40 Burst results for "Social Security"

Fresh update on "social security" discussed on C-SPAN Programming

C-SPAN Programming

01:04 min | 1 hr ago

Fresh update on "social security" discussed on C-SPAN Programming

"The greatest non covitz security threat to Americans. They're two threats that I think are incredibly important to look at. One is certainly domestic terrorists. Clearly our national leaders believe that is one serious threat that we need Teo be watching and monitoring and making sure that it does not cost Americans of their lives. Second cybersecurity. I'll tell you what. We have seen meddling in our elections, and we need to make sure that our law enforcement FBI and federal agencies have the resource is they need, But if you're stealing credit card information if you're spreading misinformation if you're tampering with our elections, those are climb, and we need to make sure that we find those folks and that they're held accountable and last. I just have to say, I find it odd that Senator Earths would recognize debt as a threat when she voted for a tax bill that increased the debt to trillion dollars and certainly now threatens Things like Social Security and Medicare. Senator.

Senator TEO FBI Medicare
Fresh update on "social security" discussed on WBBM Early Afternoon News

WBBM Early Afternoon News

00:34 min | 6 hrs ago

Fresh update on "social security" discussed on WBBM Early Afternoon News

"When filtering information. It's important to talk about it in ways they can understand, reassuring remind them that researchers and doctors are learning and doing as much as they can to keep everyone safe. And to be safe, remind Children about what they could do as well. Show them when and how to wash their hands. Coffin, the sleeves and the importance of wearing masks. Your Children may not be able to express their fears, but you may notice signs that they're more cranky, clean or distracted, keep reassuring them and try to stay with their normal daily routines. It's best to keep young Children from viewing frightening images on TV or other screens. And for older Children ask about what they've heard or seen and calmly discussing correct any misinformation with a minute for kids. I'm Dr Don Schifrin for news radio 7 80 in 105.9 FM, Chicago based OSF Healthcare System alerting patients about a data security breach that happened earlier this year. OSF, which owns several Illinois hospitals, including Little Company of Mary in Evergreen Park, says the breach happened between early February and late May. Authorities say an unauthorized person Games and impatient information, including addresses, phone numbers and email addresses. But the hospital systems is no social security numbers or financial information or access because that information is encrypted. It's still an update on Wall Street, but they are retreating a bit. The major markets will check in with ELISA Ferretti. Next. It's 2, 22. And now a game of commercial chicken brought to you by progressive where we see how long flow could go without talking about insurance. Ready. Go. So traffic has been crazy lately. Right? And rush hour. Forget it. Nobody wants to let you merge onto the highway around. But,.

Osf Healthcare System OSF Dr Don Schifrin Elisa Ferretti Coffin Evergreen Park Chicago Little Company Illinois
Fresh update on "social security" discussed on Heartland Newsfeed Radio Network

Heartland Newsfeed Radio Network

00:55 min | 7 hrs ago

Fresh update on "social security" discussed on Heartland Newsfeed Radio Network

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Pinnacle Disability Group Security Administration Pinnacle United States National Company
Fresh update on "social security" discussed on RJ Politics

RJ Politics

01:17 min | 8 hrs ago

Fresh update on "social security" discussed on RJ Politics

"That proposal it's been around for a long time hasn't found purchase with with some Republicans, and so it has not yet has not yet gotten a hearing's not yet gone. To the president. The president himself actually once said that he thought that that should happen. Well the president said, a lot of things a flips around the next day or even at the next tweet that is in disagreement he also sitting with side Medicare and Medicaid and social security or Medicare, and social security, and then we see that he get taxed those he sending on the bring down the cost of drugs but we haven't seen that legislation passed. It made a big deal about signing an executive order that we're only gonNA pay what paying foreign countries. That was just total smoking mirrors. Nothing has happened about that. He was gonNA give everybody a two hundred dollar Medicare card with his signature on us for drugs that you hadn't seen car Dami that. Album. So. There are a lot of promises that have not been Kia. Look at generic drugs and had the cost of those can be brought down or look at universities in the research is done with federal money and then those drugs come out costing so much ammo legislation that is opposed to Gal Djing for any of the price of the. Therapeutics or medicine trade or the vaccine for US help pandemic so that the reciprocal companies can't take advantage of this situation. It would seem to me logical to save the taxpayers underwritten. The research leads to the creation of drug that that drug shouldn't be the common property of the taxpayers should go to them generic drug prices but I don't know that that's necessarily the policy of the United States currently is it Lou it's not, and oftentimes those drugs aren't even competitive and they're like the only drug that's out there. They don't even have to worry about being competitive something else. We ought to do you know when you're watching TV, what are the most commercials that you see drug commercials s because they're able to deduct the cost of advertising No other companies don't get to do that says pharmaceutical companies. There's a hello array of things we could look at can help bring down drug costs. A longtime viewers may know that you were in the Nevada state Senate and with the Senate Minority Leader for many years There was a senator who is currently serving Senate Ivana Ken Selah who had a bill. Bipartisan. Bill that brought some transparency to the pricing of insulin and later to the pricing of drugs to treat asthma do you think that that would be an effective policy on the federal level to bring drug transparency of bills so that people could see what was involved in in the pricing of? Drugs. Ono West Matt..

President Trump Senate Medicare Bill Gal Djing Ono West Matt KIA United States Executive Nevada Ivana Ken Selah LOU Senator
Fresh update on "social security" discussed on RJ Politics

RJ Politics

00:38 min | 9 hrs ago

Fresh update on "social security" discussed on RJ Politics

"We certainly can't ignore it abilene that may not be twenty, thirty five, but it's not GonNa Happen Tomorrow. It's not it's not that kind of impending emergency but the sooner you fix it then the more security you'll have down the road. Yeah. Okay. We'll. Look. Let's let's Let's talk about some of the different ideas and we can go through these one by one There are some people say we need to raise social security withholding threshold as you. Now it goes to about one hundred, twenty, hundred, thirty, thousand dollars wages. After that you're not taxed on social security wages there are some people who propose. Raising threshold saying it should be two, hundred, three, hundred, four, hundred, thousand dollars. Do you agree with that idea and thank you again certainly look at it because the the value of money has changed over time inflation rate has changed overtime, which you still won't keep social security program that is universally applicable. You don't WanNa make it just a program for the poor you want to be sure that is is as it was intended to benefit all people in all categories. Absolutely. Absolutely. Okay. We're GONNA take another quick break. When we come back, we're going to talk about some more ideas that people.

Social Security recipients to get extra $20 a month in 2021

KYW 24 Hour News

00:41 sec | Last week

Social Security recipients to get extra $20 a month in 2021

"People on Social Security will get a modest cost of living increase next year. 1.3% might be small comfort over worries about the corona virus pandemic and its consequences, especially for older people. Government estimates just out today show the increased amounts to $20 a month for the average retired worker. The estimated average social Security payment is $1543 a month after that 1.3% increase The cost of living adjustment. Cola affects the personal finances about about one in five people in this country. There's been little discussion of the program, Social Security in the election contest between President Trump and Joe Biden.

Joe Biden President Trump
Social Security recipients to get extra $20 a month in 2021

All of It

00:51 sec | Last week

Social Security recipients to get extra $20 a month in 2021

"In 2021. NPR's John Newman reports. This increases In line with projections for the cost of living adjustment. The increased amounts to about $20 a month for the average retired worker, according to estimates by the Social Security Administration. Next year's 1.3% increase is smaller than the 1.6% bump that beneficiary saw in 2020, and in 2019, they received a 2.8% boost to their monthly checks. The change means that inflation no longer drains value from Social Security benefits. This yearly adjustment affects about 70 million people, including Social security recipients, disabled veterans and federal retirees. The agency says beneficiaries will be notified of their new benefit amount starting in early December. Genuine NPR news The Labor Department's reporting a slight up taking consumer prices for

NPR Social Security Administration John Newman Labor Department
WFH From Barbados

The Indicator from Planet Money

05:44 min | Last week

WFH From Barbados

"Global tourism as you might expect, has been way down this year the number of people going overseas on vacation declined by a massive sixty, five percent in the first half of the air. But this hit was especially bad for Barbados the Caribbean island nation has built its economy around tourism, and normally this is a really great business more than a million tourists typically visit. Barbados. And they're all these businesses that depend on these tourist hotels and restaurants and local farms that supply the restaurants and all of these people count on the tourism sector. It makes about a third of Barbados's GDP as people started to halt their plans for trips to places like Barbados those jobs and businesses, they took a huge hit. So the country's Prime Minister Mia Motley. She had an idea and I spoke to UC skeet about this. He's the US director at the organization that promotes tourism to Barbados Prime Minister Recognize that we have an opportunity to welcome these individuals who are working. Remotely to come to Barbados enjoy all that the Allen has to offer and stole be able to work. So what it did is it allowed us to look beyond short-term visitor and create lungs. The visitor is on the island and the government developed a special new visa twelve months long, and they're just a few conditions you have to work for your employer back home ending at least fifty thousand dollars a year that is, you know you're not getting a job in Barbados also, you pay two thousand dollars application fee and you need your own health insurance which travel insurance can typically cover. Application is approved Bam. You can sit up let up in a hammock overlooking the Caribbean on horseback. Emiko horseback take your pick and you know probably not very surprisingly daring after having seen this ad over two thousand people like, Sean. Have applied for the welcome stamp visa and it doesn't sound like a ton but using explained why this is actually a really important economic boost, they have to find a place to live. They have to eat this hurtling going to participate in a lot of the attractions and activities in addition to that. Then no become because I can guarantee you want to come into the welcome stamping Barbados they're not gonNA WANNA leave. So they're also become a part of the voice that tells their friends and families at that. You must visit Barbados and I think that then has even longer term benefits and I. Think that's certainly a win win. But of course, this question comes up in my head, right like, could it really be this easy I? mean if it is maybe the entire population of the world is going to end up in the Caribbean. But to check this out, we went to talk to Tim Burgess. He's the CO founder of an international workforce company called Shield Jimbo he's working internationally is not always so simple. There's there's a whole lot of compliance and I guess I. Sort of administrative issues that people don't think about in this context. Tim says, there are two main obstacles to international working from home. So first of all, if you're going for a long length of time like at least six months, you have to start thinking about taxes. If you're for example going to Mexico you might become tax resident in Mexico, your employment say hold on now where liable for having employees Mexico, and of course, this is not just income tax right? Example, Hanshin State health insurance. Yeah. All the different components of social security a few moved from the US. To Franz the employees accost goes from about fifteen percent on top of the salary to forty seven to fifty percent on top of the summer. So it's not as easy as just going to a we work in Paris. It's a very gray area. Barbados got around this particular snag. They said, you do not need to pay taxes in Barbados with this particular visa just keep paying your taxes and social security to home country but Tim. Raises a second issue, which is if you'll say working for an American company but want to work overseas the company you work for start to need to comply with your new countries, regulations and labor laws like say, maybe you'll be forced to take the minimum twenty four vacation days required by Jim. Laurie. If you relate to Berlin, which would be sad. Yeah. I mean that would be a struggle, but I would be up for tackling that. So Barbados, really turned this gray area into a very simple and clear invitation to remote worker. They saw this. And so Darian you know we started talking about this and we were wondering like, is this the wave of the future? I really hope and my hope is that people take it up. It would be a really wonderful initiative and a great model that people could follow and a lot of other countries have realize there is a huge opportunity here Estonia has launched its own visa. So has Bermuda and so Shaun the business intelligence analyst from Charlotte she's a tastes case company said, yes, and to visa was approved and the horses in hammocks wait exactly excited I I couldn't believe it. I was like Oh my God he's actually going to happen. I'm excited to Sean paid her two thousand dollars visa fee, and she now has her flights booked for just a couple of weeks from now what are you looking forward to most about? Barbados the food. The food tasting. Some new flavors there flying fish is like their. Go to national dish it's something called flying fish, which I have no idea

Barbados Caribbean Tim Burgess Caribbean Island United States Sean Prime Minister BAM Mexico Mia Motley Co Founder Hanshin State Allen Franz Darian Paris Laurie Director
IRS extends deadline to register for federal stimulus check

Wintrust Business Lunch with Steve Bertrand

03:28 min | Last week

IRS extends deadline to register for federal stimulus check

"Of headlines on the business front today, wth E i. R s is reaching out. This is actually from Terry Savages column and she's going to join us next week. Terry will be here next Wednesday. The IRS is reaching out to approximately nine million Americans who deserved a stimulus check but didn't get one likely because they earned too little to have filed a tax return and are not on the government's benefit lists like Social Security, disability SS I stuff like that. Just maybe nine million people out there that are supposed to get a stimulus check. Still have not. The IRS is trying to tell people that did not get that $1200 but should have received it. That they have until and they've moved this now. November 21st to register. You can go toe I rs dot gov slash corona Virus Last non filers enter payment information here anyway. If you goto iris dot gov slash corona virus. If you did not get a stimulus check, there's still hope that you could Right? And they just move that yesterday. Actually, I think that yesterday, maybe with Monday they the IRS. It was originally October 15th, which was a week from today. That you had to actually get your information into the IRS. And by the way, if you just Goto iron back up, there's actually a link right on the home page right at the top. That says non filers enter payment info here, and that's where you go to get this. I'm very pleased that Terry's obviously covered this and that we've pushed Deadline back. I think every nine million people not get their $1200 is a very important number and it would. It's just a shame that so many people I haven't had access to that cash so smart move on the part of the eye arrests and I hope people will go to IRS stock tub and feel free to investigate their how they can get that money. Congress has not agreed upon a second stimulus check. I don't know. Are you reading the tea leaves out there? If and when is that going to happen to you guessed Terry or ah, police. I guess I would say John, that we're definitely going to have some sort of. If I had to read the tea leaves. We only have three weeks left the election. I think there's a lot of pressure on to get something done in the next three weeks. And I would think from President Trump's side that he would want to be able to boast about getting another deal done, and that's been his M O right. He's dealmakers get the deal done. I think the Democrats also want to help people that really driven but that there is just a huge amount of pain going on. Right now. We talked earlier about the number of people who are unemployed. The continuing numbers are frightening. More than 25 million Americans. They're filing some sort of unemployment claims weekend week out. We're seeing, you know 850,000 roughly people filed for first time unemployment claims. Plus the P way on top of that the pandemic unemployment assistance another 1,350,000 you're looking at, like a million and a half people who every week filing for some sort of assistance. And the number of people who are now food and secure closing in on 20%. So you know, I think the Democrats you're motivated. I sure hope the administration is motivated. Feels like we should be able to get something done in the next couple of weeks. You hoped I think you have caused to be mad at both

IRS Terry Savages Donald Trump Congress President Trump John
Today is your last day to register to vote in Indiana. Here's how to do it.

Dana Loesch

00:20 sec | 2 weeks ago

Today is your last day to register to vote in Indiana. Here's how to do it.

