19 Burst results for "Transamerica"

"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

Marsha's Plate: Black Trans Podcast

03:57 min | Last month

"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

"This time. I let them go. Hang out saying that. I'm just laugh at it so check out. Coming to america is really really good. I always i really really good. I don't know i was act. I laughed. I thought there were certain parts of funny starting parents. That was funny just because of how ridiculous they were It's a it had tons of dark skinned girls. Light skinned girls. It had all the spectrum of black folks it had tons of new people tons of older people coming back tons of the old characters. I love how they brought sexy chocolate back right at the end. I thought that that was so funny. In my favorite moment was when The queen had kind of godhra birthday. She had died. She was like she. It was like you revisiting her back where. She lives in queens. 'cause you had turned into the queen wasn't it Levi others get some shots adult. Olive and i thought that was so cute. I thought it was nice What else did i am trying to think of what. Yeah i just. I think i should check it out. Judge for yourself I think if you go into a feeling like just going to just like loving blackhawks loving black people and loving our culture and our extras and all of that. If you go in expecting that you're gonna get it. I don't know what people was expecting. Come into it coming to america to come to america. One was not some deep serious thing. silly ridiculous passing. Oh that was hilarious. Bringing them as as that was so cute food cue them doing why in the middle of the moon. That comedy fucking were kinda. That's what it felt like. It felt like a comedy will conduct. What's his name Horwitz isn't he had his own talk show the guy. I really enjoy his character to i. I think our senior and eddie being together. It's always hilarious way. So y'all see our last week. I was on twitter. But i'll for the past two days. They have been comparing kevin. Hart's filmography and eddie murphy's filmography playing stop playing. That's exactly what i said. It is comparison to heaven heart. And eddie murphy. Kevin hart we do. Somehow he wouldn't either. I come on like i understand you trying to. I felt like they were trolling. It was pissing me off that he was even. It was even going viral or trending going viral but ending to the point that he would get this kind of recognition. Nigger you are. Nowhere near eddie murphy. Our weekly illicit. He has of sydney sydney rawls. Yeah smothering is a really good went even forty eight hours..

Kevin hart america eddie kevin Hart eddie murphy Olive last week forty eight hours twitter Horwitz blackhawks One tons of the old characters tons of new people sydney sydney rawls past two days tons of older people tons of dark skinned girls queen
"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

Marsha's Plate: Black Trans Podcast

04:23 min | Last month

"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

"I might have been trans but i'm just a woman that's out the by so i'm okay with being right here and you work. You help them get through that and you buy five a month. I yeah i get. I get what you're saying. But i i. I think it's a little bit further. So yeah i think i'm trans. I think because. I don't want these breast i don't want you can say i want to go further than just whatever that line may be for me in my mind. I feel like if they actually let people be open and free. Actually would it will actually do what they feel like. They like whatever the their strategy is trying to do to prevent transmission from happening for for prevent people from transitioning if you actually expand and be more open about people expressing themselves. I actually think there'll be fewer people. That transition will basis in where more and there's some people that think like a hysterectomy is or our economies now validates an mortgage Validated down. Like i should have probably gave myself more time. And there's because people push that will you in order to be training. You know this is what it's like pushing boxes on arms them or or.

five a month
"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

Marsha's Plate: Black Trans Podcast

04:16 min | Last month

"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

"Who got through like the jake day who is on his way on champion. Somebody particularly did a particularly. I know i'm just saying they feel the need to say that. Now because they're seeing trends may be more open sexually a particular person they he'd no. I'm just saying tranches things out there employ. Yes yes you know. I could see that. Yeah i don't. I can't say take your person but i feel like craigslist. Open the door. Porn the door because honey. I'm seeing ally videos lands pulse. Read suites in infre- twitter. I'm seeing a latte so you know they. There's a there is curiosity there is a interest there is a market. So tuck is is open for that marquise. Right now the wind would say. Let's get it on your own trains. Week she sounds like other park. Was you know stale anyway. David didn't even know how to address. Trains people appropriately. So why would you even want to be there who cares. Why would you fight and make that space open because you now don't even go there. Don't even have been transphobic. All week is thank you. Let me put them up to the camera i love. You hope you me would not try to see it is a. We're always joking around him on horse playing he he anyway you do. You'll be wearing the al. How's that was going to say. Oh okay so liked in wouldn't been transphobic diamond is they had no if they may have If they would have worded night the reason why they didn't why trains people there like they were like all week. This is what A guy is a guy has painted. The guy is says saying a guy. Has you know a if if they would've gave. Are we just once gaming here. I think you would have is still with a russell feathers within the like would have been in bed if they weren't so extra with the description they could adjust. Wanted to be ways. It wouldn't have been that big of a deal if some people would have rather. Yeah i get what you're saying. It's just the fact that they gave us. Oh discussing description. Because they're sounds. I mean some trans men are post. Has i so let me clogged in out. After like only shake it up. Shake it up but you say a guy Somebody with a penis beach blue period days with the west. I mean if you wanna shake it up. That's the thing i would not even fucking I wouldn't even give him enough fucking time of day. Once i see that this whoever the organizer is fucking not including me not fucking wanted me to be there. I wouldn't even. I wouldn't be doing or or tripping about them fucking fuck you fuck out of here. I'm not. I don't wanna come anyway. Back and i'm definitely not a coin. That's the main thing. Sh the main thing album.

