31 Burst results for "Sixteen Thousand Dollars"
Meet Joe Apgar: President of Pelotonia - burst 11
"This guy comes in van from the bike shop and he pulls out. You know a a really nice bike for my buddy thank. He rides on fifty six and the is like. Hey we didn't have any sixty lonzo rental fleet actually but the owner of the bike shop is six four and he's he's got on his bike for the weekend and i was like ooh okay pulls out of the van. Plo f ten or sip. Zip four fifty. Four wheels electronic shifting full carbon. I mean super. I was so scared that i was going to wreck the thing the guys like. Hey look this you know. I forget what the the owner's name was but he was. He's in this bike for about sixteen thousand dollars micom like just be really careful no dirt roads. There's some dirt roads off path and veil no dirt roads like. I think i can do that
Money, A Dirty Word
"In today's episode. We are talking about the dirty word money. We're talking about money money money money money so there's a lot of people that are tuning into this episode right now and like when i titled the episode of the podcast money now. Everybody has a different. Like blueprint for money. Everybody has a different blueprint for their money. Success so we're talking about beliefs and money mindset and everything like that today so as you guys tuning in. I want you to know that like today's episode is all about money now before we get into today's episode. I wanna read a rating. That i got from one of my listeners. And it says. I think your name is fatty daniel. You said first. Time listening to brian's podcast he's real down to earth and he gets a lot of great information on online coaching. And i'm super stoked. I'm going to listen to every single episode. So my boy fatty daniel thank you so much for the rating. I appreciate you appreciate you listening. So thank you so much. I appreciate it so money. Money money now honestly guys. This weekend was crazy. I spent the last forty eight hours. Basically coming through seventy five people who applied for the mastermind and to be honest. So i run a program called the tinky. Coaching academy which basically allen coaches get to ten thousand dollars. A month held over. One hundred coaches gets ten k. Once coaches are like around five to ten thousand dollars a month. I have an option for an upgrade to the ten k. mastermind taking masterminds a program where work with students one on one and i held them like take their businesses to like ten to twenty to thirty thousand dollars a month so basically make more money now this last weekend i literally spent twenty four to forty eight hours combing through seventy five people who submitted applications and videos for this mastermind. It was really cool because in the mastermind. We do give you the blueprint in order to make more money. And we give you the blueprint for success for fitness coaches. We give you the blueprint scale. You're on my business and it's a one on one experience and so it was a lot. And i still got a lot of applications to go through like thin. Get through all of them but getting this like going through these applications and going through these students and figuring out who's the best fit for the program. Got me thinking about this idea of money. And i wanted to come into the fucking week and talk about money because i think that this word has suber negative connotation like the dirty dirty word. It's like money. It's like a lot of a lot of people how to have a lot of negative conditioning around the word money and money is that one thing that i feel like everybody hates but then they also need like nobody likes likes to talk about it. Everybody's like oh don't talk like just like politics like oh don't talk about my making money. Don't talk about politics. I don't talk about religion. it's one of those things that you're like quote unquote not supposed to talk about. But it's one of those things that like you need in order to live if we think about the relationship that most people have of money. It's actually pretty fucked up like a lot of people are like money is the root of all evil but like some people are like money's the root of all evil but like money's also the thing that you used to buy your daughter's school supplies so that she can go to school and get an education like money's the root of all evil but money's also the tool that you use to buy the food that goes on your table to feed yourself so it's like money doesn't make you happy but like money buys the roof that you put over your head right now and money buys the phone that you're listening to on this too right now so like you know what i mean. It's like money doesn't make you happy. But money provides a lot of the things right so it's like a lot of people have this like super negative like toxic relationship with money where they know that they wanna make more of it but they don't wanna talk about it but they have ambitions of making more money but they're like they feel guilty about it but they really wanna make more money but they feel like money doesn't grow on trees. It's like there's a lot of like you understand what i'm saying. A lot of people have a lot of fucked up beliefs around money. Just like dirty word my question for you on my coaches tuning in this episode right now is like what is your current relationship with money. Like i want you to think about per second when i say the word money. How do you feel when. I say the word money. What's the first thing that comes to your mind like owing to think about this idea for a second i was talking about my was talking therapist about this. We were talking about the relationship that people have with money. Like i want you to think about this second. I want you to imagine that you like write a letter to money by. You're writing a letter to money. Beauty right like deer money. You write a letter to money. What would that letter say. It's an interesting thought right. Like what was it. Would that letter say like fuck you like. You never come to me. Like i'm always broke. And like i hate you and like you're the cause of all my stress right or would it be like your the root of all evil. What was that letter. Actually save wrote a letter to money. Like what would it say. It's an interesting thought anyway. So i wanna talk about like building your business because let's talk about as your business grows and you start to acquire more income like most trainers that. Come into to come into the game and one started on my fitness business. Had these big aspirations and they wanna make ten thousand dollars a month and the honest truth is that if you wanna make ten thousand dollars a month as an online trainer i actually mean this. Anyone can fucking do it like anyone. It doesn't matter how big of a phone you have like. I have a client him. John wheel who has fourteen hundred followers. She's making sixteen thousand dollars. A month doesn't matter as one of my clients. Don lamb is he's got two thousand followers and he's making one hundred twenty five thousand dollars a month so when it comes to making money like i really do mean like if you're on i finished coach. Anyone can make ten thousand dollars a month. And that's the honest truth but most people block themselves from being able to make that type of money because people have a lot of super weird beliefs around
CES 2021: creating experiences during a pandemic
"So just mechanically. What was this your like. As attendees i actually tried to make my version of cas as similar as i could to the las vegas version so in my basement i erected a casino and i slept on the floor and i ate really crappy food. That's what i did not true. Actually none of that is true. But what i did do. I did call in some of the gadgets that were announced at the show. So i would say i. I did get to touch and feel and use some of these gadgets. I focused on covid protection gadgets. That was a big theme of this show. Is all the things we can used to prevent germs from getting on us really. So i tested a smart mass testing some air purifiers. Smart air purifiers a tested. Uv sanitizing gadgets. That was what my experience was like this week. Nicole what about you. I did not touch and feel anything which is very unusual for this time of year if you know any other given year. The first couple of weeks of january. I'm completely exhausted. I've run around the same hotel lobby for like miles and miles zooming between different booths in different shows and this year. I got to cover a cs in my sweatpants from my couch and california which is pretty great. I visited a lot of digital booths. The new cis website is a mixed between like a trade show lincoln and in tech youtube. So you can watch the keynote speeches on your own time and you sort of like visit these web pages and chat with people in the booth but i focused on smart home tech. Most of it can't fit into my apartment even like this one sixteen thousand dollar wellness alexa. Smart tub that. I'm obsessed with that. Produces fog aromatherapy essential oils and all sorts of other luxurious things that we absolutely do not need. Ucs as my like escapist gadget fantasy escape all the news of this week.
"sixteen thousand dollars" Discussed on KSFO-AM
"We have about sixteen thousand dollars straight toward the net towards a down payment way to go in on also have also have an inherited IRA that's worth probably about thirty five thousand on right now and so my question is should I eat if you want to I'm just with you all back on now and put it towards the down payment yes he wore I would be more wanted to take that money out along with the orange input back in how it may impact that down the line no I I it's not your retirement account there are no penalties for taking it out only taxes and so it's a taxable account but it is not a penalized accounts now never cash out your own retirement account that is a that is penalized and taxed but this is a rare inherited yes I would catch it out pay the taxes and put it in my room and my different down payment fund for sure because a paid off home is one of the two elements we find in the typical millionaire that didn't inherit their money which by the way the ninety something percent of the millionaires did not inherit their money based on the research we've done in the largest research study of millionaires ever done and so you guys like you and me that become that build some wealth most of the time the first one to five million dollars that you build in wealth is your house in your four oh one K. that's what we found I paid for house and so I want to get that house paid for by one step of that of course is to it is the discharge of the down payment a bigger down payment unless you got to pay off so yeah I'm using this money for that thank you Seth is whether North Carolina hi Seth welcome the Dave Ramsey show Hey Dave how are you better than I deserve what's up first I want to thank you right read your book about a year ago after I lost my job my wife and I were able to you know thirty thousand dollars in debt and ten months appreciate that way to go thanks so workers here is now we're in the fifth grade he and trying to figure out the first cell what got us into this mess in the first place which is my car and wondered if you so we can that could help us jumpstart's savings into buying a house so you obviously don't know anything on it yes we are both our cars now that's what's it worth about fifty thousand dollars I do look at your stake when Kelly look anywhere from fifteen to seventeen thousand dollars private private party what's your household income about eighty two thousand right now press what would you buy if you sold your car price watch I mean I was looking it's kind of hard right now looking back I was thinking probably somebody somewhere around ten thousand dollar vehicle lesson that only puts seven thousand dollars in your account yeah I know we are the No I wonder you want except now now not worth all the trouble you know sometimes when you make enough money you're in control you're being intentional you laid off thirty thousand Bucks in that already your your your aunt you know you're you're stepping man you're getting it done and so the seven thousand dollars is going to come due to those habits and you being in control and budgeting and you and your wife working together setting hitting goals and ringing the bell that's going to come a lot faster than selling this car cars not a problem maybe if it was worth forty seven thousand and you wanna move down to seven thousand to forty against it yeah we probably talk about that that might be fun but yeah you're still on a few dollars against it it's not I wouldn't I wouldn't do it for them okay my gosh you just aren't they always jump started you you have jump started it because you're freaking paying attention product thank you I appreciate it well done open phones at triple eight eight two five five two two five Chris is in California hi Chris how are you translating given taking my call sure what's up I about three weeks ago I saw you on YouTube and I can kind of you know my husband I have hit the ground running I got your book the money makeover and kind of reading through that I am currently working a full time job my husband worked three part time jobs and we have two little ones my question is do you think that I'd get a part time job as well to kind of help get the debt load factor or should I use com changed my W. four because I do care a pretty large tax return at the end of the year well those are independent questions you should change your W. four period automatically that causes nothing below but after because if you get a tax refund all that means is you paid that much too much in taxes and they give it back to you with no interest after you left up there all year Santa Claus done live in DC not affect the antithesis of Santa Claus lives in DC the paradox officers okay anyway now back to the other thing what do you make it your full time job I make about thirty two thousand a year and what does your husband have a career she is trying to start up his own business sorry what it's been a few years his own business have a massage therapy business okay why is he having trouble doing that it's very competitive out here where we live there's a lot of companies that do it too a lot of independent contractors it's been a little bit hard that has been kind of will have comfortable float because that that that does bring the all cash in on from his heart one yeah I want him to here here's my gas on them the reason I ask that is I suspected something like that was in the offing and I think the best probability of you guys adding substantial income to your household is not you working the yet another job it's him getting this business working and he's a better massage therapist then he has marketer yeah and that's not unusual by the way there's nothing wrong with that I mean he's good at his craft right but he needs to learn to sell and promote himself and develops a marketing techniques and so I want him reading articles by other massage therapists and people in the personal training business of how they grow their clientele only reading books and articles at least an hour and a half a day starting today he needs to learn how to sell himself and sell that service and build clientele and get referrals of everybody's friends that he already is doing their massage therapy right mmhm and he's not doing that he goes in and does the job collection my walks back out has tried in the past you you know done social media has done what kind of promotions that you work for you I gave you a free you know our second one I didn't anymore like that he fell there on occasion what I mean Senate he has to sell he's not good at that he's got to work on that because that's going to make your family more money than the two of you put together doing the stuff you're doing now he can make fifty or sixty a year doing that if he builds us up yeah we're going to get his button here and learn how to sell himself and that's what I'm saying he's gonna start reading and learning how to do that I'm gonna send you a copy of the book entree leadership if you took a part time job what would you be making maybe forty it wouldn't be that much because it would just be part time in the house and dollars a year right any word on how many days maybe.
