19 Burst results for "Sixty Nine Thousand Dollars"
"sixty nine thousand dollars" Discussed on WGN Radio
"Right there on the home page and it's really really easy to do okay we got a text that just came in herb and it says why for people who make sixty nine thousand dollars a year or less what's the difference that was just a deal that the the IRS negotiated with the tax preparation company day they had to put a number on it somewhere so they put that number on it that's what they all agree to okay all right then I'll need a lot lot Americans qualify for that yeah okay also we don't either there is the option to talk in person correct yeah a lot of people your taxes are intimidating to a whole lot of people I pay somebody do my taxes because I can't count the twelve one two fingers yeah I do that I do the same thing her but I have the same problems you could do numbers and I'll be talking and all that so but a lot of people want to do with themselves with they want just a little bit a helper or some guidance so there are a number of programs where people can do that the IRS has the vita program that the volunteer income tax program and this is for people with an annual income of fifty six thousand dollars or less folks with disabilities and taxpayers with limited English and you will be working with IRS certified volunteers that will give you free basic income tax preparation will help you do the return and file it for free and there's also the iris as the tax counseling for the elderly program the key C. E. program and that will help free of free tax help for all taxpayers but they really specialize in those of us who was sixty and older because a lot of the questions we have a really the pensions of retired related issues and that kind of thing and there really are highly trained in that area and then the finally the A. R. piece of foundation has its tax a program which will give free tax preparation for low to moderate income taxpayers especially fifty and older but you don't really have to make an eight qualification there are five thousand locations nationwide it don't even have to be in a a RP member and.
"sixty nine thousand dollars" Discussed on WBSM 1420
"Six big meeting of the British royal family tomorrow the first such discussion since prince Harry and Megan announce what they plan to step back from royal duties A. B. C. news role contributor Victoria Murphy I think the Sussex hold a lots of calls they put how into the public domain what they hope to be the case and that has Expedia a tape discussions to get an outcome for the role whether or not they will get what they what is yet to be seen but it sensibly expatriates in a conversation about coming to some arrangement new reports that Israel played a role in the U. S. killing of Iran's top general get a no comment from the prime minister's his A. B. C.'s Jordana Miller in Jerusalem Benjamin Netanyahu facing questions after NBC reported Israel verified solo monies presence on a flight from Damascus to Baghdad that was a key piece of intelligence in the assassination plot The New York Times also reporting the Tonya was likely the only foreign leader told before hand about the operation by secretary of state Mike Pompeii AO people throughout Canada's Ontario province awoke today to a cellphone alert warning them of an incident at a nuclear plant just east of Toronto only to later be told the message was a mistake on terrier Solicitor General says sorry about that tax season opportunity from ABC's Derry all bigger the IRS says it's free file software is now available for download and it is at no cost to you if you made sixty nine thousand dollars or less last year this is ABC news there's nothing like meeting face to face and there's nothing like zoom to make that happen soon let you connected do business across town or around the world zoom ties together all of your communication needs into one easy platform for video conferencing phone calls group.
"sixty nine thousand dollars" Discussed on Progressive Talk 1350 AM
"Tucker who once proclaimed himself to be the bit coin bear and was sentenced to a twenty month prison term and find more than sixty nine thousand dollars for launching distributed denial of service or de dos attacks against municipal websites which not only affected normal city operations but also emergency response systems so today we're going to take a look at delos attacks and their history and in our next episode I will go into more detail about the different kinds of the dos attacks out there and the security measures administrators deployed to mitigate their impact because this is an on going important story we heard a lot about the dos attacks in recent years there was one that affected some apartment buildings over in northern Europe and had them shut down the the H. back systems during the coldest days of the year so people no longer had heat this is a serious thing so what the heck is a dealer's attack well helps to break this down by looking at what denial of service means and generally speaking denial of service refers to using tactics that prevent or discourage people from using something online they otherwise would use if there were no outside interference which is a pretty broad definition it can cover lots of stuff and not just stuff that involves hacking or inserting some malicious code or sending commands over the internet a denial of service attack by itself also does not necessarily aim to steal information or spy on anyone or anything like that although it can certainly a company those types of attacks as well so there are a lot of instances where the denial of service attack is just part of an overall attackers strategy or an attacker might use the threat of a denial of service attack to extort money from a potential target essentially saying pay up or we're gonna shut you down often attackers will demonstrate their capabilities with a small scale attack to accompany their demands to show they mean business so in other words they might actually launch a small attack bring down a service temporarily and say that was just a a taste of what could happen if you don't call for the demo but as I said denying service all by itself can be the full motive and it doesn't have to require code or scripts or overwhelming internet infrastructure so for example let's say I'm looking online for a forum to talk about one of my interests and for this example will just say it's musical theater because I love musicals and I would love to go online and chat with other fans of musicals I I find a forum it's great there are tons of other enthusiastic fans maybe there are some performers in there as well we have threads just testing shows and writers and inspiring performances maybe some embarrassing missteps personal stories from our own performances or the times we've attended plays all those of you would typically find on a forum about any given sort of interest but then something frustrating starts to happen the foreign gets invaded by one or more trouble makers these people disrupt conversations just for fun they might hurl insults at people which isn't exactly subtle or clever but it can be an effective tactic or they might be more insidious and post inflammatory messages that are couched in seemingly reasonable language which gives the trouble maker kind of an out right like all I'm so sorry you're offended all I was trying to do was say such and such you know they never say anything blatantly awful they just implied it or they danced around a quite a bit but ultimately they get what they want which is to disrupt the conversation and turned the attention toward themselves we tend to call these folks trolls and the original reason for that is back in the old news group days they were said to be fishing for heads or trolling as it were trolling in the sense of drawing a baited line through the water to lower fish these trolls are trying to get a rise out of people and the real conversations mostly just for laughs I'm done episodes about trolls before so I'm gonna leave it at that but trolling is a type of denial of service it disrupts the activity that was supposed to happen on that site it discourages people from participating it denies them that opportunity and there was no code needed to do it but in the case I mentioned just now old trolls were mostly looking to get a rise out of people they found humor and upsetting the apple cart they might not have any goals beyond just being a new sense and exerting some small amount of power over people maybe they belong to a different forum and there's a rivalry between the two but there are some people who just as as you might hear in Batman want to watch the.
