35 Burst results for "Some Agents"
A highlight from What Matters
"The United States Border Patrol has exciting and rewarding career opportunities with the nation's largest law enforcement organization. Border Patrol agents enjoy great pay, outstanding federal benefits, and up to $20 ,000 in recruitment incentives for newly appointed agents. If you are looking for a way to serve something greater than yourself, consider the United States Border Patrol. Learn more online at cbp .gov slash careers slash USBP. That's cbp .gov slash careers slash USBP. Dennis Prager here. Thanks for listening to the daily Dennis Prager podcast. To hear the entire three hours of my radio show commercial free every single day, become a member of Prager Topia. You'll also get access to 15 years worth of archives as well as the daily show prep. Subscribe at PragerTopia .com Dennis Prager here in South Florida. Yes, indeed. Another week, another trip.
A highlight from Beyond the dashboard: HumanFirst uses AI to offer a highly customized view, enabling better decisions, Podcast
"This is Doug Green and I'm the publisher of Telecom Reseller and I'm very pleased to have with us for the first time, Greg Whiteside, who's the co -founder and CEO of Human First. Greg, thank you for joining us today. Thanks, Doug. It's a pleasure to be on your show. Well, as I was just mentioning in our run up to recording this podcast, it's very rare for me to be able to do a podcast where the word human is anywhere in the title of even the podcast or the title of the company or anywhere. So that's a kind of refreshing new things. You're a relatively new company. You're in the AI field, but I think you're doing something very interesting and exciting in the AI world. So we're going to be jumping in on that and looking at that in just a second. But first, what is Human First? Human First is a data productivity suite for text and conversational data. So we help teams make sense of large amounts of unstructured data and turn it into very actionable insights that help drive their product and strategy, and also build AI projects faster by leveraging the data that they have. Now, you said something I haven't heard before in our discussion before we started our podcast, the search for use case zero. What's that all about? So I was talking about use case zero in the context of large language models and specifically how enterprise can leverage large models today in repeatable use cases. So since the since chat GPT came out, Human First, like all companies, looked at the impact that it would have on us and where things were moving. We had a lot of great insights already in terms of the conversational AI, and in general, text AI, and started really trying to understand what is the most repeatable high value use case that we believe any enterprise customer can apply large language models to today. We've heard from our customers and from a lot of other companies that this is a very high priority for them, their boards, you know, to show that they're embracing and that they're leveraging this technology. But a lot of the use cases that we saw were very experimental and hard to, you know, hard to do in a repeatable way. So we've been really focused on making sure that we understand what is the most repeatable high value use case. And this use case zero, we think, is really around using large language models today to make sense of large amounts of unstructured data in ways that weren't possible before with technologies like natural language understanding or, you know, even even more basic than that keyword search or semantic search. So you were telling me that your your major customers consist actually of enterprises, is that right? Yep, that's right. So we work with customers across all verticals from financial sector to medical sectors to telcos. And we work also with a lot of consulting management companies and agencies. So Greg, why did they turn to you? So our customers all share the same problem. They're interested in building and improving their customer experience with automations with AI. Some of them have deployed and productized some products, and they reach a certain point where they realize that the AI models are not the limiting factor anymore. It's the quality of the data that they're preparing and that they're using to train the AI that becomes a bottleneck. So our tool helps those teams really work efficiently on that unstructured data and make it very useful for training AI. Now with large language models, what we're understanding as well is that it's not just about training AI and building automation. If you can help organizations make better prioritization calls around what should be automated, what are the problems that can be solved with AI, and what is the best way to tackle those problems, you can see even bigger efficiency gains. So we're helping teams not only improve the quality and the speed with which they develop AI, but also make better decisions in terms of what should be automated by starting from the ground truth, which is in their voice of the customer and other conversational channels. So Greg, could you give me an example of maybe where you started working with an enterprise customer and sort of before and after kind of thing? Yeah, absolutely. So one of our customers is one of the largest last mile delivery companies, not only Canada, they're also working in the United States. So they're very strong partners with Amazon, do thousands of deliveries every day, and their contact center staffed by humans and with very little automation. So they came to us because they know that in certain periods of the year, there's a lot of influx of calls, and ultimately, they want to improve the customer experience and the automation levels. But they weren't sure, like a lot of call centers out there, exactly what the problems are, but mostly be able to prove out almost the business case for those and the ROI before even starting the project. So what we saw is they really wanted to have a data driven kind of approach to identifying what are the top opportunities for automation or product improvements, because it's not all about AI, it's also about identifying, you know, opportunities within the operations or product itself. So with Human First, we're able to ingest all of their contacts and all their call data, and very, very quickly build a very custom taxonomy of the call drivers, but also more deeply than that, the resolutions, actions taken by agents within the calls, you know, with the use of large language models, which allow us to do this analysis at a higher level than, you know, the raw unstructured data itself. And this allowed us to bring, you know, to surface some really, really key insights around some major blockers or friction points that affected, you know, over 30 % of the calls that they had, that with simple automation that we can show the functionality of, because we have all the flows and the edge cases in the conversations to show how you would solve it, you know, leads to a very big reduction in terms of time spent by the agents. So this is the type of project where, you know, with the right data -driven tools like Human First, you can start from the data and look for opportunities or problems to solve. And we did this really successfully with this last mile delivery company, and they're currently automating those flows that we brought to them and expect, you know, millions in ROI from that work. Now, was there an impact, let's go a little bit deeper on this, was there an impact on employee experience? Let's start there on EX. Yeah, so to be transparent, so the part of the project and what we bring is really this data -driven decision engine saying, here are the opportunities, here's the detailed, you know, analysis showing what are the different ways that you're going to need to be able to automate this particular, you know, within the contact center platform, which happens to be Amazon. So I'll be able to report on the, you know, end user experience from that particular project probably within a few weeks. Right. And that'll be the CX part, the customer experience part. Exactly. Yeah. You know, stepping back from that specific example, though, it sounds like this is the human part, that the human being that called in, the human being that's actually taking the call, the idea basically is everybody's having a better experience due to the automation. Is that the idea? Everyone is having a better experience if the friction points that can be, you know, within that conversation avoided, you know, lead to higher quality interactions afterwards. So to give an example, for this customer, I was talking about a really big part of the conversations was about figuring out the customer's ID and validating the user. And there's really, you know, much easier ways to do that than via human conversation. But it doesn't mean that the rest of the conversation can't be human to human. In certain cases, it's necessary. So, you know, Greg, how does this offer value to the enterprise at the end of the day? We're seeing enterprise really need to look at their data under a very custom lens. What we're solving in a sense is that a lot of the a lot of the products out there that help companies make sense of their data are very top down in black box, in a sense, they're really favoring speed and simplicity, kind of like a one click, put in your data one click, and will give you visualizations and dashboards. What we know is that that's not very actionable. And the reason is that those dashboards and insights are very hard to tailor automatically to your specific business and needs. So with a tool like ours, the real value prop is that we help build an extremely custom view into what's happening within the organization. And that in turn helps drive really data driven decisions and identify opportunities that you might not even have known you had. And we're really going from a lens where AI is a tool, but not every problem should be solved by AI. In certain cases, improving the product itself or parts of the operation will have a much bigger impact than automating the customer's requests later on. So what ultimately we want to help companies do is almost replace the customer support by fixing identifying and fixing problems upstream. And that's really done when you're able to have such a very custom understanding of what's going on and the data to back up the solutions to solve them. So that was very interesting that the ROI eventually is really maybe in the finding out of something you weren't even looking for. Exactly. And I think that's where our tool is very agnostic to the use case you apply it to. You can apply it to explore data, to improve AI training data, and to apply exploration to different types of data. And it's true that I think the biggest ROI you can bring to an enterprise is to help them tap into something like that data that they were never leveraging before. And that has a multiplicative effect, I would say, within the organization. And organizations that we're working with are building this data practice of centralizing their data and of disseminating kind of the value across different projects. And I think it's hard sometimes to measure the direct ROI of that. But clearly, we believe that it's this data that holds a lot of value for enterprise companies moving forward. Well, Greg, I really want to thank you for joining us and giving us a first look at Human First, and an interesting look at doing AI a little bit differently and approaching this challenge in a very different way. Where can we learn more about Human First? Yeah, I invite you to come to our website, www .humanfirst .ai, reach out to our team, there's a contact us button. And yeah, we'll be very, very happy to run you through the platform and to talk about your needs. Well, I hope to hear more good things from Human First in the future. I hope we do get to do this again and get an update on what you guys are doing. But for now, I want to thank you for joining us today. Thanks, Doug. It was a real pleasure. Thank you for having me.
SPECIAL REPORT: SBF TRIAL 09/22 Update
"Welcome to the SBF trial, a Coindesk podcast network newsletter bringing you daily insights from inside the courtroom where Sam Bankman -Fried will try to stay out of prison. Follow the Coindesk podcast network to get the audio each morning with content from the Coindesk regulation team and voiced by Wondercraft AI. Yesterday was arguably not a great day for Sam Bankman -Fried. First, the judge overseeing his case rejected all seven of his proposed expert witnesses, questioning at least one's qualifications and saying some others really wouldn't be relevant to the case. Shortly after the Second Circuit Court of Appeals rejected Bankman -Fried's appeal of Judge Lewis Kaplan's ruling to revoke his release on bail. These are both mostly procedural losses. I don't think the appeal denial is a surprise to anyone. Judge Kaplan even joked about his record on appeals in the August 11th hearing where he remanded Bankman -Fried into custody, and indeed the three -judge panel wrote that they discerned no error, much less clear error, in the district court's detention decision. What this means is Bankman -Fried will remain behind bars as his trial begins. Judge Kaplan's ruling is a lot more interesting. On the face of it, yes, he granted the Department of Justice's motion to bar all of the defense's proposed expert witnesses from testifying. But this is more of a mixed bag. The defense can still try and call for the witnesses provided they fill out better disclosures at least three days before they're supposed to testify. The DOJ can still object to the witnesses as well. We already know the DOJ plans to call witnesses as soon as the week of October 3rd, and while we haven't seen a full or final list of witnesses, we do now have some greater clarity about who we can expect to testify over the course of the trial. Gary Wang, Caroline Ellison, an FBI agent, and Peter Easton, a University of Notre Dame professor who will apparently explain FTX's financials, for starters. If the defense successfully calls them up, we may also hear from Thomas Bishop to rebut what Easton says, Brian Kim who may rebut the FBI agent's statements, and Joseph Pimbly to respond to a DOJ witness on FTX's software.
A highlight from 10 Fun Facts About Realtors (#7 Will SHOCK You!)
"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money, and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. We are back. We've got a fun show for you today. We are talking about the National Association of Realtors member profile. Julie and I picked out what we feel are the 10 most interesting points from the member profile and I think point number seven, maybe even point number eight will really surprise you. So Julie, we have a lot to go through. Let's just jump right in. Yes, this is about all of you listening and the agents that you deal with day to day. I think I had a few little mini surprises, but let's go through these relatively quickly. First of all, the typical realtor had 11 years of experience. That's actually up from eight from last year. I think that that's probably surprising to some of you because you know, there are a lot of new licensees and some of you deal with each other all the time, but 11 years of experience is the average. Now we're going to just remember as we go through these points, Julie and I are going to do our best to sort of decipher, I think in a lot of ways, some of this information because when it gets to, for example, they're going to, we're going to talk about average income for the average agent and all the rest of it, but they don't think it's confusing to be honest with you. I can't really understand and maybe somebody who is more knowledgeable about this stuff can put in comments, Nara will often say things like the family income or the household income of the average agent, but I'm not so sure. I mean, does that mean like for example, there's a guy and his wife is a brain surgeon and she makes like $14 million a year and he makes like $4 a year selling real estate, you know, and so obviously that's going to affect the average agent's income. Again, I'm not sure I'm reading the question correctly, but let's just get right to it. Yes, that's right. We'll translate as best we can with the information we've got. So next is interesting because with the market shift, a lot of people like to say, oh, everybody's going to get out of the business and yet 76 % of realtors were very certain that they will remain active as a real estate professional for at least the next two years. Now, Julie and I predicted that when the COVID hit and all the rest of it, that there would be no major drop off in the number of members of a national association of realtors. And those of you who've been attached to us for a long period of time, you will remember us telling you why, and I'll for the rest of you tell you why now, because in previous, you know, fortunately there wasn't a slowdown following COVID, but in previous slowdowns or recessions or all kinds of other things like that in the economy, there hasn't been a decrease in the number of agents, but an increase. And so Julie and I went back as far as we could find from national association of realtors looking at the number of members, and it was very clear that what we theorized was correct just simply by looking at the numbers of agents joining during economic slowdowns. So why do people get real estate licenses during slowdowns? Side hustle. That's true. They need to make more money. Or maybe, you know, if you go back to the sixties and seventies, there were a lot of ladies that were looking to get into real estate that maybe hadn't had out of the home employment before and things of that nature, retired people, but really the real reason why Julie and I knew there wasn't going to be a precipitous drop in the number of, you know, members of the national association of realtors was demographics and demographics ultimately is going to run the show for the real estate industry for the rest of our lives and beyond. The number of humans in the United States that want and need to buy or sell real estate is only increasing. And it didn't make sense to us that, uh, just because there would have been hypothetically because of COVID some kind of slowdown, which as all of you know, there was not quite the opposite actually. Exactly. And just a flash forward to today, we now see that again, Julie and I's theory was correct and you notice all the other naysayers that were, uh, predicting doom and gloom about the number of agents dropping dead, like, you know, 2014 levels or whatever. They're all wrong. And the total number of agents did decrease, but I think it was, it was by basically nothing. And now here's another prediction. Wait for it. We are expecting the number of people getting real estate licenses will start to increase over the next 12 months. I'm following, I think what was a lot of people deciding to, you know, should I get a license? Shouldn't I get a license? And here's how I know that's true. The number of emails and the number of texts I get from people who are getting real estate licenses who want to join Julie and I at eXp royalty is through the roof. Absolutely. And I would also concur from my own private elite coaching clients. Many of them have gotten their adult children licensed, their transaction coordinator licensed, their assistant licensed. You know, there's a lot of things that happen, um, with a change and doing more volume that just, you know, people want to have their family work in the business. There's lots of that going on about 6%. By the way, I did read that about 6 % of current licensees, uh, got licensed as a result of doing something during COVID, you know, supplementing their other job, for example. That's a good point. I mean, there also was a baby boom, you know, so between studying for the real estate test and the, you know, the other thing, I guess there you go, Oh, and I'm sure a lot of those babies eventually get licenses too. I mean, Zoe's already wanting to get a license. So as far as those of you who are looking to upgrade your brokerage experience, a reminder Julie and I are proudly associated with eXp royalty. So if you're looking to join eXp royalty and you're looking for a sponsor, they'll be very proactive in your success at eXp. There are two paths forward for you. Number one is you could just text me directly, and this is if you're ready to land the plane and join eXp and you're ready to choose your sponsor, text me directly at 512 -758 -0206, 512 -758 -0206, text don't call. The other thing you can do also is if you're filling out the application, just put Julie Harris, Georgetown, Texas as your sponsor. If you want to learn more about why so many agents are joining with Julie and I in our group at eXp Realty, by the way, our eXp Realty group, listen to this guys, our eXp Realty group so far this year has done 3 billion, 300 million in real estate transactions on over 11 ,000 transactions if I remember correctly, most of which are on the seller side. So if you want to talk about an incredible success during what should be a slower year for virtually everyone, our eXp Realty group is actually increasing by significant margins and units and in total dollar volume. So yes, we'd love to have you as part of our overall group and if you're ready to join eXp Realty here are your two paths. One, you can just frankly scroll down and click the link and go over that's in the show description below and read more about our eXp Realty group or you can just text me directly at 512 -758 -0206, 512 -758 -0206. In the market that is going to start happening, we're going to guess the next 6 to 12 months it's going to feel very much more like a real estate, frankly, recovery if not a surge. You definitely want to be with a broker that's going to have your back and definitely want to be with a team that you know is experienced to make it so you can help the most people and maximize your potential in real estate and please do consider Julie and I for the job of being your eXp Realty sponsors. All right, next surprising point. Well, next, in last year based on the NAR report, the typical agent had 12 transactions which was the same as the previous year. Now what was the sales volume? Well, the median sales volume for brokerage specialists increased to 3 .4 million from 2 .6 million, so things are looking up there as well. Now they always do a survey about how agents perceive what's going on with their prospects, right? Let's go back to that point, okay? So again, this always goes back to the interesting things when you dig into the numbers. So if the average agent and we are talking about 12 transactions, right? I'm looking at your notes. So 12 transactions and the average home in the United States is $400 ,000. So if you did, for example, I mean, if it's you guys, whatever your market commission is, but let's just call it $10 ,000, $10 ,000 times 12 transactions is $120 ,000 a year and you wonder why real estate is such an amazing business to be in. I mean, come on, it's incredible because during inflationary times, yes, everything is getting more expensive, but so is real estate, which means your average commission is also increasing. Look how smart you were to be in real estate where most everyone else is suffering from inflation and the cost of living and all the rest of it. You actually have a built -in pay increase year after year as things start to inflate even more so in real estate. So there you go, go you. Exactly. And related to that, 17 % of agents sold 10 million or more in volume, 4%, 15 million or more, and 5%, 20 million or more. Some of that you can chalk up to higher average sale prices, but again, go you because it's baked in that you're going to make more money doing more deals at a higher price, right? Okay, so let's look at the next one. All right, so at 32%, lack of inventory remains the most important factor limiting potential clients from making a purchase followed by housing affordability and difficulty finding the right property. I think difficulty finding the right property is the same as lack of inventory.
