35 Burst results for "Thirty Three Percent"
Black Friday 2020 Sales Reports
"In store sales on black friday where fifty two percent lower than a year ago. That should not surprise anyone online. Sales were up big also not surprise. This actually did surprise me a little bit. Though jason online sales on friday in the united states made it the second biggest day ever for online sales cyber monday last year is the biggest all time black friday this year second-placed that might get bumped down to third place after this year cyber monday. But what did you think of the reports of black friday. Yeah i mean. I think you hit on something there in to today cyber monday. I think you're right. No surprise almond spending on black. Friday grew twenty one point six percent. That was a new record. It was around nine billion dollars worth of purchases that were recorded in the forecast for today for cyber monday this year. It's slated it's it's it's slated to become the largest digital sales day ever spending is forecast to reach somewhere between ten point. Eight billion in twelve point seven billion dollars that would represent growth of fifteen to thirty five percent from last year. You no surprise really there. I think to me what really stood out and again not surprising but still stood out. Because it's just pretty darn impressive was shop by shop by his stock obviously a lot of our listeners. A lot of our members and subscribers are all very familiar with in. It's been a good year for shoplifting. Is stock up around one hundred and seventy five percent. The numbers that day chalked up for black friday really impressive two point. Four billion dollars in black friday sales that was about seventy five percent growth from last year so clearly the investments. They've been making in business all along the way or paying off. And i think the thing the thing there is because we can sit there and criticize shop five for example oh it's overvalued or you know it doesn't make a lot of sense because the business doesn't make that much money yet that that may be true but these are the type of these types of numbers that will i think afford some time i think as long as they continue to record these types of numbers the market is going to continue giving it Some wiggle room there. We've seen it with amazon. We've seen it certainly with wayfair. I think i don't think it'll be different but there were some interesting numbers. There within shop of is report that i think are just worth noting average black friday cart price. Globally was just under ninety one dollars. That was up eleven percent from a year ago so people spent a little bit more in need thing here in this mobile world. We always talk about how mobile is really leading. Four mobile sales on black friday this year. If you look at the breakdown between mobile sales and desktop it was sixty seven percent mobile versus thirty three percent desktop in last year that was sixty nine percent mobile and thirty one percent desktop so the differences is marginal but it seems worse shopping on desktop this year for obvious reasons and so the data i think but yeah it all goes back towards this digital economy that we're witnessing in it. It's it's seems like it has a lot of traction. I don't know that we're necessarily going to be going back anytime soon. I'm glad you mentioned shop five because we have talked a lot about the big retailers like walmart and target in particular the investments that they have made this year for curbside pickup for delivery all of that but worth as you said pointing out the investments shop by his made and this is a stock that i do not own i. I understand both sides of it. It is definitely on my watch. List having pulled the trigger yet. But but i understand the concerns. I understand the around valuation the lack of profitability. And maybe that's why we've seen the rise that we've seen for target and walmart this year because those are just fundamentally. I think a little easier for people to wrap their heads around. But as you said. I mean what what is the future going to be. Is it going. is it going to be well. Wants to all this is behind us. We're just to start going back to the mall now. I don't think so it's going to be more online shopping and to your point more mobile shopping. I think you are. I think you're right there. I just continued to be impressed with wayfair for example the mobile mobile numbers that they continue to record are really impressive. And that's that's furniture. Man i mean like people are shopping for furniture on their phones in regard to shop applied. I think when you when you look at the future. I don't think it's going to be one or the other. I think we've talked about this before really when we talk about target and walmart i mean it really is becoming about omni channel right. It's just meeting. The consumer wherever the consumer wants to be met in the more that companies the more that retailers are able to do this They're going to be able to take advantage of the digital economy. They're going to be able to take advantage of people wanting to actually physically go to stores In so i. I think the future is going to be a little bit of both but certainly shop. A fi is keying in on their specialty. In and i think more growth is going to be coming in. Obviously bad digital space shop is is absolutely one of the companies dictating the development of that space so even even next year. When i think it's probably safe to assume that that we get a little bit more back to normal in and the the the in person shopping experiences a little bit less risky. We'll see people wanting to get out. We'll see people wanting to go to stores and have fun with that experience But but that that. I don't think it's going to really Deter people from shopping online. I mean hopefully. I think ultimately what i'd love to see just this whole black friday cyber monday thing. I really like the fact that we're stretching and just this whole month so it's not really about fewer sales. It's just about timing right. We're just stretching over the course of a month as opposed to really isolating on on individual days. I liked to see that. Continue to wear these concepts. These retailers are not just leveraged to a couple of particular days toward the end of the year. Just real quick before we move onto our next story on that point. Are you seeing this in your own personal life. Because i have in. The last week noticed that the promotional emails i get from different retailers are basically saying. Hey our black. Friday sale is gonna last for the next ten days. It's like the subject line in the email is black friday sale. And then you look. It's like oh this is actually going through december ninth. Yeah i feel like. I've seen a lot of that just anecdotally. I do feel like. I've seen a lot more of that. I think that's that's the right thing to do again. It's just it's a bit of a different time but hopefully as we've seen throughout this whole year this year has been an accelerator for change and a lot of good ways. And maybe this'll be one more thing one more change that will witness over the course of the coming years in the i think ultimately they'll be a
WHO Urges Africa to Prepare for Vaccine Rollout
"Is far from ready to roll out. What will be its largest ever immunization drive to beat covid nineteen the world health organization. Who has said the warning from senior. Who official matzec. Some wet comes amid increasingly promising efforts to find corona virus vaccine in her cool for african governments to ramp up readiness for the campaign. Dr moity said that planning and preparation will make or break. The unprecedented endeavor. We need active leadership and engagement from the highest levels of government with solid comprehensive national coordination plans and systems. Put in place. Insisted doctor who is. Who's regional director for africa. According to who analysis which is based on countries self reporting the african region has an average score of thirty three percent readiness for covid nineteen vaccine rolled out well below the desired benchmark of eighty percent.
Biden advisers to meet vaccine firms as Trump stalls handoff
"According to data from Johns Hopkins University the U. S. is adding about a million new covered nineteen cases a week the United States is in there in a heap of trouble Lawrence Gostin a professor of global health law at Georgetown University we've got to covert case next court cases but also hospitalizations and deaths rising actor at an unprecedented rate and Gostin is concerned that it doesn't appear like anything will change it looks very much like the White House including vice president pence's coronavirus task forces just sidelined and and I'm interested in intervening tested a couple that are up thirty three percent over the past two weeks according to Johns Hopkins University Shelley Adler Washington
What Q4 Might Look Like
"What is Q. Four GonNa look like I think the numbers can be way lower than the one. You just mentioned way lower than thirty three percent and I think a reason for that is that number Thirty three percent annualized growth was boosted so much by the stimulus that we had by the economy opening in his partial away as it did there's a lot of work to be done. I'm quoting some economists who said that this week when it comes to the next quarter and there are so many factors weighing on growth is as we look ahead certainly, the virus is the main one we're seeing all of these records being broken as this pandemic continues to be a huge problem in this country in a huge drag on the economy. Obviously, there are mitigation measures associated with that that you know if we have to mitigate more. Could hurt the economy even more going forward that something to keep in mind and then. There's the stimulus the stimulus that we have passed and it's earlier. Did help the economy in the last quarter get back onto its feet a bit. Obviously nothing has happened in Congress there. Lawmakers returned home to their districts to watch the election results as we all will be on Tuesday and there's some hope that Congress will get its act together when they when they get back but. That hasn't happened yet, and that's certainly something that we're going to be watching and wondering about as we move ahead here and look at the prospects for
The GDP report isnt the whole story
"Come on repeat after me, you have been hearing or reading it all day I know the US economy. The US economy con grew at an annual rates GRUDEN annual rate of demain fill in the blank. You know it right thirty, three percent in the third quarter. Again, that is annualized or just from July to September compared to a quarter earlier growth rate was seven point four percent which sounds great. It does and Kinda is, but it doesn't get us back to where we were or. Where we might have been without this pandemic marketplace's Nancy Marshall Genzer gets his going with the output gap. We've all been there. Sometimes, we just don't live up to our potential former Fed economist Claudia Psalm says it's kind of like what happened in her house this morning when her fifth grade son had to retake virtual math test the teacher knew what his potential was but and because he wanted to get done with school and play on his IPAD, he didn't put in the time and do his best work. Some says it's the same with the economy. The output gap is the difference between what the economy is actually doing versus what it could do before cove it in recent years. GDP has been growing at two percent or more, but it just means that we know what we could be, and if we're not there yet will then we've gotta do gotTa do better even with today's strong GDP number we've only made up about sixty percent of the economic ground we lost in the first half of this year according to nationwide senior economist Benares. He says, that's partly because consumers are still avoiding risk. Your consumers are still down about a third from what they normally spend overall. Certainly, most of that's focused on the service sector with people not eating out as much. Music concerts anything that would involve large groups. Dissolution Solution here is pretty simple, less virus and more economic relief from Congress. Another Relief Bill Greg Dako chief economist at Oxford Economics says a lot of consumers relied on extra federal unemployment payments that ended over the summer as these transfers slowly faded out consumer spending activity has. Called Dako says it'll be at least another year before we get back to a normal rate of economic growth without another relief package he says, it'll take even longer I'm Nancy Marshall Genzer for marketplace.
