23 Burst results for "Seven Grand"
News 96.5 WDBO
"seven grand" Discussed on News 96.5 WDBO
"Right to the source. You can get a hold of Bruce would burn cross country mortgage, the loan arranger. And guess what you get. You get great customer service and you get me. Now. I don't see you get me to be Bragging on myself. I'm saying you get me because you can't call another big mortgage company and get the guy that runs the show. You're not going to do that. It doesn't happen. I give you my cell phone number for 7 to 509144. And I know many of you. You get really surprised on Monday. When I actually call you back. That's right. I actually call you back. Isn't that what we want? Don't we need to go back to that in this country? I mean, honestly, you guys were so were so enamored with fast immediate service. So you go to the interweb. And then you type in all your information. Then you wonder why all your information got sold? Okay. You don't need to do that. You can come to a local business person. You can listen, You got a problem with an out of state mortgage company that promised you the world and then won't deliver and ghost you at the end of the day. You don't have that with me. You can stop into my office it for at 27 29 West Fairbanks Avenue in Winter Park. I've been here for 21 years. Same location, 21 years. 472509144. Here's the reasons I'm getting a lot of calls from you folks these days. I had no clue till I read this article last week that 81% of people that should re finance have not re financed yet. 81% That means only 19% of the eligible market that would benefit from a refinance, have not re financed yet. And I'm going to tell you something, just because so and so whatever mortgage companies servicing your loan there a servicer They're not. It's a contradiction in terms. Believe me, servicer and servicing. You are not the same thing. Believe me. They're not the same thing Just because they're servicing your loan. It's like, well, they have all my information. No, they bought your loan. In its entirety. They don't know who you are. You think they know who you are? They don't know who you are. I will get to know who you are your personal needs and your goals and we'll structure alone. To meet your needs. That's what we're going to do. Now you might need to re finance you might be one of those 81% that Evan refinanced yet Maybe it's maybe it's not even a better rate. Maybe it's eliminating private mortgage insurance. Maybe it is a better rate. Maybe it's all over payment. Maybe it would be cashing out to pay off debt. Maybe it would be cashing out for home improvements. Maybe it might be converting your 30 year to 15. I love helping you guys go 15, and I know sometimes we when I get you on the phone and we look at the numbers you go at God. You know what? That 15 year payments just a little higher than I wanted. That's fine. You can still pay a 30 year loan off on a 15 year term. You can do that. But you can't pay a 15 year loan off in 30 years. That would be a default of the mortgage. We don't want to do that for 7 to 509144 for the loan arranger. If you want to talk to cleave Loveland and his team, he's got an amazing team of buyers agents and they would be happy to help you. I want to tell you a quick story about his buyer's agents, too. So I hear When I When I've got a transaction, I always call the listing agent. So if you're a buyer mind, I always call the listing agent introduce myself. Let him let the listing agent know that I guarantee a closed time and this loan is good to go ready to go. And I had a call Cleveland his team were working on a buyer of mine. It was actually repeat by her. And the buyer asked for $10,000 in closing costs from the cellar. And I get a call from the listing agent Pretty pretty seemed like he knew what he was doing. And he does. So he calls me up and he says Hey, I don't know if you really know what's going on in the market, but people don't get closing costs in this market. There's too many offers on the table. And I said, Look, it I'm the lender. You can negotiate. Whatever you want with the buyer. He's asking for closing costs. If you don't like the closing cost counter, offer him, that's all. Well, it comes down to it in Cleaves. Agent Nanette gets him $7000 in closing costs to buy this home. Seven grand Then they did. The home inspection came back and they bumped it to $8500. So don't tell me nobody's getting closing costs in this market. You use the right agent that will fight for you. You can get closing costs in this market. Now is it as easy as it is in a buyer's market will, Of course, it's not. Are you going to get the seller to pay closing costs for you when there's five other offers on the table? At full price for more than years. Well, of course you're not. That wouldn't make any sense. But it doesn't mean it's impossible to get what you want. You just have to have the right representation. And that's what you get when you deal with Bruce would burn a cross country mortgage, the loan arranger for 7 to 509144. So am I. Here to help you with your refi 100% want to save your money, But here's the deal. I'm super passionate about helping buyers get the best mortgage.
KTAR 92.3FM
"seven grand" Discussed on KTAR 92.3FM
"If you fear it, then you stay home and you never leave or you be the person that's in your car with a mask on and you're all by yourself. I mean, we talked about this for a year and a half when that when the pandemic started, we all feared it. And that was normal. We have We feared our lives changing. We feared getting sick with the disease that that you know, just surface. No one has ever gotten sick from it. We fear where we're going to, you know, could we go shopping? How do you get this virus? We feared all that at the very beginning, and I think that's totally normal. But I think you make a great point. You cannot fear this thing. Listen, I'm a hypochondriac. Okay? I don't want to get covid. I don't want it. I absolutely don't want it. But here's the thing. Have I taken? I took two plane rights last year during Covid. Because I didn't fear it because because my wife and I felt we've got to go and live. There have been people out there who traveled over. Labor Day. The numbers were way worse this labor day, then last year's labor Day, but they still went and they still went and traveled and they still went and did. Why? Because you can't fear this thing. You know, if you want to wait around for it to be gone, you're going to be dead. You're going to be old. Yeah. You know, next Labor Day could be even worse. What did I say? But it was like 300% rise in Covid cases this labor day compared to last Labor Day. You can't just sit around and think that this thing is going to kill you because, like I'm vaccinated, my wife is vaccinated. We tried to go on a trip to Jamaica. I should be on vacation right now. But she got covid. And she's fine. And her vaccine is working. And she said very mild symptoms. I was around her while she was very well, I'm sure she was, you know, Um uh, it was contagious. My vaccine worked. I don't have it. And I think you just make a really good point. Do we do all Americans really fear this thing? No. I think I don't know what the word is. But it can't be fear because if you fear that act Yeah. You need to respect it right? Like and and and we've talked about this for those. You guys have just new to the show. I've worked with many different animals. I've had animals that zoos have meaning. I've had super venomous thinks thinks it will kill you in a you know what I had and their fear of them at respect of them. I've swam in the ocean my entire life. You know what I didn't do. I didn't fear the ocean. But I respected nature in the ocean of what it could do. But if I lived in fear I would never have any animal and I'd never go in any ocean and I wouldn't swim and there's a difference between fear is used to evoke an emotion. Respect is used to understand something and to learn to live with something through something and around and eventually above it. In this case, if you live in fear, ghettos, you're never gonna leave the house, man. No. No. It's true. I think it was okay to fear it at the very beginning, But we're now over a year and a half in and, you know, I think everybody wants this thing over and I wish it was