36 Burst results for "Ten Thousand Dollar"
Staying Confident In The Airplane
"And what I want to address this podcast and I'm hearing a lot of things like Jason I, got my private a year ago I flew pretty regularly for a few months but you know life. And just not flying as much as I wanted to, and I'm starting to lose that confidence I. Don't feel like I wanNA, take my kids up or my wife because I don't feel confident if something happens up there that I can deal with it or at least deal with it is sharply as I did the day after my check reading. So I've gotten a few versions of that story and I WANNA talk to you about how you can do this how you can stay proficient and you can stay confident and you don't have to spend a fortune to do it and I think there are three main points that I wanna make in small tweaks you might have to make to your flying. But the first one is in, you know how close this is to my how hard the standardization the idea that you can ritualized you're flying. And then remember like rehearse remember and perform the ritual of flying and so all you really have to remember is that ritual and what the ritual is designed to do is to weed out the possibility of thousands of other smaller mistakes from happening I'm great example there is the final walk around on a preflight, right. If you just remember to do the final walk around on a preflight, you might catch tomorrow on the nose wheel cinderblocks blocks on the tail Pito Tube cover. Fuel caps left off seatbelts hanging out of the door baggage compartment opened I mean I, you go on and on and on with the things that you might catch. Simply. By remembering to walk around the airplane after the preflight. Okay and that goes deep. If you want a very detailed version of all of the soap's the standard operating procedures that I teach, those are all in my book setting the standard. But that is one concept that will add huge beer flying. This is an I didn't make this operate. This is the way the professional pilots do it because they've got money in the game they've got a business, they have to take care of one of their pilots crashes. It can't be game over right not only that as you've heard me say the company's survived the accident typically. So the company has a chance to evolve develop a procedure that will prevent the. Pie The from any other pilots for making the same mistakes and they can force compliance with that procedure. That's huge. That's the whole process, and if you can get yourself to do that, you are miles ahead of the game. All right. That's one thing we'd like to ritualized the flying, and the second thing is getting rid of this idea that you go back every two years for what they used to call a biennial flight review or a flight review that is not. Enough that is not regularly. You're not going to regularly enough if you're going back every two years and the pros know this to right how often do the pros go back? I heard you say it every six months, right. So if you're a professional pilot, every six months, you go back with your instructor. Back to the training environment and you go through the ringer right you practice all of the emergency procedures, all of those things that you might need if someday. You're you're in a situation where you have an incident? You've got your family on board right and all of this training inspires confidence. So this is the feeling of confidence in the airplane comes from doing it regularly and feeling confident that you can handle the edge cases if they come up. I'm so what most people do just to kind of get US summarized here three point two when most people do is they get their pilot certificate they here. Okay. I have to get a flare view maybe they go get a new club checkout and then that's it right and then they're out flying with their friends and their kids and their wife and two years ago by nothing boy I better go get a flight review that is not a way to inspire confidence. That is not a way to feel good about what you're doing. In the pros know that. and. So the last thing I'd like to say is this is the part where we get into. This is the third point where we get into the budget. Is that there's been a lot of evidence to suggest that if you just keep your head in the game right back in the day they see if you read flying magazine or you re Flight Training magazine those are still great ideas by the way. But in today's world you've got youtube and you've got APPS late ground school and you've got you know ah so many different ways to stay engaged with aviation. And I always tell students when they come in to train. The typical question is how much is this gonNa cost me I don't. Generally answer that question as a complete daughter a mount I won't say, well, this certificate certificate is GonNa cost you fifteen thousand dollars or twenty thousand dollars. If you really pin me down on it, I will say it will cost you anywhere from fifteen to twenty five, thousand dollars. There's a ten thousand dollar. Window there depending on how prepared you are when you show up for lessons how regularly fly how busy you are all that sort of stuff. But that's not even the important part. The important part is that you really think about flying more like a monthly expense more like a habit. So when a student comes in and says or perspective, Stephen Comes in and says, I'm thinking about flying how much is this gonNa cost me I will usually say how much can you afford each month? Right? Is this something you can. Afford. To put fifteen hundred dollars a month into or is it something you can only afford to five hundred dollars a month into is something you can put an unlimited amount of money anti right I mean I just have no idea where you're coming from but the important part is you're starting to think about it like a habit that you're taking on and you're never gonNA stop. So you have this monthly expense for flying. Now, let's take A. Relatively for flying a relatively modest budget. Let's see we have seven hundred dollars or eight hundred dollars a month that we feel as though we can spend on flying right it doesn't sound like a lot when you consider your CFI's probably one hundred dollars an hour on the airplane while it's running. Over one hundred dollars an hour. So you're out there spending on, let's say, let's just pick numbers. Let's say the airplanes one hundred and fifty dollars an hour and you go out for one point five keep it keep it. You know easy math that's two hundred, twenty, five dollars right? One, fifty plus seventy, five, two, hundred, and twenty, five dollars plus your CFI you're together with your. Maybe. Instead of one point five year together for two hours it's another two hundred dollars. So we're looking at four hundred and seventy five dollars we're looking at. If you do one lesson a month after your certificate, you're spending four hundred and seventy-five bucks. You've left yourself with a budget of about three hundred, fifty dollars maybe a short two hour flight somewhere with your family. But you've flown twice in the month right and that's the way you need to think about the finance part of it think about it as as a monthly expense and try to allocate how much you're spending each month a little bit toward training and
Fresh update on "ten thousand dollar" discussed on Smart Passive Income
"You should try to ask yourself why am I asking those? What does it tell me? The questions you ask are profoundly important here a couple of techniques you can use when people ask questions via a survey. The most common mistake they do is they ask, yes or no questions or quantitative questions they love to do this Is more important to you ABCD F and they go out they have like fifty examples of the United. I'M GONNA fill this out. Delete. What's going on there is that people in America we have this belief that quantification is better. That everything needs to be quantified an optimized and that belief seeps into building a business. So we believe that if something is quantified, therefore must have higher value than, for example, in some old wisdom pass to us by our grandmother. Guess what I'd rather have the old wisdom any day when it comes to customer research. So when we ask questions. We. Don't start with yes or no, or rank a through F. will ask things like this if you could land a dream job, what would that look like to you please be specific. And then we'll ask another question if you could get a raise of ten thousand dollars or more. What would it mean to you? Please tell us with any specific examples. Guess what people will in fact, let me put you on the spot pat pretend your job. You kinda like you're getting paid. Okay. But I ask you that question what would it mean to you? If you could make ten thousand dollars plus in your next job? It would change everything and finally be able to go knife occasion I wanted to it would provide so much relief. My wouldn't have to live paycheck to paycheck or stress out about money as much as a anymore I could. Buy that gift my wife that I wanted to. I'd have a lot more options I.
The Positives and Negatives of Investing Your Money in gold
"The positives and negatives of investing your money in gold by Robert Farrington of the college investor Dot Com. Do you remember all the hype around gold in the not. So distant past from two thousand, seven to two thousand eleven. The value of an ounce of gold went from about five hundred dollars to eighteen hundred dollars. If you would have purchased gold in two, thousand seven, you would have nearly quadrupled your investment in just five years. Now, that is one heck of an investment. Around this time I also pronounced that you shouldn't buy gold and it received a lot of criticism in more recent years. Gold has settled back down to around thirteen hundred dollars and sometimes slightly less than that. So hopefully, you took my advice, but the question still remains in the back of people's minds. Would it be wise to invest in gold right now? At, its current price gold is worth five hundred dollars less than its previous high. So one would think that an increase in value could be on the horizon. Here's what you really need to know about the pros and cons of investing in gold. Pros of investing in gold. In my opinion, there are three major pros when it comes to gold investment one, it's equality hedge against a down market to it will still have value of paper currency inflates and three. There is an apparent upside to its value versus years. One Gold is a quality hedge against a down market. As we all saw in two thousand seven when the stock market took a dive everyone began putting their faith in gold instead with the higher demand in gold and with a limited supply. The price of gold went up massively within the next couple of years we may witness another steep downmarket, which may again increase the value of gold. Two Gold we'll still have. Value Paper currency inflates. Local currencies constantly fluctuate against foreign currencies. It's the way of the world policies are in place to hold currency steady, but they're not always foolproof once a currency begins to make a downward spiral it can be very difficult to stop severe inflation, which of course, decreases our purchasing power. Is often the more solid option for currency since there's a finite amount of this precious metal if you have gold, then you're likely to hold on to more of your overall worth than someone that is put all of their faith in the banks and paper currency. Three, there is an apparent upside to the value of gold. As I stated before gold was once at eighteen hundred dollars but now rests at value of less than thirteen hundred. If there's a slight blip in our economy that sends fear through the nation, then gold could easily spike back to eighteen hundred mark. It no longer seems far fetched because after all the value has already been there before. Cons of investing in gold. I used to be a huge advocate of gold and silver investing but my opinions on this investment technique have changed largely because of these cons. One Gold has a terrible historical return. If you went back two hundred years and put ten thousand dollars in gold ten, thousand in bonds and ten thousand stocks, which of these investments would come out on top. Well, if you're smart, you would probably not choose gold to be the top investment but the astonishing part about this is how poorly it actually performed versus the stocks and bonds. Here are the values of your investments after two hundred. Years. Old Twenty six thousand dollars bonds eight million dollars stocks five point six, billion dollars. Based on the historical returns gold is a lousy investment. To Gold is worthless if things get really bad. As a pro, we stated that gold is a great hedge against the dollar inflating, which causes us to lose our purchasing power. This is true. But what if the currency becomes absolutely worthless and we all have to resort to trading goods to survive what value is gold at that point? Well, let's see me certainly can't eat gold. So it is of little value for that purpose and you really can't make anything easily out of gold either. So there really isn't any value they're pretty much at this point your gold nuggets in bars are only as valuable as Iraq because he might be able to throw it at something and kill it. Three gold only earns you money when you sell it. The biggest con of investing in gold in my opinion. Oh and Warren Buffett's is that it produces you absolutely nothing when you own it. If you want to grow truly wealthy than you want to buy an asset that produces a passive income while you own it so that you can then by other assets that make you even more wealthy. Warren started doing this as a boy. When he bought a hunk of land, he knew the land would increase in value but the truly great part is investment was that he could earn an income each year from the local farmer that wanted to rent his land after a few years of Rental Income Warren Kundun reinvest his money into even more land and do this over and over again, this method allowed him to buy assets that gained in value, but also gave him income while he owned them.
What Are The Costs Of Climate Change?
"The Gulf coast faces catastrophic flooding after yet another hurricane this when Sally London to shore. Early this morning meanwhile, record setting fires have been burning in the West for weeks. These climate fueled disasters are not only dangerous. They're costly billions of dollars have been lost so far. This year NPR's climate team has been looking into what that means for the economy and for families nate. Rot is an Oregon and Rebecca Hersher is just back from the Gulf Coast Natan Rebecca. Hello to both of you hither. And Becky, let's put this first question to you. We know that climate change makes a year like this one more likely to occur. That's because hotter temperatures helped drive bigger more damaging wildfires and hurricanes. But what do we know about the economic toll that takes? Well, you know unfortunately, this isn't the first year that the US has had this kind of back to back situation with fires and storms, and that's kind of thing as you said, global warming helps fuel and the federal government and actually tracks the status. So we have some idea of how expensive. These things are and the cost is just huge. So in the last five years, the US has experienced more than five hundred billion with a B., dollars in losses directly from climate fueled weather disasters, and that's not including twenty twenty s disasters that will likely be in the tens of billions five, hundred, billion dollars in the last five years enormous amount of money nate outside Eugene Oregon near one of the major fires burning give us some sense of what those fires mean for the local economy there. Well, they've just been devastating businesses here in Eugene. Up. and down the state that it had to close just because of the smoke and a lot of these businesses were already just hanging on by a thread because of the pandemic then you've got the direct damages from the fires lost homes timber buildings lost infrastructure I talked to a telecom worker the other day at the incident command post with a firearm near, and he had just gotten back from being in the burnt area His name is Rob Robertson and he described the scene where like a ghost forest he said they lost something. Like sixty miles worth at telephone poles, it had been built and he says each of those poll costs about ten thousand dollars we're looking at you know multimillions worth of infrastructure to replace I. Mean it's just there's so much infrastructure out there that that's been destroyed now, and that's just in one valley from one fire in a state that's got fires in. You know basically from north to south and Robinson was frustrated because he said, he felt like there were things that we could do right now decrease risked infrastructure, but we haven't because it costs money. On that point when it comes to wildfires, for example, what can be done to decrease their long-term costs. So it's going to take a big change in the status quo right now, we spend billions of dollars just about every year fighting fires, you know trying to put him out and fire colleges, land managers even firefighters will tell you that money would be way better spent on the front end. Here's Sara ultimate pope, a former smoke jumper who now runs a force collaborative in southern Oregon we do have a lot of work that we need to do on our forest to get them back to. A more healthy state where they're going to be resilient in the face of climate change and resilient to disturbance, and to do that, we're going to have to invest in them. So she says, we're going to need more prescribed fire thinning more management of these places, and that is going to cost a lot of money. You know billions of dollars. So that's wildfires. Then there's hurricanes and Rebecca as we mentioned, you just got back from the Gulf Hurricane Sally is dumping rain on the Gulf Coast and Hurricane Laura destroyed towns along the Louisiana Texas border. Late last month gives sense about the hurricane cost. Well. You know hurricanes are consistently the most expensive disasters that we see especially hurricanes that caused a lot of flooding like sally and that's really bad news because that's exactly the kind of storm that's more common as the earth gets hotter this year has been really bad. There have already been ten climate driven disasters that cost more than a billion dollars each that was as of July. One thing to remember is that where people live really matters you know the number of homes in flood prone areas, it's skyrocketed in las three decades. So the seam disaster today is going to cause more damage hurt more homes than if it had happened previously. So zoning laws building codes, they are really important and climbing experts say that there are economic benefits to be had if we build in more resilient ways. Rebecca innate. We've been talking about the overall economic costs of climate fueled disasters, but let's go to a more personal level. How does this affect families and what do we know about how surviving a fire or flood affects people financially Well. The effects are really dramatic for a lot of people especially poor people if you don't have savings to fall back on or gave can't afford adequate insurance, a disaster can totally derail a family's finances for decades people whose home is their only source of wealth. For example, they're more likely to end up renting even years later, bankruptcy is more likely there. are other costs to like for example, research suggests that young people who survive a hurricane, they're less likely to enter college. It takes longer to graduate if they do go and survivors also have long term mental and physical health problems often, and that can interfere with work that obviously hits income or create new costs of their own. These are extreme weather disasters. We've been focusing on, but what about the financial hit from less dramatic or less immediately noticeable climate impacts like the gradual rise of temperatures. So yeah, I mean rising temperatures and heat waves hurt agriculture health certainly electrical bills. You know you have warmer waters affecting fisheries and then there's just the down the road impacts ecological decline you know are in extinction crisis. Right. Now that climate change is only going to make worse and we depend on ecosystems for everything from clean water and air or two places to go where we can just escape from it all and I don't really know how you put a price tag on something like that. That's NPR's climate team nate rot and Rebecca. Hersher. Thank you both of you. So. Much. To be here.
