40 Burst results for "Top Five"
Real Estate Coaching Radio
A highlight from "I Would List My Home, But I Can't Find A Home To Buy!"
"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money, and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Listeners, have you ever heard this before? Have you ever heard a prospective seller tell you, I would happily list my house with you, but I can't until I find a home to buy. Boy, is that ever a conversation ender. Yeah, I would list my home, but where's all the inventory? You know, sellers can go online. They're searching all the time. Everything they see is pending. There's not a whole lot popping up. I would give you my listing, but where am I going to go? Now, here's the thing, with record low inventory nationwide, realtors seem to be hearing the same thing day in and day out, which we just said, I'd move, but where would I go? For most agents, unfortunately, that's the end of the conversation, simultaneously ending the possibility of taking a new listing as well as facilitating that buyer side. After all, nationwide inventory is at all time lows and according to Altos research, it bubbles up between 400 ,000 and 500 ,000 actives. When you take the pendings out, we're still at least a million listings shy of being in a balanced market. Okay, does not include all new construction, number one, but number two, here's something I want you guys to keep in mind. Your sellers who want to obviously buy something else once their property sells, whether it's more expensive or less expensive, they are, guess what, not worried about the interest rate. That is not what's holding them back. What's holding them back is the lack of something to choose to purchase. That's what their issue is. Why is it not the interest rate? Because most of the sellers in your marketplace, half of which have homes with no mortgages, roughly speaking, and the other half have mortgages where they have 50 % equity. So virtually all the prospective sellers that you're working with don't really care too much about the interest rates because they're going to have so much money down, their payment is not going to be that significant anyway and or they could buy the interest rates down. Do not get stuck in the emotional mental mud believing that this market, especially with sellers, the slowdown is rate driven. It's not. Now, first -time buyers? Yes. I agree. First -time buyers, they are definitely having a mortgage rate payment shock issue and to that, it's just going to get worse because rents are going to increase. So all the while they're hoping and praying the mortgage rates decrease, their rents are going to increase and a lot of times those first -time buyer types are going to be stuck in a long -term renting cycle which can last their lifetime. So we've done lots of podcasts on that, how to present to those types of folks so that they can essentially move themselves out of payment shock and into the reality that housing is expensive and it's not getting cheaper. You might as well own the house yourself versus basically renting it. But again. With regards to the first -time buyer question, but this podcast we're really focusing on, I would list with you, but I'm not convinced that there's anything to buy. I'm not going to sell it just to be homeless. So don't just answer with, yeah, there's really nothing on the market. I mean, everything in the MLS is already pending, Realtors. Stop saying that. I'll put you in my search widget and we'll watch for something to pop up together. I'll drip on you. I'll drip on you. Okay. Well, that's one method of maybe someday possibly finding something for your would -be sellers to buy. You can't end the conversation there and expect to actually do any business. Market forces are working against you. Rates are higher. Inventory is scarce. Add some inflation, the specter of possible recession and overall uncertainty. And now you've got a transitioning market. And if you're just going to roll over and say, well, yep, there's nothing to buy. You're done. You're not actually in real estate when you talk like that. But it's all those points amplified because when is the last time you went to any source, any media source, and they were making you feel optimistic? Never. Never. Right? I mean, everything including alien visitation is now essentially making the headlines. It's discouraging people from feeling optimistic. So you're going to have to understand that most people don't listen to our podcast and don't know the importance of having media -free mornings, media -free days, media -free lives. In other words, purging all that stuff. So you're going to have to remember when you're talking to folks that a lot of times you're going to have to help them move past their hesitance that's being constantly reinforced by their friends, their family, the news media, and all the rest of it. So just keep that in mind. Well, you do have a choice to make. You can either wait for the market to bounce back or you can create your own opportunities by being more proactive. We prescribed the mantra, hope for the best, but plan for the worst. Assume you're not going to wake up to three and a half percent interest rates and double the inventory. That is not going to happen. Back to our conversation with that would -be seller client who won't list with you because they don't want to become homeless. Here are the top five solutions that go beyond waiting and watching for magic inventory to arise. Okay. Good news for all of you. Some of the notes from today's show are down below along with the opportunity for you to explore becoming a Harris certified coach. We informally talked about it two days ago and we have formally now decided that we are going to open up our Harris certified coach certification program again. So if you're interested, and we have not done this for two years, but if you're interested in not just learning how to be a real estate coach but have a real estate coaching business, make sure you click the link below in the show description and fill out the form. We highly are selective who we have as a prospective real estate coach and yeah, it's owners. The process is not just simply by, you know, you're not just going to buy a certificate. You actually have to earn the right to be a Harris certified coach. Our name is on your certification and you have to assume we're going to take that very seriously. So the link to become a Harris certified coach is below or you can just go to Harris certified coach .com. All right, Julie, these are the top five solutions. Solutions to when they say, that's an objection, I would list with you, I would move. But where am I going to go to? Okay, top five solutions so you can still take the listing. Number one, consider building a home instead of chasing after the scarce resale inventory. There are several advantages to this option. First, many builders are buying down interest rates and using their in -house financing. The buyer can lock in a better rate this way, thus giving them lower payments. Next advantage, the house is new. No rehab for them and no inspection nightmares for you. It's all good. Your client can get their home on the market a couple of months prior to the completion and not have to move twice. And finally, when your client builds, they aren't having to compete in a bidding war. It's all good. Now your points were mostly geared towards production builders, but if you're not having a market with a lot of production builders, the big, you know, Epcons and well, I mean, you know. MI and KB homes and all the big ones, right? That's fine. Just go to a builder and most of the country, there are builders that build ones and twos and threes houses here and there on your land. Align yourself with those guys. You can have the same result. Very well put. You have to go look for it. Be proactive. Okay. Number two, consider. And again, these things, these five things are playing into your conversations so that you can counsel with your sellers who your buyers are would be sellers. Maybe they could consider buying first closing and then listing the previous home. Don't assume that your buyer seller prospects won't or can't utilize this option. They may have a down payment saved that's not actually in their home equity. They might use a bridge loan to borrow their equity, close on the next home and then sell the old one. You don't know if you don't ask. The advantage is that your client can make a non -contingent offer, secure their home and deal with their old house later. Make sure that you know lenders who offer bridge loans and understand how to explain this option. There's a lot of those out there. You should at least run it up the flagpole and see if it makes sense. But a lot of people can purchase their next home without actually having to sell a present one. The underlying point of Julie's point number two there was don't assume that your perspectives on finances and risk is the same as theirs because you're not going to approach the perspective seller about purchasing something with all their options. So let them know. You have several choices on how we can move forward, Mr. Seller. Here's one, here's two, here's three, here's four. Which one is best for you? That's the point of this podcast is to have those conversations instead of saying, yep, there's no inventory. We'll just drip and wait for something to drip on you. I mean, what is it? 30 % of all the home sales are it's our new construction, right? And that's going to be at least 50%. It's 30 % and rising for sure. Okay. So number three, and so, you know, some of these, these five possibilities, it also goes to how the seller's mindset is. Are they somebody that has no problem buying first and then selling second? Are they a little bit more risk adverse? So this number three goes to that point. Consider selling first, then renting for a while and taking time to look for the right home. The advantage here is that the seller has cashed out their equity and is ready to pounce on the right home, but without the pressure of organizing closing and possession dates. Who are your go -to leasing agents? Consider both traditional rentals, short -term vacation rentals that may consider a lease, as well as apartment complexes. Many have some great amenities that could work for a short - or longer -term lease while you help your client find the right home to buy. Again, you don't know if you don't run it up the flagpole, do you? Okay, number four, consider getting the seller's home on the market now, but make the acceptance of an offer contingent on seller finding suitable housing. The buyer will probably want a specific time frame, but you can usually get 90 to 120 days to secure the next home for your seller who is now a buyer. Many buyers in today's market are just anxious to find the right home and will be flexible with the seller's situation. It's still, in most places, a seller's market. The advantage to your client is that they won't have to move twice, and you've negotiated for them enough time to look for the next place. A seller lease back to that buyer, the new owner, is another way to handle that. Just depends on the time frame. Okay, so let's give them the sticky details of this one. So if a lot of your buyers are putting enough money down and are paying cash for the house, they can easily do lease backs to the seller. Yeah, they're just happy to get the house secured. And the seller's happy to know what money they're going to have for their next one. So they can do lease backs that might even last a year, right? To Julie's point, they're just happy to have the house. And so you have to have these thoughts bouncing around your head, otherwise you're not going to be able to offer these different options to your prospective sellers. That's right. Well, that's why our coaching clients get a copy of this, so they can turn it into a leave behind when they have these conversations and use it for their scripting. Well, look at that right now. Combine number four with number one, right? Someone's building, it's going to be done in say 12 to 18 months. You can then basically put their existing house on the market, obviously sell it, have the sellers receive the proceeds from the closing. They become tenants of their former house that they owned.
Dennis Prager Podcasts
Fresh update on "top five" discussed on Dennis Prager Podcasts
"Sex unattached from consequences, sex unattached from marriage, promiscuity legitimized, and more women working in the place of men. Men must be like, thank God for the sexual revolution. What was such a failure about this movement? Well, again, it overwhelmingly was a beneficial thing to men, but not to women, which social justice warriors should care about. Though, of course, it's heresy to even suggest the sexual revolution might have some downsides. Some of those downsides include that the marriage rates have gone down over the past few decades hugely. In 1948, 16.2 per 1,000 Americans were getting married. In 2000, it was eight per 1,000, so half of what it was in 1948. And then in 2022, it was six per 1,000. Marriage is an institution that, contrary to the left-wing belief, actually benefits women. Why? Because it makes a man, both legally and in the case of religious marriages, spiritually obligated to and committed to a woman. And when a woman takes a man's last name, which is deemed as so awful and bigoted in 2023, it is actually the opposite of that because it indicates a sort of exchange. The woman is saying, I will take your name as our family name, and in return of my honoring you in this way, you will honor me by protecting me, by protecting our children, by being the financial and authoritative head of the household. So women have been the casualties primarily in this war on marriage. I could go on and on. The birth rate has gone down. In 1950, it was about 25 per 1,000 people were giving birth, and now it's about 12 per 1,000. There's a proliferation of pornography. If you look at pornhub.com, that is just one porn site among many, it has 33.5 billion visits annually. The population of the world is just 7 billion, and Pornhub has become in the top five most visited websites ever in the past five years. STDs have proliferated. Since the 80s, eight new sexually transmitted diseases have been recognized and developed in the United States as a result of this constant, rampant, premarital sex. Out of wedlock, birth rates have gone up in the same time. Fatherlessness has also gone up. Hookup culture on college campuses is rampant, where fewer people are dating, more people are just having these one-off casual sexual encounters. So yes, in some ways, primarily by bringing women into the workforce, it has benefited women. But with all these other developments, can we really say that women have stood to gain as a result of this cultural and technological transformation? I'm not so sure, but let's hear from you.
Coin Stories with Natalie Brunell
A highlight from Melody Wright: Housing Market 'Hurricane' Approaching
"I track over 70 cities, and each one of them, if you look at these, it just blows your mind. You have all this inventory that's going to hit the market because of affordability. Welcome to the Coin Stories podcast, where we get to explore the future of money, business, technology, and Bitcoin's revolutionary promise to boost economic prosperity around the world and mend our broken financial system. I'm Natalie Brunell, and I'm here to learn with you. This podcast is for educational and entertainment purposes only. None of the discussions should constitute as official investment advice, and you should always do your own research. Please make sure to subscribe to the show so you don't miss out on any new episodes. This podcast is made possible through partnerships with companies I trust, and I'm very picky about who I choose to partner with, so I hope you take the time to listen to ad reads throughout the show. Thanks for joining me. If you like this type of content and want to see more of it, make sure to hit that like button. All right, it's time for the show. Welcome back to the show. Joining me this week is Melody Wright. She is a strategist, author, and technologist. I heard about her for the first time from Danielle DiMartino Booth, who also follows all of her amazing research on the housing market and what's happening underneath the surface of our economy. Melody, thank you so much for joining me. Thank you so much for having me. It's a pleasure to be here. Well, before we dive into all of your research, I just want to hear a little bit more about you and how you got into this because one thing that you say on your Twitter or X page is that you're a great financial crisis survivor, and I can relate to that. I am too. So just tell me a little bit about your background and how you got into this work. Yeah, so I fell into this by accident, which is what most people do when they get into the housing or mortgage space, and so kind of showed up as a project analyst back in 2006. But it was at a really, of course, that year should tell you it was an interesting time. I was at a top five originator and servicer who had just, we were finalizing a purchase with Cerberus, which was private equity, and they needed to learn all about the mortgage business. And so I became their girl Friday, going across the company, kind of getting reports, and with them, I started understanding the business. And kind of from there, so I was in kind of the finance side of it, got sort of transitioned to strategy when we got into a lot of trouble, like the AG settlement, the consent orders, these are things from back then, that's when all of the banks sort of got in trouble for perhaps not following the procedures for foreclosure or default, things like that. So I helped out with that. And then our company, we held on for a long time, but we ultimately kind of had to file bankruptcy, which I helped manage as well. It was a very big bankruptcy at the time. We were the first company to go into bankruptcy and still originate loans. That's the first time it had ever happened. A lot of interest in our auction. But once I was done with that, they needed help with the default crisis. They needed someone to help manage that operational unit. So I went in and spent the next year just really traveling all across the country to help manage that crisis as there were just foreclosures across the country, stuck, et cetera. Wow. So how did that whole experience, the great financial crisis, how did it shape you? I think that it... Well, it took a lot of time from my life, I would say.
The Eric Metaxas Show
Fresh update on "top five" discussed on The Eric Metaxas Show
"We're talking about science, Jennifer, and we're talking about the idea that, you know, ideologies, I mean, the Nazis said, this is truth. We don't care about reality and actual truth. We're creating a truth, a racial version of truth. We're trying to create a universe in our own image. And so what you end up doing is you end up tying yourself in knots because you say any science done by a Jewish doctor is Jewish science. So we're going to throw that away. So you end up trying to create a universe that it cannot be sustained. The science that the Nazis did eventually, of course, it eats itself. And that's kind of what is happening now when you have people motivated by money and other things other than reality and truth and the actual scientific method. So they're going off on these rabbit trails, but eventually they hit a brick wall. You can't reinvent the universe. You're stuck. I'll give you just one very specific example that goes back to the kind of one of the earliest stages of the sexual revolution, and that is the concern that there is a statistically significant increased likelihood of breast cancer for women who have procured abortions. That has been studied since the 1950s, all the way back into Japan. And studies across the world have found this statistical link. And there's an understanding of the scientific mechanism by which that might happen. Well, I interviewed a guy who is active in gathering that research. He told us in my interview with him, Eric, he explained how the National Institutes of Health basically suppressed that and came up with a consensus view that there is no connection, abortion is perfectly safe. And they did it by basically not inviting anybody who disagreed. Well, that interview that I did with him, YouTube took it down. YouTube censored my video about censorship. So if you want to see that, you can't find it on our YouTube channel anymore. You have to go to our locals channel where we have preserved that interview with Dr. Brin, because it's very important that we have a record, you know, that we have an accurate record of how they manipulated science. Well, again, it's so it's just so fascinating to me that all they can do is say, shut up, go away. I'm not interested in your truth or your facts or your science. They they can't win. They have to suppress the truth. And they have to but you know, the truth will out as Shakespeare said, the universe is created by God in such a way that eventually the truth will out it's inevitable. You cannot win playing against the house. God created the universe and the reality in which we live. So we're living in extraordinary times. And we have to speak out and we have to understand how it's happening, while it's happening, and we have to fight against it. And so I just want to thank you, Dr. Jennifer Roback Morse, for all you've been doing over the years. The book is The Institute.org. I assume they can get a copy of the sexual state there. But what else do they find at Ruth Institute.org? You can find you can Ruth Institute.org. You can certainly find this book and my other five books that I've written or co authored. And we recently put together an ebook, which is completely free. It's called refuting the top five gay myths. And if you download that ebook, you can get it just by sending us your email address, you know, basically, and we'll and we'll that no one is born gay. And people can change their sexual orientation and that therapy is not harmful to people. Okay. And those are very important things. Those things have been scientifically demonstrated. You need to see both people you need this to defend yourself. It's like now I want to do another hour. We don't have time. So people can find that what's the title again, the five, refuting the top five gay myths. Ruth Institute.org. Dr. Jennifer Roback Morse, thank you so much. Thank you, Eric. It's been a pleasure.Whatever you're saving up for a CD from Sandy Spring Bank lets you grow your savings at a 2.50% APY on an eight month CD special or 5.00% APY on a 14 month CD special. Learn more at SandySpringBank.com CD specials. Minimum opening deposit to earn the annual percentage yield is $500 for the eight month CD special and $2,500 for the 14 month CD special member FDIC.
Ultraflex Football
A highlight from 43: Week 2 Recap
"Welcome to the Ultraflex Football Podcast. Move over Pat McAfee. There's no denying that we are here to spice up your life and never forget about the good times. I'm your host, Anthony Sutton. With me, as always, is Rob Green. Man, I wasn't prepared for that change. What's up? What's going on? And Viva Forever, Ryan Wheeler. I feel so much pressure. Now we got to be better than Pat McAfee. All right. Oh, we got the... Go ahead. No, he's actually like swearing on ESPN now, and he's got like Mike Greenberg, he swore on ESPN now because of McAfee. He's actually... A little more laid back now, huh? Yeah, he wears a tank top. He's very good for ESPN, in my opinion. Go ahead. He's spicing up Disney, huh? I think I saw, didn't they have to put him on like an extra delay versus normal? I mean, I wouldn't be surprised. He has to cut out the F words a little bit, I heard. Someone's got to tell him to stop the cursing. No. Why? That's what makes it fun. I'm like eight song titles through my album here, so. Oh, he's like, damn, you're doing song titles already? Yeah, I thought you had to say him first. Holy moly. All right, well, we're about to find out what your song titles were. So Tony messed up two weeks ago. He didn't get all the song titles in, so now he has an album to himself, but because this is a team sport, a team podcast, Rob and I now have to split apart, or a album between ourselves. So Rob and I have Good Charlotte, The Young and the Hopeless. My songs are A New Beginning, Lifestyle of the Rich and the Famous, Wondering, The Story of My Old Man, Girls and Boys, and My Bloody Valentine. Rob? I don't know, man. I'm not feeling good about this week. This is a lot. Seven songs and a half hour show. All right, I got Hold On, Riot Girl, Say Anything, The Day That I Die, The Young and the Hopeless, Emotionless, and Movin' On. Tony, we're all wondering, what do you have? You have the Spice Girls, my man. And I already, I've gotten already into the pod. I've already gotten Spice Up Your Life, Stop, Never Give Up on Good Times, Move Over, Denying, and Viva Forever. I still need to get in Too Much, Saturday Night Divas, Do It, and The Lady is a Vamp, which will probably be a difficult one. Hold on, can you say that one more time? What was that? The Lady is a Vamp. Like a vampire, assuming? What's a vamp? It's a vampire. And that's from the Spice World album. 1997 made me feel old AF. 97, wow. I remember watching the Spice World movie, the Spice Girls movie. I do not remember. Oh, you guys didn't have older sisters, that's why. No. All right, anyway. Movin' On. All right, speaking of Movin' On, the NFL schedule moved on. We are now in week two, so let's get to Football Talk. And I guess technically we're in week three, so we're going to recap week two. As always, we're going to start with the Bills game, go to the Titans game, and then kind of what else is going on. So, Rob, you were at the Bills Raiders game. What were your biggest takeaways? It was a fun home opener. The Bills got back to their winning ways with a nice, easy, I'd even want to say I was worried at the beginning. It was a little annoying that they fell behind 7 -0, but I was confident they would still pull it out. They did. Josh Allen ended up AFC Offensive Player of the Week, I think the 11th time in his career now, which is pretty impressive. Wow, the franchise record. Oh, I didn't know that. Nice stat. You beat Jim Kelly, it was 10 times. Well, pretty nice. Feels like a new beginning for the Bills, for sure. Nice, Ryan. Where was I going with that? I told you guys a stat yesterday, actually, that surprised me, but Josh Allen is number one in completion percentage so far this year. I know it's only two games in, but fun little tidbit there. It's crazy how much can change week by week in the NFL, and it's going to happen again this week. If the Bills were to lose to Washington and go 1 -2, then it almost feels like the game, I know it wouldn't be a must -win, but it feels like the game against the Dolphins the following week would feel like a must -win. That way, they're not 1 -3 and that far behind the Dolphins, but yeah, it's crazy how much can change in one week in the NFL. Oh, show. My biggest takeaway, and I said it last week, kind of a similar takeaway for me was last year it felt like we never got pressure on the quarterback. This year, it feels like we're constantly getting the opposing quarterback pressure, and it feels like our offensive line is playing well, so big task, which is we're physical, we can run the ball, we can block, we can get pressure. It's a good change of pace. I don't know, honestly, I'm not smart enough to tell you if McDermott's play calling is a factor in that, or if it's just Leonard Floyd, hopefully his ankle's okay, is better, and Ed Oliver's having a better year, so on and so forth. Yes, I saw his average depth of tackle is negative yards right now, which is impressive. So his average tackle is a tackle for a loss. That's awesome. That's literally the definition of blowing up a play. So yeah, it's exciting. Obviously, this win means something, but it doesn't really if you go and lose to Washington, so got to two and one. Two and one, by the way. Oh, yeah. I think everyone does the thing where you kind of... Did we just lose our host? It kind of looks like a frozen face there. Okay. Hey, frozen face. Oh, Rob, it's you and I. Let's do this thing. All right. So I didn't get to talk about the Titans at all. Can we say anything now, because he's gone? Yeah, we can say anything. Say anything, say anything. Sorry, I can't sneak any of these. Good Charlotte. Anywho, girls and boys, my takeaway is that the Titans are who I thought they were. The team that... I guess who a lot of Titans fans thought they were. The team that's probably... You are who we thought you were. Welcome back, Anthony. Thanks. They're the team that's going to beat the good teams and lose to the teams they should beat. And that's how it feels like the Titans have always been. They keep every game close. They have a shot. They have a chance in every game. So they're not quite the young and the hopeless, but they're just maybe like the mediocre. No, they're not the young and the hopeless. Oh, I thought that was one of my song titles. That's the... Oh, no. Oh, no. Clearly. Well, okay. I guess I can cross that one off my list then. Anywho, you know who else I was impressed with was the Falcons. They play a certain brand of football. It's the NFC Titans. I think I have to be a fan of the Falcons now. But just ground and pound, they came back. They were able to pull that one out in Green Bay. So... Yeah. The Falcons. To your point, there's not many teams, I feel like, in the NFL that have an identity, like a true identity. The Falcons are one that you know exactly what you're getting every week. And that could be really good or it could be really bad. Oh, for sure. One of my week two takeaways is prior to the season, it was always... And I was the one on this podcast kind of leading the charge is how good the AFC is gonna be. And then if like through two weeks, which is, again, a small sample size, it feels like the 49ers, Eagles, and Cowboys are playing just as well as anybody. And they're all in the NFC. Now, the NFC doesn't have much else to offer, but those three teams are gonna be very formidable to whoever comes out of the AFC come Super Bowl time. Yeah. At this point, their high -end talent almost seems better than the AFC with a lot of the top teams in the AFC struggling. So... Do you guys think that three of the top five teams in the NFL are NFC teams? Maybe even three of the top four teams in the NFL? I think that's fair right now. Yeah. That's crazy, isn't it? Because before the season, it was like, the AFC is so strong, so good. They have all the good quarterbacks and two weeks is a pretty small sample size, but I think... I think at this point, yeah, it's safe to say those three teams are top five. I don't even know who you would put... I mean, I guess the Dolphins are probably the best team in the AFC at the moment. I mean, the Chiefs scored 17 points against the Jaguars. And I mean, the Bills looked very good last week, but you can't ignore how poorly they looked the first week on offense. So... And then obviously, the Bengals Chargers being 0 -2 hurts the AFC's, I guess, power rankings or however you want to look at it. And then Rogers being hurt. Those are three teams that I thought were going to have a very good season. They still might. Maybe not the Jets, but the Chargers and the Bengals.
