31 Burst results for "Tj Maxx"
"tj maxx" Discussed on Northwest Newsradio
"After, welcome back to America in the morning. A subscription service will soon be coming to Facebook and Instagram. Parent company meta said over the weekend that they'll be rolling out a paid verification system for those services with a monthly fee of 1199 for the web, 1499 per month on mobile. The service is aimed primarily at content creators who will get increased reach and visibility at a time when it's harder to stand out on metas platforms, launching first in Australia and New Zealand this week before moving into other nations. Back here at home, the markets get president's day off, CNBC's Jessica edinger is covering Monday business. Wall Street quiet this morning as the financial markets are closed for the president's day holiday, the bond market and banks are closed to day two, and this break for investors comes after markets endured. If you sell off days last week, one expert says you might want to brace for more of that. Miller ta backs Matt melee on CNBC. Investors took in and now they're digesting 2 January inflation reports last week that came in hotter than expected. Both the CPI and the PPI inflation at the consumer and producer levels. We still have a ways to go before we have comfort that we have handle on inflation. What I worry very much about is that we think that we're coming down. We slow down and then towards the end of this year, inflation comes back up again, which makes it even harder down the road. Georgetown economist nita Issa on CNBC. Investors will get another load of earnings reports this week from big names like Walmart, TJ Maxx and
"tj maxx" Discussed on WBBM Newsradio
"Com slash fresh start. That's the farmer's dog dot com slash fresh start. 5 23 business news, futures markets are lower, the Dow futures down 103 NASDAQ futures down 43 S&P 500 futures down 14. Now from Bloomberg here's Gina survey. Stocks are still well into the red for the year, but Wall Street managed to kick things higher yesterday, gains range from around 1% to 2.6% with the Dow up 345 points, the S&P adding 66, the NASDAQ surged 265. Still, the S&P 500 is down 19% on the year and global equities are on pace to post their worst year since 2008. People looking to lease an electric vehicle will be able to get the same commercial clean vehicle tax credit that those who buy EVs can get. The Treasury Department says that will start with the new year. The owner of TJ Maxx and Marshalls is being sued by a vodka maker backed by actor and entertainer Dan Aykroyd. The complaint alleges the retailer has been selling skull shaped glass bottles that infringe upon the design rights of the crystal head vodka brand owned by a company cofounded by the Saturday Night Live alum and Ghostbusters star. With business at 23 and 53 from the Bloomberg newsroom, Gina survey, news radio one O 5 9. It's 5 25, the federal EPA has given a passing grade to a southwest side car shredding business months after the feds took action against the company. The EPA installed air monitors Iran Sims metal management at 25th in pilana earlier this year to keep tabs and air pollution from the business. It found that the most recent sampling does not pose any short term health threats, but community members who want Sims shut down say the EPA monitors have no useful information. Traffic and weather together in two minutes. For breakfast, lunch, or dinner, have fuel classic cut applewood
CNBC's Fast Money
"tj maxx" Discussed on CNBC's Fast Money
"Welcome back to fast money earnings alert on Nordstrom shares of the retailer dropping despite a beat on revenue and profit adjusted earnings coming in at 20 cents a share 6 cents above estimates. Revenues fell by two and a half percent to $3.55 billion Nordstrom also reaffirming its revenue guidance for the year, but lowered its earnings outlook. Melissa revco has been listening in on the earnings call. Melissa so far, what are you hearing? I'm Lisa. I guess it's important to note that while it is a beat for Nordstrom, it had lowered its forecast during the summer. It was one of many retailers to do that. So it had a low bar to beat. It also had weakness despite the fact that it's in a lot of sweet spots for retail right now. Occasion wear, luxury, and off price. It's chain Nordstrom rack actually saw net sales drop by 2%. And again, we saw Ross and TJ Maxx put up pretty strong numbers in that category last week. The third thing that jumped out at me is that the companies said they are getting in a cleaner position with inventory and they're saying they feel prepared going to the holidays with some fresh merchandise gifts and apparel that people may want for holiday parties. It seems small. I mean, I associate Nordstrom with a higher end consumer. Is the message here that the higher end is hurting? You know, it is a little bit confusing because it conflicts with what we heard from Macy's a week ago. I spoke to Jessica net, the CEO of Macy's, and he was saying luxury was a real strength for them. But with Nordstrom, we're not hearing that as much. They talked more about how they're seeing a weakness among lower income consumers. And it seems that their luxury consumers and higher end consumers are not able to make up for it in the same way that the Macy's saw with Bloomingdale's. And there is an issue of calendar correct because their anniversary sale was like two weeks later or something. That was one of their excuses. Yes, that is definitely a dynamic. Another thing about timing that's interesting is that holiday shopping seems to be going back to more of a pre-pandemic cadence. So it did mention like we heard from a number of retailers, including Macy's and target and Kohl's that there was a slowdown in late October and early November and their anticipating a lot of sales to turn up closer to Black Friday. So a lot of anticipation is building for Black Friday going into cyber Monday because of that kind of low in sales. All right, Melissa, thanks. Melissa repco. What do you make of Nordstrom guy? A 180 basis point miss on operating margins is not good. The full year guidance given a 5 cent beat was not good revenue miss not good. I'll tell you what is good. Merchandise inventories up only half of 1% year over year. That's good. That should all go well for margins going forward. But this stock is in a 7 and a half year downtrend from February of 2015. Again, a series of lower highs and lower lows. And I think we just saw the same thing happen again. So I don't think you necessarily can own the stock despite what people say, it's cheap on valuation. Well, 15% short interest, you would have expected anything decent to pop the stock like it did abercrombie and American Eagle. And all these other and I know they're not a Nordstrom. But if you think about what's going on in the retail sector, a lot of these stocks have been targets. And they've been targets for a reason. And the fact that they cut their profit forecast, I think, is really what the profitability factor here is what's an issue. And I think Macy's would love to be considered as classy as Nordstrom's, but I think Macy's client base is very different. Macy's balance sheet is different. Macy's you can own here. And I think that was part of the difference here. But it was an interesting day for retail overall because this was a story of a ton of companies that were going to talk about best buys. Yeah, Best Buy, topping the tape today after the big box retailer posted better than expected revenue
WNYC 93.9 FM
"tj maxx" Discussed on WNYC 93.9 FM
"Marketplaces, nova safa is here live with more. And David analysts were expecting the headline number we got today, but dig in and there's some positive news in the report, retail spending was actually up a little bit, 7 tenths percent if you take out automobiles and gasoline purchases. Now gas prices have been dropping since June, that's the factor there, and we know that the auto industry has had a lot of trouble keeping up with demand because of the chip shortage. Now the report also shows less spending and clothing stores, other general merchandise, while spending is holding up in categories such as building materials. All right, and how do these fresh data about aggregate retail sales align with what these stores have been saying? Yeah, and if you look at the retailer's results from the last quarter, we're seeing a similar patterns from what the aggregate data is saying. And that's target this morning, for example, in its quarterly profits, report SETI was down 90% from the same period a year ago. The retailer is discounting a lot of discretionary items such as apparel and electronics to clear out piled up merchandise. The company behind TJ Maxx and Marshall stores this morning also reported lower sales by contrast, Walmart yesterday said it sales were up 6 and a half percent in the same stores as the year earlier. It said more customers are coming in to save money on household Staples such as groceries, Home Depot had record quarterly profits as well, so more of Home Depot's merchandise mix is focused on professional contractors where higher prices are said to be still being passed on to consumers. So consumers, all right, marketplaces, nova safa, thank you. Let's do the numbers
"tj maxx" Discussed on WTOP
"New negotiations are scheduled until next week so the strike doesn't show signs of ending soon. When Tim hollingsworth showed up to negotiate with trans dev, he was hoping to see different proposals put on the table or maybe a little increase what was made before. But what ATU local 6 89 got was an offer they had already rejected once before. Exact same thing. Ten set is what they are trying to bargain for. Valerie Thomas says the retirement and health benefits being proposed aren't any good either. These striking drivers work for one of four companies that metro contracts at metro access transportation to, and they blame metro is much as trans dev, metro says it's monitoring the talks and trans dev says it's hopeful that an agreement can be reached soon. In Glen Arden, John dome in WTO P news. Money news at 25 and 55, Uber is seeing a surge of new drivers. The ride hailing service as it estimates more than 70% of those to recently join say inflation has played a part in their decision to start driving. Uber CEO says drivers make an estimated $30 to $37 an hour Uber announced new features last week aimed at improving drivers experiences, drivers will now be able to see how much they'll earn and where they'll be going before they accept trips and they can view more than one trip request at a time. TJ Maxx has agreed to pay a $13 million fine for selling a number of recalled products, including Fisher prices, rock and play sleepers, and item linked to at least 30 infant deaths. The agreement settles charges that from 2014 to 2019, TJ Maxx knowingly sold offered and distributed products that were part of 21 different recalls, TJ Maxx is also accused of selling a sensory called kids two rocking sleeper that has been linked to at least 5 infant deaths. Money news brought to you by whole foods market. At Whole Foods market, enjoy organic yellow peaches in yellow nectarines for two 99 a pound through August night. While supplies last. Plus, prime members save an extra 10%. Promotion varies by location. Coming up after traffic and weather
Clark Howard Show
"tj maxx" Discussed on Clark Howard Show
"Retailer going directly to clearance type retailers like Ross and TJ Maxx and Marshalls and stores like that. Have inventory coming out of their ears and everybody wanting to sell it to them. And then you'd throw in the supply chain disruptions where seasonal goods of all types didn't show up on time. And I talked recently about the ridiculous deals on home exercise equipment. And then the like to prove the point, I just talked about it on the podcast and I walk into Aldi, where I talked about before they had marked down the unsold treadmills, weight sets, and I think the third thing was a stationary bike, and they had marked it down again. All those items have been marked down again because nobody's buying this home exercise equipment. I want to emphasize something I said before about home exercise equipment. A lot of people bought it kind of like people got pandemic puppies. People got pandemic home exercise equipment. Thinking they'd get off the sofa and they'd go get on the machines. And then they turned out to be much better at holding laundry that needed to be folded. The main use is exercise equipment. And now people are selling that stuff off, used. Category after category after category, if your finances are really solid right now, there are deals. I mentioned, I think before I mentioned how appliances that were so ridiculously expensive in 20 and 21, now retailers have fallen all over themselves offering sales and rebates and gift cards and anything. Just please come and get this appliance from us. Please it's weird because normally when you have a general inflationary environment, everything's going up. I mean, theater candy boxes that were a dollar at Dollar Tree are now a dollar 25 along with most everything else in Dollar Tree. Walmart raised them from 98 cents to a dollar 24, not that I noticed. So we've got prices going up on all different kinds of things at the same time we've got all these other things that are better in price. If you zig while everything else is zagging, there's opportunity out there. And more so than would normally be true in an inflationary environment because this inflationary environment has so many weird, unusual factors to it. As for the general inflationary thing going on in the country, I know it feels if you've never experienced it before that it feels hopeless..
"tj maxx" Discussed on WTOP
"Some jumbo crabs Some jumbo crabs for a change And they got great prices So you can't beat it I mean great service great crabs Gracie food all the way around In oxen hill Nick Allan Ellie WTO P news Please try to figure out what caused a deadly car crash early Saturday morning in prince George's county Two people died on Annapolis road route four 50 near fairview Parkway in Bowie a car left the road then hit a pole before catching fire Two people inside the car died It's one 55 Money news at 25 and 55 on WTO P here's Nathan Hager This is a Bloomberg money minute There's no escaping inflation certainly not at the department store apparel prices are up more than 5% compared to last year even when many customers might not be thinking of buying new outfits Who knows if they're going to need them if they're still working from home But even in this environment one clothing retailer senses opportunity People actually want to experience life again Jennifer Hyman is CEO of rent the runway She says clothing by subscription might make sense in this time of sticker shock Coupled with the fact that you have a reopening And people heading back out for weddings vacations and other events Hyman says the current situation feels like the global recession in 2008 back then she says people still bought 68 new articles of clothing a year They just did it in discounters like Ross and TJ Maxx At that point in time we did not have the resale market as another kind of trade down option Hyman says a $140 a month to get hundreds of apparel brand options could fill that gap From the Bloomberg newsroom I'm Nathan Hager on WTO President Biden in South Korea highlighting Hyundai's commitment to build a plan.
