21 Burst results for "TSP"

"tsp" Discussed on WMAL 630AM

WMAL 630AM

06:54 min | Last week

"tsp" Discussed on WMAL 630AM

"To mark today about his situation and and we just did a scenario he has about $3000 in his Fidelity Ira's because he had moved it from a 401 K plan before, so it's just in a typical IRA at this point. And he said, You know, I've never really thought about this because I keep getting discouraged between my financial guy to say Oh, never look at an income into never looked at this and I said, Well, have you really actually drilled down on looked at it? It's kind of like looking at the second side of the story, and he says no, So hit me. Let's show me and I actually showed him that he would get at a minimum at least twice as much. As a Z A say that he could draw down example. He lets just put $100,000 into an account assume that doubled in 10 years. Okay, so now, his financial adviser, saying, OK, now you can take that down at a maximum of 4%. So that's $8000 per year. $100,000 is doubling to $200,000. Now you're taking 100 was the rest of your life, for example. Well, my illustration that I created for him. I was $100,000 put in now, 10 years from now he takes about $13,000 per here is almost done. And that's the first year and that's the first. That's the first year and increases from there five years down the road. It was $18,000. So I'm just guaranteed for life. So you gotta ask yourself. Why is his financial advisors saying that and you know we get this question every single week? Why isn't my financial advisor? Talk to me about the same strategies that you guys are promoting or talking about are sometimes people say we're advertising them, which I don't see us as advertised. But, yeah, we're you know, we're advisors but on you know it always to me. It always comes down to one simple answer, and I sometimes hesitate on giving the answer. But it's self serving. Okay, because you know, one of financial advisor has got you in mutual funds and stocks and bonds and so on. Then you know their gain Annual fees on that. So you know those fees come in from the companies that they use. I mean, I don't understand this. But advisors do get kickbacks from mutual funds and s and things like that, So they get paid that way, plus them. They charge a fee to you every single year whether you make money or you don't make money, So this was an income stream to them, and their home model is based on this income stream while our model is totally 100% opposite of that. Our model is not based on an annual income stream coming in from, you know, one of the plans that we set up we get paid One time we get paid from the companies that we set him up with. And that money does not come out of the client's deposit. Right? So you know, and you might say, Well, she's how did they do that? And they kind of you know, these companies look at us sort. I think In my opinion as advertising for them, they're not seeing them. You know, spending a lot of money, you know, doing television advertising and things like that. Instead, they pay us and they look at us as independent advisers as advertisers. So you know, we've got plans and strategies that you're not going to see from a quote unquote financial advisor or at least one that operates on a model of a fee. And, you know, utilizing stocks, bonds, mutual funds and things like that. So this is why it's so important to get a second opinion as you pointed out to get you To get your questions answered. I always say I like, you know, people kind of wince when I say this, but no one cares more about your money. Then you do OK. Your financial adviser, not us, not you care the most about it. All right, so that means that you need to have all the facts before you so that you can identify What's right for you. And typically, it's no one thing, a combination of a number of different things that is probably the best kind of, you know, Ah, eclectic overview of what you should be doing and it starts with getting educated. That's why we give away the book. That's why we do illustrations, and we provide them to you absolutely free of charge so that you can understand that there are things out there different and maybe things that are out there possibly better than what you're doing right now. It starts with a phone call. It's simple to do just leave your name your mail and your zip code will speak it that information in your hands The number to call or to text is 1866544 77 55 to get your free rat strategy savings plan call or text in your name. Email and zip code 866544775 Just call or text and your name male and 2866544. 77 55 David. Like what you said about how you That a lot of different diversification within your portfolio as you're heading towards retirement. And we call that the retirement stool which has lots of different legs that maybe you wanna have a tax three legged to that retirement. Still, maybe then you have your social security. You might be looking enoughto have a pension plan. But most people these days don't So you're able to then create your own pension plan with what you do here and now right now, so that we can help you for the future and the pension plan. You know, the kind of the thing about a pension plan is most of them kind of flat line. You and your income. Like if you had TSP as an example, I mean in D C. Obviously, there's a lot of people that have t S P s and they often recommend with TSP TSP would love you to A new It ties your TSP Right now They're going to give you a monthly stipend. Check every single month are quarter or however you choose to get it, but it's sort of flat lines really discontinued growth If you pay If you picked that option that is not a great option. No, not at all. So you want increasing income on a depreciating asset is that possible? It is, in fact, some of the accounts that we have day one. You're literally going to get a 15% or 20% bonus. The mat right out front and that actually helps contribute to your increases down the road. If you're starting with instead of $200,000, you're starting out with $240,000 Imagine what that could do for your interest credits down the road because it's kind of multiplying by the factor of you know the interest press from year to year, plus a multiplier. I could be up to 175% or even more swell supplier on that index return. In other words, if you got a 10% interest coming to you from the index that we choose, and it has 125% multiplayer on top of that, now you're getting 17.5% increase in your account, and that could be used for income later on or even for a legacy planning, So there's a lot of features a lot benefits on and that's why it's so important for you to get your questions answered. It all starts with the phone call or a text message, and we'll get Information in your hands. Give us the collar Testes at 186654 for 77 55 to get your free raft strategy Savings plan Call or text in your name. Email and zip code 8665447755 Just call or text and.

