7 Burst results for "Stephanie Gaines Bryan"
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"stephanie gaines bryan" Discussed on WTOP
"Virginia in addition to being a doctor I'm also a patient at Kaiser Permanente I love knowing that the doctors my family and I see offer state -of -the -art treatment and our national leaders in prevention and early disease detection learn more about our award -winning care kp at .org slash doctor this is WTOP news it's 445 I'm Stephanie Gaines Bryan thanks for being with us you can buy almost anything these days with buy now pay later financing the ability to break a payment to four or smaller ones often without interest is really appealing but as consumer man herb Weissbaum a contributing editor at checkbook .org explains many pay later customers are surprised to get their hit with costly fees American shoppers are using buy now pay later credit in record numbers to stretch family budgets and deal with higher prices while pay later financing is marketed as smarter than using a credit card all too often this seemingly free credit turns into a high -cost loan. Adam Rust is director of financial services at the Consumer Federation of America. Shoppers who use pay later because that's never simple as sounds it shoppers who use pay later credit and don't make their payments on time or who don't have enough money in their checking accounts to cover the automatic payment withdrawals can get hit with costly penalties and sometimes damaged credit. The Consumer Federation of America and the Center for Responsible Lending surveyed shoppers in California who use buy now pay later and found that many don't really know what they're signing up for and the financial costs. Consumer understanding of buy now pay later is not very high Peter Smith is a senior researcher at the Center for Responsible Lending people really do think of it as being fairly similar to a credit card but have it some does key differences. According to that just released survey 37 % of those who use pay later financing said they had incurred a bank overdraft fee in the last six months 16 % paid a late or rescheduling fee. As buy now pay later grows in popularity so do the complaints. In the last three years the Better Business Bureau has closed a combined total of 11 ,000 complaints against Affirm, Afterpay, Klarna, Sezzle and Zip. All five companies had average customer ratings of about one out of five. Something else to consider. Buy now pay later financing does not provide the same legal protections you get when you pay with card. a credit Something most consumers don't realize surveys show which is why consumer advocates are urging the Consumer Financial Protection Bureau to regulate these loans the same way it regulates credit cards. So here's the bottom line Buy now pay later can help improve your cash flow if you don't buy things you can't really afford. all You make the payments on time every time and you don't use buy now pay later for more than one purchase. pay You off the first loan before you consider taking out a second one. Consumer man Herb Weissbaum with .org. checkbook Now to the top stories were working on at WTOP. Virginia delegate Don Scott is about to make history and an off duty DC police officer is busted for driving his marked police car while under the influence. Keep it here for full details on these stories in the minutes
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"stephanie gaines bryan" Discussed on WTOP
"Novadental anesthesia where comfort meets dentistry. iPhone 15 Pro on Verizon iPhone 15 Pro on Verizon and other gifts for the vamp that they'll love this holiday. Trade in your old iPhone and get a new brand iPhone 15 Pro and Apple TV 4k and Apple one all three of and it's a great deal don't sleep on it offer and soon once again iPhone 15 Pro on Verizon is this song stuck in your head this holiday trade in any iPhone in any condition for iPhone the new 15 Pro with titanium Apple TV 4k and six months of Apple one all on us with unlimited ultimate. Now visit Verizon .com six months of Apple one then $10 per month $999 .99 device payment or full retail purchase with new smartphone line on unlimited ultimate plan required. Less $1 ,000 trade in slash promo credit applied over 36 months. Promo credit ends if eligibility requirements are no longer met 0 % APR. Apple TV 4k and Apple one offers require eligible phone purchase with activation on unlimited ultimate. Additional terms and conditions apply. Visit Verizon .com for details. WTOP and Silver Diner now bring you free lunch Friday to thank you for listening to WTOP whether you're at home at work or on the go. Three winners every Friday enter to win lunch free courtesy of Silver Diner and plan your next lunch in with up to five additional guests. There's something for everyone at Silver Diner with over a hundred menu items including vegan and gluten free options and your diner favorites. So don't miss out enter to win today at WTOP .com search free lunch. This is news. WTOP It's 5 23. A local university step is taking to another level the playing field for the deaf and hard of hearing community. Back in the day 1894 be to exact a Gallaudet University quarterback came up with the football huddle. The shield plays from opponents he was making in American Sign Language. Fast forward to 2023 the school is linked to another innovation a helmet where deaf and hard of hearing team members can see a coaches plays. The school developed the prototype with AT it allows the coach to call a play with a tablet which is then beamed to a small screen in the quarterbacks helmet. AP reports The this tech could also be a useful communication tool for workers and sometimes noisy professions beyond the football field from construction workers to firefighters. Liz Anderson WTOP news. The holidays are on the way and for many that means good food. A local woman is offering free classes The community get in touch with their inner kitchen. A DC area chef wants you to have a holistic kitchen revival this November. The kitchen is a place of healing is a place of transformation. Dr. Madea Allen better known as the organic soul chef says you have to set your kitchen up for success. Having a system in terms of nutrition and good meal production is really key. That means having the right tools such as a good knife and cutting board and being willing to experiment with spices. Things like cinnamon, clove, cardamom, I mean these are just the wonderful aromatics that help us keep warm. Stephanie Gaines Bryan, INWTOP news. This is part of our continuing coverage of people making a difference in our community. To find out more, go to wtop .com. To 25 and 55 powered by Red River. Technology decisions Think Red. Time now for Frank Hanrahan.
