35 Burst results for "Three Dollars"
State Of The Market With James Prendamano
"Everyone to episode twenty two. This is a special thanksgiving episode. Here of the sandra properties. Podcast gonna do things a little bit different. Today we're going to run solo a wanted to give a little bit of a recap of where the market's holding and talk about where i think the market is headed in the next year or two or three quite honestly. Because i think there's a lot of things at play here that not everybody is talking about so we thought it'd be a good idea if we could give a snapshot of where we're holding and then talk a little bit more about Some of those factors that. Perhaps you're not getting this analysis anywhere else for the folks out there on the island in the new york city. Pay close attention to what we're about to say here because we think it is going to be value so here we go the the market as we had suspected back in maybe two months ago three months ago we had sandy krugman ron and we had talked about was this recovery gonna look like From a real estate perspective on staten island. The mls system during corona continued to keep the clock. Ticking and what i mean by that is when we went on lockdown. They didn't pause the clock so days on market continued to tick off days. That's something pending continues to tick and it really through the stats way out of whack. So we had talked about back then that we figured once we got to november december of this year. We have a better sense of what really was happening. Because there was a a backload of deals that were moving toward a closing and then literally got frozen in time. One day and that backload sat for several months as we move through the lockdown. So when the lockdown open back up We had deals that we were able to move into contract through digital means which was a pretty neat thing for us to do and those deals were closing with the backloaded deals so it didn't give an accurate reflection of where things are and certainly didn't give an accurate reflection of where we thought things were headed. So let's start with a couple of metrics that we always keep an eye on and we'll we'll walk them through. I'm going to do a comparison of two thousand nineteen For october and two thousand twenty four october. So this takes us right up until a couple of weeks ago. So the average list price in two thousand and nine thousand nine hundred for a home on staten island was seven hundred. Four thousand six hundred and three dollars for october of two thousand twenty. We were up to seven thirty to four fifty two. The median list price october. Two thousand nineteen was six hundred. Twenty four thousand. The median price for twenty twenty an october with six hundred. Thirty eight thousand. That's a two point two increase the average sale price. And this is where it really starts to matter right. Five ninety eight forty one back in october of two thousand nineteen six zero five five seven three october. Two thousand twenty rupp about one of the quarter percent and then. The median sale price was five fifty five hundred in october of two thousand nineteen five seventy five in october of twenty twenty. So we're seeing what we had suspected which was staten island was going to emerge as a very viable option for folks that we're looking for a little bit more elbow room as they were relocating out of some of the other boroughs and those numbers are holding tight. And i think that there's Still a lot of room for appreciation on the residential side. I believe that we are going to continue to see. Staten island. emerge as a safer or a just a different kind of alternative again for folks that are looking to stay in new york But are looking for just a little bit more space our housing stock. Your staten island is very different than the other boroughs and many many many ways and for a very long time staten island has been known. As you know the forgotten borough and there's a lot of other things that Or tags that have been hung on the borough unfairly Quite honestly that are starting to shut off in. We think that there's some really really unique opportunities here as we move forward into the next couple of years so on the commercial side for the most part on the brokerage side kind of frozen time. Which again when you you stack it up against the other boroughs You know we'll sign on for that any day. We're seeing significant decreases in The commercial stock multifamily retail offices in the other boroughs and in staten island. We haven't seen that now. The velocity is not where we wanted to be right. Product is not moving nearly as fast as we'd like it to move. But i believe that that's much more a function of the banking industry as it is less a function of the actual markets. If we don't have access to the capital and banks are not geared up to lend for that type of product right. Now you're going to see that present itself in the commercial stats so as we hopefully move to a more flexible place with the commercial lending you'll see some of those stats change another opportunity here and another reason why we'll see some positive stats on the commercial side as we move into the first and second quarter of next year. Now let me qualify. That when i say positive stats mean positive. Stats in comparison to the other boroughs. Right certainly Nobody is is setting
"Hello there and welcome to project business basics designed to give you the tools to make smarter financial decisions whether we will to learn something brand new or just wanna refresher on some basic. There is a place for everyone on our show. I'm jennifer and i'm your voice Today were win. Be talking about a concept that we've briefly mentioned before and that concept consists of what are known as the greeks to the greeks before but today we'll go a little bit more into detail about some of them. So first of all even are the greeks so the greeks are related to options and what most of them will tell. You is the rate of change of an options price. If you'll recall with an option we had a stock expiry date a strike price and whether the option was the call or and then the price that the option was trading at and a lot of people who trade or by sell options to then the price that the option can be bought or sold. That is very important. So these greeks than our would tell you as the trader or the person involved in the transaction. How much option price is going to move. So let's get started. So there are five different. Greeks were willing to talk about in. They're all called greeks because of their names the first one we're going to discuss his delta. In the greek language delta is symbolized by trying with delta delta tells you that for every one dollar increase in a stock's price the delta value. Then we'll tell you how much the price of an option will change. So let's say for example that we had a delta of fifty cents and we were using the stock t mobile as an example so right now t mobile stock is about one hundred twenty three dollars. And let's just say that a call option with a strike price of one hundred and thirty is currently priced at seventy six cents per contract. So we're told them that. Delta is fifty cents so then let's say that t mobile stock price sometime in the future and keeping all other factors constant so cetera paribas that sometime in the future t. Mobile stock price is one hundred and twenty four dollars so it moved up by exactly one dollar so that means that the one hundred and thirty strike price call option is now worth fifty cents more and we know that because of the delta value so seventy six cents plus fifty cents means that the one hundred and thirty strike price call option is now worth one dollar and twenty six cents so delta then tells us how in options price moves based on changes in the stock price. Now let's look at data so few remember with options options also have a time to kane them that the closer you get to expiry the either more or less valuable the option becomes depending on where the stock price is relative to the strike price of the option. So theta is symbolized with an or a circle with a horizontal line running right through the middle. So let's say that t mobile stock price is one hundred and twenty three dollars and the same situation. The one hundred and thirty strike price call. Option is currently worth seventy six cents for example sake. Let's say data is negative. Twenty five cents. So what does that mean will remember right now. T mobile stock price is one hundred and twenty three dollars so one day waiter exactly one day later will keep all other factors constant so t mobile stock price is still one hundred and twenty three dollars. The stock price didn't change so delta isn't involved so the only factor that has changed here is time the time to expiry and because we're now one day farther into the future data tells us that the price of the one hundred and thirty call option is going to go down by twenty five cents so seventy six cents minus twenty five cents means that the one hundred and thirty strike price call option. One day later is now worth fifty one cents. Okay now. let's look at wrote so rowe explained to us the relationship between interest rates and then the price of the option. So let's say right now. The current national interest rate set by the federal reserve is right around five percent in right now in reality. It's nowhere close to that but just for examples purpose will save for that right now. The interest rates are five percent and ruined. Use the same situation with t. mobile's one hundred and thirty strike. Price call option. That's worth right now. Seventy six cents then tells us that for every one percent increase in interest rates than. That's how much the option's value increases so for example row is twenty cents so interest rates go from five percent to five point. Oh five percent which is a one percent increase in. This is sometime in the future. Then row means that the one hundred and thirty strike price call option is going to be worth twenty cents. More so seventy six cents. Plus twenty cents means that the call option is now worth ninety six cents and that of course assumes that all other factors so time decay and then delta so that's the stock price that we talked about earlier stay constant or balanced out by each other.
Google Photos now charges, so what to do?
"Dot com slash talking. You may have heard many people ranting this week about google which chains its plans for google photos for five years. Google has told us. Hey upload everything for free and the will not charge you well now that they've got four trillion of our photos. They change their mind on that in june. It's going to start charging a minimum of the dollar ninety nine per month. Probably a lot more for folks to be able to upload and access their photos on google photos. i'm mad. I assume you are too. And i'm not gonna use google photos anymore. I'm done the question for many people is so what now. Well let's run through the options. Amazon photos is probably the next best. Step anybody paying one hundred and nine hundred dollars. Yearly for prime membership to get the faster shipping and entertainment also get free unlimited photo storage now. Amazon photos is not as easy to use as google photos. It's not as easy to use. His icloud for prime is a good place to go. My recommendation though is created albums. So that you'll be able to find the photos. Don't just throw everything up there. Apple icloud over. A billion of us have iphones. And we're taking zillions of pictures and we're getting next from apple all the time saying that we've run out of room They can do something about that but they don't want to because they want to sell you this online storage program which starts at only a dollar fifty gigs. Which is really tiny. Three dollars for two hundred gigs or ten dollars. Monthly for two terabytes. I've got forty terabytes on my desk. So that shows you where i'm at. I don't know about you. But i do not like getting nag messages from apple. So i'm not an icloud. Fan dropbox very simple. They're not they're not trying to sell you advertising. They're not trying to sell you other products very simply ten dollars a month for two terabytes which is great microsoft microsoft. Three sixty five seventy dollars a year for one terabyte which is not enough but you also get access online access to word excel outlook and powerpoint back to google. Here's how much. Google charging ten dollars a month for two terabytes or fifty dollars monthly for ten terabytes. And don't forget that your storage also includes g mail. Google docs google drive all of it. I believe that my g mail is forty gigabytes. And i don't have the years to be able to sit there and start deleting like a madman. So i pay and i'm not happy. The best deal in town. Best deal in. Town is smug and flicker smug mangas aimed at pros and photographers. Who are really into it. And flicker is for the general. Crowd flicker is sixty dollars a year. Unlimited photo storage. Smug mug starts at fifty five dollars yearly unlimited photo storage. So again apple is and twenty dollars. A year for two terabytes smug magas fifty five dollars a year with unlimited photo storage. Does the best deal in town. They need to do a better job of letting people know about this. Now if you don't wanna do online storage there's always hard drives. That's good and bad. You get a lot more room on a on a traditional spinning disc car drive but they will eventually fail. You can pick up an. At drive for about one hundred fifty dollars
Apple Introduces New Macs With the First Apple Chips
"Tuesday's one more thing event announcing three new max powered by the m one apple. Silicon didn't problems. Any target moves from wall street. Still there was reaction some of which was caught in penned by philip elmer dewitt on his apples three dot o. Blog counting company analysts chris. Sancar things apple's choice to release not one not but three am one powered. Max was bold and perhaps shows that confidence in the technologies readiness. He thinks fewer than one million of the apple. Silicon macs will sell this quarter though. He's looking for that to go up to about four million next quarter while he can't seem to say for certain he doesn't expect the move to be problematic in terms of applications. In fact he writes the opposite could be true. As the universe of ios apps will also be compatible with the new. Mac os big sur. In addition to existing eighty-six applications sank are has now performed reading on apple shares. His price target on the shares is one hundred thirty three dollars. Raymond james analysts. Chris casio things switching to in house mac. Chips will strengthen apple's ecosystem and ultimately helped to drive apple's revenue from services he's got an outperform rating on apple shares and a price target of one hundred forty dollars
How To Scale Your Offer With Ravi Abuvala
