19 Burst results for "Ten Fifteen Twenty Thirty Years"

Life insurance advice with Clark Howard

Clark Howard Show

02:47 min | 6 months ago

Life insurance advice with Clark Howard

"Right. Clark yolanda in north carolina says. I'm a forty one year old single parent. I'm looking at life insurance. But i'm not sure how to determine what i need. I've a two year old son have policy through my employer currently in a small policy that should cover funeral. Expenses checked a few companies. But i'm just not sure where to start on this. Okay wonderful the you're looking out for your kids and what i recommend as just a back of the envelope. Simple way to come up with an amount is that you buy a policy that covers ten times. Your annual income that will provide a decent pool of funds to provide for your children in the event of your untimely devise. so that may sound cost prohibitive. But it's not if you buy the right kind of life. Insurance which is known as a level term insurance level term is where you buy for a set amount a set amount of life insurance or face amount of you know how many hundreds of thousands of dollars or whatever it would be for a period of time. You're worried about protecting your children. Ten fifteen twenty thirty years. Whatever that period is on clark dot com. You'll see my guide to buying level term insurance and there are many quotation sites. You can go to to get quotes for many different insurance companies. Whether things. I want to focus your attention on. Is that particularly if you go out. More than fifteen years on level term. I want you to buy a policy from a company rated a double plus by a m best on any of the shopping services that i would direct you to they will show you the a. m. best rating. Which tells you how healthy the insurer is itself. So the eight double plus means they have the highest level of ability to pay claims in the future. Because you wouldn't wanna pay for life insurance policy that later isn't going to pay out for you. Level term insurance has no goofy Savings accounts are investment accounts. It only pays a death benefit to your survivors period. That's all it does in the case of buying policy where you're a single parent and you have minor children. That policy usually will be done in a trust kind of arrangement. Don't be intimidated by that. The online sellers are very familiar with this. And you will be able to have someone you trust. Named is the trustee of that in the event that you pass away while your children are still minors

Clark Yolanda North Carolina Clark
How to Dream BIG

The Daily Boost

04:36 min | 1 year ago

How to Dream BIG

"So dreaming big I'm a big time. Dreamer I have a lot of friends who are big time dreamers. I'm realistic dreamer but I. Just believe that. If you shoot for the stars, you end up getting a lot right even if you don't get to the store you want to go to. You'RE GONNA get a lot more? If you shoot for the stars then if you don't then if you play small, you don't fly small. You're board place mall. You're born. Play big. Let me. Ask You a question. Do you still dream? About what you're going to be when you grow up. It's funny as I've gotten older I've never stopped that I never have. I get more excited, the older I get, and I find myself years ago when I was a younger guy when I was in my twenties and stuff I would. I would talk to people in their seventies and eighties, and they would say I still feel like I'm eighteen. And I never got it, but as I got older decade after decade after decade. I get it now. But one thing I've also noticed a lot of people don't have the dreams that they used to have. They're afraid to have them. They've forgotten how to dream. I still do that I still wonder what's GonNa be when Scott grows up and I'll let you figure it out, but I'm having a good time doing what I'm doing right now. Those visions. Those type officials keep hopping around in your head. Think about it for just a minute. Do they miss a reason? They're in there. As I've said many times before. If these ideas pop into your head, you got a couple of choices you can go. Do something about it sometimes scary. You cannot do something about it sometimes scary, or you can sit there on the fence getting spinners in your ass worrying about the whole time, drive yourself crazy for the next ten fifteen twenty thirty years. I highly suggest you don't do that. I want you to take those ideas on your head. Look at them and acknowledge him as a yeah. This is Kinda cool. So. They're popping around your head I. Want You to? Think about this. One is your big awesome motivating mission. What's your big awesome motivating i? Call Them Damn too big awesome motivating mission. I have goals like that as well. What's driving you? Where do you WanNa, go think about it inside and I will tell you this. In with ninety nine I really truly is ninety nine percent. I'll get people on the phone with coaching calls. I talked to people on the phone a lot all week long. I'm talking to people on the phone all over the world. And I will tell you. Uh Question. I'll say so. What's in your head? What's going on what really want to do? What are your dreams? Which your big awesome motivating mission and the global? No. I so I know you don't know, but if you did, what would it be? And then they go POW for the next ten minutes. They told me exactly what it is, and then if they forget it gone and I said, did you hear what you just said? Did you hear all that stuff? That just came out of your mouth. Yeah. We're there come from. the, smile on their face, peers I can hear it on the phone or seat on the call. So you have asked that question these visions in your hand. These things you want to do when you grow up what's driving you? What's at big awesome motivating mission? Mine is to do what I do. The Best I could possibly do knowing full well that if I do it really really well. Other people get all excited they Scott I wanNA I. Want what you've got going on there I won't come. Hang on to you a little bit. I wouldn't suggest it because I move fast is going to be unpredictable. I can be a radic. Sometimes I like to sleep in late on Saturday stuff like that. You probably wouldn't like all that stuff, but. What drives you Bam. What Dreams Excite you? Give you a feeling a happiness. I know that Scott. I can't do it I have this idea. Somebody really excites me I. Just be so happy doing that, but I can't do it. Why not? Why not because it scares me? Bam sure it does anything bigger than you. You never done before. It's going to scare you. What excites you though? Scares excites at the same time. Have you ever noticed how close to feelings are. Somebody screaming Oh my God. They're screaming. Let me say here. I come to see the day. Underdog is here. You go there, and you find out somebody's laughing hysterically himself. I thought you were dying. Laughing Fund Yukos cracking up. He cracks me up when he says that stuff. What's cares what excites you? It's kind of the same in that. Oh my God think about that for a second. Get excited your goal and yet it feels like you're fearful Bam. What makes you smile? When you think about doing it. It's that simple. Makes, you smile, you say. If I could get myself to Bam. I know it's in their. My question is. Do you have the nerve to? Admit, what's in there? Take a few minutes and figure out which Bam is and stand up. Take a SIP repeat Yvonne going to get what you want. Because I'M GONNA. Come over to your house and Meka. That's the case. Okay, I am.