David jake day twitter
"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

Marsha's Plate: Black Trans Podcast

03:53 min | Last month

"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

"Lever response a new game in then put out his name. Brian quinn ms brian in oslo immediately. I know this is widening anyway. Really now give us second of all wanna had yes space in all that. that's fine. i don't wanna come near. Like i have a whole world to pool of rome if i was regal so if i was seeking to date somebody interview somebody that has access them. H wanna go. You hit rb talk girl. It's not gonna be warned booths anyway. I nobody would have to know rby had me until they started like after the same way about this. Rv card the way. Dr phil the you know you. Choosing we wind obey their own but like besides like the definition of them described. What a man was. That's what had me they had me like Accu graphic audit we. You know not that.

oslo Brian quinn brian second
"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

Marsha's Plate: Black Trans Podcast

05:38 min | Last month

"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

"You straight if you date a. You're so straight if you claim to be sri and you needed transportation I think there's kind of like a counter to first make sure as we seen as generally clean. We are in on top of making the means. He'll safer in a way of making them feel more comfortable or the women more comfortable orlandi known or whatever. But that's the way it'd be getting weird for me. Qassam transpeople down greeley like mike As far ends pushing people nells boxes of is just them straight. Because there's a new one not the most people's sexuality when they have claimed be straight and dealt with me or or.

first Qassam sri
"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

Marsha's Plate: Black Trans Podcast

05:30 min | Last month

"transamerica" Discussed on Marsha's Plate: Black Trans Podcast

"I don't really care force. You have sex with them like or or considered like meet you answering your acne bits. That's fine because the apple app There was his. Why did feel it. Worst rants mobilink. Could i feel like this. Let me tell you. I thought this way because i ask changed so much as i've gotten older as we all do as the involved so i used to feel like I feel like he was. He was an attractive Dan he definitely be transport. Because how you gonna say dan you. You're attracting to me. And i'm a woman i have read. I have all these other things. That sean you physically woman. Then that's that's transphobic because you have to be attracted to me. Because i'm a woman regardless so you saying that that you're not your preferences not line as transphobic. I mean i don't think i'm not gonna solve of it. But i felt like but i don't know what they need feel like. I don't know what makes me feel like that was something that needed to be changed. But then when i think about it i think had a lot of digital had a lot to do with the inner transphobia that i had does it matter though. Does it matter.

apple dan
How the Pandemic Is Affecting Retirement Confidence

Atlanta's Morning News

00:20 sec | 3 months ago

How the Pandemic Is Affecting Retirement Confidence

"Has plunged as the pandemic rages. To make matters worse, the pay cuts and furloughs forced some workers to dip into their retirement savings just to get by during the pandemic corresponding, Naomi Rockem says. Just 27% tell the Transamerica Institute that they'll be able to read. Tire with a comfortable lifestyle. WSB news time 6 10 thank all of us ready to

Naomi Rockem Transamerica Institute Wsb News
How the Pandemic is Imperiling Retirement

Motley Fool Answers

05:13 min | 10 months ago

How the Pandemic is Imperiling Retirement

"That much. How much have average? Americans saved while TRANSAMERICA survey released in May provided estimated median retirement savings according to generation so for millennials, the median savings is twenty three thousand Gen X.. The median savings is sixty four thousand for the boomers. Median savings is one hundred and forty four thousand. and. That doesn't sound like very much, but here's the kicker. Those figures are as of the end of two thousand nineteen before the virus crisis turned the world upside down, so thanks to the pandemic panic. Many investors actually have less now. But possible lower portfolio value is just one way that retirement planning is more challenging. After one of the most sudden economic disruptions in history. In fact, there are five ways that America's overall retirement security has become even more imperilled over the past few months. Let's take a look at each one showy. Let's start with number one let's. CHECK REPLACE TO START? So number one. We all know this one. We actually know all these, but here we go number. One unemployment has skyrocketed over the past fifteen weeks. Almost fifty million Americans have filed for unemployment insurance. It's almost. Incomprehensible fortunately, many have gone back to work so last Thursday, the Labor Department announced that the unemployment rate dropped to eleven point two percent in June down from thirteen point three percent percent in May. So that's good news. However that eleven point two percent is still the highest rate since one thousand, nine, hundred forty. Now. When you lose your job, you obviously tend to stop saving for retirement. You have more important things. Take Care of plus you no longer have access to a 401k and people who have access to retirement plan at work are much more likely to say. But, even those who have jobs still are not saving as much because many workers have seen their pay cut and have reduced their savings as a consequence in many employers have reduced or eliminated their 401k matches, and finally a survey from bankrate found that fourteen percent of Americans have taken money from their retirement accounts during the crisis and another thirteen percent planned to do so many because the need the money due to losing their jobs. So. Many people are going to have much less saved for retirement. Just looking at the IRA's and 401k's let we just talk on the show about how people? Are actually saving more. So. It seems like this is another opportunity to just even more create even more of a divide between those who have a lot of money, and those who are just scraping by. There's no question so what you're talking about is the personal savings rate, which is a little different than what you save in your retirement accounts. Basically it was. It was a combination of. Looking at what people had their bank accounts for the people who lost their jobs for many people. In fact, most of those people unemployment benefits were actually higher. Than when they were working. And they weren't spending as much money, so you really look at what happened to people's bank accounts, but even those situations right? Let's say you're out of a job and your unemployment. Benefits are higher than when you were working. You're still not likely then. Put that money in an IRA when you can't put an 401K's. You're no longer working so despite the fact that some of these people. People actually up to now doing okay, they're probably not putting it towards the retirement savings, and they're possibly looking towards the end of July when the extra six hundred dollars from the federal government is going to stop their talk now about extending that probably not six hundred, maybe like three hundred or something like that. I certainly hope that will happen because if you ask me, I think. The gains we saw in jobs in last month I. Think some of those are going to go away. As some of the economy, especially, the south and the West start to realize that maybe they opened up a little too soon, and they're gonNA start shutting down. The? First one second reason why retirement planning is going to get more challenging is that many stocks are still down. So. Now. We're going to look at what's in all these accounts that we just talked about. Depending on the type of stocks you own this and this year. Surprisingly they could be very good for you. Especially, many of the Motley fool members to our services invested a lot of companies that have done very well, but for many other people. Your portfolio still could be in the red, so let's take a look at where some of the indexes are as of the close of the market on July Second Nasdaq star of the year up fourteen percent so far this year amazing. Every other index down even slightly so sap five hundred down three percent for the year the Dow and international stocks down about ten percent for the year small caps down fourteen percent value stocks getting. Still significantly down almost twenty percent partially, because when you look at a typical value index fund, they're more weighted towards energy and financial services which have been the two worst performing sectors this year. We all knew about energy, but even if you look at the banking stocks, banking stocks have taken a hit the federal reserved it. It's stress test. Last month told banks that can no longer buy these. The biggest banks of thirty biggest banks told him you can't buy back your shares, so you can't do any share buybacks now, and you can only pay your dividend according to a formula based on earnings. If you don't have enough earnings, you can't pay your dividends so. Bank stocks have been put on notice that things could get dicey there so again. Depending on how you've invested,

