20 Episode results for "Ten Fifteen Thousand Dollars"

Awakening into a New Normal of True Wealth

Activate Your Wealth Show

26:58 min | 4 months ago

Awakening into a New Normal of True Wealth

"So if you are living life right now, that is less than extraordinary. Where can you shift yourself out of the relationship of scarcity and limitation and mediocrity, and into a space of extraordinary living which is? Wealthy living. Being connected to your soul, manifesting Vermeer, soul and being in that space. So, the question is how can retract the wealth new you deserve. A. Soul level intuitively. And you WANNA create a massive impact in the world. How do you do this and serve your clients to the highest level? How do you break through? Overcome your current situation and start manifesting the wealth that you know you deserve. Hello? My Name's Korean Stewart I'm so wealth coach seven bigger. You're running my spiritually conscious business and I have dedicated my life to activating wealth and purpose. For spiritually conscious entrepreneurs. And on the activate your wealth show how your guide to show you. How To activate your well. Step into your purpose in a powerful way and make a profound difference in the world while doing it. Thanks for joining me. Everyone and Welcome I'm so excited to be. Diving deep with you today into what is well. And how are you created for wealth? You know. I was inspired to going to this topic today. Really this morning, because I woke up and had this feeling of a new level of wealth coming into be emerging into my being an. Share that with you in this episode and talk about you know what is well. What is soul wealth? Where does it originate from? How can you access it in top into pan? The reason that this is an important topic now more than ever is because we have been living under programming of really anti-wealth what we call poverty consciousness and you know I'm going to get deeper into. Into that, but you know when you truly know what wealth is when you understand wealth from the perspective that I'm going to be sharing with you, which is a sole perspective, then you know how to always make money, and you know how to tap into this source that's infinite within you, and not only that, but it also removes from you all sorts of limitation and scarcity that. That prevents you from having the level of business you want living the life that you want and really being able to thrive in always like three hundred and sixty degrees in your life, and that is actually what were created to be, and so we're going to get into that today so that you can you know with no gaps, no space within you be experiencing a separation from. From your wealth, but I will call the anti wealth, and you know that's a new term. That's just being born right here right now in this episode, but I think it's a really important piece to look at because that is really anti-seoul is anti abundance and we've really been locked in that space, so we're going to go deep into that today and if you get one thing. From this episode, need is my intention and my desire for you that you come away knowing that next level of wealth that you get to step into like I experienced this morning. Just like I knew there was something more something new. Coming my way, and it's a really exciting time. There's no better time than this for us. As we're in this moment, which is a financial soul reset, and as we are moving through that and going across the bridge to the other side of your reset where you get to know true wealth, you get to know what wealth really is, and you know then all things open up for you in a big way, so let's dive into it. Are you guys so he'd all start with what is share with you that you know my awakening? We'll call it into. My wealth was like awakening from a stupor. You know there's the saying of awakening in the. The dream and I think back to my life and think back to your own life in the phases it, you've been out, I think that my life has been in chapters, and so you may have a chapter, which was the early stages of you coming into the awareness that you are more than your name, you're more than your history or more than your career or job, your education that you're more than that. In fact that you are a divine being, and you have a soul and this greater consciousness and greater power about you, so go back to that moment where you started to realize that and chances are in that moment you had an awakening. Awakening around the soul that you are, but not an awakening around the wealth that you get to create, and that's why I love this work, because you know, wealth has remained like outside of the spiritual and outside of with the splurged conscious, get to have in their experience, and so there's a lot of programming around. You know wealth to keep us in the space that it's a negative thing or evil, or only something that some people can have and that there is scarcity I get that question all the time well, if I gain in my wealth right. Doesn't that mean that others are losing and that there's a loss and there's a lot of conversation. Conversation coming up in the world's right now around that you know that there's winners and losers and the truth is, that's an illusion that's a lie, and that ally has been a part of lie within even spiritually conscious communities, and you know as someone who you consider yourself to be spiritual, very likely that programming in that lie is tracking you as you grow your business, and as you work to create you know cashflow and move yourself in a strong position as an abundancy Yo, and yet you're struggling with that that programming, and so that's what we get to clear here, so I know for me. When I first started to wake up, it was like. I then released money and I released wealth and I released not that I had a lot of wealth, but I was like I'm good. I can lose my job and my salary and I'm letting it all go. And there were many stages of that for me where I released all things that I saw as allusion and not real, and it was a surrender and part of that part of that was because I had to. Because I didn't have any money. And there were challenges around paying my bills and the struggler around getting a job replacing that income, and so it just kept bringing me into these places of surrender to heal any shame or guilt that I was feeling mostly shame, be honest. There was a lot of deep shame when I couldn't pay my bills on time or going to my bank and begging 'cause I was in that space of not being in my power, begging to release you know for them to. Forgive fees that we're just compounding and compounding and playing my case I remember sitting one time in the parking lot of the bank and finding the courage to go. Finding the courage to go in and have that conversation and talk about it and ask you know to ask that I. Could you know it was like hundreds of dollars probably added up at that time like five hundred dollars worth the bank fees, which then was an atrocious amount of money for me, and put my account in the whole negative, and I couldn't pay my rent I remember it was really really felt like a horrible moment, and I felt so much shame so I. Remember sitting in that parking lot and Praying asking for the strength and the courage to go have that conversation, but mostly I was asking, but really think about it to be relieved of the shame. That I felt that I didn't have money that I needed to go ask someone that I saw in a position of power, who honestly was probably not making much per hour in her banking teller job at the same time I felt embarrassed and that shame that I was you know groveling, and you know when I think about that now. I realized that was the program working on me that I didn't know. My wealth I didn't know my true wealth and that. That I perceived wealth to be this outside source of money that someone else had power over me in this case the bank, but if you've ever been laid on anything where you've ever struggled with money, no matter where you are at an income level where you felt a you know a fear or shame about it, because you can be really wealthy Infield, shame around money as well for having money and experiencing. You know others that don't have money, and you feel shame about that, and this is the shame Gill, a monetary system that is the old matrix of money that is very programmed inside of us and so. As started to awaken, it began to become clear to me that that was a very deep-rooted program, and as I healed it, and worked through those wounds in that trauma that is when I started to receive then the knowledge, the wisdom of what true wealth is, and it began with the realization that on a soul level I'm already wealthy, and I mean that from a level of truly. Truly like any material thing that I desire is possible now. This is not about our consumption society, so don't read it that way I. Want you to hear this differently is that we really are here to magnetized is the infinite wealth within our soul, and yet if you are not aware of that, awakened to this blessing of the soul, being alive in part of who you are. You're miles miles away from knowing the truth about how easy you can create wealth now as I began to grow in my business and invested in my business and hire coaches to support me. That is when I started to neutralize my understanding that material wealth was a part of my soul wealth material wealth was a part of my soul wealth so i. want you to take that in? Because, this is the. When I was shedding the shame and the guilt, which then I shed the material things because I knew they were no longer a part of what I coveted or desired from a space of needing to feel secure, so it's two different conscious systems. To different operating systems of consciousness, one sources from the guilt shame monetary system, which will have you also wanting things to feel filled up and secured and a good person. Right that you have achieved. You're a good person, and that's you know me standing in front of the bank teller I didn't feel good person. I felt shameful. Because this is what my life had come to in now today, whether I have things or don't have things I. Don't make that about my self worth because my being this and my connection, my being nece is intact, and if there's ever a moment that it's not intact, I feel that scarcity. I know that I get to access. To access the next level of my being the next, like was just call it like droplets, because I look at it that way droplets of soul wealth that wants to come in and for me where it really began to happen is I. was you know I'll never forget? When I hired my first coach? The cost me ten fifteen thousand dollars a year I. Don't remember the exact amount, but you know it was a huge investment for me that I absolutely didn't have and certainly didn't have the credit. Because you guys heard my story, I mean you don't credit was shot. And so I got to create that money, but I remember when I met with her, and I said to myself well. I now get to have wealth on my team. Because this woman, my coaches, a multimillionaire in her businesses, well into the multimillions, and really likely will be at the billion dollar level very soon, and so you know I got to. Not Moment realized that I was stepping into. So even you listening to this and realizing that your material wealth gets to be your souls wealth manifested. Is You reshaping your mindset in your consciousness, and actually allowing yourself to let well thin, allowing yourself to heal of that shame and guilt that the old money matrix wants to keep you locked in to be separate from your soul and separate from the wealth that really matters as possible for you so now the place that I'm in now when I share this with you is that? I am now in the space were long since he'll not trauma and shame and guilt. Site coal around money in then stepped into the next stage, so write these things down, because these are the stages of awakening to your souls wealth, and your true wealth, and the second step being that then you sir to receive it, and acknowledging an appreciated and say yes, I get to be wealthy, and when I'm wealthy, it doesn't diminish other people's wealth in fact when I'm wealthy, I pour that wealth into the world's okay, so that's the second stage of healing from that old wealth paradigm that wants to separate and have you feel you know in the emotional cycles of money now the third. Third, stage in this is the stage that I'm at now, so I can speak into these three stages and I'm sure there's more sure there's more beyond this, but this is where I am and so I can speak into this third stage, which is the realization that anything less than living a wealthy life is a mediocre life, and wow, is that such an awakening for me? Because when I look back at how impoverished my mindset was, which of course, led to an impoverished bank account and impoverished, really impoverishment in all areas of mine life, including in relationships and I didn't know that it was. Was So i. want you to hear that because you may think right now that you have great relationships and that you're really aware and still be dismissive of and notice dismisses above wealth and notice, if defensiveness comes up a resistance anything, and saying because those are the areas where you're defending your scarcity or defending your relationship to the anti-wealth paradigm and the anti-wealth programming as powerful. You guys is a very powerful program super entrenched in our humanity. Now where I am in face, three is to realize that actually I'm just beginning. I'm just beginning because I'm coming into noticing. Wow, an expectation of anything. Anything less as mediocre and I'm not just speaking about money I'm speaking about also in Your Business and your credit. My coach Shannon something for this because you know was something that she shared in my a mastermind minute program with couple one percent club, which is for entrepreneurs who are seven-figure figure entrepreneurs, and she said something about you know, don't ever settle for less than extraordinary results in your business simple statement, and she's probably said it over and over and over again, but I heard it differently this time because of where my consciousness on wealth is today, which is what I heard was. It's normal to have extraordinary results, not only in your business, which look like things like hundreds of clients, which looks like having one hundred thousand dollars in more in the bank account, which looks like being an overflow. That overflow is your set point? It's not an achievement actually. It is the reset. It is how we were created to be and I teach guys right so I'm always growing and learning and evolving. Into my next level of awareness around wealth consciousness. Because if you've been listening to this podcast for awhile, you know that I didn't set out to teach wealth consciousness. I didn't think there was anything about me. It was about money, but it turns out. I'm the prototype of it, so I'm being brought through. The experience of wealth will say upgrades, which is why my clients come to me and work with me to get those upgrades. Set into a true consciousness and come into your true wealth. I'm moving through it and I get to pass it on to you as I'm doing here, so you know what I heard. There was wow any space in my business right now that I'm settling which I am sure I have a great business right now. It's you know two years in a row. We've had over a million dollars in sales in a lot of cash. Cash flow and lots of impact and yet and yet there's another level, and while I am working towards another level and I have been. This is a new conversation having it's an awakening into seeing where I was settling in. So here's what the face three becomes from a consciousness perspective, and we're going to do an activation on this, because I want you all to receive the experience and the feeling of what overflow is about. Overflow is about which is you are designed for wealth. You are created for wealth, so if you're not experiencing wealth in your life in three hundred sixty degrees, that is where some part of your consciousness is connected to that anti-wealth Paradigm. What I call the old money, Matrix of scarcity limitation, and that fear guilt cycle of money, and the more that you retrieve your energy and retrieve your consciousness and shift your relationship to money out of that cycle which? which is a cycle of poverty, and it's not just poverty in terms of how much money you have. It's a poverty of mind and it's poverty. Yes, it can be a poverty in your bank account, but it's also poverty in your mindset and the way you think about your life and your business, and what's possible so extraordinary results right now we could actually new code and reframe extraordinary to realize it. Extraordinary becomes the new normal the new normal. So when I woke up this morning when I experienced after having this. Activation this upgrade because it happened for me and that's what I'm going to share with you guys. I realized that my new normal is. Spending you now weeks and months at a time on our yacht, traveling the Caribbean, and working from there, and having my family from there, and feeling so filled up with no guilt at all, and no shame at all, but actually experiencing the gift of what I would call you know heaven on Earth, and Earth is heaven as my human experience is. Point that this is the revelation in which we get to live and breathe, so if you are living a life right now that his lesson extraordinary, where can you shift yourself out of the relationship of scarcity and limitation and mediocrity, and into a space of extraordinary living, which is wealthy living, being connected to your soul, manifesting premier soul, and being in that space, so here's a hint. Take a look at wherever you feel guilt or shame or sadness or regret or any. Any sort of loss in your life wherever you're experiencing that that's where the leak is. That's where the weak point is in your consciousness and my suggestion to you. My invitation to you is that you begin to heal it with love all right so I'm gonNA. Take you guys through a activation right now that we're going to do so that you get to experience this healing and experience a new way of being in coming into your overflow. Which is your reset? which is what you were created to be and to experience in your extraordinary life, so let's start with closing your eyes. You just breathing in and out of your heart. As you? Do you immediately come in to a flow of unified heart energy? And I want you to experience that. Experiencing that with. Imagine. that. There's this beautiful. Rippling FAO in. At the center of your heart. The water just keeps churning out from the center of your heart. As it does, the water flows down from the foul in and goes out into the pool of water below and makes these ripples, and that is at the center of your heart. Underneath that pool of water. Is what I call the back door of the heart. I want you to open it. Just imagine opening a doorway. Whether it's under the surface of the water, or you experience it in the back door of your heart. Open it up now. And now there is a momentum of flood energy that comes through this God fuel. Allow that to come through. It is a power source. This is money as God. And now that accelerates it amplifies at Fountain of Water. And it actually pops the lid off the foul in and now the found is flowing, and it's exploding with water, bursting with water like water bursting when a baby is going to be born. Feel, that now moving through your heart, and into your body, and into the space around you so that around you you're now reprogramming the quantum field hologram into super flow into super abundance. Henao just breathed this in and out. As you are breathing this new breath, you're breathing in and out your super abundance. which is your new set point now after this? PODCAST when you're done listening. I want you to listen to this part a couple more times, and then once you've got the. Imprint of it you can do it on your own. Where you experience your overflow where you can feel yourself. Breathing your wealth in out that superabundance coming into you with supercharged power. Do this every single day. It only takes a couple of minutes. Do it every time that you experience any guilt or shame or loss or deficit. Around your abundance! Whether that's abundance in your business in hitting goals or abundance in your bank account, or in relationships anywhere breathe than and out in reset to your wealth. This is who you are. This is your true wealth. As I just want to remind you guys as we come out of this activation space that you are created for wealth, and not only that you were created to have an extraordinary life. With extraordinary results an impact, an abundance inside your empire of wealth, your spiritual empire, that is the gift of being alive in this physical world. Anything short of that is selling yourself short, not only of your potential, but selling your soul short you get to be in the embodiment of your infinite wealth, your infant abundance, which is the truth of who you are. Now pay attention to where you are still connected to, and we are in many many ways to that anti-wealth paradigm. It will show up as that guilt. Shame cycle of emotions connected to money and anytime it does reset. And do this activation again. And you can do it on your own. Once you get that imprinted within you and remember that this is important because with how resetting yourself, you stay stuck. In that guilt? Shame cycle of. The keeps you in the impoverished consciousness of money where you're sourcing from a limited source of money versus the abundance that you could be sourcing from. So, if you WANNA have extraordinary results in your business, you wanna live in extraordinary life become relentless about resetting your energy and catching yourself whenever you go into that guilt or shame or limited thinking around money or run any aspect of your life because you truly do get to have it all. That is what we created for, and when you have it all you ripple that out into the world and you become a role model, a demonstration of how? Other human beings get to have it all as well so make sure you teach it. As you gain the wisdom, you give it back and that's what's going to shift us into a new humanity. Humanity. Were all of us are living extraordinary lives that we were created to have. You guys I'll see you on the next episode. Hey. Thank you again for spending your valuable time with me today. The next best step for you to take after listening to this episode is to get around like minded individuals in a close knit community by joining I five day challenge. Activate your wealth. You'll find it by heading over to my facebook group. Just go onto facebook and search for the new code under group. Wants you join the group. Say Hello and search inside the group for the activate your wealth stipe. HR Orange I'll see you on the next episode of the activate your wealth show.

facebook Caribbean Gill FAO Shannon Henao one hundred thousand dollars ten fifteen thousand dollars three hundred sixty degrees five hundred dollars million dollars billion dollar sixty degrees one percent two years five day
Trudeau made promises to Canadas Indigenous peoples. Did he keep them?

The Big Story

18:06 min | 1 year ago

Trudeau made promises to Canadas Indigenous peoples. Did he keep them?

"All of them than others it is time for renewed nation to nation relationship with first nations peoples one that understands that the every election campaign features promises autzen lots of promises some of those promises though are more whom those promises were made a week from now they will demonstrate exactly how they feel about it. Hello obviously there's always been promises to do something about this and well has anything been done arguably not much has been done in Trudeau promised respect he promised action and he promised Truth and reconciliation he was genuine enough that he was joined in this call by some of the highest in two Thousand Fifteen Justin Trudeau vowed to do better than his predecessors when it came to reckoning with Canada's historic failure to work with indigenous peoples heard more needs to be done certainly comes the mental health of all the suicide crisis that seem to happen from time to time in remote northern first nations. Hi Todd Hi Jordan can you start maybe by explaining where the term honoring promises comes from Well I eat and yes promises were made you can read and listen to an awful lot of opinions on how many of them were captain how well but the people on Election Day Trudeau won an overwhelming percentage of votes from indigenous peoples across the country now is four years ago this cat and if you look at their document that got two and four year plans on a whole host of issues from water housing healthcare education again these promises during the election campaign twenty fifteen but throughout the first four years of their mandate what is your sense from reporting on this document and the Reaction Document and on the whole how much of some pretty substantial promises you've touched on just one that the liberals made have they delivered on in the view eighteen election some things removed on bring up water for example promise in two thousand fifteen election that within five years they're going to get rid of all boil of of the first nations that's a few talk to Perry Bell Garden I can only base this on what he said in Jordan Heath Rawlings and this is the big story toddler Maranda is the host and producer of a nation to nation Oh file Canadians to speak on the issue who cares about the world that we were trading entire lives to ignore I don't work for the Assembly of course I report on them occasionally and that's about it let's take health care for example this is another one where in twenty one twenty two they'll get through all so honoring promises is to trump from the assembly first nations is to make sure that that promises pass Perry Bell Guard that by interpretation of honoring promises is a lot of promises are made in twenty the twenty fifth election and majoring the first term of the Trudeau government so it's just from their perspective it's just keeping those promises will you've gone through indigenous partners a health plan some sort of health legislation that I'm assuming will trying to honour these promises again that were made not only threat of Trudeau's image in the first nation communities across Canada because I mean he sold himself that way in two thousand fifteen I four years in the first mandate of the liberal government but we did have a week ago I in Thunder Bay the Prime Minister said while I'm going to develop co-develop with her are from indigenous peoples perspective to support from indigenous people as collapsed really yes it in twenty fifteen we're talking just over half altered visory that schedule hasn't been kept too I think they got through half if you've listened to Trudeau he says by twenty of indigenous people supported Trudeau and the liberal government and actually I should just I should quantify or clarify that statement this is from election Canada so trade our entire lives to hear not a word so it's not on the road and we're going to get it fixed but we got the guy do start to help well there's quite a difference in fact you may not be aware of this but to APN Commission Environments Research Into Kentucky the pool for us where looked at it more broadly digits people include any meats and may for example I'm a meteoroid river matey and when I went to the the fifty one percent from on reserve voting okay that's hard that's a hard number for reserve voting so the Environ- ix poll in two thousand fifteen nobody asked me my identity so that hard number comes as I said from on reserve substantial fifty-one percent I mean how many writings across support so what that says is a digits people don't Really Trust Justin Trudeau so that a lot of goodwill it happened in two thousand fifteen and there was Canada fifty one percent support to get elected so that has collapsed it's in the twenties now in fact the conservatives are slightly ahead now dean and when he got sworn in all kinds of digits people and leaders actually went to Radio Hall and just a witness all of this so town of it I mean there was so much excitement over the election of Trudeau it's hard to describe there was all kinds of talk about voting for the first time in twenty fifth they have moved forward on getting rid of boil water advisories but you know people thought it would be faster that's one thing so live in a community that's been in a boil water is referred decades and some of them have literally decades and still haven't gotten to us you know what's up with that where's it all gone and why has it it's a little more speculation lot of people don't trust them as I said in as to why don't they I mean they have the happened forward on some promises described is how is Andrew Scheer doing beyond kind of the numbers among first nations people because I don't know what he's been saying the liberal government was the treatment of Jodie Wilson rebel yeah I was Gonna ask about that this was somebody who was very well respected somebody who even before she got elected when she was still regional chief for the assembly of First Nation people SARS somebody with integrity who worked harder job so people just couldn't believe what was happening to one of their own and the treatment over well my other question based off the poll you just that would speak to them I don't know what he's been promising them but if you say he's ahead of trio and support that's fairly significant oh to see what happened to her for basically sticking up for her principles to see your thrown under the bus kicked out a caucus that made a huge difference but I think what are the watershed moments that's happened in the past year that really turned indigenous people against I think it's just because that's the case how far Trudeau was fallen 'cause did his people in general at I should qualify quantify again qualified other things first nations people certainly don't trust Andrew Scheer I don't know again if your listeners member the first nations transparency act tell me about supporting small business for example that's something that aren't there certainly not against but when it comes to where they decided to appeal the human rights tribunals compensation order this happened back in September and they have thirty days to do it and you to consult us and we disagree with are you still going around this pipeline or whatever energy project through so what are some of the reasons that Trudeau has seen his salaries because we didn't know sometimes ban members didn't know what they were and when the Trudeau government that's just one aspect of it but I just WanNa simplify it and when the Trudeau government got in popularity decline so rapidly among first nations people well we only have to look at something that was very recent things just a few weeks ago now that may not for example support the Conservative Party far more than first nations people do so what does Andrew Scheer have to offer well for me it's about would I mean the the act is still on the books but they decided not to enforce it now I've been told by several people Cathy McLeod who is often on our show the Friday before the Monday of course they did say they're going to appeal it or what I should say there are going to have a judicial review and they want the order set aside is not being lip service and that he'd attended some of them in that the feeling in the room was that he was really genuine and so when I think about Trudeau's difference does that make sense yes I would say it does and I guess that's why so many indigenous people are you know they can't make up their minds Mrs to Canada's indigenous people I'm kind of torn between the idea that he's saying all the right things and doing nothing and the idea that what he's saying is actually making it or dismissed and what kind of interesting about this is that the leaders debate trudeau was asked about this and said while we do want to compensate children but I will say this the indigenous leaders believe there has been progress. You know I've talked to Perry Belgarde I've talked to any tap creek you know a shared wants to create a war room to to get energy projects through and again that raises a lot of red flags for first nations people if we have yes we did on the lead up to this election as we spoke to people from every province and territory in Canada and we spoke to a journalist from not can we believe any of this when you do something like this because compensating children families who went through this horrific thing should be a no brainer one of the things conservative member of parliament honor our MP paddles has said if they get elected they will start reinforcing that piece of legislation and also of course what who talked about the frequent apologies that Trudeau has made to first nations people to anyone that Cetera he described it why is liberal support collapse just another brick in the wall so to speak I mean the went up over social media and you know editions people go out please call up the child welfare system we want to compensate them fairly but at the same time you've got this judicial review that you want to do so I mean I wish I could have asked him the question I was in light Asmat questionable I did get a chance to in the scrums after leaders debate but what's fair compensation than five ten fifteen thousand dollars townie president the town op Ed and Certainly the Mateen National Council has made it known that they support what they've done when it comes to access to the prime minister it's been unprecedented Tanno bed said the access to the prime minister into his ministers and if you talk to Perry Bell Guard over and over again doesn't matter which government comes from they have a tough time as the legiter is it just more of the same that we have heard decade after decade after decade platform that they fully recognized indigenous rights inherent rights dishes people have in Canada of course you know indigenous people indigenous it was a piece of conservative legislation from the Harper era to most people just trying to get to chiefs encounters to disclose the the sky legit or not and because indigenous people have been disappointed so many times while hundred and fifty years promises have been made over and earlier in our conversation beyond Tro in sheer what are the other leaders promising well I suppose the biggest thing from their platforms Louis Justice true colors you know you can use buzzwords like reconciliation and how Noah relationship is more important than the one with the indigenous people but must be something that you think is fair that forty thousand plus people too high because you're you want to review this again when it goes to your question about so you know that's a huge increase will go back down fourteen percent or even worse and that's the it'd be very interesting to see what happens settled say a lot that brings me to my last towards trying to close the gap to honor the promises to the assembly of first nations like to see all in a whole host of things that I listed offer so to get back to your question Dole I mean there was a bit of Trudeau Mania I would go out on a limb and say it when he so you'll say the same thing but it's been unprecedented how much money has been allocated in the last three federal budgets that twenty one to twenty two billion dollars a good about it how rare is that for indigenous voters and candidates in general and as you kind of already touched on I guess they won't have that feeling this time I have to say it's pretty in government and it's no this is the problem that indigenous voters are facing right now in this election and Doug Cut Hannah I believe the Communists voters are realistic stupid that's for sure they realized that the EPA and the Green Party probably are going to form government anytime soon. So that's why I would you know the question would you just kind of touched on which is you described a feeling at the beginning of our chat of indigenous voters voting four Justin Trudeau in two thousand fifteen and feeling really voters will talk about luggage voters are fed up with Trudeau but sheer is not an option but typhoid green at end ep when I know that they're not going to thanks a lot todd for the today Oh you're very welcome Jordan todd host and producer of nation-to-nation Ashish liberal government

Justin Trudeau Canada Todd Hi Jordan Perry Belgarde typhoid host and producer Jordan todd four years fifty one percent twenty fifth five ten fifteen thousand doll twenty two billion dollars fifty-one percent fourteen percent fifty years thirty days five years four year
Iron Sharpens IronWho Sharpens You?  | Ep. 18 with TD Mastermind Guests

Todd Durkin IMPACT Show

45:45 min | 1 year ago

Iron Sharpens IronWho Sharpens You? | Ep. 18 with TD Mastermind Guests

"Welcome back to a another episode of Tiger can impact show and I am so fired up today because I stopped Back Mountain Yup I was in Vail Colorado although I was breathing the rarefied air at nine thousand feet when the foliage was changing and man oh man am I feeling great and where record this podcast today and the resort that will be at in between our sessions where you can go deep on all aspects to iron up so when you do that you can take a look at all of the Information Toddrick Dot com slash mentor ship Nineteen Todd Dot com slash mentorship nineteen check it out it is not is not sharpening you so boys girls men and women of all ages shapes and sizes today I want you think of this episode as Iron Pure and if you're not in the fitness field but you're looking and seeking and searching for the next level I promise you that the three point five day mentorship program has not only changed thousands of people's first and foremost who else loves this time of the year it's October the foliage is changing it's cool in the mornings it's Crisp at night mind retreat that I just had we had eighty fire breathing dragons over unveil and the theme of the retreat was iron sharpens iron are we go out to Vail and as you listen in to today's episode I want to ask you about your iron like who sharpening you iron too late to take action if something is speaking to you Lotta Times head trash gets in the way of why you can't be somewhere find out why you should be somewhere taking a vacation but I'm also going to invite you out to in November in one month from today as this goes out November seventh if you need lives but this nineteenth one the nineteenth mentor ship is going to be Uber Uber special so take action it's thirty days away from now happens iron who sharpening you like who is in your life that sharpening you what is in your life that is sharpening or perhaps who or what is in your life born and now I love that it's biblical proverbs twenty seven seventeen iron sharpens iron show a man or woman sharpens another I just have a couple questions and lastly before we go out there one of the things that's most important we had eighty people in the mountains with three days three days of retreat time I believe when you step business on leadership on branding and most importantly on personal growth I want to coach you over a three and a half day period right here at fitness hope you iron up your business you relationships or even your life your personal growth and if you don't know what that is there's many ways you can do that include I up I want to invite you to my three point five day mentor ship program now if you're a fit pro if you're a coach if you're a trainer if you're an on you to make sure that you challenge yourself to be the absolute best self that you can be you know speaking of Vail the theme of the TD master so if you take action next two weeks telling you what you're in for a treat so iron up iron sharpens iron sharpens you if it's calling for you to go way and you actually work on your business and your life like magical things happen especially when you're you're an energy where you're in the mountains during a great place corner or if you're someone who wants to get to the next level in your life this is my deepest and most intensive program I offer it's on all aspects of all men and football is in the air yes I love October I love November and this is Q. Four wherein quarter for so I want Internet is going to be absolutely fire you up strengthen your body mind and your spirit and I want you to feel the spirit and the soul from Vail and and you're breathing I think you're going to feel the energy in the room even as you listening today as you're working out or you're in the car wherever you listening to this episode I want you to eighty passionate fit pros in a room for over three days at the mastermind retreat now the masterminded people I coach on an ongoing basis. We chose feel that but I also want you to commit to something here in Q. Four I want you to commit to doing one thing this quarter October November or December that is going to how do you balance that all out Tony Johnson and Rebecca grow grow garage ask that question about what does it take and then also heather vix on family on on parenting and if you're juggling The challenges of growing young family along with a budding business bottom line is this I am committed today in this episode for the next forty minutes as you pump away on the treadmill the Elliptical Bert you're definitely WANNA take action without further ado what I do is I want to invite you to go out to Vail car with me right now now what I did is this we'd eighty the beautiful Sebastian Hotel and what a resort it was when you go to great places and you dream big and think big and you're getting challenged what's going to happen is this you're going to hear four people randomly selected them to go deep and they asked me questions onstage now you're going to hear some in Holler and this is real stuff you're going to be in the room just place this community is and it's not snowing yet but we've been hiking we've been working out and we have hand selected four of our members today to feature incher customers in your members are going through that and then Jill rooks you're going to hear a spirit and a soul talk about the recent loss of a parent and how the family dynamics can also be different L. Right now all right welcome to the todd impact show we are in Vail Colorado in front of eighty fire breathing dragons you're pounding the weights and getting strong of your body I want your mind sharpen and I want to spirit sharpen so fuck up let's go out to Vail Colorado Foreign Krog asked about how do you go through different challenging your how do you get through and persevere through obstacles adversity challenges in Your Business and when your client yeah so I had a fitness studio for the last eight years and I've been a member of Todd's mastermind for the last five years and religiously listening to everything he says since two thousand five Joe rooks welcome to the mastermind retreat thank you so yes thank you very much about yourself I am a studio owner in redlands California right now this event just happened a few days ago and you're going to feel the spirit from this live event right in Vail Colorado let's go out to the day I believe we're going to impact someone out there listening in and as always I love the I love the questions you're asking please keep asking them so I up this year my mom was diagnosed with cancer and for your four months later she passed away so all of my big five of Twenty Nineteen Oh my question which I think we might be going into at this point in time would be this year when we came to retreat just yesterday I taught stars with some awesome questions and we have drill we have heather we have Tony and we have rebecca who are going to be fine away some questions it's GonNa be a dialogue so buckle up whether you right now I think because I know you come from a big family and I know your mom is everything and I know you are everything to her and you and she shared keeping life going and being there for your parents and making decisions with your big handful of siblings isn't interesting how sometimes just completely disappeared and in being here just about five weeks since her passing it's been very moving and very refreshing and my mom was one of those came to your strong impact events while you're strong events when you're on TV show and you met her firsthand and so and you bring your community and the energy lab and you guys have such an awesome community and I think that's because of your heart center that you bring your purpose how you contribute to the mastermind that fitness lifestyle and that mindset choice has her her biceps out for you and I just wonder where you in my shoes running a business and engaging with a community like my energy lab community like your fitness quest ten community how how would you handle contribute to those in your community so thank you for what you do well thank you you provide the context and that's part of my question go ahead saying what were your big five for the year and I couldn't remember a single one because that was January of this last year twenty nineteen and the reason for that is in March of can I hear you fire me and dragons this is the first time we've actually gone live from a retreat and we've been here in Vale with it something happens and that's called life and everyone listening in right now today as you listen in perhaps you've been recently thrown a curveball Laura Tiv- but I went through a lie and while I was going through those months with her in her care I often thought what would todd do which is what a lot of US stop it or you're going to be thrown a curveball it's happened to me Jill I been praying for you throughout this whole process with your mom and I know how hard it is and when you slow down enough and you remember the good things about your mother you change your state of mind to gratitude had sisters five sisters repeat that two brothers and put myself in your shoes I even think back to when my father passed away when I was twenty years right I think it's been a while I still remember even back to the strong days you took your whole community descript highschool feel that we did the strong workout you come to the impact events curve balls we have our big five for the year we want to do for our life matter of fact right here in the mountains were talking about our vision for life and for the next ninety days and then all of a sudden versus either feeling sorry for yourself or getting so downtrodden and depressed that it paralyzes you and I've been there when my father passed I spent many weeks like its first off okay to slow down in grief grieving is a healthy thing slowing down as a healthy thing many times we have many balls in the doing depressed I remember running up and down the beach on the Jersey shore crying as I'm sprinting and it was like minus eighteen degrees out we all had those moments and lastly I would say this you got to always protect your energy you always have to protect your energy whatever any of us are going through yes my mother has mothered eight children all one mom dad I'm the youngest of eight we have seven siblings more peace right typically right after a huge event why is it that we need some massive tragedy in our lives or in this country for us when you're battling if you're battling today with anything it's like you know the win the day mentality well you might not be striving and business during the darkest times of your life but how do you put your oxygen mask on whether you're working out right now as you listen you're going for a walk I want you to commit a way to commit right now all I don't care if you're ten years old you're twenty years old you're fifty years old when you lose a parent it's very emotional thing I think the mindset is always think it's that mindset of you gotta keep going you gotTa keep fighting and knowing that as you entrust your business to other leaders if you have people in your business people always understand way more than you think and they cover for you why is it in times of tragedy the world stands up in times of tragedy more loved we're not strong enough I'm not strong enough when it's just us if I relied on my own physical strength the flesh is weak the flesh is weak that's why we have to nurture or to your mom or your dad or your husband or your wife now you're like man how do I get through this I was thinking about how do you get through the day how can you get through today to be more in the moment to be more where our feet are at right so I commend you Jill because you've always been very hard centered and lead that way up sometimes just getting up and standing up putting your shoes on and going out for a walk with the dog and smelling fresh air or going for a hike does wonders for your your soul you're out for a run you're at the gym you working out you're on a plane train automobile you're taking the kids Described right now I want you to listen to the wisdom because the questions that we're going to have to book a date night with your wife or your husband that's that's nourishing the soul into the mind and the body but today I want you to do something where you're going to actually do something you you've you really just embody that whole family man and there's a lot of business coaches out there who don't have any how would you what would you what would your best advice be to address that to be successful in both areas Rebecca I talked about the far with everything but family especially and this was a hard decision for me to step back and be with my kids more and you wear the dad hat and there when it comes to family and children so my question to you is for an entrepreneur how would you get up to get up and get through the day so when you're down you gotta get up you gotTa keep fighting and hey what's the conference joe what was the theme of this Conference Iron Sharpens are you hanging your hat on you've got to have higher iron to lift you up to a place where you wanna go because end of the day when the tough time comes if it's just your flesh hold on to be home with my kids and my question for you is well I've always admired you I've always looked up to you as hubbub from the stress of everyday to work on ourselves and it's no different than anyone that's listening to the podcast today is permit yourself and don't feel guilty about it hire sharpens iron who's your iron part of the reason that is folks that you listen who's your iron who you listening to right now you're listening to a podcast I'm hoping that this is part of your iron it shouldn't be you're only whereas specially if you run businesses you own a business you imagine if you work at a bit you have a career you aspire in a career and all of a sudden something happens to your son or your daughter fire breathing dragons y'all like that out there hey we got a raucous crowd like they're like fist-bump and and everything else I like this I like this a lot all right soul to honor your body the body's a temple treat it that way remember iron sharpens iron everything you just said thank you right because you need to make sure your trainer is your iron if you have a trainer or your your training partner your friend your colleague who's your who's your I have faith faith in God is Iran legacy and what you want to be remembered for first and foremost a great dad and a husband so what you put on paper how do you actually on your schedule you gotta look at the schedule and say where is this going to fit in right now I am volunteer coaching my kids between the two PM at least we don't have children and they're trying to coach entrepreneurs on how to grow their business but there's not that connection and a little bit of background about yourself my name is Rebecca Correy Halwa I'm from Albuquerque New Mexico former studio owner and I retired my studio how do you balance that out that's the question I get asked a lot like you rebecca it is the hardest thing to do other than what are your priorities when you when you have listen in to say this is what I'm a do for my body I deserve this maybe it's to get a massage maybe say the book of Training Session maybe it's to talk to your therapist maybe it's too entrepreneur leader had the dad hat and we're going to sit down to dinner table table and eat together and I want to ask about Mckenna I her soccer practice because it's never easy it takes sacrifice I'm not always the perfect dead the first to admit like man I try to be that all American father but sometimes I'm tired Sung Luke's football game like it's a priority enough that I want to be at that to schedule events so you have to prioritize your schedule based around your priorities is to actually say how the better man or a woman how could he better mom or dad it'd be better son or daughter and do the things that you know you need to do to honor Time Luke was born sixteen years ago I establish a routine and we made it up because I don't remember where I saw her it was like establish a routine for your family so when we is that we've got great people you've got to make sure you build up your team and you have systems in place where if you WanNa step away for a few hours that spirits to nourish the body the body that's why we're here we got eighty trainers and coaches but some of the best coaches in the world right here in this room why were stepping away from or to attend loose game by the way the reason why we're doing this retreat right now in Vail Colorado I'm this weekend as record this is because it's a by weekend of the answer that into real life like living so that if I'm leading business fitness question we've got forty two teammates there and hundreds of amazing clients how hey is I'm so happy I can do anything and I love my Luke Brady Mckenna where the Durken's we always do our best and we never give up with my wife Melania on a previous podcast about the most difficult had I wear is the dad had the family had I love training I love business I love everything I do it's my passion but also realized when I step away and I put on paper in my annual roadmap that we work on like my values and my legacy I mean think about and seven. PM that's hard that's hard on the weekends I'm volunteering with dishing and with a team like that's a lot of time but guess what this is what I realized I realize pray and say hey what's the right choice in this decision like what should I take this opportunity to speak in Russia or here in the states okay and thank God for the blessings we have a roof over head and food on the table so simple things is always the little routine is the gravitate to football all the time so McKenna goes I in the priority order and then and then we'll talk football and the most important thing for anyone listening that is trying to establish times they come in I've given it my all you know when's our long days and I'm at the office most of the day and I come in I I you know I gotta take off the trainer hat and I still say that to this day to my sixteen year old who probably that this point doesn't want to say it but I tell you this when he goes off to college someday or when he's sh family as a priority even though you love your family get torn is that nighttime routine for me is really important that nighttime routine includes prayer with my kids from the up when we're not perfect because a lot of times you can get guilt as a mom or dad because there's so many demands on us and you're trying to do the best for your your go on so I think about that a lot and part of being here in Vale is for all of us to step away and think about a how do we what are our priorities what's the vision at business there's always have to be systems in place at business for me at this stage in my career now over twenty years in as a coach and business owner and have a business how do you create a business how do you create other people within your business if you have to step away or you got hit by a car or you get a cancer diagnosis or something happens could you still a few times a week I couldn't have done that five ten years ago now I've built up the systems and have led my team enough to entrust you know all of my team back at fitness quest years from now this time soon shall pass and I won't have that and if I'm going to be remembered as a good dad I have to make that a priority at the expense of times of great opportunities there are opportunities one thing no one likes losing we don't like losing but it's a really important thing so does that help rebecca absolutely yes thank you you're welcome Tony you're up next twenties there's going to be a point in his life like Brady McKenna he's GonNa remember that routine so prayer comes back to prayer comes back to the priorities and ultimately up so you what I lost one hundred and forty five pounds in two thousand ten mom or dad what's the vision as a leader on and I think that's one of the best things that we can do is to continue to work on yourselves and lastly not beat ourselves and are you having fun in there you'll learning are you growing are you getting these different character traits that are going to help you become an adult of learning how to lose learning how to lose like that's a really let's go over to Rebecca Rebecca Europe next what your question before question introduce yourself tell our listeners we got some firewood interacted listening who are you where are you from Tate and you're GonNa reap the benefits today on this great episode as a matter of fact in just a few minutes you're going to be hearing right from the mountains of Vail Colorado just here and and heck I'm in that world because I'm a coach but also I'm a parent and I see that and you gotta keep your priorities in line of like hey what's most important the kids my goodness kit sports today my gosh it's crazy right demands the different clubs that that are available and you gotTa Have Different Codes Handful infix coaching and San Diego California I lost one hundred and forty five pounds in two thousand ten thanks to the inspiration and energy that todd provides how about undermine that folks that's huge think about as you're listening in today here's Tony you look up here if you if you could see Tony Tony what I'm saying no to that I'm like scratching my head like really say no to that I don't know if that's the right business move but it's really like what are your priorities ultimately what I'll do is then to continue leading and fostering excellence and keeping our culture at an all time high right someone say if you're the if you're the one in the busy the only one that business we've got four people up here we got a huge crowd here in Vail and Tony Introduce Yourself Tony Thank you for having me Todd my name's Tony Johnson I'm the owner with less describe Tony for those you can't see them yeah Tony is is fit as a fiddle and here's the thing you'd look at Tony you would never know that you want wait how much three hundred and thirty seven pounds three hundred and thirty seven pounds here's the moral historic before even ask you a question don't judge a book by its cover you look at Tony at W._w._W. Dot Berra gun dot com just enjoying the moments yeah and to your point my father was an entrepreneur serial failure entrepreneur and he was all some of your sphere of influence to be there for those initial moments with your kids yes and then how would you advise me moving forward with you being my like ideal when I'm fifty years old I wanna be you with the did slightly demographic different demographic how would you do things differently you've been through this you've lived this you've been blessed to grow an emerging business and brand and grow an emerging family can you give me advice on how to proceed at this pivotal moment as I'm blessed to grow my family and my business simultaneously wow okay great dad now is because of I don't think I was a great father when my kids were real young my knucklehead mindset was there so and I remember the impact book when you received a letter every Monday from your father and I left my career in two thousand sixteen is an academic professor of speed communication to live my purpose my passion which is to inspire as many people as I can to implement healthier habits and transform their lives from the inside out and and in my practice I have a growing and emerging business I'm blessed to have a baby on the way in February twenty twenty and so my question is in my business and growing is that I do want to be present and available so if you were me the first question follow up question is would you trade off and for you as you go into different platforms as well and share that inspirational story looking back starting your business growing your business l. but I wish I would've number one enjoyed the process more in to I wish I would've said yes more often to win luke and Brady were a little bit younger of just holding them more he's away in the name of providing when he was around he was always sort of upset and resentful that he wasn't able to provide so that's a big self limiting belief some of the T. ball games and soccer games because I was teaching Sunday morning outdoor adventures class for four years the first four years Saturdays I taught till one o'clock awesome two thousand ten thank you so much and to your point one of the reasons I've been so inspired and influenced by us that you coach to the whole person of eighty pounds two hundred pounds on that and Tony Your example will be example for your family for your kids for your clients and members who you do your online training and coaching with years old I was just ten years old so he had a massive transformation when I was a young kid I was actually the fruit of that because he changed first off congratulations Tony on your success up to this point because I always talk about live a life worth telling a story about what your story you obviously have an amazing story part of your success is GonNa come in you sharing your story and getting out in all different mediums and platforms because there's a lot of people out there who are looking to lose thirty forty fifty pounds one hundred pounds I would have said yes more to my wife Melanie I never really struggled to the point where we we're GONNA get separated and like that but there were some I liked coaching on Saturday because the energy was different on Saturdays I enjoyed it but I wouldn't go to the family events or or the Games because I was making money a family so we could buy a home some day and I was justifying my workaholic them by like it's doing the family good I'm I wouldn't take back where I'm at now young now they're not going to remember if build it now I build something really special when I get older like I won't have to work as hard but I did miss out on some really like look back I don't know if I was to do it again if I would do it the same way because I sacrificed a lot of family time I think part of the reason why I'm sisters so I knew it dad much different than my older brothers and sisters new of their dad and maybe some of you can relate out there but to your point with the letters one of the lessons I learned from my dad in him writing a handwritten letter to me every single day while I was in college up until the day he died actually I received his food what I would say is this talk to your wife listened to her and what's another five ten fifteen thousand dollars off my brothers and sisters again I've seven of them my brothers and sisters new a different father than I knew because when my dad had his first heart attack he was forty the times early on in our marriage where she wanted to be places and I said sorry I gotTa Work I love to write I would be writing all the time on the weekends and I missed out on a date nights time and to the point of your father my father father eight kids and my parents got divorced when I was five a year when it comes to your business or whatever that number is if it meant you're you're married to your business and you could have really cultivated from being a very driven Taipei personality to my sister Karen and I got more of his time than any of my brothers last letter three weeks after when I went back to college and received that letter was time and I always struggled with that but I also want to be a successful dad so so he would so he would go back to sleep and he would he'd fall back to sleep looking at it now I wish I would have done that every day and I didn't I didn't do that so I don't look back and live with regret but if I could give any wisdom or counselor a father's in our life right a lot of people don't have that positive male influence in our life pop fathers are very important in our lives so your your relationship with your wife more and don't miss the moments with your kids one of the moments I remember our first home we had was I'd have the early mornings how is that son or daughter going to remember you it's probably about you're there after little league game or Lacrosse game or football game and you're cheering them on your encouraging lies to someone like yourself who's starting a family and we've got people out here in the audience I'm looking at or if you're listening in and you've got young kids at the end of the day Eh and the day I found out on father's Day that we had conceived I've written a letter every single day that I'm compiling into a scrapbook wow yeah you have to with Luke four am I didn't like it up at four am then I go down on the couch and I put him on my chest and I tried to take this really depressed uh-huh I'm excited for you I'm excited for you to be a dad and share your story but I'm GONNA call you out if I see you working too much any other questions on that no I just follow up I just met you this weekend but you've been inspiring me for over a decade and I actually took inspiration of your father writing a letter each donald every day without her knowing and that following things given I gifted heard the Journal and that handwritten journal she could take with her forever them and you were with them you're spending time with them because from zero to seven are very formative ages and our fathers we need more positive in written notes and they'll have a consortium of different Clinton Not Matan they were you know young to do that so moms and dads out there it probably takes you thirty seconds to do moms and dads out there it's about time and I'm the first to admit I can always do better all of us can do better but hopefully today in this podcast you remind yourself the best gifts I ever gave melanie she probably admit this I is got this idea to do a gratitude journal and from one Thanksgiving to another thanksgiving I that's like the first thing audience you guys always got jaws dropping right now I got josh dropping bombs because let me tell you if there was a day when we weren't getting along and I was frustrated at her she was frustrated me and I wasn't feeling the love I still journaled I still journal wasn't on the advertising out there right now the other thing I'll do besides writing that is I have clean notes I write to cleats notes for McKenna on all our games and Brady and Luke now get helmet notes ages on days that were stormy and and not so pretty as well but that gift didn't cost any money it was time right so all that's great lastly those you who are married and want to encourage and really work on your relationship I think one of the was privileges and that's gratitude and that to me is called impact Tony thank you thank you nice heather hi todd heather off of hey maybe I can take three to five minutes out to write a handwritten note for for your son or daughter or even if your kids are listening they know a lot of you kids are going to school right now lots of energy and ideas from this retreat so it's great to be here great to have you here so my question for you kind of relates back to to what Joe was talking about going through their struggles but my question to you todd is how do you coach people differently where do you coach people differently when the personal struggle is here is my dad had helmet notes so those notes and I just told you make sure you say them because they've got a dad ever leaves Earth I want you to look back because I love looking at my dad's we we all were talking this weekend about how we coach our people when they are going through personal struggles we show up it was called Heather's Jim and is located in Libertyville Illinois I have an amazing community of people there that are so excited for me to come back with bring the energy in the positivity we bring the wow we bring we bring all our all our juice and music and we can always deliver that to them and we know when Abby here at the retreat it's so great to be year it's my first retreat with all these amazing mastermind irs and of course with you I'm Heather Foreign Kroger last for my people and so I like to know how how do you make that happen thank you so much and if you're our bodies are temples I often look at finished ten and our studios in which we train at as sanctuaries you go visit air-breathing Dragon trainer or coach out there listening in today you probably have folks in your life who are battling something as well a member or a client who is facing ailing so much whether it be you know stress anxiety depression unhappiness confusion whatever it may be thank goodness is is you myself I'm going through a difficult time I have a family member who is who is not doing well and is being self destruct Dan is right one for your Mama Your Dad and say thank you for what you do because they know your buses your tail to put food on the table to have a bed that we can sleep in because there are a lot of kids out there don't they don't have the so thank God we have gyms we can train at that actually lend positive light so maybe you folks listening you are training as the difficulty hey perhaps it's you right now and you've got to put this smiley face on and you're going through this tough time because you get to inspire ten twenty fifty one hundred people oh so much better why well I call it dose dose not dose of Durkin but does dopamine oxytocin Serotonin endorphins are released those chemicals are ten times more powerful stake show up just show up and be there I don't care I mean sitting in the corner and Soak in the energy and breathing it's really good for you to do that words matter training hard and that you can get after you can almost forget about things for an hour or thirty minutes depending on the model you run and all of a sudden thirty minutes later an hour later you're like wow love and it's very takes my energy is you talk to us about staying away from Energy Vampires but I still have to show up and deliver an energetic of my athletes are clients most of them are going through something personally or their families a lot of different family dynamics going on the world today and there's a lot of negativity out there I don't change the way I coach in that session it's probably what happens outside of the session all sessions when you're training if you're a coach or trainer should out Cathartic releases of the justice crazy things are going through in life whether it be diagnoses whether it be so for me when I'm dealing with someone who's going through a tough time in their life which is every day every single day I've got a prayer list that looks uh-huh that lights you up that you feel good at that you like man this place lights me up because when you're in an environment that's conducive for big thinking for a sanctuary we need to get your body and your mind and your spirit right one non-negotiable when you're going through tough times is that training you work out if I were to look at her remember words matter what you say matters you have to listen with your eyes remember Pete you listen with your eyes you ever notice when you look at someone you don't like a book of people who who are battling different things some small some big but everything's important right and to me what I always say is this on how can I help you and then have silence and let them talk I can't tell you how many conversations I've had in my twenty year career at ten with people crying Russian whether it be a loss whether suicide so many things this is called life and has life transformers whether you're listening in as a trainer or your think of what they can do and you push them through that and training becomes a vehicle to release what needs to be released to get through those acas shared as Tony shared is you gotta keep fighting you gotTa keep fighting the good fight stay in prayer keep showing your kids what it's like to be a man hey whatever it may be or if you're listening right now and you might be hey preach preachy as you're driving in right now you're struggling and you don't even know how the heck you're going to get through today because morphine so that the exercise training and all of a sudden you have a coach who is sharing could is with you in positive positive thinking with you now you're transforming that day vocal times what happens when you're battling a lot of times is you don't want to train so you don't show up to the gym that's a number one ching uh-huh and encouraging us to lead and coach from the heart because that is an amazing amazing thing that you've done for us thank you where we talk about heart tire sharpens iron proverbs twenty seven seventeen we talk about it all the time iron sharpens iron so a man sharpens another if you didn't understand what it means to get up to stand up for what you believe in to make the commitment today whether you're going through anything as Jill shared as heather shared someone who trains added Jim who's trying to change your life you gotta show up and if you're going through something show up so to me it's always session feel different than her session or his session is because the heart that you bring to it and as you listening today you wouldn't be listening to this podcast at this point into the podcast lead with empathy and love and heart it's not about that bootcamp instructor that's yelling in barking at you it's about love and how you push and challenge someone to the so a woman sharpens another who hanging with who sharpening you up the iron but there's times you're going to need some iron record and don't lose the umbilical cord they need to feel that they need to feel inspired and you feel your soul because I can hand you a clipboard and say hey here's your exercise of the day why did yours nickels together to get to this room have taken trains literally from the East Coast to get the Colorado have come from Hawaii to be here in difficult times man or a woman of strength and courage to get through the tough times because the tough times if they're not facing you today they may face you tomorrow and once again a great trainer great business person whatever your career is but he had a child is not happy you're probably not going to be completely fulfilled as well long I would sometimes pretend peop- I was people I wasn't I was pretending I was people in the mastermind who were strong could get through crazy crazy different things like hard if you're an aspiring mom or dad or you're expecting here sooner you've got a young family remember this it's not always easy because if your kids are really young there and that's been going through it I believe a sign of strength is actually reaching out for help is to actually reach out and say here's what I'm struggling and you realize sounds like she is she okay trust your gut if your intuition says or something going on after the class of the session pat on the back is everything okay what's going step away folks if you're battling right now step away and get clarity on your life it's hard some of the people I'm looking at as I as record right now unveil have literally is learning never stops learning never stops my faith can always grow my physical conditioning can always grow my family dynamics can always grow find a way to be in an environment that fosters your best self and work on you because now being in my upper forties I realized your heart the more stuff you go through the more challenges that you're going through realized this when you're going through a difficult time and sometimes you feel like you're alone and you're the only one it'd be a better brother and sister to my seven siblings could be better husband to melanie how can I grow right now how can I grow so think about this as you so our duty is to make sure that we continue to be good stewards and good leaders