advisor TSP
"tsp" Discussed on News-Talk 1400 The Patriot

News-Talk 1400 The Patriot

07:28 min | 1 year ago

"tsp" Discussed on News-Talk 1400 The Patriot

"In a book, that's going to help current or retired federal employees, get the most out of their benefits and learn how to avoid costly. Benefit mistakes. We've also included the bonus section for the recent raunchiest, PNT, ESP modernization act. The Roth ESPN remember is not a Roth IRA. There's some very important differences between the two that need to be understood when making the election. Now continuing on with TSP. Let's discuss the TSP seventy-five opportunity that is available to all current federal employees that are at age fifty nine and a half or older. The TSP seventy five also known as the inservice age base withdrawal allows all current federal employees that are fifty nine and a half or older to transfer their TSP bounce to their own IRA. In other words, you do not have to retire to be able to take control of your funds, the use of the TSP seventy-five program does not stop the TSP and it does not stop the agency match. The account will continue until the employee retires in the additional accumulated balance can be transferred to an IRA of the employee's choice. There will be more flexibility with this option after the TSP modernisation actors in implant implemented. Sorry in September of two thousand nineteen. Why would you consider rolling your TSB balance to an IRA at the first possible opportunity? Well, let's take a look, as I had mentioned earlier, the ESPN is great for accumulation. But when it comes time to distribution, it can be very problematic. The IRA does not have the one time, partial withdrawal, limitations like the TSP. With an IRA you can't take numerous partial withdrawals. You can also put money back in the IRA if needed you cannot do this with TSP the IRA is fully multi generational. If the beneficiaries a spouse, the funds will pass it a spouse, the spouse with no tax, the spouse can continue the current IRA or transfer it to their own IRA. They can make new contributions to the IRA, which is not possible with the TSP IRA's heavy provisions that will save the contingent beneficiaries in most cases, that children tax dollars and diffuse the tax time bomb, we mentioned earlier, it's called a stretch. IRA the stretch IRA will allow the children or any non spousal beneficiary to take the IRA through a series of smaller payments over their lifetimes, instead of being forced to take full distribution like they would from a beneficiary TSP. This does not prevent the stretch. IRA beneficiary from taking more money if they need to though, it gives them more control over their tax liability, the stretch IRA can skip a generation as an example. Let's say your daughter is the beneficiary of the IRA, and she decides that she wants to she wants the IRA to bypass here and go to her grand, your granddaughter. That is possible with a stretch IRA, no possibility with TSP but possible with a stretch IRA you can actually place, a restriction on the IRA and require your non spousal beneficiary to take the inheritance via the stretch thereby preventing them from receiving all of the funds in one lump sum. This is what Heikal controlling it from the great, the TSP has no such provision. So let's review an example of how the stretch IRA can diffuse the tax time bomb for your non spousal beneficiaries. Let's say the. The inherited IRA is valued at two hundred thousand dollars. If the daughter in this example, where to take full distribution of the funds that federal tax rate could range anywhere between ten percent and forty percent. Not to mention possible state income taxes. Now, keep in mind that the IRA distribution is added to the daughters household income in the year. She receives it, it is not a separate taxable event. Meaning that there is a tax rate for the IRA distribution and a separate tax rate for the household income new, the IRS requires you to add all of that together in the year you receive it so now you can see why we call this a tax time bomb. So assuming that the parent made the right decision early on and made sure these stretch provision was in place, the daughter now has choices. So here's how the numbers shake out on the stretch IRA to the daughter. So the daughter in this example, is forty five years old, assuming an average rate of return, five percent the daughters, first annual required minimum distribution. We'd be about five thousand four hundred and twelve dollars the amount would change every year because the record distribution amount is based upon age, in value of the accounting, cheer so looking twenty years into the future, when the daughter is sixty five years old. She will have taken total distribution in the amount of one hundred eighty six thousand three hundred sixty three dollars. Now, here is the amazing part. She still has two hundred seventy eight thousand three hundred fifty one dollars left in the account. If she would have taken full distribution when she inherited the funds, the funds would have been spent down long ago, and, again, the ESPN no stretch provision. Now, let's look at the numbers, if the granddaughter were to inherit the stretch IRA, meaning that the daughter decided to let grandma's IRA pass to her daughter in this example. We'll say the granddaughter is eighteen years old now. We all know that, you know what would be more than likely to happen? If the eighteen year old got their hands on two hundred thousand dollars not only would the funds be gone in a short order short order. There's a good possibility that the tax liability would not be paid in the granddaughter would end up in worse financial shape than before the inheritance. So with all things being equal at age eighteen the first required minimum distribution yet. The granddaughter must take three thousand two hundred thirty dollars. And of course, he amount will change every year due to age in value of the account. Now here again is incredible miracle of compound growth by the time. The granddaughter turned sixty five she will have taken five hundred eighty seven thousand eight hundred eighty one dollars distributions. That's an. Credible number. But here to me is the most amazing part. She has six hundred and twenty nine thousand three hundred eighty one dollars leftover. Now folks, that TSP cannot accommodate any of this only an IRA and remember that this stretch IRA payout can be enforced as a restriction. By the IRA owner, which would require the beneficiary to take the series of smaller stretch. IRA payments, thereby eliminating the beneficiaries ability, take all the funds in one lump sum. All the IRA owner has to do is file a letter beneficiary restriction with the IRA custodian you can also eliminate self-management risk in stock market risk with guaranteed IRA. This type of IRA allows the owner to participate in the growth of a stock index such as the S and P five hundred. Or the Dow Jones industrial average this gives the account holder, a greater growth potential, without taking any direct doc market risk..

IRA TSP ESPN Heikal IRS two hundred thousand dollars five hundred eighty seven thou two hundred seventy eight thou one hundred eighty six thousan twenty nine thousand three hun three thousand two hundred thi forty five years sixty five years eighteen years twelve dollars eighteen year forty percent five percent
NTSB, Jennifer Hamady And Alaska discussed on Afternoon News with Tom Glasgow and Elisa Jaffe

Afternoon News with Tom Glasgow and Elisa Jaffe

00:20 sec | 1 year ago

NTSB, Jennifer Hamady And Alaska discussed on Afternoon News with Tom Glasgow and Elisa Jaffe

"A preliminary NTSB report released on the deadly float, plane crash in Alaska states. The surviving pilot was maneuvering his tack on airplane to show. Passengers a waterfall just before the mid air collision. Can we glean anything? It's too early for that. The TSP's Jennifer Hamady says the mountain air service plane broke up on impact in its right wing appeared to be cut up by

Ntsb Jennifer Hamady Alaska
"tsp" Discussed on WBT Charlotte News Talk

WBT Charlotte News Talk

01:37 min | 1 year ago

"tsp" Discussed on WBT Charlotte News Talk

"And TSP said today that the semi autonomous driving system was in use when a tesla model three drove beneath a semi trailer in Delray Beach, Florida in March killing the driver. It was very similar to a deadly Gainesville Florida area crash in two thousand sixteen when a tesla model three failed to stop before crashing into a semi truck as well. Tesla says people driving these cars have to be ready to intervene. There's an unusual vacation idea now vailable for people like handcock who are fans of Taco Bell. If you're a fan of the Mexican fast food chain and want to get away from it all you can head to the bell at Taco Bell hotel and resort in Palm Springs, California reservations begin in June with the hotel opening on August the ninth the taco themed hotel will offer several unique menu items that will only be available at the hotel. The bell also features a gift shop onsite salon, which will offer Taco Bell inspired nail art and hairstyle options. The company's brand officer says that the ideas meant to be playful and fun. And we'll be the biggest expression of the Taco Bell lifestyle to date. However, the bell will only be open for a limited time, Hillary barsky, Fox News, WBZ news time, five zero three, I was looking for a better way to check in on our house while I was at work at a friend recommended blink. I was skeptical, but decided to give it a shot, and I bought a blink camera system with our last security system. Fos alarms wires every. Where and monthly fees we couldn't get out of bed, but are blink system is different. They're motion activated cameras that work inside and outside. They're wire free easy to set up and they run onto lithium batteries that lasts up to two years. Total peace of mind and blink camera systems started under eighty bucks..