Scott BAM Yvonne
"ten fifteen twenty thirty years" Discussed on Accelerate!

Accelerate!

05:00 min | 2 years ago

"ten fifteen twenty thirty years" Discussed on Accelerate!

"And more marketings program management. You're running a data program. You're running a a series of campaigns and you are focusing on the data that comes from that because of the focus on our all of that is good the part of it. That's <hes> sinister we bad add that or hidden bad More than spending money on media marketers are spending money on technology. It's the number one marketing marketing expenditure. That doesn't doesn't surprise him. You're saying more than Ad- spent yes okay. That's a little surprising yeah. It's literally true and just but you understand that those I think that the and this is I think we're seeing rocket and sales as well as is is it lets you surf put the blame somewhere else right because we're using this technology. We're using the system and we followed the advice from these experts how to use it and if it doesn't work well we did what they told us to and I think to appoint the <HES> I think you're so driving at is recommend wrong but is that to me one of the artifacts so <hes> one of the things that's happening with sale. Certainly I believe that's happening in marketing as well because you're talking about these odd conversations is that you no longer Kaffa conversation where someone says well yeah. This is what my experience tells me. This is what my gut tells me based on ten fifteen twenty thirty years of experience as what it's it's not what are the number site in the numbers are bad. India's will both acknowledge but you're right. What we'd lose sight of love is that when we say data the image that goes in our mind without even being aware of it is quantification in there's a number a number of limitations to quantitative data and I'm quant guy so I'm totally happy to have numbers but they're not the only data that exists? It's not the only important information in a lot of our quantitative data is misleading. I've heard you talk about about this with other salespeople that if you look simply at transactional data of how many calls did you make how much was your average which time spent on the phone what it does is it turns us all into automatons without act with out of focus on what the real meaning of the data is and I know this has happened in marketing that the prospect is actually gotten lost in the M._Q._l.. How S._Q._L. of Michigan Technical that is that's a good one yeah and and what we've done is we've lost the buyer and I say this because the work that we do is fundamentally to represent a Byron process? I have spoken personally with thousands thousands of B.. Two B. Buyers about what is it that they're looking for in the process whether we call it marketing or sales in one of the things I have to say I humbly realized after several years is that none of these people wants to buy anything the fundamentally what they want is the problem that they're trying to solve to go away and buying something is frankly the least <music> of their options that the least attractive on their options they would like it to be a problem. That's episodic in that it would just disappear disappear magically and they had like magical Unicorn succumb solve it and they'd like somebody put the responsibility for the last thing thing is that you need to now be hard of a large and growing you know buying team that needs to go out and spend more time that you Jones has talking to more vendors that you haven't net meeting with more sales people having more conversations in order to solve a problem..

