35 Burst results for "Seven Thousand Dollar"
AP News Radio
Home sales fell far more than expected in February, as mortgage rates rose and supply remained tight
"Increasing prices and rising mortgage rates result in a decrease in home sales sales of existing homes dropped seven percent in February from January the national association of realtors says sales declined two point four percent from February of last year as the median home price jumped fifteen percent from last year at this time two three hundred fifty seven thousand dollars home prices are surging as potential buyers compete for relatively few homes available and according to mortgage buyer Freddie Mac the average rate for the benchmark thirty year mortgage rose above four percent this week for the first time since may twenty nineteen I'm
Does This Happen to You
A highlight from In the Rear-View Mirror
"I've only ever owned one car. She was my first grownup purchase. After graduation it became quickly evident. That the scooter. I'd used zip around campus. Wasn't going to cut it on the streets of seattle. My dad helped me find her on e. bay. She was a used. Two thousand two hyundai santa fe with skin peppered and dense. She'd previously been involved in a rollover situation but her guts were unharmed while her previous owner wasn't thrilled at the thought of hanging onto an imperfect vehicle. I was poor and open to the idea. She costs seven thousand dollars. It was a fortune. Then let's be honest also now but she seemed worth it as she was sturdy. Safe and even trendy. If you squinted your eyes and allowed for creative liberties. I was bigger than still swollen with the possibilities of the lives. I might lead a wealthy novelist a stylish professor or quirky artist a journalist and actor or maybe a movie director but most of all a dancer. Fuck i wanted to be a dancer so badly in made my stomach hurt if i reflected on it too long as i couldn't possibly want something that much and not get it. I was certain everything would work out. I drove the santa fe. Too many exotic locations my retail jobs. My performing jobs might teaching jobs. My dance students thought she was cool. And everyone knows high-schoolers get to decide these things. I started a dance company. I piled costumes props and dancers into the santa fe and drove them to every show. I could book. my friends. were beginning to quit dance. Giving up the old dream for husbands and office jobs. I decided to be better than that. I was going to dance forever. I was probably going to drive the santa fe forever because there was no way i'd ever afford another car on what i was making foreshadowing. I hold onto
The Woody Show
"seven thousand dollar" Discussed on The Woody Show
"How are you. what's up so Yeah man can we just say. Could we just like establish at florida by far the best con artist in the entire world number one for Scams with your credit card florida's. Yeah so i yeah. It was originally. I'm from michigan scottsdale. Now but i moved to florida five years ago and everybody said watch out for scams watch out for scams and i was like do you know who i am. I can see that. A mile away No this guy was literally the best artist. I've ever met or come across in my entire life so i'm on like offer up and i'm looking for like new stuff for my new apartment and this guy says that he's a tv wholesaler. And he has these seventy inch. Tv for four hundred bucks. And i'm like Let's give this a shot and see you know but no one's gonna pull one over on me right. I ordered one. This guy he shows up with it and in he actually showed up with it. I give him the four hundred bucks now. Here's where it gets crazy about a week. Later i broke the tv. I screwed the mount into tight and it literally put line for the tv. So i called them. And i say hey man like this one broke and i was like. Is there anything you can do. I know it's my fault. He's like dude. Don't even worry about it. I'll bring another one brings me another one so brings hold other. Tv knows that i broke. It took the old one back. And i'm like wow. This guy's really trustworthy. This is great. And i go four hundred bucks seventy inches either. Samsung's i'm like so. How many more can you get is like dude. I can get as many as you want. And i was like dude i will take twenty of them. I will go put these on facebook and sell them for for a thousand bucks. Like why wouldn't he do that through word excited so he goes. Yeah i can do that. And i was like dude. I'll take twenty. He's like all right. He's like the only thing though he's like if i'm gonna get that many of them he's like you have to pay for them for good no worries. How much did you give us over. Seven thousand dollars loan seven thousand dollars discount only. oh man. That sucks seven thousand dollars. It's just never saw them again. You had a logo on it. He had a rec- at a logo on it was like a whole thing and like yeah and yeah sure could be never again is phone. Numbers disconnected the logo company in california. Has nothing even do like. They don't even know this guy. The address some random apartment tampa He's got here seven thousand dollars and he didn't replace the other ones. You really got to well all right. Thanks for the call. Man appreciate it loss. Now let's go to adrian our. Hello hello a dream okay. Graham ad for tiffany's.
The Money Guy Show
"seven thousand dollar" Discussed on The Money Guy Show
"That ira rollover into your four. Oh one cal- the pre-tax assets all the pre-tax assez two zero that out. Because if you can get it to where the answer is no. I don't have any other. Ira assets then you can do. What's affectionately known as the back door roth conversion or roth conversion strategy where you can contribute to a nondeductible traditional ira. You don't take the deduction you convert. It's a roth and because the assets all after tax it's a completely tax-free conversion. Why is this a 401k planning strategy because the 401k is the thing that allows to zero out those pre-tax. Ira's but you have to make sure you have a good 401k to do that. Yeah so that's what if you are sitting on those separate as the simple ariz because look i've had them all. If you think about my first company you don't start off back. Then they didn't even have solo. You always started with a separate. Then you graduate to a simple roi and then you started doing 401k's a lot of you guys are probably the same way you can roll those old. Our assets. Back up into a great four one k. And set yourself up for some of these advanced planning strategy so that's advanced strategy number one number two. This is a big one and this is one that we alluded to earlier. It's the mega roth. Conversion or the mega door roth. That's only available inside of specific 401k. Plans with specific provisions. What's interesting is that. We've spoke to a few corporations to go talk to executives and others and we see this really good plan designs. You will see. A lot of the plans will offer after tax contributions. They'll in service either distributions or in-service conversions. Right there within the plan. That's all the magical recipes. You need because that allows you to. As bo talked about earlier we can load up the fifty seven thousand dollars that you can put into these qualified plans. Sixty three thousand five hundred fifty or older and then any area that you have. It's not crowded out by employer match employer profit-sharing you can go above the salary deferrals with after tax contributions contributions and immediately turn them into roth funded contributions through a conversion. So i'm gonna give you an example. Brian chakma math because math is not my jam. Wanna do it on the floor. Let's assume that you max out your salary deferrals. Nineteen thousand five hundred dollars and let's assume you're matching contribution. Your employer puts in is ten thousand five hundred dollars that takes us to a total of thirty thousand dollars a math right. If you're playing for after-tax four one k. Contributions you could elect put another twenty seven thousand dollars into your 401k of after tax contributions. If you stop there the twenty seven thousand goes in after tax in any of the earnings will grow tax deferred and when you pull the money out. The earnings would be taxable in less. You have access the number to your employer allows you to in that same year role those after tax contributions to a roth or do an in plan roth rollover once you do that. That twenty. seven thousand dollars of after-tax contribution turns into twenty seven thousand dollars of roth that then all of the earnings all of the growth will be tax free forever. If you think it's really cool to be able to do a six thousand dollar roth. ira contribution or you think it's really really cool to be able to do a nineteen thousand five hundred dollar raw. 401k salary deferral. Then you should think it's really really really cool to be able to twenty seven thousand dollar mega back door roth contribution. I do want to kind of put some of had some questions on the senate. I know we're way in the weeds but this is the people who are hanging out. Now are the financial shorts. So they'll appreciate this additional depth if you're a business owner and you know that your pre they're fully funding the fifty seven thousand or the sixty three thousand five hundred fifty or older. This might not be as exciting especially if you have employees because if you know you're already fully funding that you have to worry about the task testing issues plus it's also if you're in higher tax bracket situation do you wanna go ahead and pay at that highest tax bracket just so. You can do a mega roth opportunity. So it's not as great for those people. This is really awesome for executive level employees that this additional after taxes. Actually more money. You're saving it's more savings as what this enables is why you get so excited about it. And then that more savings is actually tax free raw eligible. That's the part. That's the secret sauce. It gets people excited. It is somewhat complex. And i have to clarify that. Because there's a lot of us my small business owners out there who just celebrated the idea of having all this roth money that i always have to say yes but there's some of it you have to. You have to check some boxes. You have to go run. Some census data really nerdy stuff to make sure. This is a good idea. So let's transition to another strategy. Bo- we call this multi income source. Hack yes so one of the things. That's really interesting. We already acknowledge that when you have. 401k's you only get one nine thousand nine five or only get one twenty six thousand no matter how many 401k's you have. However that fifty seven dollar limited can go into 401k's is her unique employer plan. So if you're someone perhaps your doctor and you work for a medical group and then you get income from a hospital and then you have a book deal. You have different income sources coming your way from different employers that are unrelated. One of the things you can do is via solo 401k's if you have accessed you might be able to max out one planet. Fifty seven thousand dollars and then have another plan where you're also taking advantage of either profit sharing contributions or possibly even after tax 401k. Contributions that fifty seven thousand can go across multiple different plants remember. Here's the key parts of this. Contributions retirement plans are coming from two sources employees employers. We know the employees money. That's your four fifteen limits your salary deferrals. It's capped out. It doesn't matter how many employees employees and companies you work for important companies. You own you only get one. Nineteen thousand five hundred now. There is one hack on this four four. You do both you can do. 401k's and for fifty seven different code section with with the irs. But here's the thing i want to make. Sure bring everybody back with these multi income source hacking is that it's the employer person portion..
