35 Burst results for "Twelve Dollars"
Do Cities Need Resilience Corps to Deal With Climate Change?
"Cities have firefighters and trash collectors as the climate breaks down. Do they also need resilience. Core by sierra new gen when hurricane ida hit new orleans in early september tanya freeman brown made the difficult decision to stay in the city the fifty-three-year-old and her family's sheltered in an old brick hotel in the downtown area watching fierce winds of up to one hundred fifty miles per hour pelt rainwater at the windows and remembering the destruction wrought by hurricane katrina sixteen years earlier to the day. It was stressful but freeman brown. Had a job to do. She says we're no match for nature. But this is what we've trained for. This is what the resilience core was built for like. Firefighters put out fires and waste collectors. Keep the city. Clean the job of the new orleans. Resilience core is to help the city be resilient to shocks. Crises and climate change launched by the city and october twenty twenty as a pilot to run for two years. The cores forty workers were mainly people who lost jobs in the hospitality industry during the pandemic. Who are now on full time contracts starting at twelve dollars an hour with a path to an eighteen dollar an hour wage freeman brown joined after losing her work as a corporate massage therapist at an insurance company. The core spent much of the last year working to support the city through kovic nineteen and get people vaccinated hurricane. Ida is the first climate disaster that the core has confronted though the sophisticated system of levees pumps and flood barriers. Built in the wake of katrina protected the city from water damage the storms high winds battered the city killing thirteen people there and toppling thousands of power lines and hundreds of substations. The lights remained off across most of new orleans for a week with at least ten percent of electric customers still without power nine days later.
It Doesn’t Take a Rock of Science To Figure It Out
"At least as. I'm a longtime listener from canada. I really love the podcast looking at the screen protector and couldn't help the giggle when i read this review. So this is a of the bazo three pack. Teepee you soft screen. Basil's jeff visas be zeo. Unfortunately it's the knockoff. But it is on amazon for lg velvet five g maximum coverage hd clear precise whole position questionable what fingerprint support fingerprints. This a computer. Now it is a an. Lg velvet five g. cellular telephones okay. Twelve ninety nine scratch resistant. Soft fiber length thousand two hundred ninety nine one thousand two hundred ninety nine for those jitterbug. No no. it's a screen. Protector what are we talking about. Oh i it's a cellular device. Sorry bays of three pack teepee. You saw the beginning four. Lg velvet all five g and it has like. I didn't listen to anything until june. So sorry there's so many they get lost. It is a screen protector. scratch resistant. soft fiber layer twelve dollars and ninety nine cents. Okay so screen protectors. Do you remember the jitterbug though And i remember the commercials very well numbers man. Those were those were days are now called lively. Really they still sell yeah hammer. They also had like crickets. But those were before cricket. Wireless came along which i thought was an unfortunate. Then don't get me started on the cricket machine. There's a lotta creek remember that time. I read a cricket review in the new kirk review. What yours was about actual insects. And you're like we get the same review although it was actually. Yeah that was. A weird moment happens when i listened back to our okay. This is a review. It's a one view. Sorry at least it's been sitting on pins and needles is entire time. This is a view by hayden. It's a verified purchase called. it's not worth the money. I was expecting the screen protector to only be a stick on piece of paper not too happy about that one but it does go on nice and easy to install doesn't take a it really took me by surprise but it does go on nice and easy easy to install doesn't take a rocket science to figure it was like. Oh jesus okay this one this one would have been good for your idiom challenge. Like false wrong idioms. Yes rock of science is. I don't think i've ever heard that before. Rock of science doesn't take a rocket science to figure that one i wish it was a little bit thicker for a screen protector. Not worth the money. Definitely not one sir. Good science is just like the most ironic statement of all. Because it's like this doesn't take so simple that it doesn't take a science go sequel to school of
Senate Ends Hope for Significant Wage Hike
"So we got the senate doing their senate thing today. Right to vote a rama. There's all these amendments and there was standoff happening in something that happened there today. A seven democrats and one independent who caucuses with democrats joined with republicans to shoot down raising the federal minimum wage to fifteen dollars an hour as part of the biden cove. Relief package among those democratic. Novo's joe manchin of west virginia. Chris coons of delaware. The moment that really stood out was when arizona democrat. Kirsten cinema walked up to cast her. Vote miss cinema cinema. No out she represents arizona. Maybe that was a homage to the late. John mccain. Who famously did that to that. Repeal vote but that full thumbs down from arizona helped end hopes for a really big wage hike that the congressional budget office says directly affect seventeen million american workers on a bringing maria. Teresa kumar co founding president and ceo voto latino fetchacure former senior adviser senate democratic leader harry reid and current advisor to bernie sanders. Faz let me start with you. I want people to understand this. Vote before we analyze us. This was a vote that was going to fail either way. It was essentially a symbolic message. Vote because it needed sixty votes filibuster -able so going into this. Everyone knows it's not gonna be talking to pass. No republicans are going to vote for it. So it's a free ride. It's a layup you get up there and say yes. We want to fifteen our minimum wage. So it was very very surprising to me. A lot of people to see democrats eight of them in the caucus vote. No what is your explanation. Of course you've got to go back in history. A little bit where. President obama suggested raising the minimum wage to ten ten. It was hillary clinton during the two thousand sixteen campaign who suggested raising it to twelve. It was bernie sanders. Who's been pushing along with you to raise the wage to fifteen dollars an hour. And as a result of that we have gotten a lot of progress in the democratic caucus and not all the way clearly and painful. Chris you take senator cinema arizona's got a twelve dollar minimum wage. And in fact if you look at raise the wage which gradually raises the minimum wage to fifteen dollars over five years it would be at twelve fifty by year. Three which is where harris zona is so many ways it doesn't really impact arizona and yet you have center for cinema denying many people. Millions of people around the country are arrays of their wages. Maria wha what did you make so. I used to work in congress. A- as a hill staff for a long time ago on preparations and this was fairly unusual. Because what those eight did was say. That they were not going to deliver the biden agenda in the biden administration. Right now is going to figure out how to channel little lbj and demonstrate that there are consequences when there are not voting down for the presence agenda. As you mentioned. chris. This was a layup but i have to say when we when we witnessed this thumbs down by cinema. I think for a lot of folks people felt at at odds because when john mccain did it it was to save healthcare for millions of americans when she when she did today was turned down. This idea that there was going to be some sort of economic closer to economic committee. For millions of americans and fifteen dollars has even fifteen dollars does not keep pace with the with the inflation rate of the nineteen. Seventies the raiders really. I established it was perplexing on many many fronts but this is an opportunity really for joe biden to say. You're going to have to come down to the white house because we're gonna have a talking
Spotify's New HiFi Subscription Tier. What Is It?
"As i'm recording this spotify just wrapped up its spotify stream on event in which it announced a bunch of stuff including new tools for creators. Monetize ing options even an ad marketplace for podcasts. Which might be too in the weeds for our purposes. Although i reserve the right to reassess that later what is probably more interesting for normal. Consumers for at the moment is the fact. That spotify is launching a new subscription product. Later this year called hi fi that will offer cd quality lossless audio. Quoting the verge. Spotify has done small tests of higher quality streaming in the past. But now it's going to launch the feature more widely with the caveat that it'll be available only in select markets and pricing is yet to be announced higher quality streaming has apparently been among the top requests from its customers as it stands today spotify tops out at three hundred and twenty. Kbps audio amazon rolled out amazon music hd in two thousand nineteen. The lossless plan costs. Fourteen dollars ninety nine cents per month or twelve dollars. Ninety nine cents per month for prime customers a premium over the standard amazon music unlimited service title. Which has supported high resolution audio since its very beginnings price slightly higher at nineteen dollars ninety nine cents per month for the hi fi plan title offers. What it calls title masters that go up too. High resolution ninety six kilohertz twenty four bit audio smaller services like cuba's have also sought to appeal to audio files with lossless streaming apple music on the other hand still lacks any kind of lossless streaming tier despite apple selling the very high end airpods max headphones and quote which you have to figure might be about to become an untenable situation.
January 2021 Income Report For Entrepreneurs on Fire
"J. l. d. here with the january twenty twenty one income report for entrepreneurs on fire. Our gross income for january was a hundred and ninety eight thousand six hundred fifty seven dollars our toll expenses. Were just a hair over. Twenty one k for total net profits in january of one hundred seventy seven thousand five hundred and ninety nine dollars for a crazy close difference between january and december of negative one thousand and twelve dollars in giving us a percentage of net profit over gross revenue of eighty nine percent. We almost that magical in almost unhittable ninety percent plus mark which we've only done twice in eight years
GameStop and the Short Squeeze
"Okay stacey so when you imagine that we are squirrels okay okay. An through the fall you being very responsible squirrel have been squirreling away loads of nuts for the winter. Okay all right now. I have to but i've also been keeping an eye on the weather and i'm pretty convinced that there's gonna be a nut surplus this winter and there's gonna be a lot of nuts on the market this would be the squirrel nut market precisely. Okay okay not all the other. Squirrels are responsible as you and me a lot of them. Leave it to the last minute to stock up and you end up with these shortages and consequently these very long lines at the nut highs. I think we're definitely already there. I think there are long lines at the house batting bludger with me like i say i think there's going to be a surplus of nuts this year right for whatever reason and that means i think prices are going to fall and i want to bet on that price movement which means that i won't to short the market so you're going to bet against the market for nuts as a squirrel that is exactly right. That literally sounds nets me all right so right now mixed fancy unsalted nuts. Ten bucks can't squirrels. Net of choice. Fancy unsalted nuts. Okay and i think the price of the of that collection of nuts is going to go lower and so to set up my short. The first thing that i do is go to someone who's got a load of nuts and is willing to lend me a pint or two and that person is you okay so now you are wanting to borrow my nuts that i saved. That's right and as a little fee to sweetened things. I'll give you an acorn all right okay. I'm in. I'm in so let's start with a one point bag just to see. Okay all right all right all right now. I take that point of nuts and i go to the market and sell it for ten dollars right which leaves me with a nice crisp ten dollar note and then we wait for a day or two and we wait look at that. The prices fallen Not sir eight dollars a pint okay. So you sold a pound of nuts for ten bucks and now they're worth eight bucks. That's right so i'm going to buy them back at that rate right but by them for eight dollars and of course it means i get some change from my ten dollar note. Yes you're two dollars in the black. That's exactly right so now. I've got that pint of knots which i returned to you as promised excellence and i've got two dollars of my own which i get to keep okay. So that is a successful short. That is a successful short. Okay that is great but what happens if the price goes in the other direction. Let's say you are wrong about the value of nuts this winter. Maybe there's a supply shortage price of nuts goes through the roof and suddenly like let's say all of a sudden it's like twelve dollars a pound of nuts if gustav twelve dollars out of luck right because i have to. I've got to get those nuts back to give them back to you. So i'm going to dig in my own pockets for those two dollars to make twelve dollars to get your nuts back and that means i'm going to take a two dollar loss at the whim of supply and demand except the sometimes it's not the law of supply and demand that drives the market. I mean take. This company game celebrate. This is a company that has a bunch of brick and mortar stores that sells video and computer games. It's like it's been it's under a lot of pressure like a lot of other retailers are right now which is probably why you know. Analysts have been a little skeptical about the price of its stock. Exactly supply and demand was not what drove that price up. What happened was he had a bunch of people who got together in chatrooms and these are like a lot of the day. Traders now the traditional short-selling squirrels but like another group. No or even the regular trading. So we don't know who these people are. They hang out and chat rooms and they call themselves. Things spelt pants and proto molecular. I mean we don't know who they are they could be chipmunks so basically there is sort of the traders and you can kind of rely on what they're doing and why they're trying to anticipate the prices of stocks and other things going down and then you have this other group and we're not sure who they are or what they want. Well i think a lot of them wanna make money right. And i think a lot of them. Want to put the screws to shortsellers. They just hate shortsellers. They hate and shortsellers have been betting for some time. That game stop. Stock will drop. But there's also kind of a populist thing happening here with a lot of these traitors judging by the reddit threads that they just wanna poke in middle finger at wall street. They're not the first. They're not the first and then of course all these other people who are just trading for kicks right. I mean they see the price of the stocks go up and in many cases they wanna be part of that and some of them even want to buy it the high take they want those bragging rights and what they do is to start this kind of frenzy. They spread rumors in these chatrooms. They get all fired up. And then they wait till the stock pumps and then they're also chasing it upwards and onwards and upwards which brings us to the short squeeze yes the short squeeze. What is the short squeeze. Yeah you see so when the price surges like this it means for shortsellers like me because we remember have to buy back the stalker nuts or whatever it is that we've sold in order to return them to the people who lead them to us to you me right so when we start to see prices going up and up and up frankly we start to panic right because you are going further and further into the red exactly right. Nah we're all rushing into the market to buy stock around not so whatever before the price gets too high and wipes a site and we're all doing it at the same time. Which of course drives the price even higher. All these people buying your literally being squeezed. You are literally being squeezed. I mean imagine this like a hole in a trunk and you call one hundred short-selling squirrels rushing to get through the whole stale at the same time. While the whole is getting smaller bloodbath.
