37 Burst results for "Total"

Fresh "Total" from CBS Sports Radio

CBS Sports Radio

00:40 min | 4 min ago

Fresh "Total" from CBS Sports Radio

"Yes, that's his 1st 15 foul. We've been very foul free so far. USF is committed. Four team fouls ST Mary's five with 54.2 to go till halftime and now it's time out taken on the floor. And that's taken by head coach Todd Golden. Wants an opportunity to Get with his team here and Talk about this final 54 seconds of this half with ST Mary's in front. 39 29. Imagine ST Mary's the number one scoring defense in the West Coast Conference. Allowing just 62 points a ballgame. Opponents of shot just 42% from the field against ST Marriage. Force led by their fine guard Tommy Cuzzi. He is second in the West Coast Conference and total minutes played. That's again been the theme of Randy Bennett. His guards, especially starting lead point guard will see a lot of time on the floor is the case a year ago with Jordan forward here's Booya runner into the lane. No good off the back iron. Rebound. Geils 40 seconds left till halftime. ST Mary's front court. Uzi with the dribble. Outside left Boeing then over to Foa, too..

Mary West Coast Conference St Marriage Tommy Cuzzi USF Randy Bennett Boeing Todd Golden Geils Jordan
NFL picks, 2021 NFC Championship best bets

Open Road Radio

04:04 min | 7 hrs ago

NFL picks, 2021 NFC Championship best bets

"My FC NFC gambling picks on gonna start In the NFC Packer's going up against the Bucks. We've obviously talked a lot about these games today, and also this week the Packers are out right now. To between a three and a 3.5 point favorite. Right now, Fanduel has them at three. I don't think it's gonna matter, really, although getting three is better than 3.5, given how often the game can end on a three point line, But I feel like the Packers are gonna pull away from the box. Like what I'm seeing from them offensively. I love the defense stepping up and I think a little bit. That bucks win was smoke and mirrors against the Saints. Four turnovers from the Saints. In fact, if Jared Cook doesn't fumble late in the third quarter, I think the Saints are poised there to pull away. Remember, he was running in the open field had a first down was gonna put the Saints near to feel Gold territory. If he just goes down on that play and does not fumble at that point in time, the Saints were up seven. They have a good chance to go up double digits. I'm impressed immensely by what Tom Brady has been able to accomplish with this Tampa Bay Buccaneer team. But I actually think the Packers are playing the best of any team in the NFL right now down the stretch at home, potentially some weather issues we know Brady has played well in weather. I think a lot of his Tampa Bay teammates will not coming from sunny Florida to Lambeau. I think it could have an impact on them and on this game, and as a result, I like the Packers in Lambeau to get it done to cover the three or the 3.5, depending on where you get it. I also like The over in this game. I think both quarterbacks offensive performances kind of rounding into shape. I like that. The Bucks. We're taking chances down the field, lot of playmakers at both wide receiver and running back for both these teams. In addition to the proven signal callers in Brady and in Rogers I like the over 51 a half and I like the Packers minus the three or minus the 3.5 dub. How would you break down the NFC Championship game? Do you agree or disagree with my take there? I definitely agree with the Packers side and usually the three or 3.5 is. It's usually a big deal. But I think this should this line should be higher. I think that should be like 4.5 ago. Five or 5.5 even The Packers have been dominating. They've been playing really, really good football. The Bucks they've been winning. But you could point back to the match up earlier in the season 38 to 10, which some of you are, you're going to say, Well, look at what happened when the box played against the Packers. That was week six. And you go ahead. Make your case, but I don't think it's very reflective. I mean, if you want to use prior weeks, I mean, the saint whipped the bucks two times in the regular season without any difficulty at all. And then the box came back and one in the third week. Every game is new, and I'm not worried it really that concerned with the first match up. Yeah, I'm not either I'm with you and I think E mean, this is believe it or not the first time Aaron Rodgers as ever hosted it, NFC Championship game. That's wild. I don't think he's gonna let this opportunity go to waste. I think the Packers Probably the best team in the NFL. Right now. I think they win this game by at least a touchdown. The over under. I'm not really sure I that feels about right to me. I think Green Bay if you're looking, if you want to play it over, maybe play their team total over. As if we like them as much as we do, minus the 3.5. You gotta assume what's the team total right now. 28 like that around there, So let's see what's 50 live math on the air as we know it's not our greatest strength 51 divided by two 25 years now, but it usually 26 27 in that right. I think they're going to score at least four touchdowns. Let's put it that way so that I'll get you over the 28. So I like the Packers minus the points here as well.

Packers Saints NFC Fanduel Jared Cook Bucks Tampa Bay Buccaneer Brady Tom Brady NFL Tampa Bay Rogers Florida Football Aaron Rodgers Green Bay
Fresh update on "total" discussed on KNX Weekend News and Traffic

KNX Weekend News and Traffic

00:39 min | 16 min ago

Fresh update on "total" discussed on KNX Weekend News and Traffic

"Their songs. The singers were offered food and coins, which they gladly accepted before moving on to the next one. It's not possible. This archival program is part of our 30th anniversary celebration. If you want to hear more, check out our podcast. This Southern California's only 24 hour. Local news and traffic station can X and 70 news radio. What do you think? I'm Bob Brill, our top local story at 4 30 reporting 269 more coronavirus desk today, the L. A County has now reached a total of more than 15,000 dead 5000 of those deaths coming since December, 30th. Statewide a total of 36,000 covert 19 deaths as 593 new fatalities or reported today, along with nearly 23,002 cases, covert 19 vaccine shortages are continuing because big problems across Southern California with many vaccination centers having to put a hold on new appointments because there just aren't enough supplies to go around. Dr. Oliver Brooks of What's health care? Tell CBS two that were senior citizens now included among the Californians who are eligible to get the Fizer and Madonna vaccines. The pace of shipments from the federal government is running far behind what they need. California have about 6.2 million. Have a 65 years enough 70% of those get the vaccine. You've got 4.3 million getting it and he double.

Southern California Dr. Oliver Brooks Bob Brill Federal Government CBS
Former Make-A-Wish Iowa CEO charged with embezzling funds

AP News Radio

00:50 sec | 22 hrs ago

Former Make-A-Wish Iowa CEO charged with embezzling funds

"Hi Mike Rossi reporting a former charity C. E. O. is charged with embezzling funds a former CEO of make a wish I was facing felony charges alleging she embezzled tens of thousands of dollars from the charity forty year old Jennifer Woodley faces two charges first degree theft and unauthorized use of a credit card according to criminal complaints unsealed Friday Woodley awarded herself a ten thousand dollar bonus in October twenty nineteen two months after becoming the group's president and CEO and over a ten month span Woodley allegedly made eighty for unauthorized purchases for personal use on an organization credit card totaling more than twenty three thousand dollars Woodley and her husband have two daughters who have required brain surgery one received a trip to Walt Disney World through make a wish Iowa before Woodley was hired as CEO hi Mike Crossey up

Mike Rossi C. E. O. Jennifer Woodley Woodley Walt Disney World Iowa Mike Crossey
Hearthstone Esports to be Run by ESL Until 2022

Esports Minute

01:26 min | 1 d ago

Hearthstone Esports to be Run by ESL Until 2022

"Digital media podcasting and video programming. Please reach out to e-sports network CEO Mark dimmick using the email in the bio of this show. The sooner we get a sponsor the song. I don't have to lead every single episode with that read so into the show. I'm a huge her Stone fan, but man the games Esports scene never really took off the biggest moment to compared to the events were probably firebat off the first championship back in 2015 and paddling book were RNG absolutely smoked amnesiac in a key matchup, but through many formats and different attempts at creating an Esports structure the Carfax from blizzard never really came together in the right way and it was kind of in danger of dying but now ESL is taking over blizzard has allowed ESL door on her Stony Sports through 2022 according to a, New Jersey. Log post this is kind of what blizzard does wouldn t Sports scene starts to falter in one of their games. It happened to both Starcraft and Warcraft in the past as well. The blog post honestly doesn't give a ton of info about changing the structure which makes me think they'll be keeping the grand Master's and her Stone Masters to her formats largely intact the post basically says it will impact both sections of her Stony sports, but not in what we do know that the total prize pool for each calendar year will be three million dollars. That's pretty large for any card game. Especially Hearth with her Stone now bring the total blizzard titles under esl's control to

Mark Dimmick Blizzard New Jersey
Miami-Dade Mayor Daniella Levine Cava Signs Executive Order On COVID-19 Vaccination Information

Rush Limbaugh

00:31 sec | 1 d ago

Miami-Dade Mayor Daniella Levine Cava Signs Executive Order On COVID-19 Vaccination Information

"Miami Miami Dade Dade Mayor Mayor Daniella Daniella Levin Levin Cav, Cav, assigning assigning an an emergency emergency order, order, which which he he says says highlights highlights her her mission mission to to get get more more covert covert shots shots into into arms. arms. The The order order gives gives the the county county Moreover, Moreover, side side of of the the vaccination vaccination process. process. It requires any facility or municipality administering the cove in 19 vaccine. Published daily updates on their progress, including the total number of doses they've received and the size at which they're being administered. The order also discourages facilities from accepting appointments unless they have actually received the vials and as good idea of how many vaccinations they they can can can

Dade Dade Mayor Mayor Daniella Daniella Miami
Hank Aaron, Baseball’s Home Run King Who Defied Racism, Dies at 86

Newell Normand

02:54 min | 1 d ago

Hank Aaron, Baseball’s Home Run King Who Defied Racism, Dies at 86

"Unfortunately, on this Friday, I start with some really sad news. Incredibly sad news with reports that Henry Hank Aaron has passed away at the age of 86. Now when you talk about Titans when you talk about icons when you talk about heroes You better talk about Hank Aaron. Because Hank was all of that, and he was so much more. When Hank Aaron was a rookie in March of 1954. He got to start an exhibition game against the Red Sox, Terrance Moore wrote in the A. J. C quote. Already possessed of dramatic timing. At the age of 20, the rookie promptly drilled a ball that carry the wall flew over a roller trailers parked outside the Sarasota Park and reverberated so loudly in the Red Sox clubhouse. That the great Ted Williams emerged, as Aaron recalled quote wanting to know who would Woz who could make a bat sound that way when it hit a baseball end quote. Of Teddy ballgame. If Ted Williams is coming out of the clubhouse to find out who could make a bat and a ball sound like that, then that's pretty much all you need to know about Hank Aaron's greatness. But there is more a lot more like this moment. Non 7 14. Here's the pitch by downing swinging. There's a drive in the left center field that ball is gonna pay. Outta here. It's done. It's 7 15. There's a new home run champion of all time on it's Henry Aaron. Works. They're going. Henry Aaron is coming around third, his teammates right home plate and listen to this crowd. One of the greatest moments in the history of the game. Hank Aaron passing Babe Ruth as the all time home run King. And then, of course, Aaron would go on to break the all time record for home runs. But if that's all you think about when you think about Hank Aaron, you are missing out. It was so much more to Aaron than that. He's the all time leader and runs batted in the all time leader in extra base hits the all time leader in total bases. He's fourth and run, scored third and hits Nothing about that. The man who was known for home runs is third all time and hits Pirro's Ty Cobb and then Hank Aaron. But 20 time All Star three time Gold Glove winner, a two time batting champ. Ah first ballot Hall family. I mean, similar to Wayne Gretzky and that it's easy to forget just how good he was at everything. Is Ernie Johnson said quote. There's always been a great comparison between William A's and Hank Aaron. I think a Los Angeles writer said it best when we were playing out there and the guy wrote quote Hank Aaron does everything that Willie Mays does. But his cap doesn't fall off.

