30 Burst results for "State Bank"
"state bank" Discussed on AM 970 The Answer
"State Bank, Equal housing lender. Got something to say. Call under the choke Piscopo show right now, 87797. 02999. That's 8779702999 a ring a ding ding ring a ding ding ring a ding ding soma terminal A and I pull in and I got the car and now I'm wrestling with every the smart card everything and I put it. I finally check in. I do myself now what I'm gonna do. My car is out there. And I had to go park my car, So I go to daily parking them daily part. I know it's caused very expensive cinema go daily parking, and hopefully my car will be here when I get back. Snork Airports president told you all this stuff. Police doing a good job. Port Authority cops were doing great job out there very difficult. I understand. So, so I go and I parked the car. I'm not proud of him walking in. All right. Good. I'll take care of so called with the thing we go. We have a time of our life. Best time ever. With Mike Lindell in in Mitchell, South Dakota, Just the best time error and proud to be there for my friend, Mike window and we and it was a love fest like I've never seen politics aside, By the way, it was just great to be there. And this frank speech you said, Like you said the feed was a professional. They must have had a dozen cameras in front. Yeah, the fee was Claudio Was Chris yet? Really? Yeah. Yeah. Mike really went on up, Frank speech. That's what we gotta go. We're gonna pull ourselves off a Twitter. And we're all going to go to frank speech up for for sure. So now. Okay? We get up early next day. I gotta go. I leave. So, Dave, the driver comes the one that asked me to talk to his friend on the radio. Was that great ham operator was it was it was a good to four. It was the husband and wife team. I said that helped the marriage or hurt the marriage working here. They don't help. That was great. It's real America. Get the black hills in the background it you could see for miles like like where I live in Jersey. Why I love it out there. It's open. You know it's open, and it's like a country kind of. It's kind of really cool that it's New Jersey. When you gonna you go to South Dakota go to the Dakota. It's like small time and you know, it's like a miniature of what it is out there vast. The vast land, you know, to the badlands, you know, and just just spectacular, So I come back, and it was great. Okay, so we land I go down now I'll get my luggage. Okay? I'll get the letter by myself. I want to do this by myself. I wanted it just for humility. I want it. I don't want to call him. So I said, Do I run? Get my car, Then bring the car ran Now. Maybe, uh, you know what? They got luggage out from United. Now somebody just texted me said Shall we love Mike Lyndall? We're huge fans. But you flew Delta I It was the words. You're right. It was the word by mistake might be, But then it flew United, which was like and and the flight attendants are great. It's just the airlines the way they want it. So I come in, and then I go. Well, All right, let me get my luggage. So I get my big saxophone. When I got the case, I got a B. I think I thought now I'm doing the regular people think. Cee. Cee, I'm pushing going. And then I walk across the suit, Of course. Yeah. And I walk I walk across across the street. You know and say Okay, Well, maybe I'll get a new member to take me wherever first I'm thinking. Let me get my car. I realized a man terminal C and I took off a terminal B, So I parked my car in Terminal. B O don't have double. What about the trim? You didn't take the train? It's the biggest fail on the plane. Okay, It's what I'd rather sit for hours. And it's a small world going around that tramp Disney world. Yes. Then I would get on the dream and no work because it just doesn't work because I had all this luggage and I'm not gonna give you there's nobody to help you in north Nobody. No, but there's nobody. I love 15 minutes from now. No phone calls. Oh, you could have put that bet that whatever s so I go. So now I go there. Now I gotta take a lift Our uber over to be one of seven words. Remember, you've got a lift just to take you to the other terminal exactly right? Because it's an organ like another cup Was the guy shocked? Like, where you going? I'm going from one side to the other. You know, Some of these guys don't get it. No, he could see was from I didn't record. These were these friends jerky, but but they weren't No, they're not polite. It's like it was jerking. What's your name? I don't know. It was. Well, that's not even that's not has been made It sound like he was from Russia. Let me do Yakov Smirnoff. Okay, so he goes. There he goes. You come right there, So I go. Okay, Great. I'm on the right side here. So it pulls on the other side of street and he gets out of the car and he goes like this. One. You come here. If the guy's picking me up you come here you come here. Now I feel that this is what's gonna coming. It's socialism. We're gonna be like the Soviet Union was starting already because I got I got a lot of me on the other side honoring me not to take my luggage over there. You come here and by the way, Yeah, office. Very poor s. So I go. I go. Okay? I don't even argue. Because it I'm not getting in on this. I refused pins and needles, needles and pins. That happy man. Now I gotta walk all the luggage back across. Oh, Souto, Frogger, I go, I go. Look, I look Mr Putin, could you please put this in my back? Could you but The guy who's taking it zah best that he's put everything to go. I got to go to be one of seven. So he was e Can't get in there always. I can't. I said, you know. Oh, my gosh. I said, Let's just drive near there. Please. Vladimir, could you please go there? So he goes because Meanwhile, let's have it Now. The work is so put the most poorly designed airport on the planet is North Airport. So you gotta park that night, You know, then they leave a vacant lane. Ah, full lane for no reason. It's just because they wanted to build the car laid. So everybody makes more money. Then there's a parking lot. So now I got the outside. I got Delaney goes. You can't get there from here. You can't get there. Well, thank you. Vladimir. Can you take me around some other way? You know, And I'm not mad. I'm going. Okay. Why don't we just stop here and I'll get out. That's OK. So he unloads everything. And then he gets to get back in his car. Listen, I go. Could you watch this is saying Because I'm gonna go. I'll take one by one. You rude son of a gun on lift. If you out, take one by one I will take. I'll do it myself, Could you?.
Some Black-Owned Businesses Are Turning To New Banks For Paycheck Protection Loans
"To help keep workers on payrolls. Businesses owned by black and Latino people were often at the back of the line. Those firms often had to wait longer for money, even though many were desperate for financial help. With a new round of business loans in the pipeline. Authorities are now trying to address that disparity as NPR's Scott Horsley reports like a lot of business sellers. Jennifer Kelly's income took a hit last year when the pandemic struck. She's a clinical psychologist near Atlanta, and some of her clients didn't make the adjustment to online or telephone counseling. Kelly, who has two employees applied to her regular bank for a loan under the federal government's Paycheck protection program. But she says the process was frustrating. It's kind of like trying to get the vaccine. They put my name on the list. And there they finally said, Oh, we all have anymore, And we're sorry that first round of P P p loans was exhausted In less than two weeks. Lots of businesses complained that banks were prioritizing their biggest customers. Bones were especially hard to come by in neighborhoods with a lot of black and brown residents When I needed them. They were not available to man, including. I'm not the big business, but I'm a small business and committed like with the fabric of America. When Congress okayed a second round of P P p loans last year, Kelly applied again. This time through a bank 250 miles away in Savannah, Georgia that specializes in working with black own firms. They were very patient through that entire process, and I didn't get approved for the loan, and I do hope that, especially in the small black banks will survive because We need to have those institutions that second bank Kelly worked with. Carver State Bank was founded 94 years ago with the goal of building financial freedom for its African American customers. 80% of its loans go to black owned businesses. Robert James, who sits on the bank's board, says he received P P p applications from around the country most looking for less than $50,000. Most of our applications are very small businesses individually owned gas station in the neighborhood or restaurants are people deserve a lot of credit for the hard work that they're putting in just to make sure that we get help to the customers that need it. The most According to the Federal Reserve Bank of New York. Even before the pandemic, black owned businesses were more than twice as likely beyond shaky financial footing as white owned firms. CEO Janine Jake Oak of the Community Development Bankers Association, says that means the extra time it took for loans to reach those businesses could be costly. They had a lot less cushion to start with, which made them much more vulnerable when the economy went south. Authorities have tried to address the disparity in P P p lending in a number of ways. First they've made more money available. They also gave banks that specialize in minority and low income communities, a head start when the latest round of paycheck protection loans was launched last month. Finally, while the loans were designed to be forgiven, some black borrowers are suspicious, a legacy of the long history of discriminatory lending. So education is also important. Carver States, James says he tried to reassure African American borrowers they can use P p p loans to keep their businesses and communities afloat. I've heard a lot of stories of customers who were eligible for these funds, but didn't trust that there wouldn't be some sort of a catch. Craig Gordon runs a company that provides in home nursing care in Georgia about 30% of his business is on hold right now because many of his customers are wary of letting anyone even a skilled nurse into their home during the pandemic. With Carver States help Gordon's just been approved for a second p p. P loan. This will buy us probably three of four months, and I'm hoping that all of those vulnerable folks that we served by again will be well vaccinated. In the meantime, cordon says the forgivable loan will help him keep dozens of people on the payroll. Scott Horsley. NPR NEWS Washington
What happened To Jack Ma