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"stephanie gaines bryan" Discussed on WTOP
"Time. Four people are dead after an SUV was hit by a truck Maryland State Police say 72 year old Charles Black the third was driving a Chevy Equinox heading west on Liberty Road in Westminster. He had stopped to attempt a left onto Skidmore Road when the truck was hit from behind by a Saturn. That impact sent the truck into the eastbound lanes of Liberty Road which is when Ford a F -150 struck the Chevy. Black was pronounced dead at the scene along with two other passengers 69 year old Barbara Black and 63 year old Debbie Hill of New Windsor Maryland. Two teenagers were also in the SUV both were flown to shock trauma in Baltimore and that's where 17 year old Gage Black was pronounced dead. The truck driver was taken to a local hospital for treatment. The crash is under investigation and investigators don't think impaired driving was a factor. Maryland hospitals have made progress on cutting wait times at emergency rooms but they're still the worst in the nation. The average wait time in Maryland hospitals is eight hours that's from the time you arrive at the emergency room to the time you're admitted. According to the latest data from the Maryland Health Services Cost Review Commission that's actually an improvement over the 11 hours recorded earlier this year. The Commission's review from September showed Antis Whiteoak recorded a wait time of 16 hours. Holy Cross suburban and Shady Grove showed wait times between six and seven hours. Hospitals have submitted plans to cut those times under something called Eddie, the emergency department dramatic improvement effort. Kate Ryan, UTOP News. Now the holidays are on the way and it's prime time to throw down on some good food while a local woman is offering free classes that help the community get a DC area chef wants you to have a holistic kitchen revival this November. The kitchen is a place of healing. It's a place of transformation. Dr. Medea Allen, better known as the organic soul chef, says you have to set your kitchen up for success. a Having system in terms of nutrition and good meal production is really key. That means having the right tools such as a good knife and cutting board and being willing to experiment with things like cinnamon, clove, cardamom. I mean these are just a wonderful aromatics that help us keep warm. Stephanie Gaines Bryan, WTOP News. This is part of our continuing coverage of people making a difference in our community. To find out more go to WTOP WTOP .com. Sports at 25 and 55 powered by Maximus, moving people and innovation forward. Here's Frank Hanrahan. This slide continues for Maryland
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"stephanie gaines bryan" Discussed on WTOP
"Your help. UNICEF can continue to be to there keep children safe. Visit UNICEF USA dot org slash earthquake relief. Thank you. Attention golfers. Come on out October 3rd for fun, food, prizes, and all for a great cause at the Calmera Stu Elson annual golf tournament 2023 Waverly Woods golf course in Marriottsville, Maryland. Calmera Incorporated is a 501c3 nonprofit providing homes and services for adults with cognitive disabilities in Prince George's and Montgomery Counties. Register at their website calmera .org or call them at 301 827177. This is WTOP news. It's 415. I'm Stephanie Gaines Bryan. Thanks for being with us. The NFL has announced two will headline the halftime show at the 2024 Bowl. Super 44 year old Usher is currently headlining a residency in Las Vegas, which has drawn sold out shows and rave reviews. In a statement, Usher calls it the honor of lifetime. a The Super Bowl will be in February at on February the 11th at Allegiant Stadium in Vegas. Doctors now have a new option to help prevent heart attacks. Forms of colchicine and anti inflammatory have been used as a treatment for gout for around 2000 years, but now some studies show in connection with other hard drugs, colchicine can actually lower cardiovascular risk by about 30%. The studies show that along with reducing cholesterol, reducing vascular inflammation also helps prevent heart attacks. The FDA has approved the drug as the only anti inflammatory to treat heart disease, and the Wall Street Journal reports that doctors may now use it with cholesterol drugs and other symptoms. Luke Luger, WTOP News. Be careful as you're out driving around today over the next few months. For the vast majority of the nation, 72 facts editor in chief Patrick Olson says that goes for Maryland, D .C. and Virginia drivers. Dark nights and daring deer pose big problems as the clocks fall back and mating season begins. A third