39 Burst results for "Trustee"
Fresh update on "trustee" discussed on Biz Talk Radio Show
"To 39 99 for retirement blueprint at Brian's office there and integrity, financial planning, But while you're listening to the show today, This is retired with integrity with Brian Bow when my name is Todd Coward. You can get it complimentary would conduce three of them on the show? Full retirement blueprints. Brian walk us through exactly what that does. Yeah. Fulfilling Return blueprint is taking a look. First of all your investment planning, right? So Give us your you know the statements. We look at those we find out the risk you're taking for the reward. Let's look what you've done The last five years last year, three years, whatever you know, and the fees you're paying for those investments. If you're paying any fees it all some of you may not be. And is that normal? Or is it extremely high? We had a particular client that was referred to us from one of our existing clients, and we went through his statements and he goes. What is the adviser charging you right and Because I think I only get charged in the years that when the market goes up And then I don't get charged anything. When the market goes down, I was like, Well, there is some form of that. That's out there, but not on a smaller level. It's really hedge funds that do that kind of thing. Right? So I said, Okay, Well, what I see in your state because I wanted to see what he thought and we had gone through the statements over the last four months. His average fee If you analyzed it was 5% tastes. That was the fees 5% in a down market, right, so they count. Obviously, that's exactly But that's when he thought he was not paying anything into that, right. Of course, he doesn't pay attention statement He's busy with traveling. With all due respect. I mean, that's statements are hard to understand all today are there There's a lot of mumbo jumbo on there the legally exactly I'll by the way I had to find on a page 37.6. Ed Page, 37. Well, you can, but you're not going to figure it out unless you sat down and you understand what you're reading to begin with which most people don't know, because the point with investment planning You know, I said, So. What has he done for you? Wow, He's a good guy. I've been with him for 20 years at the big name. I'm not going to use the name, but it's a big firm. So everybody, you know you get the warm and fuzzies when it's a The money's held at a big company, right, a big bank and he trusts the guy, he said. Oh, you know, we talk about golf. We're going. We don't even talk about the investments that much because we have a lot of similar Right things And you know that you know the similar interests in mind. And so I said, you're getting charged 5% on something that the average is probably 1 1.5 that you should be charged on this, Um Don't say anything. Amazing either. You're not like your earning 20% every year. You know, a lot of his accounts had losses on over the last few years, so he had made me money. So I, you know, I think that's a lot of big Wake up call saying, you know what, And also, here's the risk. Are you okay with being in 99% equities? You know you lost 30%. And so well gosh, I'm pretty conservative. Well, maybe he's investing for himself right? And because he's a 40 year old, That has 25 years to go. But you're 62. You've got two years to go. Everybody's different. So I think that's what retirement was uncovers those sort of things. And then look, you got to get a well I mean, come on. You gotta get a trustee or something, right? Yes, your taxes and tax planning. Right? Yeah. I mean, we gotta you know, And what are you doing about? Why are you putting in a pretext? A county of million to it in a pre tax account already? I mean, how much is enough? That's enough Start putting in a Roth. And what about the You know how much are you spending now? So we know I have no idea. I don't know what I'm sending. You know, I'm sending $1000.2000 month made him like No, you're not. There's no way you're doing this right? So reviewing his insurance all of that that he had to work the Why're you not putting in a chest say I've heard of that? I don't understand it. Okay, Well, let me explain it, right? This is the pro of HS. Hey, here's the con. Nothing's perfect, right? Right, Of course. But the ideas that's what a return blue looking at. If you're gonna build a house, you need to have the blueprints before the contractor builds it right? Of course, contractors, the one that You know, actually puts it all together, but the architect designs the plan, right so you can take it back and do it on your own and, you know, build it yourself, right, essentially right, but you gotta have somebody design and Orchestrate the plan for you to make sure that you can successfully retire and its turn by turn navigation. After that, Over the past few years, we've been pretty fortunate to have a manageable rate of inflation. But there's an opinion piece in the Wall Street Journal. It says. That's about to change. So if we're entering a new hire, inflationary period. Is there anything that people that are approaching retirement can do to protect their buying power? Well, I mean, you know, the problem is the Federal Reserve in recent weeks has poured Just trillions of dollars into the economy at the fastest rate in the past 200 years..
Life insurance advice with Clark Howard
"Right. Clark yolanda in north carolina says. I'm a forty one year old single parent. I'm looking at life insurance. But i'm not sure how to determine what i need. I've a two year old son have policy through my employer currently in a small policy that should cover funeral. Expenses checked a few companies. But i'm just not sure where to start on this. Okay wonderful the you're looking out for your kids and what i recommend as just a back of the envelope. Simple way to come up with an amount is that you buy a policy that covers ten times. Your annual income that will provide a decent pool of funds to provide for your children in the event of your untimely devise. so that may sound cost prohibitive. But it's not if you buy the right kind of life. Insurance which is known as a level term insurance level term is where you buy for a set amount a set amount of life insurance or face amount of you know how many hundreds of thousands of dollars or whatever it would be for a period of time. You're worried about protecting your children. Ten fifteen twenty thirty years. Whatever that period is on clark dot com. You'll see my guide to buying level term insurance and there are many quotation sites. You can go to to get quotes for many different insurance companies. Whether things. I want to focus your attention on. Is that particularly if you go out. More than fifteen years on level term. I want you to buy a policy from a company rated a double plus by a m best on any of the shopping services that i would direct you to they will show you the a. m. best rating. Which tells you how healthy the insurer is itself. So the eight double plus means they have the highest level of ability to pay claims in the future. Because you wouldn't wanna pay for life insurance policy that later isn't going to pay out for you. Level term insurance has no goofy Savings accounts are investment accounts. It only pays a death benefit to your survivors period. That's all it does in the case of buying policy where you're a single parent and you have minor children. That policy usually will be done in a trust kind of arrangement. Don't be intimidated by that. The online sellers are very familiar with this. And you will be able to have someone you trust. Named is the trustee of that in the event that you pass away while your children are still minors
Fresh "Trustee" from Saturday Morning Update with Rick Fowler
"Hamilton Station Road is closed just north of the Charlestown Pike due to a serious accident. Now from garage repair dot com. The W M A L storm What seven forecast changes have arrived for the weekend this morning won't be too bad temperatures in the thirties, but the mix of sun and clouds But the factor Noone will top off in the mid forties with mostly cloudy skies and the screenwriter Snow Shower isn't out of the question back here. The freezing mark with increasing winds and partly cloudy skies tonight. Maybe. See seven. Meteorologists reach okay. With storm watch. Seven weather team 36 degrees in the nation's capital. 6 47 on W M A L. Washington's mall. W M A L were Washington comes to talk. It's the Saturday Morning update. I'm recorder. Thank you for joining us this morning, and it's always great to have Jim Trustee join us. He is a partner at if for a law here in Washington, he is the former Chief of the organized.
Lehigh University rescinds Trump's honorary degree
"Continue. Mr Trump is also now seen an honorary degree revoked from him. Lehigh University has rescinded the honorary degree it awarded to President Trump more than 30 years ago. The announcement comes days after an assault on the U. S Capitol by supporters of the president and as lawmakers push for an impeachment. The full board of trustees of the private university in Bethlehem, Pennsylvania, affirmed the decision. According to the university student newspaper. There were several petitions to rescind Mr Trump's honorary Duke. Re Lisa Matteo CBS
Fresh update on "trustee" discussed on Consider This with Big Joe Clark
"If you're an average American. I don't think you're gonna have the issues. What? Where you have. It is when somebody was paying Over a million dollars a year over $100,000 a year to a state government and property taxes and all of a sudden decided to pick up camp and go on. Go. There are people were it's measured. I have a friend. Who I'd better leave the state out of it that when he flies back to his home state, where his business is still at They somehow they know it from there from the airport. Hey, he's taxed $5000 a day every day that he is in that city. On. They can do that Legally. California has talked about doing that that where you have to pay if you leave, where you have to pay taxes for up to five years after you leave, even when you're no longer there, so states air have there's a lot of financial difficulty going on, and people are playing these games. When you know the Goldman Sachs office moves to Florida, and they all sell their houses and buy new houses in Florida. It's really difficult for the state of New York to go. That didn't have it. You know nothing to see here, right? I mean, it did happen, and it's one of those things but all tax policy, social policy and everything is subject to change. Right, so It's going to be really, really interesting from a political standpoint, how quickly they try to change the tax code. Remember, everything is deemed to sunset December 31st of 2025, it will revert back to the 2017 tax code. So all decisions that you make today tax wise need to be based on the fact that that revision could occur, and if they get enough votes in the Senate to get it past they could actually Revert that sooner. They could make a permanent revocation on go back to a tax code somewhere in between the two Some of the since we're talking about Snowbird. Some of the people have a hard time deciding whether they should rent or buy and I know there's pros and cons to each one. But let's take buying, for instance, if if someone does decide to go ahead and purchased a home in another state. What Part of their retirement should they dip into so I will put it this way. I I am I'm a legal, fiduciary and illegal trustee for people inside of trust. So what I call it is a financial trustee and a family friend. It's not my job to help bury people or to do things like that. It is job to help with it. His job, the job of working with your beneficiaries on the financial assets to make sure that they're effectively and properly distributed so In a brief synopsis. That's what I do. Unless you have a family who wants to buy or wants to take the place in Florida, or it takes the place in Arizona. I would almost always encourage people to read because you've got more flexibility. And invariably, I see people who thought this was a great idea. Who end up staying there forever. They don't ever want to see the cold of Indiana again, including in May, and but I've got Justus. Many of them that have said You know what? You know, we've done this. We're now 85. We don't want to do it anymore, And now they've got a property They've got to sell or figure out how to transition. I don't think Barb and I will ever own property other than the house in the office building. I just can't imagine it, you know, and I love Arizona and I want to go see my mom and Sarasota. Right, so being able to rent a place for a month, and you know, everything we do right now is online anyhow. Feels like you know, being able to do that, or being able to do it in Arizona. If we didn't have a fellow my dog, I probably already what'll happen frankly. So if you do own a second home in your paying mortgage interest at in both properties in both states, do you get to deduct those do you convey? So there's a cap on the amount you can deduct and again. This is why we have a C P A on the team. Prior to 2017. I think you could deduct up to a million dollars worth of mortgage interest. I think that's been reduced to 7 50. I could be entirely wrong, but I think that's the number but yes, you can do that on two properties. If you have one of the big RVs what they call a class A where you got a bathroom and it's got to be a certain number of feet long and it the into the mortgage interest on it. It is part of that deduction that you're allowed to have as well. Would you ever recommend buying a house Just as an investment opportunity ever is a long time, right? It depends on people's belief in capital and what else they would do with the money. I try to teach people Angie that you know, a dollar by itself isn't very valuable. It's what you're willing to do for it. Right. So when I have a dollar unless I want to fold it over and put it, my billfold, I've got to decide whether I'm going to buy my famous copy Coffee cup. Why I'm gonna buy computer equipment. Whether I'm going to hire another Angie, whether I'm going to invest in a stock Whether I'm gonna buy a bond and get a CD at a bank or buy property, right?.
