22 Burst results for "Tony Welcome"
"tony welcome" Discussed on WBZ NewsRadio 1030
"Tony. Welcome. Next on night side. Did you get a chance to watch much of the, uh today much today, Tony? All right. I actually didn't begging getting catch it. But like some of the highlights some, you know from Visi really guys do a great job all day. You know, when I get a chance to listen to these these awesome way love it at home. They're so great Weekly. Really, Really, really. It's really It's been a really awesome just really getting the updates on everything. And, uh, but, you know, I just wanna say well. Um, I think you're never really was on the right track. Really? I appreciate that call from her. You know that She was awesome. Really Call someone. I just think you undercut your own credibility if you're going to make it an allegation that someone's a criminal that words have meaning. You know you want to be e. You mean I'm just saying she really, really She's on the right. Right track that really appreciate, you know, heard words. Really. I heard a call a little while ago. Don't want to get into dissecting callers. I just want to say, um he said, Don't don't Trump is a scumbag. Right? Right, Right. Went on and on and on. Really do let the guy you know, go on and on. Really, really, I just want to say right. I'm not gonna sit here and Convict anybody. I'm not saying bodies. The criminal, right? Really? Right away that I don't think anyone used. I don't know you, Tony. But Tony, hold on for a second. Can I just say my piece? Let me just let me just interrupt for one second. Would you mind like that? Okay. I'm sorry, but the man called by Trump scumbag, and then he just went on and on, but I never heard that tonight on my program. He did say that on your program, he did say it. One of the callers early. I'll tell you if I just I just think that was kind of really lot really lousy about. But I mean, did he go by the gas station to went up 60 cents in less than a month. Really? What? I don't know what he's talking about. Let me ask you a question. Tony. Tony, Hold on. Hold on, Rob. I don't recall someone using the words Come back tonight on my show. Do you recall that Okay, Well, Tony, I'm not going to deny And if I have to go back and listen tomorrow, I will listen, but But if I heard someone Use that term about Donald Trump or Joe Biden. I would jump on him. Okay, so I think I heard him say it. Maybe I'm I was listening. I've been listening to your show, and he he didn't say you could go back and listen, but that that's that's all right. If we'll use his do betting that is we could do better, Tony better. Okay, There's a lot of listeners out there tonight. People have listened to the first hour. I'm not trying to contradict you. I'm not trying to give you a hard time. But But if if someone used the word scumbag and associate that with President Trump or with President Obama or with President Bush, all with whomever Then I would jump on it. So when you tell me that do I believe that you believe you heard it? Yeah, but I didn't hear it. Rob didn't seem to hear it. Maybe some other quality call up and say Tony was absolutely right. I tried to listen as carefully as I can. But I am doing other things as I'm doing my show, making some notes. So if I miss that, mister, go ahead. Okay, so I know I appreciate you maybe go back and research. Well, that'd be great. But maybe some of your calls and say right, but what I was gonna say right was that, um I just want to say something about right. Like I said, we can't convict the guy right? But I do remember Biden saying There's a sound bite. It was on TV many, many times when he was running that, you know, he said, You know, fighting the prosecutor that, you know, investigate my zero experience, son, right? Right. Nothing is going to say that, right? Right, Right. Right. Right, right, because nothing's gonna come of it right? Because he is president, right? Right. And it's gonna go away, right? Right. Right. Right. What it is, He didn't say it. But if I know any kind of a conversation with you, he didn't say fire. The prosecutor. Because he's investigating my son. He did. Threaten toe leave with whatever the amount of money was a billion dollars unless they got rid of the prosecutor, and whether or not there was a connection there. People could make that. But don't leave the impression that he said on tape. Oh, yeah, I told him if they didn't they didn't fire the prosecutor because he was investigating my son. You're making quantum leaps here. Tony, which on justified Okay, Okay. But all right, well, well, okay, but basically what do you want? But he did say after all, son of a B, they they fired. The prosecutors used the word son of a B right. And so we got. There's nothing illegal about what he did. You could argue you could argue That was it was an abusive his power, but the no one ever brought charge against him, Tony. The people going around a lot of this. I'm gonna let you run. Please, just say Can I just say one more thing, then one more thing. Please go ahead. Yeah, okay. And I know this is going back many, many years. I'd love you to do a show on this and and I know this is going really, really way back. But I know he wasn't convicted or anything like that. But I think we should shed more light on Ted Kennedy letting Mary Jo Kopechne a drowning man. Tony, we're done for the night. Thanks very much. Tony. Have a great one. Okay, Um, just as Donald Trump is out of office, here's a newsflash. Tony. Ted Kennedy has passed. He's been dead now for 10 years, Okay? There's no there's no benefit in litigating that have a great night. Whoa, whoa! Ladies and gentlemen, let's get back to reality. Let's go to Fred and cavity, Fred. Next on nights. I got Fred. Huh? I do not support to net forever, Tony. No way. I.
The Hypocrisy of the Democratic Party
"Tony, welcome to the show. I'm like that's taking my phone call. Thanks. Um, I just wanted to hypocrisy. Amazing. I mean, I'm having any social workers scarred the depth of the capital because that's what that's what I thought there would be. I mean, where's Dr Ruth and Dr Joyce? Have them instead of our guards, And I mean, it's amazing as far as if it's the Republicans were gonna load those guns with bullets. I mean, all of a sudden, Tony. Now they want law and order Now they want cops. Now. They now they want one. Go ahead. I'll see Pale. She wanted to defund the police. That matches will stand behind them and cower. You gotta be kidding me. No, it's on. It's almost comical. How bad and how the hypocrisy of it Tony on Miranda Divine. I keep quoting this column. It's so important. We have it up and mike online dot com She writes that the New York Post What a difference a week makes. All of a sudden, the House Democrats support the police. They're against mob violence. They believe in law and order. They believe in accountability. They care about civility. They believe words matter. They are against coarse language. Fancy that. They believe in a peaceful transition of power, as opposed to 2016. They believe in the electoral college, as opposed to 2016. They believe in the legitimacy of the people's vote. As opposed to 2016. Look up Nancy Pelosi's May of 2017 Tweet. This election was hijacked. That's a fact. Again. I'm sorry to be a broken record. You can't insist that the 2016 election was corrupt. And then get the vapors if somebody questions the legitimacy of the 2020 election. You simply cannot.
"tony welcome" Discussed on 860AM The Answer
"Eric, we've got Tony on the line, Tony Welcome and Merry Christmas. Merry Christmas season's greetings, Trish. Thank you. So, uh, you know, Besides this one, bill, let's take a step back. Maybe to look at the bigger picture. You know how this whole political structure started supposed to be serving people that own land. We're the only ones that were eligible to serve. At all aspects. All levels of the government on Dat became too bothersome because they were away from their interest so that they decided to migrate to a The professional Paul political structure. Yeah. Listen, hires someone to do this. We'll pay them, you know, and it year after year term after term. Are we really seeing the benefits of that? No, no, no. No. And I don't think this is what our founding fathers intended. I think that's your point. Right? Another door. Founding fathers wanted people in place that basically could give back to society had reached the point in their careers and in their livelihoods where they weren't dependent. I mean, it's one of the things that I sort of liked about Trump right when he first came in He was the wealthiest guy that had ever run way more so than even Mitt Romney. And and I love that he was proud of it. Those you know the icing on the cake because to me you should be proud. It is the American dream. To be able to achieve that kind of financial success. And you want that right? Because you don't want people that are beholden to this interest, or that interest or professional politicians is you say, Tony. All right. We have a whole lot more coming up here on the Mike Gallagher show. You know, I just spoke with my friend Corey Lewandowski by phone, and he can't wait to come on. He's get some important stuff to say. About this crazy Porky bill and how we need win Georgia or else or else that Porky Bill Well, you're going to see more of them lots and lots of pork. We get some work to do guys really important work to do. Stay with me. Stay with Trish Regan, Trish intel dot com Corps loomed out coming up. It is Trish Regan in for Mike Gallagher today on this Christmas week. Merry Christmas to every single one of you. Please go to Mike Online. Calm and donate a little bit of money. Just $22 to help one child. There used to be only one game in town. When you hit 50 or older it was the AARP. And then you were probably bothered by the fact that the AARP Oh endorses and supports Obama care. You may be bothered that the AARP is silent on issues involving defending our military or police officers. Law enforcement. That's why you can tear up your AARP card like I've done and joined a Mac, the Association of Mature American Citizens, Like so many people all over America have done were over 2.2.