US big tech dominates stock market after monster rally
"Big Tech gets a big test next week as apple facebook Amazon and Google. Parent Alphabet all step up to the earnings plate after a sizzling run for the sector wedbush securities things the reports will fuel up another tech rally into the end of the year despite the general nervousness over stimulus and the election apple is the firm's favorite thing name Microsoft and salesforce are the top cloud software picks and Z scaler is called the cybersecurity standout. There will also be some focus next week a US Senate hearing on section two, thirty immunity with twitter's Jack Dorsey facebook's mark. Zuckerberg and Google's Sundar Pichai all in the firing line. The economic calendar includes updates on new home sales, durable goods and consumer sentiment as well as what will be an eye popping Q. Three GDP report a historic thirty three percent quarter over quarter surge in Q. Three, GDP is expected to be reported to follow on the over thirty one percent drop in Q. Two despite the strong bouncing Q. Three the feds official forecast for this year is for GDP, to decline three point seven percent, which would mark the biggest single year drop since at least World War Two. Also on the schedule in the week ahead, look for some ideas to be generated out of the Robin Hood Conference and Spat Creation. Boards Town Motors Corporation could burn some rubber when it starts trading.
US home construction up 1.9% in September to 1.4 million
"Home construction rose almost two percent last month the commerce department says home construction rose a solid one point nine percent at September that's after a drop in August of six point seven percent construction of single family homes last month were up just under eight percent that offset a drop in the smaller apartment sector of over fourteen and a half percent single family home construction is now at its highest level since two thousand seven construction was up in every region of the country except the Midwest that registered a plunge of almost thirty three percent I surely ocular
Youths Shouldn't Be Tried As Adults, Study Says
"New report puts the weight behind arguments that young adult should not be prosecuted in Adult Court in Illinois. The findings from the juvenile law center say youth incarceration rates have fallen in recent years as officials recognized the developmental differences between adolescents and adults. But incarceration rates have declined among young adults ages eighteen to twenty four. Reward Co author Katrina Good. Joint explains. Members of this age group are treated legally as adults despite sharing some adolescent behaviors. A have poor decision making impulsive there -ceptable that peer pressure and they're engaging in risky behavior. When we talk about raising the age, we talk about better ways to be more forgiving and supportive of emerging adults rather than punitive report calls for raising the age of eighteen for juvenile. Court. In Illinois emerging adults are represented in the justice system accounting for fifteen percent of the adult population. They also account for thirty three percent of all adult arrests despite a forty seven percent decrease and the number of arrests for this age group in the past decade.
A tale of two direct listings
"Hello, and welcome to equity shot are quick hit on breaking news I'm Natasha Mascarenas and today joining me to talk about a tale of not one. But two direct listings on the same Damn Day is Danny Creighton. How are you Danny doing? All right this is exciting. You know we went from a world of no direct listings to an occasional direct listening to multiple direct listings in the same day. So it's an exciting exciting morning. We can finally stop breaking up spotify in slack whenever we say the L word and reinvention Asana, and pollen tear, which are the two news heads we got today it's zoo of curiosities. But lots of great stuff to talk about where where do you WanNa start you WANNA. Start with Asana or palate here. What's more interesting to you I think I have to start with pollen tear and my big question is you've been tracking it through every. You know crazy filing, your high level thought was this a successful debut on the Stock Market for? Today I think it's a definitely a success. You know the stock from January two, thousand, nineteen onwards trading at around five to five, fifty, a share, and then in the last two or three months that price jumped to about nine dollars and sixteen cents as of September first, and so you know when when the reference price came out yesterday from the New York Stock. Exchange which was quoted at seven dollars and twenty five cents. A lot of people were like, wow, that's like a significant drop from nine sixteen like what happened particularly also last week we had the Wall Street Journal reporting they were looking for a ten dollar referenced price. You know none of those numbers were really good but look it's trading. Now it's live as we're. Doing the show, it's ten dollars and sixty one cents a share I'm. So it's better than all the numbers we heard before and it's up fifty percent on day one. So so part of me feels like this reference value was actually chosen precisely to give it a pop on day one you know if they were targeting ten bucks on Day One, this is sort of what they got and so a little bit of a lower reference price might have given them a little bit more of A. Psychological boost on on day one. So I, I think overall to success. Do you. Can you talk me a little bit about how we're trying to value the company right now I feel like I'm seeing a bunch of different numbers out there. Do we have an understanding of its fully diluted market value? We do there's still a little bit abate mostly because Peletier gives multiple numbers for the number of care. So it gives us one point six, billion shares outstanding two point one fully diluted two point one billion fully diluted than two point five billion fully fully fully diluted and so. I would say that its current share price, we would call it around twenty, four, billion in evaluation, which is an uptick from its its last rounds. Again at you know for a seventeen year old company to have the sort of strong debut on Wall Street I think it's pretty good. All things considered. Okay. Cool. I'll put a pin in Pailin tear, but I do want to talk about their lock-up period later, run me through Asana numbers I. saw it opened at a five point two billion value. Yes it's on a similar story. So yesterday, The New York Stock Exchange released a reference value of twenty one bucks per share. It zoomed straight out onto the public market. So it debuted, it's currently sitting at twenty eight dollars a share up thirty three percent on day one so far it's up to about I. Think it peaked at five point, two billion, and as of now is more like three point five, three point seven, five, billion market CAP. But again, that's actually significantly higher than his last valuation, which was an inlet late twenty, eighteen around one and A. Half billion dollars so either oke across the board I think both of these issues you know there's always a lot of risk drake listings. As you pointed out Natasha there haven't been that many is this sort of a novel mechanism. They're still a little bit unclear and exactly how they work, and so it's great to see again similar to slack spotify you know these are two enterprise. Companies to again totally different from the more consumer is random companies particularly spotify, which has tens of millions of consumers who might be retail investors buying into the stock. Most people haven't used the Sauna and certainly must people haven't used Pailin tear and so to see the kind of strength on the markets and the first day is is enticing for other companies considering the direct listing model. Right There I feel like pollen tears total customer base was what one? Hundred Fifty, company, hundred, twenty-five customers. That's a lot of customers Doing Gospel distanced. Something it's probably my favorite statistic about the company and I think I saw Dan Prime tweeting the other day that you know it's no longer going to be a secret of company. So we can stop calling it as such. This is the end of that right that confrontation about pollen tear for. So long we've been having well I, I will say. This about an hour ago. So may not be true today. A ASANA has an investor relations page like a standard like every company who publicly trades Peletier does not like it actually does not have as as of an hour ago that I looked up I could not find an investor relations page for here, which which tells you everything you need to know about the company I, feel like that is like in a beautiful one sentence or describes his relationship with investors, but but I think you're absolutely right you. Know despite the fact that only one, hundred, twenty, five customers despite the fact that took seventeen years three hundred grew it's growing from seven hundred, forty, three, million in revenue last year in fiscal year twenty, nineteen, it gave a revenue projection for twenty twenty about one point, five, billion to it's a growth company. It's SAS more and more SAS today than it was in the past where it was more services driven. So again, it's a positive story despite all the kerfuffle around its governance the last couple weeks do you Do you feel like the direct listing method might now take on more popularity. I. Mean. Maybe in some way, but can we even is? Is it enough of a success? You'd think that other companies might follow suit now that it's not just spotify that that did this. I think the more the merrier right I think Palentinian particular raised capital round back in. July right which was sort of what I was told from some insiders essentially the IPO that was the IPO and then direct listings just the actual market exchange. So I think we're GONNA see more companies taking this approach of bifurcating the capital, raise the float that you would normally do a IPO and just the actual just GonNa Start. Trading today and you know I think that that allows you more time to create the right narrative the right story of and also separates what is a a pretty intense kind of crisis driven process the road show getting the company ready the SEC filings separating out at out you don't put all your eggs in one basket. You can do it in stages and I think more and more companies undertake that approach going forward. My question to is and I'm sure our listeners are curious is with all direct listings. There's no shares offered by the company when the when it debuts and so when we see these prices I, guess how much of them are they vanity metrics much of their HABITA- goals, how important are they for us to care about and think about? I wanted to be precise. So there are no new shares offered by the company. So there's no dilutive in an IPO generally have fifteen, maybe twenty percent new shares offered to the public. There are no new shares but many of the insiders have to pay taxes capital gains they actually do have to sell shares. So you know so far this morning already thirty five, million shares of have already been traded and We have on Pailin tear thirty, two, hundred, and thirty million. Shares sold today, right? So already, there's a market, there's clearly tens of millions of shares being sold. So these prices are real or Israel as any other IPO in which people are you know figuring out what's going to happen? You know the next checkpoint for both of these companies is gonNA come in a couple of weeks when they report their next quarterly earnings and I think by then you'll start to see the analysts get comfortable the companies understand the next steps and what's happening after. And you're speaking with Dustin Moskovitz later today the founder of Asana. So any questions on that? You can kind of tease out right now. Well, I was told. The pure folks. About our stock imagery because apparently no longer has sideburns to. Join, the Line of people that complain but it's like you know there's the old line about taking a haircut. Up Thirty, five percents of they actually gained hair on the market today speak. Clearly. sideburns maybe somewhere else. But? No I. THINK WE'RE GONNA be really interested because some unique company in which its founders, Dustin Moskovitz who Justin Rosenstein, who both met each other at facebook actually majority of the company outright right. We just never see or very rarely see tech companies where the founding to CEO's and and COO own like outright majority like not just a majority of the voting because of class, a class B shares but they just outright own about thirty two percent of the company I believe doesn't owns thirty six. Percent of the company outright and just knowns around sixteen point, one percent and so to me like I'm just curious because it's just a different path for a company it was a slower growth company capital much more efficiently grew much more methodically and the founders sort of maintained ownership over time in a way that most other founders do not think the other. The other thing to put out here is Asana has no lockup though the similar to spotify Ed to black as listing all the shares are available for trade to anyone. Who any insider anyone who owns a share of on this morning can put it on the market and sell it Here is the complete opposite pallares pioneering this new kind of fusion of the IPO and the direct listing one would argue maybe the worst of both of those processes but actually a direct listing with a lockup and so only roughly twenty eight to twenty nine percent of pollen. Tear shares are even available for sale at all with the rest in lockup and market standoff agreements that will expire over. The next calendar year. So you know there's a lot more to wait on right. There's not as much liquidity with Pallares could actually harm the stock price. They might be a little bit inflated right now because there's limited number of shares available for trade, we'll have to watch and see but again, it'll be interesting to see if other companies start to do a directing the lockup because clearly Palin tear has not suffered tremendously using this model. So again, another tool in the tool chest and uber do something similar with lock-up period. mean. They did like all IPO's. Underwriter from a bank, they have lockups in place mostly to make sure that there's not a mass rush to the exit. They don't want hundreds of millions of shares at any price willing to be sold. They WANNA, kinda manager coming out because they're putting oftentimes their own money up through the green shoe at stake, and so again, that's what made direct listings unique is that there wasn't this lockup employees are free to do on day one through whatever they don't have to wait six months as is customary. So again, we'll see kind of where the the system lies in the future. As you know, the New York Stock Exchange also got approval to do a direct. Listening with a capital fundraise so we've gone from this world of like there's an IPO and that's the only way to go public to. You can do a direct listing, a direct listening with a lockup, a direct listening without lockup address listening lock-up in a capital fundraise like you can do anything you want. You know it's it's the it's the Netflix of going public. So to speak I, see the headline now airbnb goes public through a through a pollen tear style direct listing. It's just going to happen and it's going to be horrible but we will be back here to talk about it as always every shareholder gets a free party house for one night so. That'll be the new innovation going on there, but but that's a sonnet that is Pelham Tear Ford they an and we'll have more to come in the next week.