AP News Radio
Arizona Governor Blocks Cash From Schools Mandating Masks
"Arizona's Republican governor is upping the pressure on the growing number of public school districts defying a state ban on mask mandates Arizona is one of eight states that have banned mask requirements aimed at slowing the spread of the corona virus in public schools get at least sixteen Arizona school districts have such rules in place now governor Doug Ducey says those schools will not be eligible for a one hundred and sixty three million dollar grant program he's created out of the federal virus relief funds he controls the Republican has also created a ten million dollar grant program that mirrors the state's private school voucher program awarding parents seven thousand dollars for each student if the public school mandates masks gives preferential treatment to vaccinated children or requires isolating or quarantining due to covet nineteen exposure I'm Ben Thomas
Pat Gray Unleashed
"seven thousand dollar" Discussed on Pat Gray Unleashed
"In this fun though. Because if hetero 's tore down all of the gay pride posters oh gosh and then reported them to the police would happen. You'd be the hater once again. You're the hill to yeah and you'd go to jail. Base would be all over the place. Yup in fact. I don't know did you see the The auto accident there the parade in florida. yes which was reported as a I the mayor as a terrorist attack. Sure a terrorist attack I mean it was very tragic that an individual involved in the gym was killed but it was an accident. The guy who was driving the truck is a white supremacist. Straight guy correct on. No no no. He was part of the gay chorus in town. Uh-huh yeah part of the gay chorus. And so he was obviously paid off by a white supremacist. Two right now. This car into the crowd. I he freaked out somehow right. I foot got stuck between the gas in the break. And that's what caused the accident and the death. Jeez right and and then mayor mmediately the jumped all over the fact that it was a some sort of straight white supremacists person trying to kill. Gay people right when even the even the gay chorister said no and the you know. He was part of the gay chorus community as well. The driver so lot of media folks pulled their tweets down on saturday. Seeing the news. Break that oh crap you mean. They weren't targeting gays or debbie wasserman schultz. Who was riding along with them. No there are things called auto accidents. Yeah yeah they do happen and we always. They wouldn't but sometimes things like that do happen. Triple eight nine hundred thirty. Three ninety. Three also at pat unleashed on twitter. Also the We've talked about this a couple of times but the Fbi you remember the story from a few weeks ago. They seized all safety deposit boxes in a vault in los angeles. Remember that eighty five million dollars. Taken eighty five million dollars from americans to the government. Yes and it looks like it's still hasn't been returned and may never be returned. Hundreds of people storing valuables in the safety deposit. Box may never see their cash. Your precious metals or heirlooms again unless a federal judge intervenes. This week several are suing the government for seizing the contents of about eight hundred deposit boxes as part of a march raid of the storage provider. Us private vaults which was indyk indicted for conspiracy to sell drugs and lund money So a few of them were apparently under indictment all the rest of them though. Were just confiscated. Eight hundred boxes. And you're you're fine just taking all of them I wonder if maybe you should not. I don't know maybe a little pickier than that. And unless you suspect somebody of wrongdoing. Maybe you don't take their stuff. The institute for justice is seeking class action status for a may lawsuit by several owners alleging shocking unconscionable and unconstitutional behavior by the government. To good way to put it doesn't go far enough though Institute for justice attorney. Robert frommer the feds of an eighty five million dollar cash. Grab from people who are not accused of wrongdoing right again. No charges have been filed against any of these people none. The civil asset forfeiture notices do not identify any legal basis namely the specific offense to justify each forfeiture. Yeah was civil asset forfeiture. They don't have to so they don't and a lot of times. Nobody even gets charged. Ever i mean it. It is the antithesis of america. It is in the fbi actively attempting to retain all of these valuables his evil and after three months. Now they've done nothing. They've made no effort to get innocent people's money and belongings belongings back to them at all. That it's just theft straight out theft. While this case is similar to many of our other forfeiture actions it is also bigger because the government is trying to forfeit hundreds of safe deposit boxes all at one. Go according to Attorney rob johnson. It's also unusual for the government to keep fighting tooth and nail after innocent people contest. The forfeitures he wrote an email. The feds appear intent to make all these box holders proved their own innocence and get their property back with no evidence of a crime. How awful is that. Listen to how it works. It's one guy. Got a fifty seven thousand dollar settlement. If i'm reading this correctly from an auto accident and he kept that cash in a private vault there because he didn't trust the banks chase you didn't address the banks. How about your government. You trust them. I mean you. You would have thought you would have thought allah. Here's a place that's off limits. Nope not welcome to new america. Really bad the fbi appears to have exceeded the search warrant approved by the court which prohibited snooping on the box contents except to identify their owners in order to notify them about claiming their property. Video screenshots admitted in a different lawsuit show agents going through a box tearing open packages and envelopes including coins after clearing clearly. Viewing the elderly owners name contact information. Driver's license on the outside of the box had all the information for the person right on the outside of the box. That is despicable gosh man. Here's a picture. I'm looking at of a couple. Wow holding up. A picture of their family heirlooms that were in this in this vault this this man i mean this is i don't know of a similar instance in the soviet union. I don't know that the soviet union did this kind of stuff to their people. Well i mean it may have the plus side for living under a communist country is that you probably don't have enough valuables to warrant owning a renting out a safety deposit true unless you're part of the ruling class if you if you're in the communist party Then you might have some valuables. But they're then they're not gonna take him from you so at least you've got that going for you if you're communist if you're if you're a loyal communist they're probably not gonna break in and take all your stuff so i don't know that there's any equivalent for any government any time in the last thousand years that would do something like this. I mean these are the kinds of stories. Not that he did. He didn't use this but this is the kind of stories. It of vladimir putin is speaking about america in front of the zaslov he would say well in your own country. You have private Goods in taken from just sort of believe this is i know i know. All of these things were included in a declaration that said items appear to be missing and the owners attorneys told the los angeles times last week. The fbi inventory left out seventy five thousand dollars in coins. No i mean is that is that a crappy agent. Just hold out taking some for themselves. Who knows maybe. I mean it's gonna be really hard to figure out who belongs to what once you've mixed all of this stuff together and i'm sure they didn't. They didn't take any care. They were ripping things apart and tearing open envelopes and disregarding information so this could be tough to figure out in the end The firm has added new clients in the amended. Complaint a couple of storing two thousand dollars in cash twenty thousand dollars in silver as a nest egg for retirement. Well a nest egg for retirement of twenty two thousand dollars twenty.
Bitcoin Audible
"seven thousand dollar" Discussed on Bitcoin Audible
"I i wrote about bitcoin in november. Two thousand and seventeen had that big bull run that caught the world's attention. I took a rather deep look at it and sort of the broader digital asset space. As well i came up with some rough pricing models. But i had concerns about the health of big wins network effect and potential loss of market share along with euphoric price action. At that time. Bitcoin was about seven thousand dollars per coin and had a total market capitalization of roughly one hundred billion dollars however bickering dominance referring to the share of bitcoins market capitalization relative to the broader digital asset industry was at a low point and declining and bitcoin cash had hard fork from bitcoin and split the developer community. To some extent there were over. A thousand crypto currencies including some large ones. Like therion back. Then i couldn't put together a good risk reward model for bitcoin. The others especially given how much price enthusiasm there was. So i passed on. Participating just kept watching over the next two years. The industry had a big bear market and many digital assets collapsed in price. Most of them still haven't recovered the previous all-time highs however bitcoins network effect continued to strengthen. Since then i ended up by bitcoin. April of twenty twenty ironically at the same price of just under seven thousand dollars that i analyzed that back in late two thousand seventeen but with significantly less risk in my view even as the prices increased since then i continue to view bitcoin as a favourable.
Opening Arguments
"seven thousand dollar" Discussed on Opening Arguments
"Wanna get that once again go to hellofresh dot com slash oei twelve and use the code. Oh eight twelve for twelve. Free meals including free shipping hellofresh. America's number one meal kit so let's assume to take take all of them. We're gonna talk about like math in a minute but this person could still wind up a long-term loser and it would not take that long for that to happen right Monthly insurance share fees five hundred thirty dollars. That is six thousand dollars a year again. Run a calculator to see at which point six thousand dollars. A year would produce one hundred thousand dollars in wealth that doesn't take agai- takes a decade. But if you stick around and pay another decades worth the premiums and never dry any more benefits than you still. You may still wind up behind. I would say this might be your weakest argument andrew because the whole business of health insurance by definition would have to be this way otherwise it wouldn't be a business on average anyone contributing on average has to be contributing more than they're getting paid out otherwise it wouldn't be a bazillion dollar business. It just has to be so. I think it's more a matter of degree than merely the simple fact that like all right end up losing out in the long term so i agree with that and there's a similar objection that catherine actually made that i that i want to get to dinner. I want to compare it to investing the premiums. Only that you understand the the dollar value of the contributions coming in and going out because the spirit that animated this response and a half dozen like this that we got was you say it's a scam but quote. I'm ahead financially right yet. And so how do we figure out if you're ahead financial right and like the fact that they're massive problems with our healthcare industry at like you know you're a listener. You already know where we are on that right like that. What i'm trying to respond to is the argument of. Hey i did. This and i came out ahead. And the two responses are one individuals coming out ahead are like individuals beating the dealer and number two. Let's carefully calibrate what you're thinking of in terms of coming out ahead. So for example. We add another relatively unambiguous winner. Was that one. Random canon lawyer guy on the facebook group. That's how he wanted to be identified. Who was in for two years. His wife had two pregnancies. They paid five hundred dollars a month in fake premiums and they cashed out with twenty thousand dollars and benefit. Okay look if you can you get in for. Get some children. Then yeah you you might show up as a winner in this. But i contrast that with another face bookstore where the person was absolutely certain they had come out ahead and again. Remember it like look. This is a bad thing. The cost of an the average cost of an uncovered pregnancy is between five and ten thousand dollars right the medical expenses associated with an uncovered pregnancy. And that is an un discounted number remember. We talked about an episode for ninety seven. It is a condition of the healthcare sharing ministry. That you have to beg down your bill or they will begged down for you if they're in network right so i want describes him again. Don't take legal advice for a podcast. I'm not saying this. Good that the underlying social conditions of this way if you're uninsured and you get a seven thousand dollar pregnancy bill without an h. Csm you can probably beg that down. Get them to write off a portion of and get on a payment plan with the hospital. I will tell you. My wife did that at a time. Prior to when we were not buried and she was uninsured and she had a big hospital. Bill went to the emergency room and paid off in twenty five dollars a month installments while i was in law school until we got to the point where the hospital wrote off the balance of the bill So this is a thing that people do end. it is key. It is a cornerstone part of the h. Csm business right negotiate down the bill again. I i don't really see the problem there. But what i'm saying is if you are comparing the benefit to say seven thousand dollar pregnancy. I had a five hundred dollar deductible. So i got sixty five hundred dollars worth of benefits you did you probably got more like twenty five hundred dollars worth of benefits because you would have had to have done the same begging to bring the bill down without the hcf okay and that reduces the overall sort of value so you know we. We had a person right in and say yeah this is. I'm i'm doing great You know my premiums are a month. So that's that's ten thousand dollars a year and his wife had two pregnancies. There's a different person from dot. Louis came random canon lawyer got a third person and he defined his wife as having taken thirteen thousand dollars in benefits to seven thousand dollar pregnancies for five hundred dollars each. Well you take him at his word. If he's been a member of the ministry for more than sixteen months he's lost out the but again right. If you bring that to net present value is probably still not right. Probably the first one probably within that first year is still not sufficient. Because i will say to you this way again. Don't take legal medical bill paying advice from podcast if seven thousand dollars an unpaid pregnancy and you can afford to pay the hospital. Five hundred dollars a month. They will absolutely discount though and you will pay it off again. Not saying you have to i. I really don't see the strength of this because it sounds like you're arguing against any insurance when that same thing applied to any insurance company. Well no for multiple reasons. The biggest reasons are that the insurance companies have to provide all of the benefits that are specifically excluded. Here right so we're just talking about what people back. Which is what. I'm trying to say like. It's not.