Simple, Online Land Transactions with Fabrica
"Have him. as we're getting close to christmas we have a nice little present for our guys and fabric has been on our radar for quite a while. because we i met early on with other co founder and their legal team. But they've been rolling out the project a quick glimpse into their website. I saw that our esteemed. Brian is actually a highly reviewing client of there. So it's yeah. It's nice to see that we're going to have a little tired of the family here casual fridays in but before that we we wanted to welcome to the show and thank you for joining us today. A high dustin. How thank you for having me the pleasure man so fabrica and i know the names kinda bounced around because you kind of have a new thing that you've brought to the land investing market. I want you to kind of give us a high level summary of what she'll do their absolutely so what we do is that we are essentially out to meeting. Most of the real estate transactions so we looked at how land investor war especially specifically in the land space and how we buy and sell properties and we looked at the process and so bad. It was super long fail. For sometimes it takes weeks to get the closing because of military's fingerprints record bandsaw and we have automated olivet into a simple tool that you can use a line to take care of all the transfer of title and financing as well. So hold on you just said you automated every pain point we have in the acquisition because we know how much you listen to our show. We have project one. We went out and we had multiple closings. That went ten thirteen twelve forever. Weeks seem like and you fixed all that. That's that's our goal. yes anyway are doing it. I would say that we currently out more on the south side Dan i'm a roadmap by country where focus on the south side so when you have property and you're selling it to to a buyer while like checkout solution for that process so now we just gave the high level overview. Tell us what you mean by that. So like how did you fix all of that. So let's say that you have just bought a property and you're putting it on the market. You can travel a website and out the property to your dashboard. Essentially we ask you just a couple of information like the piano but property and we set up as mole link for your like we provide you a link that you can connect all of these things out there so when you promote your property. It always has a link that allows the buyer to close the online so the buyer follows the lincoln. He connects his bank account when he pays the property gets transferred to him and that he's done without any pay for you or any other manual work. And if the buyer wants to pay using saturday financing you are able to to set up your own terms. So let's say a certain amount of monsanto sorta interest rate and we take care of servicing the whole payment plan. So you will just get them on in your bank account and at the end property will be transferred to the buyer. Well so i'm hearing. I'm hearing this and i i want to believe i really do. How do we do that without deeds and things like that. I know you've got some special sauce there. Yeah that's right justin so the system that we use is that when new other property to our system we create a small trust for that property so each property has its own trust you become the owner of its processed and appropriate his own by address so essentially you own the property through the trust and when abaya camps along and wants to buy the property. He's actually buying the trust the so the task is transferred to this person and that is a system that we use allows us to do everything digitally falling online. So that makes you the custodian so you act as the custodian of the trust for us dollar properties in a certain sense. Yes but the reality that the is fully in your name. so you are. You're the owner albatross. We are just giving you the tools to control it. Got you when you close with a trustee. You have to have notaries and all that or it's a good question so we have not the moment you are the property to the system so when when you begin and we do it online when possible in the states for dance for that so it's pretty smooth process and once the property is in the trust has no need for for notorious anymore so when that property gets transferred everything happens falling line and ninety. Two to three days relational process anymore. And then it's recorded county
Fresh update on "trustee" discussed on Saturday Morning Update with Rick Fowler
"The Saturday morning update on Rick's gonna thank you for joining us and some of the things going on out there that somewhat worth talking about. Federal law enforcement agents have arrested a Florida man, and they've charged him with trying to organize an armed response to pro President Trump protesters who will be expected. In Tallahassee at the Florida state capital on Sunday. The U. S attorney's office announcing yesterday that the FBI has arrested Daniel Baker of Tallahassee Authorities say Baker issued a call to arms on social media to recruit people in a plot to create an armed circle around the pro temp protesters and trap them in the Capitol complex using firearms. Court documents describing a syriza of threats of violence toward pro trump supporters and a prediction of civil war that Baker made on social media, He is quoted as saying. Remember that the cops won't protect us because the cops and the clan Go hand in hand. That's a post that Baker wrote on Facebook and event page that he created Funny. They didn't take that one down now, isn't it? Mm hmm. Here's an interesting story. You may have heard this one this'll week that The Secret Service was paying $3000 a month for a porta potty that the residents of Jared Kushner and Ivanka Trump. You may have heard that story. It was in The Washington Post. The Holly was $100,000 to date, according to the Washington Post. Well, the story was that the Secret Service was not allowed to use the bathrooms in the home of Jared and Ivanka Trump. Mm hmm. So in an unusual move this week, the Secret Service denied that report. The agency response came several hours after the Post published the article on Thursday they had sighted neighbors and anonymous law enforcement sources. I love those anonymous law enforcement sources who described how the agents assigned to the Trump Kushner family had sought bathrooms to use elsewhere around the city's elite Kalorama neighborhood. Also home to the Obamas because the Post wrote Quote. The agents were kept out at the family's request. The White House denied it. And then the Secret Service denied it. So you may have seen that story. You probably didn't see the story about the denials because that's hard to find online pretty amazing how hard they make. Stories like that defined online. That's just one interesting note this morning. Now we're looking ahead to The new administration. At least in terms of some people in the country are looking ahead to it others or not, but the president elect has now pledged to boost supplies of Corona virus vaccine and set up New vaccination sites. He has a goal. Of 100 million shots in 100 days. Now if President Trump Had made that goal. And come out and said, We're going to Inoculate 100 million people in 100 days, President Trump would have been criticized he would have been Accused of misleading and misinformation. So now the president elect has Laid it out. That's his goal, 100 million shots and 100 days. Now I do say that he qualifies it with a goal, but by putting that number out there You better hope he gets 100 million shots in 100 days, and I think we should keep an eye on that and mark your calendars, 100 days from today to see if he makes the goal and again. I only mentioned that because if it was something president, Trump said, like we'll have a vaccine by the end of the year, and he was tortured over that. And what happened. We had vaccines by the end of the year and see that it's 6 24 does the Saturday Morning update on W. Emma and we've got a lot to cover. This morning. We'll be talking with Jim Trustee. Of course, he's the former Chief of the crime and gang section at the U. S. Department of Justice. Great Legal background with Jim Trustee and among the things will discuss with Jim this morning are the new release of documents that came out in the Russia probe. We're going to talk with Jim about the legal aspect of the impeachment this week, and obviously he was at DOJ. He is now in private practice. He is a defense attorney and will last Jim trustee how he would defend the president in the impeachment trial. That's just one thing we're going to catch up on this morning. Now we've got more poll numbers will get into with Jennifer Harper this morning. I think you'll find them interesting. If you look at the top of the Amazon bestseller list. In books be amazed. What's up there? It's been shaped by recent events. Jennifer will tell us about that. This morning we're gonna talk with John Gizzi. Obviously, we'll get his impressions of the impeachment. And also we'll be talking with Lieutenant Colonel Tony Shaeffer this morning about the exculpatory evidence that seems to have been left out of a lot of the process. In the Russia investigation, and we're also gonna be talking with KT McFarland and how that whole investigation impacted her career. The former deputy national security advisor at the White House. Cheryl Atkinson will join us and she's got some very interesting insights into research that's being done right here in the Washington area on vaccines and the Corona virus and other viruses. That is all to come between now and.