problem? There is the danger of wet leaves on the ground. It's as slippery as ice and it can take as much as 200 feet to come to a stop. Olson says do a full checkup on your car, including tire pressure, battery, and windshield fluid before the season revs up. And don't forget to slow down. Gigi Barnett, WTOP News. around Jews the world are observing Yom Kippur, the annual Day of Atonement. It's the holiest day in Judaism and it includes prayer and fasting as of a way repenting for all of the wrongs committed over the last year. Followers of the Jewish faith attend religious services and don't eat from sundown to sundown. Young children and people who would be facing a medical risk from fasting are exempt. A QUICK LOOK AT THE TOP STORIES WE 'RE WORKING ON AT A W -T -O latest poll shows President Biden trailing behind former President Trump. A tentative deal has been reached to
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"stephanie gaines bryan" Discussed on WTOP
"Now. And so is she. Sinex Children's Saline. Sinex Breathe. Users directed keep out of reach of children. Everything you T .O .P. News. 6 .45 on this Labor Day. I'm Dimitri Sotis. Thank you for being with us. This new month of September is National Preparedness Month. An annual opportunity to raise awareness about the importance of being ready for emergencies. Have a plan is the message from FEMA as weather and other natural disasters are increasing. This year FEMA along with local agencies including Montgomery Arlington and County are among those focusing much of their attention on older Americans for preparedness planning the American Red Cross says older people are more vulnerable after disasters because they often suffer from chronic conditions and they take medications they also have a higher reliance on the need for givers they may be also more socially isolated FEMA says last week's hurricane in Florida and the Atlantic Coast is once again proof emergency preparedness is critical. Dan Ronan WTOP News. Help is it's hard to find for some new mothers battling long -term mood swings and anxiety disorders but one national hotline is designed to spot calls for help the doctors may miss researchers say about 20 % of new moms across the and country we report mood and anxiety disorders that affect how they care for their babies and themselves but a national internal mental health hotline is taking their calls for help the federal government's Health Resources and Services Administration, HRSA for short, launched it last year. We got 12 ,000 calls in the first year since about March of this our year call our volume has increased significantly by 6 ,000 calls Carol Johnson heads up the agency she says counselors are there to listen offer referrals to treatment and help remove the stigma of getting help. We need to goal is to make make sure that we break down the stigma and barriers that far too many women feel in reaching out for help sure that our health care workers are there to help. Gigi Barnett, WTOP News. Women of color are being warned about certain hair products that could pose a health hazard. A Montgomery County based nonprofit says they're educating the black community about chemicals that that are used in our care products and skincare products specifically with a lot of coloring are Most harmful to us Hannah McCall executive director of the Montgomery County based nonprofit clean beauty are linked to obesity. Girls says many of the products marketed to black women contain endocrine disrupting chemicals that are linked to obesity, diabetes and cancer. We certainly don't have to take on these long term health effects to be beautiful. She tells black girls I love whatever you want to do with the hair on your head. treatments. I just I want everyone to have the opportunity to do it safely. Stephanie Gaines Bryan WTLP news. this is This part of our continuing coverage of people making a difference in our community. Find out more. Just go to w top dot com. top stories were working on a WTOP. Today's heat has been almost unbearable and it's really just the Getting of a brutal week of high often record temperatures and arrest after a stabbing on Metro. Keep it here
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"stephanie gaines bryan" Discussed on WTOP