Residential building giant posts surprising 3rd-quarter profits
"Going to start today with homebuilding Lenore corpse third quarter profits came in solidly higher than Wall Street was expecting I know shares are down a little bit but. I don't know Jason I mean Lavar gross margins are improving and the low interest rate environment certainly helps. Yeah it's absolutely helping and I mean we we've certainly seen signs that the housing market is not not only stable but really flourishing, which is kind of interesting to try to square in this in this. Time but but hey, that's that's housing right? It's it's one of those things that everybody needs. These results I was really impressed earnings were up thirty three percent on relatively flat revenue I. Mean Anytime you have a company that can do that I mean you got at least take note and try to figure out what they're doing to see if they can't. Keep on doing it. If you look at the numbers that deliveries of thirteen thousand, eight, hundred, forty tunes that was up just two percent they new orders. Of a little bit better than fifteen, thousand, five, hundred homes that was up sixteen percent. Dollar value of six point, three, billion dollars was up twenty percent and also a strong backlog backlog dollar value of close to eight billion dollars up four percent, and so all in all, what we're seeing what management noted is that the fundamentals in the housing market are very strong in that supported, of course, by record low interest rates. As, well, as a relatively undersupply, relatively continued undersupply of new and existing homes. You know anecdotally I will say like we're in the middle of refinancing our home here and you know what comes with refinancing a home as you get the appraisal to make sure that the value the home is, is there so that the bank and can? Crunch the numbers correctly in in certainly if it seems like valuations in our area are continuing to go up and I would imagine. They're seeing seeing that in a lot of places and then it'll be really interesting to see here as. The pandemic continues as companies start to reassess how they. are handling their workforce I. Mean If more folks start fleeing big cities for suburbia that absolutely has the potential to continue pushing up the demand for for these homes, which ultimately pushes up the prices put pushes up the. Performance for companies like Lenore, in being the largest home builder out there by revenue I mean certainly this another quarter of excellent.
Six months in, how are you doing?
"In thirty five seconds how we doing because when this thing started, we were talking depression and end of the world. Right so we we've seen the depression part I don't think we'll see the end of the will be. That's the good news. We but we definitely have seen an economic decline that's been at surreal levels. Just think two weeks of a march shutdown with enough to drive a first quarter. GDP. Down five percent on an annualized basis, and now, and then after that, in the second quarter, we saw thirty three percent annualized decline. So it's been truly remarkable in terms of the economic recovery though though the magnitude is severe and still. Severe? It's likely to be one of the shortest economic recessions on record for starting to see the momentum and quick bound said everyone talked about. But from here, it's still vulnerable and the path back to pre pandemic levels is likely to be a long one. Okay. So deep let's talk about the from here part and I point you to Capitol Hill this week and the Senate not able to pass. Its version of another relief package. Why Why question we always ask about Congress. We. We all know that the United States Congress tends to respond to fast moving urgent disasters the ones that are politically salient. The ones that create a create a the momentum they need unfortunately corona viruses becoming a slower moving urgent disaster still disastrous still awful. But it's not necessarily shocking people at the same pace that it did six months ago. That is I think. The big difference that we've become too almost accustomed to the apocalyptic world that we're living in. That's just it's just a weird sense who cares about the deficit at this moment but there are people who do and at least people who care about it from from an timeframe or from whatever form of of of of religious view they have on debt. So, there's always a chance that something could happen in the next few weeks. We don't want to write off Congress completely of course, remembered twelve years ago. There was a giant bail out of the biggest banks that asked Congress just over a month before an election, but it was right after it failed in Congress and took a giant tumble in the stock market to make to to show. Some activities something that looked real for lawmakers to respond to. We just haven't seen anything sudden and real to get people to respond and let me ask you about that slow moving part of this thing because I kind of agree with deep, it happened so fast and now it's become a long drawn out thing. The question is, can people can this economy wait until Congress gets shocked into action? There is a significant segment of the economy that can't wait. Those are the people who seen their unemployment insurance benefits expire at the end of July. Those are the people who may be facing addiction. In early twenty, twenty one if something isn't done to to stay continue to stay the evictions Those are the people who are. PART OF THE OVER A. Fourteen million Americans who've been affected by COVID job losses and you may still be employed but not getting paid. So there are several people who will be affected by a con Congress in a stalemate. What's not seemingly affected the stock market which continues to advance even if you get tripped up here and there and over a course of a couple of weeks, a socks and home prices continue to climb higher. So the impact has been a different. For different segments of the economy will do the stock market is clearly what's giving Congress the covered to not actually move right? I mean that's that's not much of a debate but let me get back to what you said a little while earlier, which is, let's keep an eye on the next few weeks. The you actually believe there's going to be relief action in this. Congress, before the election and if not how it not become a political problem. It it it. I think it's possible that we will get some some type of action just never know like all of these things come out of nowhere like we we would have expected that there would have been. More urgency a month ago or six weeks ago and that that there isn't a think as perhaps the most shocking political story of the moment that that they're not feeling it I do think some lawmakers are are aware of the risk. It had their democratic lawmakers who are screaming at Nancy Pelosi right now saying please pass something We're we're in tight races, but they're also Republican lawmakers who. Carrying on a narrative that the thing that gets out of this is grit and determination, it's not more money. It's it's it's like wrapping yourself in a flag. Maybe, not even with a mask. And and just just trying to like get just get through it and there's this idea that like that's the American spirit and that's the there. These really contrary views of what what the country needs right now that have been. And been become obviously polarizing but become ingrained in our in our minds collect way the nation. Quick. Just a rip off of that a little bit. You know Congress has been remarkable and its ability to pull a rabbit out of the hat in the last minute and what can't be denied. It's the political calculus going into whether or not to do this next round twenty Republican Senate. Seats are also up for election in November and so they have to be doing that calculus what happens to their? Their states, it's no more stimulus as passed. That's going to be part of the negotiations over the next few weeks as well.