How Hackers Hold Schools for Ransom
"To try to put the attack on jessica school context. We reached out to dave bertie. He covers cybersecurity for the wall street journal. And he's been writing about this uptick in ransomware attacks across the digital world. There's been an explosion of ransomware this year. It's an increasingly common way. for attackers. to target businesses healthcare organizations nonprofits or as the case may be schools in the reason. Why is just because. It's an effective business tactic if you encrypt in organizations data. That's basically what they need to function particularly in a digital environment. So as you've had a business or school that have moved more remote learning. That sort of expands. The opportunities to take advantage are there demonstrably more attacks on schools this year. Are we just aware of them. Will the first thing that's always important to point out here is that it's hard if not impossible to count the dogs that don't bark there have been probably about three hundred fifty or more. Cyber incidents reported across the united states this year in schools in schools and others probably a few dozen have been ransomware but that said those are only incidents that have been publicly reported so in many cases schools. They don't wanna take the pr hit an embarrassing situation. They don't want people to know. They paid off a criminal group to get their systems up and running. They might just keep that on the dl and not notify anyone. Even though schools aren't the richest targets around one of the reasons that hackers focus on them is that unlike big businesses. They often aren't equipped to defend themselves. We have seen attackers really zero win. On some of these districts may or may not have built out. It departments in many cases in addition to them being sort of under funded over the course of years their it departments. The also had these really really insane strange just put on them so the coronavirus remote learning getting kids up and running with their chromebooks. Or what have you so. There's really a lot of moving parts here. And i think criminals are smart enough to take advantage of them. So yeah is there just sort of like a handful of people who are in charge in your typical school district of distributing the chromebooks and also guarding against malware. I mean i would say the vast majority of school districts they don't have dedicated cybersecurity professionals even in most districts aside from the larger ones. You don't have that much of a built out. it staff. I talked to the chief information. Security officer of seattle public. School district is a very large school district in the grand scheme of things the only have eighteen. It people for that entire district of that team. Only two of them are dedicated on cybersecurity. So when you're in a position where you are suddenly thrust into remote learning environment and you need to get tens of thousands of devices online with seattle. I think it was fifty three thousand devices for students alone. I mean you really spread thin across a very big network of devices and potential threats. The threat of ransomware attacks has extended to fertility clinics and company providing software for one of the covid vaccine. Trials and the human consequences can be harrowing. There was an incident in germany where a hospital was targeted with ransomware. And as a result of that who is actually in an ambulance on her way to the hospital had to be diverted into another facility about thirty minutes farther away and this wounded women ended up dying. She didn't get care especially needed to get so german. Prosecutors basically tried to connect those dots they were asking the question can we show in a legal way. Causation between these attackers can we show causation. That they actually causes woman's death and ended the day they couldn't it was more of a correlation not causation situation. And i think that was the closest that we've come collectively to getting to a point where we're saying. Oh there's actually a cyber attack that has taken someone's life Let's walk through how this happens. Let's say you are a school administrator or hospital. it percent what do you notice. I will typically you know if if you really if something's wrong with your laptop and you really need to get to work you'll call the. It guy you'll always it guy and you'll say hey what's up with my laptop. I can't log into my email. Then typically they'll run through some scans and see that something's wrong with the system. They'll eventually get some sort of communication from one of these ransom. Learn groups saying. Hey we're here we've gotten into your system. We've locked up your data and we want x. Number of bitcoin in response. So that's really when it sort of gets this point where a school or business has to decide okay. Are we going to alert law enforcement. Are we going to call an outside forensics firm to try to understand what happened. Have we backed up all of our data within our system. And how quickly will be able to get that back. Do we want to pay this ransom payment. Like is the tradeoff. Good enough for us to do that. So there's a lot of moving parts that a lot of Businesses or schools or hospitals have to evaluate is all as happens the baltimore schools. Where just by works. They shut everything down. They sort of put everything on pause for a couple of days. Is that standard. Yeah i can typically standard. I talked with a school district in southern california. A administrator notices email was down the. It guys said it's ransomware for sure. So they physically went to every device in their school district. So we're talking about a school district of six thousand kids. Went every room went to all of their offices. Disabled unplugged device in that entire school district. And that's that's one way you know sort of a crude way of trying to limit the spread of of these things and then obviously on the back end when all these problems need to go through each and every one of those devices can them makes your their clean. Get them back online. What how often do victims turn to outside help whether that's law enforcement or whether that is digital forensics company to help them abc's extremely common there is entire ecosystem cybersecurity firms specialized in this sort of work. So you have a forensic firm that might come in to try to understand. Hey this is exactly how they got in to your computer system. This is exactly the type of software that they're using. This is exactly the type of data that they took from your system. In addition to that you have other groups. That are adept at negotiating. They actually talk to these groups. They have long term relationships in some cases with many of these groups and they say we can talk them down from ten bitcoin to five bitcoin. Whatever whatever the the number is the so it is sort of an emerging field just within cybersecurity as this is becoming a bigger and bigger problem. How much money are we generally talking about. Because my husband actually just how to ransomware attack on his nonprofit theater company and the attackers were asking for fifteen hundred dollars in bitcoin and eventually they said you know what we're not gonna pay them. We have the backed up data but they did have this moment of thinking in the scheme of our business. It's not that much money like. Are we talking about people who are shooting for big amounts or you know are they targeting twenty five different places for relatively gettable sums across the security community. It's broadly understood that ransom demands are basically going up. The trend line is pointing upward. But it can vary between in the thousands of dollars like as as a case with with your husband. But if you're getting to a larger corporation you have some people who specialized in this area saying that ransom demands could be ten million twenty million dollars. Well so i mean. Obviously attackers are smart enough to know they're not going to go with to attend with a ten million dollar demand to a school district. That certainly can't pay that in. That would make it an easy decision for them. They're they're trying to find like the right price point as well where they can have some sort of a six rate. Do school districts do hospitals. Do these places tend to pay. It really varies. It depends on what type of data has been encrypted. It depends whether those school districts have backed up their data beforehand which would make sort of rebooting the system much easier but what is almost always true. Is that school very cagey about saying whether they paid. No one wants to say that. They paid off a hacker that they gave someone from a country in the side of the other side of the world. A million bucks get their systems online. It's a very difficult. Pr situation for any organization or school to tiptoe around because it says what your system is rable and that you're willing to pay or that you just were bad cybersecurity. I mean all of the above. And i think one of the sort of broader questions that the entire cyber community is really wrestling with is. Should you pay broadly speaking. Are we incentivizing hackers to keep taking advantage of schools or keep taking advantage of businesses if they keep on paying and i understand that argument completely. It's it's very straightforward point of view on the other hand. If your business is offline for two weeks or a month or if your schools taken off line paying off might be the better option to you if it means basically losing all of your customers or you know having kids go out of school for a month or so. Dave says it's a bit of a vicious cycle vulnerable systems plus a willingness to pay tends to lead to more attacks but the victims are only half of the equation. The other half the perpetrators behind that screen demanding. Bitcoin are part of a criminal industry. That is surprisingly organized. One of the interesting things that cyber security researchers really say is these groups oftentimes act almost as corporate entities. They're very professional. They have partnerships between groups at times they subcontract to specialists within the hacking profession. If they have you know someone who's particularly adept at getting into a system. They'll go to that person to try to launch their attack. So you'd really do have this sort of our in de element almost a within the hacking community when it when it comes to them trying to hone their craft and zero win an exactly the right targets when people are negotiating or even having a conversation with. The attackers are to be trusted. Like you know are. Are you gonna trustees folks if they say like okay. Pay us are fifteen hundred bucks in bitcoin. And actually you're going to get your data back or is that a terrible idea. You would think that criminals are not to be trusted in. Obviously they're they're not But at the end of the day these groups are also playing a long game when it comes to their business and they have as i said a reporter with some of these negotiators that work with businesses and schools. If they don't pay if they don't decryption data after you pay them money. Those negotiators will know for their subsequent clients and they will know to not advise clients in the future to pay. So you had this weird dynamic that develops were. The groups are actually like worried about their sort of like brand in some respects. That's completely fascinating. Yeah it's totally wild thing and one lawyer who works in a lot of these investigations like re recently told me we don't wanna get to the level buber comparing it to customer service. But they're like definitely getting to a point where once you pay up in some cases they're trying to be helpful so that in the future they're known as sort of an honest broker while attacks may be more. Frequent ransomware isn't new like with so many other things cove it just accelerated existing trent so we have just seen a growth in the amount of ransomware with some of these criminal groups that have been long established in countries around the world just gravitating toward an effective tool that they're using so when you talk to cybersecurity researchers who follow this closely attribution is very difficult but they tend to say that the countries in which these types of groups operate our might might be the ones that you tend to think of korea iran china countries in the soviet bloc or central asia countries that may tend to look away when cyber criminal groups within their own borders launch an attack on a us business and do foreign governments step in or they unhelpful. I think it's safe to say that the the reason why a lot of this activity oftentimes stems from those countries is because the government's take a more lax approach some of this hacking particularly if it's sort of geared at the united states the. Us government recently has tried to warn businesses against paying somewhere demands. They basically have looked at those states. In particular places like north korea and iran and they've issued warnings to companies saying. Hey if you're targeted by ransomware think twice about paying anyone who is affiliated with someone who sanctioned from those countries. You could violate sanction rules by actually paying up this ransomware. I was really struck by that. Yeah the treasury department was basically sort of saying. Gee even if you're a victim you might be maybe committing a crime here if you pay up. What was their reasoning. Their i mean. I think goes to that discussion that i was mentioning earlier about how we're creating a market for ransomware essentially and i think it's it makes sense to the. Us government's official policy as we shouldn't pay people on our sanction lists and create this market. That said if a company that employs ten thousand or twenty thousand americans has to choose between paying one of these things or laying people off. I mean that's a much different conversation. Be curious to see whether people in law enforcement federal regulators etcetera might take sort of a case by case approach to actually enforcing that sort of thing. I'm trying to figure out where all of this goes. As we maybe move to a post pandemic world Obviously people are gonna still do lots of stuff online. And that's not something. That's going away. But i wonder if you think we are going to keep seeing this increase in ransomware attacks or if this is maybe a bit of a bubble wrought by the pandemic. I think it's probably safe to assume that it will continue increasing. You will still have these criminal groups that make tens of millions of dollars per year doing this stuff who will continue to innovate continue to look for new ways to go after businesses. Continue to do that. Research and development that we mentioned earlier so. I think it's safe to say that. None of that's going to stop