India Ad Jones Michigan Technical ten fifteen twenty thirty year
"ten fifteen twenty thirty years" Discussed on Pat Gray Unleashed

Pat Gray Unleashed

02:15 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on Pat Gray Unleashed

"If they gave us that clear cut difference that we're looking for that we're so desperate for. They wouldn't be in danger of losing control of the of the house and the Senate right now, it's again for the million time. It's why Donald Trump got elected because that's the perception of Trump that he says, things he's bowled. He sticks to it. Now he doesn't stick to everything every case, but enough so that people have really been impressed with him and they want that stand up to the other side. That's what we want, and it's what they almost never do. Maybe this'll be a pleasant surprise for us. I don't know. We'll see Denise in Virginia. You're on the blaze. All right. How are you? Good. Cavanaugh it's the allegations that she's making is true. Why did she go to the democrat party to report it? And so going to the police thirty six years ago. In fact, why? Why didn't you do that thirty six years ago? Yeah, thanks to its and that's the case in how many of these situations in almost every one of these accusations. Now they're things that happen ten fifteen twenty thirty years ago. It's impossible to prove now how do you prove that? Specially in this case, there's no friends stuff. He touched her over her clothes allegedly, and then somebody jumped on the top of both of them and they all fell to the floor. And then she left and that's the extent of it. That's what happened according to her. Now Cording him. None of that took place. So it's it's, he said, she said, and he's got his friends who are coming forward. And apparently she's got people who either are friends or are playing the political game. And initially at least saying, yeah, this happened. It was a big buzz at school. And then the next day retracting that walking it completely back and saying, I don't know. I don't know that habit. I've got no proof on. Wow. It's a crazy world. A crazy crazy world triple eight, nine hundred thirty three ninety three and paddle east on Twitter..

Donald Trump democrat party Senate Cavanaugh Virginia Denise thirty six years ten fifteen twenty thirty year
"ten fifteen twenty thirty years" Discussed on Marketplace All-in-One

Marketplace All-in-One

01:51 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on Marketplace All-in-One

"Bets right on on what's going to happen in ten fifteen twenty thirty years and yet now you are in a geopolitical environment where you don't know for having a trade war with china or not you don't know telecommunications policies going to be you don't know whether the president of the united states is gonna help a chinese telecommunications manufacturer to save chinese jobs how do you keep your head on straight well the the balancing factor is if you have knowledge that the technology that you're working on is going to be relevant regardless of how those near term decisions political decisions are made you tend to have some confidence so for example for qualcomm we actually feel like we have a seat at the table on both sides of the trade dispute or or debate or whatever or call ever calling it and the reason why we feel that is we know that the technology we work on is going to be important to the chinese going to be important to the united states can be important of europe so we tend to we tend to feel like we have a good position we're talking a lot about china because obviously it's in the news do we worry too much about china do you think what are we not paying attention to because we're paying so much tension in the chinese well it's like any other thing i think it's it's quite diverse so for example bowers threat matrix as it were right yeah if you looked at what we worry about in china it's very different from what a lot of other people would worry about or voice or even what people tend to say is behind let's say the trade discussions we have a different set of of requirements when we talk about what could be improved in the relationship then aluminum or or another type of company that doesn't have market access we have market access we have good ip protection there we have discussions about the price but otherwise we have a very good and a solid business there but of course there's always things to be worked up to five g.

china president united states qualcomm europe bowers ten fifteen twenty thirty year five g
"ten fifteen twenty thirty years" Discussed on Marketplace All-in-One