"tony welcome" Discussed on News Talk KOKC 1520
"Today we're gonna have a good show and, uh I'm going to talk about some tools that we use that helps clients really understand what they own. And you know, the first tool that we're going to take a look at is called a custom. Annuity Policy review and I think many Americans, you know today either have purchased annuities or they're considering it in this tool could be a very, very valuable form. But before I get too far in, I'd like to welcome my sidekick. My co host is always Tony. Sure, Tony, welcome to the show. Thanks, Michael. When you say psychic, I always think about the superhero sidekicks. The lessers on how they're kind of always playing second fiddle on do usually are mocked in the comics in the cartoons, but in the superhero shows But, yeah, I'm wondering. Am I Robin? Or who am I don't know much. I'd rather be a Robin robin of Batman and Robin than dynamite. They? Yes, maybe Superboy. I don't know. I don't know. But anyway, thanks for having me on your show, Michael. It's always a lot of fun. And I always learn something from you each and every week and we have a good time. And I know you've been hearing a lot from our listeners. Who have questions about some of the things we're talking about, are requesting topic. So hey, if you're listening out there, give Michael a call. Request the topic, shooting an email go to his website. You can contact him that way, But I really think it's great that we want to answer our listeners questions and that's why we do. The show is to help folks out there understand. You know their financial strategies and the possibilities out there, especially nowadays, with all that's going on, it's it's crazy, but, yeah, I've been doing great, and I'm looking forward to a diving into our topic today. I know there's a lot of different of financial tools out there and there's good and there's bad and there's misunderstandings. So where do you want to start today? Michael? Well, I'm going to start before actually kick us off on the topic. I've got an interesting fact. Tony, that you don't want to bring out it's uh, you know, I read I read. I've got a Will need subscription that I get. It's called by the numbers and it's got some really fascinating things. But the final quarter, you know, over the last 30 years and Tony were looking at from 1990 to the end of two of 2019. The S and P 500 stock index gained on average 4.7% in the final three months of the year in what's really interested in is 24, because you know what's happening right now, Tony, we're entering the last quarter soon and 24 of the last 34th quarters. 80% of the time. The S and P 500. Has returned a positive return. So I thought, you know that. Yeah, it's something to keep in mind. You know, Statistics are on your side. If you are fully invested during the last quarter of each year and not to say obviously this is a crazy one off year. You know it. It was not 30 out of a hell story four out of three. But I read that about how fascinating In a minute in that those things you'll go hand in hand with what we do. And But today, the fact is that we're gonna look at, um employers that the fact that they've been adding Annuities to therefore one k choices, and I read an article Eyes the 2019 article. It was called Lifetime Income Solutions. It was a survey basically that Willis Towers Watson conducted and they interviewed employers and what the survey cited was that there's already 30% of the plans out there. Have some kind of solution for their participants or their clients their their employees for lifetime income in retirement, So it is possible that you've already haven't annuity as part of your retirement strategy. If you're listening to me, and if you don't chances are you're going to probably have that choice before too long coming your way, So there are many reasons that you want to consider. This type of product, you know? Well, sure if I can jump in here, Michael. I mean, obviously, a lot of this has to do with the pension going away. I mean, very few people out there still get Reliable pension eggs from their employer. Now there are exceptions and certain government government agencies. If you work for the government, you may get a pension. But usually now even those workers if your teachers something it's really more like a 401 K. So it's a lump sum savings tool on what do you do with that? How do you turn it into an income that you know will last Which is what a pension Woz. I mean, That's that's what some of these newer annuity products are there to replace The pension that has gone away right now. That's exactly right, You know? My grand parents got to enjoy a on both sides of the family. What a pension. And today it's rare that I come across clients that actually have a pension. It's also rare that I come across clients that have worked 40 50 years for the same company without changing jobs, you know? The times they are changing, and the qualities that you get with annuities are there's many you know, Tony legacy strategies can be used meaning An annuity has been a fisheries and you can avoid probate. You can avoid having your business, you know, put down at the courthouse. If somebody were to go look up, your will and to see how you distributed your money. So legacy strategies we employ using annuities. We do long term accumulation. And when you hear that word accumulation that's when you're in a phase of saving money, letting it grow, adding to the account in watching it compound. They're so there's growth options inside these annuities. There's also tax advantages. You know if it's if it's owned outside of retirement plan, retirement plans have their own tax advantage. But let's say that you've maxed out or you're not offered a retirement plan at work you can go in and create your own pension plan. You can create your own annuity that will enjoy tax advantages for text for growth. And I think more are most importantly, when I look at this, that this particular strategy in tool that that that is used investment came Guarantee lifetime in camp and you know, in my world guarantee is not a word that you can use very often and I think there's drawbacks to annuities. I think we often deal with lack of liquidity. You know these air long term instruments typically and so you need to use them correctly, but used correctly. It is like fabulous tool to reach your retirement goals. Yeah, and to create a lifetime income. I I I latched onto those words because that's the key thing that people are concerned about in retirement is having enough each month and having at last is long as they do. But even if you said even if you already own an annuity, why for our listeners out there, Michael? Is it important to review something that you already have? Well, you know, every single investment you've ever made. Whatever vehicle you used. You know it was created for a purpose, or you bought it for a purpose. There's a reason you put your money into that stock or that mutual fund or that annuity or whatever that investment you did, But, you know, time passes and what happens, Tony? Is you might have bought that thing 15 years ago, 10 years ago, um, in your needs may have changed in the thing that that particular investment did for you in the reason why you purchased it. It. The conditions in in the for the economy could have changed and your own goals so you really need to take the time. To sit down with the financial professional has somebody that has the tools that we do to really evaluate what you own. And then the asked those questions of why you own it. And there's one thing for sure. After a meeting with May you will really truly understand. What you are in all know why you bought it, And if it's still appropriate for you to own today, it's amazing to me how Ah lot of times, people will buy something in their twenties or thirties or forties, and they end up in their fifties sixties and seventies. And they really has have not changed the way that they invested decades ago in their uncomfortable now because of these major swings in in the economic conditions in the stock market, and you know that's the reason why I kind of Ah, check up is always, I think. The way to go. It's just a way to do it. So a custom annuity policy review is one of the key tools that we use, and it can help you review your assets in a.
How to Manage Cash Flow Through Uncertainty
"Well as your company grows or looks to save money especially people expenses. It's always good to look at the best tools and process run your business. The right tools and processes can help you either scale, your business, or running more profitably hit help and Tony Ward with the President of zero for the Americas. He has twenty years of experience in senior leadership positions with global technology companies including Microsoft Australia linked in spark, serving monkey and dropbox Tony Welcome to the show. Bearing talking. So first of all, tell me how you doing doing this pandemic you and your family. Yeah, it's actually we moved here from Australia in January? So my twelve year old my wife Celts in. I would say, pretty easily the worst time deposits. Hundred Years So. One Thousand Nine Hundred Eighteen Exactly, it's all upside from your very I would agree with that. Well, a lot of small business owners right now are trying to figure out how they can more effectively run their business with better prices with cost-saving apps where do you start? On The first thing I would say is that cloud technology I think has been we'll be seemed to be a real. Savior for a lot of businesses particularly through coded and. I give you an example I think everything from the front end of Your Business. So you know looking appointments things like timely. I can see a of people using figuring out new ways to market their business like your facebook and Google. In fact, if you'll get facebook's recent results that added a million new advertisers, a lot of those are going to be small businesses trying to figure out how to get more people in the door and then things like zero put back. Then to figure out what is actually going with your business and I know everyone is all talks about Cash is king and casual super important. But when you have a shoebox little receipts, it's very difficult to figure out what's happening with cash flow. So and I, kind of you don't running out of cash is almost like. An Iceberg and the sooner you could see coming the sooner you can potentially avoid it and so things like that. Help you do that are really really important always. But in this time, even more important to figure out what's going on your business and just automate as much as you possibly can to free free up your time to work on the business versus in business I think too many small businesses. Honesty that they're gonNA try diy everything and there are certain pieces of software that you can use action at free up to do things in your business. So Tony and your point of view where you actually start because I always say that you can't do everything at one time. What's really the tip of the spear? We'll the first thing that I would do, and this is a really interesting stat when you compare the US versus other markets that were unlike strapping young candidate UK in the US around thirty only thirty percent of small businesses have an accountant or bookkeeper. It's very much a diy mentality and what I would say to people is look we we get personal trainers we get coaching all the time and our daily lives. Yes. Seventy presenting small businesses don't have a coach don't have someone to go to and really talk about their business. And when you think about it, it's a lot of small businesses of debt their house on their business yet they don't necessarily see the value or having thought about getting our coach. So I would say getting a calendar bookkeeper, get a businesses visor it's going to be the best money era we're GONNA stand. So let me ask you a question about that. Why don't people do that? Because I agree with you so many people have no idea what's financially going their business why don't they take that step? Is it that they don't think they need it or they don't want to know what's really going on. Inching. Research over the last six months in their research. It's something to do the pioneering spirit of America where people believe I can do myself do it yourself and what we're trying to say, we tried to move people from Diy d I t do it together and so our research shows us that if A small business ties zero, and they're using an accountant bookkeeper, their survival rates, Shuki sixty percent higher over five years so. Logically. You think I should do that I think part of it is people get so passionate about their dream of writing because they just get into it and usually take some sort of compelling events tax issues or whatever, and when the most secret lies are I would think you know. Clan up from what you're GONNA do and you're probably enemy our data shows you can be more successful Malaga. So that's the first thing I do. Then you're kind of bookkeepers probably GONNA look how you're running your business and and work out with software like zero and others where you making money where you're losing money