35 Burst results for "Three Bedroom"

Some schools build affordable housing to retain teachers

AP News Radio

00:58 sec | Last month

Some schools build affordable housing to retain teachers

"Some school districts are building housing to attract teachers In the San Francisco area a school employee Taylor Garcia and her family were finding it hard to make ends meet Do we have to leave the Bay Area Can we stay here We were kind of floating in the unknown The Jefferson union high school district in San Mateo county has set up educator housing Now we have a three bedroom And it has a lot more space more closet space more space for the kids and their things Monthly rent runs from $1400 for a one bedroom about 2400 for a three bedroom and a lie with Jefferson union high school district says they've had a big turnover in staff And this is a way for us to be able to retain and recruit both teachers and staff Teacher Lisa Raskin moved in She's saving on rent and can walk to work I don't know why they didn't do it sooner A study found the average teacher could afford 0.2% of homes in San Francisco None in Silicon Valley I'm Ed

Jefferson Union High School Di Taylor Garcia San Mateo County San Francisco Bay Area Lisa Raskin Silicon Valley
How AJ's Father Found Their Home in 1966

AJ Benza: Fame is a Bitch

02:29 min | Last month

How AJ's Father Found Their Home in 1966

"My father gets a flat tire driving out to Long Island to go look for a good fishing spot. And Long Island, especially in that area, is right off the great south bay. Which a couple of bridges later leads you to the beautiful Atlantic Ocean, fire island, Jones beach, beautiful, beautiful spots, especially back in the 60s. So gets a flat tire, starts walking down the block, calls snedeker avenue, which is named after an Indian tribe. Because Long Island is filled with algonquin and Iroquois Indian folklore. And as he's walking, he notices these model homes that look nice. Now, back in Brooklyn, it's me, my mother and my father, my two sisters, rose Lee in The Rain, living in a two bedroom apartment on 80th street, 16, 26, 80 street. Not ideal, but it was a wonderful place to be born in Brooklyn is Brooklyn and I love it to my till I die. But to think that for $24,000, he could have a home with three bedrooms and a backyard big enough for a pool. And maybe live on the water or the canal, it was too much. And my father had come up on this model home when he came back to Brooklyn, got his flat fixed, did some fishing in the area because back then, there were no bulkheads, you could walk down the street and some streets didn't even have asphalt. It was just dirt, and you get right to the great south bay, you could walk into the great south bay. Clam go from muscles, cramps, fish, and my dad did just add and came back and brought a few fish home and some clams, and he told my mom, I got much more for you than what's in this SAP. There's some homes. We need to look at. And they went back a week later or so and he showed my mom and his father, my grandfather, who was still alive back then. And my aunt Mary, his sister, where we could live, and you can imagine these people who rarely left bensonhurst Brooklyn. What this new idyllic community looked like. And it was beautiful.

Long Island Great South Bay Brooklyn Jones Beach Rose Lee Atlantic Ocean SAP Mary
"three bedroom" Discussed on KOMO

KOMO

01:33 min | 6 months ago

"three bedroom" Discussed on KOMO

"ABC News Three bedroom Dutch colony meanwhile 5 construction duplex IO 7 Welcome to the housing market I'm with bretton and I'm here to help Oh I love red fan but I need an agent this all my house Rhett and has agents and they're great They sell twice as many homes so they have the skills to help you sell for more than the home next door Huh And here I thought Redfin was just an app I was addicted to For so much more But thank you Wanna win So with Redfin it's real estate done right Open house style four Learn more Redfin dot com You could unlock more cast than you realize from your home's equity with a cash out refinance today In the last year average home values have gone up nearly 20% and with rocket mortgage you could unlock thousands in less than three weeks but you've got to act right now before rates go up So when you're looking to unlock the cash in your home rocket can call 8 three three 8 rocket today or go to rocket mortgage dot com to get started It's a lot later like it's not 50 states and I'm always concerned I sit out over 30 3849 zero one two three three disclosures and cost information UVA cancer center researchers see a possible breakthrough in every moment Like the moment we discovered a gene responsible for glioblastoma Or the moment we found the link between an unhealthy microbiome and metastatic breast cancer Because at Virginia's only NCI designated comprehensive cancer center we combine the most experienced clinical teams with the latest research in the fight against cancer giving you the best chance of beating it Learn more at UVA cancer center dot.

Isolating the TAGs and LAGs

Daily Poker Tips

01:09 min | 1 year ago

Isolating the TAGs and LAGs

"So how do you isolate the tight aggressive and loose aggressive players. I they make a raise pre flop youth three bedroom right. Maybe they're in the blinds and then you open raise two. Maybe three three and a half big minds to get everyone else to fold. Hopefully you've got that tag or lag heads up to yourself. And if they three bet well. You've got a plan for that right. You're already trying to isolate one of the strong players at the table. Now here's the big idea. Do not isolate a good player. Without a good reason reason number one could be that you have a very strong hand or maybe it's a playable post flop hand and you know how to play like six seven suited. Ace five suited stuff like that. Hopefully you're in position against a strong player. you've also been paying attention to how they play. And you know that they have some post flop weaknesses that you can exploit and another reason to isolate. These players is for bread and butter. So you're the pre flop razor and you're in against them allowing you to extract more value post flop or potentially bluff them off the pot a little bit easier because tags and lags. They hate seeing the flop out a position right.

The Haunted Hallway

The Confessionals

02:50 min | 1 year ago

The Haunted Hallway

"As a kid. I used to have a lot of issues asleep arouses. I didn't know at the time it was. And that was pre internet pre dr phil kind of thing But i used to wake up a lot in the guy felt like goes being pulled from my bed. i used to have a lot of. I guess like hallucinations. Because i know there's a medical description for sleep paralysis but often see a lot of strange things in my room so there was a lot of times i spent a lotta nights sharing a room with my brother because i was just terrified to go to sleep at night. I don't think that had anything to do with what was going on in the house. But it kind of made me. I don't know maybe open to just being scared and looking for those kinds of things. That would terrify a child. Because i couldn't understand what was happening to me at nights and And i never really talk my parents about it until as an adult so they never really knew how how much i struggled but Yeah basically the house was a nineteen fifties rancher. My dad always told us like a post second world war house. He bought it off a gentleman who is actually terminally ill with cancer and basic. The previous owner. As far as i know passed away but part of the house was left unfinished an area of the house that we call the room. It was kind of a no go zone especially when we were kids later did become a bedroom but the house was a basic rancher on one side it had a garage on the opposite side of the house that had a living room and kitchen and it was just connected you know the two sides are connected with the long hallway had three bedrooms and a bathroom. The two bedrooms that me and my brother had were across from each other closes to the garage in the bathroom has crossed my parents closer to the living room in the kitchen. So i do. I'm a little nervous. It's hard for me to kind of figure this stuff out but Yeah it's all good man. Yeah my Basically the hallway was just kind of unspoken no-go zone for me and my brother. And i actually spoke to him yesterday. He's not as open to the subject as i am but It was just an area of the house. You didn't go especially as a kid. We never walked in the hallway so he had to leave your benjamin go to the kitchen me. It was leave your bedroom. Go and run in a full sprint. Was never just nonchalantly walking minding your business. We didn't play in the hallway as kids until we got older. We it would just be a full sprint from the living room to the bathroom from the bathroom to the garage. It didn't matter where you're going. You never walk in the hallway

Dr Phil Paralysis Cancer Benjamin Sprint
Erika Jayne Is on the Hook for the Millions Her Lawyer Husband Stole

AJ Benza: Fame is a Bitch

01:33 min | 1 year ago

Erika Jayne Is on the Hook for the Millions Her Lawyer Husband Stole

"Because there is some very good news just very just news that just got handed down in court. Since filing for divorce from the crooked Tom Girardi. Erika Jayne has really had to cut back on the way she lives her life. She's learned how to stretch a dollar, guys. She was forced to rent not buy rent a $7500 a month mini mansion with three bedrooms and two bathrooms in one pool. What is the poor girl gonna do? I mean, what do you do when you entertain only one pool? No, no, no. She had to sell a bunch of her designer clothes and shoes because they wouldn't fit in her new house. She also traded in her Lamborghini for a Range Rover. Oh, what a fucking step down. Well, it is, I suppose, but Range Rover was a fucking great. So that's my dog behind me. She solved the chair. Erica is still insist that she didn't know a goddamn thing about Tom's crimes of stealing money from his clients. But now she's getting fucked as good and hard as she once gave it to Tom because a judge in one of Tom's lawsuits has ruled that the ex clients, these embezzlement victims, their names are Joe Jamie and Kathleen rebel miss. They can finally lawsuit against Erica to collect their stolen $11 million. When you see the documentary, you'll see how sleazy and shady and what a fucking outright lawyer this guy

Tom Girardi Erika Jayne TOM Range Rover Erica Joe Jamie Kathleen
"three bedroom" Discussed on KLBJ 590AM

KLBJ 590AM

04:44 min | 1 year ago

"three bedroom" Discussed on KLBJ 590AM

"You absolutely guy's phone number 512836. 05 95 12836059. Let's go to Robert. Robert. Thanks for calling. You have a question for us. Hey, guys. Yeah, I have a house three bedroom 2.5 bath. I've been on market and Pflueger ville for 31 Day. Not have an offer yet. I'm just wondering what's going on. Yeah. So, um, we were on on the break. I was telling John about my theory of the three PS. So when I do like a, uh let's say that there's a listing that didn't sell and I come in and try to help figure out why that is. And the reasons can fall into three categories. And they all start with P. So it's easy to remember. Um, but come in with the presumption that you're confused. Which you should be confused resumption one of those piece coming out, Okay, Because if he if he knew the answer, then he could fix the answer. So I'm presuming that there is some confusion about Okay. Why is this not selling? The first piece the obvious one to guess it could be pricing. So you want to go back and look at pricing to see if it is if it is overpriced, But the other two categories could also be at play. And there could be multiples. Um, one this package, And so this goes back to that previous caller to say, Is there something weird about the houses? The four plan weird is there like John said. Is there an add on where you have to walk through a bedroom to get to another? Bedroom package also describes condition So does it smell or the holes in the wall? That kind of thing? So is it Is it meeting some meeting or is it by a highway or is it by some something that turns people off, right, right? And then there's promotion. And and so the promotion is going to be all the marketing aspect a lot of the things that, um, that an agent would handle. But it also has to do with the big scope of promotion as well as the micro scope. Where you know are the are the photo of their professional photos. Um, sometimes this is actually more common than you think. But I've noticed that And this could be so influential. There's some big houses. There's there's big square footage and when you have a like, let's say a big living room, and I'm totally hallucinating. So this may or may not be true, But let's say you have a really big living room. That's super wide right. It's like 25 ft across and then it also has a high ceiling. Maybe a 14 ft ceiling that when you photograph that our minds try to scale that it will scale it down. And so the photography is really important. Because if you're not conscious of that, and this is the kind of thing that an owner will never notice, because when you see the photo, you know how big the room is. And the listing agent will often often not notice this because they've been in the house when they met with you. When those photos come out, it's good to have somebody with a critical eye. Look at the photos to say is this truly represent the room? It could make the room look tiny. If people are assuming that it has nine ft ceilings, then they're also shrinking that other dimension. Think and let me ask you a question, Robert. What did they describe the house? Like the age of the number of bedrooms? Uh, what? What number You haven't listed for? Um, it's 2200 square feet. Three bedrooms 2.5 bath listed at 3 85 and when what year was built 96 has been redone since 1996. Um so it does need the kitchen. Done? Uh, and new carpet. Gotcha. So, Kevin, I mean, if you're just thinking out loud, I know you could be. Yeah, This is a competitive price range, right. So under 400 is competitive. Louisville is pretty hot. Um, it doesn't on its face sound like a pricing issue. But it might be that package issue right? So if the carpets are need to be redone if the kitchen's needed to be redone This is as crazy as it sounds like our collar that grew up in Austin will go golly. But 400 K is is a realm now where first time buyers are looking at this, And so you may be presenting to a first time buyer. Um What is true with many first time buyers, so they're not super heavy on cash. So if all of them, uh, if all of them are seeing it and think, Okay, you know, this could be worth for 15 or 4 20. If I spend the 30 or 40,000 upgrade the kitchen in the carpet and everything else they may not have that cash have access to that cash Do you have is it Is it by any kind of weird intersection or back up to anything strange? No, we're we're off of the toll road. We've got lots of amenities. You know, they should be. Plus is closed. Stonehill is closed. Yeah, well, you can You know what you should do, and it's to the same phone number that you called, is just text over the address and that'll that'll keep it off of you. Don't say it on the air that will keep it off the air. But I'll pull up the listing and I'll shoot you a private An analysis to let you know what I think is wrong. Okay. I appreciate it. All right, sir. Thanks for we appreciate you guys. Phone number. 51283605 90. Let's go to Bill. Hey, Bill. Thanks for calling..