Federal Government America Labor Department
"transamerica" Discussed on KOA 850 AM

KOA 850 AM

01:32 min | 10 months ago

"transamerica" Discussed on KOA 850 AM

"That's kind of what has happened here. Now, at some point, the piper is going to come calling. Oh, yeah? Oh, yeah. And and that's another thing to add on to that. We have a lot of people who were in their mid forties, maybe early fifties, saying things like, Hey, should I take some of my money? That's pretax, write now and converted over into Roth dollars, So I have a bigger bucket of money. Maybe that's only one tax free strategy, and that's only one of many and the point there is if you have a plan, and you have questions like I am worried about the fact that taxes we're going to go up and I mean when they go up, it's not just for the people who are making a jillion dollars. They go up for everybody, regardless of how much money you got coming in or not. And if you don't know how that knocks you, of course in the future, or you don't play or you don't play. It just doesn't make sense that you're going to have 2030 years of your life taking care of by chance, and the plan is not. Oh, well, We just won't spend any. No, That's not the point. The plan, If anything has been look, you do these things. Theoretically, you have a high probability of success if you have to, or want to spend X amount of dollars more a year. Based on what you're telling us. Yeah, I mean, you know, one of the things that is going to be disturbing to you guys to hear is that Transamerica did a study and one in four workers. I'm giving you all kinds of stats today, but one and four workers Takes the essential step of developing a written plan for retirement one in four kinds on tight to me. So.