Texas inmates paid $2 an hour to move COVID-19 victims' bodies
"Of Inmates loading the bodies of coronavirus patients into mobile morgues have caused an outcry for change in that community. With the outbreak of covert cases in El Paso piling up and the resource is dwindling, El Paso County Judge recorders summon Diego decided to use county inmates to load the bodies of coronavirus patients and two mobile morgues. And now he wants the Texas National Guard to take over. It has not been confirmed that they would be able T take over the demand that we have at this point in time. We have to look at where we were gonna end up and right now it's getting critical as spokesperson for the El Paso County Sheriff's Office said the inmates were volunteer trustees who were being paid $2 an hour and had full PPE while on the job. I'm Tanner Carlson,
Boris Johnson boots out top adviser Dominic Cummings
"For his johnson's first year as british. Prime minister has been a rocky one. There's the pandemic johnson's own battle with covid. Nineteen never ending. Brexit talks and political u turns on everything from free school meals to a lockdown through it all johnson has had his chief advisor dominant cummings by aside last friday that partnership ended abruptly leaving many wondering. What's next for the prime minister and for brexit from london. The world's orla berry has more dominic cummings achieved what few advisors to any uk. Prime minister have done. He's become a household name in britain. Coming did so as the chief architect behind the vote leave campaign persuading voters to say yes to brexit in twenty sixteen. We can say the decision taken in one thousand nine hundred seventy five by this country to join. The common market has been reversed by this referendum. The british people have spoken. And the answer is we're out. The news was a stunning political developments. That cummings largely orchestrated when the conservatives won a majority in last december's election he got credit for that too for the campaign slogan that secured boris johnson. This landslide victory. Everybody my friends we didn't. We pulled it off in weight and monday and this majority we will at last be able to do what. Tension johnson awarded commes with the top job as chief advisor and the move upset. A lot of people because cummings is notoriously abrasive figure with a knack for robbing people up. The wrong way for those who oppose brags cummings is despised but in johnson's own conservative party. Coming plenty of enemies to is stone was abrasive and combative and involved attacking institutions in a way. That was very own conservative. That's david goldberg. A former justice secretary with the party speaking to the bbc his colleague. Mp charles walker says cummings cut off access to the prime minister. We feel we've lost in for the last year. We want him back. he belongs to. She doesn't belong to the advisers. He belongs to the parliamentary party. That elected him but despite the descent from his party colleagues. Boris johnson remained fiercely loyal to his toes. Assayed most memorably when cummings flouted national lockdown rules by driving to his parents home in another part of england and then taking a day trip to local castle what suffering with covert symptoms. Cummings was forced to give a press conference to try and explain his actions. My wife was very worry. Particularly given my is cited c. Which seemed to have been affected by the disease. We agreed that we should go for short. Drive to see if i could drive safely. Who drove for roughly half an hour. An ended up on the outskirts of bond castletown. His explanation did not go down well with the british public or many conservative. mp's but despite all the outrage the prime minister refused to sack. Cummings matthew flinders professor of politics at sheffield university. Says it's not just loyalty. Boris as a kind to me somebody who needs to be loved and actually bought. You had reposting dominant. Cummings was the most strangest sort of good cop. Bad cop political partnership basically domain. Cummings was there to ruffle feathers to be disruptive often that had to happen to shake things up. But boris was never gonna do that which makes coming sudden departure from ten downing street on friday. All the more intriguing. Some are convinced. That johnson's trustee aid finally turned against him but apart from the intrigue many wonder what cummings departure will mean for. The brexit talks with this hard line. Brexit tear no long regicide. Boris johnson agreed to compromise and strike a deal with the eu. Not to flinders. Doesn't think so. Now there are so many big big areas where there is no agreement a tool. It's hard to see even with dominic cummings out of the way whether that could be any agreement and actually the person who is strongest and most of bitten into not negotiating is is boris. So no. I don't think there's going to be southern rapid shift in european policy but former prime minister gordon brown says a deal could be on the cards speaking on national television. He says it's less about dominic. Cummings and more about who's moving into the white house. I think the arrival of joe biden has made all the difference. Icy trade deal coming pretty soon. The government simply cannot afford to be at war with america on the one hand in europe and the other at the start of the new year
The Vampire of Dsseldorf Peter Krten
"As Dusk, fell on February eighth, nineteen, twenty, nine, forty, six, year, old Peter Curtain prowled the bustling boulevards of Dusseldorf searching for his next victim. He stopped outside Saint Vincent's Church, and leaned against the stone wall he watched as Rosa. Olica a young girl of about eight years old sauntered towards him Peter Shot Rosa of friendly smile and asked where she was headed unfortunately. Roseau was unaware that it's often best to stay away from strangers and freely told him her address. Peter. Extended his hand and offered to take the eight year old home as soon as they were alone on a deserted street Peter Seized Rosa by the throat and strangled her aroused by. Her Death Peter Sexually. Assaulted her body however like so many times before sexual abuse was not enough to satisfy him for that. He needed see read Peter pulled his trustee pair of scissors from his coat pocket and repeatedly stabbed Rosa in the chest. He would later claim that only when he saw the gushing blood, did he finally reach sexual satisfaction Peter Stared down at Rosa's lifeless body and noticed that a small wound had formed on Rosa's temple where she hit the ground and it was starting to bleed at the site of the blood Peter was seized by a sinister craving. He pressed his lips around the wound and sucked the blood from Rosa's skull. Peter derived a pleasurable sensation from the act and like when he first killed a sheep as a teenager, it would change his life forever. Vanessa. Is going to take over unless psychology here and throughout the episode please note Vanessa is not a licensed psychologist or psychiatrist, but she has done a lot of research for this show. Thanks Greg Peters Consistent Sexual Sadism can be considered a pair of Philip Disorder. This is an abnormal sexual desire that causes harm to others according to the DSM five. They're eight classifications of para phileas and parasitic disorders. Prior to drinking Rosa's blood Peter fell firmly into the category of someone suffering from a sexual sadism para. Philip Disorder. Meaning that he derived sexual pleasure from hurting others but now Peter Succumb to an uncategorized para phillix disorder known as he Motta Linea or the sexual stimulation from blood. This is sometimes referred to as clinical vampirism or R-enfield Syndrome after the character. From. The Novel Dracula. Of course, Peter would never know the name of his disorder. He only knew his taste for blood was more literal than ever before he also suspected that the graphic nature of his crimes would provoke a series police investigation so he needed to tread carefully. Peter decided the best course of action would be to establish an alibi. So while his wife Ow Gustav. Was Out of the House he returned home to inspect his clothes for bloodstains and clean his scissors. Once he was presentable and weapon free he took himself to the movies on his walk home from the Cinema Peter. Thought. It might be a good idea to burn Rosa's body. Not only would this destroy any lingering evidence it would also increase the grisly nature of the crime that night Peter filled an empty beer bottle with the petroleum from one of his lamps then headed back to where he left Rosa but as Peter ventured toward Rosas body, he realized there were too many witnesses to set a fire on detective he hit. The bottle behind a nearby sign and decided to come back later early, the next morning Peter told his wife he was headed to the bathroom, but instead a snuck out the front door of their building he sprinted to the hidden petroleum, grabbed the bottle and made his way over to the hedges where he'd left Rosa's body Peter Poured the petroleum all over. The girl then dropped a lit match onto the corpse as soon as the flames ignited Peter made himself scares within minutes. He was home and crawled back into bed with his wife who was none the wiser a few hours later, construction workers discovered Rosa's charred body but the fire hadn't and Gulf the girl as Peter had hoped only her clothing and. A little bit of her hair had been burned. So she was easily
World Week Morning Shahzad
"Good morning it's time for choppers your morning and night tooth brushing show today our friend Jasmine is here with an interview. Gentleman take it away. Thanks start brushing on the top of your mouth on one side and here's Trumpian Idris speaking Japanese to counter saw. How It's World Week and today our Friendship Zahed is here to tell us about Pakistan, the country where his family is from. High She's odd. Families from Pakistan and they speak earlier there. Okay and where in the world is Pakistan. Pakistan is right next to India and China. And South Asia. Switch you're brushing to the other side of the top of your mouth and brush your front teeth to. Have you ever been to Pakistan I've indo-pakistan many, times? I used to go I used to go in the summer the kid to see my family especially my grandparents. Would fly to Karachi trustee is the big city in Pakistan And it's a city that has twenty, four, million people. It's one of the biggest cities in the world you might never have heard about it. Switched to the bottom of your mouth. And brush the molars all the way in the back. Okay so used to fly to Pakistan to visit your grandparents. So how would you say grandmother in early? So. Early, do with family members is very specific in. Titles. So you don't say grandparents really you say, my grandmother, my Mom's side or my grandmother on my Dad's side. So the data and Daddy are on your Dad's side and the Nana and Nani on your mom's side. The Nana Nani. Secure brushing to the other side of the bottom of your mouth. And give your tongue up brush to. What do you call your mum? I'd call her mother a me or Mama a me or Mama what about your dad call my Dad Baba. And I could also say a boo, a lot of families say Abhu we say Baba. Mahba. We just like how that sounds.