"The last day that you're able to register to vote in the November election. There are three ways you can get registered online Indiana voters dot I n dot gov. Or you could do it in person at your county clerk's office or at the B M V. Just make sure you bring an idea or a social Security card. You can also registered by mail The deadline tonight 11 59 PM

Indiana
Live the NEW Retirement Plan with Jeff Ditsworth

Entrepreneur on FIRE

05:51 min | 2 weeks ago

Live the NEW Retirement Plan with Jeff Ditsworth

"Jeff. Save up to fire nation and share something interesting about yourself that most people don't know hey, what's fire nation very excited to be here so the interesting thing that I think that most people don't know is that one day when I was in college many many years ago I changed my major four times in the same day. Where did it start and finish it started out as finance, and then it went to transportation logistics and then it went to finance and something else I don't even remember in that it ended up being finance and transportation logistics. Most everything together. Well, the worst thing is back then you had to walk all the way to a building and accomplish this human being. slipped a switch online, right so this. In, at the end of the day, I'm honestly not even sure if it really mattered. Oh well, I can tell you that my American studies major has definitely not mattered in my life and That's just one of the realities of the world that we live in. But fire nation. Today, we're talking about living the new retirement plan and Jeff. I just want to dive in because you've broken down the top three myths of traditional retirement planning burst them for us. The system sells everybody that we all WanNa, Work Tower Sixty five or seventy. And I just think that's a flat out mess because I know I don't WanNa work that long in a traditional type of career. The other myth that I see that that is becoming more and more apparent is that social security is going to be enough to take care of you. I. Think we're all realizing that it's just it's not going to be enough money. We don't know if we can trust it or not. If it's going to be there and again that doesn't turn on until what sixty, six, one, whatever the numbers and it's just it's just it just doesn't make a lot of sense. In the the other one probably comes down to that the the government has set up a number of retirement plan options for us and we all we're all familiar 401k's and I think a lot of us believe just because we're taught this way that the 401k is going to be enough to get us there and just flat out. It's not going to be there and again if you take it out before your sixty, you get penalized fire nation these are just flat out sad sad myths th- just so many people are living with I mean working till you're sixty five plus even into seventy now. I mean that's not the kind of life. You WanNa live if you're doing that. Traditional job like that most people just do not like whatever they're doing. Number two social security taken care of you I mean is twelve hundred dollars a month really gonNA. Take care of you is that really going to cover unforeseen medical expenses and all these other things that come up in life expenses in general that's not a retirement plan and the speaking retirement plans fire nation stocks go up stocks, go down bonds, go up bonds go down we're living in a crazy world hyperinflation knows what's happening retirement plan retirement Ma'am you've got to be in control. So why should people consider investing in their own business to supplement these retirement plans jeff break that down for us when it comes down. To a traditional retirement plans I think they're a great cornerstone, right? I don't think they're bad i. just think there's a lot of rules and regulations with a four one K. again, I can't take money out till I'm almost sixty otherwise they tax me higher penalize me so I think it's a great cornerstone in you should look at different types of asset classes and your own business is really the only one of them that you can control. So the reality is this some people just aren't ready to give up their real job and you know I get it because there's a lot of reasons why they shouldn't want to give it the real job right now, but the reality is. There are things that they can be doing to grow their side hustle to grow their side business without compromising their real job right now, and this can be something that's a very valuable tool to be building upon as we're speaking, you know as people are growing in their business, you know going towards those later years in their life. So you've broken down three skills to both master and grow your side business again while people actually have real jobs while people are doing the actual thing day to day while they're doing that nine to five. So what are those top three skills I think the most important skills to be able to accomplish both and do both well are managing your attention. The first one managing your attention it comes down to being able to focus on what's important, and for example, probably four or five years ago I eliminated news I see that Kinda tongue-in-cheek I don't watch the news anymore I haven't watched one minute of news is entire year and I pay attention to financial news because that's my business but I don't pay attention to politics. We Are you saying that you don't have trump's twitter on notifications on your cellphone phone tweeting every time the that he sends a tweet is important is. Not One that I have I have flagged right now they were saying Puerto. Rico ideals. Go ahead brother. What's number two? Yeah. So managing your attention is huge because he can't focus on what you can't control time blocking is is probably you know the superpower skill I think I'm entrepreneurs where being able to focus on a specific task specific point in time and you know that time blocking helps you get things done in an efficient manner and then the third one I think for me anyway is focusing a daily. Routine and in just running through your routine every single day to make sure that everything gets hit and so I focus on my side business if you will in the morning before business hours even start. So I spend less than an hour a day in total on my side business and it's

Jeff Jeff. Work Tower Puerto Rico
Hacker Releases Information on Las Vegas-Area Students After Officials Don’t Pay Ransom

Rush Limbaugh

00:25 sec | 3 weeks ago

Hacker Releases Information on Las Vegas-Area Students After Officials Don’t Pay Ransom

"Wall Street Journal reporting this morning that a hacker published documents containing Social security number student grades and other private information stolen from the Clark County school district after officials refused to ransom. Demanded in return for unlocking district computer servers Back on August 27 3 days after fall semester began online Certain files couldn't be open due to a virus later identified as ransom, where the Journal says the hacker's been gradually releasing increasingly sensitive information.

Wall Street Journal Clark County School District
A new independent contractor rule

Clark Howard Show

06:39 min | 3 weeks ago

A new independent contractor rule

"We have had a fight going on in the United States between workers and employers for at least a generation. Because it's been about a full generation now. That employers. Started using independent contractors is more and more a part of their regular staffing. And it is something that sometimes works out very well for the worker other times. It's an involuntary thing. You know there are big companies that will lay people off. And then hire them right back through a third party contracting agency and the person comes back with a contractor badge instead of their employees badge and they lose the benefits, lose their whatever job security they had the rest and there are situations like that. But that's not the main action, the main action. has been this never never land. Of when it's right when it's wrong for somebody to be classified as a non employ ten, ninety, nine person independent contractor versus being an employee. And the reality is the courts. Have never been able to come up. With a clear understanding. or a consistent system. To determine when somebody is an employee and when they're an independent contractor. The laws passed in various jurisdictions have been very contentious. There's been an ongoing fight in the state of California. That passed a law that made people like drivers, Ruber and lift. Employees instead of contractors and that's being relegated, and there's going to be a proposition on the ballot. To overturn that and who knows how that's going to play out, and now the US Department of Labor. has weighed in with a new rule. That will actually put the burden of proof. On the non employee. So let's say you're working somewhere. As. A non employee has an independent contractors ten, ninety, nine worker. You will really be in a position where the employers position of making you an independent contractor will be considered to be. The proper win under this proposed rule. In, the last year successfully able to challenge it. So. Essentially you as an independent contractor. Are Not going to effectively be able to challenge the company that's hired you so it means That this is something where the company will. pretty clearly. If, this proposed rule is not overturned later in the courts. And in accompany, Sam not saying employer accompany will be able to have work done by somebody as an icy without worrying as much about later getting their wrist slapped for having somebody as a non employee. As far as. The definitions. As I've said for years based on something written years ago by a university based economist. There's a need in the United States in order for employers to have flexibility in their workforce, but at the same time for people not. To end up in a situation where there are essentially an employee but being treated as a non employee for the. Non Employers convenience that we should have. Instead of this either or. Of Independent, contractor. Or employee with benefits. We should have a third classification that deals with a modern workforce. There would be dependent contractor. So in my mind. Somebody who works for Uber or? Lift. Is a classic example of someone who would be an independent contractor and I don't understand really wet California has tried to do. Because Thank how many times if you ride regularly or did with Uber and left, a driver would be with both had both APPs in whichever one was giving the best pricing or the best bonus at the moment that's who they were driving for. So they really ultimately fit how I would perceive somebody to be an independent contractor on the other hand somebody WHO's working for one particular company? They're typically going to nine corona virus into an office space to work for that company they have pretty much a set shift. For a company to call them an independent contractors. reuss. Is Not really a valid designation. But there are times employer may not want to add to their permanent workforce and that's where this idea of having a third category dependent contractor. Where the employer. Would have the right to treat someone in a way that they can come and go as they wish schedule them up and down and all that. But that the employer would have some responsibility so that individual that they don't now such paying the employer portion of Social Security and Medicare. And potentially even having some level of sick leave. For those independent contractors and that is A. Very different way of looking at this because obviously, this has been too hard from an economic standpoint and from the political process and the legal process. With just having these two systems of independent contractor or employee. The marketplace, the workforce needs some flexibility a needs another way to get there. That would not give the employer. Or the company, an unfair advantage

United States California Us Department Of Labor. SAM Medicare
CBO's Current Projections Don't Look Good

What A Day

01:19 min | Last month

CBO's Current Projections Don't Look Good

"So the congressional. Budget Office released a forecast for the united. States for the next thirty years of economic growth and well, it doesn't look great. Cove. It is a big reason why so big picture deaths are way up and births are way down CBO is forecasting eleven million fewer people in the US and twenty twenty-fifty than in previous estimates declining population seems like something proper immigration policy could fix but I'm sleep. So outside of the covert bump, US deaths are up the report points to increasing deaths from Alzheimer's suicides and drug overdoses but also fertility is going down and CPO says that in the short term, this cove related, but it was already trending downward before the pandemic and now onto the money, the national debt in this country is growing and by twenty fifty CBO believes it will be twice the size of the. Entire yearly economy. That's because of the massive amounts of spending we're doing right now about the pandemic and then in later years if interest rates go up, that could start to pile on top of the debt for now though the Federal Reserve which sets interest rates has said they will keep them near zero for at least the next three years. But this is the kind of thing that down the road could threaten things like social security for those who rely on it most IMP. Republicans call for cuts the also projects income inequality to grow. That's because income's for the wealthy are expected to grow faster than the rest of us and their overall tax rates won't what else is new?

CBO United States Budget Office CPO Federal Reserve Alzheimer
How Ruth Bader Ginsburg became a "notorious" cultural icon

WTOP 24 Hour News

02:32 min | Last month

How Ruth Bader Ginsburg became a "notorious" cultural icon

"She became a Supreme Court. Justice Ruth Bader Bader Ginsburg Ginsburg was was already already a a pioneer pioneer in in the the fight fight for for women's women's equality, equality, CBS CBS correspondent correspondent Paula Paula Read Read now now looks looks back back at at the the late late Justice Justice is is towering towering legal legal influence. influence. She has compiled a truly historic record of achievement. Even before Ruth Bader Ginsburg was nominated to the Supreme Court in 1993, she had already cemented her place in history. Women today face discrimination in employment, Ginsberg argued six cases before the Supreme Court in the 19 seventies, winning five of them. The Supreme Court today ruled anonymously that a widower with Children is entitled to the same Social Security benefits. A widow would receive, often securing rights for women by representing men being discriminated against in similar ways. Law professor Margot Slang her clerked for Ginsburg during her first two years on the court. Can you point to specific rights that you and I have because of Justice Ginsburg Yes, absolutely. Stare was a time when women couldn't own their own credit cards when women didn't have the right to equal treatment in in state sponsored jobs During her first term, Ginsberg wrote a concurring opinion in a sexual harassment case that went farther than her colleagues arguing conduct is illegal if it unreasonably interfered with the plaintiffs were performance. She understood way before me to that avoiding sexual harassment in the workplace is a matter of equality, not just of avoiding boorish behavior. Think back to 17 87. Work. We, the people. Who were they? They certainly weren't women. The genius of the United States and our Constitution is that over now, more than 200, sometimes turbulent years. That we has expanded. And expanded once she was on the bench. Her fight for equality continued with landmark opinions, opening all male schools, Tau women and expanding protections for the disabled. Ginsburg was only the second civil rights attorney to ascend to the bench, and she ultimately attained this cultural icon status. I've been reporting here all weekend at the court, and I have seen hundreds of people coming here to pay respects for a woman who expanded freedoms. For so many CBS correspondent Paula Read.

Justice Ruth Bader Bader Ginsb Supreme Court Justice Ginsburg Ginsberg Paula Paula Justice Justice CBS Harassment Paula Read Stare United States Margot Slang Professor Children Attorney
Biden's Agenda for the Latino Community with Congresswoman Sylvia Garcia

The Electorette Podcast

05:13 min | Last month

Biden's Agenda for the Latino Community with Congresswoman Sylvia Garcia

"I'm Jim Taylor skinner, and this is the electorate. On this episode I have a conversation with representatives, Sylvia Garcia of Texas twenty ninth congressional. District. Discussed Biden's agenda for the Latino community and what we can expect from Bein Harris Administration including their plans to address income and healthcare disparities and the disproportionate impact of Kobe purpose. Of course, also addresses those criticisms of the campaign around whether their outreach to the Latino community is enough. So here is my conversation with representative Sylvia Garcia. Purpose Garcia. Welcome to the PODCAST. Well. Thank you for having me. If I I want to talk about the Biden Campaign I. Guess these are criticisms not doing enough to connect with the Latino community, and if you think that that assessment is fair or do you think that there's more work to do there? Were you know I think people are just so excited about the Joe Vying Kamala Harris. Ticket that everybody wants some light right there now in their neighborhood at knocking at their door, I mean, they're that excited about this ticket that I think there's some folks who who just feel like until they go come to their neighborhood, it's just not happening but but I know I serve on the National Latino. Council. For by now early supporter I know that from day one joe by his been reaching out to Latinos but I know that we can always do better. Anything that we could do to make sure that we reach more. Latino voters. Not Just in Florida not just in Texas not just in California. New York Arizona. New Mexico but everywhere across the country because if you look at any state these days we have Latinos everywhere we have them in Hawaii. We have him in Alaska. So I think what matters is knowing that that he has started his spanish-language press he started making sure that we we air as much as possible. Eh, he's gotten. The Latino Leadership Councils now in several states, I know I'm working on building up in in Texas because he wants to make sure that he touches the Latino community in especially also is Dr. Biden I think Dr Binding early on recognized Latino vote was and more importantly how important Bill Latino vote was that I know that she had a virtual event with with the would we call the commoditised synagogue Nestle. Which is Debbie Powell from Florida. Veronica, grammar from from Texas and myself were all three Judiciary Committee and people here called on ESCO mothers did judiciary it stock and Jill heard about it and wanted to do an event with us and we did, and now we're going to launch a commodity to commodity campaign to make sure that we impress all our voters that we got to vote until one mother to another. To remind work in our own mother network to make sure that we come out and vote to make sure that we make the change that's needed at the White House. So I'm excited. So one of the things I've found really impressive about Biden's response to that specific criticism is that he wasn't defensive and I think you know right before he visited Florida reporter asked him about. Whether there wasn't enough outreach to the Latino community and buying said something like you know I'm going to work like the devil to make sure that I listen and their vote. So he was open to the idea that there was room for improvement and I think both by an Harris are both consistent in responding without being defensive you know and they bring people to the table. There's a lot of work to do and I think we can always do better and I can tell you Scott along with surrogate were willing to do that. He's he's got a lot of people on the ground. Excited to do that. I mean I can tell you a story Saturday I. Don't do too many in person events, but they wanted me to go to a phone bank and I was assured that were social distance everybody's a math. And I went and the minute I walked in it was about Sylvia Joe Sylvia Joe. Any they know the job blindness running. They're excited because. It hurts them to see a White House that is about hurting people for us in. Texas. It's about what we've seen him doing at the border, but it's also seeing that they're not getting more help and more relief on for everybody on unemployment. It's also about what he's doing to Medicare and social security because that hurts our relief does on our lead us. So people know and they know the to make the change that we need they're going to have to get there in those phones. And? Of, course, the member of Congress I've First Ladies First. So that became their chance. Soviet Joe and I told him I said well, it's not just a joe as it Soviet Joe more contests. So I left him with at Madeira. Very excited. You're making calls and Were Spanish language of phone calls to low propensity Latino voters in Harris County

Sylvia Joe Sylvia Joe Dr. Biden Sylvia Garcia Texas Scott National Latino Latino Leadership Councils Florida Bein Harris Administration White House Harris County Jim Taylor Skinner Kamala Harris Harris Alaska Congress Representative Veronica Debbie Powell Arizona
Why delaying social security payments is so important

Clark Howard Show

04:21 min | Last month

Why delaying social security payments is so important

"So one note. Clark. His talk for years. About. Why it makes sense for people approaching. Retirement age to way as long as they possibly can taking social security. and. In large numbers, people take social security at age sixty two. Thinking Hey. I got to get the money while I can don't know how long I'm GonNa live Blah Blah Blah Blah Blah. And what happens is that you have been set yourself up. To, have a smaller social security payment for the rest of your life, which is fine. If you don't live as long as he might like but gets ugly if you live longer than you would expect. Because what you get up front is a much smaller monthly payment. When you take it at sixty, two or sixty, three, whatever. And then the rest of the way all your adjustments happen off that much lower base and that's what I've talked about through the years and been people been very unhappy with me obviously because almost nobody waits till the last possible date. which is age seventy but. Right now. With what's going on with interest rates and the economy? Waiting to take social security. Is the most brilliant idea. It's ever been unless you know you're. Not. In. Good health. Your life span expectation is very short. You WanNa wait as long as you can. Between a sixty, two and seventy as you possibly can. Here's why. With interest rates as low as they are right now. You would be better off. Delaying Social Security. In spending whatever money you have in savings. Then it would be to preserve those savings. By taking social security early. The reason is, is that the increase you get? Every. Year you delay taking. Social Security. Is, so. Valuable. And is much more than the effective amount that your money can earn that you have right now in savings or CD's. Bit Is better for you to deplete. Some of those savings if you need to. Rather than an to go ahead and take. Social Security. Now. That is an additional. Factor. That makes the argument even stronger for delaying when you take social security because of the Federal Reserve artificially holding down interest rates. Now. I know that for the most part. Well nobody's really gonNA listen to me about this, but I can certainly try. Because the return you get. By waiting. Effectively the imputed return on your money. Is much higher than you're likely earning on your money right now particularly, if it's in savings or CD's with stocks, well, who knows In terms of what the return would be like over the years between a sixty to seventy by delaying social security though. It's a sure thing. And by the way, if you've already started taking payments sixty two and you say, why didn't tell me this before now? If you're early and doing so and you can afford to you can take money you do have earning basically nothing savings. Pay Back Social Security, what you've received. And then. Pick it back up later at a much larger benefit. That's a possible. Strategy, you could use to turn back the clock on having accepted social security at an early age.