"tj maxx" Discussed on Gloss Angeles
"That's probably why I don't post this often anymore is because I'm like, well, I don't want to get canceled. And I don't know. Not that I would ever really say anything, you know, that we would where Sarah and I have gone back and forth on things before when we're thinking with our social lead Hannah about like what to post for certain topics during the week or whatever. And there have been times where I'm like, I know this is super minor, but could this be construed in a way that is like elitist or not intersectional when it comes to feminism or whatever. You know what I mean? Listeners have messaged us about things or followers have DM does and made us aware of something. And so we are just all trying to do our best and be careful and respectful, which I think if you listen to the podcast and you follow us, you know that that is who we are as people. But it's hard. It is hard. I do not envy celebrities like I understand why Chrissy Teigen had to take a break. I also understand why Jennifer Lawrence is like absolutely not sorry. I understand why people don't have iPhones and they just have their flip phones. Take me back. I want to Motorola razr. I want to mote my Motorola razor back. Please, I want the gold one. I want the BlackBerry, but no access to apps. 'cause I'd like to send long texts, but no apps. Kim, Kimberly Noel, would be on the same boat. She lived and died for her BlackBerry and was deeply upset when the BlackBerry died. I loved my BlackBerry. I've never had one, never had one, just had the Motorola razr. My chef's kiss of a phone. I had a Motorola razr and then I went to the BlackBerry. I had the BlackBerry mini. It was kind of dumb because it had like a very specific keyboard that was not like universal to all the BlackBerries, so you have to learn a different way. Anyways, long story short. Phones are the double. Both inside the demo. Step away from the phone, if crystal, you are feeling this way with your friends or whatever career you are in or maybe your student, I don't know what your age is. Just put your phone down, put the phone down. Go for a brisk walk. Listen to some music that brings you joy. Smell the flowers. Right. Pen to paper. Watch a show. Watch me on HBO Max. I gotta watch that. I gotta watch that. Great show. Great show. Okay, moving on. Are the beauty products at places like TJ Maxx is safe and effective as those in Ulta Sephora, et cetera they're sold at reduced prices, what's the inside scoop? This is from Jesse montalvo. So Jesse, here's the deal..
Bloomberg Radio New York
"tj maxx" Discussed on Bloomberg Radio New York
"All right Greg Jarrett thanks very much Greg Jarrett with your Bloomberg business flash Now as promised get over to putting on goyal right now Senior analyst for Bloomberg intelligence you cover a wide range poonam of stuff I think it's fascinating ecommerce to off price retail I guess there are some real parallels there Is TJ Maxx in your in your basket It is it is yes I do cover TJX Can you buy TJ Maxx stuff on Amazon No but you can buy similar stuff on Amazon Of course The same stuff In Europe it's TK max Did you know that Katie I didn't know that but I do now Yeah because TJ Maxx was taken We're here to talk to you though Putin of course about Amazon the stock split Yesterday 20 to one they're buying back shares What's the biggest headline out of Amazon yesterday Yeah I think really it's a combination of the stock split as well as the buyback and they have two different reasonings behind them I think the stocks were really does attract more retail investors and also helps them to kind of retain talent right So when you're told as an Amazon employee you get a thousand shares of Amazon versus let's say 50 shares that even though it equates to the same value for some reason the people at resonates as more And on the buyback I think it goes back to show us that they're confident in the business Their capital spending is going to go down from peaking through the pandemic as they've made a lot of the upfront investment in logistics So we think they're just returning shares back returning basically back to the shareholders And it's just a sign that they will continue to invest and grow in the company But not to the same extent as they had during the pandemic when the investments were large and big largely due to logistics I want to focus on the retail investor piece because this is a question I asked with alphabet with apple those companies did stock splits somewhat recently And it was the same sort of reasoning given that this will make the stock more attractive to retail investors because it will have a lower price tag but fractional shares exist I mean you can buy fractional shares on retail brokerages I mean does that just come down to human nature that people like lower price tags Absolutely I think it's all about psychology It really is you know you're buying a $3000 share versus your buying $100 share It makes a big difference to people They think they can afford the $100 share even though they're only going to spend a $1000 versus .33 of a share I don't always read Twitter but when I do I read Ivan the K oh man You follow him I do I'm dying to know who he is He said the real juice in the Amazon stock split is the ability for more retail degenerates to play the options Which I just think is amusing I don't know how valuable that is but he does say you know maybe they should have executed the buyback first Then do the work to see if a stock split makes sense Do you think they could have separated these things I guess the stock's ripping today right Yeah I mean the stock is definitely Could they have separated Remember they had a $5 billion buyback in place So they're basically a 3 billion left over So essentially they went from the 5 billion buybacks that they had a few years ago to 10 billion So they upped that anti Could they have done it separately Sure I don't think it's hurt them by doing it together at all And I don't know if it would have been double rewarding if they had done it separately And so punam if I look at Amazon versus some of its peers over the past year I see Amazon down almost 5% whereas you look at Apple that stock is up over 31% Microsoft almost 22% and like Matt said it's ripping today but obviously lagging if you zoom out a little bit what is going on It also makes very little sense as I guess they must have had an incredible run up in the previous year because we've all now I'll say been trained to live on Amazon There are things for which I'm never going back to the store Since the pandemic right Isn't that the same with everybody around the wealthy western world to them Absolutely I get an Amazon package every single day at my house But that's point I mean apple and Microsoft they also saw huge run ups during the pandemic didn't they They did But here's what's different about Amazon and we're very optimistic on the story We think that their AWS business and their advertising business which they disclosed for the first time at $30 billion is quite promising And they're quite frankly the largest drivers to their growth going forward as they are they carry higher ebit margins So we know already that over 70% of their profit margins are driven by AWS But what's really I think kind of driven the stock down a little is the fact that online sales growth has slowed which is still the largest piece from a top line perspective of Amazon's business And that's not unique to Amazon That's everywhere And we've seen it all across retail whether it's brick and mortar or online shop through the pandemic they up fronted a lot of the sales They brought on new customers and now people are going out more right there traveling more this money on experiences They're going out to stores So some of that funds will pull back But in the longer run we think that there's plenty of room for Amazon to grow across both online AWS and advertising All right Putin thanks very much for joining us Senior analyst for Bloomberg intelligence she covers ecommerce athleisure and off price retail I will say Katie when I look at when I try and compare stocks if possible I always use the 5 year comp screen Do you use I do I do And so if you look at Amazon versus the other big.
"tj maxx" Discussed on WTOP
"And it's all over now Baby blue Bob Dylan's not just singing He's been doing that for 60 years but now he's painting too The exhibition of his art goes on display in Miami this Tuesday and an art museum down there 40 new pieces by the 80 year old will be showcased for the first time The exhibition with a 180 works runs through April 17th No word if and when the exhibition may be coming to our area Is drawing crazy It's 5 55 Money news at 25 and 55 and here Steve potus the holiday shopping season has now kicked into high gear an indications are it will be a good one for retailers We have consumers who have the dollars to spend retailers who are giving them innovative products Retail industry expert Dana tells but she adds that doesn't mean shopping will necessarily be easy Shop early because supply chain obstacles are really a headwind this year When it comes to inflation tells he says stores are in a position to pass those higher costs along to consumers It can be low single digits around 3% and it is being passed on The consumer wants the goods They've got the money to spend And I've seen it in the sales results in the retailers Whether it's department stores such as Macy's are off price retailers like TJ Maxx but some are starting to worry Some on the low end said they have to navigate those price increases carefully in order to figure out what is the level of resistance And she says if prices keep rising there could be trouble for stores this spring from the Bloomberg newsroom I'm Steve potus On W TOP coming up after traffic and whether the latest on what countries around the world are trying to do to contain and potentially keep out the newest variants of the coronavirus it's coming up on 5 57 If you don't know PPC if you don't know SEO If you don't know OTT if you don't know targeted display social media management website development email marketing you don't have to All you need to know is 2060 digital We can help you with the digital marketing your business needs but maybe doesn't understand Or have time to execute 2060 digital is a Google premier partner That may not mean a lot to you but when you consider that only 3% of digital advertising agencies carry that designation it should If you're in.
WSJ What's News
"tj maxx" Discussed on WSJ What's News
"Opening, the most stores are the dollar stores, convenience stores, off price retailers like TJ Maxx, the apparel retailers and department stores that were struggling the most, they're still closing more stores in their opening, but the difference is that they're not closing as many, the numbers have come down a lot from those record levels. I think some people might hear about online retailers needing a physical presence and automatically think of Amazon, opening a department store. But it's more than that, right? Tell us about untuck it, a company I admit that I had never heard of before. Well, I spoke with the founder who said that when he started his brand in 2010, he had no intention of opening physical stores, but he would get emails from prospective customers saying, you know, I really like your shirts, but I don't want to buy them unless I can try them on. And so he opened a store, and he saw that that really boosted digital sales. And now he notices whenever he opens a store within a ten mile radius of that store online sales really go up a lot. So it's just a very integral relationship between the store and the online. Wow. How common is that story? You see that really across a lot of these brands that got their start online, whether it's warby Parker, which before the pandemic, they were getting more sales from their stores than they were from their website and digital business. Obviously, that changed a little bit during the pandemic when stores were temporarily closed, but all birds, which just went public. They've said in financial filings that they're on a path to opening hundreds of stores in the future. So you really are seeing that with a lot of these brands that started out online. Are these companies operating like the pandemic is over? I mean, these just moves for the future. Well, a lot of these moves were actually, they started during the pandemic when the stores were temporarily closed to customers, but they could serve online customers. They could serve as fulfillment centers that people could pick up online orders by driving up to the store. So all of a sudden these stores took on new roles during the pandemic and those roles are not going away. One of the interesting things in your story was about landlords really looking to get people back, really looking to get retailers back. So they're cutting deals right now. How big of a deal is that to this growth in physical presence? It's definitely helping. And some of it is temporary. I think some of it will be more longer lasting. Certainly, a reduction in rent is probably a temporary thing as the market normalizes rents are going to go back up. But another big change is leases are now very often done on a percentage of sales. So that gives a retailer comfort. If they go through a little bit of a downturn, their rent will adjust along with their sales, so they won't be stuck paying all this rent at a time when sales are declining a bit. So it just adds some flexibility in the system. Also, leases are shorter than they used to be. They used to be a decade or more now. Landlords are more willing to offer shorter term leases. So if a store is not working out, or retailer can get out, they're not going to be stuck there for years. So all of that is, I think giving retailers a little bit more confidence to try out a store if it doesn't work. They're not going to be stuck there. Do you think this relationship, the way things look right now with online retailers having a bigger physical footprint? Is this going to stick around for a while or is this just kind of a short trend here? We're in a store opening phase right now for a lot of retailers and that will probably continue until we get to a point where we are over stored again or where you have another big shakeout. So one interesting thing that an expert told me, the retailers that were closing stores, it wasn't that they had too many stores. It was that they had a problem with their brand. So we got to a period where we had a lot of weak retailers that were struggling and they were the ones closing stores. And we had a lot of bankruptcies during the past year or two. That's taken a lot of those players away. And so for now, we are in a seems to be in a bit of a healthier position. But if we get to a point again where you've got a lot of players with too much debt or sales that are slumping, you're probably going to see another round of store closures. Suzanne Kepner, she covers the retail industry. Thanks for your time. Thanks for having me. And finally, you regular.
Bloomberg Radio New York
"tj maxx" Discussed on Bloomberg Radio New York
"To more than 120 countries I'm Nathan Hager This is Bloomberg Acid This year make your holiday dreams come true at TJ Maxx Marshalls and HomeGoods The shelves are super stuck in the prices totally rock Cashmere sweater for mom Check A remote control car Check The perfect handmade chessboard for your genius BFF Check and mate And that's just the beginning Stores near you are packed with amazing gifts So you'll spend less and give better In this election great prices all season long At your TJ Maxx Marshalls and home cooks The best of Bloomberg business we get every business day Sales activity soaring The Bloomberg business week podcast with Carol messer and Bloomberg quick takes ten senators What is an apple developed car looked like The days breaking global business finance and tech news along with smart analysis This stock has been on a tear The Bloomberg businessweek podcast We just get like 20 seconds from you on Bitcoin Listen today on Bloomberg radio dot com the Bloomberg business app or subscribe on Apple podcasts If knowledge is power the Bloomberg terminal is your power up connecting you to the real-time financial news data and analytics that can take your workflow to the next level power up at Bloomberg dot com slash professional Markets headlines and breaking news 24 hours a day As Bloomberg dot com the Bloomberg business at and at Bloomberg quick take This is a Bloomberg business flash.
WBZ Morning News
Parent Company of TJ Maxx, HomeGoods, Marshalls Delays Return to Office
"Reporting bang up sales this spring, the parent company of T J. Maxx, Marshalls and HomeGoods, saying it is pushing back the return of the office date. Framingham, TJX companies will allow corporate employees to work from home until November, pushing a mandatory date back a couple of months. This news comes a week after TJX told all of its headquarters and regional office employees. About a new vaccine mandate that's also in effect come
Dual Threat with Ryen Russillo
"tj maxx" Discussed on Dual Threat with Ryen Russillo
"Most people are are doable. So there you go. There is a lot. There was a lot of response that one. Okay six four to twenty five will leave the name out of this. That has been an issue again. Apologies my birthday's coming up. If you package arrived at the house my partner will smile and put them in a room. She's very excited about what she has for me and i get it. I'm lucky she cares as much. You are must be nice. You get somebody presence from a girlfriend But i see where they're from and it's not places up into. I usually suggest we gift each other. Experiences weekend getaways. Nice dinners with appetizers. We've been together three years and it's always like this. She's asked me. And i've told her places i like but it never seems to take assume i should just smile and appreciate the guests but they also closet box and i feel like this year may be the same. Is there a nice except way to tell someone you feel that they are not great gifts and kind of just a waste of money no I have some firsthand experience with this Because my mother christmas it is gonna make me sound so shitty. but i'm just going to do it anyway She buys stuff that she likes. All right you just does. She does and one of her favorite things to do is like the stockings in all like the gag. If stuff that you know like you're checking out tj maxx or marshalls and his those bins of just stupid stuff and their way marked down and they'll be like you know these these stupid magic trick things or.