Who's the Champ?
"Bobby? A halt of the New York hot list is our first guest of two thousand twenty here on the gate now. The horse that won the Breeders Cup dirt bile beating Omaha beach is spun to run and he will be facing Omaha beach again in the Pegasus World Cup. The first major race of two thousand thousand twenty but maximum security will not be there and code of honor will not be there. Maximum security is waiting for Saudi Arabia. The world's richest race the Saudi Cup in February. It's very tempting to make this a political discussion. I'll only do it to the extent of saying with what's going on in the Middle East right now. How do you think that is going to impact whether trainers bring their horses over for the Saudi Cup and or the Dubai World Cup in March or maybe they take a look at that Pegasus again and say maybe we ought to just stay here that that's a very hard question to answer? Ah It's hard to understand how people feel I will say this. I am confident in saying that the people especially in Dubai. We're ruler of the country behind that I think they're going to bend over backwards to provide security and take care of the park I I would hope the same thing's going to happen in Saudi Arabia race and then just not become a outer tech or anyone but that is a question question that you just can't answer. I think it's very hard. It's an individual decision to a Lotta funny. I understand when people go play a lot of people who have no dog in the adviser to come up with answers of morally questions. And what they're gonNA do when not to you. Gary West was all set to run his voice Independence when it was nine nine billion dollar I. He was happy to take the fourbillion winter. Share the person. Just go to the Middle East but when you cut the first out of nowhere to three billion winter I'll get one point five billion something like that and you have just wants to you know once in a lifetime could easily win ten million dollars and probably turn around that month and win a twelve million dollar right I. It's hard because this is an expensive sport and as much as these people arrested of of money that goes into this so You understand it as of now. I haven't heard anyone saying they're going to change their mind about going. I'm sure people are a little bit nervous but I mean let's be frank. I think anytime you over. There is probably reason to be nervous. So it's just an individual decision and I wouldn't chastize anyone. Whatever they they decide because it feels like them? That's their call. It's not it. I make my own decision on my life. You make your own decision on your own life and I think that's the way it goes. Oh by the way. I think you're under selling the Saudi Cup. I believe the purses twenty million dollars. Well it's ten million the whip you get ten billion but it's it's one that that that's what I'm saying he gary West is looking at it. I will get sent. Don't get out of the home and billion dollars if I say in that term so you can when you look at it now. You basically have to win the Pakistan that in line with at one point I for share of the first compares to the ten million that he will win. Take home for winning the Saudi Cup where he will be the favorite and a one term mounting great definitely. I Dunno betting Saudi Arabia. But I know American pools. He's GonNa behavior and you running for stabbing tons of money. That's a pretty compelling nonetheless in the Pegasus World Cup you do have. Some horses is with some credentials including higher power. The Pacific Classic winner. We mentioned Omaha Beach. roadster for Bob Baffert is aiming toward the Pegasus. And you will be there. How do you see this first? Major race of the year shaping up that force right now in training maximum very doubt after that case to be made then Omaha Aubenas bunch of wrong especially violent eight might be the second and third bout with McKinsey right there with them so when you get fun to run and Omaha Beach I think he got a pretty darn good race. I mean it's interesting possibilities. Are the horses doing nominated at the box He's done. I'm very well. This is of course. A lot of people east might have remembered with Chad Brown Barrasso. And you know he was good you know. He got coming up. In the minor spot that West to John Adler Verona's ray thing all of a sudden. He's winning all these steaks and eat it. You can't east to Churchill even lost or any blocks. We'll see if he's going to be the ones that they decided to send into the race. It'd be a good one back wizar- people know this story. That fifteen thousand dollars who ran against maximum security and the world's most famous Amos. Sixteen Thousand Dollars Eight lamer and it'll be in there. I think it'll be a big competitive fourth. It doesn't I think have the superstar. One runner arrogate powerpoint chrome Omaha beaches in that category But it's interesting. It's good to get back into talking about racing and Bobby Hall. Nobody better to do it with so. Thank you so much barry. Thank you always chat that with you so when we come back here on the gate. The site of the world's first million dollar horse race is short on dollars and short on time time to secure them. Welcome back to win the gate in July of two two thousand. Nearly twenty years ago Churchill. Downs home of the Kentucky Derby purchased Arlington Park in Chicago for nearly seventy one million dollars. Arlington's owner Dick Duchossois had closed the track in one thousand nine hundred ninety eight and nine hundred ninety nine saying that he could not compete with other gambling businesses. The opened again in May may of two thousand presumably with the knowledge that a sale was coming at the time. Churchill was in something of an arms race against the stronach group. When it came to buying up tracts the idea was to create networks of tracks for simulcasting and cross promotion of races and Events in nineteen ninety nine Churchill bought calder race course in Miami and Hollywood Park in California and then bought fairgrounds in New Orleans in two thousand and four? This was meant to counter the STRANA group which began its buying spree in nineteen ninety eight with Santa Anita then they added Gulfstream Park in Florida. Both major Maryland tracks Laurel and PIMLICO as well as golden gate fields and Portland Meadows and Oregon stronach versus Churchill. Wasn't exactly the Cold War. But the battle lines had been drawn it it seemed that Churchill was the first to blink Churchill dumped Hollywood park like a hot potato in two thousand five just six years after buying it. Churchill said at the time that California has forsaken racing and its needs reports came from fairgrounds in two thousand thirteen that the turf course was too dangerous juris to race and that the track had been poorly maintained ever since the churchill purchase at the same time Churchill was trying any maneuvering possible to get out of its obligation obligation to operate racing at calder. Eventually the STRANA coned Gulfstream Park worked out a lease agreement to run the calder meet in October and November this year. Two Thousand Twenty is the final year of Churchill's obligation to lease the meat after which it may convert the track into a shipping logistics center. Or something like that.
"sixteen thousand dollars" Discussed on Newsradio 1200 WOAI
"Coming up we'll check in with Jason Kempin Tony in Los Angeles get the latest on the wildfires our days and get payments until twenty twenty sixteen thousand dollars off MSRP twenty ninety ramp or drive the twenty nineteen Cherokee latitude plus four ninety eight ninety nine APR for sixty twenty twenty five hazard and we sell it for less at Ingram park CJ dot would like to get a website for details Hey good morning it's charity McCurdy get ready because before you know with the bitter cold will arrive those old windows on your home they're not helping they're letting the outside elements creep in and are making your AC or heater work even harder do what I did call amazing exteriors of San Antonio amazing exteriors as the JD powers number one in customer satisfaction award winner for two thousand nineteen with their infinity from Marvin fibre glass windows Marvin's wide array of designs and colors will be the perfect fit for your home style are your old windows only part of the problem well amazing exteriors also offers hardi plank an amazing wall sighting system to get rid of that peeling paint and rotting wood and with their form fit insulation you'll see a big time energy dollars and restore your home's exterior beauty and right now amazing exteriors offering two hundred and seventy five dollars off each window seven hundred and seventy five off each door and up to two thousand all siting projects plus get eighteen months same as cash financing do what I did call amazing exteriors two one zero three four zero eight thousand three four zero eight thousand check about online it amazing exteriors dot com and telling charity sent you every day we hear more about the rising cost of healthcare there are a lot of reasons why it's expensive and some of it is justified but some of it is not unfortunately there are people out there who try to take advantage of the system one way they do that is with pass through billing that's when the doctor or hospital bills your insurance company for a service it didn't actually perform instead a different doctor or hospital actually perform the service in this case the first hospital passes off the services of the second as its own so they can charge higher rates it's wrong and we all pay for it fortunately you can help review your explanation of benefits or any bill from a doctor hospital carefully and call your insurer if you see charges that you do not read nice I'm doctor Dan McCoy president of Blue Cross and blue shield of Texas for more information about controlling the cost of healthcare is it B. C. B. S. T. X. dot com slash blue promise when you have a.
"sixteen thousand dollars" Discussed on Newsradio 1200 WOAI
"Make a smart decision knowledge is power official jeweler of the Dallas Cowboys at the shop to la cantera across from Nordstrom our days until twenty twenty sixteen thousand dollars off MSRP twenty ninety ram fifteen hundred crew cab will go on for drive the twenty nineteen Cherokee latitude loss for ninety eight ninety nine percent APR for sixty months nothing until twenty twenty five hazard and we sell it for less at Ingram park CJ dot forty four would like to get a website for details news any time at W. away I dot com delivered by first work credit union making all good life better W. O. A. I. has your shot at one thousand dollars now text the nation wide key word hand H. A. N. D. two hundred two hundred you'll get a confirmation text and info standard data and messaging rates apply in this nation wide contest that hand H. A. N. D. two hundred two hundred and good luck from news radio twelve hundred W. O. A. I. news radio twelve hundred W. away I'd San Antonio I heart radio station president trump was campaigning for his reelection and for the status of Texas as Republican state at a rally in Dallas last night it is Friday good morning I'm charity McCurdy with our top stories and traffic.