"sixty nine thousand dollars" Discussed on WDTK The Patriot
"Today. I've been bitching about things. My first bitch was the fact that your net worth is too low the second pitches that you haven't listened to me for twenty nine years have been telling people how to fix that. And we proved that we have the highest result out there in doing. So number three, you're going to people that have absolutely no idea what they're doing called, financial planners and stockbrokers who averaged a net worth averaging Nettie completely sixty nine thousand dollars a year, which is basically less than what the guy clean my roof. Today is going to be making. Et cetera et cetera. And now to go to look this up on the internet. It's an article says six top complaints about financial advisers. So number one is too little explanation about products. They're putting you into stuff you have no idea what you're getting into makes absolutely no sense to you. They don't take the time to sit down. And totally explain to you what you're doing number two. You're selling just to earn a commission. They're you know, they're selling the stuff that they make the highest commission. I heard guys talking about the other night when I was eased dropping on these two financial planners number three. There. There isn't responding. They don't respond they're timely manner. So it's basically they got your money. You can't get it back. So they can treat you any way. They want and deal with you like, you're just a number. They don't really care in that situation and number three. She number four. I'm sorry. Not putting a client's needs first their needs are more important. They were going to move the money where they wanted to go. What your best for them? Not what's best for the quiet. Short up quite a bit. Because right. Our last segment here. So number five. They liked to churn..
"sixty nine thousand dollars" Discussed on AM 1590 WCGO
"Show today. I'm just bitching about everything. And quite honestly, it's going to keep going. What do you get this off my chest before I go out there and try to do some positive stuff here with people tonight? I was talking about the fact that things irritates me the most is you have all have way too low net worth you should have much much more. It's very easy to have much much more. You're not listen to what I'm saying. You're not doing it. So you're not getting what you are listening to is a financial planner. These people are on the radio every day. They're on TV every day. Some of you even pay these guys these guys are running all portfolios of people's money. And I wanna ask you question. If you wanted to learn how to shoot a gun, would you go to guy that doesn't? If you wanted to learn anything, wouldn't you go to somebody who's good at it themselves. So if you wanna learn how to be a millionaire don't you want to go talk to a millionaire. Do you really want a guy that doesn't have any money himself to teach you how to get rich? Do you think that reading a book passing a test gives you the life insight to be able to help someone become a millionaire? The answer's absolutely not irritates me. Drives me crazy. Like, I said I was sitting at the bar the other day listening to financial planners talk. Hey, have no idea what they're talking about except how to churn your money to create commissions for themselves. So I thought to myself these guys must be making a ton of money the way they were talking laughing and bragging about rolling all these people for their money. Both, you know, the one financial planner is getting paid override feed. The other guys getting paid strictly on commissions, and they were comparing. Their output income and so forth. They were just bragging about how much money they were making by churning people's portfolios and putting them into things that gave them high commissions, man. These guys gotta be making a lot of money. So I looked it up this morning. And here's what I got it blows my mind guys. Salary for certified financial planner. Average sixty nine thousand dollars a year. This is not even full time high paying job these guys get paid nothing because they know nothing. I haven't ruled lifestylesunlimited my mentors all have to be highly successful millionaires that they're not highly successful millionaires. And they can't teach other people ought to be millionaires. How do I take a guy's got to read house and say, okay, you can teach. How do we take that makes sixty thousand bucks a year? And I want you to teach billionaires people had become millionaires..
"sixty nine thousand dollars" Discussed on WIBC 93.1FM
"All right. So we're gonna kinda now the election's over have you walk us through some of the behind the scenes things you did. Okay. Because I think this is fascinating. Because you ran such an effective campaign. Like, you did it the way somebody who's thinking about running for office. Should I think it's a great tutorial would ask you, you know, some behind the scenes sort of question how you did it. But I know this is the toughest race you ever had sheriff Anderson two thousand ten was a very difficult race in in vino for personal bowel that was his first midterm election. But it I'd knocked on nine thousand doors that year and raised five hundred sixty nine thousand dollars and how much five hundred sixty nine thousand dollars on money, and he raised a lot. He raised a lot of money himself. And and so it was that was before really social media really gotten on. And but this. Election was a difficult. One is self just primarily because of because. I've been in longer and people have that accusation that he doesn't want any more that he's old. He's been into long. He's. Yeah. Yeah. And it it got my hair on the back of my neck a little up. And so I went to work, and it was pride and joy of what we did how we ran this campaign. And and it was it was a lot of fun is a lot of work, and I'm ready to get back to work. Okay. So before.