The Good-Hearted Podcast
"tj maxx" Discussed on The Good-Hearted Podcast
"The new bath and body works once. I also use my own set lotion now. Because that's all that works for me like all the senate stuff just it drives me out. Can't do it. And i'm back to using my good old dove nourishing body wash. That doesn't smell like anything but it's been good for me. I haven't been spinning excess money on things that then i feel guilty about and i use like out of guilt or try to re gift. Because i'm like you don't bitch like you knew this was going to break you out. Why did you buy it. And then as far as candles go. I love buying once from tj maxx. That are the i think. It's the d. n. w. brand. It's like my absolute favorite. Those are usually the only ones that you've been. Buy from tj maxx. But if i see those august those. Because i feel like they smell better longer than even the bath and body works ones. Do so in a cheaper so win-win okay. I just have a couple more things on this list. So i don't buy gift bags or cards anymore. So i will reuse gift bags that i have received so either. Somebody gave me a gift or gave harper gift. I had that bag. I'll reuse that and instead of getting an actual card. I will either right on the tag. That's on the bag or make my own tag or even better. I'll get like if it's for can get them a book and that will serve as the card in all right some kind of little no in it. If i don't have a gift bag that i can reuse all get one of the reusable tote so they sell these at tj maxx joanne's walmart like literally so many places have them now in tons of different cute patterns. and so. I love to do this at christmas time. I'll stock up on some of the smaller reasonable totes. That have christmas patterns on them. And i love using bags for christmas gifts. I know people probably loved tearing into like a wrapped gift. But i'm just all about as little waste as possible and as little clutter as possible. So if i can give somebody a gift in like one of the cardboard boxes that have some kind of like print on it. You know cnn or some shit. Like i would rather give them that in them. Not be able to unwrap it..
CNBC's Fast Money
"tj maxx" Discussed on CNBC's Fast Money
"Time machine you might remember back. In december we ask for traders to pick the acronym they thought would rule in twenty twenty. Take a look at how they've done. Tim's akron acronym so far has been the strongest that would be rise. Rio tinto the i w m smallcap index slumber j. in emerging markets. That was up more than twenty one percent so far. Dan here chose abide which would be amazon alibaba. Ipo c. which polly is back then merged with clover health disney expedia that is up about five percent and rounding out. The acronyms was karen's w t f not what you get is walmart. Tj fedex tj maxx and fedex. That's up three percent. So what are the themes that have worked so far this year. What is going to rule in the second half of the year dan. I'll author to you. You're an a solid second place. They're solid mill. We had five hundred. Close up close to fifteen percent of the year so up five percent just shows you how difficult stock picking can be at times you know. I was really interested in amazon. Alibaba is kind of. I have really disappointing. I mean when you think about it seemed like kind of lay layup for like this consumer. That's in great shape both here and probably abroad. That didn't work particularly well of disney reopening trade again. It's basically flat to down a little bit on the year. And then you have something like expedient that actually worked really well and then on this back side that's going to be fits and starts here. We're going to see a lot of interesting stories that do well some that. Don't right. i mean when we ask you guys to pick them specs where the hottest thing under the sun and it so that obviously has a fizzled. Also we had fits and starts when it comes to interest rates go spike higher to one point seven four percent which really sort of threw a wrench in some of the tech trade here. Karen what were you thinking when you thought of. W what were you thinking at the time and yes that's revive in the second half well what w really should have been was weight watchers target and facebook. Which would have fared a lot lot better. So yeah frustrated. Definitely the fedex. I'm staying with that. We've talked a lot about that in the last week. I really liked that. So i'm sticking with that. Tj has been disappointing in the retail. Rally it really hasn't participated as well primarily e-commerce has never been there thing. The treasure hunt is obviously part of their appeal. So that's been slower as reopening in person has been a little slower than i thought it would be. I'm sticking with that as well. The the warmer had a nice on the other day. I guess i want to change their to. Atf the being alphabet and out of alcohol. Tobacco and firearms seemed somewhat catchy as well. So that's where the alphabet. And i just think that we're going to talk about inflation but the kind of trades that can do well in in growing gdp but also potentially growing inflation so and i think the valuation there despite having run up is still not particularly expensive given how extraordinary this businesses. So all right. Yeah you're pivoting away from walmart. Yeah on tim you really benefited by having the foresight to lean into the energy trade to really lean into the reopening trade. Well since the that. I had and i think despite some of the on again off again elements of the treasury bond market telling you maybe we don't have as much growth. Gdp in the us is going to grow six and a half to seven percent. Not just this year but next year and to me that reflation trade in even though commodity prices got well ahead of themselves. And we've talked about lumber and we've talked about copper point back I think you still have a dynamic here with both reflation and absolutely and energy prices You know opec this week or even today i should say is seemingly punting doing any kind of an output cut while the developed world not the emerging world. Not the. Not the you know. The developing world is seeing demand that it hasn't had in a long time that's going to continue to put energy prices higher. In fact you know. We came into this underinvested into energy. So yeah. I like the energy trade. I liked the reflation trade. i like small-cap and growth. And i do think emerging markets can continue to run right only fired at the fast food anytime she not just skewer anybody for picking a bad acronym but really to discuss the themes that worked in the first half and the and the themes that could continue to work in the in the second half of the year. So mike You didn't have an acronym at the start of the year but seeing these acronyms which teams do you think. We'll continue to work. Well i mean. I still like the energy space. I i like what tim i think. I see the same things that he does there. You know. I actually like a lot of the names that dan has on his list. And if i was creating a new acronym now a couple of them might be on it. Certainly i mean babayev actually said i mean. I think it's an interesting value proposition right here. It's not particularly expensive. Remarkable growth opportunity amazon. I don't really think. I need to explain to everybody that this is a company that has successfully grown into its valuation and continues to. It's an all the right places. We're actually looking at not only top line growth but margin growth as well obviously their exposure in the cloud space. So i definitely like those two names and disney. I mean to me what's interesting about. This is that. Of course you know the reopening trade. I think is is largely played. I think we're kind of done with that. But that's not the thing that i see with disney. I looked at the valuation of a company like net flicks. And then i think about something like disney plus and i say okay well. Disney pluses likely growing faster than net. Flicks is so. I want to attach a higher multiple to that business that i would net flex and then the rest of the company begins to look pretty cheap so i think disney i definitely would pick that one. I like the energy space. Generally i didn't pick slumbers eight at the beginning of the year but i'm a whole longtime holder of halliburton. So that's kind of a correlated trade. Their avenue one. Mel can. I can i do it. I don't know. I missed the call earlier today..
Slate's Culture Gabfest
Barb and Star Go to Vista Del Mar
"Me to talk about barbara star. Is rachel sign a staff writer for the new yorker. Hey rachel her so thanks for joining me for this one. I really was excited to talk about this one with you because you wrote something about it a little view in appreciation of it for the new yorker that i really love and i felt really tapped into some of the things that are special about this movie. I'm going to read a tiny bit of it back to you. Maybe that can inspire conversation so this comes early in what you're writing about it when you talk about the transition from what i would think of as the setup the first twenty minutes or so where we beat barbara starr in their hometown of soft rot nebraska and how it then it then transitions to town of title of vista del. Mar in florida. And so you're right. There solid jokes from the get-go but it's not clear right away. What the movie is up to our. Wigan molo denizens of los angeles where they first met as part of the l. Sketch comedy troupe. The groundlings taking the piss out of flyover over forties then skipping ahead of bit is talking about the the that transition you say but as barbara starr unfolds. It's quirky heroines fuel. Less and less like stand ins for certain kind of tj maxx shopper. Instead the film goes for something far more specific and silly loving often lovely. Where so many comedies are either retreads old ideas or feel designed by committee to hit newsy talking points. Barbara starr is the rare film. That feels sue generous in both conceit an execution barbara starr or such finely drawn characters that they could be nobody else but themselves so that really spoke to me and exactly what i love about this movie and this was going to frame it to you. Is that this movie gets compared a lot to bridesmaids which of course was written by the the co writers and co stars of this movie and malone christian wig and another movie that sprung to mind was spy which is this wild sort of a spoof of james bond films. That's also a female friendship bonding movie with incredible performances by melissa mccarthy and rose byrne i love both bridesmaids an spy but i found this movie far more original than either one and in a way more exciting i mean i can see why bridesmaids changed comedy history. It's an important movie. it's still a very funny movie. But this sui generis quality that you point to i think is is so much more vibrant in this movie which really could only have come out of the imaginations of these two women who are friends in real
Biz Talk Radio
"tj maxx" Discussed on Biz Talk Radio
"Discount stores like TJ Maxx and Marshalls and draws that makes January and ideal time to start. Seriously, you know, camping out with these stores for the big deals. Okay, Here's my next. This is I'm so happy. I love this one. This is one that I do constantly all the time. I'm telling you right now. Thrift stores, Thrift stores get swamped. With high quality gorgeous oftentimes brand new donations in December. You know why? Because people want to make last minute tax deductions. And that means a ton of new inventory in January. Gorgeous inventory hugely marked down inventory. Take a look. Go to your You know, I love goodwill. Goodwill is just one. My favorite go to places for just life. Swing by your favorite thrift stores for some of the best deals of the year, courtesy of your fellow Americans who are far more organized than I am. Let's just put that out there because that's a fact they are there more organized than I am. They got all their discounts out there. They got all their donations. I should say out there, that's the way to do it. All right. This is a good one. More than one person emailed me about this buying discounted gift cards. You know what a huge fan I am of gift cards, right? A lot of your fans out there too. So you buy gift cards for people. You think they're going to love him? Maybe for your for a coffee shop or for a restaurant. You think they're gonna like, or a bookstore? Whatever. And they just It's just not the right fit. Well, here is the best thing. Gift cards are hugely popular holiday gift Don't always hit the mark. Fortunately, sites like eBay and someone else sent me a cycle gift card. Granny. I've never heard of that. But apparently it's out there. I'm a big fan of eBay. They make a huge business. They've got huge businesses on eBay off buying unwanted gift cards. You sell them on eBay. Turn around, get practically the full value for it. I'm looking every single gift card you can see out there every gift card you can think of. I'm telling you right now. There is a market for it on eBay. And you know why? Because it's one of the easiest things you can ship. It's super light. You could just package it up. Send it out the door and, amazingly to me. If you have a $25 gift card for something, you will get bids up Tol. I'm seeing it time and again up to like 22 bucks 23 bucks for a $25 gift.
Biz Talk Radio
"tj maxx" Discussed on Biz Talk Radio
"Discount stores like TJ Maxx and Marshalls and draws that makes January and ideal time to start. Seriously, you know, camping out with these stores for the big deals. Okay, Here's my next. This is I'm so happy. I love this one. This is one that I do constantly all the time. I'm telling you right now. Thrift stores, Thrift stores get swamped. With high quality gorgeous oftentimes brand new donations in December. You know why? Because people want to make last minute tax deductions. And that means a ton of new inventory in January. Gorgeous inventory hugely marked down inventory. Take a look. Go to your You know, I love goodwill. Goodwill is just one. My favorite go to places for just life. Swing by your favorite thrift stores for some of the best deals of the year, courtesy of your fellow Americans who are far more organized than I am. Let's just put that out there because that's a fact they are there more organized than I am. They got all their discounts out there. They got all their donations. I should say out there, that's the way to do it. All right. This is a good one. More than one person emailed me about this buying discounted gift cards. You know what a huge fan I am of gift cards, right? A lot of your fans out there too. So you buy gift cards for people. You think they're going to love him? Maybe for your for a coffee shop or for a restaurant. You think they're gonna like, or a bookstore? Whatever. And they just It's just not the right fit. Well, here is the best thing. Gift cards are hugely popular Holiday gift Don't always hit the mark. Fortunately, sites like eBay and someone else sent me a cycle gift card. Granny. I've never heard of that. But apparently it's out there. I'm a big fan of eBay. They make a huge business. They've got huge businesses on eBay off buying unwanted gift cards. You sell them on eBay. Turn around, get practically the full value for it. I'm looking every single gift card You can see out there every gift card you can think of. I'm telling you right now there is a market for it on eBay. And you know why? Because it's one of the easiest things you can ship. It's super light. You could just package it up. Send it out the door and, amazingly, to me if you have a $25 gift.
SoberSoul Recovery: Addiction, Sobriety, and Beyond!