What Is The Pe Diet
"Everyone is Martin from twenty minute fitness I'm here today connected with Dr Ted Niemann Dominate, and why don't you tell liberal listeners about your work and book? The P. Will Hi Martin Nice to meet you just call me Ted first of all. So I, I'm Ted name I'm a primary care doctor and I've been in practice for about twenty years up here in the Seattle area and I have a mechanical engineering background, and so I'm kind of like a just a huge Geek. A nerd kind of a Geek mechanical engineering background went to medical school and. I ended up just being obsessed with optimum health and I realized that the difference between the healthiest people I saw and the least healthy people I saw really just came down to diet and exercise. So all day long in these patient visits icy this huge spectrum of health You know one minute I might be seeing someone who has just amazing body composition and their incredible health, and they might even be an elite athlete and then the next minute I see someone who's just frail and decrepit and falling apart and has millions of problems and it eventually occurred to me. That the only difference between these people was really just diet and exercise over time, and if your diet and exercise is optimal, you just slowly get better and better over time and if it's not, you just slowly get worse and worse over time and then you know fifty years down the road you see this massive spectrum of health from incredibly healthy to incredibly unhealthy and I've just been obsessed for twenty years with exactly what is the mechanism between Diet and exercise driving health outcomes in exactly what you have to do to get the positive adaptations instead of the negative ones and I've you know I've just been all over the Diet spectrum I was raised vegetarian I went to Loma Linda University in Southern California, which is this famous blues Mecca were everyone's plant based So I've I've experimented with Air Free Diet from Vegan and plant based to, of course, oil spectrum of Paleo. Kito. Carnivora. You name it and everything in between, and then I eventually realized that all of these diets right about something and the answer is in between and the secret is finding out what's powering each and every one of these diets and making them more successful than. The Standard. American. Diet and that's really how I came up with this book. The P.. E. Diet, which is sort of the unified theory of macronutrients You know that's at least it has been described right so so how does like the P. E. Diet look in a nutshell what makes it different from say pay euro at the Ketogenic diets or you know all vegetarian diet for example. So what I did is just zoom way way way way way way out to the fifty thousand foot view and just looked at what is eating and I realized that plants are. Auto troops and they make all their own food and then animals are Hetero trips and we only exist because we constantly injust other living organisms. So plants are at the base of the food chain for all animals they're making all the food for animals and then animals are just either eating plants or animals that have themselves eating plants. What plants her doing is two very specific things. Number one, they're sucking minerals out of the soil, which is nitrogen for protein and and about a dozen other minerals that are crucial for plant and animal life, and then they're using solar. Energy and carbon dioxide in the atmosphere to create these high energy chains of carbons with high energy bonds, carbon hydrogen bonds, and that's all of your dietary energy either carbs, fats. This is all solar energy stored is chemical energy. So I realized that you could divide your entire diet up into protein and minerals which getting room soil and energy, which is these high energy, carbon chains, carbs, or fats that plants creating from solar energy, and then I, sort of looked at all of human history in this evolutionary Lens. I realized that if you look at hunter gatherers, they have this. Incredibly. High Protein Diet. It's thirty three percent on average protein. If you look at worldwide hundred gatherer macronutrients and hunter-gatherers, they have an easy time getting protein they just go out and kill an animal and eat the whole thing you get plenty of protein and minerals but you're always a little bit starving for energy right? Every animal you know trying to get enough energy to be successful, and so you're always looking for extra energy to add to your diet. You can get the protein and minerals, but just killing an animal and eating the whole thing but you're looking for. Extra Energy and what humans have done is we have always used technology to feed ourselves. We don't have teeth and claws were not particularly fast or strong on. But what we have is brains, and so we built tools, we use tools to feed ourselves. We use technology to feed ourselves. We had stone tools with break-up in skulls for branch and long runs for married at fat energy to our diet. We dug up tubers, add more carbohydrate energy tour Diet. We figured out how to throw weapons and create traps in hunting in groups, and we all of this technology to add. More, energy to our diet
US unemployment rate falls to 8.4% even as hiring slows
"A jobs report that exceeds expectations the August jobless rate fell to eight point four percent after being more than ten percent in July CFRA research chief investment strategist Sam Stovall says that that was a pleasant surprise expectations were for the unemployment rate to be in the middle nine percent area Stovall believes the economy is on the upswing our expectation is that it'll recover by almost thirty three percent in the third quarter and then continue to rise six percent in the fourth quarter and more than five percent for all of two thousand and twenty one Stovall thinks jobs reports in coming months will be similar to this one with drops in both the unemployment rate in the number of new jobs created my camp in Washington
The French history behind Lebanon's problems
"Earlier this month, a deadly blast in Beirut killed more than one hundred and seventy people, engine thousands, and lift three, hundred, thousand homeless. And a vast landscape of destruction. Now, Lebanon was already in extremely bad shape before this blast exacerbated by the covid crosses the chronic corruption and dysfunction that had defined Lebanese politics for decades with all that had brought the economy to ruin. Many people have lost they laugh savings and investments no wonder widespread protests recently led to the resignation of the Lebanese Prime Minister and his cabinet. So the poodle listen a broader historical context. Let's welcome back to the program Joshua Landis. He heads the Middle East Program at the University of Oklahoma Josh Welcome back to between the lines. It's a pleasure being with you Tom. Now Lebanon was once a model for the Middle East by route was dubbed the Paris of the East. Now, today Lebanon looks like Syria Iraq how did this happen? Well it happened because Lebanon is an extremely divided country it like Iraq and Syria there are Shiites and sinise dividing the Muslim side but there's also about thirty three percent of the population are Christians. Both marinade there and and Greek Orthodox. So you have the same. Religious Divisions in Lebanon that you do in Syria and Iraq but in fact, you have more and that's one reason why Lebanon fell into such a bloody civil war from nineteen, seventy, five to ninety, which was. Patched up. Most recently and They've been running in what turns out to be a real puns e scheme through the central. Bank. In which they shored up the Lebanese pound by borrowing gobs of money billions upon billions of dollars and. and. Supporting the exchange rate, but it turned out that that was a Ponzi scheme because tons of Lebanese in Australia. The United States Europe were sending their dollars to Lebanon to be in these dollar-denominated accounts that were getting interest rates as high as twelve thirteen percent. So everybody wanted that kind of interest rate, but it turned out to be a Ponzi scheme in just collapsed a few months ago, which was sparked these terrible demonstrations and instability because the country is now impoverished inflation has gone through the roof and people are discovering that they don't have any money and it's it's Lit tensions between different sectarian groups, and of course, as I mentioned in my introduction many people in Lebanon I've lost their life savings and investments. To people realize that it goes back to the collapse of the Ottoman Empire at the end of World War One this in France and Britian what do they do that essentially created free great minority ruled regimes in the Middle East, tell us mall. Yes they did and Lebanon was carved out by France which got a both Syria and Lebanon from the League of Nations after World War One. The League of Nations conceded this to France to really rule over the mass colonies, but they are called mandates and. France carved out Lebanon as an independent country. And made the borders such that they were as big as they possibly could maintaining a Christian majority so that the government would be dominated by Christians at the center ruling over Shiites Druze a bunch of sending Moslems none of whom would be able to compete in theory with the Christians and this allowed for a very French friendly country on the Mediterranean that France thought would serve it. Well, the problem is that within the years. The demographics began to change and Muslims became the crushing majority and this led to the civil war in hundred, seventy five and ever since then the various religious groups have been squabbling over. Political power. And today fifty percent of all parliament members that have to be Christians. National Pact even though Christians are probably only a third, the population which underlines how You know precarious. The entire political system is, and of course, in Iraq following the collapse of the Ottoman Empire with the British mandate the Sunni minority pretty much ran the show from the time of the collapse of the Ottoman Empire right through the downfall of Saddam Hussein, and in Syria it was the Alawite minority that ran the show and of course Stiffer differs from the Sunni majority during the recent civil war. Correct. You're absolutely right and this was a pattern throughout the northern Middle East where the colonial powers whether it was. Britain or was France would establish a minority in power given the lion's share of power, and that helped them to rule by divide and conquer, but it left a terrible legacy. That the Middle East is suffering from today because the Alawites this religious minority that's twelve percent of the country ruled Syria and today the uprising was an attempt by the Sydney majority to overthrow that minority that's clinging to power in Syria Saddam Hussein sunny twenty percent of the country Cenis and the Shiite majority and Kurds rose up to try to get rid of Saddam Hussein leading to very bloody civil war ethnic war and and that's that's one of the major causes for instability throughout. The region is this terrible fight between these different religious groups
Tamarack Cellars Firehouse Red 2017
"Stave from cheap wine, fighter dot. com. With another wind today. We've just put on the cheap wine finder dot com website. We have eleven, years reviews all basically affordable lives and this one is a red blend from. Columbia Valley. From tamarack cellars, they're they're basically a Bow Take style, single vineyard kind of. Kind of winery but this is their firehouse red blend. It's twenty seventeen. and. It's got to be collected group of grapes. There's a whole bunch. There's Grenache. Merlot and Soviet, Blonde Gannett remember all of them. There's others two percent of this whom wide was coon winder send your basic for though. I think carbonate Ron. There's just a ton of different grapes, percentages and some very. Precise blend which I have like. Some blends you know there, you can't tell one grape, the other you just tastes good but you don't really. Case, individual grapes this when you, I think you Kinda I. I quite honestly don't know taste like. A blending grape from the Rhone Valley. have before, but in a blend, so I couldn't tell you and there's all these different flavors coming in through there like each one even though there's two percent of this three percent of that in the main grape has thirty, three percent and twenty, seven percent. There is no, you know this isn't like seventy percent one in a bunch of other this is really a blend. And it's their individual flavors and there's You. Know there's some of this and there's some of that I'm gonNA take a SIP. And it's. Really a good taste. There's a lot of flavor going on. And it's not just a simple wine. It is Kinda smooth on the palate with their art art things and there are challenging flavors but mostly, it's really good tasting. Because there's sours they're spicy and. There's rounded fruit. This is a really good bland I. Mean I think it's about fifteen bucks I think I've found it on sale around fifteen. And It's very precise I mean you don't add two percent of this rape and two percent of that grape unless you really really wanted in there I asked. Winemaker one time while they put one percent. Everything you add changes something you know they put it in there because they want it and there. And the OAK program the used A. Forty Percent New Oak sixty percent second and third Phil. Mostly French and American with some hung Gary O'Connor. Burian and French are pretty much the same species Americans. Different each give off different flavors. In. Every time you use Vero, the barreled gives off a little less oak. So it's forty percent new oak, which you get the full flavor, and then you get a little bit less and they do that to get the wine because this is basically a drink wine you take it home Newton, drink it. You can put it away for five or six years if you have the means to do that, but you don't have to do that. And they get the flavor exactly right where they wanted to be when it's ready to be released, which is two thousand, seventeen model. So that's what that is. This is a very good. What's at? Tamarack cellars by our house. Red Blend. It kinda sounds rustic and a little bit is a has a little rough edges has some smoothest to it it's kind. Yeah. The the name actually tells you what's going on here and I like my red blends a little bit rustic. You know I liked I liked some some little rough edges to go with. The. Ripe Fruit and I got this year I'm kind of happy with US wine I'm it tastes good. It's such a strange. Now it's a strange for such diverse. the array of. That doesn't taste like your difficult red wine not. In this day and age red wine blends are really pretty good spells you affordable ones but this has a different taste to it. That's well-made. said it's got good acidity Tanzer sweep. Particular sip because it's good. Tim Rex sellers firehouse red blend twenty, seventeen, probably twenty, seven, twenty sixteen is good to. Really good red blend Fifteen bucks taste it it actually. Tastes more expensive fifteen dollar wines expect to be really good in this one. This one of someone told you. It was thirty bucks you go. Okay. You believe it. So. There you go. That's me. I just found a good read blend doesn't mean let's dot super expensive taste.