CNN's Jim Acosta has White House press badge revoked
"The White House has suspended the right house pass of CNN's Jim Acosta, accusing him of harming an intern who was trying to grab his microwave during a contentious exchange with President Trump accuster responded on. CNN but didn't put my hands on her or touch her as they're alleging. And it's just unfortunate that the the White House is saying this, you know, we all try to be professionals over there. And I think I handled myself professionally in a statement CNN said White House spokeswoman, Sarah Sanders. Right. They said the White House revoked a Costa's press pass in retaliation for his challenging questions during the conference. Jury selection has wrapped up in the New York trial of Mexican drug Lord, Joaquin El Chapo Guzman. The jury of seven women and five men are to hear opening statements next Tuesday, the notoriety of the case has prompted extra security measures that include keeping all of the jurors anonymous. You're listening to USA radio news. Hi, I'm Wayne Allyn root, the conservative warrior my show. Wore now airs every day right here on USA radio from six to nine PM eastern. I'm also the star of the Wayne Allyn root show on Newsmax TV reaching over fifty million homes, but my favorite roles speaker extraordinaire, I was opening speaker at many. Donald Trump for president events, I speak at Republican conservative in college GOP events. And I'm available to be the star your next event. Contact me arranged for a Wayne root keynote speech. Call toll free eight eight eight four four four route. That's eight eight eight. I live alone and rarely have visitors. So when I slipped and fell in the kitchen last month and couldn't get to a phone. I knew I was in trouble. I could barely move. I tried calling for help. But no one could hear me as I lay there. I couldn't help. But think of my kids and grandkids having to go on without me. I was terrified it took eight hours from my neighbor to find me it could have been the end of me. That's when I knew I needed life alert one press this button. I'm connected to the life alert center where I can get the help I need even when I cannot reach a phone with life alert. I'm never alone. Go one eight hundred four one four one thousand nine hundred fifty eight for your free life alert brochure. That's one eight hundred four one four nine thousand nine hundred fifty eight one eight hundred four one four nineteen fifty eight call for your free life alert brochure today at one eight hundred four one four thousand nine hundred fifty eight. This is the Ray Lucia show. The best for the answers here. The one show that helps you make better money moves the program all about your money, your business and your life. Really? Than even. Call right now at eight four four ratio. Four. Why Joe w? This is the Ray Lucia show. Thank you very much. Thank you. Welcome to the one talk show in America. Helps you make better money. Moves Brad have you on board for this hour. Money power. Boy, the headline stocks set Bal another ten percent before finding a bottom. According to the piper Jaffray technician. Stocks due for a recession and a tumble CNBC's are cash. Stating that every decade since the eighteen fifties in the US has had a recession. We haven't had one yet. So it's gonna happen. My advice, you do not obsess over fear of recessions. Wayne, why also last hour I was discussing the seven-year asset class return forecasts by none other than GMO. Jeremy Grantham, the G in GMO also wanna talk about the market what's happening with the market right now because you know, we went from record highs. Everybody's now concerned that we're in the midst of a bear market, which is true, by the way for a lot of the SNP stocks down twenty percent from their high. But I'll get a chance to talk about that. But I wanna start today with the piper Jaffray prognostication. Just over a month ago, the standard and Poor's five hundred. Was setting record highs. According to leave now more than seventy percent of the indexes components isn't a correction or worse. With some high profile names like Twitter, Caterpillar, Ford and AMD deep in bear market territory. So what are you going to do about it? I mean this. This is really amazing to me because people will come out and say, yes, we're the stocks could fall another ten percent. But they sure as h won't tell you when because they don't know. And so what if they do? Another ten percent. When when you're up four hundred percents since the bottom back in March of two thousand and nine what the heck's ten percent. And will we recover along? We'll take for us to recover from another ten percent fall six months a year. I don't know. I do know this that obsessing about recessions, and so forth is not a good thing. You can go a long time without a recession. But art Cashin very highly respected person on Wall Street says that every decade since eighteen fifty we've had one. And since the great recession ended in two thousand nine. Obviously means we haven't had one this decade. But in reality. You can go a lot of years without having a recession. Australia hasn't had one since one thousand nine hundred ninety one according to Ben Carlson. Who's a researcher? And does this kind of research? Could we not? The entering into a period of time where we're not gonna have a recession. I find it highly unlikely to be honest with you in the near term. I don't know anything about the long-term. But I look at the economic numbers right now. An absent some squirrelly stuff with trades and so forth. That you have to hope that the president figures out a way to worm his way out of the pickle. He's gotten him with China now with Russia nuclear treaty and all that stuff. But but so far this dude is figured out. How to do that stuff? He's got the strangest way to negotiate, but it's it's pretty darn effective. So assuming he does and a lot of these companies that are freaking out like, Caterpillar and so forth. Because of tariffs with China at cetera et cetera. That too shall pass. No one ever said making money in the stock market was easy. No one ever said that it was easy. And it's not. But over a long time period you look at the charts. I mean, I'm not charter, it's okay. I hate looking at charts. I think it's a waste of time to look at charts unless you're looking at one like the past thirty or forty years and just put your finger at where it started thirty or forty years ago and put your finger where the other finger from the other hand, I should say where it is today. And you will see a nice line that goes from the bottom left to the top, right? That's what the stock market has done, historically. In between times. There have been some pretty wicked selloffs. I mean, pretty darn wicked selloffs we've had some pretty wicked ones over the last several years as a matter of fact. Since the market bottomed in early two thousand and nine. There have been corrections of minus sixteen percent minus nineteen point four percent. Minus twelve point four percent minus thirteen point three percent. And mine is ten point two percent. That's in the standard and Poor's five hundred and I can assure you every single time. The pundits came out of the woodwork said. Yep. It's over now. Harry dent probably said, Yep. This is the precursor to Dau three thousand. Which he has actually said in the past that the Dow was going to crash the three thousand and instead of crashing to three thousand it's stored the twenty five thousand. I mean. He's a smart guy. No question about it. He's from Harvard, and he's not the only one by the way. I saw Ron Paul the other day on some TV commercial, and he's expecting a whole world to