Clark Federal Reserve
FASA Cycle To Open on October 1st - Here's What To Do

The Scholarship Shark Podcast

06:31 min | Last month

FASA Cycle To Open on October 1st - Here's What To Do

"About a week ago through October the first the facet. Has a planned outage? This allows for the new updates to load in the system and it will open on October first. Now, the fastest cycle lasts twenty one months from October one before the school year begins and it closes on June thirtieth of that year and each year their system changes and processed guidelines that can cause issues when logging in or when processing your paperwork, and that is why I always recommend waiting about a week or two because the irs website might be experiencing some technical issues and you really want them to work it out. there is no big rush to log on October one or even. October. Second to do anything the money's not going to run out in a day or two and I want to talk about what you can do two things to really important things you can do during from now until you complete your Fassa that will help get you moving in that direction. So I know a lot of times families here that you know the money is on a first-come-first-served basis and that is true. the funds that the schools received they allocate based on you know as their students submit their applications and acceptances or made. However, they're not gonNA run out of money in a week or two. So waiting is always in your best interest because. You know in the past, there have been issues with the data retrieval toll when the federal government went to a different shorter tax form, I believe that was twenty eighteen there were issues or with the two thousand eighteen cycle. So you just want them to work those issues out and you don't WanNa be the Guinea pig you don't want them working out on you so. No rush you know maybe put on your calendar for October fifteenth or even October thirtieth but no rush. So. Here's what you can do. Instead two big things. Number One, really start to gather all your documents. So everything in place ready to go so that you're just in all the data. So one of the first things you want to do is get your F- Essay I D, and you can create that at f. s. a. ide- dot E dot go the have this link in the show notes. And both the student and the parent will need to create their own FSI ID and you keep it private because it's your electronic signature. and you will use this. Your student will use this for all of their years of school and parents. You'll use the same idea for your current student and if you have other students after this student who use that same day. Also make sure you have all social security numbers, driver's license license numbers and alien registration numbers if you're not a US citizen. Now you'll want to gather your W. Twos, federal income tax returns, any other records of income earned. And for the parents income you want to have the most tax return. So for this cycle for the twenty, twenty, one, twenty, two, you're going to have your twenty nineteen tax return. So just having on hand even though you will most likely be using the data retrieval toll there's some cases where you shouldn't use it, but if you're using it but it's still just really good to have it on hand as well as ten forty forms If. The Student Is Independent Bank statements and records of investments and just records of untaxed income, and this leads me to my second thing that you should be doing and that is no the schools you're you're planning to apply to so. Begin to think through the list of schools you're interested in attending. sure. You add colleges you're considering even if you haven't applied yet most likely students have not applied by the time you know it's still September. So most likely applications are not in. An for many students are still waiting to sit for either the sat or act. So you know that application may not be in yet. or You may not have heard back. But even if there's a slight chance that you'll be attending, that are applying to that college you one to listed on the fast form you can always remove it later if you decide not to apply. But if you wait too long if you're waiting until the this spring or later to at a school, you could miss out on financial aid. So my number two point is really to think through your list to build your college list and get those schools are on your list on your essay on the Fassa form. So that they receive your results electronically when you do submit. To help them to determine the type of a that you would receive. Okay. Now, you can list up to ten schools at a time on the form if you're applying to more than ten schools, this is what you do. So you'LL WANNA give it like a week or two be a week or you know for the school to retrieve the data and pull it off, and then what you do is go log. Back in Click on the homepage log into your F s you're facil- account and you'll be given the option to make corrections. What you'll do is just remove a few of the schools on your list and then add the additional schools hit submit and then it sends it out again to those particular schools. So again, the two things that you can do while you wait and don't rush for that October one deadline. I'm number one, gather all your documents that you're going to need all your supporting documents and number to really think through the school list because just completing it that step one but part of that completion process is knowing where's the information going and what what I don't want to Excuse me what I don't want to have happen is you know students kind of complete it and forget about it. In terms of the later lying for school maybe November or December and forget Oh, I forgot to add that school to the list. So really keep a list of the schools at you're planning to apply to and make sure that they are on the list on the fast form.

IRS Guinea United States
Houston Republican Kevin Brady Introduces “Support for Workers, Families, and Social Security Act”

Coast to Coast AM with George Noory

00:26 sec | Last month

Houston Republican Kevin Brady Introduces “Support for Workers, Families, and Social Security Act”

"Top Houston area Republican is rolling out of payroll tax holiday Bill, Texas Congressman Kevin Brady has introduced legislation that would forgive the taxes. President Trump differed from September 1st to December 31st the bill with zero out the 6.2% employee paid Social Security tax in the last four months of this year, Brady the ranking Republican on the House Ways and Means Committee. Says the goal is to help essential workers who keep this country running during the

Kevin Brady Means Committee Congressman Donald Trump Houston President Trump Texas
Scammers targeting older people, claiming they are Department of Justice employees

Newsradio 950 WWJ 24 Hour News

00:31 sec | Last month

Scammers targeting older people, claiming they are Department of Justice employees

"We hear from WW James Ron Dewey. It's a new scam targeting the elderly, exploiting the elders, respect for institution and authorities scammers air posing as investigators with the Department of Justice, but it really trying to get personal information from their targets, such as their social security number or bank account information. They may even leave a voicemail with a return phone number. If you get such a call, hang up and call police or the national Elder Fraud Hotline. 18333728311

James Ron Dewey Department Of Justice Fraud
Trump’s Payroll Tax Holiday Starts Today: How Does It Work?

KCBS Radio Afternoon News

04:20 min | Last month

Trump’s Payroll Tax Holiday Starts Today: How Does It Work?

"Tax tax holiday holiday starts starts today. today. Critics Critics say say that that despite despite putting putting a a bit bit more money and taxpayers wallets right now, it could prove devastating down the road. Form or return to the KCBS Ring Central News Line and talk with David Hayes is a former professor of law at Santa Clara University and currently a law professor at the University of Florida. Professor. Thanks for being with us Any kind of tax holiday? Certainly. Sounds good. I take it there are some catches here. Yeah, yeah. Good to be with you so Um, this is really Ah, It's just a temporary suspension of the taxes that are owed and they need to be paid under the current rule. Under the executive order, they would need to be collected and paid. In the first four months of 2021, if nothing further happens, so it's really just a temporary reprieve. It's like alone really more than a genuine tax holiday. OK, so people will see their paychecks a little bit bigger, and then in the early part of next year, they'll notice him being a little bit smaller. Correct. Is this something that's been done before during rough economic times. Not that I'm aware of. It's much more common have actual tax relief. That is the taxes not do And the reason we don't have that here is that Uh, the Congress couldn't Congress is really requires required to act in orderto cut taxes. You know, in any permanent way in Congress and the president were unable to agree on further tax relief, so the most that the president can do is temporarily suspend tax obligations. And as far as I'm aware that hasn't happened in the past. Certainly not with this kind of tax that that falls on wagers. I'm gonna wager a guess that most folks don't know. The proportion of the payroll tax is out of their paycheck. Generally speaking, are we talking about a large amount? Well for affected taxpayers here, which are generally taxpayers that on an annualized basis earn about 100,000 or less a year, a touch more than that. It's 6.2%. Of their their their pay. So it's not insignificant. Uh, but what will happen then? Of course, is that in the first four months of next year, assuming you're still employed with the same employer Instead of having that 6.2% with withheld, you'll have 12.4% withheld. So to put the finest point possible on this In terms of the concern itself. It really is potentially going to catch some people off guard. If they sort of forget about this. I mean, if you're playing correctly, this is not a bad thing. If you plan correctly on, But there are some real pitfalls here because if, for example you leave employment before the end of the year, you're your employer still is required. Collect those amount somehow and pay them over to the government so they won't have any fun to withhold from if you're no longer employed by that employer. Meanwhile, you, technically as as wage earner are still on the hook. For for that 6.2%, although it's entirely unclear how the government would go about collecting that, in that kind of situation. Might this have any effect on Social Security? Well, that's a good question. And I think this is from a political perspective. This is part of Fine Social Security to some extent, because an obvious way to address all of the problems that are gonna come up the logistical problems is just to cancel the tax going forward. And lastly, text tax preparers are they gonna have to? Ah, it just their software and other issues to accommodate this this time around. Yeah, well, really The people who are it's mostly the people who do payroll on a software from payroll that's really affected, and the guidance on this came out. On ly on Friday for something that took effect. Today. And so there really has been very, very little time. And most employers that are the ones who are required to withhold and pay over. The tacks are unhappy about this, and that extends Kind of a wide range of groups, including the Chamber of Commerce and others. So it's It's very controversial, to say the least. Well, thank you for spending some time with us. David Hazan is a law professor at the University of Florida. On We go to the money watch it sponsored this time

Professor University Of Florida David Hayes Congress Professor Of Law Chamber Of Commerce President Trump Santa Clara University David Hazan Executive
Executive order confusion and stimulus package progress

Clark Howard Show

06:11 min | Last month

Executive order confusion and stimulus package progress

"So we're in kind of a never never land. On, Corona virus relief is the six hundred dollar. Additional. Unemployment insurance expired in July. And A lot of people out of work are not in a position to pay their normal expenses and so the economy has hit a slow down again. It's why for the first time in weeks, the Republicans and the Democrats are trying to reach a new stimulus package but and I think they will reach one don't know the size what it will contain but I think it's likely that they are going to cut a deal just because neither party knows the consequences for them in November if they don't make a deal. But in the meantime. The president issued an executive order for a few weeks of time of additional unemployment cutting six hundred to three hundred. And money that would be paid through the month of September. Well so far forty of the fifty states as just a few hours ago we're up to forty have said that they want to participate, but only six have. The things in place with their computer systems and their processes in order to be able to pay that money? So what will typically happen for people who've been unemployed during the period covered by the president's executive order? Is that people who were eligible? But haven't received the money will likely receive it retroactively. Once. Your state is up and running to pay the additional three hundred dollars, and this is just a band aid. On a problem of extremely high unemployment in the United States. And we're at somewhere around ten and a half percent stated unemployment the real number somewhere more like sixteen percent. So that means we've got many tens of millions of Americans. That are really really hurting and this is A. Hard. Hard thing for people. There is also a list. Available as to win states expect. To maybe start paying the unemployment but I've gone through the list. And I don't even WanNa start stating from it because it's so wishy washy I think. We're GONNA have to wait for people who are unemployed. To be notified that it is available in your state. The other thing that is underway today is employers will have an option. Of not collecting from you money temporarily for Social Security and Medicare. To try to fatten up check just a little bit but it's only. Like a temporary loan to you. And unless there was a decision by Congress to take funding away from social, security and Medicare, this money will have to be made up. By you and me if your employer permits this. And the catch up would start after the first of the year. So the idea of having a payroll tax holiday is to try to give people a little more money who are working a little more money to spend. But it's only a temporary thing. That rebounds with the money needing to be made up because social, security and Medicare both very short of money. And if Congress did decide in its wisdom. To. Not have this money have to be paid back September to December. That's their. That's a decision. They can make the problem with it is it makes the deficits of social security and Medicare more severe and forwards the date when they will be short on money to pay. Recipients of social security and recipients of Medicare and typically the Congress doesn't want to mess with people social security benefits or their medicare benefits. So I imagine that this is not likely to become any kind of long term thing where we won't pay undefined Social Security and Medicare. And I want to explain that it's GonNa be confusing because employers. Don't have to allow this. Employers can continue to collect the social security and Medicare tax. Out of your paycheck and forward it onto the government is normal or they choose to not collect it, but it doesn't eliminate the obligation for that money. So this is a pretty messy thing and. I'm hoping. That the congress will come up with the deal that everybody. Can Not, necessarily be happy with, but everybody can agree to. and. We move away from these this hodgepodge ad hoc kind of things because I'm not a fan. You can probably tell by what I've said I'm not a fan. Of the payroll tax. Relief on is not really relief. It's just a delay on social security and Medicare because I want anybody who is a recipient Of Social Security or Medicare to worry that, they're not going to get their money and we've got to collect the money in order to pay to recipients of both programs.

Medicare Congress United States President Trump Executive
Coronavirus scams: the science of how to spot and deal with nuisance callers

Morning Edition

03:12 min | Last month

Coronavirus scams: the science of how to spot and deal with nuisance callers

"State officials and federal agencies warn of a new phone scam Callers pose as CO Vered 19 contact tracers. To try to get your personal information with us now via Skype to discuss this is reporter Julie Appleby of Kaiser Health News. Welcome. Thank you. So what does it sound like when you get a call from a fake contact Racer, you know, scammers air Very creative. So officials are kind of telling me that there's various scenarios, but one of them goes something like this. Your phone rings. And the person on the other end says they're calling you from your local health department to let you know that you've been in contact with someone who has Cove in 19. And the person might say, Hey, you need a covert test. So sounds legit. So far, right? But then they move in for the real objective, which is getting your credit card number or other payment information. You know, they might say something like, Hey, we need that to Bill you for sending you a test, for example. Basically, don't fall for that. Some scams also come in by text, and they ask you to click on a link. Do not click on the link. You know, I'm thinking about how most scams play on people's greed of their gullibility. This is especially offensive, I think, because it plays on people's fear in the pandemic or plays even on their public spiritedness. People want to do the right thing, and they're being taken advantage of right. That's exactly right and legitimate contact. Tracing is very important. It's It's one of the key things along with No masking and social distancing that the public health experts are hoping will slow the spread of the virus. So this is this is particularly insidious. How widespread is this? You know, we're hearing it from states across the country from Hawaii to Florida to Pennsylvania. There's a national warning out from the Federal Trade Commission and another from the better business Bureau. Some local neighborhood listservs I've seen and Facebook pages air also circulating a warning. So I'm thinking about the fact that I might really get a really call from a really contact Tracer. How can I tell the difference between the real person in the thick? Okay, so a legitimate contact Tracer does not ask for payment or seek any other financial information. So that's one way you could tell. Real tracers. Do not ask for your Social security number. They will not provide the name of the patient with whom you had contact and text from these contact. Tracers. Simply let you know to expect a phone call right? They don't contain a link. So if you do, get a phone call, do a little homework, asked for the person's name and their return phone number and say you will call them back. Then check with your local health department to confirm that this person is indeed doing contact tracing. That would be one way you could kind of counter that. And if you do get a call, don't be surprised. If a real contact tracer asks you to confirm your address or date of birth. They need this information because they don't want to give sensitive health information to the wrong person. So they're trying to confirm your identity. Real tracers air going also ask you for information on where you've been and who you've been in contact with during the days surrounding your diagnosis or exposure, And that's because they need that information. Track it and warn others of potential exposure. So a real contact racers should be somebody I could find whose identity I can confirm who may ask me for personal information, but if they start trying to get money out of me, that's that's the obvious signs. That's correct or any kind of financial information. That is an obvious sign.