Vail Colorado Tony Johnson Russia heather vix Dot Berra Rebecca twenty years three days thirty seven pounds forty five pounds thirty minutes fifty years four years ten years five day five ten fifteen thousand doll thirty forty fifty pounds nine thousand feet one hundred pounds two hundred pounds
Burned by a Bad Mentor? Here's What to Do...

Change Lives Make Money

21:05 min | 1 year ago

Burned by a Bad Mentor? Here's What to Do...

"What is going on squad welcome to the James is make money on my podcast the number one show for you want to make more money changed people's lives and have more of an impact on the world although spending thousands of dollars on a website or even paid at my name's Brian Mark I've been finished coach for four years and Mike four years ah I thought it was a good idea to hit on your sister or the partner who like never ever ever ever puts the toothpaste on or whereas their shoes in bed but you get it right like we've all had in a relationship anymore but that just means we're just not going to be left and so that same concept applies to mentorship and I feel like unfortunately there's a lot of bad mentors out there zero and the ones that you never ever ever ever ever hear from and the reason I'm so passionate about this topic and the reason this is so important to talk about is because doc mentorship I actually think we should talk for a minute about relationships because we've all had bad relationships all of us anybody listening to this livestream has had a bad relationship you get burned by a bad mentor what to do when you get burned by a bad mentor and you guys know the ones that I'm talking about you know the ones I'm talking about the mentors that cost you I'm talking from personal experience here but the girlfriend who got so drunk that she showered fully clothed and then talked about her ex boyfriend for six hours or is that just me is that a me thing the boyfriend thirty five hundred dollars a month or the mentors that cost you ten thousand dollars up front or the mentors that are like dude I'm GonNa Change Your Life all you gotTa do I've been in the fitness business seen now for about five six years and I've seen a lot of people come into the game and pretend that they have their shit together that don't actually have there should bad relationships and all of us have had experiences with other human beings that we're like this actually wasn't optimal and when we have negative relationships it's it's really easy for us to shut down and not want to be and making nothing back my heart goes out to you and I definitely know what that's like because I've done the exact same thing because at the end of the day guys the reason that you'd want to hire expensive enough that you have to take action and you have to like it's like burn the boats or die but the right mentor isn't GonNa ask you to sell your house let's talk about relationships for a second because before we and not just plug you into a membership site and never talked to them the right mentor will not ask you to mortgage your house and Take Action Their program the right mentor will make sure that it's I've seen a lot of people come into the game with failing online fitness businesses and then become business coaches because it's more lucrative and I think it's absolutely wax so your guide my clients make ten thousand dollars a month with instagram stories now let's get into shipped you're a mentor in the first place the reason that you WanNa get somebody who understands a pathway is is it just makes your life easier when you have the right mentor like the right mentors GonNa cost you and it's GonNa cost you money however the right mentor is going to deliver the right mentors GonNa make sure that you make that money back the right mentor is actually going to be alongside you with the journey talking today about what to do when you get burned by bad mentor and that that's it's just gonNA leave a super sour taste in your mouth so if you're listening to this and you've ever spent a ton of money on a business coach get your house sell your vehicle and then live on the street for two months and I'm going to help you be successful all night Venice coach the ones that promise you you'll make your money back and then some and then you end what is going on squad a welcome today's episode and say we're going to be talking about what to do a lot of people that get scammed there's a lot of people that don't get what they want they don't get what they deserve and so how do you recover from a bad mentor how do you find the right mentor and how do you know which anyone I really don't like I'm like when it comes to like bashing of the people I'm just trying to make you aware and I wanNA talk about practicality for a second because there are some business coaches charged is a lot of people out there that are promising you that you're GonNa get this result the promising you if you pay them ten thousand dollars they're going to give you a successful online business and the life of your dreams and all this shit and there's is ten thousand dollars up front like that's like a typical fitness business coaching price tag and that's just not practical for me so if you've been an impersonator like in person trainers don't really make a lot of money and so you're getting an in person trainer who's not really making a lot of money you're giving them a ten thousand dollar debts right off the bat that's just not practical it's just ten thousand dollars US upfront for the program for a program like the that's GonNa teach you how to make five to ten K. month in your I like sixty to ninety days and then maybe you'll make some more money in the future article because there's a lot of trainers that are gonna come in and then they have to make this massive investment in order to just get started with their online fitness business for somebody to teach them how to post them facebook and instagram. I quit my job and I took my business online in last year I helped over one hundred trainers quit their jobs and businesses fulltime online so if you're brand new here welcome chores right so the first thing to talk about when you're looking for a mentor is practicality practicality is the first thing I want to talk about like there are some fitness business and guys I'm not doing this to me a lot of sense to me but in terms of practicality it's not practical for a business coach to charge you you know five ten fifteen thousand dollars up front if they're just ships and getting access to a group so in terms of practicality as an online fitness coach if you're looking to grow your own business you don't have to invest ten thousand dollars up front you just don't getting started like there should be an option where they can get in with a lower investment and then they can start to make some money back so practically speaking it's just not practical to charge ten like it's just not practical because all the top is you're just giving the fitness business mentor Aleka Fat paycheck and really you're not getting anything else in return other than you're getting plugged into back that's kind of like my mentality and so if you're asking for somebody for like ten thousand dollars like upfront then you better be able to deliver that like Lamborghini you're going to get access to like a video course and you may be here from me one in every six years so you really need to analyse price versus value and value to me amy ten K. I'll make you twenty for sure but I I feel like there's a lot of people who are paying ten thousand dollars a month and then they're making back maybe three four five and maybe they make back just not practical move that's something where like if you were going to show them some advanced strategies and tactics and they're not just getting started but there may be like a year or two into their journey like that ten thousand dollars a front that's just not a practical move practically speaking you should also analyze prices versus value because I think that there's a lot of fitness business coaches that are selling and it doesn't matter how successful I get I'm never going to charge ten thousand dollars upfront for a like a level program I started program for somebody to get their business started reba for you that talks about how my chronic ten game with instagram stories with your name and all you gotTa do me on Instagram that's at be mark fit and I will send to you you might get this you might be this like we need to analyse price versus value if you're giving ten thousand dollars to the program you have to be getting twenty thousand dollars with the value that's like they're asking for that big fat paycheck front or they're asking for three thousand dollars a month for their retainer or they're asking for ten thousand dollars a front but then they're not giving people practical things goals to make sure that you make that back as soon as possible so here's the first three things that I want you to do in order so that you can make the money back because practically speaking I think that there's a lot of business coaches out there thousand dollars over the course of like six months but one of the things that I pride myself on in my company my business is we focus on like fast results and obviously like I'm not just talking about for me I think that there's a lot of business out there right now who are now business coaching who had like a really good streak who like started business started fitness coaching. Maybe a year or two ago and the head of good one or two pathways that might have led to success doesn't mean that that same one and two pathways is going to work for all the other people and I'm not saying that there are some business coaches out there that do extremely well vicks disguised as Lamborghinis right there's like these there's there's like you're going to get like all this amazing things you're going to get access to this and access to this next to this what they're really saying is to be able to take away and make the money back. I think it's an industry problem I don't just think it's like individually I think this is a problem that's happening across the board and I think it comes from lack of experience where clients can tap into and get immediate results from the program like guys if you're paying if you were investing ten thousand dollars investing a significant amount of money there should be something practice money back so like how do you analyze pricers value and how do you know when you're not being sold. I want to civic disguise Lamborghini so what do we do right it's the way my mind works and not even worth value but like let's analyze your results like are the results they're like do you when you paid this amount of money did you get that Arza front it's just not it just doesn't make sense to me so there should be a pro level practicality when it comes into it like if you're an only fitness coach and you're looking at growing business you shouldn't have to Invest L. U. to me is like okay if I'm GonNa pay you ten thousand dollars like I personally the way that I my mind works is if I'm going to pay somebody ten thousand dollars I WanNa make twenty is did you play at full speed the first the first question obviously this podcast is picking on bad business coaches but the first thing I want to do before we can talk about the business coach Nick just fast results and that's it but when clients come into my program the biggest thing the biggest thing that we focus on is okay like you just paid me and when you go through an experience like this and I feel like this is this is definitely like hammered a little bit too much but you need to do an honest self assessment and that on a self assessment Kohl there should be something that you can take away from every training where you can implement and get results implement and get results and if there's not if there's a lot of vague concept of Biz a lot of theory if there's a lot of like and and then from that good run they're like Oh I can start coaching the finish coaches now but just because you're Jackson had a good run doesn't mean you understand the fundamentals of running a successful online fitness business just because themselves it's all my fault I must screwed up I must've did this and like I think there's a certain amount of responsibility that you need to take without actually placing blame right so okay this is all this is all really cool but like what are you what do you do if you've been burned by a bad business coach what do you do if you've been burned by bad mentor what do you do if you've invested if you like spent a bunch of money still didn't get results then you need to analyze like if you've been had like did you just get scammed and a scam usually happens in one or two ways in my opinion pancakes Ben Twenty K. whatever it is on a mentor and you didn't get that return on investment you didn't get the money back how do you recover from something like that the first thing you need to do I need to talk about the client because business coaching is a two way street and so if you come into the mentorship program and you're not playing at full speed you're not executing you're not doing the homework you're not doing the I'm GonNa ask you to take responsibility not take all the responsibility because I think that a lot of people when they go through business coaching program if they don't get results they a hundred percent calls you're not doing this you're not doing that did you play full speed yes or no and if the answer is yes you showed up to the coaching calls you did the homework you watch the videos and plateful speed is the first thing you need an ask yourself did the business coach knew what they were talking about like do they have a proven track record getting amazing results for their clients and like not just one client get awesome results for their clients and that's awesome but I'm honestly picking on the people who are asking for a lot of money upfront not really delivering a lot of value in the back and not really having any sort of support system or structure been had if that's the case or the second scam I guess or really like thing you need to look out for is if they never speak to you and so you feel a lack of support so like maybe you struggled I way is the business coach literally has no idea what the fuck they're doing which happens with a lot of like brand new all my business coaches who are like like you'll like I just started fitness business like six months ago and better however it is also likely that you didn't get the support that you needed it is also likely that the business coach maybe they were talking about right so there's did you alimentos and then all of a sudden your life gets you in the face and you feel like you're falling off track and you feel like you're stopped and then you have no nobody to support you nobody to reach out to you nobody's holding at taking one of their client success and like blasting it across multiple platforms and appearing like they're better than they actually are but at the end of the day you guys like real recognizes real if you didn't get results in a business coaching program and you pay ten thousand dollars you pay three thousand dollars a month or whatever it is that like yes you need to accept some responsibility and say that there's some things that you probably could have done it could doc client after client after client after class do they have a super high success rate and I'm not talking about like you know there's a little bit of successful with one or two clients because I think that business coaches are extremely good like a week or two or maybe some family things happen or something happens where you kind of fall track with the course and there's no sort of accountability system to make sure that you say on-track so you start like you come into the course like hot first thing you need to do is you really need to analyse is it my fault like did I do everything in my power did I show up did I do my best did I do my homework and honest self assessment and ask yourself like did you play at full speed like did you do everything in your power to execute on the program and if the answer's yes if you did everything you that you support that you're going to get and I get like with somebody's business coaches that you are hiring sometimes their business does get busy and so they might not be as in contact with you as you might want is it answered promptly like do you feel like you're getting the support that you need right so did you do everything in your power number one ask yourself if the answer is yes then like do they not had a really good run so now I'm a fitness business coach like that does happen I see them popping up all over the place now so if the business coach literally has no idea what they're doing that happens a lot so you potentially you program it'd be like dude this program is actually wack sooner or later it's bound to happen so if you feel like you've been had if you feel like you had a bad experience with a bad mentor you really need that's awesome also am I going to get the support that I need like am I gonNa get the support that I need to make sure that I'm like I'm gonNA crush it so don't like we're supposed to do then you need to look at yourself and say okay like does business coach action what the hell he's talking `bout like do they do they know they're talking about do they do they have the experience and finally I think the the last layer of thing that you really need to ask Your Business Mentor or are you willing to do like like feel when you're hiring the next mentor is need to analyze the people that get into these business coaching programs know if it's the real deal or not and sooner or later you'll be found out like if your program suck sooner or later you're going to get enough people that will come in in nineteen thousand nine hundred civic like you should find the coach that that is going that has a social proof to back up what they're saying and isn't asking you to mortgage your first house linked Honda civics disguised as Lamborghinis and so you need to be really like you need to do your homework on the person that you're hiring and you need to make sure that the like the when you're hiring the right mentor here's here's a piece of advice that I'm going to give you don't buy a fake Lambeau as I coach because there's a lot of people who are social proof is there and that you're going to get the support because those are the two most important things that you need to succeed in your business is like okay the coach has amazing results for their clients talking about right because sometimes people just don't know how they're talking about and they're just like selling your program that like they got lucky wants him this system they used and now they're going to give it to you or maybe they so usually if you've been like had by so the first things first when you feel like you've been had by a mentor you feel like you didn't get what you deserve there's a couple things you need to do purchase a fake. Lambeau as your first car don't like you don't need to pay ten thousand dollars a front you just don't straight up and you also shouldn't by nineteen eight thousand nine hundred civic so don't is your client after client up for client after client client client getting amazing results like is that like a thing or is it like one or two clients that got awesome results and then they blossom everywhere like what's The a success rate of the coach hiring is this like a consistent thing or is this like they got lucky once themselves to got lucky couple times with a couple of clients and then they're blasting that everywhere enter you hire like if you had a bad experience you're always GonNa learn something and there's always going to be something that you can pull from the core so even if you feel like you've been had by mentor you feel you feel like you've kind of been like me about but then not getting the support on the level that you need is also a serious problem right so guys the takeaway from this episode is you need to hire the right mentor and but it's not about the contact with coach it's about the support that you get on every level do get to talk to a mentor every single day do supported on unlike daily inconsistent basis when you have a question mindset when you're hiring mentor the first couple of mentors that I hired the first mentor I heard cost me fifteen grand and promised me I was going to get all these amazing things I totally get it in shoot me a message on Insta- that's at be mark fit to open up that discussion with you to shoot me a message and be like yo listen to the change is make money podcast and it was dope I actually had love not literally but like metaphorically so if you're GonNa hire a mentor make sure you're not hiring somebody who's selling your Honda Civic Lambeau the right mentor is going to cost you finding the right mentor because the right person is out there for you and there are a lot of like Shams in the business coaching seen unfortunately because a lot of people that I think if you're just getting started you don't need to drop ten thousand dollars up front for like a level one program this is not something that you need to do there are certain enters that are going to ask you to mortgage your house to pay for your end guys if you are if you have experienced a bad business coach which I'm sure a lot of guys listening have experienced a negative business ocean you've had a bad experience and I'm you paid a certain amount of me we know what they're talking about they did it you did what you were supposed to do they were talking about but you just never get to like you never get to support that you want because having a good business coach that knows what the ages and there are people that want your back and there are people that want support you so hopefully this helps somebody hire the right business coach if you've had a negative experience with the business coach and you wanted to chat about it and deliver results because the right mentor is going to be an investment like it's GonNa take a monetary investment to get some of the things that you want but that right when you hire the right mentor you're not just going to get he didn't get that money back like just because you've had a negative relationship in the past doesn't mean the right partners out there for you in the relationship analogy all of us have been through a bad breakup all of us have had negative relationships all of us have had these like experiences where we weren't necessarily happy with in terms of like a domestic partner and just like that experience you have to keep that same money and don't really care about your results there is a lot of that however there also is a lot of coaches who genuinely care about your results and our one hundred percent capable incredible to get you those results it's like my facebook ads and everything like that and basically the course that I purchased was outdated and we didn't them getting their return that we wanted and so I've had really negative experiences with that mentor but from every souped there's always something you can pull from it so I try to pull those pull those positive experiences from the negative and lastly don't let one bad experience rob you from coaching I helped over one thousand online fitness clients completely transform their lives and in the last year I decided to start stepping up and sharing my knowledge with personal trainers on the cheapest business coach because if you hire the cheapest business coach like why don't you just buy your favorite shirt and value village it just doesn't really make sense so don't buy fake Lambeau and don't buy the Free Asman and then they're also going to deliver so don't buy the cheapest product because buying the cheapest product definitely doesn't guarantee results like byproduct it's outside of your price range puts a end and on your side they're going to be in your corner they're going to be supporting and encouraging you so don't hire somebody dressed as a Lamborghini that's actually Honda Civic makes you do your homework if you're going to right so there's a lot of coaches out there that care about you that want you to succeed and also have the like the credibility and the social proof to help you get there so there are good mentors argued plugged into a system you're going to get support on the way the right mentor is going to encourage you motivate you when you fall down and when you're falling off track or something's not working they're gonNa make sure that you get it right they're going to be experienced talk like just talk to me about it I get it so let's wrap this up really quick so there are bad business mentors other if you're an all my business coach I mentor make sure that they not only have the social proof from the credibility in terms of client results consistently time after time after time but make sure that you're also going to be supported and being courage on the next episode is make money on my podcast and be you know if you fall off track you're going to get that like that kick in the ass to get back on track and if something's not working they're going to help you get it right so hopefully this helps somebody thank you so much for listening this is the over instagram all you gotta do is happy market and tell me that you listened to the podcast be sure to join me on the next episode at thanks again so much for spending your time with me I look forward to catch new honey podcast my name is mark fit if you got value and you want to have a conversation please drop me a message abby mark on instagram and I'd be happy to have conversation with you thank you so much for listening have the best savior life and I will talk to you soon Bruce Hey if you're brand new here thank you again for spending your valuable time with me I really appreciate it truly do respect your time and I hope this was valuable for you so if you're brand new listener again thank you for checking out the show and don't forget you can grab your copy of the book how clients make ten thousand dollars a month instagram stories.

fitness coach Lamborghini James Brian Mark Lambeau Arza Mike Lamborghinis ten thousand dollars three thousand dollars four years six months ten K five ten fifteen thousand doll thirty five hundred dollars twenty thousand dollars one hundred percent ten thousand dollar thousand dollars hundred percent
319: Elena Blair  How to introduce profitable school portraits to any photography business

PhotoBiz Xposed

53:08 min | 1 year ago

319: Elena Blair How to introduce profitable school portraits to any photography business

"You see photos of his ex episode number three hundred and nineteen and tonight we're talking school photography with alina blair the more you should consider this john ross photography aditya photography business if you're looking for a boost in income that interview coming up in just a minute i you planning to have a successful waiting in portrait photography joined dj is he did he take for photography business expense i think it'd be eight times regional high entering how much higher standard how many jay from impact images and welcome to this episode of the podcast i'm looking for the deep into school photography with a lane it's a die if you've been listening to the podcast for any length of time united i'll be interviewed alina in the past when we got so this topic of school photography that's the potter interview made the biggest impression and so i got back today the dive even data into the strategies and tactics involved in shooting school photography in a way it could be considered artistic instill leave you feeling like a real photographer that's coming up in just a minute if you've been following along with what's been happening in my life through the podcast i'm heading off to europe on holidays very shortly at the end of this week in fact so next week will be members only interview and that one movie featuring a new zealand by portrait photographer who has been being jumping ahead in leaps and bounds ahead business i'm looking for debris in that one temendous because i'm hitting a front holidays wrapping up my mastermind groups so they could have a break and so i could have a break at the same time but one of the things that i found myself doing with margaret members romani then to cape doing the things that are working their business and one of the biggest things one of the biggest things i had the reader right was that you need to reward and sank the people give you referrals and i can't or couldn't emphasize that enough and it's one of those things it's easy forgotten as your business stop the growth if you're not getting referrals but he's one of the best sources of new leads bookings of of great new clients if you're having previous clients strategic alliances other businesses other photographers referring you that should never happen without them being thank every single time it makes such a difference and this is a topic that regularly comes up mastermind groups because it's not uncommon once you get into a network of photographers to get referrals from within that network but what i've suggested manasa margaret mendez is whenever you get a referral even if it's part of a bigger group if you get a referral and you speak to the person that restoring then unity get back in thank that person an even consider giving them a gift certainly in the beginning because what happens is if you reward the person giving you the referral and you can bet no matter how big this referral network is that will give you more fills it it's it's a certainty like it's just human nature if i make a referral to the photographer because on booked or for whatever reason account service that particular clown maybe i'm not the best pizza in ann arbor third another photographer and let's say aretha for other photographers who i think are a good fit for this potential client i can guarantee you that out of those four photographers arthur if one of them sends me a thank you note sends me a gift card sends me a bottle of wine says they movie tickets calls me and says thanks to the referral he doesn't he sends me a handwritten cod sends me i scratchy a lucky lottery ticket one photographer out of that group of four does something to say thanks for that referral without a doubt i will be referring that photographer again and i will be my goto so from that point on especially if i don't hear anything negative firm the person on earth which is unlikely anyway because i'm gonna referring people that are know like and trust so i really cannot stress how important it is to thank and reward the people that give you referrals is one of the easiest ways to grow your business educate those referrals coming neutra you're throwing network and will not talk about give somebody mentioned a bunch that it doesn't need to be driving it could be an email it could be a fun when the phone calls better the name of a handwritten card is better than a phone call a scratchy lucky lottery ticket it could be a one dollars scratch your father's got you were i attend a little scratchy whatever you whatever wanna spend definitely better than a handwritten god particularly included with a handwritten card in a bottle of wine movie tickets a gift baskets of the local shopping center a book that an amazon gift card i mean there's so many things you could do think you're thorough sauce just shows that they are appreciated and what i suggest tomorrow members is just stop with a handwritten card that's the absolute minimum start with a handwritten caught if you get a referral if you go into a book that referral then and reward them with a gift and again i've done it again gifts that make it worthwhile make it make it worthwhile so they're thorough and let them know they are appreciate it make them feel appreciated by rewarding it works that's gonna say about that and it's one of the things it gets easily gotten this is what i experienced what oxfam and i'm guilty of this too when you start to get a bunch of believe or continue supply of a of referrals from a particular photographer someone else out there that's referring you you take it for granted and you forget or you stop the slick when it comes to rewarding that person don't let that happen continue to reward them for those of those shows amassing who you are and keep adding she referral sources and you'll business will grow as a result anyway i feel like out of step up on the sidewalk say but it is the one thing i i'm so passionate about with manasa margaret members it's a really pushed this this is one of the very first things are covered with any coaching client with a with a massive margaret mendez is to note shut your fellow soldiers bills you're throwing that way and caper warning them to keep it going capability if you have a referral network and you have other ideas on how to do that network i'd love to hear about it let me know when the show notes for today's episode or shoot me an email if you're a premium embellished chat about it inside the memphis crude all right let's get on with the rest of this episode now in last week's episode i interviewed crisscrossing from swift galleries and the print make us systems and i gotta say i love what he had this year i love the way he approaches selling the way that he's basically services he's klein he delivers exactly what they want but what has amazes me is being so little feedback following his episode i thought what he said was absolute gold did i miss the mock did did you already know chris was sharing with federal all news isn't something you already junior and you'll business did you learn anything or pick up anything needs more could this shit i'll let me know if this sounds crazy but i'm so used to getting good feedback following an to you that i was really surprised i didn't seem more falling christmas episode i love the shit like give me feedback good or bad let me know how it could make the podcast better let me know from hitting the ma let me know if you could implement what you're hearing in episodes your feedback is invaluable to helping shape the podcast the questions i asked me if i take the gifted i say gap freight interview these podcasts dc you guess the questions simpson's interviews it all for you and your business so help shape it helped make it the show you want it to be in the best way to do that is let me know give me your feedback and the easiest ways via email is andrew at photo these x dot com of course if you're premium member let me know in the facebook group and if you've got something negative to say i can handle that that is totally fine let me know your feedback true honest feedback and if it's something like a news adapt adopt implement into the podcast then i'll i'll do my best to make that happened that special and if you haven't heard christmas episode if you're wondering what i'm talking about get back and have listened to that episode because i truly believe in what he's sharing what he's teaching what he stands for in regards to selling wall out to portrait photography clause is there tonight was absolutely gold so i'm kinda hear your thoughts biz interviews with photographers help you build a better graffiti business or already just before we jump into today's episode with a lane at blair if you're hearing this announcement it as menu i listened to the free podcast episode which is absolutely fine and the good news is today you are gonna be hearing the full interview with alina see what you're missing out on any of the fantastic content that she shed you'll also be able to make use of the fantastic discount special primary off of that she makes at the end of the episode that's gonna be available to you whether or not you're afraid listen our premium member that's gonna be available to the end of july two thousand nineteen thought i always do something extra for premium members so i just wanna have a heads up to be totally aware of what i am doing members this time round with this episode i will be receiving an extra thirty percent off elaine his course if they decided to go ahead with what she teaches and getting romantic off it's not inexpensive course it'll be under a hundred dollars if school school photography something you wanna add to you'll offerings as a professional photographer and if you do wanna add school photography business then utilizing atlanta's resources just makes total sense so i'm i'm gonna make that is easiest possible is i can premium members and like i said they're gonna be getting an extra thirty percent off because he's i decided to go ahead and news that i just wanna give you a heads up of course if you wanna become a premium member if you once you get access to that thirty percent special to offer that thirty percent discount like all other premium members you could do that with a one dollar trial membership and you could see what the membership is all about head of it's a photo these x dot com for slash try sign up with a thirty day trial membership discounts on courses i just one small aspect of the membership is much more you can learn all about it withdrawn membership thought it'd be x dot com forward slash try it's time i'm andrew special guest elino his first interview episode two hundred and seventy nine in the podcast where we explore the few topics but the one which originated in clause a real the among listeners wants her approach to school photography elaine representative white a photograph kids in schools from preschool is overweight high schools in a way that i and you may never have considered before she uses natural light and captures real expression so there's no for smiles and it's old shot against applying background following that interview a bunch of listeners purchased a lane is a school resource which he teaches you exactly how to do this it's complete guide to adding find out school portrait photography business and now gotten a chance to get back on the show learn more about the process somewhat jumped at it and i'm ready to have a back with us now alina welcome back thank you so much i am so excited to be here i love your community safety federal law there so engaged it's so neat to see i hear that from so many people about the group in such a cool group in the members of just saw some last time we talked about a bunch of things and and like i said in the intro they were told to save it about your school photography has made some changes like is that while we're talking today or is it the same thing is what was it spain but in brea gee what have you done with the course you know we try to really stay up west what's happening in the school photography around the end to make sure that all of are processors really uptodate untidy and so yeah we've come up with a little bit you know i guess kind of a a lot of updates and changes people wanna see me hind the scenes shooting you know in the school setting and so we did all of that we did do major updates and had some great input from are sponsors and tutorials from them so that's been really fun europe kind of updating things and keeping up with the time mushroom uncertainty approach that you're taking now i know you're teaching is still you're national expressions natural are playing background all those things we talked about in episode two seventy nine absolutely all of that is still the same the sentiment is also the same it's more just some of that technical processes to make it as easy and seamless for deep solo photographer you know small box photographer to be able to execute large volume school photography in a more meaningful way so what's changed is and why is it that it happened behind the scenes really organized and make sure that everything happened seem cool when you say school photography like i automatically think of big companies scaffolding special trestle stools studio studio lauding real production lawn stuff he's going to school photography you're talking about no so we call it fine art school portrait's it's also referred to as the cheek school photography and really the way that i would describe it is but it's kind of like elevated version of that exact thing that just popped into your mind right we all have this archive of really awkward photographed in are parents home from school and it just kind of time to change it's time to modernize and so what are approach is my my approach i should say is to focus on the child personality focus on the child expression and then also provide a more modern experience for the families so all of these ordering happens on line we provide bocce products like digital downloads i'm the black and white version that kind of things were sort of modernizing and making it more of a minor you know experience really more of a cool so when i look at your school photography i'm as i said it before i instantly fall in love with the photos you're taking these schools but how does the parents like how they perceive the photos of they gotta be getting when you come into a photo shoot because as a parent autumn expecting to get back much all looking at the camera smiling is that what your parents were expecting so one thing i always say in my courses that you know you have to remember that the parents didn't hire you the school did and so it's your job to do a little bit of education upfront before photo days before photo day we send out educational material to the families to let them know that this is not going you're average school portrait end you know generally speaking everyone is pretty much the lord of their blown away by be level of beauty and the level of authenticity of the actual portrait and then they're also very delighted by be modern modern experience of everything being online and whatnot but yes you do get a couple of parents every year and that are not happy that the photo doesn't match the awkward glue backgrounds you know whenever tax on bled photograph that they've had you know generally speaking of parents are very very actually translate fairly well short of the parents have any idea of the photos are gonna get back home because it sounds on the school is the one that's book to the school some folks that's usually though if it is a larger school school they will do some sort of a pool or they're like apparent advisory or board that helps them make the decision but what we do like i said if you send out educational materials prior to the shoot to make sure that the parents are ready with lots of examples they know what's coming so we really don't have very much dissatisfaction from parents are ordering rate is like ninety five percent most while you order it's a really high yeah so it actually i think it's a pleasant surprise most times not so that education material no no you decided you do send that out but he's not going to the schools that gun to me the parent when the parents everything digital we don't print things and left the school really really wants to its we make it he asked that we sent you the school and the school widely distributed to all of the parents at you know a timer whatever that makes sense so that the parents have all the information they need you know they wanna know like what should my child where what you expect that kind of thing but also example then we say straight in the pdf or very upfront and i say i will never make you smile while i'm not gonna make you a child standing awkward position that kind of thing so are are you sending these emails directly to the parent or is it the school setting out to their parents goals does it for us so now twenty nineteen most schools have a very slick email communication system even my children are in in large public school system even a not has like it's very easy to use automated system so most schools are very comfortable doing that for i got it got it when i look at movies that have been showing me you as it seems to me that no one way school uniforms and if that's true or not but in australia most kids with school uniforms i think it's the same in uk not sure about canada do you need the keys to be wearing normal close with these photography the work we photographs schools that have uniforms and usually on school photo day they'll say just readdress day but it would just depend on the school the religious affiliated schools often are uniform based here in seattle u s stephen so we do have schools have uniform but that's easy to get around i mean the school could decide whether they want all of the portrait's to be taken in the uniform and not in a few feet are style what we teach and how we show are children it's it's very close it's very tight crop it's mostly just there had shot their fees so it's not their outfits whatever so it really doesn't matter cool i dunno where you call in we must be die here where the kids get to wear whatever they wanna do you guys have something similar they call it three draft day rain one of my daughters in preschool but she's in a catholic priest or geeta yeah like you said we a fair bit here is this idea for the standalone single solo preneurs photographer or do you have a team of photography go out and do this i say we more because of my collective community i feel like of school photographers now but i've been teaching teaching us for so long we've got thousands of people in our community but no when i first started this in twenty thirteen i did my first school and it was just me and when i say we in my business i have eight assistant which is a court ordered for her i call her my brand manager business manager life manager she's amazing she's only been with me for two years answer before that it was all me just me in my dining room were still in my dining room but now she's here to and so that's when i teach this i'd love to show people that you could do this all by yourself because i think that's one of the most daunting things about like a large volume project like this is what can i do this on my own and as long as you have a really heidi really professional really organized system you got all year techs neuro you've done your research you've done your homework you can do by herself with very little investment financially as well which would be other daunting thing for a lot of people who were thinking about starting a new business so yes i was a one woman shot until two years ago wow completely your season sounds a lot like my wife he got himself a great why why would marry her lover not gonna work now i'm gonna ask you about getting into the school in the first of all let me backtrack a second so for the listeners wants to do this and i'm gonna ask you about the wind just a second summit knows they wanna do this i wanna introduce new simpson their business what is the very first step is it to get a portfolio do you need a new website new page when you went where do we stop so you have yet it such a good question when i teach isn't a workshop the first thing you need to do is you do need to start with the portfolio and i have alumni that only photograph or that's the whole business model they have they don't do anything else but most photographers that comments that are portrait photographers i do have a lot of wedding shockers to they're looking to really feel that income gap for the slower months you know from here in seattle like super cloudy in and gross from january to april or may and so it could be really hard of europe outdoor portrait photographer and so usually people have their own business are ready an already have a website some people don't some people launch west school tiger fee and just stay there or go on to have a porch business it kinda can go either way just thought i should just say that but you do need to start with the portfolio because when you are going to catch this in school when i say in my workshop is that the photo speak for themselves so when i first started catching that and show people the photos i mean they're just blown away because it's so different it's so modern it so often chicken beautiful and so you really do need a portfolio and we teach that in the workshop exactly how they get that going even if you feel like you don't know where to start as far as portfolio building in exposure website go you do need a special based on your website for some people have it under their portfolio todd some people have a just a peach talk about it really depends on how much you're trying to ramp that up and your business and we talk about the workshop it's like i said it's just not as a minimum on the new one sock and just introduced a new page unusual existing websites i don't have a website at pacific or i just have a page on my website an end around but apple how you know button on the menu bar right now i have it under portfolio could have as many schools like eight any year right now but it just depends and we talk about that a lot in the workshop about how to really maximize their marketing and then what's the portfolio building what's the minimum lincoln just photograph my own kids will join my kids school just to get their friends over and do shoot harm is that enough yet i say you need about ten kids the more variety just you can get the better but yet i start at just photographing the kids and friends yeah absolutely i always say smart not hard doesn't have to be complicated you said you know go over all up and shoot forty kids while you're trying to build that portfolio educated just roger and cry and i mentioned in the intro and went to a little bit about natural art photography is that what you're still doing 'cause i'm picturing some pretty great over days in seattle through winter is this still enough lots of she would not sure all you need is one good window right yet all you need is one good window and we will often do it outside as well if there's a good overhang and you know it's gonna work but i actually prefer to do it in i know i need one good window so yeah let's say i mean will release ugly it's winter now and a strategy and another another our listeners thinking man i'm looking forward to summit coming around spring italy so it starts picking up again on bookings down through winter from most photographers it's leaving a cold climate area a coup climate area how long does it take let's say someone who's this and i wanna implement this now i wanna do it how quickly can they get this going well i do recommend you educate themselves whether it be through me somewhere else if you are going to do that you need to be able to be professional and do it i have people who take the course and have their first school like in a couple of months so then that's more just finding the school but it could be done really quickly how you get your first school is just gonna depend on you're connections again i keep saying what i always say because i talk about this a lot but it's it's not a shameful thing go close to home my first school but my child preschool so start with someone you know and if you don't have children think of a neighbor i think of a neighborhood school you know start close and it is pretty easy to implement it quickly once you have systems in place because it is large volume you know you are handling a lot of filed you need things organized if you are competing companies it has to be a professional as what they're gonna provide so we teach the energy that i'm guessing he has his money but why would a photographer wanna go into this kind of school photography especially when it is it is competitive isn't there a lot of schools there are so many schools like if you think about it by school it could also be preschool daycares and there's so many organizations that are kid oriented right so i actually don't really believe in competition i feel like that word is one that i don't like to use because i don't think there's anyone i know that if successful has no problem with competition you could find what you need you do it properly so why would you it is that well first and foremost yes it provide significant income we make about on average forty dollars a kid usually more and then it eliminates postseason if you're going to be a photographer fulltime at this is something if you wanna make work you need to diversify your business and make sure that during the slower months that just happened forever that's photographers unless you're a studio photographer anywhere photographer but even that ebbs and flows you really need something in place to keep your business during the season and this is a really great way to do that and so that has been huge but then the other other biggest thing is that it provides marketing so if you're a family or new brunch photographer you're putting yourself front and center what you're target market you're putting yourself front and center with hundreds sometimes children that you would have never been able to get in front of their families by photographing the demographics so it's huge and we tell you in the workshop how to you know that you're cruising galleries up so that you're eating the junior website so then they come and they're like oh you're not just the school photographer europe ganic start brent all looking at but you know it's it's really great marketing god i can't win a family member comes back to the photos of their kid i'm guessing so you'd be collecting the email address to is that right we do we do collect their email address however you know ads were not gonna gonna email marketing right now which is something i am very passionate about know a lot about you can't start using their email address dress for email marketing unless you ask them unless they opted in so we don't markets you them you know after for family shooter orange juice or whatever but we have ways that we kind of possibly get them through my website and we always look at me action on the only way you can solve they got me in trade now 'cause i'm a novel the mighty assumption that if some using pixie said gallery in oughta know which calorie you recommend you should i so decline has to dinner email address to access their child's photos and if they're applying now i'm like you know giving me permission in a roundabout way and say hey i wanna hear from you not necessarily this is a gray area anger this is one of those things where the whole email marketing stuff that is like i'm very careful about that so if i wanted she used their emails in that way which is not a bad idea by the way i would send an email through marketing marketing stuff where the youth and i would say welcome to my community i receive your email because you purchased your child's school photo here is your chance to opt out you need to give them a chance to opt out or opt in in la now the only other kind of yet i would say is if when you took their email be at sixty seven or shoot group and i don't even know if this is options there was a wage will happen opt in to you're email that you know marketing but it's actually not legal and i mean i'm using that term term you know i'm not a lawyer i don't know exactly the legalities behind but it's not legal to email somebody from marking her it says if they haven't opted in charlotte okay so if you're gonna take that passive approach which i totally understand and i agree with her do agree with then i'm guessing they other options there would be definitely available to me would be to retarget that person you know bar fights book because i'm a brooklyn to my website to see the gallery yes that's actually not you absolutely if you are really good when you're facebook ads management you could do that i mean honestly though the way that we do it is so we used to prove but instead of giving them the direct link to the shoe proof gallery we set up a page a private non credible page on our website an on there there is a button to get them to their gallery and so were feeding them directly into our website and then when they order their friends we have an automated message that we send them at says thank you for waiting you're prints and when we were really trying to ramp up business you would give sometimes a discount for families shoot lots of different things you can do to directly market to them but it is the first year that i did my first school i did it in march of twenty thirteen and i looked at myself through september because of what do you mean with them which is yeah that one i was like whoa something here like my my brain like oh my goodness this is huge this is gonna change my life and i have hired in associate photographer because of that helps me with my family fashion because i look my family that she got about a year in advance now wow that's a whole other cats talking about whole other thing that i couldn't take that volume is now we have another part hungry hungry and went too far on this but in the course where do you teach us how to tighten their client from a school photography shoot into a family portrait one well we show you how we do it on the website a perfect that really is all we do a guy that really is like simple that's really all we do and we do show you how we care for them so you're exposing them to the fact you are also family portrait photographer not super sickness passing it's great to have that many visitors you're website everyday here so yes yeah they opportunities retarget with facebook as well i love it when i say competition of full look i feel a little bit why you do about you know competitors and competition out there there's enough everyone the august thinking competition in so far rose one only go to a school they probably already have a school photographer years have been might have been using for the last ten years hotter breakthrough that so it depends on the school now that we the reputation in are area where the i do in seattle i get increase directly from schools and it's usually a parent that token about me but that are like super dissatisfied with their photos i mean for variety of reasons a lot of it is that the product is terrible so they're like i had one school come to me because the the big box company had like photo shopped the daylights out of these children their skin guide dog and the parents were really dissatisfied died in a lot of it though honestly it's a service i mean they've been with these companies for a long time there's no personality there it's very you know machine like and they want and indifferent in the workshop we talk about what schools to target because i have you know over the years kind of found the type of school but it's more likely to want this different type of service so i have photographed a large public school before choose it really does work with any kind of spoiled just a hands on the you know neighborhood it depends on the school there's lots of little factors to consider but yes they are sometimes leaving relationships odds for years but austin is because it's this giant company that they don't have a case there's a new photographer every year and it's not like a small thing at breaking it down so what what's your answer then let's say you get into the school you're talking to the gatekeeper maybe the receptionist at the school and you say you're a school they say sorry we already have a school photographer look what she replied then then that's a good question i liked that question so we do recommend starting with the secretary starting close a that if you're cold calling but i actually think that you're best ally are parents so if you know a parent in a school and you can get you know get any not to them and be like hey i'm trying again to the school soccer he thing do you know someone i kentucky they usually get you someone more direct if they're interested or they go talk to them for you and help you out the that would be the best thing but if you're cold calling and they say no we have eight photographer already we would go back and say i understand the please feel free to take a look around at my website if you had it fashioned on my website at the q and a so you know we're ready to answer questions that we know they're gonna ask and that helps to well what i was doing in the very beginning when i was really trying to ramp decide if i would say hey i know you had your traditional parts of the fall would you be willing to have me come in the bring the offer something a little bit different and i did that three times in all three i'm those or left their traditional so yeah i only did that three times but it did work no i love that so i shoot soccer team and a sporting is rugby team photos through the wintertime as well so it's a little bit similar mindful eating the traditional school photographer when order they shoots and one of the things that i've noticed coming to to that industry what's that sean is the cubs are asking for kickbacks on some of them want a thousand dollars from going photograph that same 'cause i know it's profitable for us defined the same things we schools would you offer a kickback or maybe a a charitable donation you operate in and we offered ten percent back to the school of profits we do give ten percent of profits back to school at the donation i haven't had anyone i tried charge me though like that like say you need to pass this or whatever i've never had a community builder you know i feel like this it's kind of a great way from each give back a little bit my community so giving ten percent baxter's like a no brainer for me what kind of money you're giving back generally well we just did a school like i said are prophets are very high we just had a school that was me two hundred fifty kids and we made over five thousand dollars on it was only like a hundred ninety kids actually they're only my down and say after we give him ten percent of the profits after a cost of goods i you know so it's you know three to five hundred dollars depending on the school when we do larger schools like what i've done author closer to a thousand kids and i make about ten fifteen thousand dollars on that school and i won't give absolutely ten percent nece account and you mentioned kosta good there so is it old digital delivery or use a point prince's well we supply lots of print somebody for trip is necessary digital based we do sell the digital files with schools photography but this is where i make a lot more money on prince you know it's the traditional way people want print so we do have packages and print but we work with you know the print labs all have unit printing which is very affordable for us at the talker first so are prophets a pretty high what do you mean by printing so they print one like on a one sheet of paper you know a photo a paper it'll be two by by seven zero four eight wallet or whatever so yeah so the family have to kind of kind of old file a case that's all style school photography with a family choose the packaging you supplemental and one shape i cut it up absolutely yeah i always say end of the day this is school photography you can't like i'll have people in my in my face but caribbean and say oh well no one you know buying the prince and then you look and they're trying to charge portrait studio prices you can't charge forty dollars for an eight by ten or whatever that wishes that number throughout the show charging astronomical amount front eight by ten in school targeted betting you have to remember that at school photography so you have to make sure that you keep her costa good down by using those services that the print lab provide like if you say so if you're averaging twenty to forty dollars a kid or something like that and then beginning a range of photos up by ten simmons maybe some walls in that twenty to forty dollars yeah it depends canvas rap style and then digital families purchase digital an and that's why are salesperson hi there will be people that will spend five hundred dollars on one kid oh wow okay i mean obviously but yeah they're just blown away by the product it's so different than they've ever seen before so excited i can see a process is structured in a way that people can spend hundreds you want to know when i look at the photos in your ear examples in the gallery these on school photos like you know me think of school funding at least could be framed and you know with beautiful what my lovely frame up on the wall is that will people doing it by doing that yeah that's true yeah it is it's very popular and one of the cool things about it you i would like us in giving back to you on monetary but is that i'll have parents sent me a message whether they be you know underprivileged financially or privilege financially that you know photography isn't something that they value which is fine i get that like not everyone's gonna go out and spend two thousand varzi you're on their family photos and so this is the first time if they seen a professional beautiful quirks of their child and they're just brought to their knees any thanked me for it you know day thank god for forgiveness but i'm i'm like i said our prices are competitive there were not charging arm and a leg and they underprivileged families same thing they're just like wow wow thank you for doing this for so it's pretty cool so i cannot do this one camera one wins arranges still nope we only use on i like my fifty millimeter for this i have students using eighty five or twenty four seventy i prefer the fifteen on air just treat alive and i do have thirty five millimeter users is well i wouldn't recommend that just because it's so why you just one camera inland and for all of your class members people have done the course of doing this new law what's the biggest thing that you find the people struggle with that rep panorama get rome what's the biggest sticking point for them oh my gosh we have eaten that are jack tripling their income i had a student with a doctor that quit being a doctor because he throw that out there like the successful people we write them up it's amazing but i would say that the biggest challenge probably is getting the traction at the very beginning unless they already have it so there's some people like take the course because they already have a cool booked in there like oh i don't know what i'm doing anything off but i would say that's probably the biggest challenge because are system is pretty tidy you know once you figure it out like you could banging out really quick a school we turn our schools around on my left in two weeks i think the hardest thing is just getting started getting that first contact once you have one school under your belt it's kind of like wildfire spread a little bit easier and then maybe the next thing is if you are very new photographer which we do have very new photographers that do that which all louie i think that's amazing if you could find a way to make income right away before you built clientele i think that's one of the most beautiful things about this but if you're a new photographer and you are getting it right and camera and you're spending time editing that can be pretty daunting for for those new photographer brisket you've got even if the school and they had forty kids and you've got thousands of photographs but once you get the hang of it and we teach how to give really good actionable tips about how to get it right and camera and you shouldn't be editing individually at all then it ended being so much so i would say you probably biggest challenges depending on where they are in their journey crew of the most successful students outsourcing editing when they're doing of until still nobody out sources are headed infer that but i know of i don't even and i do outsource my editing for my clients but i don't do that for this because we also teach you how to do it quickly in photoshop like like click of a button you call in and we give you just click button on bashing it does it for you so i wouldn't recommend outsourcing editing on this honestly unless you really already had a relationship with a school and you knew you're still gonna be really high on me do you want you were all about profits in my business i feel like you're gonna be in business you gotta make a profit that we can make sure that you know your time is money show and then do parents coming back and saying away in a canoe ready touch these can you do this you adjust that could take that hair out i charge but i charge charge per yeah twenty dollars an image i would never touch for free because you don't well you know you can't reach touching image if no one bought it because you don't know if they're gonna buy it just wasted time so we try rarely do we have to reattach sometimes in the high schoolers but very rarely someone's got a little by little boy or girl has been scratching their feisty take that while you're doing everything you leave it leave it i would not touch one thing on a child's face unless the parent athlete you know so you applaud that and then if the parent purchase and i want you to ruben denison extra twenty dollars per image right yeah right yet her picture yeah and i actually i should know this off top of my head but we have a whole gallery like it's twentyfive scrimmage i think if you want a whole gallery touched me by they don't charge twentythree free the whole thing absolutely you got a charge that kind of thing when you say whole gallery i get you a diva you'll supply molded one image per child so that parent yet so other galleries had what we say it they're going to have to two five zero two five images that usually bianca andrew they have a tendency money you should walk quickly i shoot a lot quickly yeah in the one minute like the kid i'll try to get a very good writing an you know editing is easy because were batch joining an industry group makes it super easy to upload and have the galleries set up and so if you have a lot of images and the more images we have the more likely they by the digital an i love i think this is my last well i usually five is my last of course not thinking of ten other things but just to slow who you wrap this up do you have any issues with parents who are concerned about having their child's photos online in your gallery on your website or injured proof and so the way they handle that at first of all she crypt galleries are private they're not you know credible on the internet but we do password protect the whole gallery as a whole and we separated by so it would be like happy child preschool and then each class so say look like kindergarten first and second i just made and then with in each cry each child has their own gallery so yes being higher class conceit every child but the way that we get around this is in that parent education we send in opt out form if they would like to have a private gallery we will make one for them if there's an issue in a school with a thousand kids will have like ten it's very few that are okay with the other family members in their child's class seeing their photos but yes we do addressed that you have to be very careful courses the children in internet so but yeah that's how we get round so i started off talking about the coolest and then he said he made some changes how much is the coast and how do we get it yeah yeah so we wrap on paper because we have so many updates and exclusive tutorials from shoot proven firm are print lab coloring that we used that really helped us streamline the process and have that behind the scenes shooting video and so the course is one forty seven but for your listeners to get twenty percent off that's one seventeen happy that i was expecting to see what we're all gonna be honest we let the sweeper train engineer yeah i know you know what gets me if i make my courses because i just really believe that everyone can do that like any of the things that i teach i want it to be accessible and so i make i know what it's like i know it's like in the beginning when you feel like you have a lot of resources on him some so for the listener says one forty seven normally it's gonna be one one seven till the end of the month he fewer of these x premium member i'm gonna email you with some extra detail you got even have a look inside the memphis resource page and i'll have a special offer for you on the cool side and also the the linked to get this close if you go to photo of these x dot com forward slash schooled so i thought it'd be x dot com forward slash schooled that's within any day after the school that'll take you to the call and everything else i think should happen pretty easily from their leader with the course you've talked about a community center facebook group goes along with it yeah steriods get an we've got numbers from all over the world and they're so it's very active very supportive unreal yet just quickly you said your doing a little prince the july the send the prince directly to the parents when they come to you first a lot of people do many different ways the way that i haven't done as we used color ink because they packaged in four years of age which so amazing and it's very low see it recognizes it them the people in the lab recognize when it's one student puts it in this really modern packaging this clear cellophane bag and they send it to us and we get back the house i could say studio but let's be real kind of my i get it back and we make sure you know that they're all there would you track and then we take her to the school and the school district but they're very tight in organized by a very easy but it's close to that north and so that lab with gold color ink coming they're available to you as photographers a canadian photographers to or not i don't know actually that is a very good question i catcher all right so anyone who's using should prove canoes labs networks which you prove is that right news and we actually sell fulfill so it doesn't matter what lobbyists are do you have to you should prove to do this if someone has and account repeatedly said well worth it would work yeah people use all different ways yeah it can be used in any way i recommend she proved just because they've made my life so easy to an have really worked with me like we come up with it you know we've been doing schools for this long now that we could say like hey can you guys do this and they're very helpful so that's great but we do have numbers that you sixty sat in our alumni group an lg what's kind of come in and help each other and say like hey the teacher is what the teacher in whatever cool olsen olsen is unreal mrs been sorted woodland look to usually if feels like it's been a big ad for his closest because it is i a hundred percent believe in what a lane is doing here i think if you're a photographer who's looking to build an income when in a quiet period or just boost their income generally i think this is a win win this is a no brainer and it's a way for you to be creative shoot stalled if you wanna shoot and do it with horrible you know make good money doing something you know i'm excited about this women's decided which is again thank you so much for coming back on and sharing welcome in even if you don't take the course you know just think of it as inspiration it's like another thing that you could try go gas some kids and photographs among the style and see if it's something where you like even just about the only thing you do firm that like let it be you know an idea or you know did make some money for yeah we are great i love it i love everything about it in the process it's like it's a no brainer what would you try to sell petula laid out for you there yes thankfully not you've been amazing you have any hope you enjoyed that interview with a lane ablaze as much i did alina if you're listening you know that i am a true fan when it comes to what you're doing here i love your idea of implementing school photography into a portrait photography business or wedding photography business for that matter to help boost income come to get through the quiet periods of slow periods just build a fantastic income source i love what you had their share a lot of the santa claus accomplish its price the white is and i'm gonna say again thank you so much for making your generous offer to the listeners of music that's a very very cool so if you listen to get hold of a lane is course the ridiculously underpriced course if you're interested in introducing school photography this is the best way to do it head of it's a photo these x dot com forward slash schools have a look see what you think about the course raid the testimonials and what's involved but you get free money and if you wanna grab the course and get your twenty percent off for the month of july two two thousand and nineteen used in the primary card schools hyphen photo biz so schooled hyphen photo these days of the primary code inside the shining and i'll email you if you're on my email list if you are a premium remember you are in for a big bonus used the same promo code if you want the coles you'll get twenty percent off for the month of july and that promo code is the same one school hyphen photo biz i'm what i want you to do if you do purchased the coast is send me a receipt and also you'll pay pal email address and i'm gonna open as a thirty percent rebate on the cost of the coolest back to you so this is only if you're a current premium member if you purchase the lamest course used the primary code schools confident photo biz which will get you twenty percent off for the month of july send me email me you'll receipt plus you'll pay pal email address unequal pay pal email address sergeant organized the refund for your rebate for you make a deposit into your pay pal account again my email is andrew at photo these x dot com now if you i hear in this podcast episode after the thirtieth of july two thousand nineteen you can still use that same primary kite if you're a premium member you still get thirty percent off by the coast we back at the normal price which is still ridiculously cheap so you just don't get that original twenty percent off that you will get the thirty percent by very me as a premium member do any questions at all shoot me an email or leave a comment inside the numbers vice but i'll go one big shed appetizer so this one goes to at lanta wedding photographer cindy brown who left a five star rating in a beautiful review chains i wanna say messy thanks to you for taking the time to do that of course like i do every person who leave a rating and review in arching i've added a link she'll website using the keyword fries looking the rank full so i hope that does help you with the rest of you that's the whole idea of adding that link to whip saw so if you are a listener and you're enjoying the podcast cost and you do have the time to leave a rating and review and auctions let me know you've done that let me know the keyword frazier looking to rank for your really let me the link to like cindy did and i'll happily out a link to the website using that anka text with it takes to help with yours you gotta give that a boost in of course if you are anti apple if you don't have to do that like arching you don't wanna sign up for i tunes you can leave an honest writing the views on the facebook page for these acts in stitcher radio wherever you listen to podcasts whatever api's there's usually some way to leave a writing interview do that let me know you've done that and i'll happily at that link to the website so again cindy thank you again it's great to have you with a premium member lovett you're enjoying everything so much and i'm looking forward to following along with progress over the coming years already that is it for this episode of the podcast i enjoyed it how'd you get a lot from it i love to hear your feedback your comments used the comments area the bottom of the shine off and you can find them this week a photo it'd be x dot com for slash three one nine in the show notes in addition to the comments area the very bottom of golf links anything and everything but i talked about that alina mentioned old in the primary code for of course everything's there in the show notes thought it'd be x dot com forward slash three one nine i mentioned earlier next week is members only episode so stay tuned for that one if you're a premium member if you listen to the free podcast episode we've got the week off from a little town called adri we've lost in hearing aids the french looking forward to chatting to from there so i haven't also moist and i will talk to you by