How to Not Have a Lost Decade
"Welcome money for the rest of this is a personal finance show on money how it works how to invest it and live without worrying about it. We host David Stein today's episode three, fourteen it's titled Don't have a lost decade. Recently, got an email from a new plus member. He says he's treating the material on the website like an online college course but he had a question he wrote that he's approaching a crossroad in his life and he would like to prepare himself for that crossroad. He works at one of the Best Public Gardens in us as a horticulturalist he's been there three years makes forty three thousand dollars per year has four weeks of vacation full healthcare and Hsa they have a four zero three. B. Defined contribution plan where he gets a six percent match his boss enjoy working with him and he enjoys his job. This member also has his own business, a lifestyle business providing premium horticulture services for high end properties. He started in two thousand nineteen gross four thousand dollars and anticipate grossing twelve thousand dollars this year he has no debt. The only thing he owns he says, that is worth. Any money is an old pickup truck that's worth about three thousand. Is roughly eighteen thousand, five hundred dollars in his defined contribution plan and using the online tools on money for the rest of US plus. That, he's on track to retire in his early sixties. y'All says about two thousand dollars in a savings account pays two percent and about fifteen hundred dollars in a wealth front Robo Advisor. Account. He's living on about eighteen to twenty thousand dollars a year. After contributing to is defined contribution plan and health savings account, he brings home about twenty, eight, thousand dollars but that doesn't include is overtime bonuses or the work in his business. After taxes and contribution he estimates that he's bringing home about thirty, five, thousand dollars with everything, which means potentially he could save fifteen to seventeen thousand dollars per year and certainly ten thousand dollars per year. He writes for the first time in my life I'm not living paycheck to paycheck am planning for the future. The business I own. Now as a hobby passion, I turned profitable. It has been a great space for me to learn and have done a lot of just that but it ultimately is a glorified landscaping business. What they really want to own is a retail nursery that one day will become an event, an education centre as well. I turned thirty two months. I thought at this point I would go beyond an entry level position. I thought I would own my own house and maybe own a business full-time. Those goals seem so far away. The question I want to pose to you is, how do I get from where I am today to owning a five to ten acre property that can use to develop into my next lifestyle business as soon as possible Had An additional investment question that address in a few minutes. I he's not in an entry level position. He is a master, her cultures he's studied it. He learned a lot of those skills working at an organic farm and Tasmania. Got, his university degree. He was admitted to a professional horticulture program at the Public Garden where he works, he is very, very skilled in all aspects of landscape design and gardening. and. There are a lot of people that would be very envious that he has his amazing job working in horticulture and one where he can listen to a lot of podcast which he does. In order to answer question I want to compare to couples I know I've known for about a decade. This particular members approaching thirty. He's looking out over the next decade. What has to happen so that he doesn't have a lost decade and can reach goals I'm positive he can reach his goals.
Maryland trying to crack down on ransomware
"Story comes from Delmarva now, which is a publication that covers the Maryland Delaware Virginia area, and this is about the legislators who are introducing a ransomware bill that's going to tighten down the rules when it comes to ransomware UH, some penalties just sort of try to bring this into focus. This was written by Wesley Brown from Capitol News. Service. So we've got some. Maryland legislators, Senator Susan Lee at the Democrat from Montgomery, county sponsored the bill and it sounds to me like what they're doing here is just trying to to put the word out to criminals that even just possession of ransomware would be a crime in the state of Maryland. So this would be a radical change in the law around ransomware and Maryland the way the current statute works is only illegal actually used ransomware. This statute if enacted would criminalize the simple possession of ransomware in less the person possessed it for research purposes. So if you're in an academic setting and you were trying to study different types of ransomware that would not be violation of the statute. But as we do in other areas, the law, oftentimes, we criminalize the possession of something because the threat of the person will use. Whatever that thing is is particularly dangerous. That's why we prohibit in many instances possession of certain types of firearms even if a person does not use the firearm so we're criminalizing somebody for simply possessing what can be very dangerous in Maryland has experienced obviously in dealing with dangerous ransomware right most famously Baltimore City was the victim of a ransomware attack back in May of last year crippled city systems for several months took me awhile to get my water bills. Is Not Fun to get a bill three months later for a per three, hundred dollars is obviously this is a very serious problem and the key with this piece of legislation and I. Think this is something that Senator Lee would agree to is it's a deterrent you want to make it as undesirable as possible for people who are even considering possessing ransomware to realize that their actions would violate this law and they would be subject to pretty significant penalties. I. Think the statute calls for something like a ten thousand dollar fine or five years in prison. As a maximum penalty So it's a misdemeanor, but it's a it's a serious misdemeanor. Yeah. So we are creating this deterrent effect a couple of things noteworthy here one just a shout to one of your colleagues and certainly friend of the the cyber wire, Marcus Rajshekar he testified on this bill he sure did yet. He is a friend of the show also a fellow employees at the Center for Health and Homeland Security Marcus testified on this last year the bill was not enacted in the two thousand nineteen legislative session is all marcus fall just giving marcus. Our back here in two thousand twenty, they have made some changes to the bill to make it more palatable and from what I heard Marcus. The hearing went very well, and there seems to be broad increasing support for this type of legislation largely because. Not, only Baltimore City, but also the smaller city of Salisbury Maryland also suffered a ransomware attack. So there's just more of an awareness for how much of a dangerous to our localities, and this is a proactive measure for there to be a deterrent nothing worth noting on it. Now, if you were going to mention this is that a couple of other states and this is what Marcus mentioned this testimony Michigan and Wyoming have experimented with this approach the approaches. So new that we don't actually have any quantitative research on whether this is an effective deterrent to cyberattacks that remains to be seen. We'll let me play devil's advocate on that a Maryland. Law. Would affect citizens of Maryland. Right do we think that the people who attacked the city of Baltimore were Marylanders I don't probably not what I'm getting at is how much of this ransomware is even coming from within the United States so I agree with your devil's advocate take That's what lawyers do play devil's advocate. A couple of things though that sort of principle is applicable to a lot of different state laws. Okay. You could say white passed a state law in anything because somebody from Virginia could come in and you know do this illegal behavior and then would go beyond our jurisdiction. We we wouldn't be able to catch them. Okay. So it's still a deterrent factor just because the state of Maryland is making a statement, this type of behavior. Is Criminal in nature So sometimes I just simply stating. that. The possession of something is criminal. itself acts as a deterrent that ne'er do well who's thinking about their bank account is almost empty and weighing their options and saying you know I have some computer skills maybe all just spray out ransomware here they may see this and think twice absolutely. Yeah I mean it it's the deterrent effect I think is something that we use for all criminal statutes. In instances where it's the perpetrators are beyond our jurisdiction I think the state of Maryland is just doing what it's what it can in the absence of federal law that criminalizes ransomware and the absence of some sort of you know international law. We can only control what happens within our own borders, and so this is this is a start
Notarize online without leaving home
"In a pandemic still have to get things notarized, but we don't want to go run out in see the notary in person well, pet consol has a solution for you. He's got an APP in a website called notarized Dot Com and he's here to tell us about getting notarized independent DEMOC. Hey, pat tell everybody how this works notarized dot com works just like a facetime call or any of the other apps that you're familiar with the chat with your family or your colleagues, and so you can download the APP store just called notarize or go to notarize dot. com. And you basically upload your document you confirm your identity by answering some questions and you connect with a notary. You Chat You sign you get your PDF, and you're on your way and how much does this? It's twenty five dollars in how does that compare to seeing a notary in person It depends on the market you know summer five, summer twenty, summer fifty You know we like to compare it to the cost of having come someone drive to your house, which is a service you can pay for. That's typically hundred get two, hundred bucks. So it's it's twenty five dollars to have a notary in your pocket twenty, four, seven in less than thirty seconds alrighty, and there's a there's a notary on the other side of the facetime call like. We've got notaries across the country and they answer these calls and they they help you get your document notarized whenever you need it. How long have you been doing this? We've been this about five years now. All. Right. What what got you started. Yes I accompanied previously that I sold the twitter. It was a search business and You know after selling that I needed to get a document notarized I won't. Will I did a lot of people do which is I went down to the UPS store I gotTA notarized I sent it off and I got a phone call. And they said Hey the notary mess this up. So you got to go do it again and that was really what got me thinking about the problem I just I wanted something where I didn't have to go find a notary I wanted to work perfectly every time always be available. and now we've extended the product of businesses. So we've got a lot of really large enterprises on the platform that they use it to automate a really important process like selling a car on boarding a new private wealth Kleiner mortgage for buying a house whatnot how many people use your service daily? Or weekly whatever. tens of thousands. Daily. Weekly weekly Okay and have you seen boost during the pandemic? Yeah. So our business businesses grown about five hundred percent in the last one, hundred, twenty days which has just been incredible. You know in order to meet the demand, we've on boarded more than a thousand new notaries. Built new software so that they can pay get paid instantly. So if you're notary out there listening if you sign up with us, you can get setup serve clients and get paid same day. So twenty five dollars to you keep five or ten or has it work? It depends on the type of transaction in the client, but it's You know it's it totally varies. Okay well, I'm sure notaries out there would love to hear how you be more specific. So how can they make? Yeah. So on a basic transaction, it might be five in a real estate. It might be twenty five or fifty and we've got you know notaries that have been doing this only for a couple of months already made ten thousand dollars working out the platform. It sounds so perfect. I can't imagine why would want to do this in person any idea what the advantage of going in person is. I mean. It's hard to come up with honestly no You know people tend to love the service. If you read our reviews, we've got you know twenty, five, thousand, five star reviews average rating four point nine seven. Mike. That you know people say is we we save them time and people are busy irrespective of the pandemic and to be able to click and connect and get on with life is really compelling. Now is getting your document notarized as big a deal in today's world as it was ten years ago. I mean I I know about it for real estate are there are other uses that that people have to do daily? Yeah so there are some that are required legally and there's others that companies choose to have done. We're actually seeing a lot of companies opt into the process right now that even if they're not required to. It's really about fraud reduction, and if you think about the Internet now everyone's doing things remotely. If you're a business that's selling a car or mortgage or whatnot, you might not have the chance to sit down face to face with your clients. So how do they have the efficiencies of the Internet while still being able to trust the people that they're transacting with and a lot of people are turning to our service? So we think the markets we're seeing the market growing. Already notarize. Dot. com
Two residential schools in Canada are named historic sites
"This is national native news I'm Antonio Gonzalez to former residential schools in Canada have been named national historic sites as down. Carpenter reports the schools which represent a dark history are now being recognized as one of the events that shaped Canada to schools added to the official roster of national historic events are in Nova Scotia and Manitoba. It's the first time a residential school has been named in such a way Canada's environment minister. Jonathan Wilkinson says. Is Not, just about telling the good things. It's also about recalling the more challenging aspects, commemorating and understanding history not celebrating it. Perry Belgarde is the national chief of the assembly of first nations bell. Guard says first nations people still feel today the intergenerational trauma of the residential schools and it's part of our shared history. It's dark history of in terms of our shared history, but Canada and everybody needs to learn from that, and again, we've always said that those who fail to learn from history are doomed to repeat it. The residential schools are described as a dark stain on Canada's passed the government funded church run schools were designed to assimilate native children. Into white culture thousands were physically sexually emotionally abused the schools which operated from the mid eighteen hundreds for more than a century for national native news. I'm Dan Carpentry Chuck at top US health official recently visited Minnesota which included meeting with tribal officials. Call Prima with Minnesota Native News has more is August drew to a close the White House's Corona Virus Task Force coordinator Dr Berks visited Minnesota, and met with both state and tribal officials. Dr Burke said she's impressed with how Minnesota has responded to the pandemic using a data driven approach however burks says she's concerned with the rate of positive cases. The state is seeing in the twin cities and surrounding counties. This state has gone from two to five to now nine counties over ten percent. That trend is worrisome this late into the summer to combat rising cases burkes is urging minnesotans to continue wearing masks and socially distance during the pandemic. Even if many may be feeling fatigue to all the guidelines in her visit to Minnesota, burks also stopped Duluth and met with tribal officials with the Fund lack of Lake Superior. Chippewa. Were really terrific I, think across this country being able to meet with a tribal nations has really been extraordinary is impressed by their ability to have institutions that could support isolation within their community and I think really ensuring that they have the resources and the wherewithal to prevent outbreaks. Dr Brooks says fondling efforts and the efforts of tribes across the nation is a good thing to see given that native Americans are disproportionately affected by covid nineteen. Burke. Says Native Americans, who were already suffering from health disparities pre. Pandemic are more likely to suffer life threatening complications due to covid nineteen compared to other racial and ethnic groups nationwide across the United States. Still, the number one group that has the highest fatalities related to this virus are native Americans, and so really ensuring that we have continued to focus resources and meeting their needs you Minnesota about six hundred and twenty covid. Nineteen cases have been confirmed among the native population so far according to recent health data thirty, three of those cases resulted in death I'm co Primo. Former principal chief of the Muskogee. Creek. Nation. George Tiger is expected to report to prison September fourteenth to begin a one year sentence for bribery charges. Muskogee media reports the US Attorney's Office for Oklahoma. Says Tiger accepted bribes of more than sixty thousand dollars during a time period between two thousand, seventeen to two, thousand and nineteen. He was sentenced last month to the prison term two years supervised release and a ten thousand dollar fine. I'm Antonio Gonzales.
Can I make a different video about dogs every day for a year?
