35 Burst results for "Seven Thousand Dollar"

Many Americans Moved to Less Pricey Housing Markets in 2020

AP News Radio

00:47 sec | Last month

Many Americans Moved to Less Pricey Housing Markets in 2020

"It seems among the lifestyle changes prompted by the pandemic is a trend of Americans moving into larger homes in less expensive communities relocation data finds people who moved to a different city in twenty twenty on average ended up in the zip code where home values were nearly twenty seven thousand dollars below the area they left and studying tens of thousands of moves tracked by Zillow and north American van lines the average home purchased was thirty three square feet larger than the previous residence it suggests that many Americans used the pandemic and the broader acceptance of working from home as an opportunity to flee higher cost metropolitan areas hi Jackie Quinn

Jackie Quinn
Jackie Quinn discussed on AP News Radio

AP News Radio

00:47 sec | Last month

Jackie Quinn discussed on AP News Radio

"It seems among the lifestyle changes prompted by the pandemic is a trend of Americans moving into larger homes in less expensive communities relocation data finds people who moved to a different city in twenty twenty on average ended up in the zip code where home values were nearly twenty seven thousand dollars below the area they left and studying tens of thousands of moves tracked by Zillow and north American van lines the average home purchased was thirty three square feet larger than the previous residence it suggests that many Americans used the pandemic and the broader acceptance of working from home as an opportunity to flee higher cost metropolitan areas hi Jackie Quinn

Jackie Quinn
Childrens Librarian Builds Bra Business

Side Hustle School

04:21 min | 4 months ago

Childrens Librarian Builds Bra Business

"Alison alexander. Saw problem took it upon herself to find a solution in two thousand fifteen. She started doing cross stitch quickly became passionate athlete. She continued to workout. Her body began to change and then came the problem. She was more muscular than she was before and her sports bras didn't fit right. She tried shopping for new ones. But the options available on the market didn't fit. Well either. She was also bothered by the fact that muscular women weren't often showcased at she didn't feel seen allison wanted to change that for both her and women who look like her muscular and strong. That's why she started. Kfi t fitness apparel brand geared toward female strength athletes to launch the business alison turn toward another brand. She had tried to start in two thousand ten back then. She was in the midst of battling postpartum depression and needed something to focus on so she sold some of her daughter's old clothes that she was outgrowing. It took off quickly. She called it. Kids fly to in two thousand. Thirteen allison took her online success and open to boutique and ever she says now was a huge mistake. She quit her job to run the store and soon realize she hated it. Kids fly to faltered after that she went back to work two years later with the bones of a business already in place she built. Kfi notice there of the initials come from the kids clothing line. Kids fly to when pivoting from business that no longer work for her. Allison who also works fulltime as at children's librarian to take the part she did enjoy and explore new ways of doing it for example one store that already offered sports bras was lou limit. It's an incredibly popular brand allison. Says she felt it catered to thinner women. She bought a bra from them and began some online research searching to find a manufacturer she connected with a few of them and had samples eight samples of bras designed to fit women with muscular backs when she became wearing the samples to the gym. Several other women ask about them. Seeing this interest you decide to invest in several colors. One style of bra and watch a jim listed a photographer. Who was hoping to start a portfolio and we'd take product photos for free. Then she created a shabat by sight and chose ship station to manage everything associated with shipping. And by the way. Thank you ship station. They are also our partner of the show but they have nothing to do with editorial so it's just always fun to hear when they're actually helping one of our case studies alison connected with local cross. Fit women who competed at elite levels the local athletes and introduced her to cross women who are nationally recognized. She even had whole teams of women order custom process to wear at large cross bit events that were well photographed and that resulted in organic marketing per calf. Now let's talk about start up. Costs low. start up. Costs alison salts personal items for two hundred dollars. She then use that money to buy sell and trade her way up to two thousand dollars which then invested in her first set of inventory was able to keep costs so low because she kept that first collection of inventory small and shopped around for the best most cost efficient manufacturer currently kfc averages a profit of five thousand to seven thousand dollars a month. Alison markets are products primarily on instagram and an active email list. She's used paid ads only a few times and prefers instead to identify influencers. She now has an ambassador team of more than one hundred women to market products. She says micro influencers those with a good amount of followers but not a very large amount. She says they've been a big key to her. Success and to never underestimate someone's value based on the number of followers as kfc has grown allison added to the types of year. She offers she noticed that the business attracts different types of women. Now some of whom don't do cross fit currently offers tank top shorts leggings and more. She tends to stick to basic styles offering them in different colors and prints which she believes encourages repeat buyers these repeat buyers or where the magic happens because it takes a lot less effort to retain customers to acquire them. Once she has a customer she can email them to show off new products. Subtly prompting them to order again a big deal in a crowded online space. She knows that she has customers who bought during her first product launch. Who still shop with her today. Looking to the future alison plans to wrap up her graduate degree in leadership which aids both kfc and the coaching business. She recently started. That's focused on working with other women who have us women like her. Who saw problem and set out to solve it

Allison Alison Alexander Alison Postpartum Depression KFI Alison Salts KFC JIM Aids
Silly and Misleading Retirement Calculators

Optimal Finance Daily

04:55 min | 4 months ago

Silly and Misleading Retirement Calculators

"I think the main reason people seem amazed at the idea of retiring at age. Thirty forty or even fifty is the lack of real information on early retirement. In general if you type retirement calculator into a search engine these days and enter some stats about yourself. You will find some very strange assumptions. That are guiding you to think you need an absolute load of money to retire for example. I was once working through such a guide in a magazine from northern. Trust a bank that caters to the wealthy. It went something like this. Consider your goals for retirement. What life events do you need to be prepared for. The following table lists average cost children's and grandchildren's university education. A hundred thousand dollars per child children's and grandchildren's weddings twenty five thousand dollars. Assisted care facilities a hundred thousand dollars per year. Medical costs funeral arrangements. Twenty five thousand dollars trust funds for loved ones esteem and legacy planning and charitable foundations. 'wow looks like you're well into the millions before you even get to buy yourself some groceries. Another retirement calculator on cnn. Dot com has various parts to fill out dropdown boxes pre filled with hand values like retiring at age sixty five and needing seventy percent of your maximum pre retirement income constantly for the rest of your life. The drop down box with seventy percent in it did not even offer a value lower than forty percent. This percentage of income concept is one of the most anti mustache ones out there if you make two hundred thousand dollars per year just before retiring this experience. Corrupt you so much that you need a hundred and forty thousand dollars per year for the rest of your life or is it possible to maintain the same luxury standards of a person who has a merely comfortable income like forty thousand dollars per year. This goes back to the ideas of the get what you need posting. I made recently and that is why not go for maximum happiness rather than maximum consumption. I propose that maximum happiness is achieved at a spending level where you live in a comfortable space. Eat healthy foods and get to do lots of active and stimulating things with friends. That doesn't have to cost a hundred and forty thousand dollars per year or even fifty thousand dollars per year for most of us the other assumption they push on people is a very low rate of savings they assume you will less than the annual limit on 401k contributions. And don't say much about what to do if you save more than that which the high income person mentioned a few paragraphs ago could certainly do so these banks and mutual fund companies will continue to tell you that you need millions of dollars to retire because it benefits them for you to invest your money with them. Luckily it's a harmless bit of tom foolery since the saving benefits you as well but the disservice they do is in scaring people out of dreaming to save faster or to think about much shorter time horizons like tenures instead of just plain old age. Sixty five so. I'll give you a quick retirement calculator of my own adult couple with no kids or whose children are. Grown can live very comfortably on forty thousand dollars per year and retirement. My own family lives very comfortably with one child on somewhere. In the twenty seven thousand dollar range you can shoot higher or lower depending on what level of luxury water pursue twenty. Two eighty thousand dollars is a good absolute maximum sane range. But if you don't want to calculate everything out just go for forty thousand dollars and figure out how to make your savings produce that for you for a single person. It might be difficult to slice in half because you lose some benefits from sharing a house in car but you can come close to quick early retirement budgets number one in early retiree couple lives on thirty thousand dollars per year. Earning five thousand of that combined in part time luxurious post retirement careers. The remaining twenty five thousand dollars per year is generated by their savings. Six hundred and twenty five thousand dollars of total savings are required to generate this amount of passive income using the four percent rule number two an early retirees single person leaves on twenty five thousand dollars. Earning ten thousand dollars on his or her many career. Fifteen thousand dollars per year is required from savings which calls for a nest egg of about three hundred and seventy five thousand dollars. I'm working on some much more detailed and exciting sample budgets using real numbers for my own spending experiences before and after retirement

Tom Foolery CNN
Americans begin receiving Covid relief direct deposits

NBC Nightly News

02:12 min | 4 months ago

Americans begin receiving Covid relief direct deposits

"The massive covid relief. Bill was signed into law just two days ago but this weekend americans started receiving those checks some totaling thousands of dollars. Kelly o'donnell is at the white house with one. Your money will arrive. Kovin relief is now showing up as money in the bank and lighting up social media. Fourteen hundred dollars for steve martinez in san antonio nicer price of kings. So soon and it couldn't come at a better time. The key to fast delivery this first wave of direct payments going to qualified americans who filed tax returns that linked their bank accounts to the irs. My phone got a notification saying that the irs had direct deposited. I was on the phone with my mom. I go fifty six hundred dollars for twenty five year. Old mom breanna raines. Who is out of work in casper wyoming. I have some bills that are behind. Obviously so those are all already caught up. I got all of those caught up this morning. In springfield missouri. The covid relief math means faith produce family of five qualified for seven thousand dollars. They received today both have a little bit of weight. Lifted off of our shoulders not have to worry asthma as maybe what the nuxie months holds but the rollout of deposits paper checks and debit cards is expected to take weeks. Eighty five percent of the households in america. We'll be getting this money to track your check. The irs says its website will provide daily updates with its get my payment feature. We're going to be traveling. The country to speak directly to the american people about how this law is going to make a real difference in their lives. That biden team road trip begins monday with the first lady vice president and second gentleman also making stops to promote the relief package. Kelly wash such a big push to sell a bill that already passed. Well it's promotion and politics. They want to be certain. Americans know about the real world impact that will affect them and they wanna make sure democrats get credit for it

