20 Episode results for "Tom Job"

You Don't Get a Pass on Math Just Because the Market Is Hot (Hour 2)

The Dave Ramsey Show

40:19 min | 1 year ago

You Don't Get a Pass on Math Just Because the Market Is Hot (Hour 2)

"Bribe from the headquarters of Ramsey solutions solutions broadcasting from dollar car rental studios. It's the Dave Ramsey show where debt is dumb cash is king and the paid off home mortgage has taking the place of the BMW Status Symbol of choice. I'm Dave Ramsey your host. Thank you for joining us. Open phones at triple eight eight two five at five two to five. That's triple eight eight two five five. Two two five bill is going to start off this hour in Detroit Michigan. Hey Hey bill. How're you doing Dave? Thanks for taking my call. Sure what's up question of stock options. I've I've been receiving information about the past ten years and they matured to the amount of sixty thousand eight hundred dollars and wondering My wife and I have some debt. We have about twenty thousand in cars six thousand in credit cards and a little under a thousand medical bills and I wanted to your price and stock options cash amount using towards the debt. Okay and the reason is simple. We wouldn't if your car was paid for you and borrow on your car to buy stock options correct and this is the same thing in reverse okay by not cashing gnashing them out and not paying on the debt. It says if from a financial standpoint you borrowed on your car to buy stock options certainly wasn't what happened but that's that's how it plays out mathematically and so that you know that that's how I can make that decision so quickly anything that is not in a retirement account where it's going to be penalized. I cash out and use to accelerate your baby. Step two debt snowball where you list your debt. Smallest the largest and pay him off in that order. Jennifer is with us in Charleston. Hi Jennifer how are you. Hi You doing Dave. Thank you for taking my call. Sure what's up. Well I have read your total money makeover and I have also gone through financial peace and as I was going through financial peace piece I realized that I am house. Poor So right now I put my house on the market to sell but everyone around me is telling me that I'm doing the wrong thing that I should hold onto my house. Your House payment Twenty one forty a month. What is take home pay It is forty three hundred dollars is my regular take home pay and I also have a part time. I'm John that brings in an extra thousand dollars a month so about fifty three hundred so without the part time job your house. Payment is fifty percent of your income. Yes sir and people around around. You think that's smart. Then people around dom they said I should hold on to it for about two more years than their dumb unless your income is going up dramatically. You have a house you can absolutely cannot afford. I'm not even sure how you got qualified for this. Your House payment is fifty percent of your take home pay. Yes Sir I mean so. I don't know who's who the unless they're gonNA it'll start paying the payment for you. The people giving you advice probably don't need to be listened to well where I am. Is You know in Charleston. It's one of the fastest fastest growing cities. Jennifer that's what the drivers are here. You don't get a pass on math because the real estate market is hot. All of a sudden it doesn't matter. Math math doesn't matter because Charleston's hot so's Nashville so California so's Dallas so does every other city listening. They're just about right now. Real estate prices are spiking everywhere. But you cannot spend fifty percent of your take home on house and be anything but broke so I don't know I. I can't fathom how somebody can tell you that this is a great idea that you need to hold onto this now. Is your income. Come getting ready to double in the next few years. Nope what people are suggesting is that you know I get a roommate or AIRBNB and do other things to try to help me. Offset the cost of the house. Because you can't afford the house. Yeah Yeah you do what you want to get. People or stupid is what people are and people who suggest you keep a house with a house payment fifty percent of your take home. Pay Your Stupid I. I wouldn't keep it if I were you. I'd be out of it in a heartbeat. That's ridiculous that's no life at all. You don't do anything but think about this house. Twenty four hours a day. This House owns you. You don't only it. Bob Is with us in Houston Texas access a Bob how are you. I'm doing good. How are you dave better than I deserve? What's up Just quick question for you I'm just wondering why you don't recommend short-term disability while in baby steps one two and three because it basically the well certainly when you're in baby step three wouldn't because baby step three covers your emergency fund right. I mean while you were working up to completing baby step three I mean if it takes the average person eighteen to twenty four months to do so I was just wondering why you wouldn't cover yourself during that time you could if you want. I just don't i. It's just this gimmick insurance and I just don't buy Gimmick Insurance and so I don't buy a car extended warranty during during that time. Either you know. I'm I'm just going to self insure through that and gut my way through it is what amounts to so okay. Yeah now I I I just you were limiting expenses during this time to try to clear the debts as fast as possible label so hey thanks for the call open phones at triple eight eight two five five. Two two five Caitlyn is on twitter win and the baby steps. Would it be okay to start using your money for things that you want such as a vacation or new clothes after baby step three once. You're debt free and you have your emergency urgency fund in place. You've laid a foundation in your life and that's when you buy a couch or go on vacation or buy clothes or whatever you want to you basic clothing when you're in the first three baby steps the idea that I'm going to enjoy my life. I'm gonNA live my life. Children do what feels good adults. Devise a plan and follow it. I'm not saying you're not gonNa have a great life. You're GONNA have a great life. I'm matter of fact I'm trying to show you exactly how to have a great life and so we step on that as hard as we can step on it and we live like no one else so that later we can live and give like no one else and so You know you have to sacrifice to win. You'd you'd never win at anything unless you pay a price to get their TAMMY's on facebook. Can I call my credit card company and asked for lower interest rate. Sure the they may or may not do it and you can threaten to move the car another company and see if you can negotiate with them and get them to drop the right but interest rate usually actually is not your problem when your credit card. Now if you've got a thirty thousand dollar debt with one company and its eighteen percent and you can get that dropped the ten percent that would be valuable right but most of the time. That's not the case most awesome. It's a three thousand dollars or five thousand dollar dad or whatever with that particular company and you're going to be paying off your debt snowball so fast that the interest rate really is not your problem. Your problem is is cutting your budget so deeply that you can't breathe and increasing your income and throwing all of those differences at this that and knock in and out as fast as you possibly can. This is the Dave Ramsey show. They Christians have an affordable incredible way to meet their overwhelming healthcare costs it's Christian healthcare ministries mysteries the original health cost sharing ministry a better business. Bureau accredited organization CHR members share to pay each other's medical bills. It's not insurance. It's Christians Christians financially and spiritually supporting each other. It's what C. H.. Has Done for. Over thirty five years learn more at C. H. Ministries Dot Org that's the H. Ministries Dot Org Org Christian healthcare ministries is a proud sponsor of Dave Ramsey live events. This is the Dave Ramsey. Show your number to call triple eight to five five two to five Brett is with us in Baton Rouge Louisiana. Hi Brett how are you. I'm not doing a good at Daveramsey yet but I'm on my way I. I am better than I deserve. How can I help? 'cause I had some questions about some debt that I have My wife and I uh-huh with Car Loan and also Student loans So we we have heard about Dave Ramsey awhile back and Dan ask started listening to some of the teachings Realized Kinda working the baby steps A little backwards as far as The Way I'm saving for retirement and also My Son's College Fund We have our emergency fund in place and I was wondering if maybe they just need to ship back in retirement a little bit and use the Emergency Fund that we set in a place to try and pay off most of the dead and then work the debt snowball from there or if we should just all work in the debt snowball from where we're at now now and leave the emergency fund in place run. Okay well how much debt do you have not counting your home Right now we have Sporting thousand and a student loan and Seventeen seventeen thousand dollars. I call on thirty one. How much is in your emergency fund? we have We have right at twenty thousand dollars saved up and and what's your household income This year I made a hundred and thirty. I don't know if I'll quite make that much next here. We'll done. How much money are she makes? She makes much She makes a thirty five year because she got like a one sixty five household household income. All right and the do you have any money. Invested non retirement other than the Emergency Fund. Any other savings. No other other than this No just okay just to retirement account non retirements where I'm talking okay. Good good are. Here's what we have discovered in thirty years of doing this. Brett people win most often with money when they get control of their most powerful wealth-building tool which is their income instead of sending it to other people called debt. Okay and so data dat slows down your ability to build wealth. It is the enemy. It's the acid in your checkbook at each your money. It runs things the wrong direction if we're trying to build wealth and so what we have figured out is. Is that if you lay the foundation of being debt free other than the House and put your emergency fund in place then start your long term investing you will be able to do the long term investing properly consistently and that would include 401k in college then began above that to work on your house. So that's how the baby steps that we talk about evolved and of course the baby steps are there are you meant you referenced them to tell you what to do. In what order thousand dollar say first second is be debt free but the House third is the Emergency Fund fourth is retirement fifth. Is College College sixth. Pay Off the house. Early seven has become very wealthy and give a bunch of it away. Okay enjoy live like no one else so later you can live like no one else. How does was that then? Parlay into the technical tactical application of where. You are today what we would tell you to do because of those reasons that we just outlined because we think it's the fastest way for you to become wealthy and that's the goal of these discussions here So that you can change your family tree so that you can be more generous so that you can do whatever the things are that you're able to do when you've got more rather than less a is we're going to use every dollar that's non retirement become debt free as fast as possible. We're going to completely focus on that in baby. Step two until we're debt free then we're going to build an emergency fund and so I'm going to take Nineteen thousand thousand of your twenty and I'm GonNa apply it and I'm going to pay off the student loan and Five thousand on the car and then with your huge wonderful income. I'M GONNA pay that car off in in just a few months and then just a few months after that I will have rebuilt the emergency fund. Okay Yeah you're not going to be down to one thousand John for very long by Christmas you're going to be largely back. Okay if not back all the way to an emergency fund but with no debt except the house then only then when I restart my 401k. I would temporarily shut it down because what you focus on is what moves the problem with what you've been doing and the reason you've not been getting traction is you try and do six things at once and non. I'm removing my and you get down the what what we focus on is what moves and so focus on one thing than folks on the next thing then focus on the next thing so shut everything down temporarily clean now that Emergency Fund Down Two thousand throw at the pay off student loan today. Then throw the rest of the car and let's knocked car out really really fast. Then that takes us to baby. Step three rebuild. Your emergency refund wants the -mergency funds rebuilt then restart your 401k. My prediction is you're GONNA do that by Christmas a year from the day that that's that those members work with your income. And that's how you would apply what we teach and why you would apply what we teach. Not just because it's dave system. There's a reason we do this stuff. And that is when you don't have any payments but a house payment you're easily able to put fifteen percents into your 401k. You're easily able to properly fund your kid's college and you're GonNa find even more money to throw out and pay off your house average person listening to the show doing the stuff that follows. The freaking plan doesn't make up their own plan. Pays off their home and around seven eight years and as we're doing this millionaire research. We're finding the typical millionaires paying off their home. In ten to eleven years from the time they start the process and that includes getting out of debt and everything else. So but I mean you're that fits right with what we're finding ending that a lot of these people are tracking towards millionaire status. And certainly you are too at that point. So that's how we do it Brett thanks for listening Baton Rouge I J is with us in Illinois. Hi Jay how are you hi. I'm great how are you dave than I deserve. What's up well? I've been asked to help. Mentors people let day homeless shelter and help them with their finances. Great and it seems to me like you know the more I think about. It's hard for me to relate to what their particular particular needs would be versus. What might be would be? Oh definitely different but the principles still apply you. Just apply them more primitively. We've done a bunch of stuff with the homeless shelters has over the years and it's really enjoyable their eyes light up when you take them the subject man. I'm so glad you're doing it. What a great thing to do? So here's what we're doing. We're starting at real primitive basic level. Okay it's income it's income and outgo might not even have a checking account a lot of times. Don't okay and so the envelope system that we talk about where you say okay. You're going to go make some income and you're going to write down where the money's GonNa go before the month begins much coming in and then you give every one of those dollars on assignment before it leaves. You cannot impulse with any of that money. You can buy food when you can buy whatever you're going to buy with it And of course one of the envelopes is saving towards the you know getting towards housing getting a rental place right. I'm saving up for my downtown saving for a deposit so I can get an apartment looking for job yet the income side of the equation. Going you you get you know just food shelter. Clothing Transportation and utilities. Are Your main things and you're dealing with most of those so I just assign envelopes envelopes Hannam a handful of envelopes. Say Right on this what you're going to spend the money on and do five different categories and whatever the categories. I don't care what you're gonNA spend it on. Just do it on purpose because you have to be intentional with money and you have to stay out of debt and you have to live on a budget and live on less than you make to make progress regardless of where you you start and starting you know rock bottom like that you know really but they start to see man. I'm putting twenty bucks a week back towards my Towards towards getting an apartment with a deposit. There's the hope just lights up. And the sense of control in their world there's so much out of control and and the sense of control is so empowering that so good you're what you're doing is absolutely wonderful you let us know if we can help you man very well well done. This is the Dave Ramsey. ooh ooh ow one of the absolute best best investments. You can make yourself if you're waking up in the morning dragging. You're not doing anyone a favor get the best sleep. You've had on equality affordable the mattress from Tuft and needle. They've got a mattress to fit your needs and they start as low as three hundred ninety nine dollars. I could tell you all about the specs but I really like these guys is. They are an incredible company and they will take care of you. Get your new mattress with free shipping and a one hundred nights risk-free trial at T.. Dan Dot Com. That's T- in Dot Com. Thank you for joining us. America pat and a band. Aw whether it's in Albuquerque New Mexico. Hey guys how are you. I prayed however you deserve welcome. I say we all my screen. You're debt free. How much have you paid off? We've paid off thirty five thousand and eight months okay very cool and making what kind on of income during that eight months one twenty to one thirty great very cool and what kind of debt was the thirty five thousand credit cards urge student loan and alone. We're normal normal people not anymore now. You're weird got anywhere. That's right so what happened to eight months ago Well what it's started like. After the holidays you know monthly bills came in. And then you know. We're like looking the bills. There's like Oh we're still paycheck to paycheck and we're just like stick. You know sick and tired of just being in debt and wondering where all our money was going and then one day dollars house. You know my lunch breaks. I found your show on the radio here in Albuquerque there and so I started listening to it. Then we read the total money makeover. We got that and then We decided to do the baby steps. Talk to Amanda and she was on board with it and and then Yes we logged onto every went to every you know every dollar and then we create. Yeah I budget and then after that you know we realized Collie you know. We're you know we noticed. We're all the money was going to is just like on. Just you know oh stuff that you know. We really didn't need so you know after we Play out to the debt. You know. We're like Oh this is. This is actually working. Gotcha very cool. How long has been married fifteen years own right and so the wakeup call? Just sneaks up on you after fifteen years and says I'm tired of not knowing where my money's going back. We always wanted to get out of debt. We just didn't know how to start start and once we did your baby steps and sought visually it. It just came to light and it was actually not nice that hard as we thought it was going to be. You figure out. It's possible that there's a light at the end of the tunnel that's not coming drain. Yeah good for you guys is well done. The people sharing your honor making fun of you. A little slow. You know some of you know. I talked to some friends. And they're like oh well he you know. Oh you'll never do it. You know you always going to be in dead and just you know just live with it and you know that's all part of life and you know I had other people the thing that's great you. Should you know they keep asking us asking us our doing and we keep telling them we're almost done and then finally you know we're like we're we're done learn. Who got it going in Ele- man it's amazing? What do you tell people the key to getting out of debt? Is You pay off. Thirty Five Thousand Bucks on eight months well for whereas it was and still is making choices what we need versus what we want and the biggest sacrifice was not being able to meet your Dave. So if you and your wife wherever an Albuquerque New Mexico we would like to invite you to dinner and I'll make my famous Green Chili Chicken enchiladas. Oh my mouth just water. Oh Man. That's great. Well done well thank you. Thank you very not much well. Congratulations you guys. So what do you what do you what do you tell people. The key is pat. I'd say is again communication. He ought to communicate with your partner. And and you know show where your money is going because you know we talked to other people. They have their own accounts this and that and they don't really share for us. You know we share everything you think so we want you know we know our money's going now we know how much GonNa Span. We don't keep any secrets with each other. And that just keeps you know the communication mission flown in the stress level down. And and why did you know where every dollar going hiding any money from each other. You know that I think that helped helped a lot of court turning your spouse like a roommate. This is your dadgum spouse. I mean it's one. We are one unto the all my worldly worldly goods I pledged the old marriage. Vows us to say Some people still use those and so for better for worse for richer for poorer under the all my worldly goods. Pledge that unity is a big deal. Well congratulations you guys. I'm proud of you. Thank you well Don. We've got a copy of Chris. Chris Hogan's retire inspired book for You signed by him. That's the next chapter in your story. Be Millionaires now and outrageously generous along the way okay. Right okay. Wonderful Pat and Amanda Albuquerque New Mexico. Thirty five thousand dollars paid off in eight months launch making one twenty to one thirty. Let's here at three two one way are debt-free yes yea well very well. The J. Beyond is in Memphis Hodge. Avion how're you doing. Goodness Ramsey how are you better than I deserve. Sir How can I help. I other words that say like it's been great talking to the Dave Ramsey fires but that five dollars a cup of coffee man. What's up? I'm seventeen I'm still. I'm thinking high school. I'm going to college aerospace engineering and M make. I'm supposed to make a decent amount of money doing that. But and I wanted to invest real estate state and everything and I wanted to know because you like that I wanted to know if I should work really hard and say like a large lump sum and then start off buying houses out light or should I what should I do with you as you said you know. I don't borrow money and I don't teach people to borrow money particularly for investments. So what I would have to do. Is You graduate from college. Let's walk right through the baby steps. Make sure you're debt free. Got Everything paid off if you had adding loans or anything at that point and you build your Emergency Fund and Start Your retirement and then I would start saving aggressively in cash in just like little mutual fund of Sean kind. Maybe a little S. and P. Five hundred for Real Estate Fund and save up and pay cash for your first rental and then you can fix it up and you know either flip lipid and make some money on it and move up rental with those prophets. Because then you'd have more cash to do it or you can hold that one. Let those cash flows you know help you by the next one. That's what I did the second time around after I went broke doing it wrong with debt the first time and so I just saved up it took forever to get the first one. JV On and as soon as I got the first one though. I got all that rent money with no payments that helps you build up the money for the next one once. You got two of Tom now. You got a lot of rent money with no payments and the third one is easier to buy and the fourth one is even easier because every time you do that you got all this money coming off these properties and you got no payments. I mean these things cash flow like a bandit when you got no payments on them and so you can pile up money and buy your next one faster and faster and faster and faster and faster and then it gets out of control. It gets wonderful so you know at some point we you know moved on and we love houses. We've got a lot of rental properties that are residential home single family homes but what we start buying commercial properties then too and so we've got office buildings and strip centers and other properties that That we own that again saved up and paid cash cash for as we went every time you pay cash for one the more expensive it is the more rent it throws off. Well the faster you buy the next thing and so it really turns into a ridiculously good scenario. It takes longer. It's it's takes longer in that you start slower but overall it doesn't take as long as here's the other thing I've discovered I grew up in the real estate business. There's a lot of these guys out there talking about nothing down real estate and you can go to a seminar. Pay Three thousand dollars for the weekend on how to buy real estate with nothing down and I I know thousands of people that have invested in real estate personally and I know their personal situation. I don't know a single nothing down guy that made it past a decade before he went broke when you buy with nothing down. You don't have any cash flow. You have no money. The property's not making money because they're payments are higher a a Lotta Times than your rent is and so I do not. There may be one out there. I just don't personally know out of the thousands of real estate investors. I know that one that did nothing down borrowed all they could borrow like those little seminars cable. TV and made it past decade. They all go broke. This is the Dave Ramsey show. Todd does in Atlanta. Hey todd welcome to the Dave Ramsey show. Hey Babe thanks junior team do thank. You can help our. They've been divorced coming up upon about four years. Now I've got two kids one seventeen and the other is twenty two got a term life insurance policy worth about a million dollars and then recently recently my employer decided to provide a split dollar life insurance policy Bottom line if I died tomorrow we have about three million dollars dropped in Milan. My kids that terrifies me to think they would have all of that at once. Some trying to figure out the most cost effective way to structure things to control that flow. And make sure their behavior is where it needs to be before they have that kind of wealth but in front of them very cool. Good for you good thinking yeah. You don't want money to destroy them. You wanted instead to bless them and as you and I know when someone is giving something that is too heavy for them to carry even. If it's a nice thing it'll it'll crush them and so that's that's what your concern is and that's being a good dad show a simple will will suffice and in the will so you would at your death form a trust the money. The trust should be the beneficiary of the life insurance policies. And for that matter if you have any other wealthy you can just route. You can will it into that. Trust doesn't have to be formed prior to death it's formed at death okay and This is how I did it when my children were minors and it works whether they're minors or whether they're not You have to be a minor but you throw the money into a trust and then you can make a I trust the terms of the trust. Be Anything you want it to be whatever you want to dream up. The trustees job is to execute the terms of the trust. Okay so our trust for instance had in it in those days a specific declaration as to how the the money was to be invested. I didn't want the trustee going over to the bank and putting it in CD's and making one percents on it. That'd be a shame you know. I wanted to invest it in in good mutual funds across the four types teach about. That's how I invest alive and that's all I'm going to invest dead for the kids when they're minors and don't know what they're doing. So I- i- dictated what it was going to be invested vested in I dictated under what circumstances the money could be drawn out the purchase of a car. A medical need a major medical need a a purchase of college tuition and then whatever was left after they graduated from four years of college which they had to do to qualify I to get the rest of the money until they graduated. They wouldn't be qualified to get the rest of the money. That was something I did. You can do whatever you want my point. Is You kind of make up your program program right and you can even put character things in there and say you know you must be attending church regularly and define regularly hint. You can do whatever you want. That's how that's the kind of stuff we had in hours at the time. Ours is even more complicated now. Our kids are grown. And we're you know everything's entrust trust to set up to be generation skipping and take advantage of all the different estate planning issues that are there now but we've got a family constitution dictates thou the the trust is to be managed generation Lee. We've gone even deeper now but in those days we just kept it like that and so whatever you want to design that trust to say they can get get control of the money by exhibiting these behaviors and at age twenty five. We're going to let this much out. A percentage at age thirty one another percentage out or aged twenty seven twenty six twenty five. I don't care in little about every year Past that they get the income off of it but they need to exhibit one of the things that for instance in the family constitution. We didn't have it in the old trust. But we've got a now. They have to be working unless you're staying home with babies. They have to be working a fulltime. Tom Job steadily gainfully employed. I didn't want them down. I don't want them generational using this money to live on the back of yacht and do nothing and be useless. I'm I'm working. There's dignity in work so that kind of stuff you do whatever you want. I'm just giving you ideas. Okay appreciate that so that you can that trust the point. Point is it's very it's kind of whatever you make up and put in there and you can put weird stuff in there if you want. I mean it's whatever you what if somebody thinks is where did the matter your trust and you're trying to say here's some guidelines where the kids don't get destroyed by five or six million dollars addressee an attorney or a planner I was seeing attorney. Stay Estate Planning Attorney to do one. That's complicated I would probably GONNA cost you. A grand grander so give or take perfect day. Hey hold on. I'm GonNa send you a copy of the book. The legacy journey. Which is the last book I did had And it's on the stuff we're talking about. It's legacy stuff how to lay out a legacy for your family. And it's the only book I've ever written about wealth. All the other books wrote were about about money. And there's a difference in money and wealth so hang on my Kelly send you a copy of that out as a my gift where to go you being a good dad are. Brian's is with us in Columbus Ohio. Hi Brian how're he'll gray. Dave how are you doing out than I deserve. What's up My wife got a statement from purrs it's public employment retirement system She had ceased to work with them Last January a year ago and just got a new full-time job. That's not in public employment. And they're telling her that she can withdraw her money or leave it in there Todo in there right now is About Twenty nine thousand dollars thirty I'm not sure how much of that show actually get. But it looks like they're going to withhold taxes uh-huh if she withdrawals that or they'll give her the whole amount of she rose to a to an IRA plan qualified plan or in baby. Step two right right now. So should we do that. Because if they you know penalize keep I dunno I think they said something about ten percent. What's your household income right about one hundred thousand okay. So you're in a thirty five percent tax bracket you will be taxed on this plus a ten percent penalty so forty five percent yet. So what I what. I take what I borrow money at forty five percent interest to pay off my debt. No so what are we doing. We're rolling this on a drill transfer to a to an IRA in good growth stock mutual funds that have a long track record and roll the whole thing and then just keep working your debt snowball. No Ball over and your baby step to keep knocking on the debt as hard as you can but yeah we don't want to give that up. I would roll it though because you've got a lot more control over it by being in an IRA and what's in. You can watch the investments and if you die with a pension you get nothing if die with an IRA. It's all there still got so I would. I would would do direct transfer rollover if you don't have a financial person to help you do that. Just Click smartvestor at Daveramsey DOT COM. I'm not in that business but but we have a list of people. We recommend called smartvestor pros. And when you click smartvestor. They're put in your info drop down a list of the people in your area. You choose which which one of those you want. They should have the heart of a teacher. You should learn what you're doing but it's a pretty simple transaction you pick a mutual fund. Fill out the PIPEWORK. They send the paperwork to the pension. Pensions the money directly. Louis Ended Mutual Fund. You never see it you never touch it you do not want them to write a check and send it home. They're required to withhold twenty percent on it when they do that but as as we discussed your taxes and penalties are going to be more like forty five so it's going to be even worse than that so have it sent directly to the mutual fund a direct transfer transfer. Rollover is what you're looking for and that keeps it from having any tax it or withholding of any kind and that's what was indicated in the letter. Actually there that you're ah telling me about so good question. Well Don you're staying on top of things very well done Romeo is on twitter at Dave Ramsey. Dave do you think the value of a tiny ninety home would appreciate much like a trailer. I don't know what they'll do. I don't think they're going to go up much. I don't know if they'll actually go down. But here's the thing anytime. There is a very limited number of people not much demand. We call it an economics a limited number of people that I wanNA buy something. People don't care about it then the price doesn't go up when there's a large number of people chasing just a few things then in price goes up there's a very limited number of people chasing tiny homes like none statistically I mean almost nine okay so the the tiny movement is kind of a niche thing. It's a very narrow market and anything that just does not have much demand is not going to appreciate pretty simple idea but concert. Here's an example right now. A lot of real estate is going way up real fast. Why a lot of people trying to buy houses and not a lot of houses for sale right now? What's known as a seller's market basic ECON? You should have learned that in seventh grade if they still taught it. But that's yeah I'm going to avoid the tiny house movement one hundred a percent is I don't do things that don't go up in value. Don't have proven track. Records are going up in value love real estate but not tiny real estate. This is the Dave Ramsey show Hey it's Kelly associate producer and phone screener for the Dave Ramsey easy show. This episode is over but if you heard about a product or service and didn't have a chance to write it down. Don't worry we list everything that is mentioned during this episode in the podcast show that section action. Thanks for listening. Hey if you've got questions about retirement investing becoming an everyday millionaire go bigger and broader with my man Chris Hogan on the Chris Hogan show. I am excited to be able to talk to you all weekend and week out. We're GONNA the focus on your calls and it's going to focus on building wealth investing and how to become an everyday millionaire. Subscribe to the Chris Hogan Show wherever you listen to podcasts. Hey It's james producer of the Dave Ramsey show. This episode is over but check the episode notes for links to products and services. You've heard about during this episode. Thanks for listening.

Dave Ramsey Emergency Fund Dave Chris Hogan Albuquerque Brett Ramsey solutions twitter Detroit Jennifer Charleston BMW Don Tom Job AIRBNB
# 1036 The Path To The Grape

The Adam and Dr. Drew Show

00:00 sec | 2 years ago

# 1036 The Path To The Grape

"Thanks for listening to the atom and Dr drew show on podcast one. Skydiving visits amazed. Yep. But you know, what else is amazing an iphone six s purchase forty nine bucks. At metro. Really? Imagine streaming all the way down with that amazing camera. I've wishing that smart. You know, what else is smart parachutes? Switch to metro and get an amazing iphone six s for only forty nine bucks. Metro by t mobile phone. Offer requires porting of number not currently active on T mobile network are active on metro and past ninety days. See store for details and terms and conditions. Recorded live at Corolla one studios with Adam Corolla and board certified physician and addiction medicine specialist. Dr drew Pinski. You're listening to the atom and Dr drew show. Yeah. Get it on get it on a genuine mandate. Get it on man. And thanks our sponsors, get shipped dot com slash ADS. Simplisafe dot com slash lifelock promo code, Adam truecar dot com as well. We're talking about ROY. Yeah. We're getting a lot of crazy stuff you. And I told you take three crows shows talk about this. I got a I left the Lascaux wanting to be more like you. Yeah. Yeah. But I, but I have weird emotional stuff that gets them. Nobody wants to be more like me. No. I do. I wish I could be more objective. I was thinking about something. Let's talk the Tom. Yeah. From Arizona Sar fifty one. There. We got Tom when he got a little there. You know? Eight screw the time. Had a couple of couple of things. I wanted to follow up with the I you. Eighteen to twenty months ago and. Really coming up some some tough stuff. My my wife announce a holic, and she's just come out of rehab and Lascaux AC. You're talking about you that maybe not in tune with other people's emotions, but twenty seven seconds on the phone. You picked me right away. And you said that I was feeling neglected which is kinda what turned out to be. I thought when she came back. It'd be all toll through the tulips and rainbows and unicorns of turns out. It wasn't it wasn't that way. And in a nutshell what through recommended was. One and just wanted to call and give a little feedback genius genius program. I mean as as. Last thing. I wanted to do was go sit in therapy for myself. The whites problems math his guest. Good. Yes. Eight tom. Yes. How much of alanon is? You know? I I look at sort of people meditate in the morning to two sides of a coin one is or you're getting something out of meditating. The other side is you're actively meditating you get up every morning, you spent forty minutes meditating that person's going to get stuff done. Yeah. So I don't know. What is there? Anything about meditating or the fact that you're doing medicating meditating the when I used to know some. God numb Yoho rang geic. Oh, goodness. Otis and say, hey, what do you want a new TV set, you sit and chant on that new TV set for forty five minutes a day. You'll get a new TV set. And I would think of course, you would because you're sitting thinking it's not because you're chanting about it's because you're thinking for forty five minutes day about getting TV sat. Right. So is alanon a place where you're learning things and your healing. Or is it more the process of like physically being active Oto going to know what you're learning? Tom. Well, I say this. I I would say it's. Well, it's kind of a chicken next thing. There's a lot of phenomenal schools there. But anybody, and if it mirrors the AA program anybody that would do these thefts twelve. Yes. Twelve steps. It's you know, for lack of a better pharmacist self help programs with somebody who was willing to do what you need to do to do these steps is the guy who's jumping in the ice pool. Meditating who's going to go for the walks. Right. And and do those thing. Nobody's gonna do it for you. I mean, and it's you gotta get through the you're sitting there, and you're gonna what is going on guys in very, but on your life. Yeah. Because it's. You know, high going years of deal what you need to do to live with an Hollick person. You love more than anybody. Emot-? Yeah. Just do you want us to work? And so when she goes to rehab and comes back, and then this isn't that great. Yeah. What you know? Willing to do everything you need to do to have this family work and alanon the tools are there. If you if you are having trouble, and you know, it's it's everybody else is the problem. If you go and do the UC's, tools, you can see what you're part in the matter is, and you can just open up. You know, it's if nothing else you heard me say before people, which is if nothing else it's like having a fight or having a trainer in the corner for them when you go out and deal with the illness of addiction, you're in a battle with the disease all the time. And you can't do it alone. You gotta have somebody there you check in with you figure out. What am I doing? You know, keep your left. You know, whatever it is you need some of their looking objectively what's going on. Because when you're in it, you're part of it. And so it pulls you out of it in causes you to reflect with another person who's been through it and know something about it. And then if you're really going to get well, then you do the steps I'm I'm a fan of all of this. And I wish more people to fail themselves, and it's fucking free. People worry about mental health service, expensive their stuff. Here's something that worse. I son of a bitch in the disease of addiction, and it is fucking free. Well, I mean, so is going on long walks are take doing pushups more here. Now, I'm saying don't avail them like this notion. It's it saddens me. We'll get to. I'll tell you something that's a little bit of a slippery slope, though, let's congratulate Tom for good job. Thanks, Tom job. And let me tell you about it slippery slope here, drew. Yes, I'm listening. I'm worried about for missiles. Most of the important healthy things in life are free are relatively free the stuff we talked going to the beach and frolicking around with your kid in the surf or whatever that is. You know, these are relatively free experiences. Many of the best experiences of your life have been free. So much of the healthy part of life is free. It's it's about doing pushups free. Throwing tennis ball your dog in is free Cohen for a long hike with your daughter and talking, you know, it's free. It's most stuff is free. Most stuff. That's good for you in evening, even eating healthily as almost free. I mean, just going to getting some beef and stirring, up some vegetables and cooking it up and doing if your family, whatever it is. It's not free. It's nominally the cost of novel. We're having every discussion here coming out of Washington. It's about money money, but people don't have money people get him any these people don't have money. They don't have access because of the money, and I'm kind of a weird drum to keep beating that these people don't have date can't have and they aren't represented and they're not able to have their slice of the pie. People come here. In America to be free. But these people don't have that have money have access that don't have an it's like you have plenty of stuff without money. I I lived in this country with little to no money freely. I enjoyed my experiences. I did plenty of stuff with on a very very limited budget. Some of the best times I had was probably with my Catholic little brother taken him, and it's fat Russian friend, Tim to the beach, you know, or to the park or whatever it was checking the frisbee, right? We're doing and we to talk about that. We've go like, hey, man, money doesn't buy happiness. You know, we, you know, it's good the provide. But also the best things in life are free, and we're living in a free country and above a and were beating the crap out of his narrative that you don't have money. And I mean, it it good chunk of money. You're not part of this. You're not part of that. You're not going to this. Adding on bulletin envy. It is not healthy. Yeah. There's plenty of things. You can do people unhappy to the other thing that happiness research shows that people are very happy until they see somebody else with more. And as funny there's there's monkey research on this. There's a famous monkey research with cappuccino monkeys where they train among to certain task and get a cucumber slice monkeys. Very happy cucumber slice. Then they set up a cage door do the same thing with a monkey next door to give that monkey grape. Right. Next day. They come in. They do the test the monkey takes the cucumber in hurls at back at the experimental. Yeah. We've talked about this. And I not say it's not worth repeating. I'm saying I've heard this. And and it's very true. And if you are conducting this experiment, and you're trying to agitate the monkey with the cucumber, you're not helping right? The lap. What you're going to get with the grape. Look at him. He's got a grape. What do you think about that? Right now, the guy is not eating cucumbers throwing it, and you need them to eat, the cucumber, and relax and you also need to explain to them. There's a path to the grape. It's not that. This guy's hoarded. All the great grapes for you. Your new book the path to the grape the path to the great. So why don't you go ask that other monkey what he did to get to get in the grape section instead of throwing your cucumber, Adam and deciding that he must have stolen those great. And if you're running the God damn lab, what are you doing convincing? All the other monkeys gonna cucumbers that guy's thief, steals, grapes. Right. All you're gonna do agitate these monkeys and possibly endanger this one why don't you instead attempt to facilitate and by the way, the facilitation is not cut off half your grape. And give it to these monkeys. Just too many of them. We have. To start teaching them the path to the grape. Write that down the path to the grape got it path to the grape. That's the title of this. Here's simply safe. This is another path of the great. If we have lots of grapes, you're gonna want simply keep your. That's right. Best reviewed home security. The virgin wire cutter call it. The best in quotes. PC magazine rewarded as quote readers choice? And it was seen its editor's choice. Twice over forty thousand five star reviews online, simply safe with an either protect your home around the clock with twenty four seven professional monitoring. You set it up yourself in an hour. New tools. No drilling. No sales no contracts or nothing and the protection continues even of a blizzard knocks out your power a burglar cut your landline or your wifi crashes. It's all there. And as I said, no contract, no hidden fees. Nothing. Visit SimpliSafe dot com. I m p l I save dot com slash Adam and get free shipping and a sixty day risk free trial. How do we do this at SimpliSafe dot com slash Adam? That's where you go and. You let them know that. That's how you know. We sent you to SimpliSafe dot com slash Adam. All right. Let's see. We haven't talked about the joy of comedy. Yeah. Let's go with Scott. I Scott twenty four Bakersfield. Oh, hey, Phil is thanks for for taking my call. You guys have helped me out a lot over over the years. And Adam I'm sorry, this this question is geared more towards drew. But I'm glad to see that you didn't pick the low hanging fruit for the pun in the title of your book grapes of pass. That's good a really grapes of wrath. It really are the grapes of wrath. Really are. Yeah. Goodwill got well. You know, being a Bakersfield resident as the first thing that came to mind, but. Anyway, drew so kind of out of nowhere. Had this episode of what the physician that the urgent care that I went to believed to be genital warts. And I dunno is I've been with the same gal for about two months or so, and and I'm not totally caught up on the on the biology of it. But it was also a at a time where I was really kinda sick everywhere else in the body like Perry Tyler abscesses and my throat that type of weird stuff going on. What do you mean that type of what what other words stuff? I mean, just so leading up to the paragon killer app says kind of like a week long fever with a few days of of harsh. It's all tonsilitis, and then then developed in the tonsure abscess, that's one illness, right? Yeah. Okay. And and you know, I'd had it, you know, I'd had it before. And just not been not been smart enough to be able to afford to have my tunnels out yet. But I don't know. Maybe there is something in like in the terms of a lowered immune response or anything like that could've, you know, open the door for or no. If anything be, hyper plants because you some people's tonsils get infected easily if you have more than four up a year, you gotta give tonsils out, and you're just one of those people, and it does not suggest any immune dysfunction, and the wards come and go, they come and go. To know. Do you still have your tonsils? Yep. Do you? Yeah. Generally, we try to get people to keep them. He do. Yeah. Because it's Oregon and your air you head neck area. Help to have all that lymphatic tissue. There is sometimes it becomes a source of all their problems. Well, is it sort of like antibiotics people were too happy with the antibiotics too much too early and people too happy with the remove your. Oh. Yeah. Ge- generally, the the generation of physicians before me like the guys that were practising fifty sixty seventies way to surgery happy. We and it still infects cancers today whenever they say got it all just punch him in the face. Okay. All right. So joy of doing comedy is at joyous for you. There was my question. Now is it make you happy? Makes me satisfied. I I don't know if it makes me happy. But it makes me satisfied. You seem a little joyous onstage, or at least a little happy to be engaged up. There. I look at it is my job. And I look at it as. I it's weird. But I have to go deliver something otherwise, I'm not doing my job. And I don't want to disappoint people and way heart of that appearing to enjoy what you're doing. That think when I'm doing it. I'm doing it. I don't I don't I don't falsify anything. But there's a part of your head. That's kind of at work here. Thinking ahead to the next bitch or what you're doing and what's coming out of your mouth, and how you're saying it and things like that does a lot of improvise stuff or your we're disorder flowing. But. There's a kind of a I think if you're doing it, right? It should appear to be joyous or something it should it should appear to be as you've build it. Well, I don't think all comedians do a choice, you know, some seem angry and sort of criminally some of that way. There's Stephen right. You know, different. You know, there's Gilbert Godfrey, they're all kinds of different ax. You know? So you want your act to sort of have that? From temperamental standpoint. Sort of reflect what your act is are you acting? I think you're. Well, you know, you could argue that I guess any performance was a form of acting can feel could be taken different act. You could be angry and outraged and other stuff that was still fit the form of your material. I think it's you can be angry outraged and parts of it. But I think overall because it's it's laughter. You know, so you're you're sort of attempting to have people enjoy themselves and laugh, and it feels counterintuitive to just be. Pacing the stage like a tiger in a cage and super angry, and whatever I like, Mark. The podcast Maron merit seems kind of CRA. Budgeting agree, me, stuff, and it. All right works. Yeah. I guess my my feeling is. There bands that do it. You know, I don't I don't really wanna see a band go up there and be angry for a ninety minutes set. You know, I'd like to seem enjoy playing their music or feel that way. Do you think that maybe one of the liabilities you're experiencing with people misjudging your politics has something to do with all the stuff we've been talking about here with your? People can't get you to care about their feelings or something. I don't know. I don't know why. I don't really know what I'm trying to say. But I'm wondering if there's something about this extreme. Moral objectively to the point of it being just a mathematics as you've described it that that people reacting to that maybe. Well, yeah, I you're probably right. I mean, people, you know, just tell people here. Here's the answers. Here's what I want. Here's looking to do, and they go that's hurtful, or that's problematic or you can see that would be hurt people feelings or whatever it is. And I believe there's way too much of that going around, right? And the other direction you go the math doesn't fit. I don't care. Yeah. Yeah. I don't care. And so can you imagine that might receive received with a little bit of? Yeah. Something I do. Okay. I experienced people don't like it. It's your wear that. They don't like it, do it unaware that tell jokes. Don't like not. If you could argue telling jokes don't like sort of almost a challenge, but these days telling people jokes, they don't like it's you you get the same category. Yeah. Not interested in their input and my jokes. So I I wanna figure out what's funny, and I wanna tell what's funny. So he's the world as the world drifts further from where you are. What would we understand that? To mean, this good for me. I don't know for you. But is there meaning to that? I wonder I want you to describe that a little more clear. Yeah. Well, it's what you've always described as being more female like or being more emotional or being less objective about things and just completely overtaken by emotionality. Well, I realize I was saying this to max panda earlier in the day. I gravitate. Well, the words gravitate, but I've always had a very strong sense of guys, Gary, I don't know if you saw my car hanging out of the back of the truck. I did it was the first thing you see when you drive drove in. It looked really cool. Oh, sorry. Gareth's talking to trick the droop. Probably missed at all. I'm sorry. No. That's what car there you go. I don't know. Exactly. Which find a picture the point is this. The parking lot. It was right in the front. It was like eah could have missed it. Oh, I it's possible. Yeah. When I'm when I'm basically don't put the picture up yet Garrod everything outside your lot as the furniture and debris tossed over the side of the freeway. I mean, I just like get through this fast such had no no judgment here. Ding bet. Yeah. What I'm saying is. I had a situation. I said I have the Biarritz official transport vehicle, and I have a beary race car, and I would like to display the race car inside of the transport vehicle, but I'd like people to see the race car. So I would like some modality or mechanism where I can pull it out. Six seven feet and show it sort of half in and half out on the in that transport. And so I said to my guys that the other shop. Hey, I wanna make something lightweight something that we can break down sort of modular, but puts up it's got to be able to hold five tons and put it out the back of the Hino engineer, it bolted up and that we did we discussed back and forth some of the things to do. And this guy wanted to triangulate this and do that I said no don't do that too much. But here's what do this and do that. They basically are in the business of overbuilding things for the sake of engineering and safety. And I said, yeah, you can over your guys. Yeah. Overbill, but don't go crazy because it just keeps costing me money. But. They live in a world where things have to work, and there's calculations that need to be made. And there's techniques need to be employed. And it's a constant world of you know, I just come walking up. And it's like he's got a big piece of aluminum clampdown twelve ways to Sunday, and I go if your whole place is overkill, but if the heat is going to warp it, and that's what you're trying to prevent then you gotta do. And he said, yeah. Warps with heat. And I said, okay good and I walked away. So that's the world that they live in. It's a it's a it's a world where they have argon gas going and a Tig or MiG welder Healy, Arca whatever, and they're just doing that stuff and their engineering it, and it's not here's the way, I feel because if you want to start getting in the way, you feel we're going to have a car falling out of the back of a truck and crushing kit. You know, I. We're getting further and further away from those types of jobs and into a feelings base society. It hurts. It hurts the product because those guys have feelings, but they also live in a world where you have to build a bridge in the bridge has to hold a train that goes across it. There's not a room for what you think or what your personal which, you know, in your heart of hearts, so when we have our wife swap. Yes, we've been scusi all week. As my wife, and I were discussing the terms of said swamp. This conversation came up little bit. Go ahead. About lifelock. And then we'll bring the picture up as well. Lifelock full medical records can get up two thousand bucks on the dark web, drew. You could start a nice side jobs cottage industry for yourself. They got your date and your birth place and data birth and and credit card numbers. Also security numbers addresses Email address, it's all there. There's a survey from a year and a half ago where they figured out that just sixteen percent of healthcare providers had fully functional cyber security program, so many ways criminals, take what's yours. Good thing. Lifelock at any theft protection adds power of security to help protect against threats to your devices. You can't easily see her fix on your own. There's a prompt their agents will work to fix it. But you won't have problem. You have lifelock right drew Proventil, identity theft or Proventil cybercrime or monitor transactions and all businesses. But lifelock north Gertie can see threat to you. Miss on your own go to lifelock dot com or call one eight hundred lifelock use promo code Adam for ten percent off your first year that is promo code, Adam. At lifelock dot com for ten percent off. All right. Gary picture the area racecar hanging out of the Bank of Hainault throat up. This is not the best picture tweeted out looking for a little bit more from an angled this show the side of the truck, but this was right as you pulled into the parking garage Russo. That cars knows is pretty much peaking onto Fairfax. Yeah. It's hanging out about six feet and the guys made these aluminum stands and the cross braced it and the engineered it and they fill. They had bulk up everything, and it has to work and it cannot fail. And if it fails it'll be catastrophic, and that's the world they live in and a certain amount of that per day kind of keeps you sane problem solving mix with physical movement, and we're getting away from that. Obviously, we're getting away from that type of society and more technologically based society, and I think it's causing problems in people's reasoning. They're getting out of the real world little bit. Well, you think about? You know, you think about we were at the shop, and there's a. There's a there's a stool. I'll I'll tell you something true. Yeah. Can I tell you something I'll me do there is I had a pedestal there that whole Takada pedophile way pedophile. Oh, pedestal holds a car. Yeah. It's about three foot off the ground doesn't seem very high but taking a race car and rolling up. The Rams not the easiest thing in the world. And. I think Mandy Andrea probably has took some pictures of it somewhere along the way. Maybe we'll find it may we won't. But so here's the deal. These long sort of floppy aluminum ramps and this race car, and this sort of thing that's rounded off on the end and just a bunch of dudes. But all the dudes are of the same mindset and have sort of the same background. And so I go we're gonna get this car up on this pedestal, but these ramps are fourteen feet long and the flopping where we got a brace them. We got to put some cross members. We've gotta whatever. And then me and the other four five do just sort of flawlessly moved through this process that was completely unplanned. But I would say all right measure the tire track. The wit the center for each tire front and back. Let's get an average with. Let's figure out where to put these ramps. We should get a bolt intimate the top of the ramp to make sure they don't slide off or whatever. Oh there too wide. They're going wider than ram. Okay. Let's get across base. And there was no arguing there's no bickering those. Oh, here's a way. I do because everyone was tuned up. Everyone's coached up everyone hunters argue. That's why we develop the social brain. We have for. This kind of team collaborative efforts. And then everyone just sort of went to work and forty minutes later, five of us just push this thing directly onto then there's a little back and forth. Like, I said you want me to get in the car and steer the car, and they like we can steer the car from outside of the car, and you're two hundred pounds. So we don't need the extra weight. And I said yes, but I can apply the break like when we get halfway up the ramp and stop we won't come rolling back. And they said we'll get chocks and stuff at under the tire keep your weight out of the car. And I said, okay, I'll steer from outside of car had another guy like you stand on the ramp. And you start telling me which way, you know, whatever before I couldn't have done this with five chicks unless this was sorry five dudes that think like checks or five chicks. I needed five guys come from this world, we'd still be arguing and somebody's feelings would be hurt. These guys just do that all day solve problems all day, and they're all there actually sort of grounded a little more because they're. Constantly just sort of. Yeah. Doing this. They don't have any. I feel this way. None of them feel disrespected ever. Which is a weird thing. Yellow guy. Don't be stupid go. Get a tire put go you kill they go. Okay. You respect me. Don't talk to me like that. Now doesn't exist. Cars every car has the story. But you can't put a price on the stories. But with true car, you can find out what your car is worth. When it's time to sell or trade in all you gotta do is go to truecar into your plate number. Your cars. Details come up answer some questions, and when you're finished you'll get a true cash offer sent in minutes, which you can just take on down to local truecar certified dealer and cash out. That's wanna do or if you're inclined to get another car, you can trade in new or us. That's right new or used car, you lock in a price. You learn about that vehicle on truecar certified dealers lot an actual vehicle is represented by that price that you lock in. And if you know, it's a true price, and includes fees in excess re's and. That's it. You'll drive out your new car. So when you're ready to for a better way to sell or trade in your car checkout, truecar don't forget to get that true cash offer. And also if you want to trade in us, truecar newer used true cash offer. However, however, not available in all states. All got a picture those ramps from. Manta? Andrea. I remember some point he was taking pictures of it sort of laughing about it with me. We can throw these pictures where those pictures up man. Can't hear you figure it out. Well, I want to. So I wanted to finish what I was gonna tell you are wife swap thing. But I'll do it next show through an extra work adamant, Dr drew show dot com. Thank you. And but you were up there with Jimmy. I wanna go back to joyous and comedy. And you seem joyous at the tenth anniversary where you are. No. That's just part of the act. I'm always excited. I forget. I forget how inciteful Jimmy is. And I was I forget, you know, he's he's a very good guy. He's very generous guy is very funny guy. But I forgot how insightful he was. And when we're back stage, and we ended up telling the story onstage. Gary didn't say just had a picture second ago. Did something I'm sorry. That was a hangover from. Oh, sorry. Okay. That's right. I, you know, and I sitting backstage, and we're up in the green room or talking about audio and how bad audio was when he was doing the podcast for my house a million years ago, the audio all jacked up, and I said, I should remember the time. We went out we're playboy photographers for day. And I remember the sound guys. Big fat guy. The audio audio. We got back to we we shot all the bits and did all the. Comedy bits and every shot all day, and we got back to the man show office. The next day we're going through the dailies or whatever and the guys like, none of its usual. Like, why not to sound was screwed up? All day called day was totally unusual. And then somebody said. We're gonna have to go back re-shoot this thing to and where we play playboy photographers and Jimmy said the same thing. I said was Christ. We gotta go back. And yeah, we got do the whole thing. And God damn and he said. That's what I realized I was miserable. Like, the idea that you would have to go back and be playboy photographer day again in your lamenting that and I work too much. I I I said that's when my dick jump the shark. That's that's. I I I thought I'd never I've thought about that experience a few times. I remember very clearly it was a big fat guy. Who is the sound guy? I remember he sort of it was screwed up at the beginning. I don't think he wanted to say anything, and he wouldn't stop us. So we just kinda let us both through the whole thing. And everyone's went like, hey, terrible. Because it's kind of weird to go like hadn't catch the last twenty minutes, you're doing which would have pissed this off, but we did seven hours. So I remember, but us lamenting having to go back and be playboy photographer, and I never approached it from his angle. But I I forgot how insightful he was like that's an interesting insight. It's an interesting way to approach that experience. Yep. You could just be pissed off at the sound guy or you could go God damn we had to go back again. But the idea that you would talk to a fifteen year old version of you explained it you'd be devastated. Go back for a second day of being a playboy photographer. It's kind of insane. Right. Yes. And it also just shows you what you can get used to get used to. All right. Tell you about the ship dot com. I don't even know playboy photographers Chaba anymore after ten years. A love line. We know people. They make the wrong decisions when it comes to who to date a lot a lot of it's based on a past then it sort of affects their compass a little bit. Let's let's let's get a friends at Volvo is a new dating app lets you set up your friends, if you're single you sign up invite your friends to join your crew, if you're not just sign up an invite a single friend you want to find matches for and start looking. That's how it works. There's a group chat so union friends can look at profiles together and strategize. Datings more fun. If you deal with friends download ship free get shipped get shipped dot com slash ADS. Free. Give it a try get shipped dot com slash ADS and tried out for free. All right. So why wouldn't you? Anything's we offer they wouldn't you do that for free. Okay. We'll talk about your wife and the wife swamp. She had concerns. Wants to build Schwantz to building the, and of course, she actually. Yeah. Inadequateness, but she was actually coming. The defense of exactly what he was talking about with the need to be hands on in the world again. Okay. Thought about that will tell you guys got AMC role that calm and check out all the live dates chassis to us in a Y and get not Taco Bell material. Get that on I tunes to man help. Give me whole again people. Andrew dot com. Check doctor after dark and the family positive and say say RJ bell over his podcast until next and for doctors, say Mahala. This is Corolla digital. The iphone ten are is here at T mobile. And there's a whole lot of love like taking those perfect new year new you portrait mode, selfish going share. It's the best way to stay connected to everyone you'll heart most in twenty nine so get ready to fall in love with by phone ten are on T mobile. The most loved and wireless. Call one eight hundred t mobile to learn more. Visit a store today. I'm Rita Foley with an AP news minute just days after a gunman shot. Fifty people dead at to Moscow's New Zealand will banned semi automatic weapons. Prime minister Jason to ardor n- told reporters this morning. It's time for the mass and easy. Availability of these weapons must end. And today, they will meanwhile, Facebook is confirming this morning that it's artificial intelligence systems failed to detect the New Zealand mosque shooting. Video President Trump says he's looking forward to reading the mullahs report. And he thinks it should be released to the public with ridiculous. He says the lead Russia investigator. Robert Muller is doing this. Let it come out. Let people say that's up to the attorney general Indonesia says to pilot struggling to control an inflight lion Air Boeing jet last October were helped by a third pilot who just happened to be on board the plane landed safely in Jakarta. I'm Rita Foley.