In The Gate - Off to See the Wizard
"Say you're the parent of a teenager as I and maybe your teenager isn't quite sure of his or her future career ambitions as mine isn't that's fine many teenagers that mold right well you as the parrot probably want your kid to go to college but without much direction you're less likely to send him or her father way I mean if your kid wants to be a film director then the University of Southern California might make sense and if it costs big money to go there then you figure it out well Saffy Joseph Junior wanted to be like his father a horse trainer his parents wanted him to go to college so they booted him off the island of Barbados where they lived and sent him to the United States to a prep school near Miami for two years and then to Florida International University just up the road from there that didn't quite work Joseph says now since he spent more time at Gulfstream and the track formerly known as called her now extreme park west than he did in class so he returned to the island then started training he even won the barbadian triple Crown Onu in two thousand nine two years later in two thousand eleven saffy Joseph came ashore for good and now he's got a chance to make quite a few blonde dollars in the Breeders Cup classic math wizard try to sprang up big upset the outside improbable saving all the way looking to come through on the inside it's Mr coming off the turn with the lead Mr Buddy Friday spun to run outside probably left inside floor of women between horses bath wizard other four outside what a finish the Pennsylvania Derby bear cubs math wizard on the outside math weser bester body outside bath wizard math wizard yes sir bath wizard thirty two what upset later end up Pennsylvania Derby and with the Classic Division thinned-out by injury it is conceivable that Saffi Joseph might just join dougie fresh Riana and grandmaster flash as milestone achieving native barbadians and with that we welcome trainer Saffy Joseph Junior here to win the gate let's start with math wizard of course what did you feel as he was coming down the stretch of the Pennsylvania Dir irby or surreal feeling this you know you're hoping you'll get there it was happening in slow motion and then when he got there like it was just unbelievable the he could run a race like that it'd be those Kinda worse is something that was a dream come truce he finished x than the grade three West Virginia Derby at the beginning of August and that was seven weeks before the Pennsylvania Derby how were you able to give this horse some time often Florida and then have him sharp enough to win a grade one race in late September all just came together I think West Virginia was one race to meet Bram not period the sex ratio degrees we kept him in killing during that time which is probably a mistake probably brought him back home we got about home in the Senate and he took his first book easier the second one was very good on his third where it was extraordinary I won't play like we didn't he'll come always third rats for us was stiff work but he did it so good so we didn't know how long it'll take recuperate we were able to get a slight firm on Thursday which gave us a couple of days you can see the rage Senate worked Oprah Edgardo Zayas has been the regular writer for math wizard but he didn't come up from Florida for the pen Derby because the horses entry was so last minute so what does the writer situation look like from here yeah we weren't sure for even going to there'd be and he had already committed some raids gulfstream so he stayed here unfortunately and for the writer and the we're still undecided we have we don't have a writer Iran permitted to ride and Dino Russo so writer is still open at the moment we haven't decided we're going to wait we don't have to rush any decision wait and see what happens something we mentioned in our open how you arrived here from Barbados in two thousand eleven I'll bet many of our listeners and I have to have been include myself in this didn't even know there was thoroughbred racing in Barbados. What is the racing scene like there yeah they run right now in Barbara's twice a month it's a three quarter tracks along the turf only we trained on on the dirt run on the turf there's only turf racing I should go out with her when you dare you get much closer to the horses race in actually part of it and I think that's unique mess that has you're so close to the horses racing gives you the vibrant Phil what we didn't mention was that when you came here you had exactly two horses in your care how did you get from there take here just keep trying to do good I keep trying to win races and attract attention and asking people for chances and I think it all comes together a lot of opportunities a lot of owners have been supportive of us and you just keep working things work a volunteer place trainers saffy Joseph Junior joining us here on gaito send out the pen Derby winner math wizard in the Breeders Cup classic as if coming from Barbados to train a grade one winner isn't crazy enough there's the fact that less than a year ago math wizard ran in sixteen thousand dollars maiden claiming race at Gulfstream and finished thirty didn't even win and to make things even crazier do you know who won that sixteen thousand dollars maiden claimer last December maximum security proves he's the real deal and there's no need to go down that rabbit hole right now the what do you think of these great winning is coming out of a race that low on the Horse Racing Totem Pole was unbelievable because normally you think who made it and Sixteen especially for young very few people at risk any horse of quality and those kind of Race Maine Sixteen Majority of time running or three early three hundred sixteen are very good if they're into sixteen thousand as far as ability goes to have two tours of the same race that one greater like if someone was to believe that I've seen it actually happened it would probably go down in the history of race in the best maintenance we never gonNA change over time but I don't think I was going to change did you get more ambitious with math wizard because maximum security went on onto do bigger things I know but Mathur's reclaim them in January I think in January so maximum security I don't want the Florida every year A good decision I think we got him at the right time now you have another potential superstar the two year old chance it and he's off the umbrella five likely now smash factor is flat to the Board Second Town Centre with Liam's Lucky charm but let there be no doubt who's best the in reality goes the chance at Chattan wrapped up gear down and six on top chance at what a stakes race at your home base of Gulfstream back in late September and while Chan is it will skip the Breeders Cup we'd be remiss if we didn't mention him
"sixteen thousand dollars" Discussed on KCRW
"A busy the hog operation wasn't bringing in a lot of money my income right now there is between a wife and nine fifty five thousand dollars a year non farm income that income came from Eddie's army pension Dorothy's retirement from Howard University and there to social security tax benefit the five thousand dollars year non farm income help us stay only for calls will pulling down roughly about fifteen sixteen thousand dollars we are on the phone you can't run the whole operation like that this site but the farm was alive Eddie and Dorothy had the life they wanted as one of the few remaining black American farm families Eddie dream that some day he passed the farm on to his son in the farmyard Eddie calls his three dogs yep he's had them since they were puppies that's right rogue time their cross dressing nine lives what was the smallest one a solemn brown J. it is the male spotters assist yes this is the wrong Monday Eddie still had those dogs in twenty sixteen the US marshals took them away even though they were Pat's not farm animals the marshals told the wise is they took the dogs to the pound they were given to three different families.
Hurting Harley Broaches $1.6 Billion Turnaround Plan
"Uh from wondering I'm David Brown and this is business worse daily on this Thursday October third when you think of have motorcycles which brand POPs to mind it could be the one time king of the Hill Harley Davidson but that's more likely if you're obvious certain age for the past several years. Here's the muscle bound. Company has been fighting for the industry leadership at once took nearly for granted upstarts like it's revived former rival. Indian have been looming larger Juryman harleys rear view Mirrors Harley sales and profits have been sinking for the last five years and this quarter has been one of its worst with sales dropping almost eight and a half percent compared to a year ago last week. The company announced an aggressive expensive turnaround plan called more roads Harley Davidson it it intends to spend one point six billion dollars over the next four years to expand not only its own customer base but motorcycle riding in general it. Lynch produce new products especially its fleet of electric vehicles led by the livewire expand access around the globe build new smaller urban dealerships and create experiences experiences intended to introduce kids and young adults to the joys of writing ultimately Harley promises the more roads plan will increase harleys tribe from its existing assisting three million riders to four but analysts are quick to label the turnaround plan a tough uphill climb. The company blames its problems on a soft market for motorcycles and indeed. Americans bought three hundred seventy thousand motorcycles in two thousand sixteen. That's only half as many as they had ten years earlier. millennials especially city-dwellers don't seem to be buying bikes especially those big heavy touring bikes that made Harley famous some blame the downturn on ridesharing which reduces the need to own transportation and of course there are those hefty school loans which shrink household budgets but some of hardy's troubles are frankly harleys or lease alone. The company's existing ridership is aging and younger riders. Just aren't filling in the gaps. It's new livewire. Electric bike starts at thirty thousand dollars hours as one writer pointed out almost the cost of low in Tesla early this year we pointed out that Harley is on a high wire a tricky balancing act between keeping its existing existing customers happy while trying to attract new younger writers and impress investors who think electric bikes the industry's future so far. Harley has not shown shown that it can navigate that delicate tightrope furthermore those shrinking motorcycle market isn't affecting all companies equally if as CNBC claimed aimed late last year millennials are killing motorcycles. We'll what about Harley's rival Indian wouldn't they be suffering too with the help of the newly launched. FDR Twelve hundred motorcycle asleep bike style like a flat track racer. Indians motorcycle sales grew fifteen percent of its second quarter to two hundred million million dollars. It's prophets also rose by two million that suggests Indian which is owned by Polaris Industries is doing a better job than Harley creating relevant well-priced well priced products the FDR twelve hundred retails for only thirteen to sixteen thousand dollars a far cry from some of Harleys gasp worthy list prices prices still it remains to be seen whether Hardee's big plan to expand the market could work over time the company that's been in business indeed as an American an icon since nineteen zero three as no slouch but it may take all the muscle harleys God along with a boatload of patience and and maybe you turn on those prices turn things around wondering this Business Business Wars Daily today is episode number two hundred and ninety nine curious about the history of Harley Davidson Checkout are seven part series Harley Biker Acura sits on our sister. Show business wars subscribed wherever you listen to podcasts. I'm David Brown back with you tomorrow
"sixteen thousand dollars" Discussed on WBZ NewsRadio 1030
"For deals buy a Toyota dot com good afternoon I'm Ben Parker here's what's happening there is some good news involving a rolled over tractor trailer on the mass turnpike exit ramp to one twenty eight that tractor trailers now been removed however traffic's been a problem there all afternoon and it still remains that way was tackled by kings yeah we're doing Mike yeah you're right then this crash happened around one o'clock this afternoon a tractor trailer rolled over on which side on the ramp from the pike east to one twenty eight exit fourteen of for a while the ramp was close but good news the trucks been operated they've got it out of there but they're still working on clearing some debris out of the right lane terrible delays on both directions of the mass turnpike I'll get you all the details just ahead with traffic on the three hi thanks Mike and of course the investigation continues into what caused that truck to tip over those speed is believed to be a factor the truck driver was from Louisiana he had his passenger were taken to Beth Israel deaconess with minor injuries a Framingham man was driving the car that that tractor trailer rolled onto he was flown by helicopter to lay he hospital with what are described as serious injuries a passenger in that car was taken the lady with minor injuries Bilbrey towing company finding itself in a social media hurricane after sending a big bill to the family of another toll operator this started when central mass talking in Auburn road accusatory post on Facebook saying a competitor do rental towing in Milbury total car involved in a fatal wreck on route twenty killed in that crash was a Michael robado the patriarch of central mass towing. hell the car in charge of sixteen thousand dollars for storage the deceased family couldn't get the damage car back immediately because the police said the investigation was ongoing now the furries flying on social media to Renzo's headway the bill and told the telegram the bill was a misunderstanding but during those ratings are now in the breakdown lane in need of assistance Karen regal WBZ Boston's news radio a medical marijuana dispensary on the south shore is searching for ways to clean the records of people who have marijuana convictions back when it was illegal in Massachusetts and they can help them white to record clean through expungement WBZ's Kevin Coleman is at that to spend three to learn more about all this Chris Yang is a director of retail at months a medical marijuana dispensary in Quincy and later this month will be hosting an expungement event were a panel of lawyers will invite people who of marijuana convictions from when the drug was a legal Massachusetts to learn more on how to clean their records Chris provides more details on the process and expungement expungement basically means having a non violent cannabis convictions removed from your record when you apply for jobs at times these things in the past might have been something you had to.
