35 Burst results for "Three Thousand Dollars"

California's Eviction Moratorium Ends On Thursday

NPR's Story of the Day

01:57 min | 2 weeks ago

California's Eviction Moratorium Ends On Thursday

"Starting tomorrow a moratorium on evictions ends in california it was in place because of cova but now millions of tenants are wondering. What's next for them. Here's kate wolf from member station k. Q. e. d. after eighteen months of protections. Legislators say there isn't political will to extend the eviction moratorium but people won't be kicked out right away as the deadline approaches. California governor gavin newsom points to a grace period in the expiring law for low income tenants who apply for rental assistance. They are addiction. Protections that deny any court action to appear that extends through march thirty first of twenty twenty two however according to census data from this month over nine hundred thousand californians. Feel not at all confident that they will be able to pay. Rent this october lawrence crawford and his wife. Vanessa are among them. Before the pandemic vanessa worked in a salon and lawrence was a restaurant server. They've been struggling to with trying to get unemployment from the state. We're driving yourselves kinda like you know. Take care of trying to work but it costs money to do all these things. My unemployment's not there. The to live in downtown san jose with their son after months of struggling to pay their rent in piecemeal they applied for the state's rent relief program this summer but they haven't received anything and rent is coming. Do you pay by the fifth. And i don't think we're going to have it. So they'll probably start the eviction process in all they. Oh twenty three thousand dollars in background. Technically since the crawford's are still waiting for rent relief. They can't be evicted yet. California has only given out a small percentage of the seven point. Two billion dollars it set aside for aid state and local governments have been extremely slow to distribute the funds but a spokesperson with a state agency overseeing the process says it's speeding up. Meanwhile both renters and landlords are feeling the

Kate Wolf Lawrence Crawford Vanessa Gavin Newsom California Lawrence San Jose Crawford
Existing US home sales rose in June; prices hit new highs

AP News Radio

00:37 sec | 3 months ago

Existing US home sales rose in June; prices hit new highs

"Home sales are up and so are the prices the national association of realtors reports that the sales of existing U. S. homes rose in June despite home prices reaching a new high sales snapped a four month losing streak driven by strong demand for high end properties and ultra low mortgage rates June sales of five point eight six million units was just shy of economists expectations and a bump of one point four percent from may home sales had been slowing with high prices and low inventory that was down almost nineteen percent from a year ago the median U. S. home prices hit a record at over three hundred and sixty three thousand dollars that's up over twenty three percent from a year earlier I'm Jennifer king

National Association Of Realto Jennifer King
Eligible U.S. Families With Children will receive Child Tax Credit Payments

the NewsWorthy

01:19 min | 3 months ago

Eligible U.S. Families With Children will receive Child Tax Credit Payments

"More than thirty six million american families. We'll start seeing extra money in their bank accounts today. The irs is sending out the first round of payments that are part of the expanded child tax credit the average family. We'll get about three thousand dollars total for each child. that's a big increase. Since the usual child tax credit is up to two thousand dollars for each child. People won't get all the money at once though families with children under age six. We'll get up to three hundred dollars per child every month for children between six and seventeen. It's two hundred fifty dollars and there is no limit on the number of children. Everyone qualifies except the most affluent families for parents who filed taxes as a single person. The cap is one hundred twelve thousand dollars a year. It's one hundred fifty thousand dollars for married couples who file their taxes together. People with higher incomes will get smaller payments. The extra money will come every month until the end of this year. Either through direct deposit or check in the mail. The rest of the tax credit can be claimed as a tax refund next year as the new york times reports. Nearly ninety percent of all american children have parents who qualify for the tax credits. Bipartisan experts predict the payments could cut child poverty in half however some critics have said not everyone who's getting these payments really needs them so they believe at least some of the money is going to waste still. Congress approved the expanded child tax credit as part of the last relief package in

IRS New York Times Congress
Some Used Vehicles Now Cost More Than Original Sticker Price

AP News Radio

00:37 sec | 4 months ago

Some Used Vehicles Now Cost More Than Original Sticker Price

"Some use vehicles now cost more than the original sticker price talk about sticker shock a new twenty nineteen Toyota Tacoma SR double cab pick up was just under twenty nine thousand dollars now dealers are paying a thousand dollars more to buy the same pick up even though its use and the sales price for customers is thirty three thousand dollars the reason for the inflated price the pandemic and a global shortage of computer chips in the past year used vehicle prices on average have climbed thirty percent that's according to black book which tracks car and truck data I'm surely Adler

Tacoma Toyota Adler
How to Empower People to Solve Their Own Legal Problems

TED Talks Daily

02:11 min | 4 months ago

How to Empower People to Solve Their Own Legal Problems

"Start by telling you a story about danielle. When she was a senior in college. Danielle's dad passed away which left her mom with no way to support herself so danielle had to drop out of college and pick up. Three jobs is a barista a bar. Tender nicole washer altogether three jobs pay danielle twenty three thousand dollars per year which wasn't a whole lot but allowed her to feed her mom and keep a roof over their head and for danielle. That was enough but early one morning when danielle was driving home from one of her jobs. A deer in front of her car. She swerved off the road and crashed into a bar. And then y'all doesn't remember exactly what happened next but when she woke up in hospital a few hours later a doctor told her that she had damaged her brain stem and c one vertebrae now. The good news is that danielle was gonna leave the hospital alive. The bad news is that danielle had fifty five thousand dollars in medical bills now. Did y'all tried so hard for the next two years to try and pay back that debt but it was impossible. It was impossible for danielle to pay back fifty five thousand dollars in medical bills. Earning just twenty three thousand dollars per year. She felt trapped. One freak accident put danielle on the verge of homelessness hunger poverty. And when you're in daniel shoes bankruptcy is a lifeline. It's a powerful legal tool that allows you to relieve your debt and reenter the economy medical emergency job loss divorce. These are financial shocks. That could happen to any of us and when you're living paycheck to paycheck and don't have a whole lot of savings like so. Many americans. a financial shock can ruin your life. Bankruptcy gives you a second chance. Then you'll want to go find a bankruptcy lawyer. She like so many others filing for bankruptcy learned that it was going to cost her fifteen hundred dollars. She can have that kind of money. I mean what a cruel irony in america it costs you fifteen hundred dollars to tell the court that you have no money when you walk into a court everyone from the judge clerk the form themselves will tell you to go find a lawyer no matter how little money you have

Danielle Nicole Washer Daniel America
As Lumber Prices Climb, DIY-Ers Cut Out the Middle Man and Mill Their Own

NPR's Business Story of the Day

01:03 min | 5 months ago

As Lumber Prices Climb, DIY-Ers Cut Out the Middle Man and Mill Their Own

"The price of lumber has more than doubled over the last year so concern consumers with home improvement projects are looking for ways to save. One of those ways is extreme. Do it yourself. We're talking about milling your own lumber. Emily swing reports from anchorage. Hans styles spent the winter building a sawmill from scratch in his garage. Water saw mill. I can make a lot of stuff with it. They also need to learn how to weld. Dow sawmill is about half the size of an upright piano today. He's cutting dozens of boards to build garden boxes. I he rolls a nine foot log into place and then was born the ear plugs. Because it's kinda loud then. He fires up his mill guides jagged metal blade through the long dow spent three thousand dollars to build a sawmill. He'll save thousands on future projects a shed and a bench maybe a dresser

Emily Swing Anchorage Hans
TCL Goes All in on 8K, Reveals New 6-Series

Daily Tech News Show

01:53 min | 5 months ago

TCL Goes All in on 8K, Reveals New 6-Series

"Get. Hub added support for physical security keys when using git over s s h lets developers and push fetch and pull requests remotely previously. Allowed passwords personal access tokens or an ssh key to access. Get get over ssh but does plan to remove support for passwords later this year citing their consistent source of account security challenges. Speaking of standards and connectivity the connectivity standards alliance made up of hundreds of device manufacturers including apple amazon google and samsung announced to the open smart home standard project connected home over. Ip or chip has been rebranded. So if you heard about chip it's now called matter devices with matter. Mit our branding to go on sale by late. Two thousand twenty one. I kind of liked chip better but okay. Amazon updated the echo. Show eight now with the same thirteen megapixel sensor as the show ten and also the ability to digitally panin zim to follow users support for a are features and a new octa core process for the same one hundred thirty dollars price. The echo show five was also refreshed now offering a two megapixel front camera for eighty five dollars and the kids edition available for ninety five dollars. Also different rear fabric a two year warranty to see elle's given out pricing information on the x. l. collection of its eighty-five inch. Tv's previously announced its ees. We're talking to robert harron yesterday. All the tv's are coming out now. The four k four series tv is currently on sale for one thousand six hundred dollars and the led. Eighty five are seven forty five with full array local dimming and dolby vision. Hdr support is three thousand dollars shipping in the coming weeks. Tcl also announced. It will launch an eight k. Many led eighty five inch tv later. This year they didn't give exact pricing or availability on that yet

Connectivity Standards Allianc Samsung Amazon Robert Harron Apple Google Elle TCL
US Tax Deadline Looms

NBC Nightly News

01:24 min | 5 months ago

US Tax Deadline Looms

"Extra month is almost up. Tax day is less than a week away. You haven't filed yet stephanie. Rule has what you need to know for. Financial planners like rodney rigas. It's go time. I cannot imagine what would have been like without the extra months. The irs is tax deadline is now less than a week. Away doesn't make a difference whether i file on paper or should i do it online. It's always much more secure to do online. And it's quicker to get a refund. The direct deposit mailing is not the ideal auction between stimulus. Checks millions on employment and a work from home surge. Taxes are likely to be more confusing than ever key things to know at the federal level. Your stimulus check is tax free and if you claimed unemployment the i ten thousand two hundred dollars also tax free and the child tax credit now. Three thousand dollars for kids six and up and thirty six hundred for younger children if you taxes you want to pay as much as possible but may seventeenth deadline. Anything that is unpaid does have penalties and interest assessed and remember. If you owe money you can work out. A payment plan with the irs. If you make less than seventy two thousand dollars a year the irs will help you file for free. And if you've moved states consider hiring a professional and one more thing. Lester make sure you hit submit by midnight on may seventeenth

Rodney Rigas IRS Stephanie Lester
Florida Sued Over New Law That Limits Ballot Initiatives

AP News Radio

00:51 sec | 5 months ago

Florida Sued Over New Law That Limits Ballot Initiatives

"I'm Julie Walker a federal lawsuit filed Saturday is seeking to strike down Florida's attempt to make it more difficult for voters to change the state constitution the new law was just signed Friday by governor Ron DeSantis it establishes a three thousand dollar limit on individual contributions to groups promoting ballot initiatives the limit is proposed until a proposal is approved for the ballot which could have made it impossible for measures such as medical marijuana or minimum wage increase to get before voters the ACLU of Florida which filed the complaint says it violates the first amendment by burdening free speech and association Republicans who backed the initiative argued it was needed to keep out of state special interest money from influencing the state constitution I'm Julie Walker

Julie Walker Governor Ron Desantis Florida Aclu
Which Malware Is Scarier, State-Sponsored or Criminal?

