39 Burst results for "Small Business Administration"
Fresh update on "small business administration" discussed on Bloomberg Business of Sports
"Where voters stand this time. But first, whatever its merits, it looks like we won't get another round of fiscal stimulus anytime soon, something that small businesses were hoping for. But there's already been a fair amount done through the payroll protection program to find out what effect it had. And what comes next. I talked to Jovita Carranza, head of the small Business Administration administrator, Karan's air, recently traveled across the country to talk to small business owners to see firsthand how they're navigating through the pandemic. Much like what you've read and also have heard our economic growth continues to surpass expectations. The fact that we've had over 11 million jobs added to our economy and the fact that when I meet with the small businesses there telling me that they're ready to add on new employees not just replaced employees but add on You've been adaptable. They've been able to pivot some of their business plans and incorporate some of the PP. I've also met not only with the small businesses but the lending community as well as all of our resource partners and Included visiting some of the port directors because they should know how some of our trade agreements are impacting small businesses and their potential growth. I've learned in Georgia at the airport, speaking to the port director there, he indicated that he's added, and I physically viewed them for loaders. Those massive loaders that manage all of the cargo. In Tampa port I've learned from that director that the The container growth has been AH, about 30% growth year a year, so I'm just very encouraged about what I've learned firsthand boots on the ground. Personally speaking to this very diverse audience about how the economies rebounding one of the things that was done for small business questions If it was the payroll protection plan to keep employees on the payroll, Ah lot of money was appropriate. A lot of it was dispersed. What did you see? In terms of the effect? It's had unemployment for small businesses that Peter Protection program, as you know, equated to about $516 billion Liquidity to over 5.2 million small businesses and what I've learned visiting these businesses from manufacturers toe company, Teo, the local cleaners. They've been able to retain anywhere from 80 to 90% of their employees have been able to retain their level of wages and in some cases, incentivized some of the employees to return to work and then I've also Is it with businesses that are very proud of their workforce and to retain them that actually continued pain, their medical benefits or 504, which I think is pretty spectacular during these pandemic times. I visited also restaurants. As you know, they've been hit pretty hard and they're per possibly back. Maybe 32 42 50%, so they're not full capacity yet. I've witnessed them, also acknowledging the CDC ruled, as well as any governors mandates. About how much they can open and how long they can open and what they conserve. Actually, So these restaurants have been hit pretty hard. However, they're doing the best they can buy, retaining maybe 50% of their employees changing the menus, adapting to not only serving inside but curbside. As a matter of fact, I'm I'm really concerned about this particular sector because when the winter hits I don't know how many more troops side meals. You can have certainly appear in New York. It's gonna get pretty cold out there on the sidewalk. No question about it. From what you see, We obviously are now into election. Nothing I don't think is gonna happen next seven days of campaigning, but going out further from what you've seen. Do you think we need a further extension of PVP? Do we need some former stimulus That really extends that? Further than what we have right now. Speaking with manufacturers that have anywhere from 300 employees to actually 100 subcontractors or speaking to the energy sector leaders. They've told me that another round of PP would be helpful, but with different dynamics, different parameters. In other words, retaining their employees is key, especially the unemployment claims or the unemployment benefits. We're going to expire or we be reduced. So retaining their employees Key. The other is some of these businesses had some business plans that were position to grow, and they were ready to expand either purchase additional square footage or perhaps established a warehouse in a different state. They want to make sure they don't lose ground or momentum in that particular area. So if the funding could support that type of investment to continue growing, because as you note the more square footage you add More machinery you purchase and the more employees you need you're needing. Many of the employers have added to maybe four or five employees at this point, not hundreds at this point, but definitely increasing their numbers and anticipate to continue that trajectory. Other remaining the year as well into next year, thanks to Espa Administrator Jovita Carranza. Coming up Wisconsin was key to Donald Trump's victory in 2016, but he depended on his performance in rural parts.
How To Take The Guesswork Out Of Growth
"Over the years, the accelerate, your business growth podcast has gained recognition as a great resource for small business owners, sales, professionals, entrepreneurs, and business leaders of all kinds, and that's because of the guests. These are folks with expertise in a particular area of business. And they join me to share that expertise with all of you. Today is no different today. My guest is Bill Flynn. Bill has more than thirty years of experience working for an advising hundreds of companies, including startups where he has a long track record of success. After working for ten different tech startups in different market segments like speech, recognition, e Commerce, and affiliate marketing where he was a VP of sales eight times twice a CMO and once a GM of the division of one hundred million dollar IT services company he pivoted to become a business growth coach. Bill is a multi certified growth coach. He has a certification with distinction from foundations of neuro leadership. He's a certified predictive index partner. An author and international. Speaker. Those best selling book further faster. The vital few steps that take the guesswork out of growth continues to garner a five star rating. Thanks so much for joining me today bell. To me on Diana I'm looking forward to chatting with my fellow salesman. This is gonNA. Be a great conversation because we're we're both passionate about this subject i. Am really curious. You know we live in strange times. Some people could say that small businesses are perpetually in strange times but I'm curious about what what you think are like reasons why? Few companies survive fewer even than that flourish and most of them fail. Yeah Great Question. There are a few reasons. Why I think it happens I think the problem stems I from. The fact that we really never taught how to be leaders of teams. We've been taught. How To be good engineers or good finance people or maybe a good mathematician. Whatever it might be something marketing or or Business Administration. But never sort of leadership or leading teams, which is really I think what a great leader does. We do a lot of things that are that are wrong or. Mostly. Wrong Because, we've never been taught anything differently since most businesses fail over time. there's some stats out there. I was just looking at them in preparation for this yesterday and. I looked over I, think from the Bureau of Labor Statistics over a twenty five year period. You go from about a fifty percent chance of lasting five years to about a sixteen percent chance of lasting twenty five.
Fresh update on "small business administration" discussed on John Tabacco's Liquid Lunch
"Make 387,000. So you're right underneath that 80% of the company's in America when they say 400,000. They're saying them you guys are okay. Okay. Now, that may sound a little strange deal, which it sounds like a good thing, right? Okay, good. Here's the wind. Any good, small business owner any good, small business on a weekend in the habit of not leaving the graphic up there for a minute. They put it up. Let me talk about it and take it down because people get bored when they're looking at the same thing to just as a matter of television production, put it up again. Okay, take a look at this chart. Average revenue for companies by employees size noticed 2 to 4 employees. The average revenue is 387,000. Okay, so trick from Joe Biden is if you're on the 400,000 us safe. That means Every small business owner who employs 80% of people in America, 387,000. You're safe. Not true. OK, any good small business owners trying to grow every year So if you add 3 87 and you grow your company by 10% next year, you goto 3 24 20. Now your taxes are going up on everything. Okay, so that's number one. Now put that shot back up again. Nico for a moment, please. Now, if you take a little kid's a clever little thing if you grow and you say Donald Trump's economy is doing great I'm gonna hire a new employee. I'm going to go to five employees. Well, according to the bureau on laborers, physics companies with 5 to 9 employees. Average revenue was a million dollars a year. Okay, a million a year, So if you go up By a marginal amount. Next year. You're all getting texts from Joe Biden's tax plan one more boy because you want to grow your business. New taxes going up also, OK, and the little hidden trick in the tax plan is a minimum corporate tax where every business has to pay a minimum 15% tax, which sounds great, like all those big companies are going to get tax thing. But that means on your 387,000. You will pay $55,000 in additional taxes because you got a 15% minimum tax. Now on top of that, OK on top of that. Joe Biden has come square out and said, We need a federal minimum wage of $15. So when you're at the cocktail parties when you're at the soccer games when you're at the flag, football games and your friends telling you, Joe Biden is not going to raise your taxes unless you make over 400 grand the 80% of the small business owners in America make over 400,000 year thunder it and that's why they said it at 400. They know won't affect 80% of the people on its face. Okay. Now, every small business in America has been completely under attack and besieged over the last six months over 15,000 restaurants have closed permanently. Okay, so the effects of the pandemic Clara effects on society have been crazy. 15,000 restaurants closed permanently. Okay, so I think the average restaurant in America has five employees. I think I got that from the small business administration a couple of weeks ago, 15,000 business restaurants, five employees that 75,000 people who can be added to the death toll of Corbett from none. Koven related there at work there. Jobs. They can't feed their family and Nancy Pelosi won't let the Senate passed the $1.9 billion bill to give these people some more relief. So keep that in mind, and now on top of it, small businesses have been beleaguered and besieged with ever changing rules over reached by government. Minimum capacities. Wear masks. Don't open open close open close on now, at the same time, the same businesses Employ 80% of America. They're going to get tax war by Joe Biden. They're going to get locked down more by Joe Budden and the ones that is still alive and kicking. They're going to have to raise all their employees up for $15 an hour. So if you want to see the complete and utter death of small business in America than No. If you want the America I know in love, you know.
Amy Wedeking Shannon, Chief Commercial Officer, Prima-Temp
"Welcome back to outcomes. Rocket saw Marquez here and today I have the privilege of hosting Amy Shannon. She is the chief commercial officer at Prima temp. Amy is passionate about applying data analytics to clinical science to advance the democratization of women's health care and ultimately outcomes she has led commercial activities representing. The spectrum of healthcare from population to personalized medicine amy hold roles in sales leadership business development, and finance with ally Lily and Guidance Corporation as lear of sales and marketing at Medical Simulation Corporation, amy inner team identified, and created a new hospital market never serviced by simulation industry focused on areas of high economic and mortality impact. Amy represented well, talk a machine learning data driven. Enterprise Company. and. Lead sales and marketing for flagship biosciences and a is driven computational tissue analysis platform to support drug development. Amy Has served as an industry advisor to the Leapfrog Group on patient safety a facilitator of the medical ethics course at the University of Colorado Medical School a volunteer with the Colorado Bioscience Association and is a strengths finder coach. All in one career is a pretty impressive And Amy's great is professional passion as leading and developing teams. She earned her bachelor's degree in Molecular and cellular developmental biology at the University of Colorado and her masters in Business Administration from Duke University. So it's a privilege to have you here on the podcast, Amy and really really thankful you could join us. Thanks for the kind introduction saw and honored to be here and I've really enjoyed learning from your other guests that have been on the podcast previously. Thank you. Yeah we appreciate. It, we definitely want to get diverse perspectives that that are out there in healthcare, and yours is quite unique and I'm really excited to dive into what you're doing with your team at premature before we do get into that though amy, I love to know what inspires your work in healthcare. We'll take saw really from the very beginning of always been fascinated with bioscience and healthcare at. That's been my passion interest pretty much solely and his corneas may sound I really love the fact. That your day to day worker Labor actually helps people. It's an incredible opportunity reward. But beyond that I'm really fascinated with intricacies and complexities of bioscience both on the level of a human body, as well as a healthcare ecosystem, and so if you think about the biological system design like the indecrompt and neurological electrical systems and how they influence each other, it's fascinating and then you take that macro level and you think about healthcare in the synergies and collisions of biology technology and behavioral. Economics. And Policy and psychology, and then salt the end of the day really just the individuality of human beings living out their lives You know they make some really intriguing intersections and I think it's fascinating to thrive at those intersections and a great place to be challenged intellectually emotionally, and then those intersections are really advancing the quadruple aim of healthcare care especially with application of Ai and our company. Prem- attempts doing just that were applying ai to biometric signals to understand what's happening in the body. While it, it's fascinating work and you know you've had spent some time in previous leadership positions with other companies in a you see the future there and so talked about really biometrics. So you know exactly how you guys are focusing on biometrics what biometrics is in particular to to what you guys are doing and how exactly you guys are adding value to the healthcare ecosystem. Let's do well. Thank you. Well, really we're using biometrics to empower women to make informed healthcare decisions and our. First application is infertility. So just to step back a little bit fertility starts to decline in women in their thirties and therefore many of us who are waiting to have kids were a little bit older. It makes conception and maintaining a pregnancy more challenging and the there's new data coming out from the World Health Organization that shows that one in four couples in developing countries have been affected by infertility Suda moved to your question about biometrics we use what's called advanced, Cronin Biological and circadian. Science to be able to pull up that biometrics. So it's all about when something is happening. So chronobiology biology's is a science, understanding the phases and operations of physiological and hormonal in systems of our bodies, and then applying time series analysis to that and being able to predict and understand a variety of medical conditions because each of these bodily systems they have rhythms to him and those rhythms our cycles are specific in each individual. So in other words, they have those rhythms they impact. Things like sleep and eating and women's monthly cycles. So when we do something critical like when we have intercourse to get pregnant or avoid pregnancy or even wind during the day, we might administer a drug therapy. So effective and has the fewest side effects. So think about that saw you a morning person or a night person I'm a morning person. Okay. So that's really controlled by your biological clock. So I've the night person, but I've had to kind of force myself in between work and kids. To be more of a morning, but that's not naturally what my body wants to be in on the weekends off fall back. So your morning, maybe I'm more like I didn't even think about that but maybe I'm more like that. Okay so What does your body do? Oh, on the weekends I'm up. I'm baby. Right, exactly. What's up? Yeah, that's interesting. Okay. Okay. That's fair Okay. So this is a bow. You know applying your your normal circadian biology to how things work out. So we do is we measure biological patterns that are controlled by the clocks, and so we do this with biometric of body temperature. So temperatures a proxy for physiological activities of our body. We've got a device or wearable Caprio in that measures core body temperature on a continual basis and core body temperatures really the gold standard, a circadian science, a very rich information signal, and as one of one of our advisers stated from a diagnostic perspective, it's like taking a blood draw every five minutes and the kind of information you can pull from that. So for our. First application, we're using that information to help women identify their fertile window for pregnancy, and then many women don't even have a window because of underlying issues. So we can provide this very high fidelity information through this continual biometric that can be used to diagnose and then track the effectiveness of treatments for those underlying conditions, and then we believe that we can apply these biometrics also to contraception to menopause to sleep disorders and eventually clinical areas such as the timing of delivery of drug therapies like chemotherapy for maximum effectiveness.
