. I do because everything i do is what's is garbage. I was thinking it depends on how you to the way we used to Typically is to respond to the people. See this is good. This is pod chip something other people that know. They've got phuong. Twenty tweet threads the half go insane value. Yes certainly and you know. This is a bunch of different tools. The people to round. But this the unroll feature where you can up great moments out sort of one long article almost so in a way if you can switch gate some of that behind the pay-cut not make sense for those people. As he said. I just at the the idea of paying for tweets. I'm reading up behind. But i think the community group that needs to subscription that i can see working. I mean is is one of these things where we're we're in. The bubble suit doesn't help people are looking at this from such bubbles perspective that i'd like to know what like a normal since the event normally. Yeah one of filthy moguls saviour exactly. Yeah some. I don't think that's what the twitter trenches day after day after day we go we go on about newsletters and actually most people. Most people don't get newsletters. I think you've got to see this as a beggar. Twitter play. I think twitter is collecting. Just is face because tunnel. War is collecting the best but all those pupils social media platforms you know this the newsletter pot of it and then those the audio part of the over and then they've also was it spaces so that that's that's the version club has a composting. Yeah and then if this community idea so it's a bunch of stuff coming together here that if no timeframe on any of that stuff but if you look twelve months or eighteen months the facts create interesting.

Twitter West Hannah Tila Casey Newton Pasha DEB Connecticut
New Jersey Considers New Cannabis Bill To Advance Legalization

CRUSADE Channel Previews

00:38 sec | Last week

New Jersey Considers New Cannabis Bill To Advance Legalization

"Governor phil murphy yesterday signed two bills legalizing recreational marijuana in new jersey and initiative bottled up in the legislature. For months adult access will be allowed in about twelve months where he said in a recent statement quote. Our current marijuana prohibition laws have failed every test of social justice which is why for years. I've strongly supported the legalization of adult use cannabis. Three bills help fulfill a pledge. He made more than three years ago. Voters in november approved legislation murphy however had to wrangle with fellow democrats who control the legislature over. How police would treat people under twenty one in possession of

Governor Phil Murphy Legislature New Jersey Murphy
Should the US Federal Reserve Buy Bitcoin?

The Breakdown with NLW

03:07 min | 2 weeks ago

Should the US Federal Reserve Buy Bitcoin?

"Why the us needs. Bitcoin elon musk and other. Vip's have endorsed it. Here's why the federal reserve should seriously consider btc for its balance sheet. The united states will adopt bitcoin as a reserve asset. Why because it is unequivocally in strategic interest to do so. The question is not if this will happen but when whether it happens within twelve months to years five years or ten years will have major implications for us positioning for decades failure to embrace bitcoin sooner rather than later will damage strategic interests and benefit rivals. Adopting at first by examining how the us and other countries manage their reserve assets. Today we can already see the logic for this transition to occur golden empire today the us hold two hundred sixty one. Million troy ounces. Eight thousand one hundred and thirty-three metric tons of gold or about four hundred and seventy five billion worth this makes the us the largest holder of gold in the world by a wide margin with over two times the amount of the next largest holder germany. Historically there was a very good reason for the us to own gold the us dollar was pegged to its value yet. The us broke with the gold standard in nineteen seventy-one ushering in the fiat currency age that has existed ever since. So why exactly the. Us and other countries continue to own all this gold here. Some of the reasons provided directly from central bankers themselves. Gold is the defacto safe haven asset. It is an insurance policy against any major economic. Monetary or geopolitical shifts given gold's ample liquidity and universal appeal countries can easily liquidate it for other assets in turbulent times. Gold is both independent of any given country's economic or monetary policies while also having a fixed supply on earth with relatively stable supply growth making it an ideal hedge against both monetary inflation and fluctuations in other reserve assets. Gold is viewed as nobody's liability. It cannot be frozen in a bank account or defaulted on when frictions between countries arise combined these reasons with the cultural importance of gold and it's uncontroversial to say that having more golden everyone else is a very good thing. Fort knox two point. Oh bitcoin similarities. To gold are well-documented. Earning it the appropriate nickname of digital gold yet. Bitcoin shares many similarities with cluding scarcity. Stable supply inflation fungibility durability. It also makes major improvements over golden some key areas when gold is in high demand. Minors are incentivized to dig up more of it increasing its supply. Bitcoin supply does not change in the face of demand making it less inflationary and more predictable far easier and cheaper to verify the authenticity of bitcoin. Gold bitcoin is much easier to transfer than gold and cost much. Less to store securely. Bitcoin is easily divided whereas gold is not for these reasons a rapidly increasing number of people companies and institutional investors agree that having more bitcoin than everyone else is a very good thing today. This includes the world's richest man highly conservative long-term thinking asset managers industry-leading companies and the most prominent macro investors in the

United States Elon Musk Bitcoin Federal Reserve Germany Fort Knox
Renters Rights And the Mortgage Forebearance extension

Clark Howard Show

06:16 min | 2 weeks ago

Renters Rights And the Mortgage Forebearance extension

"So we have had unprecedented moves over the last year to protect renters and borrowers from facing eviction for renters and foreclosure innovation for borrowers in mortgages and the clock had reached midnight on those programs and there are changes for both borrowers and renner's and there's been so much confusion about this. I want to talk about renters. So as a runner. You don't have automatic protection. You have rights that can prevent innovation but only if you exercise those rights. The rights only extend to people who can demonstrate the have suffered financial harm because of corona virus and. We really have been split as a country. They're tens of millions of people who've suffered extreme hardship with job and the rest and then san tens of millions others of others who actually are in better financial shape almost a year out from the onset of corona virus in the united states than they were before so it is a really story for renters. You have a form you have to fill out that we have a link to it. Clark dot com where you verify the economic hardship you've had you must go to your court dates if your landlord goes after you anyway and the courts are usually doing things by zoom or some other online means. But if you don't appear your landlord even in the midst of eviction moratorium will still be granted relief by the court and you will in fact be evicted. So it's up to you to do the paperwork. Proactively send the paperwork to your land or the landlord pretends to ignore it and files for dispossessed. Ry eviction on you. You must go through the process of protecting yourself in court and also make sure that you keep notes when you notified your landlord the form you provided them. You also provide to the court to assert your rights. The meek do not remain in their apartments. You must stand up for yourself. In the case of homeowners there are more protections because with renner's once the moratorium lifts which is likely this spring that will with at that point. You in theory. You're supposed to pay all your back rent now. That's not realistic right. If you've been unemployed or underemployed for a year but the landlords will be free at that point to move forward with an eviction before moratoriums lift in your financial situation does start to stabilize. I said when not if you want to approach her landlord and see if you can work out a payment plan with them to start working on the back rent otherwise all the eviction moratorium did was buy you time but you still facing ultimate eviction for people that are mortgage borrowers now. That process has split. People who have fha mortgages now have a better blanket of protections then people who have loans that are underwritten behind the curtain by fannie mae or freddie mac. Most people's loans are in fact underwritten by fannie mae or freddie mac the Foreclosure moratorium has been extended ninety more days. Four people with fannie. Mae freddie mac if you are in some kind of forbearance you get ninety days added to that if you need it beyond what was originally a maximum twelve months in the case of fha borrowers you now have protection till early summer till june thirty in order to then work out a new payment arrangement the fha because it is a direct federal agency loan the fha will have fairly standardized procedures. Matt point on what your workout will be how you will eventually make good on the money that you did not pay over the last year in the case of fannie mae and freddie mac there will be a number of different ways that lenders deal with you. They have some Latitude in how they work out. Payment plans with you. The likeliest course that will work for most people is the miss months or full year or so of mortgage payments will be added onto the back of your loan as an additional Months or year or a little more year loan that is for many people going to be the best arrangement but again you cannot be passive. You must be active here and you just don't stop paying and when the moratoriums over you just don't say okay. Everything's gonna be great. You're the one who's got to be active with your lender on coming up with a workout arrangement. What they do in commercial real estate all the time with commercial mortgages are workouts and you will be doing Work out of your mortgage where it works for you and the lender.