Cloud Security Podcast by Google

02:04 min | 7 months ago

Which Malware Is Scarier, State-Sponsored or Criminal?

"We've got an awesome yesterday. His name is brandon levin and nobody expects this but his title is power inquisitor cure. Google will. I'm sure he has some kind of a boring title in our official records. I don't with a number and all that so we'll we'll stick to inquisitor. I like that you're they don't really enforce it too heavily unlimited so i can put ever want which is really a nice perk but why not achieve malware inquisitor like a quiz lead or something. I don't want to overstate my capabilities. So it works out a little better just to under promise over deliver so recently. Seeing saying that for many organizations made be crime where matters more than the nation state threats. What do you care to defend this argument. Would you say that for some reasons. They don't have to care about state-sponsored threats. Or how do you think about it. You're giving me a soapbox early. But that's an easy one fremantle so there are a few key factors which contribute to. Why state that. This is the case you know i. The average customer breaches estimated that just over four million dollars with the average ransom. Payment is about two hundred thirty. Three thousand dollars actually. The highest ransom was roughly thirty million according to pronounce networks. I've seen my self twenty million financial motives. Actors must extract payment for victims and they will go to accept Increase routes this beans going after backup sensitive data and leaks. This is an opposition to say a recent type of thing where the nobel lewinsky's of tax where a price stealth over anything and really. The the biggest problem here is that modern businesses are dependent on the data. Customer data customer lists are dis timetables. Data is a core of an organization's ability to operate. So a threat actor will follow the money and has led to the targeting data in two complementary ways you have disruption of an organization's ability to access data things like hospital records in the case of uhs local governments which have hit multiple municipalities in the us and that a surface as a prime monetization opportunity in the form of the reds aware itself.

Brandon Levin Google United States
From $33k in Debt to $100k+ in Net Worth Through House Hacking & Smart Saving with Budget Girl

BiggerPockets Money Podcast

06:46 min | 7 months ago

From $33k in Debt to $100k+ in Net Worth Through House Hacking & Smart Saving with Budget Girl

"Sarah. Welcome back to the show. I'm so excited to see you again. Thank you so much. I'm so thrilled to be here. Tell us what you've been up to the last three years. I believe in three years since i last spoke with you like on online. I've spoken to offline. Yes so last time i was on the show i had just paid off thirty three thousand dollars student loan debt on an average thirty thousand dollar income. I started at twenty six. And since then i have Saved a bunch of money and now have an over one hundred thousand dollar net worth and i am the owner of a duplex ashley. Hundred thousand air over here and if you haven't mentioned this earlier but if you haven't already go back and listen to episode six because it's just incredible i mean it's it's not the most debt we've heard paid off in the show but it's the most debt we've paid off her had seen paid off in the shortest amount of time relative to the income level that you had it's truly remarkable impressive feat and no surprises that you're becoming wealthy a few years later with the after after achieving that thank you it is. It's a lot more fun to build up the wealthy to pay off the debt. I'll tell you that and a lot faster too. That's really fun. Just grow compound. Interest is working for you or against you. Can you tell us a little bit about Just to catch up on the money story before we get into the review. You come a little bit of catch-up on the duplex potentially or any other highlights of the journey of the last three years. Yes so The duplex purchase. I actually have only had for ten months. So i bought it right when the pandemic started my i was wrenching and i was saving up for a property. 'cause i knew i wanted to do multifamily and i found the perfect place after shopping for a year. Right is the world went to hell so it came to the at a very good time because my rental apartment was actually going to increase three hundred dollars a month and so i started really seriously thinking like if i find the deal that where the numbers work. Let's go ahead and do this. So it was a two hundred thirty thousand dollar property in college station texas and it has three bedroom two bath on each side little backyard little three parking spots freeze unit very cute little things in a little subdivision near the campus texas a and m university campus in the direction that the campus is growing. So i very much anticipate that that will increase in value. And it already has. It's actually already to fifty after ten months. 'cause i just replied oh right i would point out that somebody else on this call also purchased in the path of progress and that would be scott not me because we have different investment styles but that is a really great thing that i think some people don't realize or take into account if the path of progress is going north. You did to be looking north. Because those are where the properties are going to appreciate at a faster rate than the potential path of progress than outside the potential path progress that nothing's guaranteed scott. Had a really great way to choose his property to and it was smack in the path of progress yeah parallel also my properties with two hundred and forty thousand dollars a very similar type of deal for us and even our cabinets are the same assault on instagram. Yeah the same exact cabinets that by my head but let me ask you. This is your property located what he said a path of progress in the best area. You could be living in right now if you were to purchase anywhere in the In a thirty mile radius not even close. But it's also not in the worst it's kind of a medium area. There's some older homes nearby and there's also a they just built like a walmart and a shopping center there and but more importantly texas owns so much of the surrounding area and they keep building in that direction. And i mean the university plans are on the website for free. You can go look at them and that like they're planning on growing in that direction so i could be just like a spit from one of their like giant new enormous buildings and a couple of years. Awesome in my understanding. Is your house hacking this. Yes so i am renting outside a i. Actually originally i inherited a hud tenant who is paying ten fifty a month. Her lease ended at the end of february. I m doing some fix ups on the project this month in march and i have a new tenant moving in april at twelve fifty a month also and i understand that you're crowd sourcing feedback on your remodel on instagram. So you can follow her at go budget girl and she really wants more opinions on how what color. She should paint the kitchen cabinets. A second. is that right. Oh definitely and the other parts of the house hacking of course is i actually so i have renters on a i live in but my boyfriend also lives with me and i charged him five hundred dollars a month in rent because nobody sugar mama i was. I was gonna say how did that him. That's still a good deal right. That's less than the other half the other side so like it's a three bedroom unit so we have an office and we share a bedroom. He has a lease that i worked for him. And we've both side with you know contingencies for things. It might happen. He didn't have a deposit he doesn't have pet rent and he essentially gets way more space than he would anywhere else in town for that price and due to that he's helping me with the a unit right now. He was mopping yesterday. While i was at work all right perfect it works out. But i'm glad there's the conversation and what's your mortgage payment on this It was originally just under seventeen hundred dollars a month. So i was paying one hundred fifty dollars a month out of pocket and but just reside and i was able to go down almost a whole point so my new mortgage is going to be fifteen sixty four so just under sixteen hundred so i'm going to be making one hundred dollars a month. That's fantastic. And so why did you refi. Generally it was it was it because of the Interest mostly or was there like pm. Is that you're able to shed or what were some of the things around that. Unfortunately i wasn't able to shed. Pm i quite yet. But i saw that interest rates were dropping. I was pleased with my rate. Got a three point six five right around the time that everything was going down and then it bumped up a little bit and i did. Fha loan so. I only put three point five percent down. Even though the property appraised for tenure. And more than i paid and even though it's now worth tango and more than that i'm still not quite to the level where i can shave off the pm. I but that's one hundred fifty dollars a month. And i find that to be worth it.

Texas Scott Ashley Sarah Instagram Walmart
Inside Biden’s $1.9 Trillion Stimulus Bill

Quick News Daily Podcast

03:31 min | 7 months ago

Inside Biden’s $1.9 Trillion Stimulus Bill

"Start right there with a pass of that. Covid stimulus bill in the senate on saturday night. I do need to preface this by saying it does have to pass the house again because there were some changes made by the senate so it's not passed into law just yet but we'll go for what this bill will include when it goes through the house and i'm going to try my best to sound like i'm not rattling off just a bunch of dollar amounts but there's a danger. It might sound like that but just bear with me. There might be something in there that would be useful for you. Your family someone. So for helping the unemployed it extends that three hundred dollars a week plus the state unemployment end it makes the first ten thousand two hundred dollars of that non taxable for households making less than a hundred and fifty thousand dollars it also fully funds cobra. Health insurance premiums so that employees who have been laid off can remain on their employer plan for free. There's also going to be another round of checks fourteen hundred dollars for a single taxpayer. Twenty eight hundred couples indy. Get fourteen hundred dollars per dependent now the starts to taper off at seventy five thousand for individuals or one hundred and fifty thousand dollars for couples ended completely gets phased out at eighty thousand dollars for a single tax payer and one hundred and sixty thousand dollars for a couple it gives state and local governments three hundred fifty billion dollars to cover expenses related to covid through twenty twenty four gives schools one hundred and thirty billion for k. Through twelve in forty billion dollars for colleges and that's to help them reopen safely so parents can get back to work for businesses. they'll be twenty five billion dollars going to restaurants and bars. This max out at ten million dollars per company in five million dollars per location additionally there will be seven point two five billion for the paycheck protection program once again forty. Six billion dollars will be going to state local and federal governments to help with testing and contact tracing as well as fourteen billion dollars to help speed up. The vaccine distribution for healthcare there will be financial assistance for aca affordable care act premiums and this is just looking to get the number of people covered by insurance to increase into further incentivize. The south to expand medicaid since they're sort of the holdouts town there. The republicans are blocking that there are also increases in tax breaks to parents who have kids up to three thousand dollars per kid if their age six to seventeen and thirty six hundred dollars per kid if they're under six years old and that spread out over the twelve months according to analysis this plus the fourteen hundred dollar check would cut the number of kids in poverty by more than half. In addition there's changes to the earned income tax credit for this year in extends to people without children. And if you're looking for how much that would be for low to moderate income folks. It'll be somewhere between five hundred and forty three dollars in one thousand five hundred and two dollars. Lastly in the rental and homeowner category it gives thirty billion dollars to help low income and unemployed folks afford rent and utilities and at the state level states and tribes get ten billion dollars per homeowners. So all in all. I think thing that really struck me. Was this tweet that i saw saying that. Isn't it kind of crazy. That biden asked for a one point nine trillion dollar stimulus deal and he got a one point nine trillion dollar stimulus deal like i think that makes biden a pretty good politician. One of the main criticisms of obama was at he started out by compromising with republicans and gave them the compromise offer in the first place instead of starting out high. You can't say that for biden so far in this could be a sign of good things to come but like. I said they're hoping that this gets signed into law by the end of the week after the house passes it sometime this week.

