25 Burst results for "Six Five Percent"

Past Covid Infections Don’t Confer Strong Enough Immunity, Study Finds, Underlining Need For Vaccines

TIME's Top Stories

01:45 min | 6 months ago

Past Covid Infections Don’t Confer Strong Enough Immunity, Study Finds, Underlining Need For Vaccines

"One of the first large studies exploring immunity from natural infection with covid nineteen researchers in denmark found some surprising trends including evidence that even those who previously contracted the disease should still get vaccinated in the study published march seventeenth in the medical journal. The lancet researchers took advantage of repeated corona virus test results from about four million people in order to how often those previously infected with sars covy to the virus that causes covid. Nineteen were reinfected. Since the test results were tied to people's health records. The scientists scientists could anonymous the data and compare those who tested positive during denmark's first covid nineteen wave last spring with those who tested positive during a second wave in the autumn that revealed key findings about reinfection rates in the country in the spring two percent of the five hundred thirty thousand plus people who were tested for sars cuvee to positive among them point six five percent tested positive again later that year compared to three point three percent of those who had tested negative during the first way that sets infection with sars covy to provides about eighty percent protection against reinfection. What's more there was no evidence that this immunity waned over the studies six month follow up period but when the researchers broke down the data by age they learned that this protection wasn't uniform. Protection was only forty seven percent for people over sixty five years old. The result in the elderly surprised me said lead researcher steen ethelbert of the statens serum institute denmark's equivalent of the us centers for disease control and prevention.

Medical Journal Denmark Steen Ethelbert Statens Serum Institute Us Centers For Disease Control
Market Watch: Bitcoin Breaks To New ATH, Ethereum Pushing Towards All Time High

The Trader Cobb Crypto Podcast

03:05 min | 7 months ago

Market Watch: Bitcoin Breaks To New ATH, Ethereum Pushing Towards All Time High

"F dot com. Now give everybody. Welcome to the chanaka. Kryptonite podcasts. Politics are not doing show. The last couple of days actually came down with some form of a stomach. Crampy twenty four buggy. Talk thing which you're and a little bit south bit Shadow to be fed. But i'm back now feeling good so you won't get tonight because i want to catch up on. It's been quite to talk about. If i don't use patients say that roddey ice. Oh yuck well well well well what have we here while depends what you do who you are how you do it because look this has been a great wake. Bitcoin greg cop lakes from a training perspective. As well as the who knows what the cradle strategy using. Who follow That strategy with a checklist. Of course you've done the coast. Excuse me to hang on Yellow saying those idaho cradle back last week that was on the february. Which is shot. You can move your stop up to about forty three seventy sharon that region. That's that's the match the rules you make your own decisions. Of course another one lost not yesterday morning setup as well same thing want to want to share with the of four others prophets coming out of our as right now l. guy pump is on ten to one. That's another try that we got as well beautiful. It's going very very very very well. did not get the. Bitcoin tried yesterday because do not tribal and not feeling great and yeah money left on the table but high you got to stick to rule. We had all time highs on bitcoin tonight tapping up at forty thousand eight hundred ninety five dollars. We bubbling away on our white. Breaking fifty will break or will we pull back while certainly not seeing a great deal waiting on the daily chop still looking very very strong indeed and i'm waiting for more opportunity. Currently forty seven thousand. Four hundred is what you can buy. Bitcoin folks five point six percent there is doing. The crab will dead something tough. It's pushed on of all hanging around. It's all time high which you cracked yesterday. Yesterday's hold on. Why eighteen thousand four hundred thousand dollars. I tain hundred forty seven dollars and ninety cents on the txz yet. It's not gone berko just yet. It's looking good. Don't get me wrong. it's looking very good. But it's not going absolutely jets crackers waiting for the and why did you. The moment is holding is consolidating. Its seventeen hundred and seventy three point. Six five percent on excel pay. It's up three percent today. Still pretty slow. Fifty two cents right now Is there a level of resistance to try nothing as of yet still very sought wise native so the kickoff a bit more for its next leg up. Bitcoin cash this was one that i really really would have loved to have had yesterday. Another cradle tried banging cradles again woes. At eleven i am strand eysenck dialogue tomlin and you can't alive. Make it has achieved one to one of these holding opens at five hundred and twenty two dollars and ninety five cents five point five percent opposite dot another one

Greg Cop Idaho Berko Strand Eysenck Tomlin
BNB, BTC & ADA All Poised For High's

The Trader Cobb Crypto Podcast

05:57 min | 1 year ago

BNB, BTC & ADA All Poised For High's

"Had a bit of a bit of unlock yesterday, even it will not. Actually, found a little trade on bonnets. Yup a little one hour play and alarmed it up. This was a while goes ten o'clock Before bed actually and Yeah. I wanted to get. Fifteen hundred contracts or something like that on Bonnets Filling seventeen. Now it has run on to do well a one to one and you know I'd I'd have my first target hit. I am still along with tried united such a such A. Tiny position the toddler with, but markets are starting to move slyly bitcoin. Now, ten, thousand, seven, hundred, non different of course, low lost weight down to a low of ten, thousand, three, hundred and seventy-five up to the weekly chart right now there is another rejection candle it's not the most bullish candles in the most bearish channel everything I have said lost wake is very much still live to die tapping that I gotta get US above eleven thousand, two hundred really to see this trend continue. Progressing Hi this could potentially see US high low On the daily by Snyder's lawyers all loss week, ten, three, seven, five if we would break up now through ten, thousand, nine, hundred, sixty three that would be the first of the higher highs in this trend. Now, I will still hold out for eleven to or might be trading on the way off to that weekly wise well closed down but only one. percent closing at ten, thousand, six, hundred, seventy, four dollars represents by role as has been relatively Saad wise move onto a theory of knowledge is also had awake the didn't do all that well down one point full three percent again, not much really going on and what can the charts tell me well a guy on a break up above three seventy, one goal. That way we would have allies and I hire Hawk confirmed in there were three, hundred, fifty, four dollars and seventy three cents right now not looking too much is going on one of the big movies however has been next I'll pay of six point five percent yesterday closing the week out well off yet it was up closer to twenty four point seven cents up one point, eight, seven percent and today to the dot as well. It's up two point one, one percent where twenty five dollars and three cents at. Tell you what does inau speed of movement is just straight up in the air right now not really that tribal unless you're looking at boost trades in which case high. Be Onto something there. It keeps on pushing on the first autopsy tend to really push into that's uptrend as did break up through the high of twenty four point. Five cents. When they have a high low and I hire some extra thirty lodging it up more than in the US thus five. Come to Bitcoin cash look it sitting at two hundred and twenty two point. One five percents to die the loss wake down three point six percent closing at two hundred twenty, one dollars, five cents eight still remains one of the average shots out there. But I'll tell you what we get above two, thirty, four, nautical 235. and. We will have a high. At a higher hard to go with that. So beekeeping laugh that the wake last week we did see lot Quinn actually closed up. One point three full percent because the wake up at forty, six dollars and seventy three cents not so much more to speak of really on that John. A couple of weeks a couple of all sorts on that if we can get ourselves about forty dollars fifty, we will have a high low in the higher higher, the home market starting to look like this. Is Ever be as we can get ourselves above one eight. Hundred, seventy cents will have a high heart a guy with that. Currently, we're at one, hundred, sixty, three, thirty, I lost week we closed down five point six percent closing a one, hundred, sixty dollars and ninety seven cents not. Really to be honest with you there. While the NAS looking shots currently out there in play at the mummies cod Donna and the reason I say that is because we have a very clear potential. Day at potential, high or low, and that highlight comes in the form of two point, nine, seven cents I want to see a break above ten point seven. Ten point seven cents gives us a very clear high or low in high high, which will sustain hopefully progressed highs as progressive high highs and more upside lost weight would add four, point, three, six percent. We are starting to gain a little bit of momentum were non twenty, nine, three cents two point seven point four percent on the day to die dowse fires. Trends Guy Look bonds as one of those trends at ease in motion does look strong and the last couple of days is put on a good six six percent does. Comedy starting at Twenty Nine dollars, and twelve cents up point seven, three percent on the Diet was lost weight that I was impressed. We saw the week prior having only closed down point six, five percent but at one stage we were down. Twenty to twenty, I forget the without closing at twenty six sixteen. So very big rejection of those lows. Now Lost Weight, we saw ten point five percent gains placed on bond answers well, closing twenty dollars and ninety one sense. It's above twenty nine dollars right now, and it does look very, very strong. It is a market as I said that I've been looking for trading opportunities and there have been several now that was the one last night. It was another one this morning around that town I am monkey may have found an opportunity. There is one of. Those trade boost tries well, it's GonNa be there for you as well very nauseating market there on Bonnets I will do what she that throughout the waking for more opportunity