Renner Fannie Mae FHA Freddie Mac Confusion Mae Freddie Mac Clark United States Matt
What If Scenario Reality Checks

A Slob Comes Clean

05:02 min | 2 weeks ago

What If Scenario Reality Checks

"You guys were living through a nether meaning like yet another historical event. You guys seeing that me more. Somebody's like i'm getting a little tired of living through historical events. Anyway it is snowmageddon or whatever you wanna call it in texas right now. I'm not sick. i'm all of a sudden sniffling as i do this. I'm just letting you guys know that it is my goal to like. I'm going to record the ad within the podcast and all that just. Because i'm a little nervous. I haven't heard from her to say she's not available but i'm a little bit nervous about You know there are so many people around where i live. Who do not have any power right now and so just in case. My podcast editor is not available We'll see how i do all this anyway. But yeah so we're in another historical event right now. We are living through the coldest they keep calling it like the coldest winter event in a generation. I don't know i don't know anyway. It's crazy let's people. Were that are without power. Here in texas Because we're just not prepared for this kind of stuff like this is just like it does not make financial sense for our cities to have and maintain at like snowplows. And there's a instagram. Or that i was that i've been following and she's minnesota and somebody who's like. How do y'all pipes not freeze like ours. Do because that's the big thing we're worried about. Its zoning like everything has to be insulated to a point where it won't freeze because they're used to that and i guess that's not i think here i don't know anyway. It's just a little bit crazy right now so everybody's home and then not even doing virtual school because of all the power outages and all that kind of stuff. Anyway my point is what a lovely opportunity. We've all had over the last twelve months to experience so many. What if scenarios which then gives us real reality checks about the things that we've kept for years thinking what if what if the worst happened. What if such and such happened. Because here's the thing for a lot of people like me. That's part of the reason why we have clutter issues is we can think of all. The what ifs. Sometimes i really have issues with other people in my life. Maybe people who. I live with my family or whatever who. I'm also this way in good ways to like. I think through all the ways that this could go and what could happen so this is what i need to do. Nail in order to be ready and prepared for that and in so many ways in life that is a great quality. I mean really like in so many different ways. It's like. I think through like you need to study this and you need to study this because this is coming and then the anyway. Whatever it's my project brain is great and a lot of ways. But here's where it gets out of control when i would keep stuff in my house. That was making life harder to live. That was making my house out of control because it was more stuff than i could personally handle. It was above my personal clutter threshold and because of that. I have to really be cautious and conscience conscious whatever of You know when my what if scenarios my desire to be prepared crosses the line okay and actually become something that hurts my family more than it helps my family. Okay so this is a great opportunity. We have lived through a lot of difficult scenarios and the last year things that might have been one of those well. This could happen things that were going through our head when we kept so. It's an opportunity to go through and go through your house. Now here's the thing to my goal. Is that these podcasts. Never be like super time sensitive so early. This cold snap. Where texas is colder than alaska is not going to last forever right now but really i mean it's not like it's it's you know it's going to be back above freezing on friday so great but looking back. I think it's really important for the us who have. What if for the future scenarios to go wait a minute and if we find ourselves spiraling in that direction of all the things that could happen in the future instead to go. Wait a minute. Let me be realistic about this thing that i'm thinking i should stay. Should save just in case. I'm desperate let me think about time when i was desperate. Did i use this item. Did i have it in my house. And did i use it or would i have actually used this in that situation. So she's kind of a good reality check for us

Texas Minnesota Alaska United States
What makes Melbourne's outbreak hot or not?

Coronacast

03:18 min | 3 weeks ago

What makes Melbourne's outbreak hot or not?

"So melvin is still kind of grappling with a bit of a hotel quarantine outbreak. Hassan we've seen these holiday inn. Classic continued to grow some close contacts have tested positive to covid. There's been exposure sites are added added to the list. This rapidly growing list and while this is happening people in melbourne. Obviously watching it really closely but so people in other states. Because we've seen that. When an outbreak occurs in recent months people wanna act really quickly states when actually quickly cape the spread from spreading as much as possible and so perhaps bought is going to be throwing up again or they might be increased restrictions in melbourne. And sorry can we talk about what it takes for somewhere to be declared hotspot what goes into that decision. It's a really interesting question and clearly. It's something that we haven't clarified. Throughout the course of the pandemic in the last twelve months it's been very confusing and difficult for people to work out when we should declare hotspot if we go back to first principles the key issue here when we declare hotspot is that we're making the coal the visit an increased risk of someone being infected in a particular area. And that if they travel to another area they're going to put that area at risk so the interesting thing the maze of last twelve. It's been real indicated the people's understanding or willingness to tolerate uncertain t and the willingness to tolerate risk. And we've seen how that has been different between the states and we've also seen that evolve even within states where a state would have pulled the trigger on a particular intervention six months ago. But now they're being a little bit more nuanced in response to these the situation so we constantly learning and it's going to be an interesting thing to say what happens this time around the toll months into this pandemic in australia. It seems like the cases coming through now in sort of drips and drabs yesterday. The chief medical officer professor paul. Kelly said that he was absolutely confident. That the infection was a single event going back to the holiday inn hotel. They'll close context though are starting to test positive. Is that something you're expecting to happen or were you hoping that it could just be contained to the immediate staff and residents of the holiday inn. Look i think you always hope that it can be contains at that level but always you always have to have the expectation that it's going to spread beyond that initial chain of transmission and that is why we worked so hard to identify contexts and quarantine them and we identify context context. So we're we're working really hard to put a ring fence around the virus and to halt any chains of transmission so in some ways cases that have been identified. Today have its. Its positive that they were predicted. And that they were in quarantine and so really. It's going to be the next few days that are crucial for us to be able to identify whether we're ahead of the virus or we have to play a little bit more touch

Melbourne Melvin Hassan Holiday Inn Hotel Kelly Australia Paul
Why Inner Work is THE Missing Link to Your Health with Dr. Mary Pardee

Broken Brain with Dhru Purohit

04:24 min | 3 weeks ago

Why Inner Work is THE Missing Link to Your Health with Dr. Mary Pardee

"Mary. Welcome back to the podcast. Thank you good to be back for folks. That didn't hear our first conversation Will be linking to all that in the show notes. We did a really good interview with you. That a lot of people really appreciate it. Which was if you do a modern day. Physical if you're gonna go through a modern day. Physical what are the additional test and also. What are the optimal numbers that you want to be hitting when it comes to vitamin d or like a mega three. Two mega six ratio. Telomeres like you basically walked people through a modern day. Physical is pretty in depth. I think it was like a two hour interview. People really loved it and so they can check that out on the show notes. That was a really fun. One this one is going to be a little bit different. We have a whole host of topics we want to get into. Vaccines wanna hear your perspective as a functional medicine and naturopathic doctor. We're gonna chat about gut health and a few other topics to To come up so. I'm excited to get into it before we jump on the topic of vaccines. I want to ask you where in la. You live in los angeles. I live in los angeles And it's been california's been one of the most strict sort of lockdowns. Although now things are starting to ease backup. You couldn't even do outdoor dining before but now that's kind of easing up a little bit. How has the last year. Like twenty twenty. How is that for you from like a social interactions standpoint. You at least as far as i know you live alone at the moment. Danso for you. And i'm asking you because i know that in addition of functional medicine naturally the medicine. You're super into this whole aspect of mental health and i think that mental health has been one of the things that we have not balanced out the repercussions of strict strict. Strict lockdowns love california. But that's definitely been one of the places how has been the last house twenty twenty for you from a social standpoint and mental health standpoint. Yeah i think this is a great topic. I was talking to omid our mutual friend. Dr omid naim. Yep and he's been on the podcast as well but just yesterday. We had this conversation and we were talking about how you know. We've had a lot of deaths from covid and that's something that we need to focus on for sure but i think that there is a little bit of an exchange that's happening were not realizing the impact of mental health and the deaths. That are gonna come from that aspect of it so we were talking about. relapses of addiction. That are happening right now. Right and we're seeing people relapse at much higher rates because of social isolation most probably they don't have people to reach out to they don't have places to go in person and have that contact And so i think it is something that we're not really looking at as closely as we should be for me. Personally it's been. It was a tough year for sure. living by yourself not being married you know being single in an apartment by yourself without roommates a whole different thing and for me. Personally i had a small group of friends. Rise that i'm going to see these people still And i think that you have to do something like that for your mental health. If you don't have family that are local or you don't have a significant other or a roommate that you live with. You have to kind of make your family And so that's how i went about it and I don't know how. I would have done it differently because i think if you do full solitude isolation and that can be really scary for somebody totally. Was there anything that you tapped into any new rituals or things that you were doing that you hadn't really done as much of in the past. Yeah absolutely it was a big year of Tapping into my spirituality. They the last twelve months. I did more like soul searching and digging than i've ever done in my life And i've heard that being a common theme for other people to really figuring out like what is important to me Was a big was a big part of twenty twenty There's a lot of time to do that. There's a lot of quiet time There wasn't as much travel for me. Either so i was kind of grounded in l. a. and have the time to do that soul-searching but yeah getting in touch with spirituality and figuring out like what is true authentic self. Like what do i want for myself was Was really significant for me this past

