36 Burst results for "Thirty Thousand Dollar"
Everything You Need to Know About Elon, Jack and Cathies Bitcoin Chat
"The b word was an event held by arc. That was meant to demystify bitcoin and specifically to demystify it for institutions. That had perhaps gotten off track with bitcoin in their relationship with bitcoin. During the absolute craziness of the first part of this year to that end yesterday saw sessions on energy and mining. Courtesy of nick carter sessions on the macro context with lynn alden discussions of human rights and bitcoin with alex glad scene but there was absolutely no doubt that the most anticipated part of the show was the discussion between jack. Dorsey kathy would andy mosque with steve lee from square crypto. Moderating as i said yesterday on the show the whole thing had come up theoretically spontaneously on twitter with ilan making a joke. On one of jack's threads at least that's what we were made to think. It seems far more likely to me that the whole thing was engineered by would herself. Who was up until very recently the connective link between ilan in the bitcoin. Space whatever the providence of the discussion however. There is no doubt that the market had serious anticipation around what was going to be said. Bitcoin had rallied from under thirty thousand dollars on tuesday to around thirty two thousand dollars as the discussion began. I think the best way to highlight the event is to go person by person and give a little sense of the highlights of what they discussed from there. I can provide a bit more of the shared. Sense of how the discussion proceeded.
Fresh update on "thirty thousand dollar" discussed on Boomer & Gio
"Did you do know that if a a won't be wins a medal. They get paid. Oh do you have any idea how much they get paid. Is it like you get more for the gold medal in the silver. and and lebron's yes it is. who's paying them. The olympic committee. The olympic committee is paying. Yes they are so if you win a gold medal. Let me yes. I'm gonna go long. Think an olympian gets for winning a gold medal. Ten thousand dollars. No higher bob. Higher thirty thousand dollars higher bob. Forty thousand dollars thirty seven and a half thousand dollars for winning gold okay. Twenty two and a half thousand dollars for winning silver and fifteen thousand for bronze and now. Here's the good news. And i love this. There was a law put in place in two thousand sixteen that they do not pay federal taxes on those went. Oh very nice. Unless they crossed the million dollar threshold. Yeah everything's you know. Let's just keep taking money away from people that are assess so basically getty you make two gold medals. Let's see no no not quite not quite less out. yes anyway. That's deal and you pay taxes on it exactly. You should have gone to the olympics gold medals on you like that. Yeah very good very very good. It's not exactly like Ncwa athlete right. I mean that's what you're making these day. Bryce young making What close to seven figures now according to his coach nick sabin and he hasn't even taken snap as the alabama quarterback but it won't be that many of the athletes settled. Let me ask you. A question is it. Is it the athlete himself. Or is it the brand of alabama football. It's a combination of both. That's what it is. But how could he. How could a kid who hasn't even taken a snap yet other than in spring practice and hasn't technically been named the starter. Maybe he has been a you know now. But how does he approach seven figures because everybody wants a piece of them. Because you were the starting quarterback at alabama one most popular collegiate football players in the country. But what about that kid. The basketball player who's still in high school not affiliated with a college. Right said jaylen lewis. He's going to ot. That's a professional developmental league and he's already received the million dollars to go to that league. Yeah i would totally drop out ice. Colfax that guy but again it's going to be vanishingly. Small percentage of these college athletes. That are going to the big money just like society. Yeah exactly that was always my argument. Would trevor lawrence had gotten a clemson. Had this been a millions millions for every year he would made. No the thing is andrew lock went to stanford what he made that much money for stanford travel now. So that's the point right so there is a there is a real significant disparity between the haves and the have nots was prior. This always was. That's been the history of mankind when he was socialist. Wow no what i'm saying. What i'm saying is that eventually there's going to be one league and it's going to be the sec and that's where the national championship will come out of..
Q&A - Should I Invest in Work Pension?
"Michael's with us in wisconsin. I'm michael how are you dave again. Just a quick question for you. I we salute you. All about a year ago left my job and punching their concert system. It's a four one. Eight plan is about sixty thousand dollars in it. You know you always recommend to roll that over when you leave or personal. I'm wondering if i should do that in leaving that plan. You lose the employer contributions which is about fifty percent so that'd be thirty thousand dollars. I'm wondering what the best movies i let it. Sit and exit. When i'm able to and the eligible to what you've aged fifty or and thirty years old and Or do i take that out and take a loss. Bested the 401k planet year old company does not vast. You're matching until you're fifty. It's a four one. Is you know but that just means after taxes. All that means Yeh don't vast. you're matching true. Yes correct that's asinine okay And it's how much money sixty thousand. That's the match portion Thirty thousand monday's okay. And how what's it invested in. I truly did. Oh jeez i don't even know what the breakdown is. They are pretty limited on what you don't get to choose your investments in that plan. Yeah how old are you the ones in thirty. But you don't get to choose the investments in your plan. Negative a state okay. Here's what's running through my head and then you can decide what you wanna do your hold now again. Thirty thirty thirty years old okay. So for twenty years you either are going to have thirty thousand dollars. Sixty thousand dollars underperforming sucking sixty thousand. Or you're going to have thirty thousand performing well. Yeah in good mutual fund about you were gonna go and i don't know which one's going to end up with more money is the only way i said do. The thirty thousand will double if you've got it invested at ten percent if you re if your mutual funds perform a ten percent which they should i will double about every seven years and so it would double three times twenty years twenty one years so it would go from thirty to sixty two Okay i can do this. Wait a minute it'll go from Thirty to sixty two one. Twenty two to forty okay. That'll be you're thirty thousand double three times one. Two three tops. That's okay now sixty. Let's say it's making you ain't at cast. What the stupid things making. I would guess i. I've looked at the evidence over the course of the last say forty years parole together. I think i came out with like a southern eight percent average so seven percent. It'll double every ten years. Okay so sixty would be one twenty would be to forty. It's exactly the same. Yeah okay. you're thirty will grow to as much as that. Sixty will grow if you invest it at ten percent greater versus seven
Bear Market? Not According to These Monster Funding Rounds
"So yesterday folks were starting to get dreary. Obviously the crypto markets haven't been great for a while now but there were some big psychological milestones that were crossed yesterday and crossed in the wrong direction. The too big of course. We're bitcoin dipping down under thirty thousand dollars. Effectively retracing the entirety of twenty twenty one and the theory of going below two thousand and meaningfully below for awhile. I spent a fair bit of time on this show talking about why the market has been turning. But i think it's worth reviewing here briefly as we set up the rest of today's show. I i believe that there is macro structural weakness. We are now in the post vaccine pre tapering phase of covid era macroeconomic policy that means that normal economic activity is resuming indeed. Some of the economic activity is even abnormal as people catch up on things like trying to build houses and move. That's putting inflationary pressure on the system which we see even in the traditional measures like e or personal consumption expenditures or cpi consumer price index holding aside any critique of those measures as tending to underestimate true inflation. The fed for their part has been that those pressures are transitory for months. Inflation being transitory of course means that it is insufficient to get the fed to consider a change in policy withdrawing support in the form of either bond buying or near zero interest rates however the market and the popular financial media. Haven't really bought this transitory and of course inflation can become self fulfilling prophecy pretty easily. If one thing's prices are likely to go up in the future and has the means to buy now. They tend to buy now putting pressure on the price to go up at the latest. Fomc meeting last week. The feds started to admit that they weren't totally positive that all inflation was in fact transitory. And they said they might need to at least start thinking about thinking about tapering policies. That showed up specifically an expectations of move away from zero interest rates in twenty twenty three about a year earlier than they had previously estimated. The market is completely addicted to cheat money and so hated this
How do Income-Share Agreements Work?
"So income share agreements. Let's break down. One of the first and most well known. Examples is lambeth school. Which is a programming school. I coating school. And you don't pay tuition until you're earning fifty thousand dollars a year the way it works. If you go to lambeth school dot com you can learn more you agree to pay seventeen percent of your post lamba school salary for twenty four months. But only after you're making fifty thousand dollars a year at least and they have a cap at thirty thousand dollars so basically you never pay more than thirty thousand dollars tuition and if you don't get hired and you never pay so isn't that pretty cool like they also have options to just pay tuition up front if you're able and that's what you prefer But to me the groundbreaking thing is this income share agreement because it's allowed a lot of people from poorer countries or from a disadvantaged background to really get a world class education and then a high paying job so there are a few other schools that are offering similar programs. I just did some brief research university of utah's doing it. Purdue university But in the world of entrepreneurship to focus our discussion here most iras are from startup. incubators one of the big ones that you may have heard of. It's called y combinator and their jail is first of all very selective so you can't just apply and get in like a lot of people who apply. Don't get in but if you are accepted there deal is they will invest one hundred and twenty five thousand dollars in return for seven percent of your company. Okay and that would be great if you qualify. First of all i said and also if you need more than one hundred thousand dollars in start-up capital so there is a world in which that is the case for lots of different businesses but here on site us'll school ninety nine percents of stories that feature. You don't need anywhere near that much money. Our whole point is to do this frugal to do this on a budget. To use the resources you have instead of just trying to find somebody to invest money so the reason i essays exist which as i said overall i think they're awesome but the reason they exist is because of expensive tuition or start up costs for some businesses. You were attending college. That was affordable for your budget. Then you wouldn't need the and so two. Is it for the side. Hustle model like total startup costs five hundred dollars. Let's say which we've had hundreds of stories that fit in that category then. An essay wouldn't really be worth for either party like you don't need somebody to own. X. percentage of your company in exchange for that five hundred dollars. You should just find a way to get the five hundred dollars or less on your own so that you don't have to give up any equity in your company.
Bitcoin Plunges 30% to $30,000 at One Point in Wild Session
"We start out. Today's crypto carnage. It was a gut check. Moments in the crypto currency market names. Bitcoin ether light coin. Even doj coin getting slammed. Today's thinking double digits shedding millions of dollars off the market caps and the selling was fast and furious. Bitcoin quickly plunging below thirty thousand dollars before bouncing. Well off that low. It is now down forty percent from its april. All time high so is today's crypto collapse. Just froth coming out of this trade much more pain. Had james mcdonald kickoff. We saw breakdown a bitcoin below the fifty thousand dollar level without a rebound studying the security or if we can call it a security this enthusiastic asset class. We've seen a dip in rip pattern every time. Bitcoins come down that they've come back and bought it We didn't see that at the may sixteenth breakdown below fifty thousand. That was a sign of things to come and then again on the sixteenth excuse me the twelfth and the sixteenth we saw a lack of buying support come in and that was kind of a clue that the sentiment had shifted and everybody knows what an asset swells to the level of did. It's gotta stop at some point. Think those were the clues looking for the next level. We think the twenty seven thousand level the next level carter braxton worth the current quarter start macro is on earlier this week saying you know. Drawdown of fifty five percent is garden variety when it comes to bitcoin nadine and i'm curious i mean a fifty five percent down his garden variety. We're pretty much still within that garden. Variety spectrum doesn't feel too good though now in fact we probably only have one or two clients who don't care about that kind of draw down and chew believers for the long haul in crypto versus almost all of our other clients who preferred us to trade it. And so just as we're talking about just now. We saw some breakdowns not just in bitcoin and below fifty thousand but also in the related stocks whether is gray scale or ms. You saw that breakdown. It was actually broke our short term trading range line. And that's when we knew we actually had to trim so it wasn't a surprise to us. Also this is happening.
Does Online Event Sponsorship Work?