AP News Radio
Many Americans Moved to Less Pricey Housing Markets in 2020
"It seems among the lifestyle changes prompted by the pandemic is a trend of Americans moving into larger homes in less expensive communities relocation data finds people who moved to a different city in twenty twenty on average ended up in the zip code where home values were nearly twenty seven thousand dollars below the area they left and studying tens of thousands of moves tracked by Zillow and north American van lines the average home purchased was thirty three square feet larger than the previous residence it suggests that many Americans used the pandemic and the broader acceptance of working from home as an opportunity to flee higher cost metropolitan areas hi Jackie Quinn
AP News Radio
Jackie Quinn discussed on AP News Radio
"It seems among the lifestyle changes prompted by the pandemic is a trend of Americans moving into larger homes in less expensive communities relocation data finds people who moved to a different city in twenty twenty on average ended up in the zip code where home values were nearly twenty seven thousand dollars below the area they left and studying tens of thousands of moves tracked by Zillow and north American van lines the average home purchased was thirty three square feet larger than the previous residence it suggests that many Americans used the pandemic and the broader acceptance of working from home as an opportunity to flee higher cost metropolitan areas hi Jackie Quinn
Software Engineering Daily
"seven thousand dollar" Discussed on Software Engineering Daily
"I think at some level. There's also a bit of a transformation if you google to search for something and then the site doesn't load or your net flicks stream suddenly stopped streaming. I don't know about you. But i default assumption. There is oh my wife. I went out and i assume it's going to be a problem on my end on something in the wi fi or in the or what's going on with my isp as opposed to the other side of things where it's oh no. No it's fine everything you're doing great but netflix's down or google down. It's these things effectively never happen anymore. That took a strange. I guess pivot in some ways but for better or worse it feels like we talked. What utility computing a lot of. These services have gained that aspect of utilities. Where whenever i flip a light switch or turn on a faucet going to happen next. It's expected if it ever doesn't happen. Wow something massive just shifted. We'll firstly were in australia. So it's always that's always the problem down here. Yes sir joke of telstra here g that list not good in the rabbit hole. I think that whole sort of utility view of cloud as well. I mean this was if we think back. Yeah let's let's think back maybe decade and a half. this was the value proposition. This is going to be a commodity that we turn on and we use as much as we want and just like a commodity. Such is lecture. I think we're sort of now at this. Point is as you mentioned where the expectation of always having availability now so high that suddenly we get a bit of a shock of. It's not there. That's not the natural assumption to blame the cloud. If something isn't available you you start wondering if the still plugged in. yeah at. It's on some level. The the failure mode is not in the summer backs. Running out of capacity it's Wow okay it scaled. Up as i told the to. It served all the traffic. And that's awesome especially in the server those world where you have things like functions that fire off and scale infinitely except there is a constraint and that constraint is budget in many cases and one thing i will say that azure gets very right. That aws hilariously wrong is their free. Tears actually generally free there is. There are no stories that i have seen as you're just saying oh you're on a free tier is someone who's just learning how this stuff works. And oh here's a surprise. Seven thousand dollar bill but that happens almost monthly on aws basis that makes it into public private conversations. I if i'm sitting in my dorm room trying to learn how this stuff works for the first time. I don't want to accidentally have just bought believes this is what concerns. The can'ts we have that discussion about want sort of say fixed cost and predictability interested. And i say they stories and this is what i think. In in many cases draws to say we need predictability and the the real tragedy out of that is that you lose the opportunity to realize how much of the benefits i want to say. People getting surprised bills. And i think that there are a whole bunch of particularly you eccentric paradox that we can use to avoid those surprises. But i really wanna say people are only using what they need. I mean that that's fantastic for everything from you the bottom line to the environment. Oh it absolutely is. I think this is one of those areas that transcends whatever cloud provider talking about at any given moment it the myth is that you pay only for what you use but in practice you're paying for what you forget to turn off very often on one of our cloud cloud economists exploration voyages into a customer account. It's okay you have this extra peta by this giant cluster sitting here in the developer environment. What happened well turned out the developer. Who spun that up or copy. That data off no longer works at the company and cool. There's no garbage collection in cloud accounts for better or worse. These things will retire after you do left to their own devices. Yeah that's i'm sure they have been a few surprise bills they which then of course brings us back to the discussion about. This is one of the reasons organizations with their procurement departments. Make this stuff so hard to try and get more control over things like this. Oh yes and there's a security element to this too. If you are aware that these things exist in your environment but you're certainly paying for them. We'll who's updating them. Who's validating that their security posture data. Accesses are still within bounds of what they should be and some level with these. The reason that i focus on the economic side instead of the security side that no one calls me at three in the morning freaking out about a cloud bill most of the time. That is strictly a business hours problem whereas security is the exact opposite of that and frankly i enjoy getting a good night's sleep though now that i have a seven month old i used to enjoy having a good night's sleep now i just lie there and wait for the next screaming from one side of the other. I know it's a hard problem to solve for it. I don't know what the what the right answers are. I do think that azure was something that was to be direct a little bit of a joke. Five or six years ago i think it is nearly as laughable now as it was then especially when we start looking at the broader microsoft ecosystem. I think that done right. The the future of cloud is really microsoft to lose with get hub being the defacto answer for everyone keeps their code and the code being what people are learning to write within for the first time. It really seems that. They're just a deployed to azure button. Click away from effectively owning the future but they need to shore up some of their platform fundamentals. I if they wait too long the opportunity passes them by timing super-critical here but i am very bullish on the future of microsoft and cloud and for someone who grew up hating microsoft from the open source side of the world. They've turned up new corner. Definitely it feels ridiculous to hold that against the now twenty years later you spell mcso for the dole assign quite that far gone just because it seemed like. That's a little too edgy. In my parents basement style. I preferred to be a little bit more. Eloquent is far as crapping large companies. Especially these days where crapping on large companies seems to be my stock in trade. I think what's what's sort of interesting. They get hopes ovation as well. Is that the entire ecosystem. Around cloud has expanded so much of if i back to those early days. Have obame pine. It was very much around. Look there is from service and you can put your things here. You know you build a more likely and you'll you publish them up very often fairly manual process but now there's so much other stuff surrounding it and if i'm honest there are all these terms that i say putting up as i well as sleeping when that kind of adam is that thing there is. So much periphery around the process of building and deploying and managing software iron above the software itself. That i mean. I find that fascinating modest. A little bit scary. Because i start to realize a missing a bunch of stuff. And that's the problem to watching. The surface area expanded everything where we talk about. Only what is it. Twenty percent of were application workloads of moved into the cloud while we kind of have a lot that the club percentage has gotten relatively large especially in light of how big that pie has gotten and if feels like everything is exploding out geometrically who can say they're an expert on all things cloud or in all things one provider normally very so ingratiating people. I would say it. Maybe that's Maybe that's an adri experienced things. Well i i find myself being much more comfortable. These saying i don. I identify there to be honest even the way. I'm deploying at the moment advocate hub in two zero. I'm pretty sure i'm not doing it. The right way. And i k saying that but you know this is this is sort of part of the learning experience to and what i still find really good fun. Even now is a pay. Check it out. I'm in my mid forties I still really enjoy being out of sedan. Lend something completely new. That i just haven't seen before and there's so many opportunities to do that so i could look at it as as i could say. Hey what a. What a cool time. Run.
The Pomp Podcast
"seven thousand dollar" Discussed on The Pomp Podcast
"Webinars attached. It's more of educational experience because people need learn sievers so if somebody bought the first one they should definitely go about second. Absolutely awesome and take it a step up and they work if you will find you on twitter at bitcoin. Eight and instagram the jackson yet. You got tiktok out there. Now that you're tiktok. I got to six. Maybe to me a total of hour and a half but i'm getting close but hopefully collecting. Some just rent is jesus christ as the guy. Who did the scam token not. I'm not a d. Four followers man. There's a guy who he said something like a watch this any created scam token and it was like secure computerized. Some automatic doesn't word salad but it's scam. Spam and he put it together and read it out and he was like skein. Release that it had like seven thousand dollar market cap within seconds. He was like y'all idiot everything. Yeah larry did. I just released a scam you just copy and paste. Somebody's those amount. They're buying their smart seen. I've seen some terrible coins. You can probably get a hundred thousand market cap two days because this is like botches by the new stuff just in case this is crazy. But that's that's what we're now is a little while we're still in certain aspects just like to seventeen but that's what big one is for us. Why limit. I'm and listen. We're going to do this again. Thanks for coming l. absolutely anytime..
The AIB Show
"seven thousand dollar" Discussed on The AIB Show
"Your son is not about the you know what i'm gonna be. He wants to be that accountants. Want wanna do that. No so but obviously i kind of need a plan see. It doesn't wanna follow dad's footsteps danner. Dad's dan's actually an athlete. I understand that college yeah. The car racing is is interesting. I i kinda cross. I envisioned them going to college but i mean again. Obviously this is significant premature as you have many many years part of this decision being made by your family but at as of now league do you care if they go to college like does it like go. Yo dan i'm going to go to blah blah blah. I'm gonna go internet whatever going to. I don't know do some turn. We're after school. I don't know. I wanna say good job at like record company exit good job with with mb team wide. Take a job with whomever doing in essence doing whatever they really want. I'm going to go and and start working on my on my hip hop career. No unfortunately with the way society is and now so a college education doesn't really mean much it's more is that that unfortunately are you saying the masters means. The masters is the college degree masters in essence. The bachelor's bachelor's right Do you use your college degree. I mean us investors. None use it to get my job. Okay right but but do i use it in my job function zero. Could you have had a different degree to get your job now. Yes you could have. Yes all right so your degree having a degree as helped but the specific degree correct doesn't help you now direct now and again. I'm i'm yeah. I feel like at this point based on what i've seen working in their retirement space and there are a plethora of individuals who have everything from like a policy side agreed to an english degree to a math degree etc. And all doing whatever they want right now but they unfortunate unfortunate a strong word but they needed a degree to get to a stage where they don't need the degree that makes any sense. You know what i'm saying like. They need to pay a good amount of money to then show that they have the attitude to learn to then do something that literally spent four more years. Doing exactly what i wanted to be way ahead of the game and without debt. Here's these biden. The damn decorated sir. You know there's the talk about you know if you decided to graduate and go and say let's say be a fedex driver driver job and coming out making mid five figures over time building it up that you could retire in a better off situation than many people do coming out with that getting say twenty seven thousand dollar job thirty two thousand dollar job and this slowly getting higher and higher but with that debt and burden in the long run for many people plo. Plus you have a four year head start. That's what i'm saying. That time is significant. Yes but now. Don't get me wrong as i'm saying all this too. I know full well that there is a societal predispo- i mean these judgment. There is judgment on certain occupations and blah blah blah. And you judge people immediately. Bhai being and i'm seeing you including myself by the way There's there's always there's always wrong. But there's this first judgment of people. Being lack of people lacking accomplishment when when people meet someone when the first questions they ask is. What are you okay. That's a very hard. I've been trying to stop doing that. And i did have diet. I intentionally stop. it's really difficult. Did not do about the sexy boy. Lionel who schooled me with years ago. He told me he thought it was.
Feast of Fun
"seven thousand dollar" Discussed on Feast of Fun
"It didn't fit with their team. This year pizzas crisis husband said business business partner. Well the theme this year. They have themes every year. I'll she's you know. She's an industrious claim you know. She's got their tara vault that she's done the at the meant. She has other projects which are under named at this point in time that she's looking at a bunch of different stuff in so but she absolutely loved it and i think i'm sure she would love to lie in that bed at some point in time. Fatal yes with clean sheets clean. Somebody like any adult film companies. Kind of like you know more you know x. Rated uses of this bed rocky horror fans. Have you sony or is it twentieth century fox pictures you know i. I'm just i guess over. The past few weeks have just started doing some some serious pitching. I was super busy. Just kind of doing the rehab on it And just taking care of some other you know doing more more shoots of it So now i'm kind of ready to really do some decent more serious serious marketing The morning news and like even noticing that the newscasters like weird mouth jackson. Npr cody. i. I think he really liked it. Actually i think so. Yeah yeah i mean. I don't think he would've a slack jaw kind of moment where he's like war that there's really big. What can you stick in that. He didn't say that contacted sotheby's no no i. I haven't not yet. But some rapper named bad ass nigeria on to be my friend on facebook. So maybe who want it. One of those princes with lots of money like it like an artist or royalty from nigeria. This point in time the history of the internet. You know what. I'm saying like does nigeria. Have royalty. i'm not sure you know. I heard all that but i'm not going to also got some requests from some military personnel in the syra kunda gambia. But i'm a little hesitant to befriending people in the military. But then you know maybe i can. I can make up my own of militia force for the bid to to protect it if it comes to that point some people in the us military to what's that a warlord lawrence the bed. That'd be something. I don't think no. I don't think this guy was a a warlord. His uniform quite official becoming like this media darling because you're kind of being sometimes like we develop these relationships with objects or people or jobs. Yes yes there you know i mean people talk about their wives or their husbands is the ball and chain right or the but in this case your tone mouth bed yes yes stream and sometimes it's a nightmare it definitely goes goes between the two of those listening right now if they want to write a check. Get the bed out of your hands. How much will you. What's the what's the asking price. Can i ask you that. Well you can ask me that if someone wanted to cut me a cheque right now right now. Five hundred thousand dollars. Well sure. I mean that that that would be okay. That's a low to high. Can we give it. can we get it for. I'm no year uku somma so we're gonna turn this on dot com. Can we get this for twenty five thousand dollars. No i would say you can get it for forty thousand dollars okay. Sold who wants mcvay thousand below the sixty thousand over here over here. Six thousand three hundred forty thousand sold. I take a couple of bitcoins. You know How much is bitcoin lizard. You don't wanna be getting bitcoin right now. Michael back up. It's it's been hovering i. It's been a wild ride the past week but is thirty. Seven thousand dollar marketing into russian darks. But i like this idea. I actually did get a a query actually yesterday from someone who this some kind of producer in la i think. Those vr experiences That you know that could that could be something but yeah you know. I'm just like a movie sets could be. It could be. I think my my dream for though honestly is i think i would. I would prefer to be museum like it's my my kind of dream about it would be. Yeah that it's that it's any museum. 'cause i would if it ends up in a private home than not that many people are going to be able to experience it. So i'd rather not a bad idea because the jaws muppet the puppet that steven spielberg used to make the shark come alive for the original jaws. Movie is whether it museum museum of motion pictures which just opened in in los angeles last year. they're supposed to have jaws. They just did pretty much what you did to your teeth. Kind of Refurbished it and so this was the job is like i guess they made like four models and this was at universal studios for a long time and so then somebody you know it was sitting in like your puppet like in the desert getting getting dusty are like your piece of work in the desert and so they rehabbed it and what's interesting about jaws though is like it has a name it's name is bruce they call it to the papacy. What's interesting though. This is bruce and and the seventies when this show was It was a very very Ah gay sounding name was bruce. If you're gay. Like that was the game bruce code. It was because of the jaw. We have a friend of vivacious and she calls her spe. Her nickname used to be john. Kreese lee. Because i don't know if i don't think so right point i'm trying to make though is that you know it's our friend. Vivacious nickname was jaws. Because she loved to perform you know man on so they. They caught her jobs. And so i think because of these teeth teeth. So i think we often think of them and relate them to oral sex and so they're like this jaws in his name is bruce bruce time jaws came out at the they named the shark bruce because they wanted the shark to be k. To be bruce was code like the area in gay culture for somebody or you know understand. I actually had a character was the jaws and it was voiced. They call it bruce to in his voice by had the same at southern gay accent as another character on the show so it had same voice. So i you know jaws is gay because.