Senate ACA
A Look Inside The COVID-19 relief bill Passed By Senate

TIME's Top Stories

05:15 min | 7 months ago

A Look Inside The COVID-19 relief bill Passed By Senate

"The senate passed a one point nine trillion dollar covid nineteen relief. Bill here's what senate by elena abramson the senate on saturday afternoon narrowly passed a one point nine trillion dollar cove nineteen relief package a key milestone for president joe biden to ink his first legislative priority into law the avalanche of federal dollars which clock in at approximately nine percent of the country's gross domestic product includes fourteen hundred dollar checks for middle and lower income. Americans extend unemployment insurance through much of the summer and provides seventy billion dollars to increase vaccine distribution and coronavirus testing. The bill was passed entirely along party. Lines with all senate. Democrats supporting it and all republicans opposing. This nation has suffered too much for much. Too long biden said in remarks from the white house on saturday. Everything in this package is designed to relieve the suffering and to meet the most urgent needs of the nation and put us in a better position to prevail starting with beating this virus and vaccinating the country. The house which already passed version of the bill on february. twenty seventh is slated to vote on the amended. Text on tuesday before sending it to biden's desk so he can sign it into law. Here is a look at six major components of the bill direct payments for millions of americans under the senate plan individuals making up to seventy five thousand dollars in couples. Making up to one hundred. Fifty thousand dollars per year are eligible to receive a fourteen hundred dollar check individuals. Earning between seventy five thousand and eighty thousand dollars and couples. Earning between one hundred fifty thousand dollars. One hundred sixty thousand dollars will receive some of that money but not the full amount. The eligibility thresholds are a change from the house's initial version which kept the threshold at one hundred thousand dollars for individuals and two hundred thousand dollars for couples senate. Democrats lowered the eligibility for the stimulus checks to get all democrats onboard after resistance from some moderates in their party. The decision means that an estimated seventeen million americans who received a check under former president. Donald trump won't get one under biden. According to a study from a nonpartisan institute on taxation and economic policy biden said on saturday that the government will begin sending the checks to eligible americans. This month extended unemployment insurance current federal unemployment benefits. Which a lot an additional three hundred dollars per week on top of state benefits are set to expire on march fourteenth. The senate bill extends the program through september sixth at three hundred dollars per week for households. Earning under one hundred fifty thousand dollars. The first ten thousand two hundred dollars of the unemployment benefits are non taxable to prevent surprise billing at the end of the year. These were also changes from the house version of the bill which provided four hundred dollars per week through all twenty ninth. The reduction in unemployment insurance in the senate version was implemented to ensure moderate senator. Joe manchin a democrat from west. Virginia would not break with his party. According to a democratic aide expanded tax credits for families. The bill raises the child tax credit for most families in the coming year by one thousand dollars to three thousand dollars per child. It's even more for families with young children. Many can receive credit of three thousand six hundred dollars for each child under age six. All of these credits are fully refundable and some researchers say these measures could potentially help cut child poverty and half funding for state and local governments and public schools. The bill delivers a three hundred fifty billion dollar cash infusion to state and local governments and one hundred thirty billion dollars to elementary middle and high schools to help them reopen safely. Local budgets have faced steep declines in revenue as businesses remain shuttered during the pandemic last september. The brookings institute estimated that state and local revenues would decline by one hundred fifty five billion dollars in twenty twenty one hundred sixty seven billion dollars in twenty twenty one and one hundred forty five billion dollars in twenty twenty two. The money for schools is designed to help them improve their ventilation systems. Hire more janitors and reduced class sizes to conform with social distancing protocols. Democrats argued that this money was necessary to save public sector jobs and enable teachers and students to return to classrooms without risking their health. Republicans said that the funding already allocated through. Last year's relief bills was sufficient and that sending more money the state and local governments was superfluous relief for restaurants. The bill includes traditional fifty billion dollars in assistance for small businesses including more than seven billion dollars for the troubled payment protection program and a break from previous relief packages. This bill provides twenty eight point. Six billion dollars in grant relief specifically for restaurants which have been particularly decimated by the pandemic

Senate Biden Elena Abramson President Joe Biden White House
The Biden Relief Bill: Who Gets What

The Indicator from Planet Money

06:18 min | 8 months ago

The Biden Relief Bill: Who Gets What

"Okay. Who is getting. What in the biden. Bill perio first up is what most adults in. The country are going to get a one time payment of up to fourteen hundred dollars. This is the single biggest part of the bill. And here's where the bill stands. Now if you made less than seventy five thousand dollars either last year or the year before you will get the full amount fourteen hundred bucks beyond that if you made between five thousand and eighty thousand dollars you get a smaller amount and if you made more than eighty thousand dollars you will not get one of these checks for married couples who file their taxes together. The cutoff for getting a check is a combined. Income of one hundred and sixty thousand dollars in these checks are both the biggest and the most universal part of the bill. The exact amount of money that your household will get does depend on a few things in addition to your income. Like whether you have kids or other dependents but even so roughly eighty to ninety percent of all households in the us are gonna get checks for some amount of money and the hope is that people will spend that money to help boost the economy so next step people who are getting money in the stimulus bill. The unemployed four hundred dollars per week on top of what they would normally get from their state in unemployment benefits when there isn't a pandemic and that extra four hundred dollars. A week will last until nearly the end of august and there's a lot of people still claiming unemployment benefits each week almost nine times as many people as a year ago right before the pandemic started. That's more than nineteen million people claiming those benefits right now and a big part of the reason why there are so many is the government has expanded the range of people who can qualify for these benefits during the pandemic and the reason unemployment benefits matter for the overall economy. Is that the allow people to continue spending money while they are between jobs paying their rent buying groceries buying school supplies for their kids yet without the extra four hundred dollars. Unemployment benefits would only replace less than half of a workers lost income on average but with the extra four hundred dollars from the stimulus bill. These benefits will be replacing more than eighty five percent of the lost income for the average unemployed worker up state and local governments. What they're going to get from the bill so tax revenues for a lot of state and local governments have just deride pandemic and some of them have been forced to cut back on services that they typically provide like garbage collection law enforcement mental health and addiction treatment services and a bunch of others state and local governments have also had to lay off one point three million workers especially a lot of workers in public schools teachers administrators janitors. It's one of the hardest hit sectors of the labor market so this bill provides three hundred and fifty billion dollars for state and local governments. And actually that might end up more money than state and local governments lost during the pandemic three hundred and fifty billion dollars is above the range of estimates for how much money state and local governments will have lost through next year. But it's also true that some states and local governments are in worse shape than others and so one of the big debates in the senate is over just how to allocate this money between different states and cities. And we're gonna pass here for a second because if we stop right here just right now out of the cost of those three things that we have discussed the checks that go out to almost everybody. Stimulus checks the bigger unemployment insurance benefits and the money that goes to state and local governments. That is the biggest part of the bill. Roughly half of it around a trillion dollars is going to go to those three things combined yet and there's all kinds of interesting and important stuff and the rest of the bill to so. Here's a few more that we definitely think are worth mentioning. Starting with what parents are gonna get. Yes so parents are going to get an extra fourteen hundred dollars for each of their children and this includes adult children who parents list as their dependence. Yeah so if you are. A family of four people say to spouses and two kids. The total amount. You're gonna get in those one time. Checks is up to fifty six hundred dollars. But that's not all. The bill also increases the size of the child tax credit for one year. So parents will now be able to offset their tax bills by thirty six hundred dollars for each kid under the age of six the really young ones and by three thousand dollars for other kids who are not yet adults bottom line take that same family of four and let's say both parents make less than seventy five thousand dollars each year and let's say their two kids are very young. They're toddlers that family could get a total of nearly thirteen thousand dollars in checks and tax credits because of this bill. Okay and now. Let's look at what schools are going to get kindergarten to twelfth grade. Schools are gonna get roughly one hundred and thirty billion dollars but maybe what's most interesting is what that money is intended for. Yes so this money is not for textbooks. It is for things that make it easier for schools to reopen and operate during the pandemic. So things like improving ventilation buying more personal protective equipment and even changing the shape of a classroom so that social distancing between students is easier next up. The bill includes tens of billions of dollars for loans and grants to businesses and the industry. That's going to get the single biggest amount in grants. So that's money that does not have to be paid back is bars and restaurants yup bars and restaurants. They can prove they lost money. Last year will be eligible for up to ten million dollars each in grants and the bill has set aside a total of twenty five billion dollars for eateries and watering holes and restaurants. And though that is the most any industry is getting in this bill. Some perspective is important here last year. Bars and restaurants lost about a hundred and forty five billion dollars sales from the year before. It's a twenty percent decline and there are still nearly two and a half million fewer jobs in bars and restaurants than before the pandemic and this year knock on wood will not be as bad because people are getting vaccinated. Covid cases are coming down and more of the country is reopening still. That is a huge hole to dig out of

Bill Perio Biden Government Senate United States
How a big, queer, black woman is redefining "yoga body"

Unladylike

04:46 min | 8 months ago

How a big, queer, black woman is redefining "yoga body"

"Noticed when i post pictures of my yoga practice that the responses i got from people. It wasn't really like that. Many people giving me feedback on my practice. It was mostly people being like. I don't know that people could do yoga. And i would just be like. Why do you think fat people can't do yoga. Fat people do all kinds of stuff all the time and like clearly we have a visibility problem so this is a really fascinating. Turn taking those comments. Which could either understandably caused someone to be like. Fuck you instagram. I'm piecing out But rather see it as an opportunity. And i'm curious why that was for you. Yes if it had just been people saying like wow. I didn't know if that person can do yoga. I like them. Bitch get is because everybody. Does everything concern about that. But on top of that was people being like. I didn't know fat people could do yoga. I'm fat person. Can i do yoga. And so my response to that is hell. Yeah you can do in fact you should and in fact it's not just fat people so that like there'd be so many different kinds of people who will reach out to me be like wow. I didn't know that someone who looks different than what society tells us. They should look like is allowed to do whatever they want. This is inspiring me to do whatever i want and that to me was a motivator to continue to engage with the community and the community. Was i sure. Engaging back justin's instagram accounts started growing photo by photo. She was posting videos of herself. Working through a sequence. He was offering her own advice for complicated poses. And you better believe. She brought her personality along for the ride. This was no like straight laced. Candle lit all white yoga session. No enya playing in the background. She was playing lauren hill in the background and she would encourage her followers to try yoga themselves if they were too nervous and eventually she started getting messages from people asking her to come teach them where they were. They'd be like can you come. Teach me in sweden. can you come to melbourne. Can you come to like venezuela. I'll know dude like literally everywhere. Jesmyn was flattered but she wasn't convinced that the world needed more yoga teachers. It wasn't until after her friends. And even her parents encouraged her to pursue teaching that she gave in and decide to get some training but there is still a problem because caroline becoming a yoga teacher or going through. Why t or yoga teacher training can cost between two and three thousand dollars as a grad school dropout working in a tapas restaurant like gentleman is not making that kind of dough but her parents actually stepped in and helped her which was a financial burden for them but very cool way to support her so she quit day jobs and enrolled going in jesmyn. Figured she'd get this credential hardest poses and that'd be that but about halfway through the through the training we were doing this partner. Yoga exercise and i was paired with someone who is much smaller than i am. She is like five feet tall. I don't know how much you weigh. When you're that you're that she's like that So and then. I'm so we're on opposite sides of the spectrum and as a fat body person i have spent my whole life paranoid about even touching somebody in a way. That could hurt them like. I'm afraid that if i sit too close to someone that i could hurt them like. There's this constant obsessive thought about the weight in needing to apologize for the wait and so the idea of being in this environment where i haven't have to physically put my entire body weight onto this. Very tiny person was horrifying to me. And so i spent like every time that i would even touch her. I would apologize every time. I'd be like oh i'm sorry. Oh i'm sorry. Oh i'm sorry. And after a while she stopped me for hand on my shoulders literally and looked in my eyes and was like you do know. You don't have to apologize for everything right. And i laughed because laughing is one of my defense mechanisms and i was like. Oh yeah sorry I guess i just was apologizing for existing and to hear me say it. She just caught her eyebrows. Me and like went back to the but i was shook i was like. Are you kidding me. i think i don't deserve to exist. i think i'm apologizing for existing. Is that how long have i been thinking that like have been thinking that since birth