25 ft 30 Kevin 14 ft Robert Austin 51283605 90 Bill John 15 512836. 05 95 12836059 2200 square feet 31 Day 4 40,000 two categories 1996 nine ft ceilings Louisville three bedroom
"three bedroom" Discussed on 106.1 FM WTKK

106.1 FM WTKK

02:18 min | 1 year ago

"three bedroom" Discussed on 106.1 FM WTKK

"This next listing in a few moments. But first the details and the witch get Yeah. So this one just hit the market at 2 25, and the address is 5004 Brooke Lauren Lane in Raleigh, located in the subdivision of Riverside. This home is 13 97 Square feet. It's a three bed 2.5 bath home built in 2004. So this is a move in ready and unit town him with a fence yard. This three bedroom home features new carpet throughout. Washer and dryer. Large family room with gas log fireplace, an abundance of natural light and is an INEC spectacular Raleigh location community to buy 40 schools, shopping and restaurants. The white Cabinet kitchen, both new laminate flooring and tons of counter space. The master suite has a vaulted ceilings, dual vanity and a walking closet. The secondary bedrooms are very spacious out back. We have a a private patio in a side yard, which is just perfect for entertaining. So, of course, and unit town homes do not last long, especially at a price point of 2 25. So if you would like additional information or to be pictures of this listing of the week at 5004 Brooke Lauren Lane in Raleigh, just text the word savvy to the phone number 21000 once again to get more details on 500 for Brooke Lauren Lane in Raleigh, which is and unit town home. Just text the word savvy. That is spelled s a d. D y to the phone number 21,000. It's a nice little property. I love those those in unit town homes. This one's just well appointed nice little landscaping in front as well. And That's actually pretty significant little backyard fenced in little backyard there for a town home usually sure is. Yeah. Don't don't allow a fenced in kind of private area. So, Yeah, This is wonderful. Be great for like a detached him. Yeah, be great for pet owners as well Just to make that even easier for Quick relief moments versus having the leash up in that kind of thing, so very convenient, really like this one. This is great, great price 10.2 and the fun location and rally Knicks to just tons of things to go and do If you want to check out more details on this home text the word savvy to the number 21,000. We'll text right back a link that you can click on view pictures and more information again. This.

2004 5004 Brooke Lauren Lane 21000 21,000 2 25 13 97 Square feet INEC 2.5 bath both first three bed 40 schools three bedroom Riverside 10.2 Lauren 25 Lane tons of counter Brooke
Transitioning from First to Second House Hack

Denver Real Estate Investing Podcast

02:44 min | 1 year ago

Transitioning from First to Second House Hack

"To recap. You bought a house. Inner nevada three bedroom. Two bathroom main house. I believe with a one. One basic mother-in-law sweet above the garage wrecked about the perfectly out for a house. Ac you and your wife alison been there for two years. We we were there for about a year and a half year knafo correct okay so year and a half and what you live in the main house. You've been air being being the mother-in-law sweet above the garage and then you've done a great job of pivoting with that one covert happen. You switched to medium term rentals so as we. I want to get some numbers with you and details. Is you pivoted to medium term rental on there and now you have moved out your new property. So tell us about the pivot from a short term rental medium-term rental covert. I say about a year ago and why that's changed your investing philosophy so when kovic hit my wife and i looked at each other like. Oh crap our whole principles. Our philosophy is based off of short term rental people. Travelling people aren't traveling so the whole part of the game is adapting. And seeing what we can do. And so that's when we really started Looking into medium term rentals and medium term rentals or anything over thirty days and we started looking into furnish finder and copa to try to get people in because furnished finder is actually focused more towards traveling nurses and everyone knows during covid. There's a lot of traveling nurses and so that really got us through twenty twenty out safe. From april to september in september we opened backup april-september medium term rentals saved our business and during that process. We knew that we noticed that. Okay this is great. We're not doing laundry every night. This is great. have to deal with the cleaner. We're not having constant turnover. We're having more professionals come in and live with our live in our property that are more quiet and sleep during the and work at night and it just it really fit my wife and i during that time fit perfectly and we couldn't ask for anything better all right and so give a frequency so medium term rental is everyone everyone a few months turnover. Yeah it depends on what they're looking for the shortest term you can do is thirty days but we've had some up to four to five months and we've actually had people come last minute like hey can i stay a little bit longer. But we're really trying to keep it as business and keep our occupancy and our turnover or occupancy as low as possible so we have people lined up so we have had to turn away a couple of people but all in all we've had excellent excellent

Inner Nevada Kovic Alison
"three bedroom" Discussed on Rec Poker

Rec Poker

02:23 min | 1 year ago

"three bedroom" Discussed on Rec Poker

"Range by doing so if they had aces kings queens as king you know those are typically going to be in a three bedroom rich so by them calling the reduced. Let's discounted the combos. Those premium has that they could have so when you make the three that it's very unlikely that they're gonna forget you. And maybe they're getting call the arena calling mood before that's how we got here right so you have to make that three bet big enough that for them. They're like this was a this was a calling hand when it was an open. But this isn't a this isn't a twelve big blind hand because some people do things like that so you should take advantage of that by giving them an opportunity so typically squeezes. You should squeeze it a higher rate than you three. That and i actually see you just comparing these here. Okay so here are the time we get to middle position than you are. Squeezing at a higher rate but back at the button you are. You're not using much. And i wonder if that's because you or cold calling more. Yeah so you try to realize your equity by making a hand which is great. Everyone loves to make ends. And you're gonna be in a position to do it but feel like you just you have an opportunity to squeeze some extra. Ev from these spots and is kind of your responsibility to yourself as a tournament player to find. Spas like this. Because you're already such an accomplished player. We're not gonna find ways for you to say. Oh well just make this. Little switch in all improve drastically. You're not going to drastically. You've already become an excellent player. You're going to improve incrementally in ways that we can stack on top of each other to make you more profitable player. This is going to be one of those base squeeze more look for the right opportunities to squeeze more whether it's lockers whether it's with opponents who tend to fall to three vets so look at stats for the original opener like falls to pre flop tree bed.

three three vets one twelve big three bedroom three bet queens hand aces
"three bedroom" Discussed on Elliman Daily Podcast

Elliman Daily Podcast

05:08 min | 1 year ago

"three bedroom" Discussed on Elliman Daily Podcast

"Here when you say. What number did you have in mind. That's one thing you're bringing them down. One path opposed to finding out again. It's expensive compared to what ooh that house expensive. Well would you think about places for someone says to you. That house is expensive. We'll kind of offer. would you place. What do you think is more fair. They didn't say anything about it. Being a fair number not fair number. They said it's it's more expensive more expensive compared to what then the last house we saw. Oh absolutely the last house you so. It was a two bedroom three bath. This is a three bedroom three bath. That's the reason why you may see it as more expensive so you see the two different routes you go there when you're actually asking the specific question to actually chunk the person down that makes sense so now all the meta model questions off very aggressive can come off like almost like an inquisition and it goes through them like the mind reading question. Person says she doesn't like me. Well how do you know she doesn't like you. You know causing effects he makes me mad. How do you choose to feel mad. You know she. She's always yelling at me. She doesn't like me. how does her yelling at. You mean like you said the can come across very aggressive so with the meta model you need to have report with the person because report automatically is going to make your questions come off a little softer an nlp. We actually have what we call softening frames. I'm actually a pub- the handout in again in the shot the we have what's called softening frames now this again. I would love every time we're on the road one of my biggest things. That pops into my head is that person's coming across a little aggressive. Those questions are coming across a little bit. So this three or four softening frames in nlp and in norling mystics. That will soften anything. You're about to say so. They softening frames are. I'm wondering that's interesting. And i'm curious so if i said when a person says hey that's expensive compared to what that can come off a little aggressive so i can say well. I'm curious compared to what. So i'm curious. I'm wondering i'm interested. That's interesting and then as amit question is going to soften thing you say. No i'm not gonna. I'm not using a royals donated. I could ask the question. Why or i can say. Well if i showed you the benefit..

three two different routes One path four softening one one thing two bedroom bath three bedroom
"three bedroom" Discussed on Optimism Vaccine

Optimism Vaccine

04:27 min | 1 year ago

"three bedroom" Discussed on Optimism Vaccine

"Our pushovers. so You know what we let our esteemed guests go. I asked her. What do you put over this week. So by some strange coincidence as well as watching kiss of the spider. When in las couple weeks i also watch another film of by directa. Hector banco Which was his nine hundred film of. Zoete i'm not sure from pronuncia not right. But that's very good very grueling of life inside a brazilian children's prison through the eyes of a ten-year-old is not an easy watch Ease incredibly scarring And yet seeing seen kissing spiderwoman after that you know kiss. This bottle is practically walk in the park next to pick saute so yet looking for some real feel bob cinema of seek thought out. It's shali available on vhs. Your local blockbuster love it. Love it again. We we love grinding ourselves into dust and doing the same to our audiences kind of our eat those around here so Jeff check that one out miles. What putting over this week. you know. jack restocking about genre films. I think i'll highlight one of my favorite from this year. Which is really an art film for our times. More people need to see the work of larry cohen with his acerbic film. The stuff which really It really takes the piss out of this. Reagan era nonsense. We're living through right now. More people watch this surely will be headed down. Less consumer driven path. Going forward Jack how about you. what do you over. Well i guess my over is going to seem real just real me compared to you guys but man. I am still for world cup. Mexico eighty six. It's going to be day. Arlen didn't make that. Lee bought a lot of great teams going to do the bath. Northern ireland's in their inexplicably. That happened but That's guy reaction. There's some bad shit going on there. So yeah Yeah mexico eighty six gonna be amazing Looking forward to myself you know. As far as my put over goes you mentioned briefly earlier when you're talking about john and films as well but I wanted to put over demons this week. Because i was thinking like. Is there a film that mirrors the experience of watching out of africa in a movie theater. And the answer is demons. Because it's a movie about Literal demons popping out of the screen and torturing people and tearing them limb from limb. And that's out of africa. Felt like to me so Thank you for bringing that one up and hopefully people check that out as well. I think there are any. It is out on vhs now so you can. You can check that out your local video store other than that. I guess we got a wrap things up. Remember if you want support optimism vaccine. You can write a letter as as you can check out the address for for that for sending us letters or if you prefer you. Can you can financially support us as well so There's there's ways to do that. Just it to the optimism vaccine. Po box and we would love to hear from you or take your money. Because wouldn't you believe in the year of our lord nineteen eighty five film. Criticism does not pay the bills. The way you think it would but who knows still check your calendar nineteen eighty-six sorry. I'm sorry i mean we're still. We're still young ear so you know how it goes but Yeah i mean. I can barely afford a three bedroom apartment in manhattan with my current salary is a film critic and It's just things are things are getting tough to be fair at him. Our president doesn't know what year it is. Yeah how can i be expected. Boris so fucking low man and then god like these these movies we watch jesus out of africa. No thanks i. I've just i'm out of patience. I've done with it. Another oscar year in the books looking forward to next year. Alastair our international correspondent. Thank you again for being on the show appreciate you. Man always a pleasure oldest great back. Well we'll be back again next week by..