"Development between chinese companies in the. Us is only part of the larger tech story in china. Late in two thousand twenty. China joined the us in europe in a global big tech reckoning when it released series of proposals to rein in the chinese fintech sector new rules on how online leaders could operate and the government increased scrutiny on players like ten cents at jd dot com in an effort to curb anti competitive behaviour. Then china effectively blocked would become the largest ipo ever. A public listing. The chinese fintech aunt group shortly thereafter china's markets regulator opened antitrust probe into e commerce giant alibaba aunt groups largest shareholder and one of the most valuable tech firms in the world amid all this chinese officials had met jack. Ma co founder of ant group and co founder and former chairman of alibaba. He's still one of companies largest shareholders. He's china's biggest business. Celebrity enriches tech tycoon. He's regarded globally as a symbol of china's success up until recently he was a pretty visible character. Even starring as a judge on a popular reality show. But jack ma hasn't been seen publicly two months. We're all starting to wonder where he's gone back in october. A financial forum in shanghai mom spoke out against chinese regulators claiming they're conservative approach hindering innovation. He envisions a different financial system for china. Global onlookers are growing more and more concerned at the chinese communist party would rather those visions remain unrealised. Here's becky quick. joining us. Right now is leeland. Miller china beige book international. Ceo and leland. Obviously it's just speculation at this point but it does come after. Some clearly heightened tensions between jack ma alibaba and chinese regulators. Yeah i mean the question right now is whether jack is is managing a very low profile for his own good or whether he's been brought in a dark room in his having new terms of alibaba dictate to him. A nobody knows nobody will know until till the government comes out with a statement I think right now you know. Jack is sort of muttering himself. Oops and it's oops on some of the things he's done in recent months in terms of antagonizing government regulators but this is something that the alibaba ecosystem has been something that has been antagonizing state banks and the state run financial system for years and years. So it's it's not altogether surprising that he's he's become under more pressure right now and he has a target on his back now that he's been completely vulnerable. You're not talking about the retail side of alibaba. You're talking about the financial side what they've been doing. And why don't you explain that a little bit to people why it's such a threat to the chinese banking system. This is a point that That i've made years ago when alibaba. Cbs's guest commentator for the alibaba ipo in two thousand fourteen and everyone was talking about spectacular. This company is and it's true. It's spectacular innovative companies. But the is alibaba's not one company. It's actually two companies It is a retail firm. Which is a chinese national champion. I think that's what people think of when eight when they think of alibaba most of the time. But it's also a giant financial firm and it has been innovating behind the scenes of chinese finance for years whether it's on my mutual funds whether it's e payments these are systems that have been beating the tar out of the state banking system. Alibaba for yle was allowed through you. It's it's mutual fund to to offer these very very high rates where the state banking system couldn't and over time china beige book. You can see that. There's been migration deposit flight from the state banks over the alibaba system. So jack has got an enormous number of people who really dislike him inside the chinese banking system and this is a problem that happens in beijing step in and they'd regulate the alibaba are force them to bring the rates down but this has been a tension not for months but for years. So so this is this. Is jack finding himself. Boehner and having lot of enemies on the inside leland. Just in terms of of what that means for the chinese population. I mean it's it's a good thing. It's it's helped so many people in china who wouldn't have been able to get loans otherwise wouldn't have been able to do some of those things so i have a hard time thinking that that in itself has been the biggest problem or why the communist party might down on him But you know some of the things that he said very recently have been incredibly antagonistic. Just in terms of things you're not allowed to say in china that he said right in one rule is you don't antagonize the chinese communist party and expect good things to happen but but look wall. What alibaba has been doing been innovative. It's been good for chinese consumers and households and the chinese economy keep in mind the vested interests that are affected by this. You have these technocrats. Bureaucrats have the bankers who have watched their their fiefdom less and less important over time. and so even. If this is good for china writ large. This is a real question. Mark to where the banking system falls in this new world order now. If jack had his way he was sweep the banking system aside and replace it so it may be good for china. But it's not good for a lot of party. People who are in the top of the power chain which means that jack better tread carefully at this point. It's raised a lot of questions about what this means for international companies trying to do business in china whether they be tech companies or something else but we also have at the same time the nyse announcing that it is not going to move forward with its plans to deliver those three. Chinese companies says it did this after having discussions with regulators. But you've got to think it's it's got more to do with who's going to be in the oval office come january twentieth a biden administration versus a trump administration. What what does the setup for just in terms of the us relationship with china. Yeah look i don't think biden particularly wants to touch this issue so he's keeping his hands off it but this is really about inattention by the trump team. I mean they put a rule in place and they sort of went off and pay no attention. You know certain certain agencies like treasury behind the scenes hoping to weaken this. And and that's what they did and so if you don't if you put out a bunch of rules and then you don't fall through on them. You're going to have a lot of questions over how they should be interpreted and at this point. They're so little clarity on what the administration was asking for. And what the executive orders called for and and what executive orders in the pipeline. That these That nyse in and a bunch of other financial entities basically said. We don't understand what's going on here and we're not going to implement them and they got soft backing behind the scenes from treasury not to implement them and so here you are. Everything is sort of falling apart in terms of some of these latest trump moves in the last days of the trump administration. Bring them back to what investors might be looking for. Is this a situation. Where manufacturing companies anybody. Who's making things that they're selling Either from china or to china. How is this going to play out. You have any ideas. I think that the biden administration has come in with severe restraints in terms of what they can do. They want to use political chits. They have on domestic issues. They they know that biden has had years and years and years of being called week on china when he was vice president. And so they're not gonna be able to do any heavy lifting on the china side particularly in the early days. So i think that from this standpoint biden wants to sort of he won't be able to pointing back he doesn't want to do a whole lot. And so you know you're going to be on a glide path at least until he gets both staff in you know three to six months from now but in terms of investment with china. This really has to play out. The chinese are certainly gonna come in and try to have a honeymoon. Period with a biden administration promising kinds of climate goodies. The question is who are going. To policymakers. That are gonna be in charge of china policy for for for the biden administration. And are they going to have authority within his realm in order to push back congress for certainly be at their backs but but this is some this issues. These china issues. That i think biden would like to ignore for as long as possible in his first six months. There are a lot of china hawks in congress. That would probably make that pretty difficult to ask. What what should we be watching. What are the key points or the key events. A lot of it has to whether whether cova continues to to suck all the oxygen out of the room you know code will be will be issue number one. But you're right on congress you're gonna you know you have some very fire. Republicans you also some fire. Democrats who who are who are who are quite animated on the china issue. There's a bipartisan agreement. Right now that china needs to be dealt with rather rather tough fashion. So i think that you're going to have a lot of pressure from congress. Which is why i think biden wants to have nothing to do with it. He's gonna let some a lot of some of the trump stuff glide he's gonna want to avoid the issue as much as possible. It's going to become harder and harder. As the beijing olympics comes into sight year and a half from now There is going to be a lot of push both domestically internationally to boycott the olympics A year plus from now and this is going to become extremely hot topic not yet but later this year and so i think he's got a pass for at least a few months but later this year. I think it's going to get a lot lot lot tougher on the environment on china again. I can't believe the olympics in beijing are only a year and a half or so away. A leland it's good to talk to you. We will see him
"state bank" Discussed on AM 970 The Answer
"The Corona virus that it's crazy, Deb, but we'll get through it. And it's Friday, so we'll keep that in mind. And you got traffic out. There is always some traffic on the road, 20 after six o'clock I am night. 70 the answer. Thanks. Makes your Yeah. Looks like a lot of the homeless or out of the subways and on the streets. I guess that's what's happening. And your subways. They're moving. Fine right now. After the overnight cleaning that ended at five AM again this morning, let's go to the IAEA. Joe, we're seeing volume getting out for the city on the L I e V. E l I eat West found the service road. Getting right out toward Main Street. Everything closed. It's an accident investigation, and this one involves a pedestrian. Unfortunately, so definitely watch for that. This morning traffic is building on the Guanacos eastbound over by the prospect of the collision. Stop and go Traffic on the westbound side of the Bruckner heading right down toward the hunts. Point drawbridge. If you're gonna be taking a spin into town at the Hudson River crossings moving along smoothly there. Columbia Road. Watch out for some soda downs here as you get out through floor on park. It's all due to some down cables as well to watch for. So we're gonna keep an eye on that for you as well. Checking in on the forecast. Looks like we're going to see rain today. High in the sixties, you know, know where not to go. I'm Debbie. Do him with Joe Piscopo. Am 9 70 the answer. You know, when I tell you about Empire State Bank, I tell you one of the great things about New York, and now they have branches on Staten Island, Brooklyn or throughout the Hudson Valley. And you know when I talk about old school and as it should be, you know, that's what Empire State Bank is all about. Children. Area's great comes up with the concept of the open backing. You know, you see those commercials on Where the guy walked in. He goes. This is the new banking. Excuse me that was filled with Mary's idea. Ordinaries idea, You know, Empire State Bank part of your community, not just a branch located in your community. You'll know Phil. You'll know Jeannie. You know, Tom, you know you'll.