"Hi Chris, this is Shaun from San Diego and I've been listening since episode one and I think I've finally found my side hustle idea. What if I make a video every day for a year what would happen I have an idea to teach people about corgis. It's my favorite kind of dog through a lot of Corgi lovers out there and I was inspired by the guy who blocked fish tanks instead of blogging, I'm thinking of making a series of videos and because side-hustle school is daily, I'd also like to make different video every day for a year but just all about Corgis is this a good idea and what do you think will happen if I do that? Thanks Sean. Thank you so much for the question. Interesting idea for sure I've never heard this one before daily video series all about not just dogs but specific kind of dog. So leave the discussion about corgis themselves for now. I WANNA focus more on the broad question here Sean specifically asks what if I make video every day for a year what will happen. I think what? He's thinking I've kind of fallen into this trap myself. It's not necessarily a trap but what's going to break it down I? Think what he's thinking is okay. If I make a different video every day for a year, it might start small but over time more and more people are going to be watching and then like month one month to month three as as I move toward know corgi video number three, hundred and sixty, five all of a sudden there's going to be a huge audience of Corky. Lovers all watching and just anticipating as video, etc. so that may happen. Okay. So first of all, it may happen and it is good to be consistent and it can definitely help not just in terms of building the audience, but also you yourself like if you're trying to get in the habit of regularly publishing something or just again being consistent that can help but I think it is a trap to think that automatically the audience is going to build often with these things i. think this was true a lot when. When everybody was live streaming every single day. During the beginning of the COVID nineteen season and I've done life streaming myself. I'M GONNA keep doing it I. Think it's a great way to interact with folks but notice that like in the beginning of that season, like a lot of people started doing who weren't doing it before and I did see a lot of growth but then like often what happens is it just declines after a while which can feel demotivating because. You're like Hey I'm here I show up. I'm here every day or however often it is. Why did people stop watching? I think we just have to remember that people have busy lives and they're not necessarily going to be committed to you know coming every day or whatever the pattern is like you have to make it worth their while you have to always say what's in it for that other person to make that commitment. So doing something over and over consistently can't be a good path to building more traction, but you could also do that over and over and not see those results. So just keep that in mind remember that classic definition of insanity right is doing the same thing over and over but expecting different results and I often think about this. I'm sure a lot of people have heard of the ten thousand hour theory which Malcolm. Glad well popularized. I'm a fan of. His books but I think there is a critique of Allah critique of that theory. which is you can spend ten thousand hours doing something and still not have much to show for it. You know, yes the Beatles practice pretend thousand hours and had all these experiences playing in Germany before they got big and the UK and then America, and beyond. But lots of other bands can practice for ten thousand dollars and not the Beatles. and. So we can talk about that for a long time, but I think the idea just doing it doesn't necessarily guarantee success. So to get back to Sean, I would say it's definitely worth a try but the bigger question is to ask what can I do to help educate the world about Corgis or whatever my topic is, but we're talking about Sean and hopefully build my authority as the Corgi guy and so if you think about that question and the answer might lead to that daily video series, but it just as might well lead to something else. Okay. So don't let them medium or format drive your process don't let that medium or format lead the. Way, you know focus on the topic focus on what you want to communicate and be open to different mediums or formats as you go.
Why specializing early doesn't always mean career success
"Hi. I'm Elise Hugh. And you're listening to Ted talks daily today's talk features really fascinating research that cuts us all some slack. What I mean is it turns out you can be a late bloomer in your chosen sport or skill or specialty, and it's actually better for you in a lot of ways. The talk is journalist David Epstein at Ted Ex Manchester in twenty twenty. So I'd like to talk about the development of human potential and I'd like to start with maybe the most impactful modern story of development. Many of you here have probably heard of the ten thousand dollars rule maybe you even model your own life after it. Basically, it's the idea that the become great anything takes ten thousand hours of focused practice. So. You'd better get started as early as possible. The poster child for this story is Tiger Woods. Father Famously, gave him a putter when he was seven months old at ten months, he started imitating his father's swing. At to, you can go on Youtube and see him on national television fast forward to the age of twenty one he's the greatest Golfer in the world's quintessential ten thousand dollars story. Another that features a number of bestselling books is that of the three Polgar sisters whose father decided to teach them chests in a very technical manner from a very early age and really wanted to show that with a head start and focused practice. Any child could become a genius in anything, and in fact, two of his daughters went onto become grandmaster chess players. So, when I became the Science Writer at sports illustrated magazine I got curious if this ten thousand hours rules correct then we should see that elite athletes get a headstart in so-called deliberate practice. This is coached air correction focus practice not just playing around, and in fact, when scientists study lead athletes, they see that they spend more time in deliberate practice not a big surprise. When they actually track athletes over the course of their development, the future leads actually spend less time early on in delivered practice in their eventual sport they to have what scientists call a sampling period where they try a variety of physical activities. They gain broad general skills they learned about their interests and abilities and delays specializing until later than peers who plateau at lower levels. And so when I saw that said, Gosh that doesn't really comport with the ten thousand hours rule does it. So I started to wonder about other domains that we associate with obligatory early specialization like music. Turns out the patterns often similar. Research from a world class, Music Academy, and what I want to draw your attention to is the exceptional musicians didn't start spending more time into practice than the average musicians. Until Third Instrument, they tended to have a sampling period. Even musicians we think of is famously precocious like Yo, Yo Ma he sampling period he just went through it more rapidly than most musicians do. Nonetheless, this research almost entirely ignored and much more impactful is the first page of the Book Battle Hymn of the Tiger mother where the author recounts assigning her daughter Violin. Nobody seems remember the part later in the book where her daughter turns her and says, you picked it not me and largely quits. So having seen this sort of surprising pattern in sports and music. I started to wonder about domains that affect and more people like education and economists found a natural experiment in the Higher Ed Systems of England and Scotland in the period studied, the systems were very similar except in England students had to specialize in their mid teen years to pick a specific course of study to apply tours in Scotland they could keep trying things in university if they wanted to and his question was who wins the trade off the early or the late specializes and he saw that the early specializes jump out to an income. Lead because they have more domain specific skills, the late specializes get to try more different things and when they do pick, they have better fit or what economists call match quality, and so their growth rates are faster by six years out erase that income gap. Meanwhile, the earliest specializes start quitting their career tracks in much higher numbers essentially because they were made to choose. So early that they more often made choices. So the late specializes lose in the short term and win in the long run. I think if we thought about career choice like dating, we might not pressure people to settle down quite so quickly. So this interested seeing this pattern again in exploring a developmental backgrounds of people whose work I had long admired like Duke Ellington who shunned music lessons as a kid to focus on baseball and painting and drawing or Mario Mir's economy who wasn't interested in math is a girl dreamed of becoming a novelist and went on to become the first and so far only woman to win the fields medal the most prestigious prize in the world in Math Vincent Van Gogh had five different careers, each of which he deemed his true calling before flaming out spectacularly, and in his late twenty s picked up a book called the guide to the ABC's of drawing. That worked out. Okay Claude Shannon was an electrical engineer at the University of Michigan who took a philosophy course just to fulfill a requirement and in it, he learned about a near century old system of logic or was true and false statements could be coded as ones and zeroes in solved like math problems. This led to the development of Binary Code, which underlies all of our digital computers today.
Ice, Ice, Maybe? The History Of Keeping Cool
"It's May eighteen o one, an Vanna Cuba John and Frederick Tudor the teenage sons of a wealthy lawyer in Boston or lying in the shade on their deck trying to find relief from the Heat John Shifts in his chair and MOANS. This is not making me feel any better in fact I feel worse. Nineteen years old John has a bone illness that's attacking me making him an invalid. His father had suggested that his younger brother Frederick accompanied him to a warm climate or John could convalesce relocating to somewhere warm was a common prescription for all kinds of ailments frederick advocated for Vanna thinking they might be able to get in on selling coffee or sugar but the heat and humidity are unlike anything they've felt before John's health is worse than ever. Frederick props himself up and takes a drink fruit juice from the glass next to him. I can't stand that all the drinks are warm here, but I wouldn't do a piece of ice from Rockwood. The tutors own a farm outside Boston called Rockwood that has a pond nearly every winter the pond freezes solid and they harvest the ice storing it in an ice house to preserve it through the summer. It's a common custom among well off new Englanders and allows them to enjoy cold drinks and ice cream even when it's hot outside Oh, don't even talk about ice it's too painful to think about it if we can't have it Frederick sits up. You, think we could sell ice here. I don't know maybe. Frederick is nothing if not full of ideas, John used to love plotting like this with him, but his illness has worn away at its enthusiasm for the future Frederick continues talking. We could ship it from home magin. What a luxury ice would be here I think about it isis free. So we just have to pay transportation costs we could make a fortune. Frederick dropped out of school at thirteen spurning plans for him to follow in his father's an older brother's footsteps to Harvard. He chose instead to apprentice in a store hoping to make a name for himself as an entrepreneur. He's now seventeen and in the four years since he started, he's made little progress. He spends most of his time hanging around Rockwood dreaming up schemes. John is skeptical of this latest idea. It would melt on the journey. You'd have nothing to sell by the time we got here I bet that's a solvable problem. John can't focus on that right now he's in too much pain feels to poor. He doesn't like the idea of returning to a Vanna even if it would make him rich, it's only may I can't bear to know how hot it's going to be in July or August we need to get out of here. You're right. It'll be warm enough by now. that. Boston can't do you harm. Let's go home and get you some ice. Not, much later, the two brothers were on a ship bound back to the United States. But John's health continued to deteriorate. January eighteen, O two, you passed away. But the idea Frederick hatched during their time together in Vanna lived on. Eighteen Oh, five Frederick had convinced his older brother William and his cousin. In on the proposition, the other two would sail ahead and find buyers and a place to store the ice. When it arrived Frederick would get to work arranging the shipment from. Boston. Their. Plan was to promote their product as a luxury good to the rich French colonials but selling ice was going to be harder than Frederick. Matching. Ice Come try this exotic northern delicacy I from Boston. It's march eighteen o six in the bustling market Saint Pierre Martinique, and Frederick is desperately trying to sell the ice off his boat. When he arrived in Pierre Three days before you learn that the only buyers, William and James had secured were prominent people who had been promised free box vice not to mention they hadn't found anywhere to store, and now he's stuck with a boat full of melting cargo. He's been reduced hawking an expensive luxury, the marketplace where common people by common goods. This was not plan. Thrusts the flyer toward a man walking through the market and caused him in French i-it's direct from Boston three days. Only the man pushes the flyer away ice. What am I supposed to do with that? Enjoy it in a cold drink. It's refine refreshment. You can even make ice-cream cold drinks. Why would I want that? Besides doesn't Melt if you wrap it in a blanket, it will protect it from the sun on the way home slow the melting it's all on the fire. He tries again the hand the man has pamphlet but demand waves it away doesn't matter. I, have nowhere to store it anyway you walks away shaking his head and muttering about what a fool Frederick Hitz. Frederick size and frustration. He had projected that he could sell ten thousand dollars ice on this voyage so far he sold fifty. A man approaches him. Are you the owner of the boat with the ice in it Frederick? Perks up I am. Can. I interest you in a block? I'm selling it for sixteen cents a pound it's the highest quality ice. Sixteen cents, it's much luxury as stake. If you say so anyway, no, I don't want any ice I just figured you'd be heading back to Boston soon, there can't be much of that ice left right I'm looking for a ship to take a load of sugar projects. Face falls taking this load of sugar back to Boston, is not a bad way to mitigate some of his losses but he's still disappointed. Yes I i. think we can come to an arrangement. Fantastic. Ultimately Frederick lost four thousand dollars on its first attempt to sell ice for those dollars was about four times what an average worker made in a year, but he didn't give. Over the next six years, he made progress in storing the ice both on the ship packed in. SAWDUST and building ice houses with better and better insulation to store it while he sold, it is marketing skills. We're getting better to you pitched cafes on making ice cream and offer chill drinks for a higher price. But despite the progress he was still failing to turn a profit. Meanwhile, Frederic's father lost most of the family fortune in a real estate deal without the. Family money to cover his losses Frederick couldn't pay his debts and in eighteen twelve, he was thrown into a debtor's jail
Hi-Performance Heritage - The Ramchargers
"This week's project car of the week is one of my favorite cars that I've come across recently, and it was posted on the one hundred facebook page on Tuesday. August eleventh at twelve pm it pretty much checks all the boxes for what I think is great in a project car. So let's not beat around the bush. Let's read the AD. Nineteen Sixty Eight Dodge coronet superbeet twelve thousand five hundred dollars, Omaha Nebraska. West Virginia car original numbers matching three, eighty three or four speed tags still intact on transmission rear end and carburetor includes vendor tag and bill. She cleaned Nebraska title needs complete restoration does not run, but motor spins free folks. What we have right here is the quintessential ratty mobile muscle car a nineteen, sixty eight super be the first year for Dodge Budget Street brawler aimed at the youth enthusiast market during the rise of the muscle car era and the answer to Plymouth. Road runner folks, I love Super Bees and I really WanNa have one in my collection someday. I've actually thought about not even getting a new challenger and just finding an old super be that I could build a modernized A. Twelve with modern Hammy in a six pack Efi setup just because the idea that car sounds really cool to me. But of course, this is a nineteen, sixty eight so while it wouldn't necessarily make a good h well, tribute car, it would still make one hell of a cool ratty Mo- par with a modern power plant but I digress this be would be an awesome project car for someone or heck you know get it running and drive the wheels off of this car has perfect sunburned Patina and I'm not sure why but faded bumble bee stripes awesome on these old ratty Radebe's, and they really kick up the cool factor on these ratty mopeds for me especially with the super vs because. In my opinion and has one of the greatest graphic patches of all time on the rear tail end of it. It's got the Bumblebee Stripe and it's got the circle this a superbeing it's got the super be in it. I. Just think it's really cool. But this car is numbers matching, which is amazing and even more amazing is that this thing still has the tags on the Trans rear end and carb not to mention that even has the fender tags still attached and. You know. The picture of this thing shows under the seat is an amazingly, well preserved build sheet, which is really really cool. I, mean what's not to like about this thing? It even has a clean title for God sakes the engine isn't stuck, which is good but it doesn't run, which means it doesn't drive but you know what I like about that the low price of twelve thousand dollars you know twelve, thousand, five hundred were being specific but let's be real as long as the engine ain't stuck. You know as well as I do that the odds of getting this old Mo- par fired up are definitely in our favor. And Hey did I mention this four speed man I'm about to liquidate all of my Mo- pars and head out to Nebraska and get this thing if it hasn't already sold by the time, this episode airs you know what I mean. But of course, kidding but nobody wants to buy my junk on. There's cool cars out there like this that still need to be saved but this car you know it does need work all over the place. The interior exterior under the hood, the suspension, and I'm sure it's all pretty extensive work but the car is complete and you know that alone makes it a great project in my opinion because it's hard enough to find numbers matching project car let alone project super be that has a lot of the necessary things for documentation for nearly ten thousand dollars. You know what? I mean this twelve five that's not bad. That's not a far stretch from ten. You know I've seen projects, superbeets and CORONET RT's and chargers you know. Closer to twenty thousand or even in some cases over twenty thousand well over twenty thousand. So for twelve, thousand, five, hundred, I'm not complaining. But of course, I'd like to get it for ten grand but you know me, I'm a low baller but I think you'd be really hard pressed to find something equivalent in the market right now for around the same price for a car that's complete like this. But if there are any out there that you Nov, let me know because I'd love to check them out feature right here project the week you know folks. Told thousand five hundred dollars in my opinion this is a great by for a really cool car. This is one of those instances where once again I'm a day late in about twelve thousand, four, hundred, ninety, nine dollars short because I would love to have this car and I would absolutely pay single penny. The seller wants for this thing without thinking twice and you may be out there thinking you know. Chris you're crazy. But Hey, I'm well aware of just how crazy I am any penny less than the asking price for this be is just steel in my book but in all seriousness I hope someone out there listening to this you know jumps on the Mo- part facebook page finds the car and makes a deal on it to save it. So that's project