record to save money. You know and right now what you should be doing is you know renegotiating with your landlord if you can't if you have physical space figuring out of their other avenues, other ways, you can actually get your product to market that maybe aren't a traditional retail sense. So you seeing things like shop with Wind Amazon just explode 'cause you know businesses are trying to figure out how can I sell more product or service in the virtual world because physical world is so challenge that Obama. Tony I wonder if these are the same people that don't balance their checkbook. I don't have the date on that, but you'd argue, yes, I think that's probably true. You know what? They say the penny look after the pennies. The dog themselves. So yeah to it's probably reasonable. It's because we're not really taught these kind of financial concepts in school. Actually it's hard to understand what the profit and loss statement says. The balance sheet says the cash flow statement says and many times there with the wrong accountant that really doesn't take time to explain to them. So they kind of keep their distance from this stuff. I think it's been a chicken and egg I think a lot of our accounts into the paper is there really they want to get into advisory services? That's all they see the growth and Really are passionate about the small businesses that they look after. Talking to some of our Council peepers, curious cove experience, they're really struggling because they're talking to small businesses who are potentially business potentially losing her house. So I think small accountants want to do this, but they kind of need to be invited into the Party needs created a couple of products lately to try to help on accounts to give a reason to actually have that conversation. So something called the business sack shot thirty castles state and our new. Features inside zero where you can literally see in real time what's going on in your business and the thirty day cash will actually give you some insights as the white new should do Ingram plain English for a small business like collect these bills. Hey, this you're gonNA run into cash unless you collect these deals unless you delayed payment of these other bills so. And one thing zero does really really. Well as we we talk in Layman's terms. I think about my Mama's a hairdresser right Sheila Ramos along for twenty five years. She didn't get a peer now or anything like that. Say we use terms like money owed money owing inside zero because like okay I kind of that because I get money all money that's oats me I don't really get profit and loss credits and debits into council I think. Financial Literacy to your point area in small business is is not great because people just want my mum's London runner hairdressing Salon. She didn't WanNa do the books and I think making it easier for people to run their business and having software advisers that that do the boring accounting stuff is really critical to successively small. Wanted to brag about financial literacy because when I sold my last business in one, thousand, nine, hundred, nine told this toward many times before I lost a million dollars off the sale of the company because I send my balance sheet nine MBA for northwestern university. So that's nothing to be proud of. It's it's really really challenging running a small business. You brand businesses I've had small businesses you spend so much of your time and effort certainly some people think are GonNa start a cafe a lifestyle. It's a lifestyle business. Alright sixty seventy, eighty hours. It's it's really really challenging. So anything that software due. To free up some your time to have more time with your family or to grow your businesses is really what we're trying to achieve. This idea of the three day cash flow because again, every business goes out of business. The exact same reason they run out of money and during the recession cash definitely slows down what suggestions would you have for small business owners for managing their cash flow during this period of time. The first thing I would do I would be really really hard core on any money that's actually ot you to collect that to be the squeaky wheel because a squeaky wheel gets the oil in this where we are right now there's a lot of money owed and certainly there are the ones that are actually really persists. are the ones that are going to get it. I'm I would be as I said before I be trying to renegotiate any kind of a large expenses that I have either get more favorable terms or reduction in order to protect your cash flow and then I would be thinking really creatively how I could get on routes to market for my product or service. So if I could I sell more online, there's really creative things that people are doing like I was talking to somebody today who they got a haircut for the first time in you know since March since the lockdown started. Your hairdresser had a physical salon. She wasn't able to have people in anymore. So she was literally going to people's houses and she said now that she probably wasn't going to reopen her physical business that this is really going to be the future of her business and then she was selling product, which you know is generally high margin she had that on. A website where she was promoting products and All the same time. I think you're gonNA see more and more of that sort of creativity. My Wife's still you know getting a personal trainer she's doing it over soon call right so she's not physically going to see this personal trainer personal trainers still making money, but they're doing it over in know a virtual environment versus a physical environment. It's really amazing because there are things that we're doing now that we never thought could be done remotely like my wife again, it's teaching Yoga classes remotely and I'm taking karate class remotely. It's really quite amazing what you can get used to. Yeah I just think it's the Sunders. Certain the research that we have is they're growing they're actually seeing this as as an opportunity and you know there are other business I really feel for you know Pasta Taliban businesses retell the that are doing it really really tough with someone are figuring out new channels new ways to do. So for sure there's GonNa be winners and losers. Like. There isn't every single economic downturn. Feel like it's kind of like a game of musical chairs things are going well in the economy. Excuse me. Things are going well in the economy and all of a sudden the music stops you don't know if you're gonNA have a chair. Yeah and I think you know the really smart service savvy entrepreneurs out. There are going to figure out ways to be successful, and there's going to be just like integrates recession. This is going to be a whole bunch of starting the kind of the hypothesis that we haggas. Particularly millennials every Neil you talked to, you seems to have some side side-hustle right and what's happening is is a lot of people are losing their their jobs, their side hustles becoming their main hustle. So you're gonNA see a whole bunch of new businesses come out of this, and some of them will be really successful on some will some won't make it, but you're definitely seeing green shoots in new businesses starting out. When should people actually choose zero? Of course the elephant in the room is always quickbooks. Why do people choose zero over quick? Book Solutions. I think one of the main reasons they choose it is very easy to use. It's very simple. It's very non accounting language. It was you know we created the category of small business cloud accounting. So we we don't have a desktop business we've always just had a class business so. It's it's built for the cloud doesn't it's not coming from the desktop and moving to the cloud. So I think ease of use. And just. Talked about being Hashtag. Beautiful. It's really nice piece of software to use very intuitive. and. One of the things I find that small business owners make as far as mistake is they don't set up a separate accounting system for their business. They just do it as an extension of their personal accounting system, which really is a problem. Yeah sickly sole-traders when they start out a lot of rooms are mixed kind of discolored business and pleasure or their personal encounter banking account. I would say that that is you know five starting a business. The first thing I do is I would set up a business bank account right and I would basically get some sort of accounting software whether it's you know zero or what have you I would look for the line of business software that is kind of the market leader in the category that I in. So you know in construction, they'd be Pro Gore finding you know running a hair salon. Be Timely find getting all my kind of soft were sorted out, and then I would find a really great accountable infect around flights ten percent of our accountable keeper channel. The people that are zero advisers are almost acting like managed service providers were there. Basically providing a stack of software plus advisory services to small businesses for a monthly fee. So the small business doesn't need to worry about. Well, what should I choose choose? Their their adviser is basically saying if you're in this particular industry, this is the the bundle of software that you need to run your business and all manage it all, and I'll help you with coaching. You run your business and I want everyone to hear what Tony is saying because to many times we don't spend any time setting up the infrastructure for our company and that's really easy these days with these cloud. APPS Tony. It's interesting. You know long time ago when Islands University announced doing. It. Guidance was eighty percent of your time. You're doing it should be planning twenty percent doing and I don't think that's much different for business I think, generally some small. Rush out and getting to it, and they don't think about the planning side of it. But if you don't build the foundations thinking about building a house with the foundation isn't rock-solid. You know, how are you going to build that twenty story building? If you have aspirations to grow your business, you gotta get the foundations down. You GotTa get a coach just set it up right from the start in your our research shows you're going to drastically improve your chances of being successful. We'll Tony I appreciate you joining the show where can people get more information about and that's spelled x. e zero? Zero DOT COM and check it out. There's you can get on there for a free trial and. I hope everyone loves it up everyone stay safe I. Hope all the small businesses out there. I know you're doing itself. We're here to help. Just, take care good life and. Hope you're joining continues to grow.
"tony welcome" Discussed on WBZ NewsRadio 1030
"Me you're originally from Michigan. We have a lot of listeners in Michigan. Maybe someone will call in and And and reconnect with you. Who knows? Let's get Let's get it rolling, and we start off with a little more locally. Tony in Saugus, Massachusetts, Tony Welcome. You were on with a Patty Olinger. Patricia Olinger. Go right ahead, Tony. Thank you very much, Dan. Great Show and thank you, Paddy. Run. Give us some information. We really need it. I have you question just clarifying questions. One. What is the difference between the N 95? In the K and 95 Second way. Let's take what's taken one at a time, Tony OK, because that's a great question. The K and 95 are out of out of China. But Patricia, let's talk about their efficacy. What do you think? There. They actually go under different testing criteria. So the N 95 actually has to be approved by NIOSH here in the United States and the cane and 95 It is, as you indicated it came from China, and it doesn't go through that NIOSH certification testing. That's the really main difference. It would be. The same thing is if you bought Um, the the equivalent to the N 95 from Europe. They have their own standards as well. And so if it's from an occupational standpoint in 2019 I couldn't if I was supposed to wear and in 95 I could not buy for my employees something from Europe unless it had that NIOSH approval on it. So have they done any tests? I mean, the K in 95 of Bob Kraft, the owner of the Patriots. Flew his plane, his team plane to China when we needed, you know, in 90 five's and came back with a lot of KK had 95. Any idea have some Ugo? Oh, yeah. I mean, it's one of the things I have probably a lot of the different ones, but I have a couple that are candy. Actually, I bought the one that I have when I was in Japan and is, interestingly is that they need their national standards for what would their what would be an N 95? So it's not that they haven't been through any testing and and you have to remember back in the spring when we're having so much trouble getting any type of faith covering our respirator. You know there was that relax ation of the requirement from OSHA as well as from Nash about what you could purchase and they allowed folks to be ableto wear those can 95 Okay, Mila Question. They don't mind going. I saw you in that study that you talked about the stand in Little three. Lay a blue one. I