alina blair jay john ross europe ten percent thirty percent forty dollars five hundred dollars twenty dollars two years ten fifteen thousand dollars five thousand dollars ninety five percent thousand dollars hundred dollars hundred percent twenty percent one dollars four years one dollar
Billions in Stimulus Money Available for Low-Income Families

WSJ Your Money Briefing

10:56 min | 3 months ago

Billions in Stimulus Money Available for Low-Income Families

"Technology. It's in your pocket. Your car, Your Business and the Wall Street. Journal's Tech News. Briefing is tracking all of it from consumer tech to cybersecurity from the giants to the startups every weekday we bring you the latest stories about the companies and advancements that are changing the way we live and work. Tech is remaking. The world will make sure part of it subscribed to the WSJ tech news briefing from the Wall Street Journal wherever. You get your podcasts. Here's your money briefing. Tuesday July fourteenth I'm Jr Waylon for the wall. Street Journal, Congress is expected to approve another round of stimulus over the summer. The IRS will be sending out the payments based on people's tax returns, but many low to moderate income families don't file tax returns that means they could be cut off from getting stimulus and other funds. There's a lot of money left on. On the table for the earned income tax credit. We think it's about ten point. Five billion with a B. Left on the table every year and for the stimulus, if we assume a minimum of twelve hundred dollars filer, so that doesn't include the money that people get for their dependence. We think there's probably about ten point eight billion left on the table so overall. We're talking twenty plus. Left on the table. That's analyst grim from code for America there are a nonprofit that helps families find US government services, and they've built a website to connect lower income families tax experts. We'll talk about it after the break. When the world is at a standstill facts can move us forward. Facts help us make decisions and bring us together. Even were apart. The Wall Street Journal has the fax in these Uncertain Times get the latest on the corona virus outbreak with free covered chip, the crisis and its impact on the economy, politics, culture and daily life. Find the clarity you need with America's most trusted news source. visit. J Dot Com and stay informed. Nearly eight million families in the US could miss out on stimulus payments and other government benefits because they don't file tax returns due to low income. The nonprofit group code for America has set up the website. Go Dot, get your refund dot org to connect people with tax experts to help them gain access to funds and grim, the senior program director for Code for America joins me now to discuss so annelies. What is the income threshold at which someone is not required to file a tax? Return it. It depends on the household size, and where you are, but generally around twelve thousand dollars where people start being required to file a return, but for many people. Even though they're not required to file, they can benefit from filing, and so that's one of the big reasons why we created. Get Your Refund Org. How many families fall into this category? There are a lot of families that are missing out on this benefit. We think about seven point. Nine million families are likely missing out on their it. for various reasons, some of those are because they're not required to file in some of those are because the filing process is to challenging, and so it's just it's either too expensive or too hard to access to challenging to find trustworthy way to file your taxes now. You just mentioned the I t. c., the earned income tax credit. So what are the financial implications for families that? that. Don't file a tax return for families that don't file a tax return. You could be missing out on a lot of money right now. There are several different benefits you can receive by your taxes, so the first big one is the earned income tax credit. The average is about one thousand, three, hundred thirty six dollars for families, but in many places especially if they have a state. You could get even more than that, so that's a big thing. You can miss out on their also child tax credits, and you could miss out on and then this year. The stimulus is also available to families if they file their taxes, and so that's twelve hundred dollars per individual. If you have a dependence another five hundred dollars for each dependent, so it can really add up quite quickly, so if you were a single parent living with one child who's making ten thousand dollars a year. You could potentially get twelve hundred dollars in. In the stimulus five hundred dollars for that one dependent. You get three thousand four hundred dollars for your earned income tax credit. If you live in California, you get two hundred and fifty four dollars for your California earned income tax credit, and then you get another thousand, one hundred and twenty five additional child tax credit, and so that's total of six thousand, four, hundred, seventy, nine in tax credits, and the stimulus shut up pretty incredible, and actually in California, if your child was under the age of five, you get another thousand dollars on. On top of that, so it can really add up quite quickly for families. We'll sounds like regardless of what state you're from. This is money that could seriously come in handy. These policies were created to help stimulate the economy and to help low income, working people be able to get the level of financial stability that they need in order to get ahead, and unfortunately, because it can be talented for people to file their taxes. Frankly at the process too difficult. It shouldn't be that hard. Those policies are not having the intended impact and. And, so not only our family's missing out individually, but as a whole, our economy is not getting the boost it could, if everyone who was eligible for these benefits filing for them do significant numbers of lower income families miss out on the first round of stimulus payments. Yes, It's pretty hard to get good data on this, but the best estimates. We are from New America and they think up to twelve million people are missing out because typically they wouldn't need to file their taxes and they don't have a good resource for for. For being able to file how much money between stimulus money and the earned income tax credit? Are we talking about? There's a lot of money left on the table for the earned income tax credit. We think it's about ten point. Five billion with a B. Left on the table every year and for the stimulus, if we assume a minimum of twelve hundred dollars, a filer, so that doesn't include the money that people get for their dependence. We think there's probably about ten point eight billion left on the table so overall. We're talking twenty. Twenty plus billion dollars left on the table now. What else besides stimulus money could low to moderate income families miss out on if they don't file a return, absolutely, you can be missing out on withholding so if your is holding back money to help you with your taxes and you weren't required to file because you below the income threshold won't get those withholdings back and again there are state tax credits and other benefits that are delivered through the tax code. Depending on where you are, that can add up pretty quickly. Analyze what's preventing. Preventing this information about filing tax returns and the availability of stimulus funds from getting the families. It's not just that people don't know about the benefits. Many people know are desperately trying to figure out how to access these benefits it's that is actually too hard for people to really complicated process. Frankly a lot of scams out there sites that say that they're free that are not free and people are justifiably concerned about. Where can I get free trustworthy support to do this and can't pay the one hundred and fifty dollars two hundred dollars. Dollars that they might need in order to file their taxes successfully and get access to these benefits. So that's really why we created the website. Get your refund. Oregon's to create a place where people could go and they would know. There was trust, were they? They do it had the blessing of the IRS and local nonprofits, and they could get the support that they need in order to be able to successfully file their taxes and get access to these benefits. How is code for America helping families to access the funds so good for? Me! I realize that there's this huge opportunity for low income families to access the cash support that they needed through the earned income tax credit. We looked around the landscape of providers and sort of what was out there and found a program from the IRS called the volunteer income taxes program often known as Vita, and those are nonprofit organizations based in local communities that receive funds and training and support certification from the IRS to do free text prep for low income communities, and these programs are amazing, but it can be hard for people to access them so if you're in a rural area or you are at work and you can't make it to. To the clinic time then you might miss out on being used Vita and they're really just an excellent program that provides very very high quality tax prep. So what we did is that we partnered with the Vita programs to take that process and make it digital so now when you go and get your refund dot org, you can be connected to Vita provider and you fill out some basic information by your household. You take pictures of your tax documents. And then we send that information to invite a provider who can then work with you to prepare your taxes, and you can have the confidence that you've got someone who's irs certified in very very. Very proficient in tax prep helping you all along the way I would imagine the websites pretty busy this week now right now because we're getting so close to the tax deadline, a lot of those services are at capacity, so we have a second option that is also excellent, and it's actually faster than the full service tax prep, and that's called diy with help, and if you choose the DIY with help option, you'll be able to go to high quality tax prep program. Where you know, it will be free. There's no situation we've found so far or anybody gets tricked into to paying for it through a tax slayer tax prep program and we have. Have our Vita certified providers answering questions via chat and email, so you start doing your taxes yourself. If you run into a question, you're not sure something means you can chat us, and we'll help you get through it, so not only. Is it an actually free website that can help you do your state and your federal taxes, but it also is a really good way to just have the confidence that you've done them correctly and be able to ask any questions as someone who you know is trustworthy, and really has your back as you go through the tax prep process now if somebody has fears regarding citizenship status that might prevent them from filing. Is. There's some assistance for them. We would recommend. Is that you go to the site and chat? Our support folks to find out really based on your situation. What makes the most sense for you It's one of those things that there's enough nuance there that I don't WanNa make a general statement about about our tax help. Folks are are very well trained and can give you good advice. Advice on this front, and if people file past the July Fifteenth deadline, you know with an extension. Can they still receive stimulus money? Absolutely we'll be keeping the site open until October fifteenth, and although the official deadline is July fifteenth for people who are expecting your refund so most low income tax filers. They actually don't even need to file an extension and can just go ahead and file. File right away and many folks fear that because they've missed the deadline. They're not going to be able to access the benefits. Even if you had to pay penalty the vast majority of the time, it's really worth it to go ahead and file your taxes even if you've missed the deadline, so we actually help folks file back to three years ago, so we're. We're right now. Filing Texas from. From people from sixteen and file three years worth of taxes, you could get ten fifteen thousand dollars in some cases, so it's really worth doing no matter how far back heel are or how much he missed the deadline all right? That's analyst grim from code for America analyst. Thanks for coming on the show. Thank You so much pleasure matrimony briefing. I'm Jay Orwellian for the wall. Street Journal.

America IRS The Wall Street Journal Street Journal US Vita analyst giants Congress Jr Waylon California Dot IRS
ENZ 332 Everything You Need To Know Before Hiring A Virtual Assistant

Escaping The Real Estate Investing Newbie Zone - Make Money In Real Estate Wholesaling Properties For Quick Cash

16:40 min | 8 months ago

ENZ 332 Everything You Need To Know Before Hiring A Virtual Assistant

"The episode three hundred and thirty two. You're listening to escaping the REI newbies. Own podcast where you'll learn the underground closely guarded secrets that will revolutionize your real estate business. This podcast is all about helping you. Exit the Real Estate News and Etter Financial Freedom building up your real estate thrown this is escaping the Rei newbies own podcast and now your host Real Estate Investor Entrepreneur World Traveler and nationwide mentor. Chris Bruce all right welcome back to another episode of escaping. Rei newbies. On your host. Chris Bruce Between again to today show Now no a- promised on our last episode. I WAS GONNA. Bring you a fire episode today in this going to be one however the one that I went to bring you which was interview that I did with two of one of my favorite ladies that are in real estate. We'll be dropping next week are recorded is going to be crazy interview. You'RE GONNA love. It will be dropping at next Friday to definitely be looking out for that so I apologize. It's not ready to release today however will release the next weeks of this rented that not before we talk about today when it make sure. If you haven't already subscribe to the podcast make sure you do. Are we are on every single platform so whatever you listen to this? Make sure you're describing odd because we are on Google play. Of course I tombs on stitcher tune in union. I also want to make sure that a lot of you asking about a virtual hosts again how you can actually get. Starting some of you have been even looking for a more of a one on one approach of health and so we've come up with a new program and it's caught do deals over the phone got so's new coaching program that we just launched its put intensive working and It's I believe that it's going to be one of the best programs. We took basically all of our mutual programs. It just looked at how we could make ten times better and give faster results and so we can with the studios over the phone coaching program which just launched and the cool thing about this too was that we understand that. Some people don't have the necessarily finances necessary to invest in their business in coaching and mentorship. So I went to the drawing board dug deep on finding in getting us some funding available so I did get funding available to those you. That qualify four onto use other people's money to fund your mentoring program all right. So that's another option that we just added onto of those you do qualify for that so to get more information to find out how this program works how. It may be a benefit for you. Nfc if it may be a good fit for us to work together in the future go ahead go to do deals over the phone. Dot Com begin do deals over the phone. Dot Com and looking forward to help you in really showing you how to grow your virtual hosts on the business in twenty twenty years to come. Nah We'll we'll talk about. Today is a really when it comes to Looking at hire a virtual assistant Guy Legras the deeper into that because we just hire another. Va We've actually used one of agoo friends of mine. He has a business where they supply virtually assistance. And I am going to bring him on podcast real soon to talk about that because this lady has started off a very quick ends. He's already got us on three hot leads on first on the first day first day well two days. I should say the two of them were one day in the third one was the The best the second day So now he's got three hot army hot leads. You know that that came in the past two days in so think about getting a virtual assistant right one. The one that we actually hire is a little bit more expensive so I want you guys understand when it comes to hire a virtual assistant for Biz talk a lot about Three thousand four thousand our which you definitely can find those in. That's someone that's going to be in the Philippines more than likely that speak good English and so those Are Out there on the issue is that they probably may not have a lot of experience one. And it's GonNa come where it's going to be a learning curve of training. Okay so you know if you about hiring virtual assistant what I would tell you to do is whatever task to looking to delegate Which we again we we like going lead majer administrative side of things especially cau causing a what I would do. Is Our woods started document. Would it is that you're doing right star to put that into a video format audio's will definitely what how the suggests video If you're using some type of dialing program questions as software like a Mojo dialer or if using call to us which we use now definitely start to record videos of using of you calling going over the script and having something that you can give to the system. 'cause they're only gonNA be as good as you train them right so you use loan. That is something that knows. Free is on Google Chrome. You can dial out the apple onto you. Google chrome you will start to use that to the core videos of you. Even if whatever software using fires manager lease where this. Polio fume software. Whatever you want to start to create these videos storm on loans that way you can go ahead. And when it's time to train virtual assistant you can then bring them on now before you hire when I was definitely say you WanNa make sure that they can do pretty much like an English voice test in a sense so what you gonNa have them. Maybe either send you a recording of them talking. How's that way you can see? Is there a big language barrier because if there is you don't want to go out and hire someone that someone from the states is going to hear them and they're not going to be able to understand right so a lot of times you? Can you going to advocate? Whether using up work or something online jobs dot ph. I will tell you to have them. Send some type of audio messages so that way you can hear the voice. This will eliminate more than half of the people or at least half of the people that fit that they won't even have the voice that you would wanna use especially if they're gonna be talking on the phone with sellers cold calling things like that so that will save you a lot of time I wish I would have thought about that before. So they haven't been on skype interview and all that that will save you a lot of having audio message. Okay now you WANNA look and see of course woods experience. They do have with being on the phone handling objections. That's what they WANNA bring up. Is that you know what name of time or a situation where you had ojection or you know something that you had to get over in. How did you handle it or you could even say make up a story in a given example like okay? Let's just say A homeowner you on the phone with their very irate and they're trying to figure out why you know you are calling them will kind of be your response to that and you've got to put on the spot. Okay because someone I can really think quick of figuring out what to say or or or even just having the decency of knowing how to calm a homeowner down the customer down that is going to be really good for you in a sense because even if you just have to work on a script language of what actually will be the best thing to say them. Know How to think fastener feet knowing how to calm down. A person doesn't work in your benefit now when it comes to pain virtual assistance we use paypal. That's preferred method able to send our money over to them on via paper. What we've used for years not using something like upward Take that out of your bank account and we ever since on up work as well to now when it comes to how much to pay them typically ours. We have some big you pay weekly. We have others arrogant pay biweekly. I even have emergencies only bill. They only bilby once a month. Either you feel fit for you. It's really up to you if you up work. They get paid every single week. drafts it. From your now when it comes against a pay the thing is that what I found is there. I've been lucky to find really liked to four hour. Versace's than our incredible. I mean over the top over beyond providing super value so a lot of times. I've been to issues where people have not been that quality of a virtual assistant would not hire for those three thousand. Our you kind of get what you pay for in a sense a little bit. Not a big about. Is that what you understand in the Philippines? You know the making fifteen twenty thousand dollars dollars. A day is still a lot of money. Because they're not used to that. You can take into account of American money which is worth more. Mccain's but steel. I found some of my best quality versus virtue assistance. You don't have to have a lot of training. They get things because they added experience. Typically between five or seven dollar our mark. Okay now good thing is that you don't have to have them working forty hours a week thirty hours a week now is really all up to you in your budget and what's going to be the best bang for your buck to get results. You know for me. I don't have a certain super budget because I'm looking more results but when I first started I was only able to afford ten hours a week. You know and then eventually the fifteen th things like that so you can start off even if you're up at ten hours a week and you pay no. Let's say seven dollars seventy dollars a week. Now you may say I don't have some house week to pay versus assistant but I bet you seven dollars a week. If every single week that bree you two to four hot leads that are potentially turn into money. Because let's say you get four hot leads maybe probably a more. Let's say you get four on very low skill. Okay in one of them is all the one that you actually get from. Start to finish to close. That deals. Probably were three five ten fifteen thousand dollars. That's worth seventy dollars to spinning Now big about. You're not tied to a long contract with assistant. So let's say you hire somebody. You see very quickly in the first two weeks that are you know. They're they're not working. Sometimes you might have seen the first week debt. You know they're just I GonNa say virtuous that I had somebody to hire from overseas was supposed to be building. My new website platform an I saw quickly in the first couple of days excuses. They were making even though they had great feedback. That this wasn't gonNA work out. Get rid of it so you don't even have to wait a long time necessarily to see if they're going to be different now if they are a little bit newer things like that. Don't expect them to get a deal for the very first. Especially they'll have an experience. There will be a learning curve. There will be a training period that you're gonNA have to put them through and does understand. They will make some mistakes. But as long as you are communicate with them You will be good so my preferred method of communication. Most of the Virgin Islands in the Philippines communicate over skype. I like to do my If I'm showing something on sharing my screen these interviews yes I do. Use skype is not a preferred method of conversation that communication. Because I don't always log into my skype on this. I Know Abbott interview. If I know I'M GONNA be talking to somebody in the narrow and scream so our preferred method of Sky of communication Excuse me is an APP caught boxer. It's V. O. X. E. R. That is what we used. Communicate is a walkie-talkie at this Donald. Really simply on your phone. Whether that is you have android phone or iphone and we're able to communicate with each other to put on my teams together into a group chat and Weakest Send Walkie Talkie audio message back and forth or we could text and it's real time to meeting if I'm talking right now on boxer at they can actually listening to me live while I'm talking on the APP or wait in play it later on. So that is what we use. I absolutely love box. I don't know what I would do without it. And I recommend using that to communicate with your assistant especially when it comes to ours. Ours are the daytime or nighttime when they should work because remember they are twelve hours ahead of us so obviously your business is running through the daytime. So you're going to want them to work two hours in between nine to five not too co- call. It could go a little bit later up to seven eight o'clock possibly but you WANNA set the hours in between those times. They're used to working with they call a graveyard shift So when it's nighttime early in the morning there that's the schedule of it. Being you know daytime here. They're used to that. They don't have any issue with that typically Because they are happy that they even get an opportunity to do this work from home. Okay so those are the tips and things that I want to leave you with. If you're thinking about hiring your first virtual assistant just keep this. Podcast resource played over and over and over again because these are the things that we have applied in our business especially when it comes to hiring a version assist as well as training them to give up to cope. Grech so remember if you have it already please. Another thing too is leave us attribute the enjoy this episode. I want you to review a comment. Let us know how we're doing? I I love is reviews. Also make sure that if you do like this and you're on social media tag me in the Post Potassium Oppose Tag Melia instagram story. At Detroit mogul at will post it. 'cause I I like the shot of people that are are tuning in and tap into our show. Okay so don't forget next week. Got A great interview Be Releasing more content for you every Tuesday Friday. You guys know Mike quotes. Don't live the dream. Live your dream. I'll see you on the next episode. Thanks for listening. To escaping the REI newbies own podcast at www dot escaped the newbies zone dot com.

virtual assistant Philippines Chris Bruce Real Estate Investor Entrepren Google Va Etter Financial Freedom apple Nfc skype REI Virgin Islands Detroit Grech Guy Legras
Jen Horonjeff

HIT Like a Girl

19:45 min | 1 year ago

Jen Horonjeff

"Do they hit like a girl podcast where with each episode? We hear from different women experts in the health IT industry. We like to hear about what makes them tick how they overcome challenges work. They're proud of advice. They would give to other women in health fighting and much more. I'm joy Rios. And I'm Robin Roberts. Today's episode is with founder and CEO. Jen Horan Jeff savvy Coa of patient own platform where patients and end users are playing pivotal role in healthcare and health IT solutions savvy allows patients healthcare consumers and caregivers to actively. Engage in be rewarded in healthcare in tech, ideas, development, deployment and research. So that patient centered design can happen in a very real way. I can tell you both my personal story and kind of we're savvy fits within that sort of realm and the best way to even describe what we do at savvy is to tell you a personal story of kind of what we do why do it and my background being as a patient with chronic illness. Second sitter myself patient was diagnosed with juvenile arthritis when I was an infant so always grown up in the healthcare space. And so I wanted to do something in healthcare became a human factors engineer and a patient centered comes researcher and academia in just hurt. All these people talk about patients and number talk with them. And that didn't make sense to me as somebody who's really involved in patient communities and so set out to make that easier for people. So there's really no excuse not to work with patients. And so that's what we do at savvy is providing online platform that helps to connect companies or researchers innovators directly with patients. So they can actually talk to them work with them run ideas by. Them. So that we can exceleron this process rather than spend a lot of time and money building products and services that don't make it meaningful difference in patient's lives. You know, the way to share which just making a common to joy, then we're walkner an event in. We were seeing vendors interestingly layer upon layer of Huntley of stuff now that really some most valuable people out there or no few and far between that are trying to be part of either better that patient spirits are being really part of the solution. And there's software for the software for the software is a lot of this feels. So what are some of the people in your online platform, plus most popular people passionate about or for the trying to connect with most? Yeah, I mean, I do think that there's a lot of technology out there that's trying to solve problems. But what I can tell you from my experiences that there's a lot of people coming into healthcare the space now from tech the may have never been in healthcare before. And so therefore, they don't know that it is a different he go system, and the the end user the patient is different than kind of your. Consumer of normal everyday products. And so just throwing tech for tech sake is not the solution. We have too much of that, and it doesn't integrate with how a patient just wants to live their life. I mean, the point is that a patient does want to think about being patient and things can just more seamlessly integrate rather than having to jump through all these different hoops. And that's really what can be some of the struggles that we see is whether or not the things that are out there meaningfully impacts of his life. How do you get into? How did you get in the puppets involved? Well, there's an excellent story behind the puppets are kind of an accident. If I can be so honest that would we set out to make some explainer videos. I was going in seeing what that was like and getting some quotes, and they're saying this can be ten fifteen thousand dollars to create these women explainer videos this bunkers, and this is not a good use of our money. And I think that's weeks to healthcare to like all the money that gets pumped into things that like is the best use of our dollars. And as I said, I can do that. And so I just went online and bought some props. And I kind of joke about this that my co-founder at the time with sort of out of commission for that. And I texted him and said, I'm gonna make a puppet video, and I kind of joke that I'm the one that has these like wild ideas, and he's brings new back to reality. So I was left unchecked. And so therefore, I just went in these little videos, and then they could kind of took on a lie. Of their own the people love the puppet. So it didn't I didn't mean for it to be this thing. But yeah. Kelly standard feature. Now, if you're doing any explainer videos that it's with of all of our videos over there puppets. We even will make videos for our partners and explain what they do as well with puppets. And with you know in props and they're all single take videos even did a series of videos too. We called messed up patient experiences. Where patients would submit all bonkers things that they went through. They give us kind of a story. And then we were sort of acting out with the puppets and props just to shed light on the fact that these things are happening. I almost feel like just kind of like, maybe you might tune out your mother that you top hearing patients and what they're going through. And we kind of just muted them a bit because people think that they're cranky or whatnot. They don't have the resources to it. So what we found to spoke creating these public. Videos, people are at least in gauged. And so they're hearing it and while it might not be the full story. It's a way for people to kind of get reacquainted with what it's really like for a patient. So how long have you been doing this the puppet videos? Stabbed all so we formerly incorporated into twenty sixteen. So it's been just about two years now, but we launched our platform the end of twenty seventeen so it's been a little bit. But it's gotten a lot traction utha. I mean, it's it's been great. I think what makes us unique is our co op structure, and that we are collectively owned by patients. Anybody can join and that makes them an actual colour their shareholder of our co op, and it's just a different model. The people haven't been seen before. And we as patients felt that that was important to restore the balance to the stakeholder kind of has been left out of the process. And that's really what I think has made us get a lot of traction and asking questions, so how could we be doing? This is really passionate about making. Sure that we're golly. Patients. Can you highlight any examples where through the platform? Patients have now heard have had their voice heard. Oh, yes. So that's what we have like a gig board that we post all these different gigs. So we pose new ones every week, and it might be testing out a new personal health record app. And they want people to come in. And check it out of their health records. See how it works. And it's amazing that the feedback we get from both sides. Right. The clients. Of course, there you're getting insights that they never would have heard before they say at times of it's even better than their product team because they would never have been thinking about it the way that the patients brought up, but in the patients, I two it's really warning to finally able to use your experiences for good because if you've been diagnosed with a chronic illness or cancer or any of these things that can really strip your life away. And this is a way using those experiences. However, Corable they may have been for good and kind of giving him a sense of purpose. So it's great to hear that from both sides. We were. Speaking with physician who kind of also same way, I think all the consumers do is that Saint Louis in health, I t and health care often to the end up with them. So I think it's a great opportunity for them for the products. The solution the kings this feedback to be more community turban by its users impatient. So anything from you. I mean at this point. We just see a win win on our end savvy. I kind of joke, it's it's a selfish thing. Right. We as patients we want companies or researchers at integrators to go make better products and services, but yet they get to go do that. And they get to get their products to market faster and go make more money. We just wanna make sure that we can all do this collectively. So that we're not just reinventing the wheel and things failing and never making it to market. Is there anything in particular? That's here Clack form that you've seen come to fruition. Where you really you like the incorporated, the feedback of those people really grows to a veteran product for you watched it grow. Maybe from earlier on where it is nail that you feel connected to enjoy seeing. Yeah. I mean, there are certain products that have come back to us for different interational, especially two prototypes. That wouldn't get in people's hands and try it out. But then even simple bins that commuters even marketing campaigns that they wanna run by patients. One example is that we had a company that was trying to develop something diabetes and everything they had kept saying diabetics diabetics diabetics, and we talked to people diabetes. That's what they want to be referred to as people diabetes as opposed to a diabetic. And so even just the simple things it's more inviting feels like the language that that community is using. And that's even the conversation around our patients patients, they consumers we work in the disability space as well. So how can we think about making sure that we're using the right language and approaching people in culturally sensitive ways, so it's not just developing the physical product. It's also our we then talking about it in the right way to that community. I definitely relate that we have heard from these healthy toddlers. Booster in Meyer believers easing, one on his wild journey for a few years that the worst possible outcome. But through that in what occurred it really it really opens your eyes to other things that are going on their spaces. I'm taking off those roles colored glasses in healthcare. What's going on? So I think as a caregiver apparent I can appreciate that. And I think even sitting here listening to you. I've heard of so many impulse where I feel like you don't want to do that or that level or she would else's out there to almost no biter also elicit something to the idea writing even veterans come up with it's awfully divests. Simple. So next question if you could snap your fingers and have any magical solution happening health care health team won't be long. Who that's excellent. I mean, I think some of the I was going to say the low hanging fruit. But it's hard to reach that low hanging fruit is just to make things work together. And to before developing out new technologies. How can we make it? So that it's not the patient's fault for when they don't talk together. I'll give you an example for my personal life. I have lots of different specialists, and one specialist I waited to get in for and I was trying to coordinate getting my records from eight to be an ultimately they had to cancel my appointment because they couldn't get my records. And I had them as a patient. This is where you know, the talk about the patient having access I had access it was on my phone already integrated with my other apps, but it was still wasn't good enough. The health system wanted the hard copy. And so that's where you you. Try you try as a patient. It's just exhausting because you were doing the right thing you brought it all together on this new app that people were trying. Create for you yet. It wasn't good enough. So until we can find a way for all of that towards together. It's it's gonna be a challenge in having that designer for that fix is that part of the reason that you're working in this kind of consortium or coop. Top type startling does that drive that? Yeah. I mean -absolutely think again, if we just keep innovating piecemeal, and it doesn't work together. It comes back to being a burden on the patient and in healthcare, we use the term noncompliance he this term because it puts the onus on the patient as if they've chosen to not follow their treatment plan one in reality. They're all these hurdles and obstacles in their way to do it. Whether or not the story, I just explained where they can't get prior authorization or they can't even get a ride to go pick up their prescription all these different ways. The it's not their fault. Get we just kind of slap them as being sort of. The problem child. So that's why we really as a co up we want to reverse that and say, let's put the patient back in sort of a position of power listen to them. So that we can solve this problems. Because that's what to you go to these kinds of events or you talked to lots of different companies. And while they may be making something cool isn't actually a problem it needs solvent. And that was where even. As a personal story savvy kinda started even out of one experience that I had in grad school, so I did human factors, and there was a certain fulltime out. So for our listeners, John human factors are tells factors contain yes. To start in on this. Asian what is short. So I do human factors which is a form of doing human center design to make sure that the things that we're creating are useful and usable to individual, and what was being tested in right? Grad program was one of these biologics syringes so biologic medications the fancy commercials for TV with people like prancing through flowers yet. So those biologics, and so they're injected with a syringe in the designed this new fancy surrend yet there were several different problems that seemed to have because I ended up being prescribed this medication later and one simple one is it wouldn't fit in my sharps container. This is a needle that would not be sharps container that I was provided. And so they just didn't test the whole thing from a to b and it was just somebody came up with this new fancy the sign, but for me as a patient, then created a problem. I didn't have right. So now, I had a stack of needles. That ultimately curated in ziplock bag to my doctor to dispose of. So that's just again example of all these things of creating things that ultimately aren't even solving a problem that needed to be solved. And then I think the the keyword there is solutions looking in problems versus the opposite. And and that's great. It's great that people have good ideas, big ideas. But if you can't apply them in a way, that's going to be meaningful to the folks that need it. Then what's the point? Yeah. A lot of waste of money. I always think what you said that intend thoughtful design for human factors and just what's going on in your points when but yes like you people start at the end of the problems to the beginning, you have to endure the process through very often just happen. We have a book list going for hit control podcast listeners. What our books eating personally, professionally Kerner past than either had an impact on you. Love the eating. Excellent question while I do love Brennan Brown. So certainly dare greatly. And what's new in the daredevil? Dear lead is. I think is the correct me in for it. But yet just great. I mean, I just appreciate people that talk about vulnerability. And I think certainly talking women get something that perhaps may come word actually in use that strength. So I love, you know, thinking about that another great book that I love the originals by Adam grant, you know, I just know it touches on something that just is kind of deep inside me feels like guests finally somebody honoring those of us that are kind of misfits. I'd never heard of it. Oh, it's a great book. It's really talking about those who you say feel like entre preneurs that you just something doesn't fit right. You keep trying in that could be as company, but it can be being an activist talking about suffer jets. You know, giving all these great examples of people were. Pushing the status quo and making noise and trying to just do something different. And the fact that you can do it on a larger level, but also you can do within an organization so can be wherever you are. I have to ask you think your mission is so unique where do you see savvy going? Well, I would love to set an example of how we can fairly value patients and do so in a way that can still make business profitable. But at the same time, we can make sure that they are part of the nation process in fairly valuing them throughout it. We also don't see this is unique to healthcare. We wanna make this something that we're talking to people various abilities in any sort of consumer product. Right. We just wanna make sure that even those that may have physical or visual or mental impairments that we're designing for them as well. So we're just looking to create a more equitable way of engaging with people so that we can create this human center design products, and is Dan ideal Kalat member Bank. Somebody who just wants to share their expertise wants to be heard and is willing to be part of something new and innovative to to spread the good word and see what we can do better together. We're really looking for people who thrive on collaboration rather than competition and see what we can do to really drive invasion forward. I think that's great love the bold aspirational statement about setting BBC imple- for that. That's really, really smart. That's what it's it's hard to not practice. What you preach. If you feel like you wanna be somebody who's a leader in the space and create a trusted organization. So we don't do it then who will play. That's awesome people in find you online in the social media arena where they want to know more about sappy Colombia where you can find more short sanction mission. Well, you can go onto our website, which is savvy dot co op, so it's essay V, Y dot CO p can also check us out on. Twitter. We are savvy underscore co-op. And if you wanna go follow our fabulous little puppets. Please do. They're also on Twitter as savvy puppets that did today. Have names some of them. Do we didn't name them before? But we got demand. You gotta listen to the people, and they wanted news one of them is affectionately known as Vana for savvy, and guess they take on other names as well. Jim. Thank you so much for taking the time today. Oh, it's my pleasure. Thank you guys. And thank you for listening to the hit like a girl podcast. If you wanna know more about it or the skits, check out our website at hit like Pearl, pot dot com. While you're at it. If you found value in this episode, we'd appreciate the ratings on IT or simply tell a friend. You can also connect with us on Twitter or Instagram at the handle hit like a girl hot. Thanks again season.