A highlight from Tear It Down
"The United States Border Patrol has exciting and rewarding career opportunities with the nation's largest law enforcement organization. Border Patrol agents enjoy great pay, outstanding federal benefits, and up to $20 ,000 in recruitment incentives. If you are looking for a way to serve something greater than yourself, consider the United States Border Patrol. Learn more online at cbp .gov slash careers slash USBP. That's cbp .gov slash careers slash USBP. Dennis Prager here. Thanks for listening to the daily Dennis Prager podcast. To hear the entire three hours of my radio show commercial free every single day, become a member of Pragertopia. You'll also get access to 15 years worth of archives as well as the daily show prep. Subscribe at Pragertopia .com.
Monitor Show 15:00 09-21-2023 15:00
"The United States Border Patrol has exciting and rewarding career opportunities with the nation's largest law enforcement organization. Border Patrol agents enjoy great pay, outstanding federal benefits, and up to $20 ,000 in recruitment incentives. If you are looking for a way to serve something greater than yourself, consider the U .S. Border Patrol. Learn more online at cbp .gov slash careers slash USBP. That's cbp .gov slash careers slash USBP. Bloomberg Business Week with Carole Masur and Tim Stenebeck on Bloomberg Radio. Look out for that music. That was kind of fun. Joe and Kaylee having fun. Kaylee like bopping it. Yeah, that was cool. It's a great show. You've got to listen to that show. Party on, man. We're going to party on for the next three hours, in fact. Oh, if you're not like along this market, you can party. Hey, where there's a long there might be a short. Okay. Got to remember, right? Welcome, everybody. Bloomberg Business Week on this Thursday, September 21st, 2023. Live in our Bloomberg Interactive Brokers Studio on YouTube and, of course, on Bloomberg Originals. Twenty -four hours, Tim, since that last Fed decision. S &P at its lowest level since June in three months. We're going to talk a lot about the trade today. And yes, equities, but it's really because of what's going on in terms of the inflation picture and really the interest rate picture. Yeah, with that in mind, a lot of focus on the Fed and the rate picture today, including what former St. Louis Fed President Jim Bullard says the Fed may still need to do. Is that does that have something to do with today's moves, Carol? I don't know. I just I woke up to that news.
AG Garland Refuses to Say If Any FBI Informants Attended Jan. 6
"You're to not going get this anywhere else. I'm pretty sure because I haven't heard it anywhere else. I'm going to explain to you why Derek Farland, our non esteemed attorney general, refuses to give an answer on how many, if any, confidential human sources or FBI agents were there on January 6th. But listen to this first. Check this out. Now on that video, that was your answer to a question to me two years ago, when I said how many agents or assets of the government were present on January 5th and January 6th and agitating in the crowd to go into the Capitol and how many went into the Capitol. answer Can you that now? I don't know the answer to that question. Last time, you don't know how many there were or there were or none. I don't know the answer to either of those questions, if there were any. I don't know how many. Or whether there are any. I think you may have just perjured yourself that you don't know that there were any. You want to say that again, that you don't know that there were any? I have no personal knowledge of this matter. I think what I said the last time. You've had two years to find out. And today, by the way, that was in reference to Ray Epps and yesterday you indicted him. Isn't that a wonderful coincidence on a misdemeanor? Meanwhile, you're sending grandmas to the prison. You're putting people away for 20 years for merely filming. Some people weren't even there yet. You've got the guy on video. He's saying go into the Capitol. He's directing people to the Capitol before the speech ends. He's at the the site of first breach. You've got all the goods on in ten videos and it's an indictment for a misdemeanor? The American public isn't buying it. That was Tom Massey, by the way.
A highlight from "I Would List My Home, But I Can't Find A Home To Buy!"
"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money, and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Listeners, have you ever heard this before? Have you ever heard a prospective seller tell you, I would happily list my house with you, but I can't until I find a home to buy. Boy, is that ever a conversation ender. Yeah, I would list my home, but where's all the inventory? You know, sellers can go online. They're searching all the time. Everything they see is pending. There's not a whole lot popping up. I would give you my listing, but where am I going to go? Now, here's the thing, with record low inventory nationwide, realtors seem to be hearing the same thing day in and day out, which we just said, I'd move, but where would I go? For most agents, unfortunately, that's the end of the conversation, simultaneously ending the possibility of taking a new listing as well as facilitating that buyer side. After all, nationwide inventory is at all time lows and according to Altos research, it bubbles up between 400 ,000 and 500 ,000 actives. When you take the pendings out, we're still at least a million listings shy of being in a balanced market. Okay, does not include all new construction, number one, but number two, here's something I want you guys to keep in mind. Your sellers who want to obviously buy something else once their property sells, whether it's more expensive or less expensive, they are, guess what, not worried about the interest rate. That is not what's holding them back. What's holding them back is the lack of something to choose to purchase. That's what their issue is. Why is it not the interest rate? Because most of the sellers in your marketplace, half of which have homes with no mortgages, roughly speaking, and the other half have mortgages where they have 50 % equity. So virtually all the prospective sellers that you're working with don't really care too much about the interest rates because they're going to have so much money down, their payment is not going to be that significant anyway and or they could buy the interest rates down. Do not get stuck in the emotional mental mud believing that this market, especially with sellers, the slowdown is rate driven. It's not. Now, first -time buyers? Yes. I agree. First -time buyers, they are definitely having a mortgage rate payment shock issue and to that, it's just going to get worse because rents are going to increase. So all the while they're hoping and praying the mortgage rates decrease, their rents are going to increase and a lot of times those first -time buyer types are going to be stuck in a long -term renting cycle which can last their lifetime. So we've done lots of podcasts on that, how to present to those types of folks so that they can essentially move themselves out of payment shock and into the reality that housing is expensive and it's not getting cheaper. You might as well own the house yourself versus basically renting it. But again. With regards to the first -time buyer question, but this podcast we're really focusing on, I would list with you, but I'm not convinced that there's anything to buy. I'm not going to sell it just to be homeless. So don't just answer with, yeah, there's really nothing on the market. I mean, everything in the MLS is already pending, Realtors. Stop saying that. I'll put you in my search widget and we'll watch for something to pop up together. I'll drip on you. I'll drip on you. Okay. Well, that's one method of maybe someday possibly finding something for your would -be sellers to buy. You can't end the conversation there and expect to actually do any business. Market forces are working against you. Rates are higher. Inventory is scarce. Add some inflation, the specter of possible recession and overall uncertainty. And now you've got a transitioning market. And if you're just going to roll over and say, well, yep, there's nothing to buy. You're done. You're not actually in real estate when you talk like that. But it's all those points amplified because when is the last time you went to any source, any media source, and they were making you feel optimistic? Never. Never. Right? I mean, everything including alien visitation is now essentially making the headlines. It's discouraging people from feeling optimistic. So you're going to have to understand that most people don't listen to our podcast and don't know the importance of having media -free mornings, media -free days, media -free lives. In other words, purging all that stuff. So you're going to have to remember when you're talking to folks that a lot of times you're going to have to help them move past their hesitance that's being constantly reinforced by their friends, their family, the news media, and all the rest of it. So just keep that in mind. Well, you do have a choice to make. You can either wait for the market to bounce back or you can create your own opportunities by being more proactive. We prescribed the mantra, hope for the best, but plan for the worst. Assume you're not going to wake up to three and a half percent interest rates and double the inventory. That is not going to happen. Back to our conversation with that would -be seller client who won't list with you because they don't want to become homeless. Here are the top five solutions that go beyond waiting and watching for magic inventory to arise. Okay. Good news for all of you. Some of the notes from today's show are down below along with the opportunity for you to explore becoming a Harris certified coach. We informally talked about it two days ago and we have formally now decided that we are going to open up our Harris certified coach certification program again. So if you're interested, and we have not done this for two years, but if you're interested in not just learning how to be a real estate coach but have a real estate coaching business, make sure you click the link below in the show description and fill out the form. We highly are selective who we have as a prospective real estate coach and yeah, it's owners. The process is not just simply by, you know, you're not just going to buy a certificate. You actually have to earn the right to be a Harris certified coach. Our name is on your certification and you have to assume we're going to take that very seriously. So the link to become a Harris certified coach is below or you can just go to Harris certified coach .com. All right, Julie, these are the top five solutions. Solutions to when they say, that's an objection, I would list with you, I would move. But where am I going to go to? Okay, top five solutions so you can still take the listing. Number one, consider building a home instead of chasing after the scarce resale inventory. There are several advantages to this option. First, many builders are buying down interest rates and using their in -house financing. The buyer can lock in a better rate this way, thus giving them lower payments. Next advantage, the house is new. No rehab for them and no inspection nightmares for you. It's all good. Your client can get their home on the market a couple of months prior to the completion and not have to move twice. And finally, when your client builds, they aren't having to compete in a bidding war. It's all good. Now your points were mostly geared towards production builders, but if you're not having a market with a lot of production builders, the big, you know, Epcons and well, I mean, you know. MI and KB homes and all the big ones, right? That's fine. Just go to a builder and most of the country, there are builders that build ones and twos and threes houses here and there on your land. Align yourself with those guys. You can have the same result. Very well put. You have to go look for it. Be proactive. Okay. Number two, consider. And again, these things, these five things are playing into your conversations so that you can counsel with your sellers who your buyers are would be sellers. Maybe they could consider buying first closing and then listing the previous home. Don't assume that your buyer seller prospects won't or can't utilize this option. They may have a down payment saved that's not actually in their home equity. They might use a bridge loan to borrow their equity, close on the next home and then sell the old one. You don't know if you don't ask. The advantage is that your client can make a non -contingent offer, secure their home and deal with their old house later. Make sure that you know lenders who offer bridge loans and understand how to explain this option. There's a lot of those out there. You should at least run it up the flagpole and see if it makes sense. But a lot of people can purchase their next home without actually having to sell a present one. The underlying point of Julie's point number two there was don't assume that your perspectives on finances and risk is the same as theirs because you're not going to approach the perspective seller about purchasing something with all their options. So let them know. You have several choices on how we can move forward, Mr. Seller. Here's one, here's two, here's three, here's four. Which one is best for you? That's the point of this podcast is to have those conversations instead of saying, yep, there's no inventory. We'll just drip and wait for something to drip on you. I mean, what is it? 30 % of all the home sales are it's our new construction, right? And that's going to be at least 50%. It's 30 % and rising for sure. Okay. So number three, and so, you know, some of these, these five possibilities, it also goes to how the seller's mindset is. Are they somebody that has no problem buying first and then selling second? Are they a little bit more risk adverse? So this number three goes to that point. Consider selling first, then renting for a while and taking time to look for the right home. The advantage here is that the seller has cashed out their equity and is ready to pounce on the right home, but without the pressure of organizing closing and possession dates. Who are your go -to leasing agents? Consider both traditional rentals, short -term vacation rentals that may consider a lease, as well as apartment complexes. Many have some great amenities that could work for a short - or longer -term lease while you help your client find the right home to buy. Again, you don't know if you don't run it up the flagpole, do you? Okay, number four, consider getting the seller's home on the market now, but make the acceptance of an offer contingent on seller finding suitable housing. The buyer will probably want a specific time frame, but you can usually get 90 to 120 days to secure the next home for your seller who is now a buyer. Many buyers in today's market are just anxious to find the right home and will be flexible with the seller's situation. It's still, in most places, a seller's market. The advantage to your client is that they won't have to move twice, and you've negotiated for them enough time to look for the next place. A seller lease back to that buyer, the new owner, is another way to handle that. Just depends on the time frame. Okay, so let's give them the sticky details of this one. So if a lot of your buyers are putting enough money down and are paying cash for the house, they can easily do lease backs to the seller. Yeah, they're just happy to get the house secured. And the seller's happy to know what money they're going to have for their next one. So they can do lease backs that might even last a year, right? To Julie's point, they're just happy to have the house. And so you have to have these thoughts bouncing around your head, otherwise you're not going to be able to offer these different options to your prospective sellers. That's right. Well, that's why our coaching clients get a copy of this, so they can turn it into a leave behind when they have these conversations and use it for their scripting. Well, look at that right now. Combine number four with number one, right? Someone's building, it's going to be done in say 12 to 18 months. You can then basically put their existing house on the market, obviously sell it, have the sellers receive the proceeds from the closing. They become tenants of their former house that they owned.