The Knowledge Lost in Information
"Every single day approximately five, hundred, million tweets are tweeted. Four million hours of video is added to youtube and four point three billion with a B. facebook messages are posted if a single person which are view only information uploaded to the Internet in just the last twenty, four hours, it would take longer than the entire span of recorded human history. The mistake is assuming that a deluge of information means that we are better informed not at all. In fact, a new report by Pew Research found that what they call quote extremely online people meaning those who relied primarily on social media for their political news are among the least informed and most easily deceived groups in America reason DOT COM described the Findings this way analyzing polls conducted from October of last year through June of two thousand, twenty pew found that just eight percent of US adults who get most of their political news from social media. Say They are following news about the two thousand election very closely compared with roughly four times as many among those who turn mostly to Cable News at Thirty, seven percent or print news at thirty three percent. The Pew study also confirmed these people self understanding when evaluated on their current political knowledge those who turned to social media for news scored lower than any other single group except for those who relied only on local TV those relying on a variety of sources including news websites, cable imprint news. scored the highest and interestingly exclusive facebook and twitter users did score higher in their knowledge of conspiracy theories such as that five G. calls coronavirus or Bill Gates plans to inject people with tracking microchips. In other words what someone finds illuminating versus luminosity largely depends on the amount of time they spend on social media. All of this underscores the fundamental myth of the information age that access to information is the same thing as knowing and that knowing about something is the same thing as wisdom and one of the choruses from the play the rock t s Eliot asked, where is the life we've lost in living? Where's the wisdom? We've lost the knowledge? Where's the knowledge? We've lost an information now he? wrote that in nineteen thirty four, what would he say about the Information Day today? How is it possible? Then in an age when the answer to almost any question we have is just a few taps or key strokes away that the least informed among us are those who do the most happening and the most typing as Elliot suggest we've confused information knowledge. We've confused knowledge with wisdom unfortunately, just shouting the truth more loudly or posting in an all caps on social media is not an effective response and fact Christians who see their job primarily is telling the truth rather than engaging people with the truth are often just lost voices among all the noise I'm painfully aware that even with my own children. One Stop on the information bus of their day, and there's a lot of stops. For example, it's far too common for parents to find the faith or moral convictions of their students completely derailed by some anti Christian claims or pseudo arguments that are just well silly. I mean, by claims that any apologised or any theologian for that matter, any coherent thinker could easily debunk in mere minutes. The answers are there, but these students are convinced by a particular set of. Voices, and they're not hearing the others even more often however students or just preoccupied with digital diversions that replace a hunger for finding truth without us. Huxley called an Appetite for distraction. These students like all the ones that were identified by Pew is being very online need more information like a drowning man needs more water. The only real antidote as Conklin I describe in the book, a practical guide to culture is discernment. It's an ability to sort through the excessive information. To identify which true and good, and then to make choices according to wisdom of course, developing discernment is a lifelong process, but it can begin with just a few very simple but careful questions like what do you mean by that? Is this true how does the Bible speak to this? Well God be honoured will the image of God be respected? Is this a trustworthy source? Is this intended for my good and is this helping us love and care about the right? Things we identify a whole series of useful questions for parents and offer other strategies for developing discernment in the book a Practical Guide to culture and the brand new students guide to culture and to be clear though I you for this revealing survey discernment is about much more than just being better informed voters. It's really ultimately about keeping our heads above water and age that's drowning us with information so that we can be people of truth of wisdom and of love.
"Hello. My name is Jesse can MRS podcast number four, hundred, thirty, nine for wine abner we teach for rules to help us stop even picked paycheck get out of debt and save more money today I, WanNa talk about covert conquerors. So twenty twenty. What do you say? I just wanted to share a cup we get. We. Get people right in and this is a this is a brag. We get people that write in and tell us how wine Abbas changed their life. They actually will say it's a life changer. and. In light of all of the garbage that we've experienced with covid nineteen, I wanted to share just two stories that users written and shared. So. Here's one now I'm sharing this. Fully aware that everyone's situation is unique. I'm Sharon this also. So that, you can see how powerful the four rules are. I want you to see that if you work these rules, your situation will always be better than if you did not work the rules. So we're all in different spots. Infinitely, different spots. And we all. been the cards are dealt the way they're dealt and you. You can't change that. All I'm saying here is if you work the rules. You will make. A. It will be better for you than if you did not. Budgeting makes things better. It's not the end all be all solution to all things. But if you say all else equal this person budgeted, this person did not budget the person that's budgeting. is going to come out better. So I say that because I don't want someone listening saying well, Gosh. I. Wish this. I, wish that listen follow the four rules. Whether you make ten thousand dollars a year or two hundred, thousand dollars a year follow the four rules. Both those people with wildly different resources will be better off if they're budgeting. So here's a quote. Thanks to COVID. Nineteen Sarcastically I should add thanks to over nineteen. My husband took a thirty three percent pay-cut. We didn't know how we're going to survive. Let alone make it if he lost his job altogether. I've always been in charge of the budget. He's never cared much. We discussed we would really need to stick to the budget air quotes from then on his request was I find a budgeting software that told him when he couldn't spend money? It took me thirty minutes to find why not watch videos that explained it and decide that. Why was the way to go I showed him we set it up and eight weeks down the track not only do we have money lasting in the account for the first time ever? We have a small savings account and haven't really even noticed the huge remember that was thirty three percent pay-cut. We cannot think why enough for sorting us out now obviously, this woman and her husband, they did all the work. But I love reading it. Essentially took a huge pay cut didn't know what they could do. She'd always been running the money. He said, well, find something that will help me to not spend when we can't spend their work in the four rules. With. Thirty three percent pay-cut, they're making progress that they didn't make before when they were making that additional money. So. In spite of covert and the thirty three percent pay-cut, they're making progress. It actually spurred them. Think of the things they're learning that. The things they've learned because they were spurred to take action be proactive find the intention, put the money behind the intention and go. That is that is so powerful. Here you have someone's like, how can you possibly be better off after having had your income blocked off by thirty three percent now I don't know what she earns maybe Sheeran's ninety percent of the money, and so I'm just kidding she wouldn't have written if that were the case but. Maybe Sharon's nothing and it was a true thirty percent. I don't know but she didn't share those details what I'm saying is this. You go from Manda. Situation is horrible you in sort of budget into that situation and now the situation is better. Than before better, you know pre covid everything's pre covet everyone about pre vid always our pretty covered. It was this you know. It's insane. So, here we go. Wind up allowed my now spouse and combine our finances when we started living together instead of joint budget for the common areas. Cool are big was to de before getting engaged and having joined budget. How does accountable to each other? Then when we got engaged and married at set the foundation for us to make financial decisions together awesome the decision making together as the key this is Jessie are talking back to the quote we always consoled enlarge purchases stick to our spending money. It confuses people around us, but we're financially set for emergencies like now with covid where I lost my job and we're suddenly on a single income instead of two. We dropped all the discretionary spending still even a little bit of money to have fun with our son like a weekend ice cream and make decisions on what to cut and how much to say with my husband's salary. It's a tool that allows us have a guided visual conversation on our budget, and we both always know where each line item stands. They went from two income to one. And they're still making it in spite of I mean that's that's a crazy lop off of income and they're still they've still been able to make progress.