"In a lotta ways sponsoring an on line. Event can be a lot more profitable for your business then imprison event many in person events even once everything gets back to normal after covid are expensive live sponsored in person events for ten twenty thirty thousand dollars so in order for me get a return on investment. I can make more than that plus the expenses that i have to spend. They're getting their Any teammates that are going to go there to be at the booth The merchandiser the swaggering giveaway. It all adds up. And if you're a small business every dime kant's so when we moved to online events and we sponsor one of the whos you can get a whole lot more affordable i've sponsored online events for as little as five hundred dollars and sponsored. Some that are up to five thousand dollars at the end of the day. The biggest factor. That's going to dictate your negotiating. Power and price is how many people will attend. This event is sponsored events that had two hundred people and i've sponsored events had ten thousand people that are gonna show up online now if i have access to ten thousand people that's great but what kind of access so what i want to start with is say that everything's a negotiation. They might have some packages for you to look at but you can go. She ate anything especially when it comes to sponsorships. The event organizers are just looking for great sponsors that are good with their audience and are willing to give them money so you can actually create your own package if the packages that you see are not really what you want. I have gone back and forth and created my own customized packages. All the time because i really want access to the audience as much as
Season 3, Episode 3: The Art of Architecture - burst 03
"So when i started designing plans i just naturally started designing them around the materials. We use in the industry when we started our company in may of two thousand the market. Kinda slow down in two thousand eight. And i have builders coming to me telling me you know we hope you stay in business because your plans are bidding out ten to thirty thousand dollars less than some of the other competitive firms out there when i asked why they pointed out that because of my building background and use of space and materials more efficiently that are plans were just costing less to build which gave them the advantage so we use that a lot. That's the reason that we've thoroughly enjoyed our relationship with you is because of that knowledge with
Silly and Misleading Retirement Calculators
"I think the main reason people seem amazed at the idea of retiring at age. Thirty forty or even fifty is the lack of real information on early retirement. In general if you type retirement calculator into a search engine these days and enter some stats about yourself. You will find some very strange assumptions. That are guiding you to think you need an absolute load of money to retire for example. I was once working through such a guide in a magazine from northern. Trust a bank that caters to the wealthy. It went something like this. Consider your goals for retirement. What life events do you need to be prepared for. The following table lists average cost children's and grandchildren's university education. A hundred thousand dollars per child children's and grandchildren's weddings twenty five thousand dollars. Assisted care facilities a hundred thousand dollars per year. Medical costs funeral arrangements. Twenty five thousand dollars trust funds for loved ones esteem and legacy planning and charitable foundations. 'wow looks like you're well into the millions before you even get to buy yourself some groceries. Another retirement calculator on cnn. Dot com has various parts to fill out dropdown boxes pre filled with hand values like retiring at age sixty five and needing seventy percent of your maximum pre retirement income constantly for the rest of your life. The drop down box with seventy percent in it did not even offer a value lower than forty percent. This percentage of income concept is one of the most anti mustache ones out there if you make two hundred thousand dollars per year just before retiring this experience. Corrupt you so much that you need a hundred and forty thousand dollars per year for the rest of your life or is it possible to maintain the same luxury standards of a person who has a merely comfortable income like forty thousand dollars per year. This goes back to the ideas of the get what you need posting. I made recently and that is why not go for maximum happiness rather than maximum consumption. I propose that maximum happiness is achieved at a spending level where you live in a comfortable space. Eat healthy foods and get to do lots of active and stimulating things with friends. That doesn't have to cost a hundred and forty thousand dollars per year or even fifty thousand dollars per year for most of us the other assumption they push on people is a very low rate of savings they assume you will less than the annual limit on 401k contributions. And don't say much about what to do if you save more than that which the high income person mentioned a few paragraphs ago could certainly do so these banks and mutual fund companies will continue to tell you that you need millions of dollars to retire because it benefits them for you to invest your money with them. Luckily it's a harmless bit of tom foolery since the saving benefits you as well but the disservice they do is in scaring people out of dreaming to save faster or to think about much shorter time horizons like tenures instead of just plain old age. Sixty five so. I'll give you a quick retirement calculator of my own adult couple with no kids or whose children are. Grown can live very comfortably on forty thousand dollars per year and retirement. My own family lives very comfortably with one child on somewhere. In the twenty seven thousand dollar range you can shoot higher or lower depending on what level of luxury water pursue twenty. Two eighty thousand dollars is a good absolute maximum sane range. But if you don't want to calculate everything out just go for forty thousand dollars and figure out how to make your savings produce that for you for a single person. It might be difficult to slice in half because you lose some benefits from sharing a house in car but you can come close to quick early retirement budgets number one in early retiree couple lives on thirty thousand dollars per year. Earning five thousand of that combined in part time luxurious post retirement careers. The remaining twenty five thousand dollars per year is generated by their savings. Six hundred and twenty five thousand dollars of total savings are required to generate this amount of passive income using the four percent rule number two an early retirees single person leaves on twenty five thousand dollars. Earning ten thousand dollars on his or her many career. Fifteen thousand dollars per year is required from savings which calls for a nest egg of about three hundred and seventy five thousand dollars. I'm working on some much more detailed and exciting sample budgets using real numbers for my own spending experiences before and after retirement
From $33k in Debt to $100k+ in Net Worth Through House Hacking & Smart Saving with Budget Girl
"Sarah. Welcome back to the show. I'm so excited to see you again. Thank you so much. I'm so thrilled to be here. Tell us what you've been up to the last three years. I believe in three years since i last spoke with you like on online. I've spoken to offline. Yes so last time i was on the show i had just paid off thirty three thousand dollars student loan debt on an average thirty thousand dollar income. I started at twenty six. And since then i have Saved a bunch of money and now have an over one hundred thousand dollar net worth and i am the owner of a duplex ashley. Hundred thousand air over here and if you haven't mentioned this earlier but if you haven't already go back and listen to episode six because it's just incredible i mean it's it's not the most debt we've heard paid off in the show but it's the most debt we've paid off her had seen paid off in the shortest amount of time relative to the income level that you had it's truly remarkable impressive feat and no surprises that you're becoming wealthy a few years later with the after after achieving that thank you it is. It's a lot more fun to build up the wealthy to pay off the debt. I'll tell you that and a lot faster too. That's really fun. Just grow compound. Interest is working for you or against you. Can you tell us a little bit about Just to catch up on the money story before we get into the review. You come a little bit of catch-up on the duplex potentially or any other highlights of the journey of the last three years. Yes so The duplex purchase. I actually have only had for ten months. So i bought it right when the pandemic started my i was wrenching and i was saving up for a property. 'cause i knew i wanted to do multifamily and i found the perfect place after shopping for a year. Right is the world went to hell so it came to the at a very good time because my rental apartment was actually going to increase three hundred dollars a month and so i started really seriously thinking like if i find the deal that where the numbers work. Let's go ahead and do this. So it was a two hundred thirty thousand dollar property in college station texas and it has three bedroom two bath on each side little backyard little three parking spots freeze unit very cute little things in a little subdivision near the campus texas a and m university campus in the direction that the campus is growing. So i very much anticipate that that will increase in value. And it already has. It's actually already to fifty after ten months. 'cause i just replied oh right i would point out that somebody else on this call also purchased in the path of progress and that would be scott not me because we have different investment styles but that is a really great thing that i think some people don't realize or take into account if the path of progress is going north. You did to be looking north. Because those are where the properties are going to appreciate at a faster rate than the potential path of progress than outside the potential path progress that nothing's guaranteed scott. Had a really great way to choose his property to and it was smack in the path of progress yeah parallel also my properties with two hundred and forty thousand dollars a very similar type of deal for us and even our cabinets are the same assault on instagram. Yeah the same exact cabinets that by my head but let me ask you. This is your property located what he said a path of progress in the best area. You could be living in right now if you were to purchase anywhere in the In a thirty mile radius not even close. But it's also not in the worst it's kind of a medium area. There's some older homes nearby and there's also a they just built like a walmart and a shopping center there and but more importantly texas owns so much of the surrounding area and they keep building in that direction. And i mean the university plans are on the website for free. You can go look at them and that like they're planning on growing in that direction so i could be just like a spit from one of their like giant new enormous buildings and a couple of years. Awesome in my understanding. Is your house hacking this. Yes so i am renting outside a i. Actually originally i inherited a hud tenant who is paying ten fifty a month. Her lease ended at the end of february. I m doing some fix ups on the project this month in march and i have a new tenant moving in april at twelve fifty a month also and i understand that you're crowd sourcing feedback on your remodel on instagram. So you can follow her at go budget girl and she really wants more opinions on how what color. She should paint the kitchen cabinets. A second. is that right. Oh definitely and the other parts of the house hacking of course is i actually so i have renters on a i live in but my boyfriend also lives with me and i charged him five hundred dollars a month in rent because nobody sugar mama i was. I was gonna say how did that him. That's still a good deal right. That's less than the other half the other side so like it's a three bedroom unit so we have an office and we share a bedroom. He has a lease that i worked for him. And we've both side with you know contingencies for things. It might happen. He didn't have a deposit he doesn't have pet rent and he essentially gets way more space than he would anywhere else in town for that price and due to that he's helping me with the a unit right now. He was mopping yesterday. While i was at work all right perfect it works out. But i'm glad there's the conversation and what's your mortgage payment on this It was originally just under seventeen hundred dollars a month. So i was paying one hundred fifty dollars a month out of pocket and but just reside and i was able to go down almost a whole point so my new mortgage is going to be fifteen sixty four so just under sixteen hundred so i'm going to be making one hundred dollars a month. That's fantastic. And so why did you refi. Generally it was it was it because of the Interest mostly or was there like pm. Is that you're able to shed or what were some of the things around that. Unfortunately i wasn't able to shed. Pm i quite yet. But i saw that interest rates were dropping. I was pleased with my rate. Got a three point six five right around the time that everything was going down and then it bumped up a little bit and i did. Fha loan so. I only put three point five percent down. Even though the property appraised for tenure. And more than i paid and even though it's now worth tango and more than that i'm still not quite to the level where i can shave off the pm. I but that's one hundred fifty dollars a month. And i find that to be worth it.
One Year Later: Indicators On The Pandemic Economy
"One of the clearest lessons that we've learned about the pandemic economy is that there are huge gaps between the experiences of different groups of people and he is specific gap that we have been focusing on people who had low wage jobs before the pandemic have been much much more likely to lose their jobs. Then people with high wage jobs the data on this come from a new study by the new york fan and it is quite stark. Yeah by the end of last year there were actually more jobs for people who make high wages than there were before the pandemic this is people who make typically more than about eighty five thousand dollars a year so these include jobs like software developers engineers lawyers corporate executives and these jobs have completely returned not too many of them were ever even lost in the first place even in those terrible months right after the pandemic started now compare that to people who work jobs that typically pay less than thirty thousand dollars a year. Those jobs include things like food servers cashiers home health aides childcare workers and there were still fourteen percent fewer of those jobs at the end of last year that is a staggering gap. We haven't seen anything like this gap between highway jobs and low wage jobs in any of the recessions going back at least three decades and the gap exists now for a kind of obvious reason the unique nature of the pandemic recession. Yes a lot of these. low wage. Jobs are in restaurants bars hotels jobs acquiring a lot of direct human interaction and so a lot of these places had to close or their customers just stopped spending money on them and there is a reason that we're focusing so much on this disparity between low wage and high wage workers it feeds into the other disparities in the economy. A lot of those lower wage jobs are disproportionately done by young workers by workers without college degrees and by black and hispanic workers. And that's a big part of the reason. Why each of these groups also suffered a disproportionate share of the jobs. Lost our second group of indicators is about the economic policy lessons we've learned in the pandemic and here's the i almost impossible to believe indicator as terrible as the economy has been for the past year. There is almost no difference between the sheriff people who are in poverty now versus before the pandemic not only that but this year. The number of people in poverty is expected to fall by more than a third. So that by the end of twenty twenty one there will be more than thirteen million fewer people in poverty than there are right now. The main reason why the. Us government has now passed. Three huge aid and stimulus bill since the start of the pandemic to support the economy and the third bill. Which is president. Joe biden's american rescue plan was just passed by congress yesterday so of course the effects have not yet kicked in but we do know what was in that bill and most importantly we know what it has in common with the to bill signed by president. Donald trump last year which passed with bipartisan support in congress specifically when you look at the money that's being spent by the bills combined by far the biggest chunk of it is the cash that's being sent directly to individuals and families mainly in the form of stimulus checks and unemployment benefits for people who have lost their jobs and the combined scale of the bills is enormous about five trillion dollars in aid for the economy. That is at least three times as much the stimulus money. The government spent to fight the great recession of two thousand eight two thousand nine and just an offer a sense of how much extra money is reaching families because of these bills. Here's what a washington post analysis found. Take a family of four people two parents and two young kids and they live say in massachusetts now soon that one of the two parents lost their job at the beginning of the pandemic and still has not found work. That family in total will end up receiving more than fifty thousand dollars in support from the government that it would not have received without these three bills and the government is paying for all three of these bills by simply borrowing more money and for the most part politicians from both parties. Haven't really made a deal about this. And these are some big changes from how the government has responded to previous recessions like take the great recession of two thousand and eight. When there were extremely loud worries from politicians on both sides about the government barring lots of money to fight the downturn and also a much smaller share of the money back then was used for directly sending cash to people more of the money then we spent on other things like aid to state and local governments infrastructure projects and other investments. Yeah back then. The government was also still more reliant on the federal reserve to respond to recessions but the fed can't directly. Send money to people that they do not have to pay back. It can boost the economy by lending money to financial institutions and certain businesses it can also lower interest rates to convince people and businesses to borrow more money and by the way the fed was still a big part of responding to the covid recession but the us government by using its unique power to send cash directly to people cash. That they don't have to pay back was willing to accept a much bigger role this time. Does this mean that as the economy reopened this year it will bounce back way faster than it did after the two thousand eight recession when the recovery was sluggish until years. We'll find out. Most economists expect it will. They are forecasting that this year the us economy will grow at its fastest pace since nineteen eighty three. And if they're right than the. Us government operating under two different presidents from opposing parties. May well have established a new way to respond to the terrible recessions of the future.
How I Built Resilience: Shan-Lyn Ma of Zola