Gaming and BS RPG Podcast
"seven thousand dollar" Discussed on Gaming and BS RPG Podcast
"What else in nature could do such a thing. What other seemingly mundane barnyard animal. Can i use a chicken against the owl bear. Is that possible. Just it cracked open this thing and it doesn't know where in the display of rules. Does it say donkeys can kick the living shit out of no new orleans jonky rules and they're the splash abuse natural ed borne enemy. Does that nowhere fucked with it with my players and that's what we got so anyway enough examples it is. If you've done this type of thing to effect i actually do encourage people to check out j. rashes foreign postal colors pretty cool. Very simple very fast. Read just what he did. How in the consistency. That i think it helped create was really well. Done if you've done the of thing Let us know kind of how you've how you've done it and If you have got it. You're like wow. That didn't work. That'd be good. Do we learn from our mistakes. And if you've done to great effect leszno be cool. Yeah let us know scan in to die. Roll offer you tune it. Four missiles points game a key. Wanna bring to you right. I one link to craig's recordings of us plane blades in the dot c. a. brett. Excuse me win an emmy. An internet emmy for his formats wasn't nearly as good as your slink but Yeah yeah it was a mistake man. Yeah that's good as him. Repeat over gac everything back. Yeah i don't know what brett's talking about next one discord community member draken dice as kickstarter court of blades. Ends may twenty first two thousand twenty one The it's a tabletop. Rpg power politics power politics gun powder diplomacy renaissance magic and romantic skulduggery powered by But is it bleeds in the dark powered by. Oh yeah. that's our by the dark powered by the blades of the dark. Dark of the cinder dark winner. Brian give that guy blake coffee four. But he's like boise like a seven thousand dollar minimum and they're like four fifty grand or something crazy he wanted Seventy five hundred bucks. He's got forty. Nine thousand one hundred thirty might be his wife and he did student. I don't remember exactly but yeah it's checking out it's really look sharp yeah Next one checkout bsa's ghost gm and table talk rpg and twitch ghosts does Show up at the chat every once in a while but he's got a twitch channel. may hostal role for gaming where they discuss different topics and issues regarding world of tabletop. Rpg's they do think some actual play to like i think details from hamas. Good stuff next one. I was looking at twitter. Feed and then in this i stumbled across which was interesting and i'm not quite sure exactly how how it works. It's the rpg kitchen which is our mission to help tabletop rpg. Creators earn a living from their craft. All our prophets goes towards ending world hunger. Great novel 'cause first tabletop. Rpg rental store yes sir so he you as a creator somehow put your stuff up there and then i think people rented. That's how you.
The Midnight Patriots
"seven thousand dollar" Discussed on The Midnight Patriots
"You compare a tesla. Let's let's say let's see attest love I want to say a model s or a model y okay You're talking about a sixty or seventy even eighty thousand dollar price point okay for a vehicle. That goes approximately three hundred miles. Gay number one and then number two. It takes two hours or more charge. Okay which is all well and good. I think for for probably the bulk of people that in metropolitan areas. That's not a bad deal but but what people aren't considering is your break even point for gasoline a comparable with vehicle The gets. I don't know what he what he figure a a standard. I don't wanna say compaq. Let's call it a big four leader later engineer. A small six in a in a a sedan when we think gas mileage is where at twenty twenty two twenty five highway. Maybe eighteen to twenty city somewhere around there. I think they've got a little bit better but yeah. That's not the typical. Let's let's take like your standard type sedan. Okay so you're paying thirty five thousand for that sedan and current gas prices under the trump administration. Your break even point for fuel on buying an electric vehicle would be well beyond a decade if you add of the caused gas of gas versus you know what it takes to travel somewhere etc etc. Okay you're talking double the price because nobody. I don't know a single person. That's been thirty thousand dollars. Gasoline over over five year period. Well and to your point you know taking that also you got to think about the fact of kind of going back to how we were talking about rural areas and everything that internet. How are they gonna have the charging stations for electric cars. You wanna do that's gonna be. Let's let's let's break that down. Even further for for for a moment dismissed the more rural areas from your brain. Just just from dismiss that. What about renters tenants and apartment complexes how about how about people who actually rent homes at the landlord won't allow those those units be installed. There's charging it has to be installed. What are they going to. they're going to have to. You know what they're gonna do is it'll be like on the street parking basically so they'll have spots setup where you have to park on the street but you have to pay a parking fee to be parked there to charge right exactly and right now like i said i i like the i like words going to where it was going as far as under president trump trumpet a couple of very smart things. You did a couple of dump things right. I think we both agree on that. I think the smartest thing he did was eliminated that tax credit people are probably gonna give me shit for this for for binding electric vehicle at seven thousand dollar incentive. Okay because that in my mind that leads factors to oh we can just charge seven thousand extra because and then take it off and make it look like savings is a blatant manipulation of the consumer market. Okay in my mind. These are large corporations if they wanna compete let them compete. Okay but you don't pass an additional fifty cents gas tax under the guise of of saving the okay and then shift to To battery powered vehicles. It require cobalt in rare earth minerals. Who by the way. I'm going to set and that nation. Look up who owns the vast majority rights for rare earth minerals. I'm just gonna drop it. They're further further look up. What a cobalt mining operation isn't where it is in see and just check the age of those that are that are mining age in the conditions of those working for co working cobol. And then take a look at your. Take a look at your rough next on on a drilling platform okay. I'm going to leave that right there. But you're talking about in the marketplace with an intentional shift towards hostile governments ways of life. And if if any of you have not seen a lithium lithium mining operation by all means go to google go to photos. I've been lithium mine and see what devastation. It's causing the environment. You're not doing any pluses batteries. Don't last forever. And i mean you go to you know the the whole going to your point as far as the the green new deal and all that stuff look i mean i totally do agree down the line that we need to go to a greener Agreed or source. However i think we all need to be better stewards of our environment. I don't think anybody. I don't think anybody disputes that. I think the big problem is is that they're trying to do too much too fast. There's the infrastructure to have to go. Green isn't even there. I mean texas. I was the freezing cold. Exactly exactly i mean. That's that's i mean. That's that's part of it is when you swap over to these renewable sources. They are not as reliable and they are not as powerful okay. Solar is a great idea. And let me let me let me back that up at midnight patriot nation. I know you're to fact. Check me and please do. Solar is a fantastic way to power. Your home okay. So for instance if you can get solar panels. If you're in a position to do that i think you should. I'm not gonna make you. I don't think there should be legislation. But i think you should okay at the point of service which would be a home okay or or or or a small business like that. Solar is fantastic. You know where. Solar sox generation and transmission. Okay when you have a solar farm and you're pushing down the line it requires the exact same amount of energy is pushing Fossil fuel a voltage down the line. Okay the the actual conversion rate of your of your standard photo will tax. They've actually got a little bit better about twenty two percent. I pushing thirty percent efficiency. So seventy percent of that of that electrical conversion is lost and a lot of people. Don't understand that you know. We haven't refined technology to the point where we can just flip a switch and go bring now. We've got it for the infrastructure in place to be able to start moving phase yet. We need to phase not cut off right. This goes back to the old drill. Baby drill argument okay. We need every source. Not just one. We need that. We need to have every source available. the put into play while the while the while the The the greener generation at generation as far as the power generation methods the greener generators become more efficient stronger accepted. Because that will happen or when you pour money into it that will happen. But we're not there yet. I love this delusion that people think we can just go. Click and nothing will happen. You know there will be no negative consequence and yeah no. That's that's absolutely not the case. I'm going to leave it there. Then you know to go to that point then you have the fact now that the biden administration wants to do a corporate tax to pay for all of this. Oh it's yeah under the delusion that companies aren't going to leave when you're getting more taxes or you know what i just saw the day that said that the by the administration is pushing for a global tax rate a global corporate tax rate so that american companies can't ditch there can't basically outsource or hide their profits somewhere else. I news where your company countries like switzerland countries like the grand caymans You know the places where where the actual wealthy people stash their money. They're not gonna agree. Oh no no no the way. There's there's too many Security.
BiggerPockets Money Podcast
"seven thousand dollar" Discussed on BiggerPockets Money Podcast
"So i always had some sort of angle going on so yeah. I worked a lot during school as well not fulltime okay. I want to point out for people who are listening. Who have kids. Who aren't talking to their kids about money. Barbs parents talked to her about money all the time. What did you say. I don't ever remember not talking about money and then you didn't need to go into debt to go from college. You still work to pay and get money and you always had a scheme. I would love to see some of your hippie shirts. Because i have never met a person that i would consider less a hippie than barb. Friedberg a i know. I've changed a lot. I a- lock lassie really classy woman and your acquaintance hippies with class. I don't know that's a horrible thing to say you know did me have sides in the sixties hippies allowed pretty much you know but whatever what i'm hearing from your story here is hey like this. Financial discipline was instilled early and often and there is a You know there's a seven thousand dollar inheritance College was paid for with that hard work in some assistance for mom and dad and then those habits of continued straight on through after graduation where you could find work and always you know applying a side hustle. And so what. I'm curious about is do you have any sense of like the percentage of your income that you were able to save during those first few years out of college. Yeah and how. You kind of began approaching the wealth-building game with that. Yes and i want to share a story because in my mid twenties i met my husband my current husband and within two weeks i had taken over his finances so i know this is not typical but i was like you. Don't have an ira account come on get with it. We need to open an ira. I will be managing your money. He said let's go shopping at you. Know one of the major department stores. I said you're not going to the outlet mall. come on he's like. I don't shop at the outlet mall. I'm like what you're gonna shop at the outlet alone now and so your money talk before we after yes we. He paid full price for his car. So unlike i know you still married you use. Such a wonderful is the best ever way about the money. Talk as you say all right. We're very down. I got their black shopping. Now it's and so. How much did we save. I always saved more than i could afford literally. So i was the mass. We were the master of the hack. You know how do you get a lot for a little so actually. When we had been married for a couple years my husband wanted to go back to graduate school. And he has since gotten you know. He got his phd in psychology. He's been a child psychologist for many many years but at the time his graduate school we had to come out to california which was a really really expensive place and it was. The tuition was very high in our minds. Not i'm not gonna tell you how much it is 'cause you're going to say today. That's nothing so. I got a actually a really really good job. I had gotten my master's degree in counseling Before the head and was a career counselor for a couple of years. Got a great job at san diego state university contributed the maximum amount allowable by law to my 401k. So we went actually to a financial planner at that time and he said to me. I cannot believe how much you're saving. And i thought you know this is normal so i have a lot of. I just need to save you know to me. Money is not what you can buy with it. Money is security..