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Culture Is Everything with Tristan White and Adam Kipnes

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38:10 min | 11 months ago

Culture Is Everything with Tristan White and Adam Kipnes

"Welcome to the entrepreneurs. Mba bringing you lessons from real life entrepreneurs they don't teach business school. Here's your host business and Marketing Strategist Adam. Kipness culture is critical in any business. Even if your company of one person it's just you you do have culture. You may not think about it that way but you do have a culture and it's important to know what that is if your business is larger and especially if you're businesses growing culture is critical because he can change in an instant with the wrong higher or not knowing what your culture is so you don't know who to hire we're GONNA talk a lot about culture what it means and how with the right culture you can be a big business but still act feel like a small well knit tight community of a business. This is Adam kipness host of the entrepreneurs MBA. Podcast appreciate you being here with me. I want to thank C. Suite radio for hosting my show. I also WANNA thank my sponsor. The wine ambassador. Which is America's fastest growing wine club? So those of you listening to this episode in Australia. I don't think we're there yet but It may be coming if you want. Wind delivered to you go to wine. Adam Dot Com. It's a great way to get Boutique. Wines shipped directly to you without taking the chance of just picking something off the grocery aisle so definitely check that out if you're a wine drinker so today's guest is the founder and CEO of the physio Co a unique healthcare business not only ranked number one on Er ws list of Australia's fifty best places to work but has also made that list for ten consecutive year content consecutive years. They believe we spent a such a huge part of our lives working that we have to find a way to really enjoy it and my guess is passionate about sharing what is learned and he does so through his blog and podcast as well as through speaking opportunities conference corporate events and podcast like this one in his book Culture Is Everything. He shares his system for building a great place to work. And we're going to share some of those steps today tristen white. I appreciate you coming on and sharing some of this with us. Hey Adam thank the invitation. I'M HAPPY TO BE WITH YOU GAB. I'm really excited to talk about just culture in general and then culture in specific but WANNA learn a little bit more of how you got there because the your journey. I'm sure it's very specific as to how you identified culture and why it works and sometimes doesn't tell us a little bit about your path to where you are absolutely adamant some. I think an important part of my story is that I wasn't a kid on for Noor. I didn't dumb stop businesses. When I was at primary school in Highschool in the lock I am I finished school and I went to university or college and I studied to be what's known here. Ustralia as a physiotherapist or a physical therapist in the in the US. And I finished college. I got my first job as an employee physical therapists and I started working towards my Green Korea or what I thought was my dream career at the time and that was to be a physical therapist in the elite sports environment. These sexy industry to be honest at and that's where many videos really wanted to to focus on deathly ill years and so. I started my career working a busy group of private physical therapy practices and in the evenings on the weekends. I got to work with an elite under age eighteen. Afl football team that destroy and rules. Football and I really thought I was on a path to becoming a a specialist technician in the Sports. Physical Therapy World but I had a very early head versus heart challenge or concern for me. Adamant that he's my head was telling meals in the right direction to my career working towards becoming a sports physio therapists but my heart was telling me that I just wasn't doing what what would make me satisfied and make me feel useful in the wilder Rome period of time. And so I don ille- pivots Adamant that he's at I. I stopped working and sparring towards becoming weeknight. Sports physiotherapy directions and I realized I reflect deeply on what I really enjoyed. What I thought was real opportunity for my career but I think this is where the entrepreneurial spirit Saad from Adema us or an opportunity to build something significant in the world of working with older people and owed adults where I pivoted my career to which is very very ugly duckling pot of the physical therapy world and healthcare world compared to the six feet industry of sports physical therapy and Adam. I started a small pot. Tom Job as a physical therapist working with all the people I got. Vcr I'm busy myself. I had more work than I could handle. And I started to employ as other physical therapists and it was bodybuilding. This physical therapy practice around helping older people to stay mobile safe and happy that I discovered the need to to build a strong team and when I doubt deep in strong team I got this idea of strong culture that we could design and build as a foundation of a of a strong team baton. And so. That's the backstory as to where I come from there what fascinating transition because working in the sort of the glitzy professional athlete world. Where obviously you're doing very different things to super active people have lots of pains because they're banging into each other. That's a rough sport from what I've seen on TV to working with older folks who may not. I'm guessing able to get out of bed or may not be able to walk very far or or sit or stand for long periods of time was at a transition that happened in your heart sort of overnight or was it a slow progression over time in what you were doing and finding a new thing It was definitely the overtime progression. Adamant some and I didn't full out of love with with with professional athletes in the end. The aspiration of doing that but slowly but surely I realized that I thought I could be more value to older people who maybe only functioning at forty fifty sixty percent of their capacity to be out to stay mobile and earn home. You've gotta get themselves to appointments to four one really important goal especially four for females to grandmothers is to get down on the floor and Neil Thorne pie with eight grandchildren and those really important things for them Became more and more important to me. Help them leave. They based off as opposed to professional athletes. Who got such amazing dreams to to run fast to win championships? But I just felt like helping older people to leave those. They best sloth achieved those meaningful oth- goals was more valuable for me to serve the world than to help someone to run faster. Jump Higher Tackle Hara at it. Was that progression over time. That helped me to to to make these people. Despite the fact that was terribly embarrassed by it. Saban adamant I barely told a soul. When I transitioned to work with old people because untold the will anyone that would listen that the glitzy professional athlete roads where I was headed and then all of a sudden I was doing something much. More HIDDEN MUCH. less Less glamorous show. That's interesting and I appreciate you sharing that because there's a lot of us that want to do something and we may be very good at it but it's not fulfilling and something happens. We meet the right person where we have the right opportunity and it takes us in a direction that everything feels better and it sounds like you were there. Was this like a one time thing. Did you help an older person? And this springboard your did you think about where can I use my talents to better society for lack of a better term. You know what I mean entirely and I'm a believer that sometimes if we don't know where we should be going at the very least we should. We should rule out the things that we shouldn't be doing or the dark. Feel right and and something. That's so I didn't have a life changing moment with an older person that I could help that really defined it for me but when I did have was a committed to working for is my my first my first job for a period of a couple of years food for two years first job and I was doing on. This is in. La Sports in private practice physical therapy work and after one year I was working with my employer and and that will wanting me to to renegotiating recommit for another two year period and it was that that time at home that I that I was thinking that you know what I've committed for two years on. I'm willing to do that but I don't want to. I don't think it's what's made a commit for another year on top of this early part of my career and so I- opted to not renew that that second year of sorry renewed for another two years and that conversation that were relationship ended up uh parting company. Because it wasn't what they wanted and what I wanted wasn't aligned and by May deciding that no I don't WanNa continue on this elite. Sports are for extra help me to take some time out to reflect and realize that working pot. Tom Initially with people with the right step in that direction so it was definitely a gradual a gradual moment but by ruling at what? I didn't WanNa do help me get to what I what I wanted to do. Very cool an enduring that interim period so your contracts over money's not coming in you found something that you're going to do part time. Was there any of you? Tugging you back to what was safe and what was easy financially rather than continue on this path or did you shut that part of. Don't stop out of your hat and continue to to forge. Forward will interesting interesting question. Because I was young I was. I didn't have a lot of commitments in terms of lawful or wife. Akito the lack of the top so I was very fortunate from a financial perspective to be out with to take some time to focus on what I wanted to create and that would create. He's really significant because as I left my fulltime job as a physical therapist which had a company car as part of the salary package and my job was very well. Remunerated job initially moved back home with my parents as With a after five years of university and no job narrow direction and then I I moved to this twelve hour per week part time job in aged care home and at that Totta Ma. Ma was very much in the camp of will. This is all well and good but how about you get a real job. And she continued to say hatred. What are you doing and my response was was Mama. I'm GONNA create something. I'm going to create jobs going to create a team that does something useful in the world and and she would say that's all well and good Tristan but how about you get a job while you're doing it and that was a joke about these days. Jeez years long but for me no I was committed to building something significant and I was fortunate enough to have some Tom and Spice Mel off. But there was pressure from other directions and I could easily folded and going back to a salary position. But I'll really was focused on making progress on this on this business building. It's interesting because I moved back home. After I went to university and then I went to Europe for a year and a half and work there and then I came home and I needed some place to live so I went back to my parents. I was there for three days before that was that was enough and it was time to To go get an apartment and move on with my life so it sounds like you lasted a little bit longer and when you were working on this part time job and in the back of your mind you'd saying all right I'm going to create. You just had a minute. Great this team but did you say all right. I'm going to build a business and go on my own or were you looking for people to partner with. How did that transition to starting the company happen so what I did? I think that Joe had a short sabbatical with you if you will Bucky up in Numb in my old Parents House and I started this twelve hour per week job and at that point time. Adam I was I was sort of looking around for. Was there an existing physical therapy practice that I could buy a partner with two? I guess build on the momentum that someone else had already already built are really thought that starting from scratch wasn't necessarily my first option. It was buying existing physiotherapy practice and looked around. I just couldn't find find an option that suited their allowed that I that was in in my direction and that I wanted to achieve that I could afford because I was young and dumb and didn't have a lot of money to my night at that point in time and so I decided that dude firstly a job for myself and that was a very important lesson for me and for anyone that starting a business in my experience is the first things first. You have to build enough work and enough of a of momentum in revenue and business to replace the salary that we could get from working somewhere and that was my first priority and then once that happened. I was really focused on building a team of people that were attracted to work in this team to work with people and to be valuable in the world but are really Adam if I if I thought if I stretch my mind as far as I could. I really thought it'd be six eight ten people. Maximum is the amount of people that grow at team too because in my mind. That's how big a physical therapy clinic or physical therapy team was at that point in time and so ensure is that yes. I wanted to build a team. It was going to be a relatively small team. That's focused on great. And so you you get enough business. Obviously for yourself you get enough business to start to hire people and bring people in so. I WANNA pause there for a second. When you first had those people was the formation of a business happening or was this a small with again was the formation of a bigger business happening or was this a small company. Like were you getting to think bigger? Were you working on the numbers? Where you're doing the marketing. How did you think about building the bigger business? Once you had the group going so so adamant was very much a Was An accidental entrepreneur. Is there's no question about that? Physical Therapist turn business are not turn employer of people and and I was very fortunate in that in that first year ago of creating this job myself which then expanded into business to have a a mentor and experienced semi-retired Accountant. Who really did help me to to build out a business plan and to think through about understanding the ideas of more money in money out of very basic concept in business but Sambas importantly get the hand on a really And also the idea of of how to build out an organizational structure. And so yeah. I was doing some planning but it was very much. I fly above the city of pants. Top approach and ihram was being was reporting to me always the managing of all team members. I didn't think through what was the right number of team minutes report. To a certain person I also tried to continue to be a clinical physical therapists with a with a caseload of patients along with leading and managing this team. And and that were all well and good for a few years but it did come to a pretty big bottleneck and a pretty big stuck Merlin. Tom A few years in. And that's when I really had to dig deep into what they were. How scale this really organize it to be a throbbing business? And I kind of knew you were going to say that. So I'm glad you went in that direction so So you get to this point where now you go from. He'll therapist you're working in the business now. Your job needs to be working on the business because you have clients that rely on you have employees that were lying on You. You have payroll make you've got contracts to fulfil that transition personally for you from employee owner to business runner. Ceo President whatever. You called yourself. How did that feel in going through that transition? It felt scary as hell and I think partly because it was it was newfound territory to to position myself in play in that position but also learning how to how to be a CEO in Lleida which was a big challenge out to this. Is that part of it? But there's also the part of it that comes with the personality profile of many physical therapists and many healthcare professionals and technicians Other industries as well is very much of a perfectionist and perfectionists typically feel. They need to have all the answers. Perfectionists typically have to find themselves as macrophages and perfectionists very hard to let go and to provide a space and time for people to to really earned their jobs and all his absolutely in that category as a physical therapist and a technician and so learning to let go wanting to trust people wanting to communicate clearly and to get on with leading the business and growing the business as opposed to managing every detail. Every part of the system was a really difficult transition for made it to me to make it. We're talking to Tristan white here on the entrepreneurs. Mba podcast talking about his journey from independent practitioner to having a thriving business and you said that it was difficult for you to let go. But but you had to do so. In order for the business to grow but with your physiotherapists you had to have a tremendous amount of trust in what they were doing how they were doing it that the systems were working in order to take that next step and a big part of culture on lead at the beginning. Where even if you're a business of one you have a culture? Did you see a culture developing that allowed you to step back or did culture come next? Coach deathly came next. Adam But I think you in the in the opening of this episode you. You you mentioned that Teams whether you realize it or not every teen every business every community group every family has got a culture and we need to have a coach of by default. When we simply let it happen under its own Wishes we haven't had a coach by design where we actually put Tom and effort and energy into building a strong team culture and firstly at this point in time after five years of Lean physio uneven culture war Let alone how to build a culture by design. We definitely had a a caring connected coach. Wyking back but it was suddenly one by default and that moment Adam is really stock. I had about twenty team members now reporting to me I felt like I was being reactive. Od everyday and I wasn't able to sustain. The managing reacted nece amped with the leading and growing business throughout wanted to do and so I took a short sabbatical which was another scary as hell moment. Because I felt like I was the glue that held his place to get our butts I. My fiance took a three week break. We came up your way into North America and we did some research on some seniors healthcare businesses that were much more developed in now now industry while let's go nifty after fifty a chain of gyms for older people and another one was could nurse next door which was based in Vancouver and home care. Nursing Service and from those businesses are really could see and understand the values based culture that they created to really impact on the team to go and all the different locations and deliver services was similar industry to what I was doing and so I came back to Australia. Energized and the Canal Vision helped putting a system in place which impaneled people to do great work by building. A coach by design is how we could move forward from the and Adam. Interestingly from memory and time of obsessed the learning about what is a strong culture and culture by design of lunch of my mistakes of Mason changes and any of that ten years from two thousand nine to two thousand and nineteen old now. Two Thousand and twenty attained grew from twenty team members. Route three to more than one hundred fifty team Memphis that we filled our that decade which is being held by this learning ebbing and applying strong team coach. Oh congratulations on the growth and success. That's awesome when when you came to North America to to research. These businesses was culture on your mind or was business. Structure was business. I guess understanding the main goal. Like what did I guess? The question is culture. Just pop up as part of your research that something you had to build or was it in the back of your mind that something you had to do. It certainly wasn't hi Melissa priorities to check it out. Adam I again. I don't think I ever understood while team culture was at that point in time. It was deathly dare aside. I learnt about ten coach of by default by trying to figure out how these businesses which were more established had organized themselves had started started. Had I grown had communicated and I think communication was that I was really struggling with until autographs because as a leader. A really important job is communication in a one to one and one too many way and I was really stuck how could become a bit communicator? Because I felt generally reacting to other people's messages and demands and saw the answer is no it didn't go looking for teen cultures a real focus but I came out realizing that to build a business into strong. Payment is going strong team. It turns out that a strong culture is a really critical part of that. And now you're able through that learning through experience you're not only able to to hire the right people. Keep your culture intact. You need a strong culture to be one of Australia's top fifty places to work. Which is which is no small feat and in that obviously pulled out some key learning stuff that if you had known earlier in your career you have instilled earlier you maybe you got a little bit lucky with some of the people you hired. But how do you do things differently? What are the steps that you look for in your own business? And when teaching coaching others to develop their culture. What are some of those steps? Yes and Adam over the over the years in imitation years that we've been ranked as one of Australia's fifty best places to work. People continued to ask me. How do you do it? How do you build a strong team? Fueled by empowered COCCIA. Any early days is to answer that question with a long drawn out. Answer the only really made sense to me because I leave the experience and it wasn't. I didn't communicate very clearly Then worked backwards from there and what I did was I documented the steps that would put in place to build a stronger culture in our team at the physio car and it turned out that they were nineteen steps that we'd executed a period of time to build to really strong taint culture at zero car so the first thing I did was to document those nineteen steps into a culture is everything Chiklis which We we certainly use business to make sure we're keeping always keeps alive and well and also share it with other people so they can swiftly ordered their own culture see what steps have green price in which steps amazing that I could focus on next and then I went to the next level of breaking that down into four parts so really at the there are four parts in my experience to building a world costs culture and those four parts are firstly discover the core and that is a strong Cochon. Eric Leah on Corpus. They 'cause they're y Assam cynic montage and have a really clear co purpose. And so at the PHYSIO. Cocoa Pebbles is that we exist to help seniors Stein Mobile saith unhappy and really compelling clinical purpose is the first part and secondly. I said of three to five core. Values is a really important pot of setting the behaviors the expectations the the Dera said the rules for the team members to to to Levi so discover. The core is the first part document. The future is the second part Adam and that's about vision. It's all well and good to know who you are and how to behave. But if you don't know where you're headed and it's really a real it's amazing pace very clear vision that you implement within a long-term ten years of horizon something that I think is really important. Had A long-term vision which can be more general than short-term three yet vision to be executed on quickly so discover the core document the future the third part is called execute relentlessly and disturb pot. Adam is really about living your own rules within your own system keeping live a very robust recruitment system to make sure you're using a multi step multi person recruitment process to make sure you're attracting the right people and repelling the wrong. The wrong people critical to get the right people in and the wrong people out An etymological pot of the full pod system is showing more love and it's critical that as a people building a strong team culture we are thanking Praising and providing great recognition for people who are Living Corpus living at Cobo Years Helping Bring Division till off and attracting more team members We really do need to make sure we're doing that both professionally for work at successes and personally to make sure that we understand what's happening ause that team members in a non prying but more supportive type of way to have. Am Ever really connected team. So the four PODS. Discover the core document the future execute relentlessly and show off. Oh that's awesome and as part of those those four parts you've got your nine thousand nine steps and you can get those nineteen steps if you go to Tristan White Dot COM dot com dot edu slash MBA tristen white dot com dot edu slash MBA. You can learn more about those nineteen steps. Tristan's giving away to everyone who listens here to learn those and we're GonNa talk more about that in a second but I wanNA bring you back to step three which is in part. Some people aren't going to get it. They're not gonNA fit when you came back from from your trip and researching other companies. You understood that culture was critical. You started to build the culture. You had twenty plus team members. Were there some? That didn't fit. That just didn't understand what you were doing and had to go in. And that's I'm really pleased that you your rice at because at this time when I was I was stuck myself. I was really challenged by how to lead this company and found a really clear purpose values and vision were critical part of what I needed to to build but at the same time there were twenty odd other team members who didn't see the challenge. They didn't see there was a problem that from them. They had a job out turning up out doing what I needed and wanted to do. And so when I wrote this and communicated this this net better defined vision especially and purpose and WS. I clearly recall there. Were there were two thousand. Eighteen members of the time and a vast majority of whom and that was seventeen to twenty. Were very much aligned and they lock. Yep I got it thank goodness really plays. You've actually given us some direction because it was. It was really hard to work around here without the expectations. Being clear and the future shop being sort of pointed out we can now work towards that but there was. There were three team members who were pretty impressed. With the fact that I'd gone and change the goalposts says to what's What behaviors and also what direction we will focus on compared to what I thought about doing. And so that was tough for them and it was tough for me and so. I wonder compositions in meetings with all twenty of the team members to clarify the expectations and to make sure that we were aligned. An issue after this was released and with those three that once. Cain on on what was the future business there were two of them who fairly quickly decided that. Hey this is not for many more. Things are changing around here. I unlocked at the white used to be and they. They found themselves in Utah. Working somewhere else. And there was one of those of those three people that were was very cain to To dig their heels in and two cy hang hang on take. This is not what I signed up for. We should go back the way and were effectively fighting the change if you will and that was tough for them. Tuffah me and we worked through a few months and an fondly. We did decide to company But that was a really tough tough. Tough Change Adam. So yeah it's changing. The goalposts is a really big thing and it's too hot way through that. Jump that transition and I bet a lot of people listening if have either been through it or going through it. And because most entrepreneurs and entrepreneurs in in the in the world don't necessarily get the credit they deserve for doing good right a lot of people go into business and they really do good. Some people think it's a money. Grab or it's very capitalistic. But a lot of entrepreneurs do good so they've got employees that just don't fit. They don't fit the culture. They don't get it they're never gonna get it and it's sometimes not through their own fault but we want to fix them like we we as leaders as business owners as employers. WanNa fix them and help them get it. How do you know when somebody is quote Unquote fixable? And they're GONNA be come part of the culture versus they're never gonNA get it and they're the wrong fit. How do you make that determination? And probably now that you have one hundred fifty plus people and have had to hire people and fire people. You probably learned something along the way. How can other people better figure out whether this is somebody? That's worth the gamble or whether it's time to to help them find something better. So Adam a very important rule or guiding principle for recruitment we used now is that a maybe must be an hour and when I when I saw that as a maybe maybe this person is the right next to join our team. Ab they'll work out on. Not Sure my guts telling me that things aren't quite aligned. But I think we give them a guard at. That's a maybe and maybes almost nigga workout to be aligned strong members of the team in my experience. And so I tell you that story. Because if there is a consistent level of engagement and progress and it's taking some time for a person to to align themselves to behavioral expected but they are learning they growing into making progress towards where you'd like them to be then that someone that that is a good opportunity to work with you and become a long term member of the TAME over time if there's someone who is up and down and you can trust them for appear Tom. Until you can't trust them and then we go back to the start. We have a deep conversation rendered and then we sick vacations and it sorta goes around for awhile and then they go missing for a day or a week to month And we have this up Indiana. They're the ones in my experience. Not GonNa make it. And so a level of trust level of consistency on what you're expecting of them is what is what works. Well if you've got people in your team who are going to six one step back and you're giving them chance after chance after chance out encourage wishing to leaning be brave and decide. Is this person really looking at all hoping for the best for the end of Anti Myself? I appreciate that and I got two quick questions. Left one being where does leadership and in culture begins or culture ends and leadership agains are. How do they working at? I think Adam that they work hand in hand because to be a leader you need follows and four followers to narrow where what's expected when the later is not they'd say hey go they're coming up here this is. What do we need culture? Which is eight Cleo clearly communicate expectations of how to not to do everything but how to solve problems had engage with people and how to to make sure that people can find their own way in the past in my experience. Alita helps to sit a strong culture which allows cultural followership. And I'm not talking about a cultural for those who are shake who blindly follow onto wet. Stafa Lewis who questioned things who contribute. Who Find Their own solutions to challenges and helped to bring the vision. Believe until off. I love that and I appreciate that because I it's interesting Slavs Wannabe leaders and that becomes the culture and it becomes almost a cult for personality. Which is not what we're going for right. That's a very different type of model so with your nineteen step program. Obviously we can't through all nineteen steps here but what are People GonNa get? What are they gonNA learn going through that process in learning from you so they they can start this path for themselves? Yes at the the nineteenth steps to building. A great place to work is The steps documents on the culture. Is Everything checklist? The people get themselves a copy. Old ECHINACEA read it in the cultures. Everything Book and what? You're you're alluding to there. As well as there is a nineteen week on one program to help people implement firstly learn and then implement they stepped in their business but if they want to build a strong culture at a rolling period of time that I will help them do those important steps of discovering that compelling coal purpose and really documenting those those core values and vision they the big pieces of the puzzle Adam However for people that are ready for some quick wins at. They've gotta go business at team and go-to dip in a culture that lot tickets and quick winds on the on the on the board so to speak that. I put them straight to the bottom part of the country's checklist which is the show mold of pot of the section of the system and I encourage them to really Shar more more recognition than reward to the team members because business owners think that sharing money and prizes and holidays with a team members is often the way to build culture and in my experience. It's completely the other way round. It's rick ignition. It's a genuine someone in the eye or send them a personalized note to site. A love what you did with that. 'cause I really appreciate it? Thanks for doing what you're doing. That's one Parbat secondly. Do you have generous budget to show your other team members and families when bad stuff happens at home. This is really important at him is that we need to how east at the ground to make sure that it has happened in people's laws and unfortunately people do pas away bedser happens people get ill Relationships and all this sort of stuff life happens and have a strong culture. That's empathic to team members. Also sustaining a real long period of time. We need to be ready and willing to engage and show support and maybe in a bunch of flowers or whatever is appropriate to people going through tough times and sort of. It's from the biggest things of discovering the corn document the future old white ant the smallest things all by a budget for recognition and reward for the good stuff and the not so good stuff showing the love. That's that's a great way to wrap up. I really appreciate the knowledge the time and just opening up your information database. What you've learned in your career. Thanks for sharing audience. I appreciate it. You're welcome thanks so much. You're very welcome. And thanks everyone for listening. Today's episode of the Entrepreneurs Mba. Podcast look forward to having you on the next episode. You've been listening to the entrepreneurs. Mba Download Adam. Three bucks how to make more money in your business at. Www DOT free book from Adam Dot Com. Hey C. SUITE RADIO LISTENERS. If businesses wore than you need the best possible amunition and training to win the fight join. Us April Nineteen th through the twenty first on the USS Wisconsin. In Norfolk Virginia for the C. 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Adam Tom Job Australia Tristan White Adam I Adam Dot founder and CEO Sports America Adam kipness North America CEO technician Korea US Highschool Afl Neil Thorne Ustralia
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24:49 min | 1 year ago

147: Where Do You See Yourself in Five Years? [Podcast]

"You that we always hear an interview well not always but often we asked the question where do you see yourself in five years that's kind of an arbiter welcome back to the company of one podcast this is your host del Callahan and this is episode number one forty seven today we're going to talk about the issue to hear from you and until next week we will be talking to you later have a great one doc cliff ravens crafts who is the podcast answer man talks about how he his ministry that he's uses the podcast asked as a form of ministered very interesting perspective on how he got there and I heard him say it so many times I wanted to record him an interview him doing that so do that so I would appreciate it if you're finding this helpful hey but also shoot out to me if you want to reach me you can there's multiple social media you can reach me on but just out to me thank you so much thank you for those listening at I really do appreciate this is done I mean right now this podcast has gather awesome job Dale I really enjoyed the episode on turning passionate prophets with the podcast answer man that is an donuts you'll find a link to the podcast on itunes where you can leave a show note and there's some information there had and the questions that we may answer in a classroom we may answer in a team setting and of course when I say classroom I'm usually dealing with professional audience people that are put the show notes to that there was a couple of podcast I did that dinner did two interviews one with a Clifford's craft and the other one Brian Raven most likely engineers and or technical people and they're working in industry and so I just wanted to package this stuff together for them to use just jump out and say give a shout out to my podcast reviewers so if you've been listening to this you know I'm looking to increase the number of reviewers yes that's actually a podcast I'll put it in the show I don't even remember what number podcast that is but that isn't all some awesome podcast because cliff raven the euro monetary value let me say that again had zero monetary value. I'm not selling anything on in the moment on this now made it maybe the easiest thing for some of you shoot me an email whatever makes sense to you I'd love to hear your feedback inequality that you have on for those of you those of that said don't die in your cube I think is what that one is called that have always been even though I'd owed them did please go over and give us a review go over to Itunes irs a link in the show notes Adele Callahan Dot com slash one forty seven actually any of the ause Joseph said th- keep up the good work thank you so much for Joe's Joseph for your feedback and I think you cliff for being there and doing that and again Alexa talk about some of that today what that's about so by shout out though for to Joseph Ds I don't always know the podcast reviewers Tom's you leave crazy names on your I tunes but I know Joseph No Joseph very well and in so Joseph is an odd actually don't worry in the future but this is strictly of the we to the university that I get a lot of questions about these subjects and so I just tried to package it together I wanNA provide this to you and try to reach out and help as many people as I can help why you'll see some of that may be Hr people are hit and miss and this is not an insult to HR people but most HR people now that's the question oftentimes were asking interview you're sitting there with an HR director or something and they asked that question. I'll just tell you come back there get a lot of traction get a lot of airplay so I thought I wanted to do that with that kind of revive that post if you will that podcast and both the constantly turning and so they don't know the details of what they're interviewing for and they are a filter and so I've had some hr they're overworked they don't have a lot of time oftentimes they're not really sure what they're interviewing four because they're in a larger company and they're just the one with cliff was recorded live we were sitting outside of a conference in turn on a recorder and did it Sal but actually turned out pretty well and the one with Brian thinkers over the phone so anyway thank you very much for listening what we want to dive into though is where do you see yourself in five years Leanne as you're closer to the person who might become your boss the question has a little more meat and a little more meaning because they care experts or some of the interviewers say we ask these questions but one girl said I don't do anything with them I'm just this is the questions this is our script we asked these questions some other made think more deeply about these questions like where do you save yourself in five years but as you get down the interviewing line reasons I asked this question myself to a lot of people that I'm coaching that teaching students I work with because some of you are interviewing some or not I want to talk about whether you're thinking about this question at all right now for your own about to spend a hundred thousand dollars or more practically to get a degree and what are they going to do afterward so I'll the word you see yourself in five years because really you're about to spend one hundred thousand dollars you need to be thinking about what but you need to think about the direction right we tend not to think about what's going on you see having a goal creates so I want to ask you this question though I just want you to stop and think about it and tell you some reasons I think it's an important question for us to stop and think about accomplished more now there's been some studies on that that's not true something like three percent of the population who has goals accomplished more so number one and I have gotten the question back why do you ask or what does that matter especially when coaching them people will say well I'm trying to find a job you know I'm trying to find another job number one you need a direction now you probably have a direction a lot more about that because they're trying to think through where they're going and five years but I don't really WanNa talk so much about the interview that studies not actually was was never actually done but yet there's been an actual studies with goal setting that it does move the needle for energy and enthusiasm and it's just sometimes just that simple riding down a goal you've probably heard this that people who have goals the heck am I going to do after I get this degree to make the money because it should have a return on investment at least in my view it should have a return on investment breath of undergraduate students who are coming they may be in the high school and they're coming joining a university like ours and they're going in are there along but the main thing it does whether you accomplish your goal or not is it creates energy it creates an easy Azam without a goal you kinda get lazy and depressed I don't mean clinically depressed maybe but maybe you do oh you're you become emotionally drained and you quit thinking even about the job and I've talked about this number yeah and sometimes just by asking that question you start thinking differently and I know many times were thinking it's just we're going to retire and just stop doing everything you know I've seen life he lasted a year which is a long time but because without work without a direction there's no meaning that talk to people inside of our company I don't talk to as many of them anymore but they they're busy and by the time are there are home-schooling high school many of them had been in the workplace or not doesn't really matter but the it's this long enduring task individuals going think about where do you WanNa go where do you want your family to be so think about this but we become that way after a while I call this the corporate corporate lobotomy into you become numb while you're doing your job and you deterrent I don't care and we we lose sight of where we're going we probably weren't in that state of mind when we started uh-huh before so sometimes just saying why do you see yourself in five years let's stop for just a minute and think about that how old will you be long-tern if I'd dilly dally around and don't get to the place I'm trying to be and had the deadlines I'm not going to get there so these things work you're just showing up at were doing the job and you got pressures coming at you and oftentimes we just don't look up to think about where the heck this is going in a lot of us have never thought about that do you really want to stay in the same city maybe do maybe don't what would be your new job if you could just say and you kind of lose out you probably heard the stats that the life expectancy of somebody who retires who doesn't do anything is actually today's decisions number two and I answered this question to somebody just the other day and he's a fairly young engineer and I was asking decision at the beginning is critical but my decision all the way through the path is also critical if I want to be there at a certain time because I can if I take the kind of like getting in the car taking a trip just driving you know what I'm tired I've been driving for five or six hours and I'm just going forward and there's a turn up here and it's it it becomes my nummy right and we're just busy trying to get our kids to the next level or if you're Tom job because they have a goal they have a direction they have something they want to do something they care about so think about UNITA direction if you don't have a direct and sell their companies and so friends of mine I remember one friend of mine said he had sold at his company made plenty of money and his comment was I will never work another day in mind hey how old were will your children be what year is it going to be five years from now what does that look like where do you WanNa be can have an impact so knowing where I won't go helps me get there so let me I'll give you an example as well you're not finished with the raise even if you retire again what was it a friend of mine he was another company and doing amazing things because he needs to use his energy and do things so but every decision threat Young Engineer Brilliant Gab works for was working for a company at and T. Many of us have familiar so what are you doing to move toward that direction right today's decision impact tomorrow's outcome what are you doing and he said well serve people you're happier you know there's the quote in Second Timothy Talking about finishing well finished the race I think maybe I'll be earning you know ten percent or twenty percent more than I'm earning now that's that's fine but oftentimes that's a it's like driving on the trip right if I want to be to Dallas Texas am going to drive to Dallas Texas MIDAS in nieces you know what does it matter and a circus today's decisions impact tomorrow's outcome right if I if I want to be somewhere in nothing now that probably wasn't really true that probably wasn't what he really said but inherently he didn't he wasn't really moving toward that goal so you make today especially if you're heading toward a promotion or you want to be in a different job maybe you want to do a career shift then little things you do today five years out from now where would you want to be in what job would you want to be earning yeah do you wanna be earning more money and a lot of people will say the three part of the thing I think about is your five year goals might be closer than you think they are so let me give you two examples of that and how and he realized his five year goal in six months now I've done that many

Joseph No Joseph del Callahan Alexa Brian Raven HR director Adele Callahan Dale Joseph Ds Tom Joe five years five year one hundred thousand dollars hundred thousand dollars twenty percent three percent ten percent six months six hours
Mayor John Tory 11-10-19

CATS Roundtable

12:47 min | 1 year ago

Mayor John Tory 11-10-19

"Good Morning America. This is the cat's table. Catch matete issue. It's Sunday morning. North America Canada are closest nation Toronto. Our sister city of Chicago with us. Today is mayor. John Torrey Mayor Toronto. Good Morning Mr Mayor. How are you this morning? Not very good thank you. Good morning everybody tell us Toronto a sister city of Chicago. You guys have been growing and enrolling a growing largest growing City is in Canada. And you have double the amount of Cranes lanes and any other city in North America. House about well. I think the key to the growth has been immigration. Frankly we we have a Welcoming policy with respect to immigration and that includes The immediate needs a business for example. Where if you have somebody really to get into the country to make your company better? We get them a visa. Two weeks. It includes a half a million Well two hundred thousand in Toronto. Half a million in the country entered national students wherein candidates case they get of these after they graduate but a lot of work for two or three years in the country and ultimately to say it become citizens if they want to so these are the things that are propelling the population growth. Then I think on economic side we have a tremendous talent pool. We have a wonderful system of public education which includes our universities. And they're just pumping a very high quality Technology Life Science Science and other kinds of graduates And that is causing companies to come and invest in Toronto specifically to have access to that talent pool so I think if you combine the do things immigration And the attraction of foreign and domestic investment to Toronto because of the talent pool and the education system is pumping more talent pipeline You have a Very successful formula for growth I understand. Toronto is the largest tech sector the third largest next to San Francisco and Seattle A- and you have signed a deal with Google to create a smart city. That's an interesting thing. Tell tell all America that well what we had was a competition as to how very valuable piece of land on our water front could be used in a way. That was innovative. Just one more building or one more condominium but Something that was really innovative. And there were a number of bidders The successful bidder was a company called sidewalk. Labs which is owned by alphabet. Google and They're going to build hold on a twelve acre site there A sort of center of urban innovation. It's going to be a real neighborhood with people who've living and working there but also going to feature a lot of things when it comes to energy conservation observations Thomas Vehicles how the waste is dealt with How buildings are heated? How ability this'll be of interest to people across the land that that suffer from winter How you can make Year round use of outdoor space simply by having coverings and other kinds of things that You know fluctuate with the weather other. So they're going to build a really innovative Neighborhood on the lake shirt with them have not without their cups In that they're a big company A and they come in looking to get as much as they can. But we've you know we've had a successful negotiation which is featured are saying. Look this is about twelve or thirteen acres and if you do a great job up. There's a possibility you could get involved in more. But for an hour and a limited to what the competition was about. We're very excited about that. Because their intention ours is to have a center of urban innovation. All kinds of different. Thanks people can come from around the world to see and of course it'll be located less if they are waterfront I understand Toronto rose To the tune of eight they be thousand people a year. How do you manage immigration migration? Are you concerned terrorism or anything like that. No I I mean like any other country we We screen our immigrants. We have a very Careful appoint system that looks at their educational and other kinds of professional qualifications and You you know interviews people and so we're very careful about those kinds of things but Look we have found him agree. Immigration Built Toronto and built Canada tratos population population fifty. One percent of the population of the city of Toronto was born outside of Canada. The highest such percentage anywhere in the world. And it's also the most diversity in the world as the British Broadcasting Corporation cited in their own analysis of diversity and we have done nothing but benefit from that people coming from all over the world with different perspectives different skills. That's different You know faith's religious faiths and they all live peacefully together in a city and in the country that are committed to to embracing and you know welcoming diversity and trying to create an inclusive You know we're inclusive society. I think we're not perfect in that regard but we're sure doing well and that's it's accounting I think for the fact that Those people tell their friends. And that's why we get eighty thousand people because most of them are coming from somewhere else in the world now. In the United States a similar to students some foreign students graduating don't not allow visas And they'll say back to their homeland. What do you do to Foreign Lawrence students in your use it well? We grabbed them visa. In most cases where after their studies are complete They actually are entitled to stay in the country and work doc for two or three years and then if that work turns into a permanent job they're obviously able to save the country and Go down a path at Not Too many many years later has them applying for citizenship. And so it's happened. Many many thousands of times that people who came to study may have intended to go home wherever home outfits to be and up saying in Toronto auto and and working for the two or three years and then making their whole lives at trial. That's really how we built the population including very smart people who come to do a post secondary studies in Toronto. We want. We're not trying to you. Know kind of Deplete the A smart people from other countries but those who choose to stay we WANNA make that opportunity available to them. MM-HMM and They'll decide from tells where they want to live. But that's how we built up to population of the city with smart people is to have the ones that are graduating from our own public universities which Drexel University like Waterloo University of Toronto and so on and by accepting smart people to come and study and work in Toronto After they're finished their studies military. I understand your fiscal conservative You gotTa have a balanced budget and you limit the property taxes The low inflation tell All of the More about well I just think you know right now. There's a great the challenge of affordability in cities. And I know it's true the US as it is Canada. That as we had Tom job. Dislocation and You know some of the manufacturing jobs have been replaced with those which have lure income of that And the cost of living has gone up. A lot of people are starting a lot more than might have been the case. Say Twenty five years ago and so I think it is fair to those people especially as we have growing numbers. There's of seniors that you don't Increase their property. Tax Bill At a level that say running at five or six percent way ahead of inflation. It's certainly way ahead of increases. They're they're not getting their pensions or that they're not getting in there Even in their wages so I made a commitment when I I had five years ago for office to limit the property tax increases just to the rate of inflation. And we've kept that promise five years in a row but what's interesting is when you go about trying to find better ways to run the government You end up with money Your hands that allows you to increase public services so we've actually accompanied a balanced budget actually a surplus budget every year for five years at inflation only tax increase with record investments in transit In affordable housing in social housing and other areas like that of that allows us to improve services and and keep taxes low at one and the same time. This is not an either or choice. You don't have to improve services only by having big tax increases you just find better ways to do things the government and allows you to do both keep taxes low and Improve Services I made Many cities in in the United States and in Europe hiding problems Dealing with AIRBNB and Uber. How does Toronto well L. I mean I will say Uber came into Toronto in a way it was like a bull in the China shop? It's sort of arrived and operated in effect outside of the law. So we you know we. We were urged by any any. Just throw them out of town but by the time you know. We blinked They had I think fifteen or twenty thousand customers. Today they have five hundred thousand customers in Toronto. I think fifteen eighteen to twenty thousand people that are driving for them and so we regulated and regulated in a way that was equitable relative to the cab industry so cab industry has to have safety. Inspections Sodas Uber have industry has minimum insurance requirements. So Tuber So you know we put in place. What are I think fair equitable regulations? And we enforce those in the case of AIRBNB AIRBNB. We were fairly strict and saying this. Yes home sharing Is something that's a reality with the technology of the twenty first century. But we're not going to let you for example will be an absentee owner of our SORTA rented weekends for wedding parties If you want to rent a house on an AIRBNB and under Toronto's regulations You have to own house. I was living in You can't own a place in absentia and rented out for parties because that's very disruptive neighborhood so it also takes those houses out of the rental market and we have a shortage orange rental housing so we WANNA make sure those are properly rented out to real tenants as opposed to Frat parties. So that's what we've done. We've taken a balanced approach and these things we're not gonna try and chase AIRBNB. You're Uber or lift or anybody else out of the city. But we are going to make sure that they play off and they are regulated fairly relative to their competitors Last question the city's even mentioned San Francisco before in the United States have been homeless. Problem is your problem like any kind of problem in Toronto. Yes From what I'm told I haven't been to to be able to drive around and look around in San Francisco Seattle. I talked to those cities and I gather that problems in those cities that are more acute perhaps than we face and trying to but we do have a homeless problem We've tended to look after accentuate that there are fewer people as I understand it that are on the streets as it were We have a very Extensive shelter system that has meant to provide shelter for those who are homeless about. If you said if I come up with a magic answer to it no oh I have. We are dramatically increasing this five affordable housing By doing things like putting up pieces of city owned land and inviting the Development Community to come in. And say we'll we'll put the land if you build the amount of housing on this of this piece so we we realized that these solution to this is largely found in the supply of affordable housing. And I believe also in greater mental health support for people because a lot of the people who tend to be almost sometimes have a mental health issues so so if we haven't achieved perfection far from it on that we've got a lot to do in that area but I think it seems like our shelter system Keeps more people people sheltered climatic necessity necessity for us. Because we have a more severe winter but We've got a lot of work to do on that and we are not a mayor. We'd have a minute left. He wanted to tell anybody in North America whether in Canada or the United States just to say to people we love Americans. Americans are arrest friends. Or you know. We've had a wonderful coexistence together which is contributed to our prosperity. And we're very proud of the United States however if anybody wants to change your and and you if they wanted to come to a place that's filled with how they wanna come through a place that embraces you no matter what your faith your skin color your nationality or sexual orientation compass ronal. I mean it's part of our. DNA is Torontonians Canadians. That we think it's the greatest thing that could ever happen to us that we have people who are different. We celebrate those differences. We learn from them. We have have a booming economy in Toronto and we have very substantial Critical Mass in financial services life sciences technology film and television production. So so we welcomed without we we. We have big country with a relatively small population. So there's lots of room for everybody and I hope they'll give us a look. Thank you for coming on in Bigger and I have to tell you all my Canadian friends and all my United States friends when I say God bless America I mean the United States and eh well. That's very much appreciated. Because we all need all the blessings we can get thank you very much and thank you to your listeners for For the attention they paid this morning. And thank you for a round table and we'll catch up against the BUZZER. This is the catch roundtable. We'll be right back.

Toronto United States Canada AIRBNB San Francisco Chicago Mr Mayor John Torrey America North America Canada North America Google Seattle British Broadcasting Corporati BUZZER Technology Life Science Scienc Waterloo University of Toronto
Josh, Chainsaw

Everything is Alive

26:50 min | 10 months ago

Josh, Chainsaw

"The support for everything is alive comes from to the best of our knowledge. Great Writers are great readers and for years. Public Radio's to the best of our knowledge has been asking authors to tell a story about that. One Book that left a mark stories are funny. Poignant surprising now you can hear them to in the new micro podcast called bookmarks writers like Tommy Orange Alice Walker Phillip Pullman. All talking about the books that made a difference in their lives books. They're like audio books. You can read listen and learn more at t t book dot Org Slash bookmarks. That's TT book dot Org Slash bookmarks and thrilled to be here. I don't get a lot of opportunities to do things like this. So my name's Josh. I am a chainsaw. I work in forestry which not unexpected I am. My Dad was the table. Saw and my mom was in class. And so that's that's kind of how came to pass you are you are very powerful Thank you you are. You're also okay to say for me as a human. There's something scary about chainsaw The danger of it and even sitting here with you. I realize I feel a little bit of anxiety. Just I guess just being near your blades. Do you feel that when you're around humans this sort of your impact on I do? Yeah Oh yeah definitely and I try to be very careful and mindful. I think there's a fear that stems from just the power. And the capacity for destruction or raw metal kinetic energy that I'm capable of but I also think it's a lot of media driven rate. You know there's no Texas buzzsaw massacre there's no Texas hands on massacre it's chainsaws. I think are kind of mythologised. When I consider myself a horticultural implement more than a Rica of damage. I read in in getting ready for this interview. I read that the average chainsaw injury requires one hundred ten stitches. Wow Yeah can you tell me if it's not too hard for you Can you tell me about the time that you caused an injury to human I am? I figured this come having talked about it much. Be Zuma's can have trouble. Dan My own past but it was It was a hot day. Zen Grill Oregon. We are almost done with the job by operator that day was working unsupervised just that he could glaze through the last few tasks maybe trying to work a little too hard to get through the day go home and sees family as Sweaty Day and has on his hands slipped and Miam- motor foul on. His foot broke his smallest toe. It was a hard day for me because to cause someone physical harm issue so antithetical to the way I try to work and who I think I am. I really do some soul searching. And fortunately he was used in a walking boot. Will we talked about my fear? of you what's scary to you as a chain so well. I mean spiders but because everybody I think really so I do ever since that injury I think a lot about I fear hurting someone else hurting someone worse. And it's it's kind of ironic because long before we were mostly employed. Reforest chains has actually developed as surgical tools. You're saying chainsaws were yeah. Originally designed to cut open living people. Yeah which sounds grotesque to me now because that is it just the horror of it. It's funny because the you know you're you're held by a person but a lot of what they're saying like they're just thinking about not touching you in a way at least touching you on your chain. Yep what's it feel like when you're getting ready for to be used and you see your operator put on I protection and ear protection and you know maybe those special pants Well it's I think in a good relationship between a human and a chainsaw. Those things aren't about fear there about respect in there about safety. You know it's not. It's not an insult when someone puts on a condom right. It's just a precaution that is taken and that community loving relationship and I think that's what I I appreciate it and respected and I appreciate that. They're treating me with respect. Is it just being the people? The person that uses you'd do we. We call them eight lumberjack. That's still lumberjack. Or Lumber Gel. That's a female. Lumberjack is a lumber lumber GEL. Kind of fun. Yeah Yeah I wonder if that works across the object world like as a female Jack in the box. I jail in the box actually. It's a Diane in the box. Hello Hi Audrey as is indeed. Is that it it is hello. Hello don't you do so Andrea wanted to talk to you because you in World War Two. You were part of the women's Timber Corps the the lumber jills that's right and they were formed in nineteen forty two. When did you join up I was I can't remember the and I was in domestic service during the war through the battle of Britain and all the rest it and I saw also to be doing something more useful. Why is he on people who himselves if you like? And this time I was seventeen and ten months Had to get permission from the parents go still was nineteen. My understanding is that Those of you in the timber core you were felling trees that were used in the war. Effort telegraph poles the the rails that they used On the beach et de day. That's right and we did the We did some beech trees which were went in the mosquito aircraft crabs that that was the old would bummer that we had to engine de. Havilland most gates. Oh and if you haven't the most days that one of these magic boxes pressed buttons and you'll see this seems to Boston Because they wanted to be to speed so it had no guns or bombs or anything start with. I am looking at it right here. This was this plane was made out of wood that you help chop down. What was it like doing this work? Saturday enjoyed. I mean shouldn't say enjoy war but the worst is it was horrible but we we do our best in the situation because he was pretty tight at the few times although we didn't get up and unsigned hand to hand or on anything and even like the woods. The would helped safe. Audrey can I ask? Do you remember what you did when the war ended yes? I couldn't believe it because Oh man what happens We go thank you. That's really lazy and twenty three and a half years where I go trying to clothing coupons and the first thing I did selves tweed overcoat. That was eighteen coupons. So let's two so for three years of service. You GotTa thank you. Note and tweed overcoat will audrey. It's been such a pleasure to talk to you. Thank you so much right. Well okay thanks very much cooling here Monday. Okay okay. I hope so. I'm asking what generation you're in on forty one years old. I was born in Nineteen. Seventy eight right gracious to Baso Yen Josh. I want to ask you a little bit about sound. You're very loud am not not as a speaker but when you're working very loud how does it feel being that loud? Yeah Yeah and I'm sorry liberating it's liberating in part because it can't be another way you know. I spent so much of my day quiet and inert and to win. We're working have just this guttural mechanical. Bello that I lead out. It's very Cathartic It feels it feels very powerful and it feels like a warning. Hey Be careful I think if I were quiet People wouldn't understand that the power within me and so it feels it feels fitting. Are there other? Sounds you ever think about making? Would you like to make a different sound to our? Oh yeah who wouldn't I think I would like to be able to have. You've a roar of a lion if feels very powerful and majestic but in a different timber and there. There is a warmth a inorganic warmth. That I that I lack and then I guess I would wanNA sound like share. You sound like share so I pull your core start up. Yeah and what comes out is believe believe if I could turn back time because your share you think that's share like I sound like most other chainsaws though when you hear share that's just share and I think that's a really special quality to have and I it's something that I that. I aspire to you but I think both will never be possible for me. It's nice to picture. You know he had magin a forest and there's say five lumberjacks and lumber jills there as a chainsaw and they they start up and they sound like chainsaws and then you start up and I sound like share people noticed people would people stand up and take notice. I think so. Yeah pants at different While we're on the subject the question. Do you believe in life after love. I I think that's a James Household job life after love. Yeah well you know the the growth of a of a tree. There's love there there's nourishment and there's a care and attention taking growing something and then once that's no more in its current form visual tree. I think I have to believe that. There's life after that or else I wouldn't. I would keep have nights so when I'm making a a nice clean line through a piece of wood. I think maybe this will be someone's home or maybe a table may be Several million toothpicks. It could be any and I think that potential is really what keeps me thriving and wh what gets me in the morning. Yeah I believe in life after life. Is there for you kind of dream object? You would love a tree to become. I like to think that some of the trees have cut down become boats. Yeah I've never been on a boat but it sounds so thrilling just the unsteadiness of the ocean. I find very exhilarating. And that's what I find dangerous because you drive me on the ground you find at the end of the day. If you drop in the ocean there I go. You know I wrote it by the salts. Waterlogged there's A. There's a danger to the see that I I respect fear and I think a boat because the wood it ben so easily against my will and against my strength but then to watch it master. The waves really makes it feel like a partnership like I cut the tree down so that it might have a different strength and a different capacity than it does in nature. It's almost like a game of rock. Paper Scissors chainsaw beats tree. Tree Beats Ocean Ocean Beats chainsaw. Yeah will you WANNA play a game of I guess chainsaw Tree Ocean short chains. Okay I guess since you don't have hands we'll just say it out loud. Just I'll say one two three and then we'll say we are one two three Jonah play again. One two three one two three. You can choose to be something other than chainsaw Kannada Josh Year. Gas-powered oh yeah are you full right now by the way? A little presumptuous and say three quarters yeah what when you run out of gas from. I'm never really put words to it. It feels like being between things I drop into this place. Everything's dark and there's an emptiness literally emptiness and and and floating and there's no. I'm not expending any effort. Nothing is expected of me And their lights in the distance gliding like scalpels. I imagine I imagine it's what it feels like to be a scalpel and light gliding and it always smells like a horse. Was there recently but isn't anymore and it's the kind of dark where you understand how people thought the stars could look like Constellations Lake every little brightness feel so bright and it feels like it must mean something quietly and you can't tell exactly where there's always gently in the distance song sister Christian by Night Ranger every time always sister Christian because always in the distance never louder never quieter and then I feel myself filling up and and then I'm full again. I'm sad to leave the emptiness by it's It's nice to have balance to have the full-time certainly empty times. I think if I were to have guessed before meeting you and you're the first chance I've ever met and I think I'm I think I'm surprised you. You seem more gentle than I would have expected from afar would have imagined chainsaws to be a very bro. We can a macho culture. Oh Yeah I think there's a lot of We'll especially in forestry. Were kind of socialized to have a very traditionally masculine attitude. Just SORTA job thrown. There's much would which is Kinda it's toxic and it's not across the board certainly but there is kind of like from the older generation of chains is it's I think I fit in more with humans in a lot of ways than with other chainsaws. Yeah you're kind of kind of in between because chainsaws aren't exactly your community but people they're afraid of you yeah. I don't think I have many many friends. It's I mean chains. That shows up at a party. You know it's something has gone awry. I think people are a little wary around me and they don't know how to how to deal with me outside of work. I mean people like to have me around the need to have me around. We worked together during the day and then at the end of the day they go home to their human families and hang out in the shed that makes sense. But you know no one ever Not wants a high five chainsaw. Tom Job no one ever gives a chainsaw. Hug Little Weird maybe but You know do you want to give you a hug? Aren't you afraid why I mean I think I would ask that you not turn on? Obviously I am afraid. It is scary. I'm afraid what are you afraid? I mean the same thing you are but from the opposite side. I'm afraid of being murdered and you're afraid of murdering. Yeah it is when you say. A different kind of fear will All right here goes my arms around you. That's a hug. Tell tell me your first. I Hug I hug. I don't remember my first hug. Oh it's very weird. It's warm but only in certain places and I'm noticing that and I wouldn't want it to be warm everywhere I will say you're sharper than the people I've hugged. Thank you can I ask you for me? It's gotten to the point as with humans that the hug has gone on too long. Oh Yeah I'm feeling that definitely all right. I'm gonNA charges on you. Do you hug interview. You're the first This is everything is alive shows produced by Jennifer Mills with me log an Evil Walsh over Josh. The chainsaw was played by Josh Gondola. Josh is a comedian and writer whose New Essay Collection Nice try. Stories of best intentions and mixed results is available everywhere. Now thanks to Emily SPIVAK. Our editor is Hillary Frank. Her book is called Weird. Parenting wins a big thanks to Audrey King for talking to us about her time as a lumber Jill in world war two also. Thank you to Joanna vote. Who's author of the book the Lumber Jills Britain's forgotton army for her help as well music helped this week from Kathleen Smith also a special thanks to rob buyers for his help episode art. Our new episode art is by chips New York. Everything is alive is a proud member of Radio. Topa from PR X. Jewish Shapiro Executive Producer. You can get in touch with us. Any number of ways at everything is alive dot com. Find us on twitter and let me know if you would like to play a game of chainsaw tree ocean. We'll see you soon and you know that you own. Hey I have some good news. One of my favorite shows probably one of your favorite shows is back. This is love from the creators of criminal has returned frankly with the kinds of stories. We need right now. Their fourth season is all about animals. Rival Wolf Packs a dog who guides his owner out of a tragedy retired central park. Police Horse. This is Love was named one of time. Magazine's top picks of the ear refinery. Twenty nine says it's the warm story based PODCAST. Listen to when the news is too much to bear for instance right. Now we're on the move. You see the movie twister with Helen Hunt. Do you think this is kind of twister? Hi It's phoebe. This is love is back and for our fourth season. We're going outside and the entire iceberg that we had just been inside of was cracking and breaking and dissolving into these huge chunks of ice. I was just speechless all new stories. Starting April first about animals in the wild and what happens when we take time to look around us and really better without also people. You like them better. Would you rather spend your day with a horse than a the group of guys complaint subscribe? Now this is love. Wherever you get your podcasts. See don't miss the first episode and you just will this. Turkey is really trying to get this recorder. Hello Will you tell me a little bit but unscathed Search for this is love. Wherever you get your podcasts or visit this is love. Podcast DOT COM radio.

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Episode 337: Cruisin With Comedian Andrew Rivers!

The Captain's Log with Host Brien Spina Podcast

24:05 min | 1 year ago

Episode 337: Cruisin With Comedian Andrew Rivers!

"Good Morning Live on the captain's log. Thanks for joining us. Andrew rivers comedian extraordinary. And it's really popular on facebook. You you just broke fifty million views. Big China bad. Fifteen million people have scrolled past video facebook county as yeah well. Hey we'll watch all forty five minutes to an hour of the show was his. There's fifty million people out there that know you now. Absolute move which is fifty million more than me. I'm happy your name is on everything now. Parking spot you got a bottle wrong keys. Twelve people become you. Don't even get the to- people put doesn't say exactly down and that's not even where I park. That's crazy. Once worry renamed bulls. You've arrived yesterday afternoon. To get settled in. Yeah and how was the show last light bus. It was good. I think yeah I liked it. Well that's good. Yeah that's that's the that's the most important part. I don't care what these other people who cares tickets. They don't care. Start Watch party now you could just share and you good okay. I think just shared other share. Oh I see there you go to a page age so once we get all my fans on getting not just going to be fifteen. Million People Are GonNa Watch outlines so or have you speak if they like to show an. Have you ever gone to the movies and actually said to the theater that you didn't like the movie and ask for your money back A long time ago. You've done Yeah I forget. What movie was you said? This will be sucked so bad yet when you went up to the box offices like yeah yeah did they. I don't think so. I used to work at a movie theater and I remember that happening also and And I don't I think eventually you just go. I think they give them caught passes in suppose they get back in and they buy them popcorn again. That's like a life hacked and because it's subjective you can't after the credits roll. Sometimes sometimes. The comedy show laughed room. Forty five minutes. How was that not good? I mean did we get complaints yesterday. But it's funny. You say that because it's thing right now in all I think all venues deal with it whether it's a but I said like do you go to the southeast gave and say like the Lakers beat us and we're my money back that's eight passes to come back and then they buy more alcohol You know what did I just use it to your advantage spent. That's a good idea. I'll try shooting another hour sometimes. Hopefully the next I think it's go now but You know Show business. I don't know yeah I'm ready. I'm ready to to get this material I get a producer yourself or you're gonNA probably me in a second but They should call chances of looking good all right. Well that's good up you know. Oh I think when you so produce it you can just put it on Amazon prime which is pretty good bright and then you know it's pretty much the same so you're still on the same a mind game and then you kind of just send people to as long as easy for people to find but I might just do like. He's weird stuff I like to do. I was just put it out for free on youtube like even though that won't make any money right. Their return is in the fans and the and the people that it so So so my current driver thing is is on my youtube Probably not allowed to Have it there. But I don't care yes so I'm going to hell that's fine. It's grandma accepted it. We are for some reason. Yeah I mean there's gotta be. There's there's gotta be we're fine so when when you shoot like for those years don't know first of all. Andrew is at Andrew J rivers on Instagram and all the social media platforms. You can find them. you're going to love his show smoke youtube adult friend finder. Oh I'm sure that gets heavy traffic sense sense my best ad for all those old cougars of great when you get called to do dry bark comedy and it's a Mormon run company so I didn't know that you can't do like you can't have neck nicotine or tobacco even yeah. You can't have caffeine alcohol alcohol of fun. Why not nothing? Nothing just pure oxygen. That's all they allow. And Yeah you're not supposed to have sex until one of your husband's decides it's okay or something. I don't know how the I don't know all the rules won't so that I think most people I think that's thank the most strict area in Utah. Yeah Yeah Yeah. And that's why when I booked tickets and I have customers that come nobody ever gives me a Utah address right like that's true literally like we have hundreds of thousands of people not database. I bet you we have five from Utah. Oh yeah is that. They just don't leave because they're so many more bits or why I mean. You always Emir Apple. Yeah they can I mean even the even like the non more and people have to suffer in Utah because is correct. The bars must be are like they they won't they close early Terrible gated community. The AL alcohol content can't be above a certain amount or something like that in all their beers or something like that. So it's just not I mean which is fine if you're not a big drinker but But you know we like to party. You had to kind of scrub all your show all your so. We'll say is like they've got to make it clean where it's like. You can talk about drugs but only if it's in a negative connotation where so like if you had a story that you wanted to film you just change it from like Gosh so wasted there's other time and it was crazy you go like. I don't do that anymore because one time galway sit in this crazy story and that puts it they can in frame stacey the negative like a dare program thing. Maybe I was thinking. They're going to be like. Oh decaf right. I wonder if they can even though. Because it's gotta be like it's like it's like Satan view that's terrier battered fish. It's over you can't have. Oh Chicken Marsala out the window. Nothing no rum cakes. You know I I was waiting on. I was GONNA say but that has a wines'll insight. I was trying to keep going on. I don't know barter ball happened. It's hard to think of all supply. Yeah Yeah you know leg. Vodka Jolly ranchers. We used to do that. Jello shots we used to put. You put the jolly rancher in the ice cube tray and then then you just kind of poor like the vibe on top of it and then you freeze it freeze. Yeah you can't. We can't like freeze the wagner really but like you can put jolly ranchers in Nevada in the vodka and let that like soak up and then that's supposed to make it all that and it's a good move. Yeah so now. We get our beverage advice from Andrew. That's that's an as a as a as a former heavy drinker. I really legion. Did you in the wrong spots reformed them. I've got a Mormon reputation. I'm not Mormon and and not anything wrong with a lot wrong with that but I just I look Mormon so like. I'm not allowed to ride a bicycle in my neighborhood. Hud hasn't just people go into lockdown. It's pretty bad as as awful. So how long have you been doing comedy coming up. Eleven years at the end of January. How did you start because I always ask her on my show? How'd you get into comedy? It's not like you're going to be like kids are well. It's funny because there's no like I. I mean my dad took me to comedy shows a lot and I watch comedy on TV. We used to watch the tonight show with Jay Leno every night and your your guidance counselor in high school was never like all you can be like a firefighter or a comedian. ACT that option really. No one tells you that it's a career path and and so I started working at marketing agency. And then I got laid off in two thousand and eight when the recession happened and there were no jobs anywhere anywhere and and I thought like I just. I was like for like three months. I was trying to find another job and I couldn't. This is where that accident zone is it. Now it's a different one so many lilies wrong Florida. I don't know yesterday too. I was driving at twenty miles. I saw three full whole accidents. I was like please let me one of the form. Yeah it's just lies down to that at least it's a right side up this time So yeah so I got laid often. I was trying to find something for a couple months and and I couldn't really really get another job and and I thought like I just kill some time doing comedy you know like I'll just go. Do a SEC EH. Had you done just like you know. It's just like APPS can be a rock today. I mean I loved comedy. Here's the thing. My brother brother got married. I gave a speech at his wedding. And then you've got your NATO everyone came up to me like you should be a comedian. Because I had a rule of three and a callback in in the in the speech which are sort of comedy techniques. But I didn't I didn't I just knew that he wrote. I didn't know that that was like a thing that was in my mind of like just. I'm a natural is what I'm trying to say primly talented yeah. I was just born with out the gate talent and so on So after that I think that was kind of a nudge and then And then I just I did my first open mic and I was like you. You know if I can get my hands to stop shaking. I think nervous y'all yet because I ve very introverted my whole life and and so this was like even you know high school teachers that hit me up sometimes are like what happened. You know realize always a shy like back in the room quiet kind of person so and that's a huge thing overcome. Yeah you're right. It's a success story. Some people have missing limbs. I was just afraid of girls so same level and just really you know. Adt Won't accept that as like a as like a SOB story. Stories back story. You gotTa have something but my parents are still together and they love me. I don't know what I'm supposed to do right. Yeah yeah they have have really you really have to have something that just they can wear very or preview before you go out and tell the funny yeah I hear you. Yeah Yeah but Yeah I you know I really just kind of kept at it for a couple of months it you stake in the first time it was okay you know they were laughing I would I would. I know now that I didn't know at the time is they were laughing at me. Not necessarily at my jokes they were just laughing at my personality auty or whatever but but that was unintentional. I was trying to do the jokes. I was messing them up. Because I wasn't good at comedy and then I kept like trying to I kept trying Kinda like dig out of the hole and then people would laugh at that and so my brain is like wise getting laughs. You know not necessarily where wanted them. So you know that the formulas just off the algorithm of my joke writing was just off and then I and then that's what they say in comedy is like once you you can sort of show your unique they call it your own voice or something bad. You know When your personality starts to shine through is when you start to have have the most success you do it fulltime? Did you know employing they just stop being comedian. Yeah one hundred percent. Don't let yeah. Yeah I mean I I lived very poor for a couple couple years and like I just didn't WanNa get a day job. I just hated working for other people and I liked the idea that I only fail. If I quit you know and I liked the beam responsible especially coming from a job which was supposed to be stable. Okay Hi Mike when you know my parents even were like get a good job with benefits and insurance and your work your part by thank you got healthcare. You got everything this job. I know that was the safe option. And so all I had had after a year at this company was two weeks. Pay To show for that and so it's like why not just live and die with my own success. You know so I I almost died with not necessarily but you know I was like I was trying to eat one meal a day and I was doing doing things in hindsight that were pretty stupid but I was just trying to save money and and and I had unemployment. That's called intimate and fast. Yeah Yeah Yeah Yeah now it is back in my day was cobaine poor starving to death so I just You know I just kind of kept at it and like my i. I don't know maybe my after my first year probably got to like I kind of got to a decent level to where I was making like fifteen fifteen thousand dollars maybe In a year which is like is okay. Three thousand more than poverty right. Yeah Yeah it's it's pretty bad but But I was just living like craigslist houses and I was just going for it the way do it and then like after about five years it got to be pretty decent where you know as regularly featuring and making about thirty grand or whatever Yup and And but I would just I would live live in my car and I would like our would link Renton apartment for a few months or like a room in a house and then I would move my stuff into storage and AH book like three months worth a tour dates and then I would just kind of drive around the country and so you know they give you a hotel Thursday Friday Saturday and then you crash now Sean. Like a comics couch Sunday Monday. And the drive to the next city and you sleep in your car for a few days. Yup until you have another hotel you know and and and at the time it was just it was the only way to do it for me. So which is how you made which worked out you know I think in a a lot of jobs. You have big sacrifices data careers. If you're going to be an entrepreneur. Absolutely they do things on your own. We're basically small business owners right right so you know. My businesses were much less profitable for the first several years so overhead. That's the thing is you as long as you kept your money like your expenses. super-low you could kind of figure it out it's right and so yeah. That's that's basically what I did. And then and then I realized that I was living with meth heads on accident over another accident of the accident with cement truck which by the way in high school I was told. This man trucks the most dangerous vehicle on the road is the heaviest. Yeah I bet they take the longest to stop the damn meant drug thump. This low it came on the street. Hey dumped dumped his load right. Drop right man so I was living even in this house and then And I and eventually like the The lady that was like renting a room next to me. the landlord kept being like. Has Anybody seen her. She owes Renton. I don't know man I don't talk to anybody. Yeah I just stay in my room. And then he started like going through her room because she hadn't been you know I think legally after a certain amount of days you can like that so and he kept coming up to me being like this spoon with a burn mark on the bottom of it. What does that mean? You're an idiot like I'm I'm an idiot but you're hideous like I've seen breaking bad I mean if you don't know drug culture you can be like I think that's bad while and so i. What city was that? That was a Kirkland Washington which isn't a bad city just you know just a bad situation and then I moved into another the bath house on accident after that plays out. Yeah I really know how to stay clean. That's my story and I I. I was so proud of myself because I paid like first last and deposit with all my comedy money and I was like you know making okay money so I handed this guy like two grand in cash and he kept being like you know in hindsight again you look back and he was like. Hey you know you don't have to pay the full thing if you don't want to like totally gay guys trying to be proud that I'm not gonna I can do this absolutely and And then like two months later the power got shot off because like the bills hadn't been paid right and like and then I talked to whether roommates and he is like maybe he relapsed again. What do you mean he goes? Oh yeah he got out of Rehab rape before you moved in so he got out of Rehab. I'm Dan I hand him too. Great a cash cash bender for two months and then and then you know and then my dad was like get the fuck Outta that. My Dad is very whoa. He's only yelled at me. Probably like twice in my entire life but he just laid into me. Because I was like yeah I just you know I the contract. It says at the end of the month like stick it out for and he's like no you get the fuck out like you pay the rent even if you never gives you your money back you don't Guy Guy and and that's a good. That's a good good good role. I'll pay four hundred bucks not die right right and mm-hmm and eventually he like Roma check and the guy he was like you're kidding me the crackhead but he was like decent crackhead It was only for like half of what he owed me but and I brought it to the bank. I brought it to his bank. You learn all the tricks and and and the lady behind the counter was just like sorry. I can't cash this Because she knew the guy and she was like. There's not this he oh you does he and I was like she's like I can tell you to come back probably every day and try. Yeah just come back every once in a while around India I did and and I was like there's something pending. I can't tell tell you that that. Like if you try keep trying eventually and I was like okay and then I went back and I think a few days later and got it. Cash make he could he he he he he worked it out so um so yeah but then the last few years have been less of a struggle and right and and and Ever since I became the Mormon beyond say short headlining yeah. Yeah and then like you know I. It's funny I remember the moment as headlining a club in Saint Louis and I was packing up my car and getting ready for a road trip and and I just walked up to my car that day and I just like I can't I just can't drive across the country anymore really and I just went back in the room and I bought a flight and then I was like. Oh Wow you don't have to leave for three more days now and makes us different. Yeah and then you know you're in a better mood. You're you know you're making better money like your home more often so you can have like relationship with friends. 'cause I mean girls. Sometimes I go on a date or whatever and then they're like oh this is so great like when are you back from your torn like three months Elena Circle and they're like you're driving early country living in your car and AM I. Yes you look really cool like now not really my tour. Bus is a world tour. Stop often city to sit here. Swim agents out my mom. How about have you ever done this move? How about when comics like literally message? They'll send emails from another email. But I've never actually done it yet but yeah my friend got CONAN that that was actually really. He had a fake manager. who was him him? Yeah that's true. And then he emailed the guy and then they were like Oh. This is great. I would love to have your client or whatever and it was like silly. Because he knew the comic so he should know L. if he's wrapped or you should know like hey that letter had isn't one that I it's not a PA or or sure. Whatever you know what I mean like ah I respect the hustle? Man I've had I've had comics actually do the same in an like when you go in your mail APP it it puts a toot again. It's like the same burn. Oh yeah you know so I always get a kick out okay I can understand. They'll they'll be like I will talk to Tom. Job there for the Brat exactly. WE'RE LOOKING AT UTAH. Hope you watch. I don't know if it's really. Tom Is the ABC us. As we don't want to be pissed all Tom's we'll play the offer him again It's great that's great. That's funny I look forward to seeing your show. We got a great grantline. Last last night was great. Yeah so I'm telling you if you don't believe me just Google me on whatever APP you're on and I've got videos everywhere. Yup and funny's Sherry entertaining. Guys Edgy rivers My guess on the captives logged as for watching Jack all weekend Catherine off the hook comedy Dot Com. If you WANNA see the show if not they're not just message US right here L. S.. How funny we love you?