Best budgeting apps - burst 02
"Mr Chuck here this episode on on a talk about. Her snow finance. Plan. We're GONNA do review. Review Reduced Debt Plan. Then on on a look at what to look for in a budget. APP and that's an application for budgeting purposes every view different types of apps and then go over a summary. So that's what this episode is going to be about this week. A personal financial plan. Is a plan were you say years short term goals, which is one to six months of what you need to say money for or to achieve in your financial life. And you set your mid term goals, which is why I think is around one year to five year plan were years saving money to achieve something within that time period, and then a long term goal, which is typically savings for your retirement or savings for your younger children's education. The farther out the goal is the less money. You can say because you gonNA achieve more. capital gains and Investing a compound or if you're got long term goals such as retirement, it should be invested in the stock market based on your risk level also included in your personal financial plans should be some type of a budget. Next week I'M GONNA go over the different types of budgets they're actually seven types of budgets you can use. And we're GONNA do episode on different types of budget next week. So if you don't have a budget, you probably don't have a personal financial plan as pretty much that simple set up a budget creating the budget. following a budget so that you can set aside money to a TV, your different goals at different level member. The shorter timeframe you had to achieve a goal, the more money you need to place into that category. and. It's just a category can put all your money into one account. One savings account US in a savings account of for your short term goals and you mid term goals and use maybe investments a such as and mutual funds stocks, or whatever for your long term goals, and if you have more than ten thousand dollars in investments, you most likely should have a financial planner or financial adviser. They're the same thing and they'll help you make investments based on your risk tolerance and your goals
iBonds could be a great savings vehicle
"I'm so glad you taking time out of your day to join us here on the Clark Howard. Show. Where it's all about you learning ways to keep more of what you have. Our Websites Clark. Dot Com and Kark deals. Dot Com. So. Over the last twenty, five years. Probably, about twenty five years maybe thirty. I've had a love hate relationship. With. A method of saving money called series I savings bonds. These are sold by the federal government, the US Department of the Treasury. And you buy these savings bonds and You earn whatever the rate of inflation is in the economy reset twice a year. And there are times series I bonds have been scream and deals. I own some that I bought back in the nineties. that. Out later, this decade because they earn interest for thirty years and the ones I got then were such a good deal I wish they would just go on forever but you know. Now going to have that luck. In a Hammock recommended series I bonds except maybe one time in the last five years. But now I can do so again. Is something for a small saver. Amounts from up to well up to ten thousand dollars in a year can go into series I, savings bonds, and the reason I'm recommending them now is it's not like you're gonna get rich from them. The problem right now is that what you're earning in savings from a traditional bricks mortar bank is like nothing. and. So I mean really is literally about nothing even if you go to one of the online bank's I'm always talking about. Their interest rates have fallen and fallen and fallen from around two percent to now many are below one percent still declining, and that's because of the economic decline were in right now. Because of the recession, we're. So. Also in addition. The. Federal Reserve is doing things to hold interest rates down indirectly with the moves they can make. Some directly. But overall indirectly. So that means that savers are getting clobbered. And now you earn less on savings. then. The general rate of inflation and the economy. And that's why entering into your financial life potentially could be series I, bonds because it's the one way of saver. Can. EARN. The rate of inflation so you're not falling behind with your money. which normally would not be something to. Jump for joy about. But if regular roll savings accounts. Are Making you basically nothing. Every year you're falling behind inflation. So series I savings, bonds, e buy savings, bonds, Dot Gov. Click on I bonds. When you get there, you'll see that you can buy up to the ten thousand and a year from very small amounts on up. And I think the minimum. Is Twenty five bucks you can buy. Or you can buy is many as you want up to ten thousand. Now, this is designed for you to have for potentially up to five years or longer because if you dump one less than five years, you forfeit ninety days of interest not a big deal in today's rate environment because of interest rates got much higher in the next few years. You could dump this series i. Pay. Your. Ninety days penalty and put the money to work somewhere else so. Every. Six months. The what you earn on the I bind changes. based. On that six months prior inflation. So the ideas you stay even With where things are which today being even? Is like a win. So check it out savings, bonds, Dot Gov. and. It's a pretty easy purchase. Understanding, how all the adjustments working all that not as easy. And since you're buying electronically, make sure you put note somewhere when you bought them what you bought so that they're not forgotten about over the next potentially thirty years.
iBonds could be a great savings vehicle
"The last twenty, five years. Probably, about twenty five years maybe thirty. I've had a love hate relationship. With. A method of saving money called series I savings bonds. These are sold by the federal government, the US Department of the Treasury. And you buy these savings bonds and You earn whatever the rate of inflation is in the economy reset twice a year. And there are times series I bonds have been scream and deals. I own some that I bought back in the nineties. that. Out later, this decade because they earn interest for thirty years and the ones I got then were such a good deal I wish they would just go on forever but you know. Now going to have that luck. In a Hammock recommended series I bonds except maybe one time in the last five years. But now I can do so again. Is something for a small saver. Amounts from up to well up to ten thousand dollars in a year can go into series I, savings bonds, and the reason I'm recommending them now is it's not like you're gonna get rich from them. The problem right now is that what you're earning in savings from a traditional bricks mortar bank is like nothing. and. So I mean really is literally about nothing even if you go to one of the online bank's I'm always talking about. Their interest rates have fallen and fallen and fallen from around two percent to now many are below one percent still declining, and that's because of the economic decline were in right now. Because of the recession, we're. So. Also in addition. The. Federal Reserve is doing things to hold interest rates down indirectly with the moves they can make. Some directly. But overall indirectly. So that means that savers are getting clobbered. And now you earn less on savings. then. The general rate of inflation and the economy. And that's why entering into your financial life potentially could be series I, bonds because it's the one way of saver. Can. EARN. The rate of inflation so you're not falling behind with your money. which normally would not be something to. Jump for joy about. But if regular roll savings accounts. Are Making you basically nothing. Every year you're falling behind inflation. So series I savings, bonds, e buy savings, bonds, Dot Gov. Click on I bonds. When you get there, you'll see that you can buy up to the ten thousand and a year from very small amounts on up. And I think the minimum. Is Twenty five bucks you can buy. Or you can buy is many as you want up to ten thousand. Now, this is designed for you to have for potentially up to five years or longer because if you dump one less than five years, you forfeit ninety days of interest not a big deal in today's rate environment because of interest rates got much higher in the next few years. You could dump this series i. Pay. Your. Ninety days penalty and put the money to work somewhere else so. Every. Six months. The what you earn on the I bind changes. based. On that six months prior inflation. So the ideas you stay even With where things are which today being even? Is like a win. So check it out savings, bonds, Dot Gov. and. It's a pretty easy purchase. Understanding, how all the adjustments working all that not as easy. And since you're buying electronically, make sure you put note somewhere when you bought them what you bought so that they're not forgotten about over the next potentially thirty years.
Final Derby Dress Rehearsals
"The favourite for Saturday's travers stakes is the Belmont stakes winner Tis the law, the owners of the law, a group of fairly regular guys from the Saratoga area they go by Saka. Toga stables are the same guys who owned funny side the winner of the two, thousand, three, Kentucky Derby and preakness they showed up to each triple crown race in a yellow school bus, not a limo. It was a scene to which many of us could relate but I'm going to give you a comparison of two other. Owners of horses running in Saturday's travers they are and Lori Hall who owned the Third Place Finisher in the Belmont Max Player and Orlando and Jonathan Noda who liked their travers entrant I line are the longest of longshots George Hall is the founder of a Hedge Fund, the Clinton Group that company's assets reached a high of five and a half billion dollars in two thousand, sixteen. Orlando Noda is a thirty one year old trainer who co all of his horses with his brother. Jonathan who's in the car business? George Hall and his wife Lori sold a six level. Manhattan penthouse in two thousand seventeen for somewhere around thirty eight million dollars. Orlando notice biggest return on investment so far has been the horse not loves a fight who not claimed for ten thousand dollars in May of two, thousand nineteen and whose win a month later represented his trainers I ever. T loves a fight won four races for his trainer and finished second last week in the John Morrissey at Saratoga. You. Get the idea Max player for George and Lori. Hall won the withers stakes back in February and finished third in the Belmont. STAKES IN JUNE FIRST LINE FOR ORLANDO. Noda just earned his first win in four tries and he's returning on only ten days rest to take on an imposing field. But if his trainers story is any harbinger, don't count first line out and we are pleased to welcome to win the game for the first time the trainer of First Line Orlando Noda what went into the decision to turn this horse around in just ten days. The horse came out of it good and I nominated him prior to even run especially. Like figure that especially wasn't GonNa go I was I was GONNA test my luck there and restaurant him because. The horse had shown me talent ever since I had him and I think got strike while the iron is hot right now and everything is just clicking on all cylinders. So I. Think we're just going to give it a go is not every day that we can have a three year old peak at the right time via because of this corona virus that maybe I might might just be able to pull off the upset and get my derby points that that I high horse up about the beginning. You would said to a couple of racing aficionados over the winter that you had a derby horse and first line what made you think that then Oh no the horses super talented it from the first time that we breathed him. We knew we had something special. I'm not the lightest of riders and horses just noting on track with me and I just can't picture it. Any other way because everything has played out to where it should as he broke his. Maiden here in Saratoga and I think the past two races, six furlongs, it was just the the too short for him for his long strident. He just went comfortable and those fractions buying the mollering Nathan not many horses hold up biting the whole time that they are at the top of the stretch hometown in first line and they've been at it. Right from the START I line on the outside pokes ahead and front hometown continues to battle down at the rail. Now, they're at the eighth bowl it is first line and hometown go to battle for a mile and a furlong here first line hud and front hometown not giving up they come for the finish and first line is first under the wire. Race I'm wondering if he's even cooled out yet from that race, I mean that was affirmed and Alydar Rier Dan Against Jaipur was neck and neck for a mile and an eighth I mean, how do you think that part of a racist going to affect him the ten days notwithstanding? Even fresh I'm not doing much with him and. Keep Afresh to the to the race. Then you gotta show up on the race checking in, and that's how he is all game once it gets onto the track. IS A. Very level-headed. Once once he gets into training just like train I'm just giving just. Keep them -freshing raider fire. For for the drivers.
"Hello. My name is Jesse can MRS podcast number four, hundred, thirty, nine for wine abner we teach for rules to help us stop even picked paycheck get out of debt and save more money today I, WanNa talk about covert conquerors. So twenty twenty. What do you say? I just wanted to share a cup we get. We. Get people right in and this is a this is a brag. We get people that write in and tell us how wine Abbas changed their life. They actually will say it's a life changer. and. In light of all of the garbage that we've experienced with covid nineteen, I wanted to share just two stories that users written and shared. So. Here's one now I'm sharing this. Fully aware that everyone's situation is unique. I'm Sharon this also. So that, you can see how powerful the four rules are. I want you to see that if you work these rules, your situation will always be better than if you did not work the rules. So we're all in different spots. Infinitely, different spots. And we all. been the cards are dealt the way they're dealt and you. You can't change that. All I'm saying here is if you work the rules. You will make. A. It will be better for you than if you did not. Budgeting makes things better. It's not the end all be all solution to all things. But if you say all else equal this person budgeted, this person did not budget the person that's budgeting. is going to come out better. So I say that because I don't want someone listening saying well, Gosh. I. Wish this. I, wish that listen follow the four rules. Whether you make ten thousand dollars a year or two hundred, thousand dollars a year follow the four rules. Both those people with wildly different resources will be better off if they're budgeting. So here's a quote. Thanks to COVID. Nineteen Sarcastically I should add thanks to over nineteen. My husband took a thirty three percent pay-cut. We didn't know how we're going to survive. Let alone make it if he lost his job altogether. I've always been in charge of the budget. He's never cared much. We discussed we would really need to stick to the budget air quotes from then on his request was I find a budgeting software that told him when he couldn't spend money? It took me thirty minutes to find why not watch videos that explained it and decide that. Why was the way to go I showed him we set it up and eight weeks down the track not only do we have money lasting in the account for the first time ever? We have a small savings account and haven't really even noticed the huge remember that was thirty three percent pay-cut. We cannot think why enough for sorting us out now obviously, this woman and her husband, they did all the work. But I love reading it. Essentially took a huge pay cut didn't know what they could do. She'd always been running the money. He said, well, find something that will help me to not spend when we can't spend their work in the four rules. With. Thirty three percent pay-cut, they're making progress that they didn't make before when they were making that additional money. So. In spite of covert and the thirty three percent pay-cut, they're making progress. It actually spurred them. Think of the things they're learning that. The things they've learned because they were spurred to take action be proactive find the intention, put the money behind the intention and go. That is that is so powerful. Here you have someone's like, how can you possibly be better off after having had your income blocked off by thirty three percent now I don't know what she earns maybe Sheeran's ninety percent of the money, and so I'm just kidding she wouldn't have written if that were the case but. Maybe Sharon's nothing and it was a true thirty percent. I don't know but she didn't share those details what I'm saying is this. You go from Manda. Situation is horrible you in sort of budget into that situation and now the situation is better. Than before better, you know pre covid everything's pre covet everyone about pre vid always our pretty covered. It was this you know. It's insane. So, here we go. Wind up allowed my now spouse and combine our finances when we started living together instead of joint budget for the common areas. Cool are big was to de before getting engaged and having joined budget. How does accountable to each other? Then when we got engaged and married at set the foundation for us to make financial decisions together awesome the decision making together as the key this is Jessie are talking back to the quote we always consoled enlarge purchases stick to our spending money. It confuses people around us, but we're financially set for emergencies like now with covid where I lost my job and we're suddenly on a single income instead of two. We dropped all the discretionary spending still even a little bit of money to have fun with our son like a weekend ice cream and make decisions on what to cut and how much to say with my husband's salary. It's a tool that allows us have a guided visual conversation on our budget, and we both always know where each line item stands.