don't know if that's considered a surgical mask or whatever it is the small ones alone that got good reviews. And my question is unlike the no panties opinion of that and is wearing two of those cause a problem Seems like when I went to, they seem to be more snug and obviously You're doubling the protection. Is that something worthwhile to dio? So the blue ones, the ones that you see, a lot of some of them will be actual surgical masks, so they have to pass. Um, the the FDA requirements for a surgical math. That's what you see a lot of the doctors and nurses where when they're in the hospital when you go visit or have to be there. They also make face mask that look just like them, but they won't have the FDA requirements on it. One should be fine. But if you're feeling more comfortable with those two on there, um it's another layer. Ah, and Ah, yeah, I've seen where people have put more than one type of mask gun to get that snug fit. When when you say a blue did you did I hear you guys say a blue surgical mask is that Yeah, that's a common color that you see if you think about it. I mean, they do come in other colors as well. But the real common color. It's a light blue baby blue mask that you see in a lot of pictures, and that's a fitting mask. That's a fitted mass correct. No, that is not a fitted Massey and 95 is a fitted math technique. That's a technical term. It is a, um It's a surgical math that ah, if it's if it's for hospital medical maths. Then it has to meet some FDA requirements for filtration and um and then, But if it's a just a face mask that looks like the surgical mask. A lot of women feel the same, and they look the same. But it just doesn't have that FDA approval on it. So it would say surgical mask on and influence of surgical mask. Not just yet. Very good. Thank you very much. Tony. Appreciate the call Great questions. Thanks so much. Talk to you soon have a great night in in Milton Inn in Milton, Massachusetts, and you're on with Patricia Olinger. She's an infectious disease expert. And she's the executive director of Global Bio Risk Advisory Council. Talking about mass covert 19 mass go ahead in Perfect. Thank you. I recently bought some medical surgical masks and listening listening to you. It sounds like I have the right ones that says f D A C E. And the reason I bought it is it's a level two. I understand. That's what hygienists were. Dental hygiene ist Yeah. Is that correct? True? Ah, yes. If it has that FDA numbers on it, Andi everything that is a surgical mask. That is correct. Oh, great. Yeah. And the thing is the level two. I couldn't get a level three, but I gotta level two. Yet you're you're good to go. Okay? Yeah, I get what level three is not available to the general public in or Patricia. I couldn't. I couldn't find them. Find the one you found on the Internet. Here. Yes. And somehow I came across the fact that the in the dental industry, they use a level two. So I said, Oh, that's good, because some of them didn't look right. They like you said they might have been one or two layers. I don't know. On this one said it three layers. So unhappy with that, and we're wearing what that makes me feel better when I don't understand is why anybody at this point and Patricia, I know that you're gonna gonna have an answer for me. Why anyone at this point when I say a fitted mask, I mean, amassed, it would cover your nose. Your mouth and fit under your chin. Line. Your jaw line. What? Why would anyone not be wearing a fitted Mass Because we've seen me if it wasn't fitted That would leave a way in which Arctic particulates, droplets or whatever could somehow get up under the mask, or am I using the wrong terminology here now that that's what I love about you. The term fitted math typically goes along with a respirator. And so when somebody I mean, I was the head of environmental health and safety at Emory, and when I was with visor At a site and it's one of those things that when you say fitted math it comes with from an occupational standpoint, the requirements for fit testing and a lot of training requirements. And so what you're looking for is something when you say fitted. I think you're saying that it needs to fit snugly around your faith. Those are two different things. So? So. So the Mass that inn is talking about May fit around her face like you know, you're under her jaw line, which is the one I have, but it's not technically if it'd mask even though you think it's fitted, it hasn't passed some standard. It is what I'm hearing. You say my right, right? That's exactly that's. That's exactly right. OK, because they just gap on each side when we had the sets of things, so I If I have to really go some way, which was only once I wore a shield over it. Yes. So that man that made me feel better and glasses. You were a shield over the mask. Right. And the reason that they do that one of the reasons that they're actually recommending, you know, Dr Fauci came out and talked about the protection of your eyes. So if you're in a really crowded space, you know what we teach only teach you the response and especially even With covered 19 ways say we cover our face our eyes or nose in our mouth because those air those points are those portals of entry where the virus could potentially get in. If you're so if you're in a really crowded space And there's that, you know potential of infection, then covering your eyes with their safety glasses or whatever A lot of people you'll see is that face shield. It also, you know, protect that. That that front of that facemask eye I've seen that. What about you? I today I am I noticed that I had just a scratch on my forearm..
"tony welcome" Discussed on KTAR 92.3FM
"Is in Springfield Tony welcome of the Dave Ramsey show thank you Sir are heavily retirement question for you okay I have a little over a million dollars between my four oh one K. my raw binary I'm sixty four years old when I turn sixty five I plan on starting to withdraw about four thousand a month and if I start taking from so security I can get twenty four hundred a month or if I wait till I'm seventy I can do it thirty four hundred a month so my question is when I turn sixty five in a year from now do I draw the so security of twenty four hundred and take out sixteen hundred for my four oh one K. Trevor or do I wait till I'm seventy and then just take out six or seven hundred dollars per month for one K. yeah there there's neither one is necessarily mathematically big time better than the other one only thing that comes into play for me is a I don't know what they are going to do with social security long term I'm not predicting the failure of it but it's mathematically a disaster so eventually someone is going to have to build up the political capital to deal with the disaster that is social security that might mean trouble for me for me and you you know and are you and how much we get or when we get it the other possibility is is that you died before you get your money exactly and a course it's gone forever so based on those two things I generally take it as early as I can take it as often as I can take it even if I don't need it so that I can just plow it back into my life and all of that you know with the wonderful job you've done done saving and investing is are going to be there that is going to survive you it'll go to your nearest regardless but you're so security won't so I'm gonna take it early often just in case I'm not predicting bad things for you or even from the government but just in case there's more downside than upside with that puppy for sure right so did you start out a millionaire to people give you money human hair and a lot of money a lot of work a lot of savings a lot of side side jobs in a lot of not spending the combination just kind of worked over the years how much of the inherited zero okay both my my my wife and I have a high school education never went to college but we just worked hard and smart investors what was your careers I was in the building materials for a long time and I've been flipping houses for probably twenty years I was doing one or two houses a year when I was working on them when I retired nine years ago I thought I've been doing through three houses you're just kind of playing with the meter sprint phones and sprint financially.
House Intelligence Committee release 300-page impeachment report
"And one of the things that a lot of us have been anticipating the arrival of the is the intelligence committee's report on one what the heck has been going on in our government involving the the efforts accusing president trump of misusing his office to see foreign help in the twenty twenty presidential race and then this three hundred page report comes out from the Democrat led house intelligence committee I want to talk to Tony say about it who is the White House senior adviser for strategy Tony welcome back largely to be with you and your listeners thanks for having me so I I tell you what they're a lot of times I've probably said I sat down to read the whole thing I read the whole Muller report I couldn't bring myself to read the entire three hundred page house intelligence committee report this is yeah this is all political isn't it does any of this have to do with actually a going after something that the president is actually done wrong not at all in fact there was no factual support for any of the Democrats central claims that the president did anything impeachable Larson frankly it was a more like the angry rants of an overzealous prosecutor who was misrepresenting twelve of his witnesses testimony to continued support of Paul's narrative listen it was essentially three hundred pages of commentary presumption and opinion which which also reflects what most of the testimony they got during the two weeks of public hearings or and at the end of this whole process again we know and it is confirmed the president did not condition aid and did not condition meeting on anything with Ukraine and ultimately they got the aid they got the meeting with the president and the vice president and got four hundred million dollars of lethal military aid that the Obama administration was not able to deliver to them which even those who were critical of the president during the witness testimony said with a better policy so it clearly reflects that this is just a highly political sham that but failed to produce any evidence of any impeachable offense you know Tony there's got to be frustrating for the White House because I know I'm frustrated on the outside that my business the media business the news business has been so I I guess out to lunch on those because give reporters are doing their jobs they be saying yeah this impeachment process is very different from the last two the two that are most recent historically Nixon and Clinton it's entirely different and and yet and usually the media loves to point out differences you know the the the last two in patrons went this way this one's being delivered delivered entirely all along partisan lines the N. and what's really kind of ironic is that the founders actually worried about impeachment becoming simply another political tool in the arsenal of one party or the other and they talked about that when they were writing the constitution said you cannot you have to have the power of impeachment for certain circumstances but you cannot let it become political and here it's become political and all these reporters just stand there and say yep it Sir is this legit they put all this air of legitimacy around the entire process including today well unfortunately I think there are some in the media and not all but some who are way too invested in the outcome of this impeachment process and and have it worked to advance it to the degree they can I think the also interesting aspect of this entire inflation process is Nancy Pelosi the speaker said back in March that he would not go forward with it unless there was a bipartisan consensus to do so I see clearly violated that in fact if there's anything bi partisan about this impeachment process it's been the opposition against it but you you you bring up something very very important Lars which is the fact then it's two points it's the fact that even you know the the founders never anticipated this would be kind of something that boils down to a simple referendum on a vote of confidence on the president right obvious obviously there are going to be political opponents who don't like the president we certainly had many of them in the Republican Party member Akhavan was president as Jonathan Turley the the law scholars testifying today pointed out but it's not designed to remove a president you disagree with or you don't like it's designed to remove a president who's committed a high crime or misdemeanor and violated the constitutional old and that clearly has not been proven at all in fact no wrongdoing has been proven throughout this entire process and and then the last part of this is the people all of this country have a look at this objectively and have rejected the idea that Congress should be wasting their time in our taxpayer dollars on this impeachment champ they should be instead focused on important issues that Americans between