MSU dropping name of Ku Klux Klan member from building
"Of the Michigan State University will be removed from the school's human resource building after he was discovered to be a member of the Ku Klux Klan. The board of trustees voted to remove Stephen Nesbitt's name. Their meeting on September 11th. The announcement made on their website. The building was named after Nesbitt in 1970, for he was a school principal, a superintendent. President of the Michigan Education Association, a member of the State Board of Education, a member of the board of trustees, a member of the Alma College Board of trustees and an executive with Gerber Products company. Paul High School
Liberty University says Falwell Jr. "withdrew" his resignation
"The first day of classes, according to the school, Liberty University, Falwell Jr agreed to resign as its president and board of directors today. But then some media reports came out about the resignation and Falwell has withdrawn it. That is the latest news. The executive committee's board of trustees asked Falwell to go on indefinite leave of absence on August 7th to which he agreed since that time, additional matters came Delight, according to the school that made it clear it would not be in the best interest of the university for him to come back and serve as president. So they say that he said, Yeah, I'll leave but then has withdrawn that resignation. In the meantime, some information came out by the Reuters news service and other news outlets about a sexual affair involving Falwell, his wife and a younger man. And all of this seems to be mixed up in the controversy tonight
Battleship New Jersey museum closing temporarily after Labor Day
"New Jersey will temporarily shut down just after Labor Day. The reason money or the lack thereof as we hear from K one ofyou, South Jersey Bureau chief David Mad respect them in the middle of a pandemic. They're about a quarter the number of visitors this floating museum would see in a normal summer. Pair that with Covad restrictions that prohibit fundraising events and the best uncertainty of state funding, short term and the board of trustees voted the cease public operations after Labor Day and lay off all but a skeleton crew until things improve Chairman Marshall Speed vexes special events like those for Veterans Day and to remember those who died in Pearl Harbor will still be held at least That's the plan. We are working through how to make those happened being a zoom ceremony or just having a smaller ceremony on the ship. There's still fundraising, though, and vowed to reopen When the viruses under control go to battleship newjersey dot org's for information on how you might be able to help in South Jersey. David Mattan K Y W News radio We'll get
How schools can work toward a safe year
"School year will start up on September 8th with virtual only learning for at least the first four weeks. Superintendant Michael Hinojosa's says recommendations from Dallas County Health Says. This is the best way to go says there will be much better prepared to go online this year than they were last school year. But then a lot to train our teachers on zoom and Google classroom and those kinds of things. Now we're teaching them the curriculum how to teach science. In that context, How would teach reading so we're doing a lot of training with the teachers and will be ready in the host admits this will put football at a disadvantage. Because students won't be able to meet to practice for us. It would be disingenuous to say you can't come to school, but it's okay for you to come. For practice. The school board will revisit the issue in mid September, and we'll decide then if students should come back for in person learning after October 6th Austin York's radio 10 80 carefully and the Dallas Teachers Union is okay with this decision from Alliance, a FT Rina Holy says. This is something they have been pushing the district toward anyway. We have to pay attention to the science of what's going on medically. And so to keep everyone safe. We have pushed for that. We worked very hard at getting the information to the trustees.
Report Warns Climate Change Will Cause More Flooding, Erosion On North Shore
"Tidal flooding, beach erosion and aging PSI barriers are among the climate change concerns threatening the North Shore, the state of the coast report released today by the trustees, focusing on the threat of rising sea levels and more powerful storm surges on the state's north shore. The report also suggests only about a quarter of the region's coastal habitats have adequate protections. It also estimates it would cause more than $88 million in order to repair the region's aging seawalls and many other coastal barriers. The region is home to the major fishing port of Gloucester as well A Salem, the site of the notorious colonial era, which trials
Report Warns Climate Change Will Cause More Flooding, Erosion On North Shore, Boston
"Is out, showing a grim outlet for climate change on the North Shore. The reporters from the trustees of reservations and predict in the next 10 years, 600 North Shore Properties could see title flooding every single day. And the number of properties is only set to climb in the coming years, putting $100 billion worth of Essex County real estate at risk.
Negative Mount Pleasant
"So there's this tiny town in Wisconsin called Mount pleasant populations just twenty, six, thousand people, village and life in Mount. Pleasant is usually is quiet as you'd expect. Their suburb of Racine, home of malted milk and the sight of some of America's largest cabbage farms. But that's the city now presents the suburb place were nothing really happens. Until last year when the village became the site of a completely unprecedented massive international experiment. Truth. Even Mundane. It's going to tell the story this fall. I went to pleasant to meet this woman named Kelly Gallaher. Hi. Halley. commanded she lives in his ivy-covered split. Level House my home is located about. A little bit over a mile from from Lake Michigan so. Did she say? It's really beautiful out here by receiving. It's like a very light blue almost like a Caribbean vibe. It's it's all about the light I think it's magical. I think. I even like how the lake looks on my gps. Like it that much Kelly has been here for thirty years and she used to be an arts educator. But now she's basically retired. When did you start getting involved in kind of more? I don't I don't know what to call it activism or just Kinda village. What would you call it well? What if there is a name? I think other people have a lot of names for for what I do but. Ones I I probably wouldn't care to repeat the polite name that Kelly's detractors might use for her is busy body. She's an extremely vocal participant and the town's local democracy and her main stage is this place called village. Okay. The hours upon us I would. Like to open the village board meeting, Order Religions. Village Hall which sits right next to the local white is where the residents of mount pleasant all gather twice a month with their village government to talk about all the local issues that need fixing through weeds this high in the yard of one of the vacation homes this. Hi. It's been vacant for I. Don't know how many years gale for years. It's been vacant. We're going to have some recommendations and numbers for the Lake Park Fluffy Rosen, which is very Army number one on our agenda, our softball game we had this last Sunday for the case athletics. That went over very well to I didn't get any reports of injuries so we're good. Pictures in the paper though in Racine County the mount. Pleasant. Village Hall meetings are famous very well attended. They actually taped the meetings and upload them to the website, and if you're like me and have watched every single wine, you will look forward to the moment when Kelly good evening my name is Kelly Gallaher. Her Red Hair Hoop earrings steps up to the Mike Lees Captain Brian. Smith. Collected thirty three, thousand, seven, hundred and fourteen dollars an overtime pay in addition to his salary vacation. Her tally is basically the local civics watchdog. A joint parks has had no minutes published since April two, thousand, fourteen almost every week she uses her allotted three minutes to make it very clear to the people in power that she has her eye on them is outrageous by mount pleasant standards. Hauled corruption and we intend to get to the bottom of it. Thank you. Thank you for weekly Sunshine and good share. That man who sounds very exasperated that is Dave degroot village president. He is sitting behind this big long table in this large office chair at the center of the screen, and he's flanked on both sides by his six village trustees. Dave. Runs this meeting David Kelly. Like each other they disagree on pretty much. Every single thing to do with the future of Mount Pleasant. Kelly has a sign on her front lawn that says David degroot must resign and David grew lives ten doors down from her. It's an intense block and Kelly told me that it got especially bad about a year ago when she was helping Dave's opponent in the village election. The previous March when he was running for office, he sent out a press release a basically accusing me of egging his house. Egging his house Yes yes. He filed a police report and suggested in his press release that I had been involved in the attack the political at an actual literal egg attack on his home, which the police report did not verify at all. In fact, it was the the described it as as teenagers and a single egg that was tossed on his driveway was hardly an attack I was not there. I only buy organic eggs which are far too expensive to throw it. Anyone's house let alone someone I don't like it was it was ridiculous. So it's fair to say that my relationship with with him was contentious I think he's a fool and a terrible per village president.