"Everyone and welcome to how. I built this resilience edition from npr. I'm guy is each week. On thursdays we invite entrepreneurs and other business leaders to come onto the show. Live to talk about how they've been building resilience into their businesses this year. And today my conversationalist jianlin mop. Ceo and co founder of zola. Zola is a one stop shop for couples. Planning a wedding from creating a wedding website. Finding local vendors making registry even creating a photo album of the big day with the wedding industry completely hammered by the pandemic last year solely focused on releasing new products and features for couples like a homegoods marketplace and even hosting virtual weddings on its platform. We aimed couples from that first aid. Get engaged through their entire wedding planning journey into their festivals of newlywed life with the tools and technology that we build to help them plan dream and bring to life bear fantasy wedding so basically you go on the website and you can do everything like from finding the person to do your flowers to a you to the caterer to the registry to the invitations. Everything yes wedding website. you'll save the dates and then you'll album of you're beautiful photos with photographer that you found on seoul ios chicken out the website earlier today. It's super cool. How did it. How did it start had it. I know it's you start in twenty thirteen And i think at the time you were working at guilt which is a the gilt groupe g. I l t nut gui. Tell me how how this idea came about well. I always dreamed about starting my own company. One day but i had never felt ready until really working for many years in product management which is really working alongside designers and engineers to build digital websites and mobile apps and so had gone that experience and in twenty thirteen That just happened to be all. My friends got married at exactly the same time. Everyone has that year where you're going to a wedding. Every weekend spending a lot of money. I was buying gifts from my friends. Women registries and found that the experience that i was going through their registered was just one of the worst shopping experiences i had ever seen. I was talking to nobu. Who is my co-founder zola. About how painful was and he's married and he was complaining about it from the couple's perspective. It's just terrible and we looked at each other and we said you know we've been working together to build great products when it we attacked this assets. We think we can do a much better job. And and that was how zola was born. I'm wondering you know. I mean this is twenty thirteen so this is still you know. The the ancient early days of of of web two point zero which is unbelievable Did you have initially when you went to people. I know a little bit your backstory. You grew up in australia. And then you came to the us business school and you had a bunch of Jobs in sort of adjacent kind of industries right. You worked at guilt and another an and also worked at another who. You're actually growing up in australia. It's a very remote country in that is literally on the the side of the world. And i had always can read about what what is happening in the world. And what is happening in the tech revolution that we all living through right now and i felt very removed from the action. So i moved to the us to really be a part of this Tech revolution underway and my dream was always to be like an entrepreneur. Like jerry yang. Who found yata. I had a picture of him on my wall. And because i'd never known really anyone else who worked in tech apart from the people that i read about in magazines you may dream actually came true in that i moved to the us. After business school. I was able to get a job at yahoo. Which jerry founded. And i think one of the best days there was when i walked past him in the hallway. Wow that as a result of working that. I got to learn from great product leaders. Who with some of the best in silicon valley. Who really told me. How do you think about creating a product that customers love and that they want to share with all their friends when you came up with the idea for for what is now zola and you started to talk to people about it. I have to imagine that some people said oh this industry saturated they're already. There's you know the not. There's a bunch of other sites that you know. There's a bunch of other people doing this. You don't want get into that business. That is exactly. I think there was a lot of from many places and for many investors. Who said like what you said. It's not possible to build a big business in weddings. Because there hasn't been one yet all. Do people really spend that much on weddings. All it's it's highly fragmented as an industry so then must be a reason for that and that sounded crazy to me. Because i knew how much my friends were spending tons of time and money i think weddings is one of the only times in your life where you spend on average in this country thirty thousand dollars on one day because we want to create a special memory inexperienced for yourself and your friends and so i knew it was a lot of business opportunity. It was an undeserved need. That was a passionate customer base and just because investors didn't feel personally connected to the pain point did it mean it to thin exist
The Supreme Court says Donald Trump Must Provide His Tax Returns
"We're going to start today's program heading to the united states now where the supreme court has ordered donald trump to hand over his tax returns and other financial records. Trump's been resisting attempts to do so for several years. Of course well. Let's get the latest now on this. With suzanne lynch washington correspondent at the irish times Good morning to you. Suzanne good from here in london up. Bring us up to speed with the latest. What do we know. The supreme court issued a very short very significant ruling yesterday and which basically ended donald trump's attempts to shield his financial records and he is being in a battle to stop prosecutor in manhattan from getting access to his tax returns and other financial records is the second time surpreme course weighed in on this. The first time is over the issue of whether sitting president at could be shielded because road as president. But this time. Ed supreme court put it outside this decisive ad. Fees for mr trump effect. Now looks at like very much. So at these records now would have turned over to investigators new york and Mr trump's accountants perhaps bankers to will have to hand over documents related to his financial affairs and give us a sense. We obviously we had a little clip from trump at the top of the show. Easy talks about you. Know the the greatest witch hunt in history continuing Can can he fend this off in the same way. Actually he dealt with some of the bulbs that were involved in the impeachment hearings or does the fact that i guess we're looking at a judicial action potential criminal irregularities. Does that change the way that he needs to sort of Defend the charges almost. Yes i know. Yeah designed so far is up. No because yesterday he had a very very strong statement ad calling this a political persecution and calling it a fishing expedition and directly criticizing at the supreme court and and people remember. He himself pointed three of the members of the supreme court book directly criticizing the court and of course the federal prosecutors in new york Have don has kind of fallen out with new york. He moved out of the city and the dolphin clashed with officials in that city. He's obviously quite unpopular in his home town of york city on. It's the attorney general there. Sarah advanced who's reedy at take upon himself to pursue at trump for these for these charges. Say i mean we could be looking at a criminal. Trial of a former. Us president if this is to continue and is a both would way of looking at this as parts of the reason. Perhaps trump is saying. It's part of this long term witch hunt in that in congress people remember before his first impeachment and ahead of us because a lot of oversight into donald trump's at russia connections and then there was an inquiry into hush money he paid add to the adult film star stormy down one hundred thirty thousand dollars and this began this pursuit then by the new york attorney general he then decided to this payment and say what was that saying about campaign finance laws about highly payment of one hundred thirty two thousand dollars that was actually made by mike cohen. His lawyer but then he said trump in bach and this if you like your unraveled with thread of inquiry into donald trump's taxes now this is where we are am so what are the significance is about. Oh that was. Yesterday's rooting is not not only. Will they get access to his tax records but also the business and financial very detailed information that accountants bankers will have on which your tax records are based If you like. So that's going to be probably even more info important than actually getting access to his tax records. Which as you know the new york times already seem to seem quite a bit about whether we don't know how much actual detailed information they have aspect to this that i find absolutely fascinating is of course the the conflicting interests of politicians be they Members of the of the gop from the democratic movement in terms of their interests or not in trump continuing to be to be in the spotlight because there were suggestions even obviously during the impeachment proceedings clearly suited some of in the republican movement for that to just be dealt with swiftly as possible. There were also suggestions though that even for the democrats. It was kind of better that that was just dealt with. It was finished even if he wasn't convicted. Does that does that delicate balance shift. Now i is there a sense of one either side of the political spectrum if you like that actually we just don't want trump in the in the spotlight anymore. I'm actually if he can play this narrative the witch hunt that he's he's got a soapbox day people coming to him to hear from him. Is it more damaging could it be more damaging to proceed ings. Go ahead it's very possible. I mean it is very possible because as you say. Donald trump has been an easy foil for democrats over the last four years a now if he feels i think a lot of his supporters argue to sympathize with him and say that this investigation is politically motivated. Donald trump brand and it's always been problematic has been around his his business and is you his his. He sees the success of a business person and other people in these tax records seems to show that he welcomed successful as he implied. But i think would be certain that might precipitate for him from a lot of his supporters because he has said before. You know i've always just legally paid whatever talks you know. He was implying that. If i was able to game the system but you know panic attacks possible within the law with every right to do that and a lot of people would agree with on bash. So the problem is we don't actually know what is in the detail something more nefarious as there and the irs. At the criminal justice system does not look likely on talks offenses and that if he is facing criminal prosecution for this he could be in serious trouble but this was always an issue for him. I mean he didn't. He didn't disclose his tax returns around for present at most people in this country high of the fact that they do need to do that. And they're highly aware of a of their financial at connections. Even though there's a sold so much money in politics in this country in and brian politicians they do you know the important of disclosure so a lot of people may think this is catching up with him. He's a long histories of businessmen york. He's very unpopular among business. People in your because he bragged before by not paying etc and a lot of people find. This is his chickens come home to roost and yes. He had those four years in the white house. But for most it's life you the businessmen. There have every right to investigation for that date. Well i'm sure we'll show speak on this but more future. Suzanne very good to get the latest from
Harley-Davidson Tries to Find Its Way--Again
"Years the harley davidson motorcycle brand has been well a little lost. Its us motorcycle. Sales have dropped about forty percent since their peak a decade ago and while the strategy in recent years was to try to appeal to a broader base of writers the company's attempts at turning things around including the recent rewire initiative and the newer. One called hard wire seem more focused on getting leaner and doubling down on the company's core customer base a few years ago harley davidson began its quest to woo younger customers. It's boomer customer. Base was aging. And let's face it. It's tougher to write a hog with a bum knee in back but younger customers aren't choosing motorcycles for their cool factor. A cnbc report says instead. They want ease of transportation so they look for more practical brands like honda. Even harleys bowl plans to get two million more riders. Taking to the road didn't seem to be working. They opened riding schools and launch the electric livewire motorcycle. You may remember telling you about that. One with its thirty thousand dollars starting cost well. None of that work then. Of course the pandemic hit last year. The company closed plants in march. It restarted manufacturing in. May but the company cut shipment to dealers by seventy percent through the end of the year according to business insider and what about customers renewed interest in outdoor recreation which spurred sales of big ticket items like boats and swimming pools last summer. Well it helped. But it didn't lift harley sales enough to overcome its losses in october new. Ceo yuck insights took out the scissors and began making cuts international production gone. So we're about a third of the models in the company's product lineup he encouraged dealerships to close and he trimmed the workforce to including product teams developing new motorcycle models. The wall street journal reports the orange and black brand is veering out of many international markets and focusing on roughly forty target areas in north america. Europe and asia. It also spun off its electric bicycle. Operations and entered into a distribution agreement with indian motorcycle. Company hero harley will be shipping fewer bikes to dealerships making supply limited that may be part of the strategy to especially as the weather gets warmer in motorcycle. Buying season begins. But we'll targeting smaller core base of customers who love big heavy hogs work in a world that increasingly wants sustainable economical and even sharable electric vehicles harley. Davidsons team may but investors don't seem sure stock prices dropped after the company's new five year strategic plan was unveiled revenue and profit targets were smaller than many expected bloomberg reports. And well. there just wasn't a lot of substance there as one analyst put. A lot of this is what we're going to do but not how we're going to do it. Plus electric motorcycles have momentum. Right now. The us jessica tended tax credits for electric motorcycles. Through the end of this year and last week. Electric motorcycle manufacturer. Zero motorcycles announced a partnership with motorcycle rental in tour company eagle writer. The deal may zero motorcycles. Part of eagle riders premium brand lineup with full-size electric motorcycles available for rent in five locations immediately. Even the name of harleys turnaround plan. Hard wire seems a little old school a wireless era but then again that may be the point harley as focused on its traditional audience will soon see whether the plan pays off where they've gotten their wires crossed
Greg Elfrink - How To Create And Sell Your Own Media Empire
"So when you're when you're seeing someone 'biocyte. I'm kind of curious because he's probably pointed to the seller. Sometimes it's a more of an advance or sorry. The buyer felt like an fbi site because they see the opportunity. Someone did all the hard work of creating the website finding the products. Maybe figuring out what's working what's selling what's not like. What are some things that you're seeing sellers do with a website that on empire flippers. Like are there certain things that they're looking for. Is it like that. where they're like. Oh they did all the work for me. I'm gonna pay for that because they can saved me years of work in heartache to figure all this out like can you know prep yourself for that in a way as a seller. Yeah you're asking. What can i do to help. A buyer seed at their web site. Is that shortcut. Yeah that in the motivations of a buyer yes so they can kind of sync up in the right spot and you know get the valuation yet. This is a very good question. Because i i always Both buyers and sellers so if you ask a seller like why are you selling your business like almost one hundred percent. The fans like i want money vic big vol but that's usually not the real answer right there. That's the superficial answer. Then you dig deeper. They're like oh. I want to do other projects and like okay. Let's dig deeper. You peeling back the onion a bit. eventually filed like. Well i want to focus on other projects. Take less than my time. Because i'm moving to this new house and selling this Business allows me to make this down baby in the house for my new family. And now you're getting to the emotional reason right. So whenever a talk to buyers and sellers say dig deep find out who the buyer seller is copywriting. One we all do like everyone listening to this podcast of the market price familiar with copywriting right but for some reason when you go to buy or sell busy like take the copywriting Just like throw it in the trash like. I don't need that anymore. Businesses success but like the buyer seller. Is your customer right like that is your customer. You need to think about their own motivation. So when it comes through selling thinking about a buyer we recommend Or at least i recommend the seller jagger our buyer persona content. So there's about six of them and they all very different motivations for example a newbie norm. If you've you know you're seller dealing with someone who is a newbie norm. Someone's brand new to the space like that doesn't necessarily mean they don't have business document or money they're just new to online business acquisition. They're probably going not have as much confidence. And so you're going to have to hold their hand a little bit more and that's okay For the seller. Payoff like yes. You might have to hold their hand a little bit more but when you give them a quality business you might have. Effectively changed their entire trajectory of their life in a positive way. Because like maybe knows just starting out and that's always going to be the biggest pool buyers talking to because there's always more people coming in right versus say like a investor yvonne who that would be more of your brand aggregate or someone who's raised millions of dollars to acquire businesses. Obviously their motivations going to be a lot different. And if you're a seller like say you're a amazon. Fda entrepreneurs does example works really well with And you have a one product business. So one hundred percent revenue comes from a single ecommerce product on amazon. Most buyers don't like that look at that and they're like darris seems soup. Exactly right like whoa. Because it's a two hundred thousand dollars of single skew like But an investor ivan. Not risky at all to them. They don't care. They'll buy one product businesses all day long because they raise millions of dollars. A your five hundred thousand dollar eight hundred thousand dollar. Even three million dollar one product business one hundred k. to them as long as it meets their other strict criteria cousin to them is not as risky. Because of all acquisitions are doing right. So this is these are important things to know as a seller going into who am i dealing with For things you can do before you ever sell is ask yourself like would i buy this business like just be honest with yourself would i like. Does this seem like a good deal. Why why does it seem like good deal. You start interrogating yourself. And if you're really honest with yourself There will probably be some answers. The actually seems like not a good deal away. Now i know. How do i fix it. Like how do i make this a good deal for myself right so you always like sellers are obsessed with evaluation for obvious reasons. There's a second. Part of selling a business called attractiveness so some sellers they'll be like Like say you're running this huge media site this You know michigan. Thirty thousand dollars a month affiliates. I and you have this bad ass team writers. Va's as all this all these systems and processes set up in the first thing the so as things like andrei increase my valuation by firing. My old team get rid of that expense. That's valuation boost right. But then the buyer cousin sees all the work that has to be done to maintain this business. He sees you working seventy hours a week. He's just going to discount. You're like hey. I'm going to eat iot. I'm going to hire a team. So i need this for a lower price because the net profit is going to be lower right so you almost get like no benefit for doing that. I always tell sellers like yes valuations imporant that think about. How can i make this business attractive as well. Now right now would you. Would you recommend people go and start a site from scratchers now. A good time to go. Try to find like a site that needs a little bit of love by the site. Flip it and make your multiple. Like what sort of path are you kind of recommending people. Go down if they want to get into this world. Yes so if you're just starting out. I probably wouldn't recommend buying I think it's good to get your feet wet with building. That is a long game. So you don't you don't need to build something until it's profitable. You should be building something to where you're comfortable with the system. So that's the important thing i always like. If you wanna go fast always recommend buying something and if you have some skills. I think it's really good to buy something. That doesn't look great on the outside or even on the inside right like you want to buy other people's problems it's very similar to real estate investing right like if you if i buy a house. That only has like cosmetic issues and smells terrible. No one wants to go in it right. I basically get the smell of discount by the south thirty thousand dollars. I painted to cover smell or whatever and now it's worse as sixty eighty thousand dollars. I just built all this equity for very little right so you. When you're buying it online business you want to look at it in the same way especially once you have skills now if your brand new buying online business. I probably wouldn't recommend buying too many problems because he probably don't have solve them if you're brand new to buy dot go like get this amazing deal because there's a site with us google penalty that's been banned from all its affiliate programs. Like you know you don't want to hunt for like the deal. You're almost always going to be better off buying a high quality business for fair value. Like that's always going to be better at least until you get some skills then you can look at doing this like discount. I call it by business. A discount right. You're looking for these problem of businesses problems like But that's what i recommend. So you wanna go fast. Buying is one hundred percent way faster than building because you already have all the data and you can do all this. Low hanging fruit stuff like cro on page optimization new content taking advantage of the high domain rating on the website. Right all of. You can't do your first starting out site ray like if you put The split testing software. Vw show up on your your ten page affiliates. I was one visitor. Burma like you're not going to change. You know you don't have a lot to work with yet. so
