40 Burst results for "Starbucks"

Fresh update on "starbucks" discussed on You Are Not So Smart

You Are Not So Smart

01:01 min | 2 hrs ago

Fresh update on "starbucks" discussed on You Are Not So Smart

"Each one of them has a completely different issue that you're dealing with, and they're all just the humanity on display and the in the the the care and empathy that comes through is just tremendous. It's a tremendous book. It's it's so it's moving. Every minute is incredibly moving whether you were talking about your own work where you're talking about the patient of talking about the history of psychology, the history of therapy where you're talking about the problems that you're dealing with your own therapist and getting to your own places. It's it's incredible. One of the things that really wanted to do with the book was there's a lot of humor in the book. It's very funny and I think that I wanted to kind of capture the ridiculousness of the human condition and I mean that. You know in a compassionate way that that we're all ridiculous in certain ways like the things that we do in the ways that we behave in the ways that we sort of do everything, we can to guarantee our own unhappiness without realizing. That it's so much easier to see oneself through story through other people's stories. It's very different if I were to take the reader and say, Hey, here's something that you do in your life and take a look at this that it's not i. don't do that. That's not me. You might get defensive all of us do but when you see a story and you see yourself in that person's behavior actions and then you say, Oh, I'm kind of like that I do that sometimes I know someone who does that I think that it makes us feel less isolated I think that it makes takes away the shame I think that it makes us realize that we're all the same than we are different. So the four main patients that I follow in the book and I'm the fifth patient, the main for patients, and I are all really different from one another on the surface you know different ages, different genders, different problems, histories, psychological makeup personalities. and. Yet I think that the themes that were all dealing with the big life questions that we're all dealing with underneath our specific problems are so similar. Yeah that's a that's yes. The the power of storytelling comes through. So hard I mean at some point I was like this is so well done. These people can't be real. You know I had to look it up I'm like how you know is this. Like these real people because this is such a great I mean I was so taken aback about at at how open you were about yourself and about these people's lives and even talk about it in the book that this is a dangerous territory for therapist because being seen by your patients can sometimes being they'll leave because they kind of want to think of you as as this objective inhuman mega brain thing that's not That doesn't have actual emotions and the fact that the entire book is like. Taking a complete one, eighty from that notion and saying, I'm going to let you see behind the scenes in my life and the. Patient's lives and we're going to go all the way to the bone with everybody It just feels very that I think is the thing that has made it. So sensational are so I think that's what made. It has made it such a big splash is had an I i. Kind of book that I rarely pick up but I could not stop as soon as I start as soon as you admit in the very beginning like about what was going on in your personal life and that you're going to go see a therapist for a news. Incredible. I don't know. It's interesting because I say at the beginning of the book that my my greatest credential is that I'm a card carrying member of the Human Rights we as therapist use our humanity in the room all the time, and that doesn't mean that we're disclosing anything about our personal lives in therapy room but it means that we know what it's like to be a person in the world nobody's immune from. Struggle, and so because we have lived life, we're better able to help other people live their lives but nobody wants to hear about that part right So I think what I'm doing the book is kind of you know saying look it's really important that if I'm going to write about these these people that I'm writing about in the book on, it felt almost fraudulent to leave out the fact. At that same time. I. Was seeing therapist and and that. Could either present. The book is I'm the expert upon high and people would get a lot out of that out of that version of the book. But to know that, you know I'm I'm a person in the world. And and here's here's here was my arc also and I tell that story at the beginning of the book where a colleague of mine she and her husband been trying to get. To have a baby and she finally got pregnant after so much failure and. She got pregnant and she was standing a starbucks when her ob called and said that the pregnancy wasn't viable and she started crying and starbucks and a patient happened to walk in. And left made eye contact with her left and never came back to therapy and on the one hand. Yeah it's really jarring I think zero therapist crying in a starbucks and not knowing why But I also think that there's something human about that and so when I started writing my story, I'm very open about my you know all the mortifying moments of my own therapy but at the same time, I really thought like three people would read the book. So I, turned it in you know I wasn't really I just kind of let it already and then You know, and then we started getting you know the response to the book, and now it's been on the list for almost four months and The New York Times list and so. A lot of people are reading it and and if I had known that so many people would read it. I might not have been that open, but I'm really glad that I was because I think that's precisely the reason. So many people are reading it because of that candor because of that vulnerability in that honesty. That wouldn't have been there. If I cleaned myself up as a part of the book you ask them should I choose this school for my son or the other he responds with I think you'll benefit more from understanding why this decision is so hard fear. That made me pause and take a second and that is such A. Thing for therapist to say and I think for me that if you hear it makes you take two steps back and go. Oh Yeah. That's actually self reflections a thing if you just like jump into that sentence and tell me more about why that's a better way to approach a situation like that when you're talking move therapists. Well. At that point in the book I'm talking about how people come to therapy. Often they want advice and I have this word taped up in my office ultra crept Peronism, which is roughly translated as the habit of giving advice or opinions outside of one's knowledge or a tease. You know what I think. We do that all the time I think people come to us and they think that. They think that we're withholding information for them but I can't tell people what to do in their lives I know what I would do and I can help them figure out what they want to do. But I can't tell them what to do because I'm not living their life..

Starbucks Peronism The New York Times
Fresh update on "starbucks" discussed on Reasons to be Cheerful

Reasons to be Cheerful

00:45 min | 3 hrs ago

Fresh update on "starbucks" discussed on Reasons to be Cheerful

"Dad. Now I mean this must have been because of how old you are. This must have been Roy Williams dad having a a a cracker revived show business career off the back of Robbie's fame, right? Why? Would say that so it's really interesting actually. So P conway, it was always a singer here. So he's a singer that's why we're being as a singer, and so it wasn't any way like a starbucks success. We work to know a Warner Holidays Hotel which is for older people today, the hotel China, the IFA fifty S. it's crews, style, dining, and entertainment. To leave and then yeah, we had guest entertainers and everyday they a cabaret show. Which is what? He was. Having a second crack of the whip because of renewed interest that is scientific. It was so sweet because every time the guests changed over, you watched the same room or go through the hotel someone found out easily will be Williams's dad and then it around. But in three days you people coming up and just tell him I. Love Angels of GonNa. Have it played at my funeral I? Think it's beautiful. I think tough Guy Chambers is the brains for. Sarah it's. Always. Like just a joy to chat to you the the book is tremendous and now it's in paperback. Asset Handy? Physically comfortable to read. The book is sex pound me Sara Pascoe. Thanks so much..

Roy Williams Sarah It Warner Holidays Hotel P Conway Sara Pascoe Hotel China Guy Chambers Starbucks Robbie
Fresh update on "starbucks" discussed on  Business Beware

Business Beware

00:41 min | 9 hrs ago

Fresh update on "starbucks" discussed on Business Beware

"175 countries. Show is on the password. I see when I see a guy in a bar with a coffee in the morning. That's just that's just the wrong picture, man. Something's in the cup. No, I don't think so. Much of the companies like he was really on last night, and he's back this morning. Oh, yeah, You know, I had a rough night coffee cups meant for like places like Denny's or something like that outdoor on a parking lot at a Grand Slam grand slams. So are you. Are you a Starbucks drinker? They're sponsored by the way. I don't care. I like coffee. Doesn't matter. Just coffee. What about the Dunkin Donut? Like? Suppose this was like, the best like I don't really have a hard time telling What about 7 11 You see guys like there's very like or mccafe? Well, this was a pain in the neck to get had to go in and have the mask. To stand behind. The last time I checked, McDonald's has a drive through, but in the morning, it's Fred. If no one goes in anymore, everyone's afraid. Well there, but don't you When you go in, you're still in line. I could take you over sperm Waller line less. Goldman is our good friend from Northwest Biotherapeutics on DH way want to touch him yesterday, but CC vax, LDC vax directly see Vax prostate. We're talking about immunotherapy before cancer and the most and the most difficult kind of cancer that you can get. And there's been a There's been a There's a lot of stuff teed up for these guys. Good. And I wanted to bring him back and talk a little bit about what we talked about last week. Less great to talk to you, man. How are you? Great to be here. Thank you. So, what is s o from the very beginning when you got involved until now, the arc of this story are you got because it seems to me like you guys were going Your trajectory is way higher and way faster than than I anticipated when we saw it first metric. Is it the same for yours? Are you guys pretty much on track where you thought you'd be? Well, it's been 13 years for our our basic large trialled of 331 patients for GBM and we are nearing the end of their road is we've stated publicly. We expect to have the top line data for that sometime. In the month of September. We've wrapped up all of the clinical data is now locked, and we're just waiting for a few of the last minute things from outside vendors. And then we'll turn it over to our statisticians and then buy another 34 weeks We'll be on blinded the company beyond blind. It will be consulting with our various So advisors and scientific advisory board and it will be a big day after 13 years to unveil the data because thie Blinded data, which doesn't tell the difference between the placebos and the people who are vaccinated has been very, very encouraging. And so everybody is getting increasingly excited and wave made it work on 15 different solid tumor cancers. That is 85% of all cancers..

Goldman VAX Denny Advisory Board GBM Mcdonald
Fresh update on "starbucks" discussed on The Construction Guru

The Construction Guru

00:49 min | 12 hrs ago

Fresh update on "starbucks" discussed on The Construction Guru

"Looking ahead when you're going to start because as you mentioned, if someone's not busy enough that they could start in a couple of weeks that you just met. Maybe you don't want to work with him. What? Why are they not busy? What is the reputation everybody, But if you can plan ahead to get you should do both things at the same time plan ahead for your construction work by getting proposals bids. Look at the material that you want to do. What type of cabinetry flooring for whatever the work might be, but also start your financing. At the same time, we could get your financing preapproval started. Look at the numbers that we have what you're eligible to borrow. What do different budget look like? We could do that at the same time that you're working with next to get your proposal in place. All the business specifications by the time the bids come together, we've got the funny she ready to go. We get the appraisal done. We close Your raise. Starting that renovation project a few months down the road with a low fixed interest rate. You got all the funds that you're you need to get exactly model that you want to do. You don't have to do it in phases, And before you know it, you got your dream home already. Go. Yeah, it's um It's without having to move or without having to build. You know, for most people. There's a reason why they purchased the house they're in. They loved the house. Maybe it's becoming dated. Maybe some of their friends have built new houses and looking at at new housing, and I'm not knocking the new housing market at all. But the reality of it is that If you even go to the Web sites of Neri contractors. Ours is one of them occurred during that time, but you can certainly look at I'll go to the Neri website and start looking at just before and after pictures of what they had and what they got. It's such a It's such a big difference. I think that you know, 10 years ago 20 years ago, there were like four or five choices for cabinets three or four choices, Countertops. Flooring. Today, There's hundreds of choices. It is not something that you can rush. And if you put yourself in a situation where you have a deadline that you have to have something done on DH started in the next 90 days that sometimes can be very stressful because when you start looking at all the products and all the materials that are on the market It gets it gets overwhelming. I've seen it happen, too. Even even the most prepared clients. I had no idea there were, you know hundreds of different colors and countertops like you know, there's there's L v P. Florence. There's vinyl flooring. There's pile. There's so many different ways you can go. And then that coupled with you know, trying to serve through the Where's the money coming from market? There's so many banks out there pushing home equity loans. There's so many banks out there pushing, you know, arms you you really have to explore what's going to be best for you because it's not one size fits all. I think one of the things that You bring to the table and quite honestly, Bill, I'm just say this. You and I do not exchange dollars for referrals. So if I give you somebody working toe work with I don't. I don't get a Starbucks gift certificate off, but I guess thanks, Nick. I'm going to help your client and the reason I bring that up is why I want to work with somebody like yourself is that You really take the clients through a number of different scenarios? What's going to fit them the best they may have the money in the bank, and they're better off to keep it. They may want to invest. Some of it borrowed the rest. You may be looking at doing a kitchen and finding out that your two points too high on your current mortgage and that money right? There will step you up two or three notches on the kitchen remodel, and I think a lot of people that get settled in with the mortgage. They aren't really looking for anything. Then they start talking about remodeling All of this stuff kind of intertwined, and they find that you know, I couldn't do my kitchen with the equity I have in my home. Keep my money liquid in the bank in case I need that new car. We want to go on that vacation or things get tough, and we need that money for, you know, survival. That is a big big piece of this pie right now. And I think one of the things that you Yeah. You bring it to the market and you, You show people like three or four or five different scenarios and my reward comes When my client say, Hey, we really appreciate the fact that you put us in touch with Bill because he was able to put a package together where we thought we were going to do the bathroom. Now we could do the kitchen and the bathroom and put siding on the house. And now it's done. And then that value comes right back at that point, because the house that was worth you know, $280,000 is now worth $350,000 because it's got a new kitchen. It's got in the bathroom. It's gotta know, exterior next. That's the art of the deal. If you will, when you're dealing with Amara furs like that. A number of people call me back after they've worked for you were working with the gala right now in Watertown, who has it was able to do it on their own, and we were able to shore scenario that was Was better, better shooting toward her, and I think that's huge. You know, it's a double win, right? It is because there's a couple things you mentioned that are spot on. We doing analysis for every client to look at. Okay. What if we refinance the entire renovation? What if we do a portion of it? You want to put a portion and kept in cash? Customers are look at their cash position. They're looking at the world today. Where are we going to be in three months? Six months, nine months, and they're realizing you know what I wanna have not only my money in the market again getting compound interest on my investment. But what if I do need some cash? What if something happens in three or six months, so I need a three month supply, Akash. And they they want to be a little bit more conservative having that reserve and since interest rates are so low, why not just borrow the money and our payments on our cash flow is the same. It is is right now in our existing mortgage. Let's do the whole project and in the beauty of the renovation project is we're going to look for the renovation. Funny thing is, we looked at the value of your home based on what it's going to be worth when the work is done. I have an independent third party of Crazy who before we even signed the document is going to review the home the plans and specifications and tell you when you've done with this project, your homes be worth X amount of dollars. Do you know? Before you even get started? What should return gonna be? Are you making the right investment? Do you need to reverse engineering a cure plans at all to get back into a budget that you're comfortable with, so it takes a lot of the risk out of it. To give people a lot of comfort, knowing that I'm gonna be able to do the whole project that I wanted you. I don't have to do it piecemeal where the contractors gotta commit a couple times. As I say cash or as I build enough equity to get a home equity line, I can get it all done with at once. All the colors and the style is going to flow. So the new home looks great. And the contractors in once and out doesn't disrupt the family too much, and we've got the exact only want with really good fun is affordable..

Bill Starbucks Neri P. Florence Amara Watertown Nick
Fresh update on "starbucks" discussed on Toure Show

Toure Show

00:36 min | 19 hrs ago

Fresh update on "starbucks" discussed on Toure Show

"I was working at a fucking starbucks and that. The Marriott. Marquee. Downtown Atlanta. And she was like. Doing way better. This is that. So I was also like kind of in a state of just like. This is GonNa be broke bomb negga forever avocado. Shit like you know you just hitting all these balls in your fucking man like I'm twenty six. I work at a starbucks in Atlanta were making Mike. fucking money. The first time we hang out I couldn't even afford about Pizza Doug. We ordered pizza in like a bill came she's in Atlanta Chick. So she's expecting me to pay like that's just Atlanta Energy Bro like where I'm sorry for why is it that you are expected to pay a not? About that so I don't know. It is day. It is I don't get it. I truly don't know it's a wild expectation, but I knew it existed. You know what I'm saying. So I was like five I'm a bump and there's a part of me that expects to be able to pay, and that's just me being masculine center be having an understanding what what when you assume a certain energy because to me, it's like. If generous fluid this energy bro Shirt. So when you assume Assir Energy and I assume the energy of a lot of men in my life and they took care of Shit so i. Feel like I should at least be able to now it wouldn't have been a problem via had it and I would be and I was like, why can't you pay? I would have had no problem with that was I didn't have it. That was like so crush. And it was like it was crazy because she didn't bring anyone out because she she had one at a time, but she's bringing out and she had her friend back to her apartment. It was the fucking Wack Shit were at. Yeah that's what I'm saying. You didn't have any you didn't bring. Or did you of? Right and he trashed me the hallway I walked back like I was. I. Was a bomb bro some like a bomb. A her like she had her shit together like soup. Had had enhanced so she was like. She had a she had a beauty shop in Atlanta. Arben. She was living in an apartment with a fucking doorman I got a dusty at starbucks apron I got. Asked to come up. I'm is Already. And above. Just going through the motions of like what the fuck ided do bro Like I can't live like this also can't. Be In these situations in this like. Off this shit, I'm not going to give my life to that. You know what I'm saying like I know I'm not GONNA go back to school like this is I'm not I'm not GonNa go to school and just try to get the best office job in the world to move up with some fucking corporation like. So how am I gonna get to fulfilment whatever that is? Going to get there and just feel like I don't fucking know what the hell do myself but all do this. Oh Tom. Being. Funny Right and I'm like being. In the center of attention for being funny. So I'll even do music I'm roasting I'm I'm being silly when negative I make jokes here and there I'm that part is never dinosaurs like coming out in these other ways even with her I think part of the reason why even broke Desi Negative Bug Amis funny I would just keep our laughing all the time. I'm a funny person in that regard just off the cuff and I like that. and. We'll sit on a couch. And she was just like what he you to do. And I. Think 'cause he was just like tired of just looking at me be loser. 'cause it was kind of out the blue. He's asking me but I get it too because I'm kind of like I'm sleeping on a friend's floor my home goose up sleeping a half fuck and floor coming to visit her. It was just like what are you doing work in at Kroger adept when I left the starbucks I'm working at Kroger even fucking roars. Adult, like this is crazy borough. So like and you know like Kroger enjoys his like the end of the road like there's nothing left. Well, if you had said piggly wiggly. With. Has. At least I could have been a public pitch. No I was at Kroger Monica. So I don't like dish. It is flat. You know. We're sounds couch. She's like we want to do and we should be eighty. You want to be and I was. A comedian. She's like why she doing it I don't know I'm scared. And that was you know what I mean like that is the truth I was afraid. Of for a long time for so many reasons you know and. Mostly, I think I was afraid because. I knew I was going to love and I knew I wasn't GonNa do or be anything else that I knew like nothing was gone is so weird is because it sounds so cheesy. Ways like. Once you turn that thing on all even though you love anything. More in it complicates a lot of things. And I remember being like, no for real like what are you scared of and I was like I'm scared that I'm going to be really good at it because then it's like over. then. It's like like even now I think about kids and.