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Talkshow Interaktif - Visi Baru KPID Jawa Barat, Menjawab Amanat Gubernur (Syaefurrochman Achmad, SH., M.Si)

Radio Fajri 99.3FM

1:14:07 hr | Last month

Talkshow Interaktif - Visi Baru KPID Jawa Barat, Menjawab Amanat Gubernur (Syaefurrochman Achmad, SH., M.Si)

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LWW 16: Should You Go Indie, or Should You Find a Publisher?

Lesbians Who Write Podcast

40:51 min | 1 year ago

LWW 16: Should You Go Indie, or Should You Find a Publisher?

"Welcome. See lesbians, you. Right. With clan Liden and TB mocking Zain conversations about writing and lesbian fiction. Join us as we draw back the curtain on the writer's life. Hello, and welcome to episode sixteen of lesbians. You write today, we're going to be talking about should she go Indy or should you find a publisher for your work joining me today. Clan Leiden is the brisk and bright Lega summer's morning TB mocking. How you today? TB filling very brisk and bright and that you can't see TB as his head, but she's a she's looking brisk and Bryant. He just been been for workout. She's like raring to go. She still got the workout splotch in her cheeks. He's looking she's looking brand brisk. Yes. I don't know the workout splodge or if it's the flash. But. Workout. Yeah. Workout menopausal. But which to work in menopause. Many mentions of Perriman impose many pool you say, I still can't say it by episode twenty I'm going to be able to say would menopause. Because it's a word that has such a fan edition, even every time I read about it late at night when I'm, like, really relates her is this menopause start researching on my phone. Everyone's like it's such a natural thing don't don't freak out, but it's weird forty five. And I'm in menopause, like completely in menopause and forty five we might to embrace life challenges. Hey on the lesbians you right. Put conflict. But before we do that, before we do that. Let's, let's have a quick chat about all weeks that have happened since since last week when we chatted where did the time gay. So even have team have been torturing myself actually, I since I said, cough my cuts while it's noble last week to my editor a kind of down week. So I've been buying some more organization things that may have an issue with learning organization. Thanks the addiction right now. But don't train organize everything it since we're still moving into the flat. I'm still getting furniture and such. So I spent a week doing that. I also did three day juice cleanse, which shocking news was not fucking pleasant. Did you have to drink lows of green drinks greens lead teachings? They at six juice day in three of those green in green is my least favorite kind of Jews in three of them. Start off today the middle of the day and the fucking last one before bed, my wife jeeze cleanse we. I remember we went to goals, and we believed USA, and then we went to as Dan, which is still we blew all the things we spent back fully quit on vegetables, and fruit and bought it. Hey, and within thirty six hours. I got blinding migraine, and had to eat some solid failure was always going to Delhi. I didn't do well on those kind of things. My wife saw out the now I feel you pain. I I do not do juicing. It's not my first juicing very for Sunday. Did you see does not make sense to me? While I did this my first time but my partner really wanted to do it. We did a fifteen day cleanse, it wasn't all juicy. And it was like we started off with salads, and soups, and such, but by day eleven she came home from work, and I said, you need to take me to the pub. I wanna burger. I quit eleven days days. Well, I'm impressed impressed. I didn't get six hours say they do you feel lonely cleanse. No, it's, it's, it's all like. Okay. That's not true. I don't have sugar cravings craving caffeine, that's about it. I don't feel like I didn't wake up like on day, four feeling magical enlightened everything. But no. So, so what you're saying that you haven't had Mitchell to scream. Is that right? Or cookie Ville had none on. Get to be on his stick, does not sound good right now, which maybe on ill. Maybe you and I haven't won Hamilton Dicketts moving swiftly on from that debate, because, well, what am I gonna win him into gets never? So you just been doing those about men and those g seen this week, which sounds hellish, did you miss editing? Actually feeling productive by I enjoy writing. I enjoy Eddie night. Enjoy. I enjoy my job. I know a lot of times like complain about it. But when I do step away, I do miss it quite a bit. But I've also enjoyed just not having the stress of a deadline on me right now, I took Friday off went to concord. Nerd it out in one of the historical cities in Massachusetts. So been enjoying. It is good to what is to take breaks as well to recharge. Well, and as it took him from to less. Big reuters. Same my week. Well, it still badly didn't it because of the Champions League final, let's get out of the way now taught him didn't win sadness sadness. But to be Frank didn't really deserve to win. Neither did live very either needed was play well, but, you know, I'm, I'm told that the aim foot boys to score a goal into the goal hole and lip wooded that twice. So I guess they deserve to win. But it was it was a terrible game. It kind of had that written on it. Because the semi finals have been safe intestate from based teams nevertheless, did get together with a big group of my very close friends and had a lovely him and had a lovely ball begin until they lost. And then I just drank red wine. So that was that was weekends. I wasn't I was going to mention it, and I knew if I texted after the score came through on my end 'cause I didn't watch it live. Because I'm in the US and, but I was I was gonna let this one slide, I made the mistake of teasing. You once about tunnel moving game in a paid for it. She was this Pocos continuing and say she's doing her thing for the United Nations. Is that right? Yes. My part for international relations because you know it's also been a tough tough week on that end. With Britain UK it has been less. Not mentioned Trump window political podcast, say the other thing, I've been doing that was Saturday and Sunday. But then Monday, recording his Pocos on Thursday. I've done this week frankly is edit edit edit. I'm in the second draft of Mike, wills Raymond's finish very Mance, which I can tell you will is now code can be cool to taste of love. I've been editing second drafting and is actually been Orion. I've, of course, she like you say feel very productive this week of been very, very productive. And I've done a lot and I'm five thousand dollars of the end, but guess will, but I'm still going to final sexing. Just just circling back to last week's conversation. But I will say that this was a planned. I'm I'm gonna leave it because it is right at the end of this in. And so is kind of like that. Get back together sixteen. And frankly, I felt like I would have more of a running on exactly whether nations and how it should happen. So fully this one, I've written one ready in this one is fully intentional to leave it. So go three three thousand wasn't Gary, but probably about another teeth to right? Say that is going to happen to this and tomorrow, and I mean, to get the second job done by tomorrow, say it means I've edited like nearly sixty thousand words this week, which I'm pretty pleased with that is a lot of words to edit in one week you to sit down and do it in chunks. Yeah. I kind of break ups, I try and get seven a big chunk done in the morning like seven or eight thousand before lunchtime. Don't just go until I break it down say, like I had to get food teen thousand words day done. I've kinda done one day. I did seventeen when the twelve so just but you know, I'm I'm still finishing only like seven thirty at night. So no will nine actually, that's I have gone back and done an hour on off to dinner, but I'm not like going from seven in the morning till eleven at night. I'm breaking up and going for walks into the gym docile thing say, yes, I've been taking easy because I had the migraines. So it's like I want to make sure that doesn't happen again. But I'm really pleased with the way it's done, an weirdly, I normally think that my second droves, there's no way I'm like I didn't have his books working doesn't happen. I haven't had that this time, it's good news. Is it good? Or is it banned? Or you thinking you're missing. Yeah. 'cause no me on my own. I think thing this is this is working at some point in the novel who was always think the middle's of exactly all the beginning doesn't really grabby this not when you point in this war about and another. I'm being ready like invested in excited to get back to it every morning and there's been no point. So I'm just thinking let me say something, but I guess I'm going to do the job next week for against the editor say on all see because it was he different things when the drought is when I read it back on kindle and make love notes while I'm reading on the kindles on reading as Rita would whereas our meeting on screen, so it's very different experience. So we'll see. I think it's a good sign that you're excited to get back to it. Yes, I should I should take as opposed to right. Your writer so that you're always going to doubt what we do without. I'm like what's going on? Why did I hate it at some point understand, is just going to be the ready flops? I. I hope it doesn't flow because. It's a series. This is just a meaning yes. It's new and on Harper, so let's get onto last week, which last week was writing lesbian sex, scenes topic, and we got a shit ton of commence one might saying why but putting sex in the title of poker. I gets people today lady more who knew sex sells. Crafting, the blurb was like, how can I make this not so click baby? But also be true to the topic, we're talking about it was very hard to craft the title than just gonna go for it. Let's talk about lesbian sex scenes. Well, they talked about take quite a few comets. We had to first time commenters a Chris. She says she just came across it got lots of laughs. So welcome Christian. Thanks for finding podcast. Anthea says she's been listening for a while. But she's finally, finally braved commenting, so thank you for coming team. We appreciate your comment. She'd said it was a brilliant episode. So I thinking sex sales people just let you know, we also had quite a few comments from Carol Kathy. Donna in Melissa saying that they found it funny. Some of them had difficulty breathing. Apparently in Melissa said she may have choked on dinner someone had to take a breather before commenting that was Donna. Donna, head to take a breather before commenting because we're hilarious Kathy, cracked up in Carroll said it was her best episode yet Mera commiserated with me and cold me, a poor repressed American, 'cause it may have come out that I might be a bit of appro-. Dude, American prude in that episode's would be haven't listened go back and listen. And then we head a comment again, we get a lot of comments about the mid chocolate chip debate. But we also get a slew of comments about how charming your accent is clear in. Nick says is spirit charming and she likes it, and she also smiles when we drop the fun. So fuck. Yeah. And you appreciate that TV is via Bom quite this episode already. So we already earning explicit tag we. I think we really counting dead last week. What do you think? Level who say Hanson, some people comment for the first time awake laments, I thank you. Everyone he commented on one built on Twitter, only Instagram, the lovely Claritin, fantastic, lesbian fiction, Luther, she loves the fact that I love about hunt, which is apparently coping. Rhyming slang say they get anything milissa Seghal, JJ eras and Allison who commented on how fucking hilarious. We all Melissa said, she didn't just think to advocate, he's to me, dropping the one say much, and they gave me so I said, see what just just for your raise just to just to protect them since he was on a treadmill. And then he fed off it, and JJ Arroyo's, she is still a little bit troubled about the use of the word Hamid TB, which I was as well to be onus. But you re re take novels, and I baby, you'll you'll see it, then it is hard to think of different terms for inserting plenty of law. So you know that's, that's my defense. It's not big Atip is not a good defense was move on and to wanna to agree with us that sexiness needs made story food, and she said that she started writing them, because she wants more done Vesti in sex, scenes, and not just ones aimed at white lesbian women, which Pam. I'm taking down when say well done. Full pushing the overnight, bloviate Motoo one. Yes, yes, we offer diversity, and we say, go, one of the comment going to Email from Erika, and that was about episode fourteen which was audiobooks and should you be doing them and Erica sent that she has to agree with this is the future, and I found this interesting is Erica, used to manage bones. Able, and she was a self proclaimed books knob and always said, I'm never gonna read those e books, and then she's lady succumb to books off to realizing it was cheaper, and there was more or less Vic available and now a commuter when she's doing a when she's doing Dinna. She listens to poke holes audiobooks and kinda says that she transferred to books and now he's transferring to, and he says, as people more than they need to distress. Always the onset. So she's with us. That is the features. I, I found that really interesting that she used to be abondoned neighbor manager and, and how the evolution of her reading and listening code is interesting that she was adamant against kindles. I was to, to be in the beginning by wasn't sure libero to make the transition in when I got a kindle, like won't that was stupid, possesses amazing. You're never without a book, which as a book lover, like, you know, when you're packing for holidays, or just going to the post office, 'cause there's gonna be that line in that line is always terrible. The post office is the most depressing place in world. Reading a book is perfect to make it better experience in. So now I always have like a library book in the postal and taking a kindle to the post office. Read it on my phone. Fine. Go to go to feign reader. I have to say, but I love it because it's just motor isn't is moving book, and it's easy just to Fe. Mike, I would say my handbag, but that might be stretching it my late molest beanbag my lady bag. No. Suggest I'm lady and I haven't keys that many times site. Well, thank you so much to everybody can come into into website, fourteen fifteen anew, the other end do keep coming and delays. Chime in on any of the debates and chiming, especially on this debate that we're gonna have this week and the question is weak is should you go indicate when you publishing you novel will should you try and find a publisher, so TB? Let's let's break it down. I what does it mean to be independent auditors published? Traditionally published, obviously you're going with a publisher in. Are we going to say if you go with, like a bold, strokes books Abella books are Ilva, or is that going to be more traditional, or is that set a different level? We breaking it down to the big five in other smaller publishers. Yeah. I think we could just mention it. Yeah. Basically, usually from Spain's really means big languages genetic natural teams yet I just. By the musician yet, do big Foley's than like penguin MacMillan Random House, and two others that we can ever remember why we suck at this. This is our. I'm not we suck it because like you said did like you ever gain published by these people is very slim because the traditional big five don't think that lesbian fiction. His thing there is. No having said that they own coming round, and they're all a few more little imprints being done by the big leave, and they all realizing that lesbian fiction has, and maybe they should have before into it. Even only have been approached by a big five publisher by publishing Little Brown, which I think is Paul of. One of the big remember again, this note, very big fakers. I was approached by them just Christmas. And then the woman just still t- mainly Mesa wanted to attend the United hair loss. But I mean that is that an indication that getting more interested. However, I think generally when we're talking about being traditionally published with probably talking about the less fic- publishes, which all Bello Bo. Strikes Ilva and emirate of others that TB's list them on iheart, misfit website interested go, long have look and then you can look into them. They will go submission guidelines and you could be as mitt to them, and be traditionally published by being fiction specialist publisher, if you, if you considering the traditional route, there's a few things to factory, I think some people feel that there's a bit more prestige with having a publisher, there's a validation, and sometimes they're looking for having more options to win literary prizes in a lot of the literary prizes. Even in lesbian fiction or geared more towards the publishing houses because there's a fee to enter in polish. I wonder if bowl tros pays the fear of the author test pay feel, not sure, so if there are any bowl strokes authors, listening or other less Vic published. Let us know who pays the field that when you enter those contests because I would be curious. No. What do you think? Yeah, I'm beginning. I would assume the publisher would pay the money because not smoke happens in two national publishing the engine. Ballistic publishing the same applies because the oath is no paying any of the other things. So why would they pay? But I, I didn't. Yeah, I have no idea. I haven't asked. But so. Yeah. So there's all be some pluses with going the traditional route, obviously, the more distribution options. Some of the Bolsheviks books, I've seen like in bookstores in such so you have more distribution options. You're probably working with a more established team like they set you up with a cover designer editor. So a lot of the factors that we as in these have to tackle ourselves. There are more streamlined by your your publisher, so it kinda take some of the stress off. So those are some of the pluses to going to traditional route. Can you think of any other big plus on forgetting or not mentioning really just taking responsibility of you? Because if you call who Tom job any day wanna do any the other things then going to publish, it means that you have just hand the money script, and they everything out. And then you just have to go through the end. It's when it comes back from the so I suppose at an prestige. That's why people want to do it. They want to go look. I've been I've been published by a an actual person. He said, yes. It's like validation, I should say, as well that we signed the big traditional publishes a note generally interested in lesbian fiction, but literary fiction. They publish some Ellie Winston, Sara woods stuffing, however, you can probably count one hand the amount of lesbian out as being this. He published lesbian fiction by traditional publishes said is not a big is not a big pool. No, it's not. It's kind of a sad state because the Versi has been so pushed lately with a lot of conversations on social media selection in eight really haven't gotten on board. But I think one of the issues with traditional publishers, their bottom line is to make money, and so they, they sell books, they're not even selling that much fiction anymore. They're selling more memoirs from movie stars or soccer players and stuff like that. They are moving away from not publishing as much fiction and more things that they know. They can make money back on. If you are, if you're seriously, considering what route to go, you do need to take some factors into consideration. Some of the cons of traditional publishing or it's a lottery ticket, you're not sure if you're gonna be accepted in, you know, sure even if you are accepted hell successful, it will be the or how much you're publisher will actually push your book for you. You lose creative control. Sometimes if you are working with a publisher if you're writing sages of fantasy they might they might edgy more towards including a fantasy romance because romance sales a lot more in, if you didn't initially wanted to be a romance story, you're kinda pushed little bit towards including more Rome, romance elements speed, especially with the big publishers of speed can be it may take a lot more time. And some people might confuse his fats, like if you say the books taking a year to get it published. It's not being worked on that entire year. They have a backlog of books. They are trying to. Get pushed through. So it's not like is being edited for an entire year. In is gonna be a phenomenally better. Product it is, they have to go through their own things because they're publishing a lot more books at once in another senior, you're losing out on with some of these are the rights licensing, some of them won't publish every marketplace, if you're indie when especially blowed on Amazon yourself, you can publish in all marketplace's some people who go traditional route. Sometimes they only published in Australia again, this would be more for the big five and such. But in another big seen that I found one of the big factors that I considered when I was considering traditional, or indie is the royalty rates royalty rates. You're not getting a high royalty. I get some research on this. Listen some podcast anyone from seven to twenty five percent twenty five percent would be on the high end. You, you listen to Rachel hair, right? Claire on him. I listened to her on a different podcast. I forget the name of the podcast is to romance writers. Lesbian romance writers, but to romance writers since you was being interviewed by them found this interesting, she, she's a hybrid author, so she does Indian she does traditional on her traditional lake paperback books. She gets eight to nine percent cover price when she includes in an Amazon affiliate link on her website. She makes more from the Amazon affiliate linked. Then she makes from her publisher doesn't surprise me. That's a big deal. I mean, you don't make that much where Amazon affiliate links in if you're depending on this income for your livelihood, you have the publish the of the cell, a lot more books in order to make a profit what you have to decide is, is the prestige is the qudos end is the MENA gave control but letting somebody else do it, which is attractive to design. Hey, someone else can do it fool me is that with forgiving up who the control and giving up, who the training responsibility, and giving up Ola money, frankly. Because when he traditional you don't get you don't get to choose you cover. You don't get to choose you until you didn't get teaching editor, you don't get to choose exactly what gets printed angles into new book that control is the publishes because you saw name, the rights said he got in day you get to choose. You'll cover design tease, you to choose how you mock it to book choose the price, and you get roughly seventy percent of any thing you so any book slutty lesson on print print, it can be denied but twenty five percent maybe that percent something like that. But prince a profitable, however, e books, set means you'd have to sell as many to earn a notepad living again, it does depend, you wanted this living, not we by day and to be honest, we couldn't make a living. If we went traditionally published, because because like TV said the vote, he's and that's the big sticking point for me. As well as the control because I'm controlled free. That's why found out doing this job will anybody before that would probably say, I was that anyway. But unite I think it's the it's the money in the control on the freedom that you have because basically, if you went into digital deal you kinda jumping someone else's cheating, and has gone latte having a second job Reznik. 'cause dislike this Joe deadline someone else's giving it to you, and then somebody else's controlling everything you have no control over any of it. And I would hate that, frankly. Yeah. Today book reading with a really lovely over his had a traditionally published deal with a small published in the UK. And one of the questions as always is, is how much money do you in doing this? Can you make a living? And I said, yes, they make living. And they said, how much do you in public? And I sat about seventy percent of the Cup of Bryce if Bioni book and I said to you this woman, how much do you. And she said, I n thirty six pain. Well, yeah, wow. I on my I actually think that's lower. I think that's about five percent because probably our agent takes a cut. I deny deny, but it what about five percent, I would say she's going to be a job anytime seeing, and that is, oh, that's what you have to weigh up d want the prestige OD want deal in control and be able to make living. And I do have one more point, because a lot times, people choose traditional because they want the ease of, you know, having editors covers done for them and everything. But if you if you're thinking, you're publishing is going to market, the hell out of your book and you don't have the market. That is a huge misconception stays it. They may have done that in the past for really big books of, but in today's publishing atmosphere authors, even with big publishers authors are more responsible responsible more for their marketing in, they have to get the word out into, if you're thinking. Literally, all you have to do is write the book, go through the editing end in let them take take control wants to get published in your done. That's that's not you could do that. But your book won't get visibility in won't sell. So remember marketing is massive amounts of work, and it's one of the biggest things that helps your book sale and a lot of publishers aren't doing it anymore. Not really big point because I think people will get traditional deal, and then I can just sit back and let them do the most unless you are really big over, unless you're celebrity publishes. Probably put about ninety nine percent of him opening budget into one percent will say lesbian fiction publishers, particularly probably have that big budget to do things. They expect you to do it. You sound so you have to be on the shoe's on the socials as they say, and you have to you have to be a around and big connected with your readers. And I think that's one of the fantastic things about being in deal the but even if you traditionally published you're going to have to do anyway. So my vice just going day, but it's not for everyone because you are running your own business. So it isn't for everyone. And I completely completely understand why some people just think. No, that's not familiar. I just want to ride the words. But the thing is, let's say you're gonna have to do to anyway. If you go into you have control of everything. But you will say you'll get a bit more of satisfaction. About of it. I didn't know about, but one thing I've realized since getting India's I actually quite enjoyed the business sign t quite like a spreadsheet these days. Haven't gone to the spreadsheet. Love hit a used employed a bit. What have not yet, maybe get to the point. I really like learning new things on one of those nerdy people. We will like throw myself in light rain, everything. I, plus we can't quite Kassian in listen. Army watch YouTube videos, listen to podcast and such, but I do have to say there are, you know, there are some things you really have to consider, especially if you're working different job or something like that. There are some cons to Indy polishing, his as mentioned, you know, having to learn things in such, it isn't investment of time and money. So you have to do what's right for your personal situation. You have to become a project manager. You have to manage yourself in. I am easily distracted so manatee myself is become a challenge. I used to hate all my former managers in the working world in kind of understanding why they may have gotten a little frustrated with me, sometimes because even I am like fucking buck up and just do the work today. Yes, he d have to manage yourself and unite on no myself as an employee, I can be. Trumpy bugah. I mean this week, I've been been quite employees, but other wakes unlike whatever ever Stein in bed. And of course, the other thing, one of the thing getting Email this week from Jess. Hey, Jessica listening, and she said she just got a rejection from publisher and she was wondering how we get over that how we pick ourselves up off the floor. Well, the truth is, we don't have rejections from publishers because we all right publishes. I think I if you're gonna if you decide that guide in the traditional beginning knowing that pave rejection might not be because the ROY t writing is terrible. It might just be the publishers, not looking through what you've of the ROY that moment in publishing like anything trends, and say, they might not be looking for the book, Kiko, will you might just not fit into that list until so it might be that you went needs. Little bit will work to say just have a look and see if you can submit to anywhere else. Don't think Tepa. Every does everyone says, and it's advice. I'm trying out bunk. He have to just keep going. That is lot, one Britain pretty advice given to me. When I started out his just like just keep writing books and just keep going. And it's kind of like if you stick in the rice, you eagerness not winning at some point. And I think that's really true advice. But the other thing is, if you don't want anymore, rejections from publishers what you consider indie publishing. It yourself. If you if they Shen is important to you, I know being validated by being accepted by a publisher would be, you know, to some really good experience for me though. The validation of readers liking we work, leaving nice reviews. Emailing me leaving messages on social media. That's validation. I want, I don't care if some editor in some room likes my book, I care about whether or not the readers like my work, and that's developing. I think a lot of indie authors. Seek because readers there key. You can't make it in this business people don't read a book. So the fact that I have, you know, a pretty decent mailing size in have, you know, when I launched a book, it does decently and I'm able to make a living from this. That's the validation by one and win. Idem windy. The steps of the same is just you'll be you'll be managing him. So what have you gained the traditional always get into, to get your book, pre Fred at dual that duly, absolutely professional steps because if he might you as professional as possible, it's way more chance of succeeding, having a great cover having some great, editing. And then putting out into the world. And then yes, you, you too can become a financially solvent Indio, which is like one of the best feelings in the world believe me a wake up every morning, thank. Woo. Absolutely. Every morning does name actually about TV. What about you? Person. So every time I wake up in the morning, I thought is fucked. Why have to get up? This week on had a our sleep every night, just like amazing. So on feeling perky. You know, I said that he would Brian breezy. I'm Brian breezy. 'cause when I was juicing, I don't know why I don't know if it was because I was using in my body was like, I dunno eighty because it was in starvation mode, or whatever I could not fucking sleep all week. I finally got a decent night's sleep last night where I woke up around five and was like, wow, it's it's five I think is left, like seven hours. This is a maze. Ing a whole woman right now. Just gonna give up to the high that there is that the way house. There are some people who who all agreed with this. I'm hybrid. I've got five audio titles with publishes Sam Yang. You sam. Hi, buf-. I e book imprint on, I've got the rights, and if you need someone like J, K Rowling, she's a hybrid, because she kept Lebed rights to Harry patisserie, say, she's the biggest indie published in the weld bone, and that's impressive that she was had the foresight to do that type me because it was very long time. Guy that she looked into the into the crystal ball, maybe she had Harry Potter doing the spell wizardy things whoever he does. She does have print and audio through a C moody through publisher, but she is impulsive e-book saying she is the biggest indie publisher on hyper publisher in the world but you can do that. Some people do that because they've had traditional deals with publishes. But then they want to they want to try any publishing as well. So that is on T publish the next books themselves. And that's perfectly valid, so you could try both see which one seats eight I knife me up in depleting seats, may unedited sushi was well, yeah. I know there's are focused. Here's lesbian fiction. But if there are other authors in different jars such who are listening, though, are certain John, that don't work well, for independent to like, literary fiction would be woman on women's fiction of according to Rachel heroin listening to this podcast, which I didn't know until. Will I listen to she said that we mis fishing doesn't really work well for indie? So that's why she uses a traditional publisher for that. But she uses Indy for her other side, you have to study the marketplaces well, in see how easy it is to being Indian certain Jonah's. So that's another factor to consider if you're doing lesbian fiction, link, clearly, do in the indie in beacon. Again in the. If you won't be successful lesbian fictional Emec living honesty titan. You can do it var- publisher unless you get the nice when will do you know going to be guessing at amazing advance in the lesbian fiction world. And you're not gonna be getting amazing routines. You might get you might get twenty five percent but is that white being off to keep you in the Manitou? What she become accustomed well the of become accustomed, Jimmy. Yeah. If you wanna make living you have to India and you have to embrace the business line, as well, anything else to say on this topic TV before we wrap up this wondering if think advanced is are that big of thing anymore, or are they getting smaller, what the way to traditional publishing changing, I think advances all very yet. I think that they all getting small limit. You will get them. I got them for my audio books, and I know some people, some friends of mine he's had to traditional deals in listening fiction obese late their advances. Have. I've been miniscule in the biggest one I've heard of his six thousand which be nice, pounds it might sound alone. Most eight thousand dollars but you gotta go give potion about to your agent. And then you get paid that in three installments over about two years say that you have to earn out your advancement, right because you don't get royalties until earns out yet. So then you have to sell enough books to end the out, and I think mice advances these days that I didn't hear many ages six grand like, just numeral books advances say at you got even not doing really well, but in lesbian fiction. Good luck. Thank you so much. Joining us again this week, we hype found this one useful, and we hope we've inspired you to go Indy 'cause we want everybody to go in day and embrace their embrace, lesbian fiction embrace everything. It can give you I would like to hear if, if there are lesbian fiction authors, who have gone with some of the publishers lesbian fiction of I would like to hear some of their. That they wouldn't win commenting, I don't know, if that would be an issue for them or not. But I would like to know bit more about that side 'cause I haven't really explored it myself, but I'd like to know what their experiences are like. But like clear said, I love Indy. I like being control like making money say that might lead to say, like making you won't tell me is good. I like to be able to pay my bills like food. A lot one point people saying well on want to have judicial publishing, because when I published my book, I wanted to have the, the boast rights crest on the spine of the book or I wanted to say inside published by those ranks, whatever publisher is he's his insight, redes- date. Look at he publishes books. Do you night he publishes books? I mean I think maybe we look because we are in publishes you punch. It's not it's not indie. But I think that mice readers on away, whether a book published note unless it screams, so published. That also some of the some of the like bowl tros their yearbooks are nine ninety nine. If I remember correctly mess kinda pricey for an e book. I I'm aware of it because I run I hurt list, we can I do the new releases re week. So I, I know who's doing what? No. I've heard many times have seen it on in on social media, such when there's holes in such readers are not looking. They are just reading books that they're finding that they find interesting. They're not looking to be like, oh, I am die hard, I only read this publishing house. No, they won't books that they relate to that take them out of their daily lives. Most readers reading to escape because life is hard in, they don't care game redesign Kennedy publishes the books. It's up to you decide or thinking say much listening this week join us next week again, Z then. Bye. Thanks for listening team as beings ranks listening every week. For more conversations on writing and lesbian fiction, and you can make sure you never miss beside by signing up to newsletter at lesbians who don't comb who say if you could take him, I went to lever of you Evy listen to this podcast. It would help more people to discovers. Thanks much. And see you next time.

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The Secret History of the Future: A Clock in the Sky

The Economist Radio

37:16 min | 2 years ago

The Secret History of the Future: A Clock in the Sky

"This episode of the secret history of the future was made possible by Comcast business. Every industry has new expectations. That's why Comcast business is moving beyond beyond connecting to helping you create experiences beyond network complexity, two zero touch one box world beyond the best for your money to the best for your business at even greater value. The company that built the nation's largest gig speed network is now the company making digital transformation possible Comcast, business beyond fast actual speeds vary are not guaranteed. At Merrill, it all starts with you. The you who has more ideas than time the u. who may be closer to retiring than you think the u who likes to be on their own, but never alone, whether it's a dedicated advisor self directed investing or Merrill Lynch professionally managed portfolio Merrill provides advice and guidance to help you with the life. You want visit m l. dot com. Slash you to get started. Investing in securities involves risks, and there's always the potential of losing money Merrill Lynch and Merrill make available products and services offered by Merrill Lynch Pierce Fenner and Smith incorporated a registered broker dealer registered investment advisor member as PC and a wholly owned subsidiary of Bank of America corporation. Lachine bought number seven, dad strokes on audible goes out and dad is off running at the DARPA grand challenge. We back in two thousand four. I covered a team that was involved in very unusual kind of race. This is the announcer at the start line, digital auto. The ranch. The Reese was called the DARPA grand challenge. Oh yes. Doping it's an all of the US military, but I like to think of it more like that laboratory UC JAMES BOND films where they like inventing crazy stuff and some of it works and some of it doesn't add up his case. They've produced some amazing things. They were responsible, for example, for the creation of the internet. Yes, little thing called the engine that you might have heard of. So so in two thousand four, the the grand challenge was a competition that DARPA ran and they put up a one million dollar prize for anyone who could get a car to drive itself on a course. That was about one hundred forty miles long, of course went through the desert's of California, Nevada. I'll tell him his cars were still this really crazy. Futuristic idea back then and DARPA wanted to see if anybody could figure out how to make one work. So for this magazine story, I was writing. I went out to California a few months before the race to spend time with one of the teams that was going to compete in the grand challenge. Now, I remember that they turned out to be a big battle between Stanford and Carnegie Mellon. It was kind of constant rivalries. It was at Stanford that you enter see, no. So yes, there were big research universities involved, but there are also these weird little subsets of dreamers that came out of the woodwork to try to compete in the challenge, win the million dollar prize. And I was with one of these dreamers. So it was this group of guys. They worked together at a at a tech company. They'd read a story in the newspaper about the grand challenge and they were at lunch and the cover teary and their office. And they said, you know what? I think we could do that. I think we could win the million dollars. I think we can make a car that can drive itself. Where you, I remember you guys like working out of somebody's garage. We're just like in a suburban house Thousand Oaks, and there was the garage, and you had like your vehicle in the garage of the house executive show. But it was only one, but there were other garage also where we could could put together in works of. That's Reinhold. Okay. My name is Reinhold Beringer. I remember Reinhold team had moved children's bicycles out of this garage team members house in order to make space for their grand challenge. Dune buggy, which is this thing that was covered in sensors and serve Motors. Did you think you had a chance to win? To be honest? Yes, because okay, participating as one thing. And of course it was very exciting, but we thought if we do it right there is a chance from knowing that ecology. It sounds crazy. But with hindsight, we can trace all of the modern enthusiasm for self driving cars and the billions of dollars. Now being pumped into that field back to this prize challenge. People have been offering prizes for a long time is ideas and new. One of the most famous tech prizes was established by the British government back in seventeen fourteen. It offered a huge pot of money to anyone could solve a problem that was bedevilling the world in some ways that price exceeds spectacularly. But it also showed that starting innovation by offering a prize is an always straightforward as it seems. From slate. I'm Seth Stevenson. I'm from the economist. I'm Tom Stanage. Welcome to the secret history of the future. Tom, welcome to the Hudson river. We are here in a twenty four foot sailboat just off the seawall. Manhattan is about two hundred yards to starboard across across very dirty river water New Jersey's about four hundred yards support across Igli dirty river water. We are sailing north towards the George Washington Bridge. I brought you out here to talk maritime knowledge and specifically longitude, so we can look out and see the statue of liberty or we can see one world trade, so we know pretty much exactly where we are, but were we to sail south and just keep going wouldn't take too long. We exit New York harbor and get out into open ocean and have zero. Landmarks will be out of sight of land, and we would no longer have any way to take our bearings just by seeing what's on the coast. It would be really easy for Tomen to know where we are now, even if we're out of sight of land because we can just use GPS. But back in the seventeen hundreds in the golden age of sailing ships, that wasn't the case and ships got lost all the time for really dumb reason, which was that the ship captains had almost no way of knowing where the ocean they were. They sort of knew because they could figure out there latitude, which is how far north or south they were by waiting for the sun to hit its highest point in the sky at high noon and measuring the angle above the horizon, but longitude trickier. It turns out it was almost impossible to determine how far east or west you are by looking at this guy while you're standing on a ship at sea, which was really unfortunate because ship captain on a foggy night might think he's still got fifty miles before he's going to reach a coastline to his east. But in fact, the rocks are just one hundred yards from his ships hall. People are dying is getting lost. A huge problem. No one's figured it out, Tom, what are they? Well, the British government decides because obviously where maritime power is point, Charles, the second the king says, we gotta have ROY strong about and he's going to have this observatory. His job is going to be to figure out how to solve this problem, how how he's going to do it carries going to do it, but he's gonna figure it out and they set this observatory in Upton fat, right? Where I live Greenwich on the top of a hill, but that's the astronomer. Royal's job people assumed astronomers with solve the problem because it c- the sun in the night sky are really all you have to get your bearings. You can use them as a compass, like you could find the northstar and no, you're headed north. The thing was you couldn't just look at the night sky and have it tell you where on the globe you are, but if you could use this guy to tell time there was a way to convert that into location. The idea was if you could have some sort of clock in the sky to determine time where you were on the ocean, and you could compare that with the time at an place of known longitude on land, then you can figure out your position Davis, oh belt. She wrote a best selling book called longitude, all about how this problem with solved. Longitude depends on time. Depends on knowing the time at two places at once. Think about how noon in New York, several hours after noon, London. At that time sailors already knew that if they sailed west across the Atlantic from England to America for each degree west of wanted to that, they traveled noone would be four minutes later. We can do the math, so twenty four hours time sixty minutes. That's fourteen hundred forty minutes in a day, divide that by three hundred sixty degrees of longitude for the round earth. Fourteen forty divided by three sixty. Is four. So each degree of longitude, four minutes. So if they could work out when noone was on their ship, and then figure out when noone was back in England, they could work out how far west they'd sailed every four minutes of discrepancy between noon on the boat at sea and noon back home in England. One degree west of longitude. It stands to reason that the sky could serve as the clock if I'm on the ship and I'm watching the moon pass very close to particular star. And I have with me tables, which tell me at what time this observation can be made at the Greenwich observatory, then I can compare what time it is aboard my ship with when they would have seen it, the trouble walls accurately observing the night sky through a telescope from the heaving deck of his ship was just too difficult. If if all we're trying to do is figure out time, why don't we just use an actual clock. So yes, you could take a ship. You would set to Greenwich time when you set sail, then you would know what time it wasn't Greenwich and fat. Great. But the trouble with that approach is these pendulums in them and the pendulum is going to be upset by the to the ship, and also the fact that the conditions at the ship is constantly changing the humidity changing temperatures. Changing that means that all of the components inside the call made a metal getting bigger and smaller all of this affects the actress. Unfortunately, that's gonna work either. By the early seventeen hundreds Britain's astronomer, Royal and Europe's other eminent scientists had made very little headway. So the British government decided to try something radical, the British prize, which finally ferreted out the answer was twenty thousand pounds sterling, which was truly a a fortune something on the order of millions of dollars in today's currency. This was a staggering amount of money, but the government was prepared to award it to anyone. Anyone at all, who could solve the longitude problem. I think they were desperate the. The government's really felt that people would not coming up with a solution and that perhaps if a big purse were offered, that that would spur people to concentrate on it. People who might not have been working on it, which is what happened. This prompts people to come up with various new ideas of varying degrees of craziness. For example, maybe if you had a big hammock than you could, you could use it to compensate for the move into the ship, and it would mean that you could actually calculate using Lena distance. So the moons of Jupiter methods, it's like JIMBO for a human. Yeah, exac person. So he would sit there so is the boat ride back and forth? You would sort of stationary and be able to hold the telescope up to your I, we'll try it. Why don't I just string you up on the mass and let you dangle and see if you can maintain enough civility to site something and tell us go anything about sailing. But I can see just for being the water for a few minutes that that's just not going to work. That sounds like exactly this plan that someone who never actually been to see what's come out with. There was this other sort of cockamamie idea that they would station ships in the middle of the ocean that would fire off cannons and certain intervals and then you would hear the candidate if you were ship captain, you would know that signals what time it is, and that makes basically centered all you have to have so many ships stationed in a grid, see in order to have full coverage. And I think they thought they were gonna anchor in the middle of the Atlantic Ocean. You can't anchor in the middle of the Atlantic Ocean because we now have several miles. Yes, I don't think they realized that. So it was this was doomed from the start. So there are some cheeky ideas. So what was the powder of sympathy? So you would have one dog on land back home in one dog on the ship. It somehow the dogs had had telepathy, I guess. And you would wound one dog at noon each day in Greenwich, and the dog that was on the ship would how because they were psychically connected. And so this way you would know what noon was back in Greenwich each day. Now, first of all, that is cruelty to animals. We don't want wounding science powder of just doesn't exist. It's a bit like quantum entanglement, but yeah, they didn't know about that. But this is a period when people are just starting to figure out about sides, and this is the Jebel sense that people won't science cannon kennel do this, which is why you got these crazy ideas like how said feet. So we've got all these crazy ideas ships in the middle of the ocean, firing cannons dogs being wounded at noon each day. And then along comes another crazy and his name is John Harrison. He's got no formal education as far as the tradesmen, and he thinks he's going to build a clock that works at sea. He's sometimes now referred to as John longitude Harrison. He was born in sixteen ninety three and Yorkshire. And got very interested in in clocks as young man. Having set up this twenty thousand pound prize. The British government is expecting it to be won by an astronomer. But when Harrison sees the astronomers having built anyway, he enters the competition and says, how about we try a different approach? He's got some expertise. He built his first clock before he was twenty years old, but basically he's just some guy working in his garage tinkering away at the problem a lot like my friend, Reinhold when he tried to win the DARPA challenge the freeway program, the car to take you someplace. And then you can legally use the cellphone while the car drives itself. Did you think you had a chance to win? To be honest? Yes, because we thought if we do it right there is a chance from knowing that the cheese. Race was March. Thirteenth two thousand four. The self driving vehicles needed to go one hundred forty two miles in order to claim the million dollar prize. Rhinos vehicle went one point, seven miles then USB connector came loose and sensors stops talking to the computer, and that was at. So this is a year of your nights and weekends, and all your optimism and excitement, and your cargoes less than two miles and then malfunctions. How did you feel? Well, appointive but nobody one s you know, even the red physical team vehicle, what they best was the car from Carnegie Mellon University and any managed to seven and a half miles, and then it got stuck on a bum. And I remember as we're trying to get off spinning its wheels foster foster, they caught fire seven miles out of one hundred forty two. That was the best anyone could do in two thousand and four. So DARPA tried again, they doubled the prize money to two million dollars. The second grand challenge only eighteen months after the first race, but this time amazingly five different self-driving cars were able to finish the full length of the course ladies and gentlemen. Toys. What it appeared to be an insoluble problem in two thousand and four had apparently been sold in two thousand and five. It was a great leap forward. Maybe it was the extra prize money, but whatever the reason the world's setup took notice. It's why we now have so many companies building self-driving caused that can operate, not just on desert roads but in cities. And in retrospect we see it had actually reignited the interest in autonomous Vegas and that multibillion dollar industry all began with just one million dollar prize, which encouraged lots of people trying to solve the problem. That's what the British government was hoping for back in seventeen fourteen when it set up the longitude prize. And the whole thing about open competitions is that they encourage all kinds of people with all sorts of perspectives and different ideas to get involved to try to solve a problem. And some of those dreamers might not be as crazy as we think you just never know what's going to happen. The secret history of the future is brought to you by American Express. So many of the technological breakthroughs we've talked about on this show would never have happened without backing whether it's a grant to an inventor or an investment in a project or just the support of peers in the science and tech community innovation almost always goes better. When someone's got its back. You don't have to go it alone with the powerful backing of American Express. Don't live life without it. What does it take to disrupt an industry? How can some people do what's never been done before? What will life look like in the future? If you ask yourself questions like these, you might just get hooked on the trailblazers podcast series. It's hosted by the best selling biographer, Walter Isaacson he finds unexpected back stories about today's biggest digital disruptions, for instance, can you believe right now there's a movement underway to vertically stacked crops, indoors, monitored by artificial intelligence, amazing stuff. And that's just one of many stories. You'll hear from brilliant guests at the forefront of their industries who reveal all the ups and downs twists and turns and lessons they learned along the way. You'll love these stories. They're fascinating and you'll hear tons of a ha moments in each episode. Just search trailblazers on your favorite podcast app or visit Dell technologies dot com. Slash trailblazers. Just like Brian hold going up against Stanford and Carnegie Mellon, Joan Harrison decided to ignore the skeptics. We thought the little guy had no John's and went up against the world's greatest astronomers with his crazy sounding plan. He built a series of Clark's over many years that used clever tricks to keep accurate time it c- he got rid of the pendulum and replaced it with a balance wheel, which was unaffected by the rolling of ship. And he made key parts of his clocks using combinations of different metals to counteract the effect of thermal expansion and contraction. But it's Harrison was forging ahead with all this technological progress. His dealings with the longitude prize committee were much twisty or more complicated. He repeatedly went before the prize board and talked gown. His clocks saying they weren't ready yet. Even though they probably were, he didn't ask for the prize money. He kept saying, don't bother to give this trial. Let me go back to the drawing board. He was a perfectionist and winning the prize, became less important to. Him than making a perfect device. In fact, off to one of his self deprecating appearances before the prize committee. Harrison went back to the drawing board for almost twenty years, and that's when he came back with h four, a watch about the size of tea salsa. When it went on a c. trial, it lost less than two minutes during the stormy voyage across the Atlantic Ocean. And back again at this point, Harrison had finally sold the problem to his own satisfaction. But the truth is he probably could have passed a sea trial and made a claim on the prize at least twenty years earlier than he did. This is twenty years that he could have had millions of dollars in his pocket. How old is this point in? And why is he you all. All the money. He was the different sort of bear. So let's do the math born in sixteen ninety three by now it's seventeen fifty. Nine seventeen sixty. So he's he's getting up there, but it has to be right. That's the thing he wasn't going to settle for less and he had been his own worst critic all the way along. But when he finished the watch, he wrote about it in a way that showed he had finally solve the problem to his own satisfaction that it was really a beautiful thing. And he he was thankful to God that he had lived long enough to complete it. Harrison, a tremendous advance for society at large for commerce for exploration, but having solved the tech problem, he faced a new challenge getting the prize committee to recognize his achievement. The idea that this problem of building such an intricate clock would be done by a self educated individual who did what the entire scientific establishment of Europe had failed to do for several centuries. That was the moment that really knocked me over in fact, because the price committee was made up mostly of Strom as they resented the idea that clockmaker someone they considered a mere mechanic could compete with the legendary astronomer like Galileo. They came up with various reasons not to give Harrison the prize despite h foles impressive performance in the sea trial. The judges claimed it could just have been a fluke. Harrison was as you might expect pretty miffed. He became. Understandably, very angry and difficult. And the case was argued in court on various occasions. Broadsides were published on both sides of the argument. It was. It was a big flap. What did he want? Why? What was he after Justice. What was due him. He had. He had done the work. He'd proven the point and mostly he wanted the credit for having done it in the end. Can George Scott involved and tested the watch in his private observatory and leaned on parliament to give Harrison money. So they finally did. Not that you would launch all the applications on your computer at the same time just for fun, but you could laptops running the eighth gen Intel core processor with Intel. Obtain memory. Allow you to push your computer to new limits with Intel. Obtain memory. Everyday tasks are up to two point one times more responsive with all that power. The possibility seem endless. What are some of those possibilities you ask, how about launching big media apps and content faster, allowing you to create more in less time with the eighth gen Intel core processor. Many of your everyday tasks are speeding up to like Email presentations. Even your browser can launch faster with Intel, opt-in memory. So not that you would store thirty two gigabytes of photos on your computer, then open them all at once, but you could don't believe it go to Intel dot com slash you could now to learn more for complete information about performance and benchmark results, visit WWW, dot Intel, dot com. Slash. Benchmarks. John Harrison story shows that identifying a big problem in offering a prize and opening it up to all comers can accomplish a lot. It's nineteen that's gone in and out of favor over the years. But it's really taken off again recently, and the British government is actually rebooted. The longer cheat cries, inviting people to vote to pick one of several modern day problems that need solving and putting up a prize of ten million pounds. The problem of antimicrobial resistance. The fact that antibiotics becoming less effective was chosen challenge. So fall, seventy five teams from around the world, enter the competition and guess who's in charge of the prize committee will the original idea came from the current astronomer. Royal Martin Reese. We're coming into the three hundred year anniversary of the original cheap prize, which is back in twenty fourteen and he felt the power of a challenge prize solving, big important societal problems through science and technology through great innovation and bring the pub. Doc on board with it at the same time, this is trista of Nesta the British government body that's backing the new prize. And just like in seventeen fourteen anyone can enter as with the original only cheap describing an outcome. And that's important thing about challenge prizes describing what success looks like. And then for you're leaving open to different ways of solving that problem. A lot of is around competition and the race and the glamour, and the excitement innovators optimistic people's. So they often think they're going to win. And actually it was the only one does, but innovation could be driven by collaboration as well as competition. See, usually find that people start to get together and share ideas if not actually deliberately partner and it becomes quite collaborative. And then as you get closer to the end as teams are closer to achieving, then that competitive spirit comes back again of it. So unlike the original long cheap prize, it's unlikely to be alone into jewel or entrepreneur, because the sort of resources that you need, the poetry and the teams that you need and the skills and so, and you need to bring together to solve it. But that said we would love it to be an individual from a garden shed somewhere. I just don't think it's very likely unexpected kinds of entrance. Yes, they're always all many appropriately, not very credible. The certainly novel science and interesting ways of detecting antimicrobials. And so so there's a lot of novel approaches and yet some kind of slightly off the wall ones as well. This new twenty first century longitude prize is actually just one of many modern tech prices. There's been a real renaissance. We'd like to save at it puts a target on the back of a challenge. Junior Totta is the chief impact officer at the x prize foundation. There's a big problem. Now somebody's gone out and put a target on it and not only that they've made us come do exciting. They've made it interesting days even made it lucrative and putting a big old spotlight targets. The Wandera to prize. The funding for the x prize comes from philanthropic sponsors who are interested in problems like adult literacy or deep ocean exploration. The first x prize was about commercial space. Aviation to win a team had to build a manned craft that would go a hundred kilometers up into sub orbital space, then come down land safely and do the same played again within two weeks. The price was ten million dollars a team funded by Paul Allen the Microsoft co, founder and led by the aviation legend, Bert, rutan successfully did it in two thousand four and won the prize. Operations in Russia and China, and the United States and millions of people to do something tastic and hopefully we show today. Do something. I wanna times there are dreamers at the heart of these competitions. Some slightly wild-eyed person or group of people who have ridiculous ambition for the lunar x prize. Several years ago, the challenge was to be the first privately funded group to send an unmanned spacecraft to the moon. One of the teams that entered was from India. They were the last team to apply, and they're just trying to to in a drunken state, figure out how to apply for this fries a little bit on a win a little bit of bravado here and then they applied and and then once the application was completed, the next thing they did was they googled, how'd you get a mood? How far is the boot? How do you go there? You know? So they out -solutely no idea what they would do. They made the finals of the competition, and although their craft never made it to the lunar surface and no one won the prize. These guys ended up starting India's first private. Aerospace company, I believe it ovation is driven by believe it's it's fully driven by by ordinary people. People who just have this, this kind of crazy purpose. This big Dr inside of bam. That's bursting at the scenes. That's tearing them apart that needs to come out that just needs to have impact in the world. Today, there are several ActiveX prices in one of them. You need to find a way to capture carbon dioxide from power stations and turn it into a useful product to prevent it from being released into the atmosphere. We have an amazing carbon prize. This is a prize not just to sequester carbon, but to to capture it from under percent emissions from coal, fired plants and to transform carbon into products that have equal or greater value than the value of the energy has plans produce. Zoe. Morrison is a professor at the university of Greenwich. She's on one of the teams competing for that carbon prize. The competition is health is an amazing thing to be posed because it's a cutlass change, and it really is is an ecosystem of called innovation in a very niche area where it's difficult to get the sons to it. And to actually bring together people from across the globe in that it really helps you keep the cowboy mealy to say if the price hadn't been there in the competition hadn't been, you wouldn't be doing any of this. Absolutely. One benefit of taking pulse in a prize competition is that participants get taken more seriously particularly if they advance Beal in the first round because she's just stop being somebody in the lab, borough in away from campus. People just thought we were just in news, some mad projects we work on, but now that we're actually finally people are taking an interesting is what is the, what does it mean who's doing well, what you're trying to achieve that wind recognition can help with fundraising and recruitment. It also means that participants feel they're part of something bigger part of a whole community trying to solve difficult problem. What we've experienced is the is the maverick nature of pursuing a price. If somebody is working on carbon capture, we all win whilst in principle, there is a competition, and obviously people want to win the prize. Actually, an incredibly supportive environment is as cliche. But in this instance. Is the taking part in the winning, but just like Ryan holds team in the dolphin grand challenge. The taking part doesn't mean that Zoe's team is any less competitive. We're gonna win. So what happened to John Harrison? It turned out he had the last laugh by the time. He died in seventeen seventy six. The longitude prize committee looked pretty dumb because Harrison's invention had become an absolute necessity for travel. Captain James Cook used a watch like the one Harrison created to chart the islands of the South Seas which thrilled Harrison when he learned about it, Harrison's washers which were called chronometers pursued being mass produced and sailor swore by how easy they were to us. They made seafaring much safer because of that. They transformed exploration trait is also doubt that for a little bit cheated spy by that big prize resulted in other leaps forward. You may, for example, have a BI metallic strip invented by Harrison in you'll thermostat. And it was while trying to solve the longitude problem that an astronomy, I measured the speed of light. The people who set up the price had no idea. It would have these kinds of unexpected. Knock on effect. The strange thing is that prize succeeded where other motivations didn't. War, for example, seems like it might inspire innovation because it's a matter of survival, and it does do that. Sometimes you can think of the Manhattan project where scientists were reaching to invent the atomic bomb during World War Two solving the longitude problem would have given Britain's navy, a massive advantage in the wars of the day, but just telling these trimbe Royal to solve the problem, sort of like the US government did with the Manhattan project didn't work. Yeah. And you'd have thought that the profit might have might have been enough to get someone to solve this problem because if you sold it, you'd be able to sell whatever you invented to every sea captain in the world, but investors won't back something if it sounds too crazy, and even Silicon Valley venture capital firms who have the most appetite for risk today, there's a limit to the craziness of the ideas that they'll back if you went to the but said, going to develop a time machine, think that fund you. So it's going to be something that looks plausible and they didn't. So what is it that's different about a prize? Well, I think the way to think about it is the a prize actors to sort of magnet that draws people in and maybe. The money's what attracts them in the first place, but then starts to matter more is the competition. And perhaps instead of thinking about all of this being about prizes, we ought to be thinking about as being about competitions because when you go structure with rules and judges and a winner, people start to think about things in a different way. They won't to beat the other teams. They won't be part of this community. This ecosystem that understands how difficult particular problem is to solve and they won't be the one that does it. So they get that recognition from those other people. Ultimately, though human motivation is kind of weird. I think if you if you think Paul Allen in that first space x prize, the prize was ten million dollars and Paul Allen spent twenty six million dollars to win it. But Paul Allen co founded Microsoft. I mean, he's worth billions of dollars. So it seemed like it wasn't really about money right prizes work to spur innovation just not in the simple way. We might think. If you had to make a pie chart of John Harrison's motivations, kind of like weighing out, always x percent. This x. percent is what kind of what would that pie chart work like his motivations for solving the launch problem. I would give them a good ninety percent for just because it's there. And maybe the other ten for the money. I'm Seth Stevenson. I'm Tom Standish. The secret history of the future is joint production of sleet and the economist it's produced by Bart warshaw and Kate Holland editorial help was provided by Gabriel Roth, the senior producer for sleep. Podcasts, TJ Rafael executive producers are Stephen tie for sleep podcasts and macelroy for the economist especial, thank you to Hudson river community sailing, which us sailboat for this episode HR is a place that I've been sailing for years. There are wonderful nonprofit that teaches math and physics and leadership to New York City public school kids by getting them out on boats. Oh, you know, you could do though. Tom, when we come around, there's not when we come around to pull out a sheep. Well, you when we when when the when the gym goes across after across, you're gonna take this off in the way to do is just pull straight up and it was kind of unwinded so that it okay over here. Yep. Yep. Get here. You might have to hang on that to to this. We'll see how it. Okay. This is going to be you're gonna. Tell me what to that that rope coat. In your hands and pretty obvious, but I'll tell you when you can release the all shouted out to you all be real skippering, bark out commands ready about. Tell me you're ready crew ready. Hard, a Lee that means pushing the tiller to lead lured to the side. This further in the win and we were coming about, we are tacking, we're going through the wind, the nose of the boat is going through the winds days. We were on a port tack. We are now going to be on a star tech, released the windward chip. She Tom. Job hall in the Lou. The working Keith one on pulling all that. Seating and good sheeting gyp. Okay. Go any further. Okay. And now we are sailing south with the current. We have committed sailing. We that was the ceiling maneuver. That was the ceiling maneuver that was attack. Yeah, we came about leave. Event. A nice breeze again.