Stephanie Miller
Fresh update on "top five" discussed on Stephanie Miller
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The Hugh Hewitt Show: Highly Concentrated
A highlight from Arthur Brooks! Senators Cotton & Lankford, Fmr. Rep. Mike Rogers, Jim Geraghty and Olivia Beavers!
"Lots of channels. Nothing to watch. Especially if you're searching for the truth. It's time to interrupt your regularly scheduled programs with something actually worth watching. Salem News Channel. Straightforward, unfiltered, with in -depth insight and analysis from the greatest collection of conservative minds. Like Hugh Hewitt, Mike Gallagher, Sebastian Gorka, and more. Find truth. Watch 24 -7 on SNC .TV and on Local Now, Channel 525. Welcome to today's podcast, sponsored by Hillsdale College. All things Hillsdale at Hillsdale .edu. I encourage you to take advantage of the many free online courses there. And, of course, listen to the Hillsdale Dialogues, all of them at hughforhillsdale .com or just Google Apple, iTunes, and Hillsdale. Back now with my friend Arthur Brooks. Part two about this book, which we began yesterday, Build the Life You Want, Arthur Brooks and Oprah Winfrey. Yesterday was the intro, Arthur. Now, I want to do in part two the most important takeaway for me. Now, that's not for everybody, but for me is stop judging people. Now, you and I are both Catholics, so that means we've both been exposed to a lot of terrible church music. And I try not to judge the liturgy every time I go, but I always judge liturgy. And in confession, I always get assigned the litany of humility because it's a very good litany. But I think it is the key takeaway to being happy. Would you explain what the judgment advice is and how you came to it in the middle of Build the Life You Want? Yeah. So this book talks a lot about how you can manage your emotions through three basic techniques. Now, to begin with, you have to understand your emotions and get space between what you feel and how you understand these emotions. And you can do that through journaling and meditation and prayer and some people go to therapy and whatever. But once you actually have some space between the things that are bombarding you emotionally and what you decide to do, then you can react in several ways that are very constructive. Number one is you can decide to react differently than you feel. The second is you can substitute better emotions for the ones that you feel. And the third is what you're talking about, which is you can disregard your own judgment on the world. And this is critically important. Look, people are walking through the world saying, this is bad, this is good, this is bad. I'm bad. I'm not lovable. You're not interesting. The traffic is crummy. The coffee is bitter. And it's just exhausting because when you're doing that, you're not observing the world. You can't live in awe. And the result is that you are, in those moments, the central character in your psychodrama. The minute that you're judging everything, then the whole world is subject to the judgments of Hugh Hewitt and you can't stop thinking about Hugh. And that's just torture. We need to actually get some perspective and some peace. And the best way to do it is judge not, to quote St. Matthew. Now, he says, judge not lest you be judged. And even if people are listening to us are not Christian men and women like you and me, then judge not lest you be judged. Because when you judge everything around you, you're judging yourself as well. And it's exhausting and you will be unhappy. Stop with the opinions already. You don't need an opinion on everything. You almost don't need an opinion on anything. Let it go. Just simply allow it to roll over your back. I think it's just maybe the key chapter, but there are a lot of key chapters in here, Arthur. Let's make sure I touch on the key technique. I told him what the key takeaway, which is to keep a database of positive memories close at hand. And I employed this when my oldest, who is now 38, was a little girl and she would have a nightmare. It's happened. I would always end up with her talking about her favorite ride at Disneyland. And we would substitute a Disneyland ride for whatever it is that had woke her up with the bad dream. And I immediately referenced back to that when you talked about keeping a storehouse of good memories close at hand. That sounds so simple. It's really a wonderful idea, but people don't do it. They keep their bad memories close at hand, but they don't keep their great memories close at hand. Am I right generally? Absolutely. We have a negativity bias and that's just part of evolution. Evolution has equipped us to always pay attention to bad things and refer back to the archive of bad things that have happened in the past. And there's a reason for this, Hugh. The negativity bias that humans have is because negative emotions keep you alive, quite frankly. Your anger and your disgust and your fear and your sadness. This makes sure that threats don't hurt you, you're able to run away, that you're afraid of being sad so you don't want to be separated from your kin. So don't you walk the frozen tundra and die alone. All of these negative experiences or the negative emotions that we have are keeping us alive. The result of that is they're always getting our attention and we remember those things very distinctly as well. But that's not adapted in a functional way. The truth of the matter is that walking the frozen tundra is bad, but Twitter is no big deal. And so we're thinking about negative things that are little and insignificant using the same onboard computing hardware that was developed for the Pleistocene era. So what do we need to do? We need to be smart about it. Don't live just according to our instincts, but actually think and create a strategy that's more practical for the current moment. When you have a bad memory, when you have a bad dream, when you're feeling particularly negative, usually that's not an accurate representation of the world around you. People always say, look on the bright side. Well, actually you have to be more specific than that. You have to be more tangible than that. And the Disneyland memories are a really good place to start. I recommend that people keep a running list of the things for which they're grateful. Update it every Sunday. The top five things. I don't care how stupid they are. I got a bag of candy corn and liked it. If that's on your list, more power to you. Update it every Sunday. Look at it every single day. Literally, you'll be 25 percent happier at the end of 10 weeks because of the emotional substitution that you're undertaking.
Real Estate Coaching Radio
Fresh update on "top five" discussed on Real Estate Coaching Radio
"Welcome to Real Estate Coaching Radio, starring award-winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money, and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Listeners, have you ever heard this before? Have you ever heard a prospective seller tell you, I would happily list my house with you, but I can't until I find a home to buy. Boy, is that ever a conversation ender. Yeah, I would list my home, but where's all the inventory? You know, sellers can go online. They're searching all the time. Everything they see is pending. There's not a whole lot popping up. I would give you my listing, but where am I going to go? Now, here's the thing, with record low inventory nationwide, realtors seem to be hearing the same thing day in and day out, which we just said, I'd move, but where would I go? For most agents, unfortunately, that's the end of the conversation, simultaneously ending the possibility of taking a new listing as well as facilitating that buyer side. After all, nationwide inventory is at all time lows and according to Altos research, it bubbles up between 400,000 and 500,000 actives. When you take the pendings out, we're still at least a million listings shy of being in a balanced market. Okay, does not include all new construction, number one, but number two, here's something I want you guys to keep in mind. Your sellers who want to obviously buy something else once their property sells, whether it's more expensive or less expensive, they are, guess what, not worried about the interest rate. That is not what's holding them back. What's holding them back is the lack of something to choose to purchase. That's what their issue is. Why is it not the interest rate? Because most of the sellers in your marketplace, half of which have homes with no mortgages, roughly speaking, and the other half have mortgages where they have 50% equity. So virtually all the prospective sellers that you're working with don't really care too much about the interest rates because they're going to have so much money down, their payment is not going to be that significant anyway and or they could buy the interest rates down. Do not get stuck in the emotional mental mud believing that this market, especially with sellers, the slowdown is rate driven. It's not. Now, first-time buyers? Yes. I agree. First-time buyers, they are definitely having a mortgage rate payment shock issue and to that, it's just going to get worse because rents are going to increase. So all the while they're hoping and praying the mortgage rates decrease, their rents are going to increase and a lot of times those first-time buyer types are going to be stuck in a long-term renting cycle which can last their lifetime. So we've done lots of podcasts on that, how to present to those types of folks so that they can essentially move themselves out of payment shock and into the reality that housing is expensive and it's not getting cheaper. You might as well own the house yourself versus basically renting it. But again. With regards to the first-time buyer question, but this podcast we're really focusing on, I would list with you, but I'm not convinced that there's anything to buy. I'm not going to sell it just to be homeless. So don't just answer with, yeah, there's really nothing on the market. I mean, everything in the MLS is already pending, Realtors. Stop saying that. I'll put you in my search widget and we'll watch for something to pop up together. I'll drip on you. I'll drip on you. Okay. Well, that's one method of maybe someday possibly finding something for your would-be sellers to buy. You can't end the conversation there and expect to actually do any business. Market forces are working against you. Rates are higher. Inventory is scarce. Add some inflation, the specter of possible recession and overall uncertainty. And now you've got a transitioning market. And if you're just going to roll over and say, well, yep, there's nothing to buy. You're done. You're not actually in real estate when you talk like that. But it's all those points amplified because when is the last time you went to any source, any media source, and they were making you feel optimistic? Never. Never. Right? I mean, everything including alien visitation is now essentially making the headlines. It's discouraging people from feeling optimistic. So you're going to have to understand that most people don't listen to our podcast and don't know the importance of having media-free mornings, media-free days, media-free lives. In other words, purging all that stuff. So you're going to have to remember when you're talking to folks that a lot of times you're going to have to help them move past their hesitance that's being constantly reinforced by their friends, their family, the news media, and all the rest of it. So just keep that in mind. Well, you do have a choice to make. You can either wait for the market to bounce back or you can create your own opportunities by being more proactive. We prescribed the mantra, hope for the best, but plan for the worst. Assume you're not going to wake up to three and a half percent interest rates and double the inventory. That is not going to happen. Back to our conversation with that would-be seller client who won't list with you because they don't want to become homeless. Here are the top five solutions that go beyond waiting and watching for magic inventory to arise. Okay. Good news for all of you. Some of the notes from today's show are down below along with the opportunity for you to explore becoming a Harris certified coach. We informally talked about it two days ago and we have formally now decided that we are going to open up our Harris certified coach certification program again. So if you're interested, and we have not done this for two years, but if you're interested in not just learning how to be a real estate coach but have a real estate coaching business, make sure you click the link below in the show description and fill out the form. We are highly selective who we have as a prospective real estate coach and yeah, it's owners. The process is not just simply by, you know, you're not just going to buy a certificate. You actually have to earn the right to be a Harris certified coach. Our name is on your certification and you have to assume we're going to take that very seriously. So the link to become a Harris certified coach is below or you can just go to Harris certified coach.com. All right, Julie, these are the top five solutions. Solutions to when they say, that's an objection, I would list with you, I would move. But where am I going to go to? Okay, top five solutions so you can still take the listing. Number one, consider building a home instead of chasing after the scarce resale inventory. There are several advantages to this option. First, many builders are buying down interest rates and using their in-house financing. The buyer can lock in a better rate this way, thus giving them lower payments. Next advantage, the house is new. No rehab for them and no inspection nightmares for you. It's all good. Your client can get their home on the market a couple of months prior to the completion and not have to move twice. And finally, when your client builds, they aren't having to compete in a bidding war. It's all good. Now your points were mostly geared towards production builders, but if you're not having a market with a lot of production builders, the big, you know, Epcons and well, I mean, you know. MI and KB homes and all the big ones, right? That's fine. Just go to a builder and most of the country, there are builders that build ones and twos and threes houses here and there on your land. Align yourself with those guys. You can have the same result. Very well put. You have to go look for it. Be proactive. Okay. Number two, consider. And again, these things, these five things are playing into your conversations so that you can counsel with your sellers who your buyers are would be sellers. Maybe they could consider buying first closing and then listing the previous home. Don't assume that your buyer seller prospects won't or can't utilize this option. They may have a down payment saved that's not actually in their home equity. They might use a bridge loan to borrow their equity, close on the next home and then sell the old one. You don't know if you don't ask. The advantage is that your client can make a non-contingent offer, secure their home and deal with their old house later. Make sure that you know lenders who offer bridge loans and understand how to explain this option. There's a lot of those out there. You should at least run it up the flagpole and see if it makes sense. But a lot of people can purchase their next home without actually having to sell a present one. The underlying point of Julie's point number two there was don't assume that your perspectives on finances and risk is the same as theirs because you're not going to approach the perspective seller about purchasing something with all their options. So let them know. You have several choices on how we can move forward, Mr. Seller. Here's one, here's two, here's three, here's four. Which one is best for you? That's the point of this podcast is to have those conversations instead of saying, yep, there's no inventory. We'll just drip and wait for something to drip on you. I mean, what is it? 30% of all the home sales are it's our new construction, right? And that's going to be at least 50%. It's 30% and rising for sure. Okay. So number three, and so, you know, some of these, these five possibilities, it also goes to how the seller's mindset is. Are they somebody that has no problem buying first and then selling second? Are they a little bit more risk adverse? So this number three goes to that point. Consider selling first, then renting for a while and taking time to look for the right home. The advantage here is that the seller has cashed out their equity and is ready to pounce on the right home, but without the pressure of organizing closing and possession dates. Who are your go-to leasing agents? Consider both traditional rentals, short-term vacation rentals that may consider a lease, as well as apartment complexes. Many have some great amenities that could work for a short- or longer-term lease while you help your client find the right home to buy. Again, you don't know if you don't run it up the flagpole, do you? Okay, number four, consider getting the seller's home on the market now, but make the acceptance of an offer contingent on seller finding suitable housing. The buyer will probably want a specific time frame, but you can usually get 90 to 120 days to secure the next home for your seller who is now a buyer. Many buyers in today's market are just anxious to find the right home and will be flexible with the seller's situation. It's still, in most places, a seller's market. The advantage to your client is that they won't have to move twice, and you've negotiated for them enough time to look for the next place. A seller lease back to that buyer, the new owner, is another way to handle that. Just depends on the time frame. Okay, so let's give them the sticky details of this one. So if a lot of your buyers are putting enough money down and are paying cash for the house, they can easily do lease backs to the seller. Yeah, they're just happy to get the house secured. And the seller's happy to know what money they're going to have for their next one. So they can do lease backs that might even last a year, right? To Julie's point, they're just happy to have the house. And so you have to have these thoughts bouncing around your head, otherwise you're not going to be able to offer these different options to your prospective sellers. That's right. Well, that's why our coaching clients get a copy of this, so they can turn it into a leave behind when they have these conversations and use it for their scripting. Well, look at that right now. Combine number four with number one, right? Someone's building, it's going to be done in say 12 to 18 months. You can then basically put their existing house on the market, obviously sell it, have the sellers receive the proceeds from the closing. They become tenants of their former house that they owned.
The Bitboy Crypto Podcast
A highlight from Gary Gensler GRILLED By Senate! (Bitcoin's Next Big Step)
"Welcome to Discover Crypto! It is September 12th, 11 .32am, guys. We got some huge news with Gary Gensler. Just testified minutes ago. We have the breakdown on that also. We have some XRP news. Bitcoin, is it going to be ZK roll -up time for Bitcoin? And also, Google Cloud is controlling a giant, giant crypto ecosystem. Is it your favorite coin? What does it mean for that coin? Also, we have M 'lady got rugged for a million dollars, not rugged, a million dollars stolen by a rogue team member. And it might actually have Fed ties. Might be a Fed, a psyop, everybody. We got AJ on the side. We got Drew in the corner. Drew's walking around doing something. I don't know. I think he's grabbing an MRE for us to eat later. But guys, crypto markets are looking good. Bitcoin is pumping everybody. We're up. Things are feeling good. They're feeling bullish. We're going to hit refresh just to make sure. Look at that crypto market cap up 3 .3%, everybody. We're coming in at 1 .0. I'm going to round up $1 .08 trillion, 24 -hour volume. Kind of muted, actually. It's still below $50 billion. It's coming in at $48 .5 billion. Bitcoin dominance, I think, is up a little bit. Isn't that right, AJ? I will pull the chart in a minute. Yeah, Bitcoin dominance coming in at $47 .3 and ETH coming in at $17 .9, I guess. Still a little low, $27. Not as bad as we've seen in the frenzied activity areas like we're seeing today. Bitcoin up 4 .2%, shaking off $25K, laughing at $25K, and now above $26 ,000. If we look at the 7 -day, just looks like a little brief blip, almost like an opposite of what happened here. Here we had a BART. Then we had an inverse BART. And what's this going to be? Is this also going to be a BART? Does that mean we're going to head down? I'm not sure. What are you seeing in the charts over there for the dominance, AJ? Yeah, I just pulled the dominance chart, Drew, if you want to go to my screen. And if you look this yellow, I'll delete this line here to not confuse anybody. But if you look at this yellow line I just drew right here, I'll make it a little bit bigger so you can see it. If you look at this level right here that was previously the ceiling, has become the floor. It was rejected here as well. And the fact that Bitcoin dominance flipped there, this is a two -day chart, by the way, the fact that it flipped there is pretty bullish for Bitcoin dominance to find that spot. Also, breaking through the 50 on the RSI on the two -day chart, very relevant. It is putting in lower highs, lower lows. But let's keep a close eye on this, even if we go to, say, like a 12 -hour. And let's see how far this can run up. Are we going to get rejected below that previous high right around there? Or are we going to find a way to keep going up? Because really, if you look at right there. So we kind of got to keep a close eye on Bitcoin dominance moving forward. All right, we got someone saying the thing's a little bit hard to read over there. You know, I'd maybe agree that the orange and the color behind it could be a little bit more contrasty. I don't know if that's the right word there. All right, let's look at Ethereum. Ethereum is up 2 .7%, is now above 1600, using that as a psychological support level right there. We have BNB up 3%, XRP up 2 .2%, we have Cardano up 2 .5%, but Tron is up 5%, is looking really good. We go down to Bitcoin Cash, it is up 7 .2%, it's feeling really good. Where's DZs? One of his favorite coins, Chainlink, is up 2 .4%. Still below $6, so I might need to add to my 6 .2 Chainlink, maybe I'll buy 0 .8 today, get up to my lucky number 7. Let's look at the biggest gainers of the day though. We have Render and then Casper. Dang it, I am still mad about Casper. Casper is up 25 % on the week. I keep saying, oh, I missed the boat, I missed the boat, you know, but a lot of people are saying just buy it under a nickel, idiot. Do you have any Casper? No, but it's definitely a coin that I've been thinking about accumulating, just considering when it pumps, it rips. So I guess I'm going to keep a close eye on like the next retest of this. I'm going to get involved at some point here. It's just too good to know. I got to figure out what exactly the ecosystem does. What is it for? Someone asked me, yeah, what does Casper do? I would say go up and down a lot. We have Bitcoin Cash up, is the third biggest gainer of the day, 7 .2%. Rollbit finally shaken off the streak of losses. It is up 6 .7%, Injectives up 6 .5%, and then Huobi up 5 .6%. All right, let's look at the top losers though. It looks like a day of volatility. What's the biggest loser? Nothing really too crazy here. We have Tezos, XTZ, and people aren't feeling XTC when they see the price is the number one dropper for the day, and the top hundred is down 2%, and NEAR, nearly being the biggest loser of the day, it is down 1 .7%. And then APECOIN, just because, you know, I can't open this without seeing one of my coins in the top five of the losers because, hey, I guess I'm the bear symbol or something. I don't know what's going on there. I'm with you there because I see Quant here on my screen sitting at 92 .28. Yeah. That's awesome. That's, you know, the lower Quant gets, I just, you know, I'm completely okay with it. Quant is kind of a magnet to that $100 level, and this is a coin that's in my top five that I believe in a lot moving forward. So anytime you can get Quant on the low, I'm down. Let's get it. This is Matthew Broderick WarGames colors. Great reference. I actually said it looks like a 1984 defense, like, contract hub is actually what I said. So I should have said that. That was a funnier one. What else do we have? Deezy, you missed the boat. You missed the boat on Caspa. Brian Mavor, I told you yesterday to buy Caspa. Should I just buy the wick? Should I just be an idiot and buy the wick? Sometimes you just got to buy the wick. Yeah, buy the top. I like Quant. I like Quant as well, Metaspawn. I have a little bit of Quant. It's been a while since I checked my bag. So guys, make sure you're following us on Discover Crypto, everybody. We're testing new thumbnails. I'm not going to say I'm the biggest fan, but hey, Deezy did a wardrobe change for you for this thumbnail. You might see the black tea underneath it. Maybe I'll do a wardrobe change in the middle of the stream. If you check out Shorts, you can see the big, you can front run the news on Milady's and is really a fed plant project there. It's almost saying no Ewok. What does that even mean? Like the short, oh my God, I walked into that one. I walked into that one. I really walked into that one. All right, guys, let's, you're ready for the biggest news. Let's get it. All right. We have Gary Gensler. He just had some comments. He just was speaking in front of the House Financial Subcommittee. I believe here in the SEC, Gary Gensler demonstrates an unbowed will to stand down from his stance towards crypto ahead of the Senate hearing. Here's the Senate, not the House. Following the commission's partial loss in the SEC versus Ripple lawsuit and an even more clear cut setback and the ETF contention, Gensler is seemingly poised to stand by his gambit, claiming he is out to protect both crypto users and issuers and investors. And in written testimony ahead of the Senate Banking Committee hearing, Gensler stuck to a consistent theme, lying. No, no, no, no, no. He's reiterating that nearly all cryptocurrencies fulfill the Howey test, a legal standard that determines whether an asset or transaction qualifies as an investment contract subject to US securities laws. As I previously said, without prejudicing any one token, the vast majority of tokens likely meet the test. Given that most tokens are subject to the securities laws, it follows that most intermediaries have to comply with securities laws as well, hiding behind vague terminology like most and a vast majority. So, and then also likely meet. So he's staying away from anything where you could point to and say, hey, you issued us a clear cut yes or no. No, he's doing the opposite. He's being vague. He's being obtuse. He's being gray and murky and swirly. And it's all smoke and mirrors, as I say. Likely, likely meet. It's most crypto tokens, most intermediaries. All right, keep scrolling here.