Starbucks Atlanta Kroger Kroger Monica Assir Energy Piggly Wiggly TOM
Starbucks to reintroduce Pumpkin Spice Latte, expand curbside pickup

Colorado's Morning News with April Zesbaugh and Marty Lenz

00:28 sec | Last week

Starbucks to reintroduce Pumpkin Spice Latte, expand curbside pickup

"Weapon seems to be a pumpkin spice latte. Starbucks says. It'll be back. Starbucks hasn't yet announced Won the coveted lot will show up on menus again. The coffee giant also plans to add curbs. I'd pick up to around 1000 stores by the end of September. According to the company income dropped 38% in the second quarter because of the ongoing Corona virus. Pandemic. President and CEO Kevin Johnson says they're planning to build 50 pickup on Ly stores across the country in the next year. Tom Roberts, NBC

Starbucks President And Ceo Kevin Johnson Tom Roberts Pandemic NBC
Chicken Dissertation

Making It With Jimmy Diresta, Bob Clagett and David Picciuto

04:21 min | Last week

Chicken Dissertation

"So we did they ll the videos out yet a hope maybe by the end of the week I've been. Kind of lazy this last week. there's other things going on but. We did the prototype chair. And I was in a hot debate with myself on whether or not to add the embellishments to that chair or leave it as it is because it's I thought it looked kind of cool as it is, but I also wanted to do these other things to it. And I made the decision to leave it as is. So that video is complete, just got to shoot the ending in. Put that out and then I had started but not gotten very far on version number two I have this beautiful walnut slab and I'm not really in slab furniture. So I'm going to cut it up into pieces and I can resell it, and I can get the the legs in the seat out of it and I kind of home the design a little bit more so it doesn't look so. it looks cool but there's a there's a computer Drawing element to it that kind of boats may so I? I just kinda redrew it just a little bit. To get rid of it, give it some more I guess Pachuco feel to it and then. For the owls if you I mean nobody's seen this. So but the most of it is made up of of dowels and on the second one I use PVC pipe, it is such a cheap option and I was. For a little bit, Kinda wanted to do a stainless steel and get too expensive and maybe it's too cold and the alternative to that was conduit electrical conduit, which is also super cheap. You get like a ten foot thing for four bucks or whatever. and then settled for the PVC. 'cause it's going to have like a brilliant white up against this walnut Look good. So starting with that, and the problem with this one is a totally fail because the slab have has we're grain in it. and. Then you know whenever you cut into that, it could just twist and bandon turned into a single chip. So hopefully, it doesn't. So That's Canada now and Yeah I'm happy. I'm happy with the design I. I. I e fumbled a little bit or a Kinda. Where your bottom sits on there, I fix curbed a little bit and then the back is I move the curve down just a little bit just to make it a little bit more comfortable. It's still I don't think it's going to be a chair that you wanNA, sit in for hours. Because there's no cushion. It's just kind of forms to your body. But as a dining chair, I think it will work just fine. It's like a starbucks chapter like the starbucks chairs look really comfortable in about three or four minutes in you're like. They, do that on purpose so you don't stay in there. was going to say about furniture is one of the designed chairs I know my own personal experiences you never know if you've made the right decision that insecurity will sit with you forever might mice stools with you Built it will haunt you forever because every time I sit in my stool I made four of those those made full more for customers. I was very anxious to send out hoping that they would be happy with the result, but that's the way I am with anything that I ever make for customer I'm always anxious fulfilled their expectations. But by stools, I've made three of them made for them. Three of them are here at my house. One of them's entails design studio and I was sitting in last night and the whole time I'm sitting in my mind is just an autopilot maybe the foot rungs to love maybe the former inkster high, maybe the the the the but is too low maybe the butts to hide maybe why I grabbed on my fingers, it could have been thin. I can't stop it. So it's the same thing like when you're sitting in your run chair show you having very similar experience. You just can't stop let you can did I make the right decisions one hundred percent I might my personal thought was if I can sit in this chair without thinking about sitting in this chair than I know a I've done it right but I Without, judge without feeling without trying to figure out where to go next it's I. Don't know if I'll ever get to that point.

Starbucks Pachuco Inkster Canada
Starbucks posts loss as coronavirus bites, but stock pops on 'steadily recovering' business

MarketFoolery

00:14 sec | Last week

Starbucks posts loss as coronavirus bites, but stock pops on 'steadily recovering' business

"We're going to start. With starbucks. Same store sales in the third quarter fell forty percent but. The loss were smaller than expected. The revenue was higher than expected and shares of starbucks up about four percent today

Starbucks
Starbucks Jumps On Strong Beat, Sharp Comp Sales Rebound Outlook

KRLD News, Weather and Traffic

00:53 sec | Last week

Starbucks Jumps On Strong Beat, Sharp Comp Sales Rebound Outlook

"To check on your money. Starbucks just did something a lot of other companies have not done during the pandemic offer an outlook. The coffee chain said same store sales. Aqui RetailMetrics should be down 12 to 17% for the full fiscal year. Those sales plunged 40% in the latest quarter, but they did beat analyst estimates. Avis Budget shares revved higher in late trading yesterday after the company said it was able to offset lower demand for rental cars with cost cuts. Avis posted a loss in its latest quarter, but it was smaller than what analysts were expecting. Eva signal the rebound and travel may be underway its streamlining efforts during the pandemic. Allow Davis to avoid the fate of rival Hurts, which filed for bankruptcy in May stop future slightly higher is investors await the outcome of a Fed meeting and chair J. Powell holds a press conference afterward. Today. Amazon apple alphabet in Facebook CEOs will be grilled at a

Starbucks Late Trading Analyst FED Facebook Amazon J. Powell Davis
The Target Haul Episode

Hungry Girl: Chew The Right Thing!

04:12 min | Last week

The Target Haul Episode

"All right I now know what I'm getting. You guys for Hanukkah this year. You want to know we're getting the same thing. Both you. Okay KFC themed crocs. So. crocs has just released KFC theme sandals that came out yesterday and They sandals I'm not sure I'm just assuming that they're considered sandals. I'm about to say something that is going to make slightly unpopular with some people. I, think I think crocs are absolutely hideous. These are probably more hideous. Regular crocs so they come in the famous Red White Red and white bucket KFC bucket. And then they have the chicken like pictures of the chicken all around, but the cool thing is on the very top of the CROCK is drumstick. It's a gibbes charm. I don't know A. It's some sort of charm, and it's a drumstick and it smells. Like a KFC chicken drumstick. Who's going to smell your your foot? Crock? Get answers getting worse than what? Are you sure this isn't a joke. No, it's. Kim Kardashian debuted it a few months ago and now it's like a reality. The CROCK is going to sell on their website. crocs DOT COM for a fifty nine, ninety nine, and they are available right now. Okay. I don't want them for Hanukkah. Don't want them for the holidays. I don't want them for my birthday, but I understand. There's a time and place for crocs and people say they're really comfortable. Blah Blah Blah, but do you wear them? Never know You'd have to pay me to wear these. These chicken shelly yeah. Well. If I was going to wear any, I probably would wear these. That's all I got all right while you ready to get you. I am so excited that these things actually came from target, I can't even believe it so many unique things. We're going to start off with breakfast and the first thing we are going to be tasting. Are Bantam pancakes in magic? Unicorn mini stuffed pancakes. So Bantam. That's the company that made the bagels right the stuffed bagels. Yes, were then shark tank? They were bent on bagels. I think a huge shark tank success story. Yeah, and there I think those bagels are at starbucks. I was excited I. Have The box sitting right here and the funny thing is I'm GonNa? Show this to you because I don't think you can see this. I'm a little scared. Because one of them is like a little pink filling and the other one, there's a picture of some weird green failing, and it says mystery filling inside. And I. Don't know what. I'm holding one. That has the mystery green filling, and really. I'm a little worried. Oh my the pink! It says colorful sweet cream is what it stuffed with, and then that's interesting, colored with fruits and Veggies, so there's no. Oh, no fakey I'm Jay. That's greater. This is so good, but wait. Each one has one hundred ten calories. Yeah, how would you describe their size? Okay? There are like a mini muffin. Wouldn't you say like a very mini Muffin like a? Large mini like a Chubby mini muffin. Delicious, though because like it tastes a little muffin. It's like a Muffin and a pancake had a baby, and then the baby had a delicious, fruity, sweet creamy filling. So I'm going to see if the the fillings are different because the Grad, the green one I know what it tastes like so now I'm going to try the pink one I just had the pink one. Tell me what the green ones as like I think. They both taste the same, so maybe the mystery is just the color because it's supposed to just be sweet cream filling. That's amazing. I. Think kids would go nuts over these i. have to tell you they're really fun. And they come, so the Bantam pancakes come in other varieties two. I think it's not just the Unicorn ones. Oh well. Yes, so they also have home, style, chocolate, chip, and Blueberry Oh. Wow, okay, well, you know I. I have to tell you like flavor, wiser home run, but I would probably want to eat three or four of these and I think the calories would would rack up pretty. I don't know they're just really young and

Crock Kim Kardashian Starbucks Dot Com
Starbucks sales are still getting crushed by coronavirus

Afternoon News with Tom Glasgow and Elisa Jaffe

00:18 sec | Last week

Starbucks sales are still getting crushed by coronavirus

"Pandemic related declines in terms of Starbucks quarterly results after today's closing bell. Still, the coffeehouse chain reported a smaller than expected quarterly loss with same store sales Also not down quite a cz, much as feared. It also issued a brighter forecast for the current quarter, helping Starbucks shares rise in after hours trading in the

Starbucks
McDonald's customers changed their behavior during pandemic, but some trends could endure

MarketFoolery

04:57 min | Last week

McDonald's customers changed their behavior during pandemic, but some trends could endure

"Of McDonald's down a little bit today. Despite the fact, same store sales in the second quarter only down two point three percent. That's better than what we have been seeing from a lot of big restaurant companies out there. And Jason similar to the comments that we got from Coca Cola's CEO. Chris Kempinski saying he thinks this quarter represents bottom for McDonald's. Do you think he's right? Yeah. That's a it's an interesting perspective to hear from him, and actually think in McDonald's case could be right. I mean I think. When you look at this quarter when you look at. These? Numbers look pretty darn good. All things considered I. Mean I think that what we're going to see. As as discerning season rolls out, it's it's going to be the expenses that really separate the kids from the grownups here eventually, they're going to be companies that can deal with the with the ramp up in costs due to the pandemic. Way better than others. The McDonald's is one that is going to be able to deal that I think pretty pretty pretty good fashion, I mean it's obviously a huge concept. I mean being franchise means. You've got a lot of partners out there with a lot of expertise in their particular geographies. I don't think you can dismiss that I don't think you can discount that interviews remember not all that long ago. starbucks actually pivoted in their strategy. Going away from company owned stores in foreign markets to back to licensed stores. Because they wanted to rely on that expertise that boots on the ground. Expertise that locals have in McDonald's has that, too, so I mean I think that. This is a company that's going to always benefit from this move towards. Contactless drive-thrus. Always a part of the concept for the most part, and then they've certainly noted that. I think it's very. Interesting to note how dependent they are in some markets, though on their dining room segment, and if you look at their international operated market segment, which is a a large piece of the business pre Kovic, nearly seventy percent of customer orders were in restaurant across those larger markets when they close those dining rooms. Even for a limited time. It makes a big deal. It makes a big. Big Impact on on their financials even though they have the drive through to fall back on, so it's not all sunshine and lollipops, but given the situation. This is a restaurant company that's going to be able to deal a lot better than most well. You talked about the expenses, and that was one of the things Kim Ski was talking about on the call just sort of. In particularly their marketing how they have pulled back on the marketing, spend rightly so, but he was talking about it almost in the same way that Warren Buffet talks about his elephant gun. Like Hey, we've. We've cut back on marketing over the past four months or so. We think as our operations rebound in the second half of this year. We're going to be able to ramp up our marketing to a degree that we have in for a while. I'm assuming at least part of that would be aimed at first because. That was one of the things I was reminded of with. This report is. McDonald's, needs breakfast to be successful. They do you're right and I'm glad you mentioned breakfast because that's that's where I was going to go with this as well. They make Donald's. They don't need to mark it as much as others. Maybe I mean. It's obviously very well known brand already. With large presence at their, in despite the fact that they have recovered a lot of lost sales, like in other words, the the the the fall off in June, for example they've recovered essentially ninety percent of their two thousand nineteen tales from junior. The things are looking a lot better than they were just a few months ago, but that is the one sore point. I think for them. His breakfast in. It's not just. People aren't eating breakfast for dinner or lunch as much anymore. It's this idea that a lot of just aren't commuting anymore and so they're not selling breakfast for breakfast. And that that is a bit of a problem because McDonald's. You know I'm not the biggest. McDonald's in the world, but if if I had to go for for one meal I think it would probably be breakfast, they do it pretty well. And they're just that. That's fallen off a cliff, and that's not gonNA. Come back as quickly even though they had that lever to pull in serving breakfast brilliant essentially as long as they want. But, you know what that's. It I mean I it'll be. It'll be a slow recovery. It's it's. I don't want to say it's going to be a lost year, but it's GonNa, be, there's there's going to be a lot of growth that is lost this year, but but again I think McDonald's a company, and in a very admirable position they will be able to play offense while a lot of other companies were playing defense in that ultimately I think a workout well in their favor.

Mcdonald Chris Kempinski Coca Cola Starbucks CEO Jason Kim Ski Warren Buffet Kovic Donald Trump
Apple and Google are fighting over the future of the web