Kaiser Health News Federal Trade Commission Julie Appleby Skype Reporter Facebook Better Business Bureau Cove Bill Hawaii Pennsylvania Florida
"social security" Discussed on What A Day

What A Day

03:21 min | 9 months ago

"social security" Discussed on What A Day

"The trump administration ministration is rolling out a new rule to limit so called quote birth tourism. The idea being that if you are a certain amount of pregnant and come to the United States on a tourist visa you run the risk of of having your baby on American soil which would make the child eligible for citizenship under the fourteenth amendment of the Constitution. For some reason our government hates this. Yeah I thought the GOP. I love babies. I wasn't then no wrong wrong. People as a whole starting today women applying for visas could be required to prove that they have a specific reason for travel beyond giving birth such as a medical necessity but Akilah. What does the government's explanation for this new rule? Yeah so state. Department officials said in an emailed statement that the new rule aims to address national security risks including criminal activity associated with the industry for birth related trips. And here's an additionally bananas detail so the Final Rule says that officials must scrutinize female travelers to determine whether they might be pregnant. Yeah no it doesn't say you know how the officers will make make those determinations and yeah. It's very creepy and super unnerving. Don't want that hung so birth tourism. It's not clear whether it's a significant phenomenon or whether other it actually leads to immigration or security issues as the administration says but Philipson on what we do know about it while it definitely exists but you know the truth is. I'd never heard of it. I had to look it up because I have a ton of pregnant friends who are on my mind and none of them are talking about birth towards this so after a little bit of research I found Out that almost a year ago today. Three people who operated multimillion dollar birth tourism businesses in southern California were arrested in the biggest federal crime probe ever involving involving that industry In all of last year nineteen people were arrested in California for running these kinds of businesses. So one of the schemes businesses were coaching wealthy clients to deceive the US immigration officials to just pay lower rates at hospitals and are giving birth in another. They did the opposite. They coached impoverished clients to claim they were staying at. You're not gonNA believe this the trump international Waikiki beach and that's just to convince immigration officials that they were well to do vacationers. The baby wasn't a part of it. They just want to go on vacation all all. They're interesting you love to hop in the Winnebago and head down to trump international WAIKIKI. Okay so where are these clients mostly coming from in that bus it was mostly Chinese. His parents So an ice special agent told The New York Times that investigators found evidence of Russians participating in these schemes in northeast. America and Nigerian. Dan Families were doing so in Texas. So it's you know this is a variety okay so clearly. The seams are not good. But what's unclear is how widespread they are like if these new rules or even necessary. Or if an overreaction that might impact travelers who happen to be pregnant who are coming to the United States for legit reasons like visiting family or work or whatever else yeah right and critics of the newly introduced rule just vague and it's also probably going to be enforced in a way that's discriminatory You know who's deciding. What's an important Horton reason to be in America when you're pregnant I highly recommend reading more about it. So The New York Times has really good reporting on it and also the daily beast did a really interesting deep dave on Russian birth tourism where wealthy Russians were visiting trump properties with the intent to give birth while in the US specifically the trump resorts and things..

United States WAIKIKI The New York Times GOP California America Philipson Horton Dan Families Texas
"social security" Discussed on What A Day

What A Day

07:53 min | 9 months ago

"social security" Discussed on What A Day

"On. Today's show trump crackdown on travel visas for pregnant women in some headlines ends. But first we're GONNA take a break from our back to back impeachment coverage to catch you up on what else twenty twenty. Everyone has a social security number kilo. What's yours? I'm I'm definitely not telling you smart answer. You don't WanNa share your social security number with anyone especially not on a podcast and the reason that we're talking about social security is that it's turned turned into quite a hot topic for the twenty twenty election. Thanks in part to some recent comments from president trump. I cannot wait to hear those but I catch us up on trump's history around social security security I will indeed for years. The Republican Party has sought to curb spending on things like Medicaid and social security. It's all part of their so-called fiscal conservatism. TATUM and focus on the deficit and the story that they tell goes that the deficit runs up and then they need to look at the budget and say these social programs that are very popular needed to be trimmed. I say story because Republicans have quite a habit of harping on the budget when Democrats are in charge but running up huge deficits when they A. R.. Empower like right now One of the stranger things though that happened in the two thousand sixteen presidential election is that trump promise no cuts to Medicare Medicaid and social social security. It's a weird thing that I always return to. And it's one of the factors that could have compelled voters that were maybe otherwise apathetic or negative to the Republican looking party to support him. But we're not going to hurt the people who've been paying into social security their whole life and then all of a sudden they're supposed to get less every Republican looking wants to do a big number on social security. They want to do it. On Medicare they want to do it on Medicaid and we can't do that and and it's not fair to the people that have been paying in for years and now all of a sudden they wanna cut and it's my absolute intention to leave social. Security security is not increased the age and to leave it as is open. Change Twenty Sixteen. Those are just three instances from a video that the Washington Post put together of trump's promises during the two thousand sixteen campaign now in his administration trump has flagrantly broken that promise his picks for agency heads are at odds with that stance. His his healthcare plan is to and so. It's twenty twenty budget in this week in an interview. Suggested it could all be on the line in the future. Do I dare one last question. Entitlements ever be on your plate at some point they will be we have tremendous growth. We're going to have tremendous growth this next year. It'll be toward the end of the year. The growth is going to be incredible and at the right time. We will take a look at that. You know that's actually the easiest of all things if you look because it's such a willing to do some of the things that you said you wouldn't do in the Pastel in terms of Trump is used this whole. We'll take a look phrase for just about a million things in the past and some of it has come to fruition and some hasn't but this was still a sound the alarm moment for Democrats who obviously saw it as both a major break of a campaign promise and an opportunity to you highlight the potential of an administration targeting very popular programs in an election. Year it's a lap. This is without a doubt going to be in advertisements and help play into a democratic message. That is based in fact. This president has worked hard to harm your health care and now he might becoming for something that you worked hard to right. I spoke to Alex Lawson Executive Director at Social Security Works an advocacy organization about all this. Social Security is a top up issue across this country. Red State Blue State. Purple State doesn't matter if I'm speaking to people were wearing cammo and Ra it's over close to the event in And everyone loves social security. Nobody wants even a single penny of benefits cuts taught. Because people understand it's money Nelson has endorsed Senator Bernie Sanders in his personal capacity but the organization does not plan plan to make an endorsement in the primary loss and also pointed out that trump is currently trying to cut back social security on the edges. Right now through executive actions and changes to qualifying lying rules so with trump. This isn't just a future threat as much as it is current reality while all that's happening a conversation about social security is also taking place as in the twenty twenty Democratic presidential primary that is correct and it's taking place largely between former vice president. Joe Biden and Senator Bernie Sanders now. The chichi version version of this goes a little something like this. The basic framing of the argument from Sanders camp is Biden has historically been a deficit Hawk at least compared to sanders who shown willingness to do freezes or cuts to benefits like Social Security and Medicare. It's that the sanders campaign has been eager to litigated. For a number of reasons one on Bein and has performed better with older voters and still does than Sanders and this is a key issue for that constituency into for working class voters who might be deciding between the a two or other candidates in the race this could be an important topic as well. Sanders also overall has wanted to stack record up against Biden on a number of fronts. Because has these two older gentlemen have been around for a long time including this and foreign policy. It's very important though to understand that at this very moment biden is in favor of expanding social security his new presidential campaign on his website he has talked about it. Sanders and Warren also have plans to expand social security and funded through tax increases on high income earners and investment income in other words. All these folks are trying to make a program that is worthwhile and there for when we all Hopefully retire one day. I plan on getting hit by a bus but good luck. They're they're two choices in life but Biden's prior support for this kind of bargaining and his campaign opin rhetoric about finding compromise with Republicans wants an office has been enough to give some advocates. A bit of pause and the reality is that whoever the next president ends up being if that's Sanders Biden Bloomberg Gang Warren Buddha judge or God help us trump They might all have to contend with Mitch McConnell who has expressed an openness to making cuts cuts exactly and that's why some advocates have been concerned about who might end up at the negotiating table within. Here's Lawson again so This is Washington. DC We're talking dog mountain. You can literally set your watch. One thing as soon as Democrats take power Man is the deficit going to matter again. And you're GonNa see all these stories about The deficit numb while spending is out of control and It's GonNa be Muslim and to watch the media just turn on a dime and the Republicans to find their vision again on the deficit. And that's when the deficit hysteria starts and that's when the grand bargain hearing starts and that's why it's so critical that we acknowledge where some Democrats too many Democrats were during the last Time of austerity garrity. And the grand bargain to repudiate it essentially lawson and other advocates just WanNa hold Biden accountable. Part of that is making sure that he's honest. Honest about his past record how he's changed and getting them on the record now saying he won't use social security as a bargaining chip. We will see in the coming weeks and months if this continues is to be a storyline in the Democratic primary going forward the big picture takeaway here on this issue. Donald Trump has said out loud that he is considering cuts to social security security. That puts him in line with Republicans who have pushed for cuts on this for years and out of line with the majority of Americans who pay into these programs and support them and are relying on them in the future..

Donald Trump Senator Bernie Sanders Joe Biden president twenty twenty Alex Lawson Sanders Biden Medicare Republican Party Sanders camp Washington Post Bloomberg Gang Warren Buddha TATUM Medicaid Red State Blue State vice president executive Mitch McConnell
"social security" Discussed on The Financial Guys

The Financial Guys

11:11 min | 11 months ago

"social security" Discussed on The Financial Guys

"Something a year from now and they're placing bets to hedge themselves. Well what would that year from now be well of course the election right now. Why is this a positive? It's positive because investors always get it wrong right all with retail investors always get it wrong. So they're hedging though in their placing bets thing. Oh my gosh. What if Elizabeth Warren Wins? What if a Bernie Sanders wins? They're hatching bence against that. I would say that that's a great very bullish sign for the economy. I'm very bullish. Signed for the stock market and a very very bullish signed for Donald Trump because retail investors are always wrong right. How many retail investors bet? That Clinton was going to win bright percent. I think it was eight percent whereas it I got it right here wrong every single time. Diamond broken record. We've complimented Maria Barreda Roma few times by saying Maria. That was awesome. She's like I can't figure it out. The Dow futures are down eight hundred points. He wants less regulations lower taxes and pro growth economy. I think I'M GONNA buy into this thing in the morning and sure enough what she right because those users turned it was. It was a few of the quote elitist that were that were selling at midnight and by nine thirty in the morning everybody With a brain in their head and said wait a minute wait the economy The New York Times. The New York Times tweeted out on October twentieth. Chance are presidential forecast asked updated chance of winning Hillary Ninety two percent Donald Trump eight percent the same folks that come out with these polls say it looks like go look at it. And they're still listening to them. That'll make you know what's scary is Republicans listening to the Republican proposal. Look that good at Mike. What what are you seriously bothering? Are you the same people. Actually these same people as you just pointed out that we're at ninety two ninety four ninety six percent. Now now there are. What like sixty forty that he does he win? California and New York Asu positively Tony. He was forty plus states. He doesn't California New York Orca places like that but he wins Pennsylvania. He Wins Wisconsin. He Wins Minnesota. He Wins Michigan here and I don't care what they put up Hillary back. If you want to bring notice shall by I Bell Bac Breath fire. I'm sure they're vacation in Hawaii with armed guards there. I'm sure bring her back won't matter. Nobody likes the Blasios Watch. God He's already out. Nobody likes nobody. LIKES ME BICOASTAL I I. You know what it's a New York City thing. I pool them together right. They just have that unlike ability both of them together their faces look miserable. They look miserable. Old Man. Yup Right. They're unhappy with everything and both of them. Want to tell everybody what to do. Exactly exactly yeah. May mini-bike is is Is a billionaire. Many bike is what trump is label. Them is a billionaire from his news organization. Blooberg News of course and it's called system on the other. Hand the blasios multimillionaire. Ah By basically fleecing taxpayers. His wife's good a billion dollars taxpayer money to run day charity type of group. That's complete total failure. I'll tell you what we need to do. Glenn at some point when life settles down a little bit we need to come up with an investment book based on Democrats. ooh How they became wealthy. Donate all the money to a charity. Right how they became wealthy. And if you really want to build wealth this is the strategy eighty to do it and expose these scumbag chapter one right. Chapter Land Deals of the Clinton Foundation. Cloudy Land Deals Chapter Chapter. Two Harry Rates Guy Deals in Vegas. Yeah three we'll just build it up. Nancy Pelosi probably the greatest investor of all time. Right how about maxine accede waters. How about How getting money from the this is actually a fundraising letter banking sector? You can see fundraising letters that glossy if you don't support my campaign pain I will pass this legislation. Hurt you like I. Do you get away with this stuff with the New York Times bestseller build wealth as a Democrat Easiest chapter on making sure you know. You've got the playbook down with roads and bridges and supporting the poor global warming firemen. Don't forget about the Environment Ed La and a private jet with you. Get off the plane hop on a big SUV. Go back to your house where there's a nice audie one of three or four hundred. The Quick Mike The bike out cook sweating Hillary's chase try to walk walk Tristan one hundred feet on your own without you can make it from the bullet proof as you veto to the front door with help out in your mood by the way go back and re watch that video of them just throwing in the back of the SUV with her feet just dragging behind her. It makes excuse mallory time the other thing that makes me smile. A lot is video that person screaming at the sky and I don't know what's going to happen when trump walks next year. But I'm telling you we should probably have apps of compassion and start setting up counseling centers. Now all these folks have to go all out. We've gotTa make sure we've got an all out team in place to videotape some of the reaction. You know speaking of making you feel good every once in a while. I'm at the gym and I try to run on a treadmill. And it's the most boring thing in the world I'll play some of the videos from that night and just oh yeah the based on some of these liberal say says. I can't believe it just makes you smile the dog doc. That's where Elizabeth Warren comes right. Julia Clint was not a likable candidate. She did not connect with the voters the only reason she got as far she did was just onslaught of the media just bashing trump and and voicing her up until Matt Lauer burst that bubble but Nobody likes ward either. I mean she doesn't know I'M GONNA I. AH The way. She was the best candidate I've ever had. I really I mean really truly when you when you if you're going to check the list of who the Democrats need is a candidate in wanted. A candidate right. Let's see female check right money in the in the bank. Check a husband who was really liked by the Democrat Party right. The stock mark did well on recommended nothing to do with him but he took the credit for it. He said it's the economy stupid and check so all the boxes are checking right and yet she got her ask Chick yes she she decides she still out there thinking she one by one of Georgia voters. I won the No. Oh you didn't you get places like California that one hundred and twenty percent of the vote came. We know that they're balanced ballot harvesting. We know that's not legal. As of these places Lakers stop by Nick and collect all your fortunately the electoral college and our founders. Were smart enough to understand that that may happen. Yes and when you're where you look at where it's happening happening it's happening in California. It's happening in the city of Philadelphia. Right it's happening in New York City but for the most part. Yeah okay the Democrats are GONNA get those two anyways doesn't doesn't matter but Elizabeth Warren gets the nomination. Nobody Likes Elizabeth Warren. Nobody likes many Mike Right. So he's not going anywhere People like Joe Biden. But I just I mean he is. Is the GAFF master. I just don't understand though. I don't understand really like him. He's like he's not so like an old like you know like yeah. I don't use US. He's just you know the the the guy who could see having a bureau. I get that but I I just lunchbox Joe ooh I just don't think that you know he looks just in the primary like he's been through nine rounds of a twelve round fight yeah I family survives astounding. He knows how now he knows that. The Republicans feels now now. Now families getting brought into the mix. Now you know how the trump family feels although although their kids are all stand up piano class sade type. People on like people like hunter still not admitting to fathering a child neglecting this child over the last bunch of years fighting to child support with a high support he slept with the stripper and got her pregnant while he was sleeping with his brother's widow. Oh Yeah standup guy. End Up now up to eighty thousand dollars. China industry had no clue about and now he's got no money says he got paid millions. I can't talk hunter. By what do you pay for you. Don't pay for anything while you walk into a restaurant you pay for drugs drugs that's you gotta. That's clearly what it is right now. He's got no money and he's managing a hedge fund and they're giving them a billion dollars right unreal. I gotTa Tell Ya we've been some business deals. They look at your books folks. They look at your books when you're trying to raise capital they look at your book. Say Look at your track record. They look at everything. Think unless you're a Democrat you know why because they wanted his influence. What hundred percent? I hope president trump and the Republican party finally not trump but the Republican party find a backbone and ram the stuff right back to the you know where because that's exactly what the Democrats need fifty range the swamp that's the swamp it is dirty dirty. It is filthy it is disgusting and his deep if this goes to a vote in the in the house which it may go to a vote this week There's a high probability the vote actually fails. I mean you gotta give you gotTa give credit to Nancy Pelosi for absolutely keeping her Democrats and the Republicans never voted lockstep like this but thus piece of very substantial threats or so very substantial promises as your money to their districts because a lot of Democrats that are running that are in trump one the districts and in a in a presidential election year is what the Democrats in those. How seats in those districts are going to be really really vulnerable? Because because there's going to be a high turnout for the presidential election so I would not be surprised if enough of the Democrats peel off and say Nancy. I'm not falling on my sword for you if they do. They're not going to get reelected. And we take back the House anyways if it does go to the Senate if they do pass an impeachment resolution and they do actually impeach him in the House and it does go to the Senate and they have a full trial. I know that Lindsey Graham is said well I'm not calling Adam Schiff. Hey it doesn't mean that president trump can't call them show if they're we're going to actually do a trial than the trump team at his legal team should have the ability to call whatever witnesses he chooses to call right. I don't think that Lindsey Z...