Forever Free: Edmonia Lewis
"Hey Joel Lauren Hey so. You know what I feel like I have been I have I have not done our podcast. Justice. And the reason being is because you know every. So often we do an episode on historical person. And it seems that you do a lot of episodes about like strong influential women. And I do episodes on. Deeply White Dude's. Deeply disturbed man and I was like you know what? I'm going to remedy this today. I'm going to do it right and I had I had known very little about this person until I started doing my research, the more I learned about her the more I was. Like. Impressed about her. Just. Her talents and her very interesting life and everything. So today. I'm going to be doing an episode on Ed Monia Lewis. Yes I don't know who that is. So at Monia Lewis was the first professional and internationally known African American sculptor. Wa Yes so Her work was like well known all over the world during this time period but we'll get into it so. she was she is believed to have been born on July fourth eighteen, forty four that she didn't. She didn't know her her birthdate. Lot of people didn't warn free in Greenbush New York, which is now the city of Rent Rensselaer and her father was Afro Haitian while her mother her her name was Catherine Mike Lewis was of Mississauga, Gibb Way and African American descent. So she was both African American Haitian and native American Great. her mother was known as an excellent weaver in crafts woman while her father was a gentleman servant and her family background inspired Lewis in her later work. So, by the time she reached the age of nine. Both of her parents had died to maternal aunts adopted her and her older half brother whose name was Samuel. He was born in eighteen thirty five to lose his father and his first wife in Haiti and the family came to the United. States, when Samuel was a young child Samuel eventually became a barber at age twelve after his father died because he needed to start making money for the family and so he became a barber I know isn't as seventh grader giving you a haircut that's a nightmare but apparently. We're pulling your teeth both. Apparently. He was very good because eventually he moved out West in became an entrepreneur in a landowner and was very successful. but at the time, the children lived with their aunts near Niagara Falls for about four years and Louis in her aunt sold Agip way baskets and other items such as moccasins, embroidered blouses, tourists, visiting. Niagara. Falls, TORONTO, and Buffalo. So Little Gail. during this time Lewis went by her native American name, which was wildfire while her brother was called sunshine or sunrise, which is like these are just cool. ASS names. Great names may great names man. So in eighteen fifty, two Samuel F. for San Francisco leaving Lewis in the care of captain s mills, and Samuel provided for her board and education. Captain are mills was a an abolitionist. He was a well known abolitionists at the time. So in eighteen, fifty, six, she enrolled at New York, Central College McGraw Hill which was a baptist. School at McGraw Hill. Louis. Met many of the leading activists who would become mentors, patrons and possible subjects for her work as her artistic career developed. So during her summer term there in eighteen fifty-eight, she took classes in the primary department in preparation for college, and she was enrolled in primary courses in order to help advance her reading and writing skills along with other subjects of academia that we're not quite advanced enough for the academic department. So. In a later interview, she said that she left the school after three years having been quote declared to be wild. Oh Wow. Yeah. She said until I was twelve years old I led this wandering fishing and swimming and making moccasins I was then sent to school for three years in McGraw Hill was declared to be wild they could do nothing with me Oh Yeah. So they seem to have expected a lot from. A kid who had been grown up just like doing whatever she could to survive. So. Eight fifty nine when she was about fifteen years old her brother Samuel and abolitionists sent her to win Ohio where she attended the secondary Oberlin Academy Preparatory School for the full three year course before she entered Oberlin College, which was one of the first US higher learning institutions to admit women and people of Color. At the time, she changed her to Mary Monia Lewis and began to study art. So from here on out, she's known as Ed Monia Lewis. She boarded with Reverend John. Keep his wife from nine until she was forced from the college in eighteen sixty three. So I'll tell you about that in a second. But at Oberlin with a student population of one thousand Lewis was one of only thirty students of color. Yeah, Reverend keep was white a member of the board of trustees and avid evolutionist and a spokesperson for Co Education so throughout her life, she was kind of moved from from patron to patient as a young child mostly with abolitionist family Scott.
'Impossible': School boards are at heart of reopening debate
"Struggling to determine whether students should return to classes. The board of trustees in suburban South Carolina, like thousands of school boards nationwide, is at the heart of the reopening debate. It's not an easy decision. There are no good solutions. They're not even close to good solutions. Elena Miller, who's the head of the school board in Rock Hill, South Carolina, with more than 17,000 students, We have been working diligently over the past four months or said on what it's going to the black One Spoon. As aboard. We've had many, many sleepless nights. The final vote. Splitting students into two groups that would each spend two days a week in classrooms. The rest of the time would be virtual learning. I'm shelling out
Liberty University President Jerry Falwell Jr. placed on leave
"University, is temporarily stepping down amid criticism over a since deleted photo he posted on Social Media Jerry Falwell Jr is taking an indefinite leave of absence as president and chancellor of Liberty University, in a statement. Liberty University says the executive committee of the School's board of trustees, acting on behalf of the full board, met Friday and requested Falwell take leave to which he agreed. In the photo. Falwell had his pants unzipped stomach exposed and his arm around a young woman in a similar post. Falwell apologized earlier in the week for the photo I Mike
"trustee" Discussed on NewsRadio 1080 KRLD
"A Dallas school district trustee facing a capital murder charge good afternoon it's twelve thirty I met John little but she is getting out of jail at this hour and Kelly are all these L. B. Phillips reports our bond was lowered in a big way L. P. let us know about this Taylor Johnson is getting fitted with an ankle monitor this hours and she has orders to stay away from drugs alcohol and anyone connected to our capital murder case she's the twenty year old daughter of Dallas school trustee Maxine Johnson she and a leg vein Johnson are accused of killing a man last month wrapping his body in a tarp and setting it on fire Johnson's bond was initially over six hundred thousand dollars but a judge's lowered it to ten thousand the cat murder charge or family posted that today co defendant grant has had his bond cut to ten thousand dollars as well he bonded out yesterday one can be out she can leave home to go to church reporting live L. P. Phillips news radio ten eighty KRLD this is the third and final day of the defense and president trump Senate impeachment trial Chief Justice John Roberts preside at the counsel for the president have fifteen hours and thirty three minutes remaining to make the presentation of their case they expect to wrap up by dinnertime attorney Patrick Philbin says the charges against the president don't pass constitutional muster was narrowed down to treason and bribery and there is a suggestion to include now administration which had been a ground for impeachment in English practice the framers rejected it because it was Tuesday Senate democratic leader Chuck Schumer scoffed at the suggestion to read John Bolton's new book about the Ukraine dollars for dirt campaign in a secure setting what an absurd proposal is a book there's no need for it to be read in the skiff unless you want to hide something CBS news special report on Pam Coulter it is twelve thirty two it's been about a year since Irving the police created a mental health unit officers say the change has been good care all these Bailey Friday reports Irving the police department's mental health unit is celebrating its one year anniversary surgeon Jeremy Hummer with Irving PD says the newly assembled team addresses a major need when I started in police work eighteen years ago you know you have someone calling saying they wonder ten suicide you know once every couple weeks now it several times a day the unit is made up of three officers and one mental health clinician Hummer says the team plays a different role than traditional patrol officers there sent out to follow up with people who have been through a mental health crisis make sure they're okay and give them access to mental health resources looking back over the past year Hummer says the unit's positive impact is apparent in he'd like to grow the team in twenty twenty Bailey Friday news radio ten eighty KRLD the search for a man who pretended to be a modeling agent is over in the Houston area league police say that Joe Ella una turn himself in after seeing his image is on Facebook and surveillance pictures he's accused of sexually assaulting a little girl he met on the phone app police believe there could be other victims twelve thirty three now and if you've driven along major interstate freeways in fort worth lately you may have noticed police cruisers parked alongside the road.
"trustee" Discussed on News Radio 920 AM
"Serving and the need to exercise discretion arises. Yup. Then the trustee needs to have an adverse party make the distribution. So what does that mean? Or in this case, if there's a sibling, you would simply have the sibling make the distribution or a point the sibling as trustee co trustee because remember the trustee has the power to add additional trustees. Right. So in this case, though, there it's he only has one son who's the only trustees. So what do you do? So you would either go look to maybe he's got nieces and nephews, and you could appoint Dan, which would be cousins for this person. Or just go find a lawyer or an accountant, so whoever it may be drafted your documents for you. Or maybe your CPA just say, you know, what I wanna put you on trustee. And then you accept your position as trustee. And then you simply write a check pay to the order of in this case, the sun, and then the sun could it sounds like he wants them to keep it. Yes. Gifted then he'd be able to keep it. There's something that. Wasn't asked here that I want to expand on though. That's great, and yes, you can get the money from the trust. And even when it's there's only one child. And that's the place to get it from. I'm glad to hear Jim is suggesting going there to get it. Why? Jim may be has other assets outside of the trust IRA money. For example. He might a lot of these people might say, you know, what I just want to take it from there and give it to my son. I don't need to go through the trust. And if I give it from there, I'll have less money at risk for the nursing home true on both counts. The thing you're not thinking about is the gift from somewhere outside the trust would now create a new five year waiting period. You don't want do that. So the assets that are in this trust. Jim might have already been in there for five years old. Yeah. Seven years ago. So there's no new five year waiting period being created when you take money that's already not yours and give it away. So from the trust give it away. Don't don't give it away from assets that are not in the trust. There are so many things to think about when you're making gifts not only from Medicaid eligibility taxes creditors. But this is just one thing. Right. Medicaid eligibility would have been reset the clock if he gave it away from other than the trust. And you know, what folks there's so much information included in Todd's guide that he has written for the month of November. It's his guide to gifting assets. It includes everything you need to know about the income tax implications the estate tax implications..