Creating a website with Wix
"So the hot is are now in full swing. And you've got so much free time on your hands ready to tackle creating that new website or blog. well yeah. It's a daunting project but online tools of the last several years. Now make it much easier than in the past with dragon drop options that can let you create something that looks really good within a few hours that is of course once you've mastered the basics of how the programs work if you listen to podcasts. You've heard the words wordpress squarespace and wicks frequent advertisers. On many shows. Telling you how easy it is to make a cool website now. Wordpress targeted towards tech nerds. Who don't need support while squarespace in wicks or for the rest of us. I have been unhappy with the look of my wordpress photography blog for some time and i wanted a fresh start so i was inspired to give a try by my friend. Ed beg who after he left. Usa today started a wickes website and blog. That i think looks fantastic. So i went off to create a new blog on wits in a few days. That may not look as great as ads but it. I think it's clearly more appealing to the eye than what i have with wordpress. Now before you go down this rabbit hole know that wicks can be used for free however your web address will have wicks and the name and you'll have wicks branding all over the site and once you decide that you're serious. You're not going to want to have this free site anymore. You're gonna wanna pay to remove the branding and get your own personalized demeaning. The other thing to note is that once you have your blog you have to pay someone to host it to have it online and boy is. There are a lot of fine print. You can see that there are companies like go daddy host dream host. That will charge you anywhere from five to ten dollars monthly to way more depending on the size of your site but that introductory rate is just that introductory wait. They will jack you up afterwards. Dream host for instance advertisers array to four dollars monthly or about fifty bucks for the first year jumping to one hundred twenty dollars in the second year for me. What's even worse. Is that go daddy. The plan i have now is advertised. That thirteen dollars monthly. But because i'm several years into the contract. I've been bumped up to twenty dollars monthly or two hundred and forty dollars a year. So yeah. I'm interested in leaving. Wicks in squarespace both offer hosting as well as website and blog creation tools for the masses support and they don't offer introductory pricing so i like that squarespace rates start at twelve dollars. Go to forty dollars. Monthly wicks starts at fourteen dollars and those to about forty dollars monthly as well but a big difference squarespace will offer you unlimited storage for photos which is a big deal. Since we can't run our posts without photos wicks doesn't offer unlimited photo storage it offers three gigabytes of storage the fourteen dollar rate ten gigabytes at the dollar rate two hundred gigs the twenty-three dollar rate and i don't know what any of that means because how many pictures are going to fit in a gig and wicks doesn't have a tool for you to see how much storage you've used now. I love the ease of creating a site with wicks. I love the many design options and the fact that it's potentially more affordable way more versatile than what i have with go daddy but the storage could be an issue. What happens if you start running out of room. Well i think you know the answer. You have to start paying more money. If you're at the eighteen dollar eight monthly. you're gonna have to go to twenty three dollars monthly. Meanwhile we'll i switch from wordpress to wicks while i'm leaning in that direction as again i prefer the look and the tools to expand beyond what i have now but i do post a lot of photos. It is a photography blog after all. So it's something i have to consider. I will let you know my decision within the next few days
How can I sell printables without paid ads?
"Crest infinite. Dc metro area. I love listening to your podcasts. Being a part of the side hustle school community. my side. Hustle is created principles on and right. Now i'm crean holiday theme or principles so my question is i'm not sure what's the best way to market my se shop the sides. It's he adds which i don't want to pay for them front. I'm already pinterest and posted on instagram. But i'm not sure what else i can be doing. I wanna know what's the best way to market. This shop. And i know that creating a plan before thanksgiving weekend is key nixon events. Thank you so much listening. And for the question. I love the challenge of a tight deadline now listeners. First of all go and check out yvonne shop it has oetzi dot com slash shop slash mom powered life mom powered life where you can just search for that if you ought to use that site okay. So i mentioned a few the pros and cons to this in the introduction. I don't think a lot of people are gonna get rich on principles just because they are so easy to copy one seller starts to do. Well you know other people are gonna notice. They're going to say well. I wonder if i can do something like that. And then they will and so then. The market of suppliers essentially expands also keeps prices low which among other. Things means that you don't have any profit margin to spend on ads if you you're making twenty dollars per printable. Let's say it would be very easy to say. Well let's been you know ten to fifteen dollars on ads. Because i'm coming out ahead no matter what their but it's really difficult to do that. So prices are low supplies high. But that's what can be done like. Is there anything that can be done. And i think so. So again mom powered life on. I was taking a look at this most advanced products. At least the one she has so far are selling for the low price of two dollars. Two dollars i think is going to be really tough. They have to be low prices. But i think you also need to find a way to sell it the five to ten dollar price point which is also low but five or ten dollars is a lot more than two dollars trying to profit in the long-term on two dollars a sale is going to be quite challenging right. You'd have a lot of sales and you're still not doing that. Well because you have to pay at sea listing fees and there's going to be some degree of customer service people emailing questions and such so if nothing else the five to ten dollar price point is better and i also think this is the kind of thing where it is a numbers game to a certain degree like you want to list a lot of items a lot of items with a lot of different keywords. Because you want to be as visible as possible without spending money on ads. I also think this is key and also may be related to how to increase the price point. You really want to encourage multiple purchases and starting to do this a bit with a couple of bundles that she has. But i think you can do this a lot more like you really don't want somebody to check out of their shopping cards with a two dollar purchase. Maybe they can add that to purchase to their carpet. Then they see oh. I spend five dollars more if i spent seven dollars more. If i spent twelve dollars more. I can all these other things as well so for me. One big goal here would be increasing the average checkout price so that nobody is checking out with a two dollar transaction. They're actually spending more and getting more. So those are a few things that can be done as i said. It's probably not a get rich. Quick plan or get rich at all plan but still it's kind of fun to make a downloadable file and put up for sale and then you kind of go away or you look back a couple of days later and you've had a bunch of sales that that is good. That is empowering might give you the vision to do something different in the future so good luck anybody else. Who's doing principles definitely get those holiday listings up
The Rays Eliminate the Yankees In a Heartbreaking Game 5
"Me ask you this e because. In, twenty seventeen, there was this new core coming up right. And the thought was hey. Unexpected Ron made the playoffs one game away from the world series and I remember even the wildcard game against Minnesota that year was like just let this core group get a playoff series under their belt so that they get some experience and can grow with it. You got within one game of the world series one one of the world series it didn't happen. Now, there's a postseason failure in eighteen in one, thousand, nine hundred and get to the brink again, it doesn't happen in twenty losing game five of the LDS. At this point. Does it still if you're part of that group. visit. Still feel like you're ascending or do you start wonder if you've plateaued Now, you deficit they just sending I mean especially, those guys are so young you know what I'm saying like. inexperience in you know in age. So Yeah I. Mean You know going back over that run like seventeen we had to run. With all those young kids in. Out though I didn't I had I, didn't think it was gonna make the playoffs just just because we went to the playoffs in seventeen and everybody had career years we're coming back. You know with a young team I just I was surprised that we made the playoffs gotta ask. about a red sox end. In the next year, I thought nineteen, we were set up to. To to make a great run a debrecen. Obviously, we didn't do that. NFL This year you know is short season everything went on. So just to be able to to get out there and play and compete I think guys are excited. You know excited I mean I think is a lot to build on I. Don't think. I don't think you can up this year with the rest of them just because it was such a short season you don't think any. There's no like wondering are we the you know late nineties braves early two thousand braves where we're going to. We're GONNA get to a certain now they won one in ninety five to be fair to them. But then you know they're winning division after division after division losing to the playoffs losing the playoffs listen to play. Yeah I mean it does that enter the mind of this group at this point. I. Like I'm not in a group anymore so. I can't. Really tell you if they're starting to feel like that or not. You know. I was never I was never in that position I was about to say as a young player would. Myself as when I was young, I always felt like I had time like like August time to do you know what? I'm saying I got time to do, and then like I say, I, always bring up a seven because that was our year like we put it all together and that was a year and didn't happen. So starting panicking. So. You would have to ask the guys individually which year they thought that they were GonNa win in when it doesn't happen that year then you start panicking like shit maybe this this may not have you know hand. Right now all those guys play for the Yankees in they noted that the organization will do whatever they can to try to win auto free agents, auto players, and so no I think that they got time you. and. The reality is the starting rotation. Looked a lot different than what they had set out for because you thought you were going to have Severino James Paxton right behind Garrett Cole and you didn't, and obviously that changes the equation and made you have to use the bullpen differently, etc. Now, I, WanNa talk about coal for a minute see look if there's One Guy. Who acquitted himself beautifully in this Yankees. postseason. It was Garrett Cole I. Mean This Dude was everything they could've asked for he gives up one hit in this game and who knows if it's not for some weird wall overhang that Aaron judge got to familiar with maybe he doesn't even give up any hits in his five and a third innings. He. He really delivered and that you have to feel good about knowing okay. This guy is going to shove exactly the way you want him to this time of year yet. That was great to watch him be able to go out before. As that I know he wants you know what I'm saying. So it'll be good not this time next year everything rolling around you'll be fans in the stands and. Hopefully. We can have that Yankee Stadium proxy magic, and. Readiness. All the way to to we're supposed to be, which is a berated. I. What about pitching on three days Resi. What feels different like do you notice like all my arm isn't as strong I mean what? What what makes it a more difficult challenge when you're not pitching on your normal rush when you're pitching on short rest, it's not necessarily like your are being source. It's like everything else like little aches Oh you know you know you didn't get your. Your full arrest so you can't really overthrow You know watching that I felt like he was trying to give his normal effort their first ending everything was up. You know he was all kind of all over the place. Any just kinda settled in you know what I'm saying he gave us time you take a little longer than than usual and. He kinda settled into the game was able to find this delivery. That's the one thing about picking three days you have to find your delivery like. Were percent. Can you pitch at whether that? Sixty, five, percent seventy, five, percent, eighty, five percent. You know what I'm saying like you have to find that was going to make you be able to strikes in and be effective. So if it seems like you've found that right at the right time, you got to strike out and you know he kinda he kinda sail from after that I mean you have to Solo homer to tomatoes and then you know almost today what's that guy's name? You say his name well over process l. no the guy run our arousal arise arena Larussa Rhody. Almost curveball out but other than that. You know he pitched great. So yeah like you said I mean he delivered and and you know going forward that he'll be able to to to pitch in these situations you know several be able to pitch any situation. We saw what money can do to two nights ago. Yeah. Your boy came man Monte the Frazier Bryant Man, these guys these guys are in a good spot. So like I said nobody I don't think anybody in their Hispanic and not player. Wise. Anyway, you know that that's is the fans in the front office and stuff. You are the master of pitching on three days Resi and because of that even though it has a little less punch because the Yankees lost this game compared to what it would have been if the Yankees won this game. I want explore that a little bit further with you because you you did it a lot. I mean the way you did it in. Milwaukee with multiple starts down the stretch over and over again as you were just in Bistro and then we saw it in the nine playoffs as well where you did it the entire Oh nine playoffs and delivered you did it in game one and four of the AL CS is at it again in Games one and four the world series. What kind of advice did you offer Garrett Cole as he was getting ready to do it for the first time in his career as someone who did a lot and did it in big stages? You know what I didn't and I was watching the first thing that I was like man Fuck I should've called. You know what I'm saying. But I didn't he's he gates. He's he he figured it out on his own. You know what? I'm saying, I don't need to call bad like he'll call me if he did something. Yeah so I don't I don't want to bother him. I don't WanNa call him I know how he is. You know know the days before you know the day of leading up to historic. So you know I I don't want to call him but please believe I'll facetime mining when I figured out that he was making start. Well whatever you told Monte in the face time, it worked out really pitch well and game four and I was encouraged. You know see if we go through this game, there's not there's not a lot to nitpick and say, okay, this could have been done differently. This could have been done differently. We've just lost a game and. You just lost a baseball game to. All the time where we go to Tampa or we we play apple you know what I'm saying. So that's why I was so scared to play them in the playoff series because. That's the one team that I know that can fucking Peterson the series and they know it too. Yep Yet one hundred percent. It's how I felt last year too when they were playing the Astros and people like Oh we want the race I was like the race competing in the. Last. Year to we would have been counted the same. You know what I'm saying we would have been a seven game series for sure if they beat if last night got typically fucker pitches. Right move coming for the first. and. On the whole right I mean this is this is not what you are looking forward to. If you're major league baseball as far as ratings go I believe the Yankees when all is said and done at the end of this s I think they're gonNA have nine of the top ten highest rated games thus far in the playoffs they're going to have been involved in. So you know you better believe that there are going to be people who are wishing that the Yankees went as deep as possible for the sake of you know the economics of the sport, but from a pure. David Goliath baseball storyline, and there is something amazing even though it's not going to make my stomach feel-good or your Z. about the Tampa Bay rays and they're twelve dollar payroll. Taken down the big bad Yankees and Brosseau hitting the home run off Chapman after that like there's something crazy about that story how many times it I tell you that's not the way we do my career I'm not into. The raise but winning visit. I kept telling you that. The fucking raise