New York and California which largely represent the leadership of the Democratic Party trying to push the sample Losi chef and Adler don't really think this matters to them I would much rather see better trade deals a lower prescription drug prices more secure borders and certainly bigger emphasis on passing a budget which we have very few days left to do the funds our military adequately I'm talking to Tony say a who's a White House senior adviser for strategy the other thing they won't point out out of today they literally I mean the Democrats literally said well here's Pamela Karlan bring a law professor and she's you know she's independent and impartial and hears Noah Feldman and he's AT and they literally said important independent are but impartial experts on the constitution Feldman's the guy who's sixty days into your bosses tenure in office said that one of the president's tweets was an impeachable offense and that's no Feldman said that he tweeted out said the fact that the president you know tweeted out about about being wire tapped in the campaign which we now know the campaign was wired tab or lease Carter page was we then the campaign and felt a knot Feldman Carlin is the woman who were literally told friends I cross the street so I don't have to walk in front of the trump hotel old that's done will be an impartial witness sure cords well listen all three of the Democrat witnesses are known political operatives of the Democratic Party in one way or another call in today I think really expose herself as a very vile individual in Barron trump would you describe for my audience because I want to describe what because I've normally said politician kids are off limits unless they break the law or they or they are used in in another words if you send your son or daughter out give speeches forty on the campaign trail what they say is fair game but if you give Barron trump who's not been invite he's there in the pictures and he's there at the White House but he hasn't been a political figure and she attacked this fifteen year old boy yeah so it wouldn't miss garland all all afternoon morning has has given been delivering one polemic attacking and hominem attack on the president after another in this particular case he was trying to you know make the case that he acts like a king and then use the name barren which is a sign to say he had the right to name his son Barron not make his son a barren and that clearly was a low blow and a cheap way to get a laugh which she got from many of the Democrats in the room at the expense of the presence thirteen year old son and yeah I I give a lot of credit to the First Lady who immediately responded and then as have many others don junior and pointed out we what what what a disgusting act of of of of frankly classless ness and meeting that from from this column but she's been doing it all day to them basically the unfortunate part here is that had to be you know said publicly the the the I think the only benefit is he's exposed herself as a clearly not a credible person a Mister Gerhart the other Democrat on the panel I have spent decades in partisan politics work for Bill Clinton and Senate Democrats in the past Tony Sega's the White House senior adviser for
"tony welcome" Discussed on KFI AM 640
"Just in time yeah no I'm serious I'm dean sharp the house was for helping me out with your house we're taking calls today so let's go back to the phones I want to talk to Tony Tony welcome home are you doing good what can I do aren't you I live in a neighborhood here in San Diego were built in the nineteen fifty eight fifty six time frame and everyone's got these cast iron pipes running from their house to the street and I know about a year ago the city came through and blind all their lives on the street side with I don't know what they do with PVC years on to make it like last longer but what is this sure lining concept they have like will come in and find your system it'll be good for fifty years and you know it cost about from what I gather five to seven grand and that so you don't have to dig up the driveway and you know replaced on the cast iron pipes themselves any opinion on that I do well the first question is am what Tony's talking about everybody is the sewer line you're talking about the sewer main from your house this so this is the sewer that everything all the sinks all of the drains in the house the toilets the showers they're all connected then they all find their way underneath the house and they connect into one large sewer main use the a four and sometimes a six inch depending on the size of your house and then boom out to the street down deep and connecting to the city sewer line too yes it is deep so the question is for you Tony is is is there something wrong with your system right now have you been having to call out rooters a lot you get tree roots invading those those lines because older lines there two kinds of really older sewer lines in southern California old meaning you know regionally the maybe the oldest would be clay clay sewer lines which aren't aren't even well sealed each one into the next and so any little presence of moisture that makes it through the junction the seal of the joint of those the sewer lines local plants tree roots anything nearby just once that moisture they don't care if it's poopy moisture they just want to point Sturzo in they go and that's why we end up with sewer lines that are filled with a root single root bound cast iron can have the same problem cast iron the older it gets it's not a particularly smooth surface on the inside of cast iron pipe and so we can get lots of build up and so it hasn't been ruder cleaned or anything like that and then of course you've got issues like you know tree roots are ground shifting braking and snapping the pipes so all of that being said my friend what is the situation with your sewer line and then we'll get into what it does and what it takes to redo it okay my situation my sewer line as I had a good friend of mine in the neighbor about four houses down recently yes I have a break in his line and in Buckley was a shallow sides I had the privilege of a growing interest housing happens to be an eighty five inspector so he was able to you know actually read the patch for it like you know cut out the bad sectional line and put in a new one but that in conjunction defective actually been under my house too I just be these things are by the older I get the feeling like it's not a matter of when it's gonna break or have a problem but when so I'm trying to head that off because I understand that if it does break it's gonna be sewage spill and going to back up can be nasty and probably cost more to repair to time SO zero around yes you just do your thing and you're you're looking ahead and I see that the clock is ticking and yeah and you're trying to be preemptive about okay so so here's the deal you've got a if you've got a house built in the fifties and you've been under your house I assume that doesn't mean that you burrowed under your house but they actually have a sub floor you got a crawl space so have a crawl space they just invited me over right okay so as far as that goes I I don't necessarily you you're gonna have to get pricing on this of course and don't hesitate to price it out a number of different ways but the stuff that's visible that's accessible to you in and with a crawl space I would change it out to a B. S. plastic a B. S. a drain that's what we're using you know everywhere now and have been for a long time I would change out everything that's not in the ground but is visible underneath the house a B. S. from cast and that's an expensive and that's something that even a qualified DR weir taking their time to do could do themselves because you just gluing pipes you're replacing the stuff that's there you just copying the patterns in the fittings that are already in place in the cast but at one point it dives down into the ground goes underneath the footing of your house and heads out to the street and folks when that happens it is low I mean if you're you something's wrong yeah something is wrong if your sewer line as it leaves the foundation perimeter of your house isn't at least three feet down something was done wrong and then from there it just keeps going deeper dear because the sewer down in the street is really deep like you said Tony could be eight ten twelve feet deep which means that you if you have to dig up that sewer line you are making a gigantic mess I mean it's huge trenching issues throughout your yard you're tearing up the yard you're trying to get underneath sidewalks drive we are wherever it goes let's talk to John John welcome home what are you doing I've got a noisy neighbor is particularly troubling has been for years I have you know any girls southern California how all neighborhoods we have hi they each particular material I get attached to wooden and in short of a new block wall now that's a toughie John it really is and I feel for you unfortunately sound that is emanating from the neighbor's yard is not just traveling at ground level sound waves they spread very quickly they go wide very fast your best shot at quieting a neighbor is if your neighbor is making a lot of high pitched sounds because high frequency sounds have a much narrower wave pattern and they're easier to block out but if your neighbor is pounding their music or there's a loud booming sounds a lot of bass going on base waves just move through everything and they go everywhere which by the way when you're driving along in your car in there somebody up ahead of you play in the hip hop music and you don't you don't hear the music itself you know even by the time you get up right next to them but about three blocks away you hear the base and that is because the trouble the high frequency waves inside their cars being reflected back at them by the windows in the casing of the car but those base waves they are spreading out they are stopped by very little so I wish I could tell you that I had a solution for you but I am going to give you this one solution to anybody who's having this I'll tell you what not to do don't mess up your fence trying to sound proof it because you will spend lots of money and you'll make it ugly and it'll be hard to do it artfully and guess what at the end of the day it's not gonna work it's like trying to patch a boat and keep it afloat went right on the other side of the hole there is a gaping hole twelve feet wide that's letting water and good call good call more of your calls coming up next you're listening to home with dean sharp the house was for Layla Mohammed.
"tony welcome" Discussed on WMAL 630AM
"With bill Parisi welcome back to the underwriters corner I have a lot to talk about today but before I thought I want to talk to we got our first caller Tony Tony welcome to the underwriters corner how can I help you thank you all I was one of those or any time frame you have to be in a home before you to refinance hi good question with conventional financing you don't have to wait a day with FHA and VA you have to wait about eight months what kind of a loan do you have on it now well it's it's not for me it's for it's for my son and daughter all right they and we co sign on this loan they face got a home and closed in July okay they made two payments September October do you know what kind of a loan they got to they get an FHA or conventional loan conventional honored like four seven five okay well that's very good anybody with a four and a quarter a higher should refinance now you cosigned and it was only in July did you cosigned because we could use one of their incomes or well she had some student that may pose that was bad to carry well it's not bad to carry the problem is we have to count that dead even if it's deferred we have a counted against them so you they can refinance again if it's a conventional loan there's no waiting period and you could call as long as there with a conventional loan the credit score has to be around seven hundred or higher or else you get a a worse rate and maybe that's why they gave you a four and three quarters and that I think we got a little bit of I don't know what kind of deal we got there but that was they were the rates are going down and they said there we could lower for some reason or another but or what but the line is at the check in that and say okay well that's a conventional loan a you know every what with the convention with FHA and VA your credit score only has to be six hundred but with a conventional loan they penalize you for every twenty points under seven forty so even somebody with the seven hundred doesn't get the best rate but they get a good rate the if there's credit score six eighty then they're going to pay about a quarter of a percent more and four and three quarters back in July is a bit high so yes if you if they have a conventional loan looking to call the office to grab one of these loan officers get their name and cell phone number even for your daughter and and son in law get their name and cell phone number so that you can give it to them and when they call and they don't get voice mail because everybody is so darn busy right now I don't want.