Jesmyn Lauren Hill Enya Justin Venezuela Sweden Melbourne Caroline
Houston Texans' Deshaun Watson Could Lose Millions if He Sits Out the 2021 Season

First & 10s

02:23 min | 8 months ago

Houston Texans' Deshaun Watson Could Lose Millions if He Sits Out the 2021 Season

"Okay. Let's start our. Nfl news with shawn watson. This thing is getting uglier. Who is it ever so they just let him go all right now just break up. Well he's got the no trade he just can't okay so as it appears to shawn watson is never gonna play for houston again obviously and if as it is also appearing the texans. Do not trade to sean here. We go with a holdout right so different numbers have kind of come out. Regarding just a huge losses that watson would incur. Okay so we're gonna try to go through this piece by piece the full scope of these consequences if he exercises his right under the cba and not playing twenty twenty one. So i if the two thousand twenty one off season has a mandatory minicamp and if to sean skips it he will be popped with a fine in the amount of ninety three thousand dollars. K secondly if the sean skips training camp he'd be fined fifty thousand dollars a day. Okay so alleged. Day day day day with forty days in camp and six mandatory days off. That's thirty four. Days that sean would miss at a total fine of one point. Seven million bucks crews k. Thirdly sean would be finding amount of the regular season game check for each preseason game that he misses so at a base salary of ten point five. Four million bucks. That's about six hundred twenty thousand dollars a game. If as expected the twenty twenty one season has three preseason games. He would lose another one point. Eight six million bucks okay. So totaling up for the entire offseason including training camp and preseason to sean would incur just over three and a half million dollars in fines if he does not show up. Now if the sean then skips the season and if the nfl like they've been throwing around are going to be rolling seventeen games for the regular season. He'd lose another just over eleven million dollars in base salary on top of that calculators out guys because this is just racking up skipping the season would also allow houston to recover to sean signing bonus allocated for twenty twenty one. That's at five point. Four million bucks in money that he would have to basically just give right back so you do the math correctly. Skipping twenty twenty one would be total financial loss of over twenty million dollars for him

Shawn Watson Sean Thirdly Sean CBA Houston NFL Watson
Guest Teacher Benjamin Schneider on How to build and scale a digital marketing agency only with remote workers

The $100 MBA Show

08:52 min | 8 months ago

Guest Teacher Benjamin Schneider on How to build and scale a digital marketing agency only with remote workers

"A marketing agency is one of the best ways to build wealth. Why because a lot of people don't understand it's easy to scale of course it's hard to scale if you're doing the work but the point here is that you don't do all the work you hire other people. Great talent designers developers hardworking people that you can get them to do certain tasks work on the projects that you get hired to do an reap the benefits now. Ben's going to break down. Show you who to look for the mistakes people make but i'll be back at the end of the episode to tie things up and share my takeaways but for now take it away. Ben guys welcome is bench neither. I'm an entrepreneur from germany. And i own several businesses and one of the business i do is having an online marketing agency. So that's what we're going to talk about today. My topic is how to build and scale a digital marketing agency. Only with the remote workers. I've been working with remote workers for around eight years and i'm the owner of chop mafia dot com remote work platform. So you can go in hire remote work beer and that came from my digital marketing agency because our online marketing guy. So i have my own ecommerce store and out of that ecommerce store people were asking me. Hey ben how are you doing this. Can you help me with that. And all that kind of stuff and out of this. I created or found my digital marketing agency so our facebook ads did more than two million dollars for clients in zales with facebook ads but the problem was by selling companies. These facebook ads. They do not only need the facebook ads. they also do need landing pages. They need google ads. they need. We deals for youtube. They need graphics for youtube or graphics for ats graphics for the website. All that kind of stuff. So i was realizing. Hey if you're selling facebook ads. It's a good business. But companies need more. They need a full service solution and they want to have a full service solution because they do not want to have usa facebook guy and another one for google ads and another one to grade sales funnels. They want to have one agency one person to talk about their marketing stuff and outsourced that so by realizing that was thinking about. Hey how can. I build an agency like that. Because i'm only a one man show in the half other businesses to manage. And i'm quite good at facebook ads but i have no idea about google ads or some other stuff like billing websites or developing some stuff stuff like that so i need people for this. Hiring people from my country from germany is quite expensive so if you would hire a designer for example that custody around three thousand dollars a month so basically. It's an euros but yeah three thousand dollars a month. That's quite the same so this was too expensive for me okay. That was just not possible. So i needed to have another solution and then i came on the idea. The possibility to hire people from the overseas from the philippines pakistan india countries. Like that. why. Because these people were a lot of more cheaper than the german guys. So i was starting with that was trying that and some positive experiences some negative experiences but in general it was good in general it was working so i need to find myself a way to find people who are fitting into my company and were having a very high quality and this was the key to build and scale might digital marketing agency. Because as i mentioned i wouldn't have been able to hire three four five german guys. That would be just too expensive. But i was able to hire some people from the overseas so i started with hiring a designer and i would recommend you guys this. Start with hiring a designer. Why because definitely there's no company in two thousand and twenty one who do not need a designer in their company because you have so much posibilities to spread content out there and that's why you definitely need to have a designer but the other advantages that designer does not need to have any log in credentials or access to any sensitive data or something like this you can just give them a few pictures and title or anything like that and tell him hey. Police creamier facebook ads. Spanner out of that. And in addition to that you see the result immediately with a developer. If you're another developer guy you have no idea if this wella per is good if this is fast or anything like that but the with a designer you see it easily you see easily on. The result of this design is good or not that he take around one day for this or one hour as fast or not so. It's very very easy to start with with a designer as a remote worker indefinitely you need to have one in your company. I just proudly recommend that so our starting also they designer and this man helps me to improve my facebook ads because we have awesome designs. But before i did all designs and all the banners and all that stuff by myself. And i'm definitely guys not a designed so you can imagine how tremendously the quality was improving by that guy so realizing hey this was working with the design guy. I get one step ahead. I hired someone for google ads. I hired someone for wordpress websites and stuff like that. So i was not only able to provide high quality to my clients with that remote working guys. Some accompany hours able to widen my portfolio. So i wasn't the for the branding out there. I was still the facebook. At sky in the facebook ads marketing like a guru and sold my book an amazon bestseller and stuff like that but then the back end i was able to sell them not only facebook ads but google ads and landing paycheck and a new website and email marketing. And all that stuff as well. Because i have a team right now and this is very easy scalable because if you're found a way and we come to data and a few seconds if you have found a way how to hire good people and not being scammed by people and really knowing that this people half good and high quality output you could easily repeat that hiring process and scale your business with that. As i mentioned. I've created more than ten million dollars ten million years in sales for my clients. This was only possible with having team. So how did you do that. You got on dot com on my platform if you would like to check this out. Fourteen days for free and create a shop post. We have only. Id verified user skies this very very important also. Go hiring on another platform. Feel free to do that but definitely do only hire people who are ide- very fight

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Alphabet beats analyst expectations with cloud business continuing to grow

CNBC's Fast Money

02:48 min | 9 months ago

Alphabet beats analyst expectations with cloud business continuing to grow

"Tech titan surge in fourteen and a third percent since monday adding one hundred seventy two billion dollars to its market cap. It's alphabet the stock ripping higher after a stellar earnings. Beat earlier in the week. So karen you always advocated for the rerating of this stock. At what point does it look expensive non here that looks. I could argue. It looks less expensive today than it did a week ago. I mean the magnitude of that earnings beat was so extraordinary. Just the beat. The beat itself was thirty percent higher than what the street expected which was already. I mean that is huge. Cloud was great. i think will continue see strengthened advertising. We haven't seen travel really come back yet. They'll be a big beneficiary of that. Don't forget the cash horde of one hundred and fifteen billion dollars which it gets almost no credit for so. I think you know when you back out the cash. The pe ratio for next year is just slightly above the market and yet it's should be well above the market so i think it's still in the tech world. I think it's a great value staying long talk about rereading at least fifteen firms on wall street raised their price targets on this stock since the earnings report susquehanna is the street high of three thousand dollars share which is a lot higher from where it is here. Where do you stand on alphabet. Don't fight the feeling i mean. Listen i'd rather people buy into this than be late. And we've seen it with names like tesla's and other and i know not to go there but they have literally crushed care didn't leave a lot of meat on the bones while i will say that. They've shown that they could hit on. All cylinders continued to invest for the future. Don't forget about a thomas and other bench. There are still aspects and travel to this that let them exist now in this world that we know and also allow them upside wants to return to normal. I'm glad you mentioned travel. Because that's a that's a big vertical for them. About ten percent of search results were travel. Pre pandemic so feasibly. If we got back to normal steve you could recapture that absolutely when you look at it Karen said uncloudy cloud was up. Forty seven percent. Gross revenue was up twenty three percent youtube ads. Sp ed revenue was up. Twenty three percent. This is one that has been underrated a literally by the wall street community and it can move much higher from here. I think we're you guys are all in full agreement on this one right james. I am in full agreement. Full disclosure maybe brothers global head of google. They know all about all people in this company has so many pockets of value that they have him in the unleashed yet ton of upside here to thirty seven agreement on win agreed with karen agree with the whole gang of google's got a lot of room to run and they can control their destiny. Continue to own even at these levels

Karen Susquehanna Tesla Ed Revenue Thomas Steve Youtube James Google
"three thousand dollars" Discussed on KOA 850 AM