over. And I wish we could get to the point where this thing is over. But Okay. We know what's happening out there. We know why this This thing is still around Delta and unvaccinated people, okay? But I'm vaccinated. And so I've got some protection. I've also got a mask that gives me some extra protection. Does that mean I'm scared to go to dinner? No means I just Maybe I just respect the virus and throwing a mask on if I'm around from around a bunch of people Don't think that's fear at all. I think it's smart. Going to get a vaccine that that doesn't mean that I fear the virus. Just smart. You know what's not smart is not getting the vaccine that's just not smart. You can look at all the numbers. Every number will point to you saying Go get the vaccine. But if you choose to to to to not look at those numbers, there's nothing I can do for you. But you're right. I mean, I want to go and I mean, I want to be in Jamaica with my wife, but we can't do it. And it's not because we feared the disease. We went out and lived. And you know what? Sometimes you're going to catch it. And if you're vaccinated, you're probably gonna have a pretty mild case. My wife is a very mild case. These vaccines are incredible, but the shot that's what it is. Remember again. I get back to its a shot. Yeah. Yeah, And and it's more of a therapeutic. It's a preventive thing, just like the flu shot where it's going to prevent you from dying and having real issues with with it. And now people still will in very small numbers because 99% of those people 0.9% have true issues with compromised immune systems. Where lets you know allergies could kill him at this point, so, but we've got here we got reticent about when we I think the vaccine. I think they need to change the thought process and treated more like a flu shot, then. Then you know the vaccine. Yeah, that's fair. I mean, I I fear Biden can't lead us through this thing. No. And that's tomorrow, right? He's well, He's got some some of their weird thing. It's got some weird speech he's going to do tomorrow on on Covid. I really don't know what he's going to say, because he's botched the border. We'll talk about that at 5 30 or really interesting conversation with the Border Patrol agents. He botched Afghanistan at the end, and now you know is he botching Covid? I just don't see him doing anything on Covid He, he said the other day. Hey, everybody. You'll like this. Everybody. Remember when he said in Afghanistan every American who wants to leave to believe? Yeah, that didn't happen so Now he's saying every American who wants a booster shot can get one. Yes, that's also not happening by September, 20th. Because if you have, Moderna, you don't get the boots are shot right now. You got Jane J. You're not getting one right now. If you get Pfizer, you might be able to get one by September, 20th. But again. Do I trust that guy? No. Do I trust Doug Ducey? Of course not. You've heard me talk about Doug Ducey. What is he doing now? What's the thing that you did? That was these are the people that that I fear will make the world worse. That's that's the fear that I have. It's not the virus. It's that you know what do see is going to pay parents seven grand to put their kids to private school with no masks. And he's going to take money away from kids in schools that have the kids protect themselves with a mask. So I've been saying how immoral the guy is. He's going to basically pay you to do the wrong thing and penalize others for doing the right thing. The fear that I have is not the virus. The fear that I have is we've got these leaders the so called leaders who are hot garbage. They are terrible at leading and they're doing all the wrong things. And you know that. That's the fear that I have. The fear that I have is that Facebook is extending this this pandemic everything that people click. It's always misinformation. They just put the information out there. They're not doing anything about it. They're putting it out there and everybody's reading it and say, Okay, maybe I should take that horse pill before I get the vaccine. That's the stuff, Chad that that I fear the it's that kind of stuff. It's not the actual virus making me ill. That's not what what I fear. Yeah, just it's again. It's all right..
TalkRadio 630 KHOW
"seven grand" Discussed on TalkRadio 630 KHOW
"Here. 303713 talk 337138255. Let's talk about your problems, questions and complaints. John's got one more issue he wants to bring up about his car he bought as is used in Denver had been repaired that repair went awry. We think he's stuck in Ohio. He doesn't have standing with the original repair shop. He doesn't know what to do. It's a terrible situation. You say you have one more point. Go ahead, sir. Yeah, I just did. The thing there is. The thing I wanted to say is, you know the work was done. Probably 5000 miles ago. With that, you know, I just want to know if maybe your guys your team behind you can maybe get me some. Maybe help me out off air. You know, I don't want to take the rest of your time. See what we'll see what we can do or where. What my options are at this point. In other words, what do you What do you mean John To get an assessment of the of what needs to be done? I know what needs to be done. It's a matter. I don't want to spend a ton of money trying to find out what exactly happened. Okay, Here's what you do. There is a guy but you'd have to have the car here and that's s O s inspection. No, I think he's asking how much it could one of our guys cut him a break and fix it on the cheap. Is that what you're asking? No, no, I'm asking. Like maybe if I have to go to court, you can. Yes, we have s O s inspections, Which is Norris. He can do Forensics on the engine and dual one item, like, like just to see what he thinks caused it. And he could serve as an expert witness. If you had if you needed one. Yeah, I just I think you're wasting your money, man. Okay, I I understand that I I'm answering your question. I already told you how I feel about the case. The question is, yes, we do have an expert that can take a look at your engine. Norris goes to court for big insurance companies. He goes to court for all kinds of people. The car would have to be here or you'd have to pay for him to go out there and you know, you really have to Look, if your total damages 7500, you gotta you gotta really toe the line on expenses because you're going to get close to just doing it could hitchhike out and we have another comment. Right here. This is John. What is your comment? John? Tom. Hey, I just wanted to mention if that guy really only paid seven or eight grand for the Honda know if for the ship for the Caddy, it's for the hot law. But caddy Oh, gotcha. Okay. I thought you guys were still talking about the Honda. What were you going to say? If he's only get paid seven grand for it. I think the car is worth that. Yeah, that's true. It doesn't matter. What card is the Honda CRV We were talking about had the emissions problem and he Yeah. That's a whole different ballgame. But in any case, John just let us know what goes on, man. Uh, we kind of feel bad about what happened. Nathan, what's going on with you, Nathan? Hey, thanks for taking the call. Yes, sir. What's happening? So, uh, three neighbors and I went in on a landscaper about three months ago. Now, what do you mean? You went in together on a landscape or was there? Well, go ahead. No, no, no, we all we all got the same landscape, okay? And my contract said he'd be done in a week. And like I said, it's been three months, but is he getting work done? No. No, he did about $1000 worth work. And I redid the sprinkler system because Had leaks everywhere. How about your neighbors? One neighbor got his sprinkler in and some fence posts. I did get some fence policy. The other neighbor. I think they got a sprinkler and he loves sprinklers. I bet he's the one man. Is he like a one man show and he's just in slow Mo or what? How much did you pay total? I paid him 8000. How much have you gotten in return in work? Probably 1000. Oh, my God. Why did you pay so much? It's crazy. You know, the neighbors had him first. And then I did it. And then the neighbors saw me, but they did it and it just, you know, why do you keep paying ahead? Though? That's the part I don't understand. Well, I went through