Kelly O'donnell Steve Martinez IRS Breanna Raines White House San Antonio Bill Wyoming Springfield Missouri Asthma America Biden Kelly
Tesla buys $1.5B in Bitcoin, will accept as payment soon

the NewsWorthy

00:54 sec | 6 months ago

Tesla buys $1.5B in Bitcoin, will accept as payment soon

"Tusla is throwing its weight behind bitcoin. The electric automaker has now invested one and a half billion dollars in the crypto currency and says it plans to eventually accept payment from customers as reminder. Bitcoin is the world's largest crypto currency. It's basically like a digital form of money that's decentralized or in other words there's no main authority like a government. Ultimately the value of bitcoin is based on what people are willing to pay for it and tesla founder elon. Musk has high hopes for it. Tesla's investment could have a domino effect to as the washington. Post points out. It could prompt other major corporations to accept bitcoin as a legitimate form of money already microsoft wikipedia and pay pal accepted worldwide. But now that tesla is in. Bitcoin hit a new high yesterday topping. Forty seven thousand dollars per coin that said some market experts are skeptical. They think tesla is just investing in bitcoin. As a distraction meant to stir up more interest in its own stuff to be continued.

Tesla Bitcoin Elon Musk Washington Microsoft
Protect Your Camera Gear from Theft

The Digital Story

04:48 min | 6 months ago

Protect Your Camera Gear from Theft

"So i have a few stories to start out with one very close to home to from the headlines just to illustrate just how crazy things are right now and it comes to real stealing camera gear and then i have. Some ideas These are things that i'm practicing in my own career But i'm going to share them with you in terms of how to protect myself how to protect yourself and how to hang onto our cameras because it feels like there are a lot of folks out there that want to take them from us and obviously we don't want to lose any of our gear that we like so much and we don't want any harm to come to anyone. The happens to be in the area at the time. So these considerations are very important. So let's start out with a few stories of what is going on now. The first one is close to home because it happened after one of my workshops in two thousand nineteen the bodega bay workshop. And this is the gas station smash and grab so one of our workshop. Participants Had finished up and he was heading back to the airport and a rental suv and he had his camera gear in the back in the hatch area of the suv and he just made a stop at the gas station and he needed to go inside to get a couple items and in that short period of time that he left his car which was locked he left it locked to go inside to get a couple of things. Someone had either been eyeballing him or you know. We're never sure exactly how this happens. But they knew exactly where to go and they went to his suv. They smashed in the back window. And that's what they do. They don't mess around. They just smashed the window. They reach in. They grab the gear in his case. I believe it was two backpacks full gear and then they speed off all in just a matter of seconds truly disappointing to hear that that happened to him. He had had a great workshop. It was one of his first workshops with us and then to have it. Finish on that note made me feel very bad and you go inside for a minute your cars locked and he still lose your gear. That's what i'm talking about the state of things right now. Now this next one was in penn. Pixel i read it on pedal pixel just today in Let me read you this. And by the way i have the link to the story In the show notes. The talkers robbed while stuck in san francisco. Traffic lose seven thousand dollars in camera gear. I don't know if you saw this or not. There's actually a video that goes with it at someone else. Videoed it happening okay and you can see that when you go to the link. Regia the text right here. This may be the modern day equivalent of a stagecoach robbery. A of photographers were just brazenly robbed. While they were sitting in traffic in san francisco robers smashed their rear window and stole a bag filled with seven thousand dollars in gear and it was all caught on camera. Abc seven which is a local news station reports that the husband and wife real estate photographers ben. And marsha of home shots were waiting to get onto the interstate eighty ip around four thirty pm friday afternoon after finishing a photo shoot near dolores park as the video above shows and so they do have the video there a dark honda than pulled up. Alongside the photographers. Prius a man jumped out quickly. Smashed the rear window smashed. They're sitting in the car. Smashes the rear window. Grab the equipment bag that was in the trunk hop back into the car and sped off. The whole incident lasted about ten seconds. Start to finish and it was caught on camera behind. By tesla driver named alex who then pulled over in exchange. Contact information with the photographers marcia. Who had been driving. The car had noticed the dark car falling them after they left the photo shoot. This is a very important point. Then estimates that his stolen gear which includes a camera lens drone in was worth around seven thousand

Bodega Bay San Francisco Penn Dolores Park Marsha ABC BEN Honda Tesla Marcia Alex
Budgeting Expenses While Living on The Road with Renewable Energy Worker Clayton

BiggerPockets Money Podcast

05:42 min | 6 months ago

Budgeting Expenses While Living on The Road with Renewable Energy Worker Clayton

"Clayton. Welcome to the bigger targets. Many podcast. i'm so excited to have you today. Thanks guys. I'm really excited to be here. Appreciate all your advice. Throughout allentown cast stones awesome. Well thanks for listening. So clayton is a twenty six year old renewable energy worker living in the midwest and looking for some suggestions on financial planning in general so that he can retire early and lead his best life clinton. Why don't you walk us through your income and debts absolutely so right now. Actually our income just got cut by about forty percent girlfriend. Travels with me for work and she. Unbeknownst us lost her physician so lost forty percent of our income. I'm sitting at a salary for diem and a trailer allowance and then some rental income from a rental property that we have totalling about seven grand a month. Can you give us some background on that. So you say salary per diem and camper each just give us enough background in your job to understand why you have predicament camper allowance. Sure yes so. With the renewable energy side. We travel all over the country so ben everywhere from north dakota colorado oregon iowa and now down in texas so pretty gives me some money in basically not sleeping my own bed. Money right and then Trailer allowance. i live in a fifth wheel while on the road so kind of a unique living situation and they give me allowance for that too. Because there's obviously expenses that come with pulling a trailer and the wear and tear on the tyres and all that kind of thing so companies generous enough to give us allowances for those kind of things and yeah ok. Great eddie other sources of income besides the salary camper allowance pretty yup so we do have a rental property. that were satirized. Well we are at home so kind of one of those ideals to were living on the road but we have a home base and house hacking that home base. So that's bringing in about fifteen hundred a month for us right now and it's gonna go up hopefully the next month or two. Once we finished some slight remodels and get another room rented so it should go up to about two thousand dollars fantastic. Yeah expense side of things fixed expenses. Obviously we got the mortgage. We do have a car loan and then luckily enough again with the company. I worked for their great and they cover a lot of expenses on the road so the living allowance. The lot rent recover my lower end from camper all that kind of stuff. So it's pretty limited to mainly just jim internet's phone bills and then food things like that. So the picture informant. My head is a really strong financial position. We talked about a seven thousand dollars in income. Let's exclude the house act. We got about fifty five hundred dollars a month in income and are you kind of abbreviating that to after tax dollars. Yes yeah that's all after tax. Okay great so you got about fifty five hundred and after tax dollars plus we got income from your house hack how much is your mortgage mortgage is about twelve hundred dollars a month principal interests. I thank is around seven fifty. Our insurance is actually a little bit higher because the house situation is kind of odd. An taxes are actually relatively low about thirteen hundred a year. So awesome so even with maintenance. You're probably sitting at no more than fifteen hundred dollars. Total housing costs. What are your utilities. You think as hard to us for now just because we do live on the road and it's relatively low because we're one twice a month so i don't know maybe hundred dollars okay. So you're housing is free for all intents and purposes through the house hack. Is that right correct. Yep awesome love it. How about transportation is that also largely free because of the allowance for the camper and that type of stuff. That's another benefit as Transportation's pretty much free. I gotta company truck and again the company. I work for their so generous to let me use that personal time to you which is awesome. We do have a vehicle for my girlfriend and we do have a debt on that as well and believer sitting at eighty five hundred or so see if a balance of eighty five hundred on that in cash payment associated with it okay. What would you kind of estimate your total expenses to be housing. We've got to close zero. What would you say outside of housing. Your monthly expenses are unrelated to work man. I'd say twenty five hundred ish maybe a month and that's going to be broken out between that car payment in a gym and entertainment this types of things normal year when it's not twenty twenty. We tended to spend a little bit more than now. It's a little bit less but yeah okay great. So what i'm seeing. Here is an ability to accumulate at least fifteen hundred to two thousand dollars a month in cash flow on an ongoing basis. Is that right yes awesome and then when you look at your financial position do you feel that. The opportunities are going to be on the income side on the expense side or on the capital allocations piece in terms of managing the money. You're accumulating i say right now are sitting pretty good as far as the income. I feel pretty solid with the income side of things granted like i said we did lose some of that coming in but i believe there is work to do on our expense side of things. 'cause i don't accurately track it. Everything i do is rough estimates. So i know what my phone is monthly. I know what the car payment is monthly but the food and all that stuff who knows i mean sometimes we go out and have fun and go out to local italian restaurant or whatever it is so perfect so i think we're gonna have a phone with this because your expense the way you've just described your situation. We don't housing expense. And i see a path forward here. Where if for example if your path that over the next year to you don't have to pay for housing and you don't have to pay for vehicle at least in the short run. I mean you get to that point and you have a thousand dollars per month is what i understand per diem. Is that right. Roughly a thirty six days. So depending on when i'm work that worked when i'm at home so about thousand