KOA 850 AM

09:07 min | 1 year ago

"three thousand dollars" Discussed on KOA 850 AM

"Is donated three thousand dollars so they're really putting their money where their mouth is and I very much appreciate their support for this already talking through through the day about that good stuff that is going on but now before we have the governor on at one thirty five you heard me right not a press conference he's coming on the show I've got emails from people saying Hey can you ask a black I know I have very limited amount of time to be clear if they did say ask him about black I had a blast to the bottom of my list of things that I'm going to ask him but I already have my questions we will not be taking questions from you guys because I have more questions written down then I would have time to get to anyway some try to make the most of that I want you to go back to the blog because it is a we have more stories that you really should see including this one yesterday I talked about a column from a guy named Lyman stone who was advocating for the use of centralized quarantine locations and he looked back to the way that leprosy colonies helped eventually eradicate leprosy and he said look throughout history this particular strategy has been used end Dave I know this part I forgot to bring this up yesterday until the late nineties maybe maybe seventies we had two hundred central quarantine locations in the United States of America ready to go at any time did you know that yeah so this is not this is not a new idea that is something that the United States has planned for as a matter of fact as part of George W. bush's pandemic plan that he put together after reading a book about the Spanish flu he reopened twenty of those sites so we have twenty central quarantine locations already available it's already happening in Ventura county California yesterday or the day before I don't know when the press conference happened I thought yesterday Hey doctor from Ventura county California said phrasing but a very close he said if people have the virus and they cannot assure us that they can quarantine like if they have to share a bathroom with someone and they can't just stay in in their home alone we will take them to another facility where they can quarantine by themselves he said that and it wasn't like I am extrapolating that out of something that could have been something else he said that and today we have a story LA city council is hopping mad at the Ritz Carlton the Ritz Carlton and other luxury hotel properties but the Ritz Carlton is the biggest example because not only does it have a hotel property it also has private condominiums that start at a million dollars and go up to forty five million dollars in their condo cluster in the Ritz Carlton they don't want homeless people to be housed at the Ritz Carlton and the LA city council is steaming mad about this now here's my question they are paying for these hotel rooms have you ever stated a Ritz Carlton Dave no okay the last time I stayed at the Ritz Carlton was probably twenty years ago the Ritz Carlton Amelia island and our room which was just like a normal hotel room except it was on the club floor was six hundred dollars a night twenty years ago so you can imagine what the Ritz Carlton runs in LA right the city cannot find a cheaper option than the Ritz Carlton there are ninety eight thousand six hundred hotel rooms in the in LA I looked it up and they're **** about the Ritz Carlton not wanting homeless people yeah you guys you can feel compassion for the plight of the homeless population and still recognize that homeless people tend to have things like bugs mental health issues addiction issues they're not the most stable group of people in the entire world and when you have an incredibly expensive hotel do you necessarily want to let a bunch of people addicted to drugs and alcohol possibly with mental illness and bed bugs coming to your property I think it's okay to say no yes Dave not only would I not want them to come into my hotel if I had a luxury hotel I wouldn't want him to come into my hotel if I had a normal regular high quality in like holiday yeah for the reasons you just outlined I don't want to I don't trust those people in the room she should not destroy them and that and create a situation where a I'm gonna have to fix damages that's going to cost me above what the the government's going to pay me for the rules and before we get the yeah two this is I own this hotel I think you you requested that this use be made and I refuse your request since when can't we do that and now the government is just going to take over the hotel that's what they're saying they're saying they might commandeer hotels that otherwise will not participate now here's what I would do day if I were any hotel chain and the government said look and by the way before we get the heartless you're so heartless emails I'm talking about the chronically homeless people the ones that will not come in from the cold the ones who work at a much higher rate of mental illness addiction drug and alcohol addiction I'm talking about those people I'm not talking about the nice family that just lost their home and now they don't have anywhere to go I'm talking about people that are not right in their minds that's really what I'm talking about waiting on Dave here's the thing if I am the Ritz Carlton I email the LA city council and say you know what we would be happy to take these people in but we're gonna need a ten thousand dollar deposit per room to cover damages and the replacing of any mattresses if we get a bit above the bed bug problem we need to have that up front so we have that money available to us if something happens the city back down then because they're not going to do it it's not an unreasonable request you know when you're on spring break I don't I don't know how it is now when we went on spring break we have like eight people in a hotel room in the keys the hotel room was say two hundred fifty Bucks tonight and we had it for four nights so essentially a thousand dollars were on the hook for right they made us pay a two thousand dollar refundable deposit to book the room in the first place we got our money back because we didn't trash the hotel room but two thousand dollars for a one thousand dollar hotel stay but it was spring break in the case that's what they did you know what we did we paid it and then we got it back but it did inspire us to not do anything that would have damn you know all I'm saying is if the city wants to house people who may or may not be capable of understanding right from wrong or maybe so far in the throes of addiction that they just find anything they can beg borrow and steal so they can sell it then they should be responsible up front for those potential costs and I think that solves a lot of problems because then you put the onus back on the city and the city is probably not going to do that they're gonna look at the other ninety eight thousand six hundred hotel rooms in the city yeah you know we're in the middle of getting women was spring your summer weather is nice what about building some makeshift they've been doing that like they you know they were building a hospital beds all over you you know that they've already done that in California and the homeless people took over and now won't let anybody in that is not a homeless person they take it over the camp it's delightful I can't imagine where the Ritz Carlton doesn't want that in their hotel property can't imagine whatever happened to property rights in this country well that apparently is not a thing now where Celia was never recognized property rights and now the ACLU is not recognizing a lot of things well it don't they wouldn't recognize property rights of prisoners wanted to exercise their property rights because that's pretty much the only people they defend at this point they've just become a useless organization we have the governor coming up next I'm very excited now press conference he's actually coming on for an interview ten whole minutes I feel like I'm gonna ask questions like that guy from the old fed ex commercials you know Dave the one that talked really fast we absolutely positively have to ask to be there overnight remember those awesome awesome that's all my questions and sample governor I've I've talked about so look I I have them on paper so I have that information and don't forget one point I wanted to wait hold that thought because I don't want to be like going to break today of course is our virtual radiothon in partnership with Dalton Risner his rice are a foundation presented by the bank of Colorado so please.

"three thousand dollars" Discussed on 106.1 FM WTKK

106.1 FM WTKK

02:23 min | 2 years ago

"three thousand dollars" Discussed on 106.1 FM WTKK

"Americans this year will have to weigh the thanksgiving travel risks that come along with two major storms wreaking havoc over the wider parts of the country the weather forecast for much of the United States from the sunny beaches of southern California so the wind whipped streets to Chicago calls for heavy snow rain and powerful wind gusts some of the worst weather is expected to peak travel times and some of the largest cities some fifty five million people expected to travel over the next few days please be careful a woman who allegedly shot at a K. F. C. drive through for not getting a fork and napkin with their order has been arrested the thirty three year old woman from sandy springs Georgia was taken into custody almost a month after the incident occurred in Shelbyville Kentucky she is currently awaiting extradition from Georgia to Kentucky well the Federal Reserve Bank in New York is added another ninety two point seven billion dollars in temporary liquidity to the financial systems what the heck is going on the keep feeding the banks all this money let's check in with the author of the global brain Howard bloom Howard happy thanksgiving to you my friend that what's going on with these banks start your thoughts happening since September seventeenth in your credit actually pumped almost a hundred and nine billion dollars into the banking system a hundred and nine billion dollars that's enough money to buy single family homes all of the families of Philadelphia the fed can afford that kind of thing and now has holdings of a whopping four four trillion dollars but why this confusion careful with the emergency of September sixteenth according to Reuters a spike in the overnight lending rate shop the financial system the short term lending rate rocketed from a mere two percent two whopping ten percent in less than twenty four hours that's like a payment on your car going from two hundred dollars a month three thousand dollars a month over night so the Federal Reserve Bank of New York Sir pumping money into the system to bring the landing right down again and to hold it down among other things affect what seventy three billion dollars in mortgage bonds and other securities and seven billion dollars in treasury bills from the biggest banks in the country the spelling of also those banks with a ready supply of cash what's more the fed will probably keep pumping money into the big banks right on up until.

United States California Chicago Kentucky Georgia Federal Reserve Bank New York Howard Philadelphia fed Reuters sandy springs Georgia Federal Reserve Bank of New Yo seven billion dollars nine billion dollars seventy three billion dollars four four trillion dollars
"three thousand dollars" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

02:01 min | 2 years ago

"three thousand dollars" Discussed on WNYC 93.9 FM

"Three thousand dollars is the minimum you need fewer and fewer families will raise that willingly for a child the footage to much about how the temple run can ended slavery death so it's simply not to ask hello to didn't either she just waited until the mother was out of the house one day my mom lives to tell and I was bleeding how so I saw this morning in a plastic box to the money was just in a in a plastic bag in your mother's room yes that is said to take twenty million took thirteen million yeah that's about how much in dollars two thousand five the idolize when you left the house straight away it emitted light depends more on the if and then was that the drone it would be bad enough if the money had belongs to John about his mother but it didn't the bag was stuffed with cash the neighbors who lent her as part of the micro credit scheme you can imagine that reaction every day people call into the aisle shall give me my morning dis give me my morning if you don't give me that we can so my mom have to leave that vicinity besieged by furious creditors a mother fled Freetown the capital for another town bedroom door just so to me because of the morning Susie second back couldn't see my mom and I will choose the minimal is a lot to you is that all of those this is Jeff Toobin gore's office the office that helps returns migrant very dilapidated building with a with ornate balustrades since in this room there dozens and dozens of young people most.