Fresh update on "small business administration" discussed on John Tabacco's Liquid Lunch
"All right. What to do to do what to do. We're coming down to the final stretch. We're in the homestretch here of the 2020 electoral race. Here's to you for joining us on this freaky Friday. Nice, cold, Fresh martini. Now one of the things you need to tell you friends, if your cocktail parties this weekend if your son flag football game when you've got a soccer game and you talk about who you're gonna vote for white gonna vote for One of the big bull stories of the whole Joe Biden camera. Harass Tax plan is that no one that makes under $400,000 will get a tax increase. Okay for 100,000, unless you're good. You don't have to make money and I've been scratching my head on this number. Like from the beginning. Why would they circle 400,000? I don't know Why, Dick. Why? When they say 2 50 or 505 100,000 you know what I mean? You half a million as your dead Why would they zero in on 400? I'm doing my perusing last night. You know, after the show, I kind of field some calls, handle my other businesses. And then my mother makes me dinner last night at a water, some Chinese food and then I do a lot of reading and I go through different names. I send them to the team. And you know I'm tryingto research things that I want to talk about, so I could talk about them smartly. All right, and I come across this grid and it'll hit me just like this. Okay? Did you know that 80% of the employees in this country are employed by small businesses? With 2 to 4 employees, and that's a fact that's from the U. S. Bureau of Labor and statistics. Now look at these strange numbers. 80% of the employees in America work for companies that make $387,000 a year. So small companies all make 387,000. So you're right underneath that 80% of the company's in America when they say 400,000. They're saying them you guys are okay. Okay. Now, that may sound a little strange deal, which it sounds like a good thing, right? Okay, good. The wind thing, any good, small business owner any good, small business on a weekend in the habit of not leaving the graphic up there for a minute. They put it up. Let me talk about it and take it down because people get bored when they're looking at the same thing just doesn't matter of television production. Put it up again. Okay, Take a look at this chart. Average revenue for companies by employees size notice the 2 to 4 employees. The average revenue is 387,000. OK, so The trick from Joe Biden is ifyou're on the 400,000. You're safe. That means every small business owner who employs 80% of people in America, 387,000. You're safe. Not true. OK, any good small business owners trying to grow every year, So if you add 3 87. And you grow your company by 10% next year, you goto 3 24 20 Now your taxes going up on everything. Okay, so that's number one. Now put that shop back up again. Nico for a moment, please. Now, if you take a little kid's a clever little thing. If you grow and you say Donald Trump's economy's doing great, I'm gonna hire a new employee. I'm going to go to five employees. Well, according to the bureau on Labor's physics companies with 5 to 9 employees. Average revenue is a million dollars a year. Okay, A million A year. So if you go up by a marginal amount next year, you're all getting text from Joe Biden's tax plan. If you hae one more employee because you want to grow your business, new taxes going up also, OK, and the little hidden trick in the tax plan is a minimum corporate tax where every business has to pay a minimum 15% tax, which sounds great, like all those big companies are going to get tax thing. But that means on your 387,000. You will pay $55,000 in additional taxes because you got a 15% minimum tax. Now on top of that, OK top of that. Joe Biden has come square out and said, We need a federal minimum wage of $15. So when you're at the cocktail parties when you're at the soccer games when you're at the flag, football games and your friends telling you, Joe Biden is not going to raise your taxes unless you make over 400 grand 80% of the small business owners in America make over 400,000 year thunder it and that's why they said it at 400. Because they know won't affect 80% of the people on its face. Okay, Now, every small business in America has been completely under attack and besieged over the last six months over 15,000 restaurants have closed permanently. Okay, so the effects of the pandemic the collateral On society have been crazy. 15,000 restaurants closed permanently. Okay, so I think the average restaurant in America has five employees Think I got that from the small business administration a couple of weeks ago 15,000 business restaurants, five employees that 75,000 people who could be added To the death toll of Corbett from none. Coben related their work their jobs. They can't feed their family and Nancy Pelosi won't let the Senate passed the $1.9 billion bill to give these people some more relief. So keep that in mind, and now on top of it, small businesses have been beleaguered..
How to Move Forward When You're An Unemployed Side Hustler
"Hey guys. Welcome. Welcome back to the show. It's not Kayla here and I'm back with a solo. It's been a minute right? Well, here we are in October I can't believe it's October y'all like this year. It's just I. Mean I don't even have to say you know already and we also know that the levels of unemployment right now are at an all time high. Due to the effect that Cuvette has had on first of all human beings and then supply chains businesses. The way we run businesses and having to close businesses because of the fact that that foot traffic isn't there or people are not able to patronize those businesses. So in the last week alone I have seen many friends and acquaintances get furloughed or laid off fired and my. Heart really really really goes out to everyone. So it's just been on my heart to do this episode I decided to share again, my own story of unemployment and some tips that may be able to help you or someone you know get through this time as a site hustler who is now on employed doesn't have that full-time job to supplement the side hustle Share this with a friend or someone you know who might appreciate it and yes, you'll get through it. They will get through it. Please remind them that this too shall pass So let's let me share a little bit about my story for those of you who don't know or maybe you've heard bits and pieces of it but not the whole thing let's get into it. In Twenty fifteen I went through a seven month period of unemployment of not having a fulltime job I was recently graduated from Grad, school and yes I went from May to December without fulltime job. And now these were different circumstances. Obviously, it wasn't a pandemic it wasn't a lay off or furlough. So there are different circumstances surrounding me not having a fulltime job. However, it was still challenging sometimes discouraging time in my life and I would hate for anyone to be going through this alone feeling the same feelings of embarrassment sometimes hopelessness like I like will ever find a job. Feeling regret like should I have done XYZ differently should have explored a different career should I have worked in a different field and so on and so on I don't want you guys beating yourself up. So I'm devoting this episode to share in what helped me to keep my head up and push forward when I was unemployed and how I stayed on the side hustle path through it. All I. A little back story on how I came to be unemployed for years ago. Was it four years now? Hold on hold on let me do five years ago. I was attending graduate school for my masters of Business Administration at the University of Michigan Ross, School of business in the summer between my first and second years of business school. I was an MBA intern at Google. I was really excited at the time to land. This was a coveted internships I was so excited to land Google and dive headfirst into the internship I moved out to mountain view for the summer as working in AD sales. Now, for most MBA internships the goal and the expectation is. That you have such great internship that at the end of the ten to twelve weeks in your internship, you'll be extended a full time job offer from that company. That's how it's supposed to work well, that in happened in my case despite working hard despite getting APL-, employees, recommendations, and awards that summer and doing all I could to seem like I was fitting into the culture because you know that's big and like the whole Silicon Valley Tech World doing everything I could to be new Gli. That what they call it I don't even know anymore. googly. Remember, can you believe this was one such like an important part of my life? I promise you will be laughing one day to at this phase in your life So I was doing all I could to fit the culture and really land that job. But in hindsight that was not the right opportunity for me. So no matter what it probably just. was meant to be and I'm glad that it happened that way. However at the time, it didn't feel like this I did not get the full-time offer. I was devastated I was pretty dejected and spent the rest of the academic year dodging my friends, my classmates questions about what I was going to be doing post business school, and then graduated with no job in May of that year. From May to November, I would go on interview for job after job only to receive even more rejections at one point after going through six rounds of interviews with Uber for at the time they were launched Uber Eats I was going for marketing role with Uber eats and I got turned down to six rounds of interview. And you know at that point when you go for six interviews with the same company like that is exhausting, you really are like I got to get this role but I didn't get it and that was a moment for me when it clicks I said. Enough is enough I was done investing so much energy into trying to work for other people and I was ready to invest into myself. So let me be clear here. Don't get me wrong. I was still looking for a job I in no way meant that I was gonNA quit looking for jobs and just become an entrepreneur at that point but I knew that I was so depleted in terms of self confidence and self empowerment that I needed to do something differently. Shortly. After making that revelation I began freelancing as an independent social media consulting because at this point you know money funds are running low and. Full transparency even though at the time I was living with my then boyfriend now husband Killer. Doesn't like not having something to bring to the table? Okay. I like my pockets to be full. I like to have money my bank account, and there's no way in hell that I was not going to find a way to bring some income, and so that's what I did. I started freelancing social media consulting at that point I have into my network for that role and I went and did some freelance work for the organization. That I once was a part of two. So it's called MLC and I've mentioned it many times management leadership for tomorrow I started freelancing with them social media, consulting boom tablets you network make sure you have some money in your pocket
Fresh update on "small business administration" discussed on Latino USA
"Primarily patronage. By patronage I mean. You know handing out federal contracts to. Latino business owners who supported the president creating more federal jobs for Latinos and this came up during the Watergate hearings for the first time in our nation's history, the Spanish speaking people were invited to participate in an upfront manner during a presidential campaign it was found that he had not Nixon personally, but the administration had entered into a lot of kind of crooked deals with Latino business. Owners in return for their support for the president. The percentage of Spanish, speaking voters casting ballots for the Republican nominee increase from approximately six percent in nineteen sixty, two to about thirty five percent in nineteen, seventy, seventy-two the person testifying about all of this is Benjamin Fernandez and he was testifying as the head of Nixon's national. Hispanic Campaign Committee the other really important part of Nixon's appeal was. Based on economic uplift, and so he appointed a Mexican American to run the Small Business Administration created the office of Minority Business Enterprise established the National Economic Development Association which was headed by Benjamin Fernandez who would later become the first Hispanic candidate to run for president. All of it just demonstrates that you know economic.