John Harrison British government DARPA United States New York Paul Allen Greenwich Atlantic Ocean Reinhold Beringer Comcast Tom Stanford John Harrison Royal Martin Reese Intel Merrill Lynch Thousand Oaks Europe Seth Stevenson John longitude Harrison
Hot Rhetoric

Armstrong & Getty

38:46 min | 3 months ago

Hot Rhetoric

"What's up I am machine gun Kelly and look I know Halloween is going to suck this year because there's no trick or treating and all that. But I've got a treat. There's a musical podcast that I made with my friends twenty four K Golden and Dr Data Dantata, and Satan. Well, saints not my friend but Tommy Lee is and Tommy Lee is saying, but they'll just take it from me. Tell Him Satan. Thanks student feels great to be playing Satan on this podcast. Listen to Halloween in hell on iheartradio APP apple podcasts or whatever you get your podcasts on. Breaking news right now out, of France, three people have been killed in a terror attack at a church in niece including one woman who officials say was decapitated. We have a description of what happened to we want that or not it's not. It's not. Rafic no, it's. It's worth here. Okay. Shortly after nine am local time in France and assailants carried out an attack, a knife attack or an attack using some kind of blade inside the basilica of the Church of Notre down in this re Riviera city in the south of France three people are dead. The mayor says that one was decapitated. The police we are told was alerted by a bystander who was able to activate some kind of alarm alert system or somehow warn law enforcement bystanders say that they were there very quickly. They then opened fire and they shot the assailants who is now receiving medical care and the mayor of new says that he was saying the words Allahu Akbar and repeating them that means God is great in Arabic, even as he was getting medical treatment and on his way to the hospital. So this is now being treated as terror attack by the French authorities. Trying to find the mayor's on edited comment, all the usual suspects in the news are heavily editing. What he said because is a little strong. So why don't we just give you a few free? Yeah. That's interesting I. Hope you find that because I saw one little snippet I thought does that what he actually said and I wanted to hear the full thing because it was pretty. It was pretty hot rhetoric. Oh, it absolutely was. So the Islam. Oh. Fascist fundamentalist crazies story is. Back Certainly. In Europe. I hope it's not coming back to the United, states you know what? I think they're going to accomplish this, but I don't want them to be able to accomplish. They're going to scare off because there's A whole bunch of terrorist attacks in France over the last couple years have been over peop- people being willing to draw. Cartoons of the Prophet Mohammed just to make the point. Now, this is a free country, right we get to do this sort of thing but people that have done have been killed right were or other people have been decapitated changers disgusted have been decapitated. A whole bunch of people got killed at that magazine because they were printing into where they put it on the cover, which is why the great cry in France, who is a francis a you know just sweet I can't remember Jesuit Charley. Yeah I am Charlie I am Charlie Hebdo. We are all Charlie, Hebdo and we all better understand we are Charlie Hebdo or we're going to get overrun by a religious fundamentalist lunatics. And that that's interesting you don't see I. Don't I don't feel the need to draw a picture of Mohammed. Point. But I certainly think we should be able to, and I certainly think university professors should be able to to have the discussion in that sort of thing. But in the United States, there's a bit of an attitude of. That weird thing that anybody's Christian of courses I'm not your urine nutjob. You're just a Weirdo product of the middle. Ages nutjob. But other religions hybrid handmaid's Hell. Other religions have deep beliefs in traditions and we should honor those and respect those right and it's funny on what you're looking for that I came across this kind of fits in with that conversation in that. Michael McConnell. Hey. Matthew mcconaughey Matthew mcconaughey, the actor. The bought smoking nutty actor was on Joe Rogan I had no idea. He is a devout Christian. Did you know that Matthew mcconaughey had heard it I've forgotten it. I wouldn't forgotten I. Remember that that really stands out to me the various people that stick their neck out on that and he's on Joe Rogan, the Super Popular podcast today saying. Matthew mcconaughey say hey, said that he got lucky in that he slipped through the cracks as a Christian and achieved Hollywood success and has now become big enough. that he doesn't fall victim to Hollywood's Hollywood's anti-christian bias and he does a long rant about the anti-christian bias that exists in Hollywood. How that? He knows a bunch of actors in Hollywood that he is prayed together with before but he he is seen them keep that secret or laugh at Christian jokes or whatever. In meetings where it would do them harm because you have to keep it a secret it's like being in the closet. It's like the old days of being in the closet you have to stay in the closet is a Christian in Hollywood if you if you want try to be successful well, Matthew mcconaughey Say I'm big enough now that I can say it out loud and still be successful but yeah, most people can. Yeah, we'll the number of people who we. Hear from regularly say I can't admit what I believe what I think where I live, which is people are so brutal. I? Anybody who dares breathe the word of it gets bullied, but you wouldn't have to keep being a Muslim in a quiet in Hollywood. No absolutely not you'd be celebrated it would help you. Yeah especially when there's Oscar rules. The Oscars can. Can you believe anybody ever cared about that? It's funny. Isn't it Yeah. I will. But so in a you know. We've talked about this before in the United States of America, you can have a successful. Broadway. Play. We make fun of Mormons. Yes. Which I think you should be able to do but nobody's nobody's making a play or TV show or even drawn a picture where he made fun of Muslim No No absolutely. Show you win by being violent yes absolutely. True. You intimidate people into silence and then you gain more and more power you demand more and more things. And you work towards your long term goal of vanquishing the infidels I mean that's not all muscle was obviously most Muslims are fine folks but there are hundreds of millions. You know it's funny because it's like a throwback Thursday or something there hundreds of millions of people around the world who believe that all violence in the name of Islam is justified. and they are coming to a country near you. More if you're in France, there are already there. it's An and Bill Maher among others, and there are a number of school liberals again, the usual suspects these days. Who've said, look, how can you liberal speed softened fundamentalist Islam it's a horrific ideology in terms of everything liberals a spouse but anyway earlier you said. On the show because we wish you looking at a video of from Philadelphia where there is looting again last night. Yeah. Luder shooters and a whole bunch of completely empty stores where they'd gone in and just stolen. Absolutely everything. Because the word on the street. Now, as we all know that if there's a police shooting in your town, you get to go steal stuff and nobody's going to stop you. There's very little pushback. So it's a shopping nights like black Friday. It's been if the police shoot a black person. Not, a M Mexican American certainly not nation not a white person Anyway you had mentioned earlier that if you're out looting you want to. Carry Machine Yeah Yeah or is my little brother? Pronounces it Coi- org because that's the proper German pronunciation and he's that sort of person. So you want to carry machine and somebody texted were address I send that to. So apparently someone guy I don't know if they looted it or how. Yeah trump's email I'll you and listen you tell me what you need. Maybe we'll start some sort of looting co OP is new or is it used? I'm out there looking for coffee machine I can't find one but I know I have a looting buddy who's looking for a pair of you know I don't know that size eleven. Nikes. And I think wow, there's no current here, but there's those Nike's. And then you know he looks out for me. Could be new. Well, I don't know. Sharing Economy. Just loot what you can then offered up for barter and then in Philadelphia last night looters shooting other looters working. Yeah. Stop them from looting. No No, it was take each other stuff and door they from rival gangs or got into some SORTA beef were or whatever the usual reasons people shoot each other in urban America. But with everybody running around Oh the e mail is mail bag in Armstrong I'm not serious with this Michael I. Am the email address is mailbag and We want our bring wooden. I got one. Somebody wants to give us one will. You know what our actual thinking is and this might be happening at your workplace. For whatever emotional reasons were all super tired of living the way we've been living for the last nine months over. So companies are opening back up it doesn't really make. Sense. It does make scientific sense but it doesn't make sense against what we were doing previously because the covert is not markedly better and markedly worse. Yes. A lot of different places cells if it was a good idea to not have co workers in the building. Three months ago or six months ago it still a good idea but we're for whatever reason people are bringing workers back. And they're going to do that here and we decided is there any reason we need to go down to the lunchroom and breathing the air of a whole bunch of coworkers? We don't know where they been just to get coffee or should we have a machine in here swing hammer coffee in here and not have to go. Breathe a bunch of moist droplets. Yep which might as well need some sort of freshwater machine and probably a Paean. Bucket I mean that last thing is is optional. Mean if you'd prefer to visit the restroom go ahead but. Only self sufficient I don't want to. His dry food firearms plenty ammunition. We got this text. What's a terrorist attack? That is so pre covid I know and also we got this text polls are only right at best sixty percent of the time. That's just not true. Especially, I was that an attempt at humor. I don't know especially if you factor in margin of error which people rarely do if you factor in the margin of error because if you do the margin era of correctly, for instance, number has three percent, it could be three percent higher or lower. So that's a swing of twelve points. If one's three point slow the other three points. Hi, you that close together here both three points the other direction that that's a pretty big swing. Yeah. So that's right. So go ahead look at the margin of error on these polls I. think the difference may be that we tend to take them with a grain of salt. We. Think Oh that's interesting as opposed to you know most of the news media axes if it some definitive statement of something or other. Or as I just see it as at that point snapshot in time as you always say. It's funny. Coming out of your mouth is just annoying. The New York Times with a Quiz Jack. Can you tell a trump voter fridge from a biden fridge just by looking at the refrigerator, right? That's the premise. That's on the way. Strong. A. Long Time you. This is the new Robert Plant. That as. Talented general he sticking his seventies, isn't he? Can Still. Sing like. Not. Fair I've got gross bruce on his new album new springsteen he sounds exactly like Bruce. springsteen. And he's mid Seventies. Yeah Hey struggles bit more live. But what are you going to do is old as a health so we have a couple of. Features for you here. one that everyone can enjoy the other that Jack is declared. He is not willing to participate in any Leno, will leave the studio for it. Well, why don't you leave then I will not I'm not going to have my name attached to this I'm leaving. And take your methodist schoolmarm sensibilities with you. This is gentlemen enjoying his brand new Tesla was the only reason why I bought a Tesla Awhile I need to turn left. Why? Yes we have quite a fine selection of some. Very nice. We have not thoughts. We have short shorts RIPA. Falcon heavy. We have ludicrous fought We have nurse stink. And then I'm so random if you notice the what because she can go from seat to see this means if I press the back right? Ghost in my backseat once again on twenty seven years old thanks. Child Child. Oh. Look Everybody Jack is ready to come back in. was that a gase ghost in my back seat? Are Done with your childishness. Primary If I ever ride with somebody in a Tesla and they do that I will open the door and just jump out and roll along the highway. I. I was riding with a friend to play a little golf. He drove in his Tesla demonstrated that proudly to me. Now is one hundred percent correlation with my friends who by. Tesla. Can you tell a trump fridge from abidin fridge. The New York Times recently this Fisher further readers. Try the quiz peer inside the fridge to see if you can guess who the voter is and they have one, you can try and look in earners. Milk appears to be cottage cheese variety of condo mets. What is that down there shredded cheese and would you describe it? Is it orderly? Somewhat kind of random happenstance are like would? I call it medium scale. There are parts of it that are just a little bit too tumbled. But, then they then you're supposed to answer and they reveal it but you got your top correctly guessed trump refrigerators. And the top correctly guessed Biden refrigerators because they've been doing this for a while. And I'm looking into trouble hobby. Fridges. That one is quite crowded appears to have a fair amount of meat in a KFC bucket. There you go in there that sounds right that funny this one I think in. French's mustard and regular mayonnaise miracle whip because that's my fridge. Don't judge me telling you why I think people guest successfully this one has mountain dew and a Maga- hat and a crispy cream doughnut box in her. This one has a big old box of of Miller lite and a hammer and sickle. And some kool-aid and some bud light and that's a beer drinking son of a gun right there. This one has his beer selection was Miller lite and bud light him. On I don't know if I've ever had two different competing brands unless there's like a party going to be. Somebody, came over to watch some football. Wildcard, there's a little bit to fall White Klein there as well. ooh something for the lady but the. But. The two beers outnumber the one white line eighty, six percent guest. It was trump this last one that I don't see any real mean the Texas toast a little crowded. appears to be some sort of chocolate snacking there but eighty five percent guess trump. Now let's look at the Biden refrigerators. Pellegrino on the top shelf. That's sparkling water jack plus filtered water water sparkle. Of. Water Filter Jug my wife uses one of those I don't get it. I. Just drink it out of the TAP Let's see the other. That's eighty nine percent guessed it was biden. Oh. This one has a great deal of Greek yogurt and his incredibly neat eighty five percent kissed Biden more. Yogurt refrigerators never been neat. It would appear that yogurt is the official Biden food because each of these ridges. Well three of the four is very yogurt heavy. All this one has oat milk. There you go. There's your give away the most increased incorrectly guessed frigerator. eighty-eight percent guessed it was biden but it was trump. It's it's very neat and has veggietales in it so I, don't know. Seems. Kind of silly like yogurt I can't do the Greek yogurt now. Well, I find that an unappealing flavor until little how we eat a lot of yogurt in our house stuff as early as the consistency of like Plato I. can't like eat it. Best, move some other examples I won't mention, but it's horrifying and they've picked details from some of the top most accurately guest ones. Chocolate milk tends to be a trump indicator like my mom who would be on the trump cider refrigerator's always been perfectly orderly. Right. Organic me so. How come on now? Armstrong and getty. Qualcomm we believe in staying connected and you can see us wherever five G. is helping transform telemedicine supporting remote education empowering. Mobile. PC's the invention ages here. Learn more at QUALCOMM DOT com slash invention age. The. And Getty show. We can hit that list again before the end of the hour, the somebody ranked the best and worst Bruce springsteen songs all three, hundred, some of them one through three, hundred and fifty or something I got a real problem with to sixty five to seventy five. Really wrong. Hate it when you get all angry Sean because he just put out a new, I'll maybe we'll hit that next segment the Boston marathon just cancelled for the first time in the one, hundred, twenty, four year history of their race they had postponed from April thinking they would be able to run it in the fall. Yeah. That's what I heard just yesterday, and now they can't run now Alba Dang they're canceling this year and hoping they get to do it next year I bring that up just because. Germany and France have just announced one month lockdowns of their countries for November because the cove come back. So strong you know and we made it through Major League baseball season in the NBA and all that with this, and there's no reason to think it's going to be different next year. Really. therapeutics better, and maybe we have a vaccine. Come on now. Don't don't give up hope nobody thinking the vaccine is going to be out there for most of US till. Late late summer early fall. And we're a long way away. That's what I'm here. Yeah. I just I just feel like we've got a our sense is you know this is kind of over more on the downside of it the reality of it does not match up with. Which is hard for me to wrap my head around a number of institutions justed announced like the PGA Golf tour which I actually watch on TV has announced. We're going to start letting fans in now unlimited numbers will now Cova ads you know rising again. So who knows if they stick with that in the Boston Marathon canceling my minute thing by the way because I always have to have a thing my new thing is to say, can't believe they cancelled the Boston Marathon. As all signed up as ready to run in it. Think anybody by it. I think our babysitter actually was she's a super crazy fast runner. Runs marathons. She's very disappointed in one of them getting cancel. True. Canceled is the thing. Got This from Kevin. Discussing the head and the lockdowns and the rest of it. What might have been we never lock down how would the economy of Ferret? How would virus gone? It's impossible to answer these questions without some sort of control group we have one Sweden. So we'd never locked down never mandated masks never closed businesses. They're hit about his hard by the viruses western. Europe? Little harder initially because like Italy was totally shut down but it didn't it wasn't sustained it rapidly went down down now it's been flat at a very low level for very long time their economic contraction quarter two is a little less harsh than most There was some effect on the economy because people just stayed home they wanted to keep safe. Sweden is now nearly completely unrestricted Noor economy is poised bounce back faster and the rest of Europe, plus since they allowed community spread the virus to occur among the young and healthy all summer long as recommended by the Great Barrington Declaration, they aren't seeing the dramatic second wave, which is now striking the rest of Europe. It's absolutely true. He points out the differences between Florida and new. York Florida's been behaving little more Swedish? New York is more Italian and New York's having up down up down devastating losses to their economy. Y La Florida. Has Seen some rises, which because they're run by a a Republican governor who's close to trump. You will hear reported on every single news outlet every day if something bad happens. So you got the wildly distorted coverage but uh, click around earlier this morning looking at the different countries in Europe. And there is nothing other than the early spike in cases in Sweden To to make you think that Sweden isn't the model to follow I mean it's striking. They do have a rise in new cases right now. Pretty sharp one. As this thing just continues to bash around. Soko SUCCO is right SUCCO. So they went like straight up in early April leveled out for a week or so then went down down down down down now they're practically nobody's dying for a very long time. Now, this list is in alphabetical order. So I need a scroll way down to United States it really ought to be listed in terms of how important countries are. Not as whole country's upfront. Go. Wow, that's amazing. The United States. Like you know the big waves are up down up down a little apple little down a little now up little. But within that up down up down up down up down up down and Sweden was up and then just down down down down down and flat. Striking differences and and I'm not this has nothing to do with Donald. Trump Republicans or Democrats or partisanship or anything I don't understand. Well, it's partly the media's fault but. Don't people just WANNA. Look at all these experiences and try to figure out which are the best. Then you talk about the kids in schools opening in the rest of it I would think. So but a lot of people don't they just can't I guess. I mean the UK which has had a completely different policy than Sweden is has an exploding number of cases right now as does Germany France Spain Italy. In like I said before Sweden is got an uptick in cases right now. but we'll see because. Older folks, invulnerable folks are. Are Self segregating they're protecting themselves. They've made the rational decision I'm going to alter my behavior. So most of their cases are young healthy who don't care. So something called Volt magazine got their critics together enlisted every single Bruce springsteen song best to worst like three, hundred, twenty, six songs. You haven't heard of the bottom twenty for the most part. Probably the bottom fifty or unless you're super huge fan some publication or website did this for the band rush which I love so much about fifty of you went ahead and sent it on to me I found it to be terrible terrible. I'll just pick and choose August through the top twenty five just briefly. Stolen car the river she's the one born to run Tenth Avenue Freeze. As twenty third. American skin from high hopes that MEA that's that's when he started to get political preachy although he's always been some little. Two in a row from tunnel. Love which is my personal bruce springsteen favorite album all-time tougher than the rest and brilliant disguise. Are eighteen and nineteen. The promise I don't know tougher than the rest. Prove it all night the promise us not darkness on the edge of town seventeen. Wonderful another tunnel of a lot in the top twenty from town law I. Often said, that's my favorite Bruce springsteen up I've been pelted with fruit for it. Tunnel love is number sixteen. goes to Tom job from ghost joe that's my second favorite Bruce springsteen. On number fifteen streets at Halloween, the novelty Song Yeah. Streets Philadelphia. Compelling. New. York City serenade. That's old-timey answer an old one. Yeah. Number Twelve Rosalita that might be on my singer single favourite Bruce springsteen. So that's one of my favorite songs period. Just great. How's that number twelve number eleven this hard land. Number ten. Here's your top ten. I realized if you don't like Bruce St, this is completely useful. You've already tuned Navarrete Tuned Yep. Atlantic. City Nebraska. You ever heard the band's version of lettuce. It's wonderful. He has got a lot of songs about different cities. Ho. Yeah. Very geographic is opens up his atlas road as Rand McNally old at the Road Atlas points his finger I'll do this fast. You're not into it number nine, the river number eight racing in the street number seven jungle, and right now we're running down the what's going to be the last set at the concert you go to yes. Number six back streets all five promised land number four badlands number three born in the USA. Put in my top fifty really now I just thought that's a great song never liked. Where's my fruit? Where's my Pelton? Fruit. Number two thunder road. number one born to run I suppose. Yeah. It's tough when you're sick Song Oh. Yeah. Yeah. I was looking at that greatest songs written about various states and they downgraded sweet home. Alabama because it's been ruined by Classic Rock Radio You can't fault the skinner for that. Now that should be number one right but yeah. I would say this if you are a Bruce Springsteen Fan, the new Bruce springsteen with the e street band album sounds exactly like you expect it to sound. So if you like that sort of thing, you'll like dance with you need an another help and yes again, more of that. Yes. Or Anything I. THINK THEY STOP MAKING MUSIC MOVIES BOOKS? He catch up there's an. Exactly, I have all sorts of book ideas too many books. We've never understood why they continue to make more porn I don't get that in. John at all. No, that's no it's inexplicable. It's not like women have evolved have third breast or somewhere there's been some fundamental changes. In fornication. I don't think that would. something I'm looking for anyway production values are excellent. Say That now. All Right so growth. John The Armstrong and getty show. Streets. So some, I just found this out yesterday. When I grabbed a charger cord from Hanson. Executive producer who's got the latest coolest IPAD new apple stuff has different chords. You know. So often they change them. Yeah I know. Great I. Just I just finally broke down bought some really high quality cords from my old phone. Now I find out if I get a new phone, then we'll work on anything. That's just great. I hate that gotta get an adapter This thing on the stunning price of the twenty twenty election mentioned that earlier you haven't heard any complaining about money and politics were citizens united because Democrats are expected in the polling to win everything. But this this race is not even close down much more money spending than any previous race like it usually it goes up a little bit. You know between inflation and more people understanding the power money every election beats the record before it, but this is not more money has been spent on the presidential race alone already then all of the. Election of twenty sixteen year kidding everything all the Senate Races House races, everything people ranting and raving about setting records just blowing it out of the Water Biden has raised almost a billion dollars a billion. I remember the first billion dollar presidential election was two cycles ago more or both candidates combined Biden's got that much money on his own. So it's just an again it's kind of funny that nobody's complaining about citizens united and everything now or big money in politics or the billionaires controlling the races and all that sort of stuff never mind. I. Was Thinking about this. The polls and we're still getting text and how dare you believe the polls and all that sort of stuff but. What. Do you think would happen parallel universe university politics same race but there's no polling. There's no way of knowing WHO's a header behind Zada thing can I vote for that wouldn't well would that be better for the country or worse question number one you think it'd be better I. Yeah. Hunters percent most people think trump's GonNa win though based on the boat rallies in the. The boat parades and all that sort of stuff or not? I don't know I. Don't know that's an interesting I'd have to think about her for a while. You know it depends where you live obviously what sort of conversations you have, what sort of people you live among? Answers would very, what do you both think dimmer democracy would be better if we You know what? Here's how gracious I am Sean You WanNa go first or a shirt. I think. Just kind of a a logical fallacy that a lot of people fall for is being results based as opposed to process based, and if you think you have an idea what the results are going to be, I think that changes how you manage your process going forward so. Headed claptrap I'm not as gracious. Is I thought you talking about the voter in their own mind or the politician themselves though the voter in their own? Yes. That's an interesting thought and worth considering I kid. So I'm the other thing I was gonna say just on a practical level. And you know I try not to engage in these cliches. I guess the Cliche. Gobbles up all the oxygen in the room. But all of the time span lead you said hovering I know if you WanNa if you feel you must strike me with a closed fist I will not defend myself. We should start having like a wicker baskets of fruit to throw thrown each other. Let. Me Say things like that. Can it be like tomato? Orange. Like all your front. Rain Pineapples we got. We got oranges and Lemons in our orchard that are almost the size of basketballs. I mean, you could really you could end a person's life. One of those lemons. Wow. I would. She bring one in. Various. The kids have so much fun with them here in a fish story. No known about giant. Razi really. Yeah. I don't know what this Allies are happened to one point her. This is what happens. If you don't pick on time or sound like an abandoned does your land on a abandoned masonic site. Brought to nuclear warhead, they forgot about under their growing pumpkins. This year we've got a couple of PUMPKINS. It looked like they should be a state fair. Crazy. That's exciting. Yeah. We're was oh. Yes. all of the time and energy spent discussing the horse race the polling good. The you know the WHO's ahead and by how much in among what demographic would at least conceivably time would be devoted to the idea where we're going to talk about policy. He thinks we ought to do this and he thinks we do that well. People think this would have that effect on the economy never mind that WHO's ahead to tell now ahead March and break it down into suburban MOMS and you know people of Color, and then discuss that without ever getting into the pilots lost two points against college educated Latinos react what's his foreign policy? I? Don't have any idea but I can tell you how far is ahead in the polls. Yeah. I know it. It's it's an excuse for doing real reporting. or it's a, it's an excuse for not doing this. It's a substitute for real reporting police fairly new phenomenon. true that didn't exist for most of the elections right talk about policy talk to me he's like one hundred and fifty years old. It's going to be slow moving conversation WHOEL. Michael, how much time do we have? Thirty seconds Oh. For the love of all, it is good and decent. which was a style at the time. Get Five. For Hog chatter I can't remember old Simpson's bit look it up. Boy So. Good stuff at the website today Jack He says before he reads it. And see if he's a liar, you know what? It's not that. Good. Wow. The fresh edition of our hotlinks is always good. They're always all sorts of stories videos stuff we've talked about and maybe didn't get to. That's really entertaining tool hotlinks Armstrong, and dot com. About cats in shoes or something like that. You'd have to click might be. Get. Your host. Joe. Nice Intra Hey. Let's get a final up from everybody on the crew Michelangelo Persons the Buttons Control Room might go yeah. top one hundred Lionel Ritchie songs at number one I got dancing on the ceiling. And a close second is say you say me It's Next week. Stay tuned to the one more thing podcast to get the rest of the list positive Sean, our producer as a final thought. Yeah. Just inching ever closer to election day I, am more concerned about foreign interference than our own civil reactions to that day. But it's just one day closer. It's a it's a strange time I. don't really have A. Summary of my feelings. Probably ought to jot those down in your journal and then cry a little bit Jack Vinyl. I can't believe that. islamo-fascism fundamentalist Islam terrorism is back in the news the way it is. This going to be what we're talking about post-election post trump era. If trump loses I hope not but it's it's definitely back. My final thought is Bruce springsteen related, oddly enough They say that John Lennon and writing help really ushered the rock and roll era into The Rock and roll thing into an era where people wrote about real adult stuff as opposed to I wanNA dance with you baby garbage Bruce's line from thunder road, which is one of my favorite songs of all time. Hey, you ain't a beauty but hey, you're alright I always thought that line was unbelievable. Has Anybody Ever said that? To their love Oh my God you ain't a beauty but hey, you're to get a first date. Yeah. Yeah. I mean. She's there to screen door slams Mary's dress sways and you say that or you're not gonNA get any you don't deserve. Say you'll look great. You don't have to put too fine a point on. What are you, right? Yeah. Like you're Saddam handsome Armstrong and getty wrapping up another grueling four hour work. The bad pickup lines so many people. Thanks so little time. Did you know you can email us and there's a good chance I will actually read it and process it in my brain and perhaps featured on the here is the address mailbag at Armstrong and Getty Dot. com. We will see tomorrow God bless America. Ever to good dog. Shot here for over three hour and fifteen minutes. That's if you wish to leave, you may let me just say how very very dismaying and disappointing not. Good and just change the channel from this mesmerizing horror show. Heard words. It's over for me audio's Mojo. You're dismissed I wanNA rephrase what you're doing. So I'm not wearing the right underwear to have my pants fall down around my boy when I'm wearing very snug little abry bulk good. God. By my figures, we should've have gone to break thirty three seconds ago what's up I am machine gun Kelly, and look I know Halloween is GonNa suck this year because there's no trick or treating and all that. But I've gotta treat a musical podcast that I made with my friends twenty four K. Golden and your data Dantata, and Satan. Saints not my friend but Tommy Lee is Tommy Lee is playing Satan but don't just take it from me. Tell him say thanks due to feels great to be planned. Satan on this podcast. Listened to Halloween hell on iheartradio APP apple podcasts or whatever you get your podcasts on.

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How to Settle Huge Medical Bills (Hour 2)

The Dave Ramsey Show

40:52 min | 1 year ago

How to Settle Huge Medical Bills (Hour 2)

"Live from on the headquarters of Ramsey solutions broadcasting from a dollar car rental studios. It's the Dave Ramsey show. Forget is dumb cash is king and the paid it off home mortgage has taken the place of the BMW as the status symbol of choice. I'm Dave Ramsey your host. It's your Shell. The phone number number here is triple eight. Eight two five five two two five. That's triple eight eight two five five. Two two five Ryan starts off this our Seattle Washington. Hey Ryan how're you. Hey Dave I feel like I'm living in a country song but I'm doing better than I deserve How can I help? Well so A couple of weeks ago my wife went in for emergency c section and we had our beautiful baby. Girl had twenty eight weeks station. And she's in the queue and Has Been Ramping up our medical bills pretty quick and unfortunately unfortunately we we're on a medical sharing a faith-based medical sharing company our insurance that didn't cover us because we didn't meet the threshold of number of days to be on the plan before we conceived and luckily all of the a baby's bills are covered under Kind of the ACA and then some of the the Insurance stuff that we had retroactively proactively purchased. But none of my wife's stuff going forward is already approaching one hundred fifty thousand dollar mark and You know we'd paid off all of our our debt and not two weeks before all this went down and now we're just kind of feel a little hopeless and and Figured we'd see if we could talk a little inspiration. Okay what's your household income. Currently it's ninety thousand. It says I'm the sole provider for us. Okay and what Kinda assets do you have. What kind of money do you have Very little right now I mean I've got a couple of cars and that are all paid for cash and then we've got our emergency fund. Find you own a home and we're no we don't we. That was our next step a saving up for and that's a fully fund our Emergency Fund. And unless let's Listener two things number one then the The first rule is were just going to let this sit to the aside right now and we're GonNa take your mommy and baby okay. You can't do anything about this today. And you need to focus your energy gene on your wife and your baby. We'll get we'll get to it. Okay there's two reasons for that is when you buy a day to is Sri reasons to is. You need to concentrate on your family three. Is We kind of got to let the dust settle on this before we know exactly what to do. Okay let's play. Pretend Jim for a second it six months from now and mommy and baby. You're all okay. And there's two hundred thousand dollar bill laying there because all all the bills have finally come in and we've told okay then what you'll do is begin to work your way through those and have you know just. You'll just developing story a narrative that is the truth by the way That is You know we don't have any real assets. We do have an income and we do not have the ability to pay two hundred thousand dollars and you go and hundred of. That'll be the hospital. One Bill Bill in place a big chunk of it right and you go in you schedule a meeting as soon as you can get all the bills totaled and get everybody home unhealthy okay. In other words this thing is quantified added quantified. There's we know what the total is today. We don't know what the total is. We just know it's bad but once we got the totals in their accurate then we immediately lately. We don't wait two years. We immediately scheduled meeting with administrator at the hospital in person. and Go and sit down and say thank you taking care of my wife Child. I really appreciate it. We do not have the assets to pay hundred thousand dollar bill. We make good money but we can't you know we can't do that What key and we didn't have insurance in this? Can you explain the whole thing. And so what kind of relief can you give us. And we were willing to do something we just. I'm sitting here saying thank you. I'm not disputing adding anything. I'm not saying you're bad people. I'm saying I can't pay this bill. It's kind of a hat in the hand. Humility type thing and the interesting thing is when you do that in in person with people around the medical community you generally get good mercy. And they'll probably look at you and say if you'll pay twenty five thousand we'll take care of the hundred we'll settle it. You probably can sell it for a quarter on the dollar now individual small bills. Maybe not but the big chunks so you go take the time to sit down to seventy five thousand dollar meeting if they write off seventy five thousand dollars right. So it's it's worth your time and you go sit down in in person and say okay. Twenty five thousand and I will pay that over the next six months and you just load up and start praying three or four thousand dollars a month and get back on beans and rice and you cleared the thing and I and you honor the agreement that you make with them to You know to settle all of this but the answer to your question is you're gonNA be fine nine. You're going to work through this but the way you're going to do it as you're going to be proactive. And you'RE GONNA be grateful for the service that was provided and you're going to ask for mercy. Okay and they'll give it to you because here's why they're not getting the money you don't have it. I mean when they look look at it from their shoes. I got a guy who bothered to come into my office. He's not threatening me with a bogus lawsuit to try to get out of something he said. Thank you and he doesn't have any money. I'm not getting my money so I might as well extend mercy right. That's that's the equation if you're sitting in the other side of this desk and and so that's why it happens. Plus the generally speaking with a few exceptions you know there's people attracted to the medical world or people of mercy in so it's just that's the thing they're just not out to see if they can drain drain every drop of blood out of somebody. So that's how it's going in so the answer to your question is just two years from now a year and a half from now you're going to be just fine but you're gonNA have to go get out of debt again. Oh well you got a beautiful baby out of it it. We'll work it out right right. Yeah you're right you're going to be fine man. You'RE GONNA be fine and you know we'll walk with you. We'll help you any way we can you call in here and We'll you know answering questions you got as you go along. Obviously anything you settle with. These folks You get it in writing and you do not allow electronic on access to your checking account when you're settling debts. Whatever the scenario is but you you go meet with the big ones and get on the phone with the little ones and work on settlements? I didn't have insurance. Two hundred thousand dollars bills here. I can't pay them all but if you'll give me a deal I'll pay yours and You know that kind of thing and you just you. You develop a thick skin and a narrative to work through this and you'll get through it. Thanks for the call open phones at triple eight eight two five live five two to five or glad. You're here America. Thank you for being with us. This is the Dave Ramsey show And how often can you get the best of both worlds not very often right well with the rate secured I heard program at Churchill mortgage. It's possible you can secure a low rate now to nail down your budget. And if h drop while you're shopping for a home they'll give you the lower rate so if you're buying a home this year you'd be crazy not to call Churchill and get your rate secured now go to churchillmortgage JOE MORTGAGE DOT COM or call triple eight loan two hundred. This is a paid advertisement. NMLS ID one five nine. One in consumer access dot org equal housing lender seven seven sixty one old hickory. Boulevard Brentwood Tennessee three seven zero. Two seven uh-huh Thank you for joining us. America this is the Dave Ramsey show. We're glad your hair common sense for your dollars and sense. David is with us in Longview Texas. David how're you doing very well. Thank you sir better than I deserve. What's up so Insurance question for you Long story short is about a year and a half ago. I lost my job And then I moved to take on another job and I hurt my back that job so now I actually can't walk that job or that field anymore at least in that place. I'm starting up a new company. That's kind of my side business that I've had going for quite a while making that into my primary Gig but the insurance side side of things for health insurance is Kinda got me One of the reasons why we picked where we were when we moved to is because the insurance that they had was going to cover an inch surgery that my wife has to have but that's specialist is in another state Basically it's such a special thing that probably the only person in the United States they can do it so every every insurance policy that I'm looking at it. I'm trying to make sure that that person is covered and I've never played with. HSA before I've heard you talk about them and their advantages And so on trying to figure out if that seems more the way to go over the other traditional kind of you know co-pay and then you're going sure it's there and I've got three land kind of infront mean Two regular ones one. HSA and I just I do they cover the guy. You're talking about on the procedure you're talking about. Yes sir. Okay so they all cover that that that that variable is equal with all three of them. Yes Sir okay then. It's just a math thing after that. And so the HSA basically is a as you probably observing with. What's laying in front of? You is basically a high deductible health insurance plan that generally pays one hundred percent once you meet the high deductible. Is that what you're offering is it. Is it just almost seems too good to be true because from the top tier of the regular plan. It's about five thousand dollars a year cheaper once you cover all the premiums and then the maximum I'm out of pocket because we know we're GonNa hit that with the surgery I don't WanNa step into quicksand on the thing I don't want you to step into quicksand is on this surgery. I WANNA make double triple triple sure that covers. And that's got the with the individual carrier and what you get from them you know in writing is is that GonNa be You know some kind of a problem. If it's not going to be a problem then it's not too good to be true. It is one hundred percent coverage above the deductible. Most of them are minus hand on. And it's basically a high deductible health insurance plan the reason it's so much cheaper is across the board of a large number of people all which is how insurance is calculated right. It's not calculating one person. Most People's health expenditures fall fall under that deductible. And so you. By taking that large deductible you are taking the vast majority of the risk on average and inside the premium thus is much cheaper. It's just like if you had a car insurance plan. And you had a two hundred and fifty dollar deductible or thousand dollars deductible it's going to be a lot cheaper on a thousand dollar deductible table because you're taking more risk at that point and yeah definitely would do that and But the thing you've got a dial in as you have optime triple quadruple. Sure that this main event that you've got here is covered and maybe wanting to get that in writing from they from the agent. That's working with you on this stuff or from the carrier. Wanted to something along those lines as your is with us in Columbus Ohio. Hi How are you. I'm good. How are you better than I deserve? What's up well? I have a question for you My ten year old Had at her first year of four H.. into two animals to the fair she got third. Place wither steer in grand champion lambs. So she got the opportunity to sell both of those animals. Ma She made sixty three hundred dollars so She took one hundred dollars and Auditory that she wanted did and one hundred dollars. She's GonNa put in the collection plate at Church. We have six thousand dollars left to deal with and I guess my thought was We have two other children and I thought about taking two thousand inputting each putting each one of their five twenty nine clans and they didn't know what you thought about that they they also helped with wasn't like the ten year old. Did the whole thing by yourself. They all I mean we've all worked worked on the projects The ten year old it also was the only one that has gotten money put in her five twenty nine From my parents when she was a baby The other two children didn't get that it is kind of what I was thinking. Okay well I mean if you feel like this was your project and she just got emotional credit for it. That's fine if this kid did all this work giving it to their brothers and sisters I am not okay with but it sounds like it's family project is what you're outlining then. Sure if you WANNA don't do that you can. There's any problem with that. I mean I just WanNa make sure that this ten year old is not doesn't lose. Lose her her her zest for winning. I mean she got paid big winning. And so you can talk through with her and say everybody helped on this. I helped by the kids helped. Your Daddy helped. Everybody helped everybody. You know we paid the feed and we paid the the Light Bill for the barn where the where the steering the lamb or whatever you know all that kind of stuff and so you know. help her understand that. There's a whole village involved here and and and so we think it's a good idea to put two thousand in your college in two thousand and your brothers college and two brothers Sisters College and You know we're Kinda to get her agreement on that. I don't know that I would force feed her on that But I think you can make a reasonable statement A reasonable oh case to a ten year old you sound like you're that kind of a mom but I'm not. I want them to have. I want her to have some buying because she did such a good job. Man I am and she can just kind of feel like feel generous as part of this. You know that'd be great. David is in Raleigh North Carolina. Hi David welcome the Dave Ramsey show. Are you doing better than I deserve. What's up so I'm at the very beginning of My seven step journey me and I know that the visa information I do have debt but I know that the biggest thing for me is going to be have a car payment of four hundred and sixty eight dollars a month. I think twelve percent. Apr On and I feel old next. Seventeen thousand dollars on it Some trying to figure out what my best option action would be to with that. Because if I figure that part out then it would Definitely free up a Lotta money for me to start putting towards my one thousand dollars in working on my it. Sounds like it's a noose around your neck. It is a what is your household income I think about twenty you six thousand a year okay. Well a good rule of thumb is to not have a car that is more than half your annual income. Because you've got too much todd up in the things that are going down in value and that's why you're feeling the pressure of this. It's mathematically punching you in the face every month and going twelve twelve percent pop you know four outer bucks pop a lot of money. Yeah I'm selling corps. Get your get you a beater because listen I I want you to get whatever you want. As far as cargo. I want you to enjoy vehicles. But you're not enjoying this thing. It owns you. Yeah and if you'll get out of debt and continue to grow your career and continue to grow your wealth you can drive. Whatever you WANNA drive later pay cash for it but right now alice get a beater and get this mess cleaned up you made okay? Yeah let's talk about getting rid of it. Let's get way down in car which should drive a two thousand dollar car right now until you get this cleaned up and start get some savings built up and then save up and pay cash for a little better car but in no case even if you're paying cash should things with motors and wheels in your life all added together equal more than half your annual income. That's kind of a mess. This is the Dave Ramsey show and business leaders. If you're looking to add to your team in twenty me twenty get started now with Lincoln jobs. We Post on Lincoln jobs because we know the right person have an impact on our company for years to come and linked in jobs matches the right person with a right job so find the right person for your team and give the gift of rewarding. New Career get started today today. And get fifty dollars off your first job post visit Lincoln Dot com slash Ramsey that's linked in dot com slash Ramsey terms and conditions supply. Sir David and Rebecca are in Richmond. Virginia Hey guys a seal my screen. You're debt free congrats. Hey thank you well don. How much have you paid off? We have paid off one hundred six thousand seventeen months. Wow very good and your range of income. During that time rindge income was one hundred twenty two hundred and fifty thousand. Who What are you guys do for a living? I am an army. I'm a logistics officer and I work for the government as a victim advocate coordinator and what kind of debt was one hundred six while the before marriage Rebecca it didn't have anything and then Coming Together Eighty thousand with student. Loans fifteen thousand for car and five thousand for four wheeler and then six thousand for a credit card data bought every toy insider. Oh Yeah Great. Great Ball lasted. It seemed the you've got to pay it off. Oh yeah so. Did you sell anything. We sold the four wheeler that was really about the only thing that we so cool. Okay so how long have you two been married so we have been married for almost two and a half years now. Okay so about a year into your marriage something happened what happened. Yeah So my husband was actually a way for training. And other time you're stationed in Alaska. There really was not much to do and it was in January and our Internet ended up going out while he was gone and they couldn't get anyone to come out for about three weeks so during that time I was just reading books and he actually had to Dave Ramsey buck sitting on the shelf and our landlord at the time had mentioned that you know. Oh you took and be debt free and I kind of just laughed at him like Kevin no and I ended up reading the book and my husband came back two weeks later and I had a whole new financial plan for it was they. Don't leave this woman alone with no Internet. She's dangerous read anymore. It was definitely a shock. That's great great fabulous. Well done you guys very well done so David came home and she was all wired up. You didn't have much choice but to jump in now I just said yes ma'am and that's it's been successful so far used to following orders. There you go good military. We'll train you to do that. That's good very fun. Well congratulations you guys. So what is the key to getting out of debt. This is an impressive amount of debt. You reduced for for for me. I think the big thing was communication And just dedication to that in just being able to communicate with each other about the frustrations and you know everything that we're we're facing together Being able to communicate really got through it and just being able to stick to what we talked about together. You have to hold tight because because it's a rough ride. Yeah I would say for us too because we were in Alaska. We were actually a North Pole right outside right outside of fairbanks for us We were fortunate. There was really not too much temptation to go spend money in a lot of things but didn't have a Lotta stores Walmart clothing. You Huddle Navy That's pretty much. That's it To spend our money on so it was a great place to be at the time. We're really appreciative We also credit that our success to help us learn earn disciplined by not having many options to go out and buy things and now we just moved to Virginia About two weeks ago. We're down from Alaska where we were able to cash Asheville the trip drive down and now that we have all these temptations again. We don't need them anymore. Wow got control of it now. We're well done very very well done. Who are your biggest cheerleaders? Your landlord bet. Oh Yeah Kevin. Kevin Lincoln up there in North Pole Both of our parents parents in a rookie. Carlson which works for the easiest financial leading this With my wife was One of my co workers and I would just come under her and tell her about either frustration like oh just got done When I wasn't listening or not necessarily IDA ion I own thing to actually talk to both of us pretty much just give encouragement A lot of people encouraging us Along the way you kinda smiling like okay. Well we'll see if that works. Yeah another one of my co workers telling her that we're doing Dave Ramsey and At the point her name is delayed or not the point. She's kind of Kinda done and and she would come back to work the next day. Rebecca I did not buy this at the store today because I do not have the money. And that's what they would want me to do another step. I love it done. Well done you guys. We've got a copy copy of Chris Hogan's book for You. Retire inspired inspired which we will mail to you signed by Chris. We're also going to send you a copy of his new book every day millionaires. Because you're going to be one and that's the next chapter in your story to Not only get out of debt but now to move on and bill wealth and be outrageously generous as you go a long way to go guys. We're proud of you all very well done. David and Rebecca Richmond Virginia. By the way. Thank you for your service. One hundred and six thousand dollars paid off in seventeen months making one twenty to one fifty counted down. Let's era debt. Free Scream to in our done love it love it. Man That's fabulous very well. Done open phones at triple eight. Eight two five five two two five you jump. Then we'll talk about your life and your money. Katie is whether it's in traverse city Michigan. Hi Katie how are you. Are you dave better than I deserve. What's what's up so I am a newly single mom? I only make about twenty seven thousand five hundred twenty seven thousand a a year which is about like eighteen hundred? Take home pay I'm just having a hard time getting past the four walls and how to like like get past that enables to my daughter better. Yeah so how old's your baby in two years old you you said. Newly single mayor divorced he actually passed. This is also. I don't get any child support or anything like that. My Gosh what happened. He was on a job in the whole of install a heart attack right after that and that just kind of went from there. Goodness goodness so sorry. Is Your family in the area there. yeah I'm about to move back in with my mom On to kind of help things out but even with my income is load as I am to move back out I would still have the same struggle list before walls and anything. Anything that Well you're right. This is going to be the difference as you wouldn't have to be paying rent. And that's the biggest item on in your list. Is it not yes okay and so that that is going to help a bunch for a as a temporary measure. What that to be your your permanent game plan? What do you do you for a living? I'm housekeepers and then I'm also a volunteer firefighters do that. It's kind of like a side job a couple of my sleep What does that pay That's like it's on a volunteer paid on call basis. I usually get like two or three thousand dollars a year from it. It's it's not much no. It's not much for two nights of your time a lot more like volunteering than it is like getting paid. That's not a real part-time Tom job. Okay so here's the thing what you're telling me and I agree is that you have an income problem I think you can make your taking care of your your daughter. I think you can feed her and you can keep gas in your car and you can live on a budget and watch what you're doing with eighteen hundred dollars while you're living with your mom but that's not your long term erm game plan. You don't want to be doing that twenty years from now so you ask yourself. Two questions is about how I can make more money. One is we're GONNA make more money now With part time jobs that actually pay not a volunteer job and that pays well and a a C could be a side hustle. You can start your own business. I don't care and then the second thing is you start asking yourself long-term what can I do to change my career. What what could you be doing two two years three years four years from now the pay? Double what you're making a lot of. Thanks by the way is the answer. And what would you want to do. What are the steps to get to be one of that? was you need to take a class. The certification in something so that you can make more and have a better long term career and that's what you need to demand. Matt you don't won't be doing this five years from now won't be doing this a year from now. This is the Dave Ramsey show Thank you for joining US This Day Ramsey. Show or glad you are here. Marcus Marcus in Canada. I'm mark how are you. I'm doing great thank you Dave. How can I help Dave where I make about one hundred twenty one hundred dollars a year and in the last eleven months on your program in baby step two. We've paid off about sixty thousand dollars in consumer debt. Good We've got thank you. We've got about five thousand dollars to go and then our mortgage on top of that. We just have our our thousand dollar baby emergency fund. We haven't started into into step three yet We were just notified a couple of months ago that my wife's mother was diagnosed with lung cancer. she's currently doing chemo and radiation. He's not a surgical candidate And so the long term survival rates are fairly low She's very sick right now. But on the other end into this She should have a period later on this spring where she feels Quite well and energetic and during that time we'd like to take her on a vacation. She's he's been low income all her life and and we wanna Kinda bless her with that Type of thing for both my wife and for her I estimate we can do the vacation. Asian that we'd like to do to Vancouver Island for around five or six thousand dollars and we will do it all in cash but it will mean that we have to push pause on everything and I'm not sure it's smart to do that without the Emergency Fund. It's an extreme situation and so what you're saying we're just pushing pause on our whole thing to take care of this deal you know. That's what you're saying. It's not really pushing okay. Pause on a baby step or not skipping a baby staff or something like that. We're just saying we're GONNA take the total money makeover thing and push pause Senate to the side because we gotta deal with cancer and we gotta deal with mom survivability and all that kind of stuff and so it's it's an extreme situation so let me get this right. You paid off sixty thousand dollars in twelve months making one twenty. It's actually it was actually ten months total and I believe right. Now we're right like sixty two thousand three hundred dollars that we've paid off that's right and you only have five thousand dollars left that's right. We're we're pretty intense. We're not gonNA fall all off the wagon. Here's where I'm confused okay. This December it if you did sixty thousand dollars a year that's five thousand dollars a month. At the end of January you would be debt free at the end of February. You'd have the money for the vacation or vice versa. The way that we were able to pay so much off is because we sold everything bolted down and we've pretty much run out of things to sell so so we have about fifteen hundred dollars extra every month to pay off debt. Fifteen hundred a month is eighteen. Thousand of one twenty. That's not a very tight budget. That's a fair statement. So yes I would stop and I would save the five thousand dollars but I also would tighten the budget like it mattered to save the five thousand dollars because it does matter a lot and then as soon as I had the five thousand. I'M GONNA push go again. WE'RE GONNA go glad knock it out. I'm going to have the game plan in my head if I'm you that we're going to go so bananas here that we do both of these things by the by by March okay laughter. I mean I don't know when you're talking about the vacation but You said spring but In March I don't care whenever the vacation is. Let's just say we say for the vacation. I so that's done check right. That's January early February. Whatever right the rest of December whatever you WANNA measure it out okay? Check done then. We got to knock out the other five thousand and it's just a matter of. Were doing this thing to prove to ourselves that we're going to have that done by the time I go on vacation to. It doesn't mean you don't go on vacation if you don't make it but I wanna lay the math out that way and be that aggressive sounds smart. Yeah and the two of you go. Okay you know this. Is You and your wife sitting there. You're okay we're GONNA do this because this matters that we take this trip. You take this triple your mom this matters. We're GONNA do that. It matters so much that we're GONNA cut this this this and this and we're going to be in a position to do both things by the time on vacation gets you. I mean that's the kind of you know what you're doing. You're retraining your muscle memory on how you're handling money when you cut that deep you resetting and then you'll have plenty of time. Lighten up and do other stuff later. You know you're making good money. You're getting ready to be debt free and you've got a real sad situation right now especially here during the holidays as an all you know so yes I would do every bit of that. I agree with you. My only caveat is was tightened up a little good question thanks. For calling in. Aaron is in Lexington Kentucky. Hi Aaron welcome to the Dave Ramsey. Show Hey Dave thanks for taking my call. Sure what's up My my wife and I are looking in to move to a suburb. Just outside of Lexington for work It's considerably cheaper than in the city. Obviously but some of the areas areas aren't As Nice obviously and we're still working on paying off some debt so we're renting and We've got you know I'm a couple of options where we're going but it. They seem to be like if we wanted to live on a safer nicer environment. Obviously there's still probably a little bit above above our budget and I just want to get your take on do we you know pay a little bit more and then maybe may go deliver pizzas or something to be able to to You know have you know like a nicer neighborhood because we got a newborn and my wife doesn't work she stays at home. So what does your rent now right. Now we're at eight seventy I five a month. Now what would it be if you moved into the thing you're talking about About nine fifty. Why are you moving because it's GonNa be works going to be a little bit closer where I'm potentially taking a new job here soon? And that's closer you're in Lexington. Yeah so it'll be it'll still be roughly. You know we're probably forty minutes slow or sorry Yeah about forty five minutes closer. Where we're going to move to kind of keep us in between because we've got all of our family and Lexington and my job will be about forty five fifty minutes away from the other direction from removing? Where's your job? It's in Corbin Kentucky which is about about an hour north of Knoxville. Yeah no okay Beautiful area of the country either. Way Mean you're GonNa do what you WANNA do. That does sound like a good plan for just a lifestyle thing. I have a seven minute commute so I'm a little spoiled boiled. Okay but this idea of commuting forty five minutes so that I can be a little closer to her mama done. That's a little weird. I mean that that's probably because you do the little a little closer to mama once every week or two weeks you do the work thing twice a day driving over there and then driving back and so I'm probably going to move closer to work even yet got which might change this equation. The only issue was you know The further down you get like into the London Corbin area and it's really the hard to find you know like nice real estate down there. And it's very few and far between a corporal punishment down in the mountains. Yeah without and so you know that was the only reason that Berea Kentucky was as far south as I wanted to go. Because you know there's you kind of lose some civilization between BEREA and Corbin Uh I think you need to go shopping down there one more time for you to make that statement. I don't disagree with you but there's there's some pretty lawyers down there and here sure. Yeah I mean there's there's a couple of dollars you go up you're going to hear you ain't from around here are you boy. I understan- I I try to understand right but but but You know let let's keep. Let's keep gathering up here. Here's the thing I find when I have options in front of me that I don't like when making a decision that sometimes all the problem is I don't have enough options and so I want you to. I want you to gather more information gather more. I mean delivering pizzas and Berea doesn't sound fun on. You know. It's not that big a town so I mean I want you to gather options of show. Go do some more research down around the work area go do some research and some other areas. Just spend a little time on this and all of a sudden you'll start to see some housing areas or some subdivisions or some rentals those individual rentals pop up in front of you and you go. Oh okay. Well maybe Davis Right. Maybe there's another way to do this because everything you spent on rent is is is is burning while you're trying to hit your goals and the more you spend on rent them slower you get out of debt and slower before you buy so. I want to spend less on rent as I possibly can. And is less on gas commuting as possible. And that's what I'm looking at. This is the Dave Ramsey show This is james childs producer of the Dave Ramsey. Show Gino. We know you can. Now listen to the Dave Ramsey show on Pandora and spotify for all the ways to watch and listen. Check out our show page at Daveramsey DOT com slash show. Money isn't the only thing we talk about around here. Get life-changing advice on your career from my good friend and career expert. Ken Coleman all my Ken Coleman show. According to a recent Gallup poll nearly seventy percent of Americans are disengaged at work if you dread going into work every Monday morning. And you're just trying to make it to the weekend. The Ken Coleman Show is for you. Everyone has a sweet spot. Your sweet spot is at the intersection of your greatest talent. In greatest passion we will help you discover what it is you were born to do. And then we'll help you create a plan to make your dream job a reality you matter and you have what it takes. Join the conversation on the Ken. Coleman show hear more from the Ramsey network including the Ken Coleman show wherever you listen to podcasts. Hey It's james producer of the Dave Ramsey show. This episode is over but check the episode notes for links to products and services. You've heard about during this episode. Thanks for listening.

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07: A Clock in the Sky

The Secret History of the Future

37:14 min | 2 years ago

07: A Clock in the Sky

"This episode of the secret history of the future was made possible by Comcast business. Every industry has new expectations. That's why Comcast, business moving beyond beyond connecting to helping you create experiences beyond network complexity, two zero touch one box world beyond the best for your money to the best for your business at even greater value. The company that built the nation's largest gig speed network is now the company making digital transformation possible Comcast, business beyond fast actual speeds vary are not guaranteed. At Merrill, it all starts with you. The you who has more ideas than time the u. who may be closer to retiring than you think the u who likes to be on their own, but never alone, whether it's a dedicated advisor self directed investing or Merrill Lynch professionally managed portfolio Merrill provides advice and guidance to help you live the life. You want visit m l. dot com. Slash you to get started, investing insecurities involves risks, and there's always the potential of losing money Merrill Lynch and Merrill make available products and services offered by Merrill Lynch Pierce Fenner and Smith incorporated a registered broker dealer registered investment advisor member SIPC, and a wholly owned subsidiary of Bank of America corporation. Lachey bought number seven. Dad's strokes on audible goes out and dad is off Enron at the DARPA grand challenge. We back in two thousand and four. I covered a team that was involved in a very unusual kind of race. This is the announcer at the start line, stay digital auto ride. The grand challenge. The race was called the DARPA grand challenge. Oh yes. DARPA it's an all of the US military, but I like to think of it more like that laboratory USC JAMES BOND films where they're like inventing crazy stuff, and some of it works and some of it doesn't Eddie his case. They've produced some amazing things. We're responsible, for example, for the creation of the internet. Yes, a little thing called the internet. You might it heard of, so so in two thousand and four, the grand challenge was a competition that DARPA ran and they put up a one million dollar prize for anyone who could get a car to drive itself on a course. That was about one hundred forty miles long. And of course went through the desert. Nevada, autonomous cars were still this really crazy. Futuristic idea back then and DARPA wanted to see if anybody could figure out how to make one work. So for this magazine story, I was writing. I went out to California a few months before the race to spend time with one of the teams that was going to compete in the grand challenge. Now, I remember that they turned out to be a big battle between Stanford and Carnegie Mellon. It was kind of constant rivalries. There was at Stanford that you went to see. No. So yes, there were big research universities involved, but there are also these weird little subsets of dreamers that came out of the woodwork to try to compete in the challenge, win the million dollar prize. And I was with one of these dreamers. So it was this group of guys. They worked together at a at a tech company. They'd read a story in the newspaper about the grand challenge, and they were at lunch in the cafeteria and their office. And they said, you know what? I think we can do that. I think we could win the million dollars. I think we can make a car that can drive itself. Were you? I remember you guys league working out of somebody's garage where just like in the wealth of the suburban house in Thousand Oaks than there was the garage, and you had like your vehicle in the garage of the house. But it was only one there. There were other garages also where we could could put together in workshops seventy. That's Reinhold. Okay. My name is Reinhold Beringer. I remember Reinhold team had moved children's bicycles out of this garage at a team member's house in order to make space for their grand challenge. Dune buggy, which is this thing that was covered in sensors and Cervo Motors. Did you think you had a chance to win to be honest? Yes, because okay, participating is one thing. And of course it was very exciting, but we thought if we do it right there is a chance from knowing that the it sounds crazy, but with hindsight, we can trace all of the modern enthusiasm for self driving cars and the billions of dollars. Now being pumped into that field back to this prize challenge. People have been offering prizes for a long time. This idea isn't new. One of the most famous tech prizes was established by the British government back in seventeen fourteen. It offered a huge pot of money to anyone who could solve a problem that was bedevilling the world in some ways that price exceeds spectacularly. But it also showed that jumpstarting innovation by offering a prize is an always a straightforward as it seems. From slate. I'm Seth Stevenson. I'm from the economist. I'm Thome. Standish. Welcome to the secret history of the future. Tom, welcome to the Hudson river. We are here in a twenty four foot sailboat just off the seawall. Manhattan is about two hundred yards to starboard across across very dirty river water New Jersey's about four hundred yards support across dirty river water. We are sailing north towards the George Washington Bridge. I brought you out here to talk maritime knowledge and specifically longitude, so we can look out and see the statue of liberty or we can see one world trade, so we know pretty much exactly where we are, but were we to sail south and just keep going? It wouldn't take too long. He we exit New York harbor and get out into open ocean and have zero. Landmarks will be out of sight of land, and we would no longer have any way to take our bearings just by seeing what's on the coast. It would be really easy for Tomen to know where we are now, even if we're out of sight of land because we can just use GPS. But back in the seventeen hundreds in the golden age of sailing ships. That wasn't the case and ships got lost all the time for a really dumb reason which was that the ship captains had almost no way of knowing where and the ocean they were. They sort of knew because they could figure out there latitude, which is how far north or south they were by waiting for the sun to hit its highest point in the sky at high noon and measuring the angle above the horizon, but longitude was trickier. It turns out it was almost impossible to determine how far east or west you are by looking at this guy while you were standing on a ship at sea, which was really unfortunate because ship captain on a foggy night might think he's still got fifty miles before he's going to reach a coastline to his east. But in fact, the rocks are just one hundred yards from his ships hall. People are dying. Cargo is getting lost. His huge problem. No one's figured it out, Tom, what are they? Well, the British government decides because obviously we're maritime power point, say Charles. The second king says, we're going to have a Royal stroll about, and he's going to have to celebratory his job is going to be to figure out how to solve this problem, how, how he's going to do it, and it doesn't care. He's going to do it, but he's gonna figure it out and they set this observatory. In fact, right, where I live in Greenwich, all the top of a hill, but that's the astronomer. Royal's job people assumed astronomers would solve the problem because it c- the sun in the night sky are really all you have to get your bearings. You can use them as a compass, like you could find the northstar and no, you're headed north. The thing was you couldn't just look at the night sky and have it tell you where on the globe you are, but if you could use the sky to tell time there was way to convert that into location. The idea was if you can have some sort of clock in the sky to determine time where you were on the ocean, and you could compare that with the time at in place of known longitude on land, then you could figure out your position. This is Davis, oh belt. She wrote a best selling book called longitude, all about how this problem was solved. Longitude depends on time. Depends on knowing the time at two places at once. Think about how noon in New York, several hours after noon in London. At that time sailors already knew that if they sailed west across the Atlantic from England to America for each degree west of wanted to that, they traveled noone would be four minutes later. We can do the mass twenty four hours time sixty minutes. That's fourteen hundred and forty minutes in a day. Divide that by three hundred sixty degrees of longitude for the round earth. Fourteen forty divided by three sixty. Is four. So each degree of longitude is four minutes. So if they could work out when noone was on their ship, and then figure out when noone was back in England, they could work out how far west they'd sailed every four minutes of discrepancy between noon on the boat at sea and nude back home in England equals one degree, west of longitude. It stands to reason that the sky could serve as a clock if I'm on the ship and I'm watching the moon pass very close to a particular star, and I have with me tables which tell me at what time this observation can be made at the Greenwich observatory, then I can compare what time it is aboard my ship with when they would have seen it. The trouble was accurately observing the night sky through a telescope from the heaving deck of his ship was just too difficult. If if all we're trying to do is figure out time, why don't we just use an actual clock. So yes, you could take a call the ship and you would set to Greenwich time when you set sail, then you would know what time it wasn't Greenwich and fat. That sounds great, but the trouble with approaches how these pendulums in them and the pendulum is going to be upset by the booby to the ship. But also the fact that the conditions at the ship is cited to get a constantly changing the humidity changing the temperatures changing. That means all the components inside the clock made of metal, getting bigger and smaller, all of this affects the actress, eight o'clock. So unfortunately, that's still going to work. By the early seventeen hundreds Britain's astronomer, Royal and Europe's other eminent scientists had made very little headway. So the British government decided to try something radical, the British prize, which finally ferreted out the answer was twenty thousand pounds sterling, which was truly a a fortune something on the order of millions of dollars in today's currency. This was a staggering amount of money, but the government was prepared to award it to anyone. Anyone at all, who could solve the longitude problem. I think they were desperate the. The government's really felt that people would not coming up with a solution and that perhaps if a big purse were offered, that that would spur people to concentrate on it. People who might not have been working on it, which is what happened. This prompts people to come up with various new ideas of varying degrees of craziness. For example, maybe if you had a big sort of hammock than you could, you could use it to compensate for the movement to the ship, and it would mean that you could actually calculate the distance of the moons of Jupiter methods. It's like JIMBO for human yet exact person. So he would sit there so it was the boat ride back and forth. You went sort of stay stationary and be able to hold the telescope up to your your I, we'll Tom try it. Why don't I just string you up on the mass and let you dangle and see if you can maintain enough stability to site something in a telescope, well, anything about sailing. But I can see just for being the water for a few minutes that that's just not going to work. That sounds like exactly this sort of plan that someone who never actually been to see what's come out with. There was this other sort of cockamamie idea that they would station ships in the middle of the ocean that would fire off cannons and certain intervals and then you would hear the candidate if you were ship captain, you would know that signals what time it is, and that makes basically centered all you would have to have so many ships stationed in a grid, see in order to have full coverage. And I think they thought they were going to anchor in the middle of the Atlantic Ocean, and you can't anchor in the middle of the Atlantic Ocean because we now know it several miles. Yes, I don't think they realized that. So it was this was doomed from the start so there there were some cheeky, your ideas. So what was the powder of sympathy? So you would have one dog on land back home in one dog on the ship. And somehow the dogs had had telepathy, I guess. And you would wound one dog at noon each day in Greenwich, and the dog that was on the ship would how because they were somehow psychically connected. And so this way you would know what noon was back in Greenwich each day. Now, first of all, that is. Cruelty to animals. We don't want it wounded science. This powder of sympathy just doesn't exist, especially if it's a bit like quantum untangle, but but I'm yeah, they didn't know about that. But this is a period when people are just starting to figure out about signs, and this is the general sense that people don't. They won't science cannon kennel do this, which is why you got these crazy ideas like how to have said fee. So we've got all these crazy ideas ships in the middle of the ocean. Finally, enough canons dogs being wounded at noon each day, and then along comes another crazy and his name is John Harrison. He's got no formal education as far as a tradesman, and he thinks he's going to build a clock that works at sea. He's sometimes now referred to as John longitude Harrison. He was born in sixteen ninety three and Yorkshire. And got very interested in in clocks as a young man. Having set up this twenty thousand pound prize. The British government is expecting it to be won by an astronomer. But when Harrison sees the astronomers having built anyway, he enters the competition and says, how about we try different approach? He's got some expertise. He built his first clock before he was twenty years old, but basically he's just some guy working in his garage tinkering away at the problem a lot like my friend, Reinhold when he tried to win the DARPA challenge the freeway program, the car to take you someplace. And then you can legally use the cellphone while the car drives itself. Did you think you have a chance to win? To be honest? Yes, because we thought if we do it right there is a chance from, you know, knowing that the cheese. The day the race was March. Thirteenth, two thousand four. The self driving vehicles needed to go one hundred and forty two miles. In order to claim the million dollar prize holds vehicle went one point, seven miles then USB connector came loose and sensors stops talking to the computer, and that was that. So this is a year of your nights and weekends, and all your optimism and excitement, and your cargoes less than two miles and then malfunctions. How did you feel? Well, appointive but nobody one s you know, even the red physical team vehicle that they'd best was the car from Carnegie Mellon University and any managed to guys seven and a half miles, and then it got stuck on a bum. And I remember as we're trying to get off, it was kind of spinning its wheels foster. They caught fire seven miles out of one hundred and forty two. That was the best anyone could do in two thousand and four. So DARPA tried again, they doubled the prize money to two million dollars. The second grand challenge was only eighteen months after the first race, but this time amazingly five different self driving cars were able to finish the full length of the course ladies and gentlemen. Done. What appeared to be an insoluble problem in two thousand and four had apparently been sold in two thousand and five. It was a great leap forward. Maybe it was the of that extra prize money, but whatever the reason, the world's setup and took notice. It's why we now have so many companies building self driving cars that can operate, not just on desert roads, but in cities. And in retrospect we see it had actually reignited the interest in autonomous Vegas and that multibillion dollar industry all began with just one million dollar prize, which encouraged lots of people to try to solve the problem. That's what the British government was hoping for back in seventeen fourteen when it set up the longitude prize. And the whole thing about open competitions like this is that they encourage all kinds of people with all sorts of perspectives and different ideas to get involved to try to solve a problem. And some of those dreamers might not be as crazy as we think you just never know what's going to happen. The secret history of the future is brought to you by American Express. So many of the technological breakthroughs we've talked about on this show would never have happened without backing whether it's a grant to an inventor or an investment in a project or just the support of peers in the science and tech community innovation almost always goes better. When someone's got its back. You don't have to go it alone with the powerful backing of American Express. Don't live life without it. What does it take to disrupt an industry? How can some people do what's never been done before? What will life look like in the future? If you ask yourself questions like these, you might just get hooked on the trailblazers podcast series. It's hosted by the bestselling biographer, Walter Isaacson he finds unexpected stories about today's biggest digital disruptions, for instance, can you believe right now there's a movement underway. Two vertically stacked crops, indoors, monitored by artificial intelligence, amazing stuff. And that's just one of many stories. You'll hear from brilliant guests at the forefront of their industries who reveal all the ups and downs twists and turns and lessons they learned along the way. You'll love these stories. They're fascinating and you'll hear tons of aha moments in each episode. Just search trailblazers on your favorite podcast app or visit Dell technologies dot com. Slash trailblazers. Just like Reinhold going up against Stanford and Carnegie Mellon, Joan Harrison decided to ignore the skeptics rethought. The little guy had no John's and went up against the world's greatest astronomers with his crazy sounding plan. He built a series of Clark's over many years that used clever tricks to keep accurate time it c- he got rid of the pendulum and replaced it with a balance wheel, which was unaffected by the rolling of a ship, and he made key parts of his clocks using combinations of different metals to counteract the effect of thermal expansion and contraction. But his was forging ahead with all this technological progress. His dealings with the longitude prize committee were much twisty or more complicated. He repeatedly went before the prize board and talked gown. His clocks saying they weren't ready yet. Even though they probably were, he didn't ask for the prize money. He kept saying, don't bother to give this trial. Let me go back to the drawing board. He was a perfectionist and winning the prize became. The less important to him than making a perfect device. In fact, off one of his self deprecating appearances before the prize committee, Harrison went back to the drawing board for almost twenty years, and that's when he came back with h full a watch about the size of a t. salsa. When it went on a c. trial, it lost less than two minutes during the stormy voyage across the Atlantic Ocean. And back again at this point, Harrison had finally sold the problem to his own satisfaction. But the truth is he'd probably could have caused a sea trial and made a claim on the prize at least twenty years earlier than he did. This is twenty years that he could have had millions of dollars in his pocket. How old and they, as at this point in in and why is he pointing all the money? He was the different sort of bear. So let's do the math born in sixteen ninety three by now it's seventeen fifty. Nine seventeen sixty. So he's he's getting up there, but it has to be right. That's the thing he wasn't going to settle for less and he had been his own worst critic all the way along. But when he finished the watch, he wrote about it in a way that showed he had finally solve the problem to his own satisfaction that it was really a beautiful thing. And he he was thankful to God that he had lived long enough to complete it. Harrison, meet a tremendous advance for society at large for commerce for exploration, but having solved the tech problem, he faced a new challenge getting the prize committee to recognize his achievement. The idea that this problem of building such an intricate clock would be done by a self educated individual who did what the entire scientific establishment of Europe had failed to do for several centuries. That was the moment that really knocked me over in fact, because the price committee was made up mostly of Strom is they resented the idea that a clockmaker someone they considered a mea mechanic could compete with the legendary astronomer like Galileo. They came up with various reasons not to give Harrison the prize despite h foles impressive performance in the sea trial. The judges claimed it could just have been a fluke. Harrison was as you might expect pretty miffed. He became. Understandably, very angry and difficult. And the case was argued in court on various occasions. Broadsides were published on both sides of the argument. It was was a big flap. What did he want? Why? What was he after Justice. What was due him. He had, he had done the work. He'd proven the point and mostly he wanted the credit for having done it in the end. King George got involved and tested the watch in his private observatory and leaned on parliament to give Harrison the money. So they finally did. 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John Harrison story shows that identifying a big problem and offering a prize and opening it up to all comers can accomplish a lot. It's an idea that's gone in and out of favor over the years. But it's really taken off again recently, and the British government is actually rebooted. The longer cheat cries, inviting people to vote to pick one of several modern day problems that need solving and putting up a prize poet of ten million pounds. The problem of antimicrobial resistance. The fact that antibiotics becoming less effective was chosen as the challenge. So fall, seventy five teams from around the world, entered the competition and guess who's in charge of the prize committee will the original idea came from the current astronomer. Royal Martin Reese. We're coming into the three hundred year anniversary of the original knowing cheap price, which is back in twenty food scene, and he felt the power of a challenge prize. We've Soling big important societal problems through science and technology through great innovation. And bring the public on boob with it at the same time. This is Chris Dyson of Nesta the British government body that's backing the new prize and just like in seventeen fourteen anyone can enter as with the original only cheap price. We describing an outcome and that's an important thing about challenge prizes. You're describing what success looks like and therefore you're leaving open to different ways of solving that problem. Lawn of is around competition and the race and the glamour, and the excitement innovators an entrepreneur very optimistic people's. So they often think they're going to win and actually always was the only one does that innovation could be driven by collaboration as well as competition. See, usually find that people start to get together and share ideas if not actually deliberately partner and it becomes quite collaborative. And then as you get closer to the end as teams are closer to achieving it, then that competitive spirit comes back again of it. So unlike the original long cheap prize. It's unlikely to be alone into jewel or entrepreneur, because the sort of resources that you need, the poetry and the teams that you need and the skills and so you needs to bring together to solve it. But that said we would love it to be an individual from a garden shed somewhere. I just don't think it's very likely. Have there been any unexpected kinds of entrance? Yes. They're always all many appropriately, not very credible. The sunny novel science and interesting ways of detecting antimicrobials. And so so there's a lot of novel approaches and yet some kind of slightly off the wall ones as well. This new twenty-first-century longitude prize is actually just one of many modern tech prices. There's been a real renaissance. We like to say that it puts a target on the back of a challenge. Senior Totta is the chief impact officer at the x prize founder. There's a big problem in the world. Now somebody's gone out and put a target on and not only that they've made as exciting. They've made it interesting days even made it lucrative and they're putting big old spotlight targets. Unlike the wandering teed prize, the funding for the x prize comes from philanthropic sponsors who are interested in problems like adult literacy or deep ocean exploration. The first x prize was about commercial space aviation to win a team out to build a manned craft. That would go a hundred kilometers up into sub orbital space, then come down land safely and do the same flight. Again within two weeks. The prize was ten million dollars a team funded by Paul Allen the Microsoft co, founder and led by the aviation legend, Bert, rutan successfully did it in two thousand four in one, the price. The United States millions of people to do something at tastic and hopefully we show today that people can use something destig-. Tastic. There are dreamers at the heart of these competitions. Some slightly wild-eyed person or group of people who have a ridiculous ambition for the lunar x prize. Several years ago, the challenge was to be the first privately funded group to send an unmanned spacecraft to the moon. One of the teams that entered was from India. They were the last team to apply, and they're just trying to to in a drunken state, figure out how to apply for this prize a little bit on a whim. A little bit of bravado here is and and then they applied and and then once the application was completed, the next thing they did was they googled, how'd you get a mood? How far is the booth? How do you go there? You know? So they held out -solutely no idea what they would do. They made the finals of the competition, and although their craft never made it to the lunar surface and no one won the prize. These guys ended up starting India's first private, aerospace. Company, I believe it ovation is driven by digits and I believe it's it's truly driven by by ordinary people. People who just have this, this kind of crazy purpose. This big drive inside of bam. That's bursting at the scenes. That's tearing them apart that needs to come out that just needs to have impact in the world. Today, there are several active x prizes in one of them. You need to find a way to capture carbon dioxide from power stations and turn it into a useful product to prevent it from being released into the atmosphere. We have an amazing carbon prize. This is a prize not just to sequester carbon but to, but to capture it from under percent emissions from coal fired plants and to transform carbon into products that have equal or greater value than the value of the energy of plans is produce. Zoe Morrison is a professor at the university of Greenwich. She's on one of the teams competing for that carbon prize. The competition is health is an amazing thing to be posed because it's a custody change and it really is it's an ecosystem of hard innovation and INA, very niche area where it's quite difficult to get the sons to work. And to actually bring together people from across the globe, the gene that it really helps you keep the cowboy mealy said, it's fair to say if the, if the price hasn't been there in the competition haven't been there, you wouldn't be doing any of this. Absolutely. One benefit of taking part in a prize competition is that politicians get taken more seriously particularly if they advance beyond the first round because she's just stop being somebody this in the lab, borough in away from campus, people just thought he was just in news just some mad projects we work on. But now that we're actually finally people are taking an intuition, we'll is what is the as far as what does it mean who's doing well, what you're trying to chief that wind recognition can help with fundraising and recruitment. It also means that participants feel they're part of something bigger part of a whole community trying to solve a difficult problem. What we've experienced is the is the maverick nature of pursuing a price. If somebody is working on carbon capture, we all win whilst in principle, there is a competition, and obviously people want to win the prize actually. So incredibly supportive environment is as like a cliche. But in this instance. Is the taking part in the winning, but just like Ryan holds team in the dolphin grand challenge. The taking pod doesn't mean that Zoe's team is any less competitive. We're gonna win. So what happened to John Harrison? It turned out he had the last laugh by the time. He died in seventeen seventy six. The longitude prize committee looked pretty dumb because Harrison's invention had become an absolute necessity for sea travel. Captain. James Cook used a watch like the one Harrison. It created to chart the islands of the South Seas which thrilled Harrison. When he learned about it, Harrison's watchers which were called chronometers pursued being mass produced and sailor swore by how easy they were to us. They made seafaring much safer because of that. They transformed exploration and trade is also doubt that the Senate for a little bit cheated spa by that big prize resulted in other leaps forward. You may, for example, have a BI metallic strip invented by Harrison in you'll thermostat. And it was while trying to solve the longitude problem that an astronomy, I measured the speed of light. The people set up the price had no idea. It would have these kinds of unexpected. Knock on effect. The strange thing is that a prize succeeded where other motivations didn't. War, for example, seems like it might inspire innovation because it's a matter of survival, and it does do that. Sometimes you can think of the Manhattan project where scientists were reaching to invent the atomic bomb during World War Two solving the longitude problem would have given Britain's navy, a massive advantage in the wars of the day, but just telling the astronomer Royal to solve the problem, sort of like the US government did with the Manhattan project didn't work, and you thought that the prophet might have might have been enough to get someone to solve this problem. Because if you sold it, you'd be able to sell whatever you invented to every sea captain in the world, but investors won't back something if it sounds too crazy, and even facility valley venture capital firms who have the most appetite for risk today, there's a limit to the craziness of the ideas that they'll back. If you went to the doctor wanted to develop a time machine. I didn't think they'd fund you. So it's going to be somebody that looks plausible and they didn't. So what is it that's different about a prize? Well, I think the way to think about it is that a prize actors to sort of magnet that draws people in and maybe. The money's what attracts them in the first place, but then starts to matter more is the competition. And perhaps instead of thinking about all of this is being about prizes, we ought to be thinking about as being about competitions, because when you've got that structure with rules and judges and a winner, people start to think about things in a different way. They want to beat the other teams. They want to be part of this community. This ecosystem that understands how difficult a particular appropriate to solve and they want to be the one that does it. So they get that recognition from those other people. Ultimately, though human motivation is kind of weird. I think if you if you think Paul Allen in that first space x prize, the prize was ten million dollars and Paul Allen spent twenty six million dollars to win it. But Paul Allen co founded Microsoft. I mean, he's worth billions of dollars. So it seemed like it wasn't really about money right prizes work to spur innovation just not in the simple way. We might think. If you had to make a pie chart of John Harrison's motivations, you know, kind of like weighing out it always x percent. This x. percent this, what kind of what would that pie chart look like of his motivations for solving the launch, your problem. I would give them a good ninety percent for just because it's there. And maybe the other ten for the money. I'm Seth Stevenson, and I'm Tom Standish. The secret history of the future is a joint production of sleet and the economist it's produced by Bart warshaw and Kate Holland editorial help was provided by Gabriel Roth, the senior producer for slate, podcasts, Tice Rafael. The executive producers are Stephen tie for sleep podcasts and an macelroy for the economist especial, thank you to Hudson river community sailing, which lent us a sailboat for this episode HRIS is a place that I've been sailing that for years, there are wonderful nonprofit that teaches math and physics and leadership to New York City public school kids by getting them out on boats. Oh, you know, you could do though. Tom, when we come around, there's not when we come around to pull out a sheet. Well, you when we when when when Jim goes across after across, you're gonna take this off. And the way to do is just pull straight up and it was kind of unwinded so that it okay over here. Yep. Yep. Get here and you might have to yank on that to to this. We'll see how it. Okay. This is going to be. You're going to tell me one to that that rope coat in your hands and pretty obvious, but I'll tell you when you can release the jets all shouted out to you. I'll be real skippering, bark out commands ready about, tell me you're ready crew, ready. Hard Lee that means and pushing the tiller to lead to lured to the side this further than the wind and we were coming about, we are tacking, we're going through the wind, the nose of the boat is going through the winds as we were on a poor tack. We are now going to be on a stubborn tag, released the windward gyp. She Tom. Job hall in the lunar gypsies hauling the, the working, Keith. It's not one on pulling all that. Seating and good sheeting in the gym. Okay. Got needs to go at any further. Good. Okay. And now we are sailing south with the current. We have committed sailing. We, that was the ceiling maneuver. That was the only movie that was attack. Yeah, we came about. Oh, it's a nice breeze again.