Ultraflex Football
Fresh update on "top five" discussed on Ultraflex Football
"Welcome to the Ultraflex Football Podcast. Move over Pat McAfee. There's no denying that we are here to spice up your life and never forget about the good times. I'm your host, Anthony Sutton. With me, as always, is Rob Green. Man, I wasn't prepared for that change. What's up? What's going on? And Viva Forever, Ryan Wheeler. I feel so much pressure. Now we got to be better than Pat McAfee. All right. Oh, we got the... Go ahead. No, he's actually like swearing on ESPN now, and he's got like Mike Greenberg, he swore on ESPN now because of McAfee. He's actually... A little more laid back now, huh? Yeah, he wears a tank top. He's very good for ESPN, in my opinion. Go ahead. He's spicing up Disney, huh? I think I saw, didn't they have to put him on like an extra delay versus normal? I mean, I wouldn't be surprised. He has to cut out the F words a little bit, I heard. Someone's got to tell him to stop the cursing. No. Why? That's what makes it fun. I'm like eight song titles through my album here, so. Oh, he's like, damn, you're doing song titles already? Yeah, I thought you had to say him first. Holy moly. All right, well, we're about to find out what your song titles were. So Tony messed up two weeks ago. He didn't get all the song titles in, so now he has an album to himself, but because this is a team sport, a team podcast, Rob and I now have to split apart, or a album between ourselves. So Rob and I have Good Charlotte, The Young and the Hopeless. My songs are A New Beginning, Lifestyle of the Rich and the Famous, Wondering, The Story of My Old Man, Girls and Boys, and My Bloody Valentine. Rob? I don't know, man. I'm not feeling good about this week. This is a lot. Seven songs and a half hour show. All right, I got Hold On, Riot Girl, Say Anything, The Day That I Die, The Young and the Hopeless, Emotionless, and Movin' On. Tony, we're all wondering, what do you have? You have the Spice Girls, my man. And I already, I've gotten already into the pod. I've already gotten Spice Up Your Life, Stop, Never Give Up on Good Times, Move Over, Denying, and Viva Forever. I still need to get in Too Much, Saturday Night Divas, Do It, and The Lady is a Vamp, which will probably be a difficult one. Hold on, can you say that one more time? What was that? The Lady is a Vamp. Like a vampire, assuming? What's a vamp? It's a vampire. And that's from the Spice World album. 1997 made me feel old AF. 97, wow. I remember watching the Spice World movie, the Spice Girls movie. I do not remember. Oh, you guys didn't have older sisters, that's why. No. All right, anyway. Movin' On. All right, speaking of Movin' On, the NFL schedule moved on. We are now in week two, so let's get to Football Talk. And I guess technically we're in week three, so we're going to recap week two. As always, we're going to start with the Bills game, go to the Titans game, and then kind of what else is going on. So, Rob, you were at the Bills Raiders game. What were your biggest takeaways? It was a fun home opener. The Bills got back to their winning ways with a nice, easy, I'd even want to say I was worried at the beginning. It was a little annoying that they fell behind 7-0, but I was confident they would still pull it out. They did. Josh Allen ended up AFC Offensive Player of the Week, I think the 11th time in his career now, which is pretty impressive. Wow, the franchise record. Oh, I didn't know that. Nice stat. You beat Jim Kelly, it was 10 times. Well, pretty nice. Feels like a new beginning for the Bills, for sure. Nice, Ryan. Where was I going with that? I told you guys a stat yesterday, actually, that surprised me, but Josh Allen is number one in completion percentage so far this year. I know it's only two games in, but fun little tidbit there. It's crazy how much can change week by week in the NFL, and it's going to happen again this week. If the Bills were to lose to Washington and go 1-2, then it almost feels like the game, I know it wouldn't be a must-win, but it feels like the game against the Dolphins the following week would feel like a must-win. That way, they're not 1-3 and that far behind the Dolphins, but yeah, it's crazy how much can change in one week in the NFL. Oh, show. My biggest takeaway, and I said it last week, kind of a similar takeaway for me was last year it felt like we never got pressure on the quarterback. This year, it feels like we're constantly getting the opposing quarterback pressure, and it feels like our offensive line is playing well, so big task, which is we're physical, we can run the ball, we can block, we can get pressure. It's a good change of pace. I don't know, honestly, I'm not smart enough to tell you if McDermott's play calling is a factor in that, or if it's just Leonard Floyd, hopefully his ankle's okay, is better, and Ed Oliver's having a better year, so on and so forth. Yes, I saw his average depth of tackle is negative yards right now, which is impressive. So his average tackle is a tackle for a loss. That's awesome. That's literally the definition of blowing up a play. So yeah, it's exciting. Obviously, this win means something, but it doesn't really if you go and lose to Washington, so got to two and one. Two and one, by the way. Oh, yeah. I think everyone does the thing where you kind of... Did we just lose our host? It kind of looks like a frozen face there. Okay. Hey, frozen face. Oh, Rob, it's you and I. Let's do this thing. All right. So I didn't get to talk about the Titans at all. Can we say anything now, because he's gone? Yeah, we can say anything. Say anything, say anything. Sorry, I can't sneak any of these. Good Charlotte. Anywho, girls and boys, my takeaway is that the Titans are who I thought they were. The team that... I guess who a lot of Titans fans thought they were. The team that's probably... You are who we thought you were. Welcome back, Anthony. Thanks. They're the team that's going to beat the good teams and lose to the teams they should beat. And that's how it feels like the Titans have always been. They keep every game close. They have a shot. They have a chance in every game. So they're not quite the young and the hopeless, but they're just maybe like the mediocre. No, they're not the young and the hopeless. Oh, I thought that was one of my song titles. That's the... Oh, no. Oh, no. Clearly. Well, okay. I guess I can cross that one off my list then. Anywho, you know who else I was impressed with was the Falcons. They play a certain brand of football. It's the NFC Titans. I think I have to be a fan of the Falcons now. But just ground and pound, they came back. They were able to pull that one out in Green Bay. So... Yeah. The Falcons. To your point, there's not many teams, I feel like, in the NFL that have an identity, like a true identity. The Falcons are one that you know exactly what you're getting every week. And that could be really good or it could be really bad. Oh, for sure. One of my week two takeaways is prior to the season, it was always... And I was the one on this podcast kind of leading the charge is how good the AFC is gonna be. And then if like through two weeks, which is, again, a small sample size, it feels like the 49ers, Eagles, and Cowboys are playing just as well as anybody. And they're all in the NFC. Now, the NFC doesn't have much else to offer, but those three teams are gonna be very formidable to whoever comes out of the AFC come Super Bowl time. Yeah. At this point, their high-end talent almost seems better than the AFC with a lot of the top teams in the AFC struggling. So... Do you guys think that three of the top five teams in the NFL are NFC teams? Maybe even three of the top four teams in the NFL? I think that's fair right now. Yeah. That's crazy, isn't it? Because before the season, it was like, the AFC is so strong, so good. They have all the good quarterbacks and two weeks is a pretty small sample size, but I think... I think at this point, yeah, it's safe to say those three teams are top five. I don't even know who you would put... I mean, I guess the Dolphins are probably the best team in the AFC at the moment. I mean, the Chiefs scored 17 points against the Jaguars. And I mean, the Bills looked very good last week, but you can't ignore how poorly they looked the first week on offense. So... And then obviously, the Bengals Chargers being 0-2 hurts the AFC's, I guess, power rankings or however you want to look at it. And then Rogers being hurt. Those are three teams that I thought were going to have a very good season. They still might. Maybe not the Jets, but the Chargers and the Bengals.
The Bitboy Crypto Podcast
A highlight from Bitcoin Crashing LIVE! (Vitalik Hacked)
"Welcome to Discover Crypto, everybody. Today is September 11th. Yes, September 11th. It is 11 .34am. You may notice a new change. A little different colors over here. Maybe a little bit of a different logo right there. But we still have the same squad. We still have the same people. We still got AJ. We still got Drew on the ones and twos in the corner. Me and Drew are one step closer to eating MREs. It's going to be fantastic. Guys, we're going to talk about SEC. We're going to talk about XRP. We got an ETH hack. Vitalik got hacked. Did ETH get hacked? Is all your ETH gone? So we're going to talk about the Vitalik hack. Also, FTX. What do they hold, everybody? But guys, we're going to have another video coming out pretty soon. Probably what? After the live stream. Do we know when that's going out, Drew? I'll have to check. We'll have to check. We'll have an answer by the end of the show. We have a video explaining a lot of things, explaining everything. We just hope that you watch it. We'll share it. When as soon as I get the tweet, I'll share it to everybody. But let's just get right into the show. Does that sound good to you, AJ? That sounds great to me. AJ, you look fresh today. You got the gel. You got the cool shoes on. You look tan. You look glowing. How was your weekend? I went to the first round of SMX in Charlotte, North Carolina, working for my weekend job, which is for Racer X Magazine. It's a very well -known motocross industry kind of thing. And I had an absolute blast. Caught up with a bunch of my friends. Spent way too much time in the sun, but hey, probably needed it. And the race was great. I'm excited. I might be going to the last round in two weeks in LA. Oh, did you see Johnny Crypto out there? Nope. He's the other motocross. Guys, we see Bitcoin is dumping. Okay, we're going to look at the charts pretty quickly. We might even bump it up a little bit just to get into it. Let's just pull it up. Let's just get right into the show, everybody. Yeah, you can see a fresh little dump. Let me hit refresh because, guys, it is not looking great on the short term. And even when you zoom out, you're going to see that we kind of broke some key levels. This is the 24 -hour chart for Bitcoin. Currently, we're coming in at $25 ,118. But if you look at the 7 -day, you'll see exactly what I'm talking about. We've been trading in this range. We spiked above it, but you just see that flat, flat range. And we go to the 14 -day. In the 30 -day, it looks even more sharp. Just hanging out, hanging out flat, and then we drop below. Let's go to the 30 -day. You see, we haven't fallen below this level in a while. And if we keep going, you'll see even more of the same. Back about around 3 months ago, we dipped down into the $24K level. So as long as we stay above this area, I'm not going to feel super, super scared. Now, you see the dump, AJ. Are you feeling a little worried, a little fear here? Well, I know Kelly is doing TA, but Drew, if you go to my chart really fast, one thing I just want to point out is that this line right here, this yellow line, what I talked about last week, the $25 ,300 area, that is a super important support resistance line from way back here, right? And if we lose this line, I am pretty worried moving forward. Very, very worried moving forward. I'm probably looking to fall to $23 ,000s, maybe worse. But I've been saying it for a while that this line is my make or break right now. So let's hope for the best. And that's Marcus. Wait a minute. What do you got going? Is that trading view or a puddle filled with oil? I didn't clean it up, but this is Lux Algo. With Market Cipher, I run a lot of stuff. It looks like craziness to you guys, but it makes sense to me, but I'll clean it up for next time. It looks like the console from a 1980s sci -fi movie where they showed NASA desk. That's what it looks like. Let's look at the rest of the market here. We have Ethereum down as well. If we pull up this level, you can see we're now at $15 .59, dropping down everybody. We do the same thing we do with Bitcoin. You see we're hitting some levels we haven't seen in a while. And if you go down, we're actually lower than we were three months ago. Bitcoin fell below where we were three months ago. Ethereum is, I mean, held above. Ethereum is falling below, so losing some key areas right there. The 180 day doesn't look better. But when you go to the one year, it doesn't look quite as bad. And it does the same thing for Bitcoin. You click on the one year, it feels bearish. We've been trading sideways. Everything just feels bad. But you click on that one year, kind of puts things in perspective like, okay, maybe it's not all over. Maybe we are on an uptrend on the long term here. All right, let's look at some more coins here. We have BNB down 3%, XRP down 5 whopping percent, everybody. It is down basically the whole week here, down 6 .2%. Keeps growing by. We see Cardano finally broke out of that 25 cent range, been stuck at 25 cents. Now it is below. Am I going to look to buy some cheap Cardano? Maybe not. I might hold off and look for some different alts there. We have Solana down 2 .3 and then TonCoin down 5%. We're going to go to the top losers and have an idea. This is not going to look great. The top gainers, probably going to be stable coins. I don't know. I haven't clicked it myself. Let's see what we got. We have one coin. No, wait, whoa, gold. Gold is up and optimism is up. I don't even know if we should count PAX Gold. So we have one crypto essentially that is up. That is optimism. And then we have a couple gold pegged stable coins that are down. If we go to the top losers, we have RollBit down in the double digits, everybody. I hope you pulled some profits because we are down 27 % on the week. Arbitrum down 14 % on the week and Apecoin down almost 14 % of the week. Apecoin down almost 7%, Arbitrum down almost 10%. Huobi down as well. Radix. Radix always has to get in that top five of gainers or losers. And you can see you kind of hit the mark there. All right, anything standing out to you in the markets? Are you looking to buy some or are you looking to maybe see if we go down lower? I'm waiting to see what's going to happen, especially with the support resistance line on Bitcoin. I'm being patient right now. I'm being patient. I'm sitting out. Yep. All right. Well, some people weren't patient and they saw Vitalik tweet out a link. And they impatiently just snapped in, hit that button, they signed in and they connected their wallet. And next thing you know, they got drained from this Vitalik hack, everybody. But it wasn't his wallet that got hacked. It wasn't his bank account that got hacked. But his ex -account did get hacked, everybody. Ethereum co -creator Vitalik Buterin's ex -account reportedly breached. Hacker makes away with $690K. Did they stop there on purpose? Almost $700K, folks. You can see he was leading to a left of $690K. As per Decrypt, the breach happened on Saturday. A post surfaced on his feed promoting NFTs from a software provider, ConsenSys, which turned out to be a scam link displayed to his almost 5 million followers and asked victims to connect their wallets to mint the NFT. Instead, the hacker gained access to the funds. I believe a couple punks got stolen. So most of what got stolen was NFTs, folks. So just say you got to be careful out there. Maybe people don't have a whole bunch of ETH on the wallet, but they have some NFTs. And so they're out there, they're just clicking things, they're linking things, and it didn't end up going well for those people. So you got to be careful clicking links out there, folks. I think it was a little bit of a FOMO. If I'm guessing what, if you see an hour -long post or, you know, and maybe, but when you see it's, you know, you refresh by following and it's a 14 -second link, you might go ahead and click that because, oh, you know, only 5 ,000. Maybe they go get claimed, you go on Etherscan, you see 17 people did it in the last two seconds. You're just going to FOMO in. You got to be careful out there. It happened. It does happen. It happens. Don't think that includes the values of the stolen punks. I thought it did. I'm not sure. We'll look more into that as this story has time to digest, everybody. Just here to talk about, okay, Tim. Tim and the investing bros are out there 9 to 10 a .m. Everybody, you can check that out. All right.
The Dan Bongino Show
New Mexico Governor Suspends Right to Carry Guns in Public
"A Democrat Here's Michelle Lujan Grisham, hilariously, again, one of the top five dumbest governors in the in history, claiming that constitutional rights are not absolute. Someone get this woman a competent attorney, please, before she buries the state of New Mexico in billions of dollars in litigation. Listen to this. He took a note to the Constitution. Isn't it unconstitutional to say you cannot exercise your carrying license, with one exception. And that is, if there's an emergency, and I've declared an emergency for a temporary amount of time, I can invoke additional powers. No constitutional right, in my view, including my oath, is intended to be absolute. There are restrictions on free speech. There are restrictions on my freedoms. In this emergency, this 11 -year -old and all these parents who have lost all these children, they deserve my attention to have the debate about whether or not, in an emergency, we can create a safer environment. Because what about their constitutional rights? I took an oath to uphold those two. Oh my gosh, someone rights? Get this woman a Charlie Brown encyclopedia?