Number of laid-off workers seeking jobless aid stuck at 1.3M
"The number of Americans seeking unemployment benefits remain stuck at historically high levels indicating layoffs are continuing as the virus outbreak gets worse for seventeen straight week jobless aid applications topped one million the last week they fell slightly to one point three million unemployment remains painfully high even as the economy show some signs of coming back from the pandemic but a surge of cases is threatening the recovery there up in forty states bank of America says twenty two states have either pause or reverse their economic re opening California and Florida are among those who have again close to bars and indoor dining Sager made Donnie Washington
"state bank" Discussed on WSB-AM
"R s has State bank taxes, payroll taxes or unf. I'll tax return. There's approximately 450 billion in unpaid taxes owed to the federal government. There may be a delay and levees and garnishment but it won't last forever. The arrest will aggressively collect what they believe should be. Ah, don't lose your hard earned money to the I. R. S Let the pros attacks defense Partners. Result of your tax problem called 88 45 98 79 80 88 45 98 79 Thiss Is a traffic red alert from 95.5 WSB WSB news time. 10 05 Let's get your updating the WSB 24 hour traffic center with January Keaton. Yeah, that red alert is out of north Fulton County. All lanes are blocked Still on Georgia, 400 South bound. This is the foreign Lennox Road. It's a multi car rollover crash injuries to people being taken to the hospital in Buckhead. They should be okay. According to the P, I o. I just spoke to several emergency vehicles, though still on the scene there, blocking All lanes you can get by on the right shoulder. But if you want to get by quicker, take Roswell Road or Pete ST Dunwoody as your alternates January Keep 95.5 WSB your alters Kirk knowledge with small, saccharine, dependable forecast. A few clouds overnight lows around 73 for Saturday makes the sun shine in clouds of 30% Chance when isolated thunderstorm afternoon or evening High 90 low 70 Sunday. A mix of sunshine and clouds A 30% chance of an afternoon thunderstorm. High 89 Low 71 Monday A shower thunderstorms, 70% likely high 81 Low 70.
Gunmen attack Karachi stock exchange, killing at least 3
"Authorities in Pakistan say gunmen attacked the Pakistan Stock Exchange today in Karachi. Country's financial Center. Police officials say Four of the assailants were killed. The building also houses the Pakistan State Bank and the headquarters of several national international financial
"state bank" Discussed on Newsradio 600 KOGO
"Stanley James Gorman grand rapids State Bank southern Bancorp holds great institutions with lots to say and lots of good ideas and if you look at how paycheck has been working out the numbers are incredible and I hope Congress is going to be able to supplement the amount of money going to our workers I hope they're able to get that done very quickly because it's been an incredible success and many are already spending that money and the money's been distributed ID numbers that nobody believed possible for the short period of time was only a week ago but a lot of money has been distributed already it's going to keep our small businesses open the construction labor work force International Union of operating engineers Jim Callahan North America building trade union Sean McGarvey is a lot of friends of mine labors International Union of North America Terry o'sullivan international brotherhood of teamsters James Hoffa national electrical contractors association David long back tell floor national association of home builders association of builders and contractors associated general contractors Richard Trumka AFL-CIO G. H. Palmer so these are some of the the unions pretty much almost all of the ones that will be on the line a defense with Lockheed Martin Honeywell Northrop Grumman these are all the top of each company CEOs chairman's presidents Raytheon General Dynamics energy we had a tremendous success recently with energy over the weekend to finish with the tremendous credit going to Russia and Saudi Arabia and it could be as much as twenty million barrels a day a cut so that we can get rid of some of the tremendous excess oil that's been produced because of the fact that the virus just knocked out almost fifty percent of the business it's been an amazing achievement some people say one of the biggest oil deals ever made maybe the biggest oil deal ever made this saying I didn't know that but we were involved in getting that done and it was very important to save hundreds of thousands of jobs for the energy industry Texas and North Dakota Oklahoma all of our different energy states it's great so we're very happy about I want to thank everybody we had the it's called OPEC plus that's OPEC plus meaning some nations outside of OPEC and I also want to thank the president of Mexico because he was he was terrific he showed great dexterity and flexibility and getting the deal done we want to thank him very much on the energy front we had Exxon Mobil continental resources chevron southern company Alabama power Kanako Phillips Occidental petroleum kinder Morgan Hess corporation group and few others big ones great ones financial services we have Blackstone's Stephen Schwarzman.
"state bank" Discussed on WGN Radio
"Stanley James Gorman grand rapids State Bank southern Bancorp holds great institutions with lots to say and lots of good ideas and if you look at how paycheck has been working out the numbers are incredible and I hope Congress is going to be able to supplement the amount of money going to our workers I hope they're able to get that done very quickly because it's been an incredible success and many are already spending that money and the money's been distributed ID numbers that nobody believed possible for the short period of time was only a week ago but a lot of money has been distributed already it's going to keep our small businesses open the construction labor work force International Union of operating engineers Jim Callahan North America building trade union Sean McGarvey is a lot of friends of mine labors International Union of North America Terry o'sullivan international brotherhood of teamsters James Hoffa national electrical contractors association David long pactel floor national association of home builders association of builders and contractors associated general contractors Richard Trumka AFL-CIO G. H. Palmer so these are some of the unions pretty much yeah almost all of the ones that will be on the line in defense we have Lockheed Martin Honeywell Northrop Grumman these are all the top of each company CEOs chairman's presidents Raytheon General Dynamics energy who had a tremendous success recently with energy over the weekend to finish with the tremendous credit going to Russia and Saudi Arabia and it could be as much as twenty million barrels a day a cut so we can get rid of some of the tremendous excess oil that's been I do this because of the fact that the virus just knocked out almost fifty percent of the business it's been an amazing achievement some people say one of the biggest oil deals ever made maybe the biggest oil deliver medicine and I didn't know that but we were involved in getting that done and it was very important to save hundreds of thousands of jobs for the energy industry Texas and North Dakota Oklahoma all of our different energy states it's great so we're very happy about I want to thank everybody we had the it's called OPEC plus that's OPEC plus meaning some nations outside of OPEC and I also want to thank the president of Mexico because he was he was terrific he showed great dexterity and flexibility and getting the deal done we want to thank him very much on the energy front we had Exxon Mobil continental resources chevron southern company Alabama power Kanako Phillips Occidental petroleum kinder Morgan has corporation group and few others big ones great ones financial services we have Blackstone's Stephen Schwarzman.
Businesses ready for Paycheck Protection Program, but banks aren't
"Today is day one of small businesses being able to apply for a slice of the three hundred fifty billion dollars in that rescue package set aside for them its loans paycheck protection program loans to be precise that businesses have to apply to banks to get sound straight ahead isn't market place Justin how is been checking in with some small businesses today when I called us when they smoke this morning he had been working the phones since eight AM trying to figure out how to get one of these loans I did not get any sleep last night Desjardins a cocktail bar in lower Manhattan told short stories which is close right now when I called he said the loan situation was in full chaos mode thanks either hadn't opened applications or they hadn't even figured out the details of the loan program yet it's kind of a race defined which institution will actually do this and to make sure you're in line in Boston John Resnick was also calling banks he was a brand marketing company well Resnick did manage to reach someone at his local credit union she basically indicated that you know they're not able to do anything at this point and have just put us in a queue of accounts to call back by our deadline Resnick still hadn't heard anything thanks themselves have had trouble getting in touch with the small business administration which is guaranteeing the loan program Chris Duncan is a senior loan officer at lasalle State Bank an Illinois my boss who is the president of the bank has been on hold with the SBA hotline I bet you it's about three and a half hours now earlier today the treasury secretary Steven Mnuchin said nearly two billion dollars worth of loans had already been
Banking on Voice - ENACOMM & Bank Independent
"Us about about the project and so what what does the Alexa skill that you guys have developed do? And what was the? What was the thinking behind? When we first started our conversations with an accom- we didn't know what to expect. We didn't even know what to do with really St- I think Stacy said it best. Is that so we started with the thought of? How can we take our typical telephone banking system? That's that technology has been around for four. Seems like forever and so we were like. How do we repurpose that into modern technology and modern use cases so partnering together with an Economy Fintech provider? They are really at true partnership here. We were the very first one to come out with a fully functioning Alexis skill in the community bank space. Now some of the larger institutions the international banks that are housed here in America or even some of the couple of super regionals they were already doing some of the s but really we felt like our customers were longing for that as well to be able to say. Hey if a bank of America or chase would have this type of service. Why can't wait? I see we have the same type of access to your systems so they came from a customer. Need they actually the customs approach to and also this. Will you a proactive and thought well? We need to get ahead of this before they do. It was really more proactive. Because of our customer base being very tech savvy and especially our newest market which is the Huntsville Alabama market. We felt like we need to make sure that in order for us to compete against the larger institutions especially from a tech perspective. We needed to be proactive in this space. So when I say fully functioning that's the differentiation between us and some of the other banks or credit unions that have that they may have an Alexa skill. But it's more informational sharing like where are we wears locations. What's our hours of operation? We really wanted it to be truly as said an extension of our other tools that we offer to art whether it'd be mobile or online or telephone so they log in and get account information