A highlight from Why messaging should be part of your content strategy, with Nick Martin
"Yeah, I would probably first just say I don't know that those are binary, and I don't know that they're black and white. It's one or the other. But forced to choose, I think we're much closer to the former than the latter in the sense of the experiences that we power and that we're continuing to invest in being able to build out are always starting from a place of how do we best take advantage of our publishers content, which is written by humans. And then we think that's a really important ingredient here and leverage what's happening around AI and make it really easy for the publisher to maybe convert their content, maybe augment their content, but in one form or another enhance it, make the experience more interactive, more user -friendly, more personalized, more relevant through chat as the interface that we're building around. And so in that sense, content is the core of it. It's about the stories you've written, the things your journalists have researched, the articles you're publishing, and the topics that your readers are already on your site for. You already have this audience, and certainly a big part of what we do is getting you a new audience by distributing these chatbots in other platforms where maybe you didn't have a presence before because these are chat endemic environments like this one. Again, things are moving so quickly here, and the opportunities are so broad. There is sort of a spectrum, I think, between example A and then this companion assistant version of my AI or Chashi BT or what like the promise I think of Siri and Alexa was back in the day. And I do think things can move that direction even for content companies. And we've assisted for their content a librarian that's personalized to every reader. We've gotten those analogies in sort of private meetings from publishers that we're working with and talking to, and there's ways to take advantage of our platform to deliver that experience. I do think it's still different than what you would see from my AI on Snap where it's more or less, and not to diminish it, I think they've done tremendously well despite some of the challenges that you alluded to. It's more or less the Chashi BT experience, right? It's a wrapper on an LOM. It's broad and horizontal. It's anything that was made available in training data from the public internet. We refine what we do to the publisher's content so it's specific and targeted and accurate. But we're also not trying to drive the I'm your best friend, tell me about your problems, let me recommend a restaurant to you. If you're chatting with a sports publisher, you're not going to ask them for where to go get pizza Friday night, right? But you can imagine over time, maybe that sports publisher does help you find the best sports bars to watch the game, and maybe there's a commercial opportunity underneath that by way of referral or advertising or otherwise. And so it'll continue to evolve. I think if you look at what's happening in the very, very early days around the agent behavior, that also becomes quite compelling and might put a task underneath it, which they're going to be able to do pretty quickly here. But that's not ready for prime time for all types of publishers, the world's biggest, most reputable brands just yet. Yeah, yeah. And so a lot of your publishers, the large publishers, they've got lots of different ways of monetizing what they do. Some of them are subscription based. You mentioned like ESPN and so they've got like TV channels and subscriptions and all kinds of stuff going on.
Sweeping Membranes 101: What Is It and What Are the Benefits?
"Today I am actually coming to you guys with a Q &A episode. So I put in my Instagram stories asking for people to just send me their birth questions, and I'm going to address a few different questions that I got today. So it's a little bit late for some of them. Somebody messaged me that they're two weeks from their due date, and it's two weeks later than they sent that. So I think actually exactly two weeks. So Juliana, if you're listening to this, your due date might be on the day that I'm recording this. Hopefully you're still pregnant and get to listen to this and maybe implement these things. But if not, I still think it'll be helpful for other mamas. So first question that I'm going to start with is one that I got about sweeping membranes. So what is it? What are the risks and benefits? Why would somebody choose to do it? So to start out, I'm just going to explain what this procedure is. So it is that it's a procedure. Some physicians do it routinely during vaginal exams without asking for consent because they think that it's part of just like what you do when you give a vaginal exam, but it's not. It's actually a medical procedure. It is intended for inducing or encouraging labor. It is not technically a medical induction method, but it is intended to get labor started. So this is not the same thing for those of you wondering as rupturing your membrane. So they're sweeping your membranes, or it could also be called stripping your membranes. And then there's rupturing your membranes. Rupturing membranes is also, the technical term for that is amniotomy, and that is breaking the water. And so that's not what I'm referring to here when I talk about sweeping the membranes. What sweeping the membranes is, is a provider will do a vaginal exam or cervical exam, and they will typically insert one or two gloved fingers in through the cervix. So the cervix has to be slightly dilated in order for them to do this. They'll insert fingers up through the cervix, and they will kind of make a circular motion with their fingers that is meant to detach the inferior pole of the membrane. So your bag of water for anybody, I guess I didn't clarify that earlier, your bag of water is what your membranes is. So that bag of amniotic fluid that baby is sitting inside, that is there inside of your uterus. And that's where your baby hangs out and lives your whole pregnancy. Sweeping the membranes is meant to detach that bag of water from the lower uterine segment. And that doesn't really mean a whole lot other than just they kind of take their finger and exactly what it sounds like, they sweep in between that bag of water and the uterus. And this action is meant to help your body produce prostaglandin. Now prostaglandin is a hormone that ripens the cervix and starts to get it more soft and pliable and ready for your body to go into labor. And it's thought that doing the sweeping of the membranes helps your body to produce more prostaglandin and therefore may start labor or encourage your body to get ready. So that's what it is. Now I'm going to take a look at some of the benefits and the risks. So benefits are, you know, just like it sounds like it's intended to start your labor. So if you're looking at a medical induction versus trying other things first, like sweeping your membranes, this is definitely less invasive than being admitted to the hospital, having cervical ripening agents like Cytotec or Cervadil inserted, and being ultimately put on Pitocin or doing other things that are involved in a medical induction. So this could be a good thing to try first before going, you know, straight to that let's be admitted to the hospital for an induction to have your baby. I was looking at a research study. So this is a Cochrane review with data from 44 studies looking at about 7 ,000 women who had their membranes stripped or swept. This is a very, very common thing to be done. I would say that, and this is anecdotal, I don't know the exact number, but the majority of women, I would say, especially if they're with an obstetric practice and giving birth inside of a hospital, tend to have their membrane swept at term, so 39 weeks and beyond to encourage labor to start. Many of them without even realizing it. So it does appear to be effective when you're looking at this Cochrane review. It's effective at promoting the spontaneous onset of labor, and women who had a membrane sweep were less likely to then go on to have a medical induction. However, the current evidence didn't suggest that that necessarily followed on to them having unassisted vaginal births. Sadly, taking a look at these studies, the data was actually kind of limited to compare the outcomes of membrane sweeping with other interventions or no interventions. So really the benefit is it could start labor, and it's less invasive than a medical induction, but it's definitely not guaranteed to start labor. If it doesn't start labor, it could ripen your cervix to help your body kind of get ready. However, it's not without risks, so just like any intervention, there are some things to be considered before consenting to having this done. So some of the risks include uterine irritability, which is really, it could produce that prostaglandin, your uterus could start contracting, but in a way that's really irregular and not actually productive or leading to labor. So you could have contractions that keep you from resting and that are noticeable enough for you to be potentially having to cope through them or just not be able to get the rest that you need, but that doesn't mean they're necessarily doing anything to change your cervix or get your body in labor so that you can meet your baby, and that can just really lead to a lot of maternal exhaustion, both physical and mental. When you are having contractions and you're feeling them, but they're irregular and they're not actually labor, that can be just kind of a mind game and like I said, lead you to not getting good rest that you need for the time that you actually do go into labor. This procedure is also, like I said, less invasive than a full out medical induction, but it's still invasive and it's pretty uncomfortable. Some women don't find it uncomfortable, some women do, you know, just like everything, there's going to be a lot of variety in people's experiences. I will say I had this done several times because for those of you who know my story, I went to nearly 42 weeks pregnant with my daughter and I was looking at possibly having a medical induction, so I wanted to try to do membrane sweeps, you know, before consenting to a medical induction and so we did. I had them done several times, for me honestly, they were so invasive that I actually broke down in tears after one of them, not necessarily because of the pain, but just because it felt like so unnatural and so harsh and rough and it was painful for me, but that's not to say that it will necessarily be painful for you if you opt to have this done, like I said, everybody is a little bit different. I found it personally more uncomfortable than actually giving birth.
A highlight from Abortion Remarks From Gavin Newsom & Trump Creating Tons Of Controversy
"This is your source for breaking news and what to make of it all. This is the Mike Gallagher Show. Did you guys hear the U .S. Senate just eliminated its dress code because you got this guy from Pennsylvania who's got a lot of problems, I mean let's just be honest. This push from the UAW for a four day work week, do you see that as the future of labor in the U .S.? I happen to believe that as a nation we should begin a serious discussion about substantially lowering the work week. Now from the ReliefFactor .com studios, here's Mike Gallagher. We have a lot to keep up with a missing F -35 fighter jet that was found finally in North Charleston, South Carolina. You got all kinds of controversies involving President Trump in some of his interviews. You have the slaughter of a police, a deputy sheriff in Los Angeles, they caught the guy. A lot of breaking news, a lot of stories about the illegal immigration crisis in America. Lost in a lot of the headlines was the Speaker of the House, Kevin McCarthy, taking a bit of a pot shot at Ron DeSantis. It came during an interview over the weekend that he gave to Maria Bartiromo on Fox Business. I want you to hear this clip because I didn't catch this until last night. I was intrigued by this because all of us have to be very careful as this presidential election process plays out. As I've said over and over again, if you're a never -Trumper, what are you going to do if Trump's the nominee? If you're only in for Ron DeSantis and you hate Trump and Trump is going to be the nominee for the presidential race, what are you going to do? You're going to support Joe Biden? You're going to back a Democrat? How's that going to play out for you? I think the same standard has to apply to members of Congress, certainly members of Republican Party leadership like Kevin McCarthy. Now, I think he's pretty effective. I think he's been doing a good job and he's got a mess on his hands with this potential looming government shutdown. It's like herding cats trying to keep the various members of the caucus happy. Listen to what he said to Maria Bartiromo, though, about DeSantis and Trump. What's your take on this, that as we see more indictments of Donald Trump, he seems to be gaining in terms of popularity with the public? Will he be the nominee? I think he will be the nominee. The thing is, President Trump is stronger today than he was in 2016 or 2020. And there's a reason why they saw the policies of what he was able to do with America, putting America first, making our economy stronger. We didn't have inflation. We didn't have these battles around the world. We didn't look weak around the world. Well, it looks like Ron DeSantis is now trying to work with your colleagues who are pushing for a shutdown. Yeah, but I don't think that would work anywhere. A shutdown would only give strength to the Democrats. It would give the power to Biden. It wouldn't pay our troops. It wouldn't pay our border agents. More people would be coming across. I actually want to achieve something. And this is where President Trump is so smart that he was successful in this. You know, President Trump is beating Biden right now in the polls. Yeah, we have the poll. Let's show it. He's stronger than he has ever been in this process. And look, I served with Ron DeSantis. He's not at the same level as President Trump by any shape or form. He would not have gotten elected without President Trump's endorsement. And so I believe our best step forward, pass our appropriation bills. So we're stronger. Take the wokeism out, secure our border to make America stronger. Wow. I don't think that was on my I didn't have that on my radar. Does that surprise you that Kevin McCarthy is all in for Donald Trump? So I think to be fair and to be consistent, I have to say I have to apply the same standard to Speaker McCarthy, because if DeSantis becomes the nominee, they're going to have a bit of a bumpy relationship. Now, Ron DeSantis heard about Kevin McCarthy's position and responded as well. This is Ron DeSantis answering a question from a reporter regarding Speaker McCarthy's full -fledged endorsement of Donald Trump. Well, look, I would say I mean, I think that if you look at what's happened with D .C. Republicans, they worked very closely. You know, look, Donald Trump, he supported Kevin McCarthy very strongly for speaker. I don't think he would have won the speaker vote. Donald Trump was instrumental in him earning that speaker's gavel. And they worked hand in glove really throughout his whole presidency. They were on the same team on every major spending bill that came down the pike. And they ended up together adding seven point eight trillion dollars to our national debt. Never in a four year period has that much been added than what they did together. And so he said that we're different. We are different because in Florida we run budget surpluses. We've paid down almost 25 percent of our state's debt just since I've been governor. All the debt, all the way up for all of Florida's history, we've knocked off almost 25 percent of it. So it's a much different approach to where we're doing it right. We have the number one rated economy in the country. We've cut taxes. We've expanded school choice. And we've delivered in a way that has made the state sustainable.
A highlight from Who Gets Kidnapped Next?
"The United States Border Patrol has exciting and rewarding career opportunities with the nation's largest law enforcement organization. Border Patrol agents enjoy great pay, outstanding federal benefits, and up to $20 ,000 in recruitment incentives for newly appointed agents. If you are looking for a way to serve something greater than yourself, consider the United States Border Patrol. Learn more online at cbp .gov slash careers slash USBP. That's cbp .gov slash careers slash USBP. Dennis Prager here. Thanks for listening to the daily Dennis Prager podcast. To hear the entire three hours of my radio show, commercial free, every single day, become a member of Pragertopia. You'll also get access to 15 years worth of archives, as well as the daily show prep. Subscribe at Pragertopia dot com.
Kyle Seraphin: What to Do If the FBI Knocks on Your Door
"To stop don't expect the craziness to stop listen I'm gonna play this for you after the break but Kyle Serafin you know him well he's an FBI agent he's been on our show many times he's less since left the FBI become a whistleblower I was watching some of his show yesterday she has his own podcast he's a great guy and he did a segment that I really pains me to have to a play for you but I do it's what you should do Folks if the FBI we comes can't knocking trust these on people your door anymore I was a GS 1811 I'm a federal agent myself it physically and mentally hurts me to have to tell you that That your default
A highlight from Real Estate Agents Expired Listing Mastery
"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money, and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Welcome back. You're going to love today's podcast. We are focused on real estate agent expired listing mastery, and this is going to be your opportunity to learn all about expired listings and why, despite the fact that there feels like there's nothing for sale, that there actually is a huge opportunity to expired listings. And we're going to be giving you an overview of what you need to know to take advantage of the expired listing opportunity that's always there in the marketplace. You just need to know where to look. But before I do, Julie, we've been receiving a lot of requests from folks that are interested in learning how to become real estate coaches. We always do, you know, but when we talk about our real estate coaches on the podcast, they always say, how do I become a real estate coach? And we certainly like to brag about our real estate coaches on a regular basis because we love them. But yes, so Julie and I do have a program called Harris Certified Coach, and we don't really, frankly, even have to talk about it that frequently, if ever, because most of you are coming and asking us how to be real estate coaches. But Julie and I are seriously considering making that into a more of a formal offering. In other words, we are considering in the next, say, 60 to 90 days, actually starting a new session for a limited number of people to learn how to become real estate coaches. I'll just leave it at that, but you guys can go to Harriscertifiedcoach .com, Harriscertifiedcoach .com. Make sure you read the FAQs and all the rest of it. That is what we're thinking about focusing on over the next 60 to 90 days. This would be your opportunity to learn not just how to become a real estate coach, but frankly, how to build a real estate coaching business. And you'd be using our existing business and Premier Coaching and all the other systems we have in place as the backbone for your own real estate coaching business. If that's of interest to you, and we know it is, please just go to Harriscertifiedcoach .com. There's a form on there. I just checked it, and it does work. Make sure you fill out the form, and let's get the conversation started. If I see enough of you are interested in it, then I think you and I, Julie, if it's okay with you, we'll start another 90 day program for this. It is a lot of work, and unfortunately, or fortunately, Julie and I have to run those sessions ourselves for you guys to get the most out of it, but it is something we love doing. Essentially, when we teach someone to be a real estate coach, it actually is more of an amplification of what our highest and truest purpose is, which is being of service to real estate agents. So when we teach a brand owner or a shell how to be a fantastic real estate coach, they then go off to help hundreds, if not thousands of other agents in their real estate, the businesses in their personal life. So yes, if you think that is you, if that is something you're interested in, please go to harriscertifiedcoach .com and fill out the form, and depending on how you guys react to this little informal notification, which frankly I just thought of about five minutes ago, we might decide to open the doors in that program again. All right, Julie, so let's talk about expired listings. Yes, and this is coming right from the mouths of agents.