Lee Jack next week Jeff next year africa jack this year world cup manhattan Zoete Hector banco Northern ireland larry cohen kiss of the spider directa this week Mexico three bedroom Boris
"three bedroom" Discussed on ON BOYS Podcast

ON BOYS Podcast

04:46 min | 1 year ago

"three bedroom" Discussed on ON BOYS Podcast

"Emotion and feeling and and growth happens in a very short compact time and we have a thirteen hundred square foot home with just a three-bedroom. So we have kids in bunk beds and shared workspaces and our tables very tiny and crowded and everybody's elbow to Elbow but those challenges have helped spur on the growth as well because she can't be mad at each other or have these disconnects because we're waiting in line to Share the bathroom and we have to look at it said there was no hiding in a thirteen hundred square foot home office. So I of course this is always so funny cuz Jen's kind of the big picture and I'm like, let's get to the Practical there. You know, I'm thinking of birth. Mom to listening from their car or from there, you know, maybe from their their bathroom and whatever the hell I know the closet tell me what to do next. How can I keep my job get food on the table? Oh,.

thirteen hundred square foot Jen three-bedroom
"three bedroom" Discussed on Everything You Never Needed to Know About Movies, Music & Theater

Everything You Never Needed to Know About Movies, Music & Theater

03:42 min | 1 year ago

"three bedroom" Discussed on Everything You Never Needed to Know About Movies, Music & Theater

"Not once. It's this cold next of kin hard ceramic tile. Anyway we talked about it for a long time. And i said this is what i want and he says well i don't and i said well i guess it's over and he left his. I feel really fine. i am over him. I mean. I really over him and that was it for him. That was the most that he could give. And every time i think about it i am more and more convinced than i did. The right thing. Assembly healthy harry and sally walking along in the park. At least i got the apartment sort of says to me to really. What's a high of a finding an apartment. What you do is read the obituary home. Yes you find out who died and go to the building and you tip the doorman what they can do is make it. Easier is to combine the obituaries with real estate section. Say then you have. Declined died leaving today. Wife two children and spacious three bedroom apartment with wood burning fireplace..

two children three bedroom today Declined harry
From $33k in Debt to $100k+ in Net Worth Through House Hacking & Smart Saving with Budget Girl

BiggerPockets Money Podcast

06:46 min | 1 year ago

From $33k in Debt to $100k+ in Net Worth Through House Hacking & Smart Saving with Budget Girl

"Sarah. Welcome back to the show. I'm so excited to see you again. Thank you so much. I'm so thrilled to be here. Tell us what you've been up to the last three years. I believe in three years since i last spoke with you like on online. I've spoken to offline. Yes so last time i was on the show i had just paid off thirty three thousand dollars student loan debt on an average thirty thousand dollar income. I started at twenty six. And since then i have Saved a bunch of money and now have an over one hundred thousand dollar net worth and i am the owner of a duplex ashley. Hundred thousand air over here and if you haven't mentioned this earlier but if you haven't already go back and listen to episode six because it's just incredible i mean it's it's not the most debt we've heard paid off in the show but it's the most debt we've paid off her had seen paid off in the shortest amount of time relative to the income level that you had it's truly remarkable impressive feat and no surprises that you're becoming wealthy a few years later with the after after achieving that thank you it is. It's a lot more fun to build up the wealthy to pay off the debt. I'll tell you that and a lot faster too. That's really fun. Just grow compound. Interest is working for you or against you. Can you tell us a little bit about Just to catch up on the money story before we get into the review. You come a little bit of catch-up on the duplex potentially or any other highlights of the journey of the last three years. Yes so The duplex purchase. I actually have only had for ten months. So i bought it right when the pandemic started my i was wrenching and i was saving up for a property. 'cause i knew i wanted to do multifamily and i found the perfect place after shopping for a year. Right is the world went to hell so it came to the at a very good time because my rental apartment was actually going to increase three hundred dollars a month and so i started really seriously thinking like if i find the deal that where the numbers work. Let's go ahead and do this. So it was a two hundred thirty thousand dollar property in college station texas and it has three bedroom two bath on each side little backyard little three parking spots freeze unit very cute little things in a little subdivision near the campus texas a and m university campus in the direction that the campus is growing. So i very much anticipate that that will increase in value. And it already has. It's actually already to fifty after ten months. 'cause i just replied oh right i would point out that somebody else on this call also purchased in the path of progress and that would be scott not me because we have different investment styles but that is a really great thing that i think some people don't realize or take into account if the path of progress is going north. You did to be looking north. Because those are where the properties are going to appreciate at a faster rate than the potential path of progress than outside the potential path progress that nothing's guaranteed scott. Had a really great way to choose his property to and it was smack in the path of progress yeah parallel also my properties with two hundred and forty thousand dollars a very similar type of deal for us and even our cabinets are the same assault on instagram. Yeah the same exact cabinets that by my head but let me ask you. This is your property located what he said a path of progress in the best area. You could be living in right now if you were to purchase anywhere in the In a thirty mile radius not even close. But it's also not in the worst it's kind of a medium area. There's some older homes nearby and there's also a they just built like a walmart and a shopping center there and but more importantly texas owns so much of the surrounding area and they keep building in that direction. And i mean the university plans are on the website for free. You can go look at them and that like they're planning on growing in that direction so i could be just like a spit from one of their like giant new enormous buildings and a couple of years. Awesome in my understanding. Is your house hacking this. Yes so i am renting outside a i. Actually originally i inherited a hud tenant who is paying ten fifty a month. Her lease ended at the end of february. I m doing some fix ups on the project this month in march and i have a new tenant moving in april at twelve fifty a month also and i understand that you're crowd sourcing feedback on your remodel on instagram. So you can follow her at go budget girl and she really wants more opinions on how what color. She should paint the kitchen cabinets. A second. is that right. Oh definitely and the other parts of the house hacking of course is i actually so i have renters on a i live in but my boyfriend also lives with me and i charged him five hundred dollars a month in rent because nobody sugar mama i was. I was gonna say how did that him. That's still a good deal right. That's less than the other half the other side so like it's a three bedroom unit so we have an office and we share a bedroom. He has a lease that i worked for him. And we've both side with you know contingencies for things. It might happen. He didn't have a deposit he doesn't have pet rent and he essentially gets way more space than he would anywhere else in town for that price and due to that he's helping me with the a unit right now. He was mopping yesterday. While i was at work all right perfect it works out. But i'm glad there's the conversation and what's your mortgage payment on this It was originally just under seventeen hundred dollars a month. So i was paying one hundred fifty dollars a month out of pocket and but just reside and i was able to go down almost a whole point so my new mortgage is going to be fifteen sixty four so just under sixteen hundred so i'm going to be making one hundred dollars a month. That's fantastic. And so why did you refi. Generally it was it was it because of the Interest mostly or was there like pm. Is that you're able to shed or what were some of the things around that. Unfortunately i wasn't able to shed. Pm i quite yet. But i saw that interest rates were dropping. I was pleased with my rate. Got a three point six five right around the time that everything was going down and then it bumped up a little bit and i did. Fha loan so. I only put three point five percent down. Even though the property appraised for tenure. And more than i paid and even though it's now worth tango and more than that i'm still not quite to the level where i can shave off the pm. I but that's one hundred fifty dollars a month. And i find that to be worth it.

Texas Scott Ashley Sarah Instagram Walmart
"three bedroom" Discussed on Breaking Money Silence®

Breaking Money Silence®

03:31 min | 1 year ago

"three bedroom" Discussed on Breaking Money Silence®

"Obviously it is disconcerting to see your bank account going down over time however when we bought the house we really did Do a pretty good job of getting quotes up front and we also negotiated the price down by about fifty thousand Based on the inspection and things like that so We are gonna be about fifteen percent over budget but truly it's because of choices that we are making for example Getting nicer fence or getting more mature trees in the yard than initially planned so financially. It's hard to see the bank account going down but thank goodness. We are pretty much right on budget in terms of our spreadsheet. Yeah and i'd like to add that to. I don't know that we can necessarily separate schedule and budget becau- or financial stress. Because every month that passes and this project isn't completed we're losing potential rental income so i mean we had a plan to start renting out in what it was this this november area And now that's not going to happen. So i mean we've lost a month of income. Yeah so that's a good point because the just a little background on the house. It's like a three bedroom. Two and a half bath home. And then there are two vacation cottages vacation rental cottages in the back so We were until last week. Living basically in the back we moved into the house but there is still work going on and there needs to be worked now done to the back units so that's a great point areas that you know we're losing you know maybe around one hundred bucks a day on potential rental income or so i would say yes so that It sounds beautiful. The property sounds beautiful and in terms of i think in the long run. What i'm hearing is that you're making some choices in the long run. That's gonna pay off in the short run pain of losing that potential rental income. Offsets that now it is clear that you too have had conversations about money and about this project so i would love to know what those conversations entailed and how. That's been helpful to both of you into your marriage as you sit here right now. Knee deep in the middle of the project. Yeah obviously as we talked about before part of the reason we literally bought. The home was financially motivated. Right over time we've become more and more financially minded which started with you know books like rich dad. Poor dad your money or your life and then onto the bigger pockets real estate books and we really started to get our. Why in place. And that's retiring early. We don't we don't have a date or anything like that and we're certainly not like the fire movement where we live off of almost nothing so that we can really live when we retire anything but we wanted to turn our home into at least somewhat of what Robert kiyosaki calls an asset with. That's actually generating money rather than we're just spending money on it. So we've made really conscious decisions and had a lot of conversations about the importance of not over improving the home and we also have negotiated hard on the price we get a lot of contractor quotes so in all along like i said we've had our spreadsheet to keep us on track so we definitely have been doing a lot of check ins with the budget and That way at least if we are going over budget doing things like putting in a vinyl fence that will last a lot longer than a wood fence which might have originally thought we might get and budgeted four They're informed decisions..

Robert kiyosaki last week both about fifty thousand three bedroom about fifteen percent Two and a half bath november two vacation one hundred bucks a four around
"three bedroom" Discussed on Worthy Worth It and Priceless

Worthy Worth It and Priceless

06:00 min | 1 year ago

"three bedroom" Discussed on Worthy Worth It and Priceless

"More and more it was showing the opposite and i knew i had to get out one way or another and it wasn't done on my time but it was done on gosh time and with that situation like i stated before i lost everything went from a three bedroom apartment just sleeping on my mom's coach to having a hard time finding a place for me and my daughter to stay to god away for me to find a place to stay and it was the best apartment that you know. I mean great neighborhood everything. Quiet and everything. It just takes time but it still wasn't without obstacles right after. I lost my job. My daughter was diagnosed with autism. Is like all heck like everything fell apart and it was okay like what is going on like god. I did what i thought us told me to do. In this doesn't look like the grass is greener. it doesn't look like whatever. But god changed everything in turn my life around. There's things that god cannot release to you while you're in the situation that you were in there have been no way for god to release the things that he's doing for me now. In that season. I ever with a squandered it or it would have been messed up. There is no way the guy could have allowed me to write three books in that situation. My mind wasn't clear. I wasn't thinking about that. I was in an unhappy situation so that was basically the thing that was on my mind. The most you know tried to work this out. let's try. That was that was taking control over. My mind and god had to separate me to clean me off. Wash me off and make me basically go on a journey to find out who i was and who he created me to be and i know some of you like i just want this situation to work out and you know why isn't answering. You may not be in a place for god to answer those types of prayers for you. You may not be in a place where guy can give you those things that he wants you to receive is like if you're in place just you're sitting in a place in your place around these give or take you're sitting there like i don't wait no you to you know. Bless me whatever. Why would he bless you around these so they can take everything from you. Why why would he bless you in a place where you're unhappy or your mind isn't free. You're not going to enjoy the fruits of the labor. So sometimes god has separate you but a lotta times. What we wanna do is stay within the comfort zone..