"Everyone today we've got another special episode of Marketing School. At this time, it is with Ravi. Bhalla I think I got that right scaling with systems he's chief scaling officer. We're GonNa let him explain what that means in a second, but she's comes affirm that helps other companies scaled to multiple seven fighters using virtual assistant automation systems and I love nursing out on this type of stuff you know whether it's marketing whether it is you WanNa talk about mergers and acquisitions there always are systems that you have to follow and really great. To Have Ravi on the show. How's it going man? I'm Doin' excellent Eric. Thank you so much for having me on longtime listener actually just in the last guests that you had on us to swift. So that's actually how i. kind of had stumbled across through guys in the first place and everyone that's listening. You got so lending ears, I. Hope I gave you got some value today for sure it's going to be dig out as. Many nuggets as I can for everyone. So let's talk about it. I mean scaling what systems, what is your definition of it and maybe some practical kind of case studies examples yeah it'd be happy. So we essentially take businesses usually higher ticket service space businesses, and usually in the business sector. So online advertising, we've done real estate investing real estate residential search engine optimization. We've gone across the board, but essentially, what we do is we help. Them scale by setting in systems automations and the coolest part about it as we have a training center in the Philippines and we place fully trained virtual assistance inside of our clients companies at about three dollars an hour. So we essentially teaching them what they need to do or grow and scale sales, funnels automations add we can nerd out on that, and then we actually give them a virtual assistant that's going to do that work for them. Got So maybe I mean stories are always a good way to explain kind of what you do. So is a case that you can speak to his for example, I work with this type of company and we did this specifically and these are the results that they saw. A glove too. So there's a few different ones but I just was on a podcast little earlier on a day and gentleman was creating podcast essentially PR company where he gets other people on podcasts and explaining to him about a client of mine. Adam he is an incredible company mogul insider and he came to us he didn't really have know what he was doing. He said how what kind of run up your company but I don't know what I'm GonNa do and I look I've been on these PODCASTS, their incredible I've been monetize. An quite a bit just from the value on giving people reaching out to us as are the biggest issues in the marketplace is in this industry is you give people on podcast, but the other issue is that you're not figuring out teach people how to monetize that podcast like how do you actually make money from you just saying, Hey, I have a great product or service doesn't really do anything and so what we pretty much did is crap in a back end off for him so that he was actually teaching his clients, how to. Generate sales from the PODCASTS that they're getting on how to generate leads and sales from, and so we essentially helped him construct that and he came in literally dollars in the bank. When he started this product with us, we taught him Dave, the virtual system created a sales funnel forum, great video sales letter first thirty days he did about forty thousand dollars in monthly recurring revenue, and then within six weeks, he had about eighty thousand dollars monthly recurring revenue, and that's literally before he had even finished paying us off he was already at. Sixty thousand dollars a month recurring revenue from zero and it was because we were able to number. One system is the back end offer so that it was something that was the product market fit and just pour gasoline on the fire by having instagram outrage linked in outreach email advertising that kind of stuff. So just to clarify, did you take him from zero to eighty k. a month or so to sixty km length or both? So zero to sixty K. and then he actually joined my higher. Here's like look this works like with your. Higher level, and then we took him to eighty K. and we did that literally just by working a little bit closer with them and adding in I think organics are great way to start a you guys obviously deal talk about Seo Inorganic and we do that really really heavy. But at some point, obviously throwing in the paid ads aspect of it can really light a few on the fire and that's essentially where we did after we have a product market fit? We know the Messaging Works and We know that sales funnel converts then we're actually GONNA turn on pay traffic and that's how you Agassi take off. Got Just so I, understand this are you basically helping people craft their offer and then you're helping them scale it and then you had a va just to say, Hey, you go. We're going to take the training wheels off go a great question. So actually most of the time people already coming to us with an offer a product market fit? So he already had the idea that he. Wanted, and usually we don't work with or like I want make my first dollar online because that's a whole different person. That's like, Hey, I already have testimonies I have case studies. I just can't get enough deals. I can't get enough appointments on the phone whatever it is really great. Most of the time that has to do with you just not having enough attention and so day one that client works with us they sign up with us and work with us. We pretty much crafter messaging regret. What channel did you need going on and then we give it to the virtual assistant who does that outreach for them and so it's not unusual for client of ours who averages wanted to appointments a week before they come to us come in and within twenty four hours, they have about eight to ten appointments on the calendar for their service.
Yesterday's Short Trades Is Todays Profits
"Not only was it a good day because the fishing solder things, but it was a good day because there was monet. was money yeah money to be. Made. But you guys went was actually Did. The podcast so I can remember but anyway. Eight of. Those tried to set up Zeke Took it profit year beauty. All side I took tease. US Prophet you beauty. So yeah, it was It was really good dice him some good profits in this came about that I will to snaffle and take advantage of. So really buddy die I'm still by shortened by them by Toggle targets obtain hidden one has had a stop loss move to lock in profit, and this is the thing is. As the markets. Shine a little bit more weight nece at the moment. It doesn't mean that we still do. Well that's I really frustrates me when people don't understand is that you don't need to have a mock it moving Haya to do well. Gina you don't need to have. The market go up and up and up and up out you to make money I it's it's about getting in to a market. And understanding that market. Knowing what you looking at more importantly knowing what you'll looking full now as I, look at Bitcoin rotten now I'm looking at a market that saves I wanna go at the moment we we've got another low high and low allow you to go with it. So we we've got a four hour downtrend the Idaho downturns now they're the daily looked at daily could still pop up at any minute, but there's definitely selling pressure I mean we've gone from eleven thousand, one, hundred to. Ten, thousand? Two hundred. How to die hard on I. Don't know it's nothing to be sniffed out. So, you know it's important for us to keep that in mind and. If you not. To tried. That's just an excuse me making. I'll be honest. You can try you. You made a choice not to. and that's why you don't have to. But you've made a choice not to whilst amok foles you feel pine. You can feel a very different emotion and it can be a pleasurable one. Anyway bitcoin rotten out stand point three, percent yesterday closed down point seven, nine percent. Now, we still we about ten. It's GonNa be interesting to see what happens. Are we GONNA push down through ten not concerned we unless we break down through the all lows of nine, thousand, nine, hundred, twenty, one because it just Chinese the whole picture then back into a bit of a downtrend on a daily and the weekly also will add to that picture of that trending down I'm not really want to say that you know what I really WanNa see that. Ten Thousand Children Seventy three dollars rotten. Theory three, hundred, twenty, three dollars and ninety eight cents. It's down. It's up one her sent to diet was down seven, six, point, nine, percent yesterday knauss looking down to a matter of fact A. Quicker is one out. ooh. Man. For come back to that off the ways in a downtrend on that four momentum is definitely shifting bearish. And it's yes three twenty four much motorcyles exa pay right now break that support at twenty, two, point nine and twenty, three, seven mock that I spoke. She goes today. Look I'd love to say it pull back up into that low pull up into that region giving a little bearish candle off of that twenty sent market just be cracking set up but it's not to be further to go is point seven at twenty two point two cents Bitcoin cash twenty. Twenty are two hundred, nineteen dollars eighty, which was an old level of Resistance Asari support became resistance fell from their hod as a matter of fact, yesterday bitcoin cash was down five point five percent prog looking jot will to forty five right
Bitcoin Dominance Increases
"Trading. Wise. It nothing really neglected the markets and the felt damn good. Every day just tighten awakened away from from the shots was read honest refreshing thing and it's brought me into position now feel better about looking at once again. Yet. So it's been good as far as the mangams consent of talking about eleven thousand, one, hundred, twenty dollar mock around that region, which was the also pull level as before the the full bitcoin fell and you know we we have found resisted that level. We bounced off it on. What was Saturday. Pullback yesterday we're up point four, percent yesterday were down one point five percent. We actually close the wake up five point, seven percent, which is a pretty good week following on that cradle break it's a, it's a good week No complaints from me at all the markets have been a little bit slow for the traders. There was a couple of good trades on the I think it was five, four hour las not. The showed up It was at six PM Bob Wilson. Wasn't. So I wasn't there They look quite good. Right now, I was sitting at ten, thousand, nine, hundred, sixty, two save push up through the high that was created on. Saturday. Leading thousand, one, hundred, ninety, five. Thousand two hundred, we got three there, and hopefully we can say goodbye to that resistance and get a good run on get some good trends BEC into play because it has been a little bit. LASTA over the last few days and that market hasn't done a great deal of moving locker said ten, thousand, nine, hundred, and sixty one point four percent rotten. Now, a theory is still very sought look at realistically needs to get about four hundred. That's the point where I think we might see some is there on a theory of the weekly. Dig Close, up not by much one point, two percent were up twenty, three, percent three, hundred, seventy, three dollars raw now little market. I'm really jumping up and down to try to the nor is exa pay, which is currently twenty four point six cents flat. On yesterday thus far the weekly Kennel it did close up. Enclosed at one point, eight percent. So a little a little pop of wind to the upside, their daily trendies office it's very average. It's not. You know it's not exciting me in any. Sense, of the word. Bitcoin. Cash was down yesterday solid three percent closing at two twenty, six, twenty interestingly the weekly a dig close up. But again, only one point eight percent against showing that bitcoin dominance is starting to return to be the perfect storm that potentially that will speak to you about in just a moment. Bitcoin to Bitcoin cash to twenty, seven, seventy five, which represents a point senator sending so far on the dye lot finished the week actually down, it was down two point, two percent it closed at forty seven dollars and nine saints. It's forty, seven and fourteen, which represents a point one percent. It looks very wake at the moment that thanks said you could very easily push up. It's GonNa get three, fifty, one dollars thirty four to get that trend looking. The why? Though I want to look full for to be essentially reasonable for me? It's not there yet, and until we do get there until, of course, we full further It's not trying to make base again bit of the of a good full yesterday I fought the sent Dan it's a market that I'm watching this show is it was down lost weight five point seven, three percents. Well, it closed one hundred and fifty three dollars a ninety, six percents and look. It it's in a daily death. It is a daily down trend is a weekly momentum down the to our. Quite, good there on faith cradles physically city. They're just waiting to see how that goes throughout the and save account. Get anything. It's a one, fifty, four, fifty, five, point four. percent. Today. Cod Donald. Love to see a low coming here in a push up through that ten cent motte to get daily trim back into. The swing thing. It's not done that It was Dallas weeks pretty heavily six percent Pretty heavily considering it was a sly wake at sitting I point nonsense rotten now bonnets. Lost Weight was down fourteen point nine, four percent closing at twenty, six, thirty full. It's on the twenty six, thirty four right now which oversees. On, the Diet and yesterday down three point three percent bonds will sort of get his engine running again on. I'm sure probably will if we get a bull market but there's nothing that fraternity for me at this time of also very flat the weight that was was pretty average. It was down two percent very, very little volatility on a US at the moment and Sorta does it. Will Spike that way its up point four percent rotten out to sixty three cents. But Very Saad wise. Not Try to
U.S. Agency Urges End To Below-Minimum Wage For Workers With Disabilities
"So for eighty two years American labor law has had a carve out for some workers with disabilities they paid less than minimum wage. This was meant to encourage employment of more people today a top federal civil rights watchdog says the exemption should end because it's been trapping workers in job programs they call exploitative and discriminatory NPR's Lena Seljuk reports. Jerry. Douglas Dino had a job but couldn't afford a few things he wanted to do like go out to eat sometimes. Vase Goto events. He was working alongside other people with disabilities at a center in Rhode. Island. Doing what he calls bench work road tasks like fitting rings into heating tubes packaging ice packs assembling boxes for jewellery. If I remember correctly by I by first paycheck was only twelve bucks I just cautioned myself as you know. I really don't WanNa keep doing what my whole life Doug AC- now works at a supermarket where his paycheck is a lot more than twelve dollars total but he spent years in that center which made him below minimum wage. Thanks to that carve out in the labor law centers like that are often called sheltered workshops because they keep people with disabilities a separate cluster their pay is estimated to average three dollars and thirty four cents an hour to calculate individual pay. The centers regularly time their workers comparing how fast they do tasks to inexperienced non-disabled worker half as fast half the pay. Now, the US Commission on Civil Rights says this program and the law should be phased out in short the program doesn't work and it is designed in a way that it can't work Kathryn Lehman chairs the commission she says instead of expanding opportunities, the programs limit them don't really prepare people for work in the community jobs with rights wages I was. I was ashamed of the ways that we have operated. Now over a decades, a federal assumption that people with disabilities are less capable. Full employment than people without disabilities, a lot of data are missing about sub minimum wage programs including how many people they employ estimates range from one hundred, thousand to four times that most have intellectual and developmental disabilities. Commonly, the programs run by nonprofits, they get state and federal money to support these jobs many of them have government. And their most vocal supporters are some of the workers families who won the programs to remain an option a safe environment for relatives with disabilities. One mother Linda how from Wisconsin testified before the Civil Rights Commission in November we are parents with our son's best interest at heart. And you suggestion that we would allow him to be taken. Advantage of are discriminated against is an insult families like hers helped workshops flood the commission with a record number of comments asking to lead the programs be some described workers with quote severe disabilities worried about where they go Lehman says, that is why her agency is recommending a careful gradual phase out disability rights advocates have wanted such A. Phase. Out For years the point to success stories of people thriving outside of the systems that underestimated them, and you'll Lewis fights against sheltered workshops at the National Federation of the blind testified about his past work running one thinking he was doing the right thing and because misguided compassion these individuals spend significant part of their lives wasting away in that workshop making money for our center but wasting away. And I am sitting here. Really feeling sad about what I perpetuated because there is a better alternative four states have abolished sheltered workshops to support more jobs in the community. Seven states have moved to end wages below the minimum several federal bills trying to do so on a national level have so far failed. Alina. So you NPR, news Washington.