The 3:59

10:07 min | Last week

Apple and Google are fighting over the future of the web

"Apple, Google, or who the biggest players in technology and fundamentally different ways of seeing where the Internet is going, and whoever wins out in this big conflict may have a huge impact on how we experienced the web broader. Chang and this is your charge. To break this down is see nets, reporter and resident giant Brain Stephen Shanklin welcome shank high, so Google and apple been rivals on many different levels for for many years. At what is this new battlefront? Look like well. This is basically a disagreement or a difference of opinion about where the web should go, and what the right balance is between Web APPS that run on the web in native APPs deployed into all the programming interfaces you'll see on an iphone or on windows or on Android so it's web versus native. Tunnel little bit about their respective positions. What's really informing? Why they're taking the positions, they are well. Google was born on the web and it is a huge fan of the web, and it's chrome. Browser dominates usage of the web so as you might expect. It's really a big fan of the web improving what the web can do. Make it as interactive as possible. Make It. As easy as possible to build advanced Web APPs that can do a lot of different things, basically Web APPs that powerful is native APPs apple on the other hand. It's obviously hugely successful with its iphone. In one of the reasons that's been successful as all the native APPs that run on the iphone and of course, apple gets a lot of money, not just from selling iphones, but also from taking its cut of. The fees that developers have to pay. Somebody buys something through Apple's APPs store, so apple is not. It doesn't disliked the web, but it has a bigger affinity for native APPs than Google does yes. Oh I use apps obviously on my phone. I browse the Internet to. Why should I care about this dispute? What really this boils down to sort of a difference of philosophy? Are you more of a fan of an open computing platform like the web or you more a fan of native APPs so that? That openness has a lot of advantages. If you decide to dump your windows laptop and moved to an IPAD, then that's going to be easier if the web is really at the center of your experience. If you're somebody who uses a lot of native APPS, you might like those on your iphone, but that might make it hard to switch to Android, because you're kind of walked into the apple iphone APPs on the other hand. Native APPs often are a lot more responsive a lot more powerful so. Baked often offering a better user experience, so it's about a difference in philosophy. What's more important to you? Each side certainly has its advantages and disadvantages. Yeah, one one way Google's trying China address this with their Web APPs. Is Something called progressive? Web APPs, which which are more fully featured talk about that. What what are what are they look like? And would we actually see some these progressive web? APPS pop up. Are here today Google? Helped coined the term and its aggressively pushing a bunch of technology that makes Progressive Web APPs better PWA's. You'll see that a lot in a tech circles, so yes as you said it's basically more of a packaged web. APP So right now you typically use your browser open A website do what you need to do on the website. If you're using progressive web APP, you might prompt that says hey. Do you want to save this to your home screen? Do you WanNa? Say this year start menu, and then you can save that as an APP you commend launched later without having to go through the browser, their wad of different features in Progressive Web. APPS that make them work faster. Make them work offline and generally improve the experience compared to a native APP. These are gradually. Increasing in power utility, there are a lot of companies like Uber in twitter and starbucks that have that liked them and have had pretty good success with them, so they're definitely increasing in importance I guess you can say it's basically the latest phase in improving the web web used to be this foundation for static documents studied with hyper links, and it got gradually more and more Interactive Progressive Web APPs the latest vanguard of that interactivity. Fred to a you set up. Up these two sides pretty nicely. What which side has more support backing? It depends on who you're asking about so web developers love power. They love features, and they love chrome, so the web developers no question they really like Google way of thinking in a lot of them. Don't like apples. Speed of improving its safari browser one of the big issues is that on iphones and IPADS? Safari is obviously not just the default browser, but also even if you're using chrome. It's apple's safari technology, so apple really controls. What's what goes on on an IPHONE or an IPAD? So the web developers really bristle about that. If you're talking about the average user Heidel really think most people know the difference mostly at this stage. If you're developing markets, places that don't have a many powerful devices, don't have very fast networks often, the web has a lot more urban advantage sometimes wetbacks to be much smaller and faster and easier to use than a native where you have to go through an APP store. Download a big head, the APP yet in. Terms of WHO's likely to win. Is there any kind of indication or still still too early I? Don't think either side is going to vanquish the other. I think the web is pretty healthy in is going to continue to be so I think native. APPS are not going to die, even for example, twitter is a fan, but if you load the twitter mobile, APP in some places, it'll say hey, have you? You tried our twitter native APP so it's not it's not really clear that one side of the other is going to actually prevail what the big question is which way it's going to tilt in the future and bats kind of uncertain what it looks to me at this stage is that the web developers and some people actually use the web like these advanced features, and there's pressure on apple two in. The features it builds into safari. Safaris team is growing. Apple has been adding some of these features. If not always as fast as Google would like also, there are a lot of allies that Google has like Intel and Microsoft, which is a very big powerful. Ally that are pushing this web direction so I think the web will steadily get more powerful, but native apps are certainly not going away. Okay, let me in the way you describe it with between absent browsers I think for a lot of folks. I tend to use more APPs on my phone. The expect you said the experiences, a bit more fully fleshed out likewise when I'm on my computer, I tend to use my browser a lot more rather than apps unless there's really specific program like. Is it just? Is it a matter of? Being a phone, the desktop experience, or has that plane the argument? There's definitely a difference between what happens on your laptop in what happens on your phone browsing on your phone? Even though apple actually helped pioneer mobile browsers with the first iphone way back in two thousand seven. It still is not as good as a native APP generally speaking. So that initial disadvantage I think really has persisted. A lot of people were trained to look for APPS in the APP store, not go to mobile websites that were broken or didn't work well or limited or just said for example you go to the yelp website, it says install the YELP APP. So you know there are a lot of disincentives to using the mobile web. Google's trying to reduce those, but there's still a huge gap then when you compare it to a laptop where a lot of people can just live in a web browser. Maybe they need photoshop or Microsoft Word or some other. Video or photo editor running on their laptop, but mostly the web is how a lot of us can get worked on the laptop. That dynamic I think. It's changing I think the web is getting more powerful on phones, but it's not clear to me that it's getting so much more powerful that it's really going to be the primary way we interact on our phones. I think especially for the APPS that you use a lot one to ten twenty times a day. Those are probably going to be native APPS for most people. I'm just trying to get a sense for our listeners. What what this actually means, if one side wins like what what is Apple's vision of the future look like versus Google's vision with feature well I think way it. Shakes out, it's not so much that one side of the other is going to win, it's that it's going to tilt one way or the other and I think in the apple do more priority on native apps spend more time in walled gardens silos I'm not sure what the right term is exactly, but basically more time on one companies platform where it's harder to switch out of that email service in that music streaming service in. In that collection of APPs The web vision. It's a bit more open loosey-goosey. You might have to do more vetting yourself. Is this service worth my money? Is this email service safe to use? So it's there's less hand holding, but it's more open so kind of a different one is one is arguably easier on the customer, but if you do want to make changes or control your destiny, it gets a bit harder. Shack this is the first in a series looking at this issue. What what else you have on tap this week are also gonna be looking at some of these security. Implications of Web APPs the more power you give to the web, the more the attack surface gets bigger, the more ways there are for a hackers to attack your browser and your entire phone and laptop, and we're going to be looking specifically at twitter, which as a pretty interesting story about why it made the choices it did. Did with its own web APP, so it's sort of a a look at how it sees the world. Obviously, twitter is a pretty important application right now as a native APP and web APP. We thought there'd be interesting example to look into their decision. Great thanks for joining me.

Apple Google Twitter Chang Reporter Stephen Shanklin Shack Fred
July Mailbag with Jason Moser