United States Saad Hawk Quinn Snyder Donna John
Cryptocurrency Markets On The Edge

The Trader Cobb Crypto Podcast

04:58 min | 1 year ago

Cryptocurrency Markets On The Edge

"Good opportunities over the way Kim markets wise We did say Bitcoin close up yesterday's candle good two percent. Saturday it was Dan Hoffa percents dawdling along Napa three jot rotten. Now, we're going to bullish candidates three point, four percent backing that cradles on the weekly right. Now, we had a weekly close up point six of a percent we closet eleven thousand, seven, hundred, twenty, four, the Pisa glidden thousand Mothers Bay. The raging will be fine some support now, we not out of the out of the woods yet. We could certainly say the market come back Deepa the limb five until he breakout through the high of loss wakes candle is still in the cards. Lost Weeks was eleven thousand, eight, hundred thirty. We get above the. Will Continue to say, Bitcoin, move off to what has been. Let's be honest. We over the last couple of weeks I mean. We saw that. bitcoin strong couple of wakes up seven point eight percent beckon the twentieth of July. Then the twenty seventh of July were up eleven percent. So a guy in a strong way. The third of August, the start of August, we saw the handle up five point five non then the tenth of August, two percent. Then we would down two point two, five in the last month. Last. Week out point six of Senator Forget as well. We've got the one month the month ending. Very very shortly. Murat. Month right now it's not huge is only three cents at stands lost month mother. July was up twenty, four, point two, nine percent. So. Big. Although has A. Date pullback and hasn't gone to not for a little while you know it's it's sort of slow dead off that big Brennan I wouldn't be surprised. To say, have a bit of a run because if you consider. Aman, where are we going back to the fifth wheel of scars most of August? Look we saw a low of August the low of the month. will go the low the month was ten, thousand, six, hundred, fifty, hot twelve, thousand, five, hundred. So let's let's US Mike the two thousand. Dull. Is Not crazy now it's not crazy at all. So it could say a bit of a kick on for bitcoin at pulling back a little bit on yesterday's That's like. Too much going on. We do have a four hour tried to let it thousand, seven hundred and seventy s where we have. A very already. So kicked on again, yesterday up seven point six, five percent. Closing the wake-up nausea strong a good ten percents point seven, five percent. That's a pretty, damn strong wait there for rough sell straight back off got grease the bull the Rod has a four, twenty, five, twenty, four. Down one percent Australia kicking apply there is well. Exiled did may the ten period moving average loss wake low with twenty five point three cents and closed at twenty nine point so I closed twenty point three it's now at twenty point three point, two percent and. Is Starting to get a little bit of follow through I. WanNa see. Except to a bit more before I. Get involved in this way be SR bitcoin cash sitting back down that way a cradles on. Yeah. Loss Waking. At one point four percent loss weight but to tell you walk. Josh Soda hanging above that two seven five. Region which has been acting as a bit of support that will be very interesting to see how he guy. Throughout the rest of the way swig oversee with just starting, considering where we backing to the four hundred has an arsenal trend. With currently it's an option at two hundred and seventy dollars and fifteen cents hoffa percent. Why Coins? Well, McLaughlin had I am. A RIP Day yesterday up ten point four, two percent and ready citing lot coins wake. It did have a lar- that came in fifty, three, eighty six but ended up closing at sixty to ninety four. That's a big swing up three point. I, said last week. A really strong way ready for math from lot one of the strongest ally the. Within our top ten wetness what goes on for the time being be as Vasil. So sickening that little weekly cried align. It's look it's pretty like lost of a BS vade. Puppy tends to move hard with law of one eighty, one last week and I have to I non closing one, ninety, six, eighty, six, one, get above two, hundred on base the. That's where the the movement will start to shine on through still gonNA lower to one on six seventeen point three, five off percent cod Donna on the weekly. Will it also rejected the lows of the wake lows at ten point two cents higher at twelve point seven and closing at eleven point seventy, five so. It's up a little bit. Wrought now has a little bit late. He's not worth talking about really

Deepa Dan Hoffa KIM Mothers Bay Pisa Napa Senator Nausea Aman Josh Soda Donna Australia Vasil Mclaughlin
Bitcoin Back Above $10,000