World Premier Episode - burst 01
"Hello America. And welcome to the midnight. Patriots involves Spartan and I am flanked by Phoenix, Drip Dick, and mark. We are the midnight patriots and you may be asking yourselves why in the hell are we doing this? Well, got to be honest with you. Everybody has insomnia sucks almost as bad as tyranny that and we have day jobs. So we're GONNA talk in the series about the Constitution the bill of rights politics national current events. WE'RE GONNA call out here anyway guardless of the perceive political flavor using these standards of information logic and a passion for liberty. So that being said, I wanted to read something here real quick on our maiden voyage as sort of a sort of a way to set the standard. This this passage I'm about to read was actually written by. Thomas Paine one of our founders and framers, and regardless of how you see this man and the values that he possessed in that day that this was written this was written about seven months after the excuse me five months after the declaration of independence. So this is a this is a passage from December twenty, third, seventeen, seventy, six many of you have heard the the the line of this but I'm to go a little bit deeper into it, and hopefully this'll give the show some sort of context and and we hope we can earn your support as as time goes on. So this is from December twenty, third seventeen, seventy, six when the When the Revolutionary War was still going on and it says says as follows. These are the Times that try men's souls. Summer soldier in the Sun signed gatriways will in this crisis shrink from the service of their country. But he that stands by it now deserves the love and the thanks of man and woman. Tyranny, like hell, there's not easily conquered. Yet, we have this consolation with us at the heart of the conflict, the more glorious triumphs. What we obtained too cheap. We assume too lightly. It is dearness only that gives every thing. It's value. Heaven knows how to put a proper price on its goods. And it would be strange indeed if so celestial and article as freedom. Should not be highly rated. So those are the kind of the words that I could keep in mind as we go through this in every man here every person associated with this show would definitely be on the flag to make sure that the stretch stay read. So we're GONNA open up tonight and we're going to kind of open up the insanity that we've been seeing around our country regarding corona virus covid nineteen. Now everybody fever mind that none of us are medical professionals and our virologist by any stretch of the imagination where relating experiences and questions nothing that we say should be taken as any sort of diagnostic approach or any sort of Expert opinion. That said yours truly your host here Paul Spartan well, actually come at this from a perspective of being Osha certified in matters of respirators and and breathing protection. the rest of US come at this from from our own particular viewpoints and speculations. So let's just get started off So boys, we got we have. Governors California and Texas walking. Act Actual reopenings and we've got quote unquote more and indecisive confirmations, Cova, spreading but for but amazingly somehow in New York, they're reporting any new deaths or anybody WANNA start with an opinion on that. Honestly. You know I mean there's been some conversation prior to. Between myself and the other members. That's. Something is pulling the strings somewhere. Other than CDC, a hospital staff, surgeon, general things of that nature. Quite honestly, you know whatever it was whatever stream you Asian that recently came out that. Took a Italy Area. Jersey Pennsylvania. Great. Has stated sure. But why is it only California Texas? That more back that we know of your again to the states in the continental United States. Voting populace in those states. So my question now. WHO formed strings? Think. That's the overarching point here is that you know in in my experience not to get too nerdy and go too far down the rabbit hole but the same government that's telling us you know to be afraid and take particular actions like wearing cloth masks. Are the same ones that are telling us that the cloth masks don't work. I can tell you from from Osha Training and ocean certification that airborne pathogens particularly viruses. Are listed in the sub micron rage. Now that sounds that sounds really really you know interesting or maybe even boring but something that has to be realized is that when something is a sub micron particle. It passes right through the we've of a mask. Require its own moisture source. Now. Obviously state standard state standards vary but in the train I've received anything in the sub micron range requires a A. A SELF CONTAINED OXYGEN SOURCE With the use of a mask in that in that particular bio suit I mean if you WanNa, take a look and you think you're safe by wearing a cloth mask look at whatever rally just wears in a lab. When he's working with this type of contagion, it isn't a cloth masks. He wears a moon suit with a separate oxygen supply I mean there seems to be my perception is that the same people that are that are trying to Promote the panic are the ones trying to peddle a secure and make trillions and any thoughts on John? I think they're actually. No I. Think There's definitely you know financial motivation behind. This whether it's big whether it's by hospitals by a parent companies own hospitals. I mean. There's definitely something I think that financially pushes everything I mean between them getting you know a nice. paycheck at for each person, they list with Kobe or each person that unfortunately passes. listed. With Kovin. You, know they get a Giant financial. Yes if you will. Of money which I think pushes ally of these. Claims of more cases rising I mean like we. Previously is if you talk about the fact that of you know there's people around that work in the profession that there are things have been going around that they've sent. You know unused test the places. And they've come back positive when they haven't been used. But who who? Who who is the guy over in Africa, that tested a tested a fruit and a goat. And they both came back. Positive. Does anybody remember that news But you already your point but more to your point I believe the last figure I heard to. Last year I heard from the federal government was somewhere in the area of fifty to eighty five thousand dollars total for the treatment, and if the the particular person passes, the patient passes they get more. Does anybody have any information to dispute that because I think that was the last count that I heard. Be last information that I have. At, least. It's nineteen thousand dollars for a diagnosed case. Thirty eight thousand dollars if they are required hospital say and it goes up exponentially require respirator ICU care. They stay longer than hot. You're in you're out you're gone. So that being said. We all know that it'll supposedly. This bill. Gates himself and his research company. Or the ones that. Found viruses no did all the. Problems. I'm looking for here research. But. My question is if they did all the research, why did they come up with as well or have they? That's a question I posed to you folks. Well, I know they re you know they actually waiting to get ten thousand dollars plus from insurance companies and the federal government per dose mean. There's an argument to be made there. I mean, the guy is not a doctor nor is he of Arale just he just wants to make a make a killing on the here. Now that by the way is not an argument for any sort of socialized medicine. It's an absolute. It's an absolute disgusting power-hungry move at the cost of well forget about just American lives. What about globally, what have what is a million people in the ground now lifted discovered related At least one point three. If I remember correctly I could be wrong. Well, I got the second portion. Really a big to ask now is Bill Gates can't keep a bug out of his own computers what you're GONNA do with the world. Exactly number one key couldn't build a computer didn't crash three times a day for no reason. So why would we trust him with with people's lives? You know I mean he would. There was a there was a tit for tat went back and forth on social media several several years ago when he was still a once he was the kingpin of Microsoft. And he had mentioned something like You know if the auto industry had made many advances in the computer industry over the last twenty years, we'd all be driving cars that got a thousand miles to the gallon and went from zero to one hundred and two seconds to which I believe. It was the CEO at the time of Ford replied. Well. Yeah. But then the cars would crash twice a day for no reason. So. I mean you. Good Cryptic. I was GonNa say, well, then you you look at Osso. When you're talking about these numbers, go into hospitals. How many hospitals or possibly owned by the same parent company that owns the farms that the big farms that are gonna sit there and. Produce this vaccine all the sudden. Or? Not to say that they don't already have it and are just. Still waiting. I mean I know there's always testing and they have to get FDA approval and God knows what else but I mean, what's to say? that. They're not. You know getting twice the paychecks. On. Both things. Oh. Yeah. There's there's no doubt they're doubling down does absolutely no doubt doubling down your that said the other the other things that I've noticed here I don't know if everybody's been keeping up like I have. There's a Lotta unconstitutional shift happening. Okay. And I mean. Just heard I. Heard I. Heard Mark Heard Mark Giggling that that's fine because. The little that they'll get into that in a little bit but also just I wanna take a moment mark You serve this country with honor and distinction for several years in that in the military and I got to thank you for that Phoenix. You did as well and I got to say thank you for that. You protected my right to become a fat video playing hotdog eating copy guzzling douchebag that you see before you now and some of US servicemen appreciate that and Thank you. Appreciate. Bill. Hey they already did. They're called the IRS and believe me they're up my don't shit. I don't know where they I don't know where I ended maybe. It's not. So we've got measured we've got measures being proposed in in in multiple stages. Here is all the way from you know putting additional taxes on firearms to ammunition and then requiring a federal license. To purchase either. we've got the state of California. Who is you know? Well, let's just be honest they're doing what California does. It essentially eliminated their own their own Anti discrimination laws I don't know how that happened Where the hell does anybody see an end game here other than complete and total? Marxist. Shithole. That's where these lefties and I'm not GONNA say Liberals. Anymore. He's people are leftist-marxist pigs and by the way if any of you listening fuck off, don't ever come back. None of us here at. Fourth Yeah. This year at the Midnight Patriots give a flying fuck what you We don't have time to answer your e mails and believe me you're better off just turning off because if you heard that your heads probably. And I don't WanNa hear about it. Okay. You be somewhere else. All right. Man Okay. So we've got all this massive gun control legislation which I'm assuming. That this is going to veto once it hits his desk, roll it into something else and he doesn't see it. I mean. Does anybody else you positive outcome here other than I'll just say it an open civil war. Mean I feel like I feel like patience like like those are the Sierra on the on the on the conference. Are being, backed into a corner. Yeah we're basically damned if we do. We're damned if we don't any anybody want to comment on that. No Matt Aspect. Mark Yeah. Well, the thing is like you hope it doesn't cover some this ridiculous. Of course. By, by thing is I would I guess probably is right now I don't know. Civil. War who against who? In other words, how would how would you distinguish I'll be okay Tepa. Got It the OH black lives matter. Got It. But. How do you distinguish? You gotta be. That's a great question. That's the real. That's a real problem is that we're facing a A faceless boogeyman to keep us all in our homes and isolated from one another. We've got blatant constitutional no violations from New York California including the first second third amendments. Fourth amendment. I mean and they're just they're not apologetic about it. They're just in your face to. Has. Closed Down Churches and locked Rock Jewish people out of their own parts. What's his name from says. Yeah. Is violating blatantly violating the first. Amendment people they can't sing in. Church. Are you kidding me. I mean, I'm not a religious separation of church and state. Well and second of all I mean, how does anybody look at that and not go holy shit let the lawsuits commence. Honestly So, now here's the thing I. WanNa Make It. I WanNa make it very clear for the audience and even those in the group I am not advocating for an open civil war where we start shooting. Okay. I would also like to say here only for myself but I believe that that I do not believe in the Black Lives Organization the Black Lives Matter Organization. I believe in the message black lives matter just as much as every other life and we should all be equal before the law we should be overseas equal treatment especially before the law. But. I'm not going to back a group that is Marxist and comes out and basically says it if you don't give us what we want, we're GONNA burn the system that the ground. I mean all here. Again, I mean if you have said organization that is in fact, baking a threat whether they considered idol. They considered valid. It is still a threat to. The life. Well, exactly how how do we not take that? How do we not take that based on the the instances of the last month? Says we says, we all watched the the horrific murder of a of a citizen by by discussing human being police officer. How do we? How do we not take that as anything other than a threat of actual violence based on recent history? Therein. Lies The question that I would poses that to go along with remarks you know who who exactly is going to do is A. Government. It's a radical leaders. Of States counties, cities, whatever. Or is it going to be people for people? We have. What did you just leave knowing? When you just gotTa love the irony that the Minnesota governor had the balls to ask the white. House for for bailout money after they let their city burn. I, mean, I understand there are citizens that were affected by that. But you know my argument would be well I'll tell you what once you spend the money that you say from you know. From dissolving your police. Believe. Yeah what you spend that money go ahead. Save yourself though you know the. Four hundred million dollars spent annually on your police force. Etc.. And They're not gonNA, pass it out. There's a blank check to the people because well, you know we don't get our tax money that way. Exactly. HAVE YOUR IS A. Stalemate along the lines of. City Minneapolis Saint Paul's which Is Looking for a five hundred dollar bill out the government's GONNA help. They're going to have to get that money somewhere. Well exactly and the question. Phoenix afraid now, but to answer your question or respond to your statement. I believe you said they're not gonNA raise taxes through the roof to do it. Of course, they will. Of course they will in turn. Bring. I. That's. That's a real trick. Isn't is when the IRS gets involved or whatever State Department revenue they have comes and starts locking people up the people sheepishly combine. and. The guy will probably get reelected. Let's be honest. Well you will probably see. You'll probably see something for the cities that were affected by riots and everything put into like a another stimulus bill passed by the house. Like they have added that money there you go to a legal and yeah. And everything else that I wouldn't put it past the House to sit there and add a piece in there that every city that was affected by these riots or has hardships now. Get X. amount of. Millions of dollars as part of this. Bill to. Help, stimulate the economy and the people that actually are affected by all this. That, it should be helping they'll put their. Claws into it and put. Extra things that won't matter, and then it'll sit there and argue back and forth between the House, and the Senate for God knows how long Because they won't budge on wasn't it? Well one thing you have to love about the strategy employed by the Democrats they're gonNA. They're gonNA try to stick it in something that make the president look bad if he vetoes it. Oh. Yeah. It'll be. It'll be some sort of. Bill and he'll have to it, and then they'll scream how he doesn't care about children. Exactly among the media will be all over it. Media will be all over at bashing him. Oh. Yeah. Yeah. The president doesn't care about the future. There for the last four years anyway. Well Yeah they've they've. It's funny. I. Yeah I was GONNA say I. Johnson and Nixon for sure. But you know twenty I hear people talking about Oh. Trump won't accept the results of the twenty twenty election loses you guys still haven't accepted the fact that you're get forty. Or the fact that impeachment failed yeah. Yeah the. Everything else. Rono. Everything else that you've thrown at them hasn't stuck. Exactly this is. This is reality you know this is not theory. All this stuff is happened. You know. I saw something today and I don't remember where it was talking about the reason that you know that. They want to sit there and blame trump for not being ready for this pandemic and everything was because the other half of the fence was sitting there. So busy trying to get him out for the last four years that he couldn't take time to focus. On being prepared for anything like that. The funny part is, is I I'm trying. I'm trying to I'm I don't know about you guys, but I'm tired of hearing how Trump getting the blame for a hundred and thirty thousand body bags. Here this is this is the thing we need to do things. We need to change the story