Bored and Uninspired? How to Get Unstuck and Motivated.
"Hey sober sellers. It's Lynn. Peachtree. City and today I am feeling man. I just came off two days of celebrating my sober bursaries. If you didn't listen to last week's PODCAST I. Kinda celebrate today's the day. I went into treatment were was still a little drunk and then the day after where I was freer of. The chemicals in my body, and now I'm coming up on Friday. This is Wednesday and on Friday I turn fifty six. So this often happens to me although not unlike most of you I think I'm having some difficulties in figuring out how I feel during the time of the COVID. So I'm going to share some of those feelings that I just started. Thinking about this morning with you here on the podcast guided by what I like to look at when I'm feeling stock and uninspired, and what that means for me when I do feel stuck if I'm thinking more deeply about it and possibly what it could mean to you. So fifty six years is not a short time on the planet, but I sometimes feel as if I've only lived for ten years kind of wider awake. So the patterns that I've developed in my life sure, I can go and take some looks sees back into my twenties and find patterns like I'm seeing today, but they're so much more profound now that I don't dowse myself with alcohol every single day. One of the biggest realizations is for me, I tend to get really bored. Three years of living a certain way whether it's in a certain place or doing a certain thing. But I really see this in myself and not to say, of course, I don't love what I do or love where I'm at. But I start to get a little wonky on the inside and I'm definitely going through one of those phases. I lived in Peachtree city for over three years. I've been doing sober. So recovery and Lynn Matic counseling for Awhile and I'm getting an inch. Not to mention I think a lot of us are feeling really bored because of COVID and I say board with a capital, B. Because we. Have really dug deep into puzzles and artwork and getting creative and yeah. Once again, my guitar sitting out in my living room, probably need to sell that one too because I'm not playing at ultimately, the drive is to get something coming in to our systems something new as I was waking up this morning I. Know I've felt a profound sense of loneliness. In probably the last four months more intensely. I miss being hugged. I. Have Said Numerous Times on the PODCAST and I'm an introvert that doesn't mean, I. Don't go out and get me some hugs every week. Just the tactile stuff that were used to a client and I were discussing this week. How we Miss Window shopping just go into TJ, maxx or wherever you have access to a lot of shopping and walking around uninhibited. Really Kinda just wasting time, but it was meaningful for me and this client that I was talking to I, don't know if that's something that you miss as well or other. Other things sped sure enough. We can't do even those things that we may have not done a lot of pre covid. We don't have a choice anymore. So this intense lonely feeling was coming over me and I couldn't quite figure out why I'm still seeing friends although I think in the last couple of weeks I've shown some signs of loneliness where I'm like, you know turning down those opportunities to be with people a little bit more which was kind of assigned to me that I might need some introspection really diving deeper into why I feel this. Stuck nece especially because I tend to enjoy the more mundane aspects of life I like to sleep I, like to rest I like good food I. Like just time. Things are teaching in me. So I wanted to get to the bottom of or at least somewhere near the bottom of why to take you through how this goes in my a little crazy brain. This morning as I was noodling this idea of what I wanted to talk about I started to I look at loneliness, and of course, type it in Cova with that while I'm googling. Up came tons of articles, mostly by the way from like march through may about how to deal and cope with loneliness in the time of covid. I read those back in March and May, and feel like I've done a lot of those things I've kept up on my connections via text and phone and Zoom I've you know gotten more involved in some groups on social media, I've reconnected to some of those healthier things romy and eating better whereas you know in the beginning I was kind of Etienne love ice cream. And I'm really worked to try and figure out how I can make it through these months of
Motley Fool Answers
July Mailbag with Jason Moser
"The. Multiple answers I'm out Southwick and I'm joined, is always by broke camp. Personal Finance expert here at the Motley Fool. Hey, BRO, well! Hello Alison. It's the July mailbag where we answer your questions and this month it's with the help of multiple analyst Jason Moser. Should you buy a house now? What is modern portfolio theory and also here Jason's thoughts on a lot of stocks all that and more on this week's episode of Molly fully answers. Jason thanks coming back. you know I mean i. told you you invite me. I'M GONNA. Be here every single time. Thanks for having me back. I mean we appreciate it because we know you're a busy man, and so we do appreciate that you carve out time for us in our little show, don't. Always always make time for those important people in my life rule number one make time for allison and Bro I love. It sounds like a good one to me. Everybody wins. All right well, I guess we should just get into it, so the first question comes from Darren I've subscribed to the full for over a year and I'm really pleased with the service. I would like to know your thoughts about my holdings in Shop Affi- I've bought several times over the last three years, and it's now over thirty five percent of my portfolio and I. Don't know if I should continue holding or trimmed down. What would you advise a good problem to have I was gonna say that exact same thing? That's a good problem have? In a very glad, you have subscribed to our services in your really pleased. That's that's what we aim to to do. We aim to please help you make money and so yeah. This is one of those situations that we will find ourselves in from time to time as investors. A nice problem to have but something you do need to address at some point because it is going to be a little bit different for everybody. In so coming from the perspective of I, also own shop, a Fi stock in it's it's a wonderful investment. It certainly is taking up a bigger. Part of my portfolio a not at thirty five percent where you are. I think for me. It really does boil down to. That sleeping at night test in other words, you need to be able to go to sleep at night without worrying about this kind of stuff, and if you feel like shop, a Fi represents too much. Of your portfolio if you feel like you're overly allocated their, then, you may need to consider pulling it back a little, but now I mean it's. It's I think it's always important. Note you know. It's a big difference between building up a position buying a position to make this size to make this type of allocation in your portfolio. It's another thing entirely to have position grow into beat into becoming that size i. mean that that is that is in a little bit of a different dynamic there, so people all the different ways, some sometimes folks will, they will just sort of looking at it from the house money, concept or you. You just sell enough shares to recoup your initial investment, and then you let the rest of it go. Some people are perfectly fine with thirty five percent. Some people are not. They want a pair back so i. do think you need to kind of figure out what helps you sleep at night I do think that shop by a great business. I think the biggest risk in only shop, if I right now is valuation, just because it's dominating, it's space, but it's not making any money yet, and it's probably going to be a little while until they do so that valuation risk is there, but ultimately yeah I think determine. Where you feel most comfortable with it, and if you feel like you need to put a little bit of that money off the table, and he thirty five percents a lot, certainly very understandable. If they've said something you need to do if you do decide to pair it back a little bit. You've made multiple purchases, so you can identify the shares to sell to manage the tax consequence if this isn't a brokerage account and not an IRA. All right next question comes from Steven. If you are forced into unemployment, you are paying federal income taxes on unemployment payments are not contributing to social security nor to Medicare. How does this affect your future calculation of social security benefits and can one contribute to the social security fund during unemployment to mitigate any adverse effects on benefits, it is a little bit adding insult to injury, but you do owe federal income taxes on your unemployment benefits, and if your state charges has a state income tax, you probably have to pay state tax on that, although there are a handful of states that exempt unemployment benefits, so that's good news. And by the way you, you could have taxes withheld from your unemployment benefits you file. This form called form w four V. if you want, they withhold ten percent, or you can do quarterly estimated payments if you wanNA avoid that big tax bill at the end of the year, but if you're strapped for cash is probably just better to get the money now worried about your taxes later Eh. Stephen notes out. You do not pay payroll taxes. Those are the things that go into social security and Medicare so. So. It could result in a lower social security benefit, however, keep in mind that social security is based on your thirty five highest earning years, so if you enter the workforce at say twenty two and you work until you're mid to late sixties. That's more than forty years where the working so hopefully. If you miss out, if this year is not so good somewhere among those other forty, five or so years, you've had thirty five really good year so that this year won't be that big of a deal. So it probably will be okay. And then to address the last question. Unfortunately, no, you cannot make voluntary contributions to social security. There is at least one academic working paper out there. That suggested that people could buy into social security by like extra credits as opposed to contributing to your 401k, but so far that has not been passed by Congress I had an ex. Question comes from Sam. I heard to stocks discussed on another full podcast. When I read articles about them, it mentions they are thinly traded. I have two questions one I'm sure my position would still be quite small so I think I'd still be able to get in and out, but are there other things I should think about when it's a thinly traded stock and question number two. Is there a certain amount of? Daily volume you like to look for when considering a stock foreign investment. What volume do you want to see to not be? Quote thinly traded stock. Yes very good question in thinly traded stock just refers to the either the amount of shares or the dollar volume of shares that would trade on any given. Market Day and so. The. Thinly traded stock. The the problem is that you may not necessarily able to buy and or sell at the prices. You necessarily think you might be able to in other words when you look at a stock's price and you're looking through the. What what's going on throughout the day on the market, you'll see that did ask spread, which is essentially the bid. Ask spread is it's what someone's willing to pay for the stock versus what someone is asking to be paid for the stock? Because you know you have a buyer and a seller on on in every transaction they're. Normally most cases, these business business bread is very tiny, the couple of pennies maybe for most stocks because they're. They're heavily traded right there. There are plenty of dollar volume. But there are a lot of smaller companies small caps in particular in in you know a micro cap, specifically that don't necessarily meet these kinds of thresholds, and so you definitely have to be aware of that now I'll go back in time just a little bit, too. When we were running the service here at the fool called million dollar portfolios Roman Romani portfolio that we help manage members, and it was never really a problem, but we did have a condition in there. We were always looking for at least ten million dollars in average. Trading volume total daily volume now understand I'm not saying the number of shares saying the amount of money so basically shares times price, but we're always looking for at least ten million dollars. That wasn't set in stone it. It was an idea for us. It wasn't ever really a problem because we had a very diversified portfolio with a number of different types of companies, but when you're looking for smaller companies, you would've just keep that in mind that did ask. Spread is is something that just because it says the stock is twenty dollars. That doesn't necessarily mean you'll pay twenty dollars if there is a a big spread there between the bid, and the ask in so I think whenever you're considering stocks that have any lighter trading volume or thinly traded stock. Just be sure to use limit orders. Limit Orders of let us stipulate the price that you are willing to pay for or that you're willing to. To accept a if you're selling a limit, order is just a really good way to protect yourself from any unwanted surprise thinly traded stocks. You might not always necessarily get them when you want them, so you might have to lead that limited are in there for a little while, but but a limit order is a great way to protect you from any unwanted surprises. Next question comes from Randall. I'm in my late thirties now, but earlier in my life. I was very very bad with my money. Collection Calls Welfare and bankruptcy or not strangers to me. I've been at the bottom then I met the love of my life, and she convinced me to turn things around ten, and a half years later and I have done a complete one eighty, I took control of our finances rebuilt my credit and started investing and listening to all you find folks all. I opened it investing account with the goal of saving and building enough a down payment on a home. I'm happy to say we've now reached that goal. I recently sold at a profit because I didn't want that. Money tied up in the market. If we are close to needing it for a house, but now that we're here, I'm not sure what to do. We currently rent a basement apartment and our neighbors general living situation are less than ideal to put it mildly. So, we're champing at the bit to jump into the housing market that being said the experts have been calling for a drop in the housing market for a while, and that was before the pandemic hit now I'm worried that if we buy right away a year or two or three from now, interest rates will spike, and we could be put in a difficult situation. I live near Toronto. Canada or the housing market is already highly inflated in relation to the rest of the country should I be worried? While Randall first of all congrats on turning your financial life around love hearing success stories like that so good job on that. So I'll start with my standard answer with the rent versus buy decision, and that is just pull up spreadsheet and compare the all in cost of renting, including what you could earn on the money that use for down payment versus the all in cost of buying including the opportunity cost of putting down payment as opposed to having invested as well as insurance and taxes and maintenance, and all that stuff and project, where you might be in five to ten years based on various scenarios on what happens to stocks, if you. Rent an invest the down payment versus what happens to? What you'd look like depending on where home prices go. Generally speaking. If mortgage rates go up, that could way down on real estate prices we did see mortgage rates. Go Up for a bit a few years ago, but the housing market did find, but you could certainly envision a scenario where rates went much much higher, making houses, much less affordable and prices would have to adjust. But I don't expect that to happen anytime soon. I think we're. GonNa have low rates for awhile, but beyond that I don't know I've given up trying to predict where interest rates are going or even paying attention to people who try to predict where interest rates are going, so