for me. Personally I've got a college aid's daughter and so was the question we get from her. Hey Dad I need some money so then I can go and just by walking through the house. Tae Alexa Transfer money from account to my daughter's account so those are some of the use cases that we have and we're continuing to expand that working on some other use cases right now to expand as far as card management for the debit cards. The credit cards and those kind of things as we continue to move forward. I see okay focused on the the most common actions that people form on their accounts festival implemented those and then now you looking for the more advanced features those in as well. That's great okay. Great Stacey tells about the project from your side then what what was it like to Cra? Alexis go four bank whether any particular challenges that you had to face. And what advice would you give to someone? Who's WHO's looking to do the same. Whose is taking on a project to the signs. That's a great question because there is a specific answer that it's really got nothing to do with how we build a skill it has to do with multiple parties involved in the thing you have to look out for the difficulties run into is the larger companies involved Talked by Google Amazon Right Amazon. The company that is the keeper in the approver of these skills and so's Google on their side. I will go to that side of the house but Amazon. This is the first real step into a retail banking application type of thing right in my past i. I did this for Mobile APPs with apple when they first had their APP store open. Add it for banks and it's the same type of learning curve with working with Amazon going through the approval process Amazon not understanding how everyone thinks they understand how a bank works. And I'll say that just exactly the same. Everyone believes they understand. How Bank works when you work with. Community banks. That'S NEAT. Learn how they actually work and each one little different from another one and you can try to define a process for which you wanNA bring on these skills right for Elixir. Whatever but these skills for getting the weather has total different requirements than the skill for your banking and we had compliance issues. We have enrollment issues. We have Lincoln account issues. We have all these things you have to do and be compliant with on our side and actually I was walking Amazon through the process. Of sometimes you have to change the way you're thinking because this is not a weather APP. This is not a joke. Gap does not attribute this is banking and there are some things. The banks are already doing to link accounts that may be at to adjust your expectations. How Link Accounts Right? That's just one example and going through the approval process with Amazon and it different iterations. That's really probably. The most complex part of working new technologies into banks is yet. There's a third party provider like Amazon or Google. Who has to approve these things and has certain expectation on their side of how the system will work in. We have to really Kinda match the expectations and the realities. What a bank needs right to? Does that mean that there were those pushback on the on the platform side on the new Google side because he went meeting standards was it the other way round. What did you need things from them? They weren't providing up front. And you have to be kind of both. It's kind of both so the expectation that you're starting from scratch realized that a bank might already have a method for linking accounts for example in Kelly States. Bank independent already. Lincoln accounts through methodology in order to enable their voice banking on the phone system for that and so there are some things that instead of confusion users like it's a brand new system to create new pin number. You all this new stuff. Sometimes Caesar let them allow them to use what they already have and so it was sort of both. We have more things than they expected. Amazon's system wasn't really built to take an existing system. Like what we had at the same time. You know there are some things we have to come up to snuff on on voice engagement right conversational banking conversational. Technology is different than a menu driven technology in Kelly. Had said we're reiterated extending what we're doing on the voice baking side telephone banking but it's extending the feature functions but the way you engage with it is different. So there's a learning curve on our side to to make sure you have the conversational structures. Correct your engagement that so it was both sides. This is very typical of bringing in a new technology into an existing market place. That has its own high level of rules right. There's a high bar a ruling compliance and you have another system as brand new that is trying to create rules of compliance rights. And so we put those two together in. This is typical this. This is exactly how it was with mobile APPS. And I think that's what you're gonNA see. It's GonNa have that ramp right now. It's early in the curve for adoption and over time as voices getting across all these other channels and the software whether it's Amazon or Google on all these channels whether it's in your smart tv or on your phone it's going to accelerate. The friction is gonNA remove overtime when it sounds like they would have lended as as much from the experiences as you guys have. That's going to streamline things for everyone the projects that come along in the future exactly my question around that was about the the iteration of this is kind of new and we got a lot of the ground truth from the feedback from users and looking at the data of course financial transactions quite private and a bank's not going to want to publicize those will hand them over to supplies in the same way as maybe health data. So how did you get that signal back? That's a find out whether the user interaction was working. And how did you guys work together to to solve that problem like you said? One of the biggest concerns with this was around security and especially traditional banking where we're not always the the ones that are willing to step out and do things so from especially from security and privacy perspective because that is paramount to who we are as an institution to ensure that we are taking care of our customers and making sure that their information secure safe and that they are comfortable not only them but then also with a stacey said our regular regulators and auditors and those things pile up over and over again to make sure that that we have the right security protocols in place and so that was some learning curve for both US and Amazon that we all had to mature and continue to grow as far as making sure that we have the right information we partner with our processing companies Jack Henry and associates and so they do a fantastic job of having a pathway for us to get to our information securely safely as well so with our connectivity points between in a calm and Jack Henry that is very tightly controlled. We manage it with monitor it. We reporting we have security protocols that are in place between all of us to ensure that is safe for our customers. Massoni went to Jack Henry Do. Where did they come into this? Yeah Sure Jack. Henry is the company that houses our customer information as a whole and so they have an open banking platform that we're able to connect to and be able to partner with the fantasy like the end of the world to be able to safely securely have access to their customer account information you can anonymous data and Sharon Saddam. Okay right so there's a way to share it without revealing the details of the people. Are I in this talk about the voice banking how it's being used and I saw one example on your website believe about bank independent Kuzma? Who's using the Alexa skill right now? It's eighty nine years old. That's fantastic Zurich. Tell us about that. And the the interest made on his or her life. Sure after we went live with this we were live several lines and we really wanted to see who was using and honestly we knew because this is new technology. We weren't expecting a hockey stick type of acceptance and usage of this tool out of the gate and so it has been a slow growth and kind of leveling but again we wanted to be out there early and this is exactly why because you know. The mission of our institution is to make a positive difference in people's lives and this is a prime example. Where we've done that. So as we begin to look one of our most active users we reached out to Kim specifically into. Can you tell us why you're using it? And the first words out of his mouth. Were you changed my life. And which can you explain that in so this gentleman was eighty nine years old? He had macular degeneration so from his perspective. He couldn't really manages finances. Just because of the vision issues vision issue. And so now he's like you now have control of my personal finances again by doing voice banking and he can control that here. What's going on? What's going on manages money in the way that he wants to be able to manage his
"state bank" Discussed on 550 KFYI
"Was feeling three you have to pay out of there this is the only in dollars but they're worth a hundred billion the worth fifty billion and suddenly they were there to see is all by god we're gonna have to pay more taxes how do we get borrow thirty billion dollars soldiers dressed those high cheekbones really make her voice difficult to listen to it okay they really did a little bit more not only here is also in the United Kingdom Britain's opposition labor party today we'll take aim at all obscene the billionaire's pledging a radical redistribution of wealth to cut the power of super rich with a State Bank role conservatives tears the difference in the UK and Democrats you can just comes on a flat admits it looked billion as good might it could serve as we don't like around a tax of Democrats don't have the you know what to tell you that because that's what this is all about this isn't about raising money there's not enough money in billionaires of the six hundred and some odd ones that live in the United States of America you couldn't take all the money all the weld other stocks all their property to pay for any programs it to those knuckle heads a proposed take everybody knew it you know much total wells all the billionaires and overall twenty two hundred eight point seven trillion dollars you know it's money the United States government spends every single year four trillion dollars for half of the total well the ball the billionaires so who's really the weld these thing on the planet the United States government why because they take all of our money in taxes are not about money we just get that off the table taxes about control taxes about power everyone knows it well politicians no this isn't one admit it that's why they're talking like this history shows us time and time again that every time you cut taxes revenue to the government goes up liberal should love tax cuts more money for programs but they don't because they want to control yeah because they don't like the rich people give money to Republicans and conservative because so just give me a little bit a tidbit of truth and even so much so rock Obama knows this let's play cut number eight listen to former president Bob all right we'll get a bomb here second this point is yeah go too far left not a good idea because America is not would you what is James T. Harris call war center spring senator spreading ball they're not we were not with you if we know what your game is we know that it's about control power we know that's not about bringing revenue to government pay for your programs we know at the end of the political debate that's what this is about you being able to control rich people to buy you being able to say to take your money because you can't give a conservative.