The Breakdown
A highlight from Institutions Are Getting Ready for the Next Bull Market | Weekly Top Five
"Welcome back to The Breakdown with me, NLW. It's a daily podcast on macro, Bitcoin, and the big picture power shifts remaking our world. What's going on, guys? It is Saturday, September 9th, and that means it's time for the weekly recap. Before we get into that, however, if you are enjoying The Breakdown, please go subscribe to it, give it a rating, give it a review, or if you want to dive deeper into the conversation, come join us on the Breakers Discord. You can find a link in the show notes or go to bit .ly slash breakdown pod. Hello friends, back with round two of the dialogue news analysis show that I've been experimenting with with Scott Melker on Fridays. Still doesn't really have a name. So for you guys, it is just the weekly recap, but on this show, we're digging deeper into a bunch of things that we've covered this week on The Breakdown, as well as some things that we haven't. We talk about Visa's stablecoin settlement program, the FASB changing the accounting rule, a slew of discussions around Genesis and DCG, including Genesis suing DCG, a little bit more ETF talk because it's 2023. So what else are we going to talk about? And then the recent CFTC decisions against a set of DeFi protocols. As always, this content is a little bit more opinionated and analysis versus just what happened. And I think that if I have to sum it up, what all of these stories sort of look like to me or where their common through line is, is entering this phase of final cleanup and preparation and transition from everything that was to everything that will be. You're seeing half of the stories that come out about new TradFi integrations and institutional programs and infrastructure being built, and then half the programs that are about legal battles and cleanup from what happened before. To the extent that there is a shift in feeling among those legal battles, more and more of others and availing themselves of the legal system to actually get better policy made. And so I think net net the trend is towards positivity and the next thing versus being dragged down by the last thing. That said, there is still a lot of cleanup left from last year. So let's dive in and see what you guys think. So it was pretty challenging this week to get down to a top five in my very humble opinion, so much so that I kind of like listed a few honorable mentions here. I am not even in the top five apparently as a jam or JP Morgan moves into deposit tokens for settlements. Stake was hacked by North Korea once again. How can we stop North Korea from hacking us? We have apparently the U .S. authority is an FBI looking into DCG and the IMF saying not to ban crypto. And those aren't even in our top five stories. Pretty crazy week, I would say. But what is is visa taps, Lana and USDC stablecoin to boost cross border payments. Do you want to dig into this for me? It seems that they already were piloting this for quite a while. They've been doing it on Ethereum, but that they've now moved on mostly to Solana because it's faster and cheaper. I mean, I think there's a couple of things that are interesting about this. One is, you know, I think the overarching is Visa just absolutely plowing ahead with the integration of crypto rails as part of its normal course of business. I think what's meaningful about moves like this is that you're sort of moving out of the realm of, oh, it's a cute pilot project for the sake of headlines into this is just another option to settle transactions, which is the core business that we're doing. And I think putting kind of a fine point on that is the fact that this wasn't like I don't believe at least that Visa sat down with the Solana Foundation and cooked up something big. This is just Visa tapping into existing public infrastructure, making a decision to do it, which is exactly what you'd want to see in the normal course of sort of crypto adoption is, again, not sort of headline driven partnerships, quote, unquote, but just integrations of infrastructure. And I think that's that's what we saw here. Yeah, I agree. And Kai Sheffield, who's the head of the Visa side of this, did a great thread on it and said exactly what you just did. You basically said, listen, this is how this thread you guys should take it. This is how Visa works, right? When we settle a transaction, it's between the merchant and the bank. And this is just a better way to do it that we're piloting for anyone who wants to use USDC. They're effectively saying what we've known all this time is that there is a better way to do this, a faster way that eliminates intermediaries and settles even quicker. I mean, it seems like such a layup, but like you said, this didn't require them going to the Solana Foundation or calling a CEO. They just said there's an existing technology here that can make our business better and are adopting it. I think there's just absolutely huge. And yet again, one of those things that's not making noise in this bear market or this crypto winter, whatever we call it, that will be in a year. One of those narratives that we look back on and go, holy crap, Solana is working with Visa and this is how Visa is settling their transactions as we see Solana go up by a few hundred percent. I really think these are going to be meaningful stories in a year when the bull market picks up. I think one of the things that is going to be sort of fascinating to see is Solana has had a real trial by fire, which it was always going to, you know, anytime you have an alt layer one that rises to be sort of the darling of a bull cycle, it has to then go through a bear cycle and see if, you know, was it just venture capitalists taking advantage of a new narrative to make a bunch of money or does it have actual staying power. And Solana had it extra hard because of its association with SAM and FTX and Alameda. And so the fact that you still have people building on it that range from, you know, small projects all the way to sort of Visa, I think is testament to the fact that it's sort of gone through and is working its way through that trial by fire. Yeah, in fact, I mean, from a market perspective, you would think that because of the relationship with SPF and FTX that it was almost beaten down more, obviously, than it should have been and should be one of those that actually has further to rise, right? I mean, the reversion to the mean for Solana when you see the things Ethereum doing and that Matic and Polygon, these partnerships should be tremendous to see. There's still a ton of building happening on Solana. For what it's worth, that's been my assessment of a lot of, you know, we got down to, what was it, you know, 17, 18 ,000 in Bitcoin, you know, sort of the lows post FTX, and we decoupled from the larger macro to the downside. And I think a lot of what we've been doing since then is to some extent finding where the bottom was supposed to be for this cycle, you know, to the extent that there is such a thing. You know, it's always been kind of interesting to see people kind of, you know, why are we at 26 or 30 or whatever it's, you know, my feeling has been that it wasn't necessarily some sort of, you know, big move. It was just that reversion to the mean of, you know, this thing isn't totally dying. And we're back to sort of where the bottom might have been had it not been for catastrophic fraud all over the place. A hundred percent, even if you just look at sort of the four year cycle, we had what would have been the bottom on the chart when, you know, people view that metric in different ways, but where weekly RSI was oversold and all this bottomed around 20. And then all of a sudden we got this sort of FTX black swan, but retraced that across the entire market in just two months. So I really do think that right now, 25K is just sort of fair value. Right. It's where price was before and after Graysdale, before and after BlackRock and before and after sort of FTX. So I agree with that. I think that that means this is just that part of the cycle. Yeah. There's something to be said for people like not being real stressed out about where the price is too, just as a psychological indicator of that. Like, you know, yeah, it would be nicer if it was 30, but at 30, we're getting kind of excited. At 26, we're just sort of hands up shrug. I guess this is kind of where we are for a while. Absolutely. So I think the next story, and I think that this one is one of the biggest stories of the year, actually, is FASB's crypto accounting shakeup could learn more corporate investment. Michael Saylor and others argue for anyone who wasn't paying attention. You've probably watched the show. You've probably heard the nuance of this, but effectively we had Michael Saylor and MicroStrategy buying Bitcoin, sparking the last bull market. I think it's fair to say it was like August 2020, and that led to the massive run up Tesla buying, Square buying. And we saw that Michael Saylor sat down with, I believe it was 2000 CFOs of companies. We were all so excited that February of 2021, he was going to teach them all how to put Bitcoin on the balance sheet. Crickets, right? It absolutely didn't happen. And it turned out that was a result of the way that they had to account for their Bitcoin on their balance sheet, which was effectively to peg it to the lowest point it was during that quarter and then take the loss. And even if it was higher, you couldn't take the game. Well, those rules are now changing in 2025. So I don't think that this is a massive catalyst at the moment, but this opens up just huge potential in the future. Yeah, I mean, it's funny. I love the quotes around this one because the people who are on the FASB were basically like, it's very rare that we get to do something that's incredibly obvious, time saving and right. And but this is that, you know, and that's why it had a unanimous vote. It just the way that it was accounted for didn't make sense before. And to your point, Scott, you know, I don't think this is going to be a theme to any time you start to kind of look at institutions getting involved in some way, there's a temptation to view every story as it should be a bigger deal than it is. But really, it's all about the slow accumulation of normalization. And this is just another part of that. You know, no one is going to make the decision to put Bitcoin or either anything on their balance sheet because they know how to account for it, but they might have come close and not because they didn't know how to account for it or the way that they would have accounted for it didn't make any sense to them. So it's kind of a barrier clearing process that I think is part and parcel of where we are in the cycle as well. That's right. Now, if they want to, they can. And before, if they wanted to, they couldn't unless they were out of their mind and wanted to piss off their board and shareholders. Right. I mean, Michael Saylor obviously here saying fair value accounting is coming to Bitcoin. This upgrade to FASB accounting rules eliminates a major impediment to corporate adoption of Bitcoin as a treasury asset. Like I said, guys, this is a 2025 thing, but this is going to give those CFOs and risk managers a long time to actually consider this. And then James Lavish, I just want to point out, he did an incredible thread on this. If you're looking to have it explained to you, I think in more layman's terms, this is the thread you want to go to. Now, listen, we I think we all are clear on that one. This next story, we had to effectively like rope in five different things because this is everything grayscale at the moment and it's a monster headache, in my opinion. But the first one that I went, I think, went completely unnoticed as part of the Genesis story is they're shuttering their crypto trading desk for the U .S. market. This is their OTC trading desk. I'm going to be honest with you, Nathaniel, I didn't know that they still had a trading desk. Yeah, I think that's why they went unnoticed, because people would have assumed that it was just gone already. Right. But I really thought that in their bankruptcy they had capitulated and that their business had basically wound down. But apparently they were still a major player. And this is important because this is how huge entities largely buy and sell Bitcoin. Right. They're not going on Coinbase and placing a bunch of bits. Michael Saylor might be, honestly, but most of them do this through institutional OTC deaths. And this could leave a gaping hole. I mean, Max Boonen, who I love, said, so Genesis trading stops trading. Why? And no one on crypto Twitter is commenting on it. But at the same time, we see the news. Coinbase begins offering crypto loans to large U .S. institutional investors. That's the other side of Genesis's business. But clearly, Coinbase is coming into is stepping in to try to fill this Genesis vacuum. Yeah, I mean, it is a big loss to have sort of a prime brokerage esque service that, you know, the most notable one totally decommissioned. But at the same time, you know, you have to think that any institution worth its salt, any investor worth its salt, saw the writing on the wall, you know, basically probably as soon as withdrawals started being halted in November and started making other plans. So even if there was still business going through there, you have to think that some of that was starting to shift. It does leave a vacuum, but, you know, nature abhors a vacuum and so do crypto markets. And especially with so many institutions now lurking around the edges of the space, building infrastructure for it, you have to think that that's that gap is going to be filled by more than just crypto native companies like Coinbase real, real soon.
Spider-Dan And The Secret Bores
A highlight from Top 5 Worst Fictional Medical Professionals W/ Maff
"The question is, do I have a God complex? Dr. Kessler says yes. Which makes me wonder if this lawyer has any idea as to the kind of grades one has to receive in college to be accepted at a top medical school. If you have the vaguest clue as to how talented someone has to be to lead a surgical team, I have an M .D. from Harvard. I am board certified in cardiothoracic medicine and trauma surgery. I have been awarded citations from seven different medical boards in New England. And I am never, ever sick at sea. So I ask you, when someone goes into that chapel and they fall on their knees and they pray to God that their wife doesn't miscarry, or that their daughter doesn't bleed to death, or that their mother doesn't suffer acute neural trauma from post -operative shock, who do you think they're praying to? Now, you go ahead and read your Bible, Dennis. And you go to your church, and with any luck you might win the annual raffle. But if you're looking for God, he was in operating room number two on November 17th, and he doesn't like to be second -guessed. You ask me if I have a God complex? Let me tell you something. I am God. I am from beyond. Listen, and all you desire will be yours. Welcome to Spider -Dan and the Secret Wars. Prepare for prattle. Welcome to Prattle World. I am your host, the ever -amazing, ever -spectacular Spider -Dan. And in this podcast, I spotlight entertainment's best -kept secrets that a mainstream audience may find boring. And welcome to Secret Bore Stories, where I invite guests to count down a personal top -five list in high -fidelity fashion. And this podcast is a special request from the main man himself, Derek Esoterik. The music maestro has requested a very special podcast, and I've got a very special guest returning. The main inspiration for Derek's music, as we know, has been the most popular podcast I've had this year, funnily enough, with the guest that is joining me today. And it is everyone's favorite milkman. It's Maf, and he's back to list a top five. And I've got a top five, too, and many, many, many other people have a top five after asking this question. I'm going to have to read out all these comments, so many. I really appreciate all the comments, don't get me wrong, but there's a lot this week. So maybe next time I might have to start saying, guys, I love all your comments, but I'm not going to use all of them. But Maf, welcome back to another podcast and to Prattle World. How are you doing? Not too bad. Thank you very much for having me back. I remember when you actually mentioned this to me, you said, shall we do Doctors? And I went, Doctor, no. Yeah, you could have one as well if you want. Yeah, it's funny because you start trying to think through stuff, and I wanted to not go down the mainstream of what the comments were. And that's when we start delving a bit deeper. There's some that I've actually marked down that I'm going to have to go back and watch these films for some of the ones that I haven't picked, but I've got some honorable mentions. But there's some evil bastards out there, really. There is. Did you know, Maf, that again, I've not mentioned it, but we are doing, we are listing, if you've not looked at the title, you've not looked at the social media, you won't know that we're covering the top five worst fictional medical professionals. And this has been requested by Derek. He's like, get the doctors, get all the nurses. And there's only one person I want to play doctors and nurses with, Maf, and it's definitely you. We're going to get 10cc stats of a top five terrible, terrible medical people, healthcare professionals. We love the NHS. But, Maf, serious note, did you know that the healthcare or medical profession is where the most serial killers come from directly and also has the highest rate of murder in any given profession? That explains my list a lot, to be fair.
Bloomberg Radio New York - Recording Feed
Monitor Show 19:00 09-06-2023 19:00
"Economics to say that it may take another another two decades for China's GDP to beat that of the U .S. and even after that it may fall back behind soon after due to all sorts of different challenges so there you go Brian I mean this is something we have been uh talking about and keeping an eye on and it sort of goes down to these growth goals by the administration in Beijing yeah some interesting comments there by Bloomberg economics uh and runs a little counter to what we thought before demographics a big part of that story as well the next hour of Bloomberg Daybreak Asia begins right now broadcasting 24 hours a day at bloomberg .com and the Bloomberg Business Act this is Bloomberg Radio this is Bloomberg Daybreak Asia for this Thursday September 7th in Hong Kong Wednesday September 6th in New York coming up this hour a strong reading on the U .S. services economy bolsters bets on the fed keeping rates higher for longer shares an apple fall on a report that China has barred government staff from using iPhones at work and Chinese chip makers smic may have violated U .S. sanctions by supplying components to Huawei as young leaders disappointed Biden did not attend the summit looks like Biden is clear to go to the G20 though DOJ signals it is ready to indict Hunter Biden I'm Ed Baxter with global news two top five seeds advance to semi -finals at the U .S. Open I'm Dan Schwartzman I'll have that story more coming up in Bloomberg Sports that's all straight ahead on Bloomberg Daybreak Asia on Bloomberg 11 30 New York Bloomberg 99 .1 Washington D .C. Bloomberg 106 .1 Boston Bloomberg 960 San Francisco Sirius XM 119 and around the world on Bloomberg Radio .com and via the Bloomberg Business Act we are now an hour away from trading in Tokyo Sydney and Seoul it's hour two of DBA.
Bloomberg Radio New York - Recording Feed
Monitor Show 18:00 09-06-2023 18:00
"Flight, money moving out of China. We've seen some of that show up vis -à -vis the equity market, but I think the currency market story is going to be very interesting for us. All right, we'll be sure to be listening. That starts in just a few minutes on Bloomberg Radio. A big thank you to Doug Krasner out there on the West Coast, at least for this week. And also a huge thank you to Simone Foxman for filling Carol's shoes today. It's been lovely to be with you. Big shoes. It has been really, really great, Simone. Really appreciate you joining us for the entire afternoon. That does it for Bloomberg Business Week. I'm Tim Snider with Simone Foxman. Daybreak Asia starts now. It's higher for longer. Apple shares fall on a report that China barred government staff from using iPhones at work. And Chinese chipmaker SMIC may have violated U .S. sanctions by supplying components to Huawei. ASEAN leaders disappointed Biden did not attend the summit. Looks like Biden is clear to go to the G20, though. DOJ signals it is ready to indict Hunter Biden. I'm Ed Baxter with Global News. Two top five seeds advance to the semifinals at the U .S. Open. I'm Dan Schwartzman. I'll have that story more coming up in Bloomberg Sports. We'll be right back.
Tech Path Crypto
A highlight from 1239. Bitcoin ETF Approved By October? Bloomberg Intelligence INTERVIEW
"All right, so today we're going to dive into some interesting stuff. I think you guys are going to like it. It'll be breaking down some of the ETF news that, of course, we heard last week and, of course, some of the interesting aspects around what was going on with BlackRock. We'll break all that down today. I think you guys are going to love it. My name is Paul Baron. Welcome back into Tech Path. Joining me today is Eric Balshunis, who is a senior ETF analyst over at Bloomberg Intelligence. Great to have you on the show. Great to be here. Thank you. Hey, Eric. So a couple of things I wanted to kind of touch on. Obviously, some of the things that everybody was looking at last week was, of course, the delays. The letters started coming in on Friday. We saw all that happening. There was a little bit of a slowness of the BlackRock news. Just your opinion. Why do you feel like that was happening in the way that it was happening? Yeah. I don't understand because BlackRock was up after some other people, or before them, rather. And so it didn't appear as though the delays were chronologically rate -based. It didn't appear as though the delays were based on size. There was no rhyme or reason. It seemed random. And BlackRock came a little later. And the weird thing is, on the site where they consolidate all of them, BlackRock was never added. Yet, on a different place, they did delay BlackRock. So I've long equated what I'm doing here to Jim Garrison, played by Kevin Costner in the movie JFK. There's all these things that could be something, like did Lee Harvey Oswald act alone? And in the movie, he uncovers all this, some legit, some not legit, circumstantial evidence that there was multiple shooters and a conspiracy. So this reminds me of one of those things that probably means nothing in terms of that. That said, just the fact that BlackRock filed is big, and that does mean something. And obviously we can get into that, but certainly BlackRock getting delayed and Fidelity, it shows that they just delayed them all. For a minute there, there was a thought that would delay some of the smaller ones and just approve BlackRock and or Fidelity. But again, we had thought all along this was going to be delayed, because this lawsuit happened like two days before. So it was not a surprise. If they're going to put them out, I think they need more time to work with the issuers and develop some kind of a game plan and make sure all of the T's are crossed and the I's are dotted. So that would not happen in two days. So no biggie. All right. So you mentioned, obviously, the fact that BlackRock is filing in the first place. That's really the huge news here. When you look at BlackRock's position of filing, along with other major proponents, we'll just use there Fidelity as well. And you look at the likelihood with this, obviously, they have a very low ratio of losses when it comes to our non -confirmed ETFs that they've filed. What would make, first of all, what would make BlackRock to have this much confidence to go ahead in this market, the way that this market has been evolving with Chair Gensler and everything that's been happening with the SEC, it's not, it doesn't feel like it's a slam dunk. Why would BlackRock go out on a limb? Yeah. So we have a couple of theories. The best, I mean, BlackRock is a publicly traded company. They're looking to make money. Larry Fink has to appeal to his board that he's doing new things. And it does feel like BlackRock was full on into ESG. That kind of has died a bit. And it seems like this might be taking its place in terms of something BlackRock can do to grow its business, because you cannot make money battling Vanguard in terms of selling like cheap beta ETFs, because even at three basis points on $100 billion, it's not a ton of money and it's not a high growth area. It's growth for assets, but not necessarily for revenue. So we think they're obviously motivated by having a new area they can launch in. Vanguard will probably never launch a Bitcoin ETF, so they're worried about Vanguard there. They could charge a decent fee and they can make it have a new revenue stream. So I think that's largely their motivation. I also think Larry Fink, in my opinion, has heard some back channel that he thinks the U .S. is losing the sort of global battle to be a leader in the crypto space. And I think that frustrates him to a degree. So I think those are two reasons. Back to the revenue, though, think about this gold ETF GLD was launched in 2004, I believe. To this day, it's still the third highest revenue generating ETF, even though there's many cheaper ones. And the reason is, if you could be the big one that has all the liquidity or a lot of it, that gives you pricing power. You don't ever really need to lower your fee because there's just so many investors who just prize liquidity above all else. So we think BlackRock thinks they have a shot to be the one, the GLD of Bitcoin, and that that's going to be a nice little business for them. And we were talking, if it had the same assets as GLD, it would be, again, top five revenue generating ETF. GBTC, by the way, which isn't even an ETF, if it were, it would make the same money as GLD. So like two, GLD and GBTC are in the top five if you ranked all ETFs by revenue. And so I just think that's their primary motivation. I think they also like, what they tell you publicly is they're in the business of sort of democratizing investing and bringing down frictional costs. And I do believe they believe that and they would do that in this case. That said, I think revenue is definitely a motivator. Yeah, for sure. OK, so a couple of things you mentioned there. One, of course, is Larry Fink's position around ESG. He has been a very strong proponent of sustainable governance throughout the last few years. You know, in his letter to his investors over the past couple of years, that's been a big part of it. Now you move into Bitcoin. Bitcoin often accused as one of the most non -friendly carbon neutral tokens and projects out there. But yet at the same time, you have BlackRock potentially on the lead position here for an ETF. How do they balance that out? I get it that they've kind of backed off the ESG message. But how do you balance that out to the investors? Look, I mean, I'm just going to be frank. A lot of ESG, if you get too moralizing when it comes to ESG, it's tough because guaranteed you do something that makes you a hypocrite. It's just the way it is. So I think they backed off a little. And ESG ETFs haven't really sold that great. Even BlackRock took money out of its own ESG ETF from its models. Let's just face it. All this evidence is pretty strong that the term ESG is under pressure and ESG investing, I think, is also going to face some headwinds for like, what are we really doing here? How does it actually impact anything? It just, you know, I've seen this happen. This trend gets a little ahead of its skis. The media love this story. They really hyped up ESG. It's going to save the world. The millennials are into it. And then, boom, it started underperforming and it got political. And so reality set in and it's now going to be probably relegated to a very niche status in the ETF world. One to two percent market cap of the total. I mean, I look at it just in the sense of, hey, it's a capitalist market. Capitalists are going to do things that capitalists do, and that is find where the market flows. And this is obviously what's happening right now. A couple of things you had mentioned around the potential of this ETF going through. I know your percentage right now with you and James has been climbing. Have you changed your position since last Friday before the holiday in terms of percentage of approval? No. Seventy -five percent factored in the delay on Friday. We assumed that. We'd be shocked if they approved them. That said, we went from 65 percent to 75 after Grayscale. And the reason for that is in our 65 percent, we had a 70 percent chance likelihood that Grayscale would win based on our senior legal analyst. So the fact that they won gave us a little extra juice. The other thing is it was three to oh in terms of how that lawsuit was, the ruling came down. Two of the judges came from Democrats. That's really important because there are political workings here. Gensler has a Democratic boss. He is a Democrat. And if enough Democrats start to just move over on this issue and shift to the middle or to the crypto side, it makes Gensler's position more politically untenable by the minute. And so he could keep moving the goalposts legally, I think, as long as he wants. But it's going to begin to look more and more desperate and he's going to face more backlash. And this is a big deal for us. So we thought it was the decisiveness of the ruling, the language, like everything you said has to go out the window. Your whole reason for denial is vacated. And the fact that two Democrats signed on to that, huge. Then the second part was the media attention. Once every six or seven years, do I see ABC News or CNN have an ETF in the headline? I know this because ETFs are in their own little underground. Every now and then, though, something big happens. And ETFs were all over mainstream news. New York Times, ABC, Washington Post. This also matters