who knows? That said since you live in Canada. I thought I'd check. In where rates are these days and I and I got a brief reminder that things are actually different in Canada so I did a little bit of research. And then realize I had reach out to someone who knows, I reached out to Canadian Motley fool analysts Jim Gillies, and he had some thoughts so first of all just for you non-canadians out there. It is really different so in America. We get this thirty year mortgage than we have the same payment for thirty years. It's fixed. They don't have that in Canada. What's the most common is a twenty five year? But only the first few years or fixed. And then adjusts so in that context you can understand why Randall is worried about interest rates going up because over the next depending on which alone he gets the most popular is a five year fixed, and then you basically have to go get a new loan probably. So that put that in context, a little more, but also Toronto, really is crazy expensive. Vs from the end of last year that put it as the most overvalued real estate market in the world behind Munich. As Jim pointed out in our call here in the US we had our housing peak in two, thousand, six, two, thousand seven, and then we had what he called a reset, which is basically prices came down significantly candidate and have that slight downturn at home prices, but then they just kept on going up, so it really is different there, so when Jim explain all this to me, the difference in mortgages and the difference in home prices. Frankly he was inclined to say to this guy. You Might WanNa rent for while more and see what happens, but he also had the good advice of okay. What if you buy in prices? Come Down Fifteen percent twenty percent. What if they come down to a point where he upside down? You owe more than the home is worth. Are you okay with that? If. You're okay with that. Maybe it's okay to do that. But it certainly sounds like dicey situation than if someone were telling me like I'm thinking of do this in Dubuque Iowa or something like that. couple of other differences. In case you're curious about Canada in the US. Your mortgage is portable in Canada south. You Buy A. Get the five year mortgage, but then move get to take the mortgage with you for the next house and interest is not tax deductible. US Look at you, Robert, broke? Camp Can Canadian real estate experts there you go. Next! Question comes from Chris. I was on twitter the other day and saw that one of your contributors Brian Feroldi tweeted that he doesn't believe in a long list of technical trading terms and then modern portfolio theory. Can you help me understand what not believing an MP? T with mean this? He believed that diversification doesn't reduce risk. Also every financial adviser I've ever talked to his preached empty, so I would love to hear the counterargument. Jason you're not Brian for all the. Question I am not Brian for all the do get the talk of Brian Pretty good bit though. I I must admit I. Don't know what he said here in regard to modern portfolio theory and all of these technical trading arms. But I think I can take a guess. Generally speaking I agree with them, and I think you could sit there and look up the portfolio theory in you know read about it as much as you want. Just go to google modern portfolio theory, and you can dig right in there, but in a nutshell ultimately, what modern portfolio theory is the intention behind it? It's meant to reduce risk while maximizing returns. It assumes that investors don't like risk. They prefer less risky portfolios to riskier ones in order to achieve a certain level of return so right there. I kind of kind of lost me right there because I don't believe that every ever investors risk averse I think some investors have a very. Healthy, appetite for risk, and frankly I would say I got a pretty high tolerance for risk when it comes to investing, made it just because of what I do for a living but I. You know to me I like having that trade off least unhappy. Happy to take some risks there. If I feel like that upside, it's going to be potentially worth. So with modern portfolio theory, it introduces a lot of fancy math in the form of variances and correlations in order to come up with this. Quantifiable, investing strategy that ultimately helps reduce risk while allowing the investor to achieve. Certain returns in. Maybe it works for some not I'm not dismissing it personally I. Don't use it, I don't personally subscribe to it I. Don't need it. I think honestly for us. In a really believe it's extends to to most people in our full universe is that is individual investors I think a more meaningful way to reduce risk. is to just extend your timeline like invest longer. So like Tom Gardner said a number of years back when we were. Working on Motley, fool one basically take your take the time line that you think you want to own any individual stocks you buy shares of starbucks and I plan on owning it for you know five years. Okay, we'll just double it. Cloning it for ten in all of a sudden right there. You've given yourself more time. Time is one of the big advantages we have is individual investors. Money managers don't have that advantage, Wall Street done generally handed abandoned, either, but if you can be patient and just invest in good businesses. That risk really starts to come down over time. There are plenty of studies out there. That show that risk comes down the longer you hold onto those stocks, which into me, just renders modern portfolio, theory, more or less not useful mean on things, not useful for everybody, but it's not useful for me and based on Chris. Question It sounds like a agree with what Brian was saying there. We think I'll add to. That is I agree that risk is really not that much of a consideration if you are saving for retirement. But once you are in retirement man, and just say like you know what the market's not I'm going to extend my time highs in ten years. Because you need to spend money in that situation, I think diversification is important. It's important to have assets that don't always move the same direction at the same time. For some fools. That's just as simple as keeping any money need the next five years in cash, so you're right out any ups and downs, and that can be fine. But I. do think it makes sense to have. A mix of investment so that right now, technology stocks are doing very well, and we hope that continues to do well, but we remember was that happened in two thousand from two thousand to two, and there were down for quite a while anyone who retired in one, thousand, nine, hundred nine, or so it was very happy to have some small caps value maybe a. A little international, some reits to ride out the storm Yeah I think we talk about that often like recognizing where you are as an investor in life, are you in the grow your wealth stage, or are you in the protector stage, because they are two very different strategies, and we're all hopefully going to be in both of them at one point or another right? I personally and still on the grow your wealth stage I. Think we all probably are, but you will at some point get to where you need to focus on protecting the wealth that you've made so that you can then have that money to spend, and that definitely will dictate your investment strategy things that you're invested in and whatnot. Generally speaking I do like the idea for people who are just risk averse and have this notion that investing is just too risky. I mean the fact of the matter is not investing as far away greater risk like not investing. You will never grow your money if you don't the best, so if if if risk is a problem, I think generally speaking. Along the lines of diversification idea that that bros. talking about him, he just invest in invest in SNP index fund is something that just follows the progress and p. you know you're going to be participating in and if you look at that over the over the stretch of time, their five ten twenty thirty years, I mean that trend does go one way. It, but clearly the older you get, the more you need to start focusing on protecting your wealth, and that will change the way you view things. Right next question comes from Alex from Alexandria if I buy Muny bonds from another state in my IRA. Is it still taxable and Alexander with who we have a bond on and we do have a bunch. I know Alex up super excited about having a bunch on in Alexandria to I can't believe I haven't been there. It's like two miles from my house, but we still haven't been oh i. know because there's a global pandemic going on and we. saw. Alyx if we buy me bonds from another state in my IRA is still taxable. Bro, help him out or her or so Muny Barnes. People Invest Immunity bonds because they're free of federal taxes and in many cases. If you're buying bonds issued by the place you live, they might be free of state and local taxes, so that can be doubly triply tax free. That's why people buy 'em. There are some times, however that if you own immune, abound outside of an IRA. Pay Taxes and this surprises some people. There's something called the minimum tax. If you buy immunity bond at a discount, and then it matures at par. If you buy a distress, Muny bond for like you put an eight thousand dollars, and you sell it later for ten thousand dollars as a capital gain. You'll be taxed on that. So, there are some times when you would pay taxes on media. Now, Alex is asking what if it's an IRA? Do I have to worry about paying tax interest. If it comes from another state and the answer is no, you won't have to worry about that. The only thing I would say is. Generally speaking immune bond already has built in tax advantages, so you wouldn't keep it in an IRA, unless there's the example of the stuff I was saying previously like for. It's one of those exceptions when him UNIBOND would result in taxes than you might WanNa keep it an IRA, but generally speaking. If you're going to buy Muny Bond, keep it out of an IRA. Next question comes from Boone. I just did my first. Roth conversion and looked at that old account for the first time in. There was the expected dividend producing fund I remembered, but there was a stock chesapeake energy that I had completely forgotten about since I purchased the stock in two thousand, six fifteen. It's down way down like eight point five percent off the purchase price. What should I do with it now? It's in a tax deferred accounts so I. Don't think the loss is realized until I. Start to pull money out of the account and that might not. Not Be for fifteen years current value of all my shares will be about one percent of the value of the account after the conversion. Do I sell in the very little value? I had left and depend on E. Trade to keep up with lost for me or should I hold on based on the slim chance. The stock will be worth more in the next ten years. Oil Stocks do act unusually on occasion, only oil stocks. Stock everything else makes that usually. Chesapeake has been really. Interesting Story to follow and frankly. I don't I. Don't know that I would look at it today. As a business that I'd WANNA own so typically if I. You know I think it was yet idea. Didn't sound like a position are actively building united investment didn't work out. I mean that that happens to all of us. We don't get them all right. We have a philosophy here at the full. A lot of do we like to? Water flowers and pull the weeds, and that's just a nice way of saying. Add to our winners in to get rid of losers in. This I think is more than likely slated to continue being a loser I mean. Chesapeake has lost a lot of value. In it does sound like based on when you purchased this, these is absolutely busted I mean. There there are all sorts of reasons to sell one of them is if you thesis busted and the reason why you invest in the company is is no longer the case, and I would he probably is the case with Chesapeake so to me like you know, you could sit there and let it go, but but what's the goal trying to get back to even, or are you trying to get back a couple of bucks for me a lot of times? I'll I'll take a little opportunity here and there to just go ahead and pull those weeds sell it. Be Done with it. In even though it's just unique out a little bit value there, you can still take that money and do something more productive with it. So. Yeah T to me. I can't tell you to buy or sell obviously, but I can certainly understand. Selling in this case, but I you know. As as oil and natural gas energy can can turn around. This is going to be one that has a lot of headwinds in in. You might be waiting a very long time to to get any of this money back. I point out here that I it seems that maybe boone has a slight misunderstanding of how taxes in aries work because he talked about realizing the loss when he takes the money out and trade keeping track of the loss for him, it sounds to me that he thinks that he can write the loss off whence he takes the money out. That may not be the case, but just to be clear. One of the great benefits of an IRA is you don't pay taxes on the gains, interest and dividends from year to year. But. One of the drawbacks is. You can't take a capital loss on that as well so there's really no no way to benefit on your tax return from this loss. Next question comes from Benjamin. You recommend seeing a fee. Only financial adviser for check in every so often I know there is the Garrett planning network and others to help find an advisor. But what questions do you ask? And what answers do you listen for when trying to find one that is worth his or her one hundred fifty to two hundred fifty per hour. So I would say start first with asking yourself some questions. What are you looking for? You could go for the whole launch. Lada where someone is managing your money analyzing retirement plan helping new save and a five twenty nine. Maybe even doing your taxes with some financial planners do help with the state planning, or are you looking for something more targeted? You just want advice about am I saving enough for retirement, or are you close to retirement? You're like I just WanNa make sure that I'm doing right when terms like choosing my Medicare plan and claiming social security at the right time, so first of all just be very clear of what you're looking for. Then if it involves investments in any way, you WanNa, make sure that you find someone who is at least in the general same area philosophically and I say this, because many financial planners are hardcore index. And if you come to them as a motley fool, listener member with a lot of individual stocks. They may say okay. I'll give you some general asset allocation guidance, or they'll say I don't care if you like to pick. Stocks are not my advises, sell the stocks and go to index funds, so you want to make sure that if you're gonNA, ask for any sort of investment. Advice that you wanna find someone who's someone somewhat at least aligned for what you're looking for. Once, you've got that then. Just asked some of the typical stuff. You might expect so credentials certified financial planner. Are they a CPA either their personal financial specialist. How long they've been in the business. There are lots of people who. have not been in the business very long. Even though they're not young people, a lot of people choose financial planning as a second career, which I think is great, but just because someone may be look like they're in their forties or fifties. Sixties doesn't mean they've been in the business that long, and you WANNA. See if they've worked with someone like you right so if you have. Maybe. You have a large amount of wealth large income huge portfolio. You WanNa make sure that they have experienced with dealing with those issues, but on the flip side to if if you have, are you know middle income, decent size portfolio, but nothing too complicated. You don't WanNa. Go to someone who's used to dealing with someone who's wealthier partially because those people charge a lot more. You want to find someone who's kind of a little more lined up with what you're doing. Then make appointments with three folks. All of them will do get do free. Get acquainted means, and you're just looking for someone who you feel comfortable with. Since, you mentioned Garrett Big Fan of the Gary Planning Network and other is is not for the National Association of Personal Financial Advisers. But Garrett on their website