A highlight from Real Estate Agents: 6 Top Income Destroying, Time Wasting Mistakes
"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Three, two, one and Julie Harris. We are back. And today we're going to be talking about six of the worst income wrecking mistakes agents are making in today's market. But before we get to the first point, I think you have a really great story from our friend in LA, Federico. Yes. Who is not making the deal wrecking mistakes. In fact, this story, I hope the listeners pay attention because it's going to wind a whole bunch of things together. That's right. So we're starting off by telling you the story of what happens if you don't make six of the income wrecking mistakes with this story. And then we're going to get into the weeds as far as what you need to be avoiding. That's right. Okay. So this is a text from Federico who lives and sells in Los Angeles. He says, hi, Julie. This is hot off the presses right from maybe a couple of days ago. Federico says, I just finished showing clients a new construction community while the build rep was showing us the model, a lady walked in and asked if she could listen in on the build reps presentation. She communicated that she and her husband were looking to downsize and was asking the builder how the financing would work. Okay. So let's stop just for a second. How many of you listening in Los Angeles believe that there's no new construction around? We could just start with that point, but moving forward, uh, during that conversation, I asked her what her situation was and asked if she needed the funds from the sale of her property in order to close on the one she might be looking at. That led to the build rep stating that they would only finance her if her current home was in escrow. So there's a lot to that too. Which by the way, that's probably the build rep not really knowing anything about how to, you know, sell a house using financing because the reality of it is, is the builder wasn't actually using their own money. They were using a mortgage broker and she probably still could have worked that deal, but she was looking for the easier deals of people that had no home sale contingency. That's right. And we're using kind of a lame objection handler. No, you can't do that. Exactly. Which positions our friend Federico listening. That's right. Now, when the build rep exited the room, she thanked me for helping her articulate her points. This is the walk -in potential buyer and asked if I could email her all the information for the new build to which I responded that I was the agent for the other couple in the room, but that I would be happy to help her. That led me to, led me to asking her to, uh, how soon she needed to go on the market. When she responded, uh, we are still decluttering. I don't know where to start or how it all works. I asked her where the home was and what they were asking and asked when I could stop by and see it since I may already have someone. How many of you guys would have gone for the appointment right then and there? Think about that. She answered, that sounds great. We need to declutter first. So I won't, it won't be possible until at least later next month. Let me also work on my husband as far as the new purchase goes and then we can schedule an exact date for you to come by. I got her contact information. Another mistake that agents sometimes fall into. I got her contact information and stopped the conversation since I did not want to be rude in front of my existing clients there. When I left the showing, I called this lady. There's the immediate fallback, uh, follow up. I called this lady back to continue the conversation and to schedule a tentative day and time to go look at the property. She said that she and her husband will be going on a short trip and that we can circle back after my trip. We'll only be gone for a week. During the call, she asked me what commission I would charge. By the way, people don't ask that if they're not serious, do they? Okay. She asked about my commission to which I said, that's a great question. I actually have a flexible fee. What's the best email for you so I can send you a little bit about me and my team and about how we work. That'd be the pre listing package. That way when we meet at the house, we can focus on the items that are most important to you. Also part of the script you learned in premier coaching. It's a textbook. Totally 5 ,000 % textbook. She gave me her email, thanked me for helping her while at the new construction and expressed that she was excited to have me come by their house. There you have it. Now certainly by the way, dad, on what you said with regards to the people asking about commission that quick, 99 % of the time when they ask out of the gates like that, it's because they've got another agent in their back pocket, which it probably isn't a professional agent in the sense that maybe it's somebody they just know as their neighbor or uncle Bob who basically lists the house every thousand years or something like that, who will probably do it for free. That type of question was that the agent, I'm sorry, the seller was looking for a reason to take uncle Bob out of the equation because she really liked Federico and wanted to do business with him. Most importantly though, to your point, he used the scripts that we teach these guys to use in premier coaching and that was one of the obvious scripts that we use that you learn when you're presenting the pre -listening pack and the listening presentation. All this was woven together and what we're trying to express to all of you, so hopefully you're all understanding, is there's opportunity everywhere. You just have to go where the opportunity is and quit waiting for the opportunity to come to you. Which leads us, Julie, perfectly into point number one and remember guys, these are the top six income killing mistakes that agents are making now and frankly in a lot of cases have normalized. That's right. So point number one or mistake number one, and we're also going to have some action steps how to fix these problems ASAP. Mistake number one, playing the waiting game, waiting for the market to crash, waiting for interest rates to come down, waiting for inventory. Waiting doesn't get transactions into your pipeline, nor does it help your clients and prospects to achieve their goals. You must take control of your day, your week, your month, your quarter, and your year in order to defeat the waiting game. Say this at least 10 times, if it's meant to be, it's up to me, and then take control. We're going to give you some action steps here. All right, so first action step on this mistake, accept the fact that there are zero indicators that the market's going to crash. Zero. Remove it from your head. While there are some price ranges in some markets this year where it's set to, I'm sorry, where there are some price reductions is what that should say in some markets, this year is set to close with between five and 9 % increase in home values. I wonder how many people actually know that. I mean, with all these headlines that are supposed to basically make you think there's a housing crash, do you all know that real estate in the mainland United States is increased in value by at least 5%, in some cases around 10 % year over year? So yes, despite the headlines about prices falling, home values have still increased. That's right. Now, low inventory, stable demand, lots of new construction, and rising prices are not indicators of a housing crash. Those things do not exist in a housing crash. Now, if any of that changes, you can hear about it here, we'll let you know. So it's important that we remind them that we are at, what, a 20 or 30 year low for the number of mortgages that are in any sort of distress? Yes. It's like less than 3 %? It's less than 3%, a historic low, and that includes all of the forbearances and things that happened around COVID. That's all baked in at this point. Do you remember all the people that were, you know, of course, these real estate prognosticators were trying to sell you lists on how to get into REOs and all this other stuff? How they were saying, oh, you wait until all those people on mortgage forbearance, all those COVID mortgage forbearances, those houses are all going to default. None of them defaulted, did they? You see how there are some people, guys, who only think that they can make money, only think they can help people when the market's going one particular direction. So what they do is they wait around and hope and pray that the sky falls so that they can be right. And that is, I suppose, a business model. But the reality of it is you can help people make money no matter what direction the market is going. You don't just have to wait for the direction that it's been going. For example, a lot of you, to Julie's point, were waiting around for their interest rates to lower, waiting around for the mortgage stuff to clear, become easier, inventory to increase. Stop waiting around. There's inventory everywhere. It's not just where it's like what Federico discovered. It's hidden, in essence. You have to go to where it's at. You have to go to where the market opportunity is. Stop waiting for the market opportunity to show up on your computer screen. Yes. And when you go to new construction where he went, especially in those price ranges, go where the buyers are looking. You will also find listings. That's right. OK. So again, we're back to the waiting game. So you said that. So we have to drill down. Because I always have to remind myself and you that we have people that are maybe listening to us for the first time ever. And yes, this is the number one Listen To Dilly podcast for real estate professionals in the United States. Tens of thousands of people downloading it. But for the one person that's discovered this for the first time, defining what Julie just said, if you're going to, as Federico did, go look, essentially show buyers or go to a new construction area where the new construction is, say, $800 to, say, on up, chances are the person purchasing one of those new construction homes, they're going to have a house to sell. So that means that probably realistically 90 % of the buyers, air quoting here, that are interested in new construction actually also are sellers. But how many of you think like that? How many of you think buyer or seller? You can't be both. Always assume that your buyer is actually a seller and where you focus your energy is on the listing side of things, because that's what's going to be the juggernaut to them moving forward with any, you know, like they're not going to buy anything but to sell the home most likely. So you can't, if you just focus on the buy side of the conversation, you're never going to get to where the real opportunity is on the list side. Once you have the listing, you will obviously sell that house, well, we've done studies on this, you'll sell an average of six other houses off one listing. With a buyer, you will sell a buyer a house. So open your mind to the opportunities that are all around you. Stop thinking and stop sitting around waiting for, you know, something to change. You're the change that needs to happen if you're not liking your, you know, your project, your your momentum right now into the new market. Yes. And you uncovered another mistake, which is assuming that, you know, it's just it's another buyer. I already am up to my eyeballs and buyers and there's no inventory. So why would I want another buyer? You're missing the point. Buyers bring listings and in those price ranges in the right range, you can get buyers who have a listing that are less expensive than the new construction and more expensive than the new construction downsizing. You can actually work both ends of that. Well, it's a frustrating it's frankly the wrong way to go about it. If you're trying to sell a buyer a house and try to find them the right house, the perfect house, all the rest of it, yet they have a house to sell. I'll give you a little advanced coaching here. None of them are going to emotionally commit to purchasing something unless they happen to have the cash to pay for it, which is unlikely. You know, they're not going to have the cash without the sale of their current home. So they won't emotionally commit to anything until at least their first their existing home is listed for sale, let alone in contract. So this is the type of, you know, thinking you need to adjust towards and realizing that the best opportunity is always going to be on the listing side of the business. That's right. So here's the thing back to a point or mistake. Number one, waiting around. Well, what about interest rates? Interest rates will eventually get lower, but are not likely to go below five and a half to six and a half percent, maybe even for the rest of your career. What we just went through is not the norm. So stop wishing for the old market and embrace the new market. Now, that said, there was an interesting there are some political hubbub that's floating around about the fact that, you know, different politicians are starting to lobby for the idea that there's going to be I told you about this. I heard that crazy permanent 30 year mortgages at three percent, which I mean, it sounds great, right? Even if it were four percent, it would be pretty interesting. Well, yeah, they're going to sell like 100 year bonds and finance it and the whole thing and that could stimulate something. Oh, my gosh. But it's also going to well, so let's think about this. You're going to massively increase demand. And what that's what is that going to do to the cost of real estate as well as inventory available? Right. So you might have a low interest rate, but, you know, the four hundred thousand dollar house you're interested in buying is now worth two million. So anyway, I would circle the wagons back probably to new construction if that happens. We'll see. We'll see. We'll monitor that. OK, so the weighting gain. Learn about several ways to achieve a lower rate and a lower payment. What rates are higher than a lot of people want? Refer to last week's podcast about three ways to achieve lower mortgage interest rates. Learn about what the builders are doing. Many new home loans are closing today in our times where rates are over seven. The new construction loans are closing the mid five, five and a half range right now. So take action to find out where in your market is that actually happening? All right. So mistake number two, there was a lot wrapped up in number one, number two, expecting your buyers to send you what they want to look at versus finding the right homes for them yourself. We've done so many podcasts. I know, but this is such a mistake. You know, yes, we know that buyers can find listings online. There's five million different resources. But what happens when they take them to you? Isn't it already in contract? Aren't there already multiple bids? And then you believe there's nothing and you wait for them to go discover something. It is not their job to find something. And furthermore, well, let me get in my points. I probably talked about this. So get and use the buyer presentation, which drills down on specifically what your buyer clients desire in their next home. That can be a mistake is not knowing the specifics. What is a deal maker and what's a deal killer? Are both people on the same page? If you're working with a couple, can you handle objections like I want to wait for rates to come down or prices to come down or both? We talked about that previously. Now, once you know what they need, that they are motivated and they're qualified, it is your job to find them the right home. Think out of the box. Refer to our podcast series about how to find inventory. So, for example, consider changing the type of property, single family to maybe a town home or a condo or vice versa. And the price range, in fact, sometimes going a little bit down market can actually find good alternatives, expanding the geographic search or looking at new construction. And there's a counterpoint here. I've been working on this with coaching clients, OK, which is when a buyer does send you that magic listing. I got to see that. They're really juiced up about it. And that's the only thing they sent you today. OK, so why that one versus everything else that they saw? Ask them why that one and then have two or three backup houses set up. You can always cancel showing appointments. Right. Because what if they're wrong? What if the MLS pictures didn't have the power tower in the backyard? Have another plan. You have a showing appointment. Go sell something. Does that make sense? It does, of course. But I mean, I just we could talk forever about this point because there are so many different places where they can go and look for homes that are officially for sale. But really, I was thinking if I are coaching somebody right now, this you're gearing a lot of your points towards too many buyers, basically. Yeah. And your last point, I really like because you're in essence saying, well, make make it so that the buyers are working with because there's never a true have to buy buyer. There's always want to buy buyers. In other words, there's never a buyer. There's buyers will always change their mind. That's the problem. They're always going to say, I'll wait till next year to raise the fall, wait for pigs to fly, whatever it's going to be. Whereas if you're focusing on a listing, the sellers actually have to sell usually for financial reasons or, you know, whatever it just overall right now, obviously you're going to make more money and have more leverage and freedom if you're focused on being a listing agent. So what would happen if you decided to actually become a coaching client, actually follow our system, actually build up to your magic number of listings, which for many of you is maybe five or seven listings, sometimes depending on your price point, might only be three. And the only buyers you work with are those are the sellers that want to buy something. In other words, stop working with buyers that don't actually have homes to sell. Start valuing your time more and you'll get far better results. But it's also going to force you to become a far better listing agent, far better, you know, proactively generated for the sake of listings. And you're going to get vastly better at prequalifying because you're going to be, guess what, choosing who you're going to work with. So if you're finding yourself emotionally and financially burning it at both ends, it's probably because you just don't have any standards. It's probably because you're working with just about anybody. You're willing to pay referral fees. You're buying all your buyer leads. You're not really running a business, guys, in the sake that, you know, you're going to have any kind of, frankly, security going forward. So really pivot your thinking and ask yourself, would I rather be a really amazingly strong listing agent or buyer's agent? Every single one of you want to focus on being a listing agent in a lot of ways. You have to kind of choose because the buyers will suck up all your energy and your time. Now, if you want to transition from being one to the other, go back to the fact that, you know, you need to prequalify better. You need to actually ask those buyers if they have homes to sell. Depending on the price point, you're going to discover that most of them do. And then guess what you do? You pivot and focus on the listing side of it because that's when you're going to create the leverage. Joining our premier coaching program is free. The link to join is below, along with all the notes from today's show. So just scroll below and you'll see if it's on YouTube, Spotify, Stitcher, it doesn't matter where. Scroll down their notes for today's show. Yes, Julie and I create outlines for every single podcast we do. For you. We do it so you guys can go back and you can read what we said. That way you can actually implement what we're asking and suggesting that you do. And while you're there, do join premier coaching. It costs you nothing. The link is right there below. Or you can just, frankly, go to premier coaching dot com or text the word premier to 47372. All right, Julie, let's roll up to mistake number three. Mistake number three. Yep. All right. Not having enough leads in the first place. Speaking of lead generation, if you're struggling with lead generation, it's time to get some help before it's too late. Now, more than ever, it's critical that you generate more leads than you think you need in order to do the business you need to do. To your point that no buyer ever actually has to buy. So you have to overdo your lead generation so that you can find those listing leads in particular. Well, if you want to sell, for example, if you want to sell 10 houses in the next six months or maybe it's the next 60 days or next 30 days. And normally, let's say you are you know, let's assume that you're somewhat efficient and you know, you have a ratio. Let's say, for example, if you have 10, well, let's say you have six seller leads, you know that statistically three or four of those are going to list with you in the next 30 to 60 days. You're going to need to double that in a market like this because people are there's going to be a lot of a lot of headwinds that you're not necessarily going to be able to control, mostly with lack of inventory. So you're going to have to pace out your expectations and increase the number of contacts and increase the number of leads you're working with. But it always goes back to really drilling down the leads you are working with. Otherwise, what you're going to quickly discover is that you have hundreds, if not thousands of unqualified, unmotivated, quote unquote, leads, and none of them are doing transactions with you. And why? Because you're not taking the time to go in there and prequalify them. If you're one of these agents who have falsely believed that the way to win this game is by having massive amounts of leads, I challenge you to do this. Go in, grab our seller prequalification script or our buyer prequalification script, which turns into the seller prequalification script, and call every single one of your leads. You'll discover many things. Number one, the ones you've been dripping on for a long period of time. Some of them don't even know why you're messaging them or have never even seen your messages, let alone know who you are. Number two, some of them already transacted months ago, but you didn't call them. So they didn't transact with you. Number three, you're going to find people that are actually motivated and they're waiting for you to call. You've been treating them like a buyer and sending them home buyer tips and all the rest of it through your drip campaigns. But now because you have them on the phone, they'll actually commit to working with you. You've got to stop being passive with your life, but especially with your lead generation. Well put. So that all goes back to not having enough leads in the first place. So sign up for Premier Coaching with our Harris certified coaches because they're going to start by asking some specific questions like, where did your past five transactions come from? Was it luck and hopium or did you connect with those clients through a proven system or strategy? If it was a proven system or strategy, why did you stop doing it? How many leads do you actually have in your pipeline? To your point, what your story, you were just saying, what I was thinking is a lot of agents think that they're leads, but they're just contacts. They're just people in your database. Why are you calling them leads? You don't know if they're a lead or not because you're not talking to them. Now you also might have a lead conversion issue versus a lead generation issue. That's something that the coaches drill down on. Where are you spending money to generate buyer and listing leads and what is that conversion ratio and how many contacts are you actually making daily where you're speaking with a decision -making adult about real estate? That's just the beginning of great coaching questions to drill down on why you might not have enough leads or appointments. Well, where you're spending money to generate buyer and listing leads. I mean, obviously it was assumptive, right? In other words, she's not suggesting you spend money to generate buyer and seller listing leads. Uh, but she's suggesting that you actually go in and question, frankly, uh, whether or not that money that you're spending to generate leads from those sources actually makes any sense because we know you're doing it.