"sixteen thousand dollars" Discussed on NewsRadio KFBK
"Someone up and every every company here in Michigan state set if you're using your car for over you're not covered. I thought that was on there and not an accident on the way to pick someone up they're going to cover you right and I I thought that was all hashed out when we were first kind of became a thing and it was a question of wait a minute does this card right this is Kerr as his driver have liability five a passenger in the car and they get in an accident I'm hurt who takes care of me and I thought they worked that out to make sure that uber had if I wanted to drive for uber that I had to provide proof of not just car insurance but commercial car insurance so that it was everybody was legally covered but I don't know if you're you're I I missed two is there your son you said that's in the cab business. it is actually insurance grander separate. LOC it's expensive sixteen thousand dollars for two vehicles a year none of the drivers is he it also does your stepson have is he an employee or does he work off of. the fares yeah. yeah as long companies got too many there is an independent contractor yeah. yeah but how does that mean he has been used he has been using all the doors Bellini has been using them for advertising right you know they've gotten away right calling this ride share it's not a right share that's a a paper. right right like a camp you know what that word that they use that throws you off and now they've gotten so big that you know none of these municipalities can deal with a very distraught. whatever's all yeah so what do you think the future is for your step son's business or is he always I think that would always be a niche that there would always be a need for somebody like him I don't think over what are my. the big gap company here in town went out of business at at twenty independent drivers form so their model was a lot bigger and you know there are ones that affected but he's just a little independence always also worry works fifteen hours a day to make very good income at all yeah it's you know all those drivers are nowhere to be found in northern Michigan.
"sixteen thousand dollars" Discussed on WGN Radio
"Today that really transform our lives in this country she was at the ceremony at the fire department engine forty two station on the near north side a new Chief Justice has been named at the Illinois Supreme Court WGN's Ryan Berg reports she's half of a Chicago power couple Illinois a Supreme Court justice and Burke the wife of indicted Chicago city alderman ed Burke has been tapped Chief Justice effective October twenty six she will serve in that role through October of twenty twenty two days before the Chicago mayoral election a political consultant filed a complaint against Dan Burke per hosting a fundraiser for cook county board president Tony prek Weigle in twenty eighteen practical returned the one hundred and sixteen thousand dollars raised from that fund raiser after alderman ed Burke was indicted on federal corruption charges and Burke it's been a justice on the Illinois Supreme Court since two thousand six right bro WGN news the history channel says it no longer is participating in a documentary project tied to the proposed exhumation of the body of John Dillinger Indy star says it's not know now what that means for the exhumation president trump says the US is missing out economically because of what he calls the bone heads at the federal reserve won't lower interest rates at his insistence the fed is meeting next week it is expected to trim its benchmark rate by another quarter point after cutting the rate for the first time in a decade in July the NC double lays board of governors is urging governor Gavin Newsom of California not to sign a California bill that would allow college athletes to get money for their names likenesses are images it's called the fair play to play on the fair pay to play act you should say it passed the state assembly sixty six the nothing yesterday in the NC double a says the bill would give California schools. and unfair recruiting advantage and because of that the NCAA would declare those schools in eligible for its events we'll take your money sports traffic and weather next on WGN. why are the hottest sexiest and most stylish shoes always the most painful the where I know all right I mean ladies shoes all right I knew that I was someone somewhere would somehow combine the hottest style with unparalleled comfort we did what do you mean are you forgetting about the Loralai so far from honey mustard I'm talking about shoes need shoes all you do is kick them off at the end of the day anyway but then you spend the rest of that day lounging on one of most comfortable sofas we've ever made a surface to crafted solid maple frame individual seats brings with honest emotional quality ultra form so stylish and beautiful when enough pizazz for a dozen sofas I love the testing in male had trends on a call there's a laurel I saw fit the bill do you have one in a size eight and half the Loralai so far starting at just twenty twenty six and penny mustard six locations throughout Chicago land any monster dot com better versions of what people want. he two jobs. job in a small job and the job was the build me a covered and then I had them come back out a couple weeks ago to learn it through. bill because the raccoon in the in my neighborhood tended to hang out underneath my port which is not cool we are talking today with mega customer Allison of can OSHA this is job number five and six there is really great to work with you use them a lot one of the few people when you call them they come out the figure things out then they tell you when they can start and then when they get here it's their job to finish my job that's what I like about it.
Google's New Guidelines for Employees: No Politics!
"Better faster greener super micro resource-saving server and storage systems with intel zeon scalable processors reduce the cost and environmental impact of your enterprise infrastructure learn more at super micro dot com. This is tech news briefing. I'm j._r. Whalen and the newsroom in new york don't talk politics at a party. If you work at google don't talk politics there either. We'll explain why in a moment first. Let's check in on some tech news journal reporter adam. Jonoski has a story about how hackers are often willing to negotiate after taking hold of data or servers servers ransomware attack more than doubled in the first quarter of two thousand nineteen from a year earlier and the average ransom demand increased to about two hundred and twenty only five thousand dollars in the first quarter of two thousand nineteen. That's up from one hundred and sixteen thousand dollars a year earlier. Also hackers accept payment only in bitcoin or other crypto currencies and that's because it's difficult to trace but hackers often look for any level of payments adam jonoski story points out an the hackers accept a significantly lower payment about eighty percent of the time for certain strains of ransomware for example in one recent incident the hacker set ransom at forty bitcoin or about four hundred sixteen thousand dollars but agreed to seventeen bitcoin or one hundred seventy seven thousand dollars now law enforcement authorities don't punish organizations that pay a ransom but they advised against doing so because they say there's no guarantee that hackers will unlock affected data and paying up emboldens the hackers to go after a new target and a cyber insurer that brokers ransomware demands tells attackers that hacked company can restore computers and data from backups and doesn't need the decryption key from hackers but the companies usually willing to pay for it at a discount because it would speed up the recovery coverage process better faster greener super micro resource-saving server and storage systems with intel zeon scalable processors reduce the cost and environmental impact of your enterprise infrastructure learn more at super micro dot com. It's pretty much. That's a given that to keep the peace at a cocktail party. You should steer clear of discussing politics and the same might be true for the workplace will google is set new guidelines advising implies not to discuss politics or anything else for that matter not related to work and wall street journal reporter. Sara nadelmann is here with some details so sara this might seem my common sense to some the idea of keeping the conversation to work matters but as you point out in your journal story google has been known for a fairly freewheeling internal culture culture right so this is a pretty big about face for the company as long prided itself on having an open debate type of culture very much like a college campus and <hes> employees have formed groups dedicated to a wide range of topics animals rights to women's issues to politics. You name aimed at some point. It's grown to <hes> an issue where people are spending too much time. Debating matters unrelated to their jobs through these internal internal groups there. <hes> discussions happened on line through a chat software program. That's internal and so has gotten out of hand and yeah. The google has this internal message board award system where employees can air their views. The company wants to patrol those a little better exactly up until now they've had employees voluntarily moderating these these message boards to make sure things don't get out of control <hes> and it's <hes> in the past year google said that it's <hes> gotten to a point where they actually need employees to monitor these chatrooms full-time so they're going to have employs dedicated specifically moderating these forums to make sure our <hes> things don't get out of hand in addition getting people back to work is part of this reason an effort to close doors where confidential company information might recount that is another part of it so in the guidelines <hes> they list of <hes> have a bulging list of several things that they want the employees to pay attention to string guidelines on how they should behave during those internal communications and one of those bullets toward the end is indeed reminding people that confidential company information discussed on these farms should remain confidential that has not been happening lately that has really a next on the the senior executives at the company because they're happened. These leaks it'd to be clear. Google isn't banning political conversations altogether but once managers to monitor things if they become disruptive or if there's any sort of informational threat to the company exactly and that's why they're having employees you know do this full-time to make sure those conversations are civill and to make sure that confident formation he's not leaked going forward and so it is a enough that they are going to be hiring full of full time team dedicated to doing just that you know you mentioned google being like a college campus before based on your story seems like google is turning a corner in a maturing process moving from something like a college campus to requiring requiring more responsibility on the part of the employs seems like this is a sea change in motion. It is a c chain emotion. <hes> not necessarily driven by a desire to <hes> be more mature. I would say it's more in response to the behavior. That's happened on those forums. They they said in the past year that this these forms online messaging boards <hes> have grown to a point where employees are not spending enough time time doing the job that they're hired to do but instead are debating one another on whatever is the hot topic of the day and so this is a reaction to bad behavior that they're trying range a curve <hes> not so much a saying you know we just need to grow up. It's really dealing with a problem and trying to solve that north wall street journal reporter sara needle man here in our studio sarah. Thanks for coming on the show and that's your tech news briefing j._r. whalen in new york for the wall street journal.
"sixteen thousand dollars" Discussed on KNBR The Sports Leader
"And your age here it is when you're fifty it's like half time and you have to call the right place and you need the best players on your virtual team because this is the time to make up yards if you're behind Lou and make sure everything is okay and that you're on track to win the retirement game according to vanguard this just came out and it shocked me Cordy vanguard if you're between the ages of forty five and fifty four as I'm talking to you you said about a hundred and sixteen thousand dollars in your four oh one K. now is that gonna be enough to support you at retirement when you retire at age sixty five if that's your retirement age no so there's very little room right now for error and if you're in your fifties today I'm gonna walk you through with this market at all time highs right now what are some things you should be doing right now two turbo charge that retirement account because if you want to retire at sixty five well guess what you can but you just need to get prepared so today I'm gonna give you all the tools from my toolbox to do just that because this show is about the ten financial commandments I like Moses to live by in your fifties all right we can't afford to miss this one stick around let's get.