number one it should be only a hundred, thirty, thousand, five bags why? If if anybody recalls I do specifically PURDIS MR TRUMP DONALD TRUMP put a travel ban in effect once we had ten positive cases in this country, the left assailed him for weeks for doing it. Okay. Nancy. Pelosi went to Chinatown encourage people not to wear masks Blah Blah. Xenophobic Racist Blah Blah Blah, pick your s that's yacht called, and now all of a sudden they WANNA blame him for one hundred, thirty, thousand body bags may explain something if he hadn't done what he did when he did, there'd be a million three bodybags. Okay end of discussion this has nothing to do with mass. This is all a political fucking game and and I'm tired of hearing about it. Except from you guys I love your new guys. DOTS. I. Think. Let's just put that on record right now. Yeah you're paid to talk matter of fact, we don't pay you at all. Yes. I think we have a contract we'll get. something. About our bucks and it'll happen advil or something like that. I. Think it was under someone nine. I was a corner of starbucks eight was a quarter of an advil and half starbucks get it straight monthly and you're no. Damage. Send Me. Oreo. Wait a minute. I want kids count. You want to renegotiate. All of your agent moved to Seattle. Yeah exactly somebody please his comments to that brick wall over there. Oh Yeah. Yeah. All right I feel like I've rented enough. Is there anything you gentlemen WANNA cover that I missed? How `bout? Redskins finally caving. By quest over we're going we're going for football. Then we're GONNA touch the Third Rail Ladies and gentlemen he just licked and grabbed it go right ahead phoenix. I did read an article that. There are some and I'm not saying a whole bowl loan. I'm not saying that YOU KNOW ENTIRE PATIENT O. Or and it's hard tribal right that there are in fact, some of the indigenous votes, native Americans. That want keep it because it actually gives them a sense of ownership relevant. We've along on this we have this. We can follow this because that is you know a depiction of our people. What's the Redskins fans great. I have no problem with that if there. was somebody like football but hey, you know I, see it representation in my people here. Thank you. There are well, we don't get me wrong that no, all fuck you and take it other. Cash kind of it's actually kind of funny that you mentioned that being that I'm also for those of us this for those of you just tuning in and getting no us as we get to know you I, am a football nut job I have been since my early days Yes. I was GONNA. Say I think there's actually incriminating proof out there wasn't much of a about football I gotta tell you. My love for the game has often outweighed all of this You know all the polit political bullshit that's going on in the game for quite some time. Get into Kapernick, that's a whole other rent for me that lasts about forty five minutes and maybe we'll do an episode just on that Now, there was always my understanding in watching anything about the Washington redskins and and the history of them that the that the team was supposedly named for one of their assistant coaches who was native American and it was if anybody. I played football I I. I. I know that Phoenix not sure if you did mark You know everybody everybody on the football field to talk shit and especially to your friends okay and Just because you have some sort of negative pejorative is a nickname, doesn't mean that people hate you Okay. So The, the the legend was and I've actually since found out found out, different resin was at the team was named for in honor of one of their beloved assistant coaches. Evidently that's not the case. Racist over racist overtones aside I? Mean we can dissect anything want. Come up with all kinds of. The point being is, why don't we just name? The region Caucasians and everybody'll be happy. Okay I mean. Seriously also living in living in Florida I gotTa tell you the university or she state has a deal to to use the seminole name from the from the seminal nation. They paid them royalties every year, which is why you don't hear this here the Indigenous People screaming about Florida state. Okay. So You know I I don't I don't want to say they haven't been relevant for twenty years. Hey easy. I. Agree I agree too I mean my head. One is, Emma water but. Wait a minute. Wait a minute. Wait a minute mark. Are You All I I. Take over the gators day. Well me too because. No. Fan. You know what you know University of Miami and the Florida. GATOR gator. Yeah. So It's just block. Gives you wondering we all love each other teams until we play each other so that that being said. Does anybody have any idea about the outrage regarding redskins? Honestly. I mean I might just you know that stupid that I don't see the problem with the name it's the name of sports team. Okay. I mean we'RE GONNA change the Cleveland Indians. Are we gonNA change you know aerobics Today. But that's again that's a whole other. That's a whole other thing. But how many? Are they are all the sports teams just to be to be called the daisies and you know we're good to go. Or how about the banana flavor wouldn't? Well, this is like football gets get. Exactly. Yeah. Very wrapped up about injuries and things like that. Like five put flags on. Let's play flag football. But that's really the other thing I mean. You can argue that these guys are being paid wages that are equivalent to see to. Well, okay. hazard pay I mean there's they're making millions and millions of dollars. No offense I, what what what what come? Okay. These these guys mostly have guaranteed contracts. So, you break your leg. You're out of the game you're still getting paid and you should have gotten a degree so you should be able to join the workforce afterwards. Well. Puffing along the line that you know you're getting my mom bought list during my day. Is. Lump everything together all of one. We have you know events that have taken place because of. What took place. In A now it's moved to now we're going to start tearing down statues of anybody that. Could would did whatever. But now okay. Well, we need to keep that ball rolling. So we need this Norfolk Russell. Hey. Let's NFL take. Let's go up for baseball teams. Blackhawks. I love the fact that the blackhawks till they told those guys to stuff it. They're like, no, we're not change Noel. I mean yeah, and also also the the pretty big assumption there is that these people that are tearing down statues have any clue who they are I mean want to remove a statue wondering. I it's like I'll take the consequences of not taking US history for eight hundred Alex. Basically. Look, we get to wipe out four. Daily double. All right. So we'RE GONNA WE'RE GONNA. PULL DOWN WE'RE. GonNa pull out Lincoln and we're GONNA pull down the statue of an abolitionist. Yeah. Let's do that. Oh Yeah. Well, they're not even educated. They're pulling down you know. They're pulling down. Statues of people that fought four slavery. To to abolish slavery, they're pulling down. I mean I saw they ruined the Frederick Douglass. Oh Yeah Yeah Yeah you mean the guy that advised Lincoln on how to actually take slavery down Gee I can't imagine why you hear him down. Clearly again, that's That's World Super Eight Hundred Alex. Exactly exactly no no, it's not world history. It's common core history. That's that's right. And? There is no wrong answer to one plus one. Knew exactly. All right boys I. think that's going to wrap it up for. I. Think that's going to wrap it up this particular episode everybody that joined us. Thank you very much. I appreciate a hope you've You give him a little insight insight. I should say are insanity sure would appreciate your support. So if that support button go at Mash, it down any level would be appreciated We're GONNA have some promos and some gear available for you guys here real soon, and For joining us again I'm supporting. Joined by mark and Phoenix and cryptic, and we are the midnight patriots I guys. Each. Put.
World Premier Episode - burst 01
"Patriots Pau. Spartan here from the Midnight Patriots. So, one of the. Feel about anchored now. When we started this insanity, we always tell people. The reason we do this is because insomnia sucks almost as bad as tyranny. We would have these conversations between ourselves the group chats. Throws and things like that. We thought, Hey, man, you know we should just record a podcast but the more we looked the more expensive became. Get Cross anger. Anger gives you all the tools you need to do this to make your voice heard and get your voice out there. You have an opinion you gotta use anchor everything from recording to editing to distribution that you'd be all the tools that you need. To allow you to record your podcast right for your phone or your computer. Anchor covers distribution by getting on Apple. spotify and many many others I mean how you can make money right from your own podcast with no minimum listenership. It's everything you need in one spot in one place simple and effective. So. Get yourself anchor make voice her. Hello America. And welcome to the midnight. Patriots involves Spartan and I am flanked by Phoenix, Drip Dick, and mark. We are the midnight patriots and you may be asking yourselves why in the hell are we doing this? Well, got to be honest with you. Everybody has insomnia sucks almost as bad as tyranny that and we have day jobs. So we're GONNA talk in the series about the Constitution the bill of rights politics national current events. WE'RE GONNA call out here anyway guardless of the perceive political flavor using these standards of information logic and a passion for liberty. So that being said, I wanted to read something here real quick on our maiden voyage as sort of a sort of a way to set the standard. This this passage I'm about to read was actually written by. Thomas Paine one of our founders and framers, and regardless of how you see this man and the values that he possessed in that day that this was written this was written about seven months after the excuse me five months after the declaration of independence. So this is a this is a passage from December twenty, third, seventeen, seventy, six many of you have heard the the the line of this but I'm to go a little bit deeper into it, and hopefully this'll give the show some sort of context and and we hope we can earn your support as as time goes on. So this is from December twenty, third seventeen, seventy, six when the When the Revolutionary War was still going on and it says says as follows. These are the Times that try men's souls. Summer soldier in the Sun signed gatriways will in this crisis shrink from the service of their country. But he that stands by it now deserves the love and the thanks of man and woman. Tyranny, like hell, there's not easily conquered. Yet, we have this consolation with us at the heart of the conflict, the more glorious triumphs. What we obtained too cheap. We assume too lightly. It is dearness only that gives every thing. It's value. Heaven knows how to put a proper price on its goods. And it would be strange indeed if so celestial and article as freedom. Should not be highly rated. So those are the kind of the words that I could keep in mind as we go through this in every man here every person associated with this show would definitely be on the flag to make sure that the stretch stay read. So we're GONNA open up tonight and we're going to kind of open up the insanity that we've been seeing around our country regarding corona virus covid nineteen. Now everybody fever mind that none of us are medical professionals and our virologist by any stretch of the imagination where relating experiences and questions nothing that we say should be taken as any sort of diagnostic approach or any sort of Expert opinion. That said yours truly your host here Paul Spartan well, actually come at this from a perspective of being Osha certified in matters of respirators and and breathing protection. the rest of US come at this from from our own particular viewpoints and speculations. So let's just get started off So boys, we got we have. Governors California and Texas walking. Act Actual reopenings and we've got quote unquote more and indecisive confirmations, Cova, spreading but for but amazingly somehow in New York, they're reporting any new deaths or anybody WANNA start with an opinion on that. Honestly. You know I mean there's been some conversation prior to. Between myself and the other members. That's. Something is pulling the strings somewhere. Other than CDC, a hospital staff, surgeon, general things of that nature. Quite honestly, you know whatever it was whatever stream you Asian that recently came out that. Took a Italy Area. Jersey Pennsylvania. Great. Has stated sure. But why is it only California Texas? That more back that we know of your again to the states in the continental United States. Voting populace in those states. So my question now. WHO formed strings? Think. That's the overarching point here is that you know in in my experience not to get too nerdy and go too far down the rabbit hole but the same government that's telling us you know to be afraid and take particular actions like wearing cloth masks. Are the same ones that are telling us that the cloth masks don't work. I can tell you from from Osha Training and ocean certification that airborne pathogens particularly viruses. Are listed in the sub micron rage. Now that sounds that sounds really really you know interesting or maybe even boring but something that has to be realized is that when something is a sub micron particle. It passes right through the we've of a mask. Require its own moisture source. Now. Obviously state standard state standards vary but in the train I've received anything in the sub micron range requires a A. A SELF CONTAINED OXYGEN SOURCE With the use of a mask in that in that particular bio suit I mean if you WanNa, take a look and you think you're safe by wearing a cloth mask look at whatever rally just wears in a lab. When he's working with this type of contagion, it isn't a cloth masks. He wears a moon suit with a separate oxygen supply I mean there seems to be my perception is that the same people that are that are trying to Promote the panic are the ones trying to peddle a secure and make trillions and any thoughts on John? I think they're actually. No I. Think There's definitely you know financial motivation behind. This whether it's big whether it's by hospitals by a parent companies own hospitals. I mean. There's definitely something I think that financially pushes everything I mean between them getting you know a nice. paycheck at for each person, they list with Kobe or each person that unfortunately passes. listed. With Kovin. You, know they get a Giant financial. Yes if you will. Of money which I think pushes ally of these. Claims of more cases rising I mean like we. Previously is if you talk about the fact that of you know there's people around that work in the profession that there are things have been going around that they've sent. You know unused test the places. And they've come back positive when they haven't been used. But who who? Who who is the guy over in Africa, that tested a tested a fruit and a goat. And they both came back. Positive. Does anybody remember that news But you already your point but more to your point I believe the last figure I heard to. Last year I heard from the federal government was somewhere in the area of fifty to eighty five thousand dollars total for the treatment, and if the the particular person passes, the patient passes they get more. Does anybody have any information to dispute that because I think that was the last count that I heard. Be last information that I have. At, least. It's nineteen thousand dollars for a diagnosed case. Thirty eight thousand dollars if they are required hospital say and it goes up exponentially require respirator ICU care. They stay longer than hot. You're in you're out you're gone. So that being said. We all know that it'll supposedly. This bill. Gates himself and his research company. Or the ones that. Found viruses no did all the. Problems. I'm looking for here research. But. My question is if they did all the research, why did they come up with as well or have they? That's a question I posed to you folks. Well, I know they re you know they actually waiting to get ten thousand dollars plus from insurance companies and the federal government per dose mean. There's an argument to be made there. I mean, the guy is not a doctor nor is he of Arale just he just wants to make a make a killing on the here. Now that by the way is not an argument for any sort of socialized medicine. It's an absolute. It's an absolute disgusting power-hungry move at the cost of well forget about just American lives. What about globally, what have what is a million people in the ground now lifted discovered related At least one point three. If I remember correctly I could be wrong. Well, I got the second portion. Really a big to ask now is Bill Gates can't keep a bug out of his own computers what you're GONNA do with the world. Exactly number one key couldn't build a computer didn't crash three times a day for no reason. So why would we trust him with with people's lives? You know I mean he would. There was a there was a tit for tat went back and forth on social media several several years ago when he was still a once he was the kingpin of Microsoft. And he had mentioned something like You know if the auto industry had made many advances in the computer industry over the last twenty years, we'd all be driving cars that got a thousand miles to the gallon and went from zero to one hundred and two seconds to which I believe. It was the CEO at the time of Ford replied. Well. Yeah. But then the cars would crash twice a day for no reason. So. I mean you. Good Cryptic. I was GonNa say, well, then you you look at Osso. When you're talking about these numbers, go into hospitals. How many hospitals or possibly owned by the same parent company that owns the farms that the big farms that are gonna sit there and. Produce this vaccine all the sudden. Or? Not to say that they don't already have it and are just. Still waiting. I mean I know there's always testing and they have to get FDA approval and God knows what else but I mean, what's to say? that. They're not. You know getting twice the paychecks. On. Both things. Oh. Yeah. There's there's no doubt they're doubling down does absolutely no doubt doubling down your that said the other the other things that I've noticed here I don't know if everybody's been keeping up like I have. There's a Lotta unconstitutional shift happening. Okay. And I mean. Just heard I. Heard I. Heard Mark Heard Mark Giggling that that's fine because. The little that they'll get into that in a little bit but also just I wanna take a moment mark You serve this country with honor and distinction for several years in that in the military and I got to thank you for that Phoenix. You did as well and I got to say thank you for that. You protected my right to become a fat video playing hotdog eating copy guzzling douchebag that you see before you now and some of US servicemen appreciate that and Thank you. Appreciate. Bill. Hey they already did. They're called the IRS and believe me they're up my don't shit. I don't know where they I don't know where I ended maybe. It's not. So we've got measured we've got measures being proposed in in in multiple stages. Here is all the way from you know putting additional taxes on firearms to ammunition and then requiring a federal license. To purchase either. we've got the state of California. Who is you know? Well, let's just be honest they're doing what California does. It essentially eliminated their own their own Anti discrimination laws I don't know how that happened Where the hell does anybody see an end game here other than complete and total? Marxist. Shithole. That's where these lefties and I'm not GONNA say Liberals. Anymore. He's people are leftist-marxist pigs and by the way if any of you listening fuck off, don't ever come back. None of us here at. Fourth Yeah. This year at the Midnight Patriots give a flying fuck what you We don't have time to answer your e mails and believe me you're better off just turning off because if you heard that your heads probably. And I don't WanNa hear about it. Okay. You be somewhere else. All right. Man Okay. So we've got all this massive gun control legislation which I'm assuming. That this is going to veto once it hits his desk, roll it into something else and he doesn't see it. I mean. Does anybody else you positive outcome here other than