John Harrison British government Tom Standish DARPA Reinhold Beringer New York Greenwich United States Atlantic Ocean Paul Allen Comcast Stanford Intel John Harrison Merrill Lynch Europe Hudson river Seth Stevenson John longitude Harrison Nevada
We Took a Loan at 149% Interest! (Hour 3)

The Dave Ramsey Show

40:44 min | 1 year ago

We Took a Loan at 149% Interest! (Hour 3)

"Live from the headquarters of ramsey solutions broadcasting from the dollar car rental studios the dave ramsey show where debt is dumb cash is king in the paid off. Home mortgage has taken the place the b._m._w. As the status symbol of choice i'm dave ramsey your host. Thanks for joining us open phones this hour at triple eight eight two five five five to two five. That's triple eight eight. Two five five two two five eric is with us in charleston south carolina starting this hour off. Hey eric eric. How are you good. How about yourself better than i deserve. What's up <hes>. I just had a question <hes> i'm currently on baby. Step two and me and my fiance ons. They're trying to have a wedding next september so a little over a year out good. I'm <hes> i'm i'm in the military and we sat down. We did a budget and figured out that we can put about fourteen hundred dollars a month towards the debt right now but we're wondering as far as cash flowing the wedding <hes> giving my job i occasionally occasionally gets a supplemental like per diem checks in tax extensions and whatnot. I'm wondering would you go <hes> would you go ahead and basically budget out the wedding into our existing budget or would you just be putting all this surplus money towards the wedding and basically adjusts your wedding costs at that point nod budget the wedding and the surplus money goes at the top of the budget as part of your income as part of your income so it effectively can go in there <hes> or or extra on the debt because you've said it because you've reduced what's going going to the debt because you have some going towards the wedding. What are you thinking of spending on the wedding. I we're trying to keep it as cheap as possible right now. It's looking at like seven thousand dollars trying trying to cut that down as much as we can. <hes> <hes> obviously but the debt as of now is our priority. We just don't know how much we should shift off because we figured we can probably get our credit cards taken care of by <hes> by april of next year and then the car payment will probably get paid off just before the wedding so we did. We didn't want everything towards that. We're just trying to figure figure out how we can cash for the wedding or not. <hes> basically put ourselves into more debt down down the road well. I mean there's two ways to do it. <hes> one is knocked that out and then the fact fact because that's what you're describing in the fact that you don't have any debt you. You just lean one hundred percent of the wedding. I mean if you if you get the car gone apron you get the credit cards gone before that that you're gonna be able to attack this thing and you know you can fund the wedding over the summer right now saying the car wouldn't be paid off until about august of next year. Oh the month before okay all right <hes> well. I would just say seven hundred twelve. That's the other way to do it right. You got twelve months. I don't accept timber and so you got six six hundred bucks. A month is what you need to be doing and that will get you there and that's the wedding because the what's your what do you mike and what does she make. <hes> i make just about fifty three thousand after taxes year and then <hes> she's a dog groomer so it's very variable for her so i i would maybe put on an extra ten a year potentially with her okay. Why why does she not work fulltime <hes> <hes> well she she does the dog grooming full-time and then she tries to pick up babysitting gigs and <hes> helping out <hes> her mom and in her clients with their side businesses well <hes> ten thousand dollars tom job no and she she's just starting out. She's in the training aspect aspect of it right now so without her getting her certification she's working under somebody and that's just what she's at epstein certification to do dog grooming <hes> yeah i mean they they. You have to go to school in order to get <hes> get qualified. Basically they teach you all the different cuts and whatnot but she found somebody when she moved here that said that that she could just moved under her and basically get the same training for free. I i can imagine training. I just didn't know you needed a certification of the training. I mean you need not the dog's hair. I've seen dogs. That air was cut by somebody. That didn't know what they're doing so we don't want that but the dog that didn't work out well sorry about that. She's been pretty good job. I used to do our schnauzer sure when i was when we were brocade in like at all but it was ugly anyway the okay so yeah her incomes not going to be ten two thousand in the coming year or she's going to be doing something else if they're okay so ten thousand is not accurate so the bottom line. Is you know she oughta make twenty twenty five thirty something like that anyway <hes> and so i was trying to gauge out is the seven thousand wedding reasonable and it's very reasonable very reasonable trouble so yeah i i would just start budgeting seven hundred dollars a month towards that and then every dollar you can squeeze out of anything any thing you can do for side hustles to make money her especially especially <hes> we just o that though that at the death oh that at the dad and you'll probably have this done before august as far as the debt goes and then you may be able to you may be able to in in the last thirty to sixty days beef up your wedding budget a little bit and get on up to ten grand or something which is okay. That's all that's all very very reasonable in your situation which branch rancher you serving in. I'm in the air force. Thank you for your service. Thanks for your support. Appreciate you calling in and congratulations on the upcoming wedding very i proud of you open phones at triple eight eight two five five two two five branson's dave i've been listening to you and i just finished one of your books. I'm thankful to find someone that's got got financial wisdom and explains it thank you i appreciate that and <hes> let's see here patrick says. Do you ever get a call or you want to give them some money. I feel like when i'm listening. Sometimes i wanna give the money and it could help them could just cause them to tread water. It could help them. Stay where are they. Are you know the worst thing patrick. God blessed me with when i started the show <hes> twenty six years ago to give them <hes> <hes>. We were still struggling ourselves. We're still trying to grow a business and i guess if i had been wealthy. When i started i might have set some different things in place but if i had given somebody money in the early days sharon wanna kill me when i got home. She's like you wanna anita family son. You're living with one so that would have been in the conversation in the early days so that kind of set the pattern and i think there's probably a lot of wisdom i yes it comes up now because i've got money and <hes> and we do a lot of a lot of giving our family foundation and a a lot of just random acts of kindness and stuff too but we made the decision to never do it on the show because i'm afraid it would change the show and it would turn turn it into i want to call in and be pitiful so dave gives me money and instead of maybe pitiful but they will help me get outta pitiful <hes> and so i it's not the service that on the air that god's called us to provide its not a game show and so but you know we might have done it differently if we hadn't started out without got any money but it's been a blessing. I think to to do it the way we have but yeah it does come up. I'm thinking i'm talking to somebody you know. Five thousand bucks to change their whole dadgum on world right now just talking to them and it really is a little bit tempting sometimes but <hes> now we're not gonna. It's not gonna be tempting to do it because i'm afraid it would change the whole tenor of this and i might help that one person but i might there's there's fifteen million of you listening screw that up by helping that one about changing the tone the tin on the field of spirit of this thing and it turns into. I got a gauge on the air whether somebody's telling the truth or not all that oh no. I don't need to get that. That's that's dangerous ground thin ice yeah admittedly to to your point. It is tempting <hes> because most people that call in it's really believable you believe for are they are. This is the dave ramsey show yeah with all the recent news about online security breaches. It's hard not to worry about where your data goes. That's why it's important for you to protect your privacy by using express v._p._n. Express v._p._n. Secures and makes anonymous your for internet browsing by encrypting your data and hiding your public i._p. Address protecting yourself with express v._p._n. Cost less than seven dollars a month on protect your online activity today and find out how you can get three months free at express v._p._n. Dot com slash ramsey e. x. is p. R. e. s. s. v._p._n. Dot com slash ramsey. Thanks for joining us america. Our question today comes from blinds dot com find out for yourself. Why blinds dot com is the number number one online retailer of custom window. Coverings f- site wide savings happening right now. It's a great place to get window blinds about some from portrait of their got a deal on them. You get an extra five percent off if you use the right place us. Ramsey is the code word blinds dot com slash ramsey. Yvonne and michigan says my husband. I've been married a ear no kids. We have no debt just regular monthly bills. We have thousands of emergency fund just starting to save baby step three and we only make about about thirty five thousand dollars a year but we're able to save about seventy dollars a month. If we stick to our budget it seemed like it will be years before we can make any big purchases like a car or home what our next steps so so we can have more financial stability. You're doing them. I mean so in her bucks a month on thirty five thousand dollars a year is not bad and <hes> you know in ten months that's seven thousand dollars in a pretty good emergency fund in place and then you're going to save up for a better car and then you're gonna save it for down payment on a house the yvonne here's the thing you've started fabulously married. No kids no debt. The only only negative part of your equation sure incomes are low or your income is low one of the two and so <hes> you know i'm going to start working on that career thing and looking at it just kind of give you an example at thirty five thousand the average household income in america day is fifty eight thousand fifty nine thousand right in there and so you know that puts you not half of average but close and so i'm guessing only one of you are working or you both have really entry level jobs one of the two bad jobs and so we need to get your income up. That's the thing and i think you probably will normal course vince young couple gets married their careers blossom takeoff. You get the both get jobs both of your doing and as you if you'll stay a away from the debt keep your emergency fund in place and keep on a budget every raise you get is going to be pure savings because you're used to living on nothing and so every raise you get go straight into. You know that next getting that house are getting that decent car or whatever it is. You're doing so i think as you see your income income shoot up and i'll give you a prediction in three to five years. Your income should at least double at least probably triple so you'd be working on on it with that in mind and thinking how we're gonna get there and then keeping your lifestyle down keeping your expenses down and again that opens up tons of room forgiving thing and for saving very very good start. Jennifer is in sacramento hi jennifer. How are you hi mr ramsey. Thank you for taking my call. Oh sure well <hes> my husband and i have been trying to work your steps. <hes> ever since got engaged we been extremely dissolve intense and <hes> we are now completely debt free. We have our a roth i._r._a. Started and we're trying to look for home good for you. <hes> thank thank you <hes> i am twenty six and my husband is twenty seven and <hes> we've been looking for first time home and we've got about twenty three thousand saved up for home good <hes> but being in sacramento the prices here are crazy and and <hes> and so i'm just wondering what the prices fluctuating the way they are and rent being astronomical <hes> whether whether or not we should try to still get a home or should we try to rent for a while <hes> i am. I'm working two jobs. My husband is working two jobs and and unfortunately part of it is that i am burnt-out and if you slow down on your saving towards a house because you back off of some of those jobs and it takes you another year to buy a house instead of buying it this year. That's okay but i wouldn't. I don't think we can blame the real estate market on that. We're just going to say. I'm too tired to work two jobs for a house. That's okay. The reason we've been able to save so much is actually our home. Situation right. Now on the second job that i have is a caregiver and we're able to live upstairs for free but with doing net. I'm working about thirteen hours a day six days a week <hes> so i. I know that you'd lose that housing. If you change that job exactly actly so then we would be paying rent <hes> rather than being able to save that much. We'd be looking at more of another. Here's how much were you paid for your job. <hes> <hes> for for the caregiving job you have another job on top of thirteen hours a day well. It's it's both so i work as a conditional therapy assistant and that's my eight hour day and then i come home. I work the night shift. Also they have someone else. They're caring for the during the day. I see okay well yeah. If you're tired of doing when you keep your day job and you move out that's okay that's okay. You're just gonna donna slow down how much money you save obviously already figured that out. You know that's that's not the end of the world. The real estate market in california is always volatile and it's always expensive about you can count on his just gonna to change but i'm not hearing anything about the market shooting up shooting down. It's only going up right now but that's okay. Just just you know if you can find something inexpensive to rent you. Wanna get your life back so to speak and slow down your house acquisition and takes an extra year by house. That's okay <hes>. Would you say that would be the smarter plan rather than trying to. Let's say look the idea was we would go in to get a ah a starter home like trying to stay nine to fifty or do something cheap and get started they would be it would be we wouldn't be able to do the fifteen year here. You need to go down until you can get to the fifteen year. You keep going down in price and up down payment until you can get to the fifteen year that that it didn't change in this discussion but get the cheaper. I don't mind you're starting in the cheapest possible. House areas safe you. You gotta decide where you want to live. I'm not gonna live there okay but you know in your situation. What are you willing to do and you know. I'm not ever going to recommend more than a fifteen year fixed. I haven't in thirty years of doing the show and i'm not going to tell you to do something that i think is bad for you in other words because i'm because i want you to win. I want you to do good but i get it. I mean you're you're working like a maniac and if you want to slow down the down payment processing rent for an extra a year more than you thought you were going to because you've had it with the schedule. Hey that's okay. It's not the end of the world. You're outta. Dat you. Have your emergency fund. You got your roth iras going to incorporate. You know it's okay. Breathe a little and you know talk to buy a house right now. It's okay you don't have to run. You don't have to right now kayla's with us in richmond virginia hi kahlo welcome to the dave ramsey show hi. How are you better than i deserve. What's up all right so i'm gonna kinda. Give you a little bit of back story of what happened. A year ago. I was pregnant just had hi my baby. He <hes> was a high risk saving and we had to go in and out of special doctors and stuff like that well. My husband decided to take out a loan for twenty four hundred hundred dollars so we can keep our place. I went ahead and call today to see exactly how much we owe after paying one year three hundred and six dollars one year paying on it and we twenty five hundred dollars still on it. I don't know what to do and i cannot seem to get the debt down <hes>. Is there a local office. Okay well. I mean i would demand to know how the crap that happened. You obviously got in one of these. Rip-off finance company loans thirty percent or something and forty nine percent interest rate. I called them and asked them exactly how much the interest rate is never heard of of that. This is what happens when you look at what happens when you don't look at what you sign up for so i mean go trying and do the right thing. No he wasn't he was stupid. I mean who signs up for two hundred forty nine percent interest that was dumb. You know you have to look at what you're doing. Drive your car in the ditch otherwise so go get a credit card for two thousand bucks this thing off the credit card and that will only be eighteen eighteen percent and then take three jobs. Get on a budget and get this less cleaned up. This is the dave ramsey show. Hey folks cut the cord on long term contracts and save big on your monthly bills by switching your cell phone service to pure talk u._s._a. I'm a huge fan of these guys. Pure talk u._s._a. Has the same great coverage with half the price of other brands and no contracts twitching pure talk is a great way to save money and stay on budget. Try it risk-free today visit pure talk u._s._a. Dot com or call eight four four eight six to thirty six seventy seven enter promo code ramsey and receive fifty percent off your first month month. That's pure talk u._s._a. Dot com promo code ramsey breath in the lobby of ramsey solutions. Shannon is whether it's high shannon. How are you. How are you better than i deserve. Where do you live from moberly overly missouri about thirty miles north of columbia know the area well absolutely cool well well nashville and all the way here to do your debt free all all the way here for this debt free scream. How much have you paid off thirty five thousand seven hundred dollars and how long did that take seventeen months good and your range of income during that time started at thirty five thousand. I'm sorry thirty eight thousand ended up forty five thousand good for you. What do you do for a living. I'm the director actor marketing for foundation repair and basement waterproofing company cool for you and what kind of debt was the thirty six thousand same as everyone else a little bit of everything everything. I had a medical debt student loans car loan personal debt. I had a credit card. <hes> just a little bit of everything just kind kind of hanging out there. You are normal. I was so normal just just truckin loans. Nobody's bothering you. All the money comes in all the money goes out all problem right nothing in here and then something disturbed you seventeen months ago what happened it dead so actually about two years ago this month. I was going through a divorce that was a huge disturbance and i found myself living at home with my parents. So while i was living there i had no bills and i had all the money that i thought i needed but then it went away and i would say my turning point was when i got a call from credit union saying that that you don't pay your car your car payment. We're gonna repo it and that was a huge wakeup. Call for me that was absolutely the bottom for me and and at that time i had a one year old little girl and i decided that's not gonna happen so full gazelle intensity kicked in and i started selling everything so like i said i lived at home and i didn't have any bills so i sold clothes toys diapers furniture things i was even using using that i thought i needed it was gone and it was just no looking back no turning back at that point so huge big things i did so my car yes so my car had been giving me some trouble and fortunately my parents got an extra vehicle so i sold that immediately. The and i drove it all the way through my entire debt free journey. Yes okay <hes> and what are you doing for car now. I bought a car with cash. Oh go. I bought a ford edge nice. Mom rod is everyone calls at work. Yeah i love it is is mom so you need a ride there. We go good for you very cool. How's that feel. I mean you come through this cause one thing about going through a divorce worse especially as young as you are. Is it kind of says you're no good and then you've got to say yes i am. I just bought this car and a paid for it. There's kind of kind. Oh throw your shoulders back away don't you oh my gosh so the feeling i've been thinking about. I knew you're gonna ask this question to meaning to me. The feeling is empowerment. It's more so i put my mind to something and i told myself that i was going to accomplish it. I didn't care what it took so now. It's you know if i did this with my finances. What else can i do. The world is literally at my fingertips on the mixed dog urine gumbel double yeah. I'll tell my boss. He won't be your boss if he doesn't somebody else's steal you good job. Thanks very mary well done so you had to have good cheerleaders at home mom and dad because they're they're hoping that you you bounce back from this thing and and and you turn your whole life and you did <hes> mhm so they had to be going. Yes have other cheerleaders around absolutely i would say not everyone fully understood what i was doing and why but they backed me one hundred entered percent and i read a great book by henry cloud power the other had multiple others and you know sometimes you just need someone to flap reality back into the process is simple but it's not easy to follow and sometimes you just need someone to shake you and say what are you thinking. You said you were going to do this. Do it and that's what i had absolutely accountability. Yes yeah good for you. So what do you tell people the key. What are the main things you did. You sold a car. That's one big thing yes. And what else did you do. What are the keys to getting out of debt. Obviously budget is extremely important portent but to me. It's never allowing yourself to think that you cannot do it. I read a book where we talked a lot about future pacing so i'm you also say you know you become what you think about. In this moment right here is what i thought about the whole time and it's easy to get off track and it's easy to think you know i want this. I want that but what do you want more. And what are you willing to sacrifice so just focusing on this moment right here to be able to share this and hopefully inspire other people's is really what elect me going the whole time. Love it love it will. We're honored to have that. Thank you moment with you. Wow very very very cool. So how old are you twenty nine. And how long were you married. Two years quick quick short married. Yes <hes> by becomes baby with you and baby hold three three years years old and what's her name in rose. Landon rose all right and so <hes> looks like you had some friends or mom and dad or something with the support group is here right and i often tell people i have no problem at all with somebody moving back home in a situation like you're in. I think it was very wise what you did because that's a safety net. That's not a hammock and you're you're obviously not a hammock person safety net person who used that safety net very wisely. You got the car used to the car. You got had helping expenses going down that enabled you with this income to pay off thirty six thousand in just seventeen months. That's very impressive. You weren't out running around spending money on anything you or your game on girl yes. That's what those numbers. Tell me anyway so proud of you. Thank you done very well done excellent. You're a hero. Thank you so. Don't tell me single moms. You can't do it this. This program is able. I'm not talking to a rich lady right now talking too late. He's gonna be rich though absolutely that's the the next step in your journey we're going to give you a copy of chris hogan's book retire inspired and millionaire status is coming next. That's where you're going. You keep going and going you got. Oh you got a bright bright future and so does landon rose very cool now she old enough. She practiced her debt. Free screen believe in screaming at the hallway here. Oh yeah you think she'll join us. Wealthy camera shot yeah so she's three yes. I got to three year olds at our place so that our grandbabies so yeah. It's hit or miss this yeah but i think she's ready atlanta. You're going to do the debt free scream with us ready. Okay there. We go all right good all right. It's shannon and landon and ladies changed her. Life changed the life of her daughter. Thirty six thousand dollars paid off in seventeen months making thirty eight thousand forty. Five thousand counted counted down. Let's hear a debt free scream three two one cute little oh girl oh my gosh. That's how it works. Isn't it interesting the number of people who have that exact same experience and it takes them a decade to recover isn't it. I mean shannon. I mean she's victor. She's not a victim bad stuff tough happen yeah. That stuff happened. Horrible things happen things. You never thought about when you were a little girl playing dress up that you would ever go through that that but you did now what shannon says. I'm going to take control. I'm not gonna let things happen to me. I'm going to happen to things. I'm gonna lean in. I'm going to clean up this mess and take control of my future. This divorced does not define me. It was just a change in direction you see you cannot i have no one can steal your hope. You have to surrender it. No one can take it from. You have to give it up voluntarily. Give it up up. Hold of hope listen to these debt free screams. Watch these debt-free screams on youtube. Listen to the call on chef grab ahold of hope and along with every ounce of energy energy. You've got all you can do this. I know you can. I've watched everyone just like you do it so now. It's your turn. This is the debt free screen green place. It's called the dave ramsey show <music> our scripture of the day some one eighteen eight it is better to take refuge in the lord than to trust and man stephen king said talent is cheaper than table salt what separates the towns challenge individual from the successful was a lot of hard work as true. I used to think that people are you would hear that somebody had this great idea. Man has great idea and they stole my idea like no probably not it probably didn't people come up up to us all the time like this great idea. We need you to sign like a nondisclosure form before we can tell you with great ideas and i'm like no. I don't wanna know what your great ideas. Ideas are everywhere people that can make ideas. Come to life and take them to market. Now that is rare. Ideas aren't rare ideas are everywhere. There's some i mean for god's sake. Some guy figured out how to cut grass with fishing line. I mean really ideas. He is or everywhere someone that can take them to market. Someone it can work and hustle and grind and work and hustle and grind and not be denied and those those are rare. You give me one of those on something. I get that guy that girl on board. Somebody knows how to leave the cave. Kill something and drag it home. Now that is valuable right there but i mean ideas. I mean keep in mind. Grasses cut with fishing line. Ideas are everywhere. They're just everywhere wow think about. I mean jeez. Dimitrius is next in raleigh north carolina. Hi dmitri a shower you. I'm doing well right now. I'm not doing well. You're trying to be optimistic but not lie so let's do it. Let's going on in twenty fifteen about my life and s._u._v. three months in it needed a fifteen hundred dollar repair lower and and that continued on up until this point so so you've had auto repairs on this lemon yeah and so you get rid of it i was trying to stay optimistic and now the cars dead. It needs a new engine which would be the second new engine by the way good gracious. What kind of car is it's a. It's a volvo xc ninety eight so you just get a bad one or is that just a bad brand of car or something not brand. I mean almost like a car but i mean a bad model. We initially thought it was good car too because that's that's all we've heard until we got one okay until now. She's taking her hands off it. She's like you know. This is your problem. You need to figure got how to fix it. Do this gone way downhill right here in yeah. I'm stumped man okay. I'm so what are you. How do you own this piece of crap. <hes> almost seven grand like sixty eight hundred steel and how many miles they got on <hes> like a hundred and kinda comes with the new with the new engine in how many miles and ask about the engine about the car. I mean miles. Sorry got on it one hundred hundred and fifty thousand but you put a brand new engine in how long ago no it wasn't it was brand new. It was used oh you bought a junkyard ancient yeah okay. What did that cost you <hes> <hes> about thirteen hundred dollars okay so you get to do it again right yeah and then you sell it right well well. Do i do it again. Well what you do you see. What is the car worth today. If it was running if the engine you know last <hes> value i got on it from my bank and it was about five grand okay jump on kelley blue book and look at k b b dot com for private sale in pretend like the engine was fine but with the brazilian miles you have on him put in all the information and let's say it comes back five thousand dollars. That's what the car is worth. Okay running running. If the engines were if the engine can put in for thirteen hundred more than take five thousand your mind minus thirteen hundred and say that's the least i could sell the car for salvage and come out otherwise i gotta fix it and sell it fixed and so i'm thinking salvage without the engine fixed that this car is probably probably a two thousand dollar car with the engine that it's probably a five thousand dollar car so it's probably worth thirteen hundred to get it up to five grand. You see what i'm saying yeah because if you could get to four it you're gonna lose three thousand dollars. If you get five thousand for it after you put a thirteen hundred dollars engine in it now you've only we lost a few thousand okay and that gets rid of it. It's all it's difficult sell savage car for much mean with bad engine in it what's wrong with the engine completely blow drop a rod and everything well according to and it it boo when my children were in on a trip on a five hour trip so me and my wife had to go and pick it up on the side of the road so so when we took it to the shop they say it's it's low compression in three cylinders which basically they said <hes> they yeah they. They figured that's a contributing factor was the person that had the engine <hes> did not do. The oil. Maintenance didn't keep up on all maintenance. Yeah maybe so now now. The engine itself is about the engine labor yeah. You got local pressure. I ah i haven't worked. I in turn their engineers. Below compression on three cylinders tells me it's blown. I disagree. I mean i i mean i agree with their thing. I'm not i'm not a mechanic but i think they probably call all that one right so yeah you're you're buying the thirteen hundred dollar engine and you're gonna put it in the stupid car and then you're gonna wave bye-bye as it drops off down the street with this new owner and you're still not gonna get much for it because it's still a worn out car. It's got almost two hundred thousand miles on. It is on his second engine third engine yeah. What do i do with with the negative equity in that. I now have in-vehicle because i'm not going to get that. I mean i'm not gonna get. Nobody's gonna. I'm not going to have to have the money to cover that. Do you have of any cash no okay. Do you have any credit where you go borrow that <hes> well. I have right now now. I was thinking of purchasing another vehicle. Yeah and i got approved for twelve thousand dollar loan wigan vehicle. You don't need another twelve thousand dollar loan. You need a lot less than that. <hes> we need a two thousand dollar loan to cover the negative equity and we need a two thousand dollar loan to buy a car until you get yourself out of debt a get out of debt car not one. You keep very long but we need to get you out of debt. You don't want to go twelve thousand dollars in debt for a thirteen hundred dollar problem. That's over reacting well yeah. I'm kinda. Well i mean when mom does her hands like that and goes its own you and she. She starts doing those hands like that that we all tend to do that so i got you but she's going to be a grown up too and she has she can't because what we want to do is we just want to get pissed off and go buy something anthem and then we look back later and go that's when i made the dumbest decision in my life when i got pinball something and frustrated with the whole stupid thing and you just want to shoot the car with a gun. Call the cops and tell them somebody did that. You know i mean it's just blow it up or something right but you get there. I understand but you can't do that. You just got it. We gotta do we gotta hanley unlike grownup style fix it sell it cover the negative equity get your cheap car gets cheap car. Pay off. Save a move up in car with cash. Okay three step that program. You got it man you can do it. It's just a pain in the butt understand. I get it but one of my things was decided. I was going to drive junk long enough off that. I save so dadgum much money that i never had to drive junk again shot dr junk now because i'm not broke anymore. I was broke. I drove crappiest old cars ours because i didn't want dr crappy car again. She when you're broke you drive a car that you have to give a name like bessie or henry or old blue. That's what you do when broke so you never have to again and those aren't the good old days those old they suck those aren't good old days. You look back on those and go thank god. We don't live like like that anymore. You know those aren't the good old days the good old days include outdoor plumbing okay. We don't want the good old days the good good old days. We didn't have penicillin. We don't want the good old days. I don't want him i want. I don't wanna drive crap ever again. I don't wanna live in a house where things break all the time again. I wanna or have new enough stuff that it's not breaking all the time and the way i get there. Is i live like no one else so that later i can live and give like one else you pay a price to win. The bible says has no discipline seems pleasant at the time but yields a harvest of righteousness. It's no fun to get there but it's worth it because you get there that puts this hour of the dave ramsey show the bucks thanks to james childs producer daniel associate producer and phone screener. I am dave ramsey. We'll be back before you know it. In the meantime remember there's ultimately only one way the financial peace and that's the walk daily with the prince of peace christ jesus <music>. Hey it's kelly associate producer and phone screener for the dave ramsey show. If you would like to be your debt free scream live on the show. Make sure you visit daveramsey dot com slash show in registered the love for you to come to nashville and tell your story make more money doing what what you love check out kristie rights business boutique podcast crissy's inspiring and equipping women to become successful running their own business hand christy right and i help women all over the country take their ideas and passions and hobbies and turn them into profitable businesses. You have an idea in your head or dreaming your heart and if you've ever wondered if you could make money doing it i'm here to help join us on the business boutique podcast where we are equipping women to make money doing what they love hear more from the ramsey network network including christie rights business boutique podcast wherever you listen to podcasts sh hey it's james producer of the dave ramsey show. This episode is over but check. Check the episode notes for links to products and services. You've heard about during this episode. Thanks for listening.

dave ramsey ramsey solutions Shannon nashville eric eric landon rose charleston south carolina mike patrick america p. R. e. s. s. v._p._n chris hogan branson producer penicillin
Don't Rationalize Business Debt! (Hour 2)

The Dave Ramsey Show

40:13 min | 1 year ago

Don't Rationalize Business Debt! (Hour 2)

"It from the headquarters of Ramsey solutions broadcasting from the dollar car rental studio. This is the Dave Ramsey uh-huh issue where America hangs out to have a conversation about your life and your money want Chris Hogan filling in for Dave and I am excited to be with you. I cannot and not wait to talk with you about your money questions or the scenario. That's on your mind. You might want a little bit more clarity. Maybe need some coaching what you might need some encouragement encouragement and a little push to go in the right direction whatever it is we'd love to talk with you. That number to call is eight eight to five five two two five again. That's triple eight eight two five five two two five or if you prefer you can find us on social media at Ramsey show or you can find me at Chris Hogan. Three sixty sixty very excited to be with you. I want to get on the phone lines. We're here to talk. WE'RE GONNA keep it real. I'm GonNa Shoot Your Straight and I'm GonNa tell you the information that you need okay so I'm going to go to the phone lines. I have waned down in Texas Wayne. What's on your mind today buddy. Hey Chris. How are you today. I'm focused than not finished my friend what's going on. It's an honor to talk to you. We'll thank you so my wife. My wife and I are in baby. Step Two and we've got about fifty four thousand dollars in debt left to pay off and incomes about a hundred and fifty five year okay and we're GONNA thirty year note on our house at four and four hundred space for one to five percent and have an opportunity to refinance it down to fifteen down to about two point eight seven five and unfortunately the taxes down here in Texas or you know pretty high so our our our plan right now is to be debt free in seventeen months and and this would delay at about another seven months but the increase of the mortgage would go up by about six hundred dollars trying to figure out if we should wait more if this is a good thing to do. Closing costs are thirty seven hundred dollars so I mean it's not wouldn't take very long to recoup the costs right okay so talk to me about this fifty eighty four thousand remaining. What kind of debt is that four thousand on the credit card fifteen thousand and in our son's freshman in your student loan and one vehicle that's about thirty five thousand the other one stayed off gracious. What years this vehicle the the new one or the the one that we have the note on the other one. You still have the note on its twenty one thousand nine. Tacoma was the payment on this thing five forty nine chuckled. You know where I'm going with this. WHO's driving this. WHO's driving this guy this guy. I can't even blame your wife. It's you you hold on. Hold on a minute okay right now. You're driving your future around right Achy. Okay so if we're going to get real and we're gonNA talk about this bottom line. Is We gotTA figure out. What's the structure and the timeframe. So if you're telling me the largest debt you have is something you're driving around. That's twenty nineteen. I'M GONNA go to Kelley Blue Book. Find out the resell on this thing and I'm gonNA SLAP A for sale sign on on the SOFA. Make someone's hit spin okay yeah and I don't care if you've got to find a Gremlin and I'm not talking about the little animal at car from back in the seventies and eighties. Get something and drive it. That's paid for that. You can get around and now you can start to move five hundred forty nine dollars toward that credit card because remember what the debt snowball we attack smallest the biggest and go from there okay I. I love the idea of refinancing I love. The idea of you guys be able to drop the rate from thirty two or fifteen. You're just not not in that position just yet okay. That's six hundred dollars. That's that's GonNa be going into payment. If you think about it you get this vehicle sold and you attack your debt. You're essentially going. GonNa be moving what you were paying in the car payment to now this new mortgage on a fifteen year. Okay Gotcha then so that's what I would do. I love that your mindset is there but but I feel like you're doing level six things right now. We need to get back to level two and this vehicle is something that needs to get out of your life. Okay we got a lot of people that we're doing that right now out there and we get caught up in it because we think a car payment is normal. We just get used to it. We get numb to it. I knew I fell into that trap years ago. Oh but the mindset when you learn how to count you start to see this. You realize hold on just a minute. There's something I can do a little bit different and I'm not beating anybody up. I just I just want to be real about it and acknowledge. I don't want to continue the trend and a lot of people have told me Chris. We're just GONNA go car Lookin' this weekend. I got not not no. You're not you're going to go look but you're gonNA bring home a payment unless you have your mind right you. GotTa have some goals and you've got to be aware of what it is. You're doing what you're not going to do so Wayne. Yes refinancing is a good thing but right now. You need to take some other steps. Get this thing cleaned up and then you can look at move into a fifteen year. Thank you for your call my friend all right back on the phone. I've got Karl on the line from Florida Carl. How are you and by focusing not finish. What's on your mind. Hey so I'm about thirteen thousand dollars in debt on a car about seventeen thousand dollars a you and I mean I know it's obvious answer the last guy but is it worth selling it minor riskier car. It'll probably break down every now and that real well. I can tell you tell me this Are you working full time or part time right now. I'm working fulltime okay but it's just some weeks. They just don't schedule me like once a week. Okay wants a month and the car. How much is the payment on this vehicle the ball to fifty months okay as you can imagine. That's a big chunk of your bring home. Pay Isn't it is their insurance is to you fifty. Oh yeah and I can tell you. I have tried to rationalize some stuff to Karl where you say you know. What if I've got a car and it's better it might not break down and I'm Tony. I'm here to break your heart. You know I know people that have cars that are a few years old. That's still will break down and so it's a matter of getting something reliable. That's paid for and you know not to mention just taking that step but for you. What industry do you work in right now so? I'm an EMT T. okay at at seventeen thousand a year. Yes Sir Okay and you've been trained as an EMT. Is there okay Carlos Tom Job Yeah Yeah. No I mean with your skill set and what's out there. Nobody I'm telling you you you. I need you to reach out to some friends and contacts and really start to find out what else is available out there. I don't want you to stop doing what you're doing right now now but we gotta find something that's going to pay you commiserate with your experience and your skill set you can make more and especially you know in. Florida that matter where you are. You're you can do that. I like the idea of going to Kelley blue. Book looking to get this car sold. and I want you to save up to be able to buy car out for cash and I don't carpets eight hundred thousand dollar car but it's going to take this is two hundred fifty dollars down. That's not going to be leaving you each and every month. It's going to give you an opportunity to have some breathing room and so this is a step. Take and you have to remember anything. That's worthwhile will require some level of sacrifice but what we have to push against our normal way of thinking. It's so easy to rationalize well. It's going to be okay or I can just well. You know I'll tougher through no no. I want you to make moves that set you up. I want you to make two year decisions decisions. I want you to make a decision today that in two years you look back on and you're glad that you made that decision. All it changes the game people and we got to think differently this. This is the Dave Ramsey show business leaders. If you're not using linked in jobs you are missing out our Ramsey solutions. Russians company page on linked in has over one hundred thousand followers that our team communicates our current openings to we also post our jobs on linked in Dan because we know the best candidates already have jobs and linked in makes it easy bye-bye doing the legwork for you get fifty dollars off your first job post at linked in dot com slash. Ramsey terms and conditions apply. You are listening to the Dave Ramsey show. I'm Chris Hogan filling in for Dave today for this hour and excited to be with you just had an opportunity ability to meet some outstanding folks out in our lobby got people in town from Texas and Colorado from all over and listen to me. If you are in Tennessee genesee I want you to come by and visit our new office. it is outstanding very very proud and the team is proud. we've got some amazing things for you to walk. Walk around and begin to see more about the story of the company and and what we're about so we would love to have you come in We've got Baker Street over there. That Melissa Wilson runs We've got cookies and coffee all kinds of stuff in their stuff good stuff to do so would love you to come by and visit us. If you are in the area. I got a I talked with you guys until you call us if you have questions and also tell you that you should reach out to us via social media now if you're GONNA call us that number number to call is eight eight eight eight two five five two two five again. That's triple eight eight two five five two two five. You'll know that number you've been listening to it in here in years stored in your phone so you can call us but also we told you via social media and so. I got a social media question and this is from Brad from facebook book and he asks as my wife and I go through the baby steps when we get to the save for college part since our kids have already finished college should should we help them pay off their student loans as part of baby step number five okay. Brad hear me no no you should not and here's the deal. I want you to get focused on baby. Step four or if your kids are already out of college. I want you to move in Fort Four to baby step six. This is where you pay extra on the home so remember if you're brand new out there the baby steps are the foundational piece of what it is that we teach each through financial peace university but it's walking people through the process of how to win with money. How do you get out of debt. How do you begin to save. And how do you invest this is. That's how you go about it so the extra money no you would pay toward the home you now have young adults that have graduated they need to work their debt snowball and you need to budget and Brad the real reality behind that of you getting focused as I don't want you to become a burden to your kids when I did my first book retire inspired the top two pieces of of research that we found people had two main fears fear number one was fear of running out of money which we can imagine fear number two was fear of becoming a burden to friends and family family and if you don't have enough put away in your retirement. That's exactly what can end up happening. Your Care Falls to friends and family so I won't shoe brand got to stay focused on taking care of yourself and you can help your young people that have graduated learned to budget all right. I'm going back to the phones. I've got Chad on the line in Arkansas Chat. How are you? I'm Wonderful Creek doing oh. I'm focused and not finish. What's on your mind today. Well it's interesting question. I am coordinating for the first time ever a class here at our church and I had a student asked me world week to which is the the death no oh Bob Okay and he owns his own business and he doesn't have any personal debt so they're probably in four and five now he asked where does his business debt fit into this the whole process and I don't know all numbers exactly could be a car and business could be equipment. That's really the question asking okay well first and foremost Chad let me tell you thank you for taking the time and being willing to coordinate financial peace university it's because of people like you that you begin to help shape and and help people in your community so I'm proud of you so thank you for doing that and as far as his question as you guys are talking about debt in the business. We have to remember most of the time when you're dealing with that in a business. There is some type of personal guarantee Parenti on it. What that means is that. It's not just the business that's indebted issue as the individual okay so keeping in mind if it is a vehicle that's the name of the business we all know who signed to guarantee that it's him so in that mindset what I would do is as you look at it and again. I don't know the the type of business and what he has but you got a couple of options. You're either paying on that debt inside of Your Business Budget or you're taking care of that data if it's personal guaranteed and his own own budget all right so that that mindset we're still treating at the same because it if it's a business and it has debt chat. I'm telling you right now. It's guaranteed in some way all right and so people either put up collateral equity in their home or it's a signature loan where you're personally guarantee in it with your signature so and I need to talk about this for a minute because people often times try to rationalize business debt Chris Lawrence. Damn about start a business. I gotTA take out the Small Business Sloane. No you do not K- know you do not what you need to do is start small and slow you see it's. Crock pot time right well too often times who try to microwave stuff right. I talked to somebody that took out a two hundred thousand dollar loan to start a lawn care business. Okay along care business. Does he needed a lot more weed eater okay. That's exactly what he needed could've got one of those at goodwill borrowed one from friend and been in business that we can but instead he bought a a truck he bought a trailer. He bought his ride behind Lan more. I mean this thing I I'd never seen anything like it. It was nicer than some cars that I've seen and what it did. Was this business business. Idea became the rationalization to go into a bunch of debt as you don't WanNa do that. We gotta think different right. All the way to get different is to be different and think indifferent. You all have heard Dave till you for years. The definition of insanity is to keep doing the same thing over and over and expecting a different result. We're not gonNA fall for that anymore. Okay I'm on a roll so I'm GONNA. Take my other twitter. Question is from Tammy. Tammy says I just saved up my baby step number one. Where do I save it. Is it cash in a safe breath a savings account. I'm worried if I have an a savings account. I'll spend it. I'm worried if I have it in cash. I'll lose it. Okay Tammy listen to me. I hear you and I understand what you're feeling. But here's the thing an emergency fund. We have to decide what that is the goal of Emergency Fund. It's not a slush fund if something goes on sale fun. This is an emergency fund that means if life happens you need money without reaching for dead anymore so so when you decide that and you see differently you can start to frame it up. I would say putting it in a savings account. You said you're worried about if you have it in their. You'll spend it. We just just talked about that right. Okay if you're not gonNA have that disciplined. You're going to spend it any way and you're going to keep using debt and you're not. GonNa get to where you WANNA go so you have to think differently to be different. You can put it in a savings account and you can do this. You can unattached your savings account to your debit card which means you can't access the funds from your savings account through your debit car. You actually have to go into the bank. Wait in line and fill out that form in order to get money there you see and I think to be honest Tammy. That's a smart move move because it adds another layer in another step that you have to take that most of the times it gives you a chance to get clear and too often we can all get one is us. You see something and you really want. It and we need to slow down and think okay. Is this something I really need like. How am I going to feel two weeks after I buy it. Some of Y'all have been in the mall running around with a Shopper Rama and you bought stuff and if I gave you a piece of paper to write down what you bought two months ago. You couldn't tell me you have no idea but in the moment and you lost your mind and see that's where we have to wake up and so you know what I'm not GonNa do that anymore. I'm going to go in with a set dollar amount. I'm going to spend that amount in cash and and I'M GONNA walk out with something that I want and it's okay to have things that you want but we definitely need to take care of needs and so you never wanna get confused so Tammy. Take my advice use USA savings account. Don't leave it around in cash. Use the savings account detach your debit card from that savings account and that's that money that that emergency fund will be there and if you need to get to it you can transfer it online from your savings account to your checking or go into the bank. That's what I would do and so that gives you comfort to know. I'M NOT GONNA lose it. The bank has ensured. My money is okay and allows you to move forward with confidence. That's exactly the step I would take and it just gives me. This thought. What if we were to do that we know ourselves better than anyone else so. Let's set ourselves up for success. Let's start to do some things some of you struggle as you go to them all or maybe it's eating out at restaurants. Let's cut that stop that. Let's say you'RE GONNA eat out once a week instead of five times a week right. Let's say you're not going to go to the Mall A. C. You're I'm just GonNa just kind of do something else with your time. See those small steps can lead to progress and that's what we're chasing. This is the Dave Ramsey show uh-huh taste. Hey guys at the Dave Ramsey show. We really value. Oh you your input. It helps us to know what's important to you so we can deliver relevant content to help you. Crush your money goals. We just launched a brand new survey survey and we'd love your feedback. It only takes a few minutes and you'll be entered to win a one hundred dollars. Amazon Gift Card. No purchase necessary take the survey at Daveramsey DOT com slash survey or text survey to thirty three seven hundred eighty nine. You are listening to the Dave Ramsey show. I'm Chris Hogan Ramsey personality filling in for this hour and we have had some fantastic calls and some great social media questions as well so I want you to give us a call if you've got a question that number to call is eight eight at eight eight two five five two two five again. That's triple eight eight to five five to five. I'd love to talk with you and if you prefer you can look up on social social at Ramsey show or Chris Hogan. Three sixty would love to talk with you through social media. That's instagram twitter. All the things would love to talk to you from there there as well all right. I'm getting back to the phone Got Herald Down in Kentucky Herald. How are you amazing are you. Oh good boy. You make me sound like Michael Jackson. You you gotta deep voice. I don't get yeah. I'm like the movie dazed and confused. How can I help to go talk to me. One years old okay retirement alright I one hundred ten thousand dollar mortgage and we have a hundred and seventy thousand traditional aric okay I work another job. I'm retired. I work another job primarily to help out with my insurance which is nine hundred and seventy dollars a month. Okay my yearly income with my wife is about sixty five thousand all right. We have two grandchildren to spend with twelve years. They're sixteen and thirteen. Were my question is should I cash yes yup. My are not necessarily cash Myra but take my IRA and pay off my home. I was contemplating taking social security in February very well. Turn Sixty two and I can still work and make seventeen thousand a year right. I I just don't know which way to go with the Insurance Manso Manso high whether I should warn drama associated with my health is not the greatest okay but I want to get that started possible alright Harold d how much do you all have saved for retirement is it all in that hundred and seventy thousand in the IRA or do you have other funds where ten thousand dollar savings okay okay all right and you owe one ten on the house. How much is it worth one seventy out somewhere corral okay and you said your health is not the greatest how my wife's better okay fine yelling were same age same age okay our Herald. Just call me Chris You can't stop it. I understand here and what what has caused you to start thinking about all this well. I've been listening for off and on the year to over the last month and a half. I started listening. There's more and more and that seemed like everything that we've done to spend wrong over the years you know we're pretty conservative actually too big financial hits in our lives and and changed our lives both times but we made it through and with the grandchildren now and different things but as we paid off college for months on got him out of the way so but were those big hits well again. I've got my grandchildren so that ought to give you an indicator Yup and then my son my paid his college okay that was that was pretty big. It you takes sixty thousand meribel. Yet is a big hit and I I. I like you guys have any other debt outside of the home at okay north vehicles or after feeders. Okay always have a problem with that all right and I i. I'm GonNa Tell. You Herald it looking at this. I love the idea of paying off the house. I don't like the idea of pulling out money from your future in order to do it and I say that because if push came to shove if we're just going to be a be real and I'm going to I'm a fellow Kentuckian as well if push came to shove and you had it to sell that house you can sell that House and have about seventy or eighty thousand inequity now. I'm not saying you want to. I'm saying if you had to you all right and so now I I would say pulling money out of that. IRA that's good. This is an all in moment on just the home and I don't like I I. I don't like that thirty three years. That's right yeah. No I understand and I'm glad to know that this is the how plan to stay in but I don't like the all in moment of pulling money out of the IRA now in look at this and I I do want you to do this. Though I do want you to get connected with a smartvestor pro because you mentioned something that is is very vital and important to think about the whole aspect of social security see that the timing of that the you know the longer you wait the more you're gonNa Make Jake but it also limits you and how much you can make when you start taking social security so this may be something that you want to hold off on for for another two three four years as you guys get more serious and saving for the future and attack in the home so this is about timing and you're right. You've had some big hits hits. You took care of your son's college and you got your grandkids now. You're taking care of family and guess what Herald the passes in the past now. You're here right now. So what's the next step so so I do want you to get connected to a smartvestor pro. You can go to Daveramsey DOT COM and click on that and find a smartvestor. I want you to go in and sit down and I want you all to develop a plan for the next five ten years of your life and it's amazing when we start to see these in lines on these goals we don't mind making more sacrifices and what I found is as we actually start running a little bit faster because we have clear goals and we've got a clear plan. Those things will keep you focused herald. Thank you very much for your call my friend. It's good to talk with you next. I'll get Stephanie in Virginia Stephanie. How are you doing. I'm doing pretty well. How can I help you. Yes about five years ago. Mine husbands are just the house. We have two mortgages on it and one is actually going to be booming in two years. That's the way they made having set it up. 'cause he's commission based but the House is actually less than in what we owe and our payment is about twenty seven percents. I know it's over what Game Ranji says of our income. I don't know what we should do. We try try to be financed like three years ago and got declined. That's how we found out the house. Okay so when you tried to refinance. Did you get declined because of the value of the home are because of your financial situation but value of the home we needed a total of one forty at the time at one forty four and at the time. The House only appraised at like one twenty seven okay so tell me about these two mortgages. How much is the first mortgage on this course mortgages one eight hundred eight thousand six hundred five maybe sense. I just said that right. Okay Okay and the second one about nineteen okay all right and so you've got an appraisal three years ago going onto years yeah okay. Is this your waltz primary residence. Yes okay and this is the only property you own okay and what's your household income. I was getting theater. You guys have asked me before like after taxes and everything that's fine so it varies like I said my husband's commissioned. Shen warranty one paycheck he can have a great one usually bills. What did he make last job when it comes to when we did our taxes they were like seventy. Okay all right and are you working outside of the home I am not. I'm a stay at home onto two wonderful kids okay so looking looking at this and you guys are living there. You plan to keep living there for now. Yeah I mean this isn't like forever. Han We all kind of growing out of it but rich for now yes hermit square footage ISN I WANNA say a thousand crazy yeah about thousand we and old like I said we're growing out of it. We have to kids kids are little. They're little kids yeah. This is the same we move out. It's GonNa be it's GONNA be years down the road where we want because we WANNA purchase way and bill but again that's one out of debt down the road outside of this mortgage what other debt that you all have we have a credit card debt and on student loans but the student them forbearance so it's mostly just credit card debt that that I'm paying on right now. Okay all right well. I'm GonNa say this Stephanie. You know from where you all are right now. Not being able to refinance means. You'RE GONNA have to stay focus and pay this. Thank Down Right. You're going to have to buckle down. Sit still and pay down the appraisal from three years ago the home I was going to increase but you guys barbed on this you you stole from your opportunity to be able to forward so now. We got to clean up the mess. Got Sit still get focused and more in tune with what you're doing. This is the Dave Ramsey show you are listening to the Dave Ramsey show. I'm Chris Hogan filling in for Dave and we've had some fantastic calls listen. We want to hear from you if you've got money questions on your mind that you've been wondering about you go. Oh you know what I WANNA know. I want you to call us. The number to call is eight eight eight eight two five five two two five again. That's triple eight eight two five five two two five. We'd love to hear from you and if you prefer to find us on social at Ramsey show or at Chris Hogan three sixty. You can send us your questions that way as well all right. I gotta get back to the phones. I've got Chris here on the line Chris. How are you. I'm doing well. How are you oh I'm focusing not finished my friend. How can I help you today. yes my wife and I've been having some financial trouble and I went out and about total money makeover. I read the entire book yesterday and I was trying to set up a plan for the baby steps and I he talks about the different kinds of insurance that you need to have your sir but some of them can kinda pricey in so. I was wondering if I if I need to get all of those may have but have to sacrifice my disposable income back in hack off my bet. Okay okay so and look at that number one. I'm proud of you that you went out and you got the book and you read it. what caused that to happen well so the financial troubles in a marriage led to like a bunch of other troubles and you know. I you know I've been in charge of the budget and it's been my. I fault okay so I'm going to go out. There and I'm GonNa fix it the best way. I know how okay all right. How long have you been married. I've made four years okay all right and so there's a couple of things. I'm glad that you read the book. That's absolutely fantastic. Has Your wife read it yet. No her and the kids are visiting with family. I bought the book and we were going to talk about it. When we get back art of allergy tell her about it. No no no and I like that because let's see you said something you handle the budget prior and when it didn't go well you got all the blame okay and so the problem is. Yo- you all had a Pronoun L. Problem. You you were doing I and me and I want you all to speak French. I wanted to do we we do the budget right and then we get it right and are we regroup zero maintenance the different mindset as you're working together. It's a team so love that so when she gets back I want you to tell her the stories. Let her read. Did you guys have a conversation but I'm gonNA tell you this. There are insurance as you need to have sooner and some are okay for later Chris. How many kids do you all. Have we have two kids okay and do you both work outside of the home. No my wife doesn't work currently and I'm in school but will slow down. They're Chris. Is She. A stay at home mom yes right now okay so she works in the home yes yeah. You said she doesn't work. I'm trying to help you otherwise you're going to be at my front. Porch with a backpack won't stay with me. Okay behave. Don't get in trouble now. She works in the home. You work outside inside the home. and I'm saying that because life insurance term life insurance is absolutely imperative. That's the thing I want you to put in place a sap because life insurance words is how you say. I love you to your family because if something happens to her my friend you'RE GONNA have to change the way you work because of the kids and if something happens to you she's going to have have to change so that life insurance is imperative. You WanNa get ten to twelve times your annual income and so your household income is how much right now how about fifty thousand okay so you're going to be looking at around six hundred thousand in term life insurance okay and so you can go to Zander I N S and get a quote on that. You WanNa get that in place immediately now. There are some other things in there that we talk about that you can get in place and you'll see those in the book talking about long-term term disability and things of that nature and you can work through but tell me this the term is first and foremost what debts do you guys have besides her home. We have about sixty thousand dollars. Get what sixty credit cards cars yes we have to new car loans too high credit cards and alone. We got out person floating for our okay. Tell me about the cars. How what how how much is the loan for both the cars we have one that we have about ninety four hundred left on it and we have another one that's about fifty seven hundred okay all right and then the credit cards credit cards together about twenty one thousand company cards does that mean is at three four twelve cue cards? Okay so you guys have been using the credit card. Supplement your lifestyle. Yes yeah yeah I know okay and so as you wiped gets back and you. GotTa start talking about this looking at it. It's really important to identify the problem right as you start to move toward the solution but I'm GonNa tell you Chris. The big thing is looking at this and realize what have we gotten. What has doing it our way gotten for us. Where where are we are. We do we like this. We like this feeling and when you look at it and you go. I don't like this. This isn't working. That's when you decide to make a change range and I love that you dug in and read the book. I mean that fast that tells me you're very motivated. Now want to come back and get your wife excited. Let her read that as well and you guys start to develop a plan together but in looking at this that term life insurance from an insurance standpoint that needs to be in place a sap and so it's going to take AAC four to six weeks for that policy to be what's called full in effect and just in reality they'll come and get fluids and you'll submit some paperwork and it'll take some time but in four to six weeks you'll have that in place and so it's very very important and they if you're watching on the youtube channel but up a graphic of one of Dave's articles talking about life insurance and I can tell you as a financial coach I have run into people that did not have life insurance in place and I'm GonNa tell you something when they have a situation inside their home or they have a loss now. You've got all live that financial strain all of that financial stress on top of the emotional strain and stress of loss of a loved one and I'm going to tell you. It's a com pounding situation that doesn't have to happen and a lot of people out. There are reluctant to get life insurance in place because it's Chris. I don't WanNa do it because then something happen really okay. What if something happens. Don't have it in place now. Pick about what your family is going to have to do and I bumped into people. I'm telling you all that have had to sell homes. talked to widows news and widowers that have had to take on two and three jobs trying to make ends meet and they could have just simply gotten term life insurance place so hear me and I had to pause for a minute because some of the stories that I remember sitting across some people from brought tears to my eyes a Muhart it did and you always think hindsight's twenty twenty while in reality and that type of situation. You don't have an opportunity to go change anything. What's done is done don so hear me if you're listening and you don't have term life insurance in place. Get moving care enough about your family to get it in place and even if you have a stay at home parent that person needs to have term life insurance coverage as well because God forbid if something happens to them you've got to change the the way that you work so again that mindset and you go to my website. Chris Hogan three sixty DOT COM. I've got several articles on. They're talking about life insurance and it's really really elite important is a glaring hole that I see as I travel around and I talk with people and so you have an opportunity to fix it by simply getting that quote right all right okay. Let's see if we can grab one more call here. I got Dennis on the line and Kentucky dentist. How are you. I'm hanging in there Chris. How about you. Oh I'm focused and not finish my a friend. What's on your mind all right. Well just drove the wheels off of my thousand dollar car. PA lasted me a good couple of years. I love that car. I WANNA find another. I don't like it but I don't think I'm GonNa find another one just like that in town. Okay my luck with these thousand dollar. Cars is not so great. I have seven thousand dollars in the bank. That's not including my emergency fund all right. I have thirty eight thousand dollars left to pay off. I would love to throw it all at that debt but I have my eyes on a twenty. Fourteen car are here in town. That's got a hundred and eighty thousand miles on it but I've had a mechanic. Come take a look at it. It's a five thousand dollar car. He says it's solid it should last you. Hey you know four or five years at very least with very little maintenance. what would you do okay well. I'm GonNa tell you what I do. I got thirty thousand dollars in debt. I'M GONNA go get another thousand dollar car and I'm on a write some checks toward the death and be ready to roll listen Danish. You've been here you've done on this. Stay focused my friend. Stay focused. You're not finished. I WanNa thank all the callers for taking the time to call in. Thank you very much. I WanNa thanks James Childs producer for making again. This show happen L. We'll take all of you for listening. This has been the Dave Ramsey show and this is james childs producer of the Dave Ramsey show once again you made the Dave Ramsey the show one of the top five most downloaded podcast last year to get your daily dose of motivation and inspiration subscribed today. Have you got questions about retirement investing becoming an everyday millionaire go bigger and broader with my man Chris Hogan on the Chris Hogan show. I am excited to be able to talk to you all weekend and week out. We're going to focus on your calls and it's going to focus on building wealth investing and how to become an everyday day millionaire subscribe to the Chris Hogan. Show wherever you listen to podcasts. Hey It's james producer of the Dave Ramsey show. This episode is over but check the episode notes for links to products and services. You've heard about during this episode. Thanks for listening.