Cop-hating protester accused of defrauding COVID-19 relief loan program in New York
"Brooklyn man facing all kinds of accusations right now, 24 year old Jeremy Trap, allegedly told a police informant. He wanted to quote harm police officers and wanted to quote cut police car's brakes off. Then, at a July 17th black lives matter rally the informant and police got video of trapped under a police van. When he emerged, police say they took wire cutters off him and found the brake lines cut. He's charged with state and federal crimes. Now a faces new charges that he defrauded the small business administration out of money intended to help employers hurt by covert federal prosecutors charged trap claimed he had a commercial car wash that employed 10 people and because of covert. He needed money. He was given a $10,000 grant in a $42,000 loan. Then investigators found the carwash didn't exist. Now traps charged with fraud on top of the other
JPMorgan Chase investigating misuse of pandemic aid funds
"Clients misusing federal Corona virus relief funds, which fraud experts have warned were ripe for abuse. Given the sheer scope of that spending bank is investigating employees who may have been involved in in the the misuse misuse of of federal federal funds funds meant meant to to help help small small businesses businesses and and other other customers customers hurt hurt by by the the pandemic. pandemic. The The firm firm said. said. The The conduct conduct involves involves instances instances of of customers, customers, misusing misusing paycheck paycheck protection protection program loans, unemployment benefits and other government programs. JP Morgan was the biggest lender in the small Business administration's PPP program, which offered a lifeline to businesses reeling from shutdowns. The plan was the centerpiece of the $2.2 Trillion Corona virus relief package that took effect back in March and allowed small businesses to apply for loans of as much as $10 million each. Hillary Barsky Fox New grad
"small business administration" Discussed on Z104
"You know, we have a kind of a checklist or a drop down menu that has different kinds of flood on flood zones in it, you pick which one you're in, and then you would start from there and then you would answer a number of questions about Your your property. So like which community do you live in? Is that a single family home or multi family home? Is it elevated a little bit, Or is it right on the ground on Ben? Once you would answer all those questions about maybe 10 or so questions total. Overall, you would end up getting at the end where you would actually be able to tell, you know, kind of select which level of coverage you want. And then it would give you an estimate of what the baseline premium would be. For that amount of coverage you mentioned feeling Wouldn't FEMA cover any damage? I'm anchor. So if you have a flood insurance policy in your policy would cover it. But if you don't have flood insurance when you get a flooding event, FEMA is not there to bail you out of all the damage you get. If you're lucky, and of course, under the circumstances, you would already be very, very unlucky because you would have substantial damage to your home. If the area would qualify for a disaster declaration. There might be some grant funds available, but we're talking maybe 5 $6000. For a grant who then you know if if we don't have that you might be eligible for loans from the small business Administration. They handle a lot of these loans and a recovery. But again, that's alone Flood insurance policy just like any other insurance policy. It covers your damages. Okay, so I've got to risk calculator filling all information. And once I receive this information, what happens next? Well, then, in the next step really is to call your insurance agent. So the National Flood insurance program is actually serviced by private.
Hector Barreto - Entrepreneurship and Immigrants
"Welcomed or guest today, Hector Baretto Hector form headed up the United States. Small Business Administration today. He's the chairman of the Latino Coalition. Thanks for waking up early with us. Do this actor thank you in our Co host Laura Collins, once again. Welcome back, Laura. She's the director in the Bush. Institute smu Economic Growth Initiative thank you. Thank Santa I. Only wake up early for this I know we. To Peel back the curtain we're here at about seven thirty in the morning in Dallas and Lauren I were comparing notes and turns out that one of us are morning. People so hector. We're looking. We're looking at you. Demand on. West Coast time. It's like five thirty in your body clock Oh. That's rough. Hector's here for our SME Economic Growth Advisory Council where he is one of them. Is that help guide the policy work that we do at the Bush Institute, because both of his expertise is the forty first administrator, the small business, and because his work with the Latino Coalition. Let's start with the former when you were with the small business administration. What was the goal of that department? What were you? You, all working on the small business. Administration was actually started in one, thousand, nine, hundred, fifty, three by President Eisenhower and there were some small business programs before that, but they unified those all into one agency, and it's really the agency that supports and advocates for America's small businesses, and that role has become even more important over the years when they formed the SBA. There probably weren't thinking that was going to be over thirty million small businesses in the united. United States and I like to say nothing small about small business. They really are the engine of America, the engine that fuels the economy of America not only are there a lot of them, but they represent over fifty two percent of the gross output of the economy. It's the place that two-thirds the net new jobs of our economy comes from, and it's also the place that a lot of our innovation comes from. That makes us the envy of the world. World in terms of our economy so very very important agency. A lot of people have heard of it, but they oftentimes don't know everything it does. Where does your passion for Small Business? Come from a well? That's easy. I was fortunate to be born into an entrepreneurial family, so the first business owners I ever met where my mother and father and my father was especially a serial entrepreneur. He loved business. He loves starting businesses. I'm not saying he loved running. My mother ran the business ideas, man yeah, but I learned a lot about a small business I used to joke that everything I learned about business. I learned in a Mexican restaurant because that's why I worked when I was a little kid. What jobs is you? Hold with your parents Oh, a lot of them, you know we were an immigrant family and. There was five children. My mother had five children six years. I have four younger sisters, and so we were all recruited to my father's executive training program very early on, so we all had to work I remember waiting tables when I was nine years old. So And then I. as I got older, I got more responsibility and help run some of those businesses and start some of those businesses, and my father had a number of different businesses. We started off with the restaurant business, because that's an easy business to access, but then later on at a little import export business, a little construction business, none of those businesses wherever really large, but they were very important to our family helps support us. They helped educate, and we learned a lot about being in business and working with the community and customers, and so your father came to America start these businesses. He actually didn't. My father was an immigrant to the United States in the late nineteen fifties. I don't think he was planning on staying that long. But he met my mother. My mother is also from immigrant parents from Mexico they've shown love, and and of all places they started their journey in Kansas City Missouri that's where I was born. I grew up in Kansas City Missouri and my father. He had a lot of different jobs as a lot of immigrants do when they first get here. His first jobs were picking. Picking potatoes for fifty cents an hour in rural Missouri and later on, he worked at a railroad, a literally pounding the spikes into the ground, but in the winter it got too cold, so he moved into He started working in the livestock business, and it was very difficult. dirty work. He was cleaning out stalls, but at least it was warmer than being outside. When he was working at the railroad later on he, he was a janitor at the school that I would eventually go to, but my father used to always say that he was a business owner, and I would say dad. You have these jobs. You're not a business owners. They know what I have to do right now, but eventually alone my own business, so he was very passionate about that. He always wanted to work for himself, so he starts so then he starts these businesses and his career trajectory starts trending too so far up that start happening. Yeah, my father was a very visionary leader very. Very charismatic you know he when he's grown up used to say know. I came here with nothing I didn't know anybody. I didn't speak the language. I had no money I had no power, but I believed in myself I was willing to work hard, and this is such a great country that affords us the opportunity to go as far as we WANNA go. We're only limited by our own imagination our own commitment, so he he's. We started these businesses, but later on my father was kind of an organizer as well, and he wanted to belong to the Chamber of Commerce. This is in Kansas City. Number of others spanning businesses. There were there at the time, and my father started asking. Where's the Hispanic Chamber? And they said well. There isn't an Hispanic Chamber. My Dad said well there should be, and if nobody else is going to start it, I will so my father was one of the founders of the Kansas City Hispanic Chamber of Commerce, that was in the mid seventies,
Raise Your Frequency & Tune-up Your Energy With Crystal Singing Bowls With Colin Hillstrom
"Once up action tribe here host and founder of mice, Chaka's my seven Corales dot com, the show where we help you expedients, effortless healing awakening, and Barnes today's episode we go deep into conversations and discussions about sound healing, one of our most favorite topics, raising levels of consciousness, letting off stock emotions, and the power of immersing yourself in healing sound, but before diving in. I'd like to remind you that. I have recently released a twenty page document that outlines some of my favorite Whiz, my tried and tested with to raise my wife rations and feel better a worst immediately, so if you'd like to check that out for that free download, my seven juxtapose dot com forward slash feel better now. Mice showed US dot com slash. Feel better now and get your pdf download all right, so let's bring on our special guest for today's. Golden Hills from is an innovator and practitioner specializing in alchemy. Sound Healing For archetype consciousness coaching advanced light meditation and transmission homeopathy. Believes that continually growing once awareness, understanding and knowledge of the chucker system is a most practical way for living a more balanced alliance, successful and Fulfilling Life Colin created his first full time wellness center in nine, hundred, ninety four, and has studied and certified on various. Mazda practitioners, including Dr, Ryan, or banners, and would renowned sound healer and Inuit Sherry, Edward, so as you can imagine topics for today are going to be in and around sound and vibration, frequency and healing in consciousness, and you're gonNA. Really enjoy today's conversation so Golan welcome to our show, and are you ready to inspire? Yes I am thank you. Thank you very much for having me on the show and Yes, ready to inspire is all about that right? I mean a lot of people talk about. On spirituality and social growth, and all sort of things and And those conversations can become quite hetty often approach from a left brain kind of side. The question at the end of the day's would actually we inspired you today, and that's what he wants about being letting Spiridon, and and really living by inspiration, though yes ready to inspire today, you Betcha. Absolutely and also listeners for some context as you probably know most of the guests that I've interviewed in the past activity, ninety percent of our business in the US. and. Especially since I am in a very conscious and you know spinach centered place. Vancouver was to reach out to some of the experts and visionaries and healers in the vicinity, and perhaps having person conversations with them, and so calling is actually bist into Victoria, not far from Vancouver, and this is me going in the direction of connecting with amazing people locally, and then, if possible, now that's a hint having in percent of us with folks in my community about healing about sound about frequency. Right so super excited about this session collapse. We can start with your childhood. What was it like growing up in your husband? And where did you grow up? I grew up near Hamburg Germany Two years old when I immigrated to Canada. and. So, what was it like growing up? I grew up in a very small city of about forty thousand people between Hambleton over. A city that has no post. Post secondary education, though virtually everybody after great thirteen, the Germans middle different from the Canadian like after great for you begin to specialize the either day in the General School, the Middle School until grade, ten or you early on Tuesday academic route Nicole was called high school, which is basically great, five hundred, thirteen, leading towards post secondary education. So virtually all my friends including myself degrade thirteen. We went somewhere else because there was no other place to study and I studied. At the university, of Munich for a year while it's actually not really quite true I enrolled in. In our school of law at the University of Munich, I went to one lecture and I thought that everybody else was like. Advanced compared to me and I decided to drive truck for year instead of going to university so I did that. And then I decided to study business administration and I enrolled at the University of Hamburg. I went to a few lectures. Derek got few credits and just couldn't wait for my ticket to leave. Germany, I was Prior to that thirteen years old spent a Lotta Time in France on exchange program. That's. That was A. That was very. Informative for me that Germany's a place that's really know for tunnel vision, and that's just very dramatic. Way is just like you basically almost like you just have blinders around yourself dislike like a horse. Pulling a cart in a way and that's in a way. That's the dramatic way of seeing you'd think of the way geographic on Germany's a wedge between East, and West Germany. That's just like the mind. Develop Sideway, though when I was thirteen years old I got the opportunity to do a debate in an exchange program. The French student and that was kind of my first. And my mind that there was also. A different wages. And absolutely loved it, and I remember like being We as a family are my host family I would go out with a with a fisherman on the little fisher boat are hardly tours and I thought to myself at the two year old. When I'm old. Enough I'M GONNA leave this place Germany, and I'm going to move to France on. We're GONNA become a fisherman. and they went over seventeen or eighteen years old. I thought I can't wait to get away from here