"tony welcome" Discussed on CNBC's Fast Money
"Day isn't discouraging. One of the market's biggest bulls. He believes investors should be playing offense because stocks are on the verge of a sustainable leg higher. Tony Dwyer is here. He's chief market strategist at Canaccord genuity. Tony Welcome and you're saying you think we have had some the mini recessions but they're over now and it's clear sailing on on the show a few weeks ago we actually we called for a correction classic strategy and I I called it right but we you know it's it's John the Airways so it was a few weeks ago that we thought that the sentiment got bad enough and that some of the data was already discounted that it was especially on the ten tenure no yield dropping the ten year yield. It was time to get more offensive so the supporting evidence to that in the mini recession call is if you look back at two thousand eleven two thousand twelve when the pigs were there and Greece was going to get knocked out of the euro and the euro was going to break up. That's as bad as a trade war right so the ten year. No you'll got back below one and a half percent percents what was interesting is not tober. Two thousand eleven the stock market bottom down nineteen point six percent the tenure didn't bottom until July of that year so in that meantime the S. and P. early twenty two percent led by the defensive into the ten year yield low in July off their you went up up and additional thirty eight percent two until the ten year got over three and three percent so the whole point here is offense should be on the field not because I have some great economic prognostication Asian but all signs are that the ten year made allow and if that's true it's replicating the two thousand eleven twelve two thousand fifteen sixteen period. Were there was clearly an industrial recession or are you making a call about the ten year going back to three percent or above or I think it will go back to two and a half percent. Nobody on the Planet Planet Kelly thought that we were going to go back to one and a half percent at this point ten years into a cycle right so what I think is happening is going back and looking at the nineteen fifty sorry to do it to you going back and looking at the nineteen fifties. There were four recessions from one thousand nine hundred forty nine thousand nine hundred sixty one. They were very brief. The market only went down about twenty percent each time time and then the market went rip into new highs very similar to now and I think technology just in time inventory. More consumption is a percentage. GDP is preventing that official recession but clearly were having these mini recessions driven by global industrial output and maybe hold argument over whether we are aren't going to have one on keeps confusing the picture because what's really happening. Is You have a bunch of growth scares you have quarters or GDP goes negative or almost goes to zero. You have market correction of ten to twenty percent but that's it's a different story than everyone who keeps bracing for. We're going to have another financial crisis in here. It comes again Tony. Let me ask you this. Though I mean think about what just happened in the last couple of weeks we've seen a major moderation in the talk about trade. We've seen massive stimulus in China. We've seen of stimulatory action by the. We've had this balance in rates. No one thought they were going to go down to one five or four or five or something like that. It just seems like we're in a spot here to get out of your mini recessions what we need to do ten years on from this economic crisis that we had. It seems like it's getting a little untenable isn't it. I mean that's the thing is it sustainable and the other point about getting back up to three thousand. It doesn't break out so what's the thing that breaks it out this time in a sustainable fashion. ECB totally disappointed in action last week there. They're coming. Terry in terms of what they were going to do to make sure that inflation got back to where they want it to be. As what drove rates in the market in the spike in the tenure they got ahead of it not by the raised by Blah Blah so I don't really care if it's twenty five or fifty basis points if they do fifty basis points on Wednesday and say we're done for the rest of the time. Market's GONNA get creamed right. They need to get ahead of the market. The highest interest rate cannot be the Fed funds rate right so what gets us over three thousand and that Dan again the the global economy's week. I'm not going to be the straps getting on here telling you oh it's good. It's getting less bad in the data. If you look at the purchasing managers there's breadth the purchasing managers index positive that's inflected off below the same thing with the OCD leading indicators competent leading indicators for the thirty six countries countries. They follow. It's inflicting off the low you can't have the market is a negative when you hit the highest level of all time but the sequential data's rolled over so that's a sale and then you hit the worst level fall time and the squinched out is getting better and that's a sale to right so. I think that the data is going to get better. Give us the playbook then what does it. What does it look like offense. I I mean Kelly. This is offense this everybody's meaning consumer discretionary financials industrials the motorcycle parts attack and again. This was our call from a couple of weeks ago where you get this reflation trade as long as the. Fed stays ahead of the curve and what shut this whole game people to put this on before their decision Wednesday. That's a big call. You make a caller. You don't know you know the views of fast money. No I'm not the greatest of all times but but again and the whole key to this thing is the Fed has to get ahead of the curve. They have to convince the market that we're not going to become Europe and go into negative I so I asked a salesperson today. Who I begged literally bagged two weeks ago. I did it on their please. Refinance your debt. Please one point four percent refinance your loan right right so I went over to the desk today I said. Did you refinancial no my my husband wants me to wait for lower rates okay. That's what the Fed wants to avoid read. Stop waiting for lower rates as low as it's going to get. Let's get in there so you know this kind of churning. We're seeing in the market today. I think has more to do with got extremely overbought in two two weeks right so maybe oil is an excuse and the Fed meeting who's going to really take an offensive playbook into bed meeting and I don't want. I don't want to suggest to to the to the viewers that I'm GonNa be calling the next tick. I'm awful at it. That's why should refinance. I think I think they they should refinance. You could have a pullback in rates. You know what's going to be interesting is to see how Saudi Arabia response to the oil crisis. You know it's not a news item or they blow up their biggest thing and they're like okay. We're good so I'm kind of waiting and to see what the global response is to the whole attack and that may create a temporary law. You can take advantage of and get offense. Thanks thank you Tony. Thank you so much there. what do you guys think while banks are interesting and you back out the December twenty four th loan and unlike Citibank cities traded between basically sixty and seventy seventy two on a number of different occasions over the last year and we've seen a pretty big moving city since Tony made that call from sixty one to trade it over seventy today I still think the banks sort of in rangebound and we can agree to disagree on that front but going to my earlier comment the fact again that the stock market I think held in extraordinarily well in the wake of what was pretty. We could have been really negative news to me is pretty encouraging and again. I'll say I'm this is coming from the sky and thank you all guys coming got uber and lyft revving up on upgrades today could a rideshare revival really be on the way we will ask plus pizza warming up to pitch one name that he says is a home run. Give us the name. What's more fast money right after this analysts. HSBC upgraded those ride hailing companies to a buy rating while lowering their price. These targets shares are up about three and a half percent of peace analysts at HSBC were saying both stocks down over twenty percent in the last few months. Regulatory concerns are already priced in everybody. Everybody are the roads all clear for Uber and lift you cancel that right. I don't know about all clear but you go back and look lifts quarter which was a month and a half two months ago into stock was trading sixty one or thereabouts rebounds. I thought it was a really good quarter. They basically gave us a pathway to profitability and the only thing that was sort of overhanging stock was exactly that this overhang in terms of shared shares he was the quarter when they said they were losing billion dollars because of all the you know the IPO related comp and all that and which of the and you go back to lift score quickly. I mean lift. I thought was a very good quarter. The problem was the two hundred seventy five million shares. Were coming out August eighteenth. The stock traded from sixty two down to forty one and you know what what the price action over the last couple of weeks. It's been good. I'm not suggesting it's going back to sixty two but I still think you can see it move from where it currently is to the mid fifty s I think when you look at the two names they are distinctly different and I would actually look I go towards lift. It sounds like that's direction. You're going as well Scott. I gotTa See Uber. Tell us what their pat. The profitability is we. We haven't seen that they just continue to burn up money us up two billion dollars. Whatever the numbers are the five billion that you just brought up butt lift on the other hand actually gave us a glimpse of hey look. We we see a path into the future where we start to get ourselves and make money. That's important to me because until you give us that why are we investing and I think that's why all these analysts analysts have been offsides for so long with these targets that are way up here and they're going to continue to ratchet them down. Kelly because that path is very very difficult. And when do they get there. We still you'll have no clue winner uber gets. What about the fact that Uber gives you. The UBER EATS option which lift doesn't offer and they're thinking party. Analyst argument here was look. You know you're basically getting that for free at this point. That's a losing endeavor as well right. I mean that that's so competitive so I don't even know that that at some point that's valuable but that that makes me also lean toward lift instead of you know. I was talking to early investor lift and told me that not only was that guidance really encouraging so the first just one post. IPO that they'd never actually missed an internal guidance that they'd given as a private company so they'd been guiding investors appropriately so I think when you get to their Q. You three in probably going to be in early October early. November and they beat again and now we know what the overhead supply looks like as far as the lockup. I think the stock doc gets back up to the high fifty. That's just my guess as long as they do that again in a nice lift colors over there Karen sporting but to me. I think you're play. It's a pure play on North American ridesharing if they continue to execute and show a path to profitability. That's the one you want to be and I can't really speak to where there's a lot of things going on. Even with the California crackdown crackdown and other states might be coming and I think the sentiment got really bad newborn last week gun on the halftime. Scott had bill gurley from benchmark early Uber Investigated Brad Gerster from from all timid or both of those guys seem really kind of geeked up down here about the story here and so these are geeked up higher to well you guys have been here for people not only did they not sell share and the lockup lift and probably uber but they're adding to these. I'm not speaking for those people but they're adding to them and that's what sort of action that you..
Should I Be Freaking Out About All This Recession Talk?