"ten thousand dollar" Discussed on WLS-AM 890
"Win a ten thousand dollar vacation register on the express jobs apple express pros dot com express those jobs get to know express our Kelly being held in jail without bond on sex crime charges US district judge handed down the ruling this afternoon after Kelly was arrested last week in charge of sex sex crimes including having sex with minors trying to cover it up both here in Chicago and New York is attorney Steve Greenberg submitted a not guilty plea testimony has wrapped up in the penalty phase of the trial of former university of Illinois doctoral student convicted of killing a scholar from China prosecutors called their last witness today champagne news Gazette reports that closing arguments are set for Wednesday that's tomorrow jurors will then deliberate on whether bring Christiansen should be sentenced to death same jury convicted him in June for a ducting and killing twenty eight year old Yang Yang John that objection by house Republicans to speaker Nancy Pelosi's remarks criticizing president trump's tweets against democratic Congress woman of color has delayed the chambers debate over resolution condemning trumps words house minority leader Kevin McCarthy spoke after alosi was ruled out of order the lawmakers restored her right to debate today is the day that historians will write about it is a sad day for this house the people's house our rules of order and decency were broken today worse the house just voted to condone this violation of decorum the door in the floor speech the California Democrat said talk trump's tweets were disgraceful disgusting and the comments were races representative Doug Collins as policies words should be stricken from the house record which is a rare procedural move and state and federal authorities are investigating the deaths of dozens of barn swallows outside a water plant on the south side McHale has more the sun times reports and employees found dead birds and broken now set the Eugene Sawyer water purification plant back on June twenty eighth Tim Schweitzer with the Illinois department of natural resources says an officer visited the plant but still need to gather more information barn swallows are protected under federal law and it's a crime to intentionally kill them public access is restricted and that water plant the city's department of water management is cooperating with the investigation Mikhail WLS AM eight ninety news and The Lion King director Jon Favreau says he hopes audiences won't be able to tell that is new version of the beloved classic isn't actually live action for ever has employed state of the art technology including a combination of virtual reality and what they call key frame animator animation to create hyper realistic animals for the film the movie lying king is out on Thursday they expected to be one of the summer's most anticipated releases with a chance to make as much as a hundred fifty million dollars in the first weekend here in North America it's already grossed over fifty five million dollars in China features the voice talents of Donald Glover beyond say and James Earl Jones reprising his role as fasa WLS news time is five thirty four.
"ten thousand dollar" Discussed on 710 WOR
"To win a ten thousand dollar vacation register on the express jobs at or express pros dot com express news jobs get to know express W. O. R. first morning news New York City police have arrested singer R. Kelly in Chicago on federal child porn and obstruction of justice charges is expected to be extradited back to the city where he'll be officially charged in a thirteen count indictment to be opened in Brooklyn federal court it was also facing ten counts of criminal sexual abuse involving for victims he's pleaded not guilty to those charges New York and other major cities around the country bracing for immigration raids over the weekend ice plans to target two thousand people in the country illegally beginning on Sunday Senate minority leader Chuck Schumer has condemned the raid saying these people are not hardened criminal they're doing what any people would do any persons would do faced with what they're faced with they're simply seeking a decent life for themselves and for their children officials here in New York are offering legal help to anyone who is impacted by the ice raids house speaker Nancy Pelosi is also speaking out last month the president tweeted about pending ice rates but they were called off after a Friday night phone call between the president and the house speaker she told the president he was scaring the children Mr trump on Twitter the next morning writing he did delay the rates for two weeks to give Congress time to quote forget a solution to the asylum in loophole problems at the southern border this weekend will be three weeks and Congress did come to a deal on funding for the southern border but not on any changes to law today the house speaker warning families if that is the only document I springs to a home raised agents do not have the legal right to enter a home saying and ice deportation warrant is not the same as a search warrant Serena Marshall ABC news Washington closing arguments begin today in the trial of a Bronx teenager accused of stabbing a classmate to death Abel said Daniel claims that he was bullied for years that he only stabbed fifteen year old Matthew McCree in self defense the danger testified that he was hit in the back of the head with pencils ten captain bunched up paper and then the Cree punched him craze mom Laura Davis says her son is not a bully money that was doing what they did life may enjoy life the dangers facing charges of manslaughter assault and criminal possession of a weapon and faces up to fifty years in prison if he's convicted the house votes today to make the nine eleven victims compensation fund permanent this comes after a lot of lobbying from sick first responder years nine eleven first responders had a fight for Congress to renew money to help them with nine eleven related illnesses and cancers now house speaker Nancy Pelosi says that will change never forget the heroes act which renews the nine eleven victims cont compensation act that bill will ensure the money is always available to help people who saved others during the attack that Majority Leader Mitch McConnell says he too will urge the Senate to do the same Andy field ABC news Washington MTA says subway performance is the best it has been in six years more than eighty percent of weekday trains are now on time the laser down forty five percent and writers are complaining less your city transit president Andy Byford says there has been clear progress is still not satisfied we know we still have a long way to go but we clearly moving in the right direction the MTA's says because of improved performance subway trips on average are forty seven seconds shorter than they had been but the problems are getting worse for New Jersey transit and analysis by NJ dot com finds that there were more than sixteen hundred alerts sent out about canceled trains during the first half of the year that's more than twice the number sent out in the spring of two thousand seventeen which involved two high profile derailments and the so called summer of hell construction project the problem's gotten worse with an average of fifty cancellations per week through may the eighteenth and more than one hundred a week since then the Gulf coast bracing for tropical storm Barry evacuations of already begun with fear that Barry could make landfall as the first hurricane of the season Steph.
"ten thousand dollar" Discussed on 850 WFTL
"To win a ten thousand dollar vacation register on the express jobs apparate expressed pros dot com express nose jobs get to know express that's your eight fifty W. F. T. L. traffic I'm meteorologist for lefty for CBS twelve news partly cloudy to mostly sunny skies to start but throughout the afternoon and again more showers and storms will be moving across the area could be seeing heavy downpours and frequent strikes of lightning minor flooding will again be a big issue for us today most of us are dry overnight but of course we will see more showers and storms returning again on Wednesday all right the motley band camp robin show Jerry Markley that's Dave van camp scout Robbins on special assignment back tomorrow so no he doesn't get as little Scott takes intro today now Dave takes David what's your take on Ross Perot Ross Perot Texan well yeah I mean dies at the age of eighty nine today earlier today at his home in Dallas surrounded by family and friends I thought you know what do you like them or not I know a lot of Republicans hated the idea because well I mean he kind of screwed over H. W. bush getting nine percent of the vote all of that are you saying the election I've always had a little I've always had even a little bit I've always had respect for him in that he's one of the rare people who had the guts to go out and try to do what no one else can do what almost no one else could do which is run for president actually now to pretty good campaign without the support of major parties and actually movement I know you were five years old we establish that earlier but it was crazy and it resonated with so many people Perot's message yes and that was the thing I know yes in retrospect there are a lot of.
"ten thousand dollar" Discussed on KNSS
"To a lawsuit filed by Planned Parenthood over his wife's renewal of the organizations single, Missouri. Abortion clinic Republican governor Mike Parsons is the future of the state's only Planned Parenthood abortion clinic in Saint Louis is up to Planned Parenthood, which he says had a string of health and safety violations including failed abortions. Planned Parenthood has been reluctant to cooperate with health department officials including withholding access of interviews of abortion doctors parenthood calling today, public health crisis though it has until Friday to comply or access to abortions in Saint Louis. Barring legal intervention would shift just miles away to abortion clinic cross the border in Illinois. Jeff monosso, Fox News. Legislators in Kansas, have overridden, governor, Laura Kelly's v. Veto of several spending items in the next state budget. That includes an extra payment to the state's public pension system. The house voted eighty six to thirty today to override all of Kelly's budget vetoes at once vote in the Senate was twenty seven to eleven the largest item Kelly vetoed was an extra fifty one million dollar payment to the pension system. A woman wanted on child related six crimes in Missouri has been arrested in Kansas. According to a release from Brown county sheriff John merchant twenty nine year old Michelle mors was located Saturday in Everest. She had been wanted. I Missouri warrant for sexual exploitation of a child merchants, Ed murders was booked into the Brown county jail to await extradition to Missouri on the ten thousand dollar warrant Brian Hagan with the Kansas information network reporting. On Wall Street stocks any of the day, and the red volatile trading.
"ten thousand dollar" Discussed on The Dan Bongino Show
"In that ten thousand dollar a night villa walking around doing his thing signing autographs, while the government was shut down and Nancy Pelosi was in DC and our office seemingly waiting for a call from Donald Trump to negotiate a budget. How do you think that would look at bourgeoisie? Son of y'all. That's exactly what the headline would be look at this buji guy yet. This would be all over the media out of touch elitist. Look he doesn't care. The problem is that is happening. Just the roles are reversed Nancy Pelosi's in a ten thousand dollars she's back now, but she was in a ten thousand dollar a night villa. I believe in Hawaii during this government shutdown pretending to be the all we care about the little guy. These government workers are not getting paid. Right. Well, maybe you should get back to the and get to work Nancy just think about that. And the media the coverage of this. Of course, it's been like I saw it on Twitter when I got a bit of a laugh about that. Because it's true the roles were reversed it would be completely ridiculous. So let me get to this story before it gets to the Davis Hanson piece because it's an important one. So he's presidential campaigns or kicking off and Elizabeth Warren. Of course is the first one, and you know, each one is going to have their own launch video, and if you ever run for office for as much as I dislike Elizabeth Warren. She's doing it the right way, my advice to you where we almost. Pulled off a huge upset in Maryland in a district that is heavily heavily democrat. No one's even come within single digits. A winning that congressional seat. But me we lost by one point. We went on election night. As a matter of fact, I say that because we did a couple of things and if you ever run for office Elizabeth Warren doing amount, I'm not a fan of Elizabeth Warren. But some advice if you're an office secret get out early don't let these people tell you. Now, you know, you wanna get in late you, you don't wanna have to suffer the slings narrows the entire time to minute you get in. They're gonna hit you. Anyway, do you want him a hitch you closer to the election? What he wanted to hit them hit you two years out? When all that stuff is going to be a warn down. That'd be old the taxes that point you wanna get in early Warren did that but second you wanna make announcements about announcements about announcements that this is the best advice. I can give you when when when I met Joe Armacost what I had done is. I made an announcement about making an announcement on my God, Dan, Bongino, secret service as from leave my job. We're going to make an announcement. Why do you do that you make it announced? About announcement to leverage free media what they call earn media. You want the media to cover you cover you for free or else you've got to pay for.
"ten thousand dollar" Discussed on KYW Newsradio 1060
"Here's a ten thousand dollar reward for information leading to arrest kristen johanson kyw newsradio protests and rallies continue around the country focusing on the separation of families that the us mexican border emotions are heightened in texas protests took place in many parts of the country including here at one of the hut paints mcallen texas around one hundred protesters gathered outside the border patrol processing center where many of the detained children are being held this is an illegal act by the united states government taking children from their parents at one point protesters blocked a bus which contained a number of detainees more than a dozen protesters now sitting in front of this box after around twenty minutes they allowed the bus to go to an unknown location steve futterman cbs news mcallen texas now here's felt send your local carrier dealer sponsors the eyewitness weather five day forecast as thunderstorm will be possible early tonight otherwise partly cloudy with a low temperature of sixty eight degrees high pressure builds to start the work week bringing mostly sunny skies and lower humidity sort of feel more comfortable with a high around eighty four on tuesday sunny and nice still with lower humidity in high of eighty two by wednesday a transition day were more humid with increasing clouds and a high of eighty four degrees on thursday mostly cloudy hot and humid with scattered thunderstorms ninety and on friday mostly sunny hot and humid with a high of ninety three with the eyewitness weather forecast i'm cbs three meteorologist chelsea ingram on kyw newsradio mostly cloudy skies at the broadcast center on spring garden eighty nine degrees going down to sixty eight kyw news time five thirty six why do some break sound like discreet screech of an eagle going in for the kill or cinderblock being dragged down the sidewalk pep regional vice president.