Motley Fool Answers

44:21 min | Last week

July Mailbag with Jason Moser

"The. Multiple answers I'm out Southwick and I'm joined, is always by broke camp. Personal Finance expert here at the Motley Fool. Hey, BRO, well! Hello Alison. It's the July mailbag where we answer your questions and this month it's with the help of multiple analyst Jason Moser. Should you buy a house now? What is modern portfolio theory and also here Jason's thoughts on a lot of stocks all that and more on this week's episode of Molly fully answers. Jason thanks coming back. you know I mean i. told you you invite me. I'M GONNA. Be here every single time. Thanks for having me back. I mean we appreciate it because we know you're a busy man, and so we do appreciate that you carve out time for us in our little show, don't. Always always make time for those important people in my life rule number one make time for allison and Bro I love. It sounds like a good one to me. Everybody wins. All right well, I guess we should just get into it, so the first question comes from Darren I've subscribed to the full for over a year and I'm really pleased with the service. I would like to know your thoughts about my holdings in Shop Affi- I've bought several times over the last three years, and it's now over thirty five percent of my portfolio and I. Don't know if I should continue holding or trimmed down. What would you advise a good problem to have I was gonna say that exact same thing? That's a good problem have? In a very glad, you have subscribed to our services in your really pleased. That's that's what we aim to to do. We aim to please help you make money and so yeah. This is one of those situations that we will find ourselves in from time to time as investors. A nice problem to have but something you do need to address at some point because it is going to be a little bit different for everybody. In so coming from the perspective of I, also own shop, a Fi stock in it's it's a wonderful investment. It certainly is taking up a bigger. Part of my portfolio a not at thirty five percent where you are. I think for me. It really does boil down to. That sleeping at night test in other words, you need to be able to go to sleep at night without worrying about this kind of stuff, and if you feel like shop, a Fi represents too much. Of your portfolio if you feel like you're overly allocated their, then, you may need to consider pulling it back a little, but now I mean it's. It's I think it's always important. Note you know. It's a big difference between building up a position buying a position to make this size to make this type of allocation in your portfolio. It's another thing entirely to have position grow into beat into becoming that size i. mean that that is that is in a little bit of a different dynamic there, so people all the different ways, some sometimes folks will, they will just sort of looking at it from the house money, concept or you. You just sell enough shares to recoup your initial investment, and then you let the rest of it go. Some people are perfectly fine with thirty five percent. Some people are not. They want a pair back so i. do think you need to kind of figure out what helps you sleep at night I do think that shop by a great business. I think the biggest risk in only shop, if I right now is valuation, just because it's dominating, it's space, but it's not making any money yet, and it's probably going to be a little while until they do so that valuation risk is there, but ultimately yeah I think determine. Where you feel most comfortable with it, and if you feel like you need to put a little bit of that money off the table, and he thirty five percents a lot, certainly very understandable. If they've said something you need to do if you do decide to pair it back a little bit. You've made multiple purchases, so you can identify the shares to sell to manage the tax consequence if this isn't a brokerage account and not an IRA. All right next question comes from Steven. If you are forced into unemployment, you are paying federal income taxes on unemployment payments are not contributing to social security nor to Medicare. How does this affect your future calculation of social security benefits and can one contribute to the social security fund during unemployment to mitigate any adverse effects on benefits, it is a little bit adding insult to injury, but you do owe federal income taxes on your unemployment benefits, and if your state charges has a state income tax, you probably have to pay state tax on that, although there are a handful of states that exempt unemployment benefits, so that's good news. And by the way you, you could have taxes withheld from your unemployment benefits you file. This form called form w four V. if you want, they withhold ten percent, or you can do quarterly estimated payments if you wanNA avoid that big tax bill at the end of the year, but if you're strapped for cash is probably just better to get the money now worried about your taxes later Eh. Stephen notes out. You do not pay payroll taxes. Those are the things that go into social security and Medicare so. So. It could result in a lower social security benefit, however, keep in mind that social security is based on your thirty five highest earning years, so if you enter the workforce at say twenty two and you work until you're mid to late sixties. That's more than forty years where the working so hopefully. If you miss out, if this year is not so good somewhere among those other forty, five or so years, you've had thirty five really good year so that this year won't be that big of a deal. So it probably will be okay. And then to address the last question. Unfortunately, no, you cannot make voluntary contributions to social security. There is at least one academic working paper out there. That suggested that people could buy into social security by like extra credits as opposed to contributing to your 401k, but so far that has not been passed by Congress I had an ex. Question comes from Sam. I heard to stocks discussed on another full podcast. When I read articles about them, it mentions they are thinly traded. I have two questions one I'm sure my position would still be quite small so I think I'd still be able to get in and out, but are there other things I should think about when it's a thinly traded stock and question number two. Is there a certain amount of? Daily volume you like to look for when considering a stock foreign investment. What volume do you want to see to not be? Quote thinly traded stock. Yes very good question in thinly traded stock just refers to the either the amount of shares or the dollar volume of shares that would trade on any given. Market Day and so. The. Thinly traded stock. The the problem is that you may not necessarily able to buy and or sell at the prices. You necessarily think you might be able to in other words when you look at a stock's price and you're looking through the. What what's going on throughout the day on the market, you'll see that did ask spread, which is essentially the bid. Ask spread is it's what someone's willing to pay for the stock versus what someone is asking to be paid for the stock? Because you know you have a buyer and a seller on on in every transaction they're. Normally most cases, these business business bread is very tiny, the couple of pennies maybe for most stocks because they're. They're heavily traded right there. There are plenty of dollar volume. But there are a lot of smaller companies small caps in particular in in you know a micro cap, specifically that don't necessarily meet these kinds of thresholds, and so you definitely have to be aware of that now I'll go back in time just a little bit, too. When we were running the service here at the fool called million dollar portfolios Roman Romani portfolio that we help manage members, and it was never really a problem, but we did have a condition in there. We were always looking for at least ten million dollars in average. Trading volume total daily volume now understand I'm not saying the number of shares saying the amount of money so basically shares times price, but we're always looking for at least ten million dollars. That wasn't set in stone it. It was an idea for us. It wasn't ever really a problem because we had a very diversified portfolio with a number of different types of companies, but when you're looking for smaller companies, you would've just keep that in mind that did ask. Spread is is something that just because it says the stock is twenty dollars. That doesn't necessarily mean you'll pay twenty dollars if there is a a big spread there between the bid, and the ask in so I think whenever you're considering stocks that have any lighter trading volume or thinly traded stock. Just be sure to use limit orders. Limit Orders of let us stipulate the price that you are willing to pay for or that you're willing to. To accept a if you're selling a limit, order is just a really good way to protect yourself from any unwanted surprise thinly traded stocks. You might not always necessarily get them when you want them, so you might have to lead that limited are in there for a little while, but but a limit order is a great way to protect you from any unwanted surprises. Next question comes from Randall. I'm in my late thirties now, but earlier in my life. I was very very bad with my money. Collection Calls Welfare and bankruptcy or not strangers to me. I've been at the bottom then I met the love of my life, and she convinced me to turn things around ten, and a half years later and I have done a complete one eighty, I took control of our finances rebuilt my credit and started investing and listening to all you find folks all. I opened it investing account with the goal of saving and building enough a down payment on a home. I'm happy to say we've now reached that goal. I recently sold at a profit because I didn't want that. Money tied up in the market. If we are close to needing it for a house, but now that we're here, I'm not sure what to do. We currently rent a basement apartment and our neighbors general living situation are less than ideal to put it mildly. So, we're champing at the bit to jump into the housing market that being said the experts have been calling for a drop in the housing market for a while, and that was before the pandemic hit now I'm worried that if we buy right away a year or two or three from now, interest rates will spike, and we could be put in a difficult situation. I live near Toronto. Canada or the housing market is already highly inflated in relation to the rest of the country should I be worried? While Randall first of all congrats on turning your financial life around love hearing success stories like that so good job on that. So I'll start with my standard answer with the rent versus buy decision, and that is just pull up spreadsheet and compare the all in cost of renting, including what you could earn on the money that use for down payment versus the all in cost of buying including the opportunity cost of putting down payment as opposed to having invested as well as insurance and taxes and maintenance, and all that stuff and project, where you might be in five to ten years based on various scenarios on what happens to stocks, if you. Rent an invest the down payment versus what happens to? What you'd look like depending on where home prices go. Generally speaking. If mortgage rates go up, that could way down on real estate prices we did see mortgage rates. Go Up for a bit a few years ago, but the housing market did find, but you could certainly envision a scenario where rates went much much higher, making houses, much less affordable and prices would have to adjust. But I don't expect that to happen anytime soon. I think we're. GonNa have low rates for awhile, but beyond that I don't know I've given up trying to predict where interest rates are going or even paying attention to people who try to predict where interest rates are going, so who knows? That said since you live in Canada. I thought I'd check. In where rates are these days and I and I got a brief reminder that things are actually different in Canada so I did a little bit of research. And then realize I had reach out to someone who knows, I reached out to Canadian Motley fool analysts Jim Gillies, and he had some thoughts so first of all just for you non-canadians out there. It is really different so in America. We get this thirty year mortgage than we have the same payment for thirty years. It's fixed. They don't have that in Canada. What's the most common is a twenty five year? But only the first few years or fixed. And then adjusts so in that context you can understand why Randall is worried about interest rates going up because over the next depending on which alone he gets the most popular is a five year fixed, and then you basically have to go get a new loan probably. So that put that in context, a little more, but also Toronto, really is crazy expensive. Vs from the end of last year that put it as the most overvalued real estate market in the world behind Munich. As Jim pointed out in our call here in the US we had our housing peak in two, thousand, six, two, thousand seven, and then we had what he called a reset, which is basically prices came down significantly candidate and have that slight downturn at home prices, but then they just kept on going up, so it really is different there, so when Jim explain all this to me, the difference in mortgages and the difference in home prices. Frankly he was inclined to say to this guy. You Might WanNa rent for while more and see what happens, but he also had the good advice of okay. What if you buy in prices? Come Down Fifteen percent twenty percent. What if they come down to a point where he upside down? You owe more than the home is worth. Are you okay with that? If. You're okay with that. Maybe it's okay to do that. But it certainly sounds like dicey situation than if someone were telling me like I'm thinking of do this in Dubuque Iowa or something like that. couple of other differences. In case you're curious about Canada in the US. Your mortgage is portable in Canada south. You Buy A. Get the five year mortgage, but then move get to take the mortgage with you for the next house and interest is not tax deductible. US Look at you, Robert, broke? Camp Can Canadian real estate experts there you go. Next! Question comes from Chris. I was on twitter the other day and saw that one of your contributors Brian Feroldi tweeted that he doesn't believe in a long list of technical trading terms and then modern portfolio theory. Can you help me understand what not believing an MP? T with mean this? He believed that diversification doesn't reduce risk. Also every financial adviser I've ever talked to his preached empty, so I would love to hear the counterargument. Jason you're not Brian for all the. Question I am not Brian for all the do get the talk of Brian Pretty good bit though. I I must admit I. Don't know what he said here in regard to modern portfolio theory and all of these technical trading arms. But I think I can take a guess. Generally speaking I agree with them, and I think you could sit there and look up the portfolio theory in you know read about it as much as you want. Just go to google modern portfolio theory, and you can dig right in there, but in a nutshell ultimately, what modern portfolio theory is the intention behind it? It's meant to reduce risk while maximizing returns. It assumes that investors don't like risk. They prefer less risky portfolios to riskier ones in order to achieve a certain level of return so right there. I kind of kind of lost me right there because I don't believe that every ever investors risk averse I think some investors have a very. Healthy, appetite for risk, and frankly I would say I got a pretty high tolerance for risk when it comes to investing, made it just because of what I do for a living but I. You know to me I like having that trade off least unhappy. Happy to take some risks there. If I feel like that upside, it's going to be potentially worth. So with modern portfolio theory, it introduces a lot of fancy math in the form of variances and correlations in order to come up with this. Quantifiable, investing strategy that ultimately helps reduce risk while allowing the investor to achieve. Certain returns in. Maybe it works for some not I'm not dismissing it personally I. Don't use it, I don't personally subscribe to it I. Don't need it. I think honestly for us. In a really believe it's extends to to most people in our full universe is that is individual investors I think a more meaningful way to reduce risk. is to just extend your timeline like invest longer. So like Tom Gardner said a number of years back when we were. Working on Motley, fool one basically take your take the time line that you think you want to own any individual stocks you buy shares of starbucks and I plan on owning it for you know five years. Okay, we'll just double it. Cloning it for ten in all of a sudden right there. You've given yourself more time. Time is one of the big advantages we have is individual investors. Money managers don't have that advantage, Wall Street done generally handed abandoned, either, but if you can be patient and just invest in good businesses. That risk really starts to come down over time. There are plenty of studies out there. That show that risk comes down the longer you hold onto those stocks, which into me, just renders modern portfolio, theory, more or less not useful mean on things, not useful for everybody, but it's not useful for me and based on Chris. Question It sounds like a agree with what Brian was saying there. We think I'll add to. That is I agree that risk is really not that much of a consideration if you are saving for retirement. But once you are in retirement man, and just say like you know what the market's not I'm going to extend my time highs in ten years. Because you need to spend money in that situation, I think diversification is important. It's important to have assets that don't always move the same direction at the same time. For some fools. That's just as simple as keeping any money need the next five years in cash, so you're right out any ups and downs, and that can be fine. But I. do think it makes sense to have. A mix of investment so that right now, technology stocks are doing very well, and we hope that continues to do well, but we remember was that happened in two thousand from two thousand to two, and there were down for quite a while anyone who retired in one, thousand, nine, hundred nine, or so it was very happy to have some small caps value maybe a. A little international, some reits to ride out the storm Yeah I think we talk about that often like recognizing where you are as an investor in life, are you in the grow your wealth stage, or are you in the protector stage, because they are two very different strategies, and we're all hopefully going to be in both of them at one point or another right? I personally and still on the grow your wealth stage I. Think we all probably are, but you will at some point get to where you need to focus on protecting the wealth that you've made so that you can then have that money to spend, and that definitely will dictate your investment strategy things that you're invested in and whatnot. Generally speaking I do like the idea for people who are just risk averse and have this notion that investing is just too risky. I mean the fact of the matter is not investing as far away greater risk like not investing. You will never grow your money if you don't the best, so if if if risk is a problem, I think generally speaking. Along the lines of diversification idea that that bros. talking about him, he just invest in invest in SNP index fund is something that just follows the progress and p. you know you're going to be participating in and if you look at that over the over the stretch of time, their five ten twenty thirty years, I mean that trend does go one way. It, but clearly the older you get, the more you need to start focusing on protecting your wealth, and that will change the way you view things. Right next question comes from Alex from Alexandria if I buy Muny bonds from another state in my IRA. Is it still taxable and Alexander with who we have a bond on and we do have a bunch. I know Alex up super excited about having a bunch on in Alexandria to I can't believe I haven't been there. It's like two miles from my house, but we still haven't been oh i. know because there's a global pandemic going on and we. saw. Alyx if we buy me bonds from another state in my IRA is still taxable. Bro, help him out or her or so Muny Barnes. People Invest Immunity bonds because they're free of federal taxes and in many cases. If you're buying bonds issued by the place you live, they might be free of state and local taxes, so that can be doubly triply tax free. That's why people buy 'em. There are some times, however that if you own immune, abound outside of an IRA. Pay Taxes and this surprises some people. There's something called the minimum tax. If you buy immunity bond at a discount, and then it matures at par. If you buy a distress, Muny bond for like you put an eight thousand dollars, and you sell it later for ten thousand dollars as a capital gain. You'll be taxed on that. So, there are some times when you would pay taxes on media. Now, Alex is asking what if it's an IRA? Do I have to worry about paying tax interest. If it comes from another state and the answer is no, you won't have to worry about that. The only thing I would say is. Generally speaking immune bond already has built in tax advantages, so you wouldn't keep it in an IRA, unless there's the example of the stuff I was saying previously like for. It's one of those exceptions when him UNIBOND would result in taxes than you might WanNa keep it an IRA, but generally speaking. If you're going to buy Muny Bond, keep it out of an IRA. Next question comes from Boone. I just did my first. Roth conversion and looked at that old account for the first time in. There was the expected dividend producing fund I remembered, but there was a stock chesapeake energy that I had completely forgotten about since I purchased the stock in two thousand, six fifteen. It's down way down like eight point five percent off the purchase price. What should I do with it now? It's in a tax deferred accounts so I. Don't think the loss is realized until I. Start to pull money out of the account and that might not. Not Be for fifteen years current value of all my shares will be about one percent of the value of the account after the conversion. Do I sell in the very little value? I had left and depend on E. Trade to keep up with lost for me or should I hold on based on the slim chance. The stock will be worth more in the next ten years. Oil Stocks do act unusually on occasion, only oil stocks. Stock everything else makes that usually. Chesapeake has been really. Interesting Story to follow and frankly. I don't I. Don't know that I would look at it today. As a business that I'd WANNA own so typically if I. You know I think it was yet idea. Didn't sound like a position are actively building united investment didn't work out. I mean that that happens to all of us. We don't get them all right. We have a philosophy here at the full. A lot of do we like to? Water flowers and pull the weeds, and that's just a nice way of saying. Add to our winners in to get rid of losers in. This I think is more than likely slated to continue being a loser I mean. Chesapeake has lost a lot of value. In it does sound like based on when you purchased this, these is absolutely busted I mean. There there are all sorts of reasons to sell one of them is if you thesis busted and the reason why you invest in the company is is no longer the case, and I would he probably is the case with Chesapeake so to me like you know, you could sit there and let it go, but but what's the goal trying to get back to even, or are you trying to get back a couple of bucks for me a lot of times? I'll I'll take a little opportunity here and there to just go ahead and pull those weeds sell it. Be Done with it. In even though it's just unique out a little bit value there, you can still take that money and do something more productive with it. So. Yeah T to me. I can't tell you to buy or sell obviously, but I can certainly understand. Selling in this case, but I you know. As as oil and natural gas energy can can turn around. This is going to be one that has a lot of headwinds in in. You might be waiting a very long time to to get any of this money back. I point out here that I it seems that maybe boone has a slight misunderstanding of how taxes in aries work because he talked about realizing the loss when he takes the money out and trade keeping track of the loss for him, it sounds to me that he thinks that he can write the loss off whence he takes the money out. That may not be the case, but just to be clear. One of the great benefits of an IRA is you don't pay taxes on the gains, interest and dividends from year to year. But. One of the drawbacks is. You can't take a capital loss on that as well so there's really no no way to benefit on your tax return from this loss. Next question comes from Benjamin. You recommend seeing a fee. Only financial adviser for check in every so often I know there is the Garrett planning network and others to help find an advisor. But what questions do you ask? And what answers do you listen for when trying to find one that is worth his or her one hundred fifty to two hundred fifty per hour. So I would say start first with asking yourself some questions. What are you looking for? You could go for the whole launch. Lada where someone is managing your money analyzing retirement plan helping new save and a five twenty nine. Maybe even doing your taxes with some financial planners do help with the state planning, or are you looking for something more targeted? You just want advice about am I saving enough for retirement, or are you close to retirement? You're like I just WanNa make sure that I'm doing right when terms like choosing my Medicare plan and claiming social security at the right time, so first of all just be very clear of what you're looking for. Then if it involves investments in any way, you WanNa, make sure that you find someone who is at least in the general same area philosophically and I say this, because many financial planners are hardcore index. And if you come to them as a motley fool, listener member with a lot of individual stocks. They may say okay. I'll give you some general asset allocation guidance, or they'll say I don't care if you like to pick. Stocks are not my advises, sell the stocks and go to index funds, so you want to make sure that if you're gonNA, ask for any sort of investment. Advice that you wanna find someone who's someone somewhat at least aligned for what you're looking for. Once, you've got that then. Just asked some of the typical stuff. You might expect so credentials certified financial planner. Are they a CPA either their personal financial specialist. How long they've been in the business. There are lots of people who. have not been in the business very long. Even though they're not young people, a lot of people choose financial planning as a second career, which I think is great, but just because someone may be look like they're in their forties or fifties. Sixties doesn't mean they've been in the business that long, and you WANNA. See if they've worked with someone like you right so if you have. Maybe. You have a large amount of wealth large income huge portfolio. You WanNa make sure that they have experienced with dealing with those issues, but on the flip side to if if you have, are you know middle income, decent size portfolio, but nothing too complicated. You don't WanNa. Go to someone who's used to dealing with someone who's wealthier partially because those people charge a lot more. You want to find someone who's kind of a little more lined up with what you're doing. Then make appointments with three folks. All of them will do get do free. Get acquainted means, and you're just looking for someone who you feel comfortable with. Since, you mentioned Garrett Big Fan of the Gary Planning Network and other is is not for the National Association of Personal Financial Advisers. But Garrett on their website has a how to choose an adviser section. Just Google attitude visor Garrett Planet Network has a great chapter from a dummies book that they wrote about how to choose adviser, and they have a good questionnaire that you can print out in US asking lots of good questions of financial planner. It's tough. Choosing a financial planner like my mom just went through that Bro! Is You know and she didn't really have a lot of options in Boise Idaho. Maybe two and one of them, she I never called her back, and never got back her, and the other one was just so busy just so busy, and just she just never. It's it can be rough. Finding a financial planner can be I. Think what we'll see is one of the consequences of this. Of the coronavirus pandemic. Just, like we are all used to working from home, many financial advisors and financial planners an now working from home. So in what they're doing is they're becoming licensed in more states. So, if you are more comfortable, working with someone over zoom remotely I think you don't have to stick with someone in your area. You can go beyond your locations, but you know some people don't feel comfortable that if if they're going to have someone managing their life savings, they want to be able to meet them in person. That's just a personal choice. All right next question comes from twitter. Is that right from sully what I hear? Okay? I just listened to the episode mentioning Your Weakness Two. Shopping carts and Tj, Maxx that me or you Jason. Accused me. Thoughts on the stock. If I had a war on Amazon, basket would be Costco TJ maxx Home Depot tractor supply. What would be your basket against online retail? That's funny. Well okay, listen I wouldn't have basket against online retail, because online retails where it's at. The whole idea. The whole idea behind the basket approaches to find a long term trend that you feel like the world is headed toward and so the war on cash basket, for example that was always one about people using cash war, traffic payments now with that said I get the spirit of the question some going to answer it because I do like some of these ideas. And I I would definitely include Costco in their in Home Depot's well. Home Depot gets a lot of my money. Doesn't, but they have a very loyal fan base of customers that just are happy to renew year in year out. So I love those membership models there, so costco and a Home Depot for sure you know I'm going to give a little shout at my wife Robin I. Know that she would approve of my adding target to the mixer. She hasn't been raving about targets APP and ordering on the APP the able to go to the store. Just pick it up right there I've talked with Ron Gross on more than one occasion about target and how this really has. Become a twenty first century resale right they're doing. They're doing everything online and in physical stores. What they call Alma Channel and then my fourth and I'm GONNA. Take this. You probably aren't expecting this when Alison. I'm GonNa Shock and all you. I'm ready. I'm ready Alta. We're going. Make up my I know my daughter's love. It ugly ugly Mug like this. What do I know about makeup? Tell you what. Get! A House with two daughters and a wife. That's what I know about make. There's a lot of it in an Ulta is a really really good business. They actually have a very nice diversified revenue stream. They've got the salon a`dynamic of the business which encourages people to go there they do have an online business. They have an augmented reality function there at where you can actually like. Try things on makeup to see how it looks. Mary Dillon just a phenomenal other adults of that's my fourth, their Ulta but they I appreciate the spirit of the question I like the idea I'm not saying this is the basket. I'm not tracking this basket in a not a not backing this basket, but in the spirit of the question if I had to develop. A basket, such as this one I think it'd go with those four. Yeah, I mean I guess you just have to think about what retail out there is something that you would still physically go to. Because the actual retail experience is being in the space is the experience and what you're there for? And I know I mean before Corona virus we I would go to target and just just couldn't believe how much money I had spent from walking through a few of the aisles. TJ Max is just a phenomenal business I mean what they've done through the years. Is really capitalized on the nature of the business, the advantage they have in that treasure hunt kind of nature like you go to TJ Max, maybe not necessarily looking for something, and then you end up finding a lot of things, and it can be a little bit lumping at times, but but generally speaking like management's a very good job of running that business, and they know how to exploit the advantage of experience. I think they're online game. Though I think they could probably get something going with online, and they just have not have not yet and so I. Haven't since Corona Virus for example. I haven't spent a single dollar there, but I continue to still shop at. Home Depot I. Think Yeah! We still shopping at home depot because we're doing. You know you gotta buy lumber somewhere. And I know my grandparents out in my my inlaws out in rural Virginia. They love tractor supply store, but that's not. That's not in where we live, but. Still New deck at the house there allison. I mean you, can you see? A big exposed beam behind me and some drywall work that needs to happen. Have lots of drywall work that needs to happen now though. Yeah Anyway get to that. All right next question comes from Matthew. I got married to my amazing wife nine days ago in a small Kobe nineteen wedding in our front yard after we postponed it from its original date in April all. It was definitely different, but still very special. My question is in relation to this wonderful event. My salary has been at a level that has allowed me to fund a roth. Ira I love the optionality of it, but after marrying my bad ass, wife are combined. Salaries are now over the limit that would allow me to fund the Roth. IRA does this affect occur immediately? Do I need to now open up a traditional. IRA and begin funding it or do I have until the end of the year. Matthew wants a Roth Bachelor party one last. Well Matthew I have bad news. When it comes to most things in taxes, your status and your age and things like that depends on where you are on the last day of the year, said if you're married on the last day of the year, you were considered married for the whole year. So that means if you contributed started contributing to a Roth IRA for twenty twenty. You need to call up your brokerage. Firm and re characterize that as a traditional. Now don't have any other traditional IRA, as it's very easy to do the back door, Ross which we've talked about before you can just google it or even when you call the brokerage, just say I want to do the backdoor. Roth and they'll tell you what to do. If, you have other traditional IRA as you can still do. It just becomes more complicated and you'll probably pay more taxes. So you, but you may not be totally out of luck and I should say that's only if you have a traditional IRA doesn't matter if your wife has traditional areas. One exception by the way of of what I just said. In terms of tax status and last day of the year is distributions from retirement accounts before it's age fifty nine and a half, you actually have to be age fifty nine and a half to avoid that ten percent early distribution penalty, unless some of the many exceptions that are out there exist. Right next question comes from Warren Warren Buffett. Maybe I don't know that's why I was thinking. He's asking about coq, so maybe maybe. Once James Opinion on coke. By? Or hold? Wants to now. I'd give buffet night give. Kiesel Warren of the same advice and I would say. For some I'm not buying it. Not Buying it I'm not holding it if I own it. I guess that means sell it. Even Atlanta Georgia person like you i. feel like it's almost sacrilege. I am pretty close to probably not being ever even invited back. But the facts are the facts. Okay, I mean you do have to look at the stock itself has been ain't bad stockton for the last five years. I mean I do understand why when you look at it what they do, I mean they have. Four hundred master brands, and less than fifty percent of them are the big global brands that are actually responsible for almost all of their revenue when I say almost only ninety eight percent, so it's a business. It's very reliant on on. You know a small portfolio of really successful grants. The problem is now. We've always talked about cocoa beans such a great distribution story and that's true. They've got a distribution network. It's just phenomenal, but the problem is now. They're what they're distributing is is being seen as not so good for you in so you're seeing them. Have it into to essentially pivot away from what you know brought them all of the success for all these years. Years in soda and that that's not going to change I. Mean you're always GonNa have people to drink soda? People are not to drinking as much soda going forward in the numbers of just kind of the kind of shown that through that through the quarters in the years of Coca, Cola and Pepsi Pepsi. Has the salty snacks division, which I've always been very. Impressed by I, mean I love a good Cheeto, and so I mean anytime you can throw a bag of those cheetos in my Patriot Amok GonNa, turn it their coq. Interrupting, but I think this is also very important point. You tried the Jalapeno White Cheddar crunchy cheetos. The White Shit or so. I've tried to Jalapeno ones but I've not seen the white Cheddar White Cheddar Jalapeno crunchy cheetos. Don't get the puffy. The poofy ones are not as good, but the crunchy white Cheddar Jalapeno Cheetahs. them by them. They're amazing. I have to back. Pain you. I'll get those next time. I promise I, mean Eh. One. crunchy wants the puffy ones, so that people won't you're not? You're not seeing poopie. Who using poofy Joe Copy? We'll be Coca doesn't have that dynamic of their business. They don't have that dynamic to their business, and they've suffered from that Pepsi's Pepsi's outperform coca-cola over the last several years. It's not safe. Pepsi or coke get it back. I'm sure they probably can. But what I am saying is I think there are a lot of better ideas out there, and so I wouldn't be putting new money into Coca Cola and frankly if I did own it. I probably would look at selling it and you know if you've got a beverage company, maybe own starbucks. It seems like the science coming out in support of coffee, right? It's coming and telling you that these sodas. They're gonNA. Make you fat. Coffee, it could extend your life. It could help you live longer. SMART Mexican looking this a starbucks as well is. That sounds like study from the copy roasters of America. Do! Something that Chris Hill sent me the other day. that. We sleep at night. I'm glad I've been drinking coffee as long as I have God knows what I would look like otherwise. You're a good looking man. Rick. good-looking next question comes from. A. I'm trying to save money for my kid's College. Fund while the five nine is a great option. I'm limited to investing in mutual funds, which means at best I'm going to get what the market gets assuming I do some sort of low cost index fund and I be a capital F. Fool investor have been doing much better than the market in the last three years of being a member of. Of Stock Advisor Enroll breakers, even during this pandemic mess by listening to every full podcast and following David and Tom's and yours and every one else's in the full universe. My portfolio of about one hundred stocks is up here today. Thirty percent to the market's down five percent as of day as of today weighed down by three sluggish five to nine plants that are also down five percent each. I feel like throwing away money by using the five to nine, and not being allowed to select my own great companies in which to invest. What's more, my understanding is that the five to nine does not count as an asset for the kid when applying for student aid, but the coverdale does. So I come to you with a simple question. Can I have my cake and eat it, too? What if I wanted to use the coverdell to buy individual stocks? Until the child is nearing college? At which point I then converted to a five to nine. This allows me to get better returns and avoid it being an asset for financial aid and get the favorable tax benefit. So, chose this question, because first of all Dune does a good job explaining the benefits of the coverdell over the five twenty nine, you can buy individual stocks. You can buy and sell them all day long. We recommend that, but you can. Whereas with the five twenty nine, you can only make two changes to the investments a year, and it's all mutual funds. So. That's you did a good job of explaining that. I will point out with the coverdell. It's gotta low contribution limit of only two thousand dollars a year, so for some people save more for college, but they can max out to cover it out, but then put the rest in a five twenty nine. One thing that doomed does not have quite right. Is The financial aid treatment the financial aid treatment? Coverdale's and five twenty nine is identical. They're treated as assets of the parent, not the kid that is favourable from a financial aid perspective. It's not negligible doesn't mean it doesn't have any effect on financial aid, but it's better than an asset that is owned. By the kid. He can. Transfer money from the Coverdell to the five twenty nine. If for some reason, he decides to do that, but you can't transfer it. The other way around so were convinced to try out the covered. You have money in a five twenty nine. You can't move it from the five twenty nine. To the coverdale. What other interesting thing that he pointed out is that he is doing very well with his investments, and he owns about one hundred stocks. We get this question a lot. Either on the show, or on the full live that we run every day for members of full services, and that is how many stocks should I own, and if I owned too many are not just owning index fund watering down my returns, but here's an example if someone owns a one hundred stocks is still crushing the market. Idol last question comes from Cameron thoughts on the valuation of Stone Co in light of the corona virus for a fragile country like Brazil. This could be the tipping point after so many other headwinds. But how does that affect stone? coz Business Jason I. Don't even know what Stone Co is. What is still business? Yes, don't Coz a payments company that's focused on Latin American markets in Brazil and particular in so I guess it could be. Draw you can draw a parallel to to a with square through pay pal at, but generally speaking I mean it's payments. Company focused on Latin America. Primarily Brazil. Is the big money making market kind of like Marco Libra, they're. In I, I, it's a it's. A NEAT opportunity, gained a lot of headline recently, when and it was, it was seen that Berkshire hathaway. Warren Buffett's company Berkshire hathaway taken a five percent position in the company, which is pretty considerable i. Think in the near term. You have to acknowledge the fact that. They're gonNA, be some real headwinds in in Brazil particularly because of the pandemic I mean. The flip side of that is role in same boat kind of in that regard. The entire world is dealing with it, so it's not specifically you know it's. It's not particular to one economy or one country some. To get hit harder than others I, do feel like Brazil. Be at a place where they can recover from this given You know some of the other businesses in the area. I mean that that that I think is. Who knows ultimately how? That's GONNA shake, but generally speaking. I think the move away from cash towards cashless. Transactions in and financial software that's not stopping if anything, this hastens that which which is what I think, Cameron's talking about there and for a company like stone. Co, neither are other companies in the space pags bureau in roquetas libra to but you know moving money around is a big big market opportunity, and there's nothing that says they won't be able to expand well beyond the Latin American markets, too, so I I'd say cautiously optimistic I mean I