Taco Bell Taco Bell hotel taco themed hotel tesla Florida Tesla Delray Beach TSP Gainesville WBZ Hillary barsky Palm Springs officer California Fox News two years
"tsp" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

04:43 min | 1 year ago

"tsp" Discussed on The Dave Ramsey Show

"Two two five. Jasmine is in Charleston, South Carolina. Hi jasmine. How are you? How are you? Dave better than I deserve. What's up? So currently my husband, and I are baby step two, but he's in the military, and it's coming down to the wire to pick his retirement plan. So we can either go with the blended retirement system, or we can check with the regular TSA pain. We have to make that decision in a few months. And so I was wondering if you know what one would be better for us. TSP stick with that. And but but don't put anything in it right now to get out of by we've stopped all the contributed shins to it. Here's the reason it's much like having a company pension plan versus having a 4._0._1._K the 4._0._1._K. You put all the money and not counting the match and the growth. Okay. But when you leave the company, you can roll that to an IRA, and you take it with you, you control what it's invested in the company pension in this case, the government plan, the military is not controlled by you. And you don't take it with you all I'm by the way with the company, pension or the military when you die dies with you. You can pick joint survivor if you want to take lesser payment and your spouse, get some delay die. But ultimately when you're both gone, it's gone. When you roll your money out of your 4._0._1._K or your TSP in your case. It's there's a million dollars in there for your kids. It doesn't die when you. And so it comes out better for while you're alive and while you're dead. If you invest it well to pick for a one K versus company, pension or TSP versus government benefits plant, and they've brought the blended down to reflect that it used to be that the military was so strong on retirement that offset that and you went with the military retirement anyway because it was really you yacht both. But I'm I'm just loving you being in control. That's what I like and urine control, and it doesn't die with you. And that that always is going to help you move into more money aletha is with us in Memphis highly. How are you Dave? How are you better than I deserve? What's up? They I don't know how to get my husband on board. We've been the financial peace university. Couldn't get him to cut up his credit card. Then finally got to wear. Okay. He got an opponent where I paid off his protocol. He cut it up. Hey toes to get another credit card, and that's not his problem. His problem is cars. He is. He has an he's he's just he's a big did to buy new cars. He bought a we van in in November fourteen that we didn't need so I'll more expensive than cocaine, right? It is more this cocaine 'cause he turned around in December fourteen got a Cadillac. Okay. Then Jill fifteen the next year. He wanted to trace van on a truck. So with the vans. They'll be a new we upside down twenty thousand dollars got added to the truck. Chevrolet. He should own a company by now. Dave, you don't know the half of it. We had to Kanak stop stop was being at this level of stupid in any area of my life. My marriage would not be going. Good because my wife would not be okay with this level of stupid in any year. And then best deal, not helping you might have. He told me a new dies that's coming out. And I knew what a new dodge truck dodge, bright a dodge truck, and he's looking at all the bills and whistles of it. And that's how he starts every time. You thought about researching these vehicles and next thing. No, he's gotta have it. Gotta have it. Gotta have it. And is always this the mass one. Here's what I would tell you sit down to marriage counseling, my experiences. This it starts out as a mild level of aggravation. Which is kinda sounds like where you are right now. You're like disgusted your role on your eyes. You're like this is ridiculous. It starts out at that level. But at some point it turns into real deep worry for you where you like wake up at two o'clock in the morning on a cold sweat. And then it goes from worry to a level of anger that you cannot recover your marriage from the switch flips..

Dave Jasmine TSP South Carolina Charleston TSA dodge cocaine Memphis Chevrolet Jill Kanak Cadillac twenty thousand dollars million dollars one K
"tsp" Discussed on KLIF 570 AM

KLIF 570 AM

03:19 min | 1 year ago

"tsp" Discussed on KLIF 570 AM

"Vehicle that we use frequently in our retirement income planning process, and when we put on one of these workshops for the CPA's nine times out of ten, and I'm I'm very serious about this nine times out of ten the CPA's at attendees, workshops. Do not understand how these fixed index new it-it's work yet wave when you go to your big your CPA, and you say, hey. Talk this guy name, Rick, and he he recommended that. I maybe use a fixed indexed annuity for part of my retirement plan. And the CPA says, oh, don't do that though sanctuary. Terrible though, things are bad. And so you say, okay. Well, my CPA must know. And so you decide not to do it. Now, if you were to ask that CPA what's bad about him. Well. They have high fees. I heard to have high fees what he's talking about. There is a variable annuity, and yes, they do have high fees. And no, we don't use variable annuities. We don't like them. He might say, well, you're tying up your money. That's a true statement. But see the majority of the time what we're putting into these fixed index annuities is IRA money 4._0._1._K money TSP money qualified money that you've never paid taxes on before. And in a way that money is tied up. Anyway, see if you took that money out in a lump sum, or in big chunks. You would pay taxes in big chunks. You don't ever want to do that to your your qualified money, your IRA or TSP money? You want to take over your lifetime? Don't you? At least that's the way. I would do it and therefore you pay taxes over your lifetime. Not in big chunks. So what you do with you take this money out of your TSP or your 4._0._1._K, and you move it into a fixed index to nudity that gives you a monthly payment for the rest of your life, and therefore you pay taxes as you spend it instead of big chunks, the other objection your CPA might say that well, I heard it. They don't really make any money. They don't they hardly even keep up with inflation. But what he's talking he or she is talking about. There is what's called an immediate annuity and immediate annuities. Don't make much they they may you're lucky if they're making you one percent on your money at one or two percent on your money. What we're talking about him. What we use in our retirement planning process is none of those things we use a specific instrument is called a fixed indexed annuity a fixed index to new. Not the one of the most popular ones that I use right now get you eighty percent of the stock market growth without any of the risk of the stock market. How could that be a bad thing? And then you're able to turn on retirement income from it whenever you want to if you know, if you want to get to truth, come in and see me, you want to get the facts, let me call them the facts. Your CPA's not giving you untruths. They're just not educated in his process, in many cases. And and they they won't like me for saying that but see they know about things that I don't know about. And I know the bad things that they don't know about. That's just the way it is..

CPA TSP Rick eighty percent one percent two percent
"tsp" Discussed on News Talk KOKC 1520

News Talk KOKC 1520

01:51 min | 2 years ago

"tsp" Discussed on News Talk KOKC 1520

"The TSP up to two years to make the regulatory an operational changes necessary to enact these changes. So as you can see the TSP is going to become more user friendly when it comes to distribution options. We will keep you updated as these changes are implement before our discussion today, I will review the TSP as it is currently structured, and let's start with distribution options and limitations to the employees. The TSP allows only one partial withdrawal throughout the life of the account. So as an example, let's say the employees decided to leave the funds with TSP instead of taking advantage of the tax free transfer to their own IRA and after they retire they decided to take a long deserved vacation with their spouse. And make a withdrawal request from TSP for say ten thousand dollars. It's going to be very nice vacation. They get back from vacation and six months later. The refrigerator goes on the Fritz, so they contact he s p to withdraw two thousand dollars to purchase a new refrigerator. The Representative of TSP informed. The employees that they have already exercised their one time partial, withdrawal privilege, and the requests cannot be granted. So how's the employees going to get the funds out that they need? Well, they will be forced to choose one of the following TSP distribution options. Now, they could request a monthly income. But the problem is they don't need a monthly income. They just need a one time request for a lump sum, which they have discovered is not possible. If they choose the monthly option and try to cancel at the next month. They will not be able to do. So unless that cancelation request takes place during open season. So if the employee chooses that option, they will have a tax liability on funds. They really just don't need right now. Not to mention. Loss of potential growth on that money again, very restrictive. Another option. The employee has is to.