three other landscape companies, and they all wanted money upfront to so I just thought that's the way it is. I get it? Yeah. You know what it might be these days to it might be. It's so hard to find people and then people, But I still would would only pay with certain conditions. I would make sure I protect myself. I don't think I'd ever pay landscaper upfront. Yeah. I mean, if they delivered materials something, but the only reason is my God. They've got a better tool than anybody to collect. If the homeowner doesn't pay, they slap a lien on you. Did you? Um Did you pay by credit card by any chance? No, I did my check. Okay, well, we still have the Contractors Trust Act. Very seldom do people actually. Um, invoke this, but you could bring it against him. And he'd have to show you that he did not co mingle your money, and he held it in trust for you. And if he can, it turns to a criminal case. Well, No, he went right to my bank and cast it. That's not what I asked. I said the money Has to be kept in trust for you. He cannot commingle it with other jobs well, Well, what's the deal right now? If we call them for you, which we're happy to do? What's he going to say? I'm going to finish it. I'm done with him already did it? What's he going to say? Well, let me So last week On Wednesday, I put it on a Facebook group..
The Sean Salisbury Show
"seven grand" Discussed on The Sean Salisbury Show
"But defined one that loves it boom so hopefully trace. You'll get to sell his home and it was bringing up because we've all had one in early in relationships when you're married you got to have that formal. Dining room with the with the was disappointed when we couldn't find a house that had a formal dining day. Go and i try to get china and crystal and you're gonna that big table so when your host. Your first thanksgiving is a married couple. It comes in there and it's like the table cost about seven grand. Five grand and chairs cost about seven thousand h. Before you spend fifty grand in a formal dining room in a home and you're like i use it twice a year. Maybe and then he started saying you know what i'd rather have in here Pacman to pinball machines and galactica and have it turned into a game. Let me tell you the most overrated room in the house while it looks good for family. I'd rather have it where you walk in my house. A big old table were sitting there. Kick your shoes off. let's go. That's about as formal as i need to be in if i want formal Go get married again. Okay saying to redo the marriage with the wife or something. But it's the most overrated unnecessary. Inefficient room looks nice. Oh but when. I walk into some formal dining rooms. You're like i can't even sit in that chair freight i'll stain it. Oh yeah sitting here or a formal living room. It's like ooh am. I allowed to even sit on that feel like they should be plastic over at somebody's house. Because every roof gotta be liveable most overrated doubt since we've got our couches and we bought some couches..
WCBM 680 AM
"seven grand" Discussed on WCBM 680 AM
"Easy Welcome back to the underwriters Quarter. You know, I I have two more programs say you're you know, you're not a veteran and the house you find is within the city limits. Well, then there's the FH the Federal Housing Administration. What's the difference between Via an F H a. The FAA requires a small down payment. 3.5%. How much is 3.5% Well on $100,000 house. It would only be $3500. But there's not too many $100,000 houses out there. So on a $200,000 house, 3.5% would be seven grand. That's the down payment required on a $300,000 house. That would be 10 5. So that's the down payment that's required with F H a. Now, with the closing costs again, just like with the V, A and the USDA rural development You can negotiate with the seller to pay your closing costs by offering them maybe more for the house. So, but that's the difference. Um, Now if you have 10 or 20% to put down then there's the conventional interest rates, but the conventional financing, you have to have a credit score. That's at least 700. So that's the difference. That's why you need to discuss it with the loan officer before you go out looking, you know, you might say, Bill, I have 20% to put down But my credit score is 6 40. Well, you're not going to get a conventional loan. They'll reject you. You have to go with F H A. Because your credit score is not where it needs to be. So you need to know all that before you go out looking at houses, and before you put a contract out on a house, you know, you put a contract in. You're going to put down 20%. So you want to go conventional? But if you would have done your homework and talk to a loan officer, you would know that your credit is not going to get you a conventional loan. And so you have to go with the F H. A The Federal Housing Administration. Both FH Eva and USDA. Rural development, Your credit score can go into the low six hundreds. Where with conventional you can't So you want to get all your ducks in order? You want to know what you're doing before you go out looking at houses? Because once you find a house, you need to jump on it right away. You can't be sitting there saying Well, let me go talk to a loan officer and find out if my credits Okay? And how much money I'm gonna need. The house is going to be gone. You have to do all your homework ahead of time. And then you go out looking at the houses on the Internet and then with a realtor. That's how you get started. People call me all the time and say, Bill, I never bought a house before. How do I get started? I'm telling you, I'll put it in blood. The way you get started, as you have to first talk to a loan officer. Give them permission to run your credit. Tell them about your income and then discuss with the loan officer, the best program for your situation. Everybody's situation is different. Everybody's income is very different. You need to sit and talk to a loan officer. And if you don't have time right now, thats great. Make sure you get their name and their cell phone number so that you can call them on their cell phone and say, Can you give me a couple of minutes now? That's the way you get started, and that's the way you buy a house in today's market. Alright. I talked about via talked about F h a USDA rural development For those of you who have a house and so many people you know, with especially, you know, the this time of year people are looking to do home improvement. Um and you can do a cash out refi, but only up to 80% of the value of your home. Up to 80%. Well, you know, houses have gone up tremendously. So if you don't know, talk to a loan officer, they'll be able to, you know, give you an idea of what your house is worth these days, Not an appraisal. You have to get an appraisal in most cases, but they can put you in a ballpark and say You know you're looking to get a cash out refi, But the 80% is going to kill you. You don't have you own more. Your old I had a guy today. He said his house was worth about $500,000. And he owes 4 20. He wanted to do a cash out refi because you wanted to do some home improvement. And But 80% of 500,000 is 400 he owes 4 20. They're not going to give him a cent. There is, however, a program for those of you who want to do home improvement not to pay off credit cards not to put money in the bank. Nothing take a trip around the world. Just to do home improvement. There is a program called the Renovation Loan. It is a terrific program where you can go up to 100% not 80 100% of what your house is going to be worth when you do the renovations. It is a terrific program for those of you who the 80% stops you from doing the work you wanted to do. But all the money has to be used for home improvement. Now, when I say home improvement, I mean anything that has to do with the house. For a new roof. New Windows New siding. New. Put a fireplace in put in Central air. Redo the kitchen to put a new bathroom in. Add a room off the back. New carpeting finished the basement finished the attic. Anything that has such even landscaping. Anything that has to do with the house. If all the money you're taking out is just to do work on the house, then you can use the renovation loan and you can borrow up to 100% of what the house is going to be worth. How do we know what it's going to be worth?.