"Tony Dwyer is here. He's chief market strategist at Canaccord genuity. Tony Welcome and you're saying you think we have had some the mini recessions but they're over now and it's clear sailing on on the show a few weeks ago we actually we called for a correction classic strategy and I I called it right but we you know it's it's John the Airways so it was a few weeks ago that we thought that the sentiment got bad enough and that some of the data was already discounted that it was especially on the ten tenure no yield dropping the ten year yield. It was time to get more offensive so the supporting evidence to that in the mini recession call is if you look back at two thousand eleven two thousand twelve when the pigs were there and Greece was going to get knocked out of the euro and the euro was going to break up. That's as bad as a trade war right so the ten year. No you'll got back below one and a half percent percents what was interesting is not tober. Two thousand eleven the stock market bottom down nineteen point six percent the tenure didn't bottom until July of that year so in that meantime the S. and P. early twenty two percent led by the defensive into the ten year yield low in July off their you went up up and additional thirty eight percent two until the ten year got over three and three percent so the whole point here is offense should be on the field not because I have some great economic prognostication Asian but all signs are that the ten year made allow and if that's true it's replicating the two thousand eleven twelve two thousand fifteen sixteen period. Were there was clearly an industrial recession or are you making a call about the ten year going back to three percent or above or I think it will go back to two and a half percent. Nobody on the Planet Planet Kelly thought that we were going to go back to one and a half percent at this point ten years into a cycle right so what I think is happening is going back and looking at the nineteen fifty sorry to do it to you going back and looking at the nineteen fifties. There were four recessions from one thousand nine hundred forty nine thousand nine hundred sixty one. They were very brief. The market only went down about twenty percent each time time and then the market went rip into new highs very similar to now and I think technology just in time inventory. More consumption is a percentage. GDP is preventing that official recession but clearly were having these mini recessions driven by global industrial output and maybe hold argument over whether we are aren't going to have one on keeps confusing the picture because what's really happening. Is You have a bunch of growth scares you have quarters or GDP goes negative or almost goes to zero. You have market correction of ten to twenty percent but that's it's a different story than everyone who keeps bracing for. We're going to have another financial crisis in here. It comes again Tony. Let me ask you this. Though I mean think about what just happened in the last couple of weeks we've seen a major moderation in the talk about trade. We've seen massive stimulus in China. We've seen of stimulatory action by the. We've had this balance in rates. No one thought they were going to go down to one five or four or five or something like that. It just seems like we're in a spot here to get out of your mini recessions what we need to do ten years on from this economic crisis that we had. It seems like it's getting a little untenable isn't it. I mean that's the thing is it sustainable and the other point about getting back up to three thousand. It doesn't break out so what's the thing that breaks it out this time in a sustainable fashion. ECB totally disappointed in action last week there. They're coming. Terry in terms of what they were going to do to make sure that inflation got back to where they want it to be. As what drove rates in the market in the spike in the tenure they got ahead of it not by the raised by Blah Blah so I don't really care if it's twenty five or fifty basis points if they do fifty basis points on Wednesday and say we're done for the rest of the time. Market's GONNA get creamed right. They need to get ahead of the market. The highest interest rate cannot be the Fed funds rate right so what gets us over three thousand and that Dan again the the global economy's week. I'm not going to be the straps getting on here telling you oh it's good. It's getting less bad in the data. If you look at the purchasing managers there's breadth the purchasing managers index positive that's inflected off below the same thing with the OCD leading indicators competent leading indicators for the thirty six countries countries. They follow. It's inflicting off the low you can't have the market is a negative when you hit the highest level of all time but the sequential data's rolled over so that's a sale and then you hit the worst level fall time and the squinched out is getting better and that's a sale to right so. I think that the data is going to get better. Give us the playbook then what does it. What does it look like offense. I I mean Kelly. This is offense this everybody's meaning consumer discretionary financials industrials the motorcycle parts attack and again. This was our call from a couple of weeks ago where you get this reflation trade as long as the. Fed stays ahead of the curve and what shut this whole game people to put this on before their decision Wednesday. That's a big call. You make a caller. You don't know you know the views of fast money. No I'm not the greatest of all times but but again and the whole key to this thing is the Fed has to get ahead of the curve. They have to convince the market that we're not going to become Europe and go into negative I so I asked a salesperson today. Who I begged literally bagged two weeks ago. I did it on their please. Refinance your debt. Please one point four percent refinance your loan right right so I went over to the desk today I said. Did you refinancial no my my husband wants me to wait for lower rates okay. That's what the Fed wants to avoid read. Stop waiting for lower rates as low as it's going to get. Let's get in there so you know this kind of churning. We're seeing in the market today. I think has more to do with got extremely overbought in two two weeks right so maybe oil is an excuse and the Fed meeting who's going to really take an offensive playbook into bed meeting and I don't want. I don't want to suggest to to the to the viewers that I'm GonNa be calling the next tick. I'm awful at it. That's why should refinance. I think I think they they should refinance. You could have a pullback in rates. You know what's going to be interesting is to see how Saudi Arabia response to the oil crisis. You know it's not a news item or they blow up their biggest thing and they're like okay. We're good so I'm kind of waiting and to see what the global response is to the whole attack and that may create a temporary law. You can take advantage of and get offense. Thanks thank you
Thai election 'not free and fair' says monitor group
"Go first to Thailand where election monitors claim the country's general election was quote heavily tilted to benefit a party close to the ruling military junta. Let's get more on this with Tony Chang. A journalist in Bangkok. Tony welcome to the program. We've seen reports questioning the election process since Sunday. But what's the very latest on this? Well, we as you mentioned we had today from end frill who with the only election observers allowed in to to monitor this election. They were allowed in very late that they issued their report saying that the tabulation and consolidation of the balance was deeply flawed. They said that some of the preliminary results were wildly inaccurate. And they said that these inaccuracies have damaged the seved integrity of the general election. But frankly, those a pretty widely felt sentiments here in Thailand is being a lot of confusion of speculation after the vote, which should have been very simple Tynan has a very strong record on a well established routine for general elections of politics have been pretty monkey business for the last couple of decades, but the elections themselves follow very well. Established puff that done very efficiently. They're also done very transparent. They think it was a failing here that. Although. The the build up to the election. The constitution on the which it was conducted was pretty. Tilted Plainfield as were the the election self would be okay. But, but even that doesn't appear to be the case the election commission, which we will waiting to to give us preliminary results. Yes, they have done. So, but they haven't elaborated on the very strange figures we saw coming out on Sunday night, in some cases, showing fifty percent more votes recorded in some provinces than there than they were actually boats as registered so it is it is a there's a very big question. Mark hanging over the selection. Texans. Chinua the formative prime minister who's outsted by military coup. In two thousand six still remains very influential in the political sphere Rosen an op-ed piece in the New York Times, basically accusing the hunter of rigging the elections. And while I think he's still a very polarized figure in Thailand at this stage. Many people probably privately would agree with that. You mentioned the the. Military Q of some five years ago. This is the first vote since then, but was there always concerned about the process or have people been optimistic? I'm thinking of Mr. Shinwatra was was he hopeful that there could be a legitimate vote. I think he's always been very aware that there was this. This was going to be an election, which took place on the very difficult conditions. You said that hasn't been vote since since two thousand fourteen there actually was that. It was a vote in two thousand seventeen on a constitution, which the military really wanted to shove through that deal with the time public was basically if you don't pass this this constitution, we weren't granted general election. The constitution makes this election process. Very complicated. It it directly targets policies those parties affiliated with Mr. Texan, namely per tires, various incarnations, the thank tiddly one election since two thousand a month. So it breaks them up at favors the smaller. Parties of which the hunter had created several to sort of promote echoes the knowledge of which prolonged pressure has done surprisingly well in this election.
"tony welcome" Discussed on KTLK 1130 AM
"The law. Marginal legal advice. Oh, yes. Let's take some more phone calls here. All right. Tony welcome to handle on law. Yes. Hello bill. Yes, sir. Yes. Yes. I had a question. I recently have a lettuce. Milan amount of money. And they told me to write him a check. And also the phone eighty to eighty eight whatever that is. Okay. So. How much money do they say you owe them eighty thousand? Uh-huh. Okay. That's a lot of money. I'll agree with you. So what is your question? My question is from the phone today. They want eighty to eighty eight is like a form of some sort of a new or not. US citizen and you bought a property in the United States, and you sell it. All right. Tony, Tony Tony stop right there. You fill out nothing. You don't contact the IRS, you instantly, hire an accountant who is in enrolled agent who deals with the IRS, and we'll deal the IRS on your behalf. Okay. You cannot you do not deal with the IRS on your own ever ever. It's there's a world to the IRS. And you you have to know what you're doing. That's like doing your own surgery. All right. You don't do that. All right. All right. Victoria. Hi, victoria. Hello. Yes. I am in the person of buying a property, and I want to have a trust name. I also have a doing business as name able to have my doing business as name as the trustee on the trust. Well, first of all it is. It's you. And so it doesn't make any difference. You're not gonna hide anything if you are going to buy if you're going to buy a piece of property and put it in the trust or even have the trust purchased the property. I think you can do that. Just just make sure your name is non the trust could be the trust. Can I.
"tony welcome" Discussed on News Radio 690 KTSM
"Tony, welcome. Gary let me get you on speaker here. Right. I put up with flies all summer long ahead of at a bad time with flies. I got these little bugs out. I don't know what they are. They're fleas or bats. And they're all over the place. Is there anything I can do to take care of that? Well. Do you know where they're sourcing? Are they sourcing out of a drain? I have no clue. Okay. Well, here's a little tip. Then since I'm trying to come up with something to eliminate them. And we don't really know what they are what I would do is get some painter's tape and tape over the drains, especially the kitchen, drain, especially the disposal drained, and then take that. And I guess we lost them tape that and see if you get these little drain flies. There's this little they look like fleas new, you know, you could have fleas. I mean, I don't know if you've got a dog that's outside a lot you could have fleas, but we've had a lot of calls on the drain nets, drain fleas, drain flies. And if that's the case. You can do it with the little bowl of red cider vinegar low water and liquid soap, we even had somebody. Call the other day and said just a short little glass and beer in it put Saran wrap on the top of it with a rubberband poke a little tiny hole one it they'll gravitate to that eventually you'll decrease the population. And what they're feeding on is the bacteria inside the drain. So getting rid of the bacteria inside the drain is key. There is a product called drain bow which eats the bacteria in the dreams. So you eliminate the food source you'll eliminate the fleas, right? Also pulling out the splash guard of the disposal in soap and water really clean the back of that. Lob bacteria collects on the backside of that. So I know I just gave you a whole bunch Tony. But you might try some of those and see if that doesn't take care of it. Okay. Got me on the air. Yep. I tried that vinegar with the soap. That didn't know how much did you put in there? Do you know put maybe? Quarter-inch quarter inch bottom and a little bit of soap. Okay. Put a little bit more net. Seriously. I probably have it almost an inch deep in mind. And how much reds red cider vinegar just? To tighter vinegar. Yes, sir. So.
"tony welcome" Discussed on The Wade Keller Pro Wrestling Podcast
"Tony. Welcome. Thank you for taking talk to us today. Thank you way destroyed to be with you. Bruce. How you doing buddy doing fine. Last time I saw you in person was that young hotdogs down on spring garden street with your family, I didn't bother you about that. You know, of, yum, yum, yummy. I'm hot dogs are a big hit with our family. Yeah. And the ice cream too. I mean, it's a UNC Greensboro tradition that every you'll see grades where it was grown hugely and it's still that one little island with the old yummy on the shop. So they haven't torn that down. They have it. Oh, that's great. That is great. I think Tony, the last time you and I hung out. We were at a table at the at the infamous Mary hotel in Bloomington, Minnesota with any Sharkey and Harley race. And I was hearing stories about the nineteen seventies that horrified me. Mostly about traffic violations and such. Yeah. Chest seventy eight is you know? And I just wonder sometime I think about this a lot really not only because I think about this as far as wrestling is concerned, but I think about is because as far as athletics are concerned and baseball, and I travel with a minor league baseball team, how society has changed since the seventies for athletes and how things have changed for athletes of, you know, the guys. Thanks. I guess thanks to everybody. Having their own video camera couldn't do the things get away with things..