TSP Representative ten thousand dollars two thousand dollars six months two years
"tsp" Discussed on WMAL 630AM

WMAL 630AM

02:51 min | 2 years ago

"tsp" Discussed on WMAL 630AM

"Here on the show winter about the TSP modernization act, and how that will give federal retirees even more options with their money. And now we do finally have a date for implementation September of twenty nineteen according to the board. So I'm wondering now that we have a date. How's that affecting the planning that you're doing with people right now? Well, I'm excited to hear that they finally have a date for increasing the flexibility for the and really flexibility to do your retirement planning from the TSP. How does it change planning? What if I told you didn't? Oh, really? Yeah. What if I told you didn't? Because of the fact that the planning is really done at the strategic level, right? And so a lot of times when I meet someone for the first time, I I just mentioned to them. That we're going to nor the products for just a little bit. TSP or evaluating the allocation within the TSP, and and maybe if you have an accounted an investment house or a Bank or an insurance company. We're just going to ignore those for a little bit because we have to do some planning and the vehicles or the end to our planning, not the planning. And so what we wanna do is really realize after having a retirement mindset and understanding your objectives for retirement and taking inventory of your federal benefits, and how to maximize them then we develop a plan and a plan that fits you. Just you not the plan that goes into my computer and report that's the same for the thousands of people that I'm in front of every year. But instead a plan that's just yours that's customized to you. And so once you have that strategy, then you go back to the assets that you own. Right. And in the way, I like to think of it as if you've been working all of these years accumulating assets, and then you're finally going to pivot to retirement and you're going to start distributing those assets. One you've probably never had a distribution plan. Right. You've never spent the ESPN before your IRA's before so need for one makes sense. You didn't have one. But in working with me, you're going to get a distribution plan. Well since the distribution plan differs from an accumulation plan. You're going to have to make some adjustments. There will be some retrofitting that needs to be done because they're not the same thing. It's impossible for your investments to say the same in the accumulation plan in the distribution plan. So what the new TSP rules allow us to do is they give us more flexibility to retrofit the accumulation holdings into our distribution plan together. So it doesn't impact the strategy. It makes it easier for us to transition to your retirement income. Strategy. Okay in so starting in September. We're going to have fewer headaches. Fewer obstacles fewer barriers fewer hoops to jump through to get to the distribution.

TSP ESPN
"tsp" Discussed on News Talk KOKC 1520

News Talk KOKC 1520

01:32 min | 2 years ago

"tsp" Discussed on News Talk KOKC 1520

"The SP account with no ten percents penalty tax. This is an exception to the fifty nine and a half room. This does not apply to an IRA. So if you are leaving federal service prior to age fifty nine and a half, and you are fifty five or older when you leave service you need to assess your need for income from the TSP before you transfer the funds to an IRA any funds you transfer to an IRA will now be under the age fifty nine and a half rule. So if you feel you'll need. To take distribution from the TSP prior to fifty nine and a half. You may want to move part of the funds to the IRA and leave the amount you'll need us between age fifty five fifty nine and a half with TSP as I mentioned earlier. There are a number of restrictions associated with TSP distribution. So just make sure you understand all of the potential tax and penalty implications before moving forward on any transfers it is possible to take income from an IRA prior to age fifty nine and a half and avoid the premature distribution penalty through the use of the seventy two t calculation. This is an IRS calculation that sets up a periodic payment that will eliminate the ten percents penalty tax as long as the IRA owner stays with the payment plan for five years or two age fifty nine and a half, whichever is later the Roth TSP became available in two thousand twelve although.

TSP SP IRS five years
"tsp" Discussed on News Talk KOKC 1520

News Talk KOKC 1520

06:21 min | 2 years ago

"tsp" Discussed on News Talk KOKC 1520

"It is not permanent insurance. But the problem is most employs are not aware of what is going to happen to the cost and coverage over time. So my recommendation here is to have your life insurance needs and current coverage reviewed to determine what would be in your best interest at federal employee benefit advisors. We can conduct a federally assessment. So you'll know what your cost coverages and alternatives. Are we can also provide you with close on a variety of programs and find one that will fit your needs. When you call our toll free number at eight six six nine three three six four zero zero to request a copy of our book, the informed fed. You can also request a federally assessment. Now, let's take some time to cover a few details about employee benefits that come up from time to time. These are some areas that I have found are not well known or talked about much that can cause problems with making benefit decisions starting with the age fifty nine and a half premature distribution penalty as it applies to qualified accounts such as. IRA's and the TSP now you cannot take distribution from an IRA prior to age fifty nine and a half without incurring a ten percents penalty tax as with any rule. There are exceptions and the exceptions to that rule or this. If you leave federal service, and you are age fifty five or older that you have not yet attained age fifty nine and a half, you can take a distribution from the TSP account with no ten percent penalty tax. This is an exception to the fifty nine and a half room. This does not apply to an IRA. So if you are leaving federal service prior to age fifty nine and a half, and you are fifty five or older when you leave service you need to assess your need for income from the TSP before you transfer the funds to an IRA any funds transfer to an IRA will now be under the age fifty nine and a half rule. So if you feel you need. To take distribution from the TES peop- prior to fifty nine and a half. You may want to move part of the funds to the IRA and leave the amount you'll need us between age fifty five and fifty nine and a half with TSP as I mentioned earlier. There are a number of restrictions associated with TSP distribution. So just make sure you understand all of the potential tax penalty implications before moving forward on any transfers. It is possible to take income from an IRA prior to age fifty nine and a half and avoid the premature distribution penalty through the use of the seventy two t calculation. This is an IRS calculation that sets up a periodic payment that will eliminate the ten percent penalty tax as long as the IRA owner stays with the payment plan for five years or two age fifty nine and a half, whichever is later the Roth TSP became available in two thousand twelve although it. It is similar to the Roth IRA. There are some distinct differences that need to be understood before making that election. Let me say right up front that I am a huge fan of the Roth option whether it be the Roth TSP or the Roth IRA tax free income are three words that are near and dear to my heart, and they should be for you as well. The Roth DSP and the Roth IRA both provide tax free income. I have to say I'm troubled by the number of federal employees, I counsel with that are not taking advantage of the Roth TSP option we all need to accumulate as much tax free income as possible it's really easy to determine where to invest for tax free income because there are only to avail other than municipal bonds, Roth IRA and income from life insurance. So let's review some of the guidelines for the Roth TSP and compare it to the Roth IRA you can make your entire contribution to. To the Roth DSP if you want all of the agency match is credited to the traditional TSP, none of the match goes to the Roth TSP. So even if all of your contribution goes to the Roth side, you will still be accumulating values in the traditional TSP Cy. There is a five year seasoning of the account starting in January of the year. You started the Roth contribution. This means you cannot take a Roth distribution of the growth tax free until five years has passed. Now, there are no income limitations in order to qualify for contributions to the Roth TSP as there is with the traditional Roth IRA when you contribute to the Roth keep in mind, your take home pay will be reduced a bit because you will be paying taxes on the contribution as it goes into the account. It's an after tax contribution. You get the tax monkey off your back now. It then grows tax deferred like the traditional TSP. But when you take distribution there is no tax Roth accounts also passed to all beneficiaries tax-free. A non spousal beneficiary is required to take a minimum distribution. But again, no tax now, one of the major differences between the Roth TSP in the Roth IRA is required. Minimum distribution also known as our MD one of the big advantages of the Roth IRA over the traditional IRA is that the traditional IRA has a required minimum distribution at age, seventy and a half. Which means you're forced to tarp start taking distributions whether you want to or not the Roth IRA does not have a required. Minimum distribution. However, the Roth TSP does have a required minimum distribution. At age, seventy and a half. Just one more reason you should consider transferring your TSP balance to your own IRA. So let's do a quick summary of what we've learned today. The survivor benefit plan is fully taxable to.