Snowflake's Stock Price Soars in IPO
"Welcome to pass money a blockbuster debut for the biggest. IPO. Of the year cloud companies snowflake pricing. It's public offering at one hundred, twenty dollars a share closing at two hundred and fifty three dollars a share that is a gain of one hundred and eleven percent. But this isn't the first time. We've seen a monster move in public debut. Let's get to Bop Bassani with more on that Bob. Hello Melissa see you. So you think snowflake over one hundred percent of its first day is a big deal. Not really there's been plenty of companies that have had I ate POPs bigger than that this year loan and they include just take a look here. Biotech firm cure back was up two hundred and forty percent on its first day of trading software as a service firm big commerce up to one hundred percent biotech firm. Berkeley light of nearly two hundred cloud company and Seino up one hundred, ninety, six, percent insurance fintech firm lemonade up. Thirty nine percent on their first day of trading what they have in common is there either tech or biotech firms are they outliers marginally but the first day pop for IPO's this year is notably higher than usual. So the historic first they pop for an IPO usually about fourteen percent. That's. Historically but not this year the average I stay pop in two, thousand, twenty, thirty, six, percent. What's going on? It's not stocks are cheap. The multiple of tech stocks are historically high people are willing to pay more protect because there's just a higher degree of risk appetite out there, and if you're suddenly inspired to start buying these high flying IPO. Cautious. About this look after the first day the post first day returns of other high fliers is not encouraging. So there's been eleven IPO's this year that have popped more than one hundred percent. On the first day they have average a minus, one percent return from the first day closed forward. So be very careful Melissa here big pop on the first day for some of these. But after that very difficult to maintain continued momentum most about you bob thank you good to see you Bob Cassani and who is holding the bag in the aftermarket when these Ip has declined from the first day pop guy probably the retail investor this has been the story of the issue markets. Began though and it continues today. So. You wonder why people get exercise when they see things like this is exactly that I mean I'll say it I'm not. I'm not a banker I never was a banker and I'm sure to upset some people by saying this but. There's no way to put it other than the fact that this was completely misplaced. Now I'm sure the great bankers are J. P. Morgan and Goldman and whoever a city I think was on this deal and company will say, no, we price it right. You can't tell me that a company that has a seventy billion dollar market CAP, which was open it you know price at one twenty and tripled almost in price and had to be halted its some point today for price volatility was priced right and the people watching saying, how is this not a game I? Get it it it upsets me as well but that's the way the business works in that to me is problematic mill. Why does it upset me? WHAT'S THE PROBLEM Tim i? Think they thought it was valued at something investors in the market. Thought it was something else I mean that's the way the markets work right? Again, though it's it's it's terrible price discovery because you have some sense and bankers WANNA price and the companies want a price that deal that leaves him upside for investors but but to be clear this is three times more at least the guide from last week and so the the question really is, how can they be so far off environment where we know people are paying almost anything for growth and actually wear and cloud services but but ultimately, I think the real question is who gets access to this. IPO and the thing that's troubling is that this is not a fair game. And the allocation process is one that makes sense that there are plenty of opportunities for people who did not deserve big allocations to get them and I realized this ultimately. The dynamic of a company. First of all will say I want a certain institutional investor base on my cap stack and those are the people. I want my deal. I. Don't want certain people. Read investors typically are not the group that companies want There's a perception that they're going to be in their flipping those stocks faster. The reality is that there's a lot of hedge funds. They'd probably flip this thing aggressively today. So again to me, my issue is with the allocation process and that it's not. It's it's not a fair process maybe it's not supposed to be asked the bankers that because I think that's what this comes down to to be fair. There are some companies that actually say in the allocation that they want a certain amount to go to retail trading firms like a td Ameritrade for those firms. So then Dole out to retail investors but gosh, I think to brings up a good point in terms of the average per se popping thirty six percent this year that really shows you what this market is these days the search for growth and what investors are willing to pay for that growth. Yeah, and also you got to you have to factor in we're in a different environment. So the offering price is different than the opening price, and all of that is based on interactions with institutions trying to figure out supply demand while everyone is filming from podcast or from an ipad in their home. So it's very different than last year. Very different. The whole IPO process having said that it really speaks to the reach for growth. So, if you have the price action that we saw today. Think about it. It's Tim said you want to have if you're coming out as a public company, you WanNa, put your stock in institutions hands where they're less likely to flip out of that stock on the day of the. IPO. And that's where the whole system. Might be flawed, but it's worked this way for a tremendous amount of time, and there's always going to be a problem with any system anywhere.
The Birth Of The Greenback
"Stacey next. Jacob Feldstein. Planet money author of money the true story of amid up during a new book. Say I. brought props for us to do the indicator. I say. That's been months. It's been. That guy's been honking hall eight months. I have props came over so I could give you these troughs. Okay. Go ahead and look at them. All right. Okay. So, this is like a really high quality xerox of an old piece of money. THREE DOLLAR BILL RE dollar bill that's really a real thing. There's like a a lady standing next to in like a ball gown standing next to a cow to I chose a cow to pander to you I do love a cow keep going. Okay. The Orange Bank It's orange because this from the orange. Bank and this is a one dollar bill. So Stacey, these are reproductions of real paper money that was printed by private banks in the United States in the eighteen forties and fifties. This is one of the most interesting periods I found in the history of money when I was working on my book, it's this moment when the United States government did not print money, there was in fact, no single national paper currency but if you wanted to. Open Up Stacey's Bank of New York and print your own paper money. You could. I don't know if I would trust that dollar from that. Was a real problem that was a real problem we'll get to that. I. Mean they were just so many different kinds of money at one point the Chicago Tribune counted eight, thousand, three, hundred, and seventy different kinds of paper money in America. This sounds very confusing for everyone involved this indicator from planet money. I'm Stacey Vanik Smith and Jacob. Goldstein can we make eight, thousand, three, hundred and seventy, the indicator? Yes. Today on the show. How can you even have that many kinds of money and also just what does it tell us about money works? Let's just go. Let's just go a block away to get away from the horn. Yeah. Support for NPR and the following message come from fund. fundraise fund makes it easy for anyone to invest in high quality real estate by building you a portfolio with their more than one billion dollars in assets get started at fundraise dot com slash indicator to have your first ninety days of advisory fees. Waived. This message comes from NPR sponsor. Microsoft teams. Now, there are more ways to be a team with Microsoft teams bring everyone together in a virtual room collaborate live on the same page and see up to forty nine people onscreen learn more at Microsoft Dot com slash teams. So can we should set the scene here Jacob the nineteenth century America lots of is apparently also this was the era when gold and silver were money and Jacob say in the book that the government minted gold and silver coins, but it did not make paper money at that time. The exactly right. So the only paper money in America was printed by all of these different. Private banks people called paper money in fact banknotes, right. So they thought of it as like a piece of paper from a bank and they thought of paper money in particular as like a receipt or a coach ticket as as a thing that you could substitute for gold and silver, and in fact, if you look at at the bills I gave you all have this kind of. Writing like just grab a different one for fun. So we can say what it looks like. Okay. This is the stoning ten bank, a two dollar bill. There's a way. Moby Dick or something Wail Bell we've cow Bill Wail Bill So okay. So now look at the cursive writing see the cursive they're just blowers is stoning to. Two dollars to the bear on demand right and if you look all these different bills are different colors, they have different pictures on them, but they all say that will pay how ever many dollars to the on demand and so the second interest. Yeah it's an Iou because the interesting thing is it's telling you the paper money is not the real money. Right? They're saying we will give you two dollars in gold and silver for this paper money right? So the real money in this world is the underlying gold or silver the paper is just like. The Standard. So this is a time in history when there's not federal bank, there's not a national bank. There's like thousands of of little local banks and I guess all these banks can issue their own money. That's right and it's kind of evolving in this period at the beginning of this ehre the eighteen thirties. If you wanted to open a bank, typically you had to go to your state legislature and get special approval. Basically, they had to pass a special law that would let you open your bank and this was problematic because I was super corrupt essentially. Bank and print money. Then you're gonNA bribe whoever you have to. Say all the knee. All due respect to get them to let you open your bank. Right. So around eighteen forty, a little earlier, this new idea became popular. The new idea was called free banking. And the idea of free banking was anybody who is willing to follow a few basic rules could. Take and start printing money and literally start printing money and you know not surprisingly a lot of people wanted to print money. This is how we get eight thousand different kinds of money. Yes. How do you know if the bill that someone's handing you is real money or if it's literally just a piece of paper from the First Bank of Stacey Vanik Smith which might be real money. I wouldn't. Maybe. Add bribed senator so I love this so there arose in response to this problem these special periodicals Magazines that were privately published called banknote reporters. And what they were was these lists in tiny font of every kind of money. So I actually have a reproduction here another prop from a page. This one was called. Thomson's Bank note. Reporter. K.. So the people who subscribe to this merchants people who need to accept money. So so let's just say I'm running a bar and I got my thompsons bank note reporter and I come in I need a drink who thirsty I'm thirsty. So okay. So the page of the bank note reporter I printed out is for Orange Bank. Okay. Okay. So have that bill right here it is and it's a one dollar bill. So I find Orange Bank here in my Bengal reporter and it says Okay Orange Bank listed different bills and says ones and under wants it describes what the bill is supposed to look like says to horses check. Hey, Cart Jack Blacksmith shop male portrait Jack Girl. Check. So it's at least plausibly real. The reporter also tells me something else that's important and that explains a lot about how many works at this time. Typically would tell me whether I should accept that paper money at full face vowed I can buy my dollar whiskey with this whether you can get your dollar whiskey because remember what we care about is whether I can turn in that paper money for gold or silver, and so if the bank is shaky or even if it's just really far away. You know the reporter might say, just knock five cents off the dollar give Stacey Ninety five cents worth of whiskey instead of a dollar that took a really long time to buy that we ski. It does seem like it would have been absurdly inconvenient right and for a long time when people look back at this period, the basic story of free banking was just that was a horrible idea like that many kinds of money right but. Much, later, like in the nineteen seventies. This generation of economic historians started going back and looking more closely. At the banks and how money works in this period and what they saw when they really went through the numbers was basically like it wasn't that bad Bankston go bus that often people didn't usually lose much money when they used. We're you overall they would lose like a few percent which is. Kind of like what you pay today. So when you take money out of the weird off Brand ATM at. The corner store. which I always do. Yeah, I. Mean. That's basically like the the bartenders giving you ninety cents for your dollar when you do that, right? So. Obviously, we do not have eight thousand different kinds of money now this ended and it ended after the civil war. Yeah was the civil war. So during the civil war, that old American argument of can we have national banks or not came up again and Congress passed a few important banking laws. One of them basically taxed all those thousands of kind of state banknotes out of existence, and then the other one created these new national banks that printed much more reliable, much more uniform paper money. It's interesting because I mean, this was obviously after the civil war was the time when the United States went from like a collection of. To One Country, and it seems like the same thing happened with currency maybe not a coincidence. Your I mean, there is this idea at least in the modern world money is part of what makes a country a country and I think you do see that happening at this moment in the united. States when we go from thousands of kinds of money toward one uniform kind of paper money I'm just sad we lost the cow bills. Because you know Jacob I have a fever and the cure. This story in like a whole bunch of other like believable stories like this are in your new book money. The true story of a made up thing. This episode of the indicator was produced by Nick. Fountain fact check by Britney Cronin, the indicators edited by Patty hearst and is a production