Danso Dr Omid Naim Los Angeles California Mary LA
Cathie Wood Making Stock Picking Popular

Odd Lots

04:50 min | 3 weeks ago

Cathie Wood Making Stock Picking Popular

"So tracy here's something that i never thought i would see again so i i started following markets in the late nineties The dot com era and something that i never thought i would see again in my career after that ended was the superstar fund manager. Okay why is that. Well the actually totally true. What i mean is more the superstar stock picker because of course back. In the old days there are a lot of like star stock stock pickers fund managers. You know Peter lynch comes to mind some of the other tech investors back then but these days with et fs with online brokerages that make it really easy for individuals to buy stocks on their own. It really sort of seemed to me like that era had gone bright so i suppose there was this idea that the time of stock picking has come and gone and that if you want to make returns in the market you should just poor all your money into something like an s. and p. five hundred. Etf like a vs tax or something like that and just stick with it and don't bother trying to outperform the market because over a longer period of time. Even the best stock pickers had eventually underperformed. Right i think this mantra of don't try to pick stocks. A if you try to pick stocks. You're probably going to underperform the index and be if you come across a mutual fund or a fund manager. Who's good at picking stocks. Oh it's probably just luck it's not going to last too. You know even if even if there is someone who can beat the market. How are you going to know whether it's actually worth putting your money with them until like this idea that everyone should just index Trying to beat the market is kind of a lose lose proposition. It's really been drilled into people's heads. And i think like you know for years. They're really we just haven't had a sort of another new peter lynch or buffet. There's star quantum maybe some bond fund managers who are known but the idea of like someone who is just really associated with a great track record of picking individual stocks. Hasn't been a thing for a while and yet and yet a star stock picker emerges over the horizon. Yeah executive obviously that really That for the first time in a long time there is currently a fund manager a stock picker who is a mess and incredible track record an incredible following. And of course. We're talking about kathy. Would she is the ceo and chief. Investment officer of arc invest and there is a total fascination with our and this family of actively traded. Etf a phenomenally well in terms of returns but also ex Attracted an extraordinary amount of investor cash in the last couple of years right so the arche t fs. I mean i'm looking at their performance. They have five different semantic portfolios alone. Ch- that have basically doubled over the past year. Which is pretty amazing if you think about it. It's amazing enough for just one stock to double in price like that in just the space of twelve months but to do it across multiple is really remarkable and i think within their actual portfolio. There's a tiny tiny number of stocks that haven't risen recently. And i'm not even sure there are any actually. It's a really amazing. Performance is really sure to actually. I'm looking at the end of twenty twenty for twenty twenty their performance of a r k. Which is the sort of flagship innovation. Etf that arc has was up one hundred fifty two percent for the year Extraordinary returns and if you look at the holdings they're just all of the companies that have absolutely killed it in the real environment. Tesla is the biggest one but other names square. The payments company phenomenal roku huge winner. Zillow spotify tele doc. Which of course had an incredible year. Thanks to the rise of rome medicine and so forth so it is a Just extraordinary number of winners that this There's a fund and the related funds. There's a related fund for finance and Medicine that have That they've brought it. Just the triggers incredible. If anyone follows. Eric balchunas who's sort of bloomberg intelligence is etf analyst. I feel like three quarters of his tweets. These days are just about. How extraordinary this Family of funds and the performance of arc invest has been lately.

Peter Lynch Tracy Kathy Tesla Zillow Eric Balchunas Rome Bloomberg
Assessing Semiconductor Supply Issues, Giga Berlin Battery Update

Tesla Daily: Tesla News & Analysis

05:26 min | 3 weeks ago

Assessing Semiconductor Supply Issues, Giga Berlin Battery Update

"Everybody robbing our here and today we're going to be talking about the semiconductor supplier issue that has been affecting the automotive industry as a whole and we do have a few other topics to go through as well. This is a live episode because after we go through this. I do have some thoughts to share. But i thought it'd be best shared live so we're gonna do the kind of normal episode structure But it will be live so bear with me as always but we'll get into it will start off just looking at the stock today so finish down five point three percent to eight hundred and four dollars eighty two sons. I compare to the nasdaq which is on the video. But down a quarter of a percent so it was a tough day for tesla today especially relative to the broader market other automakers. Did you know at least the ones. I looked at fare worse than the market today as well thing. Gm ford were right around down to percents neo. Probably in that ballpark as well So i don't know that this drop was entirely isolated to tesla but certainly tussle moved a little bit further perhaps related to the supply of semiconductor. So let's move into that topic For whatever reason. I've had i don't know fifty to one hundred people. Ask me about this over the last two days whether that's in the youtube comments or on twitter or on patriae on a lot of people for some reason seem to be incredibly interested in this in the last forty eight hours even though this has been something that's been discussed in the automotive industry since back in mid december And tesla has already talked about it a little too so we'll go through tussles comments. I'm here as well. So essentially what's going on. I'll go into some links here in a second. But what's going on here is that there is the semiconductor supply shortage which is a factor of multiple different things that factored into it so primarily what has been driving it is two things the pandemic and then the rise in some areas of consumer electronics. So the work from home movement during the pandemic has caused increase supply for things like laptops and stuff like that. That people are upgrading for working from home. The five g cycle with phones has caused an increase from what i gather in semiconductor needs and then the next generation consoles with the xbox one whatever it's called now and the bs five launching those things have worked together to create more more demand in the consumer electronics base and then in the automotive space because of the shutdowns that were experienced in the first half twenty twenty the a lot of automakers cut their orders or their contracts with semiconductor suppliers to help get through that period of time. So what that is caused. Is those autumn those suppliers to necessarily want to cut production. And things like that. They worked through Their safety stocks. So let's let's get into you some comments here from Chipmakers the first one. That i wanna look here. This is from microchip technology. So this is from a couple of weeks backer. Just not only one week back. But they kind of talk about how they got into the situation that they're in In terms of semiconductor in the automotive supply chain so they're talking about how their customers generally pulled back very hard. During the pandemic there was no backlog visibility in this environment. They had no choice to down inventories and safety stock to protect themselves from what looked like severe economic contraction and they saw similar similar actions from their suppliers that worked that they were together for Actually producing their semiconductors so they said during his time no one in the industry was adding capacity. Obviously given the uncertainty about win things would recover And that uncertainty extended significantly as the bottom of market as well so one of the things that they talk about here. That will come back. A little bit later is that they're offering this microchip. Preferred supply program called bs to offer the prioritized capacity to companies. That are willing to work with them. To order. twelve months of continuous non cancelable non reschedule will supply So they're not guaranteeing capacity for that but they're prioritizing people that are willing to make those longer term commitments and because if we rewind it back to the for salvatore nineteen because other because a lot of other because a lot of automakers were uncertain about their demand they were unwilling to give a lot of certainty to these two suppliers. So that's kind of brought the semiconductor situation into where it is today and they're trying to work through this now and that's impacting. A lot of different automakers couple other quotes here just from people in the industry so this one is from continental Major supplier in the space. They're talking about lead. Times for semiconductors saying what with lead times of six to nine months. The semiconductor industry has not been able to scale it fast enough to meet this unexpected growth. In automotive demand which really is a return to previous levels not necessarily new growth than they continue saying quote the bottlenecks from the semiconductor industry expected to continue well into twenty twenty one causing major disruptions and continentals production. So that gives us a bit of a timeline in terms of how this issue looks. We don't necessarily have a scale from that. Then let's move into one of their quote here. This is from Tmc one of the obviously major manufacturers. I think they do like seventy percent of some semiconductors or something like that so specific to their automotive customers They continued to decrease demand for cms t s emcees semiconductors in third quarter of two thousand nineteen. The chipmaker only began to see southern recovery automotive orders in the fourth quarter. Their ceo said earnings call earlier this month