TSP Roth TES IRS ten percent five years five year
"tsp" Discussed on News Talk KOKC 1520

News Talk KOKC 1520

03:08 min | 2 years ago

"tsp" Discussed on News Talk KOKC 1520

"Insurance. But the problem is most employees are not aware of what is going to happen to the cost and coverage over time. So my recommendation here is to have your life insurance needs and current coverage reviewed to determine what would be in your best interest at federal employee benefit advisors. We can conduct a federally assessment. So you'll know what your cost coverages and alternatives. Are we can also provide you with close on a variety of programs and find one that will fit your needs. When you call our toll free number at eight six six nine three three six four zero zero to request a copy of our book, the informed fed. You can also request a federally assessment. Now, let's take some time to cover a few details about employee benefits that come up from time to time. These are some areas that I have found are not well known or talked about much that can cause problems with making benefit decisions starting with the age fifty nine and a half premature distribution penalty as it applies to qualified accounts such as. IRA's and the TSP now you cannot take distribution from an IRA prior to age fifty nine and a half without incurring a ten percent penalty tax as with any rule. There are exceptions and the exceptions to that rule or this. If you leave federal service and your age fifty five or older, but you have not yet attained age fifty nine and a half, you can take a distribution from the TSP account with no ten percents penalty tax. This is an exception to the fifty nine and a half room. This does not apply to an IRA. So if you are leaving federal service prior to age fifty nine and a half, and you are fifty five or older when you leave service you need to assess your need for income from the TSP before you transfer the funds to an IRA any funds you transfer to an IRA will now be under the age fifty nine and a half rule. So if you feel you will. To take distribution from the TSP prior to fifty nine and a half. You may want to move part of the funds to the IRA and leave the amount you'll need us between age fifty five and fifty nine and a half with TSP as I mentioned earlier. There are a number of restrictions associated with TSP distribution. So just make sure you understand all of the potential tax penalty implications before moving forward on any transfers. It is possible to take income from an IRA prior to age fifty nine and a half and avoid the premature distribution penalty through the use of the seventy two t calculation. This is an IRA s calculation that sets up a periodic payment that will eliminate the ten percent penalty tax as long as the IRA owner stays with the payment plan for five years or to age fifty nine and a half, whichever is later the Roth TSP became available in two thousand twelve although it. It is similar to.

TSP ten percent five years
"tsp" Discussed on News Talk KOKC 1520

News Talk KOKC 1520

01:48 min | 2 years ago

"tsp" Discussed on News Talk KOKC 1520

"To request a copy of our book, the informed fed. You can also request a federally assessment. Now, let's take some time to cover a few details about employee benefits that come up from time to time. These are some areas that I have found are not well known or talked about much that can cause problems with making benefit decisions starting with the age fifty nine and a half premature distribution penalty as deploys to qualified accounts such as. IRA's and the TSP you cannot take distribution from an IRA prior to age fifty nine and a half without incurring a ten percent penalty tax as with any rule. There are exceptions. And the exceptions to that rule are this. If you leave federal service and your age fifty five or older that you have not yet attained age fifty nine and a half, you can take a distribution from the TSP account with no ten percents penalty tax. This is an exception to the fifty nine and a half room. This does not apply to an IRA. So if you are leaving federal service prior to age fifty nine and a half, and you are fifty five or older when you leave service you need to assess your need for income from the TSP before you transfer the funds to an IRA any funds you transfer to an IRA will now be under the age fifty nine and a half rule. So if you feel. To take distribution from the peop- prior to fifty nine and a half. You may want to move part of the funds to the IRA and leave the amount. You will need us between age fifty five and fifty nine and a half with TSP as I mentioned earlier. There are a number of restrictions associated with TSP distribution. So just make sure.

TSP ten percent
"tsp" Discussed on News Talk KOKC 1520

News Talk KOKC 1520

01:44 min | 2 years ago

"tsp" Discussed on News Talk KOKC 1520

"And the law gives the TSP up to two years to make the regulatory and operational changes necessary to enact these changes. So as you can see the TSP is going to become more user friendly when it comes to distribution options. We will keep you updated. As these changes are implemented before our discussion today, I will review the TSP as it is currently structured, and let's start with distribution options and limitations to the employees. The TSP allows only one partial withdrawal throughout the life of the account. So as an example, let's say the employees decided to leave the funds with TSP instead of taking advantage of the tax free transfer to their own IRA, and after they retire, they decide to take a long deserved vacation with their spouse. And make a withdrawal request from TSP for say ten thousand dollars. It's going to be a very nice vacation. They get back from vacation and six months later. The refrigerator goes on the Fritz, so they contact he s p to withdraw two thousand dollars to purchase a new refrigerator, Representative TSP informed. The employees that they have already exercised their one time partial, withdrawal privilege, and the requests cannot be granted. So how's the employ going to get the funds out that they need? Well, they will be forced to choose one of the following TSP distribution options. Now, they could request a monthly income. But the problem is they don't need a monthly income. They just need a one time request for a lump sum, which they have discovered is not possible. If they choose the monthly option and try to cancel at the next month. They will not be able to do. So unless that cancellation request takes place during open season. So if the employee chooses that option, they will have a tax liability on funds. They really just.