"sixteen thousand dollars" Discussed on News Radio 920 AM
"Civil war it never went above a dollar a pound what's going on people are making or losing a fortune every day they can't get out of trade because of those limits lock a commodity can only go with each futures only certain amount cotton can only move three cents a day but three cents incontinence fifteen hundred dollars per contract and so some people who we short cotton they're losing fifteen hundred dollars a day and each contract they have they've been contracts at sixteen thousand dollars a day the losing so they brought me on the floor they said to me can you figure out when cotton's gonna crash and I knew that this could be the shortest career and then history if I failed so I did some very famous research and I use my intuition I decided that cotton is ruled by the planet Venus I grew in the ground it makes pretty things women like it it's you know the feminine thing and so I said we have a full moon coming in libra levers ruled by Venus and I took a chance I said well you know what you got to be gutsy sometimes I said that top of the current market is going to be Tuesday on that Lieber formal now was this instincts that had to do that well it wasn't completely instinct because once they put me on the floor they gave me would call the analysts today at church I could use the computers and look at twenty years of his commodity so I grab my ephemeris and I'm looking at it I'm going back and forth and again this is like a a three day crash course and I had to be right and so but it was a lot instincts to be perfectly honest with you and I just I was right we come in on that day and they they only shorted a few lots they were scared they didn't know me I was an unknown entity and cotton opens up for the first time in weeks I've unchanged he doesn't do anything Hey goes up five picks comes and goes down five picks comes up and then right before lunch the phone started ringing off the wall and it goes limit down and I remember we short we wanted to go that wanted to go it goes limit down for the next eight days wow we made a ton of money then there's screaming what about silver will have a marked everything so I started my career and I worked really really hard with one of my trading partners we he used to sit with the book of the commodity and I would sit with the ephemeris and I would tell him historically when the top and the bottom of the market was now did your astral your call knowledge back up the trends that you saw in the market place completely that's why I was able to to ultimately I I saw that the end of the dot com bubble gum because the the planets were leaving signs in going to another sign give you a perfect example in two thousand five doing some lectures in a month some local TV and I see that Saturn is about to leave the sign of cancer Saturn rules the housing market cancer rules the inside of the home and if then after it leaves that sign is going to have a negative aspect to the planet Neptune which causes confusion dissolves things I said this is the top of the housing market this is the very top of it and if you look back in July two thousand five the same month that Saturn left cancer that was the top of the housing market so it to go down rapidly and when it came to Neptune that's in the crash happened and that was followed by the stock market crash what happened also under Saturn aspect November twenty twenty with the presidential election if the economy is bull mean it's going to help the incumbent Donald Trump absolutely if it's not it's gonna hurt him any ideas well I'll tell you something funny I think no matter who gets elected the stock market ray ash is going to occur right after inauguration right now okay well before well I think that these more that this market is being manipulated I think the stock market is always manipulation and it's on high and I think that they're going to try very hard to keep it puffed up you know a lot of people like Mr trump's policies a lan especially financial approach so a lot of people are kind of routing that this will continue but some of the some of the weeks box are starting to show will ready and I'm inclined to think that before the election we might see not a crash but we might start to see a bear market I thought we were going to see it last December stay strong yeah well it is right back up again and and they're doing it of course that's why they go to lower interest rates the big fear here is regardless of the politics of it okay the fear here is that if the continued to manipulate the markets in order to pass them up eventually what will happen is that that the crash will be on untenable they will they will be able to fix it will be worse than two thousand eight there's a good chance that it will oh my gosh that this year why this is what bothers me it's it's scares me because I don't want to see people go through this again it was horrible for people and a lot of people still haven't recovered no that's that's absolutely true we're gonna take a break Mitchell when we come back I wanted to get your take on Iran North Korea it also you do major medical and health astrology explain to us what that.
Good Teachers, Bad Deal
"This recording is the first time that Caitlyn McCollum talked to NPR. She was teaching Spanish at a public high school in Tennessee. Most of our students came from a relatively low income, rural community. I told them today that I had an interview with you all and. Many of them as they left class to good luck. Good luck miss McCollum. We really hope things, you know, are, are putting emotion from this interview. Back in college Caitlyn had made this deal with the United States Department of education. She promised to teach at a low income school for four years in exchange, the DO gave her sixteen thousand dollars for college free and clear not alone after three years of doing exactly what she said she would she got the letter? I remember going out to the mailbox even opened it up at the mailbox came inside and sheer panic just sat in the letter was about the deal. Caitlyn had made with the department of education. Yes, she had spent three years, teaching exactly where she said, she would, but there was a problem with Caitlyn's paperwork saying that she was teaching where she said, she would the government had allegedly received that paperwork to. Or maybe three days late, seemingly, not a big problem after all the got the paperwork, except as the letter explained in this case, the punishment was that the entire deal was now torn up and cancelled Caitlin was going to have to repay the department of education, every penny. They gave her back in college. I remember my husband coming in the house. And I was sobbing and just absolutely sobbing. And we actually had just found out that I was pregnant with our first child and then to be hit with this. I feel like it's so very unjust and unethical. But that there's nothing that I can do because I'm such a small fish against the
"sixteen thousand dollars" Discussed on The Storytellers Network
"You've bought a soft drink in I'm using park anytime recently, but it's like sixteen thousand dollars. It's one bitcoin. So they charge you for a drink. It's like out of control these guys give it away for nothing and sunscreen, too, and and they have thousands of five star reviews on trip advisor, whatever, and they all mention soft drinks and sunscreen, like, it's crazy. It's that's the story that is the talk triggered the quintessential trigger because without sons good and soda. It's just a pretty good amusement park theme park in a really bad location. And what I love about it too. Is that like the things that I didn't when I was when I'm reading that story. I'm thinking, this is amazing amazing. But the the hook the gap me was as a dad, the the amount of joy that I will get by not having to say, okay, we're only gonna get one soda this time because it's twenty bucks. We're all gonna share it. Then we're gonna throw half of it away because we're in line. And like what a win for a dad or a mom who is has the checkbook, whatever. But like like, I don't want to be cheap dead. So and then the other thing is the environmental side of it that you talk about your trash. Yeah. Smaller cups, would they actually use them? They drink everything. There's no liquid waste just an way less admissions to the infirmary because people are hydrated, and they're not sunbird and before they start on this. They realized that like eighty percent of their kind of first aid was dehydration and sunburn. Well, we can fix two birds one stone here, boom. Yeah. That's awesome, man. So you've got a ton of stories. But do you have an example of a story that changed? Your life in some way, professionally or personally. Well, it it's a story about me in some ways. But yeah. So my best friend growing up. We are best friends since we were like two years old. No. That's not right. Little and that but still best friends all the way through school such good friends that he married my wife's sister. So my best friend became my brother-in-law, which I totally recommend. If you can be can be social engineer that it makes holidays awesome. Get on that. Or if my tip there you go. So we were all living in downtown Phoenix at this time in when I was thirty. He was thirty thirty years old. He called me one night and said, I just got diagnosed with terminal brain cancer. And the next day. I walked in and quit my job, and I have not worked for anybody since and that was nineteen years ago. So that absolutely changed my life. We unfortunately lost him a couple of years later. But you know, I'd wanted to start my own business much earlier. In fact, I'm a seventh generation entrepreneur. So in my family, it's not really a question of whether you're going to be an entrepreneur. It's when and in what context, but I was thirty. And I thought it was going to do it when I was like twenty three, but I kept not doing it. Because I was scared right? I was like scared of failure. And what if it doesn't work out? I've got a wife, and and you know, I was getting paid pretty decent to be like, a digital consultant or whatever. But he called me. And that was it. And I'm like, what am I scared about like, you know, if this doesn't work out is gonna get another job. And that that changed everything from from that day until this day and looking back that far. Thank goodness for him. Like what an incredible story and looking back that far use surround yourself, then to with people doing similar things from what I understand I've talked to other folks, I've heard these names thrown around how important is it to have not only that inspiration of your brother-in-law's last best friend. But then that that circle of people around you the like for you the Joe poets as the an Hanley's. You know, the Scott Monty is the Scott Stratton gosh. Now, you all are like idols in this world in a way. I mean, heroes famous people whatever you wanna call it. Right. You made you all made a pretty good impact may may a good work impact. But you all have names now back, then did you know that it was going to happen joke around and go the we're all gonna make it. No, definitely not. And because things change, right. I mean, there are people who in that crew funny. We just had dinner at the w some nights ago, and we can't put together this sort of digital. Oh, gee. Dinner from some of the people that that kind of came up together ten years ago, or so and ten twelve years ago, a lot of old friends, and we actually talked about this at dinner. Like, did you think that you would be able to sort of make a career out of this? And then it was like, yeah. Not really. I mean, we're kind of hoping that. No. And it's funny because there are some people doesn't matter who, but some people who were kind of go don't go to name brands, or whatever you would say in social digital. Then that that for whatever reason lost their passion or lost their way ended up doing something else is a hard job. Right. I mean, you kinda create as many stories as I create every week, you know, and do it for twelve years is it I'm not gonna lie like, it's it's frigging exhausting. Thank god. I have amazing team at commits a convert that does most of the hard work because there's no way I'd still be doing. I would have quit a long time ago. For real, man. So so it's in a lot of people just said, Nah, I don't wanna keep doing that. I don't wanna I don't wanna I don't wanna have. I