Tesla GM Ford Youtube Twitter
Australia will lift weekly caps on international arrivals in an effort to get stranded citizens home

AFF on AIR Podcast

04:39 min | Last month

Australia will lift weekly caps on international arrivals in an effort to get stranded citizens home

"Be back but first. Let's begin with a roundup of the latest airline and frequent flyer news from the past fortnight and fiscally moist ustralian states will restore their international arrival caps to pre-january levels from monday. The fifteenth of february following a decision at yesterday's national cabinet meeting but western australia will retain its reduced arrival cap of just five hundred twelve passengers per week until further notice as perf emerged yesterday from its five day. Covid nineteen lockdown from the fifteenth of february new south. Wales will again double number of passengers at takes per week to just over three thousand queensland will restore its capacity from five hundred to a thousand a week and victoria will increase slightly as well as the stralia. The increase in rival caps is welcome news of course for the many trillion. Still desperately trying to return home from overseas but even with lost months capacity increase out the howard springs facility near darwin. The new arrival caps as of february are still below the old caps that were in place before January when the government temporarily half those caps in in many of the states prior to lost month's reduction australia had the capacity to accept around six thousand nine hundred weekly arrivals overseas including three the howard springs facility. The number right now is about four thousand five hundred fifty per week and this will increase from the fifteenth of february to around six thousand. Eight hundred weekly arrivals which is still just below what it was a ago. The government recently said that around thirty six thousand trillions currently registered with dave fat as being stuck overseas and this number has been repeated many times in the media as representing the number of australians. Trying to return but the tree number is likely far haya as many of the papal trying to come to his trail. You have not registered with fat qantas will wet lease up to fourteen embraer. One hundred ninety regional jets from alliance airlines for the next three years qantas plans to take delivery of. Its first three least jets in june this year for use on routes between adelaide. Alice springs and darwin the jets will be crewed by alliance airlines pilots and flight attendants but flights will be marketed by qantas in have accused flight. Number corner says that the nineties which have ten business class seats and four economy seats are the right size for flights between some of australia's regional centers and smaller capital cities. Lie ellen routes like alice springs to adelaide while also offering a great range. Then qantas links. Boeing seven one seven. The nineties can fly for up to five hours. Singapore airlines full service regional subsidiary silkair has been merged into the singapore airlines brand. Singapore airlines will gradually take over service on suk's existing routes starting with flights between singapore and pikit from the fourth of march. Nine of silk as boeing seven three seven eight hundred will eventually be transferred to the parent company and although the merger has been finalized at the moment with many of the airlines. Flights grounded covid nineteen. This was already planned a well before the pandemic began soak it has been a full service. Regional airline since it began operations in nineteen ninety-two but it had been viewed by some as the poor cousin of singapore airlines singapore airlines is now addressing some of these concerns by reupholstering. The seats on its silkair planes. It will also introduce a singapore airlines dining experience on regional flights including book the cook in business clause and on routes over five hours saute skew is fascinating business clause including on routes like hands to singapore which was previously so k. Route these seven three seven flights will also now be stopped by singapore airlines trained cabin crew wearing these singapore airlines uniform. And chris whoa in-flight entertainment will be available to stream on passengers. I devices these flights will also now be part of the star alliance which is great news for frequent flyers with star alliance partner airlines. He previously got no benefits when they were put onto a silkair flight. Although there's no change velocity members because velocity already made a upon of both silkair and singapore airlines qatar airways emirates and cathay pacific are among the latest group of airlines to provide a second year of t. Status extensions to their frequent flyers. Almost every airline gave as you probably know. Twelve months status extension to top team embassy in two thousand and twenty g to the covid nineteen pandemic and the associated travel restrictions which made it difficult for people to retain this status otherwise. But it's now quite clear that the travel restrictions and get lost in some form for longer than one year and so many airlines on out. Granting a second year of status extensions all existing silver gold and

Howard Springs Facility Qantas National Cabinet Dave Fat Silkair Darwin Singapore Airlines Singapore Adelaide Singapore Airlines Brand Western Australia Pikit Haya Australia Queensland Wales Singapore Airlines Singapore A Victoria Alice Springs
"twelve month" Discussed on The Hustle & Flowchart Podcast

The Hustle & Flowchart Podcast

03:56 min | 7 months ago

"twelve month" Discussed on The Hustle & Flowchart Podcast

"San Diego chargers this is no. Moved away. We'll like. I'm facing a similar crisis because the Indians are probably gonNA change their name. The redskins are are the Washington football team? Is probably going to be the Cleveland spiders at some point, which was their original name from the eighteen hundreds interesting her ray. Co Eight League. Well, you'll have saying that one day. One day. We'll talk I'm curious about your mindset because I know it's like. Well, in your in your new book, twelve months to one million, I know that's one of the chapters. Dedicate is the mindset and it sounds like obviously starting up from scratch anywhere you you gotta have a good mindset. So you obviously have a great one. You're human though so you're again valleys in your ebbs and flows I'm imagining. But what are some principles that you can live by day to day week to week to keep your head on straight with that pack if I if I could just pass one on, it'd be the longer term. You can think the better decisions you'll make. because. There's so many of us are in this after like, what is the immediate result going to be? But the longer you can think the better your results will be even in the short term. Give one of my mentors last week and were about ready to get to launch the single the capital's incubator, which is where we're going to be investing in advising a group of brands that come follow our process. And the person said to me. You'RE GONNA WANNA do like a really big launch out of the gate name again. FIVE MILLION DOLLARS And they said, but you need to find a way to sell this in a way that gets better over time and doesn't require you to the exact same thing that you did this time again next. That completely may be changed the approach of okay. If I want to be selling this five years from now, ten years from now, how I need to sell this now, because one was stacking the deck for really big launch right now but no long-term momentum but another would require me to go really small right now. But played me a better position five to ten years from now. And so there was a little bit an ego pill that I needed to swallow in order to make the decision of how am I going to promote this in a way that will be growing five years from now. On. All my cards in here and then have nothing to be doing the exact same thing five years from now. So if you can think about five ten years from now and do those things now you will get even better results even in the short. So that's that's. The one thing that I wish I could pass on every entrepreneur. How do you A.? It's interesting. Said this. We interviewed Steven Kotler the other week. Flow resurgent totally butters long company name but he was he said something about how when you envision yourself years I think it's passed like two or three years he started disassociate with that being you. So you Kinda. You almost like the goals are someone else's goals the further out in the future that you set them. So it's sometimes harder for people to stay with their goals and actually pumped up. It's like weight loss you want WanNa. Go lose one hundred pounds or whatever. In the three year plan, are there any things? that. You would do to stay on course or motivates yourself for someone else for? Vision light that yes. So you brought up weight losses, the example So I I worry about one eighty right now at the end of a bulk I, WANNA come down about one sixty and I was telling somebody I realize now that I don't have to lose twenty pounds I have to maintain one sixty. Yeah. So. Because I I know how to lose twenty pounds But I I.

Steven Kotler San Diego redskins WanNa Co Eight League Cleveland Washington football
"twelve month" Discussed on The Hustle & Flowchart Podcast

The Hustle & Flowchart Podcast

03:14 min | 7 months ago

"twelve month" Discussed on The Hustle & Flowchart Podcast

"Of people talking about that what is that? That's This is some contra. Brain swelling nobody does notes are actually our lead magnet from these episodes. So to get people on our mailing list after listening to this episode, they could go grab the notes that we took on this episode. So and it's like in-depth cliff's notes right it. So that's that really shaped our business model is that's how we grow our list is the podcast to the new to the notes that we take, and then we are monetization is through affiliate marketing and our equity deals. Amazing. Fantastic a cool story. Catalysts you Sir Thank You give us the because you've done some amazing things that are last like a contributor of capitalism dot com for I. Think it was about a year or so what a few years ago we're saying it's like twenty years ago. Speak in years. Yeah. Yeah. Take his back though because I know you've done some interesting things before then. Did some exits scaling you have a book now. So yeah, we're to Ryan start in I. Mean I'm I'm best known for building, physical products brands and my biggest success stories taking a six hundred dollar investment growing out with my partner Matthew to business that was pacing about ten million dollars in top line revenue we sold that at a five x multiple, which at the time was was a lot effing in two thousand seventeen with we finalize the exit. Nice and so that's that's where I made sixty to seventy percent of my. And then I have my podcast couples dot com the put all my attention after the exit into is not comparable formula inspire entrepreneurs and to to push against what I see is the movement that is kind of peaking at this point of anti capitalist. Movement as so might my background is growing up or in Cleveland Ohio and always wanting to be an entrepreneur and being a young kid who? Didn't have anything on. To be a shot and now I kind of get my excitement by backing the other kids who didn't have a shot and giving them a clear plan to have a successful business, and that's what we do a capitals com. So where so obviously, the Cleveland Indians goal came in because he grew up in Cleveland. What made you decide? I want to I want to own a baseball team one day where did that that whole goal trajectory come from? Kidney not since nine years old I wanted to be the general manager of a baseball team that was my dream job GM specifically. That's interesting. Yes. I wanted. So I've always been you ever see a mighty ducks remember Charlie with the main character played by the guy from Dawson's Creek. And what time what time he goes into a into. His coaches often he's like I make a better manager than I would've player coach that was me I played baseball but my but I was always I was a kid I would make up a line of give it to my coach but this is what it should be. Wow. You're wrong about your lineup is this. What should be half the time? I wasn't even on it We WanNA. Win. Bench. Not Look for look splitters..