"ten thousand dollar" Discussed on WJR 760
"Offering a ten thousand dollar reward in the search for a missing woman last seen on detroit's west side near her home sabrina vannatter a mother and grandmother was last seen on grand river nearly two weeks ago there was no sign of her manners children's say that she hasn't been answering her phone since she left her brotherinlaw's house her family spent mother's day posting fliers around the neighborhood police may dig for bodies and to undisclosed locations in mccomb county after they ended the search for missing girls suspected of being victims of convicted killer arthur ream authorities may also searched the property near gladwin of a cabin that was owned by ream in the nineteen seventies and eighties four and firefighters were sent to a hospital after going to house for others who were overcome by carbon monoxide firefighters arrived at that home to find a man unconscious in the basement another one both men were contractors working at the residence all six had to be brought to a hospital severe storms in the northeast claimed two lives meteorologist john trout reports why the east is getting all this severe weather what we've had most of the week is a stationary front from texas all the way up to new jersey and a series of low pressure systems ride along this front causing the unsettled weather some of these systems can sit and spin an area and caused high winds and severe flooding we have a lot of gulf moisture feeding into the system which is expected to last through the weekend i'm meteorologist john trout hawaii is on red alert the us geological survey has issued that red alert which means a.
"ten thousand dollar" Discussed on BizTalk Radio
"Ten thousand dollar deduction and all that stuff professor plum doesn't mean writing the check to charity reduced that it reduces the ten thousand dollars that you took out of the ira but it but it may not reduce your overall income tax to a point that makes it as if the ten thousand dollar ira distribution never happened because depending upon where my income is i take that ten thousand dollar income distribution and i showed on my tax return but my adjusted gross income goes up by eighteen thousand five hundred because now eighty five hundred of my social security that was previously not taxed maybe taxed and so my taxable income went out or not my taxable but my adjusted gross income on it by eighteen thousand five hundred i gave the ten thousand away to charity assuming i did i can reduce it by that ten thousand dollars so now i reduce it but i still have the five hundred of taxable social security on the list so my taxes went up on that eighty five hundred dollars yeah so here's the thing this is all complicated numbers i understand that and it's very difficult to follow but before anybody's just completely freezes over here's the deal if you're if you're if you're taking social security and you're also taking large income or distributions from your ira check to make sure that some or all of that is going to be taxed it could very well be tacked your social security payments all right one more thing we have to cover we were asked to talk about medicare when we come back eight seven seven planner don't boy it's a small business owner there's one word that you absolutely dread payroll for small businesses it's a big burden he may think.
"ten thousand dollar" Discussed on KBNP AM 1410
"To support a required minimum distribution and so i if that's the case i don't necessarily need bucket number one to satisfy a required minimum distribution i need bucket number one for my spending you see the difference yeah if i have a ten thousand dollar required minimum distribution and i have you know ten thousand dollars worth of xyz stock well let's say had fifteen thousand dollars an xyz stock in my ira at the end of last year and i have a tenth overall i have a ten thousand dollar are md and the market crashes by thirty three percent and that stock goes from fifteen to ten while i can always take the stock out that's ten thousand dollars it came out of my ira that satisfies the rnd i didn't sell anything i still own the stock and i'm hoping that a recovers tax value i just have to pay taxes on the ten grand so there are two different things now if you just wanna make it easy and you say my arm is going to be about ten thousand dollars a year for the next several years i'm gonna keep forty fifty sixty thousand dollars in a stable area nice safe area so that i know that i don't have to think about it like i break the news hold on a second maybe we can explain this let's maybe we can use your actual numbers so rather than talk about something in the abstract so if you can hold on during the news we'll come back to you it's important point with regard you required minimum distributions needs to be made so okay hold on anyone else eight seven seven planner we'll get to your calls eight seven seven p l a double n e r.
"ten thousand dollar" Discussed on KOA 850 AM
"Have proven to work i'm rabbits the name of the startup is called nick thome and they say they offer a commercial application for the novel process of preserving brains called are you ready aldehydes stabilized cry row reservation that's right the brain is the big stir fried and they say essentially they they will turn the brain into glass promising enough they have actually won a couple of prizes from the brain preservation foundation a twenty five people have already signed up a ten thousand dollar deposit to join the waiting list but before you think this is a way for you to live forever there's a huge huge downside in order for the process to preserve a brain well enough to leave hope of an accurate upload into the cloud and retrievable from the cloud it has to be carried out at the precise moment of death or more precisely it has to be the cause of death yes said that and people have signed up the processes one hundred percent fatal and then there's no guarantee that they're going to be able to download it at some point fool and his money as they say are soon parted aright speaking of amazon dot com versus walmart walmart says all right we're gonna get into the business to an attempt to keep up the fight against amazon walmart is now expanding its grocery delivery service they say they're going to have one hundred cities by the end of this year basically works the same way as any other thing that you buy online you go on the website used the app i thought this was interesting walmart says they employ eighteen thousand personal shoppers and they're gonna be hiring more this is also a fascinating to me the company is going to be using crowd source delivery.
"ten thousand dollar" Discussed on KKAT
"Because you you'll save tax dollars there are marriage penalties in the tax code marriage penalties in the tax code a number of the mumbai by the way this makes no sense at all for the tax code to encourage you to get a divorce in order to save money but that's the way it is i'll give you an example a specific example of a marriage penalty in the tax code now itemised deductions the cap on the deduction for all state and local taxes of all kinds income property sales you name it that's a ten thousand dollar cap if you're single if you happen to be married it's a ten thousand dollars cap so if you get a divorce and become friends each could take assuming you return earned income you each could take up to a ten thousand dollar cap in other words you could double who could double your deductibility for state and local taxes by getting a divorce and becoming friends that's according to the text go debts away the tax code is written 10000 for singles ten thousand for married couples so if you're single plus single ten plus ten is twenty if you're married ten plus zero is ten so where they wrote it don't ask me why i have no idea i have no idea why they would allow the same amount four singles and mary its but that's what they did because that's not what they did with the with everything in the code not everything in the code is written that way look at standard deduction standard deduction in two thousand eighteen increases the twelve thousand for individuals but twenty four thousand for joint filed irs you see the disparity here if it's the standard deduction 12000 for singles twenty four thousand for married couples but if it's the tax deduction for itemised taxes it's ten thousand for singles or mary's this makes no sense of course but this is the way the code has been approved so we're going to get pushed back on various things although that's not going to be one of them and should be interesting but a lot of people basically got the shaft here and as i say the people who really get shift showed look at relocating as the obvious remedy for that problem because you did definitely get the.
"ten thousand dollar" Discussed on WDRC
"You'll save tax dollars there are marriage penalties in the tax code marriage penalties in the tax code um a number of the mumbai by the way of this makes no sense at all for the tax code to encourage you to get a divorce in order to save money but that's the way it is i'll give you an example uh a specific example of a marriage penalty in the tax code now uh itemised deductions the cap on the deduction for all state and local taxes of all kinds income property sales you name it uh that's a ten thousand dollar cap if you're single uh if you happen to be married as a ten thousand dollars cap sophie get a divorce and become friends he each could take assume you each had earned income you each could take up to a ten thousand dollar cap in other words you could double you could double your deductibility for state and local taxes by getting a divorce and becoming foreign such according to the text go debts away the tax code is written ten thousand for singles ten thousand for married couples so if you're single plus single ten plus ten is twenty if you're married ten plus zero is ten it's the way they wrote it don't ask me why have no idea i have no idea why they would allow the same amount four singles and mary its but that's what they did because that's not what they did with the with everything in the code not everything in the code is written at way look at standard deduction standard deduction in two thousand eighteen increases the twelve thousand for individuals but twenty four thousand four joint filed irs you see the disparity here if it's the standard deduction 12000 for singles twenty four thousand for married couples but of it's the tax deduction four itemised taxes it's ten thousand for singles or barry's this makes no sense of course but this is the way the code has been approved so we're going to get push back on various things although that's not going to be one of them and uh should be interesting but a lot of people basically got the shaft here and as i say the people who really get chef showed look at relocating as the hobby remedy for that problem because you did definitely get the.
"ten thousand dollar" Discussed on KBOI 670AM
"You'll save tax dollars there are marriage penalties in the tax code marriage penalties in the tax code um a number of them by the way of this makes no sense at all for the tax code to encourage you to get a divorce in order to save money but that's the way it is i'll give you an example a specific example of a marriage penalty in the tax code now itemised deductions the cap on the deduction for all state and local taxes of all kinds income property sales you name it uh that's a ten thousand dollars cap if you're single if you happen to be married it's a ten thousand dollar cap so if you get a divorce and become friends you each could take assuming you each had earned income you each could take up to a ten thousand dollar cap in other words you could double you could double your deductibility for state and local taxes by getting a divorce and becoming friends that's according to the tax go debts away the tax code is written ten thousand for singles ten thousand for married couples so if you're single plus single ten plus ten is twenty if you're married ten plus zero is ten it's the way they wrote it don't ask me why i have no idea i have no idea why they would allow the same amount for singles and mary its but that's what they did because that's not what they did with the with everything in the code not everything in the code is written at way look at standard deduction standard deduction in two thousand eighteen increases the twelve thousand for individuals but twenty four thousand for joint filed irs you see the disparity here if it's the standard deduction 12000 for singles twenty four thousand for married couples but if it's the tax deduction for itemised taxes it's ten thousand for singles or mary's this makes no sense of course but this is the way the code has been approved so we're gonna get push back on various things although that's not going to be one of them and should be interesting but a lot of people basically got the shaft here and as i say the people who really get shift showed look at relocating as the obvious remedy for that problem because you did definitely get the.
"ten thousand dollar" Discussed on KOA 850 AM
"With with one hundred ten thousand dollar income how much certainly i do you have uh total it said proximal close to i two hundred thousand so is the doctor or the lawyer my wife is more does she make is she makes about seventy elton as what hey dr physical therapy she went to a private school long time and um so is that income increasing it it yeah and you may of you make 40000 then yes more than a dog incomes are increasing thurbers chemistry okay uh to hurt also i i you know the truth is i don't know if the facts you've got are correct big bear will could be i don't know i've never heard that you have to file uh jointly because you have an ira that doesn't make sense to me um it's not logical but iris is not always logic also on uh you'd because i razor not joint their individual retirement accounts or whether you have an ira or she has an ira does a force you to file jointly and even if you did filed jointly um i guess that means your income goes into the equation on her huge student loan debt that's what you're talking about right yeah and um you know she works for a nonprofit hospital so um you know that factors into part of wine her loan repayments long payment each month arm are so low impel were afraid of just taken you know a six eight hundred thousand dollars a month increase same too long payment.
"ten thousand dollar" Discussed on KELO
"The rest of the country's been subsidizing them we basically been encouraging people to dump to the cost of their state government on the rest of us now i know that's not popular with my friends and those delegations put his true what's it i live and so i'm going to get hurt by this bill but i i the principal though i agree with that getting rid of the state deductions but i do think reagan when hudson more by the way to put in a ten thousand dollar uh deduction for property taxes so but unless you are very very successful uh the combination of doubling the individual deduction and what they have done in terms of the property tax break i uh eighty percent or eighty five percent of the country uh even in a high catch states that still gonna be a tax break i'm in the second highest property tax county in the country nassau county long island by yeah i'm getting but i'll tell you why i'm supporting it on supporting it because i do believe this is going to encourage dramatic economic growth is a forecast out today that that went to three point eight percent fourthquarter gdp growth if we had four percent by the end of this year and then this if the senate can get this done it will be an opportunity and i've always been very a consistent i i want the people that have been left behind in poverty and on food stamps and out of the labor force i want them working this this bill is in about me i just don't like that republicans seen afraid of the argument i think it would be a much better plan larry kudlow actually agreed with me if you cut the tax across the board twenty percent of americans pay ninety some odd percent of the taxes it would have been a much better bill in theory but.
"ten thousand dollar" Discussed on KTLK 1130 AM
"Your ten thousand dollar credit card and the and the and the bill just keeps going up an or the balance just keep going up and up and up because you keep racking up interest that's what we're doing iin and we're still going out making purchases by the way just we'll just print more money in the take care of it right now problem so you know this threat of crisis and i don't understand why i mean i do understand unfortunately i'm being a little facetious too because it's all its offer politics right bret but at some point some body needs to take responsibility to be more than one person because another a couple you've got the justin marshall's of the world the ramp walls of the world the mike lease the world who are willing to say something but it needs to catch sean beyond the house freedom caucus to to be an actual plank of idle know the republican party that no we're not gonna we're not gonna keep engaging it in repeating this short this kicking of the can down the road i hit ease the cliche but it's apt we're not gonna continue this pattern of destructive irresponsible behaviour that is going to end in venezuelan style crisis if we it's not sustainable you have to actually addressed the spending and you know that's why we in the in the ongoing conversation about these these tax plans that are being floated none of it really interest me i i don't care about tweaks tax rates or tweet tax code if you're not going to do something about spending if you're not to do something about the debt if you're not going to do something about fiat currency in the the the feds manipulations in the economy those of the real things that actually matter in the longterm tax cuts yet they they make they sound nice.
"ten thousand dollar" Discussed on Money For the Rest of Us
"Well i used to just pay ended up doing in twenty seventeen is one i had a ppo rights which was nice to travel and you can even ppo the out of pocket deductible was reasonable or this year the blue cross divided up the state and these little pockets and like really little pocket so you're likely you're hospital wasn't even on there and if you went out of it the deductible was a hundred and fifty thousand dollars and so we had used high deductible plans was is like a ten thousand dollar family deductible and and it worked fine i mean i i set up an hsa but like the paperwork honestly and his money in there and just paid our expenses this year we ended up doing something i hadn't even heard of two months ago called a health share which is essentially a coop for health insurance that you don't have to pay the the obamacare penalty they've been around for decades and basically you you pay a premium but they called us share and it works just like health insurance but your healthcare costs get paid by other members and it was apprehensive about that but the they've been around a long time and it brought the cost of what it was going to be fifteen hundred dollars per for the the blue cross plan we were down to about five or six hundred now per month with a lower deductible wishes extraordinary so is this one of those christian ministry type plans.