Hank Aaron Henry Hank Aaron Terrance Moore Ted Williams Sarasota Park Red Sox Henry Aaron Aaron Titans WOZ Hank Baseball Babe Ruth Pirro Ty Cobb Ernie Johnson Wayne Gretzky William Los Angeles Willie Mays
Nevada adds 1200 coronavirus cases, 47 deaths

Rush Limbaugh

00:19 sec | 1 d ago

Nevada adds 1200 coronavirus cases, 47 deaths

"I've had in and it only 1200 new coronavirus cases to his total on Thursday, But there were 47 virus related deaths are county share, just under 1100 cases that broke a three day streak where new case numbers were less than 1000. The matter's test positivity rate is still just above 20%. The CDC wants that number to be no more than five.

CDC
Is Tether a Fraud? Its Bank Says It's Not

Unconfirmed: Insights and Analysis From the Top Minds in Crypto

03:50 min | 1 d ago

Is Tether a Fraud? Its Bank Says It's Not

"Last weekend. A medium post by a pseudonymously former bitcoin investor going. By the name crypto anonymous made the rounds on crypto twitter and elsewhere it was titled the bit short inside cryptos doomsday machine and alleged that the stable coin tether which is supposed to be bagged one to one. Us dollars is a quote highly probable. Fraud there are a lot of different. Strands that crypto anonymous wove together to present his or her hypothesis. But the one. That was people's zoomed in on concerned whether or not tether is fully backed so tether is run by tether limited and limited bank is deltec which is out where you work and that's a bank based in the bahamas and the part of the peace that people are concerned with was a section where curcio anonymous showed some tables of the foreign liabilities of domestic banks. And here she wrote quote from january twenty twenty two september twenty twenty the amount of all foreign currencies had by all the domestic banks in the bahamas increased only by six hundred million dollars going from four point seven billion to five point three billion and so the bahamian dollar is pegged to the us dollar one to one so it's the same in us dollars. Then he or she wrote but during the same period. Total issued tethers increased by almost five point four billion going from four point six billion to ten billion so great. Can you explain why this discrepancy exists. Well i've seen that article. Actually i find it very interesting that there's someone that apparently have time. Perfectly buying and selling crypto actually is often the case those article of so-called experts. They usually have time to market like geniuses and then started claim scenes that are kind of unpacked especially in that case they went to that. I think it's the digest central bank of the bahamas and it became overnight a banker expert which i loved because we always look to recruit but in that case they didn't deal it further about how that works first of all. They should have known that the bahamas is what they call them. Offshore jurisdictions so what it means offered ratings soon as you have domestic bank and international banks into domestic banged there is to type of licensed linked to it. You have what they call the authorized dealer license and you'll try agent license deltec dual own authorize agent license which is a license that allowed him to custody. Bahamian don't have what we call an authorized dealer license so when it comes to cash on deposit we cannot old any in dollars cash deposit and at the same time because we cannot all those dollars. Behave in dollars. We cannot serve local customer so what we have is we have along that authorization license. We have an international bank license. Or i think it's called restricted license as well so in fact for that report and i'm sorry for that person because i guess he thought he was onto something. We are not a domestic bank for a reported deposit and actually if he went and the little effort to go indego bit about the size of the bahamian market of thinking would have found out that the entire massive banks have around two hundred billion dollars in assets. I believe and we are part of that. So we are not a domestic bank aside of authorized agent license but that is irrelevant business for us and maybe be much must be reported. We are an international bank and that is part of the international aspect. That's why i did answer it to some people asking but you are domestic within no because we cannot take domestic customer and we cannot hold domestic him daughters so that report is actually a nut relevant and nothing to be in there

Bahamas Curcio United States Twitter
NFL Playoff Predictions: Green Bay Packers at Tampa Bay Buccaneers

Bet The Board

04:43 min | 2 d ago

NFL Playoff Predictions: Green Bay Packers at Tampa Bay Buccaneers

"We'll start things off in the nfc where the green bay packers playing host to the tampa. Bay buccaneers. You're looking at green bay. Three and a half point favorite at faneuil sportsbook total in this game at fifty one and a half and pain. When i dug into this game i was blown away not by some of the statistics that are there the xs and os but by the simple fact that this'll be aaron rodgers first. Nfc title game. That will at home given everything he's been able to accomplish in his career and greenvale have something pretty strong working in their favor when you consider that since the wild card round began in nineteen seventy eight teams playing their third straight road game or just five and twelve against the spread for thirteen straight up so tampa get have to work against that particular trend but when you have the greatest of all time at the quarterback position. I'm sure a lot of your fears are swayed by all of that when you try and identify some of the matchups here we know these teams that. You're just assuming. Patrick mahomes doesn't get seven. Well a patron hose may seven. But he's not the go he might be the go in waiting. And who knows. Maybe we'll get a ceremonial passing of the baton from tom to patrick in tampa in two short weeks. But we're getting ahead of ourselves there as well when you look at this particular game and i know we go through the offense versus defense but which side of the ball is going to be more fascinating for you to watch tom. Brady against this. Suddenly resurgent packers defense. Who in my opinion really hasn't been tested over the last couple of weeks or aaron rodgers looking to atone for his worst performance of the season against the tampa bay bucks defensive front. I think they're both interesting. Obviously in one thing that we've talked about air this entire postseason is we're getting some good matchups. We're getting some great games. We have to be thrilled with the four teams remaining. And i know browns fans won't like this but we don't have a team that's undeserving or doesn't belong. We don't have a team. That's seven and a half eight win. Team somehow sneaking their way into the final four so to speak here with with an upset win and then taking advantage of an injury to the most important play like we have the four teams. Here that are right up there in the power rankings. You could certainly say the saints or there but you know if if i think we knew exactly what was wrong with drew brees report we might not have the saints as the top five credential. You you mean his wife coming out and saying he played the latter portion of the season with a torn labor. Him didn't have any effect on his lacklustre efforts. Throwing the ball downfield torn torn labor. M- rotator cuff torn plantar fascia and still had. I guess three fractured ribs most healed but right and so i think that was part of the the line move last week now for sure looking at this right in this match while we're getting the great games and i of go back to my initial thought here while we're getting the great matchups for us to watch there's so much variance there so many like holes to attack. That team can do that. Like sometimes you get games whereas like you break them down. Nearly there's nothing really there. These games have a lot here. And whichever one can. It's going to cause this massive variance in the game. I think we even said that last week in the packers we're going to find out who's for real. We think the packers defense is packers. Offense is really good. We think the rams defense is really good. Neither of really played a tough schedule. And i get aaron. Donald was injured last week. But i think we kind of saw. What the rams were when. They went up against an elite offense because they hadn't really faced any elite offense is aside from my guess what you could call a familiar opponent with russell wilson seattle. Who is trending horrifically to end the season. So let's start there right. And i think the obvious element the thing that we'll talk about a lot because it's worth bringing up what you'll probably. Here's you listen to a lot of breakdowns of this game all week and the one thing that can really swing this game. I think is pressure on aaron rodgers. Can the the buccaneers defense make aaron rodgers uncomfortable. And i think it's pretty pretty simple. That's going to be the largest determining factor of this game and if you're going to get a situation where aaron rodgers is strong from clean pocket. The game's over right. It's done with of quarterbacks with at least one hundred and twenty-five dropbacks aaron rodgers number one in the nfl one thirty passer rating from a clean pockets got forty touchdown four picks and clean bach suggested completion percentage when kept clean is eighty five percent. If you don't pressure. Rogers like you're not going into lambeau in january with possible weather and beating him

Packers Aaron Rodgers Tampa Bay Buccaneers Faneuil Sportsbook NFC Patrick Mahomes Tampa Bay Bucks TOM Green Bay Saints Brady Drew Brees Patrick Browns Rams Russell Wilson Donald Trump Aaron Seattle
United Airlines tumbles after posting another big loss, warning about weak demand

Marketplace with Kai Ryssdal

01:02 min | 2 d ago

United Airlines tumbles after posting another big loss, warning about weak demand

"United airlines has reported a fourth-quarter loss. Almost two billion dollars more than seven billion dollars in the red for the full year. You're looking for uncertainty in this economy. Airlines are pretty much the case study marketplace's into euler is on the aviation desk today. United said it expects total operating revenue in the first quarter of this year to be down. Sixty five to seventy percent from the same time two years ago which means the airline has to make a number of short term decisions right now to stay afloat industry consultant. Michael boyd says united's trying to be as nimble as it can but with airlines. That means they're moving the transfer of the titanic a little quicker than somebody else. He says the biggest challenge for the whole industry is to cut losses. Quickly the idea dave. We'll try something but if it doesn't work we get the hell out and try something different. Nobody really knows when demand for flights will return to what it was before the pandemic or if it ever will. Some are hopeful will return to two thousand nineteen levels later this year. Other say twenty twenty three or twenty. Twenty four is more

United Airlines Michael Boyd Airlines United Dave
Bernie Sanders and His Mittens Steal the Show at Biden's Inauguration

Total Information PM

00:23 sec | 2 d ago

Bernie Sanders and His Mittens Steal the Show at Biden's Inauguration

"If you've been on social media much the last 24 hours, chances are you've seen several means of Senator Bernie Sanders sitting alone in a chair I president Bynes inauguration wearing those hard to miss oversized brown and white mittens. Well, if you're wondering, the mittens were made in Sanders home State of Vermont given to him in 2018 by a teacher, and according to Buzzfeed News, the mittens are made from repurposed wool sweaters and lined with police made from recycled

Senator Bernie Sanders Bynes Buzzfeed News Sanders Vermont
President Biden calls for unity in Inauguration Day message