Cleveland Dawson Cleveland Indians cliff Ohio general manager Ryan Charlie partner Matthew GM
"twelve month" Discussed on The Hustle & Flowchart Podcast

The Hustle & Flowchart Podcast

02:03 min | 7 months ago

"twelve month" Discussed on The Hustle & Flowchart Podcast

"Locked back there so true. All right. Well Yeah. So save some stories Matt. Know. But This is actually our first time interacting through voice I mean there's been some email exchanges but. So, you actually had a huge impact on the trajectory of our business. So you you had a podcast I believe it was one where Mike Dillard interviewed you and you guys talked about the concept of platform building build a big platform focused on building the platform, and then once you built it, then you can monetize by selling affiliate products or even taking equity and people's companies right and we heard that podcast I listened to the whole thing. I actually took notes on the podcast told. The podcast sent him my notes that I took on the podcast and that sort of shaped what we did with our business model we decided let's go and build a podcast. Let's build a huge audience once we have a huge audience, then we can go and leverage that audience into sort of rev share advisory deals, things like that into other companies, and that's literally what we've done over the last we've been in business together for thirteen years but. That's the last four years of our business is growing this podcast building the platform, and now we've actually got equity positions in two different software companies that has been pretty lucrative, and that was sort of something that that interview that you did with Mike. Dillard sort of drove us on that trajectory. That's great and my favorite part of this story is that you took legitimate notes because like every every cheesy webinars starts with my WanNa grab a pen and. On today's on today's lesson. Yeah. So the fact that you actually did makes me really happy that's great. I'm so glad that was impactful for them. So gladys been lucrative for A. Better actually in new thing, we take notes because of his notes from your podcast with Mike. We now take notes on every single episode that we do to. Actually Avenue Take Right now listening to this fabulous baseball discussion is probably going to make its way into some note. To a newsletter all this stuff. So it's what is your note takers name Sue..

Mike Dillard baseball Matt Sue gladys
"twelve month" Discussed on Side Hustle School

Side Hustle School

01:55 min | 1 year ago

"twelve month" Discussed on Side Hustle School

"<Music> <Music> <Advertisement> <Music> <Music> <Music> <Music> I love the concept of <Speech_Male> experiments especially <Speech_Male> when they're in this <Speech_Male> format of a series <Speech_Male> the twelve all <Speech_Male> month series of experiments. <Speech_Male> What <Speech_Male> did you do for that? <Speech_Male> What kind of experiments could <Speech_Male> you begin in the new <Speech_Male> year or it could <Speech_Male> be any time of course if you're listening <Speech_Male> later doesn't really <Speech_Male> matter? It doesn't have to be <Speech_Male> twelve months either. It <Speech_Male> could be quarterly. Could be like I'm going to do <Speech_Male> different projects for <Speech_Male> different experiments. <Speech_Male> You know in twenty twenty <Speech_Male> or whenever it is <Speech_Male> or maybe it's <Speech_Male> going to do four entirely <Speech_Male> different side hustle <Speech_Male> ideas in <Speech_Male> an try one <Speech_Male> for a while. They'll try another <Speech_Male> one. We'll see at <Speech_Male> the end of the year or however <Speech_Male> long the time period <Speech_Male> which <Speech_Male> one I want to focus on <Speech_Male> going forward <Speech_Male> sometimes it really does take <Speech_Male> trying out a bunch of different <Speech_Male> stuff before you figure <Speech_Male> out okay. Here is where <Speech_Male> I'm gonNA find. Traction <Speech_Male> that is absolutely how it's <Speech_Male> been in my life and career. <Speech_Male> I'm <Speech_Male> not surprised to hear that this process <Speech_Male> worked for Sammy as <Speech_Male> well but <Speech_Male> of course it takes. <Speech_Male> It takes courage to <Speech_Male> try something that you know <Speech_Male> might fail <Speech_Male> or it might not <Speech_Male> work out the way that <Speech_Male> you want. But hopefully <Speech_Male> it's going to eventually <SpeakerChange> get you <Speech_Male> closer to your ultimate <Speech_Male> goals and that's <Speech_Male> why you try it. Okay okay. <Speech_Male> So what are your goals. <Speech_Male> One of mine is <Speech_Male> to serve you every day in two <Speech_Male> thousand twenty through the all <Speech_Male> New Year of interaction <Speech_Male> which is coming up in <Speech_Male> just a few days <Speech_Male> at least a begins in <Speech_Male> a few days and it's going to go for <Speech_Male> <Advertisement> a long time. Three three <Speech_Male> hundred sixty five days to <Speech_Male> be precise <Speech_Male> okay. Inspiration <Speech_Male> is good but inspiration <Speech_Male> with action is better. <Speech_Male> Today's <Speech_Male> <Advertisement> show notes are outside of <Speech_Male> <Advertisement> school dot com slash <Speech_Male> ten ninety. Two <Speech_Male> <Advertisement> One thousand thousand <Speech_Male> <Advertisement> ninety two for Episode <Speech_Music_Male> One Thousand <Speech_Music_Male> <Advertisement> Ninety to <Speech_Music_Male> enjoy the rest <Speech_Music_Male> of your year and take care of <Speech_Music_Male> yourself <SpeakerChange> my name. <Speech_Music_Male> Is Chris Gallego. <Speech_Music_Male> This is science <Music>

"twelve month" Discussed on Side Hustle School

Side Hustle School

02:19 min | 1 year ago

"twelve month" Discussed on Side Hustle School

"Oh my gosh. We are almost at the very end of two thousand nineteen. I hope it has been a positive transformative year for you. Whatever the case may be who years coming up in just a few days so that is exciting new and fresh? Now listen when you are out there trying to figure out what works for you. You're trying to set up your side-hustle your small business. Whatever it is what is the best approach? Okay you're trying to figure it out you've done inventory of your skills you've ask yourself what you like to do etc what you could get lucky. And the first thing. He tries a big success. That does happen sometimes. You know and I think nice work if you can get it all right but if it doesn't work you could take the management consulting approach and do a lot of research investing your time on the front end to avoid wasting time later later. Nothing wrong with that at all but you could also try a series of experiments. That's what we're GONNA look at. Today is a youtube channel or a blog or podcast. The best fit. What about an online line course or a dedicated social media effort or something else altogether now? It is true that you can't do it all of course but when you're learning this series of experiments might help you find what you enjoy. Why and what's most effective for you? Then you can stop doing those other things and focus on what works. Welcome to school. My name is Chris Calico and what I just explained. That's what happened in today's story. After twelve months of these experiments this career coach will look at found her ideal clients with a resume. Writing Service. Twelve months of experiments leads. Coached coached clarity. That story is coming right up. SONESTA school is brought to you by emotion hosting the same service used for several of my websites. Sooner or later your your hustle is going to need a website and you'll need reliable web host after trying a lot of different companies doing a lot of different things over the years. I now use emotion and they have an amazing deal for a limited time. You can get a complete hosted account with everything you need starting at just three dollars and ninety nine cents a month again starting at just three dollars ninety nine cents a month. Check it out outside of school dot com slash website. That's side-hustle school dot com slash website. They say breakfast is the most important meal of the day at AC hotels we agree. That's why European inspired breakfast features. Shoot a slice razor thin and fresh croissants imported from France all served in our AC kitchen talk about a wakeup call. AC hotels. The perfectly precise hotel.