go to heck and a Handbasket and many many many others. But let me repeat since two thousand nine we've seen the market, correct? By sixteen percent. Nineteen percent. Twelve percent thirteen percent and ten percent. So when I read about piper Jaffray prognostication that we're gonna fall another ten. Oh cares. Who cares? If you were smart enough to get out, and then doubly smart to know when to get back in then perhaps you would care, but I don't. All right, shifting gears to the market as I said, Jeremy Grantham produces his seven-year asset class real return forecasts and as of September thirty two thousand eighteen. Here's what he had to say. Now when I say real return that means after inflation. After inflation. US large-cap stocks after inflation. Minus five point two percent per year. For the next seven years. That doesn't look good. Now, I have to also tell you that Mr. Grantham has also been wrong small-cap, stocks, minus two. High quality stocks minus five. Large companies international minus point five small international companies, minus point four emerging markets. Plus three point two percent. So after inflation. Three point two percent. Which means a nominal return about five and a half percent. That's the best. You can do. According to grant them bonds. Don't look any better. US bonds flat for the next seven years. International bonds down minus one point eight emerging market bonds up two point two percent. Cash up one percent. So check this out the emerging markets have how do I say this? Really been sucking fair and wind lately. He had according to Grantham. That's where you should put your money. I'm not suggesting that you do. I am suggesting that your ten to fifteen percent or whatever you've allocated to the emerging markets stock and bond markets, you hang onto even though the emerging market stocks have been. But I'm also suggesting these stay the course with your plan when we come back. We'll talk more about the market where it's been and where it is year to date where it might be going and some ways to build wealth outside of the stock market. Jeremy Grantham is correct around. 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But emerging markets are the only ones. That actually are above water three point two percent. And on the bond side. It looks equally as dismal. International bonds down minus one point eight percent. Emerging market debt up two point two percent. So it's just not looking all that hot. I'm gonna talk about some alternatives here in just a moment. But I thought that I would refresh everyone's memory on where we are year to date. In terms of the market performance. And this could change. Any moment because Marcus have been pretty volatile lately, haven't they? The Dow's up three point seven two percent. The NASDAQ is up seven point seven four percent. The Russell small cap index is flat point three eight percent. And the standard and Poor's five hundred is up four point zero nine percent. Now, if you've got an adviser, and they're charging fees. You're going to have to subtract that that's just from the index itself. Now bonds have been in the tank this year. And I wanna talk about this a little bit later, hopefully an opportunity to do that. But core US bonds are down minus two point four one percent. Long core bonds minus six point four four percent year to date. People buy bonds because they're supposed to be safe. But in a rising interest rate environment and can be nasty corporate bonds. Minus three point three two percent long corporate bonds. Minus six point five five percent. Government bonds, the safest of all. Minus two point two one percent. Intermediate minus one point five eight percent. Long minus six point three five percent. Make alone that the government this year. A long term loan twenty thirty years. You lost six percent mortgage. Bonds minus one point seven seven tips treasury inflation protected securities, minus two point six percent. Knowing that really looks okay and the bond world high yields are up one point six percent. And T-Bills cash basically one point four one percent. So where do you go to build wealth in a market like this? Well, number one is you do not. Bail on your stock market portfolio. But as I have mentioned for years and years and years looking at alternatives to the stock market can make some sense. And alternatives to the bond market as well. Alternatives to the bond market. Could be other forms of debt private debt and so forth. And you gotta look hard for this stuff. You need a very very good financial adviser. You don't have to look quite as hard in the insurance world because insurance companies compete favorably with bonds with certain annuities. We talked yesterday about multi-year, guaranteed annuity contracts. They compete with CDs virtually no risk if you hold until the end and you'll get a better rate of return from most companies, then you'll get from treasuries. Fixed annuities index to new itys variable annuities with guaranteed minimum withdrawal benefits, locking in some kind of a guaranteed income stream in the event the whole world collapses. Those are great ways for you to diversify away from the stock market, but still have the benefits of the stock market. If things do well if they don't do. Well, you're still okay because you locked in a guaranteed income stream for the rest of your life, which will probably translate into a bond like asset, and depending on how long you live. It could be a dog on good bond. But more importantly, it gives you the ability to wait out the storm in the stock market. So what are some of these fresh alternatives to the stock market? Well, we've talked about rental properties and vacation homes. A lot on this show. And there was a company now I forget their name. It'll come to me that evaluated. A lot of these different strategies in terms of how much orders yield street. How much it costs and how hard is it to do? So rental properties, the drop in home ownership rates is obviously led to a rental, boom. But you've got to be very very careful here because some markets you could lose your shorts in. So here's what they said about rental property and vacation homes. The setup is hard. It is got to do your homework time commitment is high. Money required, medium, twenty to one hundred thousand bucks, and the research is on you. Then they went to commercial property. You got to put a lot of money into this money required. Two hundred and fifty thousand time commitment medium setup again hard. Franchises like a subway or Dunkin donuts and all that you can earn ten percent. But it's very very difficult to make that work for you, unless you're the person behind the counter, and even then you're not going to get rich. Now, if you own twenty six Dunkin donuts or Jack in the boxes, you can make a fortune if they all work, but they're not all going to work perfectly. But your time commitment is high. The setup is hard the money required. Big fifty grand for the little Mickey Mouse franchises. And even Dan if you hired a manager you still got to watch over them. If you put fifty grand down, and he made ten percent five thousand bucks a year. I don't know if it's worth the risk. There's peer to peer lending this actually pretty easy to do. Go online, and you can get pretty decent rates of return. Anyway. Some alternatives at least to the stock market. I wouldn't get too crazy here big allocating some of your money to alternatives wise move. My preference is to find a fund that does these types of alternatives for you be willing to pay a fee, and let them do all the hard work. So you can sit back and go to Dunkin donuts. Have a Cup of coffee in about eighteen hundred calories. We'll be back. 