BiggerPockets Real Estate Podcast
"seven grand" Discussed on BiggerPockets Real Estate Podcast
"And you can tell Downstairs triple on the rocks because my business partners like if this doesn't work is coming in the seven grand comes out of your drawl and because he thought it was knots is chiming in my is to your stock or this is the dumbest idea this. This is what we spend on like. You know ten people not one person and it's so in cameron guidance. You could tell he didn't want to go to dinner. Bogging wants to go take a bath or shower bed. And so when he came back down from the hotel room twenty minutes later. This is where the size of silver dollars like john. Everyone's about his talk about. I'm all ears. I've never had anybody treated municipal now. The kicker is most people would stop there with the rest of the story is i ended up for the next decade continued. I invested about twenty five thousand dollars into that relationship. full ten. Twelve grand nights said wind tools would arouse people china. Why would you keep going year. He had brooks brooks and i said well two things one is when you show up for people along after you have to win it means the most most people do the crazy thing and then once they get the wife the client they stopped trying. They're like oh we got them. I wanted cameron to go in run through walls for me. I wanted him to be there when i needed him to pick up the phone. And so when. I before i was begging speak for free cameron started. Say he double booked for speaking like he had a job and so your facebook ads. Maybe we hire a couple of sales reps. Were hoping to get like maybe three acts on our money a five extra money return on investment. We're looking at things in san. Hey the return on relationship dominates are y are dominates our ally because cameron went and open these doors. The owner of that relationship over the last ten years is fifty x. Show me a place in your business..
The Dave Ramsey Show
"seven grand" Discussed on The Dave Ramsey Show
"Thousand dollars in savings and about two thousand dollars on my debit card I'm kind of afraid because right now here with all the new money being printed that Inflation's going ahead it. So i'm wondering if i'm currently a college. What did your hair summit in them. What did you hear how high here that there's gonna be a lot of inflation. Maybe here coming since they printed off a lot of money you that oh man. That's that's the. That's what i've been hearing from a couple of people so i'd your drinking buddy and college No just a little bit on youtube and things how you went down a rabbit hole conspiracy theory crap. That's what i thought you've been playing on the internet getting financial. Oh day what year are you in. has right. Now i'll be incoming a sophomore wichita state. Okay cool west to question. How can we help. I'm wondering if i should go and either use that money towards My college They currently i'll be working. So i'm wondering should i just use my money with my savings. Should i just invest that. You saying you want to invest because you're scared that you may have some inflation Issues coming up down the road right. Yeah like my my interest won't why am i. Famous count won't keep up with inflation rate which it's not currently so i'm wondering if that's a smart idealistic investments. So let me ask you this question. This api did do that. Let's just say. I say yeah. Do that. How you're gonna pay for college Do to allow going on about divers or seven grand in there and then the rest. Just gonna work. I was in college. So here's.
KTRH
"seven grand" Discussed on KTRH
"That you should speculate in the stock market instead of investing in real estate, but anyway, back to here being beasts So I actually love Airbnb. He's now Realized they get a high rate of return. But remember, it's 5 to 10 times as much work, so you gotta balance that. And figure out what you want to do. But if you're saying, look, I'm willing to work. And you're gonna buy a group of single family homes Airbnb him. You'll get the highest rate of return, but you'll do a lot of work for it. You know, I can run 20 rental houses in less than six hours a month and make about seven grand a month. Well. You're gonna work. 10 hours a week, 40 hours a month. Run 20 Airbnb. And make about 12 grand a month. Maybe 15 grand a month. A lot more money, but a lot more work and you have to balance that so pro go for it. Get those. They're being bees. But make sure you have a clear understanding of what Airbnb is before you do it. Okay? I guess I better give out my email. You're probably wondering where these questions were coming from. People email me all during the week. While these weekend shows are recorded You have the right And I hope you do it if you've got a question about building a second stream of income with real estate Send me an email. You gotta fear you gotta worry. You got a reason. You think you can't do it. Send that to me. And I'll help you with it and help you overcome that fear or insecurity or excuse. Whatever it is. It's my email is ask Steve Have to get total wealth.
News 96.5 WDBO
"seven grand" Discussed on News 96.5 WDBO
"Alice Home seven grand and epic alone, okay? I can't. Your money is sort of a boy, his defendant ability with 20 different party. Sort of put a dick in this woman. Sort of. Don't get money is coming to have your son. You're the one that can make that. Smiles, making nothing down was killed in the line. My head again, you're looking good. We'll get a little sport orders but appears pretty worked up soon. This but I'll make it up there. What people do this lyric? Can Wendy don't get bodies coming. How do you know what You look like one of the good ones like me no more. Oh, Oh! Oh, I want to die. Woman. I'm gonna die. No! Oh, come on. What Oh, Oh, my God. Whoever takes it does knowing they say's put the Cinco good must boost today. Well, I can tell you so fair. You're so Alex. You're sort of so much group of mine. Amos music are you must grab.