After lobbying, Catholic Church won $1.4 billion in virus aid
"By now, big companies politically connected cos. Cashing in on the massive federal rescue package that was designed to help small businesses whether economic devastation wreaked by the Corona virus pandemic. Today. We are learning courtesy of The Associated Press that the US Roman Catholic Church manage to secure billions of dollars in loans from that rescue package through the Paycheck protection program. Reporter Michael Risen. D's has been reporting on the Catholic Church for a long time. He is one of the reporters who has been crunching these numbers and trying to track where that money is going. Hey there. How are you? Hey, not so bad. Nice to Beecher. How much money Exactly are we talking about? Well what? What? What I and my colleague re stunk Lin identified and I got to really give a shadow to Reese here because he's a great date a reporter, But we were able to identify between $1.4 billion a cz Muchas 3.5 billion and the reason there's a range here is because the small business administration did not release precise loan amounts. They only released ranges of loans. Oh, and we identified 35 3500 loans worth between 1.4 billion and 3.5 billion. OK, so a huge range, but we are talking upward of a 1,000,000,000. That's 1,000,000,000 with a B. It's a lot of money. How how has it been spent? Well, it's been spent as far as we know. We don't have Ah, very clear accounting. I have to say, as usual from the Catholic Church on precisely how the money is being spent. Where assured it's being spent for for payroll and utilities keeping people employed. But I have to say there is no monitoring of this program. It's self monitoring itself. Certification. So we don't actually know for sure. Do we know for sure whether any of it has been devoted to to help cover past gaps in the finances? Um and I will note that many Catholic diocese were in really bad financial shape going into the pandemic because they had to pay out these big settlements to victims of clergy sexual abuse. Does that factor into how any of this rescue money is being spent at all? Or do we know? Well, this is one of the points we made in our story Is that a lot of this money eyes going to diocese that might be experiencing financial stress not so much because of the corona virus pandemic, but because of the large payouts they've had to make to clergy abuse survivors, sometimes in the hundreds of millions of dollars. You never hear much about these payments. You do hear a lot about supposed stress from the pandemic, And I think a lot of that stresses Israel, but in effect, I think what's happening here is you're seeing Churches who are stressed financially because of clergy sex abuse, getting a break through the federal government through through direct payments from the federal government that are being used to pay actually the salaries of priests and ministers, which is unprecedented. As we noted, this money was supposed to help small businesses. The Catholic Church is not a small business how to church leaders defend us. Well, I think the first thing that happened is because of the downturn in the economy was so severe. I think the government wanted to just get a lot of money out there. So there was an exception made. For religious groups they could they could. They could apply like any small business. But then what happened is there was a second break that religion's got and the second break. Is that they were exempted from the rule that says that on ly small businesses, Khun get the loans, and the small businesses are defined by businesses with 500 employees, and that includes the employees and all of their subsidiaries. So we find now that religious groups are exempt from that rule, And that's why, for example, 80 churches, parishes in the same diocese can apply, and that's why The church was able to get so many loans and so much money and you know, I'd like to say that even though we identified between 1.4 billion and 3.5 billion We know that's an undercount. We know we were not able to identify all the loan. So the the money is really quite large. We just have a minute or so left. But do we know whether other religious institutions did other churches get this benefit? Or was this just the U. S Catholic Church? No. All religions got this benefit Thie Catholic Church, of course, is very A large organization. This is a This is a global religion that is headquartered in Rome. It is its own country. In fact, it's headquartered in Vatican City. It so its own nation. It's very time consuming toe. Identify exactly who was giving these loans we know now. So we have We have a pretty good idea of what the Catholic Church got other religions did benefit. I can't give you those numbers right now. The data was just released this week. All right, well, we'll look forward to when you come back and tell us when you've dug through the rest of it. Thank you so much for sharing your reporting today. My pleasure. It's Michael resented his investigative
AP: Catholic Church lobbied for taxpayer funds, got $1.4B
"The Catholic Church has apparently benefited from the Paycheck Protection program. The U. S Roman Catholic Church has used a special and unprecedented exemption from federal rules to rake in no less than $1.4 billion in taxpayer backed Corona virus Aid and Associated Press analysis of data released by the federal government finds Catholic diocese parishes, schools and other ministries have received approval for at least 3500. Forgive a ble loan so far. Houses of worship and faith based organizations that promote religious beliefs are normally not eligible for money from the U. S Small Business administration. But amid the pandemic, Congress allowed faith groups and other nonprofits to access the Paycheck protection
Treasury names small businesses receiving PPP loans
"Loans loans continued continued to to be be in in the the news, news, Nick. Nick. Good Good morning. morning. They They have. have. Good Good morning, morning, The The US US small small Business Business Administration Administration on on Monday released the names of companies that received a paycheck protection program loans. Nearly 14,000 Minnesota companies received loans of $150,000 or more and 132 minutes of the company's got PPP loans north of $5 million. Redacted details of the $649 billion program were released Monday by the FDA or the FDA was under pressure by media organizations to release the data. American City business Journalist, A parent company of the Minneapolis ST Pulp is internal is among the parties that stood the FDA for the information. The The FBI FBI said said loan loan to to Minnesota Minnesota businesses businesses help help retain retain more more than than 700,000 700,000 jobs. jobs. Among Among the the well well known known companies companies getting getting loans loans of of five five million million or or more more are are famous famous Dave's Dave's Christopher Christopher and Banks and D'Amico restaurants
Treasury names small businesses receiving PPP loans
"Releasing releasing info info about some of the 650,000 recipients of loans from the payroll protection program, which was passed by Congress to allow small businesses to keep their workers employed during this pandemic. While mostly small businesses and nonprofits got money through the program, which is given out $521 billion. There were also some wealthy and well connected recipients to Among them. Kanye West's clothing and sneaker brand. The anti tax group Americans for tax reform companies owned by the family of President Trump's son in law and senior advisor Jared Kushner, as well as California representative Devin Nunes Winery Family Cos. Of West Virginia Governor Jim Justice who is considered to be one of the state's richest persons. Washington, D C political strategy Cos. Legal firms and big money hedge funds to Treasury Department only named companies that got more than $150,000 which made up less than 15% of the companies that received loans about locally. 2453 Rhode Island employers got the federal PPP loan worth at least 150 large Ted Niecy from Eye Witness News With that story, The US Small Business Administration on Monday released the names of all employers that got at least $150,000 from the Paycheck protection program, which Congress created in March to mitigate layoffs amid the covert 19 pandemic. The list includes quite a few familiar names. The Poss Ox got a loan of at least $350,000 to retain 49 jobs. Fellows got loans for a number of its restaurant locations. Even the parent company of the Foxy Lady Strip club received at least $150,000 to retain 159 jobs. Overall, the SB says 2453 Rhode Island employers got at least $150,000 each. 14 round, employers got at least $5 million over $1.8 billion in loans have been a Awarded in the states. So far, a majority of the loan money has to go toward payroll. Employers can apply to have the loans forgiven by the S P A. The economy needs a lot of help. Appearing on Sundays face the nation, Economist Mark Zandi warned. Congress will need to do more as the PPP winds down even though unemployment back down if you had a Books that are unemployed People who are got their hours cut there so working, but they got their hours cut. Then consider those folks that are still working. Haven't gotten your hours. Couple got their pay cut. You're talking about 1/3 of all American workers that are still struggling. And if you want to take a
Banks Under Fire for Alleged Unequal Lending Practices
"The practice of red lining were denying financial and other services to people based on race, was outlawed in nineteen, sixty eight, but last week several Chicago Chase Bank branches closed temporarily as protesters call for racial equity and lending from the nation's largest bank and expose published in early June by nonprofit newsroom city bureau and WBZ radio found that off the seven and a half billion dollars in Chicago home. Purchase loans approved since two thousand, twelve, less than two percent was loaned in black majority neighborhoods. The bank is also the subject of a Federal Class Action Lawsuit. That suit alleges that chase shutout. Business. Borrowers from the paycheck protection, program or PCP. Stacey Hawkins Armstrong's the founder of shop. poppin gourmet. Popcorn in Westchester. She told news station ABC seven Chicago the. She tried to file her PP loan application with chase. On the first day. They were accepted, but she got nothing but error messages desperate to keep her doors open and her four employees on payroll. She ultimately secured a smaller loan through a different bank. She believes that chase prioritized. It's favored customers and left small businesses like hers in. In the cold, She's not alone the US. House of Representatives is launching probes into how several banks including J. P.. Morgan Chase Bank of America and Citigroup made P P P loans according to the Orange County Register. Critics allege that big banks service business customers and Shutout underserved borrowers from the funding pool. redlining continues in subtle ways today, including in how P P P loans. Loans were distributed according to Everett. Sand CEO of small business lender lend Distri in a report in fortune as business wars daily reported earlier this month. The Small Business Administration gave no guidance to lenders to prioritize underserved communities about ninety percent of black owned businesses have no employees ease sands, says P, P P rules. Regarding sole proprietors came out last that let these entrepreneurs unclear about. About which loans were available to them? The SBA hasn't released the demographics of WHO received PPP loans, but a survey report by color of change and UNIDOs US is revealing more than half of black and Latin next small business owners who sought assistance requested less than twenty thousand dollars in funding only about one in ten received the funding. They ask for according to the report. One united the nation's largest blackout bank has been working to help black owned businesses get better access to loans in the second round of stimulus funding, federal government allowed thirty billion dollars to smaller and minority owned banks such as community development, financial institutions were CDFI's one united secured some of that funding with that on April. Twenty nine, the bank launched its own P. Program. The bank committed to lending to black owned businesses and self-employed people. It's I. P P Loan, went to an uber driver. Time will tell who was more effective in getting money to black owned businesses, but the stakes couldn't be higher. A recent report by the Brookings Institution Warns Covid. Nineteen could wipe out a decade of economic gains by black owned businesses as Congress debates whether create another stimulus round. The future of many black owned businesses hangs in the balance.