The Trader Cobb Crypto Podcast

03:54 min | 1 year ago

Bitcoin Back Above $10,000

"Will a continue to push on his well. We've got bitcoin back above that magic number of ten thousand which is quite nice to save now. Of course it's kind of gone up in a straight line Yesterday I spoke to the fact that many candles in the cradles on on those daily none of which were really in my view. Try to as those candles rather lodge as we have saint threat to die. We have seen a strong move across the board with Bitcoin and the rest of the Maga con of tying more or less roughly the same across the board couple a little bit more cup alert. More down it was sort of between three and five percent for the most so bitcoins. Now one hundred and fifty six dollars. It's up four point five percent. Ross now just a straight line move. Ready I. If I tried to watch today look yesterday was all about the lower timeframe it was. It was die for trading boosters. It really was those gripes opportunities. There was a booster a theory which was the best one. There was another one that was on all petrol which was also profitable. I think it was modified one there as well also balance will anyway. There's there's plenty of them and they were all the different times for the most part as well so I really interesting really interesting day. Lower timeframes more liquid markets bigger positions Tautou stop losses minimize risks positions. Big because you're taking that Taking a risk in splitting it over much small area but Tom Yeah it was really really good. They're in right now. It's up full point six five percent after having really well off of the the old zone it's two hundred eighty one dollars twenty. Look it really is closing in on three hundred I'd like to say skit. Strike throw into push on hard a kind of like Assyria Today. One of my favorite charts matter of fact on On the two hour as we do have some feeling that it's one of the Bedouin pullback into roughly around the fifty percent around two seven fom happy to go into two seven one Those sorts of things certify sorts of levels world. I'm looking at the twenty one. Four point six six percent onto except faith bullish candle in the Rejected those lows twice now. It's going to be an average midterm timeframe trend. It's thirty cents as speak up three point nine one percent. Bitcoin cash lagging a little bit. Actually as a matter of fact both of the Split Tokens call split coins from Bitcoin. Damn sorry not down but not performing as well as many of the other markets out they were at four hundred eighteen. Dole's ninety cents one point three percent and not really look in that crash. Hawkes Bay is down point. Three three three hundred and eleven dollars and eighty three cents the only market in the top ten that he's currently down lot coins sitting at seventy seven ninety seven cents up five point eight nine percent keeping an eye on that. I WANNA see better. Simplicity didn't WANNA pull back. It didn't pull back very far or because it was kind of like saw advice for a long time. What is creeping haw song keeping an But nothing too aggressive as stand a US wrought photos and sixty one cents up five point. Six percents pullback a little bit David in that cradles line on the one day but the two is telling a different story smack bang in the middle. There were the bullish candles. This could be NAS. Move coming on time. We'll tell bonnets sitting at twenty four dollars flat up two point five percent off the breaking the high of the candle in the crowd on yesterday on the daily. We'll have to wait and see what it brings to diagnose it has slowed down hot substantially

Dole United States Tom Yeah Hawkes Bay Ross Assyria David
Their Dark Materials

99% Invisible

09:49 min | 1 year ago

Their Dark Materials

"About a year ago. We released an episode in which I interviewed the author. Cassius unclear about her book. The secret lives of color. It was a conversation about the history and origins of different colors throughout human existence. During our talk does he and I covered everything from a type of purple. That squeezed from sees nails do a shade of green. That could literally kill you but there was one pigment in particular from that episode that one of our producers. Here's here nine hundred hasn't been able to stop thinking about because it's bonkers producer. Vivian lay. It's called Vance a black. It's a pigment that reaches the level of darkness. That's so intense. It's kind of upsetting. It's so black. It's like looking at a hole cut out of the universe. It's so black. It's like looking at portal into another dimension of nothingness. It's so black that if you stare at it long enough you'll see your own death. I keep going these metaphors or crummy but it it's it's like this philosophical abyss. Your is just fall into it. This is Adam. Rogers journalist writer wired and I write books sometimes to Rogers has written about van to block for wired because when anyone sees with not just Vivian. They think it's bonkers. It makes you rethink think. What black means fantastic is striking when you look at it even when you look at a picture of it because it looks like something colored black it looks like an absence Vanna black swallows nearly all visible light in gives back no reflection so every contour crease of whatever it's applied to disappears it has this ought affect of making something look two dimensional while at the same time as if you could fall right through it? It has the same feeling looking looking at it as a color that looking over the edge of a building or something does he actually do. Feel kind of a physiological response to that does not look right that looks unreal. It looks real. VENTA black was created by the tech industry for the tech industry. But this strange dark material would actually go on to turn the art world on its head They're black pigments out there and then there are super black pigments. That are so dark. They need to be created in a laboratory. These super blacks excrete such extreme levels of darkness. Because they're made up of something called Carbon Nanotubes or C. N.. Tease Carbon nanotubes are pretty much. Exactly what they sound like teeny tiny microscopic tubes combranch of carbon atoms just a few nanometers wide for reference. A single human hair is about eighty to a hundred thousand nanometers. animators Y T materials are made up of forests of these microscopic carbon tubes. I'd say it's like a field of gross. Okay and the grass is a carbon nanotubes in about one six thousand two thickness of your hair and there's about a billion of them per square centimeter. This is Ben Johnson the founder and CTO Joe of Serena Systems which specializes in carbon nanotubes technology. He's the kind of person who even as a kid you'd expect to become the founder and CTO of of a carbon nanotubes technology company. When I went through school I spent my time trying to make gunpowder type rocket And then I kind of went to develop liquid. Propellant systems is that we're all the dangerous and needs to go bang and kind of not very safe back then. People didn't really care that much about safety and they go yeah. This sounds like a really cool idea. Goods this is not a really cool idea. Jensen began working in the nanomaterials field in two thousand four back then. CNT's had a lot of promise in the space industry because super black coatings could be really useful inside of satellites telescopes and optical imaging technology but carbon nanotubes. Technology wasn't quite where it needed to be yet. CNT's these weren't like paint. They had to be grown onto a surface in a special type of reactor at an absurdly high temperature. High enough to destroy. Most of the things you might I wanna grow them on Johnson and his team worked on it for years and finally managed to develop a new reactor that allowed them to grow see and tease at a much lower temperature and in doing so they had one unexpected but delightful side effect they made it blacker one day. We go to some data back. They said back. Do you realize what you've done you've this material. And it's got almost unmeasurable low reflectance and I was a K.. What does that mean? It meant that Serena systems had created the darkest substance on earth material that absorbed ninety nine point nine six five percent of light. He couldn't tell from the numbers but Jensen new the cat was really special after one of his researchers showed him a sample said. Look I'm like okay. What am I looking at? It just looks black and said look and I'm putting my face right up beside it and the guy's looking laughing at me alum gain a it just looks black. And then he did something that just told me with nailed it. He took an object of the surface that was three dimensional so before matt helpless put my eyes to it. I couldn't tell us anything that was just flat. Danson black was so dark that it almost felt like it defied Clyde the laws of physics we weren't looking to create the world's blackest material. That's a thing Johnson and his team decided to give this new flashy C. N. T. of flashing flashing name Vance a black which stands for vertically aligned nanotubes array black as black as Vance. A black was surrey. NANNA systems systems still saw it as a niche material so when they launched their product at the Farnborough Airshow in two thousand fourteen. They saw themselves as small fry. Farm Farm Bureau is a big deal. In the aerospace industry Serena Systems was presenting their nanomaterial at the same event as the Boeing dreamliner military jets and a paragliding car so Jensen wasn't expecting to make much of a splash. But that's not what actually happened was just surreal. We had camera crews literally all the major networks filming looking at these materials because knowing it ever seen it demonstrated like this before people were freaking out. over Vance a black. We just didn't expect it and my son was like well. He's just black. Why are we getting these people going crazy about it? People were amazed by the depth of darkness achieved by Van Black and wanted to know. More soon enough Serena systems was receiving all sorts of requests from people who wanted a piece of it. Aw People wanting to coach because people want to coat dice in it coat bodies in it. We had a very well known youtuber. The spent quite asking us saying can can you please live on youtube aside from that time. potty Canadian what really caught Jensen's attention was the amount of interest is that came from another field in desperate need of super black pigment. The Art World in those first couple of weeks alone Surrey Nano Systems received saved over four hundred inquiries from artists wanting to use it in their work the number of people in the art world that wanted to use it that that was absolutely absolutely crazy time. Actually because we're a company set up to do engineering and space not accompany the setup to create products for artists to us working with artists. Artis was just not something Serena systems was equipped to do because Vance black was incredibly hard to work with sure they could grow at a much lower temperature than before that was still about four hundred and thirty degrees centigrade. Cat's were also really delicate and can scrape off easily but most importantly any collaboration with artists would take up time in tech resources. Because anything coated with Banda black would have to be grown in Serena systems reactors just wasn't a practical proposition for the company that said an ish is an incredibly charismatic. Chat with an amazing vision and and his life's work has just been phenomenal an eastern as in a niche Kapoor. Who if you haven't heard of him? Before is very famous so for decades has been one of the premier contemporary artists working today says Adam Rogers again use the kind of person who will do a whole gallery takeover teen modern you know. He's he's a really big deal. We should know here that initiative did not respond to an interview request for this story but he's probably best known for creating Chicago's iconic cloud gate sculpture also known as the bean and and he has been knighted by Queen Elizabeth for his contributions to visual arts. And when Vance black debuted he wanted it. So he reached out Serena Systems and invited Jensen to check out a studio or walked into his studio and I was literally speeches or what I saw given his body of work. Kapoor seemed uniquely suited for this material. There is in a way a constant continuous process that gives up the same questions. This is a niche poor. In a video he released about one of his pieces titled Dissension. So those those questions are for me. The void object or the non object many questions about color questions about space and time. Because I really do believe that for there to be new objects has to be new. Space Kapoor has has a fascination with blacks capacity to make something both exist and not exist at the same time his work. A lot of it deals with voight. It deals with colored blocks and try to understand the relationship between color space