Clayton Great Eddie Jim Internet Allentown Midwest North Dakota Clinton Iowa Oregon BEN Colorado Texas
Should Law Enforcement Use Facial Recognition

Malicious Life

05:00 min | 6 months ago

Should Law Enforcement Use Facial Recognition

"Facial. Recognition wasn't always ankle tattoo. Good as with many of these technologies it was a stair step process. Ted claypool is a lawyer and an author on legally shoes surrounding privacy and a through the audits facial recognition listed. It wasn't great Until about two thousand and fifteen. It wasn't something that that would really be usable whereas the fbi of course has a as long had a biometric database of fingerprints for example But their face sprint database. Really wasn't Great until recently and then the clearview database which takes all of the social media pictures into account as really multiplied the abilities to use this kind of database before clearview. Police departments around florida relied on a program called faces. The facial analysis comparison and examination system based on an algorithm developed by the french company idea. It works by cross-referencing database of medians mugshots driver's licenses as well as digital photographs taken by police officers but faces just. Isn't that great. According to the new york times. Florida officers query system as much as four thousand six hundred times month at its peak but only a small fraction yielded anything resembling results. It took four years for the system to aid in an actual arrest and according to the new york times in its twenty years of only around. Two thousand successful arrests have been causally tied to faces. That number doesn't include questionable cases or accurate identifications which didn't lead to arrests and it's worth noting that took a wild for faces to spread statewide but still do thousand rests is not a lot for a place as big as florida. It's even less impressive when you consider just how expensive software is faces was built off a three point. Five million dollar government grant in the year two thousand and by two thousand. Fourteen ended up eating fourteen million in taxpayer dollars. So that's fourteen million dollars divided by two thousand arrests Let's see drag the one and yep seven thousand dollars pair arrest. Maybe a reasonable awry on a bank robber but not your standard. Heather riles if you're a defender fighting to protect your organization from cyber attackers. You must be successful ending attacks every single time. They only need to be successful. Wants cyber reason rivers the attackers advantage. Our future ready attack platform gives defenders the wisdom to uncover understand and piece together multiple threats and the precision focused to inside attacks instantly cyberrays ends cyberattacks from in quotes to everywhere so this podcast episode. Probably couldn't have existed ten or even five years ago. We could have envisioned future where police uses facial recognition. But it just wasn't practical enough at the time in the past few years that's changed. According to tests from nist the national institute of standards and technology the best facial recognition algorithms have improved from around eight percent failure rates in two thousand and ten to around point three percent by two thousand eighteen. These numbers are highly dependent on the kinds of images. You feed these algorithmic but still ninety nine point seven percent. Accuracy is quite good and that's three whole years ago thus we end up with clearview ai which can identify faces at angles or even with partial coverings sunglasses and face masks or it wouldn't need to identify a face because it can identify attached to instead it's a very powerful tool that in the hands of law enforcement today is having a real effect which brings up the question now that police can use facial recognition to catch criminals should they.

Ted Claypool The New York Times Heather Riles Florida FBI Sprint National Institute Of Standard
Beeple on How He Raked In $3.5 Million

Unconfirmed: Insights and Analysis From the Top Minds in Crypto

03:11 min | 7 months ago

Beeple on How He Raked In $3.5 Million

"Today's guest is mike winkelmann a beagle. Welcome mike great nice to have you so you're a digital artist and you've worked with apple. Louis vitton nike justin bieber and katy perry even producing one digital artwork a day for over thirteen years. How did you get into crypto So a bunch of people just started telling me you should check out this. Nfc stuff and so really only like two months ago. I looked into the space a bit closer and saw a bunch of names that i recognize. You know in my certified design area. And so as i go there definitely seems like there's some here and so i like dole van and i have a computer science degree you know. I'm not a programmer. But you know that piece of it really started like interested me so it. Just the possibilities. I thought were just endless. There was just a bunch of things people by try and get it. I thought sounded really really finally. Try and you ended up having a big digital art sale last weekend that rakes in three point. Five million dollars. Congratulations thank you. Yeah it was crazy the to see. But i also think like it truly is like sort of the start of people really like collecting the I think you know the the the physical tolkien paired with the the annettee. I think email makes it something. People can really understand and sort of like speaks to their inner sort of like collecting voice. And i think it's just the system that you know will be a the future of sort of like you know collecting artwork sieve. Tell us more of the details about that sale. What did you offer. How did you offer it and what happened. Sure saw the biggest thing that i think is different from this sale than previous sales. Is that each of the pieces. Included a physical token you know a digital screen that was very closely tied to the like blockchain. Though it wasn't sort of like you know cries that could be separated easily from the nfl at something. That's very sort of meant to be looked at as one piece And so i. I made you know people ask collect dot com which sort of like houses the collection and then You know there was an open edition For those on sale for just five minutes and then you know which also includes physical token twenty one auction throat. The weekend Sold single edition You know sort of pieces to the highest bidder and so that was sort of like the components of the draft. So you know all weekend. We sold six hundred thousand dollars worth of the open edition five minutes and then you know the everyday's themselves the auction we're going over one hundred thousand dollars on average at last piece went for seven hundred seventy seven thousand dollars so i think it just shows that there's like a huge appetite for you know a tightly sort of connected digital and physical sort of like

Mike Winkelmann Louis Vitton Katy Perry Justin Bieber NFC Dole Mike Apple NFL
Sept. new home sales fall 3.5%, after strong summer season

AP News Radio

00:31 sec | 9 months ago

Sept. new home sales fall 3.5%, after strong summer season

"After a strong summer season new home sales for September were down sales of new homes drop by three and a half percent last month however the commerce department said that despite the modest decrease sales of new homes are up just over thirty two percent from a year ago as the housing market remains strong despite the pandemic the strong pace of home sales that continued through the summer drove prices in many places to record highs the average price of a new home sold was just under three hundred and twenty seven thousand dollars I'm surely either

Commerce Department
Opportunity Through Persistence with Cordia Harrington

The EntreLeadership Podcast

06:33 min | 11 months ago

Opportunity Through Persistence with Cordia Harrington

"Hey, guys you know what I love about America and the free, market? Enterprise. What I love about business leadership is what I love about Andre Leadership and that is that we believe that great success can come from humble beginnings. You guys know this. You know in our country, it doesn't matter what your skin color is. It doesn't matter if you're male or female. All. It takes passion drive and a desire to make a difference. You may say why don't have enough money to get started? I don't have enough education I. Don't know the right people guys. I'm telling you those are all just excuses. From the Ramsey network this is the entreleadership podcast where we help business leaders, themselves, their teams and their prophets. I'm your host Daniels Hardy and my guest today is Accordia Harrington she's the founder and CEO of the Bakery Coast today they've got multiple plants and customers around the world including. McDonald's Oh Charlie's pretty big deal. But. It didn't start out that way and like a lot of great success stories that start with really humble beginnings accordions is really not that much different. And all began for her and a small town in Arkansas. I started my first business in Russellville. Arkansas. Do you know where that is i? Know Arkansas. Russell. Okay. Well. Down a beautiful town on a lake about halfway between Little Rock and Fort Smith and my first business was a real estate company concept one realtors and foretelling we use tweet emblem on a real estate vine. Yeah. Little. Did I know? And that began. With the good fortune of having bartered for office space from a doctor that had a big empty building and least my chairs and my desk three dollars a month for the deaths and a dollar fifty a month for the chairs and I was in the real estate business us all five hundred, eighty, seven dollars to buy plywood signs to put in front yards and it grew and it was so much fun. The ladies that I hired. We were the first off you mill business in Arkansas, and the men bankers would literally come by to see what we're doing. And we would stage houses. That's before we knew what staging was and we would try to rearrange the furniture in houses so that they showed the best and it took off so you're showcasing the houses to make them look great. That's very common these days. What was it uncommon? Totally people thought we were so weird to come into their house and stake some pictures down in rearrange the furniture Abed we were trying to give them the best opportunity to get their house sold. You know back then houses there eighteen hundred square foot house two car garage on an acre of land with a lakeview guess how much it was I can't even guess forty thousand, you're really cloak. Thousand. and. So you know and there were lots of properties available and not very many buyers. So it was it was an interesting business in the only reason. I. Got Out of it. I. Loved it. I loved working with the families helping a find a home bettering their life but the people that moved to town the For your family bought the local McDonalds. Daniel. But when I grew up, I didn't know you could own a McDonald's and when I found out, they owned it. I was like all. That is cool. They lived on a Beautiful Lake House they drove a Mercedes than they had every weekend with their family. So for me I thought Gosh this would be so great. They didn't like living in Russellville they wanted to move I love Libyan Russellville K- I can imagine a real estate you weren't necessarily your weekends with wasn't a thing and you're just grinding all the time. So was it was the opportunity for flexibility? What was what like when you kind of had the dream I mean Mercedes is nice but was like drawing you to them exactly. Well, unfortunately, I went through a divorce and my children were one three and five when I did that in having a job that I could be off on the nights and weekends was very motivating. I was driven to spend more time with my kids and yeah I, mean the perks looked nice to but are really wanted quality time with my. Kids an and in as much as I love real estate, it was just impossible. So many business owners I talk to really the family is the reason that they get into owning their own business. You know maybe they work at a corporation at its ninety hours a week than ever see their family, even the money can be nice but I mean, you look up and your kids are. Little and they start growing and you go I'm missing out on their lives. Curious to hear from you how you continue to keep that value as the business grows and scales because there's a little bit of the grass is greener on the other side. If I have my own business, I'll have the flexibility and the autonomy, and it can also be that same dragon that takes you away. From your family if you're not careful yet you're totally right and I haven't the greatest respect for restaurant owners because when I did buy my first McDonald's we were unable to stay in. Russellville that just wasn't the way McDonalds did things and that was offered the chance to buy the EFFINGHAM. Illinois McDonald's where that is I know effingham driven through there once okay. Most people have driven by. Again, a big town of ten thousand people and we had an interstate McDonald's that I purchased. At the time I paid a very high price for it. This was nineteen, eighty, nine paid a million, six, fifty, four it and I had to figure out how to grow sales in order to make that Walker, twenty, seven, thousand, dollar a month payment. And the only way to do it was to drive more sales as you know, that's the way it. But if you'RE GONNA ten thousand, how do you find more people? Yeah. I can imagine I mean the supply and demand kicks in a real way. What was it? An existing store was this new store? It was an existing store in the man was retiring and it was a good store because it was in the middle point if you're driving from St Louis Chicago. Great Place to stop get a bite to eat go to the restroom. Great Location. But again, how do you grow the sales and so? Back and that day an eighty nine we didn't have cell phones, but we did have CB radios. So we began to have some fun get on the radio and go hey, good buddy. If you're driving a bus stop by, we'll give you a free meal if you bring your bus