because the headlines were like, SEC loses, paves way for spot Bitcoin ETFs. Well, now people are just sort of thinking this is going to happen because the New York Times said it and people on Capitol Hill read this. They don't necessarily read crypto trade publications. mainstreamness So the of the media attention and how they were presenting it also made us think that the pressure would increase. And our senior litigation analyst looked at the legal side and determined the SEC has very little wiggle room. That was his words. So when you add the PR aspect to the legal aspect, that's where we upped it a little bit to 75%. That still leaves 25 % for this theory, which is that Gensler being potentially a stubborn guy and or just truly, truly not feeling this should ever happen, even though, again, the stuff that's come out is way more dangerous, 2x Bitcoin futures, come on. Anyway, what he might do is he might lock into some other reason, like custody. I don't know what the custody is safe, then he might start to look at how custody could delay these further. And he may make that the next denial. Like I said, it's going to look more and more desperate every time they latch on to a new issue, but it's possible. And that's why we leave the 25 % opening for that. I want to jump over and onto the Grayscale side of things. From an analyst position, and you look at Grayscale's current scenario playing out, obviously there's a little bit of lead time here. Maybe they do some changes in the way they submit a spot ETF. What is in the future of Grayscale's potential of getting into the ETF game? So Grayscale is going to be tricky. We have this phrase that Grayscale may win the case and lose the race. I'll make some of those things rhyme if you're a headline writer. But anyway, Grayscale is a private placement trust that was just for accredited investors. We've never seen anything like that just, boom, become an ETF. We've seen mutual funds convert to ETFs. I think one closed -end fund converted to ETF, separate accounts, but I guess it's possible. It's just unprecedented. And given you just embarrassed the SEC, it's possible the SEC says, let's make you refile and get in the back of the line, and we'll prove all the other ones first. So this has been somewhat of our theory all along in why BlackRock filed. BlackRock saw a scenario where, I doubt the SEC told them this. That would be a little, I think that's illegal, but let's just say BlackRock thought of this whole scenario, which is, you could see this is a pretty viable thesis. Hey, let's file, because if the SEC loses to Grayscale, you know they're going to be pissed off at Grayscale pursuing them and embarrassing them. And maybe if we're sitting there waiting, just, oh, hey, by the way, SEC, if you want to use us and our new surveillance sharing agreement that we put in here, which is kind of novel, as an excuse as to like why you never approved Grayscale, and you can make them wait, and you can leave this whole thing with the adults in the room of BlackRock, right, you know we're not going to mess this up. I could see that appealing to the SEC, and I could see BlackRock seeing how that would appeal to the SEC. So you get to save face and kind of enact a little revenge on Grayscale in the process. Now, possibly Grayscale could sue them again for that, I don't know. But I see how that would possibly be one of the reasons BlackRock thought they had a route to approval first. Interesting. Well, I think in that kind of scenario, I mean, it makes sense in the essence of this being such a political landscape as it is right now, because you're right, it's all really kind of a card game right now, especially around the issue of ETFs. I want to get into the potential of the impact on the market. And I remember in a podcast you had mentioned potential here around $20 billion in the first couple of months, $150 billion in the first year or two. When you look at that market, do you feel like that is where this, this I'm assuming with BlackRock leading the way as kind of the premier ETF? Yeah, if you have a BlackRock ETF, okay, that's prime time. I mean, we have a saying on the team that BlackRock and Vanguard ETFs are the new IBM. And what I mean by that is if you're a 65 year old financial advisor and you were a broker 30 years ago, it used to be said, you could never get fired for buying IBM. It's just, it's just too good. It's like all American company. No, none of your clients are going to be like, what did you get me into? Now it's, you can't get fired for buying a BlackRock or Vanguard ETF. It's just, it's too good a deal. It's just too bulletproof. Whereas if you went into some crazy hedge fund and stuff, they make it mad, right? But BlackRock and Vanguard ETFs, solid. So once you put it into a BlackRock ETF, it sort of goes into this, it elevates it, I think, for the financial advisors who are like maybe willing to use as a hedge or an alternative, or they have younger, you know, their, their clients' kids are into it. And they're like, ah, now, now I feel comfortable, safe and willing to do this because I use ETFs in the rest of my portfolio. I trust BlackRock. I certainly don't want to custody it myself. They're going to do it. I feel safe with them. The fee's not that bad. It costs one basis point to trade, to trade. I think that's very powerful. And so when I come up with the 150 billion, here's the math, right? One is that's about how much gold ETFs have. Two is if you take advisors and wealth managers, they have $30 trillion that they run for the rich boomers of America, basically. If only 0 .5 % of that comes over, that is 150 billion. So that's, I think, pretty fair because I think you have some advisors who might allocate 2%, but then some that just find it to be repelling and do nothing. So I think 0 .5 to me seems like a pretty fair number. Even it could be low. That's how I get to the 150 billion over time. And gold is about there. So GBTC has 20 billion. So I think you could, let's just say that moves over instantly. That's where I get to the 28 billion pretty soon because either the people move or it just converts over. And then you get BlackRock Fidelity, you're adding to that. And I think also they'll steal some business from the exchanges, frankly. I think if you're in a crypto exchange and you're charging 30 to 150 basis points per trade, this ETF trading on NYSE at one basis point is going to be appealing. So I also think institutions could get into it, especially the one that becomes very liquid because I wrote a book called The Institutional ETF Toolbox. And institutions don't need ETFs generally. They can get everything on their own in separate accounts for almost cheaper than ETF. And they like it private. They feel like ETF is kind of like the dirty public pool down the street. That said, what the ETF does have is even an institution can't resist this liquidity. And it's also anonymity. So if an institution wants to get short or long crypto quickly, it would use this most liquid Bitcoin ETF as a way to put that trade on. We see that happen with GLD all the time. If you look at GLD or SPY, these are things that institutions can get. But the liquidity in them is great because they can go in there with no contracts, anonymous. They don't move the market and they can just get that into their portfolio quickly. So the most liquid spot Bitcoin ETF, I think, will even draw big fish in. So you add a lot of that together and I think you're looking at that much money. Now, let's say there's another FTX that could delay some of this. But I was pretty impressed at how quickly Bitcoin, how resilient Bitcoin was to FTX. It was in the gutter both PR and price wise for a little bit, but not that long. Like I said, Bitcoin, even though I don't understand every aspect of it, I respect its resiliency. It just keeps coming back. Yeah, it's one of those that has made its way finally into the mainstream. Now, I think a lot of this has been legitimized with companies like BlackRock obviously getting involved. But to your point, before we go on to other ideas around this, because there are other components key here that might make sense for how successful BlackRock might be. I wanted to go to James Saffert's post here, one of your colleagues there. Some of the key dates that, let me zoom in on that, you're going to look at a couple of dates here. You've got iShares coming in on 10 .17. There's quite a few coming up right here in the middle of October and even early October with GlobalX. They've got a refiling, I think, coming in. Anyway, when do you think the next potential timing would be for a lot of these potential ETFs to maybe get a green light, if there was a window here? Yeah, so I've got to be honest, I like October because, I don't know, first of all, it gives the SEC two months to work this out, roughly. October is when the Bitcoin futures ETF launched. We're also going to have a whole slew of Ether futures ETFs in October. As you get closer to Christmas, I think maybe the odds go down a little because the holidays hit. October is just a very vibrant month in general, and you've got a slew of deadlines coming up in October. But I sometimes put the deadlines aside and I think that, because if we're going strictly on deadlines, and they want to punt, punt, punt, the first deadline is ARK in January, final deadline where they have to approve or deny. And I don't know if they want to put ARK out first, and that'd be two months ahead of anybody else. They'd be playing Kingmaker. And I think after Bitto, they let Bitto out first like a week before Valkyrie, and Bitto has 95 % of all the volume assets. So I don't think they want to play Kingmaker here. So my guess is they're going to scrap the timeline and we're going to wake up one day and hear probably going to be a scoop or from Coindesk Wall Street Journal or something, or Bloomberg hopefully, that the SEC has decided to say okay to these and they're going to work it out. They'll launch in two weeks. That's my gut. I just don't know if they punt in October and they keep punting and they get to January and they actually deny ARK. I don't know. That makes it feel like just every other denial that's ever existed. So I don't know. I'm leaning towards we're just going to wake up one morning and we're good. I could be wrong. How does this play out, Eric? If that were the case, let's go the absolute negative side of this and they do punt and they finally go to the deadline. They don't push out ARK. They basically do a denial. What does that look like on BlackRock's record? Does BlackRock even worry about that at all or are they like, hey, this is getting out of hand here? You mean if BlackRock's denied in October again? No. I mean, look, what can they do? There's not a ton they can do. Well, if they approve others and let BlackRock, that would upset them, I think. But as long as they're in the group, their main goal is to be outburst. I think their goal is to be one of the ones launched on day one. So as long as that happens, whether it's in October or frankly next year, I'm sure they're fine with that. Now, I think the longer you wait, the longer you get into the situation of what I think also bothers Larry Fink, which is the US is behind the rest of the world in this big time. They've got spot Bitcoin ETFs all over the world and they work fine and they have less liquidity from big time market makers like we have here. So if they can work well during overseas a period like FTX and the percent premiums are pretty tight, they're going to work here. And this is why ETFs are so good. They allow arbitrage. And so I think by releasing the ETF in the US sooner rather than later, it just makes a lot of sense in terms of that race with the rest of the world. But again, Genzer clearly is tough. But the last SEC guy is Jay Clayton. And he said on CNBC after the Grayscale ruling that they have to approve them. It's inevitable. JP Morgan, my colleagues in the sell side, who I'll just say this. I feel we stick our necks out a little more and we're trying to be progressive. JP Morgan now finally after Grayscale says, yeah, they're probably going to approve them like, well, OK, well, welcome to the club. We've been here for a little while. Yeah. Very conservative position. Yeah. And Bernstein said the same thing. But again, as you get these bigger banks actually coming out, again, the narrative then becomes the SEC is approving them. And so, again, it's almost like a self -fulfilling prophecy at some point, especially, again, as you see headlines in The New York Times, it paves way, paves way.
The Bitboy Crypto Podcast
A highlight from Bitcoin Crash NOT OVER! (Sub $20k Incoming?)
"Welcome to BitBoy Crypto! Home of the BitSquad. The largest, the greatest, the most talked about community in all of crypto, folks. You know, I hope everybody saw everything that there was to see, and, you know, now is the time for support. Now is not the time for negativity. And we're just going to continue what we've been doing this whole week, which is give you guys access to information that might give you financial freedom. Does that sound pretty good to you? Sounds pretty good to me. Sounds like a plan to me, Deezy. Alright. Hey, in the Investing Bros, I heard that Deezy, there's a Deezy appearance? There was. Was there a Gary Gensler appearance? The best impersonation of Gary Gensler the world has ever seen, but you got to see it. Okay, yeah, guys, I pulled off my skin and there was scales there. There were scales there. I had a forked tongue. The whole thing, it was very, very lifelike and realistic. Let's just get right into the show, guys. We got a lot of ETF delays. What's happening with that? Who also didn't get delayed? You could probably guess the answer. You could probably type it in right now. You probably know. Also, Bitcoin NetFlows, we got that down. Guys, we got a DMV accepting crypto. There's a 1 in 50 chance it's in your state. Not technically, but close enough. Also, Robinhood and SPF FTX drama happening as well. It's going to be a great show. Thank you for joining, everybody. And guys, this is the Friday before a three -day weekend, at least for the Americans here. Do you guys have any plans for Labor Day? I labor, usually, on Labor Day. Alright, yard work. Love it. Drew, what are you doing? I have to move a building. Alright, we're laboring. We're laboring. Alright, I was in Colorado for rare evo, so I missed out on my yard work as well. I got to check my deer feeding situation. I'm trying to feed the deer, folks. Alright, well, you know what? Let's feed the beast, and that beast is Bitcoin, everybody. Where is Bitcoin going? It is down, folks. It is down, but don't worry. I'm going to show you a chart that's going to make you not feel as scared when you see some of these numbers, but first, we have the market cap. It is down significantly. Down 3 .6%. Bitcoin lost a little bit of dominance here. Market cap coming in at $1 .08 trillion. 24 -hour volume coming in right in the range. We like to see it. 50 billion gas coming in at 45 Gwei dominance. 46 .4 % and 18 .1 % for Ethereum there. Alright, so I said I was going to show you something on a chart that might make you not as fearful. You see Bitcoin down 4 .7 % here. Just refresh. It was 5%. Before that, it was 5 .5%. Let me show you what's about to happen. This is the 24 -hour chart. Guys, it feels like seconds. We are seconds or minutes away from that 5 % to be 4%, to be 3%, to maybe settle out. And in a couple hours, it's going to look like a 1 % or 2 % drop, depending on what the price does over there. So the 5 % is more the pain from yesterday. Just happened 24 hours and 30 minutes ago. So just stick around. We'll check the chart again in 30 minutes. We have ETH down 3 .6%. We have BNB down, XRP down, both down around 3%. Cardano its outperforming peers here. It is only down 1 .7%, gaining the satoshis, as we like to say. Solana now below 20 bucks. What do you feel about a below $20 Solana, Tim? Yeah, no, I mean, that's one. Again, we don't necessarily love Solana, all the things about it. But you can't argue with the results of the price action. I think it's going to at least get back close to previous all -time highs. It's probably going to be in my bag. I think Solana is one that could have an interesting bull run, Deezy. Very interesting. Very interesting. You know, interesting tidbit by Crypt2grave. They actually told us what we're really supposed to do on Labor Day. Go buy a mattress. Supposed to buy a mattress. I might actually, now that you mention it, I am going to go to the furniture store. Shout out to Woodstock Furniture. I got to get some bedside. I have some stands that almost burnt me to death, folks. Stick around at the end of the show. I'll share this story and how these nightstands almost killed me and my fiance. This story is going to blow your mind. But let's get back to crypto, everybody. Let's go to the top. Whoa! TonCoin. I heard it was moving, folks, but I did not know it was moving that well. In this downtrodden market here, it is up 8 .6%. I have a sneaking suspicion it's going to be leading the way here. It certainly is. TonCoin leading the way. ThorChain also. Shout out to CryptoThor. ThorChain up 2 .1%. Iota up 1%. Now let's go to the losers. Probably going to be a bloodbath, folks. It's going to look like an arena in Roman Coliseum here. KuCoin shares down 10%. I have a small amount of KCS. Just a small amount that, you know, just been kind of compounding, you know, staking it. Obviously, way, way down on that. I probably should have just put it into fiat when it was like $50 back in the day. It's probably $30. Rollbit. Rollbit is down a lot. I wish I would have taken some profits three, four days ago. Did not. Now I'm feeling the pain. Theta Network's down. Stacks. Back to Stacks. Tim, Stacks is one of the top four movers again today. Yeah. I don't know why. And also, I say Phantom. You also see a Phantom in there as well. Phantom coming into number six. Number six on the losers. Any coins right here of these top five to 10 losers that you see, hey, maybe we're starting to get close to an entry point. Of these five. Good question. Good question. Optimism. What are your thoughts on Stacks? I don't know a lot about the fundamentals of Stacks. The price action itself, it could be something that you see something more interesting happen. I'd have to go back and loot like some more in -depth technical analysis. I think I've done Stacks TA like once on camera and I don't own any, so I don't do a lot of it even privately. But I mean, my limited access to it, I think Stacks is interesting. All right. All right. DZs. I'm going to say the name now. Finally, I always call it DZs legumes. I think it was DZs peanuts, I believe is the same person. Now it's DZs hairline holding his bag of 2 .5 chain link. Guys, I have four chain link. OK, the just the consideration that I would have less than three is ridiculous. I have four chain like everybody. I will never have less than four. It's only going to go up, folks. It's only going to go up. All right. Let's get real quick. If you do want to, you know, check out as our coin gecko. We also check out coin marketing sometimes, but I like coin gecko more. Which one do you like more? I always use market cap, coin market cap, but gecko, it's solid, too. Honestly, I haven't found a reason to choose one over the other yet. I only choose it because the font is larger on coin gecko on the very, very top right here. So it's a very, very arbitrary arbitrary reason here. Now, what do we have next? We have the top story. It's the ETF delays, folks. It's not looking good. I saw a little we're in the matrix there on the little side camera. But let's talk about what is going on with the ETFs. ETFs delayed. SEC delays verdict on BlackRock's ETF application. Will Bitcoin ETF see the light of day after grayscales win? They decided to postpone its decision on spot Bitcoin ETF applications. Will these proposals be greenlit and win? They did on the ETFs on seven of them, including one submitted by BlackRock. So BlackRock's Wisdom Tree, Invesco, Wise Origin, VanEck, Bitwise and Valkyrie published ETFs in the Federal Register on the 19th. However, they have now postponed it by 45 days. So before they were going to have to rule. Wait a minute, is that Labor Day? No, wait a minute. Saturday? Sunday? Yeah, they were going to have to rule on Labor Day. Looks like now they would never do. They would have done it today would have been they would have done it today. They had to do it on a holiday. They always have to back it up to the previous workday. All right. Thank you, Tim, for the alpha there. All right. So it looks like now they're going to be pushing it until mid -October. Just in time for the Christmas decorations to hit the local Wal -Mart. Actually, that happens in September, right? I always know. Well, I always grew up decorating the day after Thanksgiving. OK, I feel like that's normal. Yeah. When does the store? I don't know. I don't know. I feel like stores start Christmas stuff. And I feel like Drew probably has a really strong opinion on this for no reason whatsoever. But, Chad, should I put out Halloween decorations this Labor Day weekend? We have a big inflatable cat. Shout out to cat. You know, we got to get the cat. So is it too early for my Halloween inflatable cat? I would say you could definitely start Halloween mid to late September. Cryptofeen said, I said I had six Chainlink yesterday. You are a liar. I have three and a half Chainlink. I've always said I have three and a half Chainlink. I've never had anything but 3 .5 Chainlink, everybody. All right, back to the ETF here. To the frustration of those in the industry, SEC can delay its ETF verdicts here for a maximum of about six months. They had already delayed its deadline from Cathie Woods on August 11th. So the latest one comes after they sided with Grayscale. And despite the postponing of the latest series of applications, Nigel Green, founder of the group Devair, said in a statement that Grayscale's victory now makes spot Bitcoin ETFs in the US an inevitability. All right, I'm feeling good about that. I'm feeling positive about that. I'm feeling bullish.
The Bitboy Crypto Podcast
A highlight from BREAKING Grayscale Wins SEC Lawsuit! (MASSIVE Crypto Pump!)
"Welcome to BitBoy Crypto! Home of the BitSquad, the largest and greatest crypto community in all of the Interwebs. My name is Deezy. We're here at 11 .33am. Shout out to Sam Price. We started on the time on purpose. Shout out to Larry Bird. It's Tuesday, August 29th. We got Drew and AJ. How are we all doing today? I'm bullish. Anytime we start the morning with the pump, especially some good news, I mean, come on, we can't hate on that. Let's go. Yeah, we're going to talk about that. We're going to tell you why the markets are pumping. It has something to do with an ETF, folks. Also, we have some XRP news. We got some X news. Is Elon bringing back Doge? Is it happening soon? Did he just get a license? What was that license? We got an NFT being targeted. ETH interests all time low. We're going to talk about Cardano. We're going to talk about Charles Hoskinson and aliens. And then maybe at the end, if we got time, me and AJ might talk about rare EVO. Fantastic time out there. I had a really, really good time. So, grayscale ruling is just a bunch of hopium FUD ammo for more Bitcoin movement. So, we're going to talk about that. But first, AJ said the markets are pumping. Let's look at the markets. What is going on with the markets? We're going to refresh, make sure we got that fresh data. The market cap of crypto industry is up 3 .6%. We're coming in at $1 .13 trillion, everybody. 24 -hour volume. Only coming in about $42 billion. I'm surprised it's this muted. It, you know, averages around 50 when things get a little bit excited. Can touch 100 on an exciting day. So, surprise is so low. We have Bitcoin dominance coming in at $46 .9K. Gas is up, though. It is up to 90. So, it looks like people are using that EVM, getting in and out of those altcoins. Now, AJ, do you think they're getting into ETH or out of ETH? That's a really good question. I know volume has been down lately. I'm personally looking at the Bitcoin chart right now on my screen as we speak. And it's really good to see, if you see this right yellow line here, this yellow line, Bitcoin put in a higher low if it's turning around here. And if it stays in that range, I mean, there's nothing wrong with that. Obviously, losing the year -long trend line, this white line here, bad news bears. But the fact we put in a higher low right there, I mean, that's a good look, at least a good start. All right. The trend is your friend, so it isn't great seeing that trend break there. But let's look at individual crypto prices here. We have everything pumping over the last hour or two. We have Bitcoin up almost 5 % on the day, essentially making up the entire week's gains here, up 4 .9%. ETH is up 4 .1%. BNB up almost 5%. XRP, only up 3 .3%. Cardano as well, only up 3 .3%. But Dogecoin, maybe off the Elon news, it is pumping a little bit harder. It's coming in at 6 .3%. And TonCoin, this morning, one of the few coins in the green, but with the bullish news with Grayscale, it is now pushing 10 % everybody and as well as Bitcoin Cash pushing 10%. If we look at the top gainers here, what are we going to see? Are we going to see your portfolio? If we see your portfolio, make sure you hit that like button where you have stacks. What is up with stacks always leading the way, whether it's gainers or losers, AJ, it's always stacks. Is it? I just see stacks in the top five of movers a lot. That's a fair point. I actually like, that's one of those coins that like, I just never really follow. Like, you know what I mean? I know what it is. I've seen it, but I'm just like, Stacks is up there with radix. You see radix doing that a lot. You see stacks doing a lot. There's a couple other coins. You always see injective. You often see that. Yeah, that INJ is definitely one that I've had my eye on at least for this year. It's really hard to ignore the price action on INJ. And hey, look at VeChain, you know, not doing bad. And over the VeChain shirts, I had to give them a shout out. I, you know, after the price prediction video I did with VeChain, I met the VeChain people at Rare Evo. Super cool. Super cool. Maybe it might hit up a UFC fight with them at one of these points in time. It's hard to not be bullish on that project, not going to lie. Cool. We have a Bitcoin cash up 8 .8%. Roll Bitcoin 8 .2. Still having a good week. 36 .9. I held on to most of my bag. I took some profits when we hit that local low or local high there. We have Dogecoin up, Optimism up as well. Avalanche ETH classic, a coin I haven't even thought about in a long time. It is up five and a half percent, but who's losing there. We got everything pumping. Is someone dumping? All right. We have Caspa. This might look, I keep saying, Oh, I'm gonna buy Caspa. I'm gonna buy Caspa. I haven't bought Caspa. What is going on? Why haven't I bought Caspa? Mostly because KuCoin shut out American users. I got to find another exchange. Probably looking at Bitget. Tim's around. Tim's around. Let's see. So we have Caspa down 3%. SWE down 2 .4%. Apecoin erasing the gains from yesterday, at least half of them is down 2 .3%. And then after that, nothing really has fallen too hard. Kronos is down, but still slightly up for the week there. But are you ready to talk about some grayscale? Dude, such, such good news. Such good. I mean, to be fair, there is a difference between, you know, the news this morning and a spot BTF approval. There is an ocean between those two things, but it's really good to see bullish sentiment, especially right now. And you know, like I said, putting in the higher low. Yeah, let's get into the story. All right. All right. Let's see. Again, make sure you follow us. We're at a 1 .45 million followers here. Let's see. All right. So we have court grant. This is a breaking story just happened. I mean, you see with the crypto pumps, there's not a whole lot of articles on this. We're going to go over this one here. Court grants grayscales petition for review in Bitcoin ETF case against the SEC. So the state court of appeals or the state's court of appeals granted their petition for review this morning is a three judge panel for the DC circuit court of appeals. And they sided with grayscale in the battle against Gary Gensler and the sec. This came after they sued the sec a long time ago, folks, at least in crypto land, June of last year, when they blocked them from converting its Bitcoin trust to an ETF. We remember, you know, this was a bullish narrative about two years ago, but it's not all the way where we want to be, which is a spot ETF. They argue that the approval of ETFs investing in Bitcoin futures, but not proposed con products would hold a Bitcoin directly is arbitrary and capricious. The judge granted the petition for review in order that the commission's order be vacated. So it means the sec has to review the application, which it had previously rejected. So before they got, you know, they got the resume and they just threw it out the window and say, Hey, look, we don't need to look at it. Grayscale saying, Hey, that's not fair. You actually need to, you know, how about put some eyeballs on it? How about you assess us fairly? And how about you give us a real accurate ruling? Don't just have this arbitrary and capricious ruling. And that's what they're saying here. So the CEO of Grayscale said on Tuesday that the company's legal team is actively reviewing the court's decision. This is a monumental step forward for American investors, the Bitcoin ecosystem, and all those who have been advocating for Bitcoin exposure through added protections of the ETF wrapper. This is huge, but I don't know if Grayscale is going to be able to beat BlackRock, AJ or Drew, you know, I just don't see that BlackRock is going to come in with the bronze medal. Does BlackRock get bronze medals or do they get gold medals? I think they get gold medals. Now, maybe it's a tie. Maybe a lot of people are approved at the same time, but I don't see Grayscale getting the gold and BlackRock is just happy with the silver. That's my take.