Vance Black Serena Systems Jensen Danson Black Adam Rogers Ben Johnson Vivian Kapoor CNT Cassius Founder And Cto Producer Space Kapoor Surrey Nano Systems Vanna Venta Farnborough Airshow Chicago Youtube
"six five percent" Discussed on News 96.5 WDBO

News 96.5 WDBO

04:47 min | 2 years ago

"six five percent" Discussed on News 96.5 WDBO

"Me to go to the laundry list I am I'd rather and and I but I've heard that song but the yeah he's pretty well rounded artist and been around a long time and yes there are a okay it was not in the eighties when he was writing these sets based on for the most part that would be great yes okay well have you ever heard you're too old for something like I mean you're showing your age here that you're not old enough to remember that but if you ever tell me I'm too old to get on the board behind the boat but I refuse to keep enjoying things as long as you can for sure until you break your knees so may be careful there my friend but for our listeners are you ever too old to do a Roth conversion expert it's lot tells Morning Star that it depends on the reasons you're considering that conversion in not doing it for yourself because the cost remember that's a tax cost of converting giving you a life expectancy as you get older say after seventy and a half the benefit you'll reap in your life expectancy won't be worth the up front cost probably but the real benefit if you're doing it as an older person is for the next generation for your children or grandchildren because the power of the Roth IRA can grow over their life expectancy that does make sense but for the specific reasons that ed slott mentioned I get lots of questions about certainly Roth IRA raise but also Roth IRA conversions but most of the questions person revolve around should I personally convert my IRA or a portion of Meyer way irate over to a Roth IRA so that I can get tax free income in the future and kind of to ed's point there once you get to a certain age and also in the moment your transition to retirement it doesn't often make sense it's it does conversions you have to pay tax on its increasing your taxable income every year that you do it it's a process and frankly the whole idea of the IRA is to let the money grow tax deferred until for a lot of people they're going to take requirement distributions from those portfolios okay and that amounts about three point six five percent when you're seven and a half it does go up over time but those little distributions over time often make more sense in doing big lump sum conversions and increasing your tax bracket unless of course what it was talking about which is you're doing it specifically for estate planning purposes which is your question and then you go let it pass to beneficiaries and continue to grow tax free I I that does make sense here's the one thing I know after doing thousands of financial plans Chris and I and I and I've asked the same question over and over again as we're going to financial planning process I will ask individuals and married couples long term what's your plan do you want to make sure that your beneficiaries get as much as possible when you pass away right and when they receive the benefit from the state or would you just like for them to get whatever's left town ninety nine percent of the time people came in they go Hey I raised them I love I provided for they can have what's left I am not making changes in my lifestyle in order to make sure that they have more at a later date again nine nine percent of time and so I I I pretty much know the answer I'm going to get I still ask it because everyone saw as a no no I wanna make sure did I have less so they have more which is not very common in right but can bring your ire into a Roth IRA in order to pass on the beneficiaries for most people that's pretty far down the road that's the type of planning I think that we might look at doing maybe after a few years of somebody being retired and assets are growing we start to realize listen you've got way more than you're gonna be able to spend throughout your retirement let's start taking a look at being more efficient from state planning purposes okay which is a huge part of what we do we do the state planning we do the tax planning and we do the financial planning but but yeah I agree with that they're in it again it all goes in the financial planning process server is a little bit different but if you'd like to come sit down person of listen to us on the radio right now we have an office very close if you call and we'll find the office closest to you we'll schedule appointment for you to come sit down for the analysis of your current portfolio as well as a comprehensive financial plan and we could do all that for you complementary four zero seven two seven zero one thousand four zero seven two seven zero one thousand and you can find out more to by visiting the parting your nest egg dot com queen of soul with her signature song signature song respect now continue talking a bit about this a state conversation because even though Aretha Franklin's a stake was worth tens of millions of dollars she never had a formal will.

ninety nine percent nine nine percent six five percent
"six five percent" Discussed on WJR 760

WJR 760

01:39 min | 2 years ago

"six five percent" Discussed on WJR 760

"You know the there's another one out there as well and this strikes it people because they weren't familiar with this but I'm talking about because we know the people have done a fairly good job or the views IRA's as one of their major savings components when you turn seventy and a half if you haven't been taking any distributions out of their account you know you're going to have to because or you have a required minimum distributions of formula that is created by the government based upon the value of your account on twelve thirty one of the prior year the first year when you're seventy and a half that translates into about a three point six five percent distribution and I share three point six four nine been a part of the time you're you're born bye rounded I then there's a blind spot I didn't write but the reality at least you rounded up so you took too much out all right so my point with that is that people than all this and say my god where did this come from I didn't know I had to do this well you should of you know because it's part of the plan and if you don't have a discussion about that and understand what the ramifications are because you know what they can do add more taxes Hey and what happens but if you lose your job or leave an employer after the age of fifty five and then you roll the money to an I. R. A. and you want to get some income out of it is it different if you do that versus if you leave it in the plan and you want to take some money out to spend or to live on because you're still looking for another job is is it different it is different it's ten percent penalty that you can avoid if you have it in the four oh one K. you're over fifty five all the way at fifty nine have went on sabbatical you don't have that anymore but there's another blind spot look there are tons of financial.