"Every year, close to 16 ,000 children in the U .S. are diagnosed with cancer. For 20 years, Hope Camp has been computers providing and internet access to kids with cancer to keep them connected to friends and classmates during treatment. This year, we've launched our 20 Years of Hope campaign, hoping to raise funds to ensure that any child who requests Hope Camp services will never be denied. Your donations will help pediatric cancer patients feel less isolated. To make donation a or to learn more about Hope Camp, please visit our website at www .hopecamp .org. This is WTOP News. It's 1215. I'm Stephanie Gaines Bryan. Thanks for being with us. A Maryland native who's one of the pioneers of the WNBA has been helping youth for over a decade chase their dreams. Sonya Chase, President and CEO of Chase Your Dreams, Inc. and Chase Your Dreams Academy, based in Prince George's County, says through her basketball games that began in 2009, she teaches local youth the four D's. Desire, dedication, determination and discipline. She says the lessons go far beyond the core. It's so much bigger than basketball that we teach our kids. It's the lessons that we learn sports in that we take to other parts of life. Because, she says, we're raising not just student -athletes, but we're raising people. This is part of our continuing coverage of people making a difference in our community. To find out more, go to wtop .com. It's 1216 marijuana is now legal at the state level across the DMV. Only one state has now a legal marketplace where any adult who can purchase recreational cannabis. In the latest installment of his special series, cannabis is coming to Maryland. W -T -O -P's John Omen went to the VIP room at one dispensary. We're bracing for a traffic. huge influx Brandon Barksdale of is the co -CEO of Remedy, a dispensary in Columbia expecting a festival atmosphere with food and music when it can start serving anyone with a legal ID that proves they're 21 or older. you'll And have to prove that as soon as you walk in the door. From that point, depending on the size of your retail operation will depend on what happens next. Most likely you'll start in a waiting area until someone's ready to help you through go the list of products offered, whether it's something you'd smoke or something you might eat. There'll really be an endless amount of different products and SKUs and they continue to get developed. Everything will be to go. The assumption on premises will still be illegal in Columbia. John Dome in WTOP news. Read more about how dispensaries are preparing on wtop .com and later this afternoon we'll tell you how you can keep yourself out of trouble. A quick look at the top stories we're working on at WTOP. A second high ranking Biden administration official will travel to China, this time Treasury Secretary Janet Yellen. Ten states are
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"stephanie gaines bryan" Discussed on WTOP
"Smile is great. But one smile in a community of smiles is so much better. The smile has a secret power that most people don't know about. A smile multiplies. It spreads from one person to the next. Stretching across entire groups of people Smile train knows this and is proud to be creating a wave of smiles across the cleft lip and palate community in over 70 countries. Patience, doctors, advocates, fundraisers. Collectively, our smiles are a celebration of the transformed lives of over 1.5 million children. Learn how smile train is helping the cleft lip and palate community at smile train dot org slash learn. Smile train changing the world one smile at a time. Success is picking up extra shifts, but now you want to be the boss. Success is getting your foot in the door. But now you want to take the next step. Success looks different to everyone. And for more than 75 years, university of Maryland global campus has helped working adults like you succeed again. Choose from more than 125° in certificate programs with online and hybrid courses, apply now with no application fee and get started may 17th. Learn more at UMG C EDU, certified to operate by chef. Oh, to be young and in love in Paris, sure there are bills to be paid, but there's also art, moonlight, and poetry. Washington national opera presents the return of its sumptuous production of puccini's la boheme. At the Kennedy Center, with an acclaimed international cast and ravishing music, la boheme will win your heart for the first or 50th time. Life is short. Join the party, may 13th through 27th in the Kennedy Center opera house, tickets at Kennedy Center dot org. You're listening to WTO pneumo. It's one 15. I'm Stephanie gaines Bryan, thank you for being with us. Some are travel can't wait for vacation season to start, but they may soon have second thoughts about their planned getaway. The transportation security administration is expecting a ten show record number of travelers at airports this summer. At the same time, major airlines say they will be cutting service amid concerns about air traffic control, staff levels. CBS travel editor Peter Greenberg joined WTO's Mark Lewis