A highlight from How Impactful Will FTX Estate Selling Be on Crypto Markets?
"Welcome back to The Breakdown with me, NLW. It's a daily podcast on macro, Bitcoin and the big picture power shifts remaking our world. What's going on, guys? It is Friday, September 15th, and today we are talking about how much pressure FTX selling will put on the crypto markets. Before we get into that, however, if you are enjoying The Breakdown, please go subscribe to it, give it a rating, give it a review, or if you want to dive deeper into the conversation, come join us on the Breakers Discord. You can find a link in the show notes or go to bit .ly slash breakdown pod. Hello friends, happy Friday. We have lots to catch up on today, starting with what has emerged as a key narrative. That is, of course, that FTX has been granted approval to begin selling their crypto assets. On Wednesday, the bankruptcy judge ratified the sale plan, which was filed in late August. Galaxy Digital has been appointed as the selling agent. At last count, FTX said it had $3 .4 billion worth of liquid crypto assets to sell. Galaxy has been authorized to sell $50 million worth of crypto this week and next week, then $100 million per week after that. Creditors can agree to increase this amount to $200 million per week on a temporary basis before seeking court approval. Galaxy has also been given permission to hedge their sales using Bitcoin and Ethereum derivatives without sizing limits and at their sole discretion. Staking of assets will also be allowed if Galaxy deems it necessary. During the hearing, the judge questioned the need to sell crypto rather than distribute it directly to customers. FTX lawyers explained that there was no meaningful segregation of customer assets and balances held didn't line up with customer accounts. They said, quote, it's all part of one pool. There are assets that are associated with the exchange we call the dot com customer pool and the US pool, but they don't necessarily match customer entitlements. So when we dispose of this, we'll be turning it into cash effectively and the cash will be available for distribution pursuant to the plan. Now, all parties appeared concerned with getting this liquidation moving quickly while also limiting the price impact on the portfolio. A lawyer representing the ad hoc creditors committee said, the sooner we can get this process rolling, the better. Now, the speculation all over Twitter has of course been that this would lead to incredible downward price pressure across the crypto markets with any asset that was being sold. However, Jeff Dorman, CIO of ARCA pushed back on notions that this liquidation will be an uncontrolled dump. Here's a summary of his Twitter thread. He pointed out that Galaxy Asset Management, not their trading desk won the bid. They must act as a fiduciary and sell gradually and opportunistically. He pointed out that Galaxy is receiving massive amounts of reverse inquiry already, some from real funds and some fishing expeditions, but over the counter sales will dominate the buying. In other words, we're less likely to see a lot of selling on exchanges or via TWOPS. As good bids come in, they will engage. Hedging, he points out, will be opportunistic, i .e. long puts to offset a large drop in the portfolio. And he points out that people thinking that Galaxy will rush to sell $3 billion in futures right away is crazy. The goal, he points out, is to outperform a static portfolio, not turn the estate into a long short fund. He reminds that Galaxy cannot front run the sales and profit internally, that that is very illegal and that their asset management business is completely walled off from their prop desk. Finally, he points out that this is not some half -baked plan. It involved months of working with the courts to win this business, and that the point of bankruptcies is to maximize the upside of the estate, not speed of distributions. In other words, this may be capped short -term gains due to opportunistic sales and to strength, but it is not a fire sale into weakness. Now getting even more granular, much of the speculation in recent weeks has specifically surrounded how sales of the hefty FTX Solana portfolio will impact that market. In their most recent accounting, FTX said they hold $1 .1 billion worth of Solana, which is able to be sold. That would be around 14 % of the current market cap. It was previously believed that much of this supply was staked and would be unlocked between 2025 and 2028, although the latest FTX filing threw this into question by lumping all of the Solana holdings in together. FundStrap published a report earlier this week detailing the FTX crypto holdings and claimed that less than $150 million worth of Solana is liquid and able to be sold off. Now, ultimately, no matter what people say, it's going to be very, very hard to get people away from the concern that this amount of selling will impact the market. Liquidity is incredibly thin right now, and probably the best that we can hope is that some of the negative price action over the last few weeks has been in anticipation of this and trying to front run it. But ultimately, the only way out is through, and so we just have to deal with this as the next thing we have to deal with. Now moving over to that other big exchange, two more Binance US executives have joined the exodus from that embattled company. The head of legal, Krishna Juvadi, and the chief risk officer, Sidney Majalia, are leaving the company according to WSJ sources. Juvadi was one of the firm's main contacts for communicating with the SEC, which is currently in active litigation with Binance. This makes three executives reported to be jumping ship from Binance US in less than a week. Remember on Tuesday, sources said that Binance US CEO Brian Schroeder had left his position. Now, Schroeder has not been active on social media since February, leading some to speculate on whether reporting was simply catching up on events that had quietly transpired much earlier. According to a company spokesperson, chief legal officer Norman Reed has stepped in as interim CEO. Bloomberg ETF analyst James Safart said the obvious thing when he tweeted, well, this cannot be a good sign for whatever is going on at Binance. On the flip side, crypto has at this point, I think, written off Binance US as a going concern. The Flow Horse writes, why does anyone care about Binance US employees leaving? They don't have a job to do. The exchange is a placeholder and no one uses it. Proof of Talent founder Rob Hayon writes, Binance US doing $9 million in 24 hour volume right now. At what point do they shutter the doors? Gotta be soon, right? Now, staying on the Binance train for a moment more, the SEC have accused Binance US of refusing to cooperate during the discovery process of their ongoing lawsuit. A court filing made on Thursday noted that only 220 documents had been produced by the exchange. Binance US had signed a consent order regarding the scope of discovery in June, but the SEC are claiming that many of the documents produced in accordance with that order, quote, consist of unintelligible screenshots and documents without dates or signatures. The SEC noted that Binance had refused to produce essential witnesses for depositions, including former CEO Brian Schroeder. Instead, they unilaterally limited the list of witnesses to just four employees. The SEC said that Binance US quote, has responded to requests for relevant communication with blanket objections and has refused to produce documents kept in the ordinary course of its business, claiming those documents do not exist only for the SEC to later receive such documents from other sources. Now the bulk of the SEC's filing related to SEFU, the wallet custody system at Binance US, which is provided by Binance International. The regulator called attention to contradictory statements about Binance's involvement in the management of US customer funds. They argued that the usage of SEFU violates the terms of a prior agreement that Binance US customer funds would not be diverted offshore. The heavily redacted filing also included information obtained by the SEC with the cooperation of a former Binance US auditor who has provided over 6 ,500 documents related to Binance's accounting. The SEC are treating the lack of disclosure of these documents from Binance US directly as evidence of a lack of transparency. Now continuing on the cleanup theme, three Eros Capital co -founders, Kyle Davies and Suzu have been slapped with a nine year ban from the regulated financial services industry in Singapore. The pair have been prohibited from taking part in the management of or being a major investor in any regulated firm involved in capital markets. Now MAS, the Monetary Authority of Singapore handed down the ban after concluding its investigation into the collapse of the once high flying Singapore based crypto fund. They found that 3AC had failed to notify the regulator of the appointment of a new fund manager, falsely claimed that this manager wasn't conducting regulated activities and failed to have in place appropriate risk management. MAS assistant managing director of policy payments and financial crime said in a statement, senior management of fund managers are required to implement robust risk management measures to protect the interests of investors. MAS takes a serious view of Mr. Zou and Mr. Davies flagrant disregard of MAS's regulatory requirements and dereliction of their directors duties. MAS will take action to weed out senior managers who commit such misconduct. Now, alongside spending much of the last year ignoring requests to engage with the 3AC bankruptcy process, Zou and Kyle launched a new offshore exchange based in the Seychelles. However, that crypto and bankruptcy claims marketplace was recently reprimanded by Dubai authorities for advertising within the emirate. They were issued a $2 .8 million fine, which big surprise remains unpaid. Moving on to yet another hanging chat on Wednesday, Digital Currency Group formally proposed their Creditor Agreement as part of the Genesis bankruptcy. The agreement seeks to refinance a $630 million intercompany loan owed by DCG, which fell due in May and remains unpaid. According to DCG, the plan could offer, quote, all unsecured creditors a 70 to 90 % recovery with a meaningful portion of the recovery in digital currencies. DCG claimed the repayment of loans over time using crypto would allow creditors to, quote, capture the appreciation of cryptocurrency up to $85 ,000 for Bitcoin and $8 ,500 for ETH. We'll come back to that in just a moment. DCG called the deal a, quote, remarkable outcome for any liquidating Chapter 11 case, let alone one in the volatile cryptocurrency industry. Now, the deal will, of course, require the agreement of creditors before moving forward. DCG have secured the consent of the unsecured creditors group. However, the major creditor, Gemini, have so far been silent on the deal. Gemini claims to be owed approximately $1 .1 billion in the bankruptcy on behalf of hundreds of thousands of their customers. The Gemini claim is in a much stronger position than unsecured creditors, as Genesis posted about 31 million GBTC shares as collateral when taking loans from Gemini customers. This collateral has appreciated significantly since the bankruptcy and represents about 60 % of the total balance owed to Gemini. DCG indeed claimed that Gemini customers could see an excess recovery of up to 110 % under the new agreement. They wrote in their filing, at current pricing, the Gemini user collateral is worth approximately 607 million. If Gemini agrees to provide 100 million to Gemini earned users under the proposed agreement as it previously did, or to distribute even a small portion of the Gemini user collateral to Gemini earned users, there would be little doubt Gemini earned users would receive a full recovery. DCG then contended that Gemini is failing to, quote, put its money where its mouth is. The filing stated that Gemini, quote, is not contributing a single penny to provide Gemini earned users a better recovery. Now, the crypto community was not as convinced as DCG made it out that this was a great deal. Lumina Wealth CEO Rama Lawalia writes, The deal between DCG and Genesis reeks of self -dealing at worst and incompetence at best. The deal presumes an $85 ,000 for Bitcoin and $8 ,500 for ETH. The defaulted party should make the creditors whole, not speculate yet again on a risky gamble on behalf of creditors. Creditors lent money expecting credit risk, not volatile equity -like risk. If DCG truly believes those numbers, they should ensure that outcome for creditors through an options contract. Genesis creditors should seek the removal of the Genesis CEO, who was conflicted in a party to the alleged fraudulent balance sheet statements, petition the judge to have a new trustee, pressure Genesis to focus on the turnover motion and resume litigation. What a mess. Now, speaking of Genesis, Genesis will also cease all trading services according to a company spokesperson. If you're surprised to hear that Genesis's trading services were continuing, you're not alone. Although the crypto lending arm of the firm declared bankruptcy in January, many other DCG subsidiaries which shared the Genesis branding continued to operate throughout this year. Earlier this month, the Genesis company which handles US -based over -the -counter trading announced it would be shutting down throughout September. At the time, it was believed that Genesis would continue providing offshore OTC trading from their British Virgin Island companies, but with this announcement, Genesis has signaled their exit from OTC and derivatives trading globally. A spokesperson for the firm said, this decision was made voluntarily and for business reasons. With this termination of services, Genesis no longer offers trading services through any of its business entities. Now, while this was highly expected, it still marks something of a big moment. Wayne Vaughn tweeted, the former largest OTC crypto trading desk is officially closed. Genesis announced today that they are no longer offering trading services through any of its business entities. Seems like a juggernaut falls with every cycle. In this cycle though, friends, I think we can agree that numerous juggernauts have fallen, but perhaps it is just to clear out the way for companies who will use that juggernaut status a little more responsibly. Anyways, friends, that is going to do it for today's episode. I appreciate you guys listening as always. Until next time, be safe and take care of each other.