Donald Trump Elizabeth Warren Mike Right California Hillary Nancy Pelosi The New York Times New York City Joe Biden Bernie Sanders president Senate Republican party Blasios Watch Clinton Clinton Foundation
"social security" Discussed on The Financial Guys

The Financial Guys

11:12 min | 11 months ago

"social security" Discussed on The Financial Guys

"Are terrified terrified of something a year from now and they're placing bets to hedge themselves. Well what would that year from now be well of course the election right now. Why is this a positive? It's positive because investors always get it wrong right all with retail investors always get it wrong. So they're hedging though in their placing bets thing. Oh my gosh. What if Elizabeth Warren Wins? What if a Bernie Sanders wins? They're hatching bence against that. I would say that that's a great very bullish sign for the economy. I'm very bullish. Signed for the stock market and a very very bullish signed for Donald Trump because retail investors are always wrong right. How many retail investors bet? That Clinton was going to win bright percent. I think it was eight percent whereas it I got it right here wrong every single time. Diamond broken record. We've complimented Maria Barreda Roma few times by saying Maria. That was awesome. She's like I can't figure it out. The Dow futures are down eight hundred points. He wants less regulations lower taxes and pro growth economy. I think I'M GONNA buy into this thing in the morning and sure enough what she right because those users turned it was. It was a few of the quote elitist that were that were selling at midnight and by nine thirty in the morning everybody With a brain in their head and said wait a minute wait the economy The New York Times. The New York Times tweeted out on October twentieth. Chance are presidential forecast asked updated chance of winning Hillary Ninety two percent Donald Trump eight percent the same folks that come out with these polls say it looks like go look at it. And they're still listening to them. That'll make you know what's scary is Republicans listening to the Republican proposal. Look that good at Mike. What what are you seriously bothering? Are you the same people. Actually these same people as you just pointed out that we're at ninety two ninety four ninety six percent. Now now there are. What like sixty forty that he does he win? California and New York Asu positively Tony. He was forty plus states. He doesn't California New York Orca places like that but he wins Pennsylvania. He Wins Wisconsin. He Wins Minnesota. He Wins Michigan here and I don't care what they put up Hillary back. If you want to bring notice shall by I Bell Bac Breath fire. I'm sure they're vacation in Hawaii with armed guards there. I'm sure bring her back won't matter. Nobody likes the Blasios Watch. God He's already out. There's nobody likes. Nobody likes me bicoastal I I you know what it's a New York City thing. I pool them together right. They just have that unlike ability both of them together their faces look miserable. They look miserable. Old Man. Yup Right. They're unhappy with everything and both of them. Want to tell everybody what to do. Exactly exactly yeah. May mini-bike is is Is a billionaire. Many bike is what trump is label. Them is a billionaire from his news organization. Blooberg News of course and it's called system on the other. Hand the blasios multimillionaire. Ah By basically fleecing taxpayers. His wife's good a billion dollars taxpayer money to run day charity type of group. That's complete total failure. I'll tell you what we need to do. Glenn at some point when life settles down a little bit we need to come up with an investment book based on Democrats. ooh How they became wealthy. Donate all the money to a charity. Right how they became wealthy. And if you really want to build wealth this is the strategy eighty to do it and expose these scumbag chapter one right. Chapter Land Deals of the Clinton Foundation. Cloudy Land Deals Chapter Chapter. Two Harry Rates Guy Deals in Vegas. Yeah three we'll just build it up. Nancy Pelosi probably the greatest investor of all time. Right how about maxine accede waters. How about How getting money from the this is actually a fundraising letter banking sector? You can see fundraising letters that glossy if you don't support my campaign pain I will pass this legislation. Hurt you like I. Do you get away with this stuff with the New York Times bestseller build wealth as a Democrat Easiest chapter on making sure you know. You've got the playbook down with roads and bridges and supporting the poor global warming firemen. Don't forget about the Environment Ed La and a private jet with you. Get off the plane hop on a big SUV. Go back to your house where there's a nice audie one of three or four hundred. The Quick Mike The bike out cook sweating Hillary's chase try to walk walk Tristan one hundred feet on your own without you can make it from the bullet proof as you veto to the front door with help out in your mood by the way go back and re watch that video of them just throwing in the back of the SUV with her feet just dragging behind her. It makes excuse mallory time the other thing that makes me smile. A lot is video that person screaming at the sky and I don't know what's going to happen when trump walks next year. But I'm telling you we should probably have apps of compassion and start setting up counseling centers. Now all these folks have to go all out. We've gotTa make sure we've got an all out team in place to videotape some of the reaction. You know speaking of making you feel good every once in a while. I'm at the gym and I try to run on a treadmill. And it's the most boring thing in the world I'll play some of the videos from that night and just oh yeah the based on some of these liberal say says. I can't believe it just makes you smile the dog doc. That's where Elizabeth Warren comes right. Julia Clint was not a likable candidate. She did not connect with the voters the only reason she got as far she did was just onslaught of the media just bashing trump and and voicing her up until Matt Lauer burst that bubble but Nobody likes ward either. I mean she doesn't know I'M GONNA I. AH The way. She was the best candidate I've ever had. I really I mean really truly when you when you if you're going to check the list of who the Democrats need is a candidate in wanted. A candidate right. Let's see female check right money in the in the bank. Check a husband who was really liked by the Democrat Party right. The stock mark did well on recommended nothing to do with him but he took the credit for it. He said it's the economy stupid and check so all the boxes are checking right and yet she got her ask Chick yes she she decides she still out there thinking she one by one of Georgia voters. I won the No. Oh you didn't you get places like California that one hundred and twenty percent of the vote came. We know that they're balanced ballot harvesting. We know that's not legal. As of these places Lakers stop by Nick and collect all your fortunately the electoral college and our founders. Were smart enough to understand that that may happen. Yes and when you're where you look at where it's happening happening it's happening in California. It's happening in the city of Philadelphia. Right it's happening in New York City but for the most part. Yeah okay the Democrats are GONNA get those two anyways doesn't doesn't matter but Elizabeth Warren gets the nomination. Nobody Likes Elizabeth Warren. Nobody likes many Mike Right. So he's not going anywhere People like Joe Biden. But I just I mean he is. Is the GAFF master. I just don't understand though. I don't understand really like him. He's like he's not so like an old like you know like yeah. I don't use US. He's just you know the the the guy who could see having a bureau. I get that but I I just lunchbox Joe ooh I just don't think that you know he looks just in the primary like he's been through nine rounds of a twelve round fight yeah I family survives astounding. He knows how now he knows that. The Republicans feels now now. Now families getting brought into the mix. Now you know how the trump family feels although although their kids are all stand up piano class sade type. People on like people like hunter still not admitting to fathering a child neglecting this child over the last bunch of years fighting to child support with a high support he slept with the stripper and got her pregnant while he was sleeping with his brother's widow. Oh Yeah standup guy. End Up now up to eighty thousand dollars. China industry had no clue about and now he's got no money says he got paid millions. I can't talk hunter. By what do you pay for you. Don't pay for anything while you walk into a restaurant you pay for drugs drugs that's you gotta. That's clearly what it is right now. He's got no money and he's managing a hedge fund and they're giving them a billion dollars right unreal. I gotTa Tell Ya we've been some business deals. They look at your books folks. They look at your books when you're trying to raise capital they look at your book. Say Look at your track record. They look at everything. Think unless you're a Democrat you know why because they wanted his influence. What hundred percent? I hope president trump and the Republican party finally not trump but the Republican party find a backbone and ram the stuff right back to the you know where because that's exactly what the Democrats need fifty rains a swamp that's the swamp it is dirty dirty. It is filthy it is disgusting and his deep if this goes to a vote in the in the house which it may go to a vote this week There's a high probability the vote actually fails. I mean you gotta give you gotTa give credit to Nancy Pelosi for absolutely keeping her Democrats and the Republicans never voted lockstep like this but thus piece of very substantial threats or so very substantial promises as your money to their districts because a lot of Democrats that are running that are in trump one the districts and in a in a presidential election year is what the Democrats in those. How seats in those districts are going to be really really vulnerable? Because because there's going to be a high turnout for the presidential election so I would not be surprised if enough of the Democrats peel off and say Nancy. I'm not falling on my sword for you if they do. They're not going to get reelected. And we take back the House anyways if it does go to the Senate if they do pass an impeachment resolution and they do actually impeach him in the House and it does go to the Senate and they have a full trial. I know that Lindsey Graham is said well I'm not calling Adam Schiff. Hey it doesn't mean that president trump can't call them show if they're we're going to actually do a trial than the trump team at his legal team should have the ability to call whatever witnesses he chooses to call right. I don't think that Lindsey Z...

Donald Trump Elizabeth Warren Mike Right California Hillary Nancy Pelosi The New York Times New York City Joe Biden Bernie Sanders president Senate Republican party Blasios Watch Clinton Clinton Foundation
"social security" Discussed on The Financial Guys

The Financial Guys

10:27 min | 11 months ago

"social security" Discussed on The Financial Guys

"Try and I apologize for confusion. I've caused on tribal citizenship assistantship trial sovereignty for any form of cost the proud however from Elizabeth. Let me tell you said no problem. Your freaking Democrat crat. There's no problem at all right. No and by the way everybody the brain in their head new. I mean you're milky white the race. I'm not a person of color. No kidding riddick. Default shop and forced to resign though is amazing right Joe. Joe by Republican would have been thrown out of the race in twenty seven Democrats thirty years ago. Joe Biden plagiarized a speech they hounded for it and he ended up resigning from the race to run for president in one thousand nine hundred eight today you could absolutely fake your heritage Wjr and and and take advantage of it look one saying if Elizabeth Warren just said listen I think of a native American. It's a whole other thing to put that down for minority status to get ready for job opportunities and admission to college take advantage of it. I mean I would think that's fraud right. I mean I think I think it seems to me. It seems to me that she's done more to be quote impeached than Actual Donald Trump is don. Oh for sure she actually lied. I trump didn't lie. You have folks in this country now that are painting themselves. Black that are Democrats that are you know. What's his name Sean? She was shot white at the guy's name is he's part of like the NCW he's a white guy. What about Rachel Dole is? I remember her her she was. She was a board of She was from Swedish family. She could be any wider tanning and curling Garrett faking that she was an African Americans that she be but she identified as that now so I saw anything I am so sick of. Shall we had a black president right. Nobody cares I should say nobody right but look at the you get ahead not on the color of your skin but on your education on your skillset no body cares anymore. I'm so so sick and tired of black and white and Blah Blah Blah Blah Blah. Go Get an education you know. Martin Luther King said it best you can beat somebody with your brain and and that's the absolute right way to do it and you can be anything you want to be Barack Obama. Will he proved thing right. It doesn't matter the skin you can be. The president is states of America. Now you can pressure by the way but there's a black people white people they all all different colors run all different governments all over this country. I'm so sick and tired of the race card being pulled out in any of these elections. It's just ridiculous. By the way I think by the way president trump is actually hired more black people in Alabama did about Donald. Pick that story up anytime now but the thing is though. But there's no retribution for look if you're a democrat. If you're Virginia governor you could be caught black face if you're interested Trudeau that's going to be caught in black face. You ask Al Sharpton You cannot pay the IRS. Right ask Joe Biden. You can say it's cool all to have little kids sitting on your lap you know prime rubbing your hair legs yes. That's just fine. No prior. That's just fine Sean. Kit was his name Sean with Shaun King was the guy. He's still out thirty. He's still he's still of course pretending to be black but of course you know these folks that do that they take like Elizabeth Warren. You're taking opportunity. The reason these programs exist So that you know folks like actual could colored people could use them. Yeah so they. That's the whole idea is to get the opportunities that they might not otherwise get at when somebody like Elizabeth Warren fakes Indian status and And uses that to her advantage. That took the opportunity. Wait for somebody else in any other Equal world or thirty years ago in this country when things were still somewhat balance. She is absolutely dawn yesterday. She is on robbed out of the race for lying about louder. Heritage and Joe Biden is drummed out of the race for corruption with his son. Right you and I running. If we ran for dogcatchers or Republican we'd be out of the race absolutely it'd be out of the race and rightfully so right but if you're a Democrat you can get away with all this stuff biden interview. I think it was this week with. I Guess Axiom I. I don't know the exact with this or axios Sega's but this guy's pretty good questions and it was He just I he could seek his angry. You could tell like corruption here no corruption. Yeah I didn't even know he was saying you know we did. There's something wrong anything wrong. You just say hey look. Here's the facts. Let me spell them out for you. I didn't do anything wrong. I'll answer any questions you have done. And you know what what if he took it head on like a man the and he actually was able to defend what he did with his son and every then that'd be fine but we all know that angry. Joe Did something wrong and that's why he's getting angry about it. How dare you just like Hillary Matt Lauer Right? It's exactly the same. How dare you mainstream media? Call me out and being a bad light. Look at him look at him look at him the same thing Hillary did by the way. Just keep track of all these people who are asking tough questions because we got to sort of make sure they still are around six to twelve months from now. Yeah well let's see Matt. Lauer is not right. He got railroaded right at the industry. We we what that's the one thing I regret. 'CAUSE I and we should go back because I'm sure we did call but the minute. She laughed at Studio. One was pissed off at him and said Damn it you know. How could you do this to me? We should have have known that that was the end of his career. We should call it. We should have sealed it up in an envelope done some kind of youtube video. Yeah instead I give it six to twelve months before there's so much dirt on this guy he's he's is totally wiped out of the industry right because you know it's amazing. Is the stuff that her husband did. Right Twenty Six twenty seven times on a plane with a with a with abstain going to a private island. He's still out collecting hundred thousand dollar fees but Matt Lauer. I'm not defending. What Matt did is totally totally out of the industry right? Click can't earn a buck of his life depended on it anymore and I would argue that. It's really not even close to what bill has been accused of those men accused of rape right again not defending lower but it just shows you the corruption in the swamp that needs to be cleaned out in Washington. Trump said that this week he tweeted out. This is what I'm doing. I am draining the swamp the IDC report came out this week the way it wasn't aggressive on either side but the Democrats are calling it a win Kobe's out saying see. There was no political bias. Yeah but Jimmy. Here's the here's the problem. Here the political. But here's the problem Jimmy. It basically says that the FBI was completely inept say that there was a concerted effort for a coup which I think really was but what it does say is that they absolutely failed multiple times at every single level to corroborate steele dossier. They didn't ask where he got the information from. They didn't try to corroborate it. In fact be be and I would say. That's misleading right. It's misleading the. FBI officials knowingly misled the knowingly misled. Well what the what. What the allergy report says while they just they just was sloppy? It was looking. Here's the thing they actually. There's there's there's there's evidence that they release the The the The dossier to the media and then use the media report as corroborating evidence to that steele dossier now. That doesn't show intent. I don't know what does but forget about the intent for a second you know Kobe's out there spike in football saying see. I told you what the report what the report really says is is at the. FBI was totally incompetent that they got fooled by not only Christopher Steele but they got fooled by Hillary Clinton that Hillary Clinton use them as a puppet for her own political purposes. and Jimmy Komi fell for it. Now you can either take that narrative which is really what the report says or you could take it a step further and say nobody could possibly that stupid. It's like the bike the whole Epstein thing. Oh well I guess it was unbelievable series of coincidences. So the whole that doesn't happen. They're trying to bring him up on abuse of power. That's a pretty broad notion of bribery. Is what they're trying to bring about bond right. They're trying to bring them up. On Obstruction of Justice Congress Democrats the Democratic Congresses. The Democrats withheld all no. There's no witnesses. There's no documents dance. I mean what a joke right. Let's let's keep in mind with the Clinton impeachment that there was an independent counsel Kenneth Starr months and months and months of investigation. That independent did investigator that did that. Nixon and Clinton both had accepted crimes. There's no crime here. There's no there's no crime here is the fact that the cry so they're bringing up on two charges. What is when what is abuse of power and the other is obstruction of Congress not necessarily obstruction of justice but obstruction of Congress? which different thing? But let's talk about the abuse of power. What they're saying is you use your power position as a president for your own political gain by withholding military aid until they You know until the Whatever they did open reopen the investigation? And here's the thing. They did not reopen the investigation and there was and they received the military aid so by right away and by the way Joey was a civilian at the time. He was not a declared candidate he was not but even if he wants to clear candidate. The fact of the matter is is that he didn't get anything in return what they're what the claims flavors that he abused his power for his own personal gain. There was no personal gain here and there and it's clear from the transcript that he wasn't doing it for his own personal gain Woah doing it on behalf of the country to root out corruption. What you have Biden his own words saying I said if you don't fire that prosecutor I've given you the billion dollars and nobody nobody is even looking at Zara actually even think the head of the FBI could figure that one out they could put two and two together that Joe and son were corrupt? Joe was helping us on right on the air force to Getting the deals totally incompetent. I actually think the FBI could put that together and say cheese. I think there was some something really. Smells fishy either. And I can tell you what. The markets keep hitting new highs because trump's every day of the impeachment goes worse Democrats trump's approval rating continues. The rise rises as does the stock market as a premium -ticipant his reelection of walking back. Tuesday there's article on CNBC. Dot Com was about investors are terrified terrified of.