Marketplace All-in-One

02:02 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on Marketplace All-in-One

"I mean you don't get you don't get the ability to do the first one if you don't do if you don't do the second one but but i think you have to do both and but you know if you look at qualcomm we make a lot of big bets today were betting on five jay and what you have to do is you have to have a sense for what technology is going to be important and you have to make sure you know how to get there okay so since since you're making these big bets and i want to get back to where i was a little earlier and see if i can come out that question sideways you're making literally bet the company bets right on on what's going to happen in ten fifteen twenty thirty years and yet now you are in a geopolitical environment where you don't know for having a trade war with china or not you don't know telecommunications policies going to be you don't know whether the president of the united states is going to help chinese telecommunications manufacturer to save chinese jobs with with z t which will get to how do you keep your head on straight well the the balancing factor is if you have knowledge age that the technology that you're working on is going to be relevant regardless of how those near term decisions political decisions are made you tend to have some confidence so for example for qualcomm we actually feel like we have a seat at the table on both sides of the trade dispute or or debate or whatever or call ever calling it and the reason why we feel that is we know that the technology we work on is going to be important to the chinese going to be important to the united states can be important of europe and so there's a little there's there's a confidence or that ultimately it a workout as a result of that i was gonna say selfassured nece but but you're confident that the things you're making are going to be needed yeah i mean that's why that's why a company that i would say when a consumer basis no one's ever heard of in many respects as a seat at the table in both sides of the debate because the technology that we work on has been and will continue to be an even more so.

qualcomm jay china president united states europe ten fifteen twenty thirty year
"ten fifteen twenty thirty years" Discussed on WCHS

WCHS

01:47 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on WCHS

"Market the next day and not reopen it for ten years now what orrin buffet is referring to is a big part of his investment philosophy which is very much a buy and hold investment philosophy where hey you know something if i'm going to invest in a company i i wanna be comfortable enough in that investment that i can hold it in perpetuity for five ten fifteen twenty thirty years now i think there's a more important lesson to learn here now i think it's very very very very very unlikely that the stock market would close for ten years however the lesson that i look at when when we think about this is if you're going to make an investment that is going to carry risk because that's all something that warren buffett is referring to here now he doesn't he never says specifically the word risk in this statement but what he is really referring to is the risk that is inherent when you make an investment now there's all kinds of risks stock market risk there's all i mean all these sorts of different risks when you're making an investment the lesson here that i think the average person to take away especially if they're nearing retirement is if you're gonna make an investment that carries risk and especially the greater the risk that it carries the longer the time horizon that you should be comfortable with not having access to that now obviously if you buy doc there's liquidity was stocking you could theoretically with most stock you could theoretically sell it the next day assuming.

orrin buffet warren buffett ten years five ten fifteen twenty thirty
"ten fifteen twenty thirty years" Discussed on The President's Inbox

The President's Inbox

02:02 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on The President's Inbox

"For that reason this is the whole it's a classic consumer versus specific supplier kind of issue that in trade we know happens that the benefits go to many many people but in small amounts and the costs of some kind of change are concentrated in a vocal group that can make its voice on the other is back to the time to to how long does ambi nafta situation last the thinking would be that we have mexican elections in july there will be us midterm elections in november and presidential elections a couple of years thereafter presumably zombie zombie nafta isn't forever i'm not saying it's a good thing that we have two years or more uncertainty but keep in mind that trade deals are made for the long term and political cycles come and go so i think if i were an investor in north america depending on the region and the sector and so on i still think this is a very good market to be investing in if i want to be selling products in canada us mexico and the facts bear the south jim because for example in mexico over these last fifteen months sixteen months of the trump administration we opened up our our energy sector years ago and the amount of interest in the energy sector by us companies including others from other parts of the world but specifically us companies is is huge they look at it from the long term they're looking at it for ten fifteen twenty thirty years we will continue to have the existing nafta unless of course the us decides to withdraw in which case it will continue to be enforced between canada and mexico and you'll have a situation like tpp the us pulled out but the remaining eleven decided to have a treaty based on what had been the.