Mark Thompson

01:39 min | 2 d ago

President Biden calls for unity in Inauguration Day message

"Ronn Owens simply put. I feel so much better about this country today better than I felt in the last four years. It's not the president Biden is on evident by any means. But he is genuine. His calls for unity and respect our sincere and much needed. I think you made an excellent gesture yesterday when he promised he would be president for all Americans, saying, I will fight his hard for those who didn't support me as those who did. What a breath of fresh air Unlike Trump, Biden doesn't approach politics is a blood sport. As he said in his inaugural address. Politics doesn't have to be a raging fire, destroying everything in its path. Every disagreement doesn't have to be cause for total war. Watching the laying of the wreath at the tomb of the Unknown Soldier. Yesterday, I was struck by the unity exemplified by the presence of three of the living. Former presidents Obama, Bush and Clinton joined Biden and Vice President Harris for the traditional Inauguration day ceremony at Arlington National Cemetery, of course, have been political disagreements between them over the years, but it's important to note how they've risen above them and shown the United for the country. Last night, I interviewed Kate Anderson Brower, author of Team of five, the President's Club in the age of Trump. She did in depth research and the most exclusive club in the world. Exploring how former presidents stay in touch with one another, and at times offer their advice to their successors. She made it clear that no matter what Trump wouldn't be a member after leaving office And it wouldn't be because of his political beliefs, but his lack of character it somehow, you know that when he finishes his term or terms, Joe Biden will be

Ronn Owens Biden Vice President Harris Kate Anderson Brower President's Club Arlington National Cemetery Clinton Donald Trump Bush Barack Obama United Joe Biden
Counting US Research Rodents

Science Magazine Podcast

02:46 min | 2 d ago

Counting US Research Rodents

"I this week. We have online news editor david graham. We're gonna talk about how many rodents rats and mice are used in. Us biomedical research each year. Hi dave here. When i first saw on the lineup i immediately sent you a guess. For how many rats and mice might be used by researchers every year. I was way off. What was your guest. it was eight million. Okay pay everyone listening you. Guess your own guests. I was way off. But the one clue so dave according to the study that we're going to be talking about today how many rats and mice are used or our house for biomedical research each year in the us. So according steady two hundred and eleven million. So i was way off. Were you surprised by this number. Kind of i mean the behind the study whose names larry carboni. He's at the university of california san francisco. Garri actually just left. There had written a book about fifteen years ago where he made a guest admit that was eighty to a hundred million so i heard a very high figure before but that is a lot higher than what other groups have estimated. The estimate tends to be around fifteen to twenty million. Why is this number mysterious. Why are people guessing or estimating how many of these animals are used in research. And this isn't something that we track greg. So there's something called the animal welfare act which is a federal law. That's been around for more than fifty years actually. Nbc wanted allows is the united states department of agriculture. Usda to go to my universities private companies any facility that has animals that are covered by that act usda goes in and inspect those animals for welfare counts them now. The problem is that there are only limited number of animals that are covered by that act that includes dogs cats rabbits monkeys but mice and rats and birds for the most part have always been excluded or mostly that excluded from that that means that the only agency that would go from especially as is counting. These animals is now counting mice rats. Nobody actually has any idea how many of these animals are being used in the us facilities. How does this value. Though this one hundred ten million or maybe the low value of twenty five million compare with those other lab animal populations that you're talking about rabbits cast dogs it's vastly more should matter who's number you believe. Everybody seems to agree that lab mice and rats makeup at least ninety three percent of all the mammals used by medical research so the total number all those other animals. I was talking about these animals that are covered by the welfare in the whole united states is about seven hundred

Larry Carboni Garri David Graham Dave United States Usda University Of California San Francisco Department Of Agriculture Greg NBC
US jobless claims decline to a still-high 900,000

Derek Hunter

00:39 sec | 2 d ago

US jobless claims decline to a still-high 900,000

"Dipped to 900 Thousands layoffs remain high with the economy in the grip of the coronavirus correspondent Bernie Bennett reports. The Labor Department reported that new claims for unemployment benefits declined last week, but they remain at high levels by historical standards. Labor Department said 961,000 workers filed initial claims for state unemployment benefits last week. Further 424,000 claims were filed for pandemic Unemployment assistance and emergency federal program for freelancers, Part time workers and others normally ineligible for state jobless benefits on a seasonably adjusted basis. New state claims totaled 900,000. Bernie Bennett reporting US home

Bernie Bennett Labor Department United States
Jobless claims dipped last week but stayed near 1 million

Pat McCrory Show w/ Bo Thompson

00:26 sec | 2 d ago

Jobless claims dipped last week but stayed near 1 million

"New this morning claims for first time jobless help for last week just in from the Labor Department within the last hour, so 900,000 claims That is below the expectation of about 910,000 continuing claims, which is a measure of the total number of individuals still receiving regular state unemployment benefits improved more than expected last week and have remained on the mostly steady downward trend since peaking at nearly 25 million in

Labor Department
‘A Total Failure’: The Proud Boys Now Mock Trump

Bloomberg Daybreak

00:17 sec | 2 d ago

‘A Total Failure’: The Proud Boys Now Mock Trump

"Members of the far right group, the proud boys announced said to be mocking President Trump, saying he'll go down as a total failure. New York Times reports. The group who were among then President Trump's loyalist fans are now calling him weak as more of them are charged for storming the U. S. Capitol.

President Trump New York Times U.
The Ideal Nutrition And How To Use Supplements

20 Minute Fitness

04:57 min | 2 d ago

The Ideal Nutrition And How To Use Supplements

"Hi chris welcome to twenty minutes it s. Thank you so much for having me. Yeah can you start off by telling us a little bit more about your background. And what aesthetic. Greens is about sure muslims. Chris i'm originally from new zealand. Which left me with the monica north. America of chris deke end. I am the proud founder and ceo of a company called athletic greens. This company was originally formed out of a search for a solution to my own problem. Which was that. I wasn't absorbing neutrons properly. And i ended up basically going on a journey to sort of addressing health problems that led to a clinic in phoenix spending a ton of money doing every blood stool saliva test. You can possibly imagine to have a group very smart people. Tell me that look You just don't appear to be absorbing nutrients properly which was a shock to me. Because up until that time. I thought i'd been doing pretty much everything right as it related to. How approach health nutrition and how it approach supplementation and sort of led me to the drawing board to think through an rethink through everything. I thought i knew about nutrition and health and everything else so long story short. I'm customer number. One of what has become a very popular way of removing the fiction from covering nutritional basis every day without cornerstone product grains which. I'm excited to be a part of and we've of lawrence two thousand nine two thousand ten. The proper film launch early two thousand eleven and since then have gone through fifty directions to continually. Look at how can we deliver what. Wait what we consider to be. Sort of that premium. Bist centralist approach to cover nutritional basis every day. Love it so. Tell me more about why. Your body couldn't absorb nutrients well enough. We'll so i have a background. In health and exercise. I studied sport science degree at open university. Which i dropped out of with two classes to go to stop my first business. I'm an entrepreneur through through and have just kicked this lifelong passion around health and fitness. And i was falling. What's considered the nineteen ten approach which was basically. Look if you do everything right. Non-extendible time the other ten percent meta too much and i'd had a few significant number of sort of respiratory tract fictions over the years and the committed to grow infrequency took that i was taking antibiotics for something three to four times a week. And i think. I had a couple of different Forces all collide at once. But at the end of the day i had very few good. Bacteria had a really torn up gi system. And i was eating very significant levels of both protein in a variety of vegetables and supplementing. With what i thought at the time was a great multivitamin and i ended up finding that i was in the eighth to twelfth percentile on a lot of the central bottoms as minerals and even mino- essence. And so when these guys came back from that testing and said hey digital's none of them. Why this right. We have some of these minerals in the twelfth percentile I was really shocked. And just turn out have all sorts of problems traditionally with the gut and the solution from these guys was to say. Look west put you on a basic limitation diet and they gave me at the time one hundred dollars a day customized my blood bike in st nutrition regime. And like i said. I saw two vessels taking fifty horse stalls a day and i just realized it must be a better way so this way back then led me on this journey to seek out experts on. I never claimed to be the sort of exit decide. Look at what good nutrition really was and start to understand things like what got health what is by ability y generally do you wanna get nutrition nutrients as much as possible from food. What food quality is some of these other dynamics at the lead me on a journey that led to us creding athletic rim. Yeah i mean you believe that you can achieve your best self. without nurturing. Your body with writing attrition right so in your opinion then after you've talked to all those experts what the right nutrition look like for me. I think for every human. There's a couple of different pieces. And i think we all want to cover off most basic nutrient basis an never put out any Around sort of supplementation being anything other than a path towards optimization i think food is i and you should always focus on food but in terms of what is great nutrition. My general framework is pretty simple. I think you want to eat to maintain your blood sugar levels and a healthy range. I think you want to eat a diet that for you does not lead to any sort of dynamic where you're very inflammatory environment. And i think you want to eat a sort of respite of metros in total calories that match your lifestyle and where that in line you wanna make sure. You're focused on food quality. Health quality pieces Seems to be of looked so often. And his principal or nutrient density and then the other variables around william micronutrients are coming from and the quality of and sort of how much cobb some extra protein. How much fat. That's a lot of those are gonna come down to individual preference potentially and then also just how do you live your life that attrition demands of someone who's on a bike aggressively training for two to france. They're going to be very different from someone. Likes to go for walks every day. And maybe it's the german two or three days a week for

Chris Deke Open University New Zealand Phoenix Chris Lawrence America Cobb France
The future of migrant caravans