founder and CEO Twitter joy Rios Robin Roberts Jen Horan engineer researcher co-founder Brennan Brown Vana Saint Louis BBC Jim Meyer Colombia Kerner
Mike Goldman - Paying it forward with Crypto

The Trader Cobb Crypto Podcast

21:31 min | 2 years ago

Mike Goldman - Paying it forward with Crypto

"Today's episode is proudly brought to you by try to cubs the double bay dot com. Join up for the free biweekly video newsletter with myself my table. Keep you up to date on the moves that are in this crypto market. Now, if you wanna learn how to make money within the market goes up or down, go to try to call dot com. Now. Vitrey to call crypto show, talking business, influx Jane. Welcome to the drought. Go crypto show today. I've got good friend of the show, Mark. Goldman welcome back to the show night kid. I might be back here. Look at g. guy fell firing in all cylinders as usual. I'm really sought to talk to you about you must reason adventures monks just got back from doing a charity event for the Celli TI foundation. Yeah, brain cancer. It's the golden goal rally. Tell tell us tell us about the foundation what you didn't want us. You would do what you did when the explain. It will make sense. Okay. It will make -absolutely nice Anstey what's because I drove a crappy little cop, fifteen thousand kilometers from London to Mongolia as a part of something called the Mungo rally, and it's actually a rice is just a competition saving and actually make it to the end and a crap car. Everybody to the end unbelievably and had an amazing time doing it. They were cock crashes and there was a wrists and there was drunk and crazy times. But we, we did it. All in the name of charity, the child ETF nation. The reason why we chose Celli Teo to do this was because we've lost friends and family in the past because brain cancer up and and and we found that there really needs to be some awareness raised in astrology a- and around the world about the fact that things haven't really changed for a long long time with Brian cancer, like the technology is they had to do the research, but there's just not the funding compared to other Kansas like breast cancer, which has someone and a huge pride Vall because it sitting celebrities involved. And so we, we've just been doing everything we can to make sure that people know about the great work that Shelly thousand. He's new foundation and the research that they actually about the putting the place and also the work that they do the families as well, because there's a big support network around the foundation where they help families and friends affected will I recall. I will speak was at war ties event. I went to a war ties game a few years ago, and it was in the there's a three cost in that sort of thing where they put it on and you know, we go along on its big who hired next place, Tolkien lots of stuff and China take it up and the thing that really moved may and this is really good to take out of this for the crypt type paper listening this. So to struggling, you're feeling about themselves right now a bit of perspective. It's really important is this? He said that brain brain cancer, something that when you get it, it seems to have a pretty low survival writing. It's all, hey, said it's almost a death sentence, but what he did size well as the amazing hype that people have that he's patience. He like it's unlikely that you're gonna come back from it, but they still believe and they still fought. And he says, he told him a huge amount about the human spirit. And I think that I would big on perspective, right? We talked about this all the time. Perspective on just how good we've got it right next stuff. Continue lawf- ram, but he was so passionate about what he does and hence ROY on the show to talk about it because I want to support a great cool is, do they have a crypto wallet with Dr? Not yet, and we work in on that too. Jelly tear crypto, wallet. Oh, of course you can go to our own page which which actually has the crypto wallet address on there. Oh God, you do. You've got was starting. How easy is it get a crypto? Well, let's again, you can just do it on an app. You tell me by the time, this is released of. Oh. Oh, you do get it every day here. I don't calm Dodi forward slash Mangala rally men and thank you to all the people who donated because it's a great cause. Absolutely. So let's let's get into the fun stuff, right? So you drove what what did you drive? So drive a twenty hours, eight hundred bucks. And did you hug it had no conditioning and well, we need to really cheap and something which is really silly as well. The so many silly things about this. This whole idea. None of us Henrik Sam myself knew nothing about 'cause we drive around for two weeks with what we thought was a catalytic converter that was just willing upon in inside the gearbox or wherever the fuck comes from, and it was actually the muffler at full and off, and so we had to get that will live on. But the other thing that was bad was we had a twenty hours that was a right hand drive that we boarding London. The rest of the way we were going, everything is lift and drive. So we're driving on the right side of the ride, and it was the passengers job to look around the trucks to see if it really caused coming. And it's like yet, not yet in the east. So you sort of drunk driving blind before you get a? It's eight. So really is like a rally because you've got to have a co pilot. And it was also a rally in pots of Russia, Mongolia with the roads just a mess. And this potholes everywhere, like some places are on roads. There's just tracks you look to your left and right like thirty kilometers h way and to see. You just do it tracks different directions and you just following the GPS a truck down that way. And you see four wheel drive down that way. They're all going in the same direction towards little bit tower. Mongolian a ride riot. Sometimes you can drive it fifty. Sometimes you have to drive it like twenty hour and you get frustrated up to driving for ten hours off pocket. I'm going to put my foot down and then it hit a messy to speed hump and like identity and the radiata the front bumper Baugh fell off like the boys did some horrible damage. But like the boys actually I fell asleep in the backseat which was like business class. Yeah, and the bags and have a slate and it started to rain and in Mongolia, if you driving near a hill, I, it can be that can be a flash flood because the roads aren't really well made. And you know, people died and honestly, in the backseat and the guys came to a flash flood and they thought, oh, we can look and drives you. This is still sorta say the road and Henry video videoed, and he can see it on on Instagram page Mongol, rally, men and slate lie. So these guys were risking my life while I was asleep in the backseat. And I said they felt the cost out to sort of back apply backline. Clawing God. Did you trust pilots? Absolutely. No trust the movie lost now. Lost now. Never. I'd never did. Never will. So. So we we tried to be capable well, we could on. They seem to think I was the worst drive up, but they will join opinions about that maybe because I did get Toyota Yaris up to one hundred seventy seven kilometers. And now he's I, I think that's probably a record twenty hours. But you know, we swear by that car. They will people who spent up to ten fifteen thousand dollars on like a panda. You had cockle the panda things that the square books they and and we need some guys. They fully re rebuilt the transmission and recovery seats in there, and they put this proper new suspension in that might even better and they still had problems, but we spent no money and you. We only had that creepy little crappy little dean spare tie that. People had like four spare tires and the roof like five extra gas tanks with nothing. And we still go to the end and there's people who didn't make it to the end who'd spent all that money as well. So proud of it. It's not like you can spend what you wanna spend rather than sort of spending. I guess. You know, there's sheep box rally here and a strategy. We can only spend one thousand dollars. Okay. Yeah. Greg, ROY, he and you know, you can stop every fifty KYW's and fill up and we go kangaroos though. So what? What are the? What is. What, what are the, what are some of the hurdles in Mongolia. From London to moment you can how many countries did you go through to get a lotta Russia in London is a lot of British people crossing a right, that's pretty dangerous, but we didn't hit any of them luckily, but in Mongolian Russia, parts of Russia, it's it can be dangerous as like lots of like biz like wild horses, crazy eagles everywhere. He didn't get attacked by an eagle, but you get a photo of one. But potholes, probably one of the the main thing and really bad food really horrible, Mongolian foods, funding, host milk, someone, they love, horse milk in Mongolia. I don't know why you try. So I'm not sure what the thing is with a horse meal because I drive. Yeah. Did it tastes like pieces discussed is like what you think Tyson recommend this is not good at all? Well, how long did it take you to get through the journey? Obviously, this is all the case. So just to rehash this is all for the Charlie TI foundation, right? This is all that to raise money and awareness for for brand Kansas through this foundation. If you haven't already guys go and check at the fan. We'll have more in a minute about where to fall more about that, but how long's a Jimmy with some people just will drive for like ten fifteen hours a day and get there in about three weeks, but we found a nice place. Do we want to stop in for a couple of days and hang out like Kiev was amazing. So getting rid -able city and leave as well in in Ukraine, you know, you're going to Osmond. You're gonna win. Yeah, you. What am I thinking. Yeah, it's equally it. Wasn't it sorry to Brian fop for some reason? Yeah, absolutely. Incredible. Had had the most amazing time. They're such such cool cities, but the rest of the time we just drove for like ten hours at a time and like every second day eighties. Yeah. Yeah. But people still doing the rally right now like taking six months to do it. So it's just a challenge if you get to the end, why do I mean when you get to the? Is there anything at the end or is it just an XBox spot? You've made it to the end the, you know, the ribbons already fallen over the on. Sign there and his platform, you drive the car up onto. Hey, get a photo and then they hatch, the car on the train and ship it back. Wow. Also you, what did you do with the car that you have like some ceremony and blow thing up all? Well, some people were to some wrecking cars and there's there's one guy who smashing his car was a Toyota aero says, well, especially with a crowbar. What are you doing that for this car? Like kept presents some fifteen thousand kilometers and you smashing the pool thing, I feel like has a soul. Yeah, we called it Rosie and you know, we being gentle with it and trying to try to make sure that we didn't wreck it and we get it to the end and and it did. So we're gonna keep it. Now you've got a really cool story about. Somebody met in cryptos Russia's it a introduces to again jerky does. We can't have clone. We're doing this show to help raise awareness for Brian, say fan, digest what you're doing, but but let let's talk to admit this amazing Russian men who was he says he had one of the first CEO's in, yeah, which is called time and he's organizations called corner Bank. He came up to us on the rooftop of the Ritz Carlton in Moscow, so you're definitely slumming. And yet it was thanking Airbnb, but we thought, let's go to the most expensive hotel and just check it out because these amazing rooftop area looking the Kremlin and why one drink day it was like forty bucks or something ridiculous. So that's all we had until we met this guy and he bought his strength whose lovely and pulled out his credit card straightaway when we said that we were raising money for brain cancer research. I think he had someone in the family might have been affected by it and and donated a thousand bucks. Right away, which was really amazing. Them guy. He's talked like, and and he's ChildLine the crypto world and he's, he's crypto called time is just another way to get paid for your time. Yeah. Okay. Like I say, you met him on the rooftop the Ritz Carlton? Yeah, it's like one of the most expensive identity to Russia, how they even let us he wasn't doing that was just he. He. He actually, he came out to. Hey, you really know he the accent and get. I might went from Bundy and he was. I am from Campbelltown, say, leaves in Campbelltown half the year anniversary time. He leaves every nine Russia while. Wow. On I mock. He told me this story. I thought it was a pretty cool story, but you've also got to the mother amazing story. So you go to rested who got arrested. Well, we were actually Sam went over wwl aligns and driving one hundred kilometers two hundred kilometers yet say town or anything like that. And then all of a sudden there's a cop with the little tiny handy Cam hiding behind a tree Lucca Queensland yet and be in as a whole road China trucks, and there's no cause coming the other way. We need driving fifteen thousand kilometers, of course, you know. And so they claim that that you're gonna pay the fines right away and when they one hundred bucks. And yet I'm paying like five bucks and they end up letting go. But if you buy hundred bucks shied away. But if you hang out for an hour or two and sort of under arrest them down, you eventually you get you, you get to leave. So you're arrested end you bribes. The arresting officer is we did, but that happened in the p places along the way. This is the white. That's the one of those countries. I guess it is actually Ukraine. They had a big a firing of a lot of the police Commissioner and other people who would taking a lot of bribes and then try to stop it. So it doesn't happen. They ascend much anymore run run. I mean, what were the? What was the most spectacular part of the journey as far as scenery and just when you travel, especially when you doing long distance travel, air airplane, when you get going poss- things constant looking at the must've made some points in the journey where you're like, wow, just just as a my misconceptions about that part of the world like Serbie an Elsevier Siberia. Like, what would you think? Siberia's lack. I just thought it was like gulags and minus forty degrees going to be a horrible place. But now he's twenty six twenty seven degrees in summer and beautiful like lakes and rivers, and beautiful mountains and like wild horses everywhere. It was my amazing countryside of ever seen. And this. Putin walks with his shirt off on the back of the fish. Bristles bays and hangs out on holidays. Anybody's that we didn't say any bays, but there's billboards of Putin with Russian writing, which we translated and is basically a photo of him looking really good and the writing said, we plan to build infrastructure and we are going to do these for these area, which I guess is he's propaganda kind of website right? Angling the car big, good. We'll we'll do good things. I have yourself. You're going to do the right thing, but I'll tell you what, you know, Russia is very poor country and like you got us in Petersburg goal almost go, and they're beautiful areas, and people have got money and we'll paying jobs, but those regional areas. Again it as non-cash day whatsoever, and. Also, you meet the people in the way they leave and how much things cost and you think, well, it's not the picture that's painted in the west of Russia's and there's about thirty or forty different territories in the Russian federation that self-govern and they republics there as well. So it's not like it's like fifty two states of America making all these GDP in night paying taxes. It's that at all. So I think that's why the Russians are sorta Putin puts on these big front about having wargames at the moment as well, just to sorta prohibitive. So. That sort of setup. I mean, obviously there's with that sort of like it's broken minutes is going to sound terrible, news medicine, terrible. But this sort of broken Russia broken up into different chunks is what I mean. Did you find any violent areas was it was any way that people were trying to fight and angry though? Actually, always always warned by my friends who worked for the Mongolian t. TV networks we could on Mongolian TV's that they, it was so cool. That was one of the highlights actually, and they said, just stay away from the Mongolian do when they drunk because they love to fight ghetto Ganga's con- yeah, they get gone on your say, it's basically just sort of you see someone Yellen outta you just look at them and just keep walking. But I mean, we wait, we went out nice nights all three, Russia, and all through Ukraine and Mongolian. And generally people are really nice. I mean, in today's will way he news travels fast. You'll hear about the worst things happening every. And say, you're paranoid about that kind of stuff. But we meant nothing that lovely people wanting to help us out. Like when the muscle fill up the car, like some guy came straight up to us, didn't even speak English in just sort of hand signal to follow him to a garage. The first one couldn't say as he drove to another one in a guy, welded it on for five bucks. You know, he got to a muffler place, treasury fifteen hundred bucks a put in you. One on that's the difference. Isn't it at this time with Jimmy everywhere? He goes, especially if you go outside of the magic cities, like London is in England. New York is in America. They see these really. It's good that vase. The further away you get the more friendly people come in the more helpful paper gonna say, just what was the highlight. The highlight was getting among goalie and television, and I was recording these little episodes that you can see on a Mangala rally men, Facebook page. Go wash him to guys. They've actually really funny and radio. You'll say the checks, you'll know it until the when you watch, which is ridiculous. Gucci trek seats and sixty bucks or something. Anyway, that's probably gonna get me in trouble with the law. But anyway, so we we go Mongolian television. And when I was putting these episodes on Facebook, I, I had to take one down because I was using the Russian national anthem as I think song and it's copyrighted music. So I made my own Mongolian song on garage band like, and I'm just reading woods off Google that Mongolian for bread sky, Jason. And the funniest thing was actually saying that song without footage on national Mongolian like prime time, television. Brad chicken. In my head off and they really series Mongolian saying here it is. Voice. I've of the shy that you you. You gotta watch these you to the voice of his talking on the news and you're doing the voice. That's it. There's a brilliant pace base of content. I really enjoyed that. I enjoyed the hulled ship, actually. I followed it on Instagram, a little bits of paces. I really, really enjoyed it and the boat lines as much as it was a funny thing to do is an interesting thing to do in a wonderful experience for you on the boys. It was for one reason and that was the rise money and awareness for the child foundations and Mike and people find out more information about the foundation, where can they done that to your calls that cool. Tell people how to get involved. Won't people to be involved lack this project because the guy's a legend for one, he's an incredibly intelligent ticket, humble and passionate person. He saves this guy. He goes to work and he tries to save lives every day, so wonderful. And I want to see that supported. So we got God's at the crypt. I, you know what's up. You've got money scrounge put it together where they do that. All you gotta do is go to. Facebook page. Probably one of the places to find it because there's a few places I mean in click on the Instagram, Luke Linke click on the Instagram, linking click on the Facebook page, or if you just go to the foundation fundraiser page it we set up. Go fund me, don't come forward slash Mongol rally men, but the bitcoin wallet. If you want to donate some money that is actually on the Facebook page as well. And and you can also get that straight from the child ATF nation website. Excellent. And also does forget you gotta go across the golden on the Mark, Mount Zion, shy a gripe podcast, fantastic things. So go cost and listened to that as well, get yourself subscribed and we'll speak again very soon. Marco, golden, thank you so much you, Tom and look. I want to see the foundation blow up from, hey, the doing things, and we support that sort of stuff very much Utah, watering amazing story or multiple stories. So many wonderful. Having you Craig, your legend. Thanks Mike. Because I have a go on now. Off it out. The traded Cup. Crypto podcast is hosted by Craig called ole trying to cope courses. Products and tools can be found at trader kkob dot com. Because experience met is.

Russia Mongolia brain cancer London Facebook Ukraine Instagram Toyota China Kansas Henrik Sam Celli TI foundation Shelly thousand Jimmy ROY America cubs Goldman Mark
Mike Goldman - Paying It Forward with Crypto

The Trader Cobb Crypto Podcast

21:43 min | 1 year ago

Mike Goldman - Paying It Forward with Crypto

"The show is currently sponsored what dot com. Visit tried to Kobe dot com forward slash free tools for your free education content. Now on this section of the website, you will receive access to view a bit about the three trading strategies that I use daily. And if you're sick and tired of your family and friends wanting to know about bitcoin cryptocurrency. Well, it's a free course in there for them as well. Todd will begin his cost to cryptocurrency. It's absolutely free so tell you friends and family. And visit tried to call dot com now. Betrayed. A call. Crypto show talking business influx, Jane. Welcome to the go. Crypto show today, I've got good friend of the show. Mike Goldman, welcome back to the show kid, I might be back here. Look at G guy fell firing in all cylinders as usual. I'm really excited to talk to you about, you must reason adventures mocks just got back from doing a charity event for the Celli TI foundation. Yeah. Very in cancer. It's the goal rally. So tell tell us tell us about the foundation what you didn't want us. You would do what you did when the explain, it'll make sense. Okay. It will make -absolutely. Nice anstey. What's because I drove a crappy little cop fifteen thousand kilometers from London to Mongolia, as a part of something called the Mungo rally, and it's not actually rice is just competition this evening, and actually make it to the end in a crap car. Everybody to the end unbelievably and had an amazing time doing it. They would cock crashers and there was a wrists and there was drunk and crazy times. But we, we did it. All in the name of charity. The Charlie Tia foundation. The reason why we chose Celli Teo to do this was because we've lost friends and family in the past because Brian cancel. And, and, and we, we found that there really needs to be some awareness, raised in a strata and around the world about the fact that things haven't really changed for a long, long time, with Brian cancer, like the technology is they had to do the research, but there's just not the funding compared to other Kansas like breast cancer, which has someone and a huge ball because it's an celebrities involved. And, and so we, we've just been doing everything we can to make sure that people know about the great work that Shelly thousand he's new foundation and the research that they actually about the putting the place and also the work that they do the families as well. Because there's a big support network around the foundation where they help families and friends affected will, I recall. I will speak was at war ties event. I went to a war ties game a few years ago, and it was in the, there's a three cost, you know, that sort of thing, where they put it on. And you go along on its big who hired next place, Tolkien, what sort of stuff and China, take it up with the thing that really moved me on this is pretty good to take out of this for the day, paper, listening, this so of struggling feeling about themselves right now a bit of perspective. That's really important. Is this he said that, you know, Brian Brank Kansas, something that when you get it seems pretty low survival, right? It's, it's all hey, said, it's almost a death sentence. But when he did size well as the amazing hope that people have that he's patience. He like it's unlikely that you're gonna come back from it, but I still believe, and they still fought. And he says he told him a huge amount about the human spirit. And I think that I would big on perspective, right? We talked about the spectacle all the time. Perspective on just how good we've got it right. Next stuff. Continue lawf- rampantly. He was so passionate about what he does. And hence on the show to talk about it because I want to support a great cool. Is do they have a crypto wallet with Dr not yet, and we work? In fact, this jelly, tear crypto wallet. Of course, you can go to our own page, which, which actually has the crypto wallet address on there. Oh, great. You do. You've got was a starting, how easy is it to get a crypto? Once again, the now you can just do it on an app. You tell me a little by the time this released of. Oh, you do get it everyday. Hero dot com dot AU forward slash Mangala rally, men and thank you to all the people who donated because it's a great cause. Absolutely. So let's let's get into the fun stuff. So you drove what, what did you drive, so drive a twenty hours, so we for eight hundred bucks. And did you hug it had no air conditioning? And well, we need to. It was really cheap and something which is really silly, as well as so many silly things about this whole idea. None of us Henrik Sam myself knew nothing about 'cause we drive around for two weeks with what we thought was a catalytic converter that was just willing upon in inside the gearbox or wherever the fuck comes from, and it was actually the muffler at full and off. And so we had to get that will live on. But the other thing that was bad was, we had a twenty hours that was a right hand drive that we bought in London. The rest of the way we were going, everything is lift and drives, so would driving on the right side of the ride, and it was the passengers job to look around the trucks to see if it really caused coming and it's like yet not not yet in the east, so you sort of drunk driving blind before you get a take so really is like a rally because you've got to have a co pilot. And it was also a rally in pots of Russia Mongolia, with a roads just a mess, and this potholes every way, then some places are on roads. There's just tracks and you look to your left and right like thirty kilometers, h way need to see. Just do it. Tracks a whole different directions. Following the GPS a truck down that way and you see four wheel drive down that way. They're all going in the same direction towards the tower. Mongolia, a ride ROY, sometimes you can drive it fifty. Sometimes you have to drive it like twenty guys an hour, and you get frustrated up to driving for ten hours a day off pocket. I'm going to put my foot down, and then you hit a massive speed hump and like identity in the radiata the front, bumper Baugh, fell off, like the boys did some horrible damage. But like boys, actually, I fell asleep in the backseat, which was like business class. Yeah. In the bags and have a slate and it started to rain and in Mongolia, if you driving near a hill, it can be that can be a flash flood, because the roads aren't really well made, and, you know, people will leave on died, and honestly, in the backseat, and the guys came to flash flood, and they thought we could look and drives, you this is still sort of say, the road and Henry video, and he can see it on, on Instagram page. Mongol really men and slate lie. So these guys were risking my life, while I was asleep in the backseat. And I said, they felt the cost out to sort of back applying. Glomming god. Did you trust pilots? Absolutely no. Trust the movie lost now. Never I never did never will. So we, we tried to be capable. Well, we could on they seem to think I was the worst drive up, but they will had our own opinions about that. Maybe because I did get the Toyota Yaris up to one hundred seventy seven Columba's now. I think that's probably a record twenty hours. But, you know, we swear by that car, they will people who spend up to ten fifteen thousand dollars on like a panda. You had of the cockle the panda things that the square books. They and, and we need some Italian guys they fully re rebuilt the transmission and the put recovery seats in there. And they put this proper new suspension in even better, and they still had problems. But we spent no money. And you'll we only had that creepy little crappy little dean, spare is that you. People had, like, four spare tires and the roof like five extra gas tanks with nothing. And we still go to the end, and there's people who didn't make it to the end who'd spent all that money as well. So proud of it, it's not like you can spend what you wanna spend rather than sort of spending, I guess, the sheep box rally here in a strategy. We can only spend a thousand dollars. But we've got all these Greg rotea and, you know, you can stop every fifty KYW's and fill up and we go kangaroos though. So what, what are the hurdles in Mongolia? Went from London to moment. You can. How many countries did you go through to get a lotta Russia? London is a of British people crossing a ride that's pretty dangerous. But we didn't hit any of them. Luckily, in Mongolian Russia parts of Russia, it's it can be dangerous, as like lots of biz like wild horses. Crazy eagles everywhere, didn't get attacked by an eagle, but you get a photo of one. But potholes probably one of the main things and really bad food. Oh, really horrible. Mongolian foods funding holes medical someone. They love horse milk in Mongolia. I don't know why you try, so I'm not sure what the thing is with a horse meal. He played right? Yeah. Did it like pieces discussed is like what you think want Tyson recommend it. And this is not good at all. Well, how long did it take you to get through the journey? Obviously, this is all the case. So just to rehash. This is all for the TI foundation, right? This is all there to raise money and awareness for, for brand Kansas through this foundation. If you haven't already guys go and check at the fan. We'll have more in a minute about whether for more about that. But how long's it Jimmy was some people just will drive for, like, ten fifteen hours a day and get there in about three weeks? But we found a nice place that we want to stop in for a couple of days and hang out, like key gave was amazing rateable city and leave as well in, in Ukraine, you know, going on. Yeah. You. What am I thinking? Yeah. See quite wasn't it? Sorry to Brian fop for some reason. Yeah, absolutely incredible. Had had the most amazing time. They're such such cool cities. But the rest of the time we just drive for like ten hours at a time. And like every second day eighties. Yeah. Yeah. But people still doing the rally right now like taking six months to do it. So it's just a challenge. If you get to the end why do. I mean when you get to the as their anything at the end or is it just an XBox spot? You've made it to the end the ribbons already fallen over the full Saturday. Full saturdays. Use sign there and his platform you drive the car up onto. Did you get a photo and then they hatched the car on the train and ship it back? Wow. Also, you what did you do with the car that you have, like some ceremony and blow thing up. We'll well, some people were to some wrecking it 'cause there's, there's one guy who smashing. His Car Toys aero says, well, especially with a crowbar. What are you doing that for these car, like kept you present something deigned Columbus? And you smashing the pool thing I feel like has a soul. We called it Rosie. And you know, we being gentle with it, and trying to trying to make sure that we didn't wreck it and we could get it to the end and, and it did. So we're gonna keep it. Now you've got a really cool story about. Somebody met in cryptos. Russia's a introduces to give give it as those weekend cannot clone. We're doing this show to help raise awareness for Brian is the child say what you're doing. But, but let let's talk to us. I met this amazing Russian men who was. He says he had one of the first ICO's in Estrada, which is called time. And he's organization called corner Bank. He came up to us on the rooftop of the Ritz Carlton in Moscow. You're definitely slumming at yet thing it was thanking Airbnb, but we thought let's go to the most expensive hotel and just check it out, because these amazing rooftop area, either looking in the Kremlin, and one, drink day, it was like forty bucks or something ridiculous. So that's all we had until we met this guy. And he bought his strength was lovely and pulled out his credit card straightaway. When we said that we were raising money for brain cancer research. I think he had someone in the family might have been affected by it and, and donated a thousand bucks right away. It was, which was really amazing them. So he he's talked like, and, and he's trailblazer in the crypto world. And he's, he's crypto called time is just another way to get paid for your time. Okay. Like I say you met him on the rooftop the risk. Scotland. Yeah, it's like one of the most expensive identity to Russia, how they let us he wasn't doing. That was just a complete he. Oh, that was just a complete that he, he actually he came up to as he goes. Hey, you what's really know he the accent? Yeah. Get I might went from Bundy, and he was all I am from Campbelltown. So he leaves in Campbelltown half the year anniversary time he lives over in nine Russia while. Wow. On. I mock he told me they still thought it was a pretty cool story, but you've also got some other amazing store so you go to rested who got arrested. Well, we were actually Sam went over. Wwl lines and driving one hundred kilometers, two hundred kilometers UNC town or anything like that. And then all of a sudden there's a cop with the little tiny handy. Cam hiding behind a tree Queensland and I be. And as a whole road, China trucks, and there's no cause coming. The other way we need driving fifteen thousand kilometers, of course, you know, and so they claim that you're gonna pay the fine straight away. And when they want one hundred bucks and yet, I'm paying, like five bucks, and they end up letting you go. But if you buy the hundred bucks leave shied away, but if you hang out for an hour or two and sort of under arrest them down you, eventually, you get you get to leave. So you arrested end you bribes the arresting officer. Yes, we did. But that happened in the P places along the way. And this, this is the white, that's the one of those countries, I guess it is actually Ukraine. They had a big a firing of a lot of lot of the police Commissioner, and other people who would taking a lot of bribes, and then try to stop it. So it doesn't happen. They assent much anymore run run. I mean what were the what was the most spectacular part of the journey as far as scenery? And when you travel, especially when you doing long distance traveled, aeroplane when you go. Poss things constant looking at the must've made some points in the journey, where you're like. Wow. Just just as a my misconceptions about that part of the world. Like Serbie an also beer. Siberia like what would you think Siberia's lack? I just thought it was like gulags in minus forty degrees and just going to be a horrible place. But now he's twenty six twenty seven degrees in some odd and beautiful like likes and rivers and beautiful mountains, and like wild horses every way it was my amazing countryside of ever seen. Posen walks with his shirt off on the back of the flop. Wrestles, bays and hangs out on holidays. See that we didn't see any bays. There's billboards of Putin with Russian writing which we translated and is basically a photo of him. Looking really good in the writing said we plan to build infrastructure, and we are going to do these for these area, which, I guess, is he's propaganda kind of way. All right. The car big good. We'll we'll do good things. I have yourself way going to do the right thing. But I'll tell you what Russia is very poor country. And like you got some goal almost go, and they're beautiful areas and people have got money, and we'll paying jobs, but those Rachel areas, forget it as cash day whatsoever. And also, you meet the people in the way they live and how much things cost and you think well, it's, it's not the picture that's painted in the west of what Russia reason there's about thirty or forty different territories in the Russian federation that self-govern and their republics there as well. So it's not like it's like fifty two states of America, making GDP in paying taxes. Is that at all? So I think that's why the Russians sorta Putin puts on his feet front about having wargames games at the moment as well just to sorta prohibitive. So i'm. That sort of setup. I mean, obviously, there's with that sort of like it's broken. And this is going to sound terrible terrible. But this sort of broken Russia, broken up into different chunks. Is what did you find any violent areas? Was it was any way that people were trying to find the angry, though, actually, always always warned by my friends who worked for the Mongolian, T TV networks? We could among only and TV so that they it was so cool. That was one of the highlights actually, and they said, just stay away from the Mongolian do when they drunk because they love to fight. Ghetto Ganga's con-. Yeah. They get Gingas gone on your say, it's sort of you. See someone Yellen outta you just look at them and just keep walking. But I mean we wait. We went out nice nights, all three Russia and old through Ukraine and Mongolian and generally people are really nice. In today's world way he news travels fast, you'll hear about the worst things happening everywhere and say you're paranoid about that kind of stuff. But we meant nothing that lovely people wanting to help us out, like when the muscle, Philip the Cali, some guy came straight up to didn't even speak English, in just sort of hand signal to follow him to a garage. The first one couldn't say as he drove to another one in a guy welded on for five bucks. You know, he go to a muffler place, which is you fifteen hundred bucks a put in you one on. That's the difference. Isn't it them this time with Jimmy everywhere, he goes, especially if you go outside of the major cities like London is in England. New York is in America. They see these, it's not really about it. It's good that vase, the further away, you get the more friendly people come in the more helpful people going say, just quickly. I mean, what was the highlight the highlight was getting among only, and television, and I was recording these little episodes that you can say, among all rally men, Facebook page go to wash him two guys they've actually really funny and really good. You'll say the checks, you'll know it until the when you watch, which is ridiculous fight Gucci trek seats and disability bucks or something, anyway, that's probably gonna get me in trouble with the law. But anyway, so we, we go, Mongolian television. And when I was putting these episodes on Facebook, I, I had to take one down because I was using Russian national anthem as I think song. And it's copyrighted music. So I made my own Mongolian song on garage band. It's like and I'm just reading woods Google that Mongolian for bread sky, Jason and the funniest thing was actually saying that song without footage on national Mungul, Ian, like prime time television. Brad chicken pool. They're really serious Mongolian saying here it is. Over of the shy that you, you, you gotta watch these, you to the voice of is on the news and you'll doing the voice that's it. Brilliant, pace of basic content. I really enjoyed that I enjoyed the hulled ship, actually, I followed it on Instagram, a full all you little bits of paces. I really really enjoyed it and the boat lines has as much as it was a funny thing to do was an interesting thing to do in a wonderful experience for you. On the boys. It was for one reason, and that was the rise money in a is for the child foundations and mock waken people. Find out more information about the foundation where can they donate to your cause that cool? Tell people how to get involved won't people to be involved lacked this project because the guy's a legend for one he's an incredibly intelligent ticket humble and passionate person he saves this guy. He goes to work, and he tries to save lives every day. So wonderful, and I want to see that supported. So we got God's at the crypt. I you know what's up? You've got money, scrounge put it together, where they do that. All you gotta do is go to. Facebook page, probably one of the places to find it because there's a few places in click on the Instagram. Luke, Elaine key, click on the Instagram linking click on the Facebook page. Or if you just go to the challenge foundation fundraiser page, we set up. Go fund me, don't come forward slash Mongol rally, man. But the bitcoin wallet, if you want to donate some money that is actually on the Facebook page as well. And, and you can also get that straight from the foundation website. Excellent. And also does forget you gotta go across the Motte. Golden on the Mark. Mount Zion shy. When a gripe podcast. Thanks fantastic things. So go of course and listened to that as well. Get yourself subscribed, and we'll speak again very soon Marco golden, thank you so much few Tom, and look, I want to see the foundation blow up from, hey, the doing great things, and we support that sort of stuff very much. It's all one amazing story all multiple stories so many wonderful having you, Craig your legend. Thanks, mike. Because I have a go on this show is currently sponsored what try to cope dot com. Visit tried to cope dot com forward slash free tools for your free education content. Now on this section of the website, you will receive access to view a bit about the three trading strategies that I use daily, and if you're sick and tired of your family and friends wanting to know about bitcoin, and cryptocurrency. Well, there's a free course in there for them as well will begin his cost to cryptocurrency. It's absolutely free so tell you friends and family and visit tried to call dot com now.

Russia Mongolia London cryptos Facebook Mike Goldman Kansas Celli TI foundation China Henrik Sam Brian Ukraine Charlie Tia foundation Jimmy America Instagram Todd brain cancer Brian Brank Kansas
Throwback: Mike Goldman - Paying It Forward with Crypto

The Trader Cobb Crypto Podcast

21:31 min | 1 year ago

Throwback: Mike Goldman - Paying It Forward with Crypto

"Today's episode is proudly brought to you by try to cops the double bay dot com. Join up for the free biweekly video newsletter with myself my table, keep you up to date on the moves that are in this crypto market now if you want to learn how to make money within the market goes up or down go to try to call dot com. Now. Vitrey to call crypto show talking business influx. Jane? Welcome to the go. Crypto show today. I've got good friend of the show Mark Goldman, welcome back to the show night kid. I might be back here. Look at G guy fell firing in all cylinders as usual. I'm really saw Tokyo bet. You must reason adventures monks. Just got back from doing a charity event for the Celli TI foundation. Yeah. Brain cancer. It's the golden goal rally. Tell tell us tell us about the foundation what you didn't want us. You would do what you did. When the explain it will make sense. Okay. It will make -absolutely. Nice anstey. What's because I drove a crappy little cop fifteen thousand kilometers from London to Mongolia as a part of something called the Mungo rally. And it's actually a rice is just a competition to you. And actually make it to the crap car. Everybody to the end unbelievably and had an amazing time doing it. They would cock crashers. And there was a wrists. And there was drunk and crazy times. But we we did it. All in the name of charity the child ETF nation. The reason why we chose Charlie Teo to do this was because we've lost friends and family in the past because Brian can't and and. And and we we found that there really needs to be some awareness raised in a strata and around the world about the fact that things haven't really changed for a long long time with brain cancer. Like, the technology is they had to do the research. But there's just not the funding compared to other cancers like breast cancer, which has some fun and a huge part Vall because it's sitting celebrities involved, and and so we we've just been doing everything we can to make sure that people know about the great work that Shelly thousand he's new foundation, and the research that they actually about putting the place and also the work that they do the families as well. Because there's a big support network around the foundation where they help families and friends affected will I recall, I will speak was at war ties event. I went to a war toz game a few years ago. And it was in the there's a three cost know that sort of thing where they put it on and go along on its. The big who har- next place Tolkien what sort of stuff and China take it up with the thing that really moved me on. This is pretty good to take out of this for the crypt type paper listening this. So to struggling you're feeling bad about themselves right now. A bit of perspective. It's really important is this. He said that, you know, Bryant Bryant Kansas something that when you get it. It seems to have a pretty low survival. Right. It's it's all hey said, it's almost a death sentence. But what he did size? Well, as the amazing hype that people have that he's patients he on of gonna come back from it. But I still believe and they still fought. And he says he is told him a huge amount about the human spirit. And I think that I would big on perspective. Right. We talked about the of all the time. This gives you some perspective on just how good we've got it right next continue lawf- ram. But he was so passionate about what he does. And the show. On the show to talk about it. Because I want to support a great cool is do they have a crypto wallet with Hilton Dr not yet, and we work in on that too. This jelly te'o. Crypto wallet? Oh, of course, you can go to our own page, which which actually has the crypto wallet address on their. Oh, God you do. You've got was started. How easy is it? Get a crypto. Well, let's again, you can just do it on an app you tell me by the time. This gets released of. Oh, you do get it everyday hero dot com dot AU forward slash Mangala rally men. And thank you to all the people who donated because it's a great cause. Absolutely. So let's let's get into the fun stuff. So you drove what what did you drive so drive a twenty hours? So we eight hundred bucks. And did you hug you eight had no air conditioning, and well, we need to really cheap and something which is really silly as well. The so many silly things about this this whole idea, none of us Henrik Sam myself knew nothing about 'cause we drive around for two weeks with what we thought was a catalytic converter that was just willing upon inside the gearbox or wherever the fuck comes from. And it was actually the muffler at full and off. And so we had to get that will live on. But the other thing that was bad was we had a twenty hours that was a right hand drive. That we bought in London. The rest of the way, we were going everything is lift and drive. So would driving on the right side of the ride, and it was the passengers job to look around the trucks to see if it really caused coming and it's not not yet in the east. So you sort of drunk driving blind before you get a it's eight so really is like a rally because you've go to have a co pilot. And it was also a rally in pots of Russia Mongolia with the roads, just a mess and this potholes everywhere like some places are on roads. There's just tracks, and you look to your left and right like thirty kilometers h way and to see. Just do it tracks different directions. And you following the GPS a truck down that way. And you see four we'll drive down that way. They're all going in the same direction towards our Mongolian road riot sometimes you can drive it fifty. Sometimes you have to drive it like twenty hour, and you get frustrated up to driving for ten hours off pocket. I'm going to put my foot down, and then you hit a messy speed hump, and like identity in the radiata the front bumper fell off like the boys did some horrible damage, but like boys actually, I fell asleep in the backseat which was like business class. Yeah. Line the bags and have a slate. And it started to rain and in Mongolia. If you driving near a hill, it can be that can be a flash flood because the roads aren't really well made, and you know, people died and honestly in the backseat and the guys came to a flash flood. And they thought we could look, and drives you this is still sort of say the road and Henry video videoed, and he can see it on on Instagram page Mongol rally men and always slate lie. So these guys were risking my life while I was asleep in the backseat. And I said they felt the cost out to sort of back apply. Clawing. God. Did you? Trust pilots. Absolutely. No trust lost. Never. I'd never did never will. So we we tried to be capable. Well, we could on they seem to think I was the worst drive up, but they will had our own opinions about that. Maybe because I did get Toyota Yaris up to one hundred seventy seven kilometers. Now, he said. He said, I think that's probably a record twenty hours. But we swear by that car. They will people who spend up to ten fifteen thousand dollars on like a panda. You had the cockle the panda things that the square books they and and we need some guys they fully re rebuilt. The transmission, and then put recovery seats in there, and they put this proper new suspension in even better, and they still had problems, but we spent no money, and you we only had that creepy. Little crappy little dean spare tie that. People had like four spare tires and the roof like five extra gas tanks with nothing and we still go to the end. And there's people who didn't make it to the end who'd spent all that money as well. So proud of it. It's not like you can spend what you wanna spend rather than sort of spending. I guess, you know, there's the sheep box rally here and a strategy. We can only spending is a thousand dollars. Yeah. But we've got all these Greg Royds. He, and you know, you can stop every fifty KYW's and fill up, and we go kangaroos though. So what what are the what are some of the hurdles going in Mongolia? From London to moment. You can how many countries did you go through to get a lotta Russia. London is a British PayPal crossing a right. That's pretty dangerous, but we didn't hit any of them. Luckily in Mongolian Russia parts of Russia. It's it can be dangerous as like lots of like biz like wild horses. Crazy eagles everywhere. He didn't get attacked by eagle, but he'd get a photo of one. But potholes probably one of the main things and really bad food, really horrible, Mongolian foods funding hosts milk or something like that. They love horse milk in Mongolia. I don't know why you try. So I'm not sure what the thing is with a horse meal because I drive. Yeah. Did it tastes like pieces discussed is like what you think? What tyson? I recommend it. This is not good at all. Well, how long did it take you to get through the journey? Obviously. This is all the case. So just to rehash this is all for the child at TI foundation. Right. This is all that to raise money and awareness for for brand Kansas through this foundation. You haven't already guys go and check at the fan. We'll have more in a minute about where to fly more about that. But how long's a Jimmy was some people just will drive for like ten fifteen hours a day and get there in about three weeks. But we found a nice place. Do we want to stop in for a couple of days and hang out like key? Gave was amazing. So getting rid -able city and leave as well in in Ukraine. You know, you're going to Osmond. Are you going to? What am I thinking? Yes. He wasn't it. Sorry to Brian fop for some reason. Yeah. Abs-? Absolutely incredible had had the most amazing time. They're such such cool cities. But the rest of the time we just drive for like ten hours at a time and like every second day eighties. Yeah. Yeah. But people still doing the rally right now like taking six months to do it. So it's just a challenge. If you get to the end, why do I mean when you get to the is there anything at the end, or is it just an XBox spot? You've made it to the end the, you know, the ribbons already fallen over the. On these huge sign there and his platform. You drive the car up onto. Hey a photo. And then they hatch the car on the train and ship it back. Wow. Also, you what did you do with the car that you have like some ceremony and blow thing up? Oh, well, some people were to some wrecking it. 'cause there's there's one guy who smashing his Car Toys, aero says, well, especially with a crowbar, what are you doing that for this car like kept present something thing thousand kilometers, and you smashing the pool thing, I feel like CAA has a soul. Yeah. We called it. Rosie. And you know, we being gentle with it and trying to trying to make sure that we didn't wreck it, and we could get it to the in. And it did. So we're gonna keep it. Now, you've got a really cool story about. Somebody met in cryptos Russia's it a introduces to again jerky of it as those we have clone. We're doing this show to help raise awareness for Brian Van Dyke. What you're doing? But but let let's talk to this amazing Russian men. Who was he says he had one of the first CEO's in stride? Yeah. Which is called time, and he's organizations called corner Bank. He came up to us on the rooftop of the Ritz Carlton in Moscow. So you're definitely slumming. And yet it was thanking Airbnb, but we thought let's go to the most expensive hotel under check it out 'cause he's amazing rooftop area. Looking in the Kremlin and why one drink day? It was like forty bucks or something ridiculous. That's all we had until we met this guy. And he bought his strength was lovely and pulled out his credit card straightaway. When we said that we were raising money for brain cancer research. I think he had someone in the family might have been affected by it. And and donated a thousand bucks. Right away, which was really amazing them. So guy he's talked like, and and he's trailblazer in the crypto world. And he's he's crypto called time is just another way to get paid for your time. Yeah. Okay. Like, I say you met him on the rooftop the Ritz. The Ritz Carlton. Yeah. It's like one of the most expensive identity to Russia. They what he wasn't doing. That was just he he he. He he he. He came out to. Hey, you really know he the accent. Yeah. Get I might went from Bundy. And he was all I am from Campbelltown say lives in Campbelltown half the year anniversary time he leaves every night in Russia. Wow. On. I mock he told me this story, I thought it was a pretty cool story. But you've also got some another amazing story. So you go to rested who got arrested. Well, we were actually Sam went over wwl lines. And like you driving one hundred kilometers two hundred kilometers yet say town or anything like that. And then all of a sudden there's a cop with the little tiny handy Cam hiding behind a tree Queensland yet. And I'll be in as a whole road China trucks. And there's no cause coming the other way, we need driving fifteen thousand kilometers a cost you have. And so they claim that that you're gonna pay the fines right away, and when they one hundred bucks and yet, and I'm paying like five bucks, and they end up letting you go, but if you pay the hundred bucks, you leave shied away, but if you hang out for an hour or two and sort of under arrest them down you eventually you get you you get to leave. So you're arrested end you bribes the arresting officer is we did. But that happened the p places along the way. This is the white. That's one of those countries. I guess it is actually Ukraine they had a big a firing of a lot of lot of the police Commissioner and other people who would taking bribes. And then try to stop it. So it doesn't happen. They ascend much anymore run run. I mean, what were the what was the most spectacular part of the journey as far as scenery. And when you travel, especially when you doing long distance travel airplane when you get going past things constant looking at the must've made some points in the journey where you're like. Wow. Just just as my misconceptions about that part of the world like Serbie Elsevier. Siberia, like, what would you think Siberia's lack? I just thought it was like gulags and minus forty degrees going to be a horrible place. But nice twenty six twenty seven degrees in summer and beautiful like likes and rivers and beautiful mountains, and like wild horses every way it was my amazing countryside of ever seen. Putin walks with his shirt off on the back of the flop. Bristles bays and hangs out on holidays. See that. We didn't see any bays. There's billboards of Putin. With Russian writing, which we translated and is basically a photo of him. Looking really good in the writing said, we plan to build infrastructure, and we are going to do these for these area, which I guess is he's propaganda kind of way in the car. Big good. We'll we'll do good things. I hate yourself where you're going to do the right thing. But I'll tell you what Russia is very poor country. And like you got in goal almost go, and they're beautiful areas and people have got money, and we'll paying jobs, but those regional areas again it as cash whatsoever. And also, you meet the people in the way, they live and how much things cost and you think well, it's it's not the picture that's painted in the west of Russia's and there's about thirty or forty different territories in the Russian federation that self-governed and they republics there as well. So it's not like it's like fifty two states of America making these GDP in night paying taxes is that at all. So I think that's why the Russians are sorta. Putin puts on his front about having wargames at the moment as well. Just to sort of. Fan. So. That sort of setup. I mean, obviously, there's with that sort of like, it's broken, man. This is going to sound terrible news on medicine terrible. But this sort of broken Russia. Broken up into different chunks is what did you find any violent areas was it was any way that people were trying to fight and angry, though, actually always always warned by my friends who worked for the Mongolian T TV networks, we could on Mongolian TV's that they it was so cool that was one of the highlights actually. And they said just stay away from the Mongolian do when they drunk because they love to fight ghetto Ganga's con-. Yeah, they get gone on your say, it's sort of you see someone Yellen outta you just look at them and just keep walking. But I mean, we wait. We went out nice nights all three Russia and all through Ukraine and Mongolian. And generally people are really nice. I mean in today's will way, he news travels fast. You'll hear about the worst things happening everywhere. So you'd be paranoid about that kind of stuff. But we meant nothing that lovely people wanting to help us out like when the muscle fill up the car like some guy came straight up to us didn't even speak English in just sort of hand signal to follow him to a garage. The first one couldn't say as he drove drives to another one in a guy welded it on for five bucks. You know, he got to a muffler place treasury fifteen hundred bucks a put in you on. That's the difference. Isn't it this time with gimme everywhere? He goes, especially if you go outside of the magic cities like London is in England, New York is in America. They see these not really. It's good that vase the further away. You get the more friendly people come in the more helpful paper going say, just what was the highlight? The highlight was getting among goalie and television, and I was recording these little episodes that you can see on a Mangala rally men Facebook page, go to two guys they've actually really funny and radio you'll say the checks, you'll know it until, but when you watch which is ridiculous, fake, Gucci trek seats, and sixty bucks or something. Anyway, that's probably gonna get me in trouble with the law. But anyway, so we we go Mongolian television. And when I was putting these episodes on Facebook, I I had to take one down. So he's using the Russian national anthem as I think song, and it's copyrighted music. So I made my own Mongolian song on garage band. It's like, and I'm just reading woods, Google that Mongolian for bread sky Jason and the funniest thing was actually saying that song with footage on national Mongolian like prime time television. Brad chicken. My head off, and they really series Mongolian saying here it is. Voice I've ever of the shy that you you. You gotta watch these you to the voice of his talking on the news. And you're doing the voice. That's it. Brilliant pace base of content. I really enjoyed that. I enjoyed the hulled ship. Actually, I followed it on Instagram a full all you little bits of paces. I really really enjoyed it. And the boat lines has as much as it was a funny thing to do is an interesting thing to do in a wonderful experience for you on the boys. It was for one reason, and that was the rise money and a win for the child foundations and mock wake and people find out more information about the child safe, and where can they done that to your calls that cool tell people how to get involved won't people to be involved in lack this project because the guy's a legend for one he's an incredibly intelligent ticket humble and passionate person. He saves this guy he goes to work and he tries to save lives every day, so wonderful, and I want to see that supported. So we got God's at the crypt. I you know, what's up you've got money scrounge put it together where they do that. All you gotta do is go to. Facebook page, probably one of the places to find it because there's a few places. I mean in click on the Instagram. Luke Linke click on the Instagram linking click on the Facebook page, or if you just go to the challenge foundation fundraiser page, it we set up. Go fund me don't come forward slash Mongol rally men, but the the bitcoin wallet. If you want to donate some money that is actually on the Facebook page as well. And and you can also get that straight from the ATF nation website. Excellent. And also does forget you gotta go across the golden on the Mark Mount Zion shy a gripe podcast fantastic things. So go cost and listened to that as well. Get yourself subscribed. And we'll speak again, very soon. Marco golden. Thank you so much, Tom. And look I want to see the child foundation blow up from hey, the doing things, and we support that sort of stuff very much, Utah watering amazing story or multiple stories. So many was wonderful having Craig your legend. Thanks, mike. You guys have a go on out. Now. The traded Cup. Crypto podcast is hosted by Craig called ultra courses products and tools can be found at trade Akobo dot com because experience met is.