UN expert: Pandemic's worst impacts on poverty yet to come
"The United Nations independent experts on poverty is warning the worst impacts from the corona virus pandemic on poverty a yet to come and that measures taken by governments to protect people so far had been insufficient living at the shelter a Belgian legal scholar appointed by the U. N. says the social safety nets put into place all full of holes and that these current measures the generally short term the funding insufficient with many people inevitably falling through the cracks the shutter ads the economic downturn resulting from of the pandemic is unprecedented in times of peace since the Great Depression in the nineteen thirties and he wants one hundred seventy six million additional people worldwide all vulnerable we just a little over three dollars per day being used as the poverty baseline I'm Charles the late this month
Bricks Can Be Turned Into Batteries
"Are one of the oldest known building materials dating back thousands of years, but researchers at Washington University in. Saint, Louis have found a new use for bricks as. Storage units a team of engineers and chemists have found a way to transform an ordinary house brick into a pseudo battery, allowing it to conduct and store electricity. The bricks are powerful enough to illuminate and led light bulb and cost only about three dollars to make I love. The idea of adding value to things that are inexpensive things that are affordable things that we kind of take for granted Julio, Darcy is an assistant professor of chemistry at Washington University and one of the researchers on the project. The brick battery relies on the reddish pigment known as. Side or rust. The gives red bricks, their color, the scientists pumped. The bricks was several gases that react with iron oxide to produce a network of plastic fibres. These microscopic fibers, coat the empty spaces inside the bricks and conduct electricity or we're trying to do is we're trying to make specialized. That are only used in the Nanna scale where we use very little plastic on we can actually embed that plastic inside construction materials that can store energy. This study is in the Journal. Nature Communications in the future Darcy says. Could. Potentially serve a dual purpose providing structural support and storing electricity generated from renewable energy sources like solar panels. The technology is still at least a few years away from being ready for the commercial market right now, the energy storage capacity of the bricks. Low about one percent of a lithium ion battery. The team is now testing ways to improve brick performance because it looks like you can teach an old brick new tricks.
30 Miles Napa Cabernet Sauvignon 2017
"I. It's. From she wind binder DOT com. We have another wine review. This one's little different in kind of the same same time. It's from all. Three dollars and seventy five cents is fourteen, ninety nine. It's a Napa Cabernet Sauvignon. THIRTY MILES NAPA Cabernet Sauvignon twenty-seven teen. Shot. I don't know about fifteen dollars for an all. Usually for a storebrand, they have some advantages in pricing. So a seven, nine nine. storebrand trader Joe's. Grocery store. No matter. Is probably equivalent to attend a twelve dollar one. And a regular basis just because there's no, there's no marketing there's no advertising. You know there's a lot less distribution costs. There's just those costs and the difference between a legitimate. Eight dollar wine and. Then twelve dollar one is usually significant. There's usually more. Wine production techniques taking place. You know the really inexpensive wines, they very simple productions it styles dot good and bad. But you like a little bit more involved production techniques, slow up extra money there for that, and you can get that at a lower price with storebrand. But a fifteen dollar naphtha cab. I expect a fifteen dollar. Any fifteen dollars ready to be pretty good. And the difference too in a fifty dollars to Cabraha. Twenty. Isn't all that much it's usually marketing. It's usually. More well-known winery. You know. Better better av a little higher status in a it's usually. This wine that much better. Sometimes, it's that much better but the fact. that. So little has it here to buy a fourteen, ninety nine. All, these Cabernet Sauvignon. Because what was actually? kind of bargain is, is it a Barton? Actually. It's a good wine I've been drinking. But the economics are cheap wine change go to fifteen bucks but here's the one thing the solar for me. All these nine, thousand, nine, hundred, ninety, nine, champagne last year was one of the best wines I hadn't twenty nineteen and every sparkling wine had Susan I've got an answer to that and it's I haven't had a lot of. The website I love it bad some wines but none of them came close to that so far. So taking a chance on all be one. Hasn't been that much of a chance and this is really good. It's. Intense. It's got good flavor. Well, balanced nice wine. If you just want WanNa fifteen dollar one that I don't know it's actually a twenty one or twenty, three dollar one only perfect fifteen. All these polls, the trademark took their their brand names. You can tell trader Joe's wine to make support them which helps a little bit by going on the National Trade trademark registry. Will come. Lose the gadoe trademarks. You'll how if a whole nother story? But you gotTa know what direction that one came from. With all the owning the trademark. You don't nothing. But that means they also can. If the economics of the original deal change, they can go out and. Get a new producer. Whatever happens there they can still change. Even though I think was released twenty nineteen. Sit around while my all didn't have until recently. It's been around. There is there is A. Cabernet Sauvignon Glut Napa and Sonoma. Stuff. They had bumper crops for couple years in a row. And then Calvin nineteen pretty much shut down all the restaurants which are exactly where they were selling a great deal I. N. Cabernet, Sauvignon. And then big to do gatherings shutdown. People who are buying wine are not having people over that they don't know where they've been. So there's A. Glut been exasperated by what's going on. You'RE GONNA start seeing Cabernet Sauvignon. Selling. Cheap cheap earth GonNa see brand you've never heard before. And then they'll go away in two years come out because they can't just hold off the stuff backing here you're stacking up next year is release.
US podcast downloads and audience per platform
"We start with an exclusive today exclusive data from contract on total downloads an audience splint by platform for US podcast downloads. He shows that apple has sixty one percent of podcast downloads and spotify only nine percent. But when you look at total audience, it's a different story with apple being used by about a third of podcast listeners. But spotify by about a quarter, apple podcasts might still be bringing in the downloads but spotify appears a significant service in terms of increasing podcasting total audience. According to Lipson today is the last day to submit your podcast into Amazon music and audible. If you want to be there for the launch, you should be using your podcast hosts distribution option or if you don't have one of those in your podcast host, a new podcast host and be, you'll find a link in our show notes newsletter today. Last month, we reported that anchor was hosting pirated podcasts. Aaron Monkey is the latest high profile podcast to publicly criticize the platform after discovering pirated copy of his new podcast American shadows on anchor same art, same description he adds. Spanish language audio on demand platform. IDEX has launched subscription platform vokes plus it'll cost you eleven dollars ninety five a month content creators will be paid based on total plays and audience wanted to replace the subscription service from podcast network. Wondering will be free for year. If you've got a US American Express card, check out your American Express essentials care package email from yesterday a third of the adult population in Ireland of listened to podcasts recently, almost half doing. So since the pandemic hit according. To new data and another exclusive transcriber, an APP that offers unlimited transcripts released. Later today people can just hit record. It transcribes in real time for how long they want, and they can share the transcription everywhere says the APPS developer you get unlimited time for three dollars nine, hundred, nine, a month, and it podcast News Oprah. Winfrey has launched a podcast with Apple Oprah's book club is in a compliment to a feature on apple books and Apple TV, plus it's not exclusive to the Apple Platform. Upon cast, an oral history of the office is nearing its end. The finale is next week. It's spotify original, but it's available everywhere. The current episode features the final episode of the office including a surprise return of Steve Carell Brazil and polke are back together. Again, Brazil might Perry the former breakfast team at UK radio station. Talksport they've been reunited by PODCAST works for podcast supported by a sportswear retailer and the Lamar show is the debut podcasts from singer. Songwriter. Lamar. In conversation with living legends, entrepreneurs, creatives, and close friends,
Opportunity Through Persistence with Cordia Harrington
"Hey, guys you know what I love about America and the free, market? Enterprise. What I love about business leadership is what I love about Andre Leadership and that is that we believe that great success can come from humble beginnings. You guys know this. You know in our country, it doesn't matter what your skin color is. It doesn't matter if you're male or female. All. It takes passion drive and a desire to make a difference. You may say why don't have enough money to get started? I don't have enough education I. Don't know the right people guys. I'm telling you those are all just excuses. From the Ramsey network this is the entreleadership podcast where we help business leaders, themselves, their teams and their prophets. I'm your host Daniels Hardy and my guest today is Accordia Harrington she's the founder and CEO of the Bakery Coast today they've got multiple plants and customers around the world including. McDonald's Oh Charlie's pretty big deal. But. It didn't start out that way and like a lot of great success stories that start with really humble beginnings accordions is really not that much different. And all began for her and a small town in Arkansas. I started my first business in Russellville. Arkansas. Do you know where that is i? Know Arkansas. Russell. Okay. Well. Down a beautiful town on a lake about halfway between Little Rock and Fort Smith and my first business was a real estate company concept one realtors and foretelling we use tweet emblem on a real estate vine. Yeah. Little. Did I know? And that began. With the good fortune of having bartered for office space from a doctor that had a big empty building and least my chairs and my desk three dollars a month for the deaths and a dollar fifty a month for the chairs and I was in the real estate business us all five hundred, eighty, seven dollars to buy plywood signs to put in front yards and it grew and it was so much fun. The ladies that I hired. We were the first off you mill business in Arkansas, and the men bankers would literally come by to see what we're doing. And we would stage houses. That's before we knew what staging was and we would try to rearrange the furniture in houses so that they showed the best and it took off so you're showcasing the houses to make them look great. That's very common these days. What was it uncommon? Totally people thought we were so weird to come into their house and stake some pictures down in rearrange the furniture Abed we were trying to give them the best opportunity to get their house sold. You know back then houses there eighteen hundred square foot house two car garage on an acre of land with a lakeview guess how much it was I can't even guess forty thousand, you're really cloak. Thousand. and. So you know and there were lots of properties available and not very many buyers. So it was it was an interesting business in the only reason. I. Got Out of it. I. Loved it. I loved working with the families helping a find a home bettering their life but the people that moved to town the For your family bought the local McDonalds. Daniel. But when I grew up, I didn't know you could own a McDonald's and when I found out, they owned it. I was like all. That is cool. They lived on a Beautiful Lake House they drove a Mercedes than they had every weekend with their family. So for me I thought Gosh this would be so great. They didn't like living in Russellville they wanted to move I love Libyan Russellville K- I can imagine a real estate you weren't necessarily your weekends with wasn't a thing and you're just grinding all the time. So was it was the opportunity for flexibility? What was what like when you kind of had the dream I mean Mercedes is nice but was like drawing you to them exactly. Well, unfortunately, I went through a divorce and my children were one three and five when I did that in having a job that I could be off on the nights and weekends was very motivating. I was driven to spend more time with my kids and yeah I, mean the perks looked nice to but are really wanted quality time with my. Kids an and in as much as I love real estate, it was just impossible. So many business owners I talk to really the family is the reason that they get into owning their own business. You know maybe they work at a corporation at its ninety hours a week than ever see their family, even the money can be nice but I mean, you look up and your kids are. Little and they start growing and you go I'm missing out on their lives. Curious to hear from you how you continue to keep that value as the business grows and scales because there's a little bit of the grass is greener on the other side. If I have my own business, I'll have the flexibility and the autonomy, and it can also be that same dragon that takes you away. From your family if you're not careful yet you're totally right and I haven't the greatest respect for restaurant owners because when I did buy my first McDonald's we were unable to stay in. Russellville that just wasn't the way McDonalds did things and that was offered the chance to buy the EFFINGHAM. Illinois McDonald's where that is I know effingham driven through there once okay. Most people have driven by. Again, a big town of ten thousand people and we had an interstate McDonald's that I purchased. At the time I paid a very high price for it. This was nineteen, eighty, nine paid a million, six, fifty, four it and I had to figure out how to grow sales in order to make that Walker, twenty, seven, thousand, dollar a month payment. And the only way to do it was to drive more sales as you know, that's the way it. But if you'RE GONNA ten thousand, how do you find more people? Yeah. I can imagine I mean the supply and demand kicks in a real way. What was it? An existing store was this new store? It was an existing store in the man was retiring and it was a good store because it was in the middle point if you're driving from St Louis Chicago. Great Place to stop get a bite to eat go to the restroom. Great Location. But again, how do you grow the sales and so? Back and that day an eighty nine we didn't have cell phones, but we did have CB radios. So we began to have some fun get on the radio and go hey, good buddy. If you're driving a bus stop by, we'll give you a free meal if you bring your bus