A highlight from Gad Saad (Encore)
"Welcome to The Eric Metaxas Show. Back again, eh? Glutton for punishment, eh? When will you ever learn? Now, here's the host that you hate to love, the man who was the reason your friend sponsored your last intervention, Eric Metaxas. Hey there, folks. Welcome to the program. It's always a joy to have someone on for the first time. I have heard such good things about today's guest. His name is Gad Saad. At least, I think that's how it's pronounced, or God Saad. G -A -D, first name, second name, S -A -A -D, Ph .D. He's one of the best -known public intellectuals fighting the tyranny of political correctness, so it sounds to me like he's interested in truth. He's professor of marketing at the John Molson School of Business at Concordia University, where he held the research chair in evolutionary behavioral sciences and Darwinian consumption. It goes on and on. It is just a joy to have Gad Saad as my guest. Welcome to the program, and congratulations on the new book. Thank you so much, sir. Such a pleasure to meet you. I've seen you on television before, so I feel as though I know you, but it's a pleasure to finally meet you. Well, that's very generous of you. So for my audience who isn't familiar with you, what is your background? I mean, you've been a voice for truth, which is a very rare thing, especially in a university setting. Where were you raised, and what is your background? How did you get to be who you are today? Sure. So I grew up in Lebanon. I was born in Lebanon. We were part of the last steadfastly refusing to leave Jews in Lebanon. Most of my extended family had left by the late 60s. They had left some to France, some to Canada, many to Israel, but my family had remained in Lebanon. We were well entrenched within Lebanese society. And then when the civil war broke out in 1975, when I was 10 years old, it became very, very difficult to be Jewish in Lebanon. So we experienced the first year of the civil war, and then luckily were able to leave. So that's my background in terms of where I was born. Grew up in Montreal, Canada, and then went to the United States to finish my studies, and then was a visiting professor at several universities in the US. But much of my career has been spent at a Canadian university, Montreal University. My general research area, just again for the folks who don't necessarily know who I am, evolutionary I marry psychology and evolutionary biology to human behavior in general, and consumer behavior in particular. What are the biological underpinnings that make us do the things that we do? So that's been my scientific work. But in the process of establishing my academic career, I started noticing that there was a second war that I was facing. The first war was the Lebanese civil war. The second war was the war on reality, the war on common sense, on reason, on evidence -based thinking. Which then led me to write my previous book, not the book that we'll be talking about today, but my previous book was called The Parasitic Mind, How Infectious Ideas Are Killing Common Sense. And so I've been one of the few voices in academia that holds no sacred cow to be untouchable. I critique any ideology that I feel like critiquing. Of course, it has made my academic career at times difficult, but you have to defend the truth. Well, you say you have to defend the truth, and I say you have to defend the truth. But many in the academy are not willing to defend the truth, nor even to defend the concept of truth. They don't seem to believe in the idea of truth the way Socrates did. They don't even seem to believe in defending reality, that there is a world, a real world, that there are things that are possible that are things that are impossible. I mean, that is kind of where we are today. So to believe in reality or truth in the academy is a rare thing indeed. And what do you suppose it is about you that made you willing to fight the battle for truth to not be silenced? Thank you. That's a great question. So I think it's just my personhood, the combination random of genes that make me who I am. Okay, now hold on. You're making it sound fatalistic. You're making it sound like it's not noble. It's just a fatalistic thing. It's just your genes are making you behave this way, just as Hitler's genes made him do what he did. That's clearly not what you're saying, is it? No, no. I mean, of course, I also have personal agency because I could say, hey, I'm going to succumb to cowardice and not rise up to the call to defend the truth. So you're right. So thank you for that. Maybe I was being falsely modest in my deterministic explanation, but in any case, I'm just, I mean, I'm a very, I think anybody who knows me knows that I'm a very warm, fun, affable guy, but I'm also very combative. Not because I want to be combative just to annoy people, but in a sense, I have this code of personal conduct, Eric, that makes it that when I go to bed at night and put my head on the pillow, for me to be able to not suffer from insomnia, I need to feel that I never modulated my words for pragmatic reasons, for careerist reasons. Then I would feel that I'm a fraud, that I'm a charlatan. And because of that exacting, punishing code of personal conduct, whenever I see nonsense, I attack it. Well, I'm just guessing, but having lived through what you and your family lived through in Lebanon, I mean, my father came to this country from Greece in the 50s. My mother came from East Germany in the 50s. And having stories, whether your own or those of your forebears, of people who saw that there were consequences to how one lived and that the world can be a very evil place, and that if you go along with it, you're complicit in the evil. I think many Americans and many Canadians haven't been forced to face that. They don't understand that there is a real battle for truth and that I have to be careful not to go along with things because then I am complicit. I'm just guessing that growing up in a home, as you did having left Lebanon under those circumstances, that that might be a part of why you're a brave voice in this culture. I think you're spot on. And if you look just anecdotally at some of the most vociferous defenders of Western traditions, they're exactly the type that you've mentioned. It's Ayaan Hirsi Ali, who is of Somali background. It's precisely because we have sampled from the large buffet of possible societies, right? We realize that the Western experience is an anomalous one. It's not the standard default society. That's not how humans have organized themselves. And so because we've sampled from that buffet, we come to the West and say, guys, be careful, you're not going down the right track. So I think you're exactly right, Eric. Yeah, I think, you know, anytime I meet somebody who has Cuban background or whatever, they typically, they get it. Somebody who's come from Romania or some Eastern Bloc country, they all get it. They all seem to understand, you know, we have to fight for what is right and true. We have to fight for freedom. These aren't normal. This is not the default situation. But many Americans and many people who've had the privilege of growing up in the West, they don't have a clue that what we have is a glorious, fragile thing. It's worth fighting for. Because you're new to the program, I do want you to talk about your book, The Parasitic Mind, before we talk about the brand new book. Tell us a little bit about that so my audience can understand where you're coming from. Sure. Thanks for that question. So in The Parasitic Mind, what I try to do is find some metaphor for why it is that living agents can engage in such maladaptive behaviors. And so I found it in what's called the neuroparasitological framework. The idea is that if you look at the animal kingdom, there are all sorts of parasitic infestations that happen. A tapeworm can infest your intestinal tract, but a neuroparasite is one that looks to, if you like, alter the neuronal circuitry of its host to suit its own reproductive interest. And so I had my epiphany, so I thought, well, okay, well, human beings can certainly be parasitized by actual physical brainworms, but there's another class of brainworms that they can be parasitized by. And I call those idea pathogens or parasitic ideas. So to your earlier point about, you know, in the academy, we no longer talk about some objective truth. Well, that's the granddaddy of all idea pathogens, postmodernism, social constructivism is another one. Radical feminism is another one. Identity politics is another one. Cultural relativism, biophobia, the fear of using biology to explain human behavior is another one. So what I do in the book is I trace the origin of many of these parasitic ideas and their downstream negative consequences. And then if I've done a good job, I offer a mind vaccine against these parasitic ideas. That's the general idea of the book. Okay, I wanna pick up on that. We are talking to GAD, G -A -D, SAD, S -A -A -D. And we'll be right back. I wear the black for those who've never read. Or listen.
A highlight from The Seven Sorrows of the Blessed Virgin Mary Discerning Hearts Catholic Podcasts
"The First Sorrow of the Blessed Virgin Mary The Presentation in the Temple Sorrow as sharp as a sword shall pierce Mary's heart because of her child. Mary is in the temple, having come with Joseph to present the child to God. They meet Simeon, the holy man, and Anna, the prophetess. Simeon takes the baby in his arms, saying he will now die in peace because he has seen Christ. Then he foretells the sorrow to come. O God, come to my assistance. O Lord, make haste to help me. Glory be to the Father, and to the Son, and to the Holy Spirit. As it was in the beginning, is now, and ever shall be, world without end. Amen. I grieve for you, O Mary most sorrowful, in the affliction of your tender heart at the prophecy of the Holy and Agent Simeon. Dear Mother, by your heart so afflicted, obtain for me the virtue of humility, and the gift of the holy fear of God. Hail Mary, full of grace the Lord is with thee. Blessed art thou among women, and blessed is the fruit of thy womb, Jesus. Holy Mary, Mother of God, pray for us sinners now, and at the hour of our death. Worn in sleep by an angel, Joseph takes Jesus and his mother Mary setting out for Egypt, where they lived in obscurity and poverty until it was safe to return to Nazareth. O God, come to my assistance. O Lord, make haste to help me. Glory be to the Father, and to the Son, and to the Holy Spirit. As it was in the beginning, is now, and ever shall be, world without end. Amen. I grieve for you, O Mary most sorrowful, in the anguish of your most affectionate heart during the flight into Egypt, and your sojourn there. Dear Mother, by your heart so troubled, obtain for me the virtue of generosity, especially toward the poor, and the gift of piety. Hail Mary, full of grace the Lord is with thee. Blessed art thou among women, and blessed is the fruit of thy womb, Jesus. Holy Mary, Mother of God, pray for us sinners now, and at the hour of our death. Amen. The third sorrow of the Blessed Virgin Mary. The loss of Jesus for three days. When Jesus is twelve, he is taken to Jerusalem for the feast of Passover. On the return journey, Joseph and Mary find at the end of the first day that Jesus is not with them. Racked with anxiety, they search for him. Nobody in the streets, not even the beggars, can tell him where he is. Not till the third day do they find him in the temple. O God, come to my assistance. O Lord, make haste to help me. Glory be to the Father, and to the Son, and to the Holy Spirit. As it was in the beginning, is now, and ever shall be, world without end, Amen. I grieve for you, O Mary most sorrowful, in those anxieties which tried your troubled heart at the loss of your dear Jesus. Dear Mother, by your heart so full of anguish, obtain for me the virtue of chastity and the gift of knowledge. Hail Mary, full of grace, the Lord is with thee. Blessed art thou among women, and blessed is the fruit of thy womb, Jesus. Holy Mary, Mother of God, pray for us sinners now and at the hour of our death. Amen. The Fourth Sorrow of the Blessed Virgin Mary The Way to Calvary Mary has known fear and sorrow, but none so great as seeing her beloved son stumbling under the weight of the cross. She hears the jeering shouts from the crowd and has no power to help him. Pity and love are in her eyes as she gazes at his blood -stained face. To many around her, he is no better than a criminal, and her heart is breaking as she follows him to Calvary. O God, come to my assistance. O Lord, make haste to help me. Glory be to the Father, and to the Son, and to the Holy Spirit. As it was in the beginning, is now, and ever shall be, world without end, Amen. I grieve for you, O Mary, most sorrowful, in the consternation of your heart at meeting Jesus as he carried his cross. Dear Mother, by your heart so troubled, obtain for me the virtue of patience and the gift of fortitude. Hail Mary, full of grace, the Lord is with thee. Blessed art thou among women, and blessed is the fruit of thy womb, Jesus. Holy Mary, Mother of God, pray for us sinners now and at the hour of our death. Amen. Jesus told her, truly her heart is pierced with sorrow. Her beloved Son is dying and she shares in his suffering. She does not ask God to take away this agony. She is his mother, so close to him that his pain is hers too. And now he speaks from the cross, Woman, behold thy son. Jesus gives his mother to John and to us. For all eternity, she is our mother. O God, come to my assistance. O Lord, make haste to help me. Glory be to the Father, and to the Son, and to the Holy Spirit. As it was in the beginning, is now, and ever shall be, world without end, Amen. I grieve for you, O Mary, most sorrowful, in the martyrdom which your generous heart endured in standing near Jesus in his agony. Dear Mother, by your afflicted heart, obtain for me the virtue of temperance and the gift of counsel. Hail Mary, full of grace, the Lord is with thee. Blessed art thou among women, and blessed is the fruit of thy womb, Jesus. Holy Mary, Mother of God, pray for us sinners now and at the hour of our death. The Amen. Sixth Sorrow of the Blessed Virgin Mary The Descent from the Cross It is over. Dark clouds have appeared in the sky and upon the world. Jesus is dead. Joseph of Arimathea and Nicodemus take down the body from the cross and Mary receives it in her arms. She is filled with a sadness that no human heart has known. This is her son. Once she had cradled him in her arms, listened to his voice, watched him working at the carpenter's bench. Now he is dead. She does not weep. Her grief is too great for tears. O God, come to my assistance. O Lord, make haste to help me. Glory be to the Father, and to the Son, and to the Holy Spirit. As it was in the beginning, is now, and ever shall be, world without end. Amen. I grieve for you, O Mary, most sorrowful, in the wounding of your compassionate heart, when the side of Jesus was struck by the lance before his body was removed from the cross. Dear Mother, by your heart thus transfixed, obtain for me the virtue of fraternal charity and the gift of understanding. Hail Mary, full of grace, the Lord is with thee. Blessed art thou among women, and blessed is the fruit of thy womb, Jesus. Holy Mary, Mother of God, pray for us sinners now and at the hour of our death. Hastily, the body is wrapped in a clean linen cloth. Nicodemus has brought myrrh and aloes, and the body is bound in the shroud with them. Nearby is a new tomb belonging to Joseph of Arimathea, and there they lay Jesus. Mary and John and the holy women follow them, and watch as the great stone to the sepulchre is rolled. It is the end. O God, come to my assistance. O Lord, make haste to help me. Glory be to the Father, and to the Son, and to the Holy Spirit. As it was in the beginning, is now and ever shall be, world without end. Amen. I grieve for you, O Mary most sorrowful, for the pangs that wrenched your loving heart at the burial of Jesus. Dear Mother, by your heart sunk in the bitterness of desolation, obtain for me the virtue of diligence and the gift of wisdom. Hail Mary, full of grace the Lord is with thee. Blessed art thou among women, and blessed is the fruit of thy womb, Jesus. Holy Mary, Mother of God, pray for us sinners now and at the hour of our death. Amen. O afflicted Virgin, O soul great in virtues as in sorrows, both the one and the other spring from that great fire burning in thy heart for God, the only love of thy heart. Mary, have pity on me, who has not loved God, and who has so greatly offended him. Thy sorrows, it is true, assure me of pardon, but that is not sufficient. I wish to love God. Who could obtain for me that grace if not thee, who are the mother of holy love? O Mary, thou consolest to everyone, favour me also with thy consolations. Amen.
"some agents" Discussed on WLS-AM 890
"From the So keep that in mind. When it comes to classified markings on documents it does not mean the document is currently classified. I know this is hard for liberals to understand who are morons. Not apologizing for anyone's handling of documents. It's a fair political argument. I'm suggesting to you you're trying to put Donald Trump in jail. No? Are you not? This is a criminal trial. Now I know you're commie scum and I know you don't really care about the constitutional public presumption or of innocence or anything like that. But to the normal people out there, the not yous out there, you have to prove beyond a reasonable doubt that Trump committed a crime. You chose not us. Now because a document is marked classified does not mean it's classified at that time. I gave the example yesterday when I was doing motorcade route, which is then put in the paper and photos are all over the place. It's no longer classified. find If you the motorcade route in a security room because some agent clumsily leaves it behind and that's happened and they say, look, classified motorcade route a day after the president leaves. Yeah, listen, it's a bad and political argument. It makes the agency look bad. Gosh, we left paperwork on, but it's not a legal matter. The motorcade isn't classified, but it says classified. Yes, yesterday, not today. If you read the indictment of Trump, this prosecutor seems obsessed with classified markings over actual classification levels. Why? Because who is the authority ultimate when it comes to declassification? That's right.