"Hello. My name is Jesse can MRS podcast number four, hundred, thirty, nine for wine abner we teach for rules to help us stop even picked paycheck get out of debt and save more money today I, WanNa talk about covert conquerors. So twenty twenty. What do you say? I just wanted to share a cup we get. We. Get people right in and this is a this is a brag. We get people that write in and tell us how wine Abbas changed their life. They actually will say it's a life changer. and. In light of all of the garbage that we've experienced with covid nineteen, I wanted to share just two stories that users written and shared. So. Here's one now I'm sharing this. Fully aware that everyone's situation is unique. I'm Sharon this also. So that, you can see how powerful the four rules are. I want you to see that if you work these rules, your situation will always be better than if you did not work the rules. So we're all in different spots. Infinitely, different spots. And we all. been the cards are dealt the way they're dealt and you. You can't change that. All I'm saying here is if you work the rules. You will make. A. It will be better for you than if you did not. Budgeting makes things better. It's not the end all be all solution to all things. But if you say all else equal this person budgeted, this person did not budget the person that's budgeting. is going to come out better. So I say that because I don't want someone listening saying well, Gosh. I. Wish this. I, wish that listen follow the four rules. Whether you make ten thousand dollars a year or two hundred, thousand dollars a year follow the four rules. Both those people with wildly different resources will be better off if they're budgeting. So here's a quote. Thanks to COVID. Nineteen Sarcastically I should add thanks to over nineteen. My husband took a thirty three percent pay-cut. We didn't know how we're going to survive. Let alone make it if he lost his job altogether. I've always been in charge of the budget. He's never cared much. We discussed we would really need to stick to the budget air quotes from then on his request was I find a budgeting software that told him when he couldn't spend money? It took me thirty minutes to find why not watch videos that explained it and decide that. Why was the way to go I showed him we set it up and eight weeks down the track not only do we have money lasting in the account for the first time ever? We have a small savings account and haven't really even noticed the huge remember that was thirty three percent pay-cut. We cannot think why enough for sorting us out now obviously, this woman and her husband, they did all the work. But I love reading it. Essentially took a huge pay cut didn't know what they could do. She'd always been running the money. He said, well, find something that will help me to not spend when we can't spend their work in the four rules. With. Thirty three percent pay-cut, they're making progress that they didn't make before when they were making that additional money. So. In spite of covert and the thirty three percent pay-cut, they're making progress. It actually spurred them. Think of the things they're learning that. The things they've learned because they were spurred to take action be proactive find the intention, put the money behind the intention and go. That is that is so powerful. Here you have someone's like, how can you possibly be better off after having had your income blocked off by thirty three percent now I don't know what she earns maybe Sheeran's ninety percent of the money, and so I'm just kidding she wouldn't have written if that were the case but. Maybe Sharon's nothing and it was a true thirty percent. I don't know but she didn't share those details what I'm saying is this. You go from Manda. Situation is horrible you in sort of budget into that situation and now the situation is better. Than before better, you know pre covid everything's pre covet everyone about pre vid always our pretty covered. It was this you know. It's insane. So, here we go. Wind up allowed my now spouse and combine our finances when we started living together instead of joint budget for the common areas. Cool are big was to de before getting engaged and having joined budget. How does accountable to each other? Then when we got engaged and married at set the foundation for us to make financial decisions together awesome the decision making together as the key this is Jessie are talking back to the quote we always consoled enlarge purchases stick to our spending money. It confuses people around us, but we're financially set for emergencies like now with covid where I lost my job and we're suddenly on a single income instead of two. We dropped all the discretionary spending still even a little bit of money to have fun with our son like a weekend ice cream and make decisions on what to cut and how much to say with my husband's salary. It's a tool that allows us have a guided visual conversation on our budget, and we both always know where each line item stands.
"thirty three percent" Discussed on Social Pros Podcast
"To twitter had increased by thirty three percent year over year but our engagement had dropped by that same percentage we had eroded our reach down two point zero zero one organically because we had just been loading the channels else with content from every part of the business at any given moment on any given day <hes> to do free marketing right. Hey Hey we already got this content. From this digital ad were post. Were sharing this month. Let's hosted and by the way let's also post not only twitter facebook and leaked in an instagram while we're at it and boy will just increase our reach exponentially so we have finally reached that point thanks to a lot of rate work by our divisions who are mark managers had known where this needed to go but this was really about helping leadership ship and the enterprise and corporate teams understand just how much more effective they could be with some paid. Hey targeting <hes> and how helpful it could be if we could start using those channels organically to build that brand rapport and what they're trained to do on the back end more more is less is sort of the situation that we found ourselves in and I think it's a great point. Jan is one of the things we tell our clients. All the time is that you know it's unlike other types of marketing and that if you have a strategy that's older than a year. You don't really have a strategy at all right. You're just you just might as well do random things because what worked in twenty eighteen certainly in two thousand seventeen..
"thirty three percent" Discussed on KGO 810
"Wildcats Wildcats come in twelve and four three zero in conference once again, this is a very good Arizona deemed Todd, but they don't have a dominant player like they've had in your tasks. Well, they certainly don't have a dominant player in the dominant big and they've always had the Andre eight and last year before that was part zoo skin, rich, just dominated paint. They beat you up and played early physical style of play. Now, they're still physical athletics. But they don't have the rim protection that they've had passed. They're not a typical Arizona rebounding team, basically, even for the year on the boards. That's good news for the bears, and they have struggled shooting the basketball the shooting thirty three percent from the and as a team a shooting only forty five percent. So without the bigs. Now, you gotta go diff-. Different direction when you have big guys in their scoring around the rim and shoot a sixty percent. A team you're gonna shoot close to fifty or better why they don't have that this year and so a much different booking Arizona team that we've seen in years past. And what's the coaches line? Big never gets tired. Big is big from tip to whistle. That's so you know, you look at some of those pieces of what they are. They have won five in a row, but you know, what some of those games have been a little bit closer than you would give imagine I think, you know, artif- our joke between us in a little bit of a surprise that UC Davis game at home where they just squeaked that one out. Now, they're on a little bit of a run. But the games have been tied to their credit. They figured out a way to win those. But, you know, not not the dominant piece that we've seen in years past no man, because you know, in large part because they're recruiting got disrupted by what happened with.
"thirty three percent" Discussed on 850 WFTL
"This to yourself it's crazy the last financial crisis Gal was, down thirty six. Percent the s. and p. was down thirty eight percent the NASDAQ was. Down forty three percent folks if you lose twenty. Five percent of your funds in a financial crisis and the next. One is going to be big you have to. Make back thirty three percent of, your retirement funds how long it's gonna take you. To do. That if you lose. Thirty three percent guess what you have to make. Back fifty. Percent that's insane you can't do this you can't run. With the boys on Wall Street it's dangerous they will eat you up. Every day of, the, week you can't do this get into the fixed annuity with a fixture. Nudity you're earning five six. Seven or eight percent per year to build. Up your lifetime income base while your money is insured a fixed annuity is safe and. Fix nudity it's insured by a very large, and how you rated. Insurance company and it's very conventional you could take all your funds, at turn close the account walkaway you could. Pass on. Your funds to your Beneficiary very conventional but. You gotta get outta the risky, stock market the price earnings ratio is thirty two which should be. Sixteen it's double what it should be it's crazy folks you gotta get out get into the. Fixture duty catch safe get insured fixed index annuity is. Are designed to meet long-term needs for retirement income. They provide guarantees against loss, of principle accredited. Interests and offer the reassurance of a death benefit for your beneficiary early. Withdrawals may result in loss of principle and credited. Interest to the surrender charges any distributions may be subject to ordinary. Income tax and have taken prior to age fifty. Nine and a half ten percent, tax penalty all mentions of sixteen percent..
"thirty three percent" Discussed on Mark Bell's Power Project
"Whether you go Kito whether you go, you know, thirty thirty three percent protein thirty three percent carve started three percent fat. Whatever you do, whatever is is the vehicle or method would which you choose is just a means to an end and minute fasting. Okay. I'm gonna cowers in here and I'm gonna go empty fall while and okay if your body, you know response to that and then good. But to me at the end of the day, we all use things that are going to help us mentally to accomplish the task at hand. So whether it's intermittent fasting or car backloading or whatever the hell it is is just a means to an end. But at the end of the day, dude is how many calories have you taken in? And that's part of the reason why for a long time, especially coming down from three hundred thirty pounds. Why the Keita genyk diet worked for me because I was able to stabilize. I was able to make a little bit more sense of. How much food I was taken in. Whereas if I'm left, if someone says, hey, you know back then if they said you could have some carbs, those car, the rice turned into pizza, you know, and and it turned into ice cream and everything else you can think of butter fingers with dipped and peanut butter. Which sounds fantastic by the way. On another cycle of different diet. That might sound good to me. But right now it doesn't. Yeah, you focused in pretty good now. I'm good. I'm good as soon as soon as I make up my mind to do something, then I'm that I'm good, but it's it's kind of like being half and half out, like I said, you know, out to golfer about maybe two months from the gym. And so when you start getting back into GM, it's just like, 'cause. You too. May I gotta get the momentum going again, been doing this stuff since you were twelve. And how old are you now? Yeah, so it's just it's just but it's getting back getting back into the routine. And so back in the routine now everything's easy is just cruise control and you've been doing it for decades. So it makes sense to pull stuff out every once in a while is Louie. And in all, obviously, you know, like if if you're trying to be mindful of your body composition and only X-factor out of everything that is factored, the only x. fact thing is alcohol man. Hey, man, I'm not getting results. I want to pull that x. factor out because that's the thing that you have. No, you know. Okay. This Sam drinking, drinking four Margaritas. I am going to die, but I'm drinking four Margaritas. Well, you're dumber and shit because you ain't lose no weight drinking, you know, four Margaritas. So take that out and you'll start doing well. What's your favorite thing to do nowadays? I see a lot of a lot of times I see pictures of your like four wheelers and your dog and a lot of stuff like that. What some of your favorite things that you love to do today? Man, riding my folders and my side by side and. I'm exploring Nevada. I'm on a different places to ride and my dogs minor like the love of my life. Yeah, dog guy and just I was just now I'm on a kind of on over and program kind of follow, you know, Mike's temple and a little bit as far as you know, one body part of week, I know might gets up early. He's one of the first guys and goals every day, right? Because my day it's busy and I'll get scattered rain in right now is a heat wave and is no training at damn heat is onset duty. Piss on it..