has a how to choose an adviser section. Just Google attitude visor Garrett Planet Network has a great chapter from a dummies book that they wrote about how to choose adviser, and they have a good questionnaire that you can print out in US asking lots of good questions of financial planner. It's tough. Choosing a financial planner like my mom just went through that Bro! Is You know and she didn't really have a lot of options in Boise Idaho. Maybe two and one of them, she I never called her back, and never got back her, and the other one was just so busy just so busy, and just she just never. It's it can be rough. Finding a financial planner can be I. Think what we'll see is one of the consequences of this. Of the coronavirus pandemic. Just, like we are all used to working from home, many financial advisors and financial planners an now working from home. So in what they're doing is they're becoming licensed in more states. So, if you are more comfortable, working with someone over zoom remotely I think you don't have to stick with someone in your area. You can go beyond your locations, but you know some people don't feel comfortable that if if they're going to have someone managing their life savings, they want to be able to meet them in person. That's just a personal choice. All right next question comes from twitter. Is that right from sully what I hear? Okay? I just listened to the episode mentioning Your Weakness Two. Shopping carts and Tj, Maxx that me or you Jason. Accused me. Thoughts on the stock. If I had a war on Amazon, basket would be Costco TJ maxx Home Depot tractor supply. What would be your basket against online retail? That's funny. Well okay, listen I wouldn't have basket against online retail, because online retails where it's at. The whole idea. The whole idea behind the basket approaches to find a long term trend that you feel like the world is headed toward and so the war on cash basket, for example that was always one about people using cash war, traffic payments now with that said I get the spirit of the question some going to answer it because I do like some of these ideas. And I I would definitely include Costco in their in Home Depot's well. Home Depot gets a lot of my money. Doesn't, but they have a very loyal fan base of customers that just are happy to renew year in year out. So I love those membership models there, so costco and a Home Depot for sure you know I'm going to give a little shout at my wife Robin I. Know that she would approve of my adding target to the mixer. She hasn't been raving about targets APP and ordering on the APP the able to go to the store. Just pick it up right there I've talked with Ron Gross on more than one occasion about target and how this really has. Become a twenty first century resale right they're doing. They're doing everything online and in physical stores. What they call Alma Channel and then my fourth and I'm GONNA. Take this. You probably aren't expecting this when Alison. I'm GonNa Shock and all you. I'm ready. I'm ready Alta. We're going. Make up my I know my daughter's love. It ugly ugly Mug like this. What do I know about makeup? Tell you what. Get! A House with two daughters and a wife. That's what I know about make. There's a lot of it in an Ulta is a really really good business. They actually have a very nice diversified revenue stream. They've got the salon a`dynamic of the business which encourages people to go there they do have an online business. They have an augmented reality function there at where you can actually like. Try things on makeup to see how it looks. Mary Dillon just a phenomenal other adults of that's my fourth, their Ulta but they I appreciate the spirit of the question I like the idea I'm not saying this is the basket. I'm not tracking this basket in a not a not backing this basket, but in the spirit of the question if I had to develop. A basket, such as this one I think it'd go with those four. Yeah, I mean I guess you just have to think about what retail out there is something that you would still physically go to. Because the actual retail experience is being in the space is the experience and what you're there for? And I know I mean before Corona virus we I would go to target and just just couldn't believe how much money I had spent from walking through a few of the aisles. TJ Max is just a phenomenal business I mean what they've done through the years. Is really capitalized on the nature of the business, the advantage they have in that treasure hunt kind of nature like you go to TJ Max, maybe not necessarily looking for something, and then you end up finding a lot of things, and it can be a little bit lumping at times, but but generally speaking like management's a very good job of running that business, and they know how to exploit the advantage of experience. I think they're online game. Though I think they could probably get something going with online, and they just have not have not yet and so I. Haven't since Corona Virus for example. I haven't spent a single dollar there, but I continue to still shop at. Home Depot I. Think Yeah! We still shopping at home depot because we're doing. You know you gotta buy lumber somewhere. And I know my grandparents out in my my inlaws out in rural Virginia. They love tractor supply store, but that's not. That's not in where we live, but. Still New deck at the house there allison. I mean you, can you see? A big exposed beam behind me and some drywall work that needs to happen. Have lots of drywall work that needs to happen now though. Yeah Anyway get to that. All right next question comes from Matthew. I got married to my amazing wife nine days ago in a small Kobe nineteen wedding in our front yard after we postponed it from its original date in April all. It was definitely different, but still very special. My question is in relation to this wonderful event. My salary has been at a level that has allowed me to fund a roth. Ira I love the optionality of it, but after marrying my bad ass, wife are combined. Salaries are now over the limit that would allow me to fund the Roth. IRA does this affect occur immediately? Do I need to now open up a traditional. IRA and begin funding it or do I have until the end of the year. Matthew wants a Roth Bachelor party one last. Well Matthew I have bad news. When it comes to most things in taxes, your status and your age and things like that depends on where you are on the last day of the year, said if you're married on the last day of the year, you were considered married for the whole year. So that means if you contributed started contributing to a Roth IRA for twenty twenty. You need to call up your brokerage. Firm and re characterize that as a traditional. Now don't have any other traditional IRA, as it's very easy to do the back door, Ross which we've talked about before you can just google it or even when you call the brokerage, just say I want to do the backdoor. Roth and they'll tell you what to do. If, you have other traditional IRA as you can still do. It just becomes more complicated and you'll probably pay more taxes. So you, but you may not be totally out of luck and I should say that's only if you have a traditional IRA doesn't matter if your wife has traditional areas. One exception by the way of of what I just said. In terms of tax status and last day of the year is distributions from retirement accounts before it's age fifty nine and a half, you actually have to be age fifty nine and a half to avoid that ten percent early distribution penalty, unless some of the many exceptions that are out there exist. Right next question comes from Warren Warren Buffett. Maybe I don't know that's why I was thinking. He's asking about coq, so maybe maybe. Once James Opinion on coke. By? Or hold? Wants to now. I'd give buffet night give. Kiesel Warren of the same advice and I would say. For some I'm not buying it. Not Buying it I'm not holding it if I own it. I guess that means sell it. Even Atlanta Georgia person like you i. feel like it's almost sacrilege. I am pretty close to probably not being ever even invited back. But the facts are the facts. Okay, I mean you do have to look at the stock itself has been ain't bad stockton for the last five years. I mean I do understand why when you look at it what they do, I mean they have. Four hundred master brands, and less than fifty percent of them are the big global brands that are actually responsible for almost all of their revenue when I say almost only ninety eight percent, so it's a business. It's very reliant on on. You know a small portfolio of really successful grants. The problem is now. We've always talked about cocoa beans such a great distribution story and that's true. They've got a distribution network. It's just phenomenal, but the problem is now. They're what they're distributing is is being seen as not so good for you in so you're seeing them. Have it into to essentially pivot away from what you know brought them all of the success for all these years. Years in soda and that that's not going to change I. Mean you're always GonNa have people to drink soda? People are not to drinking as much soda going forward in the numbers of just kind of the kind of shown that through that through the quarters in the years of Coca, Cola and Pepsi Pepsi. Has the salty snacks division, which I've always been very. Impressed by I, mean I love a good Cheeto, and so I mean anytime you can throw a bag of those cheetos in my Patriot Amok GonNa, turn it their coq. Interrupting, but I think this is also very important point. You tried the Jalapeno White Cheddar crunchy cheetos. The White Shit or so. I've tried to Jalapeno ones but I've not seen the white Cheddar White Cheddar Jalapeno crunchy cheetos. Don't get the puffy. The poofy ones are not as good, but the crunchy white Cheddar Jalapeno Cheetahs. them by them. They're amazing. I have to back. Pain you. I'll get those next time. I promise I, mean Eh. One. crunchy wants the puffy ones, so that people won't you're not? You're not seeing poopie. Who using poofy Joe Copy? We'll be Coca doesn't have that dynamic of their business. They don't have that dynamic to their business, and they've suffered from that Pepsi's Pepsi's outperform coca-cola over the last several years. It's not safe. Pepsi or coke get it back. I'm sure they probably can. But what I am saying is I think there are a lot of better ideas out there, and so I wouldn't be putting new money into Coca Cola and frankly if I did own it. I probably would look at selling it and you know if you've got a beverage company, maybe own starbucks. It seems like the science coming out in support of coffee, right? It's coming and telling you that these sodas. They're gonNA. Make you fat. Coffee, it could extend your life. It could help you live longer. SMART Mexican looking this a starbucks as well is. That sounds like study from the copy roasters of America. Do! Something that Chris Hill sent me the other day. that. We sleep at night. I'm glad I've been drinking coffee as long as I have God knows what I would look like otherwise. You're a good looking man. Rick. good-looking next question comes from. A. I'm trying to save money for my kid's College. Fund while the five nine is a great option. I'm limited to investing in mutual funds, which means at best I'm going to get what the market gets assuming I do some sort of low cost index fund and I be a capital F. Fool investor have been doing much better than the market in the last three years of being a member of. Of Stock Advisor Enroll breakers, even during this pandemic mess by listening to every full podcast and following David and Tom's and yours and every one else's in the full universe. My portfolio of about one hundred stocks is up here today. Thirty percent to the market's down five percent as of day as of today weighed down by three sluggish five to nine plants that are also down five percent each. I feel like throwing away money by using the five to nine, and not being allowed to select my own great companies in which to invest. What's more, my understanding is that the five to nine does not count as an asset for the kid when applying for student aid, but the coverdale does. So I come to you with a simple question. Can I have my cake and eat it, too? What if I wanted to use the coverdell to buy individual stocks? Until the child is nearing college? At which point I then converted to a five to nine. This allows me to get better returns and avoid it being an asset for financial aid and get the favorable tax benefit. So, chose this question, because first of all Dune does a good job explaining the benefits of the coverdell over the five twenty nine, you can buy individual stocks. You can buy and sell them all day long. We recommend that, but you can. Whereas with the five twenty nine, you can only make two changes to the investments a year, and it's all mutual funds. So. That's you did a good job of explaining that. I will point out with the coverdell. It's gotta low contribution limit of only two thousand dollars a year, so for some people save more for college, but they can max out to cover it out, but then put the rest in a five twenty nine. One thing that doomed does not have quite right. Is The financial aid treatment the financial aid treatment? Coverdale's and five twenty nine is identical. They're treated as assets of the parent, not the kid that is favourable from a financial aid perspective. It's not negligible doesn't mean it doesn't have any effect on financial aid, but it's better than an asset that is owned. By the kid. He can. Transfer money from the Coverdell to the five twenty nine. If for some reason, he decides to do that, but you can't transfer it. The other way around so were convinced to try out the covered. You have money in a five twenty nine. You can't move it from the five twenty nine. To the coverdale. What other interesting thing that he pointed out is that he is doing very well with his investments, and he owns about one hundred stocks. We get this question a lot. Either on the show, or on the full live that we run every day for members of full services, and that is how many stocks should I own, and if I owned too many are not just owning index fund watering down my returns, but here's an example if someone owns a one hundred stocks is still crushing the market. Idol last question comes from Cameron thoughts on the valuation of Stone Co in light of the corona virus for a fragile country like Brazil. This could be the tipping point after so many other headwinds. But how does that affect stone? coz Business Jason I. Don't even know what Stone Co is. What is still business? Yes, don't Coz a payments company that's focused on Latin American markets in Brazil and particular in so I guess it could be. Draw you can draw a parallel to to a with square through pay pal at, but generally speaking I mean it's payments. Company focused on Latin America. Primarily Brazil. Is the big money making market kind of like Marco Libra, they're. In I, I, it's a it's. A NEAT opportunity, gained a lot of headline recently, when and it was, it was seen that Berkshire hathaway. Warren Buffett's company Berkshire hathaway taken a five percent position in the company, which is pretty considerable i. Think in the near term. You have to acknowledge the fact that. They're gonNA, be some real headwinds in in Brazil particularly because of the pandemic I mean. The flip side of that is role in same boat kind of in that regard. The entire world is dealing with it, so it's not specifically you know it's. It's not particular to one economy or one country some. To get hit harder than others I, do feel like Brazil. Be at a place where they can recover from this given You know some of the other businesses in the area. I mean that that that I think is. Who knows ultimately how? That's GONNA shake, but generally speaking. I think the move away from cash towards cashless. Transactions in and financial software that's not stopping if anything, this hastens that which which is what I think, Cameron's talking about there and for a company like stone. Co, neither are other companies in the space pags bureau in roquetas libra to but you know moving money around is a big big market opportunity, and there's nothing that says they won't be able to expand well beyond the Latin American markets, too, so I I'd say cautiously optimistic I mean I
Has the pandemic changed how we’ll shop forever?