Monocle 24: The Foreign Desk

05:04 min | 3 d ago

The future of migrant caravans

"More grand caravan is one of those phrases which feels intractable associated with the recently elapsed donald trump era a term which decade sense will like coffee or very stateful genius or four seasons total landscaping separate. Those who can recall this benighted epoch. From those born too late or those who not altogether unreasonably drank too much the migrant caravan. You may recall was one of the vast menagerie of bogeymen and hobgoblins which trump and his media cheerleaders deployed to profitably inflame. The voters and viewers the caravan was telling a marauding horde of insurgents bent on taking your jobs stealing your women perpetrating terrorism proselytizing communism or whatever paranoid fantasy. You were having yourself. The migrant caravan was reason to build that wall. Lock up your daughters stay tuned to fox. Welcome the tucker. Carlson vote republican and generally run around yelping to set by angry wasps. Shortly after having set fire to your own trousers another migrant caravan is on the move now it will be instructive and hopefully at least somewhat heartening to see how the administration of donald trump successor response before we get into that however it's probably proper to be clear about what we mean when we say migrant caravan as outlined above it has been repeatedly slammed up into something other than what it is by various people and organizations whose good faith cannot alas always be taken for granted. Thousands of central american migrants are vowing to continue their march to the us border even though president trump wants to turn them away the migrant caravans about which donald trump became agitated where a phenomenon which pete in late two thousand and eighteen. They were mass trudges of several thousand migrants setting out from central america and plotting doggedly towards the united states where they hope to find safety perchance prosperity. The constituents off the caravans were from honduras. Guatemala nicaragua el salvador and mexico. All countries offering the less fortunate citizens plentiful reasons for leaving political instability gangs crop failure crime drugs poverty etc. The caravan on the move right now is estimated at some eight thousand strong and appears to have originated in the honduran city of san pedro. Soula as off this broadcast. Its chances of reaching its goal. Mexico's border with the united states appears slender early this week. The caravan was intercepted as it crossed. Guatemala guatemalan military and police who detained hundreds of migrants and scattered others with teargas. Nearly a thousand people have already been sent back to honduras and guatemala's chief immigration official modena's has laid down a hardline declaring that you cannot and will not get through president joe. Biden's rhetorical response will be more humane and compassionate the president donald trump's low though that represents but the outcome might not be much different biden's domestic policy advisor. Susan rice has already pointedly given interviews to spanish language media emphasizing that nobody should assume that the us mexico border will be flung. Open on day one. The administration biden previously. Served that of president. Barrack obama deported more than three million people. This latest caravan is obviously not the first large scale migrant and refugee x. flow of times and it won't be the lost. It seems reasonable to assume indeed that any noteworthy disparity in covid nineteen vaccinations between rich countries and poor ones will lead to still further people hitting the road and given what would be reasonable concerns about spreading the virus. Prompt even less compromising responses from destination countries than some. We have already seen what will likely not happen. Regrettably will be the large scale descent of any com- clear-headed logic on the subject in the united states or anywhere else. Those who are furiously against immigration will continue to insist that imigrants ra menace that asylum seekers. Bogus that we should build walls and turn around boats. Those who are passionately in favour of immigration will continue refusing to countenance the idea that countries are entitled to make decisions about who comes and who goes and indeed that it's better that countries do as transparent legal process around migration and asylum lynn's immigrants and refugees va legitimacy they need and deserve and deprives shrieking xenophobes of oxygen as is the case with this and far too many other issues however the loudest voices on both sides will be largely motivated not by their actual opinions on the issue by the visceral loathing of their domestic political opponents and the caravans and the boats will keep coming

Donald Trump Guatemala President Trump United States Honduras Mexico President Joe Carlson Tucker Biden Barrack Obama FOX El Salvador Nicaragua San Pedro Pete Modena Susan Rice Lynn
Embracing Self-Care with Mary Hyatt

The Get Foxy Show

09:59 min | Last week

Embracing Self-Care with Mary Hyatt

"You are a very multifaceted kind of person. You're you're a yoga instructor therapist. Your life coach. You are very knowledgeable about essential oils. How did you discover your strengths to did these things just kind of fall in your lap or how did this all come about for you. You know it's so fascinating. I think like when you hear. Somebody's resume or their out. And you're like wow like. They're an expert at xyz or whatever and yet at least for me which i would imagine. This is true for most people. It's like a journey. Along the way we start picking up these interests and facets of what is drawing your attention and for me. It was all from my own personal healing journey. And if we were to rewind the clock like eight years ago you would have a very different mary. I was about eighty pounds heavier than i am now. I was dealing with like really extreme anxiety and depression. I wasn't a marriage that was just not healthy and not ultimately life-giving and i really had no sense of purpose. No sense of identity and was dealing with autoimmune staff so it was like the culmination of somebody who has totally just lost themselves and i was almost like sleepwalking through life is what it felt like in so there was this moment. I can remember so clearly where it was like. Okay either this is going to go to a bad place really really quickly and it was already kind of spiraling in getting to that point. Or there's got to be more to life than this. Like surely little flicker of hope shirley there's more to life than this and thank god. I listened to that voice of. There's there's more here and started this journey of self discovery and started to come into. What made me come alive. And and authentic and learning about myself and learning about my own feminity and my own just essence as a woman and so little by little. I started kind of adding these different tools to my toolbox That me to do my own work. Further and then ultimately as a life coach now be able to give that gift as medicine two other women who've been on a similar journey so it's kind of like my own work that now gets to be given to others your podcast. I've tuned into a couple of episodes. You're actually right now at the time of this recording. Your your theme for the month is femininity. Yeah and i think that was one of the reasons why i was like okay. Wow when we're here on the get foxy show. That's one of the things that i felt like i wanted to do for my listeners. Was to help them. Learn more about cultivating an amplifying their own divinely given feminine entity and so. Oh mary she's she's she's Needs to be on this show. so what. What have you been discussing on your podcast over the last couple of weeks hot. Oh my gosh. It's so juicy. It's like literally my favorite month so far and i feel like every month. We talk about just amazing topics around self-discovery and mindset and so to end the year as we're recording this in this this topic of feminity is so beautiful because there's all different ways of looking at it. i mean the reality is. Is that this. Concept of femininity. In and of itself is deep. There's a lot of different ways. You could approach it and so on the pike cast. We're looking at that. we're looking at. How do you personally define your own femininity because we're getting all these messages from diet culture from the fashion industry from the porn industry. On what it is to be a woman you have to look certain way you have to behave a certain way. Even on google like the definition of femininity is like agreeable and pleasing and cooperative and quiet. It's just as outdated one dimensional definition of what it is to be a woman so on the show. We're getting to explore like okay. If i could look at the totality of myself as a woman the essence of what makes me divinely female. What does that even look like. How do i even begin to experience her. And not just from what. I've been told from childhood or religion or culturally. You know i know that Especially now as even tricky because we are more out there than ever as women and working were raising children. We are in unconventional relationships. We are in a way trying to do it all. And it's exhausting us. I mean it's really depleting acids burning us out and so it still trying to figure out. How do i define this in a new way. That isn't like in the confines masculinity like. I don't have to work like a man. I don't have to produce like a manner achieve like a man was. It looked like to do that as a woman. So those are kind of the the surface level things that we're talking about on the show and then we're getting into all the fund woohoo staff about your menstrual cycle and the moon cycle and astrology. An archetype. so it's like real a wide range of different lenses in looking at feminine entity. that's fantastic. Yeah i will put a link in the show notes to that specific episode. And it's it's one of the episodes that i tuned into law. You guys are talking some very fascinating stuff that you mentioned how inner in our culture were to a point now where women are trying to do so much and where so many different hats that they're beginning to experience are have already experienced burn. How do you help someone recover from this and really kind of start embracing taking care of themselves. You know i think. I just xfl because like it really is something that is so prevalent right now that just depletion that deprivation an of self care and taking care of the needs that we have and it's bread. Ns almost taught to us from a very early age to give and give and give and give and be yes women to be people pleasers to do it all then you mix that in with like okay now. I'm feeling liberated. And i'm feeling independent in so i want to achieve all of these things and be the best version of myself and the reality is is that no human male or female can keep up with that kind of twenty four seven all in kind of demand for their lives and so to me when we can begin to look at first of all where my feeling deprived like i think we kind of have to almost diagnose the situation i and figure out where we're feeling exhausted. What's exhausted in our lives and get really honest. First and foremost about what's draining ass. What siphoning off our energy because no amount of self care can sort of cover up win we keep in the same patterns that are going to deplete us like that piece has to shift in order to experience something different and so i is identifying where am i at you know from a scale of one to ten on the burn out scale. Where am i am. I am handling it in my functioning. M i barely functioning am i to the point where i feel like i could have a mental breakdown and blow up at any moment which i feel like a lot of us are at that place you know. It's like the covid fatigue. The twenty twenty fatigue is really setting in and our bandwidth is is not what it normally would be and so i think the first step is going okay. I'm i'm really exhausted here. I'm struggling and from that place. Then we can look what needs to shift and starting to identify those warning signs that come into play that are ever so gently to the point. Where it's that little twinge of this is to match and say yes. And then oop i'm over committed and we say more and the point. Eventually we're most of us get total. Burnout is where it's like. Our body is shutting down our adrenals or shot are cortisol levels are depleted our vitamin d is depleted like everything within our physical bodies emotionally and just from a health. Standpoint is gone like the reserve has gone. So that's kind of like the the level ten on that scale. So let's look at where we at been. We can think about recovery replenishment and rejuvenation from a very holistic point of view.

Shirley Depression Mary Google
"total" Discussed on Total Returns Podcast

Total Returns Podcast

04:04 min | 1 year ago

"total" Discussed on Total Returns Podcast

"I think the first time I really understood the concept of supply and demand was nineteen sure that we got that doll I got it her name was Dolores dotty Oh returns podcast helping grow your money with income investments that yield wins comet concept the law of Supply and demand and when there's a lot of something and when demand is high prices go through the roof now we've seen examples are expensive as heck so what's that got to do with stocks and how come it never happens never really see their share prices increase that much and that's usually because they pay your price but I'm not mad at him because I'm four the yield and we accept those flat earnings and remember we do not kill it probably the most boring stocks that are available right now however with stock prices that were flat and going nowhere but they're not even interesting to me an income to reinvest or retire on so the question then becomes how do we our own stock when the price is right so here's how smart buybacks boost December twenty seven two thousand seven to December two thousand it fell two point six percent so using the split and dividend weekly my little sister's favorite cereal when she was in her cabbage patch phase didn't change much in.

"total" Discussed on Total Returns Podcast

Total Returns Podcast

04:32 min | 1 year ago

"total" Discussed on Total Returns Podcast

"So do you remember that movie few good men when Jack Nicholson the corrupt general was testifying in a yelled out on the stand you want the truth you can't the truth sometimes that's totally what I feel like telling folks on they ask how they should be investing this is the total returns podcast Hi twelve income acceleration system Susan Lassiter Lions hey there welcome back to the show so income investing which is just investing in companies in the public and private markets that paid ends or interest or some sort of income distribution in my opinion is by far by far I tell you the best approach to building a portfolio for the long term you get the benefit of total returns which is capital gains also known as the increase in share price plus you get a really great income stream and to be an effective income investor you have to be in it for the long term and focus on one thing and one thing only one note that one thing is that one thing is the income stream I can are you now what what about the revenue in the earnings and the book value in the Relative Strength Index on the sector and the Mac de uh no right don't make me think you can't handle the truth now so if I had to point to the one truth about dividend investing that is the most difficult for Mita follow it was to focus on the income stream basically everything about the income stream and only about the income stream the reliability of that income stream the growth of that income stream as well as its future prospects except for growth so what that means to me is that I have to ignore the fluctuations of my total portfolio value tune out the noise that I call porn the twenty four seven news cycle and pundits yelling at you sell sell sell bye bye bye all day and I had refocused to understand that my because is on my personal cash flow from dividend income now it should go without saying that we have to make sure that the stocks that we choose her high qual- polity shareholder friendly and stay on course to continue paying an increasing their dividends year after year but investing regularly in income producing companies and reinvesting dividends that I received even after just a few years my approach has paid off a far better than I ever have imagined. Here's the deal I'm not going to sugar coat it though it's hard to stay on course and tune out the noise even when you watch your holdings drop lake Ten fifteen twenty twenty five percent or more it's so hard right but as I noticed that my income stream continued to flow in in and grow exponentially even when the market and share prices dipped I gained a lot more confidence in my income investing strategy now does take a certain personality to hang in there through the ups and downs of the market. But here's the way that I like to think about it and this might help you to I like to think of the shares that I own as tiny bits of that overall company that I'm entitled to a very small portion of that company's earnings rather than just a flashing ticker price right I've always remembered Warren Buffett's analogy of thinking of your stock holdings as you would a farm says farms valuation changes to the value of the crops go up the value of the crops go down on a daily basis with commodities prices he says the only difference the farm analogy is that the Armor is not subject to a crazy neighbor constantly shouting varying by prices at an all day every day over the fence so it's easier to tune out the choice I mean could you imagine corn is down ten percent today you should dig it up and plant soybeans instead since they're up today God i would seriously hate that neighbor.