John Freetown Susie Jeff Toobin gore Three thousand dollars one day
"three thousand dollars" Discussed on Xtra Sports Radio 1300 AM

Xtra Sports Radio 1300 AM

03:16 min | 2 years ago

"three thousand dollars" Discussed on Xtra Sports Radio 1300 AM

"Cost me three thousand dollars this morning. my gosh. leave a bowl the boy. no showcase showdown for me. just misery of paying bills all my gosh unbelievable all right unbelievable. can understand it let's see let's see now Dan in California joins us stand welcome to the John can catch a good morning how are you this morning. Hey John good morning and thanks for taking my call no problem yeah what's up buddy you know what you'd IDA guest three grand to disable we had to say one of our rabbits you had cancer and so we say that rabbit the bear at the that set me back about a couple grant all my gosh it's incredible yes I was crying to would I got that bill but there's fortunately there is animal insurance of course we in the family don't buy it or don't get it now I don't even know how much it would save us but yeah you don't know it's a lot of money I wonder about that I'm gonna look into what I can say this much the little rug rat we gonna look into it but we love the puppy so there was no choice of it I was paying that bill no matter what it you got that right but the puppies part of the family but the reason why I'm calling is I agree with you about the one fifty four game season when I was a kid we used to always go out the candle stick watch the giants and they always played Sunday double hatters I don't know if the owners want to do that she two games for the price of one they'll never got Monday off the ball players got Mondays off the day after well when we were when we were young Dan and you're probably contemporary mine we would every single Memorial Day fourth of July and Labor Day I remember watching Phillies double headers. they played double headers on those days. I don't understand why they don't do that either so I gotta run thank Stan appreciate it buddy but the they get. baseball needs to keep involving they're trying to of all they're doing some things to try to of all they got to continue obviating in Arizona is back and he's got a good phone line now so very welcome the show. Hey thank you sorry about earlier the probably. well first and foremost my thoughts and prayers are with. fibre myself and. I don't know if that works there. we can hear you I'm so sorry. bad luck bad luck Vinnie it is better yeah it's a little better now will try one more time. we can't we can't do the same I get another time this can other times seriously it's amazing that cell phones it's amazing you know what you gotta do. Vinny I'm gonna suggest something. stop buying the Erik Estrada cellphone it a little inside skinny yeah the the that's it even fit their ship what with that drop doesn't even fit there still inside skinny the Erik Estrada cell phone what does he sell this he smells like the cells like the smoke signal. or something the cell phone that you buy for like you get like five ninety five a month and you get like two hundred minutes or something can't do that can do that how to get your three things you can't mess in the NFL today..

giants Dan Erik Estrada IDA Phillies Vinny cancer California Vinnie Stan Arizona NFL three thousand dollars two hundred minutes
"three thousand dollars" Discussed on WCBM 680 AM

WCBM 680 AM

04:26 min | 2 years ago

"three thousand dollars" Discussed on WCBM 680 AM

"Six six eighty one going to Lorraine in a second but if you want to call in there's lines open she's the only one online right now sister four lines open if you want to call and ask your question and direct the conversation in the direction you want to know about four one zero nine two two six six eighty and I'm going to Lorraine if she still there Lorraine how can we help. I'm wondering how you can show your work than it actually is. I was looking at I had to pay over three thousand dollars and are you are you wanna con. found. and you know it depends on it depends on how your income is being generated Lorraine that's what that that's the only thing I can tell you without knowing so it's like is it because you have salary is it because you have business profit is it because you have the interest and dividends is it because you have long term capital gains when we when we get to evaluate this type of stuff with a client we normally find that it's just because people don't understand how their income is being taxed and what things they can do to lower that income and so if I'm the less I knew exactly where your incomes coming from it would be difficult to answer how I would get it lower. stocks in investments and my guess is that you probably own a lot of open end mutual funds and ETFs of some sort or may mainly open end mutual funds or individual stocks and some reason or another they're being sold or they're producing capital gains and. yeah and so you need to figure out you know like if you had more index funds now you know you have to always think about what kind of index funds but if you had index funds they don't tend to produce capital gains unless you absolutely need to sell them and so that's the way that we typically would use to control income to lower a client's taxes as compared to open end mutual funds where they have a history of trading the portfolio over and every time they do at the end of the year they're going to say alright we sold a whole bunch of stocks and you got to pay taxes on all the stocks that we sold and that's a problem and a lot of people don't realize the negative impact that those types of mutual funds have on their tax situation and how that impacts reduces the overall rate of return of the portfolio if you ever listen to Warren Buffett he will tell you the number one thing you need to do as an investor is not pay taxes on the securities that you own and that's why he usually buys and holds for ever so anyway I hope that helps right yeah I'll bring back wall and then there's. and what the morals of. one listening so the every specific security I couldn't answer the question for you so if for any reason one day you wanted to come in and show us what you actually have and bring is your tax return with a look at it and say here's what's happening here's what you can do about it and not give up any economic opportunity that's the key you don't want to just give up investments because there's tax consequences you want the same economic opportunity but with the lower taxes and that usually not that difficult to do you know so anyway if you want to do that let us know all right. thank you thank you you take care and she does need to get a new telephone Bob you know yes he does he definitely needs a new telephone Bob in Essex how can we help you. I have a question about taxes okay what happened twenty thirteen mile white allies okay. and. are your sold my house this year okay. what I did I didn't sell it for..

Lorraine three thousand dollars one day
"three thousand dollars" Discussed on KOMO

KOMO

02:06 min | 2 years ago

"three thousand dollars" Discussed on KOMO

"City council approved design plans to give it some upgrades Victor Steinbrueck park draws hundreds if not more on a daily basis the plant upgrades include more lighting enhance security better views and an overall fee slipped some nearby business owners tell komo news that overall the party is a good neighbor and brings people from all over others complain about increasing homeless population in one of the city's most visible public spaces the parts department tales como the intent is not to kick anyone out but rather make it safe for everyone Charlie harder como do the website smart asset dot com is out with its list of most affordable spots to own a home in western Washington hope Williams the most inexpensive the average mortgage costing homeowners three hundred sixty eight dollars Aberdeen a little bit more four hundred eighty seven dollars and it's four hundred and seventy seven dollars and Kelso property taxes and insurance will add about a hundred dollars more a month to those housing costs average mortgage payment in Seattle not including taxes or insurance a little more than three thousand dollars a month. buy used by ten new street cars for the First Avenue project have that hit a roadblock almost Kelly Bleier has the latest to Seattle department of transportation just announced it will back out of its contract to buy ten new streetcars due to rising costs it was cheaper to cancel the contract and it was to start over the size of the planned street cars would have added millions to the price tag and retrofits so no one knew bidding process will get underway to build vehicles that are closer to the size and weight of the city's existing streetcars it's helped the system's design will be finalized in twenty twenty one with construction starting in twenty twenty two an operation to begin in twenty twenty six Kelly Bleier como news. millions of dollars in annual fuel savings in ninety five percent reduction in carbon emissions and even less noise to bother the orcas among the things promise from the state's first hybrid electric fairy governor Jay Inslee went to vigor shipyard in Seattle today where he compared this boat to another transportation first created in our area we have substantial..

City council Victor Steinbrueck park Charlie Washington Williams Aberdeen Seattle Kelly Bleier Jay Inslee komo Kelly Bleier como four hundred eighty seven doll three hundred sixty eight doll three thousand dollars seventy seven dollars ninety five percent hundred dollars
"three thousand dollars" Discussed on WTVN

WTVN

01:30 min | 2 years ago

"three thousand dollars" Discussed on WTVN

"Forty three thousand dollars got really bad I'm at my house my car back here's a thought that I was gonna lose everything Wesley called optimal tax relief they were great people often attack really know what they're doing up to my tax relief came through with flying colors see.

Wesley Forty three thousand dollars
"three thousand dollars" Discussed on Newsradio 700 WLW

Newsradio 700 WLW

03:48 min | 2 years ago

"three thousand dollars" Discussed on Newsradio 700 WLW

"Ed Z choir dot com. Easy Wesley had IRS troubles them forty three thousand dollars. Really bad house. Wesley called Optima Tax Relief. Optima tax. They know what they're doing. Optima Tax Relief came through with flying colors. incredible amount of money actually anybody else call optima for a free consultation call eight hundred nine six zero fifteen seventy five eight hundred nine six zero fifteen seventy five optima tax relief with the discover it miles card you can go further than you've ever gone before like sun on your facebook in your hand kids playing in the sand further because the discover it miles card offers unlimited one point five miles on every purchase and we'll automatically match all the miles you earn at the end of your first year so that means you're thirty five thousand miles could become seventy thousand it's just that easy so get out there with your discover it miles car today limitations apply discover match for new card members only learn more at discover dot com slash travel wisc yourselves away in a new venture and create memories the last lifetime bruce today b._b. riverboats dot com journey aboard it's carly from ohio valley antique mall a shopping destination for your summer bucket list and we are the area's largest multi dealer an teak mall open seven days a week nine a._m. to nine p._m. is it ohio valley antiques com to plan your trip today your credit card companies love you they love it when your card's stay maxed out they love it when you only make minimum payments they love it when you struggle why because they own you you and minimum payments mean maximum profits here's great news national debt relief is now offering you free information on how to escape your credit card debt nightmare if you owe more than ten thousand dollars in credit card debt and you're only barely making minimum payments know this you may not have to pay it all back in fact you may have the right to settle that debt for only a fraction of what you.

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"three thousand dollars" Discussed on FrazlCast - A World of Warcraft Podcast

FrazlCast - A World of Warcraft Podcast

01:30 min | 2 years ago

"three thousand dollars" Discussed on FrazlCast - A World of Warcraft Podcast

"Year is three thousand dollars. Well, there's been another episode of processed. So I was on the converter podcast episode one fifty with an AMA and more headed great time, this podcast convert to rate guilt, and he could hear from so many awesome people, and I always love me wanna chat with charts, Sal in by foam, you initial onto you even though I have to leave the call fresh on beyond this one's a coup person to talk with them if he times and migrate friend capitalist, a five star review and up a podcast, which is the name for itunes podcasts, apples been asking podcasters to say ever since it started podcasting regular until seventeen. So even though I tunes is going away in the next MAC, apple podcasts will remain. So the review is fun. Listen for gnome Fraz Lee is one of the most entertaining podcasters in the game. He's unique conversational style and endless puns, will keep guessing listeners on their toes and smiling. However, when he breaks into song yet might wanna have some earplugs nearby. In every episode a little take a little time to think, on my twit subs out there thinking, Michael the Bluebird clues, nerd podcast. Thank you dusty of his podcasts, and you creators podcast. And also the awesome twit streams thinking reserves. Thank you smash her SARS, thank you to speak for dead. Think you thorn of liking balls and being in. Thank you. Vela sela. Thank you, desserts, the goblin and thank you to knee her. And thank you, MandA in villa cella for the bits. If you support.