IRA six five percent ten percent one K
"six five percent" Discussed on TalkRadio 630 KHOW

TalkRadio 630 KHOW

01:40 min | 2 years ago

"six five percent" Discussed on TalkRadio 630 KHOW

"You know the there's another one out there as well and this strikes the people because they weren't familiar with this but I'm talking about because we know the people have done a fairly rich a good job or the views IRA's as one of their major savings components when you turn seventy and a half if you haven't been taking any distributions out of their account you know you're going to have to because there you have a required minimum distributions of formula that is created by the government based upon the value of your account on twelve thirty one of the prior year the first year when you're seventy and a half that translates into about a three point six five percent distribution and the three point six four nine depending upon the time your you were born bye rounded. I didn't as a blind spot I didn't write. but the reality at least you rounded up so you took too much out all right so my point with that is that people than all this and say my god where did this come from I didn't know I had to do this well you should have you know because it's part of the plan and if you don't have a discussion about that and understand what the ramifications are because you know what they can do add more taxes Hey and what happens but if you lose your job or leave an employer after the age of fifty five and then you roll the money to an I. R. A. and you want to get some income out of it is it different if you do that versus if you leave it in the plan and you want to take some money out to spend or to live on because you're still looking for another job is is a different it is different it's ten percent penalty that you can avoid if you have it in the four oh one K. you're over fifty five all the way at fifty nine have went on sabbatical you don't have that anymore but there's another blind spot look there are tons of financial.

IRA six five percent ten percent one K
"six five percent" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

01:40 min | 2 years ago

"six five percent" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"The money in your retirement account is pretext with the understanding that you'll start withdrawing at seventy in a half why because the government wouldn't let you get away without ever paying taxes on that money so once you turn seventy and a half those withdrawals must begin again no later than April first of the following year. Keep in mind that you do have to take withdrawals but you don't have to spend it. The are M._d.. Starts at three point six five percent. Sent an increases a little bit each year. One important thing to note here is that you only have to take out the required minimum distribution on pre tax money. That's the whole purpose of the are M._d.. Existing so if you're starting up an annuity with money that has already been taxed say money from your savings account or a Roth I._R._A.. Ray You don't need to pay attention to the R._A._M.. Day The following video gives examples to show how market volatility affects how your money will last remember two thousand eight sure you do that was the year of the financial crisis when the stock market lost nearly forty percent of its value and shrank the assets that millions of baby boomers were counting on to fund their retirement of course the markets rebounded so no worries.

Ray six five percent forty percent
"six five percent" Discussed on Security Now

Security Now

02:19 min | 2 years ago

"six five percent" Discussed on Security Now

"Back door code injected and finally modified as decays relisted with similar names to confuse legitimate developers into accidentally downloading them hundreds of apps, they say have been affected by back doored code. We have been working with impacted developers to educate them about this new threat and publish updated versions of their apps without the back door code. Then they talk about the device and ecosystem hygiene, they say the broadest statistic for measuring device frequency sorry device. Hygiene is how frequently a routine device scan detects ph as this is recapping what we talked about at the beginning since we began to measure device hygiene in two thousand fourteen an average of less than one percent of devices have potentially harmful applications installed at any point this trend remained steady in twenty eighteen and then they have a bunch of stats. What's interesting is there is a a big difference. We see a big difference by country. I have a chart here in the show notes showing the the the potentially harmful application presence. Rate found in twenty eighteen twenty seventeen and twenty eighteen the the the steepest decline was in India where they started with the in two thousand eighteen with the highest ph a rate, and now they are they're still while they're number two with the US being currently the highest but everybody much lower bay said in India, which is by far the biggest Android market, the number of devices affected by ph as has decreased each year in two thousand eighteen zero point six five percent of all Indian devices were affected by ph as at any time a thirty five percent drop from the previous year..

India US thirty five percent six five percent one percent
"six five percent" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

02:00 min | 2 years ago

"six five percent" Discussed on Bloomberg Radio New York

"Two and a half points. Dow futures up thirty NASDAQ futures of fifteen the Dax in Germany is up a quarter of a percent ten year treasury down for thirty seconds yield two point six five percent. And the yield on the two year two point five zero percent. The thirty year yield is at three percent and Bloomberg daybreak continues. This is Bloomberg. Influential conversations from Bloomberg television. Here's Sherry and joining us now from Hong Kong as well as an steely J P Morgan asset management international fixed income CIO great to have you with us. So when you hear the fed and the FOMC meeting minutes, and we're seeing governors, but not as being as dovish as some people had expected. What does that mean for the Asian economies that really depend heavily on? What happens in the US are the still looking at the fed that's acknowledging that the US economy is doing pretty well the moment good job growth. Good wage growth coming through. And I think they have to acknowledge if that's it continues. And maybe later this year, they will have to reassess and see what race needs to be moved higher. I think what it means for the Asian economies is if the US economy is doing well likelihood is that the global economy is doing well, but it's still going to be so much for lines of what happens on the trade decisions coming out of the US and China how much will it. Depend on. China then in order to be able to support growth this year. I think that stuff's going to be the big defendant. And I say if we can get some form of agreement in trade, which means that you combine that with the stimulus that has been coming out incrementally from the Chinese over the last few months, and that really should help to stabilise to start with the European economy and hope you can see a little bit of a bounce there. And then that should be good for the global economy. Hear more interviews like this one on Bloomberg television, streaming live on Bloomberg dot com and on the Bloomberg mobile app or check your local cable listings from the financial capital.

Bloomberg US China FOMC Hong Kong Sherry Germany CIO P Morgan five zero percent six five percent thirty seconds three percent thirty year ten year two year
"six five percent" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

02:02 min | 2 years ago

"six five percent" Discussed on Bloomberg Radio New York

"Area where Amazon which we've been talking about pretty incessantly. And rightly so has made a real impact is the toy business. That's for sure. And you know, what I think they're going to in terms of the toy makers, increasingly maybe looked the likes of Amazon, especially with the demise of toys R us. We're gonna get into what might be the outlook for this toy manufacturers in just a moment with our own mad towns that he knows this industry. So well, all right before we get to that. Let's get to Charlie Pellett for an update on the trading day. Turn. Hi, thank you very much Jason Keller. We've got the recipe swinging between gains and losses right now. It is down half a point little changed as the bottom line here. The Dow down twenty five down one tenth of one percent. Nasdaq up twenty one higher by three tenths of one percent over all those stocks little changed as traitors way. December's lackluster, retail sales data against other indications that the US consumer is still spending the tenure of thirteen thirty seconds yield two point. And six five percent. Gold up five tenths now thirteen twelve ounce. West Texas intermediate crude up one percent at fifty four forty four barrel and the runway for the Airbus A three eighty of fall seeing the plane. It's that big double decker jet with four engines Airbus bearing prestige project that won the hearts of passengers politicians, but never had the broad support of airlines that instead prefers smaller more fuel efficient aircraft the biggest customer for the jet has been emerets. Christopher Jasper follows Airbus for Bloomberg news a bit of a blow from roots. They didn't walk away from the plan because they didn't want. They simply couldn't get the fuel burn and Huntsman. So on that they were looking for from engine provide the Rolls, Royce. They say they will carry on. Operating into the twenty to thirty something about to disappear from our skies. After earning. Cisco systems shares pushing higher Cisco systems up right now by two point five percent at forty eight sixty nine recapping stocks mixed and p down a point. I'm Charlie pelletan. That's Bloomberg business flash..