The Obviously-Going-To-Die Stocks
"We're going to start with the stock of the day. Don't call it a comeback bed bath and beyond has been here for years. It's just all that time someone else was running the company but now that Mark Trittin has been in the Corner Office for about a year. We're seeing days like today second quarter profits came in exponentially higher than expected. Same store sales were positive for the first time in four years. The stock is up more than thirty percent this morning. I'm assuming at least part of what we're seeing with the stock is some shortsellers saying that's it. I. Think. I'm. Probably. Bed, bath, and congratulations to march written and Beth by best buy bed bath and beyond. For this quarter, March, written formerly of target, of course, and a few other places before that, I think Nordstrom's and I believe. He had a stint at Nike to could be misquoting. This bed bath and beyond is in a group of companies retailers that I like to call the obvious obviously going to die crowd. And the funny thing about companies that are obviously going to die when they get the right mix of management decision making and in some help from the environment and you know just a little bit of because no one's more aware of a company's struggles at least no one should be more aware of a company struggles then the people inside the company. And that's when you plan your strategy. What are our tools? How can we navigate our way through whatever we found ourselves in business is not easy and certainly for this group retailers that I'm Gonna I'm GONNA hold up. Bed Bath and beyond as one Chris. But you know how about Game Stop Game Stop. The seller of video game systems and Software that of course is going to be the next blockbuster. Right if they writing that headline since two thousand and nine, how `Bout Michael's the craft store everybody knows I. Y has an Amazon run over. And the granddaddy of all of these. Companies that are obviously going to fail. They're obviously going to be taken bricks and mortar is dead is best buy which just before the podcast we were talking about how? How many listeners? Realize, that best buy has been at ten bagger over the past decade they went through some struggles they brought in new management. WHO had a plan? and. I'm sure they were mocked and I'm sure people were skeptical and they executed on that plan and best buy, which was a sub twelve dollar stock in. Two Thousand Ten two thousand eleven is today roughly one hundred twenty dollars stock. And so when you see. I'm a kick myself a little bit on dust by iron best buy bed bath and beyond his too many bees. Bed Bath and beyond. I actually did a little bit of work about a year ago as I was discussing with one of our with one of our foolish coworkers. About this basket of Taylor's who are sure to die. And we had this one. We had game stop we have Michael on the docket and I went through you know what this company's history of cash flow was and what they've done with it and how they've raise capital, and this is before Mr Trenton came on but I. It laid the groundwork for someone with. A better vision to come in and knocked the ball out of the park which you've seen today and and best bed bath, and beyond is as we speak it's now a six th bagger since March of this year and so in the a roughly a year ago when I did my work because I was vigorously debating co I pointed out that in the previous six years here was bed bath and beyond had produced four point two, billion dollars in free cash flow. They had also issued one point five billion dollars in debt and debated smart about the debt because the debts. Basically staggered I think is a ten twenty and thirty years. and. They have to pay it back anytime soon, and they had gone on a massive buyback program. They've they've retired a ton of their shares. Now. Slowly melting ice cube no one's going to want to own this business what have you. But at the time the stock was about ten eleven dollars the company is training but four times enterprise value of free cash flow. that. That is rock bottom fools that is something that is going to go away. That's what the market is telling you. Flash, forward, to today and oh positive cops. Oh. We have a plant. They've they've suspended their dividend they've they've halted their. They've halted their. They suspended the dividend halted their share buyback plan I believe in. April. But with this. With this. report, they have generated a ton of cash flow. They've deployed it smartly they took down some temporary which they had out as part of the PARCO vid. They have bought back twenty percent of that long dated not in any danger to come calling debt they bought that back at a discount. Which is brilliant. They. So they're down to their down net debt down by about thirty percent from where they started the year. They have a store optimization program, which is something that a lot of these retailers the slowly melting ice cube crowd will call them. They are reducing their store count 'cause they don't need it because they can move to ECOMMERCE, which they've done a little bit they can move to. The geography is able he served by less stores and you see a lot of. Traffic that previously went through one store transitions to another and. They are steal a Ron grosses them here they are firing on all cylinders and I'm not sure. Anyone. Thought is coming. I am I am both thrilled that they are doing this they're having success because everyone loves a comeback. I'm less thrilled that you own it and I don't. But. That's mainly because I had this in my hand a year ago Chris and I'm holding it up. The skull of York. And and I'm looking at it and I didn't at least put a little field position because as I said, at the time training for four times free cash flow that is close to no-brainer territory for me. So two other quick data points before we go to our next story. Not. Surprisingly digital sales of big driver this quarter. That goes hand in hand with the store closures so Another smart move by Trittin and his team. And also Happy to see that they're you know suspending the dividend that they're. Suspending the sticking with the we're not going to buy back shares. I'm also happy to see they're not offering guidance. Their New Orleans. No need to at this point. Let's move on the third quarter sales, for Pepsi, grew five percent and. Kind of like we saw three months ago snacks and some of the beverages particularly the Seltzer. Part of their portfolio helping to make up for the fact that somebody restaurants are closed. So many sports and entertainment venues are closed and. That's that's the stock is basically flat and this kind of flat for all of twenty twenty but. Nice to see that the the salty snack part of the business is making up for the sort of the tried and true Pepsi part of the business. Gilead household particularly the soon to be sixteen year. Old Member of the Gillies household has been doing his part to. To to help with the salty snacks portion and shareholders. Thank him. Yeah I was GONNA? Say. You know dude. There are other food groups other than Doritos. Look it was a perfectly acceptable boring quarter from a perfectly acceptable boring company and and I think you know Chris but maybe some of the listeners not know. For, me to call a company perfectly boring from for me. That's a compliment because I like businesses that are boring. Not Terribly exciting person myself I enjoy. Investments in companies that just actually do what we expect them to do, and essentially just get it done quarter after quarter. Pepsi is not GonNa. You know if you'RE LOOKING FOR PEPSI TO BE A. Ten bagger. You know anytime soon like the aforementioned by we mentioned earlier. That's not gonNA happen. They are just a steady bedrock performer for your portfolio and we all need a few of those. So we can go after the more exciting things in our portfolio. Yes. So it was it was A. It was a boring it was a boring quarter but boring is nice because boring boring says, oh, we end up four four plus percent on. Organic revenue growth total revenue growth went up five plus percent. EPS Is up ten percent year-over-year just for the quarter. It's still down for year to date, but of course, Mindy Stan why because the previous quarter? Cova. no-one no-one was new what was going on? So we kind forgive that. They are they're pointing towards the full year. They did give guidance their point point to a full year of approximately four percent revenue growth approximately five fifty core earnings. Stocks at about one hundred, forty bucks. So it's not cheap. But it's not terribly expensive, and again, this is one of those widows and orphans stocks. You can buy put it away and we'll see you when you retire. Hugh Johnston, who's the CFO at Pepsi? Granular on CNBC this morning talking about because when you think about all of the food and beverages they have across their portfolio he got granular talking about the new cheetos macaroni and cheese saying you know they're trying to keep up with demand as a fan of both cheetahs and macaroni and cheese I haven't tried it yet but I can see why it's popular. Any. Do they give any color on the? Two. Portals that they were direct to consumer sites that they launched earlier this year snacks dot com and Pantry shop dot com. Sadly, Chris they did not at least in the conference call or the press the presser maybe in the ten Q I haven't read the ten q yet obviously but. Yeah no snacks dot com I can confirm both of those sites are open and accepting offers as of this moment. SNACKS DOT COM and Pantry shop I think is an interesting one because they are. You know you are buying your you're you're buying all of your Pepsi Slash quaker products. Simultaneously in in in the various groups. So if you want your everyday Pantry, you want to get your your oatmeal and your healthy. Your healthy Chia bars and your rice cakes do people still eat rice cakes and if so why? You can get all those delivered at the same time or your snack package your breakfast package You know it's it's interesting to to have it delivered. I I'M NOT A. I I'm one of the three people in North America is still doing own grocery shopping. So I'm probably target here but I know a lot about the people how to use it and I think probably if I let my as I mentioned a sixteen year old note that this thing existed. It might be his only source of nourishment. So yeah, don't don't. On, the first time I went to that website I kind of went crazy to the point where in the box showed up to two days later even my kids were just like. This is a lot of snacks and was like, yeah I may have ordered too many but but I regret nothing. Playboy. Enterprises is returning to the public markets after nearly a decade and because I was are out of fashion, playboy is going to be doing this through a speck. Mountain Crest acquisition is a current special purpose acquisition company that is going to be taking playboy public through a reverse merger and wants to deal is done that company where the ticker is MC. ABC? Is. The playboy name and the ticker symbol P L B Y? I guess I, I saw this story and I thought, okay I'd that's one way for playboy, which is a private company and has been since twenty eleven. I. Guess That's one way to raise money. I, I, I'm hard pressed though to think that. The second round of playboy being a public company is going to go any better for the company and for investors than it did the first time around. That was my initial take as well, and you say it's one way to raise money I'd say it's one way for insiders to cash out. Tomato Tomato. The more I think about this though. I could be spectacularly wrong and it wouldn't be the first time. This might be quite this might be interesting I can see. I can see a number of thing, and I just find this interesting from a number of re. I as you point out. Yes, playboy. Is private the SPEC the Special Purpose Acquisition Company Mountain Crest Acquisition, company. It's out there. Now it's got. It's a walking wallet got a bunch of cash their stocks over ten dollars specs go at ten bucks. There's nothing you can. You can go buy today Chris if you want. And You can just sit there and wait until the transaction is completed in q one. If. You WANNA own playboy. So, playboy today is not playboy of the past for thing, magazines have died. So, there are no issues of the iconic famous magazine. These no regularly published issues and I believe they went to quarterly publishing versus. Monthly publishing before that. So what playboy is trying to be or this new iteration trying to be a licensing company and they're calling it across four major categories they're saying sexual wellness, which I'm just going to skip to the next one, which is style and apparel which is. Apparel. and accessories for men and women globally gaming and lifestyle also digital gaming hospitality and spirits. So you can get yourself some playboy-branded Bourbon. And beauty and grooming, which is fragrance skin care grooming cosmetics for men and women. Okay. That sounds interesting. They're not a publishing company more avoiding that and I guess they have a bunch of online stuff as well which. Tell people they can go look on their spare time but. They are calling themselves a streamlined high growth business. The company has four hundred million in cash flow contract through the next eighteen years. and has products available for sale and in ten thousand major retail stores. In the US, this is a brandon company. Now, now, what you think of the brand and what you associate with the brand, the iconic a bunny ears brand, of course. Is Is. is going to be probably a nuanced and varied. I can understand why some people. Would not want to do with this brand I completely understand that is not. Bend the most shall we say progressive brand in history? It has fostered some. Attitudes, particularly women that. I think it's fair to say some would find distasteful and I I completely understand why? And for those people, they're just not going to be shareholders and that's that's fine. But what I find interesting about this if this, if the licensing deal and we have, we've already had a certain dry run of this in. Do you know the magazine Maxim? It was. So it's a men's lifestyle magazine, girly pictures, and whatever it was bought by an entity called big holdings. I'm going to say eight nine years ago. With the goal of they went into change it from the the lad magazine into more of a lifestyle brand licensing deal what playboys doing. Now. I mentioned earlier it's important to have You know leaders businesses, you respect and trust big lorry holdings is not one of those businesses but I do know that they even though they're circulation sales are down significantly there they have turned that profitable on a small scale with the licensing strategy. I suspect the playboy will do a better job. And It will depend on the valuation coming out but you know when analogy I might throw up as. As a comparison is. Franchising businesses in the in the restaurant space. So a restaurant brands international, which owns importance and Burger King. Dunkin brands, which of course owns your beloved Dunkin donuts. Those are those are check cashing businesses, they they sell the franchise to a Franchisee. And then take tax six percent of their gross sales and royalties every month plus x percent for advertising they sell you a system and so those are very asset light cash-rich capital Genita- businesses. And part of me wonders here it's obviously not the same as selling. Coffee and whatever. But part of me wonders if that is what this business will look like, and if they are truly in the growth business and the cash generation business, this might be an interesting opportunity. And you just hit on what I think is the most interesting thing to watch. Once it becomes a public entity again, the high growth aspect of this because now we're going to see Now, we're GONNA see through quarterly reports. Okay. Are you growing? Because that's one of those things where we investors and the market in general get to decide what we consider to be high growth And I again I had I had your initial take which was. Oh please. Like if it didn't work the first time. It's going to work less well this time. The more I read about like. I'M GONNA keep an eye on this. Curiosity. Jim Gillies always talking to you. Thanks for being here.