Transamerica
"transamerica" Discussed on WDRC

WDRC

07:56 min | 11 months ago

"transamerica" Discussed on WDRC

"All samples in the section of the Transamerica now in your book you point out that this was a gun that actually sold relatively inexpensively and you might you know put that in context for is twenty five dollars on the east coast near Hartford Connecticut gun alley but people out west were willing to pay twenty times that amount of money to buy this this iconic six six shooter that's right when the when the when the first was developed it was relatively expensive compared to other guns but by the time the gold rush came in the late eighteen forties it'd gotten less expensive in the east but it was so valued out west that even you could get a gun for twenty eight dollars thirty five dollars depending on the size but in California the guns which sell for two hundred dollars two hundred and fifty dollars I even saw one report of a couple of other selling for five hundred dollars it gives you some sense of how important these weapons of war or to those who are out west having a gun that could fire multiple bullets was was everything no particularly for you know a man who would go out maybe he was alone and he was going to meet all sorts of potential enemies out there's a native American student one in there or if some of his fellow gold rushers who wanted his gold so to have the the ability to be able to fire six shots at a time well shots have yet to revolvers was enormous so great values put on these guns have six shots at a time and then fairly quickly reverberate reload although these original six shooters they were not the kind where the revolver would would pop out or was it was it removed or did you have to be relational one was very difficult to read but that the Patterson this is the one that he started making in eighteen thirty six he almost had to take the entire weapon apart to reload it very time consuming process by the time he gets to his better known guns tie in the eighteen forties and eighteen fifties you're not popping it out but you can you can load it intact and and it had a loading lever so you could pushing the ball in the powder they put on the caps so it still took time you know a lot a lot more time than it took when we got to metal cartridges but polite even when it first began you know you you protect about fifteen minutes to load one of those Patterson and then only thank you yeah I would it could take I mean for me it would take a very long time if you don't know many times you can get a quick at it by the time he had to have a screwdriver unscrew the whole thing the lotus so not none of the speed loader stuff he would do even even if you go back to when police officers in this country used to routinely carry revolvers these days they almost universally Kerry semi automatics but to take a revolver flip the the revolver cartridge the cylinder out and then use a speed loader and you can reload in in just seconds if you're experienced at it none of that at that time none of that you had you but still remember we're comparing this to single shot weapons that even in the best hands took about half a minute to reload so you know and then there were great American firearms that were single shot you know they had great accuracy great power but it was that that reloading time that was really the issue I particularly if you were outnumbered you know I write about when I went out to Texas Rangers for example encountered Comanche Indians generally speaking there are fewer of them more Comanches and in command he had a really good rapid fire weapons own era so they would wait for the Rangers to fire their guns and then while the Rangers were laboriously reloading the guns they would attack them and they could fire arrows at the rate of twenty or thirty minutes so you know the Rangers often ended up being concussions before they got to reload the gun you can see how having a multi site multi firing weapon even one is cumbersome and nearly Coble bobbers turned the tables quickly Jim rouse and burgers have been his brand new book is called revolver Sam colds on the six shooter that changed America let's talk a bit because I you you talk about the history of same old Cold you live to the age of forty seven but he was an interesting character to say the least wasn't he was yes he had a lot of mischief and ham yeah I mean he is old the invention really began when he was thrown out of school at the age of fifteen because he fired a cannon office hill on July thank you repeatedly firing at despite being told not to do it he ended up on a ship to the seller a ship bound for Calcutta has a common seller he invented the revolver aboard the ship carving it out of pieces of scrap wood so he gets back to Boston and he wants to turn this into a real gun but he needs money you know we need our in the money so he comes up with a plan to travel the country selling hits of nitrous oxide gas last so here we go town to town run out of fall perhaps you know put some advertisements in the newspapers and then charge audiences a quarter fifty cents to calm and and get high on nitrous oxide and he did this for several years as one of the interesting parts of this given the situation we're in right now is he did it during a pandemic this is not the same as cholera pandemic of eighteen thirty two and and one of the things I think is telling about qualities July third at eighteen thirty two New York City one into a panic because people start dying of cholera they're great newspaper article describing the exodus out of New York City on July third eighteen thirty tell anybody who had a horse or wheeled vehicle got the heck out of Dodge well that's exactly today Sam Cole Walters into New York run south a Panasonic temple inviting audiences and bag get some all Latino nothing gas and you know I think what kind of person walks into city that's just being hit by this terrible pandemic well that was Sam Cole he kind of did things as he wanted to do it and there were no laws he really respected thank you don so he was he really was a a fascinating bigger than life kind of guy I am real disruptor that's a word we use now and he was completely destructive force and he drank a lot he drank a lot I found records of the alcohol that he ordered it boggles the mind now I think some of it was for for gas but Oklahomans cigars he was ordering a thousand cigars a month catalogs in casks of whisky and he drank quite a bit he is sort of famously or infamously once he was called before Congress because he'd been bribing congressmen how to get his time extended so Congress got no help about this they called him in to testify and cold being cold he showed up drunk and that you know you think who does that I mean it literally contempt for Congress but that was the kind of guy he was forty seven years died one of the richest man in America help to a blaze a trail into the west with a gun that could fire six shots without reloading and reloading was laborious the book is called revolver its author is Jim rouse and burgers.

Transamerica
"transamerica" Discussed on Newsradio 1200 WOAI

Newsradio 1200 WOAI

01:34 min | 1 year ago

"transamerica" Discussed on Newsradio 1200 WOAI

"UFO center dot com but I've been deluged about Transamerica in fifteen eighty percent of all the calls are about those compounded satellites I'm gonna have to talk to you on about this but anyway it's been very busy just shipped down about three hundred reports from a webmaster for posting with about thirteen hundred fourteen hundred almost to go before we get caught up I've been just deluged with calls but I'd like to share just for cases with our audience tonight the first one comes from the celebrated location of Gulf breeze Florida where there were a series of very complex UFO related events that took place back in beginning in November of nineteen eighty seven but a ung woman writes that on the sixteenth of April she was out I think on the beach although she doesn't say that specifically that Meyer in a clear blue sky with broken clouds soon she saw a silver sphere streak across the sky captured attention immediately him close as it was streaking through broken clouds but to our great amazement is suddenly took a certain left hand turn xcelerated and just disappeared for Mercedes in the matter of a few seconds all of them lasted she says about eight or ten seconds the next case I'd like to share with our audience comes from.