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And if you owe more than twenty thousand dollars, you may be at the top of their hit list. So don't take your tax debt lightly because it will not go away on its own. The IRS can seize your Bank accounts, your home, and even shut down your business. Call our tax experts today at one eight hundred two eight five four seven six five and let us deal with the IRS while you focus on your business. That's one eight hundred two eight five four seven six five again, eight hundred two eight five four seven six five. Back folks. This is the Ray Lucia show, helping you to make better money moves. I've got a couple of emails after the comments that I made on bonds yesterday. According to Morningstar's taxable bonded tables. Seventy three percent of the funds that they follow. Are down this year. Ninety percent of Muniz of lost money, so far and a lot of people are freaking out. Minds were safe. Well, bonds are safe. You just have to understand them and understand the role that they play in your portfolio. I mean in an ideal world. You'd figure out how much money you want to spend from your portfolio each year and ladder out some reasonably safe bonds and every year when the bond matures. You'd have the money go spend it and everything's cool. But as we discussed the other day. Most small investors get hosed when they do that. Because of the bid ask spreads and so forth. And you never really know what you're getting until you got it. So hence the bond fund over the years has come to fruition. And for the most part, they're pretty efficient way to buy bonds. In particular, if you're reinvesting all of the dividends, and you have them there for some form of safety. It's not what I would recommend you do with one hundred percent of your fixed income portfolio. But the question I get more than any other one on bonds is why do bond funds lose money. When interest rates are going up. I'm buying them for safety of principle. Well, we haven't had the deal with that much over the past decade or so because interest rates really past thirty years or so because interest rates had been on the decline. So bonds didn't really lose. But so far this year. They're hitting the skids, pretty hard. Pretty hard. Two six percent, depending on what you own. So as I've mentioned many times before there's an inverse relationship between interest rates and bond prices. So as interest rates, go up the value goes down. Let me give you an obtuse example to make the point. Let's say you went to the Bank. And the Bank was paying five percent interest on a CD. So the bond that you went out and searched for at least earn the same five percent or the person go to the Bank. So let's say you decide to put a grand thousand bucks in a bond that pays five percent. So now, you're getting the same interest from the bond as you're getting in the Bank. Now, what would happen to your bond? If the Bank happened to raise interest rates from five percent to say ten percent. You already bought the bond. So you're sitting there earning five percent. But you know, you can walk across the street and get ten percent. In a CD. So if you wanted to sell the bond. Paid five percent you'd have to reduce your price. Because anybody that would buy that bond from you would obviously prefer to go to the Bank and get ten percent rather than paying you par value for the bond and earn five. So the bond that you originally bought for a thousand dollars that pays you fifty bucks a year in interest. Would have to be reduced in price to five hundred dollars. Because a ten percent interest rate on five hundred bucks produces a fifty dollar per year interest payment. So therefore, you would have to reduce the value of your bond by fifty percent. That's what happens in the bond market. Now interest rate Dongo from five to ten percent. But I think you get the point. Now the Federal Reserve. Held interest rates at near zero for almost eight years. So we have not experienced this kind of dilemma with bonds and bond funds in the recent past and with interest rates rising bonds tend to look more attractive from a yield standpoint. But if they continue to rise, the total return may not be nearly as attractive. We've talked about alternatives. Many many times before. One alternative is to hire a bond manager that can go anywhere. Remember, I said before that high yields we're actually up so far this year not much but nonetheless up long bonds were down substantially. And most financial planners. Not me. Recommend allocating forty percent bonds. I didn't do it. When I was practicing and interest rates are on the decline and bonds were great performers. Because I always knew that at some point interest rates would change and people wouldn't understand why the safety portion of their portfolio was losing money. That is not to say, I wouldn't have some money allocated demands are just wouldn't do almost fifty percent of the portfolio. Especially when I can find alternatives like fixed annuities and fixed indexed annuities that produce returns that are very similar if not better. Especially when the stock market's doing well, but I wouldn't abandon them. But some people think well, wait a minute. Maybe my bond fund manager is asleep at the switch here. So maybe they are. But the problem with some bond fund managers is. What they're hired to do is by let's say government bonds. It's the government bond fund. So they can't switch to high yield. Because that's not doesn't have the same risk profile. So many times even if the manager frankly wants to go to cash or do something else. They don't want to let let the cat out of the bag here. They're in the business of managing money Abban managers in the business of managing money. Just like a stock managers in the business of managing money. And they don't want to not buy government bonds if their strategy is to buy government bonds, even when they perhaps think the buying government bonds not so hot. So rather than by a single purpose bond fund. You can buy a bond fund where you trust that the money manager will try to go to the right place to find the right bonds. I'm not suggesting they'll do better or worse. I'm just suggesting that they have more flexibility. I mentioned other alternatives fixed index the newest he's why are interest rates going up interest rates are going up because there's a fear of inflation not necessarily inflation. But a fear of inflation. And the unemployment rate is going down and wages are going up. And that bodes well for stocks. It does bode well for stocks. So if you have interest in a quote bond like an annuity, and the interest was calculated based on how well the standard and Poor's five hundred or some other stock index did. And there was no possibility of a loss. Why wouldn't you take some of the bond portfolio and put it there? I don't know it makes sense to me. Hi, did it to the tune of millions and millions of dollars for clients back in the day. And they never got angry because they never lost money. Now, they didn't make much either. There are making fourteen percent. When interest rates went down two hundred basis points on their bond fund, but they didn't lose six percent on a long year long bond year to date, and if you looked at the performance over a five six seven years, and in fact, there's academic studies on all this stuff. You'd find that their performance has been very competitive with bonds, and in some instances even competitive with stocks, although I would never ever buy. It has a stock market alternative. But if you want something that's safe, then has an underlying guarantees. You can also slip in one