mexico us canada north america ten fifteen twenty thirty year fifteen months sixteen months two years
"ten fifteen twenty thirty years" Discussed on WCHS

WCHS

01:44 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on WCHS

"Specifically you know a lot of what he is referring to an often times a lot of what what he coaches on is related to real estate but you know this statement especially the first half of that is so critical within the world of financial advice it's not about how much money you make but how much money you get to keep guess what this speaks to taxes as well the speaks to what it is that you're doing you know how much are you saving how much are you investing and how much of that are you having to give tonko sam and how much of it could you potentially reduce in terms of the amount that you have to give to uncle sam so a really important general financial principle in lesson to learn and that's again the importance of working with somebody that is going to look at the entire big picture of your financial situation another statement another another profound quote this one again comes from warren buffett i never attempt to make money on the stock market it's kind of funny when you when you think about it i buy on the assumption that they could close the market the next day and not reopen it for ten years now what warren buffett is referring to is a big part of his investment philosophy which is very much a buy and hold investment philosophy where hey you know something if i'm going to invest in a company i i wanna be comfortable enough in that investment that i can hold it in perpetuity for five ten fifteen twenty thirty years now.

warren buffett five ten fifteen twenty thirty ten years
"ten fifteen twenty thirty years" Discussed on 77WABC Radio

77WABC Radio

01:31 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on 77WABC Radio

"Generate more income on your portfolio without touching your principle essentially throughout your lifetime and a lotta times that's the case we can generate enough income to live on where you don't actually touch your principal or give it up yeah you know right that all expression that the trend is your friend you know twenty seventeen we had a market that went up every month right we had twelve consecutive months without a pullback and all of a sudden we had unless you know you've been living under a rock like to say we've had extreme volatility but you know what happened this past week every one of our clients and remember i've been doing this for forty three years so i've got a lot of clients that have been retired now for ten fifteen twenty thirty years every one of our clients received their income distribution from their dividends and their interest last week didn't matter that the stock market was more volatile in february and march than it was in february march of last year so income is something that's much more dependable than capital gain and you know what blessed i checked i took my klein out to lunch this week you can't buy lunch with relative performance you actually have to write a check or pay cash or give them your credit card now you have to have income yeah and there's so many ways to what we call optimize that where you have to your point bob a reliable income stream that's not depend on the market going up or down and is not an annuity right because a lot of time to talk about this with these insurance products you have to give something up and in my mind if i'm in retirement or close to retirement i wanna have as much liquidity as possible meaning i wanna be able to get to.

principal bob ten fifteen twenty thirty year forty three years
"ten fifteen twenty thirty years" Discussed on Being Boss: Mindset, Habits, Tactics, and Lifestyle for Creative Entrepreneurs

Being Boss: Mindset, Habits, Tactics, and Lifestyle for Creative Entrepreneurs

02:10 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on Being Boss: Mindset, Habits, Tactics, and Lifestyle for Creative Entrepreneurs

"Reneging on business but for the most part i've always been really good about not working late into the evenings or on weekends especially since having a kid like fascist gonna force you to have some work life balance that you might not have otherwise right and i also feel like obsession comes like twofold one when you're just beginning like when you haven't had the experience of like being a business owner or an entrepreneur and you don't know what healthy boundaries are like i always feel like it's like you become obsessed when you don't know better almost and then to win the stakes are too high and i think of like you know if you're a company that is you know has venture capital where you know you have someone else's money on the line or you know if you're rushing for some crazy deadline like it's not i i don't wanna say normal business as if raising money for your business is not normal but there are different ways of doing business that doesn't require obsession and again i think i think that like i think the amount of energy that goes into obsession is not sustainable where you know the life as an entrepreneur that i want to build is one that is sustainable and so i can't afford to be obsessed i can't afford to expend all of my energy here and now when i want to be doing this this ten fifteen twenty thirty years from now so i like to think that i'll look back and not missed an obsession who are like not feel like i missed out on obsessing over my business and instead look back and see that i at least began early enough that once it was time for a once i had an ability to become obsession i are obsessed i knew better and didn't do that's a good point like i even almost think of it as like whenever you're in college and you're working all the time but you know it's going to be four years or however long five years maybe.