U.S. Agency Urges End To Below-Minimum Wage For Workers With Disabilities
"So for eighty two years American labor law has had a carve out for some workers with disabilities they paid less than minimum wage. This was meant to encourage employment of more people today a top federal civil rights watchdog says the exemption should end because it's been trapping workers in job programs they call exploitative and discriminatory NPR's Lena Seljuk reports. Jerry. Douglas Dino had a job but couldn't afford a few things he wanted to do like go out to eat sometimes. Vase Goto events. He was working alongside other people with disabilities at a center in Rhode. Island. Doing what he calls bench work road tasks like fitting rings into heating tubes packaging ice packs assembling boxes for jewellery. If I remember correctly by I by first paycheck was only twelve bucks I just cautioned myself as you know. I really don't WanNa keep doing what my whole life Doug AC- now works at a supermarket where his paycheck is a lot more than twelve dollars total but he spent years in that center which made him below minimum wage. Thanks to that carve out in the labor law centers like that are often called sheltered workshops because they keep people with disabilities a separate cluster their pay is estimated to average three dollars and thirty four cents an hour to calculate individual pay. The centers regularly time their workers comparing how fast they do tasks to inexperienced non-disabled worker half as fast half the pay. Now, the US Commission on Civil Rights says this program and the law should be phased out in short the program doesn't work and it is designed in a way that it can't work Kathryn Lehman chairs the commission she says instead of expanding opportunities, the programs limit them don't really prepare people for work in the community jobs with rights wages I was. I was ashamed of the ways that we have operated. Now over a decades, a federal assumption that people with disabilities are less capable. Full employment than people without disabilities, a lot of data are missing about sub minimum wage programs including how many people they employ estimates range from one hundred, thousand to four times that most have intellectual and developmental disabilities. Commonly, the programs run by nonprofits, they get state and federal money to support these jobs many of them have government. And their most vocal supporters are some of the workers families who won the programs to remain an option a safe environment for relatives with disabilities. One mother Linda how from Wisconsin testified before the Civil Rights Commission in November we are parents with our son's best interest at heart. And you suggestion that we would allow him to be taken. Advantage of are discriminated against is an insult families like hers helped workshops flood the commission with a record number of comments asking to lead the programs be some described workers with quote severe disabilities worried about where they go Lehman says, that is why her agency is recommending a careful gradual phase out disability rights advocates have wanted such A. Phase. Out For years the point to success stories of people thriving outside of the systems that underestimated them, and you'll Lewis fights against sheltered workshops at the National Federation of the blind testified about his past work running one thinking he was doing the right thing and because misguided compassion these individuals spend significant part of their lives wasting away in that workshop making money for our center but wasting away. And I am sitting here. Really feeling sad about what I perpetuated because there is a better alternative four states have abolished sheltered workshops to support more jobs in the community. Seven states have moved to end wages below the minimum several federal bills trying to do so on a national level have so far failed. Alina. So you NPR, news Washington.
I Have Been Waiting Week's For This
"To the COKIE podcast cracking die bitcoin day I'm pretty heavy look as a couple of. I'm shouldn't say pretty well, I I can will mugger it. So me these levels it's being taken that pretty major. Writing on the wall. You know, Bitcoin's weekly candle. How many times you on? About that. I to say break ten, five, we have the level little reading wanted to save break was ten fight we have and the raise ten, five items because it's the high of the weekly candle now if you already on my youtube. Go, ahead, just try to call jump on that check it out a little bit because I'm going to do a video to go with this country. So you can actually see levels in say it is being such important. Level they I think. It'd be good to show to you in a visual sense raw the then then just a podcast is well, I'm doing an interview again. Yes I'm I'm going to be interesting to see of cracking Australia today I'm looking forward to it. I'm Donald for a wall saying what I'll I'll know. A really want to know why. So, many exchanges encrypt top companies at targeting Australia I want to get to the bottom of the reasoning full that and the goal share it with the obviously I'll share the these very much looking forward to that. That's going to be in about an hour. Tom Sorry if you've got any questions, I put him into the podcast comment section on pies and all. Old. Full end this one. So we're only now bitcoin. Well, we account at ten, thousand, six, hundred, seventy, five after yesterday having one of the most solid moves high on the clothes in quite some time we were up three point three percent we close at ten, six, seven, thousand, ten, thousand, six, hundred, seventy, five, closing up around the higher ratings of that can which is a very positive song are lucky with bitcoin. Now, the daily does have a slightly higher low it's not the most clean highlighted as much. It's definitely there it's very clear on the twelve al I little step out saw of rain Jim in quite some vice I step outside of the range full stop. On what would be absolutely wonderful the saints that I would be A. An exclamation mark. Bitcoin to push high bright yesterday's high. Let's see another three or four percent Guinness up around eleven thousand dollar mark. Now, why do I want this to the obvious? You know bitcoin highs better. Reason, that I want this more than anything else is so that it can just wash out some of that bearish sentiment anybody who's still considering. that we're GONNA move up can be taken out of the Y. At that stage. I believe we'll see positive. Attitude Bitcoin, there's that many negative out there but the more positive the mole hot we get in bitcoins process and ten thousand up. It's the level that I wanted to level that we got a lot to say bay that level concerned that level. It's been that level a couple of weeks I WANNA sit just say goodbye and we just go into Totta we're off to fifty K.. Mode. So. Yeah. Pretty pretty basically diet that I was sitting flat on the Diet to die. Of course, we've only just had the market reopen full this day we got a theory. On that weeklies, we'll hasn't broken those hawes yesterday we were up three percent closing at three, seventy, seven, five hour around about three seventy six right now slightly down. An Ex pay on the perpetual contract here or against tether whichever one you want to look at all use of perpetual. Futures and I use the spot. The for this particular pair of tell you right now. The way clay. Could wrought it's just a wonderfully set position. Much. Sign is big bitcoin taking control. Yes. BITCOINS donuts actually closing up what was number yesterday bitcoin dominance was up. Yet point six, four, point, nine audit speak to this. We've got some divergence that was down there at the bottom of spoke to this in my life trading flow skin. And Yeah interesting to see what happens he Knows embraced I. Because all of that in some of the videos that you can get on Youtube bitcoin cash right now you know it's not done much yesterday look it was opposite. It was up yesterday too. So I won't point six percent closing at two twenty, four spot on fog or to twenty-six flat right now faucets up on the day still very so I wasn't. BITCOIN cash no interest they really for May Simon Lot coin its down point four, three, eight, forty, eight, Dole's ninety one yesterday we pushed higher getting a high forty nine Dole. Sixty seven didn't crack that fifty amok was up two percent on the clothes yesterday moving from there on a BS v very little move up point four percent yesterday based they one of the better wake. Pays really it's it's looking pretty average pretty average in datum up looking for show. So I haven't got a short on go to anything on rotten now it's just a pretty average looking chop sitting there at one sixty three spots tonight pretty much flat on the died cod I was up one point six, six, percent closing at nine point six, six cents of told you I wanNA say above ten dollars will wow I wanna say about ten sides before I got interested in bed just yet bonds at a wall diocese today our full. So only point four percent closing at thirty point eight full. It's a downside went six percent right now sitting just on thirty dollars after very, very strong run-up brought secretive back at the moment ails continues to walk sideways horrible looking shot Diana out point to closing toodle seventy, three, hundred kids. It is a mess linked very much science sort of bite with resistance thirteen dollars twenty, six yesterday out point seven percent with close to twelve. Dollars and fourteen cents twelve dollars and ten cents a guy not much going on their
30 Miles Napa Cabernet Sauvignon 2017
"I. It's. From she wind binder DOT com. We have another wine review. This one's little different in kind of the same same time. It's from all. Three dollars and seventy five cents is fourteen, ninety nine. It's a Napa Cabernet Sauvignon. THIRTY MILES NAPA Cabernet Sauvignon twenty-seven teen. Shot. I don't know about fifteen dollars for an all. Usually for a storebrand, they have some advantages in pricing. So a seven, nine nine. storebrand trader Joe's. Grocery store. No matter. Is probably equivalent to attend a twelve dollar one. And a regular basis just because there's no, there's no marketing there's no advertising. You know there's a lot less distribution costs. There's just those costs and the difference between a legitimate. Eight dollar wine and. Then twelve dollar one is usually significant. There's usually more. Wine production techniques taking place. You know the really inexpensive wines, they very simple productions it styles dot good and bad. But you like a little bit more involved production techniques, slow up extra money there for that, and you can get that at a lower price with storebrand. But a fifteen dollar naphtha cab. I expect a fifteen dollar. Any fifteen dollars ready to be pretty good. And the difference too in a fifty dollars to Cabraha. Twenty. Isn't all that much it's usually marketing. It's usually. More well-known winery. You know. Better better av a little higher status in a it's usually. This wine that much better. Sometimes, it's that much better but the fact. that. So little has it here to buy a fourteen, ninety nine. All, these Cabernet Sauvignon. Because what was actually? kind of bargain is, is it a Barton? Actually. It's a good wine I've been drinking. But the economics are cheap wine change go to fifteen bucks but here's the one thing the solar for me. All these nine, thousand, nine, hundred, ninety, nine, champagne last year was one of the best wines I hadn't twenty nineteen and every sparkling wine had Susan I've got an answer to that and it's I haven't had a lot of. The website I love it bad some wines but none of them came close to that so far. So taking a chance on all be one. Hasn't been that much of a chance and this is really good. It's. Intense. It's got good flavor. Well, balanced nice wine. If you just want WanNa fifteen dollar one that I don't know it's actually a twenty one or twenty, three dollar one only perfect fifteen. All these polls, the trademark took their their brand names. You can tell trader Joe's wine to make support them which helps a little bit by going on the National Trade trademark registry. Will come. Lose the gadoe trademarks. You'll how if a whole nother story? But you gotTa know what direction that one came from. With all the owning the trademark. You don't nothing. But that means they also can. If the economics of the original deal change, they can go out and. Get a new producer. Whatever happens there they can still change. Even though I think was released twenty nineteen. Sit around while my all didn't have until recently. It's been around. There is there is A. Cabernet Sauvignon Glut Napa and Sonoma. Stuff. They had bumper crops for couple years in a row. And then Calvin nineteen pretty much shut down all the restaurants which are exactly where they were selling a great deal I. N. Cabernet, Sauvignon. And then big to do gatherings shutdown. People who are buying wine are not having people over that they don't know where they've been. So there's A. Glut been exasperated by what's going on. You'RE GONNA start seeing Cabernet Sauvignon. Selling. Cheap cheap earth GonNa see brand you've never heard before. And then they'll go away in two years come out because they can't just hold off the stuff backing here you're stacking up next year is release.