India's Jet Airways flying just 7 planes amid investor talks
"India's ailing Jet Airways has drastically reduced operations amid talks with investors to purchase a controlling stake in the airline and help reduce its mounting debt. Jet Airways spokesman says the airlines operating seven aircraft that are flying only domestic routes and that international flights had been scheduled for Tuesday. The airline's chairman resigned from the board last month as part of a recovery plan structured by government owned state Bank of India and other creditors. Indian news media reported. He submitted an expression of interest on Friday to make a bid for a controlling stake in the airline jet. Airways pilots have been demonstrating in Mumbai over lack
Jet Airways, Airways And India discussed on AP 24 Hour News
"India's ailing Jet Airways has drastically reduced operations amid talks with investors to purchase a controlling stake in the airline and help it reduce its mounting debt. Jet Airways spokesman says the airlines operating seven aircraft that are flying only domestic routes and that international flights had been scheduled for Tuesday. The airline's chairman resigned from the board last month as part of a recovery plan structured by government owned state Bank of India and other creditors. Indian news media reported. He submitted an expression of interest on Friday to make a bid for a controlling stake in the airline jet. Airways pilots have been demonstrating in Mumbai over lack of
India's Jet Airways management proposes to halt all operations
"India's ailing Jet Airways has drastically reduced operations amid talks with investors to purchase a controlling stake in the airline and help it reduce its mounting debt. Jet Airways spokesman says airlines operating seven aircraft that are flying only domestic routes and that international flights had been scheduled for Tuesday. The airline's chairman resigned from the board last month as part of a recovery plan structured by government owned state Bank of India and other creditors in the news media reported. He submitted an expression of interest on Friday to make a bid for a controlling stake in the airline jet. Airways pilots have been demonstrating in Mumbai over lack of
"state bank" Discussed on 850 WFTL
"Absolutely. We serve. Botches? Yes, center state Bank. Right. Only truly cater. I really had a great meeting with them. They truly cater to the needs of humidity associations as far as banking goes, especially when it comes to borrowing money for special projects again that center state Bank. Nice. I'll tell you what we we've been doing this show for so many years and many of the sponsors have been with you from the start from the beginning. Literally ten years the same sponsors. It's kind of difficult to get a spot and he center state Bank. And we got another one. Yeah. Of course, you do. You have Jim throw Cal. We've had him on botanical haven't we? I know Jim draw. Cal. Yeah. They they actually are licensed authorised as well. Which is actually find. Yeah. Right. And they are truly a one stop shop for landscaping in your community floral design. They have their license Arbor says you said on staff, and they can make your community look beautiful, and you know, putting in the wrong trees can be very expensive. You're not a lot of damage. You wanna make you put the right tree in in the right place. Yeah. And if you do put the wrong ones in they'll tell you how to make sure they don't become a big problem. Okay. To the community. So let's do this. Let's take our first call line one Milan in Delray worry Milan. Good morning. Twelve course. Is regarding records requests for the past year records, liquor usually budget over an audit. Reply with an attachment female several weeks ago, I as for the larger amount of crews. Yeah. Three years, agenda and minutes. I received a reply for the manager did he'll put the records together and send it back to me. Difficult for him to do it in the time allocated out. He was talking about the ten days rate shit. Surpri records I received an Email. I give them three weeks show. And then the other day I receive an Email prior Email was opportunity without consulting management. You said that the documents you have requested are available for viewing at the office between eight thirty and five right? I used to work for the management company several years ago. And I know for a fact that all the agenda and minutes are. The computer. So to me simply attaching. Yeah. They don't have to do that. They don't have. Can they all of a sudden now changed the way to documents show? I have been provided in the past. Yes. As a matter of fact, they don't have the the responsibility under the law to say, we're gonna package them for you and send them to you by Email. They can if they want they can at least under the counter statue to believe they can do that. Or you in other candidates that you can agree to receive them that way under the statute to believe they can send him that way like it or not. But the bottom line is they had to give you access within ten days. So there's no question to me that the blue the statute the question is did they do so willfully after ten days does a presumption at the acted wilfully. So there's no question that the messed up should giving you access within the ten days. But that does not mean that once they were nice to you previously in the past. And the manager. Didn't fact you don't bundle those records, and send them to you by Email that does not mean that going forward they have that same obligation each and every time as long as they make them. Available to you within the statutory timeframe. And you make them available to you want a computer screen where you can print it out. Like, they say they are complying with the statute. So. We it's owners would never did receive an auction. Whether we want to opt in Email. Male. Received of different thing. That's the terms or notices, but in terms of the of records requests in an HOA. The HOA has the option of sending to you the record your records. Request by Email in the condo the option could be the same option. Does not apply to these sociation? So a little different. Okay. Got it. All right. How many go to marry on Fort Lauderdale? Early morning. Two questions in minor one. You say that sure board member and a condominium? Now, you either have to take a record..
"state bank" Discussed on 850 WFTL
"Curtis with attorney Eric Leiser board certified by the Florida bar in condominium and planned development law half the state lives in a condo or nature way. You need an attorney like Eric. And if you want to ask him a question toll free, number free advice, no matter where in the state. You are eight seven seven eight fifty eighty five eighty five again that's eight seven seven eight fifty eighty five eighty five. And also, I understand you've got tuna sponsors, absolutely. Botches? Yes, center state Bank. Right neutrally caterer. I really had a great meeting within Lee truly cater to the needs of community associations as far as banking goes, especially when it comes to borrowing money for special projects again that's center state Bank. Nice. I'll tell you what we we've been doing this show for so many years and many of the sponsors have been with you from the start from the beginning. Literally ten years the same sponsors. It's kind of difficult to get a spot. And here we are center state Bank. And we got another one. Yeah. Of course, you do. You have Jim throw Cal. We've had him on. But could botanical haven't we draw? Cal. Yeah. The they actually are licensed arborists as well. We actually find. Yeah. Right. And they are truly a one stop shop for landscaping in your community floral design. They have their license Arbor says you said on staff, and they can make your community look beautiful, and you know, putting in the wrong trees can be very expensive unit. A lot of damage. You wanna make you put the right tree in in the right place. Yeah. And if you do put the wrong ones and not tell you how to make sure they don't become a big problem. Okay. To the community. So let's do this. Take our first call line one Milan in Delray Milan. Hey, good morning. Twelve question is regarding records requests for the past year request it settled liquors usually if budget over an audit. I was received a reply but unattached Email several weeks ago, I asked for the larger. Yeah. Three years. Minutes. Reply for a manager. He'll put the records together and send it back to me. He be difficult for him to do it in the time allocated. I think he was talking about ten days rate. Surpri records I received an Email. Week's show the other day ever. See them Email prior Email was. Opportunity. Belting management. You said I've been advised that the documents you have requested. Are available for you and get your fill between eight thirty and five right? I used to work for the management company up several years ago. And I know for a fact that all the agenda and minutes the computer ship to me some attaching them in an Email and sending them back. They don't have to do that. They don't have. Can they changed the way to documents show? I had been promoted in the past. Yes. As a matter of fact, they don't have the responsibility under the law to say, we're going to package them for you and send them to you by Email. They can if they want they can at least under the counter statute of believe they can do that. Or you in other. That's you can agree to receive them that way under the HOA statutory believe they can send him that way like it or not. But the bottom line is they had to give you access within the ten days. So there's no question to the statute. The question is did they do so willfully after ten days, there's a presumption at the acted wilfully. So there's no question that the messed up should it gives you access within the ten days. But that does not mean once they were nice to you previously in the past. And the manager didn't fact, you know, bundle those records, and send them to you by Email that does not mean that going forward they have that same obligation each and every time as long as you make them. Available to you within the statutory timeframe. And they make them available to you wanna computer screen where you can print it out. Like, they say they are complying with the statute. We never did receive an option whether we want to opt in Email. All of the different thing. That's the terms notices, but in terms of the of records requests in an HOA. The HOA has the option of sending to you the record your records. Request by Email in the condo the option could be the same option. Does not apply to these sociation? So a little different. Okay. Got it. All right. How many go to Marriott Fort Lauderdale? Good morning. Two questions. Minor one. You say that it's your board member condominium. Now, you either have to take a civic chorus or a test that you took a course to be a member of a condo these days. Okay. You have to get certified understood. Okay. Well, yeah, you misunderstood you have to get certified. So how do you get certified you can get certified either one year before becoming a board member or within ninety days of actually getting on the board? So how how'd you get certified one way is an embarrassing way. You sign an affidavit that's actually online that basically says I read my governing documents, and I promised to enforce them. Even though some of the provisions in near may, in fact, be illegal. So that is the chicken's way out. That's the ridiculous way to get certified the other way of getting certified by taking a course that's been approved by the department of business and professional regulation. And I got no problem saying we lead the league in that regard. You know me having certified probably sixteen thousand people across the state of Florida. And that's not something that you have to do every year, but you can come for two three hour class. Learn something, and although once you're certified as long as you stay on the board. You don't have to keep going through the certification process. The smart board members out there like the ones that listen to this show. Right. They come every year. Why because they know each and every year there are drastic changes. Oftentimes by the Florida legislature, especially over the last two years, and especially laws focused on them looking to actually create them responsible for wrongful conduct making them now, potentially liable to get arrested for doing certain things. So over the last two years, especially if there ever was a time to make sure you take a class rather than signed a dumb affidavit. It's been the last two years. No question about it. Right, right. That's smart question. The reason I called. In the past. You're listening to the program for different reasons for months or so. Emotional support. We're doing live in a condo. That's rounded canals and at one time working. Around four feet from a sliding door first apartment. Sixers no down because you know, you're not supposed to work here. Could do this. He recommended that you go one way out research area. Could I go take a hike from? I think what you had mentioned in the past. Okay. The bottom line is if it's an emotional support animals service animal that animal under federal law is allowed to go wherever the human is allowed to go wherever they master is allowed to go. That's where that dog is allowed to go. Now, he said it many times on the show. Yeah. Some people have taken it to an extreme and said, really I'm allowed in the pool. And now, so is my emotional support animal. No, the animal is not allowed in the pool. That's the one exception to the world you'd say, of course, but surprised how some people. I'm sorry. No. You say, of course. But you'd be surprised at some people fight you. So, you know, bottom line is wherever the unit owner can go that dog can male go to. Thank you for you got it. All right. How about we? Go to what? Julia in Holland E. Julia. Good morning. Eric good morning. Heck we help. We have a situation in the condo where there has been structural issues. And there has been engineering report down there's gonna be a fairly sizable set probably within this year. However, nobody's being formally informed about it. So people keep buying units here without any knowledge that they're going to be hit with a multi thousand dollar attachment. My question is at which point the board or the sociation is responsible for announcing or announcing assessment is spending. When it's actually done when it's actually passed. There's nothing there's nothing now nothing in the in the statue. That basically requires the board to to specifically say well a year from now, we're contemplating making some structural changes repairing rebar nothing in the state. Achy that actually says that, but if it's if it's actually been passed or it's on an agenda. I believe that's coming up yet. Then there'd be an obligation of the board to actually talk about it and disclose it in a letter to a potential buyer. But until then no there is no there is no specific obligation of the board to disclose it. And then comes the question. Well, we get this question all the time. Well, what about a unit owner who lives in the condo? Right. And they know that the board is discussing any know that there are going to be repaired, they know that potential damage it. They have the obligation to disclose it to their new buyer surprised because Florida has a.