The Dan Bongino Show
Dan Bongino: We Don't Need Cable News Anymore
"Stuff's important. Another thing that's refreshing is the explosive growth in new media. I put out a tweet earlier today. The August iTunes podcast rankings came out and we were number two. It was for conservative podcasts. It was Ben Shapiro, number one. I was number two. Megyn Kelly was number three. Walsh was four. And Glenn Beck was five. you And know, this morning is interesting post -workout. I'm just sitting there like washing my hair in the shower. Right. And I'm thinking, gosh, I never put two and two together. The top five podcasts, at least on iTunes. But that top five is pretty stable across Apple, Spotify, you know, different video platforms. I came to me. It's so strange. None of those people have a cable news contract. The top five people, people listen to podcasts and you meet none of them are affiliated with cable news in any way anymore. None. Not Shapiro, not me, not Megan, not Matt Walsh and not Glenn Beck. And I thought, gosh, this is great moving forward, too, because the power of new media is so profound now that although cable news isn't bad, people said that about talk radio. That's talk radio found way. a You're listening now. Talk radio is going to be just fine. Cable news is going to die. Cable news will be fine. It'll be a different audience, a little smaller, but it's not going anywhere. But I think the point I'm trying to make is the importance of cable news. We don't need them anymore. It's nice to have them. I worked there at Fox. I enjoyed my time there. But we don't need them anymore. In this election cycle moving forward, if we win, there's going to be voices out there that are now unchanged from any corporate boards or anything like that who are out there doing their own thing. You don't have to like
Game of Crimes
A highlight from 113: Part 2: Tye Holand is Saving Children with Operation Underground Railroad
"That's the devaluation of life. That's what's hurt us in so many different areas. Well, let's start setting the stage for a little bit because we want to talk about Operation Underground Railroad. So as you're going through this career, was it just time for you to retire? I mean, did you max out on what you get from retirement? Or did you say, I've had enough, I got to go do something else? What was your decision on pulling the pin? Well, I think we all got to a point or get to a point where you kind of know you're done policing, but I wasn't done serving. And so that's where I was kind of conflicted. And since 2006, I've been in kind of this human trafficking realm. I worked with a group, International Justice Mission, and I was a contractor with them. And so I did a lot of work in Southeast Asia, infiltrating organizations and bars and nightclubs and finding trafficked victims. So I did that for many years. And then in 2016, I got hooked up with Operation Underground Railroad. And so I was doing work with them on a contract basis. So I would go to any number of countries and do cases and stuff like that. So in late 2021, we started talking and they needed a director of special operations. And so it kind of worked out where I said, okay, it's time, I can go do this and still serve and be a part of a fantastic, fantastic organization. Hey, so let's set context for this. But just out of curiosity, you've been looking at this subject for a long time. What are the top five worst countries for this? You know, shoot, top five worst countries. Because everybody thinks about things like Thailand, you know. Kind of areas. I mean, there's, I would say more areas. I mean, you got Southeast Asia, you got Central America. You got a lot going on in the Caribbean. You have a lot going on in South America. I mean, name the spot. The sad thing is it's going on everywhere. Because human trafficking is, I think it's $150 billion a year industry. It's second only to narcotics, the drug trade. Human trafficking is, and it's true. The cartels. Well, it's becoming more lucrative for the cartels with less risk than trying to, you know, narcotics, you know, drug smuggling. Oh, absolutely. I mean, they're not, the cartels aren't stupid. And they know, they know that, you know, a kilo of cocaine can be sold one time. You've all heard this analogy. But, you know, you get a 14, 14, 15 year old girl, and you can sell her 10 times a day, 10, 12 times a day for umpteen years. And look how much money you made off of one person. Well, let me ask you, when you're talking about the worst areas of the world, is that where the kidnappings are taking place? Or is that the people who are partaking of these innocent victims? Well, the vast majority of, or a large majority of trafficked kids are from a known person to them. Whether it's their family, family, friend, clergy, any number of different things. But they're of a grabbing person in that, absolutely. But the majority of it, or a large, large section of it is by people that they know. And what do they get, and what are the folks that are doing it, getting out of it? Are they, this is the, it's a money transaction for them, right? They get something for this? Oh yeah, they get the money. No, I mean, but the person like you said, a clergy or a family member, like the girls introduce a girl into something, and she ends up being used. Is this a money transaction for the girls? It's a money transaction for the person that did it. The mom, the dad, the cousin, the uncle. Wow. And so, taking that just a little bit further, what are the worst countries or locations of people who subscribe to, you know, sex acts with underage children? I would say the United States is the number one purveyor of it. I would say, you know, you have United States, Britain, or, and then, you know, Australia, you have those. When I was in Southeast Asia, I mean, I can't tell you the amount of Americans and Brits and Australians that I saw over there. That's where they coined the term sex tourism from. You'd go over there. And now the one thing, the only thing that came out of that, I mean, they did finally end up passing some laws to make it a federal crime. It was tricky to establish jurisdiction, you know, how do you have jurisdiction over something that happens in Thailand, you know, or Australia or places like that. But have those laws been effective at all? You think it's slowing this down? Oh, there's been absolutely, there's been people held accountable that were caught in a foreign country doing.
Overthrowing Education
A highlight from Encore of Episode 2: Jon Cassie: Game-Based Learning
"Hey, it's Batsheva. I've pulled this episode out of the archive vault for you, in case you hadn't heard it before. But if you have already heard it, well, you might want to listen again because this time you'll know all the answers to the 5 -Minute Game Show. And also because there's always something to learn from my wonderful guests. With the exception of adding this intro, I'm bringing you the original episode in its original form, which is also kind of a time capsule. So enjoy. The Arting Institute presents Overthrowing Education with your host, Batsheva Frankel. Today's episode is sponsored by Edu Game -o -rama! My students are so bored. I've tried to pepper my lectures with jokes, funny PowerPoints, and once I even tap danced throughout my class. The students just complained of headaches. I'm not the best tap dancer, as it turns out. What can I do to engage my students more? You need to change your bored students into board game students. What do you mean? Why sounding deep male voice? I mean, it's time to get with the 21st century. It's time for Edu Game -o -rama! Ed? The Guru -Lama? Uh, no. Edu Game -o -rama! It's the quick acting wand that you wave over your lessons and turn them into critical thinking games and student -centered gamified learning activities, guaranteed to engage even the most disaffected student. Is that all it takes? Just a wave of the Edu Game -o -rama wand? Well, that and a lot of creativity and work on your part. I'll do it. I'm saying goodbye to frontal teaching and hello to giving my students a deeper understanding and more engaging experiences. Edu Game -o -rama! Order your wand today! Side effects of Edu Game -o -rama may include complete student engagement and deeper learning. Thank you for joining us here at the Arte Institute for Overthrowing Education, a humorous and helpful podcast for positive change. I'm your host, Batsheva Frankel. In today's episode, Game Changers, I interview games and gamification expert John Cassie. In our conversation, we reveal lots of tips and tools to inspire educators to integrate this engaging pedagogical approach. If you are a student who loves games or just wants a more hands -on and fun way to learn, pass this episode on to your teachers. At the end of my talk with John, I subject him to our five -minute game show, of course. And then, for our segment, In the Trenches, with real teachers and students telling their stories, we have a really special treat. Educator and professional storyteller, Mikayla Bly, tells her hilarious award -winning tale about her gamified curriculum. Give a listen. You won't be sorry. But before we get into all that good stuff, I want to answer a question I've heard quite a bit since starting this podcast. What exactly is the Arte Institute? Because we always start the show with the Arte Institute presents Overthrowing Education. So let me tell you. About seven years ago, I started teaching at this amazing school called Arte Preparatory Academy in Los Angeles. I immediately connected in an educationally philosophical way with the head of Arte Prep, Jim Hahn. We constantly geeked out over the best and most engaging practices, ideas and approaches. And we worked with the faculty to keep making the school better and better. But Jim and I have another broader goal, which is to help all educators, students and parents understand what great education could and should be. And thus, the Arte Institute was founded. To learn more about it and about Arte Preparatory Academy, find links at overthrowingeducation .com. And now here we go. Today on Overthrowing Education, my guest is John Cassie, who I first met after I read his book, Level Up Your Classroom, The Quest to Gamify Your Lessons and Engage Your Students. It was such a great book. So I checked his website, which is, by the way, johncassie .com, and I read his educational philosophy and I immediately knew that we would be friends and that we had to work together. So more on that in a minute. So first, I'm going to tell you about John. He's been a teacher and education leader since 1997 at independent schools in Dallas, Los Angeles, Pittsburgh and in Orange County, the one in California. He is currently director of innovation at TVT Community Day School in Irvine, California. And in his very cool job, he collaborates with teachers and learners to use data to improve instruction and develop curriculum in STEAM, design thinking, digital literacy, maker informed methods and, of course, gamified learning, which is one of the things we're going to talk about today. He's also traveled extensively to speak and consult on curriculum design, program development, game based learning and gamification and education, as well as GLBTQ issues in independent schools. So he's done a lot of really great stuff. John is also the founder of Game Level Learn, which also, by the way, has a great educational podcast. So make sure to give that a listen. And last November, Game Level Learn teamed up with us at the Arte Institute to present the first annual Game Level Learn Con for educators. It was an amazing day of professional development and a lot of fun. So if you want information on Game Level Learn Con 19, check out either gamelevellearn .com or thearteinstitute .org for details. Wow, that was a lot of introduction, but he was well worth it. Hi, John. Hi, Beth. How are you? I'm good. I have so many questions for you and so many things I want to discuss because I love speaking with you about education. Same. And you're so passionate and have so many great experiences. So first, I want to find out how did you get involved in education to begin with? It's the only thing I've ever wanted to do. I've never had any career goals that were not well for about six months. I thought about hotel and travel administration, like doing a business degree, but that's better left for an entirely different podcast. Yeah, things we're glad you didn't do. Yeah, right, right. So I've always wanted to be in education. I thought for the longest time that I'd be in a university setting. But as it became clear that the university setting was really much more about research and less about teaching, that didn't feel quite like the right fit for me as much as being in there, working with teachers, teaching and learning and innovating on teaching and learning practice, which has always been something that's driven me. So I hear that I find the same. And so I'm glad you did take that route led to some great stuff. So let's I want to jump right in and talk about the difference between games and gamification, because I love them both. I use them both. And I think there are many ways to use both in a class, but I think a lot of people don't really understand the difference. So let's talk about that. Yeah, it can be a little tricky when you're getting into this particular method to to fully grasp what's being talked about. Right. A game based learning environment is an environment where you're taking some kind of a game that has been published or designed as a game, which means that it's got a set of rules and there are ways to win. And it's meant to be entertaining and enlightening and a mental challenge and all of that. But it's in the service of playing the game. It's in the service of the game's rule set. There are plenty of games that exist that you could use very productively in a classroom setting, play the game as designed, and you actually could get an executed learning objective out of it. Before you continue, I want you to give a few examples of those. And then after you talk about gamification, I'm going to talk about the third category, which I call deeper learning games, which I'll explain. That's that's my jam. So everybody tell what are some games, like if I'm a history teacher or I'm a science teacher or something, what are some games like out of the box games that might be really cool that you can think of? So just a couple that come to mind. There's a game that was published and I'm talking only in the tabletop space. I'm not talking about video games. There's nothing wrong with video games. They're dynamite. You know what? I'll raise one just to give the example. OK, but I talk more about tabletop because it's a little bit more accessible. Right. I think one example is a game called Codenames. Codenames is a game about vocabulary pattern recognition. So you are giving if you're giving clues, you're looking at a grid of words, five by five. So twenty five words and you've got a little card in front of you that tells you which words of those twenty five. You're responsible for getting your team to guess the team that wins is going to have a clue giver who's able to look at the words and say, OK, well, if I say the word Jupiter three, they're going to pick these three words because they all have some kind of a connection to that word Jupiter. Right. Or, you know, sunshine, too, or whatever. You know, it's like I think sunshine connects to two words. So you're going to tell people that now that's dynamite for vocabulary building, because if you can make analogies and connections between words, not only do you understand the word on its surface level, but you understand it on a more abstract level. Right. So for, you know, all those people doing vocabulary building, anything in your discipline that has vocabulary building within it, you just pull the codenames words and proceed. Right. There's another great game called Machi Koro. That one I haven't heard of. Yeah. Machi Koro is a game about community building. So what you do is you have a little pool of money and you use that pool of money to buy increasingly complex buildings that you use to form a town. And the town, by virtue of what you choose to build, generates revenue based on how other players act and on die rolls that you make and what have. But it's a really nice, easily accessible game to understand how communities are built. That's great. Yeah. A game that I use in my entrepreneurship class called Letters from Whitechapel is a collaborative game where one character plays Jack the Ripper. Right. So it's a it's a high school thing. Right. And everyone else plays police trying to find him. Jack moves around the board using a game mechanic called hidden movement. So the Jack player is writing where he is on a piece of paper behind a screen. The police are investigating across the board, trying to find evidence of where he was. They can make an arrest if they arrest. They declare an arrest action on Space 28. If Jack is in Space 28 when they arrest, the players win. Now, I use that to teach collaboration because the game is so perfect. It's such a pure example of a cooperative, collaborative game that the only way that you can win really is to have effective collaborative team practices. And businesses that have those are more effective than businesses that don't. And learning environments that have those are more effective than ones that don't. And so since collaboration is such a central skill in entrepreneurship and certainly it's certainly important everywhere else. But in entrepreneurship, it's critical. It's a great way right out of the box to teach that skill. So games like those are examples, right? Codenames, great in a middle school setting. Machi Koro, totally playable in upper elementary. Letters from Whitechapel, you want to play it in a high school environment. And, you know, if you go to gamelevellearn .com, I've written about 50 essays looking at the different kinds of game mechanics that exist in games. And giving you the top five, what I think of the top five games in each of those mechanics. So if you wanted to do something that was about collaboration, you could just go to the site, look at the essay on collaboration. Pick one of those games and you'd be good to go. Yeah, I have to say that your website is just full of resources and it's a great thing to check out again. For people that's gamelevellearn .com. That's the games. Yeah, it's game based. That's game based. I want you to talk about gamification, which I also have been using more and more in my classroom. I've done some really cool stuff with my honors English Shakespeare class, history classes. It's great. So tell me about it. Now, gamification is a term used to describe the application of game elements like game mechanics or reward systems or winning or, or, or, where they're not strictly speaking incorporated into a game itself. A classroom gamified uses the procedural tricks that make games fun to play in the service of making learning more engaging, more social, more collaborative or more critically focused, depending on what your objective is. And, you know, in the book and, you know, level up your classroom, I go on at length about different ways to do that. But the idea here is take a game that's fun to play and look at how mechanically the game works. Then strip away the game content, leaving only the game's engine. From there, insert your content into the game's engine and away you go. It's great. And it really does help engage students. And you can use those mechanics to go to deeper places. It isn't about doing the Jeopardy board answer thing. It's about really using the mechanics to move the curriculum forward. That's right. Yeah, it has to be in service of a learning objective, right? This is one of the things that I say and, you know, my co -host on the Game Level Learn podcast, we say all the time, we make two points. One, this is not about the game. It's about the learning objective. The learning objective might be serviced by an environment that is either collaboratively or individually competitive or where the kind of leveling character development concept that you get in some board games and you get in some video games would be useful. Then deploy them because they're going to make the learning better. If they're not going to do that, do something else. And that's I think sometimes folks bogged down there. The second thing we say is, quote, play all the games. Because if you're going to do this effectively, the more games you have yourself played, the more different engines and mechanics you will have encountered. And therefore, you'll be able to say, I see for this learning objective, I really want to bring in a tile building mechanic like in Spring Meadow. OK, I can do that. Or I really need to build sort of these interesting decks of cards for players, player learners, like in the game Dominion. But if you've never played Dominion, you'd never have the idea, which is one of the things that I think sometimes trips people up. They hear game based learning or they hear gamification. They think what we're talking about is a slightly more sophisticated version of Jeopardy or Monopoly or Sorry. Or Chutes and Ladders. Well, you know, if the only poetry you've ever read is a Mother Goose fable, why do you think that you would be able to use it in any kind of meaningful way? No. Read more poetry and you'll be able to do more poetry. You know, if this is something that's of interest to you, but you're not a gamer, go to and go anywhere. There's plenty of game cafes. There are game days and libraries. There are friendly local game stores everywhere, and most of them are full of really keen, friendly people. And if you went up and said, hey, I'm trying to learn some things, anything you can teach me, there's always going to be dozens of people in those places who are like, absolutely. Come on in. Let me teach you this thing. Let me teach you this. Let me teach you this. Right. And, you know, as you learn different kinds of games, you'll know what you want to pick up next or what you want to borrow next or what you want to buy next. And that's how it goes. It's really true. One of the games that's my biggest seller that I created that's called Feed Your Wolves. I was inspired because I saw a lot of the students at my school every morning. I'd come in and they'd be playing these games like Magic the Gathering and games like that that involve interesting cards and die and things that they had to do. And so I was very inspired to create my game sort of based on some it's not like those, but it was definitely inspired by those. And that's the thing. Let yourself be inspired by what you see that your students are interested. What games are they really interested in and let that inspire. I wanted to talk about deeper learning games because that's my as you know, that's my thing. And deeper learning games are games that can be used as assessments. They can be used as part of a project based learning unit. But the idea behind a deeper learning game is that it's really a sophisticated critical thinking type of a game. It's not again, it's not Jeopardy or the whatever version of Candyland. It is, for example, a way to express an idea. So, for instance, in my school, we were doing something about political philosophies. And the students had to create a game that in every way, including the pieces in the way, if it was a board game or whatever the mechanics of the game were, every part of it had to somehow reflect whatever that political philosophy was or the specific topic within that political philosophy that they chose to do. And the playing of that game, when people would come play that game, they could understand what that political philosophy was. Well, you can do that. I've done it on a seventh and eighth grade level. You can do it on a fourth grade level. There's so many ways to adapt that kind of idea once one gets the hang of it. And you can teach your students how to create this kind of deep game where every part of the process is reflecting, like you said, that whatever that big idea is, whatever the learning objectives are, whatever the people who do understanding by design, whatever understanding during is, those are the things that are so meaningful. And then students remember them. I have students come up to me that I had 20 years ago saying, do you remember that game? Blah, blah, blah, blah, blah. Of course I remember that game. They did. So do I. It was great. So those are the things that really kids get so involved in their education. And again, they can be used as a really authentic assessment. It can also be used as a tool for project based learning to actually move your curriculum forward. So great ways to use them. And anybody who wants more details about that can certainly contact me on that one. If you want to come to our Game Level Learn Con 19, then you can certainly learn more about it and we'll have information about that again. So, OK, I know kind of the moment in my teaching early on in my career when I realized how games and gamification could be so effective. Was there a moment or was there something that happened in your career where you were like, oh, my gosh, this is totally the way to go? I mean, I think it's sort of like my sense of wanting to be in this career from the start anyway. It's very much the same from the earliest days of my teaching career. I've always incorporated role playing elements or game elements or different kinds of game mechanics into what I was doing and have continued to do so. You know, ever since, as I become more and more kind of aware of game spaces and what what different games are and what they can do, how they can teach us, et cetera. Yeah, I think it's always been a factor to your point about students coming back and talking to you years after in my very first year of teaching. I played a game with some students called Shape Land, which was about the creation of an industrial class structure and how wealth is distributed in an industrial system unfairly. It concentrates wealth in the hands of people who already had wealth to begin with. And students come back to me, you know, even now, say that was one of the most extraordinary experiences I've ever had playing that game. And, you know, that was more than 20 years ago. So I want to add to the mix of other kinds of games. One of the things I did early on in my career was I used to create these crazy game shows and the students loved them. You know, they all wanted to take turns being the guests and the participants, but they also gave them stuff to do as a studio audience that they had to participate and pay attention. And it was always so much fun. And then the other thing that I did with games is simulations. Sure, sure. They're really moving through space. I mean, there was one where we took over. We didn't take over the school, but we used a lot of the school space in this incredible simulation that was for history class. And it was very moving and really effective. So those are also different kinds of ways that people can use to add games. For sure. Yeah. I did something like that early in early days, a simulation about Salem. And I sort of set up the playing space, which was an external, like a field like Salem town, so that folks knew where they were living in comparison to other people who were accusing or being accused. Wow. Right. Because one scholar, you know, on the Salem hysteria says it really has a lot to do with folks who are part of an in -crowd and in -groups and out -groups. And so that was fascinating.