Russellville Arkansas Mcdonald Andre Leadership Founder And Ceo Effingham America Mcdonalds Beautiful Lake House Daniels Hardy Abed Russell Bakery Coast St Louis Chicago Fort Smith Accordia Harrington
Opportunity Through Persistence with Cordia Harrington

The EntreLeadership Podcast

05:25 min | 11 months ago

Opportunity Through Persistence with Cordia Harrington

"I started my first business in Russellville. Arkansas. Do you know where that is i? Know Arkansas. Russell. Okay. Well. Down a beautiful town on a lake about halfway between Little Rock and Fort Smith and my first business was a real estate company concept one realtors and foretelling we use tweet emblem on a real estate vine. Yeah. Little. Did I know? And that began. With the good fortune of having bartered for office space from a doctor that had a big empty building and least my chairs and my desk three dollars a month for the deaths and a dollar fifty a month for the chairs and I was in the real estate business us all five hundred, eighty, seven dollars to buy plywood signs to put in front yards and it grew and it was so much fun. The ladies that I hired. We were the first off you mill business in Arkansas, and the men bankers would literally come by to see what we're doing. And we would stage houses. That's before we knew what staging was and we would try to rearrange the furniture in houses so that they showed the best and it took off so you're showcasing the houses to make them look great. That's very common these days. What was it uncommon? Totally people thought we were so weird to come into their house and stake some pictures down in rearrange the furniture Abed we were trying to give them the best opportunity to get their house sold. You know back then houses there eighteen hundred square foot house two car garage on an acre of land with a lakeview guess how much it was I can't even guess forty thousand, you're really cloak. Thousand. and. So you know and there were lots of properties available and not very many buyers. So it was it was an interesting business in the only reason. I. Got Out of it. I. Loved it. I loved working with the families helping a find a home bettering their life but the people that moved to town the For your family bought the local McDonalds. Daniel. But when I grew up, I didn't know you could own a McDonald's and when I found out, they owned it. I was like all. That is cool. They lived on a Beautiful Lake House they drove a Mercedes than they had every weekend with their family. So for me I thought Gosh this would be so great. They didn't like living in Russellville they wanted to move I love Libyan Russellville K- I can imagine a real estate you weren't necessarily your weekends with wasn't a thing and you're just grinding all the time. So was it was the opportunity for flexibility? What was what like when you kind of had the dream I mean Mercedes is nice but was like drawing you to them exactly. Well, unfortunately, I went through a divorce and my children were one three and five when I did that in having a job that I could be off on the nights and weekends was very motivating. I was driven to spend more time with my kids and yeah I, mean the perks looked nice to but are really wanted quality time with my. Kids an and in as much as I love real estate, it was just impossible. So many business owners I talk to really the family is the reason that they get into owning their own business. You know maybe they work at a corporation at its ninety hours a week than ever see their family, even the money can be nice but I mean, you look up and your kids are. Little and they start growing and you go I'm missing out on their lives. Curious to hear from you how you continue to keep that value as the business grows and scales because there's a little bit of the grass is greener on the other side. If I have my own business, I'll have the flexibility and the autonomy, and it can also be that same dragon that takes you away. From your family if you're not careful yet you're totally right and I haven't the greatest respect for restaurant owners because when I did buy my first McDonald's we were unable to stay in. Russellville that just wasn't the way McDonalds did things and that was offered the chance to buy the EFFINGHAM. Illinois McDonald's where that is I know effingham driven through there once okay. Most people have driven by. Again, a big town of ten thousand people and we had an interstate McDonald's that I purchased. At the time I paid a very high price for it. This was nineteen, eighty, nine paid a million, six, fifty, four it and I had to figure out how to grow sales in order to make that Walker, twenty, seven, thousand, dollar a month payment. And the only way to do it was to drive more sales as you know, that's the way it. But if you'RE GONNA ten thousand, how do you find more people? Yeah. I can imagine I mean the supply and demand kicks in a real way. What was it? An existing store was this new store? It was an existing store in the man was retiring and it was a good store because it was in the middle point if you're driving from St Louis Chicago. Great Place to stop get a bite to eat go to the restroom. Great Location. But again, how do you grow the sales and so? Back and that day an eighty nine we didn't have cell phones, but we did have CB radios. So we began to have some fun get on the radio and go hey, good buddy. If you're driving a bus stop by, we'll give you a free meal if you bring your bus

Russellville Mcdonald Arkansas Effingham Mcdonalds Beautiful Lake House Russell Abed Fort Smith St Louis Chicago Daniel Illinois Walker
The University of Utah, Jack Daniel's Whiskey, and Carnival Cruise Lines Hit in Ransomware Attacks

Security Now

08:01 min | 1 year ago

The University of Utah, Jack Daniel's Whiskey, and Carnival Cruise Lines Hit in Ransomware Attacks

"Do the University of UTAH? Jack. Daniels. Whiskey. And Carnival cruise lines all have in common. Well Friday last last Friday. The University of Utah revealed that it had paid a ransomware gang four, hundred and fifty seven dollars. And fifty nine cents. Four, hundred, Fifty, seven, thousand. Yes I got that would have been. Four hundred and fifty, seven, thousand dollars and fifty, nine, hundred, and fifty thousand. Fifty nine dollars. which sort of begs the question or they get that number? Now that I finally got it out correctly, it's probably bitcoin. Nine dollars like half a million bucks. It's like the Bitcoin version thing they probably would. Yes somewhere. BITCOIN that turned out to be that. And what's interesting is that was not to obtain the decryption key for their files. They didn't need it because it turns out that very few of their files were encrypted but rather her and Leo I know this goes to you know the thing that were you just kind of like. Grit your teeth to purchase the promise. From the extortionists. That the student information that had been exfiltrated beforehand while. Yeah that's not be publicly released your Seymour. One this is big. Yeah. Yeah. They're they're they're just they're hoping that the there is honor among thieves and that these guys will keep their word in senators. Word is that if if you want others to pay you yes. That's it. Exactly. If, of course, ransomware gangs or not all the same but and didn't we hear no, it wasn't It was cannon that had some information leaked last week that we reported on and so so Lawrence over at bleeping computer has said that you know they assumed since the jetsons cannon got themselves back up relatively quickly that they had paid the ransom. But now since the extortionists in that instance were leaking the information, maybe cannon had restored from backups and said, Nah, we're not paying your stinking ransom and the bad guy said. Here comes your You know your your private corporate next decade plans for the future. How do you? How do you want that? How how do you feel about that being leaked? Anyway. So the in this case University of Utah explained. That it had dodged a major ransomware incident and that the attackers managed to encrypt only zero point zero, two percent. Of the data stored on their servers. And the university staff was easily able to restore that from backups. However, the ransomware group then threatened to release student related data see they had obtained and exfiltrated. So, the university said after careful consideration, the university decided to work with its cyber insurance provider to pay a fee to the ransomware attacker. This was done as a proactive and preventative steps to ensure information was not released on the Internet and again to the extent that such. Can Be ensured. The Cyber Insurance policy pay part of the ransom, and the university covered the remainder no tuition grant donation state or tax payer funds were used to pay the ransom thought that was an interesting explicit statement that they made. They said, the university disclosed that the attack took place a little over a month ago on July nineteenth twenty twenty and the network belonging to the Collar College of social and behavioral science was the victim. So Apparently A. A you know as a sub set of the. Entire Larger University. was where the break in occurred and there must have been some isolation there. So anyway, that is one of the three and presumably they were able to negotiate a cheaper payment in order to you know because they hit the bad guys hadn't managed to get. The bulk of the of the university stuff. But you know they did pay for they promised to not share student data, and as you said Leo, the reason that would be honored as well as you know, nearly half a million dollars. And they want to do. Yeah exactly. You got to build your credibility. Exactly And two other large and notable recent ransomware victims were Brown forman famous for their distillation of Jack Daniel's Tennessee whiskey. And Carnival cruises. The Jack Daniels folks said are quick actions upon discovering the attack prevented our systems from being encrypted. Unfortunately again, we believe some information including employee data was impacted. We are working closely with law enforcement as well as world class third party data security experts to mitigate and resolve this situation. As soon as possible, there are no active negotiations so. In that. So that says it sorta sounds like. Oh, in fact, a that statement from Brown forman came after Bloomberg News reported that it had received an anonymous tip of the ransomware attack a site on the dark web claiming to be run by members of the reveal strain. A ransomware says that it had obtained a terabyte of data from the Louisville Kentucky based. Brown. Foreman the site said that stolen data included contracts financial. Statements Credit Histories and internal correspondence of employees also included were screen shots of file structures documents purportedly taken during the heist. So does look like the pattern we're seeing now is because you know major companies that have the deep pockets who also have the pocket depth to now proactively backup their servers well. So it's possible for the for if if the only thing done was encryption. A golden opportunity to extract a ransom could be thwarted if the if the good guys have backups at. So now what's being done is That data pre encryption is being exfiltrated and stored somewhere. Then the data is encrypted and so we have you know we're we're we're increasingly seeing this two part attack exfiltration that the company desperately does not want to be made public. In case they have backups in which case, they would not otherwise need to pay the extortion. So you know it's not really ransomware as much as it is. Okay. We got copies of all your stuff. Shall we share it with the world? PLANO blackmail.