Representative TSP ten thousand dollars two thousand dollars six months two years
"tsp" Discussed on 760 KFMB Radio

760 KFMB Radio

03:30 min | 2 years ago

"tsp" Discussed on 760 KFMB Radio

"Why you did it or what drew you to the national guard. Don't really. No terrain service. But. I'll just come down to I love my country. Everything that's done for me. And I want to get it back. That's the best possible way. That's fantastic. Well, great. Have you been to basic yet? I am after this semester of college. I will do. All right. Well, how can I be of service to you? Because you're already serving us. Well, I have a few thousand dollars. I'd like to throw into either an IRA or thrift savings within the military, which is essentially a 4._0._1._K though is better than a 4._0._1._K, really low fees. Right. I want you to go in the TSP ESP over the IRA. Yup. And in the TSP, you'll have an option of a Roth TSP or a regular. Yeah. Go in the Roth TSP and go in the life cycle fund. Yeah. And how old are you? I'm eighteen eighteen already in college. And you're going to serve our country simultaneously. So you're gonna go to monthly drill while you're full-time college student. Yeah. I've actually been going to drill. Great. Well, thank you so much, and it's very unusual at your age to have any focus on saving for retirement. It's great that you do. And I hope that when you're at drill. I know a lot of times is hurry up and wait at drill anytime. You can kill a fellow new guardsmen into participating in the TSP get them doing it. Yeah. So why do you help me investing the TST over a Roth IRA because the expenses of the TSP are so extremely low. The TSP is run as a very very ultra-efficient operation, which a lot of people don't think the government can do anything officially TSP is outstanding and the cost structure and the simplicity of it or so favourable to you that that's why I prefer the TSP. Right. And well, if I don't know exactly when I wonder if higher. Well that doesn't matter cycle fund which L punch. I choose though because. Dr. To twenty forty twenty fifty. Yes. So when you were that far out from even a range of retirement dates there will not be that much difference in the mix of investments when you what twenty forty twenty fifty twenty sixty. And so. Your age. I would like you to look at at a minimum twenty fifty. All right. And probably more appropriate would be twenty sixty. But if you want to go a little younger as a target for retirement, go twenty fifty. All right. And again, thank you so much for your service to our country..

TSP thousand dollars
"tsp" Discussed on WTMJ 620

WTMJ 620

03:30 min | 2 years ago

"tsp" Discussed on WTMJ 620

"What drew you to the national guard. Really? Dumb notary service. But. L just come down to love my country. Love everything that's done for me. And I want to get it back. That's the best possible way. That's fantastic. Well, great. Have you been to basic yet? I am. After this semester of college. I will be all right. Well, how can I be of service to you? Because you're already serving us. Well, I have a few thousand dollars. I'd like to throw into. Either an IRA or. From the military, which is essentially a 4._0._1._K. No, it's better than a 4._0._1._K really low feeds, right? Yup. I want you to go in the TSP ESP over the IRA. Yup. And in the TSP, you'll have an option of a Roth TSP or a regular. Yeah. Yeah. Go in the rock TSP and go in the life cycle fund. Yeah. Yeah. And how old are you? I'm eighteen eighteen already in college. And you're going to serve our country simultaneously. So you're gonna go to monthly drill while you're a full-time college student. Yeah. I've actually been going to drill. Great. Well, thank you so much, and it's very unusual at your age to have any focus on saving for retirement. It's great that you do. And I hope that when you're at drill. I know a lot of times this hurry up and wait at drill anytime. You can guilt. A fellow new guardsmen into participating in the TSP get them doing it. Yeah. Why do? The over a Roth IRA because the expenses of the TSP are so extremely low. TSP is run as a very very Oltra efficient operation, which a lot of people. Don't think the government can do anything efficiently. TSP is outstanding and the cost structure and the simplicity of it or so favorable to you. That that's why I prefer the TSP. All right. Well, if I don't know exactly when I wonder a tire. Well, that doesn't matter lifecycle funds though, because. Those are like two twenty forty twenty fifty. Yes. So when you're that far out from even a range of retirement dates there will not be that much difference and the mix of investments when you look twenty forty twenty fifty twenty sixty and so on. Your age. I would like you to look at at a minimum twenty fifty. All right. And probably more appropriate would be twenty sixty. But if you want to go a little younger is a target for retirement, go twenty fifty. All right. And again, thank you so much for your service to our country..