don't want to have to be required to tell stories as part of my job. And so a lot of folks kinda peel off and so to some degree some of those people who kind of came up at the same time as I did sort of feel like the last of the Mohicans right now, there's this giant other group of incredibly much more talented people Brian fans. Oh, Email and Dino some sunny, Leonard Uzi, there's like all these people who who are younger than I am in came to this. Maybe a little bit more recently who are so much better than than I am or my contemporaries and a lot of ways just because they're super comfortable with with the technology and and more innately comfortable with video. So no, certainly did not did not know workout like this. But not complaining. Absolutely as fun to hear everybody stories, as you know, somebody who's kind of on the outskirts hearing the admiration for each other rather than the competition, man. I tell you what. Rich rich with friends is is the kind of rich you want to be. And and that's of all the things that I'm thankful for that is my family at the top of the list my team in my friends because. Yeah. I mean in in the nice thing about that community because we all feel like we sorta hit the lottery is that everybody's super disappear willing to share. Right. You know, it's I think that's true in a lot of social media context and digital and really among storytellers like storytellers know, what it's like to tell stories and my observation is that they're they're just proportionately willing to share even if their direct competitors. I mean, it's got Straton I are are truly direct competitors. I mean, a lot of cases I'll give the speech he'll give it next year or vice versa. Right. So we are absolutely direct competitors. Andrew Davis to in a lot of other people Mark Schaefer, and and yet, they're, you know, so my closest friends, and that's one of the things that when I first started speaking that really attracted me to be a professional speaker because that community is amazing. I mean number one a lot of enthusiastic, folks. Right. You don't get a lot of like, you know, a holes as professional speakers for sure don't get me wrong. But throw a pretty pretty happy. Go lucky, folks. I mean, it's kind of a personality trait. That that, you know, works in that industry. But but I've never seen a community. That was so gracious in willing to support and teach somebody who really had no idea what they were doing like me. So it's been it's been great. That's awesome. And in just say something I'm gonna go to kind of coming to think about what we tell our young people. We so often hear find your passionate and do it and you'll just, you know, be successful. But just say as people lose that passion. They take something that they love and I do as a job, and they go do this anymore. Yeah. Is I mean is there a danger that if I love to write, and I then I have to be at the right to get paid to lose its luster. How do you how do you battle that? How do you balance that I guess? I don't know that there's a trick to that. I think it's to some degree sort of your own desires and how you're wired, but the best advice ever got on that. It's very simple, but it's very true. And I'm guilty of violating this probably twice a week. But I try to keep it in mind and guy's name is Paul John. He was a creative director the first ad agency ever worked at as interim. When I was just a kid. I was eighteen and he said never forget that what you do is not who you are. And that's really good advice. 'cause you got to be able to say, you know, I'm not a speaker. I'm not a consultant. I'm not a writer. I'm not a podcast her. I'm Jay who's a husband and a dad and a friend. And then there's some other stuff that I do. So I can pay the bills. But when you start to think that your job embodies you that's when you get worn down. Right. And so that's when I get frustrated wanna quit. It's because I I have co mingled those things too much then I like stop. Remember what Paul told you and that that helps a lot? It's going to be hard working for a boss like yours. No, just kidding. What we'll get through my son my team members on the show, and we'll you. Yeah. Well, yeah. Medicine credible j I this has been absolutely inspiring. I appreciate your time. I'm going to get to my last question here in a second. I wanna I wanna make sure everybody can has a chance to get in touch with you. What's I mean, the best place to to find Jay Baer is not the places? The new stuff is at talk triggers dot com, all kinds of free resources there about word of mouth strategy. How to build your business with your customers becoming volunteer marketers all kinds of of goodies there, you links to the book, of course. But a ton of awesome stuff with his give you a free. The the new show is talk triggers show, plural. That's like those rental YouTube playlist, you can also find as a podcast anyway, you get your audio just search talk triggers, and and you'll find it our main site where we've got fifty three hundred articles for storytellers owners managers and many hundreds of
"sixteen thousand dollars" Discussed on Xtra Sports Radio 1300 AM
"Disqualify number seven and place him behind eighteen I wanted to hear that because she's not the most energetic and passionate person giving that explanation, but she was pretty buttoned up and the point that she made the most important point. It was a unanimous decision. Those no way they could come out of there without a unanimous decision. They had to be on the same page because this was a storage move. So that's what happened and then all castes and sued. So the hook to the story for me is after twenty two minutes, I'm kinda running late. Now, I gotta get outta there in a few minutes. All of a sudden, I see a guy who's kind of in the general vicinity of where me and my buddies were crying like a baby sixteen thousand dollars. He lost hearing and crying over the ticket. True story crying grown man in his thirties. Crying because he lost out on sixteen thousand because he had maximum security box. I with another horse. It was a try fact a whole bunch of stuff going on and he got screwed. And then earlier today, I was on satellite radio. The phone's blowing up everybody calling in a truck driver. I lost nine thousand another guy. I lost three thousand a lady called in lost two thousand and everybody got screwed. We're now on a point in time. Ladies and gentlemen, were instant replay is dominating our viewing experience dominating it. You know, going into a sporting event that instant replay is going to be used. The officials have a tough enough job. We always criticize the officials the referees basketball, the Pires baseball the left's in the NFL for the mistakes, they make we never congratulate him if they have a clean game. How many times a referee walks off and NFL field? And it was a really good game. You didn't hear much you don't know his name. You don't congratulate them you just forget about him. But that referee blows one call. Affects your game and your team, you know, his name you remember his name, and you're freaking out about it. Replay is affecting the way we enjoy our time off and consume sports. So I went to the canal. Oh fight against Jacob Saturday night. Knowing going in that probably my night was going to be affected by one of the judges throwing up. Fortunately, canal one canal. Oh, I thought one easily and the judges didn't come into play. So we're the off season of the NFL. So we're not debating bad calls, which we do all year. We do all year. All we do is debate NFL bad calls. What do you think the NFL's going to look like this year when your team when your team is down late again? And they're able to throw not a hail Mary like thirty art hitch route where receivers open he gets interfered with it's obvious pass interference the refs. Don't call. It. Coach throws the challenge flag. They review it. They overturn it. Give you first down your bring out your kicker kicked the game winning. Field goal. Do you know what's going to happen in sports books? You know, what's going to happen? With parlays affect the total of game. Let alone team winning nine games instead of ten or winning eight instead of nine and missing the playoffs. It's gonna come down to replay replay is going to propel one NFL team this year guaranteed into the playoffs. And I promise you it's going to take a team that you thought was going to the plows that one loss of keep them out of the wild card of the division, and they'll miss the postseason. So we just saw replay used at a level that overturned an event that has never happened in the hundred and forty five years of the event we saw the biggest non call arguably in NFL history that settled up a game where New Orleans and went to the Super Bowl that was recent. And I think we're gonna see a major rule change in hockey where teams called for a five minute major. And they didn't do anything wrong. You've got to overturn that in the NHL got to figure that out in the off season. So if you got a story on the derby upset about the derby, you're upset about your bet and how you got screwed over share with us eight five five two one two four two two seven. Let's get to the NBA plow for the rockets of back in the series in a big way against the Golden State Warriors. They had to win. They would have got swept that they didn't win game three. It was a game where Steph curry was a no show seventeen points. You only made two three pointers in forty five minutes in the game. And harden the MVP the league stepped up big and now some threes and overtime. Five shoot forty.
Kentucky Derby: Will Maximum Security make history?
"Cody it we should get to Greg cody's passionate Kentucky Derby take. No cowboy hat. Oh disappointment. Kind of mistake is that to make often been seen wearing cowboy hats as mistake. Cowboy cody's all excited about the Kentucky Derby, even the horse racing is largely for old people Instagram tsars right about the triple crown ruining horseracing up. Why are you excited for the Kentucky Derby, well maximum security is a great story. He's a local horse came through Gulfstream won the Florida derby. He was in a claiming race. You coulda had them for sixteen thousand dollars. And now he's about to make history.
"sixteen thousand dollars" Discussed on KFI AM 640
"Of student loan borrowers are not making their payments. Thirty eight percent of US households have credit card debt on average. They sixteen thousand dollars and they're paying seventeen percent in interest. Thirty three percent of American adults have saved zero for retirement and only sixteen percent of adults eighteen to twenty six are very optimistic. Their financial futures junior achievement. Did a survey found that? Thirty percent of teenagers. Do not believe that they will be financially independent by the age of thirty and Artemis strategy group. Just did a survey showing that baby boomers are so determined to help their kids financially. I mean after all thirty percent of teams think they're not going to be financially independent by the age of thirty only sixteen percent of kids and young adults are optimistic about their financial future. Thirty three percent of adults of saves zero for retirement thirty eight percent of households have credit card debt because of all of this boomers now say that they are postponing their retirement eighty percent of boomers surveyed say they've helped their children by their first car or they intend to do. So fifty four percent say their parents helped them but eighty percent say they're going to help their kids. Forty five percent say they intend to help their children by a home. And what about grandparents AARP says there are? Seventy million grandparents in the United States ninety six percent of all Americans become grandparents by age sixty five and by twenty thirty seventy percent of eight-year-olds. We'll have a great grandparent and those grandparents are spending nearly two hundred billion dollars on their grandkids every year, that's an average of almost twenty six hundred bucks a year. Are you a grandparent? Have. You got a grandkid are you spending twenty six hundred dollars a year on your grandchildren, by the way? Seventy nine percent do not consider themselves to be a financial supporter. Elo ninety four percent of them do provide financial support seventy nine percent. Don't think that they are twenty one percent or contributing to their grandchildren's tuition average of four grand a year..