Small-Business Aid Program Has Significant Fraud Risk, GAO Says
"Some members of Congress are asking the small business administration to explain why more than thirty eight billion dollars in virus relief loans for small businesses were canceled as of the end of may a government accountability office report gave no reason for the cancellations the report also cites a significant risk of fraud in the paycheck protection program because of confusing rules and a lack of
Trump administration drops secrecy on small business coronavirus loans
"After continuing pressure to do so the trump administration says it will release details about which small businesses received loans from a six hundred billion dollar plus coronavirus aid program the government rocks dog say there needs to be more transparency even more to get an accurate picture of who got the money and who didn't on Friday the treasury department and the small business administration said they would disclose the names of small business owners who received one hundred fifty thousand dollars or more in forgivable
House demands coronavirus loan info from Treasury, banks
"The house subcommittee investigating billions of dollars in corona virus eighty is demanding the treasury department the small business administration and several large banks turned over detailed information about who applied and received federal loans the request coming after treasury secretary Steve Mnuchin told Congress recently the names of loan recipients of the amounts dispersed as part of the six hundred billion dollar plus paycheck protection program mark criteria information Democrats argue there's nothing proprietary or even private about public businesses are private businesses receiving public taxpayer
House demands coronavirus loan info from Treasury, banks
"Hill the house subcommittee investigating billions of dollars in corona virus eight is demanding that the treasury to open the small business administration and several large banks turned over detailed information about who applied and received federal loans the request came after treasury secretary Steven Mnuchin told Congress last week that the names of loan recipients and the amounts disbursed as part of the six hundred billion dollar plus paycheck protection program are proprietary
Heavenly Sources Confirm Jesus Christ Will Transfer To Iowa State University After Getting Grades Up
"Journalistic enterprises like the ones. You just heard after this message from our sponsors who may or may not actually have something useful to settle you. There's only one way to find out our top story. Today comes from the heavens as a lesion authorities are reporting that Jesus Christ will be transferring to Iowa State University in the fall after getting his grades up. The once academically troubled son of God seems to have finally been able to rehabilitate his image and get his schoolwork up to snuff over the last year at Western Iowa Tech Community College. And he's now ready to move onto the next chapter of his education. We're joined by. Opr's afterlife correspondent thaddeus Lawson to unpack the big news. Hi Leslie good to be here that is. This has been a long journey full of ups and downs for the son of God trying to make the grades and to be Frank. Fixing some behavioral problems. So he could get into a state or private school right after graduating. Saint Peter's high school with a dismal one point three grade point average. A lackluster five eighty. Sat score and a disorderly conduct arrest drunkenly urinating on the streets of gold by his house. He couldn't get accepted into any of his preferred universities. That's what his father started. Pressuring him to enroll in community college to get back on track. That wasn't a quick fix. His father was hoping for either correct. I mean he failed the winter semester at tech last year because he blew off his business administration final to play call of duty right and then he started this spring semester. This year getting kicked out of his welding class when he welded several pipes into a satanic pentagram not to mention his outright refusal to stand his dyslexia medication. So most didn't think you'd get to this point so that was the catalyst well my sources. Tell me that the son of God did a lot of small things like making sure to always sit in the front row and show up to class with a pencil but the real wakeup call for him came in February when his best. Buddy nate overdosed on method an epic. Kager our Lord and Savior through. Yeah after he found nate lifeless in a ditch by the house Christ shared with six other roommates. He told those closest to him that he needed to sober up and stop wasting away life. The Lord finally sobering up is definitely a step in the right direction. A what was his final. Gpa and greats like for this semester although we got to ds and biology and computer science he did manage to get an a minus a nutrition and B. Minus in the history of rock and roll which pulled his GPA up to a two point eight. That's plenty good for Iowa state and what's The reaction from the Heavens God Almighty and all his heavenly hosts are simply ecstatic. They're all just happy. That Jesus Christ and his father are taking an early to Iowa state to purchase some. Isu Swag the bookstore. Instead of burying the son of God with a needle coming out of his arm I can't help but ask and no offense to Iowa state but why them and not more storied private school. I mean this is the son of God. We're talking about wouldn't have brown taken him as a legacy student now. It's my understanding that Jesus wanted to create his own path and had zero interest in following his father's footsteps by going to Brown plus he liked the reasonable out of state tuition Iowa state and their study abroad option in Australia and as an aspiring radio. Dj He was impressed with Iowa State's communications program and ability to get involved early in the department student. Run radio station. Well of Christ is out there. Listening
"small business administration" Discussed on KOMO
"Small business administration he says in this latest round of funding much more of the money has been going to smaller companies Jeff Pohjola companies dental hygienists are concerned about their safety is office is prepared to fully reopen later this month Jennifer is a bar struck as president of the Washington dental hygienists association tells Carmel as they work inside patients miles and the virus is spread by aerosol particles it puts them at very high risk she tells komo they have recommendations of protection guidelines from the American dental association but nothing formal all those are our recommendations and we need them to be recognized at the state level for that we have rules that we can follow for everyone and it's standardized she says the many high Genest have decided to leave the profession or retire early over safety concerns because of covert nineteen the US now says the European Union has no right to retaliate over the tax breaks Boeing used to get from Washington state rival Airbus a complaint to the World Trade Organization about the hundreds of millions Boeing got in tax breaks from Washington state in the WTO had threatened to take action with the European Union Kweisi issue tariffs on all sorts it's a Washington state products from Boeing jets to wines even video games but the state legislature repeal those tax breaks last session and now the U. S. tells the WTO the U. doesn't have the right to retaliate Reuters reports an Airbus spokesman says this is simply a claim that will have to be evaluated by the WTO Charlie harder come o'neill's come on news time now ten minutes past the hour now an update from the Harley exteriors como sports desk today beyond Connie told the Houston TV station this week that he would be open to returning to the C. hawks John Schneider said the Seahawks are open to acquire any return put the hawks may not have the money because they moved forward with other signings and didn't wait for clarity to decide the W. N. B. A. was supposed to tip off next Friday and storm star Breanna Stewart who was out all last season with a torn Achilles tendon so she's cautiously optimistic she and the team will get to play and she's ready to hit the hardwood again sports at ten forty on komo.
"small business administration" Discussed on KYW Newsradio 1060
"The small business administration banking industry groups say the SBA's loan processing system still can't handle the volume of loan applications from business owners under the paycheck protection program the S. P. A. has said the slowdown is due to its attempts to limit the amount of loans any bank can submitted one time but some banks say they're not able to get any applications into the system census takers are getting set to hit the streets the US census bureau says it's making plans to resume field operations June first but told Congress it'll have to be in phases based on when certain parts of the country and or ease lockdown orders and on the availability of protective gear for census workers most of the knocking on the gore's at residences were a form hasn't been filled out won't take place until at least August the bureau is doing more to place ads to get the word out about the census Steve Caton CBS news while some parts of this country prepared to lift coronavirus restrictions some already have it appears though that it may be several weeks at the least before that can happen in New York City the city is trying to get to a low transmission rate first of many bigger cities are trying to do including Philadelphia for some restrictions to be lifted in New York City mayor bill de Blasio said they need to get down to a low transmission rate he said that requires better tracking of the positive coronavirus cases here so I'm announcing today that we are hiring the mayor said they're going to hire and train one thousand people to interview people who test positive for corona virus in order to find out who they've been in contact with and get them tested as well folks who need isolation they'll make sure they're getting it the mayor said the only way to control this corona virus in a densely packed area is to reach a low transmission point Steve casting down New York it's eleven nineteen the K. Y. W. medical report now sponsored exclusively by independence Blue Cross our medical editor Dr Brian McDonough answers a listener's question about strains of coronavirus Marie from Medford are there two types of corona viruses I had read that there was an L. type which is more severe and asked how it which was less severe but the scientific community is an increasing that theory at this point the centers for disease control and other leading health organizations believe that covert nineteen as only one strain they also say it does not appear to be mutating this is very important because efforts to develop vaccines are depended on a stable virus that does not change of course this does not mean that it can't or will not be Tate viruses particularly so called smart viruses like the coronavirus actually can mutating change cause even greater problems we do know that covert nineteen attacks different patients in different ways about your private data cable W. newsradio sunny and fifty two degrees in Philadelphia heading to sixty three this afternoon jammed up traffic on the Schuylkill eastbound we'll get the latest from the traffic center next testing.
"small business administration" Discussed on 106.1 FM WTKK
"Issues at the small business administration bankers are complaining that they can't get their applications into the S. B. A. system that processes and approves loans the agency says it notified lender Sunday was limiting the number of applications any lender could submitted once but the head of a banking trade group says a change was to last minute the first round of loan applications was also slowed by computer issues at the SBA the Supreme Court has turned down the opportunity to rule on a constitutionally important gun rights case deciding that challenge to New York city's fire arms laws the first such case before them in nearly a decade was moot and did not require a ruling gun rights advocates said hope that the top court with its now clearly conservative tilt would issue a ruling diluting the ability of states and cities to restrict and regulate gun ownership the NBA is slowing its roll the league has pushed back plans that would allow teams to reopen their practice facilities by at least one week the NBA had decided over the weekend to have teams open their gyms for voluntary player workouts on Friday if local and state laws made such a move permissible but yesterday the league revise that potential opening date until may eighth at the earliest mmhm mmhm I. eight I'm not much of an NBA watcher right but at this point if it were the only thing on TV you're watching darts I will would that yesterday I was watching like gymnastics from the nineteen eighty six this action twenty three minutes after the hour on this morning America's first news coming up next which browser won't crash your computer when working from home.
"small business administration" Discussed on KTLK 1130 AM
"Issues at the small business administration bankers are complaining that they can't get their applications into the S. B. A. system that processes and approves loans the agency says it notified lender Sunday was limiting the number of applications any lender could submitted once but the head of a banking trade group says the change was to last minute the first round of loan applications was also slowed by computer issues at the S. B. A. the Supreme Court has turned down the opportunity to rule on a constitutionally important gun rights case deciding that challenge to New York city's fire arms laws the first such case before them in nearly a decade was moot and did not require a ruling gun rights advocates said hope that the top court with its now clearly conservative till two would issue a ruling diluting the ability of states and cities to restrict and regulate gun ownership the NBA is slowing its roll the league has pushed back plans that would allow teams to reopen their practice facilities by at least one week the NBA had decided over the weekend to have teams open their gyms for voluntary player workouts on Friday if local and state laws made such a move permissible but yesterday the league revise that potential opening date until may eighth at the earliest I. eight I'm not much of an NBA watcher right but at this point if it were the only thing on TV you're watching darts I would what would I guess it was watching like gymnastics from the nineteen eighty six section twenty three minutes after the hour on this morning America's first news coming up next which browser won't crash your computer when working from home.
"small business administration" Discussed on Newsradio 700 WLW
"To the small business administration the online loan application process plagued with technical problems the three hundred and ten billion dollars is expected to go quickly there's already a massive backlog after the first round of funding ran dry in just thirteen days ABC's Mary Bruce president trump is revising the estimate of how many people will die from covert nineteen in the U. S. we've lost a lot of people but if you look at what original projections were two point two million we're probably heading to sixty thousand seventy thousand so far too many one person is too many for this a deepening partisan divide over the next pandemic relief house speaker Nancy Pelosi insists it must provide aid the cash strapped state and local governments but Senate the leader Mitch McConnell said his priorities to shield business owners from onerous laws Congress to return to work may fourth Richard Cantu ABC news stocks started the week with some gains the Dow rising three hundred fifty eight points up over percent the S. and P. five hundred adding forty seven for the day of almost a percent half in the nasdaq closing up ninety six points a gain of over percent all of the major indices were in after hours trading stocks closed higher on Wall Street and around the world is governments prepare to gradually lift the restrictions imposed on businesses to slow the sweep of the Kobe nineteen pandemic from Rome Georgia to Rome Italy companies are watching closely as politicians detail plans to ease up on restrictions that were meant to slow the pandemic but which also arrest businesses and jobs stores cruise lines and other businesses whose profits hinge on people stepping outside their homes jump to some of the biggest gains there may be even more than the usual amount of attention on the fed's meeting this week with central banks and governments promising overwhelming amounts of aid for markets and economies Terry Alden or ABC.