TSP thousand dollars
Putin invites Trump to Moscow

24 Hour News

06:54 min | 2 years ago

Putin invites Trump to Moscow

"In just a couple of minutes, traffic and transit on the twos Well, another week of substantial news regarding Russia and special counsel Robert Muller's investigation, was topped, off, with Vladimir Putin saying he invited the, president to visit him in Moscow the White House is waiting for the invitation a formal one at least from bladder MIR Putin before President Trump, commits to visiting Russia, Rhode Island Democrat David cellini a member of the house foreign relations committee wonders if there will ever be a. Proper time for Mr. Trump the American president visiting Moscow after that country attacked our democracy sends the wrong message particularly. Says the president has not been a strong spokesman for advocating strong action, against the Russians for their. Aggression we know a reciprocal visit as in Putin to the, White House, has been put on hold according to the administration so long as the Muller, investigation goes, on Bob, Costantini Washington last week. Facebook's all billions of dollars wiped off the books in there could be more trouble ahead British Parliamentary committee. Found social media firms operate like it's the wild west, and warns Britain faces a democratic crisis over a. Misuse of personal data with voters targeted with, poisonous views it, says firms like Facebook and Twitter should be liable for harmful and misleading, material and, calls, for tougher regulation also a class action, suits being filed in London against Facebook on behalf of users whose data was taken without their consent before the Brexit vote Larry Miller CBS news, London the National Transportation, Safety board has reviewed the video from the onboard with quarters of that duck boat that sank more than a. Week ago on them the zuri late claiming the lives of seventeen people including nine members of an Indiana family funeral. Services were held for that family and now CBS news, transportation correspondent Kris, van cleave tells us the. Review of that video may raise questions about why that trip. Every It took place about forty minutes before the storm hit the. Crew, was advised to do the water portion of the tour I in as passengers were loading the captain is heard making reference to having checked. The, weather radar prior to. The trip now before the boat entered the water passengers were briefed on emergency exits and the location of life vests when the boat actually got into. The water conditions on the cameras were calm and, the captain allowed four different children to sit in the driver's seat even as the wind picked up, and, Whitecaps on, the water rapidly appeared on those video recordings reviewed by the TSP Kris van cleave CBS news Despite what it says on the internet there is no free beer the false offer asks users to. Fill out a survey to win free beer when you complete it it says congratulations you've. Won a free twenty four pack of beer from Molson scam then asks users to share the link on. Facebook and type thanks for my beer and the comments section a spokesperson for Molson says they're not giving away free beer and it's a fake offer. A variety of similar false offers have been circulating on the web including free delta airline tickets and coupons to Dollar General, I'm, Kerry she maker KYW, news time is one twenty two here's your traffic and. Transit on the twos We. Still have that accident in Montgomery township. Is county line road at lower state road we'll keep you posted on that one we're still seeing major. Delays on the Schuylkill expressway westbound that's construction. Between the blue route and Gulf mills we backed up, all the way to Gladwin we're starting to see it opened up just a bit but we're still seeing the right lanes. Shut down and that will be overnight. Ongoing construction also on, the Schuylkill expressway westbound this is at the thirtieth street exit that ramp is closed and, I will be for the next month also when. They can drive in both directions shut down till six am between Wayne. Avenue bridge we'll keep you posted on that one and also construction in southwest. Philadelphia this past young avenue between sixty. First and twenty-sixth that is shut down overnight In the TruMark financial twenty four. Hour traffic in remember banking is better than again I'm now to the third I'm CBS three meteorologist. Lauren Casey, overnight, mostly, clear and pleasant with a low temperature falling back into the. Upper sixties for our, Sunday mostly sunny low humidity a, beautiful and dry day with a high temperature at eighty-five, Monday of rain returns increasing clouds with a spawning, afternoon shower or, thunderstorm a high temperature of eighty four Tuesday look for a mix of. Sun and clouds afternoon showers and thunderstorms, especially west of I ninety five with a high of eighty seven Wednesday we kick, off the month of August mostly cloudy and steamy with scattered showers and thunderstorms high near ninety and on Thursday. Mostly cloudy with a, chance. Of showers and storms and a high of, eighty nine with your, eyewitness weather forecast I'm CBS three meteorologist Lauren Casey KYW NewsRadio. The jersey shore on Sunday sunny skies eighty degrees and in the Poconos seventy seven degrees under, mostly sunny skies, exercise routine at one gym in cherry hill has seen an, increase in men escaped by. Ws Kimberly Adams reports though Those men. Aren't hitting the weight room as much as they used to now they're hitting the bar the heads very hard difficult. Coordination it's completely different, level, that's to, be treated Brodsky talking about the challenges of a class called hit me at the bar at. The cherry, hill, racquet, club the class using a ballet bar is a high intensity. Interval training session inspired, by ballet Pilates and can be, a full body challenge instructor Heather overhaul have meant take, my class all the time they can't walk for, days it works, all the muscles that they don't work all the time that actually will. Help them get your stronger the class, has been around for a while in a group of ten usually five or men, no aspirations to be anything like Baryshnikov wanna be standing the next day Donald marks applauds the intensity of the. Workout and the benefits, some. Of the other classes I do are harder, on knees joints says, a classic it's still testy mentally physically Kimberly Adams KYW NewsRadio. Now it's time for the weekend business report hymns the start up in sales erectile dysfunction hair, loss and other, medication Over the internet is raised fifty million dollars in recent round of financing CEO Andrew m-. Says he'll use the money to expand into other prescription drug categories that getting clued things like sleeping diety get care prescription can care for, acne and anti aging, is known for humorous millennial focused. Ads some featuring slumping egg. Plans and others starring rap icon snoop Dogg to the place I want you ought to go to for him. Dot the wellness brand from me hymns isn't the only company in the, direct to consumer drugs, for manned business Roman focuses on e. d. keeps sales here loss products. Do them claims hymns is different because it offers a wider. Range of treatments we're very much.

CBS Facebook Vladimir Putin President Trump Lauren Casey Kimberly Adams Kris Van Moscow Russia White House Robert Muller Molson British Parliamentary Committe London Snoop Dogg Indiana David Cellini
"tsp" Discussed on WMAL 630AM

WMAL 630AM

02:45 min | 2 years ago

"tsp" Discussed on WMAL 630AM

"Our savings. Locked up in a 401K or traditional accounts so? How and why do we need to diversify so yesterday we met with two people who have this problem were almost all of their retirement dollars are. In 401K's and TSP's and protects bowl accounts the lady. Single later that and she is sixty one she lives in Woodbridge and she, drove over to our office here in Ashburn and she has, about a million dollars about at one point one million and almost all of it is in her TSP and Traditional IRA meaning. That I think it was like eight to nine hundred thousand for one point one million is. In, pre-tax accounts. Where we. Have, no idea where taxes are going to be, down the road and how much money in our account is going to Uncle Sam versus us then. We met with another. Couple where, we talked about the same very issue there in chantilly and they have about two point nine million okay. Two point seven out of the, two point nine million is all in IRA's 401K's rollover IRAs four three Bs and although they've done a. Fantastic job saving there is a lot of tax? Risk there right because we know what taxes are today and we know what they're going to be supposedly over the next seven years while the Trump. Tax plan and brackets and guides are in place but. Who knows what they'll be in two thousand twenty six and beyond when this, new tax plan is supposedly done and I always said before, this new president that with twenty one trillion dollars national debt taxes To go up and every single person that comes into our office I. Asked do you think taxes will be higher in eight years or lower and they say higher so we are seriously talking to everyone that walks through our door about Roth conversions and strategically. Purposely withdrawing monies out of our IRA's and 401K's and four three Bs and TSP's on purpose to pay taxes now while we. Know a. Tax. Rates are today and convert those monies into. Roth IRA's that are fully tax free for the rest, of our, lives and that do not have our MD's required minimum distributions okay and these are things, that? You are problem solving for people every, single day in one way you do that is by using that tax planning software you create personalized tax mapping reports for people that's right and, so this is really important because not only do we want to be. Investment diversified we want to diversify Oliver investments. So that we're not taking on too much, risk and we transition at the, porn every time In two income which is the second part, of retirement but equally as important as it is to be an investment, diversified it's just as important to be taxed diversified..

IRA TSP Woodbridge MD Oliver investments Ashburn chantilly Trump president 401K twenty one trillion dollars million dollars eight years seven years
"tsp" Discussed on WMAL 630AM