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Where Coders Code

Command Line Heroes

05:02 min | Last week

Where Coders Code

"Is that ideal kind of work to do remotely? Even my own experience with self isolation, as he realized that I've been doing exactly that for a number of years so when you talk to Coders, how many of them preferred this work method? HOW POPULAR HAS IT become? Well. It's very popular, and that's because coders love working from home, the vast majority of coders. If they were given the choice, they would say yes. I would work from home all the time. And the reason why is because it just gives them a quiet and a focus and a lack of interruptions from people sort of tapping them on the shoulder in the cubicle. If you were to say to them. Hey, guys, everyone! Where would you prefer to work? They would all prefer to work from home. One Tech Company, that is a big advocate for remote work is base camp. They've been around for twenty years and they've been remote from the start. Even before it became popular, their staff work from home around the world. Let's listen to David. Haina Myer Hamson? He co-founded base camp with Jason Freed. He's also the creator of Ruby on rails. Actually for the first six months after I started working with Jason. We. Emailed an IM. We didn't even talk on the phone, so took six months I think before we had our first phone call and it took over year until we met each other in person so for very long time, this was not conventional wisdom, so we got access to this huge talent pool of people who've realized that they don't want. Live in San Francisco. They don't want to live in New York. They don't want WanNa. Live in Seattle. They don't live in any of these big tech hubs yet. The really proficient qualified people so. The fact that base Kim allowed them to do. This was a huge factor in both are hiring strategy and our retention strategy in two thousand twelve I had a series of conversations with other entrepreneurs. were, I would ask them about the work practice in and we talk about remote, and they would just give me these trite defenses for why remote can work. Oh, you can't do corporation. The magic only happens around the whiteboard and I thought like what people still think like this. Is that possible? The whiteboard is basically nonexistent base camp. The number one tool we have is writing acing cronies by yourself writing and you posted and you let time pass by good collaboration happens when. Creative people get time and space to do deep thinking. And they compiled deep thinking into deep writing, and the deep writing consists not of one chat line at the time, but a fully composed census form paragraphs the form complete arguments, and then you consider those arguments. With the advantage and calm of time, ninety percent is the considered writing that five percent chat, and then maybe five percent I. Don't know zoom or Tubal or some other video connection share my screen kind of collaboration. So Clive David is making some super interesting point here so I never would have thought of. Are there other ways of working that coders were using that? Make remote work success. Yea Absolutely. They arranged times when they know that they're going to be in contact. Maybe in face to face contact, so there was definitely companies I spoke to that said okay. We know our developers do their best work when they're not here. But we want them to be here some of the time you know. We want to have some face to face meetings. They still believe in that, and so they would have these schedules that were like you know from Tuesday and Thursday one zero five PM. We need everyone to be in the office. Just we can have some time to talk the rest of the time. Go wherever. Wherever you want, you can work in the office if you want to. You can work wherever you want. It could be you know at starbucks could be at home, so this sort of interesting lattice of new arrangements is is one thing that works really well another thing that I. think works really well as figuring out. What's sort of mode of chat or communication that everyone likes. Likes most in in David's case. He likes and his team likes long-form email conversations and I've definitely talk to people that like that, but other ones. They actually really liked slack, or they really liked good old fashioned IRC right like you know green text on a black background, but they worked out what they're. Co presence was because there's there's this phenomenon that sort of psychologists who talk. Talk, about online communication describe as ambient awareness, which is the the ability to know what other people are sort of thinking about doing when you're not physically there with them you know and there's a lot of technologies that allow us to do that and the best remote teams think carefully about what their ambient awareness method is, and they lock in on it and they use it.

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Seattle protests remain peaceful after 47 arrested in Saturday 'riot'

Ben Shapiro

02:15 min | Last week

Seattle protests remain peaceful after 47 arrested in Saturday 'riot'

"K G W News reported. Seattle protests remain peaceful for 47 arrested in Saturday riot I'm not getting this natural headline. Kgw dot com. Seattle protests remain peaceful after 47 arrested in Saturday riot I feel like like there's contradictions in that particular headline. Over in Seattle, Things have gotten pretty wild. I burned a Starbucks sounds exciting. A video of the Starbucks, which is completely trashed. Set it on fire their apartments above the Starbucks, by the way, which is always great. So they're they're threatening people who lived above Also Petey announced that they had been arresting people who are firing mortars. I literally said the people are firing mortars of them fireworks and mortars. Seattle P D tweeted this out. On it. Saturday evening. Police have made at least three arrests and continue to work to this first large crowd on Capitol Hill. Earlier incident was determined to be in life safety issue declared Riot individuals continue to throw explosives and fire, mortars and police. As the battle the bones. At least two officers have been injured. Good times. Meanwhile, Seattle P D has declared that you're on your own. The chief of the Seattle P D. Carmen best Quote Dear business owner and or resident. Please know that the Seattle Police Department is committed to addressing life safety incidents and calls for service and responding to ongoing demonstrations and unrest in the city. He's also know that the City Council Ordinance 11 95 98 05 Crowd control tool goes into effect this weekend on Sunday, July 26 2020 This ordinance bands in Seattle police officers, the use of less lethal tools, including peppers, right that is commonly used to disperse crowds turned violent. Simply put. The legislation gives officers no ability to safely intercede to preserve property in the midst of a large, violent crowd. It is important to bring to your attention that yesterday I sent the City Council a letter ensuring them. But as the chief of police, I have done my due diligence and informing them numerous times off the foreseeable impact of this ordinance on upcoming events. Letters attached for your reference For these reasons. Seattle police will have it adjusted deployment in response to any demonstrations this weekend. I will never ask our officers to risk their personal safety to protect property without the tools to do so in the same place in other words enjoy and naturally, the mob did enjoy burning out the Starbucks. Attacking other shops. Threatening people. Really, really good

Seattle Starbucks Seattle Police Department City Council Petey Business Owner
McDonald's mandates face masks at its 14,000 U.S. restaurants

Business Rockstars

00:15 sec | 2 weeks ago

McDonald's mandates face masks at its 14,000 U.S. restaurants

"Will require customers to wear face covering starting in August and will add protective panels in this restaurants. Fast food chain joins other corporate giants like WalMart, Kroger's and Starbucks, who had previously announced their own mask mandates in their locations.

Starbucks Walmart Kroger
McDonald's to continue pause on dining room reopenings, will require customers to wear masks

Mac and Gaydos

00:23 sec | 2 weeks ago

McDonald's to continue pause on dining room reopenings, will require customers to wear masks

"Going to be a while before you could eat your big Mac inside of McDonald's. The fast food chain says it will delay reopening its dining rooms for another 30 days and will require you to wear a mask when they do reopen. McDonald's is joining Starbucks, Wal Mart Target and Cole's as among the companies that are now requiring their customers to wear masks because of the Corona virus.

Mcdonald Starbucks Cole
Starbucks employee spat in drinks served to police officers

10 10 WINS 24 Hour News

00:49 sec | 2 weeks ago

Starbucks employee spat in drinks served to police officers

"Tips leave tips that Starbucks all the time. But it was a tip about a Starbucks that led to an arrest in Park Ridge, New Jersey yesterday. Somebody told police that one of the workers have been spitting in drinks ordered by cops know he didn't mark raids. Police Captain Joseph Rumpole is his 3rd 21 year old Kevin Tray holds on arrests, but we were just shocked. Andi. I think a lot of people Um, who have found out about it from the public in a lot of different residents were also very shocked that this would take place, and, uh, when you start thinking about the whole cove it crisis and in this situation, the last thing you would expect is that somebody would spit into your coffee, he says. Now they're working on getting the officer tested for Corona virus just in case. Starbuck says, three Ho has been fired the company apologizing to the Park Ridge PG and says it's fully cooperating with the investigation.

Starbucks Kevin Tray Park Ridge Pg Park Ridge Captain Joseph Rumpole New Jersey Starbuck Officer HO
Seattle Protesters Smash Amazon, Starbucks, Walgreens During Riot

WBZ Morning News

00:34 sec | 2 weeks ago

Seattle Protesters Smash Amazon, Starbucks, Walgreens During Riot

"Demonstrations turned destructive in Seattle overnight. Multiple storefronts smashed, including it loose, at least to Starbucks and an Amazon go store. Seattle police say these were criminal acts, not peaceful protest. It was chaos in the city Sunday as protesters moved through downtown Seattle and Capitol Hill near the now dismantled chop zone, smashing storefronts and damaging property. Someone lit a fire inside a Starbucks and as the flames burned, a crowd stood outside, chanting and laugh.

Seattle Starbucks Amazon
Time Is Money? by Chris Guillebeau on Productivity & The Inherent Value of Enjoying Life

Optimal Finance Daily

04:45 min | 2 weeks ago

Time Is Money? by Chris Guillebeau on Productivity & The Inherent Value of Enjoying Life

"But for now, let's get right to our post for today as we optimize your life. Soon Time is money by Chris Kilo of Chris. Globo DOT com. I came back into Seattle last night after two weeks traveling around the world in the morning, I went up to my local starbucks on forty fifth street in Wallingford, these corporate guys were sitting there, wearing suits and carrying briefcases in Seattle. You don't see people dressed like that as much as you do. In other cities over here. A shirt with a collar is considered dressing up. As they were talking. One of them said well, we should go. Time is money. I looked up from my nearby table. Time is money Have, you heard that one before hold on, we'll come back to it I think about something. Amazon.com has at least two hundred seventy books on time management, but most of them fail to consider basic question. How can someone actually managed time? When you manage people, you give them tax to complete and check in on them once in a while. When you manage a project, you make neat little spreadsheets and break out the getting things done book and Chart Your progress along the way, but with time none of those things apply. You can't tell time what to do. You can't give time a raise when it performs well and fire time when it doesn't meet your expectations. nope, you can't manage time too bad about all those books. Someone should have said something. Before the two hundred seventieth authors started writing. Like it or not time just marches on. More bad news. Unfortunately. There's more bad news about time, sorry. Like money time is limited, but unlike money once time has gone, there's no getting back. You can't earn back. What has been spent? Time is closely related to the concepts of regret, inaction, indecision and wistfulness all those things we left behind some point. Don't you hate that? Time cannot be managed, and when it's gone, it's gone forever, but if you're waiting for good news, you won't be disappointed here it. Is there still enough time for what you need? There's still time to start that business. Take that trip. Start running those two miles that will help you run the marathon six months from now or better yet filling the blank for yourself based on what you've always wanted to do, but if kept putting off for some reason. Ready there is still time for me to blank. Got It if not, you may need more than a few seconds to think about it. It's worth full consideration, even though time is money. Whatever you choose, hold it close to you. Make it your focus and don't let anyone take it from you. Any number of people will try to. Back to starbucks. Gays in the suits have left still thinking about what they said. Time is money. cording to the time is money people I've been wasting a lot of time this year I traveled to Iraq Mongolia Pakistan and twenty other countries, all without an agenda or anything, really important I had to do there I spent an absurd number of hours, standing in line or sitting on park benches, waiting for train or bus stations to open up all over the world I, opted out of the next phase of graduate school, and worked toward building a career as a fulltime writer before that I spent four years working for free in West Africa, so you can probably guess what I think about the link between time and money. No, there's nothing to that idea so much for that right. But wait maybe I've got it partly wrong to. Time is not the same thing as money, but it does have tremendous value I don't WanNa be like the awesome. Andy s that Percy Shelley wrote about quote. Look on my works year mighty and despair nothing beside remains round the decay of that colossal wreck, boundless and bare, the Lone and level sands stretch far away and quote. Nope don't want that. Instead I wanted to treat valuable time with the respect. It deserves I want to do something really great with a valuable time I have how about you? The best strawberry. Oh and by the way research shows that the average user clicks away from blog posts somewhere around the three hundred word point. Since. You've broken the curve and made it further than that. Here's an old story that always makes me smile. The story is about Zen. Student who is running from a tiger in the forest. The tiger is catching up to him and the only way out is to jump over a cliff that leads to certain death on the rocks below. With no real options. The Zen student jumps over. The cliff just manages to grab onto a branch halfway down. Beside the branch is Bush wild strawberries, and the student reaches over with one free hand, and takes one with the tiger above him and certain death on the rocks below him, he slowly enough the strawberry, and as he

Starbucks Seattle Chris Kilo Wallingford Amazon.Com Bush Writer Percy Shelley West Africa Andy S
Target, CVS, Walgreens to also require masks at stores nationwide as COVID-19 cases rise

Tim Conway Jr.