Side Hustle School
Childrens Librarian Builds Bra Business
"Alison alexander. Saw problem took it upon herself to find a solution in two thousand fifteen. She started doing cross stitch quickly became passionate athlete. She continued to workout. Her body began to change and then came the problem. She was more muscular than she was before and her sports bras didn't fit right. She tried shopping for new ones. But the options available on the market didn't fit. Well either. She was also bothered by the fact that muscular women weren't often showcased at she didn't feel seen allison wanted to change that for both her and women who look like her muscular and strong. That's why she started. Kfi t fitness apparel brand geared toward female strength athletes to launch the business alison turn toward another brand. She had tried to start in two thousand ten back then. She was in the midst of battling postpartum depression and needed something to focus on so she sold some of her daughter's old clothes that she was outgrowing. It took off quickly. She called it. Kids fly to in two thousand. Thirteen allison took her online success and open to boutique and ever she says now was a huge mistake. She quit her job to run the store and soon realize she hated it. Kids fly to faltered after that she went back to work two years later with the bones of a business already in place she built. Kfi notice there of the initials come from the kids clothing line. Kids fly to when pivoting from business that no longer work for her. Allison who also works fulltime as at children's librarian to take the part she did enjoy and explore new ways of doing it for example one store that already offered sports bras was lou limit. It's an incredibly popular brand allison. Says she felt it catered to thinner women. She bought a bra from them and began some online research searching to find a manufacturer she connected with a few of them and had samples eight samples of bras designed to fit women with muscular backs when she became wearing the samples to the gym. Several other women ask about them. Seeing this interest you decide to invest in several colors. One style of bra and watch a jim listed a photographer. Who was hoping to start a portfolio and we'd take product photos for free. Then she created a shabat by sight and chose ship station to manage everything associated with shipping. And by the way. Thank you ship station. They are also our partner of the show but they have nothing to do with editorial so it's just always fun to hear when they're actually helping one of our case studies alison connected with local cross. Fit women who competed at elite levels the local athletes and introduced her to cross women who are nationally recognized. She even had whole teams of women order custom process to wear at large cross bit events that were well photographed and that resulted in organic marketing per calf. Now let's talk about start up. Costs low. start up. Costs alison salts personal items for two hundred dollars. She then use that money to buy sell and trade her way up to two thousand dollars which then invested in her first set of inventory was able to keep costs so low because she kept that first collection of inventory small and shopped around for the best most cost efficient manufacturer currently kfc averages a profit of five thousand to seven thousand dollars a month. Alison markets are products primarily on instagram and an active email list. She's used paid ads only a few times and prefers instead to identify influencers. She now has an ambassador team of more than one hundred women to market products. She says micro influencers those with a good amount of followers but not a very large amount. She says they've been a big key to her. Success and to never underestimate someone's value based on the number of followers as kfc has grown allison added to the types of year. She offers she noticed that the business attracts different types of women. Now some of whom don't do cross fit currently offers tank top shorts leggings and more. She tends to stick to basic styles offering them in different colors and prints which she believes encourages repeat buyers these repeat buyers or where the magic happens because it takes a lot less effort to retain customers to acquire them. Once she has a customer she can email them to show off new products. Subtly prompting them to order again a big deal in a crowded online space. She knows that she has customers who bought during her first product launch. Who still shop with her today. Looking to the future alison plans to wrap up her graduate degree in leadership which aids both kfc and the coaching business. She recently started. That's focused on working with other women who have us women like her. Who saw problem and set out to solve it
Optimal Finance Daily
Silly and Misleading Retirement Calculators
"I think the main reason people seem amazed at the idea of retiring at age. Thirty forty or even fifty is the lack of real information on early retirement. In general if you type retirement calculator into a search engine these days and enter some stats about yourself. You will find some very strange assumptions. That are guiding you to think you need an absolute load of money to retire for example. I was once working through such a guide in a magazine from northern. Trust a bank that caters to the wealthy. It went something like this. Consider your goals for retirement. What life events do you need to be prepared for. The following table lists average cost children's and grandchildren's university education. A hundred thousand dollars per child children's and grandchildren's weddings twenty five thousand dollars. Assisted care facilities a hundred thousand dollars per year. Medical costs funeral arrangements. Twenty five thousand dollars trust funds for loved ones esteem and legacy planning and charitable foundations. 'wow looks like you're well into the millions before you even get to buy yourself some groceries. Another retirement calculator on cnn. Dot com has various parts to fill out dropdown boxes pre filled with hand values like retiring at age sixty five and needing seventy percent of your maximum pre retirement income constantly for the rest of your life. The drop down box with seventy percent in it did not even offer a value lower than forty percent. This percentage of income concept is one of the most anti mustache ones out there if you make two hundred thousand dollars per year just before retiring this experience. Corrupt you so much that you need a hundred and forty thousand dollars per year for the rest of your life or is it possible to maintain the same luxury standards of a person who has a merely comfortable income like forty thousand dollars per year. This goes back to the ideas of the get what you need posting. I made recently and that is why not go for maximum happiness rather than maximum consumption. I propose that maximum happiness is achieved at a spending level where you live in a comfortable space. Eat healthy foods and get to do lots of active and stimulating things with friends. That doesn't have to cost a hundred and forty thousand dollars per year or even fifty thousand dollars per year for most of us the other assumption they push on people is a very low rate of savings they assume you will less than the annual limit on 401k contributions. And don't say much about what to do if you save more than that which the high income person mentioned a few paragraphs ago could certainly do so these banks and mutual fund companies will continue to tell you that you need millions of dollars to retire because it benefits them for you to invest your money with them. Luckily it's a harmless bit of tom foolery since the saving benefits you as well but the disservice they do is in scaring people out of dreaming to save faster or to think about much shorter time horizons like tenures instead of just plain old age. Sixty five so. I'll give you a quick retirement calculator of my own adult couple with no kids or whose children are. Grown can live very comfortably on forty thousand dollars per year and retirement. My own family lives very comfortably with one child on somewhere. In the twenty seven thousand dollar range you can shoot higher or lower depending on what level of luxury water pursue twenty. Two eighty thousand dollars is a good absolute maximum sane range. But if you don't want to calculate everything out just go for forty thousand dollars and figure out how to make your savings produce that for you for a single person. It might be difficult to slice in half because you lose some benefits from sharing a house in car but you can come close to quick early retirement budgets number one in early retiree couple lives on thirty thousand dollars per year. Earning five thousand of that combined in part time luxurious post retirement careers. The remaining twenty five thousand dollars per year is generated by their savings. Six hundred and twenty five thousand dollars of total savings are required to generate this amount of passive income using the four percent rule number two an early retirees single person leaves on twenty five thousand dollars. Earning ten thousand dollars on his or her many career. Fifteen thousand dollars per year is required from savings which calls for a nest egg of about three hundred and seventy five thousand dollars. I'm working on some much more detailed and exciting sample budgets using real numbers for my own spending experiences before and after retirement
NBC Nightly News
Americans begin receiving Covid relief direct deposits
"The massive covid relief. Bill was signed into law just two days ago but this weekend americans started receiving those checks some totaling thousands of dollars. Kelly o'donnell is at the white house with one. Your money will arrive. Kovin relief is now showing up as money in the bank and lighting up social media. Fourteen hundred dollars for steve martinez in san antonio nicer price of kings. So soon and it couldn't come at a better time. The key to fast delivery this first wave of direct payments going to qualified americans who filed tax returns that linked their bank accounts to the irs. My phone got a notification saying that the irs had direct deposited. I was on the phone with my mom. I go fifty six hundred dollars for twenty five year. Old mom breanna raines. Who is out of work in casper wyoming. I have some bills that are behind. Obviously so those are all already caught up. I got all of those caught up this morning. In springfield missouri. The covid relief math means faith produce family of five qualified for seven thousand dollars. They received today both have a little bit of weight. Lifted off of our shoulders not have to worry asthma as maybe what the nuxie months holds but the rollout of deposits paper checks and debit cards is expected to take weeks. Eighty five percent of the households in america. We'll be getting this money to track your check. The irs says its website will provide daily updates with its get my payment feature. We're going to be traveling. The country to speak directly to the american people about how this law is going to make a real difference in their lives. That biden team road trip begins monday with the first lady vice president and second gentleman also making stops to promote the relief package. Kelly wash such a big push to sell a bill that already passed. Well it's promotion and politics. They want to be certain. Americans know about the real world impact that will affect them and they wanna make sure democrats get credit for it
Streams of Income
"seven thousand dollar" Discussed on Streams of Income
"Hit twenty five twenty seven ish. We decided okay. It's time to really offload a lot of these tasks that can be done for. You know fifteen dollars an hour or less those days like. Can you remember back when you were hitting at that. Twenty five or twenty seven thousand dollar mark per month. What were those days and weeks like us guys like working like crazy trying to keep up just like either we're gonna we're gonna burn out or we're going to have to hire it out in order to increase. Yes so that's exactly what it was. I mean we were shopping a ton and then we would bring it home and we hated prepping ships so we would let it sit sometimes And we tried to do other things and so we tried a bunch of different models at that point until we decided. Okay we're just gonna focus on re plans and blow that up as much as we could So yeah we hated prepping ship. I've described it before soul-sucking for me it was a killer. I don't like it and so we did everything we could at all costs to avoid. And so yeah. We hired this to people and we hired a shopper. And then we hired another person For the warehouse and then another warehouse person and then we've gone to four or five shoppers now about six warehouse people. All of them are part time except for one. We have fulltime and so we did that. Not necessarily intentionally. But i kinda like that because it's You know we can count on a bunch of people if one person to take off. We aren't counting on that one person to be But that was just our choice. There's obviously more people manage than the aso things we off loaded managing our back end of our amazon account so reimbursements refund stranded inventory pricing errors. All of those things we off loaded two years ago. I think two to three years ago at this point given the that right..
The Thriving Dentist Show
"seven thousand dollar" Discussed on The Thriving Dentist Show
"Set up a system where you collect everything you produce and that'll have you philip feeling a lot better about that in your practice and it will certainly improve the financial health of your practice. Many dental practices are carrying way. More in accounts receivable than they should and as a result Their do money on dental care. They've already provided. And it's time we change that So i think you're going to enjoy this episode Safely say that every single one of our listeners can benefit from the content. That's going to be in this episode So let me just dive right in before i get into all the tactics and details. I wanna share a core concept and this is the concept that everything sort of revolves around payments success. And i call it a core concept and my core concept. Is this always practice financially. Arranged dentistry always practice financial arranged now that that sounds kind of fancy aaron. What does that mean. Let me give you the definition This means that the patient understands all fees and specific arrangements are made for payment before any treatment begins. It's called the no surprises policy. The no surprises narran as a consumer. Have you ever been surprised. as a consumer about you know a bill or a charge that you incurred that you weren't prepared for have you ever had that i've ever had that experience absolutely absolutely. It's not fun if you don't like it now. i mean. Imagine taking your car in for service. Let's say it's out of warranty and you take it in for service and the the The garage mechanic Takes care of whatever it was and then you come to pick it up a day or two later and you're presented with a seven thousand dollar bill for a transmission rebuilt and you thought maybe it just needed a little adjustment and so then the the you know you show up and and the kennedy says well i got good news for you near your car's all taking care of. Here's the bill and you look at it at your chin hits the counter example of that where this is used well as uber right in the old days when you get into a cab. You don't know how much that is going to cost and now with uber. They'll tell you before you even get into the actual on your phone. you know. this is how long it's gonna take. This is how much in cost and they keep that promise. No surprises for prices. But you know that this happens a lot in dentistry where The patients in the chair. The dentist does submit. The patients assume it's covered by insurance. And then they discovered it wasn't and get presented with a bill. That isn't a few bucks. It can be significant and it really leads to an upset. It leads to an upset and we want to avoid them all. That could be of what you know. Go back to my example of taking your car in and needing a transmission badgen if it went like this instead of paint aaron. Thank you bring your car in. We have considerable experience with transmissions. Here's what i'm going do..
the NewsWorthy
Tesla buys $1.5B in Bitcoin, will accept as payment soon
"Tusla is throwing its weight behind bitcoin. The electric automaker has now invested one and a half billion dollars in the crypto currency and says it plans to eventually accept payment from customers as reminder. Bitcoin is the world's largest crypto currency. It's basically like a digital form of money that's decentralized or in other words there's no main authority like a government. Ultimately the value of bitcoin is based on what people are willing to pay for it and tesla founder elon. Musk has high hopes for it. Tesla's investment could have a domino effect to as the washington. Post points out. It could prompt other major corporations to accept bitcoin as a legitimate form of money already microsoft wikipedia and pay pal accepted worldwide. But now that tesla is in. Bitcoin hit a new high yesterday topping. Forty seven thousand dollars per coin that said some market experts are skeptical. They think tesla is just investing in bitcoin. As a distraction meant to stir up more interest in its own stuff to be continued.