University Of Utah Brown Forman Jack Daniels LEO Carnival Cruise Lines Jack Extortion Jack Daniel Seymour Collar College Of Social Lawrence Louisville Foreman Plano Larger University. Tennessee Bloomberg News Kentucky
Music podcast celebrates Indias neighbours

podnews

02:59 min | 1 year ago

Music podcast celebrates Indias neighbours

"Iheartmedia the owner of Heart Radio says that it's podcast revenue grew one hundred and three percents here on Aaron. Quarter to the total digital revenue is ninety three million dollars unique podcast listeners group I thirty percent here on downloads grew by sixty two percent revenue for the quarter across the company however was down by forty-six percents complain the pandemic for that. You can read a full quite from Bob Pittman talking about exclusive whether they're a good idea or not in podcasting our show notes and our newsletter today. On track has published its top US publishers list for July Two Thousand Twenty Iheart is now number one for unique monthly audience in the US as well as global downloads beating NPR in both rankings. ABC is now measured alongside ESPN. The rancor only measures participating publishers. An SEC filing states that lip since former CEO Christopher Spencer who resigned on July thirty first will continue to be paid until the end of this year, he ends four hundred thousand dollars. He'll get a bonus of one, hundred, seventy seven, thousand dollars in early January he'll van to hundred and fifteen thousand dollars a year for his role is senior adviser until the end of February twenty, twenty three for which he'll have to work a maximum of eight hours a month. Lipson will also pay spencer four million dollars to buy back shares that he holds. The Board of lips includes those who last year criticized the company for outsized executive pay I'd like to say something sarcastic here. Row Quarter highlights a surge in tippety around sports podcasts. What's happening in House sports? PODCASTERS can take advantage the pre events for the fest global. Summits Twenty Twenty have been happening all week we linked to a bunch of recordings today. Dearest is a new exclusive podcast on spotify in Indonesian. It focuses on letters written and read by writers, musicians and actors, and it's made by Journalism podcast company K B our prime and a number of additional podcast hosts. Now, allowing you to submit your podcasts to the yet to be launched Amazon music and audible podcasts service some people are giving you a backstage link it works for anyone on any Host by the way. Welcome to a special episode of our humble indie music podcast made an India India Center seventy, three years of independence next week. But India's Music Indie podcast made in India. Wants to remind us that I, love for music isn't defined by geographic boundaries it'll produce three shows focusing on music from India's neighbors and the cat returns to audio with a new weekly podcast from the Vox media podcast network avery truthful man is host leading an ensemble voices engaged in the conversations that matter most to women and those who loved them. It returns on August nineteen

Ceo Christopher Spencer Summits Twenty Twenty India India India Center United States Heart Radio Bob Pittman ABC Aaron SEC Vox Media NPR Spotify Senior Adviser Espn Executive Lipson Amazon K B
Self-driving industry takes to the highway after robotaxi failure

Techmeme Ride Home

03:17 min | 1 year ago

Self-driving industry takes to the highway after robotaxi failure

"Today. The Financial Times has an interesting piece up. That's getting at something. That I've sort of been saying all along about Anamika vehicles? If you can already give me autonomy on the highway. Why not just give that to me now? I mean we have heard some of the reasons why companies like Waymo decided they needed to go all the way to level five autonomy, but according to the Financial Times some in the self-driving industry are now gravitating towards. Only autonomy as the whole dream of the go anywhere fleet of autonomous taxis continues to be a dream deferred. Quoting the These sector is experiencing autonomous. Disillusionment says Prescott Watson. Principal at many mobility and early stage venture capital firm now quote the pitches robot taxes are a pipe dream, but let's take this technology and do something more lucrative he adds. Investors are still interested in autonomy, but the focus has shifted towards practical services such as grocery delivery, automated warehouse, robots and autonomous functions restricted to highways, the concept of highway, only autonomy is currently capturing the attention of the industry, instead of trying to solve the myriad challenges of go anywhere rogue taxis engineers could focus on making it work on just highways to begin with autonomous vehicle. Start Up, C. Promise in America's trucking sector and eight hundred billion dollar market handicapped by driver shortages and rules that are limiting working shifts to eleven hours Mackenzie. The consultancy has projected that full autonomy will not be commercially ready trucks until two, thousand, twenty seven, but the likes of two simple plus that. Kodiak robotics and embark went to accelerate that timeline by narrowing their focus too monotonous stretches of road. One idea is to build transfer hubs near the highway in which a truck driver would carry free a few miles to the hub than swapped the freight to an autonomous truck that would drive hours on the highway to the next hub where another driver would be waiting the other big area for highway. Only autonomy is for passenger cars just a few years ago, this idea made little economic sense in two thousand fourteen. The cost of laser powered sensors known as lighter which most experts see as critical of for developing autonomous vehicles were seventy five thousand dollars apiece self-driving. self-driving prototypes were often equipped with several of them, placing them well beyond the reach of even luxury buyers, but have since collapsed with some light are group's including Valentine. Eva and aluminum are partnering with Carmakers to build units at scale for less than a thousand dollars. Each Alex Partner's consultantcy estimates that a fully autonomous hardware stack comprising lighter cameras, sensors, radar and electronics will cost as little as seven thousand dollars by two thousand, twenty five, that opens the possibility that individual car owners could soon purchase vehicles that would drive themselves. Tesla has long promised full autonomy in two thousand twenty, and among legacy carmakers Volvo has said it plans to offer is off hands off. For Highways by twenty twenty two pending approval from regulators. If we can solve the highway problem, which is quite narrow versus robot taxis, we can create tremendous user value says Henrik Green, Volvos Technology chief and.

Financial Times Prescott Watson Twenty Twenty Tesla Kodiak Robotics Volvo Volvos Technology Henrik Green Waymo Partner Principal America Mackenzie
Atlanta City Council approves mayor's 2021 budget

Sterling on Sundays

00:29 sec | 1 year ago

Atlanta City Council approves mayor's 2021 budget

"The Atlanta city council approves the mayor's budget plan taking action on a couple of items involving police in a narrow vote council members voted down an ordinance that would have withheld seventy three million dollars from the city's police budget until the mayor had a plan to reform the department seven council members voted to hold back funding eight voted against it but the council did approve adding four hundred and twenty seven thousand dollars for the Atlanta citizen review board something council member George shepherd says is critical at this major

Atlanta City Council Atlanta George Shepherd
Unemployment And The Racial Divide

The Indicator from Planet Money

02:14 min | 1 year ago

Unemployment And The Racial Divide

"A few months ago, a team of researchers from the J. P. Morgan Chase, institute and the University of Chicago put together a report from a huge new set of data and Stacey I hate sound too nerdy about this. You love data I know maybe I don't need this. But actually this data sat is really exciting and really quite extraordinarily. The data said that was put together for us for this study was very valuable and doing analysis. That wasn't possible before. That is economists, Damon Jones from the University of Chicago. Harris School of public policy, Damon is on that team of researchers, and basically he says the data come from about one point eight million J.. P. Morgan. Morgan Chase banking customers that is a huge sample which allows his team of researchers to see the different sources of income for families, this income can beat from things like your wages from your job, but also for example, a tax refund or unemployment insurance benefits, and the team can also see how families are spending their money almost in real time month to month or in some cases week. Week to week it's a view into how people make economic decisions, and crucially it lets researchers break down the data by race and ethnicity to offer a picture of the ways that different racial and ethnic households experienced the economy in different ways on one. The first findings that we've found looking at take home pay so that's how much is being directly deposited into your account. Is that we? We found on average that black and Hispanic families earned about seventy cents on the dollar when compared to their white counterparts, the median Hispanic family and the medium black family make roughly thirty five thousand dollars a year, the median white family about forty seven thousand dollars a, and that doesn't matter whether you look at the lowest earners or the highest earners are people who were in the middle. There's consistently a lower level of take home income for the black and Hispanic families, and another finding was that there are big disparities in the money that people have saved up and can use to pay their bills. This money is called liquid assets, liquid assets or things like cash. Your bank account things similar to cash

Damon Jones University Of Chicago J. P. Morgan Chase Morgan Chase P. Morgan Stacey Harris School Of Public
"seven thousand dollar" Discussed on WTMJ 620