The Looming Eviction Crisis
"Kathy Seeker is fifty five. She lives in an apartment that she rents in Camden South Carolina with her husband before the coronavirus pandemic, Cathy was working multiple jobs. She ran the cafe at a bookstore and she also worked as a server at a restaurant, but the pandemic would shut down both of those workplaces and in March Kathy started a new job at an assisted living facility working with dementia patients she likes to work, but it only pays twelve dollars an hour and overtime pay is not available to her so when I took the new job for my career. It then sent our rent back. Months just months, I don't make enough money to support myself. My husband had a stroke at forty four years ago so he's not able to work. By August Kathy had fallen thousands of dollars behind on her rent and twelve dollars an hour. She just was not making enough money to both pay her full rent and cover her other bills like eletricity and car insurance and her husband's medications and my landlord was wonderful to so patient with us really was wonderful but. He has to make money you know and I had reconciled in my head like how I was going to get rid of our stuff how we're gonNA live in the car. And that was just going to be okay. Kennedy says there was some dark moments then when the stress from the possibility of being addicted was just overwhelming to be in that desperate situation. To be in that desperate situation and really feel like you've done everything you possibly can you know I'm a Frugal Person I home schooled my children for years I know how to. Pinch a good penny but I there was no panic. This is indicated for planet money. I'm Cardiff Garcia and I'm Stacey Smith Today on the show evictions millions possibly tens of millions of renters throughout the US could soon face a similar situation to the one that Kathy was facing the loss of jobs and income. So many of these renters has left the country with a possible evictions crisis and that crisis could have catastrophic consequences both for the renter's themselves and also for the whole economy. This message comes from NPR. Sponsor Microsoft the world has changed and Microsoft teams is there to help us stay connected teams is the safe and secure way to chat meet call and collaborate to learn more visit Microsoft dot com slash teams. Support for this podcast and the following message come from Google Google has a variety of free tools and resources to help small businesses adapt from trainings to on-demand classes through grow with Google explore Google's free tools for small businesses at Google Dot, com slash small business. The rent for the apartment the Kathy Kirchner shares with her husband in Camden South Carolina is six, hundred, ninety, five dollars a month, and she cannot afford that on her wages from the assisted living facility where she now works it's really difficult. My paycheck today was five, hundred, ninety, five dollars and and that's for two weeks even before the covert pandemic roughly one out of every four renting households in the US. was already paying more than half of their monthly income in rent. So. Were already paying their rent paycheck to paycheck. But when the pandemic started the federal government along with state and local governments did respond they responded with policies to help avoid an immediate surge fictions for a lot of these renters congress and the president expanded unemployment benefits in the cares act passed in late March, which helped people who lost their jobs, keep paying their bills, things like rent plus a lot of state and local governments with these moratoriums in place that would stop landlords from a visiting tenants. The federal government added its own moratorium on fictions for a lot of housing complexes that it subsidizes but the expanded unemployment benefits expired at the end of July in the moratoriums on. In at least twenty, four of the states that had them had also expired by the end of July. Including the moratorium in Kathy's own State of South Carolina. The Federal Moratorium has also expired and all of these reasons why so many housing experts are now warning that innovations crisis could start soon and the people who are most vulnerable to innovations. Crisis are low income renters according to the Urban Institute. Low income renters are more likely to have held jobs that have been lost in the Cova pandemic especially jobs in food. Services and the retail sector. In fact, two of the jobs that Kathy Secrets your work before the pandemic in a restaurant and in a bookstore were in those two sectors. The new job she took at the assisted living facility did not pay her nearly enough to offset the income she lost, but the economy is still in rough shape. So finding the kind of works used to do is just still really hard this hard when you're willing to work three four jobs like I'm not afraid to work, but you can't find work. A lot of Americans can't find work right now and many are struggling to pay their rent according to the Census Bureau roughly one out of five renters could not pay their rent on time in July and August could be worse nearly one out of three renters said the either had no confidence only slight confidence that they could pay their August rent for months. Kathy says that she herself could only pay partial rent her landlord kept growing tab for her running. into thousands of dollars and I would ask him every couple of months to show us what where we work because I was trying to make payments I would I would keep making payments, but it would be like three hundred dollars for the month. Well, that's less than half of what I, what I them, even though I have a job that's a you know a decent job, but it was it was a challenge. You know it's very stressful to live under that. Environment, if innovations crisis does become a reality communities of color would also be disproportionately hurt partly because a much higher share of black and Latino. Households are renters instead of homeowners there about twice as likely as white households to rent, and before the pandemic, they were already much more likely to face eviction than white households. If there is any good news here, it's just evictions. Crisis is not actually started yet. The warning signs are flashing red but so far evictions. Are actually quite low in a lot of major cities that of course does not mean that everything is fine. Remember that the expanded unemployment benefits and the state moratoriums on fictions only just expired a few weeks ago and it could take a bit of time before the struggles that people are having in paying their rent translate into actual evictions and it also means of course that there is still time for federal state and local policymakers to act again and possibly avert. Meanwhile. In at least some parts of the country hundreds of rental systems, programs have been directing their money to help prevent evictions and a lot of them have received money from the federal government for this very purpose and one of those organizations ended up helping Kathy. In fact, it was actually her landlord who put her in touch with the local program from the United Way that Helps Fight Homelessness this program called New Day Kathy applied and got a grant from new day. She was approved to receive about four thousand dollars and that money cleared all the background Kathy owed her landlord a felt like I. Finally had a chance to get my head. Slightly above water so that I could breathe and it would give me that time that I needed. To get my life together again, and by the first of September, we'll be able to put the rest of my rent down like I'll be able to breathe. Of course, a new start does not mean everything will continue to be fine in the future Kathy's hopeful that as the economy recovers, she'll be able to find other jobs to supplement her income but that partly also depends on whether it becomes safe to work those jobs while there is still a pandemic, there is no certainty about this or about whether the economy will keep recovering. So in the meantime, Kathy has a message for policymakers. Anything can turn on a dime and there are people who are really hard working. who really don't want take charity but don't have a choice. And if it is something that can help people even. Anybody. I would absolutely begged them to consider to continue these programs. We need them people that want to make their rent they want. To, pay their bills. They don't. WanNa take charity they and they're working as hard as they can. You know, and then when you add in the stress of. VID. And going out. Even, if you don't have to work environment like, I do just to go out, it's it's so mentally exhausting. The the mental anguish of not being able to pay your bills is overwhelming. Overwhelming And I don't. I don't. Know How funding works but I do know that if there had not been this funding. I'd, be in my car.