of those guaranteed income benefits. If you prefer that. And they're priced earn three to five percents. Don't let anybody give you any Gulf about eight nine percent. That's bogus information. They're price earned three to five percent. Just like bonds only, they have no downside risk. And bonds today with interest rates going up, certainly do have downside risks. Don't eliminate all the bonds because of interest rates come down. You'll do very well in a bond fund. A rising interest rate environment. Not so much emails next right here in the. He like business content. I mean, if he did like business, you wouldn't be listening to this show. Right. What if I can give you even more of what you like we've never met. But I'm willing to bet you are very busy between your work, family and outside. This little car ride is your time to catch up on your favorite show. But you always get to tune in. Exactly. Now, there's a business club with you in mind. This is the place for business videos on demand. We have partnered with this show to provide you more of the content. You like the best part? It's all on demand. That means you log it anytime from any device and watched shows the answer all of your business questions. For a limited time, you can try it for free for thirty days. Simply go the biz dot com, promo code radio, VOD dot com, promo code radio. It may have been a messy divorce that suddenly cut your income in half. But not your bills. It might have been an injury or illness or your boss, just cutting back your hours. It doesn't really matter. How you got in over your head? It only matters that you are and that we're here to help. If you've got over ten thousand dollars in credit card debt, and you can't ever see breaking free call action debt and do it now being in over your head is a vicious cycle one day late. They charge you a leap. Miss a payment w rate. You just don't think of fair and neither do we. 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It didn't get to everything. I wanted to get to today, but I do get to a couple of emails here. We'll start with Allen. Alan. Says right loved the show. I'm self employed. It looks like I'll have about fifty K leftover this year. How can I say some taxes? I take eight K per month out as income, pardon me. Well, self-employed probably means you are unincorporated. I might be thinking about a corporation. Probably not for this year. All though depends on how much money you're gonna earn between now and the end of the year. Because what you may be able to do. Is incorporate? As of mid November or something like that. And then not take any income out of the company until after the first of the year that way any money that you would earn the balance of this year, the corporation would earn and not you wouldn't show up on your tax return until next year. And you'd be able to do something. That could shelter that money between now and then. So really? That that tactic. It's probably something you'd wanna do for sure. Next year. This year and talk to your advisers. It may or may not work. Now, if you are self employed, and you have kids under the age of eighteen I've talked about this before. But we now and the end of the year is Christmas break there's thanksgiving. There's a lot of time those kids could work for you. You can
"sixty nine thousand dollars" Discussed on KDWN 720AM
"I did quite a bit of work by self. I remember doing some painting, maybe hanging some wallpaper, and we're talking a very long time ago because I started nineteen seventy eight. And the home actually are you ready for this soul for sixty nine thousand dollars way different nine hundred seventy eight nine yards round. That's seventy eight seven what mainly I wanted it as a model home. So that people could see what I could do for them. And I remember my first customer to she had bought a lot in the area came to my house and liked what I did. Because you now hard it is for someone starting a business to get their very first customer, you know, but she liked. It was lady I was working with. Ended and so designed to house, but a lot on a cul de sac, and I designed it to kind of wrap around the coldest sack bid, and we stayed friends for a long time. This was your first home as a contractor, my first, very first home was actually a custom home. Well, that's what they are. I never did production homes. All my homes are always were custom custom designed for you know, for the for the customers. So did you always build like one home at a time? Well, I might have had a few under contract at the same time. Never a lot. Oh my God. No, no. That would be production homes. You have you know, right now. Interesting. So it's good to understand that perspective. And then we visited the water's edge model, home and custom home, I should say that is a dream home. And what is the value on that home? Just to give our listeners perspective. How far you went? Hey, believe it is on the market for eight million nine million. Oh boy..
2 Fall Ill Where Russian Ex-Spy Was Poisoned in UK
"British authorities say to people became sick when eating at a restaurant in Salisbury the same city where a former Russian agent and his daughter were poisoned the restaurant and surrounding roads were closed off for an investigation Britain has charged two men in absentia for the poisoning that Sergei and Yulia scruples
"sixty nine thousand dollars" Discussed on Newsradio 1200 WOAI
"Thousand dollars. A year rap and hip hop sixty nine thousand dollars a year if, you listen to. The move music from eighties and nineties of debt your favorite music. That's your favorite genre of music sixty seven thousand dollars a year Dan Hard rock sixty five thousand dollars a. Year It's wrong yeah pop. Sixty. One thousand dollars a year. In country fifty eight thousand dollars a year So if, you, want. To get rich I'm just saying better learn, how to appreciate. Appreciate that hot bosun. Solos never. Never, I don't see how this is even possible but. TD Ameritrade that's a big company I, look I'm not. Changing anything but seriously I could not. Listen to, classical music on a daily basis Four Well country, fifty eight thousand dollars a year. Country interesting. Shocking, actually I thought that more country people make more, money Debut got a girlfriend right now Yes maybe Ever get into a fight and you want to do something to, make up go all. The, time well there's in twenty five year old guy name Karen car who lives in. Western India, last week he got into a big fight with his girlfriend in on. Friday morning he put up over three hundred billboards and banner all over town apologizing. To, her Gesture unfortunately. It's, one that might get them in real trouble because he did not pay for the. Billboards that, could be a problem he printed the budget signs and hung them up. And now police investigating and he could lead to charges of defacement of public property And I still don't know whether she forgave him or not we don't even have the no well this guy's probably hiding out Got it Thank you Okay. But three Florida. And. Some flowers Right about trying to upstage everybody else in, the, world there buddy All right coming. Up at six o'clock hour Charlie Parker is in, at six forty we're going to check in. With our national news correspondent bills effort. To get the latest on the security clearances at Trump may remove some more, of their hurricane season is kicking off and then at seven forty we're going to talk to president and CEO of the Valero Alamo bowl jerick FOX talked about the pigskin preview. Coming up and also the Valero Allah bowl of two thousand eighteen. But, right now it's time for Dallas Cowboys. Report with Brad.