WTMJ 620

03:06 min | 2 years ago

"seven thousand dollar" Discussed on WTMJ 620

"Win for the Jim Bohannon show tonight with professor Peter Maurici, dashi Maurici is an economist and business professor at the university of Maryland college park, he's a national columnist and you can follow him on Twitter at P Maurici one. That's PM OR ICI in the numeral one. We have an of things to talk about tonight. But we've let off with an issue that is obviously close to an educator, and that is the current scandal regarding college admissions, but she goes beyond just the the celebrity tainted bribery story we've heard, but the entire process that we undergo this is max who calls in from Dallas, good evening max. Hey, how you doing? We're. Well. Thank you. Right. Jim. I'm fifty four years old and in the late eighties. I borrowed seven thousand dollars from the US government to go to an aircraft mechanic school and immediately when I got out school. I was making forty five thousand dollars in nineteen ninety and paid my way for more education. I'm currently a pilot. I work in Afghanistan, and I make over a thousand dollars a day and made a here. People couldn't themselves in debt for a what am I looking for for for? Great. When. Well, forget me. Suffice it to say that I it on a cost effective basis. It doesn't strike me as as being terribly worthwhile. I gather that Dr Maurici would probably agree with you. This and I agree with you. There's lots of first of all congratulations on your success. It's always here too, great as an educator. It's always great to hear about people who've invested in education and then received an appropriate reward for their efforts and in success, impress Bertie and a good life. And I congratulate you, and I'm gratified by and there are many many opportunities in the United States to go to to go to school or to take an internship program. Or what have you which you have here is that that people have terribly high aspirations for their children want them to be better than they work? And when you're already very successful financially. You can't imagine your child accomplishing that the same kind of success if they go to southern Illinois state, but the reality is, for example, most of your CEO's went to school in places like that. Because they tend to be very very bright. And they they overcome disadvantages, and that's one of the reasons they become so strong. They make the ultimately become great leaders. But there are many opportunities. The Trump administration has in particular Vonk of his daughter made enormous efforts to recruit companies into providing one and two year, internship programs, and you come out of those I will.

Peter Maurici Jim Bohannon United States professor bribery university of Maryland college Twitter Dallas Afghanistan Bertie Illinois Vonk CEO forty five thousand dollars seven thousand dollars fifty four years thousand dollars two year
"seven thousand dollar" Discussed on KSFO-AM

KSFO-AM

01:51 min | 2 years ago

"seven thousand dollar" Discussed on KSFO-AM

"Seven thousand dollars. Usable. Disaster. We will take care of free existing conditions better than they're taking care of you know, it's really interesting here we are in tax tax season. Right. You guys are all getting ready for tax somebody who filed somebody were going to spend the weekend slaving away at Steve Moskowitz holiday who ever thought that we would be in a situation where literally in order to properly file your taxes. You have to prove that you had insurance in the past year. I mean, that's that's that's crazy. In order to properly file your taxes without getting find you have to prove that you had health insurance. That's garbage. Well, thankfully, this is the last year you have to do that. Absolutely. The the this. This is why that ObamaCare law was so stupid. And that is why we have to see further changes underfoot because what we have before us right now is clearly not working, and you know, the Democrats. No, it's not working as well. And that's why they wanna come up with Medicare for all. Which is what we predicted. They would do to begin with. Now, we have the one point four billion dollars self-financed stadium. This is the warriors stadium. I think this would the business moved. Here is really amazing. So Rick welts is the team's president. And he's doing this interview with business insider, and he's talking about the one point four billion dollars stadium. Now, I always figured. Listen, San Francisco's seven by seven. It's a seven by seven mile city. And it's surrounded by three sides on water. There's just there's no room to expand. Here. There's only one area left. It's interesting. If you went into the history of that area, south.

Democrats Rick welts Steve Moskowitz San Francisco warriors Medicare president four billion dollars Seven thousand dollars
"seven thousand dollar" Discussed on KDWN 720AM

KDWN 720AM

01:38 min | 2 years ago

"seven thousand dollar" Discussed on KDWN 720AM

"Thousand dollars they bought that seven thousand dollar debt for. A couple hundred bucks. Probably right. That's what it boils down to the fourth sale. It's nothing. It's pennies on the dollar. Do they still have the right to go after you for sure, but they must provide account level data. And if they can't do that. Then when it comes time to go to court. They're screwed. When you ask them for because the judge is going to say to the debt buyer. Where's the information? You're supposed to have the information. You know ninety percent of these given the statistic in the past number of occasions. Ninety percent of lawsuits. Between a collection agency or a debt buyer or a credit card company and a consumer are lost in what is called a default judgment. And that's basically the forfeit think about you know, the little league games when you were kit. You know, one team shows up with six players the other one has you know, has their nine and and then some while the team with six players has to forfeit because they don't have enough players. So so that's what happens because consumers are afraid because they know they owe the money. So in this case, I said, listen Pam, something my suggestion to the client Pam, something or be prepared to go to court, and it will be intimidating. But go to court and fight.

Pam seven thousand dollar Thousand dollars Ninety percent ninety percent
"seven thousand dollar" Discussed on Power 106 FM

Power 106 FM

01:36 min | 2 years ago

"seven thousand dollar" Discussed on Power 106 FM

"Seven thousand dollar advance on your tax refund. In minutes broke with no credit check and high approval rates with locations in LA, victorville mauve. Alan lancaster. Let's go. Call one eight seven seven four nine eight ten forty. That's one eight seven seven four nine. Eight and forty. This week at grocery outlet. Wonderful halos tangerines three pound packages are just to ninety nine. Also all wreck saw naturalists premium health naturally vitamins and supplements are twenty percent off. Don't have a license have a DUI tickets or a suspended license. No problem. Adrianus insurance can help you in any situation. Eight hundred nine hundred ninety three thirty three eight hundred nine hundred ninety three thirty three Adrianus insurance offers the lowest rates on auto insurance. You could pay month to month. Even if you don't have a license or have a suspended license and save even more with their two for one special. Call Jonah's insurance now eight hundred nine hundred ninety three thirty three eight hundred nine one zero nine three three three. We got you covered. Eight hundred nine hundred ninety three thirty three. Some restrictions apply. See from the crucial listen up. Are you ready for a real career then out north west college where you can train for a career? You'll love my friends at north west college specialize in affordable healthcare career training. They have day and evening programs. Were you can learn the skills to begin a great career? Unless time they you think they have new classes for me right now. Plus another ten thousand dollars scholarship to attend northwest college. Register today at Paolino's six dot com slash EDU or call eight four four new career that's eight four four new career. To learn more information visit end up. Doc disclosures. Hey, it's easy from the cruise show.

north west college Jonah Alan lancaster Paolino LA Seven thousand dollar ten thousand dollars twenty percent three pound
"seven thousand dollar" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

03:37 min | 3 years ago

"seven thousand dollar" Discussed on The Dave Ramsey Show

"Ramsey show out there how you doing today better than I deserve, sir. How can I help. Good to hear. I actually I have. I was I'm twenty five years old when I was born. I think three months after I was born, my family gave me series e bonds. I've had him ever since they total about four thousand dollars as of March. I haven't double-check sec- had time to sit down and do it, but I was curious, on your opinion, what should I cash those in and get liquid immediately keep them 'cause they're immediately even though their interest rate is for percent on. Yeah, but don't you have? Do you have at all? No, no. I actually graduated college. Luckily with no debt, my parents helped me and I go to. You have. Do you have. Your marginally fund built of three to six months of expenses actually took a hit on it. My truck water pump broke. I had to. How to use this to make sure you had an emergency fund. And once you've done that, if there's any of it left, I would start investing and move on through what we call baby step four fifteen percent of your income going into retirement so, but yeah, they're not. It's not a great place to park money long term, and it's not a great place to park money, short-term, either one. So I don't use as bonds for anything Jesse is with us in Fargo, North Dakota. Hi, Jessie. How are you? In good, Dave. How are you? Good. How can I help. So I'm debt free in my house about two months ago. Good, Mike. Yeah. So my car is worth six thousand dollars and engine just went out on it couple days ago. Not good. So I've I have seven thousand dollars in my -mergency phone right now. My I'm deciding, do I go out and buy seven thousand dollar vehicle? Or do I spend three to four thousand dollars to fix my current vehicle? Okay. Well, the car is probably worth a thousand dollars as it sits salvage, right, Greg. And so if you can spend two thousand on it, that kind kinda like spinning three because you could have got one four, it put two in it, it's worth, and then you could sell it for six even if you were going to turn around and sell it if you can get it running for two, that's probably what I would do much north of that. I'm going to start to think about it. But I mean that you know, you're gonna lose five thousand dollars now or you're going to lose two thousand dollars by fixing it and selling it for six. You follow me, you're right. So I'm probably fixing fixing it with an old used engine. What? What happened to the engine. He the mechanic said that there's something broken and he doesn't know what it's just I was driving it and it just started cluttering and wouldn't go anywhere. Okay. You need a new mechanic. Is Anita know what's wrong with the car. I mean something broken it well, no kidding. The engine, so it's not. I don't know exactly what it is. I know you don't know what it is, but mechanicsville tell what it is. I mean, I I, if it dropped a rod, that means it blue. It's what we call blown engine. And in that case, you're probably gonna buy a used engine from junkyard. And have someone put it in there and you can probably do that for a couple of grand. What kind of car is it. It's Ford Explorer four. Okay. I mean you could have burn a valve or something, and that might be six hundred eight.