The Win-Win Effect
"seven grand" Discussed on The Win-Win Effect
"Just move onto the next thing. We're about nine months into it. Wasn't having success like i literally had a guy will upset too so i had my landlord a rent taking care of. I couldn't figure out how to make the business run. I'd never had any in any business. I know what i was doing guy comes up in harley pulled up in front of the gym gets off walks inside anthony. Yeah yeah on below walkout. I was served papers to be visited in two weeks of. I didn't come up with four times. The amount of had my name. We weren't making the money and sells like damn. What do i do my wife. She's like chuck it up. Take the bankruptcy and keep moving. I don't know welcome to do. You can't make you obviously can't make it work. My best friends do go record job. Just you're screwed. That and i sat back as like. I don't know what to do here. Like i had four granted my bank and i was it. That's all i can use. And i chose to invest four grand into a six thousand dollar coach. I literally cleared my bank account and gave it to a guy named pat pat rigsby and he was the fitness space and i was like padding to figure it out and we broke it down fast forward three months. I had not only renegotiated and figure out the lease. I had got the gym business for making seven grand. A month was the seven grand. There was a prophet. And there's no profit was going to bills and people your payroll But the prophet to the point where seven thousand a month to twenty seven thousand a month. We had money. Stockpiled paid off the lease and all the stuff that was behind the buoy killed it. And it's one of those things where it's like. I look back even now as you can tell them like man. I have definitively built this entire business without the support of some of the closest people in my life the closest right the so the pressure not only is like the bill pressure has been times. I had no money. I'm going into things. And i'm like i got no money if this is a workout. I not paying rent and made it work right. My wife didn't get no bus friend and again it. I've had situations where like people didn't believe in the concept of like it's not gonna work doesn't make any sense at all these things but i just had this this thing. I didn't have a belief that the thing would work this very very clear people grass this. I did not always believe the thing would work. But i believe i would work. Yes wow hit the button. That's all those that's how powerful you have to believe in yourself so much. You don't what the all the external things that move moving parts. It doesn't matter. I got i bring either the problem. The big thing is the thing is a problem is inevitable. It's not a matter for the problem is though it's do you feel confident bringing you to that problem. And i always had the sense of like a weird. No one got the sense of belief. I have in my ability to solve a problem. I love puzzles. I love puzzles. I love sitting down and tweaking things and playing with like to figure it out. Just my brain. It really enjoys the process of it. So i know the problems are no more than that. It's just a puzzle. And if i choose to give the puzzle the puzzle remains unsolved and in life house remaining unsolved doesn't just sit there by itself. It collects more unsolved problems right..
The Ray & Dregs Hockey Podcast
"seven grand" Discussed on The Ray & Dregs Hockey Podcast
"Like imagine being a girl like my daughter who's dream place hockey and then you're like what's the endgame. Here will the end game. I started asking questions. Was you know you can make seven grand a year. If you're the best player in the world so i think at the time someone like like muddy fully any spooner. Neal's girls were making maybe seven thousand a year so that is like an east coast. League player would play remake more than the whole team salary. And i thought you know it was it was like yeah maybe i can lend my voice to this. Also iran and my daughter came up to one day with the with the lpga prize money and the pj prize money instead. That y is so different so you know you change your you kind of think differently. We probably should have this way more as guys long time ago but at least we're starting the conversation so i'm trying to whatever fit helps it helps and you guys are all doing the same. We're all trying to elevate the women's sports world and it should win all the best part about it. Is you know my wife was involved. cami twenty years ago. That's right. yeah yeah and there was no social media. So they're please for just a little support got dusted aside and nobody could pick it up. Now there's a momentum that will not be stopped like it. Yeah it's taking longer maybe than everybody would like. But it's not gonna stop and that's not it is the best part but you're right the fact that it didn't happen when camby was playing in cassie in you know any of those girls it you know there was the big argument. I get if i tweet something because you still get these guys going well watching and there's so i'm like that's not what we're talking about here. It was watching and they posted a clip posted the other day. The double women's volleyball game got more views on the network than the cubs reds game. So that excuse. I just don't think should exist anymore. And if it might might take two things and it's an interesting conversation of never had is gambling. What changes the men's. I don't know you know. Let's not hide the fact that the sports gambling industry is massive. My watching football sunday. If i don't have a fantasy pool i don't know if i am yeah. I don't know how that plays into it. It shouldn't. There's gotta be something about that. The gambling industry that we watch men's so much more. There's got to be. And i think you've got to tell the stories you know i knew nothing about cami. I mean i know everything about sid crosby. What used to shoot pucks on dryer. I think we need to tell their stories off the ice. And it's funny. Because i said to jane at that game. I said you know an and they're doing it now. I don't think it's because of me. But i'm glad they're doing it. I think the girls should girls and women. They should come out and not have their helmets on.
BiggerPockets Money Podcast
"seven grand" Discussed on BiggerPockets Money Podcast
"Your you feel like you're making good income. You have two jobs and all that kind of stuff but you still feel broke. It's because of this right. If if you can knock those out again you can either do that by grinding out with your financial position which you should. You should do that by grinding out with your predisposition continuing to to have the cash flow come in on those plays in places keep a tight budget kind of stuff but you can knock them all out with the sale of his property. I think okay so we've kind of covered it. Could've that what i think What what else can we help you with today. Where some other things you want to ask about or do you want to keep going on that. Or what's the next best thing we could talk about for you. So i am putting a lot away for retirement. Identical retirement Going forward. I'm trying to get that back and really build up definitely remember. You're talking about putting up more in a cash. But i keep seeing like these huge expenses pop up right like my partners general surgeries seven grand. I know we're replacing. Our cars soon been without a car payment for the last three years. And it's been a wonderful. It's just a i guess like he'd been that motivation going because it's every time i reach a milestone. Here's something else. oh here's something else. Well i think probably not budgeting for those right so in your budget you need to have like a miscellaneous reserve fighting to. That's like five hundred a month or something like that that says hey like every ten years fifteen years depending on you're going to need a new car right with with that every There's going to be a health situation every five seven years but that could be molars it can be break your leg while hiking or you know what's gardening injury you can get But those are the kinds of things you've got to prepare for inside of your budget..