business owner ten fifteen twenty thirty year five years four years
"ten fifteen twenty thirty years" Discussed on BizTalk Radio

BizTalk Radio

02:58 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on BizTalk Radio

"Three percent allocation to reads maybe a five percent allocation to reads well or read is a stock and it responds like a stock number retail stocks have done better than most stocks over the last five ten fifteen twenty thirty years so the real estate component in that stock is still quite good and with these low interest rates more likely will continue to be quite good but direct owned real estate you're not going to get seventy percent returns and so forth but what you will get his consistency and an inability to sell which means you're going to be in for the longhaul ice nothing but positively out of that so if you've got this hypothetical million dollar portfolio i see nothing wrong with evan fifty percent of it tied up in asset classes that don't normally fit the sixty th forty mix of stocks and bonds i would borrow from the bond market at least half of that so let's say i'm twenty percent in bonds and i can put twenty percent in stuff like annuities using the actuarial bond strategy we learned about from dr wade foul and others and twenty or twenty five percent in real estate and now you've got forty forty five percent invested in the stock market now if you're retired i'm probably going to take ten percent off of that stock allocation and move it into a closer to cash position because you need the income and you need the supplement for that seven to fifteen year period and so you would start with say a 35percent allocation or forty percent allocation the stocks twenty or twenty five percent allocation to two real estate of 15 to 20 percent in a life nudie that gives a guaranteed actuarial bond and then the rest in bonds and cash to give you the liquidity that you need to produce an income again that's strictly my opinion and a hypothetical talk to your own advice about what his or her opinion is and if it's not close to mind call me three me an email and let me know what their opinion is maybe they'll changed my mind i doubt it i doubt it but i'm open minded this okay bryant's i have been pitched a finance guy l i'm selfemployed max out on everything pretax and earn too much for ross i'm forty two this plan looks way too good to be.

retail stocks interest rates real estate dr wade stock market bryant evan twenty five percent twenty percent five ten fifteen twenty thirty forty forty five percent seventy percent million dollar Three percent fifty percent forty percent fifteen year five percent ten percent 20 percent 35percent
"ten fifteen twenty thirty years" Discussed on Clark Howard Show

Clark Howard Show

01:54 min | 3 years ago

"ten fifteen twenty thirty years" Discussed on Clark Howard Show

"Any time you're in good enough health you can buy on your own you wanna buy on uram okay and the of the insurance for your employer is one year it is time for you on your own while you're healthy you can buy a policy that will last ten fifteen twenty thirty years and give you a guaranteed premium for that whole time period what's known as level term insurance okay and gino debbie now you can get quotes on level term from a handful of companies were you don't even have to go through the thing with the nurse coming to visit you and taking blood samples and all that they use these algorithms to decide if they'll medical yonder right you in they'll tell you in minutes whether or not they'll insure you oh accompaniment vatican i've got several when we think there's haven life um policy genius do them trying to remember the ones that do it with no exam but i've got on my life insurance guide i've got who the winds are will do it without an exam and you find out immediately if you insurable this was started by a company called haven life but now has gone to a number of others as well okay but buying on your own is vastly preferrable and your employer i assume cells you or gives you one times your annual income right and that's not enough insurance of in order to provide for years survivors.

gino debbie life insurance ten fifteen twenty thirty year one year
"ten fifteen twenty thirty years" Discussed on BizTalk Radio