Russia Mongolia London Russia Brain cancer Facebook Instagram Ukraine Ritz Carlton China Henrik Sam Kansas Charlie Teo Celli TI foundation America Mark Goldman Jane Putin
Episode 196  Does It Take More Mail To Buy Bigger Properties?

Casual Fridays REI

15:32 min | 7 months ago

Episode 196 Does It Take More Mail To Buy Bigger Properties?

"Welcome to the casual Fridays. Rei podcasts where you'll learn about the wildly profitable Mitch of Land Investing Active Lane Investors Adam Southie and Justin sleep while are here to share their experiences with you so that you can learn how to build a massive cash flow and huge profits from this highly lucrative niche so without further ado here your host Adam Southie and Justice Leva. Hey what's up guys? I'm Adam South here with my co host just and sleep in. This is the casual Fridays. E podcast today. Where are we talking about if it takes more male to buy bigger properties before we do that though? Let's jump into the palm investment group. Let's talk about them. Let's jump into okay Do you have a property? Need funding for Plum Investment Group. Is your solution. Plum helps land investors. Grow their business by funding your raw land purchase. It's truly an awesome deal guys and just to be clear. This isn't a loan plum actually partner with you by putting up the money for your project so do yourself as go. Check them out websites. Www DOT investment dot com and. This is another testament that you do that. Live every show dropped in prerecorded commercials. That's true and if you're watching on youtube channel you can see us. Last mile continue to grow subscribers on that normally read that. I haven't read it this time. I know I don't see the sheet now because you used a on Friday when we do Friday. Show you throw the sheet like you were like done done with the commercials. Never you throw the sheet. It's a habit you don't realize you have a lot normally. Don't throw it. I feel I just like let go slide it onto the floor because I want to be quiet so that drifts down make it rain. I don't get rain commercials. No making it rain visuals. Speaking a rain man. I'm sick and I don't know where everyone else. Everyone's living that is listening. He's been thunderstorm for like ten days. Here yeah we get hill night at our house like I was sitting there. It was on the phone with a client. I out of Oregon and Jordan runs in the room. And she's like Daddy Daddy. Daddy Mommy needs you and I'm like what are you. I'm on the phone right now. And he's like is everything okay. I don't like she goes. He's like a Jordan's like freaked out. She's like you need to come see this and it just goes out in the backyard. All our patio furniture. The wind blew off the back porch off the Pergola area. The stuff in the pool area all got thrown on the ground and then it started pouring down and then it started hailing. And she's like. Do you WANNA move your truck in the garage. Was I'm not kidding? On the hill dot com. Total that thing out. I'LL BIG HAIL. They were is about dime size and he came down good for about ten minutes fifteen minutes. It's crazy because it's been pouring down rain. And then just enough sunlight to make the grass grow and then start pouring down again so my grass was tall. My my yard guy came over yesterday. He goes. I'm going to my client's house right now. I can just to keep your yards under control. I Mo- I will modem wet and blow. Come back through my blower and blow all the clumps out. He's like his human emotion yard and I'm like Yeah Bro do it. Man That's interesting we We had the rain so we went and rode a couple of days ago. And we found this big puddle on the side of our house and I was like what the heck is this. Apparently my lawn guide hit a sprinkler head. I I typically do the lawn but I had a guy come over and clean out all the bushes get the bushes cut leads pulled. He does like it twice a year for me just to kind of get everything up and going and we just do the maintenance and I think he hit a something on Springer. I think he did because it comes down from one of our gardens down into it and I was like man. Our Water. Bill was one hundred bucks more than normally is and it was a so. I turned off the sprinklers. But we've had so much rain it doesn't matter I mode this week. It needs to be mowed again. Yeah I I've had that happen. Before with a sprinkler broke. I got my water bills. One hundred dollars hired. I'm thinking Jesus Christ showered anymore. What do you do it into shower kids? I felt like my dad. Three teenage boys live in an analyst. What is today show more by bigger proper? Yes more mellow bigger property so the old adage of one of three hundred not a doable thing on on bigger deals or is it. And what does that look like? I have always been in the mindset that it takes more male to buy bigger properties because the sellers have more options. Yup agreed and so I think that in the markets where realtors don't WanNa work you know the five ten fifteen twenty three call even twenty twenty five thousand dollars price range. You can still get great responses. I mean it doesn't take much mail because yeah you know those people don't have if they had a cell phone which most people don't then there's a whole lot more options but that's not really what we're targeting. We're buying big property. Yeah no I agree with you and so when those people get your offer and go well why would I do this? I can just go my local realtor and sell it obviously call my sister-in-law who's in. Yeah Yeah it's GonNa take more now. How much more is the question? Yeah I mean that's that's a great question. I know we tested on some numbers from this year. And what I typically see and what you typically see but we I mean we ran up some big properties here this year in you know out of getting numbers in front of me but out of say the first thirty three thousand pieces of mail we bought. We got thirty two yeses and ninety seven counter offers. And and that's out of thirty seven half the Malia that's a that's out of thirty something thousand pieces of mail and what was funny to me though in what kind of throws us off since you see the funding groups come in. You're starting to see a little bit more people mail in what we call the basketball property. You starting to see that mail a little bit more. And they're saying hey I've got a couple of offers here so is it that we're not seeing as much response or is it just. Is there more mail getting sent to that person? Because they're they have the the investor now has more options to yeah. I would think maybe a mixture of both because he can if you go look at the cheaper price counties the five ten fifteen thousand dollars Thursday ridiculous amount of people mailing those and everyone's still doing deals right and that's why you know. Costa County is the most worked county in the country and people are still buying deals every day by NACELLE and every day and so you would think that would transition to the higher ones but what we've seen is that is kind of a may have may take off because of more letters going out. I've always well. I mean you have people that they see this option to get out of this eighteen. They have three thousand bucks in his property. They can't do it anymore. And then you offer eighteen hundred bucks and they take it and they're like Oh yeah. Let's go in any time. You're sending a male. You're looking for that situation. I think I ask myself and this is the question I asked myself. I'd say it with the houses to quite a bit. Is that if you sit out? Five thousand dollars worth of male and it may just sixty grand on one property. Would you continually do that? Yeah that's that's a no brainer. Yeah it's the it's the hindsight of that he's bigger deals where we're seeing fifty two hundred thousand dollars spreads on it. Is it really bad that it costs you six hundred dollars in mail to get that one deal? No you do that day anyway. And so that's that becomes. It becomes a numbers game. How many pieces of mail can you get out to generate? You know a margin and does it take more male to get bigger property. Yeah it does you know we see anywhere from you. Know one out of one thousand two close one right now. I've been turning down. So many properties have questionable access. And I've gotten extremely picky on access and it's people like oh well it's got legal and physical but you get there and there's a bar ditch or a covert drainage ditch in front of the property off the highway and you can't get to the property right now so. I want property that I can drive my car onto Yeah that's the whole immediately like pull it up on your map right or whatever and there's US very clear very clean way to get to it. I'm just a yeah. No thanks move on. Yeah Yeah so when you say hey when you're acquisition requirements that tight where you're saying hey. I want on coastal property. We don't buy unless it has Google Street view. So imagine doing that on these rural properties. You'd be like Shit. Outta luck half the time you know we we do get properties. That don't have Google Street view now a bigger properties. But you know there's cases where I can think of. The last ten deals put under contract and only two of them had Google Street. View's yeah the other ones had county road access their maintained road access but only two of those so that would bring that male down even more. And so. That's the that's the thing is. There's going to be a little bit of flexibility in that but when you get your your acquisition requirements so dialed in that you're not just buying any piece of dirt anywhere you're saying. Hey I'm buying an asset. That is really valuable asset because of X Y and Z. Then you're going to send more male to get that Especially if you have a partner you know if you if you know. Let's say you and your partner going to you're going to pay for the male and they're going to pay for the land. You should be more likely to risk that five thousand dollars on male of it especially if it's not really a risk if you have a certain buying criteria for counties and you know what you're looking for you can pretty much narrowed in aware it's GonNa work and how well it's going to work. I would spend that five thousand all the time and we just bet we've had a whole lot more than that on male project that would project warm so and the great thing is we've said how much we spent on male right thinks things You know sixty thousand dollars math and it only took one property to make to make that all that yeah and that was a great because if you were shopping the higher end and we have several properties on the contract right now. That are one hundred thousand dollars profit. Yeah there's I mean there's a half million in equity created from that off of the first that went to for six. I'm sorry the first six that went to escrow and that to me is like if you stood back and looked at it backwards. You'd go well. It's a no brainer. Do it all day. The problem is is. We're so scared as humans. We we are not no man could you? Should you put thirty thousand dollars or forty thousand dollars? Mark Material out there. And you're like most people won't do it and there's this at my ups store there's a sign and it and it drives me crazy because it's so simply right And you've probably said something similar and chase said something similar US weekend you know but the sign says a good sign doesn't cost you money it makes you money and smart getting doesn't cost you money makes you money and people think that a mailers cost me money. No they make you money. So you have to invest in that. That's an investment into your company. Yeah that first time you do it can be nervous. I wasn't nervous about this. Because we've done it long enough. We know how to pick counties and and do it right but I can see how if you take a brand new investor and say we you want to buy a property with fifty thousand dollars profit. Okay well you need spend five thousand seven thousand whatever whatever that number is. I'm just spitballing here. But just you need to spend that on that if they've never done it they don't trust the process they may go. That's a that's a lot of money but the sake of high end if used spent ten thousand dollars on and you just wanted to buy one property. Would you spend ten to make fifty and all day every day? Yeah and that's that's the fun part is but people don't think of it that way they think of. It was spent ten to make fifty but I had to pay the acquisition price too and so they add those together. Two separate things to me are they are but there's so much out there to help you find that deal. Yeah I get that I get that did and that's that's another piece of this puzzle and that's the mindset shift. You know I had a one of the guys I work with quite a bit. And we houses together and he called me and he did multifamily male with me and he nailed it a couple and had to turn away deals but ended up. I think buying three on thousand pieces of mail. He wanted to do some houses so he gave me his criteria and he said that we send out twenty seven. Hundred House Mailers Forum and he closed on one. He's got another one he's about to close on. He had seven comeback that he walked that their person agreed to their price and they just walk and it just didn't fit what they wanted to do. Now he can negotiate a little bit more on that but he's he calls me back all right. I think we're ready sent another mailer. 'cause we really just gotTA schedule them out and keep going and I was like okay. Well happy because he doesn't really tell me the results pull it out of him but he keeps calling back and he keeps wanting to spend the money to do it and he's like I just part of doing business you just keep pricing on the way you want to price them here. I think this is a feedback. I'm getting can you tweak it a little bit here and you keep doing it now? He's like let's Mel my whole state. Okay read let smell allstate. But that's that to me. Is he spending a little bit more money? He's being picking on the back end and he's willing to invest in his business but he's been doing this twenty years and now this is created inbound pipeline form that he didn't know he needed and no head. Yeah the does land. He hasn't ever stepped in land. That's what brought him to me was land. But he's never done any land deals. He's done a couple of lot deals. I take that back. He's done a couple of small lot in Phil stuff for their house building but like he got one. It's really cool. Deal that he's paying about what the lot prices and it's on the water and Oregon and he's rebuilding the House. The House is framed was signing. There's got to finish it. And he has a full. Construction has twenty twenty employees company and to think that just a little tweak like this and his business is keeping these guys working through all of this he try land. I can't imagine I can't imagine he's got one hundred or two hundred percent rely on the houses he'd where they're comfortable man and I don't knock it and that's one of the good things about us and we talk land. We talked a wildly profitable nature land. But you know you having experienced house wholesaling and building houses and things like that. You've done that so you understand it. I've used direct mail by every asset class. You can do. And that's one of the things that differs for us than a lot of the people out. There is that we don't just by a couple of hundred dollars per acre properties. We have bought cheaper properties. Like that we've bought the bass boat. We bought top in properties with this. We've bought multifamily single family. Quad plex is duplexes. Anything in between we have bought those asset classes using direct mail. So when people say oh yeah you know you'll just you talk about jobs born type away to buy. No we can do it all we choose us because we find. This is the least amount of work the least amount of risk in the highest profitability cash on cash wars. Yeah we've heard that recently. Y'All talk about that. One specific niche family. Yeah well that's what we do but we've also done everything else everything. Yeah so I. Maybe we should broaden our horizons a little bit and throw something out say. Hey you WANNA buy apartments for direct mail. Show you how to do it. Yeah and we can. Yeah and we've done it in five different markets. Yeah sorry I got on a rant. Two hundred upsides. It's coming up or maybe we SH- maybe can shift drop new drummer new business. Say A new course out there for some of our seasoned investors ready to get messing with some other stuff. I don't know if we're I don't. Let's not talk about adding courses in. Yeah well I think we said enough I mean I think you. Kinda get the point right. It's like if you want to buy. Bigger properties are GONNA have to put bigger amounts mail out there. I mean any way you slice it if you're GonNa make more profit whether it's doing little properties or big properties. You're going to spend more and mail so if you've got an average profit return as a thousand bucks and you're getting one for three hundred to make fifty grand you're GonNa do fifty times that amount of mail if you WANNA make fifty grand you send one out of two thousand getting you that fifty thousand dollar deal then you have to send two thousand pieces of mail. It's the numbers are going to work out to about the same acreage. The spreads and everything the male is should be con- inconsequential to investment into your business. Call Melinda then. It's Wednesday day to us a favor go to facebook. Instagram and Youtube. Give us a call and then go to I tunes go to stick to wherever else listening to us. Like reviewing subscribe to show appreciate it. We love you see you Friday thanks guys.

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Invested in Art: Advice from an Insider

The Men's Room

29:15 min | Last month

Invested in Art: Advice from an Insider

"Before we get started curious about entrepreneurship and success stories. In the Middle East answer questions on the my stay APP about tech startups and influencers and share your opinions with other people. GO TO HAKAWATI DOT FM slash my say or use the league in the episode description. Hey, this is a heck. Oh production. Ever thought about collecting art. My next guest is an expert in Contemporary Arab art. He's the founder of to our galleries in Beirut including as yell and the Salad Bar Katz Gallery. He's helped build major art collections around the world and he's deeply involved in developing the market. For Arab, art on a global level. He's also been speaker at some of the most prestigious museums universities. Please welcome to the show Salad Barakaat. Hi, Sally Hi Nadia. So, let's start with the basics. Is Art a good investment from purely financial perspective Well, this is the question that everybody is asking these days and to be very honest it's a very complex answer. Historically are has always been an a good investment than the sense that because of its rarity good quality are keeps its value. So it's a fabulous placement but. The mistake that usually the young generation are doing quite approaching art is that every investment has a return you know so why? For instance, when you buy an apartment, you can rent it. When you buy a piece of Flan, you can grow agriculture on twin you put your money in the bank you can. You can get the interests a fuel by stock dividend, and in fact, the real return of art is the enjoyment that you have with this piece of art every single day of the year when you look at it and you live with it makes your life. Happier. So if you look at it only in terms of pure capital increase so when you buy it and how much you sell it, and what is the difference I think in this case, people are losing really the real return on art. But is it a good investment for sure that everything that when people are pretty knowledgeable about what they are buying in any domain by the way it allows them to. Separate the good quality from the rest. And Quality. Over time always gets higher saw. Yeah. In this instance if parents both. The good artists of their time. You will be benefiting from what they have enjoyed in addition to all the pleasure they had all through these years. But approaching art purely as an investment tool. Without really liking art. In this case, I must say. Most. Probably. It may lead you into wrong night actions. because. You will probably be by with your yes. Not with your is not with your heart, not with your passion. And that. Can Take you into our own directions as the industry changed over the last few months since Cova nineteen came along? The economic crisis that ensued around the world, and of course, in the Middle East and here in Lebanon where you have your galleries, did you get a sudden influx of people looking for kind of stable investments meaning art? Have you seen a change in any way? In the posture years are. Managed, somehow, to impose a as Class A I mean asset as an asset class next to rail stay than many other investments stocks. So people could seriously today and in fact, will ewing covid and they were really confined in their homes art was something that. was accessible. You can see it online you can order it can be shipped. It's different from buying real estate. You don't want to buy an apartment that you haven't seen owned by an apartment that. You don't truly. Know the area or Heaven live days plus it's more expensive art is. Requires less quantities are amounts of money. So if you know a little bit the artist, you know a little bit the art scene that you're interested in then it might be easier to look at art as something that you can i. Virtually, why'd you either conf confined in the isolation of home plus you can enjoy it because you're stuck at home? Exactly, plus you can enjoy because actually life. Continuing Sydell, the Shipping Amin, airport closed but not for cargo so I remember having. Sold artworks to other countries and shipping them and adding to the client and the client hanging them enjoying them while nobody was really going to a supermarket. So which countries have you been shipping to? Actually, mostly, it was to the Gulf, but it could have been any other places I mean that was the case where I have clients who know me very well who my artists than. It was very easy to achieve the deal while it was fully virtual. Yeah. So are most of the clients for Arab Art Arabs. I must say definitely, data present the majority of bias but not necessarily I mean, of course, there are biased from everywhere in the world and you will be surprised the mostly. Clients was from Puerto Rico. So it could be from any part of the word, but it goes without saying that probably the majority of buyers of French art of French Chinese Arthur Chinese and definitely. many of the buyers of art are Arabs because they live this situation. They are more sensitive to the topics that out of office tackled with in in their art but that doesn't mean that up people from other places in. On the planet cannot also be sensitive to these kinds of. Subjects definitely what are some of the main themes that that you see in Contemporary Arab art jump? No doubt at least I focus on Levin on the Levant on Levin Time Artists. And because my gallery is in an engaged gallery, I defend little bit what I call the eleven time identity, which is an identity that has this very peculiar thing of being multi-confessional and multi-ethnic when you grow up in Iraq or city, our Lebanon Palestine or Jordan people are exposed to Judaism to Christianity to Islamic two different confessions shied so. The Catholics, Orthodox different ethnicities you can because they should can be Armenian. You can be Shark Assu-? Can I mean? And I feel this identity to today is in danger because of old awards that are happening in the Middle East. So I consider myself a little bit like custodian of this eleven identity in the visual arts. And since those countries I've mentioned whether bias fan or Lebanon or city our, it have been in a constant continuous turmoil for the past. It's forever yeah. It goes without saying that. Violence is very present. An artist is a very sensitive soul and when you grow up surrounded by so much violence. I feel it's pretty impossible today not. To protect yourself from it, it will come no matter what you do and it's a deflected in there but that's also what makes it very interesting because. People from other places in the world don't have this context and therefore how it's being interpreted in art is something extremely. ATTRACTIVE FOR THOSE WHO? Look at art as being an expression for change as an expression of how artists express the problems that are being faced by their own communities and how they translate them into universal forms because we are not talking about political propaganda. are talking about how this surrounding environment. Is Being interpreted through the brush through or the the sculpture of an artist or the video often artists the camera off an artist into a an artistic language, and that can reach all humans holds your quit worldly you've lectured at Princeton University and the Metropolitan Museum of art in New York So how is Middle East art perceived on the global stage of art an countries like the US and in Europe? Basically international interest grew up after September in heaven unfortunately I, mean the interest in the Middle East. Because people were interested to know what are these people where all these unfortunate. Happen came from. So this is why at the beginning, they were very interested in the political and the religious. But slowly, and surely I mean people like me are not only interested in exporting this. Image of the Levant which definitely is bar of our contemporary identity but there are so many other things. So you go from where there is a need. And from there, you try also to defend that there are so many other interesting subject matters, and this is how for instance, the word, the date and the afterwards to Moma and the Metropolitan and salt do and off the city of Chicago sorta discovering a fantastic group of women from the Levant who very early from the forties fifties sixties were very avangard in that killing the issues of sections and of Eastern. SEMYALO. G of post war and so you know it depends on the institution. There is a lot of different angles. The middle. East is also representative of our ability off a lot of. Religions I mean Christian oriented Christianity which these are not really present in in the West. So it's a it's really curious for them to discover. Different things they're still discovering it though 'cause I guess what I'm asking is in terms of the market for Arab art around the world do Arab artists who are well respected here have the same kind of clout. American artists there do do you see where I'm going is the market there For Arab art significant and do they. They would value European or American art. Were in the West. They are much more exposed to us than art, which is completely much more defended through institutions throughout hundreds of years saw it goes without saying that it is more established. but there is a new generation of I would say Arab American autism in. Arab artists who emigrate to the United States or who spend their dying, who, for example. At say somebody did I quickly today somebody like Him. They are established in the West. They live there and hence they are really considered as Western artist. Of course, they are also known for defending. Issues that are related to their own backgrounds but they have made that the British pretty much I mean when Ledra route had a solo show at Moma. which many Americans would not even dream to do so about investing arts I had a conversation with a good friend of mine who has a gallery here I was interested in buying some paintings and she her view was that if you're going to buy art worth ten, fifteen, thousand dollars, it's probably not an investment piece it's decorative pieces this the case what what constitutes an investment in art? What price levels are we talking about? It's a very controversial issue I mean I. Everybody now is talking about investing in our I've been in this business for the Pasta. and. Every time somebody approaches me with this thing. The first thing I would say. Please don't buy art for investment. It's the worst. Approach to art it's the least interesting odd is a is a fantastic passion. you don't want to buy art because in twenty s or in ten years or whatever it will increase in price and this approach for me as is the biggest aberration. To the upper approaching off. At it is to a certain extent through that. If you either buying something for ten fifteen thousand for it to become lucrative in terms of what they call an investment is. What making ten, percent a year. So doubling in like five or seven years, this is not the time factor in art an artist. If you either buying him because you like him, you are supposed to be a patron for him. You are supposed to keep on buying him over the years buying him and not sending him buying him and not signing, helping him to advance his career, and maybe sometimes in the future your kids, you're guaranteed children I don't know. This guy become. So established that it becomes a serious value. But. Unless you are I mean really spending big amounts of money as a fund? And The market in a way that is for this billeted. Buying an a piece of art than asking every morning. What's the price of it is ridiculous I don't think that's what I meant but I think most people that would buy you know serious piece would hope that it would at least grow in value over time and not devalue for sure. Now let me let me be very honest about that I, mean in whatever domain and the word whatever domain. What will grow up in value is an advance knowledge. I mean, how are you going to buy a? Good artwork that is going to be very valuable unless you become a bit earlier died about your knowledge about it I mean. You want to be interested in art at stake for me three to five years for you to learn the basics to know what is a good artist what does a bad artist? What I I don't like the word good artist but artists but I mean what are office will have more potential than others? You know so that knowledge is part of the passion. When you restricted to the fact that I am buying a product that I am valuing today at fifteen and in two years should be twenty five. Without all the other ingredients in having spent. Time with autism talking to them knowing, why are they interesting? Why do you think they are potentially growing to become even more interesting I mean all this for me is the real return on art and just thinking about the price tag is. The least interesting for I'd I would I don't want to say that this isn't not happening or it's not happening, but it is really an approach. Why not? Also that with commodities in that instance why? Why are in? Anything as everything can be speculated on and that is something we should not be doing for artists. We should not speculate on artist to make his price go up, and then once we have made money on the art, we put on the market again. And eventually you will end the buyer will end up making the money not the artist and I think people interested in art should approach are the patrons they are here because they are successful in their businesses. They are doctors, lawyers, sh- insurers, and a bankers they make money in their fields and they come to spend it in culture and art because we need our culture needs patron not speculators. Yeah. That makes a lot of sense. So what are some of the things that you look for to recognize? Quote, unquote art and artists who are significant or have potential. Well, first of all I, always look at the artists from the very beginning usually I followed them from while they are studying and you can see how much they invest in the education and culture and traveling and watching other artists and understanding and grasping the history of art because there isn't this thing you are born with the balance. Yes, of course, there is talent, but if this talent is not associated with a very proper education and a huge investment in your community of culture it, it will you will make few things and then it will burst in all. It's a it's it have very continuous thing that needs to take time and dime. So I look at those artists are so passionate about that obsessions about their accumulation about their perseverance they seriousness how much Day are artists because they cannot be anything as if they are looking at their art as a as a golden. Eight. It will not happen because most of the time the very first than fifteen years are extremely. Difficult it's a via Dolorosa you are investing to one day. Become. Your art become. So established that then it becomes a comfort in terms of money but the beginning you need to find yourself find your way to find your small niche in the history of art everything has been done. So what is this? Unique thing that you need to garb. So hard in order to prove yourself as being a distinct artists. I. Look at all these at the same time I want to see the talent but also I want to see the perseverance and culture. If, you're not interested in the work of other artists of the nestles or in what is happening in the video art. Your art will not enforced properly it has four present your time. So, who right now? In your opinion are some of the most interesting artists in the region in Contemporary Arab art I'm in I, don't like to mention names because there are so many good. Ought this I mean of course there are those I believe in because I've been working with them. I know them very well and I believe in their potential others also. who don't necessarily work with me or are not necessarily in Lebanon who are following another fast. The region really has a lot of great artists. I mean, really really good artists in all domains we have good sculptors painters. Good. Video makers could installation artists good performance artist. Really it's amazing. How much could the artist in serious artists are in the region much more than we have proper institutions and proper galleries and proper art scene Thr upper. Ought centers though engulfed them. Yeah, I know you don't want to drop names but not everyone is familiar. With with artists so it's nice to hear about individual. People maybe can talk about someone that that you do represent and maybe talk a little bit about their story. It's it's very unfair to bench in one or two artists and not to mention how many do you represent I. I really must say that there are at least different groups of artists. I'm in those who are socially engaged those who are politically engaged those who are aesthetically engaged I mean there are different groups I really like for instance, how one artist was very much taken by the idea of defending a little bit for instance, the sexual and transfer sight community in Lebanon. Or in another time where she wanted to defend the domestic helpers and the racism against domestic helpers by extrapolating the place of the Madam with made, it's split schooled may dom. And for a the cost of one photography, the domestic helper was given the right to the rim of her self as being the employer. But I mean really I. So many Amino Mohammed Catanon not to mention the name but I know somebody who could have become a sugg- if he followed the boss that was meant to him and he decided otherwise and now he's an internationally recognized artists as we speak is opening an exhibition in Geneva. The Swiss ambassador called him to him. You have a place on an airplane that you know it. He became so important and but the most important for me is not only the success of his art selling everywhere but presenting a model for other Palestinian refugees, a refugee in camp of Sabra and Shatila but. A model to tell other kids in those camps that you can make it. You can get out of this entrapment where everybody is telling you are doomed to remain there. No, you are not doing. That is hope this and the very living example of a guy who had absolutely nothing and now he has the whole world in front of him. I love his work by the way he creates sculptures out of Sark material cycle materials like barbed wire, and this kind of stuff tweedy cool. Sons is the material that is around him in the come. Corrugated steel left overs. Uses recycled material, very harsh material but to express. Exactly the contrary of people would expect from somebody like him and he should be He's poor his neglected his alienated. So he should have a grudge against society and no, he won't. He want to show you that the kids and the come like any other kid in the word they only dream of playing of being happy off Believing in fairy tales happening. So if someone was interested in art and wanted to start a proper art collection, how would you recommend they get started when this is exactly what I tell them if they come to my gallery and they won't. Quote. Unquote. Invest in art I will tell them please. Don't buy anything for the coming three to six months depending on how perseverance you are just school visit every week another gallery. Lease. When you go to dinner start looking at art down you If you find something you like ask. About the name of the artist, go do some Google search on the week after go to a gallery and Oscar Ju, you have this artist what you have something similar and so on. So forth at least you can decide that what you have seen knew what you kind of like. And once we decide. That this is what we like. Then we focus more on what we like and we start mentioning okay why this guy is worth. Than Thousand and this guy is worth a thousand and this guy is worse under thousand and start. you know understanding the functionality of the art market and then only then. Start. Buying few pieces and I would say at least the first one year of acquisition, you will do mistakes. You're either bound to do mistakes, but this is how you learn. It's a learning curve and it's a continuous learning you the more you invest in your knowledge in art. The more you make less mistakes. And the more you enjoy it it's virus it grows on you continuously I don't know if that's the word we WANNA use right now but virus. It's a good virus. It's Yeah we'll have to find a good name for it. Well, thank you so much for your great insights. It's been such a pleasure having you in the studio. Thank you. That's it for today. Thanks for listening. Be Sure to subscribe to the show and check us out on social media later, gator.

Middle East Lebanon Metropolitan Museum of art Lebanon United States Levin Time Artists Beirut Gulf Salad Bar Katz Gallery founder Iraq Ledra Google ewing covid Shipping Amin Cova French Chinese Arthur Chinese Princeton University
Into the Survival of Main Street

Into America

29:39 min | 6 months ago

Into the Survival of Main Street

"Yes small businesses important. Small Businesses Tremaine. Small businesses are really what I call the backbone of the United States economy being small business owner. It means you get to be your own boss. You get to call the shots. They employ almost fifty nine million people across the nation. And of course there's sort of the ideal of the American dream you know. Get off on your own. Start Your own business. In your mind's eye you can see right. The Burger joints and barbershops where people gather in small towns and big cities the hardware stores and corner markets. That have served a neighborhood for generations the new ventures that hold someone's dreams and their life savings their all integral to the fabric of our community and they matter. They're really crucial though to our economy because they employ so many people politicians love to rally behind small businesses touting their support for the little guy everyday ought to be small business day in America. They are the anchors of our main streets. Main Street is the heart of our economy. The soul of our community and the birthplace of American dreams. Things go south. The problem is that when they get into trouble that causes a vast ripple effect across the entire nation version. Morganson is a senior financial reporter with NBC News. She's covered banks and business from pretty much every angle and even won a Pulitzer for a reporting on Wall Street in two thousand two with the New York times when it comes to booms and busts Gretchen has seen it all until there was a pandemic more small businesses crushed by Corona Virus. Head of the small business association says every hour another small businesses closed. No longer wondering if they'll close but win right now. Millions of small business owners are struggling to stay afloat. It's reminding Gretchen of the country's last economic collapse in two thousand and eight with difference. They're not too big to fail. So unlike the big banks that got into trouble making loans during the mortgage crisis. Small businesses really aren't rescued when it comes time for problems in this crisis might be more than they can handle My concern is that this unexpected health. Emergency this thing that nobody saw coming will really be kind of an last nail in the coffin for main street mainly this is into America and today we're headed to main street. Usa to ask a single question can small businesses survive corona virus. Feel like I'm on a desert island. I don't know if help is coming. No Way to communicate to find out what's going on and it's just I gotta wait and see Ooh again thirty-three-year-old. Andrew owned three pet supply stores spread across southeastern Massachusetts. He's got a couple of turtles. Snake and two dogs have a Boston terrier and the other one's a pit bull literal Boston terriers the boss of all of them. Both Andrew Open the first door in two thousand seventeen and we've already built it up to a three location. Business one in midfield the other one in Plainville and the other one in Wrentham my interest in general Since growing up was with animals and pets and trying to keep going and getting into a business. Doing that was my dream from the beginning. Grichin had a chance to talk with Andrew last week. He's sort of the prototypical small business owner in America. He runs three successful pet supply shops in southeastern Massachusetts called mutt wagon. He was wearing a tie dye. Mutt wagon brand t-shirt which was really cute. Kip generally has about five fulltime employees. And he's just got an interesting story to tell so I better than the pet industry since I turned eighteen. I got a job as a vet assistant and then I had gotten a job Work helping to manage a PETCO for four years. Went back into the pet business Working for another local smaller chain and I came across a woman in Medfield who is selling her business so I decided to get into that space and take it over now. This business he told me is his only source of income for him and his family and it could not be clearer that this is what he wants to do with his life. He's poured his heart and soul into it. What was the feeling when you got into business on your own? What were your hopes? How was it different? When I first got into the business I was happy to be able to be in it to be able to have control over What products. I'd want to sell what direction I wanted to go into. I absolutely loved it. That was definitely my passion from the front building up a business. I knew I wanted to be more than a regular one location store. But I didn't want to be like a big franchise. I don't want to have my customer service skills. Get watered down. I wanted to be able to focus know who my customers are. Remember what they bought. Last time he came in Things like that that you're not gonNA see when you go into a local PETCO PETSMART or any big corporate company so this is his only source of income. How is he? How's he funding his business? Well like a lot of small business owners. He originally went to try to get funding from local bank and he just did not have any success so initially. I went to my personal bank to try and get a business loan. My experiences right now is a lot of places for business. Loans won't even listen to you unless you've been in business for at least five years The loan that I was able to take out personally with for about fifteen thousand which was enough to Kinda get the space set up to put a deposit down and get the utilities turned on and to start off with a little bit of Inventory actually took money in US some my credit cards my personal credit cards for it and is that typical typical experience for small business owners. Who are doing what they can make as much profit and revenue to say sustainable. Is it tough for them to actually secure these loans Tremaine? It's interesting. It didn't use to be as difficult as it is now. But in after these mortgage crisis of two thousand eight banks really have withdrawn from the small business lending market. We're not gonNA catch the two thousand eight subprime mortgage crisis here. But it's important to note that economic collapse was tied to lose. Banking regulations and predatory lending practices Beckmann congressman seven hundred billion dollars to bail out the banks the next year the unemployment rate peaked at ten percent the highest in nearly thirty years. Our economy spent the next decade recovering. The economy imploded in two thousand eight How did that shape and shift the groundwork that we're seeing playing out today after the mortgage crisis of two thousand eight banks really had a tougher time lending because they had to follow more rules so tightened up lending meant you know more work to be done on each loan and it just made more sense for them monetarily and from a profitability standpoint to focus on bigger companies bigger lawns? Bigger profits so small business owners have really been left out of the cold so if these small businesses aren't getting the same kind of funding as the big boys. How of the kept the flute? How are they getting sources of money to provide support for their businesses? Well a lot of them. Go to Sources that are alternatives to banks. They also call them non-banks so online lenders. These are companies that are maybe financial technology firms. That have really moved in to fill the vacuum. These are companies. That don't have bank charters. They are not regulated and so they can find money from investors and they can use that to loan out to the small businesses these Fintech companies as they're called pride themselves on being able to turn around loans quickly Because they have technology Advances at work. And so that's really where the The pickup has been these online lenders and the unfortunate outcome is that small businesses wind up paying enormous interest rates. They can wind up really really under the gun if they do get involved with some of these lenders. Now obviously that's not all of the players by any means but the fact that there is no regulation really does allow this whole arena to be something of a wild west. So does andy use any of these online lenders? As a matter of fact he does any lawns that I've taken since then help grow. The business has been through our point of sale which we use square as a point of sale consumers no square when they go into their local coffee shop and pay for their Latin basically handle all the credit card processing and all that after you have business with them for a certain amount of time and you have a certain amount of sales within a year. They allow you to take out a portion of the money. The setup is something like this square will loan him money and in exchange Andy will allow square to withdraw from his bank account automatically at set periods of time ten percent of his daily sales. Okay so square understands that it's going to get it's money back and basically. This is the best way that Andy has to be able to get access to money so it works for both of them and this is something that well there are fees involved it is not an excessively high interest rate for Andy. How was Andy Doing? Before the outbreak of the crooner virus we know only a third of small businesses. Make it past ten years and Andy was on his way to beating the curve. The business was doing great. We built up three locations in three years. A lot of our growth was from. Customer is word of mouth from customers and so you were Growing confident going out on your own is kind of a risky thing. And you're feeling pretty good about it. It sounds like Oh definitely wind. Did Andy I realize that things were going to change for his business? Well I think like most of us. He realized things were getting bad. In March once they add announced just over a month ago that all non essential businesses. We're going to close and people were advised to stay home. We knew we were going to take a hit within the next few weeks in April. Andy said that his sales dropped by sixty percent. So that's a difference of about forty thousand. How many employees do you have at the moment Full time part time. Normally we have five. We did have to let two full timers go with the closure of our rent them location because it was inside of a mall outlet When they made the decision last month a close all non-essential businesses that was one of the businesses that we had to To close down so I haven't paid myself in over a month. I haven't personally taken any money from the business I had some money saved up. I was lucky enough to get stimulus. Checks which is going to hold me over until whenever I know. I'm getting money again in a way. Andy's Lucky in Massachusetts pet supply stores that sell food are considered to provide couvert nineteen essential services so they can stay open yes he has to stores that are open and he's you know encouraging people to come in To call with questions giving advice etcetera telling them they can pick up their deliveries people at thankful that we can just you know help get them treats and choose and toys to help keep their dogs busy while they're working from home and doing everything that they have to continue with their life so yes he is still operating but at a much reduced rate and he still has the loan from Square Square says in some cases they're deferring minimum payments on loans for their customers. But Andy told us he's still making payments even now with the pandemic. That's going on even though I still have that one store closed down. They're still taking out that ten percent so you know. The amount that he owes to square stays the same so it will simply Keep the loan outstanding. Probably a lot longer than he had hoped after the break. What are the options for small business owners like Andy and with a relief offered by the federal government? Be enough stick with us. Hey It's Chris. As this week my podcast. Why is this happening talking with my friend? Heather mcghee about the book. She's writing about how American racism ends up hurting us. All societies that has a public health system that is highly functioning well coordinated and well resourced are obviously going to do better in public health crisis and we have resisted that in the richest country on the planet in large part for the past one hundred years because of racism. That's this week on. Why is this happening? Search for wise is happening. Wherever you're listening right now and subscribe so when we left off with Andy. He was in financial trouble. What's he doing to get through it? Well he is trying to get new loans and fresh money as best he can. I've tried doing. Td Bank for both for Business Anna a personal loan. Unfortunately he's been turned down by the banks. The only thing that I've been able to do is get onto fun box which has allowed me to borrow seven hundred dollars. He did get the small loan from a Fintech which I have to stop paying that back. Weekly he also had a tough time with the protection program. People might have heard of the P P P and they might know that it's a big big pot of money but can you kind of explain what the PPA is and how it actually works. Sure we'll the P P P stands for a paycheck protection program put forward by the government to small businesses. Get through this period. This troubled period and so there was an original three hundred and forty nine billion dollars worth of money that the government set aside that was to be set out as loans for small businesses. The loans are actually forgivable meaning that they would not have to pay them back if they put seventy five percent of the proceeds towards keeping payroll keeping their employees on hand. If they do pay them back. The interest rate is one percent over two years. So it's very low cost and these loans are arranged by banks that work with the small business administration so a lot of people were very eager to get these loans because the possibility for them to really be Forgivable loan was very very high and very appealing numbers. Like three hundred and forty billion. Those are Gargantuan numbers that it's hard for me at least to wrap my mind around. Has the government ever wrote out? A program of this is magnitude before the government has not ruled out a program like this specifically for small businesses and the problems were that it was sort of changing the rules as it went it announced the program on April third and then sort of began also changing it periodically banks were trying to set up their systems so that they could facilitate these loans So there were a lot of moving parts tremaine and honestly it didn't go smoothly and on the first day of them taking applications and previous to that. I contacted my personal bank which is a smaller credit union in the area to see if they were Part of the program and they told me that they weren't and that I would have to go through the bank that I have my business account with Andy of course tried to get a piece of it unsuccessfully so I contacted my bank account with and they told me that they weren't a part of the program so I had heard from somebody else that they had gone through. Td Bank so I had put in an application through td bank and. They told me that. Because I didn't have a business account with them that they wouldn't be able to process it for me and so that's when he started to you know seek help from some of the other fintech companies that are out there since then. I'VE FOR CABBAGE DOT COM which took my application and then also pay pal also took my application online lenders lobby the government to become part of the emergency lending program and while they typically aren't regulated. If they want to participate in the P P P they have to follow the government's one percent interest rate. Small Business Administration requires that any lender that works with it. Being approved lender so online lenders for the most part are not now some of them have become a approved lenders and as a result of this program that would include pay. Powell wasn't early. One cabbage is another But for the most part they are not approved lenders under SBA and so what they would do would be to forward year loan application to a bank. That is an approved lender. I filled out five applications. Pp P P loan program. And I have not heard from any of those companies whether or not it's pending whether or not a went through whether or not I got denied. I don't know if it's coming if it's not if it stock if I need to do anything. There's no communication whatsoever but basically this three hundred and forty nine billion ran out in less than two weeks tremaine. That's how much interest there. Wasn't this two weeks in and it was done two weeks and it was done seeing all that money gone so quickly was hard for small business owners who didn't get a piece of it but there was something else to the government. May P loans available to companies with up to five hundred employees and that meant some organizations that might be considered pretty big and powerful. Got a slice of the Pie. More than a dozen companies like the Lakers and potbelly sandwiches. Returned the money after public outcry but others have said. Nah We're keeping it so I imagine some of that. Frustration is being small business owner like Andy and seeing the big corporations. The big companies with hundred of employees. Gobbling up all of this money but then he talked about that all that feeling of frustration as a small fish in this big time he did and Tremaine. That's a excellent point you brought up. The fact is a lot of companies that are very big and that have access to wealthy investors in the stock market a lot of those companies applied and got P P P money and this is becoming more and more of an issue and a criticism of the program. So you know we had a report on. Nbc News where there were for instance companies with market values of over a hundred million that. We're getting loans under the P. P. Program we have situations where Companies that had ties to the trump administration. Were getting loans under the P P P program. We had situations were companies with connections to banks. That made them the loan Are Getting part of that money so unfortunately there is a lot of room for mischief And so when you see stories like that and when Andy Stories like that you can be sure that it doesn't make him feel any better about not having gotten any of this money. It's very frustrating. When you have stores like me and I know I'm not the only one. There's thousands of other smaller stores out there. That are just looking for ten fifteen thousand dollars just to get through and just a hair that there are companies taken twenty million now is it's very frustrating. Less we. Congress approved more money for the PPO loans. Is there any chance that any of that money could make? Its Way to Andy you know. Andy is hopeful Banks are again of course expecting this big pool of money to go very quickly. It's going to be drained. Pretty FAST HIS APPLICATIONS. He told us are still pending and he's waiting to see now one thing. That may be better about this. Round of help is that there is a slug of it that is dedicated to small tiny banks in areas that are very very impoverished and so we might see this time around a few more small business lenders in those kinds of areas getting money out of this program without this money this influx of money in this loan. What is Andy? Make of chances just to survive. Well he of course is struggling to pay his bills and his rent you know. Most small businesses work on a shoestring They pour everything into the business and they don't have a big cushion. He's typical in that regard. I'm still getting three phone calls a day from my credit card companies city chase discover. We're still getting our gas bills in our rent still has to get paid. Even though again our sales around the crapper as a agreements. Right now I have to pay at least half of our rent for the next couple months and then have the rest of the rent paid up and up to date by December. Another thing that we gotta worry about is even if they turn around and open up the economy. Tomorrow you're still going to have a large group of the population. That's not gonNA WANNA go out. That's not going to risk it and sick. He's hoping that it turns out to be sort of back to the way it was. But that's a question certainly in his mind right now. I think it's GonNa be a struggle to try and get it to at least the same level. I think moving forward working on the online store doing delivery doing what we can kind of have to go that way anyways. Because I know there's a lot of people that still going to have this stigma about going outside being around other people and such no matter what business is not going to be the way it was and it's not gonna be for a lot of small local businesses unfortunately so we had the pre two thousand eight landscape before there was that one kind of financial disaster and here. We have another disaster. Which we haven't even you know such through the damage just yet what happens to the small businesses that are women and minority owned businesses. That had traditionally already been marginalized. And we're having to do more with less from the beginning. What happens to them in this new environment? They are of course even further behind the eight ball and some of the people that I've talked to about this problem have pointedly said that minority owned businesses have been hurt worse and have been preyed upon more aggressively than companies. That are not minority owned so. That's a huge issue tremaine and we hope it doesn't work out that way. What do you think this crisis could mean for the future of mainstream? Well unfortunately I think main street is going to be struggling for quite a while. I just think this came at a really tough time. A lot of companies have a lot of debt that they've already taken on now their revenues or either vastly declined or non-existent. They can't pay that debt. They can't pay their bills. So it's GonNa take a long time for them to come back from that. I'm hoping that it's not a sort of game over for Main Street. One thing that I think we could all benefit from that we increased the regulations over these small business loans. My hope is that we bring the same level of protection that we've brought to the consumer lending arena to the business lending arena. We really need to protect these folks. They are central to the future of the American economy. They're central to the employment levels their central in so many ways we really need to protect them Griffin. Thank you so very much for joining me today. I really appreciate it. I really enjoyed it Tremaine. That was Britain Morganson senior financial reporter for NBC News Indigo. It is just one of millions of small business owners who are hurting right now. The Small Business Administration opened up the second round of those paycheck protection program loans on Monday but the site crash because of the high demand and he still hasn't heard if he's been approved even though these are tough times. Andy is trying to stay positive for now. Mutt wagon is still open. And he's reminding himself of the reasons. He loves his job. In the first place yeah. A lot of customers are very supportive and very Thankful for what we're doing We do what we can. If the customer mentioned something about money issues we've had a couple of customers come in that That have lost their jobs and just buying what they can for their dogs. I mean we have a loyalty program. We'll throw a couple extra points throw couple of extra dollars that way. We'll give them an extra coupon. We'll do what we can. Just make them happy. Because we know if they're happy they're gonNA come back to us into America is produced by Isabel Angel. Alison Bailey Aaron. Don Max Jacobs Barbara Rab Clarence high. I should Turner and pre devore thon original music by Hannah's Brown our executive producer is Ellen Franken. Steve Lik Tai is executive producer of audio. I'm Tremaine Lee will be back next week.