The Digital Story
Protect Your Camera Gear from Theft
"So i have a few stories to start out with one very close to home to from the headlines just to illustrate just how crazy things are right now and it comes to real stealing camera gear and then i have. Some ideas These are things that i'm practicing in my own career But i'm going to share them with you in terms of how to protect myself how to protect yourself and how to hang onto our cameras because it feels like there are a lot of folks out there that want to take them from us and obviously we don't want to lose any of our gear that we like so much and we don't want any harm to come to anyone. The happens to be in the area at the time. So these considerations are very important. So let's start out with a few stories of what is going on now. The first one is close to home because it happened after one of my workshops in two thousand nineteen the bodega bay workshop. And this is the gas station smash and grab so one of our workshop. Participants Had finished up and he was heading back to the airport and a rental suv and he had his camera gear in the back in the hatch area of the suv and he just made a stop at the gas station and he needed to go inside to get a couple items and in that short period of time that he left his car which was locked he left it locked to go inside to get a couple of things. Someone had either been eyeballing him or you know. We're never sure exactly how this happens. But they knew exactly where to go and they went to his suv. They smashed in the back window. And that's what they do. They don't mess around. They just smashed the window. They reach in. They grab the gear in his case. I believe it was two backpacks full gear and then they speed off all in just a matter of seconds truly disappointing to hear that that happened to him. He had had a great workshop. It was one of his first workshops with us and then to have it. Finish on that note made me feel very bad and you go inside for a minute your cars locked and he still lose your gear. That's what i'm talking about the state of things right now. Now this next one was in penn. Pixel i read it on pedal pixel just today in Let me read you this. And by the way i have the link to the story In the show notes. The talkers robbed while stuck in san francisco. Traffic lose seven thousand dollars in camera gear. I don't know if you saw this or not. There's actually a video that goes with it at someone else. Videoed it happening okay and you can see that when you go to the link. Regia the text right here. This may be the modern day equivalent of a stagecoach robbery. A of photographers were just brazenly robbed. While they were sitting in traffic in san francisco robers smashed their rear window and stole a bag filled with seven thousand dollars in gear and it was all caught on camera. Abc seven which is a local news station reports that the husband and wife real estate photographers ben. And marsha of home shots were waiting to get onto the interstate eighty ip around four thirty pm friday afternoon after finishing a photo shoot near dolores park as the video above shows and so they do have the video there a dark honda than pulled up. Alongside the photographers. Prius a man jumped out quickly. Smashed the rear window smashed. They're sitting in the car. Smashes the rear window. Grab the equipment bag that was in the trunk hop back into the car and sped off. The whole incident lasted about ten seconds. Start to finish and it was caught on camera behind. By tesla driver named alex who then pulled over in exchange. Contact information with the photographers marcia. Who had been driving. The car had noticed the dark car falling them after they left the photo shoot. This is a very important point. Then estimates that his stolen gear which includes a camera lens drone in was worth around seven thousand
Tiny House Lifestyle Podcast
"seven thousand dollar" Discussed on Tiny House Lifestyle Podcast
"Have lows midst me up her countertop paint inside painted it a nice color match my kitchen and so my kitchen is out. A jewish had a little bit more counter space. I've been thinking lately about how you know you can make those hinged countertops that come up and just have one leg that swing out when you need them so. I'm thinking that that might be actor. I put my mini split in. It'll free the a huge a big column next my kitchen that heaters in the original heaters once that is gone and any split. I really used that or a lot. more storage. And maybe some swing out countertops awesome. What was the one biggest expense in the in the whole nine thousand dollar house. Oh gosh My toilet but it didn't have to be that expensive My dad got me a fancy toilet than i really didn't need. But the perk of it is is. It doesn't have a tank so that i don't have to worry about water sloshing around the we drive it anywhere interesting. Yeah it was a flush toilet but it's tankless. Yes but over that i would say it was probably the windows or the installation. And how. How did you insulated With our fourteen i believe is the number housing insulation just from lowe's okay so probably like fiberglass yes yes Well i i love this story. Because i think that it. It just goes to show that you have to get creative. You know if you wanna live tiny and you have a budget you have to get creative about how you do it because you know starting with a seven thousand dollar tiny house trailer. You're never gonna hit your number of nine thousand dollars if you start with this thousand dollar trailer so right you know right finding a different platform. He's railway trailers for example That's your creative idea. And just gets you started. Gets you in the door for such a lower price. I mean even if you had paid fifteen hundred for it that still would be a deal in my opinion right. Yeah and they came in different sizes. My dad actually bought one net about ten foot longer. And has i think ten foot ceilings. It is at the max capacity of what his duly could could tow though it did actually break an axle on his truck and that's completely unknow. Yeah unfurnished so. I would this. This trailer occurrence fully furnished weighs eleven thousand pounds. So it's not a lightweight situation. No well i mean also i think. What's what's cool about this. Is that these railway. Trailers were clearly built to last You know from the outside it. You see these driving around. You'll see like a job site trailer. And they look. I mean they look pretty cheaply built they will take. Rv's but like clearly this railway trailer was built to last and it reminds me of an interview that i that i did a couple months ago. with this gentleman who used an ambulance convert into a van and he kind of mentioned the same thing about how much better built. The ambulances are then. Rv's because they're really built their work vehicles they're built to last and so i think that's that's another kind of interesting hint to kind of look for look for a forum that was built for for work very true. Another thing i will say to is by. Rv parks here here at least in vegas have a lot of rules about your rig has to be ten years old or newer or else they won't let you in which i know about anything would go in vegas right but fairly a lot of our roles. Rv bart rules. and so. when i would call. And i'd be like. Hey i saw you had this rule about the tenure Year old or younger rig mind. My rig is technically outside from the eighties. But it's completely renovated. Everything's brand new. Is that okay and they were. I had a lot of people. Just go no. No no no no and so that was a hard realization. Because i came to vegas not even having a confirmed place park this thing and that was nerve wracking adam migraine for like three days coming across the country with this because i had no where to park it. Though i didn't finding a privately owned rb arcs. That makes their own rules. They still had that rule but they said that you know with the owner's permission on a case by case basis that they would let me in and so they looked at it and marco. Yeah this is great. Come on in so that was scary for a little while but and so with the flush toilet are. That's all plumbed in at the rv park where you are yes nice. Nice yeah it count. It didn't have holding tanks underneath. That came with it but they did need a little bit of welding work to them and I just plan to to common park. This thing in an rv park commute to work every day. So i didn't worry about restoring those tanks when i you know. I was fresh out of my master's degree in spent every sense on this trailer. That wasn't a ray snow other than than you and your family. Did you have any other help on this project. We had my one of my dad's friends come into the electric electric And we bought all the pies forum and paid in my four hundred dollars to stay some days and we traded him like you know we'll babysit your grandkids and entertain them and then we did have some really great neighbors who came in stuffed in some installations and Goodness of arts. Now we did have a little bit of help layer as well. That's awesome will the one one more thing. I want to ask about the house before we kind of turned to the to the book is The mural the paint job on the outside Can you tell us the story of of that. I'd like to tell you a little more. About tiny house engage engage. Members are also able to listen. Live as i record these podcasts and interviews and ask questions of our guests so if you're a big fan of the show tiny house engage is a great way to get an inside. Look at the tiny house lifestyle podcast and get access to episodes weeks or even months before they go live on the feed to learn more and register for tiny house engage. Go to the tiny house dot net slash engage. Registration will open tuesday february ninth. And it'll be open until we get twenty new members or for one week whichever comes first. I can't wait to meet you in tiny house engage and i know you'll.
BiggerPockets Money Podcast
Budgeting Expenses While Living on The Road with Renewable Energy Worker Clayton
"Clayton. Welcome to the bigger targets. Many podcast. i'm so excited to have you today. Thanks guys. I'm really excited to be here. Appreciate all your advice. Throughout allentown cast stones awesome. Well thanks for listening. So clayton is a twenty six year old renewable energy worker living in the midwest and looking for some suggestions on financial planning in general so that he can retire early and lead his best life clinton. Why don't you walk us through your income and debts absolutely so right now. Actually our income just got cut by about forty percent girlfriend. Travels with me for work and she. Unbeknownst us lost her physician so lost forty percent of our income. I'm sitting at a salary for diem and a trailer allowance and then some rental income from a rental property that we have totalling about seven grand a month. Can you give us some background on that. So you say salary per diem and camper each just give us enough background in your job to understand why you have predicament camper allowance. Sure yes so. With the renewable energy side. We travel all over the country so ben everywhere from north dakota colorado oregon iowa and now down in texas so pretty gives me some money in basically not sleeping my own bed. Money right and then Trailer allowance. i live in a fifth wheel while on the road so kind of a unique living situation and they give me allowance for that too. Because there's obviously expenses that come with pulling a trailer and the wear and tear on the tyres and all that kind of thing so companies generous enough to give us allowances for those kind of things and yeah ok. Great eddie other sources of income besides the salary camper allowance pretty yup so we do have a rental property. that were satirized. Well we are at home so kind of one of those ideals to were living on the road but we have a home base and house hacking that home base. So that's bringing in about fifteen hundred a month for us right now and it's gonna go up hopefully the next month or two. Once we finished some slight remodels and get another room rented so it should go up to about two thousand dollars fantastic. Yeah expense side of things fixed expenses. Obviously we got the mortgage. We do have a car loan and then luckily enough again with the company. I worked for their great and they cover a lot of expenses on the road so the living allowance. The lot rent recover my lower end from camper all that kind of stuff. So it's pretty limited to mainly just jim internet's phone bills and then food things like that. So the picture informant. My head is a really strong financial position. We talked about a seven thousand dollars in income. Let's exclude the house act. We got about fifty five hundred dollars a month in income and are you kind of abbreviating that to after tax dollars. Yes yeah that's all after tax. Okay great so you got about fifty five hundred and after tax dollars plus we got income from your house hack how much is your mortgage mortgage is about twelve hundred dollars a month principal interests. I thank is around seven fifty. Our insurance is actually a little bit higher because the house situation is kind of odd. An taxes are actually relatively low about thirteen hundred a year. So awesome so even with maintenance. You're probably sitting at no more than fifteen hundred dollars. Total housing costs. What are your utilities. You think as hard to us for now just because we do live on the road and it's relatively low because we're one twice a month so i don't know maybe hundred dollars okay. So you're housing is free for all intents and purposes through the house hack. Is that right correct. Yep awesome love it. How about transportation is that also largely free because of the allowance for the camper and that type of stuff. That's another benefit as Transportation's pretty much free. I gotta company truck and again the company. I work for their so generous to let me use that personal time to you which is awesome. We do have a vehicle for my girlfriend and we do have a debt on that as well and believer sitting at eighty five hundred or so see if a balance of eighty five hundred on that in cash payment associated with it okay. What would you kind of estimate your total expenses to be housing. We've got to close zero. What would you say outside of housing. Your monthly expenses are unrelated to work man. I'd say twenty five hundred ish maybe a month and that's going to be broken out between that car payment in a gym and entertainment this types of things normal year when it's not twenty twenty. We tended to spend a little bit more than now. It's a little bit less but yeah okay great. So what i'm seeing. Here is an ability to accumulate at least fifteen hundred to two thousand dollars a month in cash flow on an ongoing basis. Is that right yes awesome and then when you look at your financial position do you feel that. The opportunities are going to be on the income side on the expense side or on the capital allocations piece in terms of managing the money. You're accumulating i say right now are sitting pretty good as far as the income. I feel pretty solid with the income side of things granted like i said we did lose some of that coming in but i believe there is work to do on our expense side of things. 'cause i don't accurately track it. Everything i do is rough estimates. So i know what my phone is monthly. I know what the car payment is monthly but the food and all that stuff who knows i mean sometimes we go out and have fun and go out to local italian restaurant or whatever it is so perfect so i think we're gonna have a phone with this because your expense the way you've just described your situation. We don't housing expense. And i see a path forward here. Where if for example if your path that over the next year to you don't have to pay for housing and you don't have to pay for vehicle at least in the short run. I mean you get to that point and you have a thousand dollars per month is what i understand per diem. Is that right. Roughly a thirty six days. So depending on when i'm work that worked when i'm at home so about thousand
Secrets to Win Big With Arjun Sen
"seven thousand dollar" Discussed on Secrets to Win Big With Arjun Sen
"And why we offer up cells after they buy the book where people can go further with you and pay you more money because even if you got a seventy percent royalty on a twenty dollar book. That's not very much money but if the next step after the book is a ninety seven one thousand seven ninety seven thousand dollar product all of a sudden. You don't have to sell to many of those to start making real money and of course you can are the dope getting a bit more about the title of the book and do a little bit sean. Tell about your wife's amusing dennis. Listen to my wife. The top one hundred mommy blogger. She just crossed. She doesn't know this as the day. Were airing this but she. She crossed three million video views. Her book is called a wine. Palooza and her parenting blog is mining blues dot com and. she's on facebook is winding palooza parent. Dang and she just launched the winding palooza podcast a couple of weeks ago so she is definitely my favorite client awesome. And i'm really excited and wish both of you even more amazing success to see the glitter in your eyes as talking about your favorite line and it's really wants on our hearts. Thank you so. I wanted to go back to some of your podcast. This is a little cheesy little trivial. Any moments memorable moments in podcasts. sound a standout which. They're funny hilarious. Bizarre anything that standard. Sure i'll give you a couple. So i had the good fortune to kevin. I interviewed russell. Brunson for the founder of click funnels twice on our show. The first time. I wanted to specifically to ask him how he was growing. Click funnels so fast because it went from zero to one hundred million in three years and then the second time we had him back and i was having the challenge of adelaide grow that fast and then the second time we had him back. I wanted to ask him how he was hiring fast enough to support that growth. I was also having the issue of trying to hire fast enough to scale. So i got to learn a lot from both of those episodes so those are two of my favorites. I think we've had a amusing and entertaining and inspiring guests over the years. I think one of my favorite stories is the wrestler stone. Cold steve austin head said he wanted to do was going to do a podcast and he was gonna do what we call a ranch show where one person talks the whole time. There's no guest man we. Hey it's really hard to be interesting by yourself for that much time and not have someone to play off of even if it's a co host. Maybe should do this. No no no. I got years and years of stories from being on the road wrestling..