Chris Calico youtube France
"twelve month" Discussed on KLBJ 590AM

KLBJ 590AM

02:33 min | 1 year ago

"twelve month" Discussed on KLBJ 590AM

"A twelve month calendar and using social media. They'll be back in a few weeks to detail. The next phase of the expansion plan for commissioners. Eric, like of NewsRadio, kale J J, radar weather watch for today. We'll see sunshine mixed few clouds shower thunderstorm around this afternoon. High ninety five and then a threat of strong thunderstorm late tonight low seventy from the weather center, I'm meteorologists spill. Tiger eighty seven and Pflueger Ville, I'm Robert would get news on demand radio KLBJ dot com. Hi, I'm Jay Farner CEO of Quicken Loans. Thirty percent of Americans who are planning. Home improvements of five thousand dollars or more will pay for those renovations, with a high interest credit card that may not be a great idea, a better idea maybe to take cash out of your home with a Quicken Loans. Thirty year fixed rate mortgage. The rate today are thirty year fixed rate mortgage is four point one to five percents. APR four point two two percent. Call us today at eight hundred quicken or go to rocketmortgage dot com. Eight hundred feet receives disintegrate, call for cost information and conditions. Equal housing lender. MLS number thirty. This is a special announcement for men with e d a local medical clinic is offering free doses of a breakthrough eighty medication to the I seventy five men who call now. This offer is to spread awareness about a treatment that's ninety eight percent effective even for men who can't take prescription eating medications you'll receive a personalized custom blend of the latest FDA approved medications formulated to treat sexual performance problems caused by diabetes, cardiovascular problems, low testosterone or depression. Your appointment will be at a private and professional medical office with a doctor representing a physician network that has helped over fifty thousand men regain their performance in just one office. Visit if you thought your symptoms were untreatable don't miss this opportunity to get a free dose of a highly effective rapid acting medication. This offers limited to the next seventy five men who call you must act now to reserve your free dose of this breakthrough treatment. That's eight hundred nine four seven thirty three hundred. Eight hundred nine four seven thirty three hundred eight hundred nine four seven three three zero zero. Fact, we all love video doorbells voice assistance, have changed our lives. We can control our home with a touch indoor and outdoor cameras. Help us keep watch. We went to guard our digital lives and take security with us on the go. With eighteen you can have all of these things, combined the twenty four seven monitoring for the most trusted name in home security, ADT real protection. Visit ATT dot com to learn more information. Eighty dot com..

Quicken Loans Pflueger Ville Jay Farner FDA Eric CEO diabetes testosterone Robert five thousand dollars ninety eight percent Eight hundred feet two two percent Thirty percent twelve month Thirty year thirty year
"twelve month" Discussed on The Chalene Show

The Chalene Show

02:26 min | 2 years ago

"twelve month" Discussed on The Chalene Show

"Now menopause is described as a twelve month period without having appeared if you have a cycle, and then you don't have a cycle for twelve months. That's considered to be in menopause. Now, if you go, let's say eleven months, and then you have your cycle. Well, then you're still actually considered Perryman apostle. So it's going twelve months without a cycle. That's considered being in menopause. Okay. So I've shared with you the symptoms the side effects. What you get to look forward to as you approach your Perryman Apaz stage of your life or even menopause, but what's really going on? And where do you actually have control one of the things I think is most concerning what people really need to understand when it comes to Peri menopause is that it's a combination of things and by applying a multi. Faceted approach to taking control of this. You can actually diminish many of these symptoms and improve the way you look and feel one of the major contributors to the way that you feel and many of these physical symptoms of paramount Apaz is the result of having muscle atrophy combined with lower energy. And the reason why this is happening is because as you begin to diminish the function of your ovaries, which are responsible for sex hormone production. Well, what happens as we begin to produce fewer sex hormones, right? Because from nature's standpoint we don't need to reproduce. So another hormone kind of takes over and that is your stress hormone so the sex glands start to play a diminished role and your adrenal glands. Tend to play a more prominent role and this happens slowly, the shift in prominence from sex glands to adrenal glands. Now, you're Drina glands are responsible for the production of your stress hormones stress hormones like cortisol. They we go you. Remember that cortisol is the hormone responsible for telling your brain to tell your body to hold onto and store body fat..

menopause cortisol Perryman muscle atrophy twelve months eleven months twelve month
"twelve month" Discussed on The Chalene Show

The Chalene Show

02:50 min | 2 years ago

"twelve month" Discussed on The Chalene Show

"No, it doesn't sound that fun. Okay. But keep listening because in this episode, I'm going to share with you things that you can do to minimize these symptoms. You don't just have to roll over and accept them. I'm gonna share with you some strategies. What you need to understand is still within your control girlfriend. Now menopause is described as a twelve month period without having appeared if you have a cycle, and then you don't have a cycle for twelve months. That's considered to be in menopause. Now, if you go, let's say eleven months, and then you have your cycle. Well, then you're still actually considered Perryman apostle. So it's going twelve months without a cycle. That's considered being in menopause. Okay. So I've shared with you the symptoms the side effects. What you get to look forward to as you approach your Perryman Apaz stage of your life or even menopause, but what's really going on? And where do you actually have control one of the things I think is most concerning what people really need to understand when it comes to Peri menopause. Is that it's a combination of things and by applying a multifaceted approach to taking control of this. You can actually diminish many of these symptoms and improve the way you look and feel one of the major contributors to the way that you feel and many of these physical symptoms of paramount Apaz is the result of having muscle atrophy combined with lower energy. And the reason why this is happening is because as you begin to diminish the function of your ovaries, which are responsible for sex hormone production. Well, what happens as we begin to produce fewer sex hormones, right? Because from nature's standpoint we don't need to reproduce. So another hormone kind of takes over, and that is your stress hormone. So the sex glands. Start to play a diminished role and your adrenal glands tend to play a more prominent role and this happens slowly, the shift in prominence from sex glands to adrenal glands. Now, you're Drina glands are responsible for the production of your stress hormones stress hormones like cortisol. There we go you. Remember that cortisol is the hormone responsible for telling your brain to tell your body to hold onto and store body fat..

menopause cortisol Perryman muscle atrophy twelve months eleven months twelve month
"twelve month" Discussed on KOA 850 AM

KOA 850 AM

03:09 min | 2 years ago

"twelve month" Discussed on KOA 850 AM

"Half of Americans have applied for a retail credit card and ninety four million impulsively sign up for one at checkout. They they say, hey, if you sign up for our retail card, you get a ten percent discount. Well, yeah. That's because they're charging you thirty percent to use the card and watch out because some of them thirty six of them offered deferred interest. You know, hey, use the card and as long as you pay back in a year, no interest. Well, let's say you buy something on the eighteenth of the month. Well, the last payment is due on the thirtieth of the month prior to that. Right. That's twelve months out. But they send you those bills. But they send you the bills at the end of the month. They don't send it to you on the eighteenth. Which means if you make the regular payment monthly for twelve months your last payment will in fact be after the twelve month anniversary date and they will retroactively. Paying you for all of the interest year to date. Yeah. Cheeky devils. Indeed. So please don't use retail credit cards. Hey, something else. I want you to watch out for it halts and happens year end this time of year has your financial adviser told you that he's leaving his firm, and he's joined another firm, and he wants you to go with him. Be very careful. You gotta ask yourself. Why would the adviser believing chances are it's because he was paid to do. So he might have gotten a big fat cash bonus or a big fat loan. He'll never have to repay. There might be some other economic incentive that the advisors getting to leave. Why would the new firm be willing to pay him that bonus that recruiting bonus why because they're expecting the advisor to bring all of his clients and all of those assets with him to the new firm, but just bring in clients and assets doesn't make any money for the new firm but switching you out of your current investments? Could having you sell what you own to buy the new stuff offered by the new company, and that could force you to incur capital gains taxes commissions sales charges higher costs, you might incur higher risks. You've got to evaluate if your planner. Ever says to you. I'm leaving my firm, and I want you to come with me, you need to understand the motivation of the planner and doing that is really offering this in your best interest or simply in his own best interests at the very least, you ought to talk with a firm that you're currently at just say, hey, what's going on? Why did my adviser leave and you guys give me your argument as to why I should stay and their argument, and that way you can compare. And I think you'll discover that in many cases going with the new advisors. Not a good idea. If you have an adviser who has told you is leaving. And you're not sure what to do about it..