Giving to Create a Legacy
"When we talk about legacy planning. We're talking about you. Typically for our clients that are independent. they're financially independent. Maybe reach the financial transcendent stage. They're talking about giving the talking about making significant gifts to family or to charity. And that's what i mean by legacy doing something to provide for others. that goes well beyond beyond our lifetime. Okay so if i am making a gift some to someone My child or in my case You know i've got a couple of grandkids. Now and i wanna give a gift to grandchild. Is that taxable to the person receiving the gift in other words. Am i going to be setting my grandchild up to have to pay taxes and not necessarily know just like if you give them a birthday present their taxed on that that gift and if you're giving them significant let's they're not necessarily taxed on that on that gift so that's a simple answer. Okay all right. Well i i know that if uncle sam head his way he might wanna show up at birthday parties and start taxing gasoline difficulty. Just just saying the attitude. He's got right now anyway. What about the person making the gift. I is there any ramifications for me if i'm if i'm gonna give a large gift like that that that's where this guy gets a little complex so possibly if the gift is large enough and i and i just want to briefly give some some basic tax concepts and some rules around that not to more people but tax planning is part of financial so we need to talk about it. The basics earned income meaning wages taxable as regular income and so his income from investments like dividends and interest. I think most of our listeners know that. And if you sell an asset that you've owned for longer than twelve months for for a gain you you've realized a long term capital gain and that gain is taxed at capital gains rates which can be lower than tax rates on on regular income. That's just the basics for larger estates and here. I'm talking about very large estates currently in excess of a million. I'm sorry eleven million. Five hundred and eighty thousand dollars for an individual and twenty three million one hundred and sixty thousand for a married couple for states in gifts in excess of that amount of the federal government is going to taxed tax the giver at forty percent well for large estates. The tax could be very significant in here. I think this is really a transfer tax not necessarily tax only a death because you're making very very large gifts that exceeds those limits. Eleven eleven million five hundred and twenty three million one hundred sixty thousand. Those are also taxed to the to the person giving not to the receiver of those assets and then another. There's another level of tax at least in seventeen states plus the district of columbia. They're going to also levy a transfer tax estate tax for example in massachusetts we haven't attacked exemption of a million dollars per person and thereafter estates are taxed at point eight percent all the way up to point all the way up to sixteen percent. Taxes can be part of the conversation and and the and the planning so back to gifting. The federal tax law says an individual can gift fifteen thousand dollars to an individual per year. You can give to your grandchild. Fifteen thousand dollars in your wife can give to your grandchild thousand dollars oak. We call this. The annual exclusion anything in excess of fifteen thousand dollars is counted against your federal lifetime. Exemption which is it which we just described that eleven million five hundred and eight thousand dollars and that so it's counted against your lifetime exemption and attacks form that discloses that gift is required if it's if it's a gift of fifteen thousand dollars or less there's no tax form if there's a gift in excess of fifteen thousand dollars per person per year calendar year then there's a form that needs to be sent to the irs. That doesn't necessarily attacks do you. And your wife give gift your daughter. Thirty thousand dollars in a calendar year. No tax forms required. But if you give her forty thousand dollars you'll need to file a gift tax form disclosing a ten thousand dollar taxable gift. Now your lifetime. Exemption is reduced by ten thousand dollars. There's no tax do over. But now you've your lifetime transfer exemption amount is is a little bit less okay a little bit more detail than you might want but it's an important nation. Yeah that's perfect. Because i think that's a huge in planning for people that can afford it. Peter i'll be honest. I'm not in this category yet right. i'm not gonna. i'm not worried about going over that thirty thousand dollars a year gift. My children or my grandchildren but there are a lot of people out there that are right and they need to know this information. They need to know that can give them an annual basis. They just need to subtracted from the total mountain and play by the rules. Because you know you don't want to get yourself in trouble for sure. I think it's important. I also just from a tax law perspective. We don't we don't know what tax laws will be in the future cert. There's certainly not static in there definitely subject to change so under under the current law the lifetime exemption amount is scheduled to reduce back to the two thousand and seventeen exemption of five million dollars per person. And that's adjusted for inflation and that starts in twenty twenty six so under current law that that lifetime exemption amount goes is reduced from almost twelve million dollars down to almost six million dollars with y when you consider inflation. What happens to those people that have already. You don't reach that that mark. Maybe they've given away eleven million and then it goes back to five million per person are they are the grandfathered in i'm using air quotes there. The grandfather dinners. They're going to be any issue with that. Oh you ask a great question. And the the irs. They have determined that. There's not going to be a clawback. So yes they can make the gift now. It will always be exempt said. It's good so again. There's there's much needed information for those people that are in this situation. There's a time limit right. I mean there's there's kind of a ticking clock on on getting those gifts to somebody before it sunsets back to a much lesser amount. So the great information
Money, A Dirty Word
"In today's episode. We are talking about the dirty word money. We're talking about money money money money money so there's a lot of people that are tuning into this episode right now and like when i titled the episode of the podcast money now. Everybody has a different. Like blueprint for money. Everybody has a different blueprint for their money. Success so we're talking about beliefs and money mindset and everything like that today so as you guys tuning in. I want you to know that like today's episode is all about money now before we get into today's episode. I wanna read a rating. That i got from one of my listeners. And it says. I think your name is fatty daniel. You said first. Time listening to brian's podcast he's real down to earth and he gets a lot of great information on online coaching. And i'm super stoked. I'm going to listen to every single episode. So my boy fatty daniel thank you so much for the rating. I appreciate you appreciate you listening. So thank you so much. I appreciate it so money. Money money now honestly guys. This weekend was crazy. I spent the last forty eight hours. Basically coming through seventy five people who applied for the mastermind and to be honest. So i run a program called the tinky. Coaching academy which basically allen coaches get to ten thousand dollars. A month held over. One hundred coaches gets ten k. Once coaches are like around five to ten thousand dollars a month. I have an option for an upgrade to the ten k. mastermind taking masterminds a program where work with students one on one and i held them like take their businesses to like ten to twenty to thirty thousand dollars a month so basically make more money now this last weekend i literally spent twenty four to forty eight hours combing through seventy five people who submitted applications and videos for this mastermind. It was really cool because in the mastermind. We do give you the blueprint in order to make more money. And we give you the blueprint for success for fitness coaches. We give you the blueprint scale. You're on my business and it's a one on one experience and so it was a lot. And i still got a lot of applications to go through like thin. Get through all of them but getting this like going through these applications and going through these students and figuring out who's the best fit for the program. Got me thinking about this idea of money. And i wanted to come into the fucking week and talk about money because i think that this word has suber negative connotation like the dirty dirty word. It's like money. It's like a lot of a lot of people how to have a lot of negative conditioning around the word money and money is that one thing that i feel like everybody hates but then they also need like nobody likes likes to talk about it. Everybody's like oh don't talk like just like politics like oh don't talk about my making money. Don't talk about politics. I don't talk about religion. it's one of those things that you're like quote unquote not supposed to talk about. But it's one of those things that like you need in order to live if we think about the relationship that most people have of money. It's actually pretty fucked up like a lot of people are like money is the root of all evil but like some people are like money's the root of all evil but like money's also the thing that you used to buy your daughter's school supplies so that she can go to school and get an education like money's the root of all evil but money's also the tool that you use to buy the food that goes on your table to feed yourself so it's like money doesn't make you happy but like money buys the roof that you put over your head right now and money buys the phone that you're listening to on this too right now so like you know what i mean. It's like money doesn't make you happy. But money provides a lot of the things right so it's like a lot of people have this like super negative like toxic relationship with money where they know that they wanna make more of it but they don't wanna talk about it but they have ambitions of making more money but they're like they feel guilty about it but they really wanna make more money but they feel like money doesn't grow on trees. It's like there's a lot of like you understand what i'm saying. A lot of people have a lot of fucked up beliefs around money. Just like dirty word my question for you on my coaches tuning in this episode right now is like what is your current relationship with money. Like i want you to think about per second when i say the word money. How do you feel when. I say the word money. What's the first thing that comes to your mind like owing to think about this idea for a second i was talking about my was talking therapist about this. We were talking about the relationship that people have with money. Like i want you to think about this second. I want you to imagine that you like write a letter to money by. You're writing a letter to money. Beauty right like deer money. You write a letter to money. What would that letter say. It's an interesting thought right. Like what was it. Would that letter say like fuck you like. You never come to me. Like i'm always broke. And like i hate you and like you're the cause of all my stress right or would it be like your the root of all evil. What was that letter. Actually save wrote a letter to money. Like what would it say. It's an interesting thought anyway. So i wanna talk about like building your business because let's talk about as your business grows and you start to acquire more income like most trainers that. Come into to come into the game and one started on my fitness business. Had these big aspirations and they wanna make ten thousand dollars a month and the honest truth is that if you wanna make ten thousand dollars a month as an online trainer i actually mean this. Anyone can fucking do it like anyone. It doesn't matter how big of a phone you have like. I have a client him. John wheel who has fourteen hundred followers. She's making sixteen thousand dollars. A month doesn't matter as one of my clients. Don lamb is he's got two thousand followers and he's making one hundred twenty five thousand dollars a month so when it comes to making money like i really do mean like if you're on i finished coach. Anyone can make ten thousand dollars a month. And that's the honest truth but most people block themselves from being able to make that type of money because people have a lot of super weird beliefs around
Choosing To Foster To Adopt To Build a Family
"You got talked into having kids matt. How were you in the process of like. Did you ever consider surrogacy. Or were you always gonna do fostering to adopt or tell us about that both griffin i had spent a considerable amount of time in africa. I lived in west africa for two years in the peace corps and during that time which now is like twenty years back i was really struck by the fact that in in west africa specifically the idea of family is much more fluid than i think what we traditionally see his family hearing west africa. You know if you don't have a kid 'cause you can't have a kid for some reason but neighbor has six your neighbor will give you wanna. There's it's just kind of like the way the community works like f. You need kids for survival of kids are how you cook kids or how you clean. Kids are how you ensure your your old age and so it really struck me at all. We can't give way to my brother. It struck me that astray that like we had a really generally a very limited view of what family could be in this country and so when it come time to have kids i think for both griffin i. We were just both like well. We're we don't need to go through the hundreds of thousands of dollars process of surrogacy or the thirty thousand dollars process of even a private adoption foster. That's like spell like the right thing for us to do. Yes so you chose foster with the hope to adjust that past. I'm sure you did your research. And you knew that that was gonna come with possibly heartache. Along the way. And that's that's you have to have a really thick skin to take that path. No i mean. I think we knew that there was always a possibility of baby going back going home. I think that that is an easier kind of idea in theory and i think we both went into it. You know again. Having a peace corps volunteer griffin ran a nonprofit in africa. We are both like well. That's what we do you know. We're we're good we're doing. It's the right thing to do. And we'll learn to love the biological family and we want to do what's right for the kid when they hand you five dale baby in the hospital and you start hearing the story of how that baby got their got there. I don't know something kicked it. It became a lot harder to envision. The idea of giving a baby back now. But i think that most people certainly gay men don't think about is you don't think you have any paternal instincts and that was actually the shock for us all of a sudden when somebody hands you a baby and says don't kill it. Yeah your instincts animal. Don't kill it your animalistic instincts. Kick in the baby. Could make funny breath from across the room. You're like you know so do. You can't rule out the nature portion of the program and so i think that also made it a very different challenge in theory thought. Oh yeah we'll we'll give a baby back and then once you get the baby you're not trying to get the baby
RADCast Outdoors Episode #37: Al Lindner Discusses Faith, Family and Fishing - burst 01
"On this episode of red cast outdoors we sit down with legendary fishermen of famer and co founder of in fisherman lindy equipment co owner of lender media. Al lindor course. Everybody knows al from his days on in fisherman and has seen him on a number of different tv shows including the angling edge and on this episode of rod cast outdoors. We sit down. We visit with him about a number of different topics including fishing family. Fame his faith and of course. What are his favorite things to fish for to this day. We hope you'll sit down. Relax and enjoy this episode of raw cast outdoors. Sean rad cast is on hunting fishing and everything in between this is red cast outdoor from the borders ten cast studio here david merrill and patrick edwards again outlets gay debut on the program. I do wanna a quick shout out the ending curdle cousin for helping. Set this up with al this kind of a big deal. thanks dante. yeah so really. Appreciate danny and I'll just want to welcome you to the shell. Thanks for taking time out of your busy schedule to hang out with this on a podcast for a little bit and looking forward to nothing makes me happier than a cold in minnesota. If i can't be out fishing. I should be talking about the. It'd be well below zero tonight. So that's probably one of the big motivations for patrick and i to start this podcast. We both have young families. And we're both avidly into the outdoors whether it's fishing hunting or of both. So that's our goal is to You know recruit new new anglers and new hunters to the to the outdoors around. The timing is really appropriate for unit. We've got a whole new. Recruitment a coming in because the cold or sport is never seen before experience in the outdoors and they need our need some guidance. in cases do you know respect the resource in S an important part of what's happening now with these whole. Nobody's covering it. Yeah it's it's been fun to watch you over the years. 