"tony welcome" Discussed on News 96.5 WDBO
"Tony welcome good to see again I missed you last week I'm sorry Michigan next week I'm sorry but whose washing the kids well the good thing. About who's watching the kids, if, you're responsible, for watching the kids, you know where. They are, so we talk about. Complexity never never never lose sight of your, children in the, region, I say that. Is because you know you can't replace your children. And also we have to consider our loved ones. Who also need our. Care to make sure that we can help them do what they need to do and always protect their safety that you talked about dumping the toes back in the water obviously you know. You wanna be supervised we should never. Swim alone that's really important because we know there's a cure for drowning in that swimming lessons and. Never never ever be afraid to take. A child to an instructor. To teach them how to swim. Because trimming swimming's good for the body Chris I mean I don't know how many surgeries you've. Been through, or. Have any major ailments of you been through or you. Have been through as well and then the doctor says well you know go to the. Pool it's good, exercise, you. Know it's no impact, exercise it's good and by. The way You do know. You can, sweat underwater you do. Know that. Don't you right okay Hypothermia from. Water. Because you're in the. Water doesn't mean your, body change the way it works right. So you still sweat you still. Get. Thirsty You can still. Get hypothermia I, mean it doesn't the pool water don't have to be sixty five degrees to get hypothermia you'd. Get it actually higher than. That so you know keeping your body moving. And moving forward and keeping the motions happening is good for the body, I've had my knee Don I've had my shoulder done had some other a few, other major surgeries have left a few marks on my body but the best. Part about it is. When you when I, had my knee Don I had my ACL redone and that was a freakish. Avow accidents that happened that. Was playing baseball I was playing. Shortstop, and a simple thing. Is getting a relay from the outfield turn to pivot when I turn to pivot I heard this just like that man my. Rightfielder hurt it and, of course the the, best thing about that is. I walked off the, field and I didn't have to go to rehab so two weeks later get the ACO repaired do my start my rehab but. The doctor said the best thing can do is ride a bike and then get in the pool and then use your. Leg. In the pool same. Thing when I had My labor m- reattach I tore that. Ninety two excessive wear just. Learned to throw a baseball and. Softball, differently back then after. I tore it same thing after the show was done start rehab the polish a great way to go that arm motions good. So you know having, a pool for physical, therapy purposes is very very. Important now about twenty, two or twenty four twenty four years ago I built a spa for a friend of mine who is a very very dear. Friend of mine whose wife Had MS and the only relief for her was to be in spa and, you're thinking well maybe it hot. Spa fifty degrees chilled chilled hot spa. So just a couple things today you. Know what what happened on this day in history joining the few really cool things that happened on this day in history by the way. We go back to eighteen seventy three you know Jesse James younger gang read. Their first they ride their first train. Think about. That, that's almost one hundred and fifty years. Ago? So in one. Thousand nine hundred? Sixty one Gemini five with our good friend Gus Grissom and the liberty bell we know what happened to liberty bell did the door blow the explosive blow you know that happened in, nineteen sixty, one and in nineteen sixty five hundred day Jimmy five. Came. Back to earth, something the real import we all remember as you, guys don't. Remember this but who put their toes I on the moon in nineteen sixty-nine Neil Armstrong yeah that was a couple of days ago, right actually that's today is it today So. That's what the. Date in history says so you know really. Really some space events and I've been blessed to watch a lot of our, space events because I live so. Close to the east coast that I. Get to see I saw every shuttle..
"tony welcome" Discussed on KFI AM 640
"Is handle on the law more general legal advice fires tony hello tony welcome to handle on lost yes sir i have been sued in the past um because acquire accidents and um and um the the insurance has taken care of it um but i was personally sued in the past uh meaning you know they they asserted me with that loss that's how it happens tony soulet insurance company hasn't get sued you get sued because he insurance company and caused the accident you did or a all right eventually it will revolve of course of course it was yes however um i recently got into another accident and i have a good reason to believe that it's going to feed my policy limit all right so let's talk about how how big or your policy limits uh one hundred three hundred okay and how banged up is the person um and the accident while uh they were pretty banged up court okay so la what does that mean pretty banged up surgeries loss on a g lost their heads wet what happened i'm on bank bank early ninety then lose their head um but they did have a one broken arm and once broken in that way and that's it was their surgery um i'm assuming surgery pair you know yeah all right i'll whatever that is a guy so 'yes you're worried that it's going to exceed uh i you know what i wouldn't be worry tony because you're not talking about a multimillion dollar accident where someone is a quadraplegic where some one is has neurological damage that is going to be beyond comprehension someone's faces i so cut up that they're going to be a they're gonna look horrible for the rest of their lives which is a runofthemill accident with pretty good injuries and one hundred thousand dollars more than cover it i'm sure about that and here's the other issue what are you worth tony um i have on multiple over rent yeah good luck for them to go after that that crack riot it's here in it yet but i but at this point here's the problem that that happens with them so here is lawyer looking at one hundred thousand dollar cheque for an for an accident that's probably not worth lot more than that at least by.
"tony welcome" Discussed on WAAM Talk 1600
"You are listening to the best of on the edge with roane you'd be insane to be any place else tony welcome back so wild 100 revving up and down highway one one of the coolest highways mr of mankind you're going to be paying for uh proper mile at working at it anyway the was up telephoning were considering attacks per mile now how would they do that how would they tell how many miles you're driving well you might have something that uh dislike your gps in your car and you will all vigo have to have installed much like in california when you i don't they still do this but when you go out there for another state if you're going to be an residents you got to get your car truck doubt so that you don't have uh uh emissions that are different than california standards all that good stuff but anyway uh they may put something under hood might be a little device that you can just stick and your car collect when you were really caught fitbit we were running a treks your steps but tracks your miles and then you will be sent a bill or they might just who knows a track your platon ever a month in the mail a bill comes from the state of california saying you drove twenty seven miles you all as six dollars and twenty eight cents a don't worry about it we demnad count on medically is terrifying terrifying welcome to the legacy of brackish saying obama which basically is californian hail let's see before we go any further got a bunch of stuff to get into still but i want to play for you remember in the runup to christmas we shut in yeah will work with time uh we play christmas tunes one day toward christmas on christmas day we stopped doing it because you're on when radio we play christmas quizzical christmas shows all while christmas eve day and then not on christmas day and then we go back to normal don't forget alternative what music friday's on this particular program every friday we hit you with different bump music that's the music ago in not a breaks on we someone extend that give you a rock and roll gospel blues arbi jazz phd education every friday it's american lewis and man do i have a show lined up for you.
"tony welcome" Discussed on BizTalk Radio
"Ninety nine point one fm tony welcome you're on with kevin mccall high ohio mike conley when it comes to winner hello we're here tony go right ahead okay how come anchor eric harley requirement will occur pro career you don't i or what you and i repeat provider part of ifor what an honor well uber at garnered around her her around you know crop amrin iraq by women how clinton could recover wrong wade would run out right around the credit barter do it one way or not so i'm saying trump so let me just try to donny let me try to understand what you're saying so when jane fonda said for example i know new when he was doing but because he hadn't done it to me i didn't feel like it was my place to speak up you're saying she's looking out for her own interests as opposed to the interest of quote the sisterhood okay that's an interesting observation tony thanks for the call eight eight eight.
"tony welcome" Discussed on Live from the Poundstone Institute
"I spend a couple of hours before the show forgetting things so there'd be plenty of room in my brain for whatever you wanna learn me about next i'm going to learn you about implantable chips and no it's not a subcutaneous to st though it's an natural computer chip our next guest tony donna and a bunch of his coworkers are getting microchips with our f i d transponders implanted in their hands tony welcome to the poundstone institute a pretty good okay so tony i understand you were at a conference in sweden and you met a guy who had one of these chips implanted in his hand and you said yourself i got to have one of these tell us what the chip does and why you want it yeah so our company we actually produce uh the technology and software for break room markets within a company break room so we were pitching at a company called epicenter in stockholm and as i got talking with the employees there they started to show off they had rfid chip implants in their hand right between the farm in their forefinger you gotta be within six inches of reader but it will are mock doors uh making log into your computers and then we in our case we wanted to be able to log into our self checkout breakthrough markets so a bunch of people your company are going to have these chips implanted in your hand so that you can buy snickers bars without taking out your wallet in in one way if it opens up the door for us to do a lot more things with it but on on the same thing that you do with the tap to pay on your your iphone yeah like apple pay or android pay.
"tony welcome" Discussed on KSFO-AM
"Tony welcome you're on red eye radio welcome to the show hi tiuing i'm tony commando were parka showers chicago yet thank you for taking my call your walk on i'm just wanted to talk about your taxes aimed at i'm michael navigate threat is michael medicated hey yeah elected official added a small neighborhood in chicago supporter lying winter suburbs and he adds mass control over the whole state and the state of illinois the voters don't want an end even most democrats wanted in and there's not much we can do about it because he yes research on because he's from such a small district and all those workers incited district is a huge model population near ban our city workers paid workers county worker worked for mets you're at each council mary beth vacation or what people onto the jobs and it and it ordered sometimes go sometimes there are huge article bonded of couple much back and is now can we can do to whole him out and he could joseph we obviously voted republican governor which will lead all little we'll we'll fact the edge of the power of michael mad again and dr cook county hit a higher hills tax in the country a candlelight early spoke earlier air putting a a sugar tax i joined the includes diet soldiers codes are you doing this includes so much it does have sugar in it now if we went as no annoying we wouldn't admiring pain a little bit lower to get our get a would ever for a couple of years by eight paid a couple of years.