01:58 min | 3 weeks ago

Target, CVS, Walgreens to also require masks at stores nationwide as COVID-19 cases rise

"When you see the story that CBS and Target joined other major retailers in requiring mass in the U. S stores, if I okay, they're taking the temperature No pun intended. We're reading the room. They're realizing where most of their industry is moving. In other words, that the trend is to require math so well then, okay, it's safe because someone has gone in front and taken a lot of the flag. Last week. It was maybe Starbucks and then, more recently, you had walmart, Kroger and coals. And so CVS and target feel the need. Okay, We're going to be part of the club, too. Don't forget us. We're going to be part of the cool kids. If you're requiring mast, and we're going to require Mass, too, because now we see that the mood of the country is moving in that direction. When they look at Alabama is going to require facial mask Okay of Alabama and Wal Mart and Cole's going to do it then, Okay, it's all right for CVS and target. CVS and Target just became the latest, too. Do you know become part of the group quote. We're joining others in taking the next step and requiring all customers to wear face coverings went entering any of our stores throughout the country. Effective Monday, July 20th. That's what CVS tweeted today. And Target, said in a statement that it would start requiring mass or face coverings starting August 1 in all stores. It's just July 16th. Why would you wait another 15 days? I don't know. It just seems weird if you're going to require it, just go ahead and require it, But you know, they want to give you 15 days to make sure you have a mass before you come in the store or do all your shopping before August runs around, and then they'll start requiring it. But listen to their statement Quote. This builds on the more than 80% of our stores that already require guests to wear face coverings due to local and state regulations. Close quote. Well, if they

Target Alabama Wal Mart Starbucks CBS Kroger Walmart U. S Cole
List of national retail chains requiring masks is growing

The Afternoon News with Kitty O'Neal

02:36 min | 3 weeks ago

List of national retail chains requiring masks is growing

"We'll add target and coals to the growing list of retailers and fast food chains requiring mass for all customers, regardless of state and city rules and regulations. This as the governor of Georgia overrides a mandatory mask order. Let's find out what's going on with ABC. Is Ryan Burrow. Yeah, and you can add CVS to that list. We just got that today as well that CVS will require masks be worn inside of all of their store. So you got target. CVS Walmart Kroger Uh, Public's, which is based out of Florida, all announcing that they will now require mass. Of course, all of these stores have something in common. They all have pharmacies. They all have potentially vulnerable populations going through those doors, so it's seemingly understandable why they would want to do that. But Ryan, there are other retailers like coals that are requiring mass now. Yeah, and you also see retailers like best by stepping up and saying, We're going to the Starbucks a swell thing. We're going to require math and what the retail Industry Leaders Association has asked governors and you brought up the governor of Georgia, they want governors across the states. To make masks mandatory to make life easier for them, so they don't have to enforce this at their level. Now. You mentioned Georgia's governor saying, No, we're not doing that here. I'm not encouraging the counties of the municipalities. To make masks mandatory on DH. You know these retailers air taking it on their own and saying, OK, well, then we're going to do that on our end. So it doesn't matter if you go to a target store in Indiana or California or Washington or Hawaii. You will have to wear a mask. When you go through that door and Ryan I've seen on social media instances where there's a dustup over somebody that doesn't want to wear a mask and the employees of the store tryingto. No chorus, this person gently and nicely to do it. I mean, there's some of that resistance to Yeah, and the concern one of the things that CVS said in its statement is we don't want our employees to play the role of enforcer. You don't want a 17 year old cashier chasing someone down an aisle saying, Sir, Sir, you have to wear a mask. They will tell people when they walk in. We would like you to put on a mask. In fact, Target says. If someone doesn't have a mask, they will have disposable mass available. I mean, it's possible someone walked in completely forgets. Or maybe they're kind of stuck in a weird place, and they just don't don't have a mask accessible. They will give that give one to them. But what CBS is saying is We're going to encourage this. This is going to be ah! Ah, declaration to our customers. This is what we would like to see. And they're just hoping that people follow that. Okay. ABC is Ryan Burrow their Thank you

Ryan Burrow Target Georgia ABC Retail Industry Leaders Associ Starbucks Florida Indiana CBS Washington Hawaii California
"starbucks" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

04:38 min | 5 months ago

"starbucks" Discussed on WNYC 93.9 FM

"Starbucks Cup from another you use it for restroom breaks during the night either has lived on the street for the past seven years he doesn't mind the cold even in winter about thirty six hundred people in New York City lived outdoors they've developed sophisticated strategies to survive in getting them off the street isn't easy even when housing is available five eleven miles from the steps of the clothing store where he sleeps now a forty minute train ride away Peter grew up in a middle class households in corona queens thirty three thirty three point nine six St he lived here after he was born in nineteen fifty eight his dad was a printer is long a forensic campus this was the whole a brick house with a garage and trees in the yard this was an oak tree he went to an elementary school nearby here's one forty three and my first girlfriend Delores the like across the street from the school yard he had lots of friends in the neighborhood and Ross's live here he bought batch doubles meat and cold cuts at the neighborhood grocery store called low it's me my sister with soda hates the love soda I was coke in my system respectively Louis Armstrong live close by one day when Peter was outside play the trumpet Armstrong give them a quick lesson he showed me no respect if you have to put yourself back then it was a quiet and shy teenager these days he loves to talk twenty three to describe his feelings about his former home he doesn't say much for feelings it is good and bad times in the nineteen eighties first his mom and then his dad died I got really really really really really depressed his sister and decided to sell the house for one hundred seventy thousand dollars Peter says he didn't get any of the money then in the summer of nineteen eighty eight he had to move out he had a plan to come back the following winter as long wait for winter a man come and lay down he wanted to lie down in the snow in the backyard next to the trees he planted and die and I break up with my dog and my parents in have it I wanted to be with people that I love he never went back he stayed with his grandmother for a short time and then became homeless disobeys R. one one hundred sixty eight from there he moved on to battery park I climbed into the importance at castle Clinton their gun ports about three feet off the ground there are large enough for a grown man that's why I was sleep and then after three years in the streets a lucky break in nineteen ninety one he got a job working with homeless men in hell's kitchen it was a traffic center and I would take them to the respite beds the experience he had from living on the street help him work with other homeless people he helped many get into shelters and for the next two decades until two thousand twelve he held various jobs and had a roof over his head but that didn't last we're all Iraq W. NYC news and after being employed and staying off the streets for two years will have Peter story tomorrow thank you marketplace morning report is coming up next then at nine o'clock in just about ten minutes it's the BBC news hour we'll check in with London right now to see what they have coming up good morning WNYC I'm resit Colin today's program the coronavirus Europe is now seem to be the epicenter.

Starbucks
"starbucks" Discussed on #QualityMatters

#QualityMatters

11:16 min | 5 months ago

"starbucks" Discussed on #QualityMatters

"Today's better than a dollar tomorrow. You know I think back to like the Walmart episode. There was Sam Walton. What was it forty four million dollars? He grew his business. Or billion billion and lake at what point is it not just enough and I don't think I can't imagine trying to manage that kind of company. No N even as we grow. I mean I'm not saying there's a point where I would say over so big. Let's not go after any more business but like I desperately want to be able to do good for others in this business is the means to do it are why is saving folks time and energy for what matters most now. How do we do that? The services we offer and the different ways we do it the other folks but even then if we had a thousand employees. I wouldn't want that to ever change and then for each of those employees. I want to make sure that we're able to provide meaningful work that allowed them to save time and energy for whatever matters most in their life. No one should be missing their kid's baseball game because you're stuck at the office little tangent before on here and I'm just going to go ahead and say it again. We strongly believe in what we do in that it provides a great efficiency for people in Kyle real great about San. I don't think we can help you or you know. This is what you're really going to have to do. And I know it costs a lot naked unless you do it and I appreciate the honesty wing at our car in the shop recently and they told us it was going to cost this much in the we went to pick it up and they said Hey. It wasn't actually what we thought it was this. And that's five hundred dollars less. I was just dumbfounded. All things mechanic. Louis Oh yeah Oh yeah especially after. They told us you know and so of course thanked him. He saying that's what we're in the business of doing and You know main on anyways him just being on it. It is the only thing off topic. It's honest to what your mission is. This whole book is about you do it. You have to be honest. What that goal is something? I talked about with a our oldest son little bit. You know like was talking about a sin right to send something you did wrong but if you look at what the word actually means you original like Hebrew text of what that means is simply means to Mr Target so sin is missing your target. So if you've got the wrong target then you're definitely doing bad. Yeah so the. It's all they talk about that a little bit. In the seven habits mentioned last time we're going so to go back to our business in an effort to do right by people just recently redeveloped more consulting. Pack again we are. I mean that's one thing about kyle. He's always like how can I make this work for all sized businesses got? Can I help people so he just developed different levels of Quality Assurance Plan? We've got like three different tiers on strength from business. Your but an example. You have to be able to not just adapt and change that so cliche but you have to find ways to truly serve people. We're working with people. I don't care if it's a trillion dollar industry miller business or million dollar business. I'm talking to people run it. You have to help people and so we're trying to do here is get it set up so that it supports our vision of saving folks time in energy for what matters most and just because this is the best example. I can think of because it's what we do is if what matters most to you is advancing your career. Great that's what matters most to you. Let me make some time available in your day so that you can go to that next week thing. You can tackle that next big project and you can keep climbing a ladder as Dave Ramsey says. Just make sure your ladders against the building knows when you get to the top. You'll be disappointed or maybe it was like me like I got tired of this. My Kid's baseball games that that was the those line for me and so that's what we want to do. But if you don't know what that why is and you don't have to be this year of the company for the white matter. Every individual person has something that they're going after and they need to align their life with the target. I think that's important to note because we haven't really talked about that. We've been talking about the why as the in. Everybody has a Y. You know you have to think about what Israel why. Why not necessarily? Why are you at this job or white? Like what is your Wi in life. What is it you really care about? I mean what is it and everyone is different. I'm not going to see what it shouldn't be. But they had gum got to know it in. You've got to have a target and eager to hit the target. I would say if you're having problems in the only met day. Seven Habits of highly effective people will help you. Think you know when we first started talking about why. I'm a mom a wife. I'm a Christian. And he talks about all those different roles digressing so long. You should sit in the office where the someday. I'm barely so to get back. Somebody outside the last thing again reporting at the Canon which is a very nice very love it share and so it's got glass walls around us but some of them are frosted. But Yell See people a bit like Pecan earlier we did an episode on South West Airlines. Oh Yeah Yeah yeah episode. Sixteen and I think you're going to put these and again financing talks about southwest airlines. Because several months ago before we got a little off topic I talked about. These guys are not gods gift right. They are the fiscal blind. So you've got to be really good at expressing your Y and talking about it and use it continues past and hiring the right person like we talked about before Christina Harb's bridgeport financial. She had hire the right people to send those cards. So Herb Kelleher. Who believes the one that started seamless airlines was looking for a successor? And he was going to interview. Somebody named Howard Putnam Putnam goes into the funding. He noticed that Keller her had kicked off his shoes. Keller is the currency right and Putnam is personally interview. He sees the kick off his shoes in the Callahan holes in his socks airlines. This dog for me. Listen with this and he said you know. I'm an every man to kill her. Had to figure out that PUTT. Putt was the right man for the job. So Simonsen it talks about. He got a chance to meet with Putnam because he did get the job and during their meeting which was hours long. Silence of what we go get a cup of coffee from starbucks number replied in this is quoted. I'm not going to starbucks. I'm not paying five dollars for a cup of coffee. And what the heck is a Frappuccino? Anyway the everyman up plenty embody with south. It's an airline for the everyman fancy frills and whatever you just need to get from eighty you open every man airline and so they need every man. Ceo with holes in his socks. Say Do actually Oh. I don't do. I made sure I have this. This may be not the quite podcast material but like recently. I've been rereading first and second Samuel and I was just very confused because two different priests. Their Son's turned out just absolutely terrible horrible and his sons read the ones that are supposed to seize them. I remember thinking like you'd think they'd do a better job with kids so that their kids would be able to succeed. I mean that's no different what we're seeing here. These are the same stories whether you believe scripture not these are the same storage repeated thousands of years apart is it is so hard to get the literal next generation or figurative nece- oh to get the next generation on board the same way you were and it's something that lots of folks have apparently had problems with toxic good comparison. You know you as a parent are raising your children. The way you believe you want them to live in the world and so you have to not only physical embodiment that find a way to infuse that into your children so that they live that life and it it's tough but these skills are the same whether it's work home church that matter salt salt same skills people are people you deal and live with people. Perhaps I should have done the seven habits. I I am excited about reading the seven habits. It took me a long time to get start with why but in Jane were found this reading at the along. My friends were reading. You can set a goal and reading a something that I used to watch. It really loved and then we had one cat and then we had to and then we had three and we have a business and I really got away from quits. We told me. Is You. Sit a goal for yourself a target. I now if it's a good target. I'm actually feisty succeeded. I wasn't able to finish the start with why and I'm ahead of my own. And you know this was the seven habits listed next one in the list and I'm reading. It's it's pretty needy young. It's it's a very different book than start with why. I'm almost halfway through with it. So we might. We might start a mini mini series. Take a break till I yeah to it. It's all good enjoying this. Absolutely it really matters to your quality it does in life in your quality of business it does. It does again as a cumulus bootcamp. We talked about four over half the material we cover is about this type stuff. Is You have to work with people. It does not matter how technical or good of a plane you add is. If you can't get someone else to believe it all right thanks listen..

Howard Putnam Putnam Kyle starbucks Walmart Sam Walton Mr Target Keller Louis Oh San Israel Dave Ramsey Herb Kelleher Wi Samuel Putt Ceo Christina Harb Canon Simonsen
"starbucks" Discussed on #QualityMatters

#QualityMatters

09:24 min | 5 months ago

"starbucks" Discussed on #QualityMatters

"A lot of people like starbucks. Yes very well to do company. I really likes that makes you nobody. That's why it myself because I am not a coffee drinker. Therefore I don't care for starbucks and I actually don't care for starbucks also because it's very loud yes. I used to be though Mel chairs in the loud music. Playing people talking. It does not feel very homey it used to be my ideal go to study spot in college but it did say it's not talk about. Yeah so starbucks was started in nineteen seventy two by three guys in one thousand nine hundred eighty two Howard Schultz took over increasing the bigger vision. Okay he really likes the espresso bars of Italy unloaded ring some of that Erica. He wanted to create your third space somewhere between work and home so somewhere. That's cozy that. You can work right so People started buying into what starbuck stood for. Great Cup of coffee can have a Danish. She can stay in. Hang out you know. Those kind of things They serve their coffee and ceramic knives and their danishes were on ceramic plates. So it made it feel homey because you're eating on real dishes now not no more. They won't even give you the little cardboard thing. Keep you from burning your hands unless you ask for it. Well that's really crap. Yeah it is so that was to this was still why. Scholz was in charge that became too expensive maintain and they did away with it. Going for the paper cups and Simonson again in the book said something like Oh nothing says because he likes here. Here's a disposable cup. Now get out of my house. And they're like here's a cup of coffee and a disposable. Thank you WANNA get one to go. Yeah I might give you one but look if we kinda friend. They'll just Hanno cups of coffee a stop off of that. That's not what they were so starbucks. Save Money Trust. Because this is what we've got to you. This isn't what we know. It wasn't what they were built. On so Schultz was still there. He was the physical embodiment of the. Why right and so even though they did away with all that stuff he was still able to lead his employees in the wine they existed the third space he left in two thousand and things started to get worse in eight years. The company grew from one thousand. Thirteen thousand stores. They became over extended and they were facing competition through like McDonalds and places that starts sell coffees. That tastes good. They're serving and to go now. I can drag. It must faster the starbucks and cheaper the starbucks. I'll tell you I like McDonald's coffee but her in laws don't like McDonalds but like two coffee. Hey maybe you can give us your opinion copy. Bring me up bring in the cup and our podcast bringing the Dr Pepper and tell me I'm pretty as my as my less. Funny Fried Excel. So they weren't over extended because of their growth. They were overextended because they forgot their why. Because they're not in the in the business and the only reason I ever liked them again with wasn't because they had the best coffee in the world and it's not GonNa go there just because I want coffee like it was where I went when I just wanted to cities last. Yeah I could just drink. Cup of coffee flipped from a textbook. Talked friends. Like that's what it was. I think about like the show friends the TV show Kirk had a couch. And I just didn't visit starbucks enough to know but I don't like they used to have the areas to be cozy and was upholstered even in me. I would not know. He's meetings at starbucks. And it's just you know. I remember when I was going to school at Lamar University of Beaumont. And you think about the morning anything terribly nice but they had a they called Mirabeau's and it was a little coffee shop inside the university. Oh my Gosh I love going there. They had like all Nice cushy couches you could sit on tables laid out and like I mean it was nice in the tables. Were big enough. You could actually put a textbook. Not like these little tiny circular. Outta town and I just get tired of being at home waiting on the kids cohost like I wanted to. I started reading more this year. That's one of my goals is to read a lot more and I just I asked you know I hold facebook just read and of course there was a lot of outsized jetsons but it was a rainy day and finally. I just was. I just going to go to Barnes and noble because I remember that they had couches and cheers you can sit on the comfy and I wish I don't even drink coffee but starbucks had some the way that I would go get a hot chocolate and sitting inside okay. But it's places that we've had say that's the same thing. It's the metal chairs scrape anyways so Schultz sent a memo to his successor. Jim Donald and said it's quoted. Make the changes necessary to evoke the heritage the tradition and passion that we all have for the true starbucks experience. And that's it. It's an experience because you can get a good cup of coffee for a dollar. At McDonald's starbucks is not going to beat that but they offer something. I will never go hang out at McDonalds. But I'll get a coffee from starbucks. Offer that anymore now competing. No I mean I'll happily pay my you know it's six dollars and two cents for a problem. Yeah just a little bit but I'll happily go pay it if I could just sit and hang out but like you said it's just really noisy and and I'm sure that's partially on purpose because it's not so noisy they just go just going in and whatnot so bad but recently I am. I just got tired of sitting in the office working. And so there's a starbucks like around the corner from our office and so I just walk down there to work a few times and it's a little noisy but you know they've got at least a nice place rob go sit down and work and when I noticed is they have more business of people who have ordered on their mobile phone and go in and pick up and walk out than people to actually come into the store the majority of the at least one location. I can't speak for. The franchisee is one location by our office. More customers come in for their cup of coffee than anywhere else now. I will say that the staff there is really nice and friendly and there are regular people that come in everyday give exact same. Drink the exact same time. They know all mobile name. They have little Chitchat and leave. And so I guess that's a good experience But that's not the experience they were set for those people. That don't have time that don't WanNa come in sit but for the people that need the third spe. Yeah because I need a third drink coffee. Yeah like I got plenty of comfortable places to sit at my house. Yeah but sometimes I want to change just winning and I don't WanNa have to listen to Mel shares scraping loud obnoxious hippy. Music Yeah and I. Don't mind hippy. Music but I don't want I don't even notice it city so if you like hippy music I'm sorry so after seeing the memo I guess Jim Doll didn't do it. Because Schultz returned to takeover donald with a new leader trying to get starbucks back to their. Why the problem was as I mentioned earlier. Schultz was the physical embodiment of the white right as long as he was there. You're all the employees still believed in it and that was fine and so Simon Sinek talks about the CEO's that we've mentioned and he talked about in businesses. None of them are God's gift business they are just the physical environment of their y their businesses. They started as their what to their watch. And so they don't do a good job of communicating that to everyone yoke especially their successor than died when they leave in this long to change that. Like Steve Jobs have come back even bill. Hanna come back so he didn't come back. Ceo But he talks about several people that have come back and working in a comeback work. Again it talks about Simon's talked about. This is why we call them the successors young they supposed to keep maintaining success and improve it for the next generation but they're focusing on the short term dollar is just. It's so tempting ensue. Appealing dollar.