9 Dumb Financial Decisions Most People Make
"Brian, I'm so excited about this show because we're going to basically do a deep dive into behavioral finance into behavioral economics because a lot of what we cover are like it's blocking and tackling it's XS and os when it comes to financial decision making. But a lot of what we do when we make financial decisions has more to do with the behavior than academic nature of and that's kind of what we're going to go through what I'm hoping everybody who watches doesn't treat this as a coping mechanism. Oh, that's why I'm like that is because it's baked into the recipe. No, this is supposed to. Be something where you learn to spot what's going on because this is baked into the recipe, but there is a way for you to kind of master move beyond and figure out how you can harness the power of some of these things that are just influences that can drive your your your actions and your behavior. Absolutely. So there's two books that kind of influence show and and a lot of ways bow claims he has not read this book, but I it because everytime I when I was doing the Chris Voss book, they'll never split the difference. He's an FBI guy who was a negotiator and Use a lot of these tactics. Here's the thing. So back in the day, we'll talk a lot about back in the day you and I shared inaudible account well, frankly tightwad and you had good taste and books. This was in your but I never read this. I'm not I'm not familiar 'cause it always listening to it. I was like. That son of a gun, bow this is I can totally see when he's tried to use this on me but it just to tell you what Chris explains is that the FBI reconized after Waco Texas you know did not go well, they need to throw the book out on how they were handling hostage negotiations and other things like that. He goes into all the different behavioral components and here's what. was. What I am saying is that while our decisions may be largely irrational that doesn't mean there aren't consistent patterns, principles and rules behind how we act and once you know these mental patterns, you start to see ways to influence them. So I think the takeaway there is that human beings always act in a rational manner. We're not completely rational beings that this is a black decision this decision, this is the right decision. This is the wrong decision that's not the way that we always behave even though it seems like perhaps that. Should be the way we behave in. Syria, we should be rational functioning beings, but it just doesn't work that way and that led to you know there's the misbehaving book by Richard Thaler, which is the making of behavioral economics. Now, what's funny is if you go watch any of the interviews, Richards very quick to tell you hey I'm not the first person up with behavioral, economics actually Adam Smith, which anybody who follows me matter of fact we had a content meeting and I was because I had to give. Rabia. Whole educate low. Is huge to me I. Go last year I can remember my daughter. When she's doing her social studies when I found that they were studying. Adam Smith it made me so happy because Russia's the timing of when wealth of nations was published in the seventeen hundreds with the birth of America I don't think it's a coincidence. So there's a lot of things in in Adam Smith when he talks when he in a lot. of his writings including wealth of nations he does talk about overconfidence he does talk about loss aversion self control. So I thought it was cool that Richard gave them a shout out. But if you go deeper, Richard is going to give you examples of things that are happening. Everybody's life that are definitely influenced by behavioral economics and I think it's realistic that. We all think about money irrational even if we can be the most educated most well informed, we all approach it in somewhat of irrational manner. So. Let's jump into this I, want to set the stage for you guys. So you'll know I'm a big Disney Fan. Kind of missing going to the Disney parks because we were supposed to have done that in the spring we're going out to Disneyland and one of my favorite things when you're at Disney well I thought would be one of my favorite things a mirage. Was You get hungry and you're walking through the parking catch a whiff. Oh my gosh. That is the best smelling food that I could put my mouth and it's a Walt Disneyworld. Turkey like now. These things looked glorious. They're huge. They're scrumptious looking, but then you buy these things. And unfortunately to me, the taste is not match the smell because to me it was a very gristle field. Super Sodium filled I mean it was just not everything I thought the smell would give. But here's the thing when you pay twelve dollars and fifty cents for a Turkey leg. You eat that thing you you. You don't even if you're not enjoying it, you get it down because you got to recoup the cost of what you've dumped into that Turkey legs. So there is a behavioral finance concept that describes and so what we're GonNa do is win some stores reliable. Some examples for you guys today in the Chad if you're handle is live go and start throwing them out there. If you think you can guess watch behavioral finance concepts we're talking about thawed out there. So you just said you go to Disney you smell the Turkey leg us pay at twelve fifty, you start gnawing on it you get like three or four bytes in. Everything you thought it was, but you say, you know what I'm going to finish it. I'm going to keep eating this thing right? Isn't that what you say what I think is interest. If you do research as a whole thing about the disneyworld Turkey legs, there are bloggers who talked about you should share this with somebody. Now we're in a covert air now or that just seems ridiculous but I will tell you even pre covert I would no more wanNA share a Turkey leg. Been married twenty two years still not share. Yeah. Turkey legs. Back, in twenty eleven last time you and I went to Disney together. I don't remember US walking down shared a talked. So what is the personal finance concept that represents? A sunk cost fallacy. Here's the thing is. There's no reason if you've already dumped the money into this and you realize is just not as good as you thought, it was going to be you don't have to justify the action by continuing to consume it but guess what you will because somehow we feel like it's okay. It's the same thing if you went to a horrible concert or it's raining outside, you know in on the night of the concert, you know you, it's an ample theater. You still show up just because you've spent the money on the tickets,
Sen. Bernie Sanders calls for tax on billionaires' gains during the pandemic
"A major milestone for the Nasdaq on Thursday the index briefly crossed eleven thousand for the first time ever the Nasdaq them closed out the day a hair below that eleven km milestone, a record high that's the indexes six record close in. So. Far, the Nasdaq is clocked a record close thirty one times in twenty twenty. It's remarkable run for the and exit especially considering what a hit like the rest of the stock packet back in. March. Clearly, the Nasdaq is come back with ferocity it's gained about twenty three percents alone the S. and P. Five hundred and the Dow Jones indices have each clocked day winning streak and the S&P is now near percentage points away from his own twenty twenty. Of course, record highs in the marketplace seem at odds with the troubles were seeing a real economy small and medium businesses are shuttered big retailers bankrupt individuals and entrepreneurs are anxiously awaiting more government relief according to some as you'll hear, the disconnect is in part due to the Federal Reserve's unprecedented actions throughout the pandemic. And investor competent that the Fed will continue to support the markets. One former presidential candidate is calling for billionaires to step up to the real economy. Here's duckie quick Senator Bernie Sanders he is now. Calling for a crackdown on billionaires, this is what he tweeted last night. I will be introducing legislation tomorrow meaning today to tax the obscene wealth gains billionaires have made during the public health crisis. The senator tweeted a thread explaining his proposal saying while over thirty million. Americans. Have seen their six hundred dollars a week and unemployment benefits. Expire emergency actions taken by the Federal Reserve to prop up the stock market have meant that four hundred, sixty, seven billionaires saw their wealth go up by over seven hundred and thirty billion dollars since the pandemic began while Amazon is denying paid sick leave hazard pay personal protective equipment to four, hundred, fifty, thousand of its Workers Jeff Bezos has increased his wealth by over seventy billion dollars. Amazon shares are up more than seventy percent year to date. You can see this morning down by about twelve dollars. Senator Sanders also calls out Walmart's Walton family. Tesla's Elon Musk and facebook's mark Zuckerberg for making billions of dollars during the pandemic, and then trying to juxtapose that with what they've done for some of the workers along the way he then said by taxing sixty percent of the wealth gains made by just four, hundred, sixty, seven billionaires. During this pandemic, we could guarantee has a right for an entire year and billionaires would still be able to pocket over three hundred, ten billion dollars gains during the worst downturn since the Great Depression.
Peaks and Tides Sonoma Coast Chardonnay 2018
"Stay home. Cheap wine fighter dot com summit again with another. Why Review. In kind of a companion podcast for wine picked up all. All he's been. Doing well lately and this one's called. Let me grab the bottle so I don't screw it up. Peaks in tied. Sonoma's coach Chardonnay Twenty, eight, eighteen. And peaks and tides kind of. Describes the SONOMA's coast. Ava that's. mainly. A Boutique area that specializes in Chardonnay and new are. It's up along the coast. It's In between coastal mountains it's cold. There's not a lot of huge vineyards in there. It's more boats tiki their commercial vineyards within a big. But it's. Really good growing area. And I want to a snow coast trade event a few years back. and kind of picked up gossip I. Think I would call it because it'd be wine reps and then there would be winemakers and they were kind of upset. That when the SONOMA's coast Aba was set, their boundaries are set up. Some of the bigger. Huge actually. Well established. Literally connected wineries and Wine Corpse. Kinda got the the boundaries moved to cover the Russian river eastward just to cover some of the bigger properties. And the guys kind of upset and I just noticed that Petitioned to have a western SONOMA'S COAST AV A. Now I don't know what the problem is because even the Russian river ones those are really high on liner isn't really good wines. I. Don't get what the problem is. You know maybe it's a small guy versus little guy I don't know. But, that's what they were doing and they were seemed to be all upset about it. So you know that's just gossip me sitting here with a glass by hand listening to winemaker stock. So this is a SONOMA's coast Chardonnay. If you check out your Google look. The the town in the back they said peaks and tides made it. I don't know if there is a pig's entites company, but you can figure out who the winemaker might or the liner or one of their entities might be. It's not a foolproof method of who the biggest Winery in town is, but it usually gives you a good clue. GonNa take a sip of this one. This is a really good nine, ninety, nine Chardonnay. It's got some oaken full Benatti huge amount. Let's got this kind of honey rounded thing going on it's got all sorts of flavors. I mean I got banana and pineapple. Meyer. Lemon and NAPA grapefruit and you've got on least salty thing. It's got some lemon. Vanilla cream. It tastes good. It smells great. It's got a great enrollment to I was Kinda digging that. So for ninety nine in any don't expect all these displays, these wines. So haphazardly that you you know. You don't have an expectation just by looking though this label and this line they also have a pretty good Cabernet. Sauvignon thing that I thought it's up. You know I'm not sure about that one. The packaging looks like it could be any kind of retail brand in back of genes fine. And it tastes good really good at for ten bucks and can delivers maybe over delivers. Ten Bucks will buy you a good Chardonnay out as ten twelve dollars you can you really, really good. But this is to in itself storebrand again, all these been kind of kick in some but I kind of liken it.
Aria Pinot Noir Brut Cava
"Hey. From sheep wind finder again. With another wine review just posted on the sheep. WIND FINDER DOT COM website. And the area. You don't know why brutes. Are the freshman at groups of of. I think to. SLOW LARGEST ABBA makers in the world. And this one. Brought my I because. I think my favorite. Wine in the world, you say you can only drink one. I'm thinking they're expensive one. I WOULD WANNA punitive while this sham. and Taba. Is. made the exact same way that champagnes. Now, it's five, six, hundred miles farther south on the Mediterranean Ocean and. You know in Champagnes on the north side of the Burgundy area up in northern France. They're not the same growing regions, but they do make wine the same way. And they actually went out of their way to get new are. So, there is a little bit of a comparison because this actually As you know. Like, for Sakho is in made a second fermentation, that's the The bubbles come in. In large pressurize that and and by large I mean. Pressurize that. And can go anywhere from a couple of weeks a couple of months pressure. After the after the you know it's up to sugar and Co two comes out. The pressure puts it back down into the one after a few months it's incorporated in the wind you get bubbling. Its nineteenth century technology. Up and Champagne or Fifteen. Technology. For each and every bottle. Pat Some sugar and some. Covered up. It every day or two, just a quarter return. And come back a year and a half two years for years later, and there you go. Now you got. Older way of doing it. Kava. The same way for Sakho. Now, the Sharm at the tank affirmative action. So I saw Pinot Noir from Tabah which was cavs always a little bit. Not always a little bit. You can get. All sorts of really good Pavlos for less than twenty, twenty, five dollars. This was. Ninety nine. And it was directly kind of going one on one with shopping using Pinot noir grapes. Champagne, Chardonnay th-they new are a couple other grips to. And the minimum second fermentation has eighteen months, champagne. And here they want eighteen months with the staff of the IRA. In why? Roots Daba. Disip. Really, going I, want you really get. An expense. Oh, champagne of thirty, five, forty dollars. Twelve dollars. It's six hundred miles south of the grapes are grown differently blah blah blah. Clear stylistic difference between Kaaba and Champagne. They're not be the same thing. They set themselves up on this case to be the same, but it's not. And while. You Newark Bay Champagne is my very favorite in whole wide world and this doesn't quite meet that. It takes for eleven ninety nine it does well, it's a great. It's interesting Scott all sorts of. Flavors. It's smoother. It's brute. which is dry. It's got some good fruit flavors to. The city I just took second slip. That's when I know I like the senators when it gets, you drank in like sitting in a bar drinking beer if I reaching for the thing approaches. Spending wine of the same thing too.
"twelve dollars" Discussed on News 96.5 WDBO
"New year twenty twenty guy Lombardo of the royal Canadian orchestra company us today and I have to reminisce as we get ready for a little bit of the bubbly here first of all let me say cheers to everyone we get the glasses here very good happy new year to all happy healthy to all as I take a sip and somebody Dave I like the little garnish you have there you go raspberry raspberry now let's Corbell blocked a war very smooth not overly sweet creamy very balanced very pleasant yeah if this goes all the way back to eighteen eighty two in Granville California were three Czechoslovakian brothers started the winery then in nineteen fifty four and he had purchased it and moved it forward and then his son Gary took over in nineteen eighty four this is a very large production facility because they do so many different styles whether it's this wanton wahr Chardonnay brute extra dry this week they and all that here you have a nice straw yellow appearance on a pallet a little bit of red raspberry strawberry and it's gonna be a nice delicate finish for kids with a lot of different foods very pleasant to me this is non offensive goes with anything suggested retail twelve dollars this time of year you can usually get it less than that very reasonably priced princess Debbie your thoughts on the Corbell blank do nor have I love this and I think we are going to be serving at Christmas stay at my home David and get ready for this as it goes with everything is just a smooth beautiful champagne I'm very close for twelve dollars honey lately absolutely taking a picture of it I'll be buying this for around two years for sure and Salim vermin the cut off Duchesne ambassador joining us today I know you can't taste anything and there's a good reason Bellatrix white when I'm pregnant but don't tell anyone my family doesn't know yet well they do now they do now because we are worldwide we would seriously they don't know you know you don't know yet in France they do not know the minute you know next week you're gonna go back to France in a surprise that they're really gonna be so well if they don't listen to the wealthy listen to the show the surprises spoiled but so you have a good excuse however normally because you are the canard Duchene ambassador when you are not so in family way as my grandmother would say my old right by Manny I'd what champagnes so what do you tend to gravitate towards what are your favorites my favorite show style that would be a great he said it's a really really big secret for me to keep but we I do drink lots of champagne so much style brute picture order for a love of groups of bricks landing page I love them champagnes it's pretty fresh clean that has that really nice refreshing acidity two weeks and like I said don't your inference we we drink champagne alerts as we consume actually seventy percent of their separate production in France really which means we drink champagne bees food without food new year's eve anniversary we the reason without an existing easy if you don't have a reason opened the bottle and then you find one I like that's how we do it that's a great quote searches Steve notate that please outstanding and I always say that light a cigar pop a bottle of champagne you've created to celebrate the city exactly and I always keep plenty of champagne sparkling wine and our favorite rose a bevy Rosa Rigali at the pleasure palace you never know who's going to come over in the sports are great because sometimes my mother cigar mother loves the little per secco sure Wetzel champagne splits in fact I brought one of the ones that I left over when she was here for thanksgiving and she enjoys that you could have a dinner you can have it at lunch it's a very I think it's very elegant to have a glass of champagne sparkling wine during the day at lunch absurdity forget the two Martin martini lunch ever to Champaner sparkling wine glass lunch I have all of the wrong with felt that when you drink champagne you get a different indeed creation you get more high then you get drunk I love the have the magic of champagne it is it's wonderful specially with the harem they they are they are drunk on pleasure believe me when they come over to the pleasure palace alright so we've got the Corbell blanc dinner OR and next up samadhi a Dave what do we have we got a very interesting bottle in front of us this is a vintage I believe two thousand eight yeah it's a two thousand and eight at champagne della moda it was started back in the seventeen sixties out the coast of Long Beach area and it it to what Celine had said it's all about terroir this to work toward toward draws a rich balance from the powerful Chardonnay and where is this from the champagne yeah it is friends okay I thought for second was it was California it is French French champagne hunt percent legal so somebody Dave in three to one when.