"state bank" Discussed on AM 970 The Answer
"You about Empire State Bank. I love these guys. You know, I thought that when my Bank was sold became publicly traded that that was it. That was the era of the local Staten Island Bank was over. And that's not true. Well, it's true. It's not just as an island Bank empire does have branches in Staten Island Brooklyn and the lower Hudson valley, you go there, and it's a banking experience. Unlike anything I've ever seen you go to most banks they have teller she go up to a teller. Oh, this is what I wanted to posit this. That's not the case here. There's no plexiglass. Every interaction you have there is personal and memorable. They have these pods. Instead of teller stations were service, associate meets you and disgusts discusses with you wherever you want to discuss opening an account learning to use the mobile banking app. I can tell you with my Bank. And there's no doubt in my mind that I'm switching the by state Bank. My only the only reason I'm still at my old Bank is because I have all my bills automatically coming out of there. And I don't want to necessarily go to the trouble of of switching twelve different bills. But when my mom saw the kind of CD rates that they have an Empire State Bank with no minimum. She wants to open me an account there. That's how competitive these CD rates are now, I don't know that I need her to do it. I'm like to do it on my own, but the CEO Phil Gwyn area. Who's a terrific guy? Like most Staten islanders. He's from Brooklyn. He knows you have to invest in the best people. To train them differently. And make sure they love their jobs and not only do you get great employee's that way. But you get very happy customers, and I have to tell you this party that they had for the branch opening a rep by my apartment on.
"state bank" Discussed on WGN Radio
"There's WSB out of Atlanta fifty thousand clear watch the competition in the Chicago market as well. And so. The radio stations and radio station. What makes you different? Well, your culture makes you different because your culture is gonna say, you sculptures, is this is gonna if it's defined in your values. You're going to tell me four things you're to say how the people relationships how relationships are ships are internal any organization and how they are externally organization. You're gonna tell me what in what your values are which tells me what the the character of the organization is you're gonna tell me what the professional values are which is what type of work effort is expected here, and you're gonna give me your community values, which is gonna tell me how we committed to. And how do we support the community that we work in? Now. Once you have those values. The question is is the leader going to those values model those values teach values, and and make sure that everyone else is doing this saints, and that's what you just described is someone wasn't living value. And is a leader gonna just avoid confrontation. Or are they gonna do something about? I was. Yeah. I was in Dallas a couple of years ago when I was working with a group of people, and I said, okay, number one salesperson is just respecting to people in their support staff and the guy in the front row, he goes on presidents of various companies. Oh, I moved him to the corner office that way he doesn't have to interface with so many people, and he thought he was solving the problem in all he was really doing saying that, hey, if you producing a business, it doesn't matter how you add. So our code of ethics our standards on morality. None of that matters if you can generate business, and so he's he's got it all wrong. I wrote a book I've got a book one of my books called nine negotiable. It's about a happy state Bank. That'd be enrolled tax. It's a real name Bank. The Bank to win in nineteen ninety from one location and ten million and they have over thirty five locations and over three point four billion assets. And. The, you know, the organization Jay Hickman. He's set of values. Organization. They live no matter. What it doesn't matter? It doesn't matter. Whether you're the vice president or whether you're teller. If you don't move the values you can't say there periods. And so what happens is. He get rid of those people that aren't living the values, and you reward, the people that are living values, and you create this place where there's a harmony where people love to come to work where they want to help each other. We're we're they support each other. And where they want to be accountable. That's that's getting at the core of accountability. Let's take a real quick time out. I wanna I wanna ask you about. How we lie to ourselves coming back here. Real quick. Sand Silverstein accountability and leadership speaker slash expert. You can check out his website and contexts have Sam Silverstein dot com at seven twenty WGN. Seven twenty WGN continue our conversation with Sam Silverstein who is accountability expert said let me just talking about myself for a second here. I was a guy that always thought I was special as a kid and didn't have great study habits and watch a ton of Michael Jordan, and it was great at getting around things. And as I've gotten older, right? I it's like, I I would say that I want to be accountable. I wanna be the guy. That's always there on time. But I also like I'm constantly fighting the battle of. Well, it's okay. I did great here. So I don't have to necessarily do as great there. I could show up late. I can take a little bit of a long lunch. Looks like I'm lying to myself. Like, it's part of me feels like I wanna give my I working on not giving myself passes. So we're talking about like great. Great accountable in an organization. How would you deal with an individual who comes to you a dispute what I what I just said which? It's embarrassing for me to say. But, but that's like, that's if I'm being honest, a lot of the time or at least historically like that's where I'm at. Yeah. You know, it's like I had trouble with some of the minutia. I'm a big idea person. That's what I do. And. Not going to be the guy that's going to execute it. And so. There has to be other people that execute it. And I know that that's just the way that I work, but I don't do my job or I don't think so my responsibility or or that I'm not reliable. It's just a bit. I know where my strengths are. And so I applied myself where my strengths are. However, however, there has to be a work ethic that has to be a standard. There has to be you have to know what it is that you believe about who you are. And what you wanna be in what you want to accomplish. And so those beliefs that you have. When you don't really know what you believe what you believe about what's right in which you believe about how you should work when you don't know that then you like standing on shifting sand rather than on a concrete town Dacian. Yup. And so as an individual, and that's the key. And you know, what that's not that unusual with someone that's younger versus someone that's been around a little bit more. I think I think we all need time to to find our way to have some experiences and shoot. So, you know, sometimes we do something maybe we shouldn't. And in that moment, we discover what doesn't work and it helps zero in on what does work, but here's what I would suggest, you know, isn't that scenario you, and I are working together. And and then I was executive coach Steven that situation. I'd say Mark, okay. Let's sit down, and let's let's spend some time discovering. What? Your values are based on what you believe. And let's let's look at those values, and I would wanna look at those values in four areas in degree similar to business, but it's only our personal level. I wanna know what's your foundation values are talk to your character. As the person, I want to know, what your professional values are which tells me, what type of how you wanna perform professionally. I want to know what your relational values are which is how you what you believe in the way, you should be relating to people. And I want to know what your values are. Yeah. You participate in the community, and you make a difference in this world that we live in because I believe that's that's just as important spending time and talking about those four areas. What's going to happen? You know, that you play down is you're gonna come to a realization make you know, what professionally this is what I want to be. This is what I want to accomplish. And and this is how I wanna handle myself. And this is what I want to be known for. And this is a legacy that I want to leave in a real leader. Only has impacted influence. That's it. And the only thing that last one the leaders gone is that legacy, and you do that through your values. And so I only want to spend time figuring out what those values all. Because in really all. You have to do is go nose down news. If you really spend the time, and you dig into your heart, and you come up with the values down Dacian values, relational values, professional values.
"state bank" Discussed on Masters in Business
"I is it correct that and I'm, I'm vaguely remembering the research I did about a decade ago the first to Federal Reserve banks or or central banks that will Federal Reserve, like they were each formed with a finite lifespan was an input. Perpetuity. Is that is that more or less, right? Yeah, that is true that they were chartered for twenty years. And in general, that was true of most corporations time. Even the Bank of England had a limitation on his charter. It had to come in and reapply to have its charter renewed every twenty years or saw twenty thirty differed a little bit, but the banks of the United States were, you know, in keeping with the times when congress chartered them, that banking was kind of new in the United States. They didn't know how it would work out. They just had this fellow Hamilton saying it was going to work out well and we really needed this. They weren't sure. So they. Put a twenty year lemonade and that converted this into a political issue in eighteen eleven for various replaceable reasons. Basically, the Bank was good economically, but it had a tough time politically. The basically the state banking interests wanted to get rid of it. And so they were successful by just one vote. You know, the vice president of the United States had to say no tie break the tie. And so the first Bank went out of existence, right? This was eight hundred. They were they competing with the state banks. Is that why there was opposition to it? Or was it more of a states rights yet? There were the Bank of the United States was much bigger than any of the state banks and had branches all over the country. One thing Hamilton gave us right at the start was interstate banking which we go away from later, but we brought back now, but basically the Bank in the United States different from the fed in this sense it, it. Competed with the other base it..