Andy business owner Small Business Administration tremaine America Usa Massachusetts Td Bank New York times Andy Doing NBC News reporter Gretchen Tremaine Boston Morganson Plainville
Rap Battles Starring Jago M. and J. Smooth (Ep. 147)

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32:48 min | 1 year ago

Rap Battles Starring Jago M. and J. Smooth (Ep. 147)

"Jego YM is probably looking on this phone right now to get times for God's will this weekend. I know about it. Trying to see guys in the world because. What is your prison for gazoo? No this as me saying, that's say, every time I said half sale like that. So Asian all do wall nine the show breath. We do things around here. Well, all right. You. You're listening to argue here in this. I'm your boy, Jay go whim, and I'm Jay smooth bringing you are take on sports and entertainment. Am I going to God's dealing in? I might not hit like his book list. But unless be honest, how many times did they rebooted that movie from what back in the seventies on man, a hundred different term, man, leave? It did not last one, the last one that they did was decent and is still wasn't good. All right. I don't know league also. But the Liger from a scribe lanes going to be in there. I still don't wanna see, but Millie Bobby Brown whatever I'm not even have to see screens to come up like when it come. I look at it. I was wondering when I hear her name Millie, Bobby Brown, if they realized Bobby Brown. Yeah. About by Brown may be data. Now, I don't sleep is she is British. So I wonder if they even know who Bob Brown. They know who Bob where Moses song is Bob, rather. Tile. Yeah. Bucks as Ukraine that's on suck. Don't any who I've been looking at this. I'll be looking Hulu, you know, this is my I might be late coming in is by been legally, Ricky Morton die like dig into a funny show, bro. I'll talk about they'd be doing going any different kind of world. First of all, is a Khartoum. Right. It is cartridge. No cartoon is messed up. I think it's way past adult, like it's like I don't even know. I don't think it's for anyone years for me for MS for a lot of people, but it's really not. I mean it's so out there. I see I like shows like the two four out there. Need to go a little bit more pays? There's how he okay, okay. Let me tell you, this Jego, if you write that you will have a winner on your hand, if you can write farther out, then Rick and Morty. I mean, did you pickle Rick yet? Now I I'm still in the first season. I think I'm on maybe the night episode. Okay. If you could write something more out there than pickle RIC. You gotta gold you got to you got like an Oscar or something, bro. Emmy. But all the awards is a very good concept of traveling to alternate realities different galaxies Ulta by. Harry Brock came go see laying Angleton two-third last night. Did you see the one where the where did you see the one yet where Morty buys, Rick? Sorry Ray buys more Mauri. The sex robots. Got it had a son. And they will get rule by these these other women. Do dude. I mean that was like that's for nominal. Watch ABC and see out it. No. You can't ABC law. ABC. TNT. USA. CBS. Nello. Minnow pea TLC. You've never seen anything like that anywhere else name name something names, where you've seen planet of women who created robots are who are created robots have sex with, and they only and they only keep the baby girls, all the baby boys get shipped out. I'm not saying that concept. So some pay as did while now you're being extra. No, no, no. I'm just come either. Boo. Not to go. You're being extra bro. Regan morty. I'll tell you outgoing see no kids, those good morning. I love raking Morty. I feel like if a kid watched it parallels. I mean, it'll be over for them traumatized, the over it would dasm. But what else have you been watching on Hulu handmade tails? Incoming came out. I love had cancelled just knows that you been known. That's your fame anted biz name on both let formula flicks in Hulu last. Nitra axiomatically, not true. Factual Amy's in factual Dame's. Oh, what about the EMMY cleaned up their people's seasons? Whatever Sega's, and how many of us did, they get my gang oval? I'm gonna Google that right now. Because I don't believe that, that can't look at the they want someone to go glows like that. I don't know something like that. Emmy wins. Yeah. Mostly. You look that up. And ASO is movie premiere last night where? Mccartney girl. A Tiffany, haddish and the lady that play forgot her name Joan in a Hemi tale lately, some kind of mobsters Martha wise that eleven into seasons and to seizes people like that crapping, Jemaine people like crab. You heard me. I didn't stutter at all scribes Amos ninety one. Dammit. I have no idea probably known. All right. Is enough to sit in terra scratches cell phone asleep beer in? I mean wake up and you can miss a couple of hours. I mean is this. Oh, I gotta see. You know. Fan six light. Light gets eleven of course, something like handmade tales because it's because of what's going on America right now. Of course that's going to base it on base is exactly what it said. Why it was written. You see you don't even know the history of it. Yeah, I do. Okay. Who wrote it? I can't tell you ROY became a book I did script. I. Let's move forward. Yeah. Let's go ahead. And do that. Four my battle rep phase that they're I lo- about a rep you know, I can't get enough I grew up of battle route particular you are real smack and you don't know what smack ills Smeg is like the MBA about Aram, and they're having their ale one of their annual viz known nad in Houston, Texas. It will be the main event, a very versus voted looks this going to be a good one. Where's that Houston, Texas? Better friends at there's you got the you are going. Download it going download the yariel app because battles would not be showing up on YouTube. I don't think anymore is just going straight to the app. So going to if you, if you want to support the coacher, you support them that way you can go to Nome in Houston. You're Ford, it I want to go so bad. I'm gonna get a loan to go out there alone. While gene alone any by ten ten fifteen. Thousand dollars why I got it? But I won't spend married. So let me ask you so like any other event like a sporting event. Do they bet on these guys? Would you be like, like, if I'm if I'm saying loaded Lux? I got fifteen thousand on him to win this thing sports gambling. Yeah. Now they don't do that. You do that in the building. Right. You do it. I can. Yeah, I want my money you fade. So who are you picking? Guys, I got not history at east to write a gentleman. Okay. Lower lows from Harlem, are they good at it screaming at each other? Now, they're, they're probably the goat. So I be so everyone would be like at the end of a bar would be like. Oh, every time or they I've seen some you showed me where they scream at each other, and it's kinda dumb 'cause you don't understand you don't understand people screaming at each other. Trust me is not is not the concept of screaming is I like the guys that are clever as saying. So I've seen guys that just say I'm gonna shoot you in the head twenty five thousand times with my gun, and then I'm gonna pull out another clip and do. And I'm like, whoa, cool. You shoot me who, like anglers in schemers, would they call? Okay. You like those guys sure does. Okay. I like good Gooden bars. Yes. Name. No. I don't. Hey Rog, Keesey guy bum nitty ally, people that can punch. Abby magic conceded. So like, you know, hit Holly. Don't you? Nope. For awhile and out. Oh, yeah. Now he knew him. Yeah. I mean, I think I know who you're talking about from that all just got do ballad Bill called Bill collector, okay, because the story is hitting Holland. Bill collector, what he made hollow brothers show outside to my guys show. Not Bill collect bow about seven years ago. Okay. It was I'm saying business, so they bowed I ate about two one here, man. Yami bicker leagues done. Good disgrace Bill collector was all my life. He done real well. But other than that, I wanna see loaded lug verse aver. I mean, if I don't go to Houston y'all copter, pay per view, too young next week. Do it isn't a week. If I go pay per view for show Joshua cobber tomb better wrap. It's gonna be. Wow. It's going to be on paper remand, like the watts battle live dot com dot com. You gotta have su- NAMI serve versus gut it. That's going to be a good one. I can't wait to see. There you go. Have my guy Rumney versus Keisha? This going to be a goal. You have pets state versus shotgun. Shoot, you know this this, I feel like some Amandus. Man is, you know so man is like the NBA it's championship is the biggest thing about the biggest I'm not gonna watch it, but I will, I know you're gonna watch you got me 'cause I I'm gonna go I do every once in a while look for some some bad rap on YouTube. And I'll I just, I don't know what the gum bars are. But I do like the guys who are clever. I the guy who screaming just say they're gonna shoot you up. I'm like cool. So are you really gonna do that or like it's just it just performance of aggression? I like aggressive and what aggressive we, you can be aggressive and clever. I don't I don't know who about a revenues. I mean I don't know about a rubber. Wow. So like you're, you can't be clever. You just yelling. What'd you talking about? I don't understand the customer, you just yell. And I don't have because I've heard some they're, they're just like screaming at the other guy basically telling they're gonna kill them. Pop caps legs, off, and all this stuff, and then the. Feel better that guy like you. You. But then I've heard guys that are so clever, and they, they twist and turn lyricist. Yeah they're awesome. I don't know a grisly receives. I just don't know one. None. I'm gonna have to find you find you on because I, I wanna stand scream part you're talking about. Our find that one that was easy to find. Okay. Okay. I'll take out gnome NATs about bad around fans. Man, a shot at to my guy. Smick. Splitting. So geeky Gotti. He's a he's a he's a, which one is he what, what type is he poncho puncher? Okay. Bart's salami served probably all around. Good. Good balance like I like serve. But ER bring at least three rounds and they don't they don't do this to beat. Do they know for what? Okay. Some clouds though do it begging today, about Grefe beat Noman unless no rapper. Not in balance a balance. That sounds confusing to me. No what wraps to a beat anymore. Full ballot. Yeah. Mine. Get a better. Get a better manifold though. You had to do it. I mean, please you any three rounds three rounds pure purifier by yeah. Oh my gosh. Better know what you're doing we seven. I think about arrived on if I had the time to sit down about what do you mean to sit down out here? Yup. Come up with them. So you're telling me that the things that they come up with. They're not off the cuff. They're premeditated. No, no. Some of free style. You got. Right. Freestyle like say, you say. Watch moon daycare rebuttal, it me twisted around. Yeah. They quit. Their minds are very sharp right, there were I just find it. So fascinating down a freestyle it just rebuttal time. Yeah. I mean, Trey trees to me is one of the greatest rebuttal person that I know. Plus, it's just a real platform. You got RB bull peed. You got king the rain. Which is knocking writing my outs sat out organic king Queen, or the rain and own notables. I mean, I really don't care. They're so there's female better. I would like to see that. Yeah. It'd be about in the mail sometime. I would like to see that. How? Some of my somebody someone may play which right they're gonna play with first of all, if is a grudge match, you gotta know the bags drop on both of them. I mean is this real beef or they is just in the ring type of as it is? Be friends afterwards. Nine in it. And I also breeze out the words, I was just like got an MBA free with everybody's say good game. Right. Right. I mean, there's all of them said to you. Good game. Right. But he isn't like hit him with the baseball bat in the knee afterwards. Like, you know, Tonya Harding, or whatever. Now they will do that time. That's cool. That's good to hear good to hear because some of the stuff is violent that they say my rabbit rabbit self. I mean it just not route like country are somebody sue somebody in country music. Yes, I give me wife, oh, what else robbers, ontai, Kane, I'm not talking about, like I'm not talking about hip hop and rap music like in. I'm talking about the battle rap stuff that you've let me listen. Go is very like specific violence, my throat. Some of them. You can't put that you gotta put that ramp. You can't put it with country. Dave, it got him you hip up. Right. And country, I people oh, it's countries. It's like no, some of the lyrics are pretty horrible as well just sung in a different way. So I think that's the lyrics small lies level mob ruler over two day shot need Nair. Yep. Yep. Hey everybody by right in March, and people be okay with listening to that. But if you put a hip hop, be two all out sterile, foamy he'll bought by guano world country. I just think this specific ones. I've seen are like wall, what am I happen 's? Happens. Oh my God. Broke his armour shoved it up. Do it. I know you came. Oh I could do. Like the if I didn't cry I after they we'll go scare movie which one they who it'll be here. They thought about the Woodley cell. Yeah. I'll that's like the second or third one man. You be you'll be the law class of him. Could you show would be be rabid more like the ball? I could do it do it, what make you crabbing Josh. No, they wouldn't. I mean I wouldn't cry. I will have to be fine. He about air cry. You'll be like. Get over me. I would I would love to do with comedy sketch with one of these guys and Anco. That'd be that'd be fine. You would be Oz. Liz Liz move onto other especially like who's, who's the top guy out. I ever been loaded Lux this the problem. No. Neither their Boca. Ciller go this, this for king. This king from I think it would be fire for something funny. If I came up against. Is a for Ivor a aver Ivor, if I came up and battled against him. And he was like, who the heck is this? But loaded Lux have trained like had me memorize a bunch of stuff for you. And he was just like sitting there like. Bump to somebody. Verbal low looks is the best lyricist ever heard embattled up. Probably one of the best top layers is of heard ever, which one loaded looks, okay aver has been almost everybody. You could probably can't gain whoever you say was goat will you said was a cane, he them beat them. All right. So low lugs is his last problem. They get rid of Bill to fight tough. I think loaded Lux is gonna win just just from this picture. I'm looking at sea. He looks tough bro. Vert two one two three rows go, okay, two more no debate how how much time in each round after the country, probably three to five minutes. That's a long time for wrapping. Yeah, that's a wholesome. That is a long time. But, you know, the more condition for this. I mean, what they've been doing all their life man. I can't wait to see like I say y'all gotta go on their own and. Do eight right June eighth. Watch battle live. Dada. Go day your real dot TV app. Go pick it up, man for you. Get out about everything. Go loaded Lux. Go a verb. I, I don't have a dogfight really. I watch them in that later. Anyway, let's go to to some else. What are we talking about now? Now. You remember I say, I did not want to see. Terminate the new terminal. Yeah. Okay. Take this out. What's up? Why because Taus underscores the name see Terminator? Yeah. Let it that. Right. Told you this we go to tad seeing ramble remade, Sloan? Yeah. I saw the oh my God. I woke up this morning man. I'm gonna through. I can't believe it, bro. He's so all I will go this morning. I looked at my phone, I think I was going to is ram Gabby. I'm like, man. This must be a mean. So I'm going to watch the trailer you too. I'm like, man come. Oh, do who's who's hunting him. Still. I don't know. It's called. And it's called come on glands movie theaters. Last movie, but you saw first blood. Right. I pose phenomenal man, every movie past that it got worse is garbage as the vessel Loman liberal. You got. No money. Yeah. My sich all Ed. He's in. He's in his seventies bro, bro the role move burgers. Yeah. I'm just saying man he reminds like, and his like skin body type. Dow looks like Rick flair. Every time he moves. It's like a ripple effect. Oh my God. I mean, come on. We get it. You're buff. But it doesn't work anymore. No moat. Listen normal Sevilla's alone. No rock. Don't make no rocket neater. If you make bra. That's over, isn't it? He died. I'm glad he died in creed to okay? I didn't even watch too because I won't see his face. I the only thing I heard about is rocky died, bro. I do you wanna see his face? I'm tired of Iraq. Are you don't make nothing else in your lifetime? These would don't you make. But hold on direct something, I'm gonna give you these do play academically. These, I'm sorry, Clint no respect. I don't know cleaning fluids, probably bro, head that's a first on this show. Yeah. I'm saying I'm you said, no disrespect you meant it. Clearly, we'll be good moves. And yeah, I cleaned would you keep on doing a massive heart attack at a hope that new, Terminator looks so stupid? Now the thing is they did the girl who's in it. They got a good actress, but she's dumped for doing it because can be a stupid move a flop. I know my Netflixing Notre hang on the Ray about breaking Nathalie man. That's a, that's a good point. That's one of the movies, one of those two movies the Rambo or the Terminator. They should've tried to put directly to net flix, bro. They could probably did pretty good as -actly, but they're not gonna do that. Exactly. What would you make try to make a blockbuster that mentor? I, I still say Netflix is never going to have a blockbuster. No. Never. I is hard to say broke Nathalie did money my I just can't really say that I can't really say they could make it anytime device group money the problem for the bowl. No, no, no, no. I think getting the right producers in may Spielberg mixed with somebody else man get what it's going to be an accident. Like stranger things was not a stranger things, but strange things wasn't supposed to be what it is. Now it was supposed to be show, and it was going to get some people, it's a worldwide phenomenon now like you're going to have to own. You're going to have. I didn't have anything to do. Where laughing? This is the fact anyways, they're going to have to stumble upon a movie just like they stumbled upon stranger things. Being number four the but well, you know, Hamid tells if you wanna go there that was already a thing that they just redid cool anyways, anyways, anyways, like we never saw aliens in parallel universe needed. Well, they were honest about it, though. They have a whole book about how they created the show and all it is, is where they got the ideas from one hundred thousand time like we'll see that again. The hey bro. You're not a Hainer. It doesn't look good on you. I mean, come on. You're not a hater he's going to that is time. I love. I'm a hater. No, this time no one's going to die. Oh, we'll see you know what? Nah. I think so. Going there, some I got to. Okay, there's only two seasons left which another phenomenal. See, here's here's the thing, Hamid, tales goes a certain amount of seasons in stops. Like it's written for the beginning of the end. I will apply them, but here's what they're gonna do, 'cause they're getting all their Emmys. They're going to write thirty thousand season. No sense. Come dumb crap. Five season, bro. Good. Good. You know what I'm saying stopped window good. But I, I think I think, in this one, somebody's got an Uber. Yeah. Think it's either going to be chief hopper. Or wills mom. That'd be terrible. I won't. And that's why they're gonna do. But I like when they do that, bro. Season. Worm? What at end the season one go. We'll. What's his name to do hip, and get it out of out of the facility season to, to do Bob Newby that was atrocious eight now ball. Yeah. Yeah. Yeah. Let's get outscoring Bank onto gives you he's crying. Let the record show that Jego Emma's crying right now over Shropshire craze. This is radio bro. I didn't cry out. Glad today I can understand who has it. Who's that not adults dude on false creek? Type. No. He was tight in some. Anyways. I think it's going to be a great season. Probably, but yeah, probably taking them. Two years of freaking make it. Well, it'll be good. It's going to be amazing, it, it took them. Two years is going to be telling you want any show that used to like to be good. Again. Just take away their budget. Whether budget he'll be hungry again, what? But I know some people. Are just devastated games home going. Yeah. I gotta start it. I gotta start to I'm sorry. I didn't start yet man. But I'm glad so I can watch everything, right? Right. If is like they say it is my homeboy. I'll tell they lived in breathed game of thrones. I told her man like our show dead much. You gotta watch a game of thrones since it's over with now. I mean, but a lot of people were like that, about the Walking Dead and for a long time game of thrones could not touch the Walking Dead. So he, he lo- walking the man, does he like game of thrones to I'm not for sure. But BC like it a blade like it. I think war, you're my like ever wanted sucks, now, and they're now he left he got taken by helicopter. No one knows where he is. You're bailing. He's gonna there's they're supposed to be putting out a three, they're supposed to be putting out walking into trilogy actual movie and he's gonna star in it. They review the money man. I ain't nothing to. Nobody who did that money came man. Those are the best shows that find about shows and movies that find the actors and actresses who are not great yet. But become great during that show. They're like the right the perfect. Character. Flighted light, the girl from played on blog Pappu. Does he was go? Yeah. Yeah. And she was. She was, I think just doing like smaller movies, and plays New York, just trying to do real stuff. You really need to be a great actor to egged on the superhero move just are not. I mean it helps though, not really anybody. But I don't think we notice it because think about think of, but one of the things I hate about all the DC movies, the actors are trash, eliminate scores, all if somebody had to be a great actor in his movie was Robert Downey JR. Phenomenal job. What about Josh Brolin, Thanos know anybody could do? No, bro. Yeah. No, no, no. Not. Anyone could have done. That was a he was a decent bad guy, decent Dixon. That's why I know anybody in a superhero movie that is made by Disney. Well, we're not going to have a real true. Bad, decent men. Anybody could have done? They'll be playing all wall to all was decent doom. So while anti proved your point with the Michael Jordan thing to me, I'll just say boy was terrible. Both of them would be late. You know. No, no. He would these it. I wanna be minute skit room. Okay. If I'm going down. Going down the road. And I have to be faced with one or two bad guys. I'm picking Michael Jordan, because then is purple. Like crazy in the head. That'd be true. What might be joining the joker? I'm not missed with job took them potential by you'll be doing because he's not a bad guy. He was decent. No, he wasn't no almost every bag in, in, in anti. That's what I remember him. Yeah. I think about complete. That's it. That was like, when I was a greatest villain joker, this it. Oh, your family, joker villain family in. There was great and superhero was great. Oh, yeah. Joke dark Knight. Great, everybody has been totally decent bizarre. No, anybody can pay play your role. There's like great. There's good. There's decent there's horrible. And then there's Michael Jordan. Yes. Terrible bag. I'm not scary at all. I one of them scare with you. Okay. Thanos is not scary, but his ideals are scary. The what he the way he thinks about extinction and. Michael Jordan's, like I want to I want to be the king. That's it wherever is ideas care. But like I said, you don't need to really like Robert Downey junior is probably the best actor in. In marvel of to this. Do. Chris pratt's? Pretty good, though, to Tom Holmes? Good, cool Tormo occurred America Spiderman. He's about. I told decent Chris. Brad decent counter mass. I'm saying decent because you think we think of decent is different things. These what you said, he's in, but it'll do okay. Tom hall is good. What's his name, Chris? Chris Pratt is good. Chris is decent. No decent bad for me. Chris Pratt is decent. No. He's, he's a good. Actor is a good what I think so. That's just your pity. I didn't America. He's decent won't same. We got. He's not a great guy. He's not a great act. Good. Good. Wait as he good. Or is he decent cut America is good. I these it. As it updates on mills was a bag. Add this, this due to LOKI is good luck. Yeah. Yeah. Okay is good. Especially in the first avengers, while down to you and got to play local dim I to visit everybody else. I can get you to play anything. I mean I really need it. I don't know if you've ever produce a movie. Rear engined like my okay. You'll be a character issue. Do you should recast the avengers like just list, who you would have? The Hoke who. Thanks for listening, a new par drops. Every Monday Friday, you can subscribe on I tunes, and be sure to leave us. An honest, five star review out more at are you here in this part dot com.

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#252 - The Fear of Being Exposed as a Fraud

Change Lives Make Money

20:09 min | 2 d ago

#252 - The Fear of Being Exposed as a Fraud

"My name is Brian Morgan host to be number one podcast for on that Vegas coaches want to make more money changed more people's lives and more of an impact on the world without spending any money on ads websites or even a funnel. My fitness business over fifty thousand dollars a month over the course of four years, and in the last two years over five hundred on my fitness coaches quit their jobs and take their businesses online. Also, fifty of those students are over ten K. each and every single month now thank you so much for being here. Let's get into today's episode. What is going on and finish coaches Mentor be market coming at you with another episode of the change lives make money on the podcast. This is the number one show on the fitness coaches who are trying to grow successful online business. In today's episode, we're going to be talking about the fear of being exposed as a fraud which I'm fairly certain. There's a lot of that can to this fear kind of feel like somebody's GonNa. Come, and expose the fact that we don't know what we're talking about. Before we get into today's episode, I want to share one of the reviews that I got on a podcast from one of my clients whose incredible Alex task truck he says Brian Mark is the man when it comes to building your online business he's passionate he walks the talk walks to walk and speaks from experience giving. Them a solutions that you need in your fitness business. He's changed my life and more ways you can imagine, and for sure he will change yours. This podcast is a gold mine if you WANNA to change lives and make money than quit procrastinating and start listening now I appreciate that. So Alexashka thank you. If you guys get value from podcast, what you can do is podcast APP school all. The way to the bottom right meet review and if you right me review I will show you out on the podcast I will give you a show. Okay. So coming into today's episode, I was thinking about how I can make this as valuable as I possibly could because I don't actually have any notes prepared. I just got mastermind calls and I figured the best way to make it as. Valuable as I possibly could is to share our real actionable truths about my life when I was growing my fitness business. So a little bit of back story for you guys I started my fifth business in two thousand and thirteen and when I started my fitness business I was in an environment where there was a lot of basically I would say quote unquote sharks in my area I come. From a bodybuilding background. So I was finished competitor myself. I had done for fitness competitions and in my area when I started on my coaching in my network, there was five to six to seven quote unquote hi level coaches that had hundreds of clients. They were getting clients to crazy results. They're putting clients on stage, and then when I stepped into the Space I, started online coaching for other. People I. Had Little To no experience coaching other human beings and so even though I wanted to step up and I wanted to basically become an online coach, it was almost like I felt like I didn't quite qualify I wanted to help other people and I had this passion for inspiring people. But as I almost felt like I didn't quite qualify and then I wasn't going to be capable. Of stepping up and owning this on my coaching business because I didn't quite feel like I was ready internally completely transparent I wanted to help other people but I just didn't quite feel ready I didn't feel I had to certifications. I didn't feel like I had the right training knowledge I didn't feel like I had to write nutrition knowledge and even though I done five fitness competitions I attrition. Certification I'm at PT Certification on some level I didn't quite feel qualified I. Didn't quite feel ready but there was something inside of me that just told me that like Yo like you're never going to be ready, there's never going to be a right time. You should just start now start small and work with what you have and what you can, and so my first ever client was two. Hundred Dollars for twelve week nutrition program I worked with him basically to like help me get my first testimonial once I. got this client results I signed another client. I got another client results. That's one of my business started to get some traction and here's the funny thing is when I first started building my fitness business and started to get some more clients it was almost like even though. It felt amazing to sign clients and it felt amazing to Receive Money for my coaching program and received money for my service. I, always had this underlying feeling I. This underlying guilt that somebody was gonna come expose me as a fraud i. always had this underlying sense of I'm not actually qualified to be coaching other people and somebody's GonNa come find out and they're going to blast me online. And they're going to expose me for the fraud that an I had this feeling and honestly the feeling never really went away and as I you know got more clients and clients better results in it started to affirmed that action you the fuck I was talking about but as I progressed and I started to get more clients and more successful, there was a strong internal feeling that I was. Like I'm going to be exposed as a fraud at some point or another somebody's GONNA blast meal nine somebody's going to expose me somebody's GonNa come out there and say that action on what I'm talking about and they're going to be right because for me I actually felt like on some level that I wasn't quite ready crazy taxi say that out loud I don't think I've ever admitted that. allowed. Here's the funny thing is when you're talking about a coaching program, let's Talk About what a coaching program is. Right because I think that when a lot of PT's WanNa Start, their coaching business, a lot of personal trainers they WanNa Start there coaching business. What they think about is they think about whether or not they have the right quote unquote on paper qualifications, right? So do I have. The. Right nutrition background, do I have the right training background? Do I have all of the paperwork in order? So that I'm ready do I have enough experience in person training in order to be an online coach? Do I have all the right paperwork and frameworks and fundamentals ready and don't get me wrong like I'm not saying that that stuff isn't massively important like having a solid foundation on. Your nutrition and your training, and you know the basic training principles, nutrition principles but I'm also going to say at the exact same time. The entire time that I felt like I was a fraud the entire time that I felt like I wasn't ready the entire time that I felt like I was incapable there was other coaches in the exact same market as me that had more quote unquote. Options that weren't half the coach that I was in terms of the amount of they communicated with their clients the amount that they actually gave value to their clients, the amount that they were able to show up and deliver to their clients. He Monday check him with their clients. When there's clients are falling off track the actual coaching aspect that goes into helping somebody completely transformed their life, and so the way that I use this feeling of the sense that somebody was looking over my shoulder and about to expose me that I use this to my advantage. And the way that I want to give this to you guys as your advantage this when I felt like a fraud when I felt like I wasn't ready I, use that as my internal temperature, my internal switch, my Knob to turn up the amount of value that I gave to my clients to turn up the amount that I was willing to learn and to turn up the amount of intention that I put into my business because the funny thing about this is over the course of the last seven years obviously that was in two, thousand and thirteen. Business has transpired over the course of the last seven years. When I look back on a lot of the people that I was in his exact same coaching market as in the city that I was born in a lot of them are still doing good but they haven't progressed and excelled the way that I have, and that's not because they didn't have right on paper qualifications, but it's because they didn't approach their business. With the same mindset that I did and the mindset that I had around business is, yes. Certifications are important. You should have some sort of background or even base level knowledge when I first started coaching people online I didn't actually have my nutrition certification, but I've been working on for seven years. I Don four competitions I knew what I was talking about and I was able to give people that knowledge. So that's important training. Fundamental its fundamental understanding of how training works is important but the most important aspect of your business is, how do you show up for your fucking clients? How do you show up for the people that are paying you money? If somebody invests seven, hundred, fifty dollars, twelve week program with you? Are you just taking their money and giving them a training and nutrition program and hoping that they follow it or are you actually? Guiding them and holding them accountable to the process. Are you making it easy for them to understand if they don't understand how to use training nutrition protocol? Are you making adjustments so that they can make changes are you coaching them through the process? Are you teaching them sustainable healthy lifestyle habits or are you just expecting that they fit into your mold of what a coaching program should be like you deliver a box and if? You're trying to jam the circle into the box without understanding that like every single client is different and you have to be willing to meet those clients where they're at. So for me, I actually never admitted to myself that I had this fear being exposed as a fraud because I didn't want my clients to find out that I thought I was going to expose the fraud. Didn't want other people to find out, and so I always had this like fear in the back of my mind that somebody who's GonNa come expose me for the fraud that I was and I think that's actually why by the way let's talk about this second I. think that's actually why I was so sensitive to haters at first because back in the day when somebody would. Comment Hate Shit on my post I will get super offended or I'd get super triggered or get super upset or it would affect me and I think the reason that it affected me is because I actually thought that I was a fraud in the back of my mind unconsciously and so when somebody actually said it to me, allowed it like made me aware of what I. Was Thinking inside but I was actually burying deep down and so it was like that's why it would affect me so much is because that's what I was already thinking to myself. Otherwise, I wouldn't have been affected by somebody when they said something negative about me. So the fear of being exposed as a fraud, how do we get over this? How do we step into this what? We need to do to overcome this how do we live with this and still grow a coaching business? This is something that everybody needs to understand. You don't have to be great to start, but you have to start to be great. You have to start somewhere. It's funny because the catch twenty two is that as an example, a lot of jobs like high level jobs we're. Not Talking about jobs here. But I'M GONNA use it as an example if you WANNA get a high level job at a high level position, a lot of those positions require that you have experience, but the only way to get experience is to get those positions. So it's almost like they want the cart before the Horse and so in your coaching business, a lot of you guys. Feel like you're not qualified enough. You're not certified enough that you don't have enough experienced but the only way that you get more experience is by getting more clients like you have to get clients in order to get experienced that's the way the system works. That's the way that framework works. That's how you test your knowledge and you get feedback and I actually believe you'll get. A significant amount more feedback by creating base-level knowledge and then testing out that base level knowledge on the clients that you have being able to take them to the next step in their finish Ernie. So that's number one is understanding that you're never actually going to be fucking ready ever. There's never going to be a point in time where you're one hundred percent ready. This is the. Funny. Part you could go to school for seven fucking years getting nutrition like diploma and you could still feel like you're fraud. You can still feel like you're not ready. You could still feel like you're not qualified. So it has nothing to do with your certifications, your back on, and that has absolutely nothing to do with your ability to help a client transform life. So the. First thing is understanding that you don't have to be great to start, but you have to start to be great you need to start somewhere. Now let's come back to this feeling of like okay I, don't. WanNa be exposed as a fraud because let's do this for a second. Okay. Most of you all night coaches when you're talking about building an online fitness business, are you're? Going to get to ten came on I, want to get five month and you're focusing on all these income goals right and because you're focusing on all these income goals because you're focusing on all of these things where you're like I, WanNa make more money you forget that what you're actually doing you're actually helping people that's the goal one of my clients, her name's amy she's A fucking legend came on a hot seat with me and amy's between thirty five to fifty thousand dollars per month. She came seat with me and I asked him like what's one of the number one secrets to your coaching business? This is what she said. She said care more about the people you do the money. So you're afraid of being exposed as a fraud you have to. Understand that you don't have to be great to start to start to be great. So you have to get a couple clients and once you get a couple of clients you need to understand if you want business to actually explode and you want to get to five, ten, fifteen, thousand dollars, then you need to care more about the people than you do the money. So when You do get those two, three, four clients instead of thinking like, Oh, I need to sign ten more to get gets my tuncay goal no you need to focus all of your energy, all of your intention and all of your effort on those two three or four clients, and you need to deliver them the fuck service. It's going to change their life forever. That's what you need. To do you're so afraid of being exposed as a fraud that you spend all this time thinking about all these different things instead of just focusing on the people that are in your program, you want to know how to be a good coach fucking attention period end of story attention pay attention to your fucking clients. It sounds so simple but so many of us don't do. It. The only attention you pay to your clients is when you send them a check in for him once a week and when they don't respond to their check, inform your like oops your fault. No, it's not there. It's your fucking fog. You didn't hold them accountable. You don't have a system to hold them accountable. You're not sending them a message when they hit record low lowlands. On their trainer is you don't even message them when they hit their workouts message when they don't hit the workouts, you're not holding them accountable and so you're not fucking paying attention and so because you're not paying attention, your clients aren't getting results and because your clients aren't getting results, you feel like you're afraid but the reason you feel like you're Friday's because you're not paying. Attention to your clients and so you have to start and you have to actually get a couple clients and then when you get a couple of clients, you have to focus on those clients and get those clients amazing results with the knowledge that you have because what's going to happen your clients are GonNa progress on when your clients progress, it's going to reaffirm to you that. You actually do know what the fuck you're talking about, which is going to give you a lot more confidence to put yourself out there and get a couple more clients. Now, you bring a couple more clients and you focus on those clients you like you guys are my babies I'm going to help transform your life you get the results. What happens now you've got five six. Clients, those clients fucking crushing it because you're paying attention, they start referring you friends. Now instead of being exposed fried, all these people are talking about how great of a coach you're because you're paying attention to your clients you care about your clients that was the secret like I was afraid of being exposed as a fraud, and so I just focus so much energy on my clients. And I did everything in my power to completely transform their life from a place feared at first I'm like if I don't do this, they're gonna expose me and then when I realized I'm like, Oh, I'm actually like this is a really good way to operate my business is just a focus on these people. So intensely that they get so much value that they just keep. Referring friends and that's how my business grew and so starting out like I didn't have all of the on paper certifications that a lot of these people had in my area like a lot of these other people in my area when I first started my coaching business were bodybuilding world champions or three times national champion Bodybuilders, and I'm competing against these people on paper they have A. Lot more shit than I do but like in here I just cared a lot more I care more about the people than I did the money and as a result money started coming people started coming to me people started asking me questions people started referring clients to me people started tuning into my livestream because they could tell that I actually cared this fear being exposed never. Really goes away. You just learn how to work through it. You need to understand that's a part of the process, and so you have to fuck and start. You have to put yourself out there. You have to get a couple of clients in order to test your knowledge, and then once you get a couple clients literally to focus all of your energy and intention and effort on. Those clients to make sure that get amazing results and the third thing that I'm GonNa. Give you guys in order to really get over this fear being exposed and to step into the coach that you're supposed to be as this right this fucking down I talked about this in my queue this week never stop learning never stop learning ever never stop learning again I'm GONNA use. Amy Webb. As a reference, we just did a hot seat in my mastermind and Amy Webb. She stepped on stage. I think it's been seven eight nine times I duNno. If it's dozens but at least seven, eight, nine times she's placed top three at nationals super smart wrote always has a coach fitness coach because she's always trying to hire somebody smarter than her so that she. Can learn more information to give to her clients Amy Webb also has a business coach. She hired me I can give her my knowledge and I can download my knowledge, my brain's into her on how to serve clients better so that she can serve our clients better and she can get her clients better results never stop learning if you WANNA excel if you want to grow. If you WANNA progress you want to get over his fear of being exposed as a fraud like commit yourself to never ending growth because if you just commit yourself to never ending growth and you just get better every single fucking day eventually, you're going to look at your life and you'll be like, oh, I have thirty clients and I'm making ten thousand dollars a month and I. Didn't even realize how fast it happened. Because you started you fucking got you should together and you just figured out that you're never going to be ready. You started you got a couple of clients you help them transform life you're learning from different sources. You maybe got a metro for fitness. You've got a mentor for business, and so people are downloading their knowledge to you they're. Giving, you their brains, which you can then pass onto your clients. That's how you grow. I counted myself out or I never said to myself that I wasn't going to make it because it wasn't qualified or certified enough. In fact, I use that to my advantage I'm like because I'm not qualified enough I'm to learn more than all these mother truckers because I feel like I don't. Have the right certifications I'm GonNa make sure that every single one of my clients that comes into my program feels my fucking energy and that's how you do it and then I never stop learning like I always have a mentor guys I've been working out for like almost like fourteen years now I still higher fitness coaches still my current fitness coaches are amy and Brett because. They are very smart shameless plug I still have a mentor business coaching same thing I still have mentors at teach me you guys view me as a mentor and I'm super grateful I am also always learning so that I can have knowledge to translate to you guys. That's it. That's the secret. So understanding that like this fear being exposed never goes away ever and I think that. The more that I progress in business. The more that I realized that like I am the real fucking deal like it took me a while to actually look at myself in the mirror and say like you got this like your fucking doing it like after getting seventy six students at ten thousand dollars a month now I'm finally like, oh Maybe I don't feel a anymore and no matter how many students I got results no matter how many people I was able to just completely transform their business on some level I always felt like like maybe somebody who's just gonNA come into like knock on my door and just be like you're a fraud into my face like I almost had that feeling like my neighbors gonNA come it'd be like you're fraud. I know right. I always had this like deep. Seated fear but now it's almost like after years of working on myself, start him for is ready making sure my clients are getting fucking awesome results and then always learning like finally I can look myself in the mirror and say like you're like I. Know you're the Shit and it took me a long time to get there like a long time to get there. But understand right now if you're a fitness coach and you're feeling like you're about to get. Exposed as a fraud start right fucking now with what you have the knowledge that you have and translate it and download it into another human being give people value. That's number one number two when you give people value when you actually start downloading all your brains on a social media through live streams, posts, stories, linked Tiktok, whatever platform you choose to use. There's going to be some people that reach out to you want to pay you money for your. Service. When they do literally completely transform their life, do everything in your power to completely transform their life give them everything. You have you get one hundred percent on your social media give five thousand percent to your clients, find another level and give it to those clients that they transform your life and number three. This is the third and most important part is never stop learning. If you don't have a mental right now you're losing and I'm not saying you need to. Hire me it doesn't matter. But if you're the smartest person in the conversation, you're in the wrong conversation, you need to get into conversations with people that challenge you get into conversations with people that will like question you get into conversations with people that will challenge you and cause you to think differently so that you don't stay locked into the same perspective you need to grow you need to evolve you need to change, and those are my three ways that. I believe are going to help you get over this fear of people coming on your doorstep and knocking and calling you fraud. All right. So that is that is all. Thank you so much for tuning in. This is the change lives make money on ensuring a podcast number one show for on fitness coaches who are trying to grow successful business. I'm going to take a minute here and say thank you because I just checked a podcast downloads and we're already. Ten thousand downloads for the month, which means ten thousand separate times. One of you guys has downloaded an episode and has put it on your phone to listen to for the day. So that's fucking lit. I'm super grateful for that to be ten thousand downloads halfway through the month. This is GONNA be my birthday month and we're going to break another record, which is just like a blows my mind it blows my mind to see the growth of the podcast. So. Thank you for tuning in. Thank you for your ears and thank you for tuning into this podcast I. Appreciate you. That's it. That's all see guys in the next episode and I'll talk to you soon who's on fitness coach thank you so much for tuning in. This is the number one podcast from finished coaches. If you're giving value to the podcast and you want them were closely with me and my team to scale your fitness business, learn how to go. But. I want you to do is go to my instagram happy mark fit and DMZ with awards ten K. Academy our mission is to make elite business coaching affordable for every single personal trainer on the market, and we want to give you the tools, strategies and tactics that our best clients are using to thrive right now in the training landscape. So go to my instagram ashby mark fit and with words ten K. Academy Immune, you can have a chat on whether or not I can help us deal your business online.

fraud fitness coach Amy Webb Alexashka Brian Morgan Vegas Alex Brian Mark instagram Ernie K. Academy Immune K. Academy Tiktok Brett seven years ten K fifty thousand dollars ten thousand dollars one hundred percent
Making Your MLM Side Business Your Full Time Job (Hour 1)

The Dave Ramsey Show

40:30 min | 2 years ago

Making Your MLM Side Business Your Full Time Job (Hour 1)