starbucks Howard Schultz McDonalds Mel McDonald Jim Donald Italy Simon Sinek Erica CEO Steve Jobs facebook Lamar University of Beaumont Simonson Scholz Dr Pepper Mirabeau Hanna Kirk Barnes
"starbucks" Discussed on WTVN

WTVN

03:33 min | 5 months ago

"starbucks" Discussed on WTVN

"Eight million people buy a Cup of coffee at Starbucks thanks that's a lot of people thirty eight million people buy a Cup of coffee every single day at Starbucks Starbucks is a big company but that store is a franchise now that's ten percent of the population in the United States Starbucks stores are mostly owned by private people franchise small business owners they operate their store but they they own it under a license agreement from Starbucks corporate and the average Starbucks of franchise operates with a five to seven percent margin now what what that means is after all the operating costs the supplies the electricity the employee salary the taxes and everything else that franchisee that business owner of that local Starbucks is making about five to seven percent of money at the end of the month okay that's their profit they take home every month after all the costs are deducted from all of the sales so to put it another way to show you how little that margin is and that's a normal margin but to show you how little that is the average Starbucks owner the franchisee makes a profit based on only two days worth of operations every month any eight days all the sales go just operating that place only two days of the month is that rich business owner actually making money okay now imagine that today and if it hasn't already gone out it's going to go out to blaze employees today and to mark your employees you get an email from your HR manager maybe your C. E. O. at work and you open it up today this is due to the risk of coronavirus all employees are being asked to work from home for the next two weeks at least effective immediately have your laptop the internet is going to stay up you've already made your Costco run for your canned goods your beans or rice plenty of toilet paper in fact too much toilet paper what's the deal with the toilet paper America anyway you're all set kids are going to stay home from school you update your Netflix and Disney plus subscriptions and you prepare yourself mentally for two week but again M. semi quarantine at home local governments have not said anything about it yet the other then you know if you can just stay off the streets you know don't they have a big you know block party you know to just just don't congregate in large groups and as a responsible America we all look at each other go yeah okay that's reasonable will do that let's go back to Starbucks for second foot traffic is now almost ground to a halt because you're not going to work every morning you're not you're not going into a store to buy coffee you might go in there and buy the grounds so you can go and make it yourself but you're not going into the store to do it you're not standing in line in local businesses that are heavily dependent on daily cash sales all of a sudden a rapid overnight and sudden decline has dramatic.

Starbucks
"starbucks" Discussed on KNSS

KNSS

03:36 min | 5 months ago

"starbucks" Discussed on KNSS

"Eight million people buy a Cup of coffee at Starbucks thanks that's a lot of people thirty eight million people buy a Cup of coffee every single day at Starbucks Starbucks is a big company but that store is a franchise now that's ten percent of the population in the United States Starbucks stores are mostly owned by private people franchise small business owners they operate their store but they they own it under a license agreement from Starbucks corporate and the average Starbucks of franchise operates with a five to seven percent margin now what what that means is after all of the operating costs the supplies the electricity the employee salary the taxes and everything else that franchisee that business owner of that local Starbucks is making about five to seven percent of money at the end of the month okay that's their profit they take home every month after all the costs are deducted from all of the sales so to put it another way to show you how little that margin is and that's a normal margin but to show you how little that is the average Starbucks owner the franchisee makes a profit based on only two days worth of operations every month any eight days all the sales go just operating that place only two days of the month is that rich business owner actually making money okay now imagine that today and if it hasn't already gone out it's going to go out to blaze employees today and to mark your employees you get an email from your HR manager maybe your C. E. O. at work and you open it up today this is due to the risk of coronavirus all employees are being asked to work from home for the next two weeks at least effective immediately have your laptop the internet is going to stay up you've already made your Costco run for your canned goods your beans or rice plenty of toilet paper in fact too much toilet paper what's the deal with the toilet paper America anyway you're all set kids are going to stay home from school you update your Netflix and Disney plus subscriptions and you prepare yourself mentally for two week but again M. semi quarantine at home local governments have not said anything about it yet the other then you know if you can just stay off the streets you know don't they have a big you know block party you know just just don't congregate in large groups and as a responsible America we all look at each other go yeah okay that's reasonable will do that let's go back to Starbucks for second foot traffic is now almost ground to a halt because you're not going to work every morning you're not you're not going into a store to buy coffee you might go in there and buy the grounds so you can go and make it yourself but you're not going into the store to do it you're not standing in line in local businesses that are heavily dependent on daily cash sales all of a sudden a rapid overnight and sudden decline has dramatic consequences operating costs of.

Starbucks
"starbucks" Discussed on AM 1590 WCGO

AM 1590 WCGO

02:26 min | 7 months ago

"starbucks" Discussed on AM 1590 WCGO

"And a Starbucks like double shot energy drink we have I'm standing in line behind woman with a baby baby is about a year old maybe fifteen months babies behaving and she has just a bunch of miscellaneous crap I mean it's like the target thing like you just go through and you just get miscellaneous crap I mean I'm sure some of it is necessary she had like like dinner plates which side she probably needed and some stuff she didn't need but it was a small pile of crap I didn't see which ended up spending I'm just guessing was probably two or three hundred Bucks which is a lot to spend you know I I I I I don't I don't want to like I'm happy to see you know you don't want to presume how much money people have but it really does this we just say that you know everybody you look around here in a social situation he out in public a judgment about people you see somebody and you said yeah that that person probably makes eighty thousand can you see somebody else so I got a problem that person probably makes a hundred fifty thousand so everybody does this I'm judging so I'm looking at I'm thinking she probably makes about fifty thousand I'm thinking she's spending a lot of money in target judging we all judge okay leave me alone anyway then she did something horrifying she check cash back offer credit card now wasn't a lot of money was just thirty Bucks and well it's funny you know I've never talked about that before it's one thing to do cash back off the debt the car but if you get cash back offer credit card that's bad bad bad bad bad no I guess there is some math involved because look if you have to pay ATM fees that maybe it makes more sense to get off your credit card but you know there's a chance you gonna be carrying this balance on your credit card if you get a hundred Bucks cash back in you paying twenty percent interest on that that's more than the ATM fees so I'm really not a fan of getting cash back on the credit card even for small amounts I've never done it in my entire life because it's it's a high interest loans anyway I'm not gonna I'm not gonna say this person was like a complete disaster anything because you know she was in a very responsible you know good mother very responsible and I'm just kind of I like to check out people's financial situations so but I think about target and I think about this phenomenon of impulse.

Starbucks
"starbucks" Discussed on Trivia With Budds

Trivia With Budds

02:49 min | 7 months ago

"starbucks" Discussed on Trivia With Budds

"Up into the what tens of thousands now number I five. What was John Tico? It was a goarmy gourmet drinking chocolate once offered in starbucks stores I think I remember that I remember the name and going. What does that fancy thing? It's probably something weird number six. We had if someone walked into a starbucks and ordered. AT&T what would they be asking for it was the C. Choice and that choice nice was blended juice tea and either wildberry or mango citrus flavors. Question seven what was the name of the first bottled starbucks beverage to be sold inside grocery stores. That was A. Hey Mazda Grahn Mas agron number eight. If you walked into a starbucks in nineteen ninety what will be the only three syrups offered. It was the final choice de Almond Vanilla and hazelnut lot number nine. What was the name of the size of the hot cup? Drink that still exists but is not listed on the menu boards that would be d short short and number ten name. Assum coffees which include age Sumatra as a component that. You were thinking Christmas time you'd be right because it was C- anniversary blend Christmas bland and Reserve Christmas blend and your final question number eleven. which famous person did starbucks partner with to open one hundred five starbucks stores with a fifty fifty shared ownership? That was the juice Magic Johnson. Listen number five Magic Johnson. All right there you go. That is the quiz for today. You nailed it. You had fun. You'll learn some stuff. I hope it was awesome. We have one more question for you. In the form of the question of the day we do this every single day at the end of the episode and and our question of the day is brought to you by our friends at funky monkey designs if he needs something designed printed embroidered. Go check him out. They specialize in varsity jackets severe kids in high school and they can be fun. Sandy California and on the website F. M. Designs Inc dot com get funky monkey designs on instagram. If you want to follow them and you see all the cool projects and local community efforts they are making on social media. Question of the day is who I replaced Jay Leno as the new host of the tonight show in two thousand nine. Tweet me your answers at Ryan buds or email Ryan buds gmail.com to be eligible for a prize. Yesterday today answer was Cape Canaveral and your Trivia team team name of today is Doberman Pinscher yourself which I think is a eminem lyric from the Song Rap God Funky Monkey Designs FM designs INC DOT COM com. And check out my friend Randy. TATUM's new horror themed strategy game. Bloody Mess right here. At the link in the show notes it's facebook dot com slash. Bloody mess the game. Thanks for listening to today's episode. Thanks for telling a friend about the show especially if they love Trivia and thank you for the five star tunes reviews leave one email me and let me know you did it and I'll send you cool stuff in the mail. Thanks for listening and we'll see tomorrow for more tribute. Me Cheers.

starbucks Cape Canaveral John Tico goarmy AT&T Jay Leno F. M. Designs Inc facebook Assum Ryan Sandy California TATUM partner Randy
"starbucks" Discussed on 860AM The Answer

860AM The Answer

04:35 min | 8 months ago

"starbucks" Discussed on 860AM The Answer

"For you we show you we tell you every day at two o'clock we post a video and each one of our stocks like Starbucks the Starbucks general man I've been going to Starbucks right now the one across from my office here my home they're getting worse and worse and they don't open their show their their stores on time the leading all the home was coming now it's unbelievable Miller I I live right downtown now answer shown coming in and and you go there morning they've lost all we got it there's about five complexes condos here no because over there anymore I go there every every morning and saw homeless they lost all of their business the morning Tracy comes in early morning gone and they left the homeless come in with dirty cops here's the the the the liberals the run the Starbucks you stand behind us and a a homeless guy command and he is their or their role is as long as they bring me a Starbucks Cup of them free coffee so they go through the trash and they find a Starbucks because they bring to fill the Cup in and the guy behind the bar there right he takes that fills the Cup and fills it with coffee put the Cup down where my Cup going today and they get out and they get the water free free water that's okay I get that is no problem but they get free coffee in free what is at a loss that business me this is unbelievable and now the rule is that the home was don't have to go to a library anymore he used the bathroom to do their thing and wash up they can go to Starbucks yeah Starbucks allows him to come to their stores use the bathroom do whatever they do okay Chad this stock's been going down and we're gonna take advantage of that stock here's what happened was when the Martin over the market went down the other day four hundred points Starbucks in go down we think most is selling is out of Starbucks and someone's going to say well I just got a by not going going fills gang you have to just join me for ten days it's free of charge union I remember a lot of people would would be forget the ten day free they would listen to radio and I say something just by Starbucks I'm not gonna go going fills gang I'm a by Starbucks on my on and then they lose money Starbucks I read somewhere yeah I thought fills gang it was terrible I lost money but they never say well I never joined them I just heard him talk about a stock on the radio and I was a jerk because it was a gang member I didn't know when to put money and take money out which added by position well he says Starbucks as I used to buy stock unbelievable in a stupid so if you if you want to just get away from all this nonsense on Wall Street and you poor folks should for one case he is so screwed you don't even know you have no clue they just took another fresh survey two months ago that was seventy eight percent of the people have no idea that the they don't think you're paying fees they don't think their pick seventy eight or I mean the vin number seventy one point eight percent seventy one point eight percent believe there's no fees no face and the fees are brutal you're gonna lose sixty percent of your savings goes to fees when you hear this I only charge a one percent but they don't tell you about the other sometimes two percent the more I mean more often two percent but a lot of times three percent to percent use sixty percent of your money crazy so often as you do is join my gang I'm going to help you the next ten days and then what you he gets a free membership and you get the free color color chart and you follow our arch are stocked in our video do exactly what we say I would say for those ten days just do it on paper if you decide to continue then you start making some money and all I ask is please remember Saint Jude when you're making money but this works because you don't listen to the noise you follow the money doesn't make sense okay I'll.

Starbucks
"starbucks" Discussed on KUGN 590 AM

KUGN 590 AM

04:48 min | 1 year ago

"starbucks" Discussed on KUGN 590 AM

"Should never have at Starbucks in there take has done is to ensure that it doesn't happen again it's the way the course is going to happen again unless they change the way they trained they just stumble over themselves last year with the same sort of thing with the rest room I mean come on and that's resulted in that in them having no needle depository boxes in their in their restrooms because remember Starbucks was the act of the last year's incident in Philadelphia it was two black men who were asked to leave because they were like setting up shop and that because this backlash of race so now they're letting anybody being on drugs and all sorts of things to the to the detriment of the employees have to clean the bathrooms that's why you're a crime has healed bottom right when I get to the bottom fast I think I feel the worst for the employees because it feels like they're in a no win situation like they closed down last year to have the sensitivity training where they're supposed to you know be sensitive to all of their customers needs and in this situation someone comes up and maybe it's a pretty silly kind of ludicrous for Christ to say like I need all of the police officers to leave or get out of my line of sight and so it's like what they do in that situation because what if it went the other way it's like they didn't ask the police officers to leave and then the person who said something big stink on social media and suddenly they look bad to this other group of people so it just feels like there's no way for the cost for the the employees to win but you can't you can't ask someone to remove someone who's not doing anything wrong from their line of sight what if somebody who was a right you know what I did you yeah these one of these black people are fighting to get him out of my way I don't like homosexuals get them out of my way back lashing that president yeah not it's not a we know who the person was or what the circumstances were the person who requested that the police be removed I haven't seen anything about that person but it's really been focused more on Starbucks reaction to a the purse right what qualities do you hire to change the culture you get a team of people who have the same basic attitude and you want to change the culture of the company there is a big company you'd think they'd be diverse but I'm not sure that they're finding people that have the quality that they're looking for is that they don't pay enough money they don't pay enough attention to detail they don't grab it's a big so if I you twenty one hundred stores not like their little company I've never had an issue when I the only problem I've ever had in the Starbucks is that the line is too long and sometimes it takes awhile and then I decide okay this isn't worth going in because it's going to take awhile but I've never had an issue with anyone working there or any of the customers either so I don't understand where this is going on using me like it's like the person who asked the police officers to leave it sounds like that person was just being overly sensitive to another customers need and maybe didn't made and the reason I asked about who was this person was this a racially motivated thing was it a black person who went to the Starbucks employee in said the police officers there are making me uncomfortable or or their presence is making me uncomfortable and then that employee then went to the police and said look you're making our customer uncomfortable like the chain of events seems very unclear but it seems like whatever happens the employee according to what to do clearly culture thing and that's the issue for me would seem I don't go to Starbucks and once in awhile it might have gotten a penny sandwich at one point in time but I have over prior because the anyway and everything else and there's over price far as I'm concerned I don't I don't feel I don't feel warm when I go into one of them I don't I just don't like him and so but with you talk about the general lets them even move away from Starbucks and talk about the general malaise when it comes to hiring people do we hire people who are all just like us at the same sort of trouble it seems to me in this day and age exists when you try to have people on your team who are all the same but I don't even think it's that I think that Starbucks is and I wasn't obviously we none of us are Starbucks employees we weren't there for the sensitivity training but what what this tells me is that across the company there they have these wonderful theories of things yeah this is an inclusive place and this is peace love and happiness the employees on the day to day logistical operations of how to run a retail operation and and instead of having let's all hold hands and come by ya how about saying okay when someone approaches you in and gives you this scenario this is what you're supposed to do and I don't think that's what they're doing I think they're trying to just be too on the macro level not really getting into the my new show of how to.

Starbucks
"starbucks" Discussed on Hungry Girl: Chew The Right Thing!

Hungry Girl: Chew The Right Thing!

02:24 min | 1 year ago

"starbucks" Discussed on Hungry Girl: Chew The Right Thing!