BizTalk Radio

02:18 min | 4 years ago

"ten fifteen twenty thirty years" Discussed on BizTalk Radio

"When you look at asset allocation models and this is kinda funny too when you look at the industry out there that do asset allocation you'll see a three percent allocation to reads maybe a fivepercent allocation to reads well or read is a stock and it responds like a stock number re stocks have done better than most stocks over the last five ten fifteen twenty thirty years so the real estate component in that stock is still quite good and with these low interest rates more likely will continue to be quite good but direct owned real estate you're not going to get seventy percent returns and so forth bullets you will get his consistency and an inability to sell which means you're going to be in for the longhaul all i see nothing but positively out of that so if you've got this hypothetical million dollar portfolio i see nothing wrong with evan fifty percent of it tied up an asset classes that don't normally fit the sixty th forty mix of stocks and bonds i would borrow from the bond market at least half of that so let's say i'm twenty percent in bonds and i can put twenty percent and stuff like annuities using the actuarial bond strategy we learned about from dr wade foul and others and twenty or twenty five percent in real estate and now you've got forty forty five percent invested in the stock market now if you're retired i'm probably going to take ten percent off of that stock allocation and and move it into a closer to cash position because you need the income and you need the supplement for that seven to fifteen year period and so you would start with say a 35percent allocation or forty percent allocation the stocks a twenty or twenty five percent allocation two two real estate of 15 to 20 percent and.

interest rates real estate dr wade stock market evan twenty five percent twenty percent five ten fifteen twenty thirty forty forty five percent seventy percent million dollar fifty percent forty percent three percent fifteen year fivepercent ten percent 20 percent 35percent
"ten fifteen twenty thirty years" Discussed on BizTalk Radio

BizTalk Radio

02:25 min | 4 years ago

"ten fifteen twenty thirty years" Discussed on BizTalk Radio

"Two cash flowing direct ownership in real estate now when you look at asset allocation models and this was kinda funny too when you look at the industry out there that do asset allocation you'll see a three percent allocation to reads maybe a five percent allocation to reads well or read is a stock and it responds like a stock number retail stocks have done better than most stocks over the last five ten fifteen twenty thirty years so the real estate component in that stock is still quite good and with these low interest rates more likely will continue to be quite good but direct owned real estate you're not going to get seventy percent returns and so forth bullets you will get his consistency and an inability to sell which means you're going to be in for the longhaul all i see nothing but positively out of that so you've got this hypothetical million dollar portfolio i see nothing wrong with evan fifty percent of it tied up in asset classes that don't normally fit the sixty th forty mix of stocks and bonds i would borrow from the bond market at least half of that so let's say i'm twenty percent in bonds and i can put twenty percent and stuff like annuities using the actuarial bonn strategy we learned about from dr wade foul and others and twenty or twenty five percent in real estate and now you've got forty forty five percent invested in the stock market now if you're retired i'm probably going to take ten percent off of that stock allocation and move it into a closer to cash position because you need the income and you need the supplement for that seven to fifteen year period and so oh you would start with say a 35percent allocation or forty percent allocation the stocks a twenty or twenty five percent allocation to real estate of 15 to 20 percent and.

real estate retail stocks interest rates dr wade stock market evan twenty five percent twenty percent five ten fifteen twenty thirty forty forty five percent seventy percent million dollar fifty percent forty percent three percent fifteen year five percent ten percent 20 percent 35percent
"ten fifteen twenty thirty years" Discussed on BizTalk Radio

BizTalk Radio

01:40 min | 4 years ago

"ten fifteen twenty thirty years" Discussed on BizTalk Radio

"To reads maybe a five percent allocation to reid's fellow reid is a stock and it responds like a stock number wheat stocks have done better than most stocks over the last five ten fifteen twenty thirty years so the real estate component in that stock is still quite good and with these low interest rates one likely will continue to be quite good but direct owned real estate you're not going to get seventy percent returns and so forth bullets you will get his consistency and an inability to sell which means you're going to be in for the long hall i see nothing but positively out of that so if you've got this hypothetical million dollar portfolio i see nothing wrong with evan fifty percent of it tied up an asset classes that don't normally fit the sixty th forty mix of stocks and bonds i would borrow from the bond market at least half of that so let's say i'm twenty percent in bonds and i can put twenty percent and stuff like annuities using the actuarial bond strategy we learned about from dr wade foul and others and twenty or twenty five percent in real estate and now you've got forty forty five percent invested in the stock market now if you're with tired i'm probably going to take ten percent off of that stock allocation.