'cause you you've really helped kind of teach everybody about that and i know as a kid. I always look forward to outdoor life coming in the mail and also in fisherman magazine because that was that was kind of the thing was you know i wanted to learn more about fishing and growing up in cheyenne wyoming. It was like a dead zone fishing. I mean there's there's really not much closer unless you're going to drive like two hours to glendow three and a half hours to seminal five hours to voice in like you just forget about it. There's just nothing there so you're talking about teaching people. I was reading that as much as could. Because i knew when i went. I had to really capitalize on those trips and sell ob. You've done amazing job about that. And i just wanted to know if you could just share some tips with us you know. What's what's in key strategies of getting kids and just other anglers out on the water. What are some good strategies and tips number one number one. Make sure you take him when you can get a bit people. I i mean i can't old is powered pork edges especially with the younger ones. That have a short attention. Spans inter is critical. That baba's going down or something pulling on the end of that line and Are that's one in even with a new adults and we have a lot of those coming into the sport now that have never fished before and yes. They have patients where the young people don't however their patients will wane after one or two trips without getting up by. It's the biggest hinderance that i've seen to our sport and your people neck key is getting a bit a bike. Too late that fire they gotta catch something and You don't wanna take him out in this herbal weather conditions yet the weather good into everything your power to make sure that they get back in there and the reason people fish in continue to fish is they had a good experience and a good experience is something pulling on the end that the wire gets really the reason you're out there. That's what motivates people is the miracle of of this. It is amazing to me. My entire life in this business to see would fish can do this change. Somebody's like yeah. Yeah you know a kid sitting under edging blue gills and all of a sudden nowhere. A two pound bass runs out reminders. That back and grabs your bank. You never had. You're catching a six inch blue gills and having a ball in this best is your hook break where your life forever somebody had never muskie fish. You know they heard something about it. They're they're going out with somebody that knows something about all of a sudden next to the boat. This monster opens his mouth bites on. It's an image yet burns into your into your spirit that change. It never goes away. That's what likes to fire in this sport. And here's why it's so important. That that their two n into good weather to do it in your. That's the key is to get get a matching get a matching get them and then if they're really young after three hours to think to run into live whether you get a few fish rockets there fascinated with fish bouncing around in a live That's the key really. Is the key to keep them motivated. Keep them fishing kit. In a short period of time you know and again with the adult young person after after you know you get them out for two trips. Third time Yeah you're going to say you want to go fishing or meet today too bad experiences them. They're gonna go bad back in play video games. Interests will beer so al. I was fortunate enough to grow up near salt water and my dad in the pacific northwest. We did a lot of salmon and halibut and deep sea and i got introduced very young to fishing. We actually just had a podcast with my dad on talking about starting that fire that you're talking about i'm curious who was the fishing mentor in your life. The person that got you hooked on fishing. Actually my my brother and years my senior and He he took me every weapon time. I was a little kid. Yeah you know. He's seen a bring cash and he shared that he said there was something about it from the time you were little. You're obsessed with fish and fishing and he nurtured that he actually nurtured that dad dad in him being older than i am a yeah you know. He kind of took me under his wing and I had some really good experiences in those years. One of them that that really fed my passion for fishing was my mother and this is kind of strange but a share. That story with you. My brother obviously loved to fish. Yeah yeah you know so. He took me everywhere. Everywhere we go. We fished all pans and lakes and creeks and rivers and between chicago and milwaukee. And there's many of them and we're at every moment we could go go go. He'd be a good way he he took me took me took me My mother really liked to fish and She's seen you know people would ask me at a young age. What do you go to a christmas. Gathering family or friends like this and say l. conference. Yeah what are you do when you grow up bowl recovered. I'm living fishing going to a look at you. Oh okay yeah you don't blow it off my mercury. She she under the guy a brother with it she she at christmas time or birthdays or special event every time all my christmas presents and gifts were the latest greatest fishing tackle in the industry whether it was a ride or real allure magazines books. Anything that that that she fed bed it and never said that's a dumb guy you can make a living in the fishing industry. Yeah you know especially at that time you know that many years ago yeah you know and the only thing you again you know. You had tackle manufacturers at outdoor writers that At that time. What are the inspiring outdoor writers to me as a kid was jason lucas. He wrote for sports afield at that time. And he he wrote a book called lucas on bass and becky. I read it a dozen tanks. That and marked every page variances burned it into i mike and that. So yeah you know. It's experiences like that Then television every member. I n nears our tv tv fishing business. The first one His name was geared about gaddis. The flying fisherman he was the first one hit syndicated television fish and chips and he'd tried different locations all over the country and sheriff is fishing. Experience get out get it and then and then that led diverge award. That was the true Championship fishing and he was the one. Got my fire to get into the fishing industry in do a television show in the business ahead He was here in my hometown. In brainerd minnesota yet We're starting lindy deco company and His producer His name was j jadwin. He gave us a call at the office. What day and he says i am not. I would perjure war championship patient. We've been in the area for three days or even how we went into a well. I want you ask buster and can you help they understand you know the lakes. You're really good bishop. And everybody says go while alkyl corral. You aren't one so says you do show absolutely. We went out and we got a phenomenal show. Shot for hours to get everything done. He's all happy he took off and went back through missouri. And we finished. My brother looks at me at night. We're talking he's internet. Does your television show and talk about the lures that he manufactures. So you know we could do that. We got into. Why don't we start at television fishing. Show and helpless guess what little fire in pakistan. Tv channels that was would but a camera. That's what camera in my brother. Learned how to use it. And how to splice taped together at your rewind these stories and how you get into the game and enter the fishing industry and enter the sport different aspects that are available. All you get these different stories from everybody that that has been there enough to make a living business. But i'll go back to what i say just a little bit. Herb just amazes me. What a fish. A fish do to change. Somebody's stunning to me. How it happens all the time when experience would have been in. Just bam young know. You're right this change. Yeah i agree. It's it's an amazing experience. I i remember catching fish when i was little and how it lit my fire and again i. I promise that i would do this on the podcast. And i hope it's not lost because i you hear this stuff a lot but my friend. Seth ewing who lives in northern idaho and myself we we grew up. Just eating up your your shows and Magazine and and it really did benefit both of us. He's he's an incredible fly fisherman and he he learned a lot from your fly-fishing video that she goes put out with dollberg and You know and i. I love the small mouth and the walleye in those kinds of species and so it's just one of those things where i i hope it's not lost on you when you hear say you know. Thank you so much for doing all of that because it really did inspire a lot of people across the united states in the world To go out and fish to take other people fishing which i think is really cool one of the things that i always enjoyed and my dad and i always enjoyed watching. Fish was just the joy on your face. You were always you know chuckling and laughing and having a great time and we were just living vicariously through you as the wind. Blew about seventy miles an hour through cheyenne. But i mean it's it's just it. It really did make a big difference. And i do want to. I want to ask about this because this is really important to david. Ni- we we both have little kids and we take them out fishing hunting different activities. And you know you have kids of your own. And and i know. He's very influential and big into the fishing businesses. Well but can you talk a little bit about what that was like raising your kids to be fishermen but also you know kind of raising them during that time that you know you're just so busy and you got all these things on with the with the fishing world and the fame that you had going on. How did you manage all those things and still make it a great experience for your kids. They grew up in the business. they did. There's not all all seven right here except in children. I've got two boys all of the kids. even girls. Three of his kids are girls. They all served in the business wing. Some of your friends. At the time we started lindy dako copier reports sinkers learning advertised snow. Rapper mind cars. Were exposed to the business is a family run. I mean all their life you know and they grew up in many different fields yet. You know it other things. But-but-but number stayed in the business in our in the business today like jim. dna billing and mesa troy. Yeah you know and and my daughter niece who worked as a pr rest. For many many years fishermen still welts me A right right material and press releases and things like that you with the gifted in that area but they grew up in the business thing. Yeah and and that way you were able to spend time together so they understood it. They understand the crab and the things that this life style. If you went to make a living a good comfortable living in deficient indiscreet. I don't hurt my myself and i know many people that you and i do not that then ended the business row ripley. Welcome rarities Actor to it these days. It's a lifestyle business that you want to get into anything cup. Lack of time it is. It isn't in ninth the fact you you know you eat sleep twenty four hours or so you go to bed at night thinking in still today at the. That's been in this my life. There is not one and go. That goes by that. I don't read something about fishing. Watch something about fishing. Talk to somebody about dishing. It happens all the time. Not a day goes by where some aspect of it is in touch in my life. A part of my life in My closest friends are pretty much involved in fishing industry. Right closest friends. Are that sparks your question for me. L. and that's you know i'm kinda way way beginning of this journey. I've got a small family run company but it's in the hunting outdoor space. And you know. My boys are being raised growing up when we work right. We have stuff to do. There's it's a small family run business. it's not you know. Dad goes to work at nine. And we're we're done at five and let's go do x and y but my question is long term for me. My dad took me fishing law. And now i go hunting and now. My boys are in a hunting company being raised. How did you see kind of the transition of with raising these kids. In the company in fending fishing industry they stayed on and continued to fish and still thrive as that was our was that a positive experience for them. Oh yes yeah. Yeah for a number of now. There's some of them that was not. I'll use my to poison example. My oldest son george in here in heat you shared with the. I'll give you my first experience with it. needs he. He was raised in the business. He worked in. It works wade through until they went off to college in it but he was interested in fishing gets his passion in his case. Was things that move fast snowmobiles motorbikes four wheelers dirt bikes. This is what he loved to do. Sounds like we'd get along pretty. Well do troy and the other hand off from the time. He was a little tiny kid. You could see the seat of he would be back in front of our h- house here a day and night catching frogs and just running up and down the bank catching he'd loved it from the time he was four or five years old internet. Never change he absolutely left. And i just think again. God created all slightly different with different interests and is a good thing. You had one boy in the garage tinker on motors and going faster and you had another guy you couldn't keep at the house. He was taking his fishing pole and he was to the water at four and five. Yeah in in in you and your the answer. Paracha half have respect know. I respect that. They have to be their own person in in in seek out for thinks the all that you know that those different interest levels impacted their right as they were growing up in reading some cases to to what they're doing today you know again my son toys into it in a lot of different areas of my oldest son and interestingly he he he liked even as a kid. You're living on the edge. He here you love the excitement of the snowmobile races today. He he'd get so pumped on yet in today. He's he's the paramedic he's a wilderness paramedic in he's fighting fires -fornia loves the game. You're whites. He likes ribbon on the edge to me. I like living on the salary to belated contentment. That's what i really like. And you know. I follow troy on social media and that that guy is always out doing something. And he's. he's an incredible fisherman. I mean it's it's yet it just anything anywhere any way any loves digging around in offbeat places for a coupla. He's got he's got pack whereas in no matter where he goes scurrying rats. He sees the body of water anywhere. Anything they could hold the fish he just drives up insider road. And rodney goes spacious anywhere anywhere crapping around the country with him because spent he's spent some time out west and i know he's fish some areas where i've been and it's just kinda cool to see that and i do want to ask you a question about that. Everybody has some of those favorite moments. What it was like a favorite moment for you fishing with your kids that you can recall the years ago with troy. I'll give you a. I'll give you my my oldest son that never got turned onto it and here's winter. Mistakes that make made with the there was a series the best tournament series. Starting in minnesota zillion years ago it was called the northstar bash turned into and when he was about four years old. I took an pre fishing. Mary and i got a cabin on the lake. And i took him pre fishing for that tournament with me and he had snoopy rag. You had snoopy rag. And they had to wait spinner baits. Then you know it was cool. We're up in the morning out. Who day thinking around. He's dragging this spinner baits through the water. And you know. I'm trying to catch some fish. Internet little said something. It's something from we'll get more moves out to have been great you you you hold in iraq ruled colin. He looks at me. it looks at the rad. He throws looked at me again. I got the message. You burn me out so bad. And so i think there's a balance there were so you know. My dad took me steelhead fishing. And i've i've got quite a few steelhead to my name. And if anybody out there knows steelhead there they can be finicky and tricky fish to catch i. I mean the passion for catching them is kinda gone. I've i've i've been out steelhead fishing and i've seen this in the hunting industry where you know you get some guys. That are pretty. Some prowess in are pretty successful. They take their sixteen seventeen year. Old son out. He shoots a world calibre elk and ten years later. He's he's not in elk cutting he's into fishing or snowmobiling or something else does. Ruggles images of the other side of that story would try. What are the experiences a for a number of years we as a family. A number of where we fished in tournaments in canada Rainy lake in minnesota canadian border. Another one at nor tap happened awake to work and we fish team tournaments up there and over the years that we hit fished at is a group together ranch fish with one of his sons. Jimmy and billy clubs voice fish fish together with danny. We're troy and We look forward to these these tournaments every year of up there and we won a number of them in your jimmy and in billy one. Two of back in those weeks the week caprice fishing leading into that terminated. That was the week muster sunday for fifteen years. Yeah you know it was the highlights of of our trip together with all of us as a family together and each one bus us. Everyone about when i talk to the boys inclusive of troy. Now he says that was some of the most enjoyable experiences we ever had and all of us at weren't time and other did really good way. And i did a couple of seconds and thirds internet but did win one with him in california and in went ahead and opportunity. You get fish with you. Those times that we're in those events burn memories that they talk about still in. Those chips are really important with father and a son. I know with my dad. We had an annual trip that we would take to flaming gorge and that always meant the world to me because we'd spend five or six days out on the gorge just fishing and not worrying about all the other stuff you know. The work stresses of life. And you know i had told you in an email about a trip to voice in just those kind of trips. Just make a huge difference in a young english life and death makes it something that makes them wanna come back later ended it burns into your sweet. You get so excited and then you think about it so often you think you keep revisiting that your mind. Our great great great experience. Yep absolutely and i wanted to touch on something else because we do try to help you know young new people into get into fishing and whatnot. And what are some tips that you give people when they're going to a brand new fishery and they've never been there before. What do you tell him to look for. And what are some tips that you give them. You know it's gotten a lot easier these days because of social media into local bites really. I mean you're you're you're deficient research on lake levels in what the bites been like recently. Water clarity stabilized. Image is endless. In comparison to what we had sixty years ago running through the changes that i've seen are gathering in the business of what the liberal. But you could do so much preliminary work you know. Get getting on your computer Checking out google earth. Going to local site Hunting down to let local reports. That give you an idea of what the bite is like what they're biting that. Yeah you know. Even to death preferences that stuff today is is in most cases. These areas have a very dependable week. Al outlet and that retail outlet Is a great source of information. They don't hide stuff from people they want you to have a good experience and they have fishing reports. That are done weekly. yeah you know. There's things that are posted a soon as their retail operation. So they give you the most up to date information you can possibly get and the is saves you so much time by doing a little bit of homework. So i'll you've got fish a lot of places in your lifetime. What was one of your favorite destinations. One place you wanna go go back in two at this point so far i probably one of the greatest place that i would go go bad bad and it was a family of them. Refer went to australia and We fishburne windy and we floated the rivers my wife stay. She didn't go coin with us into the jungle. And we did it three days when but ahead my two boys and We floated the river. spur morning. And we can't detonate banks and stuff and it was going through the you'd see what originally state you with. All these people would come to the river and you see these salt water again. Getting you know we're we're presented teasing experience. We we fish adequate the very typical coins When with the river for and wendy was that the guy that we're with you at a massive john bolt in. And i think if i remember would the sixty four or more on knew we weren't we took Took off at a tipping point when we went out. I don't know how many miles thirty miles or so it was in between darren new canning two oceans. Boil them your. I've never seen so many fish in my life and we got stuck his thing. We had backup quit. I don't even know we've -able experience that in there then we fish. Gt's the great barrier reef. Yeah you know a couple of days we did that tap water fishing critique keys but that was the the most probably the most memorable trip send in the boys rules enough to to remember that and enjoy and i've never been back again but never been back after us really get to do that. Sounds like a lot of fun to me It was exciting. It was really exciting. Every day was true adventure. Oh man that's one awesome thing about fishing is you know whether you're going out your back porch to your little pond or no for for me it was. We went to alaska couple times in my teenage years. Dad took us up to prince of wales island. And those you can either go on a short little ten minute trip around around the corner and fish a canal right by your house or you can go. Halfway across the globe know go to australia does. The opportunities are endless and every one of them is special in. Its own way you know in every fish. Especially it's it's all the way to work with some incredibly you state. Anglers jimmy jeremy hardcore muskie. They looked. I mean this is their fish of yeah this twelve months a year. They're they're on sites. They're always thought worst. What's what's next year. Where their plan. And what is your shoots in that. But every one of us might might bishop choices of small outbreaks. And then i'll go to a wall in allege mouth after that and i enjoy muskie fishing but not like these guys do either yet. It's their deal. And we got guys crappie fish at that looked crappie fishing nets. i'm kinda more kind of favor with troy. I like a little of everything in every case everybody in office sometimes throughout the year goes and jerks and goes a car. What would we are. We'll get a car. Pike in warning to every two to get to tax at least yet you know something different something out of the ordinary it go get some carbon in you know it. It pulled the fun to catch challenging at times. There's a lot of different ways to get him the. It's something i would not want to do every day. Like the mix it up. I like to catch your letter. What types of things. I