"Hungry. I'm so hungry. Hey, people it's me. Lisa Lillian here at hungry land with Mike and Jamie. How are you guys so thirsty? I am getting over a cold. So if I sound a little horse like like a pony, you'll you'll know why. But I'm really excited, first of all the day we're recording this, this is our one year anniversary of when we launched our first podcast. Exciting. No. It's very excited. Yeah. And we're doing well I know it's over a million, listen. Yeah. Well over a million almost according to Mike, it's almost one point one after this episode drops like by the weekend. We'll have one point one. That's so cool exciting. And we're number one in food right now in the morning food, three in the top twenty and sixteen in the top two hundred. That's incredible. Go we're amazing. So this episode Mike just catapult us up even higher right? Possibly. Yes, I hope so because it is, it's a very, very popular. Subject matter. Today's episode is the Starbucks episode. Now even lollies excited. She scratching me, you know, the thing is people will not give up their Starbucks. They will give up anything before, Starbucks people, I know who are say they're so broke they've given up. You know, they don't watch TV. They don't have subscriptions to anything anymore yet. They're in Starbucks, every single day spending money on coffee drinks amazing is the best. I think what we were preparing for this. I think I made like three separate Starbucks runs because just writing about it and thinking about it. Got me jonesing for my therapy that spend like twenty bucks a day at Starbucks. My, my former boss with twenty bucks a day. No. That's just I don't know. I mean, I, I love Starbucks and my favorite thing hungry, girl. Here we make a lot of Starbucks drinks, we remake them. But it's fun to try to figure out what is good there in what is better for you and what the best choices are. And what the shockers are I you know, it's something we've been doing since probably two thousand four and it still surprises me. There's still some things that we stumbled upon when we were getting ready for this episode that I think we were surprised to see. Yeah. We have so much, good information..

Starbucks Mike Lisa Lillian Jamie one year
"starbucks" Discussed on Slate Money

Slate Money

03:45 min | 1 year ago

"starbucks" Discussed on Slate Money

"It's about not wanting competition to come in. I mean, it's all of that. Depending on who you talk to this is the thing about to your question Felix. I mean, there is it's not really clear. What what you? In fact, I'm interviewed as she lays young guy who lives in Paris, who's one of their propaganda. She does all like the Facebook, you know, videos and things like that when they occupied a Starbucks, for instance. And and they all look really jolly there a lot of them were ordering, you know, they're there for euro per to and then the, but so you ask him he doesn't care about the gas tax. He just thinks we need to get rid of this this sort of the rich and the elite macro represents that. I mean Macron is he is a product of that, you know, the the the the elite schooling in France, which you know, it's not like Harvard. I mean, they're like sixty people year that go to these universities these schools. I'm they're extraordinarily. And they're they're very often from privileged backgrounds. I think it's like eighty percent or seventy percent of the mar-. So so it's there's a there's a sort of rise up against and this is what kind of actually links it with what we've seen in the United the populism of the United States or in the U K or an Italy. In fact, in many respects, what's happened with in Italy with the the league and the five star movement is that government in Italy right now, basically looks like the leg zone in power. It's not it. It's it's on the one hand it wants to kick out immigrants in the other hand, it's very liberal and the basic income basic income. I mean, it's really it's kind of. Really interesting if the gymnasium insofar as they have kind of vision of what they want. It's not dissimilar to the Italian government. So let's ask you that. Like, how's the Italian government doing? Well, you know, there, you know, there's a spat between the French and the Italians quite interesting the French pulled their Basser. I mean, so Salvini and Demeo who the to the co guys running. It'll even though it's contests. The is the prime minister under the deputy prime ministers have both insulted the French on numerous occasions. They for instance. Okay. I love him already. Well, yeah. I think I mean, maybe you guys talked about this where they went after the French franc, the African Frank, right? And said this is you know, keeping Africans poor all any number. So they they are really they are representing this sort of anti elite. I mean, so domestically is it working out for them know, the economy's is actually not doing very well. And and and I. Had the opportunity to interview content. The prime minister when he was in Davos a place. I know you you guys have on tablets. But he, and we said his argument was look you can't right now all this is the previous government previous government. These are you have to wait to see our universal. They don't call universal. But it's like the demon. So the radio whatever it is this idea of basic income all that kicks in in the spring. He saying just wait until the spring. Everything's gonna be great. And he's gonna do universal basic income starting this. How much is it going to any? They don't have. Yes. It's like less than thousand euros a month. I think maybe it's eight hundred and I think they're like four million Italians that may qualify for. Universalism. Yeah. It's not universe universal. It's basically a basic income. That's not quite universal. And and they say once this kicks in everything's gonna be hunky Dory. Of course, by them. We may have it's Italy. So they'll be another government, right? And so in terms of popularity of they retained some of the popularity swat that, you know, put them into power. Yes. Unlike macro, so Macron, you know, won the election. He was super popular when he was issue..

Macron Italy prime minister Facebook Starbucks Felix Paris United States Salvini Dory Davos Harvard France Basser Demeo seventy percent eighty percent one hand
"starbucks" Discussed on Diane Rehm: On My Mind

Diane Rehm: On My Mind

05:09 min | 1 year ago

"starbucks" Discussed on Diane Rehm: On My Mind

"We're going to bring you an interview from Diane's archives. Former Starbucks CEO Howard Schultz may news this weekend on sixty minutes. When he said he was considering running for president, I will run SE centrist, independent outside of the two party system. In two thousand fourteen Schultz came on the Diane ream show to talk about a new book for love of country. What our veterans can teach us about citizenship. Heroism and sacrifice. He was joined by his co author Rajiv Chandrasekaran of the Washington Post. Howard, Brigit, welcome. Thank you. John. Good to have you both here Howard. You start is book for love country with the story of la-, ROY Petri. Tell him the road Petri is an extraordinary person one afternoon, the armed forces network within Starbucks, which is a military veteran crew of employees invited him to speak. I did not know who he was to be honest with you other than the fact that he was awarded the medal of honor four thousand people assembled in an area within Starbucks to listen to his story, and as he began to speak. He shared with us a video of what he was describing. He was describing the fact that he was in a very very difficult difficult firefight in which grenades were coming over as well as gunfight in one. Grenade that came over was about to explode and seriously injure or kill him in his men without thinking about anything whatsoever within a split second. He reached over picked up the grenade to throw it to the other side. And as he did that the grenade exploded in his hand, the story the way he told it and his humility his valor produced a array of emotions in all of us at Starbucks like look over, and I could see people crying, but he told it with a high degree of respect for his men above himself. I had a private moment. With sergeant patriot his wife after he spoke to everyone at Starbucks and a few things came out of that one is he shared with me that he was just doing his job in the fact that he was not an is not hero. I actually found them to be someone embarrassed. By the fact that he was awarded this unique a medal of honor. And then I asked him candidly, which is not in the book. Is there anything we can do for you? And he he said rather sheepishly if you can just give me some gas money. Wow. And. When you are in the presence of someone like this who was given so much of himself in you hear one, I'm not a hero just doing my job. And then you hear something like yes money, it rivets you back, and you just, you know, learn it can be a bystander, and that started among other things this journey that I've been on. And I've been very fortunate to be on it with Rajiv, and I can tell you that in the visits we've had two military bases. The Pentagon Walter Reed in the many many emotional conversations we've had with veterans or family their children. I've asked myself many many questions about the unintentional consequences of an all volunteer force. Because the American people have just not engaged. It's not that. They don't wanna be. They just don't understand in the last thing is I asked myself, sometimes if we as Americans deserve these people. Because they are beyond heroic regime hounded you and Howard get involved together. Is as you note, Diana now, I spent two and a half years as a Washington Post war correspondent in Iraq. The better part of three and a half travelling back and forth to Afghanistan to write about the troops surge there earlier this year is I was working on a landmark survey of post nine eleven veterans at the Washington Post. I happen to connect up with Howard through mutual friend who works for Howard. And we sat together at a at a restaurant here in DC. And I brought the the raw data from the survey and started to present to Howard and among the many eye-popping findings from the survey one really really got under our skin. And that is that fifty five percent of this generation of Veterans Day in feel disconnect. Acted from civilian life in America in Howard night looked at each other in both. I think thought at the same time. How could this be we send these brave men and women off to fight for us? They've all in tier they serve bravely. Nobly many cases repeated deployments they come back home..

Howard Schultz Starbucks ROY Petri Washington Post Rajiv Chandrasekaran Walter Reed Diane ream road Petri CEO president John Pentagon America Iraq Brigit Washington Afghanistan Diana fifty five percent
"starbucks" Discussed on The Diane Rehm Show

The Diane Rehm Show

05:09 min | 1 year ago

"starbucks" Discussed on The Diane Rehm Show

"We're going to bring you an interview from Diane's archives. Former Starbucks CEO Howard Schultz may news this weekend on sixty minutes. When he said he was considering running for president, I will run SE centrist, independent outside of the two party system. In two thousand fourteen Schultz came on the Diane ream show to talk about a new book for love of country. What our veterans can teach us about citizenship. Heroism and sacrifice. He was joined by his co author Rajiv Chandrasekaran of the Washington Post. Howard, Brigit, welcome. Thank you. John. Good to have you both here Howard. You start is book for love country with the story of la-, ROY Petri. Tell him the road Petri is an extraordinary person one afternoon, the armed forces network within Starbucks, which is a military veteran crew of employees invited him to speak. I did not know who he was to be honest with you other than the fact that he was awarded the medal of honor four thousand people assembled in an area within Starbucks to listen to his story, and as he began to speak. He shared with us a video of what he was describing. He was describing the fact that he was in a very very difficult difficult firefight in which grenades were coming over as well as gunfight in one. Grenade that came over was about to explode and seriously injure or kill him in his men without thinking about anything whatsoever within a split second. He reached over picked up the grenade to throw it to the other side. And as he did that the grenade exploded in his hand, the story the way he told it and his humility his valor produced a array of emotions in all of us at Starbucks like look over, and I could see people crying, but he told it with a high degree of respect for his men above himself. I had a private moment. With sergeant patriot his wife after he spoke to everyone at Starbucks and a few things came out of that one is he shared with me that he was just doing his job in the fact that he was not an is not hero. I actually found them to be someone embarrassed. By the fact that he was awarded this unique a medal of honor. And then I asked him candidly, which is not in the book. Is there anything we can do for you? And he he said rather sheepishly if you can just give me some gas money. Wow. And. When you are in the presence of someone like this who was given so much of himself in you hear one, I'm not a hero just doing my job. And then you hear something like yes money, it rivets you back, and you just, you know, learn it can be a bystander, and that started among other things this journey that I've been on. And I've been very fortunate to be on it with Rajiv, and I can tell you that in the visits we've had two military bases. The Pentagon Walter Reed in the many many emotional conversations we've had with veterans or family their children. I've asked myself many many questions about the unintentional consequences of an all volunteer force. Because the American people have just not engaged. It's not that. They don't wanna be. They just don't understand in the last thing is I asked myself, sometimes if we as Americans deserve these people. Because they are beyond heroic regime hounded you and Howard get involved together. Is as you note, Diana now, I spent two and a half years as a Washington Post war correspondent in Iraq. The better part of three and a half travelling back and forth to Afghanistan to write about the troops surge there earlier this year is I was working on a landmark survey of post nine eleven veterans at the Washington Post. I happen to connect up with Howard through mutual friend who works for Howard. And we sat together at a at a restaurant here in DC. And I brought the the raw data from the survey and started to present to Howard and among the many eye-popping findings from the survey one really really got under our skin. And that is that fifty five percent of this generation of Veterans Day in feel disconnect. Acted from civilian life in America in Howard night looked at each other in both. I think thought at the same time. How could this be we send these brave men and women off to fight for us? They've all in tier they serve bravely. Nobly many cases repeated deployments they come back home..

Howard Schultz Starbucks ROY Petri Washington Post Rajiv Chandrasekaran Walter Reed Diane ream road Petri CEO president John Pentagon America Iraq Brigit Washington Afghanistan Diana fifty five percent
"starbucks" Discussed on MarketFoolery

MarketFoolery

02:16 min | 2 years ago

"starbucks" Discussed on MarketFoolery

"Twitter or let's say a regional bank etf great okay five years well i'll kick it off i'm going to go with starbucks on the off chance that you know i think the company will continue to do well but within five years howard schultz may very well be president and he could rescue me off the island that's a great if howard schultz if if he got elected president do you think does that have implications for starbucks either good or bad i doubt it would have a dramatic impact i think people who enjoy going to starbucks will continue to go people who are avoiding starbucks already probably aren't any more likely to go because schultz president and i think even out another quick take on starbucks to and i would say there's a chance now now at heart not necessarily because howard schultz stepping away but i've always done at starbucks except perked perfect warren buffett berkshire hathaway investment maybe not maybe not trusting a total acquisition because it's it's a large company and i would even for berkshire that'd be taken a pretty big bite but at least as a ten twenty percent position for berkshire hathaway it just seems maybe buffets always thought it's expensive sure but in terms of quality businesses that he's looking for what what about okay i want to get to your desert okay well mentioned about costco i mean i always call buffet cost especially when he was allegedly trying to invest three billion dollars into uber it's like if you're going after i mean star by a few billion dollars worth of starbucks shares even cost you might not in costco agreements it makes a lot of sense okay so you're beckmann desert since you put the fiveyear constrain on in i actually i'm feeling pretty good about the that regional banking etf or at least or similarly like a basket of say small to mid size quality banks i think you can do really i think you'll beat the market with the package like that so i'm going there okay well we have given you plenty to talk about i mean you know if you're out and about tonight or this weekend you can talk what regional banks you have about the composition of s and p you can talk canadian index funds again impress someone my saying howard schultz is not the founder of starbucks and all these meteorologists kind of wrong and then you.

Twitter starbucks howard schultz president founder warren buffett berkshire hathaway costco beckmann desert five years three billion dollars ten twenty percent billion dollars fiveyear
"starbucks" Discussed on Keith and the Girl Comedy Talk Show

Keith and the Girl Comedy Talk Show

01:39 min | 2 years ago

"starbucks" Discussed on Keith and the Girl Comedy Talk Show

"We brought up starbucks sensitivity training is it helpful or is it stupid the audience believed fifty nine percents outfall say stupid forty one percents thing itself on i've oded that it is stupid there's a point that i didn't think about though listener mermaid brought this up the training sounds dumb but it set starbucks up for when protection against potential lawsuits in the future when they decide to fire an employee the employs no longer have the well i was never trained not to act on my implicit biases argument these trainings are real and i've worked company who has all the supervisors and managers undergo kenda plays sorry mermaid on my god mermaid i'm voting for you this time these trainings are real and i've worked for a company who has all the supervisors and managers undergo implicit bias training yearly so they have grounds to fire them if an issue arises and also say they will have less class action racism cases whether the motivation is money or not it's a good thing yeah i do like that of course what she say don't may explain it is you know okay we're going to give you this course it's not gonna do a fucking thing but it's going to warn you that you can't be shit not even that you don't think no you will be shit we will fire okay i'm fine with that 'cause i really can't imagine these questions question number one all right is it okay to kick out to black people waiting for an acquaintance that then purchase anything he's employs excuse me partners go no excellent now is it okay to kick out to white people waiting for an acquaintance that then purchase everything and you just see all the employees heads explode.

starbucks
"starbucks" Discussed on NPR's Story of the Day

NPR's Story of the Day

01:59 min | 2 years ago

"starbucks" Discussed on NPR's Story of the Day

"Starbucks is preparing for an ambitious project in a couple of weeks it'll train employees throughout the company on ways to eliminate discrimination and bias even unconscious bias this is part of the company's response to the inappropriate arrest of two black men at a philadelphia starbucks last month behavioral scientists have unevolved view of what's affective in addressing unconscious bias npr's yuki noguchi reports on some of the challenges david rock founded the neural leadership institute on the idea that leaders can learn a few things from brain science like for example how to better motivate workers and get them to learn more or how to reduce the effects of bias mitigating bias is one of the hottest things in human existence eliminating it would require people to become completely self aware and objective about their own thoughts rock says no one's found a way to do that any strategy that essentially relies on people to try not to be biased is doomed to fail that's the hot of the problem but rocks people are adept at identifying the bias of their peers in his work as a consultant he recommends workplaces develop what he calls if then protocols involving decision making by teams if a person asked for a raise then take it to a committee if a man walks into a store and buys nothing then consult colleagues about an appropriate response you've got to shift the focus from individuals trying not to be biased two teams being able to catch by this decades of research showing that format of strategy actually is the best format for behavior change and habit formation in other words create structures that don't rely on the individual to change heather mcghee agrees starbucks has very aspirational goals for the values at wants to set both within its company and in the world maggie is president of the social advocacy group demos she along with former attorney general eric holder and the nwc p is advising starbucks on its training and.

Starbucks philadelphia consultant heather mcghee president eric holder yuki noguchi david rock attorney
"starbucks" Discussed on Masters of Scale with Reid Hoffman

Masters of Scale with Reid Hoffman

02:03 min | 2 years ago

"starbucks" Discussed on Masters of Scale with Reid Hoffman

"Whoa at this point in starbucks trajectory there is no doubt that the company has a massive ubiquitous presence not justin storefronts on the streets but in the national consciousness that meant one thing the howard an opportunity the role and responsibility of a public company today especially given the political environment that we in right now is the rules of engagement have dramatically changed and they were even changing before this current administration as howard began thinking more broadly about starbucks opportunity he started thinking of the stores differently their employees and customers had a hundred million interactions each week he started think what can we accomplish in those conversations starbucks is such a visible company they could start a national conversation with just a few words or in one memorable case two words in 2015 the company initiated a national campaign to get its employees in its customers talking about race relations in the united states you might remember it it was called raced together it mostly took the form of races ratting those two words on customers cups inviting them to engage in a candid conversation about race intolerance the intention was to build empathy racially charged tragedies were unfolding across the country the way howard sought starbucks had a civic responsibility to help people talk about it things didn't exactly go according the plant within two hours of launching raced together it was hijacked by social media and we lost a narrative and we lost it very fast critics called the campaign insensitive and tonedeaf some worried that the baristas who rode those words their customers could face hostile backlash other sought.

howard starbucks united states two hours