Mita Warren Buffett Jack Nicholson Susan Lassiter Ten fifteen twenty twenty five ten percent
"total" Discussed on Total Returns Podcast

Total Returns Podcast

02:14 min | 1 year ago

"total" Discussed on Total Returns Podcast

"Hey there and welcome back you know today. We are talking about value investing now. When I talk about building a diversified portfolio what I mean is making sure that we have exposure in our investment portfolio to all three different investing styles income investing growth investing acting and value investing now as an income investor I hold about eighty percent of my portfolio and income producing stocks these stocks pay me a dividend or our interest income. They pay me something to own a piece of that company as a shareholder but also hold about fifteen percent of my portfolio in value stocks and about five percent in growth stocks now grown stocks are those new companies the brand new companies that we invest in for cheap usually before they are profitable hoping book huge gains when the stocks grow and finally do turn profitable so we'll get to ride that growth wave up and we're usually handsomely handsomely rewarded with major major gains now in my growth bucket. I hold mainly cannabis stocks and several of them have gained triple digits with my highest hissed ever gain booked at almost twelve hundred percent capital gains so that's growth and that's exactly what a growth bucket supposed to do now that'll you stocks are basically the opposite of growth stocks. Value stocks are good companies. Who've been around the block for awhile whose share price has dropped for some reason and now you can pick them up on sale. You get to buy at a discount. So what exactly is value. Investing listing will value investing is an investment strategy that involves picking stocks that appear to be trading for less than what we call their intrinsic value or their book value so value investors actively seek out stocks that they think the market is underestimating right so they think that the market it has misplaced it. They think that the stock is worth more than it's currently trading foreign so they think that it's being sold at a discount. They can pick it up for cheap now. they believe that the market overreacts to news both good.

cannabis twelve hundred percent fifteen percent eighty percent five percent
"total" Discussed on Total Returns Podcast

Total Returns Podcast

04:49 min | 1 year ago

"total" Discussed on Total Returns Podcast

"Your future self will thank you okay so how do revenue participation notes work well for revenue sharing to work. Everybody everybody involved needs to have an equal understanding of where the money is coming from. How are the revenues collected. The contract for the agreement needs to clearly outline the revenue the details. You need to make sure that those documents clearly explained exactly how the revenue is gonna be measured. You need to define what event triggers the revenue that's going to be shared is going going to be on all purchases or just online purchases or just the revenues of one product or revenues of all the products need to figure out how often those payments are going to be made need need to see if there are any terms in the documents that could potentially be misconstrued or be unclear unclear so a really well thought out revenue share agreement is going to help prevent and resolve disputes along the way now. The next question that i usually get asked is okay so this is all great susan. We really are are into finding these these revenue share agreements in these startup deal. So how did we find them. Well there are tons of websites now known as crowdfunding platforms that connect investors with startups allowing them to form these types of partnerships with just a click of your computer mouse sites that i've personally used in the past to invest on this basis are sites like we funder and republic and seed invest put links to all of those platforms here in the show notes <hes> so here's an example of how one of these investments went down so boardwalk hospitality inc was a company that was offering investors was a guaranteed fourteen percent return. It was just a straight interest investment so boardwalk. Hospitality is a company that raised three hundred thousand dollars dollars on the platform we thunder to put a ben and jerry's franchise on the venice beach boardwalk in california so through we funder investors stirs could contribute as little as one hundred dollars to their three hundred thousand dollar goal and be guaranteed a fourteen percent return on that investment and your initial investment gets returned to in addition right when it matures because again it's alone so boardwalk hospitality took most of the risk way by offering offering it up as a debt basis instead of an equity investment in on top of that offering us the fourteen percent promissory note rather than equity so boardwalk hospitality when they made this offer on we funder their page looked really similar to like a traditional crowd funding adding site like you'd see on kickstarter right so on kickstarter you're buying the product in advance of it being made usually and kickstarter has donor or perks because really you're making a donation to them as opposed to an investment that it's going to be returned to you when you invest in revenue share revenue participation on these start-up up crowdfunding portals. We aren't donating the money. Obviously we're investing our money. So instead of donor perks we have investor perks and so this specific one like anybody who who invested a minimum of one hundred dollars got a lithograph of the iconic venice beach signed by this famous artist and if you invested five hundred dollars you got a limited edition imprint of that sign and if you invested five thousand dollars then you can have dinner with the founders and you know just all sorts of cool stuff off in addition to the return that you're going to get back and using those platforms you can investigate any startup that you're interested in just to gauge their credibility. They provide a ton of of information. You can read a letter from the founders. You can see pictures and bios of everybody on the team. <hes> you can see the financials they've calculated exactly okay how much they can make and busy months as well as in the off season. They included <hes> with boardwalk hospitality. These guys included a detailed list of all the risks that they might face <hes> including the possibility that they might choose the wrong flavors of ice cream and end up wasting the product they included a timeline of their progress including the training that they received to run ben and jerry's franchise they really carefully outlined the terms of the investment return and according to their statement they used a promissory note that crude at had an interest rate of fourteen percent per year with the loan being paid back to investors for thirty six months and their goal was to raise somewhere between one hundred and five hundred thousand and dollars <hes> and by the end of the campaign five hundred forty eight investors had raised over five hundred thousand dollars and it paid off for us right. It didn't take thirty six months for them to pay it back. It took more like twenty four months and our investment just paid off as promise a few months ago and it was a straight percentage..

boardwalk hospitality inc jerry venice beach venice california ben fourteen percent one hundred dollars thirty six months three hundred thousand dollars five hundred thousand dollars three hundred thousand dollar five thousand dollars five hundred dollars twenty four months
"total" Discussed on Total Returns Podcast

Total Returns Podcast

02:27 min | 1 year ago

"total" Discussed on Total Returns Podcast

"You're listening to the total returns podcast with susan lassiter lions. We'll be right back after this message. What if you had one hundred thirty four thousand dollars to invest and it generated sixteen thousand two hundred forty four dollars thirty one cents in cash income for you every single year. What would you do differently if you had that extra side income of one thousand three hundred fifty three dollars and sixty nine cents every single month to spend or reinvest on whatever you want now. I know that's an oddly specific example but that's exactly what our investments are producing for us today a here at the income investors now the big question for you is what if you finally felt financially secure and knew for a fact that you'd have all the income you need need to live a great lifestyle as you age now. That's probably a rhetorical question since who doesn't want that but the bigger question you have is probably how do you do it. Well you do it by investing for income and you learn to do that. In my income investors academy in academy i've designed an experience unlike any other investment coaching financial advisory program out there academy is all about planning building and managing your portfolio of passive passive income investments. That's the money that comes in with absolutely no effort on your part. It's like what the guru's always promise. Only this time time it's real the academy is based on a proprietary income investing system that i created called the i twelve income acceleration system. Here's how it works. I i we find your financial gap. That's the big void between where you are now financially and where you want to be then we help you bridge that gap with research on very carefully curated investments at all do one thing produce real cash income and finally we help you manage your growing portfolio folio and your money mindset with training and coaching covering all facets of investing the i twelve way now. We're not managing your money. You are so so we work best with independent people who wanna manage and grow their own investment portfolio when you join the income investors academy today. Here's what you get. The i twelve alf personal profit planner this proprietary software builds an automates. Your investment plan with just a few easy inputs..

susan lassiter sixteen thousand two hundred f one thousand three hundred fif one hundred thirty four thousa
"total" Discussed on Total Returns Podcast

Total Returns Podcast

04:45 min | 1 year ago

"total" Discussed on Total Returns Podcast

"You know everybody wants to be an angel investor or venture capitalists these days but i'm like what's wrong with you people. The most successful angel investor in the united states aids has a one percent success rate. I'm like dude if a doctor tells me i have a one percent survival rate. I'm totally dying and if an angel investor tells he's got a one percent success rate i'm running. This is the total returns podcast helping grow your money with income investments that yield the big returns without big risk. Now here's your host financial coach and creator of the i twelve income acceleration system susan lassiter lions and so if you ever wanted to invest in startups just like the sharks on shark tank.

united states sharks one percent
"total" Discussed on Total Returns Podcast

Total Returns Podcast

01:58 min | 1 year ago

"total" Discussed on Total Returns Podcast

"You're listening to the total returns podcast with susan lassiter sitter lions. We'll be right back after this message what if you had one hundred and thirty four thousand dollars to invest faust and it generated sixteen thousand two hundred forty four dollars on thirty one cents in cash income for you every single year. What would you do differently if you had that extra side income of one thousand three hundred fifty three dollars and sixty nine cents every single month to spend or reinvest on whatever you want now. I know that's an oddly specific example but that's exactly what our investments are producing for us today here. At the income investors now the big question for you is what if you finally finally felt financially secure and knew for a fact that you'd have all the income. You need to live a great lifestyle as you age now. That's probably earlier rhetorical questions since who doesn't want that but the bigger question you have is probably how do you do it. Well you do it by investing for income and you learn to do that. In my income investors academy in academy i've designed an experience unlike any other investment coaching or financial advisory program out there academy is all about planning building and managing your portfolio of passive income investments. That's the money that comes in with absolutely absolutely no effort on your part. It's like what the guru's always promise. Only this time it's real the academy is based on a proprietary income investing system that i created called the i twelve income acceleration system. Here's how it works. I we find your financial gap. That's the big void between where you are now financially and where you want to be then we help you bridge that gap with research on very carefully curated investments at all do one thing produce real cash income and finally we help you manage.

sixteen thousand two hundred f one thousand three hundred fif thirty four thousand dollars
"total" Discussed on Total Returns Podcast

Total Returns Podcast

01:53 min | 1 year ago

"total" Discussed on Total Returns Podcast

"This is the total returns podcast helping grow. Oh your money with income investments that yield two big returns without big risk. Now here's your host financial coach and creator of the I twelve income acceleration allegation system Susan Lassiter Lions. Hey everybody and welcome back to the total returns podcast episode. Oh number six holy cow look at me getting all consistent and everything thanks for being here in this show. I'm going to focus on one of the big debates. It's about investing for income and that is high yield versus low-yield now as income investors we invest for income the and the income that we get is relative to the price that we pay to invest and it's expressed as the yield so for example if we we pay twenty five dollars a share for something and it pays a dollar per share annually an income also known as a dividend then the yield from that investment. It's four percent WOMP WOMP. I'm hearing I'm hearing it. Are you hearing it anyway. You just divide the annual will income by the price that we paid for that share so there are a few assumptions about how we invest and what we are seeking so I I we focus on high yields in my Income Investors Academy. I have an income investment plan builder that all of our members get to help them build their our investment plans. It's called the personal profit planner and it's designed to create a path from where you are now to where you WanNa be financially. I mean this is the plan and that I created for myself several years ago when I realized that I needed to seriously pump up the jam on my investment returns and retirement savings so.