Transamerica Meyer Gulf breeze Florida
"transamerica" Discussed on 106.1 FM WTKK

106.1 FM WTKK

02:32 min | 1 year ago

"transamerica" Discussed on 106.1 FM WTKK

"Yeah where are you putting your money and it will be three will add I think Transamerica in what interview told okay and you're picking the mutual funds I have not done that yet okay and what about the simple was it for trans America as well and it's for you Edward Jones I'm not sure who they and who's what mutual funds did you put that into all right let them take it okay that we never did okay can you always this is your money you're investing your money and the match is yours instantaneously you're automatically vested day one in a simple on your match and so you are in charge of this money if you your responsibility to know what it's going in and understand it and if you can do both of these you should be able to do both these products on the law if they're allowing you with policy to do both these products but what you can do a regular IRA and your company your small business if you work for can do a simple IRA so it's like having a four oh one K. and in Iraq you can do while you're allowed to do both okay if you want to and so you can do that and then I suggest mutual funds across four types of mutual funds is how my personal four oh one K. is growth growth in income aggressive growth and international with long track records that have been opened ten fifteen years or longer and Edward Jones should have access to those unless they're shoveling you into some of their per pack proprietary crap which don't let them do that okay okay unless they happen to have a good Edward Jones fund what they might or might not I don't know I don't look at those but be careful that you don't get pushed off into a name brand something because you're dealing with quote name brand that's proprietary instead you want to pick good mutual funds options then they should have those in the simple if it's a traditional IRA you can take any mutual fund out there if you have a decent broker and I don't know why you would necessarily go through them to get your traditional I don't think there would be any savings there there might be I don't know what's going on exactly here what their relationship is with Edward Jones in Transamerica all that for you you can learn about it but here's the thing you don't just carte Blanche trust people that's how you hear these football players and make ten million dollars and a hundred.

Transamerica America Edward Jones Iraq football
"transamerica" Discussed on KTOK

KTOK

01:59 min | 1 year ago

"transamerica" Discussed on KTOK

"Retirement Asian universe I was actually Transamerica Transamerica put out a retirement survey and more and more people are choosing to work well into their seventies because they still have a lot to offer they still have a lot that they want to do and so they're just over time is not a requirement it's a desire and if you don't desire to retire then you don't have to yeah and so really difficult you know that the government I say has made it difficult for you to choose when you want to retire because of all the loss yeah now they're lifting a lot of these because people are working longer when you look at the statistics we're living longer we want to work we do you know people love what they do their knowledge will like you said they want to contribute whether it's a motional a socially economically for healthcare purposes whatever that person's reasons are they should have the right that's right and now you have the right to legally to contribute to continue contributing to a traditional IRA so beyond the age of seventy so how might you use this particular role well if you work past seventy two let's say you get to your required minimum distribution age now because that's the new age seventy two for anybody turning seventy and a half in twenty twenty and beyond let's say you're still working past the age of seventy two it's your seventy five you must take your required minimum distribution however you could turn around take the distribution pay the taxes and then re contribute that money back to your traditional IRA if that's what you wanted to do so long as you have earned income now you may want to contribute to your Roth IRA because that'll continue to grow tax free but that is that's really interesting and that is a dramatic change from what it's always been very it's a big it's big people this is a big this secure act as big an impactful to so many people in so many ways and we're just learning about it so we're learning about how the you know the differences in the strategies now that you.

Transamerica Transamerica
"transamerica" Discussed on Money For the Rest of Us

Money For the Rest of Us

03:28 min | 1 year ago

"transamerica" Discussed on Money For the Rest of Us

"Social Security. Medicare air company. Pensions in other words. Somebody else is providing that income stream. We have home equity and we have human capital the ability he to work into our retirement years perhaps part time another asset that we could have that most people don't have less than ten percent retirees rely on some type of annuity but that could be an asset now the liabilities ladies our future payments that we have for essential living needs taxes perhaps debt repayment. But we have essentials and then we have discretionary travel and leisure lifestyle improvements. There are contingencies long-term care healthcare other spending shocks that Transamerica studies showed the biggest concern or worry that retirees have is declining health that requires long-term care. Forty seven percent retirees list of that as one of their greatest fears the yet only ten percent. You have any type of long term care insurance. We're not going to talk about long Term Care Insurance in this episode but that is a potential liability out there contingency that we need to plan for some how other healthcare or spending shocks or potential liability and then legacy leaving something to our family or community and society we have these assets and we have those liabilities. This safety first approach is to cover. You're you're essential living needs with guaranteed income social security pension income annuities. Now we could as the one listeners asking about we could self. Annuity is by having a bond ladder. Bonds be at municipal bonds or regular bonds individual bonds that as they mature they cover are essential expenses or some of those expenses. But you don't benefit from the risk pooling what are known as mortality credits. The fact that you get additional payments because income annuities are based on the average outcome. Sure the insurance company is investing primarily in the bond market generally they can earn higher returns than us because they have a much longer time horizon. And they're not having to do a ladder bond per folio but we could sell the new ties but we can get a higher payout if instead of doing that we cover those essential expenses with social security or your particular governments retirement plan a pension defined benefit. Plan if you happen to have that an income annuity and by doing that. We can invest the rest of our assets aggressively. If we have our essentials covered do guaranteed income sources then our remaining assets can be invested stood more stocks are more aggressively because we were not subject to that sequence of return risk before we look at how much income annuities pay out. Let me pause and share some words from this week sponsors. It's already December and as much as we love getting seasonal..