Greg Ramsey Mike North Dakota sec Fargo cluttering Dave Jesse Jessie Anita four thousand dollars seven thousand dollars five thousand dollars seven thousand dollar four fifteen percent six thousand dollars two thousand dollars twenty five years thousand dollars
"seven thousand dollar" Discussed on AP News

AP News

02:00 min | 3 years ago

"seven thousand dollar" Discussed on AP News

"Gurneys auction. House in, Manhattan for seven thousand dollars the buyer was the New York public library's Schaumburg center for research in. Black culture, based in Harlem Schaumburg director Kevin young confirms that this was in fact the, unpublished missing section of Malcolm X's autobiography for years the manuscript including the, missing parts was owned by Gregory read a lawyer for Rosa Parks A reportedly explosive White House memoirs coming from a former aide to President Trump and one time apprentice contestant alma Rosa manigault Newman Newman who originally vowed that political foes would bow down. To the president left after a year on, the job and. Spoke harshly ever experience she likened her departure to being freed from a plantation. Saying she, never vote for Mr.. Trump again out of worry for the country the book which her publisher gallery books, also called jaw-dropping will be titled unhinged, and comes out August fourteenth plans to build a natural gas pipeline that would cut through national. Forests will have to be put on hold an appeals court has ended with environmental groups who challenged the decision by federal agencies to. Allow construction of the three hundred. Mile pipeline the ruling by a three judge panel of the fourth. US circuit, court of appeals in Richmond was unanimous and cancels permits issued by the bureau of land management and. The US, forest service allowing the mountain valley pipeline to cut through federal land the judge Has accused the agency's ignoring environmental regulations and acquiescing. To justifications offered by the pipeline company on the project's environmental impact construction of the pipeline which would run through Virginia and West Virginia prompted protests earlier this year they included people who climbed into trees on the pipeline's path and chain themselves to. Construction equipment Hi I'm Megan crane AP digital manager and host of the podcast ground game I look at the top political, issues bubbling up around the country, ahead of this year's midterm elections it's available on apple podcasts and podcast one while you're there be sure to subscribe rate and review it that's.

President Trump Schaumburg center US Rosa Parks Megan crane Newman Newman Malcolm X president Harlem alma Rosa Manhattan New York White House Kevin young Virginia West Virginia Richmond apple Gregory
"seven thousand dollar" Discussed on Truth & Movies: A Little White Lies Podcast

Truth & Movies: A Little White Lies Podcast

02:02 min | 3 years ago

"seven thousand dollar" Discussed on Truth & Movies: A Little White Lies Podcast

"There's one problem particular which only one shot i think is when the love is chased by clan with a gun that shoots popcorn seven thousand dollars to make he's terrible and the pope code is kind of like homing device for them so what they've done is like a clearly in the making of this film they've sat down but showed brothers and written a big like would you call it a kind of bubble graph spotted spider diagram and clowns in the middle everything they could think of societas clowns every single thing like funny will whistles wall to wall to spring flowers cosmo cause and they've just like let's take every single clown trae and flip it into some kind of mud murder device and yeah and that's basically what the film is in its entirety and then you've got these two guys who drive around in an ice cream van two brothers who the town but heads heads is exact you didn't get chance to watch this this convinced you either way oh yeah you wanna see now the different you said about every plow device being turned into a metal weapon that's that's just what you want from account foam these and this is the thing it kind of it doesn't so much like intrigue and delight more than weighs you down you get to the point where they they've gone through so many different stupid things that but the fact that they can keep going and philip film up to feature length you're you're almost thinking while impressed dots really impressed i'd say the two legitimately inspired there's one which is the shadow puppets sequence one which traffic controller christm sequence and that both actually pretty creepy and use interesting like the shutter pitt uses traditional hundred nation for a little second there there are some bits jet i mean as a.

pitt murder philip seven thousand dollars
"seven thousand dollar" Discussed on MyTalk 107.1

MyTalk 107.1

02:16 min | 3 years ago

"seven thousand dollar" Discussed on MyTalk 107.1

"Is she made more money for a speech at rutgers then hillary clinton how much money did she make okay so she made thirty two thousand dollars for a speech i would like to hear that speech that's seven thousand dollars more than hillary made hillary got twenty five grand for her speech snooky got but that she's not the only one who let's see she also got more than tony morrison who only made thirty thousand dollars they paid matthew mcconaughey hey one hundred thirty five thousand that's a good per speaking rate what talk for half hour five minutes that's fun hundred grand back it up to the pay window katie couric hundred and ten thousand that's all i got but snooky snuck who would even think i mean rockers that's a good school it's in jersey right what other i guess princeton why her in are they yeah hundred and taytay for katy kirk to give a speech you know that she's gonna put a lot of effort into that speech what do you think snuck talked about yeah oh the shirt before the show more hey everybody thank you for having me bookie gop danza whatever i'll tell you what's better than new york everything right jersey proud she's not from new jersey she's from new york called jersey show is called jersey shore because a bunch of new yorkers went on vacation in new jersey from the bronx i think they're from staten island water they live out on the island but that i learned is long island water frog new york water frog frog.

rutgers matthew mcconaughey katie couric princeton katy kirk new york hillary clinton tony morrison snooky jersey staten island thirty two thousand dollars thirty thousand dollars seven thousand dollars five minutes
"seven thousand dollar" Discussed on KDWN 720AM

KDWN 720AM

01:53 min | 3 years ago

"seven thousand dollar" Discussed on KDWN 720AM

"And said wanna make sure you have my address correct and they said oh yeah we we know there's usually dress we right in the collector actually said to him well you know if you want to settle this today we can remove it from your credit report all we need is x amount of dollars well there's the violation right there i can this is a big debt by the way is a seven thousand dollar debt i'd be willing to bet and i'm not a betting kind of guy that this entire thing comes off his credit report nieto's them no more money because once he was a consumer say to a collection agency i would like to validate the debt that collection agency can no longer collect until the validation is received by you you're you're kind of in a neutral territory at that point so i shared that story with you last week on monday we got a call from someone who said hey i've got a problem collection agency can come around the corner from you guys can i come in works in the plaza next door or something so guy walks over to the office and the same thing happened except while we were in the office recording the phone call he said to the collection agency a couple of times i just want the the you know the collector said well what's the purpose of your call he said like three times in a row i want the debt validated finally at the end the collector said you know we'll send you the validation but why don't we just make a deal and settle this account now you know for this amount of money and i'm like giving a kid hand signals i'm like don't don't say thing this is where we want them this is exactly so i walked him out of my office and walk them into jimmy coburn's office and you know in a week they'll be a lawsuit and the seven thousand dollar debt is going to go away by the way the seven thousand dollar debt was one of the most insane things i've ever seen in my life you're required by law when you.

jimmy coburn nieto seven thousand dollar
"seven thousand dollar" Discussed on WSB-AM

WSB-AM

01:57 min | 3 years ago

"seven thousand dollar" Discussed on WSB-AM

"To sick their dogs on you and on go anybody who right and then appeal it because what happens is once they're tagged you go to your neighbors and say i i was tagged were you tad well yes i was well let's all all get together and appeal it and if we have to hire a lawyer there are ten of us there are twelve of us and let's see a lawyers going to charge four hundred fifty dollars and you and there are ten of you that are appealing it together well yeah it's 45 bucks an hour per person so at least that's liveable there you have one more fact that i find out from downtown they said that you can ask for a seven thousand dollar variants seven thousand seven dollar dance wednesday guat that's what it costs to appeal asking for a variance saw no no you can't a few until you're variance denied the okay well here okay so here is what you do everybody gets tagged her in the whole neighborhood everybody and then you start collecting money to pay for the application for the various i find a seven seven thousand dollar application fee crazy completely insane so you may actually also want to buy an hour with a landuse attorney or and then the answer is maybe they just hate you which is legitimate now i i was on the phone with you for two minutes and i hate you so i can see that all right dawn i hello don europe welcome to handle on the law here yeah thank here they we purchased a home uh had a preinspection done uh in this inspection it was mentioned that there was evidence of wrote an activity uh in the attic and in the the crawlspace uh there were no evidence of any uh creatures impressive at the time uh so we close the escrow and uh about uh a month and a.

attorney don europe seven seven thousand dollar seven thousand seven dollar four hundred fifty dollars seven thousand dollar two minutes
"seven thousand dollar" Discussed on KKOB 770 AM

KKOB 770 AM

01:45 min | 3 years ago

"seven thousand dollar" Discussed on KKOB 770 AM

"Him him to pay a forty seven thousand dollar fine gray ago was found guilty last year on public corruption charges related to the sale of a historic statebuilding i might gave him on ninety four point five fm and am seven seventy news radio kkob kyrie's the high that's not line hi my husband and kenseth gave me an executive order stylists new l v now what am i go to old navy old navy yup get up to fifty percent off storewide ring only his be president they they'll up to fifty percent off storewide i won't veto that old navies fashioned fourteen started just fifteen bouts for adults ten bucks for kids and colorful these sorts of just fifteen bouts rebels twelve but for kids at old navy and oldnavycom but hurry this deal ends soon well just call me shabir and we're going to old navy now hi highfashion old navy lt col the twenty thousand only the starlight lounge presents box what a great audience mets dim the lights for this next one too much that veritas is going to get things just right like progresses name your price to tell us what you want to pay and we help you find coverage options richer bojan and now the moon wait the lights are back on it is to can you and now it's completely dark progressive casualty insurance company and affiliates pricing coverage match limited by state law okay kids we nutty mobil's unlimited family plan with netflixing colluded so our new year's resolution is to not spoil your show since we cannot her own shows on our phones tablets or achieving good get four lines for forty bucks each per month with auto pay taxes and fees included get a netflix subscription on us so you can watch your favorite movies and shows only with tmobile the israeli forty p small fraction of customers using referred to gigs for month may notice reduce speeds networks for to screen secluded terms of life persecute sales.