"some agents" Discussed on WCPT 820
"The January 6th insurrection. We've including at least two threats against democratic members of Congress. The FBI and the U.S. capitol police had seen threats that were true a credible days ahead of the assault on the capitol building the report said, but it was with the September 11th, 2001 attacks, a failure by multiple agencies to share information and connect dots left those securing the capitol unprepared for the onslaught. I mean, how many of these stories do we need where they knew of credible threats to Pelosi and other? It was because it was Trump's agencies. And they were biased. These are white Trump supporters that are coming. They absolutely were told to basically look the other way. Well, I mean, I feel like we should connect the dots on these stories too because that one that you just read. This one from this morning from Carolina. There's a short version of it here for you. Yeah. But then also, let's talk about Jim Jordan keeps talking about these FBI whistleblowers that come in and talk to him exclusively. Right. And he has no notes on that. Yeah. So like, let's put this trust him. Let's put those could have been all those three stories together. Yeah, exactly. Well, the story Travis is referring to. We mentioned last hours Carol leonnig and The Washington Post that some agents within the FBI wanted to shut down the probe into Trump's handling of classified information because quote unquote they were afraid of being up of being political targets. These agents argued for shutting down the probe after Trump's lawyers claimed to have conducted a diligent search for the classified documents. However, prosecutors at the DoJ counter that they had probable cause to believe Trump's lawyers claims about having turned over all the documents were wrong and they pushed the bureau to execute a search warrant to and obviously they were completely right. And here's another story of the FBI trying to protect Trump and or trying to hurt his enemies like New York FBI and Hillary, right? They also heard from top FBI officials that some agents were simply afraid. They worried taking aggressive steps investigating Trump could blemish or even end their careers. I mean, oh my God. Talking about weaponizing the Justice Department. You're in the FBI and you're afraid of Trump then? Right. You need to find a new job
"some agents" Discussed on Real Estate Coaching Radio
"Guys, this is a real life coaching call with a real life human. You know, this is not an AI experience or a phone in the blank software program. This is you on the phone with one of our new member coaches. So text door joined to four 737 two. And yes, you're going to have your real estate treasure map. Yes, you're going to be able to speak with one of our new member coaches. And many of you are going to decide to take the next logical step and move forward as one of our premier coaching clients. That's right. So we're going to talk about what to temporarily let go of versus what to keep when you are time starved overwhelmed and super busy. Whether that's because you have tons of coming soon, I talked to several agents today that have between 8 and ten listings that are coming up. That's a lot of work. That's a lot of picture taking in brochure writing and all that kind of stuff. And some of you are feeling really stressed out and overwhelmed because you have so many pending and then there's another category, especially if agents have been with us that have both going on. So what do you drop that's okay to drop temporarily. And what should you never drop? Well, the first thing, as always, is a mindset check. Are you really that busy or are you just disorganized? So this is point number one. Point number one, sir. Are you really? This is mindset check. Are you really that busy or are you disorganized? Take a day to get real about what you're actually managing. Sometimes it's just dedicating a day or even two days to getting a grip and that's all you need. Stop telling yourself you are quote overwhelmed. Instead, your affirmation is that you are surrounded by opportunity. Isn't that more accurate? And you know, Tim, you and I both know that for some agents, everybody's a little bit different. Some agents are really overwhelmed, especially early on with just dealing with three transactions at the same time. Other agents, you guys don't hit the wall until you're at ten of some combination of that..
"some agents" Discussed on Game of Crimes
"Joke. Oh he had the money to do it. So you never know by barred-windows by windows. Yeah so they. Also that was a big area where they were Growing the poppy and producing the heroin. A lot of people don't understand especially in the mountain areas afghan. You get snow in winter there. So they have what's called fighting season and a growing season and that's usually early spring to real right about you know mid december so that's when all the activities happen and after most of the heroin is being produced so luck. Luckily you're unlucky. I got to go during the middle of fighting season both hers. So you're pretty busy and So it's pretty Let a lot of action going on. We'll say that. Let's talk about you flying in for that first time had you had you been in a foreign country prior to that other than Yeah yeah your first fast team deployment never traveled outside of the united states. Where you went off. Ganic combed growing up in detroit. That was canada a lot plain hockey cow in mexico and mexican rivera cruz. So that was really. But that's the first time. So we're flying into kabul airport. We land and we're like okay. Who do we meet. who do we owe. Somebody can be picking us up and deserve. Mcdonald's here can. I get an arby's starving. Ub surprise basis like kantar. You had like a pizza out there and all kinds of stuff. It kabul airport. There's nothing you know. And we're like who's picking us up so you get these guys trying to make money these local afghanis like what do you need to go sir. Sir you know we need to go to in our kabul country office. An i you over there. Oh yeah we will get you there. But they're just trying to bullshit you they have no idea and then luckily Some agents from the office came and okay. You know come with us. You know but you know they're always did you find commercial or military the first year commercial..
"some agents" Discussed on Real Estate Coaching Radio
"Vice presidents a president a CEO, and then an owner. And there's so much overhead that has to be covered with the broker fee. If you're a C 21, you got 6% plus other fees. When I looked at EXP, one of the reasons is because I was always wondering, how am I getting this money? And it just dawned on me. They don't have the overhead. We don't have 600 presidents and 5000 vice presidents and big buildings everywhere that the ages have to support, which doesn't return. The overhead is very small in the XP. And that's why they can afford this sharing of the revenue. Well, you just so it's a national brokerage. There's not a franchise. And because it's virtual, all of the, so when you're selling franchisees, the people that start the brokerage, they're getting a piece of agent commission. There's the person that owns the region. There might be somebody else up here. And then there's all the essentially the cost of running the brokerage from wherever the mothership is. All of that, that's the reason agents are on commission splits and typically pay additional fee on top of that a royalty or reference called. And you actually look at the money I'm out of money you're paying. And some agents have caps, some agents don't have cow. It's extraordinary. And so some agents will say , well, my cap is $18,000 or $20,000, right? But what you're not realizing if the loss of the compounding interest you could have gotten, had you actually not only gotten your cat back because you icon, but let's just say the difference between your cap between and you're not going to icon. Let's just say the difference between your cap is $10,000. If you take that 10,000 here, could you have done something with that $10,000? Could you have invested that? Could you put money into taking your kids to a vacation or something, right? It does matter. These things do matter because accumulates. If you're in the business for ten years and you've been overpaying your broker for that amount of time, that could have been money that you'd saved. If that money was in stock market or something that's going to, maybe you could have bought a rental property with that. You guys get it? This matters. I get the fact that you love your brokerage and you love the people in your brokerage. And that's fantastic. But you got into business, why did you get into business? It's really the top question. Most of you got into the business because you wanted to experience a sense of freedom. You wanted to get the sense of not having that financial monkey on your back. So if you get into if you had passive income coming in enough to cover your own personal overhead, that right there will make most of you financially free. Our deaf Julie and I that's it, right? So if most agent Steve had $7500 coming in, depending on the market, it could even be less. That would set them free to do so many more things that their lives..
"some agents" Discussed on The Property Couch
"So you just did district whatever they've sit and so there's all you look for change in pattern which is unusual and there is it easy change in the patent using need to that. Anita listen to that and and so yes. It's very important to have that report. But i've got agency i've got great report with i still law to me and you know i know you lying. But they still do it and they've got a job to do and it's okay fine. Whatever i'll work it out for myself. Thanks so and. I think that that's an important thing to understand because when it comes to. There's that auction price skied process and this is a really important part at lot of bars. We talked about sitting you limit but a lot of buys enka their limit to whatever the agent is quitting and different agencies. Have different ways. According now there is legislation but they also have different ways of getting around the legislation. You're gonna statement of was at the of advice according victoria statement sanction. Same impression thank you. So that's that's effectively the same as your appraisal new south wales where you go to demonstrate that you've used recent sales to arrive at your price but if they not relevant sales or they're not even the same suburb or they're from six months ago. They completely irrelevant. And so you get tracking with some agents equating and some are routinely quoting prices routinely thirty to forty percent over they guide and others are actually five percent over the god and so he is wandering around that you can use one method to uncover these information before going to walk where they're going to be sorely disappointed underpay or i've never bought something or art pay and sorry that's important to get to know the agents absolutely not assuming that there's one-size-fits-all is one way you know that they all operate you mentioned this. Advertise you pressure a couple. Yeah so one of them is the volume agent..
"some agents" Discussed on Biz Talk Radio
"You tee that up. Hey, trite questions. So what's next? What's next for you? Obviously you brought in you came in it. Would you say 23% of expectation last year for all your bookings? I mean, Detroit has 50 60 keynotes a year. What is 21? Look 2020 looking like you got people getting vaccines. San Diego just opened back up. Today. Things are looking like there's light. At the end of some really, this time versus what we thought was happening in May and June. What's what is the what is the keynote event business? Looks like for you. I was talking to some agents this morning about this very subject, and I think everybody's feeling fairly positive that the events industry will bounce it back into the year. But it exactly the same time we don't count on it. What about what about the Livestream business is the livestream business in your opinion, because we're seeing a lot of live stream events. Now I could tell you a lot of other studios is getting Increase about people doing their event. When I sort of feel like when there's live back. I think these guys are realizing you could reach more people cheaper. So why not do both right? Or maybe do a quarter levers in annual is that you think that's gonna happen? But I don't believe so. And I think that people started to say the value of virtual. I think a lot of speakers or entertainers have got better at virtually the last six months, and so the quality of the production the quality of the output that goes out on those name calls or whatever is greater, and I think that's what's going to be killed. It's like me partnering with you guys facility to make sure we've got a great product that goes out to an event. That's the stuff that's going to be important in the future. Well, I think you know, part of this thing is is that here's the secret in my mind. Troy is that these event promoters event planners need to understand you don't produce a lifetime event like it's a live event. You produce it like it's a television show, because basically, that's what it is. Troy Hazard.
"some agents" Discussed on ESPN Chicago 1000 - WMVP
"Jesse, who loves you, Man. This show does yes, it does. Good morning, guys. Great great hour of Jael Strauss Jr. Stroh's bashing. I love Jesse. I know of anybody. You've made that mistake reply all when that's supposed to. Yeah, that's so much to reply all but like you, hoody the text to the wrong person, especially When the initials are similar, right, You know the same initials to somebody and it pops up on your text much, just just the initials at the top there. I've done that often more than once. Not often, but more than once. That's not good. So you take a look at the Cubs on the first of all, Captain. I have talked about it. It's amazing against the I know the Dodgers a little bit of a free fall here, but it's still the Dodgers. What does that do for moment of going into the pirate cereal bar? May I approach Yes. They started. You have objection. I just want to use it. Objection for contact. Okay? They started Kershaw, Bauer Bueller. I don't care who's out in the field fills their three. The best pitchers in the sport. It was. It was a great three games. They fought back twice being down in the in the extra inning game sweep in the doubleheader with Kirsten Powers. It was a great series for them. Absolutely. And there's and I think the Dodgers are going through that little hangover. Plus, they have a lot of injuries. But the Cubs offense we've talked about this. It is different now than it was to begin the season. I ran some numbers. Since that day that Jack Peterson went down and I'm not saying it's because of him, but it forced David Ross took to try some other things. Since that day. They're hitting 50 points higher and getting on base, 35% more than they were the first three weeks of the season. Now, Peterson is back, hopefully contributes. Corners on the aisle. So, guys like, you know, Peterson have to step up because Horner was putting up some good numbers, But that offense looks and feels different. Your guy Jay Hood, Jake Marisnick. Listen this that Cubs Air Florido when he homers in Goa. Four know when he homers and he homered in that extra inning game right early on, And so that was in doubt, But the perfect record is still there. I love the Duffy's The Marie's Nicks and the so guards what they're bringing to the table mixing in with the slugger's So tell me this cap. What's more sustainable Marisnick or Mercedes? You say Mercedes is like this April, Lark said. What about Marie's? Nick was that more sustainable, real solid player? He's not a star, but he's a really solid player was Mercedes. Very solid, but I don't think he's going to be This guy that like, Oh, my God. We've got to get all those jerseys and he's gonna be a star in Major league baseball. No, but a solid put both very solid. I'll give you another guy. You mentioned Sogard. He's all right. Uh, Matt Duffy. That's a guy who's interesting to me because he reminds I'm not saying he is at that level. He reminds me of DJ Let Mayhew Yeah, He's brought something to the table like Nico Horner has the Cubs haven't had right. Zobrist was kind of like that last guy that will use the whole field to contact when needed. Duffy's been great. I thought coming out of spring training. That their depth was better than it had been. But it was up to the front line players to perform and really, we're starting to see them come around. But those depth guys have been probably the best players on the Cubs team. Now the rotation is still an issue. It's been up and down, but maybe Hendricks found his footing last game. We'll see Zach Davies today and Trevor Williams. They need like, you know, 22 runs through the rotation where they get some quality starts on Lee. One guy has gone as much as set as many as seven innings. That was that Hendrik Sound double header game. Where he pitched the complete game. So that's the issue with the team right now, But I like their offense. I think you guys do too. So let's not bury the lead here. Let's talk a little about toilet Roose. Obviously, for White Sox fans, It was not pretty that last game against the Reds, can you tell me Jesse, if you've Texted with someone that's had a comment that surprised you by LaRussa. What? What kind of feedback are you getting regarding? LaRussa with the socks so far? Well, I'd be honest. I've talked to some agents of players on the White Sox team. I've been talk directly to any players about LaRussa. Not directly. They've been asked on zooms, but That's pretty useless to ask a player on the zoom unless you get something reading between the lines, you know, simply saying, What do you think of your manager? They're going back home. You know, you got to do that stuff in the locker room. And and of course, we can't do that this time around. Anyway, there are agents that have players on the White Sox team that are sort of the players. They're saying that their agents A few. Not all of them. You know, I've had some people in support of Louis just wondering what the heck is going on like you need to be a sharp as a tack in that dugout, and that's something LaRussa was known for. Forever. But I did investigate a little bit about this rule and just two at least give the full picture here. I talked to five American league managers and I'm talking about the extra inning rule where he didn't know he could use someone Besides this picture. I mean, it could have been a devastating situation. If Liam Hendriks gets hurt. They're so fortunate. He did not so five ale managers to one zoom yesterday. Three via email in text. Chris Woodard on Zoom, the Rangers manager said. Look, I remember the memo. Um, you know, it's It's one that maybe can get lost like he's sort of defending loose a little bit. But he said, I do remember the memo where it said we can use the guy that was in the batting order before the picture. So Woodward said, remembered it, Matheny said. Yeah, I remember the rules well. But the Kansas City Royals really interestingly, heaven outside third party that investigates all the rule changes like analyzes it and gives them advice. Day in and day out like a third party they hired because there's so many goofy rules in baseball, so That's probably one reason they're on top of it. Now. Maybe the White Sox Doas well, actually tried to look into this yesterday and didn't really get anywhere. But obviously that rule did not get down to Tony LaRussa. Now the three I talked to the a text and e mail. One of the managers did not know the rule and was grateful that I asked about it, because now he knows it. This is American League manager did not know the rule..