"sixty nine thousand dollars" Discussed on Progressive Talk 1350 AM
"In the studio with us here's we lodge into the third hour with you in the studio it's ian chris and darryl for those of you just tuning in we've been talking about crypto currency and the attacks against crypto currency sellers from the government of united states the federal justice department going after another person this person calling herself bitcoin may then aka teresa lynn tetley from southern california who is going to prison now for selling or selling and buying bitcoin specifically in this case buying bitcoin from a da agent who had represented himself presumably as a drug dealer and had informed her that these were the proceeds drug sales and then with that knowledge she continued to purchase bitcoin from this person which was the reason why they hit her with a money laundering charge now interestingly they only came at her with one money laundering charge according to the initial court statement that we were reading earlier which i thought was interesting because other cases that have been similar they've done multiple purchases increasing escalating the amount of money involved as they continued but they only hit her with the one money laundering charge which is strange i wonder if they just arrested her right after that that i deal well it does say in the count beginning in or around january twenty fourteen and continuing until march twenty second twenty seventeen so they have a long period of time covered under the one count okay is it just one count yeah that's what i don't understand there's one count at the very end it says the amount it was like sixty nine thousand dollars or something like that so that was the sixty nine thousand dollars was specifically on the transaction that happened in january of 2017 and that was for eighty point three five nine one two nine seven six bitcoin so that was for the one specific thing and other cases to the cell or purchase of proceeds of illegal i'm saying i'm surprised they didn't have other sales after that because if if somebody in undercover agent tells you like so thomas costano case and by the way you found our information about that we'll share that here thomas costanzo who was also going to prison for selling bitcoin to an undercover agent claiming to be a drug dealer a russian russian in in his case there were a few transactions initially where he didn't know about the drug dealing thing and then the person undercover agent revealed that they were claiming to be a russian drug dealer and then costanzo sold him bitcoin and then sold him more bitcoin on at least four more occasions after that in where in which they escalated all the way up to one hundred thousand dollars so the amounts kept getting more and more right to keep you know getting greedier whatever reeling amend keeping him coming back so they can him with multiple counts which is why i was surprised in this case they didn't do the same thing here where you know they would keep increasing the amount or whatever and so anyway she got hit with this one charge and she's going to prison you found out about thomas costanza who was found guilty earlier this year by a jury in case of money laundering right and he was supposed to have been sentenced according to all of the news reports that i could find on june eleventh but weld up getting extensions on filing a memorandum of sentencing to where people can send letters and talking about his character to hopefully try to sway the judge to give a lesser sentence right because he was a well liked libertarian activist in phoenix he actually worked with our friend ernest hancock declare your independence at one point and i you know obviously these people are not bad people you know they they don't belong in prison they didn't actually hurt anybody the whole thing was false in the first place because these are undercover agents who are lying do not actual drug dealers and it's just tragic it's just so sad and you know speaking of federal sentencing by.
"sixty nine thousand dollars" Discussed on MyTalk 107.1
"Okay that works demi moore in the headlines today because her credit card has been stolen the man who stole the credit card allegedly spent one hundred sixty nine thousand dollars that's a limit at nordstrom i think one pair of shoes i want to say that this was an american express card perhaps there is no limit for demi moore's american express account probably the black so far i think he's still in jail yeah name was david matthew read it is david matthew yes anymore surveillance video seemingly shows read using the card at nordstrom and saks fifth avenue throughout southern california wait so hold please yes because she's okay she'd been paying him a lot but apparently it wasn't enough right so meaning that this man was on the payroll of demi moore but apparently whatever demi moore's per deal she wasn't giving him a non okay yes yeah so i this wasn't just like some tom dick or joe that got hold of her number he cancelled her card called out canceled her card like on her behalf and then intercepted it when the new one came in the mail that sound familiar yes some weird stuff but he's been in gelson april i don't understand when it comes to technology how people ever think they're going to get away with arrows fingerprints that's why you should just never ever ever ever break a rule and i have said time what have i said you're always just assume live your life as you're on camera then you're always on camera hello where's my camera looking ready for another blind item our next blind item from crazy days and nights dot net has to do.
"sixty nine thousand dollars" Discussed on Savage Lovecast
"A new profile in their app up to sixty nine thousand dollars check out their app and make a difference at the same time let me be me and you could be you at hashtag open hey dan i'm a twenty seven year old pretty straight girl and then a long term relationship with a guy we've been together for three years so and it's great well ten so the first like year and a half of our relationship we have really wonderful fix like all the time like almost every day he you know had a roddick fun adventurous crazy sex but it was super fun and that was one of the things that made love him so much but he's also an alcoholic and reason we were having all this crazy sex all night long was because he was drunk and he's gotten under control and he's not drinking anymore and our lives are generally better he's like much happier and ios and much more level a lot of 'em this roller coaster of being like drunk and then hungover and the drunk again and i'm so proud of him for taking care of himself you know getting over that lets you know it's really hard thing to do and i'm like so happy but i really miss this beck now when we have sex much less frequently and when we do it's like for ten minutes and you know it's not it's just not as wild as it used to be and then he's done and you just don't have the energy or the stamina to keep going like that and i don't know what it was i want that back i really miss it but i also you know don't want him to compromise his.
"sixty nine thousand dollars" Discussed on WHO NewsRadio 1040 AM
"Um you know commission build it would be about a sixty nine thousand dollar build on the work she sang for a ten thousand dollars discount um and and that's with all the highest vicious and stuff you know we we get it we actually have the ability to build you know really simple cheap homes you know we built thirty five thousand dollar homes or thirty thousand dollar tiny homes um but but so this one you know this is basically for sale for fifty nine thousand dollars which is essentially a ten thousand dollars dis change tack to map the show about this and yeah if you if you if someone was interested you know they could get a hold of someone at the lottery or they could get a whole they can come to the show where oromia you could reach out to me info and river tiny homes icon jeremy thank you for coming to des moines thank you for being part of their sean for being part of ours on this program we give out parting gifts have you been on was we have a man in bonnie parting gift at three adding so here you go those are some mof van and bonnie tongs who has in tung's for the memories auto faith a i leave anything out no you by golly you hurry held it all right seven appeared on three you bet a who we are delivering more news than ever hear this top stories at the top and bottom of every hour every day news radio 1040 who well estag midwest the warning signs of alzheimer's disease are out to dismiss the side effects of normal aging but it's time to learn the facts early detection gives you a chance to begin drug therapy enrolling clinical studies have plan for the future the alzheimer's association invites you to nelly ted warning signs early detection matters it's thursday february fifteen from two to three thirty pm at bethany life community and story city the classes free but register by calling eight hundred two seven two three nine zero zero that's eight hundred t seven two thirty nine hundred.