three books three bedroom one way
The Ultimate Guide to Downsizing in Toronto

Toronto Real Estate Unfiltered

04:00 min | 1 year ago

The Ultimate Guide to Downsizing in Toronto

"Good evening. Paul here real estate podcast. Show dot com. This is a very very special report. That i wanted to make sure was right out there for all of you to listen to because it has been by far the most requested information that i could provide over the last few weeks. So i've got a feeling there's a lot of you out there who need to know how to make the safest in smartest downsizing decisions in twenty twenty one. The people that i'm meeting over the last two weeks range. Everywhere from homes in the danforth area to the beach to forest hill to rosedale a lot of you in rosedale are listening to My show and i really wanna make sure you're paying attention so rosedale. People bridle path people. A lot of you are sitting on some incredible properties that you no longer need and you understand that with the most amount of three million dollar plus sales in the history of toronto last year. There's an audience for your types of properties that you bought for one or two million dollars so now You're looking to some of your looking to down size and not necessarily in quality. You just wanna have your mansion squeezed into a three bedroom Five-star condo which i happen to have for sale at this time. So i know a lot of you are being gravitated towards these type of places. And i am going to need so many more so those of you with luxury. Condos and luxury lofts Do not pass go. Do not do anything until you reach out to me at real estate. Podcast show dot com. Because i've got these downsizing buyers who are in this position where they are going to be coming out with a lot of cash because a lot of these people do not have mortgages and they're going to be in a position to buy property and if you've never had a if you've ever sold a property ever dealt with a cash buyer and i'm talking about a cash buyer in a very strong position It's a whole different ballgame so rather than let's say you're selling your one point two million dollar condo and you're crossing your fingers closing day and i and i say that way because you know that the person probably may qualify for a million and they've got to find two hundred thousand. It's far better. I've got a different technique. That i use so it's far better to have the person with the one point. Five to two million affordability looking at your one point. Two million dollar condo loft if your place looks good enough. It will appeal to the people on the upper scale of that qualification versus the people on the other side of the qualification is just part of how it works. It doesn't mean that there isn't properties for everybody in every price rich. But i really wanna make sure that you are selling smart Most importantly safely. And i've actually said this to many people than i kind of get this look from people when they say this is safety is greater than location right now. So safety in your move to me is more important than location because for me and if you disagree. that's fine. Were allowed to do that but for me. Health is always going to come before wealth without a healthy mind. Body spirit soul. You can't enjoy the wealth. Whatever it is that you have in anybody that's listening. I don't care whether you have one hundred dollars in the bank or a million dollars in the bank. If you're not living the best life you can and and giving back and helping other people out and not hurting other people not not talking anybody down. Not treating the gardner differently than you would your spouse like any of that kind of people. I instantly repel i. I don't get along with any of you. That are like that. But those of you who are treating others kindly taking care of others donating food banks helping out small businesses. You were on the same page. I already know so. Thank

Rosedale Forest Hill Danforth Paul Toronto Gardner
"three bedroom" Discussed on 77WABC Radio

77WABC Radio

01:36 min | 1 year ago

"three bedroom" Discussed on 77WABC Radio

"Go to white back dot net Right now. That's life back dot Net, but promo code W A. B. C in Get 10% off Life act dot net beachfront living with sweeping ocean views and unparalleled amenities. Unlike anywhere else in New York City Ocean Drive in Coney Island is now leasing. Call 718449 78 73 Go to Ocean Drive and y si dot com with over 95% of apartments offering direct ocean views. Choose the one that's right for you. From studio to three bedroom luxury residences. Ocean Drive offers a full complement of high end services and amenities for leisure fitness and family Living. Ocean Drive has a 50 ft indoor swimming pool oceanfront son, Doc direct access to the beach and Boardwalk State of the Art gym with the yoga studio. 24 7 attended lobby concierge and valet available. It's luxury oceanfront living, not the Hamptons, not Miami Beach, not an exotic island resort. It's Coney Island Ocean Drive in Now leasing call 718449 78 73 Go to Ocean drive And why C calm Sid Rosenberg. Let me tell you about a product. I really love. The Phonak Lyric is unlike any of the hearing aid because nobody knows you're wearing it. Lyric is the world's on Lee hearing aid that's 100% invisible. Unlike conventional devices, Laura provides 24 7 hearing for months at a time with no daily hassles. The Phonak lyric fits into your lifestyle, Eat, sleep, exercise and more. Live your life without worrying about your hearing AIDS. And because lyric are placed deep in your ear canal like mine. They will not get in the way of.

Buying Property To Rent And Dealing With Rent During Covid

Real Estate Rookie

02:59 min | 1 year ago

Buying Property To Rent And Dealing With Rent During Covid

"Assuming with your background that you after something that needed a little bit of work like was this a fixer. Upper was that a bird was at a turnkey like tells about the property so our goal is buying hold so we're looking for properties but we're not looking for something that it's it's in really really bad condition. Just because the properties are an hour and forty minutes away from where we live in where we operate our construction business so we are buying properties. That do need some work. but we're focusing on properties. The rents are much lower than fair. Market is so our first property the the the rents for the three bedrooms. Twelve hundred dollars each and twelve hundred dollars. We saw an opportunity that that market was able to get a three bedroom. Fifteen hundred dollars and it needed some very minor repairs. So we are focusing on buying properties not really concerned on the purchase price but more on what the value is in the increase in the rents the three properties we have after he fixed the properties. After we get some new tenants in there we can raise the rents to fair market which is thirty percent plus they for this first property you did. What were the rents when he purchased it and then what are the rents now. So they're twelve hundred dollars a piece and we purchase this in in january. Obviously kovin happen so we didn't want him removed the tenants. Because we're all human. I'm not looking to to put someone out of the house right away during covid so we twelve hundred dollars we can increase these after we fix them up to fifteen hundred dollars each so. That's huge because our numbers are just a she around sixteen percent return on our investment for this property and along with all three of our portfolio pieces by you purchase senior ready to raise the rents and i know cove it kinda through this for you but what process do take to do that because a lot of people are you know. They don't wanna raise the rent especially by that much to these people. Do give them the option of moving out or raising the rent. Do send them a letter. You talk to them in person. How do you go about approaching that we try and take it on a human level like we we understand that covert going on. We understand that we're not looking to pull people out on the street. We tell them that we are. We bought this property looking to to raise the rents we give them the required thirty day sixty as ninety days notice like hey you can stay but you have to pay the increased rants and we're not going to do without fixing your apartment because obviously when we're trying to bring it up. The fair market value in terms of the rentals are also bringing up the conditions of the space to be a fair market value. And just so. Everyone knows in new york state when he mentioned the thirty sixty or ninety days. He's not saying that did that. It depends on the tenant you if he's gonna give them thirty sixty or ninety. It actually depends on how long they've lived in the property. How much notice you have to give them so the longer they've lived there you might have to give them ninety days notice on the rent increase

Kovin New York
The Russell Martin Case

Casefile True Crime

04:55 min | 2 years ago

The Russell Martin Case

"The nineteen seventy seven stole gift came into win with no sign of Russell Martin. On Maithri Bev and her mother Ellen visited the local police station to fall a missing persons report. It had been three and a half months since Russell left town unexpectedly without offering goodbye. Bevin Dublin you better than most that Russell was not a perfect person. He had these vases mainly drinking and gambling and was hot headed and turn to violence. But he loved his children. Whenever he was out of town Russell would at the very latest KP in touch with these kids. Yet they hadn't from him. Knowing her sons ten percent ellen feed that Russell would cause if he returned to town. He would bain sense to find out that he's wife Helen had moved another man into their marital Russell and Helen's relationship dated back to when they were teenagers. Russell's siblings disproved if the pairing from the outset. Helen wilcock had a reputation as a wild child and Russell was possessive prone to Jealousy They advised against the couple marrying, but Russell and Helen went ahead with the ceremony. In nineteen, sixty, four, they became Mr and Mrs Martin. Both when nineteen years old. They had four children and eventually said Odi into a three bedroom where the board has online goes straight not far from the main street of stole. Their doors lay in Kelly shed one room. This sons Stephen and pole shed the second Russell and Helen had the third. It wasn't an idyllic marriage russell and Helen Wood products of disadvantaged backgrounds and at influenced their treatment of one another. Russell was the sixth of seven children born on July ten, nineteen forty-five. He's parents Michael and Ellen were problem drinkers. They would often stay out all not until they spent all their money. All were escorted home by police. Some of their drinking binges lasted wakes. Die fought loudly and frequently Ovadai many problems including Ellen's flagrant infidelity. Throughout his Childhood Russell was at the center of a room out regarding the identity of his biological father. He was also bullied for being the child of the town drunks as well as for his poor Jane and academic struggles. The Martin Children was severely neglected by their parents. Child protection offices visited the household, but the children would heart in the nearby forest to avoid them. Sometimes, they'd slave out death and days at a time and arrive at school dirty and unkempt. Russell was taste for having burs doc in his nutty hair. He would try to remove them himself, but the results were disastrous and only caused more ridicule. Russell learned to retaliate with these fists and became known as a feast for who wasn't afraid of anyone. Helen had experienced her husband's violence firsthand. Police officers attended dietrich disputes at the couple's has sometimes as often as once a month. But charges were rarely laid. Helen fights sorry for Russell. Shape believed, he only acted the way he did because of his upbringing which had caused him to hate women. When reporting her Son Missing Ellen Martin expressed concern for Helen in particular. Shea feed that Russell would harm his wife if he found out, she had moved on with another man. Ellen said the only way Helen would have new boyfriend was if Shane you ashore that Russell was never coming back. Russell's sister. Bev Felt Helen had been behaving suspiciously since. January. For New Year's Russell and Helen, took their children on a like saw camping trip one hundred and sixty kilometers west of store. It was the couple's first holiday together in that thirteen year relationship.

Russell Martin Helen Ellen Martin Russell Martin Children Helen Wilcock Helen Wood Maithri Bev Bevin Dublin Mrs Martin Stephen Kelly Jane Dietrich DIE Shane Bain Shea
"three bedroom" Discussed on KFI AM 640

KFI AM 640

01:59 min | 2 years ago

"three bedroom" Discussed on KFI AM 640

"Imagine like a three bedroom house. Like, Imagine, like a trying, Tio beacause. It's safe. Sure live porn. Half of them had masking the other half. Didn't so? Yeah, it was probably that group There was. I don't know. Maybe 10 12 people I was talking to But you know, here's the thing they get to go to the next party. Nothing happens to the partygoers, just the party hosts and the owners of the building and you know, it was interesting about the detective from the vice squad. What would count my intentions, he said. You know, parties are a little I mean, more frequent now, with Cove it right, But I didn't know that was a pervasive issue down there in that area. I did not know that the's illegal parties were happening. Constantly. Right. Remember, the big Oakland warehouse fire out right in a few years back, he said, was like whack a mole, he says. We bust this party. We shut this area down. Another one pops up over their social media unites people. Plus they were charging 20 bucks a head to get in. For the for this party for the live Point woman. Well, when I asked her, she said, was 25 for the porn show. It was 20 for admission in 25 for the porn show. No way is she never got to do that? No. So did you get their money back, but they were also selling booze. So I don't nearly no, but it's got me thinking now that I'm probably going to head down there. Maybe this weekend again. Just remember, I'm really curious about this now in the live porn, That's what you're after. You sure you want to see if that's real? And what that looks. Well, listen, you know, I've been on to porn sets that I've seen porn. I know. And it was for it was for business. It was because of the business of adult films. And you used to go to that Vegas award thing, didn't you? Fiends? Yes, I did. Until program director said. Okay, That's enough. I'd Steve Thanks and Yu very much dear Gregor, and can't find news all over many stories today that he's multifaceted Tim Conway Jr. Is he around her? No. All right, Gina Grant has the news next calf. I.