"some agents" Discussed on Real Estate Coaching Radio
"If you're saying tim i can sell fifteen or twenty houses to buyers this year. And i'll be right as rain. You might sell that fifteen or twenty houses. I hope you do but you don't be don't be surprised in the commissions are far less and it takes five six ten times the work to sell those same houses and that's true and that's already happening so all right. Let's cover some points here of how to ease this at least a little bit for you guys. Remember the ultimate solution to simply be the listing agent. But we also realized there's a lot of buyers wandering around out there needing your help so number one. Your relationship with the other agents absolutely matters be a favourite agent at its give you some examples to an. This is right from coaching clients. If they're trying to decide between offer an offer being they're basically the same and they don't know each of those agents they do google and find out what you're made of and if they find you posting some crazy comments about you know how some agents screwed you in the market so hard and you can't believe you had to do this and the other agents like you're not going to believe how i won this from my client. I had these three strategies. I really understood their financing and we won. Who are you gonna choose. But it's even deeper than that in every market you're generally speaking can have a very dominant use. Usually three dominant listing agents number one number two number three right number one is generally speaking going to be doing the combined volume of two and three and just this is just interesting statistical. Facts you go on your mos. You'll see this. It happens that way all over the country by the way probably the world. so what. you've gotta do you gotta be focusing on making friends with each of those agents when you literally making friends with them because like julie said if you're listing agent and you get an offer and get i'm sorry you get ten offers and you know julie. Harris is a sweetheart shreds clean offers..
"some agents" Discussed on Casting Actors Cast
"Wow thank you very much for that question. i see. i don't know who wrote that Oh maritza merits wrote that question. So here's how it works. Generally most of the time an actor who is acting doing acting work does their best to try and invite agents and managers to come and check out their work now. A lot of it's done online. I know but reaching out to an agent or manager after you've done the right kind of homework. What does that homework mean. That means that you have decided on the kind of agency that's going to be best for you. You see all agents. Don't cover all areas quite as well. They're not just kinda universal agent out there. Some agents are boutique agencies. They're very small. Maybe three or four people working in that agency. That might be a really good fit for you. Then there's those medium-size agencies. Their job is to get appointments for actors. They're experts added. And so that might be an agency that is well worth your while. Additionally some agencies are experts a little bit there are some agents that really love having actress of a certain age or some agents who love to represent dancers or singers or musical theater people and then there are some agencies that just really focus in on film and television work for their clients. So you need to do a little bit of research. You don't literally apply but what you do. Is you extend yourself when you have a reason to make contact to an agent. You extend that as an option you say. I'm taking this class with so. And so and i'm really learning a lot and i was wondering if you are looking for or seeking my kind of talent and that would you include your picture on your resume and a very brief kind of note or cover letter to them but generally speaking the way it happens is that you're in something and the agent or manager knows about that something you are in and they reach out and want to make an appointment to meet with you. It's very much a marriage and you have to date. I and so once you have an idea about what agencies might be good for you. Then it's a matter of making a concerted professional efforts to make occasional contact and pursue with your interest in seeking representation. Thank you maritza for that. I hope that that was helpful to you. That's it for today's episode of casting actors. Cast i hope you got something out of it. It was my pleasure to present this podcast to you. I look forward to your correspondence reaching out and also please. If you're interested in promoting the podcast. I would be so grateful. Please leave a review on itunes or any podcast provider. The podcast casting actors cast is made possible your support just by listening. Please share and subscribe wherever you get your podcast. I'm kim clarke..
"some agents" Discussed on Real Estate Coaching Radio
"It's even kind of like smaller than that, right? It's not just going to the MLS and finding somebody you're going through is a brokerage that has twelve listings. If you want one of them you go to the broker they show it to you right in Australia you go to the auction most of the time and yep. Not represented you all show up at the same time you all walk through the property of same time highest and best somebody's going to win and the rest of you will lose. What do you I'm just curious what you have to take is so we obviously coached thousands of Agents every year, We have tens of I mean ten million downloads in this podcast, you know, so I'm curious what your take is when the buyer's agents have to start actually justifying to the buyer like of a buyer actually has to start paying their own by raging Mission. I mean in some markets you're probably going to see the house being for sale for you know for it's five hundred thousand or if you bring your buyer's agent, it's five hundred thousand plus the buyer's agent commission. In other words. There's not going to pay it any more. So when that starts happening Julie, what do you think? What do you think what kind of questions are you anticipating that we're going to start seeing from punching clients. Well, I think there's different stages to that right. Now. The stage is complete utter outrage that they should be asked to have to deal with this definitely absolute non-stop freak out on anything with that agents post on and they but they don't know but they're they're running to complaint mode right because they've It's been an entitlement until now exactly and they think that somehow they're complaining and they're complaining their Boards of rotors and their Brokers are going to make any difference guys. This is Market forces. This is how things are supposed to work. Yeah. It's out of your control the markets taking care of this for sure. I think stage one is freaking out an outrage as happens with many other things and real estate. The number two would be acceptance and having to deal with it. So, how do you deal with that? Well, you know, you're going to have to one of the things I'm talking about in Facebook live today is the buyer presentation. So why do agents not have an agreement with their buyers to represent them? It's because that requires you closing on it right you have to comb closing is asking for something. Well, the close is The Logical ending to a great presentation most agents fail at that because there was no presentation that buyers don't know what to expect. They don't know what you're committing to fact or what they're supposed to commit to for you. So when you ask them, they're like, no I'm not going to do that. And that's why it's not kind of a universal thing. I have seen some agents go to a flat fee representation as well. I think we're going to transition mode and I do think you're right that on.
"some agents" Discussed on Real Estate Coaching Radio
"Market now to our hosts Tim and Julie Harris. 321 and we're back Juliet is February 16th. So we've got several things that we want to share with our listeners today. And you did send me an uncle. It's no sense in really talking too much about this. But from Inman news features that Brad wrote I think was released this morning and the essence of the article was don't blame Zillow blame your leaders and he was young basically confronting the industry's reaction to Zillow acquiring showing time. And I know you had some coaching calls today and people are talking about it and all the rest of it and I I mean I read the whole article and I know why you want to talk about it, but really at the end of the day, I just feel like it's sort of moving things around on the plate. There's no new news. They're not guess cuz ultimately what this is going to create it's going to you know, put Rocket Fuel under the existing showing time competitors. There's a number of other companies aren't the only game in exactly change if you want to change right and I think some agents always get a little bit upset when they're being forced to change I think birth That's an element of this but yeah showing time isn't the only thing to use know it isn't and you'll see other Alternatives basically create their own, you know, essentially showing widgets. But to Brad's article day off of his article was what you know industry our agents in particular stop getting pissed off at xellos L is just basically being an opportunistic company in a totally makes sense and they're being, you know, they're being competitive and they're wanting to germinate the real estate space that is the nature of capitalism and being a competitive company, you know, and it's just a teeny bit predictable to plus buying showingtime know, I mean the age of reacting what it's doing wrong and you know, trying to run a good business proposal has to I mean, it's you know, that's how companies grow you cannot stay stagnant..
"some agents" Discussed on WBZ NewsRadio 1030
"Local police serving a search warrant in a child porn investigation. When the shooting began. The suspect holed up inside his home, refusing to come outside neighbors in the apartment complex have been told to remain inside their homes while the investigation continues. I'm Rory O'Neill. And again, the FBI says. There have also been some agents that have been wounded. We don't know the extent of their injuries. But again, the FBI saying to other agents killed three wounded while serving this arrest warrant in Florida. The suspect is also dead. We'll have more on this developing story. The bonding administration says the U. S. Would rejoin the Iranian nuclear deal if Tehran returns to compliance with the deal's guidelines. We go to Georgiana Miller with ABC News who's in Jerusalem, Israel's Energy minister, Yuval Steinitz says it would take Iran six months to produce enough fissile material for a nuclear bomb. That timeline considerably longer than US Secretary of State Antony Blinken ins He estimated Iran would need just 3 to 4 months now and in a worst case scenario, quote A matter of weeks. Steinitz also estimates it would take Iran another 1 to 2 years to develop a nuclear weapon and delivery system. Georgiana Miller, ABC News Jerusalem and the U. S. State Department is considering the military takeover of Myanmar as a crew setting the stage for US sanctions, the military and the nation seizing control. Arresting their elected leaders. The coup in Myanmar has brought back painful memories for a country that's all military rule for four decades, a period of economic stagnation and decline far beyond its Asian neighbors. Theater VIST turned leader and Sans Souci is once again under house arrest in the capital, Napi adore Theo You N Security Council is expected to discuss punitive measures against the military regime, including reinstating sanctions an arms embargo on the banning of foreign investment into Myanmar, while The gentle remains in power. Julia McFarland ABC News at the Foreign Desk. London WBZ is Woburn News. Radio radio WBC is Brain TRAIN NEWS RADIO RADIO WBZ is reading news radio radio always lie, Always local.
"some agents" Discussed on Scientific Sense
"One hundred to be reasonable for color cones that happened in the nineteen seventies most of the values that people were measuring were falling in that range of fifty two hundred and we had that situation for a few decades two or three decades and and then with the launch of the hubble space telescope so i and thirty other astronomers at what was known as the humble key project to measure distances to galaxies using the same cepheid variables that edwin hubble hubbell had originally used but advantage of being able to get above the earth's atmosphere to correct for reddening using these c- charge couple device detectors and and be able to correct for the presence of dust. That was something that My in fact. Phd thesis was to come up with a technique that allows you to do that. And so that's how we resolve. The factor of two discrepancy between fifty and one hundred was through the hubble key project and an measuring evaluate hubble constant. We got seventy two but for the first time with an accuracy of ten percent rather than this crazy factor to that. We had to live with for for several decades. And so severe. Settling down in the in the mid seventies The this you said in nineteen seventies eighties. Yeah the nineteen seventy eighty two series a number of different studies in the seventies and eighties. That were getting values between fifty and one hundred and people were know sort of accepting it there's some agents in it but but we can get better and better dimensions I should have solutions that might constrain it better and then we had bit of an issue right more recently. So the paper you say the interesting juncture Despite vast improvements in the measurement accuracy of the hubble constant most often denoted as h zero if recent tension has them that is either signity new physics or as yet unrecognised on certainties. So so you found a understandability be found different ways to measure cobbled constant and those different methods are sorta diverging instead the problem..
"some agents" Discussed on Newsradio 970 WFLA
"The presidential detail when President elect Joe Biden takes office Michael Cashner reports Washington Post reports that while changes in personnel are common when administrations change, there are concerns some agents might be aligned with President Trump. Last year, the Secret Service allowed an agent who headed up Trump's detail. Service, the White House political advisor, according to the post. Biden's protective detail will include agents who worked with him when he was vice president. I'm Michael Kastner Target is re calling 490,000 pieces of infants and toddlers clothing. The Consumer Product Safety Commission announced the recall Wednesday involving a swimsuit for infant toddler girls and infant rompers. The item described as the cat and Jack Infant toddler. One piece rash guard swimsuit is being re called because of the possibility of the snaps, coming off the suits and becoming a choking or laceration hazard. The second item, the Cloud Island infant rompers was recalled for the same reason. Mayor Bill de Blasio is declaring March 14th an annual day of remembrance in New York City for Corona virus victims, Scott Pringle reports. The city's first covert related death came on March 14th and there's been more than 25. House in Corona virus deaths in the Big Apple since Mayor de Blasio says many of the victims were also victims of any qualities and did not get enough healthcare in their lives was a disease that affected everyone, but it did not affect everyone equally. So on March 14th each year. We remember also the painful lessons we learned, but it's a time to re dedicate ourselves to making a difference and changing things. The jackpots for two lotteries continues to climb. Friday's mega millions jackpot will eclipse the $400 Million Plateau and no 11 last night's Powerball drawing, so Saturday's jackpot will be about 384 million. The biggest U. S jackpot ever was more than $1.5 billion in a 2016 Powerball drawing. I'm Brian shook high.
"some agents" Discussed on WTMJ 620
"Winner with body armor by being caller number 12 85561616 20 Caller number 12 Aaron Rodgers to 85561616 20. Right now you're gonna win a $50 fanatics, gift card and A $25 pic and save gift card. If your collar 12 right now for official contest rules, visit wtmj dot com thanks to our friends from body armor for kicking off 2021 in the right way. Coming up next here on opening drive, ESPN NFL Nation. Rams reporter Lindsay Theory joined Gen gave and chewy on our sister station, 94 5. ESPN earlier this week gave a great breakdown of what to expect out on these range we will hear from her on the other side on Wtmj is opening drive. So there are some things all real estate agents do. And there are certain things some agents do. Most of us are full service, some charge 6% Commission for full service We charge 3.9%. But one person's full service isn't exactly equal to the others. And it's important that you know there is a difference. You're going to want an agent who is reliable, responsive that feels like they're working for you to live up to all the expectations you have. When hiring a full service agent, you'll find that it Benefit Realty where you pay less for full service. If you're an experienced real estate agent looking for a progressive firm benefit Realty wants to talk with you. Right now. We're offering strong incentives to experience real estate agents who joined our team along with low fees, Hai splits and training to keep you at the top of your game. Benefit. Realty is a growing company because affordable commissions and full service or what perspective clients want. If you're knowledgeable, self motivated and goal oriented, called 4142280499, and let's talk about how bright your future can be. I can have mortgages. Any question whether animals.
"some agents" Discussed on 106.1 FM WTKK
"Let's get back to the show Time for the closing. Recap here on the savvy real tour may be my favorite part of the show, where we celebrate somebody who recently closed on a home with the help of Angie Cole and the team. Had a coal realty. And so Angie, who's this week's story about? Yeah, I wanted to say a huge congratulations to Craig on do his family. But I honestly I've only ever met Craig because he kind of just rain with it. And Craig is actually in the real estate business is well, he does commercial real estate. And commercial real estate and residential real estate is just two completely different ball games. Just like I'm the expert in residential and I wouldn't try to just dabble in commercial. He's the same way so anyways, they actually had their home listed with another agent. For a while, and they didn't have luck will get their homes sold. And so when it was time to find a new agent realist their home he really put some agents through the wringer s Oh, krag if you listen this and he knows because I joke around with him, But he he did his due diligence, which I don't blame him right. He didn't have the best first experience or the first you know time around, so he wanted to make sure he interviewed agents. He asked lots of questions. He made sure he went with the best you no choice. And so fortunately, he chose me with a cold reality and we end up get him getting his home sold. I believe it was an under a week and we got two offers. We actually had multiple offers. So I ended up getting Craig full asking price for his home on it was actually the same price that it was listed for Previously. And so thank you so much credit for trusting our team and congratulations because this was They had actually already moved out. So then, of course, is second payment for them, Eh? So congratulations on closing on your him and Rolly. Thank you for trusting our team and having faith in you know real estate agents to get the job done. Yeah, that is so cool and so need to hear stories like that. Lad for the successful story. If you want to get in touch with Angie to talk about buying or selling your own home, you can certainly do that by calling or texting. 919538 64 77. That's 919. 5386477,.