The Mason Minute
Hospitals (MM #4536)
"When I was driving to Indiana over the weekend, I saw a billboard, and if I remember correctly, it was in Indianapolis. And it was for one of the hospitals, maybe Franciscan or something, I don't know, but I don't want to say which hospital it was because I don't remember. But it said, one of the top 250 hospitals in America. I thought to myself, that's kind of a random way to say that, and is that really a good thing? No, I don't know how many hospitals there are. What are there? A thousand? Ten thousand? So let's say you're one of the top 250 hospitals in America. There are 50 states. So that means you're one of the top five hospitals in Indiana, roundabout. Maybe it's three in Indiana and seven in Illinois. I don't know. But wouldn't that be a better stat to say, one of the top five hospitals in Indiana or maybe the top hospital in Indiana? When I saw the number 250, I went, I guess that's something to get excited about. I don't know anything about marketing hospitals, I'm sure I could learn. But the first thing I thought, well, 250 may be a great number. If you don't know how many hospitals there are, how do you know if that's good or not? I couldn't tell you how many hospitals are in Nashville. You've got to qualify it because I don't know if many people know how many hospitals they have in each town, in each state, around the country. If we knew that, maybe it'd make more sense.
Open Floor: SI's NBA Show
"top five" Discussed on Open Floor: SI's NBA Show
"Do one more huge mailbag episode. Maybe even a two parter before the start of the season. So please keep the emails coming in. We really appreciate it. Chris, I realize we haven't really had a chance to talk in a professional capacity about the Donovan Mitchell trade. You know, we had a little bit of a discussion about it in our group chat. So I want to get into this email. This one comes in from Elliott Gould. Elliot writes in. Well, I can see the Cavs motivation for a win now move NBA history would say there's a 0% chance it will work out in the championship. In the last 30 years and maybe more, the youngest, best player in our NBA championship was 24, weighed in O 6, followed by 26 Giannis in 2021. Both of which are outliers in how young they were. Additionally, Dwyane Wade had the most dominant ever shack still at the tail end of his prime, and both were surrounded by older vets and all stars. Simply put young teams do not win NBA championships. Doesn't envy history tell us that GMs who go all in with young stars at the expense of the future always lose the gamble. I have some pretty strong thoughts about this email, but Chris, I'll let you go first. I mean, I think it's a smart question, but it's also like, it'd be different if this was a single year that we were looking at Donovan Mitchell for. Assuming he doesn't hate Cleveland, which is fully possible. I love it. A lot of people obviously do not joke him Noah has thoughts. But it's a young team, but Donovan Mitchell is what 25. So if he's there for the next three years or however long as contract is, at some point, so it might not work for this year. He would be an outlier for this year. He might be an outlier for next year. Great NBA players, I think there's the 27 club that people talk about from a really fatalistic standpoint from music and stuff like that in celebrities. But there's also, I think, a 27 club in the NBA, where it's like most of the all time greats win their title around that age, 27, 28, I think LeBron was 28. Michael was like 27. I think Shaq might have been 27 and you go all the way down the line. There's tons of superstars in a one. Now whether you think Mitchell is part of that list, I would probably disagree with that. But the reason that people are even intrigued by this move in the first place, and this is what we were talking about on our group chat. Cleveland's pretty got a pretty great young core. They've got four guys that I think most teams would love to have one or two of them, let alone four. Doesn't mean it's the perfect mix. They would need some things to break right in their direction, but also they could grow together. And two, three years from now, if they all kind of show growth in the right direction in the same direction, they obviously could be a contender. I don't think anybody is clamoring that they're going to do it this year. But at a certain point, the youth isn't that youthful anymore. Two, three years from now, Donovan Mitchell being 27. He's young enough to still be going into his prime, maybe, but he's not young.
Open Floor: SI's NBA Show
"top five" Discussed on Open Floor: SI's NBA Show
"You can also <Speech_Male> Google GoFundMe and <Speech_Male> Jonathan sharks and it'll <Speech_Male> pop up. <Speech_Male> Charge is a great guy. <Speech_Male> I mean, I worked <Speech_Male> with him at the ringer. <Speech_Male> He's <Speech_Male> an excellent <Speech_Male> basketball <Speech_Male> mind. He really, <Speech_Male> really loves the game. <Speech_Male> <Silence> <Speech_Male> But he's also <Speech_Male> just <Speech_Male> a great dude. <Speech_Male> A really nice <Speech_Male> guy. I really <Speech_Male> enjoyed <Speech_Male> working with him, <Speech_Male> and I can't <Speech_Male> say enough about him. He wrote <Speech_Male> a piece, <Silence> <Speech_Male> I think it was like, <Speech_Male> it was within the <Speech_Male> last calendar year, <Speech_Male> discussing <Speech_Male> <Speech_Male> what's going on <Speech_Male> with him and the <Speech_Male> very hyper <Speech_Male> rare type of <Speech_Male> cancer that he has <Speech_Male> and how unlikely this <Speech_Male> is and what <Speech_Male> happens to him <Speech_Male> moving forward <Speech_Male> and specifically <Speech_Male> like his son. <Speech_Male> And it was <Speech_Male> one of the best pieces <Speech_Male> of writing so <Speech_Male> honest <Speech_Male> that I've ever read <Speech_Male> so raw <Speech_Male> and real and <Speech_Male> <Silence> just <Speech_Male> open. <Speech_Male> And I highly recommend that's <Speech_Male> on the ringer. I highly recommend <Speech_Male> people go back and read <Speech_Male> that. <Speech_Male> If you're not familiar <Speech_Male> with charts, that will make you <Speech_Male> familiar with <Speech_Male> the type of person that <Speech_Male> he is, <Speech_Male> so <Speech_Male> our heart <Silence> <Speech_Male> goes out to him <Speech_Male> and his family and <Speech_Male> I texted him <Speech_Male> the other day to tell him <Speech_Male> that we <Speech_Male> were all thinking about him <Speech_Male> and <Speech_Male> hoping for the best <Speech_Male> for him and his family. <Speech_Male> As you said, <Speech_Male> a very, very difficult <Speech_Male> situation. So if <Speech_Male> you're so inclined <Speech_Male> and you do want <Speech_Male> to contribute to help him <Speech_Male> and his <Speech_Male> family and his <Speech_Male> son, the <Speech_Male> GoFundMe is a good <Speech_Male> place to start and <Speech_Male> <Speech_Male> we're sending you and <Speech_Male> your family all our love <Silence> man. <Silence> <SpeakerChange> <Speech_Male> Absolutely. You know, <Speech_Male> it's <Speech_Male> funny you mentioned that piece. <Speech_Male> I was in Denver, <Speech_Male> I think in <Speech_Male> March, <Speech_Male> and I was getting <Speech_Male> lunch with <Speech_Male> my old editor who now <Speech_Telephony_Male> works at the ringer Matt <Speech_Male> Donald, and he was telling me <Speech_Male> about that piece. He was <Speech_Male> telling me about reading it <Speech_Male> and <Speech_Male> we were literally just <Speech_Male> in tears, like <Speech_Male> catching up, <Silence> <Speech_Male> <Speech_Male> thinking about sharks, <Speech_Male> I think that just <Speech_Male> the piece is, you know, who's <Speech_Male> gonna be there <Speech_Male> for my <Speech_Male> son. <Speech_Male> When I'm gone <Speech_Male> and <Speech_Male> whatever <Speech_Male> you can do to help, whatever we <Speech_Male> can do to help. <Speech_Male> <Silence> Yeah, if <Speech_Male> you can contribute to the GoFundMe, <Speech_Male> but <Speech_Male> really <Speech_Male> it's just such a sad story, <Speech_Male> but we know <Speech_Male> that the open floor <Speech_Male> glow has stepped up time <Speech_Male> and time again <Speech_Male> to help people like <Speech_Male> Jonathan. So again, we'll <Speech_Male> tweet out the link as well. <Speech_Male> If you want to <Speech_Male> email us asking for <Speech_Male> the link, we'll get back <Speech_Male> to you. <Speech_Male> It's GoFundMe <Speech_Male> slash <Speech_Male> let's one more time. <Speech_Male> 'cause <Speech_Male> you can Google GoFundMe <Speech_Male> and Jonathan sharks, by <Speech_Male> the way, it's <Speech_Male> sharks, <Speech_Male> tea, J, <Speech_Male> a, R K <Speech_Male> S is his last name, <Speech_Male> but it's <Speech_Male> GoFundMe <Speech_Male> dot com slash let's help our friend <Speech_Male> Jonathan <Speech_Male> sharks. <Speech_Male> <Speech_Male> And <Speech_Male> <SpeakerChange> <Speech_Male> it's awesome. We'll <Speech_Male> try to get that in <Speech_Male> the description as well. <Speech_Male> Just so people can have <Speech_Male> it. <Speech_Male> But yeah, <Speech_Male> John, <Speech_Male> I think that'll do it. <Speech_Male> <Speech_Male> For today's <Speech_Male> episode, again, <Speech_Male> thank you everyone for listening. <Speech_Male> Thank you to everyone who <Speech_Male> can try to help out. <Speech_Male> We <Speech_Male> really appreciate you guys. <Speech_Male> Thanks for sticking <Speech_Male> with us <Speech_Music_Male> through this break. <Speech_Music_Male> <Speech_Music_Male> And we'll catch <Speech_Music_Male> <Advertisement> you guys on the next <SpeakerChange> episode. <Music> <Advertisement> <Music> <Advertisement> <Music> <Advertisement> Wow. <Music> <Advertisement> <Music> <Advertisement> <Music> <Advertisement> <Music> <Advertisement> <Music> <Advertisement> Wow. <Music> <Advertisement> <Music> <Advertisement> <Music> <Advertisement> <Speech_Music_Male> <Advertisement> <SpeakerChange> <Silence> <Advertisement> <Speech_Music_Male> <Advertisement> Stop the hacks, <Speech_Music_Male> <Advertisement> stop the <Speech_Music_Male> <Advertisement> attacks.
Open Floor: SI's NBA Show
"top five" Discussed on Open Floor: SI's NBA Show
"That you brought up the Atlanta Hawks because one of our open floor teammates, the great Michael pina, shortly after this trade goes down, like some people who were not exactly thrilled about it for the Cavs. He took it to an entirely another Michael Pinot level where he went, I look at this and I don't think I like the Cavs as much as the Atlanta Hawks and it blew me away because I'm with you that I like Dijon Murray a lot. I like Trae Young a lot. I'm not sure that I like them a lot together. I wonder about that pairing. It gives me pause and also the rest of their team. I don't think is nearly as good as the Cleveland Cavaliers, which as I said, watch a lot of them last year. Oddly fun, adley talented, plucky, and I think fully healthy, this roster could be very good in the Eastern Conference, but pina is on the hawks. Not here to defend himself, but I'm glad you brought that up. Don't get me started in my opinion are the same guy who told people on this podcast last year that Trae Young was better than Jimmy Butler. Same people. Same person, the same person who told people on this podcast that the Utah Jazz were more dangerous than the Golden State Warriors. We saw that one turned out. You guys do not shy away from hot takes. And I have a feeling that you've got some coming up when we get into where the Cavs fall in the eastern coast. Now listen, Pete and I were having an emotionally charged discussion about this trade. Was this when you guys were out and about together? No, no, this was post after the trade. We were really getting into it. And I'm really looking forward to peanut being wrong. I think I compared paternity leave peanut to raptors or loze one, and I'm sticking with you. You did. So I thoroughly enjoyed that comparison. But yeah, so I think both overall though we both like this trade and as you mentioned, I think we got some I have some more hot takes on the way because I think this gives way to what you and I really both I think wanted to do immediately after this trade. Which was kind of makes sense of the pecking order in the Eastern Conference. So I think John, what we're going to do today, we're going to rank our Eastern Conference contenders one through 5, I think we're going to have some disagreements. I think you're going to be surprised at some of the teams. I left off my list. We can discuss why which teams are off, which teams we think are not contenders, et cetera. Yeah, I think but I think the top half of the Eastern Conference is going to be really, really good next season. And before you even get into starting the ranking, the Eastern Conference is loaded this year. I mean, there's so many good, especially with Durant staying put, and we're going to discuss the nets, of course. And the Eastern Conference pecking order as we rank them one through 5.
Random Top Five
"top five" Discussed on Random Top Five
"That's very interesting. I'm very curious. If i just have so many questions about like you know. Is it sustainable. Is it like. I don't know how rare this is Yeah do they campbell's as a whole like you know they do butcher Five minute. In china i have never experienced any part of the camel for the hop. I this is the most random sentenced if you can take out not just hit. A a high for the podcast. This is definitely a weird food for sure so definitely. I'm so interested four. Because this was the first time. When i went to china so two thousand ten and then three years later i was there for a longer period of time so i was there when it was spring. Festival and spring festival is usually around february. And you've got several days with a lot of eating. The whole family comes together in in two thousand thirteen. I was living in a host family environment. So of course i was no part of the family so it was always part of the festivities which was great for my for my chinese food experience. I think most of the things on my list and also the honorable mentions from that particular period and win. They serve you the hotpot. They sometimes versions way. You can put in your own stuff and sometimes you already get stuff that is already in there and my host grandmother. She handed me this this pot and there was something in there. It was grayish some something great and sold it in there. And i was looking at it i was asking. What is it into lake tried first. Then we can talk about and it was like okay. This is indefinite tint. When chinese people do that. It's probably a weird food and belongs onto this list so they put it in the spicy hot pot so this crash solid thing took on the spiciness so it was actually very good and it was probably one of the most delicious things that at eight in china and do you want to know what it is. Kim scared to ask. But i'm brave enough to do it. Let's do it. What was it. pig's pigs brain okay. Hey that's that's not so bad. Know 'cause you using the whole pig and someone's gotta eat the brain you know. That's yeah that's definitely that's the that's a big one. That is a big one for sure. It was good. It was the best thing you've ever eight. Yeah it it really surprised me but yes it still surprises me to this day to wise but this definitely extent by that decision and that's the only number three wow. I can't wait to hear number two and one that's crazy. I didn't really go by by taste. I went by. How like how disturbing or funny story behind it might be. Yes yes. I did the same in my own way in my own way. I guess i could switch some of these. That are pretty close but yeah pigs brain. Wow i would've never thought that's a good one.
Random Top Five
"top five" Discussed on Random Top Five
"We are. we're officially international. The podcast has gone international because our guest today is from germany. Or i should have gone over this before but l. irvine. She has her own podcast child. The library definitely yes. I'm morocco from the child of the library. Podcasts a live in germany as randy already said. But i mostly read books in english. So also my podcasts is in english so this calibration for me was also very special because for me is also the first one so yeah definitely going into national for me but also for randy and yes historic moment. Indeed for both of us absolutely. Yeah and as everyone all my friends and my family. I definitely need to read a little bit more so this is this is really good. This is really good for everybody. Definitely yeah because on my podcast actually give reading tips and book recommendations and generally keep you in the know about like upcoming book releases and stuff. So yeah you will hear me. Give randy a little reading coaching session on my podcast. But we will get into that a little bit later on this one. This our topic is oh actually. Do you want a toll. Everyone the topic definitely. So as you might know on rennie's podcasts. He already talked about his -perience abroad which was in japan. And i actually also lived in an asian country for quite some time but in china so today we are talking about china where i lived like six months in total one. I was sixteen once when i was like eighteen. Nineteen and. I worked there as a private english teacher. And because it was private english teaching i lived in the host families apartment. So when you live with someone from a different culture automatically there are cultural difference Experience and a long way. How this manifests definitely is food. So this is what. I will talk about today. Like top five. We're chinese food. That i ate and my i've never been to china so i i have a different list but it is a this is asia..
Random Top Five
"top five" Discussed on Random Top Five
"God yep okay. French onion soup like the croutons on top of french onion. Soup i was. Here's familiar name for this. As i grow calling it eggs and a whole but i know other people call it. Different things like eggs in a basket. A basket sound familiar. Even know what that would be like a piece of toast and then you sort of cut a hole out of it and you like breaking egg inside of it with the egg. Sort of cooks inside of the toast and eggs basket. But i don't think i've ever done that. There are so many different names. For and then i also put down bread pudding. Yeah and then one of my favorites lately is like i call it like tomato toast. I guess it's just a piece of bread. You toast it. You robe-like garlic clove on it and then spread some butter on and put on like some nice quality. Tomatoes like heirloom tomatoes are great for this. Cut them up with them on top and then put on like some fresh basil's all while salt and pepper really simple really delicious and garlic knots. Oh yeah that's good. You go to trader. Joe's yes they have a lot of these things that you've mentioned i recently. I bought like the pizza from italy not from italy but the trader joe's italy. It's almost says. I do have an air fryer so it does help make it taste a lob. Not better but he cooks a faster. Get like kind of to play with it but i cook my Three hundred degrees and fry it for like maybe six minutes and it comes out like you. Chris not be but not to like not to over burned crispy at all. Yeah that sounds great. This more podcasts can be made about this. We've covered the bread Have spread michelle. Thank you for being on..
Random Top Five
"top five" Discussed on Random Top Five
"When i think this is going to offend some people. But i've got to go with the classic. I've gotta go with the big boy. I'm talking reese's peanut butter cup. It's never gonna do you wrong. It's keeps it simple. Keeps it pure peanut butter chocolate. That's all you need and if you get it put in a freezer you've got a wonderful little crackle to it and i honestly it's one of those candies that even the small ones are good. The larger ones are good. You've got the king cops going on. You've got reason these inside of them. The peanut butter cup has become such a nice baseline that you can build off of it and create really interesting silly and stupid candies out of it as well Peanut buttercup Car to go wrong. Excellent okay this this is you might be mad at this one. It's smucker's crystals that the self made like no crust peanut butter and jelly sandwiches. Exactly sold frozen. It's our peanut butter and jelly sandwich. But it's Corporate peanut butter jelly sandwich. You found the loophole because we can all agree. Peanut butter and jelly sandwiches. The king of all peanut butter snags. Why just bread of all time too involved in that only cow. Oh yeah you're never gonna find a wheat version of that one hundred percent white bread and they cut it like they don't even cut it around the crest they give. There's like a lot of wasted white bread out there. It's like a perfect circle. Seal it up with some sort of food glue. I don't know how they do it But yeah i. I am a person who loves Board games and so. I love it when people find by the little workaround so i'm happily surprised that is on the list. Yeah i don't think i can be angry about that. Because a peanut butter and jelly sandwich. One hundred percent beyond my top five. Because again is a classic. It's hard to go wrong. I don't know if i'd ever put cross the bulls but that is the worker. The company found a way to make money..
Random Top Five
"top five" Discussed on Random Top Five
"Hello and welcome to random top five great guests today. I go right into it. No intro nicot stanza welcome. Thank you randy california for having me. It's an honor to be here happy to have you. This is kind of behind the scenes. Talk but third episode in your. It's your third periods on on an episode of i guess the universe We got here. Well randy. I think it might be my fourth appearance. This is my third pile instead of. Yes two of your podcasts. One of them twice. That's right. I probably should not have forgotten about that My my deepest deepest compliments to you for booking those two slots it's okay. One of them clearly wasn't that memorable and i can accept that. Now they were both great and Guys i guess we'll plug it now. All three of them were great e every time you come on you always make me laugh. You're one of the funniest guys out there guys. It's costanza case just in case there's take two. Yeah but guys okay nick. Do you want to tell the listeners. What what you decided on for for a topic today. Oh i get to announce the topic. This is so kind. Kinda giving yeah. I'm kind of giving the guests some power. So yeah go ahead. I am a huge fan of marvel. Comics marvel movies. And for that reason i have elected that our top five theme of the week will be stan. Lee cameos excelsior. It's be stabbed. Yes i love it that actually that actually fits into what i was gonna say brew number one. We have to say the line of the of the cameo doesn't make sense right. Okay rule number two You can have if it's if it's in like a category. It's okay if it's like if it's if it's like if he comes into through like some sequels it's okay That's that's kind of it. I don't know what other can you think of any other rules For you know for this top five Can i talk about what i liked about the cameo. Oh yeah one hundred percent yes. It's very loose besides those rules. It's very loose. enjoy yourself. thank you well. Happy to be here. Okay so here's the thing. I've been flipping. I've been flipping a coin flipping. A coin goes first. So would you like heads or tails and if you remember if you get it you get the honor of going. I know heads or tails Altaic heads my alexa. Says it's heads so I will go. i will not read. I guess technically. I can rig it to you know..