Joe Biden Donald Trump Hillary Matt Lauer president FBI Elizabeth Warren Jimmy Komi Hillary Clinton Sean Congress Christopher Steele Kobe fraud Martin Luther King Al Sharpton Sega Barack Obama Virginia Hillary
"social security" Discussed on The Financial Guys

The Financial Guys

10:26 min | 11 months ago

"social security" Discussed on The Financial Guys

"Try and I apologize for confusion. I've caused on tribal citizenship assistantship trial sovereignty for any form of cost the proud however from Elizabeth. Let me tell you said no problem. Your freaking Democrat crat. There's no problem at all right. No and by the way everybody the brain in their head new. I mean you're milky white the race. I'm not a person of color. No kidding riddick. Default shop and forced to resign though is amazing right Joe. Joe by Republican would have been thrown out of the race in twenty seven Democrats thirty years ago. Joe Biden plagiarized a speech they hounded for it and he ended up resigning from the race to run for president in one thousand nine hundred eight today you could absolutely fake your heritage Wjr and and and take advantage of it look one saying if Elizabeth Warren just said listen I think of a native American. It's a whole other thing to put that down for minority status to get ready for job opportunities and admission to college take advantage of it. I mean I would think that's fraud right. I mean I think I think it seems to me. It seems to me that she's done more to be quote impeached than Actual Donald Trump is don. Oh for sure she actually lied. I trump didn't lie. You have folks in this country now that are painting themselves. Black that are Democrats that are you know. What's his name Sean? She was shot white at the guy's name is he's part of like the NCW he's a white guy. What about Rachel Dole is? I remember her her she was. She was a board of She was from Swedish family. She could be any wider. Tanning and curling narrated faking that she was an African Americans that she be but she identified as that now so I saw anything I am so sick of. Shall we had a black president right. Nobody cares I should say nobody right but look at the you get ahead not on the color of your skin but on your education on your skillset no body cares anymore. I'm so so sick and tired of black and white and Blah Blah Blah Blah Blah. Go Get an education you know. Martin Luther King said it best you can beat somebody with your brain and and that's the absolute right way to do it and you can be anything you want to be Barack Obama. Will he proved thing right. It doesn't matter the skin you can be. The president is states of America. Now you can pressure by the way but there's a black people white people they all all different colors run all different governments all over this country. I'm so sick and tired of the race card being pulled out in any of these elections. It's just ridiculous. By the way I think by the way president trump is actually hired more black people in Alabama did about Donald. Pick that story up anytime now but the thing is though. But there's no retribution for look if you're a democrat. If you're Virginia governor you could be caught black face if you're interested Trudeau that's going to be caught in black face you ask Sharpton. You cannot pay the IRS. Right ask Joe Biden. You can say it's cool to have little kids sitting on your lap you know prime rubbing your hair legs yes. That's just fine no prior. That's just fine Sean. Kit was his name Sean with Shaun King was the guy. He's still out thirty. He's still he's still of course pretending to be black but of course you know these folks that do that they take like Elizabeth Warren. You're taking opportunity. The reason these programs exist So that you know folks like actual could colored people could use them. Yeah so they. That's the whole idea is to give them the opportunities that they might not otherwise. Get at when somebody like Elizabeth Warren fakes Indian status and And uses that to her advantage. That took the opportunity. Wait for somebody else in any other Equal world or thirty years ago in this country when things were still somewhat balance. She is absolutely dawn yesterday. She is on robbed out of the race for lying about louder. Heritage and Joe Biden is drummed out of the race for corruption with his son. Right you and I running. If we ran for dogcatchers or Republican we'd be out of the race absolutely it'd be out of the race and rightfully so right but if you're a Democrat you can get away with all this stuff biden interview. I think it was this week with. I Guess Axiom I. I don't know the exact with this or axios Sega's but this guy's pretty good questions and it was He just I he could seek his angry. You could tell like corruption here no corruption. Yeah I didn't even know he was saying you know we did. There's something wrong anything wrong. You just say hey look. Here's the facts. Let me spell them out for you. I didn't do anything wrong. I'll answer any questions you have done. And you know what what if he took it head on like a man the and he actually was able to defend what he did with his son and every then that'd be fine but we all know that angry. Joe Did something wrong and that's why he's getting angry about it. How dare you just like Hillary Matt Lauer Right? It's exactly the same. How dare you mainstream media? Call me out and being a bad light. Look at him look at him look at him the same thing Hillary did by the way. Just keep track of all these people who are asking tough questions because we got to sort of make sure they still are around six to twelve months from now. Yeah well let's see Matt. Lauer is not right. He got railroaded right at the industry. We we what that's the one thing I regret. 'CAUSE I and we should go back because I'm sure we did call but the minute. She laughed at Studio. One was pissed off at him and said Damn it you know. How could you do this to me? We should have have known that that was the end of his career. We should call it. We should have sealed it up in an envelope done some kind of youtube video. Yeah instead I give it six to twelve months before there's so much dirt on this guy he's he's is totally wiped out of the industry right because you know it's amazing. Is the stuff that her husband did. Right Twenty Six twenty seven times on a plane with a with a with abstain going to a private island. He's still out collecting hundred thousand dollar fees but Matt Lauer. I'm not defending. What Matt did is totally totally out of the industry right? Click can't earn a buck of his life depended on it anymore and I would argue that. It's really not even close to what bill has been accused of those men accused of rape right again not defending lower but it just shows you the corruption in the swamp that needs to be cleaned out in Washington trump said that this week he tweeted out. This is what I'm doing. I am draining the swamp the I G report came out this week the way it wasn't aggressive on either side but the Democrats are calling it a win Kobe's out saying see. There was no political bias. Yeah but Jimmy. Here's the here's the problem. Here the political. But here's the problem Jimmy. It basically says that the FBI was completely inept say that there was a concerted effort for a coup which I think really was but what it does say is that they absolutely failed multiple times at every single level to corroborate steele dossier. They didn't ask where he got the information from. They didn't try to corroborate it. In fact be be and I would say. That's misleading right. It's misleading the. FBI officials knowingly misled they knowingly misled. Well what the what. What the allergy report says while they just they just was sloppy? It was looking. Here's the thing they actually. There's there's there's there's evidence that they release the The the The dossier to the media and then use the media report as corroborating evidence to that steele dossier now. That doesn't show intent. I don't know what does but forget about the intent for a second you know Kobe's out there spike in football saying see. I told you what the report what the report really says is is at the. FBI was totally incompetent that they got fooled by not only Christopher Steele but they got fooled by Hillary Clinton that Hillary Clinton use them as a puppet for her own political purposes. and Jimmy Komi fell for it. Now you can either take which is really what the report says or you could take it a step further and say nobody could possibly that stupid. It's like the bike the whole Epstein thing. Oh well I guess it was unbelievable series of coincidences. So the whole that doesn't happen. They're trying to bring him up on abuse of power. That's a pretty broad notion of bribery. Is what they're trying to bring about bond right. They're trying to bring them up. On Obstruction of Justice Congress Democrats the Democratic Congresses. The Democrats withheld all no. There's no witnesses. There's no documents dance. I mean what a joke right. Let's let's keep in mind with the Clinton impeachment that there was an independent counsel Kenneth Starr months and months and months of investigation. That independent did investigator that did that. Nixon and Clinton both had accepted crimes. There's no crime here. There's no there's no crime here is the fact that the cry so they're bringing up on two charges. What is when what is abuse of power and the other is obstruction of Congress not necessarily obstruction of justice but obstruction of Congress? which different thing? But let's talk about the abuse of power. What they're saying is you use your power position as a president for your own political gain by withholding military aid until they You know until the Whatever they did open reopen the investigation? And here's the thing. They did not reopen the investigation and there was and they received the military aid so by right away and by the way Joey was a civilian at the time. He was not a declared candidate he was not but even if he wants to clear candidate. The fact of the matter is is that he didn't get anything in return what they're what the claims flavors that he abused his power for his own personal gain. There was no personal gain here and there and it's clear from the transcript that he wasn't doing it for his own personal gain Woah doing it on behalf of the country to root out corruption. What you have Biden his own words saying I said if you don't fire that prosecutor I've given you the billion dollars and nobody nobody is even looking at Zara actually even think the head of the FBI could figure that one out they could put two and two together that Joe and son were corrupt? Joe was helping us on right on the air force to Getting the deals totally incompetent. I actually think the FBI could put that together and say cheese. I think there was some something really. Smells fishy either. And I can tell you what. The markets keep hitting new highs because trump's every day of the impeachment goes worse Democrats trump's approval rating continues. The rise rises as does the stock market as a premium -ticipant his reelection of walking back. Tuesday there's article on CNBC. Dot Com was about investors.

Joe Biden Hillary Matt Lauer president Donald Trump FBI Elizabeth Warren Jimmy Komi Hillary Clinton Sean Congress Christopher Steele Kobe fraud Martin Luther King Wjr Sega Barack Obama Hillary Rachel Dole
"social security" Discussed on The Financial Guys

The Financial Guys

05:10 min | 11 months ago

"social security" Discussed on The Financial Guys

"You know at the financial guys again being a one stop financial shop you know we can either bring all those folks at house else. We have those folks on on site or we're happy to quarterback The relationship so we work with your other professionals like your accountants at your attorneys to make sure that you're you know everything is cohesive because if the left hand doesn't know what the right hand is doing. That doesn't work very well. When it comes to an overall financial plan right absolutely not you know? I I think of it like this. I mean how long does it take to accumulate some of these accounts that we all accumulate. You know in retirement in retirement accounts and it could take thirty to forty years. I'd also then say to people it could be a twenty to thirty maybe forty years of retirement. So if you're going to use some of that tax deferred money like like I said in a more intentional way at certain earlier moments of your retirement that can definitely be the better solution When you put together the twenty five thirty thirty years I know a lot of people are very hung up on? And this is the the media's fault and it's it's largely the media's fault you look online for break even even analyses of social security income and I can tell you the numbers if you take at sixty two versus sixty six you need to live to be seventy eight to basically thickly get the same amount of dollars out of the Social Security Trust Fund. Either way I ask you Glenn Is that is that very helpful. Is it interesting interesting at best. I mean that's a simple excel spreadsheet. It's simply googling and saying break even social security. It's not helpful though to people. It's it's at best interesting but it's a break even analysis. Most people and I tell people this I said the worst case scenario is that that you do live to be ninety to ninety five and you run out of wealth you go broke. Worst case for a female is that their husband takes early. And maybe that's the highest benefit in the household. The husband is and then the wife is is basically the the widow getting a really low low social security income for the rest of her life and then she's living in poverty from nine now at age eighty on into her eighties late eighties and nineties right. It's much more important to be thinking holistically about this and not just doing some simple break. Even analysis unfortunately many financial advisors. That's all they'll do for people they basically are hoping that you'll die before you go broke or they're hoping that they themselves. The adviser retire before you go broke and I'm not even. I'm not even being facetious with that. That's the truth so work with someone who's an income specialist when it's time to take income and to consider income from your retirement accounts. It's it's no longer just about accumulation. As you said at the onset it's about US distribution in a tax efficient way right it's not just about maximizing we can all look on Google and and figure out what the break even as it's about optimizing and understanding how the tax rates that you have to pay and what the your other income sources are factor into that analysis because the tax rates are the ultimate variable and then of course we have to take into consideration things like your life expectancy family history. Everyone in your family died at sixty gate. You know the long game may not be your best bet but absolutely those are things that as more of an individual. You're not gonna get that I google by saying what's to break even the break. Even seventy seven seventy eight between taking it earlier that your regular time. But that doesn't factor in you know waiting and that doesn't factor the taxes which to me is the biggest piece of this right most most of our clients I think just like us. They are conservative minded individuals who believe in smaller government lower taxes and more individual freedoms. Right so you know. They're very very interested. I did it minimizing the amount that goes to the IRS. To be honest with you everybody is right whether you're on the left or the right. How I love how the Liberals the left you know Warren Buffett and the rest of the you know the liberal crew through always talk about? Well I'm willing to pay more taxes. I'm happy to put more taxes in and yet none of them ever actually write an extra cheque to the IRS. And what is a a a warren. Buffet does what comes to Buffalo New York and he says I gotTa have tax cuts and tax incentives for me to bring Geico. Here are the the math. Just doesn't work. Wait a minute I thought you were the bigger government proponent. I thought she wanted to pay more taxes. The reality of it is. Is that whether you're on the left or the right. Nobody wants to pay more taxes right. Everybody inherently wants to keep keep more money in their pocket and the fan and their families pocket. Right that's that that's the culture and the and the you know the the You know kind of the heritage that there's America right we do. We WanNa do better for our families for the next generation and And so that's where again keeping more money in your pocket versus giving it to the IRS. makes a lot more sense. So thank you so much for joining us again. You're a certified social security claiming strategies all the folks that are team folks are certified in their respective fields whether it be certified find financial planners chartered financial analysts We've got certified divorce financial analyst. We've got Obviously chartered a or a social security claiming strategies and And much much more Certified hip certified Medicare specialists and At much more..