"small business administration" Discussed on KOMO
"To the small business administration the online loan application process plagued with technical problems the three hundred and ten billion dollars is expected to go quickly there's already a massive backlog after the first round of funding ran dry in just thirteen days ABC's Mary Bruce president trump is revising the estimate of how many people will die from covert nineteen in the U. S. we've lost a lot of people but if you look at what original projections were two point two million we're probably heading to sixty thousand seventy thousand so far too many one person is too many for this a deepening partisan divide over the next pandemic relief house speaker Nancy Pelosi insisted must provide aid the cash strapped state and local governments but Senate Majority Leader Mitch McConnell said his priorities to shield business owners from onerous laws Congress to return to work may fourth Richard Cantu ABC news one thousand and ninety seven seven the company's time eight thirty one it's fifty two degrees art Sanders top local stories from the combo twenty four seven news center governor Jay Inslee says the state will begin easing up the restrictions on outdoor activities starting may fifth he says most state parks will open for day use and people will be able to fish hunt and golf based on the data that we have now received we are close to the point in the spread of this virus where we can enjoy the outdoors again this is a data driven decision he warns you could tighten the restrictions again of the outbreak were worsened today Colorado Nevada joined in the western states packed along with Washington Oregon and California the five stage plan to coordinate their corona virus response efforts number of lives lost across Washington state the coronavirus draw closer to eight hundred now the latest couches at least seven hundred and seventy deaths includes nine new deaths in king county at four more installments county Skamania county also reports its first covert nineteen def today more than thirteen thousand five hundred cases have now been reported in Washington nearly six thousand of them in king county alone latest models on corona virus transmission in king county show slow decline in new cases but not where health officials want to be to feel comfortable about relaxing social distancing county health officer Dr Jeff Duchin says they need to build the capacity to do rapid case investigation and contact tracing which he says should help further slow the spread of the virus if it's done well and if we can get the resources that we need to the systems in place we should be able to further suppress transmission by getting aggressive case can contact tracing testing in isolation quarantine systems in place to gin says they also need to learn more about who is getting infected and where and how they're getting the virus to help contain it news to report from the institute for disease modeling uses data from up to April fourth and IBM says those numbers will continue to be influenced by how we as a society behave as the virus continues to spread governor Inslee also announced today that cities and counties will soon be getting some financial assistance from Washington DC that part of the story from Cuomo's Jeff Poe July three hundred million dollars in federal money has been allocated to local governments in Washington state the money is part of the carers act one of the coronavirus stimulus packages approved by the house and Senate this is a good start but we have to realize that the needs of these communities are much greater than will be satisfied by this original act of Congress however governor Insley says this money will be distributed in the next few weeks Jeff Pohjola come on news home news time eight thirty four and R. como traffic.
"small business administration" Discussed on WBZ NewsRadio 1030
"Sixty two who tested positive for corona virus eighty one employees also testing positive at the Chelsea soldiers home nineteen veterans have died fourteen having tested positive for the virus on a Facebook live with Suffolk County DA Rachel Rollins senator ed Markey talked about our population especially hard hit by a covert nineteen there's WBZ's Karen regal on that Facebook live talk marquee point out nursing homes and similar facilities have been especially hard hit we can we can see very clearly that there weren't enough protections in nursing homes every ball will older people and they did not have the protective equipment the people who were hired to take your whole day did not have protective equipment and so you just add that together wait a little while in you have absolutely tragic stories in nursing homes all across the Commonwealth and all across the country the coronavirus state of emergency in New Hampshire is being extended for another three weeks through the middle of next month but separate orders including stay at home business closures and restaurant restrictions are due to expire may fourth governor Chris Sununu has said extensions are likely coming up we'll check sports this is a Bloomberg money minute a stock rally to close out the week with gains of what an attempt to one and two thirds percent across the averages the Dow up two hundred sixty points the nasdaq a hundred forty the S. and P. thirty nine those gains follow president trump's signature on the latest round of federal aid for small businesses they now have two more days to wait the small business administration says it will start taking applications for the funding on Monday well prices finished the session about a nickel below seventeen dollars a barrel but that is a behind the Exxon Mobil decision to start making hand sanitizer it's converting its operations in Louisiana and hopes to produce about one hundred sixty thousand gallons critics have slammed world wrestling entertainment for holding live events during the pandemic and for allowing workers but investors love the company sending its shares higher by fifteen percent because.
BURST+VIDEO+EXPAND- burst 02
"Through nonprofits as well get faces. New Voices added in changes. Thank you use a good thing and we have some articles. We wanted to look at today. Did we just start us off? I one here. It's an editorial. Sorry Senator Holly. It's unconstitutional to bail out. Churches with three hundred and fifty billion dollars in small business aid from American atheists American Atheist Center for Inquiry Freedom From Religion Foundation and secular coalition of America corrected. Senator Josh hollies claim that the The SBA Small Business Administration is wrongly telling churches and lenders that churches and religious nonprofits don't qualify for the new Cova Nineteen Relief
"small business administration" Discussed on Biz Talk Radio
"The small business administration of winning startups radio. Well, we took it whole business and entrepreneurship. Now. He's the guy that believes anyone can be a successful entrepreneur, because entrepreneurship is about creativity. Passion, gympie. Hello, everyone. Welcome to another exciting addition of school for startups radio. We are dedicated to turning you into an entrepreneur. We try so hard to go out there. And teach you everything you need give you the motivation, all of that stuff. And today, I believe we're doing our part by good, not great show for you. I think that it's going to hit a lot of different buttons. And teach you get you up to speed on some things small business you need to know. And so buried excited that you are with us. Thank you so very much on the show today, we have one, the Dugan, she is the executive director of the national federation of independent business, or you're talking a little bit of taxes, a little bit of update on the fiscal situation. So we will be excited to learn for her, and that we're going to speak with someone who doesn't need an introduction. One of the most famous people on earth. You should be shocked that we can get this person on our show. We certainly were she is Layla Ali, the daughter of Mohammed Ali. She is herself a four-time boxing, champion is an EMMY award winning television host, a bestselling cookbook author, and so we will be speaking with Layla coming up in a few minutes, and very excited to speak and learn from her. And then finally in the second half of the show, we have berry Cohen is a publicity PR guru is one of the people who provides guest for this show, and I've worked with him for a long time he is going to give us some of the low downs on changes in the PR space changes that you need to know about. So I expect part of your marketing budget, the ads part of it to be pay per click part of it to be paying it influence or perhaps, in part of it to be PR. Going out there and getting your name in magazines publications newspapers on the today show in the USA today, any trade publications that are relevant. Right. You, you should be doing that as a very active part of your marketing campaign at Barry's, the guy that you would hire to do that. Big changes going on there, and I think you need to know how they're going to affect you the entrepreneur, and I hope that they're going to encourage you in the end. I'm going to go out and give you the end now to get right in on that book that you need to do it. So critical as part of your entrepreneurial thought leader package to include the book piece, you've already got your successful business. You are doing other things baby, you're doing so coaching. Maybe you have a podcast. Whatever you've also got to eventually get the book out there as well and berry is going to help with that. So I can't stress you how important I think is and berries, one of those people who like Dr Oz he's going to give us. A peek behind the curtain. I don't mean doctor ause the TV guy now. I mean from the wizard the wizard of Oz. The guy who was assistant. Oh, wait, TOTO pearls the curtain back with her mouth. The dog pulls the curtain back in you see behind the curtain anyway. That is what Barry Cohen is going to do for us today in the PR specs. Also, I hope you have a fantastic Easter some family, and enjoy some delicious food, maybe a little bit of religion if that's what you're in to go to church and enjoy that. I think that's an important art. You know, I think the coolest thing about being an entrepreneur us all the skills that God gave to the greatest extent it gave you so many skills. Now he she go out and use them by being an entrepreneur nothing pushes you as far as fast and uses the skills that, you were given or than being an entrepreneur, anyway. There's my sermon for Easter week. There's my entrepreneurial I should do. That every week from a quick entrepreneurial sermon or not. Anyway, let's get started with the show berry excited to introduce my guest today. You are going to be fascinated. Here we go. Her name is Juanita Dugan. She is the president and CEO of the NF IB, which is the nation's leading small business group. They're out there fighting on our behalf. And it's so important that we know more about them and respect what they are doing it some fantastic work. They are one of the leading groups that got the tax cut included in the Trump tax cut in wanting to here today to give us an update on that she has served and Reagan White House's Bush, white houses, and has been the president or CEO of some huge industrial organizations like the American forest and paper association and things like that one, either, welcome to the show. How you doing today? Extra haven't me jammed. All right. Well, congratulations, I on getting us included in the small business tax cuts there. Tell us about it. And how is it going? Well, it's, it's tax time in America, and millions of small businesses are filing their full, your taxes for the first time under the tax cuts and jobs act, the tax cuts, and jobs have included the largest tax cut in history for small businesses. They included a small business deduction, and it is estimated to be worth twenty seven billion dollars in this tax year loan and over ten years. It's a four hundred fourteen billion dollar tax cut now, this is the largest tax cut in history. And it is definitely benefiting small businesses right now. Well, we appreciate you in the national federation for doing it for a so do kidney work through just the smallest level of detail on how to do this. Is this something that appears on my personal return or is it on the corporate return that then flows through through my LLC Juanita Juanita, can you give me just the, the shallowest dive ever into understanding the practical piece of it? Well, the good news is that the small business deduction is quite simple. It's not hard for business owner to do it. A small business generally is a pass through. What's not incorporated. Okay. Inc. But three quarters of our members for instance we have about three hundred thousand members three quarters of those what's called pass throughs. And that's when a business owner pays the business tax on personal income stay. Right. So this gives that personal tax filer gives them deep to calculate the business income and take a twenty percent deduction. Right. Off the top. It's extremely valuable. It's simple. And if you are, if you think you're qualified for this gonna NFL dot com slash taxes, and there's how to information there, and we'll help you be able to decide what you need to do on your personal income tax. Excellent. I've seen a lot of articles saying that our refunds this year not going to be as high as they have been in the past on the other hand, I look at the economy. Absolutely roaring. Hiring going up new jobs compensation wages going up. It seems to me that the tax cut his head huge success in small businesses. Are you seeing that as well? We are our research shows that this is the best of economy for small business and forty five years. A small businesses hit record levels of job opening hiring plans. Actual creation compensation increases profit, growth and inventory investment. It's interesting that you're seeing competition increases now because for a couple of decades, everybody was worried because workers wages were not increasing now for the first time small business owners are paying more for their workers. So this is great news. Not just for the business owner, but the people who work for business. The small business deduction is not yet permanent. Is that true? I right on that. You're exactly right. This month is tax deduction, as non-permanent ironically that tax cuts for large corporations are permanent. But we need to make these tax cuts that are so good for small business permanent. There's a piece of legislation that's been introduced in the house, one that's going to be introduced today in the Senate, it would make the small business tax deduction, permanent and all your listeners me to write to congress and tell their members of congress and Senate to support this Bill. This has been so beneficial to small business mouth is half of the economy. This is good news. We need to make it permanent. How can we find out more about the NFL and joined the national federation of independent business as one of those three hundred thousand strong Juanita? Well Austar, generally start as small businesses and NFL, be is the only organization in America that advocates specifically for small business. So go to NFL be dot com. Join NFL be and joined that group of three hundred thousand business owners around the country who benefit from having their voice joined together so that you have a voice in state capitals. And at the federal level and in the courts and the administration. That's our job. And we do it pretty well. You do a great job, one eight DC, the economy's slowing down from your perspective. Or do you think that two thousand nineteen is gonna finish up strong with say two percent GDP growth or something like that? What am I research our economic research for small business comes out every month than it has for forty five years? The optimism index came out on Tuesday. It is still strong. It's an historically strong levels and based on the information in our optimism, index, we do not see signs of recession in the small business sector, awesome. Juanita do and everybody president and CEO of the national federation of independent business wanting to take you so much, and hope you'll come back soon..