"twelve dollars" Discussed on KFI AM 640
"With out ads cost twelve dollars a month I haven't had hoon while my wife has a Hulu subscription I don't use it I guess I could because there's nothing on who that I want to see that I can't get either elsewhere or all watch with the DVR something who's not special for me do you have full wall where my dad to my package I know you can get it is part of yeah of the fifty plus no now if they want guys I was trying to just ignore that but you knew that that was not going to pass by microtia yeah you know mondo with his poor sense of humor you know is better since he was not gonna let that pass package joke known that was back up past the angst thing is I've been waiting for the combined group beaten the Disney plus who thanks yeah Disney which owns Hulu debuted the Disney plus app this week which we talked about in depth yesterday and I don't know if people really understand how all this intellectual property is coming together under one umbrella we can talk about Disney plus versus Hulu but next well it's not the same thing but you're still paying into the same pockets so it it does seem strange when you have Hulu subset of Disney raising his prices this would be at least in now Smith the same week the density plus app comes out this just seems strange not so sure I understand that no Disney also offer a thirteen dollar per month bundle of standard plans for the Disney plus ESPN plus and blue in those three together in like a a streaming bundle and from what I understand it's on par with Netflix's most popular streaming by I know you have Netflix how much is Netflix cost now I use my wife's Knowles is gonna apply maybe fourteen dollars on scene yet because I have like the premium that's listening yeah it's like forty four for the month yeah you can have multiple people being able to access it yeah we have multiple devices cloud phone television computer multiple rooms all that any kids use it too yeah probably times are not supposed to do you have to have a problem with telling them to put their devices away at night what came here every night it's like there's a device in hand yes put it away now I did not know the Hulu has almost twenty seven million paid subscribers that's pretty good market penetration I wonder if it's still going to be on that level or how it's going to be impacted given it's in fusion to Disney plus another gonna hurt I mean getting plastic ten million subscribers in a day no but what I mean is let's say I just had who before and if I want to move into the Disney plus plus Hulu how that affects their numbers overall I mean it's like this if if I own that company and it's just I'm just transfering people over to my other laughing Michael you have a plan for that may not survive the **** rush of all that all right all the platforms who may go the way of the dinosaur anyway so then it's like well I'm going on and absorb it anyway lower the cost of it make it more affordable the people want it I can you know push the price up a little bit after I weed out all the competition yeah but here's the here's a strange thing we're talk about Disney plus and the new series that it was going to be debuting over the course of next year so who is also debuting new series in other words they are trying to generate their own content for new series including deaths which follows a computer programmer investigating the disappearance of a boyfriend Mrs America in equal rights story starring Cate Blanchett a teacher that's the title about a high school teacher caught having an affair starring Kate Mara and the old man an action thriller starring Jeff bridges in dot John Lithgow those all sound very bad you sound like not hits I mean might be cool but not a reason for someone to sign up for who I'm not signing up for any you anything on who because of those four new series now I signed up specifically for series on HBO I signed up specifically for a movie or actually a series even on Netflix a number series but Hulu or even Amazon prime now I'm not there yet though will also house live sports and this goes back to the whole Disney conglomerate it'll have live sports news and entertainment channels including ESPN which is part of Disney foxsports which is kind of part of Disney.
"twelve dollars" Discussed on V103
"Twelve dollars pick your number for use an old one and put your business in the express lane dot com to get your free thirty day trial thirty I'm back with another on the morning show on the J. throwbacks V. one oh three.
"twelve dollars" Discussed on Bloomberg Radio New York
"Fifteen and twelve dollars and seventy cents an ounce twelve minutes before the top of the hour let's go to San Francisco and Baxter has news at all right thank you very much Brian Bloomberg news reporting that in twenty seventeen president Donald Trump press then secretary of state rex tellers and to persuade the justice department a drop a criminal case against an Iranian Turkish gold trader represented by Rudy guiliani teller sin refused Turkey moves into Syria with attacks from the air and land bipartisan U. S. congressional effort put sanctions on Turkey without presidential support you in security council will hold closed door session tomorrow to discuss the Turkish invasion of Syria China's president xi Jinping is shown as continued support for Pakistan in its conflict with India over cashmere and this ironic or not just days before his visit to India phase two of P. genies massive power shut down in northern California has apparently big gun that bloomer pushing out the story it says when all is said and done over three million people will lose power it says for wildfire prevention a judge's now stripped away P. genies exclusive control over restructuring and there are several pieces of legislation now being drafted to change the way P. G. and they can do this super typhoon is in route to bring violent winds in a wide swath of Japan over the weekend this potentially could disrupt rugby Rugby World Cup games and former vice president presidential candidate Joe Biden has said for the first time that Donald Trump should be impeached saying he has violated his oath of office well lose twenty four hours a day on Erin a tech talk on Twitter power by more than twenty seven hundred journalists and analysts to more than one hundred twenty countries in San Francisco I'm at Baxter this is Bloomberg.
"twelve dollars" Discussed on KQED Radio
"Sometimes make a twelve dollar bonus on a thirty dollar ride and now sometimes it maxes out at four dollars so. four dollars instead of twelve dollars is obviously ridiculous incentive uber uses a combination of flat rate bonuses like personal powers owns and percentages like the old left system lift wouldn't make anybody available for an on the record interview but the company maintains what bonuses are smaller more drivers are getting them lift says the personal powers loans were designed to be more predictable stable and equitable and stable for writers to when it comes to pricing live points out the change hasn't driven up fares and that's true for writer chair of the do a music composer who uses both left in it were in Oakland during rush hour I haven't noticed a big difference in fact we do only learned about the changing lift driver bonuses when I mentioned it to him he says he's concerned about drivers but that the new information is probably not going to deter him from using Cooper left I would use it more to get from by back to my house so. I probably would still use one of them because I don't want to do the watch lips says on average driver earnings across the country have increased over the last two years but it doesn't release rock earnings data Tom white is an analyst who follows left for the financial services company DA Davidson he says that the change generally resulted in drivers seeing their payouts reduced how does the figure that left takes a percentage of all fares and white says that the company's been taken about eight percent more from those fares over the last two years you know the main contributor to that increase is that drivers are earning less than than they used to lift argues the addition of bike and scooter services account for the increase it takes one hundred percent of the fees on those sensors no driver to pass but white says bikes and scooters are only a small share of lifts overall business not enough to account for that eight percent increase white says the reality is let's just trying to make a profit left lost more than nine hundred million dollars last year you know investors will be patient. but he went public this year and white says lift is keen to demonstrate to shareholders it does have a plan to become profitable eventually the question for drivers is whether working for left is still profitable.
"twelve dollars" Discussed on KOMO
"Attendant out of a job charged with public intoxication after passengers raised alarms one to eating a video appearing to show her slumped in her seat this happened about a week ago when they noticed that the flight attendant was kind of running into people as she was walking up and down the aisle had difficulty trying to get on the speaker and give the safety briefing and once they got into the air it actually took a passenger to filter into receipt according to the passengers and she seemed to pass out during the flight ABC news senior transportation correspondent David curly reporting homeowners time twelve fourteen culturally traffic every ten minutes on the force with him a full time seven five is solid as you come into downtown Seattle for Northgate way to Mercer street and north bound five is also crowded from Albert place TS their way but first all in Seattle on sept on highway ninety nine it marginal way it's blocking the right lane if you want to stay to the left there to get by also in Seattle and earlier crisp and clear to the right shoulder from the one hundred forty fifth street ramp to northbound five but it is causing some slowing and a distraction doorbell for fungus dumping go from highway one sixty nine to the coal creek parkway southbound four oh five through Bellevue is crowded from northeast State Street in Newcastle also in Bellevue truck is spilled its load of car over the red waits until the weight just north of five twenty and they were at least locked for cleanups you want to avoid that area and seven five through federal way is just bumper to bumper from highly eighteen all the way to the port of road traffic report is sponsored by Papa John's feed your inner hero with an extra large two topping superhero pizza from Papa John's ten slices and two toppings Dennis fighter man far from home collectible bought just twelve dollars at papajohns dot com our next couple traffic at twelve twenty four funny cloud forest this afternoon highs in the mid seventies today cloudy skies tonight was a fall back in your sixty by morning could see the showers tomorrow with highs in the low to mid seventies.
"twelve dollars" Discussed on WLS-AM 890
"Make twelve dollars an hour and they barely have a high school education in large cities local cities the police are relatively in check from the citizens so there is an over reach a sensible liberty and if the heartland of America sadly because it will have a little look Brandon that there's an exception to every rule and you can always point out the worst case scenario but you shouldn't legislate based on it while we bring it up because I've been I've I've got like I said I'm a liberal turned into a sixteen Republican well I I welcome you to America you speak the language well you don't really have an accent so you should be able to get along just fine yeah so am I I'm an elf it is summoned I'm a felon you know blue for my trouble but stress and I cried a lot of this Rush Limbaugh I had to get my block radio but I'm somewhat I couldn't stand to listen to and and slowly over time I kind of got it you know but we are just not open to conservatism before did you believe the hyper we have interest in politics now it's selfish narcissistic I think is what it is I think that the palm everything you're saying I think boils down to dark because in America everything is about me me me me also the grounds all this other thing thirty five I should be in the millennium mindset but I identify more with our Vietnam veterans on the I. although ironically emanating grad I was in the navy got a couple of your life got trouble and I turned myself around so I maybe some of that be turning around was blue cap I would like to think well yeah I'm sure it helps but he you it's a new brand that he did give everybody all the same advantages are opportunities or chances that you had you took advantage of them some people won't that's not society's fault that's right for my wife and kids you have three kids that are growing up real quick now I think it's funny how that works is not and I I think that the band I I'm not not a racial thing but the black community a lot I play basketball I have a lot of black friends I and young older black people who have kids will tell you the same thing as our younger generation not procreating and not becoming men are getting incarcerated nineteen twenty years old and given a life up well there's a big problem with the out of wedlock births in this country appreciate the call Brandon and you know you can talk about which traced to defects more but it affects.