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"social security" Discussed on Ballots and Dollars

Ballots and Dollars

09:09 min | 1 year ago

"social security" Discussed on Ballots and Dollars

"I think Elizabeth Warren is pandering a a little bit here. I mean you're talking on the helicopter money money more than real fear I think it addresses a real fear people have of and I think there's actually a pretty good case for directing more of the benefits of government policy at at people who are the neediest. I I mean she will. I think she will get a pretty good pretty good traction with ideas like this anybody else among the candidates the presidential candidates out with their own plans or plan similar to like this no she did this she she is very clever about all of these plans she has because she can saito almost any constituency. Oh I thought about that problem and here's some going to help you and she's helping with real money. She's not helping you with pilot programs uh-huh and little small ball types of things now of course the flip side of this is what she proposes is really expensive. I mean right and I it is unclear to me. I mean when you look at polls. Voters generally do say sure I'm fine with raising taxes on the wealthy but I think in reality reality it it depends and if we if if let's say Elizabeth Warren became president and she I'm not sure how many of her proposals could pass Congress and that of course I would depend on the makeup of God. That's right whether that whether it was a democratic Senate but just how many tax increases would would congress actually actually law. How many tax increases will the wealthy take before they either start moving their businesses elsewhere. We're start moving out of the country yeah yeah that's a that's a good question and as we've discussed on other podcasts in addition to raising the payroll tax on people who were in two hundred and fifty thousand thousand dollars or more you know she also wants to have this wealth tax on people with wealth above fifty million dollars I think she has discussed discussed a financial transactions tax which is a Bernie Sanders idea as Bernie Sanders would pay for a lot of things so that's what sounds like a small tax on every financial transaction transaction in markets so that you buy a stock you sell a stock well. There's a little vague that goes with that and it and it goes to the government that used to fund some program. The financial financial industry is dead set against anything like that and then another thing that Elizabeth Warren would do as part of her social security program is in addition to the new payroll tax. There would also be a new tax x also of fourteen point eight percent on the investment income of everybody who makes two hundred and fifty thousand dollars or more so that that sounds like a double tax to me. It does to a lot of other people as well. Also I mean this is one of the arguments about investing capital gains so that you know like when when you if you make money not it's not clear me whether that would apply to the sale of a house which is important sorts type of capital game it may not but when she says investment income you know if you claim you know if you're selling t.f that you've held for a long time and you make a five thousand dollar profit on it you're. GonNa pay a capital gains tax on that in their rates depending on whether it's a short term our long-term holding but then she would put another tax of fourteen point eight point eight percent on top of not so the trick with all these kinds of taxes is majority people are not wealthy obviously and I think that above two hundred and fifty thousand dollars that's and that's for an individual be the threshold would be for the investment confer couple. I believe it would be four hundred thousand dollars but allow you know a lot of people are fine with taxing the other guy but then they say but if when is it going to sorta like trickle down onto me and there's this belief that once we sort of okay once it's politically okay to raise taxes on this group while they're going to bring it down to lower and lower levels also until now it's the middle class tax hike and you know once you start talking about taxing me. I don't WanNa pay the I should not have to pay the extra tax the question it always be somebody else we also have low inflation and we know that through the years social security adjustments would at least account for inflation yesterday give you he was sort of a cost of living of living increase every year but low inflation has actually worked against some social security recipients in that way hasn't it well yes. That's so they see the cost of living adjustment which happens every year is meant to keep the payments up with inflation and you know there are different arguments about whether other that index actually works because the index is all inflation but if you're a senior you're probably not buying a lot the TV's and cell phones but you probably are buying you might get up your prescription drugs. Yup and and these are prescription. Krypton drugs is one of those things that has gone way more than the than overall inflation and then you can also get to the question of you know. If you're older you WANNA have your savings in fixed income investments that are safe and pay some interest rates. You're in a little bit lower. Interest rates just lower the rate. your return. You're going to get on in fixed. Income investments of course president trump now wants us to have negative interest rates which means you would or nothing on your investments and you might even have to pay the bank to hold your mold your money honey. We're not there yet but it's an interesting policy prescription so look. I mean it's tough being a senior on a fixed income and you know she's journal address. That millennials seem to be getting it wrong about social security bio search well. I think a lot of them think they can just they don't think social security will be there for them and they you say well. That's okay I can save enough to retire. Even if there is no social security the fact is probably will be social. Security for millennials won't look perhaps perhaps the way it does today but in order to save what you would need what social security would do for you. If you had a save that on your own your earnings would have have to be tremendous for all the years that you are able to work. I'm thinking this through because I'm fifty three and I don't think social security is going to be there for me. I eh one hundred hundred benefits would be there. Some sure something will be there but and you've paid your whole life into it all your whole working working lights my story and I'm sorry you may not get your full benefit. Well you know. Do you ever look at your social security statement. You get you get this from the government like actually do I get it. I think you have to like registered and having accounted which I did at some point. I guess my sales. At least you're gonna cry but I look at the. I can't believe you can laugh where you go right now my mom she is a social security recipient so I'm I guess I'm sort of supporting my mom in a way that's good sign. This is what I read regarding the millennials. It says currently the average social security. Thirty benefit is just under fifteen hundred dollars a month. Is that what you yeah. You said. It's about sixteen seventeen thousand a year okay so we're almost there you save save save four hundred thousand dollars to generate a similar account and that's assuming you use the financial planners four percent rule when recommends taking no more than four percent of the portfolio in the first year of retirement and adjusting for inflation after that that's a heck of a lot of savings it would have to do if social security were not there for them well. The lucky thing about millennials is number one. They're so young. They don't need to think about the future but also they've got a little time. They have a lot of time so time is your friend millennial and I I've said many times I think millennials are going to do just fine and they better because they basically have to save America They have to pay for us to pay for us for our social security for mistakes. Maybe our mistakes and for honestly for the baby boomers you know the baby boomers have just taken everything think for themselves to some extent so the millennials are going to have to fix that but I think you know this is going to be shared sacrifice. It's just going to have to be and the half time and you know this is. This is a problem partly for good reasons. Which is that We're living long. We're living long. You know so I have not figured out like maybe I'll try tried to see if someone will employ me until I'm seventy five or eighty so far what we were going to do but let's not easier employment. INC think I'll buy it all right well. Goodness knows we haven't heard the last of social security and when it's going to be insolvent but we'll be listening and tearing apart part all the different ideas people have about saving. We want to thank everyone for listening to this ballots dollars podcast this week and be sure to follow us on twitter is always. I'm at Alexis. TV News. I'm at Rick J Newman. We'll be back with the brand new episode of ballots dollars next week..

Elizabeth Warren president saito Bernie Sanders twitter Congress Senate Rick J Newman America four hundred thousand dollars fifty thousand dollars eight percent four percent fifty thousand thousand dollar fifteen hundred dollars fifty million dollars
"social security" Discussed on Ballots and Dollars

Ballots and Dollars

11:20 min | 1 year ago

"social security" Discussed on Ballots and Dollars

"I ask you is the room or death. Breath of social security greatly exaggerated. Oh depends how you look at it. If nothing changes what's going to happen around twenty thirty three is that the social security the trust fund which is sort of like the surplus that exists because of the taxes we all pay is going to run dry so there won't be any money left in the Social Security Trust Fund by then which means that social security will only be able to cover the benefits that are covered by incoming tax tax revenue so that means instead of one hundred percent coverage of all the benefits promise it'll be maybe eighty percent or seventy five percent now like I said at the beginning that's if nothing and changes and I think that before we get to that point something probably will change in accordance government has jumped in before to save social security at least twice in the not too distant past astrid in the seventy s and then again in the eighties yeah and you you can make any change you want to the program you can reduce the benefits you can raise the tax you could do a combination the nation to those things in fact there is a report out from the agency that runs social security there are I mean literally several dozen ideas and here here for how you could make the program solvent but we're also hearing about this in the presidential campaign and most recently whistle with Elizabeth Warren who actually actually wants to give away I should I should I should correct myself and I use the word giveaway. Hey more benefits to social security recipients and she says she wants to increase the amount social security recipients get two hundred dollars a month which is actually a lot of money twenty four hundred dollars a year per recipient Bantu recipient. She's getting the money from. Can I guess you can get the top. Two percent is at the top one percent well. It's a tax on the wealthy okay. That's where she she's got a tax for everything and yeah she wants to raise taxes on the wealthy so this is a different plan and different tax hike than some of our other plans like she supports Bernie Sanders Medicare for all plans she sports Free College for more people. Those have their own new taxes that would pay for those things the way she would do. It was social security she would add a new I guess you could call it a surtax or a payroll tax on incomes above two hundred and fifty thousand so everybody who gets a paycheck now pays a payroll tax that goes to fund social security and that is currently split between a twelve point four percent that split fifty fifty between employees and employers so you and I each pay six point two percent in our employer pay six point two percent and there's a cap on that so that's up to an income of about one hundred and thirty three thousand dollars and then if you're more than one hundred and thirty three thousand dollars you just pay up to one thirty the three and then there's no additional tax after that what she would do is should leave this sort of hall where there would be no additional tax until you get two hundred and fifty thousand thousands and then you would pay an additional fourteen point think it's fourteen point eight percent eight percent yeah She's calling it a social security contribution requirement but let's call it what it is to payroll. This is an increase in the payroll tax but again that fourteen point eight percent sounds huge but again it would be divided between yeah yeah but it's not a small amount of money so fourteen point eight. you know so the employer half that is seven point four percent and it's weird right because you would pay at least. Let's say you made three hundred thousand dollars. You'd pay the six point two percent up to one hundred thirty three thousand dollars of income then you'd pay pay nothing from one thirty three to two fifty but once you got the two fifty you'd pay seven point four percent from two fifty to three hundred so that's seven point point. Four percent of fifty thousand dollars is what like seven seven thousand dollars. If my math is raga making us do math or whatever it is. It's it is it is it fair. Is it fair fair that the top one or two percent should be news which they're already rich. Well Elizabeth Elizabeth Warren seems to think they wouldn't need social security when their time comes to tap it yeah so there are there are a few problems with with her idea. According to people apple who've studied social security and what would you do otherwise it's there's an argument to make that it is more efficient to simply limit limit benefits or even eliminate benefits for wealthy people so however that would be defined it would be some income level or some wealth level but if you who you know if you have a retirement plan you're in you're making. I don't know if you're pulling down here douse of income as a retiree or some number it could be five hundred thousand How do you really should you really be getting social security. I mean you know this is. This is supposed to be a pension plan. that helps keep people out of poverty. I mean that's that's what the the real purpose of social security is. There's a into it your whole life. What is that what you have to show for it. In the end and a lot of people think that's not fair I know but we you know we're going to get to a point with social security where something has to give and you know the sort of animating concept behind behind a lot of Elizabeth Warren's ideas is she is attacking income inequality and wealth inequality and they have both worsened. I mean we know that they have both worsened and she's he's basically supporting what you would call re distributive redistributive. I'll try that again redistributive policies that basically take money any from the wealthy and in different ways distributed rack to lower income and middle income people and this is just one example of that so and is that is that really a long-term effects or does that just really kick the can down the road for social security so her plan basically she adds a new benefit and and she and she tells you how she would pay for the benefit she does not address the long-term problem which is that security is not going to run out of money but it's going to run short of money and some people who are critiquing her plan say before you start adding give anybody any new benefit under security. Put that aside what you need to do first. Is You need to stabilize this program now. I think one of the assumptions is that at the very last minute when people are about to lose benefits because so security is under-funded. Congress will do something to change the law and make sure or that the that the money is there for those benefits to be fully fund and how might they do that in your research. What have you found. The experts are saying about how the government might respond sort of the eleventh hour well. There are a lot of ways to do it. I mean it's really in a way it's not that complicated. You have this much money coming in and by the way the predicted predicted date when the trust fund runs dry and there's not enough money for social security the people who have received a program make an estimate of at that date every year and it changes a little bit and it it's based on how well the economy's doing so stronger economy means more tax revenue coming in and more funding for social security. We know we have this. That's an emigrant problem which is we're GONNA have all the baby boomers and social security eventually and we have fewer people underneath them paying the money that goes in and you you know by the way there is a myth about social security which is that you know you and I pay in during our working lives and that money that we paid is sitting there are waiting for us as if it's in a saving that is not how it works you and I are paying money for people who are getting social security benefits today and when we retire her. It's going to be the future workers. Meaning the millennials should be paying into our social security right now right but the but the numbers just don't work but you know why is that because of demographics affects because we're we're have moral moral people who are living longer and we have an adjusted the program sufficiently so people who are interested this yes. I always like to tell people. Look it up for themselves. The sounds really boring but this is you know. The glamorous life of a journalist is what we do look up this paper called summary of provisions that would change the social security program published by the Social Security Administration in August and you'll see it gets its in mind numbing detail but you can just flip it through and see there are all kinds of things you can do and it's a combination of reducing the benefits are altering the benefits extending the retirement age so people collect you become eligible later in life and it has been extended as life expectancies have gone up now enabled to if you're if you want to enjoy the the full benefit. You need to wait even longer yeah to the age of sixty seven right. I mean as of right now you can tap into social too but if you want that full benefit it's at the age age of sixty seven and then it taps out when you hit seventy right and financial advisers say the longer you wait the better you can if you can yeah and of course the longer you work the better so that's another way to do it. That's not one of these proposals but the and then third so basically there are three things you can reduce benefits or change the benefit structure you you can delay the pointer which benefits begin to accrue or you can raise more revenue which means more taxes so when it does come time to actually address this problem. It's probably going to completion of all of those things but in the meanwhile you know social security is a political football and what Elizabeth Warren were doing is basically saying. I'm GONNA give them retiree retirees more money and you know when you you mentioned it. Two hundred bucks a month. That's twenty four hundred dollars. A year. the average recipient of social security gets. I think almost seventeen thousand dollars a year which is obviously not a lot so to go from seventeen thousand to add another other twenty four hundred on top of that. I mean that's a meaningful increase in funds in money to live off of for people who are earning the average there so it's that's real money to a lot of people you know. Social Security was never meant to be the catch all the answer to for you when you stop working. I think it's supposed to cover something like forty percent of your Alex fences but for a lot of people in this country it is their only means of income it later in life yeah and you know this is the so called retirement crisis which is people who just don't save you've much when they're when they're working people who thought they would be able to work and earn a good living much longer than they actually can. We know a lot of middle income jobs have disappeared especially blue collar jobs so I mean if you're fifty and you're a blue-collar worker and the factory closes is and the work moves to someplace else in the country or someplace overseas. You don't have a lot of options. Pensions have disappeared you know. Not many people have pensions pensions. We we most of us these days fund our own retirement through four one K. plan again. That's been shifting the burden away from the employer to the employee they're you know they're good and bad things about that but one of the bad things is people are just unprepared for retirement so you know..