president mobil tmobile kenseth executive netflixing netflix fifty percent forty seven thousand dollar
"seven thousand dollar" Discussed on The Renegade Republican with Dan Bongino

The Renegade Republican with Dan Bongino

02:02 min | 3 years ago

"seven thousand dollar" Discussed on The Renegade Republican with Dan Bongino

"Was that in any way difficult for you to understand that simple mathematical example no that was very easy dankvert thank you apparently this was very difficult for the deciders of obamacare to figure out because they've of course they're liberals and they don't really care about things like math and it really care about effective design they care about control and this enabled them to control people so they did it it enable them to get people to get people on the subsidies when you get on subsidies and you give people six and seven thousand dollars for insurance a year it may not be the exact amount but you get the point shown you can more effectively control them that if you give them nothing you can also get them to vote for you democrats are always about power and votes don't think it's always about the money it's about power and votes so they needed people on these subsidies well what happened and the cato peace covers is pretty pretty well some very bright economists uh by the way abidi allotted ideologically very bipartisan economists said what we have a problem here joe the problem is the in center is going to be for people then to work just enough to make eighty thousand a year and not to make a dollar more because if you make a dollar more you're going to lose the seven thousand dollar subsea again makes sense to joe i know this makes sense the on that china talk down to anyone i'm just trying to show you how dumb liberal economics and obama now mix was so some economists came out with a report show that said this is going to cause a massive loss in productivity in the united states because what's going to happen is people are going to stop working at a certain point who would have worked more if they don't work more joe they're not going to produce as much stuff right night and producing stuff is what makes a country i mean this is overly simplistic but it's true it's not falls producing stuff is what creates gdp gross domestic product in which makes a country prosperous so if you create a massive income cliff that incentivizes people to not work any more than a certain point there's going to be a dramatic economic affect now where do.

china obama united states joe gross domestic product seven thousand dollars seven thousand dollar
"seven thousand dollar" Discussed on Super Station 101

Super Station 101

02:27 min | 3 years ago

"seven thousand dollar" Discussed on Super Station 101

"Yeah you're all of them even the woman that got the twenty seven thousand dollar payout from john conyers she apparently has come out in in his asking john conyers to let her out of her her agreement in the payoff to stay silent because she wants to tell her story now johnny's not at a contract you can really uphold and a quarter of law though at the moment you know what i'm saying we've got criminal stuff going on i i dunno not an attorney i guess you could get around it i'm alone i mean i just wonder like y'all's think quiet about these sexual allegation uh but i mean that just seems so backwards she is asking him to lift the confidentiality agreement she signed is part of the settlement agreement 2015 after she said she was fired for rebuffing conyers sexual advances in two thousand fourteen so what it is as she was fired because she shouted down he and now she saying hey i want to come out and tell my story well the fact that she's of scene that's pretty genius though because she's not telling her story but she's at least letting people know that there is a story without breaking the agreement legally meaning seniors obviously won't lift the confidentiality agreement soko uh the woman's attorney said she would be happy to testify have subpoenaed which would automatically voids agreement she said i'd be happy to accept uh uh uh vis for a subpoena for my client's testimony from south house ethics committee or any other appropriate body lethal lisa bloom is her attorney she said she and i will fully cooperate with any investigation into the matter so if the ethics committee who claims are gonna investigate this calls her and says you got to testify under oath and tell us what happens then whole thing's void anyway right so that's what she said she says well yar the one at watson ethics committee so i would fully expect you guys to interview my client who right now is bound by that agreement but would not be if she has to testify in cd immaterial congressman terror witness i think come all bring in our own y'all young wanted the ethics committee nato let's do it let it happen light taken a course look at it happen we're way known y'all.

john conyers attorney lisa bloom johnny south house ethics committee congressman nato twenty seven thousand dollar
"seven thousand dollar" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:36 min | 4 years ago

"seven thousand dollar" Discussed on The Dave Ramsey Show

"Yeah it took a lot of work to find that explore though suitable hunting yeah yeah you gotta get into deal because he got to make these numbers work is anywhere from like a twenty seven thousand dollar least car to the explorer was how much the lead ah the exporter was right around uh 25 so it was right in the same ballpark but so we did we did pretty well there i'm confused how did that get you out of debt the dow is you so the twenty seven with the the getting out of the least and also paying for the new car okay so you would like fifty grand in eighteen months i'd between the personal loan in the car yeah yeah i mean you catch slowed all this yes while you guys gal beans and rice the uh when you got a budget though it actually makes you realise where are your problems are man amazing so what happened eighteen months a put you on this process nobody two months ago we were expecting our our daughter who almost two now and uh i realized that we need to do something because we were barely supporting one child and we had a second one coming um and somehow i find your show again uh we live in a long time ago and again i realize needed to do something so i had pulled up your your store and i have the total money makeover already to order and for some reason i wanted to call my wife i take my way said he'd get a book.

eighteen months twenty seven thousand dollar two months
"seven thousand dollar" Discussed on BizTalk Radio

BizTalk Radio

01:46 min | 4 years ago

"seven thousand dollar" Discussed on BizTalk Radio

"That cost is going to be about a sinoe or more each year depending on the level of care that you need an we've already learned from the health sciences study health views sciences that it's a three hundred seventy seven thousand dollar ticket for post retirement healthcare that's a lot of money and you can solve the major part of that problem which is not paying for medicare because that comes out of social security or medicaid because the government takes care of the indigent we're talking about for those that really and truly need this now you brought up the professional help and the any was just amazed can you stick around with qna our because i wanna finish talking about this the the the professional care but he is getting with people in the memory care business with physicians on staff and all that all i am telling you i am you can probably tell i'm just ecstatic emotionally invested in those patients to leave they're not that just it's not just a job okay uh since i already taught you something about the stock market back in 1929 you've taught me all this stuff over the years we'll do some emails together that's coming up next eight four four ratio if you want to chat real quick but now is the time to email me because if you do during this break i will take it just like that no prep needed and p and on the religious stick around sure if you're suffering from.

social security stock market three hundred seventy seven th
"seven thousand dollar" Discussed on WDRC

WDRC

01:59 min | 4 years ago

"seven thousand dollar" Discussed on WDRC

"A profit a sixty seven thousand dollar slasher well that was so maybe gross i did you know the profit if it's tax about well the yeah it's actually would've been lot thirty two thousand after our uptick allow space k on the arm and then i just a let's at well what's up blue should've been them the arms which out there and do with them but if they're doing that should have put it into a rough our a are college i'm got three kid now filling in the college fun that you know say is in the final twenty mounds they grow tax free but the money that you put in there is not tax deductible sure doesn't help with this year's tax problem i agree i think you got more than income problem than you do attacks problem when you're making thirty two thousand already years roger telling me yeah but it's them in week we you know we don't do a whole lot if we do we go the mound we live the you know the mayor their pitching forward don't third guy thank that night so we try to keep it do on like using you'll overspending on the same are now what i would be concentrating on is i wonder if you can take your skills yeah i know you can't use that facility for outside catering but if you could build a reputation there and you're skills and do some outside catering was so get some basic equipment at home or something to cheer allowed the years i understand your limited with that but i wonder something here to get your income up on more concerned about that than i am saving on taxes i hate taxes i don't a more taxes i don't think you got a tax problem you know income problem but i'm signing so that that's assigned i would concentrate on him and a hold on all have kelly pickup him son you up for on on trade leadership iii book if you'd like and or an audio book if you want on the depending on what sight level you have and so forth whatever's easiest for you invest for.

roger kelly sixty seven thousand dollar
"seven thousand dollar" Discussed on KCHH

KCHH

02:00 min | 4 years ago

"seven thousand dollar" Discussed on KCHH

"A profit a sixty seven thousand dollar slasher well that was so they did gross i did you know the the profit if it's tax about well the net my chance it's actually would've been like thirty two thousand after i uptick awhile especially on the form and play that much so let's that well let's up should've been them the farm stuff which out there enjoyed down but if they're doing that should have put it into a rough our a are college i'm got three key it in the college fun that he us a is in the final twenty most they grow tax free but the money that you put in there is not tax deductible sure doesn't help with this year's tax problem i agree i think you got more than income problem than you do attacks problem when you're making thirty two thousand already years roger telling me yeah but i mean we we you know we don't do a whole lot if we do it but we got to the mound we live in there pitching for we got a mountain third guy coach thank that night so we try to keep it mark using you overspending on the signing are i know what i would be concentrating on is i wonder if you can take your skills yeah i know you can't use that facility for outside catering but if you could build your reputation there and you're skills and do some outside catering lists should get some basic equipment at home or something to that you're allowed the years understand your limited with that but i wonder something here to get your income up on more concerned about that than i am saving on taxes i hate taxes i don't want to play more taxes but all that you got a tax problem a year income problem a sponge signing so that that's a shot i would concentrate on and hold on all have kelly pickup him schein you up for a contrary leadership iii book if you'd like and oren audio book if you want on the pinning on what sight level you have and so forth what it was easy is for you invest for you and.

roger kelly oren sixty seven thousand dollar