can't do when thing. I liked the variety but i mean They're so fascinating fish. And i still in our country today in the states. Stay they you know in your up in different places the world there yet. They're big deal especially european nations. You so that's the money. It's like our best here in drives the market. And then he many cases sh- something silly in some off beatles little place in the and trial go round when i visited him. He'll take me shore fishing spots underfunded we mainly corporation jumping. You see him in the afternoon. We'll go think around for two hours or hours a year some place. He'd learned that when he was in arizona for years he went to college. There learned all the inner city rex. He didn't have the both twitter. Invent until i took down with a boat. All during breaks and classes he found every single nook and cranny at fish in and around the entire phoenix area. And believe me. There was a lot of those a lot of little pans and stuff and in and it was you. Carpeting had more more at your standard run carpet. It hit they all had best large mouth bass in your blue gill winner catfish so we just think around shore fishing nets or his wealth of bank fishing for years. He went to school there. All he did was bank fish off it back and it was just fun. I would love to do with you. Know i got the greatest in late. Greatest poison the war world my london. I'm rigged out with everything you can imagine the boat you know. The latest technology and everything enters a full ride at times. It just a whole lot of fun. It go beat a path pine fish for sure. Get some louis. This episode of rag cast outdoors is brought to you in part by. Pk lures pk. Lures make some of the best fishing lures on the market. They're high quality lures shine when others don't by helping you put fish in the boat or on the ice consistently i've been using keilor's successfully now for over twelve years and i can personally attest to their effectiveness. When is fishing. You can bet that. I have a pk. Red dot glow digging spoon or a fire tiger going spoon tied on one of my rods. They've helped me catch many high quality fish of various species from season to season my favorite hard water lures. Pk spoon pk. Flutter fish in tungsten predator for open water. i love the. Pk spinach ig pk. Dakota disk and the next generation. pk ridge line. Crank bait this past season. I was introduced to the pk. Warbler which is also a really effective fish-catching machine from the boat. They also have some incredible video on their website. Pk lewer dot com to show you exactly how to use these wonderful lures. So if you wanna have a little more success out on the water and you want to help support the company please go to pk. Keilor dot com again. That's pk lure dot com and get your pk lures today and please tell them that. The rag cast outdoors. Podcast sent you. So i was gonna ask you. I've always wondered this. And i'm sure you've talked about it before but you know everybody's got their favorite method of catching a fish catch fish in any type of method. Any any species. I know you love the small mouse. I love the small mouse as well but if you could catch efficient any type of presentation what's your favorite. Revered you're absolutely no question. Whoever i remember watching you on the wall i video and a bass video just catching tons and tons of fish on those jigs. I had a feeling it might be jagd merick rigor and well like smaller. My mouth says big big pig. Pike some version of chicken for must be done gun with tubes. Big rubber bates. It's it's a jig gonna jk. There's a better way for all kinds of fish all the time anywhere. Get a one sti- family of bates natural leaders acted under the heading up a chick but she was a piece of red or some kind would addressing the guy if might wait if may wait. Four ounces for watering might be a one sixty four for crappie a purple mylar. Jig will work pretty good for steelhead. But i i'm preferential to to top water. Dry fly stuff. I like to see that fish commit. Come out of the water. That's just i. I did enough. You know wet. Fly fishing. That i patrick knows. We've gone on some high mountain lakes. And i just. I really liked to fool that fish to come up all the way out of the water. He's any kind of fishing for musky. Your small mop mop secure rare occasions. Pike tap water breaks. Those are fun if you wanna be consistent year round. Yeah you gotta you gotta get beneath the surface of the water. Yeah my biggest hike. Was i had a fifty three inch. Pike and this thing was was monstrous and it was lake. Naturally larry larry dahlberg and he was filming. But we're reading and got in fake cockney kakatua water are you talk about a memorable experience with that and You know where he's been everywhere to do everything. Yeah yeah you know. He's still thought at their daddy issues. Deck it was unbelievable scene and fifty three inch this. We figured it was mid thirty pounds. You know thirty five thirty eight pounds something again. Maybe it was. It was jackie gigantic for bike. That was half water. Fish birds played beat of ball. That would be. That would be a lot of fun. I now i'm like. Wow that sounds like a blast. But i wanted to change gears just a little bit One of the things that have admired you for years is that you're not afraid to talk about your faith and i think that that's very important thing and you know i want to see if he can share just a little bit about your spiritual journey and how god is played a big role in your life after the two most important parts of my life. The next year shared all all the time. It's fishing in my unity. Go hand in hand every day. Day is just part of my life. I integrated what we do with the television shows. You know the the impact that it it a try to kind of quickly for you until the time. I was thirty five years old. You know i was a person. It was not an atheist store. Nick knight that nasdaq. I probably would have favored more upper eighty s. And i don't believe anybody that spends any amount of time in the outdoors anywhere can be an atheist. I think that's an impossibility. But i had no really. I was obsessed. And i guess that's the only word i could use obsessed with fisher twenty four seven. That was all that and you know. It gets all in our businesses. Were building at that point in time and At thirty five started giving turkey in my heart to Right to spirit a guy who was just tugging in my heart. I met people that that Turned her life over to the lord. Lord that were hard party hard-drinking people that i knew a hard partier. You know when they were like a different person you night and day and he started to talk to me about about jesus guy stuff i never heard of before the enemy sound comes with a lot of people you gotta understand nothing really new number and then i started the search knowing there's life got you got your busse heart who's much of his life in in one day turned us away lord has given us percents and i says well i i can't do it myself i need help i need your direction. I'm just saying guidance. Any made a confession of faith. Like they're nice and his life and then for about two years you know i wandered around back. Studied the word guide. The bible began challenged thing to me to get through a through know little things like could this really be real. You know like so many people. It's this bible. Could this stuff really. But this this thing is is there a guide the foundation guiding coke. Jesus was the foundation. Is this thing that he really is is. He says he is to be comfortable recently. Said he did from beginning to end. Yeah you know. And i started looking at this stuff. You know one day it got out of my head arc. It was never less years. All i can say is if you truly search is real. He's there you care some words to be. It's a real experience. You know the the point he's got to get out of your head in it. You have become a part of my everyday life. I'm not ashamed for the dash. That's it openly. That's who lamb. And i can only share the experience that i hear. And how would i life. My family My outlook on business. Now look on life right back by relationship with my wife and the older. I get a clearer easier. It is for me out to be more appreciative of of my lord grayson so al. I've got a question. It's a immuno high positive this way in a as starting my own business in the outdoor industry and then walking in faith in how how has that affected you know business decisions and just in a living in the limelight and and outwardly expressing. Your faith is there. You know ever moments of doubt. I mean 'cause i in today's society and day and age is definitely not something that's widely accepted. Are you saying in here by some subject back. But what would you buy. S- i mean as far as just running a business and then walking in faith. I if you look at the marketing partners that i have every single one of a from boat motor rag reels lures lying a wreck. Chronics are the top right at the top of their field in their individual categories. Everyone of and we've been with them for many many many years. Some of them almost my entire career. And i've said in corporate boardrooms all over the country. Go going all over television space over television network and contract saying that we re mega conglomerate and never have. I had one of say anything about my confession of faith and that show it all. Most of them have said they appreciated it and go forward and one of the reasons for that is an and some of them are not people but they businesspeople and the bottom line. Is i self stuff for. That's what i still stuff on. I do my job or am i would absolutely. That's why they don't you know so it's it's a only one. Major major challenge would network. It was who was with a network and and jerry jones johnson. They want forgot about guy that that was the words that they came back came back and they said that it's interesting the way they did notification we played on this network for a number of years and this particular year correct when just the way it always hits in five weeks into the show and it was a wednesday afternoon when it got where got i got contacted by the president of networking. And he said it's gonna pull the show because you're religious stance on it. We don't believe it's we. We went network anymore. This was on a wednesday. We get i managed. They did this going to pull it if we did we. Did we read it. Every i reiterate that we think energy i get contract signed with a bunch of sponsors and i had to deliver the numbers in so we get at that show and euronet weekend in the entire re edited version. And we continue our attorneys. Said you know you've been with. They want to take the court. You can't beat it you got. You ran for five weeks already. You did this for years. They never get it. They can't do for this thing and and they talked iran in in my wife. Laura his wife's no we'll go to thorough. They don't want you. i don't i don't want to be there. they want. They want us to be pulled what they want. They wanted to be this what we did back to show to them. We make the changes in our last of the contract for the television season. We sent them with bill. They said the bill hearing on pitching to us and we sent them the bill. Bill them back or the editing changes. We have to make sent it back. I never heard from them. That i didn't pay for the network in europe. Charge them back for all of the pain and misery went back bent. So it's no legal. Nobody called us back. Matt a single thing the legal. Nobody their legal. Nobody never heard from him since well. I'm really glad that you guys you know you. Un ron have have always been good about you. Know talking to people about your faith and it's been a centerpiece of the show and one of the parts of the show. The actually look forward to a bunch is the very end when you go through whatever god lays on your heart and i really just want to say. Thank you for doing that because we need to be able to talk about these things and i. It seems like culture is trying to move in a direction where they don't want you to talk about stuff that might offend somebody. But it's like you know these are things that we should all be talking about. You know if that's part of your life that's an integral piece. You should be able to talk about it. And there's one one thought i have on that. Patrick is to speak to have speech to have thought. You risk being offensive. Right to someone. And i mean if we're just gonna walk around muzzled and mass and never have a conversation about anything i mean. I'm into big game hunting that that can be offensive. Catching fish can be offensive. So we have to push back. We have to go. They'll run over here if you don't get you know and i'm a big thing an immediate business all my life. I'm a big believer a freedom of expression freedom of speech. Even if i don't with it so am i even. If i don't agree with it you still have a right to share. I understand and i respect it. And i think that's something that people need to remember. Is that just because somebody says something. You don't like doesn't mean you have to agree with them. You can just choose not to listen to that person anymore. I mean there's there's stuff that's put out all all the time that i don't listen to and i don't want to be associated with because i don't agree with what their stance is and you know there's plenty of stuff that i do love to watch and listen to that. I do agree with people that disagree whether you should catch fish on spawning beds are not right in an argument about that or you can easily selena when you can easily get there. But but again. I i like i said i. I respect our our freedom speeches. An expression is an important thing. I've been in the media business my life all my life and in people have a right this year that i have i a right. The like to tune into a cheddar offer. Do whatever i want with it not read it. I can exercise my own decisions. I'm not gonna go in there in equality sponsors sponsor them. Because you're doing this dead. I never do. And i think that's something that needs to be heard and i'm glad that somebody i'm sure a few people here it on this podcast but what you said is very true. We don't need you know this. Cancel culture of of things that you know. Ripples need to be able to share and people need to be adults about it and mature enough to handle it and choose what they want to listen to what they don't. I mean that's it's it's really part of the backbone of what what our country was supposed to be about and Were anyway i do to change gears. Just a little A guy that's been really influential in my life on fishing is pat o'grady. I met pat. Oh man that's probably been twelve thirteen years ago. And he was getting his company started. And i jumped in and helped him out with. Pk lures and here. He had told stories about you coming out to wyoming and doing some fishing. I remember reading. In the law. ally wisdom books About seminole and a few things. So i just wondered if you could share a little bit about coming out to wyoming. Western space are so different than northern or ride scary. Yo it's a whole different world and you mentioned to you mentioned alluded earlier when they get used to is. Never any wind ever ending win in. I mean if you go if you're going to fish you better better get used to win. Better not bothering you. The rick the vote right the handle nbc and being a safe piece the piece of equipment. They handle wind in it. I don't know if you guys ever go through three straight days in a row word you calm day never. I don't think lever happen. I go to archery shoots. And i have people say well. I'm not shooting in the wind and they start playing. Oh the winds blow. And i said well you come to wyoming. If you don't shoot or hunt in the wind just don't go hunting joke. Defeat w. t where we go to the code is as an example. You look at the weather report the night before they they say the win the window. We from fifteen to twenty five. It means it's going to be forty plus asu. It'd be forty dollars. Plus that's what you're going to get the truth. Well you talk about seminar. That is one of the windiest places. I think in the lower forty eight. I mean the the wind speeds on that reservoir are ridiculous. But i'll tell you the fishing is phenomenal. How many winter they put around it. Yeah they put a lot of wind turbines that sucker for good reasons but those western reservoirs growth big fish. Hey we're trying to keep that a secret. Al off carp fish is amazing and even some very. I'm a small mountain. i love smart fishing. The small mouth world small mouth. Fishing is as popular as it's become the tournament organizations. That have the come up north and since two small fishing and a great lakes and now they're coming everywhere yet yet you know you get to experience it in tournaments Love it the small mouth. Fishery that exists. West of the mississippi river is still some of the most unexplored smart fishing in north america systems. I can't you're innocent. At west of the river or to western states many of those reservoirs got phenomenal phenomenal. Nominal bishop i. I liked to tell the story. I've told a couple of times there's a. there's a river in oregon. I won't give the name but an all out to you. We drift boat floated at one day. And i hooked sixty small mouth in a day and i got tired of jagan forum. So i put on a mouse pattern. I tied and i caught. You know half a dozen small. He's on a mouse pattern. Just throw it right against the bank and start stripping out and they'd at that river this drift boat only so motorboats in that that can be a lot of fun i mean those are their sparkling out there and some of the some of the bigger systems pick the missouri river as an example for four. You've got set at saf. You've gotta wacky a. These are massive bodies of water massive massive systems and their in in in in there. I mean the small muppet. Nobody hears coast that they won't see an angler in your role year for small. Nobody'll be their four. Pack four pack is one of the most remote fisheries. I've ever been to. And i'll tell you what they're there have got to be miles and miles of shoreline that never get fished and i mean there's massive massive in their own up in way up at that even at the dry air dry air too short that is about what forty i think. That's forty miles long. And then you've got that main arms like one hundred and sixty miles long. There's very few accesses. Oh yeah you know you're right. I remember we had a pw heat from the tournament. They're in what we we got the attention that anisimov parsons weighed in. It was kabaya. They rent way when came to brought the smart in with his bad fish. So we could wait and it was like a six three or six or this. Was that smaller. That miniature scale in your macro swarm are up in san francisco. I couldn't pull about about have to lead. Somebody's somebody structures. Just drive in his crazy ton of them in there. That's an incredible says. I said there there miles up. It is the most untouched massive untouched mama. Fishing attack. the guy goes through not to mention some of the. There's one night and forget. That warned that they bleed. I think they believe their next record. Birsh sure commander there. I can't remember to saturday with no gather some wells. Old anti yeah. There's some fantastic fisheries out here. And i know just in wyoming alone. I mean you've got a number of really good reservoirs for walleye and you know a couple for small mouth that are really significant and a whole bunch that are good for trout of various species. And of course he got flaming gorge with those humongous lake trout. And that's and that's an incredible fishery to we touched on earlier smarter and they've they've kinda taken a dive the they they think that the Burbot that made their way there. Somehow somebody moved burbot down there into that drainage from apparently around this area and They just haven't they haven't done as well they they were doing really well in the early two thousands. I used to go down there with my dad and we'd catch some up to four four and a half pounds and now it's pretty hard to find them. They're still there. They're just not in the quantity that they used to be environmentally. Then yep There's something to be said for that. You know when i grew up steelhead fishing. You'd spend a lot of hours and when you finally hook into one of those thirty forty inch fish. I mean they they take you for a ride for a while but you can fish for two three four days before you even catch one hook one hook up you go small fishing and have those fisher so dang aggressive are fun. It's fun so that's one of the beauty of them. Yeah there's a there's a little reservoir here in wyoming that kicks out you around five pound fish. Pretty regularly And i i went there with a buddy of mine one time and we are fishing. Top water thing between josh. And i we we both got probably fish apiece just fishing little poppers on the surface in it was just a lot of fun and then that thing that you talked about al that happens in wyoming happened in the wind blowing really really hard to get off their old of the gun the boat for your life. Get your your jacket on. Got what. I'll tell you that much we got wet but so what's what's next. What's in the future. What's what's you know. What do you plan on. what's coming