WMAL 630AM

03:47 min | 2 years ago

"tsp" Discussed on WMAL 630AM

"Have all of our savings locked up in a 401k or traditional accounts so how and why do we need to diversify so yesterday we've met with two people who have this problem were almost all of their retirement dollars are in 401k's and tsp's and protect accounts the lady in single and she is sixty one she lives in woodbridge and she drove over to our office here in ashburn and she has about a million dollars about a one point one million and almost all of it is her tsp and traditional ira meaning that i think it was like eight to nine hundred thousand for one point one million is in pretax accounts where we have no idea where taxes are going to be down the road and how much money in our count is going versus us then we met with another couple where we talked about the same vary issue there in chantilly and they have about two point nine million two point seven out of the two point nine million is all in ira's 401k's rollover iras four three bs and although they've done a fantastic job of saving there is a lot of tax risk there right because we know what taxes are today and we know what they're going to be supposedly over the next seven years while the trump tax plan and brackets and guides are in place but who knows what they'll be in two thousand twenty six and beyond when this new tax plan is supposedly done and i always said before this new president that with twenty one trillion dollars national debt taxes have to go up and every single person that comes into our office i ask do you think taxes will be higher in eight years or lower and they say higher so we are seriously talking to everyone that walks through our door about roth conversions and strategically purposely withdrawing monies out of our ira's and 401k's four threes and tsp's on purpose to pay taxes now while we know a tax rates are today and convert those monies into roth ira's that are fully tax free for the rest of our lives and that do not have armed required minimum distribution and these are things that you are problem solving for people every single day in one way you do that is by using that tax planning software you create personalized tax mapping reports for people that's right and so this is really important because not only do we want to be investment diversified we want to diversify oliver investments so that we're not taking on too much risk and we transition at the porn of retirement into income which is the second part of retirement but equally as important as it is to be an investment diversified it's just as important to be taxed diversified you don't want all your money in one type of basket are all your eggs in one basket which would be the tsp or 401k so it'd be great if you could have a combination of tax free money you know tax deferred money in your 401k's and tsp's ira's and also taxable money cash in the bank and brokerage accounts so that way you can adjust your retirement income strategy and manage your tax brackets better and retirement and this is just a side note but since we're talking about diversification with investments in i was actually on my dental cleaning this morning which aid knows i actually love my dental cleanings i know but i'm any cavities cavity a little a little bit of gum erosion or whatever but you know the happens with age but i was talking to my dental hygienist and she was kind of like what do you do i'm very you know financially conservative and just talking about different things with in regards to finances and we were talking about what what we do and what abe does and she was like oh we've had this guy for a very long time family friend and and you know.

401k twenty one trillion dollars million dollars eight years seven years
At least 30 children fall ill at Lake Placid summer camp, authorities say

Vickie Allen and Levon Putney

02:11 min | 2 years ago

At least 30 children fall ill at Lake Placid summer camp, authorities say

"Adding to the confusion one report quoting an unidentified senior administration official that around five hundred of the detained children have already been given back to their parents some critics of the president continue to ask for definitive clarification steve futterman cbs news brownsville texas in washington republican bill to make major changes in the immigration system went down in defeat on other one is being held up in search of support some online shoppers are going to have to pay more states will get more sales taxes on internet purchases that were off limits to local taxation before the supreme court overturning twenty five year old precedent stephanie mart's senior vice president of the national retail federation's south dakota along which is not a very big state they sit in their brief that this was going to increase their revenue by forty eight to fifty eight million that's a lot for a small state that's a lot of roads that's a lot of schools and that's a lot of revenue that they were missing out on about three dozen kids at a summer camp southeast of tampa or on the man highlands county fire ems told us kids were vomiting and even passing out a spokesperson told me they were out of the camp it's called cloverleaf four h here in lake placid they were blocking off the area where they know a majority of the patients were becoming sick so the camp is still open but they sectioned off areas that they knew were part of where the people got sick w tsp tv's garin flowers in sports the nba draft announced by commissioner adam silver on espn with the first pick in two thousand eighteen nba draft the andrea shoulder seven foot one center is not moving very far neither my name called me first before the phoenix suns was losing my mind blowing you remember roseanne the tv sitcom that came back from decades ago then got dumped quickly after star roseanne barr's twitter storm show is going to be back sort of but without roseanne abc is bringing it back as the connor family asian financial markets have been down major us market futures pointing higher at last look dow futures.

Espn Connor Twitter Roseanne Barr Roseanne Commissioner NBA Vomiting Washington Roseanne Abc Phoenix Suns Official Adam Silver Lake Placid Tampa South Dakota National Retail Federation Senior Vice President Stephanie Mart
Trump says US and NKorea talking at 'extremely high level

01:34 min | 2 years ago

Trump says US and NKorea talking at 'extremely high level

"On their way and tsp says this is the first death on a us airliner in nine years south korea has my blessing so what president trump is saying as the south and north korea prepare for talks to bring the korean war to a formal end after more than six decades president spoke as he begins two days of meetings with japan's prime minister shinzo ave in florida the white house says president trump hopes to ease concerns about steel and aluminum tariffs as well as possible talks between the president and north korean leader kim jong un one thing we do not expect to come out of this week's maralago summit president trump's tax returns on this final day of the twenty seventeen filing season white house says the president has filed for a six month extension as many americans with complex returns do according to a statement from white house press secretary sarah sanders deputy attorney general rod rosenstein is asking for an extension to handover copies of memos that fired fbi director james comey says he kept about his meetings with president trump the heads of three house committees have asked for them rosen's stein says some of those memos may have information about active investigations global news twenty four hours a day on air and at tick tock on twitter powered by more than twenty seven hundred journalists and analysts in more than one hundred twenty countries this is bloomberg thanks nathan now with our other top stories i'm john schneider this this update is brought to you by land rover at a thin for rotating confidence nothing compared to driving a twenty eighteen range rover villar see for yourself with special limited time offers from land rover edison are katina dealership goldman sachs which suffered a.

Land Rover Nathan Bloomberg Stein Rosen Director FBI Deputy Attorney General Kim Jong Prime Minister South Korea United States Goldman Sachs Villar Donald Trump John Schneider Twitter James Comey Rod Rosenstein
"tsp" Discussed on Super Station 101

Super Station 101

01:31 min | 2 years ago

"tsp" Discussed on Super Station 101

"Tsp my everything for savings for three days can the money that put aside can i have that in a income that i'll never outlive and can that be a certain income that i know exactly what is going to beat world war if we era marty we err on the underside in other words we may tell you are going to have less than you really going to have in the future not the other way around the worst thing to do is for a plane say yeah you can have twenty thousand a month when you retire you get a retirement thomas you've got nine thousand are no no no no way you're going to have some fifteen thousand a month and you may end up with twenty five thousand a month yet not think come coming complaining to us that huddle things vote us why we use our illustrations do we do we use real world numbers of ill about fifteen twenty years we don't use hypothetical hypotheticals we're were assuming allowed to just cannot be relied on now the financial termites again we're gonna talk about them can income have built in tax advantages so you we data billed as most tax efficiency as possible in each plan taxefficient see just means you're paying as little taxes legally possible yeah and it's the way to do it the spread of word question kennett be safe yet grow over time these are questions everyone needs to write down yes going to do again ken income be made more certain can i have a certain income that i know is going to be there for the rest of my life very important rights letting i think that's the most important absolute number two can incumbent have built in tax advantages another one i see the questions if you ask a current planner they'll say oh well based on what's happening in the past in the market in as long as the market does this nadan her and prince charles heir rights a horse it unfold of everything be fun no i don't want any as long as right i want gifts it's guaranteed here it isn't writing and nothing's ever going to happened that you're going to get your check you're going to go to.

marty prince charles kennett ken fifteen twenty years three days