Opportunity Through Persistence with Cordia Harrington
"I started my first business in Russellville. Arkansas. Do you know where that is i? Know Arkansas. Russell. Okay. Well. Down a beautiful town on a lake about halfway between Little Rock and Fort Smith and my first business was a real estate company concept one realtors and foretelling we use tweet emblem on a real estate vine. Yeah. Little. Did I know? And that began. With the good fortune of having bartered for office space from a doctor that had a big empty building and least my chairs and my desk three dollars a month for the deaths and a dollar fifty a month for the chairs and I was in the real estate business us all five hundred, eighty, seven dollars to buy plywood signs to put in front yards and it grew and it was so much fun. The ladies that I hired. We were the first off you mill business in Arkansas, and the men bankers would literally come by to see what we're doing. And we would stage houses. That's before we knew what staging was and we would try to rearrange the furniture in houses so that they showed the best and it took off so you're showcasing the houses to make them look great. That's very common these days. What was it uncommon? Totally people thought we were so weird to come into their house and stake some pictures down in rearrange the furniture Abed we were trying to give them the best opportunity to get their house sold. You know back then houses there eighteen hundred square foot house two car garage on an acre of land with a lakeview guess how much it was I can't even guess forty thousand, you're really cloak. Thousand. and. So you know and there were lots of properties available and not very many buyers. So it was it was an interesting business in the only reason. I. Got Out of it. I. Loved it. I loved working with the families helping a find a home bettering their life but the people that moved to town the For your family bought the local McDonalds. Daniel. But when I grew up, I didn't know you could own a McDonald's and when I found out, they owned it. I was like all. That is cool. They lived on a Beautiful Lake House they drove a Mercedes than they had every weekend with their family. So for me I thought Gosh this would be so great. They didn't like living in Russellville they wanted to move I love Libyan Russellville K- I can imagine a real estate you weren't necessarily your weekends with wasn't a thing and you're just grinding all the time. So was it was the opportunity for flexibility? What was what like when you kind of had the dream I mean Mercedes is nice but was like drawing you to them exactly. Well, unfortunately, I went through a divorce and my children were one three and five when I did that in having a job that I could be off on the nights and weekends was very motivating. I was driven to spend more time with my kids and yeah I, mean the perks looked nice to but are really wanted quality time with my. Kids an and in as much as I love real estate, it was just impossible. So many business owners I talk to really the family is the reason that they get into owning their own business. You know maybe they work at a corporation at its ninety hours a week than ever see their family, even the money can be nice but I mean, you look up and your kids are. Little and they start growing and you go I'm missing out on their lives. Curious to hear from you how you continue to keep that value as the business grows and scales because there's a little bit of the grass is greener on the other side. If I have my own business, I'll have the flexibility and the autonomy, and it can also be that same dragon that takes you away. From your family if you're not careful yet you're totally right and I haven't the greatest respect for restaurant owners because when I did buy my first McDonald's we were unable to stay in. Russellville that just wasn't the way McDonalds did things and that was offered the chance to buy the EFFINGHAM. Illinois McDonald's where that is I know effingham driven through there once okay. Most people have driven by. Again, a big town of ten thousand people and we had an interstate McDonald's that I purchased. At the time I paid a very high price for it. This was nineteen, eighty, nine paid a million, six, fifty, four it and I had to figure out how to grow sales in order to make that Walker, twenty, seven, thousand, dollar a month payment. And the only way to do it was to drive more sales as you know, that's the way it. But if you'RE GONNA ten thousand, how do you find more people? Yeah. I can imagine I mean the supply and demand kicks in a real way. What was it? An existing store was this new store? It was an existing store in the man was retiring and it was a good store because it was in the middle point if you're driving from St Louis Chicago. Great Place to stop get a bite to eat go to the restroom. Great Location. But again, how do you grow the sales and so? Back and that day an eighty nine we didn't have cell phones, but we did have CB radios. So we began to have some fun get on the radio and go hey, good buddy. If you're driving a bus stop by, we'll give you a free meal if you bring your bus
Tyler Jordan On How To Advertise In A Down Market
"Today's guest teacher Tyler Jordan is the founder of Jordan digital marketing and he's been helping entrepreneurs get out there for years. His Digital Marketing Agency is focused on getting people, new clients, new leads through Google ads, facebook ads, Lincoln, facebook Instagram, you name it. This is why I'm so excited to have him here today as a guest teacher because we're GONNA get some. Free Consulting. This is a really good lesson on the importance of paid advertising right now in growing your business. Even if you have a small budget that small budget can go a long way right now and you should not miss this opportunity tyler Jordan's GonNa, teach you pass it onto him. Now, we'll be back with my takeaways to wrap up the episode, but for now, takeaway? Tyler Everyone, this is tyler. Over Jordan digital marketing. We've put together a six point plan for how to run paid acquisition marketing. Even in the midst of pandemic, the world has profoundly changed over the last two months. People are staying home at a drastically higher rate even as things start to open up even with restrictions being lifted fewer people are going to go out pure people are going to restaurants a lot fewer people are going to be commuting twitter square are two of the biggest companies to announce new work from home policies that. Allow people to work from home indefinitely in a recent Gallup poll more than fifty percent of Americans said they'd like to continue to work from home even after the restrictions are lifted, that means fewer people commuting, which means fewer people listening to radio listening to streaming services, seeing billboards or out of home media. So outdoor marketing opportunities have all but dried up, but it also means that there's a ton more people sitting in their houses searching and scrolling all day long in front of their computers. This leaves a huge opportunity for those who. Are Willing to take it. We've seen massive pullbacks and marking spin, but the people who have stayed the course with their digital spend are seeing major benefits. We've put together a six point plan to explain how you can restart or improve on your current paid marketing strategies. The first point businesses down right now, but it's not going to be gone forever this also down for everyone a lot of people have pulled spin really dramatically if you have the money to continue advertising, this is the time for you to take over your space. Even if your product is dependent on people being out and about you can spend this time to position yourself for the rebound when business comes back those who spend the time and money to stay in front of people right now will continue to be in their consideration set those who poll their marketing will be lost and forgotten, and right now CPM's CPC's are at all time lows in March. The average see pm in the United States fellow three dollars for the first time in two years and the lowest amount globally ever they've increased. About four dollars since then but that's still thirty percent cheaper than what they were towards the end of February. The second point think about the channels you running billboard. Or dead print is struggling in has been struggling for a while TV is hot right now because everybody's took it home and digital is is pure fire right now even as things open up their millions of more people staying home and scrolling their timelines searching from their phones than normal, we're getting finally to see the true capability of the Internet during his time, which is weirdly exciting. NETFLIX's who lives social feeds and Youtube are quickly becoming the go-to entertainment sources for the vast majority of America. If your business typically relies on out of home media or events, look into Ott, youtube bands, and think about runs video on facebook. The third point we'd like to make is think about Tom don't forget the situation that people are facing right now but also try not to be overly cliche. The number of companies that are talking about navigating these uncertain times ridden risen by an astronomical amount you need to care and be mindful of the situation, but don't default to being too scared to have a real message. Make sure you're still telling people who you are and what you do if you can share the story of how your business is helping in the. Current situation or how the company is making changes to ensure that things remain safe when life goes back to normal the goal here is to remain top of mind for your ideal customer segment because if you don't someone else will we have an education based client advertising Kobe coming resources guide as a way to fill the top of the funnel for when their program starts. Gets back to normal. They're gonNA have thousands of new leads in their crm that they can go and attack right away they in cost relieves right now dropped to less than half of their normal rate, and while they're not converting any users right now, they're perfectly set up for the rebound. The fourth point, the noise has been cleared out. CPM's are lower than ever, but that's because no one else has advertising. So that means you have an opportunity to own the conversation personally I've only seen masterclass ads on youtube for like the last two months and I, actually finally just signed up to learn how to cook Mexican food. David able to own the airwaves because so many people have been scared and pulled out of the market. We've seen this sort of result, a lot of times from companies that we work with two. We've seen one of our fintech clients had a sixty five percent increase in conversions with only a thirty, five percent increase in spend on their top competitor campaigns during lockdown their competition pulled back and they stayed strong and stay true to their paid strategy, and they're reaping the benefits for another client of ours has been able to see a sixty one point five percent jump in numbering conversions even after social distancing quarantining started to happen, they've only increased spend about forty six percent. Outside jump in nombre and conversions, versus the spend they put forward simply because there's fewer people in the space another client was able to see a sixty one percents jump in non brand conversions after stay home orders and social distancing. They've only put together a forty five percent increase in spencer seeing outside his jump in overall conversions. The benefit here is that the audience that you're getting in front of right now is one that has more time on his hand and his testing out more tools during their downtime. So people who are getting in front of them are having an opportunity to get leads that maybe wouldn't be so to jump on a demo or get on a call with you. But if you're able to continue to spend that money and own your niche, you have a really unique opportunity to get in front of more of the right people and it might not pay off right now but it will pay off when business starts to get back to normal. And this brings us to our fifth point people are shopping around dramatically more people have more time on their hands. Money needs a stretch further. So people are taking the time to test out multiple different tools whereas they used to just focus in on one and do the easiest thing we're seeing a lot of people sign up for leads, download content and request demos in the SAS face embedded these space, and it's our job to go capture that interest. We're also seeing a lot of people buying a lot more on e commerce sites because they're stuck at home and they need fix their shopping addiction anyway. So we're seeing a lot of huge increases in ECON sector as well. If you're running an ECOMMERCE site, the best place for you to go and find that traffic and convert those users is GonNa be through digital through search social and display. So make sure that you're getting out there in front of people with the right message and using right audience the sixth and. Final point is one that we harp on regularly all of our audits and that's you need to speak to people at different stages of the funnel. Differently this is important at all times the year but especially right now, make sure that you're using the right tone to introduce yourself to new customers be a little bit more mindful of the situation those interactions but once you've introduced yourself, make sure that you let them know why you're different and why they should go with you over the other companies are shopping around with. Once they become accustomed to make sure that you asked her promote you to their friends. One of the big ways that people find business normally is they ask their friends recommendations. So if you can facilitate that with paid marketing that'll put you in a position right now with all your new customers that you bring in today to really allow that to snowball on top of itself. Once the economy starts and things start to get back to normal.