"Live from the headquarters of Ramsey solutions. It's the Dave Ramsey show. Where dad is dumb cash is king and paid off home mortgage has taken the place of the BMW as the status symbol of choice. I'm Dave Ramsey your host. This is your show your show because we talk to you every day. It's a free call and some say the advices worth what you pay for the phone number is triple eight eight to five five two two five that's triple eight eight to five five two two five. This is common sense. We teach you deep ideas like living on less than you make. Concept. Congress can't grasp getting out of debt. We don't have any payments. If a lot of peace in your life in what else you have money. Because otherwise, you're sending it all of the stupid Bank. You save money for emergencies. I you need to grandma's rainy day fund because it is going to rain grandma knew that. You need to save an invest for your kids college in your retirement, and you need to just plano, build wealth. You need to be outrageously generous. For those of us that are evangelical Christians, the baseline starting point of that is your ties that your local church. Beyond that, though, you catch somebody parking your car, and you give them a nice tip. Pulled up the other day in front of a nice restaurant. And this guy. Freaking hundred thousand dollar Range Rover gives guy five dollars park, his car, you there's just something wrong with that transaction in my. Here's the keys to my hundred thousand dollar vehicle, and here's five dollars to say. Thank you. I just don't under-. I mean, I drive a nice car. So I am twenty dollars. You know, what we're thing is car sitting right there when I come out. It's the most amazing thing. Yeah. And you know, but those guys are out there in the heat and the cold, the rain those gals. I mean, they're running up and down. And I'm not run up and down. It's got them there. Somebody waiting your table. Holland's? Vincent. You carried one hundred pounds where the dirty dishes on trae over your head. I'll give you back ache about doing at all day. Leave somebody a tip. That's giving by the way in case. You didn't know they earn all shut up you tightwad. And you wonder why you're broke 'cause you're tight. Be outrageously generous. It's a sign of people who are winning with money generous, people are highly attractive people. Everybody wants to be around not because they want their money. But just because they're people that smile. Noticed that selfish people never smile, they look like they were weaned on a pickle. Outrageous, generosity and gratitude. Contentment staying out of debt living on less than you make saving money for emergencies. And to change your family tree. These are the hallmarks of people who win with money. They're the ones that are on a plan. The dreaded B word budget. If you worked for a company called you incorporated in your job was to manage money for you Inc. And you manage money for you. Incorporate the way you manage money for you. Now, would you fire you? The answer is yes, please. Don't pray and ask God for more money. Because you just self confessed that you're incompetent. If you would fire you while you think your heavenly father is going to do he's gonna look at you and go you or not ready? My son my daughter, you are a fool I'm gonna give you money. Make you a big fool because when you get money, you're getting more to be more of what you already are. Have you noticed that if you're mean, and you get money or really mean those people I met him? You meet somebody who's a big giver there. They love their generous or compassionate people that got big heart. They get money. You know, what happens they become philanthropist? They give looking for opportunities to give they found the secret of money. Those people did they understand how it really works. You get to be more of what you are. As you get money. So you probably need to decide what you are in the process, but be managing the money. Well, be diligent the diligent prosper. Read the parable the talents. Those that are faithful with the little things will be given more to manage. Ever heard that. Yeah. You've heard that your whole life. Most of you, then be faithful with the little things. Faithful with what you got. When you're Schlopy with your four dollars. Don't think you're going to get eight dollars. This is not a hard formula. This is the stuff we talk about around here every day, and we have for twenty five plus years, and it's helped millions of people because common sense is now so uncommon that it is now marketable. And we make a pretty good living selling it. I'll just tell you. But we're here to help. What we do. We're going to answer your questions walk with you encourage you. We're gonna tell you the truth when something stupid, we're gonna tell you it's stupid when it's weird. We're gonna tell you. It's weird. If you're acting crazy, we're gonna tell you, even I was crazy people. Nobody ever tells them they're crazy. It's a refreshing thing when it occurs. So we had a guy stop in the lobby one day. He was just loopy. I mean, he just really mentally ill. It was really sad. But he was doing all kinds of stuff you're telling everybody he was Jesus and he had to is in the center of his head and everything else. Like don't tell people that. That's just crazy. He said, it is kinda crazy. Isn't it? I said, yeah. It's crazy people that nobody says that crazy people do that tell them we love you here. We're going to help you. We want to help you be better get better. If you if you're already excellent, we want you to be even better, we wanna take you to a better place. It's what we do here. So we're glad you're listening. We're glad you're hanging out with us. But here's the thing normal in America is broke. Seventy eight percent of Americans have too much month left at the end of the money. I spend every thing they make. And then some every month that's eight out of ten houses on your street or broke. Ever drive down a middle class street, and I got upper class cars in the driveway. Tells you there's a problem you can just count the payments is what you're doing. Drive down upper-class street and notice the middle class cars in the driveway. House with a billionaire the day. That's a thousand million. That's a lot. Traveling to twenty year old Mercedes it looked like crap. Like, do you need to get a car? Really? You've got a billion dollars. This is freaking pitiful. I like my car. Don't give me a hard time. Give me peer pressure. Your daveramsey. Dude, you got a billion dollars get you a car this awful, you know. You know, one of the ways he got a billion dollars in care. What you think? In care. What there by the way? He's not going back gore. But. Here notice it middle class people have cars, and they wonder why the broke up or class people have lower class cars. They know why they're not. Middle-class anymore. Interesting. We're here to help. You you jump in. We'll talk open phones at triple eight eight to five five two two five. This is the Dave Ramsey show. Christians have an affordable incredible way to meet their overwhelming healthcare costs. It's Christian healthcare ministries, original health cost sharing ministry. A Better Business Bureau accredited organization C H members share to pay each other's medical bills. It's not insurance. It's Christians financially and spiritually supporting each other. It's what has done for over thirty five years. Learn more at C H ministries dot org. That's H ministries dot org. Christian healthcare ministries is a proud sponsor of Dave Ramsey live events. Thanks for joining us, America. Mark is in Baltimore. Maryland, mark. How are you? Only trap pushing the button again there we go. Hey, mark. How are you? Better than I deserve. What's up? Well, the reason I'm calling today is to talk about bankruptcy. So my wife, and I combined we have about a hundred thirty four thousand dollars in that. A hundred thousand is student loans, and the balance would be credit card that we recently met what else visor, and they suggested that we filed for bankruptcy because it would take us a long time. The pay off that debt they suggested that saying that it would be better for us to just thought flash. And I just wanted to second opinion. What is your household income? Combined. It's about eighty five. Okay. Do you have any car debt? No. We don't our cars are paid off. Okay. What are your car's worth? I'd say about twenty thousand combined, okay, right? Well, here's the facts that the quote unquote, financial advisor didn't know. Apparently, or he wouldn't have given you stupid, bud advice. Student loans are not bankrupt -able. We did talk about that. During the conversations they'd never go away. But he was just thinking in terms of the amount of credit card that we have five. This moron suggested you're bankrupt with thirty four thousand dollars worth of credit card debt with a household income of eighty five thousand that's absurd. That's what I was thinking. That's absurd because one hundred thousand dollars a student loan doesn't change anything because it's it's going to be there, regardless. It's not bankrupt -able, so we're dealing with. You're gonna file bankruptcy on thirty four thousand dollars making eighty five. No, you should pay it off in one year. In a year. Yeah. One year live on fifty pay it off in one year. Take six extra jobs, sell so much stuff. You can't breathe no eating out. No vacations, and you're one hundred percent debt free and one year. What are your car's worth? Cosworth twenty. Okay. Each. Hers newer model older. So working on hers hers is worth what about thirteen thousand mine is about seven. Can you can do what you wanna do? If I woke up in your shoes, I have to tell you. I've worked with families that were in dire straits over the years that were forced into bankruptcy. You're not one of those. If you choose to file bankruptcy. It's just because you're dead gum. Lazy to address the situation. Let's even say you did it over two years. It's only seventeen five year. And you're debt free other than your student loans. I'm not talking about student loans will be gone in one year. I'm talking about the credit card debt, it'd be gone in one year. So how fast normal people that call the Dave Ramsey show that work our plan pay off one hundred and thirty four thousand dollars making eighty five about four years, probably. Yeah. That's the normal routine for people around here that would be student loans and everything, and you know, I would not move down in car initially out of your wife's car into a into six thousand dollar or five thousand dollar car initially. I might end up doing that. As we go along. We'll see how it goes. What do you do for a living, sir? Operations manager. Okay. And what does she do for a living? The passed. Okay. All right, cool. Does she ever do any outside speaking for money? No, she does Wetering's. But that's about it. Okay. Does she do speaking? I mean, this she speak on Sunday mornings. Yes. He does. Okay. All right. I wonder if you know, she might fill do some pulpit fill ins occasionally for somebody that was ill or on sabbatical or something in that congregation payer a little bit or maybe she works in Vangelis together reach and they pay her a little bit for speaking skills, or maybe dot dot dot, you do something. I don't know. I mean, if you had ten fifteen thousand dollars a year to this equation of income, and you guys tightened down your budget to nothing. I mean, nothing where you have no life because we're gonna clean this mess up. You know, you can clean up the whole thing in four years, maybe three but four for sure. And clear up those student loans really really really fast as a part of that equation. I'm sorry that credit card debt as part of that equation, really, really fast. But you gotta cut them up. You gotta quit using them. And you gotta stop living the way you've been living because it's not working agreed. Does that make sense? Yes. Yeah. The bible says that no discipline seems pleasant at the time. But it yields a harvest of righteousness. You guys make good money. So I know you're not stupid people. You're not dumb. You're not dumb. You just been doing some dumb things which makes you just like most of us. I did a lot of dumb things in my life, dude with money in particular tighened up teaching this because I got a PHD in b but. I don't know who it was that gave you this advise, but you need to stay away from them because they gave you really really bad advice. That's my opinion. I think you can not only can work through this. I think you should work through this. I think it'll be testimony to God's power in your life that you turn this around and that you attack it and attack it and attack it, and that you could start having the sense of self control the sense of discipline, and it will change your marriage on communication levels. It'll lower the stress when you're working the plan together in you can do anything. How old are you guys? She's twenty eight I just turned thirty two excellent. So when you're thirty six and she's thirty two you're debt free house. I feel. How you say no life Novi case in weeding out for short period of time. For short period of time you live like no one else. So that later you can live and give like no one else think about how how much money you would have. And how wealthy you could become and how generous you could be if you didn't have any payments right now. Oh my gosh. About the peace. That would be in your house, the stress it would be gone. It's worth it to pay a price to win. But there's a price to be paid a price to be. You got your hope, and you don't get out of a hole by jumping out. Usually you climb out scratch, and claw and pull and dirt under your fingernails. You know what I'm saying? You can do this man. I'll help you. I'll help you. I want you to go through our non weight class on how to handle money, and I'm going to pay for it. It's called financial peace university. You hold on. I'll have Kelly pick up, and we'll get you and your your wife signed up. I'll show you how to file bankruptcy. You are not bankrupt. Not even close. Thanks for the call open phones at triple eight eight to five five two two five you join us America. Where you're glad you are here. Robin follows me on Twitter at daveramsey which is wiser Dave a lump sum, pension and a rollover. Or monthly annuity checks. Well, a lump sum enrolling at directly to an IRA where there's no taxes in good growth stock mutual funds that will cause you to make more money monthly than the monthly nudity. Check would have been because it is based on a lower rate of return the mutual fund should perform it. And when you die with pension. The money's gone. It goes to pension heaven to your heirs. But when you roll up take that lump sum, and you're all it over and on IRA, and you die. Still there when you die goes to your heirs show. The you make a higher rate of return while you're live and they one hundred percent higher rate of return. Keep your money. Raise still there for your family. Always do a lump sum rollover gonna put it in good mutual funds on a direct transfer into a good IRA. So that with mutual fund. So they don't have any taxes. I get a lot of calls from listeners not knowing what to do with their time share the resort. They paid good money to never lives up to the expectations. They said well the only way to exit a timeshare safely legally and forever is with timeshare exit team timeshare exit team will get you out. It could be a long process, but there with you the whole way they'll get you out or they'll give you a full refund. Call eight four four nine nine nine exit and schedule a free consultation to find the right solution for you. That's eight four four nine nine nine exit or timeshare exit team dot com. Thank you for joining us, America. We're glad you're here. Edward was with us in Wilmington, North Carolina. I edward. How are you? I'm good welcome to the Dave Ramsey show. How can I help we my wife, and I are looking at downsizing to help clear up or income has gone down about forty percent in the last two years. Compensation at because of healthcare. My wife is a physician and compensation from insurance companies and whatnot has gone down considerably. And we we built our dream home and moved in about six and a half years ago, and it's wonderful place, but we are becoming house for because of the lack of income. So what was your household income before? And what is it? Now was about four eighty this year was about two seventy five. Okay. And most of that is her. Correct. I worked two part time jobs then and care for three children. Gotcha. And how much do you owe on your home about eight forty and what is the payment on that? Just like thirty nine ninety five. It's just short of four thousand a month. Can't you? Okay. Now, it's I'm close to water waste we. We'll have you flood insurance and taxes and whatnot to so our our monthly, you know, when you get factor and taxes insurance is considerably higher dacha. Okay. All right. And you have no other debt or is this it. No, we have about one hundred fifty which is a mostly credit cards and student loan. Okay. We've kind of accumulated those credit cards over the last few years of trying to figure out whether we were gonna. Compensations return to previous levels, and we just don't want to live longer in the house is probably worth about a million a half. So we're looking at getting a house back in town. We've actually found one that. If we purchase it it'll be on a fifteen year, and it'll be a little under twenty five percent of our take home. Okay. With what else looking at the amount of equity. We have in our current home. We can pay off every bit of that. We have except for what we will have on the new house, which and still be still be at that number. The fifteen percent number are the twenty five percent number of fifteen year. It'll be a little bit under actually. Okay. That's yeah. That clears the debt and everything, okay? Definitely doing that. And the that all sounds like it's very wise, especially to the extent that you feel like that this is permanent. This chained income is and there's nothing you can do to fix it. A change in direction with the way way she practices or what she does. Or you know, what what you know? Is there a whole new business model that she can go at our practice with the changes it, but even then if that worked and she got her income back up to a half a Megan you could buy another house. Exactly. That's what I told her. I said, you know, if we if we do this flip coach in the numbers, and we're going to be five to six thousand a month to the good at minimum. Yeah. We have a sixteen thirteen and ten year old. So we're looking at more cars to purchase more insurance for cars colleges coming up, but we we have about three cores million retirement savings. We have five twenty nights for all the kids that we've been funding since birth. You know, we have proper insurance. And we don't need to go crazy on kids, Kars here is the thing is I don't want you to move down. And. Relax, the pressure to figure out is there a way to get the income back up. I want you to down and keep the pressure on is their way to get the income back up just for the fun of it because you know. Sure to make it again, exactly. And the house removing into to me is not a step down to beautiful house. It's I mean, it's it's a house that everyone would love to live in. It's you know, I'm not going to be able to see the sun come up over the Atlantic every morning, but I can live without that. Yeah. And again, it doesn't have to be permanent. And it's not like, oh, it's a great house. So we're just going to relax. That's the thing. I don't want to do here. I don't want to just accept defeat. I don't mind moving down pulling back to get back behind the wall. But now we're gonna fight again. We're back behind the wall. You know, we can you know, we're not taking fire. We're not, you know, we got we're back undercover again. Okay. With retreat enough to get undercover in the battle. But we're not going to we're not going to surrender to that to that. We want to take that ground back again some day. But for today are for the next two years, or whatever it takes to turn it around. Absolutely. I'd make this move. Definitely make that move. It. All sounds. Very logical to me. Good question. All right, Derek's, whether in Phoenix, Arizona. Hi, derrick. Welcome to the Dave Ramsey show. Hey, Donna to talk you. Dave you too, sir. How can I help? Yeah. You told them money makeover book, just change your lives. I got it as a wedding gift, and it was the best wedding gift. We implemented it and paid off twenty three thousand dollars eight months and then been debt free sent. So it's been awesome. Good. By question to you. And I need your help with this. Because sometimes I feel like I'm controlled by fear and overthinking windy. You quit your day job, which is good to go fulltime entrepreneur the ad the full-time entrepreneur gig running. Yeah. My wife does she sells the clothing for that move, the ro and she's doing very good at it. And so I worked for a local government here in town mechanic, just trying to figure out when that time is to leave retirement, benefits and security view would leave the mechanic thing to sell women's clothing. Yes. Are you already involved in the business? Yes, she's been showing for year and a half. She's killing it. She she makes in one week what I make gross in a month as a mechanic. So I would be going full time helping her with invoicing shipping in the back office stuff while she sells all the dresses skirts. Okay. And what do you make? Make fifty thousand a year. You can't hire somebody cheaper and fifty two thousand dollars a year to work in the back office, ship and stuff. Would that be the best route to go is? Let's pretend. Okay, you walk away from fifty in order to do job. You could have hired somebody for twenty to do. That comes short. Well, she she grosses she's gross two hundred ten thousand so far this year care what she grosses. Okay. Unless you're going to add more to her business in savings. Okay. Or in revenue than what you are making now, then it's not making sense. Okay. 'cause grossing two hundred and ten is fine. As long as your expenses aren't three hundred ten. No. Yeah. She's got cost goods sold out of that. That's not profit. We're talking about there. Yeah. Net is one hundred thousand out of that she's gonna taxable income of a hundred K, and she needs somebody to do our shipping. She needs a lot of help. She's we're working fulltime jobs. We're working from ADM to ten eleven twelve. Sometimes. Okay. So the question then becomes what are you gonna add not can you quit? Okay. It's just a business perspective. Because the other thing the scare me here is if if this thing fads out on you, then you're both out of work. If you quit. Yes. If it flames out on you, if the fad asses on this particular clothing line five years from today, this thing still operating this level deal. Right. Well, we're not I guess you'd call it multi level more. It's a network marketing thing, you're recruiting people. No, that's that's the misnomer. That's the misconception of Lula row. I buy wholesale. I shall retail a discount tire store buys Michelin or Cooper tires. I you don't you don't recruit people. You can I thought so. Okay. So seriously own it. Own it. Now, I would hire somebody to do the shipping for twenty thousand first. And then when it gets so big, and you're making so much money. That that you can't see that you're playing the money, and you wanna quit then that's fine. But right now, I think he's caught up in the height. This is that Ramsey show. Joining us America. Grant is in Phoenix, Arizona. Hi grant. How are you? The drain day. How're you doing just the same, sir? How can I help? Then I got a little thousand dollars set aside, we've been paying down our bills, but I have a rare type of kidney stone that I create about every three months, so. Medical bills keep going up in my that keep going down, and I'm kinda treading water. Not getting anywhere. Wow. Okay. So the first thing I want to know having had a couple of kidney stones, and I am a serious worst. When it comes to pain is what are they gonna do to stop this. This is not okay. Yeah. We're we're trying everything we can there's a there's a experimental medication that we can try, but the type that I have I just keep creating them where you know. I'm not doing this for forty years. So this is not okay, right. I agree. I'm I'm believe me. I'm doing everything I can to get him to stop. I've lost forty two pounds. I'm I'm I'm trying everything I'm talking to all the doctors trying to get it to stop. Wow. It's called disease called sister. Something that never heard of it. The pain is unbelievable. How much are you still over white then is associated with obesity? Well, it's not. But the only so didn't have I had him in high school. And then I didn't have him for nineteen years. And the only thing that happened after nineteen years gave wait. That's when I started again. So I'm I'm trying that open up that might be it. Yeah. So what are you white now? So I weigh about two sixty now. Okay. And you lost forty pounds. You said for about forty three pounds, and I'm still going. I'm still doing strong on that. Okay. Okay. Goodness. Good for you. Well, yeah. I mean with that kind of pain though, you can learn to do a lot of different things out. So I, you know, 'cause I'm not only mildly curious about this in terms of bless, your heart the pain you've got. But the truth is is that the financial troubles are going to continue as long as you continue having a ten thousand dollar Bill every three months, right? Exactly. And I soon you've got health insurance. I do. So when you have a kidney stone event, what is your out of pocket cost between two and six thousand dollars? Yeah. Okay. And what is your household income about sixty sixty five I think. Yeah. And so if you budget twelve thousand a year for medical. On out of that. It does make it hard to get some traction. Right. Well, especially with our credit card debt that we're that. We we we paid off twenty five thousand but we still have about thirty left. So we're we're making headway, but you know, the hospital bills are going up at the same time. Yeah. I would just give you permission to let's win this medical battle and not expect huge. Headway until you do. Yeah. 'cause you take sixty thousand miles twelve thousand you don't. And then by the way, you want to eat out of that too. You're not gonna make mega mega headway on this debt until you solve this medical problem. But if you can stay even not going the whole or and or make some progress while you solve this bigger issue. Then as soon as that's gone. You know, you're going to be a new man in so many ways, right? So I mean, I just cannot see this being something that you go. Oh twice a year. I have a kidney stone for the next forty years. I just that just does not that's not a tenable scenario to me. So I think something is figured out here along the way in the process. I just can't maybe there are people that do that. I don't know. I've never heard of that. But that doesn't mean it doesn't exist. I'm not a medical professional by any stretch. So, but let's say it takes two years to solve this. And you know, that's twenty four thousand dollars out of pocket. That's coming up. You know? Well, that's just going to be. That's what you're fighting. You know, you just got this thing you're fighting in. And it's going to slow down your progress. It's not gonna keep you from making progress, but it's gonna slow it down. And just give yourself permission to do that. And let's let's win the battle that you're fighting. And that's the battle for your health to get your health back. Bless you, sir. Wow. Ouch. Brooke is with us in Tampa, Florida. Hi, brooke. How are you? Would ask how you say party? No, the answer that. I was actually calling. I was wondering I remember you mentioned, you know, you worked a lot this school, and I had questions more. So on the time management aspect of it. I'm twenty four and a little bit of student loans that are do. But I've now that I turned twenty and getting like a lot more in grant said probably don't, you know, even have to look at them again until I have to pay him. Her be really, adding anything to it. To work as much as possible. But I know. Yeah. But do you have any advice your time measure like trying to to twenty four trying to get like some of the were also this law, and I let your management have learned to which makes everything a little longer. I'm at school sides. Well, the first thing you do is you budget, obviously, your time for for your classes. And then you budget your time for your study around your classes, and and then you budget work social comes after that. Most people if they throw a brick through their television. They find about thirty hours a week. And that's pretty amazing right there. I mean, people ask me how I read so many books year. I'd still watch a lotta TV anymore. And I'm not mad about television. I don't think the devils in there. Although he probably having a pretty good time there. But it's not like it's something like that. It's not a spiritual thing. It's just a matter of what do I want to spend my time on that gives me my best life. It's been my time on grandbabies children wife me work reading these are digging a long time before I spend my time. So just being intentional with your time. You'll be amazed. How much time? I mean, you know, how many how you'd be amazed. How many people spend two hours a day on Facebook? You talk about a colossal freaking waste of time. There's one. So if you just stayed off social media completely are virtually complete almost completely, and you turned off your television. You can make a pretty good living with that time. The second thing I would do other than that is other than getting away from time wasters and budgeting my time is your best income production things at your age while in school when you need to control your time. Are typically some kind of self-employed or straight commission slash self employed idea. At twenty four years old, you can make more money nannying and babysitting. You make fifteen twenty bucks an hour doing that. You can make more money cleaning people's houses, you can make twenty five or thirty dollars an hour doing that. And neither one of these things require extremes levels of skill. I mean, yes, you obviously need to know something about children, and it would be good. If you had CPR at the Y, you take in the class and got certified and so on right? But and, you know, those those sorts of things, but you can make really good money and control your time or book the times that you're willing to do those things around your classroom time doing that. So do away with the timewasters intentionally budget, your time and look for self employed, and or straight commission ideas, where when you work, you get paid very, well, and you control when you work. And work a lot. I was selling real estate in college. Now, that's very unusual college activity, but I grew up in a real estate household mom and dad owned a company when I was growing up. So I got my real estate license three weeks after I turned eighteen years old, and I worked forty to sixty hours a week selling real estate, but that means I work every weekend. But that's one a lot of real estate people. Do they work Saturdays and Sundays showing houses, they work in the evening show and and evening Saturdays and Sundays aren't usually when you do college. So it worked out pretty good. That's the kind of stuff. I did. So hi, Matt. Thank you for calling. Appreciate you joining this is the Dave Ramsey show. Hey, it's Blake chief production officer for the show. Here's a little tip for two thousand eighteen go. Download our revamp. Dave Ramsey show app. From the app store, always listening to your feedback in adding new features to make it even better check it out. Money isn't the only thing we talk about around hair. Get life-changing advice on your career from my good friend and career expert in Kalman all Ken Coleman show. Seventy percent of Americans are going to work every Monday, and they don't want to be there. But for a myriad of reasons, they feel they have to be there that is our crusade. Subscribe to the Ken Coleman show wherever you listen to podcasts. Hey, it's James producer of the Dave Ramsey show. This episode is over but check the episode notes for links to products and services you've heard about during this episode. Thanks for listening.

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How Storage Boxes Can Help Solve Your Biggest Money Worry With Joseph Woodbury

Millennial Money

38:03 min | 1 year ago

How Storage Boxes Can Help Solve Your Biggest Money Worry With Joseph Woodbury

"I got a question for you. What is your biggest money worry. Is it not having enough money to pay off your student loan or maybe you're in a mortgage. That's way over over your head right now or maybe you're just trying to figure out how to quit your job and be a stay at home. Parent sure you can win the lotto. What about something as simple as earning being passive income from the extra space you have in your home right now. The millennia money with shauna condon's gain it will expand your brain. Gotta shuffle of skincare products which you don't use or that. Just don't work for for you. Stop wasting your money. Instead start thinking about your skin holistically and how your entire lifestyle affects your face skin sees diagnostic will walk you through important lifestyle factors. You may not even realize that are affecting your skin and provide you with a recommendation of what your skin truly elite needs. What i love about skin say is that they tell you the main focus areas affecting your skin and they provide expert tips on how to improve them for example elephant dry dry climate with one of the nation's worst air quality so i needed a lecture t._l._c. when it came to my skin care i've received so many compliments since i've been using skin say and my skin loves all the moisture visit skin say dot com slash my money for free diagnostic plus. You get twenty percents off your first order with my code in my money s. k. i. n. s. e. dot com slash. My money promo code my money. This podcast episode totally fascinates me. Joseph woodbury is the c._e._o. And co founder of a company called neighbor dot com and literally blew my mind while we were recording this episode sewed. His company has a seemingly basic concept. You ran out the extra space in your home to people who need affordable and local storage space space and you earn passing government. Everybody's happy but the bigger picture here. That's what is really intriguing to me is that companies like neighbor are not only providing a much needed service but they're also helping you solve your biggest money. Worry what if we were just just a few storage boxes away from paying off your student loans or funding your emergency fund or reaching whatever money dream you have right now to me. That's i got so exciting. Let's jump in and see what neighbor is all about so joseph. I i am so excited to have you. Join us on the podcast today. Thank you so much for being here. Yeah thanks so much for having us on. We love it. I know something that you're passionate about which is of course something i'm passionate about as well as the financial burden of home ownership with the average mortgage debt somewhere around two hundred hundred thousand dollars. That's a lot of money for a lot of people. How do you think this burden of home. Ownership is impacting people on their financial official journey. Are you seeing this really hold people back. Oh absolutely and and it's interesting. I think we kind of have a unique nick perspective where we sit in the market in that. We've really seen two different ways that this affordable housing crisis is affecting americans americans and i think most you know news media organizations that are covering this have only really seen young the mortgage problem the fact doc. There's you know you just really can't afford to buy a home anymore but there's kind of an interesting dynamic going on in that. It's it's causing people to respond in two different ways. <hes> i is the one you hear the most about and that is that people you know they they they have you know their family. They have a certain amount of straw. They need a home to to fit all of that and so what they do is they. They go find someone willing to give him a mortgage and then they're saddled to this mortgage in a home they can't afford for the next thirty years right yep and and they may have you know the states they need but then there's there's this huge subset of the population that often gets ignored that is responding to this <hes> affordable housing crisis in saying you know i just can't do it. I'm not gonna. I'm not gonna get you get a home. That's you know that i can't afford and so what they do is they end up getting a home or an apartment. That's too small for their home home for their family or and their belongings and more and more you're seeing people subsidized that reality with storage units. It's it's cheaper square foot to go to these expensive storage facilities and pay four hundred bucks a month for storage unit and that's what they do do <hes> and so they would prefer to have all these belongings in their house with them but instead you know they buy a smaller house in envy's things in twenty minutes across town in a storage facility. I actually liked that reality. I mean not so much. I had a storage facility for quite some time and it was. It was very expensive but i like that. People are pushing back a little bit on so maybe this idea india of buying and <hes> you know super expensive home and then not being able to afford the things i like to do in life like maybe that's not really the american dream. I think it's it's it's great to see that people are at least shaking a pause to really think about does that make sense for me for my family excetera. Yeah it is because the terrible thing about this is that people are being forced to make that choice exactly exactly yes between giving up things that they value <hes> and financial responsibility but you know i i do think we're seeing a movement towards more financial responsibility in in the country. Where the balare are you know. Maybe it's because of the technology analogy that enabled us to have insights into our finances and really keep track of them. <hes> things like men and other things that people are saying <hes> you know i just can't afford things frei yeah exactly and then of course the whole <hes> evolution revolution whatever you want to call it of the gig economy where people are able now to make money doing so many different things and whether it's a fulltime job or it's just to subsidize housing costs are living costs or whatever it may be. I think it's a really interesting exciting in time yeah. What do you think why do you think this trend. I guess i should say has evolved into you. Do see this continuing on like just getting more and more robust. I certainly you mentioned the gator konami. The gig economy has been interesting because on the one hand. It's provided this this phenomenal access to you know non traditional career income i ask you you can you know i could start tomorrow driving for uber and be earning a good amount of money on that and i could rent ends at my home on airbnb the thing though that we haven't necessarily figured out yet and i think people are starting to reckon with is that many of he's gig economy solutions do take time that you know it takes time to drive around and uber and that's time that you're not spent working being at a primary job or or you know it's time not spent doing something else same thing if you're if you drive her door dash or or our <hes> deliver for post mates and then solutions like airbnb are phenomenal also but there's only so so many people that have access that there be solution because you really giving up living space and you know in an affordable housing crisis says who has access living space only people that are in a comfortable housing situation. You have the luxury to be able to rent out living space without really feeling the effects themselves and it requires a lot of maintenance right. If it's a high revolving salving thing you have a customer com they stay a couple nights in your airbnb and then you know two days later you gotta go find another customer in its constant customer acquisition addition and then cleaning up after them so i think we're the gig economy has like overall a huge huge net positive the economy enemy it's provided flexibility and freed people from the traditional says them but we're still looking for the perfect solution yeah. I think that's like a really good point that we don't think about. I mean even driving uber or list. I mean i i live in los angeles so the thought of driving for like four or five plus hours a day and traffic just for me it would make me go like completely insane and then the idea of renting out a room in my house and having strangers in there all the time would just be for me a which is be something weird but besides that there's there's so many costs you right to go into a lot of these <hes> alternate ways of making money that i think on at the beginning it looks like a big shiny package and then as you dig into. It's like okay you know. Maybe it's not so great right. That leads me to really talk about the company. You started neighbor dot com which when i heard that you thought well this is really interesting. You know a peer to peer self storage company because it's kind of solving all of these different problems in one package like i said you know my husband and i had rented storage space a few years ago and it was really expensive. It was very inconvenient and there weren't many options for us so i'd love to hear a little bit about like. How did you come up with this idea so you know there's there's three co founders myself itself and two of my you know good good friends and my co-founder present actually had the exact same experience that i think you had he before neighbor he filled the large documentaries for big corporation and humanitarian or the flying down the south america to selma documentary for a a big humanitarian organization that helps farmers down there but since he was is gonna be gone for four months out of the country he needed the storage unit and started looking into the industry looking for a storage unit and you know everything thing was full. No one could take in and the people could were you know at thirty minute drive away and they cost hundreds of dollars a month and he was finally dislike this sucks. I'm not going to do this and bounded friend and stored in his garage and he left for the summer and came back and when he came back he was like wow that was such a better solution. It was a lot cheaper saved me a lot of money. I felt a lot safer because it was in a neighborhood that i knew it was comfortable with. It wasn't one of these industrially zoned storage facilities that gets broken in like one in five truly really yeah gets broken into really one in five of because they're honeypots ride <unk> security bad areas of town as crazy roese because i i mean i would think that the selling feature of a storage facility is better security but that <unk> is blowing my mind it is and and you know there are facilities like to be fair to the facility arkansas. Do a great job on security. Have all the security cameras earns you want but it's just not the industry norm. There's so much more demand in the industry. There is supply that basically siklie anyone can throw up of the silly. It's full tomorrow. I think the united states the average occupancy and storage facilities right now ninety three percent dan what how the industry's spending five billion dollars a year just trying to build more facilities and cheap with the demand in the u._s. right now and they just can't keep up. How is staggering yeah. It is it's s._o. You know pressing pressed my co-founder. He he just had the thought like will what if there was a directory for a nice steak garages all over the country like what if everyone could do this and and save a lot of money on storage feel a lot safer about their stuff and so that's kind of where neighbor got started. Wow wow that's like. I think some of the best entrepreneurial ideas come from just something in your life where you're like. Hey this doesn't work like lemme. Try and find find a better solution. So how long do they take you guys from idea to actually getting this idea off the ground so we you know we decided to test it. We we put up a very basic landing page and we just wanted to see how much interest there was in doing this like our people even open to this and we were blown away like in the two months after we put that landing page <hes> <hes> we were getting so many requests to list young garages and other space in people's homes and to rent from them that we couldn't keep up because we were actually at the very start we were calling everyone. If we didn't have stone we just called people and said hey you know david down the street st from you would like to store his car in your garage hal. Let's set up a day for you guys to to meet and do the transaction transaction. How much do you want to charge state and we would actually run the transactions through ben mo- <hes> before we had a peanut processing thing system so it was clear that people wanted this solution <hes> and we were just filling a need and so very quickly after we realize that we're talking a couple months. After we launched the landing page we built out a super robust site that uses secure payment processor allows people to securely talk to each other over our platform and and create the storage agreements of our platform and it just kinda taken off from there. We've been doing this for two years and we already have users in almost every state. Wow that's unbelievable so walk me through like how does it. How does it work. If i want to rent out my space or how does does it work if i'm looking for space so you know really it gets at the heart of this supportable housing crisis that you know we talked about at the beginning and there there are people that are you know paying mortgage that <hes> maybe as a little burdensome concern for them but they have space. They have access space. They have a they may not have living space that they can rent out on airbnb and they do have unused spaces. Jason can be anything from like garage to an addict to a basement. We've even had people put up a closet on why not right right and then there's this other group of people who you know. Their home is too small for them. They're looking for a place to store their items and they want a place to store and we basically connect those two groups of people together to solve each other's needs so the renters they get storage for about half the cost of traditional self storage facility. Which is you know saves you about two thousand dollars a year on the average storage facility. That's a significant amount of money for sure. It is a we we remember when all the news hit about the trump up tax cuts rights and everyone was excited because all of these companies were giving out you know thousand dollar bonuses to all their employees. He's and we were like if you switched from your storage unit to neighbor you. Save twice that much every year for the rest of your life. 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You're probably thinking sharma. That's great but should i care. I think yes you should care because a learning what some of these things mean to your own money just makes you more educated overall and if nothing else you can whip out some fun. Stats your next dinner party and leave your guests asking hey tell me more. Where did you learn about that. What do you know about that so again. You're probably thinking great but i wanna know more for. Why does the fed actually cut rates while it's pretty simple. It's really just to stimulate borrowing so you and me we go out and we buy more stuff. We get more credit cards. We buy or refinance a house. We basically are just encouraged to spend more money. Which sounds a bit fishy that were we're encouraged. Go out and spend more money getting more debt. Whatever it may be but whether you realize it or not all of your adult life has been orchestrated a lot by what the fed does. The connie is good great. You go out you spend more cash. It's not so good okay. Maybe you worry a little bit your 4._0._1._k. Balance wants. Maybe dips a little bit. You don't spend as much money. There's this ebb and flow this natural pattern that happens throughout the course of the years the monce the days and a lot of it is dictated by the interest rates that the fed actually sets and the that has said that it might cut rates a bunch more times over the next twelve months which is very. I don't wanna say ironic. I i use the word interesting because that is election time so around twelve months from now. We're gonna be talking about all sorts of topics related to elections elections but just a little interesting tidbit traditionally every election year. The stock market has become a little bit unpredictable so be interesting to see what happens happens next year but just to give you a little heads up that is definitely been the trend so it'll be fascinating nonetheless just to watch what what happens and while you won't feel a big difference in a quarter point cut. Maybe you'll see a buck kerr to less on your credit card minimum payment a couple of more bucks difference. If you have in home equity line of credit maybe three to four bucks a month. Difference is on a new car that you might purchase a few bucks saving on your student loans that aren't fixed most significantly. You might see a difference on your home mortgage. If you've a variable interest rate again depending on your mortgage the bad news those high interest savings accounts that i tell you to get over and over and over again and you're going to see a little bit of an interest rate debt so when interest rates go lower that affects the good stuff like your savings interest rates in a a negative way <hes> the the bad stuff like credit cards and student loans some particular student loans. That's gonna help you a good way and maybe lower your payment by a few bucks so all in all i say hey we'll take a couple of bucks here and there and then we'll wait to see what happens over the next few months. Wait to see what maybe we need to reallocate when it comes to our money so the fed meets again in october and then in december so now you're in the know <hes> <music> that is that's your like neon sign a motto like because it's it's true like we tend to think of these like big things that are gonna make these big sweeping changes in our lives that sometimes of course fault so short but like it's. It's little things like this that you don't realize like there's a better way. There's more cost effective way to do this. That's right people don't realize allies at you know certain things. We know our subscriptions like we know. Our netflix is a subscription. We pay ten dollars a month to net flicks. It's and that starts to add up over time but i don't think most americans realize that if you have a storage unit that's your single largest obstruction payment. You're gonna pay three hundred. How many half subscription does that hundred a lot. It's a lot of movies. It is a a lot of movies and so those big ticket items. You can save some money there. It really adds up and it's even more meaningful. I think for our hosts hosts the savings are really nice renters but for our hosts you know we have hosts earning ten fifteen thousand dollars a year distracting out space in route now lay hey yeah they'll put up a lot next to their house. Melt park you know a few boats or vs or maybe they'll put up there but one one thing i think is really cool. <hes> we started in utah actually in salt lake city and a lot of people have basements in utah that are unfinished when when they buy the home the basement is you know yeah and they'll have this dream to finish their base net <hes> and put like a guest room down there or a you know playroom for their kids or they've all got some idea for their basement and we've had literally thousands of people tout these unfinished basements rent them out for storage and they'll store boxes down there someone else's boxes or or furniture items down there and they'll earn you know a few thousand dollars a year and and only takes them a few years before they have enough saved up from their neighbors. <hes> yeah actually paid finish out that basement sneaky. I like that. What would you say though to someone who might be like like red. Flag red flag like aren't there security issues like for for my stuff like how does that facilitated for the people who are harare renting the space. I think we consider that our number one job at nigger because really it's a transaction between two people not neighbor. <hes> you know we try to take money from the renter in pay the house. So what is our job in all this while our job is to make sure it's safe transaction so we do a number of things i both parties ladies have to agree to basically our storage agreement that outlines what you can and cannot do. It's legal agreement that they're bound into and it helps. Keep things say we also make all of our hosts i._d. Verify so young. These aren't just random people on the internet. We're collecting a government. I d them and making sure they're a legitimate profile and then we you know that's all great great and a lot of companies do that <hes> those basic steps that we just wanted to make this a no brainer transaction for people and so we thought how can we do that. Airbnb has got a one million dollar guarantee for their that rent on their platform and and so we actually extend we said you know let's let's <hes> do one better we extended two million guaranteed to all of our hosts that completely protects their property protects them from liability on the transaction. If someone is backing in a boat to their garage version they accidentally clicked the side of the garage and it causes some damage. That's covered up to two million dollars right so <music>. You're very safe and then on the renter sided things when you go to a storage facility. Your items are actually not covered word. Historisches saudi burns down or e labor. You're on the hook for that and most people don't know that you have to get your own third party. <music> renter's insurance policy for the storage in for the storage and the storage unit. I never knew that in the storage unit. Yes not only does it. Cost you like three hundred dollars a month to rent out the storage yet but then you gotta go pay another like fifteen dollars a month for arrangers pause. It's crazy <unk> and we like what if no one ever had to worry about that ever again. What if like we just didn't have to worry about that so to all of our renters enters. If you store your items on neighbor we just guarantee right up to twenty five thousand dollars so if anything happens to them if there's any sort of damage your hosts hosts home floods or whatever your items are covered and replaced up to twenty five thousand dollars so it's just about the safest platt storage orange platform in the nation that you could store on and that includes the traditional. Some storage is on yeah. I mean that some of the stuff like i've been just sort of blowing my mind. I'm glad you're sharing all this. I i'd love to hear also like you shared of course <hes> you know stories about people like finishing their their basements but have you tracked or seen other customers who have generated this passive income stream and that then has somehow changed changed their lives in one way or another yeah. There's probably the two most common things it's a good question and people will though it's something we didn't anticipate downing technology company that would send personal stories but we get emails and like text messages to our customer success line of people texting in really cool stories probably the two most common beans that we see our dr. This helps me pay off my mortgage so renting out space in my home helps pay a mortgage or this helps me pay pay off. My student debt rand. I think that's less reflective of you know our company and more reflective of the two things that people are you're most worried about. <hes> you know those are the things that are hanging over. People's heads right now are mortgages and stood that we had this this share one story. We had this girl <hes> message in just a few weeks ago and she just said. I'm just reading her message. I asked her. I could shared <unk>. She said hey. I have a cool story for you. Guys neighbor is helping me you to quit my job to be a stay at home mom by making the extra hundred dollars. I need to pay my monthly student. Loans bill is the last debt that my job audits covering and now we have some extra income to make quitting possible cool. Huh just thought that would make your day and that stuff. I mean it really does make our day like vessel. It makes it worth it to provide a service like this is when you get a message like that yeah because i mean it's like we started out the episode. It's not just that you've created this. This company that is solving this what is seeming like immediate problem but when you think of the ripple effect of what the extra income could do in somebody's lives and how that could really change their lives with finances of course being the biggest biggest pain point for most people. I think it's it's amazing that you could create this entity but then you know the problem that it could actually actually solve is like so much bigger than you can even imagine it is in n. I love what she says because i think it gets at the heart of kind of the other thing we talked about and that is for a lot of people like uber is not an option uber is a phenomenal income extreme if you can do that but like this this host of ours that message in her goal was was to not work <hes> to not be driving around in buber all day she had kids she wanted to stay home with the kids and buber can never enable her to do that because it does at the end of the day require work <hes> and i think what's so cool about neighbors at less people really tap into and leverage assets that they already have like everyone has a place to live. Everyone has space. Everyone has unused space of some sort and she just rented out a super small space in her home. It makes her that extra hundred dollars a month and she doesn't do any work for that. It's not like airbnb where you have to clean up for them every two days because when people store they come in and they they put down their boxes or they park their boat and you you don't see him for a year or two until you're done with this storage transaction. It's were of a long term. You know low touch passive experience right yeah. When we think of storage we think of like dirty spaces up to say that not to say that this stuff is being stored in dirty spaces but like you know i mean you go into your if you have a storage unit you go into your storage union. There's dust on the boxes his and it's just you know it's it's a different experience. You're right than you know airbnb or uber where you've got to keep your car clean and have freshmen freshman since it's just a different. It's a different experience. This has been absolutely fascinating just like totally blown my mind on so many different things i'd love for you. Just lastly you know what would you say to somebody who's listening. Who's just thinking like this is just too good to be true like. There's no way i could generate this type of passive income ord. There's no way i could feel safe about this. What would you tell that person well. I love the to use that phrase. That's actually kind of a company motto of ours it. We're always saying in our company. How how can we make this products too good to be true. We wanna do that was actually a big motivation between the guarantees that i talked about twenty five thousand dollars guarantee guarantee in our guarantee is we just wanted to make it too good to be true but you know for someone who's who's tepid about you know being able to make this kind of income whether it's through neighbor dot com or through some other <hes> resource i would just say start small like like if if you know we'll have people that they have a big home and they had six kids living in their home and they're all moved out now how have empty nesters and they're a little less familiar with the sharing economy a little more worried about it and we always tell <hes> you know. Don't rent out your whole house. You know rent out a small by by five space in your garage at see how you like it. See see how you like the renter's. I think you'll realize that people are super friendly. You build long lasting relationships and then you can grow your passive income from from there so that's i think i would say is just is just a dip. You're in the water and you'll find that the millions other people found in that is that people are really a genuinely kind to each other on these kinds of platforms. I i love it. Such great advice start small joseph again. This has been so fascinating where they can go to check out more about neighbor and sign up if they're interested yes. We try to make it easy with <hes> the u._r._l. It's just neighbor dot com and you can go on there takes about three minutes to list the space we get it rented out <hes> you can list space anywhere in the united states right now and then we also have mobile apps so whatever your preferred platform is your apple i._o._s. User disco searched neighbors storage on the app store or if you're an android user your neighbor storage on the play store and submit us feedback like i said our motto is too good to be true. There's anything that you find on our platform. That could be better that we could make too good to be true. Send us a message and we'll build it or builder's. Thanks so much. Check out this episode and a big. Thanks to our sponsors that make the show possible. Remember describe your favorite podcast players so you never missing episode but before you leave i want to empower you to embrace where you are today the good and the not so good and remember nothing lasts forever. Just keep taking small steps every day and remember how awesome you truly are yeah.

airbnb dot com united states fed co-founder Joseph woodbury shauna condon co founder konami arkansas los angeles south america netflix official nick frei
113AJ WilcoxHow Your Business Could Benefit from LinkedIn Ads