up. What are we. Should we be watching for and getting a little long into or the age also slowing down. A little bit i mean jimmy wego muskie fishing me for four hours. I ain't gonna go in our barrett fats or two pound rubber. Big thing can happen. You're only as old as you act. Al see you know strongest kid. My body doesn't want my five. You don't want to receive that. There are things that are wearing down a little think. That's wisdom speaking to abandon. No too so. I i have to pick pick and choose a little bit a little bit more but i still loved the game. I mean know as long as i can contribute that this sport in a positive way. I'm gonna do it. i'm not gonna. i'm not going to quit. I'm not gonna retire up. Going to crack back. And i mean by cutting that i wanna do more fun fishing on the shows. Jimmy jeremy that the staff and other people we work with. I'd like to see troy get a little more involved with this stuff. These guys you pick up the ball and run every night for long enough to fund fish a little bit more by that go do some things and places a lot of bodies of water that i'd like to play around a little bit now for two hundred and a lot of people don't understand that you know when you're going fishing for the weekend without a camera crew that that can be quite pleasurable when you're going filming for an episode that can be you know when you gotta redo takes a redo when you just wanna go explore to make it happen you gotta make. It's working people don't they. They sit in their living rooms and watch that and go. Oh well they were just they. Turn the camera on and went and had a fun time. There's a lot of hours behind the scenes when the cameras work was in. And then there's a year no it's addressing a lot of times a lacking half and on hot fight fetched but then when you dress the show after that. That's when you get the underwater cameras stuff out to fit. That fit the scene where the fisher coming in in to get the right drum shots environment. Those those all add to the editing and make it a little more exciting the music tracks that that go with it. you know. Music is so subtle in you know a lot of shows don't use music because you have to pay Their cost us thirty thousand dollars a year to use a music so yeah bachelor of music track because their royalties and alma my companies right in this is our very first go. My dad and i went she putting this last fall. We hired a cameraman and we took him. And i'm learning very quickly of the shortcomings of we didn't get you know. Be roll. Shot here and this extra shot here and you know getting that underwater shot or that overhead shot that you need in. It's you know it's really hard now to recreate and get those extra shots that we need to produce the film that i wanna purdue so make a real exciting piece you back. That'd be rollers goals man just putting the actual the actual easiest park. It is actually catching deficient getting their artist on films that easy. Then you've everything else is putting it together. It's all better than that anything. Sweetening the more things you have to compliment. Show the better. It becomes the up on where we're struggling. We're stretching it as as as as we can stay but it's fun man fun. It is a lifestyle worth living. Believe me i if you if you could do it. And you find a way to get your niche in their buck doing it your sizzle lifestyle business for a lot of people if you if money is your motivation and you want to get rich. Don't come fishing industry and here's a lifestyle some of us. I mean you could make a good comfortable but if money is silicon valley and they live in that world out there if you want to be able to go out and enjoy the great outdoors and have a comfortable lifestyle. Fishing industry in hunting industry. Got a better choice. you will never regret. it couldn't couldn't goodness it better myself. I have one more question and this is a really important question. Now because on this podcast we talk a lot about recipes and we talk about food. I'm sure you eat fish i. I'm positive that because it's so darn good but is your favorite fish species to eat. And how do you like it. Prepared real simple for me. I had a free nights ago again. It's just brought up perch beer batter perch sounds pretty good to me. A can of bean beam beam some some cream corn on the sidewalk outside with it. And it's like eating better than a lobster themselves as it gets it. Sounds like there's always it's yeah it sounds like you've into edwards family dinner because that's what we do in my house the fried walleye perch and crappie and some some spicy bangs man purchased it. It they are is still. You can celebrate thinking about my wife. Exciting as getting just guys came back from a leech lake and they were a good perch. Blatancy wentz arch for your prize. Bring them over man. Yeah well that's awesome. And again i just want to say thank you again for coming on the show. We're really grateful for you. You know not just the impact on our lives and whatnot. But just i know how busy you are. And i am grateful for you taking the time to spend with us today. I really really enjoyed the opportunity guys. Like i said If they can't be fishing the next thing to do is talk about fishing. What ten below tonight. I'm enjoying. I enjoyed our time here. Today and You know another rapper. During some that you might want to get. You might get some time. You're looking for another guess. she can. She did older jim. Your jeremy better outstanding and they noted you're ready to get the truck getting some real offbeat stuff. Those guys i jimmy and his muskie fishing jeremy those guys. I'm i'm really jealous. Because out. here you know we just don't have access to purebred muskie's it's just we don't have them so i watch those guys and i watch those shows. I just sit there. And i salivate and i cry a little bit because i really wish i could be there but man. It's your fun. Watch those guys catch them. Windfall muskie by turns out. I'm telling you they get like you know that it's happening. After two pearl they get in their fall formless derise turn glassy. You can't even talk to him out space. I can appreciate that. Patrick knows win. When fall. season rolls around. David gone. david all gone but al will. I'll tell you it or if if you make it out this way we'll put you on some fish instead of just talking about some fish arabic bro. I like it man. i'm in well. God bless you and You know be safe on your travels this year and i look forward to watch and more of the winter media so i appreciate it very pretty opportunities guys everybody habitation. Thanks a lot. So i think we should keep rolling for a minute. We'll wrap this show up and do you have to tell a story about al. I'm really glad he came on the show. In my first and only time that i've al was i cast in twenty eleven and i was working on my laptop and i was up in the las vegas convention center and i was sitting on the side. Which is a huge building enormous. I'm sitting out and kind of of the way trying to find a quiet place. I get wifi and do some work for pat gradient. Pk lure so. I'm working on it. And i see this guy. Come out the come off the stairs. I see that it's outlander. And i'm like oh man that's that's all inter i wanna go say. Hi and say thank you. And so i get up and start to head that way and i kid you not. It was like a stampede. The ground shook. You know the sky got dark. There's all these people just came from every direction and kind of cut me off and you know it was like okay. you know. These guys are more important than me. These our sponsors. You know these are guys that have a vested interest in talking to al. And so i'm like i'll just wait here for a minute. I'm sure clear out. It didn't clear out. The mass massive people just got bigger and bigger and bigger and then that mass move down to where all the booths were. And i was like well. There goes my chance. Shake his hand and say thanks But w quicker next time patrick. Yes but now. He's got to spend an hour talking with him and he's he's a wonderful guy and he's made an impact on my life that you i can only just tell you guys that it meant a lot to me today to be able to talk to him when i was younger. My mom passed away. When i was fourteen and after my mom passed away one of my things that it was kind of an outlet for me was fishing just to get away clear my head get away from life and my dad. I remember one saturday. He took me down to cabela's in sidney nebraska which is about a hundred miles from cheyenne. So he went to sydney. Bought some fishing gear but we also went and we found that they had a rack of in fishman. Vhs tapes and books and so we picked up those things and brought it home. And i mean. I was in those things. Like you wouldn't believe you know on those rough winners of shan that i keep talking about you know with the wind. Cystic crappie fishing. That was there. And i don't mean the fish you know we we would watch those videos. And we'd get amped up for that next trip to the gorge to catch small mouth or that trip that we had that next year where. We just clobbered the ele- perch walleye at poison. So you know those kind of things really mean a lot to me and just al and just the way is just how he has so much. Fun has so much joy around fishing. It's just so inspiring to me and so having him on was a big deal. You know for me today so it was great but i learned that and positively right. Vate faith and fishing is what he said. But you if if you're not having fun in this industry and he really did hit the nail on the head. Yes it's it's nice to be able to get to a point. You could make a living at it. But if you wanna make money go to silicone valley go go go create the next app or whatever the next thing is you make money and live that lifestyle but you know he touched on it. He's been in the industry for longer than about anybody and he still working i. It's it's crazy. He's seventy six years old and he's still going and just definitely an inspiration to a lotta people and one of the things. I wanted to pass along as if any of you wanna try to win a trip to go fishing with al. You can actually put in for that right now if you go to. England edged dot com. Which is there lindor media fishing page. So it's angling edge dot com. You can actually enter to win a trip to go with al which i highly recommend you at least in the show notes yet. So i'll have that there and then of course go check out their website. I mean they have so much information on so many different species of fish. It's kind of mind blowing because there's just tons of it and you can order. Dvd's and a number of other things but definitely support them. They're great family. Great group of people definitely take a kid or a new person with you fishing. Pick a go. Pick mali's yeah. It'll catch some mvm. Some of these dvd's are shown. Their youtube channel for over magazine cited in fact last night before doing this stuff. I showed the kids i said. Do you wanna see who are going to have on the podcast and the kids were like. Yeah i do. And so. I pulled up youtube and just played one of their one of their walleye videos. And they're like oh man that's really cool dad and they were all excited so definitely get people inspired. Get him out there. That's the whole goal. Patrick exactly so again. Thanks everybody for listening to this podcast. It doesn't happen without support of our listeners. And david and i definitely appreciate it. We do sorry you have to listen to me some days Or for that matter so as not all there but definitely go to our website. We have shown notes. We have a lot of different episodes on tons of topics. Bears elk in wall. Is you name it. We've got a little bit of everything. And then of course you can check us out on the social media. You want to support us. Computer read cast hat. Give a half ship it to you. They're pretty cool. A pretty sharp and of course. Go out and subscribe you. Know if you're on apple podcasts or spotify or any of those places that you gave your podcast subscribe to the podcast like podcast. Pleased definitely leave us a review. Tell your friends your friends. Yeah so anyway just wanted to say thank you again again. Check us out at red. Cast outdoors dot com.
"thirty thousand dollar" Discussed on KOMO
"Pay a thirty thousand dollar fine in court she apologized to her daughter husband and to all the students in universities impacted by her actions she has until October twenty fifth to report to prison ABC's Jason Nathanson forecasters are watching a tropical depression that's about a hundred forty miles from the Bahamas ABC news senior meteorologist rob Marciano says tropical storm warnings are in effect for the Bahamas and Florida coast could be stronger at the fly some of the debris around that's left over from during so dangerous day tomorrow in the Bahamas and Sunday gets close to you as we'll see some women some rain on the eastern coast of Florida but then after that it does require about to the Carolinas will get had significant storm surge is not expected was there a winner and last nights third democratic presidential debate and you five thirty a poll tracking the third democratic presidential debate shows it was a good night for Elizabeth Warren she got the highest overall debate performance great and of the four leading candidates she's the only one to come out of the debate with more people considering car them before but or working people to judge smacked the second and third best grades well former vice president Joe Biden's position remains virtually unchanged clean captors attack on Biden seems to have backfired his net favorability dropped by nearly seven points Jordan Phelps ABC news Washington police in Saint Petersburg Florida say a sixteen year old was arrested after allegedly saying he would shoot up his school they say the threat was made during class the day of mixed results on Wall Street the Dow at a thirty seven points the S. and P. slid to the nasdaq lost eighteen you're listening to ABC news..
"thirty thousand dollar" Discussed on KSFO-AM
"Your student and second are you sure that going to that college is right for your student because after all we are saying the political candidates emerging with plans to eliminate student loan debt one point six trillion dollars is owed one thing to keep in mind we see both Bernie Sanders Elizabeth Warren offering proposals to eliminate completely the debts of student loan borrowers under tax law now maybe their proposals are different but under tax law if you have a loan and that loan is for given the amount of loan it's forgiven is now considered taxable income in other words if you have a thirty thousand dollar student loan and it's FOR given that thirty thousand dollars becomes taxable income you'll owe ten thousand dollars in taxes so the loan might go away only to be replaced by a tax liability and the IRS never goes away and you also have to raise the question how do you feel about the idea of having student loans why do why being totally forgiven well if you have a really big student loan you might be excited at the prospect of not having to repay it but what if you don't have a student loan what if you were dumb enough to have paid for college in cash.
"thirty thousand dollar" Discussed on KGO 810
"Your student and second are you sure that going to that college is right for your student because after all we are saying the political candidates emerging with plans to eliminate student loan debt one point six trillion dollars is owed one thing to keep in mind we seem both Bernie Sanders Elizabeth Warren offering proposals to eliminate completely the deaths of student loan borrowers under tax law now maybe their proposals are different but under tax law if you have a loan and that loan is for given the amount of loan it's forgiven is now considered taxable income in other words if you have a thirty thousand dollar student loan and it's FOR given that thirty thousand dollars becomes taxable income you'll owe ten thousand dollars in taxes so the loan might go away only to be replaced by a tax liability and the IRS never goes away and you also have to raise the question how do you feel about the idea of having student loans why do why being totally forgiven well if you have a really big student loan you might be excited at the prospect of not having to repay it but what if you don't have a student loan what if you were dumb enough to have paid for college in cash don't you feel silly right now or what if you got those student loans and you free paid them don't you feel silly right now what if you.
"thirty thousand dollar" Discussed on The Dave Ramsey Show
"Paid for car would no car payments and get rid of the rental. And suddenly there's going to start to be some room in this budget. If you did that, wasn't it. Thirty thousand dollar kiddo. You can't keep a thirty thousand dollar car. I know fit. No, I don't. It was just one of them motion. I know what it was dumb. You can't keep it. Okay. Well, let's get rid of it. Let's get rid of that and we'll get really, you need somebody to hold your hand and walk with you through this and love you enough to to tell you the truth and give you the strength to do what you already have the good common sense to do because you lose your common sense. You're just hurting your heart was broken, ripped out of your chest eleven years ago, and you're still somewhat recovering from that. Am I wrong. Kitto understand. I will be painful. I can't imagine what you've been through. So here's what we're going to do. We've got counselors that have been trained by us, financial coaches, trained buys. All right. I'm gonna pay for it. It's gonna cost you a thing. Widows don't pay here. All right. And Campbell put you on hold and Kelly's going to pick up and we're gonna have one of our coaches meet with you and they're gonna put their arm around you and they're gonna walk you through this. And if you don't walk, they're gonna kick your butt. Okay. Because we love you and we want you to win. Okay. It's time for you to get some of this behind you and get control again. 'cause it starting to own you, isn't it? Okay, that ends today, you call the right guy. I got the antidote, you know. All right. Okay. You hold on. I'll have Kelly pickup and we'll get you signed up. Kelly also make sure that we know what local church she's plugged into. And if she's not, let's get a Pash for. Got a bunch of good ones Charles that we can.
"thirty thousand dollar" Discussed on 790 KABC
"And it worked well sort of it so what i did was i wrote kind of a mini essay to the admissions group and said you know what i got a full ride at unlv everything set up but i come to s in a heartbeat so they pay full price and this is one hundred and thirty thousand dollar difference for me they sent three years but they sent me back an email they said we're gonna overnight you the admissions packet overnight at backhoe my house a great story all right i think we have a caller and i think it's we have geneo on the line and you know gina heard us talking about the fact that ju deal mow all one hundred percent of the practices with tax with tickets hello everybody over there i really enjoy your show and i'm a little straight it i have a question for the jury scotts ball he's handsome he's ransom and he single very politically out incorrect on this show is a nice smile and he's a cool like that but i on this show we don't want we don't worry about husbands today what is your question traded because i was driving my car and it was free range relay and i was i was going over the limits but i got a i never heard of that but it was a video of my car show a picture the video it showed a person obviously driving my car my question is it doesn't look anything like the video is just the stop light right that's right yeah you mean you got a camera ticket in other words you went through okay it was some kind of a camera maybe it was just a snapshot.
"thirty thousand dollar" Discussed on Clark Howard Show
"I new cars there are any of number of foreign nameplate new passenger cars that the manufacturer incentives are right around ten percent of the value of the vehicle that is a huge number so thirty thousand dollar vehicle would come with roughly three thousand dollars more or less in incentives from the manufacturer the dealer the dealer's also or receiving additional kickbacks that they receive based on how many units they sell and those kickbacks are very important to them right now from the manufacturer the dealer on passenger cars so the invoice price all through the years people talk invoice price invoice price invoice price that has become fiction because with a passenger car the dealer could sell you a car way below the envoys price and still make a decent profit on the sale of a sedan i saw an ap item on which of the sedan's have really really big manufacturer deals on them the acura t l x the chevy impala the dodge charger toyota avalon toyota avalon hybrid the volkswagen passat just to name a few but if you are all familiar with what's going on with the market share war with toyota with the new camry and honda with a new accord honda has had a lot of trouble getting anybody to buy the accord which auto writers say is the best sedan you can buy in the united states i mean just reviews of that vehicle or like i never remember reading about a sedan.