WCBM 680 AM
"seven grand" Discussed on WCBM 680 AM
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WIBC 93.1FM
"seven grand" Discussed on WIBC 93.1FM
"The BBB. All Star is unique. You work directly with the owner, Tom Myers, not a salesman. Tom has been in the business since 1997. If you need someone to see if you have storm damage, meet with an adjuster or just need a quote on your exterior project. Call All Star 31752264090 and Tom even works weekends, all Star roof siding and more. Here's Terry Bradshaw for Publishers Clearing House. If you want to win seven grand a week, you better step on it. Today is the last day to enter to win $7000 a week for life from Publishers Clearing house on April 30th. Yep, you gotta enter PCH dot com before it's too late. Real people really do win just like you. You don't want to miss out, do you? But you gotta be in it to win it. Seven grand a week for a live Internet on PCH dot com and 3 to 4 27 no purchase necessary void where prohibited Who? Well, guys whale. Wow, Wait. That's a big whale. Um Okay, Well, well, well. Oh, no times in turn quick on the water, Progressives, boat insurance and she covered Get a quote today in this little is three minutes at progressive dot com. At least it wasn't a shark and my rent Hmm. Progressive canceled the insurance company and affiliates when the weather turns severe turned to the WBC Storm desk, preset by technology recyclers Business Electron IX recycling this attack Dash recyclers calm. This'll hour on 93 WBC is powered by Reinhard Heating and cooling your American Standard Air dealer and Danville ever a Nigel present. It depends upon what the meaning of the word is. Yeah,.
Chats With Cats Podcast
"seven grand" Discussed on Chats With Cats Podcast
"Don't ruin this story another one. This one's popped up recently. It's not too old but it is starting to get out of hand. Karen people can and cannot say if your name is karen and you middle aged obviously fame now and you have one of those haircuts. Your life has been miserable for the best part of two years. One lakh one prayer. Imagine him karen debt. That is another one another one that got the rash trivia time This question goes out to us. If you can get. This hour will be so happy. Okay you're working in radio at a supermarket and You go up to your work colleague. You ask them how they going at work. What do they reply with me. I'll give you a clue. Same shit different guy. Different guy will fucking hello. Thanks for being so informing Shut up shut the fuck up to work in paradise not so much some other ones you got any all yeah. I've got a list of them. Look no. I actually go to them. And they come and once was close but not Is that a so. Yes yeah that started to annoy me. Because i'm what does that even main and mosel people smoke cigars. Houston we have a problem because it comes from the clinic because it comes from one of my favorite films. Apollo thirteen film great film. Tom hanks i have seen that one. Actually oh you basically saying the film yeah us. I'm not either to the fat lady sings. That's sort of to do with football. You know so. I like i can accept that you know the the fat lady start singing when the game's over so i think he's made that up all right. Have you not listened to country with rex hunt. Not a longtemps starts literally singing when he knows the game's over coach he's not fat or a lady and tested seven grand fawn all along. He was singing one. Sixty three to forty four st johnstone smith. He's montaigne points. Yeah well well that's molly so now it's not really. I saw many like you must be fun at parties like shut the things like online facebook sayings that are used way too much and then there's the electronic ones but i guess this was are are they. Did i ever run out of juice. And you can't use them anymore. Low thing everything. We've mentioned his well and truly run out of juice. we'll probably a good song gets thrashed on the writings. You get sick of hearing it always comes in and stop light cycles you have been using it for five six years and then it just goes away and then comes back to my mind signs up. Sixty forty one. What does that mean not fifty fifty sixty forty five or something but not correct anyway. Move onto our next segment which was talking about the best remedies for sickness especially home remedies. Got one that no one ever bolaise me on and people look at me like i'm stupid.
Talking Mopars
"seven grand" Discussed on Talking Mopars
"Like the two-tone suede and leather all. That was great and Is we'll look at the value of this car and the book value on those earlier s. Rta chargers trade and his like sixty seven hundred. You know a is very low. And that car is immaculate. He knew all the maintenance on it and really took care of it Had ninety five ninety six thousand miles on it so he just looked at it and he said will you know instead of paying seven grand for six one that i know nothing about What if i just take the six one out of this car that have marked election and then sell the by and that's what he did As soon as we pull the six one that was part of the package right. We had to pull the six one out of the charger but leave. The body is undisturbed as possible for the new buyer. This new buyer had a couple engines lane around but no car. So i think he paid like thirty five hundred for the body which is really a steel because of how clean it was And so really. He's in this six one for like three grand makes you think of it that out our financial it makes a lot of sense you know so was it was the right way to go and plus he knew that. It was a well-maintained in because he was the only owner four hours in that just being really meticulous pool in the six one out of that car bid forty hours on this. But it's really gonna take us like..
The Shawn Harvey Morning Show Podcast
"seven grand" Discussed on The Shawn Harvey Morning Show Podcast
"Can't argue checked copy. I'm gonna give me my back. Who knows lab to how long and that guy who seventy five thousand dollars bond. While you're right why would they let him out of jail right. The is a device and he's going to go on a shopping spree of unemployment. Ray what point. Four million dollars barbie colonial. Cj i'm not mad at him harvey with my moral compass. I will do the same thing at fifty thousand dollars cologne. Have your check. Have our have tackles the money. He was getting seventeen thousand dollars per filing like. Why don't you just stop bro. You read up to one point. He was treated like a fulltime job. I was his ass. You still your bronx apartment. They find in his apartment again. They found like seven grand. We're looking at money. Where the money that the monday with that sitting your bronx apartment. Not even that great. 'cause you even know change ip address. But.