Fraz Lee villa cella Vela sela SARS apple AMA Sal Michael three thousand dollars
"three thousand dollars" Discussed on KSFO-AM

KSFO-AM

06:05 min | 2 years ago

"three thousand dollars" Discussed on KSFO-AM

"Six two six Mark Maclear. Our guest is the president of citizens for self governance. And also the man behind the article five convention of states movement, is we go back to the calls here. Something else that I know that you have been interested in and that is a recent report that nearly sixty percent of former members of the one hundred fifteenth congress have taken jobs, outside of politics under now lobbying or have jobs, influencing federal policy. Give us your thoughts about that. Well, I think this is one of the most deeply rooted problems in Washington DC. I've seen it up, close and personal, if people talk about money and politics. And they don't like money in politics, usually what they mean is money. That's being given two packs, or money that's being given directly to Kennedy's running profits. And frankly, Jim, that's not the problem. Like we spend more and potato chips in a given presidential cycle than we do on presidential politics. I'm not worried about that. What I worry about is when a lobbyist sits in his office in a politician's office. He's wearing gold. Rolex his three thousand dollars suit is parked in the garage, and he's employing to congressman or Senator that you could have this life when you're out of congress as well. You know, that means he's going to be very friendly to the lobbyists, and the lobbyists causes. It's not a direct hit for tat. But everybody knows there's a golden highway that leads from the capitol dome into the lobbyists office at it is really terrible thing going on in Washington. I really believe there ought to be a complete prohibition on that. I know that there are proposals for limiting a certain amount of time of go by before. Or you can do this. I just don't see why. If you in fact, I've worked your way up to where your the ranking member on the Senate widgets committee. Why the hell did you ever go to work for the widget association of America making half a million a year? I don't understand that at all. And the answer, you never should, I think this is the most interesting thing going on politics. Today is Alexandria. You Cortes woman with whom I have very little in common. Politically tweeted out that she thought there should be a ban on this Ted Cruz joined in and said, I'm with you. I'll support that one hundred percent. That's great AFC and Ted Cruz. Yeah. I mean just strange bedfellows. But look both of them, listen to the people and the people are disgusted by this practice. And so I'm really impressed in and I think I'm not a fan of bipartisanship for the sake of bipartisanship. But when the American people want something, and you can get two diametrically opposed people from across the aisle like that to get together. I think that's a very good thing for America to Joe in Topeka, Kansas. Hello. Joe? Hey, good news for this convention, and I will say that a half millions properly light compared to what a lot of these lobbyists are paid that retired from congress. Very true and look, look at fight with his son, who's deep with China. And I think you need to far family members, well, and what is Biden from what the little three county state of Delaware. He is. That's true. Yeah. This next small state in the union that kind of says something about it. I think that I'm okay with the electoral college. But when you consider these little tiny states where you could fit six and sizes. You know, one third of Kansas, or any of the western states, you need to think about that when you're voting forum at the national level, because they really don't have a lot of experience. They're really not over much. And I really believe you're convention, should focus on term limits. And I think the American people support it, I absolutely think they will the term limits. And I thank you for your thoughts, Joe, I guess, the, the problem as you have have noted, Mark macular. This is one of the few areas in which there is pretty much bipartisan agreement, among the public in favor of something and bipartisan agreement, among the politicians opposed to something. Yeah, it really is extraordinarily. This is one of the few things it's really surprised me in this movement. I'd no idea. How much resistance, there would be in the state legislatures to term limits. That surprise me since most of them have it on their own. Anyway. I've heard the since they're going to be term limited out of, of legislating at the state level. I would think they would welcome the opening up of such at the federal level. Well, and I think it's really interesting. And it's something that is going to become an electoral issue in a lot of these states because these guys have they can't go out on public and say that they don't support limits for congress do Tim in Pendleton, Oregon. Good evening. Get in an excellent program again. Thank you. My statement is that is really not about the money for anybody that's going into legislation or it, it's really about the benefits and the and the fact that they lose touch with her with the commoner. I mean, it seems like everybody that goes the legislation in any facet just immediately. Loses touch, and you know, and away they go with their own they, they need to be subject to their own legislation. They need to be subject to their own rules. That's one of the proposed amendments for this. Congress could not pass special laws for themselves. And that think very, very seriously needed, Mark. Yeah. You want to add some really interesting. There's a there's an interesting language thing that goes on in Washington DC when you elect somebody at your Representative you, you're voting for your Representative. And when they get to Washington DC they never referred to each other as representatives. They're called members and I, I like it to a country club. They get their you know there's this beautiful cafeteria. They can eat in. They have a gymnasium people drive. Miranda black cars. It's a pretty good life, or they have staff that serves their every need. And so they go from being your Representative to being a member of an elite club that shows you just kind of the nomenclature indicates the problem. More to come one eight six. Five zero JIMBO back in a moment that farmers insurance. We know every windshield collision.

congress Washington DC Joe Representative Kansas America Ted Cruz Mark Maclear president Kennedy Senate Jim China Alexandria Delaware Topeka AFC Biden
"three thousand dollars" Discussed on KLIF 570 AM

KLIF 570 AM

02:06 min | 2 years ago

"three thousand dollars" Discussed on KLIF 570 AM

"Three thousand dollars in sales. They lost thirty six point five million in two thousand eighteen do you see where I'm starting to think you're gonna have a problem buying a six point two million dollar factory based on the fact, you may and or may not get that order for US postal service trucks. Which by the way is worth six point three billion. It'd be building one hundred eighty thousand new mail trucks. In any case. Mr. Trump has bashed Mary bar over closing the factory. It is a business decision. She closed it because they're not selling enough Chevy cruises, which is an exceptional compact car. He can't build him with the public. If the demand, isn't there? You can't keep the plant going. Turns out the Joe Biden. And I did not know this about Joe Biden, his father grandfather, and his uncle all work, the GM factory in Delaware. Did you know that Lance know Joe Biden comes from a family of GM factory workers. In any case that factory was shut down in two thousand nine Joe, Biden has certainly criticized General Motors for closing that factory. In a K so House Republican governor, Mike dewine has cautioned about embracing workhorse electric trucks as a savior for the plant, the UAW doesn't want it. They don't have the postal service contract. They brought in seven hundred thirty two thousand in revenue last year lost over thirty million dollars doing it. Doesn't sound like a plan to me. But, you know, something if gas were still four dollars a gallon people'd still be buying Chevy cruises. The factory would be open. By the way, that's capitalism. Eight seven eight seven five five four three. We're gonna take a very quick break. We'll be back.

Joe Biden Chevy Mr. Trump GM US Mike dewine Delaware UAW General Motors Lance Three thousand dollars thirty million dollars two million dollar four dollars
"three thousand dollars" Discussed on 106.1 FM WTKK

106.1 FM WTKK

08:34 min | 2 years ago

"three thousand dollars" Discussed on 106.1 FM WTKK

"Questions from J in Arkansas, I'm forty three with a household income of a hundred and forty thousand and eighty three thousand dollars in student loan that other than that are only debt is the mortgage. Do we have enough time to pay off the debt build wealth, and and give generously? Sure. Pay off that debt in two years that will be forty one thousand forty one thousand five hundred dollars a year, and you would be debt free in two years out of one hundred forty you'd have to get by on one hundred grand give me a break. Of course, you can do that. Definitely. Guys. That's a simple thing. You can do by the way. One of the things that causes you to have hope is the numbers. Sometimes you get hope from the motivational talk the coach at halftime. Right. And then sometimes I'm that guy. Sometimes you get hope from me kicking your butt and getting you moving sometimes you get hope from other things. But really if you'll just sit down and crunch the numbers you start to go. There is a light at the end of the tunnel. It's not an oncoming train. And I it's some simple. Big math numbers is nothing is rocket science here. I'm not really doing some detailed analysis. You look at the shovel in the whole how big a holy you. And how much debt of you got counting your house and or not counting your house either? One. Usually not counting your house. And then how big a shovel to you have what's your income in that case? We've got a good size shovel one hundred and forty thousand dollars a year. That's a nice income. In case, you didn't know the average household income in America right now is fifty nine thousand so that's substantially above average. But he's got an above average student loan that to the average student loan that's thirty seven and he's sitting at eighty three but look at one forty versus eighty three and you start asking yourself. How fast can you pay that off? Well after taxes you're not getting home with one forty and if you actually wanted to eat, you're not gonna pay off eighty three and one year one forty minus taxes, minus eighty three equals zero right? And you're not gonna have any money. So we're not going to do it in one year. Well, what if we break it into two years like I just said half of that forty grand forty one thousand dollars each year for two years out of a hundred and forty that's very very doable. So that guy should be if he gets on a budget quits going out to eat sell so much stuff that the kids think they're next takes an extra job lives on a budget that I mentioned in east live on a budget, and his wife is helping him and they're working together. If he's married if you do that he should be debt free in about eighteen. Eighteen months, but a maximum of twenty four not counting his home making one forty you should pay off eight three, but it's just a ratio of one forty two eighty three. What if he call what if he told me had a debt of? One hundred and fifty thousand well fifty thousand a year for three years, right? That's one hundred fifty devout about three you follow me. And just can you do that? I'll make one forty. Yeah. You can do it. That's going to be a long three years, and they can do it. They can they can get there. So you just start to look at basically how long is it gonna take him to knock that out? And he's going to be forty five years old. He's gonna have a mortgage on lake. Can you become wealthy doing that? Sure. You've got twenty years left to invest you build your emergency fund and you start investing fifteen percent of your income. If you invest fifteen percent of your income for twenty years, you'll be a millionaire Moshe w certainly if you make one hundred forty K, oh, and by the way during that twenty years, you're probably gonna get a razor too. So we're really not projecting accurately because we don't know what the raises are going to be a linear projection of one forty for twenty years at fifteen percent. That would make him a millionaire investing in good growth stock mutual funds inside his 4._0._1._K and Roth IRA's just like we talk about over and over and over and over and over again, of course, Dave Ramsey does know anything about investing. He's good for getting out of debt. Dave Ramsey doesn't know anything about investing. Now, I've just turned more people in a millionaires than anybody else. That's all. But I don't do anything. That's you know, that investing is a hobby, and I don't do anything weird. And I don't do any get rich quick. And I'm not trying to play bunch of risk. I simply want invest in something steady. The tortoise wins the race every time. I read the book the hair loses and all these people run around with flash die. She who uses to be rich will not go. Unpunished the bible says get rich quick. We'll get your face punched in. I'm going to start buying selling real estate. I have no money but most are buying and selling real estate one hundred percent down. I mean a hundred percent financed. You're going to go bankrupt. Is what you just said. It's just a matter of win. Because the economy's gonna cycle when the economy cycles all the stupid that you're doing is exposed Orrin buffet said when the tide goes out, you can tell he was skinny dipping when stupid get stressed tested. You can tell what's going on with it. It's revealed as stupid when you're making a ton of money, and the economy's on fire and white-hot you you start thinking. Well, I think I can I can do whatever here. I and you you think you're stupid is covered by just sheer prosperity. But that is not stupid. And but when Snoopy gets rested it'll show up. Don't get fancy guys get out of debt, use your income as your most powerful wealth-building too. And become a millionaire and retire with dignity. I'm sorry. I wish was just some big fancy thing. But it's really not. That's yet. That's the whole thing. And if you want something more sophisticated than that, then you're not following the data points that millionaires. Follow your following something you read something stupid on motley fool or something stupid, which is aptly named or something stupid on CNN money. There's two things that don't go together. I mean think about it, really. So I mean, really why don't you just study what rich people do do rich people do. Why is this hard? If you wanna be skinny talked to skinny people go, how'd you do that stayed away from the cookies and ran five miles this morning. All right. There's your plan. Why is this hard? It's hard because I like cookies that's the problem. But the problem with my money is not that some big complicated thing. I don't understand the secrets of the rich. Now, you don't want to control the person in your mirror. That's the problem. The problem with not my money is the person my mayor if I can get this guy merit behave. He can be skinny and rich the eggos weather's in Bakersfield, California idea. Go. How are you? Good yourself better than I deserve, sir. How can I help you a quick question? Pretty much. I'm we have a house mom's house. So we're paying the mortgage. They're my girlfriend about a Finnish stern possibly December January. She's going for tra- sound technician. Mhm wandering. Toward. Hey, check and save it to pay off by how straight out from my mom. Or should we invest it? Well, I would be one hundred percent debt free. I accept the home. Do you have any debt except the home? No, okay. Then Secondly, I would build an emergency fund of three to six months of expenses. We call that baby. Step three. And what you've got that rainy day fund. Then I was started investing fifteen percent of your income into retirement and beyond that I would pay off your house early now Diego. You don't have your girlfriend's name on the house that you bought from your mother. No good. You should not have a house. You should not own a home with someone. You're not married to you will get yourself in all kinds of crap. So technically speaking, this is your house, and she's your roommate? Okay. All right legally that keeps you in pretty good shape. And we understand that the problem for her is unless she's got a ring on her finger called marriage. If she uses her money to pay off your house that leaves her pretty vulnerable, and I would recommend to her not to do that. Anderson. So you know, if you're gonna start you're gonna start living life towards.