The Small Business Success Podcast

30:32 min | 4 months ago

113AJ WilcoxHow Your Business Could Benefit from LinkedIn Ads

"That's how I feel about donkey Kong same here with streetfighter fighters my jam while I think for all of our listeners. You'll never guess where we gone in conversation and we haven't even started yet started. Though with the discovery of a new planet is habitable. We've been all the way back into high school where we discovered that Aj Wilcox our guest today and do see our man behind the curtain. Who Does everything? actually went to high school together and now jealous. Crystal had a bit of a break down and now. We're ready I. Think I think. We've set the stage for today's podcast, which is going to be amazed. Mayhem in Lincoln. Lincoln ads who's with me. I got personal. I got to hang out a social media marketing world. Right before all the covert stuff hit so i. don't think outside. Since then that was fun. We were like the last conference standing I'm pretty sure yeah, so we're so happy to have you here. Today I feel like we should just jump in because we really have been talking Awad nonsense. Nonsense wasting your very valuable time here I hope you at least enjoyed it, but today. We're GONNA. Be Talking to our listeners about Lincoln ads and I was telling Scott and the crew. Hear all about like how you really were one of the first people to move to link in ads. Yeah, it was really interesting the way I did it is. Is when I started in digital marketing I was all about the search channels. I did a lot of Seo a lot of Google ads back then it was Edwards and I kind of stumbled into Lincoln ads, and when my very when my boss at my last company said Hey. We'd just start a pilot on this stuff. See what you can do I kind. Kind of walked out of office went. Oh, I don't WanNa look stupid to my new boss, but I have to assume that if I've never heard of Lincoln ads before, they must not be any good, so I'll just try and see what I can do with them, but sure enough about two weeks in my sales rep came up to me and said. We don't know what you're doing, but we are fighting over your leads back here to keep it out. That's awesome. Fema, saying that then you know what's good, so just in case or what year we talking here? J. That was like twenty eleven. Oh! So right so just in case we brush over this because we were all laughing and joking I wanna make sure everyone knows. This is Aj Wilcock, and he has a very thriving like a big thriving business on Lincoln ads, and he is going to be helping us through all that today. Just to make sure we get that name out there because I. Want everyone to know how to find you if they have questions and. and Aj just for our listeners, so you obviously use linked in ads in your business, you also teach others. Is that part of Your Business Now's teach? Others linked to net. Yeah, I'd say you know. We're an AD agency that Lincoln ads really all we do, and about ninety percent of what we do is the account management side where we manage the accounts of our clients about ten percent is me teaching training consulting auditing. All the stuff to help individual teams do there's and I. Know Scott you're always teasing me about social media marketing world ever since you found out the networking events at night, or really like a big party, but I was starting at yeah, exactly no, they really do start at like six seven, pm, and the conference goes from like eight am till then, but you're right. It is a party in the evening. That being said what I. I wanted to really call out. Is I feel like at social media? Marking the speakers? There are so giving of their time, so that ten percent for that week probably goes up to eighty or ninety. Because you're just giving away so much free information, you're really helping and consulting with people constantly and I. Just WanNa. Say thank you for that because it's always so great I'll you're welcome and I'll be honest I have an ulterior. Ulterior motive, I love teaching I. Get so much out of it so anytime. Someone puts me on stage in front of Eight hundred people. I'm coming in though I. Do want to share a little bit, or have you share a little bit about what made you start with? Lincoln ads I knew shared a little, but I. Think you really were like a pioneer for trying to make that really lead Gen? You know grabbing business. Business from I kind of stumbled onto Lincoln ads I kind of got forced in another position, but when when the leads I was generating from Lincoln, ads ended up becoming the largest the best lead generation source for that company, and I just kept investing kept investing I, got to a point where I'd grown that account to become Lincoln's largest spending account worldwide I ran that for two and a half years and the whole time. I'm a smart visual marketer. If I can say so myself. I was tracking every linked Lincoln ads term on Google alerts and and talk. Walker alerts and I'm on twitter. I was following every mention of it and whole time. I'm slaying it on Lincoln ads I. Keep Watching like what is the world saying about this? And it was like maybe one or two mentions a week is all Lagaan. Lagaan ads across the entire Internet. As far as I could tell and I went. This is stupid. I can't believe that I'm doing so much with these. And no one's ever heard of this platform that that's really what gave me the idea. I started out in Seo where I would go and pitch to speak at a conference and they'd say out. We already have two hundred Seo's pitch. Wasn't worthwhile. But as soon as I was like. Hey, I know Lincoln as really well. All of a sudden people were interested in learning something they didn't know before. Yeah and I still think it's highly sought after because they're still such, I would say an on ramp of Lincoln ads people are definitely aware of it now but they're still not very many people that have adopted to using it in their own businesses, so I definitely think it's still sought after and still should be looked to as I. Think one of the Premier ad platforms for social a so AJ. Give us an idea here maybe just at a high level least. What's different between Lynton and other social platforms from an APP perspective? Yeah, it's a great question. Especially, when so many of you are going to know facebook ads really well. It gives us a really good analogy here, so linked in has twenty four different targeting facets that we can use, and all of them are about who you are professional, so while facebook. If you're doing B., two C. offers, it works amazingly well. It's great targeting as soon as you start getting into the BBC side data gets either really thin or really flimsy. You end up having to try to stretch, and of course the costs are significantly lower there, but you end up having to. Spread you're targeting so wide that you rang and praying for leads and the sales team will tell you hey, these leads or garbage and you end up paying too much when you start looking all the way down to a cost per sales qualified lead for instance to what are some examples of things that maybe a somebody has experienced with facebook would be shocked to see in terms of. Of targeting I think people are really everyone goes to the job title targeting on Facebook, and realizing that it's something like only four to six percent of people even bother filling in that information, so if you're running job title campaign on Facebook, you might be really shocked to understand that if you did the same campaign over on linked in, you'd have potential to reach an audience of. Five or ten times the. The, other thing that we get on facebook doesn't get is the ability to target by groups, so facebook groups are awesome, and they're hot, but you can't target members of the groups, but I'm Lincoln. We've been able to do that ever. Since they came out in two thousand well, I was sent. That's really great, and I know you and I have talked a about. Who are Lincoln ads right for like What size of business? Business the industry, the budget. Can you share with people a little bit more about who should be using Lincoln ads? Yeah, it's really important to understand that the big limiting factor for Lincoln ads is there so the average cost per click when you're using their ad network especially in north. America is like eight to eleven, dollars and Mrs Traffic. That's ready to buy. The these are people who are interested in learning more about Topics, or or they're interested in in consuming your content and so eight to eleven bucks click for something that is what we'd consider more mid to top of funnel is difficult to do. If you have a small lifetime value, so what I tell people is if you have a lifetime value of ten fifteen thousand dollars, or more of one of your future customers than Lincoln ads is a great place to get to know them and get in front of them I, if less than that smaller B. Two C., offers. Offers smaller beat two B. offers. You're going to have a really hard time getting a return on your invest. Are there any industries that you find are a little easier to find on Lincoln ads. Most industries do really well. I haven't found any where I'm like. Oh, that one's a total dead I have figured out though that some industries especially the ones who don't live in front of their computer. They can be hard to spend a lot of money so for instance if you're going after doctors or Or let's say door to door sales, reps and bizzare both professions. Who would be great to target? But. They don't live in front of the computer which means they don't always have linked in. So you could target a similar audience size of them as you might of if someone who does and it might only spend a tenth as yeah. That's smart. That's a good way to look at it and I think the lifetime value is such a smart way to look at this. Because the number one, I would say complaint. People have about Lincoln. Ads is the cost, but really when. When, you look at what you spend to get to a way broader audience at you didn't have to funnel through and keep spending money to funnel through from facebook. You Know Lincoln ads, really I think. Hold up in the long run when you're looking at cost per acquisition every time I tell someone that they cost per lead on Lincoln is oftentimes in the fifteen to sixty dollars. kind of range big man. We're paying four or five dollars a conversion on on facebook, but when you're watching all the way down to the sales qualified lead to the cost per proposal kind of stage. Right link really does great, but you know what you have to be to actually track your metrics down that far. You've got to be a pretty sophisticated marketer, and so not. Everyone's in that position yet where they actually have the capabilities tracking all the way which is great. That's why I think. It's great that you. You have a business like you do. Because it really helps people see the value long-term, versus just looking at you know I click or what it costs, also I think, people get in the habit with facebook of looking at cost per click, instead of looking at what it costs, actually drive that customer through. It's a much different number, yes, and such an important one to look at we as marketers we are. We have a lot of technology at our disposal now and we're going to be held to a much higher. Oh, why do words not come? Standard, they're standard standard. Yes, we're going to be held to such a high standard. Just like sales reps are right now, sales reps. if you don't perform you, get cut and marketers. We now have the data to justify ourselves and we you know. We prove that were moving. What we are and so that means you've got a as a marketer. You have to be very comfortable with that data and learned to present it in a way that you are proving yourself invaluable to the organization, so do you. What about what about kind of the same along the same? Same lines of who were they write for? Is there a minimum budget? We've been talking in the cost per click lead and so forth, but is there a minimum budget that I might need to have to be able to test effectively I, yes, but certainly with a caveat so in North America. Because that's the majority of advertisers We're going to spend eight to eleven. Dollars per click and Lincoln's minimum is ten dollars per day, so you'll never be able to spend less than ten dollars a day and advertise, but what we find is, it's not necessarily about. The budget you need every month. It's about how much data you need. In order to start seeing the trends and making smart optimizations cigarettes, and so what we've found is with this eight to eleven dollar cost per click kind of ranch. It's usually around five thousand dollars in spend before your conversion rates become statistically significant, and so what I'll coach marketers to do is try to spend five k. a month. You'll have a budget. That's that large and that. That way by the end of month one you can look back and say yes. This program is working. This shows promise or no this sucks. We should get out and certainly if you have a budget. That's not in that range. Then that's fine you. You have a budget of twenty five hundred. It means you can get the same data by going for two months. Rather than one so just means. Don't make the call after month one and say. I don't see the business. Impact doesn't seem to be working on because you just don't have that data yet. That's very smart valuable like help there and I love the I love the mindset that you're bringing to the whole conversation which is. You've got to. It's not just about the lead. It's about what's happening after and you talk about this in life cycle marketing all the time where. You know we. We tend to WANNA. Go put in lease, but in leads, and we can close leads that are hot and ready to go, but really the effectiveness of the overall machine relies on us being able to take those leads that aren't ready today and put them through process and make sure that they're being. Their church followed up with and prepares that when they are ready to buy your the person that they're thinking about so. That's awesome, so we kind of talked about budget, but. Are there if an entrepreneur has never been doing anything with Lincoln is what you just described. The first step know carve out a test and let's let's make that test Are there other things to that business? Owners need to be doing kind of in the getting started stages. You know like with their profile and other things. We're kind of the key things to do. If I'm just ready to start with Lincoln ads. Oh so glad you asked. Akram that I use. Call Him Oh. It's am Oh, and it's the three things that every social media campaign needs in order to function, so you have, it's your audience, your message and your offer and the audience targeting the message is really what you show to the audience, your ad copy or imagery, whatever, but the offer is by far the most important piece here and the reason. Why if you have something that you're offering that? People are actually excited about everything. Just run smoother and I'll give you an example here. I think pretty much. Every new advertiser wants to start by saying. Hey, we want demo requests. We want a trial. Sign ups, so let's push people right to that. Well, what happens is you're showing these ads to people who are on their way to go do something, and it's a distraction and that they're not there to do business with vendors, so they end up clicking at a very low rate, which means Lincoln's going to charge you more because it's. It's costing them more, and then the people who do click a look at it and kind of gas and go. Mitt maybe I don't really WanNa talk to a high pressure sales rep today. And so you end up with these cost per conversion that are in the like two hundred thousand range, and it's crazy, but if you go this route of I'm going to provide value I before I ask for anything and you say hey. Download this free checklist or this cheat sheet or this guide or join a free Webinar here or come to this free in person event all of a sudden now you're giving them real value. I and YOU'RE GONNA see conversion rates in excess of fifteen percents and cost per capture of your ideal audience in the. Fifteen to thirty five dollar range often one question I have in these newer, my wife. My wife does a lot of facebook advertising and she's. Comfortable with generating leads that cost her a dollar. And what would you say to people who say Lincoln? ADS are too expensive. I thought I think he gave great advice earlier in terms of. The lifetime value of the customer, but in general. How do you? I'm sure you get that feedback? How do you answer that? Yeah, I would say anyone using facebook ads or Google ads just take a look at the quality of the leads that you're getting and ask yourself if you know. Are you throwing out eighty percent of them? Because they're not a good fit then you're probably paying five times too much. Unlinked in you know we're going to pay eight to eleven dollars a click for sure, but every single one of those impressions is going to go to someone who fits our target criteria perfectly. This job title at this company size in this industry so watch further down the funnel not just that initial cost per lead metric, but what is your cost per qualified lead your cost per proposal, and then usually linked to starts to look really good and grand, do you usually it doesn't sound like in your agency. You manage anything other than linked in, but do you usually see that clients have a healthy diet that cuts across different platforms? Yeah. Do they kinda convert and they're all in Lincoln I would say. We have a few clients who are big big on link, Dan and just other channels don't really make a dent, but I would say the majority are already advertising on facebook and Google and Lincoln is just one more channel they're. They're tacking on and right and I love it because the channels really do work together very well like Google so good at capturing people at the bottom of the funnel when they're ready to take action linked in so good at introducing a new product or service. That they didn't know existed, and then facebook and Google are both really amazing retargeting software. And programs, so you know what I like to drive the right person from linked into your landing page, and then rely on facebook and Google retargeting to stay in front of them until it's time for them to take action. I was just GonNa, say I pretty sure it was you AJ. Who told me this brilliant plan, but it was you. You just mentioned it when you got social media. Marketing World I was like that is so brilliant to use linked in to to take. WHO's like already? Send them to your landing page where you have the fakes Pixel on. Sorry, I'm getting so excited I'm like stumbling over my words. Send him to Eleni Patriot. Have Your facebook Pixel on and then target them at the lower cost of doing a custom audience with anyone who's shown up to that landing page and I was just like mine loan. That is freaking brilliant because then you can take advantage of some of the lower costs by having a custom audience that you can retarget from what you've already used from Lincoln so talking about. About using them together I mean that's why you're an expert. I. Just thought that was a brilliant plan. Both thanks. We've used that so many times with our clients, and it always works really well the one challenges, generally the the re targeting conversions end up getting attributed to facebook, so the FACEBOOK agency oftentimes gets a pat on the back, but what? We're okay just knowing that we're. We're upping everyone's game. So for those listeners who don't have a clue what pixels are in, and they don't even care I'm guessing if you don't care about pixels. You're probably not still listening to this podcast here. So facebook what we're talking about with the retargeting is essentially. There's a way with these ad platforms. They give you a little piece code and your web developer or you. If you manage it, stick it on your site and basically is a mechanism for tracking somebody remembering who came to your site and facebook you can then place ads and say I only want to send it to people who have already come and visited my site, and you can even say who came to this page on my site within a certain time period, too, so if you want it to be fresh in their mind, you could say within. Fourteen days seven days depending on the amount of traffic. You're getting some instead of having ads that you're sending to the entire world facebook. You can say this. This particular ad is to go to people who I knew have already come to the site, and in this case we're talking about from Lincoln. which gives you better targeting so great I thought that was such A. A brilliant plan, but really I had never heard anyone think about using it that way, and it's a way to give more life to them out. You're spending on link in to grab these leads, and if you do WanNa, get tricky and knock the FACEBOOK, AD agency the credit you can make your own landing page for that in the then you know anyone. Anyone who went there is actually someone I originally sent in. It might get acquired in Google analytics under facebook, but it was from that page. You know that's the amount so just to geek out for a minute there for anyone following, but if you're not quite sure how to do that, the facial pixels really easy to install to put on your page and if If, not you know these are these are the good things to spend for agency money to get some help, but I think it's so critical, and it's such a brilliant idea, so thank you for sharing that with me and all in now all of our listeners crystal. I didn't know I didn't get so excited about social and paid advertising new about social, but yeah. Well that's because I. Stay in my lane around you Scott, but you should hear how I talked to Alex. Whenever thinking some as I love, my love is definitely for organic. Which I did want to share with people some things they should have prepared on their organic page before they go to some ads, but that being said they all work together to really funnel people through, so you have to have a presence everywhere which just quickly. I'll tell everyone. If you're doing Lincoln ads. You should also take the time to find a pretty. Pretty consistent message on your organic page. Make sure your description of your company your website everything's up to date so that any traffic that doesn't come directly from the ad can still find you see a presence if they were sparked by the advocacy. So that's just the two cents I'll put in on organic love side here, but yeah I I do geek out over all this stuff and one thing I'll even add to that is. On all of your sponsored content ads the prospects. When they see your ads, we'll be able to see the number of company page followers. You have so really. It's totally worth spending some time giving your your page, some love sharing it around and. Trying to get as many followers so that you have that social proof, that's just gonNA. Make all of your ads better to right and I WANNA make sure Aj, we get to this question. 'cause I think for someone just starting out and WANNA. Maybe test this. What metrics should they be watching to make sure they determine if that higher cost is worth it on the De, I mean essentially you want visibility into your whole sales process, so you'll want to see all of the metrics past an initial lead What sales reps are doing? But not everyone has that, so I'll walk you through the first couple metrics that we rely on and then kind of mcmansion of what you might be able to get access to. If you're Super Sec- When you very first launch ads, you're finding this. You're launching a combination of AMMO, your audience, your message and your offer and the first. First thing you're going to be looking for. Is your click through rate, so I think most people who start using Lincoln ads should use one ad format that it's called single image sponsored content, and it's the simplest shows up in your in your news. Feed a type of aunt Mary very versatile and the average click through rate on these across the network is. A little bit less than half a percent. It's point four percent, so if you launch ads and you're getting like a point two percent. You know that you haven't found a good combination of your ammo. To get people interested in, but if you want your ads, and you're like a point, eight percent or a one percent, then you look at it and go. Ooh, we found the right Combo. We can get people to take action here. So that's metric number one. Are Your ads even interested and then once you get people your offer. They get to your landing page If you have a conversion rate of fifteen percent or higher, you've got rockstar content. You know that what you're giving people they are. They are so attracted to that. They're willing to give you their information for it I. If you have a conversion rate less than let's say eight percent. Then you know you've got kind of a dog and you need to figure out okay. Do people actually want what I what it is I'm offering a can I sell it better. Can I put it in a better light so that they understand the value? And those are those are really the two I mean. The combination of those two will give you what your cost per lead is and If if you're ever not doing well there, you know the metric to focus on its. It's click through rates the problem. Then you know, it's what the ad says and looks like in. You're having a hard time getting people to convert you know it's the landing page. Page the way you're presenting it and the offer itself, and so if you get great, click through rates, but terrible conversion rates than you now I've got a on my landing page. What are the Upper Bounds on those that you're seeing with your most successful clients and campaigns? Oh, we had a client get a sixty five percent conversion rate on her landing fields offer. Yeah, it was. It was disgustingly amazing. Is Disgustingly amazing. When it comes to that kind of. And we regularly see. We'll have clients who have amazing offers that will stand the test of time. You could run the same offer for three months straight and people don't get sick of it and they'll have. Thirty to forty percent conversion rates pretty regular, but I've only seen one that got sixty five. That's. That's the. That's amazing. Okay, well Scott. I think we should skip because we're already getting close to time here, but I really want to hear what's next for Lincoln ads. So. How does this work are you under your under this? Probably an NDA as a partner of Lincoln right, so you can't tell us anything. Yes, but there are certain things. I can basically anything that they've shared. That's that is public then I can then share it, but as a partner with went Dan Privy to the roadmap and I'm under so many as it's so what? What if? What if do see agreed or Derek to mask? Oliver Voices from this point four in the episode. Could we have a conversation that you know wouldn't be clear? Would that work? Yes, this is a new guest coming on and disguised for. We're going to call this around for the last episode of Small Biz Buzz and our starting now. Tell us what you can toss which it's not really Aj speaking right now, just kidding. Well I'll make a plug for my new podcast so episode. Three of the Lincoln ads show podcast, so search Lincoln ads show on whatever podcast player episode three in the history of Lincoln ads, but it also covers the upcoming roadmap so anything you WANNA, dive deep into or get. That's a good episode for You I'm but I'll point out the feature. That's coming that I'm most excited for so right now I almost don't even recommend using Lincoln's re targeting because it's it's reliant on a cookie being placed on your in your browser, and the browsers out there don't even accept a cookie anymore, and the rest won't within two years so I almost look at that and go okay, if I'm paying Lincoln level prices for all SRI targeting and only half of my audience even gets to. Get a shot at it. That's not really worth my time, but in October linked says they're coming out with something called engagement, retargeting and Essentially yeah, you can start retargeting the traffic on link thin, so you know it's not. Did they make it to my landing page it's did they click to visit my company page. Did they visit my personal profile? Did they open a lead generation form? They click on this. And if Lincoln pulls this off like I think they're going to, that'll be total game changer for rail. You'RE GONNA. Have you're going to start having conversions that sixty five percent more often. Count me. Out Me and to that's like amazing. Yeah, no, that's awesome, I think I. Think The you know the. For I think for a lot of small business owners. In my experience, there's a mentality of sort of survivor survival mode where everything they do. They have to do themselves and they can't say like you know. We get the benefit of seeing because we we deliver automations offered a business owners, and we see what happens when the hooked on the first time automation does something that they didn't have to invest in the energy, and it just started to work for them. It's like the light goes on all the sudden. They are an addict and they can't get enough and they're trying to automate all parts of their business. I just think. Retargeting in general, this whole concept of. I can rely on another platform to essentially watch these people and you know I can react accordingly. It's like. Finally finally. Small businesses have advantages that that in the past only big businesses had the ability now to pay big development teams to do so I just think it's amazing. Awesome. Yeah, and on top of that I mean if you as a small business owner are relying. Let's say holy on email or holy on re ads to try to stay in front of people and keep top of mind. Kind of write it off, but if they start to see you in multiple places then there's this feeling of legitimacy like I've heard of this company before. They're legit and so all of these channels that just kind of like wrap around them in a big hug to. To confirm to them that you're worth paying attention to, and you'll watch your results across all of your channels. Go well on that know Aj. Can you believe that our time has already come to an end I feel like every time I get to chat with you. I get to know you even better and just so grateful that you decided to come on here and share all your expertise with our listeners, so we'll have to do it again. Maybe around, October. Oh, count me in and talk about engagement retargeted. Your energy is so awesome. Our our our listeners don't get to see this, but we're on zoom call, so we got to see. We show up in AJ is. On a treadmill. Pouring sweat, he wasn't actually pouring swap. But your energy comes through, and it's awesome. We're just so glad that you got to share that with our listeners today, and for you taking the time, so thank you very much. You're welcome I came into this world pre caffeinated and I'm happy to share any of my exuberance. Right well crystal. Thank you. Thanks to our studio. Thank you AJ and we're GONNA call this a wrap for this episode small Biz. Thanks for listening to small Biz buzz. Please take a second to subscribe to the show and leave a five star rating helps keep the show going, and if you need a hand with run your small business head over to keep dot com. That's K.. E. P. Dot Com and get started more business less work. That's keep. Everyone today show is brought to you by beauty and the boss Baishi Hagen these source for professional development for your inner boss. Lady might actually Higgins Offers Virtual One on one coaching training and workshop experience gained as a multi million dollar. Executive and we're not being paid to say this. We just believe in what my issue and beauty and the boss can do for you. Take your growth to the next level with beauty and the boss at boss. Lady, DOT, com, that's boss Lady Dot, com.

Lincoln facebook Lincoln Lincoln Aj Scott Google Aj Wilcox Aj Wilcock donkey Kong business owner Crystal Awad Fema BBC Dan Privy North America
Todays Greatest Investment: Gold

Rich Dad Radio Show

38:25 min | Last week

Todays Greatest Investment: Gold

"Support, for this podcast comes from dropbox business teamwork your way there I was struggling to balance my professional life and making my son something healthy in my personal life and then I realized my team and I, can fix this. Sure. We're all pretty different with different working styles. But that only makes us more productive I work early in slides while Biz Dev assigns tasks and legal works late in hello sign all from one shared dropbox workspace try dropbox for your team at dropbox dot com slash teams at work. This is the rich dad radio show the good news and bad news about money. Here's Robert Kiyosaki Hello, Robert Kiyosaki, the rich they're ready show that good news and bad news about money and today we have another important show to you. It's about the investment of our time. I mean this time not tomorrow Not yesterday but today it is the most important financial education investment you can make in your. Here and our guest today is Brian. London. Is the presidency of Jefferson Financial and the publisher of the goal newsletter and Brian. I are the all guys we've been the The PLORA apples has hillary would say. Because we invested in gold and silver for all of these years. Brian is. Is, he actually knew James Blanchard personally, and those may not know the history of gold is in seventy-one Nixon took the dollar off the gold standard, which meant they government the treasury and the Fed could prentice much alike and the economy took off. But all sleigh rides come to an end and we're coming to the end of that sleigh ride of just easy money and other thing was in seventy four actually in seventy, two, seventy, two I bought my first goal coin about it in Hong Kong. And there is to buy it in Hong Kong. Gold Krueger from South Africa. In South Africa because it was illegal. Americans to own gold. and. So that's kind of the history of goal this Shirley been hated US liked dumped upon. It's been the odd man out every time. So Brian knows personally jump Blanchard who made goal legal again and the comments Kim. It's always fascinating having experts on about about Golden. You've had Harry Dent said goals going to go to a thousand, four hundred while he opted to thousand. Now he's he's in a little more optimistic gyms Rickard says it's going to fifteen thousand. I've heard as much as fifty thousand. So as you say Robert Though if the price gold is going up, that's usually not a good sign for the economy. So I'm very excited to hear Brian Lundin's take on where it's going and Brian is also the host of the annual New Orleans Investment Conference and we're GONNA find out if that is still going to happen in person or virtually is the most important call it educational a vet you attend New Orleans investment, conference because the most important asset to invest today. Is Gold. So with that said, welcome to the program Bryant. Welcome. Brian, great to be with you today. Thank you so much for that. Wonderful Introduction. I don't know what more I can add to it. You just really. Let's let's talk about the Sky Blanchard because he was a wild man wasn't he? Yes. He was Robert and you would have been just a some pot echo him. You would have been great buddies. Waldman in your own way but Jim Jim was something else very charismatic individual very good friend of mine in your right. He bought his first gold coins about same time. You did after Nixon suffered the last tie between the dollar in gold and Nineteen seventy-one Jim started gold newsletter, which is still published in edit and he started advocating. Organizing protests to legalize gold again, because people don't realize it was illegal to own gold back then and was like owning heroin or cocaine or plutonium or something like this was a substance outlawed by the government because it made citizens somewhat immune to what the government wanted to do was going to do to them by through monetary to basement. So Jim Crazy stuff he smuggled in a two ounce gold bar from Canada. Would have protests around the country in send a press release out to the local Bureau of Alcohol Tobacco, and Firearms in the Treasury for each protests and say saying, I'm going to be here in front of the cameras brandishing two ounce gold bar please come and arrest me. Of course, they never did they never played into it Nixon his second inauguration. Jim, hired by plane to tow a legalize gold banner over next. Thing inaugurated, which of course would you'd be Guantanamo Bay if you tried that today so yeah, he was a wild man, but he was a wild man who had principles ideals no libertarian points of view like Yoon, many of us share even today, but he was really at the forefront of what we call the hard money movement and movement to really popularize gold in two to encourage people to own it. So Brian, we have the whole cast of characters we just got through. Talking to JIM RECORDS WHO's calling for? Fifteen thousand ounce and then we've had Harry Dent says four hundred and then we have Peter Chef who argues with Records about what is the definition of inflation I'm going? Who Cares you guys? My question to you is this why is call so hated? Well because it is as you mentioned, anti establishment gold very simply put is freedom. Security because you know what we're seeing today has a look a few variances. is nothing new under the sun every tyne throughout history when civilizations when governments have overspent in you know in Roman times, it might have been military campaigns throughout the empire. It was even then entitlements bread and circuses and the like. But governments would always been there means and when they did that the only way to handle these debts that would accrue would be to devalue the currency. Nominated in in Roman Times they've just took silver album Roman Denarius, and just debased the actual amount of silver coin over time in. That's the way they did it back. Then they done it throughout history. You know Argentina has had some new currency crises. Thing. They just devalue value their currency to cheapen the value of their debts today where the only unique thing about today is that every economy every countries in the same boat be-. All created these monstrous debts in the only way to handle it is to debase their currencies, but they're all racing to the bottom of the hill at the same time. So now people talk about the value of the dollar they talked about the dollar in relation to the euro or the yen or other Fiat currencies everything's devaluing against in Wilda value against because it has to is so people hate golf because it's gives you independence control over your own destiny exactly these athletes. The source of freedom and something that Jim. Blanchard on. Innately, and it was a source of individual freedom and security. So what you know, one of the arguments we hear about gold is all if they confiscated gold in nineteen seventy or if they confiscated gold back, win what's to stop them from confiscating again nothing frankly, they could try in there are ways to protect yourself. There's ways to store gold. There's no. There's ways to buy goal out there being a record that you own it away to store even domestically or even overseas where you know it's out of the hands of a government or anybody else back when. The government Congressman FDR confiscated goal hidden actually confiscated he said handed in and pay you twenty dollars and sixty seven cents an ounce today in a few weeks later, he revalued at thirty five dollars. Every paid for it all but anyway back, then they didn't confiscate for instance, historic US coins. So you can buy historic coins or trading close to boy in value call yourself a collector in you're probably have some degree of protection from future confiscation but I think frank link the risk of that is low because these days you know it, it would have such. A hue and cry from people about confiscating gold that I don't think it would go over today but it happened great. It will be like taking away our guns. You know there'd be a few gunfights out there. Yeah. You're right I tell people that things are so crazy these days you need to invest in the four medals, gold silver and copper jacket did lead. Four. Confiscated at anymore. So Bryant. Historically this has happened before in other words what went on in Rome is happening in Washington DC right now. Yeah I mean I like to visualize it as you you know Peter Shift in a row in a Toga walking around the Roman Forum. They're gonNA sound there. He goes again you know talking about the end of the World Romania Empire is never going to end but yeah, it's it's it has happened before human nature is the same as it was in ancient Greece in ancient Rome and that means the government is saying they're they're going to screw over the common man to protect themselves, protect their source of power. So anyway, I'm I'll be one of the. Speakers at the New Orleans and Investment Conference. I love going t conference not because what I have to say is that relevant or I'm that much of an expert but I go to listen to other experts because I would say gold guys are in the same category as Bitcoin guys the kind of wack jobs you know they they really don't trust the government and so when I used to go to your conference at these. Junior miners and goal miners, silver miners. And they had Peruvian. Dancers jumping all over the place trying to catch you to invest in our goal mine. But I always went there for the diversity of education because everybody came at. Let's say the subject of gold and silver from a different point of view. And as chef got speakers. Absolutely we have all the old gang back and just. Getting into the speaker you're absolutely correct. You come to learn just like the rest of the attendees you told me that before your first appearance six years ago whenever it was and sure enough he sat in the front row of notepad and filled it up on a daily basis is taking notes. You know you talk the talk and you walk it to and it is fantastic learning experiences. We have you. Of course, we have JIM rickards. Rick Role Peter Chef Danielle de Martino booth grant Williams I mean it goes on and on Doug Casey Jim. Bianco. Peter Bar. I really urge people to go to. Our site and actually for for Rich Dad we have a special link at gold newsletter dot com forward slash Richdad that lists all the speakers because this year's fieger roster I think is best in our nearly fifty year history because being virtual I can reach out across the world and bring the top experts in virtually without having to frankly pay the airfare and everything else. So I've been able to get some speakers I've been really wanting to get for many years in this year I'm able to do it. Well, that's fantastic. I'm looking forward to US I'll speak to all the millennials out there. You know who are bitcoin devote tease trouble with Bitcoin, it's around. Ten Thousand Bucks, and if you're unemployed and living in Joe Biden's basement, you might have a problem paying the ten thousand dollars but this education and gold and silver as crucial. So if you stuck with student loan debt, because you have a master's degree and underwater basket weaving, this might be the best investments you ever make is come to the New Orleans Investment Conference I've listened to all the guys out there who have been you know really really kind of dumped on been the outside spend the outcasts for years and years and years you know we just had jim records on. Then you know when I was I bought my first goal quite and seventy two. And everyone else was in. His. And you know I just didn't understand treasuries but the reason is treasury had a yield to it. You know paid interest but goal didn't I said Yeah but I'd rather have gold I don't know why. So it's always an honor to be invited by Brian London to go to New Orleans, investment conference, and hang out with all the. Characters off there because the definition of a gold miners Aligarh standing in front of a hole in the ground, and there's a lot of those guys out there. As one of the most treacherous investment conference, not conferences but subjects because for centuries and centuries and centuries. Humans have tracked gold. I saw I still comeback and I tell him about house up in the Andes looking for a goal mine you know the same as Bizarro did when he went to kill the INCA. I'm standing up at fourteen thousand feet I'm looking at this hill and his little holes drilled across range. Kim and I were starting a goal mine. It was called Mhondoro World of gold. So were in Peru starting a goal mine and I didn't understand goal. Until I saw these little holes drilled alongside amounting and I asked the mining engineer said, what's that? Is Those mini gold mines? Enough for thousands of years have sought goal and I don't know why it's kind of a spiritual intuitive. Thanks. And since we couldn't cut a deal Peru, I had to go to Mongolia. Mongolia looking for goal which was an interesting experience also. And we went to what's called a checkerboard. The checkerboard was this huge feel. Or for thousands of years, the Chinese or the Mongolians route, they're digging for gold and I realized the Chinese or the Mongolians and the Peruvians or the Inca they didn't have Internet. But there was something driving them, there's something magical are attractive about plot, the auto golden silver, and that's what called Pizarro and Magellan all those core tests to look for Gold America was discovered not because of the California beaches it was because of gold. So that's why it could be the best investment time and money. You could spend a senior Orleans investment conference and we come back. I'm more talking to Brian London about what else he sees in the future and why you should be at least investing I in your education before you invest in gold right back. Welcome back Robert Kiyosaki. The Rich Eisen. Show the good news and bad news today about gold because of the price of gold goes up the economy is going down and you'd better find out why it's gone up and why you don't WanNa. Go Down with the economy. Our guest today is Brian London Presidency Yell the Jefferson Financial and the publisher of the goal newsletter and he's putting on the New Orleans conference I go to every year not to speak because I already know what I'm GonNa say I got a list of all the characters out there because in the gold business, there's a lot of characters. Yes so and and Brian Your New Orleans Investment Conference this year is is virtual. You're GonNa have all your guests live via zoom or skype or whatever. So even more opportunity 'cause you're gonNa have more opportunity to bring in the best of the best from all over the world. So very, very exciting. So Brian we've talked to all sorts of people about their future outlook and their crystal ball on the future of gold. So given this plan them, ICK. What what are you see? What do you see coming down the road Roy Moore the saying frankly in you know everybody's looking at this election as being. Pivotal and of course, every presidential election these days is is evitable and seemingly more. So than the last one, but really whoever's elected is going to be more of the same in that the Federal Reserve in central banks around the world who built this house of cards ru, not just easy money but ever easier money you know it's pick interest rates at zero now twice over the last decade or so. After each financial crisis and this is unprecedented really in in human history you know if you go back before two thousand and eight and harkening backwards, you said earlier about crazy people in this sector these crazy people have been right all along you know and if you look at before two thousand and eight of you have said, we're GONNA have interest rates at zero more than that. We're going to have the. Majority of sovereign debt out there at negative interest rates, we're going to have the federal debt doubling of each president. We're going to go upwards of twenty, seven, trillion dollars in debt. We're going to have all of these things happened with the Fed just printing money hand over fist and people have told you you were crazy. But now crazy talk has become normalized. It's become accepted is the way things are? So the Federal Reserve is going to keep doing that bed chairman pal just came out today talking about how Congress really needs to err on the side of too much stimulus that the economy desperately needs more stimulus. It's just a matter of WHO's GonNa make the highest bid on which side of the political aisle there is absolutely no fiscal restraint. Any more and more money is printed the cheaper it becomes and. Obviously. More valuable things become most of them gold, which is, of course, the monetary metal L. A. Peter. Shifts take off on that one man. Or Peter would still be talking. And what's really funny is the argument between Pitcher Chef and Jim Reaches Interview Jim Records. And the question is going to be inflation inflation or deflation. So those are the cast of characters at the near Orleans Investment Conference plus you have Rick Role Wreck Role as the godfather of precious metals and how about God what's the name I forget his name but anyway, he's always at your conference. He's one of the most interesting characters he's he's they call them do. My name is Joe Biden thing right now and forgetting names. Anyway. Not, that bad, it's GonNa be there. Yes, Tucker Carlson is going to be there. He's got. He is our keynote speaker used the best you limited time for the reason I like, Tucker he's uncensored on Fox Tucker. Carlson. Show. Even more on Senator Conference, you're absolutely correct. You remember I met him at my last conference that he spoke out a couple of years ago. He's really a very gracious Guy Person We'll talk to anybody really nice guy but he is right on point. You're right he's uncensored he's very controversial, but he talks in our at our conference in in that kind of atmosphere he says a lot more than he says on television. And it's really very interesting. Our programs are held on Itunes android on Youtube so you can go there listen to. Also programs are rich dad radio DOT COM, and we are cutting because we don't sell it went out selling gold and silver bitcoin or anything. We Sell Education Peer Education as free. So the thing is. Discussed This Program Rich Dad radio show with Brian London with your family family and business associates, and then you know come to come to the New Orleans Investment Conference via zoom. How much does it cost Brian Three seventy five, seventy, five dollars. I tell people this and they'll realize it. You know and we do have a money back guarantee by the way. So you're going to get your value out of this. It's crucial that you know how to invest in gold and you know what's going to happen to protect what you have the other side of that coin and another three sides. Chevy. Coin. The other side is that. This is an incredible environment in which to make money because gold and silver prices rise those mining stocks that you were referring to also rise, and we've had some of the recommendations at previous conferences over the last couple of years go five, ten, twenty in more times in value. But the key is you have to know how to invest in that and we have. Literally. The world's top experts here not only telling you what to look for in these mining stocks but what their top recommendations are any I've been in business for decades. So I don't put anybody up on our podium that isn't among the tops in the business in completely out the honest and forthright. So so to your point, Brian about how to invest people don't know how to invest what are some of the mistakes what are some of the mistakes people make when investing in gold? The. The most common mistake is they look into it a little bit and think they understand. If you're going to invest this gets right back to your whole your whole mantra about. Seven I tell people that it's a great sector invest in because it's inefficient because you're willing to put in the skull sweat a little time some money to subscribe to the to the best newsletters, go to the conferences. If you're willing to do the research, you can take advantage of these inefficiencies and find some just abstained incredible investments, but he's not going. To, take the time been just invest in the major mining indexes, that's the big point for three, hundred, seventy, five dollars like I said, it's a lot less expensive than your student loan debt for your masters and under underwater basket weaving, which will make you any money. But the other reason is this this is golden silver are the investments of today not tomorrow. But today as jam records was saying, it's gonNA goals going to go two, hundred, fifteen, thousand, an ounce by twenty, twenty five. That's only five years away. And some all I'll wait till twenty twenty-five. Well, then you'll pay fifteen thousand announce. And saw cannot Kim and I have been buying Gulf since the eighties. Goals down to only two hundred, fifty bucks in two, thousand and today it's about two thousand. And what gems saying is this is about to make its move as illegal parabolic from here. So if you're waiting for it to change waiting for to catch up, you're gonNA miss the move. So this is like buying apple two, thousand, Amazon and nineteen ninety and all this. So That's New Orleans Investment Conference with three hundred, seventy, five dollars. It's a bargain plus the listen to all the characters and not make the mistakes at most idiots make like I did when we started our own gold mine. Speaking. Of Gold Mines Brian. You mentioned junior miners. Laura. Talking to. Jim Records and Robert was asking about Warren Buffett, buying barracks. Bang selling Bancshares rickards comment was that what's GonNa Happen with barracks is that they're going to start because they don't want to be producing and finding in all of that they're going to start buying up these junior miners. Is that. You think that's what's going to happen. Absolutely. The junior mining companies are in effect, the expiration arms of the major mining companies because they're so big and burdened by bureaucracy in inefficient. It's these really these modern day prospectors who go out there and they find the deposits in the seldom to the majors and there's A Laundry list of about a half dozen or so really big deposits that were found during the long downturn in the medals that sitting there, wait waiting to be purchased by the big mining companies and they will in that alone is one area that's a real profit opportunity so that so you need to know which junior mining companies to look into that may be bought by a barracks or. Was it newmont new months. The other one Alabama Barry called. In frankly most of the better ones are going to be at our conference in our exhibit hall, which is just another thing that the conference brings. Another. Another big question you know that people don't understand is the storage of gold. You know when Kim We? were, just starting out we start we didn't. We couldn't afford goals. We have hoarded silver. Stored in our closet. But, it became a habit of just buying gold and silver, and then the pollen became now we become more valuable. So the Ben details will show up. and. So as as years went on because we just kept buying more gold and silver than storage became a huge problem but more than storage is how also how to run with your goal you I mean you can. You can run with Bitcoin is a disk drive. But if you have four tons of silver kind of hard to run. and. So that's why the whole thing logistical became a pro a problem for a lot of people like him, an I- who've been buying gold and silver for years. So will you be having people talking about storage and all this other things? Yes we cover that in. We also have a report on our website industrials guy to gold and silver that goes into a bit of that and yeah people look at it in the end up not joining anything because they get intimidated. What do I do I I challenge. The first thing you do is Bible Silver Bilo or goal. Get it in your hot little hands and accessible don't put in a bank safe deposit box because one of the things you're insuring against is a bank holiday and you would have to get to it. In don't tell people exactly where to distort home safe good I. Don't WanNa know but have some accessible and then as you get more and more ghosts for some of the off site storage options of which they're a bunch out there both domestically and internationally what happened in Japan and Sweden and all that whether interest rates went negative. What happened was a safe? The sale of safes went up. And people were holding their golden silver at home in their safes. Now. That can be dangerous also, but that's probably one of the best investments you can make us a safe and then educate banner ad. Then you've got the now think about where else can I start? How can I move it? And there are some different places you can. Let's say move your golden suffer to is that correct? Yeah. There's there's a lot of places. I. Recommend I don't recommend any particular storage facility. I don't want to get into into that because there are so many. There are so many good ones. But I recommend a people spread it out don't put all your eggs. In one basket and diversify your risk by putting it in different locations different storage facilities in have if you have the earth, all get some out of the country into an international storage option and please do it legally because you can do it illegally and legally. So those those are very important points is how you move gold and silver and and where the domicile where you keep it in. You made a good point. Robert, you said we there was a habit get into the habit and I know a lot of people go oh, well, I I bought two took two silver coins. Okay, you buy your next one. Oh I I just got to. So I'm good for now but it was the habit that we kept doing it with with we had a plan every so much money we had we would buy more and more silver more silver, more silver, and then of course, we switched to gold, but it was a habit. So you're going to have records on chef. Yes. rickards in. You know their points of view. I can't argue with anything they have to say you know Jim Talks about, fifteen thousand dollar gold. Is Very seed easy to see how it gets to that point because. If you had to restore credibility to the dollar somehow, and the dollar is losing is credible credibility in daily basis considering how much is being printed? You have to have gold backing at some point in time in. If you just back it with twenty percent of its value in goal, you get to those kinds of numbers of ten, fifteen, thousand dollars at the other thing you talked about the since since August Fifteenth Nineteen. Seventy six took the dollar off the gold standard. The third bowl mark market started equality Jim Rogers Essay waiting for fifty percent retracing. Sent. retracing took place in two thousand fifteen when golden to one, thousand, fifty to dance around two thousand. Jim Records point of view is why everybody should go to the New Orleans Investment Conference an investment or seventy five bucks. Is because it's going to start going parabolic. Is going to start accelerating at higher. You know what he was saying is a hundred dollar move is a lot of money but eventually, a thousand dollar move is going to be not much money and then it goes from two, thousand, three, thousand to five, thousand, eight, thousand, ten, thousand, and meanwhile you're waiting time to get in, right he said if it goes from ten, two, thousand to three thousand, that's a high percentage jump. But if it grows from fourteen thousand fifteen thousand, it's a seven percent jump. So he was saying now's the time not not to wait. And if you look at it from some from other standpoints, historically in the late nineteen seventies and went from one hundred dollars to eight hundred and fifty dollars eight and a half times over if you look from two thousand and twenty eleven, it went about seven and a half times over in price. So if you look at Twenty fifteen low when you say it goes seven or eight times higher price you're talking about seven or eight thousand dollar goal right there over the course of three to five years. So the analogies are very clear in right there. As Einstein said, it's all relative on goal is seven thousand. You'RE GONNA wish bought a two thousand and today as two thousand and the. Gold goes up to those levels that means the dollar is on the other side in going down. So you're losing your value and that's the final word status radio show the good news and bad news about money. The good news if goal goes to fifteen thousand dollars. It's bad news for everybody else. So that's why you know please threat of seventy five dollars go to the New Orleans invest been cropped conference, and how did they get in touch with your Bryant or how their registrar? Gold newsletter DOT COM forward slash rich dad and don't have all the information right there. Yeah. So three seventy, five dollars on some time you the best investment could make today. Anyway thanks for being a friend of the rich dad show. Thanks for being I. Always Call Brian Brian. What's happening? You know he's in it every single day and I'm not. So thank you can talk to you at any time love to see my cell phone lineup if your name. To talk about the markets in life in general. Thank you both so much. It's been a pleasure as always. Thank you. And we come back we'll finish up. With. final. Thank you. Brian. Welcome back Roberts. Radio show the good news and bad news about money. Well, thank our friend Ryan London L. U. N. D. I n.. And we'RE PROMOTING THE NEW ORLEANS investment conference which a part of Peter, chef and a whole bunch of other people who have been guests on their rich radio show because golden suffer are the investment of today not tomorrow but today and they come on and by the way, listen to the rich radio program anytime anywhere I tunes, Android and Youtube. At least this comment and all of our programs are that rich dad radio DOT COM, we archive them. For one reason we don't sell any gold silver BITCOIN, but we're at education company, those program, a second or third time. And discuss it with your friends who are still trying to save cash. This might be the best thing you can discuss with them is because it's about where cash is going in the future and that's why they should also attend the New Orleans. Investment Conference does only three hundred, seventy, five dollars. I'll sure save a lot of pain and heart recommends takes the comments. Kim. Well, you know one of the good things that's come out of this whole plan democ is that here's a New Orleans investment conference a used to have to get on a plane you have to get a hotel you have to. Rent a car you have to all of that and and there were not as many great speakers. There were always great speakers but now he's able to bring in so many more speakers from all over the world via zoom or skype however, he's going to do it. So actually it's now even it's so much easier and less expensive to get all this information and you can do it right in your living room wife and it's live. That's pretty cool. I like that it's live and not recorded and I think Robert was wasn't your first real estate course she took like three, eighty, five, I mean. Five dollars. That's a good point Pick Up. So so I think one. I see a lot of the comments that people ask we've had so many shows on gold and people always ask where do I store? How do I buy it? Will Dana Dana? Samuelson, is going to be there who is one of your gold guys you know inherit he spoke Brian mentioned he'll talk about where to store it. So all of these questions that people have and that is some of their resistance to getting maybe into precious metals will can be answered at this conference. So for three, seventy, five, that's a pretty good investment. Into your education. The other thing I like you you know you've educated me on this with the dollar and the yen and the euro and everything losing value holding dollars doesn't are holding currencies. Fiat currencies doesn't make a lot of sense anymore. So why not why the people are so afraid to transfer to gold, which is physical, but you can hold which you can sell it anytime you need it. It just seems like a much more safer bet than a Fiat currency on a metal Jonah. Last week is missionaries in American guy, but he was raised in Argentina Venezuela and one other. South. American country. And he knows what it feels like to have the currency collapsed on them. So when people say America's going like Japan I, don't think. So I think America's going more like Argentina Venezuela Zimbabwe. And so those those may be pretty severe but when the currency collapses. You know that's when you wish you had some goals sovereign bitcoin. So united, you can tell the story about. How we save Silverado closet in law. And I see your point about when a dollar. Currency Collapses we're when we're in Zimbabwe. We heard so many stories when the Zimbabwe dollar at a dollar Zimbabwe currency collapsed and how difficult it was and you'd have to if you were on the border towns, you were good because you could go across the border in South Africa in South Africa yeah it was it was an amazing story to hear people who lived through occurrences currency crashed like that. Yes you and I Robert we would we would buy gold I mean we would buy silver we'd have silver bars we didn't have much money Kosova cheap like three bucks And so we'd have silver bars and we stack them in our little master bedroom closet. With clothes covering it that was are safe. To store, that's how we start it. Look so poor nobody. Would come to. US? And then we were buying his house our first for personal residence house. We were buying it and you're Outta town in the realtor call and say we got your qualified, which was a feat in itself. Credit was in the toilet. Gotcha qualified finally and you need to come up with twenty three thousand dollars by tomorrow. How I'm like what what, and we didn't have any cash, we didn't have a bank account was like maybe negative one hundred dollars, and so I sure enough I opened that little closet door and there was so I took those brown grocery bags. We had a precious metal dealer down the street I called him up and I said I'm bringing in silver and I walk down with this grocery bag lugging it through the streets of law. Had No idea what was in there and I just cashed in a lot of our silver and that's how we got our first house. So when you buy, you can cash it in if you need it but I wouldn't recommend unless you really really need it. Took about gold and silver is the liquid. If you need the cash, you can go back but the price of cash is actually going down as government prince more money. So that's why gold and silver IRA edge. That's why says actually bad news the price goes up. It's bad news for everybody else. Doesn't have to be bad news for you suck. Once again, thank you all for listening to the rich data ratio the good news and bad news about money and please go to the New Orleans in Aspen Conference three hundred how much three? Seventy, five, seventy five is a bargain and get the some of the brightest minds in the most important investment of today remember. It's not the price of gold. Silver is the number of announces of gold. Over you have today you have one goal. Klein if the price goes to fifteen thousand eight, no big deal. You gotTa Thousand Gold Coins It's a big deal. Once guys thanks on the rich. Dad Radio Show and thank you the Bryant Lunden host of the New Orleans? Investment Conference. Thank you.

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