Tim Conway Jr Yu Gregor Gina Grant Oakland program director Vegas
The Steven Stayner Case

Casefile True Crime

05:30 min | 2 years ago

The Steven Stayner Case

"The Smoke Californian Falling Tan of Said Laws One hundred thirty miles southeast. Of San, Francisco providing access to the Sierra Nevada mountains and California's central coast. Surrounded by almond groves and paycheck orchards. The town's slogan is gateway to Yosemite. A ninety mile drive leads ride into the heart of the famous Yosemite National Park I remote area of wilderness spans close to seven hundred and fifty thousand acres. The Miss said community is close knit with residents enjoying the range of outdoor activities on offer including skiing, fishing, hiking, and swimming. trae line to neighborhoods featuring numerous paths and pox make miss said an ideal place to raise a family. From nineteen, Sixty, seven to nineteen, seventy, one this Dana family lived on a twenty Acre farm ranch just outside of method, county? Parents K into del had married wake soft like I met and had gone on to have five children. Kerry Cindy Stephen Jody and Corey. Del worked as a mechanic at a local page cannery and also grew almonds on the families found. This Dana were a loving family as practicing moments. They enjoyed attending church services twice a week and in sped to on the children loved exploring their lodge property. Once a month, the family would spend the weekend camping at a nearby like. Middle Child Stephen loved the great outdoors and would explore the farm for hours with his dog daisy. Hey and his father often went fishing together. But it was a running joke that Stephen couldn't keep quiet long enough for them to catch anything. This summer of Nineteen seventy-one was hot and dry and Dell's almond crops struggled to due to poor irrigation. Hey Decay, decided to sell the ranch and move their family to suburban Miss said. They purchased a three bedroom single story in a lower middle class neighborhood that had a swimming pool in the backyard to provide relief from the summit hate. The. Move was difficult for seven year old Stephen who missed rural life. At first, he struggled to adjust to his new school of Charles wrought elementary bus September of Nineteen, seventy two he was settling down and making friends. On the evening of Sunday, December three nineteen seventy seventy-two Stephen attended the birthday party of his friend. Sharon giving her a stuffed Koala bears as a present. When he returned time Stephen Raved to his parents about how much fun he had had at the Party and tell them how much he was looking forward to Christmas in a few weeks time. He was so excited that he had trouble falling asleep that night. The next morning Monday December four was a regular day in this Dina household. After breakfast K. inspected her for eldest children to make sure they were presentable school while the youngest corey wasn't yet old enough to attend. Kerry Cindy Stephen and Jodie then walked the twelve blocks to Charles. Rot. Elementary together. With sixth grader Kerry keeping watch over his three youngest siblings. Stephen finished school at two PM, which was Annella hour earlier than his brother and sisters. He usually walked the half mile home with friends, but it was raining and cold. So K. decided to pick him up on her way home from running. Samaritans. She arrived at the school at two ten hoping Stephen had anticipated that she would pick him up and was waiting for her. However there was no sign of him. K. Drove home keeping annoy out for Stephen along the way. She didn't spot him on the Straits and when she arrived home at two twenty, he wasn't dairy the. At three o'clock, K. and Del returned to Charles wrought elementary to Pique Cindy and Jodi up from school. Carry wasn't there as hey typically won't time with friends. But Cindy into Jodi time their parents, they hadn't seen Stephen since lunchtime. This. Wasn't an immediate caused by concern as Stephen had recently by any trouble for going to his friend's house off to school without seeking his parents permission first. Del had punished him with a belt to the backsaw does the turn but they was certain he had disobeyed them again.

Kerry Cindy Stephen Stephen Kerry Cindy Stephen Jody DEL K. Dana Yosemite National Park Yosemite Sierra Nevada Corey Charles Wrought Elementary Cindy Charles SAN California Kerry Dell Francisco Sharon
How to Live Single - Single Moms in Brooklyn

Unladylike

03:48 min | 2 years ago

How to Live Single - Single Moms in Brooklyn

"Kristen last episode we talked about how expensive single hood can be and rent is one of the worst money pits for example like me, having to move back in with my parents after my last breakup before having to find a roommate, but if you're single and a mom like our guest Ashley, simple figuring out whether and where to live single gets way more complicated I couldn't just get up and leave, even even though eventually, that was like my bottom of the line. Last resort, just go back to California and live with my mom, but that wasn't really a viable option. I had to figure something out and I think unfortunately I think for a lot of women that option would have been to stay in an undesirable situation and impossibly abusive one and it happens a lot. When Ashley in her ex boyfriend ended things a few years ago, she had to find a place for herself and her then five year old son to live in Brooklyn where the median rent is three thousand dollars. It was like me after work, going to look at apartments and you know being told sometimes by landlords, and not a very direct way that they don't want to rent to a mom because you know. I've heard comments like well. It's a really quiet building, and we have a lot of single people who live year lots of couples, no kids, you know a lot of discouraging language, and it was really kind of gross so yeah, unfunny to say the least it was. Ashley's friend of ten years named Tia was going through a similar shit storm. Tia had just gotten divorced, and her two sons were three and thirteen at the time. Both women were commiserating about how hard it is to find affordable living situation as single moms like Ashley could have moved to a cheaper side of town, but her son was already enrolled in the neighborhood school. She felt invested in the community around her at the same time though she knew there is no way she could afford a place there on her own Tia meanwhile was still living in her pre-divorce apartment, but no longer had two incomes to cover the rent, so the ladies got to talking. And so literally to. Newly single moms with children all boys by the way talking about the same problem, so it was a very like it was like a light bulb moment where we were like well, what about because she had an extra room in her apartment three bedroom apartment, so it was also just it made sense like space, wise to and I will say honestly I mean. Both of us were kind of in desperate situation so even if that wasn't like. The first thing that we would do normally it seemed like the obvious. It seemed like the obvious to do. They decided that Ashley and her son would move into tears apartment they would divvy up the rent and expenses in childcare duties, and it seemed like a no brainer, even though Ashley said she'd never seen similar setups if you could have a roommate. Then why you have a roommate as a parent, if you're a single parent, especially like I, said an expensive city. It's Kinda weird like I. Don't know why that's not more common, but I do know that women and mothers have always been prone to Sharon resources and being communal when it comes to raising their kids I think maybe our generation has distanced from that a little bit, but you know I saw my mom and my grandmother and my aunts, sharing resources and helping each other out which is of the same vein, really so there was a loud checking in and letting each other know what was going on. There were times where you know. If she had a meeting that ran long, I went and got her youngest from daycare, or if I need groceries and she was going to the grocery store, I would give her my list and she would get the things that I needed. Although we shared a lot of groceries, you know different diets? There's different things on the list.

Ashley TIA Kristen California Brooklyn Sharon
Tom Thumb to open on the street level of a 14-story East Dallas apartment building this fall

The Dallas Morning News

00:36 sec | 2 years ago

Tom Thumb to open on the street level of a 14-story East Dallas apartment building this fall

"Long awaited Tom Thumb supermarket just east of downtown. Dallas plans to open this fall on the ground. Ground floor of a new fourteen story apartment building the fifty six thousand square foot supermarket will be on the street level of the Gabriella a three hundred seventy eight unit apartment building that plans to open this summer and has started leasing. It's one two and three bedroom apartments Tom. Thumb originally planned to open in late twenty nineteen, but work on it and the GARBRIELA was. After a tragic crane accident during heavy storms in June of two thousand nineteen that killed one person and injured five others

Tom Thumb Gabriella Dallas Long Garbriela
"three bedroom" Discussed on WCBM 680 AM

WCBM 680 AM

01:54 min | 2 years ago

"three bedroom" Discussed on WCBM 680 AM

"Right Mr al how are you today Friday yeah are you all right what's up I'm looking for a house for my daughter and grandkids there and and impartial of apartheid and I need at least three bedroom is possible I'd like to think over mortgages rather otherwise I'd buy a house in the gag you know the the price is right at it because they they need a place to stay and that is what is your major yeah I need a three bedroom house where they have the garage of the house but or they can be good price to you what you want this on in the park heights Pikesville area right yes Sir all right the seller or greasing selling even bring your sure yeah all right hi my daughter's phone number is seven three two nine oh four fifty seven ninety five say it again seven three two nine oh four fifty seven ninety five all right so if you have a house in the green spring park ice Pikesville area three bedrooms maybe with the garage but I'll work with you if you want to take over the mortgage you want on the rent whatever it is and what's her name Alfa Elsa call Elsa at seven three two nine zero four fifty seven ninety five yes Sir thank you very much online all right we have open lines where'd everybody go where'd everybody go all right thank they hang they just don't want to be there at the end of the show so anyway let me mention this again because you can call me after the show this is this is really it's beautiful I'm sitting at it the answer beautiful they're nice engines wants to scale batting one shows Lou Gehrig hit and these are made especially for cal Ripken limited edition silver many men set carts at cal Ripken junior and Lou Gehrig.

Lou Gehrig Mr al Alfa Elsa cal Ripken
The Part Of Moving To A Smaller Home We Didn't Expect