"sixteen thousand dollars" Discussed on WBZ NewsRadio 1030
"I'm Joanie Siani. And Paula Larry Welsh you hear from ninety three financial group. And I love the fact that we're we're having this opportunity on WBZ to get some stuff they're out to the public. So at some point. Things that we know that we take for granted. Because we've talked about it so many times that it gets into the public consciousness that things are common knowledge. Just like I said before the break, the kind of inside scoop on mutual funds work and all the different shifts. Classes and people have no idea, you're probably driving home from Costco, right now. Saving money on paper towel saying. Well, what kind of shares? Do we have? Yeah. Should you should know? I it's it's you know, it's your money. And you should really know what you know what what's being? Taken out of your account every month or every day. Or basically is how it works. You say it it doesn't sound like much money. One percent. It doesn't sound like that much money. When you're looking if your average annual fees, and your portfolio are say, let's just say that there there are two percent compared to one percent. That's just a one percent difference. But on five hundred thousand dollars that's five thousand dollars now becomes real money. Right. So you could buy a truckload of paper towels to give you an example, you know, the average mutual fund the average annual expense ratio is probably I don't know. Maybe three quarters of one percent like point seven five. Okay. But that's the average you know, that doesn't mean everybody's paying that. Some people are paying much more because they have higher expense funds. And they don't even realize that they could be paying two percent. Some see share classes are two percent higher. But then an investor that uses the index funds their expense ratio. Show could be less than five basis points. So the average is point seven five. But what are you paying is what you should want to know? Right. So, you know, just to give you an idea like. You know, say your average expense ratio is point seven say your own expense ratio. Like, you added up. You did an like this is something that we do for new people. They can come in with their investments, and we'll do this. What we call portfolio analysis. Joni. Line by line all the different funds you own. You know, what each one of them charging you for any annual expense ratio what the performances, and then what the overall average performance you've been receiving the average expense ratio. So just to give you an idea say say, we do that for you. And it turns out Jerry expense ratio was point eight five like, oh that's less than one percent. That's not bad. Right. But just think of it, you know, on one hundred thousand dollars point eight five is eight hundred and fifty dollars a year while if you had an index on like one of the positions will, you know, we use as you know, some index funds, and they could be lower than five basis points is five basis points on one hundred thousand dollars instead of eight hundred and fifty dollars five basis points is fifty dollars. So that's that's a hundred dollar difference on one hundred thousand dollars. What if you have a half a million that's a four thousand dollar difference every year that means that money's being taken out? And it's not that money's not letting your portfolio grow for the next year. So so do I understand you correctly. When you're saying that you can literally get a very comparable mutual fund for a point zero. Yeah, it's it's really matter of I'm not saying, oh, my mutual fund is better. Well, while it really comes down to the bottom line is performance in our portfolio. We don't just use index funds will use some active manage funds, and if the active manage fund even with an expense ratio has better performance in the index fund is like who cares? What the is undoing better. Right. Right. But if you have like what I was saying is sometimes the same exact fund, you just have a higher expense Schick last. That's crazy to my mind. You know, you can get the same the same exact fund for a lower. Cost average consumer and just what you were going back. Larry to say, the average consumer. And this is why this show is so important that the getting it out to the public to ask these questions how much is this costing me. Can I do better somewhere else? You know, as you're saying, you're cutting coupons to go to Kohl's. And you're why and you're doing the big paper towel Ron BJ's to save, you know, fifty bucks over the year. And you should be doing. Why are we not? Why are we so sheepish when it comes to literally aggressively saying, what am I being? My opinion. My my reason why is because nobody knows the questions to ask. Nobody knows it's like an unknown item in your life. Like, you know. Hey, if I can get the same paper towels at Costco, BJ's say twenty bucks on a case. I that simple. Why even like I talked about I think even last week last week people refinance a homes idea to getting a mortgage Wallace. Very simple. I can get one for three point seven five versus four point five. I'm going to get the three point seven five, but when it comes to ever investments, people don't even understand. What they are. How do you even know what the fees are paying commissions are not paying commissions? And so we've seen it where investment accounts are when people come in. They're not paying too much in fees factor with it should be. And so that happens to on the opposite side of that. We see people coming in and. It's almost hard to believe this. But I'm not days have happened with the Feazel like three point two or three point three or more percent, right? A year in if you have a half a million dollars. And then all of a sudden we bring to their attention. These are things that happen. Right. Right. And. Do you know what the fees you're paying in your account, and they really don't know right on this particular financial product. And then you're saying then like Paul said, you have to have some knowledge in this area. But you know, after know what questions to ask? So we can call companies directly cells along with our client. And we know what questions to ask obviously, so income to find out the fees are like, you know, three point two percent at three point three or four percent. That's on the other end. We don't see it. So awesome. But once in a while you see that. So someone has you know, like Paul said a half a million dollars five hundred thousand times three point two percent is sixteen thousand dollars a year in fees. And when we explain that, obviously people are in shock. I didn't know that night. If I knew that I wouldn't have my money would not be there. But it's not on their statement. So they're not seeing it just being taken out. Are you former look at it another way if you're paying two or three percent and fees? You have to earn three. If you're paying three percent and fees. You have and three. Percent before you get zero. Right. And if if if your portfolio goes down three percent, you're really down six percent because it's the market went down three, but Japan, another three and fees. So three is excessive. We don't see that often. But it's just it's not just fees. It's really like again, you know, the type of portfolio have and is it being an actively managed and the bottom line is performance. And it's not like everybody comes in. And we say, oh, you're paying too much in fees, and we do a portfolio analysis. It's not our opinion. It's it's fact, it's it's the analysis the portfolio software, it's not us. It's not our opinion. Yes. So this time soon, we do this for people, and it looks great. Hey, your, you know, your allocation is appropriate, according to your objectives. And the expense ratio was is reasonable. And you're told us you're meeting what they Representative regularly. So I think you find. I mean, we happen to have you as a client? But there's no red flags here. So. Right. But you sit there and you're like, okay. I we talked earlier about how fast time goes. And sometimes, you know, a decade goes by and if you had one hundred hundred thousand dollars, and and it was whatever it was costing sixteen thousand a year. And you're like, okay. And then all of a sudden ten years has gone by. And you're like what happens. Okay. I could have had one hundred and sixty thousand dollars I had planned earlier if I had done my due diligence just to say at fifty years old, what is it that? I had really a matter of. Yeah. But you could have at least known that you were there was other options available. What you had right? I mean, not the you don't. And again, I'm I'm I know that you're saying it doesn't happen often. But when it does you're sitting there with an actual human not person and they're kicking themselves. And I know sometimes you're saying, you know, don't don't kick yourself. You know, water under the bridge on from there. So that's what really coach it's better to know. What the not know it now, it's like you said instead of waiting another ten years because you know, life is busy time goes by fast goes by so fast. And then, you know, when people do realize this, and then you're saying, according to this last question, sometimes people don't even know the relationship that they have with the person that they purchased some financial product. Yeah. When you when you invest in a transaction. It's really technically it's up to you to contact the professional to see if you should make any changes is no obligation the professional to to do that for you. I mean, a a good professional would to keep satisfied client budgets, no obligation. It was a transaction. Right. So that's why we're hoping that we're able to empower you with the right questions is set earlier poets, you know, it's not you. It's just it's not in the public consciousness of the list of questions that you should be. We get kind of Intel. Date at times. Thank you very much Bye-bye. We'll talk to you. We'll be back right after this break. Here's an important question. What do you want out of your investments growth income or maybe it's just to conserve what you currently have.
"sixteen thousand dollars" Discussed on Motley Fool Answers
"But with the fire festival McFarland didn't care that there wasn't proper sanitation or housing or food, and it's a testament to the millennial generation that the scuffle for FEMA. Tens didn't become ultimate again side note baby boomers, you need to stop complaining about millennials and maybe pondered the mistakes of your youth. So if you really want to commit a great fraud, you've got to check your conscience out the door and be willing to destroy lives. One fun fact. About mcfarland. He lied to investors and the SEC about all his assets, such as he said he had two point five million in Facebook shares when he actually only had fifteen hundred in Facebook shares he claimed own eight million dollar island in the Bahamas. Here's one feel-good story, though, local laborers and vendors for the fire festival. We're never paid. That's not the feel good part. One woman in the Netflix stock documentary. She was brought in at the last minute to cater the festival she sobbed on camera and the documentary because she lost her life savings. So someone created a gofundme site and the account has raised two hundred sixteen thousand dollars for her. Nice. All right. So hey where homes and McFarland now? Good question. Fire festival. Attendees were award five million in damages after suing McFarland, but I'm not sure how he's going to pay them since he was found guilty of wire fraud, and we'll be in prison until twenty twenty three and today homes is facing up to twenty years in prison and awaiting criminal trial for charges of wire fraud and conspiracy to commit wire fraud, which is. Pleaded not guilty. So while McFarland in homes can give you some great advice on how to commit fraud. They can't tell you how to actually get away with it.
"sixteen thousand dollars" Discussed on NewsRadio KFBK
"They're sixteen thousand dollars and they were six hundred. Seventy five that's not bad at all wish. I'd been on that website. I'm kitty O'Neil along Tahiliani today. And for my Calgary a second. Disney's chapter weather continues. Ted Stevens has our traffic spots slow right out of Davis on eastbound eighty from UC Davis and stretches to the causeway the rest of your traffic coming up at four twenty just ahead on the K K afternoon news checking your money with Kelly products full slashes expectations of profitability for the first quarter and the whole market took a beating today, that's straight. Final numbers in five minutes. Plus coming up in the news your kids like playing with Legos. Well, if so you just might want to take him to an exhibit now open in Rancho Cordova, that's all ahead. The next fifteen minutes on NewsRadio cave became traffic now. Westbound slow from every ten minutes. Now, we still have some big problem on the KFB K morning at afternoon news. Newsradio KFB k ninety three point one FM and fifteen thirty. And now a look back at this week in history this week in seventeen eighty eight Georgia votes to ratify the US constitution becoming the four state in the modern United States named after King George the second Georgia was first settled by Europeans in seventeen. Thirty three Georgia became the first southern state to ratify, the US constitution this week in one thousand nine hundred eighty two sergeant Joe Friday famous catchphrase just the facts, ma'am. Enters American homes on NBC via a new entertainment device. The television a popular radio series since nineteen forty nine to police drama dragnet became one of the first TV series filmed in Hollywood instead of New York. It also began a long nearly unbroken line of popular crime and police TV dramas this week in nineteen seventy four president Nixon signed the emergency highway energy conservation act setting a new national maximum speed. Limit prior to nineteen seventy four individual states set speed limits within their boundaries and highway. Speed limits across the country raised from forty miles per hour to eighty miles per hour. President Nixon signed a federal law lowering all national highway speeds to fifty five miles per hour. The acquis intended to force Americans to drive it speeds de more fuel-efficient and this week in one thousand nine hundred Panama's general Manuel Noriega after holing up for ten days at the Vatican embassy in Panama City surrenders to US military troops to face charges of drug trafficking. Noriega was flown to Miami the following day and crowds of citizens on the streets of Panama City rejoiced on July tenth nineteen Ninety-two. The former dictator was convicted of drug trafficking, money laundering, and racketeering and sentenced to forty years in prison. That's your look back at this week in history..