Airbus Amazon Bloomberg Charlie Pellett Jason Keller Charlie pelletan US Christopher Jasper West Texas one percent fifty four forty four barrel thirteen thirty seconds thirteen twelve ounce six five percent five percent
"six five percent" Discussed on Newsradio 700 WLW

Newsradio 700 WLW

01:40 min | 2 years ago

"six five percent" Discussed on Newsradio 700 WLW

"Year. Now, the employer's share of social security tax is six point two percent, the employer. Share a Medicare is one point four or five percents that gives you six point six five percent. So they're saving one thousand fifty three dollars per driver or year in taxes, and they get your right to bring diem all. So that's off of their tax Lincoln. They write that all of a sudden the expense. So a seven hundred fifty drivers they're saving seven hundred ninety thousand dollars a year for a first mall midwest regional carrier that really adds up. So what about like the big guys? What about a night's swift with two thousand three thousand four thousand drivers exactly? That's gonna make a really really big bucks. Yeah. Where they really get the drivers is they say, hey, we're gonna pay you per diem and where you'd normally make fifty cents a mile. We're gonna pay forty eight cents a mile and two cents a mile that goes to handle Jerry minute fee of calculus every week and handling everything. So you're losing fifty dollars week, but you're gaining three hundred thirty and that's how they sell it to the drivers. But that two cents per mile based on twenty five hundred miles a week. You know, that's causing the driver twenty four hundred dollars a year. Okay. All right. Let's so let's pause there. It is news update time.

Lincoln Jerry seven hundred ninety thousand one thousand fifty three dolla twenty four hundred dollars six five percent fifty dollars two percent
"six five percent" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

05:28 min | 2 years ago

"six five percent" Discussed on Bloomberg Radio New York

"Joining us on the phone everything about seven point nine billion dollars. Hank? Great to be with you virtually bet it's cold up there. It certainly is. But you know on Monday, it's going to be in the mid sixties and we'll probably need air conditioning. Well, there you go, you know, the such as such as February in the place where we normally are Carol night down here in Atlanta. It's a little bit warmer, but still not let that warm. Have you found about the markets these days because I feel like we were talking earlier with some of our colleagues up in New York about this idea that, you know, job say, it's usually such a big day for the market and Marcus hurling. All right. What do you think? No, well, we all feel very positive about the markets and. While the building blocks for this bull market to continue or falling into place. Clearly, all the fed has. I guess it it understands that building block is in place. All the next building block is getting an agreement with China on trade and starting to see some of these terrorists abate, and we believe that will happen. And we have excellent. In the market. And then something that hasn't been discussed a lot. We are in a very favorable time period historically for market returns third year of a presidential cycle is by far the best performing year, and the twelve months following post midterm elections, the S and P five hundred has been positive for the last midterm elections. But all of that still hold true. I mean, I love to look at history look at trends. But I do think that some of what we're going through and some of history's being rewritten because of the financial crisis and because of the moves done after the crisis. I mean, you take a look at the ten years since I mean, I just feel like some of the old rules don't always apply anymore. But I would I would counter that the sell off that we saw in the fourth quarter and particularly accelerating into December Almost set the table for these historical trends to actually place once again. Why is that? One you're coming off of such a lower level. You're coming off of now, a very low valuation. Investors have known for the better part of the year earnings in two thousand nineteen are not going to be a strong as they were in eighteen but they will still be positive. But with the market it's showing fourteen fifteen times earnings and a ten year treasury at two point seven percents six five percent, something like that. All the stock market is still the most attractive area. And so I want to go back to trade a little bit because we've been talking to just about every investor this week last week I feel like for weeks and weeks, especially since that March one deadline has been set trying to get a sense of what is a win. Look like from an investor's perspective because we know candidly that this administration's going to want to put some sort of a win on the board. What do you need to make you comfortable enough that progress enough progress is being made that you don't have to worry about kind of rethinking your view of the world. Right. And we would agree. I think whatever the agreement is both sides China and the Trump administration will declare victory. Yeah. And of course, they'll be predicts that say, we didn't go far enough, we didn't get enough on transfers of technology, etc. But who's both players come to an agreement declare victory, and whether we need an extension from the Mark I line, maybe we do, but we need to see the progress is being made. I think a big part of that sell off in the fourth quarter was the stock market digital antiques. Remember the old bonds digital Angie? Yes. Right. They won inflation is not a problem the bond vigilantes, one new vigilante and town is the stock market. And the stock market was saying to this administration that is fixated on the stock market. No more terrorists. Let's let's get a trade agreement and is Trump wants to be a second term president. He needs to take care of this issue. He needs to get this off the table, right? Absolutely, correct. And if he. Get it off the table. You're going to see some of the soft data some of the confidence data CEO confidence CFO confident pick right back up again because that has been the biggest implement too. Confidence, but also business investment which picked up for the first time in this expansion in the first half of eighteen, but then fell flat again as concern about trade towers dominated the boardroom, and we think one such taken off the table, you're.

Trump fed Hank Carol New York Atlanta Marcus hurling China Angie CEO CFO president nine billion dollars six five percent twelve months ten years
Asia, Singapore and Europe discussed on Bloomberg Daybreak: Europe

Bloomberg Daybreak: Europe

02:11 min | 3 years ago

Asia, Singapore and Europe discussed on Bloomberg Daybreak: Europe

"Asia pacific index retreated at the start of the session g to trade concerns about it's called back some of those previous losses to still try though in negative territory but only marginally so at this stage japanese shares just shutting up shop the nikkei two to five index has dropped into negative territory off by zero point one four percent the hang seng index also off bomas two tenths of one percent investors caused digesting the inclusion of two hundred and thirty four chinese ashares to mci's emerging markets indices over in asia treasuries have been slipping overnight the ten year treasury yields they're trading at two point eight six five percent role so looking of course at the opening of european cash trading when it comes to bonds will bring you any opening price as and when we get it just looking at the dollar this morning building on gains from yesterday the bloomberg dollar spot index higher by more than a tenth of one percent the euro on the back foot trading after one spot sixteen seventy four francine america's some of our top stories and let's start in italy populist parties will sweep to power nataly later today with a spending program that is a direct challenge to european union rules bloomberg's kevin costello has this report from rome career as a professor economics in rome and he has called for a debate on the euro common currency both in italy and in the rest of europe giuseppe kante a law professor will be the prime minister in the new populist government content and his cabinet ministers will be sworn in later today they are expected to challenge some of the key rules of the european union with higher spending and tax cuts in rome kevin castillo bloomberg daybreak europe upheaval to in spain where mariana roy heading for defeat in a vote of no confidence the parliament will vote later friday and opposition parties all joining forces against him the socialists have the backing of two antiestablishment groups and one catalan party another catiline group on the basque nash nationalists are also expected to vote against roy the prime minister says he won't resign now let's cross over to singapore where finnerty from.