How To Advertise In A Down Market
"Everyone, this is tyler. Over Jordan digital marketing. We've put together a six point plan for how to run paid acquisition marketing. Even in the midst of pandemic, the world has profoundly changed over the last two months. People are staying home at a drastically higher rate even as things start to open up even with restrictions being lifted fewer people are going to go out pure people are going to restaurants a lot fewer people are going to be commuting twitter square are two of the biggest companies to announce new work from home policies that. Allow people to work from home indefinitely in a recent Gallup poll more than fifty percent of Americans said they'd like to continue to work from home even after the restrictions are lifted, that means fewer people commuting, which means fewer people listening to radio listening to streaming services, seeing billboards or out of home media. So outdoor marketing opportunities have all but dried up, but it also means that there's a ton more people sitting in their houses searching and scrolling all day long in front of their computers. This leaves a huge opportunity for those who. Are Willing to take it. We've seen massive pullbacks and marking spin, but the people who have stayed the course with their digital spend are seeing major benefits. We've put together a six point plan to explain how you can restart or improve on your current paid marketing strategies. The first point businesses down right now, but it's not going to be gone forever this also down for everyone a lot of people have pulled spin really dramatically if you have the money to continue advertising, this is the time for you to take over your space. Even if your product is dependent on people being out and about you can spend this time to position yourself for the rebound when business comes back those who spend the time and money to stay in front of people right now will continue to be in their consideration set those who poll their marketing will be lost and forgotten, and right now CPM's CPC's are at all time lows in March. The average see pm in the United States fellow three dollars for the first time in two years and the lowest amount globally ever they've increased. About four dollars since then but that's still thirty percent cheaper than what they were towards the end of February. The second point think about the channels you running billboard. Or dead print is struggling in has been struggling for a while TV is hot right now because everybody's took it home and digital is is pure fire right now even as things open up their millions of more people staying home and scrolling their timelines searching from their phones than normal, we're getting finally to see the true capability of the Internet during his time, which is weirdly exciting. NETFLIX's who lives social feeds and Youtube are quickly becoming the go-to entertainment sources for the vast majority of America. If your business typically relies on out of home media or events, look into Ott, youtube bands, and think about runs video on facebook. The third point we'd like to make is think about Tom don't forget the situation that people are facing right now but also try not to be overly cliche. The number of companies that are talking about navigating these uncertain times ridden risen by an astronomical amount you need to care and be mindful of the situation, but don't default to being too scared to have a real message. Make sure you're still telling people who you are and what you do if you can share the story of how your business is helping in the. Current situation or how the company is making changes to ensure that things remain safe when life goes back to normal the goal here is to remain top of mind for your ideal customer segment because if you don't someone else will we have an education based client advertising Kobe coming resources guide as a way to fill the top of the funnel for when their program starts. Gets back to normal. They're gonNA have thousands of new leads in their crm that they can go and attack right away they in cost relieves right now dropped to less than half of their normal rate, and while they're not converting any users right now, they're perfectly set up for the rebound. The fourth point, the noise has been cleared out. CPM's are lower than ever, but that's because no one else has advertising. So that means you have an opportunity to own the conversation personally I've only seen masterclass ads on youtube for like the last two months and I, actually finally just signed up to learn how to cook Mexican food. David able to own the airwaves because so many people have been scared and pulled out of the market. We've seen this sort of result, a lot of times from companies that we work with two. We've seen one of our fintech clients had a sixty five percent increase in conversions with only a thirty, five percent increase in spend on their top competitor campaigns during lockdown their competition pulled back and they stayed strong and stay true to their paid strategy, and they're reaping the benefits for another client of ours has been able to see a sixty one point five percent jump in numbering conversions even after social distancing quarantining started to happen,
"three dollars" Discussed on KMOX News Radio 1120
"Make another three dollars in food stamps and they're all on the line and bring it all the stuff three thousand food baskets father Bob get injures out reaches in his thirty fourth year he says the boxes packed today will be given out December sixteenth through the twentieth bond is set at one million dollars for a former Illinois state trooper facing sex abuse and assault charges James dark us of Greenville was charged yesterday and immediately relieved of his duties as a trooper he's accused of having inappropriate sexual contact with two girls while employed at Vandalia high school in twenty sixteen there cause has been with the high school actually state police since June of twenty eighteen state police say is extensive background investigation showed no evidence of criminal misconduct at the time of his application looking for partly cloudy skies tonight a low of thirty seven its forty six right now in Saint Charles Edwards bill in downtown at the arch I'm bread showed Kim likes news time for five health matters presented by SSM health here's your host king of all excel senator Fred bottom or hi there and thanks for joining us again really do appreciate it hope you have a great weekend as usual lots to talk about over the next hour including FDA approval of an in office placement of your tubes in kids ears we'll also talk about the measles continuing to claim lives worldwide more food recalls this past week so what discuss how to protect ourselves against that and we'll get.
"three dollars" Discussed on Pet Life Radio
"Go to celebrate something the headline where is the dollars year or year so phone years people along the start of the year right before components will will it work right here you're struggling here the one you want everyone that I might as well come in I agree over and three hundred over and over forty three dollars forty everything is wrong well being is dead and we all we all in our so my my gram again dollars an hour much of me what you need a program will right numbers to it people if you are just selling session because our going results get a result ours happens result in the research welcome their positions one train me out our results one being that way you know you know how you want to read it when you tell your grandma we're told to the phone with them for a long while do this this and this you I have many birds in Brevard keep getting longer while I'm showing you what will want economic whatever with light all you want you see is the school's required me the judge me a little bit like includes one wearing they address you for solution in your do the experts along one if you you need them it raising on one women here your available like the most like start I mean actually right what matters to work with we work we do the cleaning your record or anything on when it's just a long in another for but all the expertise what would you sell should that you can for your and like I stick or not thank you so you were like one minute people people are like or is it likely I would you know by the way we would like them to I did it all for the you as the expert given all the need thank you for free you need to leave according to reach or is it return to that and yeah the before we got one of your your what is that what you get for training we need people in ongoing you want all the one of my it's been doing anyway and you know sharks the working thank you for your work in a one reason is that you are planned for the log in or I'd like he would have to hi well white people you have your old your find we remain included you I'm good with that question another but what I can do that your rules but what what could happen if the women are doing I can't hear you thank you for them your call but help I work for you you have a busy help but it in every year you well we do we do or year no if you're out it was never I'm seeing it because all long long Ali was up them through you know you know we what I want to be widely doing long you're not you're in the US but our dog models can work for you that is the when we look you need wait your free Graham the result so much for your and fourth like all the entire restaurant the dollar more these older complete a lot of a lot more we rate you will more more told and we want to live there your way your grandpa on the other one those are the all.
"three dollars" Discussed on WCBS Newsradio 880
"To donate a dollar three dollars or five dollars to help research for pediatric cancer McCollum had a rare sarcoma on his head he deferred college for a year so he could get treatment he missed a part of his high school senior year in my dance class and that we were supposed to perform at Carnegie Hall and I wasn't able to go because I was sick that week doctors are attacking the cancer with chemo and radiation I love the folks at Sloan Kettering they've they've done everything for me I mean they. I mean they're great McCollum says this experience has made him more empathetic and when I saw all the other little kids there it definitely Hey me hardly lonely there's a lot of people going through this it's just changed me Michael's parents Lori and Kevin McCollum the money that people donate is going directly to research to help pediatric cancer so we're proud to be able to help with that so when people contribute to pediatric cancer research they're really on the cutting edge Michael McCollum is a member of the National Honor Society he's an Eagle Scout he's a smart young man with a bright future he's been side tracked but not for long when I was told the news about my cancer and I couldn't believe what I was hearing so I I'm pretty much prepared for anything coming my way now in West Orange Shawn Adams WCBS newsradio eight eighty. that is the Jack black's as the crazy to think about all the things we learned in school that we never use.
"three dollars" Discussed on KMOX News Radio 1120
"Three dollars and they use fresh cracked eggs remember when you were first very funny you for one time two three dollar breakfast light is anytime a white because tax not included. casting for the bomber Rita automotive group studios miseries number one automotive group this is Saint Louis is news radio KMOX. it's now six nineteen as we continue on total information I am let's check in with Steve potus get Bloomberg for the latest on your money sponsored by a McEnery Capri on elder law attorneys and Steve sorry Charlie star cast has to pay a hundred million dollar criminal fine that's right Michael yeah the company on the hook for its role in a price fixing scheme with bumble bee and chicken of the sea the country's top sellers of canned tuna a federal judge in California impose the fine yesterday that the maximum allowed by law after rubs stark is pleaded guilty last October in addition to paying the big fine starkest will serve thirteen months of probation and cooperate with the justice department in their investigation now ahead of the fed meeting next week this morning brings a look at the cost of living after back to back core consumer price index increases of point three percent in June and July the forecast for August is for a two tenths rise in core retail prices those without food or energy costs the annual increase for core inflation is seen coming in at two point three percent that will be up a check from July waiting for that we're seeing green arrows S. and P. futures are positive now by four points nasdaq adding twenty eight Dow futures higher now by forty nine with your money report I'm Steve potus with Bloomberg business on Saint Louis is newsradio KMOX..