"Y'all. We got some stats for you so as you might be aware. Stores and malls are reopening across the US, but has the way we shop changed forever. That's a very dramatic way to say it, but it's because there. A type of one of my notes and I didn't want a valid up. So one recent survey found that nearly sixty percent of consumers six zero are moderately or very concerned about shopping in stores, and of those who do shop and brick and mortar locations more than a third say. They're doing so just once per week, so they're bundling all of their shopping until one trap and getting it done. And it is starting to show in the way that customers are purchasing items, the CEO of Abercrombie and Fitch said that customers are coming into stores to buy something specific, and then they are leaving, so there's a lot less browsing going on. And while first quarter sales fell, there were increases across the company's brands online sales that sort of buoy eat a little bit of those losses just because of the lack of traffic. That's all according to an interview that was done with Bloomberg. So malls that have reopened have added social distancing signs in some stores have closed their fitting rooms and at beauty counters. There are no makeovers right now. Here's. Here's my in question about what is to come so if you're not exactly invited to linger in groups at the mall like we did as teens, and if you can't spend time in fitting rooms to find like the perfect lock, and you can't try on products at the beauty bar. Then is browsing dead and that's not just saying in malls because we know malls have their own issues with you know continuing to draw consumer attention, and whether the mock and survive, but in terms of just being able to browse or walk the mall or window shop. Do you think that's GonNa? Come back. Eventually but not anytime soon. I went to target for the first time since February this past weekend and the only shopping I've done is like grocery shopping, and like drugstore just to get basics. And what I was at target, it was because I needed specifics specific items that research said, and I remember passing their apparel, and they have some really adorable designer collaboration apparel. That's this'll sunshiney, and it's all yellow. Yellow when Pinkston, it's just really beautiful, and very summary and I was just like I can't stop. I just can't stop. I came here for specific things because we couldn't go without them anymore. And I need to stay focused on those things so like the impulse I feel like is not here because I don't think it's going to be here until we feel really safe again. Some stores are navigating this by having appointments, so you can have a slot where you go in, and you talk to somebody. WHO's your stylist or Even best buy was doing appointments that ended up since then, but they were doing it for a number of weeks. So that's another possibility but I. don't know about you. Why number one thing is trying to avoid talking to people, so making an appointment to come shop doesn't feel great, but maybe it's going to be a hybrid answer that we're going to encounter the future. While and if you're making a payment to shop, you probably have something in mind that you're intending to buy during that trip. It's not like you're walking by old. Navy and you say let me see what's at Old Navy today, right? You'RE GONNA make an appointment because your kid needs pants because they've grown out of their old ones or something very distinct I an experience and look. You're up in DC where things are just starting to reopen. I'm in Florida. which is a fucking free for all. And I went to bed bath and beyond last weekend, because I couldn't wait anymore. I really need it. This is very selfish. I really needed new sodastream canisters and I wanted to exchange them so that I could get the half price ones. So I went to bed bath, and beyond where it's usually a very quick process, but because they've moved things around in the store to accommodate. I have to go pick my own canisters off the shelf and bring them in. Wait in line like everyone else I couldn't fast track through customer service. That's totally fine. That No usually I go to guest services and I. Say hi I'm here to exchange these and I put them on the counter and get out to new ones for me I'm done, got it. It's a great process. So. Everyone who worked at bed bath, and beyond was very nice, but normally while I would have walked around the store, looking for things to spend money on. This time I felt totally claustrophobic now because I was just thinking about who's around me, and then I had to navigate the line system, which is now a six feet apart sort of wind, e system akin to the register at marshalls or a TJ Maxx. Got It which is fine. That's fine if they did that, but like I was having a hard time managing like what am I here for? And what are all the other things I remember about space around me right now, right? So I wanted to get the heck out of there. Yeah, I was not popping into Marshall's next door, either by that time I was out of energy for
Skanky Fragrances with Jason Carter
"Welcome and welcome everybody to Notch Butte. I'm so excited to have this hour with you. If you don't know who you're talking to it's Jackie J. The beauty talk shock jock the Queen Creams your host with the most assumes freshest fringe on the West Coast your favorite over thirty niche influence or the pop punk princess your favorite cookie southern aunt. I'm here and I'm allowed honey and I'm proud speaking being of being loud and proud honey my guest I mean we have so much to talk about. I'm I'm all anxious because it's been really. It's been a while since we're irl it it totally and there's so much to cover. My guest is living his best dream in his best life. He radiates positively. He's an inspiration. He is an on camera host host and journalist. He hosts e t live and honey. There's another side of this coin because not only does he have this job honey. He's also on the pit crew of Rupaul drag race okay so talk about job diversity. The resume is extensive my good friend. Jason Carter is highly. I'm so I've been trying to get your ass. When I did all male March last year? I try to get you but you were busy and hustling and you have twenty jobs and you know you know the struggle. Yes I know all about the struggle congratulations. You're you're killing the game for you. Love you five years yes happened in January of twenty two thousand fourteen knowing the date we met at was audition audition or we were already higher so we did that. Google chat audition remember last year and then I was like she's dope and CO Q. Bob Who's bat that's right right. I was rocking the Bob and it was awesome and so then we hired got hired the best and they hired us. They hired us to work on the first day of thinking in my best on lemon like sweater and we were like we're about to take over the hosting world honey right to say and then we didn't want law firm. We don't even want to say the name of it right. I don't people to Google it and find it wasn't bad it wasn't bad just the content was great. Experience was awesome Alfred that we would. They put on like this place anyways. We're not going to say well you know. God had a plan because here we are here we are here. We are in these streets. We are in these streets. We're slaying it and here we are together together again together again and I've kept up with you over the years. There's media I've watched you thrive. I watched you get married and divorced. Stop Ah now. I guess there was not a post on that but I'll tell you all about it on so yeah. Life is moving on. Are you married varied. We are Leeann. You've been long-term since two thousand and nine yeah yeah. That's my little Munchkin yes. I'm so happy that it's going well for you. You thank you you know relationships are work and I'm from lever that when they don't work dishes God or whoever he believe in whatever you know whoever finds you gives you sauce and spirituality retrial rerouting you to something that's better for you. Syria told y'all he was inspirational. fucking sad right. You live moves on. I I think the hardest thing about life moving on is when you make the choice to move on because it's being hurt sucks rejection sucks here and so especially when you invest vest because I feel like when you're a passionate person especially when you're a creative you invest in things in your life relationships investment so when the Roi the return turn on that investment is negative. You know you don't have a black head right and it takes a while to move on and the people get over it. That's the the worst thing you can say. That's from someone who doesn't understand basic bitches. I mean I think they need to exercise. Dan Gratitude and were yes okay. I have to ask you the first question I asked everybody on Ashby it. which is what type of skin do you have black skin? No no I have I have combination early to dry okay yes. I you know what most people enter that either they say black or they or they say boat. We're all combo guys. There's just stop asking that well because you're a product of your environment right. La Smart Toxicity Skins GonNa react. I mean and really who's really drinking all the water. They showed me. I'm guzzling at Dr Pepper and I was really impressed that you said that because I'm like the bodies on point and he's drinking soda I mean it's been a Dole's goals. Yeah you gotta gotTa have that sugar. The second question I always asked which is new is. What's your favorite feature about yourself physical? I can be anything it's open. It's open favorite feature I would say I definitely if I'm GONNA physical playing. I love my cheekbones literally of all these things because uh Google Jason Carter Y'all looks like there's also lots of photos of him in tiny underwear on his instagram scantly. You WanNa see what is best feature is on. I mean I was GONNA say. Maybe the APPS grow into your pushing forty. You Stop You stop relying on that body. I mean but I needs it looking good over him over here. I Look I've always cherished and really celebrated. just strong facial features like Kathy Ireland hello. Is that a strong draw. Why but it's beautiful so cheekbones? I've always I've always liked just a very defined. The Bone Structure Consent Heavens right answer okay okay. We have a lot to discuss but I kind of want to start with drag race sure because it's so interesting I was just telling some of the people out here who is coming again and they all just instantly knew who you were really core famous in Burbank I mean honey what a place to be slow love. TJ maxx marshalls Anna Nordstrom rack and target Walmart aw we got it all we do have a Sam's Club. So how did you get that Job Jack. That's a I mean because it's it's. It's go go right. Yes of course yes so. There's only three pit crew so there's only so there's been many yes. This story secret angels the right. Yes six mashed sometimes tire. We'll come back. We'll make exactly exactly. It's how key very colorful so two two thousand nine. I was just ending really crappy relationship. I was a dancer in. La So in the beginning of the year in people have a reset. I'm getting shape. Do this career bloody yeah so I'm like Hey I thought let me take these shots to try to make it as a dancer so I was teaching classes in Hollywood at Gold's gym the Gold's gym the awards it goes you know coal yes and no Co Co.. Yes how far close the shooter you're you're in Hollywood and you had to park and they have your car towed. Yeah so seriously happening twice and I was teaching dance classes had this one must have been the photos in January what they fantastic doc photographer named Michael Quyen who just really good at photographing people of Color and women such a I mean look he's awesome and so I was teaching class and and the dance room was glass window so there's a bunch of treadmills outside will elliptical so one of the executive producers are casting director of the show was was on on the treadmill peered INA saw his friend was taking my class so he sent my friend to ask me his friends to ask me like hey you well. How about modeling whatever you got discovered a little bit yeah the Hollywood kind of happened and so for this was February of two thousand ten and that was such a pivotal year for me? I'll spin while later but so for weeks gi mailing me. Send me a picture Blah Blah Blah so I finally did and I got a I got a request to go down to world of wonder it was on a Wednesday I happen to be off and this was after weeks of telling them of ignoring because when you're you're just like whatever believe the Hollywood casting couch all heard of like who send me photos maybe I'll model exactly ackley model mayhem partly no trae pick trade for pick and so I did and I thought that final day they were like you need to come in today and I was like cool whatever I winning world of wonder owns the headquartered illness amazing building awful Cherokee and Hollywood boulevard to six stories and so down the bottom of the basement they shoot a lot of their content and so they put me on green screen and told me to dance in my underwear. I'm thinking Whoa first of all professional dancer. He said Dancing Gogo boy and I'm thinking well. That's not really a compliment. Excuse me I write Larry Spencer. Would I think give you trouble Gogo boy move right yeah yeah you know just like no rhythm just crying really bad so I did. Ah thought nothing of it didn't hear anything. Did you do any pirouettes or did you throw any Prussians in there. No no no ronge jetties or the Full Chandelier Choreography Matt Ziegler. I could pull my leg my head but I didn't hear anything for for a week and you're just like what the hell did. I just exact whereas that footage going to end up green screen. They're going to put anything behind you to an ancient Egypt or some. It's like makeshift foreign and so in so I can hear anything back in that back when you're grinding its next the next train we've been trained to just close that that robot yes and move on right and so that was in March what was father's day mother's Day was in May of course in so I went to a brunch with a friend of mine a psychic and we've just been talking and so should ask me a question. She said I'm getting this energy from you that you are you in college. Did you are you. Are you testing for something or are you an actor. You're like I feel like you're being tested or you went out for something. You're waiting to hear a response or you're needing a response for something. I was like yeah. I have really bad allergies this time of year. That's only guy you're GONNA get it. You're GONNA get it. It's going to open all these. I don't know what it is. It was going to be really good it's going to be it's going to be really really big. I don't know what it is. It's going to be it's going to it's going to be very pivotal in your careers can do a lot for a lot of people and a guy when the guy with an f. and his name is going to call you like okay. Whatever whatever and you didn't know what this was four? I didn't tell me what it was but it was for a show right how insane and it's it ended up being ruining the most iconic shows of all time this cultural phenomenon land it yes yes and so fast forward to end of June throughout throughout that time waiting I had hosted event with Shangila who was on the season before she's into my first has a podcast on this network shunned July McQueen wildly and I hosted hosted a live event with her and people from world of wonder at the event bright so that never facetime facetime baby. I had no idea right then next weekend. I went to a pool party in Herat was at this party people from world wondering how yeah and so they're like the Visa Card everywhere where you WanNa be seriously and so I got a call end of June from a guy named frank that said Hey I'm so and so from we'll have under checking your availability L. Ability for a show called loopholes drag race. Have you heard of it. I was like yes we love you be pit crew member and I was like what does that entail just super cool so yeah torturing and what's interesting is that I grew up watching Paul. I used to secretly listen to supermodel of the world because being a little gay kid right you couldn't you that age. You didn't know what being gay was that you were drawn and people made you feel bad for liking that type of thing because of the ninety s we were on the Tel or we were in the midst of HIV AIDS crisis there wasn't as much representation and being a little boy row quickey New Mexico black boy from Albuquerque New Mexico
WSJ What's News
J.C. Penney, Kohl's Report Decline in Sales
"JC penney. And Kohl's the latest retailers to report earnings both saw a decline in sales in the latest quarter. Joining me now with more details is Wall Street Journal reporter, Suzanne cap ner, Suzanne. Well, both of these companies saw declines different factors were at play for each of them. What can you tell us about what led to the sales declines for JC Penney and Kohl's the big surprise was Kohl's, which had been doing pretty well for most of last year? They started to see things slow a bit in the fourth quarter, and then slowed much more in the first quarter of this year. They blamed it on weather and the fact that some of their competitors were a lot more promotional. So they're going to step up their promotions. And they've got some initiatives that they hope will get the sales growing again, later in the year, for instance, there, they have a partnership with Amazon, where you can return items bought on Amazon to any coal store by July. You'll be able to do that with penny, you know, they've been just in the dumper for long longtime, they've gone through many. Many management changes. They've, you know, since the days of Ron Johnson, the former apple exact who tried to really overhaul that company, they haven't been able to find their footing. They have yet, anew CEO in place, who is just trying to do get some of the basic things right? Like the ordering the right goods marketing them the right way, having, you know, not having too much inventory, and she hasn't fully outlined, what her big strategic vision is for the company yet. So we'll have to wait and see. But that, you know, that has been they've been they've been hurting, and they continued to hurt, but close was the reversal that kind of caught everybody by surprise when we look at other recent retail earnings, WalMart and Macy's both reported growing sales. What's hoped those retailers? Stay ahead of the curve that others haven't been doing. I mean, WalMart's been very aggressive in trying to be competitive with Amazon, you know, they bought jet, they've bought, you know, a whole bunch of companies. They've been spending a lot of money fixing up their stores. Macy's also has been you know, trying. All sorts of new ideas. They bought this company story that they're you know, incorporating into their stores, where like the, the format changes every four to six weeks, the product and the female changes over there, trying to just make their stores, a lot, more exciting. And so they're starting to see a little bit of traction there. And then, you know, of course, the big winner today was TJ X, which owns the TJ Maxx, marshalls discount chains. And they just continued to take share from all the other apparel sellers, their same store. Sales were up five percent you know, every quarter they seem to grow, even more. And you know, it's just they offer this amazing value. You know that's really the name of the game today. What about the ongoing threat of tariffs, we heard from Macy's when they reported earnings that another round could impact the furniture business. What are you hearing from retailers overall about the threat of tariffs? Well, they're obviously all very concerned, and the, the increase recently on the third tranche to twenty five percent from ten percent is starting to eat into. Margin's Cole said, but the big game changer for most retailers will be if this fourth tranche goes into effect that would cover all Chinese imports. And that's what they're all sort of gearing up for they're talking to their suppliers about shifting production out of China. What goods could withstand a price increase. What couldn't what are there any lines? They might have to stop selling. This is like the work.