Income Investors Academy Susan Lassiter Lions twenty five dollars four percent
"total" Discussed on Total Returns Podcast

Total Returns Podcast

01:38 min | 1 year ago

"total" Discussed on Total Returns Podcast

"You're listening to the total returns podcast with Susan Lassiter Lions. We'll be right back after this message. One of the questions that I again asked a lot over at the income investors academy is how do we track our investments and track our budgets well. I have a really great tool that I've been using and recommending for a long time. It's called personal capital now. Personal capital is a personal budgeting bill tracking and an investment tracking APP. You can link all of your accounts for free to see a clear real time view of your entire financial life including your net worth end an analysis of your investments. It's going to show you all of your holdings and your allocations and it has a really great tool called the you index which is a one day summary of your total portfolio. There's also really cool feature called the investment checkup which will analyze your portfolio and provide reports on target allocation historical performance future projections risk in return and a comparison of your current. Allocation against your target allocations you know if I wanted to get these insights before personal capital. I had to log in to several different accounts and crunch. The numbers usually offline spreadsheet myself Ralph but personal capital doesn't all for me and the best part. It's totally free. I friggin love this APP and I think that you will too so head over to personal capital dot com.

Susan Lassiter Lions Ralph income investors academy one day
"total" Discussed on Total Returns Podcast

Total Returns Podcast

01:37 min | 1 year ago

"total" Discussed on Total Returns Podcast

"Four dollars and fifty cents to be exact and now that I now have six six thousand three hundred eighty four dollars and fifty cents working for me then in year three my six thousand three hundred eighty four dollars and fifty cents is now earning that same thirteen percent and returning even more income that year at eight hundred twenty nine dollars ninety ninety nine cents and so on and so on and so on right so now as an income investor you make a choice you can continue to reinvest the income earned or you can take the cash and spend it on bills boo or something fun yea and there are some companies who actually offer automatic dividend reinvestment and we call those companies drips not because they're boring or nerdy but because they just automatically reinvest our money for us right back into the company either way your initial investment is still working for you so now you know how important the two pillars of dividends and compounding are to an income investor and if you're in investments aren't paying you to own them <hes>. I think you should look for investments just saying because it is like I always say I like the money that my money makes but I like the money my money's money makes even more. I'll see you next time. Thanks for you're listening to total returns visit our website. The income investors DOT COM and join our academy for more Income Investment Ideas and the coaching you need to accelerate your income because more income makes everything better see you next time..

DOT COM six six thousand three hundred six thousand three hundred eig eight hundred twenty nine doll thirteen percent Four dollars
"total" Discussed on Total Returns Podcast

Total Returns Podcast

10:39 min | 1 year ago

"total" Discussed on Total Returns Podcast

"It's GonNa show you all of your holdings and your allocations and it has a really great tool called the you index which is a one day summary of your total portfolio. There's also a really cool feature called. The investment checkup which will analyze your portfolio and provide reports on target allocation historical performance future projections risk and return and a comparison of your current allocation against your target target allocations if I wanted to get these insights before personal capital I had to log in to several different accounts and crunch the numbers usually offline spreadsheet myself but personal capital all doesn't all for me and the best part. It's totally free. I forget the love this and I think that you will too so head over to personal capital dot com or click through to the link in the show notes all right back to dividends with a little history lesson so the Dutch east India Company was the very first company ever to pay dividends and now that you know that I'm sure that you and your team will win something. At the next Trivia night or playing trivial pursuit <hes> they paid annual dividends worth about eighteen percent and get this you guys they paid that dividend for almost two hundred years beginning in sixteen o two yes eighteen percent dividend two hundred years starting in sixteen o two holy-moly. Why weren't my ancestors investing in the Dutch east India Company Company? You know this is really why have a special place in my heart for the Dutch. I just love Shah. I Love Sha Duchy's IT Calvin Yao e Calvin Yo. I think that's how you say I love you and Dutch. I hope it is I just said something really really questionable to my Dutch listeners so why would a company just give away part of their prophets. Well things start to become clear around that question when you learn that the companies that usually issued dividends are companies that have grown past their high hi growth stage these are usually what we refer to as like blue chip stocks so they're the more established companies <hes> they're not brand new companies that just <hes> launched or had an I._P._O.. <hes> there through that high growth stage and a and they're just like looking for ways to increase their value and to increase the value of their company to attract more shareholders so <hes> growth stocks are growing so instead of paying a dividend of their shareholders. They're going to just reinvest reinvest all the prophets right back into the business and if if there are any profits right like I'm looking at you. Tesla many growth companies are yet to show any kind of positive earnings and earnings or profits so at a certain point companies may may not be allowed to invest in their company anymore outside of like share buybacks which are popular right now so why not spread that money around there's also companies where things have stabilized in the company and the sector in the industry and the people that are running. These companies are interested in keeping that way right. They don't want it to be a volatile company. They don't WanNa be in a volatile sector. They wanted just kind of have a steady Eddie company a steady Eddie share price and the way that they kind of tamp down that volatility is by issuing a dividend because he's income paying stocks are usually the least volatile stocks that there are around dividends are also away for companies to reward their investors and they provide kind of social proof that these companies are really interested in profit and returning profits to their shareholders above everything else now. It's definitely not mandatory for a company that hits that level to give out dividends like Mick Microsoft didn't issue dividend to investors until twenty eight years after the company was founded an Amazon still doesn't pay dividends. Neither does berkshire-hathaway by the way like we. Learned one of the previous podcast <hes> that's why I kinda frown at Warren Buffett because it's definitely a do as I say not as I do deal with regard to him because he insists on the companies that he invests in pay him dividends ends but his company <hes> berkshire-hathaway does not pay shareholders a dividend so dividends are bonus reward that not every company like Amazon in Berkshire. Hathaway chooses to distribute but for those companies who do you distribute dividends. That's huge boon to their investors. Dividends create what we know is intrinsic value for companies and even more than their stock price a dividend and any fluctuations at that dividend might might have can influence the image of the company <hes> and <hes> kind of have US determine whether it's stable or unstable set another way volatile or not volatile so if a company is able to disturb it dividends that creates a certain impression of the company right. It's a steady company. It's a it's a successful company. It's a company that is being run well and so those types of companies that tend to attract attract steady Eddie investors and the cash that we bring it it speaks volumes that this company doesn't necessarily need to invest directly right back into themselves in order to grow or even better <hes> they can do so and still afford to give their investors are really healthy dividend psychologically that speaks volumes so so sustaining and steadily increasing dividends gives the impression of success in it signals the health of company to investors and that's also why it's like hard core bad real real bad y'all when win dividends are threatened when companies endanger of cutting reducing their dividend their share price usually tanks. That's because folks like us who invest in these companies do it for the paycheck right. We want the income stream that dividends provide and so when the company cuts are paycheck what happens if you're working at a company in the boss comes up and says Oh sorry there Susan. We're going to have to cut your paycheck this week. What am I going to do dude? I'm going to hang out. I'm going to quit and look for another source of income. An income investors are no different. That's why when you're looking at dividend paying stocks to invest in we look for stocks that have a history of consistently paying dividends as well as steady increases in that dividend end over time. We're looking for consistently paid dividend and we're looking for raises right. We Wanna see that companies giving shareholder some raises when we get raises and steady paychecks. We're happy we're happy investors when we don't we take our money and we move now a dividend on a stocker twos probably not gonNa pay you enough to take the place of a payday right or salary but dividends that pay cash or a fantastic way to increase your income especially by building up a portfolio of dividend paying stocks or other securities even in the private markets like we do here at the income investors so took a look at our portfolio this morning. Currently we have a total of one hundred thirty four thousand dollars invested and that one hundred thirty four thousand dollars generates over sixteen thousand dollars a year in income and that income is going to grow as we continue to invest your after year and remember that's not including the capital gains that we have in that portfolio ultimately dividends increase our returns because just like the whole title of this podcast total returns total returns are capital gains plus dividends now companies can also easily increase their dividends overtime and that creates a cash flowing portfolio. The provides real dollar bills y'all year after year after year without. Put having to sell the stock which is the main beauty of being an income investor that income comes in without us having to sell off that underlying stock so dividends rock but will so what's the deal with com- pounding eating well. This is the one two punch you guys in a nutshell compounding means the income that comes from reinvesting your dividends. You're generating earnings from previous earnings things you're generating profit on profit compound interest you are going to love of you some dividends Y'all it is the secret to the fortunes of some of world's richest people up to including Warren Buffett Right. It's compounding Warren once said and I quote my wealth has come from a combination of living in America some lucky jeans and compound interest uh-huh and it's jeans with g not jeans with Jay so I don't know if Warren has a pair of lucky jeans. That'd be kind of cool. I don't think he does any who it's jeans right. He is knowledge that was passed down or something inherent in his genetic material or is d._N._A.. That has allowed him to be one of the world's greatest value investors but as far as compound interest is concerned he is not wrong. It's the ninth wonder of the world and it's one of the tools at the heart of everything that we teach in our twelve income acceleration system here at the income investors so here's a quick example of how compounding works so closure is we'll. Don't close your eyes if you're driving or if you're running on a treadmill well probably it's okay if you're running on a treadmill but not like running outside anyway. Maybe not that closure is but here's how compounding works. Let's say that I invest five thousand dollars into an investment that yields a thirteen percent dividend and we have several of those in our portfolio so in year one those five thousand dollars that I put to work have done a great job earning six hundred and fifty more dollars and that's a passive return meaning. I don't have to do anything for it. It just automatically gets deposited in my account as cash now in your to my five five thousand six hundred and fifty dollars is now earning that same thirteen percent and since I have more dollars out there working for me I earn more income seven hundred thirty.