Social Security Trust Fund Elizabeth Elizabeth Warren Social Security Administration Bernie Sanders apple Alex Congress two percent eight percent four percent thirty three thousand dollars twenty four hundred dollars one hundred thirty three thous three hundred thousand dollars seven seven thousand dollars seventeen thousand dollars
"social security" Discussed on The Dave Gram Show on WDEV

The Dave Gram Show on WDEV

11:37 min | 1 year ago

"social security" Discussed on The Dave Gram Show on WDEV

"If you have any questions about your own future dealings with Social Security you have an opportunity right now the next forty five minutes or so here on the day Graham show to speak with Webster Phillips an expert about this and we'll we'll call this customer service our social security or something like that on the show and Wester Mr Phillips. I WanNa thank you so much for joining us. Well thank you very much. I'm pleased to be here and tell us a little bit about your background. You did work for a long time for the Social Security Administration. Is that right now. That's correct. I started working as Social Security Office in Illinois and Nineteen Seventy six nineteen seventy ninety six while guy retired in two thousand seven and then I began working at the National Committee to Preserve Social Security and Medicare Medicare as senior legislative representative. Wow you had been doing that kind of legislative work with with social security later in your career there right I had I spent the last twenty years of my career working in a legislative office. Got It okay and and you know one of the things that people always wonder about social security will be there when I'm ready to retire and what do you think about the overall shape of the nation social security program Graham well boy. That's a that is a good question and it certainly is topical because more and more we hear about the the actuarial deficit that social security program is experiencing which could affect benefits starting as soon as twenty thirty five as I think about you know what's likely to happen. I think back to the early days of my career in in Illinois because the social security program in the late nineteen seventies was experiencing a similar difficulty as as a matter of fact it recurred twice in the late seventies early eighties where there were projected shortfalls and and the benefit and the and the funding thing for the program and Congress stepped up to the plate in both instances enacted legislation that remedied the problem it's hard for me to imagine that in twenty thirty five the eighty plus million people who would then be receiving receiving social security benefits are going to be told by the political leaders of the nation right here on the eve of the twenty thirty six presidential election. They're gonNA whack everybody's Social Security benefits by twenty percent that just that seems unlikely. Yeah I I would think that that would not be a popular under move and I bet you that there will be some some motivation and you're right. The election would be one to not have that happen. I and I know there are some fixes. That could be applied here. one of them that people talk about is the raising the cap on on the payroll tax so that right now what is the what is the salary the annual income which is now well. It's capped capital one hundred and thirty two thousand nine hundred dollars basically the the arrangement is if you make that or less every dollar that you earn throughout the year is subject to social security taxes. If you're that median earner this making around fifty four thousand dollars a year. You're you pay pay taxes social security taxes on every dollar you earn but if you make more than one hundred and thirty two thousand nine hundred dollars your obligation to the trust funds both yours and your employer's obligation ends at that point right so they're highly compensated workers out there who basically have have a relatively low percentage of contribution to the to the trust. Bun when considered as a percentage if their total earnings whereas the the the the little guy making fifty thousand dollars he's paying the full seven point two percent how much six point two percent how would that hundred and thirty two hundred thirty two thousand or so cap have to be raised in order to make the program. Graham solvent in two thousand thirty five well once before the recession of two thousand eight two thousand has nine you could fix the entire problem the shortfall of the program by taxing all wages from I last dollar unfortunately that no longer will do will work so there are a number of different proposals out. Take that that take a number of different ways of doing it. one of the popular ones is to identify some dollar amount two hundred and fifty thousand or four hundred thousand. He seemed to be a popular numbers and say that's starting harding right away. people who whose wages are that high. We'll start paying social security taxes on the the amount of their wages that are in excess of that two hundred and fifty thousand or that four hundred thousand dollar threshold in addition to their wages. They pay on the first one hundred and thirty two nine. Let me let that gap close over time as wages rise and then eventually everything all earnings. This would be subject to social security but it takes a long time. It'd be like thirty four years before that happens. Let let me ask you a question you you. You might get from somebody who's making making two hundred fifty thousand dollars a year or even one hundred and thirty two and that is and this goes to some of the some of the underlying philosophical bases. This is a social security but the person is saying look. I'm buying. I'm effectively buying government supplied insurance of for my my elder years when I'm not working I'm basically buying this program that will provide me provide me with some annual income when I'm retired and that's a product and and just because I make a quarter million dollars year. Why should I have to pay more for the product then somebody making fifty thousand dollars a year if we both by the same I'm TV set at best buy. We're going to pay the same price tag. that's true. I mean the principle of of of progressive recipe taxation and pay people with more having the ability to pay having them pay more certainly not anything that's new I believe that was a huge fight back in the beginning of the twentieth century and ultimately led to the amendment of the Constitution to make that possible but I mean that's basically what you're looking at is that you know the the government has to be funded. and one of the ways of fixing social security is to do what we just described raise the tax as it's called Ah Alternatively if he'd cut benefits but you know you're talking about a program that pays on average to the retiree about fourteen hundred and twenty dollars a month that's not very much. You're talking about wanting to cut that a lot. That's really gonNA hurt yeah. Great Deal folks are trying to live on fourteen hundred Gordon Change. a month are are. They're not they're they're not super well off that is for sure so and that's why everyone one advises if you can do it you should save additional money in a 401k or other retirement instrument and if you're lucky enough to have a government or even private sector pension and that's also a big bonus as well so Let's let's bring you the caller. Paul from Moncton is on the line good morning. Paul good good morning guys. Hey something I heard and I don't know how accurate is but I want to mention it gets some of your comments is that up to thirty or thirty five percent of all the money paid out by the Social Security Administration to retirees. It's for other benefits other reasons and what I'm beginning to wonder whether or not we shouldn't it's not that we should pay out money for for people who lose you know a family member early on in life whatever but that maybe we should separate that out into a different form and different payment and different tax in order to cover it and leave social security for what it was originally intended for and that's just retirees 'cause losing thirty thirty five percents year or that money will go a long ways towards making sure that our guys have money without necessarily raising trying to raise more funds interesting question. Paul I will. We'll put that to a guest Webster Phillips. I Mr Phillips. What is the percentage of social security's overall spending that goes to people who are not retirement urban age I don't have that number right on the tip of my tongue but it may not be much different than what what our caller said I mean basically social security provides family benefits that predicts Widows Orphans up on the occasion of the deceased of their father or mother it provides it's disability benefits for people who become disabled and are no longer able to work and of course it provides retirement benefits right right and the contributions that you began making when you enter the workforce pays for all of those benefits and by the way those contributions deserve currently I know the employee. The employee pays a certain amount of out of the paycheck and then the employer what what are those numbers those percentages now six point two percent for each so it's twelve point four inch total applying for right okay and I and that when when we say the employer pays of course that does have a would tend to have a a depressive effect on wages right there are economists who make that argument although I wonder sometime whether breath exactly how whether if social security was abolished weather employers would suddenly increase their employees wages by six plane trying to percents yeah we hear this argument about healthcare as well you know advocates for Medicare for all say it would result in higher wages because employers pay healthcare costs anymore uh-huh. I'm taking a wait and see approach on that one. Hey we need to take a brief break here on the Dave Ramsey show of at the bottom of the hour here for a CBS news minute couple of words sponsors sponsors Mr Phillips. I hope you'll stay with us to continue this conversation into the next half hour and we will be back very shortly folks..

Social Security Administration Graham government Wester Mr Phillips Illinois Paul Mr Phillips Webster Phillips Dave Ramsey legislative representative CBS Congress harding Medicare National Committee Moncton two percent
"social security" Discussed on The Nicole Sandler Show

The Nicole Sandler Show

01:34 min | 2 years ago

"social security" Discussed on The Nicole Sandler Show

"So now they're try new tax they're blaming the deficit on social security but it's ally social security dozen borrow any money and by law at a single penny to the deficit these guys ran up the deficit remember tax cuts for the super wealthy two wars on acl sampha credit card bailouts for bankers yeah and now they want to take your social security away to pay for their mistakes and what are they after helping her grandchildren your money what they want is to get their hands on the social security surplus social security isn't it risk except from the people trying to destroy it look congress can fix social security without putting the benefits uber on with a few simple adjustments that require wall street fat cats the pay their share more than fair given they're the ones who crashed the economy social security is america's family protection plan and it works it works for america it works for everyone tell us how social security works for year in fact tell the whole country strengthen social security don't cut it what a great message strengthened social security don't cut it that's from our friends at social security works video i found on their website knowing that i was going to be speaking with alex lawson the executive director of social security works today i thought it would be a a good thing to play as we got alex on the line i think he's with us alex are you there.

america alex lawson executive director
"social security" Discussed on The Renegade Republican with Dan Bongino

The Renegade Republican with Dan Bongino

01:41 min | 3 years ago

"social security" Discussed on The Renegade Republican with Dan Bongino

"You sure you're getting your social security you're getting social security but trust me it's not yours the money you gave in to the po do payroll taxes social serum not attacking you fort don't email me i hate when people do that i am not attacking you for paying and to assist them you didn't design that failed you please to pit social security recipients i it for the third time i have not attacking you i've just stating a fact it is not your money the money you gave the physical dollar bill you transferred electronically to the government to a payroll tax is gone it has been spent it was given to someone else do entitlement programs and already spent it's gone it is a pay go process meaning that people paying now me joe other people paying payroll taxes are giving you our dollars at is not your fault i'm not attacking you i've just telling you there is no public wealth there is no entitlement to public wealth outside of what the government tells the private citizen he can have from the taxpayer honey pot so when cps says something like each transfer of public wealth to the private sector is it it has left governments without the resources debts insane there cannot be a transfer of public wealth because there's no such thing as public wealth there is simply the taking and this is they this is joe this is where it all comes together.

social security cps joe
"social security" Discussed on The Renegade Republican with Dan Bongino

The Renegade Republican with Dan Bongino

01:41 min | 3 years ago

"social security" Discussed on The Renegade Republican with Dan Bongino

"You sure you're getting your social security you're getting social security but trust me it's not yours the money you gave in to the po do payroll taxes social serum not attacking you fort don't email me i hate when people do that i am not attacking you for paying and to assist them you didn't design that failed you please to pit social security recipients i it for the third time i have not attacking you i've just stating a fact it is not your money the money you gave the physical dollar bill you transferred electronically to the government to a payroll tax is gone it has been spent it was given to someone else do entitlement programs and already spent it's gone it is a pay go process meaning the people paying now me joe other people paying payroll taxes are giving you our dollars at is not your fault i'm not attacking you i'm just telling you there is no public wealth there is no entitlement to public wealth outside of what the government tells the private citizen he can have from the taxpayer honey pot so when cps says something like each transfer of public wealth to the private sector is it it has left governments without the resources debts insane there cannot be a transfer of public wealth because there's no such thing as public wealth there is simply the taking and this is they this is joe this is where it all comes together.

social security cps joe
"social security" Discussed on PragerU

PragerU

01:59 min | 3 years ago

"social security" Discussed on PragerU

"If you're counting on social security to refinance your retirement you're in for a big surprise and not the good cod let me give you two reasons why one social security is going broke and to even if it weren't born broke it couldn't possibly cover the cost of a decent retirement let's look at these two reasons in a little more detail and then our proposal solution social security is going broke when this government program was set up in nineteen five the average life expectancy was sixty but you couldn't collect your first check until you reach sixty five in other words most people didn't live long enough to receive social security and most of those who did didn't collected for very long today the average life span is seventy nine so now most people do live long enough to receive social security for ten or twenty or even thirty years here's another important piece of information when the program started the ratio between worker and retiree was one hundred fifty nine to one that means for every one person drawing benefits are hundred and fifty nine were paying in today the ratio was two point eight two one you get that we've gone from a hundred and fifty nine workers supporting every retired person to fewer than three workers supporting every retiree and it's going down you don't need in advance math agreed to figure this went out social security is spending more than it's bringing in far more its own board of trustees has said that it will be bankrupt within twenty years that doesn't mean it won't exist it means that either the government will pay you less than it promised or it will have to raise taxes to make up the shortfall most.

social security thirty years twenty years
"social security" Discussed on BizTalk Radio

BizTalk Radio

01:32 min | 3 years ago

"social security" Discussed on BizTalk Radio

"Pay excuse me we they kept raising it social security taxes you know that and then we never used to pay on so secure pay taxes on social security and that they've just given us the big screw from day one me the worker are paying for the retiree now even though the retirees money was taken out to pay him so that's gotta be fix medicare and medicaid oh god only knows demographics change it and it's going to be more retirees less workers more people on medicaid and it doesn't help that they keep running debt and deficits and now you got trump combination and do you think he's going to do something about spending hasn't happened yet hasn't happened but spending is going to have to be entitlements there's no doubt by the way so securities not entitlement it's your money do not entitled to with its yours sometimes the connotation of entitled is something that given not yours they just stole.

social security
"social security" Discussed on WJR 760

WJR 760

02:05 min | 3 years ago

"social security" Discussed on WJR 760

"Pay all of that together to determine their optimal the trout strategy so as their big difference between the tax liability of taking social security at the wrong time versus taking social security at the right time there can be thousands of dollars worth a difference on depending on when people start or social security benefits and so we have to look at that as part of it whole pitcher to determine if we're looking at a client if we're thinking about doing roth conversions and that we go ahead and start social security benefits that's way to reduce the amount of money that we can do for wrath conversions and so we have to peace everything together to determine what's in the clients best interest it's not a onesizefitsall so what you're seeing is that when you claim your social security benefits you you first mentioned something called a breakeven analysis and just for the benefit of our listeners your let's not assume that they know what a breakeven analysis is riven raskin version so what what's the breakeven analysis you're talking about the breakeven analysis is win with somebody if they started filing their social security benefits now versus waiting when do their benefits the total dollar amount equal each other and so that's the breakeven analysis isn't that difficult to do though when you don't know how much inflation is going to be applied to social security benefits it is an a lot of times people do a very simplistic calculate russian and when they're only factory nan in other on individual benefits you get a married couple and it adds more complexity and a la lots of times they don't even after that and so it's hard to come up with what is that true breakeven point you know i think that whenever the just just for the benefit of our listeners here today when the social scourge administration originally came up with the formula 62 66 age seventy and it used to be the full retirement age was sixty five and not all kind of changed over time but here's the thing we know from an actuarial standpoint that if someone lives two what is considered to be normal life expectancy today that it doesn't matter what age they claim their individual benefit at because at normal life expectancy is really that breakeven.

social security
"social security" Discussed on BizTalk Radio

BizTalk Radio

02:19 min | 3 years ago

"social security" Discussed on BizTalk Radio

"Everything's fine serenity now will wake up tomorrow and everything's fine you know i got also something uh in the mail and the it's quite instructive in that every now and then you get the mail it's cold your social security statement another scam and in that social security statement these an earnings record then it's your tax social security earnings and then your tax medicare earnings interesting interesting because you know with two thousand into your only tax on eighty four thousand nine hundred bucks on social security than it was eighty seven thousand that eighty seven nine than ninety ninety four to the ninety seven five than 101 to that 106 eighth than 106 ate them 106 say oh that it goes to one ten one than one thirteen seven n one seventeen the other scam just noting all this and ladies and gentleman we find no solis we find no joy we don't think with cool for school by talk in this way which is dead serious when we tell you they suck at without us they don't even have a breath every time they spend is from us and then they became criminals they became the gambino's in the god is with the debt deficits and nobody says a word at nobody's doing a think about it no wonder they hate trump.

social security gambino