"trustee" Discussed on 710 WOR
"Quarterback and the financial quarterback were talking about what to do with your ira's and now we're going to sandra go ahead you're on with josh alinsky the financial quarterback thank you i inherited from my husband a 401k i they told me i have to move it out before december thirty first of two thousand eighteen spend it to me can i do as you say tran a trustee transfer trust data trusty to an ira from the 401k well how old are you if you don't mind me asking because there are rules okay spousal rules after your spouse passes and i'm so sorry for your loss thank you it's horrible i mean we're we're hoping lot of people just seems like lately you know my dad passed and i'm sorry and then a lot of people have been calling lately you know my my my mom's passing my father's passing what do i do with the money and and it's sad you know yeah i wanna know if it's an institute okay but can i transferred to an ir to another bank it's not a bank where he was getting good where he had the 401k well we'll let let's there spousal rules before one passes their spouse or rules after no i'm just talking for the general audience okay and then there are there are bunch of rules related to before you're seventy and a half an after seventeen and a half okay so for you it's relatively easy you would create you could do a spousal rollover it's called the spousal row over you could do a spousal rollover and you could also make it a part of your ira or you could do an inherited ira okay so you don't wanna do necessarily a trustee to trustee trustee detroit st would not apply until it's your money so think of it this way you're the 401k were we'll be rolled over into an ira in your name okay or you make it in inherited ira now there are rules for non spouse beneficiaries and there are rules for spousal beneficiaries when you were a spouse it's easy but easy doesn't always mean that's what you should.
"trustee" Discussed on News Radio 920 AM
"Com and so how does this work well we we've got to trust in place we now go to trustee and basically when you get a situation like this sometimes you need to send the kids home and have a meeting with just a parents that's okay nothing wrong with that in fact that's how i prefer it most of the time but in any event now we've they've got the kid put on as trustee the one that that seems to be responsible and and seems to have the temperament to be trustee there as trustee now upon the death of both remember it's not one it's when both died when one dies one spouse dies the trust goes on and it's all about the other spouse is still you still got to be involved in taking care of that other spouse now when they're both dead you're wondering if the attorney you're wondering if the trustee is gonna feel pitted against the other child because one child's trusting one's not right we take away that fighting we don't want to pit one child against the other so what it'll say in there is it will say we want to treat both kids equally you're going to create two buckets now trustee which is the child you have to do it says this is mom and dad's wish will create the two buckets and will allocate assets into the two buckets equal to fifty fifty a value we're not paying it out though remember even the one kid might have a better temperament the other kid doesn't that temperament goes also towards his inability to handle money well right so we're going to treat them the same so you don't feel like you're isolating the one who's a little worse off with money then then the other child who's trustee and you just say that one child is involved as trustee of both pockets managing and investing the buckets buying and selling you can't take from one bucket and give to the other that's prohibited but at least you've got one levelheaded kid investing all the assets okay perfect and then anytime either one of them wanna make distribution out to themselves from their own bucket or their kids they have to ask the disinterested trustee that was appointed by the child who serving as trustee that's okay and give them the right to remove and replace the disinterested trustee although i may not give it to the child who's a little not good with money share you may not want that because you want that protection but either way they would have to ask you and let's say they appointed me they need they need the disinterested trustee to be an attorney or a cpa so let's say they appointed me they would be asking me only for distributions and and my sole discretion i can say yes or no that way if there's a divorce or a creditor chasing one of the kids who knows one might be divorced one might have the creditor i can say no in those assets will be protected from those creditors wonderful language to have in the document and it also preserves it for generation skipping tax benefits going forward if the assets are growing and growing inside these trust because they're not taking it all out then it'll pass at their death tax free to the children to the grandchildren and be held there until they're thirty for their health and education so a wonderful way of getting assets in the bloodline creditor protected down a generation and it can be done even with family members that don't always get along and if you think it's gonna be kinda crazy when you die because you have a family members that don't get along think about how crazy it's going to be if there's no plan in place folks there's so much that you can learn about how these trusts operate maybe you think you know how they they operate but maybe there are quite a few misconceptions in your way.
"trustee" Discussed on KPAM 860
"Trustee within manage that money for them on their behalf would hold onto it or they're usually they say something like their health education maintenance and support and and use their discretion to to use that until a person reaches the age of whatever eighteen twenty one something like that and then they become a trustee and that becomes a trust not everybody does it and if you don't do that then you have a minor who especially with that kind of money is is a bigger amount than you could ordinarily give under what is called the uniform gifts to minors act which essentially allows you to set up a bank account and i forget the the limits on that anymore i they may have increased though so so that's a possibility you might look into i'd have to take a look at the beginning this just haven't looked at it a long time but uniform gifts to minors you can do without going through a guardianship process the other thing is though the the the the minor child has you know has parents and stuff like that and so you don't really have to go out and hire a legal guardian another way would be to actually get a conservative and that's a court that's like a legal person who has been appointed by the court to manage this money sometimes you know the sometimes they just give the money to the parents but you know sometimes that's not a really good idea the child who the the grandparents let's say that that anticipates that they want to use this money for the the grandchild's college education a lot of and you know then they die and it goes to the to the parent directly the parent may decide that they like a boat a lot better than the child's prospects college and so i can't imagine why but now if they were looking for cobra.
"trustee" Discussed on WPUL Radio 1590
"Me seventy two also by being on the road it's called turnip page omaha you the see what was really going all what you really saw when we broke the first time we haven't seen each other and a month againist baby swear i'm gonna change trustee i say we break up economy.
"trustee" Discussed on Sex Talk Podcast
"Trustee by mussa a mother of two wonderful kids my son's in university now and my daughter's just carrying through gcc's that was the child was born and she's negative my kids by that i have hiv and why do and it doesn't just normal for them it's nothing by also have a partner who is negative i'm very supportive and it just shows the econ have wherever you want i always advocate to the women that you can have the sex she won you don't just have to sell for automatic politely pleased i read every polite fridge dick you can tell them what you want yep show them what pleasures you have toys in gels and lubes and anything that you want in the bedroom as long as it makes you happy yes and you don't have to always loud amount to be in control and i think this is where the women are actually getting hey try and sexually transmitted infections because they know how to negotiate in the pitcher by and it's come to negotiation you wouldn't be able to go into a country without a possible so why you rely on someone to mto your body without any good checks absolutely so you've changed me seven now that's a really good point because i think as women we are because we don't why the condom we almost fail like it's totally up to the mail on it's no we are allowed to have a say in this conversation yet we fifty percent of the what happens and there is female condom dome so you don't have to let them have control really.
"trustee" Discussed on I Love Marketing with Joe Polish and Dean Jackson
"Yeah well why i say i mean we talk about marketing as really the setup for that you know that brings people into a point where you know the selling is easy enough unnecessary you know if you can do you take marketing approach that's really it's interesting because selling you know when you look at the the things that go into it i have run into that same situation where people are selling averse right and i was looking at it as taking and engineering the interaction with one person what would it take to have a dialogue and actual you know conversational journey with one person from they don't know you they you know all the way through to them becoming a clients and so so you know it's really i look at it that people talk about no you like you trust you but they always read that as one statement no you like you trust you write all blend and i think that where we really have the opportunity is if we approached them individually like no you full stop like you full stop trustee full stop you know that you've got each one of those is a win to take it from somebody who doesn't know you to now they know you that's a that's a progression you know and now that they know you do they like you and i think a lot of that goes with our is what you're saying resume writing are you are you getting in joining in on the conversation that's going on in their mind and are you through those conversation.
"trustee" Discussed on NewsRadio1620
"That's a good question i know that his father had made several bad decisions i really don't let you are the son was not given the money the grandson was given control because the father has made bad decisions in the past i try to stay out of most of asking you to stay out of it i'm trying to figure out what the core issue is here in the trust because here's the deal your husband has a responsibility to execute on the trust what his grandfather's wishes were not his father's wishes i don't care what his father wants legally he has to execute what the guidance is for the trustee of the trust period and so the old man if his dad was going to do something that was going to cause them to lose money he would be in and your husband is saying this is a bad business deal and he signs off on that he has not simply by signature endorsed a bad business deal he's by his signature violated his duty as trustee the trustees to carry out the trusts guidance and the trust was put in place by grandpa so in what grandpa do this with grandpa put in a gentleman's club which is always an oxymoron would he do that if grandpa the answer is no then grandpa wouldn't do it so i'm not signing it and if the trust doesn't give him moral guidance on that if he just knows what his grandfather's heart was that's what i'm doing.