Warren Buffett Dutch east India Company Compa Dutch east India Company Amazon Eddie Sha Duchy Hathaway Mick Microsoft Susan Berkshire Calvin Yao America Jay one hundred thirty four thousa five thousand dollars two hundred years eighteen percent thirteen percent
"total" Discussed on Total Returns Podcast

Total Returns Podcast

08:47 min | 1 year ago

"total" Discussed on Total Returns Podcast

"Topic of Warren Buffett arguably the <hes> one of the world's greatest investors greatest value investors <hes> I think it's important written to point out a little bit of hypocrisy that people might not be aware of where Warren Buffett is concerned with regard to investing and it has to do with income investments in dividends specifically so when Warren <music> buffet invests in a company. He invests just like we do. He insists that the companies that he invested in through his holding company Berkshire Hathaway. He insists that the companies he invests in pay income pay a dividend end however he does not pay his Berkshire hathaway investors a dividend. I mean that's like a three hundred thousand dollar stock and it doesn't even pay a dividend. Those people are just relying on an increase in share value AKA capital gain right there following that old model of Amun invest in warns company. He's not gonNA pay income but I'm going to trust that that share price is going to increase in value and then in retirement I compare myself out in four percent. Increments to live on will Warren Buffett is basically saying do what I say but don't do what I do right because he insists on receiving dividends as an investor but he doesn't pay see them as an investor and I look at that as a very big problem that's huge hypocrisy and when I found that out I was a little bit disgusted to say the least now the there are a couple of other reasons why I think income investments are better than traditional growth were value investments and here's why I lower volatility K. so <hes> an income investment. Investment what I have noticed is that if a if a stock or an equity or a company is paying out interest or dividend or some form of distribution typically their share prices a lot less volatile than a stock who doesn't the payout income and I don't know why that is I think that maybe it's just because these are profitable companies and they're kind of our steady eddy's that might have something to do with it but what I've noticed is as I have added more income investments to my portfolio Jio right according to my eighty five allocation strategy that I talked about an episode to total returns. I just noticed that the volatility in my portfolio decreased dramatically and that makes me sleep really well at night now. The other cool thing about income investments is that they typically outperform the S. and P. Five hundred so the S. and P.. Five hundred is really the benchmark index of what people are trying to be so when they say hey. I'm trying to beat the market circuit or I have an investment that beats the market essentially what they're saying. Is that the return the capital gain or return from this specific investment that I have is better or higher than the S. and P.. Five hundred return learn now the interesting thing about the S._N._p.. Five hundred total return is that is about one third of what the total return is of my income investors academy portfolio so the <music> average dividend that an S. and P.. Five hundred stock pays not all of the S. and P.. Five hundred stocks pay dividends by the way but the average of the ones that do is about two percent and as you know from listening to this podcast cast the average income or you'll that we're getting dividend yield distribution interest dividend just the income that all of our investments are producing in our portfolio is over twelve percent so we're doing heck of a lot better than the S&P five hundred we're out performing them as they say now the other cool thing and this is probably the thing that I loved the most that shocks people the most and that is that as an income investor we can give ourselves a raise when markets tank that's right we can actually make more money when stocks go down and it all has to do with something called yield hold on cost so when we purchase a stock for example. Let's say that we were buying stock. That's going for ten dollars a share and that stock pays a one dollar per share annual dividend will that equals equals a ten percent yield K. so we just take that one dollar dividend divide it by the ten dollar share price and that's when we get our dividend yield so we're making ten percent yield or income from that investment vestment our cost bases in that investment if we buy at ten dollars per share would be ten dollars right <hes> but let's say that something happens to the company or something happens to the broader market and the share price decreases to nine dollars a share well. Our yield on cost doesn't change because we bought it at ten dollars a share locking in that ten percent yield on cost but now the actual joie yield has increased because if we take that one dollar dividend that that stock is paying and divide it by the new share price of nine dollars. We get an eleven point one percent yield so because the share price has gone down a dollar. You're the yield has increased one point one one point one points right from ten percent to eleven point one percent now if I wanted to give myself a raise all I have to do is buy more more shares at nine dollars a share right if I have one hundred shares at ten dollars a share and I buy one hundred more shares at nine dollars a share then I have now reduced Mike Haas basis down down to nine dollars and fifty cents a share and so I'm able to increase my yield on cost from ten percent on that basis to ten and a half percent right that is how we give ourselves a raise when markets tank now. We don't always have to buy more shares if the share price goes down right absolutely not necessary to do that because I'm I'm not planning on selling that stock anytime soon. I'm planning on keeping that cash cow. I'M NOT GONNA kill that cash cow by selling it at a loss. I'M GONNA keep that cash cow because I've walked in that dividend yield and I'm gonNA keep collecting my ten percents yield on cost for as long as I want right because that's what I purchase it at. If I want to lower my cost basis by buying more shares I absolutely can but nothing is going to happen to my yield. My yield is going to stay the same I it doesn't matter what the share price does. The share price can go up the share price can go down. I have a locked in a ten percent income stream. That is a cash cow in my portfolio and what do we know about our cash cows. What don't don't we ever do folks? We never kill are cash cows. We are all about milking are cash cows so those are just a few of the reasons why I think income investing is superior to value investing or growth investing a little little bit of why I think that Warren Buffett and some of the other financial quote unquote experts out there that are encouraging you guys to invest the old fashioned way our little bit full of themselves and certainly a little bit disingenuous in the advice that they're giving because they're telling you what to do but that's not what they do and <hes> hopefully by getting kind of a behind the scenes look at this style of investing in understanding how it fits in the broader market and how we can <hes> lock in these really great high-yielding income streams that are essentially impervious to the whims of the broader market and the share price going up and down <hes>. I hope that you can see that this is just a superior way to invest so <hes> with that will go ahead and end this episode after we talked about our cash cows we milk them folks and I have a feeling that's going to be the title of my upcoming book because I feel so strongly about that. I think that that would make a great book title. What do you think milk cows? Let's do it all right. I'm Susan Lassiter Lions. Thanks for joining me in this episode..

Warren Buffett Berkshire Hathaway Mike Haas Susan Lassiter ten percent nine dollars ten dollars one dollar one percent milk three hundred thousand dollar twelve percent four percent two percent ten dollar
"total" Discussed on Total Returns Podcast

Total Returns Podcast

10:34 min | 1 year ago

"total" Discussed on Total Returns Podcast

"Now here's your host financial coach and creator of the I twelve income acceleration system Susan Lassiter Lions. Hey there and welcome back. I'm so excited to be back with you. For another episode of the total returns podcast in this episode I WanNa talk about some of the main differences between regular investors and income investors because there are ars some very important differences in the way that traditional investors think and the way that income investors thank him so I just want to go over those and make sure that we're all of the same mindset because because being an income investor definitely requires a different mindset than any other type of investor so here's the way I like to think of it in terms of cows cow's right like Mo move or that's my cow impression but I love explaining income investing using cows as an example so we're going to call this a tale of two farmers. Let's say former one owns a dairy farm in he milks folks his cows to get milk to sell that milk for income and he can do that for a really really long time since cows usually live anywhere from like eighteen to twenty two years on average then let's say that there's another farmer down the road and this farmer actually rancher and he owns a cattle ranch so he buys cows to slaughter to get beef to sell for income will a problem here is that the cattle rancher <unk> has to buy new every single year because he kills his cash cows. The entire premise that income investing is built on is this and it could be summed up this way you guys milk your cow's milk cows. Don't kill your cash cows. I mean obviously we're buying investments and not cows but I think you get the idea. I want my investments to pay me income on a regular basis and when I find a really great one that pays me well. I don't want to have to sell it and go looking for another one. I WANNA keep it forever. I want to keep it forever. I want to create an entire portfolio of cash cows that produce real lil income for me every month every quarter every year year after year and that's exactly what we do at the income investors and more specifically an income investors academy so we'll just kind of contrast some of the differences between what we think and what traditional value or growth investors think so here's what they think they think we're going to buy this stock and we're going to hope that it goes up right. We're going to hope that it increases in value and so what they're hoping for is a capital gain and write a difference between the price that they purchased a four and the increase in share value. That's going to give them against. They're going to buy it low and hope that they can sell it. When it's high that's fine and that's what you hear from every single mainstream investor? In every single mainstream financial pundit out there but here's what we think as income investors our philosophy is let's buy this stock and collect a paycheck immediately and in perpetuity the stock increasing in value is just a bonus K.. So what we target is yield. I want income if I'm going to invest in this company. If I'm going to own a piece of this company I expect and demand demand that this company is going to pay me to do that. That's what income investing is all about. I'm not in it just for a capital gain. I'm in it for the yield. The income yield primarily and the capital gain to me is just the Cherry on top of this ice cream Sunday so you've probably heard this and this is you know a strategy a financial or investment strategy. That's been touted by everybody from Warren Buffett to anybody who is trying to teach anybody anything about investing or finances on twitter including Mark Cuban so were they say is this invest your the money in publicly traded funds like exchange traded funds or A._T._S.. Invest in low cost publicly traded funds right the goal being that you'll invest in these funds at a certain price and and then the share price will increase during the time that you own it right through to retirement so let's say the own this thing for several years and then once you retire your retirement plan is to sell off four percent percent increments annually of that e._T._f.. Or that fund that you own to generate the income that you'll live on in retirement right. We've heard Warren Buffett. Say this all the time. Oh all you you know if you're just a a retail investor which is what they call us. Individual self directed investors folks like you and me who are making our own investments not relying on a professional do it for us. If you're a retail investor all you have to do by a low cost E._T._f.. And Call it a day right all right. Don't worry about it. Don't try to time the market. Don't try to choose stocks Yada Yada Yada and okay so here are all the problems with that first of all. We don't get income if it does pay a dividend. It's probably GONNA pay the S._N._p.. Average average annual dividend and that's like about two percent right now. I don't know about you but I can't live on a two percent income yield for my investment portfolio which is why we look for higher yielding Income Investment Asman opportunities as part of our I twelve income acceleration plan so the other issue is that once we turn sixty five. We're then supposed to sell off four percent increments four percent chunks of our portfolio to generate the income that we need to live in retirement so that basically plans for us to live twenty five years so if I retire at sixty I five and I saw four percent increments <hes> every year in retirement that means I'm GonNa live till ninety and if I live longer than ninety then what happens Michael Michael Bill just turned ninety two months ago if he were following the strategy Michael Bill will be Baroque right now he wouldn't have any money to live on. I don't know about you but I don't know when I'm going to die. I but if I happen to die after my money runs out that's probably not a really great plan to follow a better plan right the way that we do things. Is We invest our money in public an private companies that all generate income from day one in addition to share price increases so our goal right is that the income from these investments will either meet talk or exceed our annual expenses so that we can live on that income or reinvest it for compounded growth and typically what we do. Is We make these investments and as we collect our income checks on a monthly your quarterly basis as our investments pay us as shareholders either our dividends or distributions or interest then we before were retired while we're still working for income we can reinvest that income so that our retirement arment savings can grow compounded basis which means that it's going to grow exponentially. It's going to grow a lot faster than it would. If we weren't making those <hes> reinvested <hes> investments so so when I hit sixty five when I hit retirement age or even before I hit retirement age really whenever I decide that I wanNA start realizing or taking this income and not reinvesting that income I can go ahead and start taking it so when I'm sixty fifty five if I have a portfolio let's say of like let's say a million dollars if I have a million dollar portfolio and I'm getting a twelve percent income yield that means that every every single year I'm able to pay myself a one hundred twenty thousand dollars with out selling off any of my investments. I don't have to sell off my investments at that four point increments increment so when I hit ninety I'm still going to have one hundred percent of my portfolio available to me right if I run into trouble but I hopefully I won't run into trouble because I'll be collecting this income year after year after year. If if I decide to sell off the portfolio I can realize additional income but I tell you one of the cool things about being an income investor as we age and get older and start thinking about estate planning is that this becomes legacy wealth that we could pass onto our errors now certainly there are going to be tax implications that we need to be aware of in terms of estate tax and so forth but hopefully you're going to have a really great estate planning attorney and if you don't I'll link to one in the show notes that you can reach out to and he'll sit up a great plan for you but the bottom line is that I don't want to create uncertainty or insecurity financially for myself in my retirement and in my old age I want to work toward building something that's going to pay me in perpetuity and then I can take the bulk of that portfolio. I can do whatever I want to with it. I can either pass it onto my heirs or I can go out with a big giant bang literally if I want that's what she said. So that's the main difference difference between the way that most mainstream investors think and the way that we think so it all has to do with investing for income as opposed to investing only for those capital aw gains because as far as I'm concerned the capital gains are just the icing on top of this investment.