Asia Singapore Europe Kevin Castillo Cabinet Rome Nataly Italy Bloomberg Nikkei MCI Finnerty Mariana Roy Spain European Union Prime Minister Professor Giuseppe Kante Kevin Costello
"six five percent" Discussed on Reasonable Doubt

Reasonable Doubt

01:41 min | 3 years ago

"six five percent" Discussed on Reasonable Doubt

"Oh just coconut pineapple booster in their way protei okay thank you let me talk about hymns for second six five percent of men start losing their hair by thirty five four him stott com one stop shop for hair loss skin care sexual wellness and more thanks to science baldness can be optional hymns connects you with real doctors and medical grade solutions to treat the hair loss generic equivalents of name brand prescriptions to keep your hair no gas station countertops supplements no waiting room no awkward doctor visits our listeners get a trial they can try it out for month try hymns for just five bucks while supplies last could cost hundreds if he go the pharmacy luck if it's thinning out a little bit now's the time to intervene in the hair loss gentlemen because once it goes it's hard hard to make a comeback for hymns dot com slash doubt as where you go f o r h i m s dot com slash da doubt and get the big savings markelle last question of just because it reminded me now lisa bloom is there's so many people being swept out to sea in this soon nami of allegations and information and leaked news that i can't even keep track of all they're like they're like child stars so you go oh yeah remember that guy what happened ever just go on now did this she ever come back as she worked from home like how does it work.

lisa bloom six five percent
Dollar slips after Fed decision, trade worries shackle shares

02:06 min | 3 years ago

Dollar slips after Fed decision, trade worries shackle shares

"In terms of what we got from the asian session japan's nikkei at she rose one percent the topics up by six tenths of one percent china csi three hundred zero down by one percent the focus has really been on the fed raise rates yesterday sticking to the three rape path guidance for this year but the pb also followed suit with a smaller rate increase so that has really captured the market's attention and the bloomberg dollar spot index is also down a tenth of one percents the dollar spot index itself is significantly weaker actually this out than it has been in the last couple of hours we're down three tenths of one percent the fed decision and also the trade tariffs have really seen the dollar weaken yet again this morning in terms of the euro were at once what twenty three sixty nine says stronger two tenths of one percent and terms over yields this morning we saw the two year usa yield weaker yesterday on the back of decision we're down three point three basis points on this morning two point eight five two percent and german bernieres at no point five six five percents also down almost three basis points this morning manus okay let's get into some of the individual names potentially are moving night at bree taylor joins us in the studio in london very good morning to you looking at starwood they're offering a billion dollars i love a ryan number eleven day where are they buying and why that's right so just for star contact starwood which is of course one of the biggest real estate managers in the world it's offering to buy as you said that round number of one billion dollars or not so round number of eight hundred twenty four million euros for stakes in the austrian commercial property group c i a million excuse me i'm gonna get this name wrong immobilien nnl again and emma finanz both of those companies in a public bid to shareholders at both offers are subject to conditions though it doesn't plan a full takeover the company so we'll be watching the shares of both of those australian companies it look looks like imo n laghan has not opened up yet so we'll be watching the shares as soon as they open.

Japan Bree Taylor Starwood Emma Finanz Rape Bloomberg FED London One Percent Eight Five Two Percent One Billion Dollars Billion Dollars Eleven Day Two Year
"six five percent" Discussed on Finding Mastery: Conversations with Michael Gervais

Finding Mastery: Conversations with Michael Gervais

02:01 min | 3 years ago

"six five percent" Discussed on Finding Mastery: Conversations with Michael Gervais

"And then when did a switch to be a more internally driven drought was is at once you got the castle in you know the the big the big bank account or now it was way after the count the bank account and the and the big house saw because it was okay let's look at us that's again over six five percent of people with lotto and or athletes a bankrupt three years after everything goal was okay day me your status a little different maybe you will get hit on sunday with a bad you know uh bad play in you you'll be a seasoned or out of the game but fashion is fickle in a hot ran last and you are five to seven years so you will slow down so and daime you may have just got struck by lightning and you at a save much money you can now when the business is going down your money back any so what are you gonna do now so we put all your money back in and then bohm you hear brick wall you're going to be done the house has gone everything is going so how're you would announce are putting other anchors in the ground and it was a moment of fear for a rock two or three years is i didn't know what i was doing us floundering around him and also making money from my brand and i saw secondguessed myself and that's when i started to judge the really dig deep and look at what were my assets and that was i understood distribution i had a lot of contacts that i had the use these assets to now choir the brands i start acquiring other brands i may have acquired eight brands six of them i failed at for the one a tool to start a hit again dax when i started to get this reassurance on okay i'm i'm i'm in control of this a little bit you know a but i still have that healthy paranoia that we talked a little earlier i think you mentioned or if you were to pick one would you be would you be more clinically anxious or more clinically depressed like if one of them you know was zeljko course though clinics anxious more anxious on the exercising driving being depressing anything deplores your vision and the machine just.

bohm three years six five percent seven years
"six five percent" Discussed on Joblogues

Joblogues

02:09 min | 3 years ago

"six five percent" Discussed on Joblogues

"Left in lending rates get wet blanket of whatever you gotta do a bottle of water pick a couple of hours in just like turn off the notifications turn off your own how can grab a copy of the irs form 1040 and kinda you know go from there you're going to look at your which you've eighth over arch you know look at uh what you think you're going to have made at the end of the year elham fetig medicare and they'll securities like a flat than point six five percent right now so you know you can automatically um take that out if you make under a certain amount of money and then hugh based on your history you know you know what you will qualify for as far as credits and stuff like that you can kind of work the numbers that little bit um an estimate about where you would be at the end of the year so given all of them i is their money the typically with your clients you see folks are leaving on the table you know are there things that we should be thinking about deducting or itemising on that may be a lot of us don't with this what the new economy with the freelancing with all of these things that we're doing outside of kind of the nine to five absolutely i think um especially with people being in location independent businesses or businesses where you're just running you know running it from your laptop there are built in the direction that people you know feel like they probably qualify war but they do um for example you know where you are software your uh stuff that you buy to run your business the they help that you may be ever veggel assistant or you have uh somebody handling the mishap behind the scenes for you are handling your social media management leon uh you know you want to make sure that you you know you take those the depths and and you want to make sure that you issued ten ninety nine o of al qaeda you gotta assume that seven other interesting sergey in all cast money on the side than maybe you are not eligible for all these things i mean if new paid somebody over uh right out over the fate of over six hundred dollars oh here yeah you wanna issued on a ten night so.