Young House Love Has A Podcast

09:35 min | 2 years ago

The Part Of Moving To A Smaller Home We Didn't Expect

"Here for about two weeks. And unpacking and moving and getting settled in has been quite an ordeal, and it was not something that we necessarily think predicted to go the way that it's gone because I think we've talked a lot about downsizing impairing down and all that went into preparing for this move, but I don't think we put much thought into what this part of the process. Process would be like the back end of downsizing where you're actually like taking the things that you pare down and making them work in your new house. Yeah, I think the way that I would describe it as we all know that you have to get rid of things to downsize right so like we've been doing that for months. You've watched us. We've sold half of our furniture. We've gotten rid of the stuff that was in huge kitchen because we have A. A much smaller kitchen here like we cognisant new that we wouldn't have physical space for things, so we went about getting rid of things, and we believe that in essence is downsizing. It is but I think there's a second huge part which is like when you land in your much smaller house with fewer items like you've already pared down. There is still the act of finding a system and a storage space and a placement for the items that you've kept so. So an example I'll give is like we have fifteen photo albums, and these are like old school albums, so they take up like a whole shelf. These are not the thin family yearbooks. We've been printing as bound book more recently. These are from pre kids right. These are from like growing up in our childhood and we've said we're going to digitize them eventually, but that is not the situation right now. Like right now. We have fifteen leather bound photo albums. And, so when you get here, there's not a paring down. You're not like well. Keep three like you're keeping all of them with the intent to digitize them eventually, but you have to find a spot for those and so what I didn't really account for was how it's very physically demanding, but it's also a very mental task, so I would find space that I'd be like I bet I can get fifteen in here and I. put them in and I could get eleven in there, so then I'd take them all down and at bring them. Them into a cabinet in the kitchen I'd say maybe I can put them in his not use the corner cabinet, and I would try and I could get nine in there. You keep moving things around and photo. Albums are just one very specific example, but think about like stationery and office supplies like your mailing envelopes and your stamps and your checkbook. We like to keep them together I. Don't want in order to pay a bill to run around and get the envelope over here, but the stamps over there like you want to keep things. Things together and so it's a long winded way of saying that we underestimated getting here. HOW EASY IT WOULD BE! In fact, I said I think unpacking. The pod will be so much faster than packing the pod putting things in so carefully to fit. Everything took so long, but then to take it out. You just take it out right. But what? I was feeling thinking about what you just take it out, you take it out and you have to find a space for it. Yeah, I think we take for granted especially if you've lived in. In a house for a while we WANNA Richmond House for seven years like things have a spot. Things are organized. It just seems obvious. That's the shelf where the photo albums go, but you don't necessarily have the congruent space in your new house especially when you're downsizing, so we didn't have an obvious shelf for some of these things, obvious junk tour that was as big as our old junked where we had all the checks, and all those things and so everything took mental work to figure out where it made sense in this new house. House and I also think this House has some shortcomings in that department. Because we knew it was going to be smaller, but it also doesn't have a lot of built in storage systems. There are things we're going to add along the way and we're GONNA get the house to the place where it is very functional and very organized, but like for instance right now our house has three closets, two and a half I say because one of those three has like a water heater and a H, Vac. System in it so like packed and people. People are like wait. You have three bedrooms. Don't you have a closet in your room and your kids know? Our Son has a little closet, but our daughter has no closet currently. We're went to add a closet system for her and our bedroom. Our master has no closet as well so it's just one of those things. Another example would be like stuff. We used to keep in the mini mud room by the door. There's not a mini muttering by the for us. You know and we've watched other people I. Think it was really interesting. Interesting because we moved on the exact same day as clear from the home, edit and a ton of you I've been watching both of you. Oh my gosh, it's so interesting. Clear moved in one day she had the entire house unpacked in one day and I, said to John when we were going to bed like a week after still working on this and not being unpacked and I said. How do you do this one day and John made the point that like when you have congruent spaces like if she's going from packing up one. One pantry to another pantry of a standard size or one mud room to another motorm of a standard site because we assume, she went to a similarly sized or larger home. Yes, and it's definitely a house. That's like a new bill that she has like all these systems already built. That's the other thing about some of these closets is like we built in the storage systems yet like our linen closet only had one shelf of the top, so like one of the first things we had to do in the first week. Here was like. Shelves that we had like six shelves. What things on yeah and you guys? It's insane. Just having the shelves in that closet I told. John I was on a high I impact like six or seven or eight boxes into this one skinny, little linen closet, but it's such. A demonstration of shelving and vertical storage is so effective because before we could just like. Like stack things on the floor or put things on the one hanging bar or the one shelf, and so adding shelving system in there. It got like so many things off. The floor was so helpful similarly in our laundry room. I'll put a picture in the show notes because it came out so cute, we built like a shelf over the Washer and dryer. On, them suspended a little bit over them for Toner Tom, yes, and two shelves above that for storage, and it is super helpful to have those two shelves and that counter, because suddenly we have all this storage space for things in there, and so I think that's the other thing it's like if you're moving into a new construction or a home that's already been perfectly fixed up and has all the systems and you. You just have to load things into the systems, and if you're going lateral with your space, I think it's definitely a much faster unpacking process like you literally can label boxes through eight as Pantry, and then unload them into the Pantry area whereas boxes that say pantry stuff, not a pantry here, so we just had to land and figuring out. Yeah, I think I was just surprised how much that was going to. To impact the speed and the efficiency of the unpacking process, because I think the other thing that has been a challenge versus when we did some of our other moves is that we don't have spare space here like we don't have an extra bedroom that we can just throw boxes into. We don't have a garage that we can just put stuff in pile and think about later like everything came in and was. was in the way of space that we needed, so we had to deal with it. And I think that was a challenge, but also kind of a good guideline forest because I think it forced us to deal with things. Not put them off the reason we have every single box already and now just two weeks into moving is because we had to. We couldn't put things off. Yeah, I know I will say. Say That that we probably have lingering boxes to unpack in every house. We moved into for months and months because we had that spare space, we had that spare bedroom. We could put them in that garage. Wicked throw them in, and so here, not having an interest bear space has sort of shifted us into like what I would call immediate processing like we could not put it off. It was immediately dealt with. With and processed, and so it has just been physically and mentally exhausting. Because nothing is autopilot, you just can't autopilot. Put stuff away, but I do think there's something very settled feeling about this move that we haven't had an any other house because we are doing that immediate processing, and then we're finding the solution. We're like they're. This is probably the fastest ever hung art on the walls and a new house because. Because we needed to get it off the floor. Totally that's absolutely true and also I always tell people the way that your house finally feels like yours is when you hang art and I made that mistake of holding off on that for so long in so many places, and we just landed here and I immediately. It was like you know what I'm GonNa. Hang art like immediately in the kitchen. Do Hide and. And electrical panel box that's in the middle of the kitchen. I was like I'm not GonNa wait to have lunch. I think I hung that within five hours the first day of unpacking and we should point out that a lot of these things may not be their permanent places or the permanent solution for things, but it was helpful to kind of rapid fire. have to figure things out over the course of like. Ten days, or so because you just had to make decisions, you couldn't overthink a lot of things and we will have time. We have plenty of time down the road to think them through and adjust and improve and fine tune stuff as we do more decorating, and you know, get things in their final spots, but I feel kind of proud that we've gotten to the spot that we are at now because it is working really well so far and. And the pot is while I. Was GonNa say the POT is empty? The Pot is not empty. The Pot is unpacked, but the other thing we wanted to talk about is after we unpacked everything and we found spots for most things. We realized that we still had too much stuff. Yes, I, heard from so many of you who said don't think that it's uncommon or shameful or bad to have a second paring down when you get there, often you. You, just can't tell what of the things you bring you actually need. And what would we say we say about fifty percent of our stuff was downsized in Richmond before the move, and then maybe twenty percent of stuff in the pod is not staying with us, so we did another twenty percent shave of the things we brought. We probably have a fifth of it that we're not using so. We've put it back in the pod as we go through. Through the process of getting it donated places because we found like someone who recently lost their home on a fire here, someone who also lost her home in a hurricane a couple years ago, so we found some ways to put these things that we don't need to good use and I think by the time you guys here this the pod will be empty and we can actually get. It picked up and out of our yard. Yeah, I would

John I Richmond House Pantry Richmond
"three bedroom" Discussed on KNST AM 790

KNST AM 790

04:32 min | 2 years ago

"three bedroom" Discussed on KNST AM 790

"And unwrapped straws from self service drink station but the a third bedroom Chapman who is a professor of food safety at North Carolina state he was actually cooperative restaurant recommendations I spoke to him and he told me that the biggest threat in restaurant actually other people so you really want to avoid any crowds whether it's waiting for a table or you people sort of standing around at the bar and also outdoor dining is going to be safer than indoor dining because there's likely to be there's gonna be more ventilation and airflow and that can actually help reduce the number of virus particles per volume of air also thank you the things you need to be wary about are what he calls high touch surfaces which are things like menus and Compaq or shake our hands those little whether holders that wait staff often used to present your tax those soaps hand can't be a using hand sanitizer wash your hands for at least twenty seconds with a really important whatever you're gonna be handling something like that where is it experts say there's very there's no evidence that you can get the virus by eating it and cooked food okay so that's something the people should be a little bit but heart by but also and also that the the things like cutlery like the important knives and glasses the only thing is he said our last worrisome because they'll likely only handled by wait staff and staffers who are trained in food safety ethnic relate them through the safety protocols so it's more of the the things that could be touched by other patrons yeah that's what should be using paper menus that are far away after every picture on or they should be disinfecting menu between immersed in the sequencing and others all of you know of all is to avoid any of those menus at all and actually walk up the menu on the restaurant's website you can even you know often times but structure actually allow you to order online as well you don't even have to deal with payment afterwards so anything you can do to sort of limit you are handling the high touch items is this a fast speed with Andrea Peterson health reporter at the Wall Street journal the pieces called safety advice for re opening how to reduce your risk says coronavirus lockdowns ease I don't harp on restaurants but you know certainly if I'm bringing up the menu on my phone or the you know the servers wearing a mask and you know you're seated every other table if you like this is no ambience I rather just I think it take out and bring it home I'm sure that they're they're definitely going to be people who feel that way and and and so that's certainly the safest the probably as you know safer option if you pick it up and take it home there's a you're going to limit your exposure to other people which is the biggest risk being in a restaurant about for getting to work because the folks in cities that have to say hop on the subway I it is one one guy your story described as just a Petri dish yeah that's true because the problem with commuting and on a bus or a train is that it's very hard to have enough distance between if if if if the trainer buses crowded it's hard to have enough distance between between passengers to so that you know if you if you don't have to take public transportation where faith mouth and also be really cautious about hand hygiene with wide one experts tell told me you can kind of try to wash hands with soap and water for the twenty second avoid touching your face all those things that I would have been drawn into us now walking or biking to work or driving your own car are going to be the safest options if you have the money to do so taking a taxi or using a new car left is also generally less risky than public transportation particularly if the driver is wearing a mask as people probably know if an infectious person is wearing a mask the mask will trap the directory droplets that omitted when coughing sneezing arctic arts hailing that contain the virus yeah so one expert told me that actually the old school country got shielded from taxis would also provide some protection and also open the car windows if you're in a if you're in an uber or left or attack the weeds injury injury Peterson reporter at the Wall Street journal twenty one minutes now after the hour on this weekend.

Chapman professor North Carolina
"three bedroom" Discussed on KGO 810

KGO 810

02:09 min | 2 years ago

"three bedroom" Discussed on KGO 810

"Three bedroom apartment and two guest houses nearby four bedrooms each the walls are mahogany and there are fireplaces everywhere four of which were imported from English country homes and for a beer eight and a half million dollars you can also save hold which in nineteen forty was owned by the Duke of Windsor Prince Edward an American divorcee Wallis Simpson will buy a house it's red brick almost forty seven hundred square feet with three bedrooms and four baths in the ritzy Georgetown section of Washington DC the ground floor has a dramatic for your with a suspended circular staircase and quite a bit of history back in the forties and fifties a congressman and later a senator live there and only four and two thirds million dollars you can all the house once rented by the young John F. Kennedy one of my houses just over fifteen thousand square feet on a bit more than two acres in Beverly hills with ten bedrooms thirteen baths a ballroom wide room the obligatory pool and a rooftop tennis court once owned by Elizabeth Taylor NBA star Carlos boozer bought it fifteen years ago in the least it at ninety five thousand dollars a month to pop singer prince couple of months later boozer returned defied the prince of change almost everything with the furnishings replaced by black and purple stuff the weight room was a disco dance floor with the DJ booth and several bedrooms had become a hair salon and massage parlor at booze was assistance with that of his attorney prince changed everything back now the star studded magic can be yours for just a hair under thirty million dollars and one of my house it's a Rancho Santa Fe California three and a half acre estate with the main magic over seventeen thousand five hundred square feet plus eight bedrooms nine baths to curving staircases to the upper floor a chef's eat in kitchen and an outdoor kitchen for only eight in two thirds bill yes you can all the house that Mike love loves what he is and touring and singing beach boys songs less than a year from turning eighty and the only thing that the lead Sydney beach boys house doesn't have a beach the off beat I'm Jimbo had America in the morning for Tuesday April.

Wallis Simpson congressman senator John F. Kennedy Beverly hills Carlos boozer Rancho Santa Fe California Mike love America Georgetown Washington Elizabeth Taylor DJ attorney Sydney
One of the Boston Area's Latino Immigrant Cities Is the Epicenter of the COVID-19 Crisis in Massachusetts

Latino Rebels Radio

08:22 min | 2 years ago

One of the Boston Area's Latino Immigrant Cities Is the Epicenter of the COVID-19 Crisis in Massachusetts