Warren Buffett Susan Lassiter Lions Michael Michael Bill ars Mo Mark Cuban twitter attorney four percent milk two percent one hundred twenty thousand do one hundred percent ninety two months twenty five years twenty two years million dollars million dollar
"total" Discussed on Total Returns Podcast

Total Returns Podcast

02:19 min | 1 year ago

"total" Discussed on Total Returns Podcast

"You don't but west income investing if i could produce not only a capital it'll game but also a dividend yield earned income yield in addition to that capital gain then boy it takes a heck of a lot of pressure off on having to save five million dollars if i can get this done was like less than a half million dollars and maintain the same standard of living in a great lifestyle throughout retirement that's gonna be awesome right so my investment thesis over the years has definitely shifted and i'm glad i did because once i learned to leverage my money for income come my world totally changed in contrary to what most other investors would have you believe income investing is actually fun thank god right at first i thought what most people do the income investing is only about investing in bonds ends and maybe dividend stocks and honestly both of those topics instantly put me to sleep i mean seriously if i only invest in bonds and dividend stocks with the rest of my life i would probably suffer from investment induced narcolepsy but now that i've made income investing my mission icy opportunities everywhere end i've discovered at twelve different types of income investments that i personally practice and share and they make up the basis of b i twelve income acceleration system so we are gonna be talking an awful lot about that specific topic as you can imagine so in the next episode of total returns i'm gonna break down these i twelve income acceleration system so do you see if you're self exactly how i construct an income portfolio that makes money every month in both the public and the private private markets i can't wait and i hope you can't either hey if you liked this episode please give us a good review and subscribe to the podcast so you never miss an episode and while you're at it help us spread the word and tell a friend about the show because life is more fun when you're friends have money to thanks for joining us and we'll talk soon thanks for listening to total return visit our website they income investors dot com and join our academy for more.

five million dollars million dollars
"total" Discussed on Total Returns Podcast

Total Returns Podcast

02:21 min | 1 year ago

"total" Discussed on Total Returns Podcast

"Break it down so you can kind of get a sense of how this goes so my personal total monthly expenses including my business expenses are seven thousand six hundred dollars a month that's everything the mortgage the health insurance the gardner pool guy utilities even the hosting on my website that all adds up to ninety one thousand two hundred dollars a year now i could covered that with the salary right i could go to work every day for some company trading my time for dollars but i don't want the hassle i would rather have a location independent business that generate profits for me to invest it's the best of both worlds so i have business doing something that i love which is teaching that generates money then i put to work in the world so but it's not me working for them investment income it's my dollars right and i look at each one of my investment dollars like a little soldier i send each little dollar soldier out in a battle with strict orders captured dollar peter w's and bring the backed me every month every quarter every year and that's income investing look assuming a ten percent return making making seventy six hundred dollars in income only takes a total of seventy six thousand dollars in a ten percent return for us is low right or portfolio right now total return averaging about thirty four point six percent as a result whether that return all i need have invested is a total of two hundred and sixty five thousand dollars in order to generate my ninety one thousand two hundred dollars a year that should make a lot of you really happy right i hear all of these financial pundits all of these people out in the world speaking in telling you guys that you know telling all of us that we need to have like a minimum the five million dollars in retirement income if we wanna retire comfortably if we wanna maintain the same standard of living or lifestyle in retirement suzie orman just came out and said that five million dollar number a a little while ago in a lot of people got real scared real fast thinking oh my gosh i don't have anywhere close to five million dollars saved for retirement and don't worry you're not alone if.

suzie orman peter w ninety one thousand two hundre five million dollars ten percent seven thousand six hundred dol seventy six thousand dollars seventy six hundred dollars sixty five thousand dollars five million dollar six percent
"total" Discussed on Total Returns Podcast

Total Returns Podcast

07:11 min | 1 year ago

"total" Discussed on Total Returns Podcast

"I had a real estate investing training and coaching academy i own a financial publishing firming a entrepreneur right so what i typically have done is just always plowed at the profits of all my company's right back into the company so that i can grow them quickly in i realized that i had done a very poor job of preparing myself for retirement mitt whatever retirement means and will probably talk about that in the subsequent show but in twenty seventeen my mom passed away in i got major wakeup call when i realized that she had less than two hundred dollars is to her name when she passed away now she was living on her own independently she died at seventy six it was unexpected in tragic end she kind of hit i think the the dire nece of her financial situation and she was living on social security she didn't obviously have any savings to speak of and i was kind of subsidizing her on a monthly basis helping her with cash when i could and buying groceries and also a taking care of a lot of her utilities and her bills but you know when you as a daughter get a glimpse of you're mothers financial picture when she passes away and you realize oh gee that could be mean about twenty five years it gives you a really strong wakeup call so i realized i needed a pump up the gym on my retirement savings fast and that led me to what i do today which is income investing but it led me to income investing with a twist 'cause i kind of put my own spin on it so the income investing system that i developed follow in teach is he i twelve income acceleration system and it's a way to put money to work generating income so that you can capitalize on compounded growth from reinvesting your income right reinvesting that income that your money makes now we're gonna chat a lot about compounding in future episodes but the main thing to know about income investing is that unlike other investing styles income investing investing gives you two or sometimes even three ways to make money we make money to ways in income investing due to capital gains and dividends that my friends this is the definition of total returns and that's what this podcast is all about the total return capital gains which is an increase in us stocks share price or any equities a price or value plus the dividends which is be yield income yield that that investment produces so you add those two together and that are total return now there are three separate and distinct styles of investing there is value investing growth investing in income investing so i've likely try them all obviously funded just about everything value investing focuses on buying a stock that's undervalued are on sale is we say according to some sort of fundamental analysis in holding onto that stock until the share price has gone up so value stocks in order to make that work that's the old premise of investing sting by low sell high you have to buy at a price that's at a discount to it's true value and then you have to sell that stock when it reaches its true value so do you realize that gain or that income and then you have to do it all over again but i think they're inherently a problem with that because that means that if i'm gonna buy a stock and it's gonna go up in value i have to sell it to realize that income and then i have to take that money and if i wanna put it back to work i have to go out and find another investment that is going to be able to do the same thing but usually what it turns out to instead of buy low sell high and then buy low sell high again it kind of turns into a buy low sell high by high end then it just does nothing right you don't get that big gain again so that's a problem with value investing now growth investing is just finding stocks that have a better new i like brand new stock sort of just recently a debuted on his stock exchange through and i peo these are growth stocks have exhibited faster than average growth in terms of their earnings and revenue and they're expected continue that growth in the future in west a growth investing for me personally i do have a little bit of exposure in my portfolio to these growth stocks and i focused mainly in the cannabis sector 'cause cannabis stocks are ugly really great example of growth stocks right now at this point in time a in our a in are financial kind of picture so many of them are brand new fledgling companies a they've only been around for a couple of years so the whole sector is brand new and these things are on fire right so it's not unusual that we would see like the higher than average share price growth in these growth stocks but again you have the same problem right you just sort of money income one way from this style of investing just like value investing you have to buy low sell high end perfect example we have a cannabis stock that we bought a couple of years ago for seventeen dollars and fifty cents a share and now it's gone up over a hundred and thirty dollars a share so if i wanna actually realized income that is locked up in that stock i have to sell that stock for a and thirty dollars a share but i don't wanna sell that stock right i would prefer just to generate income from that stock without having to sell those underlying shares and that is exactly why i love income investing in many ways it's similar to value you investing but the goal the goal to generate cash instead of focusing on generating those capital gains be at the higher share price so for many years i value investor right a baby buffet kind of looking for undervalued stocks to invest in and i never really focused on growth investing until i start investing in cannabis stocks but a the problem was as i mentioned if i don't sell the stock i don't get the income and to me that's a huge problem i want income i lots of income multiple streams of income i want passive income because income pays the bills not equity growth or value my personal ultimate financial goal is to grow a portfolio of passive income investments that pays me more every year then i spent and when you're passive income exceeds your expenses you my friend have reached financials nerve ana it's the definition of freedom that most of us spend years seeking and i can't state strongly enough how my life changed once i hit that financial nerve on the end it's not that difficult to achieve it just requires two things number one time and number two a plan so let's.

thirty dollars two hundred dollars seventeen dollars twenty five years
"total" Discussed on Total Returns Podcast

Total Returns Podcast

01:51 min | 1 year ago

"total" Discussed on Total Returns Podcast

"That my money makes but i like the money that my money's money makes even more this is the total returns podcast helping grow your money with income investments that yield a big returns without big now here's your host financial coach and creator of the i twelve income acceleration system susan glasser lions the total return podcast the chauffeur investors who wanna grow their money fast investing in income but this is are very first episode v inaugural episode and i'm be sharing who we are what we do and why income investing is awesome i'm susan glasser lions i've investing since nineteen ninety so it's been a minute a two saying that i have tried just about every single investing strategy out there would probably be a major understatement but i've done it all i've tried everything out they're a i got majorly sidetracked by real estate investing back in nineteen ninety four and 'em realized in twenty seventeen when my mom passed away that i'd made a couple of mistakes financially number one a i was pretty much all in on real estate in if two thousand eight taught us anything it was that it's not a good idea to be all in on real estate we have have some other investments the kind of balance it out a we don't wanna have all of our eggs in one basket you have a thing but it taught me was as an entrepreneur moore i didn't use to kind of plowing all of my business profits right back into the business so that i could grow the business and i had a a mortgage company that specializes in financing's in funding real estate investors a.

susan glasser