Transamerica
"transamerica" Discussed on WMAL 630AM

WMAL 630AM

07:13 min | 1 year ago

"transamerica" Discussed on WMAL 630AM

"Something with that Transamerica will have been encouraging fake refugees to get into Iraq to the ships out of ports run by ISIS to come to the civilized world it is a complete waste of time he was very sporting about what a waste of time it is I'm meanwhile the real action on China and other consequential issues is elsewhere also over the weekend CNN ju ju ju no CNN you see them a lot if you stuck at the airport I've you know stuck at the airport you never see them but apparently you can get them in domestic residences to I had no idea about this I thought it was just an airport channel but apparently a if you get a premium cable package that you'll also pump it into your home and Brian Stelter I had an interesting discussion over the weekend he said we need to talk honestly about about Donald trump's mental instability Brian Stelter says it's pasta I'm to stop tiptoeing around questions about trump's mental instability go ahead and play this calm CNN and I actually had a long discussion on it go ahead and play this count as we've just seen it ended a few minutes ago you can disagree with what Donald Trump says about this and that but he's capable of standard now at a press conference that stops at ten thirty in the morning he's capable of standing there for nearly ninety minutes and free wheeling on a wide range of topics and talking about them in a fluent way you are supposedly about to nominate a man who over the weekend visited New Hampshire and said what's not to like about Vermont that's Joe Biden and actually that was one of his better lines because at least it was delivered with a certain precision he comes home stand up and read full syllable words all three syllable words I'm sure for I assume stumble there but I think it was over enforcement three syllable words off the teleprompter he's the creature of reminders you say now I would love to hear from Democrats on this one eight hundred two eight two two eight eight two I would love to hit I'm only Democrats expressing genuine and fusee Azam for the task they apparently are going to set themselves over the next fifteen months which is trying to drag a guy who is floundering in the first stages of this in other words before there's been any really serious twenty four seven stumping in Iowa and New Hampshire in the snows of winter a guy who's already already comp handle it a guy who's woozy and out of focus a guy who doesn't know whether he's in our New Hampshire over a moment I'll just say this on that I see I'm always been assimilated foreign I come tell the difference between you know I've Phoenix Arizona and international falls Minnesota it all looks the same to me I'm I'm I just got off the boat it's all very confusing but that but actually confusing for moms in New Hampshire isn't just a geographical and awareness a presidential candidate isn't supposed to be in Vermont because it's an inconsequential state in primary times three supposed to know that he's in New Hampshire because it's the files primary and when you're the front runner like Joe Biden you cannot afford to lose New Hampshire because otherwise they will say it's over so it's not actually a geographical area it's a sign that the guy is stumbling around and doesn't actually know what he's doing and he just looks out in the older some pine trees and is not a river over that dasha must be in northern New England I love them on the guy isn't up to it and I have Brian Stelter one step what is its pasar just stop tiptoeing around questions about trump's instability bring it on you loser bring it home you result rated nothing you you've got a guy Hey who actually cannot be channeled are you saying Sir Martin Luther king was assassinated in the late seventies he thinks he was in office when the parkland those shootings happened he confusing he's got a lot of these quality things everywhere is from on he was in Burlington Iowa and thought he was in Burlington Vermont he was in Keene New Hampshire on forty was somewhere in Vermont you really want to talk about this is again this gets to the whole thing how bad Rosen sting fella at the department of justice wanting to invoke whatever institutional amendment it is to remove the president from office you've got a guy at some point the field is gonna narrow and you've got a front runner who's just gonna get is at a clock cleaned in those debates he isn't is no one center is no one central anything he he has his lines written for him and he calmed read them off the prompt to come he can't read them off the farm to we've all seen things like this before they were senators who stay on in office two three times too long often when that it's known that then mentally and feeble and they all the creatures of that stuff and the staff is possum the to pay I was seeing this when I testified at battle full hideous United States Senate these guys are really what was I got from Massachusetts Maki Maki a guy from Massachusetts Kansei anything unless the stop from behind and hands him a piece of paper total boot you be better off with a lamb chop and Shari Lewis sticking on hand up his bottom than than than than mine okay but you can't do that on the stump you come do that when you're trying to run for president you gotta go into dina's you got it in pancake flips are you going to eat corn dogs at the Iowa state fair it's not very demanding actually did you go to do that without saying rubbish and he's failing that test on a daily basis so go on Brian Stelter way you yeah so stop tiptoeing around questions about trump's full capacity because once you open up that issue nothing but the abyss waits for the guy your trying to replace him with you joke Armonk sign in for rush one eight hundred two eight two two eight eight two let's see all Kohl's all the news a big nothing week according according to rush but we will try to make it a slightly less than nothing week on America's number one radio show you're listening to the EIB network.

Transamerica Iraq China fifteen months ninety minutes
"transamerica" Discussed on Biz Talk Radio