"small business administration" Discussed on Of Consuming Interest
"Is booming and small businesses are really starting and we want to help them flourish and that's the goal of the small business administration my guest today is the strict director of the Washington Metropolitan Areas Small Business Administration and we're GonNa talk about what you can find the small business administration are we going to be for to them as the SBA henceforth What you can find there for help director Antonio dos is our guest today tonio welcome to have consuming interest well Shirley thank you very much glad to be able to participate this is subject that we've long being interested in it call for action. because excuse me about thirty years ago we actually open up our helpline to small businesses because before that that small businesses if they got scammed of they had a consumer problem they really had no place to go and call for action as proud to say that we were out there and we been helping small businesses ever since so we hear from a lot of small businesses with all the different kinds of problems that they have but let's just start with overall picture I wanNA start a small business and I haven't plan in mind I have something in mind that I wanna do what and what phase in doing that should I coach small business administration and what can I expect from you well it's a great opening question and I would say you start early as possible in connecting with people and Resources that can help you as an entrepreneur if you're considering starting a business to make good decisions and to plan well for your success and so part of that includes reaching out to the small business administration We have a very very robust website at SBA dot Gov that has not only information in terms of materials and things but a lot of tutorials and links to other helpful information we find that a lot of our budding entrepreneurs like going to the website because they can do a lot of homework upfront and then once you do your homework upfront you can come in and visit us at one of our district offices are Washington district offices is located right here and southwest Washington DC and we also have a series of resource partners so the US small business administration Asian or SBA actually helps fund a number of organizations as partners of ours who help businesses with their initial business planning and actually even once they're in business we still were there to help them so we have an organization called score they are mentors and involuntary but they're successful business owners or past executives a business who decided they wanNA share some of their knowledge and experience with others score are small business development centers which are hosted primarily through our colleges and universities and local region as well as we have something called women business centres which is focused on women entrepreneurs and then we have a veteran's business outreach center or veep he may hear US call it that for short which is a at group that's focused on entrepreneurs who are veterans all of these programs provide a training as either free or very low cost and for sure they provide free individual one on one MM Business Coaching to the entrepreneur WHO's trying to start their business well you know I'm so glad you mentioned score because I want to tell you that I am at this moment working with a score mentor who is doing a fabulous job I recently came back into heading up call for action I been president forever but I had an executive director and he decided he left he went to another job and so I have taken over again is the executive director well I had been a few years out of that position so I thought I need somebody with an expert new view bring in some New Vision helped me develop a tree Egypt plan for the next few years etc and I will tell you score is awesome Antonio Awesome I can't tell you how helpful is into me and and I would encourage anyone who is thinking about starting a business or just revamping what you're doing contact to score mentor they helped both Prophet and nonprofits so that's exactly right and we have score chapters all around the country and you know every one of our major cities the score chapter here is actually the first score chapter at score chapter number one they all have a number in my mind that's exactly what we say here we have the number one score chapter here in Washington in the folks that are fantastic they really are so and then beyond that if you're a veteran you can get some special help so really what one of the things that that we as the entrepreneurs and I consider myself an entrepreneur in essense even though we're nonprofit we still do have to pay the bills we can go to your website we can find all kinds of useful information start there now at what stage to someone needs to be Antonio win they're going to this website should they be at the point while they I thought they have to have an idea they need as far as I'm concerned they need to do some some searching about how they're going to set this business up is it going to be a Internet based only is it going to be a storefront if it's a store for the right location so there's just so much stuff for an entrepreneur consider so where do you start well I think as is pointing out it it begins with what the business concept is and so some of the areas that you you focused on already including location and type of of industry that you're going to be an but also where where's the market guys or is there an existing market that you're looking to take advantage of gaps where the services not being provided at a products aren't there in the way that the consumer or the buyer might need or you looking to create something brand new of course it's always a little more difficult to create something brand new B because it feels like everything already exists but there are still things that people can create and and actually start start fresh but the show part is really all about your business concept and from that part what we you know really encouraged business owners and entrepreneurs that are starting a business to think about where are they today where are they trying to go with their business what is their overall objective they want to have some people want to grow a business just big enough for a hobby for the weekend or whatever activities they want to do so it's not dominating their life some people want to start a business to dominate a marketplace or dominated industry so business owner perspective business owner has to think about where they see themselves in that spectrum and then began to think through the pieces that they might need in order to pull that particular objective of properly and so that's also where our mentors and trainers and coaches at score in the SPDC as well as the folks here in our district office come into play because we can also be a sounding board and provide information to help make better informed decisions The entrepreneurial you just said the keyword sounding board to me it was so important to have someone that I could talk to who understood where I was coming from and who is right there listening and not necessarily agreeing but pointing me in the right direction and the things I was looking to accomplish so I totally agree with that yeah let's just take a brief pause here to to let our listeners know that they're tuned into of consuming interest I'm Shirley Walker my guest is Antonio dos he is the Dick Director of the Washington Metropolitan Areas Small Business Administration we're talking about the things that you need to know as an entrepreneur if you're trying to start a small business there is a wealth of information at the small business administration's website and Antonio do you WANNA give that email I mean that would decide to dress again please Georgia very easy one it's just SBA dot Gov or if you WANNA put the WS in front www dot sba dot gov okay SBA dot Gov I think we can remember that okay so let's start we've we've set up plan we kind of know what kind of business we want we've gone to your website and we've done a lot of research and and of and find and doing demographic studies of the area of what kind of compassion the competition or you're going to have if you're doing storefront a to me that's really important you don't want to have another a block away really booming competitor of yours anyway so then we go beyond that we go to the larger pictures of setting up a website getting financing and then of course after up the website protecting it against cyber cyber attacks so the website development of course you you're GonNa have to find somebody to do that I mean I would think you'd find a pro But I mean maybe the mentor can help you do that do they would they do that far go that far they will not with with the mentors in the in the business coaches encounter is that we have they will help guide you but they won't do for you and they won't make decisions for you ultimately all of that ultimately comes back to the the possibility of the business owner they're the ones who have to actually kind of drive this business to wherever it's trying to go and so you don't really okay want someone else's idea or someone else's direction that you're following as a business owner you want to follow the direction that you think is best but you it's great when you can do that with the input and awareness of others expertise and knowledge that can help you make a better stronger more effective business decision sure that makes sense okay so you gotta do your own stuff on some of these scores but but let's talk about some of the problems that we call for action here from small businesses who have been defrauded in various ways and I think that the time when they're first starting is a critical time because I'm convinced the crooks go out and see who has a licensed to do business and they start bombarding them with various types of scams everything from checking your trademark protecting your yourself in your cybersecurity I mean they'll even attack you from that score so what are some of the scams that are likely to target a businesses they're starting Aside from the online directory scams or is that one of the biggest ones really I I would say in general as a as a business owner and to be honest this applies to whether you're a startup or inexperienced business owner or even in DC actual you really have to pay attention to what comes across your email because a lot of times that's that's the entry point and the scammers and those who do fishing were ways to access your system are often very sophisticated and they disguise themselves very well so yes you have to be alert to WHO's really on the other end of that message stream and you know for example you know we probably have all gotten at some point some message that says we're trying to access your account and send you money but we don't have your correct number provided and you know there was a time where that would happen and people would actually you know really use that and in reply that happens a lot less now but the sophistication level of the spams and the scams that are reporting forward has increased significantly and we've even seen this now even our government contracting where we're dealing with larger companies who are providing either prime or sub contract he works to the federal government where their targets and we've seen it both from external areas as well as sometimes internal control breakdowns that have caused firms to be in a situation where there's money going out in it's not going where they thought it was going and sometimes they don't realize that until a significant amount of time has passed and it's a very painful experience oh boy yeah and you know what are the things it's an old fashioned scam but it is a a somebody will call up and they'll get an employee on the phone and this is something small businesses need to warn there employees about they'll get somebody on the phone and they say well your boss just ordered X Y Z number of copying of ink cartridges our paper printing paper and you know that may sound reasonable and they'll ask you for a billing address and they'll give you some information.
"small business administration" Discussed on KQED Radio
"In small business administration loans, and it's typically the federal government's mission to get the recovery done in about eighteen months up in paradise that starts with cleaning up. Six months after the fire, they're still clearing, destroyed homes strip malls, gas stations. The torched frames of cars. Scooping it up and hauling, it all away. Removable alone is expected to cost close to two billion dollars. Again, mostly paid for by federal tax payers. Bob Fenton is famous region nine administrator overseeing the California wildfire recovery. The quicker, we were removed the debris of the faster reconstruction start clean up the debris and rebuild. This has been the mindset for disaster recovery in this country for decades, according to experts who have worked in disaster response. And now study it we wait until something happens and then come in and fix it. But this model is outdated in the era of climate change. We have been very reactionary. The problem is that we've kind of gotten away with it for a while. Josh saw slack was a climate advisor to President Obama and served on the hurricane sandy recovery taskforce, we've not going to be able to do that anymore. We're spending more and more money. It's gonna get even worse and climate change is going to force our hand to be smarter about how we do this every. A year. We seem to experience the biggest hurricane the deadliest floods, and now wildfires. Burning into whole cities built in and around overgrown dry forests behavioral scientists Kathleen tyranny says staying the current course will bankrupt the country, we may be able to slow down the losses that we can't stop them. I mean this is this is the legacy. This is a Bill that has come do tyranny says, it's a basic human instinct to want to rebuild to return to normal after a traumatic event, even if it's going home to an area, we know is risky heath in mind, the tendency that a lot of people have to say we've had our disaster. We're going to have another one. Oh, we have to do is go back. Bob fenton. The FEMA administrator has been thinking a lot about this, especially after paradise a decade ago. He led an agency initiative to overhaul how communities plan for catastrophes. He's been trying to move the needle toward doing more up front work. Now, this is an easy. You've got politics tied up with budgeting and it's hard to get people to prepare for something that hasn't happened yet. We've done a lot of work over the years to help people respond to rebuild. But how do we get them to plan better prepare better in mitigate against future disasters? Last fall as California was burning congress passed the disaster recovery reform act for the first time it will allow the government to use some disaster relief funds for pre-disaster mitigation, including giving better planning tools, and data to communities, humidity's need to be aware of those wrestling community planning to build and very high hazard areas, and we need to build smarter that new funding though is still a small percentage of the overall disaster relief pot like six percent, and it's not gonna make a difference for this year's fire season. Even after paradise local governments here in the west are continuing to approve development in high fire risk places paradise. If. Themselves are pledging to rebuild though, the new town will likely have a redesigned, safer street, grid and homes built with more fire resistant materials. Here's mayor Jodi Jones at a town, planning for we all want to rebuild in our constituents all want to rebuild, but we want to rebuild a more resilient safe community. One of the lessons here is that it's not easy to change the system after one big disaster. But there is time to rethink what the new paradise will be. So let's walk out over here. One morning at dawn paradise park's director, Dan, FCF walks toward a steep cliff along a ridge on the eastern edge of town, basically, this is the track of the fire was directly where the sun's rising over here to our left is a narrow road chock full of leveled houses built right up along, the ridge FCF is floating idea to buy out willing property owners here and turn the land into open space. It could be a park, but also managed as a five. Firebreak a place where crews could safely park engines, and take a stand the amount of resources that we spend during disaster. It's a million dollars a day. Ours, ten million dollars a day. Yet, I wish I had a million dollars for this next year to vegetation, working here. There is a provision and money in that disaster relief reform Bill for states to do these buyouts and turn land into green spaces. This hasn't been done before and high risk fire areas. But it could be the future California needs to figure out how do we live with fire? How do we adapt to fire and what we do in paradise? He has huge implications for not only in the state of the country. Kirk siegler, NPR news, in paradise California. So do you live with fire or retreat from danger will pursue that question? Tomorrow on morning edition. This is NPR news. As border agents face a continued surge of legal and illegal immigration. There's also been a crackdown on volunteers who offer eight to microbes it is life or death here decision to not give somebody food or water could lead to that person dying. I'm Mary that we Kelly a rise in people being charged for helping migrants that story this afternoon on all things considered from NPR news. Listen, between four thirty and.