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Blazers/Rockets recap, Tom Brady, Cowboys, Antoine Walker joins

First Things First

44:19 min | 6 months ago

Blazers/Rockets recap, Tom Brady, Cowboys, Antoine Walker joins

"Hey first things first listeners. Before we start the show, I wanted to tell you about a brand new sports, APP and website foxsports dot Com reimagined for the modern sports fan. Go ahead, download the new APP right now you don't even have to pause this episode every day on the new APP and website you'll see the top stories in sports plus a rich world of written content video social media analytics you a three, hundred, sixty degree view of. The most important stories of the day streaming live TV has never been so easy or elegant. Every foxsports came including all pre game and post game shows as well as the televised version of this show just a click away for the extra invested fan. We also go deep with real time wagering lines, trending profits, win probability, and he player projection. So download the new Fox sports, APP or visit www dot foxsports dot com. Now let's start the show. And Good morning everyone. Welcome to first things. First General Nick Rice Kevin Hard Antoine Walker Kevin. Kevin. Gus Great. Looks last night Kevin. Peace Miss Never saw a hurricane that. Everyone's okay. KNOCKED OUT POWER I lost my Internet. So I'm all kinds of crazy this morning but luckily, not left with the Games ended last night we got a great show for you coming up today. Are we worried about the clippers after what happened last night? We worried about the bucks after what happened yesterday am I worried about too many things rapidly and? I talk a little. Grady Patrick Mahomes. Maybe Kevin, Harlan Join US Uno's obviously started this morning. Real Tab Kevin wilds as without slip would be suddenly red hub blazers taken on the Red Hot Houston Rockets last night who would be hotter Have, a formality, Anthony Mellow former rocket current Blazer fifteen points, eleven, rebounds, lasers get the win. Now, just a game and half back of the Grizzlies for the eight seed in the West. After the Game Dame Lillard was asked about permenantly Anthony Success with the team take a listen. I mean he's a hall of Famer. Is More disappointing that people are surprised by we. I mean, he's a he's a hall of Famer like I said He's a great teammate and That's a we expect from them. You know we put him in those positions because we expect them to make shots we believe he's going to make those shots. and. We brought him here because he knew he would make a difference for our team and he's been doing that. So no surprises here we expect that from him and you know I'm glad that he's here to come through force in in those situations. Nicholson, you clearly the blazers aren't surprised by what mellow can do and has done. Are you surprised by melrose resurgence the season? Nick. I'm surprised he got this opportunity when it looked like the league had given up on him. A prized, he's making the most of it. Listen I picked the rockets on this show yesterday I've been very. Bearish on the Blazers Chances. I bet on the rockets last night I had every reason to four win Carmelo hit that dagger three to be devastated and you know what I found myself doing I was watching it a ruling hirose fist pump. Yep Absolutely. Kevin wilds. You know why? Because Carmelo Anthony deserves his damn flowers from everyone in the media at large that like because he had a bad playoff series against. The thunder and he was a terrible fit in Houston that he no longer could be a viable NBA player as long as he accepted and understood his role, the blazers would be oh in three in this restart and dead in the water without Syracuse Great Carmelo Anthony he hit two four threes to force overtime in their first game and in this game, it wasn't. Just, this three on the defensive end, he got a huge block and a steel in the final three minutes as the blazers were trying to hold onto their lead. This is a ten time. All Star a six time all MBA scoring champion most decorated men's basketball. Olympian ever and the greatest one in done college player ever and folks just just throw them out does act. became a punch line for some. He didn't fit in Houston that didn't mean he was dead in the water and so I'm happy for he deserves it. He's an all timer and Antoine. It was really really good. It's been really really good Antoine to see him have this week to start the bubble. Yeah that's it goes back to the beginning there you alluded. So a couple of days nick one obviously Houston situation I think was not his fault, I. think that was Houston being impatient. You can't judge a guy off fifteen gag associated guy of his stature I think obviously leaving New York and slow Tommy spent and okay. See I thought he was gonNA. Okay. See I thought he was calling a play a little bit to be minutes it. Okay. See but I thought he was good there. I'm so happy for mellow because he. himself. This guy we get on to a good start Mike flooded pandemic, and then he came back. Himself his body on to get done he's planning a small positions. They have legitimate big them to protect them defensively. So now he look at that. One Knox mellows they could play defense he's making plays now because he got legitimate big man, that's the welcome amount. So I think. But you gotta remember he's a scorn nick. What they can do is put the ball in the basket. So cla people to take the he came. To about it's crazy to me explain the how swampy. Smell for and that's one of the basketball and reporting they giving opportunity to. Thirty minutes with those guys. You think you'll get these type of on opportunities Esley, but they figured out a way to put it into the offense. He's playing great and I'm so happy for because it's very seldom that you get guys like, mellow? They get to finish their career the wedding once and I give them a lot of credit easy getting. He's done the work as especially when his buying. And Wild. Wild. Saw The respect from the quotes from the opposition last night great players and NBA players don't like when folks in the media. This is why This. Why would Matt Barnes came after me about Andrew Wiggins because even a guy of Andrew wiggins stature when a media guy says, he's no good guys that actually play get upset. So when you the collective media wild say mellows finished he's. He's done. He's a punch line. I think other guys even guys that aren't his teammates Russell Westbrook said about him are happy. He's having this level of success Kevin. Yes. So I did a project with mellow. This summer's called Houdini season I worked for a soccer company. and Said Hey we need some stars in Baltimore behind the scenes stuff we had a meeting with Melo is I was like Mel, like what are your ideas check? I got an idea called hoodie season. Oh I'm into that. What is it? He's like, who'd he? You know hoodie mellow that we're showing the video. It's like Hoodie seasons mentality when you're getting locked in because he didn't have a team, he was just totally locked in and trying to get ready and what we're seeing now is a result from the viral sensation of couldn't season now I know people are going to be like no wild. It's like there was so much hate form. That was an every other part of the country except New York. If we can show the video, this was Dwayne final game, and when mellow got the ball here and fake the shot watch everybody. Wall New York loves Carmelo we're happy that he's doing well, and we can throw up their dusty. Doing fantastic and the bubble and gentle thirty one second but I just want to talk about what? Antoine said we talk about finishing his career look I think the blazers get into the playoffs. We'll see how they do against the Knicks. Lakers nick being very nice to Carmelo. We don't want you know. He's not so nice. Able team. But I also think he eventually comes back to new. York, that's going to be the way he finishes his career. So this is not done yet. He's still got another year in at least. Sorry Johnny, Goad. When it Antoine a lot of it is also he's accepted his role. We doesn't have to be the star of the team, and now that he knows who he is and I think in Houston there was a lot of that pressure where was he going to go out there? What was his role? Was He coming off the bench now you can go out there and he's got good teammates around him. He's got good weapons around him that he can sort of be in play his name and I think that's where he's thriving isn't that a bit as well Oh without question. It's unfortunate that he had wait as long as he did to get picked up what you know good things come to goes away for under was in desperate need of another slower They haven't China injuries and he got put into the right situation. That was the biggest problem when Nellie said now nobody knew where he could go and will he'd be willing to accept the world I think his press conference in. Okay. See when they actually going to start come off the bench not get help him out a lot. With other teams because change like he wanted to be in the position either now and a lot of teams was not willing to give him that opportunity but injuries and taking advantage of opportunity opportunities Portland where they needed help he's flourished and you gotta get metal a lot of credit. Dedicated himself I gotta go back to be able to dedicate itself in this over the last couple of months to get his by even better shape and you shows he's playing several minutes. You don't look at a guy like and play thirty, five, thirty, eight minutes but he's capable of doing and he's doing very well and making shots late that's what you know. Guys got their legs then great shape. Were they able to make shots late and that's what they medals does. You gotta get metal all on creditors. Right now. and. I WANT WANNA, kick it back to you because I have a question for you about the similarities between what's going on with mellow and what happened with you because if people remember you know Antoine. Walker most prominently, I. Think you say to a fan think of Antoine. Walker. They think of you and the number eight Celtics. Jersey. Doing the Shimmy after shooting a three like that's that's twenty points a game guy. But then when Boston moved on from you after Danny Ainge June one of the many players we don't have the game to that I Think, they're non I. There wasn't a narrative that Okay Antoine Walker done like Antoine Walker to bounce around the league. Bit News. Done. And you get to Miami and when you guys win the title use started every single playoff game for them that year if I'm remembering correctly, do you see some similarities between what's mellows going through and where he's at now and you in Miami after you've been in Dallas and after he'd left Boston Yeah. Of course because there was our organization that. Had A lot of with. was there twice and then the opportunity came to be a free agent and we have some young pizzas. To we sign and they chose to go on different direction. So as you start to get confused but luckily I got. To do something I never did in my career and that's join a championship team and I just took bengals opportunity packed while he's particularly on When he when he knew the role, he wanted me to play and I was looking to accept that role to change that image of this show difficult in the league differently the media that people believe that I could play for a championship and I can I can play a role I didn't have to be the main focal point. And we're GONNA play when the Table Shocking D. Wade and Alonzo mourning gay pay you know four hundred famous and you know you add the pose bounce out Jason. Loaded team and accepted my role very well, I was in my career. I'm twenty and ten look visual accolades, but I sacrifice to won the championship. So I look at I think melons taking the opportunity and can you said they've got probably got another good year him he's not going back to the Knicks partner. Some be a slave is now it's okay. If you think about what Falcons guy going right now, they're finally healthy. Even, if they do not make the playoffs, they gotta feel really good how they look to next season what none of what the small force so I think this is something that can last for a couple of years. Tom Brady now known. Word this off season not only to make sure his. Goes as well as. A few people about him wrong. Some of those people help from new. England I don't know raise latest workout included newest show McCoy. Raise for the go take a listen to this goes. I mean and as he stoned the ball, you know I, hear a couple of guys with my Tang. I'm years planning and that's how good he looked seriously. Mean drunk talked about it like. His will to win his will to go out there and still keep going. Man Once you see God like that Kana display that attitude I mean you WanNa. Be Part of me in a sense of me I may how much longer can I do it? You know so look good today. Look good shake he threw the ball very well. Like a coach in that with Alanon. I mean safety first Leshan. The quiet wild year excited. You know you are naked there eight question your mind that Brady at age forty three can still dominate clearly teammates to watch him practice Alaska we've seen so. Well. Listen far. Be It for me to disagree with all time Kan city chief legend and Super Bowl. Champion Leshan Record but. Here's here's my concern. My concern is that we have seen the clear evidence that Tom Brady while maybe on the practice field as he's doing the Dak, right there is the same as he's ever been Tom Brady in the game particularly in the face of a pass, rush is not the same player he once was now for Tom this is a brilliant opportunity because he can similar to Kurt Warner who was written off after his time with the giants and then had an unbelievable run with the cardinals l. not that dissimilar to Mike Vick, after he was when he was out of the League and then came back with. Philadelphians that is a backup quarterback now, and then he almost one league it'd be Brady and say I'm still here America, and if he's great, the bucks will be also like the defense the last six weeks of the season was a top five defense. They have all these weapons on the outside. Mike. If the the to me, the biggest question mark is do they have a great quarterback a good quarterback and average quarterback or a below average quarterback I think it's going to be option C. or d. an average or below average quarterback but mike if he's excellent, there's no reason Tampa shouldn't be an eleven twelve win football team. Yeah without a doubt and you know when you look at Tom Brady right now it's physical attributes assist looks through it still looks the same as as it was you know five or six years ago I don't see any deterioration you know just in a storm motion in its in its footwork and movement. And when you come to work every day and you see a guy like space, Mike Evans, you see Chris. Colin. It's limitless opportunities within the office. To cover the whole field, so tom is just averaged season. But. You know Mike Evans continue to take the top be covered. She's a thousand yard receiving that you've got crystals going complement and then Gronkowski. Tom Job is going to be way easier and I think he knows that you know paired up with Bruce Earnings and Brian, which you know they know what they have. You know within this team right now and Tom Doesn't have to go out and be great. Tom Has the Labrador Mike Evans. Hair. You know give them opportunity to stress the field. You got great backseat shade in a couple of the guys who can fill the void. So this office is GONNA move. The way it's supposed to move into Tom has to be excited every day he walked in to this building and walgreens around his teammates because the skies are living those guys wonder you're going to play because they want to know how long do the window of opportunity is they have to win the super? Bowl because they know it can happen with the goat. Is there other footage out there that we don't have like Lesean McCoy is talking about Tom Brady like we're looking at Madison Vic and it's just normal old practice footage from my high school. It looks like we have the same congressman Calkins. So I Mike I guess the question is this how much of it? This is my favorite move though how much this is Tom Brady's reputation and resume that was Shawn McCoy is talking about because I don't see. Oh, Great Pass Great Pass right there I couldn't make that one and how is That he's seeing like, is this more reputation than actual evidence? Is Definitely reputation you know when you think about the time is a communist and like I, say you look at him throwing the football at forty three is dropping back. I mean he looks like Tom Brady and guys believing that they believe him and is right nows more burgled into this physical so bad gravitated to everything and saying come in what comes out of his mouth and and that's a cool bank and I. Think. He understands that you know plan with a great quarterback town. Enhanced everybody. So it's not just about what are they doing right now it's about what he's done in the past, and then like you say his resume, that's what that's what got you. This is all that's. where it's coming from Google. Gray definitely has a share of weapons to choose from this season asks for sure speaking. Cavalier Dallas as a bevy of them, as well as Corey couvert Michael Gal recently drafted CD Liam Morgan for lunch this receiving where. I think the expectation years have three allison yard receivers this year. Nick thanks can. Four shit ceiling for. Cowboys offense this coming, season. The ceiling for the cowboys offense is to be a top three offense in the NFL to be the best offense in the NFC and to be the leading reason to cowboys make their first super bowl in a quarter century. That's that's the ceiling and that's not wholly unrealistic. Given the personnel they have and given the trajectory that Dak at least statistically appears to be on. So much of the conversations around been around his contract, but he's never hurt and he is a I, don't think he's. A great quarterback but we have seen quarterbacks of the very good variety with those types of weapons. Take their teams on deep playoff runs I. I haven't brought me right here. Few things I've got my all hundred and fifty six game predictions of the schedule and I have on this laminated my predicted standings that have the cowboys currently at eleven five. The back of this folder at some point is going to have my playoff predictions. I haven't quite gotten in the lab and made those yet. But. I wouldn't be surprised if the cowboys to make the super. Bowl if the biggest issue last year was coaching and. Clear upgrade from Jason Garrett to Mike McCarthy They I think they did well this off season bring in CD Land Gerald McCoy and I know they lost Travis Frederick but they played without Travis Frederick in two thousand, eighteen eight is given the controversy in Green Bay. The fact that I'm not sold on the box. Now I do like what Seattle did a lot like the. There's all the NFC is very, very deep but Mike I think the ceiling for the cowboys is to be a great offense not a good offense, a great offense and with the improved coaching, make the Super Bowl. I have very high expectations for the Dallas cowboys nothing you know where it's all going to stem from his. Zeke Baylor to you put up nine. Hundred Games throughout the season the running game is GonNa be be very important. Dak Success is going be predicated on how well they run the football and I also WANNA. See Office Atlanta's Bass back a little strong idiot. I felt like the last two years you know it wasn't a regression, but it wasn't the best plan I and I think it hurt back at times but. Collectively. You know like I. They do some amazing things on offense I. Mean a mayes going to step up. Big. And win his one on one match ups weekend and week out. You know sometimes you get lost. Throughout the course of the game but added CD landed in in some some speed for the outside you know don't free it up for him. Certainly GonNA open up the office of Dacca more. For that, he won't. He don't want it any other way right now he's sent one any other way the ball is in his hands the ball is in his court can be one of the best offenses in the National Football League right now and I think he hasn't taken the reins and wormwood. Mike, when we talk about three, one, thousand yard receivers, this is a list I'm going to read you some names. These are some teams that got close. To having three guys, the chargers had Austin. Graphic, this are the teams that actually did it. So it's only been done. Five Times in NFL history. Here's some teams that came close Austin Echlert. Two thousand fourteen. The Patriots, Gronkowski Twenty twelve the saints with Jimmy Grand. The Falcons with twenty dollars in two thousand twelve Dallas would Jason Witten the thing that all those names have in common they're not wide receivers. So is the idea and only happened five times ever in the last few times it's happening you gotta mix of running backs and tight ends. Is there such thing as having like too many wide receivers or there's just not enough plays to go around how difficult is this to you know give three guys at thousand yards. Absolutely not when I was in Pittsburgh playing Antonio Brown once take is Brandon Hawkins Weeden? I looked at those guys and I felt like each one. Thousand receiving they was explosive. Speed in an in and out of breaks they knew how to play the game and when I look at districts, even call and when I was thinking about this this morning. I thought about those three guys that I played with in. Pittsburgh is very well possible. I think it all be dictated by you know how will distribute the ball and the play calling for Mike McCarthy? This morning. So the rockets, Houston Rockets got out rebounded twenty five in their last in the blazers last night to gentleman sleep. Minimum at six words six words gentleman nick the rackets outrebounded by twenty five is. Budgeted in. This is such A. Story, they expect to be outrebounded. They listen budgeted like this. You know what the cannonball run is when you try to break the record of driving from New York. To Los Angeles it. If you're actually not just a movie with the actual attempt, if you're actually trying to break that record, guess what you know going in, you're going to get a bunch of speeding tickets. You're fine with it because that's part of the plan you can't have everything in life the rockets are trying. To surround the court with as much shooting as possible make it impossible to defend them and be one of the best offenses in modern NBA history. They've done all that. Now the downside is you're going to be outrebounded. So the fact that this continues to be a story, it's they know it they're okay with it they've been out rebounded every game since Covington's been there except for one and the thirteen and eight. So Antoine to me this is budgeted in they expected fighting with it. Now, this is terrible. On if they have much breaking. NBA Title. They can't get out rebound twenty five if you look at it right now during the fall. The foresee they're gonNA probably Bookham Pissy. So I guess probably do be the Utah Jazz, the pressure out, but you get to the second mom you got the Lakers. The legacy outsized you can't get past the Lakers not being able to rebound the bass love they may nineteen threes last night you make one, thousand, nine, hundred still news they got was what they wanted to do an office but you gotta be able to rebound the basketball. It's to be Achilles heel for them it's not gonna be able to overcome this. Two big things. In the Western Conference Center second play on mobile on illegal get killed inside nick. I'm sorry this is terrible. Of Fungi. Can Walk through threes but they won't they won't. Play playoffs. Love a good metaphor. So I'm I'm to play out the cannonball run thing teams I. I don't think it's just a driver get a teammate of you and I were in the cannonball run and we're talking about our strategy which road to take whatever and you turn to like Wilde's. I gotTa Way to save us some time off of off of the race. What is it? We don't stop for Gas everybody else we stopped that won't stop. Right money. We say. They're stopping analogy your. Mental of the game rebounding. Listen, we should do. The you're you're not going to be the type of team they're trying to be if this. Let me let me put it a different way. Then we can move on if they could rebounding team playing this style, they'd be the greatest team of all time because you're going to hit twenty three's you're going to have almost no turnovers you're going to have so. Many. Structural advantages you are choosing you are opting into a certain type of disadvantage. It's just glaring and so I, just to me, this is the spurs saying we're not shooting threes they know they're not shooting threes. It's intentional. It's so we'll see I agree they won't beat the Lakers. They don't. They don't play the Lakers, but it's not going to be rebounding general. Run again in misstep moving onto TJ heard. Rumors got his own story drawn a blank. He's been on fire for the Pacers so far this bubble restarted averaging. Almost forty points a game knickknacks you teaching Bebel basketball through three games has been flying. Cash considerations, and that's what Phoenix gave him up for Phoenix now credited Phoenix three, the bubble good for them. They had a great win yesterday. Made me very happy but in Phoenix and Robert. Server. Always Thrifty Robert Sober, they gave TJ warrant a forty or forty eight, million dollar contract in a year into it. When he averages eighteen a game they're like, Hey, indy, you want you can. They traded him for one point, one, million dollars, and now he's giving you forty a night in the bubble. So listen I think it's a great nickname TJ warren should be called cash considerations. NBA For one game that on the back of his jersey, if they were to play Phoenix in the bubble and it is a brutal, it's like win the sons in the height of the nazi-era sold a draft. Pick is sort of first round pick like giving up a quality player for one point one million dollars is just unacceptable and it set you back as a franchising toward. Sensational I. Think when you look at Johnson neither coming calling I look at this like when I played with with the Celtics and I had forty nine I guess a loss of witnessing. Juwan Howard Chris Webber would their forward that was like my born I. Think it's fifty three. The he put up in the bubble was TJ coming out party. He's always been a grace. Love. You'd probably hits three great local on. These big building things We gave him a contract. Mick. McCarthy, can bass but his kissy this Gal's forty silence of fifty, two percent on the force career. Vicky shoes degree. He's got a great link between gang good size. Actually You know you look for them extent. The Texas are thick for the globe victim to heap up not again, Jitsu Guard to go over to the degree. GotTa they gotta go office. No we two wings and be able to make some moments we'll take some time they'll be come back. But what CJ? Right now, this station. They got a fire take or any for this America I'm pro. Coulter. You know when people get mad and everybody gets a trophy, I'm pro trophy culture more trophies the better. So the idea that the bubble is we've already we've already voted no MVP's in the bubble. The bubble doesn't count rookie depends player nothing some bubbles living in its own. Bubble. New Awards for the bubble and guess what the the bubble is blown. TJ Warren Point. Six Heal. And next. Great. Gets. Go gets gets the vote on. The people are just bobble of voting for. You. You. Know I was really. On your side I was trying to support. I'm giving all. Why are you mad at me? People since. On. Mona Mirror. ME. My name is Luka live on the second floor. Start. Luca. Danni h finished with thirty four points of high twenty rebounds. Twelve assists in Dallas as overtime win against the Kings. Last night. Youngest ever by the way to record thirty, two, thousand, ten, triple double bats stats I'm on your Corner Nick. Nick Lucas performance last night was like. Salt in the wound because who did come against the Kings. The kings who in Lucas draft after the sun's again in their infinite wisdom in that franchise pass on Luca for Johndroe eight and a good player. The kings could've add Luca. VLADA had allegedly some beef with his agent or manager sucking. So they take bag roy and then the hawks are sitting there and they're like. We Love trae young so much ALEC TRAE A lot. Just give you the Dallas Bird trae young in an extra pick. Salt the wound you could have had a future multiple time MVP and this isn't Monday morning quarterbacking from me on this I. Look I'm on the record, he should've gone draft from. And the Kings not recognizing a gift fell in their lap at two is off brutal. Brutal bag lease hurt again, and Antoine didn't even help it off. CREDIT WITH I'LL I. Almost jumped on the bandwagon walking yesterday's performance. You almost talking to it for C. Mall area gotTA. Credit that was. Performed last night I I could give A. Probably put him on the first team all NBA after last night performance. I'm how it's an it's actually stronger what he's what he's. GonNa do you watch that could be able to. To lead this, saying the masses, not that great I mean. Lead. Hardaway JR in a couple of pieces but he's playing unbelievable. I like to call for this. This he plays with. UTAH. On them, I got so yesterday. Another expand wagon. Influence, your neck. Your big. I was watching the game the the announcer just randomly said, hey, in the mads, of course, the best offense in NBA history who what? What what best offensive rating that's I literally did a double take and no one was in the house. What what did he just say nobody's there. It's the weirdest. Best offense. In the NBA we're not talking about it. It's IT'S A it's a mind-boggling. Out The dean Oliver where like but it but that's a I. Guess you gotTa Give Him Credit. Amazon's On the bandwagon and Nick is making things happen so I, guess. Unbelievable. Also Kevin Hart. So. Back to the shot her hand she said dramatically how clippers fans field this morning after the shocking loss to the suns last night. Who Cares. I got nine per stories to start your morning. Here we go the box, blow it. The Bucks got stunned by the nets last night I'm pretty sure the nets got stunned by the nets last night as well. Yon Is only played the first half, but will walk still gave up seventy three points with him on the floor. Nick Janas mentioned cleaning close games and then washed from the benches team loss. What did you make of the loss last night? A number of things that are real real concerns that avenue one, his when the starters were playing the bucks, the number one defense in the NBA gave up seventy three points to the G. League net can't happen. The other thing is I don't care what your plan is. To rescue onison starters in the second half because you think it's going to be blow out when you're down eight at halftime and as you alluded to Jinnah, you've made the point that we need to blame close games. Antwon buds got to adjust the plan. Let them play and get some of that experience? It's not a huge thing, but it something to watch for Your Antoine. I. Think it was the Brooklyn Nets they won't see them in the playoffs I think. We do want to give. Them but I don't want to give up much I. Think you want to it's tough to get motivated even in the bubble even though you've been out a few months, it's tough to get motivated to play. Brooklyn. Nets. And that just flat I wouldn't reach much to that. They'll be able to move on from that. Good a team. Yeah. Get right back to schedule program or. I mean Jonah skin thrown on the ground getting dunked on like to me I buy your point Nick I. Don't know if you plan for the whole second half though I don't know what you do. I also don't understand Antoine if you want to be quick and we gotta move onto the next story but I don't understand that the buck saying that they have to figure out late game situations like this is not new basketball like I do think that's an actual problem that they don't know what to do with the end of games. You if they could become a problem maybe gauged. Situations where they make. If you WANNA make sure young trust his teammates, Kim believed that can make starts and people have to be the hero. So you WANNA put those type of things in perspective. And make sure that make the right way. Let's move on what is so thick slide celtics and he wasn't going to Miami last night this with Jimmy Butler on the sideline for Miami. Nick is this Boston Watt something or nothing. All it something and I'm I'm viscerally angry at the producers television show because we've waited at the very end to talk about the clippers losing a game, they shouldn't have and the Celtics and now we don't have enough time for me too late both these teams. Could locked up the three seed. Instead you lose to Jimmy Butler lists Miami. Heat, team cannot happen. It's unacceptable to lose this game. When is not playing if they had one antoine, they're the three seed locked up. They can rest whoever they want the rest of the way. Now, they're going to be a dog fight to the final day of the bubble to avoid falling to the four line, which is important because you want to avoid Milwaukee. That's a terrible loss for Miami for Boston University. It is terrible that Celtics but one thing you gotta understand Kemba walk was not right for whatever reason trying to bring him back. But I don't. Figure it out I mean I think he's hurting them wanting helping them. You look at these game they gotTA figure it out. What they want to advance and making deep in the playoffs, but I would put some. Huge contract. got. Lucky play, nine, thousand, nine, hundred, twenty, two now he played twenty six they're slowly ramping up as minute I also beep with the producers Celtics Jimmy Butler he we don't say like Celtics with Cambe on a minute restriction falls Jimmy Butler like what the Celtics are fence speed I think we'll be okay. Basketball. He had four months of on his knee wasn't right. It's not going to get right now. It's not great. Issues with. Seven hurts actually on this show speaking of taking. Walker hit a turnaround game winning buzzer beater last night to take down. And the clippers could why and the clippers of that two of three inside the bubble to knicks lifelong point about Kawai and the Clippers Nick you starting to question the clippers viabilities titled Threats. No of course not I'M NOT STARTING TO QUESTION IT I've been questioning all year and I don't know I don't know what it's GonNa take for folks that be like Oh, might be a problem. You ever go to somebody's house and within within ten seconds you hear that one of their smoke detectors is low battery and it's beeping and you're like, Hey, you got a low what's that beep and they say, what are you talking about and you're like that beat and they and they've gone. Because they're so used to it they've gone they don't even notice it anymore. That is America with every uninspiring clippers game it doesn't resonate because we've become used to Oh, wait till Lou Williams is back always back. Oh, that's just a bad match quite wasn't playing big minutes he plays thirty seven minutes. Devon Booker, you're built to stop perimeter scoring booker, put thirty seven on your head, and it wasn't because quiet Paul George weren't gardening. They guarded him more than anybody. Oh well, they don't have room production, but now they've brought in joke him noah well, not shockingly that experiments seems to have lasted a couple of games because he couldn't get off the bench. They. Don't know what their rotation is. Later Sham. It is not getting the minutes instead Reggie Jackson. Inexplicably is and they were lucky to make this close at the end. It took a Paul George airball three that landed in his hands and other offenses breathed on a bad foul called just for the Clippers to tie the game up. So Yeah? Antoine. All the warning signs have been there all year folks don't want to acknowledge it. I wonder what it's going to take for people to acknowledge it. Was a couple days from being one. This is the reason why I picked the Lakers I. Love the Lakers focused on grabs focused. Going into the bubble right before the pandemic I. Love everything with the next door. That's the reason why I pick to win tight now with the clippers is that Came they. They can't get their twelve thirteen yards on the same page you're going to the BUBBA got all these distractions. Now, don't get me wrong I understand emergency I believe these guys have real emergencies gone on, but you can't get the corner together toward this eight games that you had. The bubble was to get ready to get ready for a championship run. Akwesasne. The focus on the. Question Doc rivers. and Dr Gray coach allowing guys get away with some of the every penny things they're getting away with and like I said, I was real family emergencies the big apple. So I got you gonNA take. Doug. Very serious get guys. But they just not playing. They might get enough reps together. They're not getting them games and together as always slept at somebody's missing and they're gonNA go into the playoffs this year not having that chemistry going right there and tease too good in the West that the every nice. Be a dollar five. No. What's he going to have dogfighting the series and not take and also? I don't want to take anything away from his the phoenix laws are going to be very good. Wales building. When Richard, Rubio, Devon Booker and the RJ RJ both guys they got a court building they're. Pretty. Good. So I don't want to take anything with them, but I just don't like the clippers focused just that's not seen my big focus right now when a championship. so by the sun stuff nickel, get your reaction to this quick story I'll tell us, watching a game with the famous basketball player wants it was spurs spurs heat I think and Lebron made a great shot this person's rooting for the Spurs. Great Shot Great Great Job I thought you room for the Spurs says I am he said that's the shot they want Lebron to take if he wants to make it if they lose that way, that's the way it's gotta be but that's the game plan. So do you buy this what I'm by Devon? Booker made like the shot of the bubble is fantastic. They soaked them with water or Consume. So it's not about the shot. It's about the fact that you're out style Um with the suns. A year and a tie game with the. Suns. In a game you WANNA win. It's about the fact that this possession should should've Indian they sons missed a shot zoom, botch kits the rebound, but because the clippers don't have. What are you doing that spot Cole timeout you have seven seconds left. You have the ball timeout admitted to half court and draw up a play, but they don't know what? In that moment Zubec- just threw the ball out and it gets stolen like again the clippers clearly a good to very good team. They have been anointed by many as the favorites as a great team and for who for what for why we don't got evidence of it. We got five games left in the regular season five. There's still working on their rotation still working on their chemistry. Okay. Good luck with them. Excited all season for the clippers get your chemistry together for the playoffs the playoffs to basically here and. Vermont.

Antoine clippers NBA Nick basketball Bucks Lakers Houston Tom Brady blazers Antoine Walker Kevin Mike antoine Celtics Phoenix Carmelo Anthony Knicks Antoine Walker rockets America
TELL YOUR STORI

Scotch Parlor | Capturing Lifestyles

42:51 min | 1 year ago

TELL YOUR STORI

"I do I do honestly I guess I guess I'd have to kind of go a little bit back being an entrepreneur in general. I like freedom the freedom freedom to do what I WANNA do when I wanted to what makes me happy what wakes me up in the morning like that. That's what I want and freedom doesn't equal money all right. You know it's like I was like to clarify that like being an entrepreneur. I don't need millions of dollars. I I just WANNA be like man. I want to go to believe today. Like you know like this go to be a work on leather on an island somewhere. Just be able to just go hang out in you know spin like I said I get lost in my studio for twelve hours the work in like not eat lose track of time <hes> and so it's just like because I'm passionate about crafting on passionate about designing. I'm passionate about having that freedom to do those things that wake me up in the morning then I'm excited about <hes> you know so just having that freedom the biggest thing for me. Why would I do having the freedom to be able to explore my passions? Welcome to Scotch partner. I'm Rick Scott sure hosts of the Scotch Potter podcast where we capture lifestyles and share stories of inspiring people that bring motivation knowledge entertainment to our community life is good. Let's get started today. I Have Mr Tori Moseley. Who is the founder of story dry goods Co.? I WanNa thank you for your time and your story today. Tori truly appreciate that but before I pass it on to you in your introduction. Let me give everyone a little Mitt more background on you and your business. Tori is originally from North Carolina lived in Atlanta. He is now living in the bay area. As of January of this year is correct correct right and he actually came to the barrier ready to go after his vision which is story dry goods Co.. It's a handcrafted leather company. He makes leather wallets keychains camera straps belts and just recently started doing. I watch band which frigging awesome I just love his tagline. Tell your story and that story with the I not with at the Y.. And the cool thing is what I connected from just looking at his website in the vision of the company. It's leather has a very long lasting history. It'll last for a long time and with that you connect stories the wear and tear of life so it's it's it's an awesome awesome tagline. Tell your story and I'm super pumped to have you here and I will pass it on to you or your introduction and the so originally from Winston Salem North Carolina then moved to you know did school there North Carolina and moved to Atlanta Georgia for about three years and you know always had this dream of making it out to California specifically the bay in this is even before I moved to California or even saw California just had this vision as I wanna be in the bay outside pitchers of it. You not heard the music devise yeah. That's what I want to be finally out here about two years ago and I assume as <unk> driving in seeing the skyline of the city in the soon as I thought it was like it just felt right I can't I can't explain any better built right and you know for the city for on for about a week or so. In a couple of years later made it happen made down here since January. It's been amazing <unk>. The people of that miss fear the vibes here the weather's amazing. I'm <music>. I'm used to hot and humid. It's nice to have a local or over here but yeah man so this been entrepreneurial since probably fifteen or sixteen in and this is a passion my I've never connect it with something like this before and it's just I get lost in it. That's awesome well. What was your you said about fifteen started? Maybe your first business or yeah yeah so it's funny. <hes> I remember fifteen I as a I got my first part time job over at that house a Bagel boy at fifteen and then for about a year and then got my first job at finish on shoe store okay and then I start learning about the whole like sneakers and reselling sneakers and stuff and then started doing that start flipping shoes <hes> you know make a few hundred dollars on the weekend and go right back to work. I was doing that for a while and then I started building that into actual company where I was like doing this consistently building customers learning supply demand you know learning how to build relationships and this was sixteen seventeen in looking at the time. I didn't really think much of it but I had other people. Who Were you know twenty thirty years of you know ahead of me and they're like you're doing something really incredible <hes> but at the time for me it was just out? I'm just is making some money so looking back on. I was like there's a lot of the lessons that I learned just doing that. A lot of times I fell on my face <unk> had that I still apply today helps me a lot with business. Yeah I did that for Awhile I took that money actually converted that into a men's apparel company called validity okay I did designing and sourcing for validity where I would you know we had a company factory that would meal all of our materials for so I could have all the you can have this percentage of polyester percentage of elastic this percentage of cotton have all that made and then we'd have factories in North Carolina actually make the product so actually converted this nigger sales money into that and then when I when I got into that side of things that's win like love the side of my brain really start picking up. A guy realized how creative could be how passionate was four fashion design this something incredible is something really special about taking an idea the only thing that you have and even try to explain it to people all day long but no one really gets it and then you finally make a product you make something tangible and you give it to someone or you let someone Cedar so someone in that you can see the light in their eyes and you can see them like a while. I get it now and it's like yes. This is about explain to you is this is like it's so amazing when you finally get that done so gratifying self gratifying. It's <hes> you know it's amazing win that product that you've made as also give joy to other people for sure for sure. That's just that's kind of where it started. Okay okay bye first entrepreneurial see that's that's the thing about being you know D- entrepreneur and the creative aspect right. It's it's it's creating something that didn't exist yesterday and exists today that it's a it's a it's a high it is it is so even before we go deeper into your current business. Let's have my questions come up. I all right so with that fun word. What do you do for fun <hes> so it depends on what you define as fun because I had my fun is different than other people were so I do triathlons? Oh Wow okay. Oh Wow okay some people some people don't. I don't think that's punishment feels that way but <hes> I've done a half ironman training for another half Ironman to do when I hear all right <hes> part of one of the triathlon groups out here so I trained for that <hes> I run I run the New York marathon con side do marathons and so yet at Cecil I do for fun outside of just and then we just did I mean the Beta breakers. Did you actually didn't yes all while I was working. All breakers <hes> yeah had some friends who are going there not to run it but just to go during the forty hours getting work done for still okay all right all right all right and then named something you love twelve in why probably said something I well then. Why <hes> you know I'm GonNa have to be generic? You know leather honestly cliche as we're talking about but the no is is awesome because if do you think about something that has transitioned as a that is that's been timeless in the sense that if you go back in fashion we think linen linen was in at one point in time you know parachute pants or anyone point in time you know all these different mediums <hes> so to speak that were in at one particular time go back hundreds of years leather has never faded how it's it may be used in different aspects and different places but leather has never faded out. It's always been like the upper echelon of whatever whatever it is so it's like a you know you can have this kind of case but then when you have a leather case. It's like Oh wow you can. Have you know a you know a book bag. That's Medina's nylon or somebody that's cool but if it was leather that is like wow and so it's always been that like material that people I usually seek seek out you know always has that wow factor to it so leather song. I absolutely love it. You know again. It does tell a story you have really genuine leather high quality leather it always it always looks good day. They won but that's not what people are really looking at their thinking. This can look good in three years four years five years. It's like Ena and that's what I base my designs off of you know even when I'm looking at weak points in the design when I'm looking at where it may wear I'm always thinking thinking of how this design look in five years ten years versus. How good is it GonNa look for the customer today because I don't make things for seasons? I don't make you know there's different brands. Who Make things you know different tones bags for a particular season in my in my thing is I plan on you wearing the next five or ten years down so that's the way the my minds and that's how you base your designs on that okay okay well so then let's talk about the business as far as what how did it story story so basically kind of picking up where us while with entrepreneurs validity was going and a thing that a lot of people don't understand about fashion is when you're doing fashion? You need to build a plan. You know twelve to eight months eighteen months. What's in advance so like right now? All the fashion houses have already finished twenty twenty two twenty one and twenty twenty one right now the big big that's already done so you need to be able to have the money to finish to get those samples and everything like a sample run for us on like you know size run of you know small through Dublic Sale. You have to get your pattern. You have to get graded so you have to go from has to be greater from satisfies and get the samples in all that stuff can cost thousands of dollars for one piece like the jacket you're wearing right now that I could cuss them do some things and that may cost us three four five thousand dollars in three months time to do it for that one John Yeah we can put in different colors right but if we do another jacket same same process so working that far out we were actually the first collection we did sold out the second collection we did did pretty well <hes> but it was to the point where we're kind of at this point where we had to go hard like we had to go like pick way way more in like thousands not tens of thousands of dollars or we had to kind of like just pull back from there okay so we decided to pull back here. <hes> we did pretty well. I still have people like customers of mine who are now story customers who were validity liberty customers and they still have questions. Do you have any more some samples back on North Carolina. That's like taking up. My mom like my bedroom among all this stuff. I don't just hold right now at that so basically started was one of the pieces that were doing for validity was nice custom milled French Terry Hoodie instead of putting <hes> normal cotton cord the Hoodie drawstring we actually leather used this role hot cord in a hat goto leather store to get some other so as I was going there I was already interested in like I getting a new wall at the time 'cause at this huge by fo-that usually every riguy <unk> even girls girls care around these huge clutches at like you only use like five cards that you carry around twenty guilty of it yeah I was. I was carrying around you know M._V._p.. Card this and that that we're becoming more of a cashless society and even even to the point where we'll come and kind of Carlos if you think about apple pay and like all the different android base so I was Carolina stuff and I'll say I was trying to approach life with more minimalistic approach. I rather had the best of the best that having like fifteen of like medium stuff stuff so I <hes> was looking at looking for new wall at the time and I you know what I'm try to see grabs and stuff in store grab some pricking irons and grab some leather and I was like in some some threat right now. I'm GONNA try and I made this awful. I mean it was it was off. I have it just to remind myself yeah. It was awful but it was functional. It works okay in <hes> in I showed it to some friends and stuff is pretty cool with vertical Michael and I started redesigning and redesigning it so I could get something more that was ideal for me. I was obsessed with things that were <hes> like unibody which I still am now so instead of combining like three or four or five different pieces of leather or to make one wallet. I was more interested in. How can I make this one design out of one piece of leather okay because if I can make it out of one piece is much stronger than to bind to three or four you know we'll get more into like the different stitching I use and stuff but one piece versus using a bunch of pieces you always have weak points yeah so I was obsessed with that? So I started recreating his on retrain designs I came out with what is now the Smith Wall that's available now and actually we started selling that to some of the validity customers at the time story didn't even have a name name to it so story officially started in two thousand fifteen but I was doing this as twenty fourteen. Wow okay okay okay so I started selling privately. Ability to to some customers to see if it would work yeah and then like after year customers loved it and I was like you know I'm GonNa try to see if I can launch another brand yeah so lost another Brandon Twenty fifteen in that was the kick starter I started okay and we raise about three thousand dollars always off the wallet and then I was like okay cool boom and then Mrs right before Muthu Atlanta <hes> and so then moved to Atlanta and this are kind of picking things up down there in Atlanta. Okay okay <hes> what what was the reason Atlanta just a little bit more <hes> so fashion wise or I was so like you're all Loma home but <HES> I wanted to get bigger metropolitan okay okay. I was just coming out of college show for psychology and I took a job down there <hes> so I was like you know I started on Atlanta boom went down there absolutely love Atlanta just dylan abrasions extra play the giants tonight but like Yes oh absolutely love Atlanta you know <hes> the diversity adversity the fashion okay. It's a I got love San Francisco Pi one thing I wish I had more southern food. The food here honestly as finale food but yeah so Magellan into started building the brand down there connecting with some wholesale accounts at dysentry shows <hes> I've done some trade shows in North Carolina in Atlanta I've done one in Brooklyn. Side is did up and down with east coast spanning the brands are really taking it more seriously start trying to get out there to shows and get in front of the public eye for sure. Social media is great endings amazing for business but for a lot of the stuff that I do you know you're talking about high quality leather a good people wanna be able to touch it and experience feel it so being in front of the customer I connecting with that customer and being able to bring them into your store and your experience <hes> has really changes the game for me. Yeah started doing there in Atlanta but always felt like in California I it's something was drawing me here and I knew there like other makers knew the city in general was very entrepreneurial spirited a news other makers other a lot more creatives over here and I was like man. I'd love to just make that jump in and see what it's about adv really been enjoying it so far see that's cool so then as far as your the leather craft the craft itself. 'cause you pretty much self taught yet attack. How do you continue to develop your craft? Honestly is there's a lot of books out there in today's in today's like with the Internet you could do. You probably learn brain surgery display university versity anything days is really can't make an excuse for not knowing resources right but there's a few makers follow <hes> honestly some of the people that I probably Jose. You have some amazing leather artisans here in the United States. Some of the best ones I've seen are like in Japan okay and they have just they take it to a whole other level. Wow Okay in but like I've tried to incorporate some of their style al into more like an American stop give I showed you pictures of like how some Americans do it versus how psych some people over in like Asia it's two different but I've tried to incorporate some of both what I've done because I like I like some of the American suffered also like some of Asia and stuff so I try to incorporate both of those kind of styles so that I mean that's basically your style right so they how would you describe your style and very very minimalistic. <hes> I like the instead of creating something that has this <hes> a ton of different pockets zippers all this bedazzled tooling for me. It was making a product that the quality in just very the quality of the leather spoke for itself was very minimalistic very simple. There's a few designs if you look at somebody designed to see some nice curve some some points but nothing too crazy I kinda want it. The I kind of want it that quality of the leather the thread the color to kind of speak for itself. My big thing is less as more okay okay so instead of adding all these different features on it. I just want it that desire to speak for self and it goes back to <hes> me wanting to approach life in a more minimalistic way yeah so just less as more. That's cool okay so then what inspires your designs what has been your favorite pieces. I think it's always easy to say like the last the last one is like those favor in honestly since starting story. I've always wanted to create a bag back in as done with this book bag to them doing the story back back <hes> in assist. It's it's been really amazing the whole process to get into this point making a bag making a wallet for or Keychain isn't terribly terribly complex but when you make a bag especially like a unibody bag that doesn't incorporate multiple pieces when you fold and you put it together. Everything has to really lay exactly how if you put a bunch of pieces together you know there's ways that you can kind of sand this move this and make this work but when you're making things out of one piece when that whole piece comes together and you're about to riveted or so it those holes and everything needs the lineup her perfectly otherwise design almost scraps straps. Okay I have had to scrap yeah yeah yeah yeah for sure and so like honestly the bag. <hes> I want things kind of goes a little bit off topic but I want story to become a bad company in general do the hand goods. I always want to do the wallet. It's the small things but I want store to be if you WANNA overnight bag if you're if you're somebody who's traveling a lot. You're somebody who has business meetings. I want you to think a humanity new bag. I need a story by that. That's what I want. The connotation a story to be is a bad company. Nets tote bags I I I love the book bag I've made but I've made some tote bags <hes> for women and I love that process of making like I like. I kind of know what guys are looking for obviously but it's it's. It's a little bit more satisfying. I have to say when I make a piece. That's tailored for woman in Shiga excited about it because I'm like yeah like I. I don't know what that is but that just makes me feel good. 'cause I always know like what what excites them. There's been things that like like. There's been leathers that I've gotten them all men every guy's GonNa love this in no guys love. It ever girl loves it. I'm like what sounds a dozen do. I think it's just it's just you know girls and guys. I sometimes think differently in yeah look things differently and doing shows as taught me that a lot attacking. My friends has taught me a lot in size thing. It's always amazing when I'm able to make peace for women and she just gets you know you can just see that like they light up about yea so I love the bags general. I want story to become a bad company core. I was going to be like what's next for story in that. That's that's your. That's your long term vision. Is there something that you're looking. Are you going into the bag area as we speak like your yes. In this book bag is going to be essentially that step forward into tweet and it's a bad ass back by the way man. I just want to get into the bags like in general so this is going to be that first step in okay. I have some other designs. I'd like to get out. I'm going to do a kickstarter for this bag okay in their system equipment that I need that. I don't have right now. The main thing that makes things a little bit faster because right now one man band only so what you can do you know when your hand cutting everything your hand rigging everything is just you want your output to be a little bit faster than what you're doing sunny to bring some equipment in without taking away from the hand ran. I prefer not to have I would literally. I did the partner with factories so I know that aspect of the business I know how to do that. I'm doing my best to not outsource anything. Even if everything I do is American so yeah the leathers the threat everything is American made but I'm trying not to ever outsource like an American company. I'd much rather figure out a way to bring equipment in Embiid hire people in San Francisco to work to keep everything ascona everything local. That's cool so as far as like living here. Do you have a lot of leather menu like places to get your leather on. <hes> you do have places here that you can get letter from the two two factories that are there are world uh-huh renown honestly that was wicked Craig <hes> they're based in Pennsylvania. They've been doing leather since the late eighteen hundreds and then there's another one called Hor weaned in. They've been doing leather since the early nineteen hundreds there though okay they're like I said world now tanneries <hes> in you. Can you know after looking at different makers different designs. You know you can buy knee by leather all over the place but I I really do go out of my way to source the yeah best a lot of letters that allow the letters. I'm using are referred to as vegetable tanned leather. Okay and vegetable tanned leathers versus like allow others that you see if you went to like most department stores. If you went to like a you know no shade like target or something you may you may actually come across like a genuine leather bill or genuine leather but that genuine leather doesn't mean not all all all other doesn't all genuine leather isn't the same news news right now. It's not all the same quality a lot. Would you get is in those department. Stores leathers have been tanned with heavy chemicals <hes> and they're not gone through the same process not they're not at the same quality as lettuce on using they take two or three days to make okay letters. I'm making literally take anywhere from four to six weeks. Gotcha okay so you can imagine in these are time consuming <hes> processes processes but vegetable tanned leather are letters that are tan with literally tree bark and it's a much longer process to get <hes> the final result which get stronger leather you get something that's GonNa last five ten twenty years down the road. That's why feel comfortable with like the lifetime warranty on products <hes> with the design functionality that I put into it and in the leathers I'm using I'm not worried about if it was going to last ten twenty thirty ears you know I I know what I buy in and I want my customer sauce at Saint Confidence there investing. That's really cool because you already have your. You're thinking of short-term. You're thinking that long pitcher I think that that's awesome some t t your thought process building your your company because it will in the long run twenty years twenty five years. Now you know he started right that is that's that's. That's a really good way then. Oh this is what was going to be my question so if you're are you find the leather in those two sources. How do you pick I mean you go online and find or do you know what your specific and this is this from years of doing okay after like a lot of trial and error yeah? No what I'm looking for okay so I I mean there's Chris for instance like a lot of bills. I use Earth were referred to as bridle leather. Okay <hes> bridle leather is what they use unlike the horses Aiko course racing when you see <hes> I mean the shops that are holding <hes> so it's really strong on durable leather so I use that for like the bill so that way. You're not getting a belt bets <hes>. I think everybody's got that built that like looks that looks four times bigger after the first year stretch and it's mood around now I'll leathers going to strict over time. It's natural Joel. I'm not saying this wall but it's a much tighter grain. It's just made for that. It's experience <hes> but then I have other leathers that I'll use for different bags or different wallets. It just depends on what I'm looking for. If I WANNA I the Baghdad designed for story. I wanted a bag that looked more structure. Okay I think that you could set down the ground and it and it didn't Kinda like slouch like you see some bags do so I use a letter that was firmer <hes> it's a harness weather from wicked and Craig so that's why I chose for that so just depends like everything is very strategic about what letters I use it depends on the project and what I'm looking for out of that project. Okay cool so then <hes> do your entrepreneurial Turell journey. What do you wish you knew when you started when you first started that you know now now minister things? I wish I knew honestly I wish I wish I knew more about kind of what the customer like things like you know doing shows now I get more insight about what the customers want and I said it's like market. Research is worth sure I guess I wish I would have done shows earlier earlier. Okay I get out from the customer because I probably that probably took honestly a year and a half or two before I did a show from the very first time I distort and I wish I would have gotten I get your friends and your family and don't get me wrong. I don't always get like great advice great feedback. They give it to me straight yeah but they're still biased towed it yeah yeah so I'm trying to. I'm always seeking unbiased. See that yeah. <hes> I love when I get unbiased feedback. That's like the guy's amazing and I want to buy it now this but also love to get feedback like this could have been united like yes I wish I would. I wish I would have known like get more in front of the customer like I said I guess so central to my business now like getting in front of the customer and getting eating aling experience especially 'cause you know brand new new you know and I understand what goes through people's mind like I'll be the first one at called Elephant Room. Is You know I'm three years old and his business and I'm talking about having a lifetime warranty when you have like. Like leather good companies out there who've been around for hundreds of years or you know twenty thirty forty fifty years and have they had that legacy kind of and so it's either. You're doing a lot of footwork on the front end of. Would this kind of brand to get people it to feel confident in what you're doing. I'm confident because I know where I sourced from. I know high design. I know what the design in the past few years have done yeah and I know how to think five ten twenty years in advance but getting in front of the customers by the for the biggest thing. I wish I would've known see that's okay so and then I mean you and your own. That's your own research rate there. What stopped you from? <hes> your initial not doing shows it was. I can't even say like anything stopped me this. I never really thought about doing shows so much like I guess it probably crossed my mind kind of like school. Validity our still fulltime STU yeah yeah a another part time job and then like in the story. Are Tom Job and his time but now being devote more time to it. It's like you gotta get out there. You gotta ask shows <hes> and Dan you know one thing. I probably say to anybody WHO's trying to start a business to is like research shows I because just because the price of admission is this doesn't mean the quality of what you're going to get out. Is that <hes> you know I'd much much rather have ten of of the right people <hes> walked by my booth and we talk even if they'll buy anything like having great conversations good data from them like market research hearing their opinions versus a thousands of people who walk walk by in this kind of admire and it's it's you know so you know go explore those shows if you can or reach out to the people or reg- out so like the businesses that you've seen on Instagram who've done that show and ask them their opinion see that's because yeah I mean in the past asked with my entrepreneurial journey like yeah I've done shows and I totally know what you're saying. It's not cheap if you pay the show and then it's like what the heck am I doing here and there and this was shows that I did. I know you need some industries <unk>. They want to make sure that you qualify for it like my. No those take okay. We'll have a booth yeah yeah yeah. I know you're wrong. I've done shows like that but a lot of shows I do have to get admitted to going to make sure that they don't have in you know one hundred leather people in there and actually the ones that have are like the best the best doing things are slightly different like even if I see a leather maker in a show I tried to talk to them because oftentimes we're not doing the same. We'll have some like obviously we'll have some and thinks it Kinda like overlap with each other but price points are differently usually like bags and laws different. They're not the same thing yeah <hes> for sure and so yeah. I just taught zone so that's why I wish I've known getting from all right cool and then what's so what is your typical day like everyday is different. It's a you know mostly getting up in the morning checking emails I in getting right into orders. <hes> you know if there's any orders in Q. and try those out the biggest thing that you know another thing I wish I would have known is like putting more frus new designs out there. Okay is well. Sometimes it can be you know especially in leather anything fashion related is very expensive expensive on the front end to make <hes>. It's you know there's material costs time costs. There's <hes> all these things these factors but pudding but it's so essential to your customers I to see new designs all like that I had when I put out new designs. I'll have customers will reach out to me. Hey can you do this but can you do this thing and I'm like everything's made to order. I can do anything you want me to but it's putting those designs out there. It's like so creating new designs always looking at different <hes> different friend designs for different price points. You have customers who want the best of the best of the best of the best and you have something for those customers who you know. They want something nice something. I seen you creating something at different price points so right now. I'm focusing all in designs Kinda like that meet. Both of those aspects <unk> the range were the main focus of my time is going in then I have two shows coming up <hes> one on treasure island in another West Coast craft at Fort Mason Center in I'm trying to get a lot of things pumped out for the for that show <hes> there's been a few like cool ideas that I wanna pump out for those shows. <hes> I'M GONNA keep quiet about are now but <hes> Yeah I. I'm always at the shows working if anybody anybody who wants to come up if I if you ever see doing a show <hes> I am out there selling I am up there cutting <hes> probably making noise pissing people off but like I am out there working but right now it's <hes> you know pumping out orders getting new designs out in researching new shows 'cause I'm brand new so yeah on figuring out if east bays place ago south on Cisco maybe go to San Jose Moran like China figuring out where I should be at in researching on prices for sure so then I mean as you're doing as any entrepreneur creative. You're always learning as you go right so then. What do you continue to do to make sure that your your ongoing successes copier game would use the civically do or generally do ashes? It's you know honestly it's it's just trying to for me. It's like just trying to like stay on top of things in create I in terms of creating new designs like not feeling like I'll have to create something new to pump out something new night like that but creating new designs that are good again good new design so always trying to think about looking at you know look at designs I've done. I can three years ago. I don't look at eye man. I could have done that way. It's like you know it's so it's always trying like myself a little bit on not like necessarily in competition with other makers. I don't look at it like that. Because I find is plenty of market I body <hes> there's plenty of more guy for anybody. You know so it's <hes> you know stays on top. I'm just a competitive person in challenging yourself yeah yeah. I'm my biggest critic competition so it's trying to one up myself trying to create things in trying to educate customers to just like we've talked about how all genuine leather isn't the same out how long this <hes> educate customers than trying like on my instagram show more of what is involved in the process because there's a lot of things that are involved with hand making leather goods and it's not just me this is for everybody. Who does this kind of crap is a lot of things that you do that? The customer is never going to see ever GonNa realize he did it and that is good and bad at the same time 'cause I you know eat a one part of it's like I've really gone above and beyond for the customer of really. In another part is like you know it's like no one's going to ever see this here so you know there's a lot of things that the that when that happens but yes so China's this one up myself and trying to create a new a new design center quality yeah I in you know I try not to do a design. You could just walk into any department store. You can walk in any trade show and you see Irish. I focus on something that's innovative <hes> the designs but aspect but also at the same time focusing on those principles being very super <hes> simplistic minimalistic. You know you probably Never GonNa be that guy who's going to make a bag that has been Gillian Zippers or <unk> organize the bag you want. I can point you intend directions yeah. Be that person for you. That's cool. I mean that's your style and your designed. You talked about your social media right and actually was when I was going to your social media actually really dig that everyone should start following asked by the way story dry goods coal raise your hand right storage or with with <hes> because yeah you do get in get back backseat of your process like you in. I also like the way you do your quotes videos goes in the pictures and you brushed on it and that is that kind of the strategy with your social media as far as to kind of get someone inside of your eyes of what you're doing. Branding the biggest thing is like is educating customers like you and if you wanted to come by the show when you WanNa talk to you didn't WanNa buy anything I completely understand that so like for me is educating you on quality goods. I'm big on this whole <hes> quote that probably have taken from somebody is <hes> by less choose well so it's you know I'd much rather even if you're not going to buy from me. I'd much rather you buy something. That's you know let's say there's a <unk> object. A is two hundred dollars object beat US fifty dollars object as in the last ten in years in object B is GonNa last three in. It's like which one's a better investment we look at the long run. I'd much rather at least educate to on like your decision on your buying decision kind of what you should be looking for and so yeah right now educating the customer so educating anybody <hes> you know and not saying like I'm like this will of knowledge. I know all this ton of stuff I don't know and I'll be the first one to admit it but I do know quite a lot from from trial and error in reading and just in experiencing but you know educating people yeah. That's like my biggest thing when it comes to social media and letting people know what goes into this process. <hes> you know what you should be looking for. If you're someone who's interested in this we should be looking forward. This is what you should be focused on cool as soon as we go so then as far as we're going to talk about your inspiration so the acronym Woodward why do what I do. What is your Woodward? which earns Brian do what I do like that? I like that what why do what I do. Honestly I guess I guess I have to kind of go back being an entrepreneur in general I like freedom the freedom to do what I WANNA do when i WanNa do it what makes me happy <hes> what wakes me up in the morning like that Pat's <unk>. That's what I want. You know. Freedom doesn't equal money right. You know it's like I was like to clarify that like being an entrepreneur. I don't need millions of dollars. I just WANNA be able to like man. I want to go to believe today like you know like this go to be a work Oregon leather on an island somewhere just be able to just go hang out in you know spin said I get lost in my studio for twelve hours to in leatherwork unlike -lutely not eat lose all track time <hes> in so it's just like because I'm passionate about crafting on passionate about designing <hes> passionate about having that freedom to do those things that wake me up in the morning then I'm excited about <hes> you know just having that freedom the biggest thing for me. Why why hi do do is having the freedom to be able to explore my passions so I guess the biggest infant that's awesome? That's awesome so then kind of just closing it up the next big question one's a little bit <hes> a quick question and then the other one's a little bit deeper but how do you want to find your legacy. <hes> man assassin telephone I mean well. I haven't dropped my mixed Apia so eric my legacy I just wanted to go down as somebody who explore their passions and was successful at it and was able to give that inspiration to <hes> to other people. Even if it's warm one other person I hope that someone else could count look at the blueprint idea in May endure it better <hes> just look at like high took risk in like look at what I've done in you know and say I'm going to do that too. I I love to be able to be someone WHO's inspires people to go explore their passions. No matter whatever music music dance art a financial adviser you know whatever it is you know go after <hes> you know life's too short and you know and there's tons of stories out there. People who my best friends are entrepreneurs who <music> failed multiple times over and over and over again and the people are successful or just two people who fail the most. That's that's really just until something click and the thing is you only have to be right once yeah and that's you can you can be wrong hundreds of times. You don't had to be right one time. Seriously I say in that's the thing it's like you know two bit past that inspiration on other people to be exploited ashes also and then the last one is finish. The sentence Tori is breath a hustler. Go getter just do it by any means necessary. Make it happen. <hes> you know gritty no excuses in <hes> just dedicated cool all right so then <hes> enclosing why don't we as far as if you WanNa talk about your social media platforms and then your website as far as what social media are you on Instagram <hes> <hes> so right now the biggest use our instagram facebook twitter game again but <HES> SO story S. T. O. R. I <hes> dry goods co C._E._O.. In ending on facebook and then it's the same thing <hes> for the U._R._l.. For the websites story drive is co Dot Com dot com who will cool and then <hes> lastly in obviously once you're a Scotch Potter's podcast story comes out. I'll make sure everything's linked on the the story page so that and and as far as your upcoming shows is people can come by and say hi to you to everything posted on this Graham and so you mean in just check out the show S._F.. Area I'll be trying to look at shows all up and down the West Coast to do <hes> you know ideally five fifteen years now have a store on the West Coast store in the East Coast that people can come by whenever.