advisor twelve months thirty percent twelve month ten percent
"twelve month" Discussed on The Art of Manliness

The Art of Manliness

03:27 min | 2 years ago

"twelve month" Discussed on The Art of Manliness

"Zero to twelve months experience and Gracie combative is distillation of over six hundred techniques down to the. Four thirty six that we have been teaching the US army for about the last twenty five years. So you basically the mindset of that program is you might not be able to commit ten years to jitsu, but if you can commit, you know, six months, eight months, twelve months. Every single technique that you learned during that twelve month period is going to be something that you absolutely can't live without like, literally, these are the nuts and bolts of jujitsu. And oftentimes schools don't have a beginner program at all. So you might show up to a BJ school and they say, okay, come on into class, and you're in a class with Brown and black belts, and you're a white Bill. And obviously in that case, they're going to be teaching tailoring to the more advanced students. So you just become a grappling dummy. And that's why so many people have tried you jitsu and had negative experiences is because schools don't do a good job of creating entry level, beginner programs that have no intensity, no sparring, no fighting there. Literally just learning the pieces of the puzzle. They're learning the alphabet. In those beginner. Thirty six techniques twenty three classes. Once you go through that program, right? And here's the cool part. It's a twenty three lesson thirty six techniques, twenty three one hour lessons. It's a cyclic program. So of today's class number twelve, tomorrow's thirteen fourteen and it goes through the entire month like that. And the best part is this program that we created in that all of our schools teach, I can only speak on behalf of ours. That program you can start at any time in the cycle and you can complete the Twenty-three lessons in any order. So this is where the kind of the real genius of the curriculum is, is that a beginner can show up literally on class number twelve, have zero experience ever doing jujitsu do that class and not feel overwhelmed or confused or like they're missing pieces of the puzzle because we teach every single lesson in the Gracie combative program as if every student is there for their first time so that you can imagine for a beginner is very important because otherwise you're always feeling like you're missing pieces of the puzzle and why don't I know the moves that they're referencing and what are they talking about in the language being used? So confusing. That never happens in our program. You come in and you're taking care of every single class in what you do is you keep swimming in this pond. This Gracie combat as pond for, like I said, eight to twelve months. Once you graduate, you take test on all those thirty six techniques demonstrating high proficiency, fluidity muscle memory. And once you have those core concepts understood, then you go into another program and it's like, now you're in the ocean of ju jitsu, right? But you don't go into the ocean until you can swim in a pond or a pool, and that's the analogy, and that's the situation we've built and why are schools are growing at a rate that few others are is because we see we capture and keep the beginners so safely. And so effectively, you kind of engage in jujitsu in a way that they can actually learn and be proficient from day one. It's like when you know to surfing school and literally the first day you go to surf, you're standing up and you're writing waves. And every day after that you're writing waves, you're writing waves. You're writing waves. We've figured that out for jujitsu. Whereas most other schools you show up to surf camp and they say, here's a board, there's the waves. Go out there, figure it out and you're struggling for the first six months. You'll eventually learn how to serve, but it sucks for the first six months to a year. And then finally, you poke your head up and you go, hey, I know how to serve. But the question is how many people even last six months swimming in the ocean with the board and crashing waves..

Gracie US grappling Brown six months twelve months twenty three one hour twenty five years eight months twelve month ten years
"twelve month" Discussed on WLS-AM 890

WLS-AM 890

06:20 min | 2 years ago

"twelve month" Discussed on WLS-AM 890

"Eight hundred ninety billion dollars is the deficit over the last twelve months that's the twelve months through August. And that's four and a half percent of gross domestic product you. Remember, we talked about not wanting to go over three percent. And by the way, this would be a specially during good times. All right. We don't want to go over three percent of gross domestic product with the deficit spending because it becomes harder and harder to do. So. Presents more of a longterm strain on economic growth. Well. Four and a half percent of gross domestic product that is what is represented by the last twelve months and. That's the biggest figure that percentage is the biggest figure since may of two thousand thirteen and of course, in may of two thousand thirteen we were just a few years removed from the financial crisis now were a decade removed from the financial crisis. So that's what's going on out there. And it's all because of spending spending is doing it. When we look at the receipts side, they're almost flat. If you take it's amazing despite the economic growth, I mentioned real GDP up two point eight percent in the last year. That's a good figure despite that the twelve month, total federal receipts almost unchanged. It's increased three tenths of one percent over the twelve months through August. That's less than one third of one percent. But look at the spending. I mean, I don't know how the freedom caucus in congress can can deal with these numbers because they used to stand for fiscal responsibility. Until they advocated that. About a year and a half ago six and six point six percent spending growth. And that's the most since November of two thousand fifteen six point six percent spending growth almost no change in federal receipts for the twelve months through August. I mean that is amazing. But that's how we have run this deficit up, and then all gets piled onto the national debt, which is in the low twenty trillions and growing with these deficits, I guess one of the most remarkable things that I've ever seen in Washington is the abdication of fiscal responsibility by those that formerly represented fiscal responsibility. There are those in Washington, I certainly the freedom caucus in congress. That stood up strongly stoutly for fiscal responsibility year after year and then about a year and a half ago. They just they advocated, and you don't hear much about it. Do you even in a midterm election year? You just don't hear much about it. And here we are. Now, why is this happening? Well, of course, corporate tax receipts have fallen out of bed on a year-over-year basis. Corporate tax receipts are down twenty two percent. That's the biggest drop since may of two thousand ten of course, back then corporate tax receipts were down because corporate profits had gone down so much in the recession back in zero nine well now we have corporate tax receipts down twenty two percent. You're the reason is obvious. The tax changes reflected much lower rates. The corporate rate was taken from thirty five to twenty one. And there you go and remember we've had a steady growth in nonfarm payrolls. But even then we've only had a six tenth of one percent, your your gain in employment tax receipts as the lowest since two thousand twelve because once again. We have not had much wage growth. I was looking at the new numbers they came in this week. There are two numbers that you use to look at real wage growth, which is the only thing that matters is of inflation adjusted wage growth known as real wage growth. Well, here are the numbers over the last twelve months wages have risen two point nine percent. And inflation consumer price index inflation has risen two point seven percent. So the difference between the increase in wages and the increase in inflation is known as real wage growth where you can actually get more for the money that you've earned and that is two tenths of one percent two tenths of one percent to put that in simple terms that would mean that. A year ago, a one hundred dollar figure would now adjusted for inflation be an adjusted for wage growth be one hundred dollars and twenty cents and that twenty percent real increase on a one hundred dollar example would represent the real wage growth. That's why you hear so much pushback here. So many complaints about people that they're not getting ahead. How many times do you hear from people that say they're not getting ahead in terms of their economics? Well, the reason they say that is because of that number. I mean, if you're real wage growth as gone from one hundred dollars, for example, the one hundred dollars and twenty cents which is two tenths of one percent on a year of year basis. Well, it's not surprising. Then that we've heard from people say, you know, hey. I don't really feel like I'm getting ahead. Very well. You're not you're not getting ahead. Two tenths of one percent in real terms. And it's understandable. Why people feel that way we are taking your calls on the toll free line one eight hundred nine three four.