Malicious Life
Should Law Enforcement Use Facial Recognition
"Facial. Recognition wasn't always ankle tattoo. Good as with many of these technologies it was a stair step process. Ted claypool is a lawyer and an author on legally shoes surrounding privacy and a through the audits facial recognition listed. It wasn't great Until about two thousand and fifteen. It wasn't something that that would really be usable whereas the fbi of course has a as long had a biometric database of fingerprints for example But their face sprint database. Really wasn't Great until recently and then the clearview database which takes all of the social media pictures into account as really multiplied the abilities to use this kind of database before clearview. Police departments around florida relied on a program called faces. The facial analysis comparison and examination system based on an algorithm developed by the french company idea. It works by cross-referencing database of medians mugshots driver's licenses as well as digital photographs taken by police officers but faces just. Isn't that great. According to the new york times. Florida officers query system as much as four thousand six hundred times month at its peak but only a small fraction yielded anything resembling results. It took four years for the system to aid in an actual arrest and according to the new york times in its twenty years of only around. Two thousand successful arrests have been causally tied to faces. That number doesn't include questionable cases or accurate identifications which didn't lead to arrests and it's worth noting that took a wild for faces to spread statewide but still do thousand rests is not a lot for a place as big as florida. It's even less impressive when you consider just how expensive software is faces was built off a three point. Five million dollar government grant in the year two thousand and by two thousand. Fourteen ended up eating fourteen million in taxpayer dollars. So that's fourteen million dollars divided by two thousand arrests Let's see drag the one and yep seven thousand dollars pair arrest. Maybe a reasonable awry on a bank robber but not your standard. Heather riles if you're a defender fighting to protect your organization from cyber attackers. You must be successful ending attacks every single time. They only need to be successful. Wants cyber reason rivers the attackers advantage. Our future ready attack platform gives defenders the wisdom to uncover understand and piece together multiple threats and the precision focused to inside attacks instantly cyberrays ends cyberattacks from in quotes to everywhere so this podcast episode. Probably couldn't have existed ten or even five years ago. We could have envisioned future where police uses facial recognition. But it just wasn't practical enough at the time in the past few years that's changed. According to tests from nist the national institute of standards and technology the best facial recognition algorithms have improved from around eight percent failure rates in two thousand and ten to around point three percent by two thousand eighteen. These numbers are highly dependent on the kinds of images. You feed these algorithmic but still ninety nine point seven percent. Accuracy is quite good and that's three whole years ago thus we end up with clearview ai which can identify faces at angles or even with partial coverings sunglasses and face masks or it wouldn't need to identify a face because it can identify attached to instead it's a very powerful tool that in the hands of law enforcement today is having a real effect which brings up the question now that police can use facial recognition to catch criminals should they.
Scoops with Danny Mac
"seven thousand dollar" Discussed on Scoops with Danny Mac
"Those are the two guys at eleven thousand and above fee now shafi read harris english. Sunjay brooks koepka a loaded loaded field. Where do you start as we look at the top of the car. And who are you. Ein for A draft kings of dfs perspective brick. Yeah this is super interesting. So i actually argue. There are a lot of guys with question marks in the ten k. range between rahm. Who withdrew last week. You said yet you know he got a strain something he could have played through. It didn't wanna rush back. But he's still working through new golf clubs after switching and leaving tailor-made and roy who played great for two rounds in in europe last week or in dubai last week But was kinda bad. The other two rounds he still trying to figure it out. We talked about females zander. Shaw flus at such a tough time around torrey pines which is shocking considering. He's played what he has said over one hundred times in his life so for me. I think i would prefer rory most at ease. A three hundred dollar discount off of jon rahm what he did in dubai last week He actually shot the round of the day in two separate rounds chris. That's the story. That i wanna see in twenty twenty one where he can just go out and just put but weapon on the rest of the field now. The other two rounds weren't so great and it was a bit of those inconsistencies that we've seen from him over the last year but this is a happy hunting ground for roy. He's only played here twice. He's got top five finishes in both editions of of of this farmers insurance open. So he's the one that i think i'm i'm targeting. The most up their hobbit as we make our way down the card. If we like rory at the top. Give us a couple of guys that you're building around either in the middle or a couple of guys rick elect this weekend at torrey pines. So certainly you mentioned brooks koepka earlier. I would not play him in defense. But i love betty his outright number. You know that way. If he has a ton of miscount equity he has a ton of win equity. At least you get a little bit of upside joke by just betting him instead of getting him into your fantasy lineups but moving down and looking at some of the more value placed ryan palmer has an unbelievable record around torrey pines. In the last three years he's gone thirteenth and twenty twenty. I was last year but he played in the final group on sunday so we actually fell and faded on sunday. I think he shot three or four over par and it really made his finishing position. Look a lot worse than how he actually played that we can move it out there. Really far he can get the putter going at times. So that's someone that i would target in the middle and then you start scrolling down even further to you know the seven thousand dollar range at and and gary woodland's name pops up at seventy eight hundred and woodland has been dealing with a torn lieberman his hip and he tried to play through. It and the results were brutal. I mean the second half of his twenty twenty it was bad the stats where some of the worst i've ever seen especially for a guy as who has the pedigree of gary woodland's well he might be back. Gary woodland a a sixteenth place. Finish last week Seems to be healthy. And if he is and he is severely under priced at seventy eight hundred dollars especially for.
Unconfirmed: Insights and Analysis From the Top Minds in Crypto
Beeple on How He Raked In $3.5 Million
"Today's guest is mike winkelmann a beagle. Welcome mike great nice to have you so you're a digital artist and you've worked with apple. Louis vitton nike justin bieber and katy perry even producing one digital artwork a day for over thirteen years. How did you get into crypto So a bunch of people just started telling me you should check out this. Nfc stuff and so really only like two months ago. I looked into the space a bit closer and saw a bunch of names that i recognize. You know in my certified design area. And so as i go there definitely seems like there's some here and so i like dole van and i have a computer science degree you know. I'm not a programmer. But you know that piece of it really started like interested me so it. Just the possibilities. I thought were just endless. There was just a bunch of things people by try and get it. I thought sounded really really finally. Try and you ended up having a big digital art sale last weekend that rakes in three point. Five million dollars. Congratulations thank you. Yeah it was crazy the to see. But i also think like it truly is like sort of the start of people really like collecting the I think you know the the the physical tolkien paired with the the annettee. I think email makes it something. People can really understand and sort of like speaks to their inner sort of like collecting voice. And i think it's just the system that you know will be a the future of sort of like you know collecting artwork sieve. Tell us more of the details about that sale. What did you offer. How did you offer it and what happened. Sure saw the biggest thing that i think is different from this sale than previous sales. Is that each of the pieces. Included a physical token you know a digital screen that was very closely tied to the like blockchain. Though it wasn't sort of like you know cries that could be separated easily from the nfl at something. That's very sort of meant to be looked at as one piece And so i. I made you know people ask collect dot com which sort of like houses the collection and then You know there was an open edition For those on sale for just five minutes and then you know which also includes physical token twenty one auction throat. The weekend Sold single edition You know sort of pieces to the highest bidder and so that was sort of like the components of the draft. So you know all weekend. We sold six hundred thousand dollars worth of the open edition five minutes and then you know the everyday's themselves the auction we're going over one hundred thousand dollars on average at last piece went for seven hundred seventy seven thousand dollars so i think it just shows that there's like a huge appetite for you know a tightly sort of connected digital and physical sort of like
AP News Radio
Sept. new home sales fall 3.5%, after strong summer season
"After a strong summer season new home sales for September were down sales of new homes drop by three and a half percent last month however the commerce department said that despite the modest decrease sales of new homes are up just over thirty two percent from a year ago as the housing market remains strong despite the pandemic the strong pace of home sales that continued through the summer drove prices in many places to record highs the average price of a new home sold was just under three hundred and twenty seven thousand dollars I'm surely either
The EntreLeadership Podcast
Opportunity Through Persistence with Cordia Harrington
"Hey, guys you know what I love about America and the free, market? Enterprise. What I love about business leadership is what I love about Andre Leadership and that is that we believe that great success can come from humble beginnings. You guys know this. You know in our country, it doesn't matter what your skin color is. It doesn't matter if you're male or female. All. It takes passion drive and a desire to make a difference. You may say why don't have enough money to get started? I don't have enough education I. Don't know the right people guys. I'm telling you those are all just excuses. From the Ramsey network this is the entreleadership podcast where we help business leaders, themselves, their teams and their prophets. I'm your host Daniels Hardy and my guest today is Accordia Harrington she's the founder and CEO of the Bakery Coast today they've got multiple plants and customers around the world including. McDonald's Oh Charlie's pretty big deal. But. It didn't start out that way and like a lot of great success stories that start with really humble beginnings accordions is really not that much different. And all began for her and a small town in Arkansas. I started my first business in Russellville. Arkansas. Do you know where that is i? Know Arkansas. Russell. Okay. Well. Down a beautiful town on a lake about halfway between Little Rock and Fort Smith and my first business was a real estate company concept one realtors and foretelling we use tweet emblem on a real estate vine. Yeah. Little. Did I know? And that began. With the good fortune of having bartered for office space from a doctor that had a big empty building and least my chairs and my desk three dollars a month for the deaths and a dollar fifty a month for the chairs and I was in the real estate business us all five hundred, eighty, seven dollars to buy plywood signs to put in front yards and it grew and it was so much fun. The ladies that I hired. We were the first off you mill business in Arkansas, and the men bankers would literally come by to see what we're doing. And we would stage houses. That's before we knew what staging was and we would try to rearrange the furniture in houses so that they showed the best and it took off so you're showcasing the houses to make them look great. That's very common these days. What was it uncommon? Totally people thought we were so weird to come into their house and stake some pictures down in rearrange the furniture Abed we were trying to give them the best opportunity to get their house sold. You know back then houses there eighteen hundred square foot house two car garage on an acre of land with a lakeview guess how much it was I can't even guess forty thousand, you're really cloak. Thousand. and. So you know and there were lots of properties available and not very many buyers. So it was it was an interesting business in the only reason. I. Got Out of it. I. Loved it. I loved working with the families helping a find a home bettering their life but the people that moved to town the For your family bought the local McDonalds. Daniel. But when I grew up, I didn't know you could own a McDonald's and when I found out, they owned it. I was like all. That is cool. They lived on a Beautiful Lake House they drove a Mercedes than they had every weekend with their family. So for me I thought Gosh this would be so great. They didn't like living in Russellville they wanted to move I love Libyan Russellville K- I can imagine a real estate you weren't necessarily your weekends with wasn't a thing and you're just grinding all the time. So was it was the opportunity for flexibility? What was what like when you kind of had the dream I mean Mercedes is nice but was like drawing you to them exactly. Well, unfortunately, I went through a divorce and my children were one three and five when I did that in having a job that I could be off on the nights and weekends was very motivating. I was driven to spend more time with my kids and yeah I, mean the perks looked nice to but are really wanted quality time with my. Kids an and in as much as I love real estate, it was just impossible. So many business owners I talk to really the family is the reason that they get into owning their own business. You know maybe they work at a corporation at its ninety hours a week than ever see their family, even the money can be nice but I mean, you look up and your kids are. Little and they start growing and you go I'm missing out on their lives. Curious to hear from you how you continue to keep that value as the business grows and scales because there's a little bit of the grass is greener on the other side. If I have my own business, I'll have the flexibility and the autonomy, and it can also be that same dragon that takes you away. From your family if you're not careful yet you're totally right and I haven't the greatest respect for restaurant owners because when I did buy my first McDonald's we were unable to stay in. Russellville that just wasn't the way McDonalds did things and that was offered the chance to buy the EFFINGHAM. Illinois McDonald's where that is I know effingham driven through there once okay. Most people have driven by. Again, a big town of ten thousand people and we had an interstate McDonald's that I purchased. At the time I paid a very high price for it. This was nineteen, eighty, nine paid a million, six, fifty, four it and I had to figure out how to grow sales in order to make that Walker, twenty, seven, thousand, dollar a month payment. And the only way to do it was to drive more sales as you know, that's the way it. But if you'RE GONNA ten thousand, how do you find more people? Yeah. I can imagine I mean the supply and demand kicks in a real way. What was it? An existing store was this new store? It was an existing store in the man was retiring and it was a good store because it was in the middle point if you're driving from St Louis Chicago. Great Place to stop get a bite to eat go to the restroom. Great Location. But again, how do you grow the sales and so? Back and that day an eighty nine we didn't have cell phones, but we did have CB radios. So we began to have some fun get on the radio and go hey, good buddy. If you're driving a bus stop by, we'll give you a free meal if you bring your bus