North Carolina Atlanta Mr Tori Moseley California Instagram partner United States East Coast Rick Scott West Coast Craig San Francisco Asia Mitt founder New York Winston Salem North Carolina facebook
"Indictments!"

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1:20:06 hr | 3 years ago

"Indictments!"

"The presenting sponsor of America is Blue Apron choose from a variety of new recipes each week or let Blue Apron's culinary team surprise recipes are not repeated within a year never get bored try this customer favorite seared chicken roasted vegetables with caper butter pants that's manafort's payment Lebron has several delivery options all right welcome any questions for you guys cool morning Matt I guess we start with what stands out to you as apparently arrested at Dulles Airport July twenty seventh and since then has been cooperating with the government a Matt Miller welcome to the program we the MANAFORT turned himself into an FBI field office this morning perhaps even more importantly former trump foreign policy advisor George Popadopoulos could you love how good it feels and tastes to create incredible home-cooked meals with blue apron so don't wait that's blue apron dot com slash crooked blue apron is a better way to talking to the man who ran communications at the Department of Justice under Obama Matt Miller love it go ahead and promote your show love it or leave it it's emails basically are George said that the Russian reached out to him before he ever joined the trump campaign this is not true the Russian reach out to him because he joined the trump campaign popadopoulos was oh significant among this flurry of indictment news this morning so I think there's one really big picture thing when you connect the two of them stands out ahead download it subscribe to it hasn't really funny episode slightly we'll have a really good one this weekend we DC excellent you guys check it out and we'll be there to save America is drain mckesson so check that out and also guys check Oh crooked dot com and also thank you to read Antler the company that designed and built crooked dot com the trump advisor rick gates or each indicted on one count of conspiracy against the United States one count of conspiracy to launder money one count of acting as an unregistered agent of a foreign principle blueprints freshness guarantee promises that every ingredient your delivery arrives ready to cook or they'll make it right check out this week's menu and get thirty dollars off your first order with free shipping by going to blue apron dot com slash it's part of the credit character okay let's start with some news this morning Donald Trump's former campaign chairman Paul Manafort and his partner and counts of making false statements and four counts of failing to report foreign bank accounts manafort turned himself is also one count of but what about the uranium manafort's spent a million dollars on rugs antique rugs Do you think you'll cook in prison like fills the garlic is sliced thin melts guilty in a separate case for making false statements to the FBI about his interactions with a Russian national who told him that high level Russian government officials had dirt on Hillary Clinton in the form of thousands of Tom Job it was an incredibly tight time line that we gave them and they nailed it and the website looks beautiful and so it's called how if any of you need it's not a coincidence that all obviously that you saw both a plea agreement from George Popadopoulos and some really heavy charges against Paul Manafort need websites or branding or logo stuff go to read Antler they're awesome but don't copy our shit all right come with your own style yeah there's always going to be a little a little slight there from Lubbock refunded up right now with Akilah Hughes Brian Babylon and Jack Whitehall who's really funny comic it was an awesome episode check it out and a new episode of pod Save the People drops tomorrow on Tuesday tape America I'm John Favalora I'm John I'm Tom on the plug today we'll have Dan pfeiffer interview with coach of the Golden State Warriors Steve Kerr and in a few minutes we'll be Gordon Rick Gates on the same day I think what what Bob Mueller is doing is sending a signal to everyone else out there every potential subject every potential witness look as this can go when I come to talk to you you can either cooperate and you'll get the deal like Papadopoulos Scott and it looks like he's GonNa get your six months which I bet when he ends up quarter to your understanding and do you think that you know extracting more information from Popadopoulos is the path forward for Muller Yeah I think that's exactly right and there's one really big accordingly signals that the prosecutors now have a cooperator and that puts the heat on Manafort on Flynn on any other conversations does that kind of jive with operate them but if you look through the indictment teams actually lied the first time they were approached so that I think kind of the big picture takeaway for days like it hell in the popular Popadopoulos so hard to say 'cause probably apple this plea agreement about what Muller is doing and that is so he has this meeting in they're now under a lot of pressure to tell the truth when they come talk yeah it says details extensive conversations between Popadopoulos end quote Ayee people who you know well to sort of get their take on it and they said similar things the popadopoulos plea is the real news because at one conduct related to the campaign it lands on something like probation or you can get you know every possible criminal charges we can throw at you which is what they did to Manafort and gates who not only didn't call on Clinton that will help him and offer stolen Clinton emails and so that's in the in the document and then after that the document goes in great chapter and verse about possibly around Engineer Meeting between trump campaign Russian officials and you know who they talked to and on and on but it doesn't say anything else about this big bombshell and obviously muller knows this is this is the first of many steps in this investigation and if Muller telling people ask you know they cooperate else so mad I emailed some some smart doj high ranking campaign official and his campaign supervisor about his dealings with the Russian national of course Podesta's emails the Podesta emails were stolen in March or that out and I think in some cases here we can figure this out there was a manafort email the Post reported on previously where they talked about setting up these these remember that our boy George Popadopoulos graduated from college in two thousand nine and listed on his linked in page the twenty twelve international model un so that was the kind of heft he was bringing to the trump campaign at that time met you and I've been going back and forth on email and text because you've been getting increasingly pissed off with the tax on Muller and his integrity and his credibility the Wall Street Journal editorial page has joined the chorus of immoral assholes calling on Muller to resign there the DOJ Muller is really one of the most respected prosecutors of kind of the of the last fifty years at the Justice Department is a Vietnam vet rush meetings and Manafort's said to someone well let's not do this what he left out of that e mail and what's in this plea agreement is the next line which is ability multi wishes his emails were stolen in March so what do you think do you think that they did not name high-ranking campaign officials and camp why didn't they name who those were under Republican administration he's a Republican himself obviously was the FBI director under two presidents and was so hard to replace that when his term was Let's have someone low level in the campaign tell the no we don't send any signals which I think implies that you know we don't completely brush off the Russians got other business do shooter and fair and Nonpartisan Guy as as they come inside the Justice Department and so when you see these kind of hats like said Gorka and Sean Hannity trend someone who who volunteered to go to Vietnam came back served in the Justice Department is a career prosecutor serve most of the time in senior positions under being the predicate for all Republicans to dismiss any charges that are made by him can you just give us like the sixty second who is Bob Muller why do you think he's the right person five men or a plea agreement unless they're the actual person being charged because it's just it's you don't WanNa unfairly maligned someone so they now we can often up in two thousand eleven of President Obama ask Congress to Change Law to extended for a couple of years which which they did I mean he is just is as straight what popoff stopovers did with that because he's cooperating he's come and talked to him and told him what what happened but more kind of dangled this little piece of information out there because in general should be able to have lunch with him but nothing about the way that trump has handled his relationship with Justice Department has been above board really from the beginning yeah with this London professor who seems like just classic Russians Intelligence Cutout Yep and the PRI the professor offers him you know trump demanded a loyalty pledge from Komo's right yeah yeah interesting then maybe it is just a coincidence but maybe not maybe we muller for weeks and nobody had any fucking idea weeks months just like there's been in the he's I started talking to Comi in January right attacking is integrity and attacking his spiritus I mean it really is just ridiculous I mean one of the things that we learned today is that George Popadopoulos has been talking a is that is it possible that wasn't manafort that there are other people in the campaign I guess it's possible with other people I think they didn't name them. DOJ policies you don't name anyone in converse with the Komi interference kind of public calls for sessions to look into Clinton now the RPO interference wanted to session to back off on Sheriff Joe Cool or not I mean look so complicated right I mean obviously the president should be able to talk to his attorney that was the end of January twenty seventeen just so we have the time line straight so he's he is interview first interview with the FBI where he lied was at the end of January he was arrested at Dulles I mean so I think you have to every time he has one of these meetings with with session up to question what goes on because he's shown he is constantly pressured we're also just so inoculated against because we're so used to it he's tweeting about an ongoing investigation all morning he just he's constantly doing something no president should be doing all the like no collusion we should also note that trump's tweet this morning as I tweet about this these indictments is ally he said that all of this happened as I guess I guess to the extent Hillary Clinton is still a political adversary to put on it make sense so yeah I think it's worth questioning always those interactions on July twenty seventh and now the indictment is today Tober fifth right here the indictment zeal for three weeks right that's right when you have been more and more concerned about what you're doing now one other coincidences one to get gut check from you on President trump is having lunch today with attorney general said during the Justice Department to do the wrong thing in these investigation theater back off of of people close to him or to go after you know his political adversary ever bad guys after the campaign so now they're defenses you know don't not to fear I hired an experienced criminal his his second tweet was ally informants Makamba agreement which if Barack Obama had done that if Eric holder had gone along with it would have been a month long scandal and and it should be action law so he is it's so far beyond sloppy it's willful misleading in just outright lie pre per hour this morning tweeted that the Popadopoulos plea everyone else that pops up with his top two is GonNa look at this and the document go oh so he knows about that he knows that they came and talked to me and before the campaign but these charges included the years two thousand fifteen in two thousand sixteen for Manafort right wait trump tweet I mean well because I know Michael Pain whether it was popadopoulos or Manafort or someone else said yes you guys have you guys have these emails on Hillary Clinton we'd like to see them what law would they be breaking them that interview he had on January twenty seventh where he lied to the FBI you remember what else happened of significance in this whole matter on that day I do so that was the day the well when he said the Obama campaign paid nine hundred seventy two thousand dollars to fusion GPS that was the bill the Obama campaign paid to Perkins Kooky which is just a big ass law firm that does it goes back to the transition where he was crossing all these red lines talking about. Maybe I'll prosecute Hillary Clinton maybe I walked it continued all through you know we could go down only this investigation and why should he be documented against the politicisation charges. Yeah I mean I I don't know if you guys had interaction with them when you're in the White House I had quite a bit also seems from this plea agreement now that the trump campaign at least popadopoulos and probably others knew of the stolen emails before the public for tens more charges than a fun thing to say Dr Seuss over here would what do you think he meant by that I think he's looking at this he's looking at the plea agreement talking time yesterday tie cobb lawyer was like these are not related to the manafort issue in this morning he's like the man of stuff is nonsense Clinton be more thought that what trump had on his mind when he asked for that Loyalty Pledge With the Mike Flynn Investigation Saudi as did come and warned the White House the previous day but he might have also known about this interview to into an agreement with someone who has hacked into the pedestrian emails even if you didn't know about that hacking when it happens if you take if you enter into what dollars investigating which is did anyone the trump campaign up the Russians interfere so what I've always wanted this what kind of criminal charges would be related to say someone on the trump can't and other data it's it's hard to believe given all everything this plea agreement lays out about conversations back and forth about arranging a meeting that he followed up at it'd be central to what Muller's looking at it I think that's right I think there is without a doubt other charges coming that are related to the core question of what what Erickson about the meeting but he just let this offer for dirt on Clinton dropped there's no way that the that that offer drop you talked about it with other people and what those people did with it is it's a massive thing for the president to do something like that and it got a little pickup last week but to your point everyone's just so used to him doing this kind of thing that it's you about it right yeah and that raises the question look at the remember during the during the Democratic convention when trump standup stood up at press conferences it also seems to be a pattern here too which is somebody offers them dirt they email about it they have the actual conversation never referenced the dirt in email ever again I said you know Vladimir Putin if you have these emails rush if you have these emails released them well we now know that came you know two months after someone on his campaign ars was Matt do you think there's also something to the fact that another coincidence that the day that Popadopoulos was picked up at Dulles was the same day so whether they found that out from Popadopoulos or someone else we don't really know yet the emails got him in the end I gotTa tell you justice campaign finance law and I think he could argue that those emails were very much a thing of value especially given trump talked about him the last month of the campaign well lately did whatever he did this thing last week where he called over to the Justice Department and asked him to release this informant on the you know the big uranium one scandal to release it so these are the smartest criminals criminals and that includes Don Jr. who you know lied about in meeting when it was clear that he was going to be busted in that lie within twenty four hours and looking at this some of the things populace lays out here that the kind of big questions the for one what did he do with this offer stolen emails the reason they raided his house that way is they found out and we don't know how they found out it's not clear that there were documents there so typically emails that he was the day before day after the day that the FBI raided Manafort's house very well could be one of the things we learned from the Manafort in indictment is that L. is a scourge it's just we're all afraid of our own emails all emails we don't have to respond to we should respond to plus these crimes alerts from others that from a pro Russian Ukrainian regime many people would call them as a puppet regime I I mean mark who he met while he was working in Ukraine so and we know that he was overheard on on US wiretaps talking to Russian. It's a it's technically it's a computer fraud act the computer fraud and abuse act something like that it basically is the anti hacking law and if you enter the charge would be conspiracy the Internet conspiracy after the fact to then distribute those emails to do anything else with those emails you've committed crime so that that's basically what what the crime would be supposed to turn over to the Justice Department that he didn't and so they thought he was being uncooperative and untruthful and raise it out to go find out these emails some of which now show up in the indictment it's kind of like you know it's the old story about the boiling pot of water that the frog doesn't it doesn't know to jump out when it slowly warms volleys in it now the frog there's also potentially a violation of campaign finance law you accept anything of value from Russian official for Wolf from any foreign official for that matter that's violent intelligence officials or cutouts Russian intelligence officials so this isn't the direct evidence of of manafort participating in any collusion but for now this one of the points going to be out of this happened before I liked at the White House source this morning there was a White House source told Sara Murray these were bad guys before the campaign a constant team Kalinic offering talking about meeting with the Guy who gave you a big jar black caviar he was offering private meetings to a Russian however refuses to criticize Russia has refused to implement sanctions that he was legally bound to do as we speak so that's deeply weird that's still going on a daily basis that he's been doing since the campaign that you don't need an investigation to to to figure out so obviously leading up to today Fox News into Jail Hillary all the rest muller now has one guilty plea he has indictments what do you think Muller you've worked with him rebels and other policy matters have enormous importance to the Russian very and Donald Trump is strangely inexplicably pro Russia a person with absolutely no values what's trump campaign he was talking to these connections he made while he was working for for the Korean government you know we know this this email he sent to or received from his former the slack. Pr Team is deciding when to roll out their new campaign matt question for like I can't get my head around the fact that ultimately manafort laundered seventy five million dollars yes and the Wall Street Journal editorial board and a bunch of other right wing goons have been calling for trump to fire Mueller for the investigation to if that if we ever get to that this is a key link in the chain and it helps answer the question why was Manafort so eager to come work for the trump campaign in the spring of two thousand sixteen and to do so free it may just be that he was looking to build his credentials so he could you know make more money to consultant afterwards it may be he was selling about him if he was indicted if he was invited by Congress to come testify which my God you hope he would be I'm sure he would come and do that but I you know if that kind of thing or anything related to him from let's see now late January of twenty seven to Walk Tober of them yeah I I am sends it's not gonNa be Bob Mueller that can save us it's GonNa Take Republicans in Congress who you know decide that that's a really redline you're not just interfering with an investigation that you've been Komi Bob Muller doesn't have the perfect score that Khamis been batting are you amazed that there hasn't been one leak about the Popadopoulos plea it's such a good point there is all the everything we find out in this investigation with these kind of pieces leak out one by one or come out in court documents tears the open source collusion that trump seems to do that for what do you think Muller would do if trump fires him you know I don't think he's the kind of guy that would come out and hold a press conference And make it all I know you guys from listening to pod have a lot of faith and Paul Ryan acting on that always I guess we just have to wait and see when Paul Ryan going to talk about how this is a distraction from taxi I'm not surprised at all that nothing came out from the from the government side Muller has been pretty scrupulous there haven't been a lot of leaks from his side I think the I league who really saw how he's kind of a clam. I'm surprised that he didn't run around talking to people about what he was doing that it didn't come out enough fashion yeah he finally learned to shut up I guess getting nothing's GonNa stop us we need Bob Muller to take on a little bit of the sanctimonious PR loving tones of one Jim Komi find your inner align with hunting fishing expedition its investigation that's produced charges and people who are going to trial now so that would be you would hope that's an impeachable offense and Tuck so you know the the the goes to a larger point people keep saying and especially the White House saying all these charges against Manafort and Gates don't relate to anything about Russian sure they don't relate to the campaign and then once that's true obviously they're about his work lobbying on behalf of the Ukrainian government but in the other says while he was working for the best Derek Pasta who he was in debt to for millions of dollars and it may be something much much worse he could have been a plant from the Russian government from the beginning was going into the campaign up spirit not pro-putin Direction in remember no dancer that yet yeah and remember that important things got stripped out of the Republican platform like arming Ukrainian you did wait they assume this morning and he said I have nothing to say about the indictments nothing is going to stop us in Congress it was almost like I had to check if it was a parody Paul Ryan statement Positive America's brought to you by policy genius you know getting life insurance as a lot like dating a twenty year commitment but America's brought to you by Harry's Harry's personal endorsement anyone I use Harry's I think do I use there's nothing in here that's explicit that that somehow bought his influence down the road but I don't know I mean are we to believe these coincidences I don't WanNa be a Louis mench over here but what the I'm doing just five minutes if you have any questions their team license experts are on hand to help and they don't just do life insurance you can get disability insurance renter's insurance pen shirts in comparison up with buying overpriced razors trying to think of a joke that's like my shave was as tight as the seal on the indictments for George popadopoulos policy genius comes in it's a matchmaking service for people who WanNa meet the perfect insurance policy ozzy genius compares quotes from America's top providers to save up to forty percent applying is easy insurance cool if you've been thinking about getting life insurance check out policy genius in minutes you can compare policies and save up to forty percent polishing dot com because you don't want to screw up but yes no now I use Harry's and I think it's terrific I actually use Harry's this morning oh well you look great thanks a year very well probably I did not read this war I did that was the journey the person who ray revealing about the person who wrote that at travel blade cover to get your free trial set go to Harrys dot com slash crooked right now that's Harrys dot com slash crooked offered those emails so it makes that you know it it takes that directly to trump himself and you know you gary a guarantee Muller's asking what did trump have on his mind when he said that that day just cover shipping your free trial set includes a weighted ergonomic razor handle five precision engineered blades with a lubricating strip and trimmer blade rich lathering Shave Gel no really you go from place to place looking you end up sharing some very personal information eventually you cross your fingers pray that you're not short changing yourself inside twenty that his close to home so soda by Matt Soda That's a suppressed Matt thank you so much for joining us what a great shave at a fair price over three million guys have switched to hair now the remote your company love it we all know how it started our friends jeff and Andy two ordinary guys were Very Clean Shaven Harry's is so confident you're gonNA love their blades they'll give you their trial shave set for free when you sign up Harry's dot com slash crooked just pay for shipping why Harry's because they're all Harry's offers their blades at half the price of the leading five blade razor selling directly to you over the Internet so claim your free trial offer from Harry's today thirteen dollars value for you when you sign up Jeff and Andy last name is started Harry's to fix shaving they brought their own German factory with over one hundred years of blade making experience why Georgia's flying back and he got active adults that's right he was a Germany kids were doing the blade factory there's a whole backstory a- every every single time they edit details at the blade factory I don't like it you can choose what fits your needs and there's no weekly commitment you only get deliveries when you want them each meal comes with a step-by-step easy to follow recipe card and preportion ingredients and can be prepared in forty minutes or less what were leaks about this indictment coming today other than that I can point to one thing only commenced but I'm surprised that Popadopoulos we pointed out you've talked earlier in the show but no they gotta like which is maybe they just forgot about it we'll popadopoulos deleted his facebook account and stopped using his cell phone and then got picked up dulles interested containing the threat of additional charges focuses mind that he had that mock trial coming up yes Marianne Mary I can tell you that again now we're saying three indictment again very helpful thanks for walking us we'll call you back next indictment day speech at the bank came out holy Shit indictments are we doing a soft transition I like no we're we're in a big day here you know indictments Daymond Palooza with the right-wing response and really upset ourselves yeah I mean I don't know much about the response the response today stuff yet a lot of people were tweeting Various screen shots of Fox News this morning so let's talk about the National Anthem most popular candy kind of Emoji Crises Burger guys two different there's a android list who you know I have always had a lot of respect for on Fox even though I disagree with them a lot saying that so far there's more evidence of democratic collusion than Republican collusion. It seems like they're gonNA have a harder time sort of dismissing all of this season so far it seems like Fox's has taken the you know you could see the right wing media use that as the talking point all day now with the popadopoulos charges and the and the guilty plea here the things up and to distract us this is where we need the media to not fall on its face like they did during the election there is no equival and none of the speculation included the idea that oh there's also going to be pleased rolled out as part of this which is really smart because it's not just indictments it's people copying two things right it's it's the first reaction was there's nothing to do with the trump campaign in this there's nothing to do with collusion this HAP- Don trump lied and said it happened before the campaign colluding and then hiding that collusion then lying about it is indefensible so what they've tried to do is muddy the waters and try to make this about guests who Hillary Clinton again they just need a boogeyman to focus on Russia's stuff and this investigation at the end of the day it's not just a matter of legal questions it's a political question because as it relates what's there is no comparison between uranium one bullshit and what we are reading about from Donald Trump and like I think it's going to be incumbent on people like us what Fox News coverage that's important I mean I do WanNa look because today's you know I mean we had Manafort indictment and gates indictments yeah I was GonNa say there's a retreat at an active volcano deep with inside they sit around a stone table I liked it two hundred pound that into the mainstream media like brain scape because the right wing is going to pull them towards their perspective you're already seeing uranium one popping donald trump the only way that trump leaves offers is through congress and it's not just donald trump watching Fox and friends and Reading The Wall Street Journal editorial page and clearly that's not true today that it's really dangerous and it's dangerous and the reason that I it's we're not just harping on right wing media here is because you know we've often said here that this apple admitting to things which is a much harder thing too but you can claim that it's a witch hunt right up until one of the witches is like hey I'm a I'm a big fucking bitch I tried to leave dolls in hindsight I thought whatever muller did it's GonNa look smart and look like what he did to kind of blunt criticism and protect himself and be savvy as he's playing this long game the path of were just not GonNa talk about it yet until I'm I'm guessing they're all probably having internal meetings try to figure out how to how to spin this one is a stay on to Roger up in places like The Wall Street Journal editorial page which is normally not as awful as Fox News but it has been I would the Wall Street the fact that the Wall Street Journal Editorial Board Chris Listening to Chris Wallace and all the other stuff it's these members of Congress and so far Republican members of Congress have now launched two additional investigations one into the uranium ah whips up the base all the time so this this this has a lot of political implications here you know watching this watching this propaganda machine sort of you know go crazy about this last night I was I was like oh because everybody was speculating all weekend about like what's the charge is going to be who's going to be is going to be low level high level what's happening and I was thinking about it I was just really trying to think like bridge and one into the dossier garbage US partly because of what they're seeing on right wing media because they know that right wing media basically and it's all it is effective like the idea that the even the kind of sophisticated spin that Oh manafort these are crimes unrelated to the campaign the campaign committing crimes before during and after his time at the head of one of the two major well the two major parties the United States he was a leader of of our political system broomstick and they fucking nab nate yeah I mean I thought you and Dan did a really good job talking about this Thursday which is these charges are indefensible laundering if you're deeply in debt to God knows who or at least seventy five million in the hole and a whole bunch of illegal activity to a Russian connected Ukrainian oligarchy chairman campaign manager of of an American presidential campaign was into some Russians for for tens of millions of dollars he was actively trump it's a huge deal there's no way around it the most important thing that the FBI look for on your background check is is points of leverage on you in mostly financial ones seventy five million dollars is indefensible in fort is dead to rights a million dollars laundered through an antique rug company Nearest House like me break Popadopoulos blatantly paid for by the free beacon which is a right wing news outlet when they stopped paying for it the Marc Elias apparently a democratic lawyer started picked up the TAB and help course some other carve out you are unbelievably susceptible to blackmail just a on this steele dossier for real quick like the thing was started I'm continue it but we should always remember that none of this was really relevant until the top members of our intelligence committee decided just were so significant law enforcement agencies and intelligence agencies because the FBI continued to pay Christopher Steele to continue his research after this and then chance I gotta I WanNa talk about this like the propaganda machine here because it is I think it has reached new levels of absurdity endanger he pre butted it I I was they they decided that it was serious enough that they corroborated some of the dossier and use the rest of it as a roadmap in including in their investigation and also four funding this hot this research and saying that they made up this dossier in the dossier was all spoilers charges and all that kind of stuff then you're also attacking George Popadopoulos is in fucking trouble none of it has to do why Paul Manafort's in trouble these are these are separate issues like there's nothing in that indictment of Popadopoulos I needed to be briefed to the president elect of the United States. You know I wonder why these things matter I want to make this point if you're if you're going to attack the Clinton campaign a good deal of media in this country is trying to save the president you know from these potential charges or or anything agents analysis showing all these potential crimes and M- malfeasance of course they're going to look into it but again it's a distraction none of that has anything to do with the trump media propaganda machine is trying to distract us as trying to draw these charges that is a huge story that is a story to cover and you know Brian many that caused them to launch this investigation they were there professionals following very serious leads and by the way he like yes of course a very detailed and the other thing by the way that people say oh well did the FBI you know use the dossier if the dossier was fake to just launched their investigation no it was one it was one piece of evidence among but the the obligations of the mainstream media here Brian Boiler are editor-in-chief put this really well in a cricket dot com which is the the fact that part describes his legs in detail but you get past that article but he makes the correct point which is the way the right wing media is stirring up conservatives ripe for media reporters to do this but and political reporters just aren't as a political desk isn't as equipped to do this but this is now a a major political story that ends editor is paid to do a book he coordinates the rollout of the opposition research that they paid for in that book within your times report on uranium one back in twenty fifteen in kind of has sort of made the Republican party kind of nuts but he makes the comparison between what MSNBC does and what rush limbaugh Sean Hannity does but what we've seen this week is just how different is this is a coordinated campaign it is not a coincidence that uranium nonsense and saying Muller should resign and talking about all that else related to the trump White House with Russia you know that's a big story I I even saw you know John Bainer did this interview with politico that's really worth reading. Although there's a deeply troubling with him nine government agencies including two government agencies that are independent that had no political appointees on them whatsoever the Nuclear Regulatory Commission also the Nuclear Regulatory Fast Forward to today John Solomon who's a total hack right some piece of garbage for the hill which is as far as I can tell a newspaper that just writes up with people point out that Eric of the Washington Post he was one of the first sort of debunked this uranium thing in terms of how the right wing media was covering it and he said you know obviously he's a media reporter right and so it's it's confusing but the bottom line is that like the core allegation has to be that somehow selling this mine harmed our national security or gave something where to the Russians that leads to an investigation by the Intelligence Committee or the oversight committees I mean that is I don't WanNA use collusion such a loaded term but like they're certainly coordinating their messages is in using all the levers of government to score political points about something that's totally irrelevant and just one quick note on uranium deal like you don't need to know that much about exit arrested the bullshit and Perkins Queen all of it happened in the week leading up to the indictments coming out this is a coordinated effort to protect the president it is pure propaganda Steve Bannon tweet all day long or like your Halloween costume their level of up to the second best newspaper on the hill for staffers to read on the toilet yes that's exactly right so and all of a sudden Jeffrey Lewis who's a nonproliferation expert said that the sale of the company had as much of an impact on national security as it would have been if the Russians had lit their money on fire and you know who and you know is an easier target we debate why that is but they will do this to any Democrat and what we've seen especially from this uranium thing is like you said like the New York Times was worry that you know even even political reporters that probably are liberal in their personal lives and in their personal views even though they don't talk about it in their heart of hearts they believe that even if the parties aren't some kind of a kernel of truth to it and that you just assume that that's the case which is why they feel comfortable talking about it saying how the uranium one story is a bad story for Hillary Clinton because it takes so much oakland that they operate in roughly the same way that when a Democrat is hammering a Republican for scandal even if they're overplaying it there's some truth to it and the Republicans are Hammering Democrats for some kind of a scandal there's ask played but I didn't realize it was truly nothing I really didn't I didn't know this is important because this is a preview of I mean we can all like willing to play ball with Steve Bannon and Peter Schweitzer the wrote Clinton cash and right up this uranium story in the first place and the Washington Post is willing to play ball with them to on the Clinton cashed win elections and they all know instinctively that they rely on the real news the real media that actual investigative reporting that actually cares about the truth what work to figure out that it's bullshit we're talking about this yesterday that like I was briefly feeling like I was a kind of a political reporter because I was sort of falling in I wasn't able to yes you know let me fucking break I have to say they have come up with a lot of crazy conspiracy theories and their time on the right this has to be one of the sloppy and one of us love it is it is there's no usually there's some colonel in there where you're like and did the Clintons do something a little weird was the appearance talking about I don't know for us I think to just dump the stuff do a fact check not comment on the story like we have to fight what this is which is a concerted propaganda effort on B so there will be it doesn't matter how clean the Democrat is that we put up in two thousand twenty or even the candidates in two thousand eighteen they will make up some conspiracy theory and they were going to do it head of in Utah Utah nuclear regulator the proved that so this idea that like liberal the this idea that like Hillary Clinton is going to Russia with a bag of uranium that she's trading for talk radio host he now says it all the time they all know what liars these people are I guess the point I was trying to make is they all thought it was useful because it helped him win all the mainstream media they rely on those institutions to create the architecture on which we have a democracy the way the truth is disseminated and look John Bainer admitted mm-hmm all of them are complicit in this in that they view Fox News Breitbart rush limbaugh as useful but troubling institutions that help them it didn't do too much damage and now they see that when empowered it can undermine our democracy undermine our institutions perhaps make an impostor half of the right and the other part of this too is people like the supposedly serious adults the Paul Ryan's the Marco Rubio's the JEB bushes the John case ex all of them down in lock her up I mean that is as authoritarian as it gets that is the kind of things you see in in Venezuela or Cuba or broke about Oh they think Hillary Clinton's president their operating this alternate universe but this will happen in two thousand eighteen and twenty twenty they will do this to whoever and you can say the Clinton that that we got because trump peed on a bed in Russia there's nothing you do ab maybe we don't know just trying to be fair here no I wanted to point now they're crazy they've all gone crazy and like you said all these other Republicans casick Rubio the rest of them who have all appeared on Fox of on these shows they all know it they know Charlie Sykes reported scary thing Donald Trump tweeted and just tell his followers to tell his thirty something million followers to do something who is he and his narcissistic conversation with this in his own mind like who in that moment was talking to was he talking to himself congress was he was he having a little inner monologue with yeah so let's talk about how do we stop him from Jeff Flake to speak up yeah great in Mark Warner was just weeding Congress must take action now to protect the independence of the special counsel wherever how high this specification may lead like they need to codify the Department of Justice would have to convince a three judge panel that more needs to be fired. Now there's questions you know is this constitutional can they do this but the these guys in the Senate members of the president's inner circle and the president himself is under investigation for pop potential obstruction of justice to quash that investigation and care what the totally get to the bottom it because I'm busy and running a giant media conglomerate and but I was like oh it seems shipping he missed the stores in this profile which was great that it just came out last night right I used to think rush limbaugh and those guys were sort tough but fine and I talked all the time and then trump save country Russia leaders lock opponents for trumped-up Bullshit and then we saw like Donald Trump who watches that all the time tweets on Sunday the guilt between the Hillary Clinton Ah corker and flake and that crew they should they should speak up today they have reporters reporter should also get every single member of Congress on Record Right now pressure Paul Ryan Mitch McConnell like what what should we be trying to convince them to say I mean that they would sponsor this legislation yeah I mean I would do everything in my power to get Ed Lindsey Graham sponsored one Thom Tillis sponsored that would make it harder for trump to fire mueller it would basically they'd have to convince the attorney general you know who knows it's trump you know I do think you know Brian has a boiler has a piece in crooked dot com today that you this is the time for John McCain and Bob Corker get their conservatives but this is different this isn't about liberal or Conservative this is about them there're two pieces of bipartisan legislation in the Senate right now one will you do if trump fires muller what will you do if he starts issuing blanket pardons yeah I mean I guess the question what do you think Democrats should be doing about I would hold up every possible point of leverage we have in the Senate or the house whether it's funding bills or whatever it might be to try to get a vote on you know underlings were openly colluding with Russia but maybe trump wasn't aware somehow or whatever because he's too stupider he was doing Fox or whatever else but it seems like happened when he fired comey and the hope has to be that it's somehow God through his sick you know fickle skull there that that was not in his best interest but are issues that Democrats can and should run but this goes beyond this is important and this is what we know but we also know that his stupid son in Paul Manafort net with firing muller or at least make it harder for him to fire muller which I look it was we just said with Matt I it's it's harder to do today now that Muller has a guilty plea in a couple of indictments but some rushing carve out it was trying to lobby against the magnitsky sanctions by talking about adoptions which is by the way prudence Putin's number one priority in in okay let's talk about Virginia we're very close governor's race in Virginia between Republican Ed Gillespie and Democrat Ralph Northam we'll be talking to Northam and the rest of the Democratic ticket and rich you know that to me seems to be the most the biggest potential problem for trump is still the obstruction of justice you you could imagine a world in which most of trump what did trump know about the investigation when he fired Komi and what was his state of mind seems like that's Muller's real target with what he's doing here the one be was your garden variety cook right he's lobbyist lobbyists who used to work for Bush and now he wants to cut all sorts of taxes and regulations that's what really gets them up right right if trump before because they have this access to trump fox and friends Janine Pirro they know that he's going to see this and instead of trying to calm him down they've spent the last week and a half riling him up and trying to go the more and more hopped about this and more and more angry about this when it's not totally clear that that's what they should be doing if they're trying to get past this thing and get to whatever bullshit agenda they really wanna be talking about it. US foreign policies getting rid of the magnitsky sanctions and he met with Don Jr. by floating the idea that they had hillary up and he's like great sounds good I mean we already know that this the existence of a special prosecutor this ended this goes beyond whether you believe there was collusion Russia whatever there is a federal investigation that has now ensnared I have like a functioning politics and now they're ringing the alarm but it's you know maybe too late Yes we do but you know we can't laugh at people like Jean Perot saying it's time to shut the investigation we've not figured out what we even know in the public domain let alone what might be revealed in documents or interviews or if one of these guys flips the the other hope here too is that trump saw was up further and gets closer to the president and we know that trump himself coordinated the response to stories about that meeting so we we don't get to the bottom of that thing to as Fox News has a lot of power here and it is strange it almost seems like the absence of ailes has left them sort of rudderless and even less in control than they were just one there is nothing he retired is in this is why I think political reporters struggle here because there's sort of a built in bias towards there being some truth to the his role in this right now and and we said on this guy like I I'm not expecting Jeff Flake and John McCain Corcoran there's room to suddenly start voting for liberal policies the Democrats is pouring out now and then just writes in all capital letters do something which is who is he saying it's really very scary very that there was sort of an acted in the sanctuary city which is not true at all like escape from New York In Virginia in Virginia it's especially crazy because there are no sanctuary cities in Virginia even though you're on how the south will rise again if we protect confederate monuments and wipe away swarthy criminal gangs Tim was so funny and don't tell me like him so there's the money so now he's gone full trump and in the words of Craig Media's token Republican Tim Miller Gillespie is quote running a general election campaign do show that people are concerned about sanctuary cities a big reason is that they don't actually know what sanctuary cities are there's a lot of confusion that that Republicans really wanted to drain the swamp Ed Gillespie would be flapping on the ground in the tiny puddle biggest lobbyists okay so now purposely so about sanctuary cities so that a lot of people think that they're these places where if you're an undocumented immigrant even if you commit a bunch of crimes even if you're violent that you can be he wants to talk about statues because he has no way to help your family Ed Gillespie wants to scare you about about gangs because his policies basics because I think trump is offended so many of the rules that we forget to just do normal politics and that means saying things like Ed Gillespie topic is is so threatening to the rule of law as country that this actually I know I know that like it might not be politically fruitful tar to always talk about Russia and there's there's sp this is someone who is passionate about the confederacy ever since he was growing up in fucking New Jersey I mean you know we've heard that whatever bullhorn campaigns has been a hallmark of how they've been winning in the south for fifty years I think you said this yesterday on twitter we've been talking about this a fair amount I think it's about not forgetting that on Sunday night but let's talk about them behind their backs so pulls her I I wanna get into pulls all over the place on this is a Quinnipiac poll I see and in New York I mean this is what this is what Ed Gillespie has been doing for a long time this is the way Bush ran elections right Bush wants to cut taxes for rich people and do deregulation so what does he vile trumpism whatever you call it sort of a new level of this kind of politics it's not you know Republicans running racial dog whistle campaigns or over and over again now which is he wants to distract you with this but that's because he can't help you just repeat that over and over Tom Perio who ran against northern the primary tweeted yesterday swing on some of these jobs from north from down by ten north up by seventeen it's not more important than the polls is how this race is being running how this race is ending basically before this race at Glen in volunteer accordingly this race so unbelievably important has electoral consequences has potential constitutional consequences and it also is Carrillo's message there is one that we have to remember to keep saying Ed Gillespie he doesn't want to run on cutting taxes and regulations the only the only person who thinks that cutting a bunch of taxes and regulations super-popular is a Paul Ryan I think this was effective doesn't have a constituency it cutting taxes on rich people and cutting regularly running all these ads that that that probably work on on his base and that maybe they get some independence to if you fight it then you're playing on their territory and now you're a Democrat talking about St spy's running this campaign and also there's a majority in Virginia in many polls show this clearly Want to remove these statues these confederates oh Jeez and sanctuary cities and obviously that's not fruitful territory so what would we do here yeah I think two things I think I it's important to what Ed Gillespie is doing I think is an important reminder you know Ed Gillespie went full trump on race partly because Virginians rejected his economic agenda that had bankrupted the United States and wrecked middle-class pensions and I do think that the second half this is not new politics this is old politics you distract people and scare them and make it about social issues because the actual economic agenda is one where Democrats win on the issues again and again remember when the wolf was controversial the Wolf Adman still terrible I think you guys all made some very good underpin everyone do that so why would Gillespie do this if it didn't work and why does it work it's working right it polls I mean we've heard from people in the Virginia and actually help middle class people get better jobs like going back to that one the second half of that sentence over and over again that's what we failed to do with trump in two thousand sixteen it's what we have to remember on like the Meta narrative but I think people who are listening what you should do is believed the poll that shows the worst case scenario the hands in pole donate have pain on ESPN Melman running around passing concert amendments on gay marriage and he runs you know a wolf ad saying that that you know making stuff up about John Kerry I mean this I will set a narrative that shows a win or a loss for Donald trump and we need to scare the shit out of Republicans all across the country the going along with the trump agenda we have to win this race you do now if you have to if we can say that this that this kind of politics did not work in a very pivotal swing state and that may be going along with the Steve Bannon politics is not a panacea this is not your jail card free for supporting this monster in the White House was fucking shredding everything we care about so nations for a big corporations is a dozen have a constituency in this country anymore beyond truthfully a lot of our never trump fritz right I mean it is last week was running for Governor of New Jersey and Guido his opponent in New Jersey is running ads about sanctuary cities in gangs and all that kind of stuff in northern state edgy on the right to scare you because they have no plan for you that has to be from the outset of every single democratic campaign we will wake up that after the election cited the base but it was not enough to win an election for Republican then that's going to bode well for a lot of other races and it's not just trying this I mean I interviewed Phil Murphy you were associated with this race that this message polls really well which is why they're doing this they're running a brutal and negative campaign as possible I think you guys are being very unfair to edgar the cheese Burger emoji and an apple cheese Burger emoji exposition and they are they are actually they have different ordering of Burger Meat Cheese Bun and tomato and the news and it's not about desperation it is we have to be a little clear at the outset of our races and our campaigns that

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Dreams Dont Work Unless You Do

Cork Talk

56:32 min | 1 year ago

Dreams Dont Work Unless You Do

"The joke and I met where the N._C. Wine guys and welcome to stop this episode we sit down with him and Penny Myers immoral grade than yours in Hampton Caroline we learned about how they transformed a longstanding family farm into a vineyard and how they're working hard to achieve their dreams as Kim says dreams don't work unless you do so Kevin Biddy and put a lot of hard work into law oh great and Yakima Valley Wine Company wiring cussing fresh operation so sit back or glass and listen we're here today with Benny and Kim Myers at Laurel graybeards Benny Kim welcomed the court cock but he lied to be a far so take a few minutes interest. Go ahead and introduce yourselves. Tell us a little bit about who you are in. Why you got started here while beating my lap cume of course you've met in the we got started here in not nine or actually we took over the farm at that time from a cousin and we've been watching the property allow time towards real local sweet deal really close by came by property everyday she became a with a lady was not able to take your property use logger so we rented over ninety four star Strep free for vineyard town? We took it. We didn't know we'll put it a senior. It was pretty overgrown lot fields briars and small trees buildings. You couldn't see the farm pond was swamped with aveer verse locked lay in play and the head to old houses on it in this milking parlor so we started with feels of course fires- getting them ready for a good crops not going to do the grapes and we put in a corn soybeans week the West Abaco along the property and we found out pretty quickly that this was very fertile farm so that in steelmaking do some research to combat and seal Raleigh years all the property I was able to trace back eighteen fifty records all the way back to eighteen fifty through all I have not went past eighteen fifty yet because that's when the county of yet was formed and some before eighteen fifty the county again Ed was part of Syria Kim so any records that are prior to that have to go to Dopson to that courthouse. I'm not done that but it was very interesting to see all the owners what the property so we came along with just drive hiring mid-nineties big list with braveheart property. We really didn't have to do allow preparation over caller. Our ancestors had done allowed that fourths we did planting enough some grapes in two thousand one and that was the test lot one anchor Cabernet Sauvignon chocolate our family judged pain here for London in seventeen seventy the three and he was a gardener for Queen Jarl received a hundred Acre landbranch her to come to the world and so our family loves farmers for generations. Now we love farming growing seeing things that we plant in arms and we try to make people having so tell us about your background that the four of the starting farming milk. He'll tell you about hers but I think the to Mike are really good team because ruining farm allowing tasting room encompasses a lot of different aspects of business community and I'm at the N._C.. Stay with a big reading biology lift N._C.. State continued tobacco farming for a couple of years when we met and then <hes> with R._J.. Reynolds Tobacco Company were there thirty three years in that process the company I was in a management role of schooling being a law fines school in how to do a management on personnel at one hundred fifty people at one time in a big budget run big department also enabled me to learn that <unk> books part of it in the production side of the manufacturing side of it in all that kill me explain her background but that really prepared me with my farming background to maybe together through good business plan on senior winery in what we need to do your McCaffrey. We don't hire outside. People do are group's. We'd take your vire business on side side. We do the manufacturing bottling armies growing. We really farmed type with all the way by law and a lot of the work that happened when in R._J.. Reynolds was really able to get you into the rigor of you know considering farming build up all the process and get you ready for this should me how to budget instead of budget greeted budget every year. That had a dollar budget. Unfortunately the you know we were what we have and by Lego Pack N._C.. State Grad is left our dollar <unk> and she has master's degree in all G. O. Tesla which US scientists Doctors Kim tells about your background so when video for Slot Mary down we decided that my on main focus would be to raise kids seven for several years on Osei home raised to jober actually laurel entail gray so that's the name of vineyard actually cans from and <hes> until they were actually was in school intangibles a preschooler in decided. I need just a little else so I've always been a very creative person so I went out and found some things that I could gave it kind of played on that creativity so I did a lot of work in advertising I used to travel with some companies on sets to do styling and makeup hair clothing and set designs. It's now there's a lot of fun. Took me away from home a little bit too much so we kinda pared back from that and I started just doing local jobs. I worked in that for quite a while. Free From Church actually started a company up to creative keough creative and the two of us ran that business together for probably at least James Years and we did everything will return. He advertising photography everything on we had several clients did a lot of design were actually designed of UCHIDA's on jacker woven throws when those were a big deal of a lot of fun trying to figure out how of of machine leaves and and how to add the color senior and bring colors from the left to come from the topping blend to make all the colors itching Conforto for your designs of what I did that awhile then I've I've actually jumped around Eh Lestat and decided to that worked for the school system while so I should work with high school students of career development met a lot of county people a lot of people that had positions this higher positions in the county which is fitted Nas for us and we were ready to apply for permeating into toward home farm here they helped tree because I knew a lot of people and devastating APAs there for quite a while on decided I missed the advertising so back into advertising in worked in that for several more years and then the bug Bitney to have the vineyard in winery or not the one for the best and so we went back to excellent two thousand one we enrolled in one of the first programs serve community and we were in that first class in at that time started out with Charles King Dawson's Charles smalls was the director while they were trying to hire instructors and Charles Bowl was told us that key could one person could manager folly convenient part-time of quickly and then they hired Bob with Richie from California to come in and to <hes> to teach the program over there. I remember he was working into developing into to you minimum program but a lot of us in that first class were the new owners and so we were looking at our book and he'd say never going to cover that next semester leagues no way. We need to cut that because we're doing it in the morning. We need to move this along that E._S._p.. Things that program has developed wonderful. Now is put out a lot of great students with a lot of knowledge is really helpful your insurance and lot owners to program granted right so we did that and <hes> so I left Muscle Tom Job we started in two thousand one planning more two to two thousand three. We found out that North Carolina is draft. We used to be a drop down and in a dry county you had to have at least five acres of inured to be able to have a onsite tasting room and sample the property grew on far so we decided the we had the <unk> take this fallen dial should have been torn down the lack of AIG joke milking parlour and start restoring it to make as tasting because it was position where I want it to be to look at the bonds so we started working on that and we were able to into this Clinton two thousand three hundred mile fulltime job to come here fulltime to get the texting. You're ready to open a and to take care to bonds and everything so we actually open for business October. Fifteenth Two thousand three is when we hope to the tasting and we've been full scale I ever since imagine and it's actually you know you mentioned a thing. That was really cool. The building that we're sitting in right now is in a really great position to see all of the vines like we're sitting at the table just looking out at the flowers in the vines and it's a great scene. That's just like front to back so great location for it well. When we first started I was pretty ninety blockaded to make our start in this business we have the tasting was very saul and I thought all we're to produce a little bit of one year? We'll have a few people drop in little taste of the on my easel and I'll paint while here and I'll be able to paying in a glass of wine. We'll talk about the eight now the Nasscom what had planned for my new career well. It doesn't work out that way so now we love the business has expanded customer bases expanded. We've expanded tasting rooms several times over the years. We did a major renovation summer before less and finished about all that universal so now we <hes> we have quite a bit of specs van for people in several areas to taste Juan and one hundred hundred picture why he'll get genius or the problems businesses Goodman so you get that chance. It'd probably means that things are going as well as you would like it so businesses thing in good in what I can't say we've been very fortunate to have a very loyal base of people who love coming here who continue to tell us whether the winery in state and they promote US wars math so we're very lucky to have that base and we feel blessed that they'd be look come here because we don't hear so we're black and that's that is the best way to get people in word of mouth and someone telling friend Iran. Hey this is really good place. People Trust that more necessarily I think so you mentioned the initial plaything was Cabernet Sauvignon Chardonnay what other varieties are invasion. Will we decided go to varieties originally hopes research we'd done travels to we did Prince Grapes they may in the best price bottle and if you don't have Cabernet Sauvignon and don't Rochard may I say chauffeur scrapes call at that time were number one number two wives of the world. Let's how we selected. I then the start adding to that background. We've. In marlow overnight from Greek the only way cheaper hugs lice last landing and so those are varieties that we have our property would did you make lots of different wines at a soap few varieties because you have lending that you can do to create best full named wines Lex Carl Mountain which is landed Cabernet Sauvignon Carradine Crofton Merlo's are most popular red wine and we can take red wines and Mike Rose as before we do out rose as here from time to time so you can take four five grapes in my allowed for props and I think tasted about we could be tasted thirteen or fourteen wines right now which typically takes a little bit laws. WE'VE SET UP A flop scenario. Customer actually comes in the things that they will taste. We've also this summer decided to do categories of tastes so people can now cheese just the category you're interested in or they can cheese multiple categories. It's up to them so instead <unk> tasting everything all the takes cheap snapped off fourteen wives that can select to just choose the dry rats or the drop lights or or the funding creative once whatever suits their pallet. We let them choose to do that. Now only disadvantage I think a lot all kinds of customer coming in handle topped one. I think they live when they leave that sows not what they leave so sometimes you may with that scenario miss something missy introduce himself into somebody somebody that's now and ninety get an opportunity do that which that's the only drawback to that we've seen that meeting meeting times customer coming in and tell us what they want but at the end of the case that's not what they buy yeah so we ask them it. The all this work you told you lie but you leave the product what happened and they're like basically side will never experienced a why like that before. Were not fantastic and I think I'll take you back home and try some of my with it so hope. We don't lose any of that aspect but I don't think we will. That's something we've goes are and if we do you seem if that's not looking more will go to war. Yes I mean we always sell folks traceability that you might not like would you never know if you unless you try and that's having exchange of Palette and becomes our interests and you know appreciate different styles aligned so if you if you think oh I don't like sweet wine it off. Maybe there is a sweet wine. You'll like it same for those phone. Selma like once there may be a drumline that is fruity and refreshing and has it perceived sweetness and you might enjoy that so keeping up too much of a patient verschoor because supermarket tomato let you pacey room should be pasting. somethings that you by got Tom Permits. We always say to receiving on on the list that look since exciting to you or enticing you know you're welcome to have another place to with something here that that you just WanNa try key would've never properly so besides the wine you also make sausage sauces. Those are quite interesting and quite looked effects. You actually <hes> the sauces came about because we found out in the beginning there are a lot of people are intimidated by French wine. They are afraid to purchase them there from to drink the because they're afraid to go into something wrong. Some we've tried to make it very comfortable for people near Laurel right to come to taste are ones and we try to help them learn how to pair to wind that. It's only a beverage is just like coca-cola. Don't worry worry about it and it tastes better with some food than others just like a coke does so we take that into consideration so we started very early on bringing out little parents for people to sample when they were doing tasting to just show them look. Let's take us to get done so we started at and we found we used to have vinaigrette that was made by someone else in that company actually went out of business and so when they were going out of business we decided we need to develop are all so around what you that was this a long time ago. We started working on our own recipe and over the summer and actually on your governor and I looked on hand we found a recipe that we thought it was pretty good so we went ahead and work with co packer to get followed and now these do sell that exclusively here it's artisan vinaigrette and it's a beside nine fifteen year old the sonic olive oil with other stuff in herds in recipes secret recipes that people do excellently love it so that is a lot of people come to just the sauce then we have our own barbecue sauce also have a barbecue sauce called crazy about butts and no real referring to port book the tag underneath it does say legs in Brisard fifty so that's kind of a little joke and you know Carolina Barbecue Sauce. You're not eight. We are both natives so we felt like we needed a barbecue sauce here. So those are two sauces that are exclusively hours in their recipes. We also have a chocolate cabinet wine. Sauce also was served with that runs which is excellent but we work with a California chocolate here on that product but it does have our candidates of young in the one and she also makes us a Caramel Chardonnay Sauce <hes> which is also excellent in it has the shark neck so we do bring those out on earth of some of our sweet Iran either Parajuli way off to show people how to action serve dessert why in flavors that were great with what do you get to taste the nuances of pairing the wine and the sauce together because that'll give you an idea of Oh. Maybe I can take this home. Throw some meat on the grill and put the bar the crazy about butts on it and serve it with the scarlet mountain. I mean it's just kinda starts. The bring thinking about other stuff does not have noticed over the years. I see a lot of people making notes in the largest of their tasting cheap. Make this section sector recipe. This is great robots reabsorb. You know those kind of things get written all in the margins unspeakable enter the tasty. It's the best part about line for me. It's booth in that period. Just be magical marking that's to me. That's my favorite thing. I think that's what gives people hooked right and crazy about buds. Let's is great on shrimp to for those that don't work so it is fantastic country awesome. It's great make real sure yes yes so that you talked a little bit about the French varietals and the French style wine so what's your approach to wind making. What are you trying to go forward with the profile well? The product is hard to describe because Abassi to our farm to our places farm in so with farming Drake's. You have to take what the weather in each year gives you so we will produce this year might be cheaper than it was last so what we Kinda do many's the seniors I informed starting invade worry when travel take really good care of and I actually look after most senior myself with a one or two days vines and then we'll we try to deliver to the lottery. The best possible grapes where the watt style does not the altered that lunch so if we take really a premium gripe to the winery the very easy to turn that into a really good wine the winemaker talents are utilized in the years the weather's not favorable and they have to do some things if us come out of the great commercial product because the grant will make not as good that here let's win. We asked a lot more Liam into the difficult years greg growing our style coach. We've got a lot of lawmakers since we've been business had three calicoes while makers we've had a sin Virginia folks helpless in in North Carolina in this industry of do you couldn't go around the corner become a winemaker. He's not loudspeakers so you have to go outside to to get these people become and by doing that. Get your they're ought always familiar with Carolina weather rights so stylistic they might even the winemakers walk into our company are wildly and say okay on here and they come to freaks exist lifestyle <unk> mate. That's not necessarily what Hap- so cumin are very zone within and we try to explain to the new one makers that we hire what's happened here before were older winemakers at policies and we kinda create the law race style I would call it and basically this taking what mother Niger give this trying to turn into the best possible French wine commercially we can make. It's not how much we can make. That's not what we're by off is. How did we can make it so each year of the things give produce faulty product? We're very very picky. Eat about <unk> always are equal. You can't change it. Akerson bomb racks will remain very clear directions and and know exactly what type black Africans evolved so we make do some really different things between the three hours we get pretty creative sort of we've had lawmakers full lives as time vileness line we go to lab and takes a while weeks that wines lower looking over in. They may ask us what he wants to do and we leave their that thank you we don't want what your boat would. You go home and we talk about it in researching when we come back together with an hour we can make that part of better and that's really worked will force not to get into a situation where we feel pressured the wine bottle we we don't ever awarded we will make sure the lines for customers animal that answer the question about style style is a big word and it could be answered in ways but worn down steeply got to be good. That's our styles got yet. I think you hit on something there too because it starts in the vineyard you can't make a great wine with less than great grape so taking care of the grave taking care of bovine focusing on that first to get that premium product. It's definitely way to go. That's one of the reasons we don't harshest Greg meaning one. We have used what are makers will give us. We sell out. That's I five. Sometimes our customer comes here unexpectedly and we're Allen product or not always happy but we're happy with the quote so we can't control quality is wayland if we are purchasing I'm great from other farm so our big concern is qualified. We learn out what the great has been through. Every aspect of the gray weren't up when it goes into the ball we can certify that we know everything. This touched this wine bottle and that's that's how we want. It gives you a product that can be proud to understand. What's your average case production understanding that it's it's quantum quality over quantity but that's a question a lot of folks are interested in we'll average fifteen hundred cases appear? We can move that needle over a three year. We walked to we he can Mike Rosetti's every year we want to that need rises. We do some back bling. We do some future blending town time we might use the two thousand sixteen vintage eighteen thousand eighteen short just to give it a little bit of a pump the so we can maneuver that number but if you asked me for good five-year average about fifteen hundred cases and all of that salt you're over property so we're not in stores on restaurants and so that's our customers require. If if we grow to a level that we need to thousand cases we can get we have the arm land. Lift goes news five Acre property year. There's only so you had mentioned of moments ago abouts the company so the Yakima Valley companies where you're referring to so tell us a little bit about what that is why that. Certain will Yankee Miller wine. Company is a exam winery but it's kind of a sin off from law gray are tasty action takes place in that nukem par which is on one side of the pond declined right in the center here and then on the other side of upon it's the Y.. Rebuilding which we built in two thousand seven and that came about because we need it we need to produce our own once you're on the property and when you get a really get winemaker and we felt best way to have what we wanted for us all the gravy the decision to be Tika smaller handcraft and not only make one from this figured which you get warrant a big winery honoree a and the staff that we currently have so we said how could we have that top of equipment that quality of a winemaker for Small Boutique wineries that we are Bryce so we spun off the idea of value on top of the and it is a big fielding about fifty thousand square feet and we do stack of four there who were there every day and that's that's where we do custom crush so we make one in the facility for several other figures in the state along with making Laurel breaks so that business decision enabled us to <hes> have the facility we were looking for top of the line senator and to have some really good quality winemaking staff. I'll let me tell you about that building because he actually manages the winery he take care of things Yakim ballot so he can answer questions will in general we only make fifteen hundred cases for all right but last year we bombed thousand case so so that's a pretty sizable facility for yet in valley. Must People don't know what we're doing over. There had no idea they're fourteen fifteen thousand case place we tell me or fifteen hundred and we are we do enjoy making some really high winds for other customers in the state and the very satisfied with what we've been doing for one of our assistant lawmakers on top the only the out at the state awards two years ago that our company produced thirty eight medals we we entered six no way in most of those were gold so we do win awards for other people and that's been fun to it is a very challenging price war with also. You're not the winemaking team the report to us as a manager that order but we ensure that our customers can come incidental film and develop a deeper style they they could come in their style not law stop in a big difference between the different styles. Come out with dealing. They're doing their own grapes so they're grapes. More brace grapes never touch. No other customers grapes tiffany body else we we manage that Bob what we call it a lot cyst so for every great as it comes into the building. <unk> agree is the verdict in the bill that would be Bruce One if law grades Cabernet Sauvignon his last last great <unk> seek so they're years we might seek five for awhile and so there's the complexity you're not seek you paints. We have to manage tiny space. There's twenty six days not sixty five so there's a lot of juggling logistics to do to be able to do that. We've been ru successful at people seem to be very advocates. We got to be able to offer them that opportunity us like him say it we did that and she thousand salmon none of our hyper none of our winery friends. None of the older wanted to do that work A. B. Pest Stretch Messila so we saw dismayed very logical sense for us that we can now better facility. We have premium staff. We can have the best if we ever give more ulcer sharing. It's been a few years later. We've found that all the homered oliver they won't be in that kind of business so we must have we must have picked a pretty good Monica the house a lot bigger than male. Won't you might want. It's a it's a good approach because not only does it improve the quality of your winds but also it improves the quality of the winds of the customers that you make it for in general so just elevates the profile with the wind and it's a really great way for a new grower a New Vineyard Chore To get into the business have their vineyard having small anri at their farm but to get really qualified produce for them so they you can start working on their revenues so that's what everybody's worried about. The posit isn't expensive business to get into. We have a lot of money from longtime so that's very helpful to them and it's a little old world style to like you think about France. They have the negoti ounce to make the wine you have the donors the growers who take care of the grapes and can focus on that product so it's kind of a throwback isn't it and I think the customer happy and and get hit on something to think it actually it helps raise the quality of the warrants across the state short because you don't have people trying to make all their one small facilities that may not have as much training as they would like to have <hes> they are able to contract with those get the really quality trained professionals to make it awhile for them so it works out for a full-service lab facility so we can run any tests that Appalachia nursery Gary Community College they have Great Quality Program over Siri INTERCON elevate the wise of the valley we take our customers to that sign extreme we want them to produce this possible on the tourists coming into the valley. They stop inflation Nevada experience. Let may not stop log right so we evolve her neighbors house. Gooda premium wines yeah. It's it's not necessarily competition. It's helping each other out. It's a cohesive unit folks so yeah. The whole area needs to be successful so let's talk a little bit about somebody a worse. You guys want okay so we started in two thousand <hes> worn soccer. I breaks here and people ask the question another question because of all the time here so when was your first dented. Yes and I'm very very reluctant to answer that question to folks because what happened. Here is not the standard generally. I tell people need to have gripes in route at least five years before you think about modeling so it would be a few on a road before you'd have your percentage and then maybe a few more before you think about Internet competition. That's not what we did. We planted into one our first into a small vintage but it was really good great. They came out of it so we bought it and we insure compensated compensated competitions with it and we actually had a two thousand two Cabernet one of old mantle oh out so that's just don't even so that's not the no one but we have one meeting many a meeting me over the years and we're very selective about where we enter line. Competitions are extensively are really add up so we're we're selective about wherever we decide to ensure we do a local competitions because I think that's important for the local people to know that we bag you should work the local competition and they will do regional some regional competitions too and then we always do a couple of international competitions cheer and we have been very fortunate to win a lot of metals a lot of goals philosophers Lebron's. We have one just last year our candidate but when acid last year it was we were selling it last year but it was actually the fourteen into so we do keep our allow in in barrels fully bottle keep them in vase before sale so there's a lag tyrod but harvest and that the day bottle is always figure that we pick a great short not the year that we thought and that's another question that comes up for the two thousand fourteen is the one week just sold out it and it was. I really big win. Our wind best show in the mid Atlantic competition. It won the Golden State Competition in one place in the fun once John's case so it was very big winner. We have another excellent Chardonnay that we have just started pouring and we have Chardonnay that is the two thousand seventeen to our barrel from Chardonnay the way that we have just released and we were shocked and thrilled to found out that you just one a platinum meddle in the great American International Competition there was fourteen hundred intrigues around the World Dawson and with jared it was fantastic and the judges were there were national judges and there were international judges and it is a totally of course blonde competition. No one knows comes in any of these competitions for the one hundred and there was that fourteen hundred eighteen planets while we were able to to get one of those plans for the barrel from Sharpei. It's also for Uber also also the state just raise the level of appreciation and what people feel about the safe in predominance growing significant here it is a challenge to overcome that long standing perception of only sweet once from North Carolina so we're all still fighting that down daily to let people know that that is what has to stay does in wonderful careful right but that's not the whole state so I think weaning in international competitions like that really helps bring more awareness so with all the all the award winners and all the metals. What would you say has been in your favorite wine that you produce over the years hard quick one favorites? which is your favorite job but I it for me? Our Louis enjoy our sharpening his not the linkages we've had asked not already been my favorite. There's years that I we stay out a little bit differently but in general the buyer for me to John James B. Consistently a lack of heavy rid soup company time decaffeinated cumulus described. We went on a mission when time out of NAPA defined bizarre that we could locate in that was fun that was excited with that's really great charred nice. I think Chateau Montelena was warned that we brought back home and we actually talked to while making team. They're out. They made that wild since we liked it so and we've incorporated some of those findings back in our lawn how they manage their short programme Checker Motlana their extraordinary actually cost dot com seeking nick dollars bottle and some for twenty eight senior elected. That's great by land prices to check the lane of thank you wanted to that meant to France that the different pairs here's one in a blind tasting so that's great then ray can have up for you. My answer to your question Matt will be too short. The my favorite wine produced here is is our cabinet and that is of great kid is not an easy child to deal with. I took people when I get your tours here. That's teenage boys when we say we're wild and out of control on listening. Tell them to do whatever the heck they wanted to quite a few years. There's I get over there wanting to they grew into very nice young men and now they're getting their middle-aged shroud and they're just mellowed out as can be but they do produce really nice one here on discussing really nice complexities and Nice Day at. Some very characteristic of this far say lot and I have in front of the lever noon people don't agree with me on this but I'm a firm believer that if he wants to play on the international field do you have to grow grapes and produced the one that people know around the world so that is one reason that we grow the grapes that we drove here. I'm indebted. Soi Inter are Cabernet in international competitions the volume our chardonnay because we want to play although we only sell around here but we want to be player in the big field and I think you can't do that unless you're growing the grapes in making the one it is known and he is considered the best of the best in the world. So what would you say that you opened in two thousand three. So what would you say you've learned over the years that you want to impart on the listeners son recently and I thought in our house and it says dreams don't work unless you took a excellent because we worked very very very hard here. Tell people we work eight days a week till thirty every day. So it has been a long process we hoped it but we don't mind working and I think that comes in a lot comes into it because we been he knew how to far. He was a farmer and he knew how to acquitted the farming end of it <hes> his background from his job and gave him a lot of tools to use management agape love to Houston logistics. I think my creative background has helped so much because I do all of our lady designs. They have pains. I enjoy doing all the flowers and the gardens and working all of our dance so I think together everything we have done previous lifetime or chain together in worked really well to make us of teen here that we can regain do most everything it's been great great meeting so many different people our eyes were open that we did not know that people from all over the world would walk in here. We have people from Singapore Saffir Hud Germany China. I mean truly the world comes through yet. Can I did not know that before hand but a new wonderful to meet those people in a lot of them have had interpreters with them when they're all on and on Hedberg Tom on so that's a really fine for me can really nice <hes> taking the farm in the condition when we when we started and doing just is just ramping it into what we have now. I was a big on gardens. He you're in. We do have a million meeting many flowers here and most of these flowers actually <unk> which my grandmother's house or my mom's house chiefs eighteen or someone special interest dug a little flowers and brought on transplanted. We just developed from there so we have a lot of things that made a lot of a lot to me here so that's been that's wonderful into native for our children. You know have that prod and to hopefully one day. We'll see if we we're not pushing it on anybody because this was artery not that drink they have their own careers that we know Santa Rosa will happen so now we're still working hard. One thing that I cannot forget in the business community goes. We've been very successful at me bliss. We you might mistake Muslim states. We've learned how be better than next time. Let's hip this whole lot but we're willing to elder cheap biz and what I found out most is keyed <music> sill what's exists. We have to keep creating better with our grounds better with our leaders better with our wives but while making here's a lot optician and Dan I don't see any story go in probably by ball line to where the world except long so we have to have law braise products to point where pick more oh come here so that's one thing that we can't forget is far as many years. We've been in business. We can't sit back what we did last year. That's not happy with acting be thinking our will make it better than last. Ask Your vote on the next year so those are some produce inside forget managing place. You're getting older so the easy to think in reflect by only then that's not whole we'll keep you. You'll come experience something that experience somewhere in along that same long last two years had major of building projects on here and we've done some major renovation near we expanded the space here Laurel Ray probably double the space that we had for for enjoyment then this into Bosnian eighteen being expanded to one he ended the number three thousand Khaliq three thousand square feet onto the winery so we are she'll put money into it and we're still growing recealed excited about the future trying to be created and come up with musings on that note. What do you think is next for the for all grey or were you looking forward to the future will recently we have changed in a while making warmer senior while makers soup <unk> to the consultant so we have a new winemaker coming back to North Carolina that was here several years ago? Were this left without less and we recently hired Murphy more Murphy's law becoming coming outside Jim Seventeen Murphy fewer member was at Shelton Vineyards for seven maybe eight years so she knows the Greg to walk Caroline when she lived with North Carolina to go back out with cheese help other facilities out there doing what we're doing test impression facility so she shot that experience buyer on West Coast and we're excited about what she's going to bring to the Game Valley Wide Company log right. We can't wait we ADESCO <unk> fantastic for all of our class from the new class to come. We do have some new class that are looking at US talking to us about my future. Lanes will be <hes> but we're really truly out about her talents very town so looking back. What's left the biggest impact on you? I can take down pretty weekly in Q._C.. Customer one asked me and I thought it was best questions out ever been asked in a tasty <unk> questions okay. We'll hit this quiz and then we had a room may third people at that time in their first question was wallis the worst surprise when you start vineyard farming that you didn't expect what was the worst thing that happened in surprise. You cut shock you. The question was what was the best so it didn't take me very long to come up with those two answers. I think they still all drew me the worst surprise in starting now fiscal what is the is. I've been in the Bible Armor. There's nothing harder than growing crabs. There's a lot of hands on the Labor. You gotTA manage the canopy North Carolina <unk> The sun in on vine guy you to Leeann Immune. Did you gotta deal with all. The weather is very labor <unk> and you got a lot of growing in working outside is very difficult. Get their tired get retired and you get people that think they WANNA do they'll stay with the two hours leading very county slalom labor. The best surprise shocked me when we got into this business <unk> dieting other people you work but when you taste for awhile goes back to what Kim said make people all over the world and when they come in charter experience a little bit of their experience with you. Can you share a little bit of your experience with him than you learn all these people so that's been the surprise what our customers is actually taught us in the friends that we've made all the United States they have friends worldwide now that we never had started this his less were surprised the best ex and can't hello for you just listened to what being was saying also thinking to on the people that we have met. It's been such a blessing in Iraq because medium never met you see right. I mean we've been otherwise right. You never came here. We we struck up a fissure with some of them. Never Lifelong friends leans we see them other places but in back to what a second earlier about loyal customer base to they become some are like grandparents too much my grandchildren they make baby quilts for chill grandchildren. They're born and they bring them toys and they they give us gifts and they bring us food so is it is truly become a Laurel family a people that we would never have so that's huge huge impact in a big list great so we're kind of winding down on the questions so what's one thing that you want your customers to know when they come here to low greg. I will the no and understand how hard we -sition ourselves at what we mentioned in his hard to get that across in thirty tasty but hopefully elite they'll return is like I started winds and they see the quality of our product and they know that we're only here exclusive for them. If they come we are hands home. We are the are you know. What aren't they become Hindu farming for us? We are in <unk> with allow migrating of lean for the it's always what is in their bottle of wine another will be added. Take it home and that's let's would I'd like to know the they can be sure. The duchess went to farmers market. They didn't go to the super they went to the farmer's market they picked up a bottle of wine by met the former but meant the manufacturer amid the way they met the marketing person they make engineering up the sanitation when I met almost all but Madala pick one when I take that twenty dollar bottle of wine auto body that's that is that it's cool yeah yeah to to just expand what babysit for just a minute. I think people what our people know about being Kim Myers and Laura good news. We've been doing this eighteen years now and we when you come to Albright you see us we are here. We are here. You're almost all the time you and the reason we are here not because we have to be here we can afford to pay the people were here because we wanna be here. We want to know that we are fully vested in what we're doing here and that we you're proud of what we're doing in that. We want to meet them so we want to develop those relationships with our customers so that's why were you speaking about. What being just said one day I answered the phone here and and the person on the phone to speak with your director of marketing I said Okay that's me and they said Oh goodness? I'm so lucky that I got to not really to ask the WHO cleans the toll. It sets me AH mainly hats. We wear here actually well. Thank you both for taking time to this day. We appreciate the conversation and we always appreciate the good wine articulate the Chardonnay Well Matt. We really appreciate what you guys the White House doing for North Carolina Street. You have helped elevate the perception of industry and really up. Let's get out a lot of information said <hes> you guys are just as fundamental to what's going on. Here is invited. Thank you thank you. That's it for this episode of Corp Cough. Thanks again to Kim inventing for the conversation and if you like this episode be sure to subscribe to the podcast and leave us a rating into review this helps others binder podcast and don't forget to follow us on social media you can.