"small business administration" Discussed on Newsradio 950 WWJ
"Small business administration. The governor's disaster declaration, we specifically asked flirt a small business administration to come in. And do a preliminary assessment. One of our big goals was to get some relief to the homeowners and businesses that had uninsured losses because of this wedding events. Do I go county disaster services director, heavy Watkins, says one hundred and twenty homes were flooded there, but counties surrounding away. Go kill a are also eligible for the low interest loans. Jury selection continuing this morning in the second trial of Michigan state trooper accused of tasing young boy riding on an ATV in a neighborhood in the city causing the boy to crash and die. Mark best ner face charges. Last year. A judge declared a mistrial after the jury couldn't come to a decision. He was charged with second degree murder and involuntary manslaughter. In the death of fifteen year old Damon Grimes who crashed an ATV while trying to get away from police on Detroit street in August of twenty seventeen. Federal prosecutors are detailing a foiled alleged plot by Maryland man to ram may stolen U-Haul truck into people at popular tourist area near the nation's capital. The suspect Rondo Henry claims he was inspired by ISIS. Henry is facing up to ten years behind bars. But so far has not been charged with the terror related crimes. He is expected to be in court in Maryland later today. Prosecutors want to keep him locked up through the trial. They're arguing he's a flight risk and a threat to the community. CBS news correspondent Kris van cleave. They say don't try this at home, but it appears that zap of electrical current could be the trick to improving memory. Sometimes it sounds like something out of an old bad science fiction film volunteers put on a tight fitting cap that said a gentle electrical corrected to to. Regions of the brain that tend to get out of sync. As we age the result people in their sixties emerged with a working memory of someone in their twenties. Now the effects lasted less than an hour. But it opens a promising new avenue in battling the decline in memory that comes with dementia and with normal aging. Vicki Barker, CBS news,.
"small business administration" Discussed on KFI AM 640
"KFI in the sky on the ground the small business administration. People are still streaming into their offices in Westlake village for help in your neighbor in Glendale, Chris ancarlo, KFI news. Live. And iheartradio station. KFI AM six forty more stimulating talk. It is a dark secret place price, you tear until eleven next hour a deep dive into the to two battles of coin capac-. Also on this date one thousand nine hundred hunt for Red October was released. So some some hunt for Red October talk right there. I am reminded that I said I was gonna play the rest of that interrogation of the Indian pilot who has since been returned wing commander. It's like the render been undone and his his flightsuit really surprise in the RIF in any NATO, air force, and Australia and New Zealand the restaurant if you go into combat if you're flying over the bad guys, they take everything up. That's why uniforms have our velcro these days. You you take your name tapes off, you take absolutely everything off you sanitize your uniform as we say, and he hits the ground and his his name is there. Now, his his name is part of the Geneva conventions. But it's just not good upset make them ask you. But so anyway. The air force, by the way, just like the Pakistani air force is organized almost identically along the lines because it was the RIF that organism along the lines of the RAF, and that they have group group, captain, so and so and wing commander, so and salad flight left ten this guy and flight left, ten curry and whatever. So anyway, I don't know if it's hard to understand or not. But this is the wing commander f he's been healed up. He's not bleeding anymore. And this is like the second or third day which was Thursday, then he was released yesterday and is back in India. But but he's being asked questions about what base. Did you come from? And if you can't under somebody says, he says, I'm sorry, sir. I don't I'm not supposed to tell you that. And of course, if this were occupied France, nineteen forty two they would be pulling fingernails out are they I mean Germans, but about so this is like one of the most polite. Interogations you've ever heard speaking of that by the way, Trevor Noah, I don't have a lot of us for he's the new host on comedy central. For the daily show, and he made a joke like a Thursday night or Wednesday night about India and Pakistan going to war. It'll be the most entertaining war of all time because the Indian troops are going to be breaking into song and dance. And if you don't know that joke about Bollywood, then I guess go ahead and be offended. But it was a funny joke. Humility joke about war in war, you make jokes you're allowed to make jokes. But so anyway, he should've said polite. So again, here is the hard hitting interrogation is might be hard Blue for Cross you to listen Blue to shield because association there is a is an association Frank of independent discussion locally about operated. the quality Blue Cross of and Blue tea. Shield companies. Still putting off building that dream home..
"small business administration" Discussed on Thrivetime Show | Business School without the BS
"And my name is clay Clark on the former United States, small business administration entrepreneur of the year. Those of you who've been to formal college. You might have been familiar with the term professor and I would be familiar with the term bro. Oh, so today we had a thrive or the ask me at the conference, and I told him that I would answer it on the podcast. They came up to me and asked me during inbetween. One of the brakes do a forty five minute coaching, sprint or coaching session an in between those sessions. Fifteen minute breaks free to ask questions right on the whiteboard, utilize the porcelain palace, that kind of thing. And this person says, hey, what kind of trade offs did you have to make to get to where you are today? And that is a good question. Marshall is a very good question. So Marshall, I'm going to go through some of the trade offs, Vanessa, Vanessa, and I made, and you as the business coach get to brag on any of your clients you've seen, do this kind of thing. All right. People. You've seen do this kind of thing and shop. You can also one up Marshall on an Steve current, any the bowling ball of mortgages, sir. You can chime in. If you've ever done these things up, I would like to shop, but no false narratives. They're Steve's. They don't say, oh, I did that too. No, here we got. We know you're kind. So the first trade off I made, there's a lot of trade offs. The first one I made is no air conditioning, Marshall. No air conditioning, no air conditioning. So turned off the air conditioning to afford advertising now is is it's pretty hot and Oklahoma, but you turned off all the air conditioning. Yeah. So how'd you stay cool? We did not. We usually use the old school technological sweat box fan. Honestly, it was a box fan, took showers possible, but the whole thing was we needed to advertise and we didn't have the money to do it. No starving. Our business would we knew that it would be starving our business to not advertise, and you can have the best speakers which we did the best microphones which we had. You could have the best Queant. But if you don't have customers, it doesn't work. So Jeff, we just turned off the air condition you have to. You know, the last thing you can do is starve. Your business of its lifeblood that is cash. And if you have to make payroll, you've got it. Like you said by speakers, you've got to find ways to do that. And we had no wasted time. This is a this just in. I think this is a big one for somebody out. My wife and I didn't waste time. I worked at Applebee's target and direct TV and she worked at Office Depot, an oral Roberts university, and I knew that I had to drop her off at a certain time in the morning so that she could get to Office Depot. I knew that she had to once you into Office Depot. She knows she had about thirty minutes to get from there into change outfit into cheerleading practice at oral Roberts university, and I knew we had it all mapped out and we had a very specific day..
"small business administration" Discussed on WDRC
"For the women's business development council there is nothing new on the table for us in particular but for women in the state of connect connecticut you know that last week the the pay equity bill passed the house and of course that bill is still out there and my colleagues at the connecticut women's legal education fund are working very very hard to get this bill passed before the end of the session through the senate and so the dialogue that we're going to be having on women owned business day and i hope that the people that are listening to this show today you know that you don't have to be in business or an entrepreneur to attend this event because this year's dialogue is going to include as i said cathy mcshane from the small business administration in dc but also patricia russo who was the head of the women's campaign school at yale here in connecticut and also susan john jason who was the head of the chief of diversity and inclusion at the hartford insurance company and the reason we have brought this panel together is to talk about the much bigger issues that women face in our society today i think it's been a tumultuous year not only in connecticut for women but also around the state and certainly around the globe fill our conversation is going to be really about the current state of affairs for women in our country and how women at every in every facet of society can learn from its time and place that we are today whether they are in the corporate sector where whether they are an entrepreneur whether they are thinking about a position politics in public life we're going to be having a conversation about why the time is right right now for women to take that leap and do that thing that they may not have done or they've been thinking about doing and why when we have women in positions of leadership around our country around the globe and around our state that societies will do better and truth be told being a woman in connecticut a business owner or not he you're you're in a fairly good place there's there's a lot of complaining and gnashing of teeth over a lot of things in connecticut but connecticut is exemplary in its representation of women leaders both politically and in the business community a among whom you are one.
"small business administration" Discussed on The Axe Files with David Axelrod
"And now from the university of chicago institute of politics and cnn the acts files with your host david axelrod red hot bird has a great story and there are a lot of chapters to two as an entrepreneur as head of the small business administration as chairman of the export import bank as a democratic activist and as one of the country's leading advocates for gay and lesbian rights fred hochberg is currently a fellow at the institute of politics and we sat down to talk about his life and career in the issues on which he's played such a big role fred hartberg it's great to see you i want to thank you on the front end as a will on the back for being a fellow at the institute of politics this this fall you've been great asset to uh to us here into these students and good to see you here i you know the great benefit of doing this podcast is i learned about people who i thought i knew and the thing i vaguely knew the story of your family but um it's really an in impressive story and your mom story is an impressive story but tell me about your your family well uh my mom was born in leipzig in germany and 1927 and shed an older brother names zigfried uh whom i am named i thank my parents every day they did not name easy creed the just fred.
"small business administration" Discussed on Business Inspires
"A small business administration with other folks that really know this as their business so we can at least give you an initial screen help understand what you're trying to accomplish and why and maybe give you some general advice about financial structuring but we would probably tended to direct you to a partner of our rc um but we don't want people to be intimidated from asking us questions as i think that's the biggest thing is we see a lot of times people don't do the planning and they start borrowing and they start building and a lot of his their leveraging their personal assets and so especially as an attorney yes we can give you the basic advice as it will you need to have a corporate structure in place to protect yourself um this is how you do it it's fairly simple um and this is how you make yourself attractive from may financing perspective uh for lenders like us and so i'd say we could probably uh certainly accommodate a high level advice in than we do have the network of folks that we can direct people to create i loved anytime you lyon partners in partnerships i think it makes any business stronger sure so that's that's great too here and um a few years ago there was a hot buzzword microlending is that said still a thing and that's does a business have to be a certain size or have a certain portfolio for them to come to you and hawaii depends on how you define it so fired up for me i've read it in a couple of different context say you know what i what i've read it is you know again i think it alludes to what i reference before which is if you have a business let's say you're starting a landscaping company okay and you need by two trunks and it's sixty thousand dollars i mean a lot of places you're not gonna get a phone call back or you're going to get put into usery rates so microlending to me is a lot of people have started of informal cooperatives based on their culture based on the business that they may be in based on the neighborhood they may be living and they sort of cooperatively lend a business each month i know hearing columbus there is a very big somali in community for example and i think they do a lot of that um.