"trustee" Discussed on NewsRadio1620
"That's a good question i know that his father had made several bad decisions i really don't let the sun was not given the money the grandson was given control because the father has made bad decisions in the past i try to stay out of most i'm not asking you to stay out of it i'm trying to figure out what the core issue is here in the trust because here's the deal your husband has a responsibility to execute on the trust what his grandfather's wishes were not his father's wishes i don't care what his father wants legally he has to execute what the guidance is for the trustee of the trust period and so if the old man if his dad was going to do something that was going to cause them to lose money he would be in and your husband is saying this is a bad business deal and he signs off on that he has not simply by signature endorsed a bad business deal he's by his signature violated his duty as trustee the trustees to carry out the trusts guidance and the trust was put in place by grandpa so in would grandpa do this with grandpa put in a gentleman's club which is always an oxymoron what he do that the grandpa the answer is no then grandpa wouldn't do it so i'm not signing it and if the trust doesn't give him moral guidance on that if he just knows what his grandfather's heart was that's what i'm doing with did you know statistically when it comes.
"trustee" Discussed on WDRC
"That's a good question i know that his father had made several bad decisions i really don't let the sun was not given the money the grandson was given control because the father has made bad decisions in the past i i try to stay out of most i'm not asking you stay out of it i'm trying to figure out what the core issue is here in the trust because here's the deal your husband has a responsibility to execute on the trust what his grandfather's wishes were not his father's wishes i don't care what his father wants legally he has to execute what the guidance is for the trustee of the trust period and so if the old man if his dad was going to do something that was going to cause them to lose money he would be in and your husband was saying this is a bad business deal and he signs off on that he has not simply by signature endorsed a bad business deal he's by his signature violated his judy as trustee the trustees to carry out the trusts guidance and the trust was put in place by grandpa so in would grandpa do this with grandpa put in a gentleman's club which is always an oxymoron would he do that the grandpa answers no then trump wouldn't do it so i'm not signing it and if the trust doesn't give him moral guidance on that if he just knows what his heart was that's what i'm going with did you know statistically when it comes.
"trustee" Discussed on WBT Charlotte News Talk
"That's a good question i know that his father had made several bad decisions i really don't let the sun was not given the money the grandson was given control because the father has made bad decisions in the past i try to stay out of most of asking you stay out of it i'm trying to figure out what the core issue is here in the trust because here's the deal your husband has a responsibility to execute on the trust what his grandfather's wishes were not his father's wishes i don't care what his father wants legally he has to execute what the guidance is for the trustee of the trust period and so the old man if his dad was going to do something that was going to cause them to lose money he would be in and your husband was saying this is a bad business deal and he signs off on that he has not simply by signature endorsed a bad business deal he's by his signature violated his duty as trustee the trustees to carry out the trusts guidance and the trust was put in place by grandpa so in would grandpa do this with grandpa put in a gentleman's club which is always an oxymoron what he do that the grandpa's answers no then trump wouldn't do it so i'm not signing it and if the trust doesn't give him more guidance on that if he just knows what his grandfather's heart was that's what i'm.
"trustee" Discussed on KSFO-AM
"The signature is a stamp of approval whether we ever benefit or not the everyone else involved says it my husband she just son now my hope things don't get ugly but it's very possible because of this decision so i was just wondering in your opinion is he doing the right thing because when he was given the role as trustee by his grandfather what we're his instructions that's a good question i know that his father had made several bad decisions i really don't let the sun was not given the money the grandson was given control because the father has made bad decisions in the past i try to stay out of most 'scuse stay out it i'm trying to figure out what the core issue is here in the trust because here's the deal your husband has a responsibility to execute on the trust what his grandfather's wishes were not his father's wishes i don't care what his father wants legally he has to execute what the guidance is for the trustee of the trust period and so the old man if his dad was going to do something that was going to cause them to lose money he would be in and your husband is saying this is a bad business deal and he signs off on that he has not simply by signature endorsed a bad business deal he's by his signature violated his duty as trustee the trustees to carry out the trusts guidance and the trust of put in place my grandpa so in what grandpa do this with grandpa put in a gentleman's club which is always an oxymoron what he knew that the grandpa's answers no then trump i wouldn't do it so i'm not signing it and if the trust doesn't give him moral guidance on that if he just knows what his grandfather's heart was that's what.
"trustee" Discussed on The Dave Ramsey Show
"That's a good question i know that his father had made several bad decisions i really don't let the sun was not given the money the grandson was given control because the father has made bad decisions in the past okay i try to stay out of most asking you stay out i'm trying to figure out what the core issue is here in the trust because here's the deal your husband has a responsibility to execute on the trust what his grandfather's wishes were not his father's wishes i don't care what his father wants legally he has to execute what the guidance is for the trustee of the trust period and so if the old man if his dad was going to do something that was going to cause them to lose money he would be in and your husband is saying this is a bad business deal and he signs off on that he has not simply by signature endorsed a bad business deal he's by his signature violated his duty as trustee the trustee is to carry out the trusts guidance and the trust with put in place grandpa so in if grandpa do this with grandpa put in a gentleman's club which is always an oxymoron would he do that if grandpa answers no than grandpa wouldn't do it so i'm not signing it and if the trust doesn't give him moral guidance on that if he just knows what his grandfather's art was that's what i'm going with.
"trustee" Discussed on WSB-AM
"In public tax pending well the voters have known about those lanes because i've been very public about the proper need that i've own in it is on my financial affidavit that spout with the city of atlantis so you can go in you can track be addressing you can see it what you will see what those liens as they are two sets of liens one is just before we adopt it my 15yearold son because we were going through fragility treatments and then the second one is just before we adopted our second psalm when we were going through fragility treatments so like so many other people my husband and i had to make very tough choices as to how we would spend our money would it be towards higher taxes or would it be towards medical treatments but the thing that's very interesting with mary is that what she fails to mention is that there are several houses in a family trust that her family owns in augusta she is the trustee of those homes and they aren't listed so the public been didn't have an opportunity to look and see the address of those properties in see the to tax liens there were placed on them in 2015 in the name of mary bush nor would as trusty snow to properties in question and if anyone reads the ajc article today that went through fax jet fact checking those belong to my brother the reason that i'm listed on the document is because they are six children that were part of the original trust and so as that was that document was being distributed my name is the eldest child that's what i get for being the eldest child is on that document but they are not they are not properties the reason that they were transferred is my mother past satellite in two thousand in twelve and my youngest brother purchased our family home it was my mother's residence it was never my residence we hit the streets to find out what question voters might have for the two of you an overwhelming majority of them mentioned traffic in our city so here are two of those questions from our viewers your voters hi.
"trustee" Discussed on WTMJ 620
"Usually in lieu of everybody else can be a trustee the bank that holds the money can be a trustee but the bank will make no money on the trust me they're not going invest to worth a crap because they're gonna invested out probably in their own bank paying nothing i n there'll be no return but they're gonna argue but it's the safest way to deal with the money which it is because they'll only put it in cds were put it in their accounts so the hard part you have is figuring out who's gonna be the trusty another way of doing it is just writing a will and in the wheel no i see i wouldn't even do that because you have money that is not going to be distributed at one time you the not actually set up a council which monies that he paid yeah i think it's just a trust and it's a question of you don't need relatives do you have a friend uh that you trust for example might trust i have my partner is the trustee and then if she can't deal with it i have another trustee a successor trustee and they are going to choose the third trustee together when they get old and decrepit i don't know any anybody ever it i got my other friend to rely upon were yeah and it's like a money yeah how much money we talking about about a million okay all right let me suggest that i be named the trustee because trustees actually had a pretty good chunk of money you know they don't you bob you're going to have to find it you have to find someone that you can trust to the atrocity now the good side of it bob is after the trust cakes sinn you're dead i mean so how bad get it'd be because you're already dead you don't have to worry about whether the money is going.
"trustee" Discussed on WTMJ 620
"Usually in lieu of everybody else can be a trustee the bank that holds the mark honey can be a trustee but the bank will make no money on the trust me they're not going to invest to worth a crap because they're gonna invested out probably in their own bank paying nothing i end there'll be no return but they're gonna argue what is the safest way to deal with the money which it is because they'll only put it in cds were put it in their accounts so the hard part you have is figure now who's gonna be the trustee another way of doing it is just writing a will and in the wheel no i say i knew i wouldn't even do that because you have money that is not going to be distributed at one time you the not actually set up a council which needs to be paid yeah i think it's just the trust and it's a question of you don't need relatives do you have a in that you trust for example might trust now i have my partner is the trustee and then if she can't deal with it i have another trusty a successor trusty and they are going to choose the third trustee together when they get old and decrepit what bill i don't know any anybody of it i do say got much of a friend to rely upon with money yeah how much money we talking about about a million okay all right let me suggest that be named the trusty because trustees actually in a pretty good chunk of money you know that don't you bob you're going to have to find you have to find someone that you can trust of the atrocity now the good side of it bob is after the trust cakes sinn you're dead i mean so how bad get it'd be because you're already dead you don't have to worry about whether the money is going.