North Carolina US Greg Benny Kim Cabernet Sauvignon Kim Myers Bob California Iran Labor France R._J Reynolds Tobacco Company Laurel Ray People Trust Yakima Valley Wine Company Mike Reynolds Raleigh Nasscom
Kyle Pucciarello

Set Lusting Bruce: The Springsteen Podcast

1:12:42 hr | 4 months ago

Kyle Pucciarello

"I really, every show in that stand was the feeling of. I mean this happened so. We can talk about it. Now, we're talking about a little bit later, but I saw all ten shows at giants stadium back in two thousand and three I was I was still just between high school and college, and it was one of those things where after like whichever night you go man. How does he top that? You know here we are fifteen years later and it's the same like how how can you top the twenty third and the? Like well, he can't top that and then it comes in you're like well Jesus you can't top that and then I saw him in Philly a week later and he did to four hour in minute shows or whatever that even better go my God it was just it was a that was such a magical ending to. To that tour and hopefully it's not the last time we see Rousson the band but I mean God if it has to be what a, what a what a way to go out. l., everyone and welcome to a new episode of set listening Bruce Your podcast all about Bruce springsteen his. Fans I am your host Jesse Jackson and joining me today is a fellow podcast her. a springsteen fan, a an educator, and. I assume a fan of all Chicago. Sports. Well originally from New Jersey. So Then, we do need to talk about that. So Kyle, welcome to the show I will not try to say your last name please say it for me. It is Putin Elo. Terrell. Okay very nice. Well, Kyle Puccio rally I am so glad you're here tell us a little about yourself. You just said you grew up in Jersey but give us a little bit more. Yeah, you're so. I am teacher I've been a teacher for about ten years now and I'm doing that in the north suburbs of Chicago at the moment. In my life I've done jobs ranging from public library work in New York City to a little bit of a freelance journalism over the years I've had my hand in playing music live in. New. Jersey and New York done a little bit little bit of everything and kind of settled into this teaching thing and it's it's been really joy. It's a little tough right now during the coronavirus teaching remotely I don't care what what they tell you it is it is hard. It is it is it is double the efforts and it's been it's been a challenge but two weeks then were figuring it out and doing the best we can for for our kids. How are you dealing with the pandemic? You'd get. Okay you. Stand. Safe. Yeah, it's been. You know I'll say. Being in Chicago it's actually been pretty good especially in the past few months as the war the weather has gotten warmer. Lot of places doing a really nice job with outdoor patios there are enough parks where you're still allowed to go for a run or take the dog for a walk with challenging is I. I was supposed to have a wedding back in New Jersey actually in Asbury park the old Howard Johnson's building Let's now MC loons I was supposed. To get married there and on June twentieth, but obviously couldn't do that. So we did We did like zoom wedding out on our front porch here in Chicago had a handful of local friends and then our friends back home could see. So we're hoping that things calm down by next summer when we can. We can try again then. So that's been the only. You know. Obviously. Under the umbrella of this has all been such a challenge. You know that's been the only real drastic shift If anything it's given me I think as it has a lot of people a chance to reflect you know take some time off and really think about what's important and know what you want be doing with your life. Yeah couple ago we were talking and you know one of my guests mentioned said that in the grand SCO scope of things with so many people losing their lives it is You want to keep things in perspective but for the reality is there, there will need to be a mourning period of the small things we lost I was supposed to go see the eagles for the first time canceled. You know. GonNa go see. Lilly hiatt perform who's John Hi daughter Big Fan of her got cancelled you know. I've got plenty of friends that their their son or daughter graduated from high school. No real ceremony note domino. No things a wedding that should be this massive celebration with friends and family and a party there. It's still just as much a wedding and it's still special but it's there is something missing there. And and that's just the and that was decision we had to make. Was it hey, we want to put people at risk want pictures of people in Master people being afraid to dance and really sure what is and and I want to go back to what you said about concerts real quick because I mean we had. So much plan. The Rolling Stones, and I was actually watching some youtube clips of the Bruce show from four years ago over in the back of new. Jersey metlife on August twenty fifth that incredible three three. Thousand. And I it was great camerawork where the person who had the camera was real close on Bruce during one part of the song they turn the camera around and you could see the crowd and you and I have been you know in that hit before and yes seen seventy thousand people singing along and I do a pretty good job of keeping things in perspective. But I have to say that hit me like a ton of bricks last night going Oh my God i Miss that so much and you know when when can we have? Or were you at any of? Those shows I was I was a so I was still living in New Jersey at the time I've lived in Chicago now just over three years. So I actually I did the first two shows we flew out to Chicago because we had plans, he played Bruce Played Chicago on the twenty eighth. We flew back to New Jersey on the thirtieth. Our friends picked us up at the airport. We went to the parking lot of giants stadium got in right before. New York City serenade started. So yeah, I saw four shows and I guess in a week. So I, I, it's awesome. I had the home field advantage for for a long time in New Jersey so Funny Story When he announced the shows You know we made the decision alley scales reached out to me and said, look if you get yourself to New York you know you could stay at my house. and. See Won't have any hotel bills and we'd love to have you. So Chris and I flew up in. So we had tickets for the twenty fifth show and you know we got in on the twenty four hours and we we went into Manhattan met Jim Tola because he was at a He was at a a different event. for a beer that we're going there, and then we had a good friend of mine another podcast for for dinner and so everyone was talking about the twenty third show and. Did I picked the wrong night. Like because you know everyone was talking about the twenty third, how Maj was you know and it was, yeah you know serenade with an orchestra and all the things are going in like okay. Did did I picked the wrong night and then you know he starts out with serenade we got. You know jack-of-all-trades with the strings strings. Yeah. Yeah. we got the marriage proposal. During. Jersey girls right on that one and it's the only time and I don't know if it will ever happen again kyle but. When the last of Jersey girl ended and the fireworks went off. I said. I've had enough. You know what? I know I'm not gonNA say one more you know I'm I'm sated. This is perfect. And because always in the past you know it's like. One More Song Bruce. I'm greedy Swat one more and that was the first time. Ever it it it broke right at four hours I know there's debate on you know when you start the clock, but it was roughly for our show it was beautiful. My son was there with me we had a great time and I was like. This was good. I'm I'm really happy. I was there I agree with you that was really every show and that stand was the feeling of. I mean this happened. So we can talk about it. Now we're talk about a little bit later, but I saw all ten shows at giants stadium back in two thousand and three. I was I was still just between high school and college and was one of those things where after like whichever night you go man, how does he top that here? We are fifteen years. Later, and it's the same like how how can you top the twenty third and the twenty? Like well, he can't top that it comes in your like Jesus you can't stop that and then I saw him in Philly a week later ended to four hour and six minutes shows or whatever that even better go my God it was just it was that was such a magical ending to. To that tour and hopefully, it's not the last time we see Rousson the ban but I mean God if it has to be what what what way to go out you know yeah, I ended up this was the first show that I had seen. I. I I had. This was the first one. I've seen five shows right I like I ended up going to river shows, and then when on the second leg he went to Oklahoma City Dallas like okay. Well, Oklahoma City's a few hours away gotTa go dead Dallas on my home I gotta do that, and then when I got a chance to go so funny story right I had been working for a company a little less than a year and it it wasn't. It wasn't a good fit they they they liked to me but I like them but I just I don't think. We were in sync with what customer services supposed to be an an and the guy was a self made millionaire but he literally had never had a boss like in high school. He started a yard business that became very successful. He sold it went to Texas tech out of Texas Tech, pick it up again and has he'd never worked for anyone but he you know and so very great guy but when. He says in, you've taken a lot of vacation this year. And I said, well, you know the the guy had hired me ended up leaving has it well, you know he gave me three weeks vacation he said Yeah but you don't have to take kids. Like Brandon you know he never takes his vacation. Now we end up paying him for him, but you know I I want you to be here. I'm like well, I've already paid for my airline tickets. Do you need me to camp? No No, no I just. I. Don't want you to do that and especially like. You've you've already seen. This guy wants this year one why do you want to go see him again and I didn't have the courage to go? No this'll be the fifth time I've seen this store. It's different every night. It's different every day. So. Funny. It's funny trying to explain that to people and you know my my wife now. been together eight years in total. She seemed Bruce Now probably twenty five times and she. She went to to say her first show with me was was the birthday show at Giants Stadium in two thousand and twelve. The one that had the rain delay I mean she she got it immediately. So we got we got to say this guy every time it comes around and she being New Jersey you're. And Bright. Fans, but I got to throw it back to. I had a teacher when I was in high school because you know it's a little weird I mean especially then for a teenager to be an Uber, Bruce springsteen fan and it wasn't always the case but I had an English teacher named the Mr Quek. And he was a big Neil Young Fan. And he would see him whenever he could. But now he had a family and he had bills and it was different and he told me then he's like you know. See these people while you can if you see them as much as you want to if that's what you're passionate and you love it, hey you know do it because there's GonNa come a time where they're gone. or You can't anymore and you know I've been lucky to see you know bb King a bunch of times I saw Chuck Berry. It wasn't wasn't a very good show but I've seen all my idols I've seen all these people that I worship as a kid and still hold in the highest regard and you know that was advised that really rang true. So I wasn't a kid that was spending money on really really much except for except for shows you know something that I still impassioned about like I said it's one of those things that hit me real real hard last last night like wow. Yeah it's been. X AMOUNT OF MONTHS SINCE I've. and. It'll be x amount amounts more so we can do it again. Yeah I mean you you. I routinely pull up the dream baby dream video and which is just I think it is the. Is the live you know it is is film proof and My friend Sam listen is the first one to say this to me but I repeat it all the time with all apologies the Walt Disney. The happiest place on earth is a springsteen concert. And that video captures that you know like over seventy percent of the video is the crowd, not the band and it captures it and it's just an amazing moment. I love that you had a teacher that was that influential to share that. You know that that's great which does kind of get me back good segue to Kyle, we start at the beginning. So talk about growing up what what kind of music did your family listen to where they big music buffs and talk about growing up you know without also. Sure so I was an only child I'd always Two things I always did as a kid throughout really my late twenty s was play baseball and listening to music and play Guitar and there was a brief moment in where. I kinda chose I was taking baseball very very seriously in my head. It was I got to do one or I gotta do the other music kind of went away. So when I was young, you know my parents were big in the country music. So. Like and it's it's the names I'll mention like, yeah there was Alan Jackson and we had the billy ray Cyrus album share but we did you know Marty Stuart. Can Remember Melissa Ethridge is like that and as I say, these names hey, that some some music that makes sense you know Marty Stuart has that Twangy telecaster sound and he's three of music. So did interrupt she did you see him? Did you see the Ken Burns Country Music Documentary didn't he? First of all? It's fantastic. Instead of all Mardi store was all over the thing he was amazing I mean. Didn't you just like, okay I want to be at a diner with him just just let's let's let's you know drink coffee and or at a bar and just tell stories I just want you to keep telling stories any. He's one of those those guys like Bruce's that you could just you feel like exactly you could sit and just just just put your your your hands under your Chin and just tell me more Mario. Yeah. Exactly. So there was a lot of country music in the House and then you know when you're in school I, think I think around that time fourth fifth grade it was this is another one that will make sense like Hootie and the blowfish blew up. If you of think about if you if you if you go back and listen to that crack review album, there's a ton of Bruce springsteen influence in that and that kind of picked up where Bruce really wasn't around at the moment and I look I look back as a at that's the as. I was planning the seeds without even knowing it because by the time high school rolled around I kinda dropped music a lot almost entirely and you're listening to whatever was on. MTV. Ever Know Britney Spears or Baxter Ray Martin or whatever it was and what I will say the odds Segue for me and Bruce, and it makes me laugh to this day was Bon Jovi. Bon Jovi had hit at at the they had. It's my life and they were getting a ton of play on the radio and MTV and vh one and I saw Bon Jovi at the stadium and that seemed like, Hey, this is. Wow great rock and roll band and whatever and somehow. I just started digging and and I've been like that for the rest of my life is okay. Where do these guys come from? WHO. Did they listen to? What is that all about and then I stumbled upon Bruce One summer I listen to nothing but bruce, this was right. After the reunion tour end it was writer net July two thousand and I did nothing but listen to Bruce and I came into school that next year as the As a disciple and. You know I felt very alone but I knew I found somebody that I could believe in that was. Authentic that spoke to me. You know it seemed like and I still feel this way when I listened to the to the album's he. Also this, it sounds like he's speaking directly to you or directly about you and how does he do it? And you just felt like somebody was putting their finger on the thing that you felt but couldn't express and it just it just changed my life. Yeah. I assume you sane blinded by the light the movie, right? You're one of those kids. But how right here's a Pakistani in kid in the United Kingdom that's having this Jersey singer. He's speaking for me and I just I think that's why I love the movie so much is that universal? Feeling that he is saying something for me it is that what you think mostly captivated you that a because I always ask that question in it's hard. It's it's hard to pinpoint why for some people? When I think about it often I I write about it. Sometimes, I have an article that will be posted on the website by the time this comes out that's about jungle land and really about born to run the forty fifth anniversary but You know it really is and it it. It always reveals itself in new ways and when the Broadway show. Came out or when the book the autobiography came out around the same time I mean I'm reading this thing and even just he's talking about up in north. Jersey, just just south of the meadowlands, there's this little am radio relay station, which he's written about an in a couple of songs and he writes about that and he talks about like every time I drove up there with my parents. I thought that's all the music is Elvis's living inside that little and I'm like me too. That's that's exactly what I thought and he's tall telling stories about streets that I also grew up on the streets that I picture because I'd been there you know dozens of times and. Yeah I I think maybe above all else but just I mean just listen to his DJ sets the the respect I have for him as a human being as someone who hasn't really. Let us down you know. It it's just it's a, it's a whole package. It's very, very rare with our heroes as we find out more and more every day But I guess if I had a pinpoint one thing you know that that is what it is. It's just somebody that. As an introverted kid in New Jersey that didn't really friends with a lot of people but didn't really fit into any one group new I had some things I wanted to express in the how to do it. Here's a Guy Sorta showed you the way you know Yeah I. Totally Echo that and it's Ron Martz, who's a writer who's been on the show? He was on and we talked about the. Dj sets the from my home deers and he said that. we know he's a great storyteller, so we shouldn't be shocked that. No matter what. Mode what Vinoo. He uses to tell stories he's going to be brilliant at it. It still shocks us and I was I mean I knew because at Times A. Bruce can be an awkward interview by going to the almost the only time that doesn't work sometimes as when he is being interviewed. Right? It is almost because he does a lot of laughs at his own joke and being self conscious and in. I think when? Like the. South, by southwest where he did the keynote speech, he's written something out. That's brilliant. But when you're just talking to him. It can come across a little awkward but. With, him weaving the choice of the songs. The introduction to them. in the diversity of music he picked. as much as I think if before this had happened you had asked your audience. If we had asked our fan fellow fans are do you want bruce to do a live show from place acoustical songs or would you like an play other people's songs like I? Think most of us like, oh no no let's do some acoustical sets and now then I would go no I as much as I love to hear. Him Play Music hearing. This has given us so much more insight into his his personality, his beliefs and in his love of music and sharing that it's been pretty something special what I mean yeah. You just you just said it's he is. He is continually searching right? He keeps listening he keeps wanting to be inspired and it's his passion that he somehow finds a way to express to us that then in turn makes us. Right and it's it's a logical extension what he's been doing of really his whole career but in a way they kind of play out like like the Broadway show a little bit. There's a story being woven through this hour and he's going to tell it in words and he's GonNa tell it in song and yeah, it's it's brilliant and and what else? What else do you expect from the guy? When has he hunt? And in the the diversity of win he was so angry, he did. A politically angry about the way things are. Way Things are in the black wise matters and segment, but then also childish Gambino in the Jay Z. in there in Konya Yeah. But then he did the summer and his memories of being a summer and just being barefoot and going to the beach and and just this joy of capturing it and this latest one about the night you know everyone was like, oh, it's happening at midnight. He's going to announce a new studio everything. No, he just was a night. Alan wanted to do it in and I tweeted I was laying in bed I had my I had the serious APP on my phone playing the music and I felt like I was a teenager again with the transistor radio of next to it and it just it was just a beautiful way to hear that music. Yeah I I agree and We're GONNA. I just lost my train of thought. So we can cut that out later. So I I completely agree. That night one was another one where most of the stuff he was saying? I was like well, he said something about you know he likes being awake at night because he's alive when everybody else when the straight world is asleep I think is what he said and I was like, yes, that was that was me for really my whole life until I gotta start, waking up at five thirty and exactly and even then. All right. So how I always like to preface this question with I am a firm believer the amount of times you've seen Bruce Perform live is not fair barometer of how big of a fan you are. There's a lot of circumstances to go into You know where you're born your age, how much money you have but for the record, have you counted the number of times you've seen him live and and share. That's how that's what we do. In fact reduce. Yes, we do. You're standing in line and you you know you trade notes So I have seen Bruce One hundred eighteen times and I don't include know little jumped up on a club which are obviously some of the most exciting. Full shows light a day stuff like that I. saw my first show. So again, I'm in my early thirties. Again, New Jersey helps I saw my first show August tenth two thousand and two in Washington DC because I could not get tickets for for New Jersey or New York and didn't know any other way at the time to get tickets. So went down the DC was even more converted, and then my my show was was a great one was a legendary one was the one in Atlantic City, March seventh two, thousand and three Friday night and my wife always always like how do you know how do you remember these days? How do you remember these dates? I could tell you the settlers. That's just how we are. You Mark, you mark the passage of time. By some of these things but a I've been very, very lucky to. Be Able to do this to have parents who it you know. My parents were not. Big springsteen fans not sure that my father's even is to this day but my mother was funny. We were driving home from somewhere I. Don't I don't remember when and I if it was in my car that times bruce no matter what and we were playing the wild and the innocent album and Rosalita POPs on. And at the little break down the light and then and then and then. She she did it she like saying it out loud and we both kind of turn each other like wait a second. She'd always been telling me all that guys. No good. His voice is bad. He screams the kind of jokes you always here. And she's like I used to play this song all the time back when I was younger and then she came to a couple of shows with me and then she became a fan and you know it's funny to see how Lou Bruce's passion inspiring others. I can't tell you how many of my friends I've turned on the Bruce. Sure. Absolutely and now they're going to twenty one friend who his I kid you not his favorite musician of all time Britney Spears this and he has seemed Bruce Forty seven times. That's nice. That's a great story. I WANNA I wanNA I. WanNa. Make. A note here I I. I had teacher he actually wasn't my teacher. but I was in school is probably my junior year high school and we needed a sub. Now he was an English teacher in the school but I guess he was covering a class and this guy walks in and he not only does he look like bruce a little bit but he's wearing like a street band tour Sherp. God like. I don't have anyone else talked about this some let's talk and I've been friends now with him for. Twenty seven years not twenty seven to seventeen years. That's awesome and we've gone to countless shows together And it's just one of those rewarding things like you said so many friends that you meet through this community and the kindness and generosity that you. You. Experience through them as even even that ticket I got to go to Atlantic City in two thousand three. That was A. The old AFL. Message Board. Somebody on there I mean I was young kyle I was the youngest member of the group by a mile and somebody knew I wanted to go they. They told me hey I'm going to drop ticket off at the The wolf call don't bother pay me. It's fine. So what? It's fine go it's fine. I had to get permission from my parents. They had a drive me because I I was only sixteen. I couldn't drive by myself. Yet we go down there's a ticket me. It's the third row next to Clarence and The rest is history. That's awesome. That's a great story. do. Let's let's spend a little time talking about special songs and albums You know we're coming up on the anniversary. It'll be after this by the time I released this one, but we're recording the week of the release of born to run but You know you You became passionate in two thousand and two. That's what I became passion two, thousand and two. We just have a few years between I was a casual fan like everyone else I certainly knew hungry heart and had bought the river had listened to it couple of times but wasn't obsessed with it like everyone else born in the USA I had bought I bought of love in the box set. It was just a casual fan and then when I saw him live the first time in Dallas. Two thousand to the rising tour in I've said this many time right to. The first person that goes through their first concert goes boy that was long and then the other person that says, Oh my goodness I lynn can I go do this again and I was that time so but it was e you just it. You had a huge catalog to go back and immerse yourself. So talk about favorite albums or favorite songs. Sure I mean I. A friend of mine had given me the seventy five, eighty, five box set. So I actually started it's funny I started there and my friend who loves Britney Spears he was always into entertainment weekly what was coming out and tracks had come out fairly recently and he burned a copy of tracks. So I had tracks and seventy, five, eighty five to start with, which is very interesting. Way To bet is an interesting. And but but that lot obviously, you know tracks has become one of my favorite records like so many. But that seventy five, eighty, five record as flawed as it is and we'll have our debates about it on back streets but. That was as close as I could get to a live show and I could just tell there was something special. There was something different I remember listening to I whatever it's hard to be as saint in the city was I had never really heard anything like that before Adam raise the cane i. it's it's kind of a strange song in the darkness documentary they describe it is. Like a couple having nice picnic and this song is the when when when the when the movie cuts, the song is dead body and like. It's a weird song, but it just it. It did it for me and raise your hand and that just set me on this path. So I went back like I said earlier and kind of listened to everything but you know if I think of. It so hard to do favorite songs, favourite albums but I think it's something that Bruce's said that you know over the years songs kind of can change their meanings. Where you're at when you're listening to them and You know the river didn't mean as much to me. When I first heard that fifteen because it's dealing with relationships and it's dealing with things that I had no perspective on at the time. Born to run was the one for the longest time. I was in New Jersey Kid who has bruce's mentioned many a time. You always feel New York you always know it's there. You always know that that's that's the place to be. And even though it's only a hop over the bridge, it can feel like thousands of miles away and so that the born to run album just felt. It felt like my youth it still does feel like my I listen to it last night to celebrate the anniversary and. I I hear new things in it. Now backstreets means something a little different to me than it did ten fifteen years ago but you know the rising, you mentioned two thousand and two I mean living on the East Coast when nine eleven happened and the album that comes out of that. And that and that was my summer I mean that was everywhere I went. So seem to the rising and my girlfriend at the time listened to the rising and But for me the one I come back to more than anything else some my favorite songs alive is darkness. And you know that kind of fits that in the river kind of fit where I'm at in my life right now you know but I just identify with those those working class songs identify with the as Bruce said the measuring of the. American, the distance between the American dream in the American reality and somebody WHO's pretty politically plugged in. Those songs still resonate the they still sound as fresh as ever in their civil as necessary as ever. So I. I find myself going back to them often, and when I play guitar on my own, those are some of the songs I still. Love going back to more than anything else. So if I would say darkness of would be the Pantheon. The one eight to these several several one beasts and. All right. So I I'm going to get back to it because you've shared with me you've got a few stories on the road. But I'm GONNA tease that and I'm going to shift gears and talk to me about your podcast. Sure. Thanks. So. As we mentioned earlier in the podcast. Maybe the only silver lining to this whole pandemic has been a chance for everybody to slow down and I want my Undergrad at Rutgers University was journalism and that was where I thought I was going to go and I graduated and the recession happened, and you know, I don't have to tell you what happened was it was devastating for a lot of people absolutely for me. It men couldn't find a job I'm suddenly competing against people who just got laid off of the new. York Times and I did some freelance work here and there for the Star Ledger or some other smaller local papers in New Jersey and I kinda gave it One last shot, and I had this moment of knew I wanted to teach at some point And I kinda was at this crossroads of I ended up getting a job at a major major. Entertainment Network and I got into Grad School for teaching the same day. And I made a decision to go with teaching one. I do not regret but. Having, now been in that world for thirteen years twelve thirteen years. This moment. Was Hey, you know I I left a lot of that behind you know and it's something I'm so passionate about still something I. Think I'm pretty good at and I wanNA I. WanNa take a turn at it. You know So the the the website and the podcast it's called the flyover www dot the fly over dot site somebody has the flyover dot com but they're not using it so just like Bruce Springsteen dot com bruce, springsteen dot net right? And so the the articles range from you know just commentary on music or movies or current events and the podcast kind of those the same like you. I have recently started interviewing folks from all walks of life. I had somebody on the talk about how the pandemic has impacted media somebody who works in a major media network and How that's shifted how not being in the studio has changed things I just spoke with. Somebody who just a very into baseball also works for a major media networks that we discussed some some ways that baseball has changed and I'm looking forward to continuing to do those podcasts It's something that I'm not gonNA give up. You know where this time I'm not going to compromise that side of myself and. I I hope people enjoy it. I've only been doing it for two and a half months and every time I do something every week. Readership goes up a little bit. The listeners go up a little bit and and that feels good. Nice. People who I don't know who I've never met extensively are enjoying this thing and that's a cool thing and that's that's why you do it. So I, I hope it's something that I get to continue for a while and who knows where it takes me. So. It's just kind of a general topic blogging podcast just for. It is I. Mean I've I've toyed with you know whether or not I wanted to take it in just a singular. But. perhaps that's one of my flaws in terms of a career or something was I'm always somebody that I'm very very interested in in a handful of different things and it's always been hard for me to say just just that thing So yeah, I mean I was always a big fan on if you're familiar with like Bill Simmons and those kinds of podcasts or that kind of writing where he might. Tackle sports most of the time, but he'll touch on musical touch on movies and stuff like that. So you know as as I continue like I said, we're in our third month. Now you know perhaps the format will shift a little bit maybe a little more specific but as somebody who teaches you know I've I've I've touched on those topics is wall. So there's a there's a lot that I enjoy discussing analyzing. For what? It's worth Kyle I say go with your passion go with where it flows I've got a really nice compliment last week A Guy is a regular listen listener to the doctor who podcast I co host and I picked at him. I said you know, hey, you never send an email. To set lusting groups. He's like I don't listen to sell thing, Ruth. And, I. So I had Charles my co host with the doctor parks join me onset lusting bruce and Cyrus doubts and I said Okay now you've gotta listen he did and he's listening a couple of times in we're talking and he said you know I think you brand your podcast incorrectly. So. What do you mean? He says, well, you say it's a Bruce Springsteen podcast but I think it's really more of a music podcasts that's hosted by Guy who loves Bruce Springsteen And and I liked that compliment in in I I was asked. Ken Rosen is going to do an article about the podcasting five years for backstreet. And he says, yeah, I was really honored and he said it seems like you've been having different. Gaston. Not Just Bruce Fans are you getting away from that format and I go? No. I think that will always be the bread and butter of the PODCAST I love talking to Bruce. Sharing Stories but I also love talking to people about passionate about. Their other musicians or their writing or in just just I just I I never think I'll be Larry King but I think if I if if I could be, that's what I want. I WOULD WANNA be Larry King and just do an interview of just fascinating people will hopefully, you wouldn't have the seven wives. But no I. Think. That's a great point that that that you make because I wrote an article for my website. It was inspired by our. State of our country and political goings on and I was looking at Anthony Bourdain. And it was a two year anniversary of his passing and you know it's exactly what you said. It's what was his skill. His skill was finding people that he is diametrically opposed to politically belief systems everything what they find that commonality they find. Let's sit down. Let's break bread together and let's have a conversation and you know that that is a lot what you do. Right you Bruce Jumping off point we have this thing we've broken down a barrier. We know we have it, and now we can go anywhere. You know we can talk about whatever we want. So I I think that's that's the beauty of these conversations and you just hope that We can do that more and more as a country you. Yeah. So Living in Chicago did you. Did you transport any of your sports allegiance to local teams or are you ve remained faithful to whatever you grew up watching are rooting for? That's a good question. So I grew up as a as a Yankees and cubs fan and a bulls fan and I was the Haida. Jordan. So that was firm and. I talked about on a podcast I did I would come home from school and wgn would be on and there'd be Harry Carey talking about God knows what and you're like, wow, I got listen to this crazy guy and that's the cubs and that's Wrigley Field and So I was a fan as since since a kid. So that's kind of what even brought me here in the first place for the first time I ever came was hair I wanna see the field I want to go to a game and then the more I came back here it was. Wow there's the city has so much to offer. It's really hard on a teacher salary to live comfortably in north. Jersey in Manhattan. It is not a thing that can be done easily and and here you know pricier them. But it's it's easier to do and so anyway, I've kept those teams and that was easy i. mean the Bulls are awful. So Hey, but no, I have become a bears fan I am still a giants fan and maybe maybe I should have become a bears fan because you know the giants look like they're going to be pretty dreadful for for quite some time. So but hey, we beat the Patriots twice, right? Hey, you guys have Jason Garrett now. Fantastic clapper. What we laughed is stand Gobert right does that he? He's written a book about the Jersey shore you know touring and I was on his tour actually the night after the springsteen show, right? That's I stayed up till. You know past midnight mid got up and went and. went to see a did his tour and is that all the shows that he was great but we're driving through you know we'd gone to we started freehold weekly gone by we seem the born to run house. You know we seen the church for took one of the early pictures and and the tree were Bruce was leaning against over we're driving out in staying goes Oh and you're the only person that car that will care. But that house is Jason, Garrett's Parents House. He grew up in this area and I'm like I knew that because as boring as Jason is when he's talking football. All three phases three phases got to win you know the. You know we're going to be playing Washington at forts at four fifteen on Sunday and Just one notch above bill belichick every just just no. they infect the sports station here you know. Made him a robot you know they're fake Jason was have to Reboot reboost system issue but you get him on and there is a The local rover Lonski who is the Dallas Morning News our local paper, entertainment reporter, and and then one of the sports. Reporters from the Dallas Morning News. They do they do every Wednesday night during football season intentional grounding they do show on Wednesday nights and every year on a bi week Jason Join them and he was fascinating because he talked about Bruce he talked about dillon he talked about in college doing his papers on this music he talked about in when he talked about music, you know He. He just came alive and I've said do my sports buddies like Jason got an extra four years before i. turned on him because he was at Bruce Fail like, okay. He was a cowboy. He's a good guy. He's in be regret that decision of giving him. Yes I do yes. I do very much because as a cowboy saying right like, okay. Get rid of we get rid of carrot top as my son Boston Okay. We pretty happy with Carney. I think that's an upgrade I think he's got potential You know we got really nice receiver for the draft you know like he's got his potential and then Covert happens yeah. Like what's going to happen with that and I say this as a giants fan I, and a friend of mine. Were the self-appointed Tony Romo apologised fan club, I I don't know what you're I would love to hear your take on. Tony I thought he was somewhat unfairly maligned for the back half of his career, a hell of a quarterback and you know, obviously, we all remember the one fumble. I need. He feels. But if you think about if if because he's the holder like he shouldn't have been holding you know the punter should have been the you know the normally it's the punter and the punter colds for the placekicker. They do this together if he had not held that ball totally different career or if it had not slipped or if he actually could have made it, he almost no I now. The down League there there are people here that believe Garrett destroyed the end of his career that because Jason did not get better. He did not improve the the offense did not work in you know. Look I'm like every. Aaron Rodgers and McCarthy. Should definitely have another ring on on Rogers Finger. And so no I think I think. It. Is unfair that. It in this is the way we do. This quarterbacks are judged by the amount of super bowls. They win the and it's you know you know in Marino. Made One but never won you know in in you know, I think Tony Romo he owns almost every passing record of the cowboys. He seemed like a really good dude he you know he he. He didn't take it too seriously. I. Know that Aikman Install Bax Kylie of him and that's pretty good. Ending for me so yes, I think. I think for every bad interception, he threw at the end of the game i. also think there were plenty where he brought us from behind I and then the defense couldn't hold it. And the flip side is my team where you had literally I duNno sixteen total great weeks of Eli Manning and pretty awful the rest, but it will take. Exactly I mean it you know and you know and ally one too. And so you compare the two right Eli is gonNA come out ahead because he's done that. Owning a team talent wise with quarterback knowing nothing else I who wouldn't take. Rome over. I would and I'm really pleased. I know he's still getting a lot of hate and as a cowboy fan I appreciate the fact that a Tex Schramm with the whole America's team and the arrogance of the cowboys I get why people hate us but we play in the Yankees yet is it is and it's just But I just think I'm so happy he's had success at CVS. I just and I think he is good and he's he's excited his passion we were talking about the yeah, he loves it and. Listen to especially because NANCE's. Not that way right? Exactly. So I think it makes for a great combination The local sports, the sports guys. have been fans of him. Now my morning show done Miller George. Dunham is a little like, okay. Tony quick trying to play pro golf you know like. Okay, you've been successful NFL quarterback. You know you're now in a broadcaster, you can't do everything just a quick drying but I figure. Let them try let him have fun. Yeah. That's that's funny. You mention that about Garrett I'd forgotten that but that that's a trip the that I've made I never did it with but I've I've done that myself every time I come home now and I think probably for you too is always that hope that like 'cause Bruce Talks about doing it yeah. Maybe maybe today's the day I'll send him at federal agencies in improving exactly. Yes. So. That's great. Well, good can continued lock on the PODCAST If you ever need a guest to talk you know Dallas sports or Tony Romo. I'll be there for you. That niche audience. Yeah. That that I, I'm trying to get It babe loss of Burke on the show you know he was a a backup cowboy backup quarterback and then he was an NBC he did a CBS local CBS affiliate sportscaster forever, and he i. met him at a Bruce Show. He was lying a beer and and I like babies high like, Hey, how you doing and? I said I remember you being on the radio talk about being a Bruce Show 'cause? Yeah. Yeah. He says, let me show you and he pulled a picture out of his pocket where he was like in the eighties or nineties he was at some beach like Caribbean island and Bruce was there and they got a picture taken together and he's like he's And I get the feeling like it's always in small at not just because he was going to a new show. Next time we chat I've got a story about a friend of mine who has it in front of his wallet even before his wife and his kids. Say That one. All right. All right. So I do WANNA get back to you mentioned you've got a couple of stories from the road. So please call talk to me a little bit share a couple, and if we if we're going to long on time, we can always have you back a second time. Sure. So that's actually why was transitioning back to that always hoping that Bruce's around the corner. So are we talking about you know meeting Bruce or? Your dealer's choice. All right. So I guess I guess that's where we are. So I will I will tell that style tell my story how about? Okay he's got to. I've got minor quicker but not as fun so. So my friend Tom. He's the he's fifty nine right now his first show was believe it or not the New Year's Eve show at. Nassau Coliseum. So talk could you pick a better I show for anyone than that? Wow, that's great. So now, he he would tell a story back in the eighties it was in between the river riverine born in USA Akron. Clarence had big man's West Club and red bank I believe and it was the same as it can be now but not the same you know it was much bigger back then hey, bruce is going to be the point tonight no, no, no, no no he's going to be at big man's west whatever so. He had five friends. He said Thomson Nope. It's going to be a big man's west and the rest of your crazy's going to be with What cat's on a hot tin roof is GONNA be over there and. That's not the name of that band. Is it I'm not sure. That made away whatever yeah. Whatever the house band at the pony was time. So his friends drop off and red bank they go to Asbury. So Tom is sitting there at the bar and the opening whatever band is playing and he's just kind of having a drink and sitting there and he turns any looks and. and. There's Max. And he's like Hey Max like you guys plan tonight and he goes well, you know we'll see. Then he turns around and he sees Gary Oh. Okay. Something's going on here and so he goes okay order another drink. As drink comes to me turns and Bruce Sitting. Right next to him. And Purse. On his any. So, you guys, please. Say we might we might go up and play a few turns out the entire street man jumps on the stage and they play a show at big man's west. So. The story gets even better. So he now the show's over, he wanders outside and there's nobody in the parking lot. He's waiting for his friends to pick them up. This is before cell phones as before any way to get in touch and there's a winnebago parked behind him he doesn't really pay it any mind and. opened the door of the winnebago out walks clarence. Hey man you can eat a ride you lost or something what's going on Tom Goes Oh you know my buddies want the stone pony tonight. I gotta wait for them got away from the company Clarence like well, why don't you wait with us while you're waiting for him? He's like what? So he gets on the Winnebago with Eastern man they're talking about the show they're talking about whatever after a while the guys go hey, look we gotta drive up to North Jersey. We're dropping off Max just like a crazy. This is insane right? Right exactly and these like and they go where do. You live and Tom Lived up in North Jersey at the time as well, and they're like, hey, that's literally on the way we'll drop you off and the story does not end well here because Tom said, no, he said I have to wait heroes. My friends won't won't know what happened to me I said, forget your friends you go. You tell them are you write something in the sand or the gravel that says with Bruce by like you go. So, he was faith rose rewarded and redeemed. About, fourteen years later he became a high school teacher and freehold he was an English teacher at the time and free freely highschool Bruce's old school and I mentioned federal agencies. It actually happened to him he would go to federal agencies. For Pizza Lunch break sometimes he's waiting for it turns rounds. He's a little old lady with the motorcycle helmet. And he knew enough that he was like. Pretty. Sure. That's Adele and soon enough in walks bruce got the motorcycle helmet on and Tom tells them. Hey you know Bruce Oh. Nice to meet you again bubble Blah we and this was right around the time of Ghost Tom Job. And he goes, Hey, you know we are just starting our Grapes of Wrath Unit and Oh. My God. It would be unbelievable if you could pop in even for a few minutes and talk to their kids, they would go crazy. You know typical Bruce. We'll see we'll see. So a couple of weeks go by. As he tells the story and he's teaching this class. And he gets a call on you know the the. The all know Mr Cantillon. There is a bruce springsteen here for you. He goes come on everybody knows he's a big bruce fan give me a break up whatever and so he pays no mind goes back to teach in five minutes later he gets the call again. No, he's here you need to come now. Lies Down to the office and Bruce was just about to leave its way and Bruce does he the way? Tom? Tells, Bruce goes you know I parked outside and and I couldn't I couldn't come in I just couldn't do it and then and I got in. And I left I figured okay and he was sitting he was sitting in the principal's office like a like a kid like this is too many bad memories, right so he comes into the room and he talks about how the book inspired him to write the songs and he's talking for half hour and he goes, Hey, you know if anybody has a guitar I'll I'll a few Goes Tom Jota a great record for high school students in one, thousand, nine, hundred six. But still what he's looking for a guitar and the funny thing about it was, there was a kid in the class that always brought a guitar who is sick that day he later went on to do sound professionally concerts. Or with Bruce towards the Josh Goldman so that honey as a happy ending. So anyway, he stayed a little bit longer and go back to your picture discussion. Tom Has this picture of him and bruce arm around each other and there are it's hilarious kids peering in through the window behind trying to see and get a glimpse and yes, that picture is still the first picture has wallet. It's one of those like you were saying about your friend just I just I just to have this picture as a person. You know it's just to amazing stories in a guy that's you know. Worships Bruce. Like we do and has seen him I. Think his number is I'll never catch him one, hundred, seventy, five or something like that. So. You know I love that story and in in reminds me I've told this a couple of times for a while. I didn't tear late on record but I had a guy who was on the podcast and we had a great interview. We had a fun discussion and you know after ended the interview and I always like Hey Jeff Fun thing and yeah, I had a great time great time. He's next time on I should tell you what I got drunk with eastern band. Like. Wait a second wait a minute. I, mean, you know I'm. If I'm at church some his hurry doing. Well, I'm good good is when I got drunk with Eastern Male, right? You know a that's hilarious. That's great now, but you have met Bruce couple, right? Yeah. I've been lucky enough. So I met Bruce. First Time, it was like two thousand three. At, the stone pony jumped onstage with joker shaky and I was. Closer to Bruce than I am to the computer monitor that I'm then I'm looking at on and at the end of the show or after the show I'm walking back to my car and I see the Range Rover and you know again we're we're all insane fans. We know no, that's bruises and I was like there's no one around. So I ran the my car had the box set of tracks sprinted my car had a power kept the pen came running back still just me and my friend Tom was actually there too and we're just waiting and then out that side door the stone. Out Walks Bruce and there is and all the sudden. You just see like ten people just pop up out of nowhere where does your go and I had this like movie moment of just being like shoved almost right into them and I'm I'm seventeen eighteen I'm. Terrified and. Excited beyond belief he ed what do you got there and you signed it. So I'm calling my friends that I was probably two thirty in the morning and they're like I don't care I don't exactly wonderful but the I met him. At, a little steven show when he play. Played a couple of years ago but the time the time that was the the best and where it's even close to a story like my friends. Bob Dylan played a long branch the college in Long Branch mammoth and two thousand eleven I want to say. And So it was for for Dylan standards. It was it was a pretty good show and I had spotted Bruce's I was walking out. Okay. That's cool and I'd been another show and Asbury Park where Bruce there and didn't play. And so okay, that's cool. Bruce's there. You know you don't think anything of it. So we're in the parking lot and there's a long line of cars to to get out and it's not going anywhere and hey, black range rover wants to cut in in front of me and my friend, my friend's driving. So I'm like we just let Bruce in. So now get out get out of the car, go go talk to them and and it felt weird about it. But I. did get out of the car and you know here, here's a guy who almost climbed the fence. It did climb the GRACELAND. So he he gets. So I just kind of walk around like I'm on my phone I mean traffic is at a standstill and a guy, go up to the car and they hey, how you doing you sign something whatever and this Is Not. What's important to me? I, I wish I had a picture with the MY I. Don't know why that's important to me but. The fact that like you meet these people and they live up to the things, you've heard the stories already told from my friends and the stories we all know so well, like he is that guy. He sees what I'm doing. I've got this phone. I'm talking to nobody he sees me goes come on come on over. So he like, let's me in his car. It's got him and and I believe it was Evan, was in the car yes. My Son Evan and I'm in the like. This is Bruce. House. My winnebago, you take me anywhere you WANNA. Guess. Where you WANNA go. Out So we started and he probably just didn't maybe he trusted me and he didn't want Democrat I don't know. But we start talking about how you know the show we started talking about Bob Dylan. Now, we're talking about like favorite Dylan, the songs and albums, and you know we this two thousand eleven. So this is just there were rumors that they were thinking about touring and figuring out how that might work post Clarence, and I brought that up and he's like he did the usual like. We'll see we're working on a few things. You know we gotta get out there soon, and then traffic start moving. All right I got this is your stop you gotta go and I didn't care you know like you said. Where that was enough I walked on clouds for. Weeks after you know I can imagine is unbelievable. It's it's just so nice that like I said at the beginning of the. PODCAST. This is a guy. You respect. You you. You worship him, you know his authenticity and not just as. Not just as music, but as a person down when those people live up to that and they continue to live up to those ideals, just makes being fan that much more special and makes you want to continue to support and and meet other people that feel the same way, and it's why doing conversations like this are so rewarding and it's totally the resided about guests. Right is just I You know my goal is I believe every springsteen fan has a story and my goal is to get as many of them captured. You know forever I want that. That's great. Now, did you did you not make a book signing? So no I I actually didn't make the book signing I was teaching at the time and whenever they went on the one in freehold went on it was kind of like sneak release. If I remember correctly lesser one really knew what time and I believe me I was building in my lesson plan like you go work for five minutes and I just missed it. So No, I didn't unfortunately did not get the do the do the book signing but I did get to do He was at town hall in New York City. got. To go to that and that that did come with the sign book I did not. I saw your picture where yeah. Yeah. I I drove down to Austin I told the story many times. So I won't. Totally, repeat it here but I started a new job I my my boss was really cool like, yeah you gotTa take the day go go and dry drove down to Austin and I I got that I came back and I was able to You know stood in line. You know said my last year I spent. Nine months unemployed and listened to better days land of hope and dreams every day and thank you for that and. I don't know if he heard it but it was more important for me to say it for him to hear it and I got the picture and there's two of them. There's one facing ahead and there's another one where I'm looking at him and all my friends say I look like I'm saying Bruce Yes do a to me do it to. My friends are horrible with. We've all had that moment to right absolutely. All Right, Kyle we've had a blast trait, but I can't let you go till the till. We asked Americans boy. Better not mess it up our no no no, you can't mess it up. So J Armstrong honor a teacher in the Philly, our area he is an honors teacher. He has his seniors every year they spend a couple of days in class discussing thunder road they break it down as appoint. He discusses all the imagery and and kind of what Bruce the what the meanings and the thoughts behind it and the themes comparing its rubber frost the road not taken. And at the end of the two days he looks at his class and he says, okay, tell me this mariot in the car. So Kyle that your question this Mary get in the car. So I remember seeing this on twitter one time you must have posted it and I actually responded I I never. It never even occurred to me the possibility that she didn't get in the car, right? And you know. I've I've thought about it since I've seen that I knew the question was coming up but having listened to it again yesterday. I personally believe unequivocally she gets in the car because that's still the part of the album that is the unencumbered youth that is this incident. As possible if we're together, we can make it. We can get out. Then you have the. Ken Rosen just wrote about this and I talked to him a little bit about it on twitter just tenth avenue freeze out and it's this. I'm Vasic Egotistical Song. That's very rare in Bruce's catalog and you have worn the run where hey, really setting in a little inborn to run. There's a little bit of darkness in but they're still together. You know I know it's not it's Marian Wendy but they're still together. Really. Until after that that. This person is sort of the you know the lone wolf for trying to figure it out. I I I I would be stunned if Bruce one day said Hey I've been listening to the podcast and she didn't get in I. I just don't I think that that song you know what? If you asked me if he if he put on that Acoustic version of thunder road that real slow Angelina Angelenos dress ways that vision. and. That input that at the end of the album like I was proposed at one point. Maybe. I'd have a different story for you maybe say, Hey, at the beginning, that's the dream and at the end that Acoustic version is the reality that that maybe it doesn't work out that way but its placement on the album the way it's played live the celebration that used to be between him and Clarence at that Coda of the Song I. Think she gets I think that's that's the hopefulness of the album that's that like you said that's the invitation. That's this. Something spacious is going to happen moment and you couldn't start the album off. Negativity you get their meeting meeting in jungle land where? The truth hits you. Great. Answer Kyle. Thank you very much. If someone wants to reach you give us your twitter handle and for once again, tell us your. Read your blog and listen to your guests. Sure. So if you want to reach me on. I'll just give you the the flyovers www dot, the flyover dot site. It's official fly over on instagram and twitter You on twitter you might also see kyle and Chicago twenty-three. It's sort of a hybrid account at the moment and if you wanNA reach me there. Oh always love talking to Bruce Fans and having conversations like these I really appreciate you having me on well Takao. This has been a blast I. I had so much fun talking to you. I know we'll do this again I'm sure that will will find an excuse to visit Bruce. Fans always find an excuse. There's always it's always a good time to talk springs Dana. Music and so good luck on the school year. I. Hope You and your students all stay safe congratulations on the wedding and enjoy your your honeymoon year even though it's in very strange circumstances and let's hope that I make it to Chicago for springsteen show and you make it down to Dallas for springsteen show and we can break bread together and enjoy some great music. Nothing would be better. All right. Thank you. Sir Listeners, you. Thank you for listening. Thank you for all. You do to support the podcast Please be safe. Remember to social distance, wash your hands as the man says wherein f masks and take care of yourselves we'll talk to you soon doing a podcast at times can be a one way conversation and I hate that. So please let me know what you like and don't like about the work I'm doing. You can reach the podcast via email at settling. Bruce gmail.com. The show is on twitter at set lessing Bruce, and my personal twitter is at Jesse Jackson DFW. We have a website www sit listening bruce dot com from there. You can find links to other springsteen podcasts as well as other music themed podcast. We have a page devoted to our own s. l. be all star band. These are guests who have been on the podcast more than three times. There is a link to our store where you can purchase settling Bruce Shirts as well as a Mary question t shirt. There is a link to our patron page were you can sign up to help support the podcast. Financially, we have different levels and different rewards based on your support. If you don't have any extra cash and right now who does you can sport the podcast by subscribing the your favorite podcast player in leaving us a review the more reviews we have the easier it is for people to find us and please tell a friend about the podcast especially, if they love Bruce or music because it will make a difference. You just heard the fun talk. Hard rock music. Album. Raking. Fan Thanking Joy Spreading? leered readings. Sharing podcasts that is the one the. said Bruce as part of the southgate media podcast group, the theme for Settling Bruce was written by David Rosen used by permission.

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