"I I. You know I'm a journalist. I cover a lot of national issues but I'm also you know house live in the Boston Metro area on the south side of the city. You're up on the north side. Chelsea is the for me for a lot of laughing. Estonians Lead Latino Immigrants Section of Metro Boston in a lot of ways I looking at the statistics and seeing happening Can you explain the situation to people that don't under? You know our our our listening to this. The first time outside of Boston and put it into the context. Because I it's the numbers are just startling. They are they are really got it all and unfortunately for those folks who are joining to me and Chelsea a one point eight Square Mile Community. And as you stated it's done in that community that is just north of Boston and he had been an officially declared as having the worst outweighs a whole the nineteen cases the entire state so the numbers that we're looking at is as of the site and again the information. It's teaching still constantly by the time that speaking. I'm pretty sure he's number. Got Even higher but as a black knight part infections late is that a hundred and six per every ten thousand and the so and just to put that into perspective. The member I mentioned we're one eight hundred blasting. The are the second third largest city in the state to just imagine coupling the fact that we have working families that are living in apartments just up to fifteen people in three bedrooms treatment and on top of that we have families that in the fast economic signs have to three jobs just to make an and one of those jobs are either virtually gone so the folks are unemployed and on and on the other end of the also have other guys it in fourteen essential employees. These are folks who are in the front lines. They are working at Dunkin donuts. They're looking at market basket. Starch working at the services area so you have for that are essential workers who it's impossible for them to physically defense and the people that are trying to ask everyone to follow but you follow the physical distance so they stack you You can find it the and then you have other fault somehow completely knocked your job no income and on top of that you know we have been for. Decades has experienced environmental injustice shoes So wearing industrial city that has a high volume of chuck traffic and We're have coastal cities in the air force. So you couple of all of this and later on off and you have the perfect time for a five thousand of of this Epidemic what are your constituents saying. What are you hearing the story before because I do? WanNa talk about the state response in the federal response but I also wanted here with the voices of the community of the same cause. I do feel like for me being here in Boston. You know covering what's happening in the Boston area. I'm not hearing those voices. So what are those voices telling you? And what can you share? Because I think that's the numbers that you reach like those comparible your city. I mean this is I. Just. I'm just. It's mind boggling to think about this so sure from what you're telling you first before we get into sort of the response so let's see now the the experience there's been fighting there's a lot of exciting from my residents. I cannot tell you how many folks call me and me and to me. Facebook packages telling me of how they have been confirmed with survivor. They have been unemployed for over a year. I'm sorry for over a month. They've been unemployed for over a month. They have confirmed that the case they do not have any money to go shopping even before John for their children. She has no idea how they're going to get money. And that's one of the biggest concerns here you know. And not and not only my family's on the ensuing destroy them the trauma and shrimp farm our dispatchers who are taking these calls and taking these cases are also go into emotional breakdown when they hear The Need for money for the The the need for some families can't see them doing their chiefs. Get Emergencies Actors. They their kids. Which is true of freight is only out and spreading the virus. So again like it's heartbreaking and doing the best that we check on our end but we need more veteran wild and the city is under voluntary. Twenty four seven lockdown right now. Is that correct? That's our people Our understanding the the I mean are people you know following it or I mean I I feel Zaidi and then getting that. It's kind of like Whoa. I mean I feel like bishop happens like it literally happened. You know and you know people are falling Massachusetts. Although I think you're right I think when you have more people that are essential workers that are working in industries. That are feeding us in our. You know doing other things and taking public transportation and coming back to dense population. All the ingredients were there and it seemed like no one you know. We shouldn't have been surprised as as people in Boston that this is. What's happening People now you know I I think taking it seriously put tyrod or their language issues. Are Their immigration. Now is like what what did give me a more of a picture because I know there's a response. I never thought about the response that I I also think people don't understand can there? Yeah you know. There's y'all yeah people Boston. So a little bit more the for their cellular energy so and then you go back to that The leasing why city manager trump and see no decided. She's making twenty four seven because don't WanNa be political. Be and fog maybe blowing up all their population right. So that's one of the key things right so I know that other things they're doing is that they see waking the curfew. They are giving them a ticket for two hundred dollars is. Here's the penalty for chased. But again you're getting community that is real incomes who barely has money to afford luxuries is they're out of their jobs for listing want. It should be picketing folks three hundred dollars penalty for being outside and not falling curfew hours. So what we're focusing on is coming in. He emphasizing that and and I thank you for stage to continue this important dialogue which is getting very serious and as much as we are. Afraid to be alarming. The numbers are alarming. People are dying I last night because nothing that and we want that number to stop but he then you know my mom personally. She's a factory worker. My mom works. I think we'll hop factory and she has to go to work every day. Actually thirty in and you know she. One example of the other example appear in in Chelsea family has to choose between. You might go to work so I can get money and food on the table and and save a little bit team. Nice Munch or stay and a lot of folks who have to work as mentioned the happy. The public transportation is virtually honestly suitable to be physically spent in the

Boston Chelsea Dunkin Donuts Chelsea Family Facebook Epidemic Zaidi Massachusetts John
Learning Visiolinguistic Representations with ViLBERT w/ Stefan Lee

This Week in Machine Learning & AI

09:23 min | 2 years ago

Learning Visiolinguistic Representations with ViLBERT w/ Stefan Lee

"Art of one. I am here at nervous. Twenty nineteen and I am with Stephan. Lee Stephan is an assistant professor at Oregon State In the School of Electrical Engineering and Computer Science Stephan. Welcome to the toy cast. Yeah thanks for inviting me absolutely. Let's talk a little bit about your background before. We dive into some of the many things that you're presenting here at the conference. Sure sure so I DID MY PHD at Indiana University. And most of my work there was sort of on the core computer vision side. So how do I use computer vision to help? Scientists do various tasks zoo. Lots of it was replacing. What would otherwise be human labeling tasks? Okay I I get bored quickly. So in my post DOC extended out to vision in language. So I'm thinking about Problems where an agent tasked to reason about visual input and linguistic input so it s not only understand the visual content to express that understanding by creating language or responding to language things like that and his visual question answering one of the tasks that is interesting. You Yep so. Visual question answering. I've got a number of pieces of work on topic. Okay there's also things like captioning or doing digital dialogues are multi-round Qa. Stylings dialogues. Okay and then. Lately I've been extending out to task that not only have vision language but also some form of action so he's our Language tasks situated and embodied contexts. Where an agent test to see and talk and move to accomplish some sort of task and are the agents that were referring to here they simulated agents mostly. They're saying Leonard agents but some recent work has sort of extended out of the simulator into physical platforms with some surprising success. Okay what's an example of a platform that you're using for simulation over the robotic further robotics on the body Saturday What's the kind of dimensionality? How Complex are they? Yeah so most of the workers even working on so far has been on this pie robot platform which is something that Facebook has recently released. Which is wonderful. Low cost robotic platform local. But I think they call it. That has a really nice interface for machine learning practitioners. Oh really so I have not come across. It's worth looking out so it's You know you can say from tyrod. Import robot and then robot go forward one meter and that sort of the level of the interface. So I'm real machine learning persons robot for things like navigation in grasping so here at the conference. You've got a number of presentations that you're and posters you're involved in Will talk about One of them in most detail. Vilbert about what are some of the others that you've been focusing on sure? So this year I'm presenting number things. He said One of them is one of these embodied tasks so it's a work on what's called vision in language navigation where an agent is sort of spun never before seen environment and given a natural language navigation instruction something like go down the hall turn left at the Wolf head and the Stop on the third bedroom the one with the yellow bedspread or something like this so instructions or this mix of trajectory clues like go forward and turn left and Works and visual grounding landmarks. Knuckling and then the goal is to have an agent that can reason about all of this while actually following that path in simulated world. What are the prior that the agents bringing into this environment? Does it already know what a wolf head is or is it need to figure that out from training so it's a tricky question A Lot of vision in language and we'll touch on this in Vilbert Sort of starts from a set of pre-trade image features instead of pre-trading language features what it doesn't have as a sense of grounding so it may be able to represent a wolf head visually and it may understand the word. Wolf head but the connection between the visual incarnation of a wolf head and then the term isn't there that you expect to learn during the specific task though in Vilbert. The point is that we're trying to P- retrain grounding itself and so you've got the agents paper Yup and then there's Vilbert and then I'm also giving a talk at a workshop on emerging communication. So if you have a agents that interact to perform some task and you want them to share information between each other or communicate How could you make that communication protocol? More interpretive Humans and one way to do that is to make them actually use sort of discreet symbols. So somebody that looks like a word More or less. That doesn't necessarily have that meaning and then the talk is about. How do we make these these communication protocols? Morte now this whole field was kind of. I don't know if popularizes the right word or Villain is a few years ago with the facebook Those two agents that said to develop their own coded language. Yeah Similar kind of vein of of research. Here Yeah except for the fact that we we want understand what the code is right. Yeah Yeah that was the dealer Nodia. Paper had some similar similar goals. Yeah Yeah And so it's an innocence. Kind of merging the field or the desire for explain ability into this emergent communication work. Yeah Yeah and it If you're thinking about building agent that eventually will work with the human communications up being a big part of that. That's how we organize ourselves so making sure that we understand what agent is saying What we're saying is sort of one of the goals my research but not constrained necessarily by English not necessarily an agent to come up with its own stuff if we can map it back some space that has human like structure. That would be fine right so rather than having a unique unique word for the concept of Red Ball would prefer the agent to have a word for red that modifies. A word for ball. So even if it's not English it's something we can map back to a way that we understand How language works so Vilbert What's over all about? Yeah so I hit on this a little bit ago but billboards about learning the associations between the visual incarnation of concept and the linguistic Concept and this is sort of tricky because most people instantly hallucinate the visual part of something whenever they hear the word. When it's when I said Wolfe had. I assume a lot of people immediately. Thought of like game of thrones type of things And there was some visual concept that got brought to mind but the machines don't buy automatically have you can you can learn language and just in a linguistic context and in fact that's what most of natural language processing does is just learning based on its association with other words likewise on the visual side. You're just sort of learning to represent some sparse set of classes and those classes often relate to specific nouns. But they don't have a sense of closeness right so there's new idea that the feature for a cat should be close to the future for Tiger because they're related linguistically or uncertain taxonomy so the point of Vilbert is to try to learn these associations between vision and language directly and this is something we usually call visual grounding out of worker. And so what's the the general approach there presumably in involves Burt transformer former models the name. Yeah so if you look at the Bert models and some of the big successes in NLP. It's these large self supervised tasks so they take a large language Corpus and they learn certain little things to build supervision from unlabeled data so they'll their mascot a few words and have them re- predict it based on the other linguistic context other Alaska sentence follows another sentence in text. And what we find analogues for that in the language space. So there's this data set called conceptual captions. That came out recently. Which is this massive out. On the order about three million Image text pairs where they just found images online. That had all text so some human had provided alternative text for people usually for people who visual impairment You might interact with us by melting over image and it produces some some tex tag. They did some processing on top of that. But is this sort of Webley supervised state where they scraped office down and now the images filtered for kind of symbol simple kind of image types of or are they just raw whatever's out there across the board from everything from flicker style images to pictures of maps. And things like that so it's pretty pretty broad but that's sort of where we start our data source and we perform similar self supervised trainings where we're masking out. Certain amid parts of the image just random and then asking it to reconstruct those given the rest of the image and language and likewise were asking does the sentence match with this image or not or masking out parts of the language and having reconstruct from the image on the text. So we're designing this sort of self supervised multi modal task with this large weekly supervised status. And what we get at the end is a model built some representations that bridge between vision language and then fine tune that for a wide variety of other

Vilbert Facebook Lee Stephan Indiana University Wolf Assistant Professor Oregon State Leonard Knuckling Webley Morte Nodia School Of Electrical Engineeri Burt Transformer Alaska Wolfe
Where's Canada's worst housing crisis?

The Big Story

07:53 min | 2 years ago

Where's Canada's worst housing crisis?