Biz Talk Radio

07:02 min | 2 years ago

"transamerica" Discussed on Biz Talk Radio

"That is on the biblical principles and the values and the ethics found in scripture. Financial issues you need to know. Loudly. Time. We ask ourselves. No. Welcome back through issues. I'm Dan Syria. Eight four four seven zero seven fifty five thirty three. It is great to be here. We've got a full board. Get the report. I don't want to miss that. We've got the report somebody wrote me a said does Craig no that the Chinese have agreed to buy all the story being every day. Yes. Craig does it better than you can imagine? So yes, Craig knows. I know we heard the president. We saw the reports. So yeah, we're making some headway in these talks is very very encouraging very exciting. So. Yeah. Anyway. Eight four four seven zero seven fifty five thirty three. So here's the deal. We've got the Ag report I wanna give you just a little bit. But I may have to go to a call before the report. So I'm not going to have a lot of time. Just pump you off, but we go to the Agra fort. But a man has been holding for a while. I'm going to do that bright because Kevin Brady congressman Kevin Brady coming out with us in the next segment, and we're looking forward to having a congressman along with us. He is he's one of the good guys in Washington. So we're gonna talk to him that we're gonna get right back to the phones. So let me just mention the indices right now dramatically up as I as an manufacturing index came in above expectations. This is another number not even close. All these economists haven't had it day to day. But anyway, that's good news. May I away to kick off January just keeps getting better and better. That's possible. All right here, we go to the phones. Let me go to Amanda. Hey, amanda. Hey, dan. I will be quick. I am quitting planning on quitting my job in April. I'm going to have another child dominant. They home take care of the that. You don't have. But I do have a 4._0._1._K with my word, and I'm just wondering what the. I just leave it at that with TransAmerica or should I move it. Over already have IRA, I'm contributing to you. And what would that four one K don't leave it there? Amanda, if you can do it. I would like you. Where's your Ross? It is with Ameritrade. Okay. TD ameritrade. Okay. So if you could go to TD Ameritrade and opened up a traditional IRA account, tell them what you're doing. We don't need any money to do. It just opened the account. Let them know that you got a rollover from work throw on K that's coming into it. And I would like you to do that that would be far better for you. And here's what I'd like you to do with it. I'm I'm sorry. I'm talking past. But here's what I'd like you to do with that. I would like you to use that use that portfolio, whatever that money is as part of your more aggressive positions as you follow the asset allocation model, okay? So in your Roth IRA, so. So you're micro as you have a micro cap. If you if you've got if you want to buy a couple of small caps companies, your, you know, your tech your your company's. Let's see what else maybe tech and healthcare allocations. You know, you could you could be focused on on that that's smaller amount. And I picked out that'd be a great way to go. I think that would serve you really well because you're not gonna be contributing to that. It's just going to sit there for thirty years or whatever it's going to be. So you might as well be fairly aggressive. Yes, you'll see some some downturns. It's not to say you won't have to manage it a little bit. There may be a couple positions in there that you know, I put on my cell last or you know, are up significantly in you want to sell out of our. Just been a dog for years and you want to sell out of move that money somewhere else, maybe some manager. But for the most part since you're not contributing. I'd rather have. Yes. More risk. But the greatest opportunity to go up as well. That makes sense. Amanda, I wish you all the best. I don't to. Thank you you and your husband for your commitment for you to take on. Now. The toughest job anybody could take on to be a stay at home. Mom. That's awesome. So I wish you all the best. And God bless you. Thank you. Good stuff. Eight four four seven or seven fifty five thirty three eight four four seven zero seven fifty five thirty three. Now, we have a line open. We're gonna we got her report coming out. And then we we've got an interview just one segment and interview with congressman Kevin Brady, all of you. And Kevin congressmens Brady's district that would be the Woodland's and and Conroe Texas, probably two of our biggest. Areas for the ministry. I mean, I'll tell you somethin' if. Texas, Arkansas and Virginia. So other big stink. Those three are probably our biggest. I mean, there's a number states. I mean, we're in every state Louisiana's big a couple of others. But may have we lost those man, they are they are the ministry, and we sure appreciate you guys. So I'm glad we're having Kevin Kevin Brady on. It's great. Great great, great guy. So we thank you for all that speaking of Regina tomorrow morning. You're going to be there in Richmond come on now. Tomorrow morning, nine o'clock. Don't make me work on a Saturday. And you not be there. So come on out. Richmond Virginia area grove avenue, Baptist church grow revenue Baptist church. You can go on our website under events and pick up the address. So Richmond Virginia. Grove avenue Baptist church. Tomorrow morning, nine o'clock. We're gonna have a great time. Very laid back, come in your pajamas. If you want bring your coffee, so we're going to have a great time. So I hope we see there. I'm speaking tonight, snowing hoping get their at their shebab dinner. So. Here's more. This is Craig financial issues egg update for February twenty eighth corn lost ground again yesterday. And in fact, Brokaw blow it.

Kevin Kevin Brady Amanda congressman TD Ameritrade Craig Richmond Kevin Brady Kevin congressmens Brady Texas Dan Syria Agra fort Grove avenue Baptist church Richmond Virginia president TransAmerica Brokaw Washington Louisiana Baptist church
"transamerica" Discussed on WJR 760