"thirty three percent" Discussed on 850 WFTL
"This to, yourself it's crazy the last financial crisis The. Dow was down thirty six percent the SNP was down thirty eight. Percent the NASDAQ was down forty three percent folks. If you lose twenty five percent, of your funds in a financial crisis. And the. Next one. Is going to be. Big you have to make back thirty three percent. Of your. Retirement funds how long it's gonna take you to do. That if you lose. Thirty three percent guess what you have to make backs. Fifty percent that's, insane, you can't do this you can't run with the boys on Wall Street it's dangerous they will eat you up every day of the week you can't do. This get into the fixed the duty with a sixty nudity you're earning, five six seven or. Eight percent per year to build up your lifetime income base while, your money. Is insured affixed to do what he is safe and, it fixed. The nudie gets insured by a very large and, highly rated insurance company, and it's very conventional you could take all. Your funds. At term close the Count walkaway you could pass on your funds to your beneficiary very conventional but you gotta. Get outta the risky stock market, the, price, earnings, ratio, is, thirty two which should be sixteen double what it should be. It's crazy folks you gotta get out. Get into the duty kick save get. Insured fixed index annuities are, designed to meet. Long-term needs for retirement income they provide guarantees against loss of principle accredited. Interest and offer the reassurance of a death benefit. For your benefit early withdrawals many resulted in loss of principle and. Credited interest to the surrender charges any distributions maybe. Subject ordinary income tax and have, taken prior to age fifty nine and. A half. Ten percent. Tax penalty all nations..
"thirty three percent" Discussed on Newsradio 970 WFLA
"Why risky deal like getting a check in the mail on thirty three percent loan could that be a risky deal i mean that is i mean if it was the evil coke brothers doing something like this they they might have an argument to say look we the terms are disclosed maybe you think we should write them in larger font but these people on every broadcast on cnn and msnbc to be fair this is the washington post with an extensive analysis and they i mean they did they really dove into this now look i know what beating up on tim geithner does for the political discussion at this moment now because now he's a capitalist and now it's okay to go after him wasn't okay to go after him when he was using turbo tax was it okay to go after him when he's in the obama administration making the arguments about how evil predatory lending was now these out of there and he's a businessman i guess you can go after him but that being said give credit to the washington post here for actually doing a little bit of work and exposing i think i don't know if it's anything illegal but something really ethical anyway but critical sure so you know who has a better idea to help the poor is richard branson yeah he's got a great solution to poor people and that's to send him free money just give them free money not from tim geithner but from from the government and the government just has a wellspring of money and i i don't know comes from they've just got so much money and they just give it to people so that's great so this is a good idea those is that the group that bring the prince those green pieces of paper with the president's on them yeah yeah those are really cool those are cool over and over and over us prayed it and give it to people's long as they have paper yeah they had to get ready you do have to have the environment is so important to keep trees available for us to print money so he's he's also another guy that's on the basic income just you you just get a basic income bandwagon she's failing becoming prevalent though there's a lot of talk of it yeah they fail finlander denmark finland finland that did it and they have the transaction it was amazing there's a podcast that featured this maybe ninety nine percent invisible i think it was maybe and they did a whole thing on universal basic income first of all you know nixon advocated for this yes which is kind of amazing i mean nixon the republican right every huge conservative that not only did universal basic income and experimented with it in the united states by the way but also wanted to ban all handguns so but other than that we're real hardcore conservative they're just he becomes a conservative after the scandal right you know he was seen as mean and look he was a republican as opposed to a democrat he was more conservative than some people in the country obviously but the idea that he was some ideological conservative is insane he was a progressive republican big time so anyway he wanted to do that finland decided to try to do it and they had an interview with a woman who was on the basic income give away from the finnish government and it was interesting what they decided to do they didn't they you know the idea here in the the concept of the podcast was to say what a wonderful way to design policy instead of going out and just like passing let's say obamacare they didn't certainly didn't use that as an example parts you pass obamacare what they say is all right like try things give you know maybe you you try odom mccarron one community maybe you try it over ten thousand people spread across the country and that's what finland decided to do they did a lottery and in a way a real lottery in which they gave away money as universal basic income to a bunch of people just a few thousand is a.
"thirty three percent" Discussed on Scriptnotes Podcast
"John august thank you you are correct the lawyer is absolutely wrong writer at your lawyer couldn't be more wrong i wish i could see your lawyer right now to look them in the eye and say dear lawyer i know you meant well but you're wrong here's why when you write the statement you are essentially saying look i believe i deserve tele play credit because i believe i have met the threshold for credit that's how our credits work you hit a certain threshold you earn a credit in film it's we use percentages which is kind of a game but essentially what we say is okay if it's an original project if you're the first writer your threshold is thirty three percent of the final shooting script if you're subsequent writer it's fifty percent for other movies that are out of everybody's threshold is the same if you can show the you've written a minimum of thirty three percent of this movie then you have earned credit at that point you have a choice you can say i've earned all of the credit because i wrote ninety percent of the script you can say you know what i believe i deserve credit and just because i'm fair minded person i also think writer be should get credit but that's i leave it up to you or you can simply say i'm not here to tell you anything other than this my contributions meet the test for tele play credit i'm not saying they meet the test for sold credit you guys can determine how the rest of that is portioned that's up to you all i'm saying is the only argument on making his i've hit the threshold that is absolutely fine so your lawyer was super wrong and i gotta say people at home don't ask your lawyers these questions they're not dumb i'm not blaming they're not done and a lot of lawyers are pretty good with our credit stuff but why would you ever ask your personal attorney whose job is not say to be a lawyer administrating the credit system of the writers guild which is its own subset of jurisprudence when you can just call up your union four free the people you pay dues to say i have a question and they will give you the definitive answer which in this case i assure you would be your.
"thirty three percent" Discussed on Finding Mastery: Conversations with Michael Gervais
"Okay quick break to talk about one of our sponsors health accu health accu is a life insurance company and you might be wondering why are we talking about life insurance well they've got a program set up that we think is pretty novel it's new in many ways is that if you're living in active healthy lifestyle in i don't know you're running you're lifting weights you're getting after it you're eating healthy foods that they're going to say basically that you're going to have lower cost to them and so they're going to pass that savings on onto things pretty cool so if you're getting after it and you're putting the right stuff in your body you're eating well you're thinking well you're basically conscious of your health they've got a application that you can go in submit to see if you basically have what it takes to be part of the program so the definitely worth checking out and that's why we wanna talk about it with you so punch over to health i q dot com forward slash funding mastery to support the show and see if you qualify there's a series of questions that you take so see if you qualify and just a quick note fifty six percent of their customers save between four and thirty three percent on their life insurance so maybe that you head over to help i q dot com forward slash finding mastering check it out okay so i wanna go back to the structure of your program for minute the backlash that we got to what is what is training practice look like sit down deep breathing and then word you take folks.
"thirty three percent" Discussed on Anxiety Slayer
"Finding some humor yeah releasing some of the stuff and i wanna talk more about this and how we can process some of these negative emotions and things when we come back today's anxiety slayer podcast is sponsored by health iq if you listen to inside slayer regularly you know we're health conscious we often recommend healthy nutrition walking in nature yoga and an overall fitness plan for your mind body and soul with our love for health and wellness we found a usbased life insurance company who wards their clients with exclusive special in lower rates for being mindful and health conscious health iq tells us that they can help you save between four and thirty three percent on life insurance because people who are physically active have a lower risk of heart disease cancer and diabetes compared to people who are inactive health i saves you money on life insurance for choosing to live a health conscious lifestyle that's pretty cool checkout health i q for a free quote and please mentioning zayed's slayer you can go to health i q dot com forward slash anxiety slayer for more information hey michelle before we went to the mid break we were talking about how to process are negative emotions and i'd love to have some feedback from you about that topic in this is great because i i wanted to share with you what my whole take on eggs i feel like anxiety is an actual emotion from my the adult share model what i say is is the physical manifestation of unfilled emotions.
"thirty three percent" Discussed on KSFO-AM
"In a thirty three percent bracket in a 25 percent tax bracket of joy were seventy two grand not a million if it's a tax deferred ira you may think oh i got a million dollars tax deferred but when you take out that money only about six hundred and fifty thousand of that israeli your money the other three hundred fifty grand belongs to uncle sam and i've talked about that in previous segments so i preferred tax free accumulation or the thrust now the third force a lot of pilot let's forget about in order to get an air plane off the tarmac you must have drag and be able to drag yeah you're gonna have friction you've got to have dragor else the plane will never get off the ground or airborne now can i suggest that you will never sore financially and last you learn safe positive leverage that is the ability to own and control assets with very little or none of your money tied up or at risk in that asset and this is what i was talking about a few minutes ago where banks borrow our money at one percent and they turn around and put it into insurance institutions usually rated about six notches higher in safety than they are and they earn five or six percent how much more spy than one they pay ten thousand in interest to us and they increase the safety and they earned 50000 an interest that's five times are five hundred percent that is their pain interest which is a drag to make five times that you can do the same thing if you're listening to me right now and you've got a bunch of money sit in a banker credit union because you think it's well at sefa i don't know where else to put it folks you could probably be making five times or more the rate of return and it can be taxfree instead of attacked as earned investment in a baker credit union this is making some sense well i want to introduce the subject at i'll go into it more detail in the next segment but there's four phases of retirement planning there's the contribution phase where we contribute money for our.