Business Wars Daily
Kohls Wants Your Amazon Returns
"Business wars daily is brought to you by net. Sweet the business management software that handles every aspect of your business in an easy to use cloud platform net sweet has a special offer for listeners of this show and net sweet dot com slash BWI. Ellie be sure to stick around to hear more about it at the end of the show. From wendy. I'm David Brown. And this is business worse. Daily on this Wednesday. May I did you ever wonder why the returns desk at most department stores as far away as possible from the front door? Maybe to get you to cross the store and see all the tempting merchandise on your way to returning those two small genes, perhaps while no retailer likes having merchandise return returns can't have an upside more foot traffic. The more often you physically walk into a store. The more likely you are to make a purchase which brings us to returns as a competitive advantage. And shrewd move on the part of Kohl's the discount department store chain last week colds announce that shoppers can return items they bought on Amazon at any of Kohl's eleven hundred plus locations. That's a big deal for both businesses online shoppers return stuff at high rates, and they wish the process were easier for brick and mortar retailers. It's been getting hot. Order and harder to get shoppers to walk in the door returning items. Give shoppers a reason to go to colds instead of the post office and Kohl's is doing its best to take all the paint out of those Amazon returns. You don't even need a boxer label. They say Kohl's is pretty certain that this strategy works when it piloted Amazon returns program, and it Chicago locations research showed new shoppers there grew by nine percent that was dramatically better than the one percent growth in the rest of coz locations revenue also shot up by ten percent. Double other colts doors, where the Amazon returns pilot was the sole cause of that growth is not exactly clear, but the correlation was enough for coal to decide a national rollout is worthwhile. So who exactly is colds? Biggest rival you might say. It's Macy's trouble JC Penney or even TJ Maxx marshalls, but we say this move is a case of keeping your friends close, and your enemies closer. Most forcible retail chains. Like Kohl's are struggling because of online shopping, and that means above all Amazon by partnering with the enemy Kohl's might just come out ahead. Brom wondering this is business wars daily take a second recommend to a friend. Would he can't help boost or foot traffic, but she can't help us with your traffic? Thanks a lot. I'm David Brown. Will see you tomorrow. Every company battles challenges as they grow updating manual processes, replacing inefficient systems getting a handle on cash flow as you scale, you'll need software that can handle that growth introducing net suite by oracle the business management software that handles every aspect of your business in an easy to use cloud platform with nets wheat, you can save time money and unneeded headaches by managing sales, finance and accounting orders, and HR instantly right from your desk or even your phone right now net suite is offering you valuable insights to overcome the obstacles that are holding you back for free. Those insights come and guide called crushing the five barriers to growth. All you have to do to get it for free is to go to net sweet dot com slash BW daily again. Get nets weeds guide crushing the five barriers to growth when you go to net sweet dot com slash. Be w daily now. One more time net sweet dot com slash VW daily.
"Yeah. I mean, obviously, it's really really hard to predict whether they actually I wouldn't want to speculate whether they really have grounds to worry. But, but as Lee was saying, the MO the number one thing that troubles, investors, instability, and we're seeing we do seem to have a lot of that, particularly as a come as it relates to trade relations, and some of these the the indicators of global growth slowdown, but we still haven't really seemed to have worked out where we're a various trade wars are going to end. And I think that there is just a lot of jittery a lot of jitters a lot of nerves related to US, China and US elsewhere relations and real quick before we go. We gotta talk about retail the holiday shopping seasons pretty much wrapped up, and it was a pretty good one. But on the other hand, we are hearing Sears and JC. Penney are pretty much on their last legs Lee. What's your take on the retail landscape? Well, it's sort of a tale of two kinds of retailers JC Penney and Sears are suffering from their own very protracted mismanagement of of many years the story on the other side of the fence is that a lot of retail. We had a really strong retail season. And a lot of companies now a lot of retailers have had a good long while to figure out there Amazon strategy to figure out there online strategy and to sort of mount a comeback to all of these headwinds in retail, and it's finally starting to show. So you see retailers like Kohl's making themselves over or you know, TJ. Maxx and Ross finding really loyal customers seeking value and retailers doing Omni channel, and partnering with Amazon and doing lots of creative things reinventing themselves, and that's starting to pay off. I love that story. I think it's really interesting right now. All right. We'll leak allegories with fortune Rachel Abrams joined us from the New York Times. Thank you, both of you and happy new year. Thanks, Amy to Wall Street mixed for the day but up for the week. We'll have details when we do the numbers. We talked up top about the partial government
Mornings on the Mall with Brian Wilson
TJ Maxx, Facebook And Google discussed on Mornings on the Mall with Brian Wilson
"Touching bear market territory. That includes Facebook Amazon Apple Netflix net flicks and Google all twenty percent below their record highs, lots of big names in retail out with quarterly results this morning, they're all lower in premarket trading. Best buys the only stock ticking just slightly lower TJ Maxx,
Politics, Policy, Power and Law
China, US and Bloomberg discussed on Politics, Policy, Power and Law
"Very interesting wrinkle on. The trade wars the art world is growing anxious about President Trump's trade war with China because the administration's proposed list of two hundred billion dollars in additional goods that could be targeted for, duties, includes paintings, sculpture collages, ceramics historical collectibles along with antiques older than a hundred. Years from China critics of the tariff plan say it will discourage private collectors and dealers from acquiring Chinese art. And cultural items and because museums, rely on donations they end the viewing. Public. Will suffer wow for, more on this we're joined by Sarah, McGregor Bloomberg news economic. Policy team leader she's in our Bloomberg ninety nine one. Studios in Washington I, guess the team really dug down into, this list to come. Up with this particular nugget tell us about it Sarah Absolutely this is you know as we sort, of poor through these lists there's sort of come out. Quite quickly you know often when you're you're, covering, something like this you're just looking for some of the big ticket items but as, we start to pour through these listen even here from the companies and the people who. Will be, affected by these, tariffs we start to really see how wide net the Trump administration has cast on Chinese imports you know in some respects I think there's some frustration with items and. Art is a perfect example of it because people are asking what is have to do with what is a trade war that was started by the Trump administration's frustration with, China's trading practices with stealing intellectual property and forcing these technology? Transfers for companies who want to get a foothold into China what what do art dealers have have to do with. This and also because they're such small trade art is this really going to reduce the deficit the trade deficit with? China so why I think the big question is why would art be caught up in the. Middle of this trade. War So a lot. Of the people that you guys spoke to in the article some. Of them, said that, this really wasn't going to hurt them other, people seem to think and institutions that. It was, going to hurt them but it seems like, it's a long term hurt rather than an immediate absolutely. China is the world's number two art market, so, it sells about twenty one percent of the sales by value worldwide from China the. US imports some of that and last year was about two hundred million dollars give or. Take so, again we're not, talking about huge numbers but I think the idea is that you know it's the super wealthy can afford to pay a little bit more for China's art but it's. These sort of me know mid to lower level art purchasers who are really just passionate about art and make up a large part of the market that won't be able. To afford especially if there's a twenty five percent tariff on? Art to to to buy that and on, the other side of it Chinese artists of course having your work having? An exhibit? In the US is a really big deal get you a lot of exposure and that's going to become Lot, harder to do, if these tariffs are put into place is there any dollar, value the amount of art that, the US imports from China So last year it was about two hundred million dollars, give or take, according to, some census data that. We collected and of course in the in the grand grain trade scheme of, of it all I think. That's you know that's, not a lot we, imported the US imported about five hundred billion dollars worth of Chinese goods thus cheer in, in total but again as a as I said earlier I think it really just highlights you. Might be a small amount for the US economy but it's a big, deal for a group of people who who are part of that scene and I think that these tariffs that really just throws up. The question why is art being being punished by these, tariffs that really the rationale for them is is miles apart from the art scene there there's going to be hearings in DC in late August and with people able to come in and give their say about the tariffs. On different kinds of goods are people, from the art world going, to show up people from the art world's have submitted Comments online which Those are just pouring in right now and we probably can expect there's going to be four. Days of hearings so if the art world wants to have, their voice heard they'll definitely have that opportunity and you bring up a really good point that this two hundred billion dollar list is it's an initial. List right now so we've seen, with previous rounds the, thirty four billion even the sixteen billion announced this week that. Will take effect August twenty third items. Had been, removed you know the the US TR has told us that they listen to concerns, from from people including, in this case, the art world, and they'll, on you know they definitely take, those into, account but, really you know they'll have to fill a bucket and once you get up to, two hundred billion if you put all that everything into place that'll be about half of US the US deficit last year, with with China it's the. Full two fifty if these two, hundred take effect things have to go in and a lot of them might be items that. Don't make sense so I think really it just exemplifies the fact that a lot of industries might be feeling the bite from this that, feel Far removed from this whole trade war and I'm gonna throw an, interesting little insight into this. Whole thing on Chinese art that, the US imports sure there are big expensive pieces that get sold at Sotheby's and that kind. Of thing at auction but but believe it or not when you go into some of these off price homegoods places you know Home home furnishings retailers sometimes the art and those places come, from, China and they're kind of. Made in assembly lines over there and you probably, didn't know, that Sarah Yeah call up call up the folks at TJ Maxx and acts ask them where they get all. Their all the art they sell them I asked. One time I said this stuff is beautiful where did. Come from China We. Got we, got a beautiful landscape, there with that all right Sarah McGregor,
Britney Spears Worth Over $56 Million, Still Shops at TJ Maxx
"To podcast just search for powerhouse politics, and we'll see there. Finally, tonight a wonder woman gets a moon, man. Here's ABC's Amy. Roebuck. She's had our love for years. The always real. Jenny from the block. Now superstar. Jennifer Lopez is being honored for her music videos with the Michael Jackson video vanguard award. At this year's MTV music awards. It has to feel a little surreal, but you've worked your butt off. Literally and figuratively, but you still got it hasn't gone anywhere. Sometimes. I wish I could work off a little bit more for nearly twenty years. Lopez has kept the hits coming from love, don't cost a thing. Two on the floor. Deniro again and so many more he wore in company with Michael Jackson, Madonna Britney Spears David Bowie Justin Timberlake beyond say, did you ever imagine when you first started out that that you would be on that list? No, I I never imagined it. I was just happy to be at the party and happy to be doing what I love to do, and I just love to keep evolving and growing and to be recognized in that way along with your idols, you know is awesome. Share will always be Jenny from the block. Thank you for watching Nightline. See you on Jimmy tomorrow. Good night America.
All News, Traffic and Weather
Active shooter in Panama City, Florida
Kinda Funny Games Daily
New Video Games Out Today
"Yeah i did it did it for you i agree commenters out today a should tell the games let's get started bacon man and adventure our windows bravo team on psvr dj max respect on playstation 4 tj maxx franchise favorite amman uh fear effect said on ps4 xbox one windows and switch final fantasy fifteen royal addition the game that will never stop coming out on our position for xbox one and finally windows because he had a lot of catching up steve to get that titled from skyring mckay true very true but something tells me they're going to keep try we're going to gun for a frantic six on playstation 4 which i don't know what that is but i'm hoping it's just a story of friend mirabella's antics in his daytoday life is strange before the storm on playstation 4 and xbox one the retail addition disc whatever midnight deluxe done with that is but sounds dope on opposition foreign vita north on playstation 4 xbox one switch and vida randy on playstation vr scribble that showdown on ps4 xbox one and switch super seducer on playstation 4 and pc this is gave that obviously us listen to my i need to look this up is what the what could that be at is somehow croupiers at abacha that seized the biggest pile of garbage i think i've ever seen it video game there is some of this a really bad games out there clearly the st marketplace hus has some trash the eia wes in google place stores have a lot of trash even nintendo switch ps4 xbox one have have have trash and their marketplace's now but this is like the thing that really bothers me the most about this game is that they won't stop email any press releases about it after i specifically said i don't want to play your game i'm not going to talk about your game dear announ fucking talking about their game the offense it's it's weird because i i just don't understand the tone news of it works like this there was a time and place where this game who've come out and then acceptable the didn't mean it was rights but they're like when you've got to the bmx xxx era right and things like that where it's just like you know what anything fucking where is this kind of.