Random Top Five
"top five" Discussed on Random Top Five
"This is random top five the podcast where we talk about a random thing. Every week this week we have on the podcast. Dr flannery wilson. Welcome flannery thank you nice to be here. Yeah and Just so everyone knows this week redo in shark movies. Not just shark movies. We're doing shark open water horror movies. Thank you so much flannery for bringing to the podcast yet. No do you wanna talk about why you picked this this movie. Yeah this topic yes I would i. I like horror movies in general but shark movies Especially because there's something very creepy about even just a mechanical shark And then furthermore just the fact that underwater things are scary to me. In general i think of the is like a giant grave and if you're underwater there's always a danger of drowning but then if you had a shark into the mix it gets worse so not only could you drown which you can get eaten alive by a monster you know and i'll just the fact that it could really happen as opposed to ghost story movie where i'm not afraid of ghosts They're not real. But i'm afraid of sharks because they are it's like a slasher movie like someone could murder me. A shark could murder me. So that's why. When i was growing up like being in the pool i was scared. There was a shark in the pool so it was. It doesn't make sense because you know sharks can't survive in a pool and The can't fit in those little water. Filters i should have been scared of an alligator instead of a shark but i did have that fear. It was very serious. Every time i was in the deep end i would quickly swim to the side and jump out because you know Or look back really fast. Because i was scared of a shark being there. that's funny. Yeah and i guess. That's that's kinda how. I got better at swimming jumping in as as far as i could..
Random Top Five
"top five" Discussed on Random Top Five
"I'm still in the glazed face. So they might be like in their thirties. Still eating the glaze in the future and five in the phase. It's glazed lifestyle. Hey man wow that's the you know what. That's the title of the episode. I think that. I think that's what we're gonna title this the glaze lifestyle. Hey i just got an idea for one of your next if you should do a top five glazed because that's really specific young and you can do. I top five bike crazy flavor. So we can't be like your typical run of the mill like glazed jelly mabel chocolate sprinkles has gotta be like off the off. The wall. Right coach moti in in coffee. Yeah definitely going to be and it's gonna be updated to. It can be an updated version of our list. Now you know so everyone will see more everyone will get a chance to see more donut locations and have more options down on said. Hey man. i'm down. Dana's official donate guy on the road. So we can always all episodes can be donuts but my parents proud. Some episodes are very niche. But this episode is definitely for for everyone. Yeah if you've ever enjoyed the site of pink box this episodes for you. Yeah right on so sidecar donuts. It's almost like you're saying it's better after quarantine happened because they were. They weren't doing mobile mobile orders right before everything was online. And you just have to go at your pickup time. I don't wanna see there's good things about covert but you know there is changing a little bit. Yeah yeah making more convenient for us and safer at the same time. we'll very cool man. That's our donut list. You have any final thoughts on just donuts general now you just now. I have some homework. Omnibus reto go Park and i'm gonna have to go to japan. What kind of food companies. Don't while i think a good rule of thumb is if you're having a really sweet doughnut gotta have like a non sweet drink like a like my black coffees or a mercados. Ooh yes typically go by. Remember when i was a kid..
Random Top Five
"top five" Discussed on Random Top Five
"Little 'cause you go through security. That gets you a little sweaty. You know so. It's not like it's almost like he did like a run after you go through airport security And yeah and back. Then you know you're touchy all these bins and everything you know where everything's been so it was nice to take a shower and then i guess feel dirty again when i got on the plane and it use the detail. It's yeah you don't have to explain yourself. I just i just was like this. Something i just had a call it out. Call it out. You called out. It was true. I mean it was nice. Because i'm like. What am i going to get a chance to take a shower in the. Yeah especially if it's so nice it's like why not and this was kind of like my. I didn't find out about this until very recently. That i you can get a credit card and some of these credit cards let you use the airport lounge and so you get like a better value that way if you do travel and so i found out later in life before i was just kind of those normal chairs before you wait for the airplane when i when you consider these nice comfy chairs in the american express allowance on using shower. Why wait for. You're playing when you could shower my last bathroom. It's technically like two bathrooms. It's more of an experience which is Airbnb there's choices that i specifically chose it was a. I stayed at someone's house where they just like rent out one bathroom or whatever. Okay one room. yeah yeah. that's a different airbnb. I think one room. But i chose these two rooms in particular because of the bathroom. And that's because both rooms came with the bat like probably the master bathroom and they had giant jacuzzi. Tubs one. okay. One of them was a giant jacuzzi. Tub and the other one was a giant. I wanted to say it was a claw tub. It definitely wasn't but it was just eight giant tub Like you could probably fit three people in it comfortably but the downside without one was was it ran out of hot water so fast and it was only filled like four inches. It was yeah. So i still. I still enjoyed it but it was kind of a like lukewarm bath. And i couldn't fill it up much more because it just would have gotten but it was still a lot of fun and it had like this great window that overlooked like trees and then the second one i stayed in. That had a great bathroom It was a jacuzzi tub with filled way too high so when i turned the jets on water shot like all over my. I had my ipad because i was listening to music. Shot all over. That shot all over the floor. Shot for the walls i like..
Random Top Five
"top five" Discussed on Random Top Five
"This is the disneyland hotel in tokyo disney. I do feel buji talking about it. But it's man who was great. Is everything in that like disney. Hotel was themed everywhere. There's disney you know. Elevator by disney. The you know the walls are have some sort of disney design and it's all very elegant artwork and so the bathroom. The bathroom here is beautiful. So this including the toilet and everything but for the forbath. It's kind of like the showers that blast from the top and from shot from the very top of couldn't even reach with my hands. Kind of shut down. It's almost like a waterfall. You can't you get it no matter what my this almost made it to my top five my friend and i we were actually speaking of disneyland. We were going to disneyland to celebrate both our birthdays..
Random Top Five
"top five" Discussed on Random Top Five
"I'll see i think i've seen three or four times now on the. That's thanks to you. Because i didn't really know her before you know i'm always like hey randy is going to be in town. Just that's why. I told them to contact you. It's just like yeah. That sounds like fun. So yeah that's great amazing. She's she's the best and we have so many great meals together with her too. So yeah it's always gonna get an from her to see what's going on in her life and what's going on in japan japan. It's something that's like different. Some buildings missing. You know absolutely cool. Okay so number one. This is number one for andrea. Right here oh my gosh. So this is a crazy story and This is my. This is one of my funniest story so this is after. This is the first week of training training bootcamp magog. Oh my god. It's gotta be number one. Oh my i totally forgot it. Okay sorry go ahead. Okay so i was one of two people that got the privilege of staying in a hotel instead of staying in the dorms and sharing a room and like all week long Randy had been been like dude at that. Hotel was so cool. I really love hotels. I wanna see your hotel. Can i come to your retirement. Like yeah sure so finally ended up being like the last day we were done with training done with all this other stuff. I was a yeah come on over. I think we had like some sort of dinner that like as a group we had to go to in the group was waiting in the lobby. Yeah they're in the lobby waiting for us and you come to my room. I was like okay cool. You like dude. Can i check out. Your bathroom was like yeah like for everybody that doesn't know about japanese. Bathrooms and japanese toilets in in general. They're like super fancy like there's a heated toilet seat. There is like all of these buttons that you can push in. Sometimes i've even been on them. Where like are seen. The japanese violets like light up or they sing to you or they have a white noise maker and so randy's and this is back in two thousand thirteen and they had this technology away before then so and it's the norm. It's like every lake of public bathroom. They have these fancy toilet seats so you just sit down. You're like oh this is warm. That's weird okay. Cool so then push these buttons and you can do like almost everyone has a day function on it and I i don't want to over generalize. But i would say the majority of americans do not have a day function on their toilets us so randy like you. Just go into the bathroom. And you're checking out your do. That's so cool. And you're like just pushing the buttons but nothing's happening and like i'm seeing your face you like dislike thought goes in your head like why isn't it working on pushing the buttons. Okay so then. You put your knee on the toilet seat and then. I don't know if you meant to do that or not. But then all of a sudden as you're pushing this button like this crazy alien arm of like the day thing comes out and it just starts bringing you. Yeah he got me guys. Got me shot. A excellence is shot. Exxon my shirt buddy. I got startled over you. Know what the best part about that and this is like such a true character of you. Randy is not like it. Didn't get you down like you were sad about it or whatever you are this as you have like toilet water on your shirt. We're going out to a fantasy dinner and you're wearing like a badge of honor. You're like guys. Guess what happened. It was like the coolest like thing that you were. Just how took that. To a whole new level of positively. And i was so excited i was out of the memories. We're making andrea. We're making those memories in in japan. And i was like okay. It's going gonna so bad right. So that's that's like. My top highlight is just like tested out the particularly in the hotel room and then being shocked that it worked and then like just being like look at what happened is. Isn't it awesome. I would like to give myself credit i did. I did think if it's probably censored because japanese people are probably smart about that know so maybe bypass it. Let me see if this will work. And it didn't work so it did. I don't know if it was on the most powerful but it felt like he was on the most powerful setting. It got me really also like kind of terrifies me if you were going to use that as an actual bidet like that sounds really uncomfortable. Japanese toilets are so funny either a squatty potty which is literally a hole in the ground or they are top notch as fancy as you can be so not being in between i understand. I hope. I hope that incident didn't make you not use it ever. Did you ever get into it though since. Then or not really. No i'd jim okay. Gotcha for the listeners. And everyone at home. I did and i love it. I literally like. I think like a month later i was like used regularly public. You know this big supporter supportive for days. Now oh my god you're next prancer is going to be somebody that sells the date is.
Random Top Five
"top five" Discussed on Random Top Five
"Well the thing is is like we just have a mission so every time we go back to japan and i say every time like we go that often which really don't because we have a kid now and you know life. Yeah yeah. I think the next time we go. We're just gonna be like all right what we have to have this built into our trip. We're gonna go here to go to that rahman shop and you know. Maybe it'll just be like our epic journey like every time we go to. We'll be like oh man. We're just gonna have to come back to japan again. Oh darn could you also send me that address. So i if you get there before me though. I'm going to be sad and really happy for you at the same time. How about this. I'll wait until you guys go one more time. And then i'll yeah if there is a way to send it to you guys you know. I don't know they you know that'd be awesome but that's not how it works. You know like sometimes. I'll try to buy something that look similar in the japanese grocery store and it'll tastes better than normal raymond. But you know it's not it's not even close to the the rahman out there like the the coming out there so it's weird. Yeah over there. They had like liquid pouches instead of powder for some of these. So that's what. I'm remembering seventeen hours later. That's that's my number two is the food is just like a love. The food it honestly. I'm i will cut some of it. But man i can talk about this forever. We just go through. When i was when i was looking at like what to pick for the top five. I just went through my google photos. And i literally went from when we started to United started in order from the beginning of two thousand thirteen. And then i got to february and already had five things and i was like. Oh what's already so. It's tough to pick to pick five number. Let's flip again for who goes first for number one. How does that sound okay. What do you want heads or tails. I'll stick retails computer details. It's heads so i will go first. Nice yes alright. So my number one. This was a solo trip guys. I had a lot of solar trips. And they were all great but this one in particular was really amazing. Because i met i met two other foreigners and i kind of have a trick to make friends in the hostels all. I'll talk about mcdonald's. And i'll say hey you gotta try the shrimp burger mcdonalds. And you know we'll go out. We'll get the burger and then they'll be like wow randy. This is actually really good. And so that's how i make you know. That's that's how i made friends besides guys. That's how i made like other like france on side and so we did a so. I met with those two foreigners and we went to kogoshima it's a. It's an active volcano. Not not the city itself. But there's an island where the volcano is active. I'm so we took a boat over to that and there was a stray cat that we know super friendly and we we loved and there was like this part of this hot springs. The hot springs spot. But just for your feet have you that well. Yeah i have. Yeah so they had like a natural hot springs there. And that's where the cat kinda came up to us And then we walked for a little bit. We took the bus for one stop and then like all of a sudden. We heard the we felt that the ground trimble and so it. It should not not super hard but it was. It felt like an earthquake and then you know obviously we look. There's only one could be. You know i wasn't looking around thinking. Hey is this an earthquake guys. You know the the volcano going off like right behind us. And so you can see like smoke. Start to go up It's not you know spewing lava but it's like the smoke is pressed the pressures breaking whatever c and it's it's shooting up into the sky and you can see the the volcano dissect push part the clouds and everything it was pretty crazy and there's tons of ash around the whole island and luckily the the wind blew at the other way but like unluckily it cancelled my flight because it blew towards the airport so they had to cancel all flights going out that day gene which was. Yeah but yeah it was. It was great and that some of the best rama ever had was in kagoshima their picture of a two. It's the best looking But i would say it's number two or three. In my rahman list number one would be yokohama. Museum has it. But the oklahoma museum has raymond from all over japan and they had this new one from wake kyushu and it was like the thickest richest broth without tasting feeling like you know heavy in your mouth just like melted in your mouth and it was delicious. I believe it. And i feel like maybe. That's why i recommend that for you for rahman if you go hama maybe a little easier. You know not now. Japan lock their doors for all tourists. So no no tourism right now. Anyway the thing is like so. I was talking to me about it and like japan is still truck. Like japan is normal like the schools in and stuff like that. Because you know like most of japan everybody wears a face mask anyway. You've heard like it was over here or like you know like people always wear face masks and people don't really wanna be rich and i gotta say stopping the podcast for foodi fumi. You're the best. She's this she's gonna listen to this but the best every time i go back like since since two thousand thirteen
Random Top Five
"top five" Discussed on Random Top Five
"A chance to go to tokyo to tokyo disney. Because that's my favorite disney park ever It's there's so much like so many different things you can do. I went to. But i didn't go to tokyo c. Which is like the all arc. That's like across the street belva. I went to both of them. I went once with jen. And then another time another time with my brother when he came a recent the most recent one was in two thousand nineteen. I think may i went to. We went to both and we stayed at the hotel which was very expensive. And you guys can't afford it do it. I could not s- but You know. I feel like we all chipped in for it so yeah so i want to talk about last theme park universal studios osaka. That's that's the thing that's the thing and now they have super mario nintendo land. But my my favorite right out. There is space fantasies. And it's like toy story but like when you get to the when you get. When the ride starts it turns into a roller coaster and they still have why don't know about now but they. They had terminator and they had back to the future. Still in operation. I fell asleep on both of them. Because i was tired and it was japanese so i did. I kinda got the gist of it. But yeah yeah yeah. That's the impacts awesome fuji. Q fujiki was probably the most intense because of the six flags rights and loved. It loved it out there andrea number. Two what's yours. I would say food. So that's my category. I am kind of food fanatic in a way. I wouldn't call myself a foodie. Because i think i was doing it before. It was cool to be foodies. I'm like a foodie hipster in a way like i. I've always been interested in cooking. I went to culinary school for a little bit so like i just love eating different types of thou. That doesn't mean that there's food like i like all food There are some things out there that still weird me out a little bit. But i'm willing to at least try once or twice so One of my coworkers who may Was so sweet. And she. And i got really close and she would have me over to her parents house. Has she lived at home and she'd commute to work every day so they lived out in the country country country so we i live kind of in the city and she was like way country silently. You walk out their parents door and there is. There's nothing but rice patties and it is august. Oh my god is gorgeous out there. So quaint and lovely and so like i would get these like japanese cooking lessons with her and her grandma and her grandma doesn't speak any english. I speak very terrible japanese I'd say it's better now but still not great and we would just like laugh in the kitchen and they would teach me how to chop things they would teach me like what to do and like how much to add to so i loved my cooking lessons with them they were like unofficial cooking lessons and i love grocery stores anywhere i go. I love groceries. More keaton sushi. Yes but like that to me. Like i'm a mid westerner. I don't really trust the sushi. That's here because it's got to be flown in how fresh it is like for me growing up. I didn't grow up with fresh food really at all so like as an adult. I'm learning to like shrimp Very real thing for me but like bullying to get dollar sushi at this amazing sushi restaurant that was like everywhere the content sushi so simple is just like a slice of too and it's says like nigeria style and like tuna and everything that you can think of all. Did you ever get like the random american stuff. They have like the hamburger. Sushi grounded patty on top of the of the rice. It's good to know. I didn't try that. I i have the spam sushi but that was like in okinawa. I tried that because okay. that was. Interesting okinawans e-last fam- no. I probably should have. But i was too gorging on. You're probably you're probably find beyond it was good but it wasn't like oh you missed you've got to go back. Same thing with their fries. Their french fries. When you order them come out like piping hot in there really good and then do you remember to crispy cream like it okay. Emma salinas yeah so we were like what one of trainings one. I think we came in on saturday and then sunday was like a chill out. Do whatever you want slash sleep day at monday room start training and you know the boot camp right so i think it was that sunday like everybody else is like dispersing and i was a look over there. There's a japanese grocery store. You want to look at it with me. And then then you're like oh my god there's a crispy cream donuts. I've never seen anybody so happy to see you. Donut shop in. Like my you know and you were just slinky ass and we like went immediately and i took your picture a whole bunch of times like the i bite my first crispy cream by japan. You got a picture that. And now i have it. Thank you so much. yeah. I was so brother happiest. I've ever been to in my life open to that point of it was also i didn't know crispy cream was there so when i did see it there especially after that first trading day when i thought you know my life is over arching. Oh my god some happiness in my life. Yeah yeah there's a lot of specialty donuts from crispy cream. They only have in japan. So i didn't get it at the time i didn't know i just got the glaze because glazes number one But they have a lot. They had a had once. Really good better than the glaze. Actually i
Random Top Five
"top five" Discussed on Random Top Five
"Welcome back okay. This is part two super excited about this one. We're down to the top two. number 2. Alirght theme parks. How can it not be. one of those fuji trips i. I'm sure you remember because I wasn't there with you. And also jen. I feel like Jen would have gone with. You guys wasn't for me you know. Jen was not gonna climb that mountain. She's like fine. I'll take a picture of you. But no no so. For one of the fuji trips everyone decides me. Jen wanted to climb mount fuji and so that was part of the second time we were there and so you guys actually did it. You climb the mountain in one day now. That was impressive. It was crazy. It was like five hours of three hours down now. But i guess the the big thing about the story is that me and JEN went to a theme park fuji q. It's like the six flags of japan guys if you if you ever go. I don't regret that decision at all. I regret that You guys bonded. And i feel like you know maybe another day if we could have split up those days or something. I could have gone without the mountain. I would have hated that though. I i. I don't like good super tired. Yeah randy i have to say. There were definitely moments. When i was on that mountain because it was raining the entire time it was overcast. You know all of those like instagram pictures of like people climbing mount fuji and shining. It's not real. I swear where it's not real or at least it wasn't real for me was like oh my god. This is awful and like we had boulders. You're climbing up in over When you got up to the top and they're very a lot of moments where like. I'm just not a mountain climber. I out of breath really really really easily. So like if you're not into hiking and stuff it's okay that you missed out on this one but then like i have to say once you get to the top. There's really nice easy trail on the way down. I was like binding the easy way Og that would have been really nice guys so there are many times i was like. I wanna be on roller coaster. Josephus i was joseph. You guys were. I was like oh this is awful on so cold and tired and wet this awful. Yeah man you guys did on a crazy cloudy days so i think most people do it in the sun and over multiple days. How did it all in one day. We're americans we got this. We're not taking breaks. That was my excuse. Yeah that was my excuse for splitting up with you guys. I'm like hey i'm american. I'm going to do it i want. I want to go to the theme park. And i'm going to have a good time out there on the right and i remember back then. I was trying to defend myself. I was like hey guys. Gen waited two hours for this right okay. So don't tell us we. We didn't suffer but man when we saw you guys coming back the mountain. We saw you right before the hotel. You guys were dead like all. Your ice goes tom these. Also i was like scared for you guys at the very same time on my arm so jealous because he's going to be. This is going to make them stronger. I'm so jealous. O and the guys are physically stronger than two because an almost ridiculous part. And like i don't want to be like me. The link the last shong of like climbing up the mountain like the only. I think the thing that was getting to me it was like oh you kinda you can see the end. You're like yeah we can do this. We can do this but then going down a mountain like the sunset halfway down so like an hour and a half into going downhill so that we had to headlamps on and it's still raining okay. Like it didn't stop raining this entire time and like at this point like the rain has soaked through all of our clothes on the only thing that was getting me through was like there's an own send as soon as we get back. We're going to go on onset and it's going to be amazing. And i feel so warm i'm gonna be the happiest human in the entire world and it's going to be done and i can be like i did it but i'm not doing that again for a really long time. And you know what we got back to the youth hostel and the own son was clo- did you ever guess hero disneyland. I did. I wouldn't like five times now. Amazing guys if
Random Top Five
"top five" Discussed on Random Top Five
"All of a sudden i realize i'm like i can't really breathe very well on one side. I can still breathe. But i don't really know as it turns out. I ended up with a harshly collapsed lung. Who was so crazy. Because like i will still breathe. And i was just like okay and i was like well. I don't need to go to the doctor yet right. But of course. I told Fumie And she's like you need to go to the doctor. They didn't like have to inflate my long or anything like that. They just told me to be patient. And it will unstick itself which is really not what i think you should be doing for partially collapsed on but you know whatever but i survived. I wasn't fully off. I have to be fully hospitalized which was great Did not want to be admitted to the hospital. But i did have to say that. I broke one of my rules and ended up going to the hospital. I just think that it was funny. That i had these two rules and then i was like. Wow, that's out the door. Well maybe it was just like another level of resilience building that i had to get to like already a challenging year but like it was like one more thing that i made. This is also the same reason why i came home. I can take on anything. And i'll be fine yea. Nothing is going to be like. How mentally emotionally physically challenging that year. Japan was but at the same time. well hold on you just had a baby though you had a baby so i think the man was harder than having a baby. I'm just oh my god. Wow, so i can go around saying guys please but guess what t i was in Japan for a whole year time. Okay, but it was tough to. I'd say like oh it was really hard but it was really hard but it was also really awesome at the same time.