"three dollars" Discussed on Bloomberg Radio New York
"Percent or three dollars ten cents at fifteen eighteen seventy announced the euro one point one zero three six against the dollar that's a Bloomberg business slash owners Michael bar with more on what's going on around the world Michael president trump says that he canceled weekend secret peace talks at camp David there were to include Afghanistan's Taliban leaders he says it's because of last Thursday's Taliban bombing in Afghanistan that killed a US soldier and eleven others week one of the NFL Sunday the giants and jets lost patriots ravens of forty Niners won the Redskins lost in baseball the Yankees down the red Sox invited the Mets lost in tennis at the US open Raphael Nadal won the men's singles final global news twenty four hours a day on a or an a tick tock on Twitter powered by more than twenty seven of the journals to metals to more than a hundred twenty countries I'm Michael bar this is Bloomberg hi Michael thank you just before six nineteen on Wall Street and life in the Bloomberg interactive brokers studios this is Bloomberg daybreak let's get you set up for the trading day and week ahead joining us from New York Joe weisenthal head of the Americas newsdesk for Bloomberg news in London we're joined by news director David Merrit and from Beijing we're pleased to have with us managing editor and a Brian with central banks in focus this week around the world Emma the latest data out of China maybe putting new for. is on the P. B. O. C. yeah the trade war does continue to re damage on China's economy we had done around at the weekend showing exports fell one percent in dollar terms last month and shipment specifically to the U. S. slid sixteen percent now this decline comes despite Beijing's efforts at targeted stimulus but the most recent move to cut to banks reserve ratio requirements late on Friday night here that will inject a hundred and twenty six billion into the economy but the consensus among economists is that China will need to do more to stabilize growth here and the cabinet the State Council has signaled more is coming of course the trade war is weighing on the euro zone as well David Merritt a lot of expectation heading into this week's ECB meeting that's right a big one this week for outgoing president Mario Draghi the expectations all he's gonna have to at least yet more stimulus to try and shore up the European economy take the places like Germany the biggest economy fairies visited slipping into recession so or the economist we celebrate they're expecting a rate cut but least ten basis points further into negative territory said bring rates to minus hall for percent and some suggestions that might be a reactivation of bomb Puch sizzle that many of the governors around the year as I in opposing that say you know will this met send the year of that down against the dollar that's gonna perhaps provoke a response from president trump he says that that is very on fat Europe can take this while the fed does less and houses planes the decision next week at the federal reserve will be tickets and decisions on September the eighteenth the may deliver themselves another quarter point right now Joe weisenthal I liked says segues right into you I mean that yeah chairman Powell isn't exactly waving off the expectation that there will be a cut next week that's right so September eighteenth we're gonna get another fed meeting of course we heard from Paul in Zurich last week you know I think. be clear message is there is likely to be a cut and there are they is fed obviously has concerns the market is pricing in ninety six percent chance of a twenty five basis point cut there had been chatter that maybe the fed should go more aggressive that maybe I should do fifty basis points and try to really us as signal that it's out here to play so to speak and not messing around but you didn't get that impression from Powell although he is concerned it was not panic or anything like that and so at this point deeper than twenty five basis point cut is seen as very unlikely well let's go back to you David Boris Johnson is facing a lot of accusations that he's messing around when it comes to his brexit plans yes I mean it really type in a week last week we have more the same this week the prime minister's been in all in today and did a press conference with the Irish prime minister that trying to find a way through all these problems with the brexit tale so the deal could be struck for then what type of it still nothing on the table that shows any sign of it at anytime see meanwhile back in Westminster parliament tying Johnson's hand saying that he cannot go for no retail and also he cannot have an election to try to break the impasse they'll be another vote in parliament tonight on that question I'm parliament is expected to reject pot so where does it go from here his hands are tied his box then he's got ministers resigning I I bought his staying to find his saying that we're going to carry on with this strategy rake on a leave of the European Union by the end of October so old to pay for this week back in Westminster no Joe weisenthal back to you some key economic data this week before the fed decision in a lot of ways it's all about the consumer that's right so we know that there is a fair amount of weakness in the economy particularly on the manufacturing side that's clear that being said the consumer is the sort of core element of the US economy and things look okay from their front actually look pretty solid so as long as the consumer hold. but of course as long as job hold of dat would expect to say okay we're not going to go into recession so we have a pretty big week in data this week price data CPI data initial claims data earnings data so you know the key thing that we want to see is is there any sign of weakening in the labor market indicators and as long as those hold up you would expect the consumer to hold up and as long as that holds up than you'd expect overall pry unlikely this year recession then Brian back to you after another weekend of violent protests in Hong Kong no let up even with that extradition bill off the table yeah that's right okay where in the the fifteenth straight week of protests in the city even after Carrie lam the Hong Kong Lida formally withdrew the the bill as you said that sponsor it'll demonstrators are have other demands that will be hot it's an eight that includes a full judicial inquire re into police violence and universal voting rights in Hong Kong as well we had tens of thousands of people marching peacefully to the U. S. consulate at the weekend to appeal for trump's help and they would have pockets of violence and vandalism particularly in the subway system in humble Bloomberg managing editor and o'brien with us from Beijing thank you as well to Bloomberg news director David merit.
"three dollars" Discussed on KLBJ 590AM
"Three dollars simply your breakfast at cannot be combined with any other offer Jeff warden women so the irony of what the governor signed today should not be lost you've had an entire legislative session like most of them that are governed that are really the sole purpose is to keep sinful things away from you and you're not you your neighbor your neighbors could their kids are mass there a mass at thirty eighty as dean by somebody from Mineola Granbury yeah they might become gay your neighbor might be gay well the one for the wasn't for the legislature they might the gate can immersion Hey and smoke pot the gay conversion places are still alive they're still of that let's just run because go through people listen your neighbor might be gaining my smoke pot they might play daily fantasy football so they would be a total mass governor signed a law building allow retailers to deliver alcohol starting September first just in time for football welcome hordes so it would allow food would be required nobody said how much or what time you got you got to have food with us through Asia met with Ms and I'll take the wild Turkey please yeah Lima said that the many says while Turkey while work is still around yeah as heavy drinking there you got to be your grandfather your division one grand dad did at all trash man yeah wild Turkey a trash truck smelled like Walter really yeah the miracle this pro straight down the road they run over more trash cans any picked up cocktails made at the business would not be legal to deliver so what that means so somebody in Ford focus is going to mix them on the way no you you you could just get her she can't get you can't get mixed drinks why not what's the difference right three seven on newsradio kale B. J. five ninety AM and ninety nine point seven FM either way just so you know earlier today Robert Muller the third seventeen was not familiar with fusion GPS which is strange because fusion.
"three dollars" Discussed on 10 10 WINS
"To three dollars simply your breakfast at cannot be combined with any other offer seventy two degrees cloudy skies here in mid term humidity eighty seven percent wings northeastern twelve gusting to seventeen seventy one and Baldwin seventy three degrees in New York seventy and torn with wins news time twelve forty eight president trump says so US warship has destroyed in a Romulan drone the president says the USS boxer was confronted in the strait of formal is a boxer took defensive action against an Iranian drone which had closed into a very very near Justin's approximately one thousand yards she says the drone threaten the safety of the ship and its crew the drone was immediately destroyed president trump says this is the latest hostile action by Iran United States reserves the right to defend our personnel have facilities and interests you Ron recently shot down a U. S. drone that it said was flying over Iran at the last minute the president called off a planned retaliatory strike and Donahue Washington the US has brought home an American citizen who was allegedly fighting for ISIS the Pentagon confirms that U. S. bank Syrian democratic forces were holding the unnamed American who will now face trial for his alleged involvement with the terror group the suspected ISIS member is one of over two thousand for an Islamic state fighters from over fifty countries held by the Kurdish led forces there were reports in April that some of the detainees were being investigated as United States citizens.
"three dollars" Discussed on KNSS
"Three dollars and sixty cents higher thirteen hundred forty forty the S and P. I may end points higher. Twenty eight ninety three quarters June dollar index is unchanged at ninety six ninety seven with June desert. Teachers up seventy six points at twenty six thousand eight for commodity trading. Right. Marketing advisory contact commodities on the phone on the web by using eight six six go to Tom, Tom. You talked about the price of oil, there couple of oil tankers, according to the US, navy or reportedly attacked today in the Gulf of Oman. And of course, the price of oil shoots up a little bit when that happens. What when the price of oil goes up. What else does that affect what I know that has some sort of ripples for all of us, we ask, because there are so many products that are made from petroleum that, you know, it affects a lot of things in the long run, you'll beside your gasoline price. It's a lot of products. After that base does have an effect out there now at the moment. This is a pretty small significant balance to the upside, considering a downside, we've seen for the last several weeks in the energy markets. And that's the information you get from Tom Leffler. We always appreciate it, Tom. Thanks for stopping by. Thank you. That's the commodities update with Tom Leffler of Leffler commodities. And we talk with Tom at this time every weekday morning and get the latest on the commodities. Thank you. Tom to six forty two Stephen Ted in the morning. Keep an ear for money tracker. Don grant perfect is the enemy of good. I have no.
"three dollars" Discussed on WHAS 840 AM
"We have an update this was an ugly situation, and it was a brain that you wouldn't expect. I think it was like a it was a lab. It was a if I'm not mistaken, or a golden retriever. It was a dog that you wouldn't expect the mall, somebody all you got to hear this coming up in just a bit. And then we'll get into Trump and the Russia tweet Bill bar on Muller and obstruction and the lack of a definitive judgment call. There is a lot of ground. We gotta cover in just a bit here on Schnitt. So place them by. Hey, with Father's Day, just a blink away. Father's Day is going to be coming up quickly here. I'm going to help you with an awesome gift. And of course, it's from harrys dot com. And Harry's makes the greatest shaving products at the greatest prices. See that's the beautiful balance. You know, you hear about the balance of nature and, and how just everything is just a symbiotic relationship. We'll tell you right now with Harry's they figure this out a long time ago. Awesome, awesome quality but not sticking to ya. I mean, not ripping you off, Harry's ultimate quality at the greatest possible price, that was the whole design in building, Harry's from the ground up and I've been using Harry's now for ten years or so. And the blades of phenomenal. The quality is there and it's like half the price of the big drugstore brands. So for Father's Day how about giving dad the trifecta gift that he'll love gift. It'll actually use and gift that is not going to bust the Bank. And you know, fathers gonna think about you everyday because they're going to be shaving Harry shave set here. And folks, this is awesome. This. This is awesome three dollars. Three dollars is going to get dead. The razor the weighted handle. And of course with the way to handle once he's done with the, the blade. He gets the just order blades at two bucks a pop and you'd still use the way to handle that they said you, so you'll get the raise of the way to handle the foaming shave gel travel cover three bucks three dollars. So listen, dad something more expensive. This is a great stocking stuffer so to speak for Father's Day three dollars. And the shipping is free. Then I say that let me say it again three dollars for the full shave set from Harry's, and shipping is free. This is like it's almost like the whole thing free. This is such a.
"three dollars" Discussed on KQED Radio
"Swimming is only three dollars a lovely fashions range from one to five dollars. The idea was that this new dole would be sold alongside a whole wardrobe of outfits back in the US wreath handler gave the lily delta, her designers, and they got to work making her into their dole. We tried not to make her two beautiful. We were not anxious to have a beautiful because we failed. If girls were going to project themselves through this. We didn't want her to be feel the little girl to be threatened by the beauty of Barbie on March. The ninth nine thousand nine hundred fifty nine Reese handler took Bobby to the annual Twee in New York half of our buyers really didn't like it. The man felt that women would not buy a doll with a woman's body with breasts and. Narrow waistlines narrow ankles, and this adults sexy looking doll and men felted their wives would not want it. And that wouldn't be right for child that they were wrong women on the other hand instantly flipped for that. The dolls no sooner landed on the counter, then they were snatched up by the women buying them for their daughters. It was just very odd. People were coming up to me asking me for my autograph by this time. Restore to Barbara bobby's namesake was eighteen and just got married when people came up and say to me all year, the real Barbie. I couldn't understand it because that's just a name that was given to the doll. But a lot of people thought that they modeled it after me, and they made it look like me, and that I was supposed to be it. That's not.