Dave Ramsey Arkansas America CNN Orrin buffet Moshe w Bakersfield Anderson technician motley California Diego fifteen percent twenty years two years one hundred percent three years
"three thousand dollars" Discussed on KLIF 570 AM

KLIF 570 AM

02:36 min | 2 years ago

"three thousand dollars" Discussed on KLIF 570 AM

"They want three thousand dollars, and I've read about this online. Again, you really went upset a dealer telling me found out information online from blog. Do you know why because they have technical service bulletins if they know it's a problem if they know it's a recall, they're gonna fix it period. Hey said, so the work seems premature for the pilot. So I asked technician to ask Honda for subsidies, and they declined well, a number one Honda dealer be. I actually don't know anything about this transaction at all. I don't know if he did the maintenance, I don't know if he did the all changes. I don't know if he had his valves adjusted. I don't know anything about this transaction. I dunno where he bought the pilot. I don't know if he took it back to that dealer to do all the maintenance on it. I don't know anything about it. I don't know if he bought it new and or used, but he wants me to get involved in it. Well, a I don't know anybody at this dealership. I can't pick up the phone, and because I don't know them if they lied to me to my face. I wouldn't know if they were lying or telling me the truth. But if I pick up on the on the phone here, Nicole Chad chase. I know if Chad tells me something, it's true. That's it. I know. And I just ride this, and I don't want to get involved in this because again. He thinks he's given me a ton of information. And he is giving me no information. Last september. I purchased the two thousand eighteen Chrysler Pacifica s limited again, not somebody on this show. It's taking a really long time for the system decide the battery sufficiently charged perform the start stop function. And then he continues on with it. And I said, yeah. Dealers not on the show. He's an electrical engineer to boot. And again. I don't need him going into a dealership and saying Ed Wallis thinks you're lying to me. If you have reached the point where you need me to validate what you suspect is happening that somebody's blowing your off you picked the wrong dealer. But it gets better purchase the two thousand sixteen f one fifty Larry at forty five thousand miles had the truck three months fifty three thousand miles. Now. Make a long story short broke down to the dealership. I bought it from not on this show. And they have to put an engine in it..

engineer Nicole Chad chase Honda Chrysler Pacifica Ed Wallis technician Larry three thousand dollars three months
"three thousand dollars" Discussed on KTAR 92.3FM

KTAR 92.3FM

03:51 min | 2 years ago

"three thousand dollars" Discussed on KTAR 92.3FM

"That is awesome. Yes. That's why we say people who know go to Amco just Google co for your nearest location. That's Anco double A, M, C, O transmissions. A whole lot more Arizona's afternoon. News with MAC and Gaydos, skipper and his little buddy Gilligan will meet in Vietnam on talking Trump and Kim will they get anything accomplished last forever? Zona? Governor Jan brewer MAC and Gaydos, political insider today at three. Hi, we're talking with Shane in Huntsville, Alabama. On the oilfield for awhile and got a bunch of cars and house and getting a couple of repos foreclosure got three thousand dollars worth of credit card debt nine thousand dollars on car making sixty wants to know of bankruptcy chapter seven is a good option. Is that a fair summary of what you told me, sir? Yes. Okay. Let's go through these things piece by piece and see if there's options that are as good or better than filing bankruptcy on the mortgage. What type of mortgage was this VA FHA or conventional it was an FHA? Okay. They will not be chasing you for any difference. So the bankruptcy will not have any effect on the foreclosure. Okay. So the foreclosure just on their as your bad credit, and it will be for seven years. It will keep you from buying a home for four years. I don't own a mortgage that is not affected by the bankruptcy. Doesn't the bankruptcy doesn't help that. It just adds to the bad credit that you would have the car repose. Have. They contacted you for the death of sit balanced because they take the cars and sell them and come after you for the difference of what they sell for versus. What was I would have? They contacted you for that deficit balance yet they said letters in the Vale without what are they saying? How much does the balances due cars are for one car was setting brand? Another car was earned seventy five hundred and third car was I was for what fifty to fifty two hundred. That's the balances after they sold them. Yes. Okay. All right. And you got three thousand dollars in credit card debt and a. Family. You said an inherited family, meaning you married a lady that had children. Right. He s married. I married. A woman to kids we had to walk. Okay. Creator author and your total household income is sixty K. All right. So the only thing that the bankruptcy would clear would be those car repos and the three thousand dollars in credit card debt. And the car repos can typically be settled in cash for fifteen to twenty five cents on the dollar somewhere in there. And you've got. About twenty thousand dollars worth so somewhere around four thousand five thousand bucks, you'll get you out of debt there. So if you if you saved up four thousand dollars and save up a fourth of seven thousand and you call the seven thousand in your satellite, you save up. Are these all with one company? No, there are three different. Good stuff. That's even better. Okay. Good. So you could call the fifty two hundred and like satellite for twelve hundred fifty bucks, right? And then you would call up the seven thousand and settle him. You know for a couple of grand something like that. Right. And so when we start adding that up, then what we're saying is if four or five thousand dollars will settle those, and it's it's work to do it. But it's also worked to file bankruptcy, which by the way. Filing chapter seven is going to be between two thousand.

FHA MAC Governor Jan brewer Google Arizona Gaydos Zona Vietnam Trump Gilligan Huntsville Kim Alabama Shane VA a. Family three thousand dollars twenty thousand dollars five thousand dollars four thousand dollars
"three thousand dollars" Discussed on The Thinking Atheist

The Thinking Atheist

01:32 min | 3 years ago

"three thousand dollars" Discussed on The Thinking Atheist

"Or and let's do something amazing for this person our goal is three thousand dollars our listeners raised for william four thousand ninety five dollars and that number continues to go up well if you days ago we sent me an email a follow up email and he said this and i wanted to share it with you he said thanks to the folks that contributed to the fund that you set up i was able to purchase a truck to replace my broken car also it allowed me to restart my maintenance business and it's been going well enough that i had to hire a parttime helper things have turned around so much since march it's kind of surreal i own you and the compassion of this group of big thank you for helping to turn my circumstances around i've started to reveal my skepticism to select friends and acquaintances and the effect of coming out has been energizing to me and those that get it also found a new female partner who has gone through a similar journey we've decided to walk this grief thing out together for the foreseeable future we know that nothing last forever as a result of our past losses but we know we are good fit for now saying all this to say without your podcast none of what has happened positively would've occurred and i personally thank you for your kindness and hard work and giving me a place to go while finding reality again william.

william partner four thousand ninety five doll three thousand dollars
"three thousand dollars" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:55 min | 3 years ago

"three thousand dollars" Discussed on The Dave Ramsey Show

"Is there in my name may be how long you've been married uh ten years okay and what his his income i never really new well give me a guess thirty three thousand dollars a month now twenty six a month i think that's pretty close for gifts this is a more than eur led known uh jahor at the thing is is the based on the disparity of your income i suspect your divorce settlement mike calls him to have to pay even the cards that are in your name well i would rather not get into any kind of spitting contest with him i don't think you have a choice you have a seven hundred dollar month tom yeah is there anything i can do to get rid of some of them myself wow go see your income come up to do that uh i don't know how you're going to see how you're going to do your survival on seven hundred well i'm living with the french so i don't have rent or anything like that well if i can get out from under the credit cards then i can always go through the government housing section eight types of what is the nature of your disability anomalies i was in a car accident and had tree compression fracture of my lowest fine so i can no longer see it's for extended periods i can't drive for extended periods i wish i'm trying to go to school yeah i think he looked for something that you can do with your limitations to get your income up because i'm having trouble give near really bright future on seven hundred bucks a month anthony's thank you for stopping by nays americans think him anthony on the alleged illness this is the dave ramsey show.

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"three thousand dollars" Discussed on B&H Photography Podcast

B&H Photography Podcast

01:39 min | 4 years ago

"three thousand dollars" Discussed on B&H Photography Podcast

"A three thousand dollars and you're gonna lose a stop what's which i thought the networks photography indoors there they're probably the biggest user of the four hundred to a new through it yet senator probably think incred they're will choose it true weight seventy two two hundred versus the f4 version of this it's the same argument it is and they'll the sports photographers and journalists will always reach for the to a yeah it's because it's very lusser again that little extra advantage you have on auto focus speed right there alone may not be able to perceive it but it is quicker before outdoors and wildlife burning you'd say the the force sufficient that four hundred to eight is a beast i would one of looked at around and plus like we said there are many other options out of grab a five hundred four before four hundred to eight but it's also fair to say that the isos the ratings of today's cameras make it so much easy to use these slower lenses because you're not necessarily getting hurt is forests top showed a speed you could adjust for that and you're not sacrificing much image quality when you pump it up to ice with bright whatever but who's who's actually be doing a gods of onto should music alert out there with a concert yet as i mean concert for tiger for universal they're the ones who are really pushing that the isos here i think that sports photographers and proclaim wildlife photographers are still trying to keep your eyes you down birger football game during a solar eclipse you can go from data for those no question questions you know as low as long as you have a the proper filter on your there go in met and garnett out and don't look at the players during an eclipse all look at the playoffs hub let the sun.

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