Washington congress one percent twelve months one hundred dollars one hundred dollar twenty two percent three percent six percent Eight hundred ninety billion d twenty percent eight percent seven percent nine percent twelve month
"twelve month" Discussed on WSB-AM

WSB-AM

02:54 min | 2 years ago

"twelve month" Discussed on WSB-AM

"With investing for twelve months. You should not put any money at risk that you're going to need the next twelve months. Instead, what I'd want you to think about is maybe putting money in a short term cash like investment, you know, maybe something along the lines of a twelve month CD money market T-Bills keep the emergency fund as safe as possible makes sense. Now, what about investing over the next four years is that a long enough time horizon to be in the stock market. Yeah. I mean, four years is in the range of where I generally feel comfortable with people holding stocks. But here's the secret. Okay. You can still in vast. But you do not have to hold an all stock portfolio. Instead, you know, think about holding a mix. Okay. Stocks and bonds and cash this is what this is what an asset allocation is and for this. You know, Zach you might look into some sixty forty stock bond split for those investments now when it comes to investing all at once with the lump sum versus the alternative had of dollar cost averaging. And that's investing a little at a time over a long period of time. What are your thoughts about those two options? Well, here's the thing there. There's some pretty compelling research that says investing the lump sum amount is better. Vanguard looked at this. And they used a sixty forty stock bond portfolio that I just talked about going all the way back to nineteen twenty six vanguard found that the lump sum approach outperformed dollar cost averaging about two thirds of the time so again lump sum. Yeah. Performed dollar cost averaging two-thirds of the now how big was the difference in returns between the lump sum, and the dollar cost averaging pretty big vanguard found the lump sum strategy earned on average two point four percent more than the dollar cost averaging over a twelve month time horizon now two point four percent might not seem like a lot, but suppose that takes four hundred grand and because he's a younger guy at thirty eight. I mean figure out the difference in earning an extra two point four percent over thirty year time period. So look mean, you always wanna find the least amount of risk that you gotta take on to reach your goals. It's too much for you to invest the lump sum all at once just go the dollar cost averaging route. We do it all the time for clients a little bit at a time for a period of time or adjust your asset allocation that stocks bonds cash mix to a level that you're more comfortable with you. Gotta look forward if you could use some help looking forward head over to investingsense dot com. Type zip set time to start a conversation with their local team because this money this money could be working a lot differently for you coming up. Andy will get deep into a portfolio that has been sent.

Vanguard Andy four percent twelve months twelve month four years thirty year
"twelve month" Discussed on Pet Life Radio

Pet Life Radio

10:07 min | 2 years ago

"twelve month" Discussed on Pet Life Radio

"Month for you and your pooch again, it sparked box dot com slash pet- life, and you'll get a free month of bark box when you subscribe to a six or twelve month plan. We're just gonna take a short break, and we'll be right back. Stay tuned. And then, you know. Well, thank you so much for coming on bets for pets and telling us all about the daddy. Did thank you for having me..

twelve month
"twelve month" Discussed on WTMA

WTMA

02:07 min | 2 years ago

"twelve month" Discussed on WTMA

"While providing them with financial assistance could result in a twelve month jail term can you believe that clint you like that the like that rule under the terms of a new law helping migrants legalized their status in hungary by distributing information about the asylum process here that you're rats and the aclu hear that or providing them with financial assistance george could result in a twelve month jail term in a separate measure the government changed the constitution and make it illegal settle foreign populations in hungary he knows it's an existential threat to christianity and europe itself as we in america know what's going on here and i'll leave it at that because i don't really wanna talk about immigration today i mean it done all i wanna do on the subject i've given you the opening you know my sentiments on the issue you know what i think needs to be done you know that i think that the peace next left in america are suicidal and they want to drag us all over the cliff but i'll tell you for one i'm not going hell no i won't go oh no i won't go my grandfather didn't flee desire of russia so that i could live in a third world hellhole my grandfather didn't flee the czar of russia so i can live in a nation where i'm a stranger in my own land my grandfather didn't flee the czar of russia so that i would be afraid to walk down the streets of america because i wouldn't know what city i am in but again it's rock and roll friday it's any topic is fair game we don't have to get stuck on that and clinton it to the next rock and roll song i picked while we're warming them up and they're calling eight five five four hundred seven two eight two what is this solely for people who grew up in america certain number of decades ago actually can understand rock and roll dramatic it's a separate language what is being that up what does that mean what's a secret message gets a coded message from michael savage to the.

clint america russia michael savage hungary clinton twelve month
"twelve month" Discussed on Lights, Camera, Podcast

Lights, Camera, Podcast

01:40 min | 3 years ago

"twelve month" Discussed on Lights, Camera, Podcast

"Again right now again you know you wouldn't know because you have never really seen him up movie so fucking moving it stunk i'm sorry didn't did you that's no that's care no because it wasn't good one of the twelve month movies you can't say you've watched so one that's i was up at moving not the anyway regardless this is what they said it is only that offense deliberate choice to invoke and commercially misappropriate sesame name in goodwill in marketing the movie and thereby cause consumers to conclude that sesame is somehow associated with the movie that has infringed on and tarnished assessment street mark and goodwill says no sesame street tagline has confused in paul viewers but like i don't know maybe you're right trill but at the same time i think the people it's confusing are probably watching the trailer so then like legally like i i mean for sure probably have grounds on this i mean i'm not even arguing that not gonna pretend i'm a lawyer here what i think that's i don't actually think they're confusing people who do consume like the sesame and if you're a parent and you're confused by you're just a fucking idiot i mean that's bottom line on i think that a re look they got to look out for the business as somebody who loves parodies and has oper rated parody accounts in the past like i liked the parody aspect but yeah sesame street's gotta look out for the street man it real question is which sesame street character they send a court to defend themselves who'd he thinks the best adept to represent them sammy single.

paul sammy twelve month
"twelve month" Discussed on KCBS All News

KCBS All News

02:19 min | 3 years ago

"twelve month" Discussed on KCBS All News

"In march the twelve month average unemployment rate for the labor market's youngest category get its lowest level since two thousand one cbs john bristow reports companies are shopping for younger talent these days if you turn that around and look at how full glasses employment rate for teenagers i think some folks would be surprised to know is actually right now at about thirty percent and that is not yet recovered from the great recession the employment rate for non white teenagers has been recovering even faster though and has recovered since the great recession and abigail wozniak labor economist with dame university says that number is likely to go up as companies hip to the fact that kids know a lot about technology are natural hires there is a severe worker shortage in the us partly caused by the fact that a lot of would be hires can't pass a drug test it definitely the case that in some counties and some sectors very large fractions of perspectives applicants are are not able to pass that screen but in other areas and in other sectors i think it's less of a challenge wozniak's is teens are also responding to another trend workwise we've seen fewer immigrants coming into the us for at least a decade now and teenagers are responding to that john bristow kcbs they weekend volunteers will be removing invasive plants shoring trails and repairing fire damage and dozens of state parks around california cbs gentlemen reports some reports still need helpers to sign up from santa cruz to the cinema coast at jack london state historic park and along the venetia shoreline the california state parks foundation needs volunteers for its twentieth annual earth day projects the sign up sheet is online at cal parks dot org at sugarloaf ridge state park in sonoma's county manager john roney will have plenty of workers and plenty of work for example at our park we had a lot of damage from the fires so we're going to have some people repairing trails that were bulldozed firebreaks other parks have a wide variety of trail related either clearing trails repairing water damage building new trails it's a wide variety of activities rony says we've learned a lot in the last few decades about designing parks better and those lessons are reflected in saturday's to do list some of the projects in the bay area are pge funded and designed to make parks more resilient in.

dame university us santa cruz jack london state historic par venetia shoreline california state parks foundat sugarloaf ridge state park sonoma john roney pge john bristow abigail wozniak california thirty percent twelve month
"twelve month" Discussed on My Favorite Murder with Karen Kilgariff and Georgia Hardstark

My Favorite Murder with Karen Kilgariff and Georgia Hardstark

01:33 min | 3 years ago

"twelve month" Discussed on My Favorite Murder with Karen Kilgariff and Georgia Hardstark

"Through mmhmm zinc is covered in tiny samples so this is perfect for me this year kind of bok this is my kinda boxed so if you want to subscribe today and save twenty percent off three six or twelve month subscription of your purchase of thirty dollars or more in what the fuck subscribed today and save twenty percent off a three six or twelve month subscription or your purchase a thirty dollars or more in the birch box shop perch vox israeli ten dollars a month but when you sign up for a three six or twelve month subscription with their code murder you'll get it for only eight dollars a month so just go to birch bucks dot com slash martyr and use the code murder hello hey georgia karen and stephen doesn't care about pets curl long island he'll longtime listener has been mean to ray guys for awhile my little sister reba turned me on your show after you guys were on an affair ces podd even brothers i am a guy and sisters are binding ever shared interests and m fm and we are coming together to year new orleans new orleans this two different lines show at the end of january twenty eight team we're also crazy cat ladies and love the per cast stephen smiley face lafayette is a big catholic hub in southern louisiana there was a rumor going around town in 1987 that a satanic cult was looking to sacrifice a catholic priest along with the pregnant woman no list satanists like to do.

murder karen reba new orleans lafayette louisiana stephen smiley twelve month thirty dollars twenty percent eight dollars ten dollars