WJR 760

04:07 min | 2 years ago

"transamerica" Discussed on WJR 760

"The folks over at TransAmerica, they asked people how do you decide how much income you're going to need in retirement? And the answer the came back is well, I just kind of gas. They didn't really have anything scientific to figure that out. Now, Charles when you sit down with people, this is part of your process to figure out how much you're going to need in retirement. Take me through that a little bit. Sure. Well, first off we underestimate what they have in we overestimate what they're going to need. And there's a lot of things that go into retirement a lot of people like they said they gas and we sit down with them, and they said, well what about medical benefits? Well, I forgot about that. They may have medical benefits now when they retire. They may not and that's a major expense because I recommend people before they retire. Find out what those costs are going to be because they'll probably be shocked. But again, you if you're gonna travel what your lifestyle going to be like what bills have are. You is your house paid for do. You wanna pay it off at you have enough money to do what you wanna do in retirement. There's a lot of things that go into this. And we go through that with them social security. We help them. Maximize your social security people are getting up to two hundred thousand dollars more couples by piling at the right time delaying their social security to collect more money and pay less taxes. Social security is not tax. It's the same rate. So we put the stall together for them coordinate one and where they should be taken the money to put more money in their pocket. Nafta government. So it's it's you know, everybody's has her unique situation we go through that with them and sit down. One on one. And most cases they're very happy once with done that. And now, they have an understanding because like you said earlier most people, you know, they're building their careers. They're putting a roof over their head Sunday kids to college weddings, and so forth, and then retirement comes and they said okay now, what do I do? So that we definitely helped those people out in we've helped a lot of people do help them with their retirement plans. So David, it seems like it would be hard. I mean, I'm fifty six years old, and I'm thinking about this. And and starting to you know, try to put pencil to paper here. But to think about what my bills will be ten or twelve years from now seems like a hard process, and then you have to think of well, you know, what the roof is twenty years old that's going to need replacing there's and others seven eight grand or something like that the house needs to be painted that stuff doesn't go away just because my paycheck stopped. No. That's why you always, you know, even in the plans that we build, you know, you have to have a certain amount of liquid cash emergency money that set off. Off to the side for those things. Like if you need a roof for. The furnace goes out or you need to replace the driveway or whatever it may be. So definitely those are things that we talk about because you know, there's a lot of unforeseen things that come on. And a lot of people overlook medical costs and taxes going up and inflation. So we, you know, you wanna take those all into consideration when planning for that far out grade point because when you think about, you know, I look at my time-frame time-frame, maybe ten twelve years something like that things are going to cost more twelve years from now. And then they're going to cost more ten years after that in ten years after that Charles, literally, build yourself a raise in your retirement. Don't you? Yes. And that's what we help people with we build income in retirement, two things you're going to need retirement is safety and income. You don't have a paycheck anymore. You can't risk all your money in a market. That's where we come in and help people set up their own personal pension, and this will continue to build, and it will help you with medical costs. Dan, give you an income and help me with taxes and inflation. So these are all built in to help with those issues. And so that when you do retire. You know that you're going to have enough money to last through retirement halfway through and then have to go to work part-time or subsidize your.

Charles TransAmerica Dan Nafta David twelve years ten years two hundred thousand dollars ten twelve years fifty six years twenty years
"transamerica" Discussed on KQED Radio

KQED Radio

01:45 min | 3 years ago

"transamerica" Discussed on KQED Radio

"Com the time is six thirty one from k q e d news i'm brian watt several advocacy organizations are calling on the federal government to breakup facebook senior silicon valley editor tanya moseley explains a coalition of progressive social activist groups is asking the federal trade commission to split off instagram whatsapp and messenger from facebook and turn them into their own companies scott galloway with the nyu stern school of business says it's a lot like what was done to the bell phone system in the early eighties i would argue that in fact it was the right promotional break these guys up more jobs more hiring more back funded companies probably more merges mac which i think this unlocks innovation facebook says regulators reviewed its acquisitions and concluded there was no harm on competition the ftc is currently investigating the company over whether it violated user privacy in its dealings with cambridge analytica the now defunct british research firm used by the trump campaign during the twenty sixteen election i'm tanya moseley k q e d news one of the tallest buildings on the west coast san francisco salesforce tower is officially open san francisco and salesforce officials held a ceremony at the nearly eleven hundred foot tall building yesterday mayor mark farrell says the building has changed san francisco skyline and light chance the transamerica pyramid before it now the salesforce tower is going to dominate and highlight san francisco's skyline for decades to come the tower also features led light display showcasing images from around san francisco i'm brian watt cake news support comes from.

brian watt tanya moseley facebook ftc san francisco mayor mark farrell editor scott galloway nyu stern school of business eleven hundred foot
"transamerica" Discussed on KFI AM 640

KFI AM 640

01:58 min | 3 years ago

"transamerica" Discussed on KFI AM 640

"For retirement transamerica president catherine collins says women are also more likely to take time off for parenting or caregiving and are more likely to work part time without benefits like a 401k colin says the first step to becoming more confident is to calculate white you'll need after retirement something only ten percent of women report doing amy king kfi news korea's government has communicated directly with the united states and says leader kim jong un is ready to discuss his nuclear program with president trump last month trump accepted an unusual offer from kim to hold a meeting a trump administration officials said today the us has now confirmed that kim is willing to discuss the denuclearization of the korean peninsula white house homeland security and counterterrorism adviser thomas bossard says the us has a problem on its southern border and it's time to fix it we've got a leaking boat on our border this point the president's from pretty clear enough is enough fixed the actual problem and stop that leak bossard says sending in the national guard is something they've always considered bossard says president trump directed his cabinet to not catch and release but to catch and detain those trying to get across the border a man has slammed as suv into a restaurant in la cops say the guy then ran off this happened yesterday at a restaurant on melrose avenue around four thirty a man inside terry's mexican grill was hit and hurt cops say it appears the driver of the suv lost control hit the front of the restaurant and took off maine republican senator susan collins says congress needs to check out epa administrator scott pruitt congress needs to do some oversight but on policy grounds alone i think scott pruitt is wrong person to head the epa collins was the only republican to vote against pruitt's confirmation last year both of so cal nhl teams will be going to the playoffs the pacific division wildcard la kings travel vegas for the first two games of a seven game series against the first place golden knights the secondplace anaheim ducks will host the third place san jose sharks in the first two games of their series traffic from your helpful socal honda traffic center crash in hawthorne.

kfi honda nhl administrator epa congress senator susan collins maine la thomas bossard president hawthorne scott pruitt terry trump kim jong un united states korea catherine collins