"three dollars" Discussed on WZFG The Flag 1100AM
"At the three dollars a three dollars for Colgate. I would think they would sell tooth powder in jail. That's real Manley. Remember the tooth powder? Clint did you ever use tooth powder? When I was a teenager. There was a time that we all use tooth powder. We thought it was macho like women use toothpaste menus tooth powder. We pour it on the brush, and we wore it was better for our teeth oral B toothbrush. Three twenty dental floss dollar sixty flaws picks a dollar thirty eyedrops reading you get the picture you could buy yogurt now. That's a good tip of the hat. You buy batteries in jail two thousand twenty cents. Double A batteries. Triple eight to twenty nuts. How could I swear to God? I'm not making this up. I'm going to go down the list again. I know this sounds arcane, but it is it's very interesting to me under the items you can buy in this jail. Where Cohen the rat is going. That's Trump's lawyer. It says religious items limit of one oil sandalwood oil.
"three dollars" Discussed on The Digital Story
"Off that eighty three dollars as very affordable using get your own domain, your own Maine as part of that they handle all the thorny stuff with it. It just happens. You just say I want to name for my domain if it's available. They take care of it. And next thing, you know, a day later, you go it's done. You're ready to go, and you have your own domain that's part of the eighty three dollar annual price while so the make sure that you get all these benefits go through the tile on every page of the digital story or the link in the show notes. Even if you're just going to set up free. Account because if you decide to upgrade later, then you'll get the discount if you started out through our tile or through our link portfolio box. I think is just a fantastic way to show off your images, it just feels like quality and you put your best shots there. And you've got a place suddenly that you can share with other people with clients with potential clients and say, look, this is my favorite work in a very great presentation. I hope you like what I've done here. Go there play around setup. Something fantastic for yourself set up that quality site that you've always wanted. It's easy. It's a Ford -able looks. Just a quick note about using aperture and automated to add meta data to your pictures. I I ran an article about this last week. And it's crazy I've been playing around with automated or more lately because of MAC OS Mohave and Mohave really plays nicely at the finder level with automated, and you can just create these little actions very easily that save you all sorts of time. So as I was playing around automated, I just noticed all these aperture actions that were in there on this is really cool in since I can initiate these actions to the finders going, man. Wouldn't it be nice to be able to add my copyright, and my other PTC meta data to photos where you know, they don't normally have it, you know, like in my Olympics cameras. The camera will add the copyright information for me, but my iphone. Dozen in the Fuji film exit. Ten doesn't start playing around with. And I created this action very easily that basically just dump all the images into folder on my desktop. And then I just run the action and it happens really quickly since all the images over to agitator. It adds all the IP meta data that I've set up as a boilerplate. And then a dumps the images in a -nother folder. They're my desktop, and then I can just import him the photos, do whatever I want, you know, put them up on the web. However, I wanted to and this is like crazy fast. It uses Abajian which I haven't used aperture seriously for for a while now, but I still have it, and it's just a lot of fun. So if you're sort of interested in something kinda geeky like this is very easy to do. Because I show you in the article step by step exactly what to do. And what the recipe is. So it's all there. You can do it. But if you're interested in that I have the link to the article in the show notes go over and take a look at it. It's a lot of fun and I have to take the working rate suspend Suspend out. out. Coming next week the official two thousand eighteen.
"three dollars" Discussed on KDWN 720AM
"Three dollars and ninety nine cents next week and they're coming with the food next week to make soup, and you know, what hope is where you find it and a full life is where you live those kind things happened to me all the time. I live a blessed life that way because I get to deal with senior citizens all the time. Now there about thirty to forty percent of our entire population served it, hopefully, and of twelve thousand people that's a lot of people must live only on seven hundred bucks a month or so, and so you got to meet with them and try to establish some income supports and other ways to support them and help them because the golden years really gloom foil these days if that doesn't inspire people not to take things for granted people can get into as you said, what should be the golden years, but certainly are not they're just trying to get by and affordable housing in southern Nevada. There's barely affordable housing. Yeah. That's an oxymoron really what we have as a goal. This fall November fourth through tenth is our annual hope week event. Oh, sure. You did that last year? He did it last year. And the goal is the same trying to raise money to keep people sheltered and fed while we work on more permanent solutions to their dilemmas. There's so many people out there during the cold winter who fall upon hard times families seniors, and they have no other recourse, but to be a victim to the streets. And he keeps them off the streets. We try to raise money each fall. So that we can pay for some shelter and some food while we in our case managers work on permanent solutions to get them house in fed and back into society its job loss. It's a sudden medical expense things like that that throw people and they're already living paycheck to paycheck. Those people are these days Hopelink is there for that. Our slogan is hope can change everything, and we can only do if people's help don's going to fill us in on the upcoming hope week great time to donate online. Click. Easy. We are not done with the show yet. Do you? Remember a couple years back big ice bucket challenge that raise millions of dollars to fight a LS. Lisa Tomlin Curry's in studio from the AL association Nevada chapter. She's gonna tell us more about that deadly disease. What that money was used for and an event that they've got coming up next Sunday we can all participate in walk to defeat AL s at cornerstone park in Henderson. We're gonna talk with Lisa after this raiders football on the K D W N, we're here with Chuck founder of dollar loan center. Now, I know I hate the real treadmill, but what's this debt treadmill? I hear about all the time. Well, a Detroit mill is a trap with a lot of payday loan companies out there, especially some of the online scammers it basically means you keep paying interest over and over and your principle never goes down. So my loan would never get paid off in that situation. Exactly. And it's not a good treadmill to be on..
"three dollars" Discussed on WAFS Biz 1190
"The stock was forty three dollars. What six years ago from forty three dollars down to a dollar fifty seven. There's something to be said for the disrupted. And the disrupters. Which side of the street. Do you want to be on? Do you want to own the companies that are disrupting things? Or do you want a stubbornly hold onto companies that are being this rapid? It's a powerful force in the market. I would say you're better off identifying investing in the disrupters. The disrupted another one bed bath and beyond. Slides to a nineteen year low. That thing is now fifteen dollars a share. It was eighty dollars a share just three years ago. Now, there's a lesson on short-selling. I mean, if you find one that's getting disrupted you can short the stock. You can sell you could've sold this stock back in two thousand fifteen at eighty dollars per share. You know? Hey, negative position. You've borrowed those shares you're gonna have to put those years back into your account will if you covered your short today at fifteen dollars per share, meaning buying those same shares back to even out the shares at zero in your portfolio, you would be up sixty five dollars per share. That's a nice little hefty gains. So that is another strategy that some us. They pick on and short the dis rap did or the poorly managed companies now to me. The most vulnerable sector out there. I probably saw a dozen more small biotechs go public this week. Now, I'm not sure the biotechs be crazy to be short the biotechs right now because there's a risk on appetite and they're gobbling up biotech hype heels and even secondary offerings. There seems to be no problem getting more money from investors these small biotechs, but I'm just here to tell you that another fifteen twelve something like that small biotech stocks came public this week. Now, it's been such a busy week on the show was so much news coming from all over the place. I never even got to the biotechs that were going public. Basis. Another area of the market now, I'm swinging back and forth from areas I like to areas that I avoid how about David's T. How's it doing today? Just on the cannabis friends, which to me is very reminiscent of the dot-com frenzy, David's keys says that cannabis producers continued to knock on our door telling us they want to add cannabis to our David's keys, and that stock has been going up and down. Well, now, there's another one another player. This one has even had time to change their.
"three dollars" Discussed on WGN Radio
"Down three dollars and hogs up twenty cents trends in today's green trade we up six and a quarter cents a bushel fourteen and a quarter cent corn increase in soybeans up twenty six and a half cents we'll have the settlement prices coming up an hour from now wg and sports it was a nice start to the season for the cubs ian hap first pitch of the season and half goes deep with a home run to give the cubs an early lead the marlins have come back now the cubs leading in the top of the six the score five to four of the white sox get things going a little bit later this afternoon in kansas city in fact about an hour from now my prediction is the white sox are gonna do that in one better our leadoff hitter is going to hit a grand slam i like that idea back to you know really just keep it andy mazer what the pregame a to forty first pitch three fifteen ed farmer and darren jackson right here on seven twenty wgn blackhawks roasting winnipeg tonight you can hear that starting at seven on seven twenty wgn and wgnradiocom the bulls are on the road they are at miami just like the cubs now look at traffic violeta podrumedic traffic is sponsored by burlington right now that you didn't stale clear between like crowd and the junction inbound kennedy's building it's forty minutes o'hare to downtown thirty three minutes on the flip the eisenhower's building in both directions at forty minutes between thorndale and the old post office outbound stevenson's very heavy at an hour already lakeshore drive to three fifty five pretty much solid traffic all the way to cicero and then it loosens up a little bit after that inbound sides clear at thirty four minutes and the dan ryan twenty minutes ninety fifth to the.
"three dollars" Discussed on The MMA Hour with Ariel Helwani
"And books is i'm talking like uh your outside of and you get charged every day for being in jail to get like the three dollars a day they charge you so if somebody send you honour bucks in you've been there and you have a of forty dollar you'll get to spend sixty of that one hundred but they take their forty would you spending money on a jail hamas series commissary is you can order deodorant and hit a unlike clean products or baby powder or rahman noodles roman numerals are big trading thing in there or cakes and food i big sweet tooth at that age and and you know some time i was cold people's o reverend on and i'd get like a keiko some somebody will hug me up man you know it is hard that was one of the toughest parts was that we just so hungry man and you can't leaving kengo's story kengo the fridge and get some food and then you can't use the bathroom by silver's twenty toilets and twenty showerheads you can't shower by so there's no doors um um there's a door to the twenty shower but everyone later georgia the twenty toilet toilets have racial or non also very men at all did you did you uh sleep in a cell with other people are did you have your was different there in the time that i was there i went to i travel they took me back and forth between a couple of different jail even mary removing here wire that i had another charge uh in another jail which is in a different county uh that didn't um i didn't get convicted of so like when they move me around the jail's there was his onetime natshe travelled me from one to the other they took four of us from the one jail right and they shackled you up to your ankles in your hands in your waist and when you shackled at them ankles my i remember the pain my ankles went through from being shackled for five or ten minutes china walk in those a heart my ankles so bad and um.
"three dollars" Discussed on KOMO
"With everything price at three dollars brand liz hopes its one price for every product proposition will draw customers the same way the shave dollarshaveclub ended the man's razor market with its subscription service snap is having a tough week the parent of the snapchat at saw its share price drop below its initial public offering christ for the first time yesterday and today shares are down another six and a half percent morgan stanley which led snaps ipo in march downgraded the company citing increasing competition i'm bruce veil with your money now very modest mixed results on wall street the dow is down three aspects up three the sp 500 is down five progressive presents mindfloness with flo you're descending down a staircase each stock scam steve marqui progress the bottom of the stone cases in phnom selling cupcakes you with with the men who seems too because you really you're getting deeper and deeper into saving money with progressive visit progressive com progressive casualty insurance company and affiliates discounts not available in all states or situations traumatic brain injury afflicts many of our military heroes returning from combat thanks to a partnership between the in chanted fallen heroes signed on the us military service members like major steve taylor are being treated with them whitman ninety percent success rate the intrepid found what was good in that there were on your aromatherapy and who were all lane in buying about the operation of the brain for more would follow in heroes fund godoy the good news is that if you go to buffalo wild wings order from a fastbreak launched by new and don't get your food within 15 minutes your lunch is free the bad news as we don't plan on taking longer than 15 minutes free lunches for you crazy for your business model is a blunt fan vast 'transferee we do it for you buffalo wild wings wings beer support for them and.