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"ten fifteen twenty thirty years" Discussed on WTMJ 620

WTMJ 620

01:41 min | 4 years ago

"ten fifteen twenty thirty years" Discussed on WTMJ 620

"A contribution that money that you invest today your 401 k plan can go in it goes in tax deferred so if you make one hundred thousand dollars that point let's say you put in twenty four thousand dollars to eighteen plus the six catch up that that twenty four thousand dollars you are not taxed on that right away so it gives you an incentive to do it all and then when you withdraw the money later on you end up having to pay the taxes and the money you with fraud on the plan that some republicans are floating would eliminate that up front tax break you could still have 401 case but just like the way roth 401 case operate you pay taxes up front and then when you take the money out ten fifteen twenty thirty years from now then you end up you don't have to pay taxes ever again but you don't get that up front deduction if you take away in my opinion that upfront deduction you are going to discuss courage millions of americans who desperately need to save for their retirements you're going to discourage them from doing exactly that i have nothing against the law 401 case of the roth ira so if you don't mind paying the taxes up front that that's fine do it then the money grows tax rate at cic that's a great deal but but the point is for a lot of people who are trying who can't understand or kit see retirement to begin with and don't see the benefits were kit figure out why you're how they should be saving little money you take away that tax deferral advantage upfront they're just going to stop contributing and then they're going to be any the worst mess than they already are when they hit retirement 401 four seven nine nine.

fraud twenty four thousand dollars ten fifteen twenty thirty year one hundred thousand dollars 401 k
"ten fifteen twenty thirty years" Discussed on AM 870 The Answer

AM 870 The Answer

02:05 min | 4 years ago

"ten fifteen twenty thirty years" Discussed on AM 870 The Answer

"About and think about this think about this what do you want to know those of us may i assume that most the most of the people listening to my show or my age or older and maybe some people younger but in remember we're trying to steer this country for what's best for our kids in our grandkids because this stuff isn't going to be fixed we're not going to pay back twenty trillion dollars were we're not gonna fix everything in the next in the next eight years we're going to set the were hopefully gonna set the country back on the right track so can get fixed in the next ten fifteen twenty thirty years so that are too we have a great country for for our kids and our grandkids in our in our great care kids to prosper what do you want your kids to do do you want your kids to be able to be to be dependent on everything the government gives them and win you're gone you don't know how to to fend for themselves you know when it when it comes down to it they're hungry they don't know how to how to hunter fish or you know to find their way through the dark or do you want do you want to have have your kids go through the same test the that we did when we were young and learn how to work and learn how to solve problems and learn how to create opportunities and to do what america's great for the democrats apparently don't see clearly on this stuff well you know trump just doesn't care about people you know what trump does care because he's trying to turn this turn this country back into what it what made a great the place for opportunity not for security you just want people to die you're people go hungry you know it what if people go hungry little bit they'll learn how to how to find food all i hate the eu's use the same same analogies every week but think about you know you got to mammoth there for those you that are familiar with mammoth mammoth mountain in california their stickers all over the place don't feet are bear are bears because they got a black bear the party relation there that if we feed him they forget how to hunt and they'll starve realistic the unless the people keep feeding him think about your kids.

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"ten fifteen twenty thirty years" Discussed on The IGN Movies Show

The IGN Movies Show

01:39 min | 5 years ago

"ten fifteen twenty thirty years" Discussed on The IGN Movies Show

"Cleveland was one of those films now that his todd in film school is as like these are all the the news you need to hit this is this is a great example of sifi sort of at its best performances are great the questions it raises are great that to me i obviously we've we've come in return to a lot of franchises over the years but this one just am still like hide ono literally modelto favorite movies i did not know that you're actually unrelated i actually got married probably about 15 a hundred feet from word bryant's office was a union station dental it uh love the movie a i liked the book uh the script is i mean hefted furniture david where people's were with people's also wrote a forgive it which is also one of my top five favorable films um it's such a strong story and you have all these different themes and it's and they've they've tried making sequels in book form which uh save your money uh it's it's just one of those moves eight it's been a really long time but i think making sequels not even re not even a reboot but making sequels the movies ten fifteen twenty thirty years later after they come out never seems like a good idea to me uh either start fresh or do something else but and i think i'm worried at one of the heads a quality cash i think aiming then moving at south like the effort being put in as fine but i am more just bristol and feel uncomfortable with the idea of this movie in particular having at sorry continue because there is something to be said for us story ending and.

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