"sixteen thousand dollars" Discussed on 600 WREC
"A major discount, Gordon from the typical sixteen thousand dollar cost more the same routes and good news for those who jumped on the costly error, the airline says it will honor the tickets sold at the discounted price. Yesterday. Cafe Pacific tweeted, happy twenty one thousand nine to all and to those who bought our good very good surprise special on New Year's. Day. Yes, we made a mistake. But we look forward to welcoming you on board with your ticket is you hope this will make your twenty thousand nine hundred special to the ridiculously cheap flights were reportedly due to a computer glitch and has been blamed on a person who entered the wrong fares into the system, that's already computer glitch. That's that's human error, right? A computer problem? It's well human making a mistake. I guess you might say to couldn't a computer with artificial intelligence have picked it up you're missing zero. Here I'm guessing that person is going to be replaced by a robot. If they haven't already I did some quick math on this. Now math as a radio person, not my strong suit. But I believe this is somewhere in the neighborhood of a ninety five percent discount, the sixteen thousand two hundred dollar fare. So. Yikes. That'd be one of those where if you came across that. And I know there are there are fair watchers who probably got wind of this. You'd have to drop everything and take the ticket. Yeah. No plans to go to Vietnam whatsoever. You need to take a first class or business class ticket for seven hundred dollars to Vietnam. No matter what even if you didn't want to go as a if you don't wanna go Asia whatsoever. You take that ticket and just go find that passport and jump that's something and speaking of discounts scored, and if you're on the west coast and wanna pop into the college football national championship game. This could be your year Alabama and Clemson will play Monday at Levi's stadium in Santa Clara, California. And according to reports from.
"sixteen thousand dollars" Discussed on KOA 850 AM
"A major discount Gordon for typical sixteen thousand dollar cost more the same routes and good news for those who jumped on the costly error, the airline says it will honor the tickets sold at the discounted price. Yesterday. Cafe Pacific tweeted, happy twenty nineteen to all and to those who bought our good very good surprise special. On New Year's day. Yes. We made a mistake. But we look forward to welcoming you on board with your ticket issued hope this will make your twenty one thousand nine hundred special to the ridiculously cheap flights were reportedly due to a computer glitch and has been blamed on a person who enters the wrong fares into the system computer glitz, that's that's human error. Computer problem? That's human making a mistake. I guess you might say to couldn't a computer with artificial intelligence have picked it up yet, you're missing zero. Here I'm guessing that person is going to be replaced by a robot. If they haven't already I did some quick math in this. Now math as radio person, not my strong suit. But I believe this is somewhere in the neighborhood of ninety five percent discount, the sixteen thousand two hundred dollar fair. So yikes. That'd be one of those where if you came across that. And I know there are there are fair watchers who probably got wind of this. You'd have to drop everything and take the ticket. Yeah. If you had no plans to go to Vietnam whatsoever. You need to take a first class business class ticket for seven hundred dollars to Vietnam. No matter what even if he didn't wanna go as a if you don't want to go, you know, what you're in Asia whatsoever. You take that ticket and just go find that passport and jump at something and speaking of discounts scored, and if you're on the west coast and wanna pop into the college football national championship game. This could be your year Alabama and Clemson will play Monday at Levi's stadium in Santa Clara, California. And according to reports from.
Here are some potential fixes for the social security crisis
"Is very very interesting. History. Where we are today. Zone. Security person started. Long ways away from what we added time guessing, that's bad. I'm just guessing that it's different. Plus, I talked about potential solutions like raising the retirement age. I think millennials oughta just plan on it means testing richer people. I think that's also in the cards as well. And the chained CPI all of those are fairly easy fixes. I think I read somewhere that if you raise the retirement age for the younger generation by a couple of years, they age seventy the problem goes away for like seventy five years. So it's not as dire as many people have thought now before I get the emails, hopefully, I'll have time to do. So the example that Dr foul actually went through on the difference between claiming scared at age sixty or waiting until age seventy look at an individual, not a married. Couple a married. Couple would be better off. Delaying social security for the benefit of the surviving spouse for sure. But if the spending goal of sixty six thousand bucks per year. And taking social security at age, sixty two. Would have been twenty two thousand five hundred dollars. In other words, like a twenty five twenty six thousand dollar benefit at full retirement age. Claiming at age seventy is thirty two percent, more money or thirty nine thousand. Six hundred dollars. Actually, it's seventy some odd percent increase. Yeah. So the difference between twenty two thousand five hundred and thirty nine thousand six hundred is a lot. Now, here's the problem. The problem is you'd need to withdraw thirty seven thousand five hundred dollars from your portfolio. If you took it at sixty two. If you obviously took it at eight seven you'd have to fund the shortfall. For eight years. The funding of that shortfall. According to Dr foul is about three hundred and sixteen thousand eight hundred dollars. So they're assuming this particular individuals started with an eight hundred thousand dollar portfolio. Well, if you're taking a portfolio withdrawal of thirty seven thousand five hundred bucks from an eight hundred thousand dollar portfolio. That's a four point six nine percent. Withdrawal rate, not bad. If you had to fund from age, sixty two to age seventy you'd need to allocate three hundred sixteen thousand dollars set aside. So that you spent that money down, which I have fully endorsed that concept for many if not most individuals. That only leaves you four hundred eighty three thousand left to invest. But you only have to withdraw twenty thousand four hundred dollars not thirty seven five. See the difference. And that is a four point two two percent. Spending. And according to Dr foul that actually gives you eleven percent more money to spend. Here's what he had to say. Allowing for the same probability of portfolio depletion spending could be increased by more than eleven percent to sixty six thousand six hundred eighty two dollars. Rather than sixty thousand dollars. I don't know about you. But in retirement five or six hundred bucks a month inflation adjusted is real money. It's real money.
New York, Jessica Schneider and Donald Trump discussed on Red Eye Radio
"Not settle steve kastenbaum new york at and t and time warner have completed their merger word comes two days after a judge dismissed government objections that the merger would harm consumers at merger could shape the way viewers stream tv and how much they pay well justice department inspector general's report is condemning james comey for his lack of oversight in the hilary clinton email investigation the false call for publicly announcing that decision to reopen the probe jessica schneider reports the time then candidate donald trump seized on the news that the investigation was reopened i have great respect for the fact that the fbi at the department of justice are now willing to have the courage to write the horrible mistake that they made hillary clinton has blamed komo's announcement on october twenty eighth in part for her election loss saying the damage was already done by the time the fbi announced nothing more had been found on november sixth two days before the election duckie's attorney general filing a lawsuit against walgreens accusing the company of playing a dual role in supporting an opioid epidemic in the state i'm elliot francis yesterday i got a call from the irs they say i owe them over sixteen thousand dollars i don't have that kind of.
Npr, Mccollum and Israel discussed on NPR News Now
"For a minor paperwork problem her sixteen thousand dollars in grants got unfairly converted to student loans that will cost her thirty thousand dollars to pay back i remember my husband coming in the house and i was just absolutely sobbing i i really can't afford that on my teacher salary we have a kid be education department now tells npr is conducting a quote top to bottom review of the program but that will take time and it's unclear if teachers like mccollum will get these loans converted back to grants chris arnold npr news israel is sharply condemning palestinian request to the international criminal court today to investigate alleged isreaeli crimes against palestinians that includes israeli settlement policy in palestinian territories israel says the palestinian move is quote cynical and says the palestinians have incited violence against israel including using women and children as human shields you listening to npr alaska's governor traveled to beijing this week to discuss trade with china's top economic advisor this comes as diplomats from the us and china hill top level trade negotiations russia mcchesney has more alaska governor bill walker met with vice premier li ho early monday morning china is alaska's largest trading partner and walker hopes the state can play a pivotal role in reducing standing tensions over the trade deficit between the us and china are just have a happy with result i don't care about what piece on am just long we have the result on saturday the two countries released a joint statement saying that china has agreed to increase its consumption of us goods and services meanwhile walker is leading a ten day trade mission in china with a delegation of alaska companies peddling everything from organic baby food and seafood tourism beer and even a forty five billion dollar ellen g export project for npr news i'm russia mcchesney pop artist robert indiana who.
LA among cities in US bid for 2026 World Cup
"To the cost of a new home according to the c e c but the energy commission also includes that around sixteen thousand dollars would be saved over the thirty year life of the homes mortgage now that said it does seem a bit bitter to be adding to the basic cost of a california home right now and jason middleton to reported sons of charles manson maybe out of the running in the legal battle over the infamous cult leaders estate michael brunner has filed papers to drop his claims in the case and matthew lens who claims manson fathered him in nineteen sixty seven orgy maybe out after arriving late to court yesterday los angeles prosecutors have declined to file domestic abuse charges against oakland raiders offensive tackle donald penn the city's attorney the city attorney's office says there wasn't enough evidence to bring charges against the thirty five year old pen the case was based on an alleged incident in april between penn and his wife president trump has signed an executive order to promote the hiring of military spouses throughout the federal government trump's assigning the executive order is an important tool for reducing unemployment among military spouses as you know the unemployment rate among military spouses of whom more than ninety percent are women is estimated to be four times higher than the unemployment rate trump told the audience of military mothers and spouses that america owes them a debt of gratitude the president was joined by his wife melania who joked that mother's day.
Kosovo police expel Serb official amid surge in tensions - AP News
"A significant step towards reconciliation jim has some other stories from my task the adult film actress stormy daniels is serving donald trump's lawyer for defamation after he denied the president had an affair with her in two thousand and six the lawsuit said michael cohen meant to convey that she was a liar it also accused mister kona violating campaign law by negotiating a hush agreement joining the presidential election mr trump denies the claims a serbian official responsible for negotiations with kosovo has been arrested on charges of illegally entering the former serbian province marco george was in a meeting in the divided kosovan town and metro visa when security forces in riot gear you stunned grenades to break through a crowd of ethnic serbs and detained him police investigating the disappearance of the british girl madeleine mccann have been granted more money to continue the search more than fifteen and a half million dollars has been spent on the investigation novel and met went missing in two thousand seven while on holiday with her family in portugal the us consumer protection regulator has confirmed it's opened an investigation into facebook over the alleged harvesting of private data by the political consulting firm cambridge analytica facebook said it welcomed the opportunity to answer v federal trade commissions questions from new york joe miller reports after facebook's last running with the federal trade commission in two thousand and eleven the social media company agreed to obtain express consent from its users when tinkering with privacy settings it also committed to running regular audits to ensure the protection of us at data but if as was alleged by cambridge analytical whistle blower last week the consulting firm was able to harvest the data or fifty million facebook users without their permission the tech titan could be found to be in breach of its settlement with the ftc and forced to pay up to sixteen thousand dollars for each individual violation facebook shares which had already lost more than ten percent of their value fell sharply on news of the ftc's intervention joe miller this is the bbc world service.