hugh six hundred dollars six five percent
"six five percent" Discussed on Clark Howard Show

Clark Howard Show

01:57 min | 3 years ago

"six five percent" Discussed on Clark Howard Show

"Money each and every month clark i cannot stand the word stinks so i won't use it and it is so melodramatic so i will just point out that you were in error when you recently told a caller to park his money which he would need access to in the coming months in a simple savings account because he could withdraw with from without that without limits no clark there is a federal law that limits transfers are withdrawals from savings accounts to six per month beyond that your bank will first charge you a fee and if you continue to break that rule they will close the savings account and converted into a checking account and ally bank does charges fee if this happens i know because i had been using one of my accounts is a sweep account no you can't do that just keeping you informed clark our appreciate that so i never get into sweep rules goods there are very few people that would ever apply to but the thing is with the savings accounts it is very unusual that someone would make more than a couple of transactions a year what i'm trying to get you to think about is that if you have money deposited you're fortunate to have a decent reserve find new of money deposited in a bank checking account or a traditional bank savings account they're ripping you off they're paying you virtually zero interest so if you link that to an online savings account you'll earn interest rate now the top of the markets about one point six five percent which is in a lot of money but it sure is a lot better than zero and so using it where you're constantly transferring back and forth will not work in a case like that you want to do your checking with one of the discounts.

clark six five percent
"six five percent" Discussed on Clark Howard Show

Clark Howard Show

01:59 min | 3 years ago

"six five percent" Discussed on Clark Howard Show

"Today you'll earn like uh the best of them like one point six five percent across a uturn half of what you're paying on your existing mortgage so but the problem is is if you keep big celebrating paying on your mortgage wet money will you have for down payment on the vacation slash retirement home while mercure wired here no save i'm still at about five hundred dollars away into savings so in about five am six years then i could have the money um plenty downpayment so i we're continue to save money that not as much mm okay so this i there is not an automatic this is what you should do to your question so i'm going to give you the the benefits of each aircraft so today if you were to put the additional money towards the mortgage your you know the return you're getting and it would be double as i said the best he could do on savings but savings rates have been steadily rising and they're going to continue to aircraft and there's more inflation showing in the economy and the federal reserve will do things that will raise interest rates over time so even though today what you earn in savings is not nearly as good is the direct benefit of paying prepaying on the mortgage with the cycle of time you have i would actually prefer for you to pay the mortgages agreed not rush to pay that off if you have a low loan balance laughed at the time you're going to buy a vacation home fine and put your money in an online savings account.

five hundred dollars six five percent six years
"six five percent" Discussed on Radical Personal Finance

Radical Personal Finance

01:33 min | 4 years ago

"six five percent" Discussed on Radical Personal Finance

"That you can be on the road you can live wherever you wanna live and we just want you back here for quarterly meeting because the benefit of flexibility i would be very tempted to go in the direction of working as a contractor and frequently this is the case doesn't have to be the chemicals does no reason why you can't work for the company you worked for remotely as an employee but frequently the company will say well if you're going to do right will pay you on a contract basis so think about it as it affects your life now from a tax perspective from a tax perspective home there's really going to be uh there's not gonna be with listless clarifies of first of all let's just say you're simply working and paying taxes as a selfemployed person uh ignore the llc because you can set up your tax eishin in the llc to be as a spur working as a self employed so proprietor or as an s corporation or as a see corporae that's not going to be a necessarily important as a as a selfemployed person you're going to pay self employment tax and the biggest thing that i see people do the mistake they make is they take on the role of working as a contractor and what up is the fact of their employer is going to pay for the employer section of the employment taxes which is about seven point six five percent of the income so in that context you're giving up on a sixty five a sixty five thousand dollar income that's a 5 thousand.

self employed sixty five thousand dollar six five percent
"six five percent" Discussed on The Meb Faber Show

The Meb Faber Show

01:36 min | 4 years ago

"six five percent" Discussed on The Meb Faber Show

"All the models in the original publication look at insane overseas out of sample so us stocks in sample 1901 to two thousand five did nine point six five percent timing up that to ten point three six percent pretty good right volatility went down illness or roundings is too hard to do decimals so vault us stocks nine point six timing ten point three so better volatility went from eighteen percent down to twelve it's a huge reduction volatility sharp ratio went up from thirty three to 55 max drawdown big one went from 83 down to fifty percent so how that do so good across the board right but obviously it's good because that was the in sample period let's look at sinn publication two thousand six to sixteen us stocks still pretty good seven point six percent timing better 85 volatility and went down from fourteen point six down to nine point four that also goes to show how much lower volatility this period has been recently in particular sharp ratio point four five up two point eight and the big drawdown of the fifty one per center and the global financial crisis got reduced to sixteen percent so not bad also inflation was lower at one point eight versus three point one so pretty darn good so cursory ruehe reveals that the timing solution improve combat returns while reducing risk in drawdowns in both periods volatility is measured by the way is in light standard deviation monthan returns drawdown if you're not familiar speak the trough decline in investments if you bought something 100 ran went down fifty grand than all the way back up to two hundred you lost fifty.

global financial crisis sinn three six percent eighteen percent six five percent sixteen percent fifty percent six percent
"six five percent" Discussed on Money For the Rest of Us

Money For the Rest of Us

02:46 min | 4 years ago

"six five percent" Discussed on Money For the Rest of Us

"Enforcement currently between those two agencies there's forty nine thousand individuals focused on border an interior enforcement so what is the economic impact of eight million illegal immigrants working five percent of us workforce well the the obvious wine is it increases economic growth what is what is gdp the measure of economy the measure the dollar value of output how much is produced have more workers you produce more the october employment report that came out in early november 2017 unemployment rate new s was four point zero six five percent the lowest levels since the year two thousand a broader measure of unemployment you six that's the total unemployed plus those marginally marginally attached workers and workers that are working part time for economic reasons they would rather work fulltime he take that divided by the total total labour force plus those that are marginally attach those that are sometimes seeking sometimes not seeking employment that unemployment rate is seven point nine percent its lowest since two thousand six it's approaching the lows of two thousand and the unemployment rate for those with a high school education it's five point seven percent to record low it's never been that hello so when we look at the the level of unemployment deported eight million illegal immigrants that would be devastating to the economy because they're producing and much of their production is is farms seventy percent of the crops produce in the central valley of california are produced by illegal immigrants according to eu universe californiadavis really large percent and they're they're producing so we take those workers away less productions now the question is well maybe they're taking jobs from other people often they're not these are jobs that others don't want.

unemployment rate california zero six five percent seventy percent seven percent five percent nine percent