"thirty three percent" Discussed on KSFO-AM
"In a thirty three percent bracket in a 25 percent tax bracket it's only were seventy two grand not a million if it's a tax deferred ira he may think oh i got a million dollars tax deferred bit when you take out that money only about six hundred and fifty thousand of that israeli your money the other three hundred fifty grand belongs to uncle sam and i've talked about that in previous segments so i preferred tax free accumulation or the thrust now the third force a lot of pilot forget about in order to get an air plane off the tarmac you must have drag and be able to drag yeah you're gonna have friction you've got to have dragor else the plane will never get off the ground or airborne now can i suggest that you will never soar by nn chilly and last you learn safe positive leverage that is the ability to own and control assets with very little or none of your money tied up or at risk in that asset and this is what i was talking about a few minutes ago where banks borrow our money at one percent and they turn around and put it into insurance institutions usually rated about six notches higher in safety than they are and they earn five or six percent how much more spy than one they pay ten thousand all erzen interest to us and they increase the safety and they are in 50000 an interest that's five times or five hundred percent that is their pain interest which is a drag to make five times that you can do the same thing if you're listening to me right now and you've got a bunch of money sitting in a banker credit union because you think it's well that safe i i don't know where else to put it folks you could probably be making five times or more the rate of return and it can be taxfree instead of attacked as earned investment in a banker credit union this is making some sense well pat i want to introduce the subject at i'll go into it more detail in the next segment but there's four phases of retirement planning there's the contribution phase where we contribute money for our.
"thirty three percent" Discussed on KDWN 720AM
"Fbi on this shooting down in florida are now every sign was missed only thirty three percent of americans are blaming guns so the american people seem to get this it's interesting that you know all these groups that went out and started attacking the nra well are now hearing from nra members that are saying him in a pretty loud voice okay you not received understanding who we are a who the people that i've known in the nra my life every single person that i know every single one by the way trump is speaking at a summit on the opioid crisis public kellyanne gave me an update on that last night i i've been watching the show on net flex i digress here for a second i was watching the show a and it goes from cleveland two at all lanna to mexico and the production of heroin this is this is why obio uses so scary because if you don't you we now are producing there was one particular county in ohio where they're like producing per capita six hundred forty two oxycontin pills per person and insane amount per year now here's the problem if you take invite get him percocet oxycontin i've never taken one of those pain tells of my life i will say i fear little in life they scare me they scary because of what i've witnessed in my life in oh you take one pill for legitimate reason ziege out a bad back you had an operation anyway and the next thing you know smart hardworking intelligent people they're hawked like that it happens it's carry it happens and we're handed these things are out like they're candy and if anyone is ever in a hostile you know what it's like it all you have to do is say the with all my back oh it hurts and they want to give it to you with no questions as winter fact by law they feel they have to as a means of.
"thirty three percent" Discussed on The Majority Report with Sam Seder
"Hey folks support from today's show comes from health i queue health iq believes that the best way to improve the health of the world is to celebrate the healthconscious through social and financial rewards fiftysix percent of health iq customers say between four in thirty three percent on their life insurance these savings our exclusive to health iq like saving money by being a good driver health iq gets you lower rates on life insurance for living a health conscious lifestyle that was the problem when i bought my health insurance i think i was only like five years out from smoking or maybe i was less than five and you need to be like five or ten out but it's all of your super if you if you actually take care of yourself this is a great situation for you physically active people have a 34 percent lower risk of allcause mortality 56 lower risk of heart disease 22 percent decrease in cancer mortality compared to people who remain inactive to see if you qualify get your free quote today at health iq dot com slash majority or you mentioned the promo code majority when you talk to a health iq agent that's health iq spelt like the word health and then the letters i and q dot com slash majority to get your free quote all right folks just a heads up we're going to be alive again know the next o three days four days and then next week we're going to be doing our best out if you have a bestof suggestion email us at majority reporters gmailcom put in the subject line best of if you have like oh i have four great.
"thirty three percent" Discussed on Xtra Sports Radio 1300 AM
"They can score they play really good defense and they come from behind to beat golden state last night there four days zero and shot her bad they shot thirty three percent golden state shot forty percent the biggest difference here's what draymond green brought up after the game as they got that align thirty eight times that boston uh and the warriors line nineteen time twelve point scored by the golden state and thirty three by boston from the free throw line and that was the difference because they shot horribly in this game so you and take that for boston i mean coming back and winning this game a lot of it because of free throws but shooting that bad and still coming back and win that game i i'm i'm sure a lot of people are surprise i don't think many people you see hayward go down other going fourteen game winning streak again i keep saying it's going to level out at some point the lose what see because they keep winning but man they they're making it very interesting for all of us who keep saying it's going to be golden state in cleveland in the finals again the foul shots for what it's worth boston took twenty five in the second half golden state took 8 foul shots career having with seven for seven from the line and clutch time yesterday golden state only made five foul shots in the entire second half and then as you mentioned steph curry was asked afterwards about the possibility that instead of his annual visit to cleveland in the rock and roll hall of fame i they might spend some time in boston this june very very likely now nicholson roberson beat cleveland who's done it three years in a row and see where the weather's ray here in june so now it is about equal in boston and cleveland in.
"thirty three percent" Discussed on KQED Radio
"Already on thirty three percent higher but a constant construction boom blumenthal a constant acquiring girth will be lowered from we are great better chrysler capital were heard and that the press couldn't get the right age groups in puerto rico say many people are feeling desperate without enough food and water and gasoline needed to run generators atms on the island are set to be running low on cash russian president vladimir putin is traveling to on at today for talks with turkey's president npr's peter kenyon says syria and northern iraq are expected to be on their agenda under a plan for syrian deescalation zones initiated by russia iran and turkey the syrian opposition stronghold of it live province is supposed to be under turkish control turkey's ability to quell violence and russia's recent airstrikes in the province are likely to be discussed so is monday's kurdish independence vote in northern iraq which turkey says will result in sanctions i'm dave mattingly npr news in washington twenty minutes past six now and joe mcconnell has more information about our commute this morning joe the crashes hey worst has turned into a sigler which means is going to be there for at least another thirty minutes blocking elaine southie between east redid ninety the left lane is blocked it's backed up was already backed up to thirty eight outs to solid stop and go and they ride in valeo not really slow but there is still a crash eighty eastbound at redwood with the car off into a ditch the westbound side is sluggish in slow but just the routine as head of the car keita's bridge than picks up in slows good from highway four just pockets of slow into rich with joe mcconnell for kqed thank you joe will check back at the bottom of the hour his report.
"thirty three percent" Discussed on WCBM 680 AM
"Or angry ten percent enthusiastic thirty percent satisfied thirty three percent dissatisfied twenty six percent angry who to blame president trump of course quinnipiac said that a majority believe that trump has helped to change the attitudes about the media for the worse the question was do you believe that president trump has changed american attitudes towards the news media for the better or for the worse or hasn't president trump had an impact on the american attitudes towards the news media for the better twenty two percent for the worst fifty two percent no impact twenty percent folks the news media has been lying to you the american people for the wall for a long time but in the trump era it's been the last year and a half way i they tried to make it where he couldn't get the nomination once he got the nomination they tried to knock what came down from being elected since he's been elected they tried to knock him down from becoming president once he became president they tried to knock him down from doing his job all in this time lying to all of us about what's going on everyone at nbc news whether it's msnbc or national nbc news abc cbs cnn they all know that the russia collusion stories fake but they're doing it to try to undermine him and then as mentioned earlier we've got barack obama trying to undermine the president in undermining the president they are undermining you and they're not bringing you the news that actually affects yes you as i said earlier president trump has been given speeches all this week did you hear about it and now that the call me hearing is done have you heard about it today no all you hearing about is jeff sessions being the next target all you're hearing about is the possibility of tapes did you know that there is a terrorist attack in iran where isis gunman killed seventeen people not of the concert not on the restaurant not mcafee at the iranian parliament they went into the parliament building in england this is akin to westminster abbey over there and gun people down in the parliament you can't even find it anywhere did you know that north korea tested a missile did you know that they tested other missile.
"thirty three percent" Discussed on WMEX 1510 AM
"Angry or angry ten percent enthusiast thirty percent satisfied thirty three percent dissatisfied 26 six percent angry who to blame president trump of course quinnipiac said that a majority believe that trump has helped to change the attitudes about the media for the worse the question was do you believe that president trump has changed american attitudes towards the news media for the better or for the worse or hasn't president trump had an impact on the american attitudes towards the news media for the better twenty two percent for the worst fifty two present no impact twenty percent folks the news media has been lying to you the american people for the while for a long time but in the trump era it's been the last year and a half were i they tried to make it where he couldn't get the nomination once he got the nomination they tried to knock him down from being elected since he's been elected they tried to knock him down from becoming president once he became president they tried to knock him down from doing his job all in this time lying to all of us about what's going on everyone at nbc news whether it's msnbc or national nbc news abc cbs cnn n they all know that the russian collusion story is fake but they're doing it to try to undermine him and then as mentioned earlier we've got barack obama trying to undermine the president and in undermining the president they are undermining you and they're not bringing you the news that actually affects you as i said earlier earlier president trump has been given speeches all this week did you hear about it and now that the komi hearing is done have you heard about it today no all you hearing.