"sixty nine thousand dollars" Discussed on KOMO
"To help you deal with some of these real money in real investing issues and also all the fake wants to and larry your up next welcome to the show i have a question about a fiduciary earlier in the show you were talking about using a fiduciary and if you go to the website that you mentioned in punch you did with my zip code and it comes up with two or three or canned whatever people how do i decide which one to go that's what sixty nine thousand dollar question well me because i here's what i would do those me i would if he if you don't know them at all you don't know anything about him i would go interview a couple because really at the end of the day of their fiduciary if they in if they invest using evidence based investing that is just as dawn said you're not pick in stocks are not timing markets you're not looking at trent what you're really saying is i want to expose my money to global stock markets take advantage of economies getting bigger companies getting more if we if that's what you decided then at the end of the day really it's about the relationship so he interview film to feel like well this guy's a good fit or this woman's a good fit this one's not i mean that's the kind of thing because i just talked somebody last week who uses another evidencebased advisor but they're real queasy about them personal relationship so that should play a large role because you want somebody who can be honest with you want somebody who feel like as being totally honest with you jaffna no one of our advisers had at a conversation with somebody today and tell them their spending too much money you really wanted visors going to write because you don't want to run out i mean i don't know what other criteria dan you could really look at when you go live what for example if you're going to the fa u s dot com one of the things one of the very first thing you can do is look at their asset minimum because.
"sixty nine thousand dollars" Discussed on WBAL 1090AM
"Seven thousand more than sixty nine thousand dollars isn't that nice early people work so hard they worked tirelessly to um well they work i don't know what they do they don't seem to do anything that has an impact murder rate we're going to be the murder capital of the united states for sure per capita this year probably the world not counting war zones but only barely not counting war zones you would think that if they're going to set up a regime as schemes gam were they just give pay raises number they really has anything to say about it they don't have to vote themselves bay raises and be held accountable for that vote there are at least some semblance of selfawareness where ugo go maybe this year it hour reeve we could theoretically via around pretty damn close to earth certainly will be within a rounding air of of one murder brew day maybe maybe we don't want to take who raised this year maybe we didn't deserve it but that doesn't cross the minds of politicians any politician immediate part of private particularly politicians who are guaranteed victory simply by their party affiliation the disaster could be anybody held to account and we just had half fifty percent turnover in the city council but that was due to retirements and everybody scrambling to run for mayor they weren't thrown out the people didn't say enough the city was held before the last election nobody said we really toss out these city council members and get some new blood in there there was none of that it was straight up there i want more money i want more power bell scramble to be governor it was an openair mayor it was a wide open seat and it was.
"sixty nine thousand dollars" Discussed on The Dave Ramsey Show
"We have a hunger in sixty nine thousand dollars glass okay and you're sixty six years old and you have about seven hundred thousand dollars in retirement yes i would pay off your mortgage today completely i would use the roth money on you some other 401 k rollover and it's gonna create a little bit of taxes and at bull enough out the pay the taxes and not be debt free so in other words instead of having 700000 anna and a hundred and sixty nine thousand our mortgage i would have a paidfor house and five hundred fifty thousand okay easy i would do that in a heartbeat i would do it stabilisers your situation you've got control of everything you know what's going on what's his house worse in your millionaires way to go house plus savings is million yeah good for you well done and we don't name we don't need any of our requirements shaving for living increase we have an income of about three hundred dollars a month without touching me and back while what does that pensions human social security here are such good shape way to go a euro bank that is so fabulous yard paled miles today paid off completely there's take enough out of kashmir broth out if you want cash out enough out of the other one in the and again you're gonna have little bits axes so do that pull out enough to make that happen as well see that's how it's done tell me it can't be done today.
"sixty nine thousand dollars" Discussed on The Dave Ramsey Show
"Persistence uh um faith faith yeah don't give up when you we started and stopped probably ten times when preparing for this we went back and looked at our notes on our we had ledgers back from two thousand eight and at one point we had sixty nine thousand dollars just in credit card debt we didn't even remember that in that was two thousand eight or two thousand nine and we didn't take financial peace university till two thousand twelve and really started in two thousand fourteen so it's okay if you have gotten off tractors give black trousers thirty six monks your own shortage dropped no sir no we yorkshire false starts up to that point yes so the two thousand dollar deficit on the budget what he wakeup call yes it was what was known goal sharing luck we gotta do this yes so our assistance app that's big showed this was hard what was the hardest thing you did hardest thing we did was um we i'd have a serious conversation one year about whether we should by christmas or not that was we'll besides moving in with my parents which was great they were awesome having that conversation but yeah i would say one year it was pretty tough we even if they are awesome let's say from bling toyota saw my father in laws tidy widest once or twice information no one a great girl good for you thank you for you will you have change your life regulations i'm very proud of you thank you and you had some good cheerleaders are sounds like we did all that can be here without them it's always good to have the you know you went to financial peace university church and that's part of the equation that didn't get you going though is later on you got going now the year before we finally kick them now that's okay it's okay the big deal you've got here we did we did all the matters we we have envision this moment from the very beginning insincere surreal i'm very proud of you not very well done you brought the kid owes with uefa and their names and ages or what.
"sixty nine thousand dollars" Discussed on KBNP AM 1410
"Had sixty nine thousand dollars it'd be the same as you had before your living on less than one hundred as it is so it's expenses not income what do i need to spend in retirement i don't need the necessary keep what ill keep track of one hundred percent eighty percent sixty percent of what i was making it's a matter what do i need to spend yes somebody told me what they did was they they looked at their net they look to what their net check was or what their net debt deposit was and they were able to figure okay you know what i was able to deal with with all of the deductions in and and so forth i was i really only needed about sixty percent of what i was making before but even that number may not be a real numbertwo because net is what you're putting in your checking account that doesn't take into consideration the fact that you're paying taxes and so you have to add in the tax your taxes you're going to pay for the year because you've got a counterattack but you don't need to add it all back and because your taxes will be lower in many respects are you saying you you you're saying you you might even need less than that allied thing anymore because if i if i let's say a big hundred thousand dollars sixty percent so that means i need sixty thousand dollars but that's sixty thousand and checking account stays about the same email starts out of it so i don't end up with more or less urges i'm spending all that sixty every year but none of that is going to taxes that's all being done a before i get the sixty and my checking account before i get my five grand deposit so i've got to take into consideration that i'm going to need a little bit more than sixty thousand dollars to be able to spend sixty thousand dollars because i need that sixty net of taxes to there were the taxes are being withheld before the net check is being created yeah so while i have you if you have a roth ira then it's not necessarily that big of a problem the most people don't have all of their malcolm from rovno they dirty and and and.