BiggerPockets Money Podcast
Budgeting Expenses While Living on The Road with Renewable Energy Worker Clayton
"Clayton. Welcome to the bigger targets. Many podcast. i'm so excited to have you today. Thanks guys. I'm really excited to be here. Appreciate all your advice. Throughout allentown cast stones awesome. Well thanks for listening. So clayton is a twenty six year old renewable energy worker living in the midwest and looking for some suggestions on financial planning in general so that he can retire early and lead his best life clinton. Why don't you walk us through your income and debts absolutely so right now. Actually our income just got cut by about forty percent girlfriend. Travels with me for work and she. Unbeknownst us lost her physician so lost forty percent of our income. I'm sitting at a salary for diem and a trailer allowance and then some rental income from a rental property that we have totalling about seven grand a month. Can you give us some background on that. So you say salary per diem and camper each just give us enough background in your job to understand why you have predicament camper allowance. Sure yes so. With the renewable energy side. We travel all over the country so ben everywhere from north dakota colorado oregon iowa and now down in texas so pretty gives me some money in basically not sleeping my own bed. Money right and then Trailer allowance. i live in a fifth wheel while on the road so kind of a unique living situation and they give me allowance for that too. Because there's obviously expenses that come with pulling a trailer and the wear and tear on the tyres and all that kind of thing so companies generous enough to give us allowances for those kind of things and yeah ok. Great eddie other sources of income besides the salary camper allowance pretty yup so we do have a rental property. that were satirized. Well we are at home so kind of one of those ideals to were living on the road but we have a home base and house hacking that home base. So that's bringing in about fifteen hundred a month for us right now and it's gonna go up hopefully the next month or two. Once we finished some slight remodels and get another room rented so it should go up to about two thousand dollars fantastic. Yeah expense side of things fixed expenses. Obviously we got the mortgage. We do have a car loan and then luckily enough again with the company. I worked for their great and they cover a lot of expenses on the road so the living allowance. The lot rent recover my lower end from camper all that kind of stuff. So it's pretty limited to mainly just jim internet's phone bills and then food things like that. So the picture informant. My head is a really strong financial position. We talked about a seven thousand dollars in income. Let's exclude the house act. We got about fifty five hundred dollars a month in income and are you kind of abbreviating that to after tax dollars. Yes yeah that's all after tax. Okay great so you got about fifty five hundred and after tax dollars plus we got income from your house hack how much is your mortgage mortgage is about twelve hundred dollars a month principal interests. I thank is around seven fifty. Our insurance is actually a little bit higher because the house situation is kind of odd. An taxes are actually relatively low about thirteen hundred a year. So awesome so even with maintenance. You're probably sitting at no more than fifteen hundred dollars. Total housing costs. What are your utilities. You think as hard to us for now just because we do live on the road and it's relatively low because we're one twice a month so i don't know maybe hundred dollars okay. So you're housing is free for all intents and purposes through the house hack. Is that right correct. Yep awesome love it. How about transportation is that also largely free because of the allowance for the camper and that type of stuff. That's another benefit as Transportation's pretty much free. I gotta company truck and again the company. I work for their so generous to let me use that personal time to you which is awesome. We do have a vehicle for my girlfriend and we do have a debt on that as well and believer sitting at eighty five hundred or so see if a balance of eighty five hundred on that in cash payment associated with it okay. What would you kind of estimate your total expenses to be housing. We've got to close zero. What would you say outside of housing. Your monthly expenses are unrelated to work man. I'd say twenty five hundred ish maybe a month and that's going to be broken out between that car payment in a gym and entertainment this types of things normal year when it's not twenty twenty. We tended to spend a little bit more than now. It's a little bit less but yeah okay great. So what i'm seeing. Here is an ability to accumulate at least fifteen hundred to two thousand dollars a month in cash flow on an ongoing basis. Is that right yes awesome and then when you look at your financial position do you feel that. The opportunities are going to be on the income side on the expense side or on the capital allocations piece in terms of managing the money. You're accumulating i say right now are sitting pretty good as far as the income. I feel pretty solid with the income side of things granted like i said we did lose some of that coming in but i believe there is work to do on our expense side of things. 'cause i don't accurately track it. Everything i do is rough estimates. So i know what my phone is monthly. I know what the car payment is monthly but the food and all that stuff who knows i mean sometimes we go out and have fun and go out to local italian restaurant or whatever it is so perfect so i think we're gonna have a phone with this because your expense the way you've just described your situation. We don't housing expense. And i see a path forward here. Where if for example if your path that over the next year to you don't have to pay for housing and you don't have to pay for vehicle at least in the short run. I mean you get to that point and you have a thousand dollars per month is what i understand per diem. Is that right. Roughly a thirty six days. So depending on when i'm work that worked when i'm at home so about thousand
Todd and Don
Texas lieutenant governor pays fine for jailed salon owner
"Top state officials including the lieutenant governor and governor speaking out against that Dallas judge that jailed that North Texas salon owner she still in jail today she's gonna miss mother's day this weekend jailed for seven days because she divided the state orders to open a personal one yeah and so she's in G. jailed lieutenant governor a little to the governor's willing to pay her fines about seven grand in fines you could jump in on that one but also the mayor says he's not going to a barber shop or salon tomorrow even though he needs to he's just not going to do it not even gonna go there no matter what precautions are in place now and he's not going to go in any business that is not requiring their people to wear a mask he also want you to snitch on businesses if you feel like they're not cleaning or if you feel like you they've got too many people or if you feel like they're not wearing their masks arrive don't open tool step one open library ****
SportsCenter AllNight
Roger Federer finds his groove against Dan Evans in Arthur Ashe
"The show defending can't Novak Djokovic left shoulder appear to be just fine he was a straight set win over Dennis could lots right reach the open's fourth round for that twelfth appearance in a role is one thirty six of his past thirty seven grand slam matches he's pursuing a fourth title at the US open and seventeenth major trophy overall Roger Federer won in straights after dropping the opener in each of his first two matches this week the five time champ was a straight set win her over Daniel Evans and had this with regards to those who think he's has an edge with regards to the short turnaround in terms of a competitive advantage yes regardless of when he finished it was always going to be at a competitive advantage for me so there you have it now is it a big difference if it would play a twelve or two not really but I think at some stage every our met might matter we have these rules in place and tasty sixteen our rules form sent Mister finals nowadays because of that reason to you that you have maybe not enough time to physically recover but also mentally recover you know from the whole I want to get into the next round and tried to play Roger and and it's gonna be a big match and then you finally make it and then you gotta get up for action the maps that you maybe were looking forward to so I've been there I I know what you're talking about and yeah you could definitely argue that that's the scheduling was not in his favor but it's anyway not fair for me to play my match on the roof get it done sit back relax the next day while he's battling out a four hour or three hour match whatever it is against so the problem already starts there but I guess that's ten is the sense of entertainment and the show must go on and you know I've lost maybe matches to square one some this time luck was on my side and there you have it so yeah I understand they've done is like a little bit frustrated near the show goes on with Roger in a deal Medvedev and threw his racquet towards the chair up was penalized in boot the men's fifty still pulled out a four set win over Feliciano
CNBC's Fast Money
Is Tesla the next Netflix?