"thirty thousand dollar" Discussed on WGTK
"Campaign or campaign contributions played no role in this transaction show that's a development because a lot of the people hoping for a gotcha moment with donald trump now have to say well i guess there's not a gotcha moment on the issue of campaign finance laws being broken because it doesn't seem to have anything to do with campaign finance laws if trump reimbursed cohen but of course all of this detracts from an extraordinarily development regarding north and south korea did you hear did you even notice the news of the three americans who are being released as north korea has bowed apparently to another trump demand north korean dictator kim jong un releasing three us citizens detained for years it his horrific prison camps surrendering as the washington times puts it surrendering to another of president trump's demands in advance of a planned historic summit between the two leaders whose countries have long been adversaries i saw a nevertrumper last night on twitter mocking the nobel peace prize talk because of course the never trumper is more excited about stormy daniels a porn star and her alleged relationship with trump then he is peace in the korean peninsula that's where we are with some of these miserable folks there show pathetic they're more excited about this hundred and thirty thousand dollar payout then they are this historic potential for peace between countries that have been warring with each other for decades since one thousand nine hundred fifty s it's time to think about that for just a moment let that sink in you know they like to mock us and say oh nobel nobel nobel we would turn we should turn around and write back to them and say oh stormy stormy what about russia would about stormy to what about the porn star what about is i actually had somebody today to he's so upset and desperate and lost he literally said what about his tax returns going back to stuff that has years old that will never give them the satisfaction that they so desperately crave because for them the only satisfaction will be.
"thirty thousand dollar" Discussed on Left, Right & Center
"He someone who's gotten more he has by talking his way through things all his life he's convinced he can talk his way out of anything and often has and so he really it's it's the core of who he is that he thinks he could talk his way through this thing it's terrible to have a client who thinks because you can't with federal investigators you can only talk yourself deeper into trouble the other part just maybe you know laying the base for what they're going to argue later you know we were ready to do this but it became clear special counsels to biased or you know we were thinking of it but then these things happened and we're not going to so how important are the developments this week like if we put the raid on michael cohen's office at like nine in terms of importance of developments in these legal proceedings so this week we have you know the president's lawyer discloses that president trump did in fact reimbursed hundred thirty thousand dollar payment we have trump still maintaining this wasn't a campaign expense but tweeting that the claim about an affair is false quite possibly giving stormy daniels a new line of argument that the president has defamed her how important was this week josh my scale has been completely wrecked by the last year but i don't think it's that big if the if the nbc's story about there being an actual wiretap had been true i would've put a seven given that they didn't wasn't true i think it's more like a five i mean we've heard so many for for a long time inconsistent messages about one hundred thirty thousand dollar hush money payment a new.
"thirty thousand dollar" Discussed on WLOB
"Campaign contributions played no role in this transaction so that's a development because a lot of the people hoping for a gotcha moment with donald trump now have to say well i guess there's not a gotcha moment on the issue of campaign finance laws being broken because it doesn't seem to have to do with campaign finance laws if trump reimbursed cohen but of course all of this detracts from an extraordinarily development regarding north and south korea did you hear did you even notice the news of the three americans who are being released as north korea has bowed apparently to another trump demand north korean dictator kim jong un releasing three us citizens detained for years it his horrific prison camps surrendering as the washington times puts it surrendering to another of president trump's demands in advance of a planned historic summit between the two leaders whose countries have long been adversaries i saw a nevertrumper last night on twitter mocking the nobel peace prize talk because of course the never trumper is more excited about stormy daniels a porn star and her alleged relationship with trump then he is peace in the korean peninsula that's where we are with some of these miserable folks there so pathetic they're more excited about this one hundred and thirty thousand dollar payout then they are this historic potential for peace between countries that have been warring with each other for decades since one thousand nine hundred fifties you stop and think about that for just a moment let that sink in you know they like to mock us and say oh nobel nobel nobel we would turn we should turn around and write back to them and say oh stormy stormy what about russia would about story what about the porn star what about as i actually had somebody today he's so upset and desperate and lost he literally said what about his tax returns i mean they're going back.
"thirty thousand dollar" Discussed on Bloomberg Radio New York
"Thirty thousand dollar payment to adult film stars stormy daniels that contradicts what trump had told reporters when he said he was not aware of the payment and that he did no where cohen had gotten the money all nine people on board the puerto rico air national guard plane that nosedived into a georgia highway today lost their lives the latest from correspondent nick valencia we did speak to the national guard as well earlier and quarto rico they told me that this specific plane the c one thirty had undergone routine maintenance in the last few days and had been cleared to fly and make that flight to arizona china where it was going to be decommissioned and put into the bone yard these cdc's says the first death linked to e coli tainted romain lettuce has been reported the number of people affected is now more than one hundred twenty in twenty five states at least fifty two people have been hospitalized including fourteen with kidney failure i'm barbara kusak with the bloomberg small business report i'm john tucker brought to you by dell small business small business john growth may be at a peak the payroll data collected by paychecks shows the growth rate fell point one two percent for the month of april and is down about one percent over the past year the competition define qualified workers is intense at marty mucci ceo paycheck says small business employers are being forced to raise wages the number one issue today continues to be you know really finding and hiring qualified workers that's really the number one issue and there's over fifty percent of small businesses that are out there hiring now so they're having a tough time and sometimes they have a tougher time recruiting those hard to find employees more than large businesses yearoveryear hourly earnings have increased seventy cents to twenty six dollars and fifty six cents and manufacturing has seen the pace of small business job growth improve nearly one percent from last year yeah that's the bloomberg small business report.
"thirty thousand dollar" Discussed on KOMO
"Details about a thirty thousand dollar payment to him from the company that owns the national enquirer that money it was for a tale about the then presidential candidate no story appeared and a contract kept the man from going public with a rumor he'd heard about trump sex life the ap hasn't been able to determine whether that rumor is true as we continue now there are more calls for missouri governor eric greitens to step down a newly released report includes allegations of forced sexual encounters between grains and the woman he admits having a month long affair with before running for office in two thousand fifteen for not steered by their lies and we are not afraid of their falsehoods greg always maintained the affair with his hairdresser was consensual but she claimed he blackmailed her and her husband to stay silent now she's going to step further saying he sexually assaulted her he denies her claims but in the more than twenty five page report including testimony from the governor's one time mistress she accuses the former navy seal of forcing a bear hug after she was crying when she attempted to leave his basement before what she says was their first sexual encounter earlier she says he tore her shirt exposing her against her will she also accuses of striking her spitting in her face and calling her obscene names brightens a once rising political star who swept into office promising family values i am very proud of husband and father caught the attention of major republican figures including donald trump even buying the domain eric brightens for president dot com now charged with.
"thirty thousand dollar" Discussed on WTMJ 620
"Thirty thousand dollar payment to porn actress stormy daniels she claims she had an affair with the president a decade ago cbs news update i'm deborah rodriguez wtmj news time seven thirty two from the wtmj breaking news center it's not just the rate of michael cohen apartment that has the president up early tweeting he also is promising a quick and forceful response to the suspected chemical weapons attack in syria over the weekend the president tweeting he holds syrian president assad responsible for the attack along with russia and iran abc's mollie hunter syrian activists took video of russian specialists allegedly visiting the site of the attack activists tell abc news they were on the ground for just twenty minutes and after their survey russia's foreign minister said there were no traces of chlorine or any other chemical substance used against civilians the syrian government denies using chemical weapons president focused on responding to be apparent use of those weapons in syria and by us congressman is expressing his concern situation was over a period of time assad forces keeping dancing glenn growth meant speaking to wisconsin's afternoon news explains his major concern when it comes to a potential us retaliation on syria i'm worried that groups that have been aided by the united states over the past few years who felt the united states would back them may wind up in deep trouble mansa kind of a moral or ethical concern saturday's attack in syria killed at least forty people melissa barklay wtmj news another delay for bonton and heading to the auction block the department store chain has delayed the date of its auction again this time until april sixteenth according to the milwaukee.
"thirty thousand dollar" Discussed on WDRC
"Be able to make a donation and i have no idea how the courts will rule on this this will all go through the legal machine but you're not supposed to be able to make it to a donation for example let me give you a really good example uh you're not supposed to be able to make a donation of thirty thousand dollars to a church right take a charitable deduction and then the church gives you a thirty thousand dollar car that's not a legitimate donation at quid pro quo it's not supposed to be that way so i think you will face a legal challenge if you try to pass a law the says the taxes of doco taxes are a donation but in return you don't have to pay your property tax because that's quid pro quo i think this is going to be a uh a legal train wreck that's what i expect make you happy to your bob thank you proceeded tony i think that those who live in hightech states are going to have to fess up to reality i'm not saying they're going to like it but i think reality is this is a got you moment this is a gotcha moment where the federal government has passed a law and they got you and if you have deductions on state and local taxes of all kinds in excess of ten thousand dollars they gotcha i don't expect a body in a position to like it but i do expect them to do the obvious which is seriously look at relocation it doesn't have to be that way there were places all over the country some of which have no have no state income taxes one eight hundred nine three four twenty to twenty one and i do believe a lot of people who didn't want to look at it that way will now look at it that way now what is it going to do that is going to take away from the high earner population because those are the people the would have the um the motive to make a.
"thirty thousand dollar" Discussed on WLAC
"Teacher a one hundred thirty thousand dollars to be a teacher walter yeah she went and got a master's degree or you could get a master's degree a lot cheaper than one hundred thirty thousand dollars that will before we dealt before we met they've yeah well i mean you don't need dave to figure that out okay uh while and so what does she make a year uh wall she she wasn't in education she wasn't a classroom last year this year she came out because it was it was really strips or for her and she probably oh man she probably make about twenty four twenty five year it was stressful however log one hundred thirty thousand dollars isn't oh yeah what was she making when she was stressed nathan about fifty i predict stress we'll be back in her life okay it's time for her to go back to the classroom until she cleans up the mess she's made with your help that's called stress when you make a hundred and thirty thousand dollar decision to get a master's degree in teaching and you can teach for fifty you don't go make twenty four i'm sorry you'll be stressed now what are you make i'll make about uh 100 and thirty wild great that's the best news in this whole conversation what are you do i'll of chemical plant worker good for you okay cool all right so wins the wedding it actually uh january of 2019 why so long uh to be able to make sure we save up and not about going through the court gas slow everything okay um well i mean if you're sitting on a hundred eighty thousand dollars between the two of you income countries back in the classroom you you can save up a ten thousand dollar wedding pretty quick okay a because i'm take it you have to pay for the wedding oh now well mom offered to pay for the union which is pretty much the multi expensive part cool let's do it this spring then and um you know save up some money right quake can do that and then and then what i'm as soon as you're married water a list all of these debts smallish two largest pay minimum payments on everything but the little one and attack the little one with.
"thirty thousand dollar" Discussed on WBZ NewsRadio 1030
"Know bronze into the ten twenty thirty thousand dollar range to have a professional sir allied executive coach work with you in your business like school growth you can kind of death and invest that way it's it is an investment but it's an investment that you know many individuals can't afford uh and even companies they kabc invest in everybody at that level of so they kind of pick and choose different managers are leaders in the company in and it is very effective and i i love doing that work but ob wh one of the things i'm working on along with um uh with good close business partner mine is developing inapt were about uh launch in the next month or two which uh is to it it will cost two percent of what a typical professional executive coach costs but will of help walk people through the process so that really everybody should be an executive in their own wife's of fifty bucks forty nine who had swelled so it's a little bit more than that highlight its uh be a hundred dollars a month anger over six months and i liked the way your house young bear dealy you know it's a twopercent dwell yell truly i mean executive coaching um for high level the execs is often in the 25 to thirty thousand dollar price range these days and it it can be very effective but it's just not accessible to everybody but the the principles of executive coaching really should be the accessible to everyone uh and they really involve in a setting goals personal goals getting feedback from others about what you're doing well and what can improve and putting a very specific action plan in place to make uh the kind of behavior changes we were we were just talking about pressure you have to compete rarely with a book what does the app have that a book while inter activity of some sort i'm guessing yet what we got from italy suggest some books and articles that people should read but that there is an interactivity and it's personalized uh you can sit down and read books on executive coaching and many of them are really great uh but they're not designed specifically four years ago and the changes you need to make so what our apple will do is ask you to identify what are the challenges your face in what is the feedback with your uh getting from the.
"thirty thousand dollar" Discussed on WLOB
"Or they'll see monetary policy that makes their purchasing power thirty thousand dollar less right that's that's what it me in real terms so you're talking about a standard of living much slower than what america's experiencing today because we've borrowed against the future and refused to make the tough choices i dunno one grandparent if you ask them this question will you give up something so your grandkid's they'll on of answer yes and then when you say well how about paying more on your copa america absolutely not paid for all that will the answer is no we didn't because we didn't designed the programs to make sure the taxes covered it so what was the last time you saw somebody honestly stand up in sight we don't have a hina payroll tax to pay for the costs of the things a we've nope we need to change that for this and that can be a progressive tax based on income how do we do infrastructure right know well we we're we're he's meal it like what we policeman who are vetted but what happens is the manged probably a donor of recipients stage you probably get we are in the state highway funds from the federal government than you ever pound gas taxes but the fact is is somebody there's telling you how to do it and it cost fifty percent more when the federal government held to how to do it versus state the main rite aid highway department tells you how to do it so the fact is we don't have any problems we can't solve what we have to do is have put people back in charge that actually have some common sense some experience some grey hair some moxie and less make the decisions will closer to home rather than was centered in wash there should never be another building built in washington dc there should never be another federal employees hired in washington dc every as the cost of living two and a half times what it is in oklahoma right and probably two and a half times what it is here why would we spend that money the average federal employee totally absorbed makes twice the median family income in this country right which is crazy it all goes back to one thing you talked about.
"thirty thousand dollar" Discussed on Bloomberg Radio New York
"That got him in dogra you with the guy who like a lot of people would purchased a video game called grand theft auto and one day he got a letter you are due back some three hundred thirty thousand dollar gruber thaksin ernie got for you and other members get a little more repair tone it found out that the lawyer instead of getting thirty am got over a million dollars so that parliament so on his own accord he went up to the core out i object and government with denied because that would start our team from my really hurt all know missiondriven beginning well well kill of he took that and he started serving a crusade about this he's on his he's paid a salary by the american enterprise institute and he certainly does this professionally now what kind of impact is he having on these lawsuits i think we could be felt mode in two could take about how many of you are now and crime what a fan and that that number finally i believe under the e a year where it never blow it up and year um but he admits and other other people who are on the big part of admit it really kind of low the planetary down you're never going to adopt them so for example he hum time in taken where he knows story hope that advocate will get more and for example he objected to america and take ten that eventually found its way onto the deck of record kodner who even if you don't follow the law you probably heard it name because he had gary ablett he payments as many dug up out of the supreme court and frank gutted with hoeger wrote good and and in that decision he wrote i got on a quote or only element were iraq it really net kunrip attorney them not to bring back at the class so the effect he's having it is terrible but really it working the queen it that ernie to work harder tells about the competitive enterprise institute who supports sick end where it stands politically depending on your political perspective the i is either here under pre market value or it that enemy all good iin it it it definitely politically loaded funded by a water barely famous rate wearing our libertarian causes or or people frank put it is that apart and the group they they're they're merely cute has a nonprofit that under the wing at.