The EntreLeadership Podcast
Opportunity Through Persistence with Cordia Harrington
"I started my first business in Russellville. Arkansas. Do you know where that is i? Know Arkansas. Russell. Okay. Well. Down a beautiful town on a lake about halfway between Little Rock and Fort Smith and my first business was a real estate company concept one realtors and foretelling we use tweet emblem on a real estate vine. Yeah. Little. Did I know? And that began. With the good fortune of having bartered for office space from a doctor that had a big empty building and least my chairs and my desk three dollars a month for the deaths and a dollar fifty a month for the chairs and I was in the real estate business us all five hundred, eighty, seven dollars to buy plywood signs to put in front yards and it grew and it was so much fun. The ladies that I hired. We were the first off you mill business in Arkansas, and the men bankers would literally come by to see what we're doing. And we would stage houses. That's before we knew what staging was and we would try to rearrange the furniture in houses so that they showed the best and it took off so you're showcasing the houses to make them look great. That's very common these days. What was it uncommon? Totally people thought we were so weird to come into their house and stake some pictures down in rearrange the furniture Abed we were trying to give them the best opportunity to get their house sold. You know back then houses there eighteen hundred square foot house two car garage on an acre of land with a lakeview guess how much it was I can't even guess forty thousand, you're really cloak. Thousand. and. So you know and there were lots of properties available and not very many buyers. So it was it was an interesting business in the only reason. I. Got Out of it. I. Loved it. I loved working with the families helping a find a home bettering their life but the people that moved to town the For your family bought the local McDonalds. Daniel. But when I grew up, I didn't know you could own a McDonald's and when I found out, they owned it. I was like all. That is cool. They lived on a Beautiful Lake House they drove a Mercedes than they had every weekend with their family. So for me I thought Gosh this would be so great. They didn't like living in Russellville they wanted to move I love Libyan Russellville K- I can imagine a real estate you weren't necessarily your weekends with wasn't a thing and you're just grinding all the time. So was it was the opportunity for flexibility? What was what like when you kind of had the dream I mean Mercedes is nice but was like drawing you to them exactly. Well, unfortunately, I went through a divorce and my children were one three and five when I did that in having a job that I could be off on the nights and weekends was very motivating. I was driven to spend more time with my kids and yeah I, mean the perks looked nice to but are really wanted quality time with my. Kids an and in as much as I love real estate, it was just impossible. So many business owners I talk to really the family is the reason that they get into owning their own business. You know maybe they work at a corporation at its ninety hours a week than ever see their family, even the money can be nice but I mean, you look up and your kids are. Little and they start growing and you go I'm missing out on their lives. Curious to hear from you how you continue to keep that value as the business grows and scales because there's a little bit of the grass is greener on the other side. If I have my own business, I'll have the flexibility and the autonomy, and it can also be that same dragon that takes you away. From your family if you're not careful yet you're totally right and I haven't the greatest respect for restaurant owners because when I did buy my first McDonald's we were unable to stay in. Russellville that just wasn't the way McDonalds did things and that was offered the chance to buy the EFFINGHAM. Illinois McDonald's where that is I know effingham driven through there once okay. Most people have driven by. Again, a big town of ten thousand people and we had an interstate McDonald's that I purchased. At the time I paid a very high price for it. This was nineteen, eighty, nine paid a million, six, fifty, four it and I had to figure out how to grow sales in order to make that Walker, twenty, seven, thousand, dollar a month payment. And the only way to do it was to drive more sales as you know, that's the way it. But if you'RE GONNA ten thousand, how do you find more people? Yeah. I can imagine I mean the supply and demand kicks in a real way. What was it? An existing store was this new store? It was an existing store in the man was retiring and it was a good store because it was in the middle point if you're driving from St Louis Chicago. Great Place to stop get a bite to eat go to the restroom. Great Location. But again, how do you grow the sales and so? Back and that day an eighty nine we didn't have cell phones, but we did have CB radios. So we began to have some fun get on the radio and go hey, good buddy. If you're driving a bus stop by, we'll give you a free meal if you bring your bus
Security Now
The University of Utah, Jack Daniel's Whiskey, and Carnival Cruise Lines Hit in Ransomware Attacks
"Do the University of UTAH? Jack. Daniels. Whiskey. And Carnival cruise lines all have in common. Well Friday last last Friday. The University of Utah revealed that it had paid a ransomware gang four, hundred and fifty seven dollars. And fifty nine cents. Four, hundred, Fifty, seven, thousand. Yes I got that would have been. Four hundred and fifty, seven, thousand dollars and fifty, nine, hundred, and fifty thousand. Fifty nine dollars. which sort of begs the question or they get that number? Now that I finally got it out correctly, it's probably bitcoin. Nine dollars like half a million bucks. It's like the Bitcoin version thing they probably would. Yes somewhere. BITCOIN that turned out to be that. And what's interesting is that was not to obtain the decryption key for their files. They didn't need it because it turns out that very few of their files were encrypted but rather her and Leo I know this goes to you know the thing that were you just kind of like. Grit your teeth to purchase the promise. From the extortionists. That the student information that had been exfiltrated beforehand while. Yeah that's not be publicly released your Seymour. One this is big. Yeah. Yeah. They're they're they're just they're hoping that the there is honor among thieves and that these guys will keep their word in senators. Word is that if if you want others to pay you yes. That's it. Exactly. If, of course, ransomware gangs or not all the same but and didn't we hear no, it wasn't It was cannon that had some information leaked last week that we reported on and so so Lawrence over at bleeping computer has said that you know they assumed since the jetsons cannon got themselves back up relatively quickly that they had paid the ransom. But now since the extortionists in that instance were leaking the information, maybe cannon had restored from backups and said, Nah, we're not paying your stinking ransom and the bad guy said. Here comes your You know your your private corporate next decade plans for the future. How do you? How do you want that? How how do you feel about that being leaked? Anyway. So the in this case University of Utah explained. That it had dodged a major ransomware incident and that the attackers managed to encrypt only zero point zero, two percent. Of the data stored on their servers. And the university staff was easily able to restore that from backups. However, the ransomware group then threatened to release student related data see they had obtained and exfiltrated. So, the university said after careful consideration, the university decided to work with its cyber insurance provider to pay a fee to the ransomware attacker. This was done as a proactive and preventative steps to ensure information was not released on the Internet and again to the extent that such. Can Be ensured. The Cyber Insurance policy pay part of the ransom, and the university covered the remainder no tuition grant donation state or tax payer funds were used to pay the ransom thought that was an interesting explicit statement that they made. They said, the university disclosed that the attack took place a little over a month ago on July nineteenth twenty twenty and the network belonging to the Collar College of social and behavioral science was the victim. So Apparently A. A you know as a sub set of the. Entire Larger University. was where the break in occurred and there must have been some isolation there. So anyway, that is one of the three and presumably they were able to negotiate a cheaper payment in order to you know because they hit the bad guys hadn't managed to get. The bulk of the of the university stuff. But you know they did pay for they promised to not share student data, and as you said Leo, the reason that would be honored as well as you know, nearly half a million dollars. And they want to do. Yeah exactly. You got to build your credibility. Exactly And two other large and notable recent ransomware victims were Brown forman famous for their distillation of Jack Daniel's Tennessee whiskey. And Carnival cruises. The Jack Daniels folks said are quick actions upon discovering the attack prevented our systems from being encrypted. Unfortunately again, we believe some information including employee data was impacted. We are working closely with law enforcement as well as world class third party data security experts to mitigate and resolve this situation. As soon as possible, there are no active negotiations so. In that. So that says it sorta sounds like. Oh, in fact, a that statement from Brown forman came after Bloomberg News reported that it had received an anonymous tip of the ransomware attack a site on the dark web claiming to be run by members of the reveal strain. A ransomware says that it had obtained a terabyte of data from the Louisville Kentucky based. Brown. Foreman the site said that stolen data included contracts financial. Statements Credit Histories and internal correspondence of employees also included were screen shots of file structures documents purportedly taken during the heist. So does look like the pattern we're seeing now is because you know major companies that have the deep pockets who also have the pocket depth to now proactively backup their servers well. So it's possible for the for if if the only thing done was encryption. A golden opportunity to extract a ransom could be thwarted if the if the good guys have backups at. So now what's being done is That data pre encryption is being exfiltrated and stored somewhere. Then the data is encrypted and so we have you know we're we're we're increasingly seeing this two part attack exfiltration that the company desperately does not want to be made public. In case they have backups in which case, they would not otherwise need to pay the extortion. So you know it's not really ransomware as much as it is. Okay. We got copies of all your stuff. Shall we share it with the world? PLANO blackmail.
podnews
Music podcast celebrates Indias neighbours
"Iheartmedia the owner of Heart Radio says that it's podcast revenue grew one hundred and three percents here on Aaron. Quarter to the total digital revenue is ninety three million dollars unique podcast listeners group I thirty percent here on downloads grew by sixty two percent revenue for the quarter across the company however was down by forty-six percents complain the pandemic for that. You can read a full quite from Bob Pittman talking about exclusive whether they're a good idea or not in podcasting our show notes and our newsletter today. On track has published its top US publishers list for July Two Thousand Twenty Iheart is now number one for unique monthly audience in the US as well as global downloads beating NPR in both rankings. ABC is now measured alongside ESPN. The rancor only measures participating publishers. An SEC filing states that lip since former CEO Christopher Spencer who resigned on July thirty first will continue to be paid until the end of this year, he ends four hundred thousand dollars. He'll get a bonus of one, hundred, seventy seven, thousand dollars in early January he'll van to hundred and fifteen thousand dollars a year for his role is senior adviser until the end of February twenty, twenty three for which he'll have to work a maximum of eight hours a month. Lipson will also pay spencer four million dollars to buy back shares that he holds. The Board of lips includes those who last year criticized the company for outsized executive pay I'd like to say something sarcastic here. Row Quarter highlights a surge in tippety around sports podcasts. What's happening in House sports? PODCASTERS can take advantage the pre events for the fest global. Summits Twenty Twenty have been happening all week we linked to a bunch of recordings today. Dearest is a new exclusive podcast on spotify in Indonesian. It focuses on letters written and read by writers, musicians and actors, and it's made by Journalism podcast company K B our prime and a number of additional podcast hosts. Now, allowing you to submit your podcasts to the yet to be launched Amazon music and audible podcasts service some people are giving you a backstage link it works for anyone on any Host by the way. Welcome to a special episode of our humble indie music podcast made an India India Center seventy, three years of independence next week. But India's Music Indie podcast made in India. Wants to remind us that I, love for music isn't defined by geographic boundaries it'll produce three shows focusing on music from India's neighbors and the cat returns to audio with a new weekly podcast from the Vox media podcast network avery truthful man is host leading an ensemble voices engaged in the conversations that matter most to women and those who loved them. It returns on August nineteen