"You think the tesla may have a rough year or two years ahead, but then eventually to the moon mean solid Netflix when, when you judge a growing category, that's being created on a quarter to quarter basis. It's kind of like driving a car through the lens of a microscope looking backwards. Right. I mean it's not really helpful when you look at say, all of our children and their grandchildren will be ten x more or fewer electric cars. It's going to be the former answer. And that with that in mind that tailwind is pretty insurmountable. Their Eddie, great to have you with us to come by soon very Very much. much. Pita juryman. What do you think of? He's analysis. I think a lot of it makes sense. We had a chest Tucker earlier, and we were talking about a lot of the different variables that are going on here in the comparisons with Netflix as well. And that is one of those names where I continue to be bullish on Tesla's at crazy name that we all know it's almost impossible to get your arms around because of all the tweets everything else that's going on there. But I will tell you this, there was some monster by Dan and I are always looking at the options world. That's very, very clear June fourth ten thousand of the August two fifty calls for over two dollars. That's a real trade that was somebody putting down money saying, you know what there is some former recovery. Stock was trading. One eighty mill now here it is almost thirty dollars from that point. So I'm looking at this. I bought a lot with those calls. This is a trade. This is not something where I think long term, I think Tesla's going to scream right back to four hundred. But I do think this thing gets in those ranges guy talks about the Rangers all the time where support is I think right now we're on this upward swing. I think we do it two hundred mention that trade before saying that is very unusual to see this sort of action. That was a different trade. But listen, I'll just say this. I actually that was really kind of comparison. I don't think it makes the whole heck of a lot of sense to me. I mean if you think about the pie that have grown over the last four years, I've been very skeptical. If tesla has picked up the Prius buyer on the average preists is like twenty seven grand or something like that. Tesla's lowest end is this new model three that we know is comes at, like fifty five Gs or something like that. So obviously, there's numbers were pretty clear. I mean other not the pies grown. And so previous is selling less. But how many Chevy bolt selling more? I. I mean, I'm just saying this is not a great reflection. I just don't think that you're having a Prius buyer going up and violently about last bottle extra three. So here's the big difference between net flicks and Tesla's. I see it so back in two thousand eleven Netflix had a market cap of ten billion. They had two hundred million dollars a debt, and they had total debt to EBITDA of zero point five. Right now, you have tesla about thirty eight billion. They've got almost twelve billion dollars a debt in the total debt to EBA die is almost eight point. Oh so net. Flicks was able to make them the stake here and there. Tesla can't afford to make a mistake. They gotta hit a home run. Every time they step up to the plate.
Z Morning Zoo
Brad Pitt and Margot Robbie get close during filming of new movie
"The celebrity dirt so i read that brad hits in margot robbie are getting superduper close man that's a hot filming once upon a time in hollywood and that her her husband is worried sick about it now she's only been married your hobby time at at curly for two years now okay brad and her like super duper flows onset of going on not like brad pitt to try to steal away a married woman while they were filming all wait a minute exactly okay a hard couple though is there's any truth behind this but it may it me if you're a guy your wife is in the hollywood view side of freedom saying you cannot do move your brad pitt yeah maybe maybe like everybody else is fine i trust you but i don't trust mr steal your girl yeah so what have you walked into a club one night and shack was your dj it could very well happen because he's doing his first ever dj tour and he's calling it the summer of sack and under here's a little bit of what he actually plays was talking to jimmy fallon eighty seven eighty eight i'll be it's just about the adrenalin of of rock and the crowd having fun and i i do like dub stabbing tribal pops up i like that he's that he's been dj jewish fourteen like all the way through lsu days and whatnot whose videos on youtube from like ninety nine two thousand like old old videos of shack like dj in like rooms in house when he was playing basketball coming here but you never know that he's going to dc okay anyone wants to go up the venue or no yeah okay hi but that's just one of his miami dc new york fifteen dates how much do you have you had to ballpark how much you think he charges the book for for like this he'd probably want between five to seven grand oh i thought it'd be way more no no i think it's because of the fact like he if he's one of miami dc this is he could do this star on the way on the way just make a little extra crack okay miami shacks fun house blow ultra music fast right yeah so wow it's all covered in the next year primetime tv star found out her show was done via social media cosc leave the cabinet and i'm unaware of that we got into this man aggressive so that's right hey the kitchen floor dishes did we get into this man you just pour now god is jackson oh.
America Tonight with Kate Delaney
iPad dressed in cap and gown stands in for hospitalized girl at graduation
"Very cool to see that very very cool all right how about this i'm going to say this is our daily salute i love reading this story and we have people listening to us in the great state of alabama and alabama senior who would have missed her high school graduation because of illness got to experience the ceremony from the hospital cynthia pet way was unexpectedly hospitalized before she was set to graduate just seventeen doctors told us she couldn't leave for weeks so what happened the mobile county public schools the murphy will public counties skews schools not mobile partnered with the us a children's and women's hospital so she could attend the graduation without leaving she could walk across the stage virtually a robot dressed in a cap and gown equipped with an ipad hooker place that is so very very cool she drove the robot across the stage from the hospital when they called her name i love that mobile alabama you rock that is the daily salute and there's like forty people in her family that we're in a conference from the hospital watching the live stream of the graduation ceremony tears of joy all over the place so very cool got gotta be tough right your graduation you hear the bad news that you can't go to the graduation yeah all right this is really bad news as well there was a woman who was hit with seven thousand dollars in shipping charges after ordering toilet paper on amazon toilet paper is not cheap i guess through amazon here's what happened barbara carroll was looking for a good deal she ordered three boxes of toilet papers puerto for jobs a building managers check your bank statement after the packers delivered found a charge more than seven grand she said her amazon order included eighty eight points eighty eight dollars and seventeen cents for the toilet paper and the shipping charges seventy four hundred dollars she screamed and said this this is not this is ridiculous amazon will take care of it but she said she didn't get a refund because the order came from a third party seller they're trying to figure this out that can't be right you got to be very careful about that because i got hit with a big shipping charge to when i was shipping books that didn't make any sense they got there a half a month before i was even arriving.