"twelve dollars" Discussed on KTRH
"Cost of the book is twelve dollars and sixty seven cents I'm flabbergasted that's a big deal while I was waiting I went don't wait you're not gonna find that price anywhere else and I and how long is this Amazon prime day did they tell you Mister minister Sir could be gone at night could be gone tomorrow they come and go in the coming go but they not not not that frequent so on freedom of the press on Amazon dot com tonight go to it order it and then it check out your right in prime book in nineteen prime book nineteen all right deportations one of the things that the squad I guess they think that the mod squad right Mister but is is that what they call themselves the squad now the for the squad I don't the squad so cool they give themselves such cool names some millennials will be attracted to for the squad wow an A. O. C. wow an R. B. G. here I am chairman of a few does anyone ever talk about that fat is United I'm the chairman of the group I started many years ago called fatties United or if you actually I'm the chairman president everything else I'm the only member but in any event deportations the president's in humane deportations ladies general let's take a look at how sick this is about ten years ago the Democrats voted to secure the border then the Democrats figure a way to minute that's our constituency south of the border the more people who come into this country eventually will give them an amnesty an immunity and eventually will give them citizenship the likelihood they believe is more more than will vote for us why because the races of course they're stereotyping right using their language and thinking you can be damn sure if they thought these people were gonna be Republicans they have moats they'd have walls fences fences behind fences barb wire sharpshooters everything else but now now but in any event deportations no more deportations at this time of the Obama presidency than in the trunk presidency I know the administration doesn't like to hear that but it's true a part of the reason is in all the court problems Ike Dwight Eisenhower very few people call him a racist he rounded up one million illegal aliens early in his presidency and push them out of the country called operation went back going global and we've talked about Clinton was deporting people Obama was deporting people the bushes were deporting people Reagan was the but but now trump's deporting people oh my god do you we've never seen anything like this in our line and no amount of factual engagement matters if you're an American citizen you commit an offense and you go to prison I don't know what I'm talking about that our prisons are filled with people are separated from their child I've been making this argument for ten years now finally others are picking up on it but it doesn't matter what the left why they went from securing the border to a manufactured crisis ten now blaming the president for the chaos that the Democrats and the media have committed six months ago they said it was a manufactured crisis six months ago they voted to cut the number of detention beds.
"twelve dollars" Discussed on KTAR 92.3FM
"The help you're vegetarian that chemical and antibiotic free and cage free chicken at Safeway Albertsons and bashers red bird farms chicken you can't put a price on good taste experience what real chicken tastes like are you taking Cialis or **** Marley drug has generics of for just twelve dollars per tab that's a savings of sixty dollars Miley drugs is an independent pharmacy delivering generic Cialis in **** to your door for twelve dollars per tablet call Marley drug at eight hundred eight two three zero four eight six eight hundred eight two three zero four eight six again eight hundred eight two three zero four eight six when it comes to saving on your electric bill you have options find the plan in ways to save that fit your lifestyle for example Stephen saves by running the pool pump before three PM weekdays there are thieves with tips from our free online energy analyzer and the morale is family faced by running the dishwasher after eight PM on weekdays we explore all the ways you can save on your electric bill at eight P. S. dot com slash the and my friends at the Arizona painting company are having their biggest discount of the year twenty percent off when you mention Gaydos and when you book by July thirty first financing available on approved credit give your interior and exterior paint a fresh makeover twenty percent off also did you hear they're hiring painters apply online to join their team Gatos approve Rosie on the house certified one eight hundred painting for more detail sent to your phone text the word paint to four one one nine two three message and data rates may apply live from the headquarters of shoes broadcasting from a dollar car rental studios it's the Dave Ramsey show that is as in the place of the B. M. W. as the status symbol of choice I'm Dave Ramsey your host thank you for joining us open phones at triple eight eight two five five two two five AJ starts off this hour in Charlotte North Carolina A. J. welcome to the Dave Ramsey show hi Dave I was hoping you could help me I'm wondering whether or not I'm ready to buy a house or if I need to rent for a few years but if you get out there that okay what we teach folks to do the best way to buy a home because we want the home to be a blessing rather than occurs and sometimes people when they're broken they buy a house the house beach them up financially and is it all because it's kind of power by dot walk around talking about buying a house is if it's always a good thing and it's not if you're not ready so we teach people to be out of that have an emergency fund of three to six months of expenses plus a good strong down payment and then not.
"twelve dollars" Discussed on KTRH
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"twelve dollars" Discussed on WTVN
"Pizza for just twelve dollars. Or choose a medium one topping plus breadsticks or a medium on top and plus eight boneless wings for just twelve dollars to check out more pizza connections at Romeo's pizza dot com. Traffic and weather every ten minutes on the tens from TempStar and classic air. Your next update with a six thirty news. I'm Johnny hill. Newsradio six ten WTVN. Parents do you allow your kids to password protect their phones? Do you? Let them do that. I'd be interested to find out. What you've got to say. Eight to one WTVN eight hundred six ten WTVN first warning weather from ABC, scattered showers and storms, windy, sixty for the overnight morning rain Friday, clearing by after noon at sixty seven whether powered by the basement, doctor Seventy-six in grove city Seventy-six at your severe weather station. News Radio six ten WTVN. What happened then when he got the mullahs report? What's happening now, very transparent here vans camps me your station for what happens next yet Muller before the committee. President NewsRadio six ten next WTVN groceries basically beat everything to everyone sound familiar moms. Sometimes it's just too much open arms counseling, though can help their staff is so easy to talk to and that can be just what you need. Whether it's a minor. Her problem or a major issue? Open arms can really help you through it. At least check out their website at o-, a counseling dot com. Are you facing credit card.
"twelve dollars" Discussed on AP News
"From twelve dollars for adult. Seven dollars for kids by online and pick up in store for free today. All jeans tees dresses and shorts are on sale. Up to fifty percent off. Now at old navy and old navy dot com. Valid five six two five twelve excludes in store clearance active. Licensed pens packaged and flag. Tease. For listening to the AP radio network that you can purchase prince of AP's photography for your personal or small business. Use every day a piece talkers capture incredible images from all around the world there on the scene of wars and conflict concepts movie premieres championship games and parades. You can browse APM ages dot com to find iconic photos to displaying your home office restaurant or to give to friends and colleagues for more information. Visit eighteen. Minutest dot com. The long wait for more avatar films will go on a little longer, however future trips to a galaxy far far away are now in the book new FOX owner, Walt Disney company is out with plans for upcoming Twentieth Century Fox films James Cameron's long delayed avatar to will now. Open in theaters in December of twenty twenty one instead of its most recent date of December twenty twenty the to a published report says Donald Trump's businesses lost more than a billion dollars over a decade AP Washington. Correspondent saga megani? Reports on a deep dive into some of his tax documents. The New York Times says it obtained printouts of Trump's official IRS tax transcripts including figures from his federal tax forms. They show. He reported business. Losses of one point one seven billion dollars from nine hundred eighty five to.
"twelve dollars" Discussed on KOMO
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"twelve dollars" Discussed on KDWN 720AM
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"twelve dollars" Discussed on MyTalk 107.1
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"twelve dollars" Discussed on Never Not Funny
"Local comedians hosting thing or class at it's one hundred twelve dollars health. Yes. And it it gets you go. Oh, I get it now. Yes. I have with that. You know, what I think you've put it the right way. Yes. If it's an intensive that they want two thousand dollars than than maybe eight goes, I love learning at exit. They will remember I used to love reading the catalog of the learning out ankle. Yeah. What maybe a chess classes the way to go. You know, like minded people. Learn how to blow glass. Sundays, I'm free on Sundays hanging to write that down. Learning annex. That's still learning certainly certainly that down and get on a plane leave it there. And then glasses probably funniest example. And then. Right. And then use the word masterclass at some point because that would be a goal, but you're doing a master class on Twitter. Right. Yes. All right. Gary Goldman is air, Elliot. What you're saying? Something more. Do we interrupt up with just your business Jenifer Lewis? Yeah. Still wrong time hasn't changed. If he's right. I'm gonna be if you know what I'll say, I'll say this fired. Five thousand dollars. What? Louis I'll give you five thousand dollars. I have no. If I'm wrong. I just have to say, I'm wrong. You've had you've done this before on a scale, and you were wrong member you had to pay one hundred dollars did happen. Once what did I don't remember what it was one hundred dollars? I'm more comfortable with that. Yeah. So my turns out. Serious. I don't know all of your finances. But I know that you shouldn't have. There's no way way would come out of never not funny accountable. And so So what what do do I I have? have something? I'm not happy with this. Would it be part of his pay? I'm not going to bet you because I can't afford to lose. But but but what do I what do I have to do? You're saying you're so wrong. And I'm so confident you're so wrong that if you are right. I will own it and so much so that I'll back it up with one hundred dollars. Do we enough by the way, do even know Jenifer Lewis concerning I believe she can? Yeah. I don't know if she's had a history of doing that. If she does. All right. Yeah. And she's just it it just feels like something that she would sure you want me to sing great. I'll do it. Like, she. I've seen some interviews with her, and she'll she's got a whole history of of her just pushing and doing stuff. So I was definitely the level of fame that you would expect on this show. Now that we've seen a few people unmasked, but she's working actress she's on a hit television. I'm complimenting her. Oh, yeah. No. She shouldn't need to do it for certainly. But she might think it would be fun. But I will tell you this book, Jennifer, the wish I do a thing. It's a little a hobby of mine that when I go to Barnes and noble, I go to the wall of signed books. Oh, and I like to look at the autographs to see who cared and who didn't. Hey, Jennifer Lewis cares. I believe that the. Amber, cares who doesn't care. Boy. That's a great question in the I don't care about your story. The signature who doesn't get the name of Tiffany. I'm Athen's production company is tit for tat. Wow. What? Yes. Because her initials are I haven't thought about her in so long. He was something else on on on Beverly Hills nine oh, two one. I don't know if you ever got into that show. But man, I watched have that was the only soap opera I ever really it was grind into. It was just at worked on so many levels. Gosh, it was so cheesy and the way she oh, she really she really stirred things up and they brought this after Shannon Doherty at left. Yeah. They needed a new. Yes. The gator and she came in like a hell, yeah. Pushy broke poor Steve's heart. And of course, she was attracted to Dylan in that's. We all were who didn't want the sideburns in nineteen Ninety-six Doda. Which ones who Steve is that I on. Yeah. Yeah. I ns era. And then we agree. That's mispronouncing his own name deserves punched in the face. I still think I think of that show and basically him a lot because he and Brandon would do that thing where it'd be like noise..
"twelve dollars" Discussed on KTAR 92.3FM
"The partly cloudy skies today with a high of fifty one and then tonight is going to be partly cloudy. Thirty six degrees is a low tomorrow sunny skies with a high of fifty one. One as well. Others is brought to you by Howard air whether replace or repair, call Howard air. Go ahead and take a look now at your money from the copper point insurance business center. Arizona's minimum wage goes up today from ten fifty to eleven dollars an hour. It will jump to twelve dollars and twenty twenty and Facebook hopes twenty nineteen is a lot better than twenty eighteen the social media giant solid stock. The twenty five percent definitely reason. Why stocks in general were down last year? The Dow finished up two hundred sixty five yesterday. The NASDAQ finished in the green fifty s and p up over twenty points on the final day of twenty eighteen the stock market is closed today for the holiday and will reopen tomorrow for more money news. Visit the copper point insurance business center at KTAR dot com. All right. So this is normally when you know, you have Jim Sharpe. When he comes back, you'll do this at this time, take about a minute and a half or two minutes. To offer up whatever thoughts on his mind. I have a lot to say there's a lot on my mind. I would like to say I'll say a little bit. But I also wanted to bring in two of my colleagues KTAR reporters, Ali vetnar and Jim cross. Joining me now, there are a couple of things I would like to see changed in twenty one thousand nine and I didn't just limit it to like, politics, or whatever I just kind of broaden the scope. So I just wanted to bring in two of our reporters who go out and cover a lot of stories. They see a lot of stuff. Good and bad alley. I want to start with you. Fifteen or twenty seconds. What do you hope to see different and twenty thousand nineteen you know, I just really would hope to see people be more open minded, I feel like today. We're so swayed with everything we're fed and see in here and working in the field. Like, you said, it's it's sad to see how close minded and hateful others can be to others with different opinions and beliefs so I just hope to see a little bit. More acceptance in two thousand nineteen very good Jim cross box car onto what Allie said a lot less vision. Among people.