"Wrote on P. is rental market not the type of thing You think about all that often Being out here in Toronto whether you're Vancouver Montreal but it's a It's a a pretty wild place I would say so. Tell me about even just one of the typical kind of stories. You hear from renters right so I've heard quite a bit from families out in Pi and they've been having a ton of trouble for years now. it's a really tight rental market not a lot of spaces particularly larger spaces. If you need three bedrooms. Let's say and they they really just can't find very much at all So UC on facebook all the time families pleading for any sort of tips on vacant units. They find themselves weeks away from Homelessness Day call apartment buildings month after month looking for something and invariably they hear that there's just nothing available. Can he give me some context Just in terms of how tough is it there. In terms of vacancy rate and and how difficult it is to get into these places to have numbers. Yeah absolutely so. If view all the way back to two thousand thirteen the apartment vacancy rate was about seven percent. That's pretty high. It's you know the type of rate where if you need you to place your there's GonNa be some options for you fast. Forward five years to two thousand eighteen zero point three percent so like nothing pretty much nothing yes and The there was literally nothing for three bedroom. Pi's at small enough place that you can count the vacant units quickly so circa twenty eighteen gene Given all the apartments that they have that means they're eighteen available apartments on the whole island so things improved a little bit in two thousand nineteen up to one point two percent vacancy but still the lowest on a provincial basis. It's still a really tight market. There's not a lot available. I mean the thing that really really grabbed me about this is that those are numbers worse than or even maybe now on par with you know the numbers we hear out of Toronto and Vancouver where these are the biggest biggest housing crisis in Canada. And how do people react. I mean you're based in Toronto when you put together a piece explained that no actually. The worst housing crisis in Canada is out east in Cranston Rhode Island. I think it's mostly surprise. You know when when you're based out in these cities you you tend to think you know this is where everyone wants to live in Candida. Therefore there's a ton of competition but in fact I mean there's there's a lot that's going on beneath the surface in. Pi Driving this when people hear about it from year here. We just think it's a place where you go on vacation or something but you know there's a lot of people living and working there and it's it's really tough and people they don't don't realize it mostly what are those underlying things that are driving The scarcity of rental units one big thing is population growth Pi. Okay I has grown a tremendous amount over the past say four or five years on top of that. There's just not been a lot of apartments built. I mean Pe- I compared with say here in Toronto where we're sitting Real estate market is You know prices are a little more modest. Let's say so you know years ago you'd have a lot of options for detached housing under one hundred and fifty thousand dollars Yes so you know developers is there there. They weren't really building apartment. Because you know someone with a middle class. Income Housing was pretty affordable for for ownership right. So that makes sense but then you get years. I'm not really building apartments. An influx of a ton of people and home prices have gone up quite a bit you know for a detached housing. Typical detached housing went up forty percent over over the past year. So now what used to be. Affordable isn't for a lot of people they need to rent and they haven't been building rentals so start with the first problem And I guess it's a really good problem for a place like P I have. Where did the growth in population come from right so The previous liberal government. They're made population growth with a key part of their economic plan. And really. That's that's a good thing right. You know when you're looking at any of the Atlantic provinces. They're really old. They need to get younger. They I need people. In a place like newfoundland their populations decreasing They desperately need people pe- I saw this and they said we got a ramp up these numbers so they started bringing in a lot of people that are entrepreneurship programs to bring in people from outside of Canada the trying to lure native islanders back to Pi. He is well so you know the numbers sound almost kind of funny over the past four years. Pi's population has increased by thirteen. Eighteen thousand. So that's just a fraction of what you would get in a given year and say the GTE shortly but thirteen thousand. That's nine percent increase over four years. That's nearly double the national rate of growth the highest growth of of any province over that spin so thirteen thousand is a big deal on an island of you know give or take a hundred and fifty thousand sure. That's a rough equivalent of that in Toronto would be what like three hundred three hundred fifty thousand people that span yet. Just you know if you were to blow it up Toronto wise I mean it would just be. We wouldn't know what to do with all those And what about the second challenge. I mean you mentioned that Now that houses are more more expensive some people are being forced to rent. Where's the new inventory coming from? Because again you think about how the bigger cities solve these problems like journal can throw up six new condo towers hours right. The developers are all over it. How does that work on an island with limited Limited resources but also just like space. Yeah there are definitely you know. The government airman has responded. There are more affordable units that are starting to come to market. They're throwing millions of dollars at this but A lot of what we're seeing. That's coming on and lot of develop developers are starting to reactor saying we need. There's a huge potential here for rentals. We need rentals but a lot of those are going to be at market rates right so P I like a lot out of a lot of provinces has rent control which for tenants is great. Because you know more or less that your rent increases year to year are going to be pretty limited. Let's I'd say around inflation two percents or so. But when a unit is vacated or a new unit comes onto the market the landlords can set it where they want right so the new listings. That are getting come. Available available in a lot is going to be a market rate. They're going to be a pretty high rate so the average rent in. Pi is somewhat modest. It's like you know nine hundred dollars that includes people who've been under rent control. It's they've rented an apartment for twenty years right on the island. But the new stuff you see you know fifteen seventeen eighteen hundred dollars for pretty modest accommodations so when you talk to people. They're either people who were trying to render. Just people who've lived there for quite some time. Where where are they feeling the squeeze and and what do they think the government should be doing one thing that you hear a lot from people? They're they're they're they're squeezes in a few different directions. One is that I'm just tons of families families that are unable to find the space so families of five. There are crowding into two bedrooms. As I mentioned earlier for three bedroom vacancies couple years ago there was literally nothing available so finding the space for families is has been a real challenge. Another one that I've heard about quite a bit is for students for Upi about about ninety percent of their housing is off campus. The only have a few hundred beds on campus. But what. I've been hearing from students that they're competing with the short term rental market a lot so sites it's like Airbnb. The touristy is still going in September when school starts so a lot of students are having to double up with other people who happen to have apartments wade out. The tourism season. Then get a rental for October. So there's quite a bit precariousness that you're seeing at the start of the school

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Judge says real estate firm can evict homeless Oakland moms

Pacifica Evening News

04:44 min | 2 years ago

Judge says real estate firm can evict homeless Oakland moms

"In Alameda county Superior Court judge has ruled that an invitation can proceed against the group of homeless mothers known as moms for housing who have occupied a vacant home in Oakland owned by a real estate investment firm the moms have said they will not leave the property and are asking supporters to put their bodies on the line to help fight the eviction Kate either reports from Oakland Dominique Walker of moms for housing has been living in the three bedroom house with her one and five year old daughter's since November she said she and the others who occupied the house are prepared to fight the addiction and be arrested if necessary this system is designed to protect the well being it wasn't designed for us so we never thought they will win in the end justice that we are here and we're not leaving we've been here since November eighteen that is a win for at we are bringing awareness to this national and global housing crisis and we don't intend to stop housing is a human right we're working to change not only the loss here but all over the world around housing it is a basic human need and it's our basic human right the group of mothers and their children moved into the house partly to protest the methods of speculators who they say stop up homes and leave them empty despite the housing crisis until the conflict the homes for a profit sheriff's deputies could come to the house and force them out within five days Alameda county Superior Court judge Patrick McKinney denied walkers request to offer expert testimony on the right to housing through federal and international law during the trial in his order McKinney wrote quote the court recognizes the importance of these issues but as raised in connection with ms Walker's claim of right to possession finds that they are outside the scope of this proceeding organizer Carol Fife who is working with moms for housing asked supporters to come to the house on magnolia street to support the mothers and be arrested with them if they are forcibly evicted come and stand with the mom Dominique is taken away she should be taken away alone right if I get to wreck that there should be people that are arrested right there with her because it's just not Dominique that has to be taken from this house this is a movement the forces that are putting all this money into community to speculate intake homes off the market and make them only available to a select few they need to see that this is not just about four mothers bet it's much bigger than them so I urge everyone who has the capacity to be here to be in solidarity and put your bodies on the line like these mothers are putting their bodies on the line for all of us the property owner the company Wedgewood is trying to evict the mother's despite the offer of a local land trust company to buy the property so that they can stay clin city council president Rebecca Kaplan has threatened to consider seizing the house under eminent domain if Wedgewood doesn't negotiate with the mothers Wedgewood has maintained it won't negotiate with them as long as they remain in the house a spokesperson for Kaplan passed out a press release to the crowd which says that Kaplan is continuing to quote urge Wedgewood corporation to sit down with Oakland community land trust and seek to work out a mutually beneficial situation which allows Wedgewood to get paid for the property and and the situation of strife and negativity Oakland city council member Nikki fortune not Abbas has been supporting the moms this is a movement and history because what the moms are doing it is an act of civil disobedience because the laws are stacked against them as I'm sheltered moms what they are saying is that the system is not moral it's not just to mothers and other people who were members of our community who were and sheltered and living on the street corporations are treated like people our cities our state our country is allowing housing to be commodified it is not a commodity it is a human right which would has maintained it won't negotiate with the mothers as long as they remain in the house the company spokesman Sam singer said in a statement quote Wedgewood takes no pleasure in having the sheriff and force the court's order to evict the squatters the solution to Oakland housing crisis is not the redistribution of citizens homes through illegal break ins and seizures by squatters organizers said it'll be at the house Monday morning at six thirty prepared to support the moms if the Alameda county sheriff's office comes to a victim reporting for KPFA in Oakland I am Cait

Alameda County Superior Court
"three bedroom" Discussed on WCBM 680 AM

WCBM 680 AM

02:02 min | 2 years ago

"three bedroom" Discussed on WCBM 680 AM

"Off and added three bedrooms and a bathroom upstairs and a two car garage attached to it she changed a little two bedroom one story house with one bathroom into a five bedroom with two beds and a two car garage and excuse the renovation loan it is a if a small life of small jobs or very large jobs it is a terrific program get a copy of the book for those of you like to go to a web page the whole book is my on our web page our web pages are name I'll tell you something else well let me give you this first OB the the the web pages are name its first preference dot com F. I. R. S. T. preference P. P. R. E. F. E. R. E. N. C. E. dot com and the whole book is on the web page here's another little trick I did you can go to our web page by using that phone number I could give it out the phone that you go to W. W. W. dot eight hundred three two one five five five five dot com and that'll throw you into our web page as after being cute I get a kick out of myself every now and then but you can get to a web page that way the whole book is there you know was also is there is a little mini application it takes about two minutes to fill it if you fill that in and send it into one of the loan officers I promise you one of the loan offices or if they're too busy I personally will get back to you email or call you within an hour or so again it's you can use the eight hundred number W. W. W. eight hundred three two one five five five five dot com and that'll throw you into that web page I like to get a copy the book I make great bathroom reading see I do get a kick out of the whole but you can get a copy of the book and while you have the loan officer on the phone make sure you get his name or her name and cell phone number because you'll have questions later I don't want you getting voicemail they're all in the office eight hundred three two one five five five five they tell me take another break we'll be right back looking around your business I.

"three bedroom" Discussed on 1075 KZL

1075 KZL

04:26 min | 3 years ago

"three bedroom" Discussed on 1075 KZL

"That's coming up this morning at seven oh five when you're a house guest. You know, we just got back from vacation where we were in the a villa the villa? You know, Kelly's parents one the head like three bedroom like on the beach and all that really nice. But you know, you might be a house guest when you head into the summertime or even holiday time, and how to not be a crappy house guest some rules that you need to live by one. This my seem simple, but man or woman make sure whenever you're done to put this toilet seat down. Yes. That's just what manner of the toilet seat up. Was he saying? Man or woman like, yeah. No matter make sure whenever you're done put it down because that could be a problem and also for dues probably more. So with IBM Jason Goodman and myself to not IBS part. But double check everything to the toilet. If you or do flakes. While we're on vacation. In the condo. You know, two or three bedrooms different things. I'm using one the bathrooms is kind of towards the front in the hallway deliver on the other side appear in the kitchen's kind of close ups they had to go number two. I was done, and I go to flush the toilet and the toilet doesn't flush rouse. Hey, Jared readily was hanging here. And I'm just trying to figure out taking the back. I don't know anything about any how to fix anything. So my pulling out parts of the toilet and stuff that's down. Turn the water back thing on silken clink clink clink, dumb and dumber situation. Really? Yeah. What are you doing there? Good. And Finally, I like push them like plug down in the water started goodness. Have you ever did one a number two? And all of a sudden, you look like hell to go. That was the perfect one. If there's a shared toilet situation. Just be courteous gross. Nobody wants to go in there after you need to hear about what went on in there. Just leave it as you found it, right? And then obviously, don't leave anything. That's really really gross another way to be a good house. Guest is no swearing. If their kids around out. Yeah. This is poor form in one of Kelly's brother's did it by accident that was in the room, and he says and then you'll then everyone. Taylor. Cuff adults happens. All right. Good way to be good houseguests, no phones at the dinner table. That's like the biggest problem. Now. I think especially if somebody else is preparing went through the hard work of preparing the meal serving it to you shopping for it all that. I think it can be very disrespectful. Somebody went to the heart of. Yeah. And then, you know, Geraldo, electrons and stuff, and the fact is you're just missing out on your you are it's like, I don't know if it's become boring or something not to use your phone when you're sitting right there. You're exactly right. Boring. I think we just become we get into the habit of having in our hands. And checking scrolling that's what we're we're custom to have social media my phone, and but I still find myself checking ESPN thousand times like is her update update on my favorite team going on. And then two more things real quick. How to be a good house guest? Don't assume you can go anywhere in the house. So condo situation. Actually at someone's house. Like you start going into the master bedroom. Out of there. You know, some rooms could be off limits. I think a lot of rooms are and then the number one things has take your shoes off at the door seems simple. I don't I don't either I want to implement that in our house because it's come in with like money, but we have a dog. And so I. There's no reason for that rule in our house difficult. Yeah. Very got the dog anyway. Doesn't care. And then you try to do that every time I'm always going in and out and this and that is in posse. Now, we don't. Yeah. So try to take some these rules with you because you know, the time of year people start traveling more around the holidays too in your house. Guess you want people to jerk? Oh, this person back in my house ever again..

Kelly Jared Geraldo IBM Jason Goodman Taylor ESPN