Trump's trade 'extortion' won't work, China state media says
"Bloomberg from Indonesia second quarter GDP. Expanding five point two seven percent year on year the estimate was for five point. Two percent One two percent so a clear beat on that front of course the Indonesian central Bank has been in. Focus. As part of this EM's under pressure? In, light of rising rates. Currently dollar-rupiah slightly below the flatlined on a tenth of one percent. Lower okay let's see how markets finished on trade yes topping the. Board Israel we've just had one, of the biggest rallies in the Israeli market they were raised a AA minus by s. And p strong growth they, expect growth of three point three percent. Over the next couple of years between two. Thousand eighteen and. Twenty twenty one so nice upgrade for Israel decided manga done by Nathan one percent let's see. How. The market reacts this morning, just, Saudi Arabia suspending its ties with Canada over the arrest at Saudi steel pipes were tying by nine percent yes he was on the upside really really strong numbers there to buy the insurance where a little. Bit better yesterday in Dubai up. On the one percent Encarta eight, tenths, of one percent just a. Little bit softer on the market, this morning Our top stories Chinese state media say the country is prepared for long trade? War. Is afraid of sacrificing term economic, interests the Trump administration is also vowing won't-back-down or China correspondent Tom MacKenzie joins us now from Shanghai Tom how does it all unfold from here I mean the state media is getting quite vocal about this Certainly yes some spicy language from the state Bank global times, editorial out of the last few days saying that the US was losing its mind and that China was going to fight until the end but as you say as you point to the more. Important takeaway really is this sense now that Chinese state media at least a stealing the country for a longer more drawn out fight with the US when it comes to trade in terms of how things play out from here. You your that list published by the Chinese on Friday. More majorly in the, next few days the next few weeks we're expecting potentially that, additional sixteen billion dollars worth of goods to, be targeted by the US to round out that first round. Of fifty billion dollars worth of tariffs that then China would very. Likely match so, both sides hitting, fifty billion dollars on each side and then of course we're looking to this consultation period. By the end of August on this much larger group of Chinese products two hundred billion dollars. Worth, of the US looking to target they? Would then, no likelihood starts to impose tariffs in early September That is when China is likely to pull the trigger on this new list of sixty billion dollars worth of US goods flowing. Into the Chinese market I think a key question really. Is has Trump sided, with this US Trade Representative Robert lighthizer in the belief that, this is a chronic problem this trade issue, with China that's going to take years to resolve or is. He looking for short term fix before the midterm elections in November That was only. The Chinese and making that point. Very clear they're in it for the long haul Tom great to see this morning let's see. I the markets continue to absorb the latest headline so McKenzie in Shanghai let's in our guest this morning Tom check at Lang Asian FX strategist at UBS global wealth management joining from our Singapore studio great to have you with this this morning I. Take off with the the PBOC broke, its silence on Friday we stuck it into, the library it's there the longest losing streak on the Juan. Since its inception back in nineteen ninety four and what I really, want to know is has done enough to stymie the run on the one The weakness in the u on is not caused by the PBOC so he's a bit more More new ones because it is not about getting to the level that helps the economy but the UN is, actually under external selling pressure because as the US tricked takes its toll on the Chinese economy the UN has to actually reflect some of this precious given the Chinese. Economic data is actually going to bit weaker to where do they need to take the UN they. Are showing that they are slowing down the weakening of the because the is fighting. The market fos we think that seven could actually be a level that it could drift. Given it is how the US China trade is actually heading to. Us in the coming months It's been a, string of losses but there are some other important correlations that are being broker we put together a chart and we added that to our library as well TV gopher. Clients this is the negative correlation between dollar you want and emerging market peers that's deepened in light. Of wider volatility the beds are rising the trade wars rattling the one one thing's. For sure you are saying you know what avoid c. n. y. exposure why is that In the short, term I guess hit.
Woman had C-section without anesthesia, lawsuit says
"Fair press whatever happened to honest reporting now. White, House press secretary Sarah Huckabee Sanders also weighed in about the characterization. A Thursday she was pressed by CNN's at Jim Acosta Sanders refused to distance, herself from the label pasta walked out. Of that briefing in protest we will bring that we will bring that to exchange. You right here on America's First News well a deluge of rain in Virginia's prompted evacuations. Below an overflowing dam the national weather service set up to six inches of rain fell within hours filling college lake near Lynchburg beyond capacity the failure of that dam could flood parts of Lynchburg with seventeen feet, of water in. Just seven minutes officials are reporting the. Dams imminent, failure at about nine thirty pm they. Were still looking for signs of structural damage early today as water spilled over the dam threatening about one hundred twenty four houses, at local fire and police are. Sending boats to rescue, people to areas. Shelters a flash flood Watch is in effect until eleven AM the mother and father of a missing college students are. Pleading, for anyone who have abducted their daughter to let her go and. Claim reward money Laura Calderwood and rob Tibbets said Thursday that they think their, daughter twenty year old Molly Tibbets is. Alive and may have been kidnapped family and friends of my art our daughter and. Our sister Molly Tibbets would like to announce that we have set up a bring Molly. Tibbets home safe reward find at first state Bank here in Brooklyn I what we believe that Molly is still alive and if someone has abducted her we are pleading with you to please release her as ten, o'clock this morning We have raised one hundred and seventy two thousand dollars that would be paid to, you as. Soon as Molly is faithfully home you can. Contact crime stoppers central Iowa at one hundred or five to one one one one, or Email your tip online at WWW crime stoppers of central Iowa dot com Holding up just fine we're sending our personal feelings aside this is a fight And so we have all the tools that we can use and I wanna thank the media for coming here and helping us to share this. Story because we are. Told very little by the authorities over. Very good reasons they are credible. Partners they put together Credible. Investigation it's large instigated. It's a Greg And have been nothing but. Sensitive tar family and to suggest otherwise wrong but they're not sharing information with us because they don't need to share information. With, someone who might be implicated in this now friends say Molly had been planning to travel to. The Dominican Republic this week for a wedding Tibbets was lasting jogging on the evening of July eighteenth and tragedy out of Philadelphia where a thirty two year old boy was. Mauled, by, pit bulls inside of a home police say responding officers could see the child being attacked through the, front door and fired shots at the, dogs killing one. Animal and wounding two others Philadelphia police Commissioner Richard Ross has officers at. First were not able to enter that. Home Wednesday evening. Tragedy me around Break so hard to. Poor little baby Injured and ultimately killed fashion And the impact that it has on everybody up sleet, at family, first and foremost the neighbors but even the police officers who had to witness that had to be teaching and tactical about how the inner has not Create additional injury to that baby and that was not an easy thing to do Given. The fact that the dogs were still charging them While this was happening. Is so horrible all the way around all the worst describe Her last. Name No indications Fighting In, fact The house was in disarray other than, you know the. Cages inside This is a bit of a, mystery to us All indications are is that One of the occupants of the house went. To let the dog, outside they. All came out you know so we're looking to see whether there. Was neglect involved right now we don't have. Any obvious signs of that I know, a lot of, people say Dogs with us. Napa to determine that somebody's personal business I know they're in horrible pain as you might imagine By the time the police got there. We we surmise that his show. Baby was already gone You know they they made a value Beginning to save. The baby under some, very difficult circumstances so Some very powerful animals charging. You Three other people were, in the house at the. Time but we're not injured authorities say it was the little boys and house police are reviewing whether any charges should be filed against the, homes residents just a tragic story and a woman is suing a southern California hospital because she says she. Underwent a cesarean section without anesthesia according, to the San Diego union Tribune the lawsuit claims an anesthesiologist didn't immediately answer pages at Tri city. Medical center in oceanside last November so the. Emergency operation was, performed without him the lawsuit says Delvina Motha was more than forty one weeks pregnant when she checked into. The hospital and delivery became urgent after. Staff couldn't detect fetal heart rate the lawsuit says the twenty six. Old passed out from the pain she did end. Up delivering a healthy baby girl. So good.
Missing Iowa student's mom says abductor can claim reward money
"Wanted me to go up. And have, a boxing match I said whatever happened to, diplomacy and by the way Whatever happened to diplomacy I used to study. Not do, much diplomacy I said whatever happened to. Getting everything you want some you. Have to be rough so you have to be. Nice for whatever happened and let me tell you if I did, go up and screaming they would have. Said he was terrible, he was so. Rude it was horrible. His performance was horrible Whatever happened to fair press whatever. Happened, to honest reporting and. White House press secretary Sarah Huckabee Sanders. Also weighed in about the characterization Thursday she was pressed by c. n. n.'s Jim Acosta Sanders refused to distance herself from. The label pasta walked out of that briefing and protest we will bring that we. Will bring that to exchange to you right here on America's First News well a deluge. Of rain Virginia's prompted evacuations below an overflowing dam the national weather service set up to six inches of rain fell with an hours filling college lake near Lynchburg beyond capacity the failure of that dam could flood, parts of Lynchburg. With seventeen feet of water in just seven. Minutes officials, are reporting the dams imminent failure at. About nine thirty pm they were. Still looking for signs of structural damage early today. As water spilled over the dam threatening about one hundred twenty four, houses at local fire and police are. Sending boats to rescue. People to areas. Shelters a flash flood Watch is in effect until eleven AM the mother and father of missing Iowa college students are pleading. For, anyone who have abducted. Their daughter to let her go and. Claim reward money Laura Calderwood and rob Tibbets said Thursday that they think their daughter twenty year old Molly Tibbets is alive. And may have been kidnapped the PM Liam friends of my art our daughter and. Our sister Molly Tibbets would like to announce that we have set up a bring Molly. Tibbets home safe reward find at first state Bank here in Brooklyn Iowa we believe that Molly is still alive and if someone has abducted her we are pleading with you to please release her as a ten, o'clock this morning We have raised one hundred and seventy two thousand dollars that would be paid to you, as soon. As Molly is home you can contact crime stoppers. At a central Iowa at one hundred, or five to one one one, one or Email your tip online at WWW crime stoppers of central Iowa dot com Spanish holding up. Just fine we're sending. Our personal feelings aside this. Is a, fight for daughter and so we have all the tools that we can use and. I want to thank the media for coming here and helping us to share this story because we are told very little by. The, forties for very good reasons they are credible partners they put together. Credible investigation it's large it's it's aggressive and nothing that sensitive tar family and to suggest otherwise is wrong but they are not sharing information with us because they don't need to share information with someone. Who might be implicated in this now France say Molly had been planning to travel to. The Dominican Republic this week for, a wedding was last seen jogging on the evening of July eighteenth and tragedy out of Philadelphia, where a thirty two year old boy was mauled by pit bulls inside of a home Police say responding officers could see the child being attacked. Through the front door and fired shots at the dogs killing one animal and wounding two others Philadelphia police Commissioner Richard Roth is officers at first were not able to enter that home Wednesday evening tragedy All the way around breaks.
"state bank" Discussed on Xtra Sports Radio 1300 AM
"Well the one safer but certainly will not be back next year it is a delightful evening here and the volunteer state bank of the springs right now seventy nine degrees and i'll give you the nashville temperature here in almond we have clear blue skies overhead just a few clouds around us so sunny conditions it is eighty seven degrees right now here in downtown nashville and the breeze what little we have is out of the north at around five miles per hour the humidity is up there at forty one percents still not too bad it will get a lot worse before before the end of summer which hasn't even begun yet the sows wearing their throwback younis tonight the royal blue and red trim blue caps red bills bright white home younis with the red and blue trim the oldfashioned stir of socks pulled away up to go along with those white shoes and they're blue socks white shoes so it's kind of a nostalgic look for the sound sky sox in their powder blue jerseys with the navy blue sleeves emanating from the shoulders blue cavs great pants and navy blue socks ready to go for the finale.
"Right now today's top stories from des moines's news traffic and severe weather station newsradio ten forty w h y'all it's twelve thirty i'm wendy wild who radio news it's hazy sunny and forty four but the caller from west moines's it's sunny there no clouds to be seen in west moines is the report we're getting temperature right now forty two details on the weather forecast coming up our top local story this hour we're not number one but we are getting darn close to the top of the us news and world report list of the best places to live in america the list ranks the country's hundred twentyfive largest metropolitan areas on affordability job prospects and quality of life for the second year in a row austin texas took the number one spot colorado it was a good situation springs colorado for you is number two you know bumping you'll probably denver keep colorado selling to down nothing all to number plant three des but moines the iowa way that moved the up new five deduction spots works for and now patrons ranks fourth of cooperatives in the country fayetteville is arkansas it's a little is number bit of five a mix for the second i consecutive you take this year twenty correspondent percent lisa deduction z with that that everybody report else schools gets and maxwell right twenty town percent about twenty your five net miles business north east income of des moines and then are on lockdown you have to this morning if you or sell early it to this a cooperative afternoon as police you are have hunting to subtract for suspects a little in an bit away armed from holdup that twenty at the maxwell percent deduction state bank this morning and you have to according subtract to dispatch whichever's ports the less two got either away in nine a car percent prosecutors of are your offering of a plea your deal of your net to income from western that moines grains woman sale accused for example of stealing hundreds of thousands or of dollars from her sister fifty who has percent alzheimers of your seventy wages nine year old that joel you pay davis is accused all right of taking and this at is least where it three gets hundred forty six complicated thousand dollars and this is where a some people proposed scratch deal their would head ever and plead go guilty why to why one of would the you charges subtract that out.
"state bank" Discussed on RobinLynne
"Three two the yes yeah len this was an had no one is making money its ambitions in a bit of violent at absorbs good and with armed down going liable to acquire new the data even the club with a bang wicket he does so he took the home important tumble and if the state bank they'd be daytona dot com johanna konta the a we is talent come on i condemn no no no trump bank of banda leaders club yeah i got some shit girl want entailed scott beating in egging me the known why they do that as soon as what they don't the ninety two we went up and quality threaten deal among the status you this give back geico could delay you will ruin foreigners deemed the gene.
"state bank" Discussed on VIBES-LIVE
"Three two the yes yeah len this was an had no one is making money its ambitions in a bit of violent at absorbs good and with armed down going liable to acquire new the data even the club with a bang wicket he does so he took the home important tumble and if the state bank they'd be daytona dot com johanna konta the a we is talent come on i condemn no no no trump bank of banda leaders club yeah i got some shit girl want entailed scott beating in egging me the known why they do that as soon as what they don't the ninety two we went up and quality threaten deal among the status you this give back geico could delay you will ruin foreigners deemed the gene.
"state bank" Discussed on News Talk 1130 WISN
"At waukesha state bank we do community banking right we have fast and flexible loan decision making experienced business bankers that offer personalised service and local management and ownership that our focus on our local businesses and communities we really are your total package when it comes to business banking waukesha state bank discover the difference for yourself visit waukesha bank dot com today member fdic equal housing lender jio chartered retirement planning councillor kim steinbrenner discusses the importance of client relationships and trust we pride ourselves in being a personalized firm what that means is that you're going to be treated like you're only client it may sound cliche but it is the way we do business we enjoy a client relationships and establishing those relationships is really important at the end of the day yes you do need a financial expert but knowing that expert is truly looking out for you can matter even more call me at four one four two six six 1900s and let's talk about your retirement life blaming the retired life big you envision steinbrenner financial group steinbrenner group got call die but there the investment advisory services offered through sense he capital management llc securities offered through saxon securities inc member finra sipc steinbrenner financial ruin saxony securities are separate and unrelated companies before the next snow cerullo told toro dealer can the new snow master from jaro widow revolutionary snowclearing design and personal face cell propel schweitzer servicing revealed through through value in washington and 850 service in the walkie toro count on it if you're not get hold so much football knowledge that you need an oversized helmet you're the perfect candidate to play mark billing football contest from now through the super bowl this gridiron challenge evans on friday is in the 5 o'clock hour each week one listener picks that college or pro game against the spread and if someone hits eight correct picks said arroyo he catches in on a grand prize.
"state bank" Discussed on Mere Mortals Unite
"I want you know we believe you're at happy say bang and then he went on to say that several people said there should be a book written about his bank and i'm thinking as an author well a book about a bank battle though put me to sleep pretty corner yeah exactly exactly all honey i'm not come into bed tonight because i can't said this book now that's going to end so you know long and short of it is i would have thought to before he many went on to say that several people have offered to ride it but i didn't think that they were the right ones but i loved your book no more excuses which was my latest book out at the moment and he says would you be interested in writing this book about us yeah exactly i did not see that coming now i would have thought before he asked his most important question that he would have given me is she was some numbers on it would have been financial statement profit loss you will show me how low his bad debts are you know loans delinquency is not an sda something like that and i would have thought it would have been what was most important and the reality is he gave me what was most important to him but it didn't have a number there was no number romance on those four sheets anywhere the sheets were titled core values happy state bank and trust and it wasn't until several months later when i finally agreed to write the book that i really realize what had happened in that moment and it started a transformation and i say started a transformation because i truly believe that is continuing on even as we sit here and chat today emmett transformation is that everything everything is based on a foundation and met foundation of what you truly believe generates a set of.
"state bank" Discussed on Bloomberg Radio New York
"The state banking sector and you know as you would imagine the state bank r a lot less profitable a lot more poorly ron a lot less shareholder falk occupier were hacked the banking market and i think the government real life and want the private banking sector to absorb in our greater market share in access bank is one of the bank we pick it very well ron it has ordered a growing india um and you know though i think for us to worry about it the for some reason the government on one of the scale of the other way favoring the big any patient banking dr at this stage it looks like the government to scale of the other way so india still has a lot of potential growth great it's been dashed lower than that of china and i think it more clear punctured of their inability to push infrastructure projects through um if they ever do employ the necessary reforms to allow more infrastructure there is no reason why and ukraine across five picked up an eight nine ten percent consistently over the next decade david you mentioned the decades of work you've done for a berth this is a question has been one who are investment discussions this week are used diversified as you used to being you know i remember for the jo john mercenary infidelity fifty in those sequoia people in the whole up or about owning two hundred and fifty stocks down to one hundred fifty stocks down to twelve or whatever make a joke but he was you get the idea are you are you less diversified than you used to be now we might be a little bit more on somewhere on link back the first off market yeah pickup the green bay packers you know press guy gets under the here is right in your annual report october 31st 1992 now we all harris associates merqui are believers and concentration you will often the top ten names represent somewhere around her a bok thirty percent of apoyo l and i'm looking at this very first portfolio was too it was one month old ebtekar just a couple of million dollars in assets and they were probably lie